Lok Sabha Question No. 972 (UNSTARRED), answered on 2026-02-05
Subject: MSME Samadhaan Portal
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Karti P Chidambaram

## GOVERNMENT OF INDIA

## MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 972 TO BE ANSWERED ON 05.02.2026

## MSME SAMADHAAN PORTAL

## 972. SHRI KARTI P CHIDAMBARAM:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether the  Government has assessed the impact of delayed payments to Micro, Small and Medium Enterprises (MSMEs) on their working capital and access to credit in light of the provisions made in recent Union Budgets, if so, the details thereof;
- (b) the  number  of  cases  registered,  disposed  of  and  pending  on  the  MSME  Samadhaan  portal during the last three financial years, year-wise; and
- (c) the steps taken or proposed, including budgetary and  regulatory measures,  to ensure enforcement  of  the  45-days  payment  mandate  under  the  MSMED  Act,  2006  (Micro,  Small  and Medium Enterprises Development Act) and to improve liquidity for MSMEs?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) to (c): Delayed  payments  to  Micro,  Small and  Medium  Enterprises  (MSMEs)  is  one  of  the concern for the viability and growth of the MSMEs and poses challenge for availability of working capital.

Micro, Small and Medium Enterprises Development (MSMED) Act, 2006 mandates payment to the MSMEs to be made within 45 days under Section 15-23 of Chapter V. To address the issue of working capital,  Government of India vide notification S.O. 4845(E) dated 07.11.2024 has directed CPSEs  and  all  companies  with  the  turnover  of  Rs.  250  Crore  or  more  to  on-board  the  Trade Receivables Discounting System (TReDS), an electronic platform for facilitating the discounting of trade receivables of MSMEs through multiple financiers.

For  resolution  of  delayed  payment,  Ministry  of  MSME  launched  SAMADHAAN  Portal  on 30.10.2017 (http://samadhaan.msme.gov.in/MyMSME/MSEFC/MSEFCWelcomer.aspx.)  for filing and monitoring pending payment cases by MSEs against the buyers of goods and services. The filed cases are then referred to the concerned MSEFC for resolution of dispute between MSME seller and the  buyer  as  per  relevant  provision  made  under  the  applicable  laws.  Under  the  provisions  of  the MSMED Act, 2006, Micro & Small Enterprises Facilitation Councils (MSEFCs) have been set up in the States/UTs to deal with cases of delayed payments of the Micro and Small Enterprises (MSEs). So far, 161 MSEFCs have been set up, with more than one MSEFC set up in Delhi, Gujarat, Jammu And Kashmir, Karnataka, Kerala, Maharashtra, Odisha, Punjab, Rajasthan, Tamil Nadu, Telangana, Uttar Pradesh, and West Bengal.

As  per  the  information  available  on  the  SAMADHAAN  Portal,  since  FY  2022-23  till 01.02.2026, the details of cases are as follows:

| Details of Cases filed in last three financial years and the current year on SAMADHAAN Portal   | Details of Cases filed in last three financial years and the current year on SAMADHAAN Portal   | Details of Cases filed in last three financial years and the current year on SAMADHAAN Portal   | Details of Cases filed in last three financial years and the current year on SAMADHAAN Portal   | Details of Cases filed in last three financial years and the current year on SAMADHAAN Portal   |
|-------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------|
| Year                                                                                            | Application filed by MSEs                                                                       | Disposed Cases                                                                                  | Pending (Application+ Cases)                                                                    | (Applications Rejected by MSEFC Council) + (Mutually Settled Applications)                      |
| 2022-2023                                                                                       | 29,252                                                                                          | 6,434                                                                                           | 10,083                                                                                          | 12,735                                                                                          |
| 2023-2024                                                                                       | 44,884                                                                                          | 6,787                                                                                           | 21,034                                                                                          | 17,063                                                                                          |
| 2024-2025                                                                                       | 47,587                                                                                          | 3,915                                                                                           | 27,405                                                                                          | 16,267                                                                                          |
| 01.04.2025 - 01.02.2026                                                                         | 26,974                                                                                          | 9,76                                                                                            | 17,926                                                                                          | 8,072                                                                                           |
| Total                                                                                           | 1,48,697                                                                                        | 18,112                                                                                          | 76,448                                                                                          | 54,137                                                                                          |

As  per  Budget  announcement  2025  for  the  classification  of  Micro,  Small  and  Medium Enterprises  (MSMEs),  the  investment  and  turnover  limits  have  been  revised  to  2.5  and  2  times respectively as given below:

(Rs. in Crore)

| Classification   |   Previous Limits for Investment in Plant and Machinery |   Revised Limits for Investment in Plant and Machinery |   Previous limits for Turnover |   Revised limits for Turnover |
|------------------|---------------------------------------------------------|--------------------------------------------------------|--------------------------------|-------------------------------|
| Micro            |                                                       1 |                                                    2.5 |                              5 |                            10 |
| Small            |                                                      10 |                                                   25   |                             50 |                           100 |
| Medium           |                                                      50 |                                                  125   |                            250 |                           500 |

By  enhancing  the  investment  and  turnover  limits  for  classification,  MSMEs  may  achieve greater efficiencies of scale, technological upgradation and better access to capital, while retaining the status and benefits of existing MSME schemes.

By  revision  of  the  definition  of  MSMEs,  scope  of  MSMEs  was  widened,  some  of  the enterprises,  which  were  earlier  outside  the  ambit  of  the  MSME  sector,  came  under  the  ambit  of MSME. Eventually, more MSMEs are eligible to take the benefits of the various schemes including Priority Sector Lending. Further, in the Budget Announcements 2025, measures like introduction of customized Credit Cards with a Rs. 5 lakh limit for micro enterprises registered on Udyam portal and an increase in the credit guarantee cover ceiling under the Credit Guarantee Scheme for Micro and Small  Enterprises  from  the  existing  Rs.  5  crore  to  Rs.  10  crore,  leading  to  facilitate  for  additional credit.

To address the delayed payment issue of MSEs, the following steps have been taken:

- i. To ensure timely payments to Micro, Small and Medium Enterprises (MSMEs) vide Finance Act 2023, clause (h) was inserted in Section 43B of the Income-tax Act 1961. The clause provides that any sum payable by the assessee to a Micro and Small Enterprise (MSE) beyond the time limit  specified  in  section  15  of  the  Micro,  Small  and  Medium  Enterprises  Development  Act, 2006,  which  cannot  be  more  than  45  days,  shall  be  allowed  as  a  deduction  only  on  actual payment.
- ii. Recently,  for  the  better  and  effective  resolution  of  the  pending  payment  cases,  Ministry  of MSME has launched Online Dispute Resolution (ODR) Portal as a digital, technology-enabled mechanism  to  strengthen  the  existing  MSME  SAMADHAAN  Portal,  with  the  objective  of ensuring speedy, cost-effective, and transparent resolution of delayed payment  disputes involving Micro and Small Enterprises (MSEs). All the fresh cases of delayed payment by MSEs are allowed to be filed only on MSME ODR portal w.e.f 15.10.2025.

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