<TITLE>905/2743/16</TITLE>
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<P class="ps11"><FONT class="fs174"> &nbsp;&nbsp;<IMG src="herb.gif" height=72 width=54></FONT></P>
<P class="ps7">ÃÎÑÏÎÄÀÐÑÜÊÈÉ &nbsp;ÑÓÄ &nbsp;ÄÎÍÅÖÜÊÎ¯ ÎÁËÀÑÒ² <FONT class="fs99">&nbsp;</FONT></P>
<P class="ps7"><FONT class="fs98">Ð ² Ø Å Í Í ß &nbsp;&nbsp;</FONT></P>
<P class="ps7"><FONT class="fs97">³ìåíåì Óêðà¿íè</FONT></P>
<P class="ps0"> 16.11.2016                     &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñïðàâà ¹ 905/2743/16                               </P>
<P class="ps6">Ãîñïîäàðñüêèé ñóä Äîíåöüêî¿ îáëàñò³ ó ñêëàä³ ñóää³ Óõàíüîâî¿ Î.Î., ïðè ñåêðåòàð³ ñóäîâîãî çàñ³äàííÿ Êîíüêî Â.Â., ðîçãëÿíóâøè ó â³äêðèòîìó ñóäîâîìó çàñ³äàíí³ ìàòåð³àëè ñïðàâè:</P>
<P class="ps0">çà ïîçîâîì &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Êîìåðö³éíèé Áàíê "Óêðà¿íñüêèé </P>
<P class="ps0"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ô³íàíñîâèé ñâ³ò" ì. Äîíåöüê                    </P>
<P class="ps0">äî â³äïîâ³äà÷à &nbsp;&nbsp; &nbsp;Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ Àðä³ñ Äîí ì. Äîíåöüê</P>
<P class="ps1"><FONT class="fs95">çà ó÷àñòþ ïðåäñòàâíèê³â ñòîð³í: </FONT></P>
<P class="ps1">â³ä ïîçèâà÷à &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; íå ÿâèâñÿ,</P>
<P>â³ä â³äïîâ³äà÷à &nbsp;&nbsp;&nbsp; íå ÿâèâñÿ</P>
<P class="ps8">&nbsp; &nbsp;&nbsp;<FONT class="fs94">ÑÓÒÜ ÑÏÐÀÂÈ:</FONT></P>
<P class="ps2">Â ï³äòâåðäæåííÿ ïîçîâíèõ âèìîã ÏÀÒ Êîìåðö³éíèé áàíê Óêðà¿íñüêèé &nbsp;ô³íàíñîâèé ñâ³ò ì. Äîíåöüê (äàë³ - ïîçèâà÷) íàäàâ âèïèñêè ç îñîáîâèõ ðàõóíê³â; äîâ³äêó ¹972 â³ä 14.09.2016ð. ïðî íàÿâíó çàáîðãîâàí³ñòü çà êðåäèòíèì äîãîâîðîì ¹008/2289-Êë â³ä 04.10.2013ð.; ïîñòàíîâè Ïðàâë³ííÿ ÍÁÓ â³ä 10.11.2014ð. ¹717; âèïèñêè ç ªÄÐÏÎÓ ñòîñîâíî ñòàòóñó òà ì³ñöåçíàõîäæåííÿ ïîçèâà÷à.</P>
<P class="ps2">31.10.2016ð. íà àäðåñó ñóä â³ä ïîçèâà÷à íàä³øëî êëîïîòàííÿ â³ä 25.10.2016ð. ïðî ïðîâåäåííÿ ñóäîâîãî çàñ³äàííÿ ó ðåæèì³ â³äåîêîíôåðåíö³¿.</P>
<P class="ps2">Óõâàëîþ â³ä 31.10.2016ð. ñóä â³äìîâèâ ó çàäîâîëåíí³ äàíîãî êëîïîòàííÿ.</P>
<P class="ps2">01.11.2016ð. ïîçèâà÷ íàäàâ äîäàòêîâ³ äîêóìåíòè, à ñàìå áàíê³âñüê³ âèïèñêè òà ìåìîð³àëüí³ îðäåðè, ÿê³ çàëó÷åí³ ñóäîì äî ìàòåð³àë³â ñïðàâè.</P>
<P class="ps2">09.11.2016ð. íà åëåêòðîííó àäðåñó ñóäó â³ä ïîçèâà÷à íàä³éøëî êëîïîòàííÿ &nbsp;â³ä 09.11.2016ð. ïðî ïðîâåäåííÿ ñóäîâîãî çàñ³äàííÿ ó ðåæèì³ â³äåîêîíôåðåíö³¿, ÿêå òàêîæ íàä³éøëî íà ïîøòîâó àäðåñó ñóäó 14.11.2011ð.</P>
<P class="ps2"> Óõâàëîþ â³ä 14.11.2016ð. ñóä â³äìîâèâ ó çàäîâîëåíí³ äàíîãî êëîïîòàííÿ.</P>
<P class="ps2"> 14.11.2016ð. íà àäðåñó ñóäó â³ä ïîçèâà÷à íàä³éøëè äîäàòêîâ³ ïîÿñíåííÿ â³ä 10.11.2016ð., à òàêîæ ðîçäðóê³âêà ç ÑÀÁ «Scrooge 3» ùîäî êðåäèòíîãî äîãîâîðó ¹008/2289-Êë â³ä 04.10.2013ð. òà êîï³ÿ àêòó ïåðåâ³ðêè â³ä 10.09.2014ð. ïðî ïðîâåäåííÿ ïåðåâ³ðêè îðãàí³çàö³¿ çàõèñòó åëåêòðîííèõ áàíê³âñüêèõ äîêóìåíò³â ç âèêîðèñòàííÿì çàñîá³â çàõèñòó ³íôîðìàö³¿ Íàö³îíàëüíîãî áàíêó Óêðà¿íè ó ÏÀÒ «ÊÁ «ÓÔÑ» çà àäðåñîþ: ì. Êè¿â, âóë. Ñåðã³ÿ Ñòðóòèíñüêîãî, 8, ÿê³ ñóäîì çàëó÷åí³ äî ìàòåð³àë³â ñïðàâè.</P>
<P class="ps2">Ïðåäñòàâíèêè ñòîð³í â ñóäîâå çàñ³äàííÿ 16.11.2016ð. íå ÿâèëèñü, ïðî äåíü, ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè ïîâ³äîìëåí³ íàëåæíèì ÷èíîì.</P>
<P class="ps2">Â³äïîâ³äíî äî ïðàâîâî¿ ïîçèö³¿, âèêëàäåíî¿ ó ïîñòàíîâ³ ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè ¹18 â³ä 26.12.2011ð. «Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ&nbsp; &nbsp;&nbsp;Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿» îñîáè, ÿê³ áåðóòü ó÷àñòü ó ñïðàâ³, ââàæàþòüñÿ ïîâ³äîìëåíèìè ïðî ÷àñ ³ ì³ñöå ðîçãëÿäó ñóäîì ñïðàâè ó ðàç³ âèêîíàííÿ îñòàíí³ì âèìîã ÷àñòèíè ïåðøî¿ ñòàòò³ 64 òà ñòàòò³ 87 ÃÏÊ.</P>
<P class="ps2">Çà çì³ñòîì ö³º¿ íîðìè, çîêðåìà, â ðàç³ ÿêùî óõâàëó ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ áóëî íàä³ñëàíî çà íàëåæíîþ àäðåñîþ (òîáòî ïîâ³äîìëåíîþ ñóäó ñòîðîíîþ, à â ðàç³ íåíàäàííÿ ñóäó â³äïîâ³äíî¿ ³íôîðìàö³¿ - àäðåñîþ, çàçíà÷åíîþ â ªäèíîìó äåðæàâíîìó ðåºñòð³ þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á - ï³äïðèºìö³â), ³ íå ïîâåðíóòî ï³äïðèºìñòâîì çâ'ÿçêó àáî ïîâåðíóòî ç ïîñèëàííÿì íà â³äñóòí³ñòü (âèáóòòÿ) àäðåñàòà, â³äìîâó â³ä îäåðæàííÿ, çàê³í÷åííÿ ñòðîêó çáåð³ãàííÿ ïîøòîâîãî â³äïðàâëåííÿ òîùî, òî ââàæàºòüñÿ, ùî àäðåñàò ïîâ³äîìëåíèé ïðî ÷àñ ³ ì³ñöå ðîçãëÿäó ñïðàâè ñóäîì.</P>
<P class="ps2">Ãîñïîäàðñüêèé ñóä âèð³øóº ñï³ð ïî ñóò³ áåç ÿâêè ïðåäñòàâíèê³â ñòîð³í íà ï³äñòàâ³ ñò.75 ÃÏÊ Óêðà¿íè çà íàÿâíèìè â ìàòåð³àëàõ ñïðàâè äîêóìåíòàìè, îñê³ëüêè âîíè º äîñòàòí³ìè äëÿ âèð³øåííÿ ñïîðó.</P>
<P class="ps3">Äîñë³äèâøè ìàòåð³àëè ñïðàâè, ãîñïîäàðñüêèé ñóä, - </P>
<P class="ps10">&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT class="fs93">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps3">Ï³äñòàâîþ çâåðíåííÿ º íåíàëåæíå âèêîíàííÿ â³äïîâ³äà÷åì óìîâ êðåäèòíîãî äîãîâîðó ¹008/2289-Êë â³ä 04.10.2013ð.</P>
<P class="ps3">Â³äïîâ³äíî äî ÷. 1 ñò. 67 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè â³äíîñèíè ï³äïðèºìñòâà ç ³íøèìè ï³äïðèºìñòâàìè, îðãàí³çàö³ÿìè, ãðîìàäÿíàìè â óñ³õ ñôåðàõ ãîñïîäàðñüêî¿ ä³ÿëüíîñò³, âèêîíóþòüñÿ íà ï³äñòàâ³ äîãîâîð³â.</P>
<P class="ps4">Ç ìàòåð³àë³â ñïðàâè âáà÷àºòüñÿ, ùî 04.10.2013ð. ÏÀÒ Êîìåðö³éíèé áàíê Óêðà¿íñüêèé ô³íàíñîâèé ñâ³ò (ïîçèâà÷, äàë³ - áàíê, êðåäèòîð) òà ÒÎÂ Àðä³ñ Äîí ì. Äîíåöüê (ïîçè÷àëüíèê) ï³äïèñàëè äîãîâ³ð ¹008/2289-Êë â³ä 04.10.2013ð., ÿêèé çà ñâîºþ ïðàâîâîþ ïðèðîäîþ º êðåäèòíèì äîãîâîðîì, ïðàâîâ³äíîñèíè çà ÿêèì ðåãóëþþòüñÿ ðîçä³ëîì 2 ãëàâè 71 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè "Ïîçèêà. Êðåäèò. Áàíê³âñüêèé âêëàä", ïàðàãðàôîì 1 ãëàâè 35 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, Çàêîíàìè Óêðà¿íè "Ïðî áàíêè ³ áàíê³âñüêó ä³ÿëüí³ñòü", &nbsp;Ïðî ô³íàíñîâ³ ïîñëóãè òà äåðæàâíå ðåãóëþâàííÿ ðèíê³â ô³íàíñîâèõ ïîñëóã òà ³íøèìè íîðìàòèâíî-ïðàâîâèìè àêòàìè. </P>
<P class="ps4">Â³äïîâ³äíî äî ³íôîðìàö³¿ ç ñèñòåìè àâòîìàòèçàö³¿ áàíêó ÏÀÒ «ÊÁ «ÓÔÑ», ÿêà íàÿâíà â ìàòåð³àëàõ ñïðàâè, ñòîðîíàìè âñòàíîâëåíî ê³íöåâèé òåðì³í ïîâåðíåííÿ êðåäèòó 03.10.2014ð.; â³äñîòêîâà ñòàâêà çà êîðèñòóâàííÿ êðåäèòîì çì³íþâàëàñü, òà â îñòàòî÷í³é ðåäàêö³¿ âñòàíîâëåíà â ðîçì³ð³ 26% ð³÷íèõ.</P>
<P class="ps4">Ïîçèâà÷åì ó ïîçîâí³é çàÿâ³ çàçíà÷åíî, ùî çà ôàêòîì ïðîòèïðàâíîãî çàâîëîä³ííÿ ìàéíîì áàíêó, çîêðåìà îðèã³íàëîì êðåäèòíî¿ ñïðàâè, êåð³âíèöòâîì áàíêó áóëà ïîäàíà çàÿâà â³ä 23.06.2014ð. ¹001/1787 íà ³ìÿ íà÷àëüíèêà Êóéáèøåâñüêîãî ÐÂ ÄÌÓ ÃÓÌÂÑ Óêðà¿íè â Äîíåöüê³é îáëàñò³. </P>
<P class="ps4">Êð³ì òîãî, çã³äíî çàÿâè Ì³í³ñòðó âíóòð³øí³õ ñïðàâ Óêðà¿íè â³ä 15.08.2014ð., óïîâíîâàæåíà îñîáà Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á íà çä³éñíåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ â ÏÀÒ ÊÁ ÓÔÑ ïðîñèëà âæèòè çàõîä³â ñòîñîâíî ðîçøóêó â.î. ãîëîâè ïðàâë³ííÿ òà ãîëîâíîãî áóõãàëòåðà ÏÀÒ ÊÁ ÓÔÑ, îñê³ëüêè çàçíà÷åí³ îñîáè íå ïåðåäàëè óïîâíîâàæåí³é îñîá³ ñïðàâ áàíêó, â ò.÷. îñíîâíî¿ ïå÷àòêè áàíêó, éîãî ñòàòóòíèõ òà ðåºñòðàö³éíèõ äîêóìåíò³â.</P>
<P class="ps4">Òàêîæ, óïîâíîâàæåíà îñîáà Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á íà çä³éñíåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ â ÏÀÒ ÊÁ ÓÔÑ ïîâ³äîìèëà, øëÿõîì ðîçì³ùåííÿ îãîëîøåííÿ â ãàçåò³ Ãîëîñ Óêðà¿íè ¹199 (5949) â³ä 16.10.2014ð., ïðî âòðàòó óñòàíîâ÷èõ òà áóõãàëòåðñüêèõ äîêóìåíò³â, ñâ³äîöòâ, ñåðòèô³êàò³â, ïîñâ³ä÷åíü, ïðàâîâñòàíîâëþþ÷èõ äîêóìåíò³â íà ïðàâî âëàñíîñò³ òà áóäü-ÿêèõ ³íøèõ þðèäè÷íèõ äîêóìåíò³â.</P>
<P class="ps4">Ïîñòàíîâîþ ïðàâë³ííÿ Íàö³îíàëüíîãî áàíêó Óêðà¿íè Ïðî çàòâåðäæåííÿ ïîëîæåííÿ ïðî îðãàí³çàö³þ îïåðàö³éíî¿ ä³ÿëüíîñò³ â áàíêàõ Óêðà¿íè â³ä 18.06.2033 ¹254 (äàë³-Ïîëîæåííÿ) âñòàíîâëåí³ îñíîâí³ âèìîãè äî îðãàí³çàö³¿ îïåðàö³éíî¿ ä³ÿëüíîñò³ áàíê³â òà âèçíà÷åííÿ îïåðàö³éíèõ ðèçèê³â ³ âæèòòÿ çàõîä³â ùîäî óïðàâë³ííÿ íèìè.</P>
<P class="ps4">Âíåñåííÿ â³äîìîñòåé ùîäî óìîâ êðåäèòóâàííÿ êë³ºíò³â, âñ³õ çä³éñíåíèõ ô³íàíñîâèõ îïåðàö³é äî ïðîãðàìíîãî êîìïëåêñó áàíêó, à òàêîæ äîêëàäíèé îïèñ êîæíî¿ áàíê³âñüêî¿ îïåðàö³¿ º âèìîãàìè Ïîëîæåííÿ, çîêðåìà ï.ï. 3.4, 3.8.</P>
<P class="ps4">Ïóíêòîì 9.5 çàçíà÷åíîãî Ïîëîæåííÿ âñòàíîâëåíî, ùî ³íôîðìàö³éíå çàáåçïå÷åííÿ îïåðàö³éíî¿ ä³ÿëüíîñò³ ïîâèííî â³äïîâ³äàòè çîêðåìà òàêèì âèìîãàì: ðåàë³çàö³ÿ ïðàâèëà äâîõ &nbsp;ðóê (îïåðàö³ÿ íå ìîæå áóòè ³í³ö³éîâàíà òà âèêîíàíà îäíèì êîðèñòóâà÷åì ñèñòåìè); íåìîæëèâ³ñòü ³ãíîðóâàííÿ ³íôîðìàö³¿, ùî íàä³éøëà ç áóäü-ÿêîãî äæåðåëà; íàä³éí³ñòü òà çäàòí³ñòü äî øâèäêîãî â³äíîâëåííÿ ðîáî÷îãî ïðîöåñó â ðàç³ âèíèêíåííÿ òåõí³÷íèõ àáî ïðîãðàìíèõ çáî¿â; íàÿâí³ñòü ðåçåðâíîãî íàêîïè÷åííÿ òà çáåð³ãàííÿ âñ³º¿ ³íôîðìàö³¿ äëÿ &nbsp;çàáåçïå÷åííÿ &nbsp;â³äíîâëåííÿ &nbsp;ðîáîòè &nbsp;áàíêó âíàñë³äîê âèíèêíåííÿ ôîðñ-ìàæîðíèõ îáñòàâèí àáî â ðàç³ ë³êâ³äàö³¿ áàíêó; àâòîìàòèçàö³ÿ ðîáîòè ç àðõ³âàìè ñèñòåìè; ìîæëèâ³ñòü îçíàéîìëåííÿ ç áóäü-ÿêîþ ïîòð³áíîþ àðõ³âíîþ ³íôîðìàö³ºþ ïðîòÿãîì òåðì³íó ¿¿ çáåð³ãàííÿ, ó òîìó ÷èñë³ â &nbsp;ðîçð³ç³ ñòðóêòóðíèõ ï³äðîçä³ë³â áàíêó (ô³ë³é, â³ää³ëåíü òîùî).</P>
<P class="ps4">Óìîâè óêëàäåíîãî ì³æ ñòîðîíàìè êðåäèòíîãî äîãîâîðó ì³ñòÿòüñÿ ó ñèñòåì³ àâòîìàòèçàö³¿ áàíêó ïîçèâà÷à.</P>
<P class="ps4">Çã³äíî ç àêòîì ïðî ïðîâåäåííÿ ïåðåâ³ðêè îðãàí³çàö³¿ çàõèñòó åëåêòðîííèõ áàíê³âñüêèõ äîêóìåíò³â ç âèêîðèñòàííÿì çàñîá³â çàõèñòó ³íôîðìàö³¿ Íàö³îíàëüíîãî áàíêó Óêðà¿íè ó ÏÀÒ Êîìåðö³éíèé áàíê Óêðà¿íñüêèé ô³íàíñîâèé ñâ³ò â³ä 10.09.2014ð., ï³ä ÷àñ ïåðåâ³ðêè áóäü-ÿêèõ íåäîë³ê³â â ä³ÿëüíîñò³ áàíêó ùîäî îðãàí³çàö³¿ çàõèñòó åëåêòðîííèõ áàíê³âñüêèõ äîêóìåíò³â íå âèÿâëåíî, âèìîãè íîðìàòèâíî-ïðàâîâèõ àêò³â Íàö³îíàëüíîãî áàíêó Óêðà¿íè âèêîíóþòüñÿ.</P>
<P class="ps3">Â ìàòåð³àëàõ ñïðàâè íàÿâíà ïåðâèííà äîêóìåíòàö³ÿ ç ïîñèëàííÿì íà êðåäèòíèé äîãîâ³ð ¹008/2289-Êë â³ä 04.10.2013ð..</P>
<P class="ps3">Âðàõîâóþ÷è âèùåâèêëàäåíå, ãîñïîäàðñüêèé ñóä ðîáèòü âèñíîâîê, ùî ñòîðîíàìè â êðåäèòíîìó äîãîâîð³ ¹008/2289-Êë â³ä 04.10.2013ð. ïîãîäæåí³ âñ³ ³ñòîòí³ óìîâè, â³äñóòí³ äîêàçè âèçíàííÿ éîãî íåä³éñíèì, òîìó çàçíà÷åíèé äîãîâ³ð º óêëàäåíèì òà îáîâ'ÿçêîâèì äëÿ âèêîíàííÿ ñòîðîíàìè.</P>
<P class="ps3">Çà óìîâàìè ñò.193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè (äàë³ - ÃÊ Óêðà¿íè) ñóá'ºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâ'ÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ.</P>
<P class="ps3">Ìàòåð³àëàìè ñïðàâè äîâåäåíî, ùî áàíêîì íàëåæíèì ÷èíîì âèêîíàí³ óìîâè äîãîâîðó ùîäî íàäàííÿ êðåäèòíèõ êîøò³â, ùî ï³äòâåðäæåíî â³äïîâ³äíèìè âèïèñêàìè ïî îñîáîâèì ðàõóíêàì ïîçèâà÷à òà ìåìîð³àëüíèìè îðäåðàìè ¹438_47 â³ä 08.07.2014ð. íà ñóìó 20000000,00ãðí., ¹82_16 â³ä 14.11.2013ð íà ñóìó 5000000,00ãðí., ¹82_1 â³ä 12.11.2013ð. íà ñóìó 1000000,00ãðí., ¹106_5 â³ä 08.11.2013ð. íà ñóìó 1000000,00ãðí., ¹106_6 â³ä 11.11.2013ð. íà ñóìó 1000000,00ãðí., ¹82_10 â³ä 04.10.2013ð. íà ñóìó 1500000,00ãðí., ¹106_9 â³ä 08.10.2013ð. íà ñóìó 500000,00ãðí., ÿê³ íàÿâí³ â ìàòåð³àëàõ ñïðàâè.</P>
<P class="ps3">Â³äïîâ³äíî äî ÷.3 ñò. 1049 ÖÊ Óêðà¿íè ïîçèêà ââàæàºòüñÿ ïîâåðíóòîþ â ìîìåíò ïåðåäàííÿ ïîçèêîäàâöåâ³ ðå÷åé, âèçíà÷åíèõ ðîäîâèìè îçíàêàìè, àáî çàðàõóâàííÿ ãðîøîâî¿ ñóìè, ùî ïîçè÷àëàñÿ, íà éîãî áàíê³âñüêèé ðàõóíîê.</P>
<P class="ps3">Çã³äíî ñò. 526 Öèâ³ëüíîãî Êîäåêñó Óêðà¿íè çîáîâ'ÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã - â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ. Îäíîñòîðîííÿ â³äìîâà â³ä çîáîâ'ÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì (ñò. 525 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè). Ñòàòòåþ 629 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âñòàíîâëåíî, ùî äîãîâ³ð º îáîâ'ÿçêîâèì äëÿ âèêîíàííÿ ñòîðîíàìè.</P>
<P class="ps3">Â³äïîâ³äíî äî ³íôîðìàö³¿ ñèñòåìè àâòîìàòèçàö³¿ áàíêó ÏÀÒ «ÊÁ «ÓÔÑ» äàòà îñòàòî÷íîãî ïîâåðíåííÿ êðåäèòó 03.10.2014ð. </P>
<P class="ps3">Ç ìàòåð³àë³â ñïðàâè âáà÷àºòüñÿ, ùî çàáîðãîâàí³ñòü â³äïîâ³äà÷à çà îñíîâíîþ ñóìîþ êðåäèòó ä³éñíî (ôàêòè÷íî) ñòàíîâèòü 30000000,00ãðí.</P>
<P class="ps3">Âðàõîâóþ÷è, ùî âèìîãè ïîçèâà÷à çàäîâîëåí³ â ïîâíîìó îáñÿç³, ñï³ð âèíèê ç âèíè â³äïîâ³äà÷à, íà îñòàííüîãî ïîêëàäàºòüñÿ ñóäîâèé çá³ð â³äïîâ³äíî äî ñò.49 ÃÏÊ Óêðà¿íè. </P>
<P class="ps3">Íà ï³äñòàâ³ Ïîñòàíîâè ïðàâë³ííÿ Íàö³îíàëüíîãî áàíêó Óêðà¿íè Ïðî çàòâåðäæåííÿ ïîëîæåííÿ ïðî îðãàí³çàö³þ îïåðàö³éíî¿ ä³ÿëüíîñò³ â áàíêàõ Óêðà¿íè â³ä 18.06.2033 ¹254, ãë.48,49,71 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ãë.35,ñò.67,193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, ñò.ñò.33,43,49,75,82,82-1,84,85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ãîñïîäàðñüêèé ñóä, -</P>
<P class="ps10">&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT class="fs92">Â È Ð ² Ø È Â:</FONT></P>
<P class="ps2">Ð³øåííÿ íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî, à ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè - ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì, ÿêùî ð³øåííÿ íå áóäå ñêàñîâàíî.</P>
<P class="ps5">Ïîâíèé òåêñò ð³øåííÿ ï³äïèñàíèé 16.11.2016ð. </P>
<P class="ps0"><FONT class="fs91">           Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;          &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Î.Î. Óõàíüîâà</FONT><FONT class="fs172"> </FONT></P>
<P class="ps0"><FONT class="fs171">          </FONT></P>
<P class="ps0"><FONT class="fs90"> &nbsp;&nbsp;</FONT>&nbsp;          </P>
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