<TITLE>910/2484/15-ã</TITLE>
<!-- BEGIN METADATA -->
<!-- Íàéìåíóâàííÿ ôàéëà ç ð³øåííÿì -->
<META NAME="FILENAME" CONTENT="5001_4780124.html">
<!-- 1,2 ID ð³øåííÿ TAGNAME(DOCID, DOCORGID) - íóæíî äëÿ ïîëó÷åíèÿ ïîäòâåðæäåíèÿ ðååñòðàöèè -->
<META NAME="DOCID" CONTENT="4780124">
<META NAME="DOCORGID" CONTENT="28">
<!-- [3] Íàéìåíóâàííÿ ñóäó, ÿêèé óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ TAGNAME(COURTNAME) -->
<META NAME="COURTNAME" CONTENT="Âèùèé ãîñïîäàðñüêèé ñóä Óêðà¿íè">
<!-- [4] Êîä ñóäó, ÿêèé óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ TAGNAME(CAUSECOURT) -->
<META NAME="CAUSECOURT" CONTENT="5001">
<!-- [4.1] Êîä ñóäó, ÿêèé óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ TAGNAME(CAUSECOURT2013) -->
<META NAME="CAUSECOURT2013" CONTENT="900">
<!-- [5] Ñïðàâà íîìåð TAGNAME(CAUSENUM) -->
<META NAME="CAUSENUM" CONTENT="910/2484/15-ã">
<!-- [6] Äàòà ñïðàâè TAGNAME(CAUSEDATE) -->
<META NAME="CAUSEDATE" CONTENT="02.09.2015">
<!-- [7] Äàòà óõâàëåííÿ ð³øåííÿ TAGNAME(DOCDATE) -->
<META NAME="DOCDATE" CONTENT="09.09.2015">
<!-- [9] Ôîðìà ð³øåííÿ (ID) TAGNAME(DOCTYPE) -->
<!-- ð³øåííÿ = 2 -->
<!-- ïîñòàíîâà = 3 -->
<!-- óõâàëà ñóäó = 4 -->
<!-- ñóäîâèé íàêàç = 5 -->
<!-- îêðåìà óõâàëà = 6 -->
<META NAME="DOCTYPE" CONTENT="3">
<!-- [10] Ôîðìà ñóäî÷èíñòâà (ID) TAGNAME(CAUSETYPE) -->
<!-- àäì³í³ñòðàòèâíà = 1 -->
<!-- êðèì³íàëüíà = 2 -->
<!-- ãîñïîäàðñüêà = 3 -->
<!-- öèâ³ëüíà = 4 -->
<!-- àäì³í³ñòðàòèâíå ïðàâîïîðóøåííÿ = 5 -->
<META NAME="CAUSETYPE" CONTENT="3">
<!-- [11] Êîä êàòåãîð³¿ ñïðàâè TAGNAME(CAUSECATEGORY) -->
<META NAME="CAUSECATEGORY" CONTENT="4605">
<!-- [12] Ñïðàâà ðîçãëÿäàºòüñÿ ïî ³íñòàíö³¿ (ID) TAGNAME(CAUSELOCATION) -->
<!-- àïåëÿö³éí³é = A -->
<!-- êàñàö³éí³é = C -->
<META NAME="CAUSELOCATION" CONTENT="C">
<!-- [13] Ïîïåðåäí³é íîìåð ïîòî÷íî¿ ñóäîâî¿ ñïðàâè TAGNAME(REREGCAUSENUM) -->
<!-- [14] Ïîïåðåäíÿ äàòà ïîòî÷íî¿ ñóäîâî¿ ñïðàâè TAGNAME(REREGCAUSEDATE) -->
<!-- [15] Íîìåð ñóäîâî¿ ñïðàâè, ð³øåííÿ â ÿê³é ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSENUM) -->
<META NAME="PREVCAUSENUM" CONTENT="910/2484/15-ã">
<!-- [16] Äàòà ñóäîâî¿ ñïðàâè, ð³øåííÿ â ÿê³é ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSEDATE) -->
<META NAME="PREVCAUSEDATE" CONTENT="14.05.2015">
<!-- [17] Äàòà óõâàëåííÿ (ïîñòàíîâëåííÿ) ñóäîâîãî ð³øåííÿ, ùî ïåðåãëÿäàºòüñÿ TAGNAME(PREVRESCAUSEDATE) -->
<META NAME="PREVRESCAUSEDATE" CONTENT="09.06.2015">
<!-- [18] Ñóä, ùî óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ, ÿêå ïåðåãëÿäàºòüñÿ TAGNAME(PREVCOURTNAME) -->
<META NAME="PREVCOURTNAME" CONTENT="Êè¿âñüêèé àïåëÿö³éíèé ãîñïîäàðñüêèé ñóä">
<!-- [19] Êîä ñóäó, ùî óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ, ÿêå ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSECOURT) -->
<META NAME="PREVCAUSECOURT" CONTENT="5033">
<!-- [19.1] Êîä ñóäó, ùî óõâàëèâ (ïîñòàíîâèâ) ñóäîâå ð³øåííÿ, ÿêå ïåðåãëÿäàºòüñÿ TAGNAME(PREVCAUSECOURT2013) -->
<!-- [20] Êîä êàòåãîð³¿ ïîïåðåäíüî¿ ñïðàâè TAGNAME(PREVCAUSECATEGORY) -->
<!-- [21] Ñåêðåòàð ñóäîâîãî çàñ³äàííÿ TAGNAME(SECRETARY) -->
<!-- [22] Çàáîðîíà îïðèëþäíåííÿ TAGNAME(HEARINGCLOSED) -->
<!-- íå çàáîðîíåíî = V -->
<!-- çàáîðîíåíî = Z -->
<!-- çàáîðîíåíî òèì÷àñîâî = T -->
<META NAME="HEARINGCLOSED" CONTENT="V">
<!-- [23] Ê³ëüê-òü àðêóø³â äîêóìåíòà (ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß) -->
<!-- Ñóää³ â ð³øåíí³: -->
<!-- [24] Ïîðÿäêîâèé íîìåð TAGNAME(JUDGEPOSITION) -->
<META NAME="JUDGEPOSITION1" CONTENT="1">
<!-- [25] ÏÐ²ÇÂÈÙÅ, ²Í²Ö²ÀËÈ TAGNAME(JUDGENAME) -->
<META NAME="JUDGENAME1" CONTENT="Ìåëåæèê Í.².">
<!-- [26] ÊÎÄ ÑÓÄÄ² TAGNAME(JUDGECODE) -->
<!-- [24] Ïîðÿäêîâèé íîìåð TAGNAME(JUDGEPOSITION) -->
<META NAME="JUDGEPOSITION2" CONTENT="2">
<!-- [25] ÏÐ²ÇÂÈÙÅ, ²Í²Ö²ÀËÈ TAGNAME(JUDGENAME) -->
<META NAME="JUDGENAME2" CONTENT="Âëàäèìèðåíêî C.B.">
<!-- [26] ÊÎÄ ÑÓÄÄ² TAGNAME(JUDGECODE) -->
<!-- Ñòîðîíè ð³øåííÿ: -->
<!-- [27] Ïîðÿäêîâèé íîìåð TAGNAME(MEMBPOSITION) -->
<META NAME="MEMBPOSITION1" CONTENT="1">
<!-- [28] Òèï ñòîðîíè (ID): TAGNAME(MEMBTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- â³äïîâ³äà÷ = V -->
<META NAME="MEMBTYPE1" CONTENT="P">
<!-- [29] Òèï ïîçèâà÷à (ID): TAGNAME(MEMBPOZYVACHTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- çàÿâíèê = Z -->
<!-- ñòÿãóâà÷ = S -->
<!-- êðåäèòîð = K -->
<!-- îáâèíóâà÷ = B -->
<!-- öèâ³ëüíèé ïîçèâà÷ = C -->
<!-- çà³íòåðåñîâàíà îñîáà = A -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBPOZYVACHTYPE1" CONTENT="P">
<!-- [30] Òèï â³äïîâ³äà÷à (ID): TAGNAME(MEMBVIDPOVIDACHTYPE) -->
<!-- â³äïîâ³äà÷ = V -->
<!-- öèâ³ëüíèé â³äïîâ³äà÷ = C -->
<!-- àäì³í.ïðàâîïîðóøíèê = P -->
<!-- áîðæíèê = B -->
<!-- ï³äñóäíèé = D -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBVIDPOVIDACHTYPE1" CONTENT="">
<!-- [31] Òèï îñîáè (ID): TAGNAME(MEMBOSOBATYPE) -->
<!-- þðèäè÷íà = U -->
<!-- ô³çè÷íà = F -->
<META NAME="MEMBOSOBATYPE1" CONTENT="U">
<!-- [32] Ïîâíà íàçâà (äëÿ þðèäè÷íèõ) àáî Ïð³çâèùå òà ³í³ö³àëè (äëÿ ô³çè÷íèõ) TAGNAME(MEMBNAME) -->
<META NAME="MEMBNAME1" CONTENT="ÏÀÒ &quot;Äåðæàâíèé îùàäíèé áàíê Óêðà¿íè&quot;">
<!-- [33] Öèôðîâå àáî ë³òåðíå ïîçíà÷åííÿ TAGNAME(MEMBSHORT) -->
<META NAME="MEMBSHORT1" CONTENT="Ïîçèâà÷ 1">
<!-- [34] Êîä ªÄÐÏÎÓ (äëÿ þðèäè÷íèõ) TAGNAME(MEMBOKPO) -->
<META NAME="MEMBOKPO1" CONTENT="02762530">
<!-- [35] Äàòà íàðîäæåííÿ (äëÿ ô³çè÷íèõ) - ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß -->
<!-- [36] Àäðåñà (äëÿ þðèäè÷íèõ) àáî Ì³ñöåçíàõîäæåííÿ (äëÿ ô³çè÷íèõ) TAGNAME(MEMBPOSTADDRESS) -->
<!-- [37] ×àñòêà äåðæâëàñíîñò³ TAGNAME(CHASTDERGVL) ÇÍÀ×ÅÍÈÅ(TRUE|FALSE) -->
<META NAME="CHASTDERGVL1" CONTENT="FALSE">
<!-- [27] Ïîðÿäêîâèé íîìåð TAGNAME(MEMBPOSITION) -->
<META NAME="MEMBPOSITION2" CONTENT="2">
<!-- [28] Òèï ñòîðîíè (ID): TAGNAME(MEMBTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- â³äïîâ³äà÷ = V -->
<META NAME="MEMBTYPE2" CONTENT="V">
<!-- [29] Òèï ïîçèâà÷à (ID): TAGNAME(MEMBPOZYVACHTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- çàÿâíèê = Z -->
<!-- ñòÿãóâà÷ = S -->
<!-- êðåäèòîð = K -->
<!-- îáâèíóâà÷ = B -->
<!-- öèâ³ëüíèé ïîçèâà÷ = C -->
<!-- çà³íòåðåñîâàíà îñîáà = A -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBPOZYVACHTYPE2" CONTENT="">
<!-- [30] Òèï â³äïîâ³äà÷à (ID): TAGNAME(MEMBVIDPOVIDACHTYPE) -->
<!-- â³äïîâ³äà÷ = V -->
<!-- öèâ³ëüíèé â³äïîâ³äà÷ = C -->
<!-- àäì³í.ïðàâîïîðóøíèê = P -->
<!-- áîðæíèê = B -->
<!-- ï³äñóäíèé = D -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBVIDPOVIDACHTYPE2" CONTENT="V">
<!-- [31] Òèï îñîáè (ID): TAGNAME(MEMBOSOBATYPE) -->
<!-- þðèäè÷íà = U -->
<!-- ô³çè÷íà = F -->
<META NAME="MEMBOSOBATYPE2" CONTENT="U">
<!-- [32] Ïîâíà íàçâà (äëÿ þðèäè÷íèõ) àáî Ïð³çâèùå òà ³í³ö³àëè (äëÿ ô³çè÷íèõ) TAGNAME(MEMBNAME) -->
<META NAME="MEMBNAME2" CONTENT="ÒÎÂ &quot;ÑÊ &quot;ÏÑÊ-Çàõ³ä&quot;">
<!-- [33] Öèôðîâå àáî ë³òåðíå ïîçíà÷åííÿ TAGNAME(MEMBSHORT) -->
<META NAME="MEMBSHORT2" CONTENT="Â³äïîâ³äà÷ 1">
<!-- [34] Êîä ªÄÐÏÎÓ (äëÿ þðèäè÷íèõ) TAGNAME(MEMBOKPO) -->
<META NAME="MEMBOKPO2" CONTENT="32404600">
<!-- [35] Äàòà íàðîäæåííÿ (äëÿ ô³çè÷íèõ) - ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß -->
<!-- [36] Àäðåñà (äëÿ þðèäè÷íèõ) àáî Ì³ñöåçíàõîäæåííÿ (äëÿ ô³çè÷íèõ) TAGNAME(MEMBPOSTADDRESS) -->
<!-- [37] ×àñòêà äåðæâëàñíîñò³ TAGNAME(CHASTDERGVL) ÇÍÀ×ÅÍÈÅ(TRUE|FALSE) -->
<META NAME="CHASTDERGVL2" CONTENT="FALSE">
<!-- [27] Ïîðÿäêîâèé íîìåð TAGNAME(MEMBPOSITION) -->
<META NAME="MEMBPOSITION3" CONTENT="3">
<!-- [28] Òèï ñòîðîíè (ID): TAGNAME(MEMBTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- â³äïîâ³äà÷ = V -->
<META NAME="MEMBTYPE3" CONTENT="P">
<!-- [29] Òèï ïîçèâà÷à (ID): TAGNAME(MEMBPOZYVACHTYPE) -->
<!-- ïîçèâà÷ = P -->
<!-- çàÿâíèê = Z -->
<!-- ñòÿãóâà÷ = S -->
<!-- êðåäèòîð = K -->
<!-- îáâèíóâà÷ = B -->
<!-- öèâ³ëüíèé ïîçèâà÷ = C -->
<!-- çà³íòåðåñîâàíà îñîáà = A -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBPOZYVACHTYPE3" CONTENT="Z">
<!-- [30] Òèï â³äïîâ³äà÷à (ID): TAGNAME(MEMBVIDPOVIDACHTYPE) -->
<!-- â³äïîâ³äà÷ = V -->
<!-- öèâ³ëüíèé â³äïîâ³äà÷ = C -->
<!-- àäì³í.ïðàâîïîðóøíèê = P -->
<!-- áîðæíèê = B -->
<!-- ï³äñóäíèé = D -->
<!-- ³íøà îñîáà = I -->
<META NAME="MEMBVIDPOVIDACHTYPE3" CONTENT="">
<!-- [31] Òèï îñîáè (ID): TAGNAME(MEMBOSOBATYPE) -->
<!-- þðèäè÷íà = U -->
<!-- ô³çè÷íà = F -->
<META NAME="MEMBOSOBATYPE3" CONTENT="U">
<!-- [32] Ïîâíà íàçâà (äëÿ þðèäè÷íèõ) àáî Ïð³çâèùå òà ³í³ö³àëè (äëÿ ô³çè÷íèõ) TAGNAME(MEMBNAME) -->
<META NAME="MEMBNAME3" CONTENT="ÒÎÂ &quot;ÑÊ &quot;ÏÑÊ-Çàõ³ä&quot;">
<!-- [33] Öèôðîâå àáî ë³òåðíå ïîçíà÷åííÿ TAGNAME(MEMBSHORT) -->
<META NAME="MEMBSHORT3" CONTENT="Ïîçèâà÷ 2">
<!-- [34] Êîä ªÄÐÏÎÓ (äëÿ þðèäè÷íèõ) TAGNAME(MEMBOKPO) -->
<META NAME="MEMBOKPO3" CONTENT="32404600">
<!-- [35] Äàòà íàðîäæåííÿ (äëÿ ô³çè÷íèõ) - ÍÅ Ï²ÄÒÐÈÌÓªÒÜÑß -->
<!-- [36] Àäðåñà (äëÿ þðèäè÷íèõ) àáî Ì³ñöåçíàõîäæåííÿ (äëÿ ô³çè÷íèõ) TAGNAME(MEMBPOSTADDRESS) -->
<!-- [37] ×àñòêà äåðæâëàñíîñò³ TAGNAME(CHASTDERGVL) ÇÍÀ×ÅÍÈÅ(TRUE|FALSE) -->
<META NAME="CHASTDERGVL3" CONTENT="FALSE">
<!-- [38] Âåðñ³ÿ êë³ºíòà TAGNAME(APPVER) -->
<META NAME="APPVER" CONTENT="1.23.2.93">
<!-- [39] Êîä ïðîâàéäåðà ÅÖÏ TAGNAME(CRYPTPROVIDER) -->
<META NAME="CRYPTPROVIDER" CONTENT="DS13">
<!-- END METADATA -->
<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=windows-1251">
<META NAME="Author" CONTENT="">
<META NAME="Description" CONTENT="Document">
<META NAME="Document-state" CONTENT="static">
<META NAME="Updated" CONTENT="10.09.2015 15:57:28">
<META NAME="Robots" CONTENT="All">
<META NAME="Keywords" CONTENT="">
<STYLE TYPE="text/css">
margin-right: 10 mm;
margin-bottom: 10 mm;
mso-paper-source: 0;
@charset "Windows-1251";
font-family: Times New Roman;
font-family: Facefont SSH;
vertical-align: super;
vertical-align: super;
vertical-align: super;
vertical-align: super;
vertical-align: super;
vertical-align: super;
vertical-align: super;
font-family: Times New Roman;
margin-bottom: 0 mm;
white-space: normal;
word-spacing: normal;
text-align: justify;
text-align: justify;
margin-right: -2 mm;
text-indent: -76 mm;
text-align: justify;
text-indent: -79 mm;
text-align: justify;
text-align: justify;
text-align: justify;
text-indent: -76 mm;
text-indent: -79 mm;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
text-align: justify;
margin-right: -1 mm;
text-align: justify;
text-align: justify;
border-color: black;
margin-bottom: 0 px;
margin-right: 10 px;
background-color: white;
table-layout: fixed;
margin-bottom: 10 px;
border-color: black;
border-style: solid;
border-top-width: 1 px;
border-bottom-width: 1 px;
border-left-width: 1 px;
border-right-width: 1 px;
padding-bottom: 1 px;
padding-right: 5 px;);
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 0 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: none;
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 0 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: none;
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 0 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: none;
border-left-width: 0 mm;
border-right-width: 0 mm;
border-top-width: 0 mm;
border-bottom-width: 0 mm;
border-left-style: none;
border-right-style: none;
border-top-style: none;
border-bottom-style: none;
<P class="ps24"><FONT class="fs185"> </FONT><FONT class="fs312"><IMG src="herb.gif" height=72 width=54></FONT></P>
<P class="ps16"><FONT class="fs189">ÂÈÙÈÉ &nbsp;ÃÎÑÏÎÄÀÐÑÜÊÈÉ &nbsp;ÑÓÄ &nbsp;ÓÊÐÀ¯ÍÈ</FONT></P>
<P class="ps16"><FONT class="fs188">ÏÎÑÒÀÍÎÂÀ</FONT></P>
<P class="ps16"><FONT class="fs187">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="33 %" class="tds6"><P><FONT class="fs212"> 09 âåðåñíÿ 2015 ðîêó </FONT></P></TD><TD width="67 %" class="tds6"><P class="ps23"><FONT class="fs211">Ñïðàâà ¹ 910/2484/15-ã </FONT></P></TD></TR>
<P class="ps16"><FONT class="fs210">Âèùèé ãîñïîäàðñüêèé ñóä Óêðà¿íè ó ñêëàä³ &nbsp;êîëåã³¿ ñóää³â:</FONT></P>
<P class="ps5"><FONT class="fs302">Ìåëåæèê &nbsp;Í.².  ãîëîâóþ÷îãî (äîïîâ³äà÷à),</FONT></P>
<P class="ps5"><FONT class="fs301">Âëàäèìèðåíêî Ñ.Â., </FONT></P>
<P class="ps5"><FONT class="fs300">Êî÷åðîâî¿ Í.Î.,</FONT></P>
<P class="ps14"><FONT class="fs209">ðîçãëÿíóâøè ó â³äêðèòîìó </FONT></P>
<P class="ps14"><FONT class="fs208">ñóäîâîìó çàñ³äàíí³ êàñàö³éíó </FONT></P>
<P class="ps15"><FONT class="fs207">ñêàðãó</FONT><FONT class="fs214">                                                  </FONT><FONT class="fs299">Òîâàðèñòâà ç äîäàòêîâîþ </FONT></P>
<P class="ps15"><FONT class="fs298">                                                            â³äïîâ³äàëüí³ñòþ </FONT></P>
<P class="ps15"><FONT class="fs297">                                                            "Ñòðàõîâà êîìïàí³ÿ "ÏÑÊ-Çàõ³ä"</FONT></P>
<P class="ps3"><FONT class="fs206">íà ð³øåííÿ                                        </FONT><FONT class="fs296">ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà </FONT></P>
<P class="ps3"><FONT class="fs295">                                                            â³ä 21.04.2015 ðîêó</FONT></P>
<P class="ps15"><FONT class="fs205">òà ïîñòàíîâó                                        </FONT><FONT class="fs294">Êè¿âñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî</FONT></P>
<P class="ps15"><FONT class="fs293">                                                            ñóäó â³ä 09.06.2015 ðîêó &nbsp;</FONT></P>
<P class="ps15"><FONT class="fs204">ó ñïðàâ³                                                  </FONT><FONT class="fs292">¹ 910/2484/15-ã</FONT></P>
<P class="ps15"><FONT class="fs203">ãîñïîäàðñüêîãî ñóäó</FONT><FONT class="fs291">                              ì³ñòà Êèºâà</FONT></P>
<P class="ps15"><FONT class="fs202">çà ïîçîâîì                                                  </FONT><FONT class="fs290">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà</FONT></P>
<P class="ps15"><FONT class="fs289">                                                            "Äåðæàâíèé îùàäíèé áàíê Óêðà¿íè"</FONT><FONT class="fs201"> </FONT></P>
<P class="ps15"><FONT class="fs200">äî                                                            </FONT><FONT class="fs288">Òîâàðèñòâà ç äîäàòêîâîþ</FONT></P>
<P class="ps15"><FONT class="fs287">                                                            â³äïîâ³äàëüí³ñòþ </FONT></P>
<P class="ps15"><FONT class="fs286">                                                            "Ñòðàõîâà êîìïàí³ÿ "ÏÑÊ-Çàõ³ä"</FONT></P>
<P class="ps1"><FONT class="fs199">ïðî          </FONT><FONT class="fs285">ñòÿãíåííÿ êîøò³â</FONT></P>
<P><FONT class="fs198">çà ó÷àñòþ ïðåäñòàâíèê³â:</FONT></P>
<P class="ps13"><FONT class="fs284">ïîçèâà÷à            &nbsp;                                        íå ç"ÿâèëèñü</FONT></P>
<P class="ps22"><FONT class="fs283">â³äïîâ³äà÷à - &nbsp;&nbsp;                                        íå ç"ÿâèëèñü</FONT></P>
<P class="ps19"><FONT class="fs197">Â Ñ Ò À Í Î Â È Â:</FONT></P>
<P class="ps6"><FONT class="fs282">Â ëþòîìó 2015 ðîêó Ïóáë³÷íå àêö³îíåðíå òîâàðèñòâî Äåðæàâíèé îùàäíèé áàíê Óêðà¿íè çâåðíóëîñü äî ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà ç ïîçîâîì äî Òîâàðèñòâà ç äîäàòêîâîþ â³äïîâ³äàëüí³ñòþ Ñòðàõîâà êîìïàí³ÿ ÏÑÊ-Çàõ³ä ïðî ñòÿãíåííÿ ñòðàõîâèõ âèïëàò â ñóì³ 90&nbsp; 454,80 ãðí., ïåí³ ó ðîçì³ð³ 6&nbsp; 505,31 ãðí., 3 % ð³÷íèõ â ñóì³ 713,72 ãðí. çà äîãîâîðîì äîáðîâ³ëüíîãî ñòðàõóâàííÿ êðåäèò³â ¹ 06-Ï/14 â³ä 28.02.2014 ðîêó.          </FONT></P>
<P class="ps6"><FONT class="fs281">Â ïîäàëüøîìó ïîçèâà÷ çìåíøèâ ðîçì³ð íàëåæíèõ äî ñïëàòè â³äïîâ³äà÷åì ñòðàõîâèõ âèïëàò òà ïðîñèâ ñòÿãíóòè 63 372,41 ãðí. ñòðàõîâîãî â³äøêîäóâàííÿ.</FONT></P>
<P class="ps6"><FONT class="fs280">Ð³øåííÿì ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 21.04.2015 ðîêó (ñóääÿ Áîðèñåíêî ².².), çàëèøåíèì áåç çì³í ïîñòàíîâîþ Êè¿âñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó â³ä 09.06.2015 ðîêó (ñóää³: Òèùåíêî Î.Â., ²îíí³êîâà ².À., Òàðàñåíêî Ê.Â.), ïîçîâ çàäîâîëåíî; ñòÿãíóòî ç Òîâàðèñòâà ç äîäàòêîâîþ â³äïîâ³äàëüí³ñòþ "Ñòðàõîâà êîìïàí³ÿ ÏÑÊ-Çàõ³ä íà êîðèñòü Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Äåðæàâíèé îùàäíèé áàíê Óêðà¿íè ñòðàõîâ³ âèïëàòè â ðîçì³ð³ 63&nbsp; 372,41 ãðí., ïåíþ â ñóì³ 6&nbsp; 505,31 ãðí., 3 % ð³÷íèõ ó ðîçì³ð³ 713,72 ãðí. òà ñóäîâèé çá³ð â ñóì³ 1&nbsp; 953,48 ãðí. </FONT></P>
<P class="ps7"><FONT class="fs279">Â êàñàö³éí³é ñêàðç³ Òîâàðèñòâî ç äîäàòêîâîþ â³äïîâ³äàëüí³ñòþ Ñòðàõîâà êîìïàí³ÿ ÏÑÊ-Çàõ³ä ïðîñèòü ñêàñóâàòè ñóäîâ³ àêòè ïîïåðåäí³õ ³íñòàíö³é, à ñïðàâó ïåðåäàòè íà íîâèé ðîçãëÿä äî ñóäó ïåðøî¿ ³íñòàíö³¿, ïîñèëàþ÷èñü íà íåïîâíå äîñë³äæåííÿ ñóäàìè ïîïåðåäí³õ ³íñòàíö³é óñ³õ îáñòàâèí ñïðàâè, ùî âïëèíóëî íà íåïðàâèëüíå çàñòîñóâàííÿ ì³ñöåâèì òà àïåëÿö³éíèì ãîñïîäàðñüêèìè ñóäàìè íîðì ìàòåð³àëüíîãî òà ïîðóøåííÿ íîðì ïðîöåñóàëüíîãî ïðàâà.</FONT></P>
<P class="ps8"><FONT class="fs278">Êîëåã³ÿ ñóää³â, îáãîâîðèâøè äîâîäè êàñàö³éíî¿ ñêàðãè, ïåðåâ³ðèâøè ìàòåð³àëè ñïðàâè, þðèäè÷íó îö³íêó ¿¿ îáñòàâèí òà ïîâíîòó ¿õ âñòàíîâëåííÿ, äîñë³äèâøè ïðàâèëüí³ñòü çàñòîñóâàííÿ ãîñïîäàðñüêèìè ñóäàìè ïåðøî¿ é àïåëÿö³éíî¿ ³íñòàíö³é íîðì ìàòåð³àëüíîãî ³ ïðîöåñóàëüíîãî ïðàâà, ââàæàº, ùî êàñàö³éíà ñêàðãà ï³äëÿãàº çàäîâîëåííþ ç íàñòóïíèõ ï³äñòàâ.</FONT></P>
<P class="ps6"><FONT class="fs277">Ñóäàìè ïîïåðåäí³õ ³íñòàíö³é âñòàíîâëåíî, ùî 28.02.2014 ðîêó ì³æ Ïóáë³÷íèì àêö³îíåðíèì òîâàðèñòâîì Äåðæàâíèé îùàäíèé áàíê Óêðà¿íè (ñòðàõóâàëüíèêîì) òà Òîâàðèñòâîì ç äîäàòêîâîþ â³äïîâ³äàëüí³ñòþ Ñòðàõîâà êîìïàí³ÿ ÏÑÊ-Çàõ³ä (ñòðàõîâèêîì) óêëàäåíî äîãîâ³ð äîáðîâ³ëüíîãî ñòðàõóâàííÿ êðåäèò³â ¹ 06-11/14 (ñîö³àëüí³ ïåíñ³îíåðè), ïðåäìåòîì ÿêîãî º ìàéíîâ³ ³íòåðåñè ñòðàõóâàëüíèêà, ùî íå ñóïåðå÷àòü ÷èííîìó çàêîíîäàâñòâó Óêðà¿íè ³ ïîâ'ÿçàí³ ç íåâèêîíàííÿì àáî íåíàëåæíèì âèêîíàííÿì ïîçè÷àëüíèêàìè ñâî¿õ äîãîâ³ðíèõ çîáîâ'ÿçàíü çà êðåäèòíèìè óãîäàìè, óêëàäåíèìè ì³æ ñòðàõóâàëüíèêîì òà ïîçè÷àëüíèêàìè.</FONT></P>
<P class="ps6"><FONT class="fs276">Â ïóíêò³ 4.1 öüîãî äîãîâîðó ïåðåäáà÷åíèé ïåðåë³ê ñòðàõîâèõ âèïàäê³â, çà ÿêèõ â³äøêîäîâóþòüñÿ çáèòêè ñòðàõóâàëüíèêó âíàñë³äîê íåâèêîíàííÿ àáî ÷àñòêîâîãî íåâèêîíàííÿ ïîçè÷àëüíèêîì ñâî¿õ çîáîâ'ÿçàíü ïî ïîâåðíåííþ ñóìè êðåäèòó òà/àáî ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì ó ñòðîêè òà íà óìîâàõ, ïåðåäáà÷åíèõ â êîíêðåòí³é êðåäèòí³é óãîä³, âíàñë³äîê íåïëàòîñïðîìîæíîñò³ ïîçè÷àëüíèêà.</FONT></P>
<P class="ps6"><FONT class="fs275">Çà óìîâàìè ïóíêò³â 10.4.2., 10.4.3 äîãîâîðó ñòðàõîâèê (â³äïîâ³äà÷) çîáîâÿçàíèé ïðîòÿãîì äâîõ ðîáî÷èõ äí³â, ÿê ò³ëüêè ñòàíå â³äîìî ïðî íàñòàííÿ ñòðàõîâîãî âèïàäêó, âæèòè çàõîä³â ùîäî îôîðìëåííÿ âñ³õ íåîáõ³äíèõ äîêóìåíò³â äëÿ ñâîº÷àñíîãî çä³éñíåííÿ ñòðàõîâî¿ âèïëàòè ñòðàõóâàëüíèêîâ³. Ïðè íàñòàíí³ ñòðàõîâîãî âèïàäêó ñòðàõîâèê çîáîâÿçàíèé çä³éñíèòè âèïëàòó ñòðàõîâîãî â³äøêîäóâàííÿ ó ïåðåäáà÷åíèé öèì äîãîâîðîì ñòðîê. Ñòðàõîâèê íåñå ìàéíîâó â³äïîâ³äàëüí³ñòü çà íåñâîº÷àñíå çä³éñíåííÿ ñòðàõîâîãî â³äøêîäóâàííÿ øëÿõîì ñïëàòè ñòðàõóâàëüíèêó ïåí³, ðîçì³ð ÿêî¿ âèçíà÷àºòüñÿ óìîâàìè ï. 12.1.3. öüîãî äîãîâîðó.</FONT></P>
<P class="ps6"><FONT class="fs274">Çã³äíî ï. 8.5. äîãîâîðó ï³ñëÿ îòðèìàííÿ çàÿâè ñòðàõóâàëüíèêà ïðî ñòðàõîâèé âèïàäîê òà äîêóìåíò³â, ïåðåäáà÷åíèõ ï. 8.2. öüîãî äîãîâîðó, ñòðàõîâèê çîáîâÿçàíèé ïðîòÿãîì 10 (äåñÿòè) ðîáî÷èõ äí³â:</FONT></P>
<P class="ps6"><FONT class="fs273">à) ç'ÿñóâàòè îáñòàâèíè ñòðàõîâîãî âèïàäêó, ñêëàñòè ñòðàõîâèé àêò òà âèçíà÷èòè ðîçì³ð çáèòêó;</FONT></P>
<P class="ps6"><FONT class="fs272">á) çðîáèòè ðîçðàõóíîê ñóìè ñòðàõîâîãî â³äøêîäóâàííÿ;</FONT></P>
<P class="ps6"><FONT class="fs271">â) âèïëàòèòè ñòðàõîâå â³äøêîäóâàííÿ ïðîòÿãîì 3 (òðüîõ) ðîáî÷èõ äí³â ç ìîìåíòó ñêëàäàííÿ ñòðàõîâîãî àêòó. &nbsp;&nbsp;</FONT></P>
<P class="ps6"><FONT class="fs270">Â æîâòí³ 2014 ðîêó íàñòàëè ñòðàõîâ³ âèïàäêè ïî ïîçè÷àëüíèêàì áàíêó, çîêðåìà:</FONT></P>
<P class="ps6"><FONT class="fs269">- ïî äîäàòêîâîìó äîãîâîðó ¹ 1 äî äîãîâîðó ¹ 1793-1 ïðî â³äêðèòòÿ ô³çè÷í³é îñîá³ êàðòêîâîãî ðàõóíêó äëÿ ïëàò³æíî¿ êàðòêè òà çä³éñíåííÿ ðîçðàõóíêîâî-êàñîâîãî îáñëóãîâóâàííÿ çà äåáåòîâî-êðåäèòíîþ ñõåìîþ (äîãîâ³ð êàðòêîâîãî ðàõóíêó 1), óêëàäåíîìó ì³æ áàíêîì òà Ãåîðã³ºâèì Þð³ºì Â³êòîðîâè÷åì 05.06.2013 ðîêó, ïîçè÷àëüíèêó âñòàíîâëåíèé êðåäèò ó ñóì³ 8 700 ãðí. ç ô³êñîâàíîþ êðåäèòíîþ ñòàâêîþ 26 % ð³÷íèõ ³ ñïëàòîþ ùîì³ñÿ÷íî. Ïðîöåíòíà ñòàâêà çà íåñàíêö³îíîâàíèì îâåðäðàôòîì ñêëàäàº 35 % ð³÷íèõ.</FONT></P>
<P class="ps6"><FONT class="fs268">Íà ìîìåíò çâåðíåííÿ äî â³äïîâ³äà÷à ïðî íàñòàííÿ ñòðàõîâîãî âèïàäêó çàáîðãîâàí³ñòü öüîãî ïîçè÷àëüíèêà ïî äîãîâîðó êàðòêîâîãî ðàõóíêó 1 ñêëàäàëà 9&nbsp; 263,35 ãðí., ùî ï³äòâåðäæóºòüñÿ äîâ³äêîþ ïðî çàáîðãîâàí³ñòü çà ïîçè÷àëüíèêàìè, ïî ÿêèõ íàñòàâ ñòðàõîâèé âèïàäîê ç óðàõóâàííÿì â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì çà 2 ì³ñÿöÿ â³ä 23.09.2014 ðîêó.</FONT></P>
<P class="ps6"><FONT class="fs267">- ïî äîäàòêîâîìó äîãîâîðó ¹ 1 äî äîãîâîðó ¹ 1990270 ïðî â³äêðèòòÿ òà îáñëóãîâóâàííÿ ðàõóíêó, âèïóñê ³ íàäàííÿ ïëàò³æíèõ êàðòîê (äîãîâ³ð êàðòêîâîãî ðàõóíêó 2), óêëàäåíîìó ì³æ áàíêîì òà Áåëîêóäðåíêîì Àíàòîë³ºì Âàñèëüîâè÷åì 10.07.2014 ð., ïîçè÷àëüíèêó âñòàíîâëåíèé êðåäèò ó ñóì³ 11 000 ãðí. ç ô³êñîâàíîþ êðåäèòíîþ ñòàâêîþ 26 % ð³÷íèõ ³ ñïëàòîþ ùîì³ñÿ÷íî. Ïðîöåíòíà ñòàâêà çà íåñàíêö³îíîâàíèì îâåðäðàôòîì ñêëàäàº 35 % ð³÷íèõ.</FONT></P>
<P class="ps6"><FONT class="fs266">Íà ìîìåíò çâåðíåííÿ äî â³äïîâ³äà÷à ïðî íàñòàííÿ ñòðàõîâîãî âèïàäêó çàáîðãîâàí³ñòü öüîãî ïîçè÷àëüíèêà ïî äîãîâîðó êàðòêîâîãî ðàõóíêó 2 ñêëàäàëà &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11 315,28 ãðí., ùî ï³äòâåðäæóºòüñÿ äîâ³äêîþ ïðî çàáîðãîâàí³ñòü çà ïîçè÷àëüíèêàìè, ïî ÿêèõ íàñòàâ ñòðàõîâèé âèïàäîê ç óðàõóâàííÿì â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì çà 2 ì³ñÿöÿ â³ä 23.09.2014 ðîêó.</FONT></P>
<P class="ps6"><FONT class="fs265">- ïî äîãîâîðó ¹ ÓÄ 314 - 1 ïðî â³äêðèòòÿ ô³çè÷í³é îñîá³ ïîòî÷íîãî ðàõóíêó äëÿ çàðàõóâàííÿ ïåíñ³¿ òà çä³éñíåííÿ ïëàò³æíèõ îïåðàö³é ç âèêîðèñòàííÿì ïëàò³æíî¿ êàðòêè çà äåáåòîâî-êðåäèòíîþ ïëàò³æíîþ ñõåìîþ (äîãîâ³ð êàðòêîâîãî ðàõóíêó 3), óêëàäåíîìó ì³æ áàíêîì òà Àíäð³àíîâèì ²ãîðåì Þð³éîâè÷åì 29.10.2012 ðîêó, ïîçè÷àëüíèêó â³äêðèòà êðåäèòíà ë³í³ÿ ç ë³ì³òîì êðåäèòó 7&nbsp; 900 ãðí. ç ô³êñîâàíîþ êðåäèòíîþ ñòàâêîþ 26 % ð³÷íèõ. Ïðîöåíòíà ñòàâêà çà íåñàíêö³îíîâàíèì îâåðäðàôòîì ñêëàäàº 35 % ð³÷íèõ.</FONT></P>
<P class="ps6"><FONT class="fs264">Íà ìîìåíò çâåðíåííÿ äî â³äïîâ³äà÷à ïðî íàñòàííÿ ñòðàõîâîãî âèïàäêó çàáîðãîâàí³ñòü öüîãî ïîçè÷àëüíèêà ïî äîãîâîðó êàðòêîâîãî ðàõóíêó 3 ñêëàäàëà 6&nbsp; 421,47 ãðí., ùî ï³äòâåðäæóºòüñÿ äîâ³äêîþ ïðî çàáîðãîâàí³ñòü çà ïîçè÷àëüíèêàìè, ïî ÿêèõ íàñòàâ ñòðàõîâèé âèïàäîê ç óðàõóâàííÿì â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì çà 2 ì³ñÿöÿ â³ä 23.09.2014 ðîêó.</FONT></P>
<P class="ps6"><FONT class="fs263">- ïî äîäàòêîâîìó äîãîâîðó ¹ 1 äî äîãîâîðó ¹ 1572150-1 ïðî â³äêðèòòÿ òà îáñëóãîâóâàííÿ ðàõóíêó, âèïóñê òà íàäàííÿ ïëàò³æíî¿ êàðòêè (äîãîâ³ð êàðòêîâîãî ðàõóíêó 4), óêëàäåíîìó ì³æ áàíêîì òà Òþëºíºâèì Ìèêîëîþ Ïåòðîâè÷åì 20.09.2013 ðîêó, ïîçè÷àëüíèêó âñòàíîâëåíèé êðåäèò ó ñóì³ 9&nbsp; 100 ãðí. ç ô³êñîâàíîþ êðåäèòíîþ ñòàâêîþ 26 % ð³÷íèõ ³ ñïëàòîþ ùîì³ñÿ÷íî. Ïðîöåíòíà ñòàâêà çà íåñàíêö³îíîâàíèì îâåðäðàôòîì ñêëàäàº 35 % ð³÷íèõ.</FONT></P>
<P class="ps6"><FONT class="fs262">Íà ìîìåíò çâåðíåííÿ äî â³äïîâ³äà÷à ïðî íàñòàííÿ ñòðàõîâîãî âèïàäêó çàáîðãîâàí³ñòü ïîçè÷àëüíèêà 4 ïî äîãîâîðó êàðòêîâîãî ðàõóíêó 4 ñêëàäàëà 9543,45 ãðí., ùî ï³äòâåðäæóºòüñÿ äîâ³äêîþ ïðî çàáîðãîâàí³ñòü çà ïîçè÷àëüíèêàìè, ïî ÿêèõ íàñòàâ ñòðàõîâèé âèïàäîê ç óðàõóâàííÿì â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì çà 2 ì³ñÿöÿ â³ä 23.09.2014 ðîêó.</FONT></P>
<P class="ps6"><FONT class="fs261">- ïî äîäàòêîâîìó äîãîâîðó ¹ 1 äî äîãîâîðó ¹ 1034-1 ïðî â³äêðèòòÿ ô³çè÷í³é îñîá³ êàðòêîâîãî ðàõóíêó äëÿ ïëàò³æíî¿ êàðêè òà çä³éñíåííÿ ðîçðàõóíêîâî-êàñîâîãî îáñëóãîâóâàííÿ çà äåáåòîâî-êðåäèòíîþ ñõåìîþ (äîãîâ³ð êàðòêîâîãî ðàõóíêó 5), óêëàäåíîìó ì³æ áàíêîì òà Íàðõîâèì Â'ÿ÷åñëàâîì Â³êòîðîâè÷åì 26.04.2013 ð., ïîçè÷àëüíèêó âñòàíîâëåíèé êðåäèò ó ñóì³ 9&nbsp; 900 ãðí. ç ô³êñîâàíîþ êðåäèòíîþ ñòàâêîþ 26 % ð³÷íèõ ³ ñïëàòîþ ùîì³ñÿ÷íî. Ïðîöåíòíà ñòàâêà çà íåñàíêö³îíîâàíèì îâåðäðàôòîì ñêëàäàº 35 % ð³÷íèõ. &nbsp;</FONT></P>
<P class="ps6"><FONT class="fs260">Íà ìîìåíò çâåðíåííÿ äî â³äïîâ³äà÷à ïðî íàñòàííÿ ñòðàõîâîãî âèïàäêó çàáîðãîâàí³ñòü ïîçè÷àëüíèêà 5 ïî äîãîâîðó êàðòêîâîãî ðàõóíêó 5 ñêëàäàëà 9135,77 ãðí., ùî ï³äòâåðäæóºòüñÿ äîâ³äêîþ ïðî çàáîðãîâàí³ñòü çà ïîçè÷àëüíèêàìè, ïî ÿêèõ íàñòàâ ñòðàõîâèé âèïàäîê ç óðàõóâàííÿì â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì çà 2 ì³ñÿöÿ â³ä 23.09.2014 ðîêó.</FONT></P>
<P class="ps6"><FONT class="fs259">- ïî äîãîâîðó ¹ ÏÍ 2764  1 ïðî â³äêðèòòÿ ô³çè÷í³é îñîá³ ïîòî÷íîãî ðàõóíêó äëÿ çàðàõóâàííÿ ïåíñ³¿ òà çä³éñíåííÿ ïëàò³æíèõ îïåðàö³é ç âèêîðèñòàííÿì ïëàò³æíî¿ êàðòêè çà äåáåòîâî-êðåäèòíîþ ïëàò³æíîþ ñõåìîþ (äîãîâ³ð êàðòêîâîãî ðàõóíêó 6), óêëàäåíîìó ì³æ áàíêîì òà Ëóïèðîì Îëåêñàíäðîì Ñòàí³ñëàâîâè÷åì 16.10.2012 ðîêó, ïîçè÷àëüíèêó â³äêðèòà êðåäèòíà ë³íÿ ç ë³ì³òîì êðåäèòó 7&nbsp; 900 ãðí. ç ô³êñîâàíîþ êðåäèòíîþ ñòàâêîþ 26% ð³÷íèõ. Ïðîöåíòíà ñòàâêà çà íåñàíêö³îíîâàíèì îâåðäðàôòîì ñêëàäàº 35 % ð³÷íèõ.</FONT></P>
<P class="ps6"><FONT class="fs258">Íà ìîìåíò çâåðíåííÿ äî â³äïîâ³äà÷à ïðî íàñòàííÿ ñòðàõîâîãî âèïàäêó çàáîðãîâàí³ñòü ïîçè÷àëüíèêà 6 ïî äîãîâîðó êàðòêîâîãî ðàõóíêó 6 ñêëàäàëà 8403,17 ãðí., ùî ï³äòâåðäæóºòüñÿ äîâ³äêîþ ïðî çàáîðãîâàí³ñòü çà ïîçè÷àëüíèêàìè, ïî ÿêèõ íàñòàâ ñòðàõîâèé âèïàäîê ç óðàõóâàííÿì â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì çà 2 ì³ñÿöÿ â³ä 23.09.2014 ðîêó.</FONT></P>
<P class="ps6"><FONT class="fs257">- ïî äîäàòêîâîìó äîãîâîðó äî äîãîâîðó ¹ 1819881 ïðî â³äêðèòòÿ òà îáñëóãîâóâàííÿ ðàõóíêó, âèïóñêó òà íàäàííÿ ïëàò³æíî¿ êàðòêè (äîãîâ³ð êàðòêîâîãî ðàõóíêó 7), óêëàäåíîìó ì³æ áàíêîì òà Ëàçàðåöü Âîëîäèìèðîì Ôåäîðîâè÷åì 25.02.2014 ðîêó, ïîçè÷àëüíèêó âñòàíîâëåíèé êðåäèò ó ñóì³ 8 100 ãðí. ç ô³êñîâàíîþ êðåäèòíîþ ñòàâêîþ 26 % ð³÷íèõ ³ ñïëàòîþ ùîì³ñÿ÷íî. Ïðîöåíòíà ñòàâêà çà íåñàíêö³îíîâàíèì îâåðäðàôòîì ñêëàäàº 35 % ð³÷íèõ.</FONT></P>
<P class="ps6"><FONT class="fs256">Íà ìîìåíò çâåðíåííÿ äî â³äïîâ³äà÷à ïðî íàñòàííÿ ñòðàõîâîãî âèïàäêó çàáîðãîâàí³ñòü ïîçè÷àëüíèêà 7 ïî äîãîâîðó êàðòêîâîãî ðàõóíêó 7 ñêëàäàëà 8363,89 ãðí., ùî ï³äòâåðäæóºòüñÿ äîâ³äêîþ ïðî çàáîðãîâàí³ñòü çà ïîçè÷àëüíèêàìè, ïî ÿêèõ íàñòàâ ñòðàõîâèé âèïàäîê ç óðàõóâàííÿì â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì çà 2 ì³ñÿöÿ â³ä 23.09.2014 ðîêó.</FONT></P>
<P class="ps6"><FONT class="fs255">- ïî äîäàòêîâîìó äîãîâîðó ¹ 2 äî äîãîâîðó ¹ ÏÍ 9217 ïðî âèäà÷ó òà îáñëóãîâóâàííÿ ïëàò³æíî¿ êàðòè òèïó V. Electron çà äåáåòîâî-êðåäèòíîþ ñõåìîþ (äëÿ ïåíñ³é òà ³íøèõ âèïëàò) (äîãîâ³ð êàðòêîâîãî ðàõóíêó 8), óêëàäåíîìó ì³æ áàíêîì òà Êðóññåð Ñåðã³ºì Âîëîäèìèðîâè÷åì 31.03.2014 ðîêó, ïîçè÷àëüíèêó âñòàíîâëåíèé êðåäèò ó ñóì³ 8&nbsp; 600 ãðí. ç ô³êñîâàíîþ êðåäèòíîþ ñòàâêîþ 26 % ð³÷íèõ ³ ñïëàòîþ ùîì³ñÿ÷íî. Ïðîöåíòíà ñòàâêà çà íåñàíêö³îíîâàíèì îâåðäðàôòîì ñêëàäàº 35 % ð³÷íèõ.</FONT></P>
<P class="ps6"><FONT class="fs254">Íà ìîìåíò çâåðíåííÿ äî â³äïîâ³äà÷à ïðî íàñòàííÿ ñòðàõîâîãî âèïàäêó çàáîðãîâàí³ñòü ïîçè÷àëüíèêà 8 ïî äîãîâîðó êàðòêîâîãî ðàõóíêó 8 ñêëàäàëà 8976,41 ãðí., ùî ï³äòâåðäæóºòüñÿ äîâ³äêîþ ïðî çàáîðãîâàí³ñòü çà ïîçè÷àëüíèêàìè, ïî ÿêèõ íàñòàâ ñòðàõîâèé âèïàäîê ç óðàõóâàííÿì â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì çà 2 ì³ñÿöÿ â³ä 23.09.2014 ðîêó.</FONT></P>
<P class="ps6"><FONT class="fs253">- ïî äîäàòêîâîìó äîãîâîðó ¹ 1 äî äîãîâîðó ¹ 2033173 ïðî â³äêðèòòÿ òà îáñëóãîâóâàííÿ ðàõóíêó, âèïóñêó òà íàäàííÿ ïëàò³æíî¿ êàðòêè (äîãîâ³ð êàðòêîâîãî ðàõóíêó 9), óêëàäåíîìó ì³æ áàíêîì òà Êîíäðàøîâèì Îëåêñàíäðîì Îëåêñ³éîâè÷åì 08.07.2014 ðîêó, ïîçè÷àëüíèêó âñòàíîâëåíèé êðåäèò ó ñóì³ 8&nbsp; 720 ãðí. ç ô³êñîâàíîþ êðåäèòíîþ ñòàâêîþ 26 % ð³÷íèõ ³ ñïëàòîþ ùîì³ñÿ÷íî. Ïðîöåíòíà ñòàâêà çà íåñàíêö³îíîâàíèì îâåðäðàôòîì ñêëàäàº 35 % ð³÷íèõ.</FONT></P>
<P class="ps6"><FONT class="fs252">Íà ìîìåíò çâåðíåííÿ äî â³äïîâ³äà÷à ïðî íàñòàííÿ ñòðàõîâîãî âèïàäêó çàáîðãîâàí³ñòü &nbsp;ïîçè÷àëüíèêà 9 ïî äîãîâîðó êàðòêîâîãî ðàõóíêó 9 ñêëàäàëà 9017,40 ãðí., ùî ï³äòâåðäæóºòüñÿ äîâ³äêîþ ïðî çàáîðãîâàí³ñòü çà ïîçè÷àëüíèêàìè, ïî ÿêèõ íàñòàâ ñòðàõîâèé âèïàäîê ç óðàõóâàííÿì â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì çà 2 ì³ñÿöÿ â³ä 23.09.2014 ðîêó.</FONT></P>
<P class="ps6"><FONT class="fs251">- ïî äîäàòêîâîìó äîãîâîðó ¹ 1 äî äîãîâîðó ¹ 1571584-1 ïðî â³äêðèòòÿ òà îáñëóãîâóâàííÿ ðàõóíêó, âèïóñê òà íàäàííÿ ïëàò³æíî¿ êàðòêè (äîãîâ³ð êàðòêîâîãî ðàõóíêó 10), óêëàäåíîìó ì³æ áàíêîì òà Ôîðîñòÿíîâèì Ñåðã³ºì Àíàòîë³éîâè÷åì 02.07.2013 ðîêó, ïîçè÷àëüíèêó âñòàíîâëåíèé êðåäèò ó ñóì³ 9500 ãðí. ç ô³êñîâàíîþ êðåäèòíîþ ñòàâêîþ 26 % ð³÷íèõ ³ ñïëà÷óºòüñÿ ùîì³ñÿ÷íî. Ïðîöåíòíà ñòàâêà çà íåñàíêö³îíîâàíèì îâåðäðàôòîì ñêëàäàº 35% ð³÷íèõ.</FONT></P>
<P class="ps6"><FONT class="fs250">Íà ìîìåíò çâåðíåííÿ äî â³äïîâ³äà÷à ïðî íàñòàííÿ ñòðàõîâîãî âèïàäêó çàáîðãîâàí³ñòü ïîçè÷àëüíèêà 10 ïî äîãîâîðó êàðòêîâîãî ðàõóíêó 10 ñêëàäàëà 10&nbsp; 014,73 ãðí., ùî ï³äòâåðäæóºòüñÿ äîâ³äêîþ ïðî çàáîðãîâàí³ñòü çà ïîçè÷àëüíèêàìè, ïî ÿêèõ íàñòàâ ñòðàõîâèé âèïàäîê ç óðàõóâàííÿì â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì çà 2 ì³ñÿöÿ â³ä 23.09.2014 ðîêó.</FONT></P>
<P class="ps6"><FONT class="fs249">Çàãàëüíà âàðò³ñòü ñòðàõîâîãî â³äøêîäóâàííÿ ïî 10 ïîçè÷àëüíèêàì ñêëàëà 90&nbsp; 454,80 ãðí. Â ïîäàëüøîìó ïîçèâà÷åì çìåíøåíî ðîçì³ð çàÿâëåíîãî ñòðàõîâîãî â³äøêîäóâàííÿ äî 63&nbsp; 372,41 ãðí. ó çâ'ÿçêó ç³ ñïëàòîþ çàáîðãîâàíîñò³ çà êðåäèòàìè Òþëºíºâèì Ì.Ï. (ïîçè÷àëüíèê 4), Íàðõîâèì Â.Â. (ïîçè÷àëüíèê 5) òà Ëóïèð Î.Ñ. (ïîçè÷àëüíèê 6) â ëþòîìó 2015 ðîêó. Òàêîæ ïîçèâà÷ íàðàõóâàâ â³äïîâ³äà÷ó çà íåñâîº÷àñíå âèêîíàííÿ ãðîøîâèõ çîáîâ"ÿçàíü ïåíþ òà 3 % ð³÷íèõ.</FONT></P>
<P class="ps6"><FONT class="fs248">Ñòðàõóâàëüíèêîì íàïðàâëåíî ñòðàõîâèêó çàÿâó ¹ 27-7/2088/2093 â³ä 23.09.2014 ð. ïðî íàñòàííÿ ñòðàõîâèõ âèïàäê³â òà ïðîâåäåííÿ ñòðàõîâèõ âèïëàò. </FONT></P>
<P class="ps6"><FONT class="fs247">Ó â³äïîâ³ä³ ¹ 02-03/689 â³ä 08.10.2014 ðîêó â³äïîâ³äà÷ ïîâ³äîìèâ ïðî íåìîæëèâ³ñòü âèïëàòè ñòðàõîâîãî â³äøêîäóâàííÿ áåç îòðèìàííÿ ³íôîðìàö³¿ ç ÿêèõ ïðè÷èí âèíèêëà çàáîðãîâàí³ñòü ïî çàñòðàõîâàíèõ îñîáàõ, çàçíà÷åíèõ â ïåðåë³êó ïîçè÷àëüíèê³â ô³ë³¿  Äîíåöüêîìó îáëàñíîìó óïðàâë³íí³ AT Îùàäáàíê; ÷è ïðîâîäèòüñÿ çàðàõóâàííÿ ïåíñ³é ó Äîíåöüê³é òà Ëóãàíñüêèõ îáëàñòÿõ íà ðàõóíêè ïîçè÷àëüíèê³â; â ÿêèõ ì³ñòàõ òà íàñåëåíèõ ïóíêòàõ Äîíåöüêî¿ òà Ëóãàíñüêî¿ îáëàñòÿõ çàðàõóâàííÿ ïåíñ³é íå ïðîâîäèòüñÿ; êîëè ñàìå ïðîâåäåíî îñòàííº çàðàõóâàííÿ ïåíñ³é òà çà ÿê³é ì³ñÿöü ³ â ÿêèõ â íàñåëåíèõ ïóíêòàõ çàðàõóâàííÿ íå ïðîâîäèëîñü. </FONT></P>
<P class="ps6"><FONT class="fs246">Çàäîâîëüíÿþ÷è ïîçîâí³ âèìîãè, ì³ñöåâèé ãîñïîäàðñüêèé ñóä, ç ïîçèö³ºþ ÿêîãî ïîãîäèëàñü àïåëÿö³éíà ³íñòàíö³ÿ, âèõîäèâ ç äîâåäåíîñò³ îáñòàâèí ïîðóøåííÿ â³äïîâ³äà÷åì óìîâ äîãîâîðó ùîäî îáîâ"ÿçêó ñâîº÷àñíî òà â ïîâíîìó îáñÿç³ âèïëàòèòè ñòðàõîâå â³äøêîäóâàííÿ, ïåðåäáà÷åíîãî ñò. 193 ÃÊ Óêðà¿íè ³ ñò.ñò. 525, 526, 530 ÖÊ Óêðà¿íè, òà áåçï³äñòàâí³ñòü â³äìîâè â³äïîâ³äà÷à, âèêëàäåíî¿ ó ëèñò³ ¹ 02-03/689 â³ä 08.10.2014 ðîêó, îñê³ëüêè çàçíà÷åí³ ó íüîìó ïîñèëàííÿ íå íàëåæàòü äî çàêîíîäàâ÷î âèçíà÷åíîãî ïåðåë³êó ï³äñòàâ äëÿ â³äìîâè ó çä³éñíåíí³ ñòðàõîâîãî â³äøêîäóâàííÿ, â³äîáðàæåíèõ ó ñò. 26 Çàêîíó Óêðà¿íè Ïðî ñòðàõóâàííÿ. </FONT></P>
<P class="ps6"><FONT class="fs245">Ïðè öüîìó, ñóäàìè ïîïåðåäí³õ ³íñòàíö³é ïåðåâ³ðåíî ïðàâèëüí³ñòü çàÿâëåíîãî ðîçì³ðó âèïëàòè ñòðàõîâîãî â³äøêîäóâàííÿ, ïåí³ òà 3% ð³÷íèõ, íàðàõîâàíèõ çà ïðîñòðî÷åííÿ ãðîøîâîãî âèêîíàííÿ.</FONT></P>
<P class="ps6"><FONT class="fs244">Òàêîæ ãîñïîäàðñüê³ ñóäè ïîïåðåäí³õ ³íñòàíö³é ñïðîñòóâàëè äîâîäè â³äïîâ³äà÷à ùîäî íåíàäàííÿ ïîçèâà÷åì âèòðåáóâàíèõ äîêóìåíò³â, ÿê ï³äñòàâó â³äìîâè ó âèïëàò³ ñòðàõîâîãî â³äøêîäóâàííÿ, ïîñèëàþ÷èñü íà ï. 8.2 äîãîâîðó, â ÿêîìó ïåðåäáà÷åíèé âè÷åðïíèé ïåðåë³ê äîêóìåíò³â, ÿê³ ïîâèíåí íàäàòè ïîçèâà÷ â³äïîâ³äà÷ó äëÿ ïðîâåäåííÿ ñòðàõîâèõ âèïëàò ðàçîì ç çàÿâîþ ïðî ñòðàõîâèé âèïàäîê. Ïðè öüîìó, çà òâåðäæåííÿì ïîçèâà÷à, ïåðåë³ê íåîáõ³äíèõ äîêóìåíò³â íàäàíèé â³äïîâ³äà÷ó, à òîìó îáîâ"ÿçêîì îñòàííüîãî áóëî çä³éñíèòè ñòðàõîâ³ âèïëàòè íå ï³çí³øå 13 ðîáî÷èõ äí³â ç äíÿ îòðèìàííÿ çàÿâè ïîçèâà÷à.</FONT></P>
<P class="ps6"><FONT class="fs243">Ïðîòå, òàê³ âèñíîâêè ì³ñöåâîãî é àïåëÿö³éíîãî ãîñïîäàðñüêèõ ñóä³â º ïåðåä÷àñíèìè.</FONT></P>
<P class="ps6"><FONT class="fs242">Òàê, çàïåðå÷óþ÷è ïðîòè ïîçîâíèõ âèìîã, â³äïîâ³äà÷, çîêðåìà, ñòâåðäæóâàâ ïðî â³äñóòí³ñòü éîãî îáîâ"ÿçêó âèïëàòèòè ñòðàõîâå â³äøêîäóâàííÿ, ïîñèëàþ÷èñü íà óìîâè ïóíêòó 9.2. äîãîâîðó, ÿêèì âèçíà÷åíî îáñòàâèíè çâ³ëüíåííÿ ñòðàõîâèêà â³ä âèïëàòè ñòðàõîâèõ âèïëàò òà íàñòàííÿ ñòðàõîâîãî âèïàäêó, ïåðåäáà÷åíîãî ïóíêòîì 4.1. äîãîâîðó, îñê³ëüêè òàê³ âèïëàòè (çà ïóíêòîì 4.1. äîãîâîðó çáèòêè ó ñòðàõîâîìó âèïàäêó) íå ï³äëÿãàþòü &nbsp;â³äøêîäóâàííþ ó ðàç³: ïðèéíÿòòÿ îðãàíàìè äåðæàâíî¿ âëàäè òà óïðàâë³ííÿ òà/àáî îðãàíàìè ì³ñöåâîãî ñàìîâðÿäóâàííÿ îáìåæóþ÷èõ àáî çàáîðîíÿþ÷èõ àêò³â íîðìàòèâíîãî ³ íåíîðìàòèâíîãî õàðàêòåðó, ä³ÿ ÿêèõ âïëèâàº íà ðåàë³çàö³þ ïîëîæåíü öüîãî äîãîâîðó, òà íàñë³äêè ïðèéíÿòòÿ ÿêèõ ñòîðîíè íå ìîãëè ïåðåäáà÷èòè ïðè óêëàäåíí³ öüîãî äîãîâîðó; çàòðèìêè òà/àáî ïðèïèíåííÿ âèïëàòè ïåíñ³é îðãàíàìè Ïåíñ³éíîãî ôîíäó àáî çìåíøåííÿ ðîçì³ðó ïåíñ³¿. Óìîâè öüîãî ïóíêòó íå çàñòîñîâóþòüñÿ ó âèïàäêó ñìåðò³ ïîçè÷àëüíèêà.</FONT></P>
<P class="ps6"><FONT class="fs241">Îñêàðæóþ÷è ð³øåííÿ ì³ñöåâîãî òà ïîñòàíîâó àïåëÿö³éíîãî ãîñïîäàðñüêèõ ñóä³â, Òîâàðèñòâî ç äîäàòêîâîþ â³äïîâ³äàëüí³ñòþ "Ñòðàõîâà êîìïàí³ÿ "ÏÑÊ-Çàõ³ä" ó êàñàö³éí³é ñêàðç³ ïîñëàëîñü íà òå, ùî íà òåðèòîð³¿ Äîíåöüêî¿ òà Ëóãàíñüêî¿ îáëàñòåé ïî÷èíàþ÷è ç 24 ëèïíÿ 2014 ðîêó çàïðîâàäæåíî íàäçâè÷àéíèé ðåæèì ðîáîòè áàíê³âñüêî¿ ñèñòåìè, ç ìåòîþ çàïîá³ãàííÿ çàãðîçè æèòòþ ³ çäîðîâ'þ ïðàö³âíèê³â òà êë³ºíò³â áàíê³â, çàáåçïå÷åííÿ ñòàá³ëüíîñò³ áàíê³âñüêî¿ ñèñòåìè, Íàö³îíàëüíèì áàíêîì Óêðà¿íè ïðèéíÿòî ïîñòàíîâó "Ïðî ïðèçóïèíåííÿ çä³éñíåííÿ ô³íàíñîâèõ îïåðàö³é" â³ä 06.08.2014 ðîêó ¹ 466, ÿêîþ çîáîâ'ÿçàíî áàíêè ïðèçóïèíèòè çä³éñíåííÿ óñ³õ âèä³â ô³íàíñîâèõ îïåðàö³é ó íàñåëåíèõ ïóíêòàõ, ÿê³ íå êîíòðîëþþòüñÿ óêðà¿íñüêîþ âëàäîþ.</FONT></P>
<P class="ps6"><FONT class="fs240">Òàêîæ ïåðåäáà÷åíî, ùî íåáàíê³âñüê³ óñòàíîâè òà íàö³îíàëüíèé îïåðàòîð ïîøòîâîãî çâ'ÿçêó, ÿê³ º ïëàò³æíèìè îðãàí³çàö³ÿìè âíóòð³øíüîäåðæàâíèõ/ì³æíàðîäíèõ ïëàò³æíèõ ñèñòåì òà/àáî ¿õ ó÷àñíèêàìè, ïîâèíí³ ïðèçóïèíèòè îïåðàö³¿ ç ïðèéìàííÿ/âèïëàòè ïåðåêàçó êîøò³â ç/íà òåðèòîð³¿, ÿê³ íå êîíòðîëþþòüñÿ óêðà¿íñüêîþ âëàäîþ.</FONT></P>
<P class="ps6"><FONT class="fs239">Áàíêè, à òàêîæ íåáàíê³âñüê³ óñòàíîâè ³ íàö³îíàëüí³é îïåðàòîð ïîøòîâîãî çâ'ÿçêó, ÿê³ º ïëàò³æíèìè îðãàí³çàö³ÿìè âíóòð³øíüîäåðæàâíèõ/ì³æíàðîäíèõ ïëàò³æíèõ ñèñòåì òà/àáî ¿õ ó÷àñíèêàìè, ï³ñëÿ ïåðåõîäó ðàéîíó/ì³ñòà îáëàñíîãî çíà÷åííÿ Äîíåöüêî¿ òà/àáî Ëóãàíñüêî¿ îáëàñòåé ï³ä êîíòðîëü óêðà¿íñüêî¿ âëàäè ïîâèíí³ âæèòè íåâ³äêëàäíèõ çàõîä³â äëÿ â³äíîâëåííÿ ô³íàíñîâèõ îïåðàö³é, ïðèçóïèíåíèõ â³äïîâ³äíî äî çàçíà÷åíî¿ ïîñòàíîâè.</FONT></P>
<P class="ps6"><FONT class="fs238">Áàíêè äî ïîâíîãî â³äíîâëåííÿ ä³ÿëüíîñò³ âïðàâ³ íàäàâàòè êë³ºíòàì ïîñëóãè çà äîïîìîãîþ çàñîá³â ìîá³ëüíîãî îáñëóãîâóâàííÿ.</FONT></P>
<P class="ps6"><FONT class="fs237">Ïðè öüîìó, Ðîçïîðÿäæåííÿì Êàá³íåòó Ì³í³ñòð³â Óêðà¿íè ¹ 1085-ð â³ä 07.11.2014 ðîêó çàòâåðäæåíî ïåðåë³ê íàñåëåíèõ ïóíêò³â, íà òåðèòîð³¿ ÿêèõ îðãàíè äåðæàâíî¿ âëàäè òèì÷àñîâî íå çä³éñíþþòü ñâî¿ ïîâíîâàæåííÿ, òà ïåðåë³ê íàñåëåíèõ ïóíêò³â, ùî ðîçòàøîâàí³ íà ë³í³¿ ç³òêíåííÿ.</FONT></P>
<P class="ps6"><FONT class="fs236">ßê çàçíà÷àëîñü âèùå, ïóíêò 9.2. äîãîâîðó ì³ñòèòü óìîâè, ÿê³ º ï³äñòàâîþ äëÿ â³äìîâè ñòðàõîâèêà ó âèïëàò³ ñòðàõîâîãî â³äøêîäóâàííÿ.</FONT></P>
<P class="ps6"><FONT class="fs235">Â³äòàê, â³äïîâ³äà÷ ñòâåðäæóâàâ ïðî íåîáãðóíòîâàí³ñòü ïîçîâíèõ âèìîã âíàñë³äîê ³ñíóâàííÿ îáñòàâèí, âèçíà÷åíèõ â öüîìó ïóíêò³ äîãîâîðó, ÿêèì ïåðåäáà÷åíî âèïàäêè çâ³ëüíåííÿ ñòðàõîâèêà â³ä âèïëàòè íèì ñòðàõîâîãî â³äøêîäóâàííÿ ñòðàõóâàëüíèêó.</FONT></P>
<P class="ps6"><FONT class="fs234">Ïðîòå, ö³ äîâîäè Òîâàðèñòâà ç äîäàòêîâîþ â³äïîâ³äàëüí³ñòþ "Ñòðàõîâà êîìïàí³ÿ "ÏÑÊ-Çàõ³ä" ì³ñöåâèì òà àïåëÿö³éíèì ãîñïîäàðñüêèìè ñóäàìè íå ïåðåâ³ðåí³. </FONT></P>
<P class="ps6"><FONT class="fs233">Ðàçîì ç òèì, ç"ÿñóâàííÿ çàçíà÷åíèõ îáñòàâèí, íà ÿêèõ ãðóíòóþòüñÿ çàïåðå÷åííÿ â³äïîâ³äà÷à ñòîñîâíî çàïðîâàäæåííÿ íàäçâè÷àéíîãî ðåæèìó ðîáîòè áàíê³âñüêî¿ ñèñòåìè òà ïðèçóïèíåííÿ áàíêàìè çä³éñíåííÿ óñ³õ âèä³â ô³íàíñîâèõ îïåðàö³é ó íàñåëåíèõ ïóíêòàõ, ÿê³ íå êîíòðîëþþòüñÿ óêðà¿íñüêîþ âëàäîþ íà âèçíà÷åíèõ Ðîçïîðÿäæåííÿì Êàá³íåòó Ì³í³ñòð³â Óêðà¿íè òåðèòîð³ÿõ, ìàº ³ñòîòíå çíà÷åííÿ ïðè âèð³øåííÿ ñïîðó äëÿ êâàë³ô³êàö³¿ ïîä³¿ ñòðàõîâèì âèïàäêîì òà, ÿê íàñë³äîê, íåîáõ³äíîñò³ ó âèïëàò³ ñòðàõîâîãî â³äøêîäóâàííÿ øëÿõîì âñòàíîâëåííÿ îáñòàâèí ïîðóøåííÿ â³äïîâ³äà÷åì óìîâ äîãîâîðó.</FONT></P>
<P class="ps6"><FONT class="fs232">Îñê³ëüêè âèìîãà ïðî ñòÿãíåííÿ ïåí³ òà 3 % ð³÷íèõ áåçïîñåðåäíüî ïîâÿçàíà ³ º ïîõ³äíîþ â³ä îñíîâíî¿ âèìîãè ïðî ñòÿãíåííÿ ñòðàõîâîãî â³äøêîäóâàííÿ, ¿¿ ï³äñòàâí³ñòü òàêîæ ìàº ðîçãëÿäàòèñü ï³ñëÿ ç"ÿñóâàííÿ âèùåâêàçàíèõ îáñòàâèí.</FONT></P>
<P class="ps6"><FONT class="fs231">Ç îãëÿäó íà âèêëàäåíå, âèñíîâêè ãîñïîäàðñüêèõ ñóä³â ïðî íàÿâí³ñòü ïðàâîâèõ ï³äñòàâ äëÿ ñòÿãíåííÿ ç â³äïîâ³äà÷à çàÿâëåíîãî ðîçì³ðó ñòðàõîâîãî â³äøêîäóâàííÿ, ïåí³ òà 3 % ð³÷íèõ, â³äïîâ³äíî, º ïåðåä÷àñíèìè. </FONT></P>
<P class="ps6"><FONT class="fs230">Â çâ"ÿçêó ç âèêëàäåíèì, ñóäîâ³ ³íñòàíö³¿ ïðèïóñòèëèñü ïîðóøåííÿ âèìîã ÷àñòèíè 1 ñòàòò³ 4</FONT><FONT class="fs310">7</FONT><FONT class="fs229"> ÃÏÊ Óêðà¿íè ùîäî âñåá³÷íîãî, ïîâíîãî é îáºêòèâíîãî ðîçãëÿäó â ñóäîâîìó ïðîöåñ³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³ â³äïîâ³äíî äî ÷àñòèíè 1 ñòàòò³ 43 ÃÏÊ Óêðà¿íè. </FONT></P>
<P class="ps6"><FONT class="fs228">Çã³äíî ñòàòò³ 111</FONT><FONT class="fs309">10 </FONT><FONT class="fs227">Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ï³äñòàâàìè äëÿ ñêàñóâàííÿ àáî çì³íè ð³øåííÿ ì³ñöåâîãî ÷è àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó àáî ïîñòàíîâè àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó º ïîðóøåííÿ àáî íåïðàâèëüíå çàñòîñóâàííÿ íîðì ìàòåð³àëüíîãî ÷è ïðîöåñóàëüíîãî ïðàâà. </FONT></P>
<P class="ps2"><FONT class="fs226">Âðàõîâóþ÷è âèìîãè ñòàòò³ 111</FONT><FONT class="fs308">7</FONT><FONT class="fs225"> öüîãî æ Êîäåêñó, â³äïîâ³äíî äî ÿêèõ êàñàö³éíà ³íñòàíö³ÿ íå ìàº ïðàâà âñòàíîâëþâàòè àáî ââàæàòè äîâåäåíèìè îáñòàâèíè, ùî &nbsp;íå áóëè âñòàíîâëåí³ ó ð³øåíí³ àáî ïîñòàíîâ³ ãîñïîäàðñüêîãî ñóäó ÷è â³äõèëåí³ íèì, âèð³øóâàòè ïèòàííÿ ïðî äîñòîâ³ðí³ñòü òîãî ÷è ³íøîãî äîêàçó, ïðî ïåðåâàãó îäíèõ äîêàç³â íàä ³íøèìè, çáèðàòè íîâ³ äîêàçè àáî äîäàòêîâî ïåðåâ³ðÿòè äîêàçè, ð³øåííÿ òà ïîñòàíîâà, ïðèéíÿò³ ó äàí³é ñïðàâ³, ï³äëÿãàþòü ñêàñóâàííþ, à ñïðàâà - íàïðàâëåííþ íà íîâèé ðîçãëÿä. </FONT></P>
<P class="ps2"><FONT class="fs224">Ïðè íîâîìó ðîçãëÿä³ ñïðàâè ñóäó íåîáõ³äíî âðàõóâàòè íàâåäåíå, âñåá³÷íî, ïîâíî, îáºêòèâíî çÿñóâàòè âñ³ îáñòàâèíè ñïðàâè, íàäàòè îáºêòèâíó îö³íêó äîêàçàì, ÿê³ ìàþòü þðèäè÷íå çíà÷åííÿ äëÿ ¿¿ ðîçãëÿäó, ïðàâèëüíî çàñòîñóâàòè íîðìè ìàòåð³àëüíîãî òà, äîòðèìóþ÷èñü íîðì ïðîöåñóàëüíîãî ïðàâà, âèð³øèòè ñï³ð â³äïîâ³äíî äî âèìîã çàêîíó.</FONT></P>
<P class="ps6"><FONT class="fs223">Êåðóþ÷èñü ñò.ñò. 111</FONT><FONT class="fs307">5</FONT><FONT class="fs222">  111</FONT><FONT class="fs306">7</FONT><FONT class="fs221">, 111</FONT><FONT class="fs305">9</FONT><FONT class="fs220">, 111</FONT><FONT class="fs304">11</FONT><FONT class="fs219"> Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè Âèùèé ãîñïîäàðñüêèé ñóä Óêðà¿íè, -</FONT></P>
<P class="ps17"><FONT class="fs196">Ï Î Ñ Ò À Í Î Â È Â:</FONT></P>
<P class="ps9"><FONT class="fs218">Êàñàö³éíó ñêàðãó Òîâàðèñòâà ç äîäàòêîâîþ â³äïîâ³äàëüí³ñòþ "Ñòðàõîâà êîìïàí³ÿ "ÏÑÊ-Çàõ³ä" çàäîâîëüíèòè.</FONT></P>
<P class="ps11"><FONT class="fs217">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 21.04.2015 ðîêó òà ïîñòàíîâó Êè¿âñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó â³ä 09.06.2015 ðîêó &nbsp;ó ñïðàâ³ ¹ 910/2484/15-ã ñêàñóâàòè.</FONT></P>
<P class="ps12"><FONT class="fs216">Ñïðàâó ïåðåäàòè íà íîâèé ðîçãëÿä äî ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â ³íøîìó ñêëàä³ ñóäó.</FONT></P>
<TABLE cellspacing=0 px class="tsfirst">
<TR><TD width="70 %" class="tds129"><P><FONT class="fs195">Ãîëîâóþ÷èé ñóääÿ</FONT></P></TD><TD width="30 %" class="tds129"><P><FONT class="fs194">Í.². Ìåëåæèê </FONT></P><BR>
<TABLE cellspacing=0 px>
<TR><TD width="70 %" class="tds130"><P><FONT class="fs193">Ñóää³</FONT></P></TD><TD width="30 %" class="tds130"><P><FONT class="fs192">Ñ.Â. Âëàäèìèðåíêî</FONT></P><BR>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="70 %" class="tds131"><BR>
</TD><TD width="30 %" class="tds131"><P><FONT class="fs191">Í.Î. Êî÷åðîâà</FONT></P></TD></TR>