Lok Sabha Question No. 151 (STARRED), answered on 2026-02-10
Subject: Crop Loss due to Floods
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Jai Parkash

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA STARRED QUESTION NO. 151

TO BE ANSWERED ON THE 10 TH  FEBRUARY, 2026

## CROP LOSS DUE TO FLOODS

*151. SHRI JAI PARKASH:

Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

(a) whether the recent floods have damaged Kharif and Rabi crops extensively in the Parliamentary Constituency of Hisar;

(b) whether the said loss suffered by the affected farmers have not been assessed on time  leading  to  unnecessary  delays  in  settlement  of  insurance  payouts  under  the Pradhan Mantri Fasal Bima Yojana (PMFBY);

(c) the total area in hectares of the said Parliamentary Constituency where yield loss due to flood was recorded during the year 2023-24;

(d) the total number of farmers whose crop insurance claims were approved during the said  period  along  with  the  total  number  of  such  claims  still  pending  and  the  major reasons for such pendency; and

(e)  whether  any  special  instructions  have  been  issued  or  action  plans  have  been implemented  by  the  Government  to  ensure  timely  surveys'  time-bound  insurance settlements and immediate relief to the farmers?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी (SHRI SHIVRAJ SINGH CHAUHAN)

(a) to (  e)  :  A statement is laid on the Table of the House.

## STATEMENT REFERRED TO PART (a) TO (e) OF LOK SABHA STARRED QUESTION NO. 151 FOR 10 TH  FEBRUARY, 2026  REGARDING CROP LOSS DUE TO FLOODS

(a): Pradhan Mantri Fasal Bima Yojna (PMFBY) was introduced in the country from Kharif  2016  season.  PMFBY  provides  for  comprehensive  risk  insurance  against  crop damage from pre-sowing to post-harvest for crops and area notified by the concerned State Government . The scheme not only safeguards against wide spread yield loss due to non-preventable natural risks/ & extreme climate calamities such as  flood, inundation, etc.  but also against farm level yield loss due to localized risks (including inundation, cloud burst etc) and post harvest losses due to cyclone, cyclonic/unseasonal rain and hailstorm and  prevented sowing.  This scheme is voluntary for States as well as farmers. All willing farmers are eligible to enroll under the scheme.

The State of Haryana has been implementing the scheme since its inception in 2016. As per information provided by State Government, floods during the Kharif 2025 season caused damage in the Hisar Parliamentary Constituency. However, no major crop damage was reported during the Rabi 2025-26 season.

(b): State Government has informed that the losses suffered by the affected farmers were assessed in a timely manner under Pradhan Mantri Fasal Bima Yojana and amount of Rs. 41.09 Crore has already been released to affected farmers for localized calamities due to inundation and water logging in the Parliamentary Constituency of Hisar for Kharif 2025.

Further, as per National Policy on Disaster Management  (NPDM),  State Governments undertake relief measures on ground level in wake of notified calamities from funds available in the form of State Disaster Response Fund (SDRF) in accordance with  Government  of  India  approved  items  &  norms.  An  amount  of  Rs.636.80  Crore (Rs.477.6  Crore  Central  Share  +  Rs.159.2  Crore  State  Share)  was  allocated  to  State Government of Haryana for FY 2025-26 in SDRF, of which Central Government released its entire share of Rs.477.6 Crore during the year to the State Government.

It  may be  noted  that  majority  of  the  claims  under PMFBY  are settled  within the stipulated timelines under the Operational Guidelines of the scheme i.e within 21 days of the receipt requisite yield data from the concerned State Government, by the insurance companies.       However, during  the  implementation  of  PMFBY,  some  complaints  were received in the past about payment of claims which are primarily on account of (a) delay in  providing  State  Government  share  of  subsidy  (b)  non-payment/delayed  payment  or under  payment  of  claims  on  account  of  incorrect/delayed  submission  of  insurance proposals by banks (c) discrepancy in yield data & consequent disputes between State Government and insurance companies etc.  The pending claims on account of these issue are settled after their resolution as per provisions of the scheme.

(c): Under  PMFBY,  it  is  the  State  Government's  prerogative  to  notify  districts  for implementation.  The PMFBY was not implemented by the Haryana State during Kharif 2023 and Rabi 2023-24 in Hisar district.

(d): Does not arise.

(e): Government has taken various steps to strengthen implementation of this scheme, bring transparency and ensure timely settlement of claims :

-  Government has undertaken development of National Crop Insurance Portal (NCIP) as  a  single  source  of  data  ensuring  subsidy  payment,  co-ordination, transparency,  dissemination  of  information  and  delivery  of  services  including direct  online  enrollment  of  farmers,  uploading/obtaining  individual  insured famer's  details  for  better  monitoring  and  to  ensure  transfer  of  claim  amount electronically to the individual farmer's Bank Account.
-  In  order  to  rigorously  monitor  claim  disbursal  process,  a  dedicated  module namely 'Digiclaim Module' has been operationalized for payment of claims from Kharif 2022 onwards.  It involves integration of National Crop Insurance Portal (NCIP)  with  Public  Finance  Management  System  (PFMS)  and  accounting system of Insurance Companies to provide timely & transparent processing of all claims  w.e.f.  Kharif  2024,  in  case  payment  is  not  made  timely  by  Insurance Company, penalty of 12% is auto-calculated and levied through NCIP.
-  Delinking of Central Government share of premium subsidy from that of State Governments  has  been  implemented  so  that  farmers  can  get  proportionate claims relating to the Central Government share.
-  Opening of ESCROW Account by the State Government concerned for deposit of their premium share in advance as per provisions of the scheme has been made mandatory w.e.f. Kharif 2025 season.
-  Also, towards leveraging technology in implementation of the scheme, various steps like capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri App &  uploading  it  on  the  NCIP,  allowing  insurance companies to witness the conduct of CCEs, integration of State land records with NCIP etc. have already been taken to improve timely settlement of the claims to farmers.
-  Tranche based claim settlement has been initiated w.e.f. Rabi 2024-25.

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