Lok Sabha Question No. 197 (UNSTARRED), answered on 2026-01-29
Subject: Implementation of PMEGP
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Ms. S Jothimani

## 197 MS. S JOTHIMANI:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  number  of  applications  received  and  approved  under  the  Prime  Minister's  Employment Generation Programme (PMEGP) in the Karur Parliamentary constituency since its inception;
- (b) the total amount of financial assistance provided to entrepreneurs under the scheme in Karur constituency, specifically for the establishment of micro enterprises and small industries;
- (c) the  steps  taken  by  the  Government  under  the  PMEGP  scheme  to  increase  awareness  and participation of local entrepreneurs, especially in rural and semi-urban areas of Karur;
- (d) whether  there  are  any  schemes/initiatives  to  specifically  support  traditional  industries  like textile  and  coir-based Micro, Small and Medium Enterprises in the Karur region under the PMEGP and if so, the details thereof; and
- (e) the number of new jobs created in Karur as a result of the implementation of PMEGP in the region?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) and (b): As per available data, since FY 2016-17 till FY 2025-26 (up to 21.01.2026), a total of 31,731 number of applications have been received under the Prime Minister's Employment Generation Programme  (PMEGP)  in  the  Karur  Parliamentary  Constituency  and  8,774  applications  have  been sanctioned  by  Banks.  Margin  Money  (MM)  Subsidy  of  Rs.  136.95  crore  has  been  disbursed  under PMEGP in the Karur Parliamentary Constituency.

- (c): The steps taken by the Government under PMEGP to increase awareness and participation of local entrepreneurs throughout the country including Karur are as follows:
- i. Enhancement  of  maximum  project  cost  from  Rs.  25  lakh  to  Rs.  50  lakh  for  manufacturing sector and from Rs. 10 lakh to Rs. 20 lakh for service sector for enhanced participation of local entrepreneurs.
- ii. Inclusion  of  applicants  from Aspirational  districts  and  transgenders  under  Special  Category eligible for higher subsidy.
- iii. Awareness programmes, webinars and workshops in all the States/UTs including underserved and under-performing areas, Aspirational districts, North Eastern Region, etc.
- iv. Acceptance  of  PMEGP  applications  from  beneficiaries  in  physical  form  in  19  regional languages excluding Hindi and English.
- v. Disseminating Information, Education and Communication (IEC) material and video clips in regional languages to promote PMEGP scheme in remote areas.

## GOVERNMENT OF INDIA

## MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION No. 197 TO BE ANSWERED ON 29.01.2026

## IMPLEMENTATION OF PMEGP

- vi. Conduct  of  two-days  free  online  Entrepreneurship  Development  Programme  (EDP)  for prospective entrepreneurs.
- vii. To enhance the quality of applications to reduce rejections, technical experts & Bank Officials (Retd.) have been engaged to provide handholding support to prospective  PMEGP beneficiaries during application stage.
- viii. A wide range of more than 1,000 Model of Detailed Project Reports have been prepared on various industries and made available on the PMEGP online portal.

(d): Under PMEGP, financial assistance in the form of MM subsidy on Bank loans is provided to traditional artisans and unemployed youth for setting up of new micro enterprises and generation of sustainable  employment  opportunities  in  the  non  farm  sector  across  the  country  including  Karur region. Beneficiaries belonging to traditional industries which include textile and coir based activities are  primarily  based  in  rural  areas  and  receive  higher  rates  of  MM  subsidy  of  the  project  cost  as compared to beneficiaries belonging to urban areas.

(e): As  per  available  data,  since  FY  2016-17  till  FY  2025-26  (up  to  21.01.2026),  estimated employment opportunities to around 38,976 persons have been generated under PMEGP in the Karur Parliamentary Constituency.

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