Lok Sabha Question No. 1100 (UNSTARRED), answered on 2015-12-04
Subject: Debt Recovery Tribunals
Ministry: FINANCE
Asked by: CHANDRAKANT RAGHUNATH PATIL

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA

## UN-STARRED QUESTION NO. 1100

## TO BE ANSWERED ON 4 TH  DECEMBER, 2015/ 13 AGRAHAYANA, 1937 (SAKA)

## Debt Recovery Tribunals

## QUESTION

## 1100 SHRI C. R. PATIL:

Will the Minister of  FINANCE be pleased to state:

- (a) The number of cases disposed of  by  each  Debts  Recovery  Tribunal  (DRT) since its inception and the amount so far recovered;
- (b) The  reasons  for  failure  of  DRT,  if  any,  to  recover  outstanding  loans  as expected; and
- (c) The  remedial  steps  the  Government  proposes  to  take  to  improve  the performance of DRTs throughout the country?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI JAYANT SINHA)

- (a)    The  number  of  cases  disposed  off  and  the  amount  recovered  by  each  DRT during the last three financial years is given at Annexure - I. The information since inception of DRTs is being collected.
- (b)  As may be seen from Annexure - I, The DRTs have succeeded in recovering sizeable amount. The DRTs are taking all efforts to speed up the resolution of cases and  its  recovery.  Besides  recovery  in  many  cases,  One  Time  Settlement  (OTS) happens because of DRT proceedings.
- (c) Following steps have been initiated to improve the functioning of DRTs:
2. Scanning and digitization of legacy data.
1. Establishment of six  new  DRTs  at  Bangalore,  Chandigarh,  Dehradun, Ernakulam, Hyderabad and Siliguri.
3. Collection of MIS data.
5. Delegation of administrative and financial powers to DRTs.
4. Implementation of e-filing in DRTs.
6. Regular video-conferencing with General Managers (Recovery) of Banks.

*****

ANNEXURE - I

| Amount recovered by DRTs during the last three years by disposal of   | Amount recovered by DRTs during the last three years by disposal of   | Amount recovered by DRTs during the last three years by disposal of   | Amount recovered by DRTs during the last three years by disposal of   | Amount recovered by DRTs during the last three years by disposal of   |
|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|
| S No                                                                  | DRT Location                                                          | Original Year                                                         | Applications No. of Original Applications (OAs) disposed off          | Actual amount Recovered (Rs. In Crores)                               |
| 1                                                                     | Ahmedabad DRT No.1                                                    | 2012-13                                                               | 198                                                                   | 41.04                                                                 |
|                                                                       |                                                                       | 2013-14                                                               | 255                                                                   | 68.72                                                                 |
|                                                                       |                                                                       | 2014-15                                                               | 473                                                                   | 170.68                                                                |
| 2                                                                     | Ahmedabad DRT No.2                                                    | 2012-13                                                               | 214                                                                   | 23.67                                                                 |
|                                                                       |                                                                       | 2013-14                                                               | 243                                                                   | 73.84                                                                 |
|                                                                       |                                                                       | 2014-15                                                               | 494                                                                   | 168.28                                                                |
| 3                                                                     | Allahabad DRT                                                         | 2012-13                                                               | 388                                                                   | 52.93                                                                 |
|                                                                       |                                                                       | 2013-14                                                               | 873                                                                   | 94.94                                                                 |
|                                                                       |                                                                       | 2014-15                                                               | 563                                                                   | 52.91                                                                 |
| 4                                                                     | Aurangabad DRT                                                        | 2012-13                                                               | 98                                                                    | 19.52                                                                 |
|                                                                       |                                                                       | 2013-14                                                               | 139                                                                   | 28.21                                                                 |
|                                                                       |                                                                       | 2014-15                                                               | 98                                                                    | 114.46                                                                |
| 5                                                                     | Bangalore DRT                                                         | 2012-13                                                               | 911                                                                   | 83.70                                                                 |
|                                                                       |                                                                       | 2013-14                                                               | 1303                                                                  | 26.64                                                                 |
|                                                                       |                                                                       | 2014-15                                                               | 1511                                                                  | 67.14                                                                 |
| 6                                                                     | Chandigarh DRT No.1                                                   | 2012-13                                                               | 501                                                                   | 68.13                                                                 |
|                                                                       |                                                                       | 2013-14 2014-15                                                       | 554 560                                                               | 42.24 33.54                                                           |
| 7                                                                     | Chandigarh DRT No.2                                                   | 2012-13                                                               | 323                                                                   | 20.01                                                                 |
|                                                                       |                                                                       | 2013-14                                                               | 347                                                                   | 15.60                                                                 |
|                                                                       |                                                                       | 2014-15                                                               | 415                                                                   | 31.05                                                                 |
| 8                                                                     | Chennai DRT No.1                                                      | 2012-13                                                               | 181                                                                   | 198.50                                                                |
|                                                                       |                                                                       | 2013-14                                                               | 236                                                                   | 556.70                                                                |
|                                                                       |                                                                       | 2014-15                                                               | 796                                                                   | 223.80                                                                |
| 9                                                                     | Chennai DRT No.2                                                      | 2012-13                                                               | 284                                                                   | 191.67                                                                |
|                                                                       |                                                                       | 2013-14                                                               | 175                                                                   | 50.69                                                                 |
|                                                                       |                                                                       | 2014-15                                                               | 218                                                                   | 40.29                                                                 |
| 10                                                                    | Chennai DRT No.3                                                      | 2012-13                                                               | 435                                                                   | 81.66                                                                 |
|                                                                       |                                                                       | 2013-14                                                               | 400                                                                   | 269.67                                                                |
|                                                                       |                                                                       | 2014-15                                                               | 210                                                                   | 125.41                                                                |
| 11                                                                    | Coimbatore DRT                                                        | 2012-13                                                               | 170                                                                   | 85.12                                                                 |
|                                                                       |                                                                       | 2013-14                                                               | 114                                                                   | 33.65                                                                 |
|                                                                       |                                                                       | 2014-15                                                               | 252                                                                   | 38.26                                                                 |
| 12                                                                    | Cuttack DRT                                                           | 2012-13                                                               | 321                                                                   | 83.03                                                                 |
|                                                                       |                                                                       | 2013-14                                                               | 299                                                                   | 38.75                                                                 |
|                                                                       |                                                                       | 2014-15                                                               | 287                                                                   | 25.96                                                                 |
| 13                                                                    | Delhi DRT-No.1                                                        | 2012-13                                                               | 209                                                                   | 98.57                                                                 |
|                                                                       |                                                                       | 2013-14                                                               | 198                                                                   | 268.15                                                                |
|                                                                       |                                                                       | 2014-15                                                               | 235                                                                   | 135.21                                                                |
| 14                                                                    | Delhi DRT-No.2                                                        | 2012-13                                                               | 598                                                                   | 287.02                                                                |
|                                                                       |                                                                       | 2013-14                                                               | 541                                                                   | 976.00                                                                |
|                                                                       |                                                                       | 2014-15                                                               | 585                                                                   | 652.88                                                                |
| 15                                                                    | Delhi DRT No. 3                                                       | 2012-13                                                               | 421                                                                   | 92.73                                                                 |
|                                                                       |                                                                       | 2013-14                                                               | 352                                                                   | 251.53                                                                |
|                                                                       |                                                                       | 2014-15                                                               | 444                                                                   | 311.42                                                                |
| 16                                                                    | Ernakulam DRT                                                         | 2012-13                                                               | 478                                                                   | 109.82                                                                |
|                                                                       |                                                                       | 2013-14                                                               | 413                                                                   | 107.44                                                                |
|                                                                       |                                                                       | 2014-15                                                               | 391                                                                   | 157.63                                                                |
| 17                                                                    | Guwahati DRT                                                          | 2012-13                                                               |                                                                       | 17.39                                                                 |
|                                                                       |                                                                       | 2013-14                                                               | 319                                                                   | 30.38                                                                 |
|                                                                       |                                                                       |                                                                       | 183                                                                   |                                                                       |

S

DRT Location

Year

No. of Original

Actual amount

| No   |                    |         |   Applications (OAs) disposed off |   Recovered (Rs. In Crores) |
|------|--------------------|---------|-----------------------------------|-----------------------------|
|      |                    | 2014-15 |                               339 |                       64.26 |
| 18   | Hyderabad DRT      | 2012-13 |                               243 |                       58.85 |
|      |                    | 2013-14 |                               672 |                       24.41 |
|      |                    | 2014-15 |                               525 |                       85.14 |
| 19   | Jabalpur DRT       | 2012-13 |                               570 |                      156.4  |
|      |                    | 2013-14 |                               273 |                       71.16 |
|      |                    | 2014-15 |                               131 |                       38.2  |
| 20   | Jaipur DRT         | 2012-13 |                               157 |                       11.01 |
|      |                    | 2013-14 |                               212 |                       92.81 |
|      |                    | 2014-15 |                               233 |                       24.27 |
| 21   | Kolkata DRT No.1   | 2012-13 |                               244 |                       48.25 |
|      |                    | 2013-14 |                               445 |                       12.08 |
|      |                    | 2014-15 |                               469 |                       17.35 |
| 22   | Kolkata DRT No.2   | 2012-13 |                               357 |                       13.49 |
|      |                    | 2013-14 |                              2305 |                       24.74 |
|      |                    | 2014-15 |                              1674 |                       31.73 |
| 23   | Kolkata DRT No.3   | 2012-13 |                               138 |                       14.39 |
|      |                    | 2013-14 |                               160 |                       50.35 |
|      |                    | 2014-15 |                               275 |                       32.82 |
| 24   | Lucknow DRT        | 2012-13 |                               236 |                       31.72 |
|      |                    | 2013-14 |                               509 |                       89.43 |
|      |                    | 2014-15 |                               564 |                       60.23 |
| 25   | Madurai DRT        | 2012-13 |                               209 |                        4.07 |
|      |                    | 2013-14 |                               363 |                        4.35 |
|      |                    | 2014-15 |                               392 |                        1.07 |
| 26   | Mumbai DRT-No.1    | 2012-13 |                                91 |                      417    |
|      |                    | 2013-14 |                               160 |                      206.96 |
|      |                    | 2014-15 |                               242 |                     1844.94 |
| 27   | Mumbai DRT-No.2    | 2012-13 |                               294 |                      322.52 |
|      |                    | 2013-14 |                               142 |                      198.63 |
|      |                    | 2014-15 |                               149 |                      393.03 |
| 28   | Mumbai DRT-No.3    | 2012-13 |                               374 |                      163.03 |
|      |                    | 2013-14 |                               473 |                      229.65 |
|      |                    | 2014-15 |                               561 |                      553.01 |
| 29   | Nagpur DRT         | 2012-13 |                               114 |                       26.96 |
|      |                    | 2013-14 |                               183 |                       33.13 |
|      |                    | 2014-15 |                                55 |                       54.5  |
| 30   | Patna DRT          | 2012-13 |                               348 |                       41.79 |
|      |                    | 2013-14 |                               229 |                       20.81 |
|      |                    | 2014-15 |                                61 |                       28.36 |
| 31   | Pune DRT           | 2012-13 |                               210 |                       43.45 |
|      |                    | 2013-14 |                               270 |                       53.47 |
|      |                    | 2014-15 |                               220 |                       21.87 |
| 32   | Ranchi DRT         | 2012-13 |                                51 |                       21.49 |
|      |                    | 2013-14 |                               282 |                       42.9  |
|      |                    | 2014-15 |                               338 |                       40.78 |
| 33   | Vishakhapatnam DRT | 2012-13 |                               267 |                      190.33 |
|      |                    | 2013-14 |                               260 |                      192.96 |
|      |                    | 2014-15 |                               273 |                      185.99 |
|      | TOTAL OF DRTs      | 2012-13 |                              9816 |                     3119.26 |
|      |                    | 2013-14 |                             13699 |                     4280.99 |
|      |                    | 2014-15 |                             14033 |                     5826.47 |