<TITLE>910/1952/16</TITLE>
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<TR><TD width="100 %" class="tds1"><P class="ps18"><FONT class="fs190"> &nbsp;</FONT><FONT class="fs188"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps13"><FONT class="fs128">Ð²ØÅÍÍß</FONT></P>
<P class="ps13"><FONT class="fs127">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="50 %" class="tds6"><P><FONT class="fs27">17.03.2016</FONT></P></TD><TD width="50 %" class="tds6"><P class="ps17"><FONT class="fs126">Ñïðàâà ¹910/1952/16</FONT></P></TD></TR>
<P class="ps9"><FONT class="fs125">Çà ïîçîâîì           &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs184">ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà êîìåðö³éíîãî áàíêó Ïðèâàòáàíê</FONT></P>
<P class="ps9"><FONT class="fs124">Äî â³äïîâ³äà÷à          </FONT><FONT class="fs183">òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ Âåðì³ë³îí Ñîëþøíñ</FONT><FONT class="fs123"> </FONT></P>
<P class="ps9"><FONT class="fs122">Ïðî           &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs182">ñòÿãíåííÿ 34 463,53 ãðí.</FONT></P>
<P class="ps10"><FONT class="fs181">                                                                      </FONT><FONT class="fs121">Ñóääÿ</FONT><FONT class="fs180"> Êîâòóí Ñ.À.</FONT></P>
<P class="ps16"><FONT class="fs120">Ïðåäñòàâíèêè ñòîð³í:</FONT></P>
<P class="ps16"><FONT class="fs179">Â³ä ïîçèâà÷à           &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;íå ïðèáóâ </FONT></P>
<P class="ps16"><FONT class="fs178">Â³ä â³äïîâ³äà÷à           íå ïðèáóâ</FONT></P>
<P class="ps12"><FONT class="fs119">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ:</FONT></P>
<P class="ps6"><FONT class="fs175">Ïîçîâí³ âèìîãè ìîòèâîâàí³ íåíàëåæíèì íåâèêîíàííÿì â³äïîâ³äà÷åì çîáîâÿçàíü çà âèùåâêàçàíèì äîãîâîðîì, ÿêèé áóëî óêëàäåíî øëÿõîì ïîäà÷³ â³äïîâ³äà÷åì çàÿâè ïðî ïðèºäíàííÿ äî Óìîâ òà ïðàâèë íàäàííÿ áàíê³âñüêèõ ïîñëóã.</FONT></P>
<P class="ps6"><FONT class="fs174">Ñóä ñâîºþ óõâàëîþ â³ä 09.02.2016 ïîðóøèâ ïðîâàäæåííÿ ó ñïðàâ³ ¹ 910/1952/16, ðîçãëÿä îñòàííüî¿ ïðèçíà÷èâ íà 22.02.2016.</FONT></P>
<P class="ps7"><FONT class="fs172">Ó çâÿçêó ç íåÿâêîþ â ñóäîâå çàñ³äàííÿ 22.02.2016 ïðåäñòàâíèê³â ñòîð³í, ñóä â³äêëàâ ðîçãëÿä ñïðàâè äî 17.03.2016. </FONT></P>
<P class="ps7"><FONT class="fs171">Ïîçèâà÷ ÿâêó ïîâíîâàæíîãî ïðåäñòàâíèêà â ñóäîâå çàñ³äàííÿ íå çàáåçïå÷èâ, ïîäàâøè äîêóìåíòè íà âèêîíàííÿ âèìîã óõâàëè ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ â³ä 09.02.2016. </FONT></P>
<P class="ps6"><FONT class="fs170">Â³äïîâ³äà÷ â³äçèâó íà ïîçîâ íå íàäàâ, ÿâêó â ñóäîâå çàñ³äàííÿ ñâî¿õ ïðåäñòàâíèê³â íå çàáåçïå÷èâ, ïðî ïðè÷èíè íåÿâêè ñóä íå ïîâ³äîìèâ.</FONT></P>
<P class="ps6"><FONT class="fs169">Çà òàêèõ îáñòàâèí, ñóä ââàæàº çà ìîæëèâå ðîçãëÿíóòè ñïðàâó çà íàÿâíèìè ìàòåð³àëàìè íà ï³äñòàâ³ ñò. 75 ÃÏÊ Óêðà¿íè.</FONT></P>
<P class="ps6"><FONT class="fs117">Ðîçãëÿíóâøè íàäàí³ äîêóìåíòè ³ ìàòåð³àëè, âñåá³÷íî òà ïîâíî çÿñóâàâøè îáñòàâèíè, íà ÿêèõ ´ðóíòóþòüñÿ ïîçîâí³ âèìîãè, îáºêòèâíî îö³íèâøè â ñóêóïíîñò³ äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ðîçãëÿäó ñïðàâè ³ âèð³øåííÿ ñïîðó ïî ñóò³, ñóä âñòàíîâèâ: &nbsp;</FONT></P>
<P class="ps6"><FONT class="fs168">01.06.2012 òîâàðèñòâî ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ Âåðì³ë³îí Ñîëþøíñ &nbsp;(êë³ºíò) ïîäàëî ïóáë³÷íîìó àêö³îíåðíîìó òîâàðèñòâó êîìåðö³éíîìó áàíêó Ïðèâàòáàíê (áàíêó) çàÿâó ïðî â³äêðèòòÿ ïîòî÷íîãî ðàõóíêó, â³äïîâ³äíî äî ÿêî¿ êë³ºíò, ï³äïèñàâøè öþ çàÿâó, ïîãîäèâñÿ ³ç Óìîâàìè òà ïðàâèëàìè íàäàííÿ áàíê³âñüêèõ ïîñëóã, ó òîìó ÷èñë³ ç Óìîâàìè ³ ïðàâèëàìè îáñëóãîâóâàííÿ çà ðîçðàõóíêîâèìè êàðòêàìè, ùî ðîçì³ùåí³ íà ñàéò³ áàíêó, òàðèôàìè áàíêó, ÿê³ ðàçîì ç ö³ºþ çàÿâîþ òà êàðòêîþ ç³ çðàçêàìè ï³äïèñ³â ³ â³äáèòê³â ïå÷àòêè ñêëàäàþòü äîãîâ³ð áàíê³âñüêîãî îáñëóãîâóâàííÿ (äàë³  Äîãîâ³ð).</FONT></P>
<P class="ps6"><FONT class="fs167">Êë³ºíò ïðèºäíàâñÿ ³ çîáîâÿçàâñÿ âèêîíóâàòè óìîâè, âêëàäåí³ â Óìîâàõ ³ ïðàâèëàõ íàäàííÿ áàíê³âñüêèõ ïîñëóã (äàë³  Óìîâè), òàðèôàõ Ïðèâàòáàíêó  äîãîâîð³ áàíê³âñüêîãî îáñëóãîâóâàííÿ â ö³ëîìó.</FONT></P>
<P class="ps6"><FONT class="fs166">Â³äïîâ³äíî äî ñòàòò³ 634 ÖÊ Óêðà¿íè äîãîâ³ð, óìîâè ÿêîãî âñòàíîâëåí³ îäí³ºþ ³ç ñòîð³í ó ôîðìóëÿðàõ àáî ³íøèõ ñòàíäàðòíèõ ôîðìàõ, ÿêèé ìîæå áóòè óêëàäåíèé ëèøå øëÿõîì ïðèºäíàííÿ äðóãî¿ ñòîðîíè äî çàïðîïîíîâàíîãî äîãîâîðó â ö³ëîìó, º äîãîâîðîì ïðèºäíàííÿ.</FONT></P>
<P class="ps6"><FONT class="fs165">Çà ñâîºþ ïðàâîâîþ ïðèðîäîþ ïðàâîâ³äíîñèíè ì³æ áàíêîì òà êë³ºíòîì º êðåäèòíèìè, ÿê³ &nbsp;óðåãóëüîâàí³ â íîðìàõ öèâ³ëüíî-ïðàâîâîãî çîáîâ'ÿçàëüíîãî ³íñòèòóòó Ïîçèêà. Êðåäèò. Áàíê³âñüêèé âêëàä (ãë. 71 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè), Çàêîíó â³ä 7 ãðóäíÿ 2000 ðîêó N 2121-III Ïðî áàíêè ³ áàíê³âñüêó ä³ÿëüí³ñòü òà ³íøèõ â³äïîâ³äíèõ ïðàâîâèõ àêòàõ. </FONT></P>
<P class="ps6"><FONT class="fs162">Â³äïîâ³äíî äî ï. 3.18.1.1. Óìîâ êðåäèòíèé ë³ì³ò íà ïîòî÷íèé ðàõóíîê íàäàºòüñÿ íà ïîïîâíåííÿ îá³ãîâèõ êîøò³â òà çä³éñíåííÿ ïîòî÷íèõ ïëàòåæ³â êë³ºíòà, â ìåæàõ êðåäèòíîãî ë³ì³òó. Ïðî ðîçì³ð ë³ì³òó áàíê ïîâ³äîìëÿº êë³ºíòà íà ñâ³é âèá³ð àáî â ïèñüìîâ³é ôîðì³, àáî ÷åðåç âñòàíîâëåí³ çàñîáè åëåêòðîííîãî çâ'ÿçêó áàíêà òà êë³ºíòà.</FONT></P>
<P class="ps6"><FONT class="fs161">Êðåäèò íàäàºòüñÿ â îáì³í íà çîáîâ'ÿçàííÿ êë³ºíòà ùîäî éîãî ïîâåðíåííÿ, ñïëàòè ïðîöåíò³â òà âèíàãîðîäè (ï. 3.18.1.3. Óìîâ).</FONT></P>
<P class="ps6"><FONT class="fs160">Êðåäèòíèé ë³ì³ò º ñóìîþ ãðîøîâèõ êîøò³â, â ìåæàõ ÿêî¿ áàíê çä³éñíþº îïëàòó ðîçðàõóíêîâèõ äîêóìåíò³â êë³ºíòà çâåðõ çàëèøêó ãðîøîâèõ êîøò³â íà éîãî ïîòî÷íîìó ðàõóíêó (ï. 3.18.1.5 Óìîâ). </FONT></P>
<P class="ps6"><FONT class="fs159">Ïîëîæåííÿìè ï. 3.18.1.6. (ç 01.07.2014 &nbsp;- ï. 3.2.1.1.6) Óìîâ âñòàíîâëåíî, ùî ë³ì³ò ìîæå áóòè çì³íåíèé áàíêîì â îäíîñòîðîííüîìó ïîðÿäêó, ïåðåäáà÷åíîìó Óìîâàìè ³ ïðàâèëàìè íàäàííÿ áàíê³âñüêèõ ïîñëóã, ó ðàç³ çíèæåííÿ íàäõîäæåíü ãðîøîâèõ êîøò³â íà ïîòî÷íèé ðàõóíîê àáî íàñòàííÿ ³íøèõ ôàêòîð³â, ïåðåäáà÷åíèõ âíóòð³øí³ìè íîðìàòèâíèìè äîêóìåíòàìè áàíêó. Ï³äïèñàâøè óãîäó, êë³ºíò âèñëîâëþº ñâîþ çãîäó íà òå, ùî çì³íà ë³ì³òó ïðîâîäèòüñÿ áàíêîì â îäíîñòîðîííüîìó ïîðÿäêó øëÿõîì ïîâ³äîìëåííÿ êë³ºíòà íà ñâ³é âèá³ð àáî â ïèñüìîâ³é ôîðì³, àáî ÷åðåç âñòàíîâëåí³ çàñîáè åëåêòðîííîãî çâ'ÿçêó áàíêó ³ êë³ºíòà (ñèñòåìè êë³ºíò-áàíê, ³íòåðíåò êë³ºíò áàíê, sms - ïîâ³äîìëåííÿ àáî ³íøèõ).</FONT></P>
<P class="ps6"><FONT class="fs158">Â³äïîâ³äíî äî ï. 3.18.6.1 (ç 01.07.2014 &nbsp;- ï. 3.2.1.6.1) Óìîâ îáñëóãîâóâàííÿ êðåäèòíîãî ë³ì³òó íà ïîòî÷íîìó ðàõóíêó êë³ºíòà çä³éñíþºòüñÿ ç ìîìåíòó ïîäà÷³ êë³ºíòîì â áàíê çàÿâè ïðî â³äêðèòòÿ ïîòî÷íîãî ðàõóíêó òà/àáî ç ìîìåíòó íàäàííÿ êë³ºíòîì ðîçðàõóíêîâèõ äîêóìåíò³â íà âèêîðèñòàííÿ êîøò³â â ðàìêàõ êðåäèòíîãî ë³ì³òó â ìåæàõ, çàçíà÷åíèõ â íèõ ñóì ³ ä³º â îáºì³ ïåðåðàõîâàíèõ êîøò³â äî ïîâíîãî âèêîíàííÿ îáîâÿçê³â ñòîðîíàìè.</FONT></P>
<P class="ps6"><FONT class="fs157">Çã³äíî ç Óìîâàìè ïðè ïåðåðàõóíêó êë³ºíòîì ç ïîòî÷íîãî ðàõóíêó êîøò³â çà ðàõóíîê êðåäèòíîãî ë³ì³òó íà áóäü-ÿê³ ³íø³ ðàõóíêè àáî ïëàñòèêîâ³ êàðòêè, äåðæàòåëåì ÿêèõ º âëàñíèê ïîòî÷íîãî ðàõóíêó, ç ñóìè êîæíîãî ç ïðîâåäåíèõ çà ðàõóíîê êðåäèòíîãî ë³ì³òó ïåðåðàõóâàíü óòðèìóºòüñÿ êîì³ñ³éíà âèíàãîðîäà ó ðîçì³ð³ 3% â³ä ñóìè ïåðåðàõóâàíü. Êë³ºíò äîðó÷àº áàíêó ñïèñóâàòè ñóìè òàêî¿ êîì³ñ³éíî¿ âèíàãîðîäè, ùî ï³äëÿãàº ñïëàò³ áàíêó, ç³ ñâîãî ïîòî÷íîãî ðàõóíêó.</FONT></P>
<P class="ps6"><FONT class="fs156">Â³äïîâ³äíî äî ï. &nbsp;3.18.1.11 (ç 01.07.2014 &nbsp;- ï. 3.2.1.1.11) Óìîâ ïåð³îäîì áåçïåðåðâíîãî êîðèñòóâàííÿ êðåäèòîì º ïåð³îä ÷àñó, ïðîòÿãîì ÿêîãî áåçïåðåðâíî ³ñíóâàëî äåáåòîâå ñàëüäî íà ïîòî÷íîìó ðàõóíêó. Ïåð³îä áåçïåðåðâíîãî êîðèñòóâàííÿ êðåäèòíèì ë³ì³òîì íà ïîòî÷íîìó ðàõóíêó - íå á³ëüøå 35 äí³â. Ïî÷àòêîì ïåð³îäó áåçïåðåðâíîãî êîðèñòóâàííÿ êðåäèòîì ââàæàºòüñÿ ïåðøèé äåíü, ïî÷èíàþ÷è ç ÿêîãî áåçïåðåðâíî ³ñíóâàëî äåáåòîâå ñàëüäî íà ïîòî÷íîìó ðàõóíêó êë³ºíòà ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ. Çìåíøåííÿ àáî çá³ëüøåííÿ çàáîðãîâàíîñò³ çà êðåäèòîì ó öåé ïåð³îä íå âïëèâàþòü íà çì³íó äàòè ïî÷àòêó ïåð³îäó áåçïåðåðâíîãî êîðèñòóâàííÿ êðåäèòîì. Äàòîþ çàê³í÷åííÿ ïåð³îäó áåçïåðåðâíîãî êîðèñòóâàííÿ êðåäèòîì ââàæàºòüñÿ äåíü, ï³ñëÿ çàê³í÷åííÿ ÿêîãî íà ïîòî÷íîìó ðàõóíêó çàô³êñîâàíå íóëüîâå ñàëüäî.</FONT></P>
<P class="ps6"><FONT class="fs155">Â³äïîâ³äíî äî ðîçä³ëó Ïîðÿäîê ðîçðàõóíê³â Óìîâ çà êîðèñòóâàííÿ êðåäèòîì â ïåð³îä ç äàòè âèíèêíåííÿ äåáåòîâîãî ñàëüäî íà ïîòî÷íîìó ðàõóíêó êë³ºíòà ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ êë³ºíò âèïëà÷óº ïðîöåíòè, âèõîäÿ÷è ç ïðîöåíòíî¿ ñòàâêè, ðîçì³ð ÿêî¿ çàëåæèòü â³ä ñòðîêó êîðèñòóâàííÿ êðåäèòîì (äèôåðåíö³éîâàíà ïðîöåíòíà ñòàâêà).</FONT></P>
<P class="ps6"><FONT class="fs154">Çà ïåð³îä êîðèñòóâàííÿ êðåäèòîì ç ìîìåíòó âèíèêíåííÿ äåáåòîâîãî ñàëüäî äî äàòè îáíóëåííÿ äåáåòîâîãî ñàëüäî â îäíó ç äàò ç íàñòóïíîãî 20-ãî äî 25-ãî ÷èñëà ì³ñÿöÿ (äàë³- ïåð³îä, â ÿêèé äåáåòîâå ñàëüäî ï³äëÿãàº îáíóëåííþ), ðîçðàõóíîê ïðîöåíò³â çä³éñíþºòüñÿ çà ïðîöåíòíîþ ñòàâêîþ â ðîçì³ð³ 0% ð³÷íèõ â³ä ñóìè çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³.</FONT></P>
<P class="ps6"><FONT class="fs153">Ïðè íå îáíóëåíí³ äåáåòîâîãî ñàëüäî â îäíó ç äàò ïåð³îäó, â ÿêîìó äåáåòîâå ñàëüäî ï³äëÿãàº îáíóëåííþ, ïðîòÿãîì 90 äí³â ç îñòàííüî¿ äàòè ïåð³îäó, â ÿêîìó äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóëåííþ, êë³ºíò âèïëà÷óº áàíêó çà êîðèñòóâàííÿ êðåäèòîì ïðîöåíòè â ðîçì³ð³ 36,00 % ð³÷íèõ, ïî÷èíàþ÷è ç îñòàííüî¿ äàòè ïåð³îäó, â ÿêó äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóëåííþ.</FONT></P>
<P class="ps6"><FONT class="fs152">Ó âèïàäêó íåïîãàøåííÿ êðåäèòó ïðîòÿãîì 90 äí³â ç äàòè çàê³í÷åííÿ ïåð³îäó, â ÿêîìó äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóëåííþ; ïî÷èíàþ÷è ç 91-ãî äíÿ ï³ñëÿ äàòè çàê³í÷åííÿ ïåð³îäó, â ÿêîìó äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóëåííþ, êðåäèò ââàæàºòüñÿ ïðîñòðî÷åíèì, à ãðîøîâ³ çîáîâ'ÿçàííÿ êë³ºíòà ùîäî ïîãàøåííÿ çàáîðãîâàíîñò³ ââàæàþòüñÿ ïîðóøåíèìè. Ïðè ïîðóøåíí³ êë³ºíòîì áóäü-ÿêîãî ç ãðîøîâîãî çîáîâÿçàííÿ êë³ºíò ñïëà÷óº áàíêó â³äñîòêè çà êîðèñòóâàííÿ êðåäèòîì (äèôåðåíö³éîâàíà ïðîöåíòíà ñòàâêà äî 01.07.2014, à ç 01.07.2014 - çì³íþâàíà) &nbsp;â³ä ñóìè çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³. Ó ðàç³ ïîðóøåííÿ êë³ºíòîì áóäü-ÿêîãî ç ãðîøîâèõ çîáîâ'ÿçàíü ³ ïðè ðåàë³çàö³¿ ïðàâà áàíêó íà âñòàíîâëåííÿ ³íøîãî ñòðîêó ïîâåðíåííÿ êðåäèòó ïåðåäáà÷åíîãî Óìîâàìè ³ ïðàâèëàìè íàäàííÿ áàíê³âñüêèõ ïîñëóã, êë³ºíò ñïëà÷óº áàíêó ïåíþ ó ðîçì³ð³ &nbsp;ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè â³ä ñóìè çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³ çà êîæåí äåíü ïðîñòðî÷åííÿ, ñïëàòà ïåí³ çä³éñíþºòüñÿ ç äíÿ, íàñòóïíîãî çà äàòîþ ïîðóøåííÿ çîáîâ'ÿçàíü.</FONT></P>
<P class="ps6"><FONT class="fs151">Ðîçðàõóíîê â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì ïðîâîäèòüñÿ ùîäíÿ, ïî÷èíàþ÷è ç ìîìåíòó óòâîðåííÿ íà ïîòî÷íîìó ðàõóíêó äåáåòîâîãî ñàëüäî ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ, çà ê³ëüê³ñòü äí³â êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè, âèõîäÿ÷è ç 360 äí³â ó ðîö³. Ðîçðàõóíîê â³äñîòê³â ïðîâîäèòüñÿ äî ïîâíîãî ïîãàøåííÿ çàáîðãîâàíîñò³ çà êðåäèòîì, íà ñóìó çàëèøêó çàáîðãîâàíîñò³ çà êðåäèòîì. Äåíü ïîâåðíåííÿ êðåäèòó â ÷àñîâèé ³íòåðâàë íàðàõóâàííÿ â³äñîòê³â íå âêëþ÷àºòüñÿ. Íàðàõóâàííÿ â³äñîòê³â çä³éñíþºòüñÿ â äàòó ñïëàòè.</FONT></P>
<P class="ps6"><FONT class="fs150">Ïðè íåñïëàò³ âèíàãîðîäè, â³äñîòê³â ó â³äïîâ³äí³ ¿ì äàòè ñïëàòè, âîíè ââàæàþòüñÿ ïðîñòðî÷åíèìè.</FONT></P>
<P class="ps6"><FONT class="fs148">Ñòàíîì íà äåíü ðîçãëÿäó ñïðàâè âêàçàí³ ñóìè â³äïîâ³äà÷åì íå ïîãàøåí³.</FONT></P>
<P class="ps6"><FONT class="fs147">Ñòàòòÿìè 11, 509 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî äîãîâ³ð º ï³äñòàâîþ âèíèêíåííÿ öèâ³ëüíèõ ïðàâ ³ îáîâÿçê³â (çîáîâÿçàíü), ÿê³ ìàþòü âèêîíóâàòèñÿ íàëåæíèì ÷èíîì ³ â óñòàíîâëåíèé ñòðîê â³äïîâ³äíî äî âêàç³âîê çàêîíó, äîãîâîðó.</FONT></P>
<P class="ps6"><FONT class="fs146">Ñòàòò³ 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè òà 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àþòü, ùî çîáîâÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, óìîâ äîãîâîðó à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ. Êîæíà ñòîðîíà ïîâèííà âæèòè óñ³õ çàõîä³â, íåîáõ³äíèõ äëÿ íàëåæíîãî âèêîíàííÿ íåþ çîáîâÿçàííÿ, âðàõîâóþ÷è ³íòåðåñè äðóãî¿ ñòîðîíè òà çàáåçïå÷åííÿ çàãàëüíîãîñïîäàðñüêîãî ³íòåðåñó. Îäíîñòîðîííÿ â³äìîâà â³ä çîáîâÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ, ùî ïåðåäáà÷åíî ñò. 525 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè. Çã³äíî ç ÷. 1 ñò. 530 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ÿêùî ó çîáîâÿçàíí³ âñòàíîâëåíèé ñòðîê (òåðì³í) éîãî âèêîíàííÿ, òî âîíî ï³äëÿãàº âèêîíàííþ ó öåé ñòðîê (òåðì³í). </FONT></P>
<P class="ps6"><FONT class="fs144">Â³äïîâ³äíî äî ñò. 610 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïîðóøåííÿì çîáîâÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâÿçàííÿ (íåíàëåæíå âèêîíàííÿ). </FONT></P>
<P class="ps6"><FONT class="fs143">Çã³äíî ç ñò. 611 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ó ðàç³ ïîðóøåííÿ çîáîâÿçàííÿ íàñòàþòü ïðàâîâ³ íàñë³äêè, âñòàíîâëåí³ äîãîâîðîì àáî çàêîíîì, çîêðåìà, â³äøêîäóâàííÿ çáèòê³â, ñïëàòà íåóñòîéêè.</FONT></P>
<P class="ps6"><FONT class="fs142">Â³äïîâ³äíî äî ï. 3.2.1.5.1 Óìîâ, ïðè ïîðóøåíí³ êë³ºíòîì áóäü-ÿêîãî ³ç çîáîâ'ÿçàíü ïî ñïëàò³ â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, òåðì³í³â ïîâåðíåííÿ êðåäèòó, âèíàãîðîäè, &nbsp;êë³ºíò ñïëà÷óº áàíêó çà êîæíèé âèïàäîê ïîðóøåííÿ ïåíþ â ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ÿêà ä³ÿëà â ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ, (ó % ð³÷íèõ) â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó çà êîæíèé äåíü ïðîñòðî÷åííÿ ïëàòåæó. À â ðàç³ ðåàë³çàö³¿ áàíêîì ïðàâà íà âñòàíîâëåííÿ ³íøîãî ñòðîêó ïîâåðíåííÿ êðåäèòó, êë³ºíò ñïëà÷óº áàíêó ïåíþ ó ðîçì³ð³, çàçíà÷åíîìó â ï. 3.2.1.4.1.3. â³ä ñóìè çàáîðãîâàíîñò³ çà êîæåí äåíü ïðîñòðî÷åííÿ. </FONT></P>
<P class="ps6"><FONT class="fs141">×àñòèíà 6 ñòàòò³ 232 ÃÊ Óêðà¿íè ïåðåäáà÷àº, ùî íàðàõóâàííÿ øòðàôíèõ ñàíêö³é çà ïðîñòðî÷åííÿ âèêîíàííÿ çîáîâ'ÿçàííÿ, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì àáî äîãîâîðîì, ïðèïèíÿºòüñÿ ÷åðåç ø³ñòü ì³ñÿö³â â³ä äíÿ, êîëè çîáîâ'ÿçàííÿ ìàëî áóòè âèêîíàíî. Â³äïîâ³äíî äî Óìîâ &nbsp;íàðàõóâàííÿ íåóñòîéêè çà êîæíèé âèïàäîê ïîðóøåííÿ çîáîâÿçàíü, çä³éñíþºòüñÿ ïðîòÿãîì 3 (òðüîõ) ðîê³â ç äíÿ, êîëè â³äïîâ³äíå çîáîâÿçàííÿ ìàëî áóòè âèêîíàíî êë³ºíòîì.&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps6"><FONT class="fs139">Â³äïîâ³äíî äî ñò. 32 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè äîêàçàìè ó ñïðàâ³ º áóäü-ÿê³ ôàêòè÷í³ äàí³, íà ï³äñòàâ³ ÿêèõ ãîñïîäàðñüêèé ñóä ó âèçíà÷åíîìó çàêîíîì ïîðÿäêó âñòàíîâëþº íàÿâí³ñòü ÷è â³äñóòí³ñòü îáñòàâèí, íà ÿêèõ ´ðóíòóþòüñÿ âèìîãè ÷è çàïåðå÷åííÿ ñòîð³í, à òàêîæ ³íø³ îáñòàâèíè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ïðàâèëüíîãî âèð³øåííÿ ãîñïîäàðñüêîãî ñïîðó.</FONT></P>
<P class="ps6"><FONT class="fs138">Çã³äíî ç³ ñò. 33 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü. </FONT></P>
<P class="ps6"><FONT class="fs137">Ïðèéìàþ÷è ð³øåííÿ, ñóä çîáîâÿçàíèé êåðóâàòèñü íàäàíèìè ñòîðîíàìè äîêàçàìè.</FONT></P>
<P class="ps6"><FONT class="fs136">Ïîçèâà÷åì íàëåæíèì ÷èíîì äîâåäåíå ïîðóøåííÿ éîãî ïðàâ ç³ ñòîðîíè â³äïîâ³äà÷à. </FONT></P>
<P class="ps6"><FONT class="fs135">Îáñòàâèíè, íà ÿê³ ïîñèëàºòüñÿ ïîçèâà÷ ÿê íà ï³äñòàâó ñâî¿õ âèìîã, íàëåæíèì ÷èíîì äîâåäåí³ ³ â³äïîâ³äà÷åì íå ñïðîñòîâàí³, à òîìó ïîçîâí³ âèìîãè ïîçèâà÷à äî îñòàííüîãî ï³äëÿãàþòü çàäîâîëåííþ â ïîâíîìó îáñÿç³.</FONT></P>
<P class="ps6"><FONT class="fs134">Â³äïîâ³äíî äî ñò. 49 ÃÏÊ Óêðà¿íè ñóäîâ³ âèòðàòè ïîêëàäàþòüñÿ íà â³äïîâ³äà÷à. </FONT></P>
<P class="ps6"><FONT class="fs133">Íà ï³äñòàâ³ âèêëàäåíîãî, êåðóþ÷èñü ñò.ñò. 33, 49, 82-85 ÃÏÊ Óêðà¿íè, ñóä</FONT></P>
<P class="ps2"><FONT class="fs116">ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps5"><FONT class="fs132">Ïîçîâ çàäîâîëüíèòè ïîâí³ñòþ.</FONT></P>
<P class="ps11"><FONT class="fs130">Ð³øåííÿ ï³äïèñàíî &nbsp;&nbsp;31.03.2016</FONT></P>
<P><FONT class="fs115">Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñ.À. Êîâòóí</FONT></P>
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