<TITLE>910/430/16</TITLE>
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<TR><TD width="100 %" class="tds2"><P class="ps21"><FONT class="fs226"> &nbsp;</FONT><FONT class="fs224"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps14"><FONT class="fs132">Ð²ØÅÍÍß</FONT></P>
<P class="ps14">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</P>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="45 %" class="tds7"><P><FONT class="fs148">Ñïðàâà ¹ &nbsp;910/430/16</FONT></P></TD><TD width="5 %" class="tds7"><BR>
</TD><TD width="50 %" class="tds7"><P class="ps20"><FONT class="fs147"> 26.02.16 ð.</FONT></P></TD></TR>
<P class="ps7"><FONT class="fs146">Çà ïîçîâîì</FONT><FONT class="fs218">          Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Âèì³ðþâà÷-Ñåðâ³ñ" </FONT></P>
<P class="ps7"><FONT class="fs145">äî</FONT><FONT class="fs217">          Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Áàíê "Ô³íàíñè òà Êðåäèò"&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P><FONT class="fs144">ïðî</FONT><FONT class="fs216">          ñòÿãíåííÿ çàáîðãîâàíîñò³ çà äîãîâîðîì,</FONT></P>
<P class="ps13"><FONT class="fs143">Ñóääÿ &nbsp;Çåëåí³íà Í.². &nbsp;</FONT></P>
<P class="ps1"><FONT class="fs215">Ïðè ñåêðåòàð³ ñóäîâîãî çàñ³äàííÿ Ë³ï³í³é Â.Â., </FONT></P>
<P><FONT class="fs142">çà ó÷àñòþ ïðåäñòàâíèê³â:</FONT></P>
<P class="ps0"><FONT class="fs214">â³ä ïîçèâà÷à:          íå ç'ÿâèâñÿ;</FONT></P>
<P class="ps0"><FONT class="fs213">â³ä â³äïîâ³äà÷à:          íå ç'ÿâèâñÿ.</FONT></P>
<P class="ps4"><FONT class="fs141">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ:</FONT></P>
<P class="ps5"><FONT class="fs212">Òîâàðèñòâî ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Âèì³ðþâà÷-Ñåðâ³ñ" çâåðíóëîñü äî ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà ç ïîçîâíîþ çàÿâîþ äî Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Áàíê "Ô³íàíñè òà Êðåäèò" ïðî ñòÿãíåííÿ çàáîðãîâàíîñò³ çà äîãîâîðîì. </FONT></P>
<P class="ps2"><FONT class="fs211">Óõâàëîþ ñóäó â³ä 15.01.2016 ð. ïîðóøåíî ïðîâàäæåííÿ ó ñïðàâ³, ðîçãëÿä ñïðàâè ïðèçíà÷åíî íà 02.02.2016 ð.</FONT></P>
<P class="ps11"><FONT class="fs210">Ó ñóäîâå çàñ³äàííÿ 02.02.2016 ð. ïðåäñòàâíèê ïîçèâà÷à íå ç'ÿâèâñÿ, ïðîòå 29.01.2016 ð. ÷åðåç â³ää³ë ä³ëîâîäñòâà ñóäó â³ä ïîçèâà÷à íàä³éøëî êëîïîòàííÿ ïðî ðîçãëÿä ñïðàâè çà â³äñóòíîñò³ ïðåäñòàâíèêà ïîçèâà÷à.</FONT></P>
<P class="ps11"><FONT class="fs209">Óõâàëîþ â³ä 02.02.2016 ð. ðîçãëÿä ñïðàâè â³äêëàäåíî íà 26.02.2016 ð.</FONT></P>
<P class="ps11"><FONT class="fs208">Ïðåäñòàâíèêè ñòîð³í ó ñóäîâå çàñ³äàííÿ 26.02.2016 ð. íå ç'ÿâèëèñü, ïðî ïðè÷èíè íåÿâêè ñóä íå ïîâ³äîìèëè, ïðî äàòó, ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè ïîâ³äîìëåí³ íàëåæíèì ÷èíîì. </FONT></P>
<P class="ps11"><FONT class="fs207">Çà òàêèõ îáñòàâèí, ç óðàõóâàííÿì ñòðîê³â âèð³øåííÿ ñïîðó, âñòàíîâëåíèõ ñò. 69 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ñóä ä³éøîâ âèñíîâêó ïðî ìîæëèâ³ñòü ðîçãëÿäó ñïðàâè çà íàÿâíèìè ìàòåð³àëàìè ó â³äïîâ³äíîñò³ äî ñò. 75 Êîäåêñó.</FONT></P>
<P class="ps11"><FONT class="fs206">Ó ñóäîâîìó çàñ³äàíí³ 26.02.2016 ð. îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíè ð³øåííÿ.</FONT></P>
<P class="ps11"><FONT class="fs205">Äîñë³äèâøè íàÿâí³ ó ñïðàâ³ ìàòåð³àëè, âñåá³÷íî ³ ïîâíî çÿñóâàâøè âñ³ ôàêòè÷í³ äàí³, íà ÿêèõ ´ðóíòóþòüñÿ ïîçîâí³ âèìîãè, îáºêòèâíî îö³íèâøè äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ðîçãëÿäó ñïðàâè ³ âèð³øåííÿ ñïîðó ïî ñóò³, ñóä âñòàíîâèâ íàñòóïíå.</FONT></P>
<P class="ps11"><FONT class="fs204">10.10.2011 ð. ì³æ Òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Âèì³ðþâà÷  Ñåðâ³ñ» (íàäàë³  ïîçèâà÷, Êë³ºíò) òà ÀÒ «Áàíê «Ô³íàíñè òà Êðåäèò» &nbsp;(íàäàë³  â³äïîâ³äà÷, Áàíê), óêëàäåíî Äîãîâ³ð ¹ 159065 íà ðîçðàõóíêîâî  êàñîâå îáñëóãîâóâàííÿ (íàäàë³  Äîãîâ³ð).</FONT></P>
<P class="ps11"><FONT class="fs202">Â³äïîâ³äíî äî ï. 2.1 Äîãîâîðó, Áàíê çä³éñíþº ðîçðàõóíêîâî  êàñîâå îáñëóãîâóâàííÿ ðàõóíêó â îïåðàö³éíèé äåíü Áàíêó ó ïîðÿäêó ³ íà óìîâàõ, âèçíà÷åíèõ ÷èííèì çàêîíîäàâñòâîì Óêðà¿íè òà áàíê³âñüêèìè ïðàâèëàìè.</FONT></P>
<P class="ps11"><FONT class="fs201">Ïóíêòîì 3.1.1. Äîãîâîðó ïåðåäáà÷åíî, ùî Áàíê ìàº ïðàâî âèêîðèñòîâóâàòè ãðîøîâ³ êîøòè íà ðàõóíêó, ãàðàíòóþ÷è ïðè öüîìó ïðàâî Êë³ºíòà áåçïåðåøêîäíî ðîçïîðÿäæàòèñÿ öèìè êîøòàìè.</FONT></P>
<P class="ps11"><FONT class="fs200">Â³äïîâ³äíî äî ï. 3.2.1 Äîãîâîðó, êë³ºíò ìàº ïðàâî ñàìîñò³éíî ðîçïîðÿäæàòèñÿ ãðîøîâèìè êîøòàìè íà ðàõóíêó, îêð³ì âèïàäê³â îáìåæåííÿ òàêîãî ïðàâà, âñòàíîâëåíèõ ÷èííèì çàêîíîäàâñòâîì Óêðà¿íè.</FONT></P>
<P class="ps11"><FONT class="fs199">Â³äïîâ³äíî äî ï. 3.3.8 Äîãîâîðó, Áàíê çîáîâÿçóºòüñÿ âèêîíóâàòè ïðèéìàííÿ ãðîøîâî¿ âèðó÷êè â³äïîâ³äíî äî ïðàâèë êàñîâî¿ ðîáîòè â áàíêàõ, âñòàíîâëåíèõ ÷èííèì çàêîíîäàâñòâîì Óêðà¿íè, âèäàâàòè Êë³ºíòîâ³ ãîò³âêîâ³ êîøòè íà âèïëàòó çàðîá³òíî¿ ïëàòè â ñòðîêè, ùî ïåðåäáà÷åí³ êàñîâîþ çàÿâêîþ òà íà ³íø³ ö³ë³ â ïîðÿäêó, ïåðåäáà÷åíîìó ÷èííèì çàêîíîäàâñòâîì Óêðà¿íè.</FONT></P>
<P class="ps12"><FONT class="fs198">ßê ñòâåðäæóº ïîçèâà÷ òà íå ñïðîñòîâàíî â³äïîâ³äà÷åì, îñòàíí³ì ïîðóøåíî ï. 3.3.8 Äîãîâîðó ùîäî âèêîíàííÿ ïëàò³æíèõ äîðó÷åíü ïîçèâà÷à.</FONT></P>
<P class="ps12"><FONT class="fs197">27.02.2015 ð. ïîçèâà÷ çâåðíóâñÿ äî Áàíêó ç ïðåòåíç³ºþ ¹2 ïðî ïîâåðíåííÿ êîøò³â, ïðîòå, â³äïîâ³ä³ íà ïðåòåíç³þ &nbsp;íå îòðèìàâ.</FONT></P>
<P class="ps12"><FONT class="fs196">Çà òàêèõ îáñòàâèí, ïîçèâà÷ çâåðíóâñÿ äî ñóäó ³ç äàíîþ ïîçîâíîþ çàÿâîþ, ó ÿê³é ïðîñèòü ñóä çîáîâÿçàòè â³äïîâ³äà÷à âèêîíàòè óìîâè Äîãîâîðó â ÷àñòèí³ ïåðåðàõóâàííÿ êîøò³â ó ðîçì³ð³ 104&nbsp; 243,75 ãðí.</FONT></P>
<P class="ps11"><FONT class="fs195">Çîáîâÿçàííÿì, çã³äíî ç³ ñò. 509 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, º ïðàâîâ³äíîøåííÿ, â ÿêîìó îäíà ñòîðîíà (áîðæíèê) çîáîâÿçàíà â÷èíèòè íà êîðèñòü äðóãî¿ ñòîðîíè (êðåäèòîðà) ïåâíó ä³þ (ïåðåäàòè ìàéíî, âèêîíàòè ðîáîòó, íàäàòè ïîñëóãó, ñïëàòèòè ãðîø³ òîùî) àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à êðåäèòîð ìàº ïðàâî âèìàãàòè â³ä áîðæíèêà âèêîíàííÿ éîãî îáîâÿçêó. </FONT></P>
<P class="ps11"><FONT class="fs194">Çã³äíî ç³ ñò. 11 ÖÊ Óêðà¿íè, öèâ³ëüí³ ïðàâà òà îáîâ'ÿçêè âèíèêàþòü ³ç ä³é îñ³á, ùî ïåðåäáà÷åí³ àêòàìè öèâ³ëüíîãî çàêîíîäàâñòâà, à òàêîæ ³ç ä³é îñ³á, ùî íå ïåðåäáà÷åí³ öèìè àêòàìè, àëå çà àíàëîã³ºþ ïîðîäæóþòü öèâ³ëüí³ ïðàâà òà îáîâ'ÿçêè; ï³äñòàâàìè âèíèêíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â, çîêðåìà, º äîãîâîðè òà ³íø³ ïðàâî÷èíè.</FONT></P>
<P class="ps11"><FONT class="fs193">×àñòèíîþ 1 ñòàòò³ 626 Êîäåêñó âèçíà÷åíî, ùî äîãîâîðîì º äîìîâëåí³ñòü äâîõ àáî á³ëüøå ñòîð³í, ñïðÿìîâàíà íà âñòàíîâëåííÿ, çì³íó àáî ïðèïèíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â.</FONT></P>
<P class="ps11"><FONT class="fs192">Çã³äíî ç³ ñò. 628 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çì³ñò äîãîâîðó ñòàíîâëÿòü óìîâè (ïóíêòè), âèçíà÷åí³ íà ðîçñóä ñòîð³í ³ ïîãîäæåí³ íèìè, òà óìîâè, ÿê³ º îáîâ'ÿçêîâèìè â³äïîâ³äíî äî àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà.</FONT></P>
<P class="ps11"><FONT class="fs191">Íîðìàìè ñòàòò³ 1066 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âñòàíîâëåíî, ùî çà äîãîâîðîì áàíê³âñüêîãî ðàõóíêà áàíê çîáîâ'ÿçóºòüñÿ ïðèéìàòè ³ çàðàõîâóâàòè íà ðàõóíîê, â³äêðèòèé êë³ºíòîâ³ (âîëîä³ëüöåâ³ ðàõóíêà), ãðîøîâ³ êîøòè, ùî éîìó íàäõîäÿòü, âèêîíóâàòè ðîçïîðÿäæåííÿ êë³ºíòà ïðî ïåðåðàõóâàííÿ ³ âèäà÷ó â³äïîâ³äíèõ ñóì ç ðàõóíêà òà ïðîâåäåííÿ ³íøèõ îïåðàö³é çà ðàõóíêîì.</FONT></P>
<P class="ps11"><FONT class="fs190">Çà ïðèïèñàìè ñò. 1068 Êîäåêñó, áàíê çîáîâ'ÿçàíèé çàðàõóâàòè ãðîøîâ³ êîøòè, ùî íàä³éøëè íà ðàõóíîê êë³ºíòà, â äåíü íàäõîäæåííÿ äî áàíêó â³äïîâ³äíîãî ðîçðàõóíêîâîãî äîêóìåíòà, ÿêùî ³íøèé ñòðîê íå âñòàíîâëåíèé äîãîâîðîì áàíê³âñüêîãî ðàõóíêà àáî çàêîíîì. </FONT></P>
<P class="ps11"><FONT class="fs189">Ïîëîæåííÿìè ñòàòò³ 1071 ÖÊ Óêðà¿íè âèçíà÷åíî, ùî áàíê ìîæå ñïèñàòè ãðîøîâ³ êîøòè ç ðàõóíêà êë³ºíòà íà ï³äñòàâ³ éîãî ðîçïîðÿäæåííÿ.</FONT></P>
<P class="ps11"><FONT class="fs188">Îáìåæåííÿ ïðàâ êë³ºíòà ùîäî ðîçïîðÿäæàííÿ ãðîøîâèìè êîøòàìè, ùî çíàõîäÿòüñÿ íà éîãî ðàõóíêó, íå äîïóñêàºòüñÿ, êð³ì âèïàäê³â îáìåæåííÿ ïðàâà ðîçïîðÿäæàííÿ ðàõóíêîì çà ð³øåííÿì ñóäó àáî â ³íøèõ âèïàäêàõ, âñòàíîâëåíèõ çàêîíîì, à òàêîæ ó ðàç³ çóïèíåííÿ ô³íàíñîâèõ îïåðàö³é, ÿê³ ìîæóòü áóòè ïîâ'ÿçàí³ ç ëåãàë³çàö³ºþ (â³äìèâàííÿì) äîõîä³â, îäåðæàíèõ çëî÷èííèì øëÿõîì, àáî ô³íàíñóâàííÿì òåðîðèçìó, ïåðåäáà÷åíèõ çàêîíîì (ñòàòòÿ 1074 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</FONT></P>
<P class="ps11"><FONT class="fs187">Ïîëîæåííÿìè ñòàòò³ 76 Çàêîíó Óêðà¿íè "Ïðî áàíêè ³ áàíê³âñüêó ä³ÿëüí³ñòü" â³ä 07.12.2000ð. ¹ 2121-III ïåðåäáà÷åíî, ùî Íàö³îíàëüíèé áàíê Óêðà¿íè íå ï³çí³øå äíÿ, íàñòóïíîãî çà äíåì ïðèéíÿòòÿ ð³øåííÿ ïðî â³äíåñåííÿ áàíêó äî êàòåãîð³¿ íåïëàòîñïðîìîæíèõ, ïîâ³äîìëÿº ïðî öå ð³øåííÿ Ôîíä ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á äëÿ âæèòòÿ íèì çàõîä³â, ïåðåäáà÷åíèõ Çàêîíîì Óêðà¿íè "Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á".</FONT></P>
<P class="ps11"><FONT class="fs186">Ñòàòòåþ 1 çàêîíó Óêðà¿íè "Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á" â³ä 23.02.2012ð. ¹ 4452-VI âèçíà÷åíî, ùî öèì çàêîíîì âñòàíîâëþþòüñÿ ïðàâîâ³, ô³íàíñîâ³ òà îðãàí³çàö³éí³ çàñàäè ôóíêö³îíóâàííÿ ñèñòåìè ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á, ïîâíîâàæåííÿ Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á (äàë³ - Ôîíä), ïîðÿäîê âèïëàòè Ôîíäîì â³äøêîäóâàííÿ çà âêëàäàìè, à òàêîæ ðåãóëþþòüñÿ â³äíîñèíè ì³æ Ôîíäîì, áàíêàìè, Íàö³îíàëüíèì áàíêîì Óêðà¿íè, âèçíà÷àþòüñÿ ïîâíîâàæåííÿ òà ôóíêö³¿ Ôîíäó ùîäî âèâåäåííÿ íåïëàòîñïðîìîæíèõ áàíê³â ç ðèíêó ³ ë³êâ³äàö³¿ áàíê³â.</FONT></P>
<P class="ps11"><FONT class="fs185">Ìåòîþ öüîãî Çàêîíó º çàõèñò ïðàâ ³ çàêîííèõ ³íòåðåñ³â âêëàäíèê³â áàíê³â, çì³öíåííÿ äîâ³ðè äî áàíê³âñüêî¿ ñèñòåìè Óêðà¿íè, ñòèìóëþâàííÿ çàëó÷åííÿ êîøò³â ó áàíê³âñüêó ñèñòåìó Óêðà¿íè, çàáåçïå÷åííÿ åôåêòèâíî¿ ïðîöåäóðè âèâåäåííÿ íåïëàòîñïðîìîæíèõ áàíê³â ç ðèíêó òà ë³êâ³äàö³¿ áàíê³â.</FONT></P>
<P class="ps11"><FONT class="fs184">Ñòàòòåþ 35 ÃÏÊ Óêðà¿íè ïåðåäáà÷åíî, ùî îáñòàâèíè, ÿê³ âèçíàþòüñÿ ñòîðîíàìè òà ³íøèìè îñîáàìè, ÿê³ áåðóòü ó÷àñòü ó ñïðàâ³, ìîæóòü íå äîêàçóâàòèñÿ ïåðåä ñóäîì, ÿêùî â ñóäó íå âèíèêàº ñóìí³âó ùîäî äîñòîâ³ðíîñò³ öèõ îáñòàâèí òà äîáðîâ³ëüíîñò³ ¿õ âèçíàííÿ. Îáñòàâèíè, âèçíàí³ ñóäîì çàãàëüíîâ³äîìèìè, íå ïîòðåáóþòü äîêàçóâàííÿ.</FONT></P>
<P class="ps11"><FONT class="fs183">Ç ³íôîðìàö³¿, ùî ì³ñòèòüñÿ íà îô³ö³éíèõ ñàéòàõ â³äïîâ³äà÷à òà Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á âáà÷àºòüñÿ, ùî íà ï³äñòàâ³ ïîñòàíîâè Íàö³îíàëüíîãî áàíêó Óêðà¿íè â³ä 17.09.2015 ¹612 «Ïðî â³äíåñåííÿ ÏÓÁË²×ÍÎÃÎ ÀÊÖ²ÎÍÅÐÍÎÃÎ ÒÎÂÀÐÈÑÒÂÀ «ÁÀÍÊ «Ô²ÍÀÍÑÈ ÒÀ ÊÐÅÄÈÒ» äî êàòåãîð³¿ íåïëàòîñïðîìîæíèõ» âèêîíàâ÷îþ äèðåêö³ºþ Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á (äàë³  Ôîíä ãàðàíòóâàííÿ) 17.09.2015 ïðèéíÿòî ð³øåííÿ ¹171 ïðî </FONT><FONT class="fs140">çàïðîâàäæåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ ñòðîêîì íà 3 ì³ñÿö³ ç 18.09.2015 ïî 17.12.2015&nbsp; </FONT><FONT class="fs182">(âêëþ÷íî).</FONT></P>
<P class="ps11"><FONT class="fs181">Òàêèì ÷èíîì, îáñòàâèíè ùîäî </FONT><FONT class="fs139">çàïðîâàäæåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ ó Ïóáë³÷íîìó àêö³îíåðíîìó òîâàðèñòâ³ </FONT><FONT class="fs180">«ÁÀÍÊ «Ô²ÍÀÍÑÈ ÒÀ ÊÐÅÄÈÒ» º çàãàëüíîâ³äîìèìè òà íå ïîòðåáóþòü äîêàçóâàííþ.</FONT></P>
<P class="ps11"><FONT class="fs179">Ç óðàõóâàííÿì âèêëàäåíîãî, ñóä çàçíà÷àº íàñòóïíå.</FONT></P>
<P class="ps11"><FONT class="fs178">Çà çàãàëüíèì ïðàâèëîì, ïðàâî âëàñíîñò³ º íåïîðóøíèì. Í³õòî íå ìîæå áóòè ïðîòèïðàâíî ïîçáàâëåíèé öüîãî ïðàâà ÷è îáìåæåíèé ó éîãî çä³éñíåíí³, îêð³ì âèïàäê³â ³ ëèøå â ïîðÿäêó, âñòàíîâëåíèõ çàêîíîì (ñòàòòÿ 321 ÖÊ Óêðà¿íè).</FONT></P>
<P class="ps11"><FONT class="fs177">Çã³äíî ç ÷. 1, 2 ñòàòò³ 1066 ÖÊ Óêðà¿íè çà äîãîâîðîì áàíê³âñüêîãî ðàõóíêà áàíê çîáîâÿçóºòüñÿ ïðèéìàòè ³ çàðàõîâóâàòè íà ðàõóíîê, â³äêðèòèé êë³ºíòîâ³ (âîëîä³ëüöåâ³ ðàõóíêà), ãðîøîâ³ êîøòè, ùî éîìó íàäõîäÿòü, âèêîíóâàòè ðîçïîðÿäæåííÿ êë³ºíòà ïðî ïåðåðàõóâàííÿ ³ âèäà÷ó â³äïîâ³äíèõ ñóì ç ðàõóíêà òà ïðîâåäåííÿ ³íøèõ îïåðàö³é çà ðàõóíêîì. Áàíê ìàº ïðàâî âèêîðèñòîâóâàòè ãðîøîâ³ êîøòè íà ðàõóíêó êë³ºíòà, ãàðàíòóþ÷è éîãî ïðàâî áåçïåðåøêîäíî ðîçïîðÿäæàòèñÿ öèìè êîøòàìè.</FONT></P>
<P class="ps11"><FONT class="fs176">Ñóäîì âðàõîâàíî, ùî âñóïåðå÷ âêàçàíî¿ íîðìè áàíê íå çì³ã çàáåçïå÷èòè ïðàâî ïîçèâà÷à íà áåçïåðåøêîäíå ðîçïîðÿäæåííÿ éîãî êîøòàìè, ùî çíàõîäÿòüñÿ íà éîãî ïîòî÷íîìó ðàõóíêó, â³äêðèòîìó â áàíêó íà ï³äñòàâ³ Äîãîâîðó.</FONT></P>
<P class="ps11"><FONT class="fs175">Â³äïîâ³äíî äî ÷. 1 ñòàòò³ 1074 ÖÊ Óêðà¿íè îáìåæåííÿ ïðàâ êë³ºíòà ùîäî ðîçïîðÿäæàííÿ ãðîøîâèìè êîøòàìè, ùî çíàõîäÿòüñÿ íà éîãî ðàõóíêó, íå äîïóñêàºòüñÿ, êð³ì âèïàäê³â îáìåæåííÿ ïðàâà ðîçïîðÿäæàííÿ ðàõóíêîì çà ð³øåííÿì ñóäó àáî â ³íøèõ âèïàäêàõ, âñòàíîâëåíèõ çàêîíîì, à òàêîæ ó ðàç³ çóïèíåííÿ ô³íàíñîâèõ îïåðàö³é, ÿê³ ìîæóòü áóòè ïîâ'ÿçàí³ ç ëåãàë³çàö³ºþ (â³äìèâàííÿì) äîõîä³â, îäåðæàíèõ çëî÷èííèì øëÿõîì, àáî ô³íàíñóâàííÿì òåðîðèçìó, ïåðåäáà÷åíèõ çàêîíîì. </FONT></P>
<P class="ps11"><FONT class="fs174">Ïî÷èíàþ÷è ç 09.03.2011 ð. (äàòà íàáðàííÿ ÷èííîñò³ Çàêîíîì Óêðà¿íè â³ä 04.11.2010 ¹ 2677-VI) âèïàäêè îáìåæåííÿ ïðàâ êë³ºíòà ùîäî ðîçïîðÿäæàííÿ ãðîøîâèìè êîøòàìè, ùî çíàõîäÿòüñÿ íà éîãî ðàõóíêó, ìîæóòü áóòè ïåðåäáà÷åí³ â ñïåö³àëüíîìó çàêîí³.</FONT></P>
<P class="ps11"><FONT class="fs173">Ïðîöåäóðà ùîäî âèâåäåííÿ íåïëàòîñïðîìîæíèõ áàíê³â ç ðèíêó ³ ë³êâ³äàö³¿ áàíê³â âðåãóëüîâàíà Çàêîíîì Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á, ÿêèé º ñïåö³àëüíèì çàêîíîì ó äàíèõ ïðàâîâ³äíîñèíàõ.</FONT></P>
<P class="ps11"><FONT class="fs172">Ïóíêòîì 16 ñòàòò³ 2 çàçíà÷åíîãî Çàêîíó âñòàíîâëåíî, ùî òèì÷àñîâà àäì³í³ñòðàö³ÿ  ïðîöåäóðà âèâåäåííÿ áàíêó ç ðèíêó, ùî çàïðîâàäæóºòüñÿ Ôîíäîì ñòîñîâíî íåïëàòîñïðîìîæíîãî áàíêó â ïîðÿäêó, âñòàíîâëåíîìó öèì Çàêîíîì, à â³äïîâ³äíî äî ïóíêòó 6 ñòàòò³ 2 Çàêîíó ë³êâ³äàö³ÿ áàíêó  öå ïðîöåäóðà ïðèïèíåííÿ áàíêó ÿê þðèäè÷íî¿ îñîáè â³äïîâ³äíî äî çàêîíîäàâñòâà.</FONT></P>
<P class="ps11"><FONT class="fs171">Òîìó, ó ñïîðàõ, ïîâÿçàíèõ ç âèêîíàííÿì áàíêîì, ó ÿêîìó ââåäåíà òèì÷àñîâà àäì³í³ñòðàö³ÿ ÷è ïî÷àòà ïðîöåäóðà éîãî ë³êâ³äàö³¿, ñâî¿õ çîáîâÿçàíü ïåðåä éîãî êðåäèòîðàìè, íîðìè Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á º ñïåö³àëüíèìè, à äàíèé Çàêîí º ïð³îðèòåòíèì â³äíîñíî ³íøèõ çàêîíîäàâ÷èõ àêò³â Óêðà¿íè ó öèõ ïðàâîâ³äíîñèíàõ.</FONT></P>
<P class="ps11"><FONT class="fs170">Âèõîäÿ÷è ç³ ñóò³ (çì³ñòó) òà çã³äíî ç ÷àñòèíîþ 2 ñòàòò³ 1 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á ìåòîþ öüîãî Çàêîíó º çàõèñò ïðàâ ³ çàêîííèõ ³íòåðåñ³â âêëàäíèê³â áàíê³â, çì³öíåííÿ äîâ³ðè äî áàíê³âñüêî¿ ñèñòåìè Óêðà¿íè, ñòèìóëþâàííÿ çàëó÷åííÿ êîøò³â ó áàíê³âñüêó ñèñòåìó Óêðà¿íè, çàáåçïå÷åííÿ åôåêòèâíî¿ ïðîöåäóðè âèâåäåííÿ íåïëàòîñïðîìîæíèõ áàíê³â ç ðèíêó òà ë³êâ³äàö³¿ áàíê³â.</FONT></P>
<P class="ps11"><FONT class="fs169">Ñòàòòåþ 36 äàíîãî Çàêîíó âðåãóëüîâàí³ íàñë³äêè çàïðîâàäæåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿.</FONT></P>
<P class="ps11"><FONT class="fs168">Òàê, â³äïîâ³äíî äî ï. 1 ÷àñòèíè 5 ñòàòò³ 36 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á ï³ä ÷àñ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ íå çä³éñíþºòüñÿ çàäîâîëåííÿ âèìîã âêëàäíèê³â òà ³íøèõ êðåäèòîð³â áàíêó.</FONT></P>
<P class="ps11"><FONT class="fs167">Ñóäîì âðàõîâàíî, ùî ïóíêòîì 1 ÷àñòèíè 6 ñòàòò³ 36 äàíîãî Çàêîíó ïåðåäáà÷åíî, ùî îáìåæåííÿ, âñòàíîâëåíå ïóíêòîì 1 ÷àñòèíè ïÿòî¿ ö³º¿ ñòàòò³, íå ïîøèðþºòüñÿ íà çîáîâÿçàííÿ áàíêó ùîäî âèïëàòè êîøò³â çà âêëàäàìè âêëàäíèê³â çà äîãîâîðàìè, ñòðîê ÿêèõ çàê³í÷èâñÿ, òà çà äîãîâîðàìè áàíê³âñüêîãî ðàõóíêó âêëàäíèê³â. Çàçíà÷åí³ âèïëàòè çä³éñíþþòüñÿ â ìåæàõ ñóìè â³äøêîäóâàííÿ, ùî ãàðàíòóºòüñÿ Ôîíäîì.</FONT></P>
<P class="ps11"><FONT class="fs166">Îäíàê, çã³äíî ç ï. 4 ÷àñòèíè 1 ñòàòò³ 2 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á ó öüîìó Çàêîí³ òåðì³í âêëàäíèê âæèâàºòüñÿ ó çíà÷åí³ ô³çè÷íà îñîáà (êð³ì ô³çè÷íèõ îñ³á  ñóáºêò³â ï³äïðèºìíèöüêî¿ ä³ÿëüíîñò³), ÿêà óêëàëà àáî íà êîðèñòü ÿêî¿ óêëàäåíî äîãîâ³ð áàíê³âñüêîãî âêëàäó (äåïîçèòó), áàíê³âñüêîãî ðàõóíêó àáî ÿêà º âëàñíèêîì ³ìåííîãî äåïîçèòíîãî ñåðòèô³êàòà.</FONT></P>
<P class="ps11"><FONT class="fs165">À òîìó, âðàõîâóþ÷è äàíó íîðìó, ô³çè÷í³ îñîáè  ñóáºêòè ï³äïðèºìíèöüêî¿ ä³ÿëüíîñò³ òà þðèäè÷í³ îñîáè íå ï³äïàäàþòü ï³ä âèçíà÷åííÿ ïîíÿòòÿ âêëàäíèê ó ðîçóì³íí³ âèùåâêàçàíîãî Çàêîíó. Òîìó, íà íèõ íå ïîøèðþºòüñÿ âèíÿòîê ç îáìåæåííÿ âñòàíîâëåíîãî ïóíêòîì 1 ÷àñòèíè 5 ñòàòò³ 36 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á.</FONT></P>
<P class="ps11"><FONT class="fs164">Ðàçîì ³ç öèì, âêàçàíèé Çàêîí íå äàº âèçíà÷åííÿ ïîíÿòòÿ êðåäèòîð áàíêó. Âèçíà÷åííÿ òåðì³íó êðåäèòîð áàíêó ì³ñòèòüñÿ ó ñòàòò³ 2 Çàêîíó Óêðà¿íè Ïðî áàíêè ³ áàíê³âñüêó ä³ÿëüí³ñòü, òà ï³ä ÿêèì ðîçóì³ºòüñÿ  þðèäè÷íà àáî ô³çè÷íà îñîáà, ÿêà ìàº äîêóìåíòàëüíî ï³äòâåðäæåí³ âèìîãè äî áîðæíèêà ùîäî éîãî ìàéíîâèõ çîáîâÿçàíü.</FONT></P>
<P class="ps11"><FONT class="fs163">Â³äïîâ³äíî äî ÷. 1 ñòàòò³ 1066 ÖÊ Óêðà¿íè, çà äîãîâîðîì áàíê³âñüêîãî ðàõóíêà áàíê, çîêðåìà, çîáîâÿçóºòüñÿ âèêîíóâàòè ðîçïîðÿäæåííÿ êë³ºíòà ïðî ïåðåðàõóâàííÿ ³ âèäà÷ó â³äïîâ³äíèõ ñóì ç ðàõóíêà òà ïðîâåäåííÿ ³íøèõ îïåðàö³é çà ðàõóíêîì. </FONT></P>
<P class="ps11"><FONT class="fs162">Çã³äíî ç ï. 1.24 ñòàòò³ 1 Çàêîíó Óêðà¿íè Ïðî ïëàò³æí³ ñèñòåìè òà ïåðåêàç êîøò³â â Óêðà¿í³ ïåðåêàç êîøò³â  ðóõ ïåâíî¿ ñóìè êîøò³â ç ìåòîþ ¿¿ çàðàõóâàííÿ íà ðàõóíîê îòðèìóâà÷à àáî âèäà÷³ éîìó ó ãîò³âêîâ³é ôîðì³. ²í³ö³àòîð òà îòðèìóâà÷ ìîæóòü áóòè îäí³ºþ ³ ò³ºþ æ îñîáîþ.</FONT></P>
<P class="ps11"><FONT class="fs161">Îòæå, âðàõîâóþ÷è âèùåçàçíà÷åíå òà, çîêðåìà, ïîëîæåííÿ ñòàòåé 177, 190, 509 ÖÊ Óêðà¿íè, çîáîâÿçàííÿ ùîäî ïåðåêàçó êîøò³â ç ðàõóíêó ïîçèâà÷à, â³äêðèòîìó ó â³äïîâ³äà÷à, íà éîãî ðàõóíîê â ³íøîìó áàíêó ÷è íà ðàõóíîê êîíòðàãåíòà ïîçèâà÷à º ìàéíîâèì çîáîâÿçàííÿì.</FONT></P>
<P class="ps11"><FONT class="fs160">Îòæå, âèìîãè ïîçèâà÷à ïðî ïåðåðàõóâàííÿ êîøò³â, çàÿâëåí³ ï³ä ÷àñ ä³¿ â óñòàíîâ³ â³äïîâ³äà÷à òèì÷àñîâî¿ àäì³í³ñòðàö³¿, º âèìîãîþ êðåäèòîðà, çàäîâîëåííÿ ÿêî¿ íå çä³éñíþºòüñÿ çã³äíî ÷. 5 ñò. 36 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á.</FONT></P>
<P class="ps11"><FONT class="fs159">Êð³ì òîãî, âèõîäÿ÷è ç³ çì³ñòó ñòàòåé 39, 40, 49, 52 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á ï³ä ÷àñ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ ñêëàäàºòüñÿ ïëàí âðåãóëþâàííÿ (ð³øåííÿ Ôîíäó, ùî âèçíà÷àº ñïîñ³á, åêîíîì³÷íå îá´ðóíòóâàííÿ, ñòðîêè òà óìîâè âèâåäåííÿ íåïëàòîñïðîìîæíîãî áàíêó ç ðèíêó) ó ÿêîìó âèçíà÷àþòüñÿ çàõîäè ùîäî âèâåäåííÿ íåïëàòîñïðîìîæíîãî áàíêó ç ðèíêó â îäèí ³ç ñïîñîá³â ïåðåäáà÷åíèõ ó ÷àñòèí³ 2 ñòàò³ 39 äàíîãî Çàêîíó. Ôîíä ñêëàäàº ðåºñòð àêòèâ³â ³ çîáîâÿçàíü, ÿê³ ï³äëÿãàþòü â³ä÷óæåííþ. Ï³ä ÷àñ â³ä÷óæåííÿ çîáîâÿçàíü Ôîíä ìàº çàáåçïå÷èòè íåóïåðåäæåíå ñòàâëåííÿ äî âñ³õ êðåäèòîð³â íåïëàòîñïðîìîæíîãî áàíêó, äîòðèìóþ÷èñü ÷åðãîâîñò³, ïåðåäáà÷åíî¿ ñòàòòåþ 52 öüîãî Çàêîíó, ïðè öüîìó çîáîâÿçàííÿ áàíêó çà âêëàäàìè ô³çè÷íèõ îñ³á, ãàðàíòîâàíèìè Ôîíäîì, ìàþòü íàéâèùèé ïð³îðèòåò ³ íå ìîæóòü áóòè â³ä÷óæåí³ ÷àñòêîâî. Ï³ä ÷àñ ë³êâ³äàö³¿ áàíêó óïîâíîâàæåíà îñîáà Ôîíäó íå ìàº ïðàâà çä³éñíþâàòè çàäîâîëåííÿ âèìîã êðåäèòîð³â äî çàòâåðäæåííÿ ðåºñòðó àêöåïòîâàíèõ âèìîã êðåäèòîð³â, çà âèêëþ÷åííÿì ïîãàøåííÿ çà ïîãîäæåííÿì ç âèêîíàâ÷îþ äèðåêö³ºþ Ôîíäó âèìîã çà ïðàâî÷èíàìè, ùî çàáåçïå÷óþòü ïðîâåäåííÿ ë³êâ³äàö³éíî¿ ïðîöåäóðè. Êîøòè, îäåðæàí³ â ðåçóëüòàò³ ë³êâ³äàö³¿ òà ðåàë³çàö³¿ ìàéíà áàíêó, ñïðÿìîâóþòüñÿ óïîâíîâàæåíîþ îñîáîþ Ôîíäó íà çàäîâîëåííÿ âèìîã êðåäèòîð³â ó ÷åðãîâîñò³ ïåðåäáà÷åí³é ñòàòòåþ 52 äàíîãî Çàêîíó. Âèìîãè êîæíî¿ íàñòóïíî¿ ÷åðãè çàäîâîëüíÿþòüñÿ â ì³ðó íàäõîäæåííÿ êîøò³â â³ä ðåàë³çàö³¿ ìàéíà áàíêó ï³ñëÿ ïîâíîãî çàäîâîëåííÿ âèìîã ïîïåðåäíüî¿ ÷åðãè. Òàêèì ÷èíîì, ï³ñëÿ çàïðîâàäæåííÿ ó áàíêó òèì÷àñîâî¿ àäì³í³ñòðàö³¿ (ç ìåòîþ âèâåäåííÿ öüîãî áàíêó ç ðèíêó) òà ïåðåõîäó äî ïðîöåäóðè ë³êâ³äàö³¿ áàíêó, çàäîâîëåííÿ âèìîã êðåäèòîð³â â³äáóâàºòüñÿ ó îñîáëèâîìó, ïåðåäáà÷åíîìó çàçíà÷åíèì ñïåö³àëüíèì Çàêîíîì ïîðÿäêó ç äîòðèìàííÿì ïðèíöèï³â ÷åðãîâîñò³, ïåðåäáà÷åíî¿ ñòàòòåþ 52 öüîãî Çàêîíó, òà âèõîäÿ÷è ç òîãî, ùî íàéâèùèé ïð³îðèòåò ìàþòü çîáîâÿçàííÿ áàíêó çà âêëàäàìè ô³çè÷íèõ îñ³á, ãàðàíòîâàíèìè Ôîíäîì.</FONT></P>
<P class="ps11"><FONT class="fs158">Òîìó, âðàõîâóþ÷è âèùåçàçíà÷åíå, âèìîãè ïîçèâà÷à ùîäî çîáîâÿçàííÿ â³äïîâ³äà÷à ïåðåðàõóâàòè ãðîøîâ³ êîøòè íå ï³äëÿãàþòü çàäîâîëåííþ.</FONT></P>
<P class="ps11"><FONT class="fs157">Ïðè &nbsp;öüîìó, ñóä çâåðòàº óâàãó íà òå, ùî ïîçèâà÷ íå ïîçáàâëåíèé ìîæëèâîñò³ çàõèñòèòè ñâî¿ ìàéíîâ³ ïðàâà çà äîãîâîðîì áàíê³âñüêîãî ðàõóíêó â ïîðÿäêó ïåðåäáà÷åíîìó Çàêîíîì Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á.</FONT></P>
<P class="ps11"><FONT class="fs156">Çã³äíî ç³ ñò. 33 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã òà çàïåðå÷åíü.</FONT></P>
<P class="ps11"><FONT class="fs155">Â ïîðÿäêó, ïåðåäáà÷åíîìó ñò. 43 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ãîñïîäàðñüêèé ñóä îö³íþº äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îáºêòèâíîìó ðîçãëÿä³ â ñóäîâîìó ïðîöåñ³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, êåðóþ÷èñü çàêîíîì. </FONT></P>
<P class="ps11"><FONT class="fs154">Âðàõîâóþ÷è âèùåâèêëàäåíå, ñóä ââàæàº çàÿâëåí³ ïîçîâí³ âèìîãè íåäîâåäåíèìè òà òàêèìè, ùî íå â³äïîâ³äàþòü ôàêòè÷íèì îáñòàâèíàì ñïðàâè, à â³äòàê òàêèìè, ùî íå ï³äëÿãàþòü çàäîâîëåííþ. </FONT></P>
<P class="ps11"><FONT class="fs153">Çà òàêèõ îáñòàâèí, êåðóþ÷èñü ñò. 124 Êîíñòèòóö³¿ Óêðà¿íè, ñò. ñò. 43, 33, 43, 80, 82-85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ñóä  </FONT></P>
<P class="ps11"><FONT class="fs152"> </FONT></P>
<P class="ps14"><FONT class="fs136">Â È Ð ² Ø È Â:</FONT></P>
<P class="ps11"><FONT class="fs151">Â³äìîâèòè ó çàäîâîëåíí³ ïîçîâó Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Âèì³ðþâà÷-Ñåðâ³ñ" äî Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Áàíê "Ô³íàíñè òà Êðåäèò" ïðî ñòÿãíåííÿ çàáîðãîâàíîñò³ çà äîãîâîðîì. </FONT></P>
<P class="ps10"><FONT class="fs220">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</FONT></P>
<P class="ps9"><FONT class="fs150">Ïîâíèé òåêñò ð³øåííÿ ñêëàäåíî 02.03.2016 ð.</FONT></P>
<P><FONT class="fs138">Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Í.². Çåëåí³íà </FONT></P>