Lok Sabha Question No. 1621 (UNSTARRED), answered on 2026-02-10
Subject: Delay in settlement of PMFBY Claims
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Shyamkumar Daulat Barve

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 1621

TO BE ANSWERED ON THE 10 TH   FEBRUARY, 2026

## DELAY IN SETTLEMENT OF PMFBY CLAIMS

1621. SHRI SHYAMKUMAR DAULAT BARVE:

Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

(a) the NUMBER of farmers whose insurance claims are pending under Pradhan Mantri Fasal Bima Yojana during the last three years till date along with the total amount involved in these claims including the details thereof, State/UT-wise;

(b) whether the disposal of farmers claims is being excessively delayed by the insurance companies, if so, the details of the amount  recovered from insurance Companies under penal interest as per the provisions of the scheme and paid to farmers, State/UT-wise;

(c) whether the Government is considering to increase the time limit of 72 hours fixed to provide information of local disaster and make claim process more practical; and

(d)  whether  there  is  any  time  bound  scheme  to  make  the  use  of  Satellite  and  drone technology mandatory to ensure transparent and accurate assessment of crop damage?

## ANSWER

MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण राǛ मंũी (SHRI RAMNATH THAKUR)

(a) & (b) : State-wise  cumulative  details  of  claims  reported,  claims  paid  and  pending during last three years i.e. 2022-23 to 2024-25  under Pradhan Mantri Fasal Bima Yojana (PMFBY)  are given in Annexure .

Majority of the admissible claims under Pradhan Mantri Fasal Bima Yojana (PMFBY) are settled  within the stipulated timelines under the Operational Guidelines of the scheme by the insurance companies.    However, during the implementation of the scheme  some complaints  were  received  in  the  past  about  payment  of  claims  which  are  primarily  on account  of (a)  delay  in  providing  State  Government  share  of  subsidy    (b)  nonpayment/delayed payment or under payment of claims on account of incorrect/delayed  submission of insurance proposals by banks (c) discrepancy in yield  data  &  consequent  disputes  between  State  Government  and  insurance companies  etc. The  pending  claims  on  account  of  these  issue  are  settled  after  their resolution as per provisions of the scheme.

(c) : There is no such proposal under consideration at present.

(d)  :    Based  on    the  recommendations  of  the  different  pilot  studies,  conducted  through Mahalanobis  National  Crop  Forecasting  Centre  (MNCFC)  under  the  Department  of Agriculture & Farmers Welfare, following technologies for Objective Crop Damage & Loss Assessment and transparency have already been implemented w.e.f. 2023-24 under the scheme:

- i. YES-TECH  (Yield  Estimation  System  Based  on  Technology) for gradual migration to Remote-Sensing based yield estimation to help assess yields as well as fair and accurate Crop Yield Estimation . This initiative has been launched for paddy &  wheat  crops  from  Kharif  2023  wherein  30%  weightage  to  yield  estimation  will mandatorily be assigned to YES-TECH derived yield. Soybean crop has been added from Kharif 2024 season.
- ii. WINDS (Weather Information Network and Data System) for setting up of Network of Automatic Weather Stations (AWS) & Automatic Rain-Gauges (ARG) to the tune of 5 times of existing  network for collecting hyper-local weather data at GP & Block level.  This will be fed into a National database with interoperability & sharing of data in coordination with India Meteorological Department (IMD).  WINDS provides data not  only  for  YES-TECH  but  also  for  effective  drought  &  disaster  management, accurate weather prediction and offering better parametric insurance products.

Annexure

## PMFBY & RWBCIS: All India State wise Claims Report from 2022-23 to 2024-25 as on 31.12.2025.

| State/UT         | Reported Claims   | Paid Claims    | Pending Claims   |
|------------------|-------------------|----------------|------------------|
|                  | (Rs. In Crore)    | (Rs. In Crore) | (Rs. In Crore)   |
| A & N Islands    | 0.05              | 0.05           | 0.00             |
| Andhra Pradesh   | 3,793.60          | 751.94         | 3,041.66         |
| Assam            | 176.26            | 173.39         | 2.87             |
| Chhattisgarh     | 1,394.06          | 1,392.68       | 1.37             |
| Goa              | 0.01              | 0.01           | 0.00             |
| Haryana          | 3,190.63          | 3,149.98       | 40.65            |
| Himachal Pradesh | 219.70            | 214.16         | 5.54             |
| Jammu & Kashmir  | 69.78             | 67.56          | 2.22             |
| Jharkhand        | 27.28             | -              | 27.28            |
| Karnataka        | 8,630.78          | 8,564.92       | 65.86            |
| Kerala           | 357.38            | 346.68         | 10.70            |
| Madhya Pradesh   | 3,341.31          | 3,309.07       | 32.24            |
| Maharashtra      | 21,031.87         | 20,780.47      | 251.41           |
| Manipur          | 5.45              | 5.29           | 0.16             |
| Meghalaya        | 24.23             | 24.01          | 0.21             |
| Odisha           | 978.41            | 967.85         | 10.56            |
| Puducherry       | 11.32             | 9.71           | 1.61             |
| Rajasthan        | 10,283.13         | 9,929.69       | 353.44           |
| Sikkim           | 0.02              | 0.01           | 0.01             |
| Tamil Nadu       | 2,491.01          | 2,446.69       | 44.31            |
| Tripura          | 4.57              | 4.46           | 0.11             |
| Uttar Pradesh    | 1,920.85          | 1,882.33       | 38.53            |
| Uttarakhand      | 911.14            | 862.33         | 48.81            |
| Total            | 58,862.84         | 54,883.28      | 3,979.55         |

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