<TITLE>922/5528/15</TITLE>
<!-- BEGIN METADATA -->
<!-- Íàéìåíóâàííÿ ôàéëà ç ð³øåííÿì -->
<META NAME="FILENAME" CONTENT="5011_6651435.html">
<!-- 1,2 ID ð³øåííÿ TAGNAME(DOCID, DOCORGID) - íóæíî äëÿ ïîëó÷åíèÿ ïîäòâåðæäåíèÿ ðååñòðàöèè -->
<META NAME="DOCID" CONTENT="6651435">
<META NAME="DOCORGID" CONTENT="1">
<!-- [3] Íàéìåíóâàííÿ ñóäó, ÿêèé óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ TAGNAME(COURTNAME) -->
<META NAME="COURTNAME" CONTENT="Ãîñïîäàðñüêèé ñóä ì³ñòà Êèºâà">
<!-- [4] Êîä ñóäó, ÿêèé óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ TAGNAME(CAUSECOURT) -->
<META NAME="CAUSECOURT" CONTENT="5011">
<!-- [4.1] Êîä ñóäó, ÿêèé óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ TAGNAME(CAUSECOURT2013) -->
<META NAME="CAUSECOURT2013" CONTENT="910">
<!-- [5] Ñïðàâà íîìåð TAGNAME(CAUSENUM) -->
<META NAME="CAUSENUM" CONTENT="922/5528/15">
<!-- [6] Äàòà ñïðàâè TAGNAME(CAUSEDATE) -->
<META NAME="CAUSEDATE" CONTENT="22.10.2015">
<!-- [7] Äàòà óõâàëåííÿ ð³øåííÿ TAGNAME(DOCDATE) -->
<META NAME="DOCDATE" CONTENT="14.12.2015">
<!-- [9] Ôîðìà ð³øåííÿ (ID) TAGNAME(DOCTYPE) -->
<!-- ð³øåííÿ = 2 -->
<!-- ïîñòàíîâà = 3 -->
<!-- óõâàëà ñóäó = 4 -->
<!-- ñóäîâèé íàêàç = 5 -->
<!-- îêðåìà óõâàëà = 6 -->
<META NAME="DOCTYPE" CONTENT="2">
<!-- [10] Ôîðìà ñóäî÷èíñòâà (ID) TAGNAME(CAUSETYPE) -->
<!-- àäì³í³ñòðàòèâíà = 1 -->
<!-- êðèì³íàëüíà = 2 -->
<!-- ãîñïîäàðñüêà = 3 -->
<!-- öèâ³ëüíà = 4 -->
<!-- àäì³í³ñòðàòèâíå ïðàâîïîðóøåííÿ = 5 -->
<META NAME="CAUSETYPE" CONTENT="3">
<!-- [11] Êîä êàòåãîð³¿ ñïðàâè TAGNAME(CAUSECATEGORY) -->
<!-- [12] Ñïðàâà ðîçãëÿäàºòüñÿ ïî ³íñòàíö³¿ (ID) TAGNAME(CAUSELOCATION) -->
<!-- àïåëÿö³éí³é = A -->
<!-- êàñàö³éí³é = C -->
<META NAME="CAUSELOCATION" CONTENT="P">
<!-- [13] Ïîïåðåäí³é íîìåð ïîòî÷íî¿ ñóäîâî¿ ñïðàâè TAGNAME(REREGCAUSENUM) -->
<!-- [14] Ïîïåðåäíÿ äàòà ïîòî÷íî¿ ñóäîâî¿ ñïðàâè TAGNAME(REREGCAUSEDATE) -->
<!-- [15] Íîìåð ñóäîâî¿ ñïðàâè, ð³øåííÿ â ÿê³é ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSENUM) -->
<!-- [16] Äàòà ñóäîâî¿ ñïðàâè, ð³øåííÿ â ÿê³é ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSEDATE) -->
<!-- [17] Äàòà óõâàëåííÿ (ïîñòàíîâëåííÿ) ñóäîâîãî ð³øåííÿ, ùî ïåðåãëÿäàºòüñÿ TAGNAME(PREVRESCAUSEDATE) -->
<!-- [18] Ñóä, ùî óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ, ÿêå ïåðåãëÿäàºòüñÿ TAGNAME(PREVCOURTNAME) -->
<!-- [19] Êîä ñóäó, ùî óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ, ÿêå ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSECOURT) -->
<!-- [19.1] Êîä ñóäó, ùî óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ, ÿêå ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSECOURT2013) -->
<!-- [20] Êîä êàòåãîð³¿ ïîïåðåäíüî¿ ñïðàâè TAGNAME(PREVCAUSECATEGORY) -->
<!-- [21] Ñåêðåòàð ñóäîâîãî çàñ³äàííÿ TAGNAME(SECRETARY) -->
<!-- [22] Çàáîðîíà îïðèëþäíåííÿ TAGNAME(HEARINGCLOSED) -->
<!-- íå çàáîðîíåíî = V -->
<!-- çàáîðîíåíî = Z -->
<!-- çàáîðîíåíî òèì÷àñîâî = T -->
<META NAME="HEARINGCLOSED" CONTENT="V">
<!-- [23] Ê³ëüê-òü àðêóø³â äîêóìåíòà (ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß) -->
<!-- Ñóää³ â ð³øåíí³: -->
<!-- [24] Ïîðÿäêîâèé íîìåð TAGNAME(JUDGEPOSITION) -->
<META NAME="JUDGEPOSITION1" CONTENT="1">
<!-- [25] ÏÐ²ÇÂÈÙÅ, ²Í²Ö²ÀËÈ TAGNAME(JUDGENAME) -->
<META NAME="JUDGENAME1" CONTENT="Ñòàøê³â Ð.Á.">
<!-- [26] ÊÎÄ ÑÓÄÄ² TAGNAME(JUDGECODE) -->
<!-- Ñòîðîíè ð³øåííÿ: -->
<!-- [27] Ïîðÿäêîâèé íîìåð TAGNAME(MEMBPOSITION) -->
<META NAME="MEMBPOSITION1" CONTENT="1">
<!-- [28] Òèï ñòîðîíè (ID): TAGNAME(MEMBTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- â³äïîâ³äà÷ = V -->
<META NAME="MEMBTYPE1" CONTENT="P">
<!-- [29] Òèï ïîçèâà÷à (ID): TAGNAME(MEMBPOZYVACHTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- çàÿâíèê = Z -->
<!-- ñòÿãóâà÷ = S -->
<!-- êðåäèòîð = K -->
<!-- îáâèíóâà÷ = B -->
<!-- öèâ³ëüíèé ïîçèâà÷ = C -->
<!-- çà³íòåðåñîâàíà îñîáà = A -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBPOZYVACHTYPE1" CONTENT="P">
<!-- [30] Òèï â³äïîâ³äà÷à (ID): TAGNAME(MEMBVIDPOVIDACHTYPE) -->
<!-- â³äïîâ³äà÷ = V -->
<!-- öèâ³ëüíèé â³äïîâ³äà÷ = C -->
<!-- àäì³í.ïðàâîïîðóøíèê = P -->
<!-- áîðæíèê = B -->
<!-- ï³äñóäíèé = D -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBVIDPOVIDACHTYPE1" CONTENT="">
<!-- [31] Òèï îñîáè (ID): TAGNAME(MEMBOSOBATYPE) -->
<!-- þðèäè÷íà = U -->
<!-- ô³çè÷íà = F -->
<META NAME="MEMBOSOBATYPE1" CONTENT="U">
<!-- [32] Ïîâíà íàçâà (äëÿ þðèäè÷íèõ) àáî Ïð³çâèùå òà ³í³ö³àëè (äëÿ ô³çè÷íèõ) TAGNAME(MEMBNAME) -->
<META NAME="MEMBNAME1" CONTENT="Òîâàðèñòâî ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ &quot;ÀÑÑ-ÕÀÐÊ²ÂÏËÀÑÒ&quot;">
<!-- [33] Öèôðîâå àáî ë³òåðíå ïîçíà÷åííÿ TAGNAME(MEMBSHORT) -->
<META NAME="MEMBSHORT1" CONTENT="Ïîçèâà÷ 1">
<!-- [34] Êîä ªÄÐÏÎÓ (äëÿ þðèäè÷íèõ) TAGNAME(MEMBOKPO) -->
<META NAME="MEMBOKPO1" CONTENT="34014330">
<!-- [35] Äàòà íàðîäæåííÿ (äëÿ ô³çè÷íèõ) - ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß -->
<!-- [36] Àäðåñà (äëÿ þðèäè÷íèõ) àáî Ì³ñöåçíàõîäæåííÿ (äëÿ ô³çè÷íèõ) TAGNAME(MEMBPOSTADDRESS) -->
<!-- [37] ×àñòêà äåðæâëàñíîñò³ TAGNAME(CHASTDERGVL) ÇÍÀ×ÅÍÈÅ(TRUE|FALSE) -->
<META NAME="CHASTDERGVL1" CONTENT="FALSE">
<!-- [27] Ïîðÿäêîâèé íîìåð TAGNAME(MEMBPOSITION) -->
<META NAME="MEMBPOSITION2" CONTENT="2">
<!-- [28] Òèï ñòîðîíè (ID): TAGNAME(MEMBTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- â³äïîâ³äà÷ = V -->
<META NAME="MEMBTYPE2" CONTENT="V">
<!-- [29] Òèï ïîçèâà÷à (ID): TAGNAME(MEMBPOZYVACHTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- çàÿâíèê = Z -->
<!-- ñòÿãóâà÷ = S -->
<!-- êðåäèòîð = K -->
<!-- îáâèíóâà÷ = B -->
<!-- öèâ³ëüíèé ïîçèâà÷ = C -->
<!-- çà³íòåðåñîâàíà îñîáà = A -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBPOZYVACHTYPE2" CONTENT="">
<!-- [30] Òèï â³äïîâ³äà÷à (ID): TAGNAME(MEMBVIDPOVIDACHTYPE) -->
<!-- â³äïîâ³äà÷ = V -->
<!-- öèâ³ëüíèé â³äïîâ³äà÷ = C -->
<!-- àäì³í.ïðàâîïîðóøíèê = P -->
<!-- áîðæíèê = B -->
<!-- ï³äñóäíèé = D -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBVIDPOVIDACHTYPE2" CONTENT="V">
<!-- [31] Òèï îñîáè (ID): TAGNAME(MEMBOSOBATYPE) -->
<!-- þðèäè÷íà = U -->
<!-- ô³çè÷íà = F -->
<META NAME="MEMBOSOBATYPE2" CONTENT="U">
<!-- [32] Ïîâíà íàçâà (äëÿ þðèäè÷íèõ) àáî Ïð³çâèùå òà ³í³ö³àëè (äëÿ ô³çè÷íèõ) TAGNAME(MEMBNAME) -->
<META NAME="MEMBNAME2" CONTENT="ÀÒ &quot;Áàíê &quot;Ô³íàíñè òà Êðåäèò&quot; ô³ë³ÿ &quot;Ñëîáîæàíñüêå ÐÓ&quot;">
<!-- [33] Öèôðîâå àáî ë³òåðíå ïîçíà÷åííÿ TAGNAME(MEMBSHORT) -->
<META NAME="MEMBSHORT2" CONTENT="Â³äïîâ³äà÷ 1">
<!-- [34] Êîä ªÄÐÏÎÓ (äëÿ þðèäè÷íèõ) TAGNAME(MEMBOKPO) -->
<META NAME="MEMBOKPO2" CONTENT="06717756">
<!-- [35] Äàòà íàðîäæåííÿ (äëÿ ô³çè÷íèõ) - ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß -->
<!-- [36] Àäðåñà (äëÿ þðèäè÷íèõ) àáî Ì³ñöåçíàõîäæåííÿ (äëÿ ô³çè÷íèõ) TAGNAME(MEMBPOSTADDRESS) -->
<!-- [37] ×àñòêà äåðæâëàñíîñò³ TAGNAME(CHASTDERGVL) ÇÍÀ×ÅÍÈÅ(TRUE|FALSE) -->
<META NAME="CHASTDERGVL2" CONTENT="FALSE">
<!-- [38] Âåðñ³ÿ êë³ºíòà TAGNAME(APPVER) -->
<META NAME="APPVER" CONTENT="1.24.3.221">
<!-- [39] Êîä ïðîâàéäåðà ÅÖÏ TAGNAME(CRYPTPROVIDER) -->
<META NAME="CRYPTPROVIDER" CONTENT="DS13">
<!-- END METADATA -->
<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=windows-1251">
<META NAME="Author" CONTENT="">
<META NAME="Description" CONTENT="Document">
<META NAME="Document-state" CONTENT="static">
<META NAME="Updated" CONTENT="18.12.2015 16:07:58">
<META NAME="Robots" CONTENT="All">
<META NAME="Keywords" CONTENT="">
<STYLE TYPE="text/css">
margin-right: 10 mm;
margin-bottom: 10 mm;
mso-paper-source: 0;
@charset "Windows-1251";
font-family: Times New Roman;
font-family: Facefont SSH;
font-family: Facefont SSH;
vertical-align: sub;
text-decoration: underline;
font-family: Times New Roman;
margin-bottom: 0 mm;
white-space: normal;
word-spacing: normal;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
border-color: black;
margin-bottom: 0 px;
margin-right: 10 px;
background-color: white;
table-layout: fixed;
margin-bottom: 10 px;
border-color: black;
border-style: solid;
border-top-width: 1 px;
border-bottom-width: 1 px;
border-left-width: 1 px;
border-right-width: 1 px;
padding-bottom: 1 px;
padding-right: 5 px;);
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 1.0583 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: ;
border-left-width: 0.088194 mm;
border-right-width: 0.088194 mm;
border-top-width: 0.088194 mm;
border-bottom-width: 0.088194 mm;
border-left-color: White;
border-right-color: White;
border-top-color: White;
border-bottom-color: White;
padding-right: 1 mm;
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="100 %" class="tds1"><P class="ps14"><FONT class="fs154"> &nbsp;</FONT><FONT class="fs152"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps9"><FONT class="fs101">Ð²ØÅÍÍß</FONT></P>
<P class="ps9"><FONT class="fs100">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="50 %" class="tds4"><P><FONT class="fs25">14.12.2015</FONT></P></TD><TD width="50 %" class="tds4"><P class="ps13"><FONT class="fs99">Ñïðàâà ¹922/5528/15</FONT></P></TD></TR>
<P><FONT class="fs98">Çà ïîçîâîì </FONT><FONT class="fs145">Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «ÀÑÑ-Õàðê³âïëàñò»</FONT></P>
<P><FONT class="fs97">äî </FONT><FONT class="fs144">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà «Áàíê «Ô³íàíñè òà Êðåäèò»</FONT></P>
<P class="ps1"><FONT class="fs142"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs95">Ñóääÿ Ñòàøê³â Ð.Á.</FONT></P>
<P class="ps2"><FONT class="fs94">Ïðåäñòàâíèêè ñòîð³í íå çÿâèëèñÿ.</FONT></P>
<P class="ps3"><FONT class="fs93">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ:</FONT></P>
<P class="ps6"><FONT class="fs140">Â³äïîâ³äà÷ ó ïîäàíîìó â³äçèâ³ çàïåðå÷óâàâ ïðîòè ïîçîâó ç ïîñèëàííÿì íà íîðìè Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á», îñê³ëüêè ââàæàº, ùî çàäîâîëåííÿ âèìîã Ïîçèâà÷à, ÿê êðåäèòîðà, íå çä³éñíþºòüñÿ, ³ òàêîæ Â³äïîâ³äà÷ âêàçóâàâ íà ñïëèâ ñòðîê³â âèêîíàííÿ ïëàò³æíèõ äîðó÷åíü, íà ÿê³ ïîñèëàºòüñÿ Ïîçèâà÷.</FONT></P>
<P class="ps6"><FONT class="fs139">Ó çàñ³äàííÿ Ïîçèâà÷ òà Â³äïîâ³äà÷ ïðåäñòàâíèê³â íå íàïðàâèëè, õî÷à ñóäîì áóëè â÷èíåí³ âñ³ ä³¿ ùîäî íàëåæíîãî ïîâ³äîìëåííÿ Ïîçèâà÷à òà Â³äïîâ³äà÷à ïðî ïðèçíà÷åííÿ ñïðàâè äî ðîçãëÿäó  óõâàëè ñóäó íàäñèëàëèñÿ íà àäðåñè ì³ñöåçíàõîäæåííÿ ñòîð³í çã³äíî â³äîìîñòåé ç ªÄÐÞÎ òà ÔÎÏ òà ç ìàòåð³àë³â ñïðàâè, à â³äòàê, áóäü-ÿê³ íåñïðèÿòëèâ³ íàñë³äêè òàêîãî íåíàïðàâëåííÿ ïðåäñòàâíèê³â ïîêëàäàþòüñÿ íà êîæíó ç³ ñòîð³í â³äïîâ³äíî.</FONT></P>
<P class="ps6"><FONT class="fs138">Ó âèïàäêó íåç'ÿâëåííÿ â çàñ³äàííÿ ãîñïîäàðñüêîãî ñóäó ïðåäñòàâíèê³â îáîõ ñòîð³í àáî îäí³º¿ ç íèõ ñïðàâà ìîæå áóòè ðîçãëÿíóòà áåç ¿õ ó÷àñò³, ÿêùî íåÿâêà òàêèõ ïðåäñòàâíèê³â íå ïåðåøêîäæàº âèð³øåííþ ñïîðó. Àíàëîã³÷íà ïðàâîâà ïîçèö³ÿ âèêëàäåíà â ï. 3.9.2 ïîñòàíîâè Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 26 ãðóäíÿ 2011 ðîêó ¹ 18. Ñóä ïðèéìàº äî óâàãè, ùî ÿâêà ïðåäñòàâíèê³â ñòîð³í ó çàñ³äàííÿ îáîâÿçêîâîþ íå âèçíàâàëàñü. Êëîïîòàíü ïðî â³äêëàäåííÿ ðîçãëÿäó ñïðàâè, çîêðåìà ïðèçíà÷åíîãî íà 14.12.2015, íå íàäõîäèëî, òà ïåðåä ñóäîì íå äîâåäåíî îáñòàâèí, ÿê³ á ïåðåøêîäæàëè ÷è íå äîçâîëÿëè ðîçãëÿíóòè ñï³ð ó äàíîìó ñóäîâîìó çàñ³äàíí³. </FONT></P>
<P class="ps6"><FONT class="fs137">Ïðè öüîìó ñóäîì âðàõîâàíî, ùî çàê³í÷óºòüñÿ âñòàíîâëåíèé ñò. 69 ÃÏÊ Óêðà¿íè ñòðîê âèð³øåííÿ ñïîðó òà êëîïîòàííÿ ïðî éîãî ïðîäîâæåííÿ íå íàäõîäèëî.</FONT></P>
<P class="ps6"><FONT class="fs136">Îòæå, ñóä ä³éøîâ âèñíîâêó ïðî â³äñóòí³ñòü âñòàíîâëåíèõ ñò. 77 ÃÏÊ Óêðà¿íè ï³äñòàâ äëÿ â³äêëàäåííÿ ðîçãëÿäó ñïðàâè òà â³äïîâ³äíî äî ñòàòò³ 75 ÃÏÊ Óêðà¿íè, çä³éñíþº ðîçãëÿä ñïðàâè çà íàÿâíèìè â í³é ìàòåð³àëàìè.</FONT></P>
<P class="ps6"><FONT class="fs135">Ðîçãëÿíóâøè ìàòåð³àëè ñïðàâè, äîñë³äèâøè íàäàí³ äîêàçè òà îö³íèâøè ¿õ â ñóêóïíîñò³, ñóä </FONT></P>
<P class="ps10"><FONT class="fs92">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps6"><FONT class="fs134">Íà ï³äñòàâ³ óêëàäåíîãî 21.10.2013 ì³æ Ïîçèâà÷åì, ÿê Êë³ºíòîì, òà Â³äïîâ³äà÷åì, ÿê Áàíêîì, Äîãîâîðó íà ðîçðàõóíêîâî-êàñîâå îáñëóãîâóâàííÿ, Ïîçèâà÷ó áóëî â³äêðèòî ïîòî÷í³ ðàõóíêè ó ãðèâíÿõ, à Â³äïîâ³äà÷ çîáîâÿçàâñÿ çä³éñíþâàòè ¿õ ðîçðàõóíêîâî-êàñîâå îáñëóãîâóâàííÿ â îïåðàö³éíèé äåíü áàíêó, ó ïîðÿäêó ³ íà óìîâàõ, âèçíà÷åíèõ ÷èííèì çàêîíîäàâñòâîì Óêðà¿íè òà áàíê³âñüêèìè ïðàâèëàìè.</FONT></P>
<P class="ps6"><FONT class="fs133">Çà óìîâàìè Äîãîâîðó Ïîçèâà÷ó íàäàíî ïðàâî ñàìîñò³éíî ðîçïîðÿäæàòèñÿ ãðîøîâèìè êîøòàìè íà éîãî ðàõóíêàõ, îêð³ì âèïàäê³â îáìåæåííÿ òàêîãî ïðàâà, âñòàíîâëåíèõ ÷èííèì çàêîíîäàâñòâîì Óêðà¿íè.</FONT></P>
<P class="ps6"><FONT class="fs132">Äîãîâ³ð º ÷èííèì (ïóíêò 8.1), ó âñòàíîâëåíîìó çàêîíîì ïîðÿäêó íåä³éñíèì íå âèçíàâàâñÿ. Çâîðîòíîãî ìàòåð³àëè ñïðàâè íå ì³ñòÿòü.</FONT></P>
<P class="ps6"><FONT class="fs131">Ç ìàòåð³àë³â ñïðàâè òà ïîÿñíåíü Ïîçèâà÷à âáà÷àºòüñÿ, ùî íèì áóëî ïîäàíî, à Â³äïîâ³äà÷åì ïðèéíÿòî äî âèêîíàííÿ ïëàò³æí³ äîðó÷åííÿ, òà çîêðåìà ¹ 3 â³ä 09.07.2015 òà ¹ 5 â³ä 21.08.2015, ïðîòå ïëàò³æíå äîðó÷åííÿ ¹ 3 áóëî âèêîíàíî ÷àñòêîâî, à ¹ 5 íå áóëî âèêîíàíî âçàãàë³.</FONT></P>
<P class="ps6"><FONT class="fs130">Íåâèêîíàííÿ (ó òîìó ÷èñë³ íåïîâíå âèêîíàííÿ) Â³äïîâ³äà÷åì âêàçàíèõ ïëàò³æíèõ äîðó÷åíü ó âñòàíîâëåíèé ñòðîê º ïîðóøåííÿì ñò.ñò. 525, 526, 530, 1066, 1068 ÖÊ Óêðà¿íè, ñò.ñò. 8, 30 Çàêîíó Óêðà¿íè «Ïðî ïëàò³æí³ ñèñòåìè òà ïåðåêàç êîøò³â â Óêðà¿í³» òà óìîâ Äîãîâîðó.</FONT></P>
<P class="ps6"><FONT class="fs129">Âêàçàíèì íåâèêîíàííÿì áóëî ïîðóøåíå ìàéíîâå ïðàâî Ïîçèâà÷à íà â³ëüíå âîëîä³ííÿ òà ðîçïîðÿäæåííÿ íàëåæíèì îñòàííüîìó ìàéíîì, ÿêèì, ó ðîçóì³íí³ ñòàòåé 177, 190 ÖÊ Óêðà¿íè, º ãðîøîâ³ êîøòè, ó ò.÷., âðàõîâóþ÷è ïîëîæåííÿ ïóíêòó 3.1 ñòàòò³ 3 Çàêîíó Óêðà¿íè «Ïðî ïëàò³æí³ ñèñòåìè òà ïåðåêàç êîøò³â â Óêðà¿í³», ÿê³ ³ñíóþòü ó ôîðì³ çàïèñ³â íà ïîòî÷íîìó ðàõóíêó Ïîçèâà÷à, â³äêðèòîìó â Áàíêó íà ï³äñòàâ³ Äîãîâîðó.</FONT></P>
<P class="ps6"><FONT class="fs128">Ñóäîì âñòàíîâëåíî, ùî ñòàíîì íà ìîìåíò ïîäàííÿ äî Áàíêó (Â³äïîâ³äà÷à) ñï³ðíèõ ïëàò³æíèõ äîðó÷åíü, ó îñòàííüîãî íå áóëî äîñòàòí³õ ï³äñòàâ äëÿ ¿õ íåâèêîíàííÿ (ñò. 1074 ÖÊ Óêðà¿íè). Çâîðîòíîãî Â³äïîâ³äà÷åì íå äîâåäåíî.</FONT></P>
<P class="ps6"><FONT class="fs127">Òàêîæ ñóäîì âñòàíîâëåíî, ùî âñóïåðå÷ ñò. 1066 ÖÊ Óêðà¿íè Â³äïîâ³äà÷ íå çì³ã çàáåçïå÷èòè ïðàâî Ïîçèâà÷à íà áåçïåðåøêîäíå ðîçïîðÿäæåííÿ ñâî¿ìè êîøòàìè, ùî çíàõîäÿòüñÿ íà éîãî ïîòî÷íèõ ðàõóíêàõ, â³äêðèòèõ ó Áàíêó (Â³äïîâ³äà÷à) íà ï³äñòàâ³ Äîãîâîðó.</FONT></P>
<P class="ps6"><FONT class="fs126">Îäíàê, ïîçîâ äî Áàíêó íå ï³äëÿãàº çàäîâîëåííþ âèõîäÿ÷è ³ç íàñòóïíîãî.</FONT></P>
<P class="ps6"><FONT class="fs123">Ïðîöåäóðà ùîäî âèâåäåííÿ íåïëàòîñïðîìîæíèõ áàíê³â ç ðèíêó ³ ë³êâ³äàö³¿ áàíê³â âðåãóëüîâàíà Çàêîíîì Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á», ÿêèé º ñïåö³àëüíèì çàêîíîì ó äàíèõ ïðàâîâ³äíîñèíàõ. Ïóíêòîì 16 ñòàòò³ 2 çàçíà÷åíîãî Çàêîíó âñòàíîâëåíî, ùî òèì÷àñîâà àäì³í³ñòðàö³ÿ  öå ïðîöåäóðà âèâåäåííÿ áàíêó ç ðèíêó, ùî çàïðîâàäæóºòüñÿ Ôîíäîì ñòîñîâíî íåïëàòîñïðîìîæíîãî áàíêó â ïîðÿäêó, âñòàíîâëåíîìó öèì Çàêîíîì.</FONT></P>
<P class="ps6"><FONT class="fs122">Â³äòàê, ó ñïîðàõ ïîâÿçàíèõ ç âèêîíàííÿì áàíêîì, ó ÿêîìó ââåäåíà òèì÷àñîâà àäì³í³ñòðàö³ÿ ÷è ïî÷àòà ïðîöåäóðà éîãî ë³êâ³äàö³¿, ñâî¿õ çîáîâÿçàíü ïåðåä éîãî êðåäèòîðàìè, íîðìè Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á» º ñïåö³àëüíèìè, à äàíèé Çàêîí º ïð³îðèòåòíèì â³äíîñíî ³íøèõ çàêîíîäàâ÷èõ àêò³â Óêðà¿íè ó öèõ ïðàâîâ³äíîñèíàõ.</FONT></P>
<P class="ps6"><FONT class="fs121">Ñòàòòåþ 36 äàíîãî Çàêîíó âðåãóëüîâàí³ íàñë³äêè çàïðîâàäæåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿. Òàê, â³äïîâ³äíî äî ï. 1 ÷. 5 ñò. 36 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á» ï³ä ÷àñ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ íå çä³éñíþºòüñÿ çàäîâîëåííÿ âèìîã âêëàäíèê³â òà ³íøèõ êðåäèòîð³â áàíêó. Ñóäîì âðàõîâàíî, ùî ï. 1 ÷. 6 ñò. 36 äàíîãî Çàêîíó ïåðåäáà÷åíî, ùî îáìåæåííÿ, âñòàíîâëåíå ï. 1 ÷. 5 ö³º¿ ñòàòò³, íå ïîøèðþºòüñÿ íà çîáîâÿçàííÿ áàíêó ùîäî âèïëàòè êîøò³â çà âêëàäàìè âêëàäíèê³â çà äîãîâîðàìè, ñòðîê ÿêèõ çàê³í÷èâñÿ, òà çà äîãîâîðàìè áàíê³âñüêîãî ðàõóíêó âêëàäíèê³â. </FONT></P>
<P class="ps6"><FONT class="fs120">Îäíàê, çã³äíî ç ï. 4 ÷. 1 ñò. 2 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á» ó öüîìó Çàêîí³ òåðì³í «âêëàäíèê» âæèâàºòüñÿ ó çíà÷åí³ «ô³çè÷íà îñîáà (ó òîìó ÷èñë³ ô³çè÷íà îñîáà - ï³äïðèºìåöü), ÿêà óêëàëà àáî íà êîðèñòü ÿêî¿ óêëàäåíî äîãîâ³ð áàíê³âñüêîãî âêëàäó (äåïîçèòó), áàíê³âñüêîãî ðàõóíêó àáî ÿêà º âëàñíèêîì ³ìåííîãî äåïîçèòíîãî ñåðòèô³êàòà». Â³äòàê, âðàõîâóþ÷è äàíó íîðìó, þðèäè÷í³ îñîáè íå ï³äïàäàþòü ï³ä âèçíà÷åííÿ ïîíÿòòÿ «âêëàäíèê» ó ðîçóì³íí³ âèùåâêàçàíîãî Çàêîíó. Òîìó, íà íèõ íå ïîøèðþºòüñÿ âèíÿòîê ç îáìåæåííÿ âñòàíîâëåíîãî ïóíêòîì 1 ÷àñòèíè 5 ñòàòò³ 36 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á».</FONT></P>
<P class="ps6"><FONT class="fs119">Âîäíî÷àñ, ó ïóíêò³ 5-4 ñòàòò³ 2 äàíîãî Çàêîíó ï³ä ïîíÿòòÿì «êðåäèòîð» ðîçóì³ºòüñÿ  þðèäè÷íà àáî ô³çè÷íà îñîáà, ÿêà ìàº äîêóìåíòàëüíî ï³äòâåðäæåí³ âèìîãè äî áàíêó ùîäî éîãî ìàéíîâèõ çîáîâÿçàíü.</FONT></P>
<P class="ps6"><FONT class="fs118">Âèõîäÿ÷è ç ïîëîæåíü ÷. 1 ñò. 1066 ÖÊ Óêðà¿íè, çà äîãîâîðîì áàíê³âñüêîãî ðàõóíêà áàíê, çîêðåìà, çîáîâÿçóºòüñÿ âèêîíóâàòè ðîçïîðÿäæåííÿ êë³ºíòà ïðî ïåðåðàõóâàííÿ ³ âèäà÷ó â³äïîâ³äíèõ ñóì ç ðàõóíêà òà ïðîâåäåííÿ ³íøèõ îïåðàö³é çà ðàõóíêîì. </FONT></P>
<P class="ps6"><FONT class="fs117">Ïóíêòîì 7.1.2 Çàêîíó Óêðà¿íè «Ïðî ïëàò³æí³ ñèñòåìè òà ïåðåêàç êîøò³â â Óêðà¿í³» ïåðåäáà÷åíî, ùî ïîòî÷íèé ðàõóíîê  ðàõóíîê, ùî â³äêðèâàºòüñÿ áàíêîì êë³ºíòó íà äîãîâ³ðí³é îñíîâ³ äëÿ çáåð³ãàííÿ êîøò³â ³ çä³éñíåííÿ ðîçðàõóíêîâî-êàñîâèõ îïåðàö³é çà äîïîìîãîþ ïëàò³æíèõ ³íñòðóìåíò³â â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã çàêîíîäàâñòâà Óêðà¿íè.</FONT></P>
<P class="ps6"><FONT class="fs116">Çà çì³ñòîì ïóíêòó 1.24 ñòàòò³ 1 óêàçàíîãî Çàêîíó ïåðåêàç êîøò³â  ðóõ ïåâíî¿ ñóìè êîøò³â ç ìåòîþ ¿¿ çàðàõóâàííÿ íà ðàõóíîê îòðèìóâà÷à àáî âèäà÷³ éîìó ó ãîò³âêîâ³é ôîðì³. ²í³ö³àòîð òà îòðèìóâà÷ ìîæóòü áóòè îäí³ºþ ³ ò³ºþ æ îñîáîþ.</FONT></P>
<P class="ps6"><FONT class="fs115">Â³äòàê, âèõîäÿ÷è ç àíàë³çó âèùåíàâåäåíèõ ïîëîæåíü òà ïîëîæåíü ñòàòò³ 509 ÖÊ Óêðà¿íè, Ïîçèâà÷ º êðåäèòîðîì áàíêó çà Äîãîâîðîì, íà ÿêîãî ïîøèðþþòüñÿ îáìåæåííÿ âñòàíîâëåí³ ï. 1 ÷. 5 ñò. 36 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á», à òîìó âèìîãà Ïîçèâà÷à ïðî çîáîâÿçàííÿ Â³äïîâ³äà÷à ïåðåðàõóâàòè êîøòè, ÿê³ çíàõîäÿòüñÿ íà éîãî ðàõóíêàõ ó Â³äïîâ³äà÷à, º ñàìå âèìîãîþ êðåäèòîðà òà íå ìîæå áóòè âèêîíàíà Â³äïîâ³äà÷åì ó ñèëó çàçíà÷åíî¿ íîðìè, ó çâÿçêó ³ç çàïðîâàäæåííÿì ó îñòàííüîãî òèì÷àñîâî¿ àäì³í³ñòðàö³¿.</FONT></P>
<P class="ps6"><FONT class="fs114">Çàçíà÷åíå º ï³äñòàâîþ äëÿ â³äìîâè ó ïîçîâ³.</FONT></P>
<P class="ps6"><FONT class="fs113">Ðîçãëÿäàþ÷è ñï³ð ïî ñóò³, ñóäîì âðàõîâàíî, ùî â³äïîâ³äíî äî ï. 3 ÷. 2 ñò. 37 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á» Ôîíä ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á áåçïîñåðåäíüî àáî óïîâíîâàæåíà îñîáà Ôîíäó ó ðàç³ äåëåãóâàííÿ ¿é ïîâíîâàæåíü ìàº ïðàâî ïðîäîâæóâàòè, îáìåæóâàòè àáî ïðèïèíÿòè çä³éñíåííÿ áàíêîì áóäü-ÿêèõ îïåðàö³é.</FONT></P>
<P class="ps6"><FONT class="fs112">Ó ìàòåð³àëàõ ñïðàâ³ â³äñóòí³ äîêàçè ïðî òå, ùî Ôîíä (óïîâíîâàæåíà îñîáà Ôîíäó) äàâ (äàëà) äîçâ³ë íà ïðîäîâæåííÿ âèêîíàííÿ Â³äïîâ³äà÷åì âèùåîïèñàíèõ ïëàò³æíèõ äîðó÷åíü Ïîçèâà÷à, ó çâÿçêó ç íåâèêîíàííÿì (ó òîìó ÷èñë³ íåïîâíèì âèêîíàííÿì) ÿêèõ îñòàíí³é çâåðíóâñÿ äî ñóäó.</FONT></P>
<P class="ps6"><FONT class="fs110">Ñóä çàóâàæóº, ùî Ïîçèâà÷ ìîæå çàõèñòèòè ñâî¿ ìàéíîâ³ ïðàâà çà Äîãîâîðîì â ïîðÿäêó ïåðåäáà÷åíîìó Çàêîíîì Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á».</FONT></P>
<P class="ps6"><FONT class="fs109">Çâàæàþ÷è íà òå, ùî äàíèé ñï³ð âèíèê âíàñë³äîê íåïðàâèëüíèõ ä³é Â³äïîâ³äà÷à, òî ñóäîâèé çá³ð çà ñò. 49 ÃÏÊ Óêðà¿íè ïîêëàäàºòüñÿ íà Â³äïîâ³äà÷à.</FONT></P>
<P class="ps6"><FONT class="fs108">Âèõîäÿ÷è ç âèêëàäåíîãî òà êåðóþ÷èñü ñò.ñò. 32-34, 43, 44, 49, 82-85 ÃÏÊ Óêðà¿íè, ñóä </FONT></P>
<P class="ps8"><FONT class="fs91">ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps4"><FONT class="fs107">Ó ïîçîâ³ â³äìîâèòè ïîâí³ñòþ.</FONT></P>
<P class="ps4"><FONT class="fs106">Ñòÿãíóòè ç Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà «Áàíê «Ô³íàíñè òà Êðåäèò» (ì. Êè¿â, âóë. Àðòåìà, 60; ³äåíòèô³êàö³éíèé êîä 09807856) íà êîðèñòü Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «ÀÑÑ-Õàðê³âïëàñò» (ì. Õàðê³â, âóë. Çàëþòèíñüêà, 4; ³äåíòèô³êàö³éíèé êîä 34014330) 1218 (îäíó òèñÿ÷ó äâ³ñò³ â³ñ³ìíàäöÿòü) ãðí. ñóäîâîãî çáîðó.</FONT></P>
<P class="ps4"><FONT class="fs105">Âèäàòè íàêàç.</FONT></P>
<P class="ps4"><FONT class="fs148">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</FONT></P>
<P class="ps7"><FONT class="fs147">Ïîâíå ð³øåííÿ ñêëàäåíî 18.12.2015</FONT></P>
<P class="ps5"><FONT class="fs90">Ñóääÿ                                                                                                     Ñòàøê³â Ð.Á.</FONT></P>
<P><FONT class="fs23"> </FONT></P>