<TITLE>910/1224/16</TITLE>
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<TABLE cellspacing=0 px class="tslast">
<TR><TD width="100 %" class="tds1"><P class="ps13"><FONT class="fs384"> &nbsp;</FONT><FONT class="fs382"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps4"><FONT class="fs174">Ð²ØÅÍÍß</FONT></P>
<P class="ps4"><FONT class="fs173">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
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<TR><TD width="50 %" class="tds5"><P><FONT class="fs145">16.03.2016</FONT></P></TD><TD width="50 %" class="tds5"><P class="ps11"><FONT class="fs190">Ñïðàâà ¹910/1224/16</FONT></P></TD></TR>
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<TR><TD width="13 %" class="tds7"><P><FONT class="fs189">Çà ïîçîâîì</FONT></P></TD><TD width="87 %" class="tds7"><P class="ps0"><FONT class="fs378">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Êîìåðö³éíèé áàíê "ÏÐÈÂÀÒÁÀÍÊ" </FONT></P></TD></TR>
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<TR><TD width="13 %" class="tds8"><P class="ps10"><FONT class="fs188"> äî</FONT><FONT class="fs377"> &nbsp;</FONT></P></TD><TD width="87 %" class="tds8"><P class="ps0"><FONT class="fs376">Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Ë³í³ÿ öèôðè"&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD></TR>
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<TR><TD width="13 %" class="tds9"><P class="ps10"><FONT class="fs187"> ïðî</FONT></P></TD><TD width="87 %" class="tds9"><P><FONT class="fs375">ñòÿãíåííÿ 407231,72 ãðí. </FONT></P></TD></TR>
<P class="ps12"><FONT class="fs186">ñóääÿ Ïóêøèí Ë.Ã.</FONT></P>
<P class="ps2"><FONT class="fs185">Ïðåäñòàâíèêè</FONT><FONT class="fs374">:</FONT><FONT class="fs184"> </FONT></P>
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<TR><TD width="22 %" class="tds12"><P class="ps9"><FONT class="fs183">â³ä ïîçèâà÷à &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD><TD width="78 %" class="tds12"><P><FONT class="fs373">íå çÿâèëèñü;</FONT></P></TD></TR>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="22 %" class="tds13"><P class="ps9"><FONT class="fs182">â³ä â³äïîâ³äà÷à</FONT></P></TD><TD width="78 %" class="tds13"><P class="ps1"><FONT class="fs372">íå çÿâèëèñü</FONT></P></TD></TR>
<P class="ps3"><FONT class="fs371">Â ñóäîâîìó çàñ³äàíí³ 16.03.2016 â ïîðÿäêó&nbsp; &nbsp;ñò. 85 ÃÏÊ Óêðà¿íè&nbsp; &nbsp;áóëî îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíè ð³øåííÿ.</FONT></P>
<P class="ps5"><FONT class="fs181">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ:</FONT></P>
<P class="ps3"><FONT class="fs369">Óõâàëîþ ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 28.01.2016 ïîðóøåíî ïðîâàäæåííÿ ó ñïðàâ³ ¹ 910/1224/16 òà ïðèçíà÷åíî ñïðàâó äî ðîçãëÿäó â ñóäîâîìó çàñ³äàíí³ íà 17.02.2016.</FONT></P>
<P class="ps3"><FONT class="fs368">Óõâàëîþ ñóäó â³ä 17.02.16 ðîçãëÿä ñïðàâè áóëî â³äêëàäåíî íà 02.03.2016 ó çâÿçêó ç íåÿâêîþ ïðåäñòàâíèê³â ñòîð³í òà íåâèêîíàííÿì íèìè âèìîã óõâàëè ñóäó.</FONT></P>
<P class="ps3"><FONT class="fs367">Óõâàëîþ ñóäó â³ä 02.03.16 ðîçãëÿä ñïðàâè áóëî â³äêëàäåíî íà 16.03.2016 ó çâÿçêó ç íåÿâêîþ ïðåäñòàâíèê³â ñòîð³í â ñóäîâå çàñ³äàííÿ.</FONT></P>
<P class="ps3"><FONT class="fs366">04.03.16 ÷åðåç êàíöåëÿð³þ ñóäó ïîçèâà÷ ïîäàâ äîêóìåíòè, íà âèêîíàííÿ âèìîã óõâàëè ñóäó â³ä 28.01.2016.</FONT></P>
<P class="ps3"><FONT class="fs365">Â ñóäîâå çàñ³äàííÿ 16.03.2016 ïðåäñòàâíèêè ñòîð³í íå çÿâèëèñü, ïðî ïîâàæí³ ïðè÷èíè íåÿâêè ñóä íå ïîâ³äîìèëè, îá´ðóíòîâàíèõ êëîïîòàíü ùîäî ñâîº¿ íåÿâêè íå íàïðàâëÿëè, õî÷à ïðî ÷àñ ³ ì³ñöå ñóäîâîãî çàñ³äàííÿ áóëè ïîâ³äîìëåí³ íàëåæíèì ÷èíîì.</FONT></P>
<P class="ps3"><FONT class="fs364">Ïðè öüîìó, ñóäîì âðàõîâàíî, ùî â³äïîâ³äíî äî ï. 3.9.&nbsp; &nbsp;</FONT><FONT class="fs232">Ïîñòàíîâè ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè ¹ 18 â³ä 26.12.2011 "Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿"</FONT><FONT class="fs363">&nbsp; &nbsp;ðîçïî÷èíàþ÷è ñóäîâèé ðîçãëÿä, ñóääÿ ìàº âñòàíîâèòè, ÷è ïîâ³äîìëåí³ ïðî ÷àñ ³ ì³ñöå öüîãî ðîçãëÿäó îñîáè, ÿê³ áåðóòü ó÷àñòü ó ñïðàâ³, àëå íå ç'ÿâèëèñÿ ó çàñ³äàííÿ.</FONT></P>
<P class="ps3"><FONT class="fs362">Îñîáè, ÿê³ áåðóòü ó÷àñòü ó ñïðàâ³, ââàæàþòüñÿ ïîâ³äîìëåíèìè ïðî ÷àñ ³ ì³ñöå ðîçãëÿäó ñóäîì ñïðàâè ó ðàç³ âèêîíàííÿ îñòàíí³ì âèìîã ÷àñòèíè ïåðøî¿ ñòàòò³&nbsp; &nbsp;</FONT><FONT class="fs231">64</FONT><FONT class="fs361">&nbsp; &nbsp;òà ñòàòò³&nbsp; &nbsp;</FONT><FONT class="fs230">87&nbsp; &nbsp;ÃÏÊ</FONT><FONT class="fs360">.</FONT></P>
<P class="ps3"><FONT class="fs359">Çà çì³ñòîì ö³º¿ íîðìè, çîêðåìà, â ðàç³ ÿêùî óõâàëó ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ áóëî íàä³ñëàíî çà íàëåæíîþ àäðåñîþ (òîáòî ïîâ³äîìëåíîþ ñóäó ñòîðîíîþ, à â ðàç³ íåíàäàííÿ ñóäó â³äïîâ³äíî¿ ³íôîðìàö³¿ - àäðåñîþ, çàçíà÷åíîþ â ªäèíîìó äåðæàâíîìó ðåºñòð³ þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á - ï³äïðèºìö³â), ³ íå ïîâåðíóòî ï³äïðèºìñòâîì çâ'ÿçêó àáî ïîâåðíóòî ç ïîñèëàííÿì íà â³äñóòí³ñòü (âèáóòòÿ) àäðåñàòà, â³äìîâó â³ä îäåðæàííÿ, çàê³í÷åííÿ ñòðîêó çáåð³ãàííÿ ïîøòîâîãî â³äïðàâëåííÿ òîùî, òî ââàæàºòüñÿ, ùî àäðåñàò ïîâ³äîìëåíèé ïðî ÷àñ ³ ì³ñöå ðîçãëÿäó ñïðàâè ñóäîì.</FONT></P>
<P class="ps3"><FONT class="fs358">Ó âèïàäêó íåç'ÿâëåííÿ â çàñ³äàííÿ ãîñïîäàðñüêîãî ñóäó ïðåäñòàâíèê³â îáîõ ñòîð³í àáî îäí³º¿ ç íèõ ñïðàâà ìîæå áóòè ðîçãëÿíóòà áåç ¿õ ó÷àñò³, ÿêùî íåÿâêà òàêèõ ïðåäñòàâíèê³â íå ïåðåøêîäæàº âèð³øåííþ ñïîðó.</FONT></P>
<P class="ps3"><FONT class="fs357">Â³äïîâ³äíî äî âèìîã&nbsp; &nbsp;</FONT><FONT class="fs229">ñò. 75 ÃÏÊ Óêðà¿íè</FONT><FONT class="fs356">, ÿêùî â³äçèâ íà ïîçîâíó çàÿâó ³ âèòðåáóâàí³ ãîñïîäàðñüêèì ñóäîì äîêóìåíòè íå ïîäàíî, ñïðàâó ìîæå áóòè ðîçãëÿíóòî çà íàÿâíèìè â í³é ìàòåð³àëàìè. Ïðîàíàë³çóâàâøè ç³áðàí³ ïî ñïðàâ³ äîêàçè, ñóä ä³éøîâ âèñíîâêó ïðî äîñòàòí³ñòü ìàòåð³àë³â ñïðàâè äëÿ ¿¿ ðîçãëÿäó ïî ñóò³ çà â³äñóòíîñò³ ïðåäñòàâíèêà â³äïîâ³äà÷à òà éîãî â³äçèâó íà ïîçîâíó çàÿâó, ïðè öüîìó ñóä âèõîäèâ çà íàñòóïíîãî.</FONT></P>
<P class="ps3"><FONT class="fs228">Ñòàòòÿ 22 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs355">&nbsp; &nbsp;ïåðåäáà÷àº, ùî ïðèéíÿòòÿ ó÷àñò³ ó ñóäîâîìó çàñ³äàíí³ º ïðàâîì ñòîðîíè. Ïðè öüîìó, íîðìè âêàçàíî¿ ñòàòò³ çîáîâ'ÿçóþòü ñòîðîíè äîáðîñîâ³ñíî êîðèñòóâàòèñü íàëåæíèìè ¿ì ïðîöåñóàëüíèìè ïðàâàìè.</FONT></P>
<P class="ps3"><FONT class="fs227">Ñòàòòåþ 77 çàçíà÷åíîãî Êîäåêñó Óêðà¿íè</FONT><FONT class="fs354">&nbsp; ïåðåäáà÷åíî, ùî ãîñïîäàðñüêèé ñóä â³äêëàäàº â ìåæàõ ñòðîê³â, âñòàíîâëåíèõ </FONT><FONT class="fs226">ñò.69 öüîãî Êîäåêñó</FONT><FONT class="fs353">&nbsp; ðîçãëÿä ñïðàâè, êîëè çà ÿêèõîñü îáñòàâèí ñï³ð íå ìîæå áóòè âèð³øåíî â äàíîìó çàñ³äàíí³.</FONT></P>
<P class="ps3"><FONT class="fs352">Â³äêëàäåííÿ ðîçãëÿäó ñïðàâè º ïðàâîì òà ïðåðîãàòèâîþ ñóäó, îñíîâíîþ óìîâîþ äëÿ ÿêîãî º íå â³äñóòí³ñòü ó ñóäîâîìó çàñ³äàíí³ ïðåäñòàâíèê³â ñòîð³í, à íåìîæëèâ³ñòü âèð³øåííÿ ñïîðó ó â³äïîâ³äíîìó ñóäîâîìó çàñ³äàíí³.</FONT></P>
<P class="ps3"><FONT class="fs351">Çã³äíî ³ç ï. 3.9.2&nbsp; &nbsp;</FONT><FONT class="fs225">Ïîñòàíîâè ¹18 â³ä 26.12.2011 ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè "Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿"</FONT><FONT class="fs350">&nbsp; &nbsp;ó âèïàäêó íåç'ÿâëåííÿ â çàñ³äàííÿ ãîñïîäàðñüêîãî ñóäó ïðåäñòàâíèê³â îáîõ ñòîð³í àáî îäí³º¿ ç íèõ ñïðàâà ìîæå áóòè ðîçãëÿíóòà áåç ¿õ ó÷àñò³, ÿêùî íåÿâêà òàêèõ ïðåäñòàâíèê³â íå ïåðåøêîäæàº âèð³øåííþ ñïîðó. Ãîñïîäàðñüêèé ñóä ç óðàõóâàííÿì îáñòàâèí êîíêðåòíî¿ ñïðàâè ìîæå â³äõèëèòè äîâîäè ó÷àñíèêà ñóäîâîãî ïðîöåñó - ï³äïðèºìñòâà, óñòàíîâè, îðãàí³çàö³¿, ³íøî¿ þðèäè÷íî¿ îñîáè, äåðæàâíîãî ÷è ³íøîãî îðãàíó ùîäî â³äêëàäåííÿ ðîçãëÿäó ñïðàâè ó çâ'ÿçêó ç â³äñóòí³ñòþ éîãî ïðåäñòàâíèêà (ç ïðè÷èí, ïîâ'ÿçàíèõ ç â³äïóñòêîþ, õâîðîáîþ, ñëóæáîâèì â³äðÿäæåííÿì, ó÷àñòþ â ³íøîìó ñóäîâîìó çàñ³äàíí³ ³ ò. ï.). Ïðè öüîìó, ãîñïîäàðñüêèé ñóä âèõîäèòü ç òîãî, ùî ó â³äïîâ³äíèõ âèïàäêàõ òàêèé ó÷àñíèê ñóäîâîãî ïðîöåñó íå ïîçáàâëåíèé ïðàâà ³ ìîæëèâîñò³ çàáåçïå÷èòè çà íåîáõ³äíîñò³ ó÷àñòü ó ñóäîâîìó çàñ³äàíí³ ³íøîãî ïðåäñòàâíèêà çã³äíî ç ÷àñòèíàìè ïåðøîþ -ï'ÿòîþ&nbsp; &nbsp;</FONT><FONT class="fs224">ñòàòò³ 28 ÃÏÊ</FONT><FONT class="fs349">, ç ÷èñëà ÿê ñâî¿õ ïðàö³âíèê³â, òàê ³ îñ³á, íå ïîâ'ÿçàíèõ ç íèì òðóäîâèìè â³äíîñèíàìè. Íåìîæëèâ³ñòü òàêî¿ çàì³íè ïðåäñòàâíèêà ³ íåìîæëèâ³ñòü ðîçãëÿäó ñïðàâè áåç ó÷àñò³ ïðåäñòàâíèêà ï³äëÿãàº äîâåäåííþ ó÷àñíèêîì ñóäîâîãî ïðîöåñó íà çàãàëüíèõ ï³äñòàâàõ (</FONT><FONT class="fs223">ñòàòò³ 32 - 34 ÃÏÊ</FONT><FONT class="fs348">), ïðè÷îìó â³äñóòí³ñòü êîøò³â äëÿ îïëàòè ïîñëóã ïðåäñòàâíèêà íå ìîæå ñâ³ä÷èòè ïðî ïîâàæí³ñòü ïðè÷èíè éîãî â³äñóòíîñò³ â ñóäîâîìó çàñ³äàíí³.</FONT></P>
<P class="ps3"><FONT class="fs347">Îäíî÷àñíî, çàñòîñîâóþ÷è â³äïîâ³äíî äî ÷. 1&nbsp; &nbsp;</FONT><FONT class="fs222">ñò. 4 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs346">,&nbsp; &nbsp;</FONT><FONT class="fs221">ñò. 17 Çàêîíó Óêðà¿íè "Ïðî âèêîíàííÿ ð³øåíü òà çàñòîñóâàííÿ ïðàêòèêè ªâðîïåéñüêîãî ñóäó ç ïðàâ ëþäèíè"</FONT><FONT class="fs345">&nbsp; &nbsp;ïðè ðîçãëÿä³ ñïðàâè ÷. 1&nbsp; &nbsp;</FONT><FONT class="fs220">ñò. 6 Êîíâåíö³¿ ïðî çàõèñò ïðàâ ëþäèíè ³ îñíîâîïîëîæíèõ ñâîáîä</FONT><FONT class="fs344">, ñóä çàçíà÷àº, ùî ïðàâî îñîáè íà ñïðàâåäëèâèé ³ ïóáë³÷íèé ðîçãëÿä éîãî ñïðàâè óïðîäîâæ ðîçóìíîãî ñòðîêó êîðåñïîíäóºòüñÿ ç îáîâ'ÿçêîì äîáðîñîâ³ñíî êîðèñòóâàòèñÿ íàäàíèìè çàêîíîì ïðîöåñóàëüíèìè ïðàâàìè, óòðèìóâàòèñü â³ä ä³é, ùî çóìîâëþþòü çàòÿãóâàííÿ ñóäîâîãî ïðîöåñó, òà âæèâàòè íàäàí³ ïðîöåñóàëüíèì çàêîíîì çàõîäè äëÿ ñêîðî÷åííÿ ïåð³îäó ñóäîâîãî ïðîâàäæåííÿ (ï. 35 ð³øåííÿ â³ä 07.07.1989 ªâðîïåéñüêîãî ñóäó ç ïðàâ ëþäèíè ó ñïðàâ³ "Þí³îí Åë³ìåíòàð³ÿ Ñàíäåðñ ïðîòè ²ñïàí³¿" (Alimentaria Sanders S.A. v. Spain).</FONT></P>
<P class="ps3"><FONT class="fs343">Îáîâ'ÿçîê øâèäêîãî çä³éñíåííÿ ïðàâîñóääÿ ïîêëàäàºòüñÿ, â ïåðøó ÷åðãó, íà â³äïîâ³äí³ äåðæàâí³ ñóäîâ³ îðãàíè. Ðîçóìí³ñòü òðèâàëîñò³ ñóäîâîãî ïðîâàäæåííÿ îö³íþºòüñÿ â çàëåæíîñò³ â³ä îáñòàâèí ñïðàâè òà ç îãëÿäó íà ñêëàäí³ñòü ñïðàâè, ïîâåä³íêè ñòîð³í, ïðåäìåòó ñïîðó. Íåçäàòí³ñòü ñóäó åôåêòèâíî ïðîòèä³ÿòè íåäîáðîñîâ³ñíî ñòâîðþâàíèì ó÷àñíèêàìè ñïðàâè ïåðåïîíàì äëÿ ðóõó ñïðàâè º ïîðóøåííÿì ÷. 1 ñò. 6 äàíî¿ Êîíâåíö³¿ (§ 66, 69 ð³øåííÿ ªâðîïåéñüêîãî ñóäó ç ïðàâ ëþäèíè â³ä 08.11.2005 ó ñïðàâ³ "Ñì³ðíîâà ïðîòè Óêðà¿íè").</FONT></P>
<P class="ps3"><FONT class="fs342">Â³äïîâ³äíî äî ëèñòà Âåðõîâíîãî Ñóäó Óêðà¿íè ãîëîâàì àïåëÿö³éíèõ ñóä³â Óêðà¿íè â³ä 25.01.2006 ¹ 1-5/45, ó öèâ³ëüíèõ, àäì³í³ñòðàòèâíèõ ³ ãîñïîäàðñüêèõ ñïðàâàõ ïåðåá³ã ïðîâàäæåííÿ äëÿ ö³ëåé ñòàòò³ 6 Êîíâåíö³¿ ðîçïî÷èíàºòüñÿ ç ìîìåíòó ïîäàííÿ ïîçîâó ³ çàê³í÷óºòüñÿ âèíåñåííÿì îñòàòî÷íîãî ð³øåííÿ ó ñïðàâ³.</FONT></P>
<P class="ps3"><FONT class="fs341">Êðèòåð³¿ îö³íþâàííÿ "ðîçóìíîñò³" ñòðîêó ðîçãëÿäó ñïðàâè º ñï³ëüíèìè äëÿ âñ³õ êàòåãîð³é ñïðàâ (öèâ³ëüíèõ, ãîñïîäàðñüêèõ, àäì³í³ñòðàòèâíèõ ÷è êðèì³íàëüíèõ). Öå - ñêëàäí³ñòü ñïðàâè, ïîâåä³íêà çàÿâíèêà òà ïîâåä³íêà îðãàí³â äåðæàâíî¿ âëàäè (íàñàìïåðåä, ñóäó). Â³äïîâ³äàëüí³ñòü äåðæàâè çà çàòÿãóâàííÿ ïðîâàäæåííÿ ó ñïðàâ³, ÿê ïðàâèëî, íàñòàº ó âèïàäêó íåðåãóëÿðíîãî ïðèçíà÷åííÿ ñóäîâèõ çàñ³äàíü, ïðèçíà÷åííÿ ñóäîâèõ çàñ³äàíü ç âåëèêèìè ³íòåðâàëàìè, çàòÿãóâàííÿ ïðè ïåðåäà÷³ àáî ïåðåñèëàíí³ ñïðàâè ç îäíîãî ñóäó â ³íøèé, íåâæèòòÿ ñóäîì çàõîä³â äî äèñöèïë³íóâàííÿ ñòîð³í ó ñïðàâ³, ñâ³äê³â, åêñïåðò³â, ïîâòîðíå íàïðàâëåííÿ ñïðàâè íà äîäàòêîâå ðîçñë³äóâàííÿ ÷è íîâèé ñóäîâèé ðîçãëÿä.</FONT></P>
<P class="ps3"><FONT class="fs340">Âñ³ ö³ îáñòàâèíè ñóäàì ñë³ä âðàõîâóâàòè ïðè ðîçãëÿä³ êîæíî¿ ñïðàâè, îñê³ëüêè ïåðåâèùåííÿ ðîçóìíèõ ñòðîê³â ðîçãëÿäó ñïðàâ ñòàíîâèòü ïîðóøåííÿ ïðàâ, ãàðàíòîâàíèõ ïóíêòîì 1 ñòàòò³ 6 Êîíâåíö³¿ ïðî çàõèñò ïðàâ ³ îñíîâíèõ ñâîáîä ëþäèíè, à çá³ëüøåííÿ ê³ëüêîñò³ çâåðíåíü äî ªâðîïåéñüêîãî ñóäó ç ïðàâ ëþäèíè íå ëèøå ïîã³ðøóº ³ì³äæ íàøî¿ äåðæàâè íà ì³æíàðîäíîìó ð³âí³, àëå é ïðèçâîäèòü äî çíà÷íèõ âòðàò äåðæàâíîãî áþäæåòó.</FONT></P>
<P class="ps3"><FONT class="fs339">Çà âèñíîâêàìè ñóäó, íåçâàæàþ÷è íà òå, ùî ñòîðîíè â ñóäîâå çàñ³äàííÿ 17.02.2016 íå ç'ÿâèëèñü, ñïðàâà ìîæå áóòè ðîçãëÿíóòà çà íàÿâíèìè ó í³é äîêóìåíòàìè ó â³äïîâ³äíîñò³ äî âèìîã&nbsp; &nbsp;</FONT><FONT class="fs219">ñò.&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs338">.</FONT></P>
<P class="ps3"><FONT class="fs337">Ðîçãëÿíóâøè ïîäàí³ äîêóìåíòè ³ ìàòåð³àëè, âñåá³÷íî ³ ïîâíî ç'ÿñóâàâøè ôàêòè÷í³ îáñòàâèíè, íà ÿêèõ ´ðóíòóºòüñÿ ïîçîâ, îá'ºêòèâíî îö³íèâøè äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ðîçãëÿäó ñïðàâè ³ âèð³øåííÿ ñïîðó ïî ñóò³, ñóä&nbsp; &nbsp;</FONT><FONT class="fs180">âñòàíîâèâ.</FONT></P>
<P class="ps3"><FONT class="fs336">02 ñåðïíÿ 2006 ì³æ ÇÀÒ ÊÁ "Ïðèâàòáàíê" (áàíê), ïðàâîíàñòóïíèêîì âñ³õ ïðàâ òà çîáîâ'ÿçàíü ÿêîãî º&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Ïóáë³÷íå àêö³îíåðíå òîâàðèñòâî Êîìåðö³éíèé áàíê «Ïðèâàòáàíê»&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;òà Òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Ë³í³ÿ öèôðè" (ïîçè÷àëüíèê, â³äïîâ³äà÷) áóëî óêëàäåíî äîãîâ³ð ¹&nbsp; &nbsp;2172 êîðï-îâ &nbsp;ïðî íàäàííÿ Îâåðäðàôò-ì³êðî êðåäèòó. </FONT></P>
<P class="ps3"><FONT class="fs334">"Îâåðäðàôò-ì³êðî" êðåäèò (äàë³ - êðåäèò) íàäàºòüñÿ äëÿ ïîïîâíåííÿ îá³ãîâèõ êîøò³â òà çä³éñíåííÿ ïîòî÷íèõ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïëàòåæ³â Êë³ºíòà.</FONT></P>
<P class="ps3"><FONT class="fs333">Çà óìîâàìè ï. 1.2 Äîãîâîðó, êðåäèò íàäàºòüñÿ â îáì³í&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;íà çîáîâ'ÿçàííÿ Êë³ºíòà&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïî ïîâåðíåííþ êðåäèòó, ñïëàò³ ïðîöåíò³â òà âèíàãîðîäè â îáóìîâëåí³&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äàíèì äîãîâîðîì ñòðîêè.</FONT></P>
<P class="ps3"><FONT class="fs332">Çã³äíî ï. 1.3 Äîãîâîðó, ë³ì³ò, â³äíîñíî äàíîãî äîãîâîðó, ÿâëÿº ñîáîþ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ñóìó ãðîøîâèõ êîøò³â, â ìåæàõ ÿêèõ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Áàíê çîáîâ'ÿçóºòüñÿ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïðîâîäèòè îïëàòó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ðîçðàõóíêîâèõ äîêóìåíò³â Êë³ºíòà ïîíàä çàëèøîê ãðîøîâèõ êîøò³â íà éîãî ïîòî÷íîìó ðàõóíêó.</FONT></P>
<P class="ps3"><FONT class="fs330">Ó ïóíêò³ 1.4 äîãîâîðó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ñòîðîíè ïîãîäèëè, ùî çä³éñíåííÿ ïëàòåæ³â Êë³ºíòà ó ïîðÿäêó, âñòàíîâëåíîìó äîãîâîðîì, çä³éñíþþòüñÿ Áàíêîì&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;â ñòðîê ïî 1 ñåðïíÿ 2007 ðîêó.</FONT></P>
<P class="ps3"><FONT class="fs329">Â³äïîâ³äíî äî ï. 1.5 Äîãîâîðó, "îâåðäðàôò - ì³êðî" êðåäèòóâàííÿ Êë³ºíòà çä³éñíþºòüñÿ Áàíêîì â ðàìêàõ Ë³ì³òó ³ ñòðîêó, âñòàíîâëåíèõ çã³äíî ï.ï. 1.3,1.4 äàíîãî äîãîâîðó, ç ïåð³îäîì áåçïåðåðâíîãî êîðèñòóâàííÿ êðåäèòîì íå á³ëüøå 30 äí³â.</FONT></P>
<P class="ps3"><FONT class="fs328">Ïåð³îäîì áåçïåðåðâíîãî êîðèñòóâàííÿ êðåäèòîì º&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïåð³îä ÷àñó íà ïðîòÿç³ ÿêîãî áåçïåðåðâíî ³ñíóâàëî&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äåáåòîâå ñàëüäî íà ïîòî÷íîìó ðàõóíêó. Ïî÷àòêîì ïåð³îäó áåçïåðåðâíîãî êîðèñòóâàííÿ êðåäèòó ââàæàºòüñÿ ïåðøèé äåíü, ïî÷èíàþ÷è ç ÿêîãî áåçïåðåðâíî ³ñíóâàëî äåáåòîâå ñàëüäî&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;íà ïîòî÷íîìó ðàõóíêó Êë³ºíòà&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïðè â³äêðèòò³&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;áàíê³âñüêîãî äíÿ. Çìåíøåííÿ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;àáî çá³ëüøåííÿ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;çàáîðãîâàíîñò³&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïî êðåäèòó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;â öåé ïåð³îä&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;íå âïëèâàþòü&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;íà çì³íó äàòó ïî÷àòêó ïåð³îäó áåçïåðåðâíîãî êîðèñòóâàííÿ êðåäèòîì. Äàòîþ çàê³í÷åííÿ ïåð³îäó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;áåçïåðåðâíîãî&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;êîðèñòóâàííÿ êðåäèòîì&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ââàæàºòüñÿ äåíü, ïî çàê³í÷åííþ ÿêîãî&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;íà ïîòî÷íîìó ðàõóíêó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;çàô³êñîâàíî íóëüîâå äåáåòîâå ñàëüäî.</FONT></P>
<P class="ps3"><FONT class="fs326">Çã³äíî ï. 2.2 äîãîâîðó â³äïîâ³äà÷ (Êë³ºíò) âçÿâ íà ñåáå, çîêðåìà, òàê³ çîáîâ'ÿçàííÿ:</FONT></P>
<P class="ps3"><FONT class="fs325">- ñïëàòèòè â³äñîòêè çà âåñü ÷àñ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ôàêòè÷íîãî êîðèñòóâàííÿ êðåäèòîì â³äïîâ³äíî äî ï.ï. 3.1, 3.2, 3.3 äàíîãî äîãîâîðó;</FONT></P>
<P class="ps3"><FONT class="fs324">- çä³éñíþâàòè ïîãàøåííÿ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;êðåäèòó, îòðèìàíîãî â ðàìêàõ âñòàíîâëåíîãî ë³ì³òó, íå ï³çí³øå ñòðîêó çàê³í÷åííÿ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïåð³îäó áåçïåðåðâíîãî êîðèñòóâàííÿ êðåäèòîì, âñòàíîâëåíîãî ï. 1.5 äàíîãî äîãîâîðó;</FONT></P>
<P class="ps3"><FONT class="fs323">- çä³éñíþâàòè ïîãàøåííÿ ð³çíèö³&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ì³æ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;çàáîðãîâàí³ñòþ ïî êðåäèòó ³ çíîâ âñòàíîâëåíîãî äîìîâëåí³ñòþ ñòîð³í&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ë³ì³òîì ó â³äïîâ³äíîñò³ ç ï. 2.32 äàíîãî äîãîâîðó, â ðàç³ ïåðåâèùåííÿ çàáîðãîâàíîñò³&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïî êðåäèòó íàä ñóìîþ âñòàíîâëåíîãî&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ë³ì³òó, ïðîòÿãîì îïåðàö³éíîãî äíÿ, ñòàíîì íà ÿêèé âèíèêëà ð³çíèöÿ. Ïîãàøåííÿ ö³º¿ ð³çíèö³ òðàêòóºòüñÿ ÿê ïîãàøåííÿ êðåäèòó;</FONT></P>
<P class="ps3"><FONT class="fs322">- çä³éñíèòè ïîâíå ïîãàøåííÿ êðåäèòó íå ï³çí³øå&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ñòðîêó, âñòàíîâëåíîãî ï.ï. 1,4, 2.3.4 äàíîãî äîãîâîðó.</FONT></P>
<P class="ps3"><FONT class="fs319">Â³äïîâ³äíî äî ï. 3.1 Äîãîâîðó, çà êîðèñòóâàííÿ êðåäèòîì â ïåð³îä ç äàòè âèíèêíåííÿ äåáåòîâîãî ñàëüäî íà ïîòî÷íîìó ðàõóíêó êë³ºíòà ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ êë³ºíò ñïëà÷óº â³äñîòêè âèõîäÿ÷è ç â³äñîòêîâî¿ ñòàâêè, ðîçì³ð ÿêî¿&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;çàëåæèòü&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;â³ä ñòðîêó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;êîðèñòóâàííÿ êðåäèòîì òà âñòàíîâëåíèé â Äîäàòêó ¹1 äî äàíîãî äîãîâîðó.</FONT></P>
<P class="ps3"><FONT class="fs318">Òàê, â³äïîâ³äíî äî&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ï. 1.1&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Äîäàòêó ¹1 çà êîðèñòóâàííÿ êðåäèòîì&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïðîòÿãîì 1-3 äí³â â³äñîòêîâà ñòàâêà ñêëàäàº 14%, ïðîòÿãîì 4-7 äí³â - 20%, 8-15 äí³â - 23%, 16-30 äí³â - 26%.</FONT></P>
<P class="ps3"><FONT class="fs317">Ó â³äïîâ³äíîñò³&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äî&nbsp; &nbsp;</FONT><FONT class="fs218">ñò. 212 ÖÊ Óêðà¿íè</FONT><FONT class="fs316">, ïðè ïîðóøåíí³ êë³ºíòîì áóäü-ÿêîãî ³ç çîáîâ'ÿçàíü ïî ïîãàøåííþ êðåäèòó, ïåðåäáà÷åíèõ ï.ï.1.4. 1.5, 2.2.3, 2.2.4, 2.2.5, 2.3.4 äàíîãî äîãîâîðó, êë³ºíò ñïëà÷óº áàíêó â³äñîòêè çà êîðèñòóâàííÿ êðåäèòîì â ðîçì³ð³ 52 % ð³÷íèõ â³ä ñóìè&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³ (ï. 3.2 Äîãîâîðó).</FONT></P>
<P class="ps3"><FONT class="fs315">Ó ïóíêò³ 3.3 äîãîâîðó ñòîðîíè ïîãîäèëè, ùî&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ñïëàòà â³äñîòê³â&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;çà êîðèñòóâàííÿ êðåäèòîì, ðîçðàõîâàíèõ â³äïîâ³äíî äî ï.ï. 3.1,3.2 äàíîãî äîãîâîðó, çä³éñíþºòüñÿ â ïîðÿäêó, çàçíà÷åíîìó â ï.ï. 1.1, 2.1.4., 2.2.7 äàíîãî äîãîâîðó. Â³äñîòêè, íåñïëà÷åí³&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïî çàê³í÷åííþ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïåð³îäó áåçïåðåðâíîãî êîðèñòóâàííÿ êðåäèòîì, ââàæàþòüñÿ ïðîñòðî÷åíèìè.</FONT></P>
<P class="ps3"><FONT class="fs314">Çã³äíî ï.3.6&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äàíîãî äîãîâîðó, çîáîâ'ÿçàííÿ ïî äàíîìó êðåäèòíîìó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äîãîâîðó âèêîíóþòüñÿ â íàñòóïí³é ïîñë³äîâíîñò³: êîøòè îòðèìàí³&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;â³ä Êë³ºíòà&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äëÿ ïîãàøåííÿ çàáîðãîâàíîñò³ ïî äàíîìó äîãîâîðó, íàñàìïåðåä çàðàõîâóþòüñÿ äëÿ â³äøêîäóâàííÿ âèòðàò/çáèòê³â&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Áàíêó â³äïîâ³äíî äî ï. 2.3.14 äîãîâîðó, äàë³ - äëÿ ïîãàøåííÿ íåóñòîéêè, äàë³ - ïðîñòðî÷åíèõ â³äñîòê³â, äàë³ ³- â³äñîòê³â, äàë³ - ïðîñòðî÷åíîãî êðåäèòó, äàë³ - êðåäèòó. Ê³íöåâå ïîãàøåííÿ çàáîðãîâàíîñò³ ïî êðåäèòó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;çä³éñíþºòüñÿ íå ï³çí³øå&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äàòè, çàçíà÷åíî¿ â ï. 1.4&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äîãîâîðó. Ïðè íåñïëàò³ âèíàãîðîäè, â³äñîòê³â ó â³äïîâ³äí³ ¿ì äàòè îïëàòè, âèçíà÷åí³ â äàíîìó äîãîâîð³, âîíè ââàæàþòüñÿ ïðîñòðî÷åíèìè.</FONT></P>
<P class="ps3"><FONT class="fs313">Ïðè íåïîãàøåíí³ êðåäèòó ó áóäü-ÿêèé&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;³ç ñòðîê³â, âèçíà÷åíèõ â ï.ï. 1.4, 1.5, 2.2.3, 2.2.4, 2.2.5, 2.3.4 äàíîãî äîãîâîðó, çàáîðãîâàí³ñòü â ÷àñòèí³&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;â÷àñíî&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;íåïîãàøåíî¿ ñóìè êðåäèòó ââàæàºòüñÿ ïðîñòðî÷åíîþ, íà çàëèøîê çàáîðãîâàíîñò³&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïðîñòðî÷åí³é ñóì³ êðåäèòó ðîçðàõóíîê â³äñîòê³â çä³éñíþºòüñÿ ó â³äïîâ³äíîñò³ ç ï. 3.2 äàíîãî äîãîâîðó ç äíÿ âèíèêíåííÿ ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ (ï. 3.7 äîãîâîðó).</FONT></P>
<P class="ps3"><FONT class="fs312">Ó â³äïîâ³äíîñò³ äî óìîâ ï.3.8 äîãîâîðó, íàðàõóâàííÿ â³äñîòê³â&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;çà êîðèñòóâàííÿ êðåäèòîì çä³éñíþºòüñÿ ùîäåííî ïî÷èíàþ÷è ç äàòè&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;âèíèêíåííÿ íà ïîòî÷íîìó ðàõóíêó äåáåòîâîãî ñàëüäî ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ, çà ôàêòè÷íó ê³ëüê³ñòü äí³â&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè, âèõîäÿ÷è ç ê³ëüêîñò³ äí³â ó ðîö³ - 360 äí³â. Ðîçðàõóíîê â³äñîòê³â çä³éñíþºòüñÿ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äî ïîâíîãî ïîãàøåííÿ çàáîðãîâàíîñò³ ïî êðåäèòó, íà ñóìó çàëèøêó ïî êðåäèòó. Äåíü ïîâåðíåííÿ êðåäèòó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ó ïåð³îä íàðàõóâàííÿ â³äñîòê³â íå âêëþ÷àºòüñÿ.</FONT></P>
<P class="ps3"><FONT class="fs311">09.10.2006 ñòîðîíè óêëàëè äîäàòêîâó óãîäó äî äîãîâîðó ïðî íàäàííÿ Îâåðäðàôò-ì³êðî êðåäèòó ¹ 2172-êîðï-îâ, â³äïîâ³äíî äî óìîâ ÿêî¿ âñòàíîâèëè ë³ì³ò â ðîçì³ð³ 30&nbsp; &nbsp;000,00 ãðí.</FONT></P>
<P class="ps3"><FONT class="fs309">ßê âáà÷àºòüñÿ ç íàäàíîãî ïîçèâà÷åì ðîçðàõóíêó, â³äïîâ³äà÷ó çà ïåð³îä ç 07.08.2006. ïî 26.03.2012ð. íàðàõîâàíî â³äñîòêè çà êîðèñòóâàííÿ êðåäèòîì (â ò.÷. çàëèøîê çàáîðãîâàíîñò³ ïî ïðîöåíòàì, ùî íàðàõîâàí³ íà çàëèøîê ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ çà êðåäèòîì) â ðîçì³ð³ 140&nbsp; &nbsp;779,42 ãðí. </FONT></P>
<P class="ps3"><FONT class="fs308">Çã³äíî ç ïðèïèñàìè ï. 4.1 äîãîâîðó, ïðè ïîðóøåíí³ êë³ºíòîì áóäü-ÿêîãî ³ç çîáîâ'ÿçàíü ïî ñïëàò³ â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, ïåðåäáà÷åíèõ ï.ï. 2.2.2, 3.1, 3.2, 3.3 äàíîãî äîãîâîðó; ñòðîê³â ïîâåðíåííÿ êðåäèòó, ïåðåäáà÷åíèõ ï.ï. 1.4, 1.5, 2.2.3, 2.2.4, 2.2.5, 2.3.4, äàíîãî äîãîâîðó, âèíàãîðîäè, ïåðåäáà÷åíîãî ï.ï. 2.2.6, 3.4 äàíîãî äîãîâîðó, êë³ºíò ñïëà÷óº áàíêó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;çà êîæíèé âèïàäîê&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïîðóøåííÿ ïåíþ â ðîçì³ð³ 0,2% â³ä ñóìè&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïðîñòðî÷åíîãî ïëàòåæó çà êîæåí&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äåíü ïðîñòðî÷êè ïëàòåæó, àëå íå á³ëüøå&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ÿêà ä³ÿëà&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;â ïåð³îä, çà ÿêèé âèïëà÷óºòüñÿ ïåíÿ. Ñïëàòà ïåí³ çä³éñíþºòüñÿ ó ãðèâí³.</FONT></P>
<P class="ps3"><FONT class="fs307">ßê âáà÷àºòüñÿ ç ðîçðàõóíêó, íàäàíîãî ïîçèâà÷åì, ó â³äïîâ³äíîñò³ äî óìîâ äîãîâîðó çà ïåð³îä ç 05.10.2006 ïî 18.01.2016ð. áàíêîì íàðàõîâàíî â³äïîâ³äà÷ó çà íåíàëåæíå òà íåñâîº÷àñíå âèêîíàííÿ çîáîâ'ÿçàíü çà äîãîâîðîì ïåíþ â ñóì³ 212233,65ãðí., ùî ñòàíîì íà ìîìåíò âèð³øåííÿ ñïîðó ïîãàøåíà íå áóëà.</FONT></P>
<P class="ps3"><FONT class="fs305">Â³äïîâ³äà÷ âèìîãó ïîçèâà÷à ïðî ñïëàòó ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ çà êðåäèòíèì äîãîâîðîì&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;íå âèêîíàâ, â³äïîâ³ä³ íå íàäàâ, ùî ñòàëî ï³äñòàâîþ äëÿ çâåðíåííÿ ïîçèâà÷à äî ñóäó çà çàõèñòîì ñâîãî ïîðóøåíîãî ïðàâà.</FONT></P>
<P class="ps3"><FONT class="fs304">Îö³íþþ÷è ïîäàí³ ïîçèâà÷åì äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îá'ºêòèâíîìó ðîçãëÿä³ â ñóäîâîìó çàñ³äàíí³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, ñóä ââàæàº, ùî âèìîãè ïîçèâà÷à ï³äëÿãàþòü çàäîâîëåííþ ç íàñòóïíèõ ï³äñòàâ.</FONT></P>
<P class="ps3"><FONT class="fs303">Çã³äíî&nbsp; &nbsp;</FONT><FONT class="fs217">ñò. 32 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs302">&nbsp; &nbsp;äîêàçàìè ó ñïðàâ³ º áóäü-ÿê³ ôàêòè÷í³ äàí³, íà ï³äñòàâ³ ÿêèõ ãîñïîäàðñüêèé ñóä ó âèçíà÷åíîìó çàêîíîì ïîðÿäêó âñòàíîâëþº íàÿâí³ñòü ÷è â³äñóòí³ñòü îáñòàâèí, íà ÿêèõ ´ðóíòóþòüñÿ âèìîãè ³ çàïåðå÷åííÿ ñòîð³í, à òàêîæ ³íø³ îáñòàâèíè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ïðàâèëüíîãî âèð³øåííÿ ãîñïîäàðñüêîãî ñïîðó.</FONT></P>
<P class="ps3"><FONT class="fs301">Â³äïîâ³äíî äî àáçàöó 2 ÷. 1&nbsp; &nbsp;</FONT><FONT class="fs216">ñò. 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs300">&nbsp; &nbsp;äî âèêîíàííÿ ãîñïîäàðñüêèõ äîãîâîð³â çàñòîñîâóþòüñÿ â³äïîâ³äí³ ïîëîæåííÿ&nbsp; &nbsp;</FONT><FONT class="fs215">Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs299">&nbsp; &nbsp;ç óðàõóâàííÿì îñîáëèâîñòåé, ïåðåäáà÷åíèõ öèì êîäåêñîì.</FONT></P>
<P class="ps3"><FONT class="fs298">Â³äïîâ³äíî äî&nbsp; &nbsp;</FONT><FONT class="fs214">ñò. 626 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs297">, äîãîâîðîì º äîìîâëåí³ñòü äâîõ àáî á³ëüøå ñòîð³í, ñïðÿìîâàíà íà âñòàíîâëåííÿ, çì³íó àáî ïðèïèíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â. Äîãîâ³ð º äâîñòîðîíí³ì, ÿêùî ïðàâàìè òà îáîâ'ÿçêàìè íàä³ëåí³ îáèäâ³ ñòîðîíè äîãîâîðó.</FONT></P>
<P class="ps3"><FONT class="fs296">Çã³äíî&nbsp; &nbsp;</FONT><FONT class="fs213">ñò. 627 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs295">&nbsp; &nbsp;âñòàíîâëåíî, ùî â³äïîâ³äíî äî&nbsp; &nbsp;</FONT><FONT class="fs212">ñò. 6 öüîãî Êîäåêñó</FONT><FONT class="fs294">&nbsp; &nbsp;ñòîðîíè º â³ëüíèìè â óêëàäåíí³ äîãîâîðó, âèáîð³ êîíòðàãåíòà òà âèçíà÷åíí³ óìîâ äîãîâîðó ç óðàõóâàííÿì âèìîã öüîãî&nbsp; &nbsp;</FONT><FONT class="fs211">Êîäåêñó</FONT><FONT class="fs293">, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, çâè÷à¿â ä³ëîâîãî îáîðîòó, âèìîã ðîçóìíîñò³ òà ñïðàâåäëèâîñò³.</FONT></P>
<P class="ps3"><FONT class="fs292">Â³äïîâ³äíî äî ï. 1&nbsp; &nbsp;</FONT><FONT class="fs210">ñò. 628 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs291">&nbsp; &nbsp;çì³ñò äîãîâîðó ñòàíîâëÿòü óìîâè (ïóíêòè), âèçíà÷åí³ íà ðîçñóä ñòîð³í ³ ïîãîäæåí³ íèìè, òà óìîâè, ÿê³ º îáîâ'ÿçêîâèìè â³äïîâ³äíî äî àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà.</FONT></P>
<P class="ps3"><FONT class="fs289">Â³äïîâ³äíî äî&nbsp; &nbsp;</FONT><FONT class="fs209">ñò. 530 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs288">&nbsp; &nbsp;ÿêùî ó çîáîâ'ÿçàíí³ âñòàíîâëåíèé ñòðîê (òåðì³í) éîãî âèêîíàííÿ, òî âîíî ï³äëÿãàº âèêîíàííþ ó öåé ñòðîê (òåðì³í).</FONT></P>
<P class="ps3"><FONT class="fs208">Ñòàòòÿ 610 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs287">&nbsp; &nbsp;âèçíà÷àº ùî ïîðóøåííÿì çîáîâ'ÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâ'ÿçàííÿ (íåíàëåæíå âèêîíàííÿ).</FONT></P>
<P class="ps3"><FONT class="fs285">Ïðèïèñàìè ÷.1&nbsp; &nbsp;</FONT><FONT class="fs207">ñò. 1054 ÖÊ Óêðà¿íè</FONT><FONT class="fs284">&nbsp; &nbsp;âñòàíîâëåíî, ùî çà&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;êðåäèòíèì&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè.</FONT></P>
<P class="ps3"><FONT class="fs283">Çã³äíî ç ï. 2&nbsp; &nbsp;</FONT><FONT class="fs206">ñò. 1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs282">&nbsp; &nbsp;äî â³äíîñèí çà êðåäèòíèì äîãîâîðîì çàñòîñîâóþòüñÿ ïîëîæåííÿ ïàðàãðàôà 1 ö³º¿ ãëàâè, ÿêùî ³íøå íå âñòàíîâëåíî öèì ïàðàãðàôîì ³ íå âèïëèâàº ³ç ñóò³ êðåäèòíîãî äîãîâîðó.</FONT></P>
<P class="ps3"><FONT class="fs281">Â³äïîâ³äíî äî ï. 2&nbsp; &nbsp;</FONT><FONT class="fs205">ñò. 1050 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs280">&nbsp; &nbsp;ÿêùî äîãîâîðîì âñòàíîâëåíèé îáîâ'ÿçîê ïîçè÷àëüíèêà ïîâåðíóòè ïîçèêó ÷àñòèíàìè (ç ðîçñòðî÷åííÿì), òî â ðàç³ ïðîñòðî÷åííÿ ïîâåðíåííÿ ÷åðãîâî¿ ÷àñòèíè ïîçèêîäàâåöü ìàº ïðàâî âèìàãàòè äîñòðîêîâîãî ïîâåðíåííÿ ÷àñòèíè ïîçèêè, ùî çàëèøèëàñÿ, òà ñïëàòè ïðîöåíò³â, íàëåæíèõ éîìó â³äïîâ³äíî äî&nbsp; &nbsp;</FONT><FONT class="fs204">ñòàòò³ 1048 öüîãî Êîäåêñó</FONT><FONT class="fs279">.</FONT></P>
<P class="ps3"><FONT class="fs278">Ïóíêòîì 1&nbsp; &nbsp;</FONT><FONT class="fs203">ñò. 1048 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs277">&nbsp; &nbsp;âèçíà÷åíî, ùî ïîçèêîäàâåöü ìàº ïðàâî íà îäåðæàííÿ â³ä ïîçè÷àëüíèêà ïðîöåíò³â â³ä ñóìè ïîçèêè, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. Ðîçì³ð ³ ïîðÿäîê îäåðæàííÿ ïðîöåíò³â âñòàíîâëþþòüñÿ äîãîâîðîì. ßêùî äîãîâîðîì íå âñòàíîâëåíèé ðîçì³ð ïðîöåíò³â, ¿õ ðîçì³ð âèçíà÷àºòüñÿ íà ð³âí³ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè. Ó ðàç³ â³äñóòíîñò³ ³íøî¿ äîìîâëåíîñò³ ñòîð³í ïðîöåíòè âèïëà÷óþòüñÿ ùîì³ñÿöÿ äî äíÿ ïîâåðíåííÿ ïîçèêè.</FONT></P>
<P class="ps3"><FONT class="fs276">Çã³äíî ç³&nbsp; &nbsp;</FONT><FONT class="fs202">ñò. 629 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs275">, äîãîâ³ð º îáîâ'ÿçêîâèì äî âèêîíàííÿ ñòîðîíàìè.</FONT></P>
<P class="ps3"><FONT class="fs274">Â³äïîâ³äíî äî&nbsp; &nbsp;</FONT><FONT class="fs201">ñò. 525 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs273">, îäíîñòîðîííÿ â³äìîâà â³ä çîáîâ'ÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps3"><FONT class="fs272">Çã³äíî ç ï. 7&nbsp; &nbsp;</FONT><FONT class="fs200">ñò. 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs271">&nbsp; &nbsp;íå äîïóñêàºòüñÿ îäíîñòîðîííÿ â³äìîâà â³ä âèêîíàííÿ çîáîâ'ÿçàíü, êð³ì âèïàäê³â, ïåðåäáà÷åíèõ çàêîíîì, à òàêîæ â³äìîâà â³ä âèêîíàííÿ àáî â³äñòðî÷êà âèêîíàííÿ ç ìîòèâó, ùî çîáîâ'ÿçàííÿ äðóãî¿ ñòîðîíè çà ³íøèì äîãîâîðîì íå áóëî âèêîíàíî íàëåæíèì ÷èíîì.</FONT></P>
<P class="ps3"><FONT class="fs199">Ñòàòòåþ 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs270">&nbsp; &nbsp;ïåðåäáà÷åíî, ùî çîáîâ'ÿçàííÿ ìàº âèêîíóâàòèñü íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã&nbsp; &nbsp;</FONT><FONT class="fs198">Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs269">, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã - â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ.</FONT></P>
<P class="ps3"><FONT class="fs268">ßê âèçíà÷åíî àáçàöîì 1 ï. 1&nbsp; &nbsp;</FONT><FONT class="fs197">ñò. 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs267">&nbsp; &nbsp;ñóá'ºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâ'ÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ.</FONT></P>
<P class="ps3"><FONT class="fs265">Êð³ì òîãî, çà ïðîñòðî÷åííÿ âèêîíàííÿ ñâî¿õ çîáîâ'ÿçàíü çà äîãîâîðîì ïðî íàäàííÿ Îâåðäðàôò-ì³êðî êðåäèòó ¹ 2172-êîðï-îâ â³ä 02.08.2006, ïîçèâà÷åì çàÿâëåíî äî ñòÿãíåííÿ 212 170,67 ãðí.&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïåí³ çà íåñâîº÷àñíå âèêîíàííÿ çîáîâ'ÿçàííÿ çà äîãîâîðîì.</FONT></P>
<P class="ps3"><FONT class="fs264">Ïóíêòîì 1&nbsp; &nbsp;ñò. 612 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; &nbsp;âèçíà÷åíî, ùî áîðæíèê&nbsp; &nbsp;ââàæàºòüñÿ&nbsp; &nbsp;òàêèì,&nbsp; &nbsp;ùî&nbsp; &nbsp;ïðîñòðî÷èâ,&nbsp; &nbsp;ÿêùî&nbsp; &nbsp;â³í íå ïðèñòóïèâ äî âèêîíàííÿ çîáîâ'ÿçàííÿ àáî íå âèêîíàâ éîãî&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ñòðîê, âñòàíîâëåíèé äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps3"><FONT class="fs263">Ìàòåð³àëàìè ñïðàâè ï³äòâåðäæóºòüñÿ òå, ùî â³äïîâ³äà÷, â ïîðóøåííÿ óìîâ êðåäèòíîãî äîãîâîðó, ó âèçíà÷åí³ ñòðîêè îïëàòó ïî ïîãàøåííþ êðåäèòó, ñïëàò³ â³äñîòê³â íå ïðîâ³â, à îòæå º òàêèì, ùî ïðîñòðî÷èâ âèêîíàííÿ çîáîâ'ÿçàííÿ.</FONT></P>
<P class="ps3"><FONT class="fs262">Ïóíêòîì 1&nbsp; &nbsp;ñò. 216 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè&nbsp; &nbsp;âñòàíîâëåíî ùî, ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí íåñóòü ãîñïîäàðñüêî-ïðàâîâó â³äïîâ³äàëüí³ñòü çà&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïðàâîïîðóøåííÿ ó ñôåð³ ãîñïîäàðþâàííÿ øëÿõîì çàñòîñóâàííÿ äî ïðàâîïîðóøíèê³â ãîñïîäàðñüêèõ ñàíêö³é íà ï³äñòàâàõ ³ â ïîðÿäêó,&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïåðåäáà÷åíèõ öèì Êîäåêñîì, ³íøèìè çàêîíàìè òà äîãîâîðîì.</FONT></P>
<P class="ps3"><FONT class="fs261">Çã³äíî ï. 1&nbsp; &nbsp;ñò. 218 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, ï³äñòàâîþ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ãîñïîäàðñüêî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ ó÷àñíèêà ãîñïîäàðñüêèõ â³äíîñèí º â÷èíåíå íèì ïðàâîïîðóøåííÿ ó ñôåð³ ãîñïîäàðþâàííÿ.</FONT></P>
<P class="ps3"><FONT class="fs260">Â³äïîâ³äíî äî ï. 1&nbsp; &nbsp;ñò. 230 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, øòðàôíèìè&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ñàíêö³ÿìè&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;öüîìó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Êîäåêñ³&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;âèçíàþòüñÿ ãîñïîäàðñüê³ ñàíêö³¿ ó âèãëÿä³ ãðîøîâî¿&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ñóìè&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;(íåóñòîéêà,&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;øòðàô, ïåíÿ),&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ÿêó ó÷àñíèê ãîñïîäàðñüêèõ â³äíîñèí çîáîâ'ÿçàíèé ñïëàòèòè ó ðàç³ ïîðóøåííÿ íèì&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïðàâèë&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;çä³éñíåííÿ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ãîñïîäàðñüêî¿&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ä³ÿëüíîñò³, íåâèêîíàííÿ àáî íåíàëåæíîãî âèêîíàííÿ ãîñïîäàðñüêîãî çîáîâ'ÿçàííÿ.</FONT></P>
<P class="ps3"><FONT class="fs259">Çã³äíî ç³ ñò.ñò.&nbsp; &nbsp;</FONT><FONT class="fs196">546</FONT><FONT class="fs258">,&nbsp; &nbsp;</FONT><FONT class="fs195">547 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs257">&nbsp; &nbsp;âèêîíàííÿ çîáîâ'ÿçàííÿ ìîæå çàáåçïå÷óâàòèñÿ, â òîìó ÷èñë³ íåóñòîéêîþ. Ïðàâî÷èí ùîäî çàáåçïå÷åííÿ âèêîíàííÿ çîáîâ'ÿçàííÿ â÷èíÿºòüñÿ ó ïèñüìîâ³é ôîðì³.</FONT></P>
<P class="ps3"><FONT class="fs256">Â³äïîâ³äíî äî&nbsp; &nbsp;</FONT><FONT class="fs194">ñò. 549 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs255">&nbsp; &nbsp;íåóñòîéêîþ (øòðàôîì, ïåíåþ) º ãðîøîâà ñóìà àáî ³íøå ìàéíî, ÿê³ áîðæíèê ïîâèíåí ïåðåäàòè êðåäèòîðîâ³ ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâ'ÿçàííÿ.</FONT></P>
<P class="ps3"><FONT class="fs254">Ïåíåþ º íåóñòîéêà, ùî îá÷èñëþºòüñÿ ó â³äñîòêàõ â³ä ñóìè íåñâîº÷àñíî âèêîíàíîãî ãðîøîâîãî çîáîâ'ÿçàííÿ çà êîæåí äåíü ïðîñòðî÷åííÿ âèêîíàííÿ.</FONT></P>
<P class="ps3"><FONT class="fs253">×àñòèíà 2&nbsp; &nbsp;</FONT><FONT class="fs193">ñò. 551 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs252">&nbsp; &nbsp;âèçíà÷àº, ùî ÿêùî ïðåäìåòîì íåóñòîéêè º ãðîøîâà ñóìà, ¿¿ ðîçì³ð âñòàíîâëþºòüñÿ äîãîâîðîì àáî àêòîì öèâ³ëüíîãî çàêîíîäàâñòâà.</FONT></P>
<P class="ps3"><FONT class="fs251">Ñòîðîíè ìîæóòü äîìîâèòèñü ïðî çìåíøåííÿ ðîçì³ðó íåóñòîéêè, âñòàíîâëåíîãî àêòîì öèâ³ëüíîãî çàêîíîäàâñòâà, êð³ì âèïàäê³â ïåðåäáà÷åíèõ çàêîíîì.</FONT></P>
<P class="ps3"><FONT class="fs250">Â³äïîâ³äíî äî&nbsp; &nbsp;</FONT><FONT class="fs192">ñò. 611 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs249">&nbsp; &nbsp;ó ðàç³ ïîðóøåííÿ çîáîâ'ÿçàííÿ íàñòàþòü ïðàâîâ³ íàñë³äêè, âñòàíîâëåí³ äîãîâîðîì àáî çàêîíîì çîêðåìà ñïëàòà íåóñòîéêè.</FONT></P>
<P class="ps3"><FONT class="fs248">ßê âæå çàçíà÷àëîñü, ï. 4.1 äîãîâîðó&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ñòîðîíè ïåðåäáà÷èëè â³äïîâ³äàëüí³ñòü êë³ºíòà çà ïîðóøåííÿ êë³ºíòîì áóäü-ÿêîãî ³ç çîáîâ'ÿçàíü ïî ñïëàò³ â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, ñòðîê³â ïîâåðíåííÿ êðåäèòó, âèíàãîðîäè ó âèãëÿä³ ñïëàòè&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïåí³&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;â ðîçì³ð³ 0,2% â³ä ñóìè&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïðîñòðî÷åíîãî ïëàòåæó çà êîæåí&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;äåíü ïðîñòðî÷êè ïëàòåæó, àëå íå á³ëüøå&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ÿêà ä³ÿëà&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;â ïåð³îä, çà ÿêèé âèïëà÷óºòüñÿ ïåíÿ.</FONT></P>
<P class="ps3"><FONT class="fs247">Çã³äíî ç ï.4.4 äîãîâîðó íàðàõóâàííÿ íåóñòîéêè çà êîæíèé âèïàäîê ïîðóøåííÿ çîáîâÿçàíü, ùî ïåðåäáà÷åíà ï.ï. 4.1, 4.2, 4.3 öüîãî äîãîâîðó, çä³éñíþºòüñÿ ïðîòÿãîì 3 ðîê³â ç äíÿ, êîëè â³äïîâ³äíå çîáîâÿçàííÿ ìàëî áóòè âèêîíàíå.</FONT></P>
<P class="ps3"><FONT class="fs246">Ï. 4.7 äîãîâîðó ïåðåäáà÷åíî, ùî ñòðîêè ïîçîâíî¿ äàâíîñò³ çà âèìîãàìè ïðî ñòÿãíåííÿ êðåäèòó, â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, âèíàãîðîäè, íåóñòîéêè  ïåí³, øòðàôó çà öèì äîãîâîðîì âñòàíîâëþþòüñÿ ñòîðîíàìè òðèâàë³ñòþ 5 ðîê³â.</FONT></P>
<P class="ps3"><FONT class="fs245">Ïåðåâ³ðèâøè ïðîâåäåí³ ïîçèâà÷åì íàðàõóâàííÿ ïåí³ çà íåñâîº÷àñíó ñïëàòó êðåäèòó, íàâåäåí³ ó ðîçðàõóíêó, ãîñïîäàðñüêèé ñóä âñòàíîâèâ, ùî ïðîâåäåí³ ïîçèâà÷åì íàðàõóâàííÿ ïåí³ â ñóì³ 212 170,67 ãðí. º îá´ðóíòîâàíèìè òà ï³äëÿãàþòü çàäîâîëåííþ.</FONT></P>
<P class="ps3"><FONT class="fs244">Çã³äíî ³ç&nbsp; &nbsp;ñò. 33 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè&nbsp; &nbsp;êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü.</FONT></P>
<P class="ps3"><FONT class="fs243">Â³äïîâ³äà÷ äîêàç³â íà ñïðîñòóâàííÿ îáñòàâèí, ïîâ³äîìëåíèõ ïîçèâà÷åì, íå íàäàâ.</FONT></P>
<P class="ps3"><FONT class="fs242">Çâàæàþ÷è íà âèùåâêàçàíå, ïîçîâí³ âèìîãè Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Êîìåðö³éíèé áàíê "Ïðèâàòáàíê" º îá´ðóíòîâàíèìè òà òàêèìè, ùî ï³äëÿãàþòü çàäîâîëåííþ.</FONT></P>
<P class="ps3"><FONT class="fs241">Âèòðàòè ïî ñïëàò³ ñóäîâîãî çáîðó, â³äïîâ³äíî äî&nbsp; &nbsp;ñò. 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ï³äëÿãàþòü ñòÿãíåííþ ç â³äïîâ³äà÷à íà êîðèñòü ïîçèâà÷à.</FONT></P>
<P class="ps3"><FONT class="fs240">Âðàõîâóþ÷è âèùåâèêëàäåíå òà êåðóþ÷èñü ñò.ñò.&nbsp; &nbsp;32,&nbsp; &nbsp;33,&nbsp; &nbsp;49,&nbsp; &nbsp;75,&nbsp; &nbsp;82 - 85 ÃÏÊ Óêðà¿íè, ãîñïîäàðñüêèé ñóä ì³ñòà Êèºâà,&nbsp; &nbsp;</FONT></P>
<P class="ps5"><FONT class="fs179">Â È Ð ² Ø È Â:</FONT></P>
<P class="ps3"><FONT class="fs239">1. Ïîçîâ çàäîâîëüíèòè ïîâí³ñòþ.</FONT></P>
<P class="ps3"><FONT class="fs237">3. Ï³ñëÿ íàáðàííÿ ð³øåííÿì çàêîííî¿ ñèëè âèäàòè íàêàç.</FONT></P>
<P class="ps3"><FONT class="fs236">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</FONT></P>
<P class="ps3"><FONT class="fs235">Ïîâíå ð³øåííÿ ñêëàäåíî 16.03.2016.</FONT></P>
<P class="ps3"><FONT class="fs234">&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps3"><FONT class="fs178">Ñóääÿ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïóêøèí Ë.Ã. </FONT></P>
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