<TITLE>910/6358/15-ã</TITLE>
<!-- BEGIN METADATA -->
<!-- Íàéìåíóâàííÿ ôàéëà ç ð³øåííÿì -->
<META NAME="FILENAME" CONTENT="5011_7305828.html">
<!-- 1,2 ID ð³øåííÿ TAGNAME(DOCID, DOCORGID) - íóæíî äëÿ ïîëó÷åíèÿ ïîäòâåðæäåíèÿ ðååñòðàöèè -->
<META NAME="DOCID" CONTENT="7305828">
<META NAME="DOCORGID" CONTENT="1">
<!-- [3] Íàéìåíóâàííÿ ñóäó, ÿêèé óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ TAGNAME(COURTNAME) -->
<META NAME="COURTNAME" CONTENT="Ãîñïîäàðñüêèé ñóä ì³ñòà Êèºâà">
<!-- [4] Êîä ñóäó, ÿêèé óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ TAGNAME(CAUSECOURT) -->
<META NAME="CAUSECOURT" CONTENT="5011">
<!-- [4.1] Êîä ñóäó, ÿêèé óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ TAGNAME(CAUSECOURT2013) -->
<META NAME="CAUSECOURT2013" CONTENT="910">
<!-- [5] Ñïðàâà íîìåð TAGNAME(CAUSENUM) -->
<META NAME="CAUSENUM" CONTENT="910/6358/15-ã">
<!-- [6] Äàòà ñïðàâè TAGNAME(CAUSEDATE) -->
<META NAME="CAUSEDATE" CONTENT="15.06.2016">
<!-- [7] Äàòà óõâàëåííÿ ð³øåííÿ TAGNAME(DOCDATE) -->
<META NAME="DOCDATE" CONTENT="16.02.2017">
<!-- [9] Ôîðìà ð³øåííÿ (ID) TAGNAME(DOCTYPE) -->
<!-- ð³øåííÿ = 2 -->
<!-- ïîñòàíîâà = 3 -->
<!-- óõâàëà ñóäó = 4 -->
<!-- ñóäîâèé íàêàç = 5 -->
<!-- îêðåìà óõâàëà = 6 -->
<META NAME="DOCTYPE" CONTENT="2">
<!-- [10] Ôîðìà ñóäî÷èíñòâà (ID) TAGNAME(CAUSETYPE) -->
<!-- àäì³í³ñòðàòèâíà = 1 -->
<!-- êðèì³íàëüíà = 2 -->
<!-- ãîñïîäàðñüêà = 3 -->
<!-- öèâ³ëüíà = 4 -->
<!-- àäì³í³ñòðàòèâíå ïðàâîïîðóøåííÿ = 5 -->
<META NAME="CAUSETYPE" CONTENT="3">
<!-- [11] Êîä êàòåãîð³¿ ñïðàâè TAGNAME(CAUSECATEGORY) -->
<META NAME="CAUSECATEGORY" CONTENT="4006">
<!-- [12] Ñïðàâà ðîçãëÿäàºòüñÿ ïî ³íñòàíö³¿ (ID) TAGNAME(CAUSELOCATION) -->
<!-- àïåëÿö³éí³é = A -->
<!-- êàñàö³éí³é = C -->
<META NAME="CAUSELOCATION" CONTENT="P">
<!-- [13] Ïîïåðåäí³é íîìåð ïîòî÷íî¿ ñóäîâî¿ ñïðàâè TAGNAME(REREGCAUSENUM) -->
<!-- [14] Ïîïåðåäíÿ äàòà ïîòî÷íî¿ ñóäîâî¿ ñïðàâè TAGNAME(REREGCAUSEDATE) -->
<!-- [15] Íîìåð ñóäîâî¿ ñïðàâè, ð³øåííÿ â ÿê³é ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSENUM) -->
<!-- [16] Äàòà ñóäîâî¿ ñïðàâè, ð³øåííÿ â ÿê³é ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSEDATE) -->
<!-- [17] Äàòà óõâàëåííÿ (ïîñòàíîâëåííÿ) ñóäîâîãî ð³øåííÿ, ùî ïåðåãëÿäàºòüñÿ TAGNAME(PREVRESCAUSEDATE) -->
<!-- [18] Ñóä, ùî óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ, ÿêå ïåðåãëÿäàºòüñÿ TAGNAME(PREVCOURTNAME) -->
<!-- [19] Êîä ñóäó, ùî óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ, ÿêå ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSECOURT) -->
<!-- [19.1] Êîä ñóäó, ùî óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ, ÿêå ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSECOURT2013) -->
<!-- [20] Êîä êàòåãîð³¿ ïîïåðåäíüî¿ ñïðàâè TAGNAME(PREVCAUSECATEGORY) -->
<!-- [21] Ñåêðåòàð ñóäîâîãî çàñ³äàííÿ TAGNAME(SECRETARY) -->
<!-- [22] Çàáîðîíà îïðèëþäíåííÿ TAGNAME(HEARINGCLOSED) -->
<!-- íå çàáîðîíåíî = V -->
<!-- çàáîðîíåíî = Z -->
<!-- çàáîðîíåíî òèì÷àñîâî = T -->
<META NAME="HEARINGCLOSED" CONTENT="V">
<!-- [23] Ê³ëüê-òü àðêóø³â äîêóìåíòà (ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß) -->
<!-- Ñóää³ â ð³øåíí³: -->
<!-- [24] Ïîðÿäêîâèé íîìåð TAGNAME(JUDGEPOSITION) -->
<META NAME="JUDGEPOSITION1" CONTENT="1">
<!-- [25] ÏÐ²ÇÂÈÙÅ, ²Í²Ö²ÀËÈ TAGNAME(JUDGENAME) -->
<META NAME="JUDGENAME1" CONTENT="Òóð÷èí Ñ.Î.">
<!-- [26] ÊÎÄ ÑÓÄÄ² TAGNAME(JUDGECODE) -->
<!-- Ñòîðîíè ð³øåííÿ: -->
<!-- [27] Ïîðÿäêîâèé íîìåð TAGNAME(MEMBPOSITION) -->
<META NAME="MEMBPOSITION1" CONTENT="1">
<!-- [28] Òèï ñòîðîíè (ID): TAGNAME(MEMBTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- â³äïîâ³äà÷ = V -->
<META NAME="MEMBTYPE1" CONTENT="P">
<!-- [29] Òèï ïîçèâà÷à (ID): TAGNAME(MEMBPOZYVACHTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- çàÿâíèê = Z -->
<!-- ñòÿãóâà÷ = S -->
<!-- êðåäèòîð = K -->
<!-- îáâèíóâà÷ = B -->
<!-- öèâ³ëüíèé ïîçèâà÷ = C -->
<!-- çà³íòåðåñîâàíà îñîáà = A -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBPOZYVACHTYPE1" CONTENT="P">
<!-- [30] Òèï â³äïîâ³äà÷à (ID): TAGNAME(MEMBVIDPOVIDACHTYPE) -->
<!-- â³äïîâ³äà÷ = V -->
<!-- öèâ³ëüíèé â³äïîâ³äà÷ = C -->
<!-- àäì³í.ïðàâîïîðóøíèê = P -->
<!-- áîðæíèê = B -->
<!-- ï³äñóäíèé = D -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBVIDPOVIDACHTYPE1" CONTENT="">
<!-- [31] Òèï îñîáè (ID): TAGNAME(MEMBOSOBATYPE) -->
<!-- þðèäè÷íà = U -->
<!-- ô³çè÷íà = F -->
<META NAME="MEMBOSOBATYPE1" CONTENT="U">
<!-- [32] Ïîâíà íàçâà (äëÿ þðèäè÷íèõ) àáî Ïð³çâèùå òà ³í³ö³àëè (äëÿ ô³çè÷íèõ) TAGNAME(MEMBNAME) -->
<META NAME="MEMBNAME1" CONTENT="ÏÓÁË²×ÍÅ ÀÊÖ²ÎÍÅÐÍÅ ÒÎÂÀÐÈÑÒÂÎ &quot;ÀÂÒÎÊÐÀÇÁÀÍÊ&quot; â îñîá³ Óïîâíîâàæåíî¿ îñîáè Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á íà ë³êâ³äàö³þ ÏÀÒ &quot;ÀÊÁ Áàíê&quot; Êîñòåíêà ²ãîðÿ ²âàíîâè÷à">
<!-- [33] Öèôðîâå àáî ë³òåðíå ïîçíà÷åííÿ TAGNAME(MEMBSHORT) -->
<META NAME="MEMBSHORT1" CONTENT="Ïîçèâà÷ 1">
<!-- [34] Êîä ªÄÐÏÎÓ (äëÿ þðèäè÷íèõ) TAGNAME(MEMBOKPO) -->
<META NAME="MEMBOKPO1" CONTENT="20046323">
<!-- [35] Äàòà íàðîäæåííÿ (äëÿ ô³çè÷íèõ) - ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß -->
<!-- [36] Àäðåñà (äëÿ þðèäè÷íèõ) àáî Ì³ñöåçíàõîäæåííÿ (äëÿ ô³çè÷íèõ) TAGNAME(MEMBPOSTADDRESS) -->
<!-- [37] ×àñòêà äåðæâëàñíîñò³ TAGNAME(CHASTDERGVL) ÇÍÀ×ÅÍÈÅ(TRUE|FALSE) -->
<META NAME="CHASTDERGVL1" CONTENT="FALSE">
<!-- [27] Ïîðÿäêîâèé íîìåð TAGNAME(MEMBPOSITION) -->
<META NAME="MEMBPOSITION2" CONTENT="2">
<!-- [28] Òèï ñòîðîíè (ID): TAGNAME(MEMBTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- â³äïîâ³äà÷ = V -->
<META NAME="MEMBTYPE2" CONTENT="V">
<!-- [29] Òèï ïîçèâà÷à (ID): TAGNAME(MEMBPOZYVACHTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- çàÿâíèê = Z -->
<!-- ñòÿãóâà÷ = S -->
<!-- êðåäèòîð = K -->
<!-- îáâèíóâà÷ = B -->
<!-- öèâ³ëüíèé ïîçèâà÷ = C -->
<!-- çà³íòåðåñîâàíà îñîáà = A -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBPOZYVACHTYPE2" CONTENT="">
<!-- [30] Òèï â³äïîâ³äà÷à (ID): TAGNAME(MEMBVIDPOVIDACHTYPE) -->
<!-- â³äïîâ³äà÷ = V -->
<!-- öèâ³ëüíèé â³äïîâ³äà÷ = C -->
<!-- àäì³í.ïðàâîïîðóøíèê = P -->
<!-- áîðæíèê = B -->
<!-- ï³äñóäíèé = D -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBVIDPOVIDACHTYPE2" CONTENT="V">
<!-- [31] Òèï îñîáè (ID): TAGNAME(MEMBOSOBATYPE) -->
<!-- þðèäè÷íà = U -->
<!-- ô³çè÷íà = F -->
<META NAME="MEMBOSOBATYPE2" CONTENT="U">
<!-- [32] Ïîâíà íàçâà (äëÿ þðèäè÷íèõ) àáî Ïð³çâèùå òà ³í³ö³àëè (äëÿ ô³çè÷íèõ) TAGNAME(MEMBNAME) -->
<META NAME="MEMBNAME2" CONTENT="Òîâàðèñòâî ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ &quot;ÁÀÒÌÀÍ&quot;">
<!-- [33] Öèôðîâå àáî ë³òåðíå ïîçíà÷åííÿ TAGNAME(MEMBSHORT) -->
<META NAME="MEMBSHORT2" CONTENT="Â³äïîâ³äà÷ 1">
<!-- [34] Êîä ªÄÐÏÎÓ (äëÿ þðèäè÷íèõ) TAGNAME(MEMBOKPO) -->
<META NAME="MEMBOKPO2" CONTENT="36644409">
<!-- [35] Äàòà íàðîäæåííÿ (äëÿ ô³çè÷íèõ) - ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß -->
<!-- [36] Àäðåñà (äëÿ þðèäè÷íèõ) àáî Ì³ñöåçíàõîäæåííÿ (äëÿ ô³çè÷íèõ) TAGNAME(MEMBPOSTADDRESS) -->
<META NAME="MEMBPOSTADDRESS2" CONTENT="âóë.Ê³ðîâîãðàäñüêà,4 ì.Êè¿â">
<!-- [37] ×àñòêà äåðæâëàñíîñò³ TAGNAME(CHASTDERGVL) ÇÍÀ×ÅÍÈÅ(TRUE|FALSE) -->
<META NAME="CHASTDERGVL2" CONTENT="FALSE">
<!-- [27] Ïîðÿäêîâèé íîìåð TAGNAME(MEMBPOSITION) -->
<META NAME="MEMBPOSITION3" CONTENT="3">
<!-- [28] Òèï ñòîðîíè (ID): TAGNAME(MEMBTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- â³äïîâ³äà÷ = V -->
<META NAME="MEMBTYPE3" CONTENT="P">
<!-- [29] Òèï ïîçèâà÷à (ID): TAGNAME(MEMBPOZYVACHTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- çàÿâíèê = Z -->
<!-- ñòÿãóâà÷ = S -->
<!-- êðåäèòîð = K -->
<!-- îáâèíóâà÷ = B -->
<!-- öèâ³ëüíèé ïîçèâà÷ = C -->
<!-- çà³íòåðåñîâàíà îñîáà = A -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBPOZYVACHTYPE3" CONTENT="Z">
<!-- [30] Òèï â³äïîâ³äà÷à (ID): TAGNAME(MEMBVIDPOVIDACHTYPE) -->
<!-- â³äïîâ³äà÷ = V -->
<!-- öèâ³ëüíèé â³äïîâ³äà÷ = C -->
<!-- àäì³í.ïðàâîïîðóøíèê = P -->
<!-- áîðæíèê = B -->
<!-- ï³äñóäíèé = D -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBVIDPOVIDACHTYPE3" CONTENT="">
<!-- [31] Òèï îñîáè (ID): TAGNAME(MEMBOSOBATYPE) -->
<!-- þðèäè÷íà = U -->
<!-- ô³çè÷íà = F -->
<META NAME="MEMBOSOBATYPE3" CONTENT="U">
<!-- [32] Ïîâíà íàçâà (äëÿ þðèäè÷íèõ) àáî Ïð³çâèùå òà ³í³ö³àëè (äëÿ ô³çè÷íèõ) TAGNAME(MEMBNAME) -->
<META NAME="MEMBNAME3" CONTENT="ÏÓÁË²×ÍÅ ÀÊÖ²ÎÍÅÐÍÅ ÒÎÂÀÐÈÑÒÂÎ &quot;ÀÂÒÎÊÐÀÇÁÀÍÊ&quot; â îñîá³ Óïîâíîâàæåíî¿ îñîáè Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á íà ë³êâ³äàö³þ ÏÀÒ &quot;ÀÊÁ Áàíê&quot; Êîñòåíêà ²ãîðÿ ²âàíîâè÷à">
<!-- [33] Öèôðîâå àáî ë³òåðíå ïîçíà÷åííÿ TAGNAME(MEMBSHORT) -->
<META NAME="MEMBSHORT3" CONTENT="Ïîçèâà÷ 2">
<!-- [34] Êîä ªÄÐÏÎÓ (äëÿ þðèäè÷íèõ) TAGNAME(MEMBOKPO) -->
<META NAME="MEMBOKPO3" CONTENT="20046323">
<!-- [35] Äàòà íàðîäæåííÿ (äëÿ ô³çè÷íèõ) - ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß -->
<!-- [36] Àäðåñà (äëÿ þðèäè÷íèõ) àáî Ì³ñöåçíàõîäæåííÿ (äëÿ ô³çè÷íèõ) TAGNAME(MEMBPOSTADDRESS) -->
<!-- [37] ×àñòêà äåðæâëàñíîñò³ TAGNAME(CHASTDERGVL) ÇÍÀ×ÅÍÈÅ(TRUE|FALSE) -->
<META NAME="CHASTDERGVL3" CONTENT="FALSE">
<!-- [27] Ïîðÿäêîâèé íîìåð TAGNAME(MEMBPOSITION) -->
<META NAME="MEMBPOSITION4" CONTENT="4">
<!-- [28] Òèï ñòîðîíè (ID): TAGNAME(MEMBTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- â³äïîâ³äà÷ = V -->
<META NAME="MEMBTYPE4" CONTENT="P">
<!-- [29] Òèï ïîçèâà÷à (ID): TAGNAME(MEMBPOZYVACHTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- çàÿâíèê = Z -->
<!-- ñòÿãóâà÷ = S -->
<!-- êðåäèòîð = K -->
<!-- îáâèíóâà÷ = B -->
<!-- öèâ³ëüíèé ïîçèâà÷ = C -->
<!-- çà³íòåðåñîâàíà îñîáà = A -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBPOZYVACHTYPE4" CONTENT="Z">
<!-- [30] Òèï â³äïîâ³äà÷à (ID): TAGNAME(MEMBVIDPOVIDACHTYPE) -->
<!-- â³äïîâ³äà÷ = V -->
<!-- öèâ³ëüíèé â³äïîâ³äà÷ = C -->
<!-- àäì³í.ïðàâîïîðóøíèê = P -->
<!-- áîðæíèê = B -->
<!-- ï³äñóäíèé = D -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBVIDPOVIDACHTYPE4" CONTENT="">
<!-- [31] Òèï îñîáè (ID): TAGNAME(MEMBOSOBATYPE) -->
<!-- þðèäè÷íà = U -->
<!-- ô³çè÷íà = F -->
<META NAME="MEMBOSOBATYPE4" CONTENT="U">
<!-- [32] Ïîâíà íàçâà (äëÿ þðèäè÷íèõ) àáî Ïð³çâèùå òà ³í³ö³àëè (äëÿ ô³çè÷íèõ) TAGNAME(MEMBNAME) -->
<META NAME="MEMBNAME4" CONTENT="Òîâàðèñòâî ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ &quot;ÁÀÒÌÀÍ&quot;">
<!-- [33] Öèôðîâå àáî ë³òåðíå ïîçíà÷åííÿ TAGNAME(MEMBSHORT) -->
<META NAME="MEMBSHORT4" CONTENT="Ïîçèâà÷ 3">
<!-- [34] Êîä ªÄÐÏÎÓ (äëÿ þðèäè÷íèõ) TAGNAME(MEMBOKPO) -->
<META NAME="MEMBOKPO4" CONTENT="36644409">
<!-- [35] Äàòà íàðîäæåííÿ (äëÿ ô³çè÷íèõ) - ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß -->
<!-- [36] Àäðåñà (äëÿ þðèäè÷íèõ) àáî Ì³ñöåçíàõîäæåííÿ (äëÿ ô³çè÷íèõ) TAGNAME(MEMBPOSTADDRESS) -->
<META NAME="MEMBPOSTADDRESS4" CONTENT="âóë.Ê³ðîâîãðàäñüêà,4 ì.Êè¿â">
<!-- [37] ×àñòêà äåðæâëàñíîñò³ TAGNAME(CHASTDERGVL) ÇÍÀ×ÅÍÈÅ(TRUE|FALSE) -->
<META NAME="CHASTDERGVL4" CONTENT="FALSE">
<!-- [38] Âåðñ³ÿ êë³ºíòà TAGNAME(APPVER) -->
<META NAME="APPVER" CONTENT="1.28.3.18">
<!-- [39] Êîä ïðîâàéäåðà ÅÖÏ TAGNAME(CRYPTPROVIDER) -->
<META NAME="CRYPTPROVIDER" CONTENT="DS13">
<!-- END METADATA -->
<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=windows-1251">
<META NAME="Author" CONTENT="">
<META NAME="Description" CONTENT="Document">
<META NAME="Document-state" CONTENT="static">
<META NAME="Updated" CONTENT="22.02.2017 18:51:29">
<META NAME="Robots" CONTENT="All">
<META NAME="Keywords" CONTENT="">
<STYLE TYPE="text/css">
margin-right: 10 mm;
margin-bottom: 10 mm;
mso-paper-source: 0;
@charset "Windows-1251";
font-family: Times New Roman;
font-family: Facefont SSH;
font-family: Facefont SSH;
vertical-align: sub;
font-family: Times New Roman;
margin-bottom: 0 mm;
white-space: normal;
word-spacing: normal;
text-align: justify;
text-indent: -25 mm;
text-indent: -25 mm;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
margin-right: -1 mm;
text-align: justify;
margin-bottom: 1 mm;
text-align: justify;
text-align: justify;
text-align: justify;
margin-bottom: 2 mm;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
border-color: black;
margin-bottom: 0 px;
margin-right: 10 px;
background-color: white;
table-layout: fixed;
margin-bottom: 10 px;
border-color: black;
border-style: solid;
border-top-width: 1 px;
border-bottom-width: 1 px;
border-left-width: 1 px;
border-right-width: 1 px;
padding-bottom: 1 px;
padding-right: 5 px;);
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 1.0583 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: ;
border-left-width: 0.088194 mm;
border-right-width: 0.088194 mm;
border-top-width: 0.088194 mm;
border-bottom-width: 0.088194 mm;
border-left-color: White;
border-right-color: White;
border-top-color: White;
border-bottom-color: White;
padding-right: 1 mm;
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="100 %" class="tds1"><P class="ps33"><FONT class="fs342"> &nbsp;</FONT><FONT class="fs340"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps26"><FONT class="fs194">Ð²ØÅÍÍß</FONT></P>
<P class="ps26"><FONT class="fs193">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="50 %" class="tds6"><P class="ps34">16.02.2017</P></TD><TD width="50 %" class="tds6"><P class="ps32"><FONT class="fs211">Ñïðàâà ¹910/6358/15-ã</FONT></P></TD></TR>
<P class="ps24"><FONT class="fs210">Çà ïîçîâîì</FONT>          Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Àâòîêðàçáàíê" â îñîá³ óïîâíîâàæåíî¿ îñîáè Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á </P>
<P class="ps24"><FONT class="fs209">äî</FONT>                    Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Áàòìàí"</P>
<P class="ps24"><FONT class="fs208">ïðî</FONT>                    ñòÿãíåííÿ ãðîøîâèõ êîøò³â </P>
<P class="ps25"><FONT class="fs207">Ñóääÿ &nbsp;Òóð÷èí Ñ.Î. &nbsp;</FONT></P>
<P class="ps3"><FONT class="fs206">Ïðåäñòàâíèêè ñòîð³í:          </FONT></P>
<P class="ps10">â³ä ïîçèâà÷à:                    íå ç'ÿâèâñÿ</P>
<P>â³ä â³äïîâ³äà÷à:          íå ç'ÿâèâñÿ </P>
<P class="ps26"><FONT class="fs205">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ:</FONT></P>
<P class="ps0">Ð³øåííÿì Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 03.06.2015 ó ñïðàâ³ ¹ 910/6358/15-ã ó çàäîâîëåíí³ ïîçîâíèõ âèìîã â³äìîâëåíî ïîâí³ñòþ.</P>
<P class="ps21">15.06.2016 ìàòåð³àëè ñïðàâè ¹ 910/6358/15-ã íàä³éøëè äî Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà.</P>
<P class="ps21">Çà ðåçóëüòàòàìè ïîâòîðíîãî àâòîìàòè÷íîãî ðîçïîä³ëó ñïðàâó ¹910/6358/15-ã ïåðåäàíî íà ðîçãëÿä ñóää³ Òóð÷èíà Ñ.Î.</P>
<P class="ps21">Óõâàëîþ Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 17.06.2016 ñóääåþ Òóð÷èí Ñ.Î. ñïðàâó ¹ 910/6358/15-ã ïðèéíÿòî äî ñâîãî ïðîâàäæåííÿ òà ïðèçíà÷åíî ¿¿ äî ðîçãëÿäó íà 12.07.2016.</P>
<P class="ps21">Ïðèñóòí³é â ñóäîâîìó çàñ³äàíí³ 12.07.2016 &nbsp;ïðåäñòàâíèê â³äïîâ³äà÷à íàäàâ ñóäó â³äçèâ íà ïîçîâ, â ÿêîìó çàçíà÷åíî, ùî â³äïîâ³äà÷ íå ïîãîäæóºòüñÿ ç ðîçðàõóíêîì çàÿâëåíèõ äî íüîãî ñóì òà âêàçóº, ùî ïîçèâà÷åì ïðè ðîçðàõóíêó çàÿâëåíèõ âèìîã íå áóëî âðàõîâàíî ñïëà÷åíèõ â³äïîâ³äà÷åì ñóì. Òàêîæ â ñóäîâîìó çàñ³äàíí³ ïðåäñòàâíèê â³äïîâ³äà÷à óñíî çàÿâèâ êëîïîòàííÿ ïðî íåîáõ³äí³ñòü ïðîâåäåííÿ åêñïåðòèçè. </P>
<P class="ps21">Óõâàëîþ Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 12.07.2016 ðîçãëÿä ñïðàâè ¹910/6358/15-ã â³äêëàäåíî íà 26.07.2016.</P>
<P class="ps21">25.07.2016 ÷åðåç â³ää³ë ä³ëîâîäñòâà ñóäó â³ä â³äïîâ³äà÷à íàä³éøëî êëîïîòàííÿ ïðî ïðèçíà÷åííÿ ñóäîâî¿ ô³íàíñîâî-åêîíîì³÷íî¿ åêñïåðòèçè.</P>
<P class="ps21">26.07.2016 ÷åðåç â³ää³ë ä³ëîâîäñòâà ñóäó â³ä ïîçèâà÷à íàä³éøëè ïîÿñíåííÿ ïî ñïðàâ³, â ÿêèõ ïîçèâà÷ ïîçîâí³ âèìîãè ï³äòðèìàâ, ùîäî ïðîâåäåííÿ åêñïåðòèçè çàïåðå÷èâ òà ïðîñèâ ñóä çä³éñíèòè ðîçãëÿä ñïðàâè áåç ó÷àñò³ ïðåäñòàâíèêà ïîçèâà÷à. </P>
<P class="ps21">Óõâàëîþ Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 26.07.2016 ó ñïðàâ³ ¹910/6358/15-ã ïðèçíà÷åíî &nbsp;ñóäîâó ô³íàíñîâî-êðåäèòíó (åêîíîì³÷íó) åêñïåðòèçó, ïðîâåäåííÿ ÿêî¿ äîðó÷åíî Êè¿âñüêîìó íàóêîâî-äîñë³äíîìó ³íñòèòóòó ñóäîâèõ åêñïåðòèç Ì³í³ñòåðñòâà þñòèö³¿ Óêðà¿íè, ïðîâàäæåííÿ ó ñïðàâ³ ¹910/6358/15-ã çóïèíåíî äî çàê³í÷åííÿ ïðîâåäåííÿ ñóäîâî¿ åêñïåðòèçè.</P>
<P class="ps21">12.01.2017 ÷åðåç êàíöåëÿð³þ ñóäó â³ä Êè¿âñüêîãî íàóêîâî-äîñë³äíîãî ³íñòèòóòó ñóäîâèõ åêñïåðòèç íàä³éøëî ïîâ³äîìëåííÿ &nbsp;ïðî íåìîæëèâ³ñòü ïðîâåäåííÿ åêñïåðòèçè, ó çâÿçêó ³ç â³äñóòí³ñòþ îïëàòè. Ðàçîì ³ç âêàçàíèì ïîâ³äîìëåííÿì äî ñóäó &nbsp;íàä³éøëè ìàòåð³àëè ñïðàâè ¹ 910/6358/15-ã.</P>
<P class="ps4">Óõâàëîþ Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 17.01.2017 ïîíîâëåíî ïðîâàäæåííÿ ó ñïðàâ³ ¹ 910/6358/15-ã òà ïðèçíà÷åíî ñïðàâó äî ðîçãëÿäó íà 31.01.2017.</P>
<P class="ps4">Â ñóäîâå çàñ³äàííÿ 31.01.2017 ïðåäñòàâíèêè ñòîð³í íå çÿâèëèñü, âèòðåáóâàíèõ ñóäîì ïîÿñíåíü òà äîêóìåíò³â íå íàäàëè, ïðî ïðè÷èíè íåÿâêè ñóä íå ïîâ³äîìèëè. </P>
<P class="ps21">Ç îãëÿäó íà ïîëîæåííÿ &nbsp;Êîíâåíö³¿ ïðî çàõèñò ïðàâ ëþäèíè ³ îñíîâîïîëîæíèõ ñâîáîä, &nbsp;ïðèéìàþ÷è äî óâàãè &nbsp;ïðàêòèêó ªâðîïåéñüêîãî ñóäó ç ïðàâ ëþäèíè, à òàêîæ ïðåäìåò ñïîðó, &nbsp;âðàõîâóþ÷è ïðèïèñè ñò. 77 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóä âèð³øèâ â³äêëàñòè ðîçãëÿä ñïðàâè íà &nbsp;ñòðîê, ÿêèé º íåîáõ³äíèì äëÿ ïîâíîãî òà âñåá³÷íîãî ðîçãëÿäó ñïðàâè. </P>
<P class="ps4">Óõâàëîþ Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 31.01.2017 ðîçãëÿä ñïðàâè ¹910/6358/15-ã â³äêëàäåíî íà 16.02.2017.</P>
<P class="ps4">Ïðåäñòàâíèêè ñòîð³í â ñóäîâå çàñ³äàííÿ 16.02.2017 íå çÿâèëèñü, âèòðåáóâàíèõ ñóäîì ïîÿñíåíü òà äîêóìåíò³â íå íàäàëè, ïðî ïðè÷èíè íåÿâêè ñóä íå ïîâ³äîìèëè. </P>
<P class="ps8">Â ñóäîâîìó çàñ³äàíí³ 16.02.2017 áóëî îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíè ð³øåííÿ, â³äïîâ³äíî äî ñò. 85 ÃÏÊ Óêðà¿íè.</P>
<P class="ps8">Ðîçãëÿíóâøè íàäàí³ äîêóìåíòè òà ìàòåð³àëè, çÿñóâàâøè îáñòàâèíè, íà ÿêèõ ´ðóíòóþòüñÿ ïîçîâí³ âèìîãè, îáºêòèâíî îö³íèâøè â ñóêóïíîñò³ äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ðîçãëÿäó ñïðàâè òà âèð³øåííÿ ñïîðó ïî ñóò³, ñóä</P>
<P class="ps29"><FONT class="fs202">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps14">Â³äïîâ³äíî äî ï. 1.1.3. êðåäèòíîãî äîãîâîðó, êðåäèò ïîçè÷àëüíèêó íàäàºòüñÿ âïðîäîâæ ñòðîêó ä³¿ êðåäèòíî¿ ë³í³¿ â ïîâíîìó îáñÿç³ àáî îêðåìèìè ÷àñòèíàìè (òðàíøàìè) â ìåæàõ ë³ì³òó êðåäèòóâàííÿ, çàçíà÷åíîãî â ï. 1.1.1. öüîãî äîãîâîðó íà ï³äñòàâ³ ïèñüìîâî¿ çàÿâè íà îòðèìàííÿ êðåäèòó/òðàíøó ïîçè÷àëüíèêà (çàÿâà), âèêëàäåíî¿ â ôîðì³, ïåðåäáà÷åí³é öèì äîãîâîðîì òà çà óìîâè íàëåæíîãî âèêîíàííÿ ïîçè÷àëüíèêîì ñâî¿õ çîáîâÿçàíü çà öèì äîãîâîðîì. Çîáîâÿçàííÿ áàíêó ïåðåä ïîçè÷àëüíèêîì çà öèì äîãîâîðîì íàäàòè êðåäèò/òðàíø îáìåæóºòüñÿ ñóìîþ, âèçíà÷åíîþ â çàÿâ³, íàëåæíèì ÷èíîì ï³äïèñàí³é ñòîðîíàìè. Âêàçàí³ â öüîìó ïóíêò³ äîãîâîðó çîáîâÿçàííÿ âèíèêàþòü ó áàíêó ç ìîìåíòó ï³äïèñàííÿ ñòîðîíàìè çàÿâè òà ïðèïèíÿþòüñÿ ç ìîìåíòó íàäàííÿ êðåäèòó/òðàíøó ïîçè÷àëüíèêó â ñóì³, âèçíà÷åí³é â çàÿâ³.</P>
<P class="ps14">Çã³äíî ³ç ï. 1.1.4. êðåäèòíîãî äîãîâîðó, ïðîöåíòíà ñòàâêà çà êîðèñòóâàííÿ êðåäèòîì 18% ð³÷íèõ (ïðîöåíòè).</P>
<P class="ps14">Ïóíêòîì 1.1.6. êðåäèòíîãî äîãîâîðó âèçíà÷åíî, ùî êðåäèò íàäàºòüñÿ äî 28 æîâòíÿ 2015 ðîêó àáî äî ñòðîêó, âñòàíîâëåíîãî ó â³äïîâ³äíîñò³ ç ï. 3.9. öüîãî äîãîâîðó.</P>
<P class="ps14">Áàíê âèäàº êðåäèò/òðàíø ïîçè÷àëüíèêó â ìåæàõ ë³ì³òó êðåäèòóâàííÿ, ç óðàõóâàííÿì âèìîã ï. 1.1.3 äîãîâîðó â áåçãîò³âêîâ³é ôîðì³ øëÿõîì ïåðåðàõóâàííÿ êðåäèòó àáî êîæíîãî îêðåìîãî òðàíøó íà ïîòî÷íèé ðàõóíîê ïîçè÷àëüíèêà çã³äíî ³ç çàÿâîþ ïîçè÷àëüíèêà, îòðèìàíîþ áàíêîì ó ñòðîê, íå ìåíøå í³æ çà îäèí áàíê³âñüêèé äåíü äî äàòè âèäà÷³ êðåäèòó àáî êîæíîãî îêðåìîãî òðàíøó (íå âðàõîâóþ÷è äåíü ïîäàííÿ çàÿâè), òà, çà óìîâè âèêîíàííÿ ïîçè÷àëüíèêîì ñâî¿õ çîáîâÿçàíü, âèçíà÷åíèõ äîãîâîðîì. Ïðè öüîìó, äíåì íàäàííÿ êðåäèòó/òðàíøó ââàæàºòüñÿ äàòà ïåðåðàõóâàííÿ êðåäèòó àáî êîæíîãî ³ç òðàíø³â ç ïîçè÷êîâîãî ðàõóíêó íà ïîòî÷íèé ðàõóíîê ïîçè÷àëüíèêà (ï. 3.2. êðåäèòíîãî äîãîâîðó).</P>
<P class="ps14">Â³äïîâ³äíî äî ï. 3.8. Äîãîâîðó, ó ðàç³ íàñòàííÿ îáñòàâèí, âèçíà÷åíèõ â³äïîâ³äíèì ï³äïóíêòîì ï. 3.7. öüîãî äîãîâîðó, áàíê íàäñèëàº ïîçè÷àëüíèêó ïèñüìîâó âèìîãó ïðî ïîãàøåííÿ êðåäèòíî¿ çàáîðãîâàíîñò³, â ïîðÿäêó, âèçíà÷åíîìó ï. 11.5. öüîãî äîãîâîðó. Äàíå ïîëîæåííÿ æîäíèì ÷èíîì íå ïåðåøêîäæàº áàíêó íà çä³éñíåííÿ äîãîâ³ðíîãî ñïèñàííÿ íà óìîâàõ öüîãî äîãîâîðó.</P>
<P class="ps14">Ó â³äïîâ³äíîñò³ äî ï. 3.7. Êðåäèòíîãî äîãîâîðó ñòîðîíè äîìîâèëèñü, ùî çã³äíî ñò.ñò. 212, 1050, 1052 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ïîçè÷àëüíèê çîáîâÿçàíèé ïîâåðíóòè êðåäèòîðó íà éîãî ïèñüìîâó âèìîãó çàáîðãîâàí³ñòü çà öèì äîãîâîðîì (ó òîìó ÷èñë³  çàáîðãîâàí³ñòü çà êðåäèòîì, íàðàõîâàí³ òà íå ñïëà÷åí³ ïðîöåíòè, ³íø³ äîõîäè êðåäèòîðà, ïåí³, øòðàôè, òà ³íø³ ìîæëèâ³ ïëàòåæ³, êîìïåíñóâàòè ñóìó çáèòê³â) ðàí³øå êàëåíäàðíî¿ äàòè, âèçíà÷åíî¿ ï. 1.1.6. öüîãî äîãîâîðó, â ðàç³, çîêðåìà, íåñïëàòè àáî ÷àñòêîâî¿ íåñïëàòè ïîçè÷àëüíèêîì ó ïåðåäáà÷åíèé öèì Äîãîâîðîì ñòðîê ñóìè ïðîöåíò³â; íåñïëàòè àáî ÷àñòêîâî¿ íåñïëàòè ïîçè÷àëüíèêîì ó ïåðåäáà÷åíèé öèì äîãîâîðîì ñòðîê êðåäèòó, ³íøèõ äîõîä³â òà/àáî ïðè íåñïëàò³ àáî ÷àñòêîâ³é íåñïëàò³ ïîçè÷àëüíèêîì â ñòðîê øòðàôíèõ ñàíêö³é.</P>
<P class="ps22">Çã³äíî ç ï. 3.9 Êðåäèòíîãî äîãîâîðó, ñòîðîíè äîìîâèëèñü, ùî äëÿ âèïàäê³â, âèçíà÷åíèõ ïóíêòîì 3.7 öüîãî äîãîâîðó, çà ð³øåííÿì óïîâíîâàæåíîãî îðãàíó áàíêó òà íà ïèñüìîâó âèìîãó áàíêó, áàíê ìàº ïðàâî âèìàãàòè, à ïîçè÷àëüíèê çîáîâÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè çàáîðãîâàí³ñòü çà öèì äîãîâîðîì ó ïîâíîìó îáñÿç³ â ³íø³ ñòðîêè, í³æ âèçíà÷åíèé ï. 1.1.6 öüîãî äîãîâîðó, ïðî ùî çàçíà÷àºòüñÿ â ïèñüìîâ³é âèìîç³. Ïðè öüîìó, ñòðîêîì ïîãàøåííÿ êðåäèòó º äàòà, âèçíà÷åíà â ïèñüìîâ³é âèìîç³ áàíêó.</P>
<P class="ps14">Â ïóíêò³ 3.10. öüîãî êðåäèòíîãî äîãîâîðó âèçíà÷åíî, ùî âèíèêíåííÿ çîáîâÿçàííÿ ïîçè÷àëüíèêà ïîâåðíóòè áàíêó êðåäèò çã³äíî ï. 3.7. öüîãî äîãîâîðó òÿãíå çà ñîáîþ âèêîíàííÿ âñ³õ ïåðåäáà÷åíèõ öèì äîãîâîðîì çîáîâÿçàíü ïîçè÷àëüíèêà â ñòðîêè, ïåðåäáà÷åí³ ï. 3.9. öüîãî äîãîâîðó äëÿ ïîâåðíåííÿ êðåäèòó.</P>
<P class="ps14">Çã³äíî ³ç ï. 4.1. êðåäèòíîãî äîãîâîðó, ïðîöåíòè çà êîðèñòóâàííÿ ïîçè÷àëüíèêîì êðåäèòîì íàðàõîâóþòüñÿ áàíêîì ó âàëþò³ êðåäèòó ç äíÿ íàäàííÿ êðåäèòó äî äíÿ, ùî ïåðåäóº äíþ íàñòàííÿ ôàêòè÷íîãî ïîãàøåííÿ êðåäèòó òà/àáî ñòðîê ïîãàøåííÿ íà ñóìó ôàêòè÷íîãî çàëèøêó çàáîðãîâàíîñò³ ïîçè÷àëüíèêà çà êðåäèòîì.</P>
<P class="ps14">Â³äïîâ³äíî äî ï. 4.3 êðåäèòíîãî äîãîâîðó, ó ðàç³ íàÿâíîñò³, ï³ñëÿ íàñòàííÿ ñòðîêó ïîãàøåííÿ íåñâîº÷àñíî ñïëà÷åíî¿ çàáîðãîâàíîñò³ çà äîãîâîðîì ïîçè÷àëüíèê ñïëà÷óº ïåíþ, ³íø³ øòðàôí³ ñàíêö³¿, ïåðåäáà÷åí³ óìîâàìè äîãîâîðó, â³äøêîäîâóº çáèòêè, çàâäàí³ íåíàëåæíèì âèêîíàííÿì çîáîâÿçàíü.</P>
<P class="ps14">Ïðè ðîçðàõóíêó ïðîöåíò³â âèêîðèñòîâóºòüñÿ ìåòîä "ôàêò/ôàêò", âèõîäÿ÷è ³ç ôàêòè÷íî¿ ê³ëüêîñò³ äí³â ó êàëåíäàðíîìó ì³ñÿö³ òà â ôàêòè÷íî¿ ê³ëüêîñò³ äí³â ó ðîö³ (ï. 4.4. êðåäèòíîãî äîãîâîðó).</P>
<P class="ps14">Ïîçè÷àëüíèê ñïëà÷óº íàðàõîâàí³ ïðîöåíòè â âàëþò³ êðåäèòó, ùîì³ñÿ÷íî, äî 01 ÷èñëà êîæíîãî ì³ñÿöÿ, ïî÷èíàþ÷è ³ç ì³ñÿöÿ, íàñòóïíîãî çà ì³ñÿöåì îòðèìàííÿ êðåäèòó, òà â äåíü ñòðîêó ïîãàøåííÿ êðåäèòó (ï. 4.5. êðåäèòíîãî äîãîâîðó).</P>
<P class="ps14">29.10.2013 ðîêó â³äïîâ³äà÷ çâåðíóâñÿ äî ïîçèâà÷à ³ç çàÿâîþ íà îòðèìàííÿ êðåäèòó/òðàíøó ¹ 29/10/13-01, ó ÿê³é ïðîñèâ íàäàòè êðåäèò â ðîçì³ð³ 22&nbsp; 700&nbsp; 000,00 ãðí.</P>
<P class="ps14">30.01.2014 ðîêó â³äïîâ³äà÷ çâåðíóâñÿ äî ïîçèâà÷à ³ç çàÿâàìè íà îòðèìàííÿ êðåäèòó/òðàíøó ¹ 29/01-06 òà ¹ 29/01-07, ó ÿêèõ ïðîñèâ íàäàòè êðåäèòè â ðîçì³ð³ 19&nbsp; 397&nbsp; 000,00 ãðí. òà 3&nbsp; 723&nbsp; 488,00 ãðí. â³äïîâ³äíî.</P>
<P class="ps14">Â³äïîâ³äíî äî âèïèñîê áàíêó ç ðàõóíêó ïîçè÷àëüíèêà çà ïåð³îä ç 29.10.2013ð. ïî 30.01.2014ð. áàíêîì áóëî íàäàíî ïîçè÷àëüíèêó 22700000,00 ãðí., 3723488,00 ãðí. òà 19&nbsp; 397&nbsp; 000,00 ãðí., ùî â çàãàëüí³é ñóì³ ñòàíîâèòü 45&nbsp; 820&nbsp; 488,00 ãðí. êðåäèòó. </P>
<P class="ps14">Ó çâÿçêó ³ç íåíàëåæíèì âèêîíàííÿì â³äïîâ³äà÷åì çîáîâÿçàíü ç³ &nbsp;ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì, ïîçèâà÷ ñêîðèñòàâñÿ ñâî¿ì ïðàâîì, ïåðåäáà÷åíèì ï. 3.7. òà ï. 3.8. êðåäèòíîãî äîãîâîðó, &nbsp;òà çâåðíóâñÿ äî ñóäó ç ïîçîâîì ïðî äîñòðîêîâå ïîâåðíåííÿ êîøò³â çà êðåäèòíèì äîãîâîðîì. &nbsp;</P>
<P class="ps14">Ó â³äïîâ³äíîñò³ äî ñò. 111-12 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, âêàç³âêè, ùî ì³ñòÿòüñÿ ó ïîñòàíîâ³ êàñàö³éíî¿ ³íñòàíö³¿, º îáîâ'ÿçêîâèìè äëÿ ñóäó ïåðøî¿ ³íñòàíö³¿ ï³ä ÷àñ íîâîãî ðîçãëÿäó ñïðàâè. </P>
<P class="ps14">Äîñë³äèâøè íàÿâí³ ìàòåð³àëè ñïðàâè, îö³íþþ÷è íàäàí³ äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îáºêòèâíîìó ðîçãëÿä³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, òà âðàõîâóþ÷è âêàç³âêè Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè, íàâåäåí³ ó ïîñòàíîâ³ â³ä 08.06.2016 òà ÿê³ çóìîâèëè ñêåðóâàííÿ ñïðàâè íà íîâèé ðîçãëÿä, ñóä ä³éøîâ âèñíîâêó ïðî ÷àñòêîâå çàäîâîëåííÿ ïîçîâíèõ âèìîã, ç íàñòóïíèõ ï³äñòàâ.</P>
<P class="ps20">Â³äïîâ³äíî äî ÷. 1, 2 ñò. 509 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çîáîâ'ÿçàííÿì º ïðàâîâ³äíîøåííÿ, â ÿêîìó îäíà ñòîðîíà (áîðæíèê) çîáîâ'ÿçàíà â÷èíèòè íà êîðèñòü äðóãî¿ ñòîðîíè (êðåäèòîðà) ïåâíó ä³þ (ïåðåäàòè ìàéíî, âèêîíàòè ðîáîòó, íàäàòè ïîñëóãó, ñïëàòèòè ãðîø³ òîùî) àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à êðåäèòîð ìàº ïðàâî âèìàãàòè â³ä áîðæíèêà âèêîíàííÿ éîãî îáîâ'ÿçêó. Çîáîâ'ÿçàííÿ âèíèêàþòü ç ï³äñòàâ, âñòàíîâëåíèõ ñòàòòåþ 11 öüîãî Êîäåêñó.</P>
<P class="ps20">Çã³äíî ç³ ñò. 11 ÖÊ Óêðà¿íè öèâ³ëüí³ ïðàâà òà îáîâ'ÿçêè âèíèêàþòü ³ç ä³é îñ³á, ùî ïåðåäáà÷åí³ àêòàìè öèâ³ëüíîãî çàêîíîäàâñòâà, à òàêîæ ³ç ä³é îñ³á, ùî íå ïåðåäáà÷åí³ öèìè àêòàìè, àëå çà àíàëîã³ºþ ïîðîäæóþòü öèâ³ëüí³ ïðàâà òà îáîâ'ÿçêè; ï³äñòàâàìè âèíèêíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â, çîêðåìà, º äîãîâîðè òà ³íø³ ïðàâî÷èíè.</P>
<P class="ps20">×àñòèíîþ 1 ñòàòò³ 626 ÖÊ Óêðà¿íè âèçíà÷åíî, ùî äîãîâîðîì º äîìîâëåí³ñòü äâîõ àáî á³ëüøå ñòîð³í, ñïðÿìîâàíà íà âñòàíîâëåííÿ, çì³íó àáî ïðèïèíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â.</P>
<P class="ps20">Çã³äíî ç³ ñò. 628 ÖÊ Óêðà¿íè çì³ñò äîãîâîðó ñòàíîâëÿòü óìîâè (ïóíêòè), âèçíà÷åí³ íà ðîçñóä ñòîð³í ³ ïîãîäæåí³ íèìè, òà óìîâè, ÿê³ º îáîâ'ÿçêîâèìè â³äïîâ³äíî äî àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà.</P>
<P class="ps12">Â ñèëó ïîëîæåíü ÷. 1 ñò. 1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè. </P>
<P class="ps21">Çã³äíî ³ç &nbsp;÷. 1 ñò. 1049 ÖÊ Óêðà¿íè ïîçè÷àëüíèê çîáîâ'ÿçàíèé ïîâåðíóòè ïîçèêîäàâöåâ³ ïîçèêó (ãðîøîâ³ êîøòè ó òàê³é ñàì³é ñóì³ àáî ðå÷³, âèçíà÷åí³ ðîäîâèìè îçíàêàìè, ó òàê³é ñàì³é ê³ëüêîñò³, òàêîãî ñàìîãî ðîäó òà òàêî¿ ñàìî¿ ÿêîñò³, ùî áóëè ïåðåäàí³ éîìó ïîçèêîäàâöåì) ó ñòðîê òà â ïîðÿäêó, ùî âñòàíîâëåí³ äîãîâîðîì.</P>
<P class="ps21">Ïîçèêà ââàæàºòüñÿ ïîâåðíóòîþ â ìîìåíò ïåðåäàííÿ ïîçèêîäàâöåâ³ ðå÷åé, âèçíà÷åíèõ ðîäîâèìè îçíàêàìè, àáî çàðàõóâàííÿ ãðîøîâî¿ ñóìè, ùî ïîçè÷àëàñÿ, íà éîãî áàíê³âñüêèé ðàõóíîê (÷. 3 ñò. 1049 ÖÊ Óêðà¿íè).</P>
<P class="ps21">Â³äïîâ³äíî äî ÷. 2 ñò. 1050 ÖÊ Óêðà¿íè ÿêùî äîãîâîðîì âñòàíîâëåíèé îáîâ'ÿçîê ïîçè÷àëüíèêà ïîâåðíóòè ïîçèêó ÷àñòèíàìè (ç ðîçñòðî÷åííÿì), òî â ðàç³ ïðîñòðî÷åííÿ ïîâåðíåííÿ ÷åðãîâî¿ ÷àñòèíè ïîçèêîäàâåöü ìàº ïðàâî âèìàãàòè äîñòðîêîâîãî ïîâåðíåííÿ ÷àñòèíè ïîçèêè, ùî çàëèøèëàñÿ, òà ñïëàòè ïðîöåíò³â íàëåæíèõ éîìó.</P>
<P class="ps12">ßê ï³äòâåðäæåíî ìàòåð³àëàìè ñïðàâè, áàíê íà âèêîíàííÿ óìîâ äîãîâîðó íàäàâ â³äïîâ³äà÷ó êðåäèò ó çàãàëüí³é ñóì³ 45&nbsp; 820&nbsp; 488,00 ãðí. </P>
<P class="ps12">Íà ï³äñòàâ³ ï. 3.7. òà ï. 3.8. êðåäèòíîãî äîãîâîðó, ïîçèâà÷åì áóëî çàÿâëåíî ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à 45&nbsp; 820&nbsp; 488,00 ãðí. ñóìè êðåäèòó. Ïîñòàíîâà Êè¿âñüêîãî<FONT class="fs200"> </FONT>àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó â³ä 14.03.2016 â ÷àñòèí³ ñòÿãíåííÿ 45820488,00 ãðí. ñóìè êðåäèòó çàëèøåíà êàñàö³éíîþ ³íñòàíö³ºþ áåç çì³í. </P>
<P class="ps17">Íàïðàâëÿþ÷è ñïðàâó íà íîâèé ðîçãëÿä â ÷àñòèí³ âèìîãè ïðî ñòÿãíåííÿ ïðîöåíò³â, ïåí³, 3% ð³÷íèõ òà ³íôëÿö³éíèõ âòðàò, Âèùèé ãîñïîäàðñüêèé ñóä Óêðà¿íè çàçíà÷èâ ïðî íåíàäàííÿ ñóäîì àïåëÿö³éíî¿ ³íñòàíö³¿ íàëåæíî¿ îö³íêè ùîäî â³äîìîñòåé çàçíà÷åíèõ ó ðîçðàõóíêó ïîçèâà÷à òà íàäàíèõ áàíêîì íà ï³äòâåðäæåííÿ öüîãî ðîçðàõóíêó âèïèñîê ïî îñîáîâèì ðàõóíêàì áîðæíèêà, ó ÿêèõ çîêðåìà çàçíà÷åíî ïðî â³äíåñåííÿ áàíêîì ïðîñòðî÷åíèõ ïðîöåíò³â çà â³äïîâ³äí³ ïåð³îäè çà êðåäèòíèì äîãîâîðîì ÿê îïëà÷åíèõ.</P>
<P class="ps17">Â ñèëó ïðèïèñ³â ñò. 43 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ãîñïîäàðñüêèé ñóä îö³íþº äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îá'ºêòèâíîìó ðîçãëÿä³ â ñóäîâîìó ïðîöåñ³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, êåðóþ÷èñü çàêîíîì. Í³ÿê³ äîêàçè íå ìàþòü äëÿ ãîñïîäàðñüêîãî ñóäó çàçäàëåã³äü âñòàíîâëåíî¿ ñèëè. </P>
<P class="ps12">Ç îãëÿäó íà çàïåðå÷åííÿ â³äïîâ³äà÷à ùîäî ðîçðàõóíê³â ïðîöåíò³â, ïåí³, 3% ð³÷íèõ òà ³íôëÿö³éíèõ âòðàò, âðàõîâóþ÷è âêàç³âêè Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè òà êëîïîòàííÿ â³äïîâ³äà÷à ïðî ïðèçíà÷åííÿ åêñïåðòèçè, ñóäîì áóëî ïðèçíà÷åíî ó ñïðàâ³ ¹910/6358/15-ã ñóäîâó ô³íàíñîâî-êðåäèòíó (åêîíîì³÷íó) åêñïåðòèçó ùîäî âñòàíîâëåííÿ ä³éñíîãî ðîçì³ðó ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè, à òàêîæ ïåí³, 3% ð³÷íèõ òà ³íôëÿö³éíèõ âòðàò.</P>
<P class="ps17">Óõâàëà ñóäó â³ä 26.07.2016 ïðî ïðèçíà÷åííÿ åêñïåðòèçè áóëà çàëèøåíà áåç çàäîâîëåííÿ &nbsp;åêñïåðòíîþ óñòàíîâîþ, ó çâÿçêó ³ç â³äñóòí³ñòþ îïëàòè âèòðàò íà ïðîâåäåííÿ åêñïåðòèçè. </P>
<P class="ps17">Îäíàê, îïëàòà âèòðàò ïî ïðîâåäåííþ &nbsp;åêñïåðòèçè ó äàí³é ñïðàâ³ â³äïîâ³äà÷åì íå çä³éñíåíà òà ïîÿñíåíü ùîäî â³äñóòíîñò³ îïëàòè çà ïðîâåäåííÿ åêñïåðòèçè â³äïîâ³äà÷åì íå íàäàíî. Ïîçèâà÷åì òàêîæ íå áóëî íàäàíî âèòðåáóâàíèõ ñóäîì ïîÿñíåíü &nbsp;ùîäî ïðîâåäåííÿ åêñïåðòèçè ó äàí³é ñïðàâ³. </P>
<P class="ps17">Ó â³äïîâ³äíîñò³ äî ï. 23 &nbsp;ïîñòàíîâè Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè ¹4 â³ä 23.03.2012 "Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè ïðèçíà÷åííÿ ñóäîâî¿ åêñïåðòèçè", ó ðàç³ â³äìîâè ÷è óõèëåííÿ çà³íòåðåñîâàíî¿ ñòîðîíè àáî ñòîðîíè, çîáîâ'ÿçàíî¿ óõâàëîþ ãîñïîäàðñüêîãî ñóäó, â³ä îïëàòè âèòðàò, ïîâ'ÿçàíèõ ç ïðîâåäåííÿì ñóäîâî¿ åêñïåðòèçè, ñóä ìîæå çàïðîïîíóâàòè ³íø³é ñòîðîí³ îïëàòèòè ö³ âèòðàòè, à çà â³äñóòíîñò³ ³ ¿¿ çãîäè òà çà íåìîæëèâîñò³ ïðîâåäåííÿ ñóäîâî¿ åêñïåðòèçè áåç ïîïåðåäíüî¿ îïëàòè ¿¿ âàðòîñò³ ñóä ðîçãëÿäàº ñïðàâó íà ï³äñòàâ³ íàÿâíèõ äîêàç³â. Àíàëîã³÷íèì ÷èíîì ñóä ìàº ä³ÿòè â ðàç³ ïîâåðíåííÿ ìàòåð³àë³â ñïðàâè ç åêñïåðòíî¿ óñòàíîâè ÷åðåç íåñïëàòó âàðòîñò³ åêñïåðòèçè.</P>
<P class="ps17">Ç óðàõóâàííÿì íàâåäåíîãî, îñê³ëüêè åêñïåðòèçà ó äàí³é ñïðàâ³ ïðîâåäåíà íå áóëà, ðîçãëÿä äàíî¿ ñïðàâè çä³éñíþºòüñÿ ñóäîì íà ï³äñòàâ³ íàÿâíèõ â ìàòåð³àëàõ ñïðàâè äîêàç³â. &nbsp;</P>
<P class="ps12">Â³äïîâ³äíî äî ÷. 1 ñò. 1048 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ïîçèêîäàâåöü ìàº ïðàâî íà îäåðæàííÿ â³ä ïîçè÷àëüíèêà ïðîöåíò³â â³ä ñóìè ïîçèêè, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. Ðîçì³ð ³ ïîðÿäîê îäåðæàííÿ ïðîöåíò³â âñòàíîâëþþòüñÿ äîãîâîðîì. ßêùî äîãîâîðîì íå âñòàíîâëåíèé ðîçì³ð ïðîöåíò³â, ¿õ ðîçì³ð âèçíà÷àºòüñÿ íà ð³âí³ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè. Ó ðàç³ â³äñóòíîñò³ &nbsp;³íøî¿ äîìîâëåíîñò³ ñòîð³í ïðîöåíòè âèïëà÷óþòüñÿ ùîì³ñÿöÿ äî äíÿ ïîâåðíåííÿ ïîçèêè.</P>
<P class="ps12">Çã³äíî ³ç ÷. 1, ÷. 2 ñò. 1056-1 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïðîöåíòíà ñòàâêà çà êðåäèòîì ìîæå áóòè ô³êñîâàíîþ àáî çì³íþâàíîþ. Òèï ïðîöåíòíî¿ ñòàâêè âèçíà÷àºòüñÿ êðåäèòíèì äîãîâîðîì. Ðîçì³ð ïðîöåíò³â, òèï ïðîöåíòíî¿ ñòàâêè (ô³êñîâàíà àáî çì³íþâàíà) òà ïîðÿäîê ¿õ ñïëàòè çà êðåäèòíèì äîãîâîðîì âèçíà÷àþòüñÿ â äîãîâîð³ çàëåæíî â³ä êðåäèòíîãî ðèçèêó, íàäàíîãî çàáåçïå÷åííÿ, ïîïèòó ³ ïðîïîçèö³é, ÿê³ ñêëàëèñÿ íà êðåäèòíîìó ðèíêó, ñòðîêó êîðèñòóâàííÿ êðåäèòîì, ðîçì³ðó îáë³êîâî¿ ñòàâêè òà ³íøèõ ôàêòîð³â.</P>
<P class="ps14">Ñòîðîíàìè ïîãîäæåíî, ùî ïðîöåíòíà ñòàâêà çà êîðèñòóâàííÿ êðåäèòîì ñòàíîâèòü 18% ð³÷íèõ (ïðîöåíòè).</P>
<P class="ps12">Ïîëîæåííÿìè ï. 4.1., ï. 4.4., ï. 4.5. êðåäèòíîãî äîãîâîðó ñòîðîíè ïîãîäèëè, ùî &nbsp;ïðîöåíòè çà êîðèñòóâàííÿ ïîçè÷àëüíèêîì êðåäèòîì íàðàõîâóþòüñÿ áàíêîì ó âàëþò³ êðåäèòó ç äíÿ íàäàííÿ êðåäèòó äî äíÿ, ùî ïåðåäóº äíþ íàñòàííÿ ôàêòè÷íîãî ïîãàøåííÿ êðåäèòó òà/àáî ñòðîê ïîãàøåííÿ íà ñóìó ôàêòè÷íîãî çàëèøêó çàáîðãîâàíîñò³ ïîçè÷àëüíèêà çà êðåäèòîì. Ïðè ðîçðàõóíêó ïðîöåíò³â âèêîðèñòîâóºòüñÿ ìåòîä "ôàêò/ôàêò", âèõîäÿ÷è ³ç ôàêòè÷íî¿ ê³ëüêîñò³ äí³â ó êàëåíäàðíîìó ì³ñÿö³ òà â ôàêòè÷íî¿ ê³ëüêîñò³ äí³â ó ðîö³ . Ïîçè÷àëüíèê ñïëà÷óº íàðàõîâàí³ ïðîöåíòè â âàëþò³ êðåäèòó, ùîì³ñÿ÷íî, äî 01 ÷èñëà êîæíîãî ì³ñÿöÿ, ïî÷èíàþ÷è ³ç ì³ñÿöÿ, íàñòóïíîãî çà ì³ñÿöåì îòðèìàííÿ êðåäèòó, òà â äåíü ñòðîêó ïîãàøåííÿ êðåäèòó.</P>
<P class="ps12">Â³äïîâ³äíî äî ÷. 1 ñò. 530 ÖÊ Óêðà¿íè, ÿêùî ó çîáîâ'ÿçàíí³ âñòàíîâëåíèé ñòðîê (òåðì³í) éîãî âèêîíàííÿ, òî âîíî ï³äëÿãàº âèêîíàííþ ó öåé ñòðîê (òåðì³í). &nbsp;</P>
<P class="ps12">Äîãîâ³ð, â³äïîâ³äíî äî ñò. 629 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, º îáîâÿçêîâèì äëÿ âèêîíàííÿ ñòîðîíàìè.</P>
<P class="ps12">Â³äïîâ³äíî äî ÷. 1 ñòàòò³ 32 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, äîêàçàìè ó ñïðàâ³ º áóäü-ÿê³ ôàêòè÷í³ äàí³, íà ï³äñòàâ³ ÿêèõ ãîñïîäàðñüêèé ñóä ó âèçíà÷åíîìó çàêîíîì ïîðÿäêó âñòàíîâëþº íàÿâí³ñòü ÷è â³äñóòí³ñòü îáñòàâèí, íà ÿêèõ ´ðóíòóþòüñÿ âèìîãè ³ çàïåðå÷åííÿ ñòîð³í, à òàêîæ ³íø³ îáñòàâèíè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ïðàâèëüíîãî âèð³øåííÿ ãîñïîäàðñüêîãî ñïîðó.</P>
<P class="ps12">×àñòèíîþ 1 ñòàòò³ 33 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè &nbsp;âèçíà÷åíî, ùî êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü.</P>
<P class="ps12">Çã³äíî ³ç ÷. 2 ñò. 34 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, îáñòàâèíè ñïðàâè, ÿê³ â³äïîâ³äíî äî çàêîíîäàâñòâà ïîâèíí³ áóòè ï³äòâåðäæåí³ ïåâíèìè çàñîáàìè äîêàçóâàííÿ, íå ìîæóòü ï³äòâåðäæóâàòèñÿ ³íøèìè çàñîáàìè äîêàçóâàííÿ.</P>
<P class="ps13">Â³äïîâ³äà÷åì â ïîðóøåííÿ âèùåíàâåäåíèõ ïðèïèñ³â íå áóëî íàäàíî æîäíèõ äîêàç³â â ñïðîñòóâàííÿ îáñòàâèí âèêëàäåíèõ ó ïîçîâ³ òà ï³äòâåðäæåííÿ ñâî¿õ çàïåðå÷åíü íà ïîçîâ. Âëàñíîãî êîíòððîçðàõóíêó â³äïîâ³äà÷åì òàêîæ íå íàâåäåíî. &nbsp;&nbsp;</P>
<P class="ps13">Çã³äíî ³ç ñò. 525 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè îäíîñòîðîííÿ â³äìîâà â³ä çîáîâ'ÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì.</P>
<P class="ps13">Â³äïîâ³äíî äî &nbsp;ñò. 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çîáîâ'ÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã - â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ.</P>
<P class="ps19">×àñòèíàìè 1 ³ 2 ñòàòò³ 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè âñòàíîâëåíî, ùî:</P>
<P class="ps19">- ñóá'ºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâ'ÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ; </P>
<P class="ps19">- êîæíà ñòîðîíà ïîâèííà âæèòè óñ³õ çàõîä³â, íåîáõ³äíèõ äëÿ íàëåæíîãî âèêîíàííÿ íåþ çîáîâ'ÿçàííÿ, âðàõîâóþ÷è ³íòåðåñè äðóãî¿ ñòîðîíè òà çàáåçïå÷åííÿ çàãàëüíîãîñïîäàðñüêîãî ³íòåðåñó. </P>
<P class="ps9">Â³äïîâ³äíî äî ñò. 610 ÖÊ Óêðà¿íè ïîðóøåííÿì çîáîâ'ÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâ'ÿçàííÿ (íåíàëåæíå âèêîíàííÿ). </P>
<P class="ps12">Â³äïîâ³äíî äî ñò. 230 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè øòðàôíèìè ñàíêö³ÿìè ó öüîìó Êîäåêñ³ âèçíàþòüñÿ ãîñïîäàðñüê³ ñàíêö³¿ ó âèãëÿä³ ãðîøîâî¿ ñóìè (íåóñòîéêà, øòðàô, ïåíÿ), ÿêó ó÷àñíèê ãîñïîäàðñüêèõ â³äíîñèí çîáîâ'ÿçàíèé ñïëàòèòè ó ðàç³ ïîðóøåííÿ íèì ïðàâèë çä³éñíåííÿ ãîñïîäàðñüêî¿ ä³ÿëüíîñò³, íåâèêîíàííÿ àáî íåíàëåæíîãî âèêîíàííÿ ãîñïîäàðñüêîãî çîáîâ'ÿçàííÿ. Ñóá'ºêòàìè ïðàâà çàñòîñóâàííÿ øòðàôíèõ ñàíêö³é º ó÷àñíèêè â³äíîñèí ó ñôåð³ ãîñïîäàðþâàííÿ, çàçíà÷åí³ ó ñòàòò³ 2 öüîãî Êîäåêñó.</P>
<P class="ps12">Çà ïðèïèñàìè ÷.1 ñò. 549 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè íåóñòîéêîþ (øòðàôîì, ïåíåþ) º ãðîøîâà ñóìà àáî ³íøå ìàéíî, ÿê³ áîðæíèê ïîâèíåí ïåðåäàòè êðåäèòîðîâ³ ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâ'ÿçàííÿ.</P>
<P class="ps12">Ïåíåþ º íåóñòîéêà, ùî îá÷èñëþºòüñÿ ó â³äñîòêàõ â³ä ñóìè íåñâîº÷àñíî âèêîíàíîãî ãðîøîâîãî çîáîâ'ÿçàííÿ çà êîæåí äåíü ïðîñòðî÷åííÿ âèêîíàííÿ (÷. 3 ñò. 549 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</P>
<P class="ps12">Çã³äíî ³ç ÷. 6 ñò. 231 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè øòðàôí³ ñàíêö³¿ çà ïîðóøåííÿ ãðîøîâèõ çîáîâ'ÿçàíü âñòàíîâëþþòüñÿ ó â³äñîòêàõ, ðîçì³ð ÿêèõ âèçíà÷àºòüñÿ îáë³êîâîþ ñòàâêîþ Íàö³îíàëüíîãî áàíêó Óêðà¿íè, çà óâåñü ÷àñ êîðèñòóâàííÿ ÷óæèìè êîøòàìè, ÿêùî ³íøèé ðîçì³ð â³äñîòê³â íå ïåðåäáà÷åíî çàêîíîì àáî äîãîâîðîì. </P>
<P class="ps12">Çã³äíî ñòàòò³ 1 Çàêîíó Óêðà¿íè "Ïðî â³äïîâ³äàëüí³ñòü çà íåñâîº÷àñíå âèêîíàííÿ ãðîøîâèõ çîáîâ'ÿçàíü", ïëàòíèêè ãðîøîâèõ êîøò³â ñïëà÷óþòü íà êîðèñòü îäåðæóâà÷³â öèõ êîøò³â çà ïðîñòðî÷êó ïëàòåæó ïåíþ â ðîçì³ð³, ùî âñòàíîâëþºòüñÿ çà çãîäîþ ñòîð³í.</P>
<P class="ps12">Ñòàòòÿ 3 Çàêîíó Óêðà¿íè "Ïðî â³äïîâ³äàëüí³ñòü çà íåñâîº÷àñíå âèêîíàííÿ ãðîøîâèõ çîáîâ'ÿçàíü" ïåðåäáà÷àº, ùî ðîçì³ð ïåí³, ïåðåäáà÷åíèé ñòàòòåþ 1 öüîãî Çàêîíó, îá÷èñëþºòüñÿ â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó òà íå ìîæå ïåðåâèùóâàòè ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè, ùî ä³ÿëà ó ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ.</P>
<P class="ps12">Â³äïîâ³äàëüí³ñòü ó âèãëÿä³ ïåí³ çà ïîðóøåííÿ ñòðîê³â ïîâåðíåííÿ êðåäèòó òà ñïëàòè íàðàõîâàíèõ ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì ïåðåäáà÷åíà ï. 9.2. êðåäèòíîãî äîãîâîðó.</P>
<P class="ps12">×àñòèíîþ 6 ñòàòò³ 232 ÃÊ Óêðà¿íè ïåðåäáà÷åíî, ùî íàðàõóâàííÿ øòðàôíèõ ñàíêö³é çà ïðîñòðî÷åííÿ âèêîíàííÿ çîáîâÿçàííÿ, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì àáî äîãîâîðîì, ïðèïèíÿºòüñÿ ÷åðåç ø³ñòü ì³ñÿö³â â³ä äíÿ, êîëè çîáîâÿçàííÿ ìàëî áóòè âèêîíàíî.</P>
<P class="ps12">Â³äïîâ³äíî äî. 2.5. ïîñòàíîâè Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè, â³ä 17.12.2013 ¹ 14 "Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ çàêîíîäàâñòâà ïðî â³äïîâ³äàëüí³ñòü çà ïîðóøåííÿ ãðîøîâèõ çîáîâ'ÿçàíü", ùîäî ïåí³ çà ïîðóøåííÿ ãðîøîâèõ çîáîâ'ÿçàíü çàñòîñîâóºòüñÿ ïðèïèñ ÷àñòèíè øîñòî¿ ñòàòò³ 232 ÃÊ Óêðà¿íè. Äàíèì ïðèïèñîì ïåðåäáà÷åíî íå ïîçîâíó äàâí³ñòü, à ïåð³îä ÷àñó, çà ÿêèé íàðàõîâóºòüñÿ ïåíÿ ³ ÿêèé íå ïîâèíåí ïåðåâèùóâàòè øåñòè ì³ñÿö³â â³ä äíÿ, êîëè â³äïîâ³äíå çîáîâ'ÿçàííÿ ìàëî áóòè âèêîíàíå; çàêîíîì àáî óêëàäåíèì ñòîðîíàìè äîãîâîðîì ìîæå áóòè ïåðåäáà÷åíî á³ëüøó àáî ìåíøó òðèâàë³ñòü öüîãî ïåð³îäó. Éîãî ïåðåá³ã ïî÷èíàºòüñÿ ç äíÿ, íàñòóïíîãî çà îñòàíí³ì äíåì, ó ÿêèé çîáîâ'ÿçàííÿ ìàëî áóòè âèêîíàíå, ³ ïî÷àòîê òàêîãî ïåðåá³ãó íå ìîæå áóòè çì³íåíèé çà çãîäîþ ñòîð³í. Íåîáõ³äíî òàêîæ ìàòè íà óâàç³, ùî óìîâà äîãîâîðó ïðî ñïëàòó ïåí³ çà êîæíèé äåíü ïðîñòðî÷åííÿ âèêîíàííÿ çîáîâ'ÿçàííÿ íå ìîæå ðîçö³íþâàòèñÿ ÿê óñòàíîâëåííÿ öèì äîãîâîðîì ³íøîãî, í³æ ïåðåäáà÷åíèé ÷àñòèíîþ øîñòîþ ñòàòò³ 232 ÃÊ Óêðà¿íè, ñòðîêó, çà ÿêèé íàðàõîâóþòüñÿ øòðàôí³ ñàíêö³¿.</P>
<P class="ps18">ßê âñòàíîâëåíî ñóäîì, ñòîðîíè, óêëàäàþ÷è êðåäèòíèé äîãîâ³ð, íå âñòàíîâèëè ³íøîãî ïîðÿäêó íàðàõóâàííÿ øòðàôíèõ ñàíêö³¿, í³æ ïåðåäáà÷åíèé ÷àñòèíîþ 6 ñòàòò³ 232 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè.</P>
<P class="ps12">Ç ðîçðàõóíêó ïîçèâà÷à, íàÿâíîãî â ìàòåð³àëàõ ñïðàâè âáà÷àºòüñÿ, ùî íàðàõóâàííÿ ïåí³ çà ïðîñòðî÷åííÿ çä³éñíåíî ïîçèâà÷åì íàðîñòàþ÷èì ï³äñóìêîì áåç âðàõóâàííÿ ïðèïèñ³â ÷. 6 ñò. 232 ÃÊ Óêðà¿íè. </P>
<P class="ps12">Çã³äíî ç³ ÷àñòèíîþ 2 ñòàòò³ 625 Öèâ³ëüíîãî Êîäåêñó Óêðà¿íè, çà ïðîñòðî÷åííÿ âèêîíàííÿ ãðîøîâîãî çîáîâÿçàííÿ íàñòàº â³äïîâ³äàëüí³ñòü ó âèãëÿä³ ñïëàòè ñóìè áîðãó ç óðàõóâàííÿì âñòàíîâëåíîãî ³íäåêñó ³íôëÿö³¿ çà âåñü ÷àñ ïðîñòðî÷åííÿ, à òàêîæ ñïëàòè òðüîõ ïðîöåíò³â ð³÷íèõ â³ä ïðîñòðî÷åíî¿ ñóìè, ÿêùî ³íøèé ðîçì³ð ïðîöåíò³â íå âñòàíîâëåíèé äîãîâîðîì àáî çàêîíîì. </P>
<P class="ps16">Ïåðåäáà÷åí³ âèùåâêàçàíèìè íîðìàìè çàêîíîäàâñòâà íàñë³äêè ïðîñòðî÷åííÿ âèêîíàííÿ áîðæíèêîì ãðîøîâîãî çîáîâÿçàííÿ ó âèãëÿä³ â³äøêîäóâàííÿ ³íôëÿö³éíèõ âòðàò òà 3% ð³÷íèõ, ùî íàðàõîâóþòüñÿ íà ñóìó îñíîâíîãî áîðãó íå º øòðàôíèìè ñàíêö³ÿìè, à âèñòóïàþòü ñïîñîáîì çàõèñòó ìàéíîâîãî ïðàâà òà ³íòåðåñó, ÿêèé ïîëÿãàº ó â³äøêîäóâàíí³ ìàòåð³àëüíèõ âòðàò êðåäèòîðà â³ä çíåö³íåííÿ êîøò³â âíàñë³äîê ³íôëÿö³éíèõ ïðîöåñ³â çà âåñü ÷àñ ïðîñòðî÷åííÿ â ¿õ ñïëàò³ òà îòðèìàíí³ â³ä áîðæíèêà êîìïåíñàö³¿ (ïëàòè) çà êîðèñòóâàííÿ íèì êîøòàìè, íàëåæíèìè äî ñïëàòè êðåäèòîðîâ³ (ïîñòàíîâà Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 17.12.2013 ¹14 "Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ çàêîíîäàâñòâà ïðî â³äïîâ³äàëüí³ñòü çà ïîðóøåííÿ ãðîøîâèõ çîáîâ'ÿçàíü").</P>
<P class="ps12">Íàðàõóâàííÿ 3% ð³÷íèõ çä³éñíåíî çà ïåð³îäè: ç 03.06.2014 ïî 01.07.2014, ç 02.07.2014 ïî 03.08.2014, ç 04.08.2014 ïî 01.09.2014, ç 02.09.2014 ïî 01.10.2014, ç 02.10.2014 ïî 03.11.2014, ç 04.11.2014 ïî 01.12.2014, ç 02.12.2014 ïî 11.01.2015, ç 12.01.2015 ïî 02.02.2015, ç 03.02.2015 ïî 02.03.2015.</P>
<P class="ps12">Íàðàõóâàííÿ âòðàò â³ä ³íôëÿö³¿ &nbsp;çä³éñíåíî çà ïåð³îäè: ç 03.06.2014 ïî 30.06.2014, ç 02.07.2014 ïî 31.07.2014, ç 04.08.2014 ïî 31.08.2014, ç 02.09.2014 ïî 30.09.2014, ç 02.10.2014 ïî 31.10.2014, ç 04.11.2014 ïî 30.11.2014, ç 02.12.2014 ïî 31.12.2014, ç 12.01.2015 ïî 31.01.2015.</P>
<P class="ps12">Âðàõîâóþ÷è âèùåíàâåäåíå, äîñë³äèâøè ïîâíî òà âñåá³÷íî ìàòåð³àëè ñïðàâè, íà äåíü ðîçãëÿäó ñïðàâè, ñóä çàäîâîëüíÿº ÷àñòêîâî ïîçîâí³ âèìîãè Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Àâòîêðàçáàíê" â îñîá³ óïîâíîâàæåíî¿ îñîáè Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á ïðî ñòÿãíåííÿ ïåí³, 3% ð³÷íèõ òà ³íôëÿö³éíèõ âòðàò. </P>
<P class="ps12">Îñê³ëüêè ñóäîì êàñàö³éíî¿ ³íñòàíö³¿ âèð³øåíî ïèòàííÿ ùîäî ðîçïîä³ëó ñóäîâèõ âèòðàò, òî ðîçïîä³ë ñóäîâîãî çáîðó çà ðîçãëÿä äàíî¿ ñïðàâè íå çä³éñíþºòüñÿ. &nbsp;</P>
<P class="ps12">Êåðóþ÷èñü ñò. ñò. 4, 32-34, 43, 82-85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, &nbsp;ãîñïîäàðñüêèé ñóä,</P>
<P class="ps27"><FONT class="fs199">ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps6">Ïîçîâ â ÷àñòèí³ ñòÿãíåííÿ ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì, ïåí³, 3 % ð³÷íèõ òà ³íôëÿö³éíèõ âòðàò çàäîâîëüíèòè ÷àñòêîâî.</P>
<P class="ps7">Ï³ñëÿ íàáðàííÿ ð³øåííÿì çàêîííî¿ ñèëè âèäàòè íàêàç.</P>
<P class="ps7">Â ³íø³é ÷àñòèí³ ïîçîâíèõ âèìîã â³äìîâèòè.</P>
<P class="ps7">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì. </P>
<P class="ps23"><FONT class="fs336">Ïîâíèé òåêñò ð³øåííÿ ñêëàäåíî òà ï³äïèñàíî 21.02.2017.</FONT></P>
<P class="ps11"><FONT class="fs198">Ñóääÿ                                                                                                              Ñ.Î. Òóð÷èí</FONT></P>