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<TABLE cellspacing=0 px class="tslast">
<TR><TD width="100 %" class="tds1"><P class="ps24"><FONT class="fs328"> &nbsp;</FONT><FONT class="fs326"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps15"><FONT class="fs184">Ð²ØÅÍÍß</FONT></P>
<P class="ps15"><FONT class="fs183">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<P class="ps21"><FONT class="fs215">Çà ïîçîâîì </FONT><FONT class="fs291">&nbsp;&nbsp;&nbsp;&nbsp;ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "ÊÎÌÅÐÖ²ÉÍÈÉ ÁÀÍÊ "ÑÒÀÍÄÀÐÒ" </FONT></P>
<P class="ps21"><FONT class="fs214">äî</FONT><FONT class="fs290"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "ÑÀÍÒÀÐ²ÓÑ" </FONT></P>
<P class="ps21"><FONT class="fs213">ïðî</FONT><FONT class="fs289"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ñòÿãíåííÿ 33 338 553,05 ãðí.</FONT></P>
<P class="ps14"><FONT class="fs212">Ñóääÿ &nbsp;&nbsp;Ãîëîâàòþê Ë.Ä.</FONT></P>
<P class="ps9"><FONT class="fs211">Ïðåäñòàâíèêè : </FONT></P>
<P class="ps9"><FONT class="fs288">Â³ä ïîçèâà÷à - &nbsp;&nbsp;íå ç"ÿâèâñÿ</FONT></P>
<P class="ps9"><FONT class="fs287">Â³ä â³äïîâ³äà÷à: íå ç"ÿâèâñÿ</FONT></P>
<P class="ps17"><FONT class="fs182">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ :</FONT></P>
<P class="ps11"><FONT class="fs286">Ïîçèâà÷ çâåðíóâñÿ äî ãîñïîäàðñüêîãî ñóäó ì. Êèºâà ç ïîçîâíîþ çàÿâîþ ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à çàáîðãîâàíîñò³, ó çâ"ÿçêó ç íåíàëåæíèì âèêîíàííÿì óìîâ êðåäèòíîãî äîãîâîðó ¹ 133/ÊË-1114 â³ä 25.11.2014 ó ðîçì³ð³ 33 338 553,05 ãðí.</FONT></P>
<P class="ps11"><FONT class="fs284">Ïðåäñòàâíèêè ïîçèâà÷à òà â³äïîâ³äà÷à â ñóäîâå çàñ³äàííÿ 30.06.2015 íå çÿâèëèñÿ, âèòðåáóâàí³ ñóäîì äîêàçè íå ïîäàëè, ïðè÷èí íåÿâêè ñóä íå ïîâ³äîìèëè, õî÷à ïðî ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè áóëè ïîâ³äîìëåí³ íàëåæíèì ÷èíîì. </FONT></P>
<P class="ps11"><FONT class="fs283">Ðîçãëÿä ñïðàâè â³äêëàäåíî íà 16.07.2015.</FONT></P>
<P class="ps12"><FONT class="fs282">Ïðåäñòàâíèêè ïîçèâà÷à òà â³äïîâ³äà÷à â ñóäîâå çàñ³äàííÿ 16.07.2015 âäðóãå íå çÿâèëèñÿ, âèòðåáóâàí³ ñóäîì äîêàçè íå ïîäàëè, ïðè÷èí íåÿâêè ñóä íå ïîâ³äîìèëè, õî÷à ïðî ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè áóëè ïîâ³äîìëåí³ íàëåæíèì ÷èíîì. </FONT></P>
<P class="ps12"><FONT class="fs281">Ðîçãëÿä ñïðàâè áóëî â³äêëàäåíî íà 28.07.2015.</FONT></P>
<P class="ps12"><FONT class="fs280">Â ñóäîâå çàñ³äàííÿ 28.07.2015 ïðèáóâ ïðåäñòàâíèê ïîçèâà÷à, äàâ ïîÿñíåííÿ ïî ñïðàâ³, ïîçîâí³ âèìîãè ï³äòðèìàâ ïîâí³ñòþ òà ïðîñèâ ¿õ çàäîâîëüíèòè.</FONT></P>
<P class="ps12"><FONT class="fs279">Ïðåäñòàâíèê â³äïîâ³äà÷à â ñóäîâå çàñ³äàííÿ 28.07.2015 íå ç'ÿâèâñÿ, ïðè÷èí íå ÿâêè ñóä íå ïîâ³äîìèâ, õî÷à ïðî ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè, áóâ íàëåæíèì ÷èíîì ïîâ³äîìëåíèé. </FONT></P>
<P class="ps12"><FONT class="fs277">Â³äïîâ³äíî äî àáçàöó 3 ï. 3.9.1 ïîñòàíîâè ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 26.12.2011 ¹18 Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿ ó ðàç³ ÿêùî óõâàëó ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ áóëî íàä³ñëàíî çà íàëåæíîþ àäðåñîþ (òîáòî ïîâ³äîìëåíîþ ñóäó ñòîðîíîþ, à â ðàç³ íåíàäàííÿ ñóäó â³äïîâ³äíî¿ ³íôîðìàö³¿ - àäðåñîþ, çàçíà÷åíîþ â ªäèíîìó äåðæàâíîìó ðåºñòð³ þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á - ï³äïðèºìö³â), ³ íå ïîâåðíóòî ï³äïðèºìñòâîì çâ'ÿçêó àáî ïîâåðíóòî ç ïîñèëàííÿì íà â³äñóòí³ñòü (âèáóòòÿ) àäðåñàòà, â³äìîâó â³ä îäåðæàííÿ, çàê³í÷åííÿ ñòðîêó çáåð³ãàííÿ ïîøòîâîãî â³äïðàâëåííÿ òîùî, òî ââàæàºòüñÿ, ùî àäðåñàò ïîâ³äîìëåíèé ïðî ÷àñ ³ ì³ñöå ðîçãëÿäó ñïðàâè ñóäîì.</FONT></P>
<P class="ps12"><FONT class="fs276">Òàêèì ÷èíîì, ñóä ïðèõîäèòü äî âèñíîâêó, ùî â³äïîâ³äà÷ ïîâ³äîìëåíèé ïðî ÷àñ òà ì³ñöå ñóäîâîãî ðîçãëÿäó íàëåæíèì ÷èíîì.</FONT></P>
<P class="ps12"><FONT class="fs275">Îñê³ëüêè ïðî ÷àñ òà ì³ñöå ñóäîâîãî çàñ³äàííÿ â³äïîâ³äà÷ áóâ íàëåæíèì ÷èíîì ïîâ³äîìëåíèé, íà ï³äñòàâ³ ñòàòò³ 75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñïðàâà ìîæå áóòè ðîçãëÿíóòà çà íàÿâíèìè â í³é ìàòåð³àëàìè.</FONT></P>
<P class="ps11"><FONT class="fs274">Â ñóäîâîìó çàñ³äàíí³ ñóäîì îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíó ð³øåííÿ.</FONT></P>
<P class="ps12"><FONT class="fs273">Ó ñóäîâèõ çàñ³äàííÿõ ñêëàäàëèñÿ ïðîòîêîëè çã³äíî ñòàòò³ 81-1 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè.</FONT></P>
<P class="ps11"><FONT class="fs272">Ðîçãëÿíóâøè ïîäàí³ äîêóìåíòè ³ ìàòåð³àëè, âñåá³÷íî ³ ïîâíî çÿñóâàâøè ôàêòè÷í³ îáñòàâèíè, íà ÿêèõ ´ðóíòóºòüñÿ ïîçîâ, îáºêòèâíî îö³íèâøè äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ðîçãëÿäó ñïðàâè ³ âèð³øåííÿ ñïîðó ïî ñóò³, âèñëóõàâøè ïðåäñòàâíèêà ïîçèâà÷à, ãîñïîäàðñüêèé ñóä ì³ñòà Êèºâà, -</FONT></P>
<P class="ps4"><FONT class="fs186">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps12"><FONT class="fs271">25.11.2014 ì³æ ÏÓÁË²×ÍÈÌ ÀÊÖ²ÎÍÅÐÍÈÌ ÒÎÂÀÐÈÑÒÂÎÌ «ÊÎÌÅÐÖ²ÉÍÈÉ ÁÀÍÊ «ÑÒÀÍÄÀÐÒ» (äàë³ ïî òåêñòó  ïîçèâà÷, áàíê) òà òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «ÑÀÍÒÀÐ²ÓÑ» (äàë³ ïî òåêñòó  â³äïîâ³äà÷, ïîçè÷àëüíèê) áóëî óêëàäåíî Êðåäèòíèé äîãîâ³ð ¹133/ÊË-1114 (ïðî íàäàííÿ â³äíîâëþâàëüíî¿ â³äêëè÷íî¿ êðåäèòíî¿ ë³í³¿) (äàë³ ïî òåêñòó - êðåäèòíèé äîãîâ³ð), çà ÿêèì â³äïîâ³äà÷ó áóëî íàäàíî êðåäèò ó ñóì³ 26 000 000,00 ãðí. ç îñòàòî÷íèì òåðì³íîì ïîâåðíåííÿ 24.11.2015 òà ñïëàòîþ 26,5% ð³÷íèõ çà êîðèñòóâàííÿ êðåäèòîì.</FONT></P>
<P class="ps12"><FONT class="fs270">Äîäàòêîâèì Äîãîâîðîì ¹04 â³ä 18.12.2014 äî Êðåäèòíîãî äîãîâîðó áóëî çì³íåíî ë³ì³ò êðåäèòóâàííÿ íà 30 000 000,00 ãðèâåíü.</FONT></P>
<P class="ps12"><FONT class="fs269">Â³äïîâ³äíî äî óìîâ ï. 1.1.3. êðåäèòíîãî äîãîâîðó êðåäèò íàäàºòüñÿ ïîçè÷àëüíèêó âïðîäîâæ ñòðîêó ä³¿ êðåäèòíî¿ ë³í³¿ â ïîâíîìó îáñÿç³ àáî îêðåìèìè ÷àñòèíàìè â ìåæàõ ñóìè çàãàëüíîãî ë³ì³òó êðåäèòóâàííÿ.</FONT></P>
<P class="ps12"><FONT class="fs268">Çã³äíî óìîâ êðåäèòíîãî äîãîâîðó áàíêîì ñòàíîì íà 27.04.2015 áóëî ïåðåðàõîâàíî íà ðàõóíêè â³äïîâ³äà÷à òðàíø³ ó ãðèâíÿõ íà çàãàëüíó ñóìó 29 000 000,00 ãðí., ùî ï³äòâåðäæóºòüñÿ áàíê³âñüêèìè âèïèñêàìè, êîï³¿ ÿêèõ äîäàí³ äî ìàòåð³àë³â ñïðàâè.</FONT></P>
<P class="ps12"><FONT class="fs267">Â³äïîâ³äíî äî óìîâ ï. 1.1.6 êðåäèòíîãî äîãîâîðó ïîãàøåííÿ êðåäèòó ïîçè÷àëüíèêîì çä³éñíþºòüñÿ â ñòðîêè, ùî âèçíà÷åí³ Ãðàô³êîì çìåíøåííÿ çàãàëüíîãî ë³ì³òó êðåäèòóâàííÿ. </FONT></P>
<P class="ps12"><FONT class="fs266">Äîäàòêîâèì Äîãîâîðîì ¹05 â³ä 26.12.2014 áóëî âíåñåíî çì³íè äî Ãðàô³êó çìåíøåííÿ çàãàëüíîãî ë³ì³òó êðåäèòóâàííÿ, à ñàìå:</FONT></P>
<P class="ps2"><FONT class="fs265">Ñòîðîíè ä³éøëè çãîäè âèêëàñòè ïóíêò 2 Äîäàòêó 2 äî Êðåäèòíîãî äîãîâîðó ïðî íàäàííÿ â³äíîâëþâàëüíî¿ â³äêëè÷íî¿ êðåäèòíî¿ ë³í³¿ ¹ 133/ÊË-1114 â³ä 25.11.2014 (äàë³ - Êðåäèòíèé äîãîâ³ð) ó íàñòóïí³é ðåäàêö³¿:</FONT></P>
<P class="ps12"><FONT class="fs264">« 2. Ïîçè÷àëüíèê çîáîâÿçóºòüñÿ âèïëàòèòè Áàíêó ñóìó Êðåäèòó/çä³éñíþâàòè çìåíøåííÿ çàãàëüíîãî ë³ì³òó êðåäèòóâàííÿ</FONT></P>
<TABLE cellspacing=0 px class="tsfirst">
<TR><TD width="48 %" class="tds44"><P class="ps23">Ïåð³îä ä³¿ ë³ì³òó êðåäèòíî¿ ë³í¿³</P></TD><TD width="25 %" class="tds44"><P class="ps25">Ë³ì³ò êðåäèòíî¿ ë³í³¿ ó â³äïîâ³äíèé ïåð³îä, ãðí.</P></TD><TD width="28 %" class="tds44"><P class="ps23">Ñóìà çìåíøåííÿ ë³ì³òó, ãðí.</P></TD></TR>
<TABLE cellspacing=0 px>
<TR><TD width="20 %" class="tds45"><P class="ps23">ç</P></TD><TD width="28 %" class="tds45"><P class="ps23">ïî</P></TD><TD width="25 %" class="tds45"><BR>
</TD><TD width="28 %" class="tds45"><BR>
<TABLE cellspacing=0 px>
<TR><TD width="20 %" class="tds46"><P class="ps23">25.11.2014ð.</P></TD><TD width="28 %" class="tds46"><P class="ps23">17.12.2014 ð. (âêëþ÷íî)</P></TD><TD width="25 %" class="tds46"><P class="ps23">26 000 000.00</P></TD><TD width="28 %" class="tds46"><P class="ps23">0,00</P></TD></TR>
<TABLE cellspacing=0 px>
<TR><TD width="20 %" class="tds47"><P class="ps23">18.12.2014 ð.</P></TD><TD width="28 %" class="tds47"><P class="ps23">10.02.2015 ð. (âêëþ÷íî)</P></TD><TD width="25 %" class="tds47"><P class="ps23">30 000 000,00</P></TD><TD width="28 %" class="tds47"><P class="ps23">10 000 000.00</P></TD></TR>
<TABLE cellspacing=0 px>
<TR><TD width="20 %" class="tds48"><P class="ps23">11.02,2015 ð.</P></TD><TD width="28 %" class="tds48"><P class="ps23">10.03,2015 ð. (âêëþ÷íî)</P></TD><TD width="25 %" class="tds48"><P class="ps23">20 000 000.00</P></TD><TD width="28 %" class="tds48"><P class="ps23">10 000 000,00</P></TD></TR>
<TABLE cellspacing=0 px>
<TR><TD width="20 %" class="tds49"><P class="ps23">11.03.2015 ð.</P></TD><TD width="28 %" class="tds49"><P class="ps23">24.11.2015 ð. (âêëþ÷íî)</P></TD><TD width="25 %" class="tds49"><P class="ps23">10 000 000,00</P></TD><TD width="28 %" class="tds49"><P class="ps23">10 000 000.00</P></TD></TR>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="48 %" class="tds50"><P class="ps23">ç 25.11.2015 ð.</P></TD><TD width="52 %" class="tds50"><P class="ps23">0,00</P></TD></TR>
<P class="ps10"><FONT class="fs263">Ñòàíîì íà 27.04.2015 â³äïîâ³äà÷ ñâî¿ çîáîâÿçàííÿ ïî ïîãàøåííþ êðåäèòó íå âèêîíàâ, òàêèì ÷èíîì ïðîñòðî÷åíà çàáîðãîâàí³ñòü ïî êðåäèòó ñòàíîâèòü 19&nbsp; 000&nbsp; 000,00 ãðí.</FONT></P>
<P class="ps10"><FONT class="fs210">Â³äïîâ³äíî äî ï.3.7. Êðåäèòíîãî äîãîâîðó - Áàíê ìàº ïðàâî âèìàãàòè äîñòðîêîâîãî ïîãàøåííÿ çàáîðãîâàíîñò³ çà öèì Äîãîâîðîì ó ïîâíîìó îáñÿç³ ó ðàç³ (ï. 3.7.1) ïîðóøåííÿ òà/àáî íåíàëåæíå âèêîíàííÿ îáîâÿçêó ïî ñïëàò³ ïðîöåíò³â, àáî (ï.3.7.2) ïîðóøåííÿ òà/àáî íåíàëåæíå âèêîíàííÿ îáîâÿçêó ïî ïîãàøåííþ êðåäèòó.</FONT></P>
<P class="ps10"><FONT class="fs262">Ó çâÿçêó ç íåâèêîíàííÿì Ïîçè÷àëüíèêîì óìîâ äîãîâîðó êðåäèòó ùîäî ñâîº÷àñíî¿ ñïëàòè ñóìè îñíîâíîãî áîðãó, â³äñîòê³â çà êîðèñòóâàííÿ ãðîøîâèìè êîøòàìè, ïîçèâà÷åì 15.05.2015 íà àäðåñó â³äïîâ³äà÷à áóëî íàïðàâëåíî âèìãó ¹ 15/05-445 ç ïîâ³äîìëåííÿì ïðî íàÿâí³ñòü ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ òà ïðî ïðàâî Áàíêó âèìàãàòè äîñòðîêîâîãî ¿¿ ïîâåðíåííÿ òà ïîïåðåäæåííÿì ïðî ìîæëèâ³ íàñë³äêè íåñïëàòè íàÿâíî¿ ñóìè çàáîðãîâàíîñò³.</FONT></P>
<P class="ps10"><FONT class="fs261">Îäíàê ó âñòàíîâëåíèé çàêîíîì ñòðîê ïîçè÷àëüíèê â³äïîâ³ä³ íà ïðåòåíç³þ íå íàäàâ, âèìîã, çàçíà÷åíèõ ó í³é, íå âèêîíàâ.</FONT></P>
<P class="ps10"><FONT class="fs260">Ïðèíöèï ïîâåðíåííÿ, ñòðîêîâîñò³ òà ïëàòíîñò³ îçíà÷àº, ùî ãðîøîâ³ êîøòè ìàþòü áóòè ïîâåðíóò³ ïîçè÷àëüíèêîì áàíêó âèçíà÷åíèé ó êðåäèòíîìó äîãîâîð³ ñòðîê ç â³äïîâ³äíîþ ñïëàòîþ çà éîãî êîðèñòóâàííÿ. Ïðîòå, â³äïîâ³äà÷, âñóïåðå÷ óìîâ äîãîâîðó, íå çä³éñíèâ ïëàòåæ³â äëÿ ïîãàøåííÿ ñóìè çàáîðãîâàíîñò³ ïî íàäàíèì êîøòàì òà íàðàõîâàíèì ïðîöåíòàì, ÷èì ïîðóøèâ âçÿò³ íà ñåáå äîãîâ³ðí³ çîáîâ'ÿçàííÿ.</FONT></P>
<P class="ps5"><FONT class="fs259">Òàê, ñòàíîì íà äåíü ðîçãëÿäó ñïðàâè çàáîðãîâàí³ñòü â³äïîâ³äà÷à ïî ïîâåðíåííþ îòðèìàíèõ êîøò³â, ñïëàò³ ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì òà ïåí³ çà íåñâîº÷àñíó ñïëàòó â³äñîòê³â, ñòàíîâèòü 33&nbsp; 338&nbsp; 553,05 ãðí., ç ÿêèõ: 29 000&nbsp; 000,00 ãðí. - çàáîðãîâàí³ñòü çà êðåäèòîì; 2&nbsp; 442&nbsp; 356,17 ãðí. - çàáîðãîâàí³ñòü çà â³äñîòêàìè; 122&nbsp; 744,83 ãðí. - ïåíÿ çà íåñâîº÷àñíó ñïëàòó â³äñîòê³â, 1&nbsp; 773&nbsp; 452,05 ãðí. ïåíÿ çà íåñâîº÷àñíå ïîãàøåííÿ êðåäèòó.</FONT></P>
<P class="ps10"><FONT class="fs258">Â³äïîâ³äíî äî ñòàòò³ 629 ÖÊ Óêðà¿íè, äîãîâ³ð º îáîâÿçêîâèì äëÿ âèêîíàííÿ ñòîðîíàìè.</FONT></P>
<P class="ps10"><FONT class="fs257">Â³äïîâ³äíî äî ñòàòò³ 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, ñóáºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâÿçàííÿ â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ &nbsp;çâè÷àéíî ñòàâëÿòüñÿ.</FONT></P>
<P class="ps10"><FONT class="fs256">Â³äïîâ³äíî äî ïðèïèñ³â ñòàòò³ 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çîáîâ'ÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ.</FONT></P>
<P class="ps10"><FONT class="fs255">Ñòàòòåþ 525 öüîãî æ êîäåêñó ïåðåäáà÷åíî, ùî îäíîñòîðîííÿ â³äìîâà â³ä âèêîíàííÿ çîáîâ'ÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps10"><FONT class="fs254">Çà ïðèïèñàìè ÷àñòèíè 1 ñòàòò³ 1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè.</FONT></P>
<P class="ps10"><FONT class="fs253">×àñòèíîþ 1 ñòàòò³ 530 ÖÊ Óêðà¿íè ïåðåäáà÷åíî, ùî ÿêùî ó çîáîâ'ÿçàíí³ âñòàíîâëåíèé ñòðîê (òåðì³í) éîãî âèêîíàííÿ, òî âîíî ï³äëÿãàº âèêîíàííþ ó öåé ñòðîê (òåðì³í).</FONT></P>
<P class="ps10"><FONT class="fs252">Çàëó÷åíèìè äî ìàòåð³àë³â ñïðàâè âèïèñêàìè ïîçèâà÷à ïðî ðóõ êîøò³â ì³æ íèì ³ â³äïîâ³äà÷åì, à òàêîæ äîâ³äêîþ ïðî ñòàí çàáîðãîâàíîñò³ â³äïîâ³äà÷à ï³äòâåðäæóºòüñÿ âèêîíàííÿ ïîçèâà÷åì ñâî¿õ çîáîâÿçàíü çà êðåäèòíèì äîãîâîðîì íàëåæíèì ÷èíîì òà â ïîâíîìó îáñÿç³, òà íàäàííÿ â³äïîâ³äà÷ó îáóìîâëåíèõ êðåäèòíèõ êîøò³â. Öèìè æ âèïèñêàìè ïðî ðóõ êîøò³â ï³äòâåðäæóºòüñÿ íåâèêîíàííÿ â³äïîâ³äà÷åì ñâî¿õ çîáîâÿçàíü çà êðåäèòíèì äîãîâîðîì ùîäî ïîâåðíåííÿ ñóìè êðåäèòó òà ñïëàòè ïðîöåíò³â íàëåæíèì ÷èíîì òà â ïîâíîìó îáñÿç³, ùî ïðèçâåëî äî íàêîïè÷åííÿ çàáîðãîâàíîñò³.</FONT></P>
<P class="ps0"><FONT class="fs251">Ïåðåâ³ðèâøè íàäàíèé ïîçèâà÷åì ðîçðàõóíîê çàáîðãîâàíîñò³ ïî êðåäèòó òà ïî íàðàõîâàíèì ïðîöåíòàì, ÿê³ ðàõóþòüñÿ íåïîãàøåíèìè ïåðåä áàíêîì ñòàíîì íà 27.04.2015, ³ çàëèøàþòüñÿ íåïîãàøåíèìè íà öåé ÷àñ, à òàêîæ ïåí³, ñóä ä³éøîâ âèñíîâêó ïðî éîãî îá´ðóíòîâàí³ñòü, àðèôìåòè÷íó ïðàâèëüí³ñòü, â³äïîâ³äí³ñòü âèìîãàì çàêîíó òà óìîâàì äîãîâîðó.</FONT></P>
<P class="ps0"><FONT class="fs250">Çàïåðå÷åíü ùîäî çä³éñíåíèõ ïîçèâà÷åì íàðàõóâàíü òà íàâåäåíèõ íèì ñóì, à òàêîæ êîíòððîçðàõóíêó íàðàõîâàíî¿ çàáîðãîâàíîñò³ ïî êðåäèòó òà ïðîöåíòàì, â³äïîâ³äà÷åì ñóäó íàäàíî íå áóëî.</FONT></P>
<P class="ps10"><FONT class="fs249">À òîìó, âðàõîâóþ÷è âèùåíàâåäåíå, ñóä âèçíàº îá´ðóíòîâàíèìè âèìîãè ïîçèâà÷à ïðî ñòÿãíåííÿ</FONT><FONT class="fs209"> </FONT><FONT class="fs248">33&nbsp; 338&nbsp; 553,05 ãðí., ç ÿêèõ:</FONT></P>
<P class="ps0"><FONT class="fs194">- 29 000&nbsp; 000,00 ãðí</FONT><FONT class="fs208">. - çàáîðãîâàí³ñòü çà êðåäèòîì</FONT><FONT class="fs247">; </FONT></P>
<P class="ps0"><FONT class="fs193">- 2&nbsp; 442&nbsp; 356,17 ãðí. </FONT><FONT class="fs246">-</FONT><FONT class="fs207"> çàáîðãîâàí³ñòü çà â³äñîòêàìè</FONT><FONT class="fs245">; </FONT></P>
<P class="ps0"><FONT class="fs192">- 122&nbsp; 744,83 ãðí. -</FONT><FONT class="fs206"> ïåíÿ çà íåñâîº÷àñíó ñïëàòó â³äñîòê³â;</FONT></P>
<P class="ps0"><FONT class="fs205">- 1&nbsp; 773&nbsp; 452,05 ãðí. ïåíÿ çà íåñâîº÷àñíå ïîãàøåííÿ êðåäèòó.</FONT></P>
<P class="ps0"><FONT class="fs244">Âèõîäÿ÷è ç ïîëîæåíü ñòàòò³ 610, ÷àñòèíè 1 ñòàòò³ 612, ñòàòò³ 611 ÖÊ Óêðà¿íè, ÷àñòèíè 2 ñòàòò³ 193 ÃÊ Óêðà¿íè, â³äïîâ³äà÷ º ïîðóøíèêîì çîáîâÿçàííÿ, ùî º ï³äñòàâîþ äëÿ çàñòîñóâàííÿ äî íüîãî ïðàâîâèõ íàñë³äê³â, âñòàíîâëåíèõ äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps10"><FONT class="fs243">Â³äïîâ³äíî äî ñòàòåé 546, 549 ÖÊ Óêðà¿íè âèêîíàííÿ çîáîâ'ÿçàííÿ ìîæå çàáåçïå÷óâàòèñÿ, â òîìó ÷èñë³ íåóñòîéêîþ (øòðàôîì, ïåíåþ). Ïåíåþ º íåóñòîéêà, ùî îá÷èñëþºòüñÿ ó â³äñîòêàõ â³ä ñóìè íåñâîº÷àñíî âèêîíàíîãî ãðîøîâîãî çîáîâ'ÿçàííÿ çà êîæåí äåíü ïðîñòðî÷åííÿ âèêîíàííÿ.</FONT></P>
<P class="ps10"><FONT class="fs242">×àñòèíîþ 6 ñòàòò³ 232 ÃÊ Óêðà¿íè ïåðåäáà÷åíî, ùî íàðàõóâàííÿ øòðàôíèõ ñàíêö³é çà ïðîñòðî÷åííÿ âèêîíàííÿ çîáîâÿçàííÿ, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì àáî äîãîâîðîì, ïðèïèíÿºòüñÿ ÷åðåç ø³ñòü ì³ñÿö³â â³ä äíÿ, êîëè çîáîâÿçàííÿ ìàëî áóòè âèêîíàíî.</FONT></P>
<P class="ps1"><FONT class="fs218">Ïóíêòàìè</FONT><FONT class="fs190"> 9.3. òà 9.4.</FONT><FONT class="fs217"> äîãîâîðó </FONT><FONT class="fs241">âèçíà÷åíî, ùî ó âèïàäêó ïðîñòðî÷åííÿ ïîçè÷àëüíèêîì ñòðîê³â ñïëàòè ïðîöåíò³â òà ñòðîê³â ïîãàøåííÿ êðåäèòó, ïîçè÷àëüíèê ñïëà÷óº Êðåäèòîðîâ³ ïåíþ â íàö³îíàëüí³é âàëþò³ Óêðà¿íè â³ä íåñâîº÷àñíî ñïëà÷åíî¿ ñóìè çà êîæíèé äåíü ïðîñòðî÷åííÿ â ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ùî ä³ÿëà ó ïåð³îä íåâèêîíàííÿ çîáîâ'ÿçàíü çà íèì Äîãîâîðîì.</FONT></P>
<P class="ps10"><FONT class="fs240">Ïåðåâ³ðèâøè íàäàíèé ïîçèâà÷åì ðîçðàõóíîê ïåí³ çà ïðîñòðî÷åííÿ ñïëàòè ïðîöåíò³â çà äîãîâîðîì, ñóä ä³éøîâ âèñíîâêó ïðî éîãî îá´ðóíòîâàí³ñòü, àðèôìåòè÷íó ïðàâèëüí³ñòü, â³äïîâ³äí³ñòü âèìîãàì çàêîíó, â òîìó ÷èñë³ ïîëîæåííÿì Çàêîíó Óêðà¿íè Ïðî â³äïîâ³äàëüí³ñòü çà íåñâîº÷àñíå âèêîíàííÿ ãðîøîâèõ çîáîâÿçàíü, îñê³ëüêè îáðàõîâàí³ ïîçèâà÷åì ðîçì³ðè ïåí³ íå ïåðåâèùóþòü äîçâîëåí³ äî ñòÿãíåííÿ çã³äíî ç óêàçàíèì çàêîíîì (ó ðîçì³ð³ íå á³ëüøå ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ). &nbsp;</FONT></P>
<P class="ps10"><FONT class="fs239">×àñòèíàìè 1 òà 2 ñòàòò³ 1056</FONT><FONT class="fs293">1</FONT><FONT class="fs238"> âêàçàíîãî Êîäåêñó âñòàíîâëåíî, ùî ðîçì³ð ïðîöåíò³â òà ïîðÿäîê ¿õ ñïëàòè çà äîãîâîðîì âèçíà÷àþòüñÿ â äîãîâîð³ çàëåæíî â³ä êðåäèòíîãî ðèçèêó, íàäàíîãî çàáåçïå÷åííÿ, ïîïèòó ³ ïðîïîçèö³é, ÿê³ ñêëàëèñÿ íà êðåäèòíîìó ðèíêó, ñòðîêó êîðèñòóâàííÿ êðåäèòîì, ðîçì³ðó îáë³êîâî¿ ñòàâêè òà ³íøèõ ôàêòîð³â. Âñòàíîâëåíèé äîãîâîðîì ðîçì³ð ïðîöåíò³â íå ìîæå áóòè çá³ëüøåíèé áàíêîì â îäíîñòîðîííüîìó ïîðÿäêó. </FONT></P>
<P class="ps10"><FONT class="fs237">Â³äïîâ³äíî äî ñò. ñò. 43, 33, 34 ÃÏÊ Óêðà¿íè ñóäî÷èíñòâî ó ãîñïîäàðñüêèõ ñóäàõ çä³éñíþºòüñÿ íà çàñàäàõ çìàãàëüíîñò³, ñòîðîíè òà ³íø³ îñîáè, ÿê³ áåðóòü ó÷àñòü ó ñïðàâ³, îá´ðóíòîâóþòü ñâî¿ âèìîãè ³ çàïåðå÷åííÿ ïîäàíèìè ñóäó äîêàçàìè. Êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü. Ãîñïîäàðñüêèé ñóä ïðèéìàº ò³ëüêè ò³ äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ñïðàâè. Îáñòàâèíè ñïðàâè, ÿê³ â³äïîâ³äíî äî çàêîíîäàâñòâà ïîâèíí³ áóòè ï³äòâåðäæåí³ ïåâíèìè çàñîáàìè äîêàçóâàííÿ, íå ìîæóòü ï³äòâåðäæóâàòèñü ³íøèìè çàñîáàìè äîêàçóâàííÿ.</FONT></P>
<P class="ps10"><FONT class="fs236">Îö³íèâøè ïîäàí³ äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îá'ºêòèâíîìó ðîçãëÿä³ â ñóäîâîìó çàñ³äàíí³ âñ³õ îáñòàâèí â ¿õ ñóêóïíîñò³, òà âðàõîâóþ÷è, ùî êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ, ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü, ñóä ä³éøîâ âèñíîâêó, ùî çàÿâëåí³ ïðîêóðîðîì òà ïîçèâà÷åì âèìîãè º îá´ðóíòîâàíèìè òà òàêèìè, ùî ï³äëÿãàþòü çàäîâîëåííþ ïîâí³ñòþ.</FONT></P>
<P class="ps10"><FONT class="fs235">Ñóäîâèé çá³ð â³äïîâ³äíî äî ïîëîæåíü ñòàòò³ 49 ÃÏÊ Óêðà¿íè ïîêëàäàºòüñÿ íà â³äïîâ³äà÷à ïðîïîðö³éíî çàäîâîëåíèì âèìîãàì..</FONT></P>
<P class="ps10"><FONT class="fs234">Âèõîäÿ÷è ç âèêëàäåíîãî òà êåðóþ÷èñü ñòàòòÿìè 32-34, 43, 44, 49, 75, 82-85 ÃÏÊ Óêðà¿íè, ñóä - &nbsp;</FONT></P>
<P class="ps20"><FONT class="fs204"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps8"><FONT class="fs233">1. Ïîçîâ ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "ÊÎÌÅÐÖ²ÉÍÈÉ ÁÀÍÊ "ÑÒÀÍÄÀÐÒ" çàäîâîëüíèòè ïîâí³ñòþ.</FONT></P>
<P class="ps7"><FONT class="fs222">4. Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì. </FONT></P>
<P class="ps7"><FONT class="fs221">5. Âèäàòè íàêàçè ï³ñëÿ íàáðàííÿ ð³øåííÿì çàêîííî¿ ñèëè.</FONT></P>
<P class="ps7"><FONT class="fs220">6. Êîï³þ ð³øåííÿ íàä³ñëàòè ñòîðîíàì.</FONT></P>
<P class="ps3"><FONT class="fs295">Ñóääÿ                                                                                           Ãîëîâàòþê Ë. Ä. </FONT></P>
<P><FONT class="fs298">Äàòà ï³äïèñàííÿ ïîâíîãî òåêñòó ð³øåííÿ: 31.07.2015 </FONT></P>