<TITLE>913/755/15</TITLE>
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<TR><TD width="100 %" class="tds1"><P class="ps13"><FONT class="fs222"><IMG src="herb.gif" height=72 width=54></FONT></P></TD></TR>
<TABLE cellspacing=0 px class="tslast">
<P class="ps0"><FONT class="fs126">Ð²ØÅÍÍß</FONT></P>
<P class="ps0"><FONT class="fs125">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<P><FONT class="fs96">13 æîâòíÿ 2015 ðîêó</FONT><FONT class="fs141">                                                             &nbsp;          Ñïðàâà ¹ 913/755/15</FONT></P>
<P class="ps2"><FONT class="fs140"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïðîâàäæåííÿ ¹27/913/755/15</FONT></P>
<P class="ps2"><FONT class="fs139">Ñóääÿ ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³&nbsp; &nbsp;&nbsp;&nbsp;Áàéáàê Î.².</FONT></P>
<P class="ps2"><FONT class="fs138">ïðè ñåêðåòàð³: Çîð³í³é Î.Ã.</FONT></P>
<P class="ps2"><FONT class="fs137">çà ó÷àñòþ ïðåäñòàâíèê³â ñòîð³í: </FONT></P>
<P class="ps2"><FONT class="fs136">ïîçèâà÷à:</FONT><FONT class="fs211"> íå çÿâèâñÿ</FONT></P>
<P class="ps2"><FONT class="fs135">â³äïîâ³äà÷à:</FONT><FONT class="fs210"> íå ç'ÿâèâñÿ</FONT></P>
<P class="ps2"><FONT class="fs209">ðîçãëÿíóâøè ó â³äêðèòîìó ñóäîâîìó çàñ³äàíí³ ó ïðèì³ùåíí³ ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³ ñïðàâó ¹ 913/755/15 </FONT></P>
<P class="ps2"><FONT class="fs134">çà ïîçîâîì</FONT><FONT class="fs208"> Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà «Áàíê «Äåìàðê», ì. ×åðí³ã³â </FONT></P>
<P class="ps2"><FONT class="fs133">äî</FONT><FONT class="fs207"> Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ Ä²Í ÂÅÑÒ ÑÒÄ, ì. Ëóãàíñüê</FONT></P>
<P class="ps2"><FONT class="fs132">ïðî</FONT><FONT class="fs206"> ñòÿãíåííÿ 62862831,72 ãðí., -</FONT></P>
<P class="ps9"><FONT class="fs131">âñòàíîâèâ:</FONT></P>
<P class="ps4"><FONT class="fs205">Ïóáë³÷íå àêö³îíåðíå òîâàðèñòâî «Áàíê «Äåìàðê», ì. ×åðí³ã³â (äàë³ çà òåêñòîì - ïîçèâà÷) çâåðíóëîñü äî ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³ ç ïîçîâíîþ çàÿâîþ, â ÿê³é ïðîñèòü ñóä ñòÿãíóòè ç Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþÄ²Í ÂÅÑÒ ÑÒÄ, ì. Ëóãàíñüê (äàë³ çà òåêñòîì - â³äïîâ³äà÷) çàáîðãîâàí³ñòü çà óêëàäåíèì ì³æ ñòîðîíàìè êðåäèòíèì äîãîâîðîì ¹ 66 â³ä 24.01.2014 ð. â çàãàëüíîìó ðîçì³ð³ 62862831,72 ãðí</FONT><FONT class="fs130">.</FONT><FONT class="fs204">, ç ÿêèõ:</FONT></P>
<P class="ps4"><FONT class="fs203">38000000,00 ãðí.  çàáîðãîâàí³ñòü çà êðåäèòîì;</FONT></P>
<P class="ps4"><FONT class="fs202">11212111,14 ãðí.  çàáîðãîâàí³ñòü çà â³äñîòêàìè;</FONT></P>
<P class="ps4"><FONT class="fs201">2475597,29 ãðí.  ïåíÿ çà íåñâîº÷àñíå ïîãàøåííÿ â³äñîòê³â çà ïåð³îä ç 26.02.2015 ð. ïî 25.08.2015 ð.;</FONT></P>
<P class="ps4"><FONT class="fs200">11175123,29 ãðí. - ïåíÿ çà íåñâîº÷àñíå ïîãàøåííÿ êðåäèòó çà ïåð³îä ç 26.02.2015 ð. ïî 25.08.2015 ð.</FONT></P>
<P class="ps4"><FONT class="fs199">Ïîçîâ îá´ðóíòîâàíî ç ïîñèëàííÿì íà íåíàëåæíå âèêîíàííÿ â³äïîâ³äà÷åì ñâî¿õ çîáîâÿçàíü çà &nbsp;çàçíà÷åíèì êðåäèòíèì äîãîâîðîì ùîäî ñïëàòè çàáîðãîâàíîñò³ çà êðåäèòîì, òà â³äñîòê³â çà éîãî êîðèñòóâàííÿ.</FONT></P>
<P class="ps4"><FONT class="fs198">Óõâàëîþ ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³ â³ä 07.09.2015 ð. çàçíà÷åíèé ïîçîâ ïðèéíÿòî äî ïðîâàäæåííÿ, òà ïðèçíà÷åíî äî ðîçãëÿäó â ñóäîâîìó çàñ³äàíí³ íà 29.09.2015 ð.</FONT></P>
<P class="ps4"><FONT class="fs197">Óõâàëîþ ãîñïîäàðñüêîãî ñóäó Ëóãàíñüêî¿ îáëàñò³ â³ä 29.09.2015 ð. ðîçãëÿä äàíî¿ ñïðàâè â³äêëàäåíî â çâÿçêó ç íåÿâêîþ íà ñóäîâå çàñ³äàííÿ ïðåäñòàâíèêà â³äïîâ³äà÷à, òà íåíàäàííÿ ó÷àñíèêàìè ñóäîâîãî ïðîöåñó âèòðåáóâàíèõ ñóäîì äîêóìåíò³â.</FONT></P>
<P class="ps4"><FONT class="fs196">Ïîçèâà÷ íàäàâ ñóäó çàÿâó ïðî çìåíøåííÿ ïîçîâíèõ âèìîã (âõ. ¹ 4616/15 &nbsp;â³ä 13.10.2015 ð.) â ÿê³é, çîêðåìà, ïîâ³äîìèâ ñóä ùî â³í, ç óðàõóâàííÿì âèìîã ñò. 2 Çàêîíó Óêðà¿íè «Ïðî òèì÷àñîâ³ çàõîäè íà ïåð³îä ïðîâåäåííÿ àíòèòåðîðèñòè÷íî¿ îïåðàö³¿» çìåíøóº ïîçîâí³ âèìîãè, òà âèêëàäàº ¿õ â íàñòóïí³é ðåäàêö³¿: ñòÿãíóòè ç â³äïîâ³äà÷à íà êîðèñòü ïîçèâà÷à ñóìó áîðãó çà êðåäèòíèì äîãîâîðîì ¹ 66 â³ä 24.01.2014 ð. ç íàñòóïíèìè çì³íàìè â ðîçì³ð³ 49212111,14 ãðí., ç ÿêèõ 38000000,00 ãðí. çàáîðãîâàíîñò³ çà êðåäèòîì òà 11212111,14 ãðí. çàáîðãîâàíîñò³ çà â³äñîòêàì çà ïåð³îä ç 01.05.2014 ð. ïî 25.08.2015 ð..</FONT></P>
<P class="ps4"><FONT class="fs195"> &nbsp;Çà çì³ñòîì ñò. 22 ÃÏÊ Óêðà¿íè, ïîçèâà÷ âïðàâ³ äî ïðèéíÿòòÿ ð³øåííÿ ïî ñïðàâ³ çá³ëüøèòè ðîçì³ð ïîçîâíèõ âèìîã çà óìîâè äîòðèìàííÿ âñòàíîâëåíîãî ïîðÿäêó äîñóäîâîãî âðåãóëþâàííÿ ñïîðó ó âèïàäêàõ, ïåðåäáà÷åíèõ ñòàòòåþ 5 öüîãî Êîäåêñó, â ö³é ÷àñòèí³, â³äìîâèòèñü â³ä ïîçîâó àáî çìåíøèòè ðîçì³ð ïîçîâíèõ âèìîã.</FONT></P>
<P class="ps4"><FONT class="fs194">Ç óðàõóâàííÿì âèêëàäåíîãî, ñóä çàäîâîëüíÿº âèùåâêàçàíó çàÿâó ïîçèâà÷à, òà ðîçãëÿäàº â ìåæàõ äàíî¿ ñïðàâè ïîçîâí³ âèìîãè â ÷àñòèí³ ñòÿãíåííÿ ç â³äïîâ³äà÷à 38000000,00 ãðí. çàáîðãîâàíîñò³ çà êðåäèòîì ¹ 66 â³ä 24.01.2014 ð. &nbsp;òà 11212111,14 ãðí. çàáîðãîâàíîñò³ çà â³äñîòêàìè çà ïåð³îä ç 01.05.2014 ð. ïî 25.08.2015 ð.</FONT></P>
<P class="ps4"><FONT class="fs193">Íà ñóäîâå çàñ³äàííÿ 13.10.2015 ð. ïðåäñòàâíèêè ñòîð³í ñâî¿õ ïðåäñòàâíèê³â íå íàïðàâèëè.</FONT></P>
<P class="ps4"><FONT class="fs192">Â³äïîâ³äà÷ â³äçèâó íà ïîçîâ íå íàäàâ, íà ñóäîâå çàñ³äàííÿ ñâîãî ïðåäñòàâíèêà íå íàïðàâèâ.</FONT></P>
<P class="ps4"><FONT class="fs191">Ç ìåòîþ ïîâ³äîìëåííÿ â³äïîâ³äà÷à ïðî ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè ñóä âæèâàâ íàñòóïíèõ çàõîä³â:</FONT></P>
<P class="ps4"><FONT class="fs190">ßê ñâ³ä÷èòü çàëó÷åíèé äî ìàòåð³àë³â ñïðàâè âèòÿã ç ªäèíîãî äåðæàâíîãî ðåºñòðó þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á-ï³äïðèºìö³â (à. ñ. 24-27) àäðåñîþ Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ Ä²Í ÂÅÑÒ ÑÒÄ, &nbsp;º ì³ñòî Ëóãàíñüê, êâàðòàë Ëåí³íñüêîãî Êîìñîìîëó, áóä. 7-Å, êîðïóñ 3.</FONT></P>
<P class="ps4"><FONT class="fs189">Çã³äíî ³ç&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs214">ñòàòòåþ 18</FONT><FONT class="fs188">&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Çàêîíó Óêðà¿íè "Ïðî äåðæàâíó ðåºñòðàö³þ þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á-ï³äïðèºìö³â" ÿêùî â³äîìîñò³, ÿê³ ï³äëÿãàþòü âíåñåííþ äî ªäèíîãî äåðæàâíîãî ðåºñòðó, áóëè âíåñåí³ äî íüîãî, âîíè ââàæàþòüñÿ äîñòîâ³ðíèìè, äîêè äî íèõ íå âíåñåíî â³äïîâ³äíèõ çì³í.</FONT></P>
<P class="ps4"><FONT class="fs186">Îäíàê,&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ç ìåòîþ ïîâ³äîìëåííÿ â³äïîâ³äà÷à ïðî ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè, ñóä äâ³÷³ ðîçì³ùóâàâ íà îô³ö³éíîìó âåá-ïîðòàë³ "Ñóäîâà âëàäà Óêðà¿íè" îãîëîøåííÿ ïðî ÷àñ òà ì³ñöå ðîçãëÿäó äàíî¿ ñïðàâè (à. ñ. 34, 60). Êð³ì òîãî, ïîâ³äîìëåííÿ â³äïîâ³äà÷à ïðî ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè çä³éñíþâàëîñÿ çà äîïîìîãîþ òåëåôîíîãðàì (à. ñ. 33, 61), ïðîòå ¿õ ïåðåäàòè òàêîæ íå âäàëîñÿ ÷åðåç â³äñóòí³ñòü çâÿçêó ç àáîíåíòîì</FONT></P>
<P class="ps4"><FONT class="fs185">Äîêàç³â íàÿâíîñò³ ó â³äïîâ³äà÷à ³íøèõ çàñîá³â çâÿçêó ìàòåð³àëè ñïðàâè íå ì³ñòÿòü.</FONT></P>
<P class="ps4"><FONT class="fs184">Âðàõîâóþ÷è ðåêîìåíäàö³¿, ÿê³ ì³ñòèòü ³íôîðìàö³éíèé ëèñò ÂÃÑÓ â³ä 12.09.2014&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;¹ 01-06/1290/14 «Ïðî Çàêîí Óêðà¿íè "Ïðî çä³éñíåííÿ ïðàâîñóääÿ òà êðèì³íàëüíîãî ïðîâàäæåííÿ ó çâÿçêó ç ïðîâåäåííÿì àíòèòåðîðèñòè÷íî¿ îïåðàö³¿", ñóä âæèâ âñ³õ ìîæëèâèõ çàõîä³â ç ìåòîþ ïîâ³äîìëåííÿ â³äïîâ³äà÷à ïðî ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè.</FONT></P>
<P class="ps4"><FONT class="fs183">Çâàæàþ÷è íà âèùåâèêëàäåíå, ñóä ââàæàº çà ìîæëèâå ðîçãëÿäàòè ñïðàâó çà â³äñóòíîñò³ ïðåäñòàâíèê³â ïîçèâà÷à òà â³äïîâ³äà÷à, çà íàÿâíèìè â ñïðàâ³ äîêóìåíòàìè òà ìàòåð³àëàìè, ÿê öå ïåðåäáà÷åíî&nbsp; &nbsp;&nbsp;&nbsp;75 ÃÏÊ Óêðà¿íè.</FONT></P>
<P class="ps4"><FONT class="fs182">Ïåðåâ³ðèâøè ìàòåð³àëè ñïðàâè, îö³íèâøè íàäàí³ ñóäó äîêàçè òà äîâîäè, ñóä âñòàíîâèâ:</FONT></P>
<P class="ps4"><FONT class="fs181">ßê ñâ³ä÷àòü ìàòåð³àëè ñïðàâè, 24.01.2014 ð. ì³æ ïîçèâà÷åì (Êðåäèòîð, Áàíê) òà â³äïîâ³äà÷åì (Áîðæíèê, Ïîçè÷àëüíèê) óêëàäåíî êðåäèòíèé äîãîâ³ð ¹ 66 (à. ñ. 11-14), çã³äíî ç óìîâàìè ÿêîãî Áàíê çîáîâÿçàâñÿ íàäàòè Ïîçè÷àëüíèêó êðåäèò â ñóì³ 38000000,00 ãðí. ñòðîêîì ïî 20.11.2014 ð. ç³ ñïëàòîþ â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì â ðîçì³ð³ 18% ð³÷íèõ (ï. ï. 3.1, 3.5.1 äîãîâîðó).</FONT></P>
<P class="ps4"><FONT class="fs180">Â ïîäàëüøîìó äî êðåäèòíîãî äîãîâîðó âíîñèëèñÿ çì³íè, çîêðåìà äîãîâîðîì ¹ 1 â³ä 30.05.2014 ð. ïðî âíåñåííÿ çì³í äî êðåäèòíîãî äîãîâîðó ¹ 66 â³ä 24.01.2014 ð. (à. ñ. 15-16) òà äîãîâîðîì ¹ 2 â³ä 27.06.2014 ð. ïðî âíåñåííÿ çì³í äî êðåäèòíîãî äîãîâîðó ¹ 66 â³ä 24.01.2014 ð. (à. ñ. 20).</FONT></P>
<P class="ps4"><FONT class="fs178">Çã³äíî ç ï. 3.4.1. êðåäèòíîãî äîãîâîðó, ïîçè÷àëüíèê çîáîâÿçàíèé ïîãàñèòè êðåäèò ó ñòðîê ïî 20 ëèñòîïàäà 2014 ðîêó, øëÿõîì ïåðåðàõóâàííÿ êîøò³â íà ïîòî÷íèé ðàõóíîê, âêàçàíèé â ï. 3.8. öüîãî äîãîâîðó. Ñòðîêè, ïåðåäáà÷åí³ öèì äîãîâîðîì, º îáîâÿçêîâèìè äëÿ ïîçè÷àëüíèêà.</FONT></P>
<P class="ps4"><FONT class="fs177">Çã³äíî ç ï. 3.8. êðåäèòíîãî äîãîâîðó Áàíê â³äêðèâàº íà ³ìÿ ïîçè÷àëüíèêà òàê³ ðàõóíêè:</FONT></P>
<P class="ps4"><FONT class="fs172">Çã³äíî ç ï. 3.5.1. êðåäèòíîãî äîãîâîðó, ïîçè÷àëüíèê çà êîðèñòóâàííÿ êðåäèòîì ñïëà÷óº Áàíêó â³äñîòêè ó ðîçì³ð³ 18% ð³÷íèõ. Òàê³ â³äñîòêè íàðàõîâóþòüñÿ íà ôàêòè÷íó ñóìó çàáîðãîâàíîñò³ çà êðåäèòîì, ³ç ðîçðàõóíêó ôàêòè÷íî¿ ê³ëüêîñò³ äí³â Ïåð³îäó íàðàõóâàííÿ â³äñîòê³â íà îñíîâ³ Áàíê³âñüêîãî ðîêó (360 äí³â) ³ ï³äëÿãàþòü ñïëàò³ â ñòðîê ïî îñòàíí³é ðîáî÷èé äåíü çâ³òíîãî ì³ñÿöÿ. Ó âèïàäêó íåñïëàòè ïðîöåíò³â, ñóìà áîðãó çà â³äñîòêàìè â³äíîñèòüñÿ íà ðàõóíîê íåñïëà÷åíèõ â ñòðîê â³äñîòê³â. Â³äñîòêè, íàðàõîâàí³ â ê³íöåâèé ðàõóíîê ï³äëÿãàþòü ñïëàò³ îäíî÷àñíî ç ïîâåðíåííÿì êðåäèòó. Â³äñîòêè íàðàõîâàí³ çà òðàâåíü-ñåðïåíü 2014 ðîêó, ï³äëÿãàþòü ñïëàò³ â ñòðîê ïî 30.09.2014 ðîêó.</FONT></P>
<P class="ps4"><FONT class="fs171">Çã³äíî ç ï. 7.3. êðåäèòíîãî äîãîâîðó, ó ðàç³ ïîðóøåííÿ ê³íöåâîãî ñòðîêó ïîãàøåííÿ êðåäèòó, çàçíà÷åíîãî â ï. 3.4.1 öüîãî äîãîâîðó, &nbsp;Áàíê ïåðåíîñèòü çàáîðãîâàí³ñòü çà êðåäèòîì íà ðàõóíîê ïðîñòðî÷åíèõ êðåäèò³â, ó öüîìó ðàç³ Ïîçè÷àëüíèê ñïëà÷óº Áàíêó çà êîðèñòóâàííÿ êðåäèòîì ï³äâèùåíó ïðîöåíòíó ñòàâêó - 25% ð³÷íèõ</FONT></P>
<P class="ps4"><FONT class="fs170">Â³äïîâ³äíî äî ï. 7.4. êðåäèòíîãî äîãîâîðó, ó ðàç³ ïîðóøåííÿ ñòðîê³â ïîãàøåííÿ Êðåäèòó, Áàíê ìàº ïðàâî ñòÿãíóòè ç Ïîçè÷àëüíèêà ïåíþ çà êîæíèé äåíü ïðîñòðî÷êè, âêëþ÷àþ÷è äåíü ïðîïëàòè. Ïåíÿ íàðàõîâóºòüñÿ íà ñóìó ïðîñòðî÷åíèõ ïëàòåæ³â çà Êðåäèòîì ³ç ðîçðàõóíêó ôàêòè÷íî¿ ê³ëüêîñò³ ïðîñòðî÷åíèõ äí³â, ïî÷èíàþ÷è ç äàòè âèíèêíåííÿ ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ äî äàòè çä³éñíåííÿ ïëàòåæó çà Êðåäèòîì ó ïîâíîìó îáñÿç³, ó ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ùî ä³ÿëà ó ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ.</FONT></P>
<P class="ps4"><FONT class="fs169">Â³äïîâ³äíî äî ï. 7.5. êðåäèòíîãî äîãîâîðó, ó ðàç³ ïîðóøåííÿ ñòðîêó ñïëàòè â³äñîòê³â çà Êðåäèòîì, Áàíê ìàº ïðàâî ñòÿãíóòè ç Ïîçè÷àëüíèêà ïåíþ çà êîæíèé äåíü ïðîñòðî÷êè, âêëþ÷àþ÷è äåíü ïðîïëàòè. Ïåíÿ íàðàõîâóºòüñÿ íà ñóìó íåñïëà÷åíèõ ñâîº÷àñíî â³äñîòê³â ³ç ðîçðàõóíêó ôàêòè÷íî¿ ê³ëüêîñò³ ïðîñòðî÷åíèõ äí³â, ïî÷èíàþ÷è ç äàòè âèíèêíåííÿ ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ äî äàòè çä³éñíåííÿ ïëàòåæó çà Êðåäèòîì ó ïîâíîìó îáñÿç³, ó ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ùî ä³ÿëà ó ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ.</FONT></P>
<P class="ps4"><FONT class="fs167">Îäíàê, â³äïîâ³äà÷ ñâî¿ çîáîâÿçàííÿ ùîäî ñïëàòè êðåäèòó, òà ïðîöåíò³â çà éîãî êîðèñòóâàííÿ íå âèêîíàâ, éîãî çàáîðãîâàí³ñòü ïåðåä ïîçèâà÷åì ñêëàäàº:</FONT></P>
<P class="ps4"><FONT class="fs166">38000000,00 ãðí.  çàáîðãîâàí³ñòü çà êðåäèòîì;</FONT></P>
<P class="ps4"><FONT class="fs165">11212111,14 ãðí.  çàáîðãîâàí³ñòü çà â³äñîòêàìè;</FONT></P>
<P class="ps4"><FONT class="fs164">Ôàêò îïëàòè ³ñíóþ÷î¿ çàáîðãîâàíîñò³ ï³ñëÿ çâåðíåííÿ ïîçèâà÷à äî ñóäó ç ïîçîâîì ïî äàí³é ñïðàâ³ ïîçèâà÷åì çàïåðå÷óºòüñÿ.</FONT></P>
<P class="ps4"><FONT class="fs163">Îáñòàâèíè ùîäî íåñïëàòè ³ñíóþ÷î¿ çàáîðãîâàíîñò³ ñòàëè ï³äñòàâàìè äëÿ çâåðíåííÿ ïîçèâà÷à äî ñóäó ç ïîçîâîì ïî äàí³é ñïðàâ³.</FONT></P>
<P class="ps4"><FONT class="fs162">Íàäàþ÷è ïðàâîâó êâàë³ô³êàö³þ ñï³ðíèì ïðàâîâ³äíîñèíàì ñóä âèõîäèòü ç íàñòóïíîãî:</FONT></P>
<P class="ps4"><FONT class="fs161">Çã³äíî ç ÷. 3 ñò. 346 ÃÊ Óêðà¿íè, êðåäèòè íàäàþòüñÿ áàíêîì ï³ä â³äñîòîê. Íàäàííÿ áåçâ³äñîòêîâèõ êðåäèò³â çàáîðîíÿºòüñÿ, êð³ì âèïàäê³â, ïåðåäáà÷åíèõ çàêîíîì.</FONT></P>
<P class="ps3"><FONT class="fs160">×àñòèíîþ 1 ñò. 1054 ÖÊ Óêðà¿íè ïåðåäáà÷åíî, ùî çà êðåäèòíèì äîãîâîðîì áàíê çîáîâÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè â³äñîòêè.</FONT></P>
<P class="ps6"><FONT class="fs159">×àñòèíîþ 2 ñò. 1056</FONT><FONT class="fs216">1</FONT><FONT class="fs158"> ÖÊ Óêðà¿íè âñòàíîâëåíî, ùî ðîçì³ð ïðîöåíò³â, òèï ïðîöåíòíî¿ ñòàâêè (ô³ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;êñîâàíà àáî çì³íþâàíà) òà ïîðÿäîê ¿õ ñïëàòè çà êðåäèòíèì äîãîâîðîì âèçíà÷àþòüñÿ â äîãîâîð³ çàëåæíî â³ä êðåäèòíîãî ðèçèêó, íàäàíîãî çàáåçïå÷åííÿ, ïîïèòó ³ ïðîïîçèö³é, ÿê³ ñêëàëèñÿ íà êðåäèòíîìó ðèíêó, ñòðîêó êîðèñòóâàííÿ êðåäèòîì, ðîçì³ðó îáë³êîâî¿ ñòàâêè òà ³íøèõ ôàêòîð³â.</FONT></P>
<P class="ps6"><FONT class="fs157">Â³äïîâ³äíî äî ÷. 1 ñò. 1048 ÖÊ Óêðà¿íè ïîçèêîäàâåöü ìàº ïðàâî íà îäåðæàííÿ â³ä ïîçè÷àëüíèêà ïðîöåíò³â â³ä ñóìè ïîçèêè, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. Ðîçì³ð ³ ïîðÿäîê îäåðæàííÿ ïðîöåíò³â âñòàíîâëþþòüñÿ äîãîâîðîì.</FONT></P>
<P class="ps6"><FONT class="fs156">Çã³äíî ç³ ñò. 629 ÖÊ Óêðà¿íè, äîãîâ³ð º îáîâÿçêîâèì äëÿ âèêîíàííÿ ñòîðîíàìè. </FONT></P>
<P class="ps6"><FONT class="fs155">Çã³äíî ç³ ñò. ñò. 525, 526 ÖÊ Óêðà¿íè, çîáîâ'ÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã - â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ. Îäíîñòîðîííÿ â³äìîâà â³ä çîáîâÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ. </FONT></P>
<P class="ps6"><FONT class="fs154">Â³äïîâ³äíî äî ñò. 530 ÖÊ Óêðà¿íè, ÿêùî ó çîáîâ'ÿçàíí³ âñòàíîâëåíèé ñòðîê (òåðì³í) éîãî âèêîíàííÿ, òî âîíî ï³äëÿãàº âèêîíàííþ ó öåé ñòðîê (òåðì³í).</FONT></P>
<P class="ps5"><FONT class="fs153">Ñòðîê îïëàòè â³äïîâ³äà÷åì çàáîðãîâàíîñò³ çà êðåäèòîì òà â³äñîòêàìè çà êîðèñòóâàííÿ íèì, ç óðàõóâàííÿì âèìîã ï. 3.1., 3.5.1 êðåäèòíîãî äîãîâîðó, º òàêèì, ùî íàñòàâ.</FONT></P>
<P class="ps7"><FONT class="fs152">Ôàêò íàëåæíîãî âèêîíàííÿ ïîçèâà÷åì ñâî¿õ çîáîâÿçàíü çà êðåäèòíèì äîãîâîðîì òà ïîðóøåííÿ â³äïîâ³äà÷åì óìîâ çàçíà÷åíîãî äîãîâîðó ùîäî ñïëàòè êðåäèòó, òà ïðîöåíò³â çà éîãî êîðèñòóâàííÿ ï³äòâåðäæóºòüñÿ ìàòåð³àëàìè ñïðàâè, òà â³äïîâ³äà÷åì æîäíèì ÷èíîì íå ñïðîñòîâàíèé.</FONT></P>
<P class="ps7"><FONT class="fs151">Ðîçðàõóíîê ³ñíóþ÷î¿ çàáîðãîâàíîñò³ ïîçèâà÷åì çä³éñíåíî íà ï³äñòàâ³ óìîâ óêëàäåíîãî ì³æ ñòîðîíàìè äîãîâîðó òà â³äïîâ³äíèõ âèìîã ÷èííîãî çàêîíîäàâñòâà Óêðà¿íè.</FONT></P>
<P class="ps4"><FONT class="fs150">Çà òàêèõ îáñòàâèí, ç â³äïîâ³äà÷à íà êîðèñòü ïîçèâà÷à ï³äëÿãàþòü ñòÿãíåííþ &nbsp;38000000,00 ãðí. çàáîðãîâàíîñò³ çà êðåäèòîì òà 11212111,14 ãðí. çàáîðãîâàíîñò³ çà â³äñîòêàìè çà ïåð³îä ç 01.05.201.4 ð. ïî 25.08.2015 ð.</FONT></P>
<P class="ps7"><FONT class="fs149">Çä³éñíþþ÷è ðîçïîä³ë ñóäîâèõ âèòðàò ó ñïðàâ³ ãîñïîäàðñüêèé ñóä âèõîäèòü ç íàñòóïíîãî:</FONT></P>
<P class="ps7"><FONT class="fs148">Îñê³ëüêè ïîçèâà÷à çâ³ëüíåíî â³ä ñïëàòè ñóäîâîãî çáîðó, òà â³äïîâ³äíî â³í íå ñïëà÷óâàâ ñóäîâèé çá³ð çà ïîäàííÿ ïîçîâó ïî äàí³é ñïðàâ³, ç óðàõóâàííÿì âèìîã ñò. 44, 49 ÃÏÊ Óêðà¿íè, ñò. 4 Çàêîíó Óêðà¿íè «Ïðî ñóäîâèé çá³ð», ñóäîâèé çá³ð â ñóì³ 182700 ãðí. ï³äëÿãàº ñòÿãíåííþ ç â³äïîâ³äà÷à äî äåðæàâíîãî áþäæåòó Óêðà¿íè.</FONT></P>
<P class="ps7"><FONT class="fs218">Êåðóþ÷èñü ñò. ñò. 22, 44, 49, 75, 84, 85 ÃÏÊ Óêðà¿íè, ãîñïîäàðñüêèé ñóä, -</FONT></P>
<P class="ps10"><FONT class="fs129">âèð³øèâ:</FONT></P>
<P class="ps7"><FONT class="fs147"> Ïîçîâ çàäîâîëüíèòè.</FONT></P>
<P class="ps7"><FONT class="fs144">Âèäàòè íàêàçè ï³ñëÿ íàáðàííÿ ð³øåííÿì çàêîííî¿ ñèëè.</FONT></P>
<P class="ps7"><FONT class="fs143">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</FONT></P>
<P class="ps2"><FONT class="fs128">Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Áàéáàê Î.². &nbsp;</FONT></P>
<P><FONT class="fs19"> </FONT></P>