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<TR><TD width="100 %" class="tds1"><P class="ps8"><FONT class="fs174"> &nbsp;</FONT><FONT class="fs172"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps3"><FONT class="fs100">Ð²ØÅÍÍß</FONT></P>
<P class="ps3"><FONT class="fs99">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<P class="ps2"><FONT class="fs165">Çà ïîçîâîì Ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà «Ñòðàõîâà êîìïàí³ÿ» «²íãîññòðàõ»</FONT></P>
<P class="ps2"><FONT class="fs164">äî Ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà «Óêðà¿íñüêà òðàíñïîðòíà ñòðàõîâà êîìïàí³ÿ»;</FONT></P>
<P class="ps2"><FONT class="fs163">Ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà «Ñòðàõîâà êîìïàí³ÿ «Óêðà¿íà» </FONT></P>
<P class="ps2"><FONT class="fs162">ïðî ñòÿãíåííÿ ãðîøîâèõ êîøò³â</FONT></P>
<P class="ps2"><FONT class="fs161">                                                                                Ñóääÿ Þ.Â. Öþêàëî &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps2"><FONT class="fs160">Ïðåäñòàâíèêè ñòîð³í:</FONT></P>
<P class="ps2"><FONT class="fs159">â³ä ïîçèâà÷à: Ä³äåíêî ².Â.  çà äîâ³ðåí³ñòþ; </FONT></P>
<P class="ps2"><FONT class="fs158">â³ä â³äïîâ³äà÷à-1: íå çÿâèëèñü;</FONT></P>
<P class="ps2"><FONT class="fs157">â³ä â³äïîâ³äà÷à-2: íå çÿâèëèñü.</FONT></P>
<P class="ps2"><FONT class="fs156">Â ñóäîâîìó çàñ³äàíí³ 12 ñåðïíÿ 2015 ðîêó, â³äïîâ³äíî äî ïîëîæåíü&nbsp; &nbsp;&nbsp;ñò. 85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, áóëî îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíó ð³øåííÿ.</FONT></P>
<P class="ps0"><FONT class="fs155">ÑÓÒÜ ÑÏÎÐÓ:</FONT></P>
<P class="ps2"><FONT class="fs154">Â ÷åðâí³ 2015 ðîêó äî êàíöåëÿð³¿ Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà íàä³éøëà ïîçîâíà&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;çàÿâà Ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà "Ñòðàõîâà êîìïàí³ÿ "²íãîññòðàõ" (ïîçèâà÷) ïðî ñòÿãíåííÿ ç Ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà "Óêðà¿íñüêà òðàíñïîðòíà ñòðàõîâà êîìïàí³ÿ"&nbsp; &nbsp;&nbsp;(â³äïîâ³äà÷-1) 2&nbsp; &nbsp;&nbsp;926,32 ãðí. ñòðàõîâîãî â³äøêîäóâàííÿ òà ñòÿãíåííÿ ç Ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà "Ñòðàõîâà êîìïàí³ÿ "Óêðà¿íà" (â³äïîâ³äà÷-2) 2&nbsp; &nbsp;&nbsp;426,32 ãðí. ñòðàõîâîãî â³äøêîäóâàííÿ.</FONT></P>
<P class="ps2"><FONT class="fs153">Ïîçîâí³ âèìîãè îá´ðóíòîâàí³ òèì, ùî ñòðàõóâàëüíèêó ïîçèâà÷à áóëî çàâäàíî ìàéíîâî¿ øêîäè âíàñë³äîê äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè, ÿêà ñòàëàñü ÷åðåç ïîðóøåííÿ&nbsp; &nbsp;&nbsp;Ïðàâèë äîðîæíüîãî ðóõó Óêðà¿íè&nbsp; &nbsp;&nbsp;âîä³ºì, öèâ³ëüíî-ïðàâîâà â³äïîâ³äàëüí³ñòü ÿêîãî çàñòðàõîâàíà&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;â³äïîâ³äà÷åì-2 çà ïîë³ñîì ÀÑ/3946986 òà â³äïîâ³äà÷åì-1 çà ïîë³ñîì ÀÑ/3653465.</FONT></P>
<P class="ps2"><FONT class="fs152">Â ñóäîâîìó çàñ³äàíí³ 12.08.2015 ðîêó â³ä ïîçèâà÷à íàä³éøëà çàÿâà ïðî çì³íó ïîçîâíèõ âèìîã, ó ÿê³é îñòàíí³é ïðîñèòü ñòÿãíóòè ç â³äïîâ³äà÷à-1 6&nbsp; &nbsp;&nbsp;352,64 ãðí. ñòðàõîâîãî â³äøêîäóâàííÿ. Âêàçàíà çàÿâà ðîçö³íþºòüñÿ ñóäîì ÿê çá³ëüøåííÿ ðîçì³ðó ïîçîâíèõ âèìîã ïðèéìàºòüñÿ äî ðîçãëÿäó íà ï³äñòàâ³ ñò. 22 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè.</FONT></P>
<P class="ps2"><FONT class="fs150">Óõâàëîþ Ãîñïîäàðñüêîãî ñóäó ì. Êèºâà â³ä 13.07.2015ð. ðîçãëÿä ñïðàâè áóëî â³äêëàäåíî íà 27.07.2015ð.</FONT></P>
<P class="ps2"><FONT class="fs149">Óõâàëîþ Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 27.07.2015 ðîêó ðîçãëÿä ñïðàâè â³äêëàäåíî íà 12.08.2015&nbsp; &nbsp;&nbsp;ðîêó.</FONT></P>
<P class="ps2"><FONT class="fs148">Êëîïîòàííÿ ùîäî ô³êñàö³¿ ñóäîâîãî ïðîöåñó ó÷àñíèêàìè ïðîöåñó íå çàÿâëÿëîñü, ó çâÿçêó ç ÷èì, ðîçãëÿä ñïðàâè çä³éñíþâàâñÿ áåç çàñòîñóâàííÿì çàñîá³â òåõí³÷íî¿ ô³êñàö³¿ ñóäîâîãî ïðîöåñó ó â³äïîâ³äíîñò³ äî ñòàòò³ 81-1 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè. </FONT></P>
<P class="ps2"><FONT class="fs147">Ó â³äïîâ³äíîñò³ äî ï. 3.9.2. ïîñòàíîâè Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 26 ãðóäíÿ 2011 ðîêó N 18 «Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿» ó âèïàäêó íåç'ÿâëåííÿ â çàñ³äàííÿ ãîñïîäàðñüêîãî ñóäó ïðåäñòàâíèê³â îáîõ ñòîð³í àáî îäí³º¿ ç íèõ ñïðàâà ìîæå áóòè ðîçãëÿíóòà áåç ¿õ ó÷àñò³, ÿêùî íåÿâêà òàêèõ ïðåäñòàâíèê³â íå ïåðåøêîäæàº âèð³øåííþ ñïîðó.</FONT></P>
<P class="ps2"><FONT class="fs146">Çâàæàþ÷è íà äîñòàòí³ñòü â ìàòåð³àëàõ ñïðàâè äîêàç³â, íåîáõ³äíèõ äëÿ ïîâíîãî òà îáºêòèâíîãî âèð³øåííÿ ñïðàâè, ðîçãëÿä ñïðàâè â³äáóâàâñÿ ç óðàõóâàííÿì ïîëîæåíü &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ñò. 75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè çà íàÿâíèìè ó ñïðàâ³ ìàòåð³àëàìè.</FONT></P>
<P class="ps2"><FONT class="fs145">Äîñë³äèâøè ìàòåð³àëè ñïðàâè, çàñëóõàâøè ïîÿñíåííÿ ïîçèâà÷à, ñóä, - </FONT></P>
<P class="ps2"><FONT class="fs144">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps2"><FONT class="fs143">26.10.2012 ðîêó ì³æ Ïðèâàòíèì àêö³îíåðíèì òîâàðèñòâîì «Ñòðàõîâà êîìïàí³ÿ «²íãîññòðàõ»» (íàäàë³ - ñòðàõîâèê) òà ÏÀÒ «Ïðèâàòáàíê» (äàë³ - ñòðàõóâàëüíèê) áóâ óêëàäåíèé Äîãîâ³ð ñòðàõóâàííÿ íàçåìíîãî òðàíñïîðòó ¹ Ê300À+02007251 (êîï³ÿ äîãîâîðó â ñïðàâ³, ïî òåêñòó  Äîãîâ³ð àáî Äîãîâ³ð äîáðîâ³ëüíîãî ñòðàõóâàííÿ).</FONT></P>
<P class="ps2"><FONT class="fs142">Îáºêòîì äîãîâîðó äîáðîâ³ëüíîãî ñòðàõóâàííÿ º òðàíñïîðòíèé çàñ³á «Äåó», äåðæàâíèé ðåºñòðàö³éíèé íîìåð ÀÅ 2136 ÍÂ.</FONT></P>
<P class="ps2"><FONT class="fs141">Âêàçàíèé òðàíñïîðòíèé çàñ³á ïîçèâà÷ ïðèéíÿâ íà ñòðàõóâàííÿ íà âèïàäîê çàïîä³ÿííÿ çáèòê³â âíàñë³äîê äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè.</FONT></P>
<P class="ps2"><FONT class="fs140">Â³äïîâ³äíèé ñòðàõîâèé âèïàäîê íàñòàâ 12.01.2014ð., êîëè âîä³é Âîäîïÿíîâà ².²., êåðóþ÷è àâòîìîá³ëåì «Ìàçäà», äåðæàâíèé ðåºñòðàö³éíèé íîìåð ÂÍ 3036 ÀÍ, ï³ä ÷àñ ðóõó íå äîòðèìàëàñü áåçïå÷íî¿ äèñòàíö³¿, âíàñë³äîê ÷îãî â³äáóëîñü ç³òêíåííÿ ç àâòîìîá³ëåì «Äåó», äåðæàâíèé ðåºñòðàö³éíèé íîìåð ÀÅ 2136 ÍÂ.</FONT></P>
<P class="ps2"><FONT class="fs139">Â ðåçóëüòàò³ ÄÒÏ áóëî ïîøêîäæåíî òðàíñïîðòíèé çàñ³á «Äåó», äåðæàâíèé ðåºñòðàö³éíèé íîìåð ÀÅ 2136 ÍÂ, ùî ï³äòâåðäæóºòüñÿ äîâ³äêîþ âèäàíîþ îðãàíàìè ÌÂÑ Óêðà¿íè (êîï³ÿ äîâ³äêè ì³ñòèòüñÿ â ìàòåð³àëàõ ñïðàâè).</FONT></P>
<P class="ps2"><FONT class="fs138">Çà íàñë³äêàìè âêàçàíî¿ äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè ïîçèâà÷åì áóëî ïåðåðàõîâàíî ñòðàõîâå â³äøêîäóâàííÿ â ðîçì³ð³ 6 852,64 ãðí., ùî ï³äòâåðäæóºòüñÿ ïëàò³æíèì äîðó÷åííÿì ¹ 769 â³ä 04.03.2014ð. (êîï³ÿ &nbsp;äîðó÷åííÿ â ìàòåð³àëàõ ñïðàâè).</FONT></P>
<P class="ps2"><FONT class="fs137">Â³äïîâ³äíî äî ñòàòò³ 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çîáîâ'ÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà.</FONT></P>
<P class="ps2"><FONT class="fs136">Çà ñò. 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, ñóáºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâÿçàííÿ â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâÿçàííÿ  â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ.</FONT></P>
<P class="ps2"><FONT class="fs135">Ñòàòòåþ 1 Çàêîíó Óêðà¿íè Ïðî ñòðàõóâàííÿ ñòðàõóâàííÿ - öå âèä öèâ³ëüíî-ïðàâîâèõ â³äíîñèí ùîäî &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;çàõèñòó ìàéíîâèõ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;³íòåðåñ³â &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ãðîìàäÿí òà þðèäè÷íèõ îñ³á ó ðàç³ íàñòàííÿ ïåâíèõ&nbsp; &nbsp;&nbsp;ïîä³é (ñòðàõîâèõ âèïàäê³â), âèçíà÷åíèõ äîãîâîðîì ñòðàõóâàííÿ àáî ÷èííèì çàêîíîäàâñòâîì, çà ðàõóíîê ãðîøîâèõ ôîíä³â, ùî ôîðìóþòüñÿ øëÿõîì ñïëàòè &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ãðîìàäÿíàìè òà þðèäè÷íèìè îñîáàìè ñòðàõîâèõ ïëàòåæ³â (ñòðàõîâèõ âíåñê³â,&nbsp; &nbsp;&nbsp;ñòðàõîâèõ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ïðåì³é) òà äîõîä³â â³ä ðîçì³ùåííÿ êîøò³â öèõ ôîíä³â.</FONT></P>
<P class="ps2"><FONT class="fs134">Ó â³äïîâ³äíîñò³ äî ïîëîæåíü ÷àñòèíè äðóãî¿ ñòàòò³ 1187 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, øêîäà, çàâäàíà äæåðåëîì ï³äâèùåíî¿ íåáåçïåêè, â³äøêîäîâóºòüñÿ îñîáîþ, ÿêà íà â³äïîâ³äí³é ïðàâîâ³é ï³äñòàâ³ (ïðàâî âëàñíîñò³, ³íøå ðå÷îâå ïðàâî, äîãîâ³ð ï³äðÿäó, îðåíäè òîùî) âîëîä³º òðàíñïîðòíèì çàñîáîì, ìåõàí³çìîì, ³íøèì îá'ºêòîì, âèêîðèñòàííÿ, çáåð³ãàííÿ àáî óòðèìàííÿ ÿêîãî ñòâîðþº ï³äâèùåíó íåáåçïåêó.</FONT></P>
<P class="ps2"><FONT class="fs133">Çã³äíî ç ïîëîæåííÿìè ñò. &nbsp;993 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè òà ñò. 27 Çàêîíó Óêðà¿íè Ïðî ñòðàõóâàííÿ, äî ñòðàõîâèêà, ÿêèé âèïëàòèâ ñòðàõîâå â³äøêîäóâàííÿ çà äîãîâîðîì ìàéíîâîãî ñòðàõóâàííÿ, ó ìåæàõ ôàêòè÷íèõ âèòðàò ïåðåõîäèòü ïðàâî âèìîãè, ÿêå ñòðàõóâàëüíèê àáî ³íøà îñîáà, ùî îäåðæàëà ñòðàõîâå â³äøêîäóâàííÿ, ìàº äî îñîáè, â³äïîâ³äàëüíî¿ çà çàâäàí³ çáèòêè.</FONT></P>
<P class="ps2"><FONT class="fs132">Çã³äíî ç ïîñòàíîâîþ Äàðíèöüêîãî ðàéîííîãî ñóäó ì. Êèºâà â³ä 11.02.2014ð. ó ñïðàâ³ ¹ 753/1619/14-ï (íàëåæíèì ÷èíîì çàñâ³ä÷åíà êîï³ÿ ïîñòàíîâè ì³ñòèòüñÿ â ìàòåð³àëàõ ñïðàâè), äîðîæíüî-òðàíñïîðòíà ïðèãîäà â³äáóëàñü âíàñë³äîê ïîðóøåííÿ âîä³ºì Âîäîïÿíîâîþ ²ðèíîþ ²âàí³âíîþ Ïðàâèë äîðîæíüîãî ðóõó Óêðà¿íè. Îñòàííþ ïðèòÿãíóòî äî àäì³í³ñòðàòèâíî¿ â³äïîâ³äàëüíîñò³ çà ñò. 124 Êîäåêñó Óêðà¿íè ïðî àäì³í³ñòðàòèâí³ ïðàâîïîðóøåííÿ.</FONT></P>
<P class="ps2"><FONT class="fs131">Ñòðàõóâàëüíèê ìàº ïðàâî âèáîðó ñòðàõîâèêà äëÿ óêëàäåííÿ äîãîâîðó îáîâ'ÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ (ñò. 14 Çàêîíó Óêðà¿íè Ïðî îáîâÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â).</FONT></P>
<P class="ps2"><FONT class="fs130">Ç óðàõóâàííÿì ïîëîæåíü ïóíêòó 21.3 ö³º¿ ñòàòò³, íà òåðèòîð³¿ Óêðà¿íè çàáîðîíÿºòüñÿ åêñïëóàòàö³ÿ òðàíñïîðòíîãî çàñîáó (çà âèíÿòêîì òðàíñïîðòíèõ çàñîá³â, ùîäî ÿêèõ íå âñòàíîâëåíî êîðèãóþ÷èé êîåô³ö³ºíò â çàëåæíîñò³ â³ä òèïó òðàíñïîðòíîãî çàñîáó) áåç ïîë³ñà îáîâ'ÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³, ÷èííîãî íà òåðèòîð³¿ Óêðà¿íè, àáî ïîë³ñà (ñåðòèô³êàòà) îáîâ'ÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³, óêëàäåíîãî â ³íø³é êðà¿í³ ç óïîâíîâàæåíîþ îðãàí³çàö³ºþ ³ç ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³, ç ÿêîþ ÌÒ ÑÁÓ óêëàëî óãîäó ïðî âçàºìíå âèçíàííÿ äîãîâîð³â òàêîãî ñòðàõóâàííÿ (ñò. 21 Çàêîíó Óêðà¿íè Ïðî îáîâÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â). </FONT></P>
<P class="ps2"><FONT class="fs129">ßê ñâ³ä÷àòü ìàòåð³àëè ñïðàâè, Òàìóëÿí³ñîì Î.Â. çàñòðàõîâàíî öèâ³ëüíî-ïðàâîâó â³äïîâ³äàëüí³ñòü çà øêîäó, çàïîä³ÿíó ìàéíó òðåò³õ îñ³á âíàñë³äîê åêñïëóàòàö³¿ òðàíñïîðòíîãî çàñîáó Ìàçäà, äåðæàâíèé ðåºñòðàö³éíèé íîìåð ÂÍ 3036 ÀÍ, øëÿõîì óêëàäåííÿ ç â³äïîâ³äà÷åì-1 ïîë³ñà îáîâÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â ¹ ÀÑ/3653465 (ñòðîê ä³¿ ç 18.05.2013 ðîêó ïî 17.05.2014 ðîêó), à Êâàòêîâñüêèì ª.Ê. çàñòðàõîâàíî öèâ³ëüíî-ïðàâîâó â³äïîâ³äàëüí³ñòü çà øêîäó, çàïîä³ÿíó ìàéíó òðåò³õ îñ³á âíàñë³äîê åêñïëóàòàö³¿ òðàíñïîðòíîãî çàñîáó Ìàçäà, äåðæàâíèé ðåºñòðàö³éíèé íîìåð ÂÍ 3036 ÀÍ, øëÿõîì óêëàäåííÿ ç â³äïîâ³äà÷åì-2 ïîë³ñà îáîâÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â ¹ ÀÑ/3946986 (ñòðîê ä³¿ ç 28.09.2013 ðîêó ïî 27.09.2014 ðîêó) (íàëåæíèì ÷èíîì çàñâ³ä÷åí³ êîï³¿ âèòÿã³â ç öåíòðàë³çîâàíî¿ áàçè ÌÒÑÁÓ äîëó÷åí³ äî ìàòåð³àë³â ñïðàâè).</FONT></P>
<P class="ps2"><FONT class="fs128">Ó â³äïîâ³äíîñò³ äî ñò. 5 Çàêîíó Óêðà¿íè Ïðî îáîâÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â îá'ºêòîì îáîâ'ÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ º ìàéíîâ³ ³íòåðåñè, ùî íå ñóïåðå÷àòü çàêîíîäàâñòâó Óêðà¿íè, ïîâ'ÿçàí³ ç â³äøêîäóâàííÿì îñîáîþ, öèâ³ëüíî-ïðàâîâà â³äïîâ³äàëüí³ñòü ÿêî¿ çàñòðàõîâàíà, øêîäè, çàïîä³ÿíî¿ æèòòþ, çäîðîâ'þ, ìàéíó ïîòåðï³ëèõ âíàñë³äîê åêñïëóàòàö³¿ çàáåçïå÷åíîãî òðàíñïîðòíîãî çàñîáó. </FONT></P>
<P class="ps2"><FONT class="fs127">Â³äïîâ³äíî äî ñò. 22 Çàêîíó Óêðà¿íè Ïðî îáîâÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â ó ðàç³ íàñòàííÿ ñòðàõîâîãî âèïàäêó ñòðàõîâèê ó ìåæàõ ñòðàõîâèõ ñóì, çàçíà÷åíèõ ó ñòðàõîâîìó ïîë³ñ³, â³äøêîäîâóº ó âñòàíîâëåíîìó öèì Çàêîíîì ïîðÿäêó îö³íåíó øêîäó, çàïîä³ÿíó âíàñë³äîê äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè æèòòþ, çäîðîâ'þ, ìàéíó òðåòüî¿ îñîáè.</FONT></P>
<P class="ps2"><FONT class="fs126">Ñòàòòÿ 989 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè&nbsp; &nbsp;&nbsp;âñòàíîâëþº îáîâ'ÿçîê ñòðàõóâàëüíèêà ïðè óêëàäåíí³ äîãîâîðó ñòðàõóâàííÿ ïîâ³äîìèòè ñòðàõîâèêà ïðî ³íø³ äîãîâîðè ñòðàõóâàííÿ, óêëàäåí³ ùîäî îá'ºêòà, ÿêèé ñòðàõóºòüñÿ.</FONT></P>
<P class="ps2"><FONT class="fs125">ßê ïåðåäáà÷åíî ÷. 1&nbsp; &nbsp;&nbsp;ñò. 989 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ÿêùî ñòðàõóâàëüíèê íå ïîâ³äîìèâ ñòðàõîâèêà ïðî òå, ùî îá'ºêò óæå çàñòðàõîâàíèé, íîâèé äîãîâ³ð ñòðàõóâàííÿ º í³ê÷åìíèì.</FONT></P>
<P class="ps2"><FONT class="fs124">Â³äïîâ³äíî äî ñò. 215 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, íåä³éñíèì º ïðàâî÷èí, ÿêùî éîãî íåä³éñí³ñòü âñòàíîâëåíà çàêîíîì (í³ê÷åìíèé ïðàâî÷èí). Îñê³ëüêè íåä³éñí³ñòü òàêèõ ïðàâî÷èí³â âèçíà÷åíà áåçïîñåðåäíüî ó ïðàâîâ³é íîðì³, òî âîíè ââàæàþòüñÿ íåä³éñíèìè ç ìîìåíòó ¿õíüîãî óêëàäåííÿ, íåçàëåæíî â³ä ïðåä'ÿâëåííÿ ïîçîâó òà ð³øåííÿ ñóäó. Îòæå, ó öüîìó ðàç³ âèçíàííÿ òàêîãî ïðàâî÷èíó íåä³éñíèì ñóäîì íå âèìàãàºòüñÿ.</FONT></P>
<P class="ps2"><FONT class="fs123">Íåä³éñíèé ïðàâî÷èí íå ñòâîðþº þðèäè÷íèõ íàñë³äê³â, êð³ì òèõ, ùî ïîâ'ÿçàí³ ³ç éîãî íåä³éñí³ñòþ. Ïðàâîâ³ íàñë³äêè íåä³éñíîñò³ í³ê÷åìíîãî ïðàâî÷èíó, ÿê³ âñòàíîâëåí³ çàêîíîì, íå ìîæóòü çì³íþâàòèñü çà äîìîâëåí³ñòþ ñòîð³í (ñò. 216 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</FONT></P>
<P class="ps2"><FONT class="fs122">Âðàõîâóþ÷è âèêëàäåíå ïîë³ñ ¹ ÀÑ/3946986, óêëàäåíèé Êâàòêîâñüêèì ª.Ê. ç â³äïîâ³äà÷åì-2 º í³ê÷åìíèì, îñê³ëüêè ñòðàõóâàëüíèê çà äàíèì ïîë³ñîì íå ïîâ³äîìèâ ïðî âæå ³ñíóþ÷èé ì³æ íèì òà ³íøèì ñòðàõîâèêîì ïîë³ñó ïðî çàáåçïå÷åííÿ îäíîãî é òîãî æ àâòîìîá³ëÿ, à ñàìå «Ìàçäà», äåðæàâíèé ðåºñòðàö³éíèé íîìåð ÂÍ 3036 ÀÍ.</FONT></P>
<P class="ps2"><FONT class="fs121">Òàêèì ÷èíîì, ñóäîì âñòàíîâëåíî, ùî ñòàíîì íà ìîìåíò íàñòàííÿ ÄÒÏ, ä³éñíèì áóâ ñàìå ïîë³ñ ¹ ÀÑ/3653465, âèäàíèé â³äïîâ³äà÷åì-1.</FONT></P>
<P class="ps2"><FONT class="fs120">Îòæå, íà ï³äñòàâ³ çàçíà÷åíèõ âèùå íîðì òà ó çâÿçêó ç óêëàäåííÿì â³äïîâ³äà÷åì-1 ç Òàìóëÿí³ñ Î.Á. ïîë³ñó ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ ¹ ÀÑ/3653465, â³äïîâ³äà÷-1 ïðèéíÿâ íà ñåáå îáîâÿçîê â³äøêîäîâóâàòè çàâäàíó øêîäó, çàïîä³ÿíó ìàéíó òðåò³õ îñ³á âíàñë³äîê åêñïëóàòàö³¿ òðàíñïîðòíîãî çàñîáó «Ìàçäà», äåðæàâíèé ðåºñòðàö³éíèé íîìåð ÂÍ 3036 ÀÍ.</FONT></P>
<P class="ps2"><FONT class="fs119">Ó â³äïîâ³äíîñò³ äî âèùåâêàçàíèõ íîðì, ñò. 993 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè òà &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ñò. 27 Çàêîíó Óêðà¿íè Ïðî ñòðàõóâàííÿ, äî ïîçèâà÷à ïåðåéøëî ïðàâî âèìîãè, ÿêå ñòðàõóâàëüíèê ìàâ äî â³äïîâ³äà÷à-1, ÿê ñòðàõîâèêà öèâ³ëüíî¿ â³äïîâ³äàëüíîñò³ çà øêîäó, çàïîä³ÿíó âíàñë³äîê åêñïëóàòàö³¿ òðàíñïîðòíîãî çàñîáó «Ìàçäà», äåðæàâíèé ðåºñòðàö³éíèé íîìåð ÂÍ 3036 ÀÍ.</FONT></P>
<P class="ps2"><FONT class="fs118">Çã³äíî ç³ çâ³òîì ¹ 54/01/14 â³ä 25.01.2014 ðîêó, âàðò³ñòü çáèòêó çàâäàíîãî âëàñíèêó ÊÒÇ «Äåó», äåðæàâíèé ðåºñòðàö³éíèé íîìåð ÀÅ 2136 ÍÂ ñêëàäàº 7&nbsp; &nbsp;&nbsp;217,64 ãðí. Â³äïîâ³äíî äî ñòðàõîâîãî àêòó ¹ È-55 â³ä 21.02.2014 ðîêó ðîçì³ð ñòðàõîâîãî â³äøêîäóâàííÿ ñêëàäàº 6&nbsp; &nbsp;&nbsp;852,64 ãðí. (íàëåæíèì ÷èíîì çàâ³ðåí³ êîï³¿ äîêóìåíò³â â ñïðàâ³).</FONT></P>
<P class="ps2"><FONT class="fs117">Â³äïîâ³äíî äî ï. 36.2 ñò. 36 Çàêîíó Óêðà¿íè Ïðî îáîâ'ÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â, ñòðàõîâèê (ÌÒÑÁÓ) ïðîòÿãîì 15 äí³â ç äíÿ óçãîäæåííÿ íèì ðîçì³ðó ñòðàõîâîãî â³äøêîäóâàííÿ ç îñîáîþ, ÿêà &nbsp;ìàº ïðàâî íà îòðèìàííÿ â³äøêîäóâàííÿ, &nbsp;çà íàÿâíîñò³ &nbsp;äîêóìåíò³â, çàçíà÷åíèõ ó ñòàòò³ 35 &nbsp;öüîãî Çàêîíó, ïîâ³äîìëåííÿ ïðî äîðîæíüî-òðàíñïîðòíó ïðèãîäó, àëå íå ï³çí³ø ÿê ÷åðåç 90 äí³â ç äíÿ îòðèìàííÿ çàÿâè ïðî ñòðàõîâå â³äøêîäóâàííÿ çîáîâ'ÿçàíèé: ó ðàç³ âèçíàííÿ íèì âèìîã çàÿâíèêà îá´ðóíòîâàíèìè  ïðèéíÿòè ð³øåííÿ ïðî çä³éñíåííÿ ñòðàõîâîãî &nbsp;â³äøêîäóâàííÿ (ðåãëàìåíòíî¿ âèïëàòè) òà âèïëàòèòè éîãî. ßêùî &nbsp;â³äøêîäóâàííÿ &nbsp;âèòðàò &nbsp;íà ïðîâåäåííÿ â³äíîâëþâàëüíîãî ðåìîíòó ïîøêîäæåíîãî ìàéíà (òðàíñïîðòíîãî çàñîáó) ç óðàõóâàííÿì çíîñó çä³éñíþºòüñÿ áåçïîñåðåäíüî íà ðàõóíîê ïîòåðï³ëî¿ îñîáè (¿¿ ïðåäñòàâíèêà), ñóìà, ùî â³äïîâ³äàº ðîçì³ðó îö³íåíî¿ øêîäè, çìåíøóºòüñÿ íà ñóìó âèçíà÷åíîãî â³äïîâ³äíî äî çàêîíîäàâñòâà ïîäàòêó íà äîäàíó âàðò³ñòü. Ïðè öüîìó äîïëàòà â ðîçì³ð³, ùî íå ïåðåâèùóº ñóìè ïîäàòêó, çä³éñíþºòüñÿ çà óìîâè îòðèìàííÿ ñòðàõîâèêîì (ó âèïàäêàõ, ïåðåäáà÷åíèõ ñòàòòåþ 41 öüîãî Çàêîíó, - ÌÒÑÁÓ) äîêóìåíòàëüíîãî ï³äòâåðäæåííÿ ôàêòó îïëàòè ïðîâåäåíîãî ðåìîíòó. </FONT></P>
<P class="ps2"><FONT class="fs116">×àñòèíîþ 1 ñòàòò³ 1191 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî îñîáà, &nbsp;ÿêà â³äøêîäóâàëà øêîäó, &nbsp;çàâäàíó ³íøîþ îñîáîþ, ìàº ïðàâî &nbsp;çâîðîòíî¿ &nbsp;âèìîãè &nbsp;(ðåãðåñó) &nbsp;äî &nbsp;âèííî¿ îñîáè ó ðîçì³ð³ âèïëà÷åíîãî â³äøêîäóâàííÿ, &nbsp;ÿêùî &nbsp;³íøèé &nbsp;ðîçì³ð &nbsp;íå &nbsp;âñòàíîâëåíèé çàêîíîì. </FONT></P>
<P class="ps2"><FONT class="fs115">Çã³äíî ÷àñòèíè 2 ï³äïóíêòó 12.1 ñòàòò³ 12 Çàêîíó Óêðà¿íè Ïðî îáîâÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â âñòàíîâëåíî, ùî ñòðàõîâå â³äøêîäóâàííÿ çàâæäè çìåíøóºòüñÿ íà ñóìó ôðàíøèçè, ðîçðàõîâàíî¿ çà ïðàâèëàìè öüîãî ï³äïóíêòó.</FONT></P>
<P class="ps2"><FONT class="fs114">Âðàõîâóþ÷è âèêëàäåíå, çâàæàþ÷è íà ïîëîæåííÿ ñò. 1191 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ñò. 12 Çàêîíó Óêðà¿íè Ïðî îáîâÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â, à òàêîæ òå, ùî ïîë³ñîì ¹ ÀÑ/3653465 âñòàíîâëåíî ë³ì³ò â³äïîâ³äàëüíîñò³ çà øêîäó çàïîä³ÿíó ìàéíó â ðîçì³ð³ 50&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;000,00 ãðí. òà ôðàíøèçó â ñóì³  500,00 ãðí., ñóìà ñòðàõîâîãî â³äøêîäóâàííÿ, ÿêå ï³äëÿãàº âèïëàò³ â³äïîâ³äà÷åì-1 çà øêîäó, çàïîä³ÿíó âíàñë³äîê åêñïëóàòàö³¿ òðàíñïîðòíîãî çàñîáó «Ìàçäà», äåðæàâíèé ðåºñòðàö³éíèé íîìåð ÂÍ 3036 ÀÍ, ñêëàäàº 6 352,64 ãðí. ç ðîçðàõóíêó 6 852,64 ãðí. (â³äøêîäîâàíà øêîäà)  500,00 ãðí. (ôðàíøèçà). </FONT></P>
<P class="ps2"><FONT class="fs113">Ñòàòòåþ 43 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî ãîñïîäàðñüêèé ñóä îö³íþº äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îá'ºêòèâíîìó ðîçãëÿä³ &nbsp;â ñóäîâîìó ïðîöåñ³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, êåðóþ÷èñü çàêîíîì. &nbsp;</FONT></P>
<P class="ps2"><FONT class="fs112">Ñóäîâ³ âèòðàòè ïîçèâà÷à ïî ñïëàò³ ñóäîâîãî çáîðó â³äïîâ³äíî äî ïîëîæåíü ñòàòò³ 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ïîêëàäàþòüñÿ íà â³äïîâ³äà÷à.</FONT></P>
<P class="ps2"><FONT class="fs111">Íà ï³äñòàâ³ âèêëàäåíîãî, êåðóþ÷èñü ñò.ñò. 33, 43, 49, 82-85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, Ãîñïîäàðñüêèé ñóä ì³ñòà Êèºâà, </FONT></P>
<P class="ps2"><FONT class="fs110">Â È Ð ² Ø È Â:</FONT></P>
<P class="ps2"><FONT class="fs109">1. Ïîçîâ çàäîâîëüíèòè ïîâí³ñòþ. </FONT></P>
<P class="ps1"><FONT class="fs168">Ð³øåííÿ íàáèðàº çàêîííî¿ ñèëè â ïîðÿäêó, âñòàíîâëåíîìó ñò. 85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè. Ð³øåííÿ ìîæå áóòè îñêàðæåíå â àïåëÿö³éíîìó ïîðÿäêó òà â ñòðîêè, âñòàíîâëåí³ ñò. 93 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè.</FONT></P>
<P class="ps1"><FONT class="fs167">Ïîâíå ð³øåííÿ ñêëàäåíî 31.08.2015 ð.</FONT></P>
<P><FONT class="fs106">Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Þ.Â. Öþêàëî </FONT></P>