Lok Sabha Question No. 516 (UNSTARRED), answered on 2026-02-03
Subject: Annual Income of Farmers
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Dharmendra Yadav, Adv Priya Saroj, Ms Iqra Choudhary, Shri Pushpendra Saroj

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA

## UNSTARRED QUESTION NO. 516

TO BE ANSWERED ON THE 03 RD  FEBRUARY, 2026

## ANNUAL INCOME OF FARMERS

516.   MS IQRA CHOUDHARY: ADV PRIYA SAROJ: SHRI PUSHPENDRA SAROJ: SHRI DHARMENDRA YADAV:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

- (a) the  median annual income of farmers, separately from farm and non-farm sources since 2014, State and year-wise;
- (b) the  number  and  proportion  of  indebted  farmer  households,  the  total  outstanding agricultural  debt  and  the  break-up  between  crop  loans  and  other  borrowings  since  2014, State and year-wise;
- (c) the average outstanding debt per agricultural household along with trends over the last decade, State-wise; and
- (d) whether  the  Government  proposes  to  implement  the  Swaminathan  Commission's Minimum Support Price formula (C2+50 per cent) and if not, the reasons therefor and the details of any alternative income-assurance measures under consideration?

## ANSWER

MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण राÏय मंğी (SHRI RAMNATH THAKUR)

(a): The average monthly income of agricultural households in the country is periodically estimated  through  the  'Situation  Assessment  Survey  (SAS)  of  Agricultural  Households', conducted  by  the  National  Statistics  Office  (NSO),  Ministry  of  Statistics  and  Programme Implementation (MoSPI). As per the latest NSS 77th round of the Survey (January, 2019 December,  2019)  in  the  rural  areas  of  the  country,  the  average  monthly  income  per agricultural  household  from  various  sources  is  estimated  at  Rs.  10,218/-  per  month.  The income  of  agricultural  households  is  derived  from  multiple  sources,  including  net  receipt from crop production (Rs. 3,798/-), net receipt from farming of animals (Rs. 1,582/-), income from wages (Rs. 4,063/-), net receipt from non-farm business( Rs. 641/-) , and leasing out of land (Rs. 134/-). The contribution of these sources varies across States depending on local agro-climatic conditions, farm size, and cropping patterns. The State -wise average monthly income  per  agricultural  household  from  different  sources  during  July 2018-June 2019  is given at Annexure I .

(b) & (c): As per the latest Situation Assessment Survey (SAS) of Agricultural Households,  the  average  amount  of  outstanding  loan  per  agricultural  household  is  Rs. 74,121/- covering 50.2% of total agricultural household (9.3 crore) during agricultural year July, 2018- June, 2019 across different States/UTs, as detailed in Annexure-II. The SAS

also indicates that loans were availed for various purposes, including capital expenditure in farm business(25.9%), revenue expenditure in farm business(31.6%), non-farm business(3.9%),  for  housing(11.2%),  marriages  and  ceremonies  (6.4%),  education  and medical (5.4%), other consumption expenditure (9.4%) and others (6.2%).

(d): National Commission on Farmers (NCF), constituted under the Chairmanship of Prof. M.S. Swaminathan in 2004, inter alia, recommended that Minimum Support Price (MSPs) should be at least 50 percent more than the weighted average cost of production. To give effect to this recommendation, Government, in its Union Budget for 2018-19, had made an announcement  to  keep  MSP  at  a  level  of  minimum  one  and  half  times  of  the  cost  of production as a pre-determined principle. Accordingly, MSPs for all mandated Kharif, Rabi and  other  commercial  crops  have  been  fixed  with  a  margin  of  at  least  50  percent  over weighted average cost of production.

While recommending MSP, CACP considers important factors like cost of production, overall demand-supply conditions, domestic and international prices, inter-crop price parity, terms of trade between agricultural and non-agricultural sectors, the likely effect on the rest of  the  economy,  besides  ensuring  rational  utilization  of  land,  water  and  other  production resources and a minimum of 50 percent as the margin over cost of production.

Further,  Government  of  India  is  committed  to  enhance  the  welfare  of  farmers  and making agriculture more remunerative. The Government has implemented various policies, reforms, developmental programs, and schemes aimed at improving farmer incomes which includes  Pradhan  Mantri  Kisan  Samman  Nidhi  (PM-KISAN),  Pradhan  Mantri  Fasal  Bima Yojana (PMFBY), Pradhan Mantri Kisan Maan Dhan Yojana (PM-KMY), Fixing of Minimum Support Price (MSP) at one-and-a half times the cost of production, Agriculture Infrastructure Fund (AIF), Formation and Promotion of 10,000 Farmer Producer Organizations  (FPOs),  Pradhan  Mantri Annadata  Aay Sanrakshan  Abhiyan (PM-AASHA), Modified  Interest  Subvention  Scheme  (MISS),  National  Bee  Keeping  and  Honey  Mission (NBHM), Agri Fund for Start Ups & Rural Enterprises (AgriSURE), Integrated Scheme for Agriculture  Marketing-National  Agriculture  Market  (ISAM  eNAM),  Rashtriya  Krishi  Vikas Yojana (RKVY), among others.

ANNEXURE  REFFERED  IN  REPLY  TO  PART  (a)  OF  LOK  SABHA  UNSTARRED QUESTION  NO.  516  TO  BE  ANSWERED  ON  03.02.2026  REGARDING  'ANNUAL INCOME OF FARMERS'.

State/UT -wise average monthly income of agricultural household during agricultural year July 2018- June 2019

| Sl. No.   | State/ Group of NE States/ Group of UTs   | Income (Rs.)   |
|-----------|-------------------------------------------|----------------|
| 1         | Andhra Pradesh                            | 10,480         |
| 2         | Arunachal Pradesh                         | 19,225         |
| 3         | Assam                                     | 10,675         |
| 4         | Bihar                                     | 7,542          |
| 5         | Chhattisgarh                              | 9,677          |
| 6         | Gujarat                                   | 12,631         |
| 7         | Haryana                                   | 22,841         |
| 8         | Himachal Pradesh                          | 12,153         |
| 9         | Jammu & Kashmir                           | 18,918         |
| 10        | Jharkhand                                 | 4,895          |
| 11        | Karnataka                                 | 13,441         |
| 12        | Kerala                                    | 17,915         |
| 13        | Madhya Pradesh                            | 8,339          |
| 14        | Maharashtra                               | 11,492         |
| 15        | Manipur                                   | 11,227         |
| 16        | Meghalaya                                 | 29,348         |
| 17        | Mizoram                                   | 17,964         |
| 18        | Nagaland                                  | 9,877          |
| 19        | Odisha                                    | 5,112          |
| 20        | Punjab                                    | 26,701         |
| 21        | Rajasthan                                 | 12,520         |
| 22        | Sikkim                                    | 12,447         |
| 23        | Tamil Nadu                                | 11,924         |
| 24        | Telangana                                 | 9,403          |
| 25        | Tripura                                   | 9,918          |
| 26        | Uttarakhand                               | 13,552         |
| 27        | Uttar Pradesh                             | 8,061          |
| 28        | West Bengal                               | 6,762          |
|           | Group of N E States                       | 16,863         |
|           | Group of UTs                              | 18,511         |
|           | All India                                 | 10,218         |

Source: NSS Report No. 587: Situation Assessment of Agricultural Households and Land and Livestock Holdings of Households in Rural India, 2019.

ANNEXURE  REFFERED  IN  REPLY  TO  PART  (b)  &  (c)  OF  LOK  SABHA UNSTARRED QUESTION NO. 516 TO BE ANSWERED ON 03/02/2026 REGARDING 'ANNUAL INCOME OF FARMERS'.

| Sl.No.   | State/Group of NE States/ Group of UTs   | Average amount (Rs.) of outstanding loan per agricultural household   |   Percentage of covering agricultural households. |
|----------|------------------------------------------|-----------------------------------------------------------------------|---------------------------------------------------|
| 1        | Andhra Pradesh                           | 2,45,554                                                              |                                              93.2 |
| 2        | Arunachal Pradesh                        | 3,581                                                                 |                                              12.5 |
| 3        | Assam                                    | 16,407                                                                |                                              31   |
| 4        | Bihar                                    | 23,534                                                                |                                              39.7 |
| 5        | Chhattisgarh                             | 21,443                                                                |                                              31.2 |
| 6        | Gujarat                                  | 56,568                                                                |                                              42.5 |
| 7        | Haryana                                  | 1,82,922                                                              |                                              47.5 |
| 8        | Himachal Pradesh                         | 85,825                                                                |                                              29.2 |
| 9        | Jammu & Kashmir                          | 30,435                                                                |                                              31.9 |
| 10       | Jharkhand                                | 8,415                                                                 |                                              25.3 |
| 11       | Karnataka                                | 1,26,240                                                              |                                              67.6 |
| 12       | Kerala                                   | 2,42,482                                                              |                                              69.9 |
| 13       | Madhya Pradesh                           | 74,420                                                                |                                              48.4 |
| 14       | Maharashtra                              | 82,085                                                                |                                              54   |
| 15       | Manipur                                  | 5,551                                                                 |                                              20.6 |
| 16       | Meghalaya                                | 2,237                                                                 |                                               9.1 |
| 17       | Mizoram                                  | 23,485                                                                |                                               8   |
| 18       | Nagaland                                 | 1,750                                                                 |                                               6   |
| 19       | Odisha                                   | 32,721                                                                |                                              61.2 |
| 20       | Punjab                                   | 2,03,249                                                              |                                              54.4 |
| 21       | Rajasthan                                | 1,13,865                                                              |                                              60.3 |
| 22       | Sikkim                                   | 32,185                                                                |                                              10.6 |
| 23       | Tamil Nadu                               | 1,06,553                                                              |                                              65.1 |
| 24       | Telangana                                | 1,52,113                                                              |                                              91.7 |
| 25       | Tripura                                  | 23,944                                                                |                                              47.7 |
| 26       | Uttarakhand                              | 48,338                                                                |                                              46.6 |
| 27       | Uttar Pradesh                            | 51,107                                                                |                                              41.9 |
| 28       | West Bengal                              | 26,452                                                                |                                              50.8 |
|          | Group of N E States                      | 10,034                                                                |                                              19.2 |
|          | Group of UTs                             | 25,629                                                                |                                              27.5 |
|          | All India                                | 74,121                                                                |                                              50.2 |

Source: NSS Report No. 587: Situation Assessment of Agricultural Households and Land and Livestock Holdings of Households in Rural India, 2019

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