opensansad/lok-sabha-qa huggingface dataset:
Lok Sabha Question No. 197 (UNSTARRED), answered on 2025-12-01
Subject: Declining Household Savings
Ministry: FINANCE
Asked by: Shri Rao Rajendra Singh

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF ECONOMIC AFFAIRS

## LOK SABHA

UNSTARRED QUESTION NO.197

TO BE ANSWERED ON MONDAY, DECEMBER 1, 2025 / Agrahayana 10, 1947 (Saka)

## Declining Household Savings

197. Shri Rao Rajendra Singh: Will the Minister of FINANCE be pleased to state:

- (a) whether the Government has taken cognizance of the decline in household savings in the country to 18.1 per cent of Gross Domestic Product (GDP) in FY 2023-24, if so, the details thereof;
- (b) the policy measures proposed by the Government to incentivize household and private savings to ensure adequate domestic investment; and
- (c) whether the Government has assessed the long-term impact of falling household savings on the country's growth trajectory and fiscal stability, if so, the details thereof?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PANKAJ CHAUDHARY)

- (a): As per National Account Statistics 2025 published by the Ministry of Statistics and Programme Implementation, the household savings have increased from ₹50.1 lakh crore in 2022-23 to ₹54.61 lakh crore in 2023-24. As a per cent of GDP, household savings declined from 18.6 per cent in 2022-23 to 18.1 per cent in 2023-24.
- (b): The government's focus on ease of doing business, skilling, employment generation, inclusive human resource development as well as creation of infrastructure creates a congenial environment for growth of household income and savings. Additionally, the new income tax exemption for annual incomes up to ₹12 lakh and the recent GST rate rationalisation measures are expected to boost household consumption, savings and investment.
- (c): The  Government  closely  tracks  the  trends  in  key  economic  parameters,  including household savings, along with their implications for economic growth and fiscal stability. At present, the macroeconomic fundamentals of the Indian economy remain strong, supported by robust  domestic  demand,  moderating  inflation,  improved  corporate  balance  sheets  and sustained fiscal discipline.

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Lok Sabha Question No. 194 (UNSTARRED), answered on 2025-12-01
Subject: Identified Talent in Jalgaon under KI and  TOPS
Ministry: YOUTH AFFAIRS AND SPORTS
Asked by: Smt. Smita Uday Wagh

## GOVERNMENT OF INDIA MINISTRY OF YOUTH AFFAIRS & SPORTS (DEPARTMENT OF SPORTS)

## LOK SABHA UNSTARRED QUESTION NO. 194 TO BE ANSWERED ON 01.12.2025

Identified Talent in Jalgaon under KI and TOPS

194. Smt. Smita Uday Wagh:

Will the Minister of YOUTH AFFAIRS AND SPORTS be pleased to state:

- (a)  whether  sportspersons  from  the  Jalgaon  Lok  Sabha  Constituency  of Maharashtra  identified  or  supported  under  the  Target  Olympic  Podium Scheme (TOPS) or other national sports programmes;
- (b)  if  so,  the  details  of  athletes,  sporting  disciplines  and  the  nature  of assistance provided;
- (c)  whether  the  Government  has  set  any  specific  target  or  plan  for strengthening sports infrastructure, coaching facilities and talent identification  in  Jalgaon  under  the  schemes  such  as  Khelo  India  (KI)  and TOPS;
- (d)  if  so,  the  details  of  ongoing  or  proposed  infrastructure  projects  and financial allocations; and
- (e)  the  details  of  the  achievements  made  so  far  and  the  roadmap  for integrating smaller districts like Jalgaon into the national high-performance sports  ecosystem,  particularly  in  view  of  India's  proposed  2036  Olympic ambitions?

## ANSWER THE MINISTER OF YOUTH AFFAIRS & SPORTS { DR. MANSUKH MANDAVIYA }

(a) and (b) Yes, Sir. Two Khelo India Athletes (KIAs) from Jalgoan district of Maharashtra, one each in Athletics and Cycling, are being supported under Khelo India Scheme. Under the component 'Khelo India Centres & Sports Academies' of Khelo India Scheme, the  KIAs are given option to join the accredited Khelo India academies and also provided financial assistance of Rs.  6.28  Lakh  per  annum  [including  Rs  1.20  Lakh  as  Out  of  Pocket

Allowance (OPA)] towards training expenses, coaching, competitions exposure, education, equipment support, scientific support etc.

(c) to (e) Schemes of this Ministry are demand driven and no targets are set. The  proposals  received  from  the  State/UT  Government  and  other  eligible entities are considered for financial support, subject to their completeness, technical feasibility and availability of funds under the scheme in line with the twin object of mass participation & promotion of excellence in sports to infuse sport culture in the country. The details of the sports infrastructure projects  approved  and  their  sanctioned  cost,  funds  released  and  their physical  and  financial  progress,  under  Khelo  India  Scheme  and  National Sports Development Fund (NSDF) across the country, including in the State of  Maharashtra,  are  available  in  public  domain  on  the  dashboards  of  the Ministry at https://mdsd.kheloindia.gov.in and http://www.nsdf.yas.gov.in/nsdf-glance.html.  Further,  the  Government  has launched Khelo Bharat Niti 2025, which seeks to create an inclusive and robust sporting ecosystem that nurtures talent from the grassroots to the Olympic podium including Olympics 2036.

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Lok Sabha Question No. 192 (UNSTARRED), answered on 2025-12-01
Subject: Violation of the Guidelines of the NTCA
Ministry: ENVIRONMENT, FOREST AND CLIMATE CHANGE
Asked by: Shri Harish Chandra Meena

## GOVERNMENT OF INDIA MINISTRY OF ENVIRONMENT, FOREST AND CLIMATE CHANGE

## LOK SABHA UNSTARRED QUESTION NO. 192

TO BE ANSWERED ON 01.12.2025

## Violation of the Guidelines of the NTCA

## 192.   SHRI HARISH CHANDRA MEENA:

Will the Minister of ENVIRONMENT, FOREST AND CLIMATE CHANGE be pleased to state:

- (a) whether  the  safari  timings  of  the  tourist  vehicles  at  the  Ranthambore  Tiger  Reserve  in Rajasthan were extended in May, 2025 and the tigers were shown in the artificial light which is violation of the guidelines of the National Tiger Conservation Authority (NTCA);
- (b) if so, the details thereof along with the action taken against the officers/agencies responsible and steps taken to check the recurrence of such incidents in future; and
- (c) if not, the reaction of the Government to these reports and the present status of enforcement of NTCA guidelines for safari timings, artificial light and vehicles access to the Tiger Reserve?

## ANSWER

MINISTER  OF  STATE  IN  THE  MINISTRY  OF  ENVIRONMENT,  FOREST  AND CLIMATE CHANGE (SHRI KIRTI VARDHAN SINGH)

- (a) As reported by the State, there was no extension of safari timings for tourist vehicles at the Ranthambore Tiger Reserve in May 2025.
- (b) & (c)  The State Governments have been advised to adhere to the National Tiger Conservation Authority (Normative Standards for Tourism and Project Tiger) Guidelines, 2012, for regulating tourism activities.

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Lok Sabha Question No. 189 (UNSTARRED), answered on 2025-12-01
Subject: Setting up of Sports Training Centre in Tribal Areas of Chandauli
Ministry: YOUTH AFFAIRS AND SPORTS
Asked by: Shri Virendra Singh

## GOVERNMENT OF INDIA MINISTRY OF YOUTH AFFAIRS & SPORTS (DEPARTMENT OF SPORTS)

## LOK SABHA UNSTARRED QUESTION NO. †189 TO BE ANSWERED ON 01.12.2025

Setting up of Sports Training Centre in Tribal Areas of Chandauli

†189. Shri Virendra Singh:

Will the Minister of YOUTH AFFAIRS AND SPORTS be pleased to state:

- (a) whether the Government proposes to set up new sports training centres in tribal dominated areas in view of the shortage of such facilities;
- (b) if so, the details thereof and if not, the reasons therefor;
- (c) whether the Government proposes to construct any sports ground/stadium in the tribal area of Chandauli district in Uttar Pradesh for sports like archery, football, kabaddi etc.;
- (d) if so, the details of funds is being allocated under this head; and
- (e) if not, the reasons therefor?

## ANSWER THE MINISTER OF YOUTH AFFAIRS & SPORTS { DR. MANSUKH MANDAVIYA }

(a) and (b) 'Sports' being a State subject, the responsibility of development of  sports,  including  setting  up  of  sports  training  centres  in  the  tribal dominated areas to train the tribal children for participating in the national sports  events  and  building  sports  ground/stadium  for  archery,  football, kabaddi  etc.,  rests  primarily  with  the  respective  State/Union  Territory Governments.  The  Union  Government  only  supplements  their  efforts  by bridging critical gaps. The Ministry of Youth Affairs and Sports implements the following schemes for the promotion of sports in the country, including in the tribal dominated areas of the State of Uttar Pradesh:

- (i) Khelo India - National Programme for Development of Sports;
- (ii) Assistance to National Sports Federations;

(iii)  Cash  Incentive  to  Medal  Winners  in  International  Sports  Events and their Coaches; (iv) National Sports Awards; (v) Pension to Meritorious Sportspersons; (vi) Pandit Deendayal Upadhyay National Welfare Program for Sportspersons; (vii) National Sports Development Fund; and (viii)  Running  Sports  Training  Centres  through  Sports  Authority  of

India.

Details  of  the  above  schemes  are  available  in  the  public  domain  on  the websites of this Ministry and the Sports Authority of India.

Under  the  Khelo  India  Scheme,  National  Sports  Development  Fund  and Sports  Promotional  Schemes  of  Sports  Authority  of  India,  various  sports training  centres  and  sports  academies  are  being  supported  across  the country, including in the tribal dominated areas to train the tribal children for participating in the national sports events.

(c) to (e) There is no proposal under consideration in this Ministry to build sports ground/stadium for archery, football, kabaddi etc. in the tribal area of Chandauli district of Uttar Pradesh.

*****
Lok Sabha Question No. 185 (UNSTARRED), answered on 2025-12-01
Subject: Incredible India 2.0 Initiative
Ministry: TOURISM
Asked by: Smt. Pratima Mondal

## GOVERNMENT OF INDIA MINISTRY OF TOURISM

## LOK SABHA

## UNSTARRED QUESTION NO.185 ANSWERED ON 01.12.2025

## INCREDIBLE INDIA 2.0 INITIATIVE

## 185. SMT. PRATIMA MONDAL:

Will the Minister of TOURISM be pleased to state:

- (a)   the details of the targeted promotional campaigns launched in key international markets under the Incredible India 2.0 initiative along with the manner in which their effectiveness is being assessed;
- (b)   the  details  of  the  specific  policy  interventions  undertaken  by  the Government to promote sustainable and responsible tourism practices across ecologically fragile regions; and
- (c)   the  manner  in  which  the  Government  plans  to  position  India  as  a preferred  destination  for  MICE  (Meetings,  Incentives,  Conferences and Exhibitions) tourism globally?

## ANSWER

## THE MINISTER OF TOURISM (SHRI GAJENDRA SINGH SHEKHAWAT)

(a): The Ministry of Tourism launched the Incredible India 2.0 campaign with  paradigm  shift  from  general  promotions  to  thematic  offerings  in major source  and  potential countries with focus to attract  more international tourists to India.

(b) to (c): Ministry  of  Tourism  promotes  India  as  a  holistic  tourism destination including sustainability, responsible tourism practices. Ministry also promotes Meetings, Incentives, Conferences and Exhibitions (MICE)  tourism  destinations  through  various  medium  including  social media, websites and participation in fairs and exhibitions.

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Lok Sabha Question No. 183 (UNSTARRED), answered on 2025-12-01
Subject: Setting-up of Home Stays in Tiger Reserve areas
Ministry: TOURISM
Asked by: Dr. Rajesh Mishra

## GOVERNMENT OF INDIA MINISTRY OF TOURISM

## LOK SABHA

## UNSTARRED QUESTION NO.+183

## ANSWERED ON 01.12.2025

## SETTING-UP OF HOME STAYS IN TIGER RESERVE AREAS

## +183.  DR. RAJESH MISHRA:

Will the Minister of TOURISM be pleased to state:

- (a)   the facilities being provided to the tribal and other people for building/setting up homestay facilities for convenience of tourists in the Tiger Reserve areas;
- (b)   the  financial  support  being  accrued  to  tribal  and  other  poor  people regarding this;
- (c)   the  number  of  home  stays  built  in  the  vicinity  of  Sanjay  Dubri  Tiger Reserve in Sidhi Lok Sabha Constituency;
- (d)   the  details  of  assistance  provided  by  the  Government  to  the  people developing homestays facilities; and
- (e)  the number of people benefited from the said assistance in Sidhi Lok Sabha Constituency?

## ANSWER

(SHRI GAJENDRA SINGH SHEKHAWAT)

THE MINISTER OF TOURISM

(a) to (e): The Ministry  of  Tourism  under  Pradhan  Mantri  Janjatiya  Unnat Gram  Abhiyan  (PMJUGA)  a  sub-scheme  of  Swadesh  Darshan  Scheme provides funding support for development & renovation of Tribal Homestays and village community requirements.

The scheme envisages to develop homestays in tribal areas to promote tribal responsible tourism and enhance livelihood opportunities for communities.

The scheme focuses on providing financial assistance of up to ₹5 lakh for village community requirements, up to ₹5 lakh for the construction of two new  rooms  for  each  household,  and  up  to  ₹3  lakh  for  the  renovation  of existing rooms for each household. Projects  amounting  to  ₹17.52  crore  have  been  approved  under  the scheme. However, no funds have been released thus far. No proposal has been received under the scheme for the development of tribal homestays within the Sidhi Lok Sabha constituency. *****
Lok Sabha Question No. 170 (UNSTARRED), answered on 2025-12-01
Subject: Lending Practices of Banks
Ministry: FINANCE
Asked by: Shri Eatala Rajender, Shri Chamala Kiran Kumar Reddy

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 170

ANSWERED ON MONDAY, DECEMBER 1, 2025/AGRAHAYANA 10, 1947 (SAKA)

## Lending Practices of Banks

170.   SHRI EATALA RAJENDER:

SHRI CHAMALA KIRAN KUMAR REDDY:

Will the Minister of FINANCE be pleased to state:

- (a) whether banks in the country need to adhere to disciplined lending practices; and
- (b) if so, the details thereof and the measures taken by the Government in this regard?

## ANSWER

## THE MINISTER OF STATE FOR FINANCE (SHRI PANKAJ CHAUDHARY)

- (a) and (b): The Reserve Bank of India (RBI) has issued guidelines to ensure that banks adhere to fair lending practices and penal charges in loan accounts. These guidelines aim to promote fairness,  transparency,  accountability  in  the  lending  practices  of  banks,  address  customer grievances arising from different practices in the imposition of penal charges, and to ensure that borrowers are treated fairly.

Further, banks have established a comprehensive credit appraisal system governed by their respective Board-approved lending policy, which is periodically reviewed, based on prevailing trends  and  dynamics  of  the  market,  regulatory  guidelines,  etc.  to  maintain  its  effectiveness. Further, risk assessment models are being validated and recalibrated periodically to ensure the robustness of credit risk models.

The Government/RBI, over the last few years, has also taken various reform measures to create robust credit appraisal and to improve the quality of lending and credit discipline. These include, inter alia , the following:

- (i)  Setting up of Loan Management Systems and Centralised Processing Centres by the banks.
- (ii)  Institution  of  technology-  and  data-driven  risk  scoring  and  scrutiny  systems  in  banks  that comprehensively  factor  in  third-party  data  and  non-financial  risk  factors  and  provide  for higher scrutiny of high-risk cases.
- (iii)  Institution  of  risk  appetite  frameworks  in  banks,  and  improved  adherence  to  risk-based pricing.
- (iv)  Adoption  of  improved  credit  policies  that  provide  for  improved  consortium  lending,  ringfencing of cash flows, and disbursement arrangements.
- (v) Recruitment of Chief Risk Officer and Chief Compliance Officer from the market, who report directly to the Board to enhance effectiveness of regulations.
- (vi)  Through  the  Enhanced  Access  &  Service  Excellence  (EASE)  framework,  an  objective process of incremental reforms in sync with the evolving ecosystem has been institutionalized across PSBs. Areas of continued focus include - Governance, prudential lending, risk management, technology- and data-driven banking and outcome-centric HR.

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Lok Sabha Question No. 169 (UNSTARRED), answered on 2025-12-01
Subject: Funds under Sarva Shiksha Abhiyan
Ministry: EDUCATION
Asked by: Shri K Radhakrishnan

## GOVERNMENT OF INDIA MINISTRY OF EDUCATION DEPARTMENT OF SCHOOL EDUCATION AND LITERACY

## LOK SABHA

## UNSTARRED QUESTION NO. 169 ANSWERED ON 01/12/2025

## Funds under Sarva Shiksha Abhiyan

169. Shri K Radhakrishnan:

Will the Minister of EDUCATION be pleased to state:

(a)  whether  the  Government  has  not  released  the  Central  share  of  funds  under  the  Sarva Shiksha Abhiyan to the State of Kerala during the current financial year;

(b) if so, the reasons for the delay or non-release of such funds;

(c)  the  total  amount  of  Central  assistance  pending  for  release  to  Kerala  under  the  said schemes; and

(d) the time by which the Government proposes to release the pending funds to ensure that the implementation of school education programmes in the said State is not affected?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF EDUCATION (SHRI JAYANT CHAUDHARY)

(a)  to  (d):  An  amount  of  Rs.  92.41  Crore  has  been  released  to  the  State  of  Kerala  as 1 st instalment during current financial year out of Central Share of Rs. 452.04 Crore allocated for FY 2025-26. The balance Central Share is released to the State subject to compliance with release criteria of the scheme and guidelines of Ministry of Finance issued from time to time.

***
Lok Sabha Question No. 168 (UNSTARRED), answered on 2025-12-01
Subject: Scholarship Sanctioned under Central Schemes
Ministry: EDUCATION
Asked by: Shri Sunil Kumar

## GOVERNMENT OF INDIA MINISTRY OF EDUCATION DEPARTMENT OF HIGHER EDUCATION LOK SABHA UNSTARRED QUESTION No. 168 ANSWERED ON 01/12/2025

## Scholarship Sanctioned under Central Schemes

## †168.   Shri Sunil Kumar:

Will the Minister of EDUCATION be pleased to state:

(a)  the  number  of  students  of  college  and  university  who  have  received  scholarship, sanctioned and distributed under central schemes of the Government since the year 2020 for the  students  of  West  Champaran  district  of  Valmiki  Nagar  Parliamentary  constituency  of Bihar;

(b) the structure form of National means-cum-merit scholarship scheme for Pradhan Mantri Uchchatar Shiksha Protsahan (CSSS);

(c) the amount distributed yearly under these schemes during the said period;

(d) whether any delay or irregularity has been observed in the disbursement of scholarship,and if so, the details thereof; and

(e)  the  remedial  measures  taken  by  the  Government  to  release  the  money  in  time  and  to reduce the cases of disapproval for Scholarship?

## ANSWER MINISTER OF STATE IN THE MINISTRY OF EDUCATION

## (DR. SUKANTA MAJUMDAR)

(a)  to  (e):    The  Government  is  implementing  different  scholarship  schemes  for  providing financial  assistance  to  all  categories  of  students,  subject  to  extant  scheme  guidelines.  The Department  of  Higher  Education  is  implementing  the  PM-USP  Central  Sector  Scheme  of Scholarship for College and University Students (PM-USP CSSS).Since the year 2020, 7303 students  of  West  Champaran  district  of  Bihar  have  benefitted  under  the  PM-USP  CSSS scholarship scheme.

Under the PM-USP CSSS, financial assistance in the form of scholarships is provided to deserving and meritorious students for pursuing higher education. Students who are in top

20 th percentile  of  successful  candidates  in  class  XII  and  having  family  income  up  to  ₹  4.5 lakhs per annum, are eligible to apply. In a year, 82,000 fresh scholarship slots are available. These have been divided amongst the State Education Boards based on the State's population in the age group of 18-25 years. 50% scholarship slots are earmarked for the girl students. Central Reservation Policy is being followed under the scheme, i.e., 15% seats are earmarked for SCs,  7.5%  for  STs  and  27  %  for  OBCs  and  5%  horizontal  reservation  for  students  with Benchmark Disabilities as per schematic norms.The rate of scholarship is Rs. 12,000/- per year for the first three years and Rs. 20,000/- per year for the fourth and fifth year.To ensure timely disbursement  of  the  scholarship  amount,  the  scholarship  is  disbursed  directly  into  the Aadhaar seeded bank account of beneficiaries .

*****
Lok Sabha Question No. 166 (UNSTARRED), answered on 2025-12-01
Subject: Government Arts and Science Colleges at Androth and Kadmat Islands
Ministry: EDUCATION
Asked by: Shri Muhammed Hamdullah Sayeed

## GOVERNMENT OF INDIA MINISTRY OF EDUCATION DEPARTMENT OF HIGHER EDUCATION

## LOK SABHA UNSTARRED QUESTION NO. 166 ANSWERED ON 01.12.2025

## Government Arts and Science Colleges at Androth and Kadmat Islands

166.   Shri Muhammed Hamdullah Sayeed:

Will the Minister of EDUCATION be pleased to state:

- (a) whether  the  Government  is  aware  that  the  Government  Arts  and  Science Colleges at Androth and Kadmat Islands in the Union Territory of Lakshadweep have limited course options, restricting higher education opportunities for local students;
- (b) if  so,  whether  the  Administration  has  submitted  any  proposal  to  start  new undergraduate and postgraduate courses in these colleges;
- (c) if so, the details and the current status of such proposals thereof;
- (d) whether the Government proposes to introduce new courses in emerging fields such as computer science, commerce, tourism, fisheries and environmental studies to meet local employment and development needs in the country; and
- (e) if so, the details thereof along with the timeline for their implementation?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF EDUCATION (DR. SUKANTA MAJUMDAR)

(a) to (e): As per information received from the Administration of Union Territory of Lakshadweep, at present, Government Arts and Science College at Kadmat is offering the  courses  such  as  BA  (Economics),  BA  (English)  B.voc  Tourism  and  Service Industry, B.voc Software Development & D.voc Catering and Hospitality. Government Arts and Science College at Androth is offering BA Political Science, B.Com and B.Sc Aqua Culture Courses.

*****