<TITLE>903/800/15</TITLE>
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<P class="ps15"><FONT class="fs183"> &nbsp;&nbsp;</FONT><FONT class="fs181"><IMG src="herb.gif" height=72 width=54></FONT></P>
<P class="ps9"><FONT class="fs114">ÃÎÑÏÎÄÀÐÑÜÊÈÉ ÑÓÄ ÂÎËÈÍÑÜÊÎ¯ ÎÁËÀÑÒ²</FONT></P>
<P class="ps9"><FONT class="fs113">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<P class="ps9"><FONT class="fs112">Ð²ØÅÍÍß</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="50 %" class="tds4"><P><FONT class="fs111"> 09 âåðåñíÿ 2015 ð. </FONT></P></TD><TD width="50 %" class="tds4"><P class="ps14"><FONT class="fs110"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñïðàâà ¹ 903/800/15</FONT></P></TD></TR>
<P class="ps5"><FONT class="fs109">Ãîñïîäàðñüêèé ñóä Âîëèíñüêî¿ îáëàñò³ ó ñêëàä³:</FONT></P>
<P class="ps5"><FONT class="fs177">ãîëîâóþ÷îãî ñóää³  Ãàðáàðà ²ãîðÿ Îëåêñ³éîâè÷à </FONT></P>
<P class="ps5"><FONT class="fs176">ñåêðåòàð ñóäîâîãî çàñ³äàííÿ  ×åðåâàòèé Áîãäàí Ëþáîìèðîâè÷</FONT></P>
<P class="ps5"><FONT class="fs108">Çà ó÷àñòþ ïðåäñòàâíèê³â ñòîð³í:</FONT></P>
<P class="ps5"><FONT class="fs107">â³ä ïîçèâà÷à: </FONT><FONT class="fs175">Ìîñòîâèé À.Ì. (ïðåäñòàâíèê çà äîâ. ¹&nbsp; 244 â³ä 19.06.2015&nbsp; ð.);</FONT></P>
<P class="ps12"><FONT class="fs106">â³ä â³äïîâ³äà÷à:</FONT><FONT class="fs174"> í/ç;</FONT></P>
<P class="ps12"><FONT class="fs173">â³ä òðåòüî¿ îñîáè: í/ç;</FONT></P>
<P class="ps5"><FONT class="fs172">ðîçãëÿíóâøè ó â³äêðèòîìó ñóäîâîìó çàñ³äàíí³ â ðåæèì³ â³äåîêîíôåðåíö³¿ â ì. Ëóöüêó ó ïðèì³ùåíí³ ãîñïîäàðñüêîãî ñóäó Âîëèíñüêî¿ îáëàñò³ ñïðàâó çà ïîçîâîì ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Áàíê "Êè¿âñüêà Ðóñü" â îñîá³ óïîâíîâàæåíî¿ îñîáè ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á íà çä³éñíåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ Âîëêîâà Î.Þ. äî òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "²ÐÑ Ñ²ÑÒÅÌ", òðåòÿ îñîáà ÿêà íå çàÿâëÿº ñàìîñò³éíèõ âèìîã íà ïðåäìåò ñïîðó íà ñòîðîí³ â³äïîâ³äà÷à  Çóçóêà Ä.Ô. ïðî ñòÿãíåííÿ 1&nbsp; 101 195,24 ãðí.,</FONT></P>
<P class="ps7"><FONT class="fs171">Â ñóäîâîìó çàñ³äàíí³ 09.09.2015 ð. ó â³äïîâ³äíîñò³ äî ñò. 85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíó ð³øåííÿ.</FONT><FONT class="fs105"> </FONT></P>
<P class="ps8"><FONT class="fs104">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps5"><FONT class="fs170">Ïóáë³÷íå àêö³îíåðíîãî òîâàðèñòâà "Áàíê "Êè¿âñüêà Ðóñü" çâåðíóëîñü â ñóä ç ïîçîâîì â ³íòåðåñàõ äåðæàâè â îñîá³ óïîâíîâàæåíî¿ îñîáè ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á íà çä³éñíåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ Âîëêîâà Î.Þ. äî òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "²ÐÑ Ñ²ÑÒÅÌ" ïðî ñòÿãíåííÿ 1 101 195,24 ãðí.</FONT></P>
<P class="ps3"><FONT class="fs168">Ïîçèâà÷ ñâî¿ çîáîâÿçàííÿ çã³äíî äîãîâîðó âèêîíàâ íàäàâøè â³äïîâ³äà÷ó êðåäèò íà ñóìó 903 000,00 ãðí., ùî ï³äòâåðäæóºòüñÿ ìåìîð³àëüíèì îðäåðîì.</FONT></P>
<P class="ps3"><FONT class="fs167">Ñóìà êðåäèòó â³äïîâ³äíî äî óìîâ äîãîâîðó ñêëàäàº 903&nbsp; 000,00 ãðîí. Ê³íöåâèé òåðì³í ïîâåðíåííÿ êðåäèòó 21.05.2015 ð. Ö³ëü âèêîðèñòàííÿ êðåäèòó  ïîïîâíåííÿ îá³ãîâèõ êîøò³â. Òèï ïðîöåíòíî¿ ñòàâêè  ô³êñîâàíà. Ïðîöåíòíà ñòàâêà çà êîðèñòóâàííÿ êðåäèòîì 32,5% ð³÷íèõ, à ïî÷èíàþ÷è ç 05.03.2015 ð.  27,5 % ð³÷íèõ.</FONT></P>
<P class="ps3"><FONT class="fs165">Ïî÷èíàþ÷è ç òðàâíÿ 2015 ð. â³äïîâ³äà÷åì íå âèêîíóþòüñÿ óìîâè êðåäèòíîãî äîãîâîðó â ÷àñòèí³ ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè òà ñòàíîì íà 22.05.2015 ð. òàêà çàáîðãîâàí³ñòü ñòàíîâèëà 17&nbsp; 835,62 ãðí. Êð³ì òîãî â³äïîâ³äà÷åì íà äåíü çàê³í÷åííÿ ñòðîêó ä³¿ äîãîâîðó íå áóëà ïîâåðíóòà çàáîðãîâàí³ñòü çà êðåäèòîì.</FONT></P>
<P class="ps3"><FONT class="fs164">22.05.2015 ð. áàíê çâåðíóâñÿ äî ïîçè÷àëüíèêà ç ïîâ³äîìëåííÿì ¹&nbsp; 72/56 ïðî â³äêëèêàííÿ êðåäèòó, íàäàâøè îñòàííüîìó 5-äåííèé ñòðîê äëÿ äîñòðîêîâîãî ïîâåðíåííÿ êðåäèòó òà ïðîöåíò³â ïî íüîìó.</FONT></P>
<P class="ps4"><FONT class="fs163">Îäíàê, âçÿò³ íà ñåáå çîáîâ'ÿçàííÿ â³äïîâ³äà÷ íàëåæíèì ÷èíîì íå âèêîíàâ, â íàñë³äîê íåíàëåæíîãî âèêîíàííÿ âçÿòèõ íà ñåáå çîáîâ'ÿçàíü ó â³äïîâ³äà÷à ðàõóºòüñÿ çàáîðãîâàí³ñòü â ñóì³ 1&nbsp; 101&nbsp; 195,24 ãðí. ç ÿêèõ 900&nbsp; 000,00 ãðí. îñíîâíà çàáîðãîâàí³ñòü çà êðåäèòîì, 66&nbsp; 223,98&nbsp; ãðí. ïðîñòðî÷åíí³ ïðîöåíòè, 3&nbsp; 367,14 ãðí. ñóìà ïåí³ çà íåñâîº÷àñíó ñïëàòó ïðîöåíò³â, 71&nbsp; 013,70 ãðí. ñóìà ïåí³ çà íåñâîº÷àñíó ñïëàòó êðåäèòó, 35&nbsp; 506,85 ãðí. â³äïîâ³äàëüí³ñòü çà ïîãàøåííÿ ñòðîêó ïîãàøåííÿ êðåäèòó, 1&nbsp; 683,57 ãðí. â³äïîâ³äàëüí³ñòü çà ïîðóøåííÿ ñòðîêó ïîãàøåííÿ ïðîöåíò³â, 23&nbsp; 400,00 ãðí. ³íôëÿö³éíå çá³ëüøåííÿ ñóìè êðåäèòó, ÿê³ ïîçèâà÷ ïðîñèâ ñòÿãíóòè ç òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "²ÐÑ Ñ²ÑÒÅÌ" íà êîðèñòü ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Áàíê "Êè¿âñüêà Ðóñü".</FONT></P>
<P class="ps4"><FONT class="fs162">Óõâàëîþ ãîñïîäàðñüêîãî ñóäó â³ä 12.06.2014 ð. çà âêàçàíèì ïîçîâîì ïîðóøåíî ïðîâàäæåííÿ ó ñïðàâ³ òà ïðèçíà÷åíî ðîçãëÿä îñòàííüî¿ â ñóäîâîìó çàñ³äàíí³.</FONT></P>
<P class="ps5"><FONT class="fs161">07.08.2015&nbsp; ð. òà ïîâòîðíî 07.09.2015 ð. ãîñïîäàðñüêèì ñóäîì îòðèìàíî çàÿâó â³äïîâ³äà÷à ïðî çóïèíåííÿ ïðîâàäæåííÿ ó ñïðàâ³ äî âèð³øåííÿ ñïðàâè ¹ 161/7705/15-ö, ÿêà ïåðåáóâàº íà ðîçãëÿä³ Ëóöüêîãî ì³ñüêðàéîííîãî ñóäó.</FONT></P>
<P class="ps5"><FONT class="fs160">Ó çàäîâîëåíí³ çàÿâ â³äïîâ³äà÷à ïðî çóïèíåííÿ ïðîâàäæåííÿ ó ñïðàâ³ äî âèð³øåííÿ ñïðàâè ¹&nbsp; 161/7705/15-ö, ÿêà ïåðåáóâàº íà ðîçãëÿä³ Ëóöüêîãî ì³ñüêðàéîííîãî ñóäó ñóä â³äìîâëÿº, îñê³ëüêè çã³äíî ñò. 79 ÃÏÊ Óêðà¿íè, ãîñïîäàðñüêèé ñóä çóïèíÿº ïðîâàäæåííÿ ó ñïðàâ³ â ðàç³ íåìîæëèâîñò³ ðîçãëÿäó äàíî¿ ñïðàâè äî âèð³øåííÿ ïîâ'ÿçàíî¿ ç íåþ ³íøî¿ ñïðàâè, ùî ðîçãëÿäàºòüñÿ ³íøèì ñóäîì. Ïðè öüîìó ïîâ'ÿçàíîþ ç äàíîþ ñïðàâîþ º òàêà ³íøà ñïðàâà, ó ÿê³é ³íøèé ñóä âñòàíîâëþº îáñòàâèíè, ùî âïëèâàþòü ÷è ìîæóòü âïëèíóòè íà ïîäàííÿ ³ îö³íêó äîêàç³â ó äàí³é ñïðàâ³. Ð³øåííÿ ñóäó ïî ñïðàâ³ ¹&nbsp; 161/7705/15-ö íå ìîæå âïëèíóòè íà îö³íêó äîêàç³â ó ñïðàâ³ ¹ 903/800/15.</FONT></P>
<P class="ps5"><FONT class="fs159">Â ñóäîâîìó çàñ³äàíí³ ïðåäñòàâíèê ïîçèâà÷à ïîçîâí³ âèìîãè ï³äòðèìàâ. Ïðîñèâ ñóä çàäîâîëüíèòè ïîçîâ ïîâí³ñòþ.</FONT></P>
<P class="ps5"><FONT class="fs158">Ïðåäñòàâíèêè â³äïîâ³äà÷à òà òðåòüî¿ îñîáè â ñóäîâå çàñ³äàííÿ íå ç'ÿâèëèñÿ, õî÷à íàëåæíèì ÷èíîì áóëè ïîâ³äîìëåí³ ïðî äàòó òà ÷àñ ðîçãëÿäó ñïðàâè.</FONT></P>
<P class="ps5"><FONT class="fs157">ßâêà ñòîð³í îáîâ'ÿçêîâîþ íå âèçíàâàëàñü. Ñóä ïðèéøîâ äî âèñíîâêó ïðî ìîæëèâ³ñòü ðîçãëÿäó ñïðàâè ïî ñóò³ â ñóäîâîìó çàñ³äàíí³ çà â³äñóòí³ñòþ ïðåäñòàâíèêà â³äïîâ³äà÷à òà ïðåäñòàâíèêà òðåòüî¿ îñîáè, çà íàÿâíèìè ìàòåð³àëàìè íà ï³äñòàâ³ ñò. 75 ÃÏÊ Óêðà¿íè, çàïîá³ãàþ÷è îäíî÷àñíî áåçï³äñòàâíîìó çàòÿãóâàííþ ðîçãëÿäó ñïîðó òà ç îãëÿäó íà âñòàíîâëåíèé ñòàòòåþ 69 ÃÏÊ Óêðà¿íè ñòðîê âèð³øåííÿ ñïîðó.</FONT></P>
<P class="ps0"><FONT class="fs103">Çàñëóõàâøè ïîÿñíåííÿ ïðåäñòàâíèêà ïîçèâà÷à, äîñë³äèâøè ïèñüìîâ³ äîêàçè â ñïðàâ³, ñóä ïðèõîäèòü äî íàñòóïíîãî âèñíîâêó.</FONT></P>
<P class="ps3"><FONT class="fs155">Â³äïîâ³äíî äî ï.1.1. äîãîâîðó áàíê â³äêðèâàº ïîçè÷àëüíèêó â³äíîâëþâàëüíó êðåäèòíó ë³í³þ òà çîáîâÿçóºòüñÿ íàäàòè êðåäèòí³ êîøòè ó ðîçì³ð³ òà íà óìîâàõ, âèçíà÷åíèõ öèì äîãîâîðîì, à ïîçè÷àëüíèê çîáîâÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè òà ³íø³ ïëàòåæ³.</FONT></P>
<P class="ps4"><FONT class="fs154">Â³äïîâ³äíî äî ï.ï. 1.1.1., 1.1.2., 1.1.3., 1.1.4., 1.1.5. ë³ì³ò êðåäèòíî¿ ë³í³¿  903&nbsp; 000,00&nbsp; ãðí., ê³íöåâèé òåðì³í ïîâåðíåííÿ êðåäèòó 29.08.2014 ð., ö³ëü âèêîðèñòàííÿ êðåäèòó ïîïîâíåííÿ îá³ãîâèõ êîøò³â, òèï ïðîöåíòíî¿ ñòàâêè  ô³êñîâàíà. Ïðîöåíòíà ñòàâêà çà êîðèñòóâàííÿ êðåäèòîì 17 % ð³÷íèõ.</FONT></P>
<P class="ps4"><FONT class="fs153">Íà ï³äñòàâ³ çàÿâè â³äïîâ³äà÷à ïðî íàäàííÿ ãðîøîâèõ êîøò³â â ñóì³ 903&nbsp; 000,00 ãðí. ¹4/1 â³ä 10.02.2014 ð. (à.ñ.26) â³äïîâ³äíî äî ìåìîð³àëüíîãî îðäåðó ¹3260 â³ä 10.02.2014 ð. ïîçèâà÷ íàäàâ â³äïîâ³äà÷ó êðåäèò â ðîçì³ð³ 903&nbsp; 000,00 ãðí. (à.ñ.25).</FONT></P>
<P class="ps4"><FONT class="fs144">Êðåäèòí³ â³äíîñèíè çä³éñíþþòüñÿ íà ï³äñòàâ³ êðåäèòíîãî äîãîâîðó, ùî óêëàäàºòüñÿ ì³æ êðåäèòîðîì ³ ïîçè÷àëüíèêîì ó ïèñüìîâ³é ôîðì³. Ó êðåäèòíîìó äîãîâîð³ ïåðåäáà÷àþòüñÿ ìåòà, ñóìà ³ ñòðîê êðåäèòó, óìîâè ³ ïîðÿäîê éîãî âèäà÷³ òà ïîãàøåííÿ, âèäè çàáåçïå÷åííÿ çîáîâ'ÿçàíü ïîçè÷àëüíèêà, â³äñîòêîâ³ ñòàâêè, ïîðÿäîê ïëàòè çà êðåäèò, îáîâ'ÿçêè, ïðàâà ³ â³äïîâ³äàëüí³ñòü ñòîð³í ùîäî âèäà÷³ òà ïîãàøåííÿ êðåäèòó â³äïîâ³äíî äî ñò. 345 ÃÊ Óêðà¿íè.</FONT></P>
<P class="ps4"><FONT class="fs143">Çã³äíî ñò. 1054 ÖÊ Óêðà¿íè çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè. </FONT></P>
<P class="ps4"><FONT class="fs142">Â³äïîâ³äíî äî ñò.ñò. 525, 526, 530 ÖÊ Óêðà¿íè çîáîâ'ÿçàííÿ ïîâèíí³ âèêîíóâàòèñü íàëåæíèì ÷èíîì ³ â óñòàíîâëåíèé ñòðîê â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã ÷èííîãî çàêîíîäàâñòâà. Îäíîñòîðîííÿ â³äìîâà â³ä çîáîâ'ÿçàííÿ íå äîïóñêàºòüñÿ, ÿêùî ³íøå íå ïåðåäáà÷åíî äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps3"><FONT class="fs141">Ó â³äïîâ³äíîñò³ äî ï. 4.1., 4.2. êðåäèòíîãî äîãîâîðó ïîâåðíåííÿ êðåäèòó çä³éñíþºòüñÿ øëÿõîì ïåðåðàõóâàííÿ êîøò³â ³ç ñâîãî ïîòî÷íîãî ðàõóíêó íà ïîçè÷êîâèé ðàõóíîê. Îñòàòî÷íå ïîâåðíåííÿ êðåäèòó (çàáîðãîâàíîñò³ çà âñ³ìà îòðèìàíèìè â³äïîâ³äíî äî äîãîâîðó ÷àñòèíàìè êðåäèòó), íàðàõîâàíèõ ïðîöåíò³â òà ìîæëèâèõ øòðàôíèõ ñàíêö³é ïîçè÷àëüíèê çîáîâÿçàíèé çä³éñíèòè íå ï³çí³øå ê³íöåâîãî òåðì³íó ïîâåðíåííÿ êðåäèòó, âèçíà÷åíîãî â ï.1.1.2. äîãîâîðó. Ó âèïàäêó ïîðóøåííÿ ïîçè÷àëüíèêîì âñòàíîâëåíèõ äîãîâîðîì ñòðîê³â ïîâåðíåííÿ êðåäèòó, ñóìà íåñïëà÷åíî¿ â ñòðîê çàáîðãîâàíîñò³ çà êðåäèòîì ââàæàºòüñÿ ïðîñòðî÷åíîþ òà íàñòóïíîãî äíÿ ïåðåíîñèòüñÿ áàíêîì íà ðàõóíêè äëÿ îáë³êó ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ ïîçè÷àëüíèêà çà êðåäèòîì.</FONT></P>
<P class="ps3"><FONT class="fs140">Â³äïîâ³äíî äî ï. 6.1.3. âêàçàíîãî êðåäèòíîãî äîãîâîðó, ïîçè÷àëüíèê çîáîâÿçóºòüñÿ ñâîº÷àñíî ïîâåðíóòè êðåäèò, ñïëà÷óâàòè ïðîöåíòè çà êîðèñòóâàííÿ êðåäèòîì.</FONT></P>
<P class="ps3"><FONT class="fs139">Â³äïîâ³äà÷ ìàâ ïîâåðíóòè êðåäèò 21.05.2015 ð., îäíàê ñâî¿ çîáîâÿçàííÿ â³äïîâ³äà÷ íå âèêîíàâ.</FONT></P>
<P class="ps3"><FONT class="fs138">Â³äïîâ³äíî äî ï. 9.2. êðåäèòíîãî äîãîâîðó áàíê ìàº ïðàâî çóïèíèòè ïîäàëüøå êðåäèòóâàííÿ òà/àáî âèìàãàòè äîñòðîêîâîãî ïîâåðíåííÿ êðåäèòó, ñïëàòè ïðîöåíò³â, âèíàãîðîä, øòðàôíèõ ñàíêö³é òà ³íøèõ ïëàòåæ³â, ùî ïåðåäáà÷åíí³ äîãîâîðîì, à òàêîæ â³äøêîäóâàííÿ çáèòê³â çàâäàíèõ áàíêó, âíàñë³äîê íåâèêîíàííÿ àáî íåíàëåæíîãî âèêîíàííÿ ïîçè÷àëüíèêîì òà/àáî ïîðó÷èòåëåì óìîâ äîãîâîðó òà/àáî äîãîâîð³â çàáåçïå÷åííÿ, à ïîçè÷àëüíèê çîáîâÿçàíèé ïðîòÿãîì 5 (ïÿòè) êàëåíäàðíèõ äí³â ç äàòè ï³äïèñàííÿ áàíêîì â³äïîâ³äíî¿ âèìîãè àáî â ³íøèé ñòðîê âñòàíîâëåíèé ó â³äïîâ³äí³é âèìîç³ áàíêó, ïîâåðíóòè ñóì çàáîðãîâàíîñò³ çà êðåäèòîì, ùî çàëèøèëàñü, ñïëàòèòè ïðîöåíòè, âèíàãîðîäè áàíêó, ³íø³ ïëàòåæ³ çà äîãîâîðîì òà øòðàôí³ ñàíêö³¿, à òàêîæ â³äøêîäóâàòè çáèòêè çàâäàí³ áàíêó.</FONT></P>
<P class="ps3"><FONT class="fs137">22.05.2015 ð. ïîçèâà÷ íàïðàâèâ íà àäðåñó â³äïîâ³äà÷à ïîâ³äîìëåííÿ ïðî â³äêëèêàííÿ êðåäèòó. </FONT></P>
<P class="ps3"><FONT class="fs136">Â³äïîâ³äà÷ óìîâè äîãîâîðó íå âèêîíàâ â ìàòåð³àëàõ ñïðàâè â³äñóòí³ áóäü  ÿê³ äîêàçè ïðî îïëàòó çàáîðãîâàíîñò³ îñòàíí³ì, à òîìó ñóìà îñíîâíî¿ çàáîðãîâàíîñò³ çà êðåäèòîì ï³äñòàâíà òà ï³äëÿãàº äî ñòÿãíåííÿ ç â³äïîâ³äà÷à â ñóì³ 900&nbsp; 000,00 ãðí.</FONT></P>
<P class="ps5"><FONT class="fs135">Çã³äíî ñò. 193 ÃÊ Óêðà¿íè òà ñò.ñò. 525, 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ñóáºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ. </FONT></P>
<P class="ps3"><FONT class="fs134">Ó âèïàäêó ïîðóøåííÿ ñòðîê³â (òåðì³í³â) ïîâåðíåííÿ êðåäèòó òà/àáî ñïëàòè íàðàõîâàíèõ ïðîöåíò³â çà êîðèñòóâàííÿ íèì òà/àáî âèíàãîðîä áàíêó ïîçè÷àëüíèê ñïëà÷óº áàíêó ïåíþ â ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè , ùî ä³ÿëà â ïåð³îä ïðîñòðî÷åííÿ â³ä íåâ÷àñíî ñïëà÷åíîãî ïëàòåæó çà êîæíèé äåíü ïðîñòðî÷åííÿ. Ó âèïàäêó ïîðóøåííÿ ïîçè÷àëüíèêîì ñòðîê³â (òåðì³í³â) ïîâåðíåííÿ êðåäèòó òà/àáî ïðîöåíò³â, ïîçè÷àëüíèê çîáîâÿçàíèé ñïëàòèòè ñóìó çàáîðãîâàíîñò³ çà êðåäèòîì, íàðàõîâàíèìè ïðîöåíòàìè òà ³íøèìè ïëàòåæàìè çã³äíî ç äîãîâîðîì ç óðàõóâàííÿì âñòàíîâëåíîãî ³íäåêñó ³íôëÿö³¿, à òàêîæ 30 % ð³÷íèõ â³ä ïðîñòðî÷åíî¿ ñóìè çà âåñü ÷àñ ïðîñòðî÷åííÿ ó âèïàäêó íåâèêîíàííÿ ïîçè÷àëüíèêîì âèìîã ï.ï. 6.1.5., 6.1.6., 6.1.7. äîãîâîðó ïîçè÷àëüíèê ñïëà÷óº áàêó øòðàô ó ðîçì³ð³ 200 çà êîæíèé âèïàäîê íåâèêîíàííÿ (ï.ï.8.1., 8.2., 8.4.).</FONT></P>
<P class="ps4"><FONT class="fs133">Ïîçèâà÷ çà íåâèêîíàííÿ â³äïîâ³äà÷åì óìîâ äîãîâîðó íàðàõóâàâ â³äïîâ³äà÷ó 66&nbsp; 223,98&nbsp; ãðí. ïðîñòðî÷åíí³ ïðîöåíòè, 3&nbsp; 367,14 ãðí. ñóìà ïåí³ çà íåñâîº÷àñíó ñïëàòó ïðîöåíò³â, 71&nbsp; 013,70 ãðí. ñóìà ïåí³ çà íåñâîº÷àñíó ñïëàòó êðåäèòó, 35&nbsp; 506,85 ãðí. â³äïîâ³äàëüí³ñòü çà ïîãàøåííÿ ñòðîêó ïîãàøåííÿ êðåäèòó, 1&nbsp; 683,57 ãðí. â³äïîâ³äàëüí³ñòü çà ïîðóøåííÿ ñòðîêó ïîãàøåííÿ ïðîöåíò³â, 23&nbsp; 400,00 ãðí. ³íôëÿö³éíå çá³ëüøåííÿ ñóìè êðåäèòó.</FONT></P>
<P class="ps3"><FONT class="fs132">Äàí³ ñóìè ñóäîì ïåðåâ³ðåíí³ ï³äñòàâí³ òà ï³äëÿãàþòü äî ñòÿãíåííÿ ç â³äïîâ³äà÷à çà íåíàëåæíå âèêîíàííÿ íèì çîáîâÿçàííÿ.</FONT></P>
<P class="ps5"><FONT class="fs131">Â³äïîâ³äíî äî ÷. 1 ñò. 230 ÃÊ Óêðà¿íè øòðàôíèìè ñàíêö³ÿìè ó öüîìó Êîäåêñ³ âèçíàþòüñÿ ãîñïîäàðñüê³ ñàíêö³¿ ó âèãëÿä³ ãðîøîâî¿ ñóìè (íåóñòîéêà, øòðàô, ïåíÿ), ÿêó ó÷àñíèê ãîñïîäàðñüêèõ â³äíîñèí çîáîâ'ÿçàíèé ñïëàòèòè ó ðàç³ ïîðóøåííÿ íèì ïðàâèë çä³éñíåííÿ ãîñïîäàðñüêî¿ ä³ÿëüíîñò³, íåâèêîíàííÿ àáî íåíàëåæíîãî âèêîíàííÿ ãîñïîäàðñüêîãî çîáîâ'ÿçàííÿ. </FONT></P>
<P class="ps5"><FONT class="fs130">Çã³äíî ñò. 193 ÃÊ Óêðà¿íè òà ñò.ñò. 525, 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ñóáºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ. </FONT></P>
<P class="ps5"><FONT class="fs129">Çã³äíî ñò. 33 ÃÏÊ Óêðà¿íè êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü. </FONT></P>
<P class="ps5"><FONT class="fs128">Â³äïîâ³äíî äî ñò. 34 ÃÏÊ Óêðà¿íè ãîñïîäàðñüêèé ñóä ïðèéìàº ò³ëüêè ò³ äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ñïðàâè. Îáñòàâèíè ñïðàâè, ÿê³ â³äïîâ³äíî äî çàêîíîäàâñòâà ïîâèíí³ áóòè ï³äòâåðäæåí³ ïåâíèìè çàñîáàìè äîêàçóâàííÿ, íå ìîæóòü ï³äòâåðäæóâàòèñü ³íøèìè çàñîáàìè äîêàçóâàííÿ. </FONT></P>
<P class="ps5"><FONT class="fs127">Ñòàòòåþ 43 ÃÏÊ Óêðà¿íè ïåðåäáà÷åíî, ùî ãîñïîäàðñüêèé ñóä îö³íþº äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îá'ºêòèâíîìó ðîçãëÿä³ â ñóäîâîìó ïðîöåñ³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, êåðóþ÷èñü çàêîíîì. Í³ÿê³ äîêàçè íå ìàþòü äëÿ ãîñïîäàðñüêîãî ñóäó çàçäàëåã³äü âñòàíîâëåíî¿ ñèëè. </FONT></P>
<P class="ps4"><FONT class="fs126">Áåðó÷è äî óâàãè âèêëàäåíå, ó çâÿçêó ç íåíàëåæíèì âèêîíàííÿì óìîâ äîãîâîðó â³äïîâ³äà÷åì, ñóä ïðèéøîâ äî âèñíîâêó, ùî ïîçîâí³ âèìîãè ï³äñòàâí³ òà ï³äëÿãàþòü äî ñòÿãíåííÿ ç â³äïîâ³äà÷à ó ðîçì³ð³ 1&nbsp; 101&nbsp; 195,24 ãðí. ç ÿêèõ 900&nbsp; 000,00 ãðí. îñíîâíà çàáîðãîâàí³ñòü çà êðåäèòîì, 66&nbsp; 223,98 ãðí. ïðîñòðî÷åíí³ ïðîöåíòè, 3&nbsp; 367,14 ãðí. ñóìà ïåí³ çà íåñâîº÷àñíó ñïëàòó ïðîöåíò³â, 71&nbsp; 013,70 ãðí. ñóìà ïåí³ çà íåñâîº÷àñíó ñïëàòó êðåäèòó, 35&nbsp; 506,85 ãðí. â³äïîâ³äàëüí³ñòü çà ïîãàøåííÿ ñòðîêó ïîãàøåííÿ êðåäèòó, 1&nbsp; 683,57 ãðí. â³äïîâ³äàëüí³ñòü çà ïîðóøåííÿ ñòðîêó ïîãàøåííÿ ïðîöåíò³â, 23&nbsp; 400,00&nbsp; ãðí. ³íôëÿö³éíå çá³ëüøåííÿ ñóìè êðåäèòó.</FONT></P>
<P class="ps5"><FONT class="fs125">Âðàõîâóþ÷è ïðèïèñè ùîäî ïîêëàäåííÿ ñóäîâîãî çáîðó íà ó÷àñíèê³â ñóäîâîãî ïðîöåñó â çàëåæíîñò³ â³ä ðåçóëüòàòó âèð³øåííÿ ñïîðó, ïåðåäáà÷åí³ ñòàòòåþ 49 ÃÏÊ Óêðà¿íè, òà ïðèïèñè ñòàòåé 3, 6 Çàêîíó Óêðà¿íè "Ïðî ñóäîâèé çá³ð" â ðåäàêö³¿, ÿêà ä³ÿëà íà ìîìåíò çâåðíåííÿ ç ïîçîâîì äî ñóäó, ùîäî îáîâ'ÿçêîâîñò³ ñïðàâëÿííÿ òà ñïëàòè ñóäîâîãî çáîðó, òà âðàõîâóþ÷è, ùî ñï³ð âèíèê âíàñë³äîê íåïðàâèëüíèõ ä³é ñòîðîíè, ðåçóëüòàòè âèð³øåííÿ ñïîðó òà â³äñóòí³ñòü ïðàâîâèõ ï³äñòàâ äëÿ çâ³ëüíåííÿ â³äïîâ³äà÷à â³ä éîãî ñïëàòè, ç â³äïîâ³äà÷à íàëåæèòü ñòÿãíóòè 22&nbsp; 023,90 ãðí. íà êîðèñòü ñïåö³àëüíîãî ôîíäó Äåðæàâíîãî áþäæåòó Óêðà¿íè ñóäîâîãî çáîðó çà ðåçóëüòàòàìè ðîçãëÿäó ïîçîâíî¿ çàÿâè.</FONT></P>
<P class="ps4"><FONT class="fs124">Êåðóþ÷èñü ñò. ñò. 22, 44, 49, 82 - 85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè,</FONT></P>
<P class="ps10"><FONT class="fs102">ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps3"><FONT class="fs123">Ïîçîâ çàäîâîëüíèòè.</FONT></P>
<P class="ps5"><FONT class="fs120">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</FONT></P>
<P class="ps6"><FONT class="fs119">Àïåëÿö³éíà ñêàðãà ïîäàºòüñÿ ÷åðåç ãîñïîäàðñüêèé ñóä Âîëèíñüêî¿ îáëàñò³ äî Ð³âíåíñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó ïðîòÿãîì 10 äí³â ç ìîìåíòó ï³äïèñàííÿ ïîâíîãî òåêñòó ð³øåííÿ.</FONT></P>
<P class="ps1"><FONT class="fs101">          </FONT><FONT class="fs117">Ïîâíèé òåêñò ð³øåííÿ ñêëàäåíî</FONT></P>
<P class="ps2"><FONT class="fs116"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.09.2015</FONT></P>
<P><FONT class="fs100">Ñóääÿ                                                                                                               &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;². Î. Ãàðáàð </FONT></P>