Lok Sabha Question No. 1104 (UNSTARRED), answered on 2015-12-04
Subject: Social Security Schemes
Ministry: FINANCE
Asked by: DADDAN MISHRA, C.R. CHAUDHARY, P.P. CHAUDHARY, BHAIRON PRASAD MISHRA, GOPALAKRISHNAN CHINNARAJ, NAGARAJAN P., YERRAM VENKATA SUBBAREDDY

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 1104

TO BE ANSWERED ON 4 th December, 2015/Agrahayana 13, 1937 (Saka)

## Social Security Schemes

†1104. SHRI DADDAN MISHRA:

SHRI C.R. CHAUDHARY:

SHRI P.P. CHAUDHARY:

SHRI BHAIRON PRASAD MISHRA:

SHRI P. NAGARAJAN:

SHRI Y.V. SUBBA REDDY:

SHRI R. GOPALAKRISHNAN:

Will the Minister of FINANCE be pleased to state:

- (a) the present status of social security schemes viz. Pradhan Mantri Jeevan Jyoti Bima Yojana  (PMJJBY),  Pradhan  Mantri  Suraksha  Bima  Yojana  (PMSBY)  and  Atal Pension Yojana in the country (APY);
- (c) whether the Government has received any complaints against banks that they have distributed limited number of applications forms for these Yojanas in rural areas and also not held awareness programmes to people about the said yojanas;
- (b) the total number of people covered/ insured and amount deposited and claims made by those who have been insured in the said schemes till date, scheme and Statewise;
- (d) if  so,  the  details  thereof  and  the  corrective  action  taken  by  the  Government  in  this regard; and
- (e) the  other  steps  taken  by  the  Government  to  increase  the  cover  of  these  social security schemes?

## ANSWER

THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI JAYANT SINHA)

(a) to (e): The current cumulative gross enrolment under Pradhan Mantri Jeevan Jyoti Bima Yojana  (PMJJBY),  Pradhan  Mantri  Suraksha  Bima  Yojana  (PMSBY)  and  Atal  Pension Yojana  (APY)  schemes  as  reported  by  the  respective  State  Level  Bankers'  Committee (SLBC) is 12.31 crore. The State-wise gross enrolment data is given in Annexure-1.  As on 21 st November, 2015 an amount of Rs. 801.81 crore and Rs. 97.08 crore was collected as premium under PMJJBY and PMSBY respectively and Rs 187.49 crore was collected as contribution under APY.

State-wise  total  number  of  claims  reported,  paid,  outstanding  and  rejected  under  the schemes PMJJBY and PMSBY is given in Annexure-2 and 3 respectively.

Sufficient  number  of  enrolment  forms  are  available  with  banks  in  English,  Hindi  and vernacular languages. These forms are also available on websites of participating banks , State  Level  Bankers'  Committee  (SLBC) ,  Insurance  companies and  also  available  on www.jansuraksha.gov.in  SLBCs  were  also  instructed  to  ensure  ample availability of enrolment forms at the level of participating banks branches.

A wide Media based publicity campaign through Local/National Newspapers and advertisement  on  Television/Radio/  Internet  was  used  to  create  awareness  about  the various  aspects  of  the  schemes.  Banks  and  Insurance  companies  have  also  organized camps  and  outreach  efforts  to  facilitate  access  to  the  schemes.  Banners  displaying schemes features were also installed at all bank and insurance company branches.

## Annexure-1 referred to in reply to Lok Sabha Un-Starred Question Number 1104 for 04.12.2015

Statewise Enrolment data under three social security schemes as on 15/11/2015   (As reported by SLBC's)

|   Sl.No. | State                       |   PMSBY** |   PMJJBY** |   APY** |   Total** |
|----------|-----------------------------|-----------|------------|---------|-----------|
|        1 | Andaman and Nicobar Islands |     32385 |      13286 |     551 |     46222 |
|        2 | Andhra Pradesh              |   6077171 |    1396342 |   41713 |   7515226 |
|        3 | Arunachal Pradesh           |     50152 |      30532 |     634 |     81318 |
|        4 | Assam                       |   1370046 |     553672 |   23007 |   1946725 |
|        5 | Bihar                       |   4668204 |    1304631 |   62019 |   6034854 |
|        6 | Chandigarh                  |    131044 |     115268 |    1529 |    247841 |
|        7 | Chhattisgarh                |   4452700 |     935360 |   14361 |   5402421 |
|        8 | Dadra and Nagar Haveli      |     28312 |      16518 |     448 |     45278 |
|        9 | Daman and Diu               |     17510 |       9581 |     160 |     27251 |
|       10 | Goa                         |    240333 |     103560 |    3801 |    347694 |
|       11 | Gujarat                     |   4475699 |    1858974 |   56344 |   6391017 |
|       12 | Haryana                     |   2541700 |     805592 |   12540 |   3359832 |
|       13 | Himachal Pradesh            |    743092 |     273134 |    3460 |   1019686 |
|       14 | Jammu and Kashmir           |    525540 |     249981 |    7235 |    782756 |
|       15 | Jharkhand                   |   1635358 |     451846 |   21052 |   2108256 |
|       16 | Karnataka                   |   5987589 |    2849113 |   98455 |   8935157 |
|       17 | Kerala                      |   3672311 |     854035 |   30269 |   4556615 |
|       18 | Lakshadweep                 |      1356 |        382 |      47 |      1785 |

| 19    | Madhya Pradesh   |   6640814 |   1930202 |   46220 |   8617236 |
|-------|------------------|-----------|-----------|---------|-----------|
| 20    | Maharashtra      |   8705597 |   3760175 |  120677 |  12586449 |
| 21    | Manipur          |     75376 |     32700 |    1328 |    109404 |
| 22    | Meghalaya        |     62967 |     28813 |    1790 |     93570 |
| 23    | Mizoram          |     65915 |     37080 |     516 |    103511 |
| 24    | Nagaland         |     43185 |     19865 |     574 |     63624 |
| 25    | NCT Delhi        |   1706060 |    826166 |   25011 |   2557237 |
| 26    | Odisha(Orissa)   |   3172271 |    837471 |   51829 |   4061571 |
| 27    | Pondicherry      |    164953 |     58908 |    2815 |    226676 |
| 28    | Punjab           |   3164941 |    561283 |    9887 |   3736111 |
| 29    | Rajasthan        |   3921380 |   1050727 |   27130 |   4999237 |
| 30    | Sikkim           |     28290 |     15927 |     415 |     44632 |
| 31    | Tamil Nadu       |   6362720 |   2213389 |  108169 |   8684278 |
| 32    | Telangana        |   3797005 |   1489669 |   28446 |   5315120 |
| 33    | Tripura          |    415942 |    162346 |    2146 |    580434 |
| 34    | Uttar Pradesh    |  10880079 |   3346742 |   88260 |  14315081 |
| 35    | Uttarakhand      |   1056305 |    347587 |    6821 |   1410713 |
| 36    | West Bengal      |   5470301 |   1242142 |   68748 |   6781191 |
| Total |                  |  92384603 |  29782999 |  968407 | 123136009 |

## Annexure-2 referred to in reply to Lok Sabha Un-Starred Question Number 1104 for 04.12.2015

**(Gross Enrolment Reported by Banks, subject to verification of Eligibility of Applicants as per Rules, and Availability of Funds for Auto Debit of Premium etc.)

| PMJJBY - State -wise data on total Claims Reported, Settled, Outstanding and Rejected as on 30.11.2015 (on DFS portal)   | PMJJBY - State -wise data on total Claims Reported, Settled, Outstanding and Rejected as on 30.11.2015 (on DFS portal)   | PMJJBY - State -wise data on total Claims Reported, Settled, Outstanding and Rejected as on 30.11.2015 (on DFS portal)   | PMJJBY - State -wise data on total Claims Reported, Settled, Outstanding and Rejected as on 30.11.2015 (on DFS portal)   | PMJJBY - State -wise data on total Claims Reported, Settled, Outstanding and Rejected as on 30.11.2015 (on DFS portal)   |
|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|
| State                                                                                                                    | Total Reported                                                                                                           | Paid                                                                                                                     | Rejected                                                                                                                 | Out standing                                                                                                             |
| ANDAMAN &NICOBAR ISLANDS                                                                                                 | 3                                                                                                                        | 0                                                                                                                        | 0                                                                                                                        | 3                                                                                                                        |
| ANDHRA PRADESH                                                                                                           | 587                                                                                                                      | 417                                                                                                                      | 4                                                                                                                        | 166                                                                                                                      |
| ARUNACHAL PRADESH                                                                                                        | 5                                                                                                                        | 4                                                                                                                        | 0                                                                                                                        | 1                                                                                                                        |
| ASSAM                                                                                                                    | 124                                                                                                                      | 95                                                                                                                       | 0                                                                                                                        | 29                                                                                                                       |
| BIHAR                                                                                                                    | 176                                                                                                                      | 106                                                                                                                      | 0                                                                                                                        | 70                                                                                                                       |
| CHANDIGARH                                                                                                               | 10                                                                                                                       | 8                                                                                                                        | 1                                                                                                                        | 1                                                                                                                        |
| CHHATTISGARH                                                                                                             | 362                                                                                                                      | 252                                                                                                                      | 2                                                                                                                        | 108                                                                                                                      |
| DADRA& NAGAR HAVELI                                                                                                      | 3                                                                                                                        | 1                                                                                                                        | 0                                                                                                                        | 2                                                                                                                        |
| DAMAN&DIU                                                                                                                | 1                                                                                                                        | 1                                                                                                                        | 0                                                                                                                        | 0                                                                                                                        |
| GOA                                                                                                                      | 18                                                                                                                       | 9                                                                                                                        | 0                                                                                                                        | 9                                                                                                                        |
| GUJARAT                                                                                                                  | 884                                                                                                                      | 588                                                                                                                      | 6                                                                                                                        | 290                                                                                                                      |
| HARYANA                                                                                                                  | 257                                                                                                                      | 164                                                                                                                      | 0                                                                                                                        | 93                                                                                                                       |
| HIMACHAL PRADESH                                                                                                         | 62                                                                                                                       | 43                                                                                                                       | 1                                                                                                                        | 18                                                                                                                       |
| JAMMU &KASHMIR                                                                                                           | 13                                                                                                                       | 7                                                                                                                        | 0                                                                                                                        | 6                                                                                                                        |
| JHARKHAND                                                                                                                | 71                                                                                                                       | 55                                                                                                                       | 3                                                                                                                        | 13                                                                                                                       |
| KARNATAKA                                                                                                                | 766                                                                                                                      | 501                                                                                                                      | 10                                                                                                                       | 255                                                                                                                      |
| KERALA                                                                                                                   | 93                                                                                                                       | 64                                                                                                                       | 3                                                                                                                        | 26                                                                                                                       |

| MADHYA PRADESH   |   644 |   454 |   6 |   184 |
|------------------|-------|-------|-----|-------|
| MAHARASHTRA      |   650 |   457 |  10 |   183 |
| MANIPUR          |    15 |     9 |   0 |     6 |
| MEGHALAYA        |     4 |     2 |   0 |     2 |
| MIZORAM          |    34 |    31 |   0 |     3 |
| NAGALAND         |     9 |     8 |   0 |     1 |
| NCT OF DELHI     |   137 |    84 |   2 |    51 |
| ORISSA           |   193 |   116 |   5 |    72 |
| PUDUCHERRY       |     6 |     3 |   0 |     3 |
| PUNJAB           |   192 |   122 |   2 |    68 |
| RAJASTHAN        |   565 |   402 |   7 |   156 |
| SIKKIM           |     3 |     3 |   0 |     0 |
| TAMIL NADU       |   382 |   243 |   1 |   138 |
| TELANGANA        |   605 |   471 |   4 |   130 |
| TRIPURA          |    12 |     9 |   1 |     2 |
| UTTAR PRADESH    |  1002 |   676 |   7 |   319 |
| UTTARAKHAND      |    84 |    66 |   1 |    17 |
| WEST BENGAL      |   226 |   160 |   1 |    65 |
| Grand Total      |  8198 |  5631 |  77 |  2490 |

Annexure-3 referred to in reply to Lok Sabha Un-Starred Question Number 1104 for 04.12.2015

| PMSBY - State -wise data on total Claims Reported, Settled, Outstanding and Rejected as on 30.11.2015 (on DFS portal)   | PMSBY - State -wise data on total Claims Reported, Settled, Outstanding and Rejected as on 30.11.2015 (on DFS portal)   | PMSBY - State -wise data on total Claims Reported, Settled, Outstanding and Rejected as on 30.11.2015 (on DFS portal)   | PMSBY - State -wise data on total Claims Reported, Settled, Outstanding and Rejected as on 30.11.2015 (on DFS portal)   | PMSBY - State -wise data on total Claims Reported, Settled, Outstanding and Rejected as on 30.11.2015 (on DFS portal)   |
|-------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------|
| State                                                                                                                   | Total Reported                                                                                                          | Paid                                                                                                                    | Rejected                                                                                                                | Out standing                                                                                                            |
| ANDHRA PRADESH                                                                                                          | 102                                                                                                                     | 45                                                                                                                      | 16                                                                                                                      | 41                                                                                                                      |
| ASSAM                                                                                                                   | 21                                                                                                                      | 13                                                                                                                      | 2                                                                                                                       | 6                                                                                                                       |
| BIHAR                                                                                                                   | 36                                                                                                                      | 9                                                                                                                       | 3                                                                                                                       | 24                                                                                                                      |
| CHANDIGARH                                                                                                              | 6                                                                                                                       | 5                                                                                                                       | 0                                                                                                                       | 1                                                                                                                       |
| CHHATTISGARH                                                                                                            | 44                                                                                                                      | 21                                                                                                                      | 6                                                                                                                       | 17                                                                                                                      |
| GOA                                                                                                                     | 3                                                                                                                       | 2                                                                                                                       | 1                                                                                                                       | 0                                                                                                                       |
| GUJARAT                                                                                                                 | 173                                                                                                                     | 91                                                                                                                      | 19                                                                                                                      | 63                                                                                                                      |
| HARYANA                                                                                                                 | 90                                                                                                                      | 52                                                                                                                      | 14                                                                                                                      | 24                                                                                                                      |
| HIMACHAL PRADESH                                                                                                        | 35                                                                                                                      | 10                                                                                                                      | 10                                                                                                                      | 15                                                                                                                      |
| JAMMU &KASHMIR                                                                                                          | 6                                                                                                                       | 4                                                                                                                       | 1                                                                                                                       | 1                                                                                                                       |
| JHARKHAND                                                                                                               | 12                                                                                                                      | 8                                                                                                                       | 2                                                                                                                       | 2                                                                                                                       |
| KARNATAKA                                                                                                               | 101                                                                                                                     | 53                                                                                                                      | 19                                                                                                                      | 29                                                                                                                      |
| KERALA                                                                                                                  | 46                                                                                                                      | 20                                                                                                                      | 8                                                                                                                       | 18                                                                                                                      |
| MADHYA PRADESH                                                                                                          | 115                                                                                                                     | 57                                                                                                                      | 21                                                                                                                      | 37                                                                                                                      |
| MAHARASHTRA                                                                                                             | 125                                                                                                                     | 52                                                                                                                      | 24                                                                                                                      | 49                                                                                                                      |
| MANIPUR                                                                                                                 | 1                                                                                                                       | 1                                                                                                                       | 0                                                                                                                       | 0                                                                                                                       |
| NCT OF DELHI                                                                                                            | 20                                                                                                                      | 7                                                                                                                       | 5                                                                                                                       | 8                                                                                                                       |
| ORISSA                                                                                                                  | 20                                                                                                                      | 6                                                                                                                       | 2                                                                                                                       | 12                                                                                                                      |
| PUDUCHERRY                                                                                                              | 6                                                                                                                       | 5                                                                                                                       | 0                                                                                                                       | 1                                                                                                                       |
| PUNJAB                                                                                                                  | 97                                                                                                                      | 57                                                                                                                      | 14                                                                                                                      | 26                                                                                                                      |

| RAJASTHAN     |   148 |   81 |   27 |   40 |
|---------------|-------|------|------|------|
| TAMIL NADU    |   124 |   77 |   10 |   37 |
| TELANGANA     |    92 |   46 |   17 |   29 |
| TRIPURA       |     1 |    1 |    0 |    0 |
| UTTAR PRADESH |   185 |   78 |   39 |   68 |
| UTTARAKHAND   |    21 |   12 |    5 |    4 |
| WEST BENGAL   |    35 |   17 |    2 |   16 |
| Grand Total   |  1665 |  830 |  267 |  568 |