Lok Sabha Question No. 1400 (UNSTARRED), answered on 2016-07-26
Subject: Insurance Scheme
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: SADASHIV KISAN LOKHANDE, RANJIT SINGH  BRAHMPURA

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA

## UNSTARRED QUESTION NO. 1400

TO BE ANSWERED ON THE 26 TH   JULY, 2016

## INSURANCE SCHEME

## 1400.  SHRI SADASHIV LOKHANDE: SHRI RANJIT SINGH BRAHMPURA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether  the  Government  has  formulated  any  insurance  scheme  through  the  Oriental Insurance Company Limited and the National Insurance Company Limited for farmers in the country including Maharashtra and if so, the details thereof;
- (b) the details of the steps taken by the Government to formulate farmers friendly effective Crop insurance Premium for farmers across the nation;
- (c) the  total  number  of  farmers  who  have  got  their  crops  insured  during  the  last  financial year under the existing Crop Insurance Schemes, along with the premium paid by the farmers and the claims sanctioned by the Insurance companies and paid to the farmers on account of damage to their crops, State-wise;
- (d) whether  the  Government  is  planning  to  change  the  National  Agricultural  Insurance Scheme-1999 and if so, the salient features of the new scheme and its effectiveness so far; and
- (e) whether  the  Government  is  providing  subsidy  to  the  farmers  for  paying  insurance premium and if so, the details thereof?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी (SHRI PARSHOTTAM  RUPALA)

- (a) to (e): Government  has  recently  reviewed  the  existing  crop  insurance  schemes  in consultation with various stakeholders including States, farmer organisations,  insurance companies  etc.  and  introduced  more  farmer  friendly  Pradhan  Mantri  Fasal  Bima  Yojana (PMFBY) from Kharif 2016 season in place of National Agricultural Insurance Scheme (NAIS ) and Modified National Agricultural Insurance Scheme (MNAIS).

The  Weather  Based  Crop  Insurance  Scheme  (WBCIS)  has  also  been  restricted  by making  the  premium  of  the  farmers,  selection  of  insurance  company  and  administrative  & operational structure at par with PMFBY.

In  addition,  a  Unified  Package  Insurance  Scheme  (UPIS)  has  also  been  approved  for implementation  on pilot basis from Kharif 2016 season to cover the other assets/activities like machinery,  life,  accident,  house  and  student-safety  for  farmers  alongwith  their  notified  crops under PMFBY/WBCIS.

The PMFBY, WBCIS and UPIS are being implemented through empanelled public sector (including  Oriental  Insurance  Company  Ltd.  and  National  Insurance  Company  and  Ltd.)  and private  sector general insurance companies.  Farmer's share in premium for food & oilseeds crops has been fixed at maximum 2% and 1.5% of sum insured for food & oilseed crops for Kharif  and  Rabi  seasons  respectively.    In  case  of  annual  commercial/horticultural  crops maximum premium is 5%.  The remaining part of the actuarial premium would be shared by the Central and State Governments as subsidy in premium on 50:50 basis.  Salient features of the scheme are at Annexure-I.

State-wise details of farmers insured, premium paid by the farmers and the claims paid by insurance companies under WBCIS and erstwhile NAIS  & MNAIS during last Kharif 2015 and Kharif 2015-16 seasons are given in Annexure-II.

<!-- image -->

Continue….2/-

Continue…3/-

********