{"pre_text": ["local consumer lending local consumer lending ( lcl ) , which constituted approximately 70% ( 70 % ) of citi holdings by assets as of december 31 , 2010 , includes a portion of citigroup 2019s north american mortgage business , retail partner cards , western european cards and retail banking , citifinancial north america and other local consumer finance businesses globally .", "the student loan corporation is reported as discontinued operations within the corporate/other segment for the second half of 2010 only .", "at december 31 , 2010 , lcl had $ 252 billion of assets ( $ 226 billion in north america ) .", "approximately $ 129 billion of assets in lcl as of december 31 , 2010 consisted of u.s .", "mortgages in the company 2019s citimortgage and citifinancial operations .", "the north american assets consist of residential mortgage loans ( first and second mortgages ) , retail partner card loans , personal loans , commercial real estate ( cre ) , and other consumer loans and assets .", "in millions of dollars 2010 2009 2008 % (  % ) change 2010 vs .", "2009 % (  % ) change 2009 vs .", "2008 ."], "post_text": ["nm not meaningful 2010 vs .", "2009 revenues , net of interest expense decreased 11% ( 11 % ) from the prior year .", "net interest revenue increased 6% ( 6 % ) due to the adoption of sfas 166/167 , partially offset by the impact of lower balances due to portfolio run-off and asset sales .", "non-interest revenue declined 58% ( 58 % ) , primarily due to the absence of the $ 1.1 billion gain on the sale of redecard in the first quarter of 2009 and a higher mortgage repurchase reserve charge .", "operating expenses decreased 18% ( 18 % ) , primarily due to the impact of divestitures , lower volumes , re-engineering actions and the absence of costs associated with the u.s .", "government loss-sharing agreement , which was exited in the fourth quarter of 2009 .", "provisions for credit losses and for benefits and claims decreased 38% ( 38 % ) , reflecting a net $ 1.8 billion credit reserve release in 2010 compared to a $ 5.8 billion build in 2009 .", "lower net credit losses across most businesses were partially offset by the impact of the adoption of sfas 166/167 .", "on a comparable basis , net credit losses were lower year-over-year , driven by improvement in u.s .", "mortgages , international portfolios and retail partner cards .", "assets declined 21% ( 21 % ) from the prior year , primarily driven by portfolio run-off , higher loan loss reserve balances , and the impact of asset sales and divestitures , partially offset by an increase of $ 41 billion resulting from the adoption of sfas 166/167 .", "key divestitures in 2010 included the student loan corporation , primerica , auto loans , the canadian mastercard business and u.s .", "retail sales finance portfolios .", "2009 vs .", "2008 revenues , net of interest expense decreased 24% ( 24 % ) from the prior year .", "net interest revenue was 24% ( 24 % ) lower than the prior year , primarily due to lower balances , de-risking of the portfolio , and spread compression .", "non-interest revenue decreased $ 1.6 billion , mostly driven by the impact of higher credit losses flowing through the securitization trusts , partially offset by the $ 1.1 billion gain on the sale of redecard in the first quarter of 2009 .", "operating expenses declined 31% ( 31 % ) from the prior year , due to lower volumes and reductions from expense re-engineering actions , and the impact of goodwill write-offs of $ 3.0 billion in the fourth quarter of 2008 , partially offset by higher costs associated with delinquent loans .", "provisions for credit losses and for benefits and claims increased 14% ( 14 % ) from the prior year , reflecting an increase in net credit losses of $ 6.1 billion , partially offset by lower reserve builds of $ 2.8 billion .", "higher net credit losses were primarily driven by higher losses of $ 3.6 billion in residential real estate lending , $ 1.0 billion in retail partner cards , and $ 0.7 billion in international .", "assets decreased $ 57 billion from the prior year , primarily driven by lower originations , wind-down of specific businesses , asset sales , divestitures , write- offs and higher loan loss reserve balances .", "key divestitures in 2009 included the fi credit card business , italy consumer finance , diners europe , portugal cards , norway consumer and diners club north america. ."], "table": [["in millions of dollars", "2010", "2009", "2008", "% (  % ) change 2010 vs . 2009", "% (  % ) change 2009 vs . 2008"], ["net interest revenue", "$ 13831", "$ 12995", "$ 17136", "6% ( 6 % )", "( 24 ) % (  % )"], ["non-interest revenue", "1995", "4770", "6362", "-58 ( 58 )", "-25 ( 25 )"], ["total revenues net of interest expense", "$ 15826", "$ 17765", "$ 23498", "( 11 ) % (  % )", "( 24 ) % (  % )"], ["total operating expenses", "$ 8064", "$ 9799", "$ 14238", "( 18 ) % (  % )", "( 31 ) % (  % )"], ["net credit losses", "$ 17040", "$ 19185", "$ 13111", "( 11 ) % (  % )", "46% ( 46 % )"], ["credit reserve build ( release )", "-1771 ( 1771 )", "5799", "8573", "nm", "-32 ( 32 )"], ["provision for benefits and claims", "775", "1054", "1192", "-26 ( 26 )", "-12 ( 12 )"], ["provision for unfunded lending commitments", "2014", "2014", "2014", "2014", "2014"], ["provisions for credit losses and for benefits and claims", "$ 16044", "$ 26038", "$ 22876", "( 38 ) % (  % )", "14% ( 14 % )"], ["( loss ) from continuing operations before taxes", "$ -8282 ( 8282 )", "$ -18072 ( 18072 )", "$ -13616 ( 13616 )", "54% ( 54 % )", "( 33 ) % (  % )"], ["benefits for income taxes", "-3289 ( 3289 )", "-7656 ( 7656 )", "-5259 ( 5259 )", "57", "-46 ( 46 )"], ["( loss ) from continuing operations", "$ -4993 ( 4993 )", "$ -10416 ( 10416 )", "$ -8357 ( 8357 )", "52% ( 52 % )", "( 25 ) % (  % )"], ["net income attributable to noncontrolling interests", "8", "33", "12", "-76 ( 76 )", "nm"], ["net ( loss )", "$ -5001 ( 5001 )", "$ -10449 ( 10449 )", "$ -8369 ( 8369 )", "52% ( 52 % )", "( 25 ) % (  % )"], ["average assets ( in billions of dollars )", "$ 324", "$ 351", "$ 420", "( 8 ) % (  % )", "-16 ( 16 )"], ["net credit losses as a percentage of average loans", "6.20% ( 6.20 % )", "6.38% ( 6.38 % )", "3.80% ( 3.80 % )", "", ""]], "table_ori": [["In millions of dollars", "2010", "2009", "2008", "% Change 2010 vs. 2009", "% Change 2009 vs. 2008"], ["Net interest revenue", "$13,831", "$12,995", "$17,136", "6%", "(24)%"], ["Non-interest revenue", "1,995", "4,770", "6,362", "(58)", "(25)"], ["Total revenues, net of interest expense", "$15,826", "$17,765", "$23,498", "(11)%", "(24)%"], ["Total operating expenses", "$8,064", "$9,799", "$14,238", "(18)%", "(31)%"], ["Net credit losses", "$17,040", "$19,185", "$13,111", "(11)%", "46%"], ["Credit reserve build (release)", "(1,771)", "5,799", "8,573", "NM", "(32)"], ["Provision for benefits and claims", "775", "1,054", "1,192", "(26)", "(12)"], ["Provision for unfunded lending commitments", "—", "—", "—", "—", "—"], ["Provisions for credit losses and for benefits and claims", "$16,044", "$26,038", "$22,876", "(38)%", "14%"], ["(Loss) from continuing operations before taxes", "$(8,282)", "$(18,072)", "$(13,616)", "54%", "(33)%"], ["Benefits for income taxes", "(3,289)", "(7,656)", "(5,259)", "57", "(46)"], ["(Loss) from continuing operations", "$(4,993)", "$(10,416)", "$(8,357)", "52%", "(25)%"], ["Net income attributable to noncontrolling interests", "8", "33", "12", "(76)", "NM"], ["Net (loss)", "$(5,001)", "$(10,449)", "$(8,369)", "52%", "(25)%"], ["Average assets(in billions of dollars)", "$324", "$351", "$420", "(8)%", "(16)"], ["Net credit losses as a percentage of average loans", "6.20%", "6.38%", "3.80%", "", ""]]}

Question: what percentage of total revenues net of interest expense where net interest revenues in 2009?
Evidence:
table_1: in millions of dollars the net interest revenue of 2010 is $ 13831 ; the net interest revenue of 2009 is $ 12995 ; the net interest revenue of 2008 is $ 17136 ; the net interest revenue of % ( % ) change 2010 vs . 2009 is 6% ( 6 % ) ; the net interest revenue of % ( % ) change 2009 vs . 2008 is ( 24 ) % ( % ) ;
table_3: in millions of dollars the total revenues net of interest expense of 2010 is $ 15826 ; the total revenues net of interest expense of 2009 is $ 17765 ; the total revenues net of interest expense of 2008 is $ 23498 ; the total revenues net of interest expense of % ( % ) change 2010 vs . 2009 is ( 11 ) % ( % ) ; the total revenues net of interest expense of % ( % ) change 2009 vs . 2008 is ( 24 ) % ( % ) ;
Program: divide(12995, 17765)
Answer:
str_answer: 73%
exe_answer: 0.73149