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<P class="ps15"><FONT class="fs114"><IMG src="herb.gif" height=72 width=54></FONT></P>
<P class="ps12"><FONT class="fs59">Ãîñïîäàðñüêèé ñóä ×åðí³ã³âñüêî¿ îáëàñò³</FONT></P>
<P class="ps12"><FONT class="fs112">===================================================================================================================================================================</FONT></P>
<P class="ps12"><FONT class="fs62">ÓÕÂÀËÀ</FONT></P>
<P class="ps14"><FONT class="fs81"> "18" áåðåçíÿ 2015 ð.                                                  ïî ñïðàâ³ ¹ 927/158/15 </FONT></P>
<P class="ps7"><FONT class="fs80">Çà ïîçîâîì</FONT>: &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Êîìåðö³éíèé áàíê «Ïðèâàòáàíê», </P>
<P class="ps7"><FONT class="fs79">Äî â³äïîâ³äà÷à</FONT>: Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Êóïïåð ãðóïï», </P>
<P><FONT class="fs78">ïðî ñòÿãíåííÿ 49&nbsp; 652ãðí.14êîï.</FONT></P>
<P class="ps5"><FONT class="fs61">                                                  </FONT><FONT class="fs77"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñóääÿ &nbsp;&nbsp;Êíèø Í.Þ.</FONT></P>
<P class="ps4"><FONT class="fs76">ÏÐÅÄÑÒÀÂÍÈÊÈ ÑÒÎÐ²Í:</FONT></P>
<P>Â³ä ïîçèâà÷à: íå çÿâèâñÿ</P>
<P>Â³ä â³äïîâ³äà÷à: íå çÿâèâñÿ</P>
<P class="ps11">Ïîçèâà÷åì ïîäàíî ïîçîâ ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à çàáîðãîâàíîñò³ çà äîãîâîðîì â³ä 09.03.2011ð. â ðîçì³ð³ 49 652,14ãðí., â ò.÷. 45 543,79ãðí. çàáîðãîâàíîñò³ çà êðåäèòîì, 2771,18ãðí. çàáîðãîâàíîñò³ ïî ïðîöåíòàì çà êîðèñòóâàííÿ êðåäèòîì, 927,28ãðí. ïåí³ çà íåñâîº÷àñí³ñòü âèêîíàííÿ çîáîâÿçàíü çà äîãîâîðîì, 409,89ãðí. çàáîðãîâàíîñò³ ïî êîì³ñ³¿ çà êîðèñòóâàííÿ êðåäèòîì. &nbsp;</P>
<P class="ps10">Â³ä ïîçèâà÷à íàä³éøëè ïèñüìîâ³ ïîÿñíåííÿ íîðìàòèâíîãî îá´ðóíòóâàííÿ ïîçîâíèõ âèìîã, â ÿêèõ ïîçèâà÷ çàçíà÷àº, ùî Óìîâè òà Ïðàâèëà íàäàííÿ áàíê³âñüêèõ ïîñëóã (äàë³  Óìîâè òà Ïðàâèëà) º ïóáë³÷íîþ îôåðòîþ, ùî ì³ñòÿòü óìîâè òà ïðàâèëà íàäàííÿ ïîñëóã áàíêîì éîãî êë³ºíòàì. Ï³äïèñàâøè çàÿâó ïðî â³äêðèòòÿ ïîòî÷íîãî ðàõóíêó â áàíêó, â³äïîâ³äà÷ çãîäíèé ç Óìîâàìè òà ïðàâèëàìè íàäàííÿ áàíê³âñüêèõ ïîñëóã, â òîìó ÷èñë³ ç Óìîâàìè òà Ïðàâèëàìè îáñëóãîâóâàííÿ ïî ðîçðàõóíêîâèì êàðòêàì, ðîçòàøîâàíèì íà ñàéò³ áàíêó, Òàðèôàìè áàíêó, ÿê³ ðàçîì ç ö³ºþ çàÿâîþ ³ êàðòî÷êàìè ç³ çðàçêàìè ï³äïèñ³â ³ â³äáèòêîì ïå÷àòêè ñêëàäàþòü Äîãîâ³ð áàíê³âñüêîãî îáñëóãîâóâàííÿ. Â³äïîâ³äíî äî ï. 1.2.4. Óìîâ òà Ïðàâèë êë³ºíò çîáîâÿçàíèé ó ðàç³ íåçãîäè ç³ çì³íàìè Ïðàâèë òà/àáî Òàðèô³â íàäàòè áàíêó ïèñüìîâó âèìîãó ïðî ðîç³ðâàííÿ äîãîâîðó òà ïîãàñèòè çàáîðãîâàí³ñòü ïåðåä áàíêîì. Â³äïîâ³äà÷ íå íàäàâ äî áàíêó æîäíî¿ ïèñüìîâî¿ âèìîãè ïðî íåçãîäó ç Óìîâàìè òà Ïðàâèëàìè. Ïîçèâà÷ ïîÿñíþº, ùî ðóõ êîøò³â ïî ðàõóíêó êë³ºíòà ï³äòâåðäæóºòüñÿ âèïèñêîþ ïî ïîòî÷íîìó ðàõóíêó, ùî äîêàçàìè íàäàííÿ êðåäèòíèõ êîøò³â º âèïèñêà ïî ðàõóíêó áàíêó. Òàêîæ ïîçèâà÷ íàâîäèòü ïîÿñíåííÿ ùîäî â³äîáðàæåííÿ êðåäèòó «îâåðäðàôò», ùîäî ðîçì³ðó ïðîöåíòíî¿ ñòàâêè çà êîðèñòóâàííÿ êðåäèòîì, ùîäî ïîðÿäêó çì³íè ðîçì³ðó ïðîöåíòíî¿ ñòàâêè, ùîäî íàðàõóâàííÿ âèíàãîðîäè çà êîðèñòóâàííÿ êðåäèòîì òà ïåí³ ïðè ïîðóøåíí³ êë³ºíòîì áóäü-ÿêîãî ç îáîâÿçê³â ïî ñïëàò³ â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, ñòðîê³â ïîâåðíåííÿ êðåäèòó. Ïîçèâà÷ íàãîëîøóº, ùî â³äïîâ³äíî äî Óìîâ òà Ïðàâèë íàäàííÿ áàíê³âñüêèõ ïîñëóã ïðîöåíòíà ñòàâêà º çì³íþâàíîþ.</P>
<P class="ps6">          Â³äïîâ³äà÷ â³äçèâ íà ïîçîâ íå íàäàâ. Ïîâíîâàæåíîãî ïðåäñòàâíèêà â³äïîâ³äà÷ ó ñóäîâå çàñ³äàííÿ íå íàïðàâèâ. Óõâàëà ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ â³ä 09.02.2015ð. íàïðàâëåíà íà àäðåñó â³äïîâ³äà÷à, âêàçàíó ó ïîçîâí³é çàÿâ³, ïîâåðíóëàñÿ äî ñóäó ç â³äì³òêîþ â³ää³ëó ïîøòîâîãî çâÿçêó «íåìà íîìåðó áóäèíêó». Óõâàëà ïðî â³äêëàäåííÿ ðîçãëÿäó ñïðàâè â³ä 19.02.2015ð., íàïðàâëåíà íà àäðåñó â³äïîâ³äà÷à, âêàçàíó ó ïîçîâí³é çàÿâ³ ïîâåðíóëàñÿ äî ñóäó ç â³äì³òêîþ â³ää³ëó ïîøòîâîãî çâÿçêó çà çàê³í÷åííÿì òåðì³íó çáåð³ãàííÿ. Óõâàëà ïðî â³äêëàäåííÿ ðîçãëÿäó ñïðàâè â³ä 05.03.2015ð., íàïðàâëåíà íà àäðåñó â³äïîâ³äà÷à, âêàçàíó ó ïîçîâí³é çàÿâ³ ïîâåðíóëàñÿ äî ñóäó ç â³äì³òêîþ â³ää³ëó ïîøòîâîãî çâÿçêó «áóäèíîê çðóéíîâàíî».</P>
<P class="ps10">Çã³äíî Ñïåö³àëüíîãî âèòÿãó ç ªäèíîãî äåðæàâíîãî ðåºñòðó þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á-ï³äïðèºìö³â â ðåºñòð³ ñòàíîì íà 19.02.2015ð. çíà÷èòüñÿ Òîâàðèñòâî ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Êóïïåð ãðóïï», ³äåíòèô³êàö³éíèé êîä 37375386, ì³ñöåçíàõîäæåííÿ: âóë. Êîìñîìîëüñüêà, 37, ì. ×åðí³ã³â.</P>
<P class="ps10">Óõâàëîþ â³ä 19.02.2015ð. ñóä â³äïîâ³äíî äî ñò.65 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè çîáîâÿçàâ Óïðàâë³ííÿ àðõ³òåêòóðè òà ì³ñòîáóäóâàííÿ ×åðí³ã³âñüêî¿ ì³ñüêî¿ ðàäè íàäàòè ³íôîðìàö³þ ç â³äïîâ³äíèì äîêóìåíòàëüíèì ï³äòâåðäæåííÿì ùîäî ³ñíóâàííÿ (ïðèñâîºííÿ) ïîøòîâî¿ àäðåñè: âóë. Êîìñîìîëüñüêà,37, ì. ×åðí³ã³â, ùîäî ïîçíà÷åííÿ íà òîïîãðàô³÷íîìó ïëàí³ ì³ñòà ×åðí³ãîâà îáºêòó &nbsp;íåðóõîìîñò³ çà âêàçàíîþ àäðåñîþ.</P>
<P class="ps10">Â³ä Óïðàâë³ííÿ àðõ³òåêòóðè òà ì³ñòîáóäóâàííÿ ×åðí³ã³âñüêî¿ ì³ñüêî¿ ðàäè íàä³éøîâ ëèñò ¹01-18/473 â³ä 27.02.2015ð., â ÿêîìó çàçíà÷åíî, ùî ³íôîðìàö³¿ ñòîñîâíî ð³øåíü îðãàí³â ì³ñöåâîãî ñàìîâðÿäóâàííÿ ïðî ïðèñâîºííÿ îáºêòàì íåðóõîìî ìàéíà ïîøòîâî¿ àäðåñè âóë.Êîìñîìîëüñüêà,37 â óïðàâë³íí³ íå çíàéäåíî òà ïîâ³äîìëåíî, ùî íà íàÿâíîìó â óïðàâë³íí³ ïëàí³ ì. ×åðí³ãîâà â ìàñøòàá³ 1:2000, âèðîáëåíîìó ó 1990 ðîö³ íàíåñåíà áóä³âëÿ ï³ä íîìåðîì 37 ïî âóë.Êîìñîìîëüñüê³é ó ì. ×åðí³ãîâ³.</P>
<P class="ps10">Â³äïîâ³äíî äî ï.1, ï.2, ï.3 ÷.1 ñò.77 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ãîñïîäàðñüêèé ñóä â³äêëàäàº â ìåæàõ ñòðîê³â, âñòàíîâëåíèõ ñòàòòåþ 69 öüîãî Êîäåêñó, ðîçãëÿä ñïðàâè, êîëè çà ÿêèõîñü îáñòàâèí ñï³ð íå ìîæå áóòè âèð³øåíî â äàíîìó ñóäîâîìó çàñ³äàíí³. Òàêèìè îáñòàâèíàìè, çîêðåìà, º íåçÿâëåííÿ ïðåäñòàâíèê³â ñòîð³í â ñóäîâå çàñ³äàííÿ, íåïîäàííÿ âèòðåáóâàíèõ äîêàç³â, íåîáõ³äí³ñòü âèòðåáóâàííÿ íîâèõ äîêàç³â.</P>
<P class="ps6">          Ðîçãëÿíóâøè ïîäàí³ ìàòåð³àëè, âðàõîâóþ÷è íåîáõ³äí³ñòü âèòðåáóâàííÿ äîäàòêîâèõ äîêàç³â, ñóä ç ìåòîþ ïîâíîãî òà îáºêòèâíîãî äîñë³äæåííÿ âñ³õ îáñòàâèí ïî äàí³é ñïðàâ³, ââàæàº çà íåîáõ³äíå â³äêëàñòè ðîçãëÿä ñïðàâè, çîáîâÿçàâøè ñòîðîíè íàäàòè âèòðåáóâàí³ äîêóìåíòè. Çà òàêèõ îáñòàâèí ðîçãëÿä ñïðàâè ï³äëÿãàº â³äêëàäåííþ.</P>
<P class="ps6"><FONT class="fs75">          Êåðóþ÷èñü ñò. 77, 86 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóä, -</FONT></P>
<P class="ps2"><FONT class="fs74">          Ó Õ Â À Ë È Â :</FONT></P>
<P class="ps7"><FONT class="fs69">3.</FONT> <FONT class="fs68">Çîáîâ'ÿçàòè â³äïîâ³äà÷à íàäàòè:</FONT> ïèñüìîâèé â³äçèâ íà ïîçîâíó çàÿâó, âñ³ äîêóìåíòè íà ï³äòâåðäæåííÿ ôàêò³â (îáñòàâèí), ùî áóäóòü âèêëàäåí³ ó â³äçèâ³; äîêàçè ïîâåðíåííÿ êðåäèòó, ñïëàòè ïðîöåíò³â, êîì³ñ³¿, ïåí³, ó âèïàäêó íàÿâíîñò³ ðîçá³æíîñòåé ñòîñîâíî íàâåäåíîãî ïîçèâà÷åì ðîçðàõóíêó ñóì, çàÿâëåíèõ äî ñòÿãíåííÿ, íàäàòè ñâ³é äåòàëüíèé ðîçðàõóíîê ç äîêóìåíòàëüíèì ï³äòâåðäæåííÿì; êîï³þ ñòàòóòó â³äïîâ³äà÷à; äîêóìåíòè ùîäî ïðèçíà÷åííÿ òà ïîâíîâàæåíü êåð³âíèêà â³äïîâ³äà÷à; â³äîìîñò³ ç ªäèíîãî äåðæàâíîãî ðåºñòðó þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á-ï³äïðèºìö³â ùîäî äåðæàâíî¿ ðåºñòðàö³¿ â³äïîâ³äà÷à, éîãî ³äåíòèô³êàö³éíîãî êîäó, âíåñåííÿ çàïèñ³â ðåºñòðàòîðîì ïðî çì³íè êåð³âíèêà â³äïîâ³äà÷à, ì³ñöåçíàõîäæåííÿ â³äïîâ³äà÷à, éîãî ïðàâîâîãî ñòàòóñó, ùîäî êåð³âíèêà òîâàðèñòâà òà ì³ñöåçíàõîäæåííÿ òîâàðèñòâà ñòàíîì íà òåïåð³øí³é ÷àñ; çàáåçïå÷èòè ÿâêó ïðåäñòàâíèêà ç íàëåæíèìè ïîâíîâàæåííÿìè òà äîêóìåíòàìè, ÿê³ ïîñâ³ä÷óþòü îñîáó.</P>
<P class="ps7"><FONT class="fs67">4. Ïîïåðåäèòè ñòîðîíè, ùî íåçÿâëåííÿ â ñóäîâå çàñ³äàííÿ ïîâíîâàæíèõ ïðåäñòàâíèê³â íå º ïåðåøêîäîþ äëÿ ðîçãëÿäó ñïîðó ïî ñóò³.</FONT></P>
<P class="ps7"><FONT class="fs66">5. </FONT>Ïîâíîâàæåííÿ ïðåäñòàâíèê³â ñòîð³í ìàþòü áóòè ï³äòâåðäæåí³ äîâ³ðåí³ñòþ, îôîðìëåíîþ â óñòàíîâëåíîìó ïîðÿäêó (çàñâ³ä÷åíîþ íîòàð³àëüíî àáî, ÿêùî äîâ³ðåí³ñòü âèäàº þðèäè÷íà îñîáà - ï³äïèñîì ¿¿ êåð³âíèêà òà çàâ³ðåíà ïå÷àòêîþ ö³º¿ îðãàí³çàö³¿, ç íàäàííÿì äîêóìåíò³â, ùî ï³äòâåðäæóþòü ïîâíîâàæåííÿ îñîáè, ÿêà ï³äïèñàëà äîâ³ðåí³ñòü); ó ðàç³ ïðåäñòàâíèöòâà ³íòåðåñ³â ñòîðîíè áåçïîñåðåäíüî ¿¿ êåð³âíèöòâîì - â³äïîâ³äíèì äîêóìåíòîì, ùî ï³äòâåðäæóº éîãî ïðèçíà÷åííÿ àáî îáðàííÿ (àáî çàñâ³ä÷åí³ íàëåæíèì ÷èíîì âèòÿãè ç íèõ). </P>
<P class="ps8"><FONT class="fs65">6.</FONT> Ïîïåðåäèòè ñòîðîíè, ùî â³äïîâ³äíî äî ï.5 ñò.83 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ãîñïîäàðñüêèé ñóä ìàº ïðàâî ñòÿãíóòè äî Äåðæàâíîãî áþäæåòó Óêðà¿íè ç âèííî¿ ñòîðîíè øòðàô ó ðîçì³ð³ äî 1700 ãðí. çà óõèëåííÿ â³ä â÷èíåííÿ ä³é, ïîêëàäåíèõ ãîñïîäàðñüêèì ñóäîì íà ñòîðîíó.</P>
<P class="ps3"><FONT class="fs64"> &nbsp;Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Í.Þ.Êíèø </FONT></P>