Lok Sabha Question No. 3424 (UNSTARRED), answered on 2016-08-05
Subject: Health Insurance Scheme
Ministry: FINANCE
Asked by: SUPRIYA SADANAND SULE, BHARAT SINGH, VIJAY KUMAR HANSDAK, RATTAN LAL KATARIA, DHANANJAY BHIMRAO MAHADIK, RAJEEV SHANKARRAO SATAV, JAYAKUMAR JAYAVARDHAN

3424. SHRIMATI SUPRIYA SULE: SHRI BHARAT SINGH: SHRI VIJAY KUMAR HANSDAK: SHRI RATTAN LAL KATARIA: SHRI DHANANJAY MAHADIK: SHRI SATAV RAJEEV: DR. J. JAYAVARDHAN:

## Will the Minister of FINANCE be pleased to state:

- (a) whether the public and private insurance companies do not provide health insurance cover to senior citizens in the country and if so, the details thereof;
- (b) whether the Government proposes to cover each family in the country under the health insurance scheme on socio/ economic basis and if so, the details thereof;
- (c) the number of persons benefited by the various health insurance schemes being run by the general insurance companies operating in the country during the last three years, company and State/UT-wise; and
- (d) the various steps taken/being taken by the Government to extend the health insurance net and spread awareness in the country?

## ANSWER

THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI SANTOSH KUMAR GANGWAR)

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES LOK SABHA

## UNSTARRED QUESTION NO. 3424

TO BE ANSWERED ON 5 th August, 2016/Shravana 14, 1938 (Saka) Health Insurance Scheme

(a) to (d): As per Insurance Regulatory and Development Authority of India (IRDAI), insurance companies do provide health insurance cover to Senior Citizens. Health Insurance Regulations, 2013 issued by IRDAI enable protection of the interests of the Senior Citizens. They stipulate that entry age of all citizens (including Senior Citizens) for the purpose of insurance shall be at least up to 65 years. They also stipulate that renewal shall not be denied based on the age of any person including senior citizens. Therefore, where a person has taken health insurance policy before he/she attains age 65 years, renewal of such policy shall not be denied based on age.

Further, the Public Sector General Insurance Companies (PSGICs) have specially designed policies for senior citizens at the entry level in the age bracket of 60 to 80 years namely 'Varistha Mediclaim Policy' by National Insurance Company Ltd, 'Health of Privileged Elders (HOPE)' by The Oriental Insurance Company Ltd., 'Senior Citizens' Mediclaim Policy' by the New India Assurance Company Ltd. and 'Mediclaim Policy- Senior Citizens' by United India Insurance Company Ltd. There is no age limit for renewals of these policies.

Rashtriya Swasthya Bima Yojana (RSBY) is being implemented by Ministry of Health & Family Welfare. This scheme provides smart card based cashless health insurance cover of Rs. 30000/- per annum to BPL families along with 11 other categories of unorganized workers i.e. Building and other construction workers, licensed Railway porters, Street Vendors, MGNREGA workers, Beedi workers, Domestic workers, Sanitations workers, Mine Workers, Rickshaw pullers, Rag pickers and Auto/Taxi drivers. For Senior Citizens of age 60 years and above, Senior Citizen Health Insurance Scheme (SCHIS) with additional top-up package up to Rs. 30,000 is under implementation with effect from 01.04.2016.

As per Insurance Regulatory and Development Authority of India (IRDAI), the details of number of persons covered under various health insurance schemes, including RSBY for last three years are given in Annexure 1, 2 and 3.

***********

## Annexure-1 referred to in reply to Lok Sabha Un-starred Question Number 3424 for 05.08.2016

## State wise details on number of persons covered under Health Insurance for 2013-14 ( No. of Persons in '000)

| State/ UT         |   Apollo |   Bajaj |   Bharti |   `Chola |   Cigna |   Future |   HDFC |   ICICI |   Iffco |   L & T |   Liberty |   Max |   National |   New India |   Oriental |   Raheja |   Reliance |   Religere | Royal   |   SBI | Star    | Tata United   | Universal   |   Total |
|-------------------|----------|---------|----------|----------|---------|----------|--------|---------|---------|---------|-----------|-------|------------|-------------|------------|----------|------------|------------|---------|-------|---------|---------------|-------------|---------|
| Andhra Pradesh    |      101 |      71 |       61 |       42 |     149 |        7 |    137 |     241 |      96 |       1 |         2 |    51 |      26235 |         682 |        223 |        0 |         23 |         15 | 250 7   |   211 | 12 1063 | 16            |             |   29695 |
| Arunachal Pradesh |        0 |       0 |        0 |        0 |       0 |        0 |      0 |       0 |       0 |       0 |         0 |     0 |          0 |           0 |          6 |        0 |          0 |          0 | 0 0     |     0 | 0       | 3             | 0           |      10 |
| Assam             |        0 |      13 |        0 |        2 |       0 |        1 |      4 |      59 |       0 |       0 |         0 |     1 |      10034 |          19 |         38 |        0 |          0 |          0 | 11 2    |     8 | 7 47    |               | 3           |   10249 |
| Bihar             |        1 |       2 |        0 |      366 |      10 |        0 |   1374 |     349 |       0 |       0 |         0 |     3 |         14 |           2 |         65 |        0 |         30 |          0 | 9 2     |     7 | 2 895   |               | 27          |    3159 |
| Chhattisgarh      |        0 |       3 |        1 |        1 |       0 |        1 |      3 |       8 |       2 |       0 |         0 |     1 |          9 |           6 |        792 |        0 |          2 |          0 | 4 0     |    12 | 5       | 16            | 3           |     869 |

| Goa                   | 0   | 13   | 0   | 1   | 0   | 0   | 7    | 23   | 2    | 0    | 0     | 3    | 28       | 13   | 26   | 0.00   | 0     | 0      | 0       | 1        | 0       | 1 18   | 0   | 139   |
|-----------------------|-----|------|-----|-----|-----|-----|------|------|------|------|-------|------|----------|------|------|--------|-------|--------|---------|----------|---------|--------|-----|-------|
| Gujarat               | 76  | 283  | 22  | 11  | 10  | 33  | 61   | 84   | 132  | 9    | 1 72  |      | 945 1203 | 1837 |      | 0.00   | 95    | 24 30  | 15 1274 | 873      | 13      | 64     |     | 7165  |
| Haryana               | 510 | 39   | 1   | 2   | 67  | 1   | 199  | 156  | 54   | 4    | 0     | 65   | 138      | 351  | 100  | 0.00   | 7     | 1      | 20 1    | 69       | 0 2122  |        | 82  | 3989  |
| Himachal Pradesh      | 0   | 0    | 0   | 0   | 1   | 0   | 2    | 6    | 0    | 0    | 0     | 1    | 4        | 2193 | 11   | 0.00   | 0     | 0      | 1 0     | 0        | 0 8     |        | 0   | 2227  |
| Jammu & Kashmir       | 0   | 14   | 0   | 0   | 1   | 0   | 1    | 74   | 0    | 0    | 0     | 0    | 3        | 2    | 5    | 0.00   | 0     | 0 1    | 0       | 7        | 0 87    |        | 0   | 197   |
| Jharkhand             | 0   | 3    | 1   | 836 | 3   | 0   | 4    | 1425 | 0    | 0    | 0     | 2    | 19       | 8    | 11   | 0.00   | 53    | 0      | 3 1     | 1770     | 2 14    |        | 8   | 4161  |
| Karnataka             | 106 | 93   | 92  | 11  | 121 | 127 | 114  | 555  | 83   | 43   | 3     | 89   | 178      | 783  | 468  | 0.00   | 136   | 52     | 62 4    | 416      | 19 1829 |        | 50  | 5435  |
| Kerala                | 181 | 23   | 2   | 7   | 3   | 2   | 29   | 25   | 6    | 1    | 0     | 7    | 341      | 305  | 217  | 0.00   | 10857 | 4      | 14 1    | 527      | 3       | 482    | 15  | 13052 |
| Madhya Pradesh        | 12  | 25   | 0   | 14  | 3   | 2   | 24   | 75   | 1086 | 0    | 0     | 2    | 155      | 67   | 181  | 0.00   | 24    | 5 10 7 |         | 123      | 5       | 1093   | 26  | 2941  |
| Maharashtra           | 234 | 1158 | 251 | 65  | 172 | 219 | 1096 | 1354 | 304  | 55   | 14    | 149  | 980      | 5334 | 1162 | 0.04   | 160   | 353    | 103 19  | 824 2024 | 2104    |        | 148 | 18280 |
| Manipur               | 0   | 0    | 0   | 0   | 0   | 0   | 0    | 0    | 0    | 0    | 0     | 0    | 0        | 71   | 0    | 0.00   | 0     | 0      | 1 0     | 0        | 0       | 4      | 0   | 76    |
| Meghalaya             | 0   | 0    | 0   | 0   | 0   | 0   | 0    | 722  | 0    | 0    | 0     | 0    | 1        | 0    | 0    | 0.00   | 0     | 0      | 0 0     | 0        | 0       | 11     | 0   | 735   |
| Mizoram               | 0   | 0    | 0   | 0   | 0   | 0   | 0    | 0    | 0    | 0    | 0     | 0    | 204      | 0    | 0    | 0.00   | 0     | 0      | 0 0     | 0        | 0       | 0      | 0   | 204   |
| Nagaland              | 0   | 0    | 0   | 0   | 0   | 0   | 0    | 0    | 0    | 0    | 0     | 0    | 0        | 26   | 0    | 0.00   | 0     | 0      | 0 0     | 0        | 0       | 0      | 0   | 26    |
| Orissa                | 8   | 8    | 1   | 3   | 3   | 0   | 6    | 3775 | 8813 | 0    | 0     | 1048 | 214      | 1924 | 48   | 0.00   | 58    | 2      | 259 1   | 1636     | 3 213   |        | 19  | 18042 |
| Punjab                | 25  | 18   | 8   | 2   | 8   | 2   | 28   | 57   | 4    | 0    | 0     | 34   | 83       | 67   | 201  | 0.00   | 11    | 9      | 5       | 1 53     | 6       | 189    | 24  | 833   |
| Rajasthan             | 38  | 18   | 1   | 7   | 12  | 1   | 19   | 24   | 6    | 1776 | 0 20  |      | 90       | 79   | 101  | 0.00   | 5     | 4      | 7 8     | 80 3     | 189     |        | 9   | 2497  |
| Sikkim                | 0   | 0    | 0   | 0   | 0   | 0   | 0    | 0    | 0    | 0    | 0 0   |      | 1        | 1    | 0    | 0.00   | 0     | 0      | 0 0     | 0 0      | 0       |        | 0   | 3     |
| Tamil Nadu            | 82  | 73   | 52  | 575 | 110 | 29  | 179  | 716  | 70   | 9    | 12    | 40   | 811      | 2122 | 376  | 0.03   | 30    | 7      | 193 5   | 718 12   | 34577   |        | 141 | 40938 |
| Tripura               | 0   | 0    | 0   | 1   | 0   | 0   | 0    | 18   | 0    | 0    | 0     | 0    | 1        | 0    | 0    | 0.00   | 0     | 0 268  | 0       | 0        | 0       | 0      | 0   | 289   |
| Uttar Pradesh         | 106 | 34   | 8   | 12  | 68  | 1   | 97   | 4968 | 11   | 3    | 0     | 45   | 1472     | 173  | 133  | 0.00   | 137   | 1743   | 770 4   | 146 7    | 2027    |        | 315 | 12282 |
| Uttrakhand            | 0   | 1    | 2   | 2   | 0   | 0   | 4    | 14   | 10   | 0    | 0     | 3    | 7        | 7    | 65   | 0.00   | 2     | 1      | 5 2     | 47 1     | 988     |        | 9   | 1170  |
| West Bengal           | 46  | 101  | 26  | 377 | 73  | 27  | 18   | 693  | 22   | 16   | 11 26 |      | 18313    | 2733 | 717  | 0.00   | 90    | 6      | 41 58   | 161      | 20 6504 |        | 93  | 30171 |
| Andaman & Nicobar Is. | 0   | 0    | 0   | 0   | 0   | 0   | 0    | 0    | 0    | 0    | 0     | 0    | 0        | 0    | 0    | 0.00   | 0     | 0      | 0 0     | 0        | 0       | 2      | 0   | 3     |
| Chandigarh            | 18  | 3    | 0   | 2   | 0   | 1   | 4    | 1    | 3    | 0    | 0     | 4    | 5        | 8    | 41   | 0.00   | 43    | 4      | 1 0     | 10       | 5       | 39     | 0   | 194   |
| Dadra & Nagra Haveli  | 0   | 0    | 0   | 0   | 0   | 0   | 2    | 1    | 0    | 0    | 0     | 0    | 1        | 0    | 0    | 0.00 0 | 0     |        | 0 0     | 0        | 0       | 1      | 0   | 5     |
| Daman & Diu           | 0   | 0    | 0   | 0   | 0   | 0   | 0    | 0    | 0    | 0    | 0     | 0    | 1        | 2    | 0    | 0.00   | 0     | 0      | 1 0     | 0        | 0       | 0      | 0   | 4     |
|                       |     | 242  | 151 | 63  | 194 |     | 135  | 218  | 230  | 6    | 1     | 103  |          |      |      |        | 162   | 233    | 94      | 9        | 191     | 1910   | 9   | 7051  |
| Delhi                 | 334 |      |     |     |     | 64  |      |      |      |      |       |      | 566      | 238  | 1820 | 0.00   |       |        |         |          | 78      |        |     |       |

| Lakshadweep   | 0                                                                                                                               | 0   | 0   | 0   | 0   | 0   | 0   | 0   | 0   | 0   | 0   | 0   | 0   | 0   | 0   | 0.00   | 0   | 0   |     | 0 0 0   |    | 0   | 0 0   | 0   |
|---------------|---------------------------------------------------------------------------------------------------------------------------------|-----|-----|-----|-----|-----|-----|-----|-----|-----|-----|-----|-----|-----|-----|--------|-----|-----|-----|---------|----|-----|-------|-----|
| Puducherry    | 0                                                                                                                               | 1   | 0   | 1   | 0   | 0   | 1   | 9   | 0   | 0   | 0   | 0   | 6   | 38  | 2   | 0.00   | 0   | 0   | 2 0 | 13      | 1  | 69  | 0     | 143 |
| Total         | 1878 2240 681 2402 1008 518 3552 15650 10933 1924 44 1769 60854 18457 8647 0.07 11927 2463 2167 146 8302 2228 57378 1061 216231 |     |     |     |     |     |     |     |     |     |     |     |     |     |     |        |     |     |     |         |    |     |       |     |

Annexure-2 referred to in reply to Lok Sabha Un-starred Question Number 3424 for 05.08.2016

## State wise details on number of persons covered under Health Insurance for 2014-15( No. of Persons in '000)

| State/ UT         | Apollo   | Bajaj   | Bharti   |      | `Chola   | Cigna Future   | HDFC   | ICICI   | Iffco   | L & T Liberty   | Magma Max   | National   |   India | New   | Oriental Raheja   |       | Reliance   | Religere   |       | Royal SBI   | Star   | Tata   | United Universal   | Total   |
|-------------------|----------|---------|----------|------|----------|----------------|--------|---------|---------|-----------------|-------------|------------|---------|-------|-------------------|-------|------------|------------|-------|-------------|--------|--------|--------------------|---------|
| Andhra Pradesh    | 5        | 11      | 1        | 3    | 4        | 13             | 84     | 135     | 7 3     | 2               | 0 25        | 109        |     171 | 382   | 0.00              | 23    |            | 6 234      | 1     | 47 8        | 304    | 36     |                    | 1615    |
| Arunachal Pradesh | 0        | 0       | 0        | 0    | 0        | 0              | 0      | 0       | 0       | 0 0             | 0 0         | 0          |    1205 | 0     | 0.00              | 0     | 0          | 0          |       | 0 0         | 0      | 1      | 0                  | 1207    |
| Assam             | 2        | 10      | 0        | 3    | 0        | 1              | 4      | 3       | 0 0     | 0               | 0 1         | 548        |      19 | 25    | 0.00              | 0     | 0          | 5          |       | 1 6         | 9 17   |        | 4                  | 658     |
| Bihar             | 2        | 3       | 0        | 9    | 0        | 0              | 6      | 0       | 0 0     | 0               | 0 5         | 37         |     317 | 28    | 0.00              | 0     | 0          | 4          | 0     | 7           | 3 1715 |        | 35                 | 2171    |
| Chhattisgarh      | 1        | 4       | 1        | 2    | 0        | 2              | 4      | 7       | 2 1     | 0               | 0 1         | 9          |    8684 | 13023 | 0.00              | 0     | 0          | 1          | 1     | 10          | 6      | 8      | 4                  | 21771   |
| Goa               | 0        | 14      | 1        | 5    | 0        | 0              | 4      | 25      | 3 0     | 0               | 0 4         | 26         |      18 | 9     | 0.00              | 0     | 0          |            | 2 0   | 0           | 1      | 128    | 2                  | 241     |
| Gujarat           | 91       | 248     | 27       | 15   | 2        | 40             | 61     | 78      | 174 22  | 21              | 0 62        | 1000       |    1300 | 3102  | 0.00              | 81    | 41         | 31         | 9     | 1171        | 1544   | 774    | 79                 | 9971    |
| Haryana           | 121      | 32      | 82       | 1    | 2 1      |                | 115    | 97      | 137 5   | 17              | 0 53        | 195        |     453 | 294   | 0.00              | 5     | 4          | 36         |       | 7 63        | 1      | 1232   | 79                 | 3033    |
| Himachal Pradesh  | 0        | 0       | 0        | 0    | 0        | 0              | 2      | 3       | 0 0     | 0               | 0 1         | 3          |    1127 | 5     | 0.00              | 0     | 0          | 0          |       | 0 1         | 0      | 3      | 0                  | 1145    |
| Jammu & Kashmir   | 0        | 4       | 0        | 0    | 0        | 0              | 1      | 19      | 0 0     | 0               | 0 0         | 4          |       2 | 5     | 0.00              | 0     |            | 0          | 0     | 0 5         | 0      | 3      | 0                  | 46      |
| Jharkhand         | 0        | 3       | 0        | 1875 | 0        | 1              | 4      | 2150    | 1 0     | 0               | 0 2         | 18         |      20 | 9     |                   | 0.00  | 1          | 0          | 0     | 0 1767      | 2      | 27     | 23                 | 5905    |
| Karnataka         | 486      | 51      | 153      | 16   | 4 1323   |                | 86     | 2867    | 4012 6  | 28              | 0 50        | 552        |    9576 | 1055  |                   | 0.01  | 163        | 98         | 62    | 6 313       | 146    | 2709   | 139                | 23898   |
| Kerala            | 134      | 13      | 2        | 6    | 2        | 11             | 30     | 21      | 6 0     | 2               | 0 20        | 478        |     414 | 284   | 0.00              | 10037 |            | 6          | 10 17 | 342         | 3      | 479    | 22                 | 12341   |
| Madhya Pradesh    | 14       | 23      | 1        | 17   | 0 3      |                | 21     | 65      | 522 0   | 1 0             | 3           | 156        |      99 | 136   | 0.00              | 4     |            | 9          | 8     | 95 94       | 11     | 98     | 45                 | 1424    |
| Maharashtra       | 271      | 778     | 439      | 67   | 7        | 147            | 244    | 1125    | 591 62  | 52              | 0 235       | 65164      |    6575 | 2054  | 0.02              | 210   |            | 170        | 257   | 375 606     | 162    | 5671   | 466                | 85728   |
| Manipur           | 0        | 0       | 0        | 0    | 0        | 0              | 0      | 0       | 0 0     | 0               | 0 0         | 0          |     274 | 1     | 0.00              | 0     | 0          | 1          |       | 0 0 0       |        | 0      | 0                  | 276     |
| Meghalaya         | 0        | 0       | 0        | 0    | 0        | 0              | 0      | 5       | 0 0     | 0               | 0 0         | 1          |       0 | 1     | 0.00              | 0     | 0          | 0          | 0     | 0           | 0      | 2      | 0                  | 9       |
| Mizoram           | 0        | 0       | 0        | 0    | 0        | 0              | 0      | 0       | 0 0     | 0               | 0 0         | 186        |       0 | 0     | 0.00              | 0     | 0          | 0          | 1     | 0 0         |        | 0      | 0                  | 187     |
| Nagaland          | 0        | 0       | 0        | 0    | 0        | 0              | 0      | 0       | 0       |                 | 0           |            |       0 |       | 0                 | 0     |            | 0          | 0 0   | 0           | 0      | 3      | 0                  | 4       |
|                   |          |         |          |      |          |                |        |         | 0       | 0               | 0           |            |       0 |       | 0.00              |       | 8          |            | 0     |             |        |        |                    |         |
| Orissa            | 8        | 7       |          | 0 4  | 0        | 0              | 7      | 31      | 7820 1  | 0               | 0 1048      | 3749       |    2988 | 29    | 0.00              | 6843  |            |            | 6     | 1629        | 5      | 872    | 13                 | 25071   |

| Punjab                |   30 |   16 |    3 |      | 3   | 2 3   | 32         | 25      | 9      |   1 2 |   0 |   36 | 316   |    72 |    78 | 0.00        | 7   |   14 | 4    | 5        | 40     | 7     | 244   | 23   |    973 |
|-----------------------|------|------|------|------|-----|-------|------------|---------|--------|-------|-----|------|-------|-------|-------|-------------|-----|------|------|----------|--------|-------|-------|------|--------|
| Rajasthan             |   44 |   17 |    1 |    8 | 1   | 2     | 15         | 23      | 5 608  |    13 |   0 |   24 | 1188  |    92 |    73 | 0.00        | 2   |    9 | 14   | 65 73    | 5 1404 |       | 13    |      |   3697 |
| Sikkim                |    0 |    0 |    0 |    0 | 0   | 0     | 0          | 0       | 0 0    |     0 |   0 |    0 |       |     1 |     1 | 0.00        | 0   |    0 | 0    | 0        | 0 0    |       | 0     | 0    |      3 |
| Tamil Nadu            |   95 |   92 |   77 |  943 | 4   | 33    | 88         | 294 122 | 11     |     3 |   0 |   24 | 623   |  2001 |  1374 | 0.02        | 46  |   19 | 293  | 5 513    | 17     | 42661 |       | 175  |  49513 |
| Telangana             |  122 |   41 |   97 |   12 | 1   | 1     | 6          | 20      | 154 0  |     4 |   0 |   17 | 284   |   579 |    25 | 0.01        | 9   |   12 | 1    | 17       | 115 9  | 243   |       | 0    |   1768 |
| Tripura               |    0 |    0 |    0 |    0 | 0   | 0     | 0          | 0       | 0 0    |     0 |   0 |    0 |       |     0 |     0 | 0.00        | 0   |    0 | 1758 | 0        | 0      | 0     | 57    | 0    |   1817 |
| Uttar Pradesh         |  116 |   34 |    5 |   12 | 2   | 1     | 2910       | 247     | 13 7   |     9 |   0 |   40 | 325   |   257 |   161 | 0.00        | 7   | 1899 | 55   | 4        | 116    | 7     | 932   | 456  |   7617 |
| Uttrakhand            |    0 |    1 |    3 |    2 | 0   | 1     | 5          | 12      | 7 0    |     0 |   0 |    3 |       |    19 |     4 | 0.00        | 2   |    2 | 3    | 0        | 43     | 2     | 99    | 22   |    238 |
| West Bengal           |   55 |   67 |   49 |    8 | 2   | 103   | 22 3291    |         | 36 8   |    13 |   0 |   22 | 5541  |   370 |   261 | 0.00        | 66  |   10 | 38   | 16 123   | 27     | 6942  |       | 160  |  17229 |
| Andaman & Nicobar Is. |    0 |    0 |    0 |    0 | 0 0 |       | 0          | 0       | 0 0    |     0 |   0 |    0 |       |     0 |     0 | 0.00        | 0   |    0 | 0    | 0        | 0 0    | 0     |       | 0    |      1 |
| Chandigarh            |   18 |    3 |   19 |    3 | 0   | 2     | 0          | 4       | 5 0    |     0 |   0 |    5 | 38    |     9 |    16 | 0.00        | 799 |    9 | 1    | 0        | 9 6    | 425   |       | 0    |   1370 |
| Dadra & Nagra Haveli  |    0 |    0 |    0 |    0 | 0   | 0     | 1          | 1       | 0 0    |     0 |   0 |    0 |       |     0 |     0 | 0.00        | 0   |    0 |      | 0 0      | 0      | 0     | 112   | 0    |    115 |
| Daman & Diu           |    0 |    0 |    0 |    0 | 0   | 0     | 2          | 0       | 0 0    |     0 |   0 |    0 |       |     2 |    15 | 0.00        | 0   |    0 | 1    | 0        | 0      | 0     | 31    | 0    |     51 |
| Delhi                 |  352 |  169 |  199 |   64 | 4   | 63    | 90         | 237     | 341 18 |    13 |   0 |  106 | 2812  |   348 |   603 | 0.00        | 52  |  216 | 54   | 18 147   | 179    | 827   |       | 17   |   6930 |
| Lakshadweep           |    0 |    0 |    0 |    0 | 0   | 0     | 0          | 0       | 0 0    |     0 |   0 |    0 |       |     0 |     0 | 0.00 0      |     |    0 | 0    | 0        | 0 0    | 0     |       | 0    |      0 |
| Puducherry            |    0 |    1 |    0 |    1 | 0   | 0     | 1          | 1       | 0 0    |     0 |   0 |    0 |       |     2 |     2 | 0.00        | 0   |    0 |      | 6        | 0 14   | 1     | 4     | 0    |     38 |
| Total                 | 1968 | 1641 | 1158 | 3079 | 38  | 1752  | 3848 10787 | 13967   | 755    |   180 |   0 | 1788 | 83374 | 36994 | 23056 | 0.058 18359 |     | 2533 | 2886 | 645 7252 | 2160   |       | 68027 | 1814 | 288060 |

Annexure-3referred to in reply to Lok Sabha Un-starred Question Number 3424 for 05.08.2016 State wise details on number of persons covered under Health

Insurance for 2015-16 (No. of Persons in '000)

DATA IS PROVISIONAL.

| State/ UT         |   Apollo Bajaj |   Bharti |    |   `Chola |   Cigna |   Future |   HDFC |   ICICI | Iffco   | Kotak L & T   |   Liberty |   Magma |   Max |   National |   New India | Oriental Raheja   |   Reliance |   Religere |    |   Royal |   SBI Star | Tata   | United   | Universal Total   |
|-------------------|----------------|----------|----|----------|---------|----------|--------|---------|---------|---------------|-----------|---------|-------|------------|-------------|-------------------|------------|------------|----|---------|------------|--------|----------|-------------------|
| Andhra Pradesh    |              9 |       15 | 25 |        4 |       4 |        7 |     75 |      66 | 16      | 0.00 4        |        33 |       0 |     4 |        137 |         130 | 321 0.00          |          2 |         18 | 10 |      63 |        131 | 6 322  |          | 16 1419           |
| Arunachal Pradesh |              0 |        0 |  0 |        0 |       0 |        0 |      0 |       0 | 0       | 0.00 0        |         0 |       0 |     0 |          0 |         702 | 6 0.00            |          0 |          0 | 0  |       0 |          0 | 0      | 1        | 0 711             |
| Assam             |              5 |       15 |  0 |        2 |       0 |        2 |      4 |       6 | 0 0.00  | 0             |         0 |       0 |     1 |         29 |          20 | 40 0.00           |          0 |          3 |    |       4 |         43 | 14 8   | 18       | 6 222             |

| Bihar                 | 3     | 3    |   0 |    4 |   1 |    0 |   6 |   22 |    0 | 0.00    | 0   | 0 0   | 7     |       | 5038   | 5034   | 68   | 0.00   | 445   |       | 5     | 4       | 48      | 14 4     | 11462    | 11   | 22180   |       |      |          |       |      |      |       |       |       |
|-----------------------|-------|------|-----|------|-----|------|-----|------|------|---------|-----|-------|-------|-------|--------|--------|------|--------|-------|-------|-------|---------|---------|----------|----------|------|---------|-------|------|----------|-------|------|------|-------|-------|-------|
| Chhattisgarh          | 2     | 5    |   0 |    2 |   1 |    2 |   4 |   10 |    2 | 0.00 1  | 0   | 0     | 1     | 11    | 5853   | 57     |      | 0.00 0 |       | 1     | 46    |         | 2 5     | 19 9     |          | 2    | 6035    |       |      |          |       |      |      |       |       |       |
| Goa                   | 0     | 15   |   0 |    5 |   0 |    0 |   7 |   22 |    3 | 0.00 0  | 1   | 0     | 5     | 34    | 27     |        | 28   | 0.00   | 1     |       | 1     | 1       | 1       | 2 0      | 130      | 2    | 285     |       |      |          |       |      |      |       |       |       |
| Gujarat               | 119   | 279  |  17 |   27 |   9 |   36 |  44 |  116 |  335 | 0.02 41 | 8   | 0     | 54    | 974   | 1365   |        | 2971 | 0.00   | 89    |       | 72    | 27      | 62 1232 | 961      | 20 64    |      | 8922    |       |      |          |       |      |      |       |       |       |
| Haryana               | 157   | 29   |   0 |    0 |   7 |    2 | 111 |  157 |  155 | 0.00    | 11  | 19 0  | 53    | 291   | 458    | 139    | 0.00 | 8      |       | 98    | 27    | 48      | 0       | 153 1508 |          |      | 3541    |       |      |          |       | 109  |      |       |       |       |
| Himachal Pradesh      | 0     | 0    |   0 |    0 |   1 |    0 |   3 |    4 |    0 | 0.00    | 0   | 0 0   | 1     |       | 3 1553 |        | 30   | 0.00   | 0     |       | 5     | 0       | 2       | 2 0      |          | 0    | 1610    |       |      | 3        |       |      |      |       |       |       |
| Jammu & Kashmir       | 0     | 4    |   0 |    0 |   0 |    0 |   2 |  174 |    0 | 0.00    | 0   | 0     | 0 1   | 4     | 2      | 39     |      | 0.00   | 0     | 0     |       | 0       | 2       | 13 0     |          | 3    | 244     |       |      |          |       |      | 0    |       |       |       |
| Jharkhand             | 1     | 3    |   0 | 1875 |   2 |    3 |   5 | 1810 |    1 | 0.00    | 0   | 0 0   | 2     | 22    | 25     |        | 32   | 0.00   | 2     | 3     | 0     | 22      | 1882    |          | 3        | 27   | 5738    |       |      |          |       | 17   |      |       |       |       |
| Karnataka             | 599   | 70   |  54 |   19 |  21 | 3172 |  78 | 3782 | 1967 | 0.04    | 7   | 27    | 0 55  | 952   | 12697  | 1180   | 0.00 |        | 166   | 163   |       | 163     | 46      |          | 562      | 151  |         |       | 3103 |          |       | 53   |      |       |       | 29087 |
| Kerala                | 245   | 14   |   1 |    7 |   7 |   13 |  29 |   19 |    7 | 0.00    | 0   | 25    | 0 46  | 480   | 441    | 423    |      | 0.00   | 11859 |       | 10    | 9       | 54      | 685 3    | 492      | 19   | 14888   |       |      |          |       |      |      |       |       |       |
| Madhya Pradesh        | 20    | 23   |   0 |   11 |   2 |    3 |  22 |   82 |   32 | 0.00    | 1   | 0     | 0     | 4     | 71     | 145    | 206  | 0.00   | 5     |       | 21    | 6       | 252     | 206      | 9        | 15   | 1239    |       | 102  |          |       |      |      |       |       |       |
| Maharashtra           | 316   | 1071 | 106 |   72 |  26 |  162 | 267 | 1266 |  509 | 0.07    | 126 | 45    | 0 393 | 68223 |        | 7442   | 1946 | 0.04   |       | 1119  | 279   | 256 374 | 1233    | 1887     | 8364     | 327  | 95810   |       |      |          |       |      |      |       |       |       |
| Manipur               | 0     | 0    |   0 |    0 |   0 |    0 |   0 |    0 |    0 | 0.00    | 0   | 0 0   | 0     |       | 0      | 259    | 45   | 0.00   | 0     |       | 0     |         | 0 1     |          | 0        | 0    | 306     |       |      | 0        |       |      | 0    |       |       |       |
| Meghalaya             | 0     | 0    |   0 |    0 |   0 |    0 |   0 |  726 |    0 | 0.00    | 0   | 0     | 0     | 0 1   | 1292   |        | 43   | 0.00   | 0     |       | 0     | 0       | 2       | 0        | 2        | 0    | 2067    |       |      |          |       |      | 0    |       |       |       |
| Mizoram               | 0     | 0    |   0 |    0 |   0 |    0 |   0 |    0 |    0 | 0.00    | 0   | 0     | 0 0   | 0     | 0      | 37     |      | 0.00   | 0     |       | 0     | 0       | 1       | 0        | 0        | 0    | 38      |       |      |          |       |      | 0    |       |       |       |
| Nagaland              | 0     | 0    |   0 |    0 |   0 |    0 |   0 |    0 |    0 | 0.00    | 0   | 0     | 0 0   | 0     | 0      |        | 6    | 0.00   | 0     |       | 0     | 0       | 4       | 0        |          | 0 3  | 13      |       |      |          |       |      | 0    |       |       |       |
| Orissa                | 9     | 8    |   0 |    2 |   2 |    0 |   7 | 3881 | 3362 | 0.00    | 2   | 0 0   | 1048  | 4146  |        | 3272   | 33   | 0.00   | 3432  |       | 12    |         | 5       | 30       | 63       | 7    |         |       | 14   | 840      |       |      |      | 20176 |       |       |
| Punjab                | 37 18 |      |   7 |    5 |   9 |    4 |  31 |  482 |   11 | 0.00    | 1   | 3     | 0     | 46    | 126    | 92     |      | 142    | 0.00  | 31    |       | 7 4     | 11      | 98 8     |          | 10   | 5833    |       |      | 7015     |       |      |      |       |       |       |
| Rajasthan             | 58    | 18   |   1 |    5 |   4 |    2 |  19 |   30 |    8 | 0.00    | 608 | 16 0  | 28    | 51    | 32994  | 84     | 0.00 |        | 2     | 20    | 6 181 |         | 148 5   |          |          |      |         | 1375  |      | 8        | 35671 |      |      |       |       |       |
| Sikkim                | 0     | 0    |   0 |    0 |   0 |    0 |   0 |    1 |    0 | 0.00    | 0   | 0 0   | 0     | 1     | 1      |        | 6    | 0.00   |       | 0     | 0     | 0       | 2       | 0 0      | 0        | 0    |         | 12    |      |          |       |      |      |       |       |       |
| Tamil Nadu            | 131   | 128  |  28 | 1372 |  12 |   25 |  81 |  333 |   93 | 0.01    | 15  | 12    | 0 26  |       | 267    | 1532   | 1552 | 0.01   | 164   |       |       | 30      | 220     | 86 933   | 13 47173 | 120  |         | 54347 |      |          |       |      |      |       |       |       |
| Telangana             | 133   | 94   |   0 |    5 |   8 |    1 |  20 |   84 |  259 | 0.02    | 0   | 4 0   | 45    | 246   | 632    |        | 101  | 0.01   | 198   | 20    | 63    |         | 141     |          | 234      | 11   |         |       |      | 249      | 19    |      | 2567 |       |       |       |
| Tripura               | 0     | 0    |   0 |    1 |   0 |    0 |   1 |    5 |    0 | 0.00    | 0   | 0     | 0     | 0     | 1      | 0      | 12   | 0.00   | 0     |       | 0     | 0       | 14      | 0 0      |          | 2100 |         |       |      |          |       | 0    |      | 2136  |       |       |
| Uttar Pradesh         | 138   | 29   |   4 |    9 |   8 |    2 | 132 | 5091 |   15 | 0.01    | 9   | 8     | 0     | 55    | 65     | 309    | 118  | 0.00   |       | 6 163 |       | 26      | 211     | 267 12   | 2340     |      |         |       |      | 9076     |       |      | 58   |       |       |       |
| Uttrakhand            | 1     | 0    |   2 |    2 |   1 |    1 |   6 |   13 |   12 | 0.00    | 0   | 0     | 0     | 4     | 8      | 17     | 79   | 0.00   |       | 3     | 6     | 3       | 22      | 82       | 2        |      |         |       |      |          |       | 5513 | 24   | 5800  |       |       |
| West Bengal           | 73    | 92   |  10 |   10 |   8 |  864 |  26 | 4353 |   75 | 0.04    | 11  | 6     | 0     | 22    | 1200   | 431    |      | 0.00   | 129   |       | 345   |         |         | 22       | 30       | 183  |         |       | 270  | 29 10691 |       | 224  |      |       | 19105 |       |
| Andaman & Nicobar Is. | 0     | 0    |   0 |    0 |   0 |    0 |   0 |    0 |    0 | 0.00 0  |     | 0     | 0 0   | 0     |        | 0      | 5    | 0.00   | 0     |       |       |         | 0       | 0        | 1        |      | 0       | 0     | 0    | 0        |       |      | 6    |       |       |       |

| Chandigarh           |   20 |    6 |   0 |    1 |   0 |    1 |    4 |     1 |   15 | 0.00 0   | 0   | 0   |    4 |     4 |       | 8 127   | 0.00   |       | 1347   |     | 7      | 1 2       | 17     | 8      | 1   | 0    |   1576 |
|----------------------|------|------|-----|------|-----|------|------|-------|------|----------|-----|-----|------|-------|-------|---------|--------|-------|--------|-----|--------|-----------|--------|--------|-----|------|--------|
| Dadra & Nagra Haveli |    0 |    0 |   0 |    0 |   0 |    0 |    2 |     1 |    0 | 0.00     | 0 0 | 0   |    0 |     1 | 0     | 34      |        | 0.00  | 0      |   0 | 0      | 0         | 0 0    |        | 2   | 0    |     40 |
| Daman & Diu          |    0 |    0 |   0 |    0 |   0 |    0 |    2 |     0 |    0 | 0.00     | 0   | 0 0 |    0 |     1 | 2     | 106     |        | 0.00  | 0      |   0 | 1      | 0 0       | 0      | 2      |     | 0    |    113 |
| Delhi                |  453 |  229 |  63 |   54 |  11 |   62 |  110 |   158 |  355 | 0.03     | 15  | 23  |    0 |   133 | 2606  | 374 434 | 0.02   | 154   |        | 203 | 48 106 | 270       | 34 868 | 14     |     |      |   6775 |
| Lakshadweep          |    0 |    0 |   0 |    0 |   0 |    0 |    0 |     0 |    0 | 0.00     | 0   | 0 0 |    0 |     0 | 0     | 0       | 0.00   |       | 0      |   0 | 0      | 0 0       | 0      | 0      | 0   |      |      0 |
| Puducherry           |    0 |    1 |   0 |    1 |   0 |    0 |    1 |     1 |    0 | 0.00     | 0   | 0 0 |    0 |   108 |       | 12 37   | 0.00   |       | 0      |   0 |        | 4 0       | 18     | 1      | 5   | 0    |    191 |
| Total                | 2533 | 2167 | 318 | 3494 | 144 | 4364 | 1098 | 22697 | 7234 | 0.24 852 | 231 | 0   | 2040 | 85102 | 77124 | 10835   | 0.084  | 19141 | 1198   | 802 |        | 2179 8547 | 2229   | 103502 |     | 1132 | 358962 |

Note: Data for FY 201516 are provisional. The data as it is submitted by insurers through email.