<TITLE>913/1114/15</TITLE>
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<TR><TD width="100 %" class="tds1"><P class="ps22"><FONT class="fs398"><IMG src="herb.gif" height=72 width=54></FONT></P></TD></TR>
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<P class="ps1"><FONT class="fs225">² Ì Å Í Å Ì &nbsp;&nbsp;Ó Ê Ð À ¯ Í È</FONT></P>
<P class="ps0"><FONT class="fs224">Ð ² Ø Å Í Í ß</FONT></P>
<P><FONT class="fs184">19 ñ³÷íÿ 2016 ðîêó</FONT><FONT class="fs390"> </FONT><FONT class="fs248">          </FONT><FONT class="fs389">                                                            </FONT><FONT class="fs247">          &nbsp;</FONT><FONT class="fs388">Ñïðàâà ¹ 913/1114/15</FONT></P>
<P><FONT class="fs387">                                                                                 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïðîâàäæåííÿ ¹25/913/1114/15</FONT></P>
<P class="ps2"><FONT class="fs386">Ñóääÿ </FONT><FONT class="fs246">²íîçåìöåâà Ë.Â., </FONT><FONT class="fs385">ðîçãëÿíóâøè ìàòåð³àëè ïîçîâíî¿ çàÿâè </FONT></P>
<P class="ps2"><FONT class="fs245">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà «Äåðæàâíèé îùàäíèé áàíê Óêðà¿íè» â îñîá³ ô³ë³¿  Ëóãàíñüêîãî îáëàñíîãî óïðàâë³ííÿ ÀÒ «Îùàäáàíê», </FONT><FONT class="fs384">ì. Ñºâºðîäîíåöüê Ëóãàíñüêî¿ îáëàñò³</FONT></P>
<P class="ps2"><FONT class="fs383">äî </FONT><FONT class="fs244">Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Ñ³ëüñüêîãîñïîäàðñüêå ï³äïðèºìñòâî «ÄîíáàñÀãðî»</FONT><FONT class="fs382">, ì. Ïîïàñíà, Ïîïàñíÿíñüêèé ðàéîí, Ëóãàíñüêà îáëàñòü</FONT></P>
<P class="ps2"><FONT class="fs381">ïðî</FONT><FONT class="fs243"> ñòÿãíåííÿ 2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;923 890 ãðí. 12 êîï.</FONT></P>
<P class="ps2"><FONT class="fs380">Ñóääÿ ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³ </FONT><FONT class="fs242">²íîçåìöåâà Ë.Â.</FONT></P>
<P class="ps2"><FONT class="fs379">Ñåêðåòàð ñóäîâîãî çàñ³äàííÿ </FONT><FONT class="fs241">Òêà÷åíêî Ä.².</FONT></P>
<P class="ps2"><FONT class="fs240">Ó çàñ³äàíí³ áðàëè ó÷àñòü:</FONT></P>
<P class="ps3"><FONT class="fs239">â³ä ïîçèâà÷à:</FONT><FONT class="fs378"> ïðåäñòàâíèê íå ïðèáóâ;</FONT></P>
<P><FONT class="fs238">â³ä â³äïîâ³äà÷à:</FONT><FONT class="fs377"> ïðåäñòàâíèê íå ïðèáóâ.</FONT></P>
<P class="ps4"><FONT class="fs376">Ïóáë³÷íå àêö³îíåðíå òîâàðèñòâî «Äåðæàâíèé îùàäíèé áàíê Óêðà¿íè» â îñîá³ ô³ë³¿  Ëóãàíñüêîãî îáëàñíîãî óïðàâë³ííÿ ÀÒ «Îùàäáàíê» çâåðíóëîñü äî ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³ ç ïîçîâíîþ çàÿâîþ äî</FONT><FONT class="fs237"> </FONT><FONT class="fs375">Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Ñ³ëüñüêîãîñïîäàðñüêå ï³äïðèºìñòâî «ÄîíáàñÀãðî» ïðî ñòÿãíåííÿ áîðãó çà äîãîâîðîì êðåäèòíî¿ ë³í³¿ ¹ 218 â³ä 22.01.2014 â ðîçì³ð³ 3&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;607 979 ãðí. 18 êîï., ÿêèé ñêëàäàºòüñÿ ³ç:</FONT></P>
<P class="ps4"><FONT class="fs374">- 2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000 000 ãðí. 00 êîï.  çàáîðãîâàíîñò³ çà êðåäèòîì;</FONT></P>
<P class="ps4"><FONT class="fs373">- 13 534 ãðí. 24 êîï.  çàáîðãîâàíîñò³ çà â³äñîòêàìè &nbsp;çà ïåð³îä ç 01.09.2015 ïî 13.09.2015;</FONT></P>
<P class="ps4"><FONT class="fs372">- 444 547 ãðí. 96 êîï.  çàáîðãîâàíîñò³ çà ïðîñòðî÷åíèìè â³äñîòêàìè çà ïåð³îä ç 06.08.2014 ïî 13.09.2015;</FONT></P>
<P class="ps4"><FONT class="fs371">- 556 827 ãðí. 95 êîï.  ïåí³ çà íåñâîº÷àñíå ïîãàøåííÿ êðåäèòó çà ïåð³îä ç 18.02.2015 ïî 13.09.2015;</FONT></P>
<P class="ps4"><FONT class="fs370">- 127&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;261 ãðí. 11 êîï.  ïåí³ çà íåñâîº÷àñíó ñïëàòó â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì çà ïåð³îä ç 06.08.2014 ïî 13.09.2015;</FONT></P>
<P class="ps4"><FONT class="fs369">- 28 133 ãðí. 86 êîï.  òðüîõ ïðîöåíò³â ð³÷íèõ çà ïåð³îä ç 18.02.2015 ïî 13.09.2015, ùî íàðàõîâàí³ íà ï³äñòàâ³ ñòàòò³ 625 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çà ïðîñòðî÷åííÿ ïîâåðíåííÿ ñóìè êðåäèòó;</FONT></P>
<P class="ps4"><FONT class="fs368">- 7 514 ãðí. 63 êîï.  òðüîõ ïðîöåíò³â ð³÷íèõ çà ïåð³îä ç 06.08.2014 ïî 13.09.2015, ùî íàðàõîâàí³ íà ï³äñòàâ³ ñòàòò³ 625 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çà ïðîñòðî÷åííÿ ñïëàòè â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì;</FONT></P>
<P class="ps4"><FONT class="fs367">- 317 722 ãðí. 64 êîï. - âòðàò â³ä ³íôëÿö³¿ çà ïåð³îä ç 18.02.2015 ïî 31.08.2015, ùî íàðàõîâàí³ íà ï³äñòàâ³ ñòàòò³ 625 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çà ïðîñòðî÷åííÿ ïîâåðíåííÿ ñóìè êðåäèòó;</FONT></P>
<P class="ps4"><FONT class="fs366">- 112 436 ãðí. 79 êîï. - âòðàò â³ä ³íôëÿö³¿ çà ïåð³îä ç 06.08.2014 ïî 31.08.2015, ùî íàðàõîâàí³ íà ï³äñòàâ³ ñòàòò³ 625 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çà ïðîñòðî÷åííÿ ñïëàòè â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì.</FONT></P>
<P class="ps9"><FONT class="fs365">Çàÿâîþ â³ä 04.01.2016 ¹ 39-09/2 ïîçèâà÷ çìåíøèâ ïîçîâí³ âèìîãè íà 684 089 ãðí. &nbsp;&nbsp;&nbsp;&nbsp;06 êîï.  ñóìó çàÿâëåíî¿ äî ñòÿãíåííÿ ïåí³ ó çâÿçêó ç òèì, ùî â³äïîâ³äíî äî ñòàòò³ 2 Çàêîíó Óêðà¿íè «Ïðî òèì÷àñîâ³ çàõîäè íà ïåð³îä ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿» â³ä 02.09.2014 ¹ 1669-VII çàáîðîíÿºòüñÿ íàðàõóâàííÿ ïåí³ íà îñíîâíó ñóìó çàáîðãîâàíîñò³ ³ç çîáîâÿçàíü çà êðåäèòíèìè äîãîâîðàìè òà äîãîâîðàìè ïîçèêè ç 14.04.2014 þðèäè÷íèì îñîáàì, ùî ïðîâàäÿòü ñâîþ ãîñïîäàðñüêó ä³ÿëüí³ñòü íà òåðèòîð³¿ íàñåëåíèõ ïóíêò³â, âèçíà÷åíèõ ó çàòâåðäæåíîìó Êàá³íåòîì Ì³í³ñòð³â Óêðà¿íè ïåðåë³êó, äå ïðîâîäèëàñÿ àíòèòåðîðèñòè÷íà îïåðàö³ÿ. Çã³äíî Ïåðåë³êó, çàòâåðäæåíîãî ðîçïîðÿäæåííÿì Êàá³íåòó Ì³í³ñòð³â Óêðà¿íè ¹ 1275-ð â³ä 02.12.2015, äî íàñåëåíèõ ïóíêò³â, íà òåðèòîð³¿ ÿêèõ çä³éñíþâàëàñÿ àíòèòåðîðèñòè÷íà îïåðàö³ÿ, â³äíåñåíî ³ ì. Ïîïàñíà Ëóãàíñüêî¿ îáëàñò³. Òîâàðèñòâî ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Ñ³ëüñüêîãîñïîäàðñüêå ï³äïðèºìñòâî «ÄîíáàñÀãðî» ÿê ñóáºêò ï³äïðèºìíèöüêî¿ ä³ÿëüíîñò³ çàðåºñòðîâàíå ³ çä³éñíþº ï³äïðèºìíèöüêó ä³ÿëüí³ñòü ó ì. Ïîïàñíà Ëóãàíñüêî¿ îáëàñò³.</FONT></P>
<P class="ps9"><FONT class="fs364">Ç öèõ ï³äñòàâ ïîçèâà÷ çìåíøóº ñóìó ïîçîâó ³ ïðîñèòü ñòÿãíóòè ç â³äïîâ³äà÷à 2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;923 890 ãðí. 12 êîï., ç ÿêèõ:</FONT></P>
<P class="ps4"><FONT class="fs363">- 2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000 000 ãðí. 00 êîï.  çàáîðãîâàí³ñòü çà êðåäèòîì;</FONT></P>
<P class="ps4"><FONT class="fs362">- 13 534 ãðí. 24 êîï.  çàáîðãîâàí³ñòü çà â³äñîòêàìè &nbsp;çà ïåð³îä ç 01.09.2015 ïî 13.09.2015;</FONT></P>
<P class="ps4"><FONT class="fs361">- 444 547 ãðí. 96 êîï.  çàáîðãîâàí³ñòü çà ïðîñòðî÷åíèìè â³äñîòêàìè çà ïåð³îä ç 06.08.2014 ïî 13.09.2015;</FONT></P>
<P class="ps4"><FONT class="fs360">- 28 133 ãðí. 86 êîï.  òðè ïðîöåíòè ð³÷íèõ çà ïåð³îä ç 18.02.2015 ïî 13.09.2015 çà ïðîñòðî÷åííÿ ïîâåðíåííÿ ñóìè êðåäèòó;</FONT></P>
<P class="ps4"><FONT class="fs359">- 7 514 ãðí. 63 êîï.  òðè ïðîöåíòè ð³÷íèõ çà ïåð³îä ç 06.08.2014 ïî 13.09.2015 çà ïðîñòðî÷åííÿ ñïëàòè â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì;</FONT></P>
<P class="ps4"><FONT class="fs358">- 317 722 ãðí. 64 êîï. - âòðàòè â³ä ³íôëÿö³¿ çà ïåð³îä ç 18.02.2015 ïî 31.08.2015 çà ïðîñòðî÷åííÿ ïîâåðíåííÿ ñóìè êðåäèòó;</FONT></P>
<P class="ps4"><FONT class="fs357">- 112 436 ãðí. 79 êîï. - âòðàòè â³ä ³íôëÿö³¿ çà ïåð³îä ç 06.08.2014 ïî 31.08.2015 çà ïðîñòðî÷åííÿ ñïëàòè â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì.</FONT></P>
<P class="ps9"><FONT class="fs356">Â³äïîâ³äíî äî ñòàòò³ 22 ÃÏÊ Óêðà¿íè ïîçèâà÷ âïðàâ³ äî ïðèéíÿòòÿ ð³øåííÿ ïî ñïðàâ³ çìåíøèòè ðîçì³ð ïîçîâíèõ âèìîã.</FONT></P>
<P class="ps2"><FONT class="fs355">          Çàÿâà ïîçèâà÷à ïðî çìåíøåííÿ ðîçì³ðó ïîçîâíèõ âèìîã â³äïîâ³äàº ñòàòò³ 22 ÃÏÊ Óêðà¿íè ³ ïðèéìàºòüñÿ ñóäîì. Ñï³ð âèð³øóºòüñÿ ç íîâîþ ö³íîþ ïîçîâó â ñóì³ 2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;923 890 ãðí. 12 êîï.</FONT></P>
<P class="ps9"><FONT class="fs354">Ïîçîâí³ âèìîãè ç ïîñèëàííÿì íà ñòàòò³ 612, 625, 1049, 1050 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè (äàë³ ïî òåêñòó  ÖÊ Óêðà¿íè) îá´ðóíòîâàí³ ïîðóøåííÿì â³äïîâ³äà÷åì çîáîâÿçàíü </FONT><FONT class="fs394">çà </FONT><FONT class="fs353">äîãîâîðîì êðåäèòíî¿ ë³í³¿ ¹ 218 â³ä 22.01.2014, ùî óêëàäåíèé ì³æ ñòîðîíàìè ö³º¿ ñïðàâè.</FONT></P>
<P class="ps8"><FONT class="fs352">Â³äïîâ³äà÷ â³äçèâ íà ïîçîâíó çàÿâó íå ïîäàâ, ó÷àñòü ñâîãî ïðåäñòàâíèêà â &nbsp;ñóäîâ³ çàñ³äàííÿ 16.12.2015 òà 19.01.2016 íå çàáåçïå÷èâ, õî÷à ïðî äàòó, ÷àñ òà ì³ñöå ñóäîâîãî çàñ³äàííÿ áóâ ïîâ³äîìëåíèé â³äïîâ³äíî äî ïðèïèñ³â ï.ï. 4 ï. 6 ²íôîðìàö³éíîãî ëèñòà Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 12.09.2014 ¹ 01-06/1290/14 «Ïðî Çàêîí Óêðà¿íè «Ïðî çä³éñíåííÿ ïðàâîñóääÿ òà êðèì³íàëüíîãî ïðîâàäæåííÿ ó çâÿçêó ç ïðîâåäåííÿì àíòèòåðîðèñòè÷íî¿ îïåðàö³¿». ²íôîðìàö³ÿ ïðî ÷àñ ³ ì³ñöå ñóäîâîãî çàñ³äàííÿ áóëà ðîçì³ùåíà íà ñòîð³íö³ ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³ (ó ðîçä³ë³ «Íîâèíè òà ïîä³¿ ñóäó») îô³ö³éíîãî âåá-ïîðòàëó «Ñóäîâà âëàäà â Óêðà¿í³» â ìåðåæ³ ²íòåðíåò (www.court.gov.ua/sudy/), ïðî ùî ñâ³ä÷èòü ðîçäðóêîâàíà ñòîð³íêà ç ìåðåæ³ ²íòåðíåò, íà ÿê³é ðîçì³ùåíî ³íôîðìàö³þ ïðî ÷àñ òà ì³ñöå çàñ³äàííÿ ãîñïîäàðñüêîãî ñóäó. </FONT></P>
<P class="ps5"><FONT class="fs350">Â³äïîâ³äíî äî ñòàòò³ 75 ÃÏÊ Óêðà¿íè, ñóä ââàæàº ìîæëèâèì ðîçãëÿíóòè ñïðàâó çà íàÿâíèìè â í³é ìàòåð³àëàìè.</FONT></P>
<P class="ps9"><FONT class="fs349">Äîñë³äèâøè ìàòåð³àëè ñïðàâè, ïîäàí³ ïîçèâà÷åì äîêàçè â ï³äòâåðäæåííÿ çàÿâëåíèõ âèìîã, âèñëóõàâøè ïðåäñòàâíèêà ïîçèâà÷à, ñóä</FONT></P>
<P class="ps15"><FONT class="fs236">â ñ ò à í î â è â:</FONT></P>
<P class="ps9"><FONT class="fs347">Êðåäèò íàäàºòüñÿ îêðåìèìè òðàíøàìè â áåçãîò³âêîâîìó ïîðÿäêó íà ïîïîâíåííÿ îá³ãîâèõ êîøò³â øëÿõîì îïëàòè ïëàò³æíèõ äîêóìåíò³â, íàäàíèõ ïîçè÷àëüíèêîì, àáî øëÿõîì ïåðåðàõóâàííÿ êðåäèòíèõ êîøò³â íà ïîòî÷íèé ðàõóíîê ïîçè÷àëüíèêà.</FONT></P>
<P class="ps9"><FONT class="fs346">Â³äïîâ³äíî äî ïóíêòó 2.3.2 äîãîâîðó ñòîðîíè ïîãîäèëè çìåíøåííÿ âñòàíîâëåíîãî ë³ì³òó êðåäèòóâàííÿ çã³äíî íàñòóïíîãî ãðàô³êó:</FONT></P>
<TABLE cellspacing=0 px class="tsfirst">
<TR><TD width="39 %" class="tds58"><P><FONT class="fs235">Ïåð³îä</FONT></P></TD><TD width="61 %" class="tds58"><P><FONT class="fs234">Ä³þ÷èé ë³ì³ò êðåäèòóâàííÿ, (âàëþòà)</FONT></P></TD></TR>
<TABLE cellspacing=0 px>
<TR><TD width="39 %" class="tds59"><P class="ps20"><FONT class="fs345">äî 30.11.2016 (âêëþ÷íî)</FONT></P></TD><TD width="61 %" class="tds59"><P><FONT class="fs344">2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000,00 (äâà ì³ëüéîíè ãðí. 00 êîï.) ãðèâåíü</FONT></P></TD></TR>
<TABLE cellspacing=0 px>
<TR><TD width="39 %" class="tds60"><P class="ps20"><FONT class="fs343">01.12.2016-31.12.2016 (âêëþ÷íî)</FONT></P></TD><TD width="61 %" class="tds60"><P><FONT class="fs342">1&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;500&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000,00(îäèí ì³ëüéîí ïÿòñîò òèñÿ÷ ãðí. 00 êîï.) ãðèâåíü</FONT></P></TD></TR>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="39 %"><P class="ps20"><FONT class="fs341">01.01.2017 20.01.2017 (âêëþ÷íî)</FONT></P></TD><TD width="61 %"><P><FONT class="fs340">1&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000,00 (îäèí ì³ëüéîí ãðí. 00 êîï.) ãðèâåíü</FONT></P></TD></TR>
<P class="ps19"><FONT class="fs233">Ïîçè÷àëüíèê çîáîâÿçàâñÿ çä³éñíèòè ïîãàøåííÿ êîæíîãî òðàíøó íå ï³çí³øå í³æ íà 365 êàëåíäàðíèé äåíü ç ìîìåíòó éîãî îòðèìàííÿ íåçàëåæíî â³ä ä³þ÷îãî ë³ì³òó êðåäèòóâàííÿ.</FONT></P>
<P class="ps7"><FONT class="fs339">Â³äïîâ³äíî äî ïóíêòó 2.7.1 äîãîâîðó ïðîöåíòíà ñòàâêà çà êîðèñòóâàííÿ êðåäèòîì ñòàíîâèòü 19 â³äñîòê³â ð³÷íèõ.</FONT></P>
<P class="ps7"><FONT class="fs338">Çã³äíî ç ïóíêòîì 2.7.2 äîãîâîðó ïðîöåíòè íàðàõîâóþòüñÿ ìåòîäîì ôàêò/ôàêò íà ôàêòè÷íó ñóìó çàáîðãîâàíîñò³ ïîçè÷àëüíèêà çà êðåäèòîì òà çà òåðì³í ôàêòè÷íîãî êîðèñòóâàííÿ íèì, ïî÷èíàþ÷è ç ïåðøîãî äíÿ âèäà÷³ êðåäèòó âêëþ÷íî, òà äî ïîâíîãî ïîãàøåííÿ çàáîðãîâàíîñò³ çà äîãîâîðîì. Ïðè íàðàõóâàíí³ ïðîöåíò³â äåíü âèäà÷³ êðåäèòó ïðèéìàºòüñÿ äî ðîçðàõóíêó ÿê 1 (îäèí) ïîâíèé äåíü êîðèñòóâàííÿ êðåäèòîì, à äåíü ïîâåðíåííÿ êðåäèòó (éîãî ÷àñòèíè) äî ðîçðàõóíêó ïðîöåíò³â íå âêëþ÷àºòüñÿ.</FONT></P>
<P class="ps7"><FONT class="fs337">Íàðàõîâàí³ çà ïåð³îä ç ïåðøîãî äíÿ âèäà÷³ êðåäèòó àáî ç ïåðøîãî ÷èñëà çâ³òíîãî ì³ñÿöÿ ïî îñòàííº ÷èñëî çâ³òíîãî ì³ñÿöÿ àáî ïî îñòàíí³é äåíü ïîâåðíåííÿ ïîçè÷àëüíèêîì êðåäèòó (àáî éîãî ÷àñòèíè) ïðîöåíòè (ç óðàõóâàííÿì ïîëîæåíü ï. 2.7.4 äîãîâîðó) ïîâèíí³ áóòè ñïëà÷åí³ ïîçè÷àëüíèêîì íå ï³çí³øå ïÿòîãî ÷èñëà ì³ñÿöÿ, íàñòóïíîãî çà çâ³òíèì, à â ðàç³ äîñòðîêîâîãî ïîãàøåííÿ êðåäèòó  îäíî÷àñíî ç ïîãàøåííÿì êðåäèòó. Ïåðøèé ðàç ïîçè÷àëüíèê ñïëà÷óº ïðîöåíòè íå ï³çí³øå 05 ëþòîãî 2014 ðîêó (ïóíêò 2.7.3 äîãîâîðó).</FONT></P>
<P class="ps7"><FONT class="fs336">Äîãîâîðîì ïåðåäáà÷åíà â³äïîâ³äàëüí³ñòü ïîçè÷àëüíèêà çà ïîðóøåííÿ ñòðîê³â îïëàòè ïðîöåíò³â òà ñòðîê³â ïîâåðíåííÿ êðåäèòó, çîêðåìà, çã³äíî ïóíêòó 7.2.1 äîãîâîðó ïîçè÷àëüíèê ñïëà÷óº ïåíþ â ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè, ÿêà ä³ÿëà â ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ, â³ä ïðîñòðî÷åíî¿ ñóìè çà êîæåí äåíü ïðîñòðî÷åííÿ.</FONT></P>
<P class="ps7"><FONT class="fs335">Êîì³ñ³éíà âèíàãîðîäà çà íàäàííÿ áàíê³âñüêèõ ïîñëóã ñïëà÷óºòüñÿ â ïîðÿäêó, âñòàíîâëåíîìó äëÿ ñïëàòè ïðîöåíò³â. (à.ñ.16)</FONT></P>
<P class="ps7"><FONT class="fs334">Íà ï³äòâåðäæåííÿ âèêîíàííÿ êðåäèòíîãî äîãîâîðó ¹ 218 â³ä 22.01.2014 ïîçèâà÷åì íàäàí³: </FONT></P>
<P class="ps7"><FONT class="fs333">- çàÿâêè ÒÎÂ ÑÃÏ «ÄîíáàñÀãðî» ïðî íàäàííÿ êðåäèòíèõ êîøò³â:</FONT></P>
<P class="ps7"><FONT class="fs332"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 32 â³ä 23.01.2014 íà çàãàëüíó ñóìó 665 961 ãðí. 00 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs331"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 34 â³ä 27.01.2014 íà çàãàëüíó ñóìó 554&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;165 ãðí. 27 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs330"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 35 â³ä 30.01.2014 íà çàãàëüíó ñóìó 32&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;558 ãðí. 37 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs329"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 36 â³ä 31.01.2014 íà çàãàëüíó ñóìó &nbsp;13&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000 ãðí. 00 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs328"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 38 â³ä 04.02.2014 íà çàãàëüíó ñóìó 1&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;200 ãðí. 00 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs327"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 39 â³ä 05.02.2014 íà çàãàëüíó ñóìó 71&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;480 ãðí. 36 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs326"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 40 â³ä 10.02.2014 íà çàãàëüíó ñóìó 16&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;003 ãðí. 89 êîï.;</FONT></P>
<P class="ps7"><FONT class="fs325"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 41 â³ä 12.02.2014 íà çàãàëüíó ñóìó 39&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;440 ãðí. 36 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs324"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 42 â³ä 13.02.2014 íà çàãàëüíó ñóìó 150&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;328 ãðí. 20 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs323"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 43 â³ä 14.02.2014 íà çàãàëüíó ñóìó 43&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;100 ãðí. 27 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs322"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 45 â³ä 17.02.2014 íà çàãàëüíó ñóìó 50&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000 ãðí. 00 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs321"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 48 â³ä 19.02.2014 íà çàãàëüíó ñóìó 5&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000 ãðí. 00 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs320"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 49 â³ä 20.02.2014 íà çàãàëüíó ñóìó 6&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;682 ãðí. 52 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs319"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 50 â³ä 21.02.2014 íà çàãàëüíó ñóìó 16&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000 ãðí. 00 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs318"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 52 â³ä 24.02.2014 íà çàãàëüíó ñóìó 1&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;852 ãðí. 86 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs317"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 63 â³ä 26.02.2014 íà çàãàëüíó ñóìó 590 ãðí. 00 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs316"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 64 â³ä 27.02.2014 íà çàãàëüíó ñóìó 22&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;522 ãðí. 00 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs315"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 65 â³ä 03.03.2014 íà çàãàëüíó ñóìó 126&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;300 ãðí. 00 êîï.; </FONT></P>
<P class="ps7"><FONT class="fs314"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;* ¹ 66 â³ä 03.03.2014 íà çàãàëüíó ñóìó 132&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;187 ãðí. 40 êîï.;</FONT></P>
<P class="ps7"><FONT class="fs313">- çàâ³ðåí³ êñåðîêîï³¿ ïëàò³æíèõ äîðó÷åíü íà çàãàëüíó ñóìó 3&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;628&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;165 ãðí. 27 êîï.;</FONT></P>
<P class="ps7"><FONT class="fs312">- âèïèñêè ïî îñîáîâîìó ðàõóíêó â³äïîâ³äà÷à çà äîãîâîðîì êðåäèòíî¿ ë³í³¿ ¹ 218 çà ïåð³îä ç 22.01.2014 ïî 14.09.2015. (à.ñ. 69-225)</FONT></P>
<P class="ps7"><FONT class="fs311">Ïðîòÿãîì ñòðîêó ä³¿ äîãîâîðó êðåäèòíî¿ ë³í³¿ â³äïîâ³äà÷åì ïîðóøóâàëèñü éîãî óìîâè â ÷àñòèí³ ïîâåðíåííÿ îòðèìàíèõ òðàíø³â êðåäèòíèõ êîøò³â òà îïëàòè ïðîöåíò³â, ó çâÿçêó ç ÷èì ïîçèâà÷ ñôîðìóâàâ ³ íàä³ñëàâ íà þðèäè÷íó òà åëåêòðîííó àäðåñè â³äïîâ³äà÷à âèìîãó ïðî äîñòðîêîâå ïîâåðíåííÿ êðåäèòó. Ó âèìîç³ â³ä 13.07.2015 ¹ 87-10/292 ïîçèâà÷ çàçíà÷èâ, ùî ñòàíîì íà 08.07.2015 â³äïîâ³äà÷ íå âèêîíàâ âçÿò³ íà ñåáå çîáîâÿçàííÿ çà äîãîâîðîì êðåäèòíî¿ ë³í³¿ ¹ 218 â³ä 22.01.2014, ó çâÿçêó ç ÷èì áàíê âèìàãàº ïîâåðíåííÿ âñ³º¿ ñóìè êðåäèòó òà çä³éñíåííÿ ïëàòåæ³â çà íàðàõîâàíèìè ïðîöåíòàìè òà ³íøèìè ïëàòåæàìè â çàãàëüí³é ñóì³ 2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;809&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;676 ãðí. 22 êîï., ç ÿêî¿:</FONT></P>
<P class="ps7"><FONT class="fs310">- 2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000 ãðí. 00 êîï.  çàáîðãîâàí³ñòü çà êðåäèòîì;</FONT></P>
<P class="ps7"><FONT class="fs309">- 380&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000 ãðí. 01 êîï.  ïðîñòðî÷åí³ ïðîöåíòè çà êîðèñòóâàííÿ êðåäèòîì;</FONT></P>
<P class="ps7"><FONT class="fs308">- 7&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;287 ãðí. 67 êîï.  íàðàõîâàí³ ñòðîêîâ³ ïðîöåíòè çà êîðèñòóâàííÿ êðåäèòîì;</FONT></P>
<P class="ps7"><FONT class="fs307">- 338&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;855 ãðí. 34 êîï.  ïåíÿ çà íåñâîº÷àñíå ïîâåðíåííÿ êðåäèòó;</FONT></P>
<P class="ps7"><FONT class="fs306">- 83&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;533 ãðí. 20 êîï.  ïåíÿ çà íåñâîº÷àñíó ñïëàòó â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì. (à.ñ. 29)</FONT></P>
<P class="ps7"><FONT class="fs305">Óêðà¿íñüêèì äåðæàâíèì ï³äïðèºìñòâîì ïîøòîâîãî çâÿçêó «Óêðïîøòà» (ÓÄÏÏÇ «Óêðïîøòà») âèìîãà íå áóëà âðó÷åíà â³äïîâ³äà÷ó. Ðåêîìåíäîâàíå ïîøòîâå â³äïðàâëåííÿ áóëî ïîâåðíóòî ïîçèâà÷ó çà çàê³í÷åííÿì òåðì³íó çáåð³ãàííÿ. (à.ñ. 30)</FONT></P>
<P class="ps7"><FONT class="fs304">Îáñòàâèíè ö³º¿ ñïðàâè ñâ³ä÷àòü, ùî ïîçèâà÷åì çà ïåð³îä ç 23.01.2014 ïî 22.04.2014 íàäàíî êðåäèòí³ êîøòè â çàãàëüí³é ñóì³ &nbsp;3&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;628&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;165 ãðí. 27 êîï. øëÿõîì ïîïîâíåííÿ îá³ãîâèõ êîøò³â òà îïëàòè ïëàò³æíèõ äîðó÷åíü â³äïîâ³äà÷à ïðè ïðîâåäåíí³ íèõ ðîçðàõóíê³â ç ïîñòà÷àëüíèêàìè (êîíòðàãåíòàìè), ùî ï³äòâåðäæóºòüñÿ ïëàò³æíèìè äîðó÷åííÿìè òà âèïèñêàìè ïî îñîáîâîìó ðàõóíêó â³äïîâ³äà÷à.</FONT></P>
<P class="ps7"><FONT class="fs303">Â³äïîâ³äà÷åì ç çàãàëüíî¿ ñóìè îäåðæàíèõ êðåäèòíèõ êîøò³â â ïåð³îä ç 29.01.2014 ïî 09.04.2014 ïîâåðíóòî &nbsp;1&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;628 165 ãðí. 27 êîï. Ç 18.02.2015 êðåäèò áàíêîì ïåðåíåñåíèé íà ïðîñòðî÷êó, çàáîðãîâàí³ñòü â³äïîâ³äà÷à ïî ñóì³ êðåäèòó ñòàíîâèòü 2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000 ãðí. 00 êîï.</FONT></P>
<P class="ps7"><FONT class="fs302">Äî 01.06.2014 â³äïîâ³äà÷åì äîòðèìóâàëèñü óìîâè êðåäèòíîãî äîãîâîðó â ÷àñòèí³ îïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì. Ç 04.07.2014 â³äïîâ³äà÷ ïðèïèíèâ ïëàòåæ³, âíàñë³äîê ÷îãî çà ïåð³îä ç 01.07.2014 ïî 13.09.2015 âèíèêëà çàáîðãîâàí³ñòü ïî ïðîöåíòàì çà êîðèñòóâàííÿ êðåäèòîì, ðîçðàõîâàíèõ çà ñòàâêîþ 19 â³äñîòîê ð³÷íèõ, â ñóì³ 458 082 ãðí. &nbsp;&nbsp;&nbsp;&nbsp;20 êîï.</FONT></P>
<P class="ps7"><FONT class="fs301">Ïîðóøåííÿ â³äïîâ³äà÷åì çîáîâÿçàíü çà äîãîâîðîì êðåäèòíî¿ ë³í³¿ ¹ 218 â³ä 22.01.2014 ñòàëî ï³äñòàâîþ äëÿ çâåðíåííÿ ïîçèâà÷à ç öèì ïîçîâîì äî ñóäó ïðî ñòÿãíåííÿ 2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;923 890 ãðí. 12 êîï., ç ÿêèõ:</FONT></P>
<P class="ps4"><FONT class="fs300">- 2&nbsp; &nbsp;&nbsp;&nbsp;000 000 ãðí. 00 êîï.  çàáîðãîâàí³ñòü çà êðåäèòîì;</FONT></P>
<P class="ps4"><FONT class="fs299">- 13 534 ãðí. 24 êîï.  çàáîðãîâàí³ñòü çà â³äñîòêàìè &nbsp;çà ïåð³îä ç 01.09.2015 ïî 13.09.2015;</FONT></P>
<P class="ps4"><FONT class="fs298">- 444 547 ãðí. 96 êîï.  çàáîðãîâàí³ñòü çà ïðîñòðî÷åíèìè â³äñîòêàìè çà ïåð³îä ç 06.08.2014 ïî 31.08.2015;</FONT></P>
<P class="ps4"><FONT class="fs297">- 28 133 ãðí. 86 êîï.  òðè ïðîöåíòè ð³÷íèõ çà ïåð³îä ç 18.02.2015 ïî 13.09.2015 çà ïðîñòðî÷åííÿ ïîâåðíåííÿ ñóìè êðåäèòó;</FONT></P>
<P class="ps4"><FONT class="fs296">- 7 514 ãðí. 63 êîï.  òðè ïðîöåíòè ð³÷íèõ çà ïåð³îä ç 06.08.2014 ïî 13.09.2015 çà ïðîñòðî÷åííÿ ñïëàòè â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì;</FONT></P>
<P class="ps4"><FONT class="fs295">- 317 722 ãðí. 64 êîï. - âòðàòè â³ä ³íôëÿö³¿ çà ïåð³îä ç 18.02.2015 ïî 31.08.2015 çà ïðîñòðî÷åííÿ ïîâåðíåííÿ ñóìè êðåäèòó;</FONT></P>
<P class="ps4"><FONT class="fs294">- 112 436 ãðí. 79 êîï. - âòðàòè â³ä ³íôëÿö³¿ çà ïåð³îä ç 06.08.2014 ïî 31.08.2015 çà ïðîñòðî÷åííÿ ñïëàòè â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì.</FONT></P>
<P class="ps7"><FONT class="fs293">Äåòàëüíèé ðîçðàõóíîê çàáîðãîâàíîñò³ çà êðåäèòíèì äîãîâîðîì ïîçèâà÷åì äîäàíèé äî ïîçîâíî¿ çàÿâè. (à.ñ. 11-14)</FONT></P>
<P class="ps4"><FONT class="fs292">Äîêàç³â ïîãàøåííÿ çàáîðãîâàíîñò³ àáî ÷àñòêîâî¿ îïëàòè ñóì, çàÿâëåíèõ äî ñòÿãíåííÿ â³äïîâ³äà÷ ñóäó íå ïîäàâ.</FONT></P>
<P class="ps2"><FONT class="fs291">          Ðîçãëÿíóâøè îáñòàâèíè ñïðàâè â ¿õ ñóêóïíîñò³, îö³íèâøè ïîäàí³ äîêàçè, ñóä ä³éøîâ âèñíîâêó ïðî ÷àñòêîâå çàäîâîëåííÿ ïîçîâó ç îãëÿäó íà íàñòóïíå.</FONT></P>
<P class="ps11"><FONT class="fs290">Ïðàâîâ³äíîñèíè ì³æ ñòîðîíàìè, ùî ïîâÿçàí³ ç êðåäèòóâàííÿì, âèçíà÷åí³ óêëàäåíèì ì³æ íèìè äîãîâîðîì êðåäèòíî¿ ë³í³¿ ¹ 218 â³ä 22.01.2014 ³ ðåãóëþþòüñÿ ãëàâîþ 71 ÖÊ Óêðà¿íè.</FONT></P>
<P class="ps11"><FONT class="fs289">Â³äïîâ³äíî äî ñòàòò³ 1054 ÖÊ Óêðà¿íè çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè.</FONT></P>
<P class="ps11"><FONT class="fs288">Äî â³äíîñèí çà êðåäèòíèì äîãîâîðîì çàñòîñîâóþòüñÿ ïîëîæåííÿ ïàðàãðàôà 1 «Ïîçèêà» ö³º¿ ãëàâè, ÿêùî ³íøå íå âñòàíîâëåíî öèì ïàðàãðàôîì ³ íå âèïëèâàº ³ç ñóò³ êðåäèòíîãî äîãîâîðó.</FONT></P>
<P class="ps11"><FONT class="fs287">Çà ïðàâèëàìè ÷àñòèíè 1 ñòàòò³ 1049 ÖÊ Óêðà¿íè ïîçè÷àëüíèê çîáîâ'ÿçàíèé ïîâåðíóòè ïîçèêîäàâöåâ³ ïîçèêó (ãðîøîâ³ êîøòè ó òàê³é ñàì³é ñóì³ àáî ðå÷³, âèçíà÷åí³ ðîäîâèìè îçíàêàìè, ó òàê³é ñàì³é ê³ëüêîñò³, òàêîãî ñàìîãî ðîäó òà òàêî¿ ñàìî¿ ÿêîñò³, ùî áóëè ïåðåäàí³ éîìó ïîçèêîäàâöåì) ó ñòðîê òà â ïîðÿäêó, ùî âñòàíîâëåí³ äîãîâîðîì.</FONT></P>
<P class="ps13"><FONT class="fs286">ßêùî äîãîâîðîì íå âñòàíîâëåíèé ñòðîê ïîâåðíåííÿ ïîçèêè àáî öåé ñòðîê âèçíà÷åíèé ìîìåíòîì ïðåäÿâëåííÿ âèìîãè, ïîçèêà ìàº áóòè ïîâåðíåíà ïîçè÷àëüíèêîì ïðîòÿãîì òðèäöÿòè äí³â â³ä äíÿ ïðåäÿâëåííÿ ïîçèêîäàâöåì âèìîãè ïðî öå, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì.</FONT></P>
<P class="ps13"><FONT class="fs285">Ñòàòòåþ 1050 ÖÊ Óêðà¿íè âñòàíîâëåí³ íàñë³äêè ïîðóøåííÿ äîãîâîðó ïîçè÷àëüíèêîì. Çã³äíî ÷àñòèíè 2 ö³º¿ ñòàòò³, ÿêùî äîãîâîðîì âñòàíîâëåíèé îáîâÿçîê ïîçè÷àëüíèêà ïîâåðíóòè ïîçèêó ÷àñòèíàìè (ç ðîçñòðî÷åííÿì), òî â ðàç³ ïðîñòðî÷åííÿ ïîâåðíåííÿ ÷åðãîâî¿ ÷àñòèíè ïîçèêîäàâåöü ìàº ïðàâî âèìàãàòè äîñòðîêîâîãî ïîâåðíåííÿ ÷àñòèíè ïîçèêè, ùî çàëèøèëàñÿ, òà ñïëàòè ïðîöåíò³â, íàëåæíèõ éîìó â³äïîâ³äíî äî ñòàòò³ 1048 ÖÊ Óêðà¿íè.</FONT></P>
<P class="ps7"><FONT class="fs284">Êðåäèòíèì äîãîâîðîì, ùî óêëàäåíèé ñòîðîíàìè ö³º¿ ñïðàâè, òàêîæ ïåðåäáà÷åíå ïðàâî áàíêà íåãàéíî âèìàãàòè ïîâåðíåííÿ &nbsp;ñóìè êðåäèòó òà âñ³º¿ ñóìè íàðàõîâàíèõ ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì (ðàçîì ç áóäü-ÿêèìè ³íøèìè íàðàõîâàíèìè ñóìàìè àáî ñóìàìè, ùî ï³äëÿãàþòü ñïëàò³ çà äîãîâîðîì) ó âèïàäêó íåâèêîíàííÿ ïîçè÷àëüíèêîì âçÿòèõ íà ñåáå îáîâÿçê³â ( ïóíêò 3.3.1 äîãîâîðó).</FONT></P>
<P class="ps2"><FONT class="fs283">          Îáñòàâèíè ñïðàâè ñâ³ä÷àòü, ùî îñòàíí³é ðàç ïîïîâíåííÿ îá³ãîâèõ êîøò³â â³äïîâ³äà÷à çà ðàõóíîê êðåäèòíèõ êîøò³â â³äáóëîñÿ 22.04.2014 â ñóì³ 156&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;051 ãðí. 64 êîï., îòæå, ç îãëÿäó íà óìîâè êðåäèòíîãî äîãîâîðó ùîäî îáîâÿçêó ïîçè÷àëüíèêà çä³éñíþâàòè ïîãàøåííÿ êîæíîãî îäåðæàíîãî òðàíøó êðåäèòíèõ êîøò³â íå ï³çí³øå í³æ íà 365 êàëåíäàðíèé äåíü ç ìîìåíòó éîãî îòðèìàííÿ íåçàëåæíî â³ä ä³þ÷îãî ë³ì³òó êðåäèòóâàííÿ, ñòðîê ïîâåðíåííÿ âñ³º¿ ñóìè êðåäèòíèõ êîøò³â íàñòàâ 23.04.2015. Ç 18.02.2015 êðåäèò áàíêîì ïåðåíåñåíèé íà ïðîñòðî÷åííÿ ó çâÿçêó ç íåïîâåðíåííÿì îêðåìîãî ÷åðãîâîãî òðàíøó. Òàêèì ÷èíîì, íåçâàæàþ÷è íà òå, ùî âèìîãà ïðî äîñòðîêîâå ïîâåðíåííÿ êðåäèòó ç íåçàëåæíèõ â³ä ïîçèâà÷à ïðè÷èí íå áóëà âðó÷åíà â³äïîâ³äà÷ó, ñóä, âðàõîâóþ÷è óìîâè äîãîâîðó ³ ôàêòè÷í³ îáñòàâèíè ñïðàâè, ä³éøîâ âèñíîâêó ïðî ïîðóøåííÿ â³äïîâ³äà÷åì çîáîâÿçàíü ùîäî ñòðîêó ïîâåðíåííÿ îäåðæàíèõ êðåäèòíèõ êîøò³â ³ íàëåæíèõ ó çâÿçêó ç öèì îáîâÿçêîâèõ ïëàòåæ³â ïî ïðîöåíòàì çà êîðèñòóâàííÿ êðåäèòîì.</FONT></P>
<P class="ps4"><FONT class="fs282">Ìàòåð³àëàìè ñïðàâè ï³äòâåðäæåíèé ³ íå ñïðîñòîâàíèé â³äïîâ³äà÷åì ôàêò ïðîñòðî÷åííÿ âèêîíàííÿ íèì çîáîâÿçàíü ùîäî ïîâåðíåííÿ êðåäèòó â ñóì³ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000 000 ãðí.00 êîï., ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì çà ïåð³îä ç </FONT><FONT class="fs393">&nbsp;</FONT><FONT class="fs281">01.07.2014 ïî 13.09.2015 â ñóì³ 458 082 ãðí. 20 êîï., à òîìó ïîçîâí³ âèìîãè â ö³é ÷àñòèí³ âèçíàþòüñÿ ñóäîì îá´ðóíòîâàíèìè ³ ï³äëÿãàþòü çàäîâîëåííþ. </FONT></P>
<P class="ps4"><FONT class="fs280">Â³äïîâ³äíî äî ñòàòò³ 625 ÖÊ Óêðà¿íè áîðæíèê íå çâ³ëüíÿºòüñÿ â³ä â³äïîâ³äàëüíîñò³ çà íåìîæëèâ³ñòü âèêîíàííÿ íèì ãðîøîâîãî çîáîâ'ÿçàííÿ. Áîðæíèê, ÿêèé ïðîñòðî÷èâ âèêîíàííÿ ãðîøîâîãî çîáîâ'ÿçàííÿ, íà âèìîãó êðåäèòîðà çîáîâ'ÿçàíèé ñïëàòèòè ñóìó áîðãó ç óðàõóâàííÿì âñòàíîâëåíîãî ³íäåêñó ³íôëÿö³¿ çà âåñü ÷àñ ïðîñòðî÷åííÿ, à òàêîæ òðè ïðîöåíòè ð³÷íèõ â³ä ïðîñòðî÷åíî¿ ñóìè, ÿêùî ³íøèé ðîçì³ð ïðîöåíò³â íå âñòàíîâëåíèé äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps11"><FONT class="fs279">Îòæå, ïðàâîì³ðíèì º íàðàõóâàííÿ ïîçèâà÷åì íà ïðîñòðî÷åí³ ñóìè íåïîâåðíóòîãî â ñòðîê êðåäèòó òà íåñïëà÷åíèõ â³äñîòê³â 3 % ð³÷íèõ, ïåð³îäè íàðàõóâàííÿ ÿêèõ â³äïîâ³äàþòü ôàêòè÷íîìó ïåð³îäó ïðîñòðî÷åííÿ öèõ ïëàòåæ³â.</FONT></P>
<P class="ps4"><FONT class="fs278">Òàêèì ÷èíîì ñòÿãíåííþ ç â³äïîâ³äà÷à ï³äëÿãàþòü 3 % ð³÷íèõ:</FONT></P>
<P class="ps4"><FONT class="fs277">- çà ïðîñòðî÷åííÿ ïîâåðíåííÿ êðåäèòíèõ êîøò³â â ñóì³ 28 133 ãðí. 86 êîï. çà ïåð³îä ç 18.02.2015 ïî 13.09.2015;</FONT></P>
<P class="ps7"><FONT class="fs276">- çà ïðîñòðî÷åííÿ ñïëàòè â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì â ñóì³ 7 514 ãðí. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;63 êîï. çà ïåð³îä ç 06.08.2014 ïî 13.09.2015.</FONT></P>
<P class="ps5"><FONT class="fs275">Âîäíî÷àñ, ïðè îá÷èñëåíí³ âòðàò â³ä ³íôëÿö³¿ ïîçèâà÷åì íå âðàõîâàíî, ùî ³íäåêñ ³íôëÿö³¿ (³íäåêñ ñïîæèâ÷èõ ö³í)  öå ïîêàçíèê, ùî õàðàêòåðèçóº äèíàì³êó çàãàëüíîãî ð³âíÿ ö³í íà òîâàðè òà ïîñëóãè, ÿê³ êóïóþòüñÿ íàñåëåííÿì äëÿ íåâèðîáíè÷îãî ñïîæèâàííÿ, ÿêèé âèçíà÷àºòüñÿ âèêëþ÷íî Äåðæàâíîþ ñëóæáîþ ñòàòèñòèêè Óêðà¿íè </FONT><FONT class="fs251">³ éîãî íàéìåíøèé ïåð³îä âèçíà÷åííÿ ñòàíîâèòü ì³ñÿöü,</FONT><FONT class="fs274"> à òîìó ïðîñòðî÷åííÿ ïëàòåæó çà ìåíøèé ïåð³îä íå òÿãíå çà ñîáîþ íàðàõóâàííÿ ³íôëÿö³éíèõ âòðàò.</FONT></P>
<P class="ps5"><FONT class="fs273">ßê çàçíà÷åíî ó ïóíêò³ 3.2 Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè ¹ 14 â³ä 17.12.2013</FONT><FONT class="fs232"> </FONT><FONT class="fs272">«Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ çàêîíîäàâñòâà ïðî â³äïîâ³äàëüí³ñòü çà ïîðóøåííÿ ãðîøîâèõ çîáîâÿçàíü», ðîçì³ð áîðãó ç óðàõóâàííÿì ³íäåêñó ³íôëÿö³¿ âèçíà÷àºòüñÿ </FONT><FONT class="fs250">âèõîäÿ÷è ç ñóìè áîðãó, ùî ³ñíóâàëà íà îñòàíí³é äåíü ì³ñÿöÿ, â ÿêîìó ïëàò³æ ìàâ áóòè çä³éñíåíèé</FONT><FONT class="fs271">, ïîìíîæåíî¿ íà ³íäåêñ ³íôëÿö³¿, âèçíà÷åíèé íàçâàíîþ Äåðæàâíîþ ñëóæáîþ, çà ïåð³îä ïðîñòðî÷åííÿ, ïî÷èíàþ÷è ç ì³ñÿöÿ, íàñòóïíîãî çà ì³ñÿöåì, ó ÿêîìó ìàâ áóòè çä³éñíåíèé ïëàò³æ, ³ çà áóäü-ÿêèé ì³ñÿöü (ì³ñÿö³), ó ÿêîìó (ÿêèõ) ìàëà ì³ñöå ³íôëÿö³ÿ. Ïðè öüîìó â ðîçðàõóíîê ìàþòü âêëþ÷àòèñÿ é ïåð³îäè ÷àñó, â ÿê³ ³íäåêñ ³íôëÿö³¿ ñòàíîâèâ ìåíøå îäèíèö³ (òîáòî ìàëà ì³ñöå äåôëÿö³ÿ).</FONT></P>
<P class="ps2">          <FONT class="fs270">À òîìó âòðàòè â³ä ³íôëÿö³¿ çà ïðîñòðî÷åííÿ ïîâåðíåííÿ ñóìè êðåäèòó îá÷èñëþþòüñÿ ç áåðåçíÿ 2015 ïî ñåðïåíü 2015 âêëþ÷íî ³ ñòàíîâëÿòü 218 478 &nbsp;ãðí. 92 êîï., âòðàòè â³ä ³íôëÿö³¿ çà ïðîñòðî÷åííÿ ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì, ç óðàõóâàííÿì âñòàíîâëåíîãî äîãîâîðîì ïîðÿäêó ñïëàòè ïðîöåíò³â òà çàÿâëåíîãî ïîçèâà÷åì ïåð³îäó ïðîñòðî÷åííÿ, îá÷èñëþþòüñÿ ç âåðåñíÿ 2014 ïî ñåðïåíü 2015 âêëþ÷íî ³ ñòàíîâëÿòü 95 467 ãðí. 02 êîï., ó çàäîâîëåíí³ ðåøòè çàÿâëåíî¿ äî ñòÿãíåííÿ ñóìè â ðîçì³ð³ 99 243 ãðí. 72 êîï. âòðàò â³ä ³íôëÿö³¿ çà ïðîñòðî÷åííÿ ïîâåðíåííÿ ñóìè êðåäèòó òà 16 969 ãðí. 77 êîï. âòðàò â³ä ³íôëÿö³¿ çà ïðîñòðî÷åííÿ ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì ñë³ä â³äìîâèòè. </FONT></P>
<P class="ps7"><FONT class="fs269">Ðîçðàõóíîê âòðàò â³ä ³íôëÿö³¿, çä³éñíåíèé ñóäîì, äîäàºòüñÿ äî ìàòåð³àë³â ñïðàâè. &nbsp;&nbsp;(à.ñ. 238)</FONT></P>
<P class="ps4"><FONT class="fs268">Âðàõîâóþ÷è âèêëàäåíå, ïîçîâí³ âèìîãè Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà «Äåðæàâíèé îùàäíèé áàíê Óêðà¿íè» â îñîá³ ô³ë³¿  Ëóãàíñüêîãî îáëàñíîãî óïðàâë³ííÿ ÀÒ «Îùàäáàíê» äî Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Ñ³ëüñüêîãîñïîäàðñüêå ï³äïðèºìñòâî «ÄîíáàñÀãðî» ï³äëÿãàþòü ÷àñòêîâîìó çàäîâîëåííþ, ç â³äïîâ³äà÷à íà êîðèñòü ïîçèâà÷à ñòÿãóºòüñÿ &nbsp;2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;807 676 ãðí. 63 êîï., ç ÿêèõ:</FONT></P>
<P class="ps4"><FONT class="fs267">- çàáîðãîâàí³ñòü çà êðåäèòîì â ñóì³ 2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;000 000 ãðí. 00 êîï.;</FONT></P>
<P class="ps4"><FONT class="fs266">- ïðîöåíòè çà êîðèñòóâàííÿ êðåäèòîì â ñóì³ &nbsp;458 082 ãðí. 20 êîï. çà ïåð³îä ç 06.08.2014 ïî 13.09.2015;</FONT></P>
<P class="ps4"><FONT class="fs265">- 3 % ð³÷íèõ çà ïðîñòðî÷åííÿ ïîâåðíåííÿ êðåäèòíèõ êîøò³â â ñóì³ 28 133 ãðí. 86 êîï. çà ïåð³îä ç 18.02.2015 ïî 13.09.2015;</FONT></P>
<P class="ps7"><FONT class="fs264">- 3 % ð³÷íèõ çà ïðîñòðî÷åííÿ ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì â ñóì³ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7 514 ãðí. 63 êîï. çà ïåð³îä ç 06.08.2014 ïî 13.09.2015;</FONT></P>
<P class="ps7"><FONT class="fs263">- âòðàòè â³ä ³íôëÿö³¿ çà ïðîñòðî÷åííÿ ïîâåðíåííÿ êðåäèòó â ñóì³ 218 478 ãðí. 92 êîï. çà ïåð³îä ç áåðåçíÿ 2015 ðîêó ïî ñåðïåíü 2015 ðîêó;</FONT></P>
<P class="ps7"><FONT class="fs262">- âòðàòè â³ä ³íôëÿö³¿ çà ïðîñòðî÷åííÿ ñïëàòè â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì â ñóì³ 95 467 ãðí. 02 êîï. çà ïåð³îä ç âåðåñíÿ 2014 ïî ñåðïåíü 2015.</FONT></P>
<P class="ps10"><FONT class="fs261">Â³äïîâ³äíî äî ñòàòåé 44, 49 ÃÏÊ Óêðà¿íè ç â³äïîâ³äà÷à íà êîðèñòü ïîçèâà÷à ï³äëÿãàº ñòÿãíåííþ ñóäîâèé çá³ð ïðîïîðö³éíî ðîçì³ðó çàäîâîëåíèõ ïîçîâíèõ âèìîã â ñóì³ 42 115 ãðí. 15 êîï.</FONT></P>
<P class="ps12"><FONT class="fs260">Ó ñóäîâîìó çàñ³äàíí³ â³äïîâ³äíî äî ñòàòò³ 85 ÃÏÊ Óêðà¿íè îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíè ð³øåííÿ.</FONT></P>
<P class="ps5"><FONT class="fs259">Íà ï³äñòàâ³ âèêëàäåíîãî, êåðóþ÷èñü ñòàòòÿìè 44, 49, 82, 83, 84, 85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ñóä </FONT></P>
<P class="ps6"><FONT class="fs231">â è ð ³ ø è â:</FONT></P>
<P class="ps5"><FONT class="fs258">1.Ïîçîâí³ âèìîãè Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà «Äåðæàâíèé îùàäíèé áàíê Óêðà¿íè» â îñîá³ ô³ë³¿  Ëóãàíñüêîãî îáëàñíîãî óïðàâë³ííÿ ÀÒ «Îùàäáàíê» äî Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Ñ³ëüñüêîãîñïîäàðñüêå ï³äïðèºìñòâî «ÄîíáàñÀãðî» ïðî ñòÿãíåííÿ 2&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;923 890 ãðí. 12 êîï.</FONT><FONT class="fs230"> </FONT><FONT class="fs257">çàäîâîëüíèòè ÷àñòêîâî.</FONT></P>
<P class="ps5"><FONT class="fs255">3. Ó çàäîâîëåíí³ ðåøòè ïîçîâíèõ âèìîã â ÷àñòèí³ ñòÿãíåííÿ âòðàò â³ä ³íôëÿö³¿ â ñóì³ 116 213 ãðí. 49 êîï. â³äìîâèòè.</FONT></P>
<P class="ps5"><FONT class="fs254">4.Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</FONT></P>
<P class="ps18"><FONT class="fs253">5.Ïîâíèé òåêñò ð³øåííÿ ñêëàäåíî ³ ï³äïèñàíî  </FONT><FONT class="fs227">21.01.2016.</FONT></P>
<P><FONT class="fs229">Ñóääÿ                                                                       &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ë.Â. ²íîçåìöåâà</FONT></P>
<P><FONT class="fs218"> </FONT></P>