CONSUMER CREDIT Citation and interpretation 1 1 This Order may be cited as the Consumer Credit Act 1974 (Commencement No. 8) Order 1983. 2 In this Order, “ the Act ” means the Consumer Credit Act 1974 . Appointment of day 2 1 For the purposes of paragraphs 3, 13, 14, 16 to 18, 20 to 38, 41 and 43 of Schedule 3 to the Act, the appointed day shall be 19th May 1985. 2 For the purposes of paragraph 39 of Schedule 3 to the Act, the appointed day shall be 19th May 1985 but only in respect of articles taken in pawn under a regulated consumer credit agreement. Amendment of Schedule 3 to the Act 3 Schedule 3 to the Act shall be amended so as to insert express references to the days appointed by Article 2 above by the substitution— a for the words “the day appointed for the purposes of this paragraph” wherever they occur— i in each of the paragraphs specified in Article 2(1) above of the words “19th May 1985” ; and ii in paragraph 39 of the words “19th May 1985 but only in respect of articles taken in pawn under a regulated consumer credit agreement” ; and b for the words “the day appointed for the purposes of paragraph 17” wherever they occur in paragraph 49 of the words “19th May 1985” . Amendment of other enactments 4 The amendments specified in Schedule 4 to the Act which are set out in Schedule 1 to this Order shall come into operation on 19th May 1985 and shall have effect subject to the limitations there specified. Repeals 5 Subject to Article 6 below, the repeals specified in Schedule 5 to the Act which are set out in Schedule 2 to this Order shall come into operation on 19th May 1985. 6 1 Subject to paragraph (2) below, nothing in this Order shall affect the application of the Hire-Purchase Act 1965, the Hire-Purchase (Scotland) Act 1965 or the Hire-Purchase Act (Northern Ireland) 1966 (all which Acts are in this Article together referred to as “ the Hire-Purchase Acts ” ), or any enactment mentioned in Column 3 of Schedule 2 to this Order which expressly refers to the Hire-Purchase Acts, to hire-purchase agreements, conditional sale agreements and credit-sale agreements within the meaning of those Acts made, or guarantees and indemnities relating to such agreements provided by a guarantor, before 19th May 1985. 2 Paragraph (1) above does not apply to sections 21, 23, 25, 26 and 30 of the Hire-Purchase Acts in so far as they apply to an agreement made before 19th May 1985 which would have been a regulated agreement if made on that day. 3 Nothing in this Order shall affect the application of the Moneylenders Acts 1900 to 1927 , the Moneylenders Act (Northern Ireland) 1933 or the Moneylenders (Amendment) Act (Northern Ireland) 1969 (except section 8 of the Moneylenders Act 1927 or of the Moneylenders Act (Northern Ireland) 1933), or any enactment mentioned in Column 3 of Schedule 2 to this Order which expressly refers to those Acts, to agreements made with, or any loan made by or security taken by, a moneylender within the meaning of those Acts before 19th May 1985. 4 Nothing in this Order shall affect the application of the Pawnbrokers Acts 1872 and 1960 or the Pawnbrokers Act (Northern Ireland) 1954, or any enactment mentioned in Column 3 of Schedule 2 to this Order referring to those Acts or to pledges or pawnbrokers, to pledges within the meaning of those Acts taken in pawn before 19th May 1985. Alexander Fletcher Parliamentary Under-Secretary of State Department of Trade and Industry 24th October 1983