Lok Sabha Question No. 925 (UNSTARRED), answered on 2026-02-05
Subject: MSMEs in Sambhal
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Zia Ur Rehman

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 925 TO BE ANSWERED ON: 05.02.2026

## MSMEs IN SAMBHAL

## 925.           SHRI ZIA UR REHMAN:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether the Government is aware that small traders, exporters and Micro, Small and Medium Enterprises  (MSMEs)  across  the  country  are  facing  difficulties  due  to  rising  costs,  lack  of  credit, delayed payments and limited market access particularly in Sambhal district, Uttar Pradesh; and
- (b) if  so,  the measures taken or proposed to promote growth of MSMEs, boost exports, improve ease  of  doing  business,  strengthen  domestic  trade,  improve  access  to  finance  and  ensure  timely payments?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) and (b): The Ministry of Micro, Small and Medium Enterprises (MSME) has taken a number of initiatives  for  creating  an  enabling  environment  for  MSMEs,  including  traders.  To  address  the challenges faced by the MSMEs across the country, including the Sambhal District, Uttar Pradesh, the following steps have been taken:

- i. Launch of Udyam Registration Portal for MSMEs on 01.07.2020.
- ii. Launch  of  Udyam Assist  Platform,  on  11.01.2023,  for  bringing  Informal  Micro  Enterprises (IMEs) in the formal ambit.
- iii. Inclusion  of  Retail  and  Wholesale  traders  as  MSMEs  w.e.f.  02.07.2021  for  Priority  Sector Lending.
- iv. Non-tax benefits extended for 3 years in case of an upward change in status of MSMEs.
- v. Launch of an online Portal 'Champions' in June, 2020 to cover many aspects of e-governance including redressing grievances and handholding of MSMEs.
- vi. Launch of SAMADHAAN Portal for filing of grievances and monitoring of outstanding dues to the Micro and Small Enterprises from the buyers of goods and services.

Further, the Government has also taken a number of steps to ensure timely and adequate finance for MSMEs which are given below:

-  Collateral free loan up to a limit of Rs. 10 crore to Micro and Small Enterprises under Credit Guarantee Scheme (CGS) (w.e.f. 01.04.2025).
-  Rs. 50,000 crore equity infusion through Self Reliant India (SRI) Fund for providing growth capital to the deserving and eligible units of MSME sector.

-  Further, under Prime Minister's Employment Generation Programme, credit linked subsidy for setting up new micro-enterprise in non-farm sector is provided. Margin Money subsidy ranging from 15% to 35% of project cost, for projects up to Rs. 50 Lakh in Manufacturing sector and Rs.  20  Lakh  in  the  Service  sector,  is  provided.  For  beneficiaries  belonging  to  Special categories,  including  women,  the  margin  money  subsidy  is  35%  in  rural  areas  and  25%  in urban areas.

To promote exports including from MSME sector, the Government has approved the Export Promotion Mission (EPM) as a comprehensive framework to strengthen the overall export ecosystem. Under  EPM,  support  shall  be  provided  through  NIRYAT  PROTSAHAN,  which  focuses  on  trade finance  facilitation  for  MSME  exporters,  and  NIRYAT  DISHA,  which  shall  provide  non-financial support  including  export-quality  and  compliance  assistance,  market-access  interventions,  logistics facilitation, and export ecosystem-building measures.

International Cooperation Scheme of the Ministry of MSME provides support to MSMEs to export their products and facilitates participation of MSMEs in international exhibitions/fairs/buyerseller meets held abroad and organizes international conferences/seminars/workshops in India.

As  additional  policy  measures  for  promotion  and  development  of  MSME,  the  following announcements have been made in Budget 2026 to help MSMEs:

- i. Equity Support:
2.  A dedicated Rs. 10,000 crore SME Growth Fund.
3.  Top up of Self-Reliant India Fund with Rs. 2,000 crore.
- ii. Liquidity Support through TReDS.
- iii. Government to facilitate Professional Institutions to develop 'Corporate Mitras' especially in Tier-II and Tier-III towns, to help MSMEs meet compliance requirements at affordable costs.

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