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<TR><TD width="100 %" class="tds1"><P class="ps19"><FONT class="fs180"> &nbsp;</FONT><FONT class="fs178"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps11"><FONT class="fs115">Ð²ØÅÍÍß</FONT></P>
<P class="ps11"><FONT class="fs114">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
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<TR><TD width="22 %" class="tds9"><P><FONT class="fs130">Çà ïîçîâîì</FONT></P></TD><TD width="78 %" class="tds9"><P class="ps17"><FONT class="fs172">Õàðê³âñüêî¿ îáëàñíî¿ îðãàí³çàö³¿ ïðîôåñ³éíî¿ ñï³ëêè ïðàö³âíèê³â æèòëîâî-êîìóíàëüíîãî ãîñïîäàðñòâà, ì³ñöåâî¿ ïðîìèñëîâîñò³, ïîáóòîâîãî îáñëóãîâóâàííÿ íàñåëåííÿ Óêðà¿íè </FONT></P></TD></TR>
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<TR><TD width="22 %" class="tds10"><P><FONT class="fs129">Äî â³äïîâ³äà÷à</FONT></P></TD><TD width="78 %" class="tds10"><P class="ps17"><FONT class="fs171">ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà «Áàíê «Ô³íàíñè òà Êðåäèò» </FONT></P></TD></TR>
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<TR><TD width="22 %" class="tds11"><P><FONT class="fs128">Ïðî</FONT></P></TD><TD width="78 %" class="tds11"><P class="ps17"><FONT class="fs170">ñòÿãíåííÿ 222191,78 ãðí.</FONT></P></TD></TR>
<P class="ps1"><FONT class="fs127">          </FONT></P>
<P class="ps4"><FONT class="fs126">Ñóääÿ </FONT><FONT class="fs169">Êîâòóí Ñ.À.</FONT></P>
<P><FONT class="fs125">Ïðåäñòàâíèêè ñòîð³í:</FONT></P>
<P class="ps2"><FONT class="fs168">íå çÿâèëèñü</FONT></P>
<P class="ps11"><FONT class="fs124">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ:</FONT></P>
<P class="ps9"><FONT class="fs167">Õàðê³âñüêà îáëàñíà îðãàí³çàö³ÿ ïðîôåñ³éíî¿ ñï³ëêè ïðàö³âíèê³â æèòëîâî-êîìóíàëüíîãî ãîñïîäàðñòâà, ì³ñöåâî¿ ïðîìèñëîâîñò³, ïîáóòîâîãî îáñëóãîâóâàííÿ íàñåëåííÿ Óêðà¿íè çâåðíóëàñÿ äî ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà ç ïîçîâîì äî ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà «Áàíê «Ô³íàíñè òà Êðåäèò» ïðî ñòÿãíåííÿ 222191,78 ãðí..</FONT></P>
<P class="ps9"><FONT class="fs164">Â³äïîâ³äà÷ ïîçîâí³ âèìîãè â³äõèëèâ ó ïîâíîìó îáñÿç³, çàçíà÷èâøè, ùî â ïóáë³÷íîìó àêö³îíåðíîìó òîâàðèñòâ³ «Áàíê «Ô³íàíñè òà Êðåäèò» ç 18.09.2015 çàïðîâàäæåíî òèì÷àñîâó àäì³í³ñòðàö³þ â çâÿçêó ç íåïëàòîñïðîìîæí³ñòþ áàíêó òà ïðèçíà÷åíî óïîâíîâàæåíó îñîáó Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á. Â³äïîâ³äíî äî ï. 1 ÷. 5 ñò. 36 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á» ï³ä ÷àñ ââåäåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ çàäîâîëåííÿ âèìîã âêëàäíèê³â òà ³íøèõ êðåäèòîð³â áàíêó, à òàêîæ íàðàõóâàííÿ íåóñòîéêè (øòðàô³â, ïåí³) íå çä³éñíþºòüñÿ. </FONT></P>
<P class="ps9"><FONT class="fs123">Ðîçãëÿíóâøè íàäàí³ äîêóìåíòè ³ ìàòåð³àëè, âñåá³÷íî òà ïîâíî çÿñóâàâøè îáñòàâèíè, íà ÿêèõ ´ðóíòóþòüñÿ ïîçîâí³ âèìîãè, îáºêòèâíî îö³íèâøè â ñóêóïíîñò³ äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ðîçãëÿäó ñïðàâè ³ âèð³øåííÿ ñïîðó ïî ñóò³, ñóä âñòàíîâèâ:</FONT></P>
<P class="ps9"><FONT class="fs163">13.01.2015 ïóáë³÷íå àêö³îíåðíå òîâàðèñòâî «Áàíê «Ô³íàíñè òà Êðåäèò» (Áàíê) òà Õàðê³âñüêà îáëàñíà îðãàí³çàö³ÿ ïðîôåñ³éíî¿ ñï³ëêè ïðàö³âíèê³â æèòëîâî-êîìóíàëüíîãî ãîñïîäàðñòâà, ì³ñöåâî¿ ïðîìèñëîâîñò³, ïîáóòîâîãî îáñëóãîâóâàííÿ íàñåëåííÿ Óêðà¿íè» (êë³ºíò) óêëàëè äîãîâ³ð ¹ 300131/155792/6-15 ïðî áàíê³âñüêèé ñòðîêîâèé âêëàä (äåïîçèò) Ô&Ê «Êëàñè÷íèé» â íàö³îíàëüí³é âàëþò³ (äàë³  Äîãîâ³ð), â³äïîâ³äíî äî óìîâ ÿêîãî êë³ºíò âíîñèòü, à Áàíê &nbsp;ïðèéìàº ãðîøîâ³ êîøòè ó ãðèâí³ íà äåïîçèòíèé ðàõóíîê ó ñóì³ 200000,00 ãðí., íàäàë³  âêëàä, íà ñòðîê ç 13.01.2015 ïî 13.07.2015.</FONT></P>
<P class="ps9"><FONT class="fs162">Çà ÷àñ êîðèñòóâàííÿ êîøòàìè âêëàäó Áàíê íàðàõîâóº ³ âèïëà÷óº êë³ºíòó ïðîöåíòè çà ñòàâêîþ 22,50% ð³÷íèõ (ï. 1.2 Äîãîâîðó).</FONT></P>
<P class="ps9"><FONT class="fs160">Ïîçèâà÷ çâåðíóâñÿ äî â³äïîâ³äà÷à ç ëèñòîì ¹ 111 â³ä 13.07.2015 ïðî ïîâåðíåííÿ âêëàäó.</FONT></P>
<P class="ps9"><FONT class="fs159">Â³äïîâ³äà÷ âêëàä íå ïîâåðíóâ, ïðîöåíòè íå ñïëàòèâ.</FONT></P>
<P class="ps9"><FONT class="fs158">Â³äïîâ³äíî äî ñò. 1058 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çà äîãîâîðîì áàíê³âñüêîãî âêëàäó (äåïîçèòó) îäíà ñòîðîíà (áàíê), ùî ïðèéíÿëà â³ä äðóãî¿ ñòîðîíè (âêëàäíèêà) àáî äëÿ íå¿ ãðîøîâó ñóìó (âêëàä), ùî íàä³éøëà, çîáîâÿçóºòüñÿ âèïëà÷óºòüñÿ âêëàäíèêîâ³ òàêó ñóìó òà ïðîöåíòè íà íå¿ àáî äîõ³ä â ³íø³é ôîðì³ íà óìîâàõ òà â ïîðÿäêó, âñòàíîâëåíèõ äîãîâîðîì.</FONT></P>
<P class="ps9"><FONT class="fs157">Çà äîãîâîðîì áàíê³âñüêîãî ñòðîêîâîãî âêëàäó áàíê çîáîâ'ÿçàíèé âèäàòè âêëàä òà íàðàõîâàí³ ïðîöåíòè çà öèì âêëàäîì ³ç ñïëèâîì ñòðîêó, âèçíà÷åíîãî ó äîãîâîð³ áàíê³âñüêîãî âêëàäó (ñò. 1060 ÖÊ Óêðà¿íè).</FONT></P>
<P class="ps7"><FONT class="fs156">          Â³äïîâ³äíî äî ñò. 1061 ÖÊ Óêðà¿íè áàíê âèïëà÷óº âêëàäíèêîâ³ ïðîöåíòè íà ñóìó âêëàäó â ðîçì³ð³, âñòàíîâëåíîìó äîãîâîðîì áàíê³âñüêîãî âêëàäó. Âñòàíîâëåíèé äîãîâîðîì ðîçì³ð ïðîöåíò³â íà ñòðîêîâèé âêëàä àáî íà âêëàä, âíåñåíèé íà óìîâàõ éîãî ïîâåðíåííÿ ó ðàç³ íàñòàííÿ âèçíà÷åíèõ äîãîâîðîì îáñòàâèí, íå ìîæå áóòè îäíîñòîðîííüî çìåíøåíèé áàíêîì, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì. Ó ðàç³ ïîâåðíåííÿ âêëàäó âèïëà÷óþòüñÿ óñ³ íàðàõîâàí³ äî öüîãî ìîìåíòó ïðîöåíòè. </FONT></P>
<P class="ps9"><FONT class="fs154">Çà çàãàëüíèì ïðàâèëîì, ïðàâî âëàñíîñò³ º íåïîðóøíèì. Í³õòî íå ìîæå áóòè ïðîòèïðàâíî ïîçáàâëåíèé öüîãî ïðàâà ÷è îáìåæåíèé ó éîãî çä³éñíåíí³, îêð³ì âèïàäê³â ³ ëèøå â ïîðÿäêó, âñòàíîâëåíèõ çàêîíîì (ñòàòòÿ 321 ÖÊ Óêðà¿íè).</FONT></P>
<P class="ps9"><FONT class="fs153">17.09.2015 âèêîíàâ÷à äèðåêö³ÿ Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á (äàë³  Ôîíä) ïðèéíÿëà ð³øåííÿ ¹ 171 ïðî çàïðîâàäæåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ â ïóáë³÷íîìó àêö³îíåðíîìó òîâàðèñòâ³ «Áàíê «Ô³íàíñè òà Êðåäèò».</FONT></P>
<P class="ps9"><FONT class="fs152">Òàêèì ÷èíîì, ñòàíîì íà ìîìåíò çâåðíåííÿ ïîçèâà÷à ç äàíèì ïîçîâîì äî ñóäó ó â³äïîâ³äà÷à áóëà çàïðîâàäæåíà òèì÷àñîâà àäì³í³ñòðàö³ÿ.</FONT></P>
<P class="ps9"><FONT class="fs151">Ïðîöåäóðà ùîäî âèâåäåííÿ íåïëàòîñïðîìîæíèõ áàíê³â ç ðèíêó ³ ë³êâ³äàö³¿ áàíê³â âðåãóëüîâàíà Çàêîíîì Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á», ÿêèé º ñïåö³àëüíèì çàêîíîì ó äàíèõ ïðàâîâ³äíîñèíàõ.</FONT></P>
<P class="ps9"><FONT class="fs150">Ïóíêòîì 16 ñòàòò³ 2 çàçíà÷åíîãî Çàêîíó âñòàíîâëåíî, ùî òèì÷àñîâà àäì³í³ñòðàö³ÿ  ïðîöåäóðà âèâåäåííÿ áàíêó ç ðèíêó, ùî çàïðîâàäæóºòüñÿ Ôîíäîì ñòîñîâíî íåïëàòîñïðîìîæíîãî áàíêó â ïîðÿäêó, âñòàíîâëåíîìó öèì Çàêîíîì, à â³äïîâ³äíî äî ïóíêòó 6 ñòàòò³ 2 Çàêîíó ë³êâ³äàö³ÿ áàíêó  öå ïðîöåäóðà ïðèïèíåííÿ áàíêó ÿê þðèäè÷íî¿ îñîáè â³äïîâ³äíî äî çàêîíîäàâñòâà.</FONT></P>
<P class="ps9"><FONT class="fs149">Òîìó, ó ñïîðàõ ïîâÿçàíèõ ç âèêîíàííÿì áàíêîì, ó ÿêîìó ââåäåíà òèì÷àñîâà àäì³í³ñòðàö³ÿ ÷è ïî÷àòà ïðîöåäóðà éîãî ë³êâ³äàö³¿, ñâî¿õ çîáîâÿçàíü ïåðåä éîãî êðåäèòîðàìè, íîðìè Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á» º ñïåö³àëüíèìè, à äàíèé Çàêîí º ïð³îðèòåòíèì â³äíîñíî ³íøèõ çàêîíîäàâ÷èõ àêò³â Óêðà¿íè ó öèõ ïðàâîâ³äíîñèíàõ.</FONT></P>
<P class="ps9"><FONT class="fs148">Âèõîäÿ÷è ç ñóò³ (çì³ñòó) òà çã³äíî ç ÷àñòèíîþ 2 ñòàòò³ 1 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á» ìåòîþ öüîãî Çàêîíó º çàõèñò ïðàâ ³ çàêîííèõ ³íòåðåñ³â âêëàäíèê³â áàíê³â, çì³öíåííÿ äîâ³ðè äî áàíê³âñüêî¿ ñèñòåìè Óêðà¿íè, ñòèìóëþâàííÿ çàëó÷åííÿ êîøò³â ó áàíê³âñüêó ñèñòåìó Óêðà¿íè, çàáåçïå÷åííÿ åôåêòèâíî¿ ïðîöåäóðè âèâåäåííÿ íåïëàòîñïðîìîæíèõ áàíê³â ç ðèíêó òà ë³êâ³äàö³¿ áàíê³â.</FONT></P>
<P class="ps9"><FONT class="fs147">Ñòàòòåþ 36 äàíîãî Çàêîíó âðåãóëüîâàí³ íàñë³äêè çàïðîâàäæåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿.</FONT></P>
<P class="ps9"><FONT class="fs146">Òàê, â³äïîâ³äíî äî ÷àñòèíè 5 ñòàòò³ 36 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á» ï³ä ÷àñ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ íå çä³éñíþºòüñÿ çàäîâîëåííÿ âèìîã âêëàäíèê³â òà ³íøèõ êðåäèòîð³â áàíêó, íàðàõóâàííÿ ïåí³, ïðèìóñîâå ñòÿãíåííÿ êîøò³â òà ìàéíà áàíêó.</FONT></P>
<P class="ps9"><FONT class="fs145">Ïóíêòîì 1 ÷àñòèíè 6 ñòàòò³ 36 äàíîãî Çàêîíó ïåðåäáà÷åíî, ùî îáìåæåííÿ, âñòàíîâëåíå ïóíêòîì 1 ÷àñòèíè ïÿòî¿ ö³º¿ ñòàòò³, íå ïîøèðþºòüñÿ íà çîáîâÿçàííÿ áàíêó ùîäî âèïëàòè êîøò³â çà âêëàäàìè âêëàäíèê³â çà äîãîâîðàìè, ñòðîê ÿêèõ çàê³í÷èâñÿ, òà çà äîãîâîðàìè áàíê³âñüêîãî ðàõóíêó âêëàäíèê³â. Çàçíà÷åí³ âèïëàòè çä³éñíþþòüñÿ â ìåæàõ ñóìè â³äøêîäóâàííÿ, ùî ãàðàíòóºòüñÿ Ôîíäîì.</FONT></P>
<P class="ps9"><FONT class="fs144">Îäíàê, çã³äíî ç ïóíêòîì 4 ÷àñòèíè 1 ñòàòò³ 2 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á» ó öüîìó Çàêîí³ òåðì³í «âêëàäíèê» âæèâàºòüñÿ ó çíà÷åí³ «ô³çè÷íà îñîáà (êð³ì ô³çè÷íèõ îñ³á  ñóáºêò³â ï³äïðèºìíèöüêî¿ ä³ÿëüíîñò³), ÿêà óêëàëà àáî íà êîðèñòü ÿêî¿ óêëàäåíî äîãîâ³ð áàíê³âñüêîãî âêëàäó (äåïîçèòó), áàíê³âñüêîãî ðàõóíêó àáî ÿêà º âëàñíèêîì ³ìåííîãî äåïîçèòíîãî ñåðòèô³êàòà».</FONT></P>
<P class="ps9"><FONT class="fs143">Îòæå, âðàõîâóþ÷è äàíó íîðìó, ô³çè÷í³ îñîáè  ñóáºêòè ï³äïðèºìíèöüêî¿ ä³ÿëüíîñò³ òà þðèäè÷í³ îñîáè íå ï³äïàäàþòü ï³ä âèçíà÷åííÿ ïîíÿòòÿ «âêëàäíèê» ó ðîçóì³íí³ âèùåâêàçàíîãî Çàêîíó. Òîìó íà íèõ íå ïîøèðþºòüñÿ âèíÿòîê ç îáìåæåííÿ âñòàíîâëåíîãî ïóíêòîì 1 ÷àñòèíè 5 ñòàòò³ 36 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á».</FONT></P>
<P class="ps9"><FONT class="fs142">Ðàçîì ³ç öèì, âêàçàíèé Çàêîí íå äàº âèçíà÷åííÿ ïîíÿòòÿ «êðåäèòîð áàíêó». Âèçíà÷åííÿ òåðì³íó «êðåäèòîð áàíêó» ì³ñòèòüñÿ ó ñòàòò³ 2 Çàêîíó Óêðà¿íè «Ïðî áàíêè ³ áàíê³âñüêó ä³ÿëüí³ñòü», òà ï³ä ÿêèì ðîçóì³ºòüñÿ  þðèäè÷íà àáî ô³çè÷íà îñîáà, ÿêà ìàº äîêóìåíòàëüíî ï³äòâåðäæåí³ âèìîãè äî áîðæíèêà ùîäî éîãî ìàéíîâèõ çîáîâÿçàíü.</FONT></P>
<P class="ps9"><FONT class="fs141">Çà çì³ñòîì ïóíêòó 1.24 ñòàòò³ 1 Çàêîíó Óêðà¿íè «Ïðî ïëàò³æí³ ñèñòåìè òà ïåðåêàç êîøò³â â Óêðà¿í³» ïåðåêàç êîøò³â  ðóõ ïåâíî¿ ñóìè êîøò³â ç ìåòîþ ¿¿ çàðàõóâàííÿ íà ðàõóíîê îòðèìóâà÷à àáî âèäà÷³ éîìó ó ãîò³âêîâ³é ôîðì³. ²í³ö³àòîð òà îòðèìóâà÷ ìîæóòü áóòè îäí³ºþ ³ ò³ºþ æ îñîáîþ.</FONT></P>
<P class="ps9"><FONT class="fs140">Îòæå, âðàõîâóþ÷è âèùå íàâåäåí³ ïîëîæåííÿ, òà, çîêðåìà, ïîëîæåííÿ ñòàòåé 177, 190, 509 ÖÊ Óêðà¿íè, çîáîâÿçàííÿ ùîäî âèäà÷³ âêëàäó òà ïðîöåíò³â º ìàéíîâèì çîáîâÿçàííÿì.</FONT></P>
<P class="ps9"><FONT class="fs139">Âèõîäÿ÷è ç àíàë³çó âèùåíàâåäåíèõ ïîëîæåíü, ïîçèâà÷ º êðåäèòîðîì áàíêó íà ÿêîãî ïîøèðþþòüñÿ îáìåæåííÿ âñòàíîâëåí³ ïóíêòîì 1 ÷àñòèíè 5 ñòàòò³ 36 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á», ³ òîìó íå ìîæóòü áóòè çàäîâîëåí³ éîãî âèìîãè (ó ò.÷. ñï³ðí³) äî â³äïîâ³äà÷à â³ä ÷àñó çàïðîâàäæåííÿ ó îñòàííüîìó òèì÷àñîâî¿ àäì³í³ñòðàö³¿.</FONT></P>
<P class="ps9"><FONT class="fs138">Â³äïîâ³äíî äî ïóíêòó òðåòüîãî ÷àñòèíè 2 ñòàòò³ 37 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á» óïîâíîâàæåíà îñîáà Ôîíäó ìàº ïðàâî ïðîäîâæóâàòè, îáìåæóâàòè àáî ïðèïèíÿòè çä³éñíåííÿ áàíêîì áóäü-ÿêèõ îïåðàö³é.</FONT></P>
<P class="ps9"><FONT class="fs137">Êð³ì òîãî, âèõîäÿ÷è ç³ çì³ñòó ñòàòåé 39, 40, 49, 52 Çàêîíó Óêðà¿íè «Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á» ï³ä ÷àñ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ ñêëàäàºòüñÿ ïëàí âðåãóëþâàííÿ (ð³øåííÿ Ôîíäó, ùî âèçíà÷àº ñïîñ³á, åêîíîì³÷íå îá´ðóíòóâàííÿ, ñòðîêè òà óìîâè âèâåäåííÿ íåïëàòîñïðîìîæíîãî áàíêó ç ðèíêó) ó ÿêîìó âèçíà÷àþòüñÿ çàõîäè ùîäî âèâåäåííÿ íåïëàòîñïðîìîæíîãî áàíêó ç ðèíêó â îäèí ³ç ñïîñîá³â ïåðåäáà÷åíèõ ó ÷àñòèí³ 2 ñòàò³ 39 äàíîãî Çàêîíó. Ôîíä ñêëàäàº ðåºñòð àêòèâ³â ³ çîáîâÿçàíü, ÿê³ ï³äëÿãàþòü â³ä÷óæåííþ. Ï³ä ÷àñ â³ä÷óæåííÿ çîáîâÿçàíü Ôîíä ìàº çàáåçïå÷èòè íåóïåðåäæåíå ñòàâëåííÿ äî âñ³õ êðåäèòîð³â íåïëàòîñïðîìîæíîãî áàíêó, äîòðèìóþ÷èñü ÷åðãîâîñò³, ïåðåäáà÷åíî¿ ñòàòòåþ 52 öüîãî Çàêîíó, ïðè öüîìó çîáîâÿçàííÿ áàíêó çà âêëàäàìè ô³çè÷íèõ îñ³á, ãàðàíòîâàíèìè Ôîíäîì, ìàþòü íàéâèùèé ïð³îðèòåò ³ íå ìîæóòü áóòè â³ä÷óæåí³ ÷àñòêîâî. Ï³ä ÷àñ ë³êâ³äàö³¿ áàíêó óïîâíîâàæåíà îñîáà Ôîíäó íå ìàº ïðàâà çä³éñíþâàòè çàäîâîëåííÿ âèìîã êðåäèòîð³â äî çàòâåðäæåííÿ ðåºñòðó àêöåïòîâàíèõ âèìîã êðåäèòîð³â, çà âèêëþ÷åííÿì ïîãàøåííÿ çà ïîãîäæåííÿì ç âèêîíàâ÷îþ äèðåêö³ºþ Ôîíäó âèìîã çà ïðàâî÷èíàìè, ùî çàáåçïå÷óþòü ïðîâåäåííÿ ë³êâ³äàö³éíî¿ ïðîöåäóðè. Êîøòè, îäåðæàí³ â ðåçóëüòàò³ ë³êâ³äàö³¿ òà ðåàë³çàö³¿ ìàéíà áàíêó, ñïðÿìîâóþòüñÿ óïîâíîâàæåíîþ îñîáîþ Ôîíäó íà çàäîâîëåííÿ âèìîã êðåäèòîð³â ó ÷åðãîâîñò³ ïåðåäáà÷åí³é ñòàòòåþ 52 äàíîãî Çàêîíó. Âèìîãè êîæíî¿ íàñòóïíî¿ ÷åðãè çàäîâîëüíÿþòüñÿ â ì³ðó íàäõîäæåííÿ êîøò³â â³ä ðåàë³çàö³¿ ìàéíà áàíêó ï³ñëÿ ïîâíîãî çàäîâîëåííÿ âèìîã ïîïåðåäíüî¿ ÷åðãè. Òàêèì ÷èíîì, ï³ñëÿ çàïðîâàäæåííÿ ó áàíêó òèì÷àñîâî¿ àäì³í³ñòðàö³¿ (ç ìåòîþ âèâåäåííÿ öüîãî áàíêó ç ðèíêó) òà ïåðåõîäó äî ïðîöåäóðè ë³êâ³äàö³¿ áàíêó, çàäîâîëåííÿ âèìîã êðåäèòîð³â â³äáóâàºòüñÿ ó îñîáëèâîìó, ïåðåäáà÷åíîìó çàçíà÷åíèì ñïåö³àëüíèì Çàêîíîì ïîðÿäêó ç äîòðèìàííÿì ïðèíöèï³â ÷åðãîâîñò³, ïåðåäáà÷åíî¿ ñòàòòåþ 52 öüîãî Çàêîíó, òà âèõîäÿ÷è ç òîãî, ùî íàéâèùèé ïð³îðèòåò ìàþòü çîáîâÿçàííÿ áàíêó çà âêëàäàìè ô³çè÷íèõ îñ³á, ãàðàíòîâàíèìè Ôîíäîì. </FONT></P>
<P class="ps9"><FONT class="fs136">Ç îãëÿäó íà âèêëàäåíå, íàâåäåí³ ó ñóêóïíîñò³ îáñòàâèíè º ï³äñòàâîþ äëÿ â³äìîâè ó ïîçîâ³. </FONT></P>
<P class="ps9"><FONT class="fs135">Â³äïîâ³äíî äî ñò. 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäîâèé çá³ð ïîêëàäàºòüñÿ íà ïîçèâà÷à. </FONT></P>
<P class="ps9"><FONT class="fs134">Íà ï³äñòàâ³ âèêëàäåíîãî, êåðóþ÷èñü ñò.ñò. 33, 49, 82-85 ÃÏÊ Óêðà¿íè, ñóä</FONT></P>
<P class="ps6"><FONT class="fs122">ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps9"><FONT class="fs133">Ó çàäîâîëåíí³ ïîçîâó â³äìîâèòè ïîâí³ñòþ. </FONT></P>
<P class="ps7"><FONT class="fs174"> </FONT></P>
<P class="ps10"><FONT class="fs132">Ð³øåííÿ ï³äïèñàíî &nbsp;22.10.2015 </FONT></P>
<P><FONT class="fs121">Ñóääÿ                                                                                                    Ñ.À. Êîâòóí </FONT></P>