Lok Sabha Question No. 3241 (UNSTARRED), answered on 2026-03-12
Subject: Expansion of PM SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Bhartruhari Mahtab, Dr. K Sudhakar, Shri Dhairyasheel Sambhajirao Mane, Shri Bhojraj Nag, Dr. Hemant Vishnu Savara, Shri Chintamani Maharaj, Dr. Sanjay Jaiswal, Shri Sudheer Gupta, Smt. Kriti Devi Debbarman, Shri Anoop Pradhan Valmiki, Shri Alok Sharma, Dr. Rajesh Mishra, Shri Chavan Ravindra Vasantrao, Shri Vishweshwar Hegde Kageri, Shri Kaushalendra Kumar, Shri Yogender Chandolia, Shri Damodar Agrawal, Shri Khagen Murmu, Shri Satish Kumar Gautam, Shri Balabhadra Majhi, Shri Tejasvi Surya

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO.3241

TO BE ANSWERED ON MARCH 12, 2026

## EXPANSION OF PM SVANIDHI SCHEME

NO. 3241.  SHRI BALABHADRA MAJHI:

SHRI DHAIRYASHEEL SAMBHAJIRAO MANE:

SHRI CHAVAN RAVINDRA VASANTRAO:

SMT. KRITI DEVI DEBBARMAN:

DR. RAJESH MISHRA:

DR. K SUDHAKAR:

SHRI SUDHEER GUPTA:

SHRI BHOJRAJ NAG:

SHRI TEJASVI SURYA:

SHRI ANOOP PRADHAN VALMIKI:

SHRI VISHWESHWAR HEGDE KAGERI:

SHRI YOGENDER CHANDOLIA:

SHRI ALOK SHARMA:

SHRI BHARTRUHARI MAHTAB:

SHRI KHAGEN MURMU:

SHRI CHINTAMANI MAHARAJ:

SHRI SATISH KUMAR GAUTAM:

DR. SANJAY JAISWAL:

SHRI DAMODAR AGRAWAL:

DR. HEMANT VISHNU SAVARA:

SHRI KAUSHALENDRA KUMAR:

Will  the  Minister  of  HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) whether  the  Government  has  approved  any  revised  or  extended version of the PM SVANidhi scheme, if so, the details thereof and the manner in which it differs from the existing scheme, particularly with reference to Odisha including Nabarangpur Lok Sabha Constituency and Palghar district in Maharashtra;
- (b) the  targeted  or  expected  number  of  beneficiaries  under  such revised/extended provisions in Odisha, specifically in Nabarangpur Lok Sabha Constituency;
- (c) whether  the  Government  proposes  to  provide  credit  card-based financial access or similar digital lending instruments to beneficiaries under PM SVANidhi, if so, the details thereof and the status  of  implementation  in  Odisha  including  Nabarangpur  Lok Sabha Constituency;
- (d) the number of beneficiaries who have availed the first, second and third  loan  tranches  under  the  scheme,  State-wise,  particularly  for Odisha including Nabarangpur Lok Sabha Constituency;

- (e) the total number of beneficiaries in Karnataka and Madhya Pradesh, district and year-wise, particularly for Bengaluru Urban and Bengaluru South Lok Sabha Constituencies; and
- (f) the  details  of  the  status  of  implementation  of  the  PM  SVANidhi Scheme in Sidhi Lok Sabha Constituency, Madhya Pradesh?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- (a) to (c): Yes. The  Government  has  approved  the  restructured Pradhan Mantri Street Vendors' AtmaNirbhar Nidhi (PM SVANidhi) Scheme, extending the lending period under the scheme up to 31 st  March 2030. In the restructured scheme the loan amounts for first tranche and second tranche have been enhanced to, up to Rs 15,000 and up to Rs 25,000, respectively. The restructured scheme now provides for cashback  on  wholesale  purchases  in  addition  to  cashback  on  retail digital transactions. Coverage of the scheme has been expanded beyond statutory  towns  to  include  census  towns,  peri-urban  areas,  etc.  in  a graded  manner.  It  is  a  demand  driven  scheme,  wherein  only  those vendors  who  seek  working  capital  support  voluntarily  apply  for  loans. Additionally,  UPI-linked  RuPay  Credit  Card  has  been  introduced  for beneficiaries  who have repaid  the  second loan tranche. The UPI-linked RuPay Credit Card was launched on 23 rd  January 2026, and so far 24,927 applications  have  been  received  across  the  country  including  647 applications  in  State  of  Odisha.  However,  no  applications  have  been received in Nabarangpur Lok Sabha Constituency. Further details on UPIlinked  RuPay  Credit  Card  are  available  on  the  PM  SVANidhi  Portal (https://www.pmsvanidhi.mohua.gov.in).
- (d): Since the inception of PM SVANidhi scheme till 1 st  March 2026, 1,023 beneficiaries  have  availed  first  loan  tranche,  374  beneficiaries  have availed second loan tranche and 120 beneficiaries have availed third loan tranche  in  Nabarangpur  Lok  Sabha  Constituency,  Odisha.  The  tranche and State-wise details of beneficiaries including the State of Odisha, are provided at Annexure- I.
- (e): Since the inception of PM SVANidhi scheme till 1 st  March 2026, total number of scheme beneficiaries in Karnataka and Madhya Pradesh are 4.14 lakh and 9.70 lakh respectively. Furthermore, number of beneficiaries  in  Bengaluru  Urban  and  Bengaluru  South  Lok  Sabha Constituency  are  373  and  1,37,977  respectively.  The  District  and  Year wise details of beneficiaries under the scheme in Karnataka and Madhya Pradesh are provided at Annexure - II.
- (f): Since the inception of PM SVANidhi scheme till 1 st  March 2026, 25,708 loans amounting to ₹44.05 Cr. have been disbursed to 15,547 beneficiaries in Sidhi Lok Sabha Constituency, Madhya Pradesh.

*****

## ANNEXURE-I REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 3241 TO BE ANSWERED ON 12 TH  MARCH, 2026

THE STATE AND TRANCHE-WISE DETAILS OF BENEFICIARIES UNDER PM SVANIDHI SCHEME

(As on 01.03.2026)

| S. No.   | Name of State/UT                    | No. of 1 st tranche loan beneficiaries   | No. of 2 nd tranche loan beneficiaries   | No. of 3 rd tranche loan beneficiaries   |
|----------|-------------------------------------|------------------------------------------|------------------------------------------|------------------------------------------|
| 1        | Andaman &Nicobar Islands            | 554                                      | 377                                      | 187                                      |
| 2        | Andhra Pradesh                      | 4,20,576                                 | 1,73,311                                 | 46,914                                   |
| 3        | Arunachal Pradesh                   | 5,129                                    | 2,523                                    | 1,016                                    |
| 4        | Assam                               | 1,29,726                                 | 55,941                                   | 16,830                                   |
| 5        | Bihar                               | 1,48,552                                 | 37,821                                   | 7,256                                    |
| 6        | Chandigarh                          | 5,025                                    | 2,759                                    | 1,029                                    |
| 7        | Chhattisgarh                        | 1,07,216                                 | 38,849                                   | 10,060                                   |
| 8        | Delhi                               | 1,95,543                                 | 51,159                                   | 10,392                                   |
| 9        | Goa                                 | 1,749                                    | 909                                      | 451                                      |
| 10       | Gujarat                             | 5,03,921                                 | 2,07,539                                 | 66,358                                   |
| 11       | Haryana                             | 1,82,766                                 | 51,443                                   | 10,330                                   |
| 12       | Himachal Pradesh                    | 5,548                                    | 3,407                                    | 1,823                                    |
| 13       | Jammu & Kashmir                     | 17,632                                   | 7,976                                    | 3,382                                    |
| 14       | Jharkhand                           | 92,932                                   | 28,158                                   | 5,814                                    |
| 15       | Karnataka                           | 4,14,605                                 | 1,73,191                                 | 52,010                                   |
| 16       | Kerala                              | 1,24,035                                 | 56,418                                   | 9,438                                    |
| 17       | Ladakh                              | 466                                      | 267                                      | 133                                      |
| 18       | Madhya Pradesh                      | 9,70,924                                 | 4,30,187                                 | 1,31,777                                 |
| 19       | Maharashtra                         | 9,16,571                                 | 2,95,819                                 | 64,589                                   |
| 20       | Manipur                             | 9,964                                    | 3,615                                    | 1,019                                    |
| 21       | Meghalaya                           | 4,196                                    | 1,511                                    | 392                                      |
| 22       | Mizoram                             | 2,859                                    | 1,123                                    | 314                                      |
| 23       | Nagaland                            | 4,274                                    | 1,366                                    | 432                                      |
| 24       | Odisha                              | 70,304                                   | 33,746                                   | 10,289                                   |
| 25       | Puducherry                          | 3,645                                    | 1,896                                    | 540                                      |
| 26       | Punjab                              | 1,83,461                                 | 55,232                                   | 10,759                                   |
| 27       | Rajasthan                           | 2,15,769                                 | 62,735                                   | 9,652                                    |
| 28       | Sikkim                              | 1,492                                    | 671                                      | 96                                       |
| 29       | Tamil Nadu                          | 4,17,931                                 | 1,80,343                                 | 45,331                                   |
| 30       | Telangana                           | 4,44,842                                 | 2,35,543                                 | 88,067                                   |
| 31       | Dadra& Nagar Haveli and Daman & Diu | 2,245                                    | 1,067                                    | 289                                      |
| 32       | Tripura                             | 6,035                                    | 2,313                                    | 762                                      |
| 33       | Uttar Pradesh                       | 14,83,709                                | 5,70,586                                 | 1,07,293                                 |
| 34       | Uttarakhand                         | 30,285                                   | 13,847                                   | 4,512                                    |
| 35       | West Bengal                         | 2,56,906                                 | 69,667                                   | 4,548                                    |
|          | Total                               | 73,81,387                                | 28,53,315                                | 7,24,084                                 |

(Data Source: PM SVANidhi Portal)

## ANNEXURE-II REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 3241 TO BE ANSWERED ON 12 TH  MARCH, 2026

## THE DISTRICT AND YEAR-WISE NUMBER OF BENEFICIARIES IN STATE OF KARNATAKA UNDER PM SVANIDHI SCHEME

(As on 01.03.2026)

| S. No.   | Name of District   | FY 20-21   | FY 21-22   | FY 22- 23   | FY 23-24   | FY 24-25   | FY 25-26 (till 1 st Mar'26)   | Total    |
|----------|--------------------|------------|------------|-------------|------------|------------|-------------------------------|----------|
| 1        | Bagalkote          | 3,765      | 778        | 509         | 3,705      | 615        | 522                           | 9,894    |
| 2        | Ballari            | 7,818      | 1,624      | 1,787       | 6,114      | 1,090      | 952                           | 19,385   |
| 3        | Belagavi           | 6,212      | 2,387      | 2,174       | 10,266     | 1,407      | 544                           | 22,990   |
| 4        | Bengaluru Rural    | 2,117      | 840        | 322         | 603        | 61         | 74                            | 4,017    |
| 5        | Bengaluru Urban    | 12,914     | 14,306     | 6,771       | 94,519     | 7,805      | 3,481                         | 1,39,796 |
| 6        | Bidar              | 1,791      | 553        | 121         | 3,920      | 541        | 256                           | 7,182    |
| 7        | Chamarajanagara    | 1,404      | 298        | 316         | 985        | 254        | 336                           | 3,593    |
| 8        | Chikkaballapura    | 1,742      | 256        | 140         | 1,745      | 380        | 376                           | 4,639    |
| 9        | Chikkamagaluru     | 1,296      | 273        | 278         | 1,661      | 193        | 84                            | 3,785    |
| 10       | Chitradurga        | 2,167      | 322        | 584         | 1,704      | 250        | 377                           | 5,404    |
| 11       | Dakshina Kannada   | 4,579      | 312        | 410         | 6,694      | 773        | 545                           | 13,313   |
| 12       | Davangere          | 3,785      | 779        | 1,175       | 7,101      | 1,503      | 1,667                         | 16,010   |
| 13       | Dharwad            | 5,554      | 507        | 1,406       | 9,954      | 3,178      | 1,481                         | 22,080   |
| 14       | Gadag              | 2,720      | 323        | 209         | 2,133      | 891        | 526                           | 6,802    |
| 15       | Hassan             | 1,579      | 613        | 345         | 2,396      | 254        | 152                           | 5,339    |
| 16       | Haveri             | 1,872      | 564        | 231         | 2,271      | 556        | 382                           | 5,876    |
| 17       | Kalaburagi         | 5,760      | 658        | 721         | 5,189      | 737        | 543                           | 13,608   |
| 18       | Kodagu             | 520        | 53         | 113         | 717        | 148        | 83                            | 1,634    |
| 19       | Kolar              | 2,619      | 776        | 174         | 2,730      | 802        | 528                           | 7,629    |
| 20       | Koppal             | 2,346      | 258        | 483         | 1,869      | 361        | 643                           | 5,960    |
| 21       | Mandya             | 1,995      | 282        | 234         | 1,909      | 172        | 279                           | 4,871    |
| 22       | Mysuru             | 8,292      | 3,031      | 1,058       | 10,410     | 1,206      | 696                           | 24,693   |
| 23       | Raichur            | 5,471      | 766        | 735         | 1,793      | 202        | 1,653                         | 10,620   |
| 24       | Ramanagara         | 1,285      | 1,017      | 372         | 1,386      | 601        | 651                           | 5,312    |
| 25       | Shivamogga         | 3,555      | 615        | 1,236       | 4,541      | 419        | 258                           | 10,624   |
| 26       | Tumakuru           | 5,114      | 402        | 677         | 3,943      | 1,039      | 450                           | 11,625   |
| 27       | Udupi              | 1,490      | 182        | 2,225       | 642        | 317        | 374                           | 5,230    |
| 28       | Uttara Kannada     | 2,906      | 141        | 147         | 2,322      | 450        | 182                           | 6,148    |
| 29       | Vijayapura         | 3,631      | 390        | 1,887       | 3,668      | 1,049      | 456                           | 11,081   |
| 30       | Yadgir             | 1,649      | 375        | 304         | 1,916      | 560        | 661                           | 5,465    |
|          | Total              | 1,07,948   | 33,681     | 27,144      | 1,98,806   | 27,814     | 19,212                        | 4,14,605 |

(Data Source: PM SVANidhi Portal)

## THE DISTRICT AND YEAR-WISE NUMBER OF BENEFICIARIES IN STATE OF MADHYA PRADESH UNDER PM SVANIDHI SCHEME

(As on 01.03.2026)

| S. No.   | Name of District      | FY 20-21    | FY 21-22   | FY 22- 23   | FY 23-24   | FY 24-25   | FY 25-26 (till 1 st Mar'26)   | Total        |
|----------|-----------------------|-------------|------------|-------------|------------|------------|-------------------------------|--------------|
| 1        | Agar Malwa            | 1,864       | 1,067      | 726         | 2,221      | 1,629      | 1,138                         | 8,645        |
| 2        | Alirajpur             | 1,039       | 308        | 228         | 193        | 29         | 135                           | 1,932        |
| 3        | Anuppur               | 2,287       | 1,904      | 465         | 2,312      | 353        | 769                           | 8,090        |
| 4        | Ashoknagar            | 2,782       | 2,520      | 878         | 2,189      | 928        | 1,335                         | 10,632       |
| 5        | Badwani               | 0           | 329        | 170         | 798        | 252        | 203                           | 1,752        |
| 6        | Balaghat              | 3,446       | 1,402      | 568         | 3,004      | 848        | 2,282                         | 11,550       |
| 7        | Barwani               | 2,491       | 751        | 591         | 3,863      | 684        | 1,144                         | 9,524        |
| 8        | Betul                 | 3,943       | 1,703      | 976         | 7,576      | 2,205      | 3,411                         | 19,814       |
| 9        | Bhind                 | 4,727       | 5,705      | 954         | 4,394      | 286        | 1,841                         | 17,907       |
| 10       | Bhopal                | 26,745      | 9,339      | 2,535       | 39,858     | 3,584      | 2,433                         | 84,494       |
| 11       | Burhanpur             | 5,235       | 2,520      | 1,255       | 2,751      | 1,318      | 1,891                         | 14,970       |
| 12       | Chhatarpur            | 8,247       | 3,257      | 1,300       | 3,999      | 912        | 1,317                         | 19,032       |
| 13       | Chhindwara            | 8,641       | 4,453      | 2,298       | 7,882      | 1,918      | 2,321                         | 27,513       |
| 14       | Damoh                 | 4,689       | 2,262      | 298         | 1,373      | 294        | 467                           | 9,383        |
| 15       | Datia                 | 3,071       | 752        | 262         | 789        | 146        | 716                           | 5,736        |
| 16       | Dewas                 | 6,822       | 5,338      | 1,755       | 7,903      | 1,948      | 1,750                         | 25,516       |
| 17       | Dhar                  | 7,637       | 2,244      | 1,940       | 3,512      | 678        | 1,095                         | 17,106       |
| 18       | Dindori               | 889         | 119        | 113         | 436        | 158        | 216                           | 1,931        |
| 19       | Guna                  | 7,711       | 2,284      | 578         | 1,649      | 409        | 812                           | 13,443       |
| 20       | Gwalior               | 13,911      | 19,558     | 1,916       | 15,123     | 3,483      | 2,039                         | 56,030       |
| 21       | Harda                 | 1,618       | 832        | 913         | 2,807      | 1,044      | 646                           | 7,860        |
| 22       | Hoshangabad           | 4,767       | 2,906      | 1,055       | 3,681      | 747        | 963                           | 14,119       |
| 23       | Indore                | 39,041      | 18,123     | 2,514       | 40,272     | 8,800      | 14,971                        | 1,23,721     |
| 24       | Jabalpur              | 24,365      | 7,867      | 3,153       | 18,214     | 3,550      | 5,120                         | 62,269       |
| 25       | Jhabua                | 1,810       | 662        | 315         | 568        | 136        | 588                           | 4,079        |
| 26       | Katni                 | 5,293       | 747        | 1,131       | 2,441      | 193        | 803                           | 10,608       |
| 27       | Khandwa (East Nimar)  | 4,864       | 1,767      | 740         | 4,857      | 1,655      | 1,997                         | 15,880       |
| 28       | Khargone (West Nimar) | 5,912       | 1,749      | 1,503       | 2,127      | 440        | 1,248                         | 12,979       |
| 29       | Mandla                | 1,711       | 727        | 226         | 1,497      | 325        | 660                           | 5,146        |
| 30       | Mandsaur              | 2,948       | 3,797      | 1,662       | 5,675      | 1,778      | 1,636                         | 17,496       |
| 31       | Morena                | 8,736       | 3,386      | 719         | 3,156      | 463        | 491                           | 16,951       |
| 32       | Narsinghpur           | 4,288       | 2,619      | 1,705       | 4,033      | 768        | 497                           | 13,910       |
| 33       | Neemuch               | 3,392       | 2,438      | 2,301       | 2,084      | 1,128      | 2,009                         | 13,352       |
| 34       | Niwari                | 1,590       | 383        | 456         | 486        | 104        | 181                           | 3,200        |
| 35       | Panna                 | 2,423       | 468        | 1,009       | 970        | 207        | 250                           | 5,327        |
| 36       | Raisen                | 5,476       | 2,768      | 1,559       | 5,151      | 928        | 2,532                         | 18,414       |
| 37       | Rajgarh               | 4,190       | 2,188      | 803         | 7,164      | 659        | 862                           | 15,866       |
| 38       | Ratlam                | 4,841       | 4,342      | 3,385       | 5,462      | 1,796      | 2,950                         | 22,776       |
| 39       | Rewa                  | 6,052       | 3,077      | 1,701       | 7,250      | 623        | 672                           | 19,375       |
| 40       | Sagar                 | 12,036      | 4,454      | 2,981       | 8,008      | 1,692      | 2,211                         | 31,382       |
| 41       | Satna                 | 7,105       | 2,969      | 1,996       | 9,048      | 886        | 953                           | 22,957       |
| 42       | Sehore                | 3,682       | 1,535      | 849         | 4,542      | 1,147      | 1,638                         | 13,393       |
| 43       | Seoni                 | 2,178       | 2,801      | 962         | 1,985      | 254        | 855                           | 9,035        |
| 44       | Shahdol               | 3,739       | 522        | 246         | 2,582      | 553        | 1,046                         | 8,688        |
| 45       | Shajapur              | 1,719       | 815        | 205         | 4,389      | 594        | 1,137                         | 8,859        |
| 46       | Sheopur               | 2,150       | 607        | 284         | 1,388      | 399        | 664                           | 5,492 13,099 |
| 47 48    | Shivpuri Sidhi        | 5,506 1,152 | 1,924 849  | 1,149 390   | 2,506 937  | 377 52     | 1,637 166                     | 3,546        |

| S. No.   | Name of District   | FY 20-21   | FY 21-22   | FY 22- 23   | FY 23-24   | FY 24-25   | FY 25-26 (till 1 st Mar'26)   | Total    |
|----------|--------------------|------------|------------|-------------|------------|------------|-------------------------------|----------|
| 49       | Singrauli          | 3,755      | 1,720      | 591         | 3,164      | 395        | 1,085                         | 10,710   |
| 50       | Tikamgarh          | 4,786      | 1,490      | 945         | 1,625      | 421        | 1,253                         | 10,520   |
| 51       | Ujjain             | 9,132      | 4,298      | 3,158       | 24,667     | 2,722      | 1,806                         | 45,783   |
| 52       | Umaria             | 1,068      | 1,172      | 297         | 1,257      | 353        | 376                           | 4,523    |
| 53       | Vidisha            | 6,025      | 2,718      | 1,455       | 2,512      | 997        | 902                           | 14,609   |
| Total    | Total              | 3,13,527   | 1,56,535   | 62,164      | 2,98,330   | 58,248     | 82,120                        | 9,70,924 |

(Data Source: PM SVANidhi Portal)