Lok Sabha Question No. 3529 (UNSTARRED), answered on 2015-12-21
Subject: Insurance cover to Unorganised Labourers
Ministry: LABOUR AND EMPLOYMENT
Asked by: JAYSHREEBEN  PATEL

## GOVERNMENT OF INDIA

## MINISTRY OF LABOUR AND EMPLOYMENT

## LOK SABHA

## UNSTARRED QUESTION NO. 3529 TO BE ANSWERED ON 21.12.2015

## INSURANCE COVER TO UNORGANISED LABOURERS

†3529. SHRIMATI JAYSHREEBEN PATEL:

Will  the  Minister  of  LABOUR  AND  EMPLOYMENT  be  pleased  to state:

- (a)the number of workers presently working in unorganised sector in the country;
- (b)whether the Government has implemented or proposed to implement  any  insurance scheme  for such workers  including newspaper vendors, women workers etc.;
- (c)if  so,  the  details  thereof  along  with  the  total  number  of  workers benefited/likely to be benefited under the said scheme; and (d)if not, the reasons therefor?

## ANSWER

## MINISTER OF STATE (IC) FOR LABOUR AND EMPLOYMENT (SHRI BANDARU DATTATREYA)

- (a): According to the survey conducted by the National Sample Survey Organisation (NSSO) during 2011-12, the total employment in both organised and unorganised sector in the country was 47 crores. Out  of  this,  about  8  crores  were  in  the  organised  sector  and  the balance 39 crores in the unorganised sector.
- (b) to (d):  The Government has enacted 'Unorganised Workers' Social Security  Act,  2008'  for  the  welfare  of  unorganised  workers.  The  Act provides for formulation of suitable welfare schemes for unorganised workers on matters relating to: (i) life and disability cover, (ii) health and maternity benefits, (iii) old age protection and (iv)any other benefit

as may be determined by the Central Government through the National Social  Security  Board.  The  Rashtriya  Swasthya  Bima  Yojana (RSBY) implemented by Ministry of Health and Family Welfare is a  health  insurance  scheme  which  provides  health  and  maternity benefits  to the unorganized workers, listed in the Schedule I of the Unorganised Workers' Social Security Act,  2008.  This  scheme covers  BPL and11other defined categories namely Building & Other Construction Workers, licensed Railway   porters, Street Vendors, MGNREGA  workers   (who have  worked for  more than    fifteen      days  during  preceding    financial    year),  Beedi workers, Domestic workers, Sanitation Workers, Mine Workers, Rickshaw pullers, Rag pickers and Auto/Taxi drivers. Beneficiaries enrolled under RSBY  are  entitled for health insurance coverage of Rs. 30,000/- per annum to families (a unit of  five)  on  floater  basis.  Number  of  families  covered  under RSBY  for      Financial      Year2014-15  are  3,59,28,048.  For insurance against death and disability, Department of Financial Services  implements  schemes  such  as  Pradhan  Mantri  Jeevan Jyoti  Bima  Yojana  (PMJJBY) and  Pradhan  Mantri  Suraksha  Bima Yojana (PMSBY). Ministry of Labour and Employment  implements Aam Aadmi  Bima  Yojana  (AABY)  which  covers  death  and  disability  along with  a  scholarship  component  for  2  children  studying  in  class  9 th   to 12 th  standard. The total number of beneficiaries in AABY for 2014-15 is 43208152.

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