<TITLE>4/10-144</TITLE>
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<P class="ps12"><FONT class="fs28"><IMG src="herb.gif" height=72 width=54></FONT></P>
<P class="ps7"><FONT class="fs71">ÃÎÑÏÎÄÀÐÑÜÊÈÉ ÑÓÄ</FONT></P>
<P class="ps7"><FONT class="fs70">ÒÅÐÍÎÏ²ËÜÑÜÊÎ¯ ÎÁËÀÑÒ²</FONT></P>
<TABLE cellspacing=0 px class="tslast">
<TR><TD width="48 %" class="tds3"><P><FONT class="fs90"> "11" áåðåçíÿ 2010 ð.</FONT></P></TD><TD width="52 %" class="tds3"><P class="ps11"><FONT class="fs89">Ñïðàâà ¹ 4/10-144</FONT></P></TD></TR>
<P class="ps13"><FONT class="fs115"> </FONT><FONT class="fs88">&nbsp;</FONT><FONT class="fs69">ÓÕÂÀËÀ</FONT></P>
<P class="ps6"><FONT class="fs87">Ãîñïîäàðñüêèé ñóä Òåðíîï³ëüñüêî¿ îáëàñò³</FONT></P>
<P class="ps1"><FONT class="fs86">ó ñêëàä³ &nbsp;&nbsp;ñóää³ Áóðäè Í.Ì. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps1"><FONT class="fs85">Ðîçãëÿíóâ ìàòåð³àëè ñïðàâè</FONT></P>
<P class="ps0"><FONT class="fs84">çà ïîçîâîì</FONT><FONT class="fs113"> Ïóáë³÷íîãî àêö³îíåðíîãî òîâàðèñòâà Àêö³îíåðíîãî áàíêó "Óêðãàçáàíê" âóë. ªðåâàíñüêà, 1, ì. Êè¿â â îñîá³ Â³ää³ëåííÿ "Òåðíîï³ëüñüêå îáëàñíå óïðàâë³ííÿ ÀÁ "Óêðãàçáàíê" âóë. Ãåòüìàíà Ìàçåïè, 2, ì. Òåðíîï³ëü; âóë. Øåïòèöüêîãî, 1, ì. Òåðíîï³ëü (ïîøòîâà àäðåñà). &nbsp;</FONT></P>
<P class="ps1"><FONT class="fs83">äî</FONT><FONT class="fs112"> Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "ÑòàðÑîôò" âóë. Øàøêåâè÷à, 3/71, ì. Òåðíîï³ëü. &nbsp;</FONT><FONT class="fs82">&nbsp;</FONT><FONT class="fs111">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P>
<P class="ps1"><FONT class="fs81">ïðî</FONT><FONT class="fs110"> còÿãíåííÿ ñòÿãíåííÿ 107 550,39 äîëàð³â ÑØÀ (ùî çà îô³ö³éíèì êóðñîì ÍÁÓ ñòàíîì íà 29.12.2009ð. ñêëàäàº 856 638 ãðí. 86 êîï.) òà 42 273 ãðí. 13 êîï. ïåí³. </FONT></P>
<P class="ps2"><FONT class="fs80">Çà ó÷àñòþ ïðåäñòàâíèê³â ñòîð³í:</FONT></P>
<P><FONT class="fs79">ïîçèâà÷à: </FONT><FONT class="fs109">ãîëîâíèé þðèñò - Áåðåãóëÿê Â.Ô. (äîâ³ðåí³ñòü&nbsp;&nbsp; ¹ 1012 &nbsp;â³ä 16.09.09 ð.).</FONT></P>
<P><FONT class="fs78">â³äïîâ³äà÷à: </FONT><FONT class="fs108">íå ç'ÿâèâñÿ.</FONT></P>
<P><FONT class="fs77">Ñóòü ñïðàâè:</FONT><FONT class="fs24"> </FONT></P>
<P class="ps5"><FONT class="fs107">Â ðîçïî÷àòîìó ñóäîâîìó çàñ³äàíí³ ïðåäñòàâíèêó ïîçèâà÷à ïðîöåñóàëüí³ ïðàâà òà îáîâÿçêè, ïåðåäáà÷åí³ ñò. ñò. 20, 22, 81-1 ÃÏÊ Óêðà¿íè, ðîçÿñíåíî.</FONT></P>
<P class="ps5"><FONT class="fs106">Ïóáë³÷íå àêö³îíåðíå òîâàðèñòâî Àêö³îíåðíèé áàíê "Óêðãàçáàíê" âóë. ªðåâàíñüêà, 1, ì. Êè¿â â îñîá³ Â³ää³ëåííÿ "Òåðíîï³ëüñüêå îáëàñíå óïðàâë³ííÿ ÀÁ "Óêðãàçáàíê" âóë. Ãåòüìàíà Ìàçåïè, 2, ì. Òåðíîï³ëü, âóë. Øåïòèöüêîãî, 1, ì. Òåðíîï³ëü (ïîøòîâà àäðåñà) çâåðíóëîñÿ äî ãîñïîäàðñüêîãî ñóäó Òåðíîï³ëüñüêî¿ îáëàñò³ ç ïîçîâíîþ çàÿâîþ äî â³äïîâ³äà÷à - Òîâàðèñòâà ç îáìåæåíîþ â³äïîâ³äàëüí³ñòþ "ÑòàðÑîôò" âóë. Øàøêåâè÷à, 3/71, ì. Òåðíîï³ëü ïðî còÿãíåííÿ ñòÿãíåííÿ 107 550,39 äîëàð³â ÑØÀ (ùî çà îô³ö³éíèì êóðñîì ÍÁÓ ñòàíîì íà 29.12.2009ð. ñêëàäàº 856 638 ãðí. 86 êîï.) òà 42 273 ãðí. 13 êîï. ïåí³.</FONT></P>
<P class="ps5"><FONT class="fs105">Ïðåäñòàâíèê ïîçèâà÷à â ñóäîâîìó çàñ³äàíí³, ÿêå â³äáóëîñÿ 11.03.2010ð. ï³äòðèìàâ ïîäàí³ 10.03.2010ð. ó êàíöåëÿð³þ ñóäó çàÿâó ¹ 304/4721 â³ä 09.03.2010ð. ïðî çä³éñíåííÿ òåõí³÷íîãî çàïèñó ñóäîâîãî çàñ³äàííÿ òà äîïîâíåííÿ ¹ 304/4722 â³ä 09.03.2010ð. äî ïîçîâíî¿ çàÿâè, çã³äíî ÿêîãî ïðîñèâ ñòÿãíóòè ç â³äïîâ³äà÷à çàáîðãîâàí³ñòü çà îñíîâíîþ ñóìîþ áîðãó 92&nbsp;000 äîë. ÑØÀ, íàðàõîâàí³ â³äñîòêè 1&nbsp;132,99 äîë. ÑØÀ, íåñïëà÷åí³ ïðîöåíòè ïî êðåäèòó 14&nbsp;417,40 äîë. ÑØÀ, íàðàõîâàíó ïåíþ çà ïîðóøåííÿ ñòðîê³â ïîâåðíåííÿ êðåäèòó òà ñïëàòè ïðîöåíò³â çà êîðèñòóâàííÿ êðåäèòîì 42&nbsp;273,13 ãðí., à òàêîæ ïîêëàñòè íà â³äïîâ³äà÷à ñóäîâ³ âèòðàòè, ïîñèëàþ÷èñü ñåðåä ³íøîãî íà òàêå:</FONT></P>
<P class="ps5"><FONT class="fs104">- çã³äíî ç óìîâàìè êðåäèòíîãî äîãîâîðó ¹ 9 â³ä 22.03.2005ð. â çàáåçïå÷åííÿ çîáîâÿçàíü çà öèì äîãîâîðîì ïðèéíÿòî íåðóõîìå ìàéíî (æèòëîâ³ òà íåæèòëîâ³ ïðèì³ùåííÿ) ó ì. Òåðíîïîë³ íà ï³äñòàâ³ äîãîâîð³â ³ïîòåêè: ¹ 770 â³ä 25.03.2005ð., ¹ 4243 â³ä 30.12.2005ð., ¹ 3973 â³ä 16.10.2006ð., ¹ 1677 â³ä 15.05.2006ð., ¹ 2440 â³ä 22.06.2006ð.;</FONT></P>
<P class="ps5"><FONT class="fs103">- â³äïîâ³äíî äî ïîëîæåíü ñò.8 Çàêîíó Óêðà¿íè «Ïðî ³ïîòåêó», ³ïîòåêîäàâåöü çîáîâ'ÿçàíèé çàñòðàõóâàòè ïðåäìåò ³ïîòåêè íà éîãî ïîâíó âàðò³ñòü â³ä ðèçèê³â âèïàäêîâîãî çíèùåííÿ, âèïàäêîâîãî ïîøêîäæåííÿ àáî ïñóâàííÿ, ÿêùî ³ïîòå÷íèì äîãîâîðîì öåé îáîâ'ÿçîê íå ïîêëàäåíî íà ³ïîòåêîäåðæàòåëÿ;</FONT></P>
<P class="ps5"><FONT class="fs102">- ñò. 12 Çàêîíó Óêðà¿íè «Ïðî ³ïîòåêó»ïåðåäáà÷àº, ùî ó ðàç³ ïîðóøåííÿ ³ïîòåêîäàâöåì îáîâ'ÿçê³â, âñòàíîâëåíèõ ³ïîòå÷íèì äîãîâîðîì, ³ïîòåêîäåðæàòåëü ìàº ïðàâî âèìàãàòè äîñòðîêîâîãî âèêîíàííÿ îñíîâíîãî çîáîâ'ÿçàííÿ, à â ðàç³ éîãî íåâèêîíàííÿ - çâåðíóòè ñòÿãíåííÿ íà ïðåäìåò ³ïîòåêè. Ó ðàç³ ïîðóøåííÿ ³ïîòåêîäàâöåì îáîâ'ÿçê³â ùîäî çáåðåæåííÿ ÷è ñòðàõóâàííÿ ïðåäìåòà ³ïîòåêè ³ïîòåêîäåðæàòåëü ìîæå ñêîðèñòàòèñÿ ïðàâàìè, âèçíà÷åíèìè çã³äíî ç ÷àñòèíîþ ïåðøîþ ö³º¿ ñòàòò³ àáî âæèòè çàõîä³â äëÿ çáåðåæåííÿ ÷è ñòðàõóâàííÿ ïðåäìåòà ³ïîòåêè ó âëàñíèõ ³íòåðåñàõ òà çà âëàñíèé êîøò;</FONT></P>
<P class="ps5"><FONT class="fs101">- îñê³ëüêè Ïîçè÷àëüíèê ïðèïóñòèâ ïîðóøåííÿ óìîâ êðåäèòíîãî äîãîâîðó ¹ 9 â³ä 22.03.2005ð. òà äîãîâîð³â ³ïîòåêè: ¹ 770 â³ä 25.03.2005ð., ¹ 4243 â³ä 30.12.2005ð., ¹ 3973 â³ä 16.10.2006ð., ¹ 1677 â³ä 15.05.2006ð., ¹ 2440 â³ä 22.06.2006ð., à ñàìå ïîðóøèâ çîáîâ'ÿçàííÿ ùîäî ñïëàòè ïðîöåíò³â çà êðåäèòîì òà ñòðàõóâàííÿ ïðåäìåòó ³ïîòåêè íà ïåð³îä ä³¿ äîãîâîð³â ³ïîòåêè íà éîãî ïîâíó âàðò³ñòü çà ñâ³é ðàõóíîê íà êîðèñòü ³ïîòåêîäåðæàòåëÿ â³ä âñ³õ ðèçèê³â ïî äàíîìó âèïàäêó ñòðàõóâàííÿ (â.ò.÷. â³ä ðèçèê³â âèïàäêîâîãî çíèùåííÿ, ïîøêîäæåííÿ àáî ïñóâàííÿ) òà íàäàòè ³ïîòåêîäåðæàòåëþ êîï³þ äîãîâîðó ñòðàõóâàííÿ (ñòðàõîâîãî ïîë³ñó) â ñòðîê íå ï³çí³øå 60 êàëåíäàðíèõ äí³â ç äàòè ï³äïèñàííÿ äîãîâîðó ²ïîòåêè, òîìó Áàíê âïðàâ³ âèìàãàòè äîñòðîêîâîãî âèêîíàííÿ êðåäèòíîãî äîãîâîðó, à â ðàç³ íåâèêîíàííÿ êðåäèòíîãî äîãîâîðó çâåðíóòè ñòÿãíåííÿ íà ïðåäìåòè ³ïîòåêè â ðàõóíîê ïîãàøåííÿ çàáîðãîâàíîñò³ Ïîçè÷àëüíèêà çà êðåäèòíèì äîãîâîðîì ¹ 9 â³ä 22.03.2005ð.</FONT></P>
<P class="ps5"><FONT class="fs100">Ðîçãëÿíóâøè ïîäàíå ïîçèâà÷åì äîïîâíåííÿ ¹ 304/4722 â³ä 09.03.2010ð. äî ïîçîâíî¿ çàÿâè, âðàõîâóþ÷è, ùî âîíî ïîäàíå â³äïîâ³äíî äî âèìîã ñò. 22 ÃÏÊ Óêðà¿íè, äî ïðèéíÿòòÿ ð³øåííÿ ó ñïðàâ³, à òîìó ïðèéìàºòüñÿ ñóäîì ³ ñï³ð âèð³øóºòüñÿ ç éîãî âðàõóâàííÿì.</FONT></P>
<P class="ps5"><FONT class="fs99">Êð³ì öüîãî, â ñóäîâîìó çàñ³äàíí³ ïðåäñòàâíèê ïîçèâà÷à ïîäàâ ñóäó ï³äãîòîâëåíèé äî ïðîâåäåííÿ çâ³ðêè àêò, ó ÿêîìó â³äîáðàçèâ õðîíîëîã³þ âèêîíàííÿ â³äïîâ³äà÷åì ãðîøîâèõ çîáîâÿçàíü ïî êðåäèòíîìó äîãîâîðó ¹ 9 â³ä 22.03.2005ð. òà äîêàçè, ùî ï³äòâåðäæóþòü éîãî (àêòà) íàä³ñëàííÿ â³äïîâ³äà÷ó.</FONT></P>
<P class="ps5"><FONT class="fs98">Â³äïîâ³äà÷ ó÷àñòü óïîâíîâàæåíîãî ïðåäñòàâíèêà â ñóäîâîìó çàñ³äàíí³, ÿêå â³äáóëîñÿ 11.03.2010ð. íå çàáåçïå÷èâ, áóäü-ÿêèõ äîêàç³â ÷è ðîçãëÿíóòîãî àêòó çâ³ðêè íå ïîäàâ.</FONT></P>
<P class="ps5"><FONT class="fs97">Ðîçãëÿíóâøè ìàòåð³àëè ñïðàâè, çàñëóõàâøè ïîÿñíåííÿ òà äîâîäè ïðåäñòàâíèêà ïîçèâà÷à, ãîñïîäàðñüêèé ñóä, ç ìåòîþ ïîâíîãî òà âñåá³÷íîãî ðîçãëÿäó ñïîðó ïî ñóò³, â³äêëàäàº ðîçãëÿä ñïðàâè ó &nbsp;â³äïîâ³äíîñò³ ç ñò. 77 ÃÏÊ Óêðà¿íè òà â ìåæàõ ñòðîê³â, ïåðåäáà÷åíèõ ñò. 69 ÃÏÊ Óêðà¿íè, íà 25.03.2010ð. íà 12ãîä. 00õâ., äëÿ îçíàéîìëåííÿ â³äïîâ³äà÷à ç äîïîâíåííÿì ¹ 304/4722 â³ä 09.03.2010ð. äî ïîçîâíî¿ çàÿâè òà ïîäàííÿ ñòîðîíàìè àêòó çâ³ðêè âçàºìîðîçðàõóíê³â.</FONT></P>
<P class="ps5"><FONT class="fs96">Âðàõîâóþ÷è âèêëàäåíå, êåðóþ÷èñü ñò. ñò. 43, 77, 86 ÃÏÊ Óêðà¿íè, ãîñïîäàðñüêèé ñóä </FONT></P>
<P class="ps8"><FONT class="fs76">ÓÕÂÀËÈÂ:</FONT></P>
<P class="ps3"><FONT class="fs95">1. &nbsp;&nbsp;Â³äêëàñòè ðîçãëÿä ñïðàâè ¹4/10-144 íà &nbsp;</FONT><FONT class="fs73">25 áåðåçíÿ 2010ð. íà 12ãîä. 00õâ.</FONT></P>
<P class="ps3"><FONT class="fs94">2. Çîáîâÿçàòè ñòîðîíè ïîäàòè àêò çâ³ðêè âçàºìîðîçðàõóíê³â, ï³äïèñàíèé ïðåäñòàâíèêàìè ñòîð³í ³ çàâ³ðåíèé ¿õ ïå÷àòêàìè.</FONT></P>
<P class="ps3"><FONT class="fs93">3. &nbsp;Çîáîâÿçàòè â³äïîâ³äà÷à ïðåäñòàâèòè â ñóäîâå çàñ³äàííÿ çàïåðå÷åííÿ íà ïîçîâ ç âðàõóâàííÿì äîïîâíåííÿ ¹ 304/4722 â³ä 09.03.2010ð. äî ïîçîâíî¿ çàÿâè.</FONT></P>
<P class="ps4"><FONT class="fs92"> &nbsp;&nbsp;</FONT></P>
<P><FONT class="fs75">Ñóääÿ                                                                                Í.Ì. Áóðäà </FONT></P>