Lok Sabha Question No. 2429 (UNSTARRED), answered on 2016-03-11
Subject: Lok Adalats
Ministry: FINANCE
Asked by: TARIQ ANWAR, GANESH SINGH

## GOVERNMENT OF INDIA MINISTRY OF FINANCE

## DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA

## UN-STARRED QUESTION NO. 2429

## TO BE ANSWERED ON 11 TH  MARCH, 2016/ 21 PHALGUNA, 1937 (SAKA)

## DEBTS RECOVERY TRIBUNALS

## QUESTION

## 2429. SHRI TARIQ ANWAR: SHRI GANESH SINGH:

Will the Minister of FINANCE be pleased to state:

- (a) whether  the  banks  organize  Lok  Adalats  for  early  disposal  of  pending  cases regarding bank loans;
- (b) if so, the details thereof and the number of Lok Adalats organized during each of the last three years and the current year, bank-wise;
- (c) the number of pending cases disposed in these Lok Adalats during the said period, bank and year-wise; and
- (d) the  steps  proposed  to  be  taken  by  the  Government  for  early  disposal  of  pending cases?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI JAYANT SINHA)

- (a) Yes, Banks are organizing as well as participating in Lok Adalats.
- (b) & (c) The details of Lok Adalats organized and the number of Lok Adalats organized during each of the last three years and the current year, bank-wise is at Annexure-I.

(d) Apart  from  Lok  Adalats,  the  cases  regarding  bank  loans  are  resolved  through DRT/DRAT  mechanism  also.  Following  steps  have  been  initiated  to  improve  the performance of DRTs and DRATs for time bound disposal of cases:

1. Establishment of six new DRTs at Bangalore, Chandigarh, Dehradun, Ernakulam, Hyderabad and Siliguri.
2. Scanning and digitization of legacy data.
3. Collection of MIS data.
4. Implementation of e-filing in DRTs.
5. Delegation of administrative and financial powers to DRTs.

*****

## Annexure-I

|       | LSUQ No. 2429 on 11.03.2016   | LSUQ No. 2429 on 11.03.2016                       | LSUQ No. 2429 on 11.03.2016   | LSUQ No. 2429 on 11.03.2016                  | LSUQ No. 2429 on 11.03.2016   | LSUQ No. 2429 on 11.03.2016                  | LSUQ No. 2429 on 11.03.2016   |
|-------|-------------------------------|---------------------------------------------------|-------------------------------|----------------------------------------------|-------------------------------|----------------------------------------------|-------------------------------|
| S     | Name of PSBs                  | 2012-13                                           | 2012-13                       | 2012-13                                      | 2013-14                       | 2013-14                                      | 201                           |
| No    |                               | Lok Adalats (LA) are organized by banks - Yes/ No | No. of Lok Adalats organized  | No. of pending cases disposed in Lok Adalats | No. of Lok Adalats organized  | No. of pending cases disposed in Lok Adalats | No. of Lok Adalats organized  |
| 1     | Allahabad Bank                | Participates in LA                                | 156                           | 2852                                         | 385                           | 8127                                         | 767                           |
| 2     | Andhra Bank                   | Participates in LA                                | 0                             | 2794                                         | 1                             | 4687                                         | 2                             |
| 3     | Bank of Baroda                | Yes                                               | 423                           | 11749                                        | 465                           | 15359                                        | 662                           |
| 4     | Bank of India                 | Yes                                               | 194                           | 5951                                         | 264                           | 7499                                         | 355                           |
| 5     | Bank of Maharashtra           | Participates in LA                                | 486                           | 7079                                         | 365                           | 5809                                         | 483                           |
| 6     | Canara Bank                   | Yes and Participates in LA                        | 128                           | 944                                          | 207                           | 9453                                         | 218                           |
| 7     | Central Bank of India         | Yes                                               | 724                           | 7251                                         | 805                           | 10109                                        | 896                           |
| 8     | Corporation Bank              | Yes and Participates in LA                        | NA                            | NA                                           | 6                             | 75                                           | 5                             |
| 9     | Dena Bank                     | Yes                                               | 141                           | 3114                                         | 148                           | 6721                                         | 262                           |
| 10    | IDBI Bank                     | Participates in LA                                | NA                            | 42                                           | NA                            | 183                                          | 2                             |
| 11    | Indian Bank                   | Yes                                               | 341                           | 4592                                         | 205                           | 3716                                         | 195                           |
| 12    | IOB                           | Yes and Participates in LA                        | 51                            | 2777                                         | 131                           | 5317                                         | 167                           |
| 13    | OBC                           | Participates in LA                                | NA                            | NA                                           | 9                             | 4666                                         | 9                             |
| 14    | Punjab & Sind Bank            | Participates in LA                                | NA                            | 182                                          | NA                            | 15                                           | NA                            |
| 15    | Punjab National Bank          | Participates in LA                                | 3                             | 3239                                         | 6                             | 18744                                        | 7                             |
| 16    | Syndicate Bank                | Participates in LA                                | NA                            | 3072                                         | NA                            | 4337                                         | NA                            |
| 17    | UCO Bank                      | Participates in LA                                | 302                           | 8296                                         | 309                           | 328                                          | 334                           |
| 18    | Union Bank of India           | Participates in LA                                | 207                           | 8205                                         | 363                           | 13511                                        | 358                           |
| 19    | United Bank of India          | Yes                                               | NA                            | 6186                                         | 81                            | 9702                                         | 379                           |
| 20    | Vijaya Bank                   | Participates in LA                                | NA                            | 178                                          | NA                            | 554                                          | NA                            |
| 21    | State Bank of India           | Yes                                               | 114                           | 10121                                        | 204                           | 115179                                       | 246                           |
| 22    | SBBJ                          | Participates in LA                                | 141                           | 427                                          | 167                           | 705                                          | 172                           |
| 23    | SBH                           | Yes                                               | 1                             | 374                                          | 2                             | 1392                                         | 2                             |
| 24    | SBM                           | Yes                                               | NA                            | NA                                           | 1                             | 3654                                         | 0                             |
| 25    | SBP                           | Yes                                               | NA                            | 176                                          | NA                            | 6093                                         | NA                            |
| 26    | SBT                           | Participates in LA                                | NA                            | NA                                           | 1                             | 32                                           | 2                             |
| 27    | Bharatiya Mahila Bank         | Till date no LA organized                         | 0                             | 0                                            | 0                             | 0                                            | 0                             |
| Total | Total                         | Total                                             | 3412                          | 89601                                        | 4125                          | 255967                                       | 5523                          |

Note: NA = Not Available. * As per latest data received from Banks.