Lok Sabha Question No. 144 (STARRED), answered on 2026-02-10
Subject: Crop Loss Relief under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Dr. Amol Ramsing Kolhe

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE

## DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA STARRED QUESTION NO. 144

TO BE ANSWERED ON THE 10 TH  FEBRUARY, 2026

## CROP LOSS RELIEF UNDER PMFBY

*144. DR. AMOL RAMSING KOLHE:

Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

- (a) the details of the total amount of crop loss relief disbursed to farmers in Maharashtra under  the  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  and  the  State  Disaster Response  Fund  (SDRF)  during  the  last  three  years,  district-wise,  with  a  specific breakdown for the Shirur Lok Sabha Constituency;
- (b) the number of applications received from farmers in the said constituency for crop loss relief and insurance claims, along with the number of claims successfully processed and paid out under each scheme;
- (c) whether the Government is aware of delays in settlement of claims under PMFBY and SDRF;
- (d) if so, the reasons therefor along with the specific steps being taken to streamline the process, including the use of modern technology such as satellite imagery, drones and mobile applications to ensure timely and transparent compensation; and
- (e) whether the Government proposes to undertake a comprehensive review of the PMFBY to address farmer grievances and if so, the details thereof?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी (SHRI SHIVRAJ SINGH CHAUHAN)

- (a) to (  e) :  A statement is laid on the Table of the House.

## STATEMENT REFERRED TO PART (a) TO (e) OF LOK SABHA STARRED QUESTION NO.  144  FOR  10 th   FEBRUARY,  2026    REGARDING  CROP  LOSS  RELIEF  UNDER PMFBY

(a) & (b) : District-wise details  of number of farmer applications enrolled, claims paid and number of farmer applications benefitted  during last three years i.e. 2022-23 to 2024-25 in Maharashtra under Pradhan Mantri Fasal Bima Yojana (PMFBY) are given in Annexure .

Further,  as  per  the  National Policy  on  Disaster  Management  (NPDM),  the State Government is primarily responsible for providing necessary relief measures on ground level in the wake of notified calamities. The State Governments undertake relief measures in  the  wake of natural calamities from funds available in the form of the State Disaster Response Fund (SDRF) in accordance with the Government of India approved items and norms.  Additional  financial  assistance,  over  and  above  SDRF,  is  considered  from  the National Disaster Response Fund (NDRF), as per laid down procedure, in case of disaster of 'severe nature', which includes an assessment based on the visit of an Inter-Ministerial Central Team (IMCT). The financial assistance provided under SDRF and NDRF is by way of relief and not for compensation.

Details of  allocation including Central and State Government share and Central Government share released under SDRF in Maharashtra State during the last three years is given below:

(Rs. in crore)

| Year    |   Allocation under SDRF including Central and State Share |   Central Govt. share of SDRF Released |
|---------|-----------------------------------------------------------|----------------------------------------|
| 2022-23 |                                                    3608.8 |                                 2706.4 |
| 2023-24 |                                                    3788.8 |                                 2841.6 |
| 2024-25 |                                                    3978.4 |                                 2984   |

(c) & (d): Majority  of  the  claims  under  PMFBY  are  settled    within  the  stipulated timelines under the Operational Guidelines of the scheme i.e within 21 days of the receipt requisite yield data from the concerned State Government,  by the insurance companies. However, during the implementation of PMFBY, some complaints were received in the past about payment of claims which are primarily on account of (a) delay in providing State  Government share of subsidy  (b) non-payment/delayed payment or under payment  of  claims  on  account  of  incorrect/delayed  submission  of  insurance proposals by banks (c) discrepancy in yield data & consequent disputes between State Government and insurance companies etc. The pending claims on account of these issue are settled after their resolution as per provisions of the scheme.

Government has taken various steps to strengthen implementation of PMFBY, bring transparency and ensure timely settlement of claims :

-  Government has undertaken development of National Crop Insurance Portal (NCIP) as a single source of data ensuring subsidy payment, co-ordination, transparency, dissemination of information and delivery of services including direct online enrollment of farmers, uploading/obtaining individual insured famer's details for better monitoring and to ensure transfer of claim amount electronically to the individual farmer's Bank Account.
-  In  order  to  rigorously  monitor  claim  disbursal  process,  a  dedicated  module  namely 'Digiclaim  Module' has  been  operationalized  for  payment  of  claims  from  Kharif  2022 onwards.    It  involves  integration  of  National  Crop  Insurance  Portal  (NCIP)  with  Public Finance Management System (PFMS) and accounting system of Insurance Companies to provide timely & transparent processing of all claims w.e.f. Kharif 2024, in case payment is not made timely by Insurance Company, penalty of 12% is auto-calculated and levied through NCIP.
-  Delinking of Central  Government  share  of premium  subsidy from that of State Governments has been implemented so that farmers can get proportionate claims relating to the Central Government share.
-  Opening of ESCROW Account by the State Government concerned for deposit of their premium share in advance as per provisions of the scheme has been made mandatory w.e.f. Kharif 2025 season.
-  Also, towards leveraging technology in implementation of the scheme, various steps like capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri App & uploading it on the NCIP, allowing insurance companies to witness the conduct of CCEs, integration of State land records with NCIP etc. have already been taken to improve timely settlement of the claims to farmers.
-  Tranche based claim settlement has been initiated w.e.f. Rabi 2024-25.

Following  technologies  for  Objective  Crop  Damage  &  Loss  Assessment  and transparency have also been implemented recently w.e.f. 2023-24 under the scheme:

-  YES-TECH (Yield Estimation System Based on Technology) for gradual migration to Remote-Sensing based yield estimation to help assess yields as well as fair and accurate Crop Yield Estimation . This initiative has been launched for paddy & wheat crops from Kharif 2023 wherein 30% weightage to yield estimation will mandatorily be assigned to YES-TECH derived yield. Soybean crop has been added from Kharif 2024 season.
-  WINDS (Weather Information Network and Data System) for setting up of Network of Automatic Weather Stations (AWS) & Automatic Rain-Gauges (ARG) to the tune of 5 times of existing  network for collecting hyper-local weather data at GP & Block level.  This will be fed into a National database with interoperability & sharing of data in coordination with India Meteorological Department (IMD).  WINDS provides data not only for YES-TECH but

also for effective drought & disaster management, accurate weather prediction and offering better parametric insurance products.

(e): Since the scheme is implemented by the State Government, therefore, in order to resolve the grievances/complaints including those related to claims of insured farmers, provision  of Stratified  Grievance Redressal Mechanism viz.  District  Level  Grievance Redressal Committee (DGRC), State Level Grievance Redressal Committee (SGRC) has been made in the Revised Operational Guidelines of the Scheme.    These committees have been given the detailed mandate as outlined in the Operational Guidelines for hearing the complaints/ grievances   and to dispose them as per the stipulated procedure.

To further improve the grievance redressal mechanism, Krishi Rakshak Portal and Helpline (KRPH) has been developed.  A single Pan-India toll free number 14447 has been deployed and linked to the insurance companies database, where farmers can raise their grievances/issues.  Timelines to resolve these grievances/issues has also been fixed.

The review/revisions / rationalization / improvements in the crop insurance schemes is a continuous process and decision on suggestion/ representations/ recommendations of the stakeholders/studies are taken from time to time.   Based on the experience gained, views of various stakeholders and with a view to ensure better transparency, accountability,  timely  payment of claims to the  farmers and  to make the scheme more farmer friendly,  Government  has  periodically  revised  the  Operational  Guidelines  of  the PMFBY comprehensively to ensure that the eligible benefits under the scheme reach the farmers timely and transparently.

Department is regularly monitoring the functioning of insurance companies, including timely settlement of claims through weekly video conferences of all stakeholders, one to one meeting as well as National Review Conferences.

| PMFBY & RWBCIS: District wise details of number of farmer applications enrolled, claims paid and Number of Application benefitted Coverage and Claims Report of Maharashtra from 2022-23 to 2024-25 under PMFBY as on 31.12.2025.   | PMFBY & RWBCIS: District wise details of number of farmer applications enrolled, claims paid and Number of Application benefitted Coverage and Claims Report of Maharashtra from 2022-23 to 2024-25 under PMFBY as on 31.12.2025.   | PMFBY & RWBCIS: District wise details of number of farmer applications enrolled, claims paid and Number of Application benefitted Coverage and Claims Report of Maharashtra from 2022-23 to 2024-25 under PMFBY as on 31.12.2025.   | PMFBY & RWBCIS: District wise details of number of farmer applications enrolled, claims paid and Number of Application benefitted Coverage and Claims Report of Maharashtra from 2022-23 to 2024-25 under PMFBY as on 31.12.2025.   |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Districts (Maharashtra)                                                                                                                                                                                                             | Farmer Applications                                                                                                                                                                                                                 | Paid Claims                                                                                                                                                                                                                         | Application Benefitted                                                                                                                                                                                                              |
|                                                                                                                                                                                                                                     | (In No.)                                                                                                                                                                                                                            | (Rs. In Crore)                                                                                                                                                                                                                      | (In No.)                                                                                                                                                                                                                            |
| Ahmednagar                                                                                                                                                                                                                          | 38,17,306                                                                                                                                                                                                                           | 1,532.83                                                                                                                                                                                                                            | 14,04,005                                                                                                                                                                                                                           |
| Akola                                                                                                                                                                                                                               | 15,09,375                                                                                                                                                                                                                           | 547.27                                                                                                                                                                                                                              | 7,20,544                                                                                                                                                                                                                            |
| Amravati                                                                                                                                                                                                                            | 13,28,986                                                                                                                                                                                                                           | 448.78                                                                                                                                                                                                                              | 4,99,859                                                                                                                                                                                                                            |
| Beed                                                                                                                                                                                                                                | 69,76,040                                                                                                                                                                                                                           | 1,312.31                                                                                                                                                                                                                            | 30,15,153                                                                                                                                                                                                                           |
| Bhandara                                                                                                                                                                                                                            | 6,62,669                                                                                                                                                                                                                            | 10.12                                                                                                                                                                                                                               | 24,750                                                                                                                                                                                                                              |
| Buldhana                                                                                                                                                                                                                            | 24,98,998                                                                                                                                                                                                                           | 1,347.02                                                                                                                                                                                                                            | 10,18,832                                                                                                                                                                                                                           |
| Chandrapur                                                                                                                                                                                                                          | 7,77,444                                                                                                                                                                                                                            | 273.65                                                                                                                                                                                                                              | 1,75,973                                                                                                                                                                                                                            |
| Chhatrapati Sambhajinagar                                                                                                                                                                                                           | 36,63,271                                                                                                                                                                                                                           | 957.52                                                                                                                                                                                                                              | 17,02,264                                                                                                                                                                                                                           |
| Dharashiv                                                                                                                                                                                                                           | 10,48,783                                                                                                                                                                                                                           | 291.37                                                                                                                                                                                                                              | 4,50,650                                                                                                                                                                                                                            |
| Dhule                                                                                                                                                                                                                               | 7,02,292                                                                                                                                                                                                                            | 216.37                                                                                                                                                                                                                              | 2,75,695                                                                                                                                                                                                                            |
| Gadchiroli                                                                                                                                                                                                                          | 2,42,253                                                                                                                                                                                                                            | 10.80                                                                                                                                                                                                                               | 15,079                                                                                                                                                                                                                              |
| Gondia                                                                                                                                                                                                                              | 4,72,895                                                                                                                                                                                                                            | 14.46                                                                                                                                                                                                                               | 35,154                                                                                                                                                                                                                              |
| Hingoli                                                                                                                                                                                                                             | 17,37,824                                                                                                                                                                                                                           | 418.64                                                                                                                                                                                                                              | 9,51,867                                                                                                                                                                                                                            |
| Jalgaon                                                                                                                                                                                                                             | 14,88,432                                                                                                                                                                                                                           | 2,261.07                                                                                                                                                                                                                            | 9,04,804                                                                                                                                                                                                                            |
| Jalna                                                                                                                                                                                                                               | 39,36,861                                                                                                                                                                                                                           | 1,239.87                                                                                                                                                                                                                            | 18,11,797                                                                                                                                                                                                                           |
| Kolhapur                                                                                                                                                                                                                            | 1,54,563                                                                                                                                                                                                                            | 12.49                                                                                                                                                                                                                               | 19,785                                                                                                                                                                                                                              |
| Latur                                                                                                                                                                                                                               | 36,20,229                                                                                                                                                                                                                           | 1,035.08                                                                                                                                                                                                                            | 14,65,479                                                                                                                                                                                                                           |
| Nagpur                                                                                                                                                                                                                              | 6,43,104                                                                                                                                                                                                                            | 222.76                                                                                                                                                                                                                              | 1,84,494                                                                                                                                                                                                                            |
| Nanded                                                                                                                                                                                                                              | 44,19,454                                                                                                                                                                                                                           | 1,408.35                                                                                                                                                                                                                            | 29,18,368                                                                                                                                                                                                                           |
| Nandurbar                                                                                                                                                                                                                           | 2,84,900                                                                                                                                                                                                                            | 195.67                                                                                                                                                                                                                              | 1,21,700                                                                                                                                                                                                                            |
| Nashik                                                                                                                                                                                                                              | 17,32,501                                                                                                                                                                                                                           | 1,198.43                                                                                                                                                                                                                            | 7,66,693                                                                                                                                                                                                                            |
| Osmanabad                                                                                                                                                                                                                           | 21,96,566                                                                                                                                                                                                                           | 944.40                                                                                                                                                                                                                              | 10,68,572                                                                                                                                                                                                                           |
| Palghar                                                                                                                                                                                                                             | 1,36,440                                                                                                                                                                                                                            | 79.06                                                                                                                                                                                                                               | 22,109                                                                                                                                                                                                                              |
| Parbhani                                                                                                                                                                                                                            | 31,63,696                                                                                                                                                                                                                           | 1,177.23                                                                                                                                                                                                                            | 17,61,316                                                                                                                                                                                                                           |
| Pune                                                                                                                                                                                                                                | 6,93,420                                                                                                                                                                                                                            | 82.61                                                                                                                                                                                                                               | 1,76,860                                                                                                                                                                                                                            |
| Raigarh                                                                                                                                                                                                                             | 1,30,512                                                                                                                                                                                                                            | 74.56                                                                                                                                                                                                                               | 27,528                                                                                                                                                                                                                              |
| Ratnagiri                                                                                                                                                                                                                           | 1,42,480                                                                                                                                                                                                                            | 289.92                                                                                                                                                                                                                              | 99,895                                                                                                                                                                                                                              |
| Sangli                                                                                                                                                                                                                              | 9,31,201                                                                                                                                                                                                                            | 236.05                                                                                                                                                                                                                              | 3,35,404                                                                                                                                                                                                                            |
| Satara                                                                                                                                                                                                                              | 7,17,918                                                                                                                                                                                                                            | 116.63                                                                                                                                                                                                                              | 2,29,422                                                                                                                                                                                                                            |
| Sindhudurg                                                                                                                                                                                                                          | 1,97,003                                                                                                                                                                                                                            | 250.17                                                                                                                                                                                                                              | 1,20,369                                                                                                                                                                                                                            |
| Solapur                                                                                                                                                                                                                             | 22,08,381                                                                                                                                                                                                                           | 732.58                                                                                                                                                                                                                              | 7,88,639                                                                                                                                                                                                                            |
| Thane                                                                                                                                                                                                                               | 2,22,134                                                                                                                                                                                                                            | 57.73                                                                                                                                                                                                                               | 50,207                                                                                                                                                                                                                              |
| Wardha                                                                                                                                                                                                                              | 6,01,219                                                                                                                                                                                                                            | 276.36                                                                                                                                                                                                                              | 2,45,610                                                                                                                                                                                                                            |
| Washim                                                                                                                                                                                                                              | 14,64,487                                                                                                                                                                                                                           | 542.47                                                                                                                                                                                                                              | 7,79,575                                                                                                                                                                                                                            |
| Yavatmal                                                                                                                                                                                                                            | 24,30,726                                                                                                                                                                                                                           | 805.32                                                                                                                                                                                                                              | 14,54,098                                                                                                                                                                                                                           |
| Total (Maharashtra)                                                                                                                                                                                                                 | 5,69,54,363                                                                                                                                                                                                                         | 20,619.92                                                                                                                                                                                                                           | 2,56,42,549                                                                                                                                                                                                                         |

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