Lok Sabha Question No. 3009 (UNSTARRED), answered on 2015-08-07
Subject: Aam Aadmi Bima Yojana
Ministry: FINANCE
Asked by: PRATHAP SIMHA

Government of India

Ministry of Finance

Department of Financial Services

Lok Sabha

Unstarred Question No. 3009

To be answered on Friday, 7 th August, 2015/   16 Shravana, 1937 (Saka)

Aam Aadmi Bima Yojana

3009.   SHRI PRATHAP SIMHA:

Will the Minister of FINANCE be pleased to state:

(a) the salient features and objectives of Aam Aadmi Bima Yojana(AABY);

(b)whether the said scheme is being implemented by the Government across the country;

(c) if so, the details thereof including the total number of beneficiaries covered there under, State/UT-wise; and

(d) the funds earmarked, allocated and spent during each of the last three years and current year, State/UT-wise?

Answer

Minister of State in the Ministry of Finance

(Shri Jayant Sinha)

1. and (b): Aam Admi Bima Yojana (AABY) is a Government of India Social Security Scheme administered through Life Insurance Corporation of India (LIC) that provides Death and Disability cover to persons between the age group of 18 yrs to 59 yrs, under 48 identified vocational/ occupational groups /rural landless households. It is a group insurance scheme implemented through a Nodal Agency such as a Central Ministry/ Department; State Government /Union Territory or other institutionalized arrangements/ registered NGO. The AABY provides insurance cover for a sum of Rs 30,000/- on natural death, Rs. 75,000/- on death due to accident, Rs. 37,500/- for partial permanent disability (loss of one eye or one limb) due to accident and Rs. 75,000/- for total permanent disability (loss of two eyes or two limbs or loss of one eye and one limb) due to accident. The Scheme also provides an add-on-benefit, wherein Scholarship of Rs 100 per month per child is paid on half-yearly basis to a maximum of two children per member, studying in 9th to 12th Standard.

The total annual premium under the scheme is Rs. 200/- per beneficiary of which 50% is contributed from the Social Security Fund created by the Central Government and maintained by LIC. The balance 50% of the premium is contributed by the State Government / Nodal Agency / Individual, as the case may be.

(c) : The State/UT-wise details of the total number of beneficiaries covered under AABY are given in Annexure A **.**

(d): Government of India has set up a Centralized Social Security Fund and Aam Admi Bima Yojana Scholarship Fund. The same is being administered by LIC. There is no State/UT-wise allocation of these funds. The due amounts required for settling Premium and Scholarships are debited from these funds.

The outgo of these funds towards Payment of Premium & Scholarships settled during last three years and the current year are given as per Annexure B.

| **ANNEXURE A**                                                              |                                            |                                             |
|-----------------------------------------------------------------------------|--------------------------------------------|---------------------------------------------|
| **STATE/UT-WISE AABY COVERAGE AS AT JUNE 2015**  **(no. of beneficiaries)** |                                            |                                             |
| **STATES**                                                                  | **AABY Coverage 2014-15 as on 31.03.2015** | **Coverage upto 30.06.2015 for FY 2015-16** |
| ANDHRA PRADESH                                                              | 7704878                                    | **8297834**                                 |
| ARUNACHAL PRADESH                                                           | 27695                                      | **27695**                                   |
| ASSAM                                                                       | 427595                                     | **440902**                                  |
| BIHAR                                                                       | 520926                                     | **559790**                                  |
| CHANDIGARH                                                                  | 5118                                       | **5425**                                    |
| CHHATTISGARH                                                                | 1721516                                    | **1805631**                                 |
| DELHI                                                                       | 47746                                      | **49207**                                   |
| GOA                                                                         | 50221                                      | **50221**                                   |
| GUJARAT                                                                     | 897894                                     | **943617**                                  |
| HARYANA                                                                     | 109379                                     | **109514**                                  |
| HIMACHAL PRADESH                                                            | 75772                                      | **77803**                                   |
| J & K                                                                       | 104814                                     | **122632**                                  |
| JHARKHAND                                                                   | 341829                                     | **365687**                                  |
| KARNATAKA                                                                   | 3117093                                    | **3418619**                                 |
| KERALA                                                                      | 1341006                                    | **1587547**                                 |
| MADHYA PRADESH                                                              | 7145760                                    | **7146118**                                 |
| MAHARASHTRA                                                                 | 8098658                                    | **8109302**                                 |
| MANIPUR                                                                     | 29962                                      | **31198**                                   |
| MEGHALAYA                                                                   | 25727                                      | **25727**                                   |
| MIZORAM                                                                     | 4588                                       | **4758**                                    |
| NAGALAND                                                                    | 7617                                       | **10408**                                   |
| ORISSA                                                                      | 2123801                                    | **2511871**                                 |
| PUDUCHERRY                                                                  | 96636                                      | **102632**                                  |
| PUNJAB                                                                      | 1259911                                    | **1260386**                                 |
| RAJASTHAN                                                                   | 2024434                                    | **2058831**                                 |
| SIKKIM                                                                      | 2566                                       | **2623**                                    |
| TAMIL NADU                                                                  | 1277084                                    | **1405521**                                 |
| TELANGANA                                                                   | 2076886                                    | **2091294**                                 |
| TRIPURA                                                                     | 40804                                      | **40970**                                   |
| U.P                                                                         | 1312517                                    | **1315611**                                 |
| UTTRANCHAL                                                                  | 748170                                     | **750859**                                  |
| WEST BENGAL                                                                 | 437263                                     | **472016**                                  |
| A&N ISLAND                                                                  | 1399                                       | **1399**                                    |
| LAKSHDWEEP                                                                  | 203                                        | **203**                                     |
| DAMAN & DIU                                                                 | 202                                        | **202**                                     |
| DADRA & N HAVELI                                                            | 482                                        | **482**                                     |
| **ALL INDIA TOTAL**                                                         | **43208152**                               | **45204535**                                |

**ANNEXURE B**

| **SOCIAL SECURITY FUND**  (Amount in  Rs. Crore)   |                            |
|----------------------------------------------------|----------------------------|
| **YEAR**                                           | **OUT GO TOWARDS PREMIUM** |
| **(A)**                                            | **(B)**                    |
| 2012-13                                            | **569.10***                |
| 2013-14                                            | **296.30**                 |
| 2014-15                                            | **340.76**                 |
| 2015-16  (As on 30.06.2015)                        | **25.74**                  |

**in the year 2012-13 Scholarships under the erstwhile Janashree Bima Yojana (JBY) were being settled through Social Security Fund(SSF) for which the bifurcation is Rs. 422.22 Cr Premium outgo and Rs.146.88 Cr Scholarship paid (Total Rs.569.10 Cr)*

|                                                  |                                            |
|--------------------------------------------------|--------------------------------------------|
| **AABY SCHOLARSHIP FUND**  (Amount in Rs. Crore) |                                            |
| **YEAR**                                         | **OUTGO TOWARDS AABY SCHOLARSHIP SETTLED** |
| **(A)**                                          | **(B)**                                    |
| 2012-13                                          | **119.39**                                 |
| 2013-14                                          | **279.00**                                 |
| 2014-15                                          | **274.96**                                 |
| 2015-16  (As on 30.06.2015)                      | **22.50**                                  |