<TITLE>910/4507/15-ã</TITLE>
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<TABLE cellspacing=0 px class="tslast">
<TR><TD width="100 %" class="tds1"><P class="ps14"><FONT class="fs286"> &nbsp;</FONT><FONT class="fs284"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps5"><FONT class="fs123">Ð²ØÅÍÍß</FONT></P>
<P class="ps5"><FONT class="fs122">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="50 %" class="tds6"><P><FONT class="fs99">22.04.2015</FONT></P></TD><TD width="50 %" class="tds6"><P class="ps13"><FONT class="fs135">Ñïðàâà ¹910/4507/15-ã</FONT></P></TD></TR>
<P><FONT class="fs134">Çà ïîçîâîì</FONT><FONT class="fs241">&nbsp; &nbsp;&nbsp;Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Áàíê «Êîíòðàêò»</FONT></P>
<P class="ps1"><FONT class="fs133">äî</FONT><FONT class="fs240">&nbsp; &nbsp;&nbsp;Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Ñïð³íò-Åêñïðåñ»,</FONT></P>
<P class="ps1"><FONT class="fs239">Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Òð³àäà-Òðåéä»</FONT></P>
<P class="ps4"><FONT class="fs131">Ñóääÿ&nbsp; &nbsp;&nbsp;&nbsp;Äåìèäîâ Â.Î.</FONT></P>
<P class="ps1"><FONT class="fs130">Ïðåäñòàâíèêè ñòîð³í:</FONT></P>
<P class="ps1"><FONT class="fs237">â³ä&nbsp; &nbsp;&nbsp;ïîçèâà÷à  íå çÿâèâñÿ,</FONT></P>
<P class="ps1"><FONT class="fs236">â³ä â³äïîâ³äà÷à - íå ïðèáóâ</FONT></P>
<P class="ps6"><FONT class="fs129">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps0"><FONT class="fs234"> &nbsp;Ïîçîâí³ âèìîãè îá´ðóíòîâàí³ ôàêòîì ïîðóøåííÿ â³äïîâ³äà÷àìè çîáîâÿçàíü çà äîãîâîðîì ¹19/2013 â³ä 20.03.2013 ïðî íàäàííÿ êðåäèòó, äîäàòêîâîþ óãîäîþ ¹1 â³ä 26.03.2013, äîäàòêîâîþ óãîäîþ ¹2 â³ä 25.11.2013, äîäàòêîâîþ óãîäîþ ¹3 â³ä 19.12.2013 òà äîäàòêîâîþ óãîäîþ ¹4 â³ä 19.03.2014 &nbsp;ùîäî ñïëàòè êðåäèòó òà ïðîöåíò³â.</FONT></P>
<P class="ps1"><FONT class="fs233"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ó ñóäîâå çàñ³äàííÿ ïðåäñòàâíèê ïîçèâà÷à íå ç'ÿâèâñÿ, ïðè÷èí íåÿâêè ñóäó íå äîïîâ³â, ïðî ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè íàëåæíèì ÷èíîì ïîâ³äîìëåíèé, ùî ï³äòâåðäæóºòüñÿ íàÿâíîþ â ìàòåð³àëàõ ñïðàâè ðîçïèñêîþ óïîâíîâàæåíîãî ïðåäñòàâíèêà.</FONT></P>
<P class="ps1"><FONT class="fs232"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ó ñóäîâå çàñ³äàííÿ ïðåäñòàâíèêè â³äïîâ³äà÷³â íå ç'ÿâèëèñÿ, ïðè÷èí íåÿâêè ñóäó íå äîïîâ³ëè, ïðî ÷àñ òà ì³ñöå ðîçãëÿäó ñïðàâè íàëåæíèì ÷èíîì ïîâ³äîìëÿëèñÿ øëÿõîì íàäñèëàííÿ çà íàëåæíîþ þðèäè÷íîþ àäðåñîþ óõâàëè ñóäó. Â³äçèâ íà ïîçîâíó çàÿâó íå íàäàëè.</FONT></P>
<P class="ps1"><FONT class="fs231"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Çã³äíî ³ç àáç. 3 ï. 3.9.1 </FONT><FONT class="fs277">ïîñòàíîâè Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè â³ä 26.12.2011 ¹ 18 «Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿»</FONT><FONT class="fs230"> â ðàç³ ÿêùî óõâàëó ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ áóëî íàä³ñëàíî çà íàëåæíîþ àäðåñîþ (òîáòî ïîâ³äîìëåíîþ ñóäó ñòîðîíîþ, à â ðàç³ íåíàäàííÿ ñóäó â³äïîâ³äíî¿ ³íôîðìàö³¿ - àäðåñîþ, çàçíà÷åíîþ â ªäèíîìó äåðæàâíîìó ðåºñòð³ þðèäè÷íèõ îñ³á - ï³äïðèºìö³â), ³ íå ïîâåðíóòî ï³äïðèºìñòâîì çâ'ÿçêó àáî ïîâåðíóòî ç ïîñèëàííÿì íà â³äñóòí³ñòü (âèáóòòÿ) àäðåñàòà, â³äìîâó â³ä îäåðæàííÿ, çàê³í÷åííÿ ñòðîêó çáåð³ãàííÿ ïîøòîâîãî â³äïðàâëåííÿ òîùî, òî ââàæàºòüñÿ, ùî àäðåñàò ïîâ³äîìëåíèé ïðî ÷àñ ³ ì³ñöå ðîçãëÿäó ñïðàâè ñóäîì.</FONT></P>
<P class="ps1"><FONT class="fs229"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ç óðàõóâàííÿì âèêëàäåíîãî, à òàêîæ ïîëîæåíü </FONT><FONT class="fs276">ñò. 75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs228">, ñóä ââàæàº çà ìîæëèâå ðîçãëÿíóòè ñïðàâó çà â³äñóòíîñò³ ïðåäñòàâíèêà â³äïîâ³äà÷à íà ï³äñòàâ³ íàÿâíèõ ó ñïðàâ³ äîêàç³â.</FONT></P>
<P class="ps2"><FONT class="fs138"> &nbsp;Ðîçãëÿíóâøè ïîäàí³ äîêóìåíòè ³ ìàòåð³àëè, ç'ÿñóâàâøè ôàêòè÷í³ îáñòàâèíè, íà ÿêèõ ´ðóíòóºòüñÿ ïîçîâ òà îö³íèâøè äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ðîçãëÿäó ñïðàâè ³ âèð³øåííÿ ñïîðó ïî ñóò³, ãîñïîäàðñüêèé ñóä ì³ñòà Êèºâà âñòàíîâèâ òàê³ ôàêòè÷í³ îáñòàâèíè ñïðàâè.</FONT></P>
<P class="ps1"><FONT class="fs227"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;20.03.2013 &nbsp;ì³æ Ïóáë³÷íèì àêö³îíåðíèì òîâàðèñòâîì Áàíê «Êîíòðàêò» òà Òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Ñïð³íò-Åêñïðåñ» (ïîçè÷àëüíèê) áóëî óêëàäåíî äîãîâ³ð ¹19/2013 ïðî íàäàííÿ êðåäèòó (äàë³ çà òåêñòîì  äîãîâ³ð), â³äïîâ³äíî äî ÿêîãî áàíê çîáîâÿçàâñÿ íàäàòè â³äïîâ³äà÷ó &nbsp;êðåäèò ó ñóì³ 187000 ãðí., à â³äïîâ³äà÷ çîáîâÿçàâñÿ ïîâåðíóòè êðåäèò â ñòðîê äî 19.03.2014.</FONT></P>
<P class="ps1"><FONT class="fs225"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïðîöåíòíà ñòàâêà &nbsp;çà íàäàíèìè êðåäèòíèìè êîøòàìè çã³äíî äîãîâîðó âñòàíîâëþºòüñÿ ó ðîçì³ð³ 26% ð³÷íèõ (ï. 2.3 äîãîâîðó).</FONT></P>
<P class="ps1"><FONT class="fs224"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïðîöåíòè çà êîðèñòóâàííÿ êðåäèòîì ñïëà÷óþòüñÿ ïîçè÷àëüíèêîì íà ðàõóíîê ùîì³ñÿ÷íî çà ïåð³îä &nbsp;ç 25-ãî ÷èñëà ì³ñÿöÿ, ùî ïåðåäóº ïîòî÷íîìó, ïî 24 ÷èñëî (âêëþ÷íî) ïîòî÷íîãî ì³ñÿöÿ, íå ï³çí³øå îñòàííüîãî ðîáî÷îãî äíÿ ïîòî÷íîãî ì³ñÿöÿ òà ó äåíü íàñòàííÿ ñòðîêó îñòàòî÷íîãî ïîâåðíåííÿ êðåäèòó (ï. 3.4 äîãîâîðó).</FONT></P>
<P class="ps1"><FONT class="fs223"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Äîãîâ³ð &nbsp;÷èííèé ç äàòè éîãî ï³äïèñàííÿ òà ä³º äî 19.03.2014, àáî äî ïîâíîãî ïîâåðíåííÿ &nbsp;ïîçè÷àëüíèêîì âñ³õ îòðèìàíèõ ñóì êðåäèòó, ñïëàòè ó ïîâíîìó îáñÿç³ ïëàòè çà êðåäèò, íåóñòîéêè òà ïîâíîãî âèêîíàííÿ ïîçè÷àëüíèêîì áóäü-ÿêèõ ³íøèõ ãðîøîâèõ çîáîâÿçàíü çã³äíî óìîâ äîãîâîðó (ï. 6.1 äîãîâîðó).</FONT></P>
<P class="ps1"><FONT class="fs222"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Äîäàòêîâîþ óãîäîþ ¹1 â³ä 26.03.2013, äîäàòêîâîþ óãîäîþ ¹2 â³ä 25.11.2013, äîäàòêîâîþ óãîäîþ ¹3 â³ä 19.12.2013 òà äîäàòêîâîþ óãîäîþ ¹4 â³ä 19.03.2014 áóëî âíåñåíî çì³íè äî äîãîâîðó, ùî ïîëÿãàþòü çîêðåìà ó òàêîìó.</FONT></P>
<P class="ps1"><FONT class="fs221"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ó äîäàòêîâ³é óãîä³ ¹2 â³ä 25.11.2013 ñòîðîíè äîìîâèëèñü, ùî ïðîöåíòíà ñòàâêà çà íàäàíèìè êðåäèòíèìè êîøòàìè &nbsp;çã³äíî äîãîâîðó âñòàíîâëþºòüñÿ ó ðîçì³ð³ 20% ð³÷íèõ. Ó âèïàäêó ïîðóøåííÿ ïîçè÷àëüíèêîì ãðàô³êó ïîâåðíåííÿ êðåäèòó òà/àáî ñòðîêó îñòàòî÷íîãî ïîâåðíåííÿ êðåäèòó, ïîçè÷àëüíèê ïîâèíåí ñïëàòèòè ïðîöåíòè çà íåïðàâîì³ðíå êîðèñòóâàííÿ êðåäèòîì, âèõîäÿ÷è ç ïðîöåíòíî¿ ñòàâêè ó ðîçì³ð³ 20% ð³÷íèõ, ùî íàðàõîâóþòüñÿ íà ñóìó ïðîñòðî÷åíîãî êðåäèòó.</FONT></P>
<P class="ps1"><FONT class="fs220"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Çã³äíî äîäàòêîâî¿ óãîäè ¹3 â³ä 19.12.2013 ñòîðîíè äîìîâèëèñÿ ïðî òå, ùî ïðîöåíòè çà êîðèñòóâàííÿ êðåäèòîì, íàðàõîâàí³ çà ïåð³îä ç 25.11.2013 ïî 24.01.2014 (âêëþ÷íî), ñïëà÷óþòüñÿ ïîçè÷àëüíèêîì íå ï³çí³øå 31.01.2014. Ïðîöåíòè &nbsp;çà êîðèñòóâàííÿ êðåäèòîì ñïëà÷óþòüñÿ ïîçè÷àëüíèêîì ùîì³ñÿ÷íî çà ïåð³îä ç 25-ãî ÷èñëà ì³ñÿöÿ, ùî ïåðåäóº ïîòî÷íîìó, ïî 24 ÷èñëî (âêëþ÷íî) ïîòî÷íîãî ì³ñÿöÿ, íå ï³çí³øå îñòàííüîãî ðîáî÷îãî äíÿ ïîòî÷íîãî ì³ñÿöÿ òà ó äåíü íàñòàííÿ ñòðîêó îñòàòî÷íîãî ïîâåðíåííÿ êðåäèòó.</FONT></P>
<P class="ps1"><FONT class="fs218"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Êð³ì òîãî, äîäàòêîâîþ óãîäîþ ¹4 â³ä 19.03.2014 ïåðåäáà÷åíî, ùî ïðîöåíòè çà êîðèñòóâàííÿ &nbsp;êðåäèòîì, íàðàõîâàí³ &nbsp;çà ïåð³îä ç 25.10.2013 ïî 24.02.2015 (âêëþ÷íî), ñïëà÷óþòüñÿ ïîçè÷àëüíèêîì íå ï³çí³øå &nbsp;31.03.2014. Ïðîöåíòè çà êîðèñòóâàííÿ &nbsp;êðåäèòîì ñïëà÷óþòüñÿ ïîçè÷àëüíèêîì ùîì³ñÿ÷íî çà ïåð³îä ç 25 ÷èñëà ì³ñÿöÿ, ùî ïåðåäóº ïîòî÷íîìó, ïî 24 ÷èñëî (âêëþ÷íî), íå ï³çí³øå îñòàííüîãî ðîáî÷îãî äíÿ ïîòî÷íîãî ì³ñÿöÿ òà ó äåíü íàñòàííÿ ñòðîêó îñòàòî÷íîãî ïîâåðíåííÿ êðåäèòó.</FONT></P>
<P class="ps1"><FONT class="fs217"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ó äîäàòêîâ³é óãîä³ ¹4 â³ä 19.03.2014 &nbsp;âèçíà÷åíî, ùî äîãîâ³ð íàáèðàº ÷èííîñò³ ç äàòè éîãî ï³äïèñàííÿ ïîâíîâàæíèìè ïðåäñòàâíèêàìè ñòîð³í òà ä³º äî 01.10.2015 àáî äî ïîâíîãî ïîâåðíåííÿ ïîçè÷àëüíèêîì âñ³õ îòðèìàíèõ ñóì êðåäèòó, ñïëàòè ó ïîâíîìó îáñÿç³ ïëàòè çà êðåäèò, íåóñòîéêè òà ïîâíîãî âèêîíàííÿ ïîçè÷àëüíèêîì áóäü-ÿêèõ ³íøèõ ãðîøîâèõ çîáîâÿçàíü çã³äíî óìîâ äîãîâîðó.</FONT></P>
<P class="ps1"><FONT class="fs216"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñïëàòà êðåäèòó ïîâèííî áóëî çä³éñíþâàòèñÿ çà ãðàô³êîì ïîâåðíåííÿ, ÿêèé ïåðåäáà÷àâ &nbsp;ùîì³ñÿ÷íå ÷àñòêîâå ïîãàøåííÿ êðåäèòó, ïî÷èíàþ÷è ç 30.04.2014, ó ðîçì³ð³, íå ìåíøîìó 4600 ãðí. ç îñòàòî÷íèì ïîâåðíåííÿì êðåäèòó &nbsp;ó ñòðîê äî 01.10.2015.</FONT></P>
<P class="ps1"><FONT class="fs215"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ó çàáåçïå÷åííÿ &nbsp;âèêîíàííÿ &nbsp;Òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Ñïð³íò-Åêñïðåñ» çîáîâÿçàíü çà äîãîâîðîì ì³æ ïîçèâà÷åì òà Òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Òð³àäà-Òðåéä» (ïîðó÷èòåëü) áóëî óêëàäåíî äîãîâ³ð ïîðóêè ¹19/2013-01 (äàë³ çà òåêñòîì  äîãîâ³ð ïîðóêè), â³äïîâ³äíî äî ï. 1.1 ÿêîãî ïîðó÷èòåëü çîáîâÿçóâàâñÿ ïåðåä áàíêîì ó ïîâíîìó îáñÿç³ ñîë³äàðíî â³äïîâ³äàòè &nbsp;çà âèêîíàííÿ Òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Ñïð³íò-Åêñïðåñ» çîáîâÿçàíü ùîäî ïîâåðíåííÿ &nbsp;ñóìè êðåäèòó, ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ &nbsp;êðåäèòîì, à òàêîæ ìîæëèâèõ øòðàôíèõ ñàíêö³é, êîì³ñ³é &nbsp;ó ðîçì³ð³ òà ó âèïàäêàõ, ïåðåäáà÷åíèõ äîãîâîðîì òà äîäàòêàìè, äîäàòêîâèìè óãîäàìè/äîãîâîðàìè ïðî âíåñåííÿ çì³í äî íüîãî, ó òîìó &nbsp;÷èñë³ òàêèìè, ùî áóäóòü óêëàäåí³ ó ìàéáóòíüîìó. </FONT></P>
<P class="ps1"><FONT class="fs214"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïóíêòîì 2.1 äîãîâîðó ïîðóêè âèçíà÷åíî çîáîâÿçàííÿ Òîâàðèñòâîì ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ «Òð³àäà-Òðåéä», ùî ïåðåäáà÷àþòü: ïîâåðíåííÿ &nbsp;ôàêòè÷íî îòðèìàíèõ êîøò³â ïîçè÷àëüíèêîì çà äîãîâîðîì êðåäèòó â ñóì³ 187000 ãðí. ó ñòðîê äî 19.03.2014 àáî äîñòðîêîâî, â³äïîâ³äíî äî óìîâ äîãîâîðó êðåäèòó; ñïëàòó ïðîöåíò³â òà êîì³ñ³é çà êîðèñòóâàííÿ &nbsp;êðåäèòîì ó ðîçì³ð³, âèçíà÷åíîìó äîãîâîðîì êðåäèòó, ñïëàòó ìîæëèâèõ øòðàôíèõ ñàíêö³é, çáèòê³â, âèçíà÷åíèõ äîãîâîðîì, à òàêîæ âèêîíàííÿ áóäü-ÿêèõ ³íøèõ ô³íàíñîâèõ çîáîâÿçàíü ïîçè÷àëüíèêà çà äîãîâîðîì. </FONT></P>
<P class="ps1"><FONT class="fs213"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â³äïîâ³äíî äî ï. 2.2 äîãîâîðó ïîðóêè ïîðó÷èòåëü çîáîâÿçàíèé âèêîíàòè &nbsp;ñâî¿ çîáîâÿçàííÿ &nbsp;&nbsp;â³äïîâ³äíî äî ï. 2.1 äîãîâîðó òàêîæ ó âèïàäêó äîñòðîêîâî¿ âèìîãè êðåäèòîðà â³äïîâ³äíî äî óìîâ äîãîâîðó.</FONT></P>
<P class="ps1"><FONT class="fs212"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïîðó÷èòåëü çîáîâÿçàíèé ïðîòÿãîì òðüîõ äí³â â³ä äàòè îòðèìàííÿ &nbsp;ïèñüìîâî¿ âèìîãè ïîçèâà÷à ïðî íåâèêîíàííÿ ïîçè÷àëüíèêîì çàáåçïå÷åíîãî ïîðóêîþ çîáîâÿçàííÿ âèêîíàòè â³äïîâ³äíå çîáîâÿçàííÿ øëÿõîì ïåðåðàõóâàííÿ íåïîãàøåíî¿ ñóìè êðåäèòó íà ðàõóíîê ïîçèâà÷à àáî ³íøèé ðàõóíîê, âêàçàíèé êðåäèòîðîì ó âèìîç³. Êð³ì òîãî, çà äîãîâîðîì ïîðóêè ïîðó÷èòåëü çîáîâÿçàíèé ó ðàç³ íåâèêîíàííÿ ïîçè÷àëüíèêîì òà/àáî ïîðó÷èòåëåì çàáåçïå÷åíîãî ïîðóêîþ çîáîâÿçàííÿ â³äïîâ³äàòè ïåðåä êðåäèòîðîì ÿê ñîë³äàðí³ áîðæíèêè âñ³ì ñâî¿ì ìàéíîì, íà ÿêå çã³äíî ç ÷èííèì çàêîíîäàâñòâîì &nbsp;Óêðà¿íè ìîæå áóòè çâåðíåíî ñòÿãíåííÿ; â³äïîâ³äàòè ïåðåä ïîçèâà÷åì &nbsp;îäíî÷àñíî òà ó òîìó îáñÿç³, ùî ³ ïîçè÷àëüíèê, âêëþ÷àþ÷è ñïëàòó îñíîâíîãî áîðãó, ïðîöåíò³â, íåóñòîéêè, â³äøêîäóâàííÿ çáèòê³â òîùî (ï. 3.1.1, &nbsp;ï. 3.1.2, ï. 3.1.3 äîãîâîðó ïîðóêè).</FONT></P>
<P class="ps1"><FONT class="fs211"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â³äïîâ³äíî äî ï. 4.1 äîãîâîðó ïîðóêè, â³í âñòóïàº ó ñèëó ç ìîìåíòó éîãî ï³äïèñàííÿ ñòîðîíàìè òà &nbsp;ä³º &nbsp;äî 19.03.2017 àáî äî ïîâíîãî âèêîíàííÿ ïîçè÷àëüíèêîì &nbsp;ñâî¿õ çîáîâÿçàíü çà äîãîâîðîì.</FONT></P>
<P class="ps1"><FONT class="fs209"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Çàçíà÷åíà âèìîãà áóëà ïîâåðíóòà íà àäðåñó ïîçèâà÷à &nbsp;³ç â³äì³òêîþ îðãàíó ïîøòîâîãî çâÿçêó ïðî çàê³í÷åííÿ âñòàíîâëåíîãî ñòðîêó çáåð³ãàííÿ ëèñòà.</FONT></P>
<P class="ps3"><FONT class="fs137"> &nbsp;Âñòàíîâèâøè ôàêòè÷í³ îáñòàâèíè ñïðàâè, îö³íèâøè äîâîäè ïîçèâà÷à òà íàäàí³ äîêàçè ó ¿õ &nbsp;ñóêóïíîñò³, ñóä ä³éøîâ âèñíîâêó ïðî îá´ðóíòîâàí³ñòü ïîçîâíèõ âèìîã òà çàäîâîëåííÿ ïîçîâó &nbsp;ç òàêèõ ï³äñòàâ.</FONT></P>
<P class="ps1"><FONT class="fs207"> &nbsp;&nbsp;&nbsp;&nbsp;Çã³äíî </FONT><FONT class="fs275">ñò. 4-3 Ãîñïîäàðñüêîãî&nbsp; &nbsp;&nbsp;ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs206"> ñóäî÷èíñòâî ó ãîñïîäàðñüêèõ ñóäàõ çä³éñíþºòüñÿ íà çàñàäàõ çìàãàëüíîñò³. Ñòîðîíè òà ³íø³ îñîáè, ÿê³ áåðóòü ó÷àñòü ó ñïðàâ³, îá´ðóíòîâóþòü ñâî¿ âèìîãè ³ çàïåðå÷åííÿ ïîäàíèìè ñóäó äîêàçàìè.</FONT></P>
<P class="ps1"><FONT class="fs205"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Íà ï³äñòàâ³ </FONT><FONT class="fs274">ñò. 43 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs204"> ãîñïîäàðñüêèé ñóä îö³íþº äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îá'ºêòèâíîìó&nbsp; &nbsp;&nbsp;ðîçãëÿä³ â ñóäîâîìó ïðîöåñ³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, êåðóþ÷èñü çàêîíîì. </FONT></P>
<P class="ps1"><FONT class="fs203"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ó â³äïîâ³äíîñò³ ç ÷. 2. </FONT><FONT class="fs273">ñò. 639 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs202"> - ÿêùî ñòîðîíè äîìîâèëèñÿ óêëàñòè äîãîâ³ð ó ïåâí³é ôîðì³, â³í ââàæàºòüñÿ óêëàäåíèì ç ìîìåíòó íàäàííÿ éîìó ö³º¿ ôîðìè, íàâ³òü ÿêùî çàêîíîì öÿ ôîðìà äëÿ äàíîãî âèäó äîãîâîð³â íå âèìàãàëàñÿ.</FONT></P>
<P class="ps1"><FONT class="fs201"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;×àñòèíàìè 1 òà 2 ñòàòò³ 193 </FONT><FONT class="fs272">Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs200">&nbsp; &nbsp;&nbsp;ïåðåäáà÷åíî, ùî ñóá'ºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâ'ÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó. Íå äîïóñêàºòüñÿ îäíîñòîðîííÿ â³äìîâà â³ä âèêîíàííÿ çîáîâ'ÿçàíü. Êîæíà ñòîðîíà ïîâèííà âæèòè óñ³õ çàõîä³â, íåîáõ³äíèõ äëÿ íàëåæíîãî âèêîíàííÿ íåþ çîáîâ'ÿçàííÿ, âðàõîâóþ÷è ³íòåðåñè äðóãî¿ ñòîðîíè òà çàáåçïå÷åííÿ çàãàëüíîãîñïîäàðñüêîãî ³íòåðåñó. Ïîðóøåííÿ çîáîâ'ÿçàíü º ï³äñòàâîþ äëÿ çàñòîñóâàííÿ ãîñïîäàðñüêèõ ñàíêö³é, ïåðåäáà÷åíèõ öèì Êîäåêñîì, ³íøèìè çàêîíàìè àáî äîãîâîðîì.</FONT></P>
<P class="ps1"><FONT class="fs199"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Çã³äíî </FONT><FONT class="fs271">ñòàòò³ 610 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs198">&nbsp; &nbsp;&nbsp;ïîðóøåííÿì çîáîâ'ÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâ'ÿçàííÿ (íåíàëåæíå âèêîíàííÿ).</FONT></P>
<P class="ps1"><FONT class="fs280"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs197">&nbsp;&nbsp;&nbsp;Çã³äíî ç ÷. 3 </FONT><FONT class="fs270">ñò. 346 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs196"> êðåäèòè íàäàþòüñÿ áàíêîì ï³ä â³äñîòîê. Íàäàííÿ áåçâ³äñîòêîâèõ êðåäèò³â çàáîðîíÿºòüñÿ, êð³ì âèïàäê³â, ïåðåäáà÷åíèõ çàêîíîì.</FONT></P>
<P class="ps1"><FONT class="fs195"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;²ç íàâåäåíîþ íîðìîþ óçãîäæóºòüñÿ ÷. 1 </FONT><FONT class="fs269">ñò. 1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs194">, ÿêîþ ïåðåäáà÷åíî, ùî çà êðåäèòíèì äîãîâîðîì áàíê çîáîâ'ÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâ'ÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè â³äñîòêè.</FONT></P>
<P class="ps1"><FONT class="fs193"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs268">Ñòàòòåþ 1056-1 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs192"> âñòàíîâëåíî, ùî ðîçì³ð ïðîöåíò³â, òèï ïðîöåíòíî¿ ñòàâêè (ô³êñîâàíà àáî çì³íþâàíà) òà ïîðÿäîê ¿õ ñïëàòè çà êðåäèòíèì äîãîâîðîì âèçíà÷àþòüñÿ â äîãîâîð³ çàëåæíî â³ä êðåäèòíîãî ðèçèêó, íàäàíîãî çàáåçïå÷åííÿ, ïîïèòó ³ ïðîïîçèö³é, ÿê³ ñêëàëèñÿ íà êðåäèòíîìó ðèíêó, ñòðîêó êîðèñòóâàííÿ êðåäèòîì, ðîçì³ðó îáë³êîâî¿ ñòàâêè òà ³íøèõ ôàêòîð³â. Ó ðàç³ çàñòîñóâàííÿ çì³íþâàíî¿ ïðîöåíòíî¿ ñòàâêè êðåäèòîð ñàìîñò³éíî, ç âèçíà÷åíîþ ó êðåäèòíîìó äîãîâîð³ ïåð³îäè÷í³ñòþ, ìàº ïðàâî çá³ëüøóâàòè òà çîáîâ'ÿçàíèé çìåíøóâàòè ïðîöåíòíó ñòàâêó â³äïîâ³äíî äî óìîâ ³ â ïîðÿäêó, âñòàíîâëåíèõ êðåäèòíèì äîãîâîðîì.</FONT></P>
<P class="ps1"><FONT class="fs191"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â³äïîâ³äíî äî ÷. 1&nbsp; &nbsp;&nbsp;</FONT><FONT class="fs267">ñò. 1048 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs190"> ïîçèêîäàâåöü ìàº ïðàâî íà îäåðæàííÿ â³ä ïîçè÷àëüíèêà ïðîöåíò³â â³ä ñóìè ïîçèêè, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì. Ðîçì³ð ³ ïîðÿäîê îäåðæàííÿ ïðîöåíò³â âñòàíîâëþþòüñÿ äîãîâîðîì.</FONT></P>
<P class="ps1"><FONT class="fs189"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Çà ïðèïèñàìè </FONT><FONT class="fs266">ñò. 526 Öèâ³ëüíîãî êîäåêñó&nbsp; &nbsp;&nbsp;Óêðà¿íè</FONT><FONT class="fs188"> âñòàíîâëåíî, ùî çîáîâ'ÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî </FONT><FONT class="fs265">Êîäåêñó</FONT><FONT class="fs187">, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà.</FONT></P>
<P class="ps1"><FONT class="fs186"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Çã³äíî ³ç </FONT><FONT class="fs264">ñò. 530 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs185">, ÿêùî ó çîáîâ'ÿçàíí³ âñòàíîâëåíèé ñòðîê (òåðì³í) éîãî âèêîíàííÿ, òî âîíî ï³äëÿãàº âèêîíàííþ ó öåé ñòðîê (òåðì³í).</FONT></P>
<P class="ps1"><FONT class="fs183"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs263">Ñòàòòåþ 610 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs182"> ïåðåäáà÷åíî, ùî ïîðóøåííÿì çîáîâ'ÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâ'ÿçàííÿ (íåíàëåæíå âèêîíàííÿ).</FONT></P>
<P class="ps1"><FONT class="fs181"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â³äïîâ³äíî äî ÷. 1 </FONT><FONT class="fs262">ñò. 612 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs180"> áîðæíèê ââàæàºòüñÿ òàêèì, ùî ïðîñòðî÷èâ, ÿêùî â³í íå ïðèñòóïèâ äî âèêîíàííÿ çîáîâ'ÿçàííÿ àáî íå âèêîíàâ éîãî ó ñòðîê, âñòàíîâëåíèé äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps1"><FONT class="fs179"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â³äïîâ³äíî äî </FONT><FONT class="fs261">ñò. 546 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs178"> âèêîíàííÿ çîáîâ'ÿçàííÿ ìîæå çàáåçïå÷óâàòèñÿ íåóñòîéêîþ, ïîðóêîþ, ãàðàíò³ºþ, çàñòàâîþ, ïðèòðèìàííÿì, çàâäàòêîì.</FONT></P>
<P class="ps1"><FONT class="fs177"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Çã³äíî ç³ </FONT><FONT class="fs260">ñò. 547 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs176"> ïðàâî÷èí ùîäî çàáåçïå÷åííÿ âèêîíàííÿ çîáîâ'ÿçàííÿ â÷èíÿºòüñÿ ó ïèñüìîâ³é ôîðì³.</FONT></P>
<P class="ps1"><FONT class="fs175"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ó â³äïîâ³äíîñò³ äî </FONT><FONT class="fs259">ñò. 553 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs174"> çà äîãîâîðîì ïîðóêè ïîðó÷èòåëü ïîðó÷àºòüñÿ ïåðåä êðåäèòîðîì áîðæíèêà çà âèêîíàííÿ íèì ñâîãî îáîâ'ÿçêó. Ïîðó÷èòåëü â³äïîâ³äàº ïåðåä êðåäèòîðîì çà ïîðóøåííÿ çîáîâ'ÿçàííÿ áîðæíèêîì. Ïîðóêîþ ìîæå çàáåçïå÷óâàòèñÿ âèêîíàííÿ çîáîâ'ÿçàííÿ ÷àñòêîâî àáî ó ïîâíîìó îáñÿç³. Ïîðó÷èòåëåì ìîæå áóòè îäíà îñîáà àáî ê³ëüêà îñ³á.</FONT></P>
<P class="ps1"><FONT class="fs173"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs258">Ñòàòòåþ 554 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs172"> âñòàíîâëåíî, ùî ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâ'ÿçàííÿ, çàáåçïå÷åíîãî ïîðóêîþ, áîðæíèê ³ ïîðó÷èòåëü â³äïîâ³äàþòü ïåðåä êðåäèòîðîì ÿê ñîë³äàðí³ áîðæíèêè, ÿêùî äîãîâîðîì ïîðóêè íå âñòàíîâëåíî äîäàòêîâó (ñóáñèä³àðíó) â³äïîâ³äàëüí³ñòü ïîðó÷èòåëÿ. Ïîðó÷èòåëü â³äïîâ³äàº ïåðåä êðåäèòîðîì ó òîìó æ îáñÿç³, ùî ³ áîðæíèê, âêëþ÷àþ÷è ñïëàòó îñíîâíîãî áîðãó, ïðîöåíò³â, íåóñòîéêè, â³äøêîäóâàííÿ çáèòê³â, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì ïîðóêè. Îñîáè, ÿê³ ñï³ëüíî äàëè ïîðóêó, â³äïîâ³äàþòü ïåðåä êðåäèòîðîì ñîë³äàðíî, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì ïîðóêè.</FONT></P>
<P class="ps1"><FONT class="fs171"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â³äïîâ³äíî äî ï. 4.1.3. ïîñòàíîâè Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè ¹ 1 â³ä 24.11.2014 ð. «Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè âèð³øåííÿ ñïîð³â, ùî âèíèêàþòü ç êðåäèòíèõ äîãîâîð³â» ó ðîçãëÿä³ ñïðàâ çà ïîçîâîì êðåäèòîðà äî áîðæíèêà òà ïîðó÷èòåëÿ ÿê ñîë³äàðíèõ áîðæíèê³â ãîñïîäàðñüêèì ñóäàì ñë³ä âðàõîâóâàòè, ùî â³äïîâ³äíî äî </FONT><FONT class="fs257">ñòàòò³ 543 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs170"> êðåäèòîð ìàº ïðàâî âèìàãàòè âèêîíàííÿ îáîâ'ÿçêó ÷àñòêîâî àáî â ïîâíîìó îáñÿç³ ÿê â³ä áîðæíèêà òà ïîðó÷èòåëÿ ðàçîì, òàê ³ â³ä áóäü-êîãî ç íèõ îêðåìî.</FONT></P>
<P class="ps1"><FONT class="fs169"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Çã³äíî ç³ </FONT><FONT class="fs256">ñò. 541 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs168"> ñîë³äàðíèé îáîâ'ÿçîê àáî ñîë³äàðíà âèìîãà âèíèêàþòü ó âèïàäêàõ, âñòàíîâëåíèõ äîãîâîðîì àáî çàêîíîì, çîêðåìà ó ðàç³ íåïîä³ëüíîñò³ ïðåäìåòà çîáîâ'ÿçàííÿ.</FONT></P>
<P class="ps1"><FONT class="fs167"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Çà ïðèïèñàìè </FONT><FONT class="fs255">ñò. 543 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs166"> ó ðàç³ ñîë³äàðíîãî îáîâ'ÿçêó áîðæíèê³â (ñîë³äàðíèõ áîðæíèê³â) êðåäèòîð ìàº ïðàâî âèìàãàòè âèêîíàííÿ îáîâ'ÿçêó ÷àñòêîâî àáî â ïîâíîìó îáñÿç³ ÿê â³ä óñ³õ áîðæíèê³â ðàçîì, òàê ³ â³ä áóäü-êîãî ç íèõ îêðåìî. Ñîë³äàðí³ áîðæíèêè çàëèøàþòüñÿ çîáîâ'ÿçàíèìè äîòè, äîêè ¿õí³é îáîâ'ÿçîê íå áóäå âèêîíàíèé ó ïîâíîìó îáñÿç³. </FONT></P>
<P class="ps1"><FONT class="fs165"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ï³äïóíêòîì 3.1.2 äîãîâîðó ïîðóêè ïåðåäáà÷åíî, ùî ó ðàç³ íåâèêîíàííÿ ïîçè÷àëüíèêîì &nbsp;çàáåçïå÷åíîãî ïîðóêîþ çîáîâÿçàííÿ, ïîðó÷èòåëü â³äïîâ³äàº ïåðåä ïîçèâà÷åì ÿê ñîë³äàðíèé áîðæíèê ³ç ïîçè÷àëüíèêîì.</FONT></P>
<P class="ps1"><FONT class="fs163"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs254">Ñòàòòåþ 611 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs162">&nbsp; &nbsp;&nbsp;âñòàíîâëåíî, ùî ó ðàç³ ïîðóøåííÿ çîáîâ'ÿçàííÿ íàñòàþòü ïðàâîâ³ íàñë³äêè, âñòàíîâëåí³ äîãîâîðîì àáî çàêîíîì, çîêðåìà ñïëàòà íåóñòîéêè.</FONT></P>
<P class="ps1"><FONT class="fs161"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â³äïîâ³äíî äî ÷àñòèí 1, 3 </FONT><FONT class="fs253">ñòàòò³ 549 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs160">&nbsp; &nbsp;&nbsp;íåóñòîéêîþ (øòðàôîì, ïåíåþ) º ãðîøîâà ñóìà àáî ³íøå ìàéíî, ÿê³ áîðæíèê ïîâèíåí ïåðåäàòè êðåäèòîðîâ³ ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâ'ÿçàííÿ; ïåíåþ º íåóñòîéêà, ùî îá÷èñëþºòüñÿ ó â³äñîòêàõ â³ä ñóìè íåñâîº÷àñíî âèêîíàíîãî ãðîøîâîãî çîáîâ'ÿçàííÿ çà êîæåí äåíü ïðîñòðî÷åííÿ âèêîíàííÿ.</FONT></P>
<P class="ps1"><FONT class="fs159"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Çã³äíî ³ç ÷àñòèíîþ 1 </FONT><FONT class="fs252">ñòàòò³ 230 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs158">&nbsp; &nbsp;&nbsp;øòðàôíèìè ñàíêö³ÿìè âèçíàþòüñÿ ãîñïîäàðñüê³ ñàíêö³¿ ó âèãëÿä³ ãðîøîâî¿ ñóìè (íåóñòîéêà, øòðàô, ïåíÿ), ÿêó ó÷àñíèê ãîñïîäàðñüêèõ â³äíîñèí çîáîâ'ÿçàíèé ñïëàòèòè ó ðàç³ ïîðóøåííÿ íèì ïðàâèë çä³éñíåííÿ ãîñïîäàðñüêî¿ ä³ÿëüíîñò³, íåâèêîíàííÿ àáî íåíàëåæíîãî âèêîíàííÿ ãîñïîäàðñüêîãî çîáîâ'ÿçàííÿ.</FONT></P>
<P class="ps1"><FONT class="fs157"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â³äïîâ³äíî äî ï. 5.2 äîãîâîðó çà íåñâîº÷àñíó ñïëàòó êðåäèòó òà/àáî ïëàòè çà êðåäèò ïîçè÷àëüíèê ñïëà÷óº ïîçèâà÷ó &nbsp;ïåíþ ó ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè, ùî ä³ÿëà â ïåð³îä ïðîñòðî÷åííÿ, ÿêà íàðàõîâóºòüñÿ íà ñóìó ïðîñòðî÷åíîãî ïëàòåæó ³ç ðîçðàõóíêó ôàêòè÷íî¿ ê³ëüêîñò³ äí³â ³ñíóâàííÿ ïðîñòðî÷åíî¿ çàáîðãîâàíîñò³ &nbsp;&nbsp;ç äàòè âèíèêíåííÿ îáñòàâèí, ùî º ï³äñòàâîþ äëÿ çàñòîñóâàííÿ ïåí³, äî äàòè ïðèïèíåííÿ öèõ îáñòàâèí âêëþ÷íî.</FONT></P>
<P class="ps1"><FONT class="fs279"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs156">Ïåðåâ³ðèâøè ðîçðàõóíêè ïîçèâà÷à, ñóä äîõîäèòü âèñíîâêó ïðî îá´ðóíòîâàí³ñòü âèìîã ïîçèâà÷à ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à &nbsp;ïåí³ ó ñóì³ 2775 ãðí. 77 êîï., ùî ñêëàäàºòüñÿ ç ïåí³ çà ïðîñòðî÷åííÿ çà êðåäèòîì ó ðîçì³ð³ 2151 ãðí. 53 êîï. çà ïåð³îä ç 01.07.2014 ïî 29.01.2015, &nbsp;ïåí³ çà ïðîñòðî÷åííÿ çà ïðîöåíòàìè ó ðîçì³ð³ 624 ãðí. 24 êîï. &nbsp;çà ïåð³îä ç 01.08.2014 ïî 29.01.2015.</FONT></P>
<P class="ps1"><FONT class="fs155"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Íà ìîìåíò ðîçãëÿäó ñïðàâè äîêàç³â ïîãàøåííÿ çàáîðãîâàíîñò³ ïî êðåäèòó, â³äñîòêàì &nbsp;òà ïåí³ ïåðåä ïîçèâà÷åì â³äïîâ³äà÷³ íå íàäàëè. </FONT></P>
<P class="ps1"><FONT class="fs153"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Çà òàêèõ îáñòàâèí ïîçîâ ï³äëÿãàº çàäîâîëåííþ ó ïîâíîìó îáñÿç³ ç ïîêëàäåííÿì íà â³äïîâ³äà÷³â ñóäîâèõ âèòðàò ó ñïðàâ³ íà ï³äñòàâ³ ïîëîæåíü </FONT><FONT class="fs251">ñò. 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs152">.</FONT></P>
<P class="ps1"><FONT class="fs151"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Êåðóþ÷èñü ñò. ñò. </FONT><FONT class="fs250">33</FONT><FONT class="fs150">, </FONT><FONT class="fs249">34</FONT><FONT class="fs149">, </FONT><FONT class="fs248">43</FONT><FONT class="fs148">, </FONT><FONT class="fs247">44</FONT><FONT class="fs147">, </FONT><FONT class="fs246">49</FONT><FONT class="fs146">, </FONT><FONT class="fs245">82</FONT><FONT class="fs145">, </FONT><FONT class="fs244">84</FONT><FONT class="fs144">, </FONT><FONT class="fs243">85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè</FONT><FONT class="fs143">, ñóä&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps7"><FONT class="fs128">âèð³øèâ:</FONT></P>
<P class="ps12"><FONT class="fs142"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. Ïîçîâ çàäîâîëüíèòè ó ïîâíîìó îáñÿç³.</FONT></P>
<P class="ps12"><FONT class="fs140"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ïîâíå ð³øåííÿ ñêëàäåíå òà ï³äïèñàíå 24.04.2015</FONT></P>
<P class="ps12"><FONT class="fs127"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñóääÿ&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Â.Î. Äåìèäîâ</FONT></P>
<P><FONT class="fs23"> </FONT></P>