Lok Sabha Question No. 2939 (UNSTARRED), answered on 2026-03-10
Subject: Cooperative Banks and Cooperative Societies
Ministry: COOPERATION
Asked by: Dr. Manna Lal Rawat

## GOVERNMENT OF INDIA MINISTRY OF COOPERATION

## LOK SABHA UNSTARRED QUESTION No. 2939 TO BE ANSWERED ON  10 TH  MARCH, 2026

## Cooperative banks and cooperative societies

## 2939.   Dr. Manna Lal Rawat:

Will the Minister of COOPERATION ( सहकारिता मंत्री ) be pleased to state:

(a) the total number of cooperative banks and cooperative societies currently functioning in the country, State-wise;

(b) the major laws enforced at the Centre and States for the operation of cooperative banks and societies along with the mechanism for control and regulation provided thereunder;

(c)  the  steps  taken  by  the  Government  for  the  training  or  capacity  development  of  office bearers, employees and members associated with cooperative institutions;

(d)  whether  the  Government  is  taking  special  initiatives  for  technological  innovation  and digitization in the cooperative sector; and

(e) if so, the details thereof?

## THE MINISTER OF COOPERATION सहकारिता मंत्री (SHRI AMIT SHAH)

(a) As per the National Cooperative Database (NCD), the State-wise total no. of functional Urban Cooperative Banks (UCBs) and District Central Cooperative Banks (DCCBs), State Cooperative Banks (StCBs), Primary Cooperative Agriculture and Rural Development Banks (PCARDBs), State Cooperative Agriculture and Rural Development Bank (SCARDBs) and Multi-State Cooperative Societies (MSCSs) Banks is attached as Annexure-1 . The State-wise total  no.  of  Cooperative  Societies  and  functional  Cooperative  Societies  are  attached  as Annexure-2 .

(b) The primary cooperatives, including Urban Cooperative Banks (UCBs) are registered under the concerned State Cooperative Societies Act. While the Multi-State Cooperative Societies (MSCS), including MSCS Banks in India, are cooperative societies whose membership and operations span more than one State, registered under the Multi-State Cooperative Societies Act, 2002, (amended in 2023). The Reserve Bank of India (RBI) regulates and supervises only the  banking  functions  of  UCBs,  DCCBs,  StCBs  and  MSCS  Banks  under  the  Banking Regulation Act, 1949 (as applicable to cooperative societies), covering areas like licensing, capital adequacy, and lending norms. Their cooperative administration and management, such

## ANSWER

as membership, bye-laws, elections, and audits, remain under State Cooperative Registrars or Central Registrar of Cooperative Societies (CRCS), as applicable.

(c)to (e) The Ministry of Cooperation, since its inception on 6 th July, 2021, has undertaken several  initiatives  to  realize  the  vision  of  'Sahakar -seSamriddhi'  for  capacity  building , technological innovation and digitization in the cooperative sector. Key initiatives include:

- Capacity building and skill development programmes through National Council for Cooperative Training (NCCT)  for members, Board of Directors, employees of cooperative, state officials and aspiring youth across the country with a network of 20 training institutes.
- As  on  date,  16,404  training  programmes  for  10,11,359  participants  have  been conducted by these training institutes across country.
- Capacity-building  programs  undertaken  through  NABARD  that  provide  training  on ERP Software i.e. e-PACS software.
- Establishment of Tribhuvan Sahkari University (TSU).
- To strengthen PACS, a project for the Computerization of functional PACS with a total financial  outlay  of  ₹2925.39 crore  has  been  approved  by  the  Government  of  India, which entails bringing all functional PACS in the Country onto a common ERP-based national software. Out of total 79,630 sanctioned PACS from 31 States/ UTs under the project, 61,478 PACS have been onboarded on ERP Software.
- To strengthen the long-term cooperative credit structure, the project of computerization of 1,867 units of Agriculture and Rural Development Banks (ARDBs) spread across 13 States/  Union  Territories  has  been  approved  by  the  Government.  NABARD  is  the implementing agency for the project. So far, proposals from 10 States/UTs have been received and sanctioned. Further, GOI share amounting to Rs 10.89 crore has been released to 10 States/UTs in FY 2023-24, FY 24-25, and FY 2025-26 for procurement of hardware, digitization, and setting up of support system.
- Model  Byelaws  of  PACS,  enabling  diversification  of  activities  such  as  storage, processing, LPG distribution, and common service centers, ensuring better governance standards and promoting member-centric operations.
- World's Largest Decentralized Grain Storage Plan in the Cooperative Sector.

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Annexure-1 State-wise no. of functional Urban Cooperative Banks (UCBs) and District Central Cooperative Banks (DCCBs), State Cooperative Banks (StCBs), Primary Cooperative Agriculture and Rural Development Bank (PCARDBs, State Cooperative Agriculture and Rural Development Bank (SCARDBs) and Multi-State Cooperative Societies (MSCSs)

## Banks

| S.No   | State Name                                   |   UCBs |   DCCBs |   StCBs |   PCARDBs |   SCARDBs |   MSCS Banks |
|--------|----------------------------------------------|--------|---------|---------|-----------|-----------|--------------|
| 1      | Andaman And Nicobar Islands                  |      0 |       0 |       1 |         0 |         0 |            0 |
| 2      | Andhra Pradesh                               |     35 |      13 |       1 |         0 |         0 |            1 |
| 3      | Arunachal Pradesh                            |      0 |       0 |       1 |         0 |         0 |            0 |
| 4      | Assam                                        |      8 |       0 |       1 |         0 |         0 |            0 |
| 5      | Bihar                                        |      1 |      23 |       1 |         0 |         1 |            1 |
| 6      | Chandigarh                                   |      0 |       0 |       1 |         0 |         0 |            0 |
| 7      | Chhattisgarh                                 |     12 |       6 |       1 |         0 |         0 |            0 |
| 8      | Delhi                                        |     15 |       0 |       1 |         0 |         0 |            0 |
| 9      | Goa                                          |      3 |       0 |       1 |         0 |         0 |            0 |
| 10     | Gujarat                                      |    203 |      18 |       1 |         0 |         1 |           12 |
| 11     | Haryana                                      |      5 |      19 |       1 |        19 |         1 |            2 |
| 12     | Himachal Pradesh                             |      5 |       2 |       1 |         1 |         1 |            0 |
| 13     | Jammu And Kashmir                            |      4 |       3 |       1 |         0 |         1 |            0 |
| 14     | Jharkhand                                    |      2 |       1 |       1 |         0 |         0 |            0 |
| 15     | Karnataka                                    |    237 |      21 |       1 |       181 |         1 |            0 |
| 16     | Kerala                                       |     45 |       0 |       1 |         0 |         0 |            0 |
| 17     | Ladakh                                       |      1 |       0 |       0 |         0 |         0 |            0 |
| 18     | Lakshadweep                                  |      0 |       0 |       0 |         0 |         0 |            0 |
| 19     | Madhya Pradesh                               |     24 |      38 |       1 |         0 |         0 |            0 |
| 20     | Maharashtra                                  |    434 |      31 |       1 |         0 |         0 |           38 |
| 21     | Manipur                                      |      0 |       0 |       1 |         0 |         0 |            0 |
| 22     | Meghalaya                                    |      3 |       0 |       1 |         0 |         0 |            0 |
| 23     | Mizoram                                      |      0 |       0 |       1 |         0 |         0 |            0 |
| 24     | Nagaland                                     |      0 |       0 |       1 |         0 |         0 |            0 |
| 25     | Odisha                                       |      8 |      17 |       1 |         0 |         0 |            0 |
| 26     | Puducherry                                   |      1 |       0 |       1 |         0 |         1 |            0 |
| 27     | Punjab                                       |      7 |      20 |       1 |        89 |         1 |            0 |
| 28     | Rajasthan                                    |     29 |      29 |       1 |        36 |         1 |            4 |
| 29     | Sikkim                                       |      1 |       0 |       1 |         0 |         0 |            0 |
| 30     | Tamil Nadu                                   |    102 |      24 |       1 |       176 |         1 |            1 |
| 31     | Telangana                                    |     48 |       9 |       1 |         0 |         1 |            3 |
| 32     | The Dadra and Nagar Haveli and Daman and Diu |      0 |       0 |       1 |         0 |         0 |            0 |
| 33     | Tripura                                      |      0 |       0 |       1 |         0 |         1 |            0 |
| 34     | Uttar Pradesh                                |     51 |      51 |       1 |         0 |         1 |            5 |
| 35     | Uttarakhand                                  |      5 |      10 |       1 |         0 |         0 |            0 |
| 36     | West Bengal                                  |     41 |       5 |       1 |        24 |         1 |            2 |
|        | Total                                        |   1330 |     340 |      34 |       526 |        14 |           69 |

Source: NCD portal as of 01.03.2026.

Annexure-2 State-wise total no. of Cooperative Societies

| S. No   | State Name                                   | Total no. of societies   | Total no. of functional societies   |
|---------|----------------------------------------------|--------------------------|-------------------------------------|
| 1       | Andaman And Nicobar Islands                  | 2,239                    | 1,207                               |
| 2       | Andhra Pradesh                               | 18,183                   | 12,439                              |
| 3       | Arunachal Pradesh                            | 1,461                    | 1,014                               |
| 4       | Assam                                        | 12,427                   | 7,772                               |
| 5       | Bihar                                        | 27,387                   | 22,344                              |
| 6       | Chandigarh                                   | 476                      | 196                                 |
| 7       | Chhattisgarh                                 | 11,845                   | 10,245                              |
| 8       | Delhi                                        | 5,944                    | 1,939                               |
| 9       | Goa                                          | 5,593                    | 3,153                               |
| 10      | Gujarat                                      | 86,519                   | 79,386                              |
| 11      | Haryana                                      | 34,673                   | 15,604                              |
| 12      | Himachal Pradesh                             | 5,791                    | 4,985                               |
| 13      | Jammu And Kashmir                            | 10,620                   | 9,003                               |
| 14      | Jharkhand                                    | 12,091                   | 8,016                               |
| 15      | Karnataka                                    | 46,969                   | 40,368                              |
| 16      | Kerala                                       | 19,652                   | 15,130                              |
| 17      | Ladakh                                       | 275                      | 168                                 |
| 18      | Lakshadweep                                  | 43                       | 31                                  |
| 19      | Madhya Pradesh                               | 53,965                   | 26,623                              |
| 20      | Maharashtra                                  | 2,25,986                 | 2,19,941                            |
| 21      | Manipur                                      | 11,627                   | 5,300                               |
| 22      | Meghalaya                                    | 3,452                    | 2,975                               |
| 23      | Mizoram                                      | 1,560                    | 1,270                               |
| 24      | Nagaland                                     | 7,955                    | 1,830                               |
| 25      | Odisha                                       | 8,362                    | 7,757                               |
| 26      | Puducherry                                   | 464                      | 401                                 |
| 27      | Punjab                                       | 19,662                   | 11,906                              |
| 28      | Rajasthan                                    | 41,969                   | 25,704                              |
| 29      | Sikkim                                       | 3,768                    | 1,416                               |
| 30      | Tamil Nadu                                   | 23,210                   | 21,240                              |
| 31      | Telangana                                    | 60,858                   | 47,504                              |
| 32      | The Dadra and Nagar Haveli and Daman and Diu | 597                      | 379                                 |
| 33      | Tripura                                      | 3,270                    | 2,223                               |
| 34      | Uttar Pradesh                                | 40,709                   | 22,681                              |
| 35      | Uttarakhand                                  | 6,393                    | 4,409                               |
| 36      | West Bengal                                  | 32,142                   | 22,985                              |
|         | Total                                        | 8,48,137                 | 6,59,544                            |

Source: NCD portal as of 01.03.2026.