Lok Sabha Question No. 1557 (UNSTARRED), answered on 2025-12-09
Subject: Computerization of Primary Cooperative Societies
Ministry: COOPERATION
Asked by: Smt. D K Aruna, Shri Gajendra  Singh Patel, Shri Bunty Vivek Sahu

## GOVERNMENT OF INDIA MINISTRY OF COOPERATION

## LOK SABHA UNSTARRED QUESTION NO. 1557 TO BE ANSWERED ON 09 th  DECEMBER, 2025

## Computerization of Primary Cooperative Societies

†1557. Shri Gajendra Singh Patel: Shri Bunty Vivek Sahu: Smt. D K Aruna:

Will the Minister of COOPERATION ( सहकारिता मंत्री ) be pleased to state:

- (a)  the  progress  made so far in the field of computerization of Primary Agricultural Credit Societies (PACSs) and their integration with the cooperative banking system;
- (b) the improvements made in governance, accounting and transparency in PACS operation by adopting ERP based national software;
- (c) the steps taken to link co-operative banks with Aadhaar-enabled payment services along with the extent of coverage achieved so far; and
- (d) the measures taken to strengthen cyber security and data protection in cooperative banks and rural credit institutions?

## ANSWER

## THE MINISTER OF COOPERATION सहकारिता मंत्री (SHRI AMIT SHAH)

(a): Under the Computerisation of PACS Project, 61,869 PACS have completed digitization of their legacy records and 60,424 PACS have already been onboarded on ePACS Software. Dayend stage has been achieved by 57,092 PACS. In 38,982 PACS, On-system Audits have been successfully completed for PACS, ensuring compliance and operational integrity. For better monitoring, access to the project management dashboard and customization tools have been provided to all stakeholders.

PACS are developed as hubs for delivering benefits from schemes such as Pradhan Mantri  Fasal  Bima Yojana(PMFBY),  Pradhan  Mantri  Kisan  Samriddhi  Kendra  (PMKSK), interest subvention, fertiliser and seed distribution, PDS outlets, LPG/Petrol/Diesel dealerships, custom hiring, PM Jan Aushadhi Kendras, Common Service Centres, etc.. and Integration with the state specific portal like, Bhulekh portal (In U.P and M.P), e-KYC and eUparjan (M.P), e-Crop, CCRC (Andra Pradesh) and other schemes of other States and also with the Cooperative Banking systems.

(b): The ePACS software has brought transparency in accounting and operation by capturing all aspects of the PACS business and generating financial statements in keeping with CAS-MIS accounting norms. It provides for On-system Audits bringing in accountability.

(c): The UIDAI has reduced license fee for onboarding Cooperative Banks to 'Aadhaar Enabled Payment System' (AePS) by linking it to the number of transactions. Cooperative financial institutions are now eligible to get the facility free of cost for the first three months of the preproduction  phase.  Also  the  UIDAI  on  01.08.2025  has  introduced  new  framework  for onboarding of Cooperative Banks on AePS. Now only State Cooperative Banks (StCBs) are required to onboard as Authentication User Agency/ KYC User Agency(AUA/KUA), District Central Cooperative Banks (DCCBs) will be allowed to use it through State Cooperative Bank as sub-AUA/KUA. As per the information available, total 11 StCBs, 52 DCCBs and 6 Urban Cooperative Banks (UCBs) are onboarded on AePS.

(d): Ministry of Cooperation has requested the Registrar of Cooperative Societies of all States/ Union Territories  along  with  Central  Registrar  of  Cooperative  Societies  to  take  immediate necessary action for onboarding of all Cooperative banks under their jurisdiction on National Cybercrime Reporting Portal (NCRP) and lndian Cyber Crime Coordination Centre (I4C). This aims to ensure quick redressal of cyber financial fraud complaints, as per information available total 23 StCBs, 85 DCCBs and 57 UCBs are onboarded on I4C. Besides this, the Registrar of Cooperative  Societies  of  all  States  have  also  been  requested  to  make  all  the  necessary arrangements  for  utilization  of  Cyber  Commandos,  coordinated  by  I4C,  for  conducting cybersecurity  audits,  identifying  vulnerabilities,  and  implementing  relevant  cybersecurity advisories issued by NABARD and Fin-CERT.

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