<TITLE>913/344/16</TITLE>
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<TR><TD width="100 %" class="tds1"><P class="ps21"><FONT class="fs254"><IMG src="herb.gif" height=72 width=54></FONT></P></TD></TR>
<TABLE cellspacing=0 px class="tslast">
<P class="ps10"><FONT class="fs130">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<P class="ps9"><FONT class="fs129">Ð²ØÅÍÍß</FONT></P>
<P><FONT class="fs95">11 êâ³òíÿ 2016 ðîêó</FONT> <FONT class="fs163">          </FONT><FONT class="fs247">                                                            </FONT><FONT class="fs162">          &nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs246">Ñïðàâà ¹ 913/344/16</FONT></P>
<P><FONT class="fs245">                                                                                 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïðîâàäæåííÿ ¹26/913/344/16</FONT></P>
<P class="ps12"><FONT class="fs161">          Çà ïîçîâîì </FONT><FONT class="fs244">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Êîìåðö³éíèé áàíê Ïðèâàòáàíê, &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ì. Äí³ïðîïåòðîâñüê </FONT></P>
<P class="ps12"><FONT class="fs160">äî</FONT><FONT class="fs243"> Àñîö³àö³¿ ôåðìåðñüêèõ ãîñïîäàðñòâ Îëåíà, ñìò.Ôàù³âêà Àíòðàöèò³âñüêèé ðàéîí Ëóãàíñüêà îáëàñòü</FONT></P>
<P class="ps13"><FONT class="fs158">Ñóääÿ Ìàñëîâñüêèé Ñ.Â.</FONT></P>
<P class="ps13"><FONT class="fs157"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps13"><FONT class="fs156">Ó çàñ³äàíí³ áðàëè ó÷àñòü:</FONT></P>
<P class="ps13"><FONT class="fs155">â³ä ïîçèâà÷à:</FONT><FONT class="fs241"> íå ïðèáóâ;</FONT></P>
<P><FONT class="fs154">â³ä â³äïîâ³äà÷à:</FONT><FONT class="fs240"> íå ïðèáóâ.</FONT></P>
<P class="ps16"><FONT class="fs239">Â ñóäîâîìó çàñ³äàíí³ 11.04.2016 ñóäîì ó â³äïîâ³äíîñò³ äî ñòàòò³ 85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè &nbsp;îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíè ð³øåííÿ.</FONT></P>
<P class="ps17"><FONT class="fs138">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ:</FONT></P>
<P class="ps16"><FONT class="fs235">- 7014,92 ãðí  ïåíÿ çà íåñâîº÷àñí³ñòü âèêîíàííÿ çîáîâÿçàíü çà äîãîâîðîì êðåäèòó;</FONT></P>
<P><FONT class="fs234">          - 6363,90 ãðí  çàáîðãîâàí³ñòü ïî êîì³ñ³¿ çà êîðèñòóâàííÿ êðåäèòîì.</FONT></P>
<P class="ps3"><FONT class="fs233">Óõâàëîþ ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³ â³ä 24.02.2016 ïîðóøåíî ïðîâàäæåííÿ ó ñïðàâ³ òà ¿¿ ðîçãëÿä ïðèçíà÷åíèé íà 09.03.2016, óõâàëîþ â³ä 09.03.2016 â³äêëàäåíî íà 23.03.2016, óõâàëîþ â³ä 23.03.2016 íà 28.03.03.2016, óõâàëîþ â³ä 28.03.2016 íà 11.04.2016.</FONT></P>
<P class="ps16"><FONT class="fs231">11.04.2016 â ñóäîâå çàñ³äàííÿ ïðåäñòàâíèêè ñòîð³í íå ïðèáóëè.</FONT></P>
<P class="ps1"><FONT class="fs230">Â³äïîâ³äà÷ ïèñüìîâèõ ïîÿñíåíü ïî ñóò³ ñïîðó, ïèñüìîâèé â³äçèâ íà ïîçîâ ç íàäàííÿì äîêàç³â  íå íàäàâ. </FONT></P>
<P class="ps1"><FONT class="fs229">Ñóä çàçíà÷àº ïðî òå, ùî â³äïîâ³äà÷ íå áóâ îáìåæåíèé ó ñâî¿õ ïðîöåñóàëüíèõ ïðàâàõ íàäàòè â³äçèâ íà ïîçîâ òà ïèñüìîâ³ ïîÿñíåííÿ ïî ñóò³ ñïîðó ÷åðåç êàíöåëÿð³þ ñóäó àáî øëÿõîì ¿õ íàïðàâëåííÿ íà àäðåñó ñóäó ïîøòîâèì â³äïðàâëåííÿì. &nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps14"><FONT class="fs228">Ñïðàâà ðîçãëÿäàºòüñÿ â ïîðÿäêó ñò.75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè çà íàÿâíèìè â í³é ìàòåð³àëàìè.</FONT></P>
<P class="ps12"><FONT class="fs227">           Ðîçãëÿíóâøè íàÿâí³ ìàòåð³àëè ñïðàâè, âñåá³÷íî ³ ïîâíî çÿñóâàâøè âñ³ ôàêòè÷í³ îáñòàâèíè, íà ÿêèõ ´ðóíòóºòüñÿ ïîçîâ, îáºêòèâíî îö³íèâøè äîêàçè, ÿê³ ìàþòü þðèäè÷íå çíà÷åííÿ äëÿ ðîçãëÿäó ñïðàâè ³ âèð³øåííÿ ñïîðó ïî ñóò³, Ãîñïîäàðñüêèé ñóäó Ëóãàíñüêî¿ îáëàñò³,- </FONT></P>
<P class="ps17"><FONT class="fs137">Â Ñ Ò À Í Î Â È Â:</FONT></P>
<P class="ps1"><FONT class="fs225">Ó âèùåçàçíà÷åí³é çàÿâ³ çàçíà÷åíî, ùî ï³äïèñàâøè öþ çàÿâó, Àñîö³àö³ÿ ôåðìåðñüêèõ ãîñïîäàðñòâ Îëåíà ïîãîäèëàñü ç Óìîâàìè òà Ïðàâèëàìè íàäàííÿ áàíê³âñüêèõ ïîñëóã, ó òîìó ÷èñë³ ç Óìîâàìè òà Ïðàâèëàìè îáñëóãîâóâàííÿ ïî ðîçðàõóíêîâèì êàðòêàì, ðîçòàøîâàíèì íà ñàéò³ áàíêó www.privatbank.ua, òàðèôàìè áàíêó, ÿê³ ðàçîì ç âêàçàíîþ çàÿâîþ ïðî â³äêðèòòÿ ïîòî÷íîãî ðàõóíêó ³ êàðòêàìè ç³ çðàçêàìè ï³äïèñ³â ³ â³äáèòêîì ïå÷àòêè ñêëàäàþòü äîãîâ³ð áàíê³âñüêîãî îáñëóãîâóâàííÿ.</FONT></P>
<P class="ps1"><FONT class="fs224">Ï³äïèñàâøè çàÿâó áàíê òà êë³ºíò ïðèºäíóþòüñÿ ³ çîáîâÿçóþòüñÿ âèêîíóâàòè óìîâè, âèêëàäåí³ â Óìîâàõ òà Ïðàâèëàõ íàäàííÿ áàíê³âñüêèõ ïîñëóã, òàðèôàõ áàíêó - äîãîâîð³ áàíê³âñüêîãî îáñëóãîâóâàííÿ â ö³ëîìó. </FONT></P>
<P class="ps1"><FONT class="fs223">Áàíê ïóáë³÷íî ïðîïîíóº íåâèçíà÷åíîìó êîëó îñ³á, ìîæëèâ³ñòü îòðèìàííÿ áàíê³âñüêèõ ïîñëóã, äëÿ ÷îãî ïóáë³êóº Óìîâè òà Ïðàâèëà íàäàííÿ áàíê³âñüêèõ ïîñëóã (äàë³ - Óìîâè òà Ïðàâèëà) ÿê³ ðîçì³ùåí³ íà îô³ö³éíîìó ñàéò³ ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Ïðèâàòáàíê, ùî ä³º íà ï³äñòàâ³ Ë³öåíç³¿ ÍÁÓ ¹22 â³ä 05.10.2011 (www.privatbank.ua).</FONT></P>
<P class="ps15"><FONT class="fs222">Òîáòî ôàêòè÷íî, çàçíà÷åí³ Ïðàâèëà òà Óìîâè º ïóáë³÷íîþ îôåðòîþ, ùî ì³ñòÿòü óìîâè òà ïðàâèëà íàäàííÿ ïîñëóã áàíêîì éîãî êë³ºíòàì. Òàêèì ÷èíîì, êë³ºíò îòðèìóº äîñòóï äî âñ³õ áåç âèêëþ÷åííÿ ïîñëóã áàíêó.</FONT></P>
<P class="ps15"><FONT class="fs221">Îòæå, âðàõîâóþ÷è âèùåâèêëàäåíå, çàÿâà ïðî â³äêðèòòÿ ïîòî÷íîãî ðàõóíêó ç³ çðàçêàìè ï³äïèñ³â òà â³äáèòêîì ïå÷àòêè â³ä 25.03.2011 ðàçîì ç Óìîâàìè òà Ïðàâèëàìè íàäàííÿ áàíê³âñüêèõ ïîñëóã, òà &nbsp;&nbsp;ðèôàìè, ùî ðîçì³ùåí³ íà îô³ö³éíîìó ñàéò³ Áàíêó (www.privatbank.ua) ñêëàäàþòü ïî ñóò³ äîãîâ³ð áàíê³ &nbsp;âñüêîãî îáñëóãîâóâàííÿ â³ä 25.03.2011.</FONT></P>
<P class="ps15"><FONT class="fs219">Çã³äíî Óìîâ òà Ïðàâèë êðåäèòíèé ë³ì³ò íà ïîòî÷íèé ðàõóíîê (äàë³ - êðåäèò) íàäàºòüñÿ íà ïîïîâíåííÿ îáîðîòíèõ êîøò³â òà çä³éñíåííÿ ïîòî÷íèõ ïëàòåæ³â êë³ºíòà, â ìåæàõ êðåäèòíîãî ë³ì³òó. Ïðî ðîçì³ð ë³ì³òó áàíê ïîâ³äîìëÿº êë³ºíòà íà ñâ³é âèá³ð àáî â ïèñüìîâ³é ôîðì³, àáî ÷åðåç âñòàíîâëåí³ çàñîáè åëåêòðîííîãî çâÿçêó áàíêó òà êë³ºíòà &nbsp;(ñèñòåìè êë³ºíò-áàíê, ³íòåðíåò êë³ºíò áàíê, sms-ïîâ³äîìëåííÿ àáî ³íøèõ). Áàíê çä³éñíþº îáñëóãîâóâàííÿ ë³ì³òó êë³ºíòó, ùî ïîëÿãàº ó ïðîâåäåíí³ éîãî ïëàòåæ³â ïîíàä çàëèøîê êîøò³â íà ïîòî÷íîìó ðàõóíêó êë³ºíòà, ïðè íàÿâíîñò³ â³ëüíèõ ãðîøîâèõ ðåñóðñ³â, çà ðàõóíîê êðåäèòíèõ êîøò³â â ìåæàõ ë³ì³òó, øëÿõîì äåáàòóâàííÿ ïîòî÷íîãî ðàõóíêó. Ïðè öüîìó óòâîðþºòüñÿ äåáåòîâå ñàëüäî (ï.3.2.1.1.1). Êðåäèò íàäàºòüñÿ â îáì³í íà çîáîâÿçàííÿ êë³ºíòà ç ïîâåðíåííÿ êðåäèòó, ñïëàòè â³äñîòê³â ³ âèíàãîðîäè (ï.3.2.1.1.3). Êðåäèòíèé ë³ì³ò ïðåäñòàâëÿº ñîáîþ ñóìó ãðîøîâèõ êîøò³â, â ìåæàõ ÿêî¿ áàíê çä³éñíþº îïëàòó ðîçðàõóíêîâèõ äîêóìåíò³â êë³ºíòà ïîíàä çàëèøîê ãðîøîâèõ êîøò³â íà éîãî ïîòî÷íîìó ðàõóíêó. Ë³ì³ò ðîçðàõîâóºòüñÿ â³äïîâ³äíî äî çàòâåðäæåíî¿ âíóòð³øíüîáàíê³âñüêî¿ ìåòîäèêîþ íà ï³äñòàâ³ äàíèõ ïðî ðóõ ãðîøîâèõ êîøò³â ïî ïîòî÷íîìó ðàõóíêó, ïëàòîñïðîìîæíîñò³, êðåäèòíî¿ ³ñòîð³¿ òà ³íøèõ ïîêàçíèê³â â³äïîâ³äíî äî âíóòð³øíüîáàíê³âñüêèõ íîðìàòèâ³â òà íîðìàòèâ³â Íàö³îíàëüíîãî áàíêó Óêðà¿íè (ï.3.2.1.1.5). Ë³ì³ò ìîæå áóòè çì³íåíèé áàíêîì â îäíîñòîðîííüîìó ïîðÿäêó ïåðåäáà÷åíîìó óìîâàìè òà ïðàâèëàìè íàäàííÿ áàíê³âñüêèõ ïîñëóã, ó ðàç³ çíèæåííÿ íàäõîäæåíü ãðîøîâèõ êîøò³â íà ïîòî÷íèé ðàõóíîê àáî íàñòàííÿ ³íøèõ ôàêòîð³â, âèçíà÷åíèõ âíóòð³øí³ìè íîðìàòèâíèìè äîêóìåíòàìè áàíêó. Ï³äïèñàâøè óãîäó, êë³ºíò âèñëîâëþº ñâîº çãîäó íà òå, ùî çì³íà ë³ì³òó çä³éñíþºòüñÿ áàíêîì â îäíîñòîðîííüîìó ïîðÿäêó øëÿõîì ïîâ³äîìëåííÿ êë³ºíòó íà ñâ³é âèá³ð àáî â ïèñüìîâ³é ôîðì³, àáî ÷åðåç âñòàíîâëåí³ çàñîáè åëåêòðîííîãî çâÿçêó áàíêó òà êë³ºíòà (ñèñòåìè êë³ºíò-áàíê, ³íòåðíåò êë³ºíò áàíê, sms-ïîâ³äîìëåííÿ àáî ³íøèõ) (ï.3.2.1.1.6). Çà êîðèñòóâàííÿ êðåäèòîì â ïåð³îä ç äàòè âèíèêíåííÿ äåáåòîâîãî ñàëüäî íà ïîòî÷íîìó ðàõóíêó êë³ºíòà ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ êë³ºíò ñïëà÷óº â³äñîòêè, âèõîäÿ÷è ç ïðîöåíòíî¿ ñòàâêè, ðîçì³ð ÿêî¿ çàëåæèòü â³ä òåðì³íó êîðèñòóâàííÿ êðåäèòîì (äèôåðåíö³éîâàíà ïðîöåíòíà ñòàâêà) (ï.3.2.1.4.1). Çà ïåð³îä êîðèñòóâàííÿ êðåäèòîì ç ìîìåíòó âèíèêíåííÿ äåáåòîâîãî ñàëüäî äî äàòè îáíóë³ííÿ äåáåòîâîãî ñàëüäî â îäíó ç äàò ç äî 25-ãî ÷èñëà ïîòî÷íîãî ì³ñÿöÿ, ÿêùî äåáåòîâå ñàëüäî íà ïîòî÷íîìó ðàõóíêó óòâîðèëîñÿ ç 1-ãî äî 20-ãî (âêëþ÷íî) ÷èñëà ïîòî÷íîãî ì³ñÿöÿ àáî äî 25-ãî ÷èñëà íàñòóïíîãî ì³ñÿöÿ, ÿêùî äåáåòîâå ñàëüäî íà ïîòî÷íîìó ðàõóíêó óòâîðèëîñÿ ç 21-ãî äî ê³íöåâîãî ÷èñëà ïîòî÷íîãî ì³ñÿöÿ (äàë³  ïåð³îä, â ÿêèé äåáåòîâå ñàëüäî ï³äëÿãàº îáíóë³ííþ), ðîçðàõóíîê â³äñîòê³â ïðîâîäèòüñÿ çà ïðîöåíòíîþ ñòàâêîþ ó ðîçì³ð³, 0 % ð³÷íèõ â³ä ñóìè çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³ (ï.3.2.1.4.1.1). Ó âèïàäêó íåîáíóëþâàííÿ äåáåòîâîãî ñàëüäî â îäíó ç äàò ïåð³îäó, â ÿêîìó äåáåòîâå ñàëüäî ï³äëÿãàº îáíóë³ííþ, ïðîòÿãîì 90 äí³â ç ê³íöåâî¿ äàòè ïåð³îäó, â ÿêîìó äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóë³ííþ, êë³ºíò ñïëà÷óº áàíêó çà êîðèñòóâàííÿ êðåäèòîì â³äñîòêè â ðîçì³ð³ 36 (òðèäöÿòü ø³ñòü) % ð³÷íèõ, ïî÷èíàþ÷è ç îñòàííüî¿ äàòè ïåð³îäó, â ÿêó äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóë³ííþ (ï.3.2.1.4.1.2). Ó ðàç³ íåïîãàøåííÿ êðåäèòó âïðîäîâæ 90 äí³â ç äàòè çàê³í÷åííÿ ïåð³îäó, â ÿêèé äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóë³ííþ, ïî÷èíàþ÷è ç 91-ãî äíÿ ï³ñëÿ äàòè çàê³í÷åííÿ ïåð³îäó, â ÿêèé äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóë³ííþ, êðåäèò ââàæàºòüñÿ ïðîñòðî÷åíèì, à ãðîøîâ³ çîáîâÿçàííÿ êë³ºíòà ç ïîãàøåííÿ çàáîðãîâàíîñò³ ââàæàþòüñÿ ïîðóøåíèìè. Ïðè ïîðóøåíí³ êë³ºíòîì áóäü-ÿêîãî ç ãðîøîâèõ çîáîâÿçàíü êë³ºíò ñïëà÷óº áàíêó â³äñîòêè çà êîðèñòóâàííÿ êðåäèòîì ó ðîçì³ð³ 56% ð³÷íèõ â³ä ñóìè çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³. Ó ðàç³ ïîðóøåííÿ êë³ºíòîì áóäü-ÿêîãî ç ãðîøîâèõ çîáîâÿçàíü ³ ïðè ðåàë³çàö³¿ ïðàâà áàíêó íà âñòàíîâëåííÿ ³íøîãî ñòðîêó ïîâåðíåííÿ êðåäèòó, êë³ºíò ñïëà÷óº áàíêó ïåíþ â ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ â³ä ñóìè çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³ çà êîæåí äåíü ïðîñòðî÷åííÿ, âèõîäÿ÷è ç 360 äí³â ó ðîö³. Ñïëàòà ïåí³ çä³éñíþºòüñÿ ç äíÿ, íàñòóïíîãî çà äàòîþ ïîðóøåííÿ çîáîâÿçàíü (ï.3.2.1.4.1.3). Ï³ä íå ïîãàøåííÿì êðåäèòó ìàºòüñÿ íà óâàç³ íå âèíèêíåííÿ íà ïîòî÷íîìó ðàõóíêó íóëüîâîãî äåáåòîâîãî ñàëüäî ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ (ï.3.2.1.4.1.4). Ñïëàòà â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, ðîçðàõîâàíî çã³äíî ç ï.ï.3.2.1.4.1, 3.2.1.4.2, ïîâîäèòüñÿ â ïîðÿäêó çàçíà÷åíîìó â ï.3.2.1.1.1, 3.2.1.2.1.4, 3.2.1.2.2.8. Â³äñîòêè, &nbsp;íå ñïëà÷åí³ ï³ñëÿ çàê³í÷åííÿ ïåð³îäó áåçïåðåðâíîãî êîðèñòóâàííÿ êðåäèòîì, ââàæàþòüñÿ ïðîñòðî÷åíèì (ï.3.2.1.4.3). &nbsp;Ïðè ïîðóøåí³ êë³ºíòîì áóäü-ÿêîãî ³ç &nbsp;çîáîâ'ÿçàíü ïî ñïëàò³ â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, ïåðåäáà÷åíèõ ï.ï.3.2.1.2.2.2, 3.2.1.4.1, 3.2.1.4.2., 3.2.1.4.3, òåðì³í³â ïîâåðíåííÿ êðåäèòó, ïåðåäáà÷åíèõ ï.ï.3.2.1.1.8, 3.2.1.2.2.3, 3.2.1.2.3.4, âèíàãîðîäè, ïåðåäáà÷åíî¿ ï.ï.3.2.1.2.2., 3.2.1.4.4, 3.2.1.4.5, 3.2.1.4.6 êë³ºíò âèïëà÷óº áàíêó çà êîæíèé âèïàäîê ïîðóøåííÿ ïåíþ â ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ÿêà ä³ÿëà â ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ (ó % ð³÷íèõ) â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó çà êîæíèé äåíü ïðîñòðî÷êè ïëàòåæó. À â ðàç³ ðåàë³çàö³¿ áàíêîì ïðàâà íà âñòàíîâëåííÿ ³íøîãî ñòðîêó ïîâåðíåííÿ êðåäèòó, êë³ºíò ñïëà÷óº áàíêó ïåíþ ó ðîçì³ð³, çàçíà÷åíîìó ó ï. 3.2.1.4.1.3. â³ä ñóìè çàáîðãîâàíîñò³ çà êîæåí äåíü ïðîñòðî÷åííÿ. Ñïëàòà ïåí³ çä³éñíþºòüñÿ ó ãðèâí³ (ï.3.2.1.5.1). Êë³ºíò ñïëà÷óº áàíêó âèíàãîðîäó çà âèêîðèñòàííÿ ë³ì³òó â³äïîâ³äíî äî ï.ï.3.2.1.1.6, 3.2.1.2.3.2, 1-ãî ÷èñëà êîæíîãî ì³ñÿöÿ ó ðîçì³ð³ 0,9 % â³ä ñóìè ìàêñèìàëüíîãî ñàëüäî êðåäèòó, ÿêèé ùî ³ñíóâàâ íà ê³íåöü áàíê³âñüêîãî äíÿ çà ïîïåðåäí³é ì³ñÿöü â ïîðÿäêó, ïåðåäáà÷åíîìó óìîâàìè òà ïðàâèëàìè íàäàííÿ áàíê³âñüêèõ ïîñëóã (ï.3.2.1.4.4). </FONT></P>
<P class="ps15"><FONT class="fs217">Çã³äíî ç ï.1.5 ²íñòðóêö³¿ ïðî ïîðÿäîê â³äêðèòòÿ, âèêîðèñòàííÿ ³ çàêðèòòÿ ðàõóíê³â ó íà &nbsp;ö³îíàëüí³é òà ³íîçåìíèõ âàëþòàõ, çàòâåðäæåíîþ ïîñòàíîâîþ Ïðàâë³ííÿ Íàö³îíàëüíîãî áàíêó Óêðà¿íè ¹492 â³ä 12.11.2003, çàðåºñòðîâàíîþ ó Ì³í³ñòåðñòâ³ þñòèö³¿ Óêðà¿íè 17.12.2003 çà ¹1172/8493, (äàë³ - ²íñòðóêö³ÿ) óìîâè â³äêðèòòÿ ðàõóíêó òà îñîáëèâîñò³ éîãî ôóíêö³îíóâàííÿ ïåðåäáà÷àþòüñÿ â äîãîâîð³, ùî óêëàäàºòüñÿ ì³æ áàíêîì ³ éîãî êë³ºíòîì,</FONT><FONT class="fs153"> </FONT><FONT class="fs216">³ íå ïîâèíí³ ñóïåðå÷èòè âèìîãàì ö³º¿ ²íñòðóêö³¿.</FONT></P>
<P class="ps15"><FONT class="fs215">Ïóíêòîì 1.6 ²íñòðóêö³¿ ïåðåäáà÷åíî, ùî ïîðÿäîê ïðîâåäåííÿ îïåðàö³é çà ðàõóíêàìè êë³ºíò³â, â³äêðèòèõ ó íàö³îíàëüí³é òà ³íîçåìíèõ âàëþòàõ, ðåãóëþºòüñÿ çàêîíîäàâñòâîì Óêðà¿íè, ó òîìó ÷èñë³ íîðìàòèâíî-ïðàâîâèìè àêòàìè Íàö³îíàëüíîãî áàíêó Óêðà¿íè. Îïåðàö³¿ çà ðàõóíêàìè çä³éñíþþòüñÿ çà äîïîìîãîþ ïëàò³æíèõ ³íñòðóìåíò³â çà ôîðìàìè, óñòàíîâëåíèìè áàíê³âñüêèìè ïðàâèëàìè (íîðìàòèâíî-ïðàâîâèìè àêòàìè Íàö³îíàëüíîãî áàíêó, âíóòð³øí³ìè ïîëîæåííÿìè áàíêó òîùî).</FONT></P>
<P class="ps15"><FONT class="fs214">Â³äïîâ³äíî äî ñò.193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, ñóáºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâÿçàííÿ  â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ &nbsp;çâè÷àéíî ñòàâëÿòüñÿ.</FONT></P>
<P class="ps15"><FONT class="fs213">Äî âèêîíàííÿ ãîñïîäàðñüêèõ äîãîâîð³â çàñòîñîâóþòüñÿ â³äïîâ³äí³ ïîëîæåííÿ Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ç óðàõóâàííÿì îñîáëèâîñòåé, ïåðåäáà÷åíèõ öèì Êîäåêñîì.</FONT></P>
<P class="ps8"><FONT class="fs212">Â³äïîâ³äíî äî ñò.509 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çîáîâÿçàííÿì º ïðàâîâ³äíîøåííÿ, â ÿêîìó îäíà ñòîðîíà (áîðæíèê) çîáîâÿçàíà â÷èíèòè íà êîðèñòü äðóãî¿ ñòîðîíè (êðåäèòîðà) ïåâíó ä³þ (ïåðåäàòè ìàéíî, âèêîíàòè ðîáîòó, íàäàòè ïîñëóãó, ñïëàòèòè ãðîø³ òîùî) àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à êðåäèòîð ìàº ïðàâî âèìàãàòè â³ä áîðæíèêà âèêîíàííÿ éîãî îáîâÿçêó. Çîáîâÿçàííÿ âèíèêàþòü ç ï³äñòàâ, âñòàíîâëåíèõ ñòàòòåþ 11 öüîãî Êîäåêñó. </FONT></P>
<P class="ps15"><FONT class="fs211">Çã³äíî ñò.11 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ï³äñòàâîþ âèíèêíåííÿ öèâ³ëüíèõ ïðàâ ³ îáîâÿçê³â (çîáîâÿçàíü) º, çîêðåìà, äîãîâ³ð. </FONT></P>
<P class="ps15"><FONT class="fs210">×àñòèíîþ 1 ñò.207 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî ïðàâî÷èí ââàæàºòüñÿ òàêèì, &nbsp;ùî â÷èíåíèé ó ïèñüìîâ³é ôîðì³, ÿêùî &nbsp;éîãî &nbsp;çì³ñò çàô³êñîâàíèé â îäíîìó àáî ê³ëüêîõ äîêóìåíòàõ, ó ëèñòàõ, òåëåãðàìàõ, ÿêèìè îáì³íÿëèñÿ ñòîðîíè. Ïðàâî÷èí ââàæàºòüñÿ òàêèì, ùî â÷èíåíèé ó ïèñüìîâ³é ôîðì³, ÿêùî âîëÿ ñòîð³í âèðàæåíà çà äîïîìîãîþ òåëåòàéïíîãî, &nbsp;åëåêòðîííîãî àáî ³íøîãî òåõí³÷íîãî çàñîáó çâÿçêó.</FONT></P>
<P class="ps15"><FONT class="fs209">Çã³äíî ÷.1 ñò.638 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, äîãîâ³ð º óêëàäåíèì, ÿêùî ñòîðîíè â íàëåæí³é ôîðì³ äîñÿãëè çãîäè ç óñ³õ ³ñòîòíèõ óìîâ äîãîâîðó.</FONT></P>
<P class="ps15"><FONT class="fs208">Â³äïîâ³äíî äî ÷.1 ñò.639 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè äîãîâ³ð ìîæå áóòè óêëàäåíèé ó áóäü-ÿê³é ôîðì³, ÿêùî âèìîãè ùîäî ôîðìè äîãîâîðó íå âñòàíîâëåí³ çàêîíîì.</FONT></P>
<P class="ps15"><FONT class="fs207">×àñòèíîþ 2 âêàçàíî¿ ñòàòò³ ïåðåäáà÷åíî, ùî ÿêùî ñòîðîíè äîìîâèëèñÿ &nbsp;óêëàñòè äîãîâ³ð ó ïåâí³é ôîðì³, â³í ââàæàºòüñÿ óêëàäåíèì ç ìîìåíòó íàäàííÿ éîìó ö³º¿ ôîðìè, íàâ³òü ÿêùî çàêîíîì öÿ ôîðìà äëÿ äàíîãî âèäó äîãîâîð³â íå âèìàãàëàñÿ.</FONT></P>
<P class="ps15"><FONT class="fs206">Çã³äíî ç ÷.3 ñò.346 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè êðåäèòè íàäàþòüñÿ áàíêîì ï³ä â³äñîòîê. Íàäàííÿ áåçâ³äñîòêîâèõ êðåäèò³â çàáîðîíÿºòüñÿ, êð³ì âèïàäê³â, ïåðåäáà÷åíèõ çàêîíîì.</FONT></P>
<P class="ps15"><FONT class="fs205">×àñòèíîþ 1 ñò.1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî çà êðåäèòíèì äîãîâîðîì áàíê çîáîâÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè â³äñîòêè.</FONT></P>
<P class="ps15"><FONT class="fs204">×àñòèíîþ 2 ñò.1056</FONT><FONT class="fs250">1</FONT><FONT class="fs203"> Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âñòàíîâëåíî, ùî ðîçì³ð ïðîöåíò³â, òèï ïðîöåíòíî¿ ñòàâêè (ô³ &nbsp;êñîâàíà àáî çì³íþâàíà) òà ïîðÿäîê ¿õ ñïëàòè çà êðåäèòíèì äîãîâîðîì âèçíà÷àþòüñÿ â äîãîâîð³ çàëåæíî â³ä êðåäèòíîãî ðèçèêó, íàäàíîãî çàáåçïå÷åííÿ, ïîïèòó ³ ïðîïîçèö³é, ÿê³ ñêëàëèñÿ íà êðåäèòíîìó ðèíêó, ñòðîêó êîðèñòóâàííÿ êðåäèòîì, ðîçì³ðó îáë³êîâî¿ ñòàâêè òà ³íøèõ ôàêòîð³â.</FONT></P>
<P class="ps15"><FONT class="fs202">Â³äïîâ³äíî äî ÷.1 ñò.1048 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïîçèêîäàâåöü ìàº ïðàâî íà îäåðæàííÿ â³ä ïîçè÷àëüíèêà ïðîöåíò³â â³ä ñóìè ïîçèêè, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. Ðîçì³ð ³ ïîðÿäîê îäåðæàííÿ ïðîöåíò³â âñòàíîâëþþòüñÿ äîãîâîðîì.</FONT></P>
<P class="ps15"><FONT class="fs201">Çã³äíî ñò.629 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, äîãîâ³ð º îáîâÿçêîâèì äëÿ âèêîíàííÿ ñòîðîíàìè. </FONT></P>
<P class="ps12"><FONT class="fs200">          Çã³äíî ñò.ñò.525, 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çîáîâÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà òîùî. Îäíîñòîðîííÿ â³äìîâà â³ä çîáîâÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ. </FONT></P>
<P class="ps15"><FONT class="fs197">Êð³ì òîãî, ó â³äïîâ³äíîñò³ äî ï.3.2.1.1.13 äîãîâîðó áàíê³âñüêîãî îáñëóãîâóâàííÿ &nbsp;á/í â³ä 25.03.2011, ïîçèâà÷ ïðîñèòü ñòÿãíóòè ç â³äïîâ³äà÷à ïåíþ ó ðîçì³ð³ 7014,92 ãðí, ÿêà íàðàõîâàíà çà ïåð³îä ç 09.11.2015 ïî 15.02.2016.</FONT></P>
<P class="ps15"><FONT class="fs196">Ïîðóøåííÿì çîáîâÿçàííÿ, ó â³äïîâ³äíîñò³ äî ñò.610 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâÿçàííÿ, òîáòî  íåíàëåæíå âèêîíàííÿ. </FONT></P>
<P class="ps15"><FONT class="fs195">Çã³äíî ç³ ñò.611 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ó ðàç³ ïîðóøåííÿ çîáîâÿçàííÿ íàñòàþòü ïðàâîâ³ íàñë³äêè, âñòàíîâëåí³ äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps2"><FONT class="fs194">Ñòàòòÿ 216 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, ïåðåäáà÷àº â³äïîâ³äàëüí³ñòü çà ïîðóøåííÿ ó ñôåð³ ãîñïîäàðþâàííÿ øëÿõîì çàñòîñóâàííÿ ãîñïîäàðñüêèõ ñàíêö³é íà ï³äñòàâàõ ³ â ïîðÿäêó, ïåðåäáà÷åíèõ öèì êîäåêñîì, ³íøèìè çàêîíàìè ³ äîãîâîðîì.</FONT></P>
<P class="ps2"><FONT class="fs193">Çã³äíî ï.1 ñò.230 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè &nbsp;øòðàôíèìè ñàíêö³ÿìè ó öüîìó &nbsp;&nbsp;Êîäåêñ³ âèçíàþòüñÿ ãîñïîäàðñüê³ ñàíêö³¿ ó âèãëÿä³ ãðîøîâî¿ &nbsp;ñóìè &nbsp;(íåóñòîéêà, &nbsp;øòðàô, ïåíÿ), &nbsp;ÿêó ó÷àñíèê ãîñïîäàðñüêèõ â³äíîñèí çîáîâÿçàíèé ñïëàòèòè ó ðàç³ ïîðóøåííÿ íèì &nbsp;ïðàâèë &nbsp;çä³éñíåííÿ &nbsp;ãîñïîäàðñüêî¿ &nbsp;ä³ÿëüíîñò³, íåâèêîíàííÿ àáî íåíàëåæíîãî âèêîíàííÿ ãîñïîäàðñüêîãî çîáîâÿçàííÿ.</FONT></P>
<P class="ps2"><FONT class="fs192">Çã³äíî ï.6 ñò.232 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè íàðàõóâàííÿ øòðàôíèõ ñàíêö³é çà ïðîñòðî÷åííÿ âèêîíàííÿ çîáîâ'ÿçàííÿ, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì àáî äîãîâîðîì, ïðèïèíÿºòüñÿ ÷åðåç ø³ñòü ì³ñÿö³â â³ä äíÿ, êîëè çîáîâ'ÿçàííÿ ìàëî áóòè âèêîíàíî.</FONT></P>
<P class="ps2"><FONT class="fs191">Â³äïîâ³äíî äî ÷.1 ñò.546 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âèêîíàííÿ çîáîâÿçàííÿ ìîæå çàáåçïå÷óâàòèñÿ íåóñòîéêîþ, ïîðóêîþ, ãàðàíò³ºþ, çàñòàâîþ, ïðèòðèìàííÿì, çàâäàòêîì. </FONT></P>
<P class="ps2"><FONT class="fs190">×àñòèíîþ 1 ñò.549 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âèçíà÷åíî, ùî íåóñòîéêîþ (øòðàôîì, ïåíåþ) º ãðîøîâà ñóìà àáî ³íøå ìàéíî, ÿê³ áîðæíèê ïîâèíåí ïåðåäàòè êðåäèòîðîâ³ ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâÿçàííÿ. </FONT></P>
<P class="ps15"><FONT class="fs189">×àñòèíîþ &nbsp;3 âêàçàíî¿ ñòàòò³ âèçíà÷åíî, ùî ïåíåþ  &nbsp;íåóñòîéêà, ùî îá÷èñëþºòüñÿ ó â³äñîòêàõ â³ä ñóìè íåñâîº÷àñíî âèêîíàíîãî ãðîøîâîãî çîáîâÿçàííÿ çà êîæåí äåíü ïðîñòðî÷åííÿ âèêîíàííÿ.</FONT></P>
<P class="ps2"><FONT class="fs188">Â³äïîâ³äíî äî&nbsp; &nbsp;&nbsp;ñòàòò³ 2 Çàêîíó Óêðà¿íè ¹1669-VII "Ïðî òèì÷àñîâ³ çàõîäè íà ïåð³îä ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿"&nbsp; &nbsp;&nbsp;(äàë³ ïî òåêñòó Çàêîí ¹1669)&nbsp; &nbsp;&nbsp;íà ÷àñ ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿ çàáîðîíÿºòüñÿ íàðàõóâàííÿ ïåí³ òà/àáî øòðàô³â íà îñíîâíó ñóìó çàáîðãîâàíîñò³ ³ç çîáîâ'ÿçàíü çà êðåäèòíèìè äîãîâîðàìè òà äîãîâîðàìè ïîçèêè ç 14 êâ³òíÿ 2014 ðîêó ãðîìàäÿíàì Óêðà¿íè, ÿê³ çàðåºñòðîâàí³ òà ïîñò³éíî ïðîæèâàþòü àáî ïåðåñåëèëèñÿ ó ïåð³îä ç 14 êâ³òíÿ 2014 ðîêó ç íàñåëåíèõ ïóíêò³â, âèçíà÷åíèõ ó çàòâåðäæåíîìó Êàá³íåòîì Ì³í³ñòð³â Óêðà¿íè ïåðåë³êó, äå ïðîâîäèëàñÿ àíòèòåðîðèñòè÷íà îïåðàö³ÿ, à òàêîæ þðèäè÷íèì îñîáàì òà ô³çè÷íèì îñîáàì-ï³äïðèºìöÿì, ùî ïðîâàäÿòü (ïðîâàäèëè) ñâîþ ãîñïîäàðñüêó ä³ÿëüí³ñòü íà òåðèòîð³¿ íàñåëåíèõ ïóíêò³â, âèçíà÷åíèõ ó çàòâåðäæåíîìó Êàá³íåòîì Ì³í³ñòð³â Óêðà¿íè ïåðåë³êó, äå ïðîâîäèëàñÿ àíòèòåðîðèñòè÷íà îïåðàö³ÿ. Áàíêè òà ³íø³ ô³íàíñîâ³ óñòàíîâè, à òàêîæ êðåäèòîðè çîáîâ'ÿçàí³ ñêàñóâàòè çàçíà÷åíèì ó ö³é ñòàòò³ îñîáàì ïåíþ òà/àáî øòðàôè, íàðàõîâàí³ íà îñíîâíó ñóìó çàáîðãîâàíîñò³ ³ç çîáîâ'ÿçàíü çà êðåäèòíèìè äîãîâîðàìè ³ äîãîâîðàìè ïîçèêè ó ïåð³îä ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿.</FONT></P>
<P class="ps15"><FONT class="fs187">Íà âèêîíàííÿ âêàçàíîãî Çàêîíó Êàá³íåòîì Ì³í³ñòð³â Óêðà¿íè 02.12.2015 ðîçïîðÿäæåííÿì ¹1275-ð çàòâåðäæåíî ïåðåë³ê íàñåëåíèõ ïóíêò³â, íà òåðèòîð³¿ ÿêèõ çä³éñíþâàëàñÿ àíòèòåðîðèñòè÷íà îïåðàö³ÿ, äî ÿêîãî ñåðåä ³íøèõ âêëþ÷åíî Àíòðàöèò³âñüêèé ðàéîí Ëóãàíñüêà îáëàñòü.</FONT></P>
<P class="ps12"><FONT class="fs186">          Ì³ñöåçíàõîäæåííÿì â³äïîâ³äà÷à º ñìò.Ôàù³âêà Àíòðàöèò³âñüêèé ðàéîí Ëóãàíñüêà îáëàñòü.</FONT></P>
<P class="ps2"><FONT class="fs185">Ñòàíîì íà ìîìåíò ðîçãëÿäó äàíî¿ ñïðàâè ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿ &nbsp;òðèâàº.</FONT></P>
<P class="ps2"><FONT class="fs184">Çà òàêèõ îáñòàâèí, ñóä ïðèõîäèòü äî âèñíîâêó ïðî áåçï³äñòàâí³ñòü íàðàõóâàííÿ ïîçèâà÷åì â³äïîâ³äà÷åâ³ ïåí³ â ñóì³ 7014,92 ãðí íàðàõîâàíî¿ ïîçèâà÷åì çà ïåð³îä ïðîñòðî÷åííÿ ç 09.11.2015 ïî 15.02.2016, òîáòî â ïåð³îä ä³¿ çàáîðîíè íà íàðàõóâàííÿ ïåí³, âñòàíîâëåíî¿ ñò.2 Çàêîíó Óêðà¿íè Ïðî òèì÷àñîâ³ çàõîäè íà ïåð³îä ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿.</FONT></P>
<P class="ps0"><FONT class="fs179">Ó â³äïîâ³äíîñò³ äî&nbsp; &nbsp;&nbsp;ñò.44, 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè&nbsp; &nbsp;&nbsp;&nbsp;ñóäîâèé çá³ð ïîêëàäàºòüñÿ íà â³äïîâ³äà÷à â ðîçì³ð³ ïðîïîðö³éíî çàäîâîëåíèì ïîçîâíèì âèìîãàì, à ñàìå ó ðîçì³ð³ </FONT><FONT class="fs149">1242, 80 </FONT><FONT class="fs178">ãðí.</FONT></P>
<P class="ps0"><FONT class="fs177">Êåðóþ÷èñü ñò.ñò.44, 49, 75, 82, 84, 85, 116 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ãîñïîäàðñüêèé ñóä,- </FONT></P>
<P class="ps6"><FONT class="fs136"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps7"><FONT class="fs135"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â È Ð ² Ø È Â:                              </FONT></P>
<P class="ps12"><FONT class="fs140">          </FONT><FONT class="fs176">1. Ïîçîâ ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Êîìåðö³éíèé áàíê Ïðèâàòáàíê, äî Àñîö³àö³¿ ôåðìåðñüêèõ ãîñïîäàðñòâ Îëåíà, çàäîâîëüíèòè ÷àñòêîâî.</FONT></P>
<P class="ps2"><FONT class="fs167">3. Â ³íø³é ÷àñòèí³ ïîçîâó â³äìîâèòè.</FONT></P>
<P class="ps4"><FONT class="fs166">Â³äïîâ³äíî äî ñòàòò³ 85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ð³øåííÿ ãîñïîäàðñüêîãî &nbsp;ñóäó &nbsp;íàáèðàº &nbsp;çàêîííî¿ &nbsp;ñèëè ï³ñëÿ çàê³í÷åííÿ &nbsp;ñòðîêó &nbsp;ïîäàííÿ &nbsp;àïåëÿö³éíî¿ &nbsp;ñêàðãè, &nbsp;ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. &nbsp;Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº &nbsp;çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</FONT></P>
<P class="ps4"><FONT class="fs165">Ïîâíå ð³øåííÿ ñêëàäåíî &nbsp;15.04.2016.</FONT></P>
<P class="ps5"><FONT class="fs134">Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñ.Â. Ìàñëîâñüêèé</FONT></P>
<P><FONT class="fs122"> </FONT></P>