Lok Sabha Question No. 3932 (UNSTARRED), answered on 2026-03-17
Subject: Farmers and Land Insured under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Dr. Mohammad Jawed, Shri Tanuj Punia, Shri Ramasahayam Raghuram Reddy, Shri Saptagiri Sankar Ulaka, Shri Karti P Chidambaram, Shri Anto Antony, Shri K Sudhakaran, Dr. Kirsan Namdeo

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 3932

TO BE ANSWERED ON THE 17 TH   MARCH, 2026

## FARMERS AND LAND INSURED UNDER PMFBY

3932.  SHRI SAPTAGIRI SANKAR ULAKA: SHRI K SUDHAKARAN: SHRI TANUJ PUNIA: SHRI KARTI P CHIDAMBARAM: SHRI ANTO ANTONY: DR. MOHAMMAD JAWED: DR. KIRSAN NAMDEO: SHRI RAMASAHAYAM RAGHURAM REDDY:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

- (a) the details of the total number of farmers covered and total area insured under the Pradhan Mantri Fasal Bima Yojana (PMFBY), separately for Kharif and Rabi seasons for the last five years, year-wise;
- (b) the  details  of  the  total  premium  paid  by  farmers  and  total  claims  paid  out  by insurance companies under PMFBY, separately for Kharif and Rabi crops for the last five years, year-wise;

(c) the list of States currently not implementing the programme;

(d) the year-wise list, 2021-22 onwards  of public sector and private insurance companies engaged for implementing PMFBY;

(e) the  details  2021-22  onwards,  of  claims  paid  by  each  participating  insurance company under PMFBY, year-wise;

(f) whether the claims paid out under PMFBY have decreased during the said period and reasons therefor; and

(g) whether private insurance companies have withdrawn/opted out of PMFBY, if so, the details thereof?

## ANSWER

MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण राǛ मंũी (SHRI BHAGIRATH CHOUDHARY)

(a) & (b): Year-wise  and  season-wise  details  of  Farmer  Applications  enrolled,  Area insured,  Farmer's  share  in  premium  and  total  claims  paid  by  the  insurance  companies during  the  last  five  years,  i.e.  from  2020-21  to  2024-25  (as  on  31.12.2025)  is  given  at Annexure-1 .

(c): PMFBY is voluntary for State/UTs and farmers as  well. At  present, the scheme is being  implemented  by  the  24  States/UTs.  However,  Bihar,  Telangana,  West  Bengal, Punjab,  Gujarat,  Arunachal  Pradesh,  Nagaland,  Delhi,  Ladakh,  Dadra  &  Nagar  Haveli, Daman & Diu are currently not implementing the scheme.

(d): At present, in addition to all the 5 Public Sector General Insurance Companies, 15 private  general  insurance  companies  have  also  been  empaneled  for  implementation  of Crop Insurance schemes in the country.  The company for implementation of the scheme is selected  by  the  concerned  State  Government  from  the  empaneled  list  of  companies through transparent tender process.    The insurance companies currently empaneled for implementation of PMFBY are as under:

| PUBLIC SECTOR INSURANCE COMPANIES   | PUBLIC SECTOR INSURANCE COMPANIES                                                               |
|-------------------------------------|-------------------------------------------------------------------------------------------------|
| 1.                                  | Agriculture Insurance Company of India Ltd.                                                     |
| 2.                                  | National Insurance Company Ltd.                                                                 |
| 3.                                  | New India Assurance Company Ltd.                                                                |
| 4.                                  | Oriental Insurance Company Ltd.                                                                 |
| 5.                                  | United India Insurance Company Ltd.                                                             |
| PRIVATE SECTOR INSURANCE COMPANIES  | PRIVATE SECTOR INSURANCE COMPANIES                                                              |
| 6.                                  | Bajaj Allianz General Insurance Company Ltd.                                                    |
| 7.                                  | Cholamandalam MS General Insurance Company Ltd.                                                 |
| 8.                                  | Future Generali India Insurance Company Ltd.(now renamed as Generali Central)                   |
| 9.                                  | HDFC-ERGO General Insurance Company Ltd.                                                        |
| 10.                                 | ICICI-Lombard General Insurance Company Ltd.                                                    |
| 11.                                 | IFFCO-Tokio General Insurance Company Ltd.                                                      |
| 12.                                 | Reliance General Insurance Company Ltd.(now renamed as IndusInd General Insurance Company Ltd.) |
| 13.                                 | SBI General Insurance Company Ltd.                                                              |
| 14.                                 | Shriram General Insurance Co. Ltd.                                                              |
| 15.                                 | Tata-AIG General Insurance Company Ltd.                                                         |
| 16.                                 | Universal Sompo General Insurance Company Ltd.                                                  |
| 17.                                 | Royal Sundaram General Insurance company Ltd.                                                   |
| 18.                                 | Go-Digit General Insurance company Ltd.                                                         |
| 19.                                 | Kshema General Insurance Limited                                                                |
| 20.                                 | Raheja QBE General Insurance Company Ltd.                                                       |

- (e): Insurance  Company-wise  details  of  claims  paid  from  2021-22  to  2024-25  (as  on 31.12.2025) have been given at Annexure-2.
- (f): Extent of claims paid depends upon occurrence of natural calamities.
- (g): In the last 4 years, out of the empanelled private Insurance Companies, Raheja QBE General  Insurance  Company  Ltd.,  Go-Digit    General  Insurance  Company  Ltd.,  Royal Sundaram General Insurance company Ltd. and Shriram General Insurance Co. Ltd. have not participated in the tenders floated by State/UT Governments for selection of insurance company to implement PMFBY.

## Coverage & Claim details of PMFBY from 2020-21 to 2024-25 (as on 31.12.2025)

| Year               | Season             | Applications Enrolled   | Area Insured   | Farmers Share in Premium   | Paid Claims   |
|--------------------|--------------------|-------------------------|----------------|----------------------------|---------------|
|                    | (In                | No.)                    | (In Ha.)       | (Rs In Crore)              |               |
| 2020- 21           | 4,39,71,742        | 294.53                  | 2,717.16       | 14,391.52                  | Kharif        |
| 2020- 21           | 2,00,04,595        | 225.84                  | 1,427.38       | 6,135.73                   | Rabi          |
| 2021- 22           | 5,04,23,355        | 251.53                  | 2,341.97       | 15,017.18                  | Kharif        |
| 2021- 22           | 3,25,94,437        | 214.73                  |                | 1,393.13 5,550.12          | Rabi          |
| 2022- 23           | 6,92,36,314        | 267.40                  | 2,554.05       | 13,080.85                  | Kharif        |
| 2022- 23           | 4,33,00,301        | 250.22                  |                | 1,433.92 6,793.35          | Rabi          |
| 2023- 24           | 8,80,65,266        | 326.26                  | 1,789.14       | 15,473.11                  | Kharif        |
| 2023- 24           | 5,55,67,213        | 283.00                  |                | 1,422.02 5,339.43          | Rabi          |
| 2024- 25           | 9,86,73,250        | 339.83                  |                | 1,902.36 10,392.40         | Kharif        |
| 2024- 25           | Rabi               | 5,28,10,557             | 282.65         | 1,442.79 3,804.13          |               |
| Total 55,46,47,030 | Total 55,46,47,030 |                         | 2,735.98       | 18,423.92                  | 95,977.84     |

## Insurance Company-wise Claim details of PMFBY from 2021-22 to 2024-25 (as on 31.12.2025)

| Insurance Company                               | Claims Paid (Rs. In Crore)   | Claims Paid (Rs. In Crore)   | Claims Paid (Rs. In Crore)   | Claims Paid (Rs. In Crore)   | Claims Paid (Rs. In Crore)   |
|-------------------------------------------------|------------------------------|------------------------------|------------------------------|------------------------------|------------------------------|
|                                                 | 2021-22                      | 2022-23                      | 2023-24                      | 2024-25                      | Total                        |
| Agriculture Insurance Company of India Ltd.     | 9,756.85                     | 9,638.26                     | 7,101.71                     | 5,883.80                     | 32,380.62                    |
| Bajaj Allianz General Insurance Company Ltd.    | 1,734.12                     | 1,896.60                     | 820.63                       | 230.21                       | 4,681.57                     |
| Bharti AXA General Insurance Company Ltd. #     | 481.64                       | -                            | -                            | -                            | 481.64                       |
| Cholamandalam MS General Insurance Company Ltd. | -                            | -                            | 411.81                       | 226.13                       | 637.94                       |
| Generali Central Insurance Company Ltd.         | 724.02                       | 396.97                       | 195.91                       | 47.30                        | 1,364.20                     |
| HDFC-ERGO General Insurance Company Ltd.        | 1,755.66                     | 1,443.16                     | 1,663.79                     | 1,273.63                     | 6,136.24                     |
| ICICI-Lombard General Insurance Company Ltd.    | 90.53                        | 577.20                       | 772.24                       | 687.30                       | 2,127.27                     |
| IFFCO-Tokio General Insurance Company Ltd.      | 1,038.25                     | 216.71                       | 942.15                       | 752.72                       | 2,949.83                     |
| Kshema General Insurance Limited                | -                            | -                            | 670.67                       | 351.34                       | 1,022.01                     |
| National Insurance Company Ltd.                 | 2.95                         | 3.55                         | -                            | -                            | 6.50                         |
| Oriental Insurance Company Ltd.                 | -                            | -                            | 3,415.52                     | 1,529.67                     | 4,945.19                     |
| IndusInd General Insurance Company Ltd.         | 2,683.11                     | 2,030.58                     | 1,970.94                     | 606.37                       | 7,291.01                     |
| SBI General Insurance Company Ltd.              | 1,386.85                     | 2,436.58                     | 1,179.85                     | 1,020.59                     | 6,023.88                     |
| Tata-AIG General Insurance Company Ltd.         | -                            | -                            | 378.31                       | 399.96                       | 778.27                       |
| United India Insurance Company Ltd.             | -                            | 539.15                       | 481.84                       | 402.36                       | 1,423.35                     |
| Universal Sompo General Insurance Company Ltd.  | 913.31                       | 695.44                       | 807.17                       | 785.15                       | 3,201.07                     |
| Total                                           | 20,567.30                    | 19,874.20                    | 20,812.55                    | 14,196.53                    | 75,450.58                    |

# Bharti  AXA  General  Insurance  Company  Ltd.  have  now  merged  with  ICICI-Lombard  General Insurance Company Ltd.

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