Lok Sabha Question No. 6278 (UNSTARRED), answered on 2026-04-02
Subject: PMEGP in Chhattisgarh
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Smt. Roopkumari Choudhary

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION No. 6278 TO BE ANSWERED ON 02.04.2026

## PMEGP IN CHHATTISGARH

6278. SMT. ROOPKUMARI CHOUDHARY:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the status of the Prime Minister's Employment Generation Programme (PMEGP) along with the number of applications received, projects sanctioned, beneficiaries covered and total bank credit and  subsidy/margin-money  disbursed  in  Chhattisgarh  during  the  last  three  years,  district-wise, particularly in Mahasamund, Dhamtari and Gariyaband districts;
- (b) the  composition  of  enterprises  established  under  the  said  programme  and  the  details  of  the industries  assessed  as  most  suitable  for  promotion  in  view  of  local  demographic  and  resource endowments, sector and district-wise, particularly in above-mentioned districts;
- (c) the details of training, handholding and linkages with banks and Khadi and Village Industries Commission or other agencies to ensure uptake and sustainability of projects; and
- (d) the  follow  up  measures  proposed  to  augment  employment  generation  in  Mahasamund  Lok Sabha Constituency through targeted interventions?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

- (a): Ministry of MSME,  through Khadi and Village Industries Commission (KVIC), is implementing  the  Prime  Minister's  Employment  Generation  Programme  (PMEGP)  for  assisting entrepreneurs in setting up of new micro enterprises in the non-farm sector, primarily in rural areas by providing financial assistance in the form of Margin Money (MM) Subsidy on bank loans. It aims to provide  sustainable  employment  opportunities  to  traditional  artisans/  rural  and  urban  unemployed youth at their doorstep.

District-wise details of number of applications received, projects sanctioned and beneficiaries assisted  along  with  total  bank  credit  through  sanctioned  loans  and  MM  subsidy  disbursed  in Chhattisgarh including Mahasamund, Dhamtari and Gariyaband districts under PMEGP during the last three years i.e. FY 2022-23 to FY 2024-25 is given at Annexure I .

- (b): Under PMEGP, micro enterprises are assisted throughout the country including Chhattisgarh across both the manufacturing and services sectors based on local skills, resources and entrepreneurial interest,  covering  activities  classified  under  rural  and  village  industries  including Agro  Based  Food Processing  Industry,  Forest  Based  Industry,  Hand  Made  Paper  and  Fibre  Industry,  Mineral  Based Industry, Polymer and Chemical Based Industry, Rural Engg. and Bio-Tech Industry and Service and Textile Industry.

District-wise and sector- wise number of micro enterprises assisted across manufacturing and service sector under PMEGP in Chhattisgarh during the last three years i.e. FY 2022-23 to FY 2024-25 is given at Annexure II .

- (c): Details of training, handholding and other linkages support provided by financing banks and implementing agencies including KVIC to ensure uptake and sustainability of projects under PMEGP include the following:
- i. Prospective  beneficiaries  are  provided  with  Entrepreneurship  Development  Programme  (EDP) training  to  equip  them  with  essential  managerial  and  operational  skills  including  finance, production, marketing, enterprise management, banking procedures, book-keeping and statutory compliances to ensure effective enterprise management.
- ii. Awareness and outreach activities conducted by Implementing Agencies including KVIC across all States and UTs, including Chhattisgarh, to identify potential beneficiaries and offer guidance and handholding support during the application and project formulation process.
- iii. Establishment of dedicated Help Desks at State and Divisional Offices throughout the country, including  in  Chhattisgarh,  to  provide  real-time  assistance  to  applicants.  Details  of  these  Help Desks are available on the PMEGP online portal and through the link: https://kviconline.gov.in/pmegpeportal/dashboard/helpDeskNo.jsp.
- iv. Regular participation of Banks in applicant awareness and outreach programmes organised by Implementing Agencies to identify potential beneficiaries and provide necessary  guidance and handholding support during the application process.
- v. Financial literacy camps and customer awareness programmes conducted by Banks to educate prospective entrepreneurs about various initiatives of the Government, including PMEGP.
- vi. Details  of  EDP  training  undergone  and  Awareness  camps  conducted  in  Chhattisgarh  under PMEGP during the last three years i.e. FY 2022-23 to FY 2024-25 is given below:

| Financial Year   |   No. of EDPtrainings Undergone |   Number of Awareness camps conducted |
|------------------|---------------------------------|---------------------------------------|
| 2022-23          |                            8574 |                                     5 |
| 2023-24          |                            7406 |                                     8 |
| 2024-25          |                            1802 |                                     8 |
| Total            |                           17782 |                                    21 |

(d): Measures  undertaken  to  augment  employment  generation  under  PMEGP  throughout  the country including Mahasamund Lok Sabha Constituency include the following:

- i. Enhancement  of  maximum  project  cost  from  Rs.  25  lakh  to  Rs.  50  lakh  for  manufacturing sector and from Rs. 10 lakh to Rs. 20 lakh for service sector.
- ii. Inclusion  of  applicants  from Aspirational  districts  and  transgenders  under  Special  Category eligible for higher subsidy.
- iii. As per RBI's Master Directions on lending to MSMEs, no collateral security is to be insisted by  Banks  for  projects  involving  loan  up  to  Rs.  20  lakh.  Furthermore,  timelines  for  credit decisions for loans upto Rs. 25 lakh to units in the MSE borrowers has been updated to not more than 14 working days.
- iv. Awareness  and  outreach  programmes  in  all  the  States/UTs  including  backward  and  underperforming  areas,  Aspirational districts,  Northeastern  Region, etc. to identify potential beneficiaries and provide necessary guidance and handholding support during the application process.
- v. Establishment of PMEGP Helpdesk at State/Divisional Offices to provide real-time assistance to applicants.
- vi. Acceptance  of  PMEGP  applications  from  beneficiaries  in  physical  form  in  19  regional languages excluding Hindi and English.
- vii. No requirement for any educational qualification under PMEGP for setting up projects costing up to Rs. 10 lakh in manufacturing sector and up to Rs. 5 lakh in service sector.
- viii. Conducting Entrepreneurship Development Programmes and webinars for prospective PMEGP entrepreneurs  aimed  at  developing  and  improving  their  managerial,  technical,  and  business skills.
- ix. A  wide  range  of  more  than  1,000  model  Detailed  Project  Reports  have  been  prepared  on various  industries  and  made  available  on  the  PMEGP  online  portal  to  improve  quality  of proposals.
- x. Financial literacy camps and customer awareness programmes conducted by Banks to educate prospective entrepreneurs about various initiatives of the Government, including PMEGP.
- xi. Negative  List  has  been  modified  to  allow  more  activities  under Animal  Husbandry  such  as dairy, poultry, aquaculture, insects (bees, sericulture, etc.) under PMEGP.

*****

## ANNEXURE-I REFERRED TO IN REPLY TO PART (a) OF THE LOK SABHA UNSTARRED QUESTION NO. 6278 FOR ANSWER ON 02.04.2026

District-wise details of number of applications received, projects sanctioned and beneficiaries assisted along with total bank credit through sanctioned loans and MM subsidy disbursed in Chhattisgarh including Mahasamund, Dhamtari and Gariyaband districts under PMEGP during the last three years i.e. FY 2022-23 to FY 2024-25:

| Sr. No   | District Name                  | FY 2022-23                                      | FY 2022-23                                      | FY 2022-23             | FY 2022-23          | FY 2022-23                    | FY 2023-24     | FY 2023-24     | FY 2023-24             | FY 2023-24        | FY 2023-24          | FY 2024-25                                      | FY 2024-25                                      | FY 2024-25             | FY 2024-25     | FY 2024-25          |
|----------|--------------------------------|-------------------------------------------------|-------------------------------------------------|------------------------|---------------------|-------------------------------|----------------|----------------|------------------------|-------------------|---------------------|-------------------------------------------------|-------------------------------------------------|------------------------|----------------|---------------------|
| Sr. No   | District Name                  | Application received by bank Sanctioned by Bank | Application received by bank Sanctioned by Bank | MMSubsidy Disbursed    | MMSubsidy Disbursed | Applicati on received by bank |                |                | Sanctioned byBank      | Sanctioned byBank | MMSubsidy Disbursed | Application received by bank Sanctioned by Bank | Application received by bank Sanctioned by Bank |                        |                | MMSubsidy Disbursed |
| Sr. No   | District Name                  | No. of project                                  | No. of project                                  | Loan amount (Rs. Lakh) | No. of project      | MM (Rs. Lakh)                 | No. of project | No. of project | Loan amount (Rs. Lakh) | No. of project    | MM (Rs. Lakh)       | No. of project                                  | No. of project                                  | Loan amount (Rs. Lakh) | No. of project | MM (Rs. Lakh)       |
| 1        | Balod                          | 258                                             | 130                                             | 803.65                 | 89                  | 204.16                        | 306            | 147            | 989.56                 | 93                | 177.10              | 253                                             | 114                                             | 902.93                 | 99             | 198.97              |
| 2        | Balodabazar                    | 398                                             | 176                                             | 967.33                 | 108                 | 186.42                        | 366            | 138            | 986.23                 | 85                | 203.95              | 249                                             | 122                                             | 1190.76                | 87             | 208.38              |
| 3        | Balrampur                      | 291                                             | 92                                              | 461.43                 | 43                  | 83.73                         | 127            | 33             | 299.86                 | 23                | 47.75               | 101                                             | 46                                              | 424.52                 | 21             | 31.96               |
| 4        | Bastar                         | 361                                             | 134                                             | 812.87                 | 87                  | 199.84                        | 286            | 137            | 860.56                 | 67                | 111.07              | 316                                             | 85                                              | 656.42                 | 68             | 124.01              |
| 5        | Bemetera                       | 250                                             | 127                                             | 949.87                 | 87                  | 223.46                        | 233            | 109            | 1019.79                | 100               | 322.17              | 193                                             | 67                                              | 964.34                 | 44             | 169.92              |
| 6        | Bijapur                        | 115                                             | 35                                              | 248.39                 | 15                  | 36.92                         | 73             | 27             | 138.22                 | 15                | 30.66               | 113                                             | 37                                              | 199.01                 | 21             | 37.83               |
| 7        | Bilaspur                       | 1078                                            | 265                                             | 2692.12                | 142                 | 499.18                        | 780            | 220            | 3043.30                | 177               | 586.27              | 634                                             | 180                                             | 2971.89                | 123            | 606.56              |
| 8        | Dantewada                      | 143                                             | 72                                              | 663.37                 | 47                  | 121.31                        | 143            | 49             | 353.00                 | 25                | 87.55               | 105                                             | 44                                              | 255.68                 | 36             | 81.36               |
| 9        | Dhamtari                       | 401                                             | 200                                             | 1417.62                | 143                 | 342.21                        | 350            | 135            | 1287.57                | 112               | 280.22              | 384                                             | 108                                             | 1123.57                | 61             | 211.49              |
| 10       | Durg                           | 602                                             | 207                                             | 2098.09                | 148                 | 419.74                        | 491            | 218            | 2829.44                | 98                | 412.85              | 449                                             | 182                                             | 2847.60                | 85             | 415.76              |
| 11       | Gariyaband                     | 263                                             | 117                                             | 852.59                 | 82                  | 223.75                        | 206            | 99             | 944.21                 | 54                | 180.08              | 284                                             | 121                                             | 1061.56                | 48             | 130.27              |
| 12       | Gaurela- Pendra- Marwahi       | 187                                             | 35                                              | 221.47                 | 17                  | 37.50                         | 113            | 39             | 422.60                 | 40                | 150.46              | 108                                             | 17                                              | 255.18                 | 11             | 36.73               |
| 13       | Janjgir- Champa                | 637                                             | 246                                             | 2046.79                | 174                 | 537.50                        | 538            | 273            | 2571.55                | 200               | 616.09              | 479                                             | 226                                             | 2748.30                | 143            | 526.74              |
| 14       | Jashpur                        | 262                                             | 95                                              | 762.29                 | 43                  | 105.36                        | 217            | 88             | 863.83                 | 48                | 155.75              | 204                                             | 67                                              | 631.11                 | 48             | 159.52              |
| 15       | Kanker                         | 324                                             | 137                                             | 733.87                 | 120                 | 206.88                        | 366            | 145            | 1058.55                | 103               | 275.53              | 344                                             | 96                                              | 599.33                 | 67             | 155.61              |
| 16       | Kawardha                       | 306                                             | 157                                             | 2416.58                | 108                 | 581.99                        | 286            | 164            | 2555.13                | 115               | 492.09              | 244                                             | 132                                             | 3443.59                | 73             | 452.81              |
| 17       | Khairgarh- Chhuikhadan -Gandai | 0                                               | 0                                               | 0.00                   | 0                   | 0.00                          | 21             | 6              | 19.60                  | 2                 | 4.00                | 52                                              | 35                                              | 329.96                 | 5              | 12.47               |

| Sr. No   | District Name                       | FY 2022-23                                 | FY 2022-23                                 | FY 2022-23             | FY 2022-23          | FY 2022-23                    |                               |                   |                        |                     |                     | FY                           | FY                 | FY                     | FY                  | FY                  |
|----------|-------------------------------------|--------------------------------------------|--------------------------------------------|------------------------|---------------------|-------------------------------|-------------------------------|-------------------|------------------------|---------------------|---------------------|------------------------------|--------------------|------------------------|---------------------|---------------------|
| Sr. No   | District Name                       | Application received by bank Sanctioned by | Application received by bank Sanctioned by | Bank                   | MMSubsidy Disbursed | Applicati on received by bank | Applicati on received by bank | Sanctioned byBank | Sanctioned byBank      | MMSubsidy Disbursed | MMSubsidy Disbursed | Application received by bank | Sanctioned by Bank | Sanctioned by Bank     | MMSubsidy Disbursed | MMSubsidy Disbursed |
| Sr. No   | District Name                       | No. of project                             | No. of project                             | Loan amount (Rs. Lakh) | No. of project      | MM (Rs. Lakh)                 | No. of project                | No. of project    | Loan amount (Rs. Lakh) | No. of project      | MM (Rs. Lakh)       | No. of project               | No. of project     | Loan amount (Rs. Lakh) | No. of project      | MM (Rs. Lakh)       |
| 18       | Kondagaon                           | 274                                        | 140                                        | 718.19                 | 104                 | 169.47                        | 219                           | 88                | 628.62                 | 68                  | 133.48              | 221                          | 92                 | 652.47                 | 83                  | 190.52              |
| 19       | Korba                               | 458                                        | 121                                        | 1094.69                | 93                  | 235.80                        | 426                           | 140               | 1334.46                | 75                  | 214.42              | 312                          | 107                | 1217.86                | 72                  | 248.82              |
| 20       | Koriya                              | 336                                        | 132                                        | 1206.56                | 74                  | 191.15                        | 257                           | 94                | 850.70                 | 81                  | 235.57              | 210                          | 85                 | 913.06                 | 50                  | 154.43              |
| 21       | Mahasamu nd                         | 166                                        | 82                                         | 1006.97                | 65                  | 324.67                        | 190                           | 92                | 1381.05                | 55                  | 251.17              | 185                          | 83                 | 1633.61                | 48                  | 310.56              |
| 22       | Manendrag arh- Chirimiri- Bharatpur | 0                                          | 0                                          | 0.00                   | 0                   | 0.00                          | 43                            | 10                | 71.79                  | 1                   | 3.50                | 107                          | 37                 | 419.80                 | 10                  | 22.07               |
| 23       | Mohla- Manpur- Ambagarh Chouki      | 0                                          | 0                                          | 0.00                   | 0                   | 0.00                          | 43                            | 24                | 104.49                 | 7                   | 10.17               | 90                           | 45                 | 323.78                 | 24                  | 47.22               |
| 24       | Mungeli                             | 453                                        | 156                                        | 1220.59                | 101                 | 269.46                        | 348                           | 129               | 1344.00                | 116                 | 347.85              | 247                          | 91                 | 1053.25                | 56                  | 259.73              |
| 25       | Narayanpur                          | 98                                         | 44                                         | 269.83                 | 24                  | 41.32                         | 92                            | 40                | 363.90                 | 22                  | 56.84               | 62                           | 19                 | 113.48                 | 10                  | 24.12               |
| 26       | Raigarh                             | 458                                        | 184                                        | 2393.03                | 105                 | 420.79                        | 335                           | 140               | 1460.82                | 90                  | 401.26              | 238                          | 103                | 1533.12                | 97                  | 380.63              |
| 27       | Raipur                              | 644                                        | 344                                        | 4725.43                | 254                 | 1114.7 4                      | 796                           | 293               | 4078.56                | 226                 | 1028.36             | 487                          | 213                | 3142.67                | 129                 | 633.01              |
| 28       | Rajnandgaon                         | 495                                        | 197                                        | 1486.92                | 140                 | 331.39                        | 438                           | 202               | 1560.24                | 131                 | 327.43              | 302                          | 142                | 1572.72                | 103                 | 311.69              |
| 29       | Sakti                               | 0                                          | 0                                          | 0.00                   | 0                   | 0.00                          | 69                            | 17                | 135.50                 | 4                   | 12.16               | 145                          | 78                 | 758.34                 | 25                  | 69.53               |
| 30       | Sarangarh Bilaigarh                 | 0                                          | 0                                          | 0.00                   | 0                   | 0.00                          | 41                            | 4                 | 50.60                  | 0                   | 0.00                | 120                          | 45                 | 691.14                 | 9                   | 34.19               |
| 31       | Sukma                               | 41                                         | 21                                         | 76.82                  | 14                  | 18.48                         | 44                            | 9                 | 40.60                  | 16                  | 18.43               | 38                           | 16                 | 90.22                  | 3                   | 4.72                |
| 32       | Surajpur                            | 282                                        | 98                                         | 950.78                 | 52                  | 158.32                        | 186                           | 61                | 479.84                 | 54                  | 166.90              | 167                          | 67                 | 737.11                 | 39                  | 127.17              |
| 33       | Surguja                             | 358                                        | 126                                        | 1294.50                | 64                  | 207.24                        | 288                           | 116               | 1337.41                | 76                  | 284.19              | 204                          | 72                 | 957.69                 | 55                  | 185.2               |
| Total    | Total                               | 9939                                       | 3870                                       | 34592.64               | 2543                | 7492.7 7                      | 8717                          | 3486              | 35465.55               | 2379                | 7625.32             | 7647                         | 2974               | 36416.06               | 1853                | 6564.0              |

## ANNEXURE-II REFERRED TO IN REPLY TO PART (b) OF THE LOK SABHA UNSTARRED QUESTION NO. 6278 FOR ANSWER ON 02.04.2026.

District-wise sector- wise number of micro enterprises assisted across manufacturing and service sector under PMEGP in Chhattisgarh during the last three years i.e. FY 2022-23 to FY 2024-25:

| Sr. No.   | District                     | Manufacturing   | Manufacturing   | Manufacturing   | Services   | Services   | Services   |
|-----------|------------------------------|-----------------|-----------------|-----------------|------------|------------|------------|
| Sr. No.   | District                     | FY 2022-23      | FY 2023-24      | FY 2024-25      | FY 2022-23 | FY 2023-24 | FY 2024-25 |
| 1         | Balod                        | 32              | 23              | 21              | 57         | 70         | 78         |
| 2         | Balodabazar                  | 31              | 24              | 26              | 77         | 61         | 61         |
| 3         | Balrampur                    | 15              | 7               | 6               | 28         | 16         | 15         |
| 4         | Bastar                       | 15              | 12              | 7               | 72         | 55         | 61         |
| 5         | Bemetera                     | 29              | 33              | 21              | 58         | 67         | 23         |
| 6         | Bijapur                      | 3               | 3               | 7               | 12         | 12         | 14         |
| 7         | Bilaspur                     | 59              | 55              | 38              | 83         | 122        | 85         |
| 8         | Dantewada                    | 11              | 10              | 10              | 36         | 15         | 26         |
| 9         | Dhamtari                     | 27              | 16              | 16              | 116        | 96         | 45         |
| 10        | Durg                         | 58              | 30              | 29              | 90         | 68         | 56         |
| 11        | Gariyaband                   | 33              | 20              | 12              | 49         | 34         | 36         |
| 12        | Gaurela-Pendra-Marwahi       | 5               | 11              | 2               | 12         | 29         | 9          |
| 13        | Janjgir-Champa               | 63              | 63              | 45              | 111        | 137        | 98         |
| 14        | Jashpur                      | 10              | 14              | 13              | 33         | 34         | 35         |
| 15        | Kanker                       | 25              | 13              | 6               | 95         | 90         | 61         |
| 16        | Kawardha                     | 41              | 41              | 29              | 67         | 74         | 44         |
| 17        | Khairgarh-Chhuikhadan-Gandai | 0               | 1               | 0               | 0          | 1          | 5          |
| 18        | Kondagaon                    | 16              | 7               | 12              | 88         | 61         | 71         |

| 19    | Korba                            |   30 |   26 |   24 |   63 |   49 |   48 |
|-------|----------------------------------|------|------|------|------|------|------|
| 20    | Koriya                           |   18 |   15 |   10 |   56 |   66 |   40 |
| 21    | Mahasamund                       |   38 |   25 |   20 |   27 |   30 |   28 |
| 22    | Manendragarh-Chirimiri-Bharatpur |    0 |    0 |    1 |    0 |    1 |    9 |
| 23    | Mohla-Manpur-Ambagarh Chouki     |    0 |    1 |    3 |    0 |    6 |   21 |
| 24    | Mungeli                          |   25 |   23 |   18 |   76 |   93 |   38 |
| 25    | Narayanpur                       |    7 |    3 |    1 |   17 |   19 |    9 |
| 26    | Raigarh                          |   42 |   32 |   24 |   63 |   58 |   73 |
| 27    | Raipur                           |  110 |   96 |   59 |  144 |  130 |   70 |
| 28    | Rajnandgaon                      |   46 |   29 |   26 |   94 |  102 |   77 |
| 29    | Sakti                            |    5 |    1 |    5 |    0 |    3 |   20 |
| 30    | Sarangarh Bilaigarh              |    0 |    0 |    0 |    0 |    0 |    9 |
| 31    | Sukma                            |    0 |    2 |    0 |    9 |   14 |    3 |
| 32    | Surajpur                         |   16 |   17 |    8 |   36 |   37 |   31 |
| 33    | Surguja                          |   24 |   26 |   19 |   40 |   50 |   36 |
| Total | Total                            |  834 |  679 |  518 | 1709 | 1700 | 1335 |