<TITLE>914/505/16</TITLE>
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<P class="ps18"><FONT class="fs247"> </FONT><FONT class="fs243"><IMG src="herb.gif" height=96 width=72></FONT></P>
<P class="ps12"><FONT class="fs123">ÃÎÑÏÎÄÀÐÑÜÊÈÉ ÑÓÄ ËÜÂ²ÂÑÜÊÎ¯ ÎÁËÀÑÒ²</FONT></P>
<P class="ps12"><FONT class="fs126">Ð²ØÅÍÍß</FONT></P>
<P class="ps12"><FONT class="fs125">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<P>12.04.2016ð.<FONT class="fs150">                                                                       &nbsp;&nbsp;&nbsp;Ñïðàâà¹ 914/505/16 </FONT></P>
<P class="ps1"><FONT class="fs149">Çà ïîçîâíîþ çàÿâîþ: </FONT><FONT class="fs237">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Óêðà¿íñüêèé ³ííîâàö³éíèé áàíê, ì. Êè¿â</FONT></P>
<P class="ps1"><FONT class="fs148">äî â³äïîâ³äà÷à-1: </FONT><FONT class="fs236">Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ ÌÎ.Á².ÅÊÎÂÓÄ, ì. Äðîãîáè÷, Ëüâ³âñüêà îáëàñòü</FONT></P>
<P class="ps1"><FONT class="fs147">äî â³äïîâ³äà÷à-2: </FONT><FONT class="fs235">Ìàëîãî ïðèâàòíîãî ï³äïðèºìñòâà</FONT><FONT class="fs146"> </FONT><FONT class="fs234">ßðîñëàâ, ì. Äðîãîáè÷, Ëüâ³âñüêà îáëàñòü</FONT></P>
<P class="ps1"><FONT class="fs145">ïðî:</FONT><FONT class="fs233"> ñòÿãíåííÿ çàáîðãîâàíîñò³ çà êðåäèòíèì äîãîâîðîì â ðîçì³ð³ 2 813 765,91 ãðí.</FONT></P>
<P class="ps15"><FONT class="fs144">Ñóääÿ Ä³ëàé Ó.².</FONT></P>
<P class="ps15"><FONT class="fs143">Ñåêðåòàð Êëèìèøèí Þ.Î.</FONT></P>
<P class="ps1"><FONT class="fs142">Çà ó÷àñò³ ïðåäñòàâíèê³â:</FONT></P>
<P class="ps1"><FONT class="fs141">Â³ä ïîçèâà÷à:</FONT><FONT class="fs232"> íå çÿâèâñÿ</FONT></P>
<P class="ps1"><FONT class="fs140">Â³ä â³äïîâ³äà÷à-1:</FONT><FONT class="fs231"> íå çÿâèâñÿ</FONT></P>
<P><FONT class="fs139">Â³ä â³äïîâ³äà÷à-2:</FONT><FONT class="fs230"> íå çÿâèâñÿ</FONT></P>
<P class="ps4"><FONT class="fs229">Ïðàâà ³ îáîâÿçêè ïåðåäáà÷åí³ ñò.ñò.20, 22 ÃÏÊ Óêðà¿íè ðîçÿñíåíî. Êëîïîòàíü â ïîðÿäêó ÷. 6 ñò. 81</FONT><FONT class="fs239">1</FONT><FONT class="fs228"> ÃÏÊ Óêðà¿íè ïðî òåõí³÷íó ô³êñàö³þ ñóäîâîãî ïðîöåñó íå ïîñòóïàëî.</FONT></P>
<P class="ps4"><FONT class="fs227">Â ñóäîâîìó çàñ³äàíí³ îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíè ð³øåííÿ.</FONT></P>
<P class="ps4"><FONT class="fs226">Ðîçãëÿäàºòüñÿ ñïðàâà çà ïîçîâîì Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Óêðà¿íñüêèé ³ííîâàö³éíèé áàíê, äî â³äïîâ³äà÷à-1 Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ ÌÎ.Á².ÅÊÎÂÓÄ, äî â³äïîâ³äà÷à-2 Ìàëîãî ïðèâàòíîãî ï³äïðèºìñòâà ßðîñëàâ, ïðî ñòÿãíåííÿ çàáîðãîâàíîñò³ çà êðåäèòíèì äîãîâîðîì â ðîçì³ð³ 2 813 765,91 ãðí.</FONT></P>
<P class="ps11"><FONT class="fs225">Óõâàëîþ ñóäó â³ä 24.02.2016ð. çà äàíèì ïîçîâîì ïîðóøåíî ïðîâàäæåííÿ ó ñïðàâ³ òà ïðèçíà÷åíî ¿¿ äî ðîçãëÿäó íà 15.03.2016ð. </FONT></P>
<P class="ps4"><FONT class="fs224">Óõâàëàìè ñóäó â³ä 15.03.2016ð. òà â³ä 31.03.2016ð. ðîçãëÿä ñïðàâè â³äêëàäåíî, ç ï³äñòàâ çàçíà÷åíèõ â óõâàëàõ.</FONT></P>
<P class="ps0"><FONT class="fs222">Ïðåäñòàâíèê ïîçèâà÷à â ñóäîâîìó çàñ³äàíí³ 12.04.2016ð. ïîçîâí³ âèìîãè ïðîñèâ çàäîâîëèòè, ç óðàõóâàííÿì çàÿâè ïðî çá³ëüøåííÿ ðîçì³ðó ïîçîâíèõ âèìîã. </FONT></P>
<P class="ps3"><FONT class="fs221">Â³äïîâ³äà÷-1,2 â ñóäîâå çàñ³äàííÿ 12.04.2016ð. ïîâòîðíî ÿâêó ïîâíîâàæíèõ ïðåäñòàâíèê³â íå çàáåçïå÷èëè, ïðè÷èí íåÿâêè òà íåâèêîíàííÿ âèìîã óõâàë ñóäó íå ïîâ³äîìèëè, õî÷à íàëåæíèì ÷èíîì áóëè ïîâ³äîìëåí³ ïðî äàòó, ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè.</FONT></P>
<P class="ps7"><FONT class="fs220">Îòæå, â³äïîâ³äà÷³-1,2 ââàæàþòüñÿ ïîâ³äîìëåíèìè ïðî ÷àñ òà ì³ñöå ñóäîâîãî ðîçãëÿäó ñïðàâè.</FONT></P>
<P class="ps7"><FONT class="fs219">Ãîñïîäàðñüêèì ñóäîì Ëüâ³âñüêî¿ îáëàñò³ âèêîíàí³ âñ³ ìîæëèâ³ çàõîäè ùîäî ñïîâ³ùåííÿ â³äïîâ³äà÷à ïðî ÷àñ òà ì³ñöå ñóäîâîãî çàñ³äàííÿ.</FONT></P>
<P class="ps7"><FONT class="fs218">Ñòàòòÿ 22 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè çîáîâÿçóº ñòîðîíè äîáðîñîâ³ñíî êîðèñòóâàòèñü íàëåæíèìè ¿ì ïðîöåñóàëüíèìè ïðàâàìè.</FONT></P>
<P class="ps7"><FONT class="fs217">Â³äïîâ³äà÷ íå ñêîðèñòàâñÿ ñâî¿ì ïðàâîì ïîäàííÿ â³äçèâó íà ïîçîâíó çàÿâó òà íàäàííÿ äîêàç³â â ïîðÿäêó ñòàòò³ 33 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè.</FONT></P>
<P class="ps7"><FONT class="fs216">Âðàõîâóþ÷è òå, ùî íîðìè ñòàòò³ 38 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ùîäî îáîâÿçêó ãîñïîäàðñüêîãî ñóäó âèòðåáóâàòè ó ñòîð³í äîêóìåíòè ³ ìàòåð³àëè, íåîáõ³äí³ äëÿ âèð³øåííÿ ñïîðó, êîðåñïîíäóþòüñÿ ç äèñïîçèòèâíèì ïðàâîì ñòîð³í ïîäàâàòè äîêàçè, à ïóíêò 4 ÷àñòèíè 3 ñòàòò³ 129 Êîíñòèòóö³¿ Óêðà¿íè âèçíà÷àº îäíèì ç ïðèíöèï³â ñóäî÷èíñòâà - ñâîáîäó â íàäàíí³ ñòîðîíàìè ñóäó ñâî¿õ äîêàç³â ³ ó äîâåäåíí³ ïåðåä ñóäîì ¿õ ïåðåêîíëèâîñò³, ñóä ââàæàº, ùî ãîñïîäàðñüêèì ñóäîì ñòâîðåí³ íàëåæí³ óìîâè äëÿ íàäàííÿ ñòîðîíàìè äîêàç³â â îá´ðóíòóâàííÿ ñâîº¿ ïðàâîâî¿ ïîçèö³¿.</FONT></P>
<P class="ps3"><FONT class="fs215">Ó çâÿçêó ç òèì, ùî â³äïîâ³äà÷ íå âèêîðèñòàâ íàäàíîãî çàêîíîì ïðàâà íà ó÷àñòü ó ñóäîâîìó çàñ³äàíí³, ïîäàííÿ â³äçèâó íà ïîçîâ òà äîêàç³â, à ìàòåð³àëè ñïðàâè â äîñòàòí³é ì³ð³ õàðàêòåðèçóþòü âçàºìîâ³äíîñèíè ñòîð³í ³ íåÿâêà â³äïîâ³äà÷à íå ïåðåøêîäæàº âèð³øåííþ ñïîðó, ñóä ââàæàº çà ìîæëèâå ðîçãëÿíóòè ñïðàâó â ïîðÿäêó ñòàòò³ 75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè  çà íàÿâíèìè ó í³é ìàòåð³àëàìè.</FONT></P>
<P class="ps3"><FONT class="fs214">Â ïðîöåñ³ ðîçãëÿäó ìàòåð³àë³â ñïðàâè ñóä -</FONT></P>
<P class="ps12"><FONT class="fs138">âñòàíîâèâ:</FONT></P>
<P class="ps9"><FONT class="fs213">11 âåðåñíÿ 2013 ðîêó ì³æ ïîçèâà÷åì òà â³äïîâ³äà÷åì-1: ÒçÎÂ ÌÎ.Á².ÅÊÎÂÓÄ óêëàäåíî Êðåäèòíèé äîãîâ³ð ¹ 19/Ò/Þ/13, çà óìîâàìè ÿêîãî ïîçèâà÷ íàäàâ êðåäèò â³äïîâ³äà÷ó íà óìîâàõ â³äíîâëþâàëüíî¿ êðåäèòíî¿ ë³í³¿ ç ë³ì³òîì â ðîçì³ð³ 65 000,00 ºâðî íà òåðì³í äî 03 âåðåñíÿ 2014 ðîêó âêëþ÷íî.</FONT></P>
<P class="ps9"><FONT class="fs211">20.02.2014ð. ì³æ ïîçèâà÷åì òà â³äïîâ³äà÷åì-1: ÒçÎÂ ÌÎ.Á².ÅÊÎÂÓÄ óêëàäåíî äîäàòêîâèé äîãîâ³ð ¹ 1 äî Êðåäèòíîãî äîãîâîðó ¹ 19/Ò/Þ/13 â³ä 11.09.2013ð., â³äïîâ³äíî äî ÿêîãî çá³ëüøåíî êðåäèòíó ë³í³þ ç ë³ì³òîì ó ðîçì³ð³ 75&nbsp; 599,67ºâðî.</FONT></P>
<P class="ps9"><FONT class="fs210">27.08.2014ð. ì³æ ïîçèâà÷åì òà â³äïîâ³äà÷åì-1: ÒçÎÂ ÌÎ.Á².ÅÊÎÂÓÄ óêëàäåíî äîäàòêîâèé äîãîâ³ð ¹ 1 äî Êðåäèòíîãî äîãîâîðó ¹ 19/Ò/Þ/13 â³ä 11.09.2013ð., â³äïîâ³äíî äî ÿêîãî óçãîäèëè òåðì³í ïîâåðíåííÿ êðåäèòó äî 03 âåðåñíÿ 2015 ðîêó âêëþ÷íî.</FONT></P>
<P class="ps4"><FONT class="fs208">ßê âêàçàíî ó ïîçîâí³é çàÿâ³ çîáîâÿçàíü çà êðåäèòíèì äîãîâîðîì ¹ 19/Ò/Þ/13 â³ä 11.09.2013ð. â³äïîâ³äà÷-1 íàëåæíî íå âèêîíàâ. </FONT></P>
<P class="ps4"><FONT class="fs207">Â çàáåçïå÷åííÿ âèêîíàííÿ êðåäèòíîãî äîãîâîðó, çã³äíî ï.3.7, çîêðåìà, ïåðåäáà÷åíà ïîðóêà</FONT><FONT class="fs137">: </FONT><FONT class="fs206">Ìàëîãî ïðèâàòíîãî ï³äïðèºìñòâà</FONT><FONT class="fs136"> </FONT><FONT class="fs205">ßðîñëàâ.</FONT></P>
<P class="ps4"><FONT class="fs204">Ì³æ ïîçèâà÷åì òà ÌÏÏ </FONT><FONT class="fs135"></FONT><FONT class="fs203">ßðîñëàâ óêëàäåíî äîãîâ³ð ïîðóêè ¹19/Ò/Þ/13 â³ä 11.09.2013ð., çà ÿêèì îñòàíí³é ïîðó÷èâñÿ ïåðåä áàíêîì çà âèêîíàííÿ ÒçÎÂ «ÌÎ.Á².ÅÊÎÂÓÄ» â ïîâíîìó îáñÿç³ çîáîâ'ÿçàíü ïî êðåäèòíîìó äîãîâîðó òà äîäàòêîâèõ óãîä äî íüîãî. </FONT></P>
<P class="ps4"><FONT class="fs202">Â³äïîâ³äà÷-2: ÌÏÏ </FONT><FONT class="fs134"></FONT><FONT class="fs201">ßðîñëàâ çîáîâÿçàâñÿ íåñòè ïåðåä ïîçèâà÷åì ñîë³äàðíó ç â³äïîâ³äà÷åì-2: ÒçÎÂ «ÌÎ.Á².ÅÊÎÂÓÄ» â³äïîâ³äàëüí³ñòü çà íåâèêîíàííÿ (ïîðóøåííÿ) îñòàíí³ì çîáîâÿçàíü çà êðåäèòíèì äîãîâîðîì (ï.1.2 äîãîâîðó ïîðóêè).</FONT></P>
<P class="ps4"><FONT class="fs200">Â ïîäàëüøîìó äî äîãîâîðó ïîðóêè âíîñèëèñü çì³íè â³äïîâ³äíî äî äîäàòêîâèõ äîãîâîð³â äî Êðåäèòíîãî äîãîâîðó ¹ 19/Ò/Þ/13 â³ä 11.09.2013ð. </FONT></P>
<P class="ps4"><FONT class="fs199">Ñï³ð âèíèê âíàñë³äîê òîãî, ùî â³äïîâ³äà÷ íå âèêîíàâ çîáîâ'ÿçàíü ùîäî ïîâåðíåííÿ îòðèìàíèõ êðåäèòíèõ êîøò³â. Ïîçèâà÷ çâåðíóâñÿ äî ãîñïîäàðñüêîãî ñóäó Ëüâ³âñüêî¿ îáëàñò³ ³ç ïîçîâíîþ çàÿâîþ ïðî ñòÿãíåííÿ ñîë³äàðíî ç â³äïîâ³äà÷à-1 òà â³äïîâ³äà÷à-2 çàáîðãîâàí³ñòü ïî ïðîñòðî÷åíîìó êðåäèòó - 1 858 047,90 ãðí.; çàáîðãîâàí³ñòü ïî ïðîñòðî÷åíèì ïðîöåíòàì - 305 184,70 ãðí.; ñóìó ïåí³ çà ïîðóøåííÿ ñòðîê³â ñïëàòè ò³ëà êðåäèòó - 569 459,88 ãðí.; ñóìó ïåí³ çà ïîðóøåííÿ ñòðîê³â ñïëàòè ïðîöåíò³â - 81 073,43 ãðí. </FONT></P>
<P class="ps4"><FONT class="fs133">Ïðè ïðèéíÿòò³ ð³øåííÿ ñóä âèõîäèòü ³ íàñòóïíîãî:</FONT></P>
<P class="ps16"><FONT class="fs198">Ï³äñòàâàìè âèíèêíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â, çîêðåìà, º äîãîâîðè òà ³íø³ ïðàâî÷èíè (ñò. 11 ÖÊ Óêðà¿íè).</FONT></P>
<P class="ps4"><FONT class="fs197">ßê ï³äòâåðäæóºòüñÿ ìàòåð³àëàìè ñïðàâè, ïîçèâà÷ òà â³äïîâ³äà÷-1 óêëàëè êðåäèòíèé äîãîâ³ð ¹19/Ò/Þ/13 â³ä 11.09.2013ð., ó çâÿçêó ç ÷èì íàáóëè âçàºìíèõ ïðàâ ³ îáîâÿçê³â.</FONT></P>
<P class="ps4"><FONT class="fs196">Çã³äíî âèçíà÷åííÿ ñò. 1054 ÖÊ Óêðà¿íè, çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè. </FONT></P>
<P class="ps4"><FONT class="fs195">Â³äïîâ³äíî äî ÷.3 ñò.346 ÃÊ Óêðà¿íè, êðåäèòè íàäàþòüñÿ áàíêîì ï³ä â³äñîòîê, ñòàâêà ÿêîãî, ÿê ïðàâèëî, íå ìîæå áóòè íèæ÷îþ â³ä â³äñîòêîâî¿ ñòàâêè çà êðåäèòàìè, ÿê³ áåðå ñàì áàíê, ³ â³äñîòêîâî¿ ñòàâêè, ùî âèïëà÷óºòüñÿ íèì ïî äåïîçèòàõ. Íàäàííÿ áåçâ³äñîòêîâèõ êðåäèò³â çàáîðîíÿºòüñÿ, êð³ì âèïàäê³â, ïåðåäáà÷åíèõ çàêîíîì. Çã³äíî ç ÷.1 ñò.1056-1 ÖÊ Óêðà¿íè, ïðîöåíòíà ñòàâêà çà êðåäèòîì ìîæå áóòè ô³êñîâàíîþ àáî çì³íþâàíîþ. Òèï ïðîöåíòíî¿ ñòàâêè âèçíà÷àºòüñÿ êðåäèòíèì äîãîâîðîì. </FONT></P>
<P class="ps4"><FONT class="fs194">Â³äïîâ³äíî äî ñò. 526 ÖÊ Óêðà¿íè, 193 ÃÊ Óêðà¿íè, çîáîâ'ÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã  â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ. </FONT></P>
<P class="ps3"><FONT class="fs193">Â³äïîâ³äíî äî óìîâ äîãîâîðó, ïîçèâà÷ çîáîâÿçóâàâñÿ íàäàòè êðåäèò, à â³äïîâ³äà÷-1, çã³äíî çä³éñíèòè ïîãàøåííÿ êðåäèòó òà ñïëàòó ïðîöåíò³â â ïîâíîìó îáñÿç³.</FONT></P>
<P class="ps4"><FONT class="fs192">ßê óçãîäæåíî ñòîðîíàìè, äàòó îñòàòî÷íîãî ïîâåðíåííÿ êðåäèòó âèçíà÷åíî 03.09.2015ð.</FONT></P>
<P class="ps8"><FONT class="fs191">Ïîäàíèìè ïîçèâà÷åì òà äîëó÷åíèìè äî ìàòåð³àë³â ñïðàâè êîï³ÿìè äîêóìåíò³â ï³äòâåðäæåíî, ùî ïîçèâà÷ ñâî¿ çîáîâ'ÿçàííÿ çà ñï³ðíèì äîãîâîðîì âèêîíàâ ó ïîâíîìó îáñÿç³, à â³äïîâ³äà÷-1 ïîðóøèâ âçÿò³ íà ñåáå äîãîâ³ðí³ çîáîâ'ÿçàííÿ ùîäî ïîâåðíåííÿ îòðèìàíèõ êðåäèòíèõ êîøò³â. </FONT></P>
<P class="ps3"><FONT class="fs190">Â³äïîâ³äà÷-1 äàíó îáñòàâèíó íå çàïåðå÷èâ, íå ñïðîñòóâàâ äîâîä³â ïîçîâíî¿ çàÿâè, íå íàäàâ ñóäó íàëåæíèõ òà äîïóñòèìèõ äîêàç³â ïðî íàÿâí³ñòü ³íøèõ îáñòàâèí í³æ ò³, ùî äîñë³äæåí³ â õîä³ ñóäîâîãî ðîçãëÿäó. </FONT></P>
<P class="ps3"><FONT class="fs189">Â³äïîâ³äíî äî âèìîã ÷. 1 ñò. 96 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, þðèäè÷íà îñîáà ñàìîñò³éíî â³äïîâ³äàº çà ñâî¿ìè çîáîâ'ÿçàííÿìè.</FONT></P>
<P class="ps3"><FONT class="fs188">Â³äïîâ³äà÷ ñàìîñò³éíî â³äïîâ³äàº çà ñâî¿ìè çîáîâ'ÿçàííÿìè ³ òàêà â³äïîâ³äàëüí³ñòü íå ìîæå ñòàâèòèñÿ ó çàëåæí³ñòü â³ä ä³é ÷è áåçä³ÿëüíîñò³ áóäü-ÿêèõ òðåò³õ îñ³á.</FONT></P>
<P class="ps3"><FONT class="fs187">Çã³äíî ³ç ñò. 617 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, îñîáà, ÿêà ïîðóøèëà çîáîâ'ÿçàííÿ, çâ³ëüíÿºòüñÿ â³ä â³äïîâ³äàëüíîñò³ çà ïîðóøåííÿ çîáîâ'ÿçàííÿ, ÿêùî âîíà äîâåäå, ùî öå ïîðóøåííÿ ñòàëîñÿ âíàñë³äîê âèïàäêó àáî íåïåðåáîðíî¿ ñèëè. Íå ââàæàºòüñÿ âèïàäêîì, çîêðåìà, íåäîäåðæàííÿ ñâî¿õ îáîâ'ÿçê³â êîíòðàãåíòîì áîðæíèêà, â³äñóòí³ñòü íà ðèíêó òîâàð³â, ïîòð³áíèõ äëÿ âèêîíàííÿ çîáîâ'ÿçàííÿ, â³äñóòí³ñòü ó áîðæíèêà íåîáõ³äíèõ êîøò³â.</FONT></P>
<P class="ps3"><FONT class="fs186">Äîêàç³â íàÿâíîñò³ îáñòàâèí çàçíà÷åíèõ ó ñò. 617 ÖÊ Óêðà¿íè, ÿê³ º ï³äñòàâàìè çâ³ëüíåííÿ â³ä â³äïîâ³äàëüíîñò³ çà ïîðóøåííÿ çîáîâÿçàííÿ â³äïîâ³äà÷åì íå ïîäàíî.</FONT></P>
<P class="ps3"><FONT class="fs185">Îòæå, â³äïîâ³äà÷ ñâî¿õ çîáîâÿçàíü íå âèêîíàâ, ÷èì ïîðóøèâ âèìîãè ÷. 2 ñò. 193 ÃÊ Óêðà¿íè, ÿêîþ ïåðåäáà÷åíî, ùî êîæíà ñòîðîíà ïîâèííà âæèòè óñ³õ çàõîä³â, íåîáõ³äíèõ äëÿ íàëåæíîãî âèêîíàííÿ íåþ çîáîâ'ÿçàííÿ, âðàõîâóþ÷è ³íòåðåñè äðóãî¿ ñòîðîíè.</FONT></P>
<P class="ps3"><FONT class="fs184">Âðàõîâóþ÷è âèùåâèêëàäåíå, ñóä ââàæàº, ùî â ñóäîâîìó çàñ³äàíí³ ïîçèâà÷åì äîâåäåíî ôàêò íåíàëåæíîãî âèêîíàííÿ â³äïîâ³äà÷åì çîáîâÿçàíü ùîäî ïîâåðíåííÿ îòðèìàíèõ êðåäèòíèõ êîøò³â.</FONT></P>
<P class="ps3"><FONT class="fs183">Ñòîñîâíî âèìîã ïîçèâà÷à äî â³äïîâ³äà÷à-2: ÌÏÏ </FONT><FONT class="fs132"></FONT><FONT class="fs182">ßðîñëàâ ñóä çàçíà÷àº íàñòóïíå.</FONT></P>
<P class="ps6"><FONT class="fs181">ßê ï³äòâåðäæóºòüñÿ ìàòåð³àëàìè ñïðàâè, ïîçèâà÷ òà â³äïîâ³äà÷-2 óêëàëè äîãîâ³ð ïîðóêè ¹19/Ò/Þ/13 â³ä 11.09.2013ð., ó çâÿçêó ç ÷èì íàáóëè âçàºìíèõ ïðàâ ³ îáîâÿçê³â. </FONT></P>
<P class="ps6"><FONT class="fs180">Ó â³äïîâ³äíîñò³ äî ñò. 553 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çà äîãîâîðîì ïîðóêè ïîðó÷èòåëü ïîðó÷àºòüñÿ ïåðåä êðåäèòîðîì áîðæíèêà çà âèêîíàííÿ íèì ñâîãî îáîâ'ÿçêó. Ïîðó÷èòåëü â³äïîâ³äàº ïåðåä êðåäèòîðîì çà ïîðóøåííÿ çîáîâ'ÿçàííÿ áîðæíèêîì. Ïîðóêîþ ìîæå çàáåçïå÷óâàòèñÿ âèêîíàííÿ çîáîâ'ÿçàííÿ ÷àñòêîâî àáî ó ïîâíîìó îáñÿç³.</FONT></P>
<P class="ps6"><FONT class="fs179">Ïîðóêà ñòâîðþº ïðàâà äëÿ êðåäèòîðà òà îáîâ'ÿçêè äëÿ ïîðó÷èòåëÿ, áåçïîñåðåäíüî íà ïðàâà òà îáîâ'ÿçêè áîðæíèêà öåé âèä çàáåçïå÷åííÿ âèêîíàííÿ çîáîâ'ÿçàíü íå âïëèâàº, îñê³ëüêè çîáîâ'ÿçàííÿ áîðæíèêà â öüîìó âèïàäêó íå âñòàíîâëþþòüñÿ, íå ïðèïèíÿþòüñÿ, íå çì³íþþòüñÿ. Òàêèé âèñíîâîê çðîáëåíèé Âåðõîâíèì Ñóäîì Óêðà¿íè ó ïîñòàíîâ³ â³ä 20 ëþòîãî 2012 ð. ó ñïðàâ³ N 6-51öñ11.</FONT></P>
<P class="ps6"><FONT class="fs178">×àñòèíà 3 ñò. 554 ÖÊ íàäàº ìîæëèâ³ñòü âñòàíîâëþâàòè ïîðóêó ñòîñîâíî âèêîíàííÿ îäíîãî é òîãî æ çîáîâ'ÿçàííÿ ç áîêó äåê³ëüêîõ îñ³á (ñï³âïîðó÷èòåë³â) øëÿõîì óêëàäåííÿ ì³æ êðåäèòîðîì ³ ê³ëüêîìà ïîðó÷èòåëÿìè îäíî÷àñíî îäíîãî ñï³ëüíîãî äîãîâîðó ïîðóêè ³ çàêð³ïëþº ÿê ñîë³äàðíó â³äïîâ³äàëüí³ñòü ïîðó÷èòåë³â ç áîðæíèêîì ïåðåä êðåäèòîðîì, òàê ³ ñîë³äàðíó â³äïîâ³äàëüí³ñòü ïîðó÷èòåë³â ì³æ ñîáîþ, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì ïîðóêè.</FONT></P>
<P class="ps6"><FONT class="fs177">Â³äïîâ³äíî äî ïîëîæåíü ñò. 541 ÖÊ ñîë³äàðíèé îáîâ'ÿçîê àáî ñîë³äàðíà âèìîãà âèíèêàþòü ó âèïàäêàõ, âñòàíîâëåíèõ äîãîâîðîì àáî çàêîíîì, çîêðåìà ó ðàç³ íåïîä³ëüíîñò³ ïðåäìåòà çîáîâ'ÿçàííÿ. Çâàæàþ÷è íà òå, ùî íîðìè çàêîíó, ÿêèìè âðåãóëüîâàíà ïîðóêà, íå ì³ñòÿòü ïîëîæåíü ùîäî ñîë³äàðíî¿ â³äïîâ³äàëüíîñò³ ïîðó÷èòåë³â çà ð³çíèìè äîãîâîðàìè, ÿêùî äîãîâîðàìè ïîðóêè íå ïåðåäáà÷åíî ³íøîãî, ó ðàç³ óêëàäåííÿ ì³æ íèìè ê³ëüêîõ äîãîâîð³â ïîðóêè íà âèêîíàííÿ îäíîãî é òîãî æ çîáîâ'ÿçàííÿ ì³æ íèìè íå âèíèêàº ñîë³äàðíî¿ â³äïîâ³äàëüíîñò³ ì³æ ñîáîþ.</FONT></P>
<P class="ps6"><FONT class="fs176">Çà òàêèõ îáñòàâèí êðåäèòîð, êåðóþ÷èñü ñò. 543 ÖÊ, ìàº ïðàâî íà ñâ³é ðîçñóä ïðåä'ÿâèòè âèìîãó äî áîðæíèêà ³ êîæíîãî ç ïîðó÷èòåë³â ðàçîì ÷è îêðåìî, â ïîâíîìó îáñÿç³ ÷è ÷àñòêîâî.</FONT></P>
<P class="ps6"><FONT class="fs175">Ïîðó÷èòåëü â³äïîâ³äàº ïåðåä êðåäèòîðîì ó òîìó æ îáñÿç³, ùî ³ áîðæíèê, âêëþ÷àþ÷è ñïëàòó îñíîâíîãî áîðãó, ïðîöåíò³â, íåóñòîéêè, â³äøêîäóâàííÿ çáèòê³â, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì ïîðóêè (÷. 1, 2 ñòàòò³ 554 ÖÊ Óêðà¿íè).</FONT></P>
<P class="ps6"><FONT class="fs174">Ïîçèêîäàâåöü ìàº ïðàâî íà îäåðæàííÿ â³ä ïîçè÷àëüíèêà ïðîöåíò³â â³ä ñóìè ïîçèêè, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. Ðîçì³ð ³ ïîðÿäîê îäåðæàííÿ ïðîöåíò³â âñòàíîâëþþòüñÿ äîãîâîðîì (÷. 1 ñò. 1048 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</FONT></P>
<P class="ps4"><FONT class="fs173">Òåðì³í êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè çà êðåäèòíèì äîãîâîðîì âñòàíîâëåíèé äî 03 âåðåñíÿ 2015 ðîêó. </FONT></P>
<P class="ps6"><FONT class="fs172">Çã³äíî ï. 2.2 äîãîâîðó ïîðóêè ñòîðîíè óçãîäèëè, ùî ó âèïàäêó ïîðóøåííÿ ïîçè÷àëüíèêîì óìîâ êðåäèòíîãî äîãîâîðó â ñóì³ òà ñòðîêè, ïåðåäáà÷åí³ êðåäèòíèì äîãîâîðîì, ïîðó÷èòåëü çîáîâÿçàíèé çðîáèòè öå çà ïîçè÷àëüíèêà ïðîòÿãîì 5 ðîáî÷èõ äí³â ç äíÿ ïîðóøåííÿ (íåâèêîíàííÿ, íåïîâíîãî âèêîíàííÿ, íåíàëåæíîãî âèêîíàííÿ) ïîçè÷àëüíèêîì â³äïîâ³äíèõ óìîâ äîãîâîðó .</FONT></P>
<P class="ps4"><FONT class="fs171">Â õîä³ ñóäîâîãî ðîçãëÿäó â³äïîâ³äà÷-2 îáñòàâèí ñïðàâè íå çàïåðå÷èâ, äîêàç³â îïëàòè çàáîðãîâàíîñò³ çà êðåäèòíèìè äîãîâîðàìè ïîçèâà÷ó íå íàäàâ.</FONT></P>
<P class="ps3"><FONT class="fs170">Âðàõîâóþ÷è âèùåâèêëàäåíå, ñóä ââàæàº, ùî ïîçîâí³ âèìîãè º ï³äñòàâíèìè â ÷àñòèí³ çâåðíåííÿ äî ÌÏÏ </FONT><FONT class="fs131"></FONT><FONT class="fs169">ßðîñëàâ ÿê ïîðó÷èòåëÿ, â ñóäîâîìó çàñ³äàíí³ ïîçèâà÷åì äîâåäåíî ôàêò íåíàëåæíîãî âèêîíàííÿ â³äïîâ³äà÷åì-2 çîáîâÿçàíü çà ñï³ðíèì äîãîâîðîì ïîðóêè. </FONT></P>
<P class="ps6"><FONT class="fs168">Ñòîñîâíî âèìîãè ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à-1,2 íà êîðèñòü ïîçèâà÷à ñóìè ïåí³ çà ïîðóøåííÿ ñòðîê³â ñïëàòè ò³ëà êðåäèòó - 569 459,88 ãðí.; ñóìè ïåí³ çà ïîðóøåííÿ ñòðîê³â ñïëàòè ïðîöåíò³â - 81 073,43 ãðí., ñóä çàçíà÷àº íàñòóïíå.</FONT></P>
<P class="ps10"><FONT class="fs167">Â³äïîâ³äíî äî ï. 7.3 Êðåäèòíîãî äîãîâîðó, ó ðàç³ ïîðóøåííÿ ñòðîê³â ñïëàòè ïðîöåíò³â çà Êðåäèòîì, Ïîçè÷àëüíèê ñïëà÷óº Áàíêó ïåíþ çà êîæåí äåíü ïðîñòðî÷åííÿ. Ïåíÿ íàðàõîâóºòüñÿ íà ñóìó íåñïëà÷åíèõ (íåñâîº÷àñíî ñïëà÷åíèõ) ïðîöåíò³â, ³ç ðîçðàõóíêó ôàêòè÷íî¿ ê³ëüêîñò³ ïðîñòðî÷åíèõ äí³â, â ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè, ùî ä³ÿëà â ïåð³îä, çà ÿêèé íàðàõîâóºòüñÿ ïåíÿ.</FONT></P>
<P class="ps10"><FONT class="fs166">Ïóíêòîì 7.4 Êðåäèòíîãî äîãîâîðó ïåðåäáà÷åíî, ùî ó ðàç³ ïîðóøåííÿ ãðàíè÷íîãî òåðì³íó ïîâåðíåííÿ Êðåäèòó, â ò.÷. ãðàô³êó çìåíøåííÿ ë³ì³òó êðåäèòíî¿ ë³í³¿, Ïîçè÷àëüíèê ñïëà÷óº Áàíêó ïåíþ çà êîæåí äåíü ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ ó ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè, ùî ä³ÿëà â ïåð³îä, çà ÿêèé íàðàõîâóºòüñÿ ïåíÿ.</FONT></P>
<P class="ps3"><FONT class="fs165">Â³äïîâ³äíî äî âèìîã ÷. 6 ñò. 231 ÃÊ Óêðà¿íè, øòðàôí³ ñàíêö³¿ çà ïîðóøåííÿ ãðîøîâèõ çîáîâ'ÿçàíü âñòàíîâëþþòüñÿ ó â³äñîòêàõ, ðîçì³ð ÿêèõ âèçíà÷àºòüñÿ îáë³êîâîþ ñòàâêîþ Íàö³îíàëüíîãî áàíêó Óêðà¿íè, çà âåñü ÷àñ êîðèñòóâàííÿ ÷óæèìè êîøòàìè, ÿêùî ³íøèé ðîçì³ð â³äñîòê³â íå ïåðåäáà÷åíî çàêîíîì àáî äîãîâîðîì.</FONT></P>
<P class="ps3"><FONT class="fs164">Ó â³äïîâ³äíîñò³ ³ç ÷. 2 ñò. 343 ÃÊ Óêðà¿íè, ïëàòíèê ãðîøîâèõ êîøò³â ñïëà÷óº íà êîðèñòü îäåðæóâà÷à öèõ êîøò³â çà ïðîñòðî÷êó ïëàòåæó ïåíþ â ðîçì³ð³, ùî âñòàíîâëþºòüñÿ çà çãîäîþ ñòîð³í, àëå íå ìîæå ïåðåâèùóâàòè ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè, ùî ä³ÿëà ó ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ.</FONT></P>
<P class="ps3"><FONT class="fs163">Çã³äíî ³ç âèìîãàìè ÷. 6 ñò. 232 ÃÊ Óêðà¿íè, íàðàõóâàííÿ øòðàôíèõ ñàíêö³é çà ïðîñòðî÷åííÿ âèêîíàííÿ çîáîâ'ÿçàííÿ, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì àáî äîãîâîðîì, ïðèïèíÿºòüñÿ ÷åðåç ø³ñòü ì³ñÿö³â â³ä äíÿ, êîëè çîáîâ'ÿçàííÿ ìàëî áóòè âèêîíàíî.</FONT></P>
<P class="ps3"><FONT class="fs162">Â³äïîâ³äíî äî ïîëîæåíü êðåäèòíîãî äîãîâîðó òà ñò.ñò. 1, 3 Çàêîíó Óêðà¿íè «Ïðî â³äïîâ³äàëüí³ñòü çà íåñâîº÷àñíå âèêîíàííÿ ãðîøîâèõ çîáîâÿçàíü», ïîçèâà÷ ïðàâîì³ðíî ïðîñèòü ñòÿãíóòè ç â³äïîâ³äà÷à ñóìó ïåí³ çà ïîðóøåííÿ ñòðîê³â ñïëàòè ò³ëà êðåäèòó - 569 459,88 ãðí.; ñóìó ïåí³ çà ïîðóøåííÿ ñòðîê³â ñïëàòè ïðîöåíò³â - 81 073,43 ãðí.</FONT></P>
<P class="ps4"><FONT class="fs161">Ó â³äïîâ³äíîñò³ ç ï. 4 ÷. 3 ñò. 129 Êîíñòèòóö³¿ Óêðà¿íè òà ñò. 33 ÃÏÊ Óêðà¿íè êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü. </FONT></P>
<P class="ps5"><FONT class="fs160">Ñóä îö³íþº äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îá'ºêòèâíîìó ðîçãëÿä³ âñ³õ îáñòàâèí ñïðàâè. Í³ÿê³ äîêàçè íå ìàþòü äëÿ ñóäó çàçäàëåã³äü âñòàíîâëåíî¿ ñèëè (ñò.43 ÃÏÊ Óêðà¿íè).</FONT></P>
<P class="ps4"><FONT class="fs159">Çàäîâîëüíÿþ÷è ïîçîâí³ âèìîãè òà ðîçïîä³ëÿþ÷è âèòðàòè ç³ ñïëàòè ñóäîâîãî çáîðó, ñóä òàêîæ âðàõîâóº ïîëîæåííÿ ï. 4.1 Ïîñòàíîâè Ïëåíóìó ÂÃÑÓ â³ä 21 ëþòîãî 2013 ðîêó N 7 Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ ðîçä³ëó VI Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè. Òàê, ó ðàç³, êîëè ïîçîâ íåìàéíîâîãî õàðàêòåðó çàäîâîëåíî ïîâí³ñòþ ñòîñîâíî äâîõ ³ á³ëüøå â³äïîâ³äà÷³â àáî ÿêùî ïîçîâ ìàéíîâîãî õàðàêòåðó çàäîâîëåíî ñîë³äàðíî çà ðàõóíîê äâîõ ³ á³ëüøå â³äïîâ³äà÷³â, òî ñóäîâ³ âèòðàòè òàêîæ ðîçïîä³ëÿþòüñÿ ì³æ â³äïîâ³äà÷àìè ïîð³âíó. Ñîë³äàðíå ñòÿãíåííÿ ñóìè ñóäîâèõ âèòðàò çàêîíîì íå ïåðåäáà÷åíî. Â³äòàê, ñóäîâèé çá³ð çà ïîçîâíó âèìîãó ïðî ñòÿãíåííÿ êîøò³â ç â³äïîâ³äà÷à 1, ó â³äïîâ³äíîñò³ äî ñò. 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè òà íàâåäåíèõ âèùå ïîëîæåíü, ñóä ïîêëàäàº íà â³äïîâ³äà÷à-1, îñê³ëüêè ñï³ð âèíèê ç éîãî âèíè. </FONT></P>
<P class="ps4"><FONT class="fs158">Êåðóþ÷èñü ñò.ñò. 4-3, 33, 43, 49, 75, 82-84, 116 ÃÏÊ Óêðà¿íè , ñóä</FONT></P>
<P class="ps13"><FONT class="fs130">ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps2"><FONT class="fs157">1.Ïîçîâí³ âèìîãè çàäîâîëèòè.</FONT></P>
<P class="ps3"><FONT class="fs153">4.Íàêàçè âèäàòè çã³äíî ñò.116 ÃÏÊ Óêðà¿íè.</FONT></P>
<P class="ps17"><FONT class="fs152">Ïîâíèé òåêñò ñêëàäåíî 15.04.2016ð.</FONT></P>
<P><FONT class="fs128">Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ä³ëàé Ó.². </FONT></P>