Lok Sabha Question No. 1454 (UNSTARRED), answered on 2025-12-09
Subject: Financial Assistance for Crop Failure under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Adhikari Soumendu

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE

## DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 1454

TO BE ANSWERED ON THE 9 TH  DECEMBER, 2025

## FINANCIAL ASSISTANCE FOR CROP FAILURE UNDER PMFBY

1454.  SHRI ADHIKARI SOUMENDU:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

- (a) whether it is a fact that Government is supporting the farmers of the country through Pradhan Mantri Fasal Bima Yojana (PMFBY) to provide financial support to farmers in case of crop failure;
- (b) if  so,  the details of support that has been provided to farmers of the country during the last three years, State-wise;
- (c) the budgetary provision and sanction towards welfare of the farmers during the last three fiscal years; and
- (d) the details of the proposal/planning for the next three fiscal years and action taken to encourage farmers to develop farming in the country with modern technological support?

## ANSWER

THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण राÏय मंğी (SHRI RAMNATH THAKUR)

- (a) & (b): Yes Sir.  State-wise details of Central Government share in premium subsidy and total claims paid to the farmers during last three years i.e. from 2022-23 to 2024-25 are Annexed .
- (c): Details  of  Budgetary  provision  and  funds  utilized  during  last  three  years  i.e.  from 2022-23 to 2024-25 are given below:

| Year    | Budget Estimates   | Revised Estimates   | Actual Release/Exp.   |
|---------|--------------------|---------------------|-----------------------|
|         | (Rs. in crore)     | (Rs. in crore)      | (Rs. in crore)        |
| 2022-23 | 15,500.00          | 12,375.76           | 10,296.03             |
| 2023-24 | 13,625.00          | 15,000.00           | 12,948.50             |
| 2024-25 | 14,600.00          | 15,864.00           | 14,772.86             |

(d): Government has taken various steps to strengthen implementation of this scheme all over  India  to  bring  transparency  and  onboard  modern  technology  to  ensure  timely settlement of claims:

-  Government  has  undertaken  development  of National  Crop  Insurance  Portal (NCIP) as  a  single  source  of  data  ensuring  subsidy  payment,  co-ordination, transparency,  dissemination  of  information  and  delivery  of  services  including direct online enrollment of farmers, uploading/obtaining individual insured famer's details for better monitoring and to ensure transfer of claim amount electronically to the individual farmer's Bank Account.
-  In order to rigorously monitor claim disbursal process, a dedicated module namely 'Digiclaim Module' has  been operationalized for  payment of claims from Kharif 2022 onwards.  It involves integration of NCIP with Public Finance Management System (PFMS) and accounting system of Insurance Companies to provide timely & transparent processing of all claims. .
-  Also,  towards  leveraging  technology  in  implementation  of  the  scheme,  various steps like capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri  App  &  uploading  it  on  the  NCIP,  allowing  insurance  companies  to witness  the  conduct  of  CCEs,  integration  of  State  land  records  with  NCIP, introduction  of  YESTECH  (Yield  Estimation  System  Based  on  Technology)  & WINDS (Weather Information Network and Data System)  etc. have already been taken to improve timely settlement of the claims to farmers.
-  The Government has actively supported the awareness activities being carried out by  the  States,  implementing  Insurance  Companies,  financial  institutions,  and Common Service Centres (CSCs) network to disseminate key features of PMFBY amongst farmers and members of Panchayati Raj Institutions (PRIs).
-  Structured awareness campaign 'Crop Insurance Week/Fasal Bima Saptah' has been  initiated  by  the  Ministry  of  Agriculture  and  Farmers  Welfare  since  Kharif 2021 season onwards.  Along  with  this,  'Fasal  Bima  Pathshalas'  are  also  being organized at village/GP level for knowledge building of farmers on various aspects of scheme implementation.
-  Government had also organized a nationwide Doorstep Crop Insurance Policy/receipt Distribution mega drive - 'Meri Policy Mere Haath'. Hard copies of crop insurance policy  receipts  are  distributed to  farmers  enrolled  under PMFBY through special camps at gram Panchayat/village level.

Annexure

PMFBY & RWBCIS: State-wise  details of Central Government share in Premium Share and total  Claims Paid Report from 2022-23 to 2024-25 (as on 31 st October, 2025)

| State/UT Name    | GOI Share in Premium   | Paid Claims    |
|------------------|------------------------|----------------|
|                  | (Rs. In Crore)         | (Rs. In Crore) |
| A & N Islands    | 0.04                   | 0.02           |
| Andhra Pradesh   | 1,935.35               | 747.08         |
| Assam            | 246.71                 | 161.29         |
| Chhattisgarh     | 2,124.46               | 1,389.47       |
| Goa              | 0.00                   | 0.01           |
| Haryana          | 1,117.10               | 3,142.14       |
| Himachal Pradesh | 279.11                 | 212.31         |
| Jammu & Kashmir  | 138.37                 | 67.19          |
| Jharkhand        | 336.56                 | -              |
| Karnataka        | 2,993.66               | 7,389.49       |
| Kerala           | 165.37                 | 345.14         |
| Madhya Pradesh   | 3,674.83               | 3,301.05       |
| Maharashtra      | 10,558.66              | 20,373.07      |
| Manipur          | 4.31                   | 5.28           |
| Meghalaya        | 13.13                  | 23.97          |
| Odisha           | 1,827.64               | 963.79         |
| Puducherry       | 7.33                   | 7.29           |
| Rajasthan        | 6,402.60               | 9,787.70       |
| Sikkim           | 0.18                   | 0.01           |
| Tamil Nadu       | 1,818.88               | 2,359.28       |
| Tripura          | 11.47                  | 4.46           |
| Uttar Pradesh    | 1,226.21               | 1,878.34       |
| Uttarakhand      | 513.70                 | 711.37         |
| Total            | 35,395.66              | 52,869.78      |

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