{"pre_text": ["the hartford financial services group , inc .", "notes to consolidated financial statements ( continued ) 7 .", "deferred policy acquisition costs and present value of future profits ( continued ) results changes in the dac balance are as follows: ."], "post_text": ["[1] the most significant contributors to the unlock charge recorded during the year ended december 31 , 2011 were assumption changes which reduced expected future gross profits including additional costs associated with implementing the japan hedging strategy and the u.s .", "variable annuity macro hedge program , as well as actual separate account returns below our aggregated estimated return .", "the most significant contributors to the unlock benefit recorded during the year ended december 31 , 2010 were actual separate account returns being above our aggregated estimated return .", "also included in the benefit are assumption updates related to benefits from withdrawals and lapses , offset by hedging , annuitization estimates on japan products , and long-term expected rate of return updates .", "the most significant contributors to the unlock charge recorded during the year ended december 31 , 2009 were the results of actual separate account returns being significantly below our aggregated estimated return for the first quarter of 2009 , partially offset by actual returns being greater than our aggregated estimated return for the period from april 1 , 2009 to december 31 , 2009 .", "[2] the most significant contributor to the adjustments was the effect of declining interest rates , resulting in unrealized gains on securities classified in aoci .", "other includes a $ 34 decrease as a result of the disposition of dac from the sale of the hartford investment canadian canada in 2010 .", "[3] for the year ended december 31 , 2010 the effect of adopting new accounting guidance for embedded credit derivatives resulted in a decrease to retained earnings and , as a result , a dac benefit .", "in addition , an offsetting amount was recorded in unrealized losses as unrealized losses decreased upon adoption of the new accounting guidance .", "for the year ended december 31 , 2009 the effect of adopting new accounting guidance for investments other- than- temporarily impaired resulted in an increase to retained earnings and , as a result , a dac charge .", "in addition , an offsetting amount was recorded in unrealized losses as unrealized losses increased upon adoption of the new accounting guidance .", "as of december 31 , 2011 , estimated future net amortization expense of present value of future profits for the succeeding five years is $ 39 , $ 58 , $ 24 , $ 23 and $ 22 in 2012 , 2013 , 2014 , 2015 and 2016 , respectively. ."], "table": [["", "2011", "2010", "2009"], ["balance january 1", "$ 9857", "$ 10686", "$ 13248"], ["deferred costs", "2608", "2648", "2853"], ["amortization 2014 dac", "-2920 ( 2920 )", "-2665 ( 2665 )", "-3247 ( 3247 )"], ["amortization 2014 dac from discontinued operations", "2014", "-17 ( 17 )", "-10 ( 10 )"], ["amortization 2014 unlock benefit ( charge ) pre-tax [1]", "-507 ( 507 )", "138", "-1010 ( 1010 )"], ["adjustments to unrealized gains and losses on securities available-for-sale and other [2]", "-377 ( 377 )", "-1159 ( 1159 )", "-1031 ( 1031 )"], ["effect of currency translation", "83", "215", "-39 ( 39 )"], ["cumulative effect of accounting change pre-tax [3]", "2014", "11", "-78 ( 78 )"], ["balance december 31", "$ 8744", "$ 9857", "$ 10686"]], "table_ori": [["", "2011", "2010", "2009"], ["Balance, January 1", "$9,857", "$10,686", "$13,248"], ["Deferred Costs", "2,608", "2,648", "2,853"], ["Amortization — DAC", "(2,920)", "(2,665)", "(3,247)"], ["Amortization — DAC from discontinued operations", "—", "(17)", "(10)"], ["Amortization — Unlock benefit (charge), pre-tax [1]", "(507)", "138", "(1,010)"], ["Adjustments to unrealized gains and losses on securities available-for-sale and other [2]", "(377)", "(1,159)", "(1,031)"], ["Effect of currency translation", "83", "215", "(39)"], ["Cumulative effect of accounting change, pre-tax [3]", "—", "11", "(78)"], ["Balance, December 31", "$8,744", "$9,857", "$10,686"]]}

Question: in 2010 what was the percentage change in the deferred policy acquisition costs and present value of future profits
Evidence:
table_1: the balance january 1 of 2011 is $ 9857 ; the balance january 1 of 2010 is $ 10686 ; the balance january 1 of 2009 is $ 13248 ;
table_9: the balance december 31 of 2011 is $ 8744 ; the balance december 31 of 2010 is $ 9857 ; the balance december 31 of 2009 is $ 10686 ;
Program: subtract(9857, 10686), divide(#0, 10686)
Answer:
str_answer: -7.8%
exe_answer: -0.07758