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<TR><TD width="100 %" class="tds1"><P class="ps22"><FONT class="fs269"> &nbsp;</FONT><FONT class="fs267"><IMG src="herb.gif" height=70 width=52></FONT></P><BR>
<P class="ps12"><FONT class="fs166">Ð²ØÅÍÍß</FONT></P>
<P class="ps12"><FONT class="fs165">²ÌÅÍÅÌ ÓÊÐÀ¯ÍÈ</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<TABLE cellspacing=0 px class="tsfirst">
<TR><TD width="25 %" class="tds7"><P><FONT class="fs180">Çà ïîçîâîì          </FONT></P></TD><TD width="75 %" class="tds7"><P class="ps3"><FONT class="fs260">Ñòðàõîâîãî òîâàðèñòâà ç äîäàòêîâîþ â³äïîâ³äàëüí³ñòþ "Çàõ³ä - Ðåçåðâ" </FONT></P></TD></TR>
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<TR><TD width="25 %" class="tds8"><P class="ps3"><FONT class="fs179">äî          </FONT></P></TD><TD width="75 %" class="tds8"><P class="ps3"><FONT class="fs259">Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Ì³ñüêèé êîìåðö³éíèé áàíê"&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD></TR>
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<TR><TD width="25 %" class="tds9"><P class="ps3"><FONT class="fs178">ïðî          </FONT></P></TD><TD width="75 %" class="tds9"><P class="ps3"><FONT class="fs258">ïîâåðíåííÿ áàíê³âñüêîãî âêëàäó òà â³äøêîäóâàííÿ óïóùåíî¿ âèãîäè &nbsp;â ðîçì³ð³ 61 407,71 ãðí.</FONT></P></TD></TR>
<P class="ps21"><FONT class="fs177">Ñóääÿ Ñòàñþê Ñ.Â. &nbsp;</FONT></P>
<P class="ps18"><FONT class="fs176">Ïðåäñòàâíèêè ñòîð³í: </FONT></P>
<TABLE cellspacing=0 px class="tsfirst">
<TR><TD width="24 %" class="tds12"><P><FONT class="fs175">â³ä ïîçèâà÷à</FONT></P></TD><TD width="76 %" class="tds12"><P class="ps20"><FONT class="fs257">íå çÿâèâñÿ</FONT></P></TD></TR>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="24 %" class="tds13"><P class="ps19"><FONT class="fs174">â³ä â³äïîâ³äà÷à</FONT></P></TD><TD width="76 %" class="tds13"><P class="ps4"><FONT class="fs256">íå çÿâèâñÿ</FONT></P></TD></TR>
<P class="ps9"><FONT class="fs255">Â³äïîâ³äíî äî ñòàòò³ 85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè â ñóäîâîìó çàñ³äàíí³ 10 ëþòîãî 2015 ðîêó îãîëîøåíî âñòóïíó òà ðåçîëþòèâíó ÷àñòèíè ð³øåííÿ ó ñïðàâ³.</FONT></P>
<P class="ps14"><FONT class="fs164">ÎÁÑÒÀÂÈÍÈ ÑÏÐÀÂÈ :</FONT></P>
<P class="ps9"><FONT class="fs254">Ñòðàõîâå òîâàðèñòâî ç äîäàòêîâîþ â³äïîâ³äàëüí³ñòþ "Çàõ³ä - Ðåçåðâ" (íàäàë³ ïî òåêñòó - ïîçèâà÷) çâåðíóëîñü äî Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà ç ïîçîâîì äî Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà "Ì³ñüêèé êîìåðö³éíèé áàíê" (íàäàë³ ïî òåêñòó - â³äïîâ³äà÷) ïðî ïîâåðíåííÿ áàíê³âñüêîãî âêëàäó òà â³äøêîäóâàííÿ óïóùåíî¿ âèãîäè â ðîçì³ð³ 54 176,68 ãðí.</FONT></P>
<P class="ps11"><FONT class="fs253">Îá´ðóíòîâóþ÷è ñâî¿ ïîçîâí³ âèìîãè ïîçèâà÷ âêàçóº íà òå, ùî â³äïîâ³äà÷åì íå âèêîíàíî ñâî¿ çîáîâÿçàííÿ çà Äîãîâîðîì ñòðîêîâîãî áàíê³âñüêîãî âêëàäó ¹ 758/980-ÞÎ/Ä â³ä 28.01.2014 ðîêó â ÷àñòèí³ ïîâåðíåííÿ ñóìè âêëàäó.</FONT></P>
<P class="ps9"><FONT class="fs251">13.01.2015 ðîêó ÷åðåç â³ää³ë ä³ëîâîäñòâà Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä ïîçèâà÷à íàä³éøëà çàÿâà ïðî óòî÷íåííÿ òà çá³ëüøåííÿ ðîçì³ðó ïîçîâíèõ âèìîã ó â³äïîâ³äíîñò³ äî ÿêî¿ ïîçèâà÷ ïðîñèòü ñóä ñòÿãíóòè ç â³äïîâ³äà÷à 50 000,00 ãðí. ñóìè âêëàäó, 210,96 ãðí. íàëåæí³ íåâèïëà÷åí³ â³äñîòêè ïî äåïîçèòó, 4 781,73 ãðí. óïóùåíî¿ &nbsp;âèãîäè, 5 762,97 ãðí. ³íôëÿö³éíèõ âòðàò, 652,05 ãðí. òðè ïðîöåíòè ð³÷íèõ, à òàêîæ ïîêëàñòè íà â³äïîâ³äà÷à ñóäîâ³ âèòðàòè.</FONT></P>
<P class="ps9"><FONT class="fs250">Ó â³äïîâ³äíîñò³ äî ñòàòò³ 22 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ïîçèâà÷ âïðàâ³ äî ïðèéíÿòòÿ ð³øåííÿ ïî ñïðàâ³ çá³ëüøèòè ðîçì³ð ïîçîâíèõ âèìîã çà óìîâè äîòðèìàííÿ âñòàíîâëåíîãî ïîðÿäêó äîñóäîâîãî âðåãóëþâàííÿ ñïîðó ó âèïàäêàõ, ïåðåäáà÷åíèõ ñòàòòåþ 5 öüîãî Êîäåêñó, â ö³é ÷àñòèí³, â³äìîâèòèñü â³ä ïîçîâó àáî çìåíøèòè ðîçì³ð ïîçîâíèõ âèìîã. Äî ïî÷àòêó ðîçãëÿäó ãîñïîäàðñüêèì ñóäîì ñïðàâè ïî ñóò³ ïîçèâà÷ ìàº ïðàâî çì³íèòè ïðåäìåò àáî ï³äñòàâó ïîçîâó øëÿõîì ïîäàííÿ ïèñüìîâî¿ çàÿâè.</FONT></P>
<P class="ps2"><FONT class="fs249">Ïîäàíà ïîçèâà÷åì çàÿâà ðîçö³íþºòüñÿ ñóäîì ÿê çàÿâà ïðî çá³ëüøåííÿ ðîçì³ðó ïîçîâíèõ âèìîã òà ïðèéìàºòüñÿ ñóäîì äî ðîçãëÿäó, ïîçîâí³ âèìîãè ðîçãëÿäàþòüñÿ ç óðàõóâàííÿì çàÿâè ïîäàíî¿ 13.01.2015 ðîêó.</FONT></P>
<P class="ps2"><FONT class="fs248">Ïðåäñòàâíèê â³äïîâ³äà÷à â ñóäîâå çàñ³äàííÿ 13.01.2015 ðîêó íå çÿâèâñÿ, âèìîãè óõâàëè ñóäó â³ä 01.12.2014 ðîêó íå âèêîíàâ, ïèñüìîâîãî â³äçèâó íà ïîçîâ íå íàäàâ, ïðî ïðè÷èíè ñâîº¿ íåÿâêè ñóä íå ïîâ³äîìèâ, ïðî äàòó òà ÷àñ ñëóõàííÿ ñïðàâè ïîâ³äîìëÿâñÿ íàëåæíèì ÷èíîì ðåêîìåíäîâàíèì ëèñòîì ïîâ³äîìëåííÿì ïðî âðó÷åííÿ ïîøòîâîãî â³äïðàâëåííÿ.</FONT></P>
<P class="ps2"><FONT class="fs247">Ó ñóäîâîìó çàñ³äàíí³ 13.01.2015 ðîêó ïðåäñòàâíèê ïîçèâà÷à ïîäàâ êëîïîòàííÿ ïðî ïðîäîâæåííÿ ñòðîêó âèð³øåííÿ ñïîðó.</FONT></P>
<P class="ps2"><FONT class="fs246">Ðîçãëÿíóâøè ïîäàíå ïîçèâà÷åì 13.01.2015 ðîêó êëîïîòàííÿ ïðî ïðîäîâæåííÿ ñòðîêó âèð³øåííÿ ñïîðó, ñóä ïðèõîäèòü äî âèñíîâêó ïðî éîãî çàäîâîëåííÿ. &nbsp;</FONT></P>
<P class="ps2"><FONT class="fs245">Óõâàëîþ Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 13.01.2015 ðîêó ðîçãëÿä ñïðàâè áóëî â³äêëàäåíî íà 29.01.2015 ðîêó, ó çâ'ÿçêó ç íåÿâêîþ â³äïîâ³äà÷à òà íåîáõ³äí³ñòþ ïîäàííÿ äîäàòêîâèõ äîêàç³â ó ñïðàâ³.</FONT></P>
<P class="ps9"><FONT class="fs244">26.01.2015 ðîêó ÷åðåç â³ää³ë ä³ëîâîäñòâà Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä ïîçèâà÷à íàä³éøëî êëîïîòàííÿ ïðî ðîçãëÿä ñïðàâè áåç ó÷àñò³ ïðåäñòàâíèêà.</FONT></P>
<P class="ps9"><FONT class="fs243">Ïðåäñòàâíèê â³äïîâ³äà÷à â ñóäîâå çàñ³äàííÿ 29.01.2015 ðîêó íå çÿâèâñÿ, ïðî ïðè÷èíè ñâîº¿ íåÿâêè ñóä íå ïîâ³äîìèâ, ïðî äàòó òà ÷àñ ñëóõàííÿ ñïðàâè ïîâ³äîìëÿâñÿ íàëåæíèì ÷èíîì.</FONT></P>
<P class="ps2"><FONT class="fs242">Óõâàëîþ Ãîñïîäàðñüêîãî ñóäó ì³ñòà Êèºâà â³ä 29.01.2015 ðîêó ðîçãëÿä ñïðàâè áóëî â³äêëàäåíî íà 10.02.2015 ðîêó, ó çâ'ÿçêó ç íåÿâêîþ â³äïîâ³äà÷à òà íåîáõ³äí³ñòþ ïîäàííÿ äîäàòêîâèõ äîêàç³â ó ñïðàâ³.</FONT></P>
<P class="ps9"><FONT class="fs241">Ïðåäñòàâíèê ïîçèâà÷à â ñóäîâå çàñ³äàííÿ 10.02.2015 ðîêó íå çÿâèâñÿ, ïðîòå 26.01.2015 ðîêó ÷åðåç â³ää³ë ä³ëîâîäñòâà ñóäó ïîäàâ çàÿâó ïðî ðîçãëÿä ñïðàâè áåç ó÷àñò³ ïðåäñòàâíèêà. </FONT></P>
<P class="ps2"><FONT class="fs240">Ïðåäñòàâíèê â³äïîâ³äà÷à â ñóäîâå çàñ³äàííÿ 10.02.2015 ðîêó íå çÿâèâñÿ, âèìîãè óõâàëè ñóäó íå âèêîíàâ, ïèñüìîâîãî â³äçèâó íà ïîçîâ íå íàäàâ, ïðî ïðè÷èíè ñâîº¿ íåÿâêè ñóä íå ïîâ³äîìèâ, ïðî äàòó òà ÷àñ ñëóõàííÿ ñïðàâè ïîâ³äîìëÿâñÿ íàëåæíèì ÷èíîì ðåêîìåíäîâàíèì ëèñòîì ïîâ³äîìëåííÿì ïðî âðó÷åííÿ ïîøòîâîãî â³äïðàâëåííÿ.</FONT></P>
<P class="ps6"><FONT class="fs238">Ó â³äïîâ³äíîñò³ ç ïîëîæåííÿìè ïóíêòó 3.9.1. Ïîñòàíîâè Ïëåíóìó Âèùîãî ãîñïîäàðñüêîãî ñóäó Óêðà¿íè Ïðî äåÿê³ ïèòàííÿ ïðàêòèêè çàñòîñóâàííÿ Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñóäàìè ïåðøî¿ ³íñòàíö³¿ â³ä 26.12.2011 ðîêó ¹ 18 îñîáè, ÿê³ áåðóòü ó÷àñòü ó ñïðàâ³, ââàæàþòüñÿ ïîâ³äîìëåíèìè ïðî ÷àñ ³ ì³ñöå ðîçãëÿäó ñóäîì ñïðàâè ó ðàç³ âèêîíàííÿ îñòàíí³ì âèìîã ÷àñòèíè ïåðøî¿ ñòàòò³ 64 òà ñòàòò³ 87 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè. </FONT></P>
<P class="ps6"><FONT class="fs237">Çã³äíî ç ÷àñòèíîþ 1 ñòàòò³ 64 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè óõâàëà ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ íàäñèëàºòüñÿ çà ïîâ³äîìëåíîþ ñòîðîíàìè ãîñïîäàðñüêîìó ñóäó ïîøòîâîþ àäðåñîþ. Ó ðàç³ íåíàäàííÿ ñòîðîíàìè ³íôîðìàö³¿ ùîäî ¿õ ïîøòîâî¿ àäðåñè, óõâàëà ïðî â³äêðèòòÿ ïðîâàäæåííÿ ó ñïðàâ³ íàäñèëàºòüñÿ çà àäðåñîþ ì³ñöåçíàõîäæåííÿ (ì³ñöÿ ïðîæèâàííÿ) ñòîð³í, ùî çàçíà÷åíà â ªäèíîìó äåðæàâíîìó ðåºñòð³ þðèäè÷íèõ îñ³á òà ô³çè÷íèõ îñ³á-ï³äïðèºìö³â. Ó ðàç³ â³äñóòíîñò³ ñòîð³í çà òàêîþ àäðåñîþ, ââàæàºòüñÿ, ùî óõâàëà ïðî ïîðóøåííÿ ïðîâàäæåííÿ ó ñïðàâ³ âðó÷åíà ¿ì íàëåæíèì ÷èíîì. </FONT></P>
<P class="ps6"><FONT class="fs236">Òàêèì ÷èíîì, ñóä ïðèõîäèòü äî âèñíîâêó, ùî â³äïîâ³äà÷ ïîâ³äîìëåíèé ïðî ÷àñ òà ì³ñöå ñóäîâîãî ðîçãëÿäó íàëåæíèì ÷èíîì, à ìàòåð³àëè ñïðàâè ì³ñòÿòü äîñòàòí³ äîêàçè äëÿ ¿¿ ðîçãëÿäó ïî ñóò³.</FONT></P>
<P class="ps6"><FONT class="fs235">Îñê³ëüêè ïðî ÷àñ òà ì³ñöå ñóäîâîãî çàñ³äàííÿ â³äïîâ³äà÷ áóâ íàëåæíèì ÷èíîì ïîâ³äîìëåíèé, íà ï³äñòàâ³ ñòàòò³ 75 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè ñïðàâà ìîæå áóòè ðîçãëÿíóòà çà íàÿâíèìè â í³é ìàòåð³àëàìè.</FONT></P>
<P class="ps9"><FONT class="fs234">Ðîçãëÿíóâøè ïîäàí³ â³äïîâ³äà÷åì ìàòåð³àëè, âñåá³÷íî ³ ïîâíî çÿñóâàâøè âñ³ ôàêòè÷í³ îáñòàâèíè, íà ÿêèõ ´ðóíòóþòüñÿ ïîçîâí³ âèìîãè, Ãîñïîäàðñüêèé ñóä ì³ñòà Êèºâà </FONT></P>
<P class="ps1"><FONT class="fs173">ÂÑÒÀÍÎÂÈÂ:</FONT></P>
<P class="ps9"><FONT class="fs233">28.01.2014 ðîêó ì³æ Ïóáë³÷íèì àêö³îíåðíèì òîâàðèñòâîì "Ì³ñüêèé êîìåðö³éíèé áàíê" (áàíê) òà Ñòðàõîâèì òîâàðèñòâîì ç äîäàòêîâîþ â³äïîâ³äàëüí³ñòþ "Çàõ³ä - Ðåçåðâ" (âêëàäíèê) óêëàäåíî Äîãîâ³ð ñòðîêîâîãî áàíê³âñüêîãî âêëàäó ¹ 758/980-ÞÎ/Ä (äàë³-Äîãîâ³ð).</FONT></P>
<P class="ps9"><FONT class="fs231">Äîãîâ³ð ââàæàºòüñÿ óêëàäåíèì ç äíÿ íàäõîäæåííÿ êîøò³â íà âêëàäíèé ðàõóíîê. Ñòðîê ä³¿ äîãîâîðó çá³ãàºòüñÿ ³ç äàòîþ ïîâåðíåííÿ âêëàäó, âèçíà÷åíî¿ â ïóíêò³ 1.1. öüîãî äîãîâîðó ïóíêò 5.1. Äîãîâîðó).</FONT></P>
<P class="ps9"><FONT class="fs229">03.03.2014 ðîêó ì³æ ñòîðîíàìè óêëàäåíî Äîäàòêîâó óãîäó ¹ 1 äî Äîãîâîðó ïðî ïðîäîâæåííÿ ñòðîêó âíåñåííÿ äåïîçèòíîãî âêëàäó äî 05.04.2014 ðîêó òà çá³ëüøåííÿ ïðîöåíòíî¿ ñòàâêè çà äîãîâîðîì äî 16,2 ïðîöåíò³â ð³÷íèõ.</FONT></P>
<P class="ps9"><FONT class="fs228">07.04.2014 ðîêó ì³æ ñòîðîíàìè óêëàäåíî Äîäàòêîâó óãîäó ¹ 2 äî Äîãîâîðó ïðî ïðîäîâæåííÿ ñòðîêó âíåñåííÿ äåïîçèòíîãî âêëàäó äî 08.05.2014 ðîêó òà çá³ëüøåííÿ ïðîöåíòíî¿ ñòàâêè çà äîãîâîðîì äî 19,0 ïðîöåíò³â ð³÷íèõ.</FONT></P>
<P class="ps9"><FONT class="fs227">08.05.2014 ðîêó ì³æ ñòîðîíàìè óêëàäåíî Äîäàòêîâó óãîäó ¹ 3 äî Äîãîâîðó ïðî ïðîäîâæåííÿ ñòðîêó âíåñåííÿ äåïîçèòíîãî âêëàäó äî 05.06.2014 ðîêó.</FONT></P>
<P class="ps9"><FONT class="fs226">05.06.2014 ðîêó ì³æ ñòîðîíàìè óêëàäåíî Äîäàòêîâó óãîäó ¹ 4 äî Äîãîâîðó ïðî çì³íó ñóìè âêëàäó íà 70&nbsp; &nbsp;&nbsp;000,00 ãðí. òà ïðî ïðîäîâæåííÿ ñòðîêó âíåñåííÿ äåïîçèòíîãî âêëàäó äî 07.07.2014 ðîêó òà çá³ëüøåííÿ ïðîöåíòíî¿ ñòàâêè çà äîãîâîðîì äî 22,0 ïðîöåíò³â ð³÷íèõ.</FONT></P>
<P class="ps9"><FONT class="fs225">07.07.2014 ðîêó ì³æ ñòîðîíàìè óêëàäåíî Äîäàòêîâó óãîäó ¹ 5 äî Äîãîâîðó ïðî çì³íó ñóìè âêëàäó íà 50&nbsp; &nbsp;&nbsp;000,00 ãðí. òà ïðî ïðîäîâæåííÿ ñòðîêó âíåñåííÿ äåïîçèòíîãî âêëàäó äî 07.08.2014 ðîêó.</FONT></P>
<P class="ps9"><FONT class="fs224">Â³äïîâ³äà÷åì áóëî ÷àñòêîâî ïîâåðíóòî ñóìó äåïîçèòó ïîçèâà÷ó â ðîçì³ð³ 30&nbsp; &nbsp;&nbsp;000,00 ãðí., ùî ï³äòâåðäæóºòüñÿ áàíê³âñüêîþ âèïèñêîþ â³ä 05.06.2014 ðîêó òà â ðîçì³ð³ 20&nbsp; &nbsp;&nbsp;000,00 ãðí., ùî ï³äòâåðäæóºòüñÿ áàíê³âñüêîþ âèïèñêîþ â³ä 07.07.2014 ðîêó.</FONT></P>
<P class="ps9"><FONT class="fs223">Ïîçèâà÷åì íàïðàâëåíî â³äïîâ³äà÷ó ëèñò ¹ 463 â³ä 07.08.2014 ðîêó ç âèìîãîþ ïðî ïîâåðíåííÿ ãðîøîâèõ êîøò³â â ðîçì³ð³ 50&nbsp; &nbsp;&nbsp;000,00 ãðí. òà íàëåæíèõ â³äñîòê³â.</FONT></P>
<P class="ps9"><FONT class="fs222">Â ïîäàëüøîìó â³äïîâ³äà÷ó íàïðàâëåíî ïðåòåíç³þ ¹ 487 â³ä 15.08.2014 ðîêó ç âèìîãîþ âèêîíàííÿ âçÿòèõ íà ñåáå çîáîâÿçàíü, çã³äíî Äîãîâîðó.</FONT></P>
<P class="ps9"><FONT class="fs221">Ó â³äïîâ³äü íà ëèñò ¹ 463 â³ä 07.08.2014 ðîêó òà ïðåòåíç³þ ¹ 487 â³ä 15.08.2014 ðîêó â³äïîâ³äà÷åì íàä³ñëàíî ïîçèâà÷ó ëèñò ç ïðîïîçèö³ºþ ïîäàëüøî¿ ïðîëîíãàö³¿ ä³¿ Äîãîâîðó. Êð³ì òîãî, â³äïîâ³äà÷ çàçíà÷èâ, ùî íèì âæèâàòèìóòüñÿ âñ³ çàõîäè äëÿ íàëåæíîãî âèêîíàííÿ ñâî¿ çîáîâÿçàíü çà Äîãîâîðîì.</FONT></P>
<P class="ps11"><FONT class="fs220">Ó çâÿçêó ç òè, ùî â³äïîâ³äà÷åì íå âèêîíàíî ñâî¿ çîáîâÿçàííÿ çà Äîãîâîðîì ñòðîêîâîãî áàíê³âñüêîãî âêëàäó ¹ 758/980-ÞÎ/Ä â³ä 28.01.2014 ðîêó â ÷àñòèí³ ïîâåðíåííÿ ñóìè âêëàäó, ïîçèâà÷ çâåðíóâñÿ ç ïîçîâîì äî ñóäó ç ìåòîþ çàõèñòó ñâîãî ïîðóøåíîãî ïðàâà.</FONT></P>
<P class="ps10"><FONT class="fs219">Â³äïîâ³äà÷ íå ñêîðèñòàâñÿ ñâî¿ì ïðîöåñóàëüíèì ïðàâîì, ïåðåäáà÷åíèì ñòàòòåþ 22 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, íà ïîäàííÿ â³äçèâó íà ïîçîâ, æîäíèõ çàïåðå÷åíü íà ñïðîñòóâàííÿ &nbsp;íàâåäåíèõ ïîçèâà÷åì îáñòàâèí ñóäó íå íàäàâ.</FONT></P>
<P class="ps5"><FONT class="fs172">Îö³íèâøè íàÿâí³ â ñïðàâ³ äîêàçè çà ñâî¿ì âíóòð³øí³ì ïåðåêîíàííÿì, ùî ´ðóíòóºòüñÿ íà âñåá³÷íîìó, ïîâíîìó ³ îáºêòèâíîìó ðîçãëÿä³ â ñóäîâîìó ïðîöåñ³ âñ³õ îáñòàâèí ñïðàâè â ¿õ ñóêóïíîñò³, êåðóþ÷èñü çàêîíîì, ñóä ïðèõîäèòü äî âèñíîâêó, ùî çàÿâëåí³ ïîçîâí³ âèìîãè ç óðàõóâàííÿì çàÿâè ïðî çá³ëüøåííÿ ïîçîâíèõ âèìîã íå ï³äëÿãàþòü çàäîâîëåííþ, âèõîäÿ÷è ç íàñòóïíîãî.</FONT></P>
<P class="ps9"><FONT class="fs218">Ïóíêòîì 1 ÷àñòèíè 2 ñòàòò³ 11 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè &nbsp;ïåðåäáà÷åíî, ùî îäí³ºþ ³ç ï³äñòàâ âèíèêíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â º äîãîâîðè òà ³íø³ ïðàâî÷èíè.</FONT></P>
<P class="ps9"><FONT class="fs217">×àñòèíà 1&nbsp; &nbsp;&nbsp;ñòàòò³ 202 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè ïåðåäáà÷àº, ùî ïðàâî÷èíîì º ä³ÿ îñîáè, ñïðÿìîâàíà íà íàáóòòÿ, çì³íó àáî ïðèïèíåííÿ öèâ³ëüíèõ ïðàâ òà îáîâ'ÿçê³â.</FONT></P>
<P class="ps9"><FONT class="fs216">Çã³äíî ç ÷àñòèíîþ 1&nbsp; &nbsp;&nbsp;ñòàòò³ 509 Öèâ³ëüíîãî Óêðà¿íè, çîáîâ'ÿçàííÿì º ïðàâîâ³äíîøåííÿ, â ÿêîìó îäíà ñòîðîíà (áîðæíèê) çîáîâ'ÿçàíà â÷èíèòè íà êîðèñòü äðóãî¿ ñòîðîíè (êðåäèòîðà) ïåâíó ä³þ (ïåðåäàòè ìàéíî, âèêîíàòè ðîáîòó, íàäàòè ïîñëóãó, ñïëàòèòè ãðîø³ òîùî) àáî óòðèìàòèñÿ â³ä ïåâíî¿ ä³¿, à êðåäèòîð ìàº ïðàâî âèìàãàòè â³ä áîðæíèêà âèêîíàííÿ éîãî îáîâ'ÿçêó.</FONT></P>
<P class="ps11"><FONT class="fs215">Ïîëîæåííÿìè ÷àñòèí 1, 3 ñòàòò³ 1058 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè âñòàíîâëåíî, ùî çà äîãîâîðîì áàíê³âñüêîãî âêëàäó (äåïîçèòó) îäíà ñòîðîíà (áàíê), ùî ïðèéíÿëà â³ä äðóãî¿ ñòîðîíè (âêëàäíèêà) àáî äëÿ íå¿ ãðîøîâó ñóìó (âêëàä), ùî íàä³éøëà, çîáîâ'ÿçóºòüñÿ âèïëà÷óâàòè âêëàäíèêîâ³ òàêó ñóìó òà ïðîöåíòè íà íå¿ àáî äîõ³ä â ³íø³é ôîðì³ íà óìîâàõ òà â ïîðÿäêó, âñòàíîâëåíèõ äîãîâîðîì. </FONT></P>
<P class="ps11"><FONT class="fs214">Äî â³äíîñèí áàíêó òà âêëàäíèêà çà ðàõóíêîì, íà ÿêèé âíåñåíèé âêëàä, çàñòîñîâóþòüñÿ ïîëîæåííÿ ïðî äîãîâ³ð áàíê³âñüêîãî ðàõóíêà (ãëàâà 72 öüîãî Êîäåêñó), ÿêùî ³íøå íå âñòàíîâëåíî ö³ºþ ãëàâîþ àáî íå âèïëèâàº ³ç ñóò³ äîãîâîðó áàíê³âñüêîãî âêëàäó.</FONT></P>
<P class="ps11"><FONT class="fs212">Ð³øåííÿì Âèêîíàâ÷î¿ äèðåêö³¿ Ôîíäó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á â³ä 20.11.2014 ðîêó ¹ 124 Ïðî çàïðîâàäæåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ ó Ïóáë³÷íîìó àêö³îíåðíîìó òîâàðèñòâ³ "Ì³ñüêèé êîìåðö³éíèé áàíê" çàïðîâàäæåíî òèì÷àñîâó àäì³í³ñòðàö³þ ñòðîêîì ç 21.11.2014 ðîêó ïî 20.02.2015 ðîêó</FONT></P>
<P class="ps11"><FONT class="fs211">Òîáòî, íà ìîìåíò âèð³øåííÿ ñïîðó ó â³äïîâ³äà÷à çàïðîâàäæåíà òèì÷àñîâà àäì³í³ñòðàö³ÿ. </FONT></P>
<P class="ps11"><FONT class="fs210">Çà çàãàëüíèì ïðàâèëîì, ïðàâî âëàñíîñò³ º íåïîðóøíèì. Í³õòî íå ìîæå áóòè ïðîòèïðàâíî ïîçáàâëåíèé öüîãî ïðàâà ÷è îáìåæåíèé ó éîãî çä³éñíåíí³, îêð³ì âèïàäê³â ³ ëèøå â ïîðÿäêó, âñòàíîâëåíèõ çàêîíîì (ñòàòòÿ 321 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè).</FONT></P>
<P class="ps11"><FONT class="fs209">Çã³äíî ç ÷àñòèíàìè 1, 2 ñòàòò³ 1066 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè çà äîãîâîðîì áàíê³âñüêîãî ðàõóíêà áàíê çîáîâÿçóºòüñÿ ïðèéìàòè ³ çàðàõîâóâàòè íà ðàõóíîê, â³äêðèòèé êë³ºíòîâ³ (âîëîä³ëüöåâ³ ðàõóíêà), ãðîøîâ³ êîøòè, ùî éîìó íàäõîäÿòü, âèêîíóâàòè ðîçïîðÿäæåííÿ êë³ºíòà ïðî ïåðåðàõóâàííÿ ³ âèäà÷ó â³äïîâ³äíèõ ñóì ç ðàõóíêà òà ïðîâåäåííÿ ³íøèõ îïåðàö³é çà ðàõóíêîì. Áàíê ìàº ïðàâî âèêîðèñòîâóâàòè ãðîøîâ³ êîøòè íà ðàõóíêó êë³ºíòà, ãàðàíòóþ÷è éîãî ïðàâî áåçïåðåøêîäíî ðîçïîðÿäæàòèñÿ öèìè êîøòàìè.</FONT></P>
<P class="ps11"><FONT class="fs208">Ïóíêòîì 1.4. Äîãîâîðó ñòîðîíè ïîãîäèëè, ùî áàíê çîáîâÿçóþòüñÿ ïîâåðíóòè âêëàäíèêó ñóìó âêëàäó, ùî íàä³éøëà íà ðàõóíîê, ³ ïðîöåíòè íà íå¿ íà óìîâàõ òà â ïîðÿäêó, âñòàíîâëåíèõ öèì äîãîâîðîì.</FONT></P>
<P class="ps11"><FONT class="fs207">Ñóäîì âðàõîâàíî, ùî âñóïåðå÷ âêàçàíî¿ íîðìè áàíê íå çì³ã çàáåçïå÷èòè ïðàâî ïîçèâà÷à íà áåçïåðåøêîäíå ïîâåðíåííÿ âêëàäó çà Äîãîâîðîì.</FONT></P>
<P class="ps11"><FONT class="fs206">Â³äïîâ³äíî äî ÷àñòèíè 1 ñòàòò³ 1074 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè îáìåæåííÿ ïðàâ êë³ºíòà ùîäî ðîçïîðÿäæàííÿ ãðîøîâèìè êîøòàìè, ùî çíàõîäÿòüñÿ íà éîãî ðàõóíêó, íå äîïóñêàºòüñÿ, êð³ì âèïàäê³â îáìåæåííÿ ïðàâà ðîçïîðÿäæàííÿ ðàõóíêîì çà ð³øåííÿì ñóäó àáî â ³íøèõ âèïàäêàõ, âñòàíîâëåíèõ çàêîíîì, à òàêîæ ó ðàç³ çóïèíåííÿ ô³íàíñîâèõ îïåðàö³é, ÿê³ ìîæóòü áóòè ïîâ'ÿçàí³ ç ëåãàë³çàö³ºþ (â³äìèâàííÿì) äîõîä³â, îäåðæàíèõ çëî÷èííèì øëÿõîì, àáî ô³íàíñóâàííÿì òåðîðèçìó, ïåðåäáà÷åíèõ çàêîíîì. </FONT></P>
<P class="ps11"><FONT class="fs205">Ïðîöåäóðà ùîäî âèâåäåííÿ íåïëàòîñïðîìîæíèõ áàíê³â ç ðèíêó ³ ë³êâ³äàö³¿ áàíê³â âðåãóëüîâàíà Çàêîíîì Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á, ÿêèé º ñïåö³àëüíèì çàêîíîì ó äàíèõ ïðàâîâ³äíîñèíàõ.</FONT></P>
<P class="ps11"><FONT class="fs204">Ïóíêòîì 16 ñòàòò³ 2 Çàêîíó Óêðà¿íè &nbsp;Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á âñòàíîâëåíî, ùî òèì÷àñîâà àäì³í³ñòðàö³ÿ  ïðîöåäóðà âèâåäåííÿ áàíêó ç ðèíêó, ùî çàïðîâàäæóºòüñÿ Ôîíäîì ñòîñîâíî íåïëàòîñïðîìîæíîãî áàíêó â ïîðÿäêó, âñòàíîâëåíîìó öèì Çàêîíîì, à â³äïîâ³äíî äî ïóíêòó 6 ñòàòò³ 2 Çàêîíó ë³êâ³äàö³ÿ áàíêó  öå ïðîöåäóðà ïðèïèíåííÿ áàíêó ÿê þðèäè÷íî¿ îñîáè â³äïîâ³äíî äî çàêîíîäàâñòâà.</FONT></P>
<P class="ps11"><FONT class="fs203">Òîìó, ó ñïîðàõ ïîâÿçàíèõ ç âèêîíàííÿì áàíêîì, ó ÿêîìó ââåäåíà òèì÷àñîâà àäì³í³ñòðàö³ÿ ÷è ïî÷àòà ïðîöåäóðà éîãî ë³êâ³äàö³¿, ñâî¿õ çîáîâÿçàíü ïåðåä éîãî êðåäèòîðàìè, íîðìè Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á º ñïåö³àëüíèìè, à äàíèé Çàêîí º ïð³îðèòåòíèì â³äíîñíî ³íøèõ çàêîíîäàâ÷èõ àêò³â Óêðà¿íè ó öèõ ïðàâîâ³äíîñèíàõ.</FONT></P>
<P class="ps11"><FONT class="fs202">Âèõîäÿ÷è ç ñóò³ (çì³ñòó) òà çã³äíî ç ÷àñòèíîþ 2 ñòàòò³ 1 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á ìåòîþ öüîãî Çàêîíó º çàõèñò ïðàâ ³ çàêîííèõ ³íòåðåñ³â âêëàäíèê³â áàíê³â, çì³öíåííÿ äîâ³ðè äî áàíê³âñüêî¿ ñèñòåìè Óêðà¿íè, ñòèìóëþâàííÿ çàëó÷åííÿ êîøò³â ó áàíê³âñüêó ñèñòåìó Óêðà¿íè, çàáåçïå÷åííÿ åôåêòèâíî¿ ïðîöåäóðè âèâåäåííÿ íåïëàòîñïðîìîæíèõ áàíê³â ç ðèíêó òà ë³êâ³äàö³¿ áàíê³â.</FONT></P>
<P class="ps11"><FONT class="fs201">Ñòàòòåþ 36 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á âðåãóëüîâàí³ íàñë³äêè çàïðîâàäæåííÿ òèì÷àñîâî¿ àäì³í³ñòðàö³¿.</FONT></P>
<P class="ps11"><FONT class="fs200">Òàê, â³äïîâ³äíî äî ïóíêò³â 1, 3 ÷àñòèíè 5 ñòàòò³ 36 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á ï³ä ÷àñ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ íå çä³éñíþºòüñÿ çàäîâîëåííÿ âèìîã âêëàäíèê³â òà ³íøèõ êðåäèòîð³â áàíêó, íàðàõóâàííÿ íåóñòîéêè (øòðàô³â, ïåí³), ³íøèõ ô³íàíñîâèõ (åêîíîì³÷íèõ) ñàíêö³é çà íåâèêîíàííÿ ÷è íåíàëåæíå âèêîíàííÿ çîáîâ'ÿçàíü ùîäî ñïëàòè ïîäàòê³â ³ çáîð³â (îáîâ'ÿçêîâèõ ïëàòåæ³â), à òàêîæ çîáîâ'ÿçàíü ïåðåä êðåäèòîðàìè, ó òîìó ÷èñë³ íå çàñòîñîâóºòüñÿ ³íäåêñ ³íôëÿö³¿ çà âåñü ÷àñ ïðîñòðî÷åííÿ âèêîíàííÿ ãðîøîâèõ çîáîâ'ÿçàíü áàíêó.</FONT></P>
<P class="ps11"><FONT class="fs199">Ñóäîì âðàõîâàíî, ùî ïóíêòîì 1 ÷àñòèíè 6 ñòàòò³ 36 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á ïåðåäáà÷åíî, ùî îáìåæåííÿ, âñòàíîâëåíå ïóíêòîì 1 ÷àñòèíè ïÿòî¿ ö³º¿ ñòàòò³, íå ïîøèðþºòüñÿ íà çîáîâÿçàííÿ áàíêó ùîäî âèïëàòè êîøò³â çà âêëàäàìè âêëàäíèê³â çà äîãîâîðàìè, ñòðîê ÿêèõ çàê³í÷èâñÿ, òà çà äîãîâîðàìè áàíê³âñüêîãî ðàõóíêó âêëàäíèê³â. Çàçíà÷åí³ âèïëàòè çä³éñíþþòüñÿ â ìåæàõ ñóìè â³äøêîäóâàííÿ, ùî ãàðàíòóºòüñÿ Ôîíäîì.</FONT></P>
<P class="ps11"><FONT class="fs198">Îäíàê, çã³äíî ç ïóíêòîì 4 ÷àñòèíè 1 ñòàòò³ 2 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á ó öüîìó Çàêîí³ òåðì³í âêëàäíèê âæèâàºòüñÿ ó çíà÷åíí³ ô³çè÷íà îñîáà (êð³ì ô³çè÷íèõ îñ³á  ñóáºêò³â ï³äïðèºìíèöüêî¿ ä³ÿëüíîñò³), ÿêà óêëàëà àáî íà êîðèñòü ÿêî¿ óêëàäåíî äîãîâ³ð áàíê³âñüêîãî âêëàäó (äåïîçèòó), áàíê³âñüêîãî ðàõóíêó àáî ÿêà º âëàñíèêîì ³ìåííîãî äåïîçèòíîãî ñåðòèô³êàòà.</FONT></P>
<P class="ps11"><FONT class="fs197">À òîìó, âðàõîâóþ÷è äàíó íîðìó, ô³çè÷í³ îñîáè  ñóáºêòè ï³äïðèºìíèöüêî¿ ä³ÿëüíîñò³ òà þðèäè÷í³ îñîáè íå ï³äïàäàþòü ï³ä âèçíà÷åííÿ ïîíÿòòÿ âêëàäíèê ó ðîçóì³íí³ âèùåâêàçàíîãî Çàêîíó. Òîìó, íà íèõ íå ïîøèðþºòüñÿ âèíÿòîê ç îáìåæåííÿ âñòàíîâëåíîãî ïóíêòîì 1 ÷àñòèíè 5 ñòàòò³ 36 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á.</FONT></P>
<P class="ps11"><FONT class="fs196">Ðàçîì ³ç öèì, Çàêîí Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á íå äàº âèçíà÷åííÿ ïîíÿòòÿ êðåäèòîð áàíêó. Âèçíà÷åííÿ òåðì³íó êðåäèòîð áàíêó ì³ñòèòüñÿ ó ñòàòò³ 2 Çàêîíó Óêðà¿íè Ïðî áàíêè ³ áàíê³âñüêó ä³ÿëüí³ñòü, òà ï³ä ÿêèì ðîçóì³ºòüñÿ  þðèäè÷íà àáî ô³çè÷íà îñîáà, ÿêà ìàº äîêóìåíòàëüíî ï³äòâåðäæåí³ âèìîãè äî áîðæíèêà ùîäî éîãî ìàéíîâèõ çîáîâÿçàíü.</FONT></P>
<P class="ps11"><FONT class="fs195">Â³äïîâ³äíî äî ÷àñòèíè 2 ñòàòò³ 1060 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çà äîãîâîðîì áàíê³âñüêîãî âêëàäó íåçàëåæíî â³ä éîãî âèäó áàíê çîáîâ'ÿçàíèé âèäàòè âêëàä àáî éîãî ÷àñòèíó íà ïåðøó âèìîãó âêëàäíèêà, êð³ì âêëàä³â, çðîáëåíèõ þðèäè÷íèìè îñîáàìè íà ³íøèõ óìîâàõ ïîâåðíåííÿ, ÿê³ âñòàíîâëåí³ äîãîâîðîì.</FONT></P>
<P class="ps11"><FONT class="fs194">Îòæå, âðàõîâóþ÷è âèùåçàçíà÷åíå, òà, çîêðåìà, ïîëîæåííÿ ñòàòåé 177, 190, 509 Öèâ³ëüíîãî êîäåêñó Óêðà¿íè, çîáîâÿçàííÿ ùîäî ïîâåðíåííÿ äåïîçèòíîãî âêëàäó º ìàéíîâèì çîáîâÿçàííÿì.</FONT></P>
<P class="ps11"><FONT class="fs193">Îòæå, âèìîãà ïîçèâà÷à ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à 50 000,00 ãðí. ñóìè âêëàäó, &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;210,96&nbsp; &nbsp;&nbsp;ãðí. íåâèïëà÷åíèõ â³äñîòê³â ïî äåïîçèòó, 4 781,73 ãðí. óïóùåíî¿ &nbsp;âèãîäè, 5 762,97 ãðí. ³íôëÿö³éíèõ âòðàò, 652,05 ãðí. òðè ïðîöåíòè ð³÷íèõ º âèìîãîþ êðåäèòîðà, çàäîâîëåííÿ ÿêî¿ íå çä³éñíþºòüñÿ çã³äíî ÷àñòèíè 5 ñòàòò³ 36 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á.</FONT></P>
<P class="ps11"><FONT class="fs192">Êð³ì òîãî, âèõîäÿ÷è ç³ çì³ñòó ñòàòåé 39, 40, 49, 52 Çàêîíó Óêðà¿íè Ïðî ñèñòåìó ãàðàíòóâàííÿ âêëàä³â ô³çè÷íèõ îñ³á ï³ä ÷àñ òèì÷àñîâî¿ àäì³í³ñòðàö³¿ ñêëàäàºòüñÿ ïëàí âðåãóëþâàííÿ (ð³øåííÿ Ôîíäó, ùî âèçíà÷àº ñïîñ³á, åêîíîì³÷íå îá´ðóíòóâàííÿ, ñòðîêè òà óìîâè âèâåäåííÿ íåïëàòîñïðîìîæíîãî áàíêó ç ðèíêó) ó ÿêîìó âèçíà÷àþòüñÿ çàõîäè ùîäî âèâåäåííÿ íåïëàòîñïðîìîæíîãî áàíêó ç ðèíêó â îäèí ³ç ñïîñîá³â ïåðåäáà÷åíèõ ó ÷àñòèí³ 2 ñòàò³ 39 äàíîãî Çàêîíó. Ôîíä ñêëàäàº ðåºñòð àêòèâ³â ³ çîáîâÿçàíü, ÿê³ ï³äëÿãàþòü â³ä÷óæåííþ. Ï³ä ÷àñ â³ä÷óæåííÿ çîáîâÿçàíü Ôîíä ìàº çàáåçïå÷èòè íåóïåðåäæåíå ñòàâëåííÿ äî âñ³õ êðåäèòîð³â íåïëàòîñïðîìîæíîãî áàíêó, äîòðèìóþ÷èñü ÷åðãîâîñò³, ïåðåäáà÷åíî¿ ñòàòòåþ 52 öüîãî Çàêîíó, ïðè öüîìó çîáîâÿçàííÿ áàíêó çà âêëàäàìè ô³çè÷íèõ îñ³á, ãàðàíòîâàíèìè Ôîíäîì, ìàþòü íàéâèùèé ïð³îðèòåò ³ íå ìîæóòü áóòè â³ä÷óæåí³ ÷àñòêîâî. </FONT></P>
<P class="ps9"><FONT class="fs191">Â³äïîâ³äíî äî ÷àñòèíè 1&nbsp; &nbsp;&nbsp;ñòàòò³ 32 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, äîêàçàìè ó ñïðàâ³ º áóäü-ÿê³ ôàêòè÷í³ äàí³, íà ï³äñòàâ³ ÿêèõ ãîñïîäàðñüêèé ñóä ó âèçíà÷åíîìó çàêîíîì ïîðÿäêó âñòàíîâëþº íàÿâí³ñòü ÷è â³äñóòí³ñòü îáñòàâèí, íà ÿêèõ ´ðóíòóþòüñÿ âèìîãè ³ çàïåðå÷åííÿ ñòîð³í, à òàêîæ ³íø³ îáñòàâèíè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ïðàâèëüíîãî âèð³øåííÿ ãîñïîäàðñüêîãî ñïîðó.</FONT></P>
<P class="ps9"><FONT class="fs190">Çã³äíî ç ÷àñòèíîþ 1&nbsp; &nbsp;&nbsp;ñòàòò³ 33 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, êîæíà ñòîðîíà ïîâèííà äîâåñòè ò³ îáñòàâèíè, íà ÿê³ âîíà ïîñèëàºòüñÿ ÿê íà ï³äñòàâó ñâî¿õ âèìîã ³ çàïåðå÷åíü.</FONT></P>
<P class="ps9"><FONT class="fs189">Ñòàòòåþ 34 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî Óêðà¿íè&nbsp; &nbsp;&nbsp;ïåðåäáà÷åíî, ùî ãîñïîäàðñüêèé ñóä ïðèéìàº ò³ëüêè ò³ äîêàçè, ÿê³ ìàþòü çíà÷åííÿ äëÿ ñïðàâè.</FONT></P>
<P class="ps9"><FONT class="fs188">Îáñòàâèíè ñïðàâè, ÿê³ â³äïîâ³äíî äî çàêîíîäàâñòâà ïîâèíí³ áóòè ï³äòâåðäæåí³ ïåâíèìè çàñîáàìè äîêàçóâàííÿ, íå ìîæóòü ï³äòâåðäæóâàòèñü ³íøèìè çàñîáàìè äîêàçóâàííÿ.</FONT></P>
<P class="ps11"><FONT class="fs187">Òîìó, âðàõîâóþ÷è âèùåçàçíà÷åíå, âèìîãè ïîçèâà÷à ïðî ñòÿãíåííÿ ç â³äïîâ³äà÷à &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;50&nbsp; &nbsp;&nbsp;000,00 ãðí. ñóìè âêëàäó, 210,96 ãðí. íåâèïëà÷åíèõ â³äñîòê³â ïî äåïîçèòó, 4 781,73 ãðí. óïóùåíî¿ &nbsp;âèãîäè, 5 762,97 ãðí. ³íôëÿö³éíèõ âòðàò, 652,05 ãðí. òðüîõ ïðîöåíò³â ð³÷íèõ íå ï³äëÿãàþòü çàäîâîëåííþ.</FONT></P>
<P class="ps9"><FONT class="fs186">Â³äøêîäóâàííÿ ñóäîâèõ âèòðàò â³äïîâ³äíî äî ñòàòåé 44, 49 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ïîêëàäàþòüñÿ ñóäîì íà ïîçèâà÷à. </FONT></P>
<P class="ps9"><FONT class="fs185">Âèõîäÿ÷è ç âèùåíàâåäåíîãî òà êåðóþ÷èñü ñòàòòÿìè 4, 49, 82-85 Ãîñïîäàðñüêîãî ïðîöåñóàëüíîãî êîäåêñó Óêðà¿íè, ñóä </FONT></P>
<P class="ps15"><FONT class="fs171">ÂÈÐ²ØÈÂ:</FONT></P>
<P class="ps9"><FONT class="fs184">Ó ïîçîâ³ Ñòðàõîâîãî òîâàðèñòâà ç äîäàòêîâîþ â³äïîâ³äàëüí³ñòþ "Çàõ³ä - Ðåçåðâ" &nbsp;â³äìîâèòè.</FONT></P>
<P class="ps9"><FONT class="fs263">Ð³øåííÿ ãîñïîäàðñüêîãî ñóäó íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ çàê³í÷åííÿ ñòðîêó ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè, ÿêùî àïåëÿö³éíó ñêàðãó íå áóëî ïîäàíî. Ó ðàç³ ïîäàííÿ àïåëÿö³éíî¿ ñêàðãè ð³øåííÿ, ÿêùî éîãî íå ñêàñîâàíî, íàáèðàº çàêîííî¿ ñèëè ï³ñëÿ ðîçãëÿäó ñïðàâè àïåëÿö³éíèì ãîñïîäàðñüêèì ñóäîì.</FONT></P>
<P class="ps10"><FONT class="fs262">Ïîâíå ð³øåííÿ ñêëàäåíî 16.02.2015 ðîêó</FONT></P>
<P class="ps10"><FONT class="fs170">Ñóääÿ &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ñ.Â. Ñòàñþê</FONT><FONT class="fs183"> </FONT></P>
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