{"pre_text": ["the goldman sachs group , inc .", "and subsidiaries management 2019s discussion and analysis net revenues in equities were $ 6.60 billion , 4% ( 4 % ) lower than 2016 , primarily due to lower commissions and fees , reflecting a decline in our listed cash equity volumes in the u.s .", "market volumes in the u.s .", "also declined .", "in addition , net revenues in equities client execution were lower , reflecting lower net revenues in derivatives , partially offset by higher net revenues in cash products .", "net revenues in securities services were essentially unchanged .", "operating expenses were $ 9.69 billion for 2017 , essentially unchanged compared with 2016 , due to decreased compensation and benefits expenses , reflecting lower net revenues , largely offset by increased technology expenses , reflecting higher expenses related to cloud-based services and software depreciation , and increased consulting costs .", "pre-tax earnings were $ 2.21 billion in 2017 , 54% ( 54 % ) lower than 2016 .", "investing & lending investing & lending includes our investing activities and the origination of loans , including our relationship lending activities , to provide financing to clients .", "these investments and loans are typically longer-term in nature .", "we make investments , some of which are consolidated , including through our merchant banking business and our special situations group , in debt securities and loans , public and private equity securities , infrastructure and real estate entities .", "some of these investments are made indirectly through funds that we manage .", "we also make unsecured loans through our digital platform , marcus : by goldman sachs and secured loans through our digital platform , goldman sachs private bank select .", "the table below presents the operating results of our investing & lending segment. ."], "post_text": ["operating environment .", "during 2018 , our investments in private equities benefited from company-specific events , including sales , and strong corporate performance , while investments in public equities reflected losses , as global equity prices generally decreased .", "results for our investments in debt securities and loans reflected continued growth in loans receivables , resulting in higher net interest income .", "if macroeconomic concerns negatively affect corporate performance or the origination of loans , or if global equity prices continue to decline , net revenues in investing & lending would likely be negatively impacted .", "during 2017 , generally higher global equity prices and tighter credit spreads contributed to a favorable environment for our equity and debt investments .", "results also reflected net gains from company-specific events , including sales , and corporate performance .", "2018 versus 2017 .", "net revenues in investing & lending were $ 8.25 billion for 2018 , 14% ( 14 % ) higher than 2017 .", "net revenues in equity securities were $ 4.46 billion , 3% ( 3 % ) lower than 2017 , reflecting net losses from investments in public equities ( 2018 included $ 183 million of net losses ) compared with net gains in the prior year , partially offset by significantly higher net gains from investments in private equities ( 2018 included $ 4.64 billion of net gains ) , driven by company-specific events , including sales , and corporate performance .", "for 2018 , 60% ( 60 % ) of the net revenues in equity securities were generated from corporate investments and 40% ( 40 % ) were generated from real estate .", "net revenues in debt securities and loans were $ 3.80 billion , 43% ( 43 % ) higher than 2017 , primarily driven by significantly higher net interest income .", "2018 included net interest income of approximately $ 2.70 billion compared with approximately $ 1.80 billion in 2017 .", "provision for credit losses was $ 674 million for 2018 , compared with $ 657 million for 2017 , as the higher provision for credit losses primarily related to consumer loan growth in 2018 was partially offset by an impairment of approximately $ 130 million on a secured loan in 2017 .", "operating expenses were $ 3.37 billion for 2018 , 20% ( 20 % ) higher than 2017 , primarily due to increased expenses related to consolidated investments and our digital lending and deposit platform , and increased compensation and benefits expenses , reflecting higher net revenues .", "pre-tax earnings were $ 4.21 billion in 2018 , 11% ( 11 % ) higher than 2017 versus 2016 .", "net revenues in investing & lending were $ 7.24 billion for 2017 , 70% ( 70 % ) higher than 2016 .", "net revenues in equity securities were $ 4.58 billion , 78% ( 78 % ) higher than 2016 , primarily reflecting a significant increase in net gains from private equities ( 2017 included $ 3.82 billion of net gains ) , which were positively impacted by company-specific events and corporate performance .", "in addition , net gains from public equities ( 2017 included $ 762 million of net gains ) were significantly higher , as global equity prices increased during the year .", "for 2017 , 64% ( 64 % ) of the net revenues in equity securities were generated from corporate investments and 36% ( 36 % ) were generated from real estate .", "net revenues in debt securities and loans were $ 2.66 billion , 57% ( 57 % ) higher than 2016 , reflecting significantly higher net interest income ( 2017 included approximately $ 1.80 billion of net interest income ) .", "60 goldman sachs 2018 form 10-k ."], "table": [["$ in millions", "year ended december 2018", "year ended december 2017", "year ended december 2016"], ["equity securities", "$ 4455", "$ 4578", "$ 2573"], ["debt securities and loans", "3795", "2660", "1689"], ["total net revenues", "8250", "7238", "4262"], ["provision for credit losses", "674", "657", "182"], ["operating expenses", "3365", "2796", "2386"], ["pre-taxearnings", "$ 4211", "$ 3785", "$ 1694"]], "table_ori": [["", "Year Ended December"], ["<i>$ in millions</i>", "2018", "2017", "2016"], ["Equity securities", "$4,455", "$4,578", "$2,573"], ["Debt securities and loans", "3,795", "2,660", "1,689"], ["Total net revenues", "8,250", "7,238", "4,262"], ["Provision for credit losses", "674", "657", "182"], ["Operating expenses", "3,365", "2,796", "2,386"], ["Pre-taxearnings", "$4,211", "$3,785", "$1,694"]]}

Question: what is the growth rate in total net revenue in 2018?
Evidence:
table_3: $ in millions the total net revenues of year ended december 2018 is 8250 ; the total net revenues of year ended december 2017 is 7238 ; the total net revenues of year ended december 2016 is 4262 ;
Program: subtract(8250, 7238), divide(#0, 7238)
Answer:
str_answer: 14.0%
exe_answer: 0.13982