Lok Sabha Question No. 1047 (UNSTARRED), answered on 2015-12-04
Subject: Performance of Banks
Ministry: FINANCE
Asked by: RAVINDRA KUMAR PANDEY

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO . †1047

TO BE ANSWERED ON THE 4 th December,2015/Agrahayana 13,1937 (SAKA)

## PERFORMANCE OF BANKS

## QUESTION

## 1047. SHRI RAVINDRA KUMAR PANDEY

:

Will the Minister of FINANCE be pleased to state:

- (a) Whether  the  Government  has  reviewed  the  performance  of  different  banks including their financial transactions and the incidents of robbery and theft occur sometimes in the banks;
- (b) if so, the details thereof;
- (c) whether there is any fall in profit of banks and losses to small saving investors due to reduction in Repo Rate by the Reserve Bank of India recently; and
- (d) if so, the reaction of the Government in this regard?

## ANSWER

## The Minister of State in the Ministry of Finance (SHRI JAYANT SINHA)

- (a) to (b) : The Government periodically reviews the financial performance including incidents  of  robbery  /theft  etc.  The  details  for  the  last  three  years  and  the  current years are at the Annex .
- (c) & (d) : The present reduction in Repo Rate has not affected the profits of Banks as it has happened in the third quarter of this year and its impact will be accessed after results of third quarter are declared.

Repo Rate has no direct bearing on small saving deposit investors.

## PQ No.1047-Bank-wise data on net profit

| Bank Name                      | Net Profit- Rs.crore   | Net Profit- Rs.crore   | Net Profit- Rs.crore   | Net Profit- Rs.crore   |
|--------------------------------|------------------------|------------------------|------------------------|------------------------|
|                                | Mar-13                 | Mar-14                 | Mar-15                 | Sep-15                 |
| Allahabad Bank                 | 1,157                  | 1,110                  | 604                    | 290                    |
| Andhra Bank                    | 1,289                  | 436                    | 638                    | 454                    |
| Bank of Baroda                 | 3,536                  | 3,387                  | 2,714                  | 1,105                  |
| Bank of India                  | 2,368                  | 2,061                  | 445                    | -395                   |
| Bank of Maharashtra            | 760                    | 386                    | 451                    | 131                    |
| Bharatiya Mahila Bank Ltd.     |                        | 12                     | 31                     | 15                     |
| Canara Bank                    | 2,737                  | 2,311                  | 2,584                  | 936                    |
| Central Bank of India          | 1,015                  | -1,263                 | 606                    | 316                    |
| Corporation Bank               | 1,435                  | 562                    | 584                    | 393                    |
| Dena Bank                      | 810                    | 552                    | 265                    | 54                     |
| IDBI Bank Limited              | 1,690                  | 594                    | 608                    | 50                     |
| Indian Bank                    | 1,485                  | 1,117                  | 984                    | 531                    |
| Indian Overseas Bank           | 442                    | 446                    | -414                   | -578                   |
| Oriental Bank of Commerce      | 1,328                  | 1,139                  | 497                    | 559                    |
| Punjab & Sind Bank             | 339                    | 301                    | 121                    | 168                    |
| Punjab National Bank           | 4,545                  | 3,080                  | 2,679                  | 1,179                  |
| Syndicate Bank                 | 1,919                  | 1,668                  | 1,493                  | 649                    |
| UCO Bank                       | 569                    | 1,417                  | 976                    | 375                    |
| Union Bank of India            | 2,070                  | 1,599                  | 1,594                  | 988                    |
| United Bank of India           | 392                    | -1,213                 | 256                    | 102                    |
| Vijaya Bank                    | 586                    | 416                    | 439                    | 258                    |
| State Bank of Bikaner & Jaipur | 730                    | 732                    | 777                    | 451                    |
| State Bank of Hyderabad        | 1,250                  | 1,020                  | 1,317                  | 627                    |
| State Bank of India            | 11,699                 | 8,605                  | 9,835                  | 5,482                  |
| State Bank of Mysore           | 416                    | 274                    | 409                    | 226                    |
| State Bank of Patiala          | 667                    | 448                    | 362                    | 223                    |
| State Bank of Travancore       | 615                    | 316                    | 4                      | 184                    |
| Public Sector Banks            | 45,850                 | 31,511                 | 30,860                 | 14,774                 |
| Catholic Syrian Bank Ltd.      | 33                     | 27                     | -53                    | -41                    |
| City Union Bank Ltd.           | 322                    | 347                    | 395                    | 219                    |
| Dhanlaxmi Bank Limited         | 3                      | -252                   | -241                   | -22                    |
| Federal Bank Ltd.              | 838                    | 839                    | 1,006                  | 303                    |
| ING Vysya Bank Ltd.            | 613                    | 658                    | 506                    |                        |
| Jammu & Kashmir Bank Ltd.      | 1,055                  | 1,182                  | 509                    | 354                    |
| Karnataka Bank Ltd.            | 348                    | 311                    | 451                    | 212                    |
| Karur Vysya Bank Ltd.          | 550                    | 430                    | 456                    | 277                    |
| Lakshmi Vilas Bank Ltd.        | 92                     | 60                     | 132                    | 85                     |
| Nainital Bank Ltd.             | 51                     | 65                     | 67                     | 27                     |
| Ratnakar Bank Ltd.             | 92                     | 93                     | 207                    | 127                    |

Source:Off-site returns as reported by banks, domestic operations

| South Indian Bank Ltd.                          | 502    | 508    | 307    | 159    |
|-------------------------------------------------|--------|--------|--------|--------|
| Tamilnad Mercantile Bank Ltd.                   | 440    | 301    | 379    | 184    |
| Axis Bank Ltd.                                  | 4,131  | 5,268  | 6,067  | 3,386  |
| Bandhan Bank Ltd.                               |        |        |        |        |
| DCB Bank Ltd                                    | 102    | 151    | 191    | 84     |
| HDFC Bank Ltd.                                  | 6,620  | 8,232  | 9,968  | 5,347  |
| ICICI Bank Ltd.                                 | 7,148  | 7,813  | 9,826  | 5,034  |
| IndusInd Bank Ltd.                              | 1,061  | 1,408  | 1,794  | 1,085  |
| Kotak Mahindra Bank Ltd.                        | 1,361  | 1,503  | 1,866  | 759    |
| Yes Bank Ltd                                    | 1,301  | 1,618  | 2,005  | 1,162  |
| Capital Local Area Bank Ltd                     | 13     | 11     | 14     | 6      |
| Coastal Local Area Bank Ltd                     | 7      | 6      | 7      | 4      |
| Krishna Bhima Samruddhi Local Area Bank Ltd     | 2      | 4      | 4      | 2      |
| Subhadra Local Area Bank Ltd                    | 2      | 2      | 1      | 0      |
| Private Sector Banks                            | 26,687 | 30,582 | 35,864 | 18,753 |
| AB Bank Ltd                                     | 8      | 7      | 11     | 10     |
| Abu Dhabi Commercial Bank Ltd.                  | 18     | 10     | 14     | 9      |
| American Express Banking Corp.                  | -73    | -91    | -73    | 6      |
| Australia and New Zealand Banking Group Limited | 4      | 51     | 56     | 14     |
| BNP Paribas                                     | 187    | 195    | 298    | 160    |
| Bank Internasional Indonesia                    |        | 1      | 0      | 2      |
| Bank of America, National Association           | 469    | 703    | 594    | 336    |
| Bank of Bahrain & Kuwait BSC                    | 17     | 10     | 17     | -2     |
| Bank of Ceylon                                  | 14     | 10     | 12     | 15     |
| Bank of Nova Scotia                             | 287    | 293    | 164    | 79     |
| Barclays Bank Plc                               | -56    | 382    | 412    | 179    |
| CTBC Bank                                       | -13    | -19    | 1      | 5      |
| Citibank N.A.                                   | 2,718  | 2,893  | 3,423  | 1,599  |
| Commonwealth Bank of Australia                  | -6     | -4     | -2     | -5     |
| Credit Agricole Corporate and Investment Bank   | 155    | 96     | 97     | 60     |
| Credit Suisse AG                                | 90     | 70     | 243    | 76     |
| DBS Bank Limited                                | 289    | 2      | -275   | -48    |
| Deutsche Bank ( Asia )                          | 1,033  | 729    | 1,406  | 639    |
| Doha Bank Qsc                                   |        |        | 1      | 0      |
| FIRSTRAND BANK                                  | -59    | -77    | -64    | -36    |
| HSBC Bank Oman S.A.O.G                          | 25     | -2     | -2     |        |
| Hongkong & Shanghai Banking Corporation Ltd.    | 1,936  | 1,490  | 1,629  | 1,067  |
| Industrial and Commercial Bank of China Limited | 16     | 23     | 32     | 36     |
| JP Morgan Chase Bank, National Association      | 673    | 813    | 871    | 354    |
| JSC VTB Bank                                    | 3      | 3      | 0      | -1     |
| KBC Bank NV                                     | 14     | 27     | -11    | 13     |
| Krung Thai Bank pcl                             | 4      | 5      | 7      | 2      |
| Mashreq Bank PSC                                | 12     | 14     | 12     | 10     |
| Mizuho Corporate Bank,Ltd.                      | 173    | 201    | 176    | 174    |

| National Australia Bank                                                       | -9     | 12     | 15     | 7      |
|-------------------------------------------------------------------------------|--------|--------|--------|--------|
| Rabobank International (Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A.) | 12     | 27     | 17     | 13     |
| SBERBANK                                                                      | -2     | -1     | 14     | 8      |
| SBM Bank (Mauritius) Ltd.                                                     | 33     | -47    | 2      | 7      |
| Shinhan Bank                                                                  | 44     | 56     | 80     | 39     |
| Societe Generale                                                              | 37     | 29     | 40     | 71     |
| Sonali Bank Ltd                                                               | 2      | 1      | 1      | 2      |
| Standard Chartered Bank                                                       | 2,960  | 1,584  | 3,051  | 1,468  |
| Sumitomo Mitsui Banking Corporation                                           | -16    | 23     | 100    | 71     |
| The Bank of Tokyo - Mitsubishi UFJ, Ltd.                                      | 268    | 182    | 212    | 91     |
| The Royal Bank of Scotland N.V.                                               | 223    | 355    | 117    | 126    |
| UBS AG                                                                        | 87     | 38     | 46     | 31     |
| United Overseas Bank Limited                                                  | 2      | 1      | 21     | 17     |
| Westpac Banking Corporation                                                   | 8      | 22     | 27     | 9      |
| Woori Bank                                                                    | 2      | 12     | 17     | 8      |
| Foreign Banks                                                                 | 11,588 | 10,131 | 12,810 | 6,719  |
| All Banks                                                                     | 84,125 | 72,224 | 79,534 | 40,246 |

## ANNEX

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| Bank Wise                             | 2012-13     | 2012-13            | 2013-14     | 2013-14            | 2014-15     | 2014-15            | Apr 2015 - Sep 2015   | Apr 2015 - Sep 2015   |
|---------------------------------------|-------------|--------------------|-------------|--------------------|-------------|--------------------|-----------------------|-----------------------|
| Bank Wise                             | No of cases | Amount Rs in crore | No of cases | Amount Rs in crore | No of cases | Amount Rs in crore | No of cases           | Amount Rs in crore    |
| Abu Dhabi Commercial Bank Ltd.        | 0           | 0.00               | 1           | 0.51               | 1           | 0.07               | 0                     | 0.00                  |
| Allahabad Bank                        | 125         | 395.64             | 95          | 618.06             | 47          | 75.98              | 9                     | 103.11                |
| American Express Banking Corp.        | 137         | 6.65               | 218         | 21.22              | 176         | 10.08              | 92                    | 2.24                  |
| Andhra Bank                           | 72          | 123.55             | 38          | 214.30             | 52          | 511.41             | 22                    | 66.07                 |
| Axis Bank Ltd.                        | 191         | 60.77              | 193         | 473.74             | 187         | 337.14             | 98                    | 20.88                 |
| Bank of America, National Association | 0           | 0.00               | 1           | 0.11               | 0           | 0.00               | 0                     | 0.00                  |
| Bank of Bahrain & Kuwait BSC          | 1           | 5.33               | 0           | 0.00               | 0           | 0.00               | 0                     | 0.00                  |
| Bank of Baroda                        | 114         | 464.50             | 204         | 453.16             | 303         | 1186.68            | 119                   | 107.17                |

Fraud cases of Rs 1 lakh and above reported by banks

Bank of India

272

522.63

100

226.90

131

92.44

62

27.99

| Bank of Maharashtra                          |   23 |   38.79 |   33 |   21.54 |   50 |   239.06 |   23 |   871.13 |
|----------------------------------------------|------|---------|------|---------|------|----------|------|----------|
| Bank of Nova Scotia                          |    1 |    0.08 |    0 |    0    |    0 |     0    |    0 |     0    |
| Barclays Bank Plc                            |    1 |    0.01 |    1 |    1.24 |    0 |     0    |    0 |     0    |
| BNP Paribas                                  |    1 |    0.19 |    0 |    0    |    0 |     0    |    0 |     0    |
| Canara Bank                                  |   76 |  583.36 |   81 |  180.3  |  114 |   177.29 |   49 |  1130.14 |
| Capital Local Area Bank Ltd                  |    0 |    0    |    0 |    0    |    2 |     0.18 |    0 |     0    |
| Catholic Syrian Bank Ltd.                    |    0 |    0    |    8 |   25.82 |    8 |     1.79 |    6 |     1.22 |
| Central Bank of India                        |  118 |  136.85 |  156 |  823.29 |  214 |  2149.72 |  101 |   131.63 |
| Citibank N.A.                                |  144 |    5.42 |  101 |   13.07 |   94 |     8.49 |   65 |     3.68 |
| City Union Bank Ltd.                         |    4 |    0.08 |    5 |    2.27 |    2 |     6.44 |    1 |     0.04 |
| Corporation Bank                             |   77 |  142.69 |   77 |  278.28 |   73 |  1222.09 |   63 |   362.37 |
| CTBC Bank                                    |    0 |    0    |    1 |    4.75 |    3 |   111.65 |    1 |    20    |
| DBS Bank Limited                             |    1 |    0.03 |    3 |  143.56 |    3 |    29.12 |    2 |     1.44 |
| DCB Bank Ltd                                 |    5 |    1.35 |    8 |    0.3  |    2 |     0.04 |    7 |     4.13 |
| Dena Bank                                    |   26 |  221.93 |   36 |  162.81 |   41 |   400.16 |   12 |    22.75 |
| Deutsche Bank ( Asia )                       |    0 |    0    |    2 |    0.14 |    2 |     0.15 |    1 |     0.02 |
| Dhanlaxmi Bank Limited                       |    6 |    0.51 |   15 |   63.2  |    7 |    72.84 |    1 |     0.12 |
| EXPORT-IMPORT BANK OF INDIA                  |    1 |    4.1  |    1 |  100    |    3 |   134.74 |    0 |     0    |
| Federal Bank Ltd.                            |   33 |   60.36 |   37 |    9.57 |   44 |    81.74 |   18 |    15.25 |
| HDFC Bank Ltd.                               |  191 |   20.12 |  164 |   15.26 |  218 |    17.53 |  107 |    30.05 |
| Hongkong & Shanghai Banking Corporation Ltd. |   68 |    6.97 |  116 |   80.17 |   38 |    25.6  |   20 |    85.75 |
| HSBC Bank Oman S.A.O.G                       |    0 |    0    |    0 |    0    |    1 |     0.33 |    0 |     0    |
| ICICI Bank Ltd.                              |  392 |   63.59 |  485 |  763.06 |  433 |   268.85 |  297 |   105.76 |
| IDBI Bank Limited                            |  106 |   85.33 |   92 |  625.54 |   56 |   557.95 |   50 |    98.34 |
| IFCI LTD.                                    |    0 |    0    |    0 |    0    |    1 |    75.74 |    1 |    57.29 |
| Indian Bank                                  |   87 |  269.78 |   54 |   43.49 |   95 |    91.04 |   47 |    88.76 |

Indian Overseas Bank

108

500.32

125

484.73

138

574.36

60

480.01

| IndusInd Bank Ltd.                          |   24 |   8.47 |   27 |   29.41 |   14 |   133.41 |   9 |    2.49 |
|---------------------------------------------|------|--------|------|---------|------|----------|-----|---------|
| ING Vysya Bank Ltd.                         |    8 |   3.66 |   14 |   39.58 |   35 |     6.19 |   0 |    0    |
| Jammu & Kashmir Bank Ltd.                   |   17 |   4.45 |    7 |    6.62 |    7 |   902.87 |   8 |    1.65 |
| Karnataka Bank Ltd.                         |   25 |  74.93 |   21 |   15.48 |   22 |    22.13 |   8 |    4.75 |
| Karur Vysya Bank Ltd.                       |    6 |   0.75 |   11 |    1.49 |   16 |   123.16 |  14 |   59.24 |
| Kotak Mahindra Bank Ltd.                    |   50 |   3.58 |   80 |  115.28 |   56 |    58.97 |  61 |   38.42 |
| Krishna Bhima Samruddhi Local Area Bank Ltd |    0 |   0    |    0 |    0    |    1 |     0.01 |   0 |    0    |
| Lakshmi Vilas Bank Ltd.                     |   28 |  12.59 |    6 |   70.73 |    5 |    54.49 |   7 |    5.04 |
| Mashreq Bank PSC                            |    0 |   0    |    0 |    0    |    0 |     0    |   1 |    0.04 |
| Nainital Bank Ltd.                          |   20 |   3.28 |    3 |    0.8  |    5 |     0.55 |  21 |    1.88 |
| Oriental Bank of Commerce                   |   62 | 634.87 |   92 |   53.52 |  127 |   764.84 |  82 |  699.6  |
| Punjab & Sind Bank                          |   34 | 104.56 |   29 |   69.67 |   30 |    39.16 |   7 |    5.57 |
| Punjab National Bank                        |  234 | 686.92 |  239 |  558.38 |  180 |  2309.73 |  80 |  226.01 |
| RBL Bank Ltd.                               |    4 |   0.47 |    5 |   15.19 |   15 |     9.05 |   4 |    2.74 |
| SBM Bank (Mauritius) Ltd.                   |    0 |   0    |    1 |   46.31 |    0 |     0    |   0 |    0    |
| Shinhan Bank                                |    0 |   0    |    0 |    0    |    0 |     0    |   1 |    5.83 |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA  |    5 |   3.11 |    6 |    6.74 |    7 |    11.09 |   1 |    7.57 |
| South Indian Bank Ltd.                      |   18 |  35.97 |   20 |   11.51 |    9 |    17.07 |   4 |    1.28 |
| Standard Chartered Bank                     |   91 |  16.27 |  104 |  480.28 |   81 |    87.38 |  42 |    1.64 |
| State Bank of Bikaner & Jaipur              |   45 | 143    |   43 |  148.93 |   41 |   462.13 |  26 |   93.69 |
| State Bank of Hyderabad                     |   35 | 434.38 |   27 |  365.08 |   31 |    68.65 |  15 |   78.5  |
| State Bank of India                         |  480 | 547.56 |  549 |  906.07 |  651 |  1612.69 | 321 | 1045.76 |
| State Bank of Mysore                        |   11 |   3.5  |   20 |   92.83 |   97 |    90.75 |  55 |    4.47 |

State Bank of Patiala

29

212.93

40

98.85

39

290.30

18

4.67

| State Bank of Travancore        |   26 |   55.80 |   33 |   116.48 |   34 |   236.23 |   11 |   135.85 |
|---------------------------------|------|---------|------|----------|------|----------|------|----------|
| Syndicate Bank                  |  135 |  218.19 |  102 |   132.72 |  208 |   793.1  |   97 |   169.73 |
| Tamilnad Mercantile Bank Ltd.   |   23 |   45.7  |   27 |    52.3  |   21 |    12.63 |    9 |     5.54 |
| The Royal Bank of Scotland N.V. |   13 |    0.68 |   11 |     0.41 |    2 |     0.19 |    0 |     0    |
| UCO Bank                        |   73 |  352.65 |   56 |   364.24 |   87 |  1410.98 |   22 |   201.54 |
| Union Bank of India             |  116 |  715.94 |   85 |    92.09 |  111 |   369.83 |   73 |   662.69 |
| United Bank of India            |  201 |  186.65 |  125 |   348.98 |  128 |   680.35 |   47 |    16.27 |
| Vijaya Bank                     |   34 |  404.96 |   59 |    61.87 |   35 |   351.74 |    7 |    93.64 |
| Yes Bank Ltd                    |    7 |   12.04 |   12 |    17.36 |    5 |     0.58 |    3 |     0.16 |

## Bank Wise - Incidents of Robbery, Theft, Dacoity & Burglary reported by banks

| Bank Name                                    | 2012-13     | 2012-13           | 2013-14     | 2013-14           | 2014-15     | 2014-15           | Apr 2015 - Sep 2015   | Apr 2015 - Sep 2015   |
|----------------------------------------------|-------------|-------------------|-------------|-------------------|-------------|-------------------|-----------------------|-----------------------|
|                                              | No of cases | Amount Rs in lakh | No of cases | Amount Rs in lakh | No of cases | Amount Rs in lakh | No of cases           | Amount Rs in lakh     |
| Allahabad Bank                               | 11          | 24.77             | 6           | 79.94             | 11          | 35.51             | 10                    | 54.53                 |
| American Express Banking Corp.               | 0           | 0.00              | 0           | 0.00              | 2           | 0.80              | 0                     | 0.00                  |
| Andhra Bank                                  | 0           | 0.00              | 2           | 2.35              | 9           | 0.00              | 13                    | 17.72                 |
| Axis Bank Ltd.                               | 73          | 452.58            | 12          | 698.20            | 14          | 117.68            | 13                    | 308.63                |
| Bank of America, National Association        | 0           | 0.00              | 0           | 0.00              | 0           | 0.00              | 1                     | 1.02                  |
| Bank of Baroda                               | 24          | 37.57             | 46          | 7.49              | 82          | 1095.71           | 35                    | 52.55                 |
| Bank of India                                | 31          | 68.85             | 18          | 24.21             | 27          | 10.18             | 14                    | 13.10                 |
| Bank of Maharashtra                          | 7           | 0.50              | 5           | 4.87              | 26          | 38.51             | 20                    | 211.50                |
| Canara Bank                                  | 6           | 95.63             | 6           | 142.18            | 9           | 107.58            | 5                     | 150.53                |
| Capital Local Area Bank Ltd                  | 0           | 0.00              | 1           | 4.50              | 0           | 0.00              | 0                     | 0.00                  |
| Central Bank of India                        | 19          | 49.00             | 20          | 21.28             | 11          | 19.18             | 8                     | 212.93                |
| Citibank N.A.                                | 7           | 9.46              | 4           | 5.26              | 2           | 155.54            | 0                     | 0.00                  |
| City Union Bank Ltd.                         | 0           | 0.00              | 0           | 0.00              | 1           | 470.00            | 0                     | 0.00                  |
| Corporation Bank                             | 4           | 76.97             | 3           | 24.49             | 7           | 21.45             | 1                     | 61.00                 |
| DCB Bank Ltd                                 | 4           | 0.00              | 1           | 0.00              | 0           | 0.00              | 0                     | 0.00                  |
| Dena Bank                                    | 9           | 35.42             | 14          | 20.41             | 10          | 0.00              | 6                     | 0.01                  |
| Dhanlaxmi Bank Limited                       | 2           | 1.41              | 0           | 0.00              | 0           | 0.00              | 4                     | 0.00                  |
| Federal Bank Ltd.                            | 1           | 0.21              | 4           | 2.80              | 0           | 0.00              | 0                     | 0.00                  |
| HDFC Bank Ltd.                               | 12          | 172.97            | 6           | 20.24             | 12          | 360.37            | 16                    | 87.09                 |
| Hongkong & Shanghai Banking Corporation Ltd. | 1           | 7.18              | 0           | 0.00              | 0           | 0.00              | 0                     | 0.00                  |
| ICICI Bank Ltd.                              | 16          | 635.60            | 13          | 92.38             | 31          | 327.56            | 18                    | 150.10                |
| IDBI Bank Limited                            | 1           | 0.00              | 3           | 367.65            | 2           | 0.00              | 0                     | 0.00                  |
| Indian Bank                                  | 5           | 0.00              | 10          | 44.99             | 6           | 27.00             | 5                     | 113.55                |
| Indian Overseas Bank                         | 30          | 12.50             | 20          | 12.88             | 33          | 1.13              | 12                    | 6.21                  |
| IndusInd Bank Ltd.                           | 4           | 31.02             | 3           | 0.74              | 2           | 6.61              | 2                     | 11.62                 |
| Jammu & Kashmir Bank Ltd.                    | 9           | 5.89              | 13          | 52.61             | 6           | 13.21             | 3                     | 11.04                 |
| Karnataka Bank Ltd.                          | 0           | 0.00              | 1           | 0.00              | 6           | 302.53            | 4                     | 0.15                  |

Kotak Mahindra Bank Ltd.

0

0.00

2

1.20

2

0.00

2

88.20

| Lakshmi Vilas Bank Ltd.        |   0 |    0.00 |   0 |   0.00 |   1 |   0.00 |   0 |   0.00 |
|--------------------------------|-----|---------|-----|--------|-----|--------|-----|--------|
| Nainital Bank Ltd.             |   1 |    0    |   2 |   0    |   2 |   0    |   2 |   0.15 |
| Oriental Bank of Commerce      |  14 |    0    |  28 |  32.75 |  36 |   2.66 |  13 |   4.18 |
| Punjab & Sind Bank             |  14 |    0    |  17 |   5.03 |  29 |   8.45 |  14 |  18.97 |
| Punjab National Bank           |  16 | 1392.13 |  36 | 515.74 |  27 | 257.28 |  13 | 106.5  |
| RBL Bank Ltd.                  |   1 |    0    |   1 |   0    |   0 |   0    |   0 |   0    |
| South Indian Bank Ltd.         |  12 |   10    |  14 |   0    |   8 |   0.1  |   2 |   0    |
| Standard Chartered Bank        |   8 |   62.09 |   1 |   1.21 |   0 |   0    |   1 |  12.84 |
| State Bank of Bikaner & Jaipur |  20 |   12.42 |  27 |  53.9  |  34 | 150.04 |  31 |  51.56 |
| State Bank of Hyderabad        |   2 |    0    |   2 |  60.01 |   0 |   0    |   1 | 145.33 |
| State Bank of India            | 110 |  651.36 | 119 | 589.18 | 131 | 854.06 |  64 | 307.16 |
| State Bank of Mysore           |   6 |    2.95 |   8 |  13.31 |   8 | 313.42 |   7 |  66.56 |
| State Bank of Patiala          |  36 |   71.98 |  42 | 173.53 |  28 |  40.35 |  18 |  26.61 |
| State Bank of Travancore       |   2 |   20    |  10 |   0.44 |   8 |   1.79 |  10 |   0    |
| Syndicate Bank                 |  25 |   16.87 |  29 |  18.61 |  31 |  74.22 |  15 |   2.33 |
| Tamilnad Mercantile Bank Ltd.  |   0 |    0    |   2 |  13.02 |   2 |  15    |   0 |   0    |
| UCO Bank                       |   6 |   72.83 |  11 | 208.92 |   7 |  53.06 |   4 |  24.88 |
| Union Bank of India            |  13 |   40.38 |  12 |  15    |  14 | 152.88 |   5 |   1.98 |
| United Bank of India           |   5 |   72.44 |   8 | 103.31 |   5 |  59.57 |   3 |  26.25 |
| Vijaya Bank                    |   5 |    0    |   5 |   0    |  11 |  78.59 |   5 |   4.98 |
| Yes Bank Ltd                   |   1 |    0.3  |   0 |   0    |   0 |   0    |   0 |   0    |