<TITLE>909/270/16</TITLE>
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<P class="ps23"><FONT class="fs239"> </FONT><FONT class="fs235"><IMG src="herb.gif" height=60 width=45></FONT></P>
<P class="ps5"><FONT class="fs144">ÃÎÑÏÎÄÀÐÑÜÊÈÉ ÑÓÄ ²ÂÀÍÎ-ÔÐÀÍÊ²ÂÑÜÊÎ¯ ÎÁËÀÑÒ²</FONT></P>
<P class="ps4"> <FONT class="fs143">Ð ² Ø Å Í Í ß</FONT></P>
<P class="ps5"><FONT class="fs142">² Ì Å Í Å Ì &nbsp;&nbsp;Ó Ê Ð À ¯ Í È</FONT></P>
<P class="ps5"><FONT class="fs141"> &nbsp;&nbsp;</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="50 %" class="tds7"><P><FONT class="fs140"> 19 òðàâíÿ 2016 ð. &nbsp;&nbsp;</FONT></P></TD><TD width="50 %" class="tds7"><P class="ps8"><FONT class="fs139">Ñïðàâà ¹ 909/270/16 &nbsp;&nbsp;</FONT></P></TD></TR>
<P class="ps3"> </P>
<P class="ps13">Ãîñïîäàðñüêèé ñóä ²âàíî-Ôðàíê³âñüêî¿ îáëàñò³ ó ñêëàä³: ñóää³ Ôàíäè Î.Ì., ñåêðåòàðÿ ñóäîâîãî çàñ³äàííÿ Ïîë³âîä³ Ñ.Â., ðîçãëÿíóâøè ó â³äêðèòîìó ñóäîâîìó çàñ³äàíí³ ñïðàâó &nbsp;</P>
<P class="ps15">ïðî ñòÿãíåííÿ çàáîðãîâàíîñò³ çà äîãîâîðîì &nbsp;¹ 08/08-143-ÎÂ ïðî íàäàííÿ îâåðäðàôòó â³ä 21.08.2013 ðîêó â ñóì³ 67 326 ãðí. 23 êîï., ç ÿêèõ: 25 279 ãðí.35 êîï. - çàáîðãîâàí³ñòü ïî êðåäèòó; 30 425 ãðí.23 êîï. - çàáîðãîâàí³ñòü ïî ïðîöåíòàì; 5 722 ãðí.14 êîï. - ïåíÿ çà ïðîñòðî÷åííÿ ñïëàòè êðåäèòó; 5 899 ãðí. 51 êîï. - ïåíÿ çà ïðîñòðî÷åííÿ ñïëàòè ïðîöåíò³â </P>
<P class="ps12">           </P>
<P class="ps14">çà ó÷àñòþ:</P>
<P class="ps15">â³ä ïîçèâà÷à: ïðåäñòàâíèêè íå ç"ÿâèëèñÿ</P>
<P class="ps15">â³ä â³äïîâ³äà÷à ïðåäñòàâíèêè íå ç'ÿâèëèñÿ</P>
<P class="ps15"><FONT class="fs138">âñòàíîâèâ: </FONT>Ïóáë³÷íå àêö³îíåðíå òîâàðèñòâî "Óêðñèááàíê" (äàë³ - ïîçèâà÷) çâåðíóëîñü äî ãîñïîäàðñüêîãî ñóäó ²âàíî-Ôðàíê³âñüêî¿ îáëàñò³ ³ç ïîçîâîì äî Òîâàðèñòâà &nbsp;ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "ÊÅÉ ÒÓÐ" (äàë³ - â³äïîâ³äà÷) ïðî ñòÿãíåííÿ çàáîðãîâàíîñò³ çà äîãîâîðîì &nbsp;¹ 08/08-143-ÎÂ ïðî íàäàííÿ îâåðäðàôòó â³ä 21.08.2013 ðîêó â ñóì³ 67 326,23 ãðí., ç ÿêèõ: 25 279,35 ãðí. - çàáîðãîâàí³ñòü ïî êðåäèòó; 30 425,23 ãðí. - çàáîðãîâàí³ñòü ïî ïðîöåíòàì; 5722,14 ãðí. - ïåíÿ çà ïðîñòðî÷åííÿ ñïëàòè êðåäèòó; 5899,51 ãðí. - ïåíÿ çà ïðîñòðî÷åííÿ ñïëàòè ïðîöåíò³â.</P>
<P class="ps18">Ïîçîâí³ âèìîãè îáãðóíòîâàí³ íåíàëåæíèì âèêîíàííÿì â³äïîâ³äà÷åì óìîâ Äîãîâîðó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;¹08/08-143-ÎÂ ïðî íàäàííÿ îâåðäðàôòó â³ä 21.08.2013 ùîäî ñïëàòè íåîáõ³äíèõ êîøò³â äëÿ ïîãàøåííÿ çàáîðãîâàíîñò³.</P>
<P class="ps18">Ïîçèâà÷ ÿâêó ïîâíîâàæåíîãî ïðåäñòàâíèêà â ñóäîâå çàñ³äàííÿ íå çàáåçïå÷èâ õî÷à ïðî ì³ñöå ³ ÷àñ ñóäîâîãî çàñ³äàííÿ óõâàëîþ ñóäó ïðî â³äêëàäåííÿ ðîçãëÿä ñïðàâè â³ä 26.04.16 áóâ ïîâ³äîìëåíèé íàëåæíèì ÷èíîì, ùî ï³äòâåðäæóºòüñÿ â³äì³òêîþ íà âêàçàíîìó ïðîöåñóàëüíîìó äîêóìåíò³. Âèìîãè óõâàëè ñóäó â³ä 26.04.16 ðîêó &nbsp;ùîäî íàäàííÿ &nbsp;äåòàëüíîãî ðîçðàõóíêó ïåí³ çà íåñâîº÷àñíå ïîãàøåííÿ êðåäèòó ç óðàõóâàííÿì âèìîã ñò. 232 ÃÊ Óêðà¿íè íå âèêîíàâ.</P>
<P class="ps18">Â³äïîâ³äà÷ ÿâêó óïîâíîâàæåíîãî ïðåäñòàâíèêà â ñóäîâå çàñ³äàííÿ íå çàáåçïå÷èâ, õî÷à ïðî ì³ñöå ³ ÷àñ ñóäîâîãî çàñ³äàííÿ óõâàëîþ ñóäó ïðî â³äêëàäåííÿ ðîçãëÿä ñïðàâè â³ä 26.04.16 áóâ ïîâ³äîìëåíèé íàëåæíèì ÷èíîì, ùî ï³äòâåðäæóºòüñÿ â³äì³òêîþ íà âêàçàíîìó ïðîöåñóàëüíîìó äîêóìåíò³, â³äçèâ íà ïîçîâíó çàÿâó íå ïîäàâ, ïðè÷èíè íåïðèáóòòÿ ñóäó íå ïîâ³äîìèâ, áóäü-ÿêèõ êëîïîòàíü ïðî â³äêëàäåííÿ ðîçãëÿä ñïðàâè äî ñóäó íå ïîäàâ.</P>
<P class="ps18">×àñòèíîþ 3 ñòàòò³ 22 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè âñòàíîâëåíî îáîâ"ÿçîê ñòîð³í äîáðîñîâ³ñíî êîðèñòóâàòèñÿ íàëåæíèìè ¿ì ïðîöåñóàëüíèì ïðàâàìè, âèÿâëÿòè âçàºìíó ïîâàãó äî ïðàâ ³ îõîðîíþâàíèõ çàêîíîì ³íòåðåñ³â äðóãî¿ ñòîðîíè, âæèâàòè çàõîäè äî âñåá³÷íîãî, ïîâíîãî òà îá'ºêòèâíîãî äîñë³äæåííÿ âñ³õ îáñòàâèí ñïðàâè.</P>
<P class="ps18">Àáçàöîì ïåðøèì ïóíêòó 3.9.2. Ïîñòàíîâè Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó &nbsp;Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿" ¹18 â³ä 26.12.2011ð. ïåðåäáà÷åíî, ùî ó âèïàäêó íåç'ÿâëåííÿ â çàñ³äàííÿ ãîñïîäàðñüêîãî ñóäó ïðåäñòàâíèê³â îáîõ ñòîð³í àáî îäí³º¿ ç íèõ &nbsp;ñïðàâà ìîæå áóòè ðîçãëÿíóòà áåç ¿õ ó÷àñò³, ÿêùî íåÿâêà òàêèõ ïðåäñòàâíèê³â íå ïåðåøêîäæàº âèð³øåííþ ñïîðó.</P>
<P class="ps18">Çà òàêèõ îáñòàâèí òà ç óðàõóâàííÿì ñòàòò³ 75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè &nbsp;ñóä ââàæàº çà ìîæëèâå ðîçãëÿíóòè ñïðàâó áåç ó÷àñò³ ïðåäñòàâíèê³â ñòîð³í çà íàÿâíèìè â í³é ìàòåð³àëàìè, çàïîá³ãàþ÷è, îäíî÷àñíî, áåçï³äñòàâíîìó çàòÿãóâàííþ ðîçãëÿäó ñïîðó òà ñïðèÿþ÷è ñâîº÷àñíîìó ïîíîâëåííþ ïîðóøåíîãî ïðàâà.</P>
<P class="ps18">Ðîçãëÿíóâøè ìàòåð³àëè ñïðàâè, âñåá³÷íî ³ ïîâíî ç"ÿñóâàâøè âñ³ îáñòàâèíè, íà ÿêèõ ãðóíòóþòüñÿ âèìîãè, äàâøè îö³íêó äîêàçàì, ÿê³ ìàþòü çíà÷åííÿ äëÿ ñïðàâè, ñóä ââàæàº çà ïðàâèëüíå âçÿòè äî óâàãè íàñòóïíå.</P>
<P class="ps18">21 ñåðïíÿ 2013 ðîêó ì³æ &nbsp;ïóáë³÷íèì àêö³îíåðíèì òîâàðèñòâîì "ÓêðÑèááàíê" (ïî äîãîâîðó - áàíê/ ïî ñïðàâ³ - &nbsp;ïîçèâà÷) &nbsp;òà &nbsp;òîâàðèñòâîì &nbsp;ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Êåé Òóð" (ïî äîãîâîðó - ïîçè÷àëüíèê/ïî ñïðàâ³ â³äïîâ³äà÷) áóâ óêëàäåíèé äîãîâ³ð ¹08/08-143-ÎÂ ïðî &nbsp;íàäàííÿ îâåðäðàôòó &nbsp;(íàäàë³ "Êðåäèòíèé äîãîâ³ð ") ç äîäàòêîâîþ óãîäîþ &nbsp;¹1 â³ä 21.08.2013 ðîêó íà óìîâàõ çàáåçïå÷óâàíîñò³, ïîâîðîòíîñò³, ñòðîêîâîñò³, ïëàòíîñò³ òà ö³ëüîâîãî õàðàêòåðó âèêîðèñòàííÿ &nbsp;ãðîøîâèõ êîøò³â.Äàíèé äîãîâ³ð ï³äïèñàíèé ñòîðîíàìè òà ñêð³ïëåíèé ïå÷àòêàìè.</P>
<P class="ps18">Â³äïîâ³äíî äî óìîâ âèùåçàçíà÷åíîãî äîãîâîðó ïîçèâà÷ çîáîâ"ÿçàâñÿ íàäàòè â³äïîâ³äà÷ó îâåðäðàôò ç &nbsp;ë³ì³òîì ó ðîçì³ð³ - 28 804 ãðí. 00 êîï., à â³äïîâ³äà÷ çîáîâ"ÿçàâñÿ ïîâåðíóòè êðåäèò &nbsp;â ïîâíîìó îáñÿç³ â ïîðÿäêó ³ òåðì³íè (äî &nbsp;27.02.2014 ðîêó) ïåðåäáà÷åí³ äîãîâîðîì, ñïëà÷óâàòè êîì³ñ³þ òà ïðîöåíòè çà êîðèñòóâàííÿ êðåäèòîì (ï.1.1.- 1.3 Êðåäèòíîãî äîãîâîðó).</P>
<P class="ps18">Ïóíêòîì 1.3. Êðåäèòíîãî äîãîâîðó ïåðåäáà÷åíî, ùî çà &nbsp;÷àñ ôàêòè÷íîãî êîðèñòóâàííÿ îâåðäðàôòîì Â³äïîâ³äà÷ ñïëà÷óº ïðîöåíòè ó ðîçì³ð³ 30% ð³÷íèõ, à çà êîðèñòóâàííÿ îâåðäðàôòîì ïîíàä âñòàíîâëåíèé äîãîâîðîì òåðì³í â³äïîâ³äà÷ ñïëà÷óº ïðîöåíòè ó ïîäâ³éíîìó ðîçì³ð³, ÿê³ çàñòîñîâóþòüñÿ äî âñ³º¿ ïðîñòðî÷åíî¿ ñóìè çàáîðãîâàíîñò³ çà îâåðäðàôòîì, ç äàòè âèíèêíåííÿ ïðîñòðî÷åííÿ äî ìîìåíòó ïîâíîãî ïîãàøåííÿ.</P>
<P class="ps18">Ïðîöåíòè íà â³äïîâ³äíó ñóìó îâåðäðàôòó íàðàõîâóþòüñÿ òà ñïëà÷óþòüñÿ çà ÷àñ ôàêòè÷íîãî êîðèñòóâàííÿ Ïîçè÷àëüíèêîì ãðîøîâèìè êîøòàìè Áàíêó â³äïîâ³äíî äî óìîâ äîãîâîðó.</P>
<P class="ps18">Íàðàõóâàííÿ ïðîöåíò³â çä³éñíþºòüñÿ ç ìîìåíòó ïðîâåäåííÿ ïëàòåæó(-³â) ç Ðàõóíêó ïîçè÷àëüíèêà çà ðàõóíîê ãðîøîâèõ êîøò³â Áàíêó, òîáòî ç äíÿ òà ãîäèíè ôàêòè÷íîãî íàäàííÿ ãðîøîâèõ êîøò³â ïîçè÷àëüíèêîì äî äíÿ òà ãîäèíè ïîâåðíåííÿ ïîçè÷àëüíèêîì ¿õ ó âëàñí³ñòü áàíêó, ÿêùî ³íøå íå &nbsp;âèçíà÷åíî óìîâàìè Äîãîâîðó.</P>
<P class="ps18">Áàçîþ íàðàõóâàííÿ ïðîöåíò³â º äåáåòîâå ñàëüäî Ðàõóíêó Ïîçè÷àëüíèêà (ç óðàõóâàííÿì ê³ëüêîñòô ãîäèí êîðèñòóâàííÿ îâåðäðàôòîì), ÿêå â³äñë³äêîâóºòüñÿ Áàíêîì ïîãîäèííî (³ç ïåð³îäè÷í³ñòþ â îäíó ãîäèíó), ÿêùî ³íøå íå âèçíà÷åíî óìîâàìè Äîãîâîðó.</P>
<P class="ps18">Ïðè öüîìó ðîçðàõóíîê ïðîöåíò³â çä³éñíþºòüñÿ ïîãîäèííî êîæíîãî äíÿ, ³ç ïåð³îäè÷í³ñòþ â îäíó ãîäèíó (³ç 1 (ïåðøî¿) ïî 24 (äâàäöÿòü ÷åòâåðòó) ãîäèíó âêëþ÷íî), à ê³ëüê³ñòü äí³â ïðè íàðàõóâàíí³ ïðîöåíò³â âèçíà÷àºòüñÿ çà ìåòîäîì "ôàêò/360" (ìåòîä 'ôàêò/360 ïåðåäáà÷àº, ùî äëÿ ðîçðàõóíêó âèêîðèñòîâóºòüñÿ ôàêòè÷íà ê³ëüê³ñòü äí³â ó ì³ñÿö³ òà 360 äí³â ó ðîö³), ÿêùî ³íøå íå âèçíà÷åíî óìîâàìè &nbsp;Äîãîâîðó, (ï. 1.3.3 äîãîâîðó).</P>
<P class="ps18">Íàðàõóâàííÿ ïðîöåíò³â çä³éñíþºòüñÿ ùîì³ñÿ÷íî íàñòóïíèì ÷èíîì:</P>
<P class="ps18">-          ïåðøèé ðàç çà ïåð³îä ³ç â³äïîâ³äíî¿ ãîäèíè äíÿ íàäàííÿ îâåðäðàôòó ïî äåíü òà ãîäèíó, ùî ïåðåäóº äíþ íàðàõóâàííÿ ïðîöåíò³â ó ïîòî÷íîìó ì³ñÿö³;</P>
<P class="ps18">-          ïðîòÿãîì ä³¿ Äîãîâîðó ³ç äíÿ ïîïåðåäíüîãî íàðàõóâàííÿ ïðîöåíò³â ïî äåíü, ùî ïåðåäóº äíþ íàðàõóâàííÿ ïðîöåíò³â ó ïîòî÷íîìó ì³ñÿö³;</P>
<P class="ps18">-          ó ðàç³ çàê³í÷åííÿ ñòðîêó îâåðäðàôòó - ³ç äíÿ ïîïåðåäíüîãî íàðàõóâàííÿ ïðîöåíò³â ïî ãîäèíó äíÿ îñòàòî÷íîãî ïîãàøåííÿ çàáîðãîâàíîñò³, ÿêùî ³íøå íå âèçíà÷åíî óìîâàìè öèõ Ïðàâèë ÷è Äîãîâîðó.</P>
<P class="ps18">Ó ðàç³, ÿêùî çã³äíî ç óìîâàìè òà ïðîòÿãîì ä³¿ Äîãîâîðó çàáîðãîâàí³ñòü Ïîçè÷àëüíèêà áóëà ïåðåíåñåíà íà ðàõóíêè äëÿ îáë³êó êîðîòêîñòðîêîâîãî êðåäèòó (ó òîìó ÷èñë³ íà ðàõóíêè äëÿ îáë³êó ïðîñòðî÷åíî¿ êðåäèòíî¿ çàáîðãîâàíîñò³), íàðàõóâàííÿ ïðîöåíò³â çä³éñíþºòüñÿ ùîì³ñÿ÷íî, íàñòóïíèì ÷èíîì:</P>
<P class="ps18">-          íà ðàõóíêó îáë³êó çàáîðãîâàíîñò³ çà îâåðäðàôòîì - ç äíÿ ïîïåðåäíüîãî íàðàõóâàííÿ ïðîöåíò³â ïî äåíü, ùî ïåðåäóº çä³éñíåííþ òàêîãî ïåðåíîñó çàáîðãîâàíîñò³;</P>
<P class="ps18">-          íà ³íøèõ ðàõóíêàõ, ï³ñëÿ ïåðåíåñåííÿ - ³ç äíÿ ïåðåíåñåííÿ òàêî¿ çàáîðãîâàíîñò³ ïî îñòàíí³é êàëåíäàðíèé äåíü ïîòî÷íîãî ì³ñÿöÿ àáî äî äíÿ îñòàòî÷íîãî ïîãàøåííÿ çàáîðãîâàíîñò³ ó ðàç³ ïðèïèíåííÿ ä³¿ Äîãîâîðó ïðî íàäàííÿ îâåðäðàôòó.</P>
<P class="ps18">Äíåì íàðàõóâàííÿ ïðîöåíò³â º îñòàíí³é ðîáî÷èé äåíü ì³ñÿöÿ. Äëÿ ðîçðàõóíêó ïðîöåíò³â äåíü ïåðåíåñåííÿ çàáîðãîâàíîñò³ Ïîçè÷àëüíèêà íà ðàõóíêè äëÿ îáë³êó êîðîòêîñòðîêîâîãî êðåäèòó (ó òîìó - ÷èñë³ ³ íà ðàõóíêè äëÿ îáë³êó ïðîñòðî÷åíî¿ êðåäèòíî¿ çàáîðãîâàíîñò³) òà äåíü ïîãàøåííÿ çàáîðãîâàíîñò³ ââàæàºòüñÿ îäíèì äíåì.</P>
<P class="ps18">Ó âèïàäêó ïðèïèíåííÿ ä³¿ äîãîâîðó, äíåì íàðàõóâàííÿ ïðîöåíò³â º äåíü ïðèïèíåííÿ ä³¿ öüîãî äîãîâîðó, ïðè öüîìó ÿêùî òàêèé äåíü ïðèïàäàº íà âèõ³äíèé, ñâÿòêîâèé àáî íåðîáî÷èé äåíü, äíåì íàðàõóâàííÿ ïðîöåíò³â ââàæàºòüñÿ ðîáî÷èé äåíü, ùî ïåðåäóº âèõ³äíîìó, ñâÿòêîâîìó àáî íåðîáî÷îìó äíþ. (ï. 1.3.5 äîãîâîðó).</P>
<P class="ps18">Ïðîöåíòè ñïëà÷óþòüñÿ Ïîçè÷àëüíèêîì íà ðàõóíîê Áàíêó, çàçíà÷åíèé ó Äîãîâîð³ ïðî íàäàííÿ îâåðäðàôòó, ïðîòÿãîì 30 êàëåíäàðíèõ äí³â ³ç äíÿ ¿õ íàðàõóâàííÿ, à ïðè çàê³í÷åíí³ ñòðîêó ä³¿ äîãîâîðó - â äåíü ¿õ íàðàõóâàííÿ. Ïðè öüîìó ó ðàç³ íàÿâíîñò³ íà ðàõóíêó Ïîçè÷àëüíèêà êîøò³â, íàðàõîâàí³ ïðîöåíòè ïîãàøàþòüñÿ øëÿõîì çä³éñíåííÿ Áàíêîì äîãîâ³ðíîãî ñïèñàííÿ, âèçíà÷åíîãî Äîãîâîðîì ïðî íàäàííÿ : îâåðäðàôòó òà öèìè Ïðàâèëàìè, ïî÷èíàþ÷è ç äíÿ íàðàõóâàííÿ òàêèõ ïðîöåíò³â, (ï. 1.3.6 äîãîâîðó).</P>
<P class="ps18">Â ñèëó ñò. ñò. 11, 202, 509 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ì³æ ñòîðîíàìè ïî ñïðàâ³ íà ï³äñòàâ³ &nbsp;äîãîâîðó ¹08/08-143-ÎÂ ïðî íàäàííÿ îâåðäðàôòó â³ä 21.08.13 âèíèêëè çîáîâ"ÿçàëüí³ â³äíîñèíè.</P>
<P class="ps18">Çà çì³ñòîì ñò.11 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè öèâ³ëüí³ ïðàâà òà îáîâ'ÿçêè &nbsp;âèíèêàþòü &nbsp;³ç &nbsp;ä³é îñ³á, ùî ïåðåäáà÷åí³ àêòàìè öèâ³ëüíîãî çàêîíîäàâñòâà, à òàêîæ ³ç ä³é îñ³á, ùî &nbsp;íå ïåðåäáà÷åí³ öèìè àêòàìè, àëå çà àíàëîã³ºþ ïîðîäæóþòü öèâ³ëüí³ ïðàâà òà îáîâ'ÿçêè. Ï³äñòàâîþ âèíèêíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â, çîêðåìà, º &nbsp;äîãîâ³ð.</P>
<P class="ps18">Çã³äíî ç³ ñòàòòåþ 509 çàçíà÷åíîãî âèùå êîäåêñó çîáîâ'ÿçàííÿ - öå ïðàâîâ³äíîøåííÿ, â ÿêîìó îäíà ñòîðîíà (áîðæíèê) çîáîâ'ÿçàíà â÷èíèòè íà êîðèñòü äðóãî¿ ñòîðîíè ïåâíó ä³þ (ïåðåäàòè ìàéíî, âèêîíàòè ðîáîòó, íàäàòè ïîñëóãó, ñïëàòèòè ãðîø³ òîùî) àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à êðåäèòîð ìàº ïðàâî âèìàãàòè â³ä áîðæíèêà âèêîíàííÿ éîãî îáîâ'ÿçêó.</P>
<P class="ps18">Â³äïîâ³äíî äî ñò. ñò. 525, 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çîáîâ'ÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã Öèâ³ëüíîãî êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã - â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ. Îäíîñòîðîííÿ â³äìîâà â³ä âèêîíàííÿ çîáîâ'ÿçàííÿ íå äîïóñêàºòüñÿ.</P>
<P class="ps18">Àíàëîã³÷íå âèçíà÷åííÿ ì³ñòèòü ñò. 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, äå çàçíà÷åíî, ùî ñóá'ºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâ'ÿçàííÿ - â³äïîâ³äíî äî &nbsp;âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ. Êîæíà ñòîðîíà ïîâèííà âæèòè óñ³õ çàõîä³â, íåîáõ³äíèõ äëÿ íàëåæíîãî âèêîíàííÿ íåþ çîáîâ'ÿçàííÿ, âðàõîâóþ÷è ³íòåðåñè äðóãî¿ ñòîðîíè òà çàáåçïå÷åííÿ çàãàëüíîãîñïîäàðñüêîãî ³íòåðåñó.</P>
<P class="ps18">ßêùî ó çîáîâ'ÿçàíí³ âñòàíîâëåíèé ñòðîê éîãî âèêîíàííÿ, òî âîíî ï³äëÿãàº âèêîíàííþ ó öåé ñòðîê &nbsp;(ñò. 530 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</P>
<P class="ps18">Â ñèëó ñò.1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè.</P>
<P class="ps18">Íà âèêîíàííÿ óìîâ Äîãîâîðó¹08/08-143-ÎÂ ïðî íàäàííÿ îâåðäðàôòó â³ä 21.08.13 &nbsp;ïîçèâà÷ &nbsp;íàäàâ â³äïîâ³äà÷ó ãðîøîâ³ êîøòè, à îñòàíí³é â ñâîþ ÷åðãó ïðèéíÿâ âêàçàí³ êîøòè.</P>
<P class="ps18">Ïîëîæåííÿì ñò. 610 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî ïîðóøåííÿì çîáîâ'ÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì &nbsp;çîáîâ'ÿçàííÿ (íåíàëåæíå âèêîíàííÿ).</P>
<P class="ps18">Â ñèëó ñò. 612 âêàçàíîãî êîäåêñó, &nbsp;áîðæíèê ââàæàºòüñÿ òàêèì, ùî ïðîñòðî÷èâ, ÿêùî â³í íå ïðèñòóïèâ äî âèêîíàííÿ çîáîâ'ÿçàííÿ àáî íå âèêîíàâ éîãî ó ñòðîê, âñòàíîâëåíèé &nbsp;äîãîâîðîì àáî çàêîíîì.</P>
<P class="ps18">Ç îãëÿäó íà óìîâè äîãîâîðó ïðî íàäàííÿ îâåðäðàôòó, ñòðîê ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ îâåðäðàôòîì ïî äàí³é ñïðàâ³ º òàêèì, ùî íàñòàâ.</P>
<P class="ps18">Ñòàòòÿ 629 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè êîíñòàòóº, ùî äîãîâ³ð º îáîâ'ÿçêîâèé äëÿ âèêîíàííÿ ñòîðîíàìè.</P>
<P class="ps18">Â³äïîâ³äíî äî ÷.2 ñò.1050 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ÿêùî äîãîâîðîì âñòàíîâëåíèé îáîâ'ÿçîê ïîçè÷àëüíèêà ïîâåðíóòè ïîçèêó ÷àñòèíàìè (ç ðîçñòðî÷åííÿì), òî â ðàç³ ïðîñòðî÷åííÿ ïîâåðíåííÿ ÷åðãîâî¿ ÷àñòèíè ïîçèêîäàâåöü ìàº ïðàâî âèìàãàòè äîñòðîêîâîãî ïîâåðíåííÿ ÷àñòèíè ïîçèêè, ùî çàëèøèëàñÿ, òà ñïëàòè ïðîöåíò³â, íàëåæíèõ éîìó â³äïîâ³äíî äî ñòàòò³ 1048 öüîãî Êîäåêñó. Äî â³äíîñèí çà êðåäèòíèì äîãîâîðîì çàñòîñîâóþòüñÿ ïîëîæåííÿ ïàðàãðàôà 1 ö³º¿ ãëàâè, ÿêùî ³íøå íå âñòàíîâëåíî öèì ïàðàãðàôîì ³ íå âèïëèâàº ³ç ñóò³ êðåäèòíîãî äîãîâîðó (÷.2 ñò.1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</P>
<P class="ps17">Ç îãëÿäó íà âñòàíîâëåííÿ ñóäîì ôàêòó ïîðóøåííÿ â³äïîâ³äà÷åì ïðèéíÿòèõ íà ñåáå çîáîâ"ÿçàíü çã³äíî äîãîâîðó ïðî íàäàííÿ îâåðäðàôòó, ïîçîâí³ âèìîãè â &nbsp;÷àñòèí³ ñòÿãíåííÿ çàáîðãîâàíîñò³ &nbsp;çà êðåäèòîì â ñóì³ &nbsp;25 279 ãðí. 35 êîï. òà çàáîðãîâàí³ñòü ïî ïðîöåíòàì â ñóì³ 30 425 ãðí. 23 êîï. º îáãðóíòîâàíèìè òà òàêèìè, ùî ï³äëÿãàþòü çàäîâîëåííþ.</P>
<P class="ps17">Ùîäî ïîçîâó â ÷àñòèí³ ñòÿãíåííÿ ïåí³ çà íåñâîº÷àñíå ïîãàøåííÿ êðåäèòó &nbsp;â ñóì³ 5 722 ãðí. 14 êîï. òà 5 899 ãðí. 51 êîï. ïåí³ çà ïðîñòðî÷åííÿ &nbsp;ñïëàòè ïðîöåíò³â, òî ñóä âðàõîâóº íàñòóïíå.</P>
<P class="ps17">×àñòèíîþ 1 ñò. 546 ÖÊ Óêðà¿íè âèçíà÷åíî, ùî âèêîíàííÿ çîáîâ'ÿçàííÿ ìîæå çàáåçïå÷óâàòèñÿ íåóñòîéêîþ.</P>
<P class="ps18">Çã³äíî ç ÷.1 ñò.548 ÖÊ Óêðà¿íè âèêîíàííÿ çîáîâ'ÿçàííÿ çàáåçïå÷óºòüñÿ, ÿêùî öå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. </P>
<P class="ps18">Ï³ä íåóñòîéêîþ, â³äïîâ³äíî äî ñò.549 ÖÊ Óêðà¿íè, ðîçóì³ºòüñÿ ãðîøîâà ñóìà àáî ³íøå ìàéíî, ÿê³ áîðæíèê ïîâèíåí ïåðåäàòè êðåäèòîðîâ³ ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâ'ÿçàííÿ; íåóñòîéêà, ùî îá÷èñëþºòüñÿ ó â³äñîòêàõ â³ä ñóìè íåñâîº÷àñíî âèêîíàíîãî ãðîøîâîãî çîáîâ'ÿçàííÿ çà êîæåí äåíü ïðîñòðî÷åííÿ âèêîíàííÿ º ïåíåþ. Â³äïîâ³äí³ ïîëîæåííÿ ì³ñòÿòüñÿ â ñò.ñò. 230-232 ÃÊ Óêðà¿íè.</P>
<P class="ps18">ßê ïåðåäáà÷åíî ñò. 1 Çàêîíó Óêðà¿íè "Ïðî â³äïîâ³äàëüí³ñòü çà íåñâîº÷àñíå âèêîíàííÿ ãðîøîâèõ çîáîâ'ÿçàíü" ïëàòíèêè ãðîøîâèõ êîøò³â ñïëà÷óþòü íà êîðèñòü îäåðæóâà÷³â öèõ êîøò³â çà ïðîñòðî÷êó ïëàòåæó ïåíþ â ðîçì³ð³, ùî âñòàíîâëþºòüñÿ çà çãîäîþ ñòîð³í. </P>
<P class="ps18">Ñòàòòÿ 3 äàíîãî çàêîíó ì³ñòèòü ïðèïèñè ïðî òå, ùî ðîçì³ð ïåí³, ïåðåäáà÷åíèé ñòàòòåþ 1 öüîãî çàêîíó, îá÷èñëþºòüñÿ â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó òà íå ìîæå ïåðåâèùóâàòè ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè, ùî ä³ÿëà ó ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ.</P>
<P class="ps18">Ïóíêòîì 7.1 Äîãîâîðó ïðî íàäàííÿ îâåðäðàôòó &nbsp;¹08/08-143-ÎÂ â³ä 21.08.2013 ðîêó &nbsp;âèçíà÷åíî, ùî çà ïîðóøåííÿ êë³ºíòîì òåðì³í³â ïîãàøåííÿ áóäü-ÿêèõ ñâî¿õ ãðîøîâèõ çîáîâ"ÿçàíü, ïåðåäáà÷åíèõ Ïðàâèëàìè òà/àáî Äîãîâîðîì, çîêðåìà, òåðì³í³â ïîâåðíåííÿ îâåðäðàôòó (âñ³º¿ ñóìè àáî éîãî ÷àñ³ òà/àáî òåðì³í³â ñïëàòè ïðîöåíò³â òà/àáî êîì³ñ³é, áàíê ìàº ïðàâî âèìàãàòè â³ä êë³ºíòà äîäàòêîâî ñïëàòèòè áàíêó ïåíþ â ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó. Ïåíÿ íàðàõîâóºòüñÿ çà êîæåí äåíü ïðîñòðî÷åííÿ, âêëþ÷àþ÷è äåíü ïîãàøåííÿ çàáîðãîâàíîñò³, ³ ðîçðàõîâóºòüñÿ çà ìåòîäîì "ôàêò/365 (ìåòîä ôàêò/365 ïåðåäáà÷àº, ùî äëÿ ðîçðàõóíêó âèêîðèñòîâóºòüñÿ ôàêòè÷íà ê³ëüê³ñòü äí³â ó ì³ñÿö³, àëå óìîâíî â ðîö³ 365 äí³â).</P>
<P class="ps18">Çà ðîçðàõóíêîì â³äïîâ³äà÷à &nbsp;çàãàëüíà ñóìà ïåí³ çà íåñâîº÷àñíå ïîâåðíåííÿ êðåäèòó òà ñïëàòó ïðîöåíò³â ñòàíîâèòü &nbsp;&nbsp;11 621 ãðí.65 êîï., ç íèõ: 5 722 ãðí. 14 êîï. - &nbsp;ïåí³ çà íåñâîº÷àñíå ïîãàøåííÿ êðåäèòó &nbsp;òà 5 899 ãðí. 51 êîï. - &nbsp;ïåí³ çà ïðîñòðî÷åííÿ &nbsp;ñïëàòè ïðîöåíò³â.</P>
<P class="ps18">Ç âèùå çàçíà÷åíîãî ðîçðàõóíêó ñóäîì âñòàíîâëåíî, ùî ïðåäñòàâëåíèé ïîçèâà÷åì ðîçðàõóíîê ïåí³ çà íåñâîº÷àñíó ñïëàòó &nbsp;êðåäèòó òà ïðîöåíò³â íå äàº ìîæëèâîñò³ âèçíà÷èòè íàðàõîâàíó ñóìó êðåäèòó òà &nbsp;ïðîöåíò³â ïîäåííî, äàòó âèíèêíåííÿ ãðîøîâîãî çîáîâ'ÿçàííÿ ïî ¿õ ñïëàò³ â³äïîâ³äíî äî óìîâ äîãîâîðó. Îäíî÷àñíî íàðàõóâàííÿ ïåí³ çä³éñíåíî ïîçèâà÷åì çà 6 (ø³ñòü) ì³ñÿö³â ùî ïåðåäóþòü éîãî çâåðíåííÿ äî ñóäó, ùî ñóïåðå÷èòü &nbsp;÷. 6 ñò. 232 &nbsp;ÃÊ Óêðà¿íè.</P>
<P class="ps18">Â çâ'ÿçêó ç öèì óõâàëîþ ñóäó â³ä 26.04.2016 ñóä çîáîâ'ÿçóâàâ ïîçèâà÷à íàäàòè íàëåæíèé ðîçðàõóíîê ïåí³ â³äïîâ³äíî äî âèìîã ñò.232 ÃÊ Óêðà¿íè</P>
<P class="ps18"> Çã³äíî ç ïîëîæåííÿìè ñò.36 ÃÏÊ Óêðà¿íè ïèñüìîâèìè äîêàçàìè º äîêóìåíòè ³ ìàòåð³àëè, ÿê³ ì³ñòÿòü äàí³ ïðî îáñòàâèíè, ùî ìàþòü çíà÷åííÿ äëÿ ïðàâèëüíîãî âèð³øåííÿ ñïîðó; ïèñüìîâ³ äîêàçè ïîäàþòüñÿ â îðèã³íàë³ àáî íàëåæíèì ÷èíîì çàñâ³ä÷åí³é êîï³¿; îðèã³íàëè äîêóìåíò³â ïîäàþòüñÿ, êîëè îáñòàâèíè ñïðàâè â³äïîâ³äíî äî çàêîíîäàâñòâà ìàþòü áóòè çàñâ³ä÷åí³ ò³ëüêè òàêèìè äîêóìåíòàìè, à òàêîæ â ³íøèõ âèïàäêàõ íà âèìîãó ãîñïîäàðñüêîãî ñóäó.</P>
<P class="ps18">Ïîëîæåííÿ ÃÏÊ Óêðà¿íè íå ïåðåäáà÷àþòü â÷èíåííÿ ç áîêó ñóäó ä³é ñïðÿìîâàíèõ íà ïðèìóñîâå âèëó÷åííÿ äîêóìåíò³â, ÿê³ íå íàäàþòüñÿ ñòîðîíàìè, à âñ³ ìîæëèâ³ ä³¿, ñïðÿìîâàí³ íà âñòàíîâëåííÿ çàçíà÷åíèõ îáñòàâèí ïðè áåçïîñåðåäíüîìó äîñë³äæåíí³ äîêàç³â íåîáõ³äíèõ äëÿ âèð³øåííÿ ñïîðó, ñóäîì áóëè â÷èíåí³.</P>
<P class="ps18">Îáîâ"ÿçîê ïî äîâåäåííþ îáñòàâèí ïîêëàäåíî ïîëîæåííÿìè Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè íà ñòîðîíè &nbsp;ó ñïðàâ³, ³ â äàíîìó âèïàäêó íà ïîçèâà÷à. Ïðàâî íà çâåðíåííÿ äî ñóäó îáóìîâëþºòüñÿ ôàêòîì ïîðóøåííÿ ïðàâ îñîáè ñòàíîì íà ÷àñ çâåðíåííÿ äî ñóäó, ³ çàçíà÷åíèé ôàêò ïîðóøåííÿ ïðàâà ìàº áóòè äîâåäåíèé íàëåæíèìè äîêàçàìè. Äîâåäåííÿ ôàêòó ïîðóøåííÿ ïðàâ ïîçèâà÷à íå º îáîâ"ÿçêîì ñóäó, ÿêèì â ñâîþ ÷åðãó íàäàºòüñÿ îö³íêà äîâîäàì ñòîð³í ç óðàõóâàííÿì ïðåäñòàâëåíèõ íèìè äîêàç³â.</P>
<P class="ps18">Íåâèêîíàííÿ âèìîã ñóäó, íåíàäàííÿ ïîçèâà÷åì âèòðåáóâàíèõ ñóäîì â³äîìîñòåé òà äîêóìåíò³â ïðîòÿãîì òðèâàëîãî ÷àñó ïåðåøêîäæàº âñåá³÷íî òà îáºêòèâíî âñòàíîâèòè îáñòàâèíè ñïðàâè, ïîâíî äîñë³äèòè îá´ðóíòîâàí³ñòü ïîçîâíèõ âèìîã ïî ñïðàâ³ òà ïðèéíÿòè ïðàâèëüíå òà îá´ðóíòîâàíå ð³øåííÿ â ìåæàõ âñòàíîâëåíèõ ïðîöåñóàëüíèõ ñòðîê³â.</P>
<P class="ps18">Âèð³øåííÿ ñïðàâè çà íàÿâíèìè ìàòåð³àëàìè º íåìîæëèâèì, òà ñïðè÷èíåíå ñàìå íåâèêîíàííÿì âèìîã ñóäó ùîäî íàäàííÿ âèòðåáóâàíèõ äîêóìåíò³â, ïîÿñíåíü ïîçèâà÷åì.</P>
<P class="ps18">Âèìîãè ñóäó, ÿê³ â ñèëó ïîëîæåíü ïðîöåñóàëüíîãî êîäåêñó º îáîâÿçêîâèìè äëÿ âñ³õ óñòàíîâ, ï³äïðèºìñòâ, îðãàí³çàö³é ïîçèâà÷åì íå âèêîíàí³, æîäíèõ ïîâàæíèõ ïðè÷èí ç ÿêèõ âèÿâèëîñü íåìîæëèâèì ç'ÿñóâàòè â³äïîâ³äí³ îáñòàâèíè, íàäàòè ñóäó âèòðåáóâàí³ äîêóìåíòè, íà âèêîíàííÿ âèìîã âèêëàäåíèõ â óõâàë³ â³ä 26.04.16 ïîçèâà÷åì íå ïîâ³äîìëåíî, ùî â³äïîâ³äíî óíåìîæëèâëþº âèð³øåííÿ ñïîðó ïî ñóò³, ïåðåøêîäæàº âñòàíîâëåííþ ä³éñíèõ îáñòàâèí ñïðàâè ç ìåòîþ ç'ÿñóâàííÿ îá´ðóíòîâàíîñò³ çàÿâëåíèõ âèìîã.</P>
<P class="ps18">ßê ïåðåäáà÷åíî ï.5 ÷.1 ñò.81 ÃÏÊ Óêðà¿íè ãîñïîäàðñüêèé ñóä çàëèøàº ïîçîâ áåç ðîçãëÿäó, ÿêùî ïîçèâà÷ áåç ïîâàæíèõ ïðè÷èí íå ïîäàâ âèòðåáóâàí³ ãîñïîäàðñüêèì ñóäîì ìàòåð³àëè, íåîáõ³äí³ äëÿ âèð³øåííÿ ñïîðó.</P>
<P class="ps18"> Âðàõîâóþ÷è âèêëàäåíå, ïîçîâí³ âèìîãè â ÷àñòèí³ ñòÿãíåííÿ &nbsp;ïåí³ çà íåñâîº÷àñíå ïîãàøåííÿ êðåäèòó &nbsp;â ñóì³ 5 722 ãðí. 14 êîï. òà 5 899 ãðí. 51 êîï. ïåí³ çà ïðîñòðî÷åííÿ &nbsp;ñïëàòè ïðîöåíò³â ñë³ä çàëèøèòè áåç ðîçãëÿäó.</P>
<P class="ps18">Çâàæàþ÷è íà íàâåäåíå, âðàõîâóþ÷è, ùî ï³ñëÿ óñóíåííÿ ï³äñòàâ, ç ÿêèõ çàÿâà áóëà çàëèøåíà áåç ðîçãëÿäó, ïîçèâà÷ ìàº ïðàâî çâåðíóòèñü äî ñóäó â çàãàëüíîìó ïîðÿäêó, ñóä ââàæàº ùî ïîçîâ â ÷àñòèí³ ñòÿãíåííÿ ïåí³ ìàº áóòè çàëèøåíèé áåç ðîçãëÿäó.</P>
<P class="ps18">Çà íàâåäåíèõ îáñòàâèí, ñóä ïðèõîäèòü äî âèñíîâêó ïðî ÷àñòêîâå çàäîâîëåííÿ ïîçîâó, çîêðåìà â ÷àñòèí³ ñòÿãíåííÿ çàáîðãîâàíîñò³ çà äîãîâîðîì &nbsp;¹ 08/08-143-ÎÂ ïðî íàäàííÿ îâåðäðàôòó â³ä 21.08.2013 ðîêó â ñóì³ 55 704 ãðí. 58 êîï., ç ÿêèõ: 25 279,35 ãðí. - çàáîðãîâàí³ñòü ïî êðåäèòó; 30 425,23 ãðí. - çàáîðãîâàí³ñòü ïî ïðîöåíòàì; 5722,14 ãðí. - ïåíÿ çà ïðîñòðî÷åííÿ ñïëàòè êðåäèòó; 5899,51 ãðí. - ïåíÿ çà ïðîñòðî÷åííÿ ñïëàòè ïðîöåíò³â. Â ÷àñòèí³ ñòÿãíåííÿ ïåí³ çà íåñâîº÷àñíå ïîãàøåííÿ êðåäèòó &nbsp;â ñóì³ 5 722 ãðí. 14 êîï. òà 5 899 ãðí. 51 êîï. ïåí³ çà ïðîñòðî÷åííÿ &nbsp;ñïëàòè ïðîöåíò³â ñë³ä çàëèøèòè áåç ðîçãëÿäó.</P>
<P class="ps18">Ñóäîâ³ âèòðàòè â³äïîâ³äíî äî ñò. 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñë³ä &nbsp;â³äøêîäóâàòè ïîçèâà÷ó ç â³äïîâ³äà÷à ïðîïîðö³éíî ðîçì³ðó çàäîâîëåíèõ âèìîã.</P>
<P class="ps18">Êåðóþ÷èñü ñò. 1 Çàêîíó Óêðà¿íè "Ïðî â³äïîâ³äàëüí³ñòü çà íåñâîº÷àñíå âèêîíàííÿ ãðîøîâèõ çîáîâ'ÿçàíü", ñò. ñò. 11, 202, 509, 525, 526, 530, 546, 548,549, 610, 612, 629, 1048, 1050, 1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ñò. 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, ñò. ñò.22, 36, 49, 75, 81, &nbsp;ñò. &nbsp;ñò. 82 -85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ñóä, -</P>
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<P class="ps18">ïîçîâ Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Óêðñèááàíê" äî Òîâàðèñòâà &nbsp;ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "ÊÅÉ ÒÓÐ" &nbsp;ïðî ñòÿãíåííÿ çàáîðãîâàíîñò³ çà äîãîâîðîì &nbsp;¹ 08/08-143-ÎÂ ïðî íàäàííÿ îâåðäðàôòó â³ä 21.08.2013 ðîêó â ñóì³ 67 326,23 ãðí., ç ÿêèõ: 25 279,35 ãðí. - çàáîðãîâàí³ñòü ïî êðåäèòó; 30 425,23 ãðí. - çàáîðãîâàí³ñòü ïî ïðîöåíòàì; 5722,14 ãðí. - ïåíÿ çà ïðîñòðî÷åííÿ ñïëàòè êðåäèòó; 5899,51 ãðí. - ïåíÿ çà ïðîñòðî÷åííÿ ñïëàòè ïðîöåíò³â çàäîâîëüíèòè ÷àñòêîâî.</P>
<P class="ps18">Ïîçîâí³ âèìîãè â ÷àñòèí³ ñòÿãíåííÿ ïåí³ çà ïðîñòðî÷åííÿ ñïëàòè êðåäèòó â ñóì³ &nbsp;5 722 ãðí.14 êîï. òà &nbsp;5 899 ãðí. 51 êîï.. - ïåí³ çà ïðîñòðî÷åííÿ ñïëàòè ïðîöåíò³â. çàëèøèòè áåç ðîçãëÿäó.</P>
<P class="ps16">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</P>
<P>Ïîâíå ð³øåííÿ ñêëàäåíî 24.05.16 </P>
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<P class="ps0"> Ñóääÿ                                                             &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ôàíäà Î. Ì.</P>
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