{"pre_text": ["basel iii ( full implementation ) citigroup 2019s capital resources under basel iii ( full implementation ) citi currently estimates that its effective minimum common equity tier 1 capital , tier 1 capital and total capital ratio requirements under the u.s .", "basel iii rules , on a fully implemented basis and assuming a 3% ( 3 % ) gsib surcharge , may be 10% ( 10 % ) , 11.5% ( 11.5 % ) and 13.5% ( 13.5 % ) , respectively .", "further , under the u.s .", "basel iii rules , citi must also comply with a 4% ( 4 % ) minimum tier 1 leverage ratio requirement and an effective 5% ( 5 % ) minimum supplementary leverage ratio requirement .", "the following tables set forth the capital tiers , total risk-weighted assets , risk-based capital ratios , quarterly adjusted average total assets , total leverage exposure and leverage ratios , assuming full implementation under the u.s .", "basel iii rules , for citi as of december 31 , 2015 and december 31 , 2014 .", "citigroup capital components and ratios under basel iii ( full implementation ) december 31 , 2015 december 31 , 2014 ( 1 ) in millions of dollars , except ratios advanced approaches standardized approach advanced approaches standardized approach ."], "post_text": ["common equity tier 1 capital ratio ( 3 ) ( 4 ) 12.07% ( 12.07 % ) 12.63% ( 12.63 % ) 10.57% ( 10.57 % ) 11.12% ( 11.12 % ) tier 1 capital ratio ( 3 ) ( 4 ) 13.49 14.11 11.45 12.05 total capital ratio ( 3 ) ( 4 ) 15.30 17.08 12.80 14.52 in millions of dollars , except ratios december 31 , 2015 december 31 , 2014 ( 1 ) quarterly adjusted average total assets ( 5 ) $ 1724710 $ 1835637 total leverage exposure ( 6 ) 2317849 2492636 tier 1 leverage ratio ( 4 ) 9.51% ( 9.51 % ) 8.07% ( 8.07 % ) supplementary leverage ratio ( 4 ) 7.08 5.94 ( 1 ) restated to reflect the retrospective adoption of asu 2014-01 for lihtc investments , consistent with current period presentation .", "( 2 ) under the advanced approaches framework eligible credit reserves that exceed expected credit losses are eligible for inclusion in tier 2 capital to the extent the excess reserves do not exceed 0.6% ( 0.6 % ) of credit risk-weighted assets , which differs from the standardized approach in which the allowance for credit losses is eligible for inclusion in tier 2 capital up to 1.25% ( 1.25 % ) of credit risk-weighted assets , with any excess allowance for credit losses being deducted in arriving at credit risk-weighted assets .", "( 3 ) as of december 31 , 2015 and december 31 , 2014 , citi 2019s common equity tier 1 capital , tier 1 capital , and total capital ratios were the lower derived under the basel iii advanced approaches framework .", "( 4 ) citi 2019s basel iii capital ratios and related components , on a fully implemented basis , are non-gaap financial measures .", "citi believes these ratios and the related components provide useful information to investors and others by measuring citi 2019s progress against future regulatory capital standards .", "( 5 ) tier 1 leverage ratio denominator .", "( 6 ) supplementary leverage ratio denominator. ."], "table": [["in millions of dollars except ratios", "december 31 2015 advanced approaches", "december 31 2015 standardized approach", "december 31 2015 advanced approaches", "standardized approach"], ["common equity tier 1 capital", "$ 146865", "$ 146865", "$ 136597", "$ 136597"], ["tier 1 capital", "164036", "164036", "148066", "148066"], ["total capital ( tier 1 capital + tier 2 capital ) ( 2 )", "186097", "198655", "165454", "178413"], ["total risk-weighted assets", "1216277", "1162884", "1292605", "1228488"], ["common equity tier 1 capital ratio ( 3 ) ( 4 )", "12.07% ( 12.07 % )", "12.63% ( 12.63 % )", "10.57% ( 10.57 % )", "11.12% ( 11.12 % )"], ["tier 1 capital ratio ( 3 ) ( 4 )", "13.49", "14.11", "11.45", "12.05"], ["total capital ratio ( 3 ) ( 4 )", "15.30", "17.08", "12.80", "14.52"]], "table_ori": [["", "December 31, 2015", "December 31, 2014<sup>(1)</sup>"], ["In millions of dollars, except ratios", "Advanced Approaches", "Standardized Approach", "Advanced Approaches", "Standardized Approach"], ["Common Equity Tier 1 Capital", "$146,865", "$146,865", "$136,597", "$136,597"], ["Tier 1 Capital", "164,036", "164,036", "148,066", "148,066"], ["Total Capital (Tier 1 Capital + Tier 2 Capital)<sup>(2)</sup>", "186,097", "198,655", "165,454", "178,413"], ["Total Risk-Weighted Assets", "1,216,277", "1,162,884", "1,292,605", "1,228,488"], ["Common Equity Tier 1 Capital ratio<sup>(3)(4)</sup>", "12.07%", "12.63%", "10.57%", "11.12%"], ["Tier 1 Capital ratio<sup>(3)(4)</sup>", "13.49", "14.11", "11.45", "12.05"], ["Total Capital ratio<sup>(3)(4)</sup>", "15.30", "17.08", "12.80", "14.52"]]}

Question: what is the difference in the tier 1 capital ratio between the advanced approaches and the standardized approach at december 31 , 2015?
Evidence:
table_6: in millions of dollars except ratios the tier 1 capital ratio ( 3 ) ( 4 ) of december 31 2015 advanced approaches is 13.49 ; the tier 1 capital ratio ( 3 ) ( 4 ) of december 31 2015 standardized approach is 14.11 ; the tier 1 capital ratio ( 3 ) ( 4 ) of december 31 2015 advanced approaches is 11.45 ; the tier 1 capital ratio ( 3 ) ( 4 ) of standardized approach is 12.05 ;
Program: subtract(13.49, 14.11)
Answer:
str_answer: -.62
exe_answer: -0.62