Lok Sabha Question No. 2048 (UNSTARRED), answered on 2025-12-11
Subject: Initiatives to Enhance Urban Housing and Development
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Kripanath Mallah

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA UNSTARRED QUESTION NO. 2048 TO BE ANSWERED ON DECEMBER 11, 2025

## INITIATIVES TO ENHANCE URBAN HOUSING AND DEVELOPMENT

NO. 2048.       SHRI KRIPANATH MALLAH:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the status of the key initiatives to enhance urban housing and development, particularly regarding the creation of ten million new housing units;
- (b) the details of the Government's plan to address challenges in the housing market  such  as  high  stamp  duties  and  the  need  for  a  transparent  rental housing market; and
- (c) the  role  of  Transit-Oriented  Development  (TOD)  in  shaping  urban  planning for  large  cities  and  the  manner  in  which  it  integrates  with  existing transportation infrastructure?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- (a) &  (b):  'Land'  and  'Colonisation'  are  State  subjects.  Therefore,  schemes related  to  housing  and  development  for  their  citizens  are  implemented  by States/Union  Territories  (UTs).  However,  Ministry  of  Housing  and  Urban Affairs (MoHUA) supplements the efforts of States/UTs by providing Central Assistance  to  provide  pucca  house  to  eligible  beneficiaries  across  the country through Pradhan Mantri Awas Yojana - Urban (PMAY-U). The PMAYU  scheme  is  implemented  through  four  verticals.  The  scheme  period  of PMAY-U has been extended upto 31.12.2025 to complete sanctioned houses without changing the funding pattern and implementation methodology.

Based on the learning from the experiences of implementation of PMAY-U, MoHUA has revamped the scheme and launched PMAY-U 2.0 'Housing for All'  Mission with effect from 01.09.2024 for implementation in urban areas across  the  country  to  support  1  crore  additional  eligible  beneficiaries  in next  five  years.  PMAY-U  2.0  is  implemented  through  four  verticals  i.e., Beneficiary  Led  Construction  (BLC),  Affordable  Housing  in  Partnership (AHP), Interest Subsidy Scheme (ISS) and Affordable Rental Housing (ARH). The  scheme  guidelines  of  PMAY-U  2.0  are  available  at https://pmayurban.gov.in/uploads/guidelines/Operational-Guidelines-of-PMAY-U-2.pdf.

Based on project proposals submitted by the States/UTs, a total of 122.06 lakh houses including 10.43 lakh under PMAY-U 2.0, have been sanctioned by the Ministry since inception of the scheme by the Ministry. Out of which 113.85 lakh houses have been grounded and 96.02 lakh are completed/delivered to the beneficiaries across the country, as on 24.11.2025.

As per the scheme guidelines of PMAY-U 2.0, Public/Private sector agencies are encouraged to construct houses for Economically Weaker Section (EWS) beneficiaries under AHP vertical. States/UTs have to formulate 'Affordable Housing Policy' to provide various reforms and incentives to Public/Private agencies including reduction of stamp duty on time bound basis to develop to affordable housing ecosystem. PMAY-U 2.0 supports States/UTs formulate 'Affordable Housing Policy'.

Further,  in  order  to  protect  the  interest  of  homebuyers  and  to  ensure transparency and accountability in the Real Estate Sector, Parliament has enacted the Real Estate (Regulation and Development) Act, 2016 [RERA].

To ensure a transparent rental market, the Central Government formulated the Model Tenancy Act (MTA) to balance the rights of tenants and landlords and  provide  a  speedy  dispute  resolution  mechanism.  Additionally,  ARH vertical  under  PMAY-U  2.0  specifically  addresses  the  need  for  adequate rental  stock  for  urban  dwellers.  Under  PMAY-U  2.0,  States/UTs  have  been mandated  to  formulate  Affordable  Housing  Policy  (AHP)  incorporating various  reforms.  One  of  the  reforms  is  Nominal  (less  than  1%)  Stamp Duty/Registration  Charges  for  houses  (up  to  60  sqm.)  registered  under

PMAY-U 2.0.

- (c): The  larger  role  of  Transit  Oriented  Development  (TOD)  is  to  integrate landuse and transport planning to develop compact growth centres within the  influence  zone  on  either  side  of  the  transit  stations  i.e.,  areas  within walking  distance.  The  TOD  approach  seeks  to  promote  the  use  of  public transport  by  developing  high  density  zones  in  the  influence  area,  which would increase the share of transit and walk trips made by the residents/workers  to  meet  the  daily  needs  and  also  result  in  reduction  in pollution and congestion in the influence area. It also promotes all the basic needs of work/job, shopping, public amenities, entertainment in the influence  zone  with  mixed  land-use  development  which  would  reduce  the need  for  travel  in  larger  cities.  Further,  it  also  integrates  the  EWS  and affordable housing in the influence zone by allocating a prescribed proportion of built-up area for them in the total housing supply.

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