{"pre_text": ["management 2019s discussion and analysis of financial condition and results of operations ( continued ) funding deposits : we provide products and services including custody , accounting , administration , daily pricing , foreign exchange services , cash management , financial asset management , securities finance and investment advisory services .", "as a provider of these products and services , we generate client deposits , which have generally provided a stable , low-cost source of funds .", "as a global custodian , clients place deposits with state street entities in various currencies .", "we invest these client deposits in a combination of investment securities and short- duration financial instruments whose mix is determined by the characteristics of the deposits .", "for the past several years , we have experienced higher client deposit inflows toward the end of the quarter or the end of the year .", "as a result , we believe average client deposit balances are more reflective of ongoing funding than period-end balances .", "table 33 : client deposits average balance december 31 , year ended december 31 ."], "post_text": ["client deposits ( 1 ) $ 195276 $ 182268 $ 167470 $ 143043 ( 1 ) balance as of december 31 , 2014 excluded term wholesale certificates of deposit , or cds , of $ 13.76 billion ; average balances for the year ended december 31 , 2014 and 2013 excluded average cds of $ 6.87 billion and $ 2.50 billion , respectively .", "short-term funding : our corporate commercial paper program , under which we can issue up to $ 3.0 billion of commercial paper with original maturities of up to 270 days from the date of issuance , had $ 2.48 billion and $ 1.82 billion of commercial paper outstanding as of december 31 , 2014 and 2013 , respectively .", "our on-balance sheet liquid assets are also an integral component of our liquidity management strategy .", "these assets provide liquidity through maturities of the assets , but more importantly , they provide us with the ability to raise funds by pledging the securities as collateral for borrowings or through outright sales .", "in addition , our access to the global capital markets gives us the ability to source incremental funding at reasonable rates of interest from wholesale investors .", "as discussed earlier under 201casset liquidity , 201d state street bank's membership in the fhlb allows for advances of liquidity with varying terms against high-quality collateral .", "short-term secured funding also comes in the form of securities lent or sold under agreements to repurchase .", "these transactions are short-term in nature , generally overnight , and are collateralized by high-quality investment securities .", "these balances were $ 8.93 billion and $ 7.95 billion as of december 31 , 2014 and 2013 , respectively .", "state street bank currently maintains a line of credit with a financial institution of cad $ 800 million , or approximately $ 690 million as of december 31 , 2014 , to support its canadian securities processing operations .", "the line of credit has no stated termination date and is cancelable by either party with prior notice .", "as of december 31 , 2014 , there was no balance outstanding on this line of credit .", "long-term funding : as of december 31 , 2014 , state street bank had board authority to issue unsecured senior debt securities from time to time , provided that the aggregate principal amount of such unsecured senior debt outstanding at any one time does not exceed $ 5 billion .", "as of december 31 , 2014 , $ 4.1 billion was available for issuance pursuant to this authority .", "as of december 31 , 2014 , state street bank also had board authority to issue an additional $ 500 million of subordinated debt .", "we maintain an effective universal shelf registration that allows for the public offering and sale of debt securities , capital securities , common stock , depositary shares and preferred stock , and warrants to purchase such securities , including any shares into which the preferred stock and depositary shares may be convertible , or any combination thereof .", "we have issued in the past , and we may issue in the future , securities pursuant to our shelf registration .", "the issuance of debt or equity securities will depend on future market conditions , funding needs and other factors .", "agency credit ratings our ability to maintain consistent access to liquidity is fostered by the maintenance of high investment-grade ratings as measured by the major independent credit rating agencies .", "factors essential to maintaining high credit ratings include diverse and stable core earnings ; relative market position ; strong risk management ; strong capital ratios ; diverse liquidity sources , including the global capital markets and client deposits ; strong liquidity monitoring procedures ; and preparedness for current or future regulatory developments .", "high ratings limit borrowing costs and enhance our liquidity by providing assurance for unsecured funding and depositors , increasing the potential market for our debt and improving our ability to offer products , serve markets , and engage in transactions in which clients value high credit ratings .", "a downgrade or reduction of our credit ratings could have a material adverse effect on our liquidity by restricting our ability to access the capital ."], "table": [["( in millions )", "december 31 , 2014", "december 31 , 2013", "december 31 , 2014", "2013"], ["client deposits ( 1 )", "$ 195276", "$ 182268", "$ 167470", "$ 143043"]], "table_ori": [["", "December 31,", "Average Balance Year Ended December 31,"], ["(In millions)", "2014", "2013", "2014", "2013"], ["Client deposits<sup>(1)</sup>", "$195,276", "$182,268", "$167,470", "$143,043"]]}

Question: what is the growth rate in the deposits of clients from 2013 to 2014?
Evidence:
text_2: as a global custodian , clients place deposits with state street entities in various currencies .
table_1: ( in millions ) the client deposits ( 1 ) of december 31 , 2014 is $ 195276 ; the client deposits ( 1 ) of december 31 , 2013 is $ 182268 ; the client deposits ( 1 ) of december 31 , 2014 is $ 167470 ; the client deposits ( 1 ) of 2013 is $ 143043 ;
Program: subtract(195276, 182268), divide(#0, 182268)
Answer:
str_answer: 7.1%
exe_answer: 0.07137