<TITLE>913/365/16</TITLE>
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<TR><TD width="100 %" class="tds1"><P class="ps18"><FONT class="fs274"><IMG src="herb.gif" height=72 width=54></FONT></P></TD></TR>
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<P class="ps2"><FONT class="fs147">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<P class="ps1"><FONT class="fs146">Ð²ØÅÍÍß</FONT></P>
<P><FONT class="fs114">05 êâ³òíÿ 2016 ðîêó</FONT> <FONT class="fs164">          </FONT><FONT class="fs264">                                                  Ñïðàâà ¹ 913/365/16</FONT></P>
<P><FONT class="fs263">                                                                                Ïðîâàäæåííÿ ¹34/913/365/16</FONT></P>
<P class="ps15"><FONT class="fs163">Ãîñïîäàðñüêèé ñóä Ëóãàíñüêî¿ îáëàñò³ ó ñêëàä³:</FONT></P>
<P class="ps15"><FONT class="fs162">ñóää³ &nbsp;²âàíîâà Àíòîíà Âîëîäèìèðîâè÷à &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P><FONT class="fs161">ïðè ñåêðåòàð³ ñóäîâîãî çàñ³äàííÿ Êàëàøí³êîâ³é Â.Þ.</FONT></P>
<P><FONT class="fs262">ðîçãëÿíóâøè ó â³äêðèòîìó ñóäîâîìó çàñ³äàíí³ ìàòåð³àëè ñïðàâè</FONT></P>
<P><FONT class="fs261">çà ïîçîâîì</FONT><FONT class="fs151"> </FONT><FONT class="fs166">&nbsp;</FONT><FONT class="fs160">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà ÊÁ "Ïðèâàòáàíê", ì. Äí³ïðîïåòðîâñüê </FONT><FONT class="fs260">&nbsp;</FONT></P>
<P><FONT class="fs259">äî </FONT><FONT class="fs159">Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "ÌÄÌ ÊÎÄ", Ëóãàíñüêà îáë., ñåëèùå Â³ëüõîâå&nbsp; &nbsp;&nbsp;</FONT><FONT class="fs258">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps14"><FONT class="fs257">ïðî </FONT><FONT class="fs158">ñòÿãíåííÿ çàáîðãîâàíîñò³ â ðîçì³ð³ 39 911,28 ãðí.</FONT></P>
<P><FONT class="fs157">çà ó÷àñòþ ïðåäñòàâíèê³â ñòîð³í:</FONT></P>
<P><FONT class="fs256">ïîçèâà÷à - íå ç'ÿâèâñÿ,</FONT></P>
<P class="ps14"><FONT class="fs255">â³äïîâ³äà÷à - íå ç'ÿâèâñÿ,</FONT></P>
<P class="ps11"><FONT class="fs156">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps8"><FONT class="fs254">Ïóáë³÷íå àêö³îíåðíå òîâàðèñòâî Êîìåðö³éíèé áàíê "Ïðèâàòáàíê" (ïîçèâà÷) çâåðíóëîñÿ äî ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³ ç ïîçîâîì äî â³äïîâ³äà÷à - Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "ÌÄÌ ÊÎÄ" ïðî ñòÿãíåííÿ çàáîðãîâàíîñò³ â ðîçì³ð³ 39&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;911,28 ãðí. Â îá´ðóíòóâàííÿ ïîçîâó ïîçèâà÷ ïîñèëàºòüñÿ íà íåíàëåæíå âèêîíàííÿ â³äïîâ³äà÷åì ñâî¿õ çîáîâ'ÿçàíü çà äîãîâîðîì áàíê³âñüêîãî îáñëóãîâóâàííÿ á/í â³ä 22.03.2011&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ðîêó, â ÷àñòèí³ ïîâíîãî òà ñâîº÷àñíîãî ïîâåðíåííÿ êðåäèòó òà ñïëàòè ïëàòåæ³â, âñòàíîâëåíèõ äîãîâîðîì; â ÿêîñò³ ïðàâîâèõ ï³äñòàâ ïîçîâó - íà ïîëîæåííÿ ñò.ñò. 526, 527, 530, 610 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè.</FONT></P>
<P class="ps8"><FONT class="fs253">Ó â³äïîâ³äíîñò³ äî âèìîã ñò. 2</FONT><FONT class="fs270">1</FONT><FONT class="fs252"> Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè 01.03.2016 ðîêó çä³éñíåíî àâòîìàòè÷íèé ðîçïîä³ë â àâòîìàòèçîâàí³é ñèñòåì³ äîêóìåíòîîá³ãó ñóäó òà ñïðàâó ïåðåäàíî íà ðîçãëÿä ñóää³ ²âàíîâó À.Â.</FONT></P>
<P class="ps8"><FONT class="fs251">Óõâàëîþ ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³ â³ä 01.03.2016 ðîêó áóëî ïðèéíÿòî ïîçîâíó çàÿâó äî ðîçãëÿäó, ïîðóøåíî ïðîâàäæåííÿ ó ñïðàâ³ òà ïðèçíà÷åíî ¿¿ ðîçãëÿä ó â³äêðèòîìó ñóäîâîìó çàñ³äàíí³ íà 15.03.2016 ðîêó íà 15:20 ãîä.</FONT></P>
<P class="ps8"><FONT class="fs250">Óõâàëîþ ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³ â³ä 15.03.2016 ðîêó ðîçãëÿä ñïðàâè áóëî â³äêëàäåíî íà 05.04.2016 ðîêó î 15:00 ãîä.</FONT></P>
<P class="ps8"><FONT class="fs249">Ïðåäñòàâíèê ïîçèâà÷à â ïðèçíà÷åíå ñóäîâå çàñ³äàííÿ íå ç'ÿâèâñÿ, ïðî ÷àñ òà ì³ñöå ïðîâåäåííÿ ñóäîâîãî çàñ³äàííÿ áóâ ïîâ³äîìëåíèé íàëåæíèì ÷èíîì òà ñâîº÷àñíî. </FONT></P>
<P class="ps8"><FONT class="fs248">Ðàçîì ç öèì 15.03.2016 ðîêó äî ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³ â³ä ïðåäñòàâíèêà ïîçèâà÷à íàä³éøëè &nbsp;ïèñüìîâ³ ïîÿñíåííÿ (âõ. ¹ 2219/16), â³äïîâ³äíî äî ÿêèõ ïîçèâà÷ óòî÷íþº ïåð³îä íàðàõóâàííÿ ïåí³ òà ïðîñèòü ñóä ðîçãëÿäàòè ñïðàâó áåç ó÷àñò³ éîãî ïðåäñòàâíèêà.</FONT></P>
<P class="ps8"><FONT class="fs247">Òàê, ñóä ðîçãëÿíóâøè âêàçàíå êëîïîòàííÿ ïðåäñòàâíèêà ïîçèâà÷à, âèçíàâ éîãî òàêèì, ùî íå ñóïåðå÷èòü âèìîãàì ÷èííîãî çàêîíîäàâñòâà òà ³íòåðåñàì ñòîð³í ó ñïðàâ³, à òîìó çàäîâîëüíÿº éîãî. </FONT></P>
<P class="ps8"><FONT class="fs246">Ïðåäñòàâíèê â³äïîâ³äà÷à â ñóäîâå çàñ³äàííÿ ñâîãî ïðåäñòàâíèêà íå íàïðàâèâ, â³äçèâ íà ïîçîâ òà äîêàçè íà âèêîíàííÿ óõâàëè ñóäó ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ íå íàäàâ. </FONT></P>
<P class="ps8"><FONT class="fs245">Ðàçîì ç òèì, ñòàíîì íà ìîìåíò ñóäîâîãî çàñ³äàííÿ, â ìàòåð³àëàõ ñïðàâè â³äñóòí³ äîêàçè âðó÷åííÿ ñóäîâî¿ óõâàëè ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ â³äïîâ³äà÷ó.</FONT></P>
<P class="ps8"><FONT class="fs243">Â³äïîâ³äíî äî ï.3.1 ïîñòàíîâè ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè ¹18 â³ä 26.12.2011 "Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿" ì³ñöåçíàõîäæåííÿ þðèäè÷íî¿ îñîáè àáî ì³ñöå ïðîæèâàííÿ ô³çè÷íî¿ îñîáè-ï³äïðèºìöÿ âèçíà÷àºòüñÿ íà ï³äñòàâ³ â³äîìîñòåé, âíåñåíèõ äî ªäèíîãî äåðæàâíîãî ðåºñòðó þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á-ï³äïðèºìö³â (ñò.17 Çàêîíó Óêðà¿íè "Ïðî äåðæàâíó ðåºñòðàö³þ þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á-ï³äïðèºìö³â"). </FONT></P>
<P class="ps4"><FONT class="fs242">Çã³äíî ç³ ñò.10 Çàêîíó Óêðà¿íè "Ïðî äåðæàâíó ðåºñòðàö³þ þðèäè÷íèõ îñ³á, ô³çè÷íèõ îñ³á-ï³äïðèºìö³â òà ãðîìàäñüêèõ ôîðìóâàíü â³ä 26.11.2015 ¹835  VIII, &nbsp;ÿêùî â³äîìîñò³, ÿê³ ï³äëÿãàþòü âíåñåííþ äî ªäèíîãî äåðæàâíîãî ðåºñòðó, áóëè âíåñåí³ äî íüîãî, òî òàê³ â³äîìîñò³ ââàæàþòüñÿ äîñòîâ³ðíèìè ³ ìîæóòü áóòè âèêîðèñòàí³ â ñïîð³ ç òðåòüîþ îñîáîþ, äîêè äî íèõ íå âíåñåíî â³äïîâ³äíèõ çì³í.</FONT></P>
<P class="ps4"><FONT class="fs241">Òàê, ñóäîì áóëî íàïðàâëåíî íà àäðåñó â³äïîâ³äà÷à óõâàëè ñóäó â³ä 01.03.2016 ðîêó òà â³ä 15.03.2016 ðîêó, ùî ï³äòâåðäæóºòüñÿ â³äì³òêîþ ïðî íàïðàâëåííÿ âêàçàíèõ óõâàë íà éîãî àäðåñó, ùî çàçíà÷åíà ó ïîçîâí³é çàÿâ³, ùî ñï³âïàäàº ç àäðåñîþ ó âèòÿãó ç ªÄÐ, àëå, ÿê âæå çàçíà÷àëîñü âèùå, ïîøòîâ³ ïîâ³äîìëåííÿ ïðî âðó÷åííÿ ñóäîâî¿ óõâàëè âêàçàíèì îñîáàì íà ÷àñ ðîçãëÿäó ñïðàâè íå ïîâåðíóëèñÿ.</FONT></P>
<P class="ps8"><FONT class="fs240">Òàêèì ÷èíîì, ñóäîì âæèòî âñ³ íåîáõ³äí³ çàõîäè äëÿ íàëåæíîãî ïîâ³äîìëåííÿ ó÷àñíèêà ñóäîâîãî ïðîöåñó, âò³ì, â³äïîâ³äà÷ íå ñêîðèñòàâñÿ ñâî¿ìè ïðîöåñóàëüíèìè ïðàâàìè, íàäàíèìè éîìó ñòàòòåþ 22 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ó÷àñò³ ïðåäñòàâíèêà â ñóäîâèõ çàñ³äàííÿõ íå çàáåçïå÷èâ, íå ñïðîñòóâàâ ïîçîâíèõ âèìîã, íå íàäàâ ñóäó äîêàç³â íàëåæíîãî âèêîíàííÿ äîãîâ³ðíèõ çîáîâ'ÿçàíü, íå ïðîâ³â çâ³ðêó âçàºìíèõ ðîçðàõóíê³â ç ïîçèâà÷åì. Íåïðèáóòòÿ ïðåäñòàâíèêà ó ñóäîâ³ çàñ³äàííÿ òà íå íàäàííÿ â³äçèâó íà ïîçîâíó çàÿâó íå ïåðåøêîäæàº ðîçãëÿäó ñïîðó ïî ñóò³. </FONT></P>
<P class="ps5"><FONT class="fs239">Áåðó÷è äî óâàãè, ùî â³äïîâ³äíî äî ñòàòò³ 33 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè îáîâÿçîê äîêàçóâàííÿ ³ ïîäàííÿ äîêàç³â ïîêëàäåíî íà ñòîðîíè, à òàêîæ ç îãëÿäó íà òå, ñòîðîíè áóëè ïîïåðåäæåíí³ ïðî ðîçãëÿä ñïðàâè çà íàÿâíèìè ìàòåð³àëàìè ó ðàç³ ¿õ &nbsp;íåçÿâëåííÿ â çàñ³äàííÿ ñóäó, ñóä çã³äíî çà ñòàòòåþ 75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ðîçãëÿäàº ñïðàâó çà íàÿâíèìè â í³é ìàòåð³àëàìè.</FONT></P>
<P class="ps8"><FONT class="fs238">Äîñë³äèâøè ìàòåð³àëè ñïðàâè, ïîâí³ñòþ, âñåñòîðîííüî, çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ÿêå ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îáºêòèâíîìó ðîçãëÿä³ â ñóäîâîìó ïðîöåñ³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, êåðóþ÷èñü çàêîíîì, îö³íèâøè íàäàí³ ñòîðîíàìè äîêàçè òà íàäàþ÷è ïðàâîâó êâàë³ô³êàö³þ âèêëàäåíèì îáñòàâèíàì ñïðàâè ç óðàõóâàííÿì ôàêòè÷íèõ òà ïðàâîâèõ ï³äñòàâ ïîçîâíèõ âèìîã ó÷àñíèê³â ñóäîâîãî ïðîöåñó, êîðèñòóþ÷èñü ïðèíöèïîì îáºêòèâíî¿ ³ñòèíè, ïðèíöèïàìè äîáðîñîâ³ñíîñò³, ðîçóìíîñò³ òà ñïðàâåäëèâîñò³ ñóä, âñòàíîâèâ íàñòóïíå. </FONT></P>
<P class="ps6"><FONT class="fs237">Òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "ÌÄÌ ÊÎÄ" (â³äïîâ³äà÷ ó ñïðàâ³) 22.03.2011 ðîêó áóëî ï³äïèñàíî çàÿâó ïðî â³äêðèòòÿ ïîòî÷íîãî ðàõóíêó òà êàðòêè ç³ çðàçêàìè ï³äïèñ³â òà â³äòèñêó ïå÷àòêè. (àðê.ñ. 17)</FONT></P>
<P class="ps6"><FONT class="fs236">Â çàÿâ³ çàçíà÷åíî, ùî ï³äïèñàâøè ¿¿, â³äïîâ³äà÷ çãîäíèé ç Óìîâàìè òà Ïðàâèëàìè íàäàííÿ áàíê³âñüêèõ ïîñëóã, â òîìó ÷èñë³ ç Óìîâàìè òà Ïðàâèëàìè îáñëóãîâóâàííÿ ïî Ðîçðàõóíêîâèì êàðòêàì, ðîçòàøîâàíèì íà ñàéò³ áàíêó, òàðèôàìè áàíêó, ÿê³ ðàçîì ç ö³ºþ çàÿâîþ òà êàðòêàìè ç³ çðàçêàìè ï³äïèñ³â ³ â³äáèòêîì ïå÷àòêè ñêëàäàþòü Äîãîâ³ð áàíê³âñüêîãî îáñëóãîâóâàííÿ.</FONT></P>
<P class="ps6"><FONT class="fs235">Â³äïîâ³äíî äî Ðîçä³ëó 1 Çàãàëüíèõ ïîëîæåíü Óìîâ òà Ïðàâèë íàäàííÿ áàíê³âñüêèõ ïîñëóã, ÿê³ ðîçì³ùåí³ íà îô³ö³éíîìó ñàéò³ Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Êîìåðö³éíîãî áàíêó Ïðèâàòáàíê (ïîçèâà÷ ó ñïðàâ³), ùî ä³º íà ï³äñòàâ³ Ë³öåíç³¿ ÍÁÓ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;¹ 22 â³ä 05.10.2011, êåðóþ÷èñü çàêîíîäàâñòâîì Óêðà¿íè, ïóáë³÷íî ïðîïîíóº íåâèçíà÷åíîìó êîëó îñ³á ìîæëèâ³ñòü îòðèìàííÿ áàíê³âñüêèõ ïîñëóã, äëÿ ÷îãî ïóáë³êóº Óìîâè òà Ïðàâèëà íàäàííÿ áàíê³âñüêèõ ïîñëóã (äàë³ - Óìîâè òà Ïðàâèëà).</FONT></P>
<P class="ps6"><FONT class="fs234">Ïðàâèëà òà Óìîâè º ïóáë³÷íîþ îôåðòîþ, ùî ì³ñòÿòü óìîâè òà ïðàâèëà íàäàííÿ ïîñëóã áàíêîì éîãî êë³ºíòàì. </FONT></P>
<P class="ps6"><FONT class="fs233">Ï³äïèñàâøè çàÿâó, Áàíê òà êë³ºíò ïðèºäíóþòüñÿ ³ çîáîâ'ÿçóþòüñÿ âèêîíóâàòè óìîâè, âèêëàäåí³ â Óìîâàõ òà Ïðàâèëàõ íàäàííÿ áàíê³âñüêèõ ïîñëóã, Òàðèôàõ áàíêó - Äîãîâîð³ áàíê³âñüêîãî îáñëóãîâóâàííÿ â ö³ëîìó. Â³äíîñèíè ì³æ áàíêîì òà êë³ºíòîì ìîæóòü âèð³øóâàòèñÿ ÿê øëÿõîì ï³äïèñàííÿ îêðåìèõ äîãîâîð³â àáî äîäàòêîâèõ óãîä äî öüîãî Äîãîâîðó, òàê ³ øëÿõîì îáì³íó ³íôîðìàö³ºþ/óçãîäæåííÿ ïî ïèòàííÿì áàíê³âñüêîãî îáñëóãîâóâàííÿ ç êë³ºíòîì ÷åðåç web-ñàéò áàíêó.</FONT></P>
<P class="ps6"><FONT class="fs231">Ó çàÿâ³ â³äïîâ³äà÷à ïðî â³äêðèòòÿ ïîòî÷íîãî ðàõóíêó â³ä 22.03.2011 ðîêó º çàñòåðåæåííÿ, â ÿêîìó çàçíà÷åíî, ùî â ðàç³ â³äñóòíîñò³ àáî íåäîñòàòíîñò³ êîøò³â íà ðàõóíêó êë³ºíòà (â ðàç³ ïåðåâèùåííÿ ñóìè ïëàòåæó íàä çàëèøêîì âëàñíèõ êîøò³â) áàíê ìîæå âñòàíîâèòè êë³ºíòó íà ðàõóíîê êðåäèòíèé ë³ì³ò.</FONT></P>
<P class="ps6"><FONT class="fs230">Áàíê ïðè íàÿâíîñò³ â³ëüíèõ ãðîøîâèõ ðåñóðñ³â çä³éñíþº îáñëóãîâóâàííÿ êðåäèòíîãî ë³ì³òó çà ðàõóíîê êðåäèòíèõ êîøò³â â ìåæàõ ë³ì³òó, ïðî ðîçì³ð ÿêîãî áàíê ïîâ³äîìëÿº êë³ºíòó íà ñâ³é ðîçñóä àáî ó ïèñüìîâ³é ôîðì³, àáî ÷åðåç âñòàíîâëåí³ çàñîáè åëåêòðîííîãî çâ'ÿçêó áàíêó òà êë³ºíòà. Ïîðÿäîê âñòàíîâëåííÿ, çì³íè ë³ì³òó, ïîãàøåííÿ çàáîðãîâàíîñò³ òà ðîçì³ð ïðîöåíòíî¿ ñòàâêè çà âèêîðèñòàííÿ êðåäèòíîãî ë³ì³òó ðåãëàìåíòóºòüñÿ Óìîâàìè òà Ïðàâèëàìè íàäàííÿ áàíê³âñüêèõ ïîñëóã òà Òàðèôàìè áàíêó, ÿê³ ðîçì³ùåí³ íà ñàéò³ </FONT><FONT class="fs168">www.privatbank.ua</FONT><FONT class="fs229">, ÿê³ ðàçîì ³ç çàÿâîþ òà êàðòêîþ ñêëàäàþòü äîãîâ³ð áàíê³âñüêîãî îáñëóãîâóâàííÿ.</FONT></P>
<P class="ps6"><FONT class="fs228">ßê çàçíà÷åíî ó &nbsp;ï. 1.5 ²íñòðóêö³¿ ïðî ïîðÿäîê â³äêðèòòÿ, âèêîðèñòàííÿ ³ çàêðèòòÿ ðàõóíê³â ó íàö³îíàëüí³é òà ³íîçåìíèõ âàëþòàõ, çàòâåðäæåíîþ ïîñòàíîâîþ Ïðàâë³ííÿ Íàö³îíàëüíîãî áàíêó Óêðà¿íè ¹492 â³ä 12.11.2003, çàðåºñòðîâàíîþ ó Ì³í³ñòåðñòâ³ þñòèö³¿ Óêðà¿íè 17.12.2003 çà ¹1172/8493, (äàë³ - ²íñòðóêö³ÿ) óìîâè â³äêðèòòÿ ðàõóíêó òà îñîáëèâîñò³ éîãî ôóíêö³îíóâàííÿ ïåðåäáà÷àþòüñÿ â äîãîâîð³, ùî óêëàäàºòüñÿ ì³æ áàíêîì ³ éîãî êë³ºíòîì, ³ íå ïîâèíí³ ñóïåðå÷èòè âèìîãàì ö³º¿ ²íñòðóêö³¿.</FONT></P>
<P class="ps6"><FONT class="fs227">Â³äïîâ³äíî äî ïóíêòó 1.6 ²íñòðóêö³¿, ïîðÿäîê ïðîâåäåííÿ îïåðàö³é çà ðàõóíêàìè êë³ºíò³â, â³äêðèòèõ ó íàö³îíàëüí³é òà ³íîçåìíèõ âàëþòàõ, ðåãóëþºòüñÿ çàêîíîäàâñòâîì Óêðà¿íè, ó òîìó ÷èñë³ íîðìàòèâíî-ïðàâîâèìè àêòàìè Íàö³îíàëüíîãî áàíêó Óêðà¿íè. Îïåðàö³¿ çà ðàõóíêàìè çä³éñíþþòüñÿ çà äîïîìîãîþ ïëàò³æíèõ ³íñòðóìåíò³â çà ôîðìàìè, óñòàíîâëåíèìè áàíê³âñüêèìè ïðàâèëàìè (íîðìàòèâíî-ïðàâîâèìè àêòàìè Íàö³îíàëüíîãî áàíêó, âíóòð³øí³ìè ïîëîæåííÿìè áàíêó òîùî).</FONT></P>
<P class="ps6"><FONT class="fs226">Òàê, óìîâè íàäàííÿ, âèêîðèñòàííÿ òà îáñëóãîâóâàííÿ êðåäèòíîãî ë³ì³òó, à òàêîæ áóäü-ÿê³ îïåðàö³¿ ç íèì, âèçíà÷åí³ â ðîçä³ë³ 3.2.1 Óìîâ òà Ïðàâèë.</FONT></P>
<P class="ps6"><FONT class="fs225">Ïóíêò 3.2.1.1.1 Óìîâ òà Ïðàâèë âèçíà÷àº, ùî êðåäèòíèé ë³ì³ò íà ïîòî÷íèé ðàõóíîê (äàë³ - êðåäèò) íàäàºòüñÿ íà ïîïîâíåííÿ îáîðîòíèõ êîøò³â òà çä³éñíåííÿ ïîòî÷íèõ ïëàòåæ³â êë³ºíòó, â ìåæàõ êðåäèòíîãî ë³ì³òó. Ïðî ðîçì³ð ë³ì³òó áàíê ïîâ³äîìëÿº êë³ºíòà íà ñâ³é âèá³ð àáî â ïèñüìîâ³é ôîðì³, àáî ÷åðåç âñòàíîâëåí³ çàñîáè åëåêòðîííîãî çâ'ÿçêó áàíêó òà êë³ºíòà (ñèñòåìè êë³ºíò-áàíê, ³íòåðíåò êë³ºíò áàíê, sms-ïîâ³äîìëåííÿ àáî ³íøèõ). Áàíê çä³éñíþº îáñëóãîâóâàííÿ ë³ì³òó êë³ºíòó, ùî çä³éñíþºòüñÿ øëÿõîì ïðîâåäåííÿ éîãî ïëàòåæ³â ïîíàä çàëèøîê êîøò³â íà ïîòî÷íîìó ðàõóíêó êë³ºíòà, ïðè íàÿâíîñò³ â³ëüíèõ ãðîøîâèõ ðåñóðñ³â, çà ðàõóíîê êðåäèòíèõ êîøò³â â ìåæàõ ë³ì³òó, øëÿõîì äåáåòóâàííÿ ïîòî÷íîãî ðàõóíêó. Ïðè öüîìó óòâîðþºòüñÿ äåáåòîâå ñàëüäî. </FONT></P>
<P class="ps6"><FONT class="fs224">Â³äïîâ³äíî äî ï</FONT><FONT class="fs267">. </FONT><FONT class="fs223">3.2.1.1.5 Óìîâ òà Ïðàâèë, êðåäèòíèì ë³ì³òîì º ñóìà ãðîøîâèõ êîøò³â, â ìåæàõ ÿêî¿ áàíê çä³éñíþº îïëàòó ðîçðàõóíêîâèõ äîêóìåíò³â êë³ºíòà ïîíàä çàëèøîê ãðîøîâèõ êîøò³â íà éîãî ïîòî÷íîìó ðàõóíêó. Ë³ì³ò ðîçðàõîâóºòüñÿ â³äïîâ³äíî äî çàòâåðäæåíî¿ âíóòð³øíüîáàíê³âñüêî¿ ìåòîäèêîþ íà ï³äñòàâ³ äàíèõ ïðî ðóõ ãðîøîâèõ êîøò³â ïî ïîòî÷íîìó ðàõóíêó, ïëàòîñïðîìîæíîñò³, êðåäèòíî¿ ³ñòîð³¿ òà ³íøèõ ïîêàçíèê³â â³äïîâ³äíî äî âíóòð³øíüîáàíê³âñüêèõ íîðìàòèâ³â òà íîðìàòèâ³â Íàö³îíàëüíîãî áàíêó Óêðà¿íè.</FONT></P>
<P class="ps6"><FONT class="fs222">Çã³äíî ï. 3.2.1.1.6 Óìîâ òà Ïðàâèë, ë³ì³ò ìîæå áóòè çì³íåíèé áàíêîì â îäíîñòîðîííüîìó ïîðÿäêó ó ðàç³ çíèæåííÿ íàäõîäæåíü ãðîøîâèõ êîøò³â íà ïîòî÷íèé ðàõóíîê àáî íàñòàííÿ ³íøèõ ôàêòîð³â, âèçíà÷åíèõ âíóòð³øí³ìè íîðìàòèâíèìè äîêóìåíòàìè áàíêó. Ï³äïèñàâøè óãîäó, êë³ºíò âèñëîâëþº ñâîþ çãîäó íà òå, ùî çì³íà ë³ì³òó çä³éñíþºòüñÿ áàíêîì â îäíîñòîðîííüîìó ïîðÿäêó øëÿõîì ïîâ³äîìëåííÿ êë³ºíòó íà ñâ³é âèá³ð àáî â ïèñüìîâ³é ôîðì³, àáî ÷åðåç âñòàíîâëåí³ çàñîáè åëåêòðîííîãî çâ'ÿçêó áàíêó òà êë³ºíòà (ñèñòåìè êë³ºíò-áàíê, ²íòåðíåò êë³ºíò áàíê, sms-ïîâ³äîìëåííÿ àáî ³íøèõ).</FONT></P>
<P class="ps6"><FONT class="fs220">Â³äïîâ³äíî äî ï. 3.2.1.4.1 Óìîâ òà Ïðàâèë, çà êîðèñòóâàííÿ êðåäèòîì â ïåð³îä ç äàòè âèíèêíåííÿ äåáåòîâîãî ñàëüäî íà ïîòî÷íîìó ðàõóíêó êë³ºíòà ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ Êë³ºíò ñïëà÷óº â³äñîòêè, âèõîäÿ÷è ç ïðîöåíòíî¿ ñòàâêè, ðîçì³ð ÿêî¿ çàëåæèòü â³ä ñòðîêó êîðèñòóâàííÿ êðåäèòîì (äèôåðåíö³éíà â³äñîòêîâà ñòàâêà).</FONT></P>
<P class="ps6"><FONT class="fs219">Ïóíêòîì 3.2.1.4.1.1 Óìîâ òà Ïðàâèë âñòàíîâëåíî ïîðÿäîê ðîçðàõóíêó â³äñîòê³â, à ñàìå: çà ïåð³îä âèêîðèñòàííÿ êðåäèòó ç ìîìåíòó âèíèêíåííÿ äåáåòîâîãî ñàëüäî äî äàòè îáíóë³ííÿ äåáåòîâîãî ñàëüäî â îäíó ç äàò äî 25 ÷èñëà ïîòî÷íîãî ì³ñÿöÿ, ÿêùî äåáåòîâå ñàëüäî íà ïîòî÷íîìó ðàõóíêó óòâîðèëîñÿ ç 1-ãî äî 20-ãî (âêëþ÷íî) ÷èñëà ïîòî÷íîãî ì³ñÿöÿ àáî äî 25-ãî ÷èñëà íàñòóïíîãî ì³ñÿöÿ, ÿêùî äåáåòîâå ñàëüäî íà ïîòî÷íîìó ðàõóíêó óòâîðèëîñÿ ç 21-ãî äî ê³íöåâîãî ÷èñëà ïîòî÷íîãî ì³ñÿöÿ, ðîçðàõóíîê â³äñîòê³â ïðîâîäèòüñÿ çà ïðîöåíòíîþ ñòàâêîþ ó ðîçì³ð³, 0 % ð³÷íèõ â³ä ñóìè çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³. </FONT></P>
<P class="ps6"><FONT class="fs218">Çã³äíî ï. 3.2.1.4.1.2 Óìîâ òà Ïðàâèë, ó âèïàäêó íåîáíóëþâàííÿ äåáåòîâîãî ñàëüäî â îäíó ç äàò ïåð³îäó, â ÿêîìó äåáåòîâå ñàëüäî ï³äëÿãàº îáíóëþâàííþ, íà ïðîòÿç³ 90 äí³â ç ê³íöåâî¿ äàòè ïåð³îäó, â ÿêîìó äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóëþâàííþ, Êë³ºíò ñïëà÷óº Áàíêó çà êîðèñòóâàííÿ êðåäèòîì â³äñîòêè â ðîçì³ð³ 36 (òðèäöÿòü ø³ñòü) % ð³÷íèõ, ïî÷èíàþ÷è ç îñòàííüî¿ äàòè ïåð³îäó, â ÿêó äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóëþâàííþ.</FONT></P>
<P class="ps6"><FONT class="fs217">Â³äïîâ³äíî äî &nbsp;ï. 3.2.1.4.1.3 Óìîâ òà Ïðàâèë, ó ðàç³ íåïîãàøåííÿ êðåäèòó âïðîäîâæ 90 äí³â ç äàòè çàê³í÷åííÿ ïåð³îäó, â ÿêèé äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóëåííþ, ïî÷èíàþ÷è ç 91-ãî äíÿ ï³ñëÿ äàòè çàê³í÷åííÿ ïåð³îäó, â ÿêèé äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóëåííþ, êðåäèò ââàæàºòüñÿ ïðîñòðî÷åíèì, à ãðîøîâ³ çîáîâ'ÿçàííÿ êë³ºíòà ç ïîãàøåííÿ çàáîðãîâàíîñò³ ââàæàþòüñÿ ïîðóøåíèìè. Ïðè ïîðóøåíí³ êë³ºíòîì áóäü-ÿêîãî ç ãðîøîâèõ çîáîâ'ÿçàíü êë³ºíò ñïëà÷óº áàíêó â³äñîòêè çà êîðèñòóâàííÿ êðåäèòîì ó ðîçì³ð³ 56% ð³÷íèõ â³ä ñóìè çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³. Ó ðàç³ ïîðóøåííÿ êë³ºíòîì áóäü-ÿêîãî ç ãðîøîâèõ çîáîâ'ÿçàíü ³ ïðè ðåàë³çàö³¿ ïðàâà áàíêó íà âñòàíîâëåííÿ ³íøîãî òåðì³íó ïîâåðíåííÿ êðåäèòó Êë³ºíò ñïëà÷óº Áàíêó ïåíþ â ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ â³ä ñóìè çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³ çà êîæåí äåíü ïðîñòðî÷åííÿ, âèõîäÿ÷è ç 360 äí³â ó ðîö³. Ñïëàòà ïåí³ çä³éñíþºòüñÿ ç äíÿ, íàñòóïíîãî çà äàòîþ ïîðóøåííÿ çîáîâ'ÿçàíü. </FONT></P>
<P class="ps6"><FONT class="fs216">Çã³äíî ç ï. 3.2.1.4.1.4 Óìîâ òà Ïðàâèë, ï³ä "íåïîãàøåííÿì êðåäèòó" ìàºòüñÿ íà óâàç³ íåâèíèêíåííÿ íà ïîòî÷íîìó ðàõóíêó íóëüîâîãî äåáåòîâîãî ñàëüäî ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ.</FONT></P>
<P class="ps6"><FONT class="fs215">Ïóíêòîì 3.2.1.4.9 Óìîâ òà Ïðàâèë âñòàíîâëåíî, ùî &nbsp;ðîçðàõóíîê â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì ïðîâîäèòüñÿ ùîäíÿ, ïî÷èíàþ÷è ç ìîìåíòó óòâîðåííÿ íà ïîòî÷íîìó ðàõóíêó äåáåòîâîãî ñàëüäî ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ, çà ê³ëüê³ñòü äí³â êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè, âèõîäÿ÷è ç 360 äí³â ó ðîö³. Ðîçðàõóíîê â³äñîòê³â ïðîâîäèòüñÿ äî ïîâíîãî ïîãàøåííÿ çàáîðãîâàíîñò³ çà êðåäèòîì, íà ñóìó çàëèøêó çàáîðãîâàíîñò³ çà êðåäèòîì. Äåíü ïîâåðíåííÿ êðåäèòó â ÷àñîâèé ³íòåðâàë íàðàõóâàííÿ â³äñîòê³â íå âêëþ÷àºòüñÿ. Íàðàõóâàííÿ â³äñîòê³â çä³éñíþºòüñÿ â äàòó ñïëàòè.</FONT></P>
<P class="ps6"><FONT class="fs213">Îäíàê, â³äïîâ³äà÷ ñâî¿ çîáîâÿçàííÿ ùîäî ñïëàòè çàáîðãîâàíîñò³ çà ïðîöåíòàìè çà êîðèñòóâàííÿ êðåäèòîì òà êîì³ñ³¿ çà éîãî êîðèñòóâàííÿ â ïîâíîìó îáñÿç³ íå âèêîíàâ.</FONT></P>
<P class="ps8"><FONT class="fs212">ßê âáà÷àºòüñÿ ç ìàòåð³àë³â ñïðàâè, ïîçèâà÷ çâåðíóâñÿ äî ñóäó ç âèìîãîþ ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à çàáîðãîâàíîñò³ çà êðåäèòîì ó ñóì³ 33 105,17 ãðí. ñòàíîì íà 10.02.2016 ðîêó, &nbsp;çàáîðãîâàíîñò³ ïî â³äñîòêàì çà êîðèñòóâàííÿ êðåäèòîì çà ïåð³îä ç 26.12.2013 ðîêó ïî 10.02.2016 ðîêó ó ñóì³ 5940,23 ãðí., ïåí³ çà íåñâîº÷àñí³ñòü âèêîíàííÿ çîáîâÿçàíü, íàðàõîâàíî¿ çà ïåð³îä ç 09.11.2015 ðîêó ïî 10.02.2016 ðîêó ó ñóì³ 567,93 ãðí., çàáîðãîâàí³ñòü ïî êîì³ñ³¿ çà êîðèñòóâàííÿ êðåäèòîì çà ïåð³îä ç 01.02.2016 ðîêó ïî 10.02.2016 ðîêó &nbsp;ó ñóì³ 297,95 ãðí. çà äîãîâîðîì áàíê³âñüêîãî îáñëóãîâóâàííÿ á/í â³ä 22.03.2011 ðîêó.</FONT></P>
<P class="ps3"><FONT class="fs211">Â³äïîâ³äíî äî ñòàòò³ 33 ÃÏÊ Óêðà¿íè êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã òà çàïåðå÷åíü. </FONT></P>
<P class="ps3"><FONT class="fs210">Çã³äíî ç³ ñòàòòåþ 43 ÃÏÊ Óêðà¿íè, ãîñïîäàðñüêèé ñóä îö³íþº äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îá'ºêòèâíîìó ðîçãëÿä³ &nbsp;â &nbsp;ñóäîâîìó &nbsp;ïðîöåñ³ &nbsp;âñ³õ îáñòàâèí ñïðàâè &nbsp;â ¿õ ñóêóïíîñò³, êåðóþ÷èñü çàêîíîì. </FONT></P>
<P class="ps8"><FONT class="fs209">Â³äïîâ³äíî äî âèìîã ñò. ñò. 32, 34 ÃÏÊ Óêðà¿íè, äîêàçàìè ó ñïðàâ³ º áóäü-ÿê³ ôàêòè÷í³ äàí³, íà ï³äñòàâ³ ÿêèõ ãîñïîäàðñüêèé ñóä ó âèçíà÷åíîìó çàêîíîì ïîðÿäêó âñòàíîâëþº íàÿâí³ñòü ÷è â³äñóòí³ñòü îáñòàâèí, íà ÿêèõ ´ðóíòóþòüñÿ âèìîãè ³ çàïåðå÷åííÿ ñòîð³í, à òàêîæ ³íø³ îáñòàâèíè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ïðàâèëüíîãî âèð³øåííÿ ãîñïîäàðñüêîãî ñïîðó. Îáñòàâèíè ñïðàâè, ÿê³ â³äïîâ³äíî äî çàêîíîäàâñòâà ïîâèíí³ áóòè ï³äòâåðäæåí³ ïåâíèìè çàñîáàìè äîêàçóâàííÿ, íå ìîæóòü ï³äòâåðäæóâàòèñü ³íøèìè çàñîáàìè äîêàçóâàííÿ. </FONT></P>
<P class="ps8"><FONT class="fs208">Çã³äíî ç ÷. 3 ñò. 346 ÃÊ Óêðà¿íè, êðåäèòè íàäàþòüñÿ áàíêîì ï³ä â³äñîòîê. Íàäàííÿ áåçâ³äñîòêîâèõ êðåäèò³â çàáîðîíÿºòüñÿ, êð³ì âèïàäê³â, ïåðåäáà÷åíèõ çàêîíîì.</FONT></P>
<P class="ps8"><FONT class="fs207">×àñòèíîþ 1 ñò. 1054 ÖÊ Óêðà¿íè ïåðåäáà÷åíî, ùî çà êðåäèòíèì äîãîâîðîì áàíê çîáîâÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè â³äñîòêè.</FONT></P>
<P class="ps8"><FONT class="fs206">×àñòèíîþ 2 ñò. 1056</FONT><FONT class="fs269">1</FONT><FONT class="fs205"> ÖÊ Óêðà¿íè âñòàíîâëåíî, ùî ðîçì³ð ïðîöåíò³â, òèï ïðîöåíòíî¿ ñòàâêè (ô³êñîâàíà àáî çì³íþâàíà) òà ïîðÿäîê ¿õ ñïëàòè çà êðåäèòíèì äîãîâîðîì âèçíà÷àþòüñÿ â äîãîâîð³ çàëåæíî â³ä êðåäèòíîãî ðèçèêó, íàäàíîãî çàáåçïå÷åííÿ, ïîïèòó ³ ïðîïîçèö³é, ÿê³ ñêëàëèñÿ íà êðåäèòíîìó ðèíêó, ñòðîêó êîðèñòóâàííÿ êðåäèòîì, ðîçì³ðó îáë³êîâî¿ ñòàâêè òà ³íøèõ ôàêòîð³â.</FONT></P>
<P class="ps8"><FONT class="fs204">Â³äïîâ³äíî äî ÷. 1 ñò. 1048 ÖÊ Óêðà¿íè ïîçèêîäàâåöü ìàº ïðàâî íà îäåðæàííÿ â³ä ïîçè÷àëüíèêà ïðîöåíò³â â³ä ñóìè ïîçèêè, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. Ðîçì³ð ³ ïîðÿäîê îäåðæàííÿ ïðîöåíò³â âñòàíîâëþþòüñÿ äîãîâîðîì.</FONT></P>
<P class="ps8"><FONT class="fs203">Çã³äíî ç³ ñò. 629 ÖÊ Óêðà¿íè, äîãîâ³ð º îáîâÿçêîâèì äëÿ âèêîíàííÿ ñòîðîíàìè. </FONT></P>
<P class="ps8"><FONT class="fs202">Çã³äíî ç³ ñò. ñò. 525, 526 ÖÊ Óêðà¿íè, çîáîâ'ÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã - â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ. Îäíîñòîðîííÿ â³äìîâà â³ä çîáîâÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ. </FONT></P>
<P class="ps8"><FONT class="fs201">Â³äïîâ³äíî äî ñò. 530 ÖÊ Óêðà¿íè, ÿêùî ó çîáîâ'ÿçàíí³ âñòàíîâëåíèé ñòðîê (òåðì³í) éîãî âèêîíàííÿ, òî âîíî ï³äëÿãàº âèêîíàííþ ó öåé ñòðîê (òåðì³í). </FONT></P>
<P class="ps8"><FONT class="fs200">Ðîçðàõóíîê ³ñíóþ÷î¿ çàáîðãîâàíîñò³ ïîçèâà÷åì çä³éñíåíî àðèôìåòè÷íî â³ðíî, íà ï³äñòàâ³ óìîâ óêëàäåíîãî ì³æ ñòîðîíàìè äîãîâîðó òà â³äïîâ³äíèõ âèìîã ÷èííîãî çàêîíîäàâñòâà Óêðà¿íè.</FONT></P>
<P class="ps8"><FONT class="fs199">Çâàæàþ÷è íà âñòàíîâëåí³ ôàêòè òà âèìîãè âèùåçàçíà÷åíèõ íîðì, à òàêîæ âðàõîâóþ÷è, ùî â³äïîâ³äà÷ â óñòàíîâëåíîìó ñò.ñò. 32, 33 ÃÏÊ Óêðà¿íè ïîðÿäêó îáñòàâèíè, ÿê³ ïîâ³äîìëåí³ ïîçèâà÷åì íå ñïðîñòóâàâ, â³äçèâ íà ïîçîâ íå íàäàâ, ñóä ä³éøîâ âèñíîâêó, ùî ïîçîâí³ âèìîãè ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà êîìåðö³éíîãî áàíêó "Ïðèâàòáàíê" &nbsp;ïðî ñòÿãíåííÿ çàáîðãîâàíîñò³ çà êðåäèòîì ó ñóì³ 33 105,17 ãðí. ñòàíîì íà 10.02.2016 ðîêó, &nbsp;çàáîðãîâàíîñò³ ïî â³äñîòêàì çà êîðèñòóâàííÿ êðåäèòîì çà ïåð³îä ç 26.12.2013 ðîêó ïî 10.02.2016 ðîêó ó ñóì³ 5940,23 ãðí., çàáîðãîâàí³ñòü ïî êîì³ñ³¿ çà êîðèñòóâàííÿ êðåäèòîì çà ïåð³îä ç 01.02.2016 ðîêó ïî 10.02.2016 ðîêó &nbsp;ó ñóì³ 297,95 ãðí., ï³äòâåðäæóþòüñÿ íàÿâíèìè ó ìàòåð³àëàõ ñïðàâè äîêàçàìè òà ï³äëÿãàþòü çàäîâîëåííþ ó ïîâíîìó îáñÿç³.</FONT></P>
<P class="ps8"><FONT class="fs198">Ñòîñîâíî çàÿâëåíî¿ äî ñòÿãíåííÿ ç â³äïîâ³äà÷à ïåí³ çà íåñâîº÷àñí³ñòü âèêîíàííÿ çîáîâÿçàíü, íàðàõîâàíî¿ çà ïåð³îä ç 09.11.2015 ðîêó ïî 10.02.2016 ðîêó ó ñóì³ 567,93 ãðí., ãîñïîäàðñüêèé ñóä çàçíà÷àº íàñòóïíå.</FONT></P>
<P class="ps8"><FONT class="fs197">Çã³äíî ç³ ñò. 610 ÖÊ Óêðà¿íè, ïîðóøåííÿì çîáîâÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâÿçàííÿ (íåíàëåæíå âèêîíàííÿ). </FONT></P>
<P class="ps8"><FONT class="fs196">Çã³äíî ç³ ñò. 611 ÖÊ Óêðà¿íè, ó ðàç³ ïîðóøåííÿ çîáîâÿçàííÿ íàñòàþòü ïðàâîâ³ íàñë³äêè, âñòàíîâëåí³ äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps0"><FONT class="fs195">Ñòàòòÿ 216 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àº â³äïîâ³äàëüí³ñòü çà ïîðóøåííÿ ó ñôåð³ ãîñïîäàðþâàííÿ øëÿõîì çàñòîñóâàííÿ ãîñïîäàðñüêèõ ñàíêö³é íà ï³äñòàâàõ ³ â ïîðÿäêó, ïåðåäáà÷åíèõ öèì êîäåêñîì, ³íøèìè çàêîíàìè ³ äîãîâîðîì.</FONT></P>
<P class="ps0"><FONT class="fs194">Çã³äíî ç ï. 1 ñò. 230 ÃÊ Óêðà¿íè øòðàôíèìè ñàíêö³ÿìè ó öüîìó Êîäåêñ³ âèçíàþòüñÿ ãîñïîäàðñüê³ ñàíêö³¿ ó âèãëÿä³ ãðîøîâî¿ &nbsp;ñóìè &nbsp;(íåóñòîéêà, &nbsp;øòðàô, ïåíÿ), ÿêó ó÷àñíèê ãîñïîäàðñüêèõ â³äíîñèí çîáîâÿçàíèé ñïëàòèòè ó ðàç³ ïîðóøåííÿ íèì &nbsp;ïðàâèë &nbsp;çä³éñíåííÿ ãîñïîäàðñüêî¿ ä³ÿëüíîñò³, íåâèêîíàííÿ àáî íåíàëåæíîãî âèêîíàííÿ ãîñïîäàðñüêîãî çîáîâÿçàííÿ.</FONT></P>
<P class="ps0"><FONT class="fs193">Â³äïîâ³äíî äî ÷. 1 ñò. 546 ÖÊ Óêðà¿íè âèêîíàííÿ çîáîâÿçàííÿ ìîæå çàáåçïå÷óâàòèñÿ íåóñòîéêîþ, ïîðóêîþ, ãàðàíò³ºþ, çàñòàâîþ, ïðèòðèìàííÿì, çàâäàòêîì. </FONT></P>
<P class="ps0"><FONT class="fs192">×àñòèíîþ 1 ñò. 549 ÖÊ Óêðà¿íè âèçíà÷åíî, ùî íåóñòîéêîþ (øòðàôîì, ïåíåþ) º ãðîøîâà ñóìà àáî ³íøå ìàéíî, ÿê³ áîðæíèê ïîâèíåí ïåðåäàòè êðåäèòîðîâ³ ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâÿçàííÿ. </FONT></P>
<P class="ps8"><FONT class="fs191">×àñòèíîþ 3 âêàçàíî¿ ñòàòò³ âèçíà÷åíî, ùî ïåíåþ º &nbsp;íåóñòîéêà, ùî îá÷èñëþºòüñÿ ó â³äñîòêàõ â³ä ñóìè íåñâîº÷àñíî âèêîíàíîãî ãðîøîâîãî çîáîâÿçàííÿ çà êîæåí äåíü ïðîñòðî÷åííÿ âèêîíàííÿ.</FONT></P>
<P class="ps8"><FONT class="fs190">Çà çì³ñòîì ñò. ñò. 1, 3 Çàêîíó Óêðà¿íè Ïðî â³äïîâ³äàëüí³ñòü çà íåñâîº÷àñíå âèêîíàííÿ ãðîøîâèõ çîáîâÿçàíü, ïëàòíèêè ãðîøîâèõ êîøò³â ñïëà÷óþòü íà êîðèñòü îäåðæóâà÷³â öèõ êîøò³â çà ïðîñòðî÷êó ïëàòåæó ïåíþ â ðîçì³ð³, ùî âñòàíîâëþºòüñÿ çà çãîäîþ ñòîð³í. Ðîçì³ð ïåí³, ïåðåäáà÷åíèé ñòàòòåþ 1 &nbsp;öüîãî Çàêîíó, îá÷èñëþºòüñÿ â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó òà íå ìîæå ïåðåâèùóâàòè ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè, ùî ä³ÿëà ó ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ. </FONT></P>
<P class="ps8"><FONT class="fs189">ßê âæå áóëî çàçíà÷åíî âèùå, â³äïîâ³äàëüí³ñòü â³äïîâ³äà÷à ùîäî ñïëàòè íà êîðèñòü ïîçèâà÷à ïåí³ ó ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ ùî ä³ÿëà ó ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ, âñòàíîâëåíî ï. 3.2.1 äîãîâîðó.</FONT></P>
<P class="ps8"><FONT class="fs188">Îñê³ëüêè â³äïîâ³äà÷ äîïóñòèâ ïîðóøåííÿ ñâî¿õ çîáîâÿçàíü â³äïîâ³äíî äî óêëàäåíîãî äîãîâîðó áàíê³âñüêîãî îáñëóãîâóâàííÿ â³ä 22.03.2011 ð., ïîçèâà÷åì íàðàõîâàíî éîìó ïåíþ çà ïåð³îä ç 09.11.2015 ðîêó ïî 10.02.2016 ðîêó ó ñóì³ 567,93 ãðí. (àðê. ñ. 34-38).</FONT></P>
<P class="ps8"><FONT class="fs187">Îäíàê, çã³äíî ç³ ñò. 2 Çàêîíó Óêðà¿íè Ïðî òèì÷àñîâ³ çàõîäè íà ïåð³îä ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿ â³ä 02.09.2014ð. ¹ 1669-VII íà ÷àñ ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿ çàáîðîíÿºòüñÿ íàðàõóâàííÿ ïåí³ òà/àáî øòðàô³â íà îñíîâíó ñóìó çàáîðãîâàíîñò³ ³ç çîáîâ'ÿçàíü çà êðåäèòíèìè äîãîâîðàìè òà äîãîâîðàìè ïîçèêè ç 14 êâ³òíÿ 2014 ðîêó ãðîìàäÿíàì Óêðà¿íè, ÿê³ çàðåºñòðîâàí³ òà ïîñò³éíî ïðîæèâàþòü àáî ïåðåñåëèëèñÿ ó ïåð³îä ç 14 êâ³òíÿ 2014 ðîêó ç íàñåëåíèõ ïóíêò³â, âèçíà÷åíèõ ó çàòâåðäæåíîìó Êàá³íåòîì Ì³í³ñòð³â Óêðà¿íè ïåðåë³êó, äå ïðîâîäèëàñÿ àíòèòåðîðèñòè÷íà îïåðàö³ÿ, à òàêîæ þðèäè÷íèì îñîáàì òà ô³çè÷íèì îñîáàì - ï³äïðèºìöÿì, ùî ïðîâàäÿòü (ïðîâàäèëè) ñâîþ ãîñïîäàðñüêó ä³ÿëüí³ñòü íà òåðèòîð³¿ íàñåëåíèõ ïóíêò³â, âèçíà÷åíèõ ó çàòâåðäæåíîìó Êàá³íåòîì Ì³í³ñòð³â Óêðà¿íè ïåðåë³êó, äå ïðîâîäèëàñÿ àíòèòåðîðèñòè÷íà îïåðàö³ÿ.</FONT></P>
<P class="ps8"><FONT class="fs186">Áàíêè òà ³íø³ ô³íàíñîâ³ óñòàíîâè, à òàêîæ êðåäèòîðè çîáîâ'ÿçàí³ ñêàñóâàòè çàçíà÷åíèì ó ö³é ñòàòò³ îñîáàì ïåíþ òà/àáî øòðàôè, íàðàõîâàí³ íà îñíîâíó ñóìó çàáîðãîâàíîñò³ ³ç çîáîâ'ÿçàíü çà êðåäèòíèìè äîãîâîðàìè ³ äîãîâîðàìè ïîçèêè ó ïåð³îä ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿.</FONT></P>
<P class="ps8"><FONT class="fs185">Çàçíà÷åíèì çàêîíîì, ùî º ñïåö³àëüíèì, ä³ÿ ÿêîãî ïîøèðþºòüñÿ ëèøå íà ïåâíå êîëî ñóá'ºêò³â, âèçíà÷àþòüñÿ òèì÷àñîâ³ çàõîäè äëÿ çàáåçïå÷åííÿ ï³äòðèìêè ñóá'ºêò³â ãîñïîäàðþâàííÿ, ùî çä³éñíþþòü àáî çä³éñíþâàëè ãîñïîäàðñüêó ä³ÿëüí³ñòü íà òåðèòîð³¿ ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿, òà îñ³á, ÿê³ ïðîæèâàþòü ó çîí³ ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿ àáî ïåðåñåëèëèñÿ ç íå¿ ï³ä ÷àñ ¿¿ ïðîâåäåííÿ.</FONT></P>
<P class="ps8"><FONT class="fs183">Çã³äíî ç ÷. 5 ñò. 11 Çàêîíó Óêðà¿íè Ïðî òèì÷àñîâ³ çàõîäè íà ïåð³îä ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿ íà Êàá³íåò Ì³í³ñòð³â Óêðà¿íè ïîêëàäåíî îáîâ'ÿçîê ó 10-äåííèé ñòðîê ç äíÿ îïóáë³êóâàííÿ âêàçàíîãî Çàêîíó çàòâåðäèòè ïåðåë³ê íàñåëåíèõ ïóíêò³â, íà òåðèòîð³¿ ÿêèõ çä³éñíþâàëàñÿ àíòèòåðîðèñòè÷íà îïåðàö³ÿ, ðîçïî÷àòà â³äïîâ³äíî äî Óêàçó Ïðåçèäåíòà Óêðà¿íè "Ïðî ð³øåííÿ Ðàäè íàö³îíàëüíî¿ áåçïåêè ³ îáîðîíè Óêðà¿íè â³ä 13 êâ³òíÿ 2014 ðîêó "Ïðî íåâ³äêëàäí³ çàõîäè ùîäî ïîäîëàííÿ òåðîðèñòè÷íî¿ çàãðîçè ³ çáåðåæåííÿ òåðèòîð³àëüíî¿ ö³ë³ñíîñò³ Óêðà¿íè" â³ä 14 êâ³òíÿ 2014 ðîêó ¹ 405/2014, ó ïåð³îä ç 14 êâ³òíÿ 2014 ðîêó äî ¿¿ çàê³í÷åííÿ (äàë³ - Ïåðåë³ê).</FONT></P>
<P class="ps8"><FONT class="fs182">Á³ëüø òîãî, ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿ íà òåðèòîð³¿ Ëóãàíñüêî¿ îáëàñò³ º çàãàëüíîâ³äîìèì ôàêòîì, òîáòî òàêèì, ùî ç óðàõóâàííÿì âèìîã ñò. 35 ÃÏÊ Óêðà¿íè, âçàãàë³ íå ïîòðåáóº äîâåäåííþ.</FONT></P>
<P class="ps8"><FONT class="fs181">Îòæå, ç óðàõóâàííÿì âèùåâèêëàäåíîãî íîðìè ñò.2 Çàêîíó Óêðà¿íè Ïðî òèì÷àñîâ³ çàõîäè íà ïåð³îä ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿ ùîäî ââåäåííÿ ìîðàòîð³þ íà íàðàõóâàííÿ ïåí³ ï³äëÿãàþòü çàñòîñóâàííþ äî ñï³ðíèõ ïðàâîâ³äíîñèí.</FONT></P>
<P class="ps8"><FONT class="fs180">Çà òàêèõ îáñòàâèí, ñóä çàçíà÷àº, ùî íàðàõóâàííÿ ïåí³ íå ïîâèííî çä³éñíþâàòèñü çà ïåð³îä ïðîñòðî÷åííÿ ç 14.04.2014 ð., òîáòî â ïåð³îä ä³¿ çàáîðîíè íà íàðàõóâàííÿ ïåí³, âñòàíîâëåíî¿ ñò. 2 Çàêîíó Óêðà¿íè Ïðî òèì÷àñîâ³ çàõîäè íà ïåð³îä ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿. </FONT></P>
<P class="ps8"><FONT class="fs179">ßê âáà÷àºòüñÿ ç íàäàíîãî ïîçèâà÷åì ðîçðàõóíêó ïåí³, îñòàíí³ì íàðàõîâàíî ïåíþ ñàìå â ïåð³îä ä³¿ çàáîðîíè íà íàðàõóâàííÿ ïåí³, âñòàíîâëåíî¿ ñò. 2 Çàêîíó Óêðà¿íè Ïðî òèì÷àñîâ³ çàõîäè íà ïåð³îä ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿, à òîìó ñóä ïðèõîäèòü äî âèñíîâêó ïðî òå, ùî ïîçîâí³ âèìîãè &nbsp;ïîçèâà÷à â ÷àñòèí³ ñòÿãíåííÿ ç â³äïîâ³äà÷à ïåí³ â ðîçì³ð³ 567,93 ãðí. º &nbsp;íå îá´ðóíòîâàíèìè, à îòæå íå ï³äëÿãàº çàäîâîëåííþ.</FONT></P>
<P class="ps8"><FONT class="fs178">Çã³äíî ç³ ñò. 2 Çàêîíó Óêðà¿íè Ïðî ñóäîóñòð³é ³ ñòàòóñ ñóää³â, ñóä, çä³éñíþþ÷è ïðàâîñóääÿ íà çàñàäàõ âåðõîâåíñòâà ïðàâà, çàáåçïå÷óº êîæíîìó ïðàâî íà ñïðàâåäëèâèé ñóä òà ïîâàãó äî ³íøèõ ïðàâ ³ ñâîáîä, ãàðàíòîâàíèõ&nbsp; &nbsp;&nbsp;&nbsp;Êîíñòèòóö³ºþ ³ çàêîíàìè Óêðà¿íè, à òàêîæ ì³æíàðîäíèìè äîãîâîðàìè, çãîäà íà îáîâÿçêîâ³ñòü ÿêèõ íàäàíà Âåðõîâíîþ Ðàäîþ Óêðà¿íè.</FONT></P>
<P class="ps5"><FONT class="fs177">Âèð³øóþ÷è ïèòàííÿ ðîçïîä³ëó ñóäîâèõ âèòðàò, ñóä êåðóºòüñÿ ñò. 49 ÃÏÊ Óêðà¿íè òà ïîñòàíîâîþ ¹ 18 â³ä 26.12.2011 ð. Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè "Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿". Ñóìè, ÿê³ ï³äëÿãàþòü ñïëàò³ çà ïðîâåäåííÿ ñóäîâî¿ åêñïåðòèçè, ïîñëóãè ïåðåêëàäà÷à, àäâîêàòà òà ³íø³ âèòðàòè, ïîâ'ÿçàí³ ç ðîçãëÿäîì ñïðàâè, ïîêëàäàþòüñÿ ïðè çàäîâîëåíí³ ïîçîâó - íà â³äïîâ³äà÷à; ïðè â³äìîâ³ â ïîçîâ³ - íà ïîçèâà÷à; ïðè ÷àñòêîâîìó çàäîâîëåíí³ ïîçîâó - íà îáèäâ³ ñòîðîíè ïðîïîðö³éíî ðîçì³ðó çàäîâîëåíèõ ïîçîâíèõ âèìîã. &nbsp;Òàêèì ÷èíîì, ñóäîâ³ âèòðàòè ïîêëàäàþòüñÿ íà îáèäâ³ ñòîðîíè ïðîïîðö³éíî ðîçì³ðó çàäîâîëåíèõ ïîçîâíèõ âèìîã.</FONT></P>
<P class="ps8"><FONT class="fs176">Âðàõîâóþ÷è âèùåâèêëàäåíå òà êåðóþ÷èñü ñò.ñò. 11, 525, 526, 530, 611, 1048, 1054, 1056 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ñò.ñò. 1, 4, 12, 22, 32, 33, 43, 49, 75, 82-85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, &nbsp;ãîñïîäàðñüêèé ñóä &nbsp;-</FONT></P>
<P class="ps12"><FONT class="fs155">ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps8"><FONT class="fs175">Ïîçîâ çàäîâîëüíèòè ÷àñòêîâî.</FONT></P>
<P class="ps8"><FONT class="fs173">Âèäàòè íàêàç ï³ñëÿ íàáðàííÿ ð³øåííÿì çàêîííî¿ ñèëè.</FONT></P>
<P class="ps8"><FONT class="fs172">Â ÷àñòèí³ ñòÿãíåííÿ ïåí³ â ðîçì³ð³ 567,93 ãðí. - &nbsp;â³äìîâèòè. </FONT></P>
<P class="ps8"><FONT class="fs171">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó &nbsp;ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì â³äïîâ³äíî äî ñò. 85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè.</FONT></P>
<P class="ps8"><FONT class="fs154"> </FONT><FONT class="fs170">Ïîâíå ð³øåííÿ ñêëàäåíî òà ï³äïèñàíî 07.04.2016 ðîêó. &nbsp;&nbsp;</FONT></P>
<P class="ps16"><FONT class="fs153"> &nbsp;Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;                                        &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;À.Â.²âàíîâ</FONT></P>
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