Lok Sabha Question No. 271 (UNSTARRED), answered on 2025-12-02
Subject: Agricultural Marketing Cooperatives
Ministry: COOPERATION
Asked by: Shri Aditya Yadav

## GOVERNMENT OF INDIA MINISTRY OF COOPERATION

## LOK SABHA UNSTARRED QUESTION No. 271 TO BE ANSWERED ON 02 nd  DECEMBER, 2025

## Agricultural Marketing Cooperatives

## 416 Shri Aditya Yadav:

Will the Minister of COOPERATION ( सहकारिता मंत्री ) be pleased to state:

- (a) the operational status and challenges faced by agricultural marketing cooperatives and credit societies including the number of members, amount of loan disbursement, and recovery rates in Badaun district of Uttar Pradesh;
- (b) the schemes proposed by the Government for digitalization, improving governance standards, capacity-building programmes,  and  increasing women's  participation in cooperatives societies in the district; and
- (c) the  strategies  made  by  the  Government  to  address  loan  processing  delays,  improve transparency,  provide  necessary  training  and  strengthen  cooperative  federations  to  benefit rural producers and farmers?

## ANSWER

## THE MINISTER OF COOPERATION सहकारिता मंत्री (SHRI AMIT SHAH)

- (a) As  per  the  National  Cooperative  Database  (NCD),  there  are  a  total  of  524  cooperative societies  having  1,95,765  members,  in  Budaun  district  of  Uttar  Pradesh.  The  sector-wise number of cooperative societies and members in Budaun district of Uttar Pradesh, is attached as Annexure-1 .

As  on  25.11.2025,  NCDC  has  cumulatively  disbursed  Rs.  4,67,455.66  crore  for  the development of cooperative institutions across the country. Out of which Rs. 7,646.11 crore has been disbursed for cooperative development in Uttar Pradesh, this includes Rs. 5.30 crore (for Integrated Cooperative Development Project (ICDP)) in Budaun District. Out of this total disbursement  of  Rs.  5.30  crore,  Rs.  22.60  lakh  was  utilized  for  capacity  building  of cooperatives in the district. The details of disbursement made by NCDC in Budaun district is at Annexure-2 .

The data related to loan disbursement from other sources and recovery rates of societies are not maintained by the ministry.

- (b) The  Ministry  of  Cooperation  has  launched  various  initiatives  to  promote  digitization, improving  governance  standards,  capacitybuilding  programs  and  increasing  women's participation  in  cooperative  societies  that  are  applicable  across  all  States  and  districts, including Budaun district of Uttar Pradesh. Key initiatives include:
- i. PACS  Computerisation  Project,  covering  more  than  63,000  PACS  nationwide, including those in Uttar Pradesh, to introduce standardized software, digital accounting, online service delivery and improved transparency.
- ii. Model  Byelaws  of  PACS,  enabling  diversification  of  activities,  ensuring  better governance standards and promoting member-centric operations.
- iii. ARDB Computerisation Project, in which ARDBs in State are under Computerisation linking with the national software.
- iv. Capacity-building programs undertaken through NABARD that provide training on ERP Software i.e. e-PACS software.
- v. Removal of the target of Rs. 2 lakh for women borrowers under the 12% sub-limit for weaker sections simplifies PSL compliance and provides UCBs greater operational freedom in meeting PSL obligations

Further, NCDC provides 2% interest subvention on its rate of interest on term-loan portion for new and innovative activities and 1% interest subvention on its rate of interest on the term-loan portion of all activities other than new and innovative activities (in case of timely repayments) to all women cooperatives all over the country including the state of Uttar Pradesh.

(c)  The Ministry of Cooperation has undertaken initiatives to address loan processing delays and improve  transparency,  under  the  Computerization  of  PACS  project wherein  all  the  functional PACS are brought onto an ERP (Enterprise Resource Planning) based Common National Software, linking  them  with  NABARD  through  State  Cooperative  Banks  (StCBs)  and  District  Central Cooperative Banks (DCCBs). This  common ERP software is provided to all the PACS in the project, across the country, to capture data on all functionalities of PACS, both credit and noncredit. The ERP-based common national software enhances the efficiency of PACS operations through  a  Common Accounting  System  (CAS)  and  Management  Information  System  (MIS). Additionally,  it  strengthens  governance  and  transparency,  resulting  in  faster  loan  disbursal, reduced transaction costs, minimized payment imbalances, and seamless accounting with DCCBs and StCBs.

******

Annexure-1 Sector wise details of cooperative societies and their members in Budaun district

| S.No   | Sector                                               |   No. of Societies |   No. of Members |
|--------|------------------------------------------------------|--------------------|------------------|
| 1      | Agriculture &Allied Cooperative                      |                 12 |            26714 |
| 2      | Agro Processing / Industrial Cooperative             |                 87 |              107 |
| 3      | Credit &Thrift Society                               |                  1 |              149 |
| 4      | Dairy Cooperative                                    |                269 |             6271 |
| 5      | Fishery Cooperative                                  |                  9 |              264 |
| 6      | Housing Cooperative Society                          |                  1 |               28 |
| 7      | Jute and Coir Cooperative                            |                  0 |                0 |
| 8      | Marketing Cooperative Society                        |                  4 |             1174 |
| 9      | Primary Agricultural Credit Society (PACS/FSS/LAMPS) |                139 |           152936 |
| 10     | Sugar Mills Cooperative                              |                  1 |             5740 |
| 11     | Urban Cooperative Bank (UCB)                         |                  1 |             2382 |
|        | Total                                                |                524 |           195765 |

Source: NCD portal as of 15.11.2025.

Annexure-2

## The details of disbursement made by NCDC in Budaun district

| SN   | Activity   | Details                                                                                                                                                      | Details                                                                                                                                                      | Details                                                                                                                                                      |
|------|------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------|
| a)   | ICDP       | • ICDPSanctioned on 24.01.2006 • Sanctioned Amount: Rs.787.86 Lakhs Details of releases since inception till 31.12.2012 by the Corporation are as follows: - | • ICDPSanctioned on 24.01.2006 • Sanctioned Amount: Rs.787.86 Lakhs Details of releases since inception till 31.12.2012 by the Corporation are as follows: - | • ICDPSanctioned on 24.01.2006 • Sanctioned Amount: Rs.787.86 Lakhs Details of releases since inception till 31.12.2012 by the Corporation are as follows: - |
|      |            | Sr. No                                                                                                                                                       | Activity                                                                                                                                                     | Released (Rs. Lakhs)                                                                                                                                         |
|      |            | 1                                                                                                                                                            | Loans for civil works, plant and machinery and equipment and furniture purposes and for margin money and share capital purposes                              | 448.26                                                                                                                                                       |
|      |            | 2                                                                                                                                                            | Subsidy under UD Scheme                                                                                                                                      | 63.74                                                                                                                                                        |
|      |            | 3                                                                                                                                                            | Subsidy for Administration & Training Programmes and Subsidy under PIT Scheme.                                                                               | 17.85                                                                                                                                                        |
|      |            |                                                                                                                                                              | Total                                                                                                                                                        | 529.85                                                                                                                                                       |

Source: NCDC.