Lok Sabha Question No. 4469 (UNSTARRED), answered on 2016-08-12
Subject: Credit Cards
Ministry: FINANCE
Asked by: RAJU ALIAS DEVAPPA ANNA SHETTI

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO.†4469

TO BE ANSWERED ON THE 12 th  August, 2016/ Shravana 21, 1938 (SAKA)

## Credit Cards

## QUESTION

## †4469. SHRI RAJU SHETTY:

Will the Minister of FINANCE be pleased to state: (a) the  number of credit  cards  issued  by  the  public  sector  banks  during  the  last three years and the current year, bank-wise; (b) the amount of loan provided through these credit cards during the said period along with its percentage to total loan; and (c)     the details of the non-performing assets through the said credit cards during the said period due to non-payment of outstanding dues?

## ANSWER

The Minister of State in the Ministry of Finance (SHRI SANTOSH KUMAR GANGWAR) (a): As informed by Reserve Bank of India, the details of total number of credit card holders are given at Annexure. (b):   RBI has informed that the amount of loan provided through credit cards is Rs. 6,503 crore on March 2015 and Rs. 8,839 crore on March 2016 respectively. (c):  RBI has informed that the non-performing assets through credit cards is Rs. 192 crore on March 2015 and Rs. 245 crore on March 2016.

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## Annexure.

## Lok Sabha Unstarred Question No.†4469 reg. 'Credit Cards' for 12.08.2016.

## Details of Public Sector Banks on Credit Cards.

|   Sr. No. | Bank/Bank Group Name             | Total Number of Card Holders on March 2015   | Total Number of Card Holders on March 2016   |
|-----------|----------------------------------|----------------------------------------------|----------------------------------------------|
|         1 | ALLAHABAD BANK                   | 0                                            | 0                                            |
|         2 | ANDHRA BANK                      | 1,42,267                                     | 1,49,050                                     |
|         3 | BANK OF BARODA                   | 1,01,406                                     | 1,31,255                                     |
|         4 | BANK OF INDIA                    | 1,31,522                                     | 1,45,084                                     |
|         5 | BANK OF MAHARASHTRA              | 0                                            | 0                                            |
|         6 | BHARATIYA MAHILA BANK LTD.       | 0                                            | 0                                            |
|         7 | CANARA BANK                      | 1,25,917                                     | 2,00,416                                     |
|         8 | CENTRAL BANK OF INDIA            | 1,11,940                                     | 1,07,047                                     |
|         9 | CORPORATION BANK                 | 96,508                                       | 80,510                                       |
|        10 | DENA BANK                        | 0                                            | 198                                          |
|        11 | IDBI BANK LIMITED                | 1,049                                        | 7,164                                        |
|        12 | INDIAN BANK                      | 68,562                                       | 73,106                                       |
|        13 | INDIAN OVERSEAS BANK             | 50,503                                       | 52,283                                       |
|        14 | ORIENTAL BANK OF COMMERCE        | 0                                            | 0                                            |
|        15 | PUNJAB AND SIND BANK             | 57                                           | 53                                           |
|        16 | PUNJAB NATIONAL BANK             | 1,43,633                                     | 1,94,370                                     |
|        17 | SYNDICATE BANK                   | 64,146                                       | 40,336                                       |
|        18 | UCO BANK                         | 0                                            | 0                                            |
|        19 | UNION BANK OF INDIA              | 89,000                                       | 1,35,619                                     |
|        20 | UNITED BANK OF INDIA             | 0                                            | 0                                            |
|        21 | VIJAYA BANK                      | 36,885                                       | 41,343                                       |
|        22 | STATE BANK OF BIKANER AND JAIPUR | 0                                            | 0                                            |
|        23 | STATE BANK OF HYDERABAD          | 0                                            | 0                                            |
|        24 | STATE BANK OF INDIA              | 31,58,032                                    | 36,20,042                                    |
|        25 | STATE BANK OF MYSORE             | 0                                            | 0                                            |
|        26 | STATE BANK OF PATIALA            | 0                                            | 0                                            |
|        27 | STATE BANK OF TRAVANCORE         | 0                                            | 0                                            |
|        28 | Public Sector Banks              | 43,21,427                                    | 49,77,876                                    |

Source: Reserve Bank of India.