Lok Sabha Question No. 2537 (UNSTARRED), answered on 2026-03-09
Subject: RuPay Kisan Credit Cards (KCCs)
Ministry: FINANCE
Asked by: Shri Bharatbhai Manubhai Sutariya, Shri Ashok Kumar Rawat, Shri Kripanath Mallah, Smt. Bijuli Kalita Medhi, Shri Neeraj Maurya, Dr. Jayanta Kumar Roy, Shri Dileshwar Kamait, Smt. D K Aruna, Shri Rahul Singh Lodhi, Shri Basavaraj Bommai, Shri Avimanyu Sethi, Shri Gajendra  Singh Patel, Shri Rodmal Nagar

## GOVERNMENT OF INDIA MINISTRY OF FINANCE

## DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 2537

ANWERED ON MONDAY, MARCH 09, 2026/ PHALGUNA 18, 1947 (SAKA)

RuPay Kisan Credit Cards (KCCs)

2537. DR. JAYANTA KUMAR ROY:

SHRI GAJENDRA SINGH PATEL:

SHRI DILESHWAR KAMAIT:

SHRI BASAVARAJ BOMMAI:

SHRI ASHOK KUMAR RAWAT:

SHRI RAHUL SINGH LODHI:

SHRI RODMAL NAGAR:

SHRI KRIPANATH MALLAH:

SHRI AVIMANYU SETHI:

SMT. D K ARUNA:

SMT. BIJULI KALITA MEDHI:

SHRI NEERAJ MAURYA:

SHRI BHARATBHAI MANUBHAI SUTARIYA:

Will the Minister of FINANCE be pleased to state:

(a) the number of new RuPay Kisan Credit Cards (KCCs) issued in the year 2025, State/Union Territory-wise, including Amreli Lok Sabha Constituency of Gujarat and district-wise data for Assam;

- (b) the total credit limit activated under the said cards;
- (c) whether there is any evidence regarding increased agricultural productivity, income stability and reduced dependence on informal credit sources among KCC beneficiaries;
- (d) if so, the details thereof, State-wise including district-wise data for West Bengal; and
- (e)  the  number  of  digital  transactions  done  through  KCC  till January,  2026  along  with  the percentage  of  the  said  transactions  executed  for  the  purchase  of  direct  agricultural  inputs (seeds, fertilisers and pesticides) and loan repayment, State-wise details thereof, especially in the context of Aonla, Shahjahanpur and Budaun Lok Sabha  Constituencies in Uttar Pradesh?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PANKAJ CHAUDHARY)

(a) and (b)  As reported by Reserve Bank of India (RBI) and National Bank for Agriculture and Rural Development (NABARD), the details of total Operative Kisan Credit Cards and outstanding amount (including RuPay Kisan Credit Cards) as on 31 December 2025 in each State/UT  is  at Annexure-I .  Further,  as  informed  by  State  Level  Bankers'  Committees  of Gujarat and Assam, the details of  new RuPay Kisan Credit Cards (KCCs) issued in the states of Gujarat & Assam, Amreli district of Gujarat and all districts of Assam in 2025 is provided at Annexure-II . The credit limit to all eligible farmers under KCC is determined according to the  scale  of  finance  of  the  crops,  area  under  cultivation,  cropping  pattern,  and  related requirements.

(c) and (d) The steady increase in Ground Level Credit Flow to agriculture, along with the expansion in Kisan Credit Card issuance and related disbursements, indicates improved access to  institutional  credit.  This,  in  turn,  supports  better  input  utilization,  alleviates  liquidity constraints, and facilitates the consumption and marketing requirements of KCC beneficiaries.

(e) As reported by National Payment Corporation of India (NPCI), the total number of digital transactions reported through RuPay KCC cards in FY 2025-26 (upto 31st January 2026) in the country  is  4.10  lakh  with  a  value  of  122.49  crore.  The  state/district-wise  details  of  digital transactions done through KCC is not maintained by NPCI.

*****

## Annexure referred to in part (a) and (b) of Lok Sabha Un-Starred Question no. 2537 on 'RuPay Kisan Credit Cards (KCCs)' answered on 09.03.2026

## Details of  Operative KCC Account and Amount Outstanding

## (Number in Actual & Amount in Rs Crores)

| State                                 | Total OperativeKCC Accounts   | Total OperativeKCC Accounts   |
|---------------------------------------|-------------------------------|-------------------------------|
|                                       | Number                        | Amount outstanding            |
| ANDAMAN&NICOBAR ISLANDS               | 8,980                         | 23                            |
| ANDHRA PRADESH                        | 46,50,958                     | 68,110                        |
| ARUNACHAL PRADESH                     | 23,713                        | 294                           |
| ASSAM                                 | 4,98,108                      | 3,600                         |
| BIHAR                                 | 22,59,036                     | 16,355                        |
| CHANDIGARH                            | 739                           | 89                            |
| CHHATTISGARH                          | 19,73,475                     | 15,231                        |
| DADRA AND NAGAR HAVELIAND DAMANANDDIU | 1,202                         | 38                            |
| GOA                                   | 9,540                         | 124                           |
| GUJARAT                               | 32,56,598                     | 77,418                        |
| HARYANA                               | 23,51,039                     | 53,399                        |
| HIMACHAL PRADESH                      | 5,24,328                      | 10,149                        |
| JAMMU &KASHMIR                        | 11,16,132                     | 7,775                         |
| JHARKHAND                             | 9,16,330                      | 5,548                         |
| KARNATAKA                             | 57,81,201                     | 67,403                        |
| KERALA                                | 22,76,340                     | 43,642                        |
| LADAKH                                | 28,041                        | 284                           |
| LAKSHADWEEP                           | 3,375                         | 34                            |
| MADHYAPRADESH                         | 64,17,424                     | 86,995                        |
| MAHARASHTRA                           | 68,05,090                     | 79,911                        |
| MANIPUR                               | 17,917                        | 121                           |
| MEGHALAYA                             | 91,643                        | 655                           |
| MIZORAM                               | 37,367                        | 384                           |
| NAGALAND                              | 40,167                        | 272                           |
| NCT OF DELHI                          | 2,147                         | 36                            |
| ODISHA                                | 42,07,594                     | 25,502                        |
| PUDUCHERRY                            | 13,744                        | 300                           |
| PUNJAB                                | 21,31,833                     | 52,377                        |
| RAJASTHAN                             | 71,36,374                     | 1,11,186                      |
| SIKKIM                                | 9,957                         | 80                            |
| TAMIL NADU                            | 37,72,068                     | 47,849                        |
| TELANGANA                             | 47,44,737                     | 52,352                        |
| TRIPURA                               | 1,64,213                      | 484                           |
| UTTAR PRADESH                         | 1,04,45,486                   | 1,37,896                      |
| UTTARAKHAND                           | 5,02,984                      | 5,825                         |
| WEST BENGAL                           | 32,62,129                     | 14,281                        |

Source: RBI and NABARD

*: Data is provisional.

## Annexure referred to in part (a) and (b) of Lok Sabha Un-Starred Question no. 2537 on 'RuPay Kisan Credit Cards (KCCs)' answered on 09.03.2026

## Details of RuPay Kisan Credit Cards issued during the year 2025 in the states of Assam and Gujarat

(Number in Actual)

| State/District             |   Rupay KCC issued |
|----------------------------|--------------------|
| Gujarat State              |             823362 |
| Amreli District of Gujarat |              32549 |

| District -Wise data of Assam   |   Rupay KCC issued |
|--------------------------------|--------------------|
| Bajali                         |               1595 |
| Baksa                          |               1036 |
| Barpeta                        |               3942 |
| Biswanath                      |               2869 |
| Bongaigaon                     |               1406 |
| Cachar                         |               2917 |
| Charaideo                      |                752 |
| Chirang                        |               1122 |
| Darrang                        |               3732 |
| Dhemaji                        |               1558 |
| Dhubri                         |               3295 |
| Dibrugarh                      |               4306 |
| Dimahasao                      |                 49 |
| Goalpara                       |               2187 |
| Golaghat                       |               2419 |
| Hailakandi                     |               2375 |
| Hojai                          |               1534 |
| Jorhat                         |               3837 |
| Kamrup                         |               4697 |
| Kamrup Metro                   |                782 |
| Karbianglong                   |               1339 |
| Kokrajhar                      |               3724 |
| Lakhimpur                      |               4383 |
| Majuli                         |                461 |
| Morigaon                       |               3862 |
| Nagaon                         |               5387 |
| Nalbari                        |               2819 |
| Sibsagar                       |               2416 |
| Sonitpur                       |               3174 |
| South Salmara                  |                 13 |
| Sribhumi                       |                886 |
| Tamulpur                       |                149 |
| Tinsukia                       |               5645 |
| Udalguri                       |               1316 |
| West Karbianglong              |                723 |

Source:  State Level Bankers' Committees (SLBCs) of Gujarat and Assam