<TITLE>907/96/15</TITLE>
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<P class="ps13"><FONT class="fs192"> </FONT><FONT class="fs190"><IMG src="herb.gif" height=72 width=54></FONT></P>
<P class="ps11"><FONT class="fs132">ËÜÂ²ÂÑÜÊÈÉ ÀÏÅËßÖ²ÉÍÈÉ ÃÎÑÏÎÄÀÐÑÜÊÈÉ ÑÓÄ</FONT></P>
<P class="ps11"><FONT class="fs188">_________________________________________________________________________________________________________</FONT></P>
<P class="ps11"><FONT class="fs107">ÏÎÑÒÀÍÎÂÀ</FONT></P>
<P class="ps11"><FONT class="fs106">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<P class="ps11"><FONT class="fs131"> "07" âåðåñíÿ 2015 ð.                                                   Ñïðàâà ¹ &nbsp;&nbsp;907/96/15</FONT></P>
<P class="ps8"><FONT class="fs130">Ëüâ³âñüêèé àïåëÿö³éíèé ãîñïîäàðñüêèé ñóä ó ñêëàä³ êîëåã³¿ ñóää³â:</FONT></P>
<P class="ps8"><FONT class="fs129">ãîëîâóþ÷îãî - ñóää³                                                  Ãàëóøêî Í.À.</FONT></P>
<P class="ps8"><FONT class="fs128">ñóää³â                                                                      Äàíêî Ë.Ñ.</FONT></P>
<P class="ps10"><FONT class="fs127"> Îðèùèí Ã.Â.</FONT></P>
<P class="ps8"><FONT class="fs126">ðîçãëÿíóâ àïåëÿö³éíó ñêàðãó</FONT><FONT class="fs184"> òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ Ñàíò³íà â³ä 26.06.15ð., ¹26/06</FONT></P>
<P class="ps8"><FONT class="fs125">íà ð³øåííÿ</FONT><FONT class="fs183"> ãîñïîäàðñüêîãî ñóäó Çàêàðïàòñüêî¿ îáëàñò³ â³ä 16.04.2015ð.</FONT></P>
<P class="ps8"><FONT class="fs124">ó ñïðàâ³</FONT><FONT class="fs182"> ¹ 907/96/15</FONT></P>
<P class="ps8"><FONT class="fs123">çà ïîçîâîì &nbsp;&nbsp;</FONT><FONT class="fs181">ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Áàíê Ôîðóì, ì. Êè¿â â îñîá³ Óïîâíîâàæåíî¿ îñîáè Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á íà ë³êâ³äàö³þ ÏÀÒ Áàíê Ôîðóì </FONT></P>
<P class="ps8"><FONT class="fs122">äî â³äïîâ³äà÷à </FONT><FONT class="fs180">òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ Ñàíò³íà, ì. Ñâàëÿâà </FONT></P>
<P class="ps8"><FONT class="fs121">ïðî </FONT><FONT class="fs179">ñòÿãíåííÿ çàáîðãîâàíîñò³ íà ñóìó 37 202,43 ãðí., â ò.÷. 34 812,71 ãðí.  çàáîðãîâàíîñò³ ïî êðåäèòó, 2 243,28 ãðí. - &nbsp;â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, 146,44 ãðí.  ïåí³, </FONT></P>
<P class="ps8"><FONT class="fs120"> &nbsp;&nbsp;</FONT></P>
<P class="ps8"><FONT class="fs119">Çà ó÷àñòþ ïðåäñòàâíèê³â:</FONT></P>
<P><FONT class="fs118">â³ä ïîçèâà÷à</FONT><FONT class="fs178">: íå çÿâèâñÿ;</FONT></P>
<P><FONT class="fs117">â³ä â³äïîâ³äà÷à</FONT><FONT class="fs177">: íå çÿâèâñÿ;</FONT></P>
<P class="ps5"><FONT class="fs176">          Ñòîðîíàìè ÿâêó ïðåäñòàâíèê³â â ñóäîâå çàñ³äàííÿ íå çàáåçïå÷åíî, õî÷à íàëåæíèì ÷èíîì ñòîðîíè áóëè ïîâ³äîìëåí³ ïðî ÷àñ ³ ì³ñöå ðîçãëÿäó ñïðàâè.</FONT></P>
<P class="ps5"><FONT class="fs175">          Îñê³ëüêè ÿâêà ïðåäñòàâíèê³â ñòîð³í íå âèçíàâàëàñü ñóäîì îáîâÿçêîâîþ, çà â³äñóòíîñò³ êëîïîòàíü ïðî â³äêëàäåííÿ ðîçãëÿäó ñïðàâè, ñóäîâà êîëåã³ÿ ââàæàº çà ìîæëèâå ðîçãëÿíóòè àïåëÿö³éíó ñêàðãó çà â³äñóòíîñò³ ïðåäñòàâíèê³â ñòîð³í òà òðåò³õ îñ³á çà íàÿâíèìè ó ñïðàâ³ ìàòåð³àëàìè.</FONT></P>
<P class="ps4"><FONT class="fs174">Ð³øåííÿì Ãîñïîäàðñüêîãî ñóäó Çàêàðïàòñüêî¿ îáëàñò³ â³ä 16.04.2015ð. ó ñïðàâ³ ¹907/96/15 (ñóääÿ Óøàê ².Ã. ) ïîçîâ çàäîâîëåíî ïîâí³ñòþ. Ñòÿãíåíî ç ÒÎÂ Ñàíò³íà &nbsp;íà êîðèñòü ÏÀÒ Áàíê Ôîðóì â îñîá³ Óïîâíîâàæåíî¿ îñîáè Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á íà ë³êâ³äàö³þ ÏÀÒ Áàíê Ôîðóì çàáîðãîâàí³ñòü íà ñóìó 37 202,43 ãðí., âêëþ÷àþ÷è ñóìó çàáîðãîâàíîñò³ çà êðåäèòîì, â³äñîòêè çà êîðèñòóâàííÿ êðåäèòîì òà ïåíþ.</FONT></P>
<P class="ps6"><FONT class="fs172">ÏÀÒ Áàíê Ôîðóì, ì. Êè¿â â îñîá³ Óïîâíîâàæåíî¿ îñîáè Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á íà ë³êâ³äàö³þ ÏÀÒ Áàíê Ôîðóì &nbsp;ó â³äçèâ³ íà àïåëÿö³éíó ñêàðãó ð³øåííÿ ñóäó ïðîñèòü çàëèøèòè áåç çì³í, à àïåëÿö³éíó ñêàðãó áåç çàäîâîëåííÿ.</FONT></P>
<P class="ps6"><FONT class="fs171">Ðîçãëÿíóâøè ìàòåð³àëè ñïðàâè, àïåëÿö³éíî¿ ñêàðãè, ñóä àïåëÿö³éíî¿ ³íñòàíö³¿ âñòàíîâèâ íàñòóïíå:</FONT></P>
<P class="ps6"><FONT class="fs170">ì³æ ÏÀÒ «Áàíê Ôîðóì» òà ÒÎÂ «Ñàíò³íà» 12.12.2013ð. óêëàäåíî êðåäèòíèé äîãîâ³ð ¹6-0087/13/36 çà óìîâàìè ÿêîãî áàíê çîáîâÿçàâñÿ íàäàòè &nbsp;òîâàðèñòâó êðåäèò íà çàãàëüíó ñóìó 500 000,00 ãðí. ³ç ñïëàòîþ 21 % ð³÷íèõ çà êîðèñòóâàííÿ êðåäèòîì òà ñòðîêîì ïîãàøåííÿ äî 12.12.2014ð. (à.ñ.10-17).</FONT></P>
<P class="ps6"><FONT class="fs169">Çã³äíî ³ç ï.3.2.1 äîãîâîðó çà êîðèñòóâàííÿ êðåäèòîì ïîçè÷àëüíèê ùîì³ñÿ÷íî ñïëà÷óº êðåäèòîðó ïðîöåíòè, ùî íàðàõîâóþòüñÿ íà ñóìó ôàêòè÷íî¿ çàáîðãîâàíîñò³ ïîçè÷àëüíèêà çà êðåäèòîì çà ôàêòè÷íèé ñòðîê ³ñíóâàííÿ çàáîðãîâàíîñò³ çà êðåäèòîì ç ïåð³îäè÷í³ñòþ, âèçíà÷åíîþ ï.3.3 äîãîâîðó.</FONT></P>
<P class="ps6"><FONT class="fs168">Â³äïîâ³äíî äî ï.8.2 äîãîâîðó ïîçè÷àëüíèê çà íåñâîº÷àñíó ñïëàòó êðåäèòó òà/àáî ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì ñïëà÷óº êðåäèòîðó ïåíþ ó ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ùî ä³ÿòèìå ïðîòÿãîì â³äïîâ³äíîãî ïîðóøåííÿ â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó çà êîæåí äåíü ïðîñòðî÷åííÿ. </FONT></P>
<P class="ps6"><FONT class="fs167">Â õîä³ ðîçãëÿäó ñïðàâè ñóäîì ïåðøî¿ ³íñòàíö³¿ âñòàíîâëåíî òà ï³äòâåðäæóºòüñÿ ìàòåð³àëàìè ñïðàâè, à ñàìå çàÿâêîþ íà îòðèìàííÿ âèá³ðêè, &nbsp;ìåìîð³àëüíèì îðäåíîì, ùî ïîçèâà÷ íàäàâ â³äïîâ³äà÷åâ³ êðåäèò íà çàãàëüíó ñóìó 500 000,00 ãðí. </FONT></P>
<P class="ps6"><FONT class="fs166">Â³äïîâ³äà÷ ó âèçíà÷åíèé äîãîâîðîì òåðì³í &nbsp;îäåðæàí³ êðåäèòí³ êîøòè ó ïîâíîìó îáñÿç³ íå ïîâåðíóâ &nbsp;òà íå âèêîíóº ïåðåä áàíêîì çîáîâÿçàííÿ ïî ñïëàò³ â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, ó ðåçóëüòàò³ ÷îãî âèíèêëà çàáîðãîâàí³ñòü ïî êðåäèòó íà ñóìó 34 812,71 ãðí. òà ç ïðîñòðî÷åíèõ â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì ó ïåð³îä ç 13.12.2013ð. ïî 15.12.2014ð. íà ñóìó &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2 243,28 ãðí. </FONT></P>
<P class="ps6"><FONT class="fs165">Çã³äíî ³ç ñò.11 ÖÊ Óêðà¿íè öèâ³ëüí³ ïðàâà òà îáîâ'ÿçêè âèíèêàþòü ³ç ä³é îñ³á, ùî ïåðåäáà÷åí³ àêòàìè öèâ³ëüíîãî çàêîíîäàâñòâà, à òàêîæ ³ç ä³é îñ³á, ùî íå ïåðåäáà÷åí³ öèìè àêòàìè, àëå çà àíàëîã³ºþ ïîðîäæóþòü öèâ³ëüí³ ïðàâà òà îáîâ'ÿçêè. Ï³äñòàâàìè âèíèêíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâÿçê³â, çîêðåìà, º äîãîâîðè òà ³íø³ ïðàâî÷èíè. Äîãîâ³ð º îáîâ'ÿçêîâèì äëÿ âèêîíàííÿ ñòîðîíàìè (ñò.529 ÖÊ Óêðà¿íè). </FONT></P>
<P class="ps6"><FONT class="fs164">Çã³äíî ³ç ñò.193 ÃÊ Óêðà¿íè òà ñò. 526 ÖÊ Óêðà¿íè ñóáºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâ'ÿçàííÿ â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ.</FONT></P>
<P class="ps6"><FONT class="fs163">Êîæíà ñòîðîíà ïîâèííà âæèòè óñ³õ çàõîä³â, íåîáõ³äíèõ äëÿ íàëåæíîãî âèêîíàííÿ íåþ çîáîâÿçàííÿ, âðàõîâóþ÷è ³íòåðåñè äðóãî¿ ñòîðîíè òà çàáåçïå÷åííÿ çàãàëüíîãîñïîäàðñüêîãî ³íòåðåñó. Ïîðóøåííÿ çîáîâÿçàíü º ï³äñòàâîþ äëÿ çàñòîñóâàííÿ ãîñïîäàðñüêèõ ñàíêö³é, ïåðåäáà÷åíèõ öèì Êîäåêñîì, ³íøèìè çàêîíàìè àáî äîãîâîðîì.</FONT></P>
<P class="ps6"><FONT class="fs162">Â³äïîâ³äíî äî ÷.1 ñò. 509 ÖÊ Óêðà¿íè çîáîâÿçàííÿì º ïðàâîâ³äíîøåííÿ, â ÿêîìó îäíà ñòîðîíà (áîðæíèê) çîáîâÿçàíà â÷èíèòè íà êîðèñòü äðóãî¿ ñòîðîíè (êðåäèòîðà) ïåâíó ä³þ (ïåðåäàòè ìàéíî, âèêîíàòè ðîáîòó, íàäàòè ïîñëóãó, ñïëàòèòè ãðîø³ òîùî) àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à êðåäèòîð ìàº ïðàâî âèìàãàòè â³ä áîðæíèêà âèêîíàííÿ éîãî îáîâÿçêó.</FONT></P>
<P class="ps6"><FONT class="fs161">Çã³äíî ³ç ñò. 525 ÖÊ Óêðà¿íè îäíîñòîðîííÿ â³äìîâà â³ä &nbsp;çîáîâ'ÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. </FONT></P>
<P class="ps6"><FONT class="fs160">           Â³äïîâ³äíî äî ÷.1 ñò. 527 ÖÊ Óêðà¿íè áîðæíèê çîáîâ'ÿçàíèé âèêîíàòè ñâ³é îáîâ'ÿçîê, à êðåäèòîð - ïðèéíÿòè âèêîíàííÿ îñîáèñòî, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì, íå âèïëèâàº ³ç ñóò³ çîáîâ'ÿçàííÿ ÷è çâè÷à¿â ä³ëîâîãî îáîðîòó. </FONT></P>
<P class="ps6"><FONT class="fs159">Çã³äíî ç³ ñò. 1054 ÖÊ Óêðà¿íè çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà çîáîâÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè.</FONT></P>
<P class="ps6"><FONT class="fs158">Â³äïîâ³äíî äî ÷. 1 ñò. 1049 ÖÊ Óêðà¿íè ïîçè÷àëüíèê çîáîâÿçàíèé ïîâåðíóòè ïîçèêîäàâöåâ³ ïîçèêó (ãðîøîâ³ êîøòè ó òàê³é ñàì³é ñóì³ àáî ðå÷³, âèçíà÷åí³ ðîäîâèìè îçíàêàìè, ó òàê³é ê³ëüêîñò³, òàêîãî ñàìîãî ðîäó òà òàêî¿ ñàìî¿ ÿêîñò³, ùî áóëè ïåðåäàí³ éîìó ïîçèêîäàâöåì) ó ñòðîê òà â ïîðÿäêó, ùî âñòàíîâëåí³ äîãîâîðîì.</FONT></P>
<P class="ps6"><FONT class="fs157">Â³äïîâ³äíî äî ÷.1 ñò.530 ÖÊ Óêðà¿íè, ÿêùî ó çîáîâ'ÿçàíí³ âñòàíîâëåíèé ñòðîê (òåðì³í) éîãî âèêîíàííÿ, òî âîíî ï³äëÿãàº âèêîíàííþ ó öåé ñòðîê (òåðì³í).</FONT></P>
<P class="ps6"><FONT class="fs156">Â ñèëó ñò.526 ÖÊ Óêðà¿íè çîáîâÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ. Çîáîâÿçàííÿ ïðèïèíÿºòüñÿ âèêîíàííÿì, ïðîâåäåíèì íàëåæíèì ÷èíîì (ñò.599 ÖÊ Óêðà¿íè).</FONT></P>
<P class="ps6"><FONT class="fs155">Ç îãëÿäó íà âèùåíàâåäåíå, ïåðåâ³ðèâøè íàÿâí³ â ñïðàâ³ ðîçðàõóíêè â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, ñóä ïåðøî¿ ³íñòàíö³¿ ïîãîäæóºòüñÿ ³ç âèñíîâêîì ñóäó ïåðøî¿ ³íñòàíö³¿, ùî ñòÿãíåííþ ï³äëÿãàº çàáîðãîâàí³ñòü â ñóì³ 37&nbsp; &nbsp;055,99ãðí., çã³äíî äîãîâîðó ¹6-0087/13/36 &nbsp;â³ä 12.12.2013ð., à ñàìå 34 812,71 ïðîñòðî÷åíà çàáîðãîâàí³ñòü ïî ïîâåðíåííþ êðåäèòíèõ êîøò³â òà ïðîñòðî÷åíà çàáîðãîâàí³ñòü çà íàðàõîâàíèìè â³äñîòêàìè çà êîðèñòóâàííÿ êðåäèòîì ó ïåð³îä ç 13.12.2013ð. ïî 15.12.2014ð. íà ñóìó 2 243,28 ãðí. </FONT></P>
<P class="ps6"><FONT class="fs154">Â³äïîâ³äíî äî ñò. 610 ÖÊ Óêðà¿íè ïîðóøåííÿì çîáîâ'ÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâ'ÿçàííÿ (íåíàëåæíå âèêîíàííÿ). Ó ðàç³ ïîðóøåííÿ çîáîâ'ÿçàííÿ íàñòàþòü ïðàâîâ³ íàñë³äêè, âñòàíîâëåí³ äîãîâîðîì àáî çàêîíîì, çîêðåìà, ñïëàòà íåóñòîéêè (ñò..611 ÖÊ Óêðà¿íè). </FONT></P>
<P class="ps6"><FONT class="fs153">Çã³äíî ³ç ï.6 ñò.231 ÃÊ Óêðà¿íè øòðàôí³ ñàíêö³¿ çà ïîðóøåííÿ ãðîøîâèõ çîáîâ'ÿçàíü âñòàíîâëþþòüñÿ ó â³äñîòêàõ, ÿê³ âèçíà÷àþòüñÿ îáë³êîâîþ ñòàâêîþ ÍÁÓ çà óâåñü ÷àñ êîðèñòóâàííÿ ÷óæèìè êîøòàìè, ÿêùî ³íøèé ðîçì³ð â³äñîòê³â íå ïåðåäáà÷åíî çàêîíîì àáî äîãîâîðîì. </FONT></P>
<P class="ps6"><FONT class="fs152">Â³äïîâ³äíî äî ÷.6 ñò.232 ÃÊ Óêðà¿íè íàðàõóâàííÿ øòðàôíèõ ñàíêö³é çà ïðîñòðî÷åííÿ âèêîíàííÿ çîáîâÿçàííÿ, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì àáî äîãîâîðîì, ïðèïèíÿºòüñÿ ÷åðåç ø³ñòü ì³ñÿö³â â³ä äíÿ, êîëè çîáîâÿçàííÿ ìàëî áóòè âèêîíàíî.</FONT></P>
<P class="ps6"><FONT class="fs151">ßê âáà÷àºòüñÿ ³ç ï.8.2 äîãîâîðó ¹6-0087/13/36 â³ä 12.12.2013ð. ñòîðîíè îáóìîâèëè, ùî ïîçè÷àëüíèê çà íåñâîº÷àñíó ñïëàòó êðåäèòó òà/àáî ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì ñïëà÷óº êðåäèòîðó ïåíþ ó ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ùî ä³ÿòèìå ïðîòÿãîì â³äïîâ³äíîãî ïîðóøåííÿ â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó çà êîæåí äåíü ïðîñòðî÷åííÿ. </FONT></P>
<P class="ps6"><FONT class="fs150">Ç îãëÿäó íà íàâåäåíå ï³äëÿãàþòü çàäîâîëåííþ òàêîæ ïîçîâí³ âèìîãè â ÷àñòèí³ ñòÿãíåííÿ 146,44 ãðí. ïåí³ íàðàõîâàíî¿ ïîçèâà÷åì çà íåñâîº÷àñíå âèêîíàííÿ â³äïîâ³äà÷åì ãðîøîâèõ çîáîâÿçàíü çà óìîâàìè äîãîâîðó. </FONT></P>
<P class="ps6"><FONT class="fs148">Ñòàíîì íà 05.06.2014ð. ó áàíêó ä³ÿëà òèì÷àñîâà àäì³í³ñòðàö³ÿ, çàïðîâàäæåíà íà ïåð³îä ç 14.03.2014ð. ïî 13.06.2014ð. ð³øåííÿì Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á &nbsp;¹14 â³ä 14.03.2014ð. (à.ñ.62-63). </FONT></P>
<P class="ps6"><FONT class="fs147">Òèì÷àñîâà àäì³í³ñòðàö³ÿ â³äïîâ³äíî äî ï. 16 ÷. 1 ñò. 2 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á º ïðîöåäóðîþ âèâåäåííÿ áàíêó ç ðèíêó, ùî çàïðîâàäæóºòüñÿ Ôîíäîì ñòîñîâíî íåïëàòîñïðîìîæíîãî áàíêó â ïîðÿäêó, âñòàíîâëåíîìó öèì Çàêîíîì, ï³ä ÷àñ ÿêî¿ çã³äíî &nbsp;ï. 5 ñò. 36 öüîãî Çàêîíó íå çä³éñíþºòüñÿ, çîêðåìà, çàäîâîëåííÿ âèìîã âêëàäíèê³â òà ³íøèõ êðåäèòîð³â áàíêó. </FONT></P>
<P class="ps6"><FONT class="fs146">²íôîðìàö³ÿ ïðî çàïðîâàäæåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ â áàíêó áóëà ó âñòàíîâëåíîìó çàêîíîì ïîðÿäêó îïóáë³êîâàíà â îô³ö³éíèõ çàñîáàõ ìàñîâî¿ ³íôîðìàö³¿, â³äòàê áóëà â³äîìà â³äïîâ³äà÷ó, à îòæå, â³í ìàâ ìîæëèâ³ñòü âèêîíàòè çîáîâ'ÿçàííÿ çà êðåäèòíèì äîãîâîðîì øëÿõîì ñïëàòè êîøò³â íà ïîçè÷êîâèé ðàõóíîê áàíêó ç ðàõóíêó â³äêðèòîãî â ³íø³é áàíê³âñüê³é óñòàíîâ³ (à.ñ.61).</FONT></P>
<P class="ps7"><FONT class="fs145">           Ç îãëÿäó íà íàâåäåíå ñóäîì ïåðøî¿ ³íñòàíö³¿ ïðàâîì³ðíî çàäîâîëåíî ïîçîâí³ âèìîãè â ñóì³ &nbsp;37 202,43 ãðí. </FONT></P>
<P class="ps6"><FONT class="fs144">Çã³äíî ³ç ñò. 33 ÃÏÊ Óêðà¿íè êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã òà çàïåðå÷åíü. </FONT></P>
<P class="ps6"><FONT class="fs143">Çã³äíî ³ç àáç.2 ñò. 34 ÃÏÊ Óêðà¿íè îáñòàâèíè ñïðàâè, ÿê³ â³äïîâ³äíî äî çàêîíîäàâñòâà ïîâèíí³ áóòè ï³äòâåðäæåí³ ïåâíèìè çàñîáàìè äîêàçóâàííÿ, íå ìîæóòü ï³äòâåðäæóâàòèñü ³íøèìè çàñîáàìè äîêàçóâàííÿ.</FONT></P>
<P class="ps6"><FONT class="fs142">Â³äïîâ³äíî äî ñò.43 ÃÏÊ Óêðà¿íè ãîñïîäàðñüêèé ñóä îö³íþº äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îáºêòèâíîìó ðîçãëÿä³ â ñóäîâîìó ïðîöåñ³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, êåðóþ÷èñü çàêîíîì. Í³ÿê³ äîêàçè íå ìàþòü äëÿ ãîñïîäàðñüêîãî ñóäó çàçäàëåã³äü âñòàíîâëåíî¿ ñèëè.</FONT></P>
<P class="ps6"><FONT class="fs141">Ñêàðæíèêîì íå íàäàíî ñóäó äîñòàòí³é òà îáãðóíòîâàíèõ äîêàç³â, ÿê³ á ñïðîñòîâóâàëè âèñíîâêè ñóäó ïåðøî¿ ³íñòàíö³¿.</FONT></P>
<P class="ps6"><FONT class="fs140">Çà òàêèõ îáñòàâèí, àïåëÿö³éíèé ãîñïîäàðñüêèé ñóä ïðèéøîâ äî âèñíîâêó ïðî òå, ùî ð³øåííÿ ïðèéíÿòå ³ç äîòðèìàííÿì íîðì çàêîíîäàâñòâà òà ó â³äïîâ³äíîñò³ äî îáñòàâèí ñïðàâè, à òîìó ï³äñòàâ äëÿ éîãî çì³íè ÷è ñêàñóâàííÿ êîëåã³ÿ ñóää³â íå âáà÷àº.</FONT></P>
<P class="ps6"><FONT class="fs139">Ñóäîâèé çá³ð çà ïåðåãëÿä ð³øåííÿ ñóäó ó äàí³é ñïðàâ³ â àïåëÿö³éíîìó ïîðÿäêó ïîêëàñòè íà â³äïîâ³äà÷à â ïîðÿäêó, ïåðåäáà÷åíîìó ñò. 49 ÃÏÊ Óêðà¿íè.</FONT></P>
<P class="ps9"><FONT class="fs138">Êåðóþ÷èñü ñò.ñò. 99, 101, 103, 105 ÃÏÊ Óêðà¿íè, - </FONT></P>
<P class="ps9"><FONT class="fs116">Ëüâ³âñüêèé àïåëÿö³éíèé ãîñïîäàðñüêèé ñóä Ï Î Ñ Ò À Í Î Â È Â:</FONT></P>
<P class="ps2"><FONT class="fs115">1.          </FONT><FONT class="fs137">Ð³øåííÿ Ãîñïîäàðñüêîãî ñóäó Çàêàðïàòñüêî¿ îáëàñò³ â³ä 16.04.2015ð. ó ñïðàâ³ ¹907/96/15 çàëèøèòè áåç çì³í, à àïåëÿö³éíó ñêàðãó áåç çàäîâîëåííÿ.</FONT></P>
<P><FONT class="fs114">           2.</FONT><FONT class="fs136">Ïîñòàíîâà íàáèðàº çàêîííî¿ ñèëè ç äíÿ ¿¿ ïðèéíÿòòÿ ³ ìîæå áóòè îñêàðæåíà â êàñàö³éíîìó ïîðÿäêó.</FONT></P>
<P><FONT class="fs113">           3.</FONT><FONT class="fs135">Ñïðàâó íàïðàâèòè ó ãîñïîäàðñüêèé ñóä Çàêàðïàòñüêî¿ îáëàñò³.</FONT></P>
<P class="ps1"><FONT class="fs134">Ïîâíèé òåêñò ïîñòàíîâè âèãîòîâëåíî òà ï³äïèñàíî 09.09.2015ð.</FONT></P>
<P class="ps11"><FONT class="fs111">Ãîëîâóþ÷èé &nbsp;ñóääÿ                                                                      Ãàëóøêî Í.À.</FONT></P>
<P class="ps8"><FONT class="fs110"> &nbsp;&nbsp;&nbsp;Ñóääÿ                                                                                           &nbsp;&nbsp;&nbsp;Äàíêî Ë.Ñ.</FONT></P>
<P><FONT class="fs109"> Ñóääÿ                                                                                           &nbsp;Îðèùèí Ã.Â. </FONT></P>