Lok Sabha Question No. 2521 (UNSTARRED), answered on 2016-08-01
Subject: KVIC Schemes
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: ASHWINI KUMAR, AJAY NISHAD, JAGDAMBIKA PAL, GANESH SINGH, ALOK SANJAR, ADVOCATE NARENDRA KESHAV SAWAIKAR, SANTOSH KUMAR, RAMSINH PATALYABHAI RATHWA, HARISH DWIVEDI

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 2521 TO BE ANSWERED ON 01.08.2016

## KVIC SCHEMES

2521.   SHRI ASHWINI KUMAR:

SHRI AJAY NISHAD:

SHRI JAGDAMBIKA PAL:

SHRI GANESH SINGH:

SHRI ALOK SANJAR:

ADV. NARENDRA KESHAV SAWAIKAR:

SHRI SANTOSH KUMAR:

SHRI RAMSINH RATHWA:

SHRI HARISH CHANDRA ALIAS HARISH DWIVEDI:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a)  whether  the  Khadi  and  Village  Industries  Commission  (KVIC)  has  started  any  scheme  to provide  self-employment  to  the  differently  abled,  scheduled  castes, scheduled  tribes, other backward classes, minorities and persons living below poverty line in the country;

(b) if so, the details thereof along with the funds allocated, released thereunder and the monitoring mechanism put in place by the Government to ensure proper utilization of funds, the number of KVIC units setup and the number of persons benefited therefrom during each of the last three years and the current year, State/UTwise; and

- (c)  the  other  steps  taken/proposed  to  be  taken  by  the  Government  for  generation  of  more employment avenues in the sector?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI GIRIRAJ SINGH)

(a): There is no specific scheme of Khadi and Village Industries Commission (KVIC) to provide self-employment  to  the  differently  abled,  SC,  ST,  OBC,  minorities  and  persons  living  below poverty line.  However, Government has been implementing a major credit-linked subsidy scheme named Prime Minister's Employment Generation Programme (PMEGP) for generating employment  through  setting  up  micro  enterprises  in  non-farm  sector.    Under  PMEGP,  general category beneficiaries can avail of margin money subsidy of 25% of the project cost in rural areas and 15% in urban areas. For beneficiaries belonging to special categories such as Scheduled Castes, Scheduled Tribes, OBCs, minorities, women, ex-servicemen, physically handicapped, beneficiaries belonging to North Eastern Region, hill and border areas, etc.,  the margin money subsidy is 35% in rural areas and 25% in urban area. The maximum cost of project is Rs.25 lakh in the manufacturing sector and Rs.10 lakh in the service sector.

(b): There is a four tiered monitoring system for implementation of the PMEGP scheme at the District, State, Zonal & National level.

State-wise allocation of margin money subsidy which is treated as target as also the achievements in term of the margin money subsidy utilized, the corresponding number of projects assisted and estimated employment generated during the last three years and current year is given at Annexure.

## (c): The following steps have been taken by the Government for achieving the said targets.

1. Publicity is being made through print and electronic media about PMEGP scheme for the benefit of Rural and Urban areas.
2. Awareness camps at District level and State level are being organized in order to propagate the PMEGP scheme for the development of micro industries.
3. To bring in  transparency  in  implementation  of  PMEGP  scheme as  well  as  to  create  data base of PMEGP beneficiaries, e-tracking of PMEGP applications introduced.
4. For speedy completion of EDP training and to generate IRG, policy decision has taken to conduct EDP training through Departmental Training Centres as well as RSETIs/RUDSETIs as per MOU executed between KVIC & MCR.
5. Where  there  is  no  mechanism  of  KVIC's  Departmental  and  Non-Departmental  Training Centers  exist,  the  infrastructure  of  KVIC's  Khadi/VI  Institutions,  professional  training associates like NIESBUD etc. will be utilized to conduct EDP under PMEGP.
6. Trading activities/sales outlets have been included in PMEGP in the LWE Districts.
7. Industries such as Khadi, processing of Pashmina Wool, handloom and power loom units are now eligible for funding under PMEGP.
8. Ceiling of 10% on the extent of projects to be financed for transport activities is imposed in the states/UTs except in specific regions (hilly  region,  NER,    A&N  Island,  Goa, Puducherry,  Lakshadweep,  Daman  &  Diu,  Dadra  Nagar  Haveli,  J&K  and  LWE  affected districts).
9. Relaxation in per capita investment from Rs.1.00 lakh to Rs.4.50 lakh has been  given to A&N Islands and Lakshadweep.
10. Exhibitions  are  also  conducted  at  district/state/zone  and  national  level  for  providing marketing support to the entrepreneurs/units.
11. An online grievance handling system for PMEGP is set up to provide prompt and online redressel.
12. To  increase  the  registration  of  MSMEs  in  the  country,  the  Government  has  undertaken measures  that  the  PMEGP  units  can  adopt  the  Udyog  Aadhar  Memorandum  (UAM)  to register online for filing for industrial land application for credit, pollution clearance etc.

Online system for direct transfer of fund to the financing banks:

1. Ministry  through  KVIC  has  set  up  an  online  system  PMEGP-MIS  portal  for  end  to  end monitoring of the scheme right from online application filing, application tracking, sanction of loans, disbursement of loans and repayment of loans including online transfer of PMEGP Margin Money funds directly to Financing Bank Branches.
2. The online system of transfer of Margin Money subsidy to the Financing Bank Branches will remove the delay for settling the Margin Money  Claims and thus, quality implementation and better timely progress and utilization of funds will result.

* * *

## Annexure referred to in reply to part (b) of the Lok Sabha Unstarred Question No. 2521 for answer on 01.08.2016

## State-wise allocation of Margin Money (MM) subsidy, MM utilized, number of projects assisted and employment generated during the last three years & current year

## 2013-14

| Sl. No   | State/UT                 |   Margin money subsidy allocated (Rs. lakh) |   Margin money subsidy utilized # (Rs. lakh) |   Number of projects assisted |   Estimated employment generated (No. of persons) |
|----------|--------------------------|---------------------------------------------|----------------------------------------------|-------------------------------|---------------------------------------------------|
| 1        | Jammu& Kashmir           |                                     2983.59 |                                      3226.2  |                          1855 |                                             12301 |
| 2        | Himachal Pradesh         |                                     1730.87 |                                      1613.84 |                          1112 |                                              5188 |
| 3        | Punjab                   |                                     2665.96 |                                      2477.06 |                           979 |                                              7629 |
| 4        | UT Chandigarh            |                                      304.74 |                                        59.11 |                            55 |                                               385 |
| 5        | Uttarakhand              |                                     1934.23 |                                      2099.99 |                          1236 |                                              7335 |
| 6        | Haryana                  |                                     2771.26 |                                      2075    |                           935 |                                              5866 |
| 7        | Delhi                    |                                     1075.38 |                                       164.74 |                           142 |                                              1136 |
| 8        | Rajasthan                |                                     5554.14 |                                      4064.94 |                          1280 |                                             13471 |
| 9        | Uttar Pradesh            |                                    13786.3  |                                     15104.9  |                          4354 |                                             44044 |
| 10       | Bihar                    |                                     8675.93 |                                      7725.19 |                          3121 |                                             20013 |
| 11       | Sikkim                   |                                      584.56 |                                       108.09 |                            66 |                                               255 |
| 12       | Arunachal Pradesh        |                                     1852.57 |                                       889.42 |                           657 |                                              6570 |
| 13       | Nagaland                 |                                     1705.43 |                                      1125.77 |                           421 |                                              4373 |
| 14       | Manipur                  |                                     1557.67 |                                      1591.34 |                           733 |                                              5277 |
| 15       | Mizoram                  |                                     1117.83 |                                       886.4  |                           777 |                                              5050 |
| 16       | Tripura                  |                                     1163.93 |                                      2225.25 |                          1307 |                                              9074 |
| 17       | Meghalaya                |                                     1333.04 |                                       600.13 |                           397 |                                              1386 |
| 18       | Assam                    |                                     6210.97 |                                      7393.07 |                          8255 |                                             29332 |
| 19       | West Bengal              |                                     4627.57 |                                      5596.72 |                          3216 |                                             24189 |
| 20       | Jharkhand                |                                     4738.31 |                                      4533.11 |                          2612 |                                             13062 |
| 21       | Odisha                   |                                     5854.95 |                                      4075.76 |                          2146 |                                             16653 |
| 22       | Chhattisgarh             |                                     3623.56 |                                      2118.61 |                           921 |                                              6106 |
| 23       | Madhya Pradesh           |                                     8466.23 |                                      7973.02 |                          2462 |                                             19442 |
| 24       | Gujarat*                 |                                     4375.58 |                                      4401.81 |                           914 |                                             14777 |
| 25       | Maharashtra **           |                                     6539.82 |                                      4737.62 |                          2186 |                                             20183 |
| 26       | Andhra Pradesh           |                                     4829.17 |                                      4610.54 |                          1453 |                                             18200 |
| 27       | Karnataka                |                                     4538.84 |                                      7837.31 |                          2778 |                                             25752 |
| 28       | Goa                      |                                      490.68 |                                       143.86 |                            79 |                                               412 |
| 29       | Lakshadweep              |                                      758.55 |                                         3.18 |                             4 |                                                 8 |
| 30       | Kerala                   |                                     2278.34 |                                      2756.94 |                          1505 |                                             11507 |
| 31       | Tamil Nadu               |                                     4969.7  |                                      5216.93 |                          2268 |                                             29107 |
| 32       | Puducherry               |                                      781.12 |                                        43.17 |                            43 |                                               170 |
| 33       | Andaman& Nicobar Islands |                                      619.2  |                                       164.94 |                           224 |                                               654 |
|          | Total                    |                                   114500    |                                    107644    |                         50493 |                                            378907 |

2014-15

| Sl. No   | State/UT                 |   Margin money subsidy allocated (Rs. lakh) |   Margin money subsidy utilized # (Rs. lakh) |   Number of projects assisted |   Estimated employment generated (No. of persons) |
|----------|--------------------------|---------------------------------------------|----------------------------------------------|-------------------------------|---------------------------------------------------|
| 1        | Jammu& Kashmir           |                                     2919.5  |                                      3274.63 |                          1565 |                                             11025 |
| 2        | Himachal Pradesh         |                                     1687.45 |                                      2237.73 |                          1244 |                                              6352 |
| 3        | Punjab                   |                                     2611.49 |                                      3190.88 |                          1153 |                                              6438 |
| 4        | UT Chandigarh            |                                      287.99 |                                        61.46 |                            36 |                                               160 |
| 5        | Uttarakhand              |                                     1882.35 |                                      2153.32 |                          1333 |                                              7889 |
| 6        | Haryana                  |                                     2716.36 |                                      3012.98 |                          1175 |                                              7024 |
| 7        | Delhi                    |                                     1061.04 |                                       189.24 |                           198 |                                              1584 |
| 8        | Rajasthan                |                                     5369.78 |                                      5249.62 |                          1976 |                                             15002 |
| 9        | Uttar Pradesh            |                                    13239.4  |                                     16937.5  |                          4891 |                                             48604 |
| 10       | Bihar                    |                                     8277.14 |                                      4111.32 |                          1639 |                                              9240 |
| 11       | Sikkim                   |                                      541.34 |                                        33.52 |                            16 |                                                54 |
| 12       | Arunachal Pradesh        |                                     1793.42 |                                      1004.99 |                           652 |                                              2871 |
| 13       | Nagaland                 |                                     1563.64 |                                       878.59 |                           416 |                                              2407 |
| 14       | Manipur                  |                                     1403.65 |                                      1600.76 |                           747 |                                               829 |
| 15       | Mizoram                  |                                     1043.39 |                                       807.98 |                           817 |                                              6736 |
| 16       | Tripura                  |                                      985.02 |                                      1333.65 |                           787 |                                              6333 |
| 17       | Meghalaya                |                                     1184.8  |                                       971.14 |                           555 |                                              3680 |
| 18       | Assam                    |                                     5388.74 |                                      5397.01 |                          5015 |                                             15535 |
| 19       | West Bengal              |                                     4396.32 |                                      6010.11 |                          3397 |                                             24646 |
| 20       | Jharkhand                |                                     4547.06 |                                      2871.29 |                          1699 |                                              8495 |
| 21       | Odisha                   |                                     5621.47 |                                      3945.89 |                          2013 |                                             10211 |
| 22       | Chhattisgarh             |                                     3474.41 |                                      2045.68 |                           847 |                                              5821 |
| 23       | Madhya Pradesh           |                                     8182.74 |                                      9241.7  |                          2737 |                                             21896 |
| 24       | Gujarat*                 |                                     4246.72 |                                      6200.52 |                          1289 |                                             18107 |
| 25       | Maharashtra **           |                                     6299.38 |                                      7843.81 |                          3469 |                                             28311 |
| 26       | Andhra Pradesh           |                                     2667.87 |                                      3492.11 |                           937 |                                             12220 |
| 27       | Telangana                |                                     1954.44 |                                      1889.35 |                           604 |                                              6604 |
| 28       | Karnataka                |                                     4412.99 |                                      6479.1  |                          2431 |                                             21825 |
| 29       | Goa                      |                                      466.91 |                                       141.76 |                            78 |                                               406 |
| 30       | Lakshadweep              |                                      704.68 |                                        28.61 |                            31 |                                                93 |
| 31       | Kerala                   |                                     2206.51 |                                      2679.28 |                          1344 |                                              9738 |
| 32       | Tamil Nadu               |                                     4824.96 |                                      6733.89 |                          2858 |                                             36190 |
| 33       | Puducherry               |                                      749.95 |                                       112.1  |                            58 |                                               386 |
| 34       | Andaman &Nicobar Islands |                                      593.09 |                                        92.32 |                           161 |                                               790 |
|          | Total                    |                                   109306    |                                    112254    |                         48168 |                                            357502 |

2015-16

| Sl. No   | State/UT                 |   Margin money subsidy allocated (Rs. lakh) |   Margin money subsidy utilized # (Rs. lakh) |   Number of projects assisted |   Estimated employment generated (No. of persons) |
|----------|--------------------------|---------------------------------------------|----------------------------------------------|-------------------------------|---------------------------------------------------|
| 1        | Jammu& Kashmir           |                                     4006.8  |                                      3781.19 |                          2207 |                                             12115 |
| 2        | Himachal Pradesh         |                                     1721.57 |                                      1767.26 |                          1077 |                                              5134 |
| 3        | Punjab                   |                                     3026.8  |                                      2902.97 |                           966 |                                              7762 |
| 4        | UT Chandigarh            |                                       90    |                                        87.72 |                            43 |                                               323 |
| 5        | Uttarakhand              |                                     1909.93 |                                      1740.86 |                          1136 |                                              6161 |
| 6        | Haryana                  |                                     3747.4  |                                      3112.09 |                          1248 |                                              7232 |
| 7        | Delhi                    |                                      257.35 |                                       254.05 |                           256 |                                              2048 |
| 8        | Rajasthan                |                                     4188.14 |                                      4384.07 |                          1988 |                                             14537 |
| 9        | Uttar Pradesh            |                                    17535.3  |                                     14456.9  |                          4365 |                                             43059 |
| 10       | Bihar                    |                                     7118.59 |                                      6588.55 |                          2430 |                                             19624 |
| 11       | Sikkim                   |                                      227.38 |                                       186.11 |                           110 |                                               397 |
| 12       | Arunachal Pradesh        |                                      200.08 |                                        38.85 |                            35 |                                               104 |
| 13       | Nagaland                 |                                     1255.83 |                                      1392.81 |                           623 |                                              4998 |
| 14       | Manipur                  |                                     2855.92 |                                      1213.98 |                           685 |                                              2715 |
| 15       | Mizoram                  |                                      924.99 |                                      1026.35 |                          1134 |                                              9072 |
| 16       | Tripura                  |                                     2748.26 |                                       945.84 |                           642 |                                              5355 |
| 17       | Meghalaya                |                                     1250.62 |                                      1056.12 |                           603 |                                              4824 |
| 18       | Assam                    |                                     4969.87 |                                      2869.74 |                          3483 |                                              9026 |
| 19       | West Bengal              |                                     4765.49 |                                      3400.65 |                          1873 |                                             12746 |
| 20       | Jharkhand                |                                     3462.64 |                                      3559.74 |                          1839 |                                             12873 |
| 21       | Odisha                   |                                     6282    |                                      5736.32 |                          2876 |                                             17629 |
| 22       | Chhattisgarh             |                                     4303.8  |                                      2829.38 |                          1277 |                                              9496 |
| 23       | Madhya Pradesh           |                                     7729.4  |                                      8117.17 |                          1979 |                                             16497 |
| 24       | Gujarat*                 |                                     6536.16 |                                      6339.73 |                          1419 |                                             14960 |
| 25       | Maharashtra **           |                                     9718.42 |                                      5285.03 |                          2497 |                                             20161 |
| 26       | Andhra Pradesh           |                                     4496.85 |                                      2262.37 |                           642 |                                              7740 |
| 27       | Telangana                |                                     2094    |                                      2217.57 |                           660 |                                              7761 |
| 28       | Karnataka                |                                    10846.9  |                                      5898.01 |                          2140 |                                             17284 |
| 29       | Goa                      |                                      159.4  |                                       165.43 |                            91 |                                               500 |
| 30       | Lakshadweep              |                                       90    |                                         0    |                             0 |                                                 0 |
| 31       | Kerala                   |                                     2731.6  |                                      2720.48 |                          1369 |                                              9653 |
| 32       | Tamil Nadu               |                                     7110.8  |                                      5497.54 |                          2463 |                                             20836 |
| 33       | Puducherry               |                                      100    |                                       106.37 |                            65 |                                               447 |
| 34       | Andaman &Nicobar Islands |                                      158    |                                        65.11 |                           119 |                                               293 |
|          | Total                    |                                   128620    |                                    102006    |                         44340 |                                            323362 |

## 2016-17 (as on 30.06.2016)

| Sl. No   | State/UT                 |   Margin money subsidy allocated (Rs. lakh) |   Margin money subsidy utilized # (Rs. lakh) |   Number of projects assisted |   Estimated employment generated (No. of persons) |
|----------|--------------------------|---------------------------------------------|----------------------------------------------|-------------------------------|---------------------------------------------------|
| 1        | Jammu& Kashmir           |                                     3541.26 |                                         0    |                             0 |                                                 0 |
| 2        | Himachal Pradesh         |                                     1970.11 |                                       359.63 |                           181 |                                               836 |
| 3        | Punjab                   |                                     3504.09 |                                      1000.23 |                           501 |                                              3758 |
| 4        | UT Chandigarh            |                                      100    |                                        33.38 |                            13 |                                               101 |
| 5        | Uttarakhand              |                                     2140.93 |                                       194.84 |                           139 |                                               623 |
| 6        | Haryana                  |                                     3371.31 |                                       457.26 |                           196 |                                               980 |
| 7        | Delhi                    |                                      300    |                                        18.64 |                            13 |                                                68 |
| 8        | Rajasthan                |                                     5500.99 |                                       123.7  |                            37 |                                               155 |
| 9        | Uttar Pradesh            |                                    12981.5  |                                      6304.69 |                          1904 |                                             18796 |
| 10       | Bihar                    |                                     6909.77 |                                      2199.77 |                           818 |                                              6544 |
| 11       | Sikkim                   |                                      200    |                                         2.49 |                             2 |                                                 6 |
| 12       | Arunachal Pradesh        |                                      500    |                                       149.23 |                           100 |                                               376 |
| 13       | Nagaland                 |                                     1751.68 |                                       134.55 |                            41 |                                               164 |
| 14       | Manipur                  |                                     1741.7  |                                       740.26 |                           477 |                                              2070 |
| 15       | Mizoram                  |                                     1253.49 |                                       126.91 |                            99 |                                               495 |
| 16       | Tripura                  |                                     1578.62 |                                      1748.35 |                          1084 |                                              8286 |
| 17       | Meghalaya                |                                     1748.1  |                                       151.09 |                           129 |                                              1032 |
| 18       | Assam                    |                                     5636.41 |                                      1787.94 |                          2234 |                                             10535 |
| 19       | West Bengal              |                                     3680.3  |                                      1330.38 |                           797 |                                              5353 |
| 20       | Jharkhand                |                                     4165.73 |                                       701.15 |                           423 |                                              3384 |
| 21       | Odisha                   |                                     5201.65 |                                      1730.26 |                           787 |                                              5191 |
| 22       | Chhattisgarh             |                                     4493.3  |                                       624.88 |                           256 |                                              1338 |
| 23       | Madhya Pradesh           |                                     8527.32 |                                      1741.26 |                           388 |                                              3104 |
| 24       | Gujarat*                 |                                     5398.45 |                                      1707.38 |                           425 |                                              4037 |
| 25       | Maharashtra **           |                                     6111.29 |                                      1070.48 |                           488 |                                              3427 |
| 26       | Andhra Pradesh           |                                     2336.59 |                                      2388.03 |                           626 |                                              8257 |
| 27       | Telangana                |                                     2004.86 |                                       910.94 |                           256 |                                              3189 |
| 28       | Karnataka                |                                     4941.62 |                                      5354.68 |                          1632 |                                             13643 |
| 29       | Goa                      |                                      371.62 |                                         0    |                             0 |                                                 0 |
| 30       | Lakshadweep              |                                       50    |                                         0    |                             0 |                                                 0 |
| 31       | Kerala                   |                                     2446.06 |                                      1192.94 |                           499 |                                              4404 |
| 32       | Tamil Nadu               |                                     5291.23 |                                      2381.97 |                           884 |                                              9409 |
| 33       | Puducherry               |                                      150    |                                       106.37 |                            65 |                                               447 |
| 34       | Andaman &Nicobar Islands |                                      100    |                                         0    |                             0 |                                                 0 |
|          |                          |                                   110000    |                                     36773.7  |                         15494 |                                            120008 |