Lok Sabha Question No. 665 (UNSTARRED), answered on 2016-02-26
Subject: Agricultural Loan
Ministry: FINANCE
Asked by: Pratyusha Rajeshwari Singh, SUSHIL KUMAR SINGH, RAJESH KUMAR DIWAKAR, NISHIKANT  DUBEY, FAIZAL P.P. MOHAMMED, RAMESWAR TELI, NITYANAND RAI, KIRTI (JHA) AZAD, KIRIT PREMJIBHAI SOLANKI, VIRENDRA  KUMAR, BHAIRON PRASAD MISHRA, KANWAR SINGH TANWAR, PARAYAMPARANBIL KUTTAPPAN BIJU, ELUMALAI VELLAIGOUNDER, MAULANA BADRUDDIN AJMAL, JASVANTSINH SUMANBHAI BHABHOR, INNOCENT, PRATAPRAO GANPATRAO JADHAV

To be answered onFebruary 26, 2016/Phalguna 7, 1937 (Saka)

665. SHRIMATI PRATYUSHA RAJESHWARI SINGH: SHRI SUSHIL KUMAR SINGH: SHRI RAJESH KUMAR DIWAKER: SHRI NISHIKANT DUBEY: MOHAMMED FAIZAL: SHRI RAMESWAR TELI: SHRI NITYANAND RAI: SHRI KIRTI AZAD: DR. KIRIT P. SOLANKI: DR. VIRENDRA KUMAR: SHRI BHAIRON PRASAD MISHRA: SHRI KANWAR SINGH TANWAR:

Government of India Ministry of Finance Department of Financial Services

LOK SABHA Unstarred Question No. 665

Agricultural Loan

Question

SHRI P.K. BIJU: SHRI V. ELUMALAI: SHRI BADRUDDIN AJMAL: SHRI JASVANTSINH SUMANBHAI BHABHOR: SHRI INNOCENT: SHRI PRATAPRAO JADHAV:

Will the Minister of FINANCE be pleased to state: (a) whether the Government has any proposal to increasing the expenditure on agriculture and if so, the details thereof; (b) whether the Government/Reserve Bank of India (RBI) has issued/fixed any guidelines/norms for Public Sector Banks (PSBs) to provide interest free/subsidy on agricultural loans to the farmers and if so, the details thereof; (c) the details of the norms/targets fixed/ loans disbursed/interest rate charged by banks to the farmers along with the outstanding agricultural loans against farmers during the last three years and the current year, bank and State/UT-wise; (d) the number of those marginal/middle level farmers who have failed to pay back loans taken from banks/institutions, Statewise; (e) whether the Government has any proposal/special scheme to reschedule/ waive off loans/interest rate of farmers in the country and if so, the details thereof, State-wise; and

(f) the corrective steps taken/being taken by the Government in this regard including coordination between the corporate sector and agriculture sector for the upliftment of the farmers?

Answer

The Minister of State in the Ministry of Finance

## (Shri Jayant Sinha)

(a): A Statement indicating the summary of plan expenditure of the Department of Agriculture, Cooperation & Farmers Welfare from 2005-06 is given in Annexure-I .

(b) & (c):The interest rates on loans have been deregulated by Reserve Bank of India (RBI) and it is now based on the Base Rate fixed by the banks. However, with a view to ensuring availability of agriculture credit at a reasonable cost, the Government provides interest subvention to make available the short-term crop loans uptoRs. 3 lakhs for a period of one year at the interest rate of 7% per annum and in case of prompt repayment, the same gets reduced to 4%.

As per RBI's extant guidelines on Priority Sector Lending (PSL), all Domestic Scheduled Commercial Banks and foreign banks with 20 and above branches have been mandated to earmark 18% of their Adjusted Net Bank Credit (ANBC) or Credit Equivalent amount of Off-Balance Sheet Exposure (OBE), whichever is higher, as on the corresponding date of the previous year, for lending to Agriculture. Within the 18 percent target for agriculture, a target of 8 percent of ANBC or Credit Equivalent Amount of Off-Balance Sheet Exposure, whichever is higher is prescribed for Small and Marginal Farmers, to be achieved in a phased manner i.e., 7 per cent by March 2016 and 8 per cent by March 2017 . Foreign banks with 20 branches and above have to achieve the Agriculture Target within a maximum period of five years starting from April 1, 2013 and ending on March 31, 2018.

Besides, Government of India has been setting an annual target for the flow of credit to the agriculture sector.

The details of target and achievement in respect of agricultural loans during the last three years and current year are as follows :-

(Rs. In crore)

| Year    | Target   | Achievement                   |
|---------|----------|-------------------------------|
| 2012-13 | 5,75,000 | 6,07,376                      |
| 2013-14 | 7,00,000 | 7,30,122.62                   |
| 2014-15 | 8,00,000 | 8,45,328.23*                  |
| 2015-16 | 8,50,000 | 5,03,897.90* (upto 30.9.2015) |

* Provisional

(Source: NABARD/IBA/PSBs)

The Bank-wise and State/UT-wise details of outstanding agricultural loans/advances in respect of Commercial banks for the last three years are given in Annexure-II& III respectively. The State/UT-wise details of outstanding agricultural loans in respect of Cooperative Banks and Regional Rural Banks, for the last three years, are given in Annexure IV, V & VI respectively.

(d): Data regardingmarginal/middle level farmers who have failed to pay back loans taken from banks/institutions is not maintained by RBI/National Bank for Agriculture & Rural Development(NABARD).

- (e): No scheme for waiver of agricultural loans is under Government's consideration. However, RBI has issued standing guidelines for relief measures to be provided by respective lending institutions in areas affected by natural calamities which, inter alia, include identification of beneficiaries, extending fresh loans and restructuring of existing loans, relaxed security and margin norms etc. The moment calamity is declared by the concerned District Authorities, these Guidelines have been so designed that they are automatically set in motion without any intervention and this saves precious time. Further under the Interest Subvention Scheme, 2015-16 in order to provide relief to the farmers on occurrence of natural calamities, the interest subvention of 2% shall continue to be available to banks for the first year on the restructured amount and such restructured loans may attract normal rate of interest from the second year onwards as per the policy laid down by RBI.

## (f): Some of the other major steps taken by Government/RBI/NABARD to ensure hassle-free agriculture credit to farmers are as under:

-  In order to ensure that all eligible farmers are provided with hassle-free and timely credit for their agricultural operations, the Government has introduced the Kisan Credit Card (KCC) Scheme, which enables them to purchase agricultural inputs such as seeds, fertilisers, pesticides, etc. and draw cash to satisfy their consumption needs.
-  The KCC Scheme has since been simplified which hasthe provision of ATM-enabled debit card with, inter alia, facilities of one-time documentation, built-in cost escalation in the limit, any number of drawals within the limit, etc.
-  To bring small, marginal, tenant farmers, oral lessees, etc. into the fold of institutional credit, Joint Liability Groups (JLGs) have been promoted by banks.
-  Banks have been advised by Reserve Bank of India (RBI) to waive margin/security requirements of agricultural loans upto Rs.1,00,000/-. Banks have also been advised by RBI to dispense with obtaining 'No Due Certificate' from the individual borrowers (including SHGs & JLGs) in rural and semi-urban areas for all types of loans including loans under Government Sponsored Schemes, irrespective of the amount involved unless the Government Sponsored Scheme itself provides for obtention of 'No Dues Certificate'.

| Annexure-I to USQ 665 for 26.2.2016 MINISTRY OF AGRICULTURE &FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION&FW   | Annexure-I to USQ 665 for 26.2.2016 MINISTRY OF AGRICULTURE &FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION&FW   | Annexure-I to USQ 665 for 26.2.2016 MINISTRY OF AGRICULTURE &FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION&FW   | Annexure-I to USQ 665 for 26.2.2016 MINISTRY OF AGRICULTURE &FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION&FW   | Annexure-I to USQ 665 for 26.2.2016 MINISTRY OF AGRICULTURE &FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION&FW   |
|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|
| SUMMARY OF PLAN ALLOCATION AND EXPENDITURE                                                                               | SUMMARY OF PLAN ALLOCATION AND EXPENDITURE                                                                               | SUMMARY OF PLAN ALLOCATION AND EXPENDITURE                                                                               | SUMMARY OF PLAN ALLOCATION AND EXPENDITURE                                                                               | SUMMARY OF PLAN ALLOCATION AND EXPENDITURE                                                                               |
| (Rs.in crore)                                                                                                            | (Rs.in crore)                                                                                                            | (Rs.in crore)                                                                                                            | (Rs.in crore)                                                                                                            | (Rs.in crore)                                                                                                            |
| YEAR                                                                                                                     | BUDGET ESTIMATES                                                                                                         | REVISED ESTIMATES                                                                                                        | EXPENDITURE                                                                                                              | %wrt RE                                                                                                                  |
| 2005-06                                                                                                                  | 4209.32                                                                                                                  | 3920                                                                                                                     | 3848.16                                                                                                                  | 98.17                                                                                                                    |
| 2006-07                                                                                                                  | 4840                                                                                                                     | 4900                                                                                                                     | 4679.87                                                                                                                  | 95.51                                                                                                                    |
| 2007-08                                                                                                                  | 5560                                                                                                                     | 6927.94                                                                                                                  | 7058.5                                                                                                                   | 101.88                                                                                                                   |

| 2008-09            | 10105.67   | 9865.68   | 9530.3   | 96.60   |
|--------------------|------------|-----------|----------|---------|
| 2009-10            | 11307.07   | 10965.23  | 10870.15 | 99.13   |
| 2010-11            | 15042      | 17254     | 17052.59 | 98.83   |
| 2011-12            | 17122.87   | 16515.05  | 16558.14 | 100.26  |
| 2012-13            | 20208      | 17867.32  | 17730.72 | 99.24   |
| 2013-14            | 21609      | 19000     | 18721.5  | 98.53   |
| 2014-15            | 22309      | 19530     | 19191.61 | 98.27   |
| 2015-16            | 16646.35   | 15500     | 11707.69 | 75.53   |
| * As on 24.02.2016 |            |           |          |         |

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| Annexure- II to USQ 665 for 26.2.2016   | Annexure- II to USQ 665 for 26.2.2016   | Annexure- II to USQ 665 for 26.2.2016   | Annexure- II to USQ 665 for 26.2.2016   | Annexure- II to USQ 665 for 26.2.2016   | Annexure- II to USQ 665 for 26.2.2016   | Annexure- II to USQ 665 for 26.2.2016   | Annexure- II to USQ 665 for 26.2.2016   |
|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|
|                                         | Commercial Banks - Bank-wise            | Agriculture (Total Priority Sector)     | Agriculture (Total Priority Sector)     | Agriculture (Total Priority Sector)     | Agriculture (Total Priority Sector)     | Agriculture (Total Priority Sector)     | Agriculture (Total Priority Sector)     |
|                                         |                                         | 2013                                    | 2013                                    | 2014                                    | 2014                                    | 2015                                    | 2015                                    |
| Bank Group                              | Bank Name                               | No. Of A/Cs (Outstanding )              | Amount O/S (Outstanding )               | No. Of A/Cs (Outstanding )              | Amount O/S (Outstanding )               | No. Of A/Cs (Outstanding )              | Amount O/S (Outstanding )               |
| SBI and its Associates                  | State Bank of Bikaner & Jaipur          | 758867                                  | 9187.85                                 | 783694                                  | 10961.81                                | 788416                                  | 11910.39                                |
|                                         | State Bank of Hyderabad                 | 1462860                                 | 14510.56                                | 1551897                                 | 16905.63                                | 1589379                                 | 19044.23                                |
|                                         | State Bank of India                     | 11523843                                | 124834.34                               | 11356931                                | 154715.00                               | 11275217                                | 128428.01                               |
|                                         | State Bank of Mysore                    | 414418                                  | 6324.62                                 | 449456                                  | 7462.97                                 | 517127                                  | 10642.77                                |
|                                         | State Bank of Patiala                   | 350588                                  | 8672.78                                 | 421534                                  | 13199.32                                | 411701                                  | 13732.42                                |
|                                         | State Bank of Travancore                | 1047811                                 | 10323.61                                | 1290986                                 | 13164.70                                | 1298766                                 | 11975.09                                |
| Nationalised Banks                      | Allahabad Bank                          | 1362947                                 | 17688.20                                | 1486409                                 | 21922.43                                | 1557005                                 | 24679.42                                |

| Andhra Bank               | 1707867   |   16450.57 | 2008730   |   20894.02 |   1852055 |   19892.22 |
|---------------------------|-----------|------------|-----------|------------|-----------|------------|
| Bank of Baroda            | 1666083   |   27663.1  | 1768198   |   31672.4  |   1939542 |   37403.3  |
| Bank of India             | 2408652   |   27041.6  | 2807134   |   40210.3  |   2959275 |   43182.1  |
| Bank of Maharashtra       | 507825    |    7972.5  | 767504    |   10276.1  |    677351 |   12079.6  |
| Bhartiya Mahila Bank      |           |       0    |           |       0    |       122 |      27.05 |
| Canara Bank               | 4034953   |   40786.8  | 4851701   |   48797.1  |   5300725 |   58867.5  |
| Central Bank of India     | 2001170   |   24657.6  | 2259182   |   35386.2  |   2476556 |   35956.9  |
| Corporation Bank          | 514592    |    9465.82 | 700229    |   15582    |    829860 |   19675.1  |
| Dena Bank                 | 396661    |    6718.81 | 485514    |   10799.8  |    537996 |   12311.8  |
| IDBI Bank Ltd.            | 170983    |    8170.69 | 149480    |   26734.2  |    536728 |   35834.5  |
| Indian Bank               | 1967096   |   17000.5  | 2269164   |   19232.1  |   2676540 |   20738.8  |
| Indian Overseas Bank      | 2230487   |   23392.8  | 2449081   |   26990.1  |   2674220 |   29236.3  |
| Oriental Bank of Commerce | 591530    |   17881.4  | 601578    |   17691.5  |    608737 |   22541.4  |
| Punjab and Sind Bank      | 174400    |    5228.04 | 194186    |    7898.68 |    211886 |    6791.6  |

|                      | Punjab National Bank    |   3007600 |   38055.45 |   3336655 |   56045.37 |   3640771 |   60006.56 |
|----------------------|-------------------------|-----------|------------|-----------|------------|-----------|------------|
|                      | Syndicate Bank          |   1660221 |   20155.9  |   1841826 |   22110.7  |   2047827 |   26205.4  |
|                      | UCO Bank                |   1124107 |   12625.1  |   1209932 |   18141.6  |   1152436 |   19687    |
|                      | Union Bank of India     |   1476741 |   20223.7  |   1814898 |   32921.6  |   2166422 |   39312.4  |
|                      | United Bank of India    |    867420 |    9569.4  |    912052 |   12297.5  |    872275 |   11441.3  |
|                      | Vijaya Bank             |    517448 |    7098.89 |    567916 |   10527.4  |    631947 |   11973.9  |
| Private Sector Banks | Axis Bank               |    470374 |   14098.8  |    323324 |   24330.9  |    417630 |   30328.9  |
|                      | Catholic Syrian Bank    |     53044 |     497.87 |     49915 |     428.25 |    113691 |     844.58 |
|                      | City Union Bank         |    340932 |    2397.84 |    391921 |    3102.55 |    391016 |    3009.82 |
|                      | Development Credit Bank |     20004 |     580.9  |     10675 |    1108.53 |     20001 |    1534.64 |
|                      | Dhanlaxmi Bank          |    138557 |    1404.13 |    102212 |    1677.03 |     93191 |    1595.34 |
|                      | Federal Bank            |    272490 |    4699.94 |    321568 |    8054.36 |    419923 |    9535.74 |
|                      | HDFC Bank               |    913490 |   29168.9  |    988215 |   44597.7  |   1170896 |   53314.8  |
|                      | ICICI Bank              |   1061924 |   19186.2  |   1233667 |   40552.9  |   1510120 |   49755.3  |

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| Indusind Bank            |           584366 |   4347.50 |           777991 |   6647.37 |          1044523 | 7984.73   |
|--------------------------|------------------|-----------|------------------|-----------|------------------|-----------|
| ING Vysya Bank 68135     |   3524.3         |  43550    |   7077.52        |  39764    |   8134.22        |           |
| Jammu & Kashmir Bank     | 288039           |   3736.39 | 359083           |   6525.14 | 375559           | 7452.75   |
| Karnataka Bank           | 264548           |   3903.35 | 305811           |   6185.53 | 301134           | 5919.52   |
| Karur Vysya Bank         | 598985           |   5194.32 | 676659           |   6264.6  | 674879           | 6477.81   |
| Kotak Mahindra Bank      | 143693           |   6175.77 | 171522           |   8002.35 | 499877           | 9919.84   |
| Lakshmi Vilas Bank       | 252362           |   2286.35 | 278337           |   2462    | 284165           | 2412.56   |
| Nainital Bank            |  10757           |    366.15 |  12479           |    406.5  |  13214           | 464.22    |
| Ratnakar Bank            | 276134           |    826.46 | 330014           |   1364.95 | 410103           | 1985.28   |
| South Indian Bank        | 163028           |   2259.37 | 234175           |   4556.59 | 286289           | 6281.80   |
| Tamilnad Mercantile Bank | 417563           |   2902.08 | 445195           |   3103.91 | 356894           | 2107.68   |
| Yes Bank                 | 416893           |   5976.49 |      1.16226e+06 |  10539    |      1.84716e+06 | 13728.98  |
| TOTAL                    |      5.07025e+07 | 645234    |      5.65544e+07 | 889528    |      6.15009e+07 | 966365.55 |

## Source: Reserve Bank of India

| Annexure- III to USQ 665 for 26.2.2016   | Annexure- III to USQ 665 for 26.2.2016   | Annexure- III to USQ 665 for 26.2.2016   | Annexure- III to USQ 665 for 26.2.2016   | Annexure- III to USQ 665 for 26.2.2016   | Annexure- III to USQ 665 for 26.2.2016   | Annexure- III to USQ 665 for 26.2.2016   |
|------------------------------------------|------------------------------------------|------------------------------------------|------------------------------------------|------------------------------------------|------------------------------------------|------------------------------------------|
|                                          | 2013                                     | 2013                                     | 2014                                     | 2014                                     | 2015                                     | 2015                                     |
|                                          | No. of A/c O/S                           | Amt O/S                                  | No. of A/c O/S                           | Amt O/S                                  | No. of A/c O/S                           | Amt O/S                                  |
| Andamans                                 | 7097                                     | 68.26                                    | 4381                                     | 62.49                                    | 7824                                     | 83.67                                    |
| Andhra Pradesh                           | 9265534                                  | 98803.98                                 | 10290618                                 | 112064.06                                | 9829209                                  | 110945.00                                |
| Arunachal Pradesh                        | 16530                                    | 114.04                                   | 13342                                    | 142.93                                   | 15449                                    | 139.05                                   |
| Assam                                    | 723404                                   | 4385.24                                  | 849042                                   | 5369.95                                  | 847934                                   | 5667.41                                  |
| Bihar                                    | 1962638                                  | 14477.91                                 | 2215288                                  | 20923.22                                 | 2563305                                  | 20916.16                                 |
| Chandigarh                               | 17876                                    | 2620.92                                  | 11675                                    | 2196.86                                  | 9088                                     | 1774.98                                  |
| Chattisgarh                              | 330564                                   | 5621.66                                  | 325103                                   | 5933.00                                  | 368774                                   | 6363.84                                  |
| Dadra & Nagar Haveli                     | 1906                                     | 22.61                                    | 2224                                     | 35.81                                    | 2590                                     | 48.59                                    |
| Daman & Diu                              | 683                                      | 9.67                                     | 1788                                     | 43.00                                    | 1130                                     | 16.87                                    |
| Delhi                                    | 41214                                    | 10178.94                                 | 86661                                    | 15583.04                                 | 22685                                    | 13147.38                                 |

| Goa              |   48530 |   787.59 |   47483 |    810.08 |   55611 |    869.05 |
|------------------|---------|----------|---------|-----------|---------|-----------|
| Gujarat          | 1686150 | 31552.2  | 1642827 |  33991.5  | 1877148 |  41579.2  |
| Haryana          |  838013 | 24379.6  |  874762 |  31955.8  |  986779 |  37536.2  |
| Himachal Pradesh |  270956 |  3459.15 |  275483 |   4369.8  |  299012 |   4919.76 |
| Jammu & Kashmir  |  325251 |  3105.69 |  399331 |   6145.9  |  423120 |   7267.09 |
| Jharkhand        |  766814 |  4179.94 |  927595 |   4727.54 | 1013904 |   4975.88 |
| Karnataka        | 3268857 | 50011.2  | 3753537 |  68610.7  | 4131912 |  84252.6  |
| Kerala           | 3537770 | 40246    | 4382173 |  49804.9  | 4593256 |  55204.9  |
| Lakshadweep      |    2289 |     6.91 |    2584 |     11.31 |    1609 |      5.64 |
| Madhya Pradesh   | 2115618 | 31954.8  | 2058877 |  38228.7  | 2419262 |  43534.6  |
| Maharashtra      | 3506326 | 57378.7  | 3999506 | 174314    | 4507532 | 176075    |
| Manipur          |   38361 |   384.33 |   36974 |    387.83 |   39550 |    333.12 |
| Meghalaya        |   48901 |   304.42 |   50608 |    389.31 |   70420 |    408.26 |
| Mizoram          |   14890 |   118.16 |   33184 |    142.89 |   18376 |    132.3  |

| Nagaland      |    51740 |    236.99 |    77073 |    284.88 |    43160 |    252.88 |
|---------------|----------|-----------|----------|-----------|----------|-----------|
| Orissa        |  1493595 |  10359.2  |  1662739 |  10362.3  |  1655378 |  10524.1  |
| Puducherry    |   125915 |   1252.6  |   216846 |   1449.55 |   174167 |   1488.69 |
| Punjab        |  1097125 |  38700    |  1222232 |  50098.3  |  1329686 |  54671.8  |
| Rajasthan     |  2226016 |  34605.1  |  2426828 |  41005.7  |  2788597 |  50227.7  |
| Sikkim        |     7821 |     87.44 |     8693 |    121.89 |     9613 |    125.38 |
| Tamil Nadu    |  9872308 |  94797.8  | 10772077 | 107280    | 12497073 | 116838    |
| Tripura       |   105341 |    515.01 |   107406 |    697.09 |   115038 |    606.64 |
| Uttarakhand   |   327306 |   6685.81 |   411024 |   6982.11 |   743364 |  11863.5  |
| Uttar Pradesh |  4753734 |  50405.3  |  5382045 |  64588.1  |  5672983 |  70863.8  |
| West Bengal   |  1805415 |  23416.5  |  1982430 |  30414.4  |  2366377 |  32706.8  |
| Total         | 50702488 | 645234    | 56554439 | 889528    | 61500915 | 966366    |

Source: Reserve Bank of India

## ANNEXURE IV to USQ 665 for 26.2.2016

## LOANS/ADVANCES OUTSTANDING AS ON 31 MARCH 2013 - COOPERATIVE BANKS AND RRBs

|        |                  |            |           |            |           |                                   |                                   | Rs. Lakh   | Rs. Lakh   | Rs. Lakh   | Rs. Lakh   | Rs. Lakh                          | Rs. Lakh                          |
|--------|------------------|------------|-----------|------------|-----------|-----------------------------------|-----------------------------------|------------|------------|------------|------------|-----------------------------------|-----------------------------------|
| S. No. | State/UTs        | Crop       |           | Term Loan  | Term Loan | Total Loans (Crop Loan+ Term Loan | Total Loans (Crop Loan+ Term Loan | Crop Loan  | Crop Loan  | Term Loan  | Term Loan  | Total Loans (Crop Loan+ Term Loan | Total Loans (Crop Loan+ Term Loan |
|        |                  | No. of A/c | Amt       | No. of A/c | Amt       | No. of A/c                        | Amt                               | No. of A/c | Amt        | No. of A/c | Amt        | No. of A/c                        | Amt                               |
| 1      | DELHI            | 280        | 204.00    | 43         | 118.00    | 323                               | 322.00                            | 0          | 0.00       | 0          | 0.00       | 0                                 | 0.00                              |
| 2      | HARYANA          | 2449282    | 624817.00 | 2054897    | 528446.00 | 4504179                           | 1153263.00                        | 185520     | 276818.00  | 134737     | 108214.00  | 320257                            | 385032.00                         |
| 3      | HIMACHAL PRADESH | 69852      | 69463.00  | 28547      | 31567.00  | 98399                             | 101030.00                         | 32991      | 16618.00   | 27163      | 12926.00   | 60154                             | 29544.00                          |
| 4      | JAMMU & KASHMIR  | 0          | 431.00    | 1941       | 2462.00   | 1941                              | 2893.00                           | 53151      | 53151.00   | 17380      | 17380.00   | 70531                             | 70531.00                          |
| 5      | PUNJAB           | 1047339    | 757945.00 | 276704     | 254403.00 | 1324043                           | 1012348.00                        | 100058     | 179474.00  | 33508      | 57595.00   | 133566                            | 237069.00                         |

| 6   | RAJASTHAN                  |   1083928 |        801312.00 |   198502 |   157105.00 |   1282430 |        958417.00 |   484836 |       615643.00 |   180248 |   127611.00 | 665084             | 743254.00          |
|-----|----------------------------|-----------|------------------|----------|-------------|-----------|------------------|----------|-----------------|----------|-------------|--------------------|--------------------|
| 7   | CHANDIGARH UT              |         0 |      0           |        0 |           0 |         0 |      0           |        0 |      0          |        0 |           0 | 0                  | 0.00               |
|     | Northern Region Total      |   4650681 |      2.25417e+06 |  2560634 |      974101 |   7211315 |      3.22827e+06 |   856556 |      1.1417e+06 |   393036 |      323726 | 1249592 1465430.00 | 1249592 1465430.00 |
| 8   | ARUNACHAL PRADESH          |       111 |     30           |      154 |         151 |       265 |    181           |     3207 |    633          |      319 |         255 | 3526               | 888.00             |
| 9   | ASSAM                      |     26250 |   2190           |    24980 |        4744 |     51230 |   6934           |   208743 |  48489          |   106284 |       66318 | 315027             | 114807.00          |
| 10  | MANIPUR                    |        75 |     10           |     6153 |        6237 |      6228 |   6247           |     2525 |    471          |     3839 |        1078 | 6364               | 1549.00            |
| 11  | MEGHALAYA                  |     19935 |   1993           |    21099 |        3968 |     41034 |   5961           |    10785 |   3410          |     1027 |         924 | 11812              | 4334.00            |
| 12  | MIZORAM                    |       388 |    398           |      287 |        1306 |       675 |   1704           |     4256 |   3628          |    10059 |        4628 | 14315              | 8256.00            |
| 13  | NAGALAND                   |       188 |     21           |        0 |           0 |       188 |     21           |      885 |    147          |       73 |         181 | 958                | 328.00             |
| 14  | SIKKIM                     |      5787 |    701           |      527 |         361 |      6314 |   1062           |        0 |      0          |        0 |           0 | 0                  | 0.00               |
| 15  | TRIPURA                    |     31381 |   2461           |    12579 |        7218 |     43960 |   9679           |   104681 |  10206          |    33745 |       14619 | 138426             | 24825.00           |
|     | North Eastern Region Total |     84115 |   7804           |    65779 |       23985 |    149894 |  31789           |   335082 |  66984          |   155346 |       88003 | 490428             | 154987.00          |
| 16  | A & N ISLAND               |      1092 |    711           |        5 |          16 |      1097 |    727           |        0 |      0          |        0 |           0 | 0                  | 0.00               |
| 17  | BIHAR                      |   1051654 | 122065           |        0 |           0 |   1051654 | 122065           |  1098812 | 389174          |   343741 |      174914 | 1442553            | 564088.00          |
| 18  | JHARKHAND                  |         0 |      0           |        0 |           0 |         0 |      0           |   351308 |  50750          |    66383 |       14480 | 417691             | 65230.00           |
| 19  | ODISHA                     |    386175 | 507287           |        0 |       36515 |    386175 | 543802           |   541951 | 155358          |   197694 |      131764 | 739645             | 287122.00          |

| 20             | WEST BENGAL          |   1025709 |        179519.00 |   193559 |         40006.00 |   1219268 |        219525.00 |   454464 |        145235.00 |   194460 |   94315.00 |   648924 |        239550.00 |
|----------------|----------------------|-----------|------------------|----------|------------------|-----------|------------------|----------|------------------|----------|------------|----------|------------------|
|                | Eastern Region Total |   2464630 | 809582           |   193564 |  76537           |   2658194 | 886119           |  2446535 | 740517           |   802278 |     415473 |  3248813 |      1.15599e+06 |
| 21             | CHHATTISGARH         |    720772 | 109600           |   240258 |  84027           |    961030 | 193627           |   250354 |  63499           |    49317 |      25446 |   299671 |  88945           |
| 22             | MADHYA PRADESH       |   4564052 | 876647           |   137406 |  81556           |   4701458 | 958203           |   486839 | 414058           |   108502 |      91913 |   595341 | 505971           |
| 23             | UTTARAKHAND          |   1213969 | 550749           |  1412261 | 546705           |   2626230 |      1.09745e+06 |   465347 | 206162           |   144887 |     154255 |   610234 | 360417           |
| 24             | UTTAR PRADESH        |   4367277 | 489646           |   739925 | 306450           |   5107202 | 796096           |  2458437 |      1.02628e+06 |   497891 |     335961 |  2956328 |      1.36224e+06 |
|                | Central Region Total |  10866070 |      2.02664e+06 |  2529850 |      1.01874e+06 |  13395920 |      3.04538e+06 |  3660977 |      1.71e+06    |   800597 |     607575 |  4461574 |      2.31757e+06 |
| 25             | GOA                  |      2013 |   2931           |     2974 |   1789           |      4987 |   4720           |        0 |      0           |        0 |          0 |        0 |      0           |
| 26             | GUJARAT              |   1248863 | 643596           |    81577 | 128150           |   1330440 | 771746           |   236981 | 169844           |    70441 |      35594 |   307422 | 205438           |
| 27             | MAHARASHTRA          |   2002853 |      1.23088e+06 |   410339 | 390584           |   2413192 |      1.62146e+06 |   239478 | 104089           |    55131 |      82183 |   294609 | 186272           |
| 28             | D & N HAVELI UT      |         0 |      0           |        0 |      0           |         0 |      0           |        0 |      0           |        0 |          0 |        0 |      0           |
| 29             | DAMAN &DIU UT        |         0 |      0           |        0 |      0           |         0 |      0           |        0 |      0           |        0 |          0 |        0 |      0           |
| Western Region | Total                |   3253729 |      1.8774e+06  |   494890 | 520523           |   3748619 |      2.39793e+06 |   476459 | 273933           |   125572 |     117777 |   602031 | 391710           |
| 30             | ANDHRA PRADESH       |   2250621 | 675186           |    54917 | 125755           |   2305538 | 800941           |  1881414 | 910958           |   374660 |     285499 |  2256074 |      1.19646e+06 |
| 31             | TELANGANA            |         0 |      0           |        0 |      0           |         0 |      0           |        0 |      0           |        0 |          0 |        0 |      0           |
| 32             | KARNATAKA            |   1948708 | 581238           |   329426 | 209934           |   2278134 | 791172           |   617281 | 394814           |   239531 |     241580 |   856812 | 636394           |

| 33              | KERALA         |   574114 |        241062.00 |   321819 |        85488.00 |   895933 |        326550.00 |   657532 |        338739.00 |   32346 |         11988.00 |   689878 |        350727.00 |
|-----------------|----------------|----------|------------------|----------|-----------------|----------|------------------|----------|------------------|---------|------------------|----------|------------------|
| 34              | PUDUCHERRY     |     5735 |   1526           |      603 |    112          |     6338 |   1638           |    23766 |  12889           |     970 |    914           |    24736 |  13803           |
| 35              | TAMILNADU      |   942252 | 411329           |   124148 |  56429          |  1066400 | 467758           |   404259 | 224748           |   60634 |  42136           |   464893 | 266884           |
| 36              | LAKSHADWEEP UT |        0 |      0           |        0 |      0          |        0 |      0           |        0 |      0           |       0 |      0           |        0 |      0           |
| Southern Region | Total          |  5721430 |      1.91034e+06 |   830913 | 477718          |  6552343 |      2.38806e+06 |  3584252 |      1.88215e+06 |  708141 | 582117           |  4292393 |      2.46426e+06 |
| GRAND           | TOTAL          | 27040655 |      8.88594e+06 |  6675630 |      3.0916e+06 | 33716285 |      1.19775e+07 | 11359861 |      5.81528e+06 | 2984970 |      2.13467e+06 | 14344831 |      7.94995e+06 |

Source: NABARD

## ANNEXURE V to USQ 665 for 26.2.2016

## LOANS/ADVANCES OUTSTANDING AS ON 31 MARCH 2014 - COOPERATIVE BANKS & RRBs

Rs. Lakh

| S. No.   | Cooperative Banks   | Cooperative Banks   | Cooperative Banks                 | Regional Rural Banks   | Regional Rural Banks   | Regional Rural Banks              |
|----------|---------------------|---------------------|-----------------------------------|------------------------|------------------------|-----------------------------------|
| S. No.   | State/UTs           | Term Loan           | Total Loans (Crop Loan+ Term Loan | Crop Loan              | Term Loan              | Total Loans (Crop Loan+ Term Loan |

|    |                       |   No. of A/c |              Amt |   No. of A/c |       Amt |   No. of A/c |              Amt |   No. of A/c |              Amt |   No. of A/c |       Amt |   No. of A/c |              Amt |
|----|-----------------------|--------------|------------------|--------------|-----------|--------------|------------------|--------------|------------------|--------------|-----------|--------------|------------------|
| 1  | DELHI                 |          271 |    214.97        |          116 |    291.47 |          387 |    506.44        |            0 |      0           |            0 |      0    |            0 |      0           |
| 2  | HARYANA               |      1338139 | 676532           |       255842 | 213398    |      1593981 | 889930           |       196899 | 338117           |       106697 |  80408    |       303596 | 418525           |
| 3  | HIMACHAL PRADESH      |        78893 |  83793.2         |        27266 |  35631.2  |       106159 | 119424           |        34435 |  19768.2         |        27799 |  15305.1  |        62234 |  35073.3         |
| 4  | JAMMU & KASHMIR       |            0 |    793.51        |         2179 |   2931.69 |         2179 |   3725.2         |        74214 |  26546.5         |        16438 |  10282.5  |        90652 |  36829           |
| 5  | PUNJAB                |      1071898 | 832117           |       282167 | 261790    |      1354065 |      1.09391e+06 |       120922 | 216139           |        36433 |  63843.8  |       157355 | 279983           |
| 6  | RAJASTHAN             |      1240963 |      1.09213e+06 |       172726 | 179386    |      1413689 |      1.27151e+06 |       505135 | 674601           |       171216 | 136857    |       676351 | 811458           |
| 7  | CHANDIGARH UT         |            0 |      0           |            0 |      0    |            0 |      0           |            0 |      0           |            0 |      0    |            0 |      0           |
|    | Northern Region Total |      3730164 |      2.68558e+06 |       740296 | 693429    |      4470460 |      3.37901e+06 |       931605 |      1.27517e+06 |       358583 | 306696    |      1290188 |      1.58187e+06 |
| 8  | ARUNACHAL PRADESH     |          119 |     42.37        |           80 |    362    |          199 |    404.37        |         3216 |    920.31        |          357 |    486.98 |         3573 |   1407.29        |
| 9  | ASSAM                 |        30160 |   3040.67        |        25685 |   4153.91 |        55845 |   7194.58        |       254463 |  65751.3         |       139158 |  78570.6  |       393621 | 144322           |
| 10 | MANIPUR               |            0 |      0           |            0 |      0    |            0 |      0           |         3953 |    853.16        |         4390 |   1099.87 |         8343 |   1953.03        |
| 11 | MEGHALAYA             |        20332 |   2033.25        |         3345 |   3445.13 |        23677 |   5478.38        |        14822 |   6086.15        |         1924 |   1271.2  |        16746 |   7357.35        |
| 12 | MIZORAM               |          566 |    591.25        |         1641 |   3591.39 |         2207 |   4182.64        |         9792 |   7027.86        |         3931 |   2586.61 |        13723 |   9614.47        |
| 13 | NAGALAND              |            0 |      0           |            0 |      0    |            0 |      0           |         1177 |    200.32        |          157 |    231.75 |         1334 |    432.07        |

| 14   | SIKKIM                     |     6699 |           878.05 |     556 |    328.57 |     7255 |          1206.62 |       0 |             0.00 |      0 |     0.00 |       0 |             0.00 |
|------|----------------------------|----------|------------------|---------|-----------|----------|------------------|---------|------------------|--------|----------|---------|------------------|
| 15   | TRIPURA                    |    38927 |   3776.26        |   17010 |  25703.5  |    55937 |  29479.8         |  109987 |  11240           |  69688 |  23106   |  179675 |  34346           |
|      | North Eastern Region Total |    96803 |  10361.9         |   48317 |  37584.5  |   145120 |  47946.4         |  397410 |  92079.1         | 219605 | 107353   |  617015 | 199432           |
| 16   | A & N ISLAND               |     6033 |    923.85        |    6819 |   8978.39 |    12852 |   9902.24        |       0 |      0           |      0 |      0   |       0 |      0           |
| 17   | BIHAR                      |  1208030 | 105516           |       0 |      0    |  1208030 | 105516           | 1347494 | 538027           | 344586 | 176557   | 1692080 | 714583           |
| 18   | JHARKHAND                  |    10482 |   1696.86        |      73 |    151.57 |    10555 |   1848.43        |  387356 |  63376.3         |  70376 |  14135.2 |  457732 |  77511.5         |
| 19   | ODISHA                     |  1208540 | 593668           |       0 |  36785.6  |  1208540 | 630453           |  563354 | 162508           | 201898 | 134093   |  765252 | 296601           |
| 20   | WEST BENGAL                |  1107054 | 211655           |  204627 |  38151.3  |  1311681 | 249807           |  508698 | 183699           | 188563 |  94565.7 |  697261 | 278265           |
|      | Eastern Region Total       |  3540139 | 913460           |  211519 |  84066.9  |  3751658 | 997527           | 2806902 | 947610           | 805423 | 419350   | 3612325 |      1.36696e+06 |
| 21   | CHHATTISGARH               |   798586 | 164017           |   58978 |  32118.7  |   857564 | 196136           |  249799 |  81285.6         |  55886 |  21182.6 |  305685 | 102468           |
| 22   | MADHYA PRADESH             |  4727444 |      1.16938e+06 |    6505 |  11182.1  |  4733949 |      1.18057e+06 |  293821 | 357959           |  74493 |  66240.3 |  368314 | 424199           |
| 23   | UTTARAKHAND                |  1302713 | 600139           | 1122547 | 405090    |  2425260 |      1.00523e+06 |  614904 | 258960           | 207295 | 175894   |  822199 | 434854           |
| 24   | UTTAR PRADESH              |  3929518 | 559755           |  480978 | 282383    |  4410496 | 842138           | 3031679 |      1.51111e+06 | 564505 | 375272   | 3596184 |      1.88638e+06 |
|      | Central Region Total       | 10758261 |      2.4933e+06  | 1669008 | 730774    | 12427269 |      3.22407e+06 | 4190203 |      2.20931e+06 | 902179 | 638589   | 5092382 |      2.8479e+06  |
| 25   | GOA                        |     9672 |   4953.91        |    3168 |   3218.36 |    12840 |   8172.27        |       0 |      0           |      0 |      0   |       0 |      0           |
| 26   | GUJARAT                    |   630351 | 717158           |  107643 | 197785    |   737994 | 914943           |  246451 | 199826           |  65604 |  34887.4 |  312055 | 234714           |

| 27   | MAHARASHTRA           | 1826749   | 1658727.62   | 322276   | 414283.07   | 2149025   | 2073010.69   | 172860   | 98986.66   | 79679   | 93416.11   | 252539   | 192402.77   |
|------|-----------------------|-----------|--------------|----------|-------------|-----------|--------------|----------|------------|---------|------------|----------|-------------|
| 28   | D & N HAVELI UT       | 0         | 0.00         | 0        | 0.00        | 0         | 0.00         | 0        | 0.00       | 0       | 0.00       | 0        | 0.00        |
| 29   | DAMAN &DIU UT         | 0         | 0.00         | 29       | 68.16       | 29        | 68.16        | 0        | 0.00       | 0       | 0.00       | 0        | 0.00        |
|      | Western Region Total  | 2466772   | 2380839.53   | 433116   | 615354.59   | 2899888   | 2996194.12   | 419311   | 298813.14  | 145283  | 128303.52  | 564594   | 427116.66   |
| 30   | ANDHRA PRADESH        | 2754585   | 826375.48    | 63397    | 156220.93   | 2817982   | 982596.41    | 1966690  | 1108433.63 | 331854  | 330699.08  | 2298544  | 1439132.71  |
| 31   | TELANGANA             | 0         | 0.00         | 0        | 0.00        | 0         | 0.00         | 0        | 0.00       | 0       | 0.00       | 0        | 0.00        |
| 32   | KARNATAKA             | 1984533   | 682239.00    | 360771   | 233961.00   | 2345304   | 916200.00    | 886013   | 688752.00  | 432071  | 456775.00  | 1318084  | 1145527.00  |
| 33   | KERALA                | 633458    | 325507.84    | 341939   | 118831.30   | 975397    | 444339.14    | 825680   | 466291.00  | 31931   | 12067.00   | 857611   | 478358.00   |
| 34   | PUDUCHERRY            | 5799      | 1406.44      | 646      | 76.00       | 6445      | 1482.44      | 33250    | 18967.44   | 925     | 1022.97    | 34175    | 19990.41    |
| 35   | TAMILNADU             | 979957    | 479507.40    | 131263   | 55643.00    | 1111220   | 535150.40    | 424175   | 275000.00  | 51942   | 39388.05   | 476117   | 314388.05   |
| 36   | LAKSHADWEEP UT        | 0         | 0.00         | 0        | 0.00        | 0         | 0.00         | 0        | 0.00       | 0       | 0.00       | 0        | 0.00        |
|      | Southern Region Total | 6358332   | 2315036.16   | 898016   | 564732.23   | 7256348   | 2879768.39   | 4135808  | 2557444.07 | 848723  | 839952.10  | 4984531  | 3397396.17  |
|      | GRAND TOTAL           | 26950471  | 10798570.06  | 4000272  | 2725941.09  | 30950743  | 13524511.15  | 12881239 | 7380427.56 | 3279796 | 2440244.45 | 16161035 | 9820672.01  |
|      | Source: NABARD        |           |              |          |             |           |              |          |            |         |            |          |             |

## ANNEXURE VI to USQ 665 for 26.2.2016

LOANS/ADVANCES OUTSTANDING AS ON 31 MARCH 2015- COOPERATIVE BANKS & RRBs

R

|        |                  | Cooperative Banks   | Cooperative Banks   | Cooperative Banks                 | Regional Rural Banks   | Regional Rural Banks   | Regional Rural Banks              | Regional Rural Banks              | Regional Rural Banks              | Regional Rural Banks              | Regional Rural Banks              | Regional Rural Banks              |
|--------|------------------|---------------------|---------------------|-----------------------------------|------------------------|------------------------|-----------------------------------|-----------------------------------|-----------------------------------|-----------------------------------|-----------------------------------|-----------------------------------|
| S. No. | State/UTs        | Crop Loan           | Term Loan           | Total Loans (Crop Loan+ Term Loan | Crop Loan              | Term Loan              | Total Loans (Crop Loan+ Term Loan | Total Loans (Crop Loan+ Term Loan | Total Loans (Crop Loan+ Term Loan | Total Loans (Crop Loan+ Term Loan | Total Loans (Crop Loan+ Term Loan | Total Loans (Crop Loan+ Term Loan |
|        |                  | No. of A/c          | Amt                 | No. of A/c                        | Amt                    | No. of A/c             | Amt                               | No. of A/c                        | Amt                               | No. of A/c                        | Amt                               | No. of A/c                        |
| 1      | DELHI            | 298                 | 382.68              | 29                                | 146.12                 | 327                    | 528.80                            | 0                                 | 0.00                              | 0                                 | 0.00                              | 0                                 |
| 2      | HARYANA          | 1339622             | 734967.00           | 241900                            | 204376.57              | 1581522                | 939343.57                         | 205883                            | 253079.00                         | 106800                            | 22350.00                          | 312683                            |
| 3      | HIMACHAL PRADESH | 83394               | 96656.64            | 27370                             | 37343.76               | 110764                 | 134000.40                         | 36031                             | 26264.51                          | 27072                             | 15059.62                          | 63103                             |
| 4      | JAMMU & KASHMIR  | 0                   | 1090.00             | 2306                              | 3976.11                | 2306                   | 5066.11                           | 61233                             | 37168.75                          | 19382                             | 19489.75                          | 80615                             |
| 5      | PUNJAB           | 1009285             | 843588.95           | 263612                            | 321685.16              | 1272897                | 1165274.11                        | 132805                            | 237091.33                         | 41402                             | 60669.94                          | 174207                            |

| 6   | RAJASTHAN                  |   1770468 |      1290328.27 |   183376 |   195404.74 |   1953844 |      1485733.01 |   564619 |        818924.03 |   103799 |   92907.21 |   668418 |
|-----|----------------------------|-----------|-----------------|----------|-------------|-----------|-----------------|----------|------------------|----------|------------|----------|
| 7   | CHANDIGARH UT              |         0 |     0           |        0 |        0    |         0 |     0           |        0 |      0           |        0 |       0    |        0 |
|     | Northern Region Total      |   4203067 |     2.96701e+06 |   718593 |   762932    |   4921660 |     3.72995e+06 |  1000571 |      1.37253e+06 |   298455 |  210477    |  1299026 |
| 8   | ARUNACHAL PRADESH          |       129 |    45.37        |       87 |      394.5  |       216 |   439.87        |     3640 |   2651.86        |      144 |     437.69 |     3784 |
| 9   | ASSAM                      |     32260 |  3250.04        |    26084 |     3653.98 |     58344 |  6904.02        |   277904 |  79354.3         |   133398 |   82391.6  |   411302 |
| 10  | MANIPUR                    |        51 |    14.08        |        0 |        0    |        51 |    14.08        |     5336 |   1368           |     4493 |    1034.57 |     9829 |
| 11  | MEGHALAYA                  |     22982 |  2749.37        |    11779 |     7014.24 |     34761 |  9763.61        |    17522 |   7888.26        |     1727 |    1470.87 |    19249 |
| 12  | MIZORAM                    |       889 |  8757.5         |     2119 |     2704.34 |      3008 | 11461.8         |     2530 |    813.11        |    18403 |    9399.15 |    20933 |
| 13  | NAGALAND                   |      7054 |  1296.29        |     2321 |     3157.03 |      9375 |  4453.32        |      924 |    146.51        |       90 |     159.87 |     1014 |
| 14  | SIKKIM                     |      7617 |   884.21        |      584 |      371.22 |      8201 |  1255.43        |        0 |      0           |        0 |       0    |        0 |
| 15  | TRIPURA                    |     58667 |  4743.11        |    40759 |    46090.3  |     99426 | 50833.4         |   113675 |  14421           |    69268 |   22056    |   182943 |
|     | North Eastern Region Total |    129649 | 21740           |    83733 |    63385.6  |    213382 | 85125.6         |   421531 | 106643           |   227523 |  116950    |   649054 |

| 16   | A &NISLAND           |     676 |           544.73 |   4546 |   3070.41 |     5222 |          3615.14 |       0 |             0.00 |      0 |     0.00 |       0 |
|------|----------------------|---------|------------------|--------|-----------|----------|------------------|---------|------------------|--------|----------|---------|
| 17   | BIHAR                | 1366049 |      1.3452e+06  |      0 |       0   |  1366049 |      1.3452e+06  | 1535014 | 529643           | 319539 | 171471   | 1854553 |
| 18   | JHARKHAND            |   14649 |   2694.42        |    738 |    1605.5 |    15387 |   4299.92        |  358031 |  83200.6         |  52167 |  12161.4 |  410198 |
| 19   | ODISHA               | 3013519 | 680155           |  47629 |   26941.4 |  3061148 | 707096           |  566559 | 195909           | 159188 | 123665   |  725747 |
| 20   | WEST BENGAL          | 1610678 | 287902           | 265880 |  119241   |  1876558 | 407143           |  494162 | 196210           | 213225 | 114430   |  707387 |
|      | Eastern Region Total | 6005571 |      2.3165e+06  | 318793 |  150858   |  6324364 |      2.46736e+06 | 2953766 |      1.00496e+06 | 744119 | 421727   | 3697885 |
| 21   | CHHATTISGARH         |  952076 | 257357           |  56360 |   29603.1 |  1008436 | 286960           |  273411 |  92253.7         |  53669 |  19288.3 |  327080 |
| 22   | MADHYA PRADESH       | 5147194 |      1.19071e+06 |  13359 |   13359.8 |  5160553 |      1.20407e+06 |  491564 | 581161           |  79516 |  72592.2 |  571080 |
| 23   | UTTARAKHAND          |  151000 |  74497.1         |  51833 |   18135.8 |   202833 |  92632.9         |   54871 |  28794.6         |  16591 |  15255.6 |   71462 |
| 24   | PRADESH              | 3749421 | 684405           | 480978 |  282317   |  4230399 | 966722           | 3057666 |      2.07728e+06 | 676908 | 422836   | 3734574 |
|      | Central Region Total | 9999691 |      2.20697e+06 | 602530 |  343416   | 10602221 |      2.55039e+06 | 3877512 |      2.77949e+06 | 826684 | 529972   | 4704196 |
| 25   | GOA                  |    5252 |   4709.03        |   1134 |    4182.4 |     6386 |   8891.43        |       0 |      0           |      0 |      0   |       0 |

| 26   | GUJARAT              |   1102821 |        844413.00 |   196706 |   292907.00 |   1299527 |       1137320.00 |   248909 |   236205.89 |   64041 |   36073.62 |   312950 |
|------|----------------------|-----------|------------------|----------|-------------|-----------|------------------|----------|-------------|---------|------------|----------|
| 27   | MAHARASHTRA          |   2054894 |      1.85406e+06 |   390180 |   455046    |   2445074 |      2.30911e+06 |   350972 |      222772 |  126216 |  123360    |   477188 |
| 28   | D &NHAVELI UT        |         0 |      0           |        0 |        0    |         0 |      0           |        0 |           0 |       0 |       0    |        0 |
| 29   | DAMAN &DIU UT        |         0 |      0           |        0 |        0    |         0 |      0           |        0 |           0 |       0 |       0    |        0 |
|      | Western Region Total |   3162967 |      2.70318e+06 |   588020 |   752135    |   3750987 |      3.45532e+06 |   599881 |      458978 |  190257 |  159433    |   790138 |
| 30   | ANDHRA PRADESH       |   1005196 | 502591           |    41606 |   103981    |   1046802 | 606572           |  1097658 |      663425 |  347712 |  456636    |  1445370 |
| 31   | TELANGANA            |    509360 | 254675           |    25704 |    64236.1  |    535064 | 318911           |   824038 |      429410 |   98471 |  135397    |   922509 |
| 32   | KARNATAKA            |   2272741 | 881267           |    68709 |   252362    |   2341450 |      1.13363e+06 |   927313 |      786717 |  502885 |  561928    |  1430198 |
| 33   | KERALA               |    984346 | 364605           |   310885 |   109921    |   1295231 | 474526           |  1024194 |      598839 |   26193 |   11402    |  1050387 |
| 34   | PUDUCHERRY           |      5838 |   1351.63        |      647 |       55.43 |      6485 |   1407.06        |    46858 |       25545 |     964 |     940.35 |    47822 |
| 35   | TAMILNADU            |   2027486 | 543984           |   159878 |    61496.5  |   2187364 | 605480           |   615877 |      332194 |  128383 |   96760.5  |   744260 |
| 36   | LAKSHADWEEP UT       |         0 |      0           |        0 |        0    |         0 |      0           |        0 |           0 |       0 |       0    |        0 |

| Southern Region Total   |   6804967 |   2548473.11 |   607429 | 592052.71 7412396   |   3140525.82 |   4535938 |   2836130.71 |   1104608 |   1263064.59 |   5640546 |
|-------------------------|-----------|--------------|----------|---------------------|--------------|-----------|--------------|-----------|--------------|-----------|
| GRAND TOTAL             |  30305912 |  1.27639e+07 |  2919098 | 2664780.23 33225010 |  1.54287e+07 |  13389199 |  8.55873e+06 |   3391646 |  2.70162e+06 |  16780845 |

Source:

NABARD