{"pre_text": ["management 2019s discussion and analysis 82 jpmorgan chase & co./2015 annual report net interest income excluding markets-based activities ( formerly core net interest income ) in addition to reviewing net interest income on a managed basis , management also reviews net interest income excluding cib 2019s markets-based activities to assess the performance of the firm 2019s lending , investing ( including asset-liability management ) and deposit-raising activities .", "the data presented below are non-gaap financial measures due to the exclusion of cib 2019s markets-based net interest income and related assets .", "management believes this exclusion provides investors and analysts with another measure by which to analyze the non-markets-related business trends of the firm and provides a comparable measure to other financial institutions that are primarily focused on lending , investing and deposit-raising activities .", "net interest income excluding cib markets-based activities data year ended december 31 , ( in millions , except rates ) 2015 2014 2013 net interest income 2013 managed basis ( a ) ( b ) $ 44620 $ 44619 $ 44016 less : markets-based net interest income 4813 5552 5492 net interest income excluding markets ( a ) $ 39807 $ 39067 $ 38524 average interest-earning assets $ 2088242 $ 2049093 $ 1970231 less : average markets- based interest-earning assets 493225 510261 504218 average interest- earning assets excluding markets $ 1595017 $ 1538832 $ 1466013 net interest yield on average interest-earning assets 2013 managed basis 2.14% ( 2.14 % ) 2.18% ( 2.18 % ) 2.23% ( 2.23 % ) net interest yield on average markets-based interest-earning assets 0.97 1.09 1.09 net interest yield on average interest-earning assets excluding markets 2.50% ( 2.50 % ) 2.54% ( 2.54 % ) 2.63% ( 2.63 % ) ( a ) interest includes the effect of related hedging derivatives .", "taxable-equivalent amounts are used where applicable .", "( b ) for a reconciliation of net interest income on a reported and managed basis , see reconciliation from the firm 2019s reported u.s .", "gaap results to managed basis on page 80 .", "2015 compared with 2014 net interest income excluding cib 2019s markets-based activities increased by $ 740 million in 2015 to $ 39.8 billion , and average interest-earning assets increased by $ 56.2 billion to $ 1.6 trillion .", "the increase in net interest income in 2015 predominantly reflected higher average loan balances and lower interest expense on deposits .", "the increase was partially offset by lower loan yields and lower investment securities net interest income .", "the increase in average interest-earning assets largely reflected the impact of higher average deposits with banks .", "these changes in net interest income and interest-earning assets resulted in the net interest yield decreasing by 4 basis points to 2.50% ( 2.50 % ) for 2014 compared with 2013 net interest income excluding cib 2019s markets-based activities increased by $ 543 million in 2014 to $ 39.1 billion , and average interest-earning assets increased by $ 72.8 billion to $ 1.5 trillion .", "the increase in net interest income in 2014 predominantly reflected higher yields on investment securities , the impact of lower interest expense , and higher average loan balances .", "the increase was partially offset by lower yields on loans due to the run-off of higher-yielding loans and new originations of lower-yielding loans .", "the increase in average interest-earning assets largely reflected the impact of higher average balance of deposits with banks .", "these changes in net interest income and interest- earning assets resulted in the net interest yield decreasing by 9 basis points to 2.54% ( 2.54 % ) for 2014. ."], "post_text": ["management 2019s discussion and analysis 82 jpmorgan chase & co./2015 annual report net interest income excluding markets-based activities ( formerly core net interest income ) in addition to reviewing net interest income on a managed basis , management also reviews net interest income excluding cib 2019s markets-based activities to assess the performance of the firm 2019s lending , investing ( including asset-liability management ) and deposit-raising activities .", "the data presented below are non-gaap financial measures due to the exclusion of cib 2019s markets-based net interest income and related assets .", "management believes this exclusion provides investors and analysts with another measure by which to analyze the non-markets-related business trends of the firm and provides a comparable measure to other financial institutions that are primarily focused on lending , investing and deposit-raising activities .", "net interest income excluding cib markets-based activities data year ended december 31 , ( in millions , except rates ) 2015 2014 2013 net interest income 2013 managed basis ( a ) ( b ) $ 44620 $ 44619 $ 44016 less : markets-based net interest income 4813 5552 5492 net interest income excluding markets ( a ) $ 39807 $ 39067 $ 38524 average interest-earning assets $ 2088242 $ 2049093 $ 1970231 less : average markets- based interest-earning assets 493225 510261 504218 average interest- earning assets excluding markets $ 1595017 $ 1538832 $ 1466013 net interest yield on average interest-earning assets 2013 managed basis 2.14% ( 2.14 % ) 2.18% ( 2.18 % ) 2.23% ( 2.23 % ) net interest yield on average markets-based interest-earning assets 0.97 1.09 1.09 net interest yield on average interest-earning assets excluding markets 2.50% ( 2.50 % ) 2.54% ( 2.54 % ) 2.63% ( 2.63 % ) ( a ) interest includes the effect of related hedging derivatives .", "taxable-equivalent amounts are used where applicable .", "( b ) for a reconciliation of net interest income on a reported and managed basis , see reconciliation from the firm 2019s reported u.s .", "gaap results to managed basis on page 80 .", "2015 compared with 2014 net interest income excluding cib 2019s markets-based activities increased by $ 740 million in 2015 to $ 39.8 billion , and average interest-earning assets increased by $ 56.2 billion to $ 1.6 trillion .", "the increase in net interest income in 2015 predominantly reflected higher average loan balances and lower interest expense on deposits .", "the increase was partially offset by lower loan yields and lower investment securities net interest income .", "the increase in average interest-earning assets largely reflected the impact of higher average deposits with banks .", "these changes in net interest income and interest-earning assets resulted in the net interest yield decreasing by 4 basis points to 2.50% ( 2.50 % ) for 2014 compared with 2013 net interest income excluding cib 2019s markets-based activities increased by $ 543 million in 2014 to $ 39.1 billion , and average interest-earning assets increased by $ 72.8 billion to $ 1.5 trillion .", "the increase in net interest income in 2014 predominantly reflected higher yields on investment securities , the impact of lower interest expense , and higher average loan balances .", "the increase was partially offset by lower yields on loans due to the run-off of higher-yielding loans and new originations of lower-yielding loans .", "the increase in average interest-earning assets largely reflected the impact of higher average balance of deposits with banks .", "these changes in net interest income and interest- earning assets resulted in the net interest yield decreasing by 9 basis points to 2.54% ( 2.54 % ) for 2014. ."], "table": [["year ended december 31 ( in millions except rates )", "2015", "2014", "2013"], ["net interest income 2013 managed basis ( a ) ( b )", "$ 44620", "$ 44619", "$ 44016"], ["less : markets-based net interest income", "4813", "5552", "5492"], ["net interest income excluding markets ( a )", "$ 39807", "$ 39067", "$ 38524"], ["average interest-earning assets", "$ 2088242", "$ 2049093", "$ 1970231"], ["less : average markets-based interest-earning assets", "493225", "510261", "504218"], ["average interest-earning assets excluding markets", "$ 1595017", "$ 1538832", "$ 1466013"], ["net interest yield on average interest-earning assets 2013 managed basis", "2.14% ( 2.14 % )", "2.18% ( 2.18 % )", "2.23% ( 2.23 % )"], ["net interest yield on average markets-based interest-earning assets", "0.97", "1.09", "1.09"], ["net interest yield on average interest-earning assets excluding markets", "2.50% ( 2.50 % )", "2.54% ( 2.54 % )", "2.63% ( 2.63 % )"]], "table_ori": [["Year ended December 31,(in millions, except rates)", "2015", "2014", "2013"], ["Net interest income – managed basis<sup>(a)(b)</sup>", "$44,620", "$44,619", "$44,016"], ["Less: Markets-based net interest income", "4,813", "5,552", "5,492"], ["Net interest income excluding markets<sup>(a)</sup>", "$39,807", "$39,067", "$38,524"], ["Average interest-earning assets", "$2,088,242", "$2,049,093", "$1,970,231"], ["Less: Average markets-based interest-earning assets", "493,225", "510,261", "504,218"], ["Average interest-earning assets excluding markets", "$1,595,017", "$1,538,832", "$1,466,013"], ["Net interest yield on average interest-earning assets – managed basis", "2.14%", "2.18%", "2.23%"], ["Net interest yield on average markets-based interest-earning assets", "0.97", "1.09", "1.09"], ["Net interest yield on average interest-earning assets excluding markets", "2.50%", "2.54%", "2.63%"]]}

Question: assuming a 1% ( 1 % ) increase in the 2015 interest yield on managed interest-earning assets , what would the three year average yield improve to?
Evidence:
table_9: year ended december 31 ( in millions except rates ) the net interest yield on average interest-earning assets excluding markets of 2015 is 2.50% ( 2.50 % ) ; the net interest yield on average interest-earning assets excluding markets of 2014 is 2.54% ( 2.54 % ) ; the net interest yield on average interest-earning assets excluding markets of 2013 is 2.63% ( 2.63 % ) ;
table_7: year ended december 31 ( in millions except rates ) the net interest yield on average interest-earning assets 2013 managed basis of 2015 is 2.14% ( 2.14 % ) ; the net interest yield on average interest-earning assets 2013 managed basis of 2014 is 2.18% ( 2.18 % ) ; the net interest yield on average interest-earning assets 2013 managed basis of 2013 is 2.23% ( 2.23 % ) ;
Program: subtract(2.14, 1), add(#0, 2.18), add(#1, 2.23), divide(#2, const_3)
Answer:
str_answer: 2.52
exe_answer: 1.85