Lok Sabha Question No. 139 (STARRED), answered on 2025-12-09
Subject: New Targets for PM-KISAN
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Shrirang Appa Chandu Barne, Shri Ravindra Dattaram Waikar

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA STARRED QUESTION NO. 139

TO BE ANSWERED ON 9 TH  DECEMBER, 2025

## NEW TARGETS FOR PM-KISAN

*139. SHRI SHRIRANG APPA CHANDU BARNE:

## SHRI RAVINDRA DATTARAM WAIKAR:

Will the Minister of Agriculture and Farmers Welfare क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

- (a)  whether  the  Ministry  has  published  new  targets  for  PM-KISAN  and  related  benefit transfers, if so, the details thereof and if not, the reasons for the same;
- (b) whether crop insurance coverage has increased after the latest scheme reforms, if so, the details thereof;
- (c) whether there is monitoring of climate-resilient farming pilot projects and the benchmarks for success, if so, the details thereof;
- (d) whether feedback from farmer producer organizations informs the farmers of the ongoing agricultural policy revisions, if so, the details thereof; and
- (e) whether mechanism of review exists on the functioning of agri-market digital platforms and their  impact  on  price  realization  for  farmers,  if  so,  the  details  thereof,  if  not,  the reasons therefor?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी (SHRI SHIVRAJ SINGH CHOUHAN)

- (a) to (e): A statement is laid on the table of the House.

STATEMENT  MADE  IN  REPLY  TO  PART  (a)  TO  (e)  OF  LOK  SABHA  STARRED QUESTION NO. 139 REGARDING NEW TARGETS FOR PM-KISAN RAISED BY SHRI SHRIRANG  APPA  CHANDU  BARNE  AND  SHRI  RAVINDRA  DATTARAM  WAIKAR, HON'BLE MPs DUE FOR REPLY ON 9 TH  DECEMBER, 2025

(a): The PM-KISAN scheme is a central sector scheme launched in February 2019 by the Hon'ble Prime Minister to supplement the financial needs of farmers with cultivable landholding. Under the scheme, a financial benefit of ₹ 6,000/- per year is transferred in three equal instalments, into the Aadhaar seeded bank accounts of farmers through Direct Benefit Transfer  (DBT)  mode.  Under  the  PM-KISAN  Scheme,  cultivable  landholding  is  primary eligibility criteria to receive benefit of the Scheme subject to certain exclusions relating to higher economic status.

A farmer-centric digital infrastructure has ensured the benefits of the scheme reach all the farmers across the country without involvement of any intermediaries. Maintaining absolute transparency in registering and verifying beneficiaries, the Government of India has disbursed over Rs. 4.09 lakh Cr. through 21 installments since inception of the Scheme.

Under PM-KISAN, the responsibility of providing the correct and verified data of the farmers  lies  with  the  respective  States/UTs.  Benefits  of  the  PM-KISAN  scheme  are transferred to the beneficiaries through Direct Benefit Transfer (DBT) mode, based on the verified data received from the States/UTs on the PM-KISAN portal. There is no physical and financial target under the PM-KISAN Scheme. Since, PM-Kisan is an entitlement based scheme, every eligible farmer is entitled for the benefits of the scheme.

(b): Pradhan Mantri Fasal Bima Yojna (PMFBY) was introduced in the country from Kharif 2016  season.  This  scheme  is  mainly  implemented  on  'Area  Approach'  basis  and comprehensive  risk  coverage  for  crops  of  insured  farmers  is  provided  against  all  nonpreventable natural risks from pre-sowing to post-harvest stages of the crops at a minimum premium i.e. 2% of sum insured for Kharif season and 1.5% of sum insured for Rabi season for food and oilseed crops and 5% of sum insured for commercial/horticultural crops.  The remaining of actuarial/bidded premium is shared equally (50:50) by the Central and State Governments except North Eastern & other Hilly States where it is shared in the ratio of 90:10 between Centre and State. This scheme is voluntary for states and farmers as well.

Government has taken various steps in recent years to strengthen implementation of this scheme to bring transparency and ensure timely settlement of claims:

- (i)  Government has undertaken development of National Crop Insurance Portal (NCIP) as  a  single  source  of  data  ensuring  subsidy  payment,  co-ordination, transparency, dissemination of information and delivery of services including direct
- online enrollment of farmers, uploading/obtaining individual insured famer's details for better monitoring and to ensure transfer of claim amount electronically to the individual farmer's Bank Account.
- (ii)  In order to rigorously monitor claim disbursal process, a dedicated module namely 'Digiclaim Module' has been operationalized for payment of claims from Kharif 2022 onwards.  It involves integration of NCIP with Public Finance Management System (PFMS) and accounting system of Insurance Companies to provide timely & transparent processing of all claims.
- (iii)  Delinking  of  Central  Government  share  of  premium  subsidy  from  that  of  State Governments has been implemented so that farmers can get proportionate claims relating to the Central Government share.
- (iv)  As per the Operational Guidelines of PMFBY, in case payment is not made timely by Insurance Company, a penalty of 12% is auto-calculated and levied through National Crop Insurance Portal (NCIP) w.e.f. Kharif 2024.
- (v) Similarly, if State Government delayed its premium subsidy from stipulated time period, a penalty of 12% is to be paid by them also.
- (vi)  Tranche based claims settlement has been initiated from 2025-26.
- (vii) Also, towards leveraging technology in implementation of the scheme, various steps like capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri  App  &  uploading  it  on  the  NCIP,  allowing  insurance  companies  to witness the conduct of CCEs, integration of State land records with NCIP etc. have already been taken to improve timely settlement of the claims to farmers.

The above interventions have helped bring in more transparency  into the scheme ecosystem by reducing human intervention and has further enabled trust within stakeholders such  as  implementing  States/UTs  &  General  Insurers.  As  a  result,  coverage  under  the scheme has increased year by year as per following details:

(as on 31.10.2025)

|   S.No. | Year    |   Nos. of farmers application enrolled (in lakhs) |   Area Insured (lakh ha.) | Paid claims (Rs. in cr.)   |
|---------|---------|---------------------------------------------------|---------------------------|----------------------------|
|       1 | 2021-22 |                                               830 |                       466 | 20,564                     |
|       2 | 2022-23 |                                              1125 |                       517 | 19,841                     |
|       3 | 2023-24 |                                              1436 |                       609 | 20,773                     |
|       4 | 2024-25 |                                              1514 |                       622 | 12,256                     |

- (c): National  Innovations  in  Climate  Resilient  Agriculture  (NICRA)  a  flagship  network project  of  Indian  Council  of  Agriculture  Research  (ICAR)  is  being  monitored  by  expert committee members to review the basic and strategic research work carried out at various

ICAR institutes, State Agricultural Universities  and  other research  institutes.  A high-level monitoring  committee  under  the  chairmanship  of  Secretary,  DARE  &  DG,  ICAR  with members  from  various  Ministries  also  review  the  NICRA  project.  The  zonal  monitoring committee reviews the work carried out by the KVKs in their respective zone. The project is being evaluated by an independent Third Party every five years.

(d): The Ministry of Agriculture & Farmers Welfare has undertaken the formulation of the National FPO Policy. For formulation of the policy, the draft policy was circulated to all the stakeholders  involved  in  the  formation  &  promotion  of  10,000  FPOs  in  the  country  i.e. Implementing  Agencies,  CBBOs/VCOs  and  FPOs.  The  suggestions  received  were deliberated by the committee formed by the Ministry for finalization of National FPO Policy. Further,  the  representatives  from  Implementing  Agencies,  CBBOs/VCOs  &  FPOs  were invited for deliberation during the conference held in Sept-2024 at ICAR, Pusa for finalization of National FPO Policy. The suggestions given by the FPOs have been incorporated in the policy suitably.

(e): Government has implemented Electronic National Agriculture Market (e-NAM). It's envisaged as a pan India electronic trading portal,  which  will  network  markets  to  create unified national market for agriculture commodities. e-NAM is a 'virtual' market but it has a physical market at the back end. e-NAM enables farmers to directly sell their produce to buyers, by passing intermediaries, which ensures better pricing and increased transparency. The  platform  provides  access  to  broader  markets,  real-time  pricing  information,  and  epayment systems, allowing farmers to receive timely payments. By offering quality grading, competitive bidding, and market intelligence, e-NAM empowers farmers to make informed decisions  and  maximize  their  profits.  Further,  a  monthly  progress  report  regarding functioning  of  e-Nam  platform  is  prepared  and  reviewed  by  the  Department.  A  toll-free helpline  is  set  up  under  eNAM  for  resolving  problems  faced  by  e-NAM  users  including farmers.

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