user: Example conversation: DIALOG:
What happened in the 2013–14 Liga Nacional de Hockey Hielo season?
- 2013–14 Liga Nacional de Hockey Hielo season The 2013–14 Liga Nacional de Hockey Hielo season is the 40th season of the Liga Nacional de Hockey Hielo, the top level of ice hockey in Spain.
- Are there any other interesting aspects about this article?
-  
Six teams participated in the league, and CD Hielo Bipolo won the championship.


Read the dialog and predict the next turn. DIALOG:
what is the meaning of refer to a specialist in HIV/AIDS
- Make referral to PPTCTC for care of HIV positive pregnant women, pediatric HIV services, ART centers for CD4 or other tests and DOTS for treatment of TB.
- Are the new cases of HIV infection decreasing in India?
- New HIV cases among adults have declined by half in India since 2000, according to a new UN report which praised India's contribution to AIDS response through manufacture of generic antiretroviral drugs.
- How many people infected with HIV in 2011?
- Though rate of HIV transmission in Asia is slowing down, at least 1,000 new infections among adults continue to be reported in the continent every day in 2011.
- Is the number of new cases increasing or decreasing?
- An estimated adults were newly infected with HIV in Asia in 2011, considerably fewer than estimated for 2001, a new UNAIDS report has said. "This reflects slowing HIV incidence in the larger epidemics, with seven countries accounting for more than 90 per cent of people (in Asia) living with HIV – China, India, Indonesia, Malaysia, Myanmar, Thailand and Vietnam," the report ' Together We Will End AIDS' said. The UNAIDS lauded India for doing "particularly well" in halving the number of adults newly infected between 2000 and 2009 and said some smaller countries in Asia like Afghanistan and Philippines are experiencing increases in the number of people acquiring HIV infection.
- How many people died due to AIDS related illness?
- It said a total 1.7 million people had died across the world due to AIDS related illness.
- How many in India?
- 

In India, the figure for such deaths stood at 170,000 in 2009.


Example conversation: Write the response (start with "Response:") DIALOG:
What is Berlin is in Germany?
- 

Response: Berlin is in Germany Berlin is in Germany is a 2001 German drama film directed by Hannes Stöhr. Hannes Stöhr's first cinema feature, the film won the Panorama Audience award at the International Berlin Filmfestival 2001, the German critics association award, the Studio Hamburg award, and many others.


See the conversation examples, and predict the next turn. DIALOG:
Who is Weldinho?
- Weldinho Welder da Silva Marçal, known as Weldinho, is a Brazilian footballer who last played for Figueirense.
- What happened in 2010?
- He started his career in the youth ranks of Paulista Futebol Clube and in 2010 he won the Paulista Cup title.
- What else did you find interesting?
- 

The defender made 37 starts and was directly observed by the Technical Committee of Timon Esporte Clube.


Get response for this dialogue: DIALOG:
What did David Dubinsky accomplish?
- Dubinsky's focus on maintaining the stability of the industry and the union's place in it dampened the union's desire to gain significant wage increases for its members.
- What are some of his other accomplishments?
- The union gradually lost its ability to keep sweatshop conditions from returning, even in the former center of its strength in New York.
- Is there anything else interesting?
- 
While the union still had one-half million members in the years immediately after Dubinsky's retirement, the forces that brought about the decline and eventual disappearance of the ILGWU thirty years later, when it merged with the Amalgamated Clothing and Textile Workers Union to form the union known as UNITE, were already at work.


Problem: What could be the response? DIALOG:
What does APR mean in regards to Payday loan?
- In the Advance America 10-k SEC filing from December 2011 they note that their agreement with investors, "limits the average of actual charge-offs incurred during each fiscal month to a maximum of 4.50% of the average amount of adjusted transaction receivables outstanding at the end of each fiscal month during the prior twelve consecutive months".
- Is this a high rate of interest?
- They go on to note that for 2011 their average monthly receivables were $287.1 million and their average charge-off was $9.3 million, or 3.2%.
- Are there any other interesting aspects about this article?
- In comparison with traditional lenders, payday firms also save on costs by not engaging in traditional forms of underwriting, relying on their easy rollover terms and the small size of each individual loan as method of diversification eliminating the need for verifying each borrower's ability to repay.
- Is there any other information about the APR?
- It is perhaps due to this that payday lenders rarely exhibit any real effort to verify that the borrower will be able to pay the principal on their payday in addition to their other debt obligations.
- Is there any other interesting aspects of this article?
- Proponents of minimal regulations for payday loan businesses argue that some individuals that require the use of payday loans have already exhausted other alternatives.
- Do they have any other uses?
- 
A:

assistant: Such consumers could potentially be forced to illegal sources if not for payday loans.