Lok Sabha Question No. 664 (UNSTARRED), answered on 2026-02-03
Subject: Progress achieved under Agricultural Schemes
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Govind Makthappa Karjol

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA

## UNSTARRED QUESTION NO. 664

TO BE ANSWERED ON THE 03 RD  FEBRUARY, 2026

## PROGRESS ACHIEVED UNDER AGRICULTURAL SCHEMES

664. Shri Govind Makthappa Karjol:

## Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

(a)  the  details  of  the  progress  achieved  under  Agricultural  schemes  namely  Pradhan Mantri Fasal Bima Yojana (PMFBY) and the Minimum Support Price (MSP) policies for the State of Karnataka;

(b) the details of various steps taken by the Government for awareness of crop insurance schemes in the rural area of country; and

(c) the details of the relief and support which have been extended to farmers affected by climate-related events in 2025 in the State of Karnataka, district-wise?

## ANSWER

## MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण राǛ मंũी (SHRI RAMNATH THAKUR)

(a)    :      In  order  to  secure  the  farmers  against  the  crop  yield  losses  due  to  natural risks/calamities, adverse weather conditions, pests & diseases etc., Pradhan Mantri Fasal Bima  Yojana  (PMFBY)  is  being  implemented  by  the  Government.        PMFBY  provides comprehensive  risk  coverage  from  pre-sowing  to  post  harvest  losses  against  nonpreventable  natural  risks,  whereas  the  RWBCIS  provides  indemnification  for  likely  crop losses due to deviation in weather indices. The scheme is voluntary for the States as well as farmers.  State Government of Karnataka is one of the major States  implementing the scheme since its inception in Kharif 2016 in the State.     Since inception of the scheme,  claims of Rs. 18,783 crore have been paid to 1.34 crore farmer applications against the farmers premium of Rs.3,013 crore in Karnataka State under PMFBY.

The Government's price policy for major agricultural commodities seeks to ensure remunerative  prices  to  the  farmers  of  the  country  including  that  of  Karnataka  for  their produce with a view to encouraging higher investment and production and to safeguard the interest  of  consumers  by  making  available  supplies  at  reasonable  prices  is  providing adequate support to the farming community.   Towards this end, Government announces Minimum  Support  Prices  (MSPs)  for  twenty-two  (22)  mandated  crops  based  on  the recommendations  of  the  Commission  for  Agricultural  Costs  &  Prices  (CACP)  after considering the views of concerned State Governments and Central Ministries/Departments. The 22 mandated crops include 14 Kharif crops viz. paddy, jowar, bajra,  maize,  ragi,  arhar,  moong,  urad,  groundnut,  soybean  (yellow),  sunlower  seed, sesamum, nigerseed, cotton and 6 Rabi crops viz. wheat, barley, gram, masur (lentil), rapeseed & mustard, safflower and two commercial crops viz. jute and copra. In addition to that, MSP for toria and de-husked coconut are also fixed on the basis of MSPs of rapeseed and mustard and Copra respectively.

(b)   : Government has taken various steps to strengthen implementation of this scheme all over India including Karnataka State to bring awareness,  transparency and ensure timely settlement of claims :

-  Government has undertaken development of National Crop Insurance Portal (NCIP) as  a  single  source  of  data  ensuring  subsidy  payment,  co-ordination, transparency, dissemination of information and delivery of services including direct online enrollment of farmers, uploading/obtaining individual insured famer's details for better monitoring and to ensure transfer of claim amount electronically to the individual farmer's Bank Account.
-  In order to rigorously monitor claim disbursal process, a dedicated module namely 'Digiclaim Module' has been operationalized for payment of claims from Kharif 2022 onwards.  It involves integration of NCIP with Public Finance Management System (PFMS) and accounting system of Insurance Companies to provide timely & transparent processing of all claims.
-  Delinking  of  Central  Government  share  of  premium  subsidy  from  that  of  State Governments has been implemented so that farmers can get proportionate claims relating to the Central Government share.
-  As per the Operational Guidelines of PMFBY, in case payment is not made timely by Insurance Company, a penalty of 12% is auto-calculated and levied through National Crop Insurance Portal (NCIP) w.e.f. Kharif 2024.
-  Similarly, if State Government delayed its premium subsidy from stipulated time period, a penalty of 12% is to be paid by them also.
-  Tranche based claims payment has been initiated from 2025-26.
-  Also,  towards  leveraging  technology  in  implementation  of  the  scheme,  various steps like capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri  App  &  uploading  it  on  the  NCIP,  allowing  insurance  companies  to witness the conduct of CCEs, integration of State land records with NCIP etc. have already been taken to improve timely settlement of the claims to farmers.
-  The Government has actively supported the awareness activities being carried out by  the  States,  implementing  Insurance  Companies,  financial  institutions,  and Common Service Centres (CSCs) network to disseminate key features of PMFBY amongst farmers and members of Panchayati Raj Institutions (PRIs).
-  Structured awareness campaign 'Crop Insurance Week/Fasal Bima Saptah' has been initiated by the Ministry of Agriculture and Farmers Welfare since Kharif 2021 season onwards. Along with this, 'Fasal Bima  Pathshalas' are also being organized at village/GP level for knowledge building of farmers on various aspects of scheme implementation.
-  Government had also organized a nationwide Doorstep Crop Insurance Policy/receipt Distribution mega drive - 'Meri Policy Mere Haath'. Hard copies of crop insurance policy receipts are distributed to farmers enrolled under PMFBY through special camps at gram Panchayat/village level.

Following  technologies  for  Objective  Crop  Damage  &  Loss  Assessment  and transparency have also been implemented w.e.f. 2023-24 under the scheme:

- i. YES-TECH  (Yield  Estimation  System  Based  on  Technology) for gradual migration to Remote-Sensing based yield estimation to help assess yields as well as fair and accurate Crop Yield Estimation . This initiative has been launched for paddy &  wheat  crops  from  Kharif  2023  wherein  30%  weightage  to  yield  estimation  will mandatorily be assigned to YES-TECH derived yield. Soybean crop has been added from Kharif 2024 season.
- ii. WINDS (Weather Information Network and Data System) for setting up of Network of Automatic Weather Stations (AWS) & Automatic Rain-Gauges (ARG) to the tune of 5 times of existing  network for collecting hyper-local weather data at GP & Block level.  This will be fed into a National database with interoperability & sharing of data in coordination with India Meteorological Department (IMD).  WINDS provides data not  only  for  YES-TECH  but  also  for  effective  drought  &  disaster  management, accurate weather prediction and offering better parametric insurance products.

To  further  improve  the  grievance  redressal  mechanism  already  provided  in  the Operational Guidelines of the scheme, Krishi Rakshak Portal and Helpline (KRPH) has been developed.  A single Pan-India toll free number 14447 has been deployed and linked to the insurance companies' database, where all farmers including farmers of Karnataka can raise their grievances/issues.  Timelines to resolve these grievances/issues has also been fixed.

(c) : District-wise details of claims paid in Karnataka during Kharif 2025 season for losses due to natural calamities are given in Annexure .

| PMFBY & RWBCIS: District wise Coverage and Claims Report of Karnataka in Kharif 2025 as on 31.12.2025   |
|---------------------------------------------------------------------------------------------------------|

| District        | Reported Claims   | Paid Claims    | Application Benefitted   |
|-----------------|-------------------|----------------|--------------------------|
|                 | (Rs. In Crore)    | (Rs. In Crore) | (In No.)                 |
| Ballari         | 0.26              | 0.15           | 79.00                    |
| Belagavi        | 5.70              | 5.64           | 22,244.00                |
| Bengaluru Rural | 0.004             | 0.004          | 7.00                     |
| Bidar           | 65.02             | 62.59          | 91,741.00                |
| Chikkaballapur  | 3.19              | 3.16           | 3,769.00                 |
| Chikkamagaluru  | 0.18              | 0.18           | 203.00                   |
| Chitradurga     | 12.48             | 12.40          | 7,880.00                 |
| Davangere       | 4.96              | 4.94           | 5,763.00                 |
| Dharwad         | 12.82             | 12.57          | 28,000.00                |
| Gadag           | 11.89             | 11.78          | 50,811.00                |
| Hasan           | 0.54              | 0.54           | 973.00                   |
| Haveri          | 0.14              | 0.13           | 245.00                   |
| Kolar           | 0.19              | 0.19           | 236.00                   |
| Koppal          | 1.83              | 1.77           | 776.00                   |
| Mysuru          | 0.02              | 0.02           | 33.00                    |
| Ramanagara      | 0.004             | 0.004          | 10.00                    |
| Shivamogga      | 0.21              | 0.21           | 136.00                   |
| Tumakuru        | 0.05              | 0.05           | 37.00                    |
| UttarKannada    | 0.001             | 0.001          | 2.00                     |
| VIJAYANAGARA    | 8.89              | 8.83           | 8,227.00                 |
| Vijayapura      | 0.001             | 0.001          | 1.00                     |
| YADGIRI         | 2.98              | 2.96           | 1,420.00                 |
| Total           | 131.37            | 128.13         | 2,22,593.00              |

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