Lok Sabha Question No. 4832 (UNSTARRED), answered on 2026-03-23
Subject: RuPay Kisan Credit Cards issued through Cooperative Institutions
Ministry: FINANCE
Asked by: Dr. Bhola Singh

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 4832

## ANSWERED ON TUESDAY, 23 MARCH 2026/ 02 CHAITRA, 1948 (SAKA)

## RuPay Kisan Credit Cards issued through Cooperative Institutions

## 4832.  DR. BHOLA SINGH:

Will the Minister of FINANACE be pleased to state:

(a) the number of RuPay Kisan Credit Cards issued through cooperative institutions during the last three years, State-wise, including Uttar Pradesh;

(b) whether cooperative banks and societies in Bulandshahr district are covered under the said scheme and if so, the number of beneficiaries therein;

(c) the steps taken/proposed to be taken by the Government to expand access to institutional credit for farmers through cooperative institutions; and

(d)  whether  the  Government  proposes  to  expand  coverage  to  additional  districts  and  cooperative institutions across the country and if so, the details thereof?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PANKAJ CHAUDHARY)

- (a) As  reported by National Bank  for Agriculture  and  Rural  Development  (NABARD),  the State(s)/UT(s)-wise details of number of RuPay Kisan Credit Cards (KCCs) issued cumulatively by the  Rural  Cooperative  Banks  during  the  last  three  years  including  the  State  of  Uttar  Pradesh  is provided at Annexure.
- (b) The RuPay KCC scheme is applicable to all Rural Cooperative Banks including the District Central Cooperative Bank (DCCB) of Bulandshahr. NABARD has informed that as on 31.03.2025, a total of 71,635 RuPay KCCs hav e been issued by DCCB Bulandshahr.
- (c) & (d) T he Government has taken various initiatives to expand the access and coverage of institutional credit for farmers through cooperative institutions which inter-alia include :-
- To achieve prosperity in the country through the mantra of 'Sahakar se Samriddhi ' , a pilot project to promote ' Cooperation among Cooperatives ' was launched  in two districts of Gujarat on 21.05.2023, which was further extended to all districts of Gujarat on 15.01.2024.
- Under  the  said  campaign,  RuPay  Kisan  Credit  Cards  (KCCs)  have  been  distributed  to members of Primary Agricultural Credit Societies (PACS), Primary Dairy Cooperative Societies (PDCS), and other cooperative societies to provide access to concessional credit at zero or low interest rates.
- As the 'Sahakar se Samriddhi ' campaign demonstrated the potential for cooperative banks to expand their reach and capacity, to replicate the success of this campaign in all districts across

the country, a Standard Operating Procedure (SoP) for nationwide implementation of the campaign was launched on 19.09.2024.

· To  increase  the  institutional  credit  through  cooperative  banks,  ground  level  agriculture credit targets are also given to Rural Cooperative Banks .

Further,  the  RuPay  KCC  scheme  was  introduced  in  2012  and  the  scheme  is  applicable  to  all cooperative banks across the country as per the extant guidelines of  Reserve Bank of India (RBI).

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Annexure referred to in part (a)  of Lok Sabha Un-Starred Question no. 4832 on ' RuPay Kisan Credit   Cards issued through Cooperative Institutions'  answered on 23.03.2026

Details of cumulative number of RuPay Kisan Credit Cards issued by Rural Cooperative Banks (RCBs)

(No in absolute)

|   S.no | States            | as on 31st March 2023   | as on 31st March 2024   | as on 31st March 2025   |
|--------|-------------------|-------------------------|-------------------------|-------------------------|
|      1 | Andhra Pradesh    | 7,18,327                | 6,88,494                | 7,58,295                |
|      2 | Arunachal Pradesh | 376                     | 376                     | 376                     |
|      3 | Assam             | 1,299                   | 1,463                   | -                       |
|      4 | Bihar             | 75,206                  | 74,825                  | 54,685                  |
|      5 | Chhattisgarh      | 4,59,131                | 4,08,325                | 4,51,421                |
|      6 | Gujarat           | 8,81,737                | 8,45,061                | 8,62,057                |
|      7 | Haryana           | 2,14,439                | 1,58,825                | 1,02,090                |
|      8 | Himachal Pradesh  | 86,308                  | 86,625                  | 86,129                  |
|      9 | Jammu and Kashmir | 1,157                   | 1,157                   | 1,157                   |
|     10 | Jharkhand         | 27                      | 27                      | 27                      |
|     11 | Karnataka         | 11,37,774               | 8,41,558                | 8,50,377                |
|     12 | Kerala            | 1,74,196                | 1,71,227                | 1,68,071                |
|     13 | Madhya Pradesh    | 35,649                  | 45,648                  | 45,648                  |
|     14 | Maharashtra       | 9,46,406                | 9,20,337                | 7,97,702                |
|     15 | Meghalaya         | 4,358                   | 4,358                   | 4,358                   |
|     16 | Mizoram           | 674                     | -                       | -                       |
|     17 | Nagaland          | 4,163                   | 4,163                   | 4,163                   |
|     18 | Odisha            | 5,23,861                | 6,20,438                | 4,77,916                |
|     19 | Punjab            | 5,07,792                | 4,75,012                | 4,33,216                |
|     20 | Rajasthan         | 7,87,602                | 8,13,311                | 6,23,682                |
|     21 | Sikkim            | 1,643                   | 1,837                   | 2,309                   |
|     22 | Tamil Nadu        | 9,94,047                | 9,68,550                | 10,01,922               |
|     23 | Telangana         | 4,59,322                | 2,39,143                | 2,42,693                |
|     24 | Uttar Pradesh     | 6,89,649                | 6,80,998                | 7,16,148                |
|     25 | Uttarakhand       | 98,334                  | 99,889                  | 97,059                  |
|     26 | West Bengal       | 73,646                  | 73,646                  | 73,646                  |

Source: Data submitted by banks on ENSURE portal of NABARD

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