Lok Sabha Question No. 3329 (UNSTARRED), answered on 2016-08-05
Subject: Crop Insurance Scheme
Ministry: FINANCE
Asked by: SUKHBIR SINGH JAUNPURIA

†3329. SHRI SUKHBIR SINGH JAUNAPURIA:

Will the Minister of FINANCE be pleased to state:

- (a) whether the Government has any proposal to provide crop insurance to the farmers through the co-operative banks;
- (b) if so, the details thereof along with the amount earmarked for this purpose; and
- (c) whether the Government has paid compensation through co-operative banks to the farmers for the loss of crops during the last three years and if so, the details thereof?

## ANSWER

THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI SANTOSH KUMAR GANGWAR)

(a) to (c): As per the operational guidelines of new crop insurance scheme 'Pradhan Mantri Fasal Bima Yojana', all farmers availing loans for seasonal agricultural operations from Financial Institutions (i.e. loanee farmers) for the notified crops in notified area would be covered compulsorily. These financial institutions include cooperative banks also.

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 3329

TO BE ANSWERED ON 5 th

August, 2016/Shravana 14, 1938 (Saka) Crop Insurance Scheme

As per Ministry of Agriculture and Farmers Welfare, Pradhan Mantri Fasal Bima Yojana (PMFBY) and Restructured Weather Based Crop Insurance Scheme (WBCIS) are being implemented through rural financial institutions including co-operative banks. A budget provision of Rs. 5501.15 crore has been made for implementation of Crop Insurance Schemes in the country during 2016-17.

Claims are also credited in the bank accounts of concerned farmers by the concerned financial institutions including cooperative banks. The State wise data in respect of claims paid for last three years are given in Annexure-1, 2 and 3.

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## Annexure-1 referred to in reply to Lok Sabha Un-starred Question Number 3329 for 05.08.2016 Total Claims Paid by the Implementing Insurance Comapnies under NAIS, MNAIS , WBCIS through financial institutions including Cooperative banks (Rs. In lakhs)

| State             | Kharif 2012   | Kharif 2012   | Kharif 2012   | Kharif 2012   | Rabi 2012-13   | Rabi 2012-13   | Rabi 2012-13   | Rabi 2012-13   |
|-------------------|---------------|---------------|---------------|---------------|----------------|----------------|----------------|----------------|
| State             | MNAIS         | NAIS          | WBCIS         | Total         | MNAIS          | NAIS           | WBCIS          | Total          |
| Andaman & Nicobar | 0.00          | 11.36         | 0.00          | 11.36         | 0.00           | 0.00           | 0.00           | 0.00           |
| Andhra Pradesh    | 42456.78      | 4987.17       | 34794.74      | 82238.70      | 381.54         | 21517.14       | 991.30         | 22889.97       |
| Assam             | 59.85         | 94.93         | 0.00          | 154.79        | 12.95          | 100.28         | 0.00           | 113.24         |
| Bihar             | 4766.34       | 0.00          | 16091.74      | 20858.08      | 0.00           | 0.00           | 33452.09       | 33452.09       |
| Chattisgarh       | 0.00          | 160.69        | 0.00          | 160.69        | 0.00           | 0.00           | 1284.82        | 1284.82        |
| Goa               | 0.00          | 0.00          | 0.00          | 0.00          | 0.00           | 0.00           | 0.00           | 0.00           |
| Gujrat            | 0.00          | 219063.62     | 0.00          | 219063.62     | 0.00           | 1172.82        | 0.00           | 1172.82        |
| Haryana           | 679.84        | 6.82          | 462.54        | 1149.21       | 426.67         | 1.41           | 1771.16        | 2199.24        |
| Himachal Pradesh  | 0.00          | 73.33         | 10.25         | 83.58         | 0.00           | 0.00           | 952.83         | 952.83         |
| Jammu & Kashmir   | 0.00          | 0.00          | 0.00          | 0.00          | 0.00           | 0.88           | 0.00           | 0.88           |
| Jharkhand         | 19.37         | 956.13        | 790.43        | 1765.93       | 2.27           | 64.53          | 103.13         | 169.93         |
| Karnataka         | 5004.27       | 12970.93      | 4288.89       | 22264.08      | 5.17           | 2911.64        | 82.96          | 2999.77        |
| Kerela            | 0.00          | 7.70          | 58.08         | 65.77         | 0.00           | 472.51         | 541.12         | 1013.63        |
| Madhya Pradesh    | 0.00          | 7507.77       | 0.00          | 7507.77       | 18.44          | 31684.31       | 0.00           | 31702.76       |
| Maharasthra       | 0.00          | 20153.40      | 829.40        | 20982.80      | 0.00           | 56606.71       | 8920.23        | 65526.94       |
| Manipur           | 0.00          | 466.51        | 0.00          | 466.51        | 0.00           | 0.00           | 0.00           | 0.00           |
| Meghalaya         | 0.00          | 0.00          | 0.00          | 0.00          | 0.00           | 0.00           | 0.00           | 0.00           |
| Mizoram           | 0.00          | 0.00          | 0.00          | 0.00          | 0.77           | 0.00           | 0.00           | 0.77           |
| Orissa            | 0.00          | 6119.35       | 265.91        | 6385.26       | 297.44         | 543.88         | 0.00           | 841.32         |

| Puducherry    |     0.00 |      0.00 |     0.00 |      0.00 |    0.00 |     17.12 |      0.00 |     17.12 |
|---------------|----------|-----------|----------|-----------|---------|-----------|-----------|-----------|
| Punjab        |     0    |      0    |     0    |      0    |    0    |      0    |      0    |      0    |
| Rajasthan     |  3622.7  |      0    | 26803.5  |  30426.2  |  942.54 |      0    |  55360.1  |  56302.6  |
| Sikkim        |     0    |      0    |     0    |      0    |    0    |      0    |      0    |      0    |
| Tamil Nadu    |  5647.87 |   3795.86 |   783.88 |  10227.6  |  374.99 |  89897.2  |    385.85 |  90658    |
| Telengana     |     0    |      0    |     0    |      0    |    0    |      0    |      0    |      0    |
| Tripura       |     0    |      0    |     0    |      0    |    0    |      0    |      0    |      0    |
| Uttar Pradesh |    82.54 |    929.04 |   173.4  |   1184.98 |    9.51 |   2866.94 |    311.48 |   3187.92 |
| Uttrakhand    |     6.08 |     19.13 |  2313.17 |   2338.37 |    0    |     39.49 |    139.24 |    178.73 |
| West Bengal   |     0    |   1376.24 |    14.56 |   1390.8  | 2874.47 |   2936.7  |     86.16 |   5897.33 |
| Grand Total   | 62345.7  | 278700    | 87680.5  | 428726    | 5346.75 | 210834    | 104382    | 320563    |

MNAIS : Modified National Agricultural Insurance Scheme NAIS : National Agricultural Insurance Scheme (NAIS) WBCIS : Weather-based Crop Insurance Scheme

Annexure-2 referred to in reply to Lok Sabha Un-starred Question Number 3329 for 05.08.2016

## Total Claims Paid by the Implementing Insurance Comapnies under NAIS, MNAIS , WBCIS through financial institutions including Cooperative banks (Rs. In lakhs)

| State             | Kharif 2013   | Kharif 2013   | Kharif 2013   | Kharif 2013   | Rabi 2013-14   | Rabi 2013-14   | Rabi 2013-14   | Rabi 2013-14   |
|-------------------|---------------|---------------|---------------|---------------|----------------|----------------|----------------|----------------|
|                   | MNAIS         | NAIS          | WBCIS         | Total         | MNAIS          | NAIS           | WBCIS          | Total          |
| Andaman & Nicobar | 0.00          | 95.47         | 0.00          | 95.47         | 0.00           | 0.00           | 0.00           | 0.00           |
| Andhra Pradesh    | 32897.63      | 7939.56       | 28254.97      | 69092.16      | 458.85         | 926.76         | 406.88         | 1792.49        |
| Assam             | 0.00          | 36.15         | 0.00          | 36.15         | 1.31           | 98.99          | 35.40          | 135.70         |
| Bihar             | 14620.37      | 0.00          | 55116.11      | 69736.48      | 0.00           | 0.00           | 15836.10       | 15836.10       |
| Chattisgarh       | 0.00          | 1617.08       | 0.00          | 1617.08       | 0.00           | 0.00           | 7324.96        | 7324.96        |
| Goa               | 0.00          | 0.00          | 0.00          | 0.00          | 0.00           | 0.00           | 0.00           | 0.00           |

| Gujrat           |     0.00 |   3808.55 |      0.00 |   3808.55 |     0.00 |      1.51 |     0.00 |      1.51 |
|------------------|----------|-----------|-----------|-----------|----------|-----------|----------|-----------|
| Haryana          |   341.11 |      0    |   1280.88 |   1621.99 |   116.47 |      0    |   983.41 |   1099.87 |
| Himachal Pradesh |     0    |     36.75 |      3.97 |     40.72 |     0    |      0    |   945.4  |    945.4  |
| Jammu & Kashmir  |     0    |      2.35 |      0    |      2.35 |     0    |      0    |     0    |      0    |
| Jharkhand        |   268.71 |     15.81 |   2814.2  |   3098.71 |     0.82 |      0    |   658.3  |    659.12 |
| Karnataka        |   609.2  |   1309.42 |   3842.78 |   5761.4  |   346.4  |      0    |   156.6  |    503    |
| Kerela           |     0    |      7.65 |    196.23 |    203.88 |     0    |     76.54 |   298.24 |    374.78 |
| Madhya Pradesh   |   192.32 | 218906    |   1074.11 | 220173    |   577.32 |  43721.6  |  1809.54 |  46108.4  |
| Maharasthra      |     0    |  24896.2  |    371.85 |  25268    |     0    |   1468.79 |  9361.14 |  10829.9  |
| Manipur          |     0    |      0    |      0    |      0    |     0    |      0    |     0    |      0    |
| Meghalaya        |     0    |      5.09 |      0    |      5.09 |     0    |      0    |     0    |      0    |
| Mizoram          |     0    |      0    |      0    |      0    |     0    |      0    |     0    |      0    |
| Orissa           | 20528.6  |  39826.9  |      0    |  60355.5  |    94.68 |      0    |     0    |     94.68 |
| Puducherry       |     0    |      3.87 |      0    |      3.87 |     0    |      1.44 |     0    |      1.44 |
| Punjab           |     0    |      0    |      0    |      0    |     0    |      0    |     0    |      0    |
| Rajasthan        |  4617.4  |      0    |  20534.1  |  25151.5  |  8569.07 |      0    | 42555.6  |  51124.7  |
| Sikkim           |     0    |      0    |      0    |      0    |     0    |      0    |     0    |      0    |
| Tamil Nadu       | 11288.6  |   2157.88 |    578.01 |  14024.5  |  4993.01 |  44448.2  |     0    |  49441.2  |
| Telengana        |     0    |      0    |      0    |      0    |     0    |      0    |     0    |      0    |
| Tripura          |     0    |      0    |      0    |      0    |     0    |      0    |     0    |      0    |
| Uttar Pradesh    |    96.98 |  13097.3  |   4750.74 |  17945    | 24251.6  |      0    |   993.36 |  25245    |
| Uttrakhand       |   229.92 |      4.92 |   1106.28 |   1341.12 |     8.28 |      0    |   335.72 |    344    |
| West Bengal      |     0    |  12400.1  |     34.44 |  12434.5  | 14593.1  |  14005.8  |     8.72 |  28607.7  |
| Grand Total      | 85690.9  | 326167    | 119959    | 531817    | 54010.9  | 104750    | 81709.3  | 240470    |

MNAIS : Modified National Agricultural Insurance Scheme NAIS : National Agricultural Insurance Scheme (NAIS) WBCIS : Weather-based Crop Insurance Scheme

## Annexure-3 referred to in reply to Lok Sabha Un-starred Question Number 3329 for 05.08.2016

## Total Claims Paid by the Implementing Insurance Comapnies under NAIS, MNAIS , WBCIS through financial institutions including Cooperative banks (Rs. In lakhs)

|                   | Kharif 2014   | Kharif 2014   | Kharif 2014   | Kharif 2014   | Rabi 2014-15   | Rabi 2014-15   | Rabi 2014-15   | Rabi 2014-15   |
|-------------------|---------------|---------------|---------------|---------------|----------------|----------------|----------------|----------------|
| State             | MNAIS         | NAIS          | WBCIS         | Total         | MNAIS          | NAIS           | WBCIS          | Total          |
| Andaman & Nicobar | 5.71          | 0.00          | 0.00          | 5.71          | 0.16           | 0.00           | 0.00           | 0.16           |
| Andhra Pradesh    | 1127.27       | 0.00          | 4503.04       | 5630.31       | 1002.78        | 1069.52        | 151.54         | 2223.84        |
| Assam             | 0.00          | 2.81          | 1278.87       | 1281.68       | 0.00           | 24.90          | 29.26          | 54.16          |
| Bihar             | 999.44        | 0.00          | 32311.19      | 33310.63      | 0.00           | 76196.17       | 0.00           | 76196.17       |
| Chattisgarh       | 0.00          | 0.00          | 18391.58      | 18391.58      | 0.00           | 110.86         | 0.00           | 110.86         |
| Goa               | 0.00          | 0.00          | 0.00          | 0.00          | 0.00           | 0.00           | 0.00           | 0.00           |
| Gujrat            | 0.00          | 50321.87      | 0.00          | 50321.87      | 0.00           | 75.53          | 0.00           | 75.53          |
| Haryana           | 0.00          | 0.00          | 0.00          | 0.00          | 0.00           | 0.00           | 0.79           | 0.79           |
| Himachal Pradesh  | 0.00          | 18.30         | 10.84         | 29.13         | 0.00           | 27.32          | 3472.84        | 3500.16        |
| Jammu & Kashmir   | 0.00          | 0.00          | 54.18         | 54.18         | 0.00           | 0.00           | 0.00           | 0.00           |
| Jharkhand         | 106.71        | 0.00          | 2638.93       | 2745.64       | 0.00           | 166.88         | 0.00           | 166.88         |
| Karnataka         | 15002.75      | 0.00          | 5484.31       | 20487.05      | 541.82         | 0.00           | 1030.51        | 1572.32        |
| Kerela            | 428.36        | 0.00          | 90.96         | 519.31        | 6.69           | 0.00           | 193.95         | 200.65         |
| Madhya Pradesh    | 0.00          | 54199.05      | 1393.75       | 55592.80      | 0.00           | 15084.45       | 3473.40        | 18557.85       |
| Maharasthra       | 0.00          | 159569.21     | 28475.95      | 188045.16     | 0.00           | 21914.05       | 12839.27       | 34753.33       |
| Manipur           | 0.00          | 185.13        | 0.00          | 185.13        | 0.00           | 0.00           | 0.00           | 0.00           |
| Meghalaya         | 0.00          | 0.00          | 0.00          | 0.00          | 0.00           | 16.28          | 0.00           | 16.28          |
| Mizoram           | 0.00          | 0.00          | 0.00          | 0.00          | 0.00           | 0.00           | 0.00           | 0.00           |
| Orissa            | 0.00          | 25534.61      | 0.00          | 25534.61      | 0.00           | 796.62         | 0.00           | 796.62         |
| Puducherry        | 0.00          | 1.76          | 0.00          | 1.76          | 0.00           | 0.00           | 0.00           | 0.00           |
| Punjab            | 0.00          | 0.00          | 0.00          | 0.00          | 0.00           | 0.00           | 0.00           | 0.00           |
| Rajasthan         | 26931.01      | 0.00          | 14092.74      | 41023.74      | 21596.29       | 0.00           | 56472.05       | 78068.34       |

| Sikkim        |     0.00 |      0.00 |      0.00 |      0.00 |     0.00 |      0.00 |     0.00 |      0.00 |
|---------------|----------|-----------|-----------|-----------|----------|-----------|----------|-----------|
| Tamil Nadu    |   412.85 |      0    |      0    |    412.85 |     0    |   1383.97 |     0    |   1383.97 |
| Telengana     |     0    |   4785.82 |   5664.84 |  10450.7  |  6349.25 |      0    |    42.72 |   6391.97 |
| Tripura       |     0    |      0    |      0    |      0    |     0    |      0    |     0    |      0    |
| Uttar Pradesh | 10500.7  |      0    |   6623.7  |  17124.3  | 57401.7  |      0    |  2542.51 |  59944.2  |
| Uttrakhand    |    77.64 |      0    |   2739.67 |   2817.31 |   863.93 |      0    |   483.17 |   1347.1  |
| West Bengal   |  6970.84 |      0    |     21.44 |   6992.28 |     0    |  10833.1  |     1.81 |  10834.9  |
| Grand Total   | 62563.2  | 294619    | 123776    | 480958    | 87762.7  | 127700    | 80733.8  | 296196    |

MNAIS : Modified National Agricultural Insurance Scheme NAIS : National Agricultural Insurance Scheme (NAIS) WBCIS : Weather-based Crop Insurance Scheme