<TITLE>906/1133/15</TITLE>
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<P class="ps14"><FONT class="fs43"><IMG src="herb.gif" height=72 width=54></FONT></P>
<P class="ps11"><FONT class="fs34">ÓÊÐÀ¯ÍÀ</FONT></P>
<P class="ps11"><FONT class="fs33">Ãîñïîäàðñüêèé ñóä</FONT></P>
<P class="ps11"><FONT class="fs32">Æèòîìèðñüêî¿ îáëàñò³</FONT></P>
<P class="ps13"><FONT class="fs30">_________________________________________</FONT></P>
<P class="ps12"><FONT class="fs36">______________________________________________________________________</FONT></P>
<P class="ps10"><FONT class="fs90">Ð²ØÅÍÍß</FONT></P>
<P class="ps9"><FONT class="fs89">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<P class="ps8"><FONT class="fs88"> Â³ä</FONT> "08" âåðåñíÿ 2015 ð. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT class="fs87">&nbsp;Ñïðàâà ¹</FONT> 906/1133/15</P>
<P class="ps8"><FONT class="fs86"> Ãîñïîäàðñüêèé ñóä Æèòîìèðñüêî¿ îáëàñò³ ó ñêëàä³:</FONT></P>
<P class="ps8"><FONT class="fs85"> ñóää³</FONT> Òèìîøåíêà Î.Ì. </P>
<P class="ps8"> </P>
<P class="ps8"><FONT class="fs84"> çà ó÷àñòþ ïðåäñòàâíèê³â ñòîð³í:</FONT></P>
<P class="ps8"><FONT class="fs83"> â³ä ïîçèâà÷à:</FONT> Êëèìåíêî Ò.Á. (äîâ³ðåí³ñòü ¹588 â³ä 02.10.13.) </P>
<P class="ps8"><FONT class="fs82"> â³ä â³äïîâ³äà÷³â:</FONT> íå ç'ÿâèëèñü </P>
<P class="ps0"> </P>
<P class="ps0"> ðîçãëÿíóâ ó ñóäîâîìó çàñ³äàíí³ â ì. Æèòîìèð³ ñïðàâó</P>
<P class="ps0"> çà ïîçîâîì Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà àêö³îíåðíîãî áàíêó "Óêðãàçáàíê" &nbsp;</P>
<P class="ps0"><FONT class="fs81"> äî</FONT> 1)Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Ãîëîâèíñüêèé Ãðàí³ò" </P>
<P class="ps0">2)Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Áóäñòèëü ÕÕ²"</P>
<P class="ps0"><FONT class="fs80"> ïðî</FONT> ñòÿãíåííÿ 606410,28 ãðí. </P>
<P class="ps1"> </P>
<P class="ps1">Ïðåäñòàâíèê ïîçèâà÷à â ñóäîâîìó çàñ³äàíí³ ïîçîâí³ âèìîãè ï³äòðèìàâ ç ï³äñòàâ âèêëàäåíèõ ó ïîçîâí³é çàÿâ³.</P>
<P class="ps1">Ïðåäñòàâíèê ïåðøîãî â³äïîâ³äà÷à - ÏÀÒ "Ãîëîâèíñüêèé Ãðàí³ò" â ñóäîâå çàñ³äàííÿ íå ç'ÿâèâñÿ. Â³äïîâ³äà÷ âèìîã óõâàëè ñóäó íå âèêîíàâ, ïðî ïðè÷èíó íåÿâêè ñóä íå ïîâ³äîìèâ, ïðî äåíü ðîçãëÿäó ñïðàâè áóâ ïîâ³äîìëåíèé íàëåæíèì ÷èíîì, ùî ï³äòâåðäæóºòüñÿ ïîøòîâèì ïîâ³äîìëåííÿì ïðî âðó÷åííÿ êîðåñïîíäåíö³¿.</P>
<P class="ps1">Äðóãèé â³äïîâ³äà÷ - ÒÎÂ &nbsp;"Áóäñòèëü ÕÕ²" â ñóäîâå çàñ³äàííÿ ñâîãî ïðåäñòàâíèêà íå íàïðàâèâ, 07.08.2015 íà àäðåñó ñóäó ïîâåðíóëàñü óõâàëà, ÿêà íàäñèëàëàñü äðóãîìó â³äïîâ³äà÷ó ðåêîìåíäîâàíèì ëèñòîì ç ïîâ³äîìëåííÿì ç ïîøòîâîþ â³äì³òêîþ "çà çàê³í÷åííÿì òåðì³íó çáåð³ãàííÿ".</P>
<P class="ps1">Â³äïîâ³äíî äî ï.3.9.1 ïîñòàíîâè Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿ â³ä 26.12.2011 ðîêó ¹ 18, â ðàç³ ÿêùî óõâàëó ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ áóëî íàä³ñëàíî çà íàëåæíîþ àäðåñîþ (òîáòî ïîâ³äîìëåíîþ ñóäó ñòîðîíîþ, à â ðàç³ íåíàäàííÿ ñóäó â³äïîâ³äíî¿ ³íôîðìàö³¿ - àäðåñîþ, çàçíà÷åíîþ â ªäèíîìó äåðæàâíîìó ðåºñòð³ þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á - ï³äïðèºìö³â), ³ íå ïîâåðíóòî ï³äïðèºìñòâîì çâ'ÿçêó àáî ïîâåðíóòî ç ïîñèëàííÿì íà â³äñóòí³ñòü (âèáóòòÿ) àäðåñàòà, â³äìîâó â³ä îäåðæàííÿ, çàê³í÷åííÿ ñòðîêó çáåð³ãàííÿ ïîøòîâîãî â³äïðàâëåííÿ òîùî, òî ââàæàºòüñÿ, ùî àäðåñàò ïîâ³äîìëåíèé ïðî ÷àñ ³ ì³ñöå ðîçãëÿäó ñïðàâè ñóäîì.</P>
<P class="ps1">Îñê³ëüêè ïîøòîâà êîðåñïîíäåíö³ÿ íàäñèëàëàñÿ äðóãîìó â³äïîâ³äà÷ó çà éîãî þðèäè÷íîþ àäðåñîþ, ñóä ââàæàº, ùî îñòàíí³é áóâ íàëåæíèì ÷èíîì ïîâ³äîìëåíèé ïðî ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè.</P>
<P class="ps1">Âðàõîâóþ÷è òå, ùî ÿâêà ïðåäñòàâíèê³â ñòîð³í â çàñ³äàííÿ ñóäó îáîâ'ÿçêîâîþ íå âèçíàâàëàñü, íàäàííÿ ïèñüìîâîãî â³äçèâó â³äïîâ³äíî äî âèìîã ñò.59 ÃÏÊ Óêðà¿íè º ïðàâîì â³äïîâ³äà÷à, à íå éîãî îáîâ'ÿçêîì, ãîñïîäàðñüêèé ñóä ââàæàº, ùî íåÿâêà â³äïîâ³äà÷à, ïîâ³äîìëåíîãî íàëåæíèì ÷èíîì, íå ïåðåøêîäæàº ðîçãëÿäó ñïðàâè çà íàÿâíèìè ìàòåð³àëàìè â³äïîâ³äíî äî ñò. 75 ÃÏÊ Óêðà¿íè.</P>
<P class="ps1">Ðîçãëÿä ñïðàâè çä³éñíþºòüñÿ çà íàÿâíèìè â ìàòåð³àëàõ ñïðàâè äîêóìåíòàìè, â³äïîâ³äíî äî ñò. 75 ÃÏÊ Óêðà¿íè.</P>
<P class="ps1">Çàñëóõàâøè ïîÿñíåííÿ ïðåäñòàâíèêà ïîçèâà÷à, äîñë³äèâøè ìàòåð³àëè ñïðàâè, ãîñïîäàðñüêèé ñóä</P>
<P class="ps6"><FONT class="fs79"> ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps3"> </P>
<P class="ps3">11 êâ³òíÿ 2013 ðîêó ì³æ Ïóáë³÷íèì àêö³îíåðíèì òîâàðèñòâîì àêö³îíåðíèé áàíê "Óêðãàçáàíê" (áàíê/ïîçèâà÷) òà Ïóáë³÷íèì àêö³îíåðíèì òîâàðèñòâîì "Ãîëîâèíñüêèé ãðàí³ò" (ïîçè÷àëüíèê/â³äïâ³äà÷-1) óêëàäåíèé Êðåäèòíèé äîãîâ³ð ¹ 01/2013 (à.ñ.14).</P>
<P class="ps3">Â³äïîâ³äíî äî óìîâ äàíîãî Êðåäèòíîãî äîãîâîðó, áàíê â³äêðèâàº ïîçè÷àëüíèêó â³äíîâëþâàëüíó êðåäèòíó ë³í³þ (äàë³ êðåäèò) ç çàãàëüíèì ë³ì³òîì â ñóì³ 1000000,00 ãðí. (îäèí ì³ëüéîí ãðèâåíü), à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè çà êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè â ìåæàõ ñòðîêó êðåäèòóâàííÿ â ðîçì³ð³ 19 % ð³÷íèõ. Êðåäèòí³ êîøòè ó ðîçì³ð³ 1000000,00 ãðí. íàäàþòüñÿ ïîçè÷àëüíèêó íà ïîïîâíåííÿ îá³ãîâèõ êîøò³â.</P>
<P class="ps3">Êðåäèò íàäàºòüñÿ ç 11 êâ³òíÿ 2013 ðîêó ïî 10 êâ³òíÿ 2015 ðîêó. Çã³äíî ç ï. 5.1.1. êðåäèòíîãî äîãîâîðó, áàíê çîáîâ'ÿçàâñÿ ç óðàõóâàííÿì óìîâ, âñòàíîâëåíèõ ïîëîæåííÿìè öüîãî äîãîâîðó, ó ïîðÿäêó, ïåðåäáà÷åíîìó öèì äîãîâîðîì, âèäàòè êðåäèò â ñóì³, âèçíà÷åí³é â ï. 1.1. öüîãî äîãîâîðó ï³ñëÿ îôîðìëåííÿ çàáåçïå÷åííÿ, ïåðåäáà÷åíîãî ï. 2.1. öüîãî äîãîâîðó òà îïëàòè ïîçè÷àëüíèêîì êîì³ñ³¿.</P>
<P class="ps3">Çã³äíî àáçàö³â 1,2 äî ï. 3.1. Êðåäèòíîãî äîãîâîðó, êðåäèòí³ êîøòè íàäàþòüñÿ áàíêîì Ïîçè÷àëüíèêó, îêðåìèìè òðàíøàìè øëÿõîì:</P>
<P class="ps3">Çã³äíî ç ï. 1.3.2. êðåäèòíîãî äîãîâîðó, ïîçè÷àëüíèê ó áóäü-ÿêîìó âèïàäêó çîáîâ'ÿçàíèé ïîâåðíóòè êðåäèò ó ïîâíîìó îáñÿç³ ó ñòðîêè ä³¿ ë³ì³òó â³äïîâ³äíîãî ïåð³îäó òà ó ñóì³ ïåðåâèùåííÿ ôàêòè÷íî¿ çàáîðãîâàíîñò³ ïî êðåäèòó öüîãî ïåð³îäó íàä ë³ì³òîì êðåäèòíî¿ ë³í³¿ íàñòóïíîãî ïåð³îäó, â³äïîâ³äíî äî ãðàô³êó çìåíøåííÿ çàãàëüíîãî ë³ì³òó â³äíîâëþâàëüíî¿ êðåäèòíî¿ ë³í³¿ (äîäàòîê ¹ 1 äî öüîãî äîãîâîðó).</P>
<P class="ps3">ßêùî îñòàíí³é äåíü äëÿ ñïëàòè ÷åðãîâîãî ïëàòåæó ïî êðåäèòó ïðèïàäàº íà âèõ³äíèé àáî ñâÿòêîâèé äåíü, òî ñïëàòà ÷åðãîâîãî ïëàòåæó ïî êðåäèòó çä³éñíþºòüñÿ ó äåíü, ùî ïåðåäóº òàêîìó âèõ³äíîìó àáî ñâÿòêîâîìó äíþ.</P>
<P class="ps3">Ó ðàç³ íåíàäõîäæåííÿ ïëàòåæ³â â³ä ïîçè÷àëüíèêà ó âñòàíîâëåí³ öèì äîãîâîðîì ñòðîêè, ñóìè íåïîãàøåíèõ ó ñòðîê ïëàòåæ³â âèçíàþòüñÿ ïðîñòðî÷åíèìè òà íàñòóïíîãî áàíê³âñüêîãî äíÿ ïåðåðàõîâóþòüñÿ íà ðàõóíêè ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³.</P>
<P class="ps3">Çà êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè, ùî íå ïîâåðíóò³ â ñòðîêè/òåðì³íè, ïåðåäáà÷åí³ öèì äîãîâîðîì (ïðîñòðî÷åíà çàáîðãîâàí³ñòü), ïðîöåíòíà ñòàâêà âñòàíîâëþºòüñÿ â ðîçì³ð³ 24 % ð³÷íèõ (ï. 3.7. êðåäèòíîãî äîãîâîðó).</P>
<P class="ps3">Ï³äïóíêòàìè 5.2.1., 5.2.2. êðåäèòíîãî äîãîâîðó ïåðåäáà÷åíî, ùî ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ âèêîðèñòîâóâàòè êðåäèò çà ö³ëüîâèì ïðèçíà÷åííÿì ³, ó âñòàíîâëåí³ ï. 1.3. öüîãî äîãîâîðó ñòðîêè, ïîâåðíóòè îòðèìàíó ñóìó êðåäèòó. Ñâîº÷àñíî ñïëà÷óâàòè ïëàòó çà êðåäèò íà óìîâàõ ³ â ïîðÿäêó, ïåðåäáà÷åíèõ öèì Äîãîâîðîì, à òàêîæ ñóìè ïåðåäáà÷åíî¿ öèì äîãîâîðîì íåóñòîéêè.</P>
<P class="ps3">Îäíàê, ïîçè÷àëüíèê ñâî¿ çîáîâ'ÿçàííÿ çà êðåäèòíèì äîãîâîðîì íàëåæíèì ÷èíîì íå âèêîíóº é ñèñòåìàòè÷íî ïîðóøóº óìîâè äàíîãî äîãîâîðó, â òîìó ÷èñë³ ùîäî ïîâåðíåííÿ êðåäèòíèõ êîøò³â òà ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè, ùî ï³äòâåðäæóºòüñÿ ðîçðàõóíêîì çàáîðãîâàíîñò³ (à.ñ. 12).</P>
<P class="ps3">Ïóíêòàìè 6.1., 6.3. êðåäèòíîãî äîãîâîðó ïåðåäáà÷åíî, ùî ó âèïàäêó ïîðóøåííÿ ïîçè÷àëüíèêîì çîáîâ'ÿçàíü ïî öüîìó äîãîâîðó (ïîâ'ÿçàíèì äîãîâîðàì), áàíê ìàº ïðàâî â³äìîâèòèñÿ â³ä âèêîíàííÿ ñâî¿õ çîáîâ'ÿçàíü, ïðè öüîìó ïîçè÷àëüíèê çîáîâ'ÿçàíèé â³äøêîäóâàòè áàíêó çáèòêè, à òàêîæ ñïëàòèòè øòðàôí³ ñàíêö³¿, ïåíþ òà ³íø³ âèäàòêè, ïîíåñåí³ áàíêîì çà öèì äîãîâîðîì. Çà ïîðóøåííÿ âèçíà÷åíèõ â öüîìó äîãîâîð³ ñòðîê³â (òåðì³í³â) ïîâåðíåííÿ êðåäèòó òà/àáî ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì òà/àáî êîì³ñ³éíèõ âèíàãîðîä ïîçè÷àëüíèê çîáîâ'ÿçàíèé ñïëàòèòè áàíêó íåóñòîéêó (ïåíþ), ÿêà îá÷èñëþºòüñÿ â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó, ó ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ùî ä³ÿëà ó ïåð³îä çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ.</P>
<P class="ps3">Ó â³äïîâ³äíîñò³ äî ÷. 6 ñò. 232 ÃÊ Óêðà¿íè ñòîðîíè äîìîâèëèñü, ùî íàðàõóâàííÿ ïåí³ çà ïðîñòðî÷åííÿ âèêîíàííÿ çîáîâ'ÿçàíü (ùîäî ñòðîê³â (âèçíà÷åíèõ â öüîìó äîãîâîð³) ïîâåðíåííÿ êðåäèòó òà/àáî ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì) ïðèïèíÿºòüñÿ ÷åðåç îäèí ð³ê â³ä äíÿ, êîëè çîáîâ'ÿçàííÿ ìàëî áóòè âèêîíàíî. Ñïëàòà øòðàôíèõ ñàíêö³é (íåóñòîéêè, ïåí³) çà öèì äîãîâîðîì íå çâ³ëüíÿº ïîçè÷àëüíèêà â³ä â³äøêîäóâàííÿ çáèòê³â, çàâäàíèõ Áàíêó, â ïîâíîìó îáñÿç³.</P>
<P class="ps3">Çã³äíî ç ï.1. ñò. 175 ÃÊ Óêðà¿íè ìàéíîâî-ãîñïîäàðñüêèìè âèçíàþòüñÿ öèâ³ëüíî-ïðàâîâ³ çîáîâ'ÿçàííÿ, ùî âèíèêàþòü ì³æ ó÷àñíèêàìè ãîñïîäàðñüêèõ â³äíîñèí ïðè çä³éñíåíí³ ãîñïîäàðñüêî¿ ä³ÿëüíîñò³, â ñèëó ÿêèõ çîáîâ'ÿçàíà ñòîðîíà ïîâèííà â÷èíèòè ïåâíó ãîñïîäàðñüêó ä³þ íà êîðèñòü äðóãî¿ ñòîðîíè àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à óïðàâíåíà ñòîðîíà ìàº ïðàâî âèìàãàòè â³ä çîáîâ'ÿçàíî¿ ñòîðîíè âèêîíàííÿ ¿¿ îáîâ'ÿçêó.</P>
<P class="ps3">Ìàéíîâ³ çîáîâ'ÿçàííÿ, ÿê³ âèíèêàþòü ì³æ ó÷àñíèêàìè ãîñïîäàðñüêèõ â³äíîñèí, ðåãóëþþòüñÿ Öèâ³ëüíèì êîäåêñîì Óêðà¿íè ç óðàõóâàííÿì îñîáëèâîñòåé, ïåðåäáà÷åíèõ öèì Êîäåêñîì.</P>
<P class="ps3">Â³äïîâ³äíî äî ïîëîæåíü ÷. 1-3 ñò. 193 ÃÊ Óêðà¿íè ñóá'ºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâ'ÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ. Äî âèêîíàííÿ ãîñïîäàðñüêèõ äîãîâîð³â çàñòîñîâóþòüñÿ â³äïîâ³äí³ ïîëîæåííÿ Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ç óðàõóâàííÿì îñîáëèâîñòåé, ïåðåäáà÷åíèõ öèì Êîäåêñîì.</P>
<P class="ps3">Êîæíà ñòîðîíà ïîâèííà âæèòè óñ³õ çàõîä³â, íåîáõ³äíèõ äëÿ íàëåæíîãî âèêîíàííÿ íåþ çîáîâ'ÿçàííÿ, âðàõîâóþ÷è ³íòåðåñè äðóãî¿ ñòîðîíè òà çàáåçïå÷åííÿ çàãàëüíîãîñïîäàðñüêîãî ³íòåðåñó. Ïîðóøåííÿ çîáîâ'ÿçàíü º ï³äñòàâîþ äëÿ çàñòîñóâàííÿ ãîñïîäàðñüêèõ ñàíêö³é, ïåðåäáà÷åíèõ öèì Êîäåêñîì, ³íøèìè çàêîíàìè àáî äîãîâîðîì.</P>
<P class="ps3">Çàñòîñóâàííÿ ãîñïîäàðñüêèõ ñàíêö³é äî ñóá'ºêòà, ÿêèé ïîðóøèâ çîáîâ'ÿçàííÿ, íå çâ³ëüíÿº öüîãî ñóá'ºêòà â³ä îáîâ'ÿçêó âèêîíàòè çîáîâ'ÿçàííÿ â íàòóð³, êð³ì âèïàäê³â, êîëè ³íøå ïåðåäáà÷åíî çàêîíîì àáî äîãîâîðîì, àáî óïðàâíåíà ñòîðîíà â³äìîâèëàñÿ â³ä ïðèéíÿòòÿ âèêîíàííÿ çîáîâ'ÿçàííÿ.</P>
<P class="ps3">×àñòèíîþ 7 ö³º¿ ñòàòò³ âèçíà÷åíî, ùî íå äîïóñêàþòüñÿ îäíîñòîðîííÿ â³äìîâà â³ä âèêîíàííÿ çîáîâ'ÿçàíü, êð³ì âèïàäê³â, ïåðåäáà÷åíèõ çàêîíîì, à òàêîæ â³äìîâà â³ä âèêîíàííÿ ³áî â³äñòðî÷êà âèêîíàííÿ ç ìîòèâó, ùî çîáîâ'ÿçàííÿ äðóãî¿ ñòîðîíè çà ³íøèì äîãîâîðîì íå áóëî âèêîíàíî íàëåæíèì ÷èíîì.</P>
<P class="ps3">Çã³äíî ï.1 ñò. 216 ÃÊ Óêðà¿íè ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí íåñóòü ãîñïîäàðñüêî-ïðàâîâó â³äïîâ³äàëüí³ñòü çà ïðàâîïîðóøåííÿ ó ñôåð³ ãîñïîäàðþâàííÿ øëÿõîì çàñòîñóâàííÿ äî ïðàâîïîðóøíèê³â ãîñïîäàðñüêèõ ñàíêö³é íà ï³äñòàâàõ ³ â ïîðÿäêó, ïåðåäáà÷åíèõ öèì êîäåêñîì, ³íøèìè çàêîíàìè òà äîãîâîðîì.</P>
<P class="ps3">Ñòàòòåþ 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âèçíà÷åíî, ùî çîáîâ'ÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã - â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ.</P>
<P class="ps3">Ñòàòòåþ 629 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî äîãîâ³ð º îáîâ'ÿçêîâèì äëÿ âèêîíàííÿ ñòîðîíàìè.</P>
<P class="ps3">×àñòèíîþ 1 ñò. 530 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî ÿêùî ó çîáîâ'ÿçàíí³ âñòàíîâëåíèé ñòðîê (òåðì³í) éîãî âèêîíàííÿ, òî âîíî ï³äëÿãàº âèêîíàííþ ó öåé ñòðîê (òåðì³í).</P>
<P class="ps3">Ñòàòòåþ 610 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âèçíà÷åíî, ùî ïîðóøåííÿì çîáîâ'ÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâ'ÿçàííÿ (íåíàëåæíå âèêîíàííÿ).</P>
<P class="ps3">Ñòàòòåþ 611 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî ó ðàç³ ïîðóøåííÿ çîáîâ'ÿçàííÿ íàñòàþòü ïðàâîâ³ íàñë³äêè, âñòàíîâëåí³ äîãîâîðîì àáî çàêîíîì.</P>
<P class="ps3">Â³äïîâ³äíî äî ñò. 1054 ÖÊ Óêðà¿íè çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè.</P>
<P class="ps3">Äî â³äíîñèí çà êðåäèòíèì äîãîâîðîì çàñòîñîâóþòüñÿ ïîëîæåííÿ ïàðàãðàôà 1 ö³º¿ ãëàâè, ÿêùî ³íøå íå âñòàíîâëåíî öèì ïàðàãðàôîì ³ íå âèïëèâàº ³ç ñóò³ êðåäèòíîãî äîãîâîðó.</P>
<P class="ps3">Ñòàòòåþ 1048 ÖÊ Óêðà¿íè âñòàíîâëåíî, ùî ïîçèêîäàâåöü ìàº ïðàâî íà îäåðæàííÿ â³ä ïîçè÷àëüíèêà ïðîöåíò³â â³ä ñóìè ïîçèêè, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. Ðîçì³ð ³ ïîðÿäîê îäåðæàííÿ ïðîöåíò³â âñòàíîâëþþòüñÿ äîãîâîðîì. ßêùî äîãîâîðîì íå âñòàíîâëåíèé ðîçì³ð ïðîöåíò³â, ¿õ ðîçì³ð âèçíà÷àºòüñÿ íà ð³âí³ îáë³êîâî¿ ñòàâêè ÍÁÓ.</P>
<P class="ps3">Çã³äíî ç ÷àñòèíîþ 1 ñò. 1050 ÖÊ Óêðà¿íè, ÿêùî ïîçè÷àëüíèê ñâîº÷àñíî íå ïîâåðíóâ ñóìè ïîçèêè, â³í çîáîâ'ÿçàíèé ñïëàòèòè ãðîøîâó ñóìó â³äïîâ³äíî äî ñòàòò³ 625 öüîãî Êîäåêñó.</P>
<P class="ps3">ßêùî ïîçè÷àëüíèê ñâîº÷àñíî íå ïîâåðíóâ ðå÷³, âèçíà÷åí³ ðîäîâèìè îçíàêàìè, â³í çîáîâ'ÿçàíèé ñïëàòèòè íåóñòîéêó â³äïîâ³äíî äî ñòàòåé 549-552 öüîãî êîäåêñó, ÿêà íàðàõîâóºòüñÿ â³ä äíÿ, êîëè ðå÷³ ìàëè áóòè ïîâåðíóò³, äî äíÿ ¿õ ôàêòè÷íîãî ïîâåðíåííÿ ïîçèêîäàâöåâ³, íåçàëåæíî â³ä ñïëàòè ïðîöåíò³â, íàëåæíèõ éîìó â³äïîâ³äíî äî ñòàòò³ 1048 öüîãî Êîäåêñó.</P>
<P class="ps3">Çã³äíî ÷. 1 ñò. 1049 ÖÊ Óêðà¿íè ïîçè÷àëüíèê çîáîâ'ÿçàíèé ïîâåðíóòè ïîçèêîäàâöåâ³ ïîçèêó (ãðîøîâ³ êîøòè ó òàê³é ñàì³é ñóì³ àáî ðå÷³, âèçíà÷åí³ ðîäîâèìè îçíàêàìè, ó òàê³é ñàì³é ê³ëüêîñò³, òàêîãî ñàìîãî ðîäó òà òàêî¿ ñàìî¿ ÿêîñò³, ùî áóëè ïåðåäàí³ éîìó ïîçèêîäàâöåì) ó ñòðîê òà â ïîðÿäêó, ùî âñòàíîâëåí³ äîãîâîðîì.</P>
<P class="ps3">Çã³äíî ÷. 1 ñò. 546 ÖÊ Óêðà¿íè, âèêîíàííÿ çîáîâ'ÿçàííÿ ìîæå çàáåçïå÷óâàòèñÿ ïîðóêîþ.</P>
<P class="ps3">Â çàáåçïå÷åííÿ âèêîíàííÿ çîáîâ'ÿçàíü çà âêàçàíèì Êðåäèòíèì äîãîâîðîì ì³æ ÀÁ "Óêðãàçáàíê" (ïîçèâà÷åì) òà Òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Áóäñòèëü XXI" (ïîðó÷èòåëü/â³äïîâ³äà÷-2) 11 êâ³òíÿ 2013 ðîêó óêëàäåíî äîãîâ³ð ïîðóêè ¹ 02/2013-Ï (à.ñ.21).</P>
<P class="ps3">Â³äïîâ³äíî äî ï.ï. 1.1., 1.2., 1.3 äîãîâîðó ïîðóêè, ïîðó÷èòåëü çîáîâ'ÿçàâñÿ ïåðåä êðåäèòîðîì â³äïîâ³äàòè çà âèêîíàííÿ çîáîâ'ÿçàíü ïîçè÷àëüíèêîì ïî êðåäèòíîìó äîãîâîðó ¹ 01/2013 â³ä 11.04.2013 ç óðàõóâàííÿì çì³í òà äîïîâíåíü, ÿêùî òàê³ áóäóòü ïðèéíÿò³ ñòîðîíàìè äîãîâîðó. Ïîðó÷èòåëü íåñå ñîë³äàðíó â³äïîâ³äàëüí³ñòü ç ïîçè÷àëüíèêîì ïåðåä êðåäèòîðîì çà âèêîíàííÿ çîáîâ'ÿçàíü ïî äîãîâîðó. Ïîðó÷èòåëü â³äïîâ³äàº çà ïîâåðíåííÿ çàáîðãîâàíîñò³ çà äîãîâîðîì â òîìó æ îáñÿç³, ùî ³ ïîçè÷àëüíèê - çà ïîâåðíåííÿ êðåäèòó, ñïëàòó ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè, êîì³ñ³é, íåóñòîéêè (øòðàôó, &nbsp;&nbsp;ïåí³) çà íåâèêîíàííÿ àáî &nbsp;&nbsp;íåíàëåæíå âèêîíàííÿ çîáîâ'ÿçàíü - â ïîâíîìó îáñÿç³.</P>
<P class="ps3">Â³äïîâ³äíî äî ñò. 554 ÷.1,2 ÖÊ Óêðà¿íè ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâ'ÿçàííÿ, çàáåçïå÷åíîãî ïîðóêîþ, áîðæíèê ³ ïîðó÷èòåëü â³äïîâ³äàþòü ïåðåä êðåäèòîðîì ÿê ñîë³äàðí³ áîðæíèêè, ÿêùî äîãîâîðîì ïîðóêè íå âñòàíîâëåíî äîäàòêîâó (ñóáñèä³àðíó) â³äïîâ³äàëüí³ñòü ïîðó÷èòåëÿ. Ïîðó÷èòåëü â³äïîâ³äàº ïåðåä êðåäèòîðîì ó òîìó æ îáñÿç³, ùî ³ áîðæíèê, âêëþ÷àþ÷è ñïëàòó îñíîâíîãî áîðãó, ïðîöåíò³â, íåóñòîéêè, â³äøêîäóâàííÿ çáèòê³â, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì ïîðóêè.</P>
<P class="ps3">Âèòðàòè, ïîâ'ÿçàí³ ç îïëàòîþ ñóäîâîãî çáîðó ïîêëàäàþòüñÿ íà â³äïîâ³äà÷³â, îñê³ëüêè âîíè ñïîíóêàëè ïîçèâà÷à çâåðíóòèñü ç ïîçîâîì äî ñóäó.</P>
<P class="ps3"> Êåðóþ÷èñü ñò.ñò. 49, 82-85 ÃÏÊ Óêðà¿íè, ãîñïîäàðñüêèé ñóä</P>
<P class="ps5"><FONT class="fs78"> </FONT></P>
<P class="ps5"><FONT class="fs77"> ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps1"> 1. Ïîçîâ çàäîâîëüíèòè.</P>
<P class="ps1">- 461000,00 ãðí. çàáîðãîâàí³ñòü ïî ïðîñòðî÷åíîìó êðåäèòó ;</P>
<P class="ps1">- 2000,00ãðí. ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ ïî êîì³ñ³¿;</P>
<P class="ps1">- 106039,97 ãðí. ïåí³ çà íåñâîº÷àñíå ïîãàøåííÿ êðåäèòó; </P>
<P class="ps1">- 4020,51 ãðí. ïåí³ çà íåñâîº÷àñíó ñïëàòó ïðîöåíò³â; </P>
<P class="ps1">- 365,35 ãðí. ïåí³ çà íåñâîº÷àñíó ñïëàòó êîì³ñ³¿.</P>
<P class="ps1"> Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</P>
<P class="ps1">Àïåëÿö³éíà ñêàðãà ïîäàºòüñÿ íà ð³øåííÿ ì³ñöåâîãî ãîñïîäàðñüêîãî ñóäó ïðîòÿãîì äåñÿòè äí³â ç äíÿ éîãî îãîëîøåííÿ. Ó ðàç³ ÿêùî â ñóäîâîìó çàñ³äàíí³ áóëî îãîëîøåíî ëèøå âñòóïíó òà ðåçîëþòèâíó ÷àñòèíó ð³øåííÿ, çàçíà÷åíèé ñòðîê îá÷èñëþºòüñÿ ç äíÿ ï³äïèñàííÿ ð³øåííÿ, îôîðìëåíîãî â³äïîâ³äíî äî ñòàòò³ 84 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè.</P>
<P class="ps4"> Ïîâíå ð³øåííÿ ñêëàäåíî: &nbsp;&nbsp;</P>
<P class="ps4"> </P>
<P class="ps2"> Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Òèìîøåíêî Î. Ì. &nbsp;</P>
<P class="ps0"> </P>
<P><FONT class="fs184"> Â³ääðóêóâàòè: </FONT></P>
<P><FONT class="fs183">1- â ñïðàâó</FONT></P>
<P><FONT class="fs182">2-3-â³äïîâ³äà÷àì (ðåê. ç ïîâ³äîì.) </FONT></P>