Lok Sabha Question No. 3230 (UNSTARRED), answered on 2026-03-12
Subject: PM-RAHAT Scheme for Road Accident Victims
Ministry: ROAD TRANSPORT AND HIGHWAYS
Asked by: Dr. Amol Ramsing Kolhe, Shri Chavda Vinod Lakhamshi, Shri Madhavaneni Raghunandan Rao, Shri Bibhu Prasad Tarai, Shri Jagdambika Pal, Shri Anoop Pradhan Valmiki, Shri Shankar Lalwani, Smt. Kamlesh Jangde, Shri Praveen Patel, Shri Mohite Patil Dhairyasheel Rajsinh, Shri Rajkumar Chahar, Shri P C Mohan, Shri Bidyut Baran Mahato, Dr. K Sudhakar, Dr. Vinod Kumar Bind, Shri Naba Charan Majhi, Smt. Supriya Sule, Shri Ramesh Awasthi, Shri Sanjay Dina Patil, Shri Avimanyu Sethi, Shri Bhaskar Murlidhar Bhagare, Shri Sukanta Kumar Panigrahi, Shri Krishna Prasad Tenneti, Shri Dilip Saikia, Smt. Mahima Kumari Mewar, Shri Trivendra Singh Rawat, Shri Lumbaram Choudhary, Dr. Manna Lal Rawat, Shri Pratap Chandra Sarangi, Prof. Varsha Eknath Gaikwad, Smt. Sanjna Jatav, Shri Chandra Prakash Choudhary, Smt. Kamaljeet Sehrawat, Shri Dineshbhai Makwana

## GOVERNMENT OF INDIA MINISTRY OF ROAD TRANSPORT AND HIGHWAYS

LOK SABHA UNSTARRED QUESTION NO. 3230 ANSWERED ON 12 TH  MARCH, 2026

PM-RAHAT SCHEME FOR ROAD ACCIDENT VICTIMS

3230. Shri Mohite Patil Dhairyasheel Rajsinh:

Shri Ramesh Awasthi: Dr. Manna Lal Rawat: Dr. Amol Ramsing Kolhe: Shri Praveen Patel: Smt. Kamlesh Jangde: Smt. Mahima Kumari Mewar: Shri Sanjay Dina Patil: Shri Lumbaram Choudhary: Shri Jagdambika Pal: Shri Bidyut Baran Mahato: Smt. Sanjna Jatav: Dr. K Sudhakar: Shri Bhaskar Murlidhar Bhagare: Shri P C Mohan: Smt. Supriya Sule: Shri Dilip Saikia: Prof. Varsha Eknath Gaikwad: Shri Krishna Prasad Tenneti: Shri Dineshbhai Makwana: Shri Anoop Pradhan Valmiki: Smt. Kamaljeet Sehrawat: Shri Naba Charan Majhi: Shri Madhavaneni Raghunandan Rao: Shri Pratap Chandra Sarangi: Shri Avimanyu Sethi: Shri Bibhu Prasad Tarai: Dr. Vinod Kumar Bind: Shri Shankar Lalwani: Shri Sukanta Kumar Panigrahi: Shri Chandra Prakash Choudhary: Shri Rajkumar Chahar: Shri Chavda Vinod Lakhamshi: Shri Trivendra Singh Rawat:

## Will the Minister of ROAD TRANSPORT AND HIGHWAYS

## सड़क परिवहन औि िाजमार्ग मंत्री

## be pleased to state:

- (a)  whether  PM-RAHAT  Scheme  has  been  launched  to  provide cashless and time-bound medical treatment to road accident victims  during  the  Golden  Hour  and  if  so,  the  salient  features including eligibility criteria and financial provisions under the Motor Vehicle Accident Fund;
- (b) the details of implementation of the Scheme in the country with timelines,  including  the  number  of  hospitals empanelled,  coverage and  integration  with  the  Emergency  Response  Support  System (ERSS) 112 helpline, Electronic Detailed Accident Report (eDAR) and Transaction  Management  System  (TMS2.0),  State/UT  and  districtwise;
- (c) whether the Government has assessed the adequacy of trauma care facilities/hospitals, ambulance availability, response mechanism on National Highways, State Highways, rural roads and if  so,  the  details  thereof  along  with  timelines  for  settlement  of claims, State/UT-wise;
- (d) whether issues relating to delayed police authentication, hospital  reluctance  or  exclusion  of  victims  due  to  procedural hurdles have been reported, if so, the steps taken for redressal and rectification at the district-level;
- (e)  the  steps  proposed  to  ensure  effective  monitoring,  timely reimbursement  to  hospitals and  universal access  to cashless treatment for accident victims across the country; and
- (f)  whether  the  Government  has  reviewed  district-wise  data  on beneficiaries  denied  or  delayed  treatment  under  PM-RAHAT,  if  so, the details thereof and the reasons therefor and the accountability mechanisms proposed to prevent avoidable fatalities?

## ANSWER

THE MINISTER OF ROAD TRANSPORT AND HIGHWAYS (SHRI NITIN JAIRAM GADKARI)

(a) & (b) In accordance with the legal mandate under Section 162 of the  Motor  Vehicles  Act  (MV  Act),  1988,  'Prime  Minister  -Road Accident  Victims' Hospitalisation  and  Assured  Treatment  (PMRAHAT) Scheme' has been notified  and comprehensive guidelines detailing  the  process  flow,  roles  and  responsibilities  of  respective stakeholders, and the Standard Operating Procedures (SOPs) for its implementation have been issued. The scheme has been launched nation-wide  on  13.02.2026  after  onboarding  States/UTs  on  the digital  platform  except  the  state  of  West  Bengal.  The  salient features of the scheme are as under:

- (i)       Treatment  cover  upto  ₹1.5  lakh  per  victim  will  be  provided, subject to a maximum cap of 7 days from date of accident on any category of road. The treatment cover will be available to all those victims who are involved in road accidents caused by use of motor vehicles.
- (ii)     Every road accident victim shall be provided with stabilization treatment for up to 24 hours in non-life-threatening cases and up to 48 hours in life-threatening cases at designated hospitals, subject to police response.
- (iii)     This  statutory  scheme  will  take  precedence  over  any  other central / state level schemes.
- (iv)     The  scheme  has  been  successfully implemented through the amalgamation of two existing platforms -eDAR (Electronic Detailed Accident Report) used by police officials for reporting of accidents and TMS 2.0 (Transaction Management System) of National Health Authority (NHA) used by hospitals for treatment, claim submissions and processing of payments.
- (v)      The  reimbursement to hospitals is being done through Motor Vehicle Accident Fund (MVAF) which is funded through contributions  from  General  Insurance  companies  for  cases  where the  offending  motor  vehicle  is  insured  and  through  budgetary support for uninsured and hit & run cases.

Through integration with the 112 Emergency Response Support System (ERSS), the victim or Good Samaritan (RAH-VEER) can obtain necessary information regarding the nearest designated hospital,  request  an  ambulance,  or  both,  as  per  the  situation's requirements. As soon as the victim is admitted, treatment process will  have  to  be  initiated  based  on  the  Health  Benefit  Packages developed by NHA. In parallel, while initiating the treatment, police authentication  of  the  victim  will  have  to  be  initiated  in  the  TMS platform. The hospital would generate the treatment ID(s) on TMS and push it to the district police through eDAR. The time available with  police  for  responding  on  eDAR  shall  be  upto  24  hours,  or  48 hours  in  life  threatening  situations  as  decided  by  the  hospital administrator.

- (c) NHA  has  issued detailed guidelines for designation and onboarding of additional hospitals by States/UTs vide OM  S12018/81/2024 dated 20.05.2025 to ensure availability of treatment facilities. As per the Scheme guidelines notified vide S.O. 2489 (E) dated 04.06.2025, designated hospitals under the scheme including empanelled  hospitals  under  the  Ayushman  Bharat  Pradhan  Mantri Jan  Arogya  Yojana  (AB  PM-JAY)  that  comply  with  the  guidelines issued  by  the  NHA  for  this  scheme  shall  be  deemed  designated hospitals for the purposes of the Scheme. The number of hospitals empanelled under NHA for AB PM-JAY is 36,112 as on 09.03.2026.

National Highways Authority of India (NHAI) has deployed over 1,200 Ambulances and over 950 Patrolling vehicles across National Highways which have Emergency Medical Technician (EMT)/paramedic/Nurse provisioned in them. Training of the EMT/Paramedics  is  also  being  done  through  HLL  Lifecare  Ltd.,  a Central Public Sector Undertaking. NHAI through HLL Lifecare Ltd. has  mapped  over  5,000  health  facilities  along  National  Highways out of which over 1,700 are trauma centers.

- (d) to (f) The scheme provides for a structured grievance redressal and monitoring mechanism at the District, State and National level to ensure effective implementation and timely resolution of issues. Under  the  scheme  guidelines,  District  Road  Safety  Committees (DRSCs) are responsible for overall monitoring and coordination at the district level. A dedicated Grievance Redressal Officer (GRO) or point of  contact  is  appointed at the  district  level  by  the  DRSC  for addressing grievances related to the scheme.

In case a grievance is not resolved satisfactorily at the district level, the matter may be escalated to the District Collector/DM and thereafter to the State Road Safety Council (SRSC), which functions as  the  nodal  agency  for  implementation  of  the  scheme  in  the respective State/UT. At the national level, an Inter-Ministerial Steering Committee oversees the overall implementation and monitoring of the scheme, including review of issues arising during execution.

A complete digital trail for the scheme will exist from the time of accident  reporting  through  the  112  (ERSS)  platform  to  victim admission,  treatment,  police  authentication,  claim  processing  and final payment. Further,  to  ensure  timely  payment  to  hospitals  providing cashless treatment under the Scheme, a period of 10 days has been defined from the claim being approved by the State Health Agency (SHA)  for  District  Collectors  or  General  Insurance  (Gl)  Council  to make the payments, as the case may be.

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