Lok Sabha Question No. 154 (STARRED), answered on 2026-02-10
Subject: Outstanding Loan per Agricultural Household
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Kalipada Saren Kherwal

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA STARRED QUESTION NO. 154

TO BE ANSWERED ON THE 10 TH  FEBRUARY, 2026

## OUTSTANDING LOAN PER AGRICULTURAL HOUSEHOLD

- *154.  SHRI KALIPADA SAREN KHERWAL:

Will the Minister of AGRICULTURE AND FARMERS WELFARE be pleased to state:

- (a)  the details (in Rs.) of outstanding loan per agricultural household, State-wise;
- (b)  the details of national average outstanding loan per agricultural household as of 1 st February 2026; and
- (c)  the outstanding amount (in Rs.) on Kisan Credit Card as on date?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE क ृ िष और िकसान कʞाण मंũी (SHRI SHIVRAJ SINGH CHOUHAN)

- (a) to (c): A statement is laid on the Table of the House.

STATEMENT REFERRED TO IN REPLY TO PART (a) to (c)  OF LOK  SABHA STARRED QUESTION NO. 154 DUE FOR ANSWER ON 10 TH  FEBRUARY, 2026 REGARDING 'OUTSTANDING LOAN PER AGRICULTURAL HOUSEHOLD'.

(a) & (b) : The average amount of outstanding loan per agricultural household in rural  areas  of  the  country  is  estimated  through  the  'Situation  Assessment  Survey (SAS) of Agricultural Households', conducted by the National Statistical Office (NSO), Ministry of Statistics and Programme Implementation (MoSPI), during 77th round of the Survey (January, 2019 - December, 2019). As per the latest SAS, the State/UTwise average amount  of outstanding loan per agricultural  household during agricultural year July, 2018- June, 2019 is given in Annexure. Since the last survey of agricultural households was conducted in 2019, the extent of amount of outstanding loan per agricultural household as of 1 st  February 2026 is not available.

(c): As on 30.09.2025, the outstanding amount under the Kisan Credit Card (KCC) is ₹10.39 lakh crore.

## ANNEXURE REFFERED IN REPLY TO PART (a) & (b) OF LOK SABHA STARRED QUESTION NO. 154 TO BE ANSWERED ON 10 TH  FEBRUARY, 2026 REGARDING 'OUTSTANDING LOAN PER AGRICULTURAL HOUSEHOLD'.

| Sl.No.   | State/Group of NE States/ Group of UTs   | loan per   |
|----------|------------------------------------------|------------|
| 1        | Andhra Pradesh                           | 2,45,554   |
| 2        | Arunachal Pradesh                        | 3,581      |
| 3        | Assam                                    | 16,407     |
| 4        | Bihar                                    | 23,534     |
| 5        | Chhattisgarh                             | 21,443     |
| 6        | Gujarat                                  | 56,568     |
| 7        | Haryana                                  | 1,82,922   |
| 8        | Himachal Pradesh                         | 85,825     |
| 9        | Jammu & Kashmir                          | 30,435     |
| 10       | Jharkhand                                | 8,415      |
| 11       | Karnataka                                | 1,26,240   |
| 12       | Kerala                                   | 2,42,482   |
| 13       | Madhya Pradesh                           | 74,420     |
| 14       | Maharashtra                              | 82,085     |
| 15       | Manipur                                  | 5,551      |
| 16       | Meghalaya                                | 2,237      |
| 17       | Mizoram                                  | 23,485     |
| 18       | Nagaland                                 | 1,750      |
| 19       | Odisha                                   | 32,721     |
| 20       | Punjab                                   | 2,03,249   |
| 21       | Rajasthan                                | 1,13,865   |
| 22       | Sikkim                                   | 32,185     |
| 23       | Tamil Nadu                               | 1,06,553   |
| 24       | Telangana                                | 1,52,113   |
| 25       | Tripura                                  | 23,944     |
| 26       | Uttarakhand                              | 48,338     |
| 27       | Uttar Pradesh                            | 51,107     |
| 28       | West Bengal                              | 26,452     |
|          | Group of N E States                      | 10,034     |
|          | Group of UTs                             | 25,629     |
|          | All India                                | 74,121     |

Source: NSS Report No. 587: Situation  Assessment  of Agricultural  Households  and Land and Livestock Holdings of Households in Rural India, 2019

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