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<TR><TD width="100 %" class="tds1"><P class="ps13"><FONT class="fs162"> &nbsp;</FONT><FONT class="fs160"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps9"><FONT class="fs96">Ð²ØÅÍÍß</FONT></P>
<P class="ps9"><FONT class="fs102">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<P><FONT class="fs112">Çà ïîçîâîì:</FONT><FONT class="fs154"> ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà "ÑÒÐÀÕÎÂÀ ÃÐÓÏÀ "ÒÀÑ";</FONT></P>
<P><FONT class="fs111">äî:</FONT><FONT class="fs153"> ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà "ÑÒÐÀÕÎÂÀ ÊÎÌÏÀÍ²ß "ÏÐÎÂ²ÄÍÀ";</FONT></P>
<P><FONT class="fs110">ïðî: </FONT><FONT class="fs152">ñòÿãíåííÿ 42.860,10 ãðí.</FONT></P>
<P class="ps7"><FONT class="fs109">Ñóääÿ Áàëàö Ñ.Â. &nbsp;</FONT></P>
<P><FONT class="fs108">Ïðåäñòàâíèêè:</FONT></P>
<P><FONT class="fs107">ïîçèâà÷à:</FONT><FONT class="fs151"> Ñ³÷êàðåíêî Ð.Ã.  çà äîâ³ðåí³ñòþ â³ä 19.12.2014 ¹ ÃÎ-14/247.</FONT></P>
<P><FONT class="fs106">â³äïîâ³äà÷à: </FONT><FONT class="fs150">íå çÿâèëèñÿ.</FONT></P>
<P class="ps8"><FONT class="fs101">Ñ Ó Ò Ü &nbsp;Ñ Ï Î Ð Ó :</FONT></P>
<P class="ps4"><FONT class="fs149">Ïðèâàòíå àêö³îíåðíå òîâàðèñòâî "ÑÒÐÀÕÎÂÀ ÃÐÓÏÀ "ÒÀÑ" çâåðíóëîñÿ äî ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà ³ç ïîçîâîì äî ïðèâàòíîãî àêö³îíåðíîãî òîâàðèñòâà "ÑÒÐÀÕÎÂÀ ÊÎÌÏÀÍ²ß "ÏÐÎÂ²ÄÍÀ" ïðî ñòÿãíåííÿ ç îñòàííüîãî ñòðàõîâîãî â³äøêîäóâàííÿ â ñóì³ 42.860,10 ãðí.</FONT></P>
<P class="ps4"><FONT class="fs148">Ïîçîâí³ âèìîãè ìîòèâîâàí³ òèì, ùî âíàñë³äîê äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè çàïîä³ÿíî ïîøêîäæåííÿ òðàíñïîðòíîìó çàñîáó, ÿêèé çàñòðàõîâàíèé ïîçèâà÷åì òà â³äøêîäîâàíî îñòàíí³ì øêîäó íà êîðèñòü ñòðàõóâàëüíèêà. Òàêèì ÷èíîì, äî ïîçèâà÷à ïåðåéøëî ïðàâà âèìîãè â³ä â³äïîâ³äà÷à ñïëàòè ñòðàõîâîãî â³äøêîäóâàííÿ, ÿêå áóëî âèïëà÷åíî ñòðàõóâàëüíèêîâ³ çà äîãîâîðîì äîáðîâ³ëüíîãî ñòðàõóâàííÿ.</FONT></P>
<P class="ps4"><FONT class="fs146">Â³äïîâ³äà÷ ñêîðèñòàâøèñü ñâî¿ì ïðàâîì, íàäàíèì ñò. 59 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, íàäàâ ñóäó â³äçèâ, â³äïîâ³äíî äî ÿêîãî ïîçîâ â³äõèëèâ ïîâí³ñòþ ç òèõ ï³äñòàâ, ùî ïîçèâà÷åì íå äîäåäåíî ó âñòàíîâëåíîìó çàêîíîì ïîðÿäêó íàÿâíîñò³ âèíè ñòðàõóâàëüíèêà ó â÷èíåíí³ ÄÒÏ.</FONT></P>
<P class="ps4"><FONT class="fs145">Â ñóäîâîìó çàñ³äàíí³ 31.08.2015 îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíè ð³øåííÿ.</FONT></P>
<P class="ps4"><FONT class="fs144">Çàñëóõàâøè ïîÿñíåííÿ óïîâíîâàæåíîãî ïðåäñòàâíèêà ïîçèâà÷à ïî ñóò³ äàíîãî ñïîðó òà äîñë³äèâøè íàÿâí³ ó ìàòåð³àëàõ ñïðàâè äîêàçè, ñóä, </FONT></P>
<P class="ps8"><FONT class="fs100">Â Ñ Ò À Í Î Â È Â :</FONT></P>
<P class="ps6"><FONT class="fs143">Ì³æ ïðèâàòíèì àêö³îíåðíèì òîâàðèñòâîì "ÑÒÐÀÕÎÂÀ ÃÐÓÏÀ "ÒÀÑ", ÿê ñòðàõîâèêîì, (äàë³  ïîçèâà÷) òà ãð. Êîòþê Â.Â. (äàë³  ñòðàõóâàëüíèêîì) 24.09.2013 óêëàäåíî äîãîâ³ð äîáðîâ³ëüíîãî ñòðàõóâàííÿ íàçåìíîãî òðàíñïîðòó ¹ 000914 (äàë³  Äîãîâ³ð äîáðîâ³ëüíîãî ñòðàõóâàííÿ).</FONT></P>
<P class="ps6"><FONT class="fs142">Â³äïîâ³äíî äî ïðåäìåòó Äîãîâîðó äîáðîâ³ëüíîãî ñòðàõóâàííÿ, ïîçèâà÷ çàñòðàõóâàâ ìàéíîâ³ ³íòåðåñè ñòðàõóâàëüíèêà, ÿê³ ïîâ'ÿçàí³ ç âîëîä³ííÿì, êîðèñòóâàííÿì ³ ðîçïîðÿäæåííÿì òðàíñïîðòíîãî çàñîáó, ùî íàëåæèòü ñòðàõóâàëüíèêîâ³, à ñàìå "GEELY" ³ç äåðæàâíèì çíàêîì À² 2687 ÑÎ (äàë³  çàñòðàõîâàíèé àâòîìîá³ëü).</FONT></P>
<P class="ps6"><FONT class="fs141">02.11.2013 íà 41 êì + 700 ì. àâòîäîðîãè Êè¿â-Êîâåëü â³äáóëàñÿ äîðîæíüî-òðàíñïîðòíà ïðèãîäà (äàë³  ÄÒÏ) çà ó÷àñòþ çàñòðàõîâàíîãî àâòîìîá³ëÿ òà, çîêðåìà, òðàíñïîðòíîãî çàñîáó "BMW X5" ³ç äåðæàâíèì çíàêîì À² 2224 ÅÂ ï³ä êåðóâàííÿì ãð. Òèìîùåíêî Ï.².</FONT></P>
<P class="ps6"><FONT class="fs140">Ôàêò ÄÒÏ ï³äòâåðäæóºòüñÿ äîâ³äêîþ ñë³ä÷îãî óïðàâë³ííÿ ãîëîâíîãî óïðàâë³ííÿ ÌÂÑ Óêðà¿íè â Êè¿âñüê³é îáëàñò³, ÿêà íàÿâíà â ìàòåð³àëàõ ñïðàâè ó âèãëÿä³ êîï³¿.</FONT></P>
<P class="ps6"><FONT class="fs139">Âíàñë³äîê çàçíà÷åíîãî ÄÒÏ çàñòðàõîâàíèé àâòîìîá³ëü îòðèìàâ ìåõàí³÷í³ ïîøêîäæåííÿ.</FONT></P>
<P class="ps6"><FONT class="fs138">Âèõîäÿ÷è ç ïðèïèñ³â ñò. 20 Çàêîíó Óêðà¿íè Ïðî ñòðàõóâàííÿ ñòðàõîâèê çîáîâÿçàíèé ïðè íàñòàíí³ ñòðàõîâîãî âèïàäêó çä³éñíèòè ñòðàõîâó âèïëàòó àáî âèïëàòó ñòðàõîâîãî â³äøêîäóâàííÿ ó ïåðåäáà÷åíèé äîãîâîðîì ñòðîê, à ñòðàõóâàëüíèê çîáîâ'ÿçóºòüñÿ ñïëà÷óâàòè ñòðàõîâ³ ïëàòåæ³ òà âèêîíóâàòè ³íø³ óìîâè äîãîâîðó (ñò. 979 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</FONT></P>
<P class="ps6"><FONT class="fs137">Òðàíñïîðòíèé çàñ³á  "BMW X5" ³ç äåðæàâíèì çíàêîì À² 2224 ÅÂ, ÿêèì êåðóâàëà âèííà ó íàñòàíí³ ÄÒÏ îñîáà, çàçíà÷åíèé ó Ñòðàõîâîìó ïîë³ñ³ ñåð³¿ ÀÑ 0511654 îáîâ'ÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â (äàë³  Äîãîâ³ð îáîâ'ÿçêîâîãî ñòðàõóâàííÿ). Ñòðàõîâèêîì çà Äîãîâîðîì îáîâ'ÿçêîâîãî ñòðàõóâàííÿ º ïðèâàòíå àêö³îíåðíå òîâàðèñòâî "ÑÒÐÀÕÎÂÀ ÊÎÌÏÀÍ²ß "ÏÐÎÂ²ÄÍÀ" (äàë³  â³äïîâ³äà÷).</FONT></P>
<P class="ps6"><FONT class="fs136">Ó â³äïîâ³äíîñò³ äî çâ³òó â³ä 12.11.2013 ¹ 13/11-À-1, çä³éñíåíîãî çà çàìîâëåííÿì ïîçèâà÷à òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "ÍÅÇÀËÅÆÍÀ ÅÊÑÏÅÐÒÍÀ ÊÎÌÏÀÍ²ß" âàðò³ñòü ìàòåð³àëüíîãî çáèòêó çàñòðàõîâàíîãî òðàíñïîðòíîãî çàñîáó, ñòàíîâèòü 50.857,10 ãðí.</FONT></P>
<P class="ps6"><FONT class="fs135">ßê ñòâåðäæóº ïîçèâà÷, íà ï³äñòàâ³ çàÿâè ñòðàõóâàëüíèêà, ñòðàõîâèõ àêò³â òà çâ³òó â³ä 12.11.2013 ¹ 13/11-À-1, ïëàò³æíèì äîðó÷åííÿì â³ä 30.01.2014 ¹ 5235 áóëî çä³éñíåíî âèïëàòó ñòðàõîâîãî â³äøêîäóâàííÿ â ðîçì³ð³ 42.210,10 ãðí.</FONT></P>
<P class="ps6"><FONT class="fs134">Ó â³äïîâ³äíîñò³ äî ï. 22.1 ñò. 22 Çàêîíó Óêðà¿íè "Ïðî îáîâ'ÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â" ïðè íàñòàíí³ ñòðàõîâîãî âèïàäêó ñòðàõîâèê â³äïîâ³äíî äî ë³ì³ò³â â³äïîâ³äàëüíîñò³ ñòðàõîâèêà â³äøêîäîâóº ó âñòàíîâëåíîìó öèì Çàêîíîì ïîðÿäêó îö³íåíó øêîäó, ÿêà áóëà çàïîä³ÿíà ó ðåçóëüòàò³ äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè æèòòþ, çäîðîâ'þ, ìàéíó òðåòüî¿ îñîáè.</FONT></P>
<P class="ps6"><FONT class="fs133">Ïîçèâà÷, ç ìåòîþ ðåàë³çàö³¿ ñâîãî ïðàâà, çàáåçïå÷åíîãî ñò. 27 ÇÓ "Ïðî ñòðàõóâàííÿ" òà ñò. 993 ÖÊ Óêðà¿íè, íàä³ñëàâ â³äïîâ³äà÷åâ³ ðåãðåñíó âèìîãó â³ä 06.02.2014 ³ç âèõ³äíèì ¹ Ã.05.0.0/35, çã³äíî ç ÿêîþ ïðîñèâ â³äïîâ³äà÷à â³äøêîäóâàòè çàâäàíó øêîäó.</FONT></P>
<P class="ps6"><FONT class="fs132">Çà çì³ñòîì ñò. 36 Çàêîíó Óêðà¿íè "Ïðî îáîâÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â" ñòðîê âèêîíàííÿ ãðîøîâîãî çîáîâÿçàííÿ ñòðàõîâèêà çà ïîë³ñîì îáîâÿçêîâîãî ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â ïî âèïëàò³ îñîá³, ÿêà ìàº ïðàâî íà îòðèìàííÿ ñòðàõîâîãî â³äøêîäóâàííÿ, òàêîãî â³äøêîäóâàííÿ ñòàíîâèòü 90 äí³â ç ìîìåíòó îòðèìàííÿ â³äïîâ³äíî¿ çàÿâè. </FONT></P>
<P class="ps6"><FONT class="fs131">Ñï³ð ì³æ ñòîðîíàìè ñóäîâîãî ïðîöåñó âèíèê âíàñë³äîê ïîðóøåííÿ â³äïîâ³äà÷åì éîãî ãðîøîâîãî çîáîâ'ÿçàííÿ çà Äîãîâîðîì îáîâ'ÿçêîâîãî ñòðàõóâàííÿ. ßê âêàçóº ïîçèâà÷, â³äïîâ³äà÷åì âèìîãó â³ä 06.02.2014 ³ç âèõ³äíèì ¹ Ã.05.0.0/35 çàäîâîëåíî íå áóëî, ñòðàõîâå â³äøêîäóâàííÿ íà êîðèñòü ïîçèâà÷à íå âèïëà÷åíî. Íàâåäåíà îáñòàâèíà ïðèçâåëà äî çâåðíåííÿ ïîçèâà÷à äî ãîñïîäàðñüêîãî ñóäó çà çàõèñòîì ñâîãî ïîðóøåíîãî ïðàâà øëÿõîì ñòÿãíåííÿ ç â³äïîâ³äà÷à ñòðàõîâîãî â³äøêîäóâàííÿ â ñóì³ 42.860,10 ãðí.</FONT></P>
<P class="ps0"><FONT class="fs130">Çà ðåçóëüòàòàìè îö³íêè äîêàç³â, íàÿâíèõ â ìàòåð³àëàõ ñïðàâè, òà âèõîäÿ÷è ç âèêëàäåíèõ âèùå ôàêòè÷íèõ îáñòàâèí, ñóä ä³éøîâ âèñíîâêó, ùî ïîçîâ çàäîâîëåííþ íå ï³äëÿãàº, ç óðàõóâàííÿì òàêîãî.</FONT></P>
<P class="ps0"><FONT class="fs129">Ó â³äïîâ³äíîñò³ äî ï. 22.1 ñò. 22 Çàêîíó Óêðà¿íè "Ïðî îáîâ'ÿçêîâå ñòðàõóâàííÿ öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ âëàñíèê³â íàçåìíèõ òðàíñïîðòíèõ çàñîá³â" ïðè íàñòàíí³ ñòðàõîâîãî âèïàäêó ñòðàõîâèê â³äïîâ³äíî äî ë³ì³ò³â â³äïîâ³äàëüíîñò³ ñòðàõîâèêà â³äøêîäîâóº ó âñòàíîâëåíîìó öèì Çàêîíîì ïîðÿäêó </FONT><FONT class="fs156">îö³íåíó øêîäó</FONT><FONT class="fs128">, ÿêà áóëà çàïîä³ÿíà ó ðåçóëüòàò³ äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè æèòòþ, çäîðîâ'þ, ìàéíó òðåòüî¿ îñîáè.</FONT></P>
<P class="ps0"><FONT class="fs127">Çã³äíî ñò. 6 âêàçàíîãî Çàêîíó ñòðàõîâèì âèïàäêîì º äîðîæíüî-òðàíñïîðòíà ïðèãîäà, ùî ñòàëàñÿ çà ó÷àñòþ çàáåçïå÷åíîãî òðàíñïîðòíîãî çàñîáó, âíàñë³äîê ÿêî¿ íàñòàº öèâ³ëüíî-ïðàâîâà â³äïîâ³äàëüí³ñòü îñîáè, â³äïîâ³äàëüí³ñòü ÿêî¿ çàñòðàõîâàíà, çà øêîäó, çàïîä³ÿíó æèòòþ, çäîðîâ'þ òà/àáî ìàéíó ïîòåðï³ëîãî.</FONT></P>
<P class="ps0"><FONT class="fs126">Â³äïîâ³äíî äî öüîãî Çàêîíó ñòðàõîâèê àáî ÌÒÑÁÓ íå â³äøêîäîâóº, çîêðåìà, øêîäó, çàïîä³ÿíó ïðè åêñïëóàòàö³¿ çàáåçïå÷åíîãî òðàíñïîðòíîãî çàñîáó, àëå çà ñïðè÷èíåííÿ ÿêî¿ íå âèíèêàº öèâ³ëüíî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ â³äïîâ³äíî äî çàêîíó.</FONT></P>
<P class="ps0"><FONT class="fs125">Ç îãëÿäó íà âèêëàäåíå, íàëåæíèì äîêàçîì â ï³äòâåðäæåííÿ íàÿâíîñò³ âèíè ñòðàõóâàëüíèêà ó â÷èíåíí³ ÄÒÏ º ïîñòàíîâà ïðî ïðèòÿãíåííÿ îñòàííüîãî äî àäì³í³ñòðàòèâíî¿ â³äïîâ³äàëüíîñò³ àáî âèðîê ñóäó â³äíîñíî âîä³ÿ çàñòðàõîâàíîãî òðàíñïîðòíîãî çàñîáó, ÿê³ íàáðàëè çàêîííî¿ ñèëè.</FONT></P>
<P class="ps0"><FONT class="fs124">Îäíàê, â ìàòåð³àëàõ ñïðàâè â³äñóòíÿ â³äïîâ³äíà ïîñòàíîâà ïðî ïðèòÿãíåííÿ äî àäì³í³ñòðàòèâíî¿ â³äïîâ³äàëüíîñò³ ãð. Òèìîùåíêî Ï.². àáî âèðîê ñóäó â³äíîñíî îñòàííüîãî.</FONT></P>
<P class="ps0"><FONT class="fs123">Ïîäàíà äî ñóäó êîï³ÿ äîâ³äêè ñë³ä÷îãî óïðàâë³ííÿ ãîëîâíîãî óïðàâë³ííÿ ÌÂÑ Óêðà¿íè â Êè¿âñüê³é îáëàñò³ â ñèëó âèìîã çàêîíó íå ìîæå áóòè íàëåæíèì äîêàçîì âèíè ñòðàõóâàëüíèêà ó â÷èíåíí³ ÄÒÏ.</FONT></P>
<P class="ps6"><FONT class="fs121">Ç óðàõóâàííÿì âñ³õ ôàêòè÷íèõ îáñòàâèí ñïðàâè òà â ¿õ ñóêóïíîñò³, ïîçîâíà âèìîãà ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à ñòðàõîâîãî â³äøêîäóâàííÿ â ñóì³ 42.860,10 ãðí çàäîâîëåííþ íå ï³äëÿãàº, îñê³ëüêè òàêà âèìîãà ïîçèâà÷åì íå ï³äòâåðäæåíà íàëåæíèìè äîêàçàìè, à ñàìå: íàÿâí³ñòþ âñòàíîâëåíî¿ â ñóäîâîìó ïîðÿäêó âèíè ñòðàõóâàëüíèêà ó â÷èíåíí³ äîðîæíüî-òðàíñïîðòíî¿ ïðèãîäè, ÿêà â³äáóëàñÿ 02.11.2013 íà 41 êì + 700 ì. àâòîäîðîãè Êè¿â-Êîâåëü çà ó÷àñòþ çàñòðàõîâàíîãî àâòîìîá³ëÿ òà, çîêðåìà, òðàíñïîðòíîãî çàñîáó "BMW X5" ³ç äåðæàâíèì çíàêîì À² 2224 ÅÂ.</FONT></P>
<P class="ps0"><FONT class="fs120">Çà ïðèïèñîì ñò. 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäîâ³ âèòðàòè ïîêëàäàþòüñÿ íà ïîçèâà÷à.</FONT></P>
<P class="ps0"><FONT class="fs119">Êåðóþ÷èñü ñòàòòÿìè 33, 34, 43, 44, 49, ñòàòòÿìè 82-85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ãîñïîäàðñüêèé ñóä ì³ñòà Êèºâà, </FONT></P>
<P class="ps1"><FONT class="fs99">Â È Ð ² Ø È Â :</FONT></P>
<P class="ps6"><FONT class="fs118">Ó çàäîâîëåíí³ ïîçîâó â³äìîâèòè ïîâí³ñòþ.</FONT></P>
<P class="ps6"><FONT class="fs117">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</FONT></P>
<P class="ps6"><FONT class="fs115">Ïîâíå ð³øåííÿ ñêëàäåíî 07 âåðåñíÿ 2015 ðîêó</FONT></P>
<P><FONT class="fs98"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Cóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñ.Â. Áàëàö </FONT></P>