Lok Sabha Question No. 2562 (UNSTARRED), answered on 2016-08-02
Subject: NSKFDC Schemes
Ministry: SOCIAL JUSTICE AND EMPOWERMENT
Asked by: GOPAL CHINAYYA SHETTY

## GOVERNMENT OF INDIA MINISTRY OF SOCIAL JUSTICE & EMPOWERMENT LOK SABHA

UNSTARRED QUESTION NO. +2562 TO BE ANSWERED ON 02.08.2016

## +2562. NSKFDC SCHEMES

## SHRI GOPAL SHETTY:

## Will the Minister of SOCIAL JUSTICE AND EMPOWERMENT be pleased to state:

- (a) the details of the schemes being implemented by the National Safai Karamcharis Finance and Development Corporation (NSKFDC) for overall social and economic upliftment of Safai Karamcharis and their dependents;
- (b) the time since when the said schemes have been implemented along with the details of funds spent thereunder during each of the last three years;
- the amount of funds allocated and released by the NSKFDC during the current year; Statewise particularly in Maharashtra and the extent to which the funds have been utilised by the State Channelising Agencies (SCA) so and far;
- (d) the extent to which the said schemes have been successful in uplifting the safai karamcharis?

## ANSWER

## MINISTER OF STATE FOR SOCIAL JUSTICE AND EMPOWERMENT (SHRI RAMDAS ATHAWALE)

- (a): The details of the schemes & programmes implemented by NSKFDC for overall social and economic upliftment of safai Karamacharis and their dependents is at Annexure-I being
- (b): Commencement of scheme and details of scheme-wise funds spent during the last three years
- (c): During the current F.Y. 2016-17, NSKFDC has made Notional Allocation for release of Rs. 172.04 crore\_ Against this Notional Allocation, an amount of Rs: 19.03 crore has already been released by NSKFDC to the State Channelizing Agencies, Regional Rural & Nationalized Banks.
- State/UT wise details of the funds allocated and released by NSKFDC during the current financial year 2016-17, State-wise including Maharashtra are enclosed at Annexure WL As on 28.07.2016, 81% of funds have been utilised by the State Channelizing Agencies:
- (d): The Scheme of NSKFDC have been successful in improving the   employment opportunities of Safai Karamcharis and their dependent through skill development training and educational opportunity by availing loans for higher education etc.

## Annexure-L

The details of the schemes programmes implemented by NSKFDC are given as under: -

| S No   | Name of the Scheme                                                     | Maximum loan limit                                                       | Rate of Interest                                                                                                                | Rate of Interest                                | Maximum Re-payment Period   |
|--------|------------------------------------------------------------------------|--------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------|-----------------------------|
| S No   | Name of the Scheme                                                     | Maximum loan limit                                                       | NSKFDC to SCAs                                                                                                                  | SCA to Beneficiaries                            | Maximum Re-payment Period   |
|        | General Term Loan Scheme                                               | Upto 15.00 lac                                                           | 3%                                                                                                                              | 6%/                                             | 10 years                    |
| 2      | Mahila Adhikarita Yojana (MAY)                                         | Upto Rs.75000/-                                                          | 2%/                                                                                                                             | 5%                                              | 5 Years                     |
| 3      | Mahila Samridhi Yojana (MSY)                                           | Upto Rs.5ooo0/-                                                          | 1%                                                                                                                              | 4%                                              | 3 years                     |
|        | Micro Credit Finance (MCF)                                             | Upto                                                                     | 2%                                                                                                                              | 5%                                              | 3 years                     |
| 5      | Education Loan (0.5% rebate in rate of interest for female candidates) | Upto Rs.10.00 lac for study within India & Rs.20.00 for study abroad Lac | [%                                                                                                                              | 4%/                                             | 5 years                     |
|        | Swachhta Udyami Yojana Construction; Operation and                     | Upto Rs.25.00 lac                                                        |                                                                                                                                 | 4%                                              | 10 years                    |
|        | Procurement Operation of Sanitation related Vehicles                   | Upto Rs.15.00 lac                                                        | be admissible beneficiaries)                                                                                                    | 4% rebate of 1% p.a. on interest will for women | 10 years                    |
|        | Mart                                                                   | Upto Rs.15.00 lac                                                        | timely repayment) 1% be II.                                                                                                     | 4% for women                                    | 10 years                    |
| 8      | Sanitary Scheme Green Business                                         | Upto                                                                     | I.a rebate of 1% p.a: on interest will admissible beneficiaries) (0.5% extended for the beneficiaries for timely repayment) 2%/ | rebate will be 4%                               | 6 years                     |

|                                       | Rs.2.00 Iac                                                    | (1% rebate from NSKFDC share of interest in case of women beneficiaries   |
|---------------------------------------|----------------------------------------------------------------|---------------------------------------------------------------------------|
| Skill Development Training Programmes | 100% Grant with   stipend of Rs.1500/- per month per candidate |                                                                           |

Apart from the above schemes, NSKFDC is also the Nodal Agency for implementing the Self Employment of Rehabilitation of Manual Scavengers (SRMS), Central Sector Scheme of Govt: of India (Ministry of Social Justice & Empowerment), for the rehabilitation of the Manual Scavengers in the Urban/Rural areas in the Country identified in the surveys carried out by concerned State Govts. Details of the benefits provided under SRMS are as under: -

## Cash assistance

The identified manual scavengers, one from each family, would be eligible for receiving cash assistance of Rs:

Loan upto a maximum cost of Rs. 10 lacs will be admissible under the scheme and Rs. 15 lacs in case of sanitation related projects like Vaccum Loader; Suction Machine with Vehicle, Garbage Disposal Vehicle, Pay & Use Toilets etc.

## Rate of interest

| For projects upto Rs. 25000/-   | 5% p.a: (4% p.a: for women Beneficiaries)   |
|---------------------------------|---------------------------------------------|
| projects above Rs. 25000/- For  | 6% p.a.                                     |

## Credit linked back-end capital Subsidy

| Range of project cost   | Rate of subsidy                                             |
|-------------------------|-------------------------------------------------------------|
| Upto Rs. 2 lacs         | 50% of the project cost                                     |
| Rs. 2 lacs Rs. 5 lacs   | Rs. Iac + 33.3%/ of the project cost between Rs. 2 - 5 laes |
| Rs_ 5 lacs Rs.10 lacs   | Rs_ 2 lac + 25% of the project cost between Rs. 5 -10 lacs  |
| Rs. 10-15 lacs          | Rs. 3.25 lacs                                               |

## Interest subsidy

Where the rate of interest charged by the Banks On loans is higher than the rates prescribed in the Scheme, interest subsidy to the extent ofthe difference will be given to the Banks by the respective State Channelizing Agencies (SCAs).

## Skill Development Training

Skill   Development   Training is   provided to the beneficiaries for   acquiring new skills and entrepreneurship capabilities.   Training can be provided by Govt: agencies/Institutes as well as by reputed specialized  training agencies.  Training is provided in industries/ business activities which facilitates gainful employment ofthe trainees.

Beneficiaries would be provided for courses upto twO with stipend The training will be given as per the level of education and aptitude of the beneficiary. training years

## Annexure-H ANNEXURE-LIN REPLY TOPART (b)OFLOK SABHA UNSTARRED QUESTIONNQ.2562 TQ BE ANSWERED ON 2.08.2016 BY GQPAL SHETTY REGARDING "NSKEDC SCHEMES

Commencement of schemes and details of scheme-wise funds spent the last three years is given as under: during

| Schemes                                                                                                                                                     | Date of commencement of schemes   | Funds released by NSKFDC last three years (Rs_in Crore) during   | Funds released by NSKFDC last three years (Rs_in Crore) during   | Funds released by NSKFDC last three years (Rs_in Crore) during   |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------|------------------------------------------------------------------|------------------------------------------------------------------|------------------------------------------------------------------|
|                                                                                                                                                             |                                   | 2013-14                                                          | 2014-15                                                          | 2015-16                                                          |
| General Term Loan                                                                                                                                           | October 1997                      | 79.90                                                            | 79.63                                                            | 97.93                                                            |
| Mahila Samridhi Yojana (MSY)                                                                                                                                | 01.10.2003                        | 17.38                                                            | 19.57                                                            | 16.31                                                            |
| Mahila Adhikarita Yojana (MAY)                                                                                                                              | 01.07.2008                        | 7.38                                                             | 9.55                                                             | 11.31                                                            |
| Micro Credit Finance (MCF)                                                                                                                                  | October 1997                      | 21.91                                                            | 18.80                                                            | 19.54                                                            |
| Education Loan                                                                                                                                              | 01.10.2003                        | 1.15                                                             |                                                                  | 2.63                                                             |
| Swacchta Udayami Yojana (SUY)                                                                                                                               | 02.10.2014                        |                                                                  |                                                                  |                                                                  |
| 1) Construction; Operation and Maintenance of and Use Community Private Partnership (PPP) Mode ii) Procurement Operation of Sanitation related Vehicles Pay |                                   | 0.00                                                             | 3.46                                                             | 3.61                                                             |
| Sanitary Marts Scheme                                                                                                                                       | 20.12.2014                        | 0.00                                                             | 1.12                                                             | 3.18                                                             |
| Green Business Scheme                                                                                                                                       | 25.02.2015                        | 0.00                                                             | 0.45                                                             | 2.39                                                             |
| Total A                                                                                                                                                     |                                   | 127.72                                                           | 134.03                                                           | 156.90                                                           |
| Skill Development Training Programmes_                                                                                                                      | 01.10.2002                        | 6.24                                                             | 6.13                                                             | 10.63                                                            |
|                                                                                                                                                             |                                   | 6.24                                                             | 6.13                                                             | 10.63                                                            |
| Grand Total A+B                                                                                                                                             |                                   | 433.96                                                           | 140.16                                                           | 167.53                                                           |

## ANNEXURE-IlI

## ANNEXURE-III IN REPLY TO PART (C) OF LOK SABHA UNSTARRED QUESTION NO.2562 FOR 02.08.2016 BY SHRI GOPAL SHETTY REGARDING NSKFDC SHCEMES"

Statement showing State-wise Notional Allocation and release of Funds to the Channelizing Agencies for the year 2016-17

| SNo. States          | Notional Allocation   |   Funds released |
|----------------------|-----------------------|------------------|
|                      | 1159.49               |           352.49 |
| 2/Assam              | 131.2                 |             0    |
| 3 Bihar              | 1377.54               |             0    |
| AChandigarh          | 56.61                 |            42.75 |
| 5 Chhattisgarh       | 279.91                |             9    |
| 6 Daman & Diu        | 51.46                 |             0    |
|                      | 51.47                 |             0    |
| 8|Delhi         | 246.59                |             0    |
| 9 Gujarat            | 374.22                |           607.5  |
| 10/Goa               | 52.88                 |             0    |
| 1Haryana             | 435.84                |             2.25 |
| 12 HP                | 152.91                |             0    |
| 13/J&k               | 113.48                |             0    |
| 14| Jharkhand   | 340.37                |             0    |
| 15 Karnataka         | 887.11                |           686.25 |
|                      | 260.66                |             0    |
| 17/MP                | 923.07                |             0    |
| 18/Maharashtra       | 899.51                |             0    |
| 19 Manipur           | 51.4                  |             0    |
|                      |                       |             0    |
| 21/Mizoram           | 51.08                 |             0    |
| 22JNagaland          | 51                    |             0    |
| 23|Orissa       | 605.47                |             0    |
| 24Pondicherry        | 51.64                 |             0    |
| 25 Punjab            | 752.49                |             0    |
| 26|Rajasthan    | 1022.13               |             0    |
| 27|Sikkim       | 52.13                 |             0    |
| 28/Tamil Nadu        |                       |             0    |
| 29]Tripura           | 75.54                 |             0    |
|                      | 3491.72|         |           202.5  |
| 31 |Uttaranchal | 164.64                |             0    |
|                      | 1792.24               |             0    |
| Total                | 17204.00              |          1902.74 |