Lok Sabha Question No. 1706 (UNSTARRED), answered on 2026-02-10
Subject: Computerization of Primary Cooperative Societies
Ministry: COOPERATION
Asked by: Shri Satish Kumar Gautam

## GOVERNMENT OF INDIA MINISTRY OF COOPERATION

## LOK SABHA UNSTARRED QUESTION NO. 1706 TO BE ANSWERED ON 10 th  FEBRUARY, 2026

## Computerization of Primary Cooperative Societies

## †1706. Shri Satish Kumar Gautam:

Will the Minister of COOPERATION ( सहकाįरता मंũी ) be pleased to state:

- (a) whether the Government has implemented any scheme for the computerization of primary cooperative societies;
- (b) if so, the details thereof alongwith the funds allocated and utilized during the last three years;
- (c) the number of primary cooperative societies computerized along with those which are yet to be computerized so far, State-wise;
- (d) the detailed number of regular employees of these societies trained alongwith the number of employees appointed through outsourcing for the same; and
- (e) the steps taken by the Government towards capacity building, infrastructure development and digital literacy training to strengthen primary cooperative societies through computerization?

## ANSWER

## THE MINISTER OF COOPERATION सहकाįरता मंũी (SHRI AMIT SHAH)

(a) To enhance the efficiency of PACS operations, strengthen governance and transparency, resulting in faster loan disbursal, reduced transaction costs, minimized payment imbalances, and seamless accounting with DCCBs and StCBs, project of Computerization of functional Primary Agriculture  Credit  Societies  (PACS)  has  been  implemented  with  a  total  financial outlay of ₹2,516 Crore which has now been increased upto 2925.39 Crore. It entails bringing all the functional PACS onto an ERP (Enterprise Resource Planning) based common national software, linking them with NABARD through State Cooperative Banks (StCBs) and District Central Cooperative Banks (DCCBs). This common ERP software is provided to all the PACS in the project, across the country, to capture data on all functionalities of PACS, both credit and non-credit. This software is customizable for state-specific needs.

(b) The  details  of  funds  sanctioned  to  States/UTs  during  last  3  years  under  the  PACS Computerisation Project is at Annexure- 'A' . (c) There are 1.06 lakh functional PACS in the country out of which 79,630 functional PACS have been included in the Computerisation of PACS Project, which constitutes 75% of all  functional  PACS. The details  of  number  of  primary  cooperative  societies  computerized along with those which are yet to be computerized so far, are at Annexure- 'B' . (d)&  (e)    For  capacity  building  and  digital  literacy  training  of  PACS  officials,  the  project provides for training of PACS personnel. Accordingly, 59,030 PACS officials have been trained so far through 2 days ERP training programmes. (Refresher training has also been imparted to 18969 PACS and 2 weeks handholding has been given to 41,244 PACS). Further, 306 Support Centres have been set up to handhold the PACS with regard to daily operations. For  outsourcing,  the  project  has  provided  for  the  services  of  one  or  more  System Integrators  (SIs)  for  each  State  which  under  contract  with  the  States  Governments/StCBs deploy its manpower for execution of digitisation and support & handholding' responsibilities. At present there are 18 SIs deployed in the 31 States/UTs under the project. Accordingly, SI personnels  are  responsible  for  digitisation  till  handing  over  to  the  PACS  after  digitisation, migration /reconciliation etc. All SIs have setup a support system by setting up one support centre on an average at cluster of around 200 PACS/ District Level. This entire support system will be under the overall supervision and control of the State Governments and will be operated by the concerned SI. Thereafter, PACS are responsible for daily data entry, vouchering, daily reconciliation and day end. For hardware, an allocation of Rs 1,22,158/- has been made per PACS for providing Monitor with Web camera, Printer, VPN device and CPU. So far this infrastructure has been delivered in 65,153 PACS across 31 States/UT.

*****

## Annexure-'A'

| S No.     | States/UTs        | Amount released in FY 2023-24   | Amount released in FY 2024-25   | Amount released in FY 2025-26   |
|-----------|-------------------|---------------------------------|---------------------------------|---------------------------------|
| 1         | Chhattisgarh      | -                               | 10,20,71,627                    | 3,28,49,970                     |
| 2         | Madhya Pradesh    | 25,42,25,000                    | -                               | 7,77,79,015                     |
| 3         | Andhra Pradesh    | 3,74,47,271                     | 14,53,67,195                    | 4,19,88,192                     |
| 4         | Punjab            | -                               | -                               | 7,42,17,848                     |
| 5         | West Bengal       | -                               | -                               | 15,25,13,088                    |
| 6         | Jharkhand         | -                               | 15,10,05,236                    | 8,20,75,591                     |
| 7         | Manipur           | -                               | -                               | 59,38,461                       |
| 8         | Rajasthan         | 43,29,86,131                    | 11,00,00,000                    | 6,75,63,030                     |
| 9         | Uttar Pradesh     | 42,30,41,650                    | -                               | 13,51,48,883                    |
| 10        | Arunachal Pradesh | 12,00,000                       | 9,07,704                        | 86,15,396                       |
| 11        | Maharashtra       | 33,64,50,000                    | -                               | 9,13,70,528                     |
| 12        | Tripura           | 1,12,50,000                     | 3,03,30,709                     | 1,09,90,658                     |
| 13        | Himachal Pradesh  | 7,32,00,000                     | 3,09,00,132                     | 8,28,12,789                     |
| 14        | Sikkim            | 90,00,000                       | 78,56,659                       | 41,17,730                       |
| 15        | Karnataka         | 15,39,00,000                    | -                               | 12,19,00,000                    |
| 16        | Goa               | 12,50,000                       | 43,73,086                       | 31,03,388                       |
| 17        | Meghalaya         | -                               | -                               | 1,11,45,163                     |
| 18        | Mizoram           | -                               | 44,36,418                       | 55,76,489                       |
| 19        | Assam             | 2,45,25,000                     | 6,39,01,601                     | 1,76,35,359                     |
| 20        | Bihar             | -                               | 14,65,77,881                    | 4,15,16,464                     |
| 21        | Nagaland          | 2,45,68,555                     | 1,59,98,098                     | 1,11,449                        |
| 22        | Haryana           | 2,44,16,000                     | -                               | 1,50,00,000                     |
| 23        | Tamil Nadu        | 12,48,20,000                    | -                               | 6,04,95,261                     |
| 24        | Gujarat           | 58,30,00,000                    | 22,18,73,654                    | 13,48,44,609                    |
| 25        | Odisha*           | -                               | -                               | 18,07,47,384                    |
| 26        | Uttarakhand       | 3,68,74,057                     | -                               | 2,00,00,000                     |
| 27        | Andaman & Nicobar | 68,81,462                       | -                               | -                               |
| 28        | Ladakh            | 12,00,000                       | -                               | -                               |
| 29        | Jammu& Kashmir    | 1,51,78,040                     | 1,85,36,744                     | 1,75,21,819                     |
| 30        | DNH&DD            | -                               | 12,36,272                       |                                 |
| 31        | Puducherry        | 16,75,000                       | -                               | 5,78,181                        |
| Sub-Total | Sub-Total         | 2,57,70,88,166                  | 1,05,53,73,016                  | 1,49,81,56,745                  |
| NABARD    | NABARD            | 40,92,18,538                    | 25,00,00,000                    | -                               |
| Total     | Total             | 2,98,63,06,704                  | 1,30,53,73,016                  | 1,49,81,56,745                  |

| The No. of PACS Computerised and yet to be computerised   | The No. of PACS Computerised and yet to be computerised   | The No. of PACS Computerised and yet to be computerised   | The No. of PACS Computerised and yet to be computerised   | The No. of PACS Computerised and yet to be computerised   |
|-----------------------------------------------------------|-----------------------------------------------------------|-----------------------------------------------------------|-----------------------------------------------------------|-----------------------------------------------------------|
| S. No                                                     | State/UTs                                                 | Total Sanctioned PACS                                     | ERP Onboarded                                             | Onboarding on ERP is under process                        |
| 1                                                         | Maharashtra                                               | 12178                                                     | 12028                                                     | 150                                                       |
| 2                                                         | Bihar                                                     | 4495                                                      | 4478                                                      | 17                                                        |
| 3                                                         | Gujarat                                                   | 6216                                                      | 5705                                                      | 511                                                       |
| 4                                                         | Andhra Pradesh                                            | 2037                                                      | 2021                                                      | 16                                                        |
| 5                                                         | Chhattisgarh                                              | 2028                                                      | 2028                                                      | 0                                                         |
| 6                                                         | Rajasthan                                                 | 8525                                                      | 6157                                                      | 2368                                                      |
| 7                                                         | Jharkhand                                                 | 2797                                                      | 1479                                                      | 1318                                                      |
| 8                                                         | Punjab                                                    | 3482                                                      | 3172                                                      | 310                                                       |
| 9                                                         | Madhya Pradesh                                            | 5455                                                      | 4532                                                      | 923                                                       |
| 10                                                        | J&K                                                       | 708                                                       | 537                                                       | 171                                                       |
| 11                                                        | Himachal Pradesh                                          | 1885                                                      | 1376                                                      | 509                                                       |
| 12                                                        | Haryana                                                   | 710                                                       | 624                                                       | 86                                                        |
| 13                                                        | Uttar Pradesh                                             | 6257                                                      | 3061                                                      | 3196                                                      |
| 14                                                        | Karnataka                                                 | 5894                                                      | 4337                                                      | 1557                                                      |
| 15                                                        | Assam                                                     | 850                                                       | 577                                                       | 273                                                       |
| 16                                                        | Tripura                                                   | 475                                                       | 267                                                       | 208                                                       |
| 17                                                        | Sikkim                                                    | 131                                                       | 107                                                       | 24                                                        |
| 18                                                        | Goa                                                       | 86                                                        | 51                                                        | 35                                                        |
| 19                                                        | Puducherry                                                | 45                                                        | 45                                                        | 0                                                         |
| 20                                                        | ANI                                                       | 46                                                        | 46                                                        | 0                                                         |
| 21                                                        | Mizoram                                                   | 99                                                        | 25                                                        | 74                                                        |
| 22                                                        | Ladakh                                                    | 10                                                        | 10                                                        | 0                                                         |
| 23                                                        | Nagaland                                                  | 231                                                       | 102                                                       | 129                                                       |
| 24                                                        | DNH&DD                                                    | 9                                                         | 4                                                         | 5                                                         |
| 25                                                        | Arunachal Pradesh                                         | 139                                                       | 13                                                        | 126                                                       |
| 26                                                        | Uttarakhand                                               | 1216                                                      | 669                                                       | 547                                                       |
| 27                                                        | Manipur                                                   | 308                                                       | 199                                                       | 109                                                       |
| 28                                                        | Meghalaya                                                 | 330                                                       | 11                                                        | 319                                                       |
| 29                                                        | Tamil Nadu                                                | 4561                                                      | 4509                                                      | 52                                                        |
| 30                                                        | West Bengal                                               | 4187                                                      | 3308                                                      | 879                                                       |
| 31                                                        | Odisha*                                                   | 4240                                                      | -                                                         | 4240                                                      |
| Grand Total                                               | Grand Total                                               | 79630                                                     | 61478                                                     | 18152                                                     |