Lok Sabha Question No. 3687 (UNSTARRED), answered on 2026-03-16
Subject: Kisan Credit Cards in Andhra Pradesh
Ministry: FINANCE
Asked by: Shri Kesineni Sivanath

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 3687

ANWERED ON MONDAY, MARCH 16, 2026/ PHALGUNA 25, 1947 (SAKA)

## Kisan Credit Cards in Andhra Pradesh

## 3687. SHRI KESINENI SIVANATH:

Will the Minister of FINANCE be pleased to state:

(a) the number of Kisan Credit Cards that have been issued in the State of Andhra Pradesh, district-wise;

(b) the amount of loans that have been availed by farmers during the last five years, district wise and year wise;

(c) the amount of loans that have received Prompt Repayment Incentive during the last five years, district-wise and year-wise;

(d) whether the Government has any plans of increasing the loan limit under Kisan Credit Card; and

(e) if so, the details thereof and if not, the reasons therefor ?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PANKAJ CHAUDHARY)

(a)  and  (b)  As  reported  by  State  Level  Bankers'  Committee  (SLBC),  Andhra  Pradesh,  the district-wise  details  of  number  of  Kisan  Credit  Cards  (KCC)  issued  and  amount  disbursed thereon in the State of Andhra Pradesh during the last five years are provided at Annexure-I.

(c) As reported by banks on the Kisan Rin Portal (KRP) of Department of Agriculture and Farmers Welfare (DAFW), the district-wise, year-wise details of KCC loan amount disbursed under  Modified  Interest  Subvention  Scheme  (MISS)  and  details  of  Prompt  Repayment Incentive (PRI) released thereon since Financial Year 2022-23 in the state of Andhra Pradesh is provided at Annexure-II . Before the launch of KRP in 2023, the granular district wise PRI data was not maintained.

(d) and (e) In the Union Budget 2025-26, the Government announced to enhance loan limit under the Modified Interest Subvention Scheme (MISS) from Rs. 3 lakh to Rs. 5 lakh for loans taken through the KCC.

*****

## Annexure referred to in part (a) and (b) of Lok Sabha Un-Starred Question no. 3687 on 'Kisan Credit Cards in Andhra Pradesh' answered on 16.03.2026

Details of  Kisan Credit Cards (KCC) issued and amount disbursed in the state of Andhra Pradesh:

(Number in Actual & Amount in Rs Crores)

| S.No   | District                                              | 2020-21                                               | 2020-21                                               | 2021-22                                               | 2021-22                                               | 2022-23   | 2022-23   | 2023-24   | 2023-24   | 2024-25   | 2024-25   |
|--------|-------------------------------------------------------|-------------------------------------------------------|-------------------------------------------------------|-------------------------------------------------------|-------------------------------------------------------|-----------|-----------|-----------|-----------|-----------|-----------|
| S.No   | District                                              | A/Cs                                                  | Amt.                                                  | A/Cs                                                  | Amt.                                                  | A/Cs      | Amt.      | A/Cs      | Amt.      | A/Cs      | Amt.      |
| 1      | Alluri Sitharama Raju                                 |                                                       |                                                       |                                                       |                                                       | 39,069    | 289       | 29,673    | 353       | 47,478    | 265       |
| 2      | Anakapalli These Districts were formed in April, 2022 | Anakapalli These Districts were formed in April, 2022 | Anakapalli These Districts were formed in April, 2022 | Anakapalli These Districts were formed in April, 2022 | Anakapalli These Districts were formed in April, 2022 | 1,21,742  | 1,473     | 1,78,075  | 1,946     | 1,90,893  | 1,547     |
| 3      | Ananthapuramu                                         | 3,99,694                                              | 4,593                                                 | 4,23,181                                              | 5,107                                                 | 7,95,889  | 8,298     | 6,49,678  | 10,590    | 6,73,570  | 10,134    |
| 4      | Annamayya                                             |                                                       |                                                       |                                                       |                                                       | 2,22,749  | 2,414     | 1,74,862  | 2,517     | 2,14,029  | 2,768     |
| 5      | Bapatla These Districts were formed in April, 2022    | Bapatla These Districts were formed in April, 2022    | Bapatla These Districts were formed in April, 2022    | Bapatla These Districts were formed in April, 2022    | Bapatla These Districts were formed in April, 2022    | 1,51,823  | 2,338     | 1,19,950  | 2,612     | 1,82,687  | 2,819     |
| 6      | Chittoor                                              | 4,19,910                                              | 5,193                                                 | 4,00,230                                              | 5,541                                                 | 1,32,599  | 1,640     | 1,74,796  | 1,484     | 1,89,346  | 1,506     |
| 7      | Dr. B.R.Ambedkar Konaseema                            | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | 50,410    | 1,003     | 38,355    | 1,316     | 1,68,457  | 1,581     |
| 8      | East Godavari                                         | 4,35,443                                              | 5,528                                                 | 4,45,897                                              | 5,452                                                 | 70,827    | 1,371     | 57,798    | 1,551     | 1,44,076  | 2,116     |
| 9      | Eluru                                                 | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | 1,28,198  | 2,439     | 1,40,444  | 3,262     | 2,37,164  | 3,667     |
| 10     | Guntur                                                | 4,68,220                                              | 6,199                                                 | 4,98,092                                              | 7,519                                                 | 1,13,442  | 1,730     | 84,267    | 1,974     | 1,42,882  | 2,187     |
| 11     | Kakinada                                              | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | 97,327    | 1,260     | 68,844    | 1,148     | 1,61,295  | 1,371     |
| 12     | Krishna                                               | 3,38,437                                              | 6,230                                                 | 3,33,568                                              | 5,814                                                 | 74,119    | 1,039     | 60,441    | 1,363     | 1,68,290  | 1,566     |
| 13     | Kurnool                                               | 3,07,168                                              | 4,174                                                 | 3,30,282                                              | 5,056                                                 | 5,51,817  | 5,833     | 5,79,123  | 7,066     | 5,12,343  | 6,700     |
| 14     | Nandyal                                               |                                                       |                                                       |                                                       |                                                       | 3,53,515  | 4,052     | 2,83,376  | 5,055     | 3,59,473  | 4,691     |
| 15     | NTR                                                   | NTR                                                   | NTR                                                   | NTR                                                   | NTR                                                   | 62,099    | 1,378     | 50,108    | 1,552     | 1,96,154  | 1,677     |
| 16     | Palnadu These Districts were formed in April, 2022    | Palnadu These Districts were formed in April, 2022    | Palnadu These Districts were formed in April, 2022    | Palnadu These Districts were formed in April, 2022    | Palnadu These Districts were formed in April, 2022    | 2,51,070  | 4,270     | 1,82,501  | 4,278     | 2,60,583  | 4,019     |
| 17     | Parvathipuram Manyam                                  | Parvathipuram Manyam                                  | Parvathipuram Manyam                                  | Parvathipuram Manyam                                  | Parvathipuram Manyam                                  | 84,432    | 1,079     | 65,202    | 1,247     | 1,02,008  | 976       |
| 18     | Prakasam                                              | 2,89,799                                              | 4,368                                                 | 2,86,090                                              | 5,381                                                 | 3,22,045  | 4,747     | 2,65,408  | 5,104     | 3,11,027  | 5,235     |
| 19     | SPSR Nellore                                          | 2,13,351                                              | 3,325                                                 | 1,69,198                                              | 3,282                                                 | 2,04,512  | 2,837     | 1,71,736  | 3,106     | 2,07,241  | 3,580     |
| 20     | Sri Sathya Sai                                        | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | 7,89,228  | 7,615     | 6,54,651  | 9,319     | 6,61,511  | 8,948     |
| 21     | Srikakulam                                            | 2,19,094                                              | 2,391                                                 | 2,01,343                                              | 2,350                                                 | 2,35,912  | 3,058     | 2,87,900  | 3,793     | 4,17,127  | 2,627     |
| 22     | Tirupati                                              | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | These Districts were formed in April, 2022            | 1,25,320  | 1,697     | 1,54,964  | 1,732     | 1,77,495  | 2,066     |
| 23     | Visakhapatnam                                         | 1,95,779                                              | 2,740                                                 | 1,39,418                                              | 2,295                                                 | 10,509    | 131       | 7,760     | 262       | 16,785    | 316       |
| 24     | Vizianagaram                                          | 1,33,589                                              | 2,070                                                 | 1,21,412                                              | 1,809                                                 | 1,74,730  | 2,166     | 1,21,950  | 2,241     | 1,89,522  | 2,052     |
| 25     | West Godavari                                         | 3,76,642                                              | 5,326                                                 | 3,46,691                                              | 5,621                                                 | 78,986    | 1,898     | 57,720    | 2,856     | 2,53,984  | 3,607     |
| 26     | Y.S.R                                                 | 2,60,962                                              | 3,599                                                 | 2,05,432                                              | 3,618                                                 | 5,06,237  | 5,949     | 4,09,462  | 6,584     | 4,52,062  | 6,499     |
| Total  | Total                                                 | 40,58,089                                             | 55,737                                                | 39,00,833                                             | 58,845                                                | 57,48,606 | 72,004    | 50,69,044 | 84,312    | 66,37,482 | 84,522    |

Source: SLBC, Andhra Pradesh

Annexure referred to in part (c) of Lok Sabha Un-Starred Question no. 3687 on 'Kisan Credit Cards in Andhra Pradesh' answered on 16.03.2026

## Details of KCC loan amount disbursed under MISS and details of PRI released thereon since Financial Year 2022-23 in the state of Andhra Pradesh: (Amount in Rs Crores)

| Sl.No.   | Financial Year            | 2022-23*                    | 2022-23*   | 2023-24                     | 2023-24    | 2024-25#                    | 2024-25#   |
|----------|---------------------------|-----------------------------|------------|-----------------------------|------------|-----------------------------|------------|
| Sl.No.   | State and District        | Total loan amount disbursed | PRI amount | Total loan amount disbursed | PRI amount | Total loan amount disbursed | PRI amount |
| 1        | Alluri Sitharama Raju     | 63.20                       | 0.13       | 128.08                      | 0.12       | 111.70                      | 0.24       |
| 2        | Anakapalli                | 247.18                      | 2.71       | 474.66                      | 1.06       | 448.00                      | 3.30       |
| 3        | Anantapur                 | 5271.02                     | 18.91      | 11440.88                    | 117.94     | 11904.25                    | 107.42     |
| 4        | Annamayya                 | 129.24                      | 0.38       | 236.41                      | 1.73       | 276.73                      | 1.99       |
| 5        | Bapatla                   | 657.45                      | 3.58       | 1231.87                     | 7.57       | 1277.65                     | 10.49      |
| 6        | Chittoor                  | 3602.88                     | 15.29      | 4115.16                     | 34.68      | 3669.40                     | 33.39      |
| 7        | Dr.B.R.Ambedkar Konaseema | 215.89                      | 0.41       | 224.08                      | 1.73       | 228.53                      | 1.74       |
| 8        | East Godavari             | 2039.74                     | 23.19      | 2617.49                     | 12.00      | 3196.92                     | 31.12      |
| 9        | Eluru                     | 1097.64                     | 9.72       | 1702.34                     | 8.30       | 2091.51                     | 16.61      |
| 10       | Guntur                    | 2155.65                     | 19.71      | 2999.86                     | 16.60      | 3629.60                     | 34.51      |
| 11       | Kakinada                  | 217.05                      | 0.94       | 371.06                      | 2.45       | 416.95                      | 3.53       |
| 12       | Krishna                   | 2226.44                     | 34.10      | 3288.07                     | 14.78      | 4432.57                     | 50.44      |
| 13       | Kurnool                   | 5386.93                     | 18.21      | 7458.43                     | 60.73      | 6791.82                     | 50.43      |
| 14       | Nandyal                   | 705.88                      | 6.11       | 1166.24                     | 10.42      | 1186.59                     | 12.84      |
| 15       | NTR                       | 143.17                      | 1.20       | 195.97                      | 0.45       | 233.13                      | 1.71       |
| 16       | Palnadu                   | 2062.92                     | 7.95       | 3774.07                     | 30.51      | 4002.51                     | 37.51      |
| 17       | Parvathipuram Manyam      | 159.79                      | 0.28       | 307.31                      | 2.25       | 292.09                      | 2.44       |
| 18       | Prakasam                  | 3521.21                     | 21.00      | 6910.45                     | 59.19      | 6987.39                     | 60.20      |
| 19       | SPSR Nellore              | 1525.62                     | 6.81       | 2748.30                     | 20.63      | 2661.13                     | 20.59      |
| 20       | Sri Sathya Sai            | 524.61                      | 7.43       | 1057.85                     | 0.12       | 1015.04                     | 5.95       |
| 21       | Srikakulam                | 1872.40                     | 13.85      | 3034.71                     | 28.32      | 3589.23                     | 23.80      |
| 22       | Tirupati                  | 259.23                      | 1.02       | 483.72                      | 2.68       | 508.64                      | 3.10       |
| 23       | Visakhapatnam             | 663.49                      | 7.31       | 1054.34                     | 4.45       | 1310.56                     | 10.22      |
| 24       | Vizianagaram              | 928.23                      | 5.85       | 1529.66                     | 9.70       | 1522.81                     | 9.91       |
| 25       | West Godavari             | 1327.91                     | 16.40      | 1965.33                     | 8.37       | 2365.27                     | 24.20      |
| 26       | Y.S.R.                    | 2912.03                     | 18.61      | 5113.45                     | 38.76      | 5270.97                     | 37.70      |
|          | Grand Total               | 39916.82                    | 261.08     | 65629.79                    | 495.53     | 69420.99                    | 595.38     |