Lok Sabha Question No. 36 (STARRED), answered on 2025-12-02
Subject: Implementation of PMFBY in Odisha
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Smt. Sangeeta Kumari Singh Deo

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA STARRED QUESTION NO. 36

TO BE ANSWERED ON THE 02 ND  DECEMBER, 2025

## IMPLEMENTATION OF PMFBY IN ODISHA

*36. SMT. SANGEETA KUMARI SINGH DEO:

Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

(a) the total number of farmers enrolled under Pradhan Mantri Fasal Bima Yojana (PMFBY) in Odisha during the last five financial years along with claims settled, district-wise ;

(b) whether the Government has received any complaints regarding delayed compensation or rejected claims from farmers in Western Odisha, if so, the details thereof;

(c) the steps taken by the Government to ensure timely claim settlement, especially for small and marginal farmers; and

(d)  whether  the  Government  proposes  to  introduce  stricter  monitoring  mechanisms  for insurance agencies operating in Odisha, if so, the details thereof?

## ANSWER

THE MINISTER OF AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी (SHRI SHIVRAJ SINGH CHAUHAN)

(a) to (  d)  : A statement is laid on the Table of the House.

## STATEMENT REFERRED TO PART (a) TO (d) OF LOK SABHA STARRED QUESTION NO. 36 FOR 2 ND  DECEMBER,  2025  REGARDING IMPLEMENTATION OF PMFBY IN ODISHA.

(a) : District-wise  details of total number of farmers enrolled and claims paid during last five  years  in  Odisha  under  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  are  given  in Annexure-I .

(b) to (d) : All the major work like selection of insurance model, selection of Insurance Companies through transparent bidding process, enrollment of farmers, assessment of crop yield/crop loss and uploading  of Threshold Yield & Actual Yield on National Crop Insurance Portal (NCIP) for calculation and payment of admissible claims directly to the farmer's  account  are  being  performed  by  the  concerned  State  Government  or  Joint Committee of State Government officials and insurance company concerned. The roles and responsibilities of each stakeholder are defined in the Operational Guidelines of the scheme for the proper execution of the scheme.

Further, majority of the claims are settled within the stipulated timelines under the Operational Guidelines of the scheme by the insurance companies.    However, during the implementation of PMFBY, some complaints were received in the past about payment of claims which are primarily on account of (a) delay in providing State Government share of  subsidy    (b)  non-payment/delayed  payment  or  under  payment  of  claims  on account  of  incorrect/delayed  submission  of  insurance  proposals  by  banks  (c) discrepancy in yield data & consequent disputes between State Government and insurance companies etc. The  pending claims on account of these issue are settled after their resolution as per provisions of the scheme.

Government has taken various steps to strengthen implementation of this scheme all  over  India  including  Odisha  to  bring  transparency  and  ensure  timely  settlement  of claims::

-  Government has undertaken development of National Crop Insurance Portal (NCIP) as  a  single  source  of  data  ensuring  subsidy  payment,  co-ordination, transparency,  dissemination  of  information  and  delivery  of  services  including direct online enrollment  of  farmers,  uploading/obtaining  individual  insured famer's  details  for  better  monitoring  and  to  ensure  transfer  of  claim  amount electronically to the individual farmer's Bank Account.
-  In  order  to  rigorously  monitor  claim  disbursal  process,  a  dedicated  module namely 'Digiclaim Module' has been operationalized for payment of claims from Kharif  2022  onwards.    It  involves  integration  of  NCIP  with  Public  Finance Management System (PFMS) and accounting system of Insurance Companies to provide timely & transparent processing of all claims.
-  Delinking of Central Government share of premium subsidy from that of State Governments  has  been  implemented  so  that  farmers  can  get  proportionate claims relating to the Central Government share.
-  As per the Operational Guidelines of PMFBY, in case payment is not made timely by Insurance Company, a penalty of 12% is auto-calculated and levied through National Crop Insurance Portal (NCIP) w.e.f. Kharif 2024.
-  Similarly, if State Government delayed its premium subsidy from stipulated time period, a penalty of 12% is to be paid by them also.
-  Also, towards leveraging technology in implementation of the scheme, various steps like capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri  App  &  uploading  it  on  the  NCIP,  allowing  insurance  companies  to witness the conduct of CCEs, integration of State land records with NCIP etc. have already been taken to improve timely settlement of the claims to farmers.

Following  technologies  for  Objective  Crop  Damage  &  Loss  Assessment  and transparency have also been implemented w.e.f. 2023-24 under the scheme:

- i. YES-TECH  (Yield  Estimation  System  Based  on  Technology) for  gradual migration to Remote-Sensing based yield estimation to help assess yields as well as fair and accurate Crop Yield Estimation . This initiative has been launched for paddy & wheat crops from Kharif 2023 wherein 30% weightage to yield estimation will mandatorily be assigned to YES-TECH derived yield. Soybean crop has been added from Kharif 2024 season.
- ii. WINDS  (Weather  Information  Network  and  Data  System) for  setting  up  of Network of Automatic Weather Stations (AWS) & Automatic Rain-Gauges (ARG) to the tune of 5 times of existing  network for collecting hyper-local weather data at GP &  Block  level.    This  will  be  fed  into  a  National  database  with  interoperability  & sharing of data in coordination with India Meteorological Department (IMD).  WINDS provides  data  not  only  for  YES-TECH  but  also  for  effective  drought  &  disaster

management, accurate weather prediction and offering better parametric insurance products.

The review/revisions / rationalization / improvements in the crop insurance schemes is a continuous process and decision on suggestion/ representations/ recommendations of the stakeholders/studies are taken from time to time.   Based on the experience gained, views of various stakeholders and with a view to ensure better transparency, accountability,  timely  payment of claims to  the  farmers and  to make the scheme more farmer friendly,  Government  has  periodically  revised  the  Operational  Guidelines  of  the PMFBY comprehensively to ensure that the eligible benefits under the scheme reach the farmers timely and transparently.

## Annexure

PMFBY & RWBCIS: District Wise details of number of Farmers Enrolled and Claims Paid in  Odisha from 2020-21 to 2024-25 as on October, 2025 (Provisional)

| District       | Farmers Enrolled (In No.)   | Claims Paid (Rs. In Crore)   |
|----------------|-----------------------------|------------------------------|
| Anugul         | 3,64,089                    | 14.35                        |
| Balangir       | 6,70,074                    | 454.68                       |
| Baleshwar      | 4,54,364                    | 47.77                        |
| Bargarh        | 8,63,666                    | 359.32                       |
| Bhadrak        | 3,92,715                    | 114.99                       |
| Boudh          | 1,08,531                    | 2.19                         |
| Cuttack        | 2,10,141                    | 63.34                        |
| Deogarh        | 67,718                      | 10.72                        |
| Dhenkanal      | 1,80,309                    | 8.25                         |
| Gajapati       | 76,328                      | 2.51                         |
| Ganjam         | 6,51,011                    | 58.59                        |
| Jagatsinghapur | 2,18,022                    | 20.60                        |
| Jajapur        | 3,66,582                    | 140.65                       |
| Jharsuguda     | 1,50,810                    | 232.38                       |
| Kalahandi      | 4,87,540                    | 266.56                       |
| Kandhamal      | 67,901                      | 0.36                         |
| Kendrapara     | 5,51,080                    | 82.71                        |
| Kendujhar      | 2,60,534                    | 1.84                         |
| Khordha        | 2,87,941                    | 29.91                        |
| Koraput        | 87,842                      | 0.20                         |
| Malkangiri     | 74,161                      | 0.23                         |
| Mayurbhanj     | 2,43,634                    | 2.78                         |
| Nabarangpur    | 1,40,870                    | 5.53                         |
| Nayagarh       | 1,51,666                    | 8.20                         |
| Nuapada        | 1,82,038                    | 15.28                        |
| Puri           | 5,63,855                    | 296.49                       |
| Rayagada       | 1,28,916                    | 0.20                         |
| Sambalpur      | 2,63,760                    | 87.00                        |
| Subarnapur     | 1,37,545                    | 3.81                         |
| Sundargarh     | 4,51,403                    | 248.59                       |
| Total (Odisha) | 88,55,046                   | 2,580.06                     |

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