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<TR><TD width="100 %" class="tds1"><P class="ps22"><FONT class="fs253"> &nbsp;</FONT><FONT class="fs251"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps12"><FONT class="fs154">Ð²ØÅÍÍß</FONT></P>
<P class="ps12"><FONT class="fs153">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
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<TR><TD width="50 %" class="tds5"><P><FONT class="fs118">16.04.2015</FONT></P></TD><TD width="50 %" class="tds5"><P class="ps20"><FONT class="fs170">Ñïðàâà ¹910/4124/15-ã</FONT></P></TD></TR>
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<TR><TD width="25 %" class="tds7"><P class="ps1"><FONT class="fs169">Çà ïîçîâîì          </FONT></P></TD><TD width="75 %" class="tds7"><P><FONT class="fs244">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Êîìåðö³éíèé áàíê "ÏÐÈÂÀÒÁÀÍÊ" </FONT></P></TD></TR>
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<TR><TD width="25 %" class="tds8"><P class="ps1"><FONT class="fs168">äî</FONT><FONT class="fs243">          </FONT></P></TD><TD width="75 %" class="tds8"><P><FONT class="fs242">Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Ñòóä³ÿ Ïîñò - Ïðîäàêøí "Àâ - Òâ" &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD></TR>
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<TR><TD width="25 %" class="tds9"><P class="ps19"><FONT class="fs167">ïðî</FONT><FONT class="fs241">          </FONT></P></TD><TD width="75 %" class="tds9"><P><FONT class="fs240">ñòÿãíåííÿ 51 609,70 ãðí. </FONT></P></TD></TR>
<P class="ps11"><FONT class="fs239"> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT><FONT class="fs166">Ñóääÿ &nbsp;Ñòàñþê Ñ.Â. &nbsp;</FONT></P>
<P class="ps8"><FONT class="fs165">Ïðåäñòàâíèêè ñòîð³í: </FONT></P>
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<TR><TD width="24 %" class="tds12"><P><FONT class="fs164">â³ä ïîçèâà÷à &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD><TD width="76 %" class="tds12"><P><FONT class="fs238">íå çÿâèâñÿ</FONT></P></TD></TR>
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<TR><TD width="24 %" class="tds13"><P class="ps24"><FONT class="fs163">â³ä â³äïîâ³äà÷à &nbsp;</FONT></P></TD><TD width="76 %" class="tds13"><P><FONT class="fs237">íå çÿâèâñÿ</FONT></P></TD></TR>
<P class="ps15"><FONT class="fs236">Â³äïîâ³äíî äî &nbsp;ñòàòò³ &nbsp;85 Ãîñïîäàðñüêîãî &nbsp;ïðîöåñóàëüíîãî &nbsp;êîäåêñó Óêðà¿íè ó ñóäîâîìó çàñ³äàíí³ 16 êâ³òíÿ 2015 ðîêó îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíè ð³øåííÿ ó ñïðàâ³.</FONT></P>
<P class="ps15"><FONT class="fs162">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ :</FONT></P>
<P class="ps9"><FONT class="fs235">Ïóáë³÷íå àêö³îíåðíå òîâàðèñòâî Êîìåðö³éíèé áàíê "ÏÐÈÂÀÒÁÀÍÊ" (íàäàë³ ïî òåêñòó - ïîçèâà÷) çâåðíóëîñü äî Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà ç ïîçîâîì äî Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Ñòóä³ÿ Ïîñò - Ïðîäàêøí "Àâ - Òâ" (íàäàë³ ïî òåêñòó - â³äïîâ³äà÷) ïðî ñòÿãíåííÿ 51 609,70 ãðí. </FONT></P>
<P class="ps9"><FONT class="fs234">Óõâàëîþ Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 23.02.2015 ðîêó ïîðóøåíî ïðîâàäæåííÿ ó ñïðàâ³ ¹ 910/4124/15-ã, ñëóõàííÿ ñïðàâè ïðèçíà÷åíî íà 07.04.2015 ðîêó.</FONT></P>
<P class="ps9"><FONT class="fs233">07.04.2015 ðîêó ÷åðåç â³ää³ë ä³ëîâîäñòâà Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä ïîçèâà÷à íàä³éøëè äîêóìåíòè íà âèêîíàííÿ âèìîã óõâàëè ñóäó. </FONT></P>
<P class="ps9"><FONT class="fs232">Ïðåäñòàâíèêè ñòîð³í â ñóäîâå çàñ³äàííÿ 07.04.2015 ðîêó íå çÿâèëèñÿ, ïðî äàòó òà ÷àñ ñëóõàííÿ ñïðàâè ïîâ³äîìëÿâñÿ íàëåæíèì ÷èíîì ðåêîìåíäîâàíèì ïîâ³äîìëåííÿì ïðî âðó÷åííÿ ïîøòîâîãî â³äïðàâëåííÿ.</FONT></P>
<P class="ps9"><FONT class="fs231">Óõâàëîþ Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 07.04.2015 ðîêó ðîçãëÿä ñïðàâè â³äêëàäåíî íà 16.04.2015 ðîêó, ó çâ'ÿçêó ç íåÿâêîþ ñòîð³í. </FONT></P>
<P class="ps9"><FONT class="fs230">Ó ñóäîâå çàñ³äàííÿ 16.04.2015 ðîêó ïðåäñòàâíèê ïîçèâà÷à íå ç'ÿâèâñÿ, ïðî ïðè÷èíè íåÿâêè ñóä íå ïîâ³äîìèâ.</FONT></P>
<P class="ps9"><FONT class="fs229">Ïðåäñòàâíèê â³äïîâ³äà÷à ó ñóäîâå çàñ³äàííÿ 16.04.2015 &nbsp;ðîêó íå ç'ÿâèâñÿ, ïðî ïðè÷èíè íåÿâêè ñóä íå ïîâ³äîìèâ, ïðî ÷àñ òà äàòó ñóäîâîãî çàñ³äàííÿ â³äïîâ³äà÷ áóâ ïîâ³äîìëåíèé íàëåæíèì ÷èíîì.</FONT></P>
<P class="ps5"><FONT class="fs227">Ó â³äïîâ³äíîñò³ ç ïîëîæåííÿìè ïóíêòó 3.9.1. Ïîñòàíîâè Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè "Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿" â³ä 26.12.2011 ðîêó ¹ 18 îñîáè, ÿê³ áåðóòü ó÷àñòü ó ñïðàâ³, ââàæàþòüñÿ ïîâ³äîìëåíèìè ïðî ÷àñ ³ ì³ñöå ðîçãëÿäó ñóäîì ñïðàâè ó ðàç³ âèêîíàííÿ îñòàíí³ì âèìîã ÷àñòèíè ïåðøî¿ ñòàòò³ 64 òà ñòàòò³ 87 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè. </FONT></P>
<P class="ps5"><FONT class="fs226">Çã³äíî ç ÷àñòèíîþ 1 ñòàòò³ 64 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè óõâàëà ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ íàäñèëàºòüñÿ çà ïîâ³äîìëåíîþ ñòîðîíàìè ãîñïîäàðñüêîìó ñóäó ïîøòîâîþ àäðåñîþ. Ó ðàç³ íåíàäàííÿ ñòîðîíàìè ³íôîðìàö³¿ ùîäî ¿õ ïîøòîâî¿ àäðåñè, óõâàëà ïðî â³äêðèòòÿ ïðîâàäæåííÿ ó ñïðàâ³ íàäñèëàºòüñÿ çà àäðåñîþ ì³ñöåçíàõîäæåííÿ (ì³ñöÿ ïðîæèâàííÿ) ñòîð³í, ùî çàçíà÷åíà â ªäèíîìó äåðæàâíîìó ðåºñòð³ þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á-ï³äïðèºìö³â. Ó ðàç³ â³äñóòíîñò³ ñòîð³í çà òàêîþ àäðåñîþ, ââàæàºòüñÿ, ùî óõâàëà ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ âðó÷åíà ¿ì íàëåæíèì ÷èíîì. </FONT></P>
<P class="ps5"><FONT class="fs225">Òàêèì ÷èíîì, ñóä ïðèõîäèòü äî âèñíîâêó, ùî â³äïîâ³äà÷ ïîâ³äîìëåíèé ïðî ÷àñ òà ì³ñöå ñóäîâîãî ðîçãëÿäó íàëåæíèì ÷èíîì, à ìàòåð³àëè ñïðàâè ì³ñòÿòü äîñòàòí³ äîêàçè äëÿ ¿¿ ðîçãëÿäó ïî ñóò³.</FONT></P>
<P class="ps5"><FONT class="fs224">Îñê³ëüêè, ïðî ÷àñ òà ì³ñöå ñóäîâîãî çàñ³äàííÿ â³äïîâ³äà÷ áóâ íàëåæíèì ÷èíîì ïîâ³äîìëåíèé, íà ï³äñòàâ³ ñòàòò³ 75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñïðàâà ìîæå áóòè ðîçãëÿíóòà çà íàÿâíèìè â í³é ìàòåð³àëàìè.</FONT></P>
<P class="ps9"><FONT class="fs223">Ðîçãëÿíóâøè ïîäàí³ ïîçèâà÷åì ìàòåð³àëè, âñåá³÷íî ³ ïîâíî çÿñóâàâøè âñ³ ôàêòè÷í³ îáñòàâèíè, íà ÿêèõ ´ðóíòóþòüñÿ ïîçîâí³ âèìîãè, ñóä </FONT></P>
<P class="ps14"><FONT class="fs161">Â Ñ Ò À Í Î Â È Â:</FONT></P>
<P class="ps9"><FONT class="fs220">Ïóíêòîì 3.2.1.1.8. Óìîâ çàçíà÷åíî, ùî ïðîâåäåííÿ ïëàòåæ³â êë³ºíòà ó ïîðÿäêó îáñëóãîâóâàííÿ êðåäèòíîãî ë³ì³òó ïðîâîäèòüñÿ áàíêîì ïðîòÿãîì îäíîãî ðîêó ç ìîìåíòó ï³äïèñàííÿ óãîäè ïðî ïðèºäíàííÿ äî Óìîâ (àáî ó ôîðì³ "Çàÿâè ïðî â³äêðèòòÿ ïîòî÷íîãî ðàõóíêó òà êàðòêè ³ç çðàçêàìè ï³äïèñ³â ³ â³äáèòêà ïå÷àòêè" àáî ó ôîðì³ àâòîðèçàö³¿ êðåäèòíî¿ óãîäè â ñèñòåìàõ êë³ºíò-áàíê / ³íòåðíåò êë³ºíò-áàíê, àáî ó ôîðì³ îáì³íó ïàïåðîâîþ àáî åëåêòðîííîþ ³íôîðìàö³ºþ, àáî â áóäü-ÿê³é ³íø³é ôîðì³).</FONT></P>
<P class="ps9"><FONT class="fs219">Â³äïîâ³äíî äî ïóíêò³â 3.2.1.1.1, 3.2.1.1.3. Óìîâ êðåäèòíèé ë³ì³ò íà ïîòî÷íèé ðàõóíîê íàäàºòüñÿ íà ïîïîâíåííÿ îá³ãîâèõ êîøò³â òà çä³éñíåííÿ ïîòî÷íèõ ïëàòåæ³â â³äïîâ³äà÷à, â ìåæàõ êðåäèòíîãî ë³ì³òó. Êðåäèò íàäàºòüñÿ â îáì³í íà çîáîâÿçàííÿ â³äïîâ³äà÷à ùîäî éîãî ïîâåðíåííÿ, ñïëàò³ â³äñîòê³â òà âèíàãîðîäè.</FONT></P>
<P class="ps9"><FONT class="fs218">Íà âèêîíàííÿ óìîâ Äîãîâîðó ïîçèâà÷åì íàäàíî â³äïîâ³äà÷ó êðåäèò â ìåæàõ êðåäèòíî¿ ë³í³¿ â ðîçì³ð³ 53 800,00 ãðí., ùî ï³äòâåðäæóºòüñÿ íàÿâíîþ â ìàòåð³àëàõ ñïðàâè âèïèñêîþ ç áàíê³âñüêîãî ðàõóíêó â³äïîâ³äà÷à. </FONT></P>
<P class="ps9"><FONT class="fs217">Â³äïîâ³äíî äî ðîçä³ëó Óìîâ 3.2.1.4, ÿêèì çàòâåðäæåíèé ïîðÿäîê ðîçðàõóíê³â, çà êîðèñòóâàííÿ êðåäèòîì â ïåð³îä ç äàòè âèíèêíåííÿ äåáåòîâîãî ñàëüäî íà ïîòî÷íîìó ðàõóíêó êë³ºíòà ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ êë³ºíò âèïëà÷óº ïðîöåíòè, âèõîäÿ÷è ç ïðîöåíòíî¿ ñòàâêè, ðîçì³ð ÿêî¿ çàëåæèòü â³ä ñòðîêó êîðèñòóâàííÿ êðåäèòîì (äèôåðåíö³éîâàíà ïðîöåíòíà ñòàâêà).</FONT></P>
<P class="ps9"><FONT class="fs216">Çà ïåð³îä êîðèñòóâàííÿ êðåäèòîì ç ìîìåíòó âèíèêíåííÿ äåáåòîâîãî ñàëüäî äî äàòè îáíóë³ííÿ äåáåòîâîãî ñàëüäî â îäíó ç äàò ç äî 25-ãî ÷èñëà ïîòî÷íîãî ì³ñÿöÿ, ÿêùî äåáåòîâå ñàëüäî íà ïîòî÷íîìó ðàõóíêó óòâîðèëîñü ç 1-ãî äî 20-ãî (âêëþ÷íî) ÷èñëà ïîòî÷íîãî ì³ñÿöÿ &nbsp;àáî äî 25-ãî ÷èñëà íàñòóïíîãî ì³ñÿöÿ, ÿêùî äåáåòîâå ñàëüäî íà ïîòî÷íîìó ðàõóíêó óòâîðèëîñü ç 21-ãî äî ê³íöåâîãî ÷èñëà ïîòî÷íîãî ì³ñÿöÿ (äàë³ - ïåð³îä , â ÿêèé äåá³òîâå ñàëüäî ï³äëÿãàº îáíóë³ííþ), ðîçðàõóíîê â³äñîòê³â ïðîâîäèòüñÿ çà ïðîöåíòíîþ ñòàâêîþ ó ðîçì³ð³ 0% ð³÷íèõ â³ä ñóìè çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³ (ïóíêò 3.2.1.4.1.1 Óìîâ). </FONT></P>
<P class="ps9"><FONT class="fs215">Ïðè íå îáíóë³íí³ äåáåòîâîãî ñàëüäî â îäíó ç äàò ïåð³îäó, â ÿêîìó äåáåòîâå ñàëüäî ï³äëÿãàº îáíóë³ííþ, ïðîòÿãîì 90 äí³â ç îñòàííüî¿ äàòè ïåð³îäó, â ÿêîìó äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóë³ííþ, êë³ºíò âèïëà÷óº áàíêó çà êîðèñòóâàííÿ êðåäèòîì ïðîöåíòè â ðîçì³ð³ 36 % ð³÷íèõ, ïî÷èíàþ÷è ç îñòàííüî¿ äàòè ïåð³îäó, â ÿêó äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóë³ííþ (ïóíêò 3.2.1.4.1.2. Óìîâ).</FONT></P>
<P class="ps9"><FONT class="fs214">Ó âèïàäêó íåïîãàøåííÿ êðåäèòó ïðîòÿãîì 90 äí³â ç äàòè çàê³í÷åííÿ ïåð³îäó, â ÿêîìó äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóë³ííþ, ïî÷èíàþ÷è ç 91-ãî äíÿ ï³ñëÿ äàòè çàê³í÷åííÿ ïåð³îäó, â ÿêîìó äåáåòîâå ñàëüäî ï³äëÿãàëî îáíóë³ííþ, êðåäèò ââàæàºòüñÿ ïðîñòðî÷åíèì, à ãðîøîâ³ çîáîâ'ÿçàííÿ Êë³ºíòà ùîäî ïîãàøåííÿ çàáîðãîâàíîñò³ ââàæàþòüñÿ ïîðóøåíèìè. Ïðè ïîðóøåíí³ êë³ºíòîì áóäü-ÿêîãî ç ãðîøîâîãî çîáîâ'ÿçàííÿ êë³ºíò ñïëà÷óº áàíêó â³äñîòêè çà êîðèñòóâàííÿ êðåäèòîì ó ðîçì³ð³ 56 (ñîðîê â³ñ³ì) % ð³÷íèõ â³ä ñóìè çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³. Ó ðàç³ ïîðóøåííÿ êë³ºíòîì áóäü-ÿêîãî ç ãðîøîâèõ çîáîâ'ÿçàíü ³ ïðè ðåàë³çàö³¿ ïðàâà áàíêó íà âñòàíîâëåííÿ ³íøîãî ñòðîêó ïîâåðíåííÿ êðåäèòó, ïåðåäáà÷åíîãî Óìîâàìè ³ ïðàâèëàìè íàäàííÿ Áàíê³âñüêèõ ïîñëóã, êë³ºíò ñïëà÷óº áàíêó ïåíþ ó ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ â³ä ñóìè çàëèøêó íåïîãàøåíî¿ çàáîðãîâàíîñò³ çà êîæåí äåíü ïðîñòðî÷åííÿ, âèõîäÿ÷è ç 360 äí³â ó ðîö³. Ñïëàòà ïåí³ çä³éñíþºòüñÿ ç äíÿ íàñòóïíîãî çà äàòîþ ïîðóøåííÿ çîáîâ'ÿçàíü (ïóíêò 3.2.1.4.1.3. Óìîâ).</FONT></P>
<P class="ps9"><FONT class="fs213">Ï³ä "íåïîãàøåííÿì êðåäèòó" ìàºòüñÿ íà óâàç³ íå âèíèêíåííÿ íà ïîòî÷íîìó ðàõóíêó íóëüîâîãî äåáåòîâîãî ñàëüäî ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ (ïóíêò 3.2.1.4.1.4. Óìîâ).</FONT></P>
<P class="ps9"><FONT class="fs212">Ðîçðàõóíîê â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì ïðîâîäèòüñÿ ùîäíÿ, ïî÷èíàþ÷è ç ìîìåíòó óòâîðåííÿ íà ïîòî÷íîìó ðàõóíêó äåáåòîâîãî ñàëüäî ïðè çàêðèòò³ áàíê³âñüêîãî äíÿ, çà ê³ëüê³ñòü äí³â êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè, âèõîäÿ÷è ç 360 äí³â ó ðîö³. Ðîçðàõóíîê â³äñîòê³â ïðîâîäèòüñÿ äî ïîâíîãî ïîãàøåííÿ çàáîðãîâàíîñò³ çà êðåäèòîì, íà ñóìó çàëèøêó çàáîðãîâàíîñò³ çà êðåäèòîì. Äåíü ïîâåðíåííÿ êðåäèòó â ÷àñîâèé ³íòåðâàë íàðàõóâàííÿ â³äñîòê³â íå âêëþ÷àºòüñÿ. Íàðàõóâàííÿ â³äñîòê³â çä³éñíþºòüñÿ â äàòó ñïëàòè (ïóíêò 3.2.1.4.9 Óìîâ).</FONT></P>
<P class="ps9"><FONT class="fs211">Ïðè íåñïëàò³ âèíàãîðîäè, â³äñîòê³â ó â³äïîâ³äí³ ¿ì äàòè ñïëàòè, âîíè ââàæàþòüñÿ ïðîñòðî÷åíèìè (ïóíêò 3.2.1.4.10 Óìîâ).</FONT></P>
<P class="ps9"><FONT class="fs210">Â³äïîâ³äíî äî ïóíêòó 3.2.1.2.3.4. Óìîâ áàíê ìàº ïðàâî ïðè ïîðóøåíí³ êë³ºíòîì áóäü-ÿêîãî ³ç çîáîâ'ÿçàíü, ïåðåäáà÷åíîãî "Óìîâàìè" çì³íèòè óìîâè êðåäèòóâàííÿ - âèìàãàòè â³ä Êë³ºíòà äîñòðîêîâîãî ïîâåðíåííÿ êðåäèòó, ñïëàòà â³äñîòê³â çà éîãî êîðèñòóâàííÿ, âèêîíàííÿ ³íøèõ çîáîâÿçàíü çà êðåäèòîì â ïîâíîìó îáñÿç³.</FONT></P>
<P class="ps9"><FONT class="fs209">Ïîçîâí³ âèìîãè îá´ðóíòîâàí³ òèì, ùî Òîâàðèñòâî ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "Ñòóä³ÿ Ïîñò - Ïðîäàêøí "Àâ - Òâ" äîïóñòèëî ïîðóøåííÿ ñâî¿õ çîáîâÿçàíü ïî ñïëàò³ êðåäèòó ³ ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòíèìè êîøòàìè çã³äíî Äîãîâîðó.</FONT></P>
<P class="ps7"><FONT class="fs208">Çâàæàþ÷è íà âèùåíàâåäåíå, ïîçèâà÷ ïðîñèòü ñóä ñòÿãíóòè ç &nbsp;â³äïîâ³äà÷à çàáîðãîâàí³ñòü ïî êðåäèòó â ðîçì³ð³ 46 054,84 ãðí., 5 066,25 ãðí. çàáîðãîâàíîñò³ ïî ïðîöåíòàì çà êîðèñòóâàííÿ êðåäèòîì, 488,61 ãðí. ïåí³ çà íåñâîº÷àñí³ñòü âèêîíàííÿ çîáîâ'ÿçàíü çà äîãîâîðîì â³ä 23.12.2011 &nbsp;ðîêó.</FONT></P>
<P class="ps9"><FONT class="fs160">Îö³íþþ÷è ïîäàí³ äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îáºêòèâíîìó ðîçãëÿä³ â ñóäîâîìó çàñ³äàíí³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, ñóä ââàæàº, ùî âèìîãè ïîçèâà÷à ï³äëÿãàþòü çàäîâîëåííþ ç íàñòóïíèõ ï³äñòàâ.</FONT></P>
<P class="ps6"><FONT class="fs207">Çã³äíî ïóíêòó 1 ÷àñòèíè 2 ñòàòò³ 11 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ï³äñòàâàìè âèíèêíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â, çîêðåìà, º äîãîâîðè òà ³íø³ ïðàâî÷èíè.</FONT></P>
<P class="ps7"><FONT class="fs206">×àñòèíà 1 ñòàòò³ 202 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àº, ùî ïðàâî÷èíîì º ä³ÿ îñîáè, ñïðÿìîâàíà íà íàáóòòÿ, çì³íó àáî ïðèïèíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â.</FONT></P>
<P class="ps6"><FONT class="fs205">Çã³äíî ç ÷àñòèíîþ 1 ñòàòò³ 509 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çîáîâ'ÿçàííÿì º ïðàâîâ³äíîøåííÿ, â ÿêîìó îäíà ñòîðîíà (áîðæíèê) çîáîâ'ÿçàíà â÷èíèòè íà êîðèñòü äðóãî¿ ñòîðîíè (êðåäèòîðà) ïåâíó ä³þ (ïåðåäàòè ìàéíî, âèêîíàòè ðîáîòó, íàäàòè ïîñëóãó, ñïëàòèòè ãðîø³ òîùî) àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à êðåäèòîð ìàº ïðàâî âèìàãàòè â³ä áîðæíèêà âèêîíàííÿ éîãî îáîâ'ÿçêó.</FONT></P>
<P class="ps7"><FONT class="fs204">×àñòèíà 1 ñòàòò³ 626 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àº, ùî äîãîâîðîì º äîìîâëåí³ñòü äâîõ àáî á³ëüøå ñòîð³í, ñïðÿìîâàíà íà âñòàíîâëåííÿ, çì³íó àáî ïðèïèíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â.</FONT></P>
<P class="ps4"><FONT class="fs203">Â³äïîâ³äíî äî ñòàòò³ 205 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïðàâî÷èí ìîæå â÷èíÿòèñÿ óñíî àáî â ïèñüìîâ³é ôîðì³. Ñòîðîíè ìàþòü ïðàâî îáèðàòè ôîðìó ïðàâî÷èíó, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì. Ïðàâî÷èí, äëÿ ÿêîãî çàêîíîì íå âñòàíîâëåíà îáîâ'ÿçêîâà ïèñüìîâà ôîðìà, ââàæàºòüñÿ â÷èíåíèì, ÿêùî ïîâåä³íêà ñòîð³í çàñâ³ä÷óº ¿õíþ âîëþ äî íàñòàííÿ â³äïîâ³äíèõ ïðàâîâèõ íàñë³äê³â.</FONT></P>
<P class="ps10"><FONT class="fs202">Ñòàòòÿ 181 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àº çàãàëüíèé ïîðÿäîê óêëàäàííÿ ãîñïîäàðñüêèõ äîãîâîð³â. ×àñòèíà 1 çàçíà÷åíî¿ ñòàòò³ âèçíà÷àº, ùî ãîñïîäàðñüêèé äîãîâ³ð çà çàãàëüíèì ïðàâèëîì âèêëàäàºòüñÿ ó ôîðì³ ºäèíîãî äîêóìåíòà ï³äïèñàíîãî ñòîðîíàìè òà ñêð³ïëåíîãî ïå÷àòêàìè. Äîïóñêàºòüñÿ óêëàäåííÿ ãîñïîäàðñüêèõ äîãîâîð³â ó ñïðîùåíèé ñïîñ³á, òîáòî øëÿõîì îáì³íó ëèñòàìè, ôàêñîãðàìàìè, òåëåãðàìàìè, òåëåôîíîãðàìàìè òîùî, à òàêîæ øëÿõîì ï³äòâåðäæåííÿ ïðèéíÿòòÿ äî âèêîíàííÿ çàìîâëåíü, ÿêùî çàêîíîì íå âñòàíîâëåíî ñïåö³àëüí³ âèìîãè äî ôîðìè òà ïîðÿäêó óêëàäåííÿ äàíîãî âèäó äîãîâîð³â.</FONT></P>
<P class="ps9"><FONT class="fs201">Â³äïîâ³äíî äî íîðì ñòàòò³ 639 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, äîãîâ³ð ìîæå áóòè óêëàäåíèé ó áóäü-ÿê³é ôîðì³, ÿêùî âèìîãè ùîäî ôîðìè äîãîâîðó íå âñòàíîâëåí³ çàêîíîì. ßêùî ñòîðîíè äîìîâèëèñÿ óêëàñòè äîãîâ³ð ó ïåâí³é ôîðì³, â³í ââàæàºòüñÿ óêëàäåíèì ç ìîìåíòó íàäàííÿ éîìó ö³º¿ ôîðìè, íàâ³òü ÿêùî çàêîíîì öÿ ôîðìà äëÿ äàíîãî âèäó äîãîâîð³â íå âèìàãàëàñÿ. </FONT></P>
<P class="ps4"><FONT class="fs199">Â³äïîâ³äíî äî ñòàòò³ 1054 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çà êðåäèòíèì äîãîâîðîì áàíê àáî ³íøà ô³íàíñîâà óñòàíîâà (êðåäèòîäàâåöü) çîáîâÿçóºòüñÿ íàäàòè ãðîøîâ³ êîøòè (êðåäèò) ïîçè÷àëüíèêîâ³ ó ðîçì³ð³ òà íà óìîâàõ, âñòàíîâëåíèõ äîãîâîðîì, à ïîçè÷àëüíèê çîáîâÿçóºòüñÿ ïîâåðíóòè êðåäèò òà ñïëàòèòè ïðîöåíòè. Äî â³äíîñèí çà êðåäèòíèì äîãîâîðîì çàñòîñîâóþòüñÿ ïîëîæåííÿ Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïðî Äîãîâ³ð ïîçèêè, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîäàâñòâîì ³ íå âèïëèâàº ³ç ñóò³ êðåäèòíîãî äîãîâîðó.</FONT></P>
<P class="ps4"><FONT class="fs198">Çã³äíî ç ÷àñòèíîþ 1 ñòàòò³ 1066 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çà äîãîâîðîì áàíê³âñüêîãî &nbsp;ðàõóíêà áàíê çîáîâ'ÿçóºòüñÿ ïðèéìàòè ³ çàðàõîâóâàòè íà ðàõóíîê, â³äêðèòèé êë³ºíòîâ³ (âîëîä³ëüöåâ³ ðàõóíêà), ãðîøîâ³ êîøòè, ùî éîìó íàäõîäÿòü, âèêîíóâàòè ðîçïîðÿäæåííÿ êë³ºíòà ïðî ïåðåðàõóâàííÿ ³ âèäà÷ó â³äïîâ³äíèõ ñóì ç ðàõóíêà òà ïðîâåäåííÿ ³íøèõ îïåðàö³é çà ðàõóíêîì.</FONT></P>
<P class="ps4"><FONT class="fs197">Äîãîâ³ð áàíê³âñüêîãî ðàõóíêà óêëàäàºòüñÿ äëÿ â³äêðèòòÿ êë³ºíòîâ³ àáî âèçíà÷åí³é íèì îñîá³ ðàõóíêà ó áàíêó íà óìîâàõ, ïîãîäæåíèõ ñòîðîíàìè. Áàíê çîáîâ'ÿçàíèé óêëàñòè äîãîâ³ð áàíê³âñüêîãî ðàõóíêà ç êë³ºíòîì, ÿêèé çâåðíóâñÿ ç ïðîïîçèö³ºþ â³äêðèòè ðàõóíîê íà îãîëîøåíèõ áàíêîì óìîâàõ, ùî â³äïîâ³äàþòü çàêîíó òà áàíê³âñüêèì ïðàâèëàì (÷àñòèíè 1, 2 ñòàòò³ 1067 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</FONT></P>
<P class="ps4"><FONT class="fs196">Â³äïîâ³äíî äî ÷àñòèíè 1 ñòàòò³ 1069 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ÿêùî â³äïîâ³äíî äî äîãîâîðó áàíê³âñüêîãî ðàõóíêà áàíê çä³éñíþº ïëàòåæ³ ç ðàõóíêà êë³ºíòà, íåçâàæàþ÷è íà â³äñóòí³ñòü íà íüîìó ãðîøîâèõ êîøò³â (êðåäèòóâàííÿ ðàõóíêà), áàíê ââàæàºòüñÿ òàêèì, ùî íàäàâ êë³ºíòîâ³ êðåäèò íà â³äïîâ³äíó ñóìó â³ä äíÿ çä³éñíåííÿ öüîãî ïëàòåæó. </FONT></P>
<P class="ps7"><FONT class="fs195">Â³äïîâ³äíî äî ñòàòò³ 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè, ñóáºêòè ãîñïîäàðþâàííÿ òà ³íø³ ó÷àñíèêè ãîñïîäàðñüêèõ â³äíîñèí ïîâèíí³ âèêîíóâàòè ãîñïîäàðñüê³ çîáîâÿçàííÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî çàêîíó, ³íøèõ ïðàâîâèõ àêò³â, äîãîâîðó, à çà â³äñóòíîñò³ êîíêðåòíèõ âèìîã ùîäî âèêîíàííÿ çîáîâÿçàííÿ - â³äïîâ³äíî äî âèìîã, ùî ó ïåâíèõ óìîâàõ çâè÷àéíî ñòàâëÿòüñÿ.</FONT></P>
<P class="ps7"><FONT class="fs194">Çàçíà÷åíå òàêîæ êîðåñïîíäóºòüñÿ ç³ ñòàòòÿìè 525, 526 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, â³äïîâ³äíî äî ÿêèõ çîáîâÿçàííÿ ìàº âèêîíóâàòèñÿ íàëåæíèì ÷èíîì â³äïîâ³äíî äî óìîâ äîãîâîðó òà âèìîã öüîãî Êîäåêñó, ³íøèõ àêò³â öèâ³ëüíîãî çàêîíîäàâñòâà, à çà â³äñóòíîñò³ òàêèõ óìîâ òà âèìîã  â³äïîâ³äíî äî çâè÷à¿â ä³ëîâîãî îáîðîòó àáî ³íøèõ âèìîã, ùî çâè÷àéíî ñòàâëÿòüñÿ. Îäíîñòîðîííÿ â³äìîâà â³ä çîáîâ'ÿçàííÿ àáî îäíîñòîðîííÿ çì³íà éîãî óìîâ íå äîïóñêàºòüñÿ, ÿêùî ³íøå íå âñòàíîâëåíî äîãîâîðîì àáî çàêîíîì.</FONT></P>
<P class="ps7"><FONT class="fs193">Ñòàòòÿ 629 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àº, ùî äîãîâ³ð º îáîâÿçêîâèì äëÿ âèêîíàííÿ ñòîðîíàìè.</FONT></P>
<P class="ps7"><FONT class="fs192">Â³äïîâ³äíî äî ñòàòò³ 610 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, ïîðóøåííÿì çîáîâÿçàííÿ º éîãî íåâèêîíàííÿ àáî âèêîíàííÿ ç ïîðóøåííÿì óìîâ, âèçíà÷åíèõ çì³ñòîì çîáîâÿçàííÿ (íåíàëåæíå âèêîíàííÿ).</FONT></P>
<P class="ps7"><FONT class="fs191">×àñòèíà 1 ñòàòò³ 612 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àº, ùî áîðæíèê ââàæàºòüñÿ òàêèì, ùî ïðîñòðî÷èâ, ÿêùî â³í íå ïðèñòóïèâ äî âèêîíàííÿ çîáîâÿçàííÿ àáî íå âèêîíàâ éîãî ó ñòðîê, âñòàíîâëåíèé äîãîâîðîì àáî çàêîíîì. </FONT></P>
<P class="ps7"><FONT class="fs190">×àñòèíîþ 2 ñòàòò³ 193 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè âñòàíîâëåíî, ùî êîæíà ñòîðîíà ïîâèííà âæèòè óñ³õ çàõîä³â, íåîáõ³äíèõ äëÿ íàëåæíîãî âèêîíàííÿ íåþ çîáîâ'ÿçàííÿ, âðàõîâóþ÷è ³íòåðåñè äðóãî¿ ñòîðîíè òà çàáåçïå÷åííÿ çàãàëüíîãîñïîäàðñüêîãî ³íòåðåñó. Ïîðóøåííÿ çîáîâ'ÿçàíü º ï³äñòàâîþ äëÿ çàñòîñóâàííÿ ãîñïîäàðñüêèõ ñàíêö³é, ïåðåäáà÷åíèõ öèì Êîäåêñîì, ³íøèìè çàêîíàìè àáî äîãîâîðîì.</FONT></P>
<P class="ps7"><FONT class="fs189">ßê âáà÷àºòüñÿ ç ìàòåð³àë³â ñïðàâè, â³äïîâ³äà÷åì äîêàç³â ñïëàòè êîøò³â íà êîðèñòü ïîçèâà÷à ñóäó íå íàäàíî, äîêóìåíò³â ÿê³ á ï³äòâåðäæóâàëè íàÿâí³ñòü ðîçá³æíîñòåé ó ñóì³ âçàºìîðîçðàõóíê³â, à òàêîæ òàêèõ, ÿê³ á ñïðîñòîâóâàëè çä³éñíåíèé ïîçèâà÷åì ðîçðàõóíîê ñóìè áîðãó, â³äïîâ³äà÷åì ñóäó òàêîæ íå íàäàíî, à òîìó, ñóä ïðèõîäèòü äî âèñíîâêó, ùî ôàêò íàÿâíîñò³ çàáîðãîâàíîñò³ çà Äîãîâîðîì â³ä 23.12.2011 ðîêó ïî êðåäèòó â ðîçì³ð³ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;ãðí., çàáîðãîâàíîñò³ ïî ïðîöåíòàì çà êîðèñòóâàííÿ êðåäèòîì ó ðîçì³ð³ 46 054,84 ãðí., 5 066,25 ãðí. çàáîðãîâàíîñò³ ïî ïðîöåíòàì çà êîðèñòóâàííÿ êðåäèòîì, íàëåæíèì ÷èíîì äîâåäåíèé, äîêóìåíòàëüíî ï³äòâåðäæåíèé òà â³äïîâ³äà÷åì, â ïîðÿäêó ñòàòåé 4-3, 33 Ãîñïîäàðñüêîãî &nbsp;ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè íå ñïðîñòîâàíèé.</FONT></P>
<P class="ps7"><FONT class="fs188">Ó çâÿçêó ç íåíàëåæíèì âèêîíàííÿì ãðîøîâèõ çîáîâÿçàíü çà Äîãîâîðîì ïîçèâà÷ òàêîæ íàðàõóâàâ â³äïîâ³äà÷ó ïåíþ ó ðîçì³ð³ &nbsp;488,61 &nbsp;ãðí.</FONT></P>
<P class="ps7"><FONT class="fs187">Øòðàôíèìè ñàíêö³ÿìè ó Ãîñïîäàðñüêîìó êîäåêñ³ Óêðà¿íè âèçíàþòüñÿ ãîñïîäàðñüê³ ñàíêö³¿ ó âèãëÿä³ ãðîøîâî¿ ñóìè (íåóñòîéêà, øòðàô, ïåíÿ), ÿêó ó÷àñíèê ãîñïîäàðñüêèõ â³äíîñèí çîáîâÿçàíèé ñïëàòèòè ó ðàç³ ïîðóøåííÿ íèì ïðàâèë çä³éñíåííÿ ãîñïîäàðñüêî¿ ä³ÿëüíîñò³, íåâèêîíàííÿ àáî íåíàëåæíîãî âèêîíàííÿ ãîñïîäàðñüêîãî çîáîâÿçàííÿ (÷àñòèíà 1 ñòàòò³ 230 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè).</FONT></P>
<P class="ps7"><FONT class="fs186">Çã³äíî ÷àñòèíè 1, 2 ñòàòò³ 549 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, íåóñòîéêîþ (øòðàôîì, ïåíåþ) º ãðîøîâà ñóìà àáî ³íøå ìàéíî, ÿê³ áîðæíèê ïîâèíåí ïåðåäàòè êðåäèòîðîâ³ ó ðàç³ ïîðóøåííÿ áîðæíèêîì çîáîâ'ÿçàííÿ. </FONT></P>
<P class="ps7"><FONT class="fs185">×àñòèíà 6 ñòàòò³ 232 Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àº, ùî íàðàõóâàííÿ øòðàôíèõ ñàíêö³é çà ïðîñòðî÷åííÿ âèêîíàííÿ çîáîâ'ÿçàííÿ, ÿêùî ³íøå íå âñòàíîâëåíî çàêîíîì àáî äîãîâîðîì, ïðèïèíÿºòüñÿ ÷åðåç ø³ñòü ì³ñÿö³â â³ä äíÿ, êîëè çîáîâ'ÿçàííÿ ìàëî áóòè âèêîíàíî.</FONT></P>
<P class="ps7"><FONT class="fs184">Çã³äíî ñòàòò³ 1 Çàêîíó Óêðà¿íè "Ïðî â³äïîâ³äàëüí³ñòü çà íåñâîº÷àñíå âèêîíàííÿ ãðîøîâèõ çîáîâ'ÿçàíü", ïëàòíèêè ãðîøîâèõ êîøò³â ñïëà÷óþòü íà êîðèñòü îäåðæóâà÷³â öèõ êîøò³â çà ïðîñòðî÷êó ïëàòåæó ïåíþ â ðîçì³ð³, ùî âñòàíîâëþºòüñÿ çà çãîäîþ ñòîð³í.</FONT></P>
<P class="ps9"><FONT class="fs183">Ñòàòòÿ 3 Çàêîíó Óêðà¿íè "Ïðî â³äïîâ³äàëüí³ñòü çà íåñâîº÷àñíå âèêîíàííÿ ãðîøîâèõ çîáîâ'ÿçàíü" ïåðåäáà÷àº, ùî ðîçì³ð ïåí³, ïåðåäáà÷åíèé ñòàòòåþ 1 öüîãî Çàêîíó, îá÷èñëþºòüñÿ â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó òà íå ìîæå ïåðåâèùóâàòè ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè Íàö³îíàëüíîãî áàíêó Óêðà¿íè, ùî ä³ÿëà ó ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ.</FONT></P>
<P class="ps9"><FONT class="fs182">Â³äïîâ³äíî äî ïóíêòó 3.2.1.5.1 Óìîâ, &nbsp;ïîðóøåííÿ êë³ºíòîì áóäü-ÿêîãî ³ç çîáîâ'ÿçàíü ïî ñïëàò³ â³äñîòê³â çà êîðèñòóâàííÿ êðåäèòîì, ïåðåäáà÷åíèõ ïóíêòàìè 3.2.1.2.2.2, 3.2.1.4.1, 3.2.1.4.2, 3.2.1.4.3, òåðì³í³â ïîâåðíåííÿ: êðåäèòó, ïåðåäáà÷åíèõ ïóíêòàìè 3.2.1.1.8., 3.2.1.2.2.3, 3.2.1.2.3.4, âèíàãîðîäè, ïåðåäáà÷åíîãî ïóíêòàìè 3.2.1.2.2., 3.2.4.4., 3.2.1.4.5, 3.2.1.4.6 êë³ºíò ñïëà÷óº Áàíêó çà êîæíèé âèïàäîê ïîðóøåííÿ ïåíþ â ðîçì³ð³ ïîäâ³éíî¿ îáë³êîâî¿ ñòàâêè ÍÁÓ, ÿêà ä³ÿëà â ïåð³îä, çà ÿêèé ñïëà÷óºòüñÿ ïåíÿ, (ó % ð³÷íèõ) â³ä ñóìè ïðîñòðî÷åíîãî ïëàòåæó çà êîæíèé äåíü ïðîñòðî÷åííÿ ïëàòåæó. À â ðàç³ ðåàë³çàö³¿ áàíêîì ïðàâà íà âñòàíîâëåííÿ ³íøîãî ñòðîêó ïîâåðíåííÿ êðåäèòó, êë³ºíò ñïëà÷óº áàíêó ïåíþ ó ðîçì³ð³, çàçíà÷åíîìó â ïóíêò³ 3.2.1.4.1.3. Óìîâ â³ä ñóìè çàáîðãîâàíîñò³ çà êîæåí äåíü ïðîñòðî÷åííÿ. </FONT></P>
<P class="ps9"><FONT class="fs181">Ä³¿ â³äïîâ³äà÷à º ïîðóøåííÿì âèìîã Äîãîâîðó, ùî º ï³äñòàâîþ äëÿ çàñòîñóâàííÿ â³äïîâ³äàëüíîñò³ çà óìîâàìè Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, Ãîñïîäàðñüêîãî êîäåêñó Óêðà¿íè òà Çàêîíó Óêðà¿íè "Ïðî â³äïîâ³äàëüí³ñòü çà íåñâîº÷àñíå âèêîíàííÿ ãðîøîâèõ çîáîâÿçàíü".</FONT></P>
<P class="ps9"><FONT class="fs180">Â³äïîâ³äíî äî ïóíêòó 3.2.1.5.4. Óìîâ ³ Ïðàâèë íàäàííÿ áàíê³âñüêèõ ïîñëóã íàðàõóâàííÿ íåóñòîéêè çà êîæíèé âèïàäîê ïîðóøåííÿ çîáîâ'ÿçàíü, ïåðåäáà÷åíî¿ ïóíêòàìè 3.2.1.5.1., 3.2.1.5.2., 3.2.1.5.3, çä³éñíþºòüñÿ ïðîòÿãîì 3 (òðüîõ) ðîê³â ç äíÿ, êîëè â³äïîâ³äíå çîáîâ'ÿçàííÿ ìàëî áóòè âèêîíàíî Êë³ºíòîì.</FONT></P>
<P class="ps7"><FONT class="fs179">Â³äòàê, ñóä ïåðåâ³ðèâøè ðîçðàõóíîê ïåí³, çà ïåð³îä ç 04.12.2013 ðîêó ïî 26.11.2014 ðîêó, ïîäàíèé ïîçèâà÷åì, âèçíàâ éîãî îá´ðóíòîâàíèì, à ñóìó ïåí³ òàêîþ, ùî ï³äëÿãàº ñòÿãíåííþ ó ðîçì³ð³ 488,61 ãðí.</FONT></P>
<P class="ps9"><FONT class="fs178">Çã³äíî ç³ ñòàòòåþ 32 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè äîêàçàìè ó ñïðàâ³ º áóäü-ÿê³ ôàêòè÷í³ äàí³, íà ï³äñòàâ³ ÿêèõ ãîñïîäàðñüêèé ñóä ó âèçíà÷åíîìó çàêîíîì ïîðÿäêó âñòàíîâëþº íàÿâí³ñòü ÷è â³äñóòí³ñòü îáñòàâèí, íà ÿêèõ ´ðóíòóþòüñÿ âèìîãè ³ çàïåðå÷åííÿ ñòîð³í, à òàêîæ ³íø³ îáñòàâèíè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ïðàâèëüíîãî âèð³øåííÿ ãîñïîäàðñüêîãî ñïîðó.</FONT></P>
<P class="ps10"><FONT class="fs177">Â³äïîâ³äíî äî ñòàòò³ 33 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü. </FONT></P>
<P class="ps7"><FONT class="fs176">Çâàæàþ÷è íà âèùåíàâåäåíå, ñóä ïðèõîäèòü äî âèñíîâêó, ùî ïîçîâí³ âèìîãè Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Êîìåðö³éíèé áàíê "Ïðèâàòáàíê" º òàêèìè, ùî ï³äëÿãàþòü çàäîâîëåííþ ó ïîâíîìó îáñÿç³.</FONT></P>
<P class="ps2"><FONT class="fs175">Â³äøêîäóâàííÿ ñóäîâèõ âèòðàò â³äïîâ³äíî äî ñòàòåé 44, 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ïîêëàäàþòüñÿ ñóäîì íà â³äïîâ³äà÷à â ðîçì³ð³, âèçíà÷åíîìó ÷èííèì çàêîíîäàâñòâîì. </FONT></P>
<P class="ps0"><FONT class="fs174">Âèõîäÿ÷è ç âèùåíàâåäåíîãî òà êåðóþ÷èñü ñòàòòÿìè 4, 49, 75, 82-85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ñóä </FONT></P>
<P class="ps13"><FONT class="fs159">ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps9"><FONT class="fs173">1. &nbsp;Ïîçîâ çàäîâîëüíèòè ïîâí³ñòþ.</FONT></P>
<P class="ps9"><FONT class="fs247">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì. </FONT></P>
<P class="ps10"><FONT class="fs246">Ïîâíå &nbsp;ð³øåííÿ ñêëàäåíî &nbsp;21.04.2015 ðîêó</FONT></P>
<P class="ps9"><FONT class="fs158">Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñ.Â. Ñòàñþê</FONT></P>
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