<TITLE>905/3612/16</TITLE>
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<P class="ps15"><FONT class="fs226"> &nbsp;&nbsp;<IMG src="herb.gif" height=72 width=54></FONT></P>
<P class="ps13"><FONT class="fs130">ÃÎÑÏÎÄÀÐÑÜÊÈÉ &nbsp;ÑÓÄ &nbsp;ÄÎÍÅÖÜÊÎ¯ ÎÁËÀÑÒ² &nbsp;</FONT></P>
<P class="ps13"><FONT class="fs129">Ð ² Ø Å Í Í ß</FONT></P>
<P class="ps13"><FONT class="fs132">² Ì Å Í Å Ì &nbsp;&nbsp;&nbsp;Ó Ê Ð À ¯ Í È</FONT></P>
<P class="ps7"><FONT class="fs146"> 21.02.2017                     &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñïðàâà ¹ 905/3612/16           </FONT>                    </P>
<P class="ps5">Ãîñïîäàðñüêèé ñóä Äîíåöüêî¿ îáëàñò³ ó ñêëàä³ ñóää³ Ñàæíåâî¿ Ì.Â., ðîçãëÿíóâøè ìàòåð³àëè ñïðàâè</P>
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<TR><TD width="21 %" class="tds8"><P><FONT class="fs145">çà ïîçîâîì</FONT></P></TD><TD width="79 %" class="tds8"><P class="ps15">Äîíåöüêîãî ðåã³îíàëüíîãî óïðàâë³ííÿ Äåðæàâíî¿ ñïåö³àë³çîâàíî¿ ô³íàíñîâî¿ óñòàíîâè «Äåðæàâíèé ôîíä ñïðèÿííÿ ìîëîä³æíîìó æèòëîâîìó áóä³âíèöòâó»</P></TD></TR>
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<TR><TD width="21 %" class="tds9"><P><FONT class="fs144">äî</FONT></P></TD><TD width="79 %" class="tds9"><P class="ps15">Àñîö³àö³¿ âëàñíèê³â æèòëîâèõ áóäèíê³â «Ñóç³ðÿ»</P></TD></TR>
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<TR><TD width="21 %" class="tds10"><P class="ps16"><FONT class="fs143">ïðî</FONT></P></TD><TD width="79 %" class="tds10"><P class="ps15">ñòÿãíåííÿ 88 543,79 ãðí</P></TD></TR>
<P class="ps7"><FONT class="fs142">çà ó÷àñòþ ïðåäñòàâíèê³â: </FONT></P>
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<TR><TD width="21 %" class="tds13"><P><FONT class="fs141">â³ä ïîçèâà÷à </FONT></P></TD><TD width="79 %" class="tds13"><P class="ps15">íå çÿâèëèñü</P></TD></TR>
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<TR><TD width="21 %" class="tds14"><P><FONT class="fs140">â³ä â³äïîâ³äà÷à</FONT></P></TD><TD width="79 %" class="tds14"><P class="ps15">íå çÿâèëèñü</P></TD></TR>
<P class="ps1"><FONT class="fs139">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ:</FONT></P>
<P class="ps9">02.02.2017 äî ñóäó â³ä ïîçèâà÷à íàä³éøëî êëîïîòàííÿ ïðî íàäàííÿ äîêóìåíò³â, â ÿêîìó ïîçèâà÷ ïðîñèòü ïðîâåñòè ñóäîâå çàñ³äàííÿ 21.02.2017 áåç ó÷àñò³ ïðåäñòàâíèêà ïîçèâà÷à.</P>
<P class="ps9">Âêàçàíå êëîïîòàííÿ ñóäîì çàäîâîëåíî.</P>
<P class="ps11">Â³äïîâ³äà÷ ïîâíîâàæíèõ ïðåäñòàâíèê³â â ñóäîâ³ çàñ³äàííÿ íå íàïðàâèâ, â³äçèâ íà ïîçîâ íå íàäàâ, ñâî¿ì ïðîöåñóàëüíèì ïðàâîì íå ñêîðèñòàâñÿ.</P>
<P class="ps0">Â³äïîâ³äíî äî ïï.3) ï.6 ²íôîðìàö³éíîãî ëèñòà Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 12.09.2014 ¹ 01-06/1290/14 (ç íàñòóïíèìè çì³íàìè) «Ïðî Çàêîí Óêðà¿íè «Ïðî çä³éñíåííÿ ïðàâîñóääÿ òà êðèì³íàëüíîãî ïðîâàäæåííÿ ó çâ'ÿçêó ç ïðîâåäåííÿì àíòèòåðîðèñòè÷íî¿ îïåðàö³¿», ÿêùî ó ãîñïîäàðñüêîãî ñóäó íàÿâí³ äîñòîâ³ðí³ (òîáòî äîêóìåíòàëüíî ï³äòâåðäæåí³ ï³äïðèºìñòâîì çâ'ÿçêó) â³äîìîñò³ ïðî íåìîæëèâ³ñòü çä³éñíåííÿ ïîøòîâèõ â³äïðàâëåíü äî ïåâíèõ íàñåëåíèõ ïóíêò³â ÷è ì³ñöåâîñòåé, òî ñóä íå â÷èíÿº ä³é, çàçíà÷åíèõ ó ï³äïóíêòàõ 1 ³ 2 öüîãî ïóíêòó. Ó òàêîìó ðàç³, à òàêîæ ó âèïàäêàõ, êîëè ïîøòîâ³ â³äïðàâëåííÿ ó÷àñíèêàì ñóäîâîãî ïðîöåñó âñå æ áóëî íàä³ñëàíî, àëå ¿õ ïîâåðíóòî ï³äïðèºìñòâîì çâ'ÿçêó ÷åðåç íåìîæëèâ³ñòü âðó÷åííÿ, ñóä çä³éñíþº â³äïîâ³äíå ïîâ³äîìëåííÿ øëÿõîì íàäñèëàííÿ òåëåãðàìè, òåëåôîíîãðàìè, ç âèêîðèñòàííÿì ôàêñèì³ëüíîãî çâ'ÿçêó ÷è åëåêòðîííîþ ïîøòîþ àáî ç âèêîðèñòàííÿì ³íøèõ çàñîá³â çâ'ÿçêó, ÿê³ çàáåçïå÷óþòü ô³êñàö³þ ïîâ³äîìëåííÿ. Ó òàêîìó ðàç³ íà ïðèì³ðíèêó ïåðåäàíîãî òåêñòó, ùî çàëèøàºòüñÿ ó ìàòåð³àëàõ ñïðàâè, çàçíà÷àþòüñÿ äàòà ³ ãîäèíà éîãî ïåðåäà÷³ ³ ïð³çâèùà òà ³í³ö³àëè îñ³á, ÿê³ ïåðåäàëè ³ ïðèéíÿëè òåêñò. Ó ìàòåð³àëàõ ñïðàâè ìàþòü ì³ñòèòèñÿ äîêóìåíòè, ùî ï³äòâåðäæóþòü îòðèìàííÿ ó÷àñíèêîì ñóäîâîãî ïðîöåñó ïîâ³äîìëåííÿ (çàâ³ðåíèé ñóäîì âèòÿã ç æóðíàëó ðåºñòðàö³¿ òåëåôîíîãðàì, æóðíàëó ðåºñòðàö³¿ åëåêòðîííèõ ïîøòîâèõ â³äïðàâëåíü òîùî). Ï³äïóíêòîì 4) ï.6 âêàçàíîãî ²íôîðìàö³éíîãî ëèñòà ïåðåäáà÷åíî, ùî çà íåìîæëèâîñò³ çä³éñíèòè ïîâ³äîìëåííÿ ó÷àñíèêà ñóäîâîãî ïðîöåñó ³ â òàêèé ñïîñ³á - ³íôîðìàö³ÿ ïðî ÷àñ ³ ì³ñöå ñóäîâîãî çàñ³äàííÿ ðîçì³ùóºòüñÿ íà ñòîð³íö³ â³äïîâ³äíîãî ñóäó (ó ðîçä³ë³ «Íîâèíè òà ïîä³¿ ñóäó») îô³ö³éíîãî âåá-ïîðòàëó «Ñóäîâà âëàäà â Óêðà¿í³» â ìåðåæ³ ²íòåðíåò (www.court.gov.ua/sudy/). Ó òàêîìó ðàç³ íà ðîçäðóêîâàí³é ñòîð³íö³ ç ìåðåæ³ ²íòåðíåò, íà ÿê³é ðîçì³ùåíî ³íôîðìàö³þ ïðî ÷àñ òà ì³ñöå çàñ³äàííÿ ãîñïîäàðñüêîãî ñóäó, çàçíà÷àþòüñÿ äàòà ðîçì³ùåííÿ ³íôîðìàö³¿, ïð³çâèùå òà ³í³ö³àëè ñóää³, ó ïðîâàäæåíí³ ÿêîãî çíàõîäèòüñÿ â³äïîâ³äíà ñïðàâà, à òàêîæ â÷èíÿºòüñÿ éîãî ï³äïèñ.</P>
<P class="ps0">Ãîñïîäàðñüêèì ñóäîì áóëî ðîçì³ùåíî íà îô³ö³éíîìó âåá-ïîðòàë³ «Ñóäîâà âëàäà â Óêðà¿í³» â ìåðåæ³ ²íòåðíåò ³íôîðìàö³þ ïðî äàòó, ÷àñ ³ ì³ñöå ðîçãëÿäó äàíî¿ ñïðàâè, ùî ï³äòâåðäæóºòüñÿ â³äïîâ³äíèìè ðîçäðóê³âêàìè.</P>
<P class="ps0">Êð³ì òîãî, óõâàëè ñóäó ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ òà ïðî ¿¿ â³äêëàäåííÿ áóëè íàä³ñëàí³ òà ðîçì³ùåí³ íà îô³ö³éíîìó âåá-ïîðòàë³ «ªäèíèé äåðæàâíèé ðåºñòð ñóäîâèõ ð³øåíü» â ìåðåæ³ ²íòåðíåò.</P>
<P class="ps0">Òàêèì ÷èíîì, ñóäîì âæèòî âñ³õ çàõîä³â äëÿ ïîâ³äîìëåííÿ â³äïîâ³äà÷à ïðî ÷àñ òà ì³ñöå ñóäîâîãî ðîçãëÿäó. </P>
<P class="ps0">Îñê³ëüêè ìàòåð³àëè ñïðàâè ì³ñòÿòü äîñòàòí³ äîêàçè äëÿ ¿¿ ðîçãëÿäó ïî ñóò³, íà ï³äñòàâ³ ñò. 75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñïðàâà ìîæå áóòè ðîçãëÿíóòà çà íàÿâíèìè â í³é ìàòåð³àëàìè. </P>
<P class="ps10">Äîñë³äèâøè ìàòåð³àëè ñïðàâè, çàñëóõàâøè ïîÿñíåííÿ ïðåäñòàâíèêà ïîçèâà÷à, ãîñïîäàðñüêèé ñóä Äîíåöüêî¿ îáëàñò³ &nbsp;</P>
<P class="ps13"><FONT class="fs138">Â Ñ Ò À Í Î Â È Â :</FONT></P>
<P class="ps8">Ïîñòàíîâîþ Êàá³íåòó Ì³í³ñòð³â Óêðà¿íè â³ä 31.05.2012 ¹599 çàòâåðäæåíî Ïîðÿäîê âèêîðèñòàííÿ êîøò³â, ïåðåäáà÷åíèõ ó äåðæàâíîìó áþäæåò³ äëÿ ï³ëüãîâîãî êðåäèòóâàííÿ þðèäè÷íèõ îñ³á, ó òîìó ÷èñë³ îá'ºäíàíü ñï³ââëàñíèê³â áàãàòîêâàðòèðíèõ áóäèíê³â, äëÿ ïðîâåäåííÿ ðåêîíñòðóêö³¿, êàï³òàëüíîãî òà ïîòî÷íîãî ðåìîíòó îá'ºêò³â æèòëîâî-êîìóíàëüíîãî ãîñïîäàðñòâà.</P>
<P class="ps8">Öåé Ïîðÿäîê âèçíà÷àº ìåõàí³çì âèêîðèñòàííÿ êîøò³â, ïåðåäáà÷åíèõ ó äåðæàâíîìó áþäæåò³ çà ïðîãðàìîþ «Ï³ëüãîâå êðåäèòóâàííÿ þðèäè÷íèõ îñ³á, â òîìó ÷èñë³ ÎÑÁÁ, äëÿ ïðîâåäåííÿ ðåêîíñòðóêö³¿, êàï³òàëüíèõ òà ïîòî÷íèõ ðåìîíò³â îá'ºêò³â æèòëîâî-êîìóíàëüíîãî ãîñïîäàðñòâà».</P>
<P class="ps8">Ãîëîâíèì ðîçïîðÿäíèêîì áþäæåòíèõ êîøò³â ³ â³äïîâ³äàëüíèì âèêîíàâöåì áþäæåòíî¿ ïðîãðàìè º Ì³íðåã³îí. Îäåðæóâà÷åì áþäæåòíèõ êîøò³â º Äåðæàâíà ñïåö³àë³çîâàíà ô³íàíñîâà óñòàíîâà «Äåðæàâíèé ôîíä ñïðèÿííÿ ìîëîä³æíîìó æèòëîâîìó áóä³âíèöòâó» (äàë³ - Ôîíä) òà ðåã³îíàëüí³ óïðàâë³ííÿ, ³ïîòå÷íèé öåíòð Ôîíäó (äàë³ - ðåã³îíàëüí³ óïðàâë³ííÿ Ôîíäó).</P>
<P class="ps8">Ïóíêòîì 4 âêàçàíîãî Ïîðÿäêó ïåðåäáà÷åíî, ùî ï³ëüãîâèé êðåäèò íàäàºòüñÿ þðèäè÷íèì îñîáàì äëÿ ðåàë³çàö³¿ ïðîåêò³â ó ñôåð³ æèòëîâî-êîìóíàëüíîãî ãîñïîäàðñòâà (äàë³ - ïðîåêò) çà òàêèìè íàïðÿìàìè: ðåêîíñòðóêö³ÿ, ïîòî÷íèé òà êàï³òàëüíèé ðåìîíò æèòëîâèõ áóäèíê³â (óòåïëåííÿ îãîðîäæóâàëüíèõ êîíñòðóêö³é, ìîäåðí³çàö³ÿ âíóòð³øíüîáóäèíêîâèõ ìåðåæ òà ñèñòåì, óëàøòóâàííÿ ³íäèâ³äóàëüíèõ òåïëîâèõ ïóíêò³â, ðåìîíò ë³ôò³â, çàáåçïå÷åííÿ îñâ³òëåííÿ ì³ñöü çàãàëüíîãî êîðèñòóâàííÿ òîùî); &nbsp;ðåêîíñòðóêö³ÿ, ïîòî÷íèé òà êàï³òàëüíèé ðåìîíò îá'ºêò³â æèòëîâî-êîìóíàëüíîãî ãîñïîäàðñòâà.</P>
<P class="ps9">09.11.2012 ì³æ Äîíåöüêèì ðåã³îíàëüíèì óïðàâë³ííÿì Äåðæàâíî¿ ñïåö³àë³çîâàíî¿ ô³íàíñîâî¿ óñòàíîâè «Äåðæàâíèé ôîíä ñïðèÿííÿ ìîëîä³æíîìó æèòëîâîìó áóä³âíèöòâó» (ïîçèâà÷, êðåäèòîð) òà Àñîö³àö³ºþ âëàñíèê³â æèòëîâèõ áóäèíê³â «Ñóç³ðÿ» (ïîçè÷àëüíèê, áîðæíèê, â³äïîâ³äà÷) ï³äïèñàíî êðåäèòíèé äîãîâ³ð ¹2 (äàë³ - Äîãîâ³ð).</P>
<P class="ps9">Çã³äíî ç &nbsp;ï. 1.1 Äîãîâîðó &nbsp;êðåäèòîð çîáîâÿçóºòüñÿ íàäàòè ïîçè÷àëüíèêó ãðîøîâ³ êîøòè íà óìîâàõ çàáåçïå÷åíîñò³, ïîâåðíåííÿ, ñòðîêîâîñò³, ïëàòíîñò³ òà ö³ëüîâîãî õàðàêòåðó âèêîðèñòàííÿ, ó ñóì³ 400561,00 ãðí (äàë³ - êðåäèò), à ïîçè÷àëüíèê çîáîâÿçóºòüñÿ ïîãàñèòè êðåäèò çã³äíî ç ãðàô³êîì ïîãàøåííÿ êðåäèòó òà ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ íèì, âèçíà÷åíèì ó äîäàòêó 1 äî öüîãî äîãîâîðó, òà ê³íöåâèì òåðì³íîì ïîãàøåííÿ Êðåäèòó äî 09.11.2019, íà óìîâàõ, âèçíà÷åíèõ öèì Äîãîâîðîì.</P>
<P class="ps8">Ïðîöåíòíà ñòàâêà çà öèì äîãîâîðîì âñòàíîâëåíà íà ð³âí³ 3 ïðîöåíò³â ð³÷íèõ. Òèï ñòàâêè  ô³êñîâàíà (ï. 1.1.2.1 Äîãîâîðó).</P>
<P class="ps8">Êðåäèò íàäàºòüñÿ ïîçè÷àëüíèêó äëÿ â³äíîâëåííÿ äèñïåò÷åðèçàö³¿ 36 ë³ôò³â òà çàì³íè ÷àñòèíè òðóáîïðîâîä³â ñèñòåì öåíòðàë³çîâàíîãî îïàëåííÿ òà ïîñòà÷àííÿ õîëîäíî¿ âîäè (ï. 1.2 Äîãîâîðó).</P>
<P class="ps9">Äîäàòêîì 1 äî Äîãîâîðó â³ä 09.11.2012 ñòîðîíàìè ïîãîäæåíî ãðàô³ê ïîãàøåííÿ êðåäèòó òà ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ íèì (ñóìà êðåäèòó - 400561,00 ãðí, ïðîöåíòíà ñòàâêà - 3% ð³÷íèõ, ïåð³îä &nbsp;(ê³ëüê³ñòü ì³ñÿö³â) - 84, äàòà îòðèìàííÿ êðåäèòó - 09.11.2012).</P>
<P class="ps9">01.02.2013 ñòîðîíàìè áóëî ï³äïèñàíî Äîäàòêîâèé äîãîâ³ð ¹1 äî Êðåäèòíîãî äîãîâîðó, â³äïîâ³äíî äî ÿêîãî ïóíêòè 2.3 òà 2.5 Äîãîâîðó êðåäèòó âèêëàäåíî â ³íø³é ðåäàêö³¿.</P>
<P class="ps9">01.02.2013 ñòîðîíàìè ï³äïèñàíî Äîäàòîê 1 äî êðåäèòíîãî äîãîâîðó ¹2 â³ä 09.11.2012 (â ðåä. Äîäàòêîâîãî äîãîâîðó ¹1 â³ä 01.02.2013) - Ãðàô³ê ïîãàøåííÿ êðåäèòó òà ñïëàòè â³äñîòê³â çà êîðèñòóâàííÿ íèì (ñóìà êðåäèòó - 400561,00 ãðí, ïðîöåíòíà ñòàâêà -3% ð³÷íèõ, ïåð³îä (ê³ëüê³ñòü ì³ñÿö³â) - 120, äàòà îòðèìàííÿ êðåäèòó - 15.11.2012, äàòà íàðàõóâàííÿ â³äñîòê³â - 15.02.2013, äàòà ïî÷àòêó ïîâåðíåííÿ êðåäèòó - 15.11.2013). </P>
<P class="ps9">Çã³äíî ç ï. 2.2 Äîãîâîðó äàòîþ (äíåì) íàäàííÿ êðåäèòó ââàæàºòüñÿ äàòà çàðàõóâàííÿ êîøò³â êðåäèòîðó íà ðàõóíîê ïîçè÷àëüíèêà, çàçíà÷åíèõ â ï. 2.1 öüîãî Äîãîâîðó, â ñóì³ êðåäèòó.</P>
<P class="ps9">Â³äïîâ³äíî äî &nbsp;ï. 2.3.1 Äîãîâîðó ïîãàøåííÿ êðåäèòó çä³éñíþºòüñÿ ïîçè÷àëüíèêîì ùîì³ñÿöÿ ÷åðåç îäèí ð³ê ç äàòè çàðàõóâàííÿ êîøò³â êðåäèòó íà ðàõóíîê ïîçè÷àëüíèêà. Çà ïèñüìîâîþ çàÿâîþ ïîçè÷àëüíèêà ïîãàøåííÿ êðåäèòó ìîæå ðîçïî÷àòèñü ç ì³ñÿöÿ, íàñòóïíîãî çà ì³ñÿöåì, ó ÿêîìó áóâ íàäàíèé êðåäèò.</P>
<P class="ps9">Ìîìåíòîì (äíåì) ïîâåðíåííÿ êðåäèòó àáî éîãî ÷àñòèíè ââàæàºòüñÿ äåíü çàðàõóâàííÿ íà ðàõóíîê êðåäèòîðà, çàçíà÷åíèé ó ïóíêò³ 2.3 öüîãî äîãîâîðó, â³äïîâ³äíî¿ ñóìè ãðîøîâèõ êîøò³â (ï.2.3.2 äîãîâîðó). ßêùî îñòàíí³é äåíü ñòðîêó ïîãàøåííÿ çàáîðãîâàíîñò³ çà êðåäèòîì ïðèïàäàº íà âèõ³äíèé ÷è íåðîáî÷èé äåíü, òî ïîãàøåííÿ çàáîðãîâàíîñò³ çà êðåäèòîì çä³éñíþºòüñÿ â íàñòóïíèé ï³ñëÿ íüîãî ðîáî÷èé äåíü (ï.2.3.3 äîãîâîðó).</P>
<P class="ps9">Çã³äíî ç ï. 2.9 Äîãîâîðó òåðì³í ñïëàòè ïîçè÷àëüíèêîì ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì òà êðåäèòó&nbsp; íå ï³çí³øå 25 ÷èñëà êîæíîãî ì³ñÿöÿ.</P>
<P class="ps9">Çà óìîâàìè ï. 3.3.3 Äîãîâîðó ïîçè÷àëüíèê çîáîâÿçàíèé çàáåçïå÷èòè ñïëàòó êðåäèòîðó ïðîöåíò³â â ðîçì³ð³, âñòàíîâëåíîìó öèì Äîãîâîðîì â ïîðÿäêó òà â ñòðîêè/òåðì³íè, âèçíà÷åí³ &nbsp;ï.ï.2,4., 2.5., 2.9 öüîãî Äîãîâîðó òà çã³äíî ï. 3.3.4 Äîãîâîðó çàáåçïå÷èòè ïîãàøåííÿ êðåäèòîðó çã³äíî ç ãðàô³êîì ïîãàøåííÿ êðåäèòó òà ñïëàòè â³äñîòê³â çà êîðèñòóâàííÿ íèì, à òàêîæ çàáåçïå÷èòè ïîâåðíåííÿ êðåäèòîðó â ïîâíîìó îáñÿç³ êðåäèòó â ñòðîê/òåðì³íè, âèçíà÷åí³ ï.ï. 1.1 öüîãî Äîãîâîðó.</P>
<P class="ps9">Öåé äîãîâ³ð íàáèðàº ÷èííîñò³ ç äàòè éîãî óêëàäàííÿ òà ä³º äî îñòàòî÷íîãî âèêîíàííÿ ñòîðîíàìè ïðèéíÿòèõ íà ñåáå çîáîâÿçàíü (ï.7.4 Äîãîâîðó).</P>
<P class="ps9">Çã³äíî ç ÷àñòèíàìè 1 òà 2&nbsp; ñòàòò³ 509 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; çîáîâ'ÿçàííÿì º ïðàâîâ³äíîøåííÿ, â ÿêîìó îäíà ñòîðîíà (áîðæíèê) çîáîâ'ÿçàíà â÷èíèòè íà êîðèñòü äðóãî¿ ñòîðîíè (êðåäèòîðà) ïåâíó ä³þ (ïåðåäàòè ìàéíî, âèêîíàòè ðîáîòó, íàäàòè ïîñëóãó, ñïëàòèòè ãðîø³ òîùî) àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à êðåäèòîð ìàº ïðàâî âèìàãàòè â³ä áîðæíèêà âèêîíàííÿ éîãî îáîâ'ÿçêó. Çîáîâ'ÿçàííÿ âèíèêàþòü ç ï³äñòàâ, âñòàíîâëåíèõ&nbsp; ñòàòòåþ 11 öüîãî Êîäåêñó.</P>
<P class="ps9">Ïóíêòîì 1 ÷àñòèíè 2&nbsp; ñòàòò³ 11 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; ïåðåäáà÷åíî, ùî îäí³ºþ ³ç ï³äñòàâ âèíèêíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â º äîãîâîðè òà ³íø³ ïðàâî÷èíè.</P>
<P class="ps9">Äîãîâ³ð º îáîâ'ÿçêîâèì äëÿ âèêîíàííÿ ñòîðîíàìè (ñòàòòÿ 629 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</P>
<P class="ps9">Â³äïîâ³äíî äî ÷. 1&nbsp; ñò. 1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè.</P>
<P class="ps9">Ó â³äïîâ³äíîñò³ äî&nbsp; ñò. 1049 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; ïîçè÷àëüíèê çîáîâ'ÿçàíèé ïîâåðíóòè ïîçèêîäàâöåâ³ ïîçèêó (ãðîøîâ³ êîøòè ó òàê³é ñàì³é ñóì³ àáî ðå÷³, âèçíà÷åí³ ðîäîâèìè îçíàêàìè, ó òàê³é ñàì³é ê³ëüêîñò³, òàêîãî ñàìîãî ðîäó òà òàêî¿ ñàìî¿ ÿêîñò³, ùî áóëè ïåðåäàí³ éîìó ïîçèêîäàâöåì) ó ñòðîê òà â ïîðÿäêó, ùî âñòàíîâëåí³ äîãîâîðîì.</P>
<P class="ps9">Â³äïîâ³äíî äî ÷. 1&nbsp; ñò. 1048 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; ïîçèêîäàâåöü ìàº ïðàâî íà îäåðæàííÿ â³ä ïîçè÷àëüíèêà ïðîöåíò³â â³ä ñóìè ïîçèêè, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. Ðîçì³ð ³ ïîðÿäîê îäåðæàííÿ ïðîöåíò³â âñòàíîâëþºòüñÿ äîãîâîðîì. Ó ðàç³ â³äñóòíîñò³ ³íøî¿ äîìîâëåíîñò³ ñòîð³í ïðîöåíòè âèïëà÷óþòüñÿ ùîì³ñÿöÿ äî äíÿ ïîâåðíåííÿ ïîçèêè.</P>
<P class="ps9">Ñòàòòåþ 536 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; âñòàíîâëåíî, ùî çà êîðèñòóâàííÿ ÷óæèìè ãðîøîâèìè êîøòàìè áîðæíèê çîáîâÿçàíèé ñïëà÷óâàòè ïðîöåíòè, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì ì³æ ô³çè÷íèìè îñîáàìè. Ðîçì³ð ïðîöåíò³â çà êîðèñòóâàííÿ ÷óæèìè ãðîøîâèìè êîøòàìè âñòàíîâëþºòüñÿ äîãîâîðîì, çàêîíîì àáî ³íøèì àêòîì öèâ³ëüíîãî çàêîíîäàâñòâà.</P>
<P class="ps9">×àñòèíîþ 1 ñòàòò³&nbsp; 1056-1&nbsp; Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; ïåðåäáà÷åíî, ùî ðîçì³ð ïðîöåíò³â òà ïîðÿäîê ¿õ ñïëàòè çà äîãîâîðîì âèçíà÷àþòüñÿ â äîãîâîð³ çàëåæíî â³ä êðåäèòíîãî ðèçèêó, íàäàíîãî çàáåçïå÷åííÿ, ïîïèòó ³ ïðîïîçèö³é, ÿê³ ñêëàëèñÿ íà êðåäèòíîìó ðèíêó, ñòðîêó êîðèñòóâàííÿ êðåäèòîì, ðîçì³ðó îáë³êîâî¿ ñòàâêè òà ³íøèõ ôàêòîð³â.</P>
<P class="ps9">Â³äïîâ³äíî äî&nbsp; ñòàòò³ 193 Ãîñïîäàðñüêîãî êîäåêñó&nbsp; &nbsp;&nbsp;Óêðà¿íè&nbsp; ñóá'ºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâ'ÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ (÷àñòèíà 1). Êîæíà ñòîðîíà ïîâèííà âæèòè óñ³õ çàõîä³â, íåîáõ³äíèõ äëÿ íàëåæíîãî âèêîíàííÿ íåþ çîáîâ'ÿçàííÿ, âðàõîâóþ÷è ³íòåðåñè äðóãî¿ ñòîðîíè òà çàáåçïå÷åííÿ çàãàëüíîãîñïîäàðñüêîãî ³íòåðåñó (÷àñòèíà 2). Íå äîïóñêàþòüñÿ îäíîñòîðîííÿ â³äìîâà â³ä âèêîíàííÿ çîáîâ'ÿçàíü (÷àñòèíà 7).</P>
<P class="ps9">Àíàëîã³÷í³ ïîëîæåííÿ ì³ñòÿòüñÿ ³ ó ñòàòòÿõ&nbsp; 525,&nbsp; 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè.</P>
<P class="ps9">×àñòèíîþ 1&nbsp; ñòàòò³ 530 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; ïåðåäáà÷åíî, ùî ÿêùî ó çîáîâ'ÿçàíí³ âñòàíîâëåíèé ñòðîê (òåðì³í) éîãî âèêîíàííÿ, òî âîíî ï³äëÿãàº âèêîíàííþ ó öåé ñòðîê (òåðì³í).</P>
<P class="ps9">Ïîçèâà÷ ñâî¿ çîáîâ`ÿçàííÿ çà Äîãîâîðîì âèêîíàâ ó ïîâíîìó îáñÿç³, íàäàâ â³äïîâ³äà÷ó êðåäèò ó ðîçì³ð³ 400561,00 ãðí, ùî ï³äòâåðäæóºòüñÿ ïëàò³æíèì äîðó÷åííÿì ¹03352316 (#168788163) â³ä 15.11.2012.</P>
<P class="ps9">Çã³äíî óìîâ ïóíêò³â 2.3.1, 2.5, 2.9 Äîãîâîðó òà Ãðàô³êà ïîãàøåííÿ êðåäèòó òà ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ íèì, ùî º äîäàòêîì ¹ 1 äî êðåäèòíîãî äîãîâîðó, â³äïîâ³äà÷ ìàâ ïåðåðàõîâóâàòè ïîçèâà÷ó íå ï³çí³øå 25 ÷èñëà êîæíîãî ì³ñÿöÿ ÷àñòèíó ò³ëà êðåäèòó ó ñóì³ 5564,00 ãðí, ïî÷èíàþ÷è ç ëèñòîïàäà 2013 ðîêó, òà ïðîöåíòè çà êîðèñòóâàííÿ êðåäèòîì çà ñòàâêîþ 3% ð³÷íèõ íà ôàêòè÷íèé çàëèøîê çàáîðãîâàíîñò³ çà êðåäèòîì, ïî÷èíàþ÷è ç ëþòîãî 2013 ðîêó.</P>
<P class="ps9">ßê çàçíà÷àº ïîçèâà÷ ó ïîçîâí³é çàÿâ³, â³äïîâ³äà÷ ïî÷èíàþ÷è ç ëèñòîïàäà 2014 ðîêó ïðèïèíèâ ïîãàøàòè îòðèìàíèé êðåäèò, ùî ñòàëî ï³äñòàâîþ äëÿ çâåðíåííÿ äî ñóäó.</P>
<P class="ps9">ßê âáà÷àºòüñÿ ç ìàòåð³àë³â ñïðàâè, âñóïåðå÷ ïðèïèñàì çàêîíó òà óìîâàì Äîãîâîðó, ïîçè÷àëüíèê âçÿò³ íà ñåáå çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì íå âèêîíàâ, êðåäèò òà ïðîöåíòè çà êîðèñòóâàííÿ êðåäèòîì ñâîº÷àñíî òà â ïîâíîìó îáñÿç³ íå ñïëà÷óâàâ. </P>
<P class="ps9">Âêàçàíå ð³øåííÿ ñóäó íàáðàëî çàêîííî¿ ñèëè.</P>
<P class="ps9">Â³äïîâ³äíî äî ñò. 34 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ãîñïîäàðñüêèé ñóä ïðèéìàº ò³ëüêè ò³ äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ñïðàâè. </P>
<P class="ps9">Îáñòàâèíè ñïðàâè, ÿê³ â³äïîâ³äíî äî çàêîíîäàâñòâà ïîâèíí³ áóòè ï³äòâåðäæåí³ ïåâíèìè çàñîáàìè äîêàçóâàííÿ, íå ìîæóòü ï³äòâåðäæóâàòèñü ³íøèìè çàñîáàìè äîêàçóâàííÿ.</P>
<P class="ps9">Â³äïîâ³äíî äî ñò. 33 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü.</P>
<P class="ps9">Â³äïîâ³äà÷ äîêàç³â íà ñïðîñòóâàííÿ îáñòàâèí, ïîâ³äîìëåíèõ ïîçèâà÷åì, íå íàäàâ. Íàëåæíèõ äîêàç³â ïîãàøåííÿ çàáîðãîâàíîñò³ çà êðåäèòîì òà çàáîðãîâàíîñò³ ïî ïðîöåíòàì ñòàíîì íà ÷àñ âèð³øåííÿ ñïîðó â³äïîâ³äà÷åì ñóäó íå íàäàíî. </P>
<P class="ps10">Ó çâÿçêó ³ç çàäîâîëåííÿì ïîçîâó, â³äïîâ³äíî äî ñò. 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ñóäîâèé çá³ð ïîêëàäàºòüñÿ íà â³äïîâ³äà÷à òà ï³äëÿãàº ñòÿãíåííþ íà êîðèñòü ïîçèâà÷à.</P>
<P class="ps11">Êåðóþ÷èñü ñò.ñò. 33, 34, 35, 43, 44, 75, 49, 82-85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ñóä          </P>
<P class="ps13"><FONT class="fs137">Â È Ð ² Ø È Â:</FONT></P>
<P class="ps10"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</P>
<P class="ps10">1. Ïîçîâ çàäîâîëüíèòè ïîâí³ñòþ.</P>
<P class="ps10">Ï³ñëÿ íàáðàííÿ ð³øåííÿì çàêîííî¿ ñèëè âèäàòè íàêàç.</P>
<P class="ps4">Ð³øåííÿ íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì. &nbsp;&nbsp;</P>
<P class="ps12"><FONT class="fs136"> &nbsp;&nbsp;</FONT>Ïîâíå ð³øåííÿ ñêëàäåíî: 27.02.2017</P>
<P class="ps10"><FONT class="fs135"> Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ì.Â. Ñàæíåâà</FONT><FONT class="fs224"> </FONT></P>
<P class="ps6"><FONT class="fs223">          </FONT></P>
<P class="ps6"><FONT class="fs134"> &nbsp;&nbsp;</FONT>&nbsp;          </P>
<P class="ps6">          </P>