Lok Sabha Question No. 343 (STARRED), answered on 2026-03-17
Subject: Crop Loss Relief under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Murari Lal Meena

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA

## STARRED QUESTION NO. 343

TO BE ANSWERED ON THE 17 TH  MARCH, 2026

## CROP LOSS RELIEF UNDER PMFBY

*343. SHRI MURARI LAL MEENA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

(a) the details of the compensation paid against the loss of crop to farmers under the Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  and  State  Disaster  Response  Fund (SDRF) during the last three years, State-wise and district-wise including Rajasthan and Dausa Lok Sabha Constituency of Rajasthan;

(b) the details and number of insurance claims received, the number of claims accepted and the total compensation paid in Rajasthan, particularly in the Dausa region during the said period, year-wise;

(c)  whether  the  Government  has  taken  cognizance  of  cases  regarding  delays  in  the settlement of claims under the PMFBY;

(d) if so, the reasons for the said delays in the settlement and the steps taken for the resolution thereof; and

(e)  whether  satellite  imagery,  drone  surveys,  and  mobile  app-based  assessment systems are being used in Rajasthan to make the claim process transparent and timebound?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी (SHRI SHIVRAJ SINGH CHAUHAN)

(a) to (  e): A statement is laid on the Table of the House.

## STATEMENT REFERRED TO PART (a) TO (e) OF LOK SABHA STARRED QUESTION NO. 343 FOR 17 TH  MARCH, 2026  REGARDING CROP LOSS RELIEF UNDER PMFBY

(a):  State-wise details of claims paid and number of farmer applications benefitted with claims against loss of crops during last three years i.e. 2022-23 to 2024-25 under Pradhan Mantri Fasal Bima Yojana (PMFBY) are given in Annexure-I .   District-wise similar details in  respect  of  Rajasthan  including  Dausa  district,  for  the  same  period,  are  given  in Annexure-II.

State-wise details of assistance provided by the Central Government during last three  years  i.e.  2022-23  to  2024-25  under  State Disaster  Response  Fund  (SDRF)  are given in Annexure-III .      District-wise  details of  assistance provided  under SDRF is not maintained centrally.

(b):  Year-wise  details  of  claims  reported  and  claims  paid  during  last  three  years  in Rajasthan and that of Dausa district are given below :

(Rs. in crore)

| Year    | Rajasthan       | Rajasthan   | Dausa District of Rajasthan   | Dausa District of Rajasthan   |
|---------|-----------------|-------------|-------------------------------|-------------------------------|
|         | Claims Reported | Claims Paid | Claims Reported               | Claims Paid                   |
| 2022-23 | 4,388.08        | 4,366.74    | 9.42                          | 9.35                          |
| 2023-24 | 3,837.41        | 3,663.84    | 3.28                          | 3.20                          |
| 2024-25 | 2,057.64        | 1,899.11    | 2.04                          | 2.02                          |

(c)  &  (d):  Majority  of  the  claims  are  settled    within  the  stipulated  timelines  under  the Operational Guidelines of the scheme by the insurance companies.  However, during the implementation of PMFBY, some complaints including complaints from elected representatives were received in the past about payment of claims which are primarily on account  of (a)  delay  in  providing  State  Government  share  of  subsidy    (b)  nonpayment/delayed payment or under payment of claims on account of incorrect/delayed submission of insurance proposals by banks (c) discrepancy in yield  data  &  consequent  disputes  between  State  Government  and  insurance companies etc. The  pending  claims  on  account  of  these  issue  are  settled  after  their resolution as per provisions of the scheme.

Government has taken various steps to strengthen implementation of this scheme all  over  India  including  that  of  Rajasthan  to  bring  transparency  and  ensure  timely settlement of claims:

-  Government has undertaken development of National Crop Insurance Portal (NCIP) as  a  single  source  of  data  ensuring  subsidy  payment,  co-ordination, transparency,  dissemination  of  information  and  delivery  of  services  including direct online enrollment of farmers, uploading/obtaining individual insured famer's details for better monitoring and to ensure transfer of claim amount electronically to the individual farmer's Bank Account.
-  In  order  to  rigorously  monitor  claim  disbursal  process,  a  dedicated  module namely 'Digiclaim Module' has been operationalized for payment of claims from Kharif 2022 onwards.  It involves integration of National Crop Insurance Portal (NCIP) with Public Finance Management System (PFMS) and accounting system of Insurance Companies to provide timely & transparent processing of all claims.
-  W.e.f. Kharif 2024, in case payment is not made timely by Insurance Company, penalty.of 12% is auto-calculated and levied through NCIP.
-  Delinking of Central Government share of premium subsidy from that of State Governments  has  been  implemented  so  that  farmers  can  get  proportionate claims relating to the Central Government share.
-  12% penalty is also levied  on State Government for delay in release of State share of subsidy.
-  Opening of ESCROW Account by the State Government concerned for deposit of  their  premium share in advance as per provisions of the scheme has been made mandatory w.e.f. Kharif 2025 season for bringing financial discipline.
-  Also, towards leveraging technology in implementation of the scheme, various steps like capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri App &  uploading  it  on  the  NCIP,  allowing  insurance  companies  to witness the conduct of CCEs, integration of State land records with NCIP etc. have already been taken to improve timely settlement of the claims to farmers.
-  Tranche based claim settlement has been initiated w.e.f. Rabi 2024-25.

Following  technologies  for  Objective  Crop  Damage  &  Loss  Assessment  and transparency have also been implemented recently w.e.f. 2023-24 under the scheme:

-  YES-TECH  (Yield  Estimation  System  Based  on  Technology) for  gradual migration to Remote-Sensing based yield estimation to help in  fair and accurate Crop Yield Estimation . This initiative has been launched for paddy & wheat crops from Kharif 2023 and  Soybean crop from Kharif 2024 season.  YES-TECH is being implemented by 13 States/UTs during 2025-26.
-  WINDS (Weather Information Network and  Data  System) for  setting  up  of Network of Automatic Weather Stations (AWS) & Automatic Rain-Gauges (ARG) to the tune of 5 times of existing  network for collecting hyper-local weather data at GP & Block level.   WINDS provides data not only for YES-TECH but also for effective drought & disaster management, accurate weather prediction.     So far, 10 States have initiated the implementation of WINDS.

(e) :    Rajasthan Government has started implementation of YES-TECH from Kharif 2025 for wheat and soybean crops for fair, accurate, transparent and time bound assessment and settlement of claims under PMFBY.    Further, Crop Loss Assessment App (CLAP), developed as a digital mobile application to streamline and improve the efficiency of crop loss assessments for loacalised calamities/post harvest losses for individual farms and land parcels under PMFBY,  is also being utiised by the Rajasthan State Government from Rabi 2024-25 season.

Annexure-I

| PMFBY & RWBCIS: State wise Coverage and Claims report from 2022-23 to 2024-25 ( as on 31.12.2025)   | PMFBY & RWBCIS: State wise Coverage and Claims report from 2022-23 to 2024-25 ( as on 31.12.2025)   | PMFBY & RWBCIS: State wise Coverage and Claims report from 2022-23 to 2024-25 ( as on 31.12.2025)   |
|-----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------|
| State/UT Name                                                                                       | Paid Claims                                                                                         | Benefitted Farmer Application                                                                       |
|                                                                                                     | (Rs. in Crore)                                                                                      | (In No.)                                                                                            |
| A & N Islands                                                                                       | 0.05                                                                                                | 130                                                                                                 |
| Andhra Pradesh                                                                                      | 751.94                                                                                              | 1,527,456                                                                                           |
| Assam                                                                                               | 173.39                                                                                              | 266,386                                                                                             |
| Chhattisgarh                                                                                        | 1,392.68                                                                                            | 3,697,466                                                                                           |
| Goa                                                                                                 | 0.01                                                                                                | 70                                                                                                  |
| Haryana                                                                                             | 3,149.98                                                                                            | 5,662,712                                                                                           |
| Himachal Pradesh                                                                                    | 214.16                                                                                              | 294,606                                                                                             |
| Jammu & Kashmir                                                                                     | 67.56                                                                                               | 180,331                                                                                             |
| Karnataka                                                                                           | 8,564.92                                                                                            | 6,056,137                                                                                           |
| Kerala                                                                                              | 346.68                                                                                              | 251,450                                                                                             |
| Madhya Pradesh                                                                                      | 3,309.07                                                                                            | 11,898,779                                                                                          |
| Maharashtra                                                                                         | 20,780.47                                                                                           | 28,805,503                                                                                          |
| Manipur                                                                                             | 5.29                                                                                                | 10,603                                                                                              |
| Meghalaya                                                                                           | 24.01                                                                                               | 33,123                                                                                              |
| Odisha                                                                                              | 967.85                                                                                              | 3,806,493                                                                                           |
| Puducherry                                                                                          | 9.71                                                                                                | 31,344                                                                                              |
| Rajasthan                                                                                           | 9,929.69                                                                                            | 25,093,398                                                                                          |
| Sikkim                                                                                              | 0.01                                                                                                | 35                                                                                                  |
| Tamil Nadu                                                                                          | 2,446.69                                                                                            | 5,807,644                                                                                           |
| Tripura                                                                                             | 4.46                                                                                                | 36,375                                                                                              |
| Uttar Pradesh                                                                                       | 1,882.33                                                                                            | 4,176,924                                                                                           |
| Uttarakhand                                                                                         | 862.33                                                                                              | 532,447                                                                                             |
| Total                                                                                               | 54,883.28                                                                                           | 98,169,412                                                                                          |

Annexure-II

| PMFBY & RWBCIS: District wise cumulative Coverage and Claims report of Rajasthan from 2022-23 to 2024-25 (as on 31.12.2025)   | PMFBY & RWBCIS: District wise cumulative Coverage and Claims report of Rajasthan from 2022-23 to 2024-25 (as on 31.12.2025)   | PMFBY & RWBCIS: District wise cumulative Coverage and Claims report of Rajasthan from 2022-23 to 2024-25 (as on 31.12.2025)   |
|-------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------|
| District                                                                                                                      | Paid Claims                                                                                                                   | Benefitted Application                                                                                                        |
| District                                                                                                                      | (Rs. in crore)                                                                                                                | (In No.)                                                                                                                      |
| Ajmer                                                                                                                         | 417.72                                                                                                                        | 1,410,665                                                                                                                     |
| Alwar                                                                                                                         | 37.21                                                                                                                         | 196,845                                                                                                                       |
| Banswara                                                                                                                      | 20.16                                                                                                                         | 236,772                                                                                                                       |
| Baran                                                                                                                         | 60.95                                                                                                                         | 125,636                                                                                                                       |
| Barmer                                                                                                                        | 444.28                                                                                                                        | 1,227,976                                                                                                                     |
| Bharatpur                                                                                                                     | 43.01                                                                                                                         | 1,091,472                                                                                                                     |
| Bhilwara                                                                                                                      | 204.05                                                                                                                        | 1,039,343                                                                                                                     |
| Bikaner                                                                                                                       | 597.96                                                                                                                        | 793,322                                                                                                                       |
| Bundi                                                                                                                         | 69.87                                                                                                                         | 323,065                                                                                                                       |
| Chittorgarh                                                                                                                   | 166.85                                                                                                                        | 814,363                                                                                                                       |
| Churu                                                                                                                         | 1,729.66                                                                                                                      | 1,798,134                                                                                                                     |
| Dausa                                                                                                                         | 14.58                                                                                                                         | 59,310                                                                                                                        |
| Dholpur                                                                                                                       | 2.52                                                                                                                          | 28,462                                                                                                                        |
| Dungarpur                                                                                                                     | 20.30                                                                                                                         | 301,992                                                                                                                       |
| Hanumangarh                                                                                                                   | 1,194.12                                                                                                                      | 4,632,367                                                                                                                     |
| Jaipur                                                                                                                        | 416.93                                                                                                                        | 1,695,974                                                                                                                     |
| Jaisalmer                                                                                                                     | 284.15                                                                                                                        | 122,452                                                                                                                       |
| Jalore                                                                                                                        | 736.53                                                                                                                        | 777,647                                                                                                                       |
| Jhalawar                                                                                                                      | 127.07                                                                                                                        | 566,760                                                                                                                       |
| Jhunjhunu                                                                                                                     | 330.28                                                                                                                        | 966,861                                                                                                                       |
| Jodhpur                                                                                                                       | 791.24                                                                                                                        | 859,571                                                                                                                       |
| Karauli                                                                                                                       | 3.01                                                                                                                          | 14,689                                                                                                                        |
| Kota                                                                                                                          | 68.44                                                                                                                         | 159,492                                                                                                                       |
| Nagaur                                                                                                                        | 727.46                                                                                                                        | 648,270                                                                                                                       |
| Pali                                                                                                                          | 146.01                                                                                                                        | 325,038                                                                                                                       |
| Pratapgarh                                                                                                                    | 74.79                                                                                                                         | 242,612                                                                                                                       |
| Rajsamand                                                                                                                     | 4.44                                                                                                                          | 39,267                                                                                                                        |
| Sawai Madhopur                                                                                                                | 80.22                                                                                                                         | 471,124                                                                                                                       |
| Sikar                                                                                                                         | 326.59                                                                                                                        | 994,147                                                                                                                       |
| Sirohi                                                                                                                        | 14.98                                                                                                                         | 34,488                                                                                                                        |
| Sri Ganganagar                                                                                                                | 487.56                                                                                                                        | 2,045,865                                                                                                                     |
| Tonk                                                                                                                          | 249.84                                                                                                                        | 719,354                                                                                                                       |
| Udaipur                                                                                                                       | 36.90                                                                                                                         | 330,061                                                                                                                       |
| Total                                                                                                                         | 9,929.69                                                                                                                      | 25,093,398                                                                                                                    |

## State-wise details of releases of Central Government share of funds under State Disaster Response Fund (SDRF) and National Disaster Response Fund (NDRF) during the years

Annexure-III 2022-23 to 2024-25 (Rs. in crore)

| Sl. NO.   | State             |   Release of Central Share of SDRF and NDRF |
|-----------|-------------------|---------------------------------------------|
| 1         | Andhra Pradesh    |                                     3020.1  |
| 2         | Arunachal Pradesh |                                      546.8  |
| 3         | Assam             |                                     2324.62 |
| 4         | Bihar             |                                     3749.6  |
| 5         | Chhattisgarh      |                                      777.24 |
| 6         | Goa               |                                       61.1  |
| 7         | Gujarat           |                                     2296    |
| 8         | Haryana           |                                     1301.6  |
| 9         | Himachal Pradesh  |                                     2167.67 |
| 10        | Jharkhand         |                                     1504    |
| 11        | Karnataka         |                                     6561.88 |
| 12        | Kerala            |                                      832.8  |
| 13        | Madhya Pradesh    |                                     4820.8  |
| 14        | Maharashtra       |                                     8532    |
| 15        | Manipur           |                                      116.15 |
| 16        | Meghalaya         |                                      125.98 |
| 17        | Mizoram           |                                      142.36 |
| 18        | Nagaland          |                                      398.72 |
| 19        | Odisha            |                                     4293.89 |
| 20        | Punjab            |                                     1340.8  |
| 21        | Rajasthan         |                                     3937.46 |
| 22        | Sikkim            |                                      446.11 |
| 23        | Tamil Nadu        |                                     3061.69 |
| 24        | Telangana         |                                     1233.18 |
| 25        | Tripura           |                                      375.6  |
| 26        | Uttar Pradesh     |                                     4398.15 |
| 27        | Uttarakhand       |                                     2068.9  |
| 28        | West Bengal       |                                     2762.37 |
| Total     | Total             |                                    63197.6  |

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