Lok Sabha Question No. 2151 (UNSTARRED), answered on 2016-05-06
Subject: Economic Empowerment of Women
Ministry: WOMEN AND CHILD DEVELOPMENT
Asked by: N.K. PREMACHANDRAN

## GOVERNMENT OF INDIA MINISTRY OF WOMEN AND CHILD DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 2151

## TO BE ANSWERED ON 06.05.2016

## ECONOMIC EMPOWERMENT OF WOMEN

## 2151.  SHRI N.K. PREMACHANDRAN:

Will the Minister of WOMEN AND CHILD DEVELOPMENT be pleased to state:

- (a)  the  details  of  the  schemes  implemented  by  the  Government  for  self-employment  and increasing the income of woman so as to provide them economic empowerment;
- (b)  the  financial  assistance  provided  under  such  schemes  during  each  of  the  last  three years and the current year, State/UT-wise;
- (c)  whether  the  Government  has received  any request from State of Kerala for providing funds for woman empowerment through Kudumasree and Janasree;
- (d)  if so, the details thereof along with the action taken by the Government thereon;
- (e)  whether the Government proposes to introduce any new scheme for providing financial assistance to woman for self-employment, if so, the details thereof along with the financial assistance extended by the Government thereunder; and
- (f)  the further measures taken by the Government for self employment of women and provide them economic empowerment?

## ANSWER

## MINISTER OF WOMEN AND CHILD DEVELOPMENT (SHRIMATI MANEKA SANJAY GANDHI)

(a) & (b): The Ministry of Women and Child Development has been administering Support to Training  and  Employment  Programme  for  Women  (STEP)  Scheme  since  1986-87  as  a  Central Sector Scheme.  The STEP Scheme aims to provide skills that give employability to women and to provide competencies and skill that enable women to become self-employed/entrepreneurs.  The Scheme is intended to benefit women who are in the age group of 16 years and above across the country.    State/UT-wise  details  of  funds  allocated  to  the  various  organizations  including  NGOs during the last 3 years and current year is at Annexure-I .

The Rashtriya Mahila Kosh (RMK), an autonomous body under the Ministry of Women and Child  Development,  provides  collateral  free/third  party  guarantee  micro-credit  to  poor  women through NGOs/IMOs  for livelihood income generating activities. The loans are given at concessional  rate  of  interest  and  being  sanctioned  to  the  women  beneficiaries  through  various schemes of RMK e.g. (i) Loan promotion scheme, (ii) Main Loan Scheme, (iii) Refinance Scheme, (iv) Franchisee Scheme, (v) Gold Credit Card Scheme, (vi) Housing Loan Scheme and

(vii)  Working  Capital  Term  Loan  (WCTL).    The  State/UT-wise  details  of  financial  assistance provided by RMK during the last three years are given at Annexure-II .

(c): The Ministry of Women and Child Development has not received any request from the State of Kerala so far.

- (d): Does not arise.
- (e): No Madam.

(f): Apart  from  above  two  schemes,  the  Ministry  of  Women  and  Child  Development  is implementing the following Schemes for economic empowerment of women in the country:

- i. National  Misssion  for  Empowerment  of  Women  (NMEW)  to  strengthen  the  overall processes that promote all round development of Women;
- i. Rajiv  Gandhi  Scheme  for  Empowerment  of  Adolescent  Girls-Sabla  for  all-round development  of  adolescent  girls  of  11-18  years  by  making  them  self-reliant  by facilitating access to learning, health and nutrition;
- ii. Working Women Hostels for ensuring safe accommodation for women  working away from their place of residence;
- iii. Indira Gandhi Matritva Sahayog Yojana (IGMSY) has been contributing towards better enabling environment by providing cash incentives for improved health and nutrition to pregnant and nursing mothers;
- iv. Gender Budgeting has been adopted as a tool for mainstreaming gender perspective at various stages of planning, budgeting, implementation, impact assessment  and revisiting of policy/ programme objectives and allocations;
- v. Mahila-E-Haat, an online marketing platform has been launched on 7 th March, 2016, to enhance the marketing  prospects  of  the  products  manufactured  by  the  beneficiaries. This is expected to empower and strengthen financial inclusion of women entrepreneurs in the economy by providing continued sustenance and support to their creativity.

*********

## Annexure I

## Statement  referred  to  in  reply  to  Lok  Sabha  Unstarred  Question  No.2151  to  be  answered  on 06.05.2016

## State/UT-wise release of fund during the last three years and current year upto 30.04.2016 under STEP Scheme.

| S. No.   | STATES               | Funds released (Rs. in Lakhs)   | Funds released (Rs. in Lakhs)   | Funds released (Rs. in Lakhs)   | Funds released (Rs. in Lakhs)   |
|----------|----------------------|---------------------------------|---------------------------------|---------------------------------|---------------------------------|
| S. No.   | STATES               | 2013-14                         | 2014-15                         | 2015-16                         | 2016-17                         |
| 1        | Andhra Pradesh       | 86.58                           | -                               | 42.45                           | -                               |
| 2        | Arunachal Pradesh    | -                               | -                               | 12.68                           | -                               |
| 3        | Assam                | 20.02                           | 73.02                           | 5.24                            | -                               |
| 4        | Bihar                | -                               | -                               | 80.61                           | -                               |
| 5        | Chhattisgarh         | -                               | -                               | 39.47                           | -                               |
| 6        | Gujarat              | -                               | -                               | -                               | -                               |
| 7        | Himachal Pradesh     | -                               | -                               | -                               | -                               |
| 8        | Haryana              | -                               | -                               | 26.76                           | -                               |
| 9        | Jammu & Kashmir      | 67.44                           | 42.30                           | 17.54                           | -                               |
| 10       | Jharkhand            | -                               | -                               | 29.96                           | -                               |
| 11       | Kerala               | -                               | -                               | 20.43                           | -                               |
| 12       | Karnataka            | 159.20                          | 89.78                           | 33.04                           | -                               |
| 13       | Madhya Pradesh       | 120.14                          | 107.74                          | 106.67                          | -                               |
| 14       | Maharashtra          | 48.12                           | 10.22                           | 59.43                           | -                               |
| 15       | Manipur              | 55.32                           | 220.33                          | 101.24                          | -                               |
| 16       | Meghalaya            | -                               | -                               | -                               | -                               |
| 17       | Mizoram              | -                               | 10.56                           | -                               | -                               |
| 18       | Nagaland             | 21.77                           | 47.67                           | -                               | -                               |
| 19       | Orissa               | -                               | -                               | 52.57                           | -                               |
| 20       | Punjab               | -                               | 74.03                           | 27.94                           | -                               |
| 21       | Rajasthan            | -                               | 17.10                           | 22.09                           | -                               |
| 22       | Sikkim               | -                               | -                               | -                               | -                               |
| 23       | Tamil Nadu           | -                               | -                               | 37.09                           | -                               |
| 24       | Tripura              | -                               | -                               | -                               | -                               |
| 25       | Uttaranchal          | 53.96                           | 18.86                           | 51.92                           | -                               |
| 26       | Uttar Pradesh        | 51.40                           | 20.54                           | 328.77                          | -                               |
| 27       | West Bengal          | 5.41                            | -                               | 8.02                            | -                               |
| 28       | Delhi                | -                               | -                               | 65.23                           | -                               |
| 29       | For evaluation study | 12.49                           | 8.07                            | 4.60                            | -                               |
|          | Total                | 701.85                          | 740.22                          | 1173.75                         | -                               |

## Annexure II

## Statement  referred  to  in  reply  to  Lok  Sabha  Unstarred  Question  No.2151  to  be  answered  on 06.05.2016

## State/UT-wise financial assistance provided during the last three years by RMK

| S/N   | STATES         | Funds sanctioned and disbursed (Rs. in Lakhs)   | Funds sanctioned and disbursed (Rs. in Lakhs)   | Funds sanctioned and disbursed (Rs. in Lakhs)   | Funds sanctioned and disbursed (Rs. in Lakhs)   | Funds sanctioned and disbursed (Rs. in Lakhs)   | Funds sanctioned and disbursed (Rs. in Lakhs)   | Funds sanctioned and disbursed (Rs. in Lakhs)   | Funds sanctioned and disbursed (Rs. in Lakhs)   |
|-------|----------------|-------------------------------------------------|-------------------------------------------------|-------------------------------------------------|-------------------------------------------------|-------------------------------------------------|-------------------------------------------------|-------------------------------------------------|-------------------------------------------------|
|       |                | 2012-13                                         | 2012-13                                         | 2013-14                                         | 2013-14                                         | 2014-15                                         | 2014-15                                         | 2015-16                                         | 2015-16                                         |
|       |                | Sanctione d                                     | Disburse d                                      | Sanctione d                                     | Disburse d                                      | San ctio ned                                    | Disburs ed                                      | San ctio ned                                    | Disburs ed                                      |
| 1     | Andhra Pradesh |                                                 | 150.00                                          | -                                               | -                                               | -                                               | -                                               | Due to                                          | Due to                                          |
| 2     | Bihar          | 20.00                                           | 10.00                                           | 50.00                                           | 35.00                                           |                                                 | 25.00                                           | revision of                                     | revision of                                     |
| 3     | Delhi          | 30.00                                           | 15.00                                           | -                                               | 15.00                                           | -                                               | -                                               | loan                                            | loan                                            |
| 4     | Gujarat        | 20.00                                           | 10.00                                           | -                                               | 10.00                                           | -                                               | -                                               | guidelines,                                     | guidelines,                                     |
| 5.    | Haryana        | 40.00                                           | 20.00                                           | -                                               | 20.00                                           | -                                               | -                                               | fresh loan during the                           | fresh loan during the                           |
| 6.    | J&K            | -                                               | -                                               | 70.00                                           | -                                               | -                                               | 35.00                                           | year could                                      | year could                                      |
| 7.    | Jharkhand      | -                                               | 5.00                                            | 99.00                                           | 49.50                                           | -                                               | 49.50                                           | not be                                          | not be                                          |
| 8.    | Karnataka      | 180.00                                          | 70.00                                           | 45.00                                           | -                                               | -                                               | 7.50                                            | sanctioned/di                                   | sanctioned/di                                   |
| 9.    | M.P.           | 145.00                                          | 97.50                                           | -                                               | 55.00                                           | -                                               | -                                               | sbursed                                         | sbursed                                         |
| 10.   | Maharashtra    | 100.00                                          | 235.00                                          | -                                               | 70.00                                           | -                                               | -                                               |                                                 |                                                 |
| 11.   | Odisha         | 420.00                                          | 210.00                                          | 7.30                                            | 213.65                                          | -                                               | -                                               |                                                 |                                                 |
| 12.   | Rajasthan      | 450.00                                          | 275.00                                          | 20.00                                           | 225.00                                          | -                                               | 10.00                                           |                                                 |                                                 |
| 13.   | Tamil Nadu     | 160.00                                          | 215.00                                          | 522.50                                          | 234.25                                          | -                                               | 142.00                                          |                                                 |                                                 |
| 14.   | Uttaranchal    | -                                               | 25.00                                           | -                                               | -                                               | -                                               | -                                               |                                                 |                                                 |
| 15.   | U.P.           | -                                               | -                                               | 19.40                                           | 19.70                                           | -                                               | -                                               |                                                 |                                                 |
| 16.   | West Bengal    | 693.00                                          | 511.50                                          | 196.00                                          | 295.50                                          |                                                 | 65.00                                           |                                                 |                                                 |
|       | Total          | 2,258.00                                        | 1,849.00                                        | 1,029.20                                        | 1,242.60                                        |                                                 | 334.00                                          |                                                 |                                                 |