Lok Sabha Question No. 1182 (UNSTARRED), answered on 2016-05-02
Subject: Performance of KVIC
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: VISHNU DAYAL RAM

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 1182 TO BE ANSWERED ON 02.05.2016

## PERFORMANCE OF KVIC

## 1182.  SHRI VISHNU DAYAL RAM:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the target fixed by the Khadi and Village Industries Commission (KVIC) under the Pradhan Mantri Rozgar Srijan Karyakram in the country during the last three years, State/UTwise including Jharkhand;
- (b) whether the fixed targets have been achieved by the KVIC during the said period  and if so, the details thereof, State/UT-wise;
- (c) the  number  of  projects  for  which  loans  have  been  approved  by  the  Public  Sector Banks under this programme during the said period, State/UT-wise, project-wise;
- (d) whether complaints have been received in regard to laxity in approving loans by the Public Sector Banks under this scheme; and
- (e) if  so,  the  details  thereof  along  with  the  action  taken  by  the  Government  thereon, complaint-wise?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI GIRIRAJ SINGH)

- (a) to (c): State-wise  details  of  targets  fixed  under  the  Pradhan  Mantri  Rozgar  Srijan Karyakram (Prime Minister's Employment Generation Programme (PMEGP)) and achievement thereon for the last three years is given at Annexure I.
- (d) & (e): Under  the  Scheme  banks  take  their  own  credit  decisions  on  the  basis  of viability  of  each  project.  Complaints  against  banks  including  those  for  laxity  in  approving loans are dealt with by the Ministry by taking up such complaints directly with the CMDs of Banks on a case to case basis.

In  order  to  ensure  effective  implementation  of  the  scheme,  the  scheme  is  reviewed  at  the State-level  Bankers'  meeting  by  the  State  Governments/Union  Territories.      Intensive monitoring of the scheme and periodic review with Banks is also carried out at various levels by KVIC and at national level by the Ministry.

*****

## ANNEXURE-I

Annexure I referred to in reply to parts (a) to (c) of the Lok Sabha US Q No. 1182 to be answered on 02.05.2016.

## TARGET AND ACHIEVEMENT FOR THE YEAR 2013-14

| Sr. No.   | State/UT          | TARGET (R.E.) 2013-14   | TARGET (R.E.) 2013-14       | TARGET (R.E.) 2013-14   | ACHIEVEMENT     | ACHIEVEMENT                 | ACHIEVEMENT      |
|-----------|-------------------|-------------------------|-----------------------------|-------------------------|-----------------|-----------------------------|------------------|
| Sr. No.   | State/UT          | No. of projects         | Margin Money (Rs. in lakhs) | Employment (Nos)        | No. of projects | Margin Money (Rs. in lakhs) | Employment (Nos) |
| 1         | Jammu &Kashmir    | 2615                    | 2983.59                     | 20920                   | 1855            | 3226.2                      | 12301            |
| 2         | H.P               | 1481                    | 1730.87                     | 11848                   | 1112            | 1613.835                    | 5188             |
| 3         | Punjab            | 2352                    | 2665.96                     | 18816                   | 979             | 2477.06                     | 7629             |
| 4         | U.T. Chandigarh   | 208                     | 304.74                      | 1664                    | 55              | 59.11                       | 385              |
| 5         | Haryana           | 2455                    | 2771.26                     | 19640                   | 935             | 2075.51                     | 5866             |
| 6         | Delhi             | 993                     | 1075.38                     | 7944                    | 142             | 164.74                      | 1136             |
| 7         | Rajasthan         | 4492                    | 5554.14                     | 35936                   | 1280            | 4064.94                     | 13471            |
| 8         | Uttarakhand       | 1637                    | 1934.23                     | 13096                   | 1236            | 2099.99                     | 7335             |
| 9         | Uttar Pradesh     | 10637                   | 13786.28                    | 85096                   | 4354            | 15104.91                    | 44044            |
| 10        | Chhattisgarh      | 2764                    | 3623.56                     | 22112                   | 921             | 2118.61                     | 6106             |
| 11        | Madhya Pradesh    | 6834                    | 8466.23                     | 54672                   | 2462            | 7973.02                     | 19442            |
| 12        | Sikkim            | 498                     | 584.56                      | 3984                    | 66              | 108.09                      | 255              |
| 13        | Arunachal Pradesh | 1734                    | 1852.57                     | 13872                   | 657             | 889.42                      | 6570             |
| 14        | Nagaland          | 1420                    | 1705.43                     | 11360                   | 421             | 1125.77                     | 4373             |
| 15        | Manipur           | 1248                    | 1557.67                     | 9984                    | 733             | 1591.34                     | 5277             |
| 16        | Mizoram           | 968                     | 1117.83                     | 7744                    | 777             | 886.4                       | 5050             |
| 17        | Tripura           | 805                     | 1163.93                     | 6440                    | 1307            | 2225.25                     | 9074             |
| 18        | Meghalaya         | 1035                    | 1333.04                     | 8280                    | 397             | 600.13                      | 1386             |
| 19        | Assam             | 4557                    | 6210.97                     | 36456                   | 8255            | 7393.07                     | 29332            |
| 20        | Bihar             | 6380                    | 8675.93                     | 51040                   | 3121            | 7725.19                     | 20013            |
| 21        | West Bengal       | 3296                    | 4627.57                     | 26368                   | 3216            | 5596.72                     | 24189            |
| 22        | Jharkhand         | 3637                    | 4738.31                     | 29096                   | 2612            | 4533.11                     | 13062            |
| 23        | Odisha            | 4511                    | 5854.95                     | 36088                   | 2146            | 4075.76                     | 16653            |
| 24        | A &NIslands       | 469                     | 619.2                       | 3752                    | 224             | 164.94                      | 654              |
| 25        | Gujarat*          | 3634                    | 4375.58                     | 29072                   | 914             | 4401.81                     | 14777            |
| 26        | Maharashtra**     | 5156                    | 6539.82                     | 41248                   | 2186            | 4737.62                     | 20183            |
| 27        | Goa               | 353                     | 490.68                      | 2824                    | 79              | 143.86                      | 412              |
| 28        | Andhra Pradesh    | 3638                    | 4829.17                     | 29104                   | 1453            | 4610.54                     | 18200            |
| 29        | Telangana         | 0                       | 0                           | 0                       | 0               | 0                           | 0                |
| 30        | Karnataka         | 3814                    | 4538.84                     | 30512                   | 2778            | 7837.31                     | 25752            |
| 31        | Lakshadweep       | 448                     | 758.55                      | 3584                    | 4               | 3.18                        | 8                |
| 32        | Kerala            | 1864                    | 2278.34                     | 14912                   | 1505            | 2756.94                     | 11507            |
| 33        | Tamilnadu         | 4137                    | 4969.7                      | 33096                   | 2268            | 5216.93                     | 29107            |
| 34        | Puducherry        | 602                     | 781.12                      | 4816                    | 43              | 43.17                       | 170              |
|           | GRAND TOTAL       | 90672                   | 114500                      | 725376                  | 50493           | 107644.475                  | 378907           |

## TARGET AND ACHIEVEMENT FOR THE YEAR 2014-15

|    |                   | TARGET (R.E.) 2014-15   | TARGET (R.E.) 2014-15       | TARGET (R.E.) 2014-15   | ACHIEVEMENT     | ACHIEVEMENT                 | ACHIEVEMENT      |
|----|-------------------|-------------------------|-----------------------------|-------------------------|-----------------|-----------------------------|------------------|
|    |                   | No. of projects         | Margin Money (Rs. in lakhs) | Employment (Nos)        | No. of projects | Margin Money (Rs. in lakhs) | Employment (Nos) |
| 1  | Jammu& Kashmir    | 2581                    | 2919.5                      | 20648                   | 1565            | 3274.63                     | 11025            |
| 2  | H.P               | 1458                    | 1687.45                     | 11664                   | 1244            | 2237.73                     | 6352             |
| 3  | Punjab            | 2324                    | 2711.49                     | 18692                   | 1153            | 3190.88                     | 6438             |
| 4  | U.T. Chandigarh   | 199                     | 287.99                      | 1592                    | 36              | 61.46                       | 160              |
| 5  | Haryana           | 2426                    | 2716.36                     | 19408                   | 1175            | 3012.98                     | 7024             |
| 6  | Delhi             | 985                     | 1061.04                     | 7880                    | 198             | 189.24                      | 1584             |
| 7  | Rajasthan         | 4395                    | 5369.78                     | 35160                   | 1976            | 5249.62                     | 15002            |
| 8  | Uttarakhand       | 1608                    | 1882.35                     | 12864                   | 1333            | 2153.32                     | 7889             |
| 9  | Uttar Pradesh     | 10348                   | 13339.4                     | 82784                   | 4891            | 16937.53                    | 48604            |
| 10 | Chhattisgarh      | 2686                    | 3474.41                     | 21488                   | 847             | 2045.68                     | 5821             |
| 11 | Madhya Pradesh    | 6684                    | 8182.74                     | 53472                   | 2737            | 9241.7                      | 21896            |
| 12 | Sikkim            | 475                     | 541.34                      | 3800                    | 16              | 33.52                       | 54               |
| 13 | Arunachal Pradesh | 1702                    | 1793.42                     | 13616                   | 652             | 1004.99                     | 2871             |
| 14 | Nagaland          | 1346                    | 1563.64                     | 10768                   | 416             | 878.59                      | 2407             |
| 15 | Manipur           | 1166                    | 1403.65                     | 9328                    | 747             | 1600.76                     | 829              |
| 16 | Mizoram           | 929                     | 1043.39                     | 7432                    | 817             | 807.98                      | 6736             |
| 17 | Tripura           | 710                     | 985.02                      | 5680                    | 787             | 1333.65                     | 6333             |
| 18 | Meghalaya         | 957                     | 1184.79                     | 7656                    | 555             | 971.14                      | 3680             |
| 19 | Assam             | 4123                    | 5388.75                     | 32984                   | 5015            | 5397.01                     | 15535            |
| 20 | Bihar             | 6169                    | 8277.14                     | 49352                   | 1639            | 4111.32                     | 9240             |
| 21 | West Bengal       | 3174                    | 4396.32                     | 25392                   | 3397            | 6010.11                     | 24646            |
| 22 | Jharkhand         | 3536                    | 4547.06                     | 28288                   | 1699            | 2871.29                     | 8495             |
| 23 | Odisha            | 4387                    | 5621.47                     | 35096                   | 2013            | 3945.89                     | 10211            |
| 24 | A &NIslands       | 455                     | 593.09                      | 3640                    | 161             | 92.32                       | 790              |
| 25 | Gujarat*          | 3565                    | 4346.72                     | 28520                   | 1289            | 6200.52                     | 18107            |
| 26 | Maharashtra**     | 5027                    | 6299.38                     | 40216                   | 3469            | 7843.81                     | 28311            |
| 27 | Goa               | 341                     | 466.91                      | 2728                    | 78              | 141.76                      | 406              |
| 28 | Andhra Pradesh    | 2024                    | 2667.87                     | 16192                   | 937             | 3492.11                     | 12220            |
| 29 | Telangana         | 1505                    | 1954.44                     | 12040                   | 604             | 1889.35                     | 6604             |
| 30 | Karnataka         | 3748                    | 4512.99                     | 29984                   | 2431            | 6479.1                      | 21825            |
| 31 | Lakshadweep       | 420                     | 704.68                      | 3360                    | 31              | 28.61                       | 93               |
| 32 | Kerala            | 1826                    | 2306.51                     | 14608                   | 1344            | 2679.28                     | 9738             |
| 33 | Tamilnadu         | 4060                    | 4974.91                     | 32480                   | 2858            | 6733.89                     | 36190            |
| 34 | Puducherry GRAND  | 585                     | 100                         | 4680                    | 58              | 112.1                       | 386              |

| Sr.   |                   | TARGETAND ACHIEVEMENT FOR   | TARGETAND ACHIEVEMENT FOR   | TARGETAND ACHIEVEMENT FOR   | THEYEAR 2015-16   | THEYEAR 2015-16   | THEYEAR 2015-16   |
|-------|-------------------|-----------------------------|-----------------------------|-----------------------------|-------------------|-------------------|-------------------|
| No.   | State/UT          | No. of projects             | MM (Rs. in lakhs)           | Empl. (Nos)                 | No. of projects   | MM (Rs. in lakhs) | Empl. (Nos)       |
| 1     | Jammu& Kashmir    | 2003                        | 4006.8                      | 16026                       | 2207              | 3781.19           | 12115             |
| 2     | H.P               | 861                         | 1721.57                     | 6888                        | 1077              | 1767.26           | 5134              |
| 3     | Punjab            | 1513                        | 3026.8                      | 12104                       | 966               | 2902.97           | 7762              |
| 4     | U.T. Chandigarh   | 90                          | 90                          | 720                         | 43                | 87.72             | 323               |
| 5     | Haryana           | 1874                        | 3747.4                      | 14992                       | 1248              | 3112.09           | 7232              |
| 6     | Delhi             | 129                         | 257.35                      | 1032                        | 256               | 254.05            | 2048              |
| 7     | Rajasthan         | 2094                        | 4188.14                     | 16752                       | 1988              | 4384.07           | 14537             |
| 8     | Uttarakhand       | 955                         | 1909.93                     | 7640                        | 1136              | 1740.86           | 6161              |
| 9     | Uttar Pradesh     | 8768                        | 17535.32                    | 70144                       | 4365              | 14456.87          | 43059             |
| 10    | Chhattisgarh      | 2152                        | 4303.8                      | 17215                       | 1277              | 2829.38           | 9496              |
| 11    | Madhya Pradesh    | 3865                        | 7729.4                      | 30920                       | 1979              | 8117.17           | 16497             |
| 12    | Sikkim            | 114                         | 227.38                      | 912                         | 110               | 186.11            | 397               |
| 13    | Arunachal Pradesh | 100                         | 200.08                      | 800                         | 35                | 38.85             | 104               |
| 14    | Nagaland          | 628                         | 1255.83                     | 5024                        | 623               | 1392.81           | 4998              |
| 15    | Manipur           | 1428                        | 2855.92                     | 11424                       | 685               | 1213.98           | 2715              |
| 16    | Mizoram           | 462                         | 924.99                      | 3696                        | 1134              | 1026.35           | 9072              |
| 17    | Tripura           | 1374                        | 2748.26                     | 10992                       | 642               | 945.84            | 5355              |
| 18    | Meghalaya         | 625                         | 1250.62                     | 5000                        | 603               | 1056.12           | 4824              |
| 19    | Assam             | 2485                        | 4969.87                     | 19880                       | 3483              | 2869.74           | 9026              |
| 20    | Bihar             | 3559                        | 7118.59                     | 28472                       | 2430              | 6588.55           | 19624             |
| 21    | West Bengal       | 2383                        | 4765.49                     | 19064                       | 1873              | 3400.65           | 12746             |
| 22    | Jharkhand         | 1731                        | 3462.64                     | 13848                       | 1839              | 3559.74           | 12873             |
| 23    | Odisha            | 3141                        | 6282                        | 25128                       | 2876              | 5736.32           | 17629             |
| 24    | A &NIslands       | 158                         | 158                         | 1264                        | 119               | 65.11             | 293               |
| 25    | Gujarat*          | 3268                        | 6536.16                     | 26144                       | 1419              | 6339.73           | 14960             |
| 26    | Maharashtra**     | 4860                        | 9718.42                     | 38879                       | 2497              | 5285.03           | 20161             |
| 27    | Goa               | 80                          | 159.4                       | 640                         | 91                | 165.43            | 500               |
| 28    | Andhra Pradesh    | 2248                        | 4496.85                     | 17984                       | 642               | 2262.37           | 7740              |
| 29    | Telangana         | 1047                        | 2094                        | 8376                        | 660               | 2217.57           | 7761              |
| 30    | Karnataka         | 5423                        | 10846.89                    | 43384                       | 2140              | 5898.01           | 17284             |
| 31    | Lakshadweep       | 90                          | 90                          | 720                         | 0                 | 0                 | 0                 |
| 32    | Kerala            | 1366                        | 2731.6                      | 10928                       | 1369              | 2720.48           | 9653              |
| 33    | Tamilnadu         | 3555                        | 7110.8                      | 28440                       | 2463              | 5497.54           | 20836             |
| 34    | Puducherry        | 100                         | 100                         | 800                         | 65                | 106.37            | 447               |
|       | GRAND TOTAL       | 64529                       | 128620.3                    | 516232                      | 44340             | 102006.3          | 323362            |