<TITLE>913/758/15</TITLE>
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<TABLE cellspacing=0 px class="tsfirst">
<TR><TD width="100 %" class="tds1"><P class="ps17"><FONT class="fs166"><IMG src="herb.gif" height=72 width=54></FONT></P></TD></TR>
<TABLE cellspacing=0 px class="tslast">
<P class="ps1"><FONT class="fs100">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<P class="ps0"><FONT class="fs99">Ð²ØÅÍÍß</FONT></P>
<P><FONT class="fs69">26 æîâòíÿ 2015 ðîêó</FONT><FONT class="fs159"> ì.Õàðê³â                                                            Ñïðàâà ¹ 913/758/15</FONT></P>
<P class="ps2"><FONT class="fs158">                                                                                 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïðîâàäæåííÿ ¹14/913/758/15</FONT></P>
<P class="ps2"><FONT class="fs157">Çà ïîçîâîì </FONT><FONT class="fs113">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Áàíê "Äåìàðê"</FONT><FONT class="fs156">, ì. ×åðí³ã³â</FONT></P>
<P class="ps2"><FONT class="fs155">äî </FONT><FONT class="fs112">Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Àêâàëþêñ - ËÒÄ"</FONT><FONT class="fs154">, ì. Ëóãàíñüê</FONT></P>
<P class="ps3"><FONT class="fs153">ïðî </FONT><FONT class="fs111">ñòÿãíåííÿ 47664666 ãðí. 70 êîï</FONT><FONT class="fs152">. </FONT></P>
<P class="ps2"><FONT class="fs151">Ñóääÿ </FONT><FONT class="fs110">Ë³ñîâèöüêèé ª.À.</FONT></P>
<P class="ps2"><FONT class="fs150">ïðè ñåêðåòàð³ ñóäîâîãî çàñ³äàííÿ</FONT><FONT class="fs109"> Äîõíÿê ².Â.</FONT></P>
<P class="ps2"><FONT class="fs108">Ó çàñ³äàíí³ áðàëè ó÷àñòü:</FONT></P>
<P class="ps2"><FONT class="fs149">â³ä ïîçèâà÷à: ïðåäñòàâíèê íå ïðèáóâ;</FONT></P>
<P><FONT class="fs148">â³ä â³äïîâ³äà÷à: ïðåäñòàâíèê íå ïðèáóâ.</FONT></P>
<P class="ps4"><FONT class="fs147">Äî ïî÷àòêó ñëóõàííÿ ñïðàâè ïî ñóò³ íå çàÿâëåíî âèìîãó ïðî ô³êñóâàííÿ &nbsp;ñóäîâîãî ïðîöåñó ç äîïîìîãîþ çâóêîçàïèñóâàëüíîãî òåõí³÷íîãî çàñîáó, ó çâÿçêó ç ÷èì â³äïîâ³äíî äî ñò. ñò. 4-4, 81-1 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè òàêå ô³êñóâàííÿ ñóäîì íå çä³éñíþâàëîñÿ.</FONT></P>
<P class="ps5"><FONT class="fs107">Ñóòü ñïîðó:</FONT><FONT class="fs146"> ïîçèâà÷åì çàÿâëåíà âèìîãà ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à çàáîðãîâàí³ñòü çà êðåäèòíèì äîãîâîðîì ¹ 1707 â³ä 20.12.2013 â çàãàëüíîìó &nbsp;ðîçì³ð³ 59747894 ãðí. 57 êîï., ç ÿêèõ:</FONT></P>
<P class="ps5"><FONT class="fs145">- 38000000 ãðí. 00 êîï.  çàáîðãîâàí³ñòü ïî êðåäèòó;</FONT></P>
<P class="ps5"><FONT class="fs144">- 9664666 ãðí. 70 êîï.  çàáîðãîâàí³ñòü çà â³äñîòêàìè çà ïåð³îä ç 01.08.2014 ïî 20.08.2015;</FONT></P>
<P class="ps5"><FONT class="fs143">- 976816 ãðí. 91 êîï.  ïåíÿ çà íåñâîº÷àñíå ïîãàøåííÿ â³äñîòê³â çà ïåð³îä ç 20.02.2015 ïî 20.08.2015;</FONT></P>
<P class="ps5"><FONT class="fs142">- 11106410 ãðí. 96 êîï.  ïåíÿ çà íåñâîº÷àñíå ïîãàøåííÿ êðåäèòó çà ïåð³îä ç 20.02.2015 ïî 20.08.2015.</FONT></P>
<P class="ps5"><FONT class="fs141">Çàÿâîþ â³ä 07.10.15 ¹ 03/12-2839 ïîçèâà÷ çìåíøèâ ïîçîâí³ âèìîãè  ïðîñèòü ñòÿãíóòè 47664666 ãðí. 70 êîï., à ñàìå: 38000000 ãðí. 00 êîï.  çàáîðãîâàí³ñòü ïî êðåäèòó; 9664666 ãðí. 70 êîï.  çàáîðãîâàí³ñòü çà â³äñîòêàìè.</FONT></P>
<P class="ps15"><FONT class="fs140">Äàíà çàÿâà ïðèéìàºòüñÿ äî ðîçãëÿäó, ðîçãëÿäàþòüñÿ çìåíøåí³ ïîçîâí³ âèìîãè.</FONT></P>
<P class="ps7"><FONT class="fs139">Â³äïîâ³äà÷ íå ïðèáóâ, â³äçèâ íà ïîçîâ íå íàäàâ, ñïðàâà ðîçãëÿäàºòüñÿ çà íàÿâíèìè â í³é ìàòåð³àëàìè â³äïîâ³äíî äî ñò.75 ÃÏÊ Óêðà¿íè.</FONT></P>
<P class="ps7"><FONT class="fs138">Ðîçãëÿíóâøè ìàòåð³àëè ñïðàâè, ñóä, -</FONT></P>
<P class="ps13"><FONT class="fs162">Â Ñ Ò À Í Î Â È Â:</FONT></P>
<P class="ps5"><FONT class="fs137">20.12.2013 ì³æ Ïóáë³÷íèì àêö³îíåðíèì òîâàðèñòâîì "Áàíê "Äåìàðê", (íàäàë³ - Áàíê "Äåìàðê", Áàíê) òà Òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "ÀÊÂÀËÞÊÑ - ËÒÄ" (íàäàë³ - Ïîçè÷àëüíèê, Â³äïîâ³äà÷) áóâ óêëàäåíèé êðåäèòíèé äîãîâ³ð ¹1707, çà óìîâàìè ÿêîãî Áàíê íàäàº Ïîçè÷àëüíèêó êðåäèò â ñóì³ 38000000 ãðí. &nbsp;00 êîï. ñòðîêîì ïî 06.10.2014 ç³ ñïëàòîþ â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì â ðîçì³ð³ 18% ð³÷íèõ.</FONT></P>
<P class="ps5"><FONT class="fs136">Áàíê "Äåìàðê" ñâî¿ çîáîâ'ÿçàííÿ ïî êðåäèòíîìó äîãîâîðó ¹1707 â³ä 20.12.2013 âèêîíàâ ó ïîâí³é ì³ð³. Êðåäèòí³ êîøòè íà çàãàëüíó ñóìó 38000000 ãðí. 00 êîï. áóëè ïåðåðàõîâàí³ íà ïîòî÷íèé ðàõóíîê â³äïîâ³äà÷à, çàçíà÷åíèé â êðåäèòíîìó äîãîâîð³, ùî ï³äòâåðäæóºòüñÿ ìåìîð³àëüíèì îðäåðîì òà âèïèñêîþ ïî ðàõóíêó.</FONT></P>
<P class="ps5"><FONT class="fs135">Ïîçè÷àëüíèê â ñâîþ ÷åðãó âçÿò³ íà ñåáå çîáîâ'ÿçàííÿ çà êðåäèòíèì äîãîâîðîì íàëåæíèì ÷èíîì íå âèêîíàâ, â çâ'ÿçêó ç ÷èì íà äàíèé ÷àñ ³ñíóº çàáîðãîâàí³ñòü ïî êðåäèòó â ñóì³ 47664666 ãðí. 70 êîï. ç ÿêèõ:</FONT></P>
<P class="ps5"><FONT class="fs134">Çàáîðãîâàí³ñòü çà êðåäèòîì - 38000000 ãðí. 00 êîï.</FONT></P>
<P class="ps5"><FONT class="fs133">Çàáîðãîâàí³ñòü çà â³äñîòêàìè çà ïåð³îä ç 01.08.2014 ïî 20.08.2015 - 9664666 ãðí. 70 êîï. </FONT></P>
<P class="ps5"><FONT class="fs132">Ïîçèâà÷ çâåðíóâñÿ ç ïîçîâîì ïðî ñòÿãíåííÿ äàíî¿ ñóìè.</FONT></P>
<P class="ps5"><FONT class="fs131">Îö³íèâøè ìàòåð³àëè ñïðàâè, ñóä ä³éøîâ âèñíîâêó, ùî ïîçîâ ï³äëÿãàº çàäîâîëåííþ ç íàñòóïíèõ ï³äñòàâ.</FONT></P>
<P class="ps5"><FONT class="fs130">Çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè (÷. 1 ñò. 1054 ÖÊ Óêðà¿íè).</FONT></P>
<P class="ps6"><FONT class="fs129">Ó â³äïîâ³äíîñò³ äî ï. 1 ñò. 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè ñóá'ºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâ'ÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ. Äî âèêîíàííÿ ãîñïîäàðñüêèõ äîãîâîð³â çàñòîñîâóþòüñÿ â³äïîâ³äí³ ïîëîæåííÿ Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ç óðàõóâàííÿì îñîáëèâîñòåé, &nbsp;&nbsp;ïåðåäáà÷åíèõ öèì Êîäåêñîì. Â³äïîâ³äíî äî ï. 1 ñò. 199 ÃÊ Óêðà¿íè âèêîíàííÿ ãîñïîäàðñüêèõ çîáîâ'ÿçàíü çàáåçïå÷óºòüñÿ çàõîäàìè çàõèñòó ïðàâ òà â³äïîâ³äàëüíîñò³ ó÷àñíèê³â ãîñïîäàðñüêèõ â³äíîñèí, ïåðåäáà÷åíèìè öèì Êîäåêñîì òà ³íøèìè çàêîíàìè. Çà ïîãîäæåííÿì ñòîð³í ìîæóòü çàñòîñîâóâàòèñÿ ïåðåäáà÷åí³ çàêîíîì àáî òàê³, ùî éîìó íå ñóïåðå÷àòü, âèäè çàáåçïå÷åííÿ âèêîíàííÿ çîáîâ'ÿçàíü, ÿê³ çâè÷àéíî çàñòîñîâóþòüñÿ ó ãîñïîäàðñüêîìó (ä³ëîâîìó) îá³ãó. Äî â³äíîñèí ùîäî çàáåçïå÷åííÿ âèêîíàííÿ çîáîâ'ÿçàíü ³ ó÷àñíèê³â ãîñïîäàðñüêèõ â³äíîñèí çàñòîñîâóþòüñÿ â³äïîâ³äí³ ïîëîæåííÿ Öèâ³ëüíîãî êîäåêñó Óêðà¿íè.</FONT></P>
<P class="ps6"><FONT class="fs128">Çã³äíî ç³ ñòàòòÿìè 1050, 1054 ÖÊ Óêðà¿íè, çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè. ßêùî äîãîâîðîì âñòàíîâëåíèé îáîâ'ÿçîê â³äïîâ³äà÷à ïîâåðíóòè êðåäèò ÷àñòèíàìè (ç ðîçñòðî÷åííÿì), òî â ðàç³ ïðîñòðî÷åííÿ ïîâåðíåííÿ ÷åðãîâî¿ ÷àñòèíè ïîçèâà÷ ìàº ïðàâî âèìàãàòè äîñòðîêîâîãî ïîâåðíåííÿ ÷àñòèíè êðåäèòó, ùî çàëèøèëàñÿ, òà ñïëàòè ïðîöåíò³â, íàëåæíèõ éîìó â³äïîâ³äíî äî ñòàòò³ 1048 ÖÊ Óêðà¿íè.</FONT></P>
<P class="ps5"><FONT class="fs127">Íàðàõóâàííÿ â³äñîòê³â çä³éñíþâàëîñÿ â â³äïîâ³äíîñò³ äî ï. 7.3 Äîãîâîðó, çã³äíî ÿêîãî "ó ðàç³ ïîðóøåííÿ ê³íöåâîãî ñòðîêó ïîãàøåííÿ êðåäèòó, Áàíê ïåðåíîñèòü çàáîðãîâàí³ñòü çà êðåäèòîì íà ðàõóíîê ïðîñòðî÷åíèõ êðåäèò³â, ó öüîìó ðàç³ Ïîçè÷àëüíèê ñïëà÷óº Áàíêó çà êîðèñòóâàííÿ êðåäèòîì ï³äâèùåíó ïðîöåíòíó ñòàâêó - 25% ð³÷íèõ".</FONT></P>
<P class="ps6"><FONT class="fs126">Â³äïîâ³äà÷ íå ñïëàòèâ ñâîº÷àñíî áîðã ïî êðåäèòó, â³äñîòêàì. Òîìó ïîçîâí³ âèìîãè îá´ðóíòîâàí³ ³ ï³äëÿãàþòü çàäîâîëåííþ. </FONT></P>
<P class="ps5"><FONT class="fs125">Â³äïîâ³äíî äî ñò.49 ÃÏÊ Óêðà¿íè ñóäîâ³ âèòðàòè ïîêëàäàþòüñÿ íà â³äïîâ³äà÷à. </FONT></P>
<P class="ps5"><FONT class="fs124">Ç óðàõóâàííÿì âèêëàäåíîãî, êåðóþ÷èñü ñò.ñò.49, 82, 84, 85 ÃÏÊ Óêðà¿íè ñóä, -</FONT></P>
<P class="ps12"><FONT class="fs106">Â È Ð ² Ø È Â:</FONT></P>
<P class="ps5"><FONT class="fs123">1. Ïîçîâ Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Áàíê "Äåìàðê" äî Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Àêâàëþêñ - ËÒÄ" ïðî ñòÿãíåííÿ 47664666 ãðí. 70 êîï. çàäîâîëüíèòè ïîâí³ñòþ.</FONT></P>
<P class="ps8"><FONT class="fs117">Ó ñóäîâîìó çàñ³äàíí³ 26.10.2015 áóëî îãîëîøåíî ëèøå âñòóïíó ³ ðåçîëþòèâíó ÷àñòèíó ð³øåííÿ. Äàíå ð³øåííÿ íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ &nbsp;ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</FONT></P>
<P class="ps8"><FONT class="fs116">Àïåëÿö³éíà ñêàðãà ïîäàºòüñÿ íà ð³øåííÿ ì³ñöåâîãî ãîñïîäàðñüêîãî ñóäó ïðîòÿãîì äåñÿòè äí³â ç äíÿ &nbsp;éîãî îãîëîøåííÿ ì³ñöåâèì ãîñïîäàðñüêèì ñóäîì. Ó ðàç³ ÿêùî â ñóäîâîìó çàñ³äàíí³ áóëî îãîëîøåíî ëèøå &nbsp;âñòóïíó òà ðåçîëþòèâíó ÷àñòèíó ð³øåííÿ, çàçíà÷åíèé ñòðîê îá÷èñëþºòüñÿ ç äíÿ ï³äïèñàííÿ ð³øåííÿ, îôîðìëåíîãî â³äïîâ³äíî äî ñòàòò³ 84 ÃÏÊ Óêðà¿íè.</FONT></P>
<P class="ps8"><FONT class="fs115">Äàòà ï³äïèñàííÿ ð³øåííÿ 28 æîâòíÿ 2015 ðîêó.</FONT></P>
<P class="ps15"><FONT class="fs102">Ñóääÿ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ª.À. Ë³ñîâèöüêèé</FONT></P>
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