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<P class="ps12"><FONT class="fs156"><IMG src="herb.gif" height=72 width=54></FONT></P>
<P class="ps9"><FONT class="fs40"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ÊÈ¯ÂÑÜÊÈÉ ÀÏÅËßÖ²ÉÍÈÉ ÃÎÑÏÎÄÀÐÑÜÊÈÉ ÑÓÄ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps8"><FONT class="fs49">ÏÎÑÒÀÍÎÂÀ</FONT></P>
<P class="ps8">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</P>
<P> <FONT class="fs47">Êè¿âñüêèé àïåëÿö³éíèé ãîñïîäàðñüêèé ñóä ó ñêëàä³ êîëåã³¿ ñóää³â: </FONT></P>
<P class="ps9"> ãîëîâóþ÷îãî:          Çóáåöü Ë.Ï.</P>
<P class="ps3"> ñóää³â: &nbsp;          Êîðñàêîâî¿ &nbsp;Ã.Â. </P>
<P class="ps3">           Ìàðòþê À.². </P>
<P> ñåêðåòàð:           &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ãîðáóíîâà Ì.ª. &nbsp;</P>
<P>ïðåäñòàâíèêè ñòîð³í:</P>
<P>ïîçèâà÷à:                     íå çÿâèâñÿ;</P>
<P>â³äïîâ³äà÷à:           íå çÿâèâñÿ;</P>
<P>ðîçãëÿíóâøè ó â³äêðèòîìó ñóäîâîìó çàñ³äàíí³</P>
<P>àïåëÿö³éíó ñêàðãó Ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà Óêðà¿íñüêà îõîðîííî-</P>
<P> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ñòðàõîâà êîìïàí³ÿ</P>
<P>íà ð³øåííÿ &nbsp;          &nbsp;Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà</P>
<P>â³ä                               &nbsp;25.06.2015ð.</P>
<P>çà ïîçîâîì &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà Ñòðàõîâà êîìïàí³ÿ</P>
<P> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Óí³êà</P>
<P>äî &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà Óêðà¿íñüêà îõîðîííî-</P>
<P> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ñòðàõîâà êîìïàí³ÿ</P>
<P>ïðî           &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ñòÿãíåííÿ 3&nbsp;761,58 ãðí.</P>
<P class="ps7"><FONT class="fs46">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps6"> </P>
<P class="ps6">Ïðèâàòíå àêö³îíåðíå òîâàðèñòâî Ñòðàõîâà êîìïàí³ÿ Óí³êà (äàë³  ïîçèâà÷) çâåðíóëîñÿ äî Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà ç ïîçîâîì ïðî ñòÿãíåííÿ ç Ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà Óêðà¿íñüêà îõîðîííî-ñòðàõîâà êîìïàí³ÿ (äàë³  â³äïîâ³äà÷) 2 444,44 ãðí. øêîäè, çàâäàíî¿ âíàñë³äîê ÄÒÏ îñîáîþ, öèâ³ëüíî-ïðàâîâà â³äïîâ³äàëüí³ñòü ÿêî¿ çàñòðàõîâàíà â³äïîâ³äà÷åì çà ïîë³ñîì ñòðàõóâàííÿ ¹ÀÑ/3774557, à òàêîæ 1&nbsp;262,69 ãðí. ³íôëÿö³éíèõ âòðàò òà 3% ð³÷íèõ â ñóì³ 54,45 ãðí., íàðàõîâàíèõ ó ïåð³îä ç 21.08.2014ð. ïî 18.05.2015ð., ó çâÿçêó ç íåâèêîíàííÿì â³äïîâ³äà÷åì çîáîâÿçàííÿ ïî âèïëàò³ ñòðàõîâîãî â³äøêîäóâàííÿ.</P>
<P class="ps6">Â³äïîâ³äà÷ â³äçèâ íà ïîçîâ íå íàäàâ, ÿâêó ïîâíîâàæíîãî ïðåäñòàâíèêà â ñóäîâå çàñ³äàííÿ íå çàáåçïå÷èâ, ó çâÿçêó ç ÷èì ñïðàâà ðîçãëÿäàëàñÿ ì³ñöåâèì ãîñïîäàðñüêèì ñóäîì íà ï³äñòàâ³ ñò. 75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè çà íàÿâíèìè ó í³é ìàòåð³àëàìè.</P>
<P class="ps6">Âèìîãè òà äîâîäè àïåëÿö³éíî¿ ñêàðãè îá´ðóíòîâàí³ òèì, ùî ì³ñöåâèì ãîñïîäàðñüêèì ñóäîì áóëî íåïîâíî çÿñîâàíî îáñòàâèíè ñïðàâè, à òàêîæ íåâ³ðíî çàñòîñîâàíî íîðìè ìàòåð³àëüíîãî ³ ïðîöåñóàëüíîãî ïðàâà â ÷àñòèí³ ñòÿãíåííÿ ç â³äïîâ³äà÷à ³íôëÿö³éíèõ âòðàò òà 3% ð³÷íèõ. Çîêðåìà, â³äïîâ³äà÷ çâåðòàâ óâàãó ñóäó àïåëÿö³éíî¿ ³íñòàíö³¿ íà íàñòóïí³ îáñòàâèíè:</P>
<P class="ps6">- â³äøêîäóâàííÿ øêîäè  öå â³äïîâ³äàëüí³ñòü, à íå ãðîøîâå çîáîâÿçàííÿ, íà øêîäó íå ïîâèíí³ íàðàõîâóâàòèñÿ ïðîöåíòè çà êîðèñòóâàííÿ ÷óæèìè ãðîøîâèìè êîøòàìè. Íàðàõóâàííÿ ïðîöåíò³â íà ñóìó øêîäè º ôàêòè÷íî ïîäâ³éíîþ ì³ðîþ â³äïîâ³äàëüíîñò³; &nbsp;</P>
<P class="ps6">- ä³ÿ ÷.2 ñò. 625 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè íå ïîøèðþºòüñÿ íà ïðàâîâ³äíîñèíè, ùî âèíèêàþòü ó çâÿçêó ³ç çàâäàííÿì øêîäè.</P>
<P class="ps6">Óõâàëîþ Êè¿âñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó â³ä 07.08.2015ð. àïåëÿö³éíó ñêàðãó áóëî ïðèéíÿòî äî ïðîâàäæåííÿ òà ïðèçíà÷åíî äî ðîçãëÿäó â ñóäîâîìó çàñ³äàíí³ íà 03.09.2015ð.</P>
<P class="ps6">Ðîçïîðÿäæåííÿì Ñåêðåòàðÿ ñóäîâî¿ ïàëàòè Êè¿âñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó â³ä 03.09.2015 ðîêó, áóëî çì³íåíî ñêëàä ñóäó òà ïåðåäàíî ñïðàâó äëÿ çä³éñíåííÿ àïåëÿö³éíîãî ïðîâàäæåííÿ êîëåã³¿ ñóää³â ó ñêëàä³ ãîëîâóþ÷îãî ñóää³ Çóáåöü Ë.Ï., ñóää³â Ìàðòþê À.²., Êîðñàêîâî¿ Ã.Â.</P>
<P class="ps6">Óõâàëîþ Êè¿âñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó â³ä 03.09.2015ð. àïåëÿö³éíó ñêàðãó â³äïîâ³äà÷à áóëî ïðèéíÿòî äî ïðîâàäæåííÿ êîëåã³ºþ ñóää³â ó ñêëàä³ ãîëîâóþ÷îãî ñóää³ Çóáåöü Ë.Ï., ñóää³â Ìàðòþê À.²., Êîðñàêîâî¿ Ã.Â. òà ïðèçíà÷åíî äî ðîçãëÿäó â ñóäîâîìó çàñ³äàíí³ íà 03.09.2015ð.</P>
<P class="ps6">Ïðåäñòàâíèêè ñòîð³í â ñóäîâå çàñ³äàííÿ 03.09.2015ð. íå çÿâèëèñÿ, ïðî ïîâàæí³ñòü ïðè÷èí íåçÿâëåííÿ ñóä íå ïîâ³äîìèëè, áóäü-ÿêèõ çàÿâ àáî êëîïîòàíü ç öüîãî ïðèâîäó äî ñóäó íå íàäõîäèëî.</P>
<P class="ps6">Îñê³ëüêè ÿâêà ïðåäñòàâíèê³â ñòîð³í â ñóäîâå çàñ³äàííÿ íå áóëà âèçíàíà ñóäîì îáîâÿçêîâîþ, à òàêîæ çâàæàþ÷è íà íàÿâí³ â ìàòåð³àëàõ ñïðàâè äîêàçè íàëåæíîãî ïîâ³äîìëåííÿ ïðåäñòàâíèê³â ñòîð³í ïðî ì³ñöå, äàòó ³ ÷àñ ñóäîâîãî ðîçãëÿäó, êîëåã³ÿ ñóää³â âèçíàëà çà ìîæëèâå ðîçãëÿäàòè ñïðàâó ó â³äñóòíîñò³ ïðåäñòàâíèê³â ñòîð³í çà íàÿâíèìè ó ñïðàâ³ ìàòåð³àëàìè. &nbsp;&nbsp;&nbsp;</P>
<P class="ps6">Â ñóäîâîìó çàñ³äàíí³ 03.09.2015ð. áóëî îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíè ïîñòàíîâè ñóäó. </P>
<P class="ps6">Ðîçãëÿíóâøè äîâîäè àïåëÿö³éíî¿ ñêàðãè, ïåðåâ³ðèâøè ìàòåð³àëè ñïðàâè, äîñë³äèâøè äîêàçè, ïðîàíàë³çóâàâøè íà ï³äñòàâ³ âñòàíîâëåíèõ ôàêòè÷íèõ îáñòàâèí ñïðàâè ïðàâèëüí³ñòü çàñòîñóâàííÿ ñóäîì ïåðøî¿ ³íñòàíö³¿ íîðì çàêîíîäàâñòâà, êîëåã³ÿ âñòàíîâèëà íàñòóïíå. </P>
<P class="ps6">08.01.2014ð. ì³æ ïîçèâà÷åì, ÿê ñòðàõîâèêîì, òà Êàïøóê Î.À., ÿê ñòðàõóâàëüíèêîì, áóëî óêëàäåíî äîãîâ³ð äîáðîâ³ëüíîãî êîìïëåêñíîãî ñòðàõóâàííÿ íà òðàíñïîðò³ ¹011155/4002/0000081 (òîì ñïðàâè  1, àðêóø³ ñïðàâè  19-28), ïðåäìåòîì ÿêîãî â ÷àñòèí³ äîáðîâ³ëüíîãî ñòðàõóâàííÿ íàçåìíîãî òðàíñïîðòó º ìàéíîâ³ ³íòåðåñè, ÿê³ íå ñóïåðå÷àòü çàêîíó, ïîâÿçàí³ ç âîëîä³ííÿì, êîðèñòóâàííÿì ³ ðîçïîðÿäæåííÿì òðàíñïîðòíèì çàñîáîì òà ïðèêð³ïëåíèì äî íüîãî çîâí³ òà âñåðåäèí³ äîäàòêîâèì îáëàäíàííÿì, çàçíà÷åíèìè ó ï.1.2 Äîãîâîðó (ñòðàõóâàííÿ ÊÀÑÊÎ) (ï.ï.2.1.1 ï.2.1 Äîãîâîðó).</P>
<P class="ps6">Çà âêàçàíèì Äîãîâîðîì çàñòðàõîâàíî àâòîìîá³ëü ìàðêè Nissan Qashqai, 2013 ðîêó âèïóñêó, ðåºñòðàö³éíèé íîìåð ÀÀ 7737 ÎÅ, ä³éñíà âàðò³ñòü ÿêîãî ñòàíîâèòü 255&nbsp;776 ãðí. (ï.1.1 Äîãîâîðó).</P>
<P class="ps6">Â³äïîâ³äíî äî ï.ï.3.1.2 ï.3.1 Äîãîâîðó äîáðîâ³ëüíîãî êîìïëåêñíîãî ñòðàõóâàííÿ íà òðàíñïîðò³ ñòðàõîâèì ðèçèêîì ïî ñòðàõóâàííþ ÊÀÑÊÎ ââàæàºòüñÿ äîðîæíüî-òðàíñïîðòíà ïðèãîäà, â ò.÷. âèêèä êàìåí³â ÷è ³íøèõ òâåðäèõ ôðàêö³é ç-ï³ä êîë³ñ òðàíñïîðòó.</P>
<P class="ps6">Ñòðîê ä³¿ Äîãîâîðó äîáðîâ³ëüíîãî êîìïëåêñíîãî ñòðàõóâàííÿ íà òðàíñïîðò³ ç 00 ãîä. 00 õâ. 09.01.2014ð. äî 24 ãîä. 00 õâ. 08.01.2015ð. (ï.1.4 Äîãîâîðó).</P>
<P class="ps6">02.03.2014ð. î 12 ãîä. 50 õâ. ó ì. Êèºâ³ ïî ïð. Ã.Ñòàë³íãðàäà, 4-À â³äáóëàñÿ äîðîæíüî-òðàíñïîðòíà ïðèãîäà (äàë³  ÄÒÏ) çà ó÷àñòþ àâòîìîá³ëÿ ìàðêè ÂÀÇ 2106 (äåðæàâíèé íîìåð ÀÀ3096ÂÑ) ï³ä êåðóâàííÿì âîä³ÿ Øàðîôîñò À.Â. òà àâòîìîá³ëÿ ìàðêè Nissan Qashqai (äåðæàâíèé íîìåð ÀÀ7737ÎÅ) ï³ä êåðóâàííÿì âîä³ÿ Êàïøóê Î.À. (äîâ³äêè ïðî ÄÒÏ  òîì ñïðàâè  1, àðêóø³ ñïðàâè  17-18).</P>
<P class="ps6">Â³äïîâ³äíî äî ïîñòàíîâè Îáîëîíñüêîãî ðàéîííîãî ñóäó ì. Êèºâà â³ä 27.03.2014ð. ó ñïðàâ³ ¹756/3261/14-ï &nbsp;(3-1587/14) ÄÒÏ ñòàëàñÿ â ðåçóëüòàò³ ïîðóøåííÿ âîä³ºì Øàðîôîñò À.Â. &nbsp;âèìîã ï.13.1 Ïðàâèë äîðîæíüîãî ðóõó Óêðà¿íè, ÿêîãî âèçíàíî âèííèì ó â÷èíåíí³ àäì³í³ñòðàòèâíîãî ïðàâîïîðóøåííÿ (òîì ñïðàâè  1, àðêóø ñïðàâè  54).</P>
<P class="ps6">Âíàñë³äîê ÄÒÏ çàçíàâ ïîøêîäæåíü àâòîìîá³ëü ìàðêè ìàðêè Nissan Qashqai (äåðæàâíèé íîìåð ÀÀ7737ÎÅ), ÿêèé áóâ çàñòðàõîâàíèé ïîçèâà÷åì íà ï³äñòàâ³ äîãîâîðó äîáðîâ³ëüíîãî êîìïëåêñíîãî ñòðàõóâàííÿ íà òðàíñïîðò³ ¹011155/4002/0000081 â³ä 08.01.2014ð. </P>
<P class="ps6">04.03.2014ð. ñòðàõóâàëüíèê çâåðíóâñÿ äî ïîçèâà÷à, ÿê ñòðàõîâèêà, ³ç çàÿâîþ ¹00138017 â³ä 04.03.2014ð. ïðî ïîä³þ, ùî ìàº îçíàêè ñòðàõîâîãî âèïàäêó (òîì ñïðàâè  1, àðêóø³ ñïðàâè  12-13).</P>
<P class="ps6">Â³äïîâ³äíî äî çâ³òó ¹2809/2247 â³ä 24.03.2014ð., ñêëàäåíîãî Òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Þí³âåðñàë Àñ³ñòàíñ-Óêðà¿íà» (òîì ñïðàâè  1, àðêóø³ ñïðàâè  31-38) âàðò³ñòü â³äíîâëþâàëüíîãî ðåìîíòó àâòîìîá³ëÿ ìàðêè Nissan Qashqai (äåðæàâíèé íîìåð ÀÀ7737ÎÅ) ñòàíîâèòü 14&nbsp;670,01 ãðí.</P>
<P class="ps6">Â³äïîâ³äíî äî ñòðàõîâîãî àêòó ¹00138017 â³ä 28.03.2014ð. ïîçèâà÷ âèçíàâ ÄÒÏ, ÿêà ñòàëàñü 02.03.2014ð., ñòðàõîâèì âèïàäêîì òà çä³éñíèâ âèïëàòó ñòðàõîâîãî â³äøêîäóâàííÿ ó çàãàëüí³é ñóì³ 14&nbsp;666,62 ãðí. íà êîðèñòü ñòðàõóâàëüíèêà, ùî ï³äòâåðäæóºòüñÿ ïëàò³æíèì äîðó÷åííÿì ¹011098 â³ä 31.03.2014ð. (òîì ñïðàâè  1, àðêóø³ ñïðàâè  11, 55).</P>
<P class="ps6">Îá´ðóíòîâóþ÷è ñâî¿ âèìîãè, ïîçèâà÷ çàçíà÷àâ ïðî òå, ùî íà ï³äñòàâ³ ñò. 27 Çàêîíó Óêðà¿íè Ïðî ñòðàõóâàííÿ òà ñò. ñò. 993, 1187 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè äî íüîãî ïåðåéøëî ïðàâî çâîðîòíî¿ âèìîãè äî îñîáè, â³äïîâ³äàëüíî¿ çà çàïîä³ÿíèé çáèòîê.</P>
<P class="ps6">Îñê³ëüêè öèâ³ëüíî-ïðàâîâà â³äïîâ³äàëüí³ñòü Øàðîôîñò À.Â. (âèííî¿ â ÄÒÏ îñîáè) áóëà çàñòðàõîâàíà â³äïîâ³äà÷åì çà ïîë³ñîì ñòðàõóâàííÿ ¹ÀÑ/3774557, ïîçèâà÷ çâåðíóâñÿ äî â³äïîâ³äà÷à ç ïðåòåíç³ÿìè ïðî âèïëàòó ñòðàõîâîãî â³äøêîäóâàííÿ.</P>
<P class="ps6">Â³äïîâ³äà÷ â ëèñò³ âèõ.¹8519 â³ä 24.09.2014ð. (òîì ñïðàâè  1, àðêóø ñïðàâè  57), ïîâ³äîìèâ ïðî òå, ùî ñóìà ñòðàõîâîãî â³äøêîäóâàííÿ áóäå íèì ïåðåðàõîâàíà íà ðîçðàõóíêîâèé ðàõóíîê ïîçèâà÷à â³äïîâ³äíî âêàçàíèì ó ïðåòåíç³¿ ðåêâ³çèòàì.</P>
<P class="ps6">Îäíàê, â³äïîâ³äà÷ îïëàòèâ íà êîðèñòü ïîçèâà÷à ëèøå 11&nbsp;222,18 ãðí. ñòðàõîâîãî â³äøêîäóâàííÿ. Ðåøòà ñòðàõîâîãî â³äøêîäóâàííÿ ó ðîçì³ð³ 2 444,44 ãðí. â³äïîâ³äà÷åì âèïëà÷åíà íå áóëà. </P>
<P class="ps6">Çâàæàþ÷è íà â³äìîâó â³äïîâ³äà÷à â äîáðîâ³ëüíîìó ïîðÿäêó âèïëàòèòè ïîçèâà÷ó âñþ ñóìó ñòðàõîâîãî â³äøêîäóâàííÿ â ïîðÿäêó ðåãðåñó, îêð³ì ñòÿãíåííÿ íåâèïëà÷åíîãî ñòðàõîâîãî â³äøêîäóâàííÿ ó ñóì³ 2&nbsp;444,44 ãðí., ïîçèâà÷ ïðîñèâ ñóä ñòÿãíóòè ç â³äïîâ³äà÷à 1&nbsp;262,69 ãðí. ³íôëÿö³éíèõ âòðàò òà 54,45 ãðí. 3% ð³÷íèõ. Ïðè öüîìó, çä³éñíþþ÷è ðîçðàõóíîê íåâèïëà÷åíîãî ñòðàõîâîãî â³äøêîäóâàííÿ ïîçèâà÷åì áóëî âðàõîâàíî ñóìó ôðàíøèçè çà ïîë³ñîì ñòðàõóâàííÿ ¹ÀÑ/3774557 ó ðîçì³ð³ 1&nbsp;000,00 ãðí., ç óðàõóâàííÿì ÿêî¿ â³äïîâ³äà÷ ïîâèíåí áóâ ïåðåðàõóâàòè ïîçèâà÷ó ñòðàõîâå â³äøêîäóâàííÿ â ïîðÿäêó ðåãðåñó ó çàãàëüí³é ñóì³ 13&nbsp;666,62 ãðí. (14&nbsp;666,62 ãðí. (ñóìà âèïëà÷åíîãî ïîçèâà÷åì ñòðàõîâîãî â³äøêîäóâàííÿ)  1&nbsp;000,00 ãðí. (ôðàíøèçà çà ïîë³ñîì ñòðàõóâàííÿ ¹ÀÑ/3774557) &nbsp;= 13&nbsp;666,62 ãðí.)</P>
<P class="ps6">Ì³ñöåâèé ãîñïîäàðñüêèé ñóä ïîçîâ çàäîâîëüíèâ ïîâí³ñòþ, âèçíàâøè ïîçîâí³ âèìîãè íîðìàòèâíî îá´ðóíòîâàíèìè òà äîêóìåíòàëüíî ï³äòâåðäæåíèìè.</P>
<P class="ps6">Êîëåã³ÿ ñóää³â Êè¿âñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó ïîãîäæóºòüñÿ ç âèñíîâêàìè ì³ñöåâîãî ãîñïîäàðñüêîãî ñóäó, ââàæàº ¿õ òàêèìè, ùî â³äïîâ³äàþòü ôàêòè÷íèì îáñòàâèíàì ñïðàâè, ç íàñòóïíèõ ï³äñòàâ.</P>
<P class="ps6">Ïîðÿäîê âèïëàòè ñòðàõîâîãî â³äøêîäóâàííÿ çà äîãîâîðîì îáîâ'ÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â ðåãóëþºòüñÿ Çàêîíîì Óêðà¿íè Ïðî îáîâ'ÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â òà Çàêîíîì Óêðà¿íè Ïðî ñòðàõóâàííÿ.</P>
<P class="ps6">Çàêîí Óêðà¿íè Ïðî îáîâ'ÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â º ñïåö³àëüíèì ó ñôåð³ ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³, ÿêà çä³éñíþºòüñÿ ç ìåòîþ çàáåçïå÷åííÿ â³äøêîäóâàííÿ øêîäè, çàïîä³ÿíî¿ æèòòþ, çäîðîâ'þ òà/àáî ìàéíó ïîòåðï³ëèõ âíàñë³äîê äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè òà çàõèñòó ìàéíîâèõ ³íòåðåñ³â ñòðàõóâàëüíèê³â øëÿõîì çä³éñíåííÿ òàêîãî â³äøêîäóâàííÿ ñòðàõîâèêîì ïðè íàñòàíí³ ñòðàõîâîãî âèïàäêó.</P>
<P class="ps6">Â³äïîâ³äíî äî ñò. 29 Çàêîíó Óêðà¿íè Ïðî îáîâ'ÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â ó çâ'ÿçêó ç ïîøêîäæåííÿì òðàíñïîðòíîãî çàñîáó â³äøêîäîâóþòüñÿ âèòðàòè, ïîâ'ÿçàí³ ç â³äíîâëþâàëüíèì ðåìîíòîì òðàíñïîðòíîãî çàñîáó ç óðàõóâàííÿì çíîñó, ðîçðàõîâàíîãî ó ïîðÿäêó, âñòàíîâëåíîìó çàêîíîäàâñòâîì, âêëþ÷àþ÷è âèòðàòè íà óñóíåííÿ ïîøêîäæåíü, çðîáëåíèõ íàâìèñíî ç ìåòîþ ïîðÿòóíêó ïîòåðï³ëèõ âíàñë³äîê äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè, ç åâàêóàö³ºþ òðàíñïîðòíîãî çàñîáó ç ì³ñöÿ äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè äî ì³ñöÿ ïðîæèâàííÿ òîãî âëàñíèêà ÷è çàêîííîãî êîðèñòóâà÷à òðàíñïîðòíîãî çàñîáó, ÿêèé êåðóâàâ òðàíñïîðòíèì çàñîáîì ó ìîìåíò äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè, ÷è äî ì³ñöÿ çä³éñíåííÿ ðåìîíòó íà òåðèòîð³¿ Óêðà¿íè. </P>
<P class="ps6">Çã³äíî ç ï.36.2 ñò. 36 Çàêîíó Óêðà¿íè Ïðî îáîâÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â ñòðàõîâèê (ÌÒÑÁÓ) ïðîòÿãîì 15 äí³â ç äíÿ óçãîäæåííÿ íèì ðîçì³ðó ñòðàõîâîãî â³äøêîäóâàííÿ ç îñîáîþ, ÿêà ìàº ïðàâî íà îòðèìàííÿ â³äøêîäóâàííÿ, çà íàÿâíîñò³ äîêóìåíò³â, çàçíà÷åíèõ ó ñòàòò³ 35 öüîãî Çàêîíó, ïîâ³äîìëåííÿ ïðî äîðîæíüî-òðàíñïîðòíó ïðèãîäó, àëå íå ï³çí³ø ÿê ÷åðåç 90 äí³â ç äíÿ îòðèìàííÿ çàÿâè ïðî ñòðàõîâå â³äøêîäóâàííÿ çîáîâÿçàíèé ó ðàç³ âèçíàííÿ íèì âèìîã çàÿâíèêà îá´ðóíòîâàíèìè - ïðèéíÿòè ð³øåííÿ ïðî çä³éñíåííÿ ñòðàõîâîãî â³äøêîäóâàííÿ (ðåãëàìåíòíî¿ âèïëàòè) òà âèïëàòèòè éîãî. </P>
<P class="ps6">Â³äïîâ³äíî äî ÷.1 ñò. 1191 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè îñîáà, ÿêà â³äøêîäóâàëà øêîäó, çàâäàíó ³íøîþ îñîáîþ, ìàº ïðàâî çâîðîòíî¿ âèìîãè (ðåãðåñó) äî âèííî¿ îñîáè â ðîçì³ð³ âèïëà÷åíîãî â³äøêîäóâàííÿ, ÿêùî ³íøèé ðîçì³ð íå âñòàíîâëåíèé çàêîíîì.</P>
<P class="ps6">Â ñò. 993 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî äî ñòðàõîâèêà, ÿêèé âèïëàòèâ ñòðàõîâå â³äøêîäóâàííÿ çà äîãîâîðîì ìàéíîâîãî ñòðàõóâàííÿ, ó ìåæàõ ôàêòè÷íèõ âèòðàò ïåðåõîäèòü ïðàâî âèìîãè, ÿêå ñòðàõóâàëüíèê àáî ³íøà îñîáà, ùî îäåðæàëà ñòðàõîâå â³äøêîäóâàííÿ, ìàº äî îñîáè, â³äïîâ³äàëüíî¿ çà çàâäàí³ çáèòêè. </P>
<P class="ps6">Äàíà íîðìà êîðåñïîíäóºòüñÿ ç³ ñò. 27 Çàêîíó Óêðà¿íè Ïðî ñòðàõóâàííÿ, çã³äíî ç ÿêîþ äî ñòðàõîâèêà, ÿêèé âèïëàòèâ ñòðàõîâå â³äøêîäóâàííÿ çà äîãîâîðîì ìàéíîâîãî ñòðàõóâàííÿ, â ìåæàõ ôàêòè÷íèõ çàòðàò ïåðåõîäèòü ïðàâî âèìîãè, ÿêå ñòðàõóâàëüíèê àáî ³íøà îñîáà, ùî îäåðæàëà ñòðàõîâå â³äøêîäóâàííÿ, ìàº äî îñîáè, â³äïîâ³äàëüíî¿ çà çàïîä³ÿíèé çáèòîê.</P>
<P class="ps6">Â³äïîâ³äíî äî ÷.2 ñò. 1187 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè øêîäà, çàâäàíà äæåðåëîì ï³äâèùåíî¿ íåáåçïåêè, â³äøêîäîâóºòüñÿ îñîáîþ, ÿêà íà â³äïîâ³äí³é ïðàâîâ³é ï³äñòàâ³ (ïðàâî âëàñíîñò³, ³íøå ðå÷îâå ïðàâî, äîãîâ³ð ï³äðÿäó, îðåíäè òîùî) âîëîä³º òðàíñïîðòíèì çàñîáîì, ìåõàí³çìîì, ³íøèì îá'ºêòîì, âèêîðèñòàííÿ, çáåð³ãàííÿ àáî óòðèìàííÿ ÿêîãî ñòâîðþº ï³äâèùåíó íåáåçïåêó.</P>
<P class="ps6">Â ÷àñòèí³ 1 ñò. 1188 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âñòàíîâëåíî, ùî øêîäà, çàâäàíà âíàñë³äîê âçàºìîä³¿ ê³ëüêîõ äæåðåë ï³äâèùåíî¿ íåáåçïåêè, â³äøêîäîâóºòüñÿ íà çàãàëüíèõ ï³äñòàâàõ, à ñàìå øêîäà, çàâäàíà îäí³é îñîá³ ç âèíè ³íøî¿ îñîáè, â³äøêîäîâóºòüñÿ âèííîþ îñîáîþ.</P>
<P class="ps6">Â ïðîöåñ³ ñóäîâîãî ðîçãëÿäó áóëî âñòàíîâëåíî, ùî çã³äíî ç ïîë³ñîì îáîâÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â ¹ÀÑ/3774557 â³äïîâ³äà÷åì çàñòðàõîâàíèé òðàíñïîðòíèé çàñ³á, ÿêèì áóëî ñïðè÷èíåíî ÄÒÏ, âíàñë³äîê ÷îãî íàíåñåíî øêîäó òðàíñïîðòíîìó çàñîáó, çàñòðàõîâàíîìó ó ïîçèâà÷à. Âèíà âîä³ÿ &nbsp;Øàðîôîñò À.Â. âñòàíîâëåíà ïîñòàíîâîþ Îáîëîíñüêîãî ðàéîííîãî ñóäó ì. Êèºâà â³ä 27.03.2014ð. ó ñïðàâ³ ¹756/3261/14-ï &nbsp;(3-1587/14).</P>
<P class="ps6">Çâàæàþ÷è íà òå, ùî öèâ³ëüíî-ïðàâîâà â³äïîâ³äàëüí³ñòü â ÷àñòèí³ çàïîä³ÿííÿ øêîäè ìàéíó âíàñë³äîê åêñïëóàòàö³¿ àâòîìîá³ëÿ ìàðêè ÂÀÇ 2106 (äåðæàâíèé íîìåð ÀÀ3096ÂÑ) áóëà çàñòðàõîâàíà ó â³äïîâ³äà÷à íà ï³äñòàâ³ óêëàäåíîãî äîãîâîðó îáîâÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â (ïîë³ñ ¹ÀÑ/4361076), ñàìå â³äïîâ³äà÷ º â³äïîâ³äàëüíîþ îñîáîþ çà çàâäàí³ çáèòêè âëàñíèêó àâòîìîá³ëÿ ìàðêè Nissan Qashqai (äåðæàâíèé íîìåð ÀÀ7737ÎÅ) â³äïîâ³äíî äî ïîëîæåíü Çàêîíó Óêðà¿íè Ïðî îáîâ'ÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â òðàíñïîðòíèõ çàñîá³â â ìåæàõ, ïåðåäáà÷åíèõ äîãîâîðîì îáîâ'ÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî¿ â³äïîâ³äàëüíîñò³ (ïîë³ñ ¹ÀÑ/3774557), à äî ïîçèâà÷à, ÿê ñòðàõîâèêà, ÿêèé âèïëàòèâ ñòðàõîâå â³äøêîäóâàííÿ çà äîãîâîðîì äîáðîâ³ëüíîãî êîìïëåêñíîãî ñòðàõóâàííÿ íà òðàíñïîðò³ ¹011155/4002/0000081 â³ä 08.01.2014ð., ïåðåéøëî ïðàâî âèìîãè, ÿêå ïîòåðï³ëà îñîáà ìàëà äî îñîáè, â³äïîâ³äàëüíî¿ çà çàâäàí³ çáèòêè.</P>
<P class="ps6">Â³äïîâ³äíî äî ñò. 9 Çàêîíó Óêðà¿íè Ïðî ñòðàõóâàííÿ ñòðàõîâèì â³äøêîäóâàííÿì º ñòðàõîâà âèïëàòà, ÿêà çä³éñíþºòüñÿ ñòðàõîâèêîì ó ìåæàõ ñòðàõîâî¿ ñóìè çà äîãîâîðàìè ìàéíîâîãî ñòðàõóâàííÿ ³ ñòðàõóâàííÿ â³äïîâ³äàëüíîñò³ ïðè íàñòàíí³ ñòðàõîâîãî âèïàäêó. </P>
<P class="ps6">ßê âáà÷àºòüñÿ ç ìàòåð³àë³â ñïðàâè ïîçèâà÷ çä³éñíèâ âèïëàòó 14&nbsp;666,62 ãðí. &nbsp;ñòðàõîâîãî â³äøêîäóâàííÿ íà ï³äñòàâ³ ïëàò³æíîãî äîðó÷åííÿ ¹011098 â³ä 31.03.2014ð. (òîì ñïðàâè  1, àðêóø ñïðàâè  55).</P>
<P class="ps6">Â³äïîâ³äíî äî ñò. 22 Çàêîíó Óêðà¿íè Ïðî îáîâÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â ïðè íàñòàíí³ ñòðàõîâîãî âèïàäêó ñòðàõîâèê â³äïîâ³äíî äî ë³ì³ò³â â³äïîâ³äàëüíîñò³ ñòðàõîâèêà â³äøêîäîâóº ó âñòàíîâëåíîìó öèì Çàêîíîì ïîðÿäêó îö³íåíó øêîäó, ÿêà áóëà çàïîä³ÿíà ó ðåçóëüòàò³ äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè æèòòþ, çäîðîâþ, ìàéíó òðåòüî¿ îñîáè. </P>
<P class="ps6">Â ï.12.1 ñò. 12 Çàêîíó Óêðà¿íè Ïðî îáîâÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â ïåðåäáà÷åíî, ùî ñòðàõîâå â³äøêîäóâàííÿ çàâæäè çìåíøóºòüñÿ íà ñóìó ôðàíøèçè, ðîçðàõîâàíî¿ çà ïðàâèëàìè öüîãî ï³äïóíêòó.</P>
<P class="ps6">Ôðàíøèçà öå ÷àñòèíà çáèòê³â, ùî íå â³äøêîäîâóºòüñÿ ñòðàõîâèêîì çã³äíî ç äîãîâîðîì ñòðàõóâàííÿ (ñò. 9 Çàêîíó Óêðà¿íè Ïðî ñòðàõóâàííÿ).</P>
<P class="ps6">Òàêèì ÷èíîì, ä³þ÷å çàêîíîäàâñòâî ïåðåäáà÷àº, ùî ç âèííî¿ îñîáè çà ðåãðåñíîþ âèìîãîþ ñòÿãóºòüñÿ ñóìà ìàéíîâèõ âèòðàò, ïîíåñåíèõ íà âèêîíàííÿ çîáîâÿçàííÿ ïî â³äøêîäóâàííþ øêîäè, à ÿêùî çàêîíîì âñòàíîâëåíî ìåæ³ â³äøêîäóâàííÿ àáî ìåæ³ â³äïîâ³äàëüíîñò³ âèííî¿ îñîáè, òî ç íå¿ âèòðàòè ñòÿãóþòüñÿ â öèõ ìåæàõ. </P>
<P class="ps6">Ç ìàòåð³àë³â ñïðàâè âáà÷àºòüñÿ, ùî â³äïîâ³äíî äî ïîë³ñó îáîâÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â ¹ÀÑ/3774557 ë³ì³ò â³äïîâ³äàëüíîñò³ çà øêîäó, çàïîä³ÿíó ìàéíó òðåò³õ îñ³á, ñòàíîâèòü 50 000,00 ãðí., à ôðàíøèçà 1 000,00 ãðí. (òîì ñïðàâè  1, àðêóø³ ñïðàâè  74-75).</P>
<P class="ps6">Çã³äíî ç³ ñò. 530 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ÿêùî ñòðîê (òåðì³í) âèêîíàííÿ áîðæíèêîì îáîâÿçêó íå âñòàíîâëåíèé àáî âèçíà÷åíèé ìîìåíòîì ïðåäÿâëåííÿì âèìîãè, êðåäèòîð ìàº ïðàâî âèìàãàòè éîãî âèêîíàííÿ ó áóäü-ÿêèé ÷àñ. Áîðæíèê ïîâèíåí âèêîíàòè òàêèé îáîâÿçîê ó ñåìèäåííèé ñòðîê â³ä äíÿ ïðåäÿâëåííÿ âèìîãè, ÿêùî îáîâÿçîê íåãàéíîãî âèêîíàííÿ íå âèïëèâàº ³ç äîãîâîðó àáî àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà.</P>
<P class="ps6">Ïîçèâà÷ íàïðàâèâ â³äïîâ³äà÷ó ïðåòåíç³¿ ïðî âèïëàòó â ïîðÿäêó ðåãðåñó ñòðàõîâîãî â³äøêîäóâàííÿ, àëå â³äïîâ³äà÷ ïåðåðàõóâàâ ïîçèâà÷ó ëèøå ÷àñòèíó âêàçàíîãî ñòðàõîâîãî â³äøêîäóâàííÿ ó ñóì³ 11&nbsp;222,18 ãðí. Çàëèøîê íåñïëà÷åíèõ êîøò³â ñòàíîâèòü &nbsp;2&nbsp;444,44 ãðí.</P>
<P class="ps6">Îñê³ëüêè â³äïîâ³äà÷ íå íàäàâ àí³ ì³ñöåâîìó ãîñïîäàðñüêîìó ñóäó, àí³ ñóäó àïåëÿö³éíî¿ ³íñòàíö³¿ íàëåæíèõ òà äîïóñòèìèõ äîêàç³â íà ï³äòâåðäæåííÿ ïîâíî¿ âèïëàòè ïîçèâà÷ó ñòðàõîâîãî â³äøêîäóâàííÿ òà/àáî äîêàç³â ùîäî â³äñóòíîñò³ çàêîíîäàâ÷î âèçíà÷åíèõ ï³äñòàâ äëÿ çä³éñíåííÿ òàêî¿ âèïëàòè, êîëåã³ÿ ñóää³â ïîãîäæóºòüñÿ ç âèñíîâêîì ì³ñöåâîãî ãîñïîäàðñüêîãî ñóäó ïðî îá´ðóíòîâàí³ñòü âèìîã ïîçèâà÷à ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à 2&nbsp;444,44 ãðí. ñòðàõîâîãî â³äøêîäóâàííÿ.</P>
<P class="ps6">Â³äïîâ³äíî äî ÷. 2 ñò. 625 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè áîðæíèê, ÿêèé ïðîñòðî÷èâ âèêîíàííÿ ãðîøîâîãî çîáîâÿçàííÿ, íà âèìîãó êðåäèòîðà çîáîâÿçàíèé ñïëàòèòè ñóìó áîðãó ç óðàõóâàííÿì âñòàíîâëåíîãî ³íäåêñó ³íôëÿö³¿ çà âåñü ÷àñ ïðîñòðî÷åííÿ, à òàêîæ òðè ïðîöåíòè ð³÷íèõ â³ä ïðîñòðî÷åíî¿ ñóìè, ÿêùî ³íøèé ðîçì³ð ïðîöåíò³â íå âñòàíîâëåíèé äîãîâîðîì àáî çàêîíîì.</P>
<P class="ps6">Â³äïîâ³äà÷ â àïåëÿö³éí³é ñêàðç³ çàçíà÷àâ ïðî òå, ùî ïîçèâà÷ ïðîñèòü ñòÿãíóòè øêîäó, à íà øêîäó íå íàðàõîâóþòüñÿ ïðîöåíòè çà êîðèñòóâàííÿ ÷óæèìè êîøòàìè. Îêð³ì òîãî, â³äïîâ³äà÷ ââàæàº, ùî íîðìè ñò. 625 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè íå ïîøèðþºòüñÿ íà ïðàâîâ³äíîñèíè, ùî âèíèêàþòü ó çâÿçêó ³ç çàâäàííÿì øêîäè.</P>
<P class="ps6">Îäíàê â äàíîìó âèïàäêó ìàº ì³ñöå ñòÿãíåííÿ áåçïîñåðåäíüî ñòðàõîâî¿ âèïëàòè, òîáòî ãðîøîâî¿ ñóìè â ïîðÿäêó ðåãðåñó.</P>
<P class="ps6">Îñê³ëüêè çîáîâÿçàííÿ ñòðàõîâèê³â ó ðàç³ íàñòàííÿ ñòðàõîâîãî âèïàäêó çâîäèòüñÿ äî çä³éñíåííÿ ñòðàõîâî¿ âèïëàòè, òî òàêå çîáîâÿçàííÿ º ãðîøîâèì ³ â ðàç³ ïðîñòðî÷åííÿ éîãî âèêîíàííÿ íàñòàº â³äïîâ³äàëüí³ñòü, ïåðåäáà÷åíà ÷.2 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ñò. 625 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çîêðåìà, ñïëàòà áîðãó ç óðàõóâàííÿì 3% ð³÷íèõ â³ä ïðîñòðî÷åíî¿ ñóìè çà âåñü ÷àñ ïðîñòðî÷åííÿ. Ïðîöåíòè ð³÷íèõ òàê ñàìî, ÿê ³íôëÿö³éí³ âòðàòè íà ñóìó áîðãó âõîäÿòü äî ñêëàäó ãðîøîâîãî çîáîâÿçàííÿ ³ íà â³äì³íó â³ä ïåí³ íå º ñàíêö³ºþ çà ïîðóøåííÿ ãðîøîâîãî çîáîâÿçàííÿ, à âèñòóïàþòü ñïîñîáîì çàõèñòó ìàéíîâîãî ïðàâà òà ³íòåðåñó, ÿêèé ïîëÿãàº ó â³äøêîäóâàíí³ ìàòåð³àëüíèõ âèòðàò êðåäèòîðà â³ä çíåö³íåííÿ ãðîøîâèõ êîøò³â âíàñë³äîê ³íôëÿö³éíèõ ïðîöåñ³â ³ îòðèìàíí³ êîìïåíñàö³¿ (ïëàòè) â³ä áîðæíèêà çà êîðèñòóâàííÿ îòðèìàíèìè íèì ãðîøîâèìè êîøòàìè, íàëåæíèìè äî ñïëàòè êðåäèòîðîâ³, à òîìó ö³ êîøòè íàðàõîâóþòüñÿ íåçàëåæíî â³ä âèíè áîðæíèêà òà íåçàëåæíî â³ä ñïëàòè íèì íåóñòîéêè (ïåí³) çà ïîðóøåííÿ âèêîíàííÿ çîáîâÿçàííÿ. </P>
<P class="ps6">Òàêèì ÷èíîì, ³íôëÿö³éí³ íàðàõóâàííÿ íà ñóìó áîðãó òà 3% ð³÷íèõ º íàñë³äêîì íåâèêîíàííÿ ãðîøîâîãî çîáîâÿçàííÿ. Àíàëîã³÷íà ïðàâîâà ïîçèö³ÿ âèêëàäåíà Âåðõîâíèì Ñóäîì Óêðà¿íè â àíàë³ç³ ñóäîâî¿ ïðàêòèêè ðîçãëÿäó öèâ³ëüíèõ ñïðàâ, ùî âèíèêàþòü ç äîãîâîð³â ñòðàõóâàííÿ (ëèñò Âåðõîâíîãî Ñóäó Óêðà¿íè â³ä 19.11.2011ð.)., à òàêîæ â àíàë³ç³ ïðàêòèêè çàñòîñóâàííÿ ñò. 625 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè â öèâ³ëüíîìó ñóäî÷èíñòâ³ (ëèñò Âåðõîâíîãî Ñóäó Óêðà¿íè â³ä 01.07.2014ð.).</P>
<P class="ps6">Îñê³ëüêè â ïðîöåñ³ ñóäîâîãî ðîçãëÿäó áóëî âñòàíîâëåíî, ùî â³äïîâ³äà÷ ó âñòàíîâëåíèé ñòðîê ñâîãî îáîâÿçêó ïî ïåðåðàõóâàííþ êîøò³â íå âèêîíàâ, äîïóñòèâøè ïðîñòðî÷åííÿ âèêîíàííÿ ãðîøîâîãî çîáîâÿçàííÿ, â³í ââàæàºòüñÿ òàêèì, ùî ïðîñòðî÷èâ, ³ â³äïîâ³äíî º ï³äñòàâè äëÿ çàñòîñóâàííÿ âñòàíîâëåíî¿ çàêîíîì â³äïîâ³äàëüíîñò³ ó âèãëÿä³ íàðàõóâàííÿ ³ ñòÿãíåííÿ ³íôëÿö³éíî¿ ñêëàäîâî¿ áîðãó òà 3% ð³÷íèõ.</P>
<P class="ps6">Çä³éñíåíèé ïîçèâà÷åì ðîçðàõóíîê ³íôëÿö³éíèõ âòðàò â ðîçì³ð³ 1&nbsp;262,69 ãðí. òà 3% ð³÷íèõ ó ñóì³ 54,45 ãðí. º â³ðíèì, ó çâÿçêó ç öèì ïîçîâí³ âèìîãè â ö³é ÷àñòèí³ º îá´ðóíòîâàíèìè òà òàêèìè, ùî ï³äëÿãàþòü çàäîâîëåííþ.</P>
<P class="ps6">Çã³äíî ç³ ñò. 43 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ãîñïîäàðñüêèé ñóä îö³íþº äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îáºêòèâíîìó ðîçãëÿä³ â ñóäîâîìó ïðîöåñ³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, êåðóþ÷èñü çàêîíîì. Í³ÿê³ äîêàçè íå ìàþòü äëÿ ãîñïîäàðñüêîãî ñóäó çàçäàëåã³äü âñòàíîâëåíî¿ ñèëè. Âèçíàííÿ îäí³ºþ ñòîðîíîþ ôàêòè÷íèõ äàíèõ ³ îáñòàâèí, ÿêèìè ³íøà ñòîðîíà îá´ðóíòîâóº ñâî¿ âèìîãè àáî çàïåðå÷åííÿ, äëÿ ãîñïîäàðñüêîãî ñóäó íå º îáîâÿçêîâèì. &nbsp;&nbsp;</P>
<P class="ps6">Â³äïîâ³äíî äî ñò. ñò. 32-34 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè äîêàçàìè ó ñïðàâ³ º áóäü-ÿê³ ôàêòè÷í³ äàí³, íà ï³äñòàâ³ ÿêèõ ãîñïîäàðñüêèé ñóä ó âèçíà÷åíîìó çàêîíîì ïîðÿäêó âñòàíîâëþº íàÿâí³ñòü ÷è â³äñóòí³ñòü îáñòàâèí, íà ÿêèõ ´ðóíòóþòüñÿ âèìîãè ³ çàïåðå÷åííÿ ñòîð³í, à òàêîæ ³íø³ îáñòàâèíè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ïðàâèëüíîãî âèð³øåííÿ ãîñïîäàðñüêîãî ñïîðó. Êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü. Îáñòàâèíè ñïðàâè, ÿê³ â³äïîâ³äíî äî çàêîíîäàâñòâà ïîâèíí³ áóòè ï³äòâåðäæåí³ ïåâíèìè çàñîáàìè äîêàçóâàííÿ, íå ìîæóòü ï³äòâåðäæóâàòèñü ³íøèìè çàñîáàìè äîêàçóâàííÿ.</P>
<P class="ps6">Â³äïîâ³äíî äî ñò. 4-3 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäî÷èíñòâî ó ãîñïîäàðñüêèõ ñóäàõ çä³éñíþºòüñÿ íà çàñàäàõ çìàãàëüíîñò³. Ñòîðîíè òà ³íø³ îñîáè, ÿê³ áåðóòü ó÷àñòü ó ñïðàâ³, îá´ðóíòîâóþòü ñâî¿ âèìîãè ³ çàïåðå÷åííÿ ïîäàíèìè ñóäó äîêàçàìè. </P>
<P class="ps6">Ç âèùåíàâåäåíîãî ñë³äóº, ùî çàêîí âñòàíîâëþº ð³âí³ ìîæëèâîñò³ ñòîð³í ³ ãàðàíòóº ¿ì ïðàâî íà çàõèñò ñâî¿õ ³íòåðåñ³â. Ïðèíöèï ð³âíîñò³ ó÷àñíèê³â ñóäîâîãî ïðîöåñó ïåðåä çàêîíîì ³ ñóäîì º âàæëèâèì çàñîáîì çàõèñòó ¿õ ïðàâ ³ çàêîííèõ ³íòåðåñ³â, ùî óíåìîæëèâëþº óùåìëåííÿ áóäü-÷è¿õ ïðîöåñóàëüíèõ ïðàâ. Öå äàº çìîãó ñòîðîíàì â÷èíÿòè ïåðåäáà÷åí³ çàêîíîäàâñòâîì ïðîöåñóàëüí³ ä³¿, ðåàë³çîâóâàòè íàäàí³ ¿ì çàêîíîì ïðàâà ³ âèêîíóâàòè ïîêëàäåí³ íà íèõ îáîâÿçêè. Îñîáè, ÿê³ áåðóòü ó÷àñòü ó ñïðàâ³, âïðàâ³ â³ëüíî ðîçïîðÿäæàòèñÿ ñâî¿ìè ìàòåð³àëüíèìè ³ ïðîöåñóàëüíèìè ïðàâàìè, â òîìó ÷èñë³ ïîäàâàòè äîêàçè íà ï³äòâåðäæåííÿ îáñòàâèí, íà ÿê³ âîíè ïîñèëàþòüñÿ. &nbsp;&nbsp;</P>
<P class="ps6">Â³äïîâ³äà÷åì íå íàäàíî íàëåæíèõ òà äîïóñòèìèõ äîêàç³â íà ñïðîñòóâàííÿ âèêëàäåíîãî â ïîçîâ³.</P>
<P class="ps6">Çâàæàþ÷è íà â³äìîâó â çàäîâîëåíí³ àïåëÿö³éíî¿ ñêàðãè, â³äïîâ³äíî äî ñò. 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, âèòðàòè ïî ñïëàò³ ñóäîâîãî çáîðó çà ¿¿ ïîäàííÿ ïîêëàäàþòüñÿ íà â³äïîâ³äà÷à (àïåëÿíòà).</P>
<P class="ps6">Êåðóþ÷èñü ñò.ñò. 4-2, 4-3, 32-34, 43, 49, 75, 99, 101-105 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, Êè¿âñüêèé àïåëÿö³éíèé ãîñïîäàðñüêèé ñóä, - </P>
<P class="ps6"> </P>
<P class="ps7"><FONT class="fs45">ÏÎÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps6"> </P>
<P class="ps6">3. Ïîñòàíîâà íàáèðàº çàêîííî¿ ñèëè ç äíÿ ¿¿ ïðèéíÿòòÿ òà ìîæå áóòè îñêàðæåíà &nbsp;äî ñóäó êàñàö³éíî¿ ³íñòàíö³¿ ó âñòàíîâëåíîìó çàêîíîì ïîðÿäêó òà ñòðîêè.</P>
<P class="ps6"> </P>
<P><FONT class="fs44"> Ãîëîâóþ÷èé ñóääÿ                                                             Ë.Ï. Çóáåöü </FONT></P>
<P><FONT class="fs43"> Ñóää³                                                                                Ã.Â. Êîðñàêîâà</FONT></P>
<P><FONT class="fs42">                                                                                À.². Ìàðòþê</FONT></P>