<TITLE>915/1198/15</TITLE>
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<P class="ps16"><FONT class="fs88"> &nbsp;</FONT><FONT class="fs158"><IMG src="herb.gif" height=72 width=54></FONT></P>
<P class="ps12"><FONT class="fs91">ÃÎÑÏÎÄÀÐÑÜÊÈÉ ÑÓÄ ÌÈÊÎËÀ¯ÂÑÜÊÎ¯ ÎÁËÀÑÒ²</FONT></P>
<P class="ps12"><FONT class="fs152">======================================================================</FONT></P>
<P class="ps10"><FONT class="fs90">Ð²ØÅÍÍß</FONT></P>
<P class="ps10"><FONT class="fs148">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<P class="ps10"><FONT class="fs151"> </FONT><FONT class="fs147">&nbsp;10 áåðåçíÿ 2016 ðîêó &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñïðàâà ¹ &nbsp;915/1198/15 </FONT></P>
<P class="ps4"><FONT class="fs150"> &nbsp;</FONT></P>
<P class="ps4">Ãîñïîäàðñüêèé ñóä Ìèêîëà¿âñüêî¿ îáëàñò³, ó ñêëàä³ ñóää³ Ãðèíüîâî¿-Íîâèöüêî¿ Ò.Â.,</P>
<P>ïðåäñòàâíèêè ñòîð³í â ñóäîâå çàñ³äàííÿ íå çÿâèëèñü,</P>
<P>ðîçãëÿíóâøè ìàòåð³àëè ñïðàâè</P>
<P class="ps13"><FONT class="fs97">çà ïîçîâîì </FONT>Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Êîìåðö³éíèé áàíê «ÏÐÈÂÀÒÁÀÍÊ»,</P>
<P class="ps13"><FONT class="fs96">äî </FONT>Ôåðìåðñüêîãî ãîñïîäàðñòâà «Òðóäîëþá³âñüêå»,</P>
<P class="ps13">                                                            </P>
<P class="ps10">ÂÑÒÀÍÎÂÈÂ:</P>
<P class="ps4">Ïîñòàíîâîþ Îäåñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó â³ä 17.09.2015 âêàçàíå ð³øåííÿ çàëèøåíî áåç çì³í.</P>
<P class="ps4">Ïîñòàíîâîþ Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 15.12.2015 ïîñòàíîâó Îäåñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó â³ä 17.09.2015 òà ð³øåííÿ ãîñïîäàðñüêîãî ñóäó Ìèêîëà¿âñüêî¿ îáëàñò³ â³ä 04.08.2015 ó ñïðàâ³ ¹915/1198/15 â ÷àñòèí³ ïîçîâíèõ âèìîã ïðî ñòÿãíåííÿ ç Ôåðìåðñüêîãî ãîñïîäàðñòâà "Òðóäîëþá³âñüêå" íà êîðèñòü Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Êîìåðö³éíèé áàíê "ÏÐÈÂÀÒÁÀÍÊ" 5331 ãðí. 32 êîï. ïåí³ çà íåñâîº÷àñíå âèêîíàííÿ ãðîøîâèõ çîáîâ'ÿçàíü çà äîãîâîðîì  ñêàñîâàíî òà â ö³é ÷àñòèí³ ñïðàâó ¹915/1198/15 ïåðåäàíî íà íîâèé ðîçãëÿä äî ãîñïîäàðñüêîãî ñóäó Ìèêîëà¿âñüêî¿ îáëàñò³ â ³íøîìó ñêëàä³ ñóäó.</P>
<P class="ps4">×àñòêîâî ñêàñîâóþ÷è ð³øåííÿ ïîïåðåäí³õ ³íñòàíö³é, Âèùèé ãîñïîäàðñüêèé ñóä Óêðà¿íè çàçíà÷èâ, ùî ïîñèëàííÿ ñóäó íà òå, ùî ïåíÿ çà íåñâîº÷àñíå ïîâåðíåííÿ êðåäèòó òà ñïëàòè â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè &nbsp;íàðàõîâàíà áàíêîì ç ïîðóøåííÿì ÷. 6 ñò. 232 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè (äàë³ - ÃÊ), à òàêîæ íà ñóìó çá³ëüøåíèõ â³äñîòê³â, º ï³äñòàâîþ äëÿ âñòàíîâëåííÿ ðîçì³ðó îá´ðóíòîâàíî íàðàõîâàíèõ ñóì ïåí³ çà âèçíà÷åíèé ïåð³îä.</P>
<P class="ps4">Â³äïîâ³äíî äî ñò. 111-12 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè (äàë³ - ÃÏÊ) âêàç³âêè, ùî ì³ñòÿòüñÿ ó ïîñòàíîâ³ êàñàö³éíî¿ ³íñòàíö³¿, º îáîâÿçêîâèìè äëÿ ñóäó ïåðøî¿ ³íñòàíö³¿ ïðè íîâîìó ðîçãëÿä³.</P>
<P class="ps4">Òàêèì ÷èíîì, ïðè íîâîìó ðîçãëÿä³ ñïðàâè ãîñïîäàðñüêîìó ñóäó Ìèêîëà¿âñüêî¿ îáëàñò³ íàëåæèòü ðîçãëÿíóòè ïîçîâí³ âèìîãè Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Êîìåðö³éíèé áàíê "ÏÐÈÂÀÒÁÀÍÊ" â ÷àñòèí³ ñòÿãíåííÿ ç Ôåðìåðñüêîãî ãîñïîäàðñòâà «Òðóäîëþá³âñüêå» ïåí³ â ñóì³ 5331 ãðí. 32 êîï. ç óðàõóâàííÿì ï³äñòàâíî çìåíøåíèõ ñóäàìè â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì (48% çàì³ñòü 56%) òà ïðàâèëüí³ñòü ¿¿ &nbsp;îá÷èñëåííÿ çã³äíî ç ÷. 6 ñò. 232 ÃÊ.</P>
<P class="ps4"> </P>
<P class="ps2">Óõâàëîþ â³ä 12.02.2016, íà ï³äñòàâ³ ðîçïîðÿäæåííÿ êåð³âíèêà àïàðàòó ãîñïîäàðñüêîãî ñóäó Ìèêîëà¿âñüêî¿ îáëàñò³ ¹53 â³ä 01.02.2016, ñïðàâó ïðèéíÿòî äî ïðîâàäæåííÿ ñóääåþ Ãðèíüîâîþ-Íîâèöüêîþ Ò.Â., ïðèçíà÷åíî ¿¿ äî ðîçãëÿäó òà çîáîâÿçàíî ïîçèâà÷à<FONT class="fs94"> </FONT>íàäàòè äî êàíöåëÿð³¿ ñóäó ïèñüìîâ³ ïîÿñíåííÿ ç óðàõóâàííÿì âèêëàäåíîãî ó ïîñòàíîâ³ Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 15.12.2015. Íà âèêîíàííÿ âèìîã óõâàëè ïîçèâà÷ íàäàâ äîäàòêîâ³ ïîÿñíåííÿ á/í â³ä 27.02.2016.</P>
<P class="ps4">Ïðî äàòó, ÷àñ ³ ì³ñöå ñóäîâîãî çàñ³äàííÿ ñòîðîíè ïîâ³äîìëåí³ íàëåæíèì ÷èíîì ó âñòàíîâëåíîìó ÷. 1 ñò. 64 ÃÏÊ ïîðÿäêó.</P>
<P class="ps4">Â³äïîâ³äà÷ â³äçèâ íà ïîçîâíó çàÿâó íå íàäàâ, ïðàâîì ó÷àñò³ â ñóäîâîìó çàñ³äàíí³ íå ñêîðèñòàâñÿ. </P>
<P class="ps7">Çà òàêèõ îáñòàâèí, â³äïîâ³äíî äî ñò. 75 ÃÏÊ, ñï³ð ðîçãëÿíóòî çà íàÿâíèìè ó ñïðàâ³ ìàòåð³àëàìè.</P>
<P class="ps2">Âèâ÷èâøè ìàòåð³àëè ñïðàâè, äîñë³äèâøè ³ îö³íèâøè äîêàçè ó ¿õ ñóêóïíîñò³, âðàõóâàâøè ïðèïèñè ïîñòàíîâè Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä &nbsp;15.12.2015, ãîñïîäàðñüêèé ñóä ä³éøîâ âèñíîâêó ïðî ÷àñòêîâå çàäîâîëåííÿ ïîçîâíèõ âèìîã ùîäî ñòÿãíåííÿ ïåí³ â ñóì³ 5331 ãðí. 32 êîï., âèõîäÿ÷è ç òàêîãî:</P>
<P class="ps2">ßê âñòàíîâëåíî ñóäàìè òðüîõ ³íñòàíö³é, óêëàäåííÿ ì³æ ñòîðîíàìè ñïîðó äîãîâîðó ó ñïðîùåíèé ñïîñ³á ï³äòâåðäæóºòüñÿ çàÿâîþ â³äïîâ³äà÷à â³ä 15.01.2014 ïðî ïðèºäíàííÿ äî «Óìîâ òà ïðàâèë íàäàííÿ áàíê³âñüêèõ ïîñëóã» (äàë³ - Óìîâè), Òàðèô³â áàíêó, ùî ðîçì³ùåí³ íà ñàéò³ http//privatbank.ua, ³ ðàçîì ñêëàäàþòü Äîãîâ³ð áàíê³âñüêîãî îáñëóãîâóâàííÿ á/í â³ä 15.01.2014 (äàë³ - Äîãîâ³ð).</P>
<P class="ps9">Â³äïîâ³äíî äî 3.18.5.1 Óìîâ ïðè ïîðóøåíí³ êë³ºíòîì çîáîâ'ÿçàíü ïî ñïëàò³ â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, ïåðåäáà÷åíèõ ï.ï. 3.18.2.2.2, 3.18.4.1, 3.18.4.2, 3.18.4.3, òåðì³í³â ïîâåðíåííÿ êðåäèòó, ïåðåäáà÷åíèõ ï.ï. 3.18.1.8, 3.18.2.2.3, 3.18.2.3.4, âèíàãîðîäè, ïåðåäáà÷åíî¿ ï.ï. 3.18.2.2.5, 3.18.4.4, 3.18.4.5, 3.18.4.6, â³í ñïëà÷óº áàíêó çà êîæåí âèïàäîê ïîðóøåííÿ ïåíþ â ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ÿêà ä³ÿëà â ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ, â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó çà êîæíèé äåíü ïðîñòðî÷åííÿ.</P>
<P class="ps9">Ïóíêòîì 3.18.5.4 Óìîâ âñòàíîâëåíî, ùî íàðàõóâàííÿ íåóñòîéêè, ïåðåäáà÷åíî¿ ï.ï. 3.18.5.1, 3.18.5.2, 3.18.5.3, çä³éñíþºòüñÿ ïðîòÿãîì òðüîõ ðîê³â ç äíÿ, êîëè â³äïîâ³äíå çîáîâ'ÿçàííÿ ìàëî áóòè âèêîíàíî êë³ºíòîì.</P>
<P class="ps3">Ñòàòòåþ 549 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè (äàë³ - ÖÊ) ïåðåäáà÷åíî, ùî íåóñòîéêîþ (øòðàôîì, ïåíåþ) º ãðîøîâà ñóìà àáî ³íøå ìàéíî, ÿê³ áîðæíèê ïîâèíåí ïåðåäàòè êðåäèòîðîâ³ ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâ'ÿçàííÿ. Øòðàôîì º íåóñòîéêà, ùî îá÷èñëþºòüñÿ ó â³äñîòêàõ â³ä ñóìè íåâèêîíàíîãî àáî íåíàëåæíî âèêîíàíîãî çîáîâ'ÿçàííÿ. Ïåíåþ º íåóñòîéêà, ùî îá÷èñëþºòüñÿ ó â³äñîòêàõ â³ä ñóìè íåñâîº÷àñíî âèêîíàíîãî ãðîøîâîãî çîáîâ'ÿçàííÿ çà êîæåí äåíü ïðîñòðî÷åííÿ âèêîíàííÿ.</P>
<P class="ps9">Â³äïîâ³äíî äî ï.6 ñò. 232 ÃÊ, íàðàõóâàííÿ øòðàôíèõ ñàíêö³é çà ïðîñòðî÷åííÿ âèêîíàííÿ çîáîâ'ÿçàííÿ, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì àáî äîãîâîðîì, ïðèïèíÿºòüñÿ ÷åðåç ø³ñòü ì³ñÿö³â â³ä äíÿ, êîëè çîáîâ'ÿçàííÿ ìàëî áóòè âèêîíàíî. </P>
<P class="ps4">Îñê³ëüêè ó ï. 3.18.5.4 Óìîâ âñòàíîâëåíèé òðèð³÷íèé ñòðîê íàðàõóâàííÿ íåóñòîéêè, òî øåñòèì³ñÿ÷íèé ñòðîê, âñòàíîâëåíèé ÷. 6 ñò. 232 ÃÊ â äàíîìó âèïàäêó çàñòîñîâóâàííþ íå ï³äëÿãàº. Â³äòàê, íàðàõóâàííÿ ïåí³ çà ïåð³îä ç 01.04.2014 ïî 02.06.2015 º ïðàâîì³ðíèì. </P>
<P class="ps9">ßê âáà÷àºòüñÿ ç ïîñòàíîâè Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä &nbsp;15.12.2015, ñóä ïåðøî¿ ³íñòàíö³¿ ïðàâîì³ðíî â³äìîâèâ ïîçèâà÷ó â ÷àñòèí³ ñòÿãíåííÿ 330 ãðí. 79 êîï. â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì ç ðîçðàõóíêó 56% çàì³ñòü 48%. Çà òàêèõ îáñòàâèí íàðàõóâàííÿ ïåí³ çà ïðîñòðî÷åííÿ ñïëàòè â³äñîòê³â ñë³ä çä³éñíþâàòè íà çìåíøåíó ñóäàìè ñóìó çàáîðãîâàíîñò³.</P>
<P class="ps9">Íà âèêîíàííÿ âèìîã óõâàëè ãîñïîäàðñüêîãî ñóäó Ìèêîëà¿âñüêî¿ îáëàñò³ â³ä 15.01.2016, ïîçèâà÷ íàäàâ äîäàòêîâ³ ïîÿñíåííÿ äî ïîçîâíèõ âèìîã â ÷àñòèí³ íàðàõóâàííÿ ïåí³, â ÿêèõ çàçíà÷èâ, ùî ðîçðàõóíîê ïåí³ âèêîíàíèé íèì ç óðàõóâàííÿì ñóìè â³äñîòê³â, ðîçðàõîâàíèõ çà ñòàâêîþ 48% ð³÷íèõ, âèõîäÿ÷è ç ðîçì³ðó ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ çà ïåð³îä ç 01.04.2014 ïî 02.06.2015, òà ñêëàäàº 5135 ãðí. 18 êîï., à ñàìå:</P>
<P class="ps0"><FONT class="fs156">-          </FONT>ïåíÿ çà íåñâîº÷àñíå âèêîíàííÿ çîáîâÿçàíü ç ïîâåðíåííÿ êðåäèòó çà ïåð³îä ç 05.05.2014 ïî 02.06.2015 â ñóì³ 3645 ãðí. 98 êîï.;</P>
<P class="ps0"><FONT class="fs155">-          </FONT>ïåíÿ çà íåñâîº÷àñíå âèêîíàííÿ çîáîâÿçàíü ç³ ñïëàòè â³äñîòê³â çà ïåð³îä ç 04.03.2014 ïî 02.06.2015 â ñóì³ 1209 ãðí. 66 êîï.;</P>
<P class="ps0"><FONT class="fs154">-          </FONT>ïåíÿ çà íåñâîº÷àñíå âèêîíàííÿ çîáîâÿçàíü ç³ ñïëàòè êîì³ñ³¿ çà ïåð³îä ç 05.05.2014 ïî 02.06.2015 â ñóì³ 279 ãðí. 54 êîï.</P>
<P class="ps4">Ñóäîì ïåðåâ³ðåíî òà âñòàíîâëåíî, ùî ðîçðàõóíîê ïåí³, íàâåäåíèé ó äîäàòêîâèõ ïîÿñíåííÿõ äî ïîçîâíî¿ çàÿâè â³ä 27.02.2016, çä³éñíåíî àðèôìåòè÷íî ïðàâèëüíî, ç äîäåðæàííÿì ïðèïèñ³â ÷. 6 ñò. 232 ÃÊ òà ï. 3.18.5.1, 3.18.5.4 Óìîâ. Ç îãëÿäó íà âèùåíàâåäåíå ñóä ââàæàº ïîçîâí³ âèìîãè â ÷àñòèí³ ñòÿãíåííÿ 5331 ãðí. 32 êîï. ïåí³ òàêèìè, ùî ï³äëÿãàþòü çàäîâîëåííþ â ñóì³ 5135 ãðí. 18 êîï..</P>
<P>          Êåðóþ÷èñü ñò. ñò. 44, 49, 75, 82-85, 111-12 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ñóä</P>
<P class="ps11">ÂÈÐ²ØÈÂ:</P>
<P class="ps2">Ïîçîâí³ âèìîãè ïðî ñòÿãíåííÿ 5331 ãðí. 32 êîï. ïåí³ çà íåñâîº÷àñíå âèêîíàííÿ çîáîâÿçàíü - çàäîâîëüíèòè ÷àñòêîâî.</P>
<P class="ps5">          Íàêàç âèäàòè ï³ñëÿ íàáðàííÿ ð³øåííÿì çàêîííî¿ ñèëè.</P>
<P> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â ÷àñòèí³ ñòÿãíåííÿ ïåí³ â ñóì³ 196 ãðí. 14 êîï.  â ïîçîâ³ â³äìîâèòè.</P>
<P class="ps4">Ð³øåííÿ íàáèðàº çàêîííî¿ ñèëè â ïîðÿäêó, âñòàíîâëåíîìó ñò. 85 ÃÏÊ.</P>
<P>          Ïîâíå ð³øåííÿ ñêëàäåíî òà ï³äïèñàíî 15 áåðåçíÿ &nbsp;2016 ðîêó.</P>
<P><FONT class="fs93">Ñóääÿ                     &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;                    Ò.Â.Ãðèíüîâà-Íîâèöüêà &nbsp; </FONT></P>