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<TABLE cellspacing=0 px class="tslast">
<TR><TD width="100 %" class="tds1"><P class="ps25"><FONT class="fs246"> &nbsp;</FONT><FONT class="fs244"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps17"><FONT class="fs156">Ð²ØÅÍÍß</FONT></P>
<P class="ps17"><FONT class="fs155">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="50 %" class="tds6"><P><FONT class="fs109">14.05.2015</FONT></P></TD><TD width="50 %" class="tds6"><P class="ps24"><FONT class="fs154">Ñïðàâà ¹910/6445/15-ã</FONT></P></TD></TR>
<P class="ps14"><FONT class="fs153">Çà ïîçîâîì </FONT><FONT class="fs238">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà «ÓêðÑèááàíê»</FONT></P>
<P class="ps14"><FONT class="fs152">äî</FONT><FONT class="fs237"> Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «ÓÌ-LTD» </FONT></P>
<P class="ps14"><FONT class="fs151">ïðî </FONT><FONT class="fs236">ñòÿãíåííÿ 135&nbsp; 593, 00 øâåéöàðñüêèõ ôðàíê³â, ùî åêâ³âàëåíòíî 3&nbsp; 523&nbsp; 363, 77 ãðí.</FONT></P>
<P class="ps15"><FONT class="fs150">Ñóääÿ Áîíäàð÷óê Â.Â.</FONT></P>
<P><FONT class="fs149">Ïðåäñòàâíèêè: </FONT></P>
<P><FONT class="fs235">â³ä ïîçèâà÷à: íå çÿâèëèñü;</FONT></P>
<P><FONT class="fs234">â³ä â³äïîâ³äà÷à: íå çÿâèëèñü. &nbsp;</FONT></P>
<P class="ps20"><FONT class="fs148">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ:</FONT></P>
<P class="ps9"><FONT class="fs233">Ïóáë³÷íå àêö³îíåðíå òîâàðèñòâî «ÓêðÑèááàíê» (</FONT><FONT class="fs162">äàë³</FONT><FONT class="fs232">-ïîçèâà÷) çâåðíóëîñÿ äî ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà ç ïîçîâîì äî Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «ÓÌ-LTD» (</FONT><FONT class="fs161">äàë³</FONT><FONT class="fs231">-â³äïîâ³äà÷) ïðî ñòÿãíåííÿ çàáîðãîâàíîñò³ ó ðîçì³ð³ 135&nbsp; 593, 00 øâåéöàðñüêèõ ôðàíê³â, ç ÿêî¿: 123&nbsp; 700, 00 øâåéöàðñüêèõ ôðàíê³â  êðåäèòíà çàáîðãîâàí³ñòü, 11&nbsp; 893, 00 øâåéöàðñüêèõ ôðàíê³â  çàáîðãîâàí³ñòü ïî ïðîöåíòàì, 70&nbsp; 396, 59 ãðí.  ïåíÿ çà ïîðóøåííÿ òåðì³í³â ïîâåðíåííÿ êðåäèòó òà ñïëàòè ïðîöåíò³â çà êðåäèò, 41&nbsp; 734, 01 ãðí.  ïåíÿ çà ïðîñòðî÷åííÿ ñïëàòè êðåäèòó, 28&nbsp; 662, 58 ãðí.  ïåíÿ çà ïðîñòðî÷åííÿ ñïëàòè ïðîöåíò³â. </FONT></P>
<P class="ps11"><FONT class="fs229">Óõâàëîþ ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 18.03.2015 ð. ïîðóøåíî ïðîâàäæåííÿ ó äàí³é ñïðàâ³, ïðèçíà÷åíî ¿¿ äî ðîçãëÿäó ó ñóäîâîìó çàñ³äàíí³ íà 02.04.2015 ð. çà ó÷àñòþ ïðåäñòàâíèê³â ñòîð³í, ÿêèõ çîáîâÿçàíî íàäàòè ñóäó ïåâí³ äîêóìåíòè.</FONT></P>
<P class="ps11"><FONT class="fs228">Ðîçãëÿä ñïðàâè â³äêëàäàâñÿ â ïîðÿäêó ï.ï. 1-2 ñò. 77 &nbsp;Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè.</FONT></P>
<P class="ps5"><FONT class="fs227">Ó äàíå ñóäîâå çàñ³äàííÿ ïðåäñòàâíèêè ñòîð³í íå çÿâèëèñÿ, ïðè÷èí íåÿâêè ñóäó íå ïîâ³äîìèëè.</FONT></P>
<P class="ps9"><FONT class="fs226">Ñóä â³äçíà÷àº, ùî ïîçèâà÷ áóâ îá³çíàíèé ïðî ÷àñ òà äàòó ñóäîâîãî çàñ³äàííÿ, ùî ï³äòâåðäæóºòüñÿ ðîçïèñêîþ îñòàííüîãî, à â³äïîâ³äà÷ ïîâ³äîìëÿâñÿ óõâàëàìè ñóäó ïðî ÷àñ òà ì³ñöå ðîçãëÿäó äàíî¿ ñóäîâî¿ ñïðàâè, ïðîòå â³äçèâó íà ïîçîâíó çàÿâó íå ïîäàâ, â ñóäîâå çàñ³äàííÿ ñâî¿õ ïðåäñòàâíèê³â íå íàïðàâèâ, çàÿâëåí³ ïîçîâí³ âèìîãè íå çàïåðå÷èâ. </FONT></P>
<P class="ps9"><FONT class="fs225">Òàê, ÷àñòèíîþ 2 ñò. 17 Çàêîíó Óêðà¿íè «Ïðî äåðæàâíó ðåºñòðàö³þ þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³áï³äïðèºìö³â» âèçíà÷åíî, ùî â ªäèíîìó äåðæàâíîìó ðåºñòð³ ì³ñòÿòüñÿ â³äîìîñò³ ùîäî þðèäè÷íî¿ îñîáè, çîêðåìà, &nbsp;ïðî ì³ñöåçíàõîäæåííÿ îñòàííüî¿.</FONT></P>
<P class="ps9"><FONT class="fs223">Óõâàëè ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 18.03.2015 ð. òà â³ä 02.04.2015 ð. ñóäîì íàïðàâëåíî íà çàçíà÷åíó ó âèòÿç³ àäðåñó â³äïîâ³äà÷à, ïðîòå äî ñóäó ïîâåðíóëèñÿ êîíâåðòè ç óõâàëàìè ñóäó 18.03.2015 ð. òà â³ä 02.04.2015 ð. ç â³äì³òêàìè «çà çàê³í÷åííÿì âñòàíîâëåíîãî ñòðîêó çáåð³ãàííÿ».</FONT></P>
<P class="ps9"><FONT class="fs222">Òàê, â³äïîâ³äíî äî ï. 3.9.1. ïîñòàíîâè Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 26.12.2011 ð. ¹ 18 «Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿», çà çì³ñòîì ñòàòò³ 64 ÃÏÊ Óêðà¿íè, çîêðåìà, â ðàç³ ÿêùî óõâàëó ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ áóëî íàä³ñëàíî çà íàëåæíîþ àäðåñîþ (òîáòî ïîâ³äîìëåíîþ ñóäó ñòîðîíîþ, à â ðàç³ íåíàäàííÿ ñóäó â³äïîâ³äíî¿ ³íôîðìàö³¿ - àäðåñîþ, çàçíà÷åíîþ â ªäèíîìó äåðæàâíîìó ðåºñòð³ þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á - ï³äïðèºìö³â), ³ íå ïîâåðíóòî ï³äïðèºìñòâîì çâ'ÿçêó àáî ïîâåðíóòî ç ïîñèëàííÿì íà â³äñóòí³ñòü (âèáóòòÿ) àäðåñàòà, â³äìîâó â³ä îäåðæàííÿ, çàê³í÷åííÿ ñòðîêó çáåð³ãàííÿ ïîøòîâîãî â³äïðàâëåííÿ òîùî, òî ââàæàºòüñÿ, ùî àäðåñàò ïîâ³äîìëåíèé ïðî ÷àñ ³ ì³ñöå ðîçãëÿäó ñïðàâè ñóäîì. Äîêàçîì òàêîãî ïîâ³äîìëåííÿ â ðàç³ íåïîâåðíåííÿ óõâàëè ï³äïðèºìñòâîì çâ'ÿçêó ìîæå áóòè é äîëó÷åíèé äî ìàòåð³àë³â ñïðàâè òà çàñâ³ä÷åíèé ñàìèì ñóäîì âèòÿã ç îô³ö³éíîãî ñàéòó Óêðà¿íñüêîãî äåðæàâíîãî ï³äïðèºìñòâà ïîøòîâîãî çâ'ÿçêó «Óêðïîøòà» ùîäî â³äñòåæåííÿ ïåðåñèëàííÿ ïîøòîâèõ â³äïðàâëåíü, ÿêèé ì³ñòèòü ³íôîðìàö³þ ïðî îòðèìàííÿ àäðåñàòîì â³äïîâ³äíîãî ïîøòîâîãî â³äïðàâëåííÿ, àáî çàñâ³ä÷åíà êîï³ÿ ðåºñòðó ïîøòîâèõ â³äïðàâëåíü ñóäó.</FONT></P>
<P class="ps9"><FONT class="fs221">Ïðèéìàþ÷è äî óâàãè, ùî ïðåäñòàâíèêè ñòîð³í áóëè íàëåæíèì ÷èíîì ïîâ³äîìëåí³ ïðî äàòó òà ÷àñ ñóäîâîãî çàñ³äàííÿ, âðàõîâóþ÷è, ùî ìàòåð³àëè ñïðàâè ì³ñòÿòü äîñòàòíüî äîêóìåíò³â äëÿ ðîçãëÿäó ñïðàâè ïî ñóò³, ñóä ââàæàº, ùî íåÿâêà ó ñóäîâå çàñ³äàííÿ ïðåäñòàâíèê³â ñòîð³í íå º ïåðåøêîäîþ äëÿ ïðèéíÿòòÿ ð³øåííÿ ó äàí³é ñïðàâ³. &nbsp;&nbsp;</FONT></P>
<P class="ps9"><FONT class="fs220">Â³äïîâ³äíî äî ñò. 82 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ð³øåííÿ ó äàí³é ñïðàâ³ ïðèéíÿòî ó íàðàä÷³é ê³ìíàò³ çà ðåçóëüòàòàìè îö³íêè äîêàç³â, ïîäàíèõ ïîçèâà÷åì òà âèòðåáóâàíèõ ñóäîì.</FONT></P>
<P class="ps9"><FONT class="fs219">Ó ñóäîâîìó çàñ³äàíí³ 14.05.2015 ð. â³äïîâ³äíî äî ñò. 85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäîì ïðîãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíè ð³øåííÿ.</FONT></P>
<P class="ps9"><FONT class="fs218">Äîñë³äèâøè ìàòåð³àëè ñïðàâè, ãîñïîäàðñüêèé ñóä ì³ñòà Êèºâà, - </FONT></P>
<P class="ps0"><FONT class="fs147">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps4"><FONT class="fs213">Â³äïîâ³äíî äî ï. 1.2.2 äîãîâîðó, Ïîçè÷àëüíèê ó áóäü-ÿêîìó âèïàäêó çîáîâÿçàíèé ïîâåðíóòè êðåäèò ó ïîâíîìó îáñÿç³ â òåðì³íè, âñòàíîâëåí³ ãðàô³êîì ïîãàøåííÿ êðåäèòó (äîäàòîê ¹2 äî Äîãîâîðó), àëå íå ï³çí³øå 15 ÷åðâíÿ 2018 ðîêó, ÿêùî ò³ëüêè íå çàñòîñîâóºòüñÿ ³íøèé òåðì³í ïîâåðíåííÿ êðåäèòó, âñòàíîâëåíèé íà ï³äñòàâ³ äîäàòêîâî¿ óãîäè ñòîð³í àáî äî âêàçàíîãî òåðì³íó (äîñòðîêîâî) â³äïîâ³äíî äî óìîâ ðîçä³ëó 11 öüîãî Äîãîâîðó íà ï³äñòàâ³ áóäü-ÿêîãî ç ï.ï. 2.2, 2.4, 5.3, 5.5, 5.6, 5.9, 5.10, 5.11, 7.4. Äîãîâîðó.</FONT></P>
<P class="ps4"><FONT class="fs212">Çã³äíî ï. 1.3.1. êðåäèòíîãî äîãîâîðó, çà êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè ç 15.06.2007 ð. ïî 17.09.2007 ð. âñòàíîâëþºòüñÿ ïðîöåíòíà ñòàâêà â ðîçì³ð³ 8,99% ð³÷íèõ, à ï³ñëÿ 17.09.2007 ð. ïðîöåíòíà ñòàâêà âñòàíîâëþºòüñÿ ó ðîçì³ð³ 9,99%, ÿêùî íå âñòàíîâëåíà ³íøà ñòàâêà çã³äíî óìîâ öüîãî äîãîâîðó.</FONT></P>
<P class="ps4"><FONT class="fs211">Çà êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè ïîíàä âñòàíîâëåíèé äîãîâîðîì ñòðîê ïðîöåíòíà ñòàâêà  8,99 % ð³÷íèõ (ï. 1.3.2. äîãîâîðó).</FONT></P>
<P class="ps4"><FONT class="fs210">Çã³äíî ï. 1.3.5. êðåäèòíîãî äîãîâîðó ïîçè÷àëüíèê çîáîâÿçóºòüñÿ ñïëà÷óâàòè ïðîöåíòè ó ñòðîê  ç 01 ïî 10 ÷èñëî (âêëþ÷íî) êîæíîãî ì³ñÿöÿ, íàñòóïíîãî çà òèì, íà ÿêèé áóëè íàðàõîâàí³ áàíêîì òàê³ ïðîöåíòè çà êîðèñòóâàííÿ êðåäèòîì.</FONT></P>
<P class="ps4"><FONT class="fs209">Ïóíêòàìè 1.3.4. òà 1.3.5 êðåäèòíîãî äîãîâîðó, îáóìîâëåí³ óìîâè íàðàõóâàííÿ ïðîöåíò³â çà äîãîâîðîì.</FONT></P>
<P class="ps4"><FONT class="fs207">Ïóíêòîì 4.6. äîãîâîðó ïåðåäáà÷åíî, ùî Â³äïîâ³äà÷ çîáîâÿçóºòüñÿ äîñòðîêîâî ïîâåðíóòè â ïîâíîìó îáñÿç³ êðåäèò òà ïëàòó çà êðåäèò ó âèïàäêàõ çàñòîñóâàííÿ áàíêîì áóäü-ÿêîãî ç ïóíêò³â, çîêðåìà, ïóíêòó 5.5. äîãîâîðó.</FONT></P>
<P class="ps4"><FONT class="fs206">Çà óìîâàìè ï. 5.5. äîãîâîðó, ó âèïàäêó ïîðóøåííÿ â³äïîâ³äà÷åì òåðì³í³â ïîâåðíåííÿ êðåäèòó òà/àáî òåðì³í³â ñïëàòè ïëàòè çà êðåäèò ñòðîêîì á³ëüøå í³æ íà 5 êàëåíäàðíèõ äí³â, ïîçèâà÷ ìàº ïðàâî çì³íèòè òåðì³íè ïîãàøåííÿ êðåäèòó òà ïëàòè çà êðåäèò çà öèì äîãîâîðîì.</FONT></P>
<P class="ps4"><FONT class="fs205">Ïóíêòîì 7.1 äîãîâîðó âñòàíîâëåíî, ùî çà ïîðóøåííÿ â³äïîâ³äà÷åì òåðì³í³â ïîãàøåííÿ áóäü-ÿêèõ ñâî¿õ ãðîøîâèõ çîáîâ'ÿçàíü, ïåðåäáà÷åíèõ Êðåäèòíèì äîãîâîðîì, çîêðåìà, òåðì³í³â ïîâåðíåííÿ êðåäèòó (âñ³º¿ ñóìè àáî éîãî ÷àñòèíè) òà/àáî òåðì³í³â ñïëàòè ïðîöåíò³â òà/àáî êîì³ñ³é, ïîçèâà÷ ìàº ïðàâî âèìàãàòè â³ä â³äïîâ³äà÷à äîäàòêîâî ñïëàòèòè ïîçèâà÷ó ïåíþ â ðîçì³ð³ 0,40% â³ä ñóìè çàçíà÷åíî¿ çàáîðãîâàíîñò³, ðîçðàõîâàíî¿ çà êîæåí äåíü ïðîñòðî÷åííÿ ïëàòåæó, âêëþ÷àþ÷è äåíü ñïëàòè çàáîðãîâàíîñò³.</FONT></P>
<P class="ps4"><FONT class="fs204">Çã³äíî äîäàòêó ¹2 äî äîãîâîðó, ñòîðîíè ïîãîäèëè ãðàô³ê ïîãàøåííÿ êðåäèòó.</FONT></P>
<P class="ps6"><FONT class="fs203">ßê âáà÷àºòüñÿ ç ìàòåð³àë³â ñïðàâè, ïîçèâà÷åì áóëî ïåðåðàõîâàíî íà ïîòî÷íèé ðàõóíîê â³äïîâ³äà÷à çã³äíî óìîâ äîãîâîðó ãðîøîâ³ êîøòè íà çàãàëüíó ñóìó 340 000,00 øâåéöàðñüêèõ ôðàíê³â, ùî ï³äòâåðäæóºòüñÿ áàíê³âñüêîþ âèïèñêîþ ïî ðàõóíêó.</FONT></P>
<P class="ps4"><FONT class="fs202">Ïðîòå â³äïîâ³äà÷, íàäàí³ êðåäèòí³ êîøòè â ñòðîê âèçíà÷åíèé äîäàòêîâèìè óãîäàìè íå ïîâåðíóâ, âíàñë³äîê ÷îãî ñòàíîì íà 03.03.2015 ð. çà â³äïîâ³äà÷åì óòâîðèëàñü çàáîðãîâàí³ñòü ç³ ñïëàòè ïî ò³ëó êðåäèòó ó ðîçì³ð³ 123&nbsp; 700,00 øâåéöàðñüêèõ ôðàíê³â, ùî åêâ³âàëåíòíî 3&nbsp; 214&nbsp; 325,95 ãðí. òà ç³ ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì ó ðîçì³ð³ 11&nbsp; 893,00 øâåéöàðñüêèõ ôðàíê³â, ùî åêâ³âàëåíòíî 309&nbsp; 037,82 ãðí.</FONT></P>
<P class="ps4"><FONT class="fs200">Îá´ðóíòîâóþ÷è ñâî¿ âèìîãè, ïîçèâà÷ çàçíà÷àº, ùî â³äïîâ³äà÷ íåíàëåæíèì ÷èíîì âèêîíóº ñâî¿ çîáîâÿçàííÿ ùîäî ïîâåðíåííÿ íàäàíèõ ãðîøîâèõ êîøò³â òà ïðîñèâ ñòÿãíóòè ç â³äïîâ³äà÷à 123&nbsp; 700, 00 øâåéöàðñüêèõ ôðàíê³â  êðåäèòíà çàáîðãîâàí³ñòü, 11&nbsp; 893, 00 øâåéöàðñüêèõ ôðàíê³â  çàáîðãîâàí³ñòü ïî ïðîöåíòàì, 70&nbsp; 396, 59 ãðí.  ïåíÿ çà ïîðóøåííÿ òåðì³í³â ïîâåðíåííÿ êðåäèòó òà ñïëàòè ïðîöåíò³â çà êðåäèò, 41&nbsp; 734, 01 ãðí.  ïåíÿ çà ïðîñòðî÷åííÿ ñïëàòè êðåäèòó, 28&nbsp; 662, 58 ãðí.  ïåíÿ çà ïðîñòðî÷åííÿ ñïëàòè ïðîöåíò³â.</FONT></P>
<P class="ps9"><FONT class="fs199">Îö³íþþ÷è ïîäàí³ äîêàçè òà íàâåäåí³ îá´ðóíòóâàííÿ çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îáºêòèâíîìó ðîçãëÿä³ â ñóäîâîìó çàñ³äàíí³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, ñóä ââàæàº, ùî ïîçîâí³ âèìîãè ï³äëÿãàþòü çàäîâîëåííþ, âèõîäÿ÷è ç íàñòóïíîãî.</FONT></P>
<P class="ps13"><FONT class="fs198">Â³äïîâ³äíî äî ÷. 1 ñò. 32 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, äîêàçàìè ó ñïðàâ³ º áóäü-ÿê³ ôàêòè÷í³ äàí³, íà ï³äñòàâ³ ÿêèõ ãîñïîäàðñüêèé ñóä ó âèçíà÷åíîìó çàêîíîì ïîðÿäêó âñòàíîâëþº íàÿâí³ñòü ÷è â³äñóòí³ñòü îáñòàâèí, íà ÿêèõ ´ðóíòóþòüñÿ âèìîãè ³ çàïåðå÷åííÿ ñòîð³í, à òàêîæ ³íø³ îáñòàâèíè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ïðàâèëüíîãî âèð³øåííÿ ãîñïîäàðñüêîãî ñïîðó.</FONT></P>
<P class="ps13"><FONT class="fs197">×àñòèíîþ ïåðøîþ ñòàòò³ 509 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çîáîâ'ÿçàííÿì º ïðàâîâ³äíîøåííÿ, â ÿêîìó îäíà ñòîðîíà (áîðæíèê) çîáîâ'ÿçàíà â÷èíèòè íà êîðèñòü äðóãî¿ ñòîðîíè (êðåäèòîðà) ïåâíó ä³þ (ïåðåäàòè ìàéíî, âèêîíàòè ðîáîòó, íàäàòè ïîñëóãó, ñïëàòèòè ãðîø³ òîùî) àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à êðåäèòîð ìàº ïðàâî âèìàãàòè â³ä áîðæíèêà âèêîíàííÿ éîãî îáîâ'ÿçêó.</FONT></P>
<P class="ps9"><FONT class="fs196">Â³äïîâ³äíî äî&nbsp; ñò. 1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè,&nbsp; çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè. </FONT></P>
<P class="ps9"><FONT class="fs195">Äî â³äíîñèí çà êðåäèòíèì äîãîâîðîì çàñòîñîâóþòüñÿ ïîëîæåííÿ ïðî ïîçèêó, ÿêùî ³íøå íå âñòàíîâëåíî öèì ïàðàãðàôîì ³ íå âèïëèâàº ³ç ñóò³ êðåäèòíîãî äîãîâîðó.</FONT></P>
<P class="ps11"><FONT class="fs194">×àñòèíà 1 ñòàòò³ 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè âñòàíîâëþº, ùî ñóá'ºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí &nbsp;ïîâèíí³ &nbsp;âèêîíóâàòè &nbsp;ãîñïîäàðñüê³ çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, &nbsp;³íøèõ ïðàâîâèõ àêò³â, &nbsp;äîãîâîðó, à çà â³äñóòíîñò³ &nbsp;&nbsp;êîíêðåòíèõ &nbsp;&nbsp;âèìîã &nbsp;ùîäî &nbsp;âèêîíàííÿ &nbsp;çîáîâ'ÿçàííÿ  â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ ³ äî âèêîíàííÿ ãîñïîäàðñüêèõ äîãîâîð³â &nbsp;&nbsp;çàñòîñîâóþòüñÿ â³äïîâ³äí³ ïîëîæåííÿ Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ç óðàõóâàííÿì îñîáëèâîñòåé, ïåðåäáà÷åíèõ öèì Êîäåêñîì.</FONT></P>
<P class="ps11"><FONT class="fs193">Çã³äíî ÷. 1 ñò. 1049 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ïîçè÷àëüíèê çîáîâ'ÿçàíèé ïîâåðíóòè ïîçèêîäàâöåâ³ ïîçèêó (ãðîøîâ³ êîøòè ó òàê³é ñàì³é ñóì³ àáî ðå÷³, âèçíà÷åí³ ðîäîâèìè îçíàêàìè, ó òàê³é ñàì³é ê³ëüêîñò³, òàêîãî ñàìîãî ðîäó òà òàêî¿ ñàìî¿ ÿêîñò³, ùî áóëè ïåðåäàí³ éîìó ïîçèêîäàâöåì) ó ñòðîê òà â ïîðÿäêó, ùî âñòàíîâëåí³ äîãîâîðîì. </FONT></P>
<P class="ps11"><FONT class="fs192">Ïîçèêà ââàæàºòüñÿ ïîâåðíóòîþ â ìîìåíò ïåðåäàííÿ ïîçèêîäàâöåâ³ ðå÷åé, âèçíà÷åíèõ ðîäîâèìè îçíàêàìè, àáî çàðàõóâàííÿ ãðîøîâî¿ ñóìè, ùî ïîçè÷àëàñÿ, íà éîãî áàíê³âñüêèé ðàõóíîê (÷. 3 ñò. 1049 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</FONT></P>
<P class="ps11"><FONT class="fs191">Ïîëîæåííÿìè ñòàòò³ 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî çîáîâÿçàííÿ ïîâèíí³ âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã â³äïîâ³äíî &nbsp;äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ.</FONT></P>
<P class="ps11"><FONT class="fs190">Îäíîñòîðîííÿ â³äìîâà â³ä çîáîâÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì (ñò. 525 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</FONT></P>
<P class="ps9"><FONT class="fs189">Â³äïîâ³äíî äî ÷. 1 ñò. 612 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, áîðæíèê ââàæàºòüñÿ òàêèì, ùî ïðîñòðî÷èâ, ÿêùî â³í íå ïðèñòóïèâ äî âèêîíàííÿ çîáîâ'ÿçàííÿ àáî íå âèêîíàâ éîãî ó ñòðîê, âñòàíîâëåíèé äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps9"><FONT class="fs188">Ñóäîì âñòàíîâëåíî, ùî ïîçèâà÷ âèêîíàâ ñâî¿ çîáîâÿçàííÿ çà äîãîâîðîì íàëåæíèì ÷èíîì, ïåðåðàõóâàâ íà ïîòî÷íèé ðàõóíîê â³äïîâ³äà÷à ãðîøîâ³ êîøòè çã³äíî óìîâ äîãîâîðó.</FONT></P>
<P class="ps9"><FONT class="fs187">Ðàçîì ç òèì, ç ìàòåð³àë³â ñïðàâè âáà÷àºòüñÿ, ùî â³äïîâ³äà÷ íàäàí³ êîøòè â ïåðåäáà÷åí³ äîãîâîðîì ñòðîêè íå ïîâåðíóâ, äîêàç³â çâîðîòíîãî ñóäó íå íàäàâ.</FONT></P>
<P class="ps8"><FONT class="fs186">×àñòèíîþ 1 ñò. 530 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âñòàíîâëåíî, ÿêùî ó çîáîâ'ÿçàíí³ âñòàíîâëåíèé ñòðîê (òåðì³í) éîãî âèêîíàííÿ, òî âîíî ï³äëÿãàº âèêîíàííþ ó öåé ñòðîê (òåðì³í). Çîáîâ'ÿçàííÿ, ñòðîê (òåðì³í) âèêîíàííÿ ÿêîãî âèçíà÷åíèé âêàç³âêîþ íà ïîä³þ, ÿêà íåìèíó÷å ìàº íàñòàòè, ï³äëÿãàº âèêîíàííþ ç íàñòàííÿì ö³º¿ ïîä³¿.</FONT></P>
<P class="ps8"><FONT class="fs185">Â³äïîâ³äíî äî ñò. 610 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ïîðóøåííÿì çîáîâÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâÿçàííÿ (íåíàëåæíå âèêîíàííÿ).</FONT></P>
<P class="ps8"><FONT class="fs184">×àñòèíîþ 1 ñò. 614 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âèçíà÷åíî, ùî îñîáà, ÿêà ïîðóøèëà çîáîâÿçàííÿ, íåñå â³äïîâ³äàëüí³ñòü çà íàÿâíîñò³ ¿¿ âèíè (óìèñëó àáî íåîáåðåæíîñò³), ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. Îñîáà º íåâèíóâàòîþ, ÿêùî âîíà äîâåäå, ùî âæèëà âñ³õ çàëåæíèõ â³ä íå¿ çàõîä³â ùîäî íàëåæíîãî âèêîíàííÿ çîáîâÿçàííÿ. Ïðè öüîìó â³äñóòí³ñòü ñâîº¿ âèíè â³äïîâ³äíî äî ÷. 2 ñò. 614 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè äîâîäèòü îñîáà, ÿêà ïîðóøèëà çîáîâÿçàííÿ.</FONT></P>
<P class="ps8"><FONT class="fs183">Â³äïîâ³äíî äî ñò. ñò. 33, 34 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü. Ãîñïîäàðñüêèé ñóä ïðèéìàº ò³ëüêè ò³ äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ñïðàâè. Îáñòàâèíè ñïðàâè, ÿê³ â³äïîâ³äíî äî çàêîíîäàâñòâà ïîâèíí³ áóòè ï³äòâåðäæåí³ ïåâíèìè çàñîáàìè äîêàçóâàííÿ, íå ìîæóòü ï³äòâåðäæóâàòèñü ³íøèìè çàñîáàìè äîêàçóâàííÿ.</FONT></P>
<P class="ps9"><FONT class="fs181">Ïðèéìàþ÷è äî óâàãè ïîëîæåííÿ ï.ï. 1.3.3.-1.3.5. äîãîâîðó, à òàêîæ âèõîäÿ÷è ³ç íàÿâíî¿ ó ìàòåð³àëàõ ñïðàâè âèïèñêè ç áàíê³âñüêîãî ðàõóíêó â³äïîâ³äà÷à, ñóä ä³éøîâ ïðî îá´ðóíòîâàí³ñòü âèìîã ïîçèâà÷à ïðî ñòÿãíåííÿ çàáîðãîâàíîñò³ ç³ ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì ó ðîçì³ð³ 11&nbsp; 893,00 øâåéöàðñüêèõ ôðàíê³â, ùî åêâ³âàëåíòíî 309&nbsp; 037,82 ãðí.</FONT></P>
<P class="ps12"><FONT class="fs180">Òàê, â³äïîâ³äíî äî ÷. 1 ñò. 216 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí íåñóòü ãîñïîäàðñüêî-ïðàâîâó â³äïîâ³äàëüí³ñòü çà ïðàâîïîðóøåííÿ ó ñôåð³ ãîñïîäàðþâàííÿ øëÿõîì çàñòîñóâàííÿ äî ïðàâîïîðóøíèê³â ãîñïîäàðñüêèõ ñàíêö³é íà ï³äñòàâàõ ³ â ïîðÿäêó, ïåðåäáà÷åíèõ öèì Êîäåêñîì, ³íøèìè çàêîíàìè òà äîãîâîðîì.</FONT></P>
<P class="ps12"><FONT class="fs179">Çã³äíî ç³ ñò. 218 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, ï³äñòàâîþ ãîñïîäàðñüêî-ïðàâîâî¿ â³äïîâ³äàëüíîñò³ &nbsp;&nbsp;ó÷àñíèêà ãîñïîäàðñüêèõ â³äíîñèí º â÷èíåííÿ íèì ïðàâîïîðóøåííÿ ó ñôåð³ ãîñïîäàðþâàííÿ. Ó÷àñíèê ãîñïîäàðñüêèõ â³äíîñèí â³äïîâ³äàº çà íåâèêîíàííÿ àáî íåíàëåæíå âèêîíàííÿ ãîñïîäàðñüêîãî &nbsp;&nbsp;çîáîâÿçàííÿ ÷è ïîðóøåííÿ ïðàâèë çä³éñíåííÿ ãîñïîäàðñüêî¿ ä³ÿëüíîñò³, ÿêùî íå äîâåäåíî, ùî íèì âæèòî óñ³õ íàëåæíèõ â³ä íüîãî çàõîä³â äëÿ íåäîïóùåííÿ ãîñïîäàðñüêîãî ïðàâîïîðóøåííÿ. </FONT></P>
<P class="ps12"><FONT class="fs178">Øòðàôíèìè ñàíêö³ÿìè çã³äíî ÷. 1 ñò. 230 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, âèçíàþòüñÿ ãîñïîäàðñüê³ ñàíêö³¿ ó âèãëÿä³ ãðîøîâî¿ ñóìè (íåóñòîéêà, øòðàô, ïåíÿ), ÿêó ó÷àñíèê ãîñïîäàðñüêèõ â³äíîñèí çîáîâ'ÿçàíèé ñïëàòèòè ó ðàç³ ïîðóøåííÿ íèì ïðàâèë çä³éñíåííÿ ãîñïîäàðñüêî¿ ä³ÿëüíîñò³, íåâèêîíàííÿ àáî íåíàëåæíîãî âèêîíàííÿ ãîñïîäàðñüêîãî çîáîâ'ÿçàííÿ.</FONT></P>
<P class="ps12"><FONT class="fs177">Çã³äíî ÷. 1 ñò. 612 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, áîðæíèê ââàæàºòüñÿ òàêèì, ùî ïðîñòðî÷èâ, ÿêùî â³í íå ïðèñòóïèâ äî âèêîíàííÿ çîáîâ'ÿçàííÿ àáî íå âèêîíàâ éîãî ó ñòðîê, âñòàíîâëåíèé äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps12"><FONT class="fs176">Â³äïîâ³äíî äî ñò. 611 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ó ðàç³ ïîðóøåííÿ çîáîâ'ÿçàííÿ íàñòàþòü ïðàâîâ³ íàñë³äêè, âñòàíîâëåí³ äîãîâîðîì àáî çàêîíîì, çîêðåìà ñïëàòà íåóñòîéêè. </FONT></P>
<P class="ps12"><FONT class="fs175">Íåóñòîéêîþ (øòðàôîì, ïåíåþ) º ãðîøîâà ñóìà àáî ³íøå ìàéíî, ÿê³ áîðæíèê ïîâèíåí ïåðåäàòè êðåäèòîðîâ³ ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâ'ÿçàííÿ. Ïåíåþ º íåóñòîéêà, ùî îá÷èñëþºòüñÿ ó â³äñîòêàõ â³ä ñóìè íåñâîº÷àñíî âèêîíàíîãî ãðîøîâîãî çîáîâ'ÿçàííÿ çà êîæåí äåíü ïðîñòðî÷åííÿ âèêîíàííÿ (ñò. 549 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</FONT></P>
<P class="ps1"><FONT class="fs174">Â ñèëó ïîëîæåíü ÷. 6 ñò. 232 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, íàðàõóâàííÿ øòðàôíèõ ñàíêö³é çà ïðîñòðî÷åííÿ âèêîíàííÿ çîáîâÿçàííÿ, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì àáî äîãîâîðîì, ïðèïèíÿºòüñÿ ÷åðåç ø³ñòü ì³ñÿö³â â³ä äíÿ, êîëè çîáîâÿçàííÿ ìàëî áóòè âèêîíàíî. Ä³þ÷èì ãîñïîäàðñüêèì çàêîíîäàâñòâîì íå ïåðåäáà÷åíà ìîæëèâ³ñòü íàðàõóâàííÿ ïåí³ á³ëüøå í³æ çà ï³âðîêó ³ öåé ñòðîê º ïðèñ³êàëüíèì.</FONT></P>
<P class="ps3"><FONT class="fs173">Îñê³ëüêè ïîëîæåííÿ äîãîâîðó íå ì³ñòÿòü âêàç³âêè íà âñòàíîâëåííÿ ³íøîãî ñòðîêó ïðèïèíåííÿ íàðàõóâàííÿ ïåí³, í³æ âñòàíîâëåíîãî â ñò. 232 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, òî íàðàõóâàííÿ øòðàôíèõ ñàíêö³é ïðèïèíÿºòüñÿ ç³ ñïëèíîì 6 ì³ñÿö³â. </FONT></P>
<P class="ps9"><FONT class="fs172">Ñóäîì ïåðåâ³ðåíî ïðàâèëüí³ñòü íàäàíèõ ïîçèâà÷åì ðîçðàõóíêó ïåí³ çà ïîðóøåííÿ ñòðîêó ïîâåðíåííÿ êðåäèòó òà ñïëàòè â³äñîòê³â íà ï³äñòàâ³ ï. 7.1 êðåäèòíîãî äîãîâîðó ³ âñòàíîâëåíî, ùî îñòàíí³é â³äïîâ³äàº âèìîãàì ÷èííîãî çàêîíîäàâñòâà.</FONT></P>
<P class="ps9"><FONT class="fs171">Òàêèì ÷èíîì, ïîçîâí³ âèìîãè ï³äëÿãàþòü çàäîâîëåííþ ó ïîâíîìó îáñÿç³.</FONT></P>
<P class="ps9"><FONT class="fs170">Âèòðàòè ïî ñïëàò³ ñóäîâîãî çáîðó â³äïîâ³äíî äî ÷. 5 ñò. 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ïîêëàäàþòüñÿ íà â³äïîâ³äà÷à. </FONT></P>
<P class="ps10"><FONT class="fs169">Âðàõîâóþ÷è íàâåäåíå, êåðóþ÷èñü &nbsp;&nbsp;ñò.ñò. 32, 33, 49, 75, 82-85 &nbsp;Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ãîñïîäàðñüêèé ñóä &nbsp;ì³ñòà Êèºâà, -</FONT></P>
<P class="ps19"><FONT class="fs146">ÂÈÐ²ØÈÂ</FONT><FONT class="fs168">:</FONT></P>
<P class="ps9"><FONT class="fs145">1.</FONT><FONT class="fs167"> Ïîçîâí³ âèìîãè Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà «ÓêðÑèááàíê» çàäîâîëüíèòè. </FONT></P>
<P class="ps11"><FONT class="fs143">3.</FONT><FONT class="fs165"> Âèäàòè íàêàç ï³ñëÿ íàáðàííÿ ð³øåííÿì çàêîííî¿ ñèëè. </FONT></P>
<P class="ps9"><FONT class="fs164">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì. </FONT></P>
<P class="ps23"><FONT class="fs240">Ïîâíèé òåêñò ð³øåííÿ ñêëàäåíî: 20.05.2015 &nbsp;ð.</FONT></P>
<P class="ps2"><FONT class="fs142"> &nbsp;&nbsp;&nbsp;</FONT></P>
<P><FONT class="fs141"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñóääÿ                     &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;          &nbsp;          &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Áîíäàð÷óê Â.Â. </FONT></P>