<!-- BEGIN METADATA -->
<!-- Íàéìåíóâàííÿ ôàéëà ç ð³øåííÿì -->
<META NAME="FILENAME" CONTENT="5011_7614088.html">
<!-- 1,2 ID ð³øåííÿ TAGNAME(DOCID, DOCORGID) - íóæíî äëÿ ïîëó÷åíèÿ ïîäòâåðæäåíèÿ ðååñòðàöèè -->
<META NAME="DOCID" CONTENT="7614088">
<META NAME="DOCORGID" CONTENT="1">
<!-- [3] Íàéìåíóâàííÿ ñóäó, ÿêèé óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ TAGNAME(COURTNAME) -->
<META NAME="COURTNAME" CONTENT="Ãîñïîäàðñüêèé ñóä ì³ñòà Êèºâà">
<!-- [4] Êîä ñóäó, ÿêèé óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ TAGNAME(CAUSECOURT) -->
<META NAME="CAUSECOURT" CONTENT="5011">
<!-- [4.1] Êîä ñóäó, ÿêèé óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ TAGNAME(CAUSECOURT2013) -->
<META NAME="CAUSECOURT2013" CONTENT="910">
<!-- [5] Ñïðàâà íîìåð TAGNAME(CAUSENUM) -->
<!-- [6] Äàòà ñïðàâè TAGNAME(CAUSEDATE) -->
<META NAME="CAUSEDATE" CONTENT="08.08.2017">
<!-- [7] Äàòà óõâàëåííÿ ð³øåííÿ TAGNAME(DOCDATE) -->
<META NAME="DOCDATE" CONTENT="25.09.2017">
<!-- [9] Ôîðìà ð³øåííÿ (ID) TAGNAME(DOCTYPE) -->
<!-- ð³øåííÿ = 2 -->
<!-- ïîñòàíîâà = 3 -->
<!-- óõâàëà ñóäó = 4 -->
<!-- ñóäîâèé íàêàç = 5 -->
<!-- îêðåìà óõâàëà = 6 -->
<META NAME="DOCTYPE" CONTENT="2">
<!-- [10] Ôîðìà ñóäî÷èíñòâà (ID) TAGNAME(CAUSETYPE) -->
<!-- àäì³í³ñòðàòèâíà = 1 -->
<!-- êðèì³íàëüíà = 2 -->
<!-- ãîñïîäàðñüêà = 3 -->
<!-- öèâ³ëüíà = 4 -->
<!-- àäì³í³ñòðàòèâíå ïðàâîïîðóøåííÿ = 5 -->
<META NAME="CAUSETYPE" CONTENT="3">
<!-- [11] Êîä êàòåãîð³¿ ñïðàâè TAGNAME(CAUSECATEGORY) -->
<META NAME="CAUSECATEGORY" CONTENT="4006">
<!-- [12] Ñïðàâà ðîçãëÿäàºòüñÿ ïî ³íñòàíö³¿ (ID) TAGNAME(CAUSELOCATION) -->
<!-- àïåëÿö³éí³é = A -->
<!-- êàñàö³éí³é = C -->
<META NAME="CAUSELOCATION" CONTENT="P">
<!-- [13] Ïîïåðåäí³é íîìåð ïîòî÷íî¿ ñóäîâî¿ ñïðàâè TAGNAME(REREGCAUSENUM) -->
<!-- [14] Ïîïåðåäíÿ äàòà ïîòî÷íî¿ ñóäîâî¿ ñïðàâè TAGNAME(REREGCAUSEDATE) -->
<!-- [15] Íîìåð ñóäîâî¿ ñïðàâè, ð³øåííÿ â ÿê³é ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSENUM) -->
<!-- [16] Äàòà ñóäîâî¿ ñïðàâè, ð³øåííÿ â ÿê³é ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSEDATE) -->
<!-- [17] Äàòà óõâàëåííÿ (ïîñòàíîâëåííÿ) ñóäîâîãî ð³øåííÿ, ùî ïåðåãëÿäàºòüñÿ TAGNAME(PREVRESCAUSEDATE) -->
<!-- [18] Ñóä, ùî óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ, ÿêå ïåðåãëÿäàºòüñÿ TAGNAME(PREVCOURTNAME) -->
<!-- [19] Êîä ñóäó, ùî óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ, ÿêå ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSECOURT) -->
<!-- [19.1] Êîä ñóäó, ùî óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ, ÿêå ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSECOURT2013) -->
<!-- [20] Êîä êàòåãîð³¿ ïîïåðåäíüî¿ ñïðàâè TAGNAME(PREVCAUSECATEGORY) -->
<!-- [21] Ñåêðåòàð ñóäîâîãî çàñ³äàííÿ TAGNAME(SECRETARY) -->
<!-- [22] Çàáîðîíà îïðèëþäíåííÿ TAGNAME(HEARINGCLOSED) -->
<!-- íå çàáîðîíåíî = V -->
<!-- çàáîðîíåíî = Z -->
<!-- çàáîðîíåíî òèì÷àñîâî = T -->
<META NAME="HEARINGCLOSED" CONTENT="V">
<!-- [23] Ê³ëüê-òü àðêóø³â äîêóìåíòà (ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß) -->
<!-- Ñóää³ â ð³øåíí³: -->
<!-- [24] Ïîðÿäêîâèé íîìåð TAGNAME(JUDGEPOSITION) -->
<META NAME="JUDGEPOSITION1" CONTENT="1">
<!-- [25] ÏÐ²ÇÂÈÙÅ, ²Í²Ö²ÀËÈ TAGNAME(JUDGENAME) -->
<META NAME="JUDGENAME1" CONTENT="Ïëîòíèöüêà Í.Á.">
<!-- [26] ÊÎÄ ÑÓÄÄ² TAGNAME(JUDGECODE) -->
<!-- Ñòîðîíè ð³øåííÿ: -->
<!-- [27] Ïîðÿäêîâèé íîìåð TAGNAME(MEMBPOSITION) -->
<META NAME="MEMBPOSITION1" CONTENT="1">
<!-- [28] Òèï ñòîðîíè (ID): TAGNAME(MEMBTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- â³äïîâ³äà÷ = V -->
<META NAME="MEMBTYPE1" CONTENT="P">
<!-- [29] Òèï ïîçèâà÷à (ID): TAGNAME(MEMBPOZYVACHTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- çàÿâíèê = Z -->
<!-- ñòÿãóâà÷ = S -->
<!-- êðåäèòîð = K -->
<!-- îáâèíóâà÷ = B -->
<!-- öèâ³ëüíèé ïîçèâà÷ = C -->
<!-- çà³íòåðåñîâàíà îñîáà = A -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBPOZYVACHTYPE1" CONTENT="P">
<!-- [30] Òèï â³äïîâ³äà÷à (ID): TAGNAME(MEMBVIDPOVIDACHTYPE) -->
<!-- â³äïîâ³äà÷ = V -->
<!-- öèâ³ëüíèé â³äïîâ³äà÷ = C -->
<!-- àäì³í.ïðàâîïîðóøíèê = P -->
<!-- áîðæíèê = B -->
<!-- ï³äñóäíèé = D -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBVIDPOVIDACHTYPE1" CONTENT="">
<!-- [31] Òèï îñîáè (ID): TAGNAME(MEMBOSOBATYPE) -->
<!-- þðèäè÷íà = U -->
<!-- ô³çè÷íà = F -->
<META NAME="MEMBOSOBATYPE1" CONTENT="U">
<!-- [32] Ïîâíà íàçâà (äëÿ þðèäè÷íèõ) àáî Ïð³çâèùå òà ³í³ö³àëè (äëÿ ô³çè÷íèõ) TAGNAME(MEMBNAME) -->
<META NAME="MEMBNAME1" CONTENT="Ïóáë³÷íå àêö³îíåðíå òîâàðèñòâî Êîìåðö³éíèé áàíê &quot;Ïðèâàòáàíê&quot;">
<!-- [33] Öèôðîâå àáî ë³òåðíå ïîçíà÷åííÿ TAGNAME(MEMBSHORT) -->
<META NAME="MEMBSHORT1" CONTENT="Ïîçèâà÷ 1">
<!-- [34] Êîä ªÄÐÏÎÓ (äëÿ þðèäè÷íèõ) TAGNAME(MEMBOKPO) -->
<META NAME="MEMBOKPO1" CONTENT="14360570">
<!-- [35] Äàòà íàðîäæåííÿ (äëÿ ô³çè÷íèõ) - ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß -->
<!-- [36] Àäðåñà (äëÿ þðèäè÷íèõ) àáî Ì³ñöåçíàõîäæåííÿ (äëÿ ô³çè÷íèõ) TAGNAME(MEMBPOSTADDRESS) -->
<!-- [37] ×àñòêà äåðæâëàñíîñò³ TAGNAME(CHASTDERGVL) ÇÍÀ×ÅÍÈÅ(TRUE|FALSE) -->
<META NAME="CHASTDERGVL1" CONTENT="FALSE">
<!-- [27] Ïîðÿäêîâèé íîìåð TAGNAME(MEMBPOSITION) -->
<META NAME="MEMBPOSITION2" CONTENT="2">
<!-- [28] Òèï ñòîðîíè (ID): TAGNAME(MEMBTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- â³äïîâ³äà÷ = V -->
<META NAME="MEMBTYPE2" CONTENT="V">
<!-- [29] Òèï ïîçèâà÷à (ID): TAGNAME(MEMBPOZYVACHTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- çàÿâíèê = Z -->
<!-- ñòÿãóâà÷ = S -->
<!-- êðåäèòîð = K -->
<!-- îáâèíóâà÷ = B -->
<!-- öèâ³ëüíèé ïîçèâà÷ = C -->
<!-- çà³íòåðåñîâàíà îñîáà = A -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBPOZYVACHTYPE2" CONTENT="">
<!-- [30] Òèï â³äïîâ³äà÷à (ID): TAGNAME(MEMBVIDPOVIDACHTYPE) -->
<!-- â³äïîâ³äà÷ = V -->
<!-- öèâ³ëüíèé â³äïîâ³äà÷ = C -->
<!-- àäì³í.ïðàâîïîðóøíèê = P -->
<!-- áîðæíèê = B -->
<!-- ï³äñóäíèé = D -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBVIDPOVIDACHTYPE2" CONTENT="V">
<!-- [31] Òèï îñîáè (ID): TAGNAME(MEMBOSOBATYPE) -->
<!-- þðèäè÷íà = U -->
<!-- ô³çè÷íà = F -->
<META NAME="MEMBOSOBATYPE2" CONTENT="U">
<!-- [32] Ïîâíà íàçâà (äëÿ þðèäè÷íèõ) àáî Ïð³çâèùå òà ³í³ö³àëè (äëÿ ô³çè÷íèõ) TAGNAME(MEMBNAME) -->
<META NAME="MEMBNAME2" CONTENT="ÒÎÂ &quot;Á³ãåðà&quot;">
<!-- [33] Öèôðîâå àáî ë³òåðíå ïîçíà÷åííÿ TAGNAME(MEMBSHORT) -->
<META NAME="MEMBSHORT2" CONTENT="Â³äïîâ³äà÷ 1">
<!-- [34] Êîä ªÄÐÏÎÓ (äëÿ þðèäè÷íèõ) TAGNAME(MEMBOKPO) -->
<META NAME="MEMBOKPO2" CONTENT="40285921">
<!-- [35] Äàòà íàðîäæåííÿ (äëÿ ô³çè÷íèõ) - ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß -->
<!-- [36] Àäðåñà (äëÿ þðèäè÷íèõ) àáî Ì³ñöåçíàõîäæåííÿ (äëÿ ô³çè÷íèõ) TAGNAME(MEMBPOSTADDRESS) -->
<!-- [37] ×àñòêà äåðæâëàñíîñò³ TAGNAME(CHASTDERGVL) ÇÍÀ×ÅÍÈÅ(TRUE|FALSE) -->
<META NAME="CHASTDERGVL2" CONTENT="FALSE">
<!-- [38] Âåðñ³ÿ êë³ºíòà TAGNAME(APPVER) -->
<META NAME="APPVER" CONTENT="1.30.1.6">
<!-- [39] Êîä ïðîâàéäåðà ÅÖÏ TAGNAME(CRYPTPROVIDER) -->
<META NAME="CRYPTPROVIDER" CONTENT="DS13">
<!-- END METADATA -->
<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=windows-1251">
<META NAME="Author" CONTENT="">
<META NAME="Description" CONTENT="Document">
<META NAME="Document-state" CONTENT="static">
<META NAME="Updated" CONTENT="28.09.2017 12:32:21">
<META NAME="Robots" CONTENT="All">
<META NAME="Keywords" CONTENT="">
<STYLE TYPE="text/css">
margin-right: 10 mm;
margin-bottom: 10 mm;
mso-paper-source: 0;
@charset "Windows-1251";
font-family: Times New Roman;
font-family: Facefont SSH;
font-family: Facefont SSH;
vertical-align: sub;
text-transform: uppercase;
font-family: Times New Roman;
margin-bottom: 0 mm;
white-space: normal;
word-spacing: normal;
text-align: justify;
text-align: justify;
margin-right: -3 mm;
margin-right: -18 mm;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
border-color: black;
margin-bottom: 0 px;
margin-right: 10 px;
background-color: white;
table-layout: fixed;
margin-bottom: 10 px;
border-color: black;
border-style: solid;
border-top-width: 1 px;
border-bottom-width: 1 px;
border-left-width: 1 px;
border-right-width: 1 px;
padding-bottom: 1 px;
padding-right: 5 px;);
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 1.0583 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: ;
border-left-width: 0.088194 mm;
border-right-width: 0.088194 mm;
border-top-width: 0.088194 mm;
border-bottom-width: 0.088194 mm;
border-left-color: White;
border-right-color: White;
border-top-color: White;
border-bottom-color: White;
padding-right: 1 mm;
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 0 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: none;
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 0 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: none;
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 0 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: none;
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 0 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: none;
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 0 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: none;
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 0 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: none;
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="100 %" class="tds1"><P class="ps22"><FONT class="fs222"> &nbsp;</FONT><FONT class="fs220"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps16"><FONT class="fs140">Ð²ØÅÍÍß</FONT></P>
<P class="ps16"><FONT class="fs139">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<P class="ps6"><FONT class="fs155">Ñóääÿ Ïëîòíèöüêà Í.Á., ðîçãëÿíóâøè ñïðàâó</FONT></P>
<TABLE cellspacing=0 px class="tsfirst">
<TR><TD width="19 %" class="tds8"><P><FONT class="fs154">çà ïîçîâîì</FONT></P></TD><TD width="81 %" class="tds8"><P class="ps3"><FONT class="fs216">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà êîìåðö³éíîãî áàíêó "Ïðèâàòáàíê" </FONT></P></TD></TR>
<TABLE cellspacing=0 px>
<TR><TD width="19 %" class="tds9"><P><FONT class="fs153">äî</FONT></P></TD><TD width="81 %" class="tds9"><P class="ps2"><FONT class="fs215">Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Á³ãåðà"</FONT></P></TD></TR>
<TABLE cellspacing=0 px>
<TR><TD width="19 %" class="tds10"><P><FONT class="fs152">ïðî</FONT></P></TD><TD width="81 %" class="tds10"><P><FONT class="fs214">ñòÿãíåííÿ 349 696 ãðí 87 êîï.</FONT></P></TD></TR>
<TABLE cellspacing=0 px>
<TR><TD width="19 %" class="tds11"><P><FONT class="fs151">Ïðåäñòàâíèêè:</FONT></P></TD><TD width="81 %" class="tds11"><BR>
<TABLE cellspacing=0 px>
<TR><TD width="19 %" class="tds12"><P><FONT class="fs213">â³ä ïîçèâà÷à: &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD><TD width="81 %" class="tds12"><P class="ps41"><FONT class="fs212">íå çÿâèëèñü;</FONT></P></TD></TR>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="19 %" class="tds13"><P><FONT class="fs211">â³ä â³äïîâ³äà÷à: &nbsp;</FONT></P></TD><TD width="81 %" class="tds13"><P class="ps42"><FONT class="fs210">íå çÿâèëèñü,</FONT></P></TD></TR>
<P class="ps11"><FONT class="fs144">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ:</FONT></P>
<P class="ps1"><FONT class="fs209">08.08.2017 äî Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà íàä³éøëà ïîçîâíà çàÿâà Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà êîìåðö³éíîãî áàíêó "Ïðèâàòáàíê" äî Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Á³ãåðà" ïðî ñòÿãíåííÿ 349 696 ãðí 87 êîï. çàáîðãîâàíîñò³ çà äîãîâîðîì áàíê³âñüêîãî îáñëóãîâóâàííÿ á/í â³ä 14.06.2016, â òîìó ÷èñë³: â òîìó ÷èñë³: 199 900 ãðí 00 êîï. çàáîðãîâàíîñò³ ïî êðåäèòó, 101 992 ãðí 00 êîï. çàáîðãîâàíîñò³ ïî ïðîöåíòàì çà êîðèñòóâàííÿ êðåäèòîì òà 47 804 ãðí 87 êîï. ïåí³ çà íåñâîº÷àñíå âèêîíàííÿ çîáîâÿçàíü çà äîãîâîðîì. </FONT></P>
<P class="ps12"><FONT class="fs208"> Ñâî¿ ïîçîâí³ âèìîãè ïîçèâà÷ îá´ðóíòîâóº òèì, ùî â ïîðóøåííÿ óìîâ äîãîâîðó áàíê³âñüêîãî îáñëóãîâóâàííÿ á/í â³ä 14.06.2016 òà íîðì ÷èííîãî çàêîíîäàâñòâà â³äïîâ³äà÷ íå âèêîíàâ âçÿò³ íà ñåáå çîáîâÿçàííÿ, ó çâÿçêó ç ÷èì â îñòàííüîãî âèíèêëà çàáîðãîâàí³ñòü ïî êðåäèòó ó ðîçì³ð³ 199 900 ãðí 00 êîï., çàáîðãîâàí³ñòü ïî ïðîöåíòàì çà êîðèñòóâàííÿ êðåäèòîì ó ðîçì³ð³ 101 992 ãðí 00 êîï., à òàêîæ ïîçèâà÷åì íàðàõîâàíî ïåíþ çà íåñâîº÷àñíå âèêîíàííÿ çîáîâÿçàíü çà äîãîâîðîì ó ðîçì³ð³ 47 804 ãðí 87 êîï.</FONT></P>
<P class="ps12"><FONT class="fs206">25.09.2017 äî â³ää³ëó ä³ëîâîäñòâà Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä ïîçèâà÷à íàä³éøëî êëîïîòàííÿ ïðî äîëó÷åííÿ äîêóìåíò³â äî ìàòåð³àë³â ñïðàâè òà ïðî ðîçãëÿä ñïðàâè áåç ó÷àñò³ ïðåäñòàâíèêà ïîçèâà÷à. </FONT></P>
<P class="ps12"><FONT class="fs204">Çâàæàþ÷è íà äîñòàòí³ñòü â ìàòåð³àëàõ ñïðàâè äîêàç³â, íåîáõ³äíèõ äëÿ ïîâíîãî òà îáºêòèâíîãî âèð³øåííÿ ñïðàâè, ðîçãëÿä ñïðàâè â³äáóâàºòüñÿ ç óðàõóâàííÿì ïîëîæåíü &nbsp;ñòàòò³ 75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè çà íàÿâíèìè ó ñïðàâ³ ìàòåð³àëàìè.</FONT></P>
<P class="ps12"><FONT class="fs203">Ó ñóäîâîìó çàñ³äàíí³ 25.09.2017 áóëî îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíè ð³øåííÿ.</FONT></P>
<P class="ps0"><FONT class="fs202">Äîñë³äèâøè íàäàí³ ñóäó äîêàçè, ñóä </FONT></P>
<P class="ps15"><FONT class="fs150">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps12"><FONT class="fs199">Íà ï³äñòàâ³ çàÿâîê íà ãàðàíòîâàíèé ïëàò³æ ¹ 114 â³ä 30.09.2016 òà ¹ 124 â³ä 03.10.2016 áàíêîì áóëî íàäàíî Òîâàðèñòâó ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Á³ãåðà" êðåäèò â ðîçì³ð³ 199 900 ãðí 00 êîï. ç îäíî÷àñíèì éîãî ïåðåðàõóâàííÿì íà ðàõóíêè êîíòðàãåíòó êë³ºíòà, ÿê îïëàòà çã³äíî âèñòàâëåíèõ ðàõóíê³â, ùî ï³äòâåðäæóºòüñÿ íàäàíîþ ïîçèâà÷åì âèïèñêîþ çà ïåð³îä ç 22.08.2016 ïî 25.07.2017.</FONT></P>
<P class="ps12"><FONT class="fs198">Â³äïîâ³äíî äî ïóíêòó 3.2.2.1 Óìîâ òà ïðàâèë íàäàííÿ áàíê³âñüêèõ ïîñëóã, áàíê çà íàÿâíîñò³ â³ëüíèõ ãðîøîâèõ êîøò³â çîáîâ'ÿçóºòüñÿ íàäàòè Êë³ºíòó êðåäèò ó âèãëÿä³ â³äíîâëþâàëüíî¿ êðåäèòíî¿ ë³í³¿, ç ë³ì³òîì òà íà ö³ë³, çàçíà÷åí³, â çàÿâö³ íà äîãîâ³ðíå ñïèñàííÿ êîøò³â (íàäàëè - ãàðàíòîâàí³é ïëàò³æ àáî çàÿâêà), â îáì³í íà çîáîâ'ÿçàííÿ Êë³ºíòà ïî ïîâåðíåííþ êðåäèòó, ñïëàò³ â³äñîòê³â, âèíàãîðîäè â îáóìîâëåí³ öèì Äîãîâîðîì ñòðîêè. Â³äíîâëþâàíà êðåäèòíà ë³í³ÿ (äàë³ - "êðåäèò") íàäàºòüñÿ Áàíêîì äëÿ âèêîíàííÿ Êë³ºíòîì ïëàòåæ³â çà çàÿâêàìè íà äîãîâ³ðíå ñïèñàííÿ êîøò³â ç äàòîþ âèêîíàííÿ â ìàéáóòíüîìó çà ãîñïîäàðñüêèìè äîãîâîðàìè, ÿêà íå ïåðåâèùóº òåðì³íó ïîâåðíåííÿ êðåäèòó, òà ìîæå áóòè çì³íåíà àáî ñêàñîâàíà Ïîçè÷àëüíèêîì çà çãîäîþ îäåðæóâà÷à (øëÿõîì ï³äòâåðäæåííÿ ÷åðåç äèñòàíö³éíèé êàíàë áàíê³âñüêîãî îáñëóãîâóâàííÿ ³íòåðíåò-êë³ºíò-áàíê "Ïðèâàò24"), øëÿõîì ïåðåðàõóâàííÿ Áàíêîì êðåäèòíèõ êîøò³â íà ðàõóíîê 3648, ç ïîäàëüøèì ïåðåðàõóâàííÿì â äàòó âèêîíàííÿ íà ïîòî÷íèé ðàõóíîê îäåðæóâà÷³â, ùî âêàçàí³ â çàÿâö³. Ï³ñëÿ âèäà÷³ êðåäèòó, ïîäàí³ Ïîçè÷àëüíèêîì Áàíêó çàÿâêè ìîæóòü áóòè â³äêëèêàí³ Ïîçè÷àëüíèêîì âèêëþ÷íî ïðè îòðèìàíí³ çãîäè íà ¿¿ â³äêëèêàííÿ â³ä îäåðæóâà÷à (øëÿõîì ï³äòâåðäæåííÿ ÷åðåç äèñòàíö³éíèé êàíàë áàíê³âñüêîãî îáñëóãîâóâàííÿ ³íòåðíåò-êë³ºíò-áàíê "Ïðèâàò24"). Áóäü-ÿê³ ñóïåðå÷êè ì³æ ïëàòíèêîì (Ïîçè÷àëüíèêîì) òà îäåðæóâà÷åì ãðîøîâèõ êîøò³â, â òîìó ÷èñë³ ò³, ÿê³ âèíèêëè ï³ñëÿ âèäà÷³ êðåäèòó, âèð³øóþòüñÿ ïëàòíèêîì (Ïîçè÷àëüíèêîì) ç îòðèìóâà÷åì ñàìîñò³éíî áåç ïðåä'ÿâëåííÿ ïëàòíèêîì (Ïîçè÷àëüíèêîì) äî Áàíêó âèìîãè ïðî â³äêëèêàííÿ çàÿâêè ïðî ïëàò³æ.</FONT></P>
<P class="ps12"><FONT class="fs197">Ñóäîì âñòàíîâëåíî, ùî Ïóáë³÷íèì àêö³îíåðíèì òîâàðèñòâîì êîìåðö³éíèì áàíêîì "Ïðèâàòáàíê", â³äïîâ³äíî äî íàêàçó ¹ 6780656 â³ä 10.06.2014, áóëè âíåñåí³ çì³íè äî Óìîâ òà Ïðàâèë íàäàííÿ áàíê³âñüêèõ ïîñëóã, ÿê³ íàáóëè ÷èííîñò³ ç 01.07.2014.</FONT></P>
<P class="ps12"><FONT class="fs196">Çã³äíî ç ïóíêòîì 3.2.2.2 Óìîâ òà ïðàâèë íàäàííÿ áàíê³âñüêèõ ïîñëóã, ï³ä äàòîþ âèêîíàííÿ çàÿâêè Ñòîðîíè ïîãîäèëè äàòó çàðàõóâàííÿ êðåäèòíèõ êîøò³â íà ïîòî÷íèé ðàõóíîê îäåðæóâà÷à, çàçíà÷åíîãî ó çàÿâö³ Êë³ºíòà. Êë³ºíò ïîãàøàº çàáîðãîâàí³ñòü ïî êðåäèòó â ðîçì³ð³, çàçíà÷åíîìó â çàÿâö³ Êë³ºíòà, â ñòðîê äî 30 äí³â ç äàòè âèêîíàííÿ çàÿâêè. Çà êîðèñòóâàííÿ êðåäèòîì ó ïåð³îä ç äàòè ³í³ö³þâàííÿ Êë³ºíòîì çàÿâêè äî äàòè âèêîíàííÿ çàÿâêè Êë³ºíò ñïëà÷óº âèíàãîðîäó çà íàäàííÿ ô³íàíñîâîãî ³íñòðóìåíòó â ðîçì³ð³ 4% ð³÷íèõ (àëå íå ìåíø í³æ 5 ãðèâåíü) â³ä ðîçì³ðó êðåäèòó, çàçíà÷åíîãî ó ÷åðãîâ³é çàÿâö³ Êë³ºíòà. Âèíàãîðîäà çà íàäàííÿ ô³íàíñîâîãî ³íñòðóìåíòó ñïëà÷óºòüñÿ Êë³ºíòîì â äàòó íàäàííÿ â Áàíê ÷åðãîâî¿ çàÿâêè. Ó ïåð³îä ç äàòè âèêîíàííÿ çàÿâêè çà ðàõóíîê êðåäèòíèõ êîøò³â äî 30.06.2014. Êë³ºíò çà êîðèñòóâàííÿ êðåäèòîì ñïëà÷óº Áàíêó â³äñîòêè â ðîçì³ð³ 28% ð³÷íèõ, à ïî÷èíàþ÷è ç 01.07.2014. Êë³ºíò çà êîðèñòóâàííÿ êðåäèòîì ñïëà÷óº Áàíêó â³äñîòêè â ðîçì³ð³ 36% ð³÷íèõ â³ä ñóìè çàáîðãîâàíîñò³. Ó âèïàäêó çì³íè âàðòîñò³ êðåäèòíèõ ðåñóðñ³â íà ðèíêó ãðîøîâèõ ðåñóðñ³â, çì³íè îáë³êîâî¿ ñòàâêè ÍÁÓ, çì³íè êóðñó ãðèâí³ äî ³íîçåìíî¿ âàëþòè 1 ãðóïè êëàñèô³êàòîðó ³íîçåìíèõ âàëþò ïîíàä íà 5 òà á³ëüøå ïðîöåíò³â Ñòîðîíè íà äàòó óêëàäåííÿ öüîãî Äîãîâîðó, óçãîäèëè ïðî çá³ëüøåííÿ ðîçì³ðó ïðîöåíòíî¿ ñòàâêè çà êîðèñòóâàííÿ êðåäèòîì. Ïðè öüîìó, òàêå çá³ëüøåííÿ ðîçì³ðó ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì íå ïîâèííî ïåðåâèùóâàòè ïîäâ³éíîãî ðîçì³ðó ïðîöåíòíî¿ ñòàâêè, çàçíà÷åíî¿ â öüîìó ïóíêò³. ²íôîðìàö³þ ïðî ðîçì³ð óçãîäæåíî¿ çì³íåíî¿ ïðîöåíòíî¿ ñòàâêè çà êîðèñòóâàííÿ êðåäèòîì, Áàíê ðîçì³ùóº äëÿ Êë³ºíòà îäíèì ç òàêèõ ñïîñîá³â: â ïèñüìîâ³é ôîðì³, ÷åðåç âñòàíîâëåí³ çàñîáè åëåêòðîííîãî çâ'ÿçêó Áàíêó òà Êë³ºíòà - ñèñòåìè êë³ºíò-áàíê, ³íòåðíåò êë³ºíò-áàíê, "Ïðèâàò 24", sms-ïîâ³äîìëåííÿ íà îñòàíí³ â³äîì³ Áàíêó íîìåðè òåëåôîí³â, íàäàíèõ Áàíêó ïðè ³äåíòèô³êàö³¿ òà àêòóàë³çàö³¿ â³äîìîñòåé ïðî Êë³ºíòà, àáî ³íøèìè çàñîáàìè. Óçãîäæåíèé Ñòîðîíàìè çì³íåíèé ðîçì³ð ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì º ÷èííèì ç ìîìåíòó ðîçì³ùåííÿ éîãî ñïîñîáîì, çàçíà÷åíèì â öüîìó ïóíêò³, ÿêùî ³íøà äàòà íå âèçíà÷åíà â ³íôîðìàö³¿ ïðî çì³íó ðîçì³ðó ïðîöåíò³â. Ó ðàç³ íå ïîãàøåííÿ çàáîðãîâàíîñò³ Êë³ºíòîì çà êðåäèòîì ó ñòðîê äî 30 äí³â, âêëþ÷íî, íà 31-é äåíü - çàáîðãîâàí³ñòü ïî êðåäèòó ñòàº ïðîñòðî÷åíîþ. Ïðè öüîìó çà êîðèñòóâàííÿ êðåäèòîì Êë³ºíò ïëàòèòü â³äñîòêè â ðîçì³ð³ 56% ð³÷íèõ â³ä ñóìè çàáîðãîâàíîñò³.</FONT></P>
<P class="ps12"><FONT class="fs195">Â³äïîâ³äíî äî ïîëîæåíü ïóíêòó 3.2.2.5.2 Óìîâ òà ïðàâèë íàäàííÿ áàíê³âñüêèõ ïîñëóã, áàíê çîáîâ'ÿçóºòüñÿ íàäàòè êðåäèò øëÿõîì ïåðåðàõóâàííÿ êðåäèòíèõ êîøò³â íà ï³äñòàâ³ âèñòàâëåíèõ Êë³ºíòîì çàÿâîê, íà ö³ë³, â³äì³íí³ â³ä ñïëàòè ñòðàõîâèõ òà / àáî ³íøèõ ïëàòåæ³â, ó ìåæàõ ñóìè, îáóìîâëåíî¿ Çàÿâ³, à òàêîæ çà óìîâè âèêîíàííÿ Êë³ºíòîì çîáîâ'ÿçàíü, ïåðåäáà÷åíèõ ïóíêòàìè &nbsp;3.2.2.6.1, 3.2.2.6.12 öüîãî Äîãîâîðó. Çîáîâ'ÿçàííÿ ïî âèäà÷³ êðåäèòó àáî éîãî ÷àñòèíè â³äïîâ³äíî äî óìîâ öüîãî Äîãîâîðó âèíèêàþòü ó Áàíêó ç äíÿ íàäàííÿ Êë³ºíòîì çàÿâîê â ìåæàõ çàçíà÷åíèõ ó íèõ ñóì ó ïîðÿäêó, ïåðåäáà÷åíîìó ïóíêòîì 3.2.2.8.2 ³ ç óðàõóâàííÿì ïóíêòó 3.2.2. 1 öüîãî Äîãîâîðó. Çîáîâ'ÿçàííÿ ïî âèäà÷³ êðåäèòó àáî éîãî ÷àñòèíè íà ñïëàòó ñòðàõîâèõ òà / àáî ³íøèõ ïëàòåæ³â âèíèêàþòü ó Áàíêó â ðàç³ íåïðåä'ÿâëåííÿ Êë³ºíòîì äîêóìåíò³â, ùî ï³äòâåðäæóþòü ñïëàòó ÷åðãîâèõ ñòðàõîâèõ òà / àáî ³íøèõ ïëàòåæ³â çà ðàõóíîê ³íøèõ äæåðåë.</FONT></P>
<P class="ps12"><FONT class="fs194">Çã³äíî ç ïóíêòîì 3.2.2.9.10 Óìîâ òà ïðàâèë íàäàííÿ áàíê³âñüêèõ ïîñëóã, ðîçðàõóíîê â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì çä³éñíþºòüñÿ ùîäíÿ ç äàòè ñïèñàííÿ êîøò³â ç ïîçè÷êîâîãî ðàõóíêó äî ìàéáóòíüî¿ äàòè ñïëàòè â³äñîòê³â òà / àáî çà ïåð³îä, ÿêèé ïî÷èíàºòüñÿ ç ïîïåðåäíüî¿ äàòè ñïëàòè â³äñîòê³â äî ïîòî÷íî¿ äàòè ñïëàòè â³äñîòê³â. Ðîçðàõóíîê â³äñîòê³â çä³éñíþºòüñÿ äî ïîâíîãî ïîãàøåííÿ çàáîðãîâàíîñò³ çà êðåäèòîì íà ñóìó çàëèøêó çàáîðãîâàíîñò³ çà êðåäèòîì.</FONT></P>
<P class="ps12"><FONT class="fs193">Ïóíêòîì 3.2.2.9.11 Óìîâ òà ïðàâèë íàäàííÿ áàíê³âñüêèõ ïîñëóã âèçíà÷åíî, ùî íàðàõóâàííÿ â³äñîòê³â ³ êîì³ñ³é çä³éñíþºòüñÿ íà äàòó ñïëàòè â³äñîòê³â, ïðè öüîìó â³äñîòêè ðîçðàõîâóþòüñÿ íà íåïîãàøåíó ÷àñòèíó êðåäèòó çà ôàêòè÷íó ê³ëüê³ñòü äí³â êîðèñòóâàííÿ êðåäèòíèìè ðåñóðñàìè, âèõîäÿ÷è ç 360 äí³â ó ðîö³. Äåíü ïîâåðíåííÿ êðåäèòó â ÷àñîâèé ³íòåðâàë íàðàõóâàííÿ â³äñîòê³â, íå âðàõîâóºòüñÿ.</FONT></P>
<P class="ps12"><FONT class="fs192">Ñòàòòÿ 181 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àº çàãàëüíèé ïîðÿäîê óêëàäàííÿ ãîñïîäàðñüêèõ äîãîâîð³â. ×àñòèíà 1 çàçíà÷åíî¿ ñòàòò³ âèçíà÷àº, ùî ãîñïîäàðñüêèé äîãîâ³ð çà çàãàëüíèì ïðàâèëîì âèêëàäàºòüñÿ ó ôîðì³ ºäèíîãî äîêóìåíòà ï³äïèñàíîãî ñòîðîíàìè òà ñêð³ïëåíîãî ïå÷àòêàìè. Äîïóñêàºòüñÿ óêëàäåííÿ ãîñïîäàðñüêèõ äîãîâîð³â ó ñïðîùåíèé ñïîñ³á, òîáòî øëÿõîì îáì³íó ëèñòàìè, ôàêñîãðàìàìè, òåëåãðàìàìè, òåëåôîíîãðàìàìè òîùî, à òàêîæ øëÿõîì ï³äòâåðäæåííÿ ïðèéíÿòòÿ äî âèêîíàííÿ çàìîâëåíü, ÿêùî çàêîíîì íå âñòàíîâëåíî ñïåö³àëüí³ âèìîãè äî ôîðìè òà ïîðÿäêó óêëàäåííÿ äàíîãî âèäó äîãîâîð³â.</FONT></P>
<P class="ps12"><FONT class="fs191">Â³äïîâ³äíî äî íîðì ñòàòò³ 639 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè äîãîâ³ð ìîæå áóòè óêëàäåíèé ó áóäü-ÿê³é ôîðì³, ÿêùî âèìîãè ùîäî ôîðìè äîãîâîðó íå âñòàíîâëåí³ çàêîíîì. ßêùî ñòîðîíè äîìîâèëèñÿ óêëàñòè äîãîâ³ð ó ïåâí³é ôîðì³, â³í ââàæàºòüñÿ óêëàäåíèì ç ìîìåíòó íàäàííÿ éîìó ö³º¿ ôîðìè, íàâ³òü ÿêùî çàêîíîì öÿ ôîðìà äëÿ äàíîãî âèäó äîãîâîð³â íå âèìàãàëàñÿ. </FONT></P>
<P class="ps12"><FONT class="fs190">Çã³äíî ç ïóíêòîì 1 ÷àñòèíè 2 ñòàòò³ 11 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ï³äñòàâàìè âèíèêíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â º, çîêðåìà, äîãîâîðè òà ³íø³ ïðàâî÷èíè.</FONT></P>
<P class="ps12"><FONT class="fs189">Â³äïîâ³äíî äî ÷àñòèíè 1 ñòàòò³ 509 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çîáîâ'ÿçàííÿì º ïðàâîâ³äíîøåííÿ, â ÿêîìó îäíà ñòîðîíà (áîðæíèê) çîáîâ'ÿçàíà â÷èíèòè íà êîðèñòü äðóãî¿ ñòîðîíè (êðåäèòîðà) ïåâíó ä³þ (ïåðåäàòè ìàéíî, âèêîíàòè ðîáîòó, íàäàòè ïîñëóãó, ñïëàòèòè ãðîø³ òîùî) àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à êðåäèòîð ìàº ïðàâî âèìàãàòè â³ä áîðæíèêà âèêîíàííÿ éîãî îáîâ'ÿçêó.</FONT></P>
<P class="ps12"><FONT class="fs188">Äîñë³äèâøè çì³ñò óêëàäåíîãî ì³æ ñòîðîíàìè äîãîâîðó, ñóä ïðèõîäèòü äî âèñíîâêó, ùî çà ñâîºþ ïðàâîâîþ ïðèðîäîþ â³í º êðåäèòíèì äîãîâîðîì.</FONT></P>
<P class="ps12"><FONT class="fs187">Â³äïîâ³äíî äî ñòàòò³ 1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè.</FONT></P>
<P class="ps12"><FONT class="fs186">Çã³äíî ç ÷àñòèíîþ 1 ñòàòò³ 1089 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çà ïëàò³æíèì äîðó÷åííÿì áàíê çîáîâ'ÿçóºòüñÿ çà äîðó÷åííÿì ïëàòíèêà çà ðàõóíîê ãðîøîâèõ êîøò³â, ùî ðîçì³ùåí³ íà éîãî ðàõóíêó ó öüîìó áàíêó, ïåðåêàçàòè ïåâíó ãðîøîâó ñóìó íà ðàõóíîê âèçíà÷åíî¿ ïëàòíèêîì îñîáè (îäåðæóâà÷à) ó öüîìó ÷è â ³íøîìó áàíêó ó ñòðîê, âñòàíîâëåíèé çàêîíîì àáî áàíê³âñüêèìè ïðàâèëàìè, ÿêùî ³íøèé ñòðîê íå ïåðåäáà÷åíèé äîãîâîðîì àáî çâè÷àÿìè ä³ëîâîãî îáîðîòó.</FONT></P>
<P class="ps12"><FONT class="fs185">Â³äïîâ³äíî äî ïóíêòó 6.1 ²íñòðóêö³¿ ïðî áåçãîò³âêîâ³ ðîçðàõóíêè â Óêðà¿í³ â íàö³îíàëüí³é âàëþò³, áàíê îáóìîâëþº ñâîº ïðàâî íà çä³éñíåííÿ äîãîâ³ðíîãî ñïèñàííÿ çà äîðó÷åííÿì ïëàòíèêà ç éîãî ðàõóíêó â äîãîâîð³ áàíê³âñüêîãî&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ðàõóíêó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;àáî ³íøîìó äîãîâîð³ ïðî íàäàííÿ áàíê³âñüêèõ ïîñëóã.</FONT></P>
<P class="ps12"><FONT class="fs184">Ïëàòíèê ó äîãîâîðàõ áàíê³âñüêîãî ðàõóíêó àáî ³íøèõ äîãîâîðàõ ïðî íàäàííÿ áàíê³âñüêèõ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïîñëóã ìîæå ïåðåäáà÷àòè äîðó÷åííÿ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;áàíêó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;íà&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äîãîâ³ðíå ñïèñàííÿ êîøò³â ç éîãî ðàõóíê³â íà êîðèñòü&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;òðåò³õ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;îñ³á àáî íà ñâî¿ ðàõóíêè, ÿê³ â³äêðèò³ â öüîìó ÷è ³íøîìó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;áàíêó (ïóíêò 6.6 ²íñòðóêö³¿ ïðî áåçãîò³âêîâ³ ðîçðàõóíêè â Óêðà¿í³ â íàö³îíàëüí³é âàëþò³).</FONT></P>
<P class="ps12"><FONT class="fs183">Ñóäîì âñòàíîâëåíî, ùî íà âèêîíàííÿ óìîâ äîãîâîðó ïîçèâà÷ íàäàâ â³äïîâ³äà÷ó êðåäèò ó ðîçì³ð³ 199 900 ãðí 00 êîï., ùî ï³äòâåðäæóºòüñÿ íàÿâíèìè â ìàòåð³àëàõ ñïðàâè âèïèñêîþ ç ðàõóíêó êë³ºíòà çà ïåð³îä ç 22.08.2016 ïî 25.07.2017.</FONT></P>
<P class="ps12"><FONT class="fs182">ßê âñòàíîâëåíî ñóäîì, êë³ºíò íàëåæíèì ÷èíîì íå âèêîíàâ âçÿò³ íà ñåáå çîáîâ'ÿçàííÿ ç ïîâåðíåííÿ êðåäèòó òà ñïëàòè ïðîöåíò³â, ó çâÿçêó ç ÷èì â îñòàííüîãî âèíèêëà çàáîðãîâàí³ñòü ïî êðåäèòó ó ðîçì³ð³ 199 900 ãðí 00 êîï. òà çàáîðãîâàí³ñòü ïî ïðîöåíòàì çà êîðèñòóâàííÿ êðåäèòîì ó ðîçì³ð³ 101 992 ãðí 00 êîï., íàðàõîâàíèì çà ïåð³îä êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè ç 19.09.2016 ïî 25.07.2017, ùî ï³äòâåðäæóºòüñÿ íàÿâíèìè â ìàòåð³àëàõ ñïðàâè äîêàçàìè òà íå áóëî ñïðîñòîâàíî â³äïîâ³äà÷åì, çîêðåìà, â³äïîâ³äà÷åì íå íàäàíî ñóäó äîêàç³â ïîãàøåííÿ çàáîðãîâàíîñò³ ïî êðåäèòó ó ðîçì³ð³ 199 900 ãðí 00 êîï. òà çàáîðãîâàíîñò³ ïî ïðîöåíòàì çà êîðèñòóâàííÿ êðåäèòîì ó ðîçì³ð³ 101 991 ãðí 00 êîï.</FONT></P>
<P class="ps4"><FONT class="fs181">Îö³íþþ÷è ïîäàí³ ñòîðîíàìè äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îáºêòèâíîìó ðîçãëÿä³ ó ñóäîâîìó çàñ³äàíí³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, òà âðàõîâóþ÷è, ùî êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü, ñóä ââàæàº, ùî âèìîãè ïîçèâà÷à &nbsp;ï³äëÿãàþòü çàäîâîëåííþ â ïîâíîìó îáñÿç³ ç íàñòóïíèõ ï³äñòàâ.</FONT></P>
<P class="ps12"><FONT class="fs180">Â³äïîâ³äíî äî ñòàòò³ 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè ñóá'ºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâ'ÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ. Êîæíà ñòîðîíà ïîâèííà âæèòè óñ³õ çàõîä³â, íåîáõ³äíèõ äëÿ íàëåæíîãî âèêîíàííÿ íåþ çîáîâ'ÿçàííÿ, âðàõîâóþ÷è ³íòåðåñè äðóãî¿ ñòîðîíè òà çàáåçïå÷åííÿ çàãàëüíîãîñïîäàðñüêîãî ³íòåðåñó. Ïîðóøåííÿ çîáîâ'ÿçàíü º ï³äñòàâîþ äëÿ çàñòîñóâàííÿ ãîñïîäàðñüêèõ ñàíêö³é, ïåðåäáà÷åíèõ öèì Êîäåêñîì, ³íøèìè çàêîíàìè àáî äîãîâîðîì.</FONT><FONT class="fs149"> </FONT></P>
<P class="ps12"><FONT class="fs179">Çàçíà÷åíå òàêîæ êîðåñïîíäóºòüñÿ ç³ ñòàòòÿìè 525, 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè â³äïîâ³äíî äî ÿêèõ çîáîâ'ÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã - â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ. Îäíîñòîðîííÿ â³äìîâà â³ä çîáîâ'ÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps12"><FONT class="fs178">Ñòàòòÿ 629 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àº, ùî äîãîâ³ð º îáîâ'ÿçêîâèì äëÿ âèêîíàííÿ ñòîðîíàìè.</FONT></P>
<P class="ps12"><FONT class="fs177">Â³äïîâ³äíî äî ñòàòò³ 610 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïîðóøåííÿì çîáîâ'ÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâ'ÿçàííÿ (íåíàëåæíå âèêîíàííÿ).</FONT></P>
<P class="ps12"><FONT class="fs176">×àñòèíîþ 1 ñòàòò³ 612 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âñòàíîâëåíî, ùî áîðæíèê ââàæàºòüñÿ òàêèì, ùî ïðîñòðî÷èâ, ÿêùî â³í íå ïðèñòóïèâ äî âèêîíàííÿ çîáîâ'ÿçàííÿ àáî íå âèêîíàâ éîãî ó ñòðîê, âñòàíîâëåíèé äîãîâîðîì àáî çàêîíîì. </FONT></P>
<P class="ps12"><FONT class="fs175">Ïåðåâ³ðèâøè íàäàíèé ïîçèâà÷åì àðèôìåòè÷íèé ðîçðàõóíîê çàáîðãîâàíîñò³ ïî êðåäèòó ó ðîçì³ð³ 199 900 ãðí 00 êîï. òà çàáîðãîâàíîñò³ ïî ïðîöåíòàì çà êîðèñòóâàííÿ êðåäèòîì ó ðîçì³ð³ 101 992 ãðí 00 êîï., íàðàõîâàíèì çà ïåð³îä êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè ç 19.09.2016 ïî 25.07.2017, ñóä ââàæàº éîãî îá´ðóíòîâàíèì, ó çâ'ÿçêó ç ÷èì&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;âèìîãè ïîçèâà÷à ïðî ñòÿãíåííÿ çàáîðãîâàíîñò³ ïî êðåäèòó ó ðîçì³ð³ 199 900 ãðí 00 êîï. òà çàáîðãîâàíîñò³ ïî ïðîöåíòàì çà êîðèñòóâàííÿ êðåäèòîì ó ðîçì³ð³ 101 992 ãðí 00 êîï. ï³äëÿãàþòü çàäîâîëåííþ ó ïîâíîìó îáñÿç³.</FONT></P>
<P class="ps12"><FONT class="fs174">Ó çâÿçêó ç íåíàëåæíèì âèêîíàííÿì ãðîøîâèõ çîáîâÿçàíü çà äîãîâîðîì â³ä 14.06.2016 &nbsp;ïîçèâà÷ íàðàõóâàâ â³äïîâ³äà÷ó ïåíþ çà íåñâîº÷àñíå âèêîíàííÿ çîáîâÿçàíü çà äîãîâîðîì ó ðîçì³ð³ 47 804 ãðí 87 êîï. çà çàãàëüíèé ïåð³îä ïðîñòðî÷åííÿ ç 13.11.2016 ïî 25.07.2017.</FONT></P>
<P class="ps10"><FONT class="fs173">Øòðàôíèìè ñàíêö³ÿìè ó Ãîñïîäàðñüêîìó êîäåêñ³ Óêðà¿íè âèçíàþòüñÿ ãîñïîäàðñüê³ ñàíêö³¿ ó âèãëÿä³ ãðîøîâî¿ ñóìè (íåóñòîéêà, øòðàô, ïåíÿ), ÿêó ó÷àñíèê ãîñïîäàðñüêèõ â³äíîñèí çîáîâÿçàíèé ñïëàòèòè ó ðàç³ ïîðóøåííÿ íèì ïðàâèë çä³éñíåííÿ ãîñïîäàðñüêî¿ ä³ÿëüíîñò³, íåâèêîíàííÿ àáî íåíàëåæíîãî âèêîíàííÿ ãîñïîäàðñüêîãî çîáîâÿçàííÿ (÷àñòèíà 1 ñòàòò³ 230 Ãîñïîäàðñüêîìó êîäåêñ³ Óêðà¿íè).</FONT></P>
<P class="ps10"><FONT class="fs172">Çã³äíî ç ÷àñòèíàìè 1, 3 ñòàòò³ 549 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè íåóñòîéêîþ (øòðàôîì, ïåíåþ) º ãðîøîâà ñóìà àáî ³íøå ìàéíî, ÿê³ áîðæíèê ïîâèíåí ïåðåäàòè êðåäèòîðîâ³ ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâ'ÿçàííÿ. Ïåíåþ º íåóñòîéêà, ùî îá÷èñëþºòüñÿ ó â³äñîòêàõ â³ä ñóìè íåñâîº÷àñíî âèêîíàíîãî ãðîøîâîãî çîáîâ'ÿçàííÿ çà êîæåí äåíü ïðîñòðî÷åííÿ âèêîíàííÿ.</FONT></P>
<P class="ps12"><FONT class="fs171">Ó â³äïîâ³äíîñò³ äî ÷àñòèíè 2 ñòàòò³ 551 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ÿêùî ïðåäìåòîì íåóñòîéêè º ãðîøîâà ñóìà, ¿¿ ðîçì³ð âñòàíîâëþºòüñÿ äîãîâîðîì àáî àêòîì öèâ³ëüíîãî çàêîíîäàâñòâà. Ðîçì³ð íåóñòîéêè, âñòàíîâëåíèé çàêîíîì, ìîæå áóòè çá³ëüøåíèé ó äîãîâîð³. Ñòîðîíè ìîæóòü äîìîâèòèñÿ ïðî çìåíøåííÿ ðîçì³ðó íåóñòîéêè, âñòàíîâëåíîãî àêòîì öèâ³ëüíîãî çàêîíîäàâñòâà, êð³ì âèïàäê³â, ïåðåäáà÷åíèõ çàêîíîì. </FONT></P>
<P class="ps12"><FONT class="fs170">Â³äïîâ³äíî äî ÷àñòèíè 6 ñòàòò³ 232 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè íàðàõóâàííÿ øòðàôíèõ ñàíêö³é çà ïðîñòðî÷åííÿ âèêîíàííÿ çîáîâ'ÿçàííÿ, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì àáî äîãîâîðîì, ïðèïèíÿºòüñÿ ÷åðåç ø³ñòü ì³ñÿö³â â³ä äíÿ, êîëè çîáîâ'ÿçàííÿ ìàëî áóòè âèêîíàíî. </FONT></P>
<P class="ps12"><FONT class="fs169">Çã³äíî ç ïóíêòîì 3.2.2.10.1 Óìîâ â ðàç³ ïîðóøåííÿ Êë³ºíòîì áóäü-ÿêîãî ³ç çîáîâ'ÿçàíü ïî ñïëàò³ â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, ïåðåäáà÷åíèõ ïóíêòàìè 3.2.2.6.2, 3.2.2.9.1-3.2.2.9.3 ñïðàâæíüîãî Äîãîâîðó, òåðì³í³â ïîâåðíåííÿ êðåäèòó, ïåðåäáà÷åíèõ ïóíêòàìè 3.2.2.2, 3.2.2.6.3, 3.2.2.6.16, 3.2.2.7.2 öüîãî Äîãîâîðó, âèíàãîðîäè, ïåðåäáà÷åíîãî ïóíêòàìè 3.2.2.6.5, 3.2.2.9.4-3.2.2.9.6 öüîãî Äîãîâîðó, Êë³ºíò ñïëà÷óº Áàíêó çà êîæíèé âèïàäîê ïîðóøåííÿ ïåíþ ó ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ùî ä³ÿëà â ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ, (ó% ð³÷íèõ) â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó çà êîæåí äåíü ïðîñòðî÷åííÿ ïëàòåæó. À â âèïàäêó ðåàë³çàö³¿ Áàíêîì ïðàâà, ïåðåäáà÷åíîãî ïóíêòîì 3.2.2.2 öüîãî Äîãîâîðó, Êë³ºíò ñïëà÷óº Áàíêó ïåíþ ó ðîçì³ð³, çàçíà÷åíîìó ó Çàÿâö³, â³ä ñóìè çàáîðãîâàíîñò³ çà êîæåí äåíü ïðîñòðî÷åííÿ. Ñïëàòà ïåí³ çä³éñíþºòüñÿ ó ãðèâí³.<BR>
Ñòîðîíè ïîãîäèëè, ùî ðîçì³ð ïåí³, çàçíà÷åíèé ó öüîìó ïóíêò³, ìîæå çìåíøåíèé íà ðîçñóä Áàíêó. Ó ðàç³ çìåíøåííÿ áàíêîì ðîçì³ðó ïåí³, çàçíà÷åíî¿ â öüîìó ïóíêò³ Äîãîâîðó, Áàíê çà ñâî¿ì âèáîðîì òåëåêîìóí³êàö³éíîãî ñïîñîáó äîñòàâêè ³íôîðìàö³¿, ïîâ³äîìëÿº Ïîçè÷àëüíèêà óçãîäæåíèìè Ñòîðîíàìè ñïîñîáàìè òåëåêîìóí³êàö³é ïðîòÿãîì 5 äí³â ç äàòè ïðèéíÿòòÿ ð³øåííÿ ïðî çìåíøåííÿ ðîçì³ðó ïåí³. Óçãîäæåíèìè Ñòîðîíàìè ñïîñîáàìè òåëåêîìóí³êàö³é º: ñèñòåìà äèñòàíö³éíîãî îáñëóãîâóâàííÿ "Ïðèâàò24", ÑÌÑ-ïîâ³äîìëåííÿ, òåðì³íàëè ñàìîîáñëóãîâóâàííÿ òà ³í. Ïðè öüîìó, äîäàòêîâ³ óçãîäæåííÿ Ñòîð³í íå ïîòð³áí³.</FONT></P>
<P class="ps12"><FONT class="fs168">Â³äïîâ³äíî äî ïóíêòó 3.2.2.10.4 Óìîâ íàðàõóâàííÿ íåóñòîéêè çà êîæíèé âèïàäîê ïîðóøåííÿ çîáîâ'ÿçàíü, ïåðåäáà÷åíî¿ ï. 3.2.2.10.1 - 3.2.2.10.3 äàíîãî Äîãîâîðó çä³éñíþºòüñÿ ïðîòÿãîì 15 ðîê³â ç äíÿ, êîëè â³äïîâ³äíå çîáîâ'ÿçàííÿ ìàëî áóòè âèêîíàíî Êë³ºíòîì.</FONT></P>
<P class="ps12"><FONT class="fs167">Ä³¿ â³äïîâ³äà÷à º ïîðóøåííÿì óìîâ äîãîâîðó òà íîðì ÷èííîãî çàêîíîäàâñòâà Óêðà¿íè, ùî º ï³äñòàâîþ äëÿ ãîñïîäàðñüêî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ â³äïîâ³äíî äî Ãîñïîäàðñüêîãî &nbsp;êîäåêñó Óêðà¿íè.</FONT></P>
<P class="ps10"><FONT class="fs166">Ç îãëÿäó íà âèùåíàâåäåíå òà äîâåäåííÿ ôàêòó íåñâîº÷àñíîñò³ âèêîíàííÿ ãðîøîâîãî çîáîâÿçàííÿ çà äîãîâîðîì, ïîçèâà÷åì áóëî ïðàâîì³ðíî íàðàõîâàíî ïåíþ. Ïåðåâ³ðèâøè íàäàíèé ïîçèâà÷åì àðèôìåòè÷íèé ðîçðàõóíîê ïåí³ ó ðîçì³ð³ 47 804 ãðí 87 êîï., ñóä ââàæàº éîãî îá´ðóíòîâàíèì òà òàêèì, ùî â³äïîâ³äàº ïîëîæåííÿì äîãîâîðó òà ïðèïèñàì çàêîíîäàâñòâà ïðî ïîðÿäîê òà ñòðîêè íàðàõóâàííÿ (äîãîâîðîì âñòàíîâëåíî ïåð³îä íàðàõóâàííÿ ïåí³ ³íøèé, í³æ ïåðåäáà÷åíèé ÷àñòèíîþ 6 ñòàòò³ 232 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè), ó çâÿçêó ç ÷èì &nbsp;âèìîãè ïîçèâà÷à ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à ïåí³ ó ðîçì³ð³ 47 804 ãðí 87 êîï. ï³äëÿãàþòü çàäîâîëåííþ ó ïîâíîìó îáñÿç³.</FONT></P>
<P class="ps12"><FONT class="fs165">Çã³äíî ç ÷àñòèíîþ 1 ñòàòò³ 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäîâèé çá³ð ïîêëàäàºòüñÿ: ó ñïîðàõ, ùî âèíèêàþòü ïðè óêëàäàíí³, çì³í³ òà ðîç³ðâàíí³ äîãîâîð³â, - íà ñòîðîíó, ÿêà áåçï³äñòàâíî óõèëÿºòüñÿ â³ä ïðèéíÿòòÿ ïðîïîçèö³é ³íøî¿ ñòîðîíè, àáî íà îáèäâ³ ñòîðîíè, ÿêùî ãîñïîäàðñüêèì ñóäîì â³äõèëåíî ÷àñòèíó ïðîïîçèö³é êîæíî¿ ³ç ñòîð³í; ó ñïîðàõ, ùî âèíèêàþòü ïðè âèêîíàíí³ äîãîâîð³â òà ç ³íøèõ ï³äñòàâ, - íà ñòîðîíè ïðîïîðö³éíî ðîçì³ðó çàäîâîëåíèõ ïîçîâíèõ âèìîã. </FONT></P>
<P class="ps9"><FONT class="fs164">Kåðóþ÷èñü ñò. 43, ÷. 1 ñò. 49, ñò. 75, ñò. 82, ñò. 82-1, ñò. 84, ñò. 85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ñóä</FONT></P>
<P class="ps8"><FONT class="fs148">ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps7"><FONT class="fs163">1. Ïîçîâ çàäîâîëüíèòè ïîâí³ñòþ.</FONT></P>
<P class="ps12"><FONT class="fs161">3. &nbsp;Ï³ñëÿ íàáðàííÿ ð³øåííÿì çàêîííî¿ ñèëè âèäàòè íàêàç.</FONT></P>
<P class="ps12"><FONT class="fs160">Â³äïîâ³äíî äî ÷àñòèíè 5 ñòàòò³ 85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì. </FONT><FONT class="fs147">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps12"><FONT class="fs159">Ð³øåííÿ ìîæå áóòè îñêàðæåíî â àïåëÿö³éíîìó ïîðÿäêó äî Êè¿âñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó øëÿõîì ïîäàííÿ, ïðîòÿãîì 10 äí³â ç äíÿ ñêëàäàííÿ ïîâíîãî ð³øåííÿ, àïåëÿö³éíî¿ ñêàðãè ÷åðåç Ãîñïîäàðñüêèé ñóä ì³ñòà Êèºâà.</FONT></P>
<P class="ps13"><FONT class="fs158">Ïîâíå ð³øåííÿ ñêëàäåíî: 27.09.2017</FONT></P>
<P class="ps20"><FONT class="fs146">Ñóääÿ                     &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;                              Í.Á. Ïëîòíèöüêà</FONT></P>
<P><FONT class="fs44"> </FONT></P>