<TITLE>911/1169/15</TITLE>
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<P class="ps20"><FONT class="fs238"> </FONT><FONT class="fs236"><IMG src="herb.gif" height=58 width=44></FONT></P>
<P class="ps15"><FONT class="fs145">ÃÎÑÏÎÄÀÐÑÜÊÈÉ &nbsp;ÑÓÄ</FONT></P>
<P class="ps15"><FONT class="fs150">Êè¿âñüêî¿ îáëàñò³</FONT></P>
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<P class="ps13"><FONT class="fs152"> &nbsp;</FONT></P>
<P class="ps14"><FONT class="fs148">Ð ² Ø Å Í Í ß</FONT></P>
<P class="ps14"><FONT class="fs147">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<P class="ps14">"30" êâ³òíÿ 2015 ð.<FONT class="fs167">                                                             &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñïðàâà ¹ 911/1169/15 &nbsp;</FONT></P>
<P><FONT class="fs166">          </FONT></P>
<P class="ps10"><FONT class="fs165">Ãîñïîäàðñüêèé ñóä Êè¿âñüêî¿ îáëàñò³ ó ñêëàä³ ñóää³ Ëèëàêà Ò.Ä., ðîçãëÿíóâøè ñïðàâó</FONT></P>
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<TR><TD width="19 %" class="tds11"><P class="ps18"><FONT class="fs164">çà ïîçîâîì </FONT></P></TD><TD width="81 %" class="tds11"><P class="ps18"><FONT class="fs231">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà «Âñåóêðà¿íñüêèé áàíê ðîçâèòêó», ì. Êè¿â</FONT></P></TD></TR>
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<TR><TD width="19 %" class="tds12"><P class="ps18"><FONT class="fs163">äî </FONT></P></TD><TD width="81 %" class="tds12"><P class="ps5"><FONT class="fs230">1)          Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Âåëåñ-Êðèì», ÀÐ Êðèì, ñìò. Ãâàðä³éñüêå</FONT></P><P class="ps4"><FONT class="fs229">2)          Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «ÌÏÊ Ñêâîðöîâî», ÀÐ Êðèì, ñ. Ñêâîðöîâå</FONT></P></TD></TR>
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<TR><TD width="19 %" class="tds13"><P class="ps18"><FONT class="fs162">ïðî </FONT></P></TD><TD width="81 %" class="tds13"><P class="ps18"><FONT class="fs228">ñòÿãíåííÿ 773&nbsp; 523,38 ãðí., </FONT></P></TD></TR>
<P class="ps7"><FONT class="fs161">çà ó÷àñòþ ïðåäñòàâíèê³â:</FONT></P>
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<TR><TD width="19 %" class="tds15"><P><FONT class="fs160">ïîçèâà÷à:</FONT></P></TD><TD width="81 %" class="tds15"><P class="ps18"><FONT class="fs227">íå çÿâèëèñÿ;</FONT></P></TD></TR>
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<TR><TD width="19 %" class="tds16"><P class="ps18"><FONT class="fs159">â³äïîâ³äà÷à 1:</FONT></P></TD><TD width="81 %" class="tds16"><P class="ps18"><FONT class="fs226">íå çÿâèëèñÿ;</FONT></P></TD></TR>
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<TR><TD width="19 %" class="tds17"><P class="ps18"><FONT class="fs158">â³äïîâ³äà÷à 2:</FONT></P></TD><TD width="81 %" class="tds17"><P class="ps18"><FONT class="fs225">íå çÿâèëèñÿ;</FONT></P></TD></TR>
<P class="ps12"><FONT class="fs157">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ:</FONT></P>
<P class="ps9"><FONT class="fs223">Çã³äíî ç ïðèïèñàìè ñò. 12 Çàêîíó Óêðà¿íè «Ïðî çàáåçïå÷åííÿ ïðàâ ³ ñâîáîä ãðîìàäÿí íà òèì÷àñîâî îêóïîâàí³é òåðèòîð³¿ Óêðà¿íè» â³ä 15.04.2014 ðîêó ó çâÿçêó ç íåìîæëèâ³ñòþ çä³éñíþâàòè ïðàâîñóääÿ ñóäàìè Àâòîíîìíî¿ Ðåñïóáë³êè Êðèì òà ì³ñòà Ñåâàñòîïîëÿ íà òèì÷àñîâî îêóïîâàíèõ òåðèòîð³ÿõ, çì³íåíî òåðèòîð³àëüíó ï³äñóäí³ñòü ñóäîâèõ ñïðàâ, ï³äñóäíèõ ðîçòàøîâàíèì íà òåðèòîð³¿ Àâòîíîìíî¿ Ðåñïóáë³êè Êðèì òà ì³ñòà Ñåâàñòîïîëÿ ñóäàì, òà âñòàíîâëåíî çàáåçïå÷èòè ðîçãëÿä ãîñïîäàðñüêèõ ñïðàâ Ãîñïîäàðñüêîãî ñóäó Àâòîíîìíî¿ Ðåñïóáë³êè Êðèì - Ãîñïîäàðñüêèì ñóäîì Êè¿âñüêî¿ îáëàñò³, à ãîñïîäàðñüêèõ ñïðàâ Ãîñïîäàðñüêîãî ñóäó ì³ñòà Ñåâàñòîïîëÿ - Ãîñïîäàðñüêèì ñóäîì ì³ñòà Êèºâà, ãîñïîäàðñüêèõ ñïðàâ Ñåâàñòîïîëüñüêîãî àïåëÿö³éíîãî ãîñïîäàðñüêîãî ñóäó - Êè¿âñüêèì àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</FONT></P>
<P class="ps9"><FONT class="fs222">Ó çâÿçêó ç âèêëàäåíèì, ðîçãëÿä äàíî¿ ñïðàâè çä³éñíþºòüñÿ ãîñïîäàðñüêèì ñóäîì Êè¿âñüêî¿ îáëàñò³.</FONT></P>
<P class="ps9"><FONT class="fs221">Óõâàëîþ ãîñïîäàðñüêîãî ñóäó Êè¿âñüêî¿ îáëàñò³ â³ä 24.03.2015 ðîêó ïîðóøåíî ïðîâàäæåííÿ ó ñïðàâ³ òà ïðèçíà÷åíî äî ðîçãëÿäó íà 09.04.2015 ðîêó.</FONT></P>
<P class="ps9"><FONT class="fs220">Óõâàëîþ ãîñïîäàðñüêîãî ñóäó Êè¿âñüêî¿ îáëàñò³ â³ä 09.04.2015 ðîêó ðîçãëÿä ñïðàâè áóëî â³äêëàäåíî íà 30.04.2015 ðîêó.</FONT></P>
<P class="ps9"><FONT class="fs219">20.04.2015 ðîêó &nbsp;÷åðåç êàíöåëÿð³þ ñóäó â³ä ïîçèâà÷à íàä³éøëî êëîïîòàííÿ ¹297 â³ä 14.04.2015 ðîêó, â ÿêîìó ïîçèâà÷ ïðîñèòü ñóä ðîçãëÿäàòè ñïðàâó áåç ó÷àñò³ ïðåäñòàâíèêà ïîçèâà÷à.</FONT></P>
<P class="ps9"><FONT class="fs218">Ïðåäñòàâíèêè ïîçèâà÷à, â³äïîâ³äà÷à 1 òà â³äïîâ³äà÷à 2 â ñóäîâå çàñ³äàííÿ 30.04.2015 ðîêó íå çÿâèëèñÿ, ïðåäñòàâíèêè â³äïîâ³äà÷à 1 òà â³äïîâ³äà÷à 2 â³äçèâ íà ïîçîâ íå íàäàëè, ïðî ÷àñ ³ ì³ñöå ñóäîâîãî çàñ³äàííÿ áóëè ïîâ³äîìëåí³ íàëåæíèì ÷èíîì. </FONT></P>
<P class="ps9"><FONT class="fs217">Â³äïîâ³äíî äî ²íôîðìàö³éíîãî ëèñòà Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 15 áåðåçíÿ 2010 ðîêó ¹01-08/140 «Ïðî äåÿê³ ïèòàííÿ çàïîá³ãàííÿ çëîâæèâàííþ ïðîöåñóàëüíèìè ïðàâàìè ó ãîñïîäàðñüêîìó ñóäî÷èíñòâ³» îñîáè, ÿê³ áåðóòü ó÷àñòü ó ñïðàâ³, ââàæàþòüñÿ ïîâ³äîìëåíèìè ïðî ÷àñ ³ ì³ñöå ¿¿ ðîçãëÿäó ñóäîì, ÿêùî óõâàëó ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ íàä³ñëàíî çà ïîøòîâîþ àäðåñîþ, çàçíà÷åíîþ ó ïîçîâí³é çàÿâ³.</FONT></P>
<P class="ps9"><FONT class="fs216">Çã³äíî ç ïï. 3.9.2 ï. 3.9 ïîñòàíîâè Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 26.12.2011 ð. ¹18 «Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿», ó âèïàäêó íåçÿâëåííÿ â çàñ³äàííÿ ãîñïîäàðñüêîãî ñóäó ïðåäñòàâíèê³â îáîõ ñòîð³í àáî îäí³º¿ ç íèõ ñïðàâà ìîæå áóòè ðîçãëÿíóòà áåç ¿õ ó÷àñò³, ÿêùî íåÿâêà òàêèõ ïðåäñòàâíèê³â íå ïåðåøêîäæàº âèð³øåííþ ñïîðó.</FONT></P>
<P class="ps8"><FONT class="fs215">Íåìîæëèâ³ñòü íàäñèëàííÿ áóäü-ÿêèõ ïîøòîâèõ â³äïðàâëåíü íà àäðåñó ó÷àñíèê³â ñóäîâîãî ïðîöåñó, ÿê³ çíàõîäÿòüñÿ íà òèì÷àñîâî îêóïîâàíèõ òåðèòîð³ÿõ Óêðà¿íè, ï³äòâåðäæóºòüñÿ ïîâ³äîìëåííÿì â³ä 04.04.2014 ¹33-20.606 Óêðà¿íñüêîãî äåðæàâíîãî ï³äïðèºìñòâà ïîøòîâîãî çâ'ÿçêó «Óêðïîøòà» ïðî òèì÷àñîâå ïðèçóïèíåííÿ ïðèéìàííÿ äî ïåðåñèëàííÿ ïîøòîâèõ â³äïðàâëåíü àäðåñîâàíèõ îäåðæóâà÷àì íàñåëåíèõ ïóíêò³â Àâòîíîìíî¿ Ðåñïóáë³êè Êðèì, êîï³ÿ ÿêîãî íàÿâíà â ìàòåð³àëàõ ñïðàâè.</FONT></P>
<P class="ps9"><FONT class="fs214">Ãîñïîäàðñüêèì ñóäîì âðàõîâàíî ðåêîìåíäàö³¿ Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè, ùî âèêëàäåí³ â ³íôîðìàö³éíîìó ëèñò³ â³ä 05.06.2014 ¹ 01-06/745/2014 «Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ ó ñóäîâ³é ïðàêòèö³ Çàêîíó Óêðà¿íè «Ïðî çàáåçïå÷åííÿ ïðàâ ³ ñâîáîä ãðîìàäÿí òà ïðàâîâèé ðåæèì íà òèì÷àñîâî îêóïîâàí³é òåðèòîð³¿ Óêðà¿íè» òà ðîçì³ùåíî 24.03.2015 ðîêó, 10.04.2015 ðîêó ³íôîðìàö³þ ïðî ÷àñ ³ ì³ñöå ñóäîâîãî çàñ³äàííÿ íà îô³ö³éíîìó âåá-ïîðòàë³ ãîñïîäàðñüêîãî ñóäó Êè¿âñüêî¿ îáëàñò³ â ìåðåæ³ ²íòåðíåò â ðîçä³ë³ «Íîâèíè òà ïîä³¿ ñóäó». </FONT></P>
<P class="ps9"><FONT class="fs213">Âðàõîâóþ÷è òå, ùî íåçÿâëåííÿ ïðåäñòàâíèê³â ñòîð³í íå ïåðåøêîäæàº ðîçãëÿäó ñïðàâè ïî ñóò³, à ìàòåð³àëè ñïðàâè º äîñòàòí³ìè äëÿ âèð³øåííÿ ñïîðó â äàíîìó ñóäîâîìó çàñ³äàíí³, ñóä ââàæàº çà ìîæëèâå ðîçãëÿíóòè ïîçîâ ó â³äñóòíîñò³ ïðåäñòàâíèê³â ïîçèâà÷à, â³äïîâ³äà÷à 1 òà â³äïîâ³äà÷à 2, çà íàÿâíèìè ó ñïðàâ³ ìàòåð³àëàìè çã³äíî ç âèìîãàìè ñòàòò³ 75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè.</FONT></P>
<P class="ps9"><FONT class="fs212">Äîñë³äèâøè íàÿâí³ â ìàòåð³àëàõ ñïðàâè äîêàçè, âñåá³÷íî ³ ïîâíî çÿñóâàâøè âñ³ ôàêòè÷í³ äàí³, íà ÿêèõ ´ðóíòóºòüñÿ ïîçîâ, îáºêòèâíî îö³íèâøè äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ðîçãëÿäó ñïðàâè ³ âèð³øåííÿ ñïîðó ïî ñóò³, ñóä</FONT></P>
<P class="ps16"><FONT class="fs156">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps9"><FONT class="fs210">Â³äïîâ³äíî äî ï. 1.1.1. äîãîâîðó, êðåäèò íàäàºòüñÿ ó ðîçì³ð³ 1&nbsp; 876&nbsp; 316,79 (îäèí ì³ëüéîí â³ñ³ìñîò ñ³ìäåñÿò ø³ñòü òèñÿ÷ òðèñòà ø³ñòíàäöÿòü ãðèâåíü 79 êîï³éîê) ãðèâåíü.</FONT></P>
<P class="ps9"><FONT class="fs209">Çã³äíî ï. 1.1.6. äîãîâîðó, òåðì³í êîðèñòóâàííÿ êðåäèòîì äî 16 ëèïíÿ 2015 ðîêó âêëþ÷íî.</FONT></P>
<P class="ps9"><FONT class="fs208">Ïóíêòîì 1.1.3. äîãîâîðó âñòàíîâëåíî, ùî ïðîöåíòíà ñòàâêà çà êîðèñòóâàííÿ êðåäèòîì: 19,0 % â³äñîòê³â ð³÷íèõ. Òèï ïðîöåíòíî¿ ñòàâêè  ô³êñîâàíà.</FONT></P>
<P class="ps9"><FONT class="fs207">Â³äïîâ³äíî äî ï. 2.4. äîãîâîðó, â ðåäàêö³¿ äîäàòêîâî¿ óãîäè ¹ 4 â³ä 04.07.2014 ðîêó äî äîãîâîðó , ñòðîê ñïëàòè ïðîöåíò³â çà êðåäèòíèì äîãîâîðîì çà ïåð³îä ç 01.06.2014 ðîêó ïî 30.09.2014 ðîêó âñòàíîâëþºòüñÿ äî 05.10.2014 ðîêó âêëþ÷íî. Ç 06.10.2014 ðîêó ïåð³îä ñïëàòè ïðîöåíò³â âñòàíîâëþºòüñÿ: ç 1-ãî ïî 5-å ÷èñëî êîæíîãî ïîòî÷íîãî ì³ñÿöÿ. Çàáîðãîâàí³ñòü çà ïðîöåíòàìè ïîãàøàºòüñÿ â ñóì³ çàëèøêó íà 1-øå ÷èñëî êîæíîãî ïîòî÷íîãî ì³ñÿöÿ çà ïîïåðåäí³é ì³ñÿöü.</FONT></P>
<P class="ps9"><FONT class="fs206">Öåé äîãîâ³ð íàáóâàº ÷èííîñò³ ç äàòè éîãî ï³äïèñàííÿ òà ñêð³ïëåííÿ ïå÷àòêàìè ñòîð³í òà ä³º äî ïîâíîãî âèêîíàííÿ ïîçè÷àëüíèêîì ñâî¿õ çîáîâÿçàíü çà öèì äîãîâîðîì (ï. 7.1. äîãîâîðó).</FONT></P>
<P class="ps9"><FONT class="fs205">Çã³äíî ç ÷. 1 ñò. 1054 ÖÊ Óêðà¿íè çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè.</FONT></P>
<P class="ps9"><FONT class="fs204">Â³äïîâ³äíî äî ÷. 2 ñò. 1054 ÖÊ Óêðà¿íè, äî â³äíîñèí çà êðåäèòíèì äîãîâîðîì çàñòîñîâóþòüñÿ ïîëîæåííÿ ïàðàãðàôà 1 «Ïîçèêà» ãëàâè 71 «Ïîçèêà. Êðåäèò. Áàíê³âñüêèé âêëàä» ÖÊ Óêðà¿íè, ÿêùî ³íøå íå âñòàíîâëåíî öèì ïàðàãðàôîì ³ íå âèïëèâàº ³ç ñóò³ êðåäèòíîãî äîãîâîðó.</FONT></P>
<P class="ps9"><FONT class="fs203">Â³äïîâ³äíî äî ÷. 1 ñò. 1049 ÖÊ Óêðà¿íè, ïîçè÷àëüíèê çîáîâÿçàíèé ïîâåðíóòè ïîçèêîäàâöåâ³ ïîçèêó (ãðîøîâ³ êîøòè ó òàê³é ñàì³é ñóì³ àáî ðå÷³, âèçíà÷åí³ ðîäîâèìè îçíàêàìè, ó òàê³é ñàì³é ê³ëüêîñò³, òàêîãî ñàìîãî ðîäó òà òàêî¿ ñàìî¿ ÿêîñò³, ùî áóëè ïåðåäàí³ éîìó ïîçèêîäàâöåì) ó ñòðîê òà â ïîðÿäêó, ùî âñòàíîâëåí³ äîãîâîðîì.</FONT></P>
<P class="ps9"><FONT class="fs202">Â³äïîâ³äíî äî ÷. 1 ñò. 1048 ÖÊ Óêðà¿íè ïîçèêîäàâåöü ìàº ïðàâî íà îäåðæàííÿ â³ä ïîçè÷àëüíèêà ïðîöåíò³â â³ä ñóìè ïîçèêè, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. Ðîçì³ð ³ ïîðÿäîê îäåðæàííÿ ïðîöåíò³â âñòàíîâëþºòüñÿ äîãîâîðîì.</FONT></P>
<P class="ps9"><FONT class="fs201">×àñòèíîþ 2 ñòàòò³ 1050 ÖÊ Óêðà¿íè âèçíà÷åíî, ùî ÿêùî äîãîâîðîì âñòàíîâëåíèé îáîâÿçîê ïîçè÷àëüíèêà ïîâåðíóòè ïîçèêó ÷àñòèíàìè (ç ðîçñòðî÷åííÿì), òî â ðàç³ ïðîñòðî÷åííÿ ïîâåðíåííÿ ÷åðãîâî¿ ÷àñòèíè ïîçèêîäàâåöü ìàº ïðàâî âèìàãàòè äîñòðîêîâîãî ïîâåðíåííÿ ÷àñòèíè ïîçèêè, ùî çàëèøèëàñÿ, òà ñïëàòè ïðîöåíò³â, íàëåæíèõ éîìó â³äïîâ³äíî äî ñòàòò³ 1048 öüîãî Êîäåêñó. </FONT></P>
<P class="ps9"><FONT class="fs200">Â³äïîâ³äíî äî ïîëîæåíü ÷. 1 ñò. 509 ÖÊ Óêðà¿íè òà ÷. 1 ñò. 173 ÃÊ Óêðà¿íè, â ñèëó çîáîâÿçàííÿ îäíà ñòîðîíà (áîðæíèê) çîáîâÿçàíà â÷èíèòè íà êîðèñòü äðóãî¿ ñòîðîíè (êðåäèòîðà) ïåâíó ä³þ (ïåðåäàòè ìàéíî, âèêîíàòè ðîáîòó, íàäàòè ïîñëóãó, ñïëàòèòè ãðîø³ òîùî) àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à êðåäèòîð ìàº ïðàâî âèìàãàòè â³ä áîðæíèêà âèêîíàííÿ éîãî îáîâÿçêó.</FONT></P>
<P class="ps9"><FONT class="fs199">Çã³äíî ç³ ñò. 193 ÃÊ Óêðà¿íè, ïðèïèñè ÿêî¿ êîðåñïîíäóþòüñÿ ç ïðèïèñàìè ñò. 526 ÖÊ Óêðà¿íè, çîáîâÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã - â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ. Îêð³ì öüîãî, â³äïîâ³äíî äî ñò. 629 ÖÊ Óêðà¿íè äîãîâ³ð º îáîâÿçêîâèì äî âèêîíàííÿ.</FONT></P>
<P class="ps9"><FONT class="fs198">Çã³äíî ç³ ñò. 610 ÖÊ Óêðà¿íè ïîðóøåííÿì çîáîâÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâÿçàííÿ (íåíàëåæíå âèêîíàííÿ).</FONT></P>
<P class="ps9"><FONT class="fs197">Ïîçèâà÷ íàëåæíèì ÷èíîì òà â ïîâíîìó îáñÿç³ âèêîíàâ âçÿò³ íà ñåáå çîáîâÿçàííÿ çã³äíî ç óìîâàìè äîãîâîðó, ïåðåðàõóâàâøè â³äïîâ³äà÷ó êîøòè, ùî ï³äòâåðäæóºòüñÿ íàÿâíèìè â ìàòåð³àëàõ ñïðàâè áàíê³âñüêèìè âèïèñêàìè ç ïîçè÷êîâîãî ðàõóíêó îñòàííüîãî.</FONT></P>
<P class="ps9"><FONT class="fs196">Ïðîòå, ïîçè÷àëüíèê íå âèêîíóº íàëåæíèì ÷èíîì ñâî¿ çîáîâÿçàííÿ â ÷àñòèí³ ïîâåðíåííÿ êðåäèòó òà ñïëàòè ïðîöåíò³â çà âêàçàíèì êðåäèòíèì äîãîâîðîì, ó çâÿçêó ç ÷èì çà îñòàíí³ì óòâîðèëàñü ïîòî÷íà çàáîðãîâàí³ñòü ïî ò³ëó êðåäèòó ó ðîçì³ð³ 214&nbsp; 436,24 ãðí., ïðîñòðî÷åíà çàáîðãîâàí³ñòü ïî ò³ëó êðåäèòó ó ðîçì³ð³ 462&nbsp; 853,13 ãðí., ïîòî÷íà çàáîðãîâàí³ñòü çà ïðîöåíòàìè ó ðîçì³ð³ 1&nbsp; 386,39 ãðí., ïðîñòðî÷åíà çàáîðãîâàí³ñòü çà ïðîöåíòàìè 88&nbsp; 455,24 ãðí. </FONT></P>
<P class="ps9"><FONT class="fs195">Îñê³ëüêè, â³äïîâ³äà÷åì â ïîðóøåííÿ âçÿòèõ íà ñåáå çîáîâÿçàíü, çã³äíî ç óìîâàìè äîãîâîðó ó âñòàíîâëåíèé ñòðîê íå çä³éñíåíî ïîâåðíåííÿ êðåäèòó òà íå ñïëà÷åí³ ïðîöåíòè çà êîðèñòóâàííÿ êðåäèòîì, âèìîãè ïîçèâà÷à ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à çàáîðãîâàíîñò³ ïî ò³ëó êðåäèòó ó ðîçì³ð³ 214&nbsp; 436,24 ãðí., ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ ïî ò³ëó êðåäèòó ó ðîçì³ð³ 462&nbsp; 853,13 ãðí., ïîòî÷íî¿ çàáîðãîâàíîñò³ çà ïðîöåíòàìè ó ðîçì³ð³ 1&nbsp; 386,39 ãðí., ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ çà ïðîöåíòàìè 88&nbsp; 455,24 ãðí. º ïðàâîì³ðíèìè òà òàêèìè, ùî ï³äëÿãàþòü çàäîâîëåííþ.</FONT></P>
<P class="ps9"><FONT class="fs194">Ñòàòòåþ 611 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî ó ðàç³ ïîðóøåííÿ çîáîâÿçàííÿ íàñòàþòü ïðàâîâ³ íàñë³äêè, âñòàíîâëåí³ äîãîâîðîì àáî çàêîíîì, çîêðåìà ñïëàòà íåóñòîéêè. </FONT></P>
<P class="ps9"><FONT class="fs193">Êð³ì òîãî, ó çâ'ÿçêó ç íåíàëåæíèì âèêîíàííÿì â³äïîâ³äà÷åì ñâî¿õ çîáîâÿçàíü çà äîãîâîðîì â ÷àñòèí³ ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì ïîçèâà÷ ïðîñèòü ñóä ñòÿãíóòè ç â³äïîâ³äà÷à ïåíþ ó ðîçì³ð³ 6&nbsp; 392,38 ãðí.</FONT></P>
<P class="ps9"><FONT class="fs192">Çà ïîðóøåííÿ ñòðîê³â ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì òà/àáî êîì³ñ³¿ áàíê ìàº ïðàâî íàðàõîâóâàòè ïîçè÷àëüíèêó ïåíþ â ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ â³ä ñóìè ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ çà êîæíèé äåíü ïðîñòðî÷åííÿ (ï. 6.4. äîãîâîðó).</FONT></P>
<P class="ps9"><FONT class="fs191">Ó ñôåð³ ãîñïîäàðþâàííÿ çã³äíî ç ÷. 2 ñò. 217 òà ÷. 1 ñò. 230 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, çàñòîñîâóþòüñÿ ãîñïîäàðñüê³ ñàíêö³¿, çîêðåìà, øòðàôí³ ñàíêö³¿ ó âèãëÿä³ ãðîøîâî¿ ñóìè (íåóñòîéêà, øòðàô, ïåíÿ), ÿêó ó÷àñíèê ãîñïîäàðñüêèõ â³äíîñèí çîáîâÿçàíèé ñïëàòèòè ó ðàç³ ïîðóøåííÿ íèì ïðàâèë çä³éñíåííÿ ãîñïîäàðñüêî¿ ä³ÿëüíîñò³, íåâèêîíàííÿ àáî íåíàëåæíîãî âèêîíàííÿ ãîñïîäàðñüêîãî çîáîâÿçàííÿ.</FONT></P>
<P class="ps9"><FONT class="fs190">Øòðàôí³ ñàíêö³¿ çà ïîðóøåííÿ ãðîøîâèõ çîáîâÿçàíü âñòàíîâëþþòüñÿ ó â³äñîòêàõ, ðîçì³ð ÿêèõ âèçíà÷àºòüñÿ îáë³êîâîþ ñòàâêîþ Íàö³îíàëüíîãî áàíêó Óêðà¿íè, çà âåñü ÷àñ êîðèñòóâàííÿ ÷óæèìè êîøòàìè, ÿêùî ³íøèé ðîçì³ð â³äñîòê³â íå ïåðåäáà÷åíî çàêîíîì àáî äîãîâîðîì (÷. 6 ñò. 231 ÃÊ Óêðà¿íè).</FONT></P>
<P class="ps9"><FONT class="fs189">Íà ï³äñòàâ³ âêàçàíèõ íîðì ïðàâà òà âðàõîâóþ÷è, ùî ðîçðàõóíîê ïåí³ çà ïîðóøåííÿ ñòðîêó ñïëàòè ïðîöåíò³â, äîäàíèé äî ïîçîâíî¿ çàÿâè, ÿêèé ïðîâåäåíèé ç óðàõóâàííÿì ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ùî ä³ÿëà íà ìîìåíò íàðàõóâàííÿ ïåí³, º â³ðíèì, âèìîãè ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à ïåí³ ó ðîçì³ð³ 6&nbsp; 392,38 ãðí. ï³äëÿãàþòü çàäîâîëåííþ.</FONT></P>
<P class="ps8"><FONT class="fs187">Â³äïîâ³äíî äî ï. 1.2. äîãîâîðó ïîðóêè, ïîðó÷èòåëü â³äïîâ³äàº ïåðåä êðåäèòîðîì çà âèêîíàííÿ çîáîâÿçàííÿ áîðæíèêîì â ïîâíîìó îáñÿç³. Ïîðó÷èòåëü â³äïîâ³äàº â òîìó æ îáñÿç³, ùî é áîðæíèê, âêëþ÷àþ÷è ñïëàòó îñíîâíîãî áîðãó, ïðîöåíò³â, êîì³ñ³é, ïåí³, âèòðàò êðåäèòîðà òîùî.</FONT></P>
<P class="ps8"><FONT class="fs186">Ñòàòòåþ 554 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷åíî, ùî ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâ'ÿçàííÿ, çàáåçïå÷åíîãî ïîðóêîþ, áîðæíèê ³ ïîðó÷èòåëü â³äïîâ³äàþòü ïåðåä êðåäèòîðîì ÿê ñîë³äàðí³ áîðæíèêè, ÿêùî äîãîâîðîì ïîðóêè íå âñòàíîâëåíî äîäàòêîâó (ñóáñèä³àðíó) â³äïîâ³äàëüí³ñòü ïîðó÷èòåëÿ. Îñîáè, ÿê³ ñï³ëüíî äàëè ïîðóêó, â³äïîâ³äàþòü ïåðåä êðåäèòîðîì ñîë³äàðíî, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì ïîðóêè.</FONT></P>
<P class="ps8"><FONT class="fs185">Â³äïîâ³äíî äî ñòàòò³ 543 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ó ðàç³ ñîë³äàðíîãî îáîâ'ÿçêó áîðæíèê³â (ñîë³äàðíèõ áîðæíèê³â) êðåäèòîð ìàº ïðàâî âèìàãàòè âèêîíàííÿ îáîâ'ÿçêó ÷àñòêîâî àáî â ïîâíîìó îáñÿç³ ÿê â³ä óñ³õ áîðæíèê³â ðàçîì, òàê ³ â³ä áóäü-êîãî ç íèõ îêðåìî. Ñîë³äàðí³ áîðæíèêè çàëèøàþòüñÿ çîáîâ'ÿçàíèìè äîòè, äîêè ¿õí³é îáîâ'ÿçîê íå áóäå âèêîíàíèé ó ïîâíîìó îáñÿç³.</FONT></P>
<P class="ps8"><FONT class="fs184"> Ñóäó íå ïîäàíî æîäíèõ äîêàç³â ³ñíóâàííÿ îáñòàâèí, ÿê³ á ñâ³ä÷èëè ïðî ïðèïèíåííÿ çîáîâ'ÿçàíü ïîðóêè.</FONT></P>
<P class="ps8"><FONT class="fs182">×àñòèíîþ 1 ñò. 543 ÖÊ Óêðà¿íè ïåðåäáà÷åíî, ùî ó ðàç³ ñîë³äàðíîãî îáîâ'ÿçêó áîðæíèê³â (ñîë³äàðíèõ áîðæíèê³â) êðåäèòîð ìàº ïðàâî âèìàãàòè âèêîíàííÿ îáîâ'ÿçêó ÷àñòêîâî àáî â ïîâíîìó îáñÿç³ ÿê â³ä óñ³õ áîðæíèê³â ðàçîì, òàê ³ â³ä áóäü-êîãî ç íèõ îêðåìî. Êðåäèòîð, ÿêèé îäåðæàâ âèêîíàííÿ îáîâ'ÿçêó íå â ïîâíîìó îáñÿç³ â³ä îäíîãî ³ç ñîë³äàðíèõ áîðæíèê³â, ìàº ïðàâî âèìàãàòè íåäîîäåðæàíå â³ä ðåøòè ñîë³äàðíèõ áîðæíèê³â. Ñîë³äàðí³ áîðæíèêè çàëèøàþòüñÿ çîáîâ'ÿçàíèìè äîòè, äîêè ¿õí³é îáîâ'ÿçîê íå áóäå âèêîíàíèé ó ïîâíîìó îáñÿç³.</FONT></P>
<P class="ps8"><FONT class="fs181">Â³äïîâ³äíî äî ñò. 16 ÖÊ Óêðà¿íè êîæíà îñîáà ìàº ïðàâî çâåðíóòèñÿ äî ñóäó çà çàõèñòîì ñâîãî îñîáèñòîãî íåìàéíîâîãî àáî ìàéíîâîãî ïðàâà òà ³íòåðåñó.</FONT></P>
<P class="ps11"><FONT class="fs179">Â³äïîâ³äíî äî &nbsp;ï. 22 ÷. 1 ñò. 5 &nbsp;Çàêîíó Óêðà¿íè «Ïðî ñóäîâèé çá³ð», â³ä ñïëàòè ñóäîâîãî çáîðó çâ³ëüíÿºòüñÿ óïîâíîâàæåíà îñîáà Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á - ó ñïðàâàõ, ïîâ'ÿçàíèõ ³ç çä³éñíåííÿì òèì÷àñîâî¿ àäì³í³ñòðàö³¿ òà ë³êâ³äàö³¿ áàíêó.</FONT></P>
<P class="ps3"><FONT class="fs178">Ñóäîâèé çá³ð, â³ä ñïëàòè ÿêîãî ïîçèâà÷ ó âñòàíîâëåíîìó ïîðÿäêó çâ³ëüíåíèé, ñòÿãóºòüñÿ ç â³äïîâ³äà÷à â äîõîä áþäæåòó ïðîïîðö³éíî ðîçì³ðó çàäîâîëåíèõ âèìîã, ÿêùî â³äïîâ³äà÷ íå çâ³ëüíåíèé â³ä ñïëàòè ñóäîâîãî çáîðó (÷. 3 ñò. 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè). </FONT></P>
<P class="ps3"><FONT class="fs177">Âðàõîâóþ÷è, ùî â³äïîâ³äà÷ 1 òà â³äïîâ³äà÷ 2 íå çâ³ëüíåí³ â³ä ñïëàòè ñóäîâîãî çáîðó çã³äíî ñò. 5 Çàêîíó Óêðà¿íè «Ïðî ñóäîâèé çá³ð» âèòðàòè ïî ñïëàò³ ñóäîâîãî çáîðó, â³äïîâ³äíî äî ñòàòåé 44, 49 ÃÏÊ Óêðà¿íè, ïîêëàäàþòüñÿ ñóäîì íà â³äïîâ³äà÷à 1 òà â³äïîâ³äà÷à â ð³âíèõ ÷àñòèíàõ.</FONT></P>
<P class="ps9"><FONT class="fs176">Âðàõîâóþ÷è âèùåâèêëàäåíå, êåðóþ÷èñü, ñò.ñò. 44, 49, 75, 82-85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ñóä </FONT></P>
<P class="ps2"><FONT class="fs155">Â È Ð ² Ø È Â:</FONT></P>
<P class="ps9"><FONT class="fs175">Ïîçîâ çàäîâîëüíèòè ïîâí³ñòþ. </FONT></P>
<P class="ps11"><FONT class="fs171">Ï³ñëÿ âñòóïó ð³øåííÿ â çàêîííó ñèëó âèäàòè íàêàçè.</FONT></P>
<P class="ps11"><FONT class="fs170">Ð³øåííÿ íàáèðàº çàêîííî¿ ñèëè â³äïîâ³äíî äî âèìîã ñò. 85 ÃÏÊ Óêðà¿íè.</FONT></P>
<P><FONT class="fs169"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïîâíå ð³øåííÿ ñêëàäåíî 05.05.2015 ð.</FONT></P>
<P><FONT class="fs154"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñóääÿ                                                                       &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;          &nbsp;&nbsp;&nbsp;&nbsp;                    Ò.Ä. Ëèëàê</FONT></P>
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