Lok Sabha Question No. 398 (STARRED), answered on 2026-03-19
Subject: Cashless Scheme for Road Accident Victims
Ministry: ROAD TRANSPORT AND HIGHWAYS
Asked by: Shri Rajkumar Chahar, Shri Chavan Ravindra Vasantrao

## be pleased to state:

- (a)  whether  the  "Cashless  Treatment  of  Road  Accident  Victims" scheme  notified  in  2025  has  yielded  effective  results  in  reducing fatalities during the "Golden Hour" on National Highways and if so, the details thereof, State/UT-wise and the timeline envisaged for nationwide rollout of the scheme;
- (b)  the  number  of  black  spots  identified  and  rectified  on  National Highways  during  the  last  three  years  and  the  progress  made  in implementing  mandatory  road  "star  rating"  in  accordance  with  the standards  of  the  International  Road  Assessment  Programme  (iRAP), State/UT-wise;
- (c) the concrete initiatives undertaken to integrate Artificial Intelligence  (Al)  with  FASTag  2.0  at  National  Highway  toll  plazas  to enable barrier-free tolling and reduce congestion at entry points; and
- (d)  the  present  status  and  achievements  of  the  above  initiatives, State/UT-wise?

## GOVERNMENT OF INDIA

## MINISTRY OF ROAD TRANSPORT AND HIGHWAYS

## LOK SABHA STARRED QUESTION NO. 398

## ANSWERED ON 19 th  March 2026

## CASHLESS SCHEME FOR ROAD ACCIDENT VICTIMS

*398. SHRI CHAVAN RAVINDRA VASANTRAO: SHRI RAJKUMAR CHAHAR:

## Will the Minister of ROAD TRANSPORT AND HIGHWAYS

सड़क परिवहन औि िाजमार्ग मंत्री

## ANSWER THE MINISTER OF ROAD TRANSPORT AND HIGHWAYS (SHRI NITIN JAIRAM GADKARI) (a) to (d) A statement is laid on the Table of the House

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STATEMENT REFERRED TO IN  REPLY  TO  PARTS  (a)  TO  (d)  OF  THE LOK SABHA STARRED QUESTION NO. *398 FOR  ANSWER  ON 19.03.2026  ASKED  BY  SHRI  CHAVAN  RAVINDRA  VASANTRAO  AND SHRI RAJKUMAR CHAHAR REGARDING CASHLESS TREATMENT SCHEME FOR ROAD ACCIDENT VICTIMS.

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- (a) to (d) In accordance with the legal mandate under Section 162 of the Motor Vehicles Act (MV Act), 1988, 'Prime Minister -Road Accident Victims' Hospitalisation and Assured Treatment (PM-RAHAT) Scheme' has been notified and comprehensive guidelines detailing the process flow,  roles  and  responsibilities  of  respective  stakeholders,  and  the Standard  Operating  Procedures  (SOPs)  for  its  implementation  have been issued. The scheme has been launched nation-wide on 13.02.2026 after onboarding States/UTs on the digital platform except the State of West Bengal. The necessary steps for implementation of the scheme are yet to be completed by State of West Bengal. As the scheme  has  been  launched  recently,  it  is  too  early  to  assess  its efficacy in terms of reduction in fatalities during the 'Golden Hour'.

## The salient features of the scheme are as under:

- (i)       Treatment  cover  upto  ₹1.5  lakh  per  victim  will  be  provided, subject  to  a  maximum  cap  of  7  days  from  date  of  accident  on  any category  of  road.  The  treatment  cover  will  be  available  to  all  those victims  who  are  involved  in  road  accidents  caused  by  use  of  motor vehicles.
- (ii)      Every  road  accident  victim  shall  be  provided  with  stabilization treatment for upto 24 hours in non-life-threatening cases and upto 48 hours  in  life-threatening  cases  at  designated  hospitals,  subject  to police response.
- (iii)     This  statutory  scheme  will  take  precedence  over  any  other central / state level schemes.
- (iv)     The  scheme  has  been  successfully  implemented  through  the amalgamation  of  two  existing  platforms  -eDAR  (Electronic  Detailed Accident Report) used by police officials for reporting of accidents and TMS 2.0 (Transaction Management System) of National Health

Authority  (NHA)  used  by  hospitals  for  treatment,  claim  submissions and processing of payments.

- (v)      The  reimbursement  to  hospitals  is  being  done  through  Motor Vehicle Accident Fund (MVAF) which is funded through contributions from  General  Insurance  companies  for  cases  where  the  offending motor vehicle is insured and through budgetary support for uninsured and hit & run cases.

Through integration with the  112  Emergency  Response  Support System (ERSS), the victim or Good Samaritan (RAH-VEER) can obtain necessary  information  regarding  the  nearest  designated  hospital, request an ambulance, or both, as per the situation's requirements. As soon  as  the  victim  is  admitted,  treatment  process  will  have  to  be initiated based on the Health Benefit Packages developed by NHA. In parallel,  while  initiating  the  treatment,  police  authentication  of  the victim will have to be initiated in the TMS platform. The hospital would generate the treatment ID(s) on TMS and push it to the district police through eDAR. The time available with police for responding on eDAR shall  be  upto  24  hours,  or  48  hours  in  life  threatening  situations  as decided by the hospital administrator.

Rectification  of  black  spots  is  a  continuous  process  and  temporary measures are taken on immediate basis. Out of total 16,542 blackspots identified on National Highways (NHs) in the country, shortterm  rectification  has  been  completed  on  14,138  black  spots.  Longterm  rectification  measures,  as  recommended  by  road  safety  audit reports, are implemented only at locations deemed necessary. Accordingly, long-term measures have been completed at 6,649 black spots,  while  4,077  black  spots  have  been  assessed  as  not  requiring such long-term interventions. The details are attached as Annexure-A.

All  National  Highway  (NH)  works  are  carried  out  as  per  standards, guidelines, manual, code of practice of Indian Roads Congress as well as  specifications  for  Road  and  Bridge  Works.  Necessary  road  safety measures are taken during design, construction, operation and maintenance stages. Further, Guidelines have been issued for regular safety  audit  of  all  NHs  at  design,  construction,  pre-opening  stage  of NH projects as well as on existing NHs for ensuring road safety.

In  the  efforts  to  enhance  toll  operations  and  enable  seamless movement  of  vehicles,  the  Government  has  decided  to  implement Multi-Lane Free Flow (MLFF) Electronic Toll Collection system, which facilitates barrier-free tolling using integrated technologies including Automatic Number Plate Recognition (ANPR) with Artificial Intelligence analytics and high performance Radio Frequency Identification (RFID) -based Electronic Toll Collection (FASTag), where the user fee shall be charged from the vehicle users  without halting at the toll plaza for the purpose. The  details  of  fee  plazas  for  which  Request  for  Proposal  (RFP)  for implementation  of  MLFF  has  been  finalized  for  implementation  of barrier free tolling is attached as Annexure-B. Details of fee plazas for which Request for Proposal (RFP) has been invited  for  implementation  of  barrier  free  tolling  is  attached  as

Annexure-C.

Annexure - A ANNEXURE REFERRED TO IN REPLY TO PARTS (a) TO (d) OF THE LOK SABHA STARRED QUESTION NO. 398 FOR ANSWER ON 19th MARCH 2026  ASKED  BY  SHRI  CHAVAN  RAVINDRA  VASANTRAO  AND  SHRI RAJKUMAR  CHAHAR  REGARDING  CASHLESS  SCHEME  FOR  ROAD ACCIDENT VICTIMS.

| States/UTs        |   Blackspots |   Short-term Rectification Completed |   Long-term Rectification Completed |
|-------------------|--------------|--------------------------------------|-------------------------------------|
| Gujarat           |          386 |                                  386 |                                 168 |
| Odisha            |          597 |                                  582 |                                 378 |
| Tamil Nadu        |         1661 |                                 1633 |                                 613 |
| Maharashtra       |          550 |                                  534 |                                 267 |
| West Bengal       |         1339 |                                 1322 |                                 803 |
| Delhi             |          335 |                                  335 |                                 181 |
| Jharkhand         |          279 |                                  279 |                                 120 |
| Karnataka         |         1278 |                                 1220 |                                 701 |
| Kerala            |          701 |                                  599 |                                 123 |
| Goa               |           50 |                                   40 |                                  26 |
| Andhra Pradesh    |         1060 |                                  787 |                                 343 |
| Telangana         |         1535 |                                 1259 |                                 516 |
| Bihar             |          306 |                                  291 |                                  64 |
| Assam             |          285 |                                  252 |                                  77 |
| Mizoram           |            1 |                                    1 |                                   1 |
| Meghalaya         |           56 |                                   36 |                                  23 |
| Nagaland          |           71 |                                   50 |                                  64 |
| Sikkim            |           16 |                                   16 |                                  16 |
| Manipur           |           19 |                                   14 |                                  14 |
| Tripura           |           29 |                                   21 |                                  12 |
| Arunachal Pradesh |            9 |                                    9 |                                   0 |
| Uttarakhand       |          110 |                                  107 |                                  80 |
| Punjab            |         1407 |                                 1112 |                                 463 |

| Haryana                  |   124 |   121 |   58 |
|--------------------------|-------|-------|------|
| Chandigarh               |     7 |     7 |    0 |
| Madhya Pradesh           |   596 |   590 |  225 |
| Uttar Pradesh            |  2210 |  1067 |  540 |
| UT of J&K & UT of Ladakh |   224 |   170 |   62 |
| Himachal Pradesh         |   232 |   232 |  199 |
| Chhattisgarh             |   338 |   337 |  245 |
| Rajasthan                |   727 |   727 |  265 |
| Andaman & Nicobar        |     4 |     2 |    2 |

Annexure - B

ANNEXURE REFERRED TO IN REPLY TO PARTS (a) TO (d) OF THE LOK SABHA STARRED QUESTION NO. 398 FOR ANSWER ON 19th MARCH 2026  ASKED  BY  SHRI  CHAVAN  RAVINDRA  VASANTRAO  AND  SHRI RAJKUMAR  CHAHAR  REGARDING  CASHLESS  SCHEME  FOR  ROAD ACCIDENT VICTIMS.

|   S. No. | Fee Plaza                | NH / State              | Status   |
|----------|--------------------------|-------------------------|----------|
|        1 | Gharaunda Toll Plaza     | NH-44 in Haryana        | Awarded  |
|        2 | Chorayasi Toll Plaza     | NH-48 in Gujarat        | Awarded  |
|        3 | Daulatpura Toll Plaza    | NH-48 in Rajasthan      | Awarded  |
|        4 | Manoharpura Toll Plaza   | NH-48 in Rajasthan      | Awarded  |
|        5 | Shahjahanpur Toll Plaza  | NH-48 in Rajasthan      | Awarded  |
|        6 | Mundaka Toll Plaza       | UER-II in Delhi         | Awarded  |
|        7 | Boriach Toll Plaza       | NH-48 in Gujarat        | Awarded  |
|        8 | Nemili Toll Plaza        | NH-48 in Tamil Nadu     | Awarded  |
|        9 | Chenasamudram Toll Plaza | NH-48 in Tamil Nadu     | Awarded  |
|       10 | Paranur Toll Plaza       | NH-45 in Tamil Nadu     | Awarded  |
|       11 | Kasepalli Toll Plaza     | NH-44 in Andhra Pradesh | Awarded  |
|       12 | Amakathadu Toll Plaza    | NH-44 in Andhra Pradesh | Awarded  |
|       13 | Marur Toll Plaza         | NH-44 in Andhra Pradesh | Awarded  |

|   14. | Chalakwadi Toll Plaza         | NH-50 in Maharashtra   | Awarded   |
|-------|-------------------------------|------------------------|-----------|
|    15 | Hiwargaon Pavsa Toll Plaza    | NH-50 in Maharashtra   | Awarded   |
|    16 | Badarpur Faridabad Toll Plaza | NH-19 in Haryana       | Awarded   |

Annexure - C

ANNEXURE REFERRED TO IN REPLY TO PARTS (a) TO (d) OF THE LOK SABHA STARRED QUESTION NO. 398 FOR ANSWER ON 19th MARCH 2026  ASKED  BY  SHRI  CHAVAN  RAVINDRA  VASANTRAO  AND  SHRI RAJKUMAR  CHAHAR  REGARDING  CASHLESS  SCHEME  FOR  ROAD ACCIDENT VICTIMS.

|   S.No. | Fee Plaza Name                | NH No.       |
|---------|-------------------------------|--------------|
|       1 | Kurana Toll Plaza             | 334          |
|       2 | Sirohi Bahali Toll Plaza      | 148B 11      |
|       3 | Jiwana Toll plaza             | 709 B        |
|       4 | Kathuwas Toll Plaza           | 11           |
|       5 | Ghamroj Sohna Road Toll Plaza | 248A         |
|       6 | Tamsabad Toll Plaza           | 709AD        |
|       7 | Kiranj Toll Plaza             | 148          |
|       8 | Patnipratapur                 | 709AA        |
|       9 | Bhuni Toll Plaza              | 709A         |
|      10 | Jagaheri fee plaza            | 709AD        |
|      11 | Bhanera                       | 119 (New 34) |
|      12 | Chota Mawana                  | 119 (New 34) |
|      13 | Dabhedi Toll Plaza            | 709B         |
|      14 | Mujhera Toll Plaza            | 709AD        |
|      15 | Narayanpura                   | 48           |
|      16 | Dakan kotra                   | 48           |
|      17 | Jaswantgarh (Gogunda)         | 27           |
|      18 | Malera                        | 27           |
|      19 | Kishorepura                   | 52           |
|      20 | Beermandi                     | 52           |
|      21 | Mandana                       | 52           |
|      22 | Biratiya Kalan                | 25           |
|      23 | Binawas                       | 25           |
|      24 | Dangiyawas                    | 125A         |
|      25 | Manaklao-TP-02                | 125A         |
|      26 | Tankla                        | 62           |
|      27 | Netra                         | 62           |

|   28 | Hingonia      | 148C     |
|------|---------------|----------|
|   29 | Sitarampura   | 148C     |
|   30 | Kishangarh    | 48       |
|   31 | Thikariya     | 48       |
|   32 | Tatiawas      | 52       |
|   33 | Akhepura      | 52       |
|   34 | Thirpali Badi | 709 E    |
|   35 | Titoli        | 11A Extn |
|   36 | Rabawata      | 11A Extn |

*****