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<P class="ps12"><FONT class="fs235"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs239"><IMG src="herb.gif" height=67 width=50></FONT></P>
<P class="ps7"><FONT class="fs126">ÎÄÅÑÜÊÈÉ ÀÏÅËßÖ²ÉÍÈÉ ÃÎÑÏÎÄÀÐÑÜÊÈÉ ÑÓÄ</FONT></P>
<P class="ps7"><FONT class="fs128">_____________________________________________________________________________________________</FONT></P>
<P class="ps7"><FONT class="fs125">Ï Î Ñ Ò À Í Î Â À</FONT></P>
<P class="ps7"><FONT class="fs135">²ÌÅÍÅÌ &nbsp;</FONT><FONT class="fs124">ÓÊÐÀ¯ÍÈ</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="49 %" class="tds7"><P class="ps10"><FONT class="fs133"> "03" ëèñòîïàäà 2015 ð.</FONT></P></TD><TD width="51 %" class="tds7"><P class="ps11"><FONT class="fs132"> Ñïðàâà ¹ 916/2164/15</FONT></P></TD></TR>
<P class="ps2"><FONT class="fs156">Êîëåã³ÿ ñóää³â Îäåñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó ó ñêëàä³:</FONT></P>
<P class="ps0"><FONT class="fs155">Ãîëîâóþ÷îãî ñóää³:</FONT><FONT class="fs228"> Ëèñåíêî Â.À.</FONT></P>
<P class="ps0"><FONT class="fs154">ñóää³â:</FONT><FONT class="fs227"> Ãîëîâåÿ Â.Ì., Ë³ï÷àíñüêî¿ Í.Â.</FONT></P>
<P class="ps0"><FONT class="fs153">Ïðè ñåêðåòàð³ ñóäîâîãî çàñ³äàííÿ: &nbsp;</FONT><FONT class="fs226">Ìîëîäîâ³ Â.Ñ.</FONT></P>
<P class="ps3"><FONT class="fs138">Ïðåäñòàâíèêè ñòîð³í â ñóäîâå çàñ³äàííÿ íå çÿâèëèñü. Ïðî ÷àñ, äàòó òà ì³ñöå éîãî ïðîâåäåííÿ ïîâ³äîìëåí³ íàëåæíèì ÷èíîì.</FONT><FONT class="fs225"> &nbsp;</FONT></P>
<P class="ps0"><FONT class="fs152">Ðîçãëÿíóâøè ó â³äêðèòîìó ñóäîâîìó çàñ³äàíí³ àïåëÿö³éíó ñêàðãó</FONT><FONT class="fs224"> </FONT><FONT class="fs151">&nbsp;</FONT><FONT class="fs223">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Áàíê Ô³íàíñè òà Êðåäèò â îñîá³ ô³ë³¿ Îäåñüêå ðåã³îíàëüíå óïðàâë³ííÿ </FONT></P>
<P class="ps0"><FONT class="fs150">íà ð³øåííÿ </FONT><FONT class="fs222">ãîñïîäàðñüêîãî ñóäó Îäåñüêî¿ îáëàñò³ â³ä 10.08.2015ð. </FONT></P>
<P class="ps0"><FONT class="fs149">ïî ñïðàâ³</FONT><FONT class="fs221"> ¹ 916/2164/15</FONT></P>
<P class="ps0"><FONT class="fs148">çà ïîçîâîì</FONT><FONT class="fs220"> Ïðèâàòíîãî ï³äïðèºìñòâà ÓÊÐÁÓÄÑÅÐÂ²Ñ</FONT></P>
<P class="ps0"><FONT class="fs147">äî</FONT><FONT class="fs219"> Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Áàíê Ô³íàíñè òà Êðåäèò â îñîá³ ô³ë³¿ Îäåñüêå ðåã³îíàëüíå óïðàâë³ííÿ</FONT></P>
<P class="ps0"><FONT class="fs146">ïðî </FONT><FONT class="fs218">ðîç³ðâàííÿ äîãîâîðó òà ñòÿãíåííÿ 348 151,30 ãðí. </FONT></P>
<P class="ps0"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;                                                  &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT class="fs145">Âñòàíîâèëà:</FONT></P>
<P class="ps0"><FONT class="fs217"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;          Ó òðàâí³ 2015 ðîêó Ïðèâàòíå ï³äïðèºìñòâî ÓÊÐÁÓÄÑÅÐÂ²Ñ çâåðíóëîñü äî ãîñïîäàðñüêîãî ñóäó Îäåñüêî¿ îáëàñò³ ç ïîçîâîì äî Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Áàíê Ô³íàíñè òà Êðåäèò â îñîá³ ô³ë³¿ Îäåñüêå ðåã³îíàëüíå óïðàâë³ííÿ, â ÿêîìó ïðîñèëî ñóä çã³äíî çàÿâè ïðî çá³ëüøåííÿ ðîçì³ðó ïîçîâíèõ âèìîã (à.ñ.56-60) ðîç³ðâàòè äîãîâ³ð 44 íà ðîçðàõóíêîâî-êàñîâå îáñëóãîâóâàííÿ 22.10.2009ð.; ñòÿãíóòè ç â³äïîâ³äà÷à ñóìó çàëèøêó ãðîøîâèõ êîøò³â ó ðîçì³ð³ 348&nbsp; &nbsp;&nbsp;151,30 ãðí., à òàêîæ âèòðàòè ïî ñïëàò³ ñóäîâîãî çáîðó ó ñóì³ &nbsp;8&nbsp; &nbsp;&nbsp;181,69 ãðí. </FONT></P>
<P class="ps5"><FONT class="fs216">Â îá´ðóíòóâàííÿ çàÿâëåíèõ âèìîã ïîçèâà÷ ïîñèëàºòüñÿ íà íåíàëåæíå âèêîíàííÿ â³äïîâ³äà÷åì óìîâ äîãîâîðó íà ðîçðàõóíêîâî-êàñîâå îáñëóãîâóâàííÿ ¹ 44 â³ä 22.10.2009ð., à ñàìå ïðèïèíåííÿ âèêîíàííÿ ïëàò³æíèõ äîðó÷åíü ïîçèâà÷à, ùî ³ ïðèçâåëî äî çâåðíåííÿ îñòàííüîãî äî ñóäó ç ïîçîâîì ïðî ñòÿãíåííÿ âèùåâêàçàíî¿ ñóìè òà ðîç³ðâàííÿ äîãîâîðó. </FONT></P>
<P class="ps5"><FONT class="fs159">Ð³øåííÿì ãîñïîäàðñüêîãî ñóäó Îäåñüêî¿ îáëàñò³ â³ä 10.08.2015ð.</FONT><FONT class="fs215"> (ñóääÿ &nbsp;Ùàâèíñüêà Þ.Ì.) ïîçîâ çàäîâîëåíî; ðîç³ðâàíî äîãîâ³ð ¹44 íà ðîçðàõóíêîâî-êàñîâå îáñëóãîâóâàííÿ â³ä 22.10.2009ð., óêëàäåíèé ì³æ ÏÏ ÓÊÐÁÓÄÑÅÐÂ²Ñ òà ÏÀÒ Áàíê Ô³íàíñè òà Êðåäèò â îñîá³ ô³ë³¿ Îäåñüêå Ðåã³îíàëüíå óïðàâë³ííÿ ÏÀÒ Áàíê Ô³íàíñè òà Êðåäèò; ñòÿãíóòî ç ÏÀÒ Áàíê Ô³íàíñè òà Êðåäèò â îñîá³ ô³ë³¿ Îäåñüêå Ðåã³îíàëüíå óïðàâë³ííÿ ÏÀÒ Áàíê Ô³íàíñè òà Êðåäèò íà êîðèñòü ÏÏ ÓÊÐÁÓÄÑÅÐÂ²Ñ 348&nbsp; 151,30 ãðí. ñóìó çàëèøêîâèõ ãðîøîâèõ êîøò³â òà ñóäîâèé çá³ð ó ñóì³ 8&nbsp; 181,03 ãðí. </FONT></P>
<P class="ps5"><FONT class="fs214">Ìîòèâóþ÷è ð³øåííÿ ì³ñöåâèé ãîñïîäàðñüêèé ñóä ä³éøîâ äî âèñíîâêó, ùî ïîçîâí³ âèìîãè º îá´ðóíòîâàíèìè, ï³äòâåðäæåíèìè ìàòåð³àëàìè ñïðàâè òà òàêèìè, ùî ï³äëÿãàþòü çàäîâîëåííþ.</FONT></P>
<P class="ps5"><FONT class="fs158">Íå ïîãîäèâøèñü ç âèùåçàçíà÷åíèì ñóäîâèì ð³øåííÿì, </FONT><FONT class="fs213">Ïóáë³÷íå àêö³îíåðíå òîâàðèñòâî «Áàíê «Ô³íàíñè òà êðåäèò» â îñîá³ ô³ë³¿ «Îäåñüêå ðåã³îíàëüíå óïðàâë³ííÿ» çâåðíóëîñü ç àïåëÿö³éíîþ ñêàðãîþ, â ÿê³é ïðîñèòü ñêàñóâàòè ð³øåííÿ ãîñïîäàðñüêîãî ñóäó Îäåñüêî¿ îáëàñò³ òà ïðèéíÿòè íîâå ð³øåííÿ, ÿêèì â³äìîâèòè ïîçèâà÷ó ó çàäîâîëåíí³ ïîçîâíèõ âèìîã ìîòèâóþ÷è öå òèì, ùî îñêàðæóâàíå ð³øåííÿ ïðèéíÿòî ç ïîðóøåííÿì íîðì ìàòåð³àëüíîãî òà ïðîöåñóàëüíîãî ïðàâà, à òàêîæ ïîðóøåííÿì òåðèòîð³àëüíî¿ ï³äñóäíîñò³.</FONT></P>
<P class="ps5"><FONT class="fs212">Íà äóìêó àïåëÿíòà, ñïðàâà ¹ 916/2164/15 ïîâèííà áóëà ðîçãëÿäàòèñü çà ì³ñöåçíàõîäæåííÿì â³äïîâ³äà÷à  þðèäè÷íî¿ îñîáè ó ì³ñò³ Êèºâ³, à ñàìå Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà «Áàíê «Ô³íàíñè òà êðåäèò», ÿêå çíàõîäèòüñÿ çà àäðåñîþ: ì. Êè¿â, âóë. Àðòåìà, áóä. ¹ 60.</FONT></P>
<P class="ps5"><FONT class="fs211">Â àïåëÿö³éí³é ñêàðç³ ñòîðîíà ïîñèëàºòüñÿ íà ïðèïèñè ï. 1.7 Ïîñòàíîâè Ïëåíóìó ÂÃÑÓ â³ä 26.12.2011ð. ¹ 18 «Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿», òà àêöåíòóº óâàãó íà òîìó, ùî â Ïîëîæåíí³ ïðî ô³ë³þ ÏÀÒ &nbsp;«Áàíê «Ô³íàíñè òà êðåäèò» íå âèçíà÷åíî êîëà ïîâíîâàæåíü ô³ë³¿ «Îäåñüêå ðåã³îíàëüíå óïðàâë³ííÿ» ñòîñîâíî ïðåäñòàâíèöòâà ³íòåðåñ³â þðèäè÷íî¿ îñîáè ÏÀÒ «Áàíê «Ô³íàíñè òà êðåäèò» ó ñóä³.</FONT></P>
<P class="ps5"><FONT class="fs210">Á³ëüø äåòàëüí³øå äîâîäè âêàçàí³ ó ñêàðç³.</FONT></P>
<P class="ps5"><FONT class="fs209">Ñòîðîíè ó ñóäîâå çàñ³äàííÿ íå çÿâèëèñü, íå ñêîðèñòàëèñü íàäàíèì ¿ì ñò. 22 ÃÏÊ Óêðà¿íè ïðàâîì òà ïîâíîâàæíèõ ïðåäñòàâíèê³â íå íàïðàâèëè.</FONT> <FONT class="fs208">Ïðè÷èíè íåÿâêè ïîâíîâàæíèõ ïðåäñòàâíèê³â ñóäó íå â³äîì³. </FONT></P>
<P class="ps5"><FONT class="fs207">Àïåëÿö³éíîþ ³íñòàíö³ºþ òàêîæ âðàõîâàíî, ùî ÿâêà ïðåäñòàâíèê³â ñòîð³í íå âèçíàâàëàñü ñóäîì îáîâÿçêîâîþ.</FONT></P>
<P class="ps5"><FONT class="fs206">Â³äïîâ³äíî äî ïðèïèñ³â ï. 2 ³íôîðìàö³éíîãî ëèñòà Âèùîãî ãîñïîäàðñüêîãî ñóäó â³ä 15.03.2010ð. ¹ 01-08/140 Ïðî äåÿê³ ïèòàííÿ çàïîá³ãàííÿ çëîâæèâàííþ ïðîöåñóàëüíèìè ïðàâàìè ó ãîñïîäàðñüêîìó ñóäî÷èíñòâ³ îñîáè, ÿê³ áåðóòü ó÷àñòü ó ñïðàâ³, ââàæàþòüñÿ ïîâ³äîìëåíèìè ïðî ÷àñ ³ ì³ñöå ¿¿ ðîçãëÿäó ñóäîì, ÿêùî óõâàëó ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ íàä³ñëàíî çà ïîøòîâîþ àäðåñîþ, çàçíà÷åíîþ ó ïîçîâí³é çàÿâ³. Ó âèïàäêó íåç'ÿâëåííÿ â çàñ³äàííÿ ãîñïîäàðñüêîãî ñóäó ïðåäñòàâíèê³â îáîõ ñòîð³í àáî îäí³º¿ ç íèõ ñïðàâà ìîæå áóòè ðîçãëÿíóòà áåç ¿õ ó÷àñò³, ÿêùî íåÿâêà òàêèõ ïðåäñòàâíèê³â íå ïåðåøêîäæàº âèð³øåííþ ñïîðó.</FONT></P>
<P class="ps5"><FONT class="fs205">Ñóäîâà êîëåã³ÿ ä³éøëà âèñíîâêó ïðî äîñòàòí³ñòü ó ìàòåð³àëàõ ñïðàâè äîêóìåíòàëüíèõ äîêàç³â äëÿ âèð³øåííÿ ñïîðó ïî ñóò³ çà â³äñóòíîñò³ ïðåäñòàâíèê³â ñòîð³í.</FONT></P>
<P class="ps5"><FONT class="fs204">Äîñë³äèâøè ìàòåð³àëè òà îáñòàâèíè ñïðàâè íà ïðåäìåò íàäàííÿ ¿ì ïîïåðåäíüîþ ñóäîâîþ ³íñòàíö³ºþ íàëåæíî¿ þðèäè÷íî¿ îö³íêè òà ïîâíîòè âñòàíîâëåííÿ îáñòàâèí, äîòðèìàííÿ íîðì ìàòåð³àëüíîãî òà ïðîöåñóàëüíîãî ïðàâà, çã³äíî ç âèìîãàìè ñò. 101 ÃÏÊ Óêðà¿íè, êîëåã³ÿ ñóää³â ä³éøëà âèñíîâêó, ùî àïåëÿö³éíà ñêàðãà íå ï³äëÿãàº çàäîâîëåííþ ç íàñòóïíèõ ï³äñòàâ.</FONT></P>
<P class="ps5"><FONT class="fs202">Â³äïîâ³äíî äî ï. 2.1 äîãîâîðó, Áàíê çä³éñíþº ðîçðàõóíêîâî  êàñîâå îáñëóãîâóâàííÿ ðàõóíêó â îïåðàö³éíèé äåíü Áàíêó ó ïîðÿäêó ³ íà óìîâàõ, âèçíà÷åíèõ ÷èííèì çàêîíîäàâñòâîì Óêðà¿íè òà áàíê³âñüêèìè ïðàâèëàìè.</FONT></P>
<P class="ps5"><FONT class="fs201">Ñïèñàííÿ áàíêîì ãðîøîâèõ êîøò³â ç ðàõóíêó çä³éñíþºòüñÿ çà äîðó÷åííÿì Êë³ºíòà àáî áåç éîãî äîðó÷åííÿ ó âèïàäêàõ, ïåðåäáà÷åíèõ ÷èííèì çàêîíîäàâñòâîì Óêðà¿íè (ï.2.2 äîãîâîðó).</FONT></P>
<P class="ps5"><FONT class="fs200">Çã³äíî ï. 3.1.1, ï. 3.1.3 äîãîâîðó, Áàíê ìàº ïðàâî âèêîðèñòîâóâàòè ãðîøîâ³ êîøòè íà ðàõóíêó, ãàðàíòóþ÷è ïðè öüîìó, ïðàâî Êë³ºíòà áåçïåðåøêîäíî ðîçïîðÿäæàòèñÿ öèìè êîøòàìè; âèçíà÷àòè ³ êîíòðîëþâàòè íàïðÿìè âèêîðèñòàííÿ Êë³ºíòîì ãðîøîâèõ êîøò³â íà ðàõóíêó ³ âñòàíîâëþâàòè ³íø³ îáìåæåííÿ éîãî ïðàâà ó âèïàäêàõ, ïåðåäáà÷åíèõ ÷èííèì çàêîíîäàâñòâîì Óêðà¿íè.</FONT></P>
<P class="ps5"><FONT class="fs198">Â³äïîâ³äà÷åì ïîñèëàííÿ ïîçèâà÷à ïðî íåâèêîíàííÿ áàíêîì óìîâ äîãîâîðó áàíê³âñüêîãî ðàõóíêó íå ñïðîñòîâàí³. </FONT></P>
<P class="ps5"><FONT class="fs197">Ïóíêòîì 8.2 äîãîâîðó ïåðåäáà÷åíî, ùî öåé äîãîâ³ð ìîæå áóòè ðîç³ðâàíèé çà ³í³ö³àòèâîþ áóäü-ÿêî¿ ³ç ñòîð³í, à òàêîæ ³ â ³íøèõ âèïàäêàõ òà ç ï³äñòàâ, ïåðåäáà÷åíèõ äîãîâîðîì òà ÷èííèì çàêîíîäàâñòâîì.</FONT></P>
<P class="ps5"><FONT class="fs196">Ó çâ'ÿçêó ç íåíàëåæíèì âèêîíàííÿì áàíêîì ñâî¿õ çîáîâ'ÿçàíü çà äîãîâîðîì íà ðîçðàõóíêîâî-êàñîâå îáñëóãîâóâàííÿ, ïîçèâà÷åì áóëî ïðèéíÿòå ð³øåííÿ ùîäî ðîç³ðâàííÿ äîãîâîðó. </FONT></P>
<P class="ps5"><FONT class="fs195">Ââàæàþ÷è, ùî ñâîºþ áåçä³ÿëüí³ñòþ â³äïîâ³äà÷ ïîðóøóº óìîâè äîãîâîðó, ïðàâî âëàñíîñò³ ïîçèâà÷à íà ãðîøîâ³ êîøòè, ÿêå â ñèëó ñò. 41 Êîíñòèòóö³¿ Óêðà¿íè òà ñò. 321 ÖÊ Óêðà¿íè º íåïîðóøíèì, ïîçèâà÷ çâåðíóâñÿ äî ñóäó ç â³äïîâ³äíèì ïîçîâîì. </FONT></P>
<P class="ps5"><FONT class="fs194">Â³äïîâ³äíî äî ÷.1 ñòàòò³ 509 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çîáîâ'ÿçàííÿì º ïðàâîâ³äíîøåííÿ, â ÿêîìó îäíà ñòîðîíà (áîðæíèê) çîáîâ'ÿçàíà â÷èíèòè íà êîðèñòü äðóãî¿ ñòîðîíè (êðåäèòîðà) ïåâíó ä³þ (ïåðåäàòè ìàéíî, âèêîíàòè ðîáîòó, íàäàòè ïîñëóãó, ñïëàòèòè ãðîø³ òîùî) àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à êðåäèòîð ìàº ïðàâî âèìàãàòè â³ä áîðæíèêà âèêîíàííÿ éîãî îáîâ'ÿçêó. ×àñòèíà 2 âêàçàíî¿ ñòàòò³ ì³ñòèòü ó ñâîºìó çì³ñò³ ïîñèëàííÿ íà ïîëîæåííÿ ñò. 11 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ùî º ïåðåë³êîì ï³äñòàâ ç ÿêèõ âèíèêàþòü çîáîâ'ÿçàííÿ.</FONT></P>
<P class="ps5"><FONT class="fs193">Çã³äíî ç ï.1 ÷. 2 ñò.11 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ï³äñòàâàìè âèíèêíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â, çîêðåìà, º äîãîâîðè òà ³íø³ ïðàâî÷èíè.</FONT></P>
<P class="ps5"><FONT class="fs192">Ïîëîæåííÿìè ÷. 1 ñòàòò³ 626 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî äîãîâîðîì º äîìîâëåí³ñòü äâîõ àáî á³ëüøå ñòîð³í, ñïðÿìîâàíà íà âñòàíîâëåííÿ, çì³íó àáî ïðèïèíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â.</FONT></P>
<P class="ps5"><FONT class="fs191">Çã³äíî ç ÷. 1 ñò. 55 Çàêîíó Óêðà¿íè "Ïðî áàíêè ³ áàíê³âñüêó ä³ÿëüí³ñòü" â³äíîñèíè áàíêó ç êë³ºíòîì ðåãóëþþòüñÿ çàêîíîäàâñòâîì Óêðà¿íè, íîðìàòèâíî-ïðàâîâèìè àêòàìè Íàö³îíàëüíîãî áàíêó Óêðà¿íè òà óãîäàìè (äîãîâîðàìè) ì³æ êë³ºíòîì òà áàíêîì.</FONT></P>
<P class="ps5"><FONT class="fs190">Óêëàäåíèé ì³æ ñòîðîíàìè äîãîâ³ð çà ñâîºþ þðèäè÷íîþ ïðèðîäîþ º äîãîâîðîì áàíê³âñüêîãî ðàõóíêó.</FONT></P>
<P class="ps5"><FONT class="fs189">Â³äïîâ³äíî äî ñò. ñò. 1066, 1067 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çà äîãîâîðîì áàíê³âñüêîãî ðàõóíêà áàíê çîáîâ'ÿçóºòüñÿ ïðèéìàòè ³ çàðàõîâóâàòè íà ðàõóíîê, â³äêðèòèé êë³ºíòîâ³ (âîëîä³ëüöåâ³ ðàõóíêà), ãðîøîâ³ êîøòè, ùî éîìó íàäõîäÿòü, âèêîíóâàòè ðîçïîðÿäæåííÿ êë³ºíòà ïðî ïåðåðàõóâàííÿ ³ âèäà÷ó â³äïîâ³äíèõ ñóì ç ðàõóíêà òà ïðîâåäåííÿ ³íøèõ îïåðàö³é çà ðàõóíêîì. Áàíê ìàº ïðàâî âèêîðèñòîâóâàòè ãðîøîâ³ êîøòè íà ðàõóíêó êë³ºíòà, ãàðàíòóþ÷è éîãî ïðàâî áåçïåðåøêîäíî ðîçïîðÿäæàòèñÿ öèìè êîøòàìè. Áàíê íå ìàº ïðàâà âèçíà÷àòè òà êîíòðîëþâàòè íàïðÿìè âèêîðèñòàííÿ ãðîøîâèõ êîøò³â êë³ºíòà òà âñòàíîâëþâàòè ³íø³, íå ïåðåäáà÷åí³ äîãîâîðîì àáî çàêîíîì, îáìåæåííÿ éîãî ïðàâà ðîçïîðÿäæàòèñÿ ãðîøîâèìè êîøòàìè íà âëàñíèé ðîçñóä. Ïîëîæåííÿ ö³º¿ ãëàâè çàñòîñîâóþòüñÿ äî ³íøèõ ô³íàíñîâèõ óñòàíîâ ïðè óêëàäåíí³ íèìè äîãîâîðó áàíê³âñüêîãî ðàõóíêà â³äïîâ³äíî äî íàäàíî¿ ë³öåíç³¿, à òàêîæ çàñòîñîâóþòüñÿ äî êîðåñïîíäåíòñüêèõ ðàõóíê³â òà ³íøèõ ðàõóíê³â áàíê³â, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì. Äîãîâ³ð áàíê³âñüêîãî ðàõóíêà óêëàäàºòüñÿ äëÿ â³äêðèòòÿ êë³ºíòîâ³ àáî âèçíà÷åí³é íèì îñîá³ ðàõóíêà ó áàíêó íà óìîâàõ, ïîãîäæåíèõ ñòîðîíàìè.</FONT></P>
<P class="ps5"><FONT class="fs188">Ç óðàõóâàííÿì ïîëîæåíü ï. 3 ñò. 1068 Öèâ³ëüíîãî Êîäåêñó Óêðà¿íè Áàíê çîáîâ'ÿçàíèé çà ðîçïîðÿäæåííÿì êë³ºíòà âèäàòè àáî ïåðåðàõóâàòè ç éîãî ðàõóíêà ãðîøîâ³ êîøòè â äåíü íàäõîäæåííÿ äî áàíêó â³äïîâ³äíîãî ðîçðàõóíêîâîãî äîêóìåíòà, ÿêùî ³íøèé ñòðîê íå ïåðåäáà÷åíèé äîãîâîðîì áàíê³âñüêîãî ðàõóíêà àáî çàêîíîì.           ×àñòèíà 1 ñò. 1074 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âèçíà÷àº, ùî </FONT><FONT class="fs144">îáìåæåííÿ ïðàâ êë³ºíòà ùîäî ðîçïîðÿäæåííÿ ãðîøîâèìè êîøòàìè, ùî çíàõîäÿòüñÿ íà éîãî ðàõóíêó, íå äîïóñêàºòüñÿ,</FONT><FONT class="fs187"> êð³ì âèïàäê³â îáìåæåííÿ ïðàâà ðîçïîðÿäæàííÿ ðàõóíêîì çà ð³øåííÿì ñóäó àáî â ³íøèõ âèïàäêàõ, âñòàíîâëåíèõ çàêîíîì.</FONT></P>
<P class="ps5"><FONT class="fs186">Çã³äíî ç ï. 8.1. ñò. 8 Çàêîíó Óêðà¿íè "Ïðî ïëàò³æí³ ñèñòåìè òà ïåðåêàç êîøò³â â Óêðà¿í³" áàíê çîáîâ'ÿçàíèé âèêîíàòè äîðó÷åííÿ êë³ºíòà, ùî ì³ñòèòüñÿ â ðîçðàõóíêîâîìó äîêóìåíò³, ÿêèé íàä³éøîâ ïðîòÿãîì îïåðàö³éíîãî ÷àñó áàíêó, â äåíü éîãî íàäõîäæåííÿ.</FONT></P>
<P class="ps5"><FONT class="fs185">Â³äïîâ³äíî äî ñò. 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè ñóá'ºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâ'ÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ. Êîæíà ñòîðîíà ïîâèííà âæèòè óñ³õ çàõîä³â, íåîáõ³äíèõ äëÿ íàëåæíîãî âèêîíàííÿ íåþ çîáîâ'ÿçàííÿ, âðàõîâóþ÷è ³íòåðåñè äðóãî¿ ñòîðîíè òà çàáåçïå÷åííÿ çàãàëüíîãîñïîäàðñüêîãî ³íòåðåñó. Ïîðóøåííÿ çîáîâ'ÿçàíü º ï³äñòàâîþ äëÿ çàñòîñóâàííÿ ãîñïîäàðñüêèõ ñàíêö³é, ïåðåäáà÷åíèõ öèì Êîäåêñîì, ³íøèìè çàêîíàìè àáî äîãîâîðîì. Íå äîïóñêàºòüñÿ îäíîñòîðîííÿ â³äìîâà â³ä âèêîíàííÿ çîáîâ'ÿçàíü, êð³ì âèïàäê³â, ïåðåäáà÷åíèõ çàêîíîì, à òàêîæ â³äìîâà â³ä âèêîíàííÿ àáî â³äñòðî÷êà âèêîíàííÿ ç ìîòèâó, ùî çîáîâ'ÿçàííÿ äðóãî¿ ñòîðîíè çà ³íøèì äîãîâîðîì íå áóëî âèêîíàíî íàëåæíèì ÷èíîì.</FONT></P>
<P class="ps5"><FONT class="fs184">Òàê³ æ ñàì³ ïîëîæåííÿ ì³ñòÿòüñÿ é ó ñò. ñò. 525, 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çà ÿêèìè çîáîâ'ÿçàííÿ ìàþòü âèêîíóâàòèñü íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó</FONT></P>
<P class="ps5"><FONT class="fs183">Êð³ì òîãî, çã³äíî ñò.ñò. 1091, 1092 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè áàíê, ùî ïðèéíÿâ ïëàò³æíå äîðó÷åííÿ ïëàòíèêà, ïîâèíåí ïåðåðàõóâàòè â³äïîâ³äíó ãðîøîâó ñóìó áàíêîâ³ îäåðæóâà÷à äëÿ ¿¿ çàðàõóâàííÿ íà ðàõóíîê îñîáè, âèçíà÷åíî¿ ó ïëàò³æíîìó äîðó÷åíí³. Áàíê ïîâèíåí íåãàéíî ³íôîðìóâàòè ïëàòíèêà íà éîãî âèìîãó ïðî âèêîíàííÿ ïëàò³æíîãî äîðó÷åííÿ.</FONT></P>
<P class="ps5"><FONT class="fs182">×àñòèíîþ 1 ñò. 16 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè òà ÷. 2 ñò. 20 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè âñòàíîâëåíî, ùî îäíèì ³ç ñïîñîá³â çàõèñòó ïðàâà º ïðèìóñîâå âèêîíàííÿ çîáîâ'ÿçàííÿ â íàòóð³. Îòæå, çâåðíåííÿ ïîçèâà÷à äî â³äïîâ³äà÷à ç ïîçîâîì ïðî çîáîâ'ÿçàííÿ ïåðåðàõóâàòè ãðîøîâ³ êîøòè, â³äïîâ³äàº ñïîñîáàì çàõèñòó, âñòàíîâëåíèì âêàçàíèìè íîðìàìè, îñê³ëüêè, çâåðòàþ÷èñü ç òàêîþ âèìîãîþ, ïîçèâà÷ ôàêòè÷íî ïðîñèòü ïðèìóñèòè â³äïîâ³äà÷à âèêîíàòè îáîâ'ÿçîê, ïîêëàäåíèé íà íüîãî óìîâàìè äîãîâîðó òà ïðèïèñàìè çàêîíîäàâñòâà.</FONT></P>
<P class="ps5"><FONT class="fs181">Â ñèëó ïðèïèñ³â ÷àñòèíè 1&nbsp; &nbsp;ñòàòò³ 1075 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; &nbsp;&nbsp;</FONT><FONT class="fs161">êë³ºíò áàíêó âïðàâ³ ó áóäü-ÿêèé ÷àñ ³í³ö³þâàòè ïðîöåäóðó ðîç³ðâàííÿ Äîãîâîðó, </FONT><FONT class="fs180">ùî òàêîæ áóëî çðîáëåíî îñòàíí³ì â ïîðÿäêó&nbsp; &nbsp;&nbsp;ñò. 188 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè&nbsp; &nbsp;&nbsp;òà ïóíêòó 8.2. äîãîâîðó øëÿõîì íàïðàâëåííÿ íà àäðåñó áàíêó â³äïîâ³äíîãî ïîâ³äîìëåííÿ ïðî ðîç³ðâàííÿ äîãîâîðó áàíê³âñüêîãî ðàõóíêó òà ïåðåðàõóâàííÿ çàëèøêó êîøò³â (à.ñ.86).</FONT></P>
<P class="ps5"><FONT class="fs179">Âðàõîâóþ÷è òå, ùî ñò. 1075 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, òà óìîâàìè&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Äîãîâîðó âñòàíîâëåíî ïðàâî ïîçèâà÷à ó áóäü-ÿêèé ÷àñ çà âëàñíî¿ ³í³ö³àòèâè ðîç³ðâàòè Äîãîâ³ð òà òå, ùî â³äìîâëÿþ÷è ïîçèâà÷ó ó çàäîâîëåíí³ çàÿâè ïðî çàêðèòòÿ ðàõóíêó òà ïåðåðàõóâàííÿ çàëèøêó êîøò³â â³äïîâ³äà÷ òàêîæ ïðèïóñòèâñÿ ³ñòîòíèõ ïîðóøåíü óìîâ Äîãîâîðó, ùî, â ñâîþ ÷åðãó, òàêîæ º ï³äñòàâîþ äëÿ éîãî ðîç³ðâàííÿ, ñóäîâà êîëåã³ÿ ââàæàº çàêîííèìè òà îá´ðóíòîâàíèìè âèìîãè ïîçèâà÷à ïðî ðîç³ðâàííÿ óêëàäåíîãî ì³æ ñòîðîíàìè Äîãîâîðó.</FONT></P>
<P class="ps5"><FONT class="fs178">Ïîëîæåííÿìè ÷. 3&nbsp; &nbsp;&nbsp;ñò. 1075 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; &nbsp;&nbsp;òàêîæ ïåðåäáà÷åíî, ùî çàëèøîê ãðîøîâèõ êîøò³â íà ðàõóíêó âèäàºòüñÿ êë³ºíòîâ³ àáî çà éîãî âêàç³âêîþ ïåðåðàõîâóºòüñÿ íà ³íøèé ðàõóíîê â ñòðîêè ³ â ïîðÿäêó, âñòàíîâëåí³ áàíê³âñüêèìè ïðàâèëàìè.</FONT></P>
<P class="ps5"><FONT class="fs177">ßê âáà÷àºòüñÿ ç³&nbsp; &nbsp;&nbsp;ñò. 1074 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; &nbsp;&nbsp;îáìåæåííÿ ïðàâ êë³ºíòà ùîäî ðîçïîðÿäæàííÿ ãðîøîâèìè êîøòàìè, ùî çíàõîäÿòüñÿ íà éîãî ðàõóíêó, íå äîïóñêàºòüñÿ, êð³ì âèïàäê³â îáìåæåííÿ ïðàâà ðîçïîðÿäæàííÿ ðàõóíêîì çà ð³øåííÿì ñóäó àáî â ³íøèõ âèïàäêàõ, âñòàíîâëåíèõ çàêîíîì, à òàêîæ ó ðàç³ çóïèíåííÿ ô³íàíñîâèõ îïåðàö³é, ÿê³ ìîæóòü áóòè ïîâ'ÿçàí³ ç ëåãàë³çàö³ºþ (â³äìèâàííÿì) äîõîä³â, îäåðæàíèõ çëî÷èííèì øëÿõîì, àáî ô³íàíñóâàííÿì òåðîðèçìó, ïåðåäáà÷åíèõ çàêîíîì.</FONT></P>
<P class="ps5"><FONT class="fs176">Îòæå, àïåëÿö³éíèé ãîñïîäàðñüêèé ñóä, äîñë³äèâøè îáñòàâèíè ñïðàâè òà ïðèïèñè âèùåçàçíà÷åíîãî çàêîíîäàâñòâà, çàçíà÷àº, ùî ìàòåð³àëàìè ñïðàâè ï³äòâåðäæóºòüñÿ ôàêò íåíàëåæíîãî âèêîíàííÿ â³äïîâ³äà÷åì ïðèéíÿòèõ íà ñåáå çîáîâ'ÿçàíü çà óìîâàìè äîãîâîðó íà ðîçðàõóíêîâî-êàñîâå îáñëóãîâóâàííÿ ¹ 442 â³ä 22.10.2009ð., à â³äòàê, à â³äòàê, ïîçîâí³ âèìîãè º çàêîííèìè òà îá´ðóíòîâàíèìè, îòæå, ï³äëÿãàþòü çàäîâîëåííþ.</FONT></P>
<P class="ps5"><FONT class="fs175">Êîëåã³ÿ ñóää³â íå ïðèéìàº äî óâàãè äîâîäè ñêàðæíèêà ùîäî ïîðóøåííÿ òåðèòîð³àëüíî¿ ï³äñóäíîñò³ ñïîðó, ç îãëÿäó íà íàñòóïíå.</FONT></P>
<P class="ps5"><FONT class="fs174">Çà ïîëîæåííÿìè ÷. 4 ñò. 15 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ÿêùî þðèäè÷íó îñîáó ïðåäñòàâëÿº óïîâíîâàæåíèé íåþ â³äîñîáëåíèé ï³äðîçä³ë, òåðèòîð³àëüíà ï³äñóäí³ñòü ñïîðó âèçíà÷àºòüñÿ ç óðàõóâàííÿì ÷àñòèí ïåðøî¿ - òðåòüî¿ ö³º¿ ñòàòò³ çàëåæíî â³ä ì³ñöåçíàõîäæåííÿ â³äîñîáëåíîãî ï³äðîçä³ëó. </FONT></P>
<P class="ps5"><FONT class="fs173">Â³äïîâ³äíî äî ñò. 95 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ô³ë³ºþ º â³äîêðåìëåíèé ï³äðîçä³ë þðèäè÷íî¿ îñîáè, ùî ðîçòàøîâàíèé ïîçà ¿¿ ì³ñöåçíàõîäæåííÿì òà çä³éñíþº âñ³ àáî ÷àñòèíó ¿¿ ôóíêö³é. Ïðåäñòàâíèöòâîì º â³äîêðåìëåíèé ï³äðîçä³ë þðèäè÷íî¿ îñîáè, ùî ðîçòàøîâàíèé ïîçà ¿¿ ì³ñöåçíàõîäæåííÿì òà çä³éñíþº ïðåäñòàâíèöòâî ³ çàõèñò ³íòåðåñ³â þðèäè÷íî¿ îñîáè. Ô³ë³¿ òà ïðåäñòàâíèöòâà íå º þðèäè÷íèìè îñîáàìè. Âîíè íàä³ëÿþòüñÿ ìàéíîì þðèäè÷íî¿ îñîáè, ùî ¿õ ñòâîðèëà, ³ ä³þòü íà ï³äñòàâ³ çàòâåðäæåíîãî íåþ ïîëîæåííÿ. Êåð³âíèêè ô³ë³é òà ïðåäñòàâíèöòâ ïðèçíà÷àþòüñÿ þðèäè÷íîþ îñîáîþ ³ ä³þòü íà ï³äñòàâ³ âèäàíî¿ íåþ äîâ³ðåíîñò³. Â³äîìîñò³ ïðî ô³ë³¿ òà ïðåäñòàâíèöòâà þðèäè÷íî¿ îñîáè âêëþ÷àþòüñÿ äî ºäèíîãî äåðæàâíîãî ðåºñòðó.</FONT></P>
<P class="ps5"><FONT class="fs172">Çã³äíî ç ï. 1.7 Ïîñòàíîâè ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 26.12.2011 ðîêó ¹18 "Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿", â³äïîâ³äíî äî ÷èííîãî çàêîíîäàâñòâà, çîêðåìà, Öèâ³ëüíîãî òà Ãîñïîäàðñüêîãî êîäåêñ³â Óêðà¿íè, Çàêîí³â Óêðà¿íè «Ïðî ãîñïîäàðñüê³ òîâàðèñòâà», «Ïðî àêö³îíåðí³ òîâàðèñòâà», «Ïðî áàíêè ³ áàíê³âñüêó ä³ÿëüí³ñòü», þðèäè÷í³ îñîáè äëÿ çä³éñíåííÿ ñâî¿õ ôóíêö³é ìàþòü ïðàâî ñòâîðþâàòè ô³ë³¿, ïðåäñòàâíèöòâà, â³ää³ëåííÿ òà ³íø³ â³äîêðåìëåí³ ï³äðîçä³ëè, ÿê³ íå º þðèäè÷íèìè îñîáàìè. Êîëî ïîâíîâàæåíü â³äîêðåìëåíîãî ï³äðîçä³ëó þðèäè÷íî¿ îñîáè ñòîñîâíî çä³éñíåííÿ ó ãîñïîäàðñüêîìó ñóä³ ïîâíîâàæåííÿ ñòîðîíè ó ñïðàâ³ â³ä ³ìåí³ ö³º¿ îñîáè âèçíà÷àºòüñÿ óñòàíîâ÷èìè äîêóìåíòàìè îñòàííüî¿, ïîëîæåííÿì ïðî â³äîñîáëåíèé ï³äðîçä³ë, ÿêå çàòâåðäæåíî þðèäè÷íîþ îñîáîþ, àáî äîâ³ðåí³ñòþ, âèäàíîþ íåþ æ ó âñòàíîâëåíîìó ïîðÿäêó êåð³âíèêîâ³ öüîãî ï³äðîçä³ëó.</FONT></P>
<P class="ps5"><FONT class="fs171">ßê âáà÷àºòüñÿ ç íàÿâíîãî â ìàòåð³àëàõ ñïðàâè Ïîëîæåííÿ ïðî Ô³ë³þ "Îäåñüêå ÐÓ "Áàíê "Ô³íàíñè òà êðåäèò", çàòâåðäæåíîãî Ñïîñòåðåæíîþ ðàäîþ ÀÒ "Áàíê "Ô³íàíñè òà êðåäèò" 30.09.2009 ðîêó, Ô³ë³ÿ º â³äîêðåìëåíèì ñòðóêòóðíèì ï³äðîçä³ëîì áàíêó òà âñòóïàº ó ïðàâîâ³ â³äíîñèíè ç þðèäè÷íèìè òà ô³çè÷íèìè îñîáàìè â³ä ³ìåí³ áàíêó, íà ï³äñòàâ³ öüîãî ïîëîæåííÿ òà äîâ³ðåíîñò³, âèäàíî¿ êåðóþ÷îìó ô³ë³ºþ (ï.ï.2.1,2.2 Ïîëîæåííÿ), à òàêîæ ìàº ïðàâî â³ä ³ìåí³ áàíêó, â ìåæàõ ïîâíîâàæåíü, âèçíà÷åíèõ äîâ³ðåí³ñòþ êåðóþ÷îãî ô³ë³¿, áóòè ïîçèâà÷åì òà â³äïîâ³äà÷åì â ñóäàõ (ï. 4.1.7 Ïîëîæåííÿ). (à.ñ. 68-71)</FONT></P>
<P class="ps5"><FONT class="fs170">Êð³ì òîãî, àïåëÿö³éíèé ãîñïîäàðñüêèé ñóä ïîãîäæóºòüñÿ ç âèñíîâêîì ñóäó ïåðøî¿ ³íñòàíö³¿ ïðî òå, ùî äîâîäè â³äïîâ³äà÷à ñòîñîâíî ñïëèâó ñòðîêó ÷èííîñò³ ïëàò³æíèõ äîðó÷åíü º áåçï³äñòàâíèìè, îñê³ëüêè âêàçàí³ äîðó÷åííÿ áóëè âèãîòîâëåí³ òà ïîäàí³ ó ñòðîê, ïåðåäáà÷åíèé ÷èííèì çàêîíîäàâñòâîì, à íåäîòðèìàííÿ â³äïîâ³äà÷åì çîêðåìà âèìîã ²íñòðóêö³¿ ïðî áåçãîò³âêîâ³ ðîçðàõóíêè â Óêðà¿íè íàö³îíàëüí³é âàëþò³, ÿêà çàòâåðäæåíà Ïîñòàíîâîþ Íàö³îíàëüíîãî Áàíêó Óêðà¿íè ¹22 â³ä 21.01.2004ð., ùî ñïðè÷èíèëî íåâèêîíàííÿ ïëàò³æíèõ äîðó÷åíü çà óìîâè íàÿâíîñò³ íà ðàõóíêó ïîçèâà÷à â³äïîâ³äíèõ êîøò³â, íå ìîæå áóòè ï³äñòàâîþ äëÿ â³äìîâè ó çàõèñòó ïðàâ ïîçèâà÷à.</FONT></P>
<P class="ps5"><FONT class="fs169">Àïåëÿíòîì íå íàâåäåíî ñóäó áóäü-ÿêèõ äîâîä³â òà íå íàäàíî áóäü-ÿêèõ íàëåæíèõ òà äîïóñòèìèõ äîêàç³â â ï³äòâåðäæåííÿ ñâî¿õ çàïåðå÷åíü ñòîñîâíî ð³øåííÿ ñóäó òà äîâîäèëè á ïîìèëêîâ³ñòü îñêàðæóâàíîãî ð³øåííÿ.</FONT></P>
<P class="ps4"><FONT class="fs168">Òàêèì ÷èíîì, äîâîäè àïåëÿö³éíî¿ ñêàðãè íå ñïðîñòîâóþòü âèñíîâêè ì³ñöåâîãî ñóäó, ó çâÿçêó ç ÷èì êîëåã³ÿ ñóää³â ââàæàº, ùî ð³øåííÿ ì³ñöåâîãî ñóäó ïðèéíÿòî ç äîòðèìàííÿì íîðì ìàòåð³àëüíîãî ³ ïðîöåñóàëüíîãî ïðàâà, â³äïîâ³äàº ôàêòè÷íèì îáñòàâèíàì ³ ìàòåð³àëàì ñïðàâè, à ï³äñòàâè, ïåðåäáà÷åí³ ñò. 104 ÃÏÊ Óêðà¿íè äëÿ éîãî çì³íè ÷è ñêàñóâàííÿ, &nbsp;â³äñóòí³.</FONT></P>
<P class="ps6"><FONT class="fs167">Ó çâ'ÿçêó ç òàêèì àïåëÿö³éíà ñêàðãà çàëèøàºòüñÿ áåç çàäîâîëåííÿ, à ð³øåííÿ ñóäó ïåðøî¿ ³íñòàíö³¿  áåç çì³í.</FONT></P>
<P class="ps0"><FONT class="fs166"> &nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps6"><FONT class="fs137">Êåðóþ÷èñü ñò. 99, 101, 103 ï.1, 105 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ñóäîâà êîëåã³ÿ -</FONT></P>
<P class="ps7"><FONT class="fs130">Ï Î Ñ Ò À Í Î Â È Ë À :</FONT></P>
<P class="ps5"><FONT class="fs165">Àïåëÿö³éíó ñêàðãó &nbsp;Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Áàíê Ô³íàíñè òà Êðåäèò â îñîá³ ô³ë³¿ Îäåñüêå ðåã³îíàëüíå óïðàâë³ííÿ  çàëèøèòè áåç çàäîâîëåííÿ.</FONT></P>
<P class="ps5"><FONT class="fs164">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó Îäåñüêî¿ îáëàñò³ â³ä 10.08.2015ð. ïî ñïðàâ³ ¹ 916/2164/15  çàëèøèòè áåç çì³í.</FONT></P>
<P class="ps1">Ïîñòàíîâà â ïîðÿäêó ñò. 105 ÃÏÊ Óêðà¿íè íàáèðàº çàêîííî¿ ñèëè ç äíÿ ¿¿ ïðèéíÿòòÿ òà ìîæå áóòè îñêàðæåíà â êàñàö³éíîìó ïîðÿäêó.</P>
<P>Ïîâíèé òåêñò ïîñòàíîâè ï³äïèñàíî 05.11.2015ð.</P>
<P><FONT class="fs143">Ãîëîâóþ÷èé ñóääÿ                                                             &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â.À. Ëèñåíêî </FONT></P>
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<P><FONT class="fs163"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P><FONT class="fs141">Ñóääÿ                                                                                 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â.Ì. Ãîëîâåé</FONT></P>
<P><FONT class="fs140">Ñóääÿ                                                                                 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Í.Â. Ë³ï÷àíñüêà</FONT></P>
<P><FONT class="fs35"> </FONT></P>