Lok Sabha Question No. 455 (STARRED), answered on 2026-03-24
Subject: Implementation of AIF
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Rajkumar Chahar, Shri Shankar Lalwani

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE

## DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA STARRED QUESTION No.455

TO BE ANSWERED ON THE 24 TH  MARCH, 2026

## IMPLEMENTATION OF AIF

## *455.     SHRI SHANKAR LALWANI SHRI RAJKUMAR CHAHAR:

Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

- (a) the total number and value of projects sanctioned under the Agriculture Infrastructure Fund (AIF) since its inception including the projects approved in the country, project-wise and  State/UT-wise  including  Hazaribagh,  Ramgarh  and  Dumka  districts  in  Jharkhand, Jammu and  Kashmir,  Chhattisgarh,  Bulandshahr  in  Uttar  Pradesh,  Nandurbar  district  in Maharashtra, Jalore and Sirohi districts and Pali Lok Sabha Constituency in Rajasthan and Keonjhar Lok Sabha Constituency in Odisha;
- (b) the types of infrastructure created including sectors such as warehouses, cold chains, primary processing centres and logistics facilities and their operational status, sector and State/UT-wise particularly Hazaribagh and Ramgarh in Jharkhand and Keonjhar in Odisha;
- (c) the quantum of institutional credit sanctioned, interest subvention provided and credit guarantee coverage extended to beneficiaries such as farmers, FPOs, cooperatives and agri-entrepreneurs;
- (d) whether  the  disbursement  of  sanctioned  loans  is  proceeding  as  per  schedule including the number of sanctioned and operational projects in the country, if so, the details thereof, State/UTwise including Hazaribagh and Ramgarh districts in Jharkhand, Bulandshahr in Uttar Pradesh and Keonjhar in Odisha;
- (e) the  challenges  encountered  in  implementation  particularly  in  tribal  and  remote regions, such as access to finance, technical expertise or project viability concerns;
- (f) the  measurable  outcomes  in  terms  of  reduction  in  post-harvest  losses  improved market access and value realisation for farmers in the country, State/UT-wise particularly Hazaribagh and Ramgarh in Jharkhand and Keonjhar in Odisha; and
- (g) the details of the impact of these projects on strengthening agricultural supply chains and  reducing  post-harvest  losses  in  the  country,  State/UT-wise  including  Bulandshahr district in Uttar Pradesh?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी (SHRI SHIVRAJ SINGH CHOUHAN)

(a) to (g) : A statement is laid on the Table of the House.

## STATEMENT IN RESPECT OF PART (a) to (g) of LOK SABHA STARRED QUESTION NO. 455 FOR REPLY ON 24 TH  MARCH, 2026 REGARDING IMPLEMENTATION OF AIF

(a) & (b): As  on  11.03.2026,  for  170241  projects  ,  ₹84502.78  crores  have  been sanctioned  under  AIF.  The  details  of  the  projects  and  loan  amount  sanctioned  as  on 11.03.2026 in the Hazaribagh, Ramgarh, Dumka (Jharkhand), Bulandshahr (Uttar Pradesh), Nandurbar (Maharashtra),  Jalore, Sirohi, Pali (Rajasthan), Keonjhar (Odisha), Chhattisgarh and Jammu & Kashmir are as under:

| State           | Districts       |   Number of Projects |   Loan Sanctioned Amount (₹ in crore) |
|-----------------|-----------------|----------------------|---------------------------------------|
| Jharkhand       | Hazaribagh      |                   29 |                                 52.37 |
| Jharkhand       | Ramgarh         |                   24 |                                 25.32 |
| Jharkhand       | Dumka           |                   34 |                                 26.16 |
| Uttar Pradesh   | Bulandshahr     |                  140 |                                206.34 |
| Maharashtra     | Nandurbar       |                   88 |                                 81.57 |
| Rajasthan       | Jalore          |                   32 |                                 28.99 |
| Rajasthan       | Sirohi          |                   30 |                                 28.84 |
| Rajasthan       | Pali            |                   64 |                                 43.42 |
| Odisha          | Keonjhar        |                   94 |                                 38.98 |
| Chhattisgarh    | Chhattisgarh    |                 3788 |                               2604.83 |
| Jammu & Kashmir | Jammu & Kashmir |                  361 |                                636.47 |

The  State/UT  wise  details  of  projects  that  has  been  fully  disbursed  reflecting  the projects completed including projects in Hazaribagh, Ramgarh and Keonjhar districts are given in Annexure I. State-wise, project-wise, district-wise details of the projects and loan amount sanctioned under AIF are available at https://agriinfra.dac.gov.in/.

- (c): As on 11.03.2026, loan amounting to ₹84,502.78 crores have been sanctioned to beneficiaries such as farmers, FPOs, cooperatives, and agri-entrepreneurs, etc., for eligible projects. Interest subvention and credit guarantee coverage amounting to ₹1,431.44 crores and ₹476.96 crores have also been provided to the beneficiaries, respectively.
- (d): The disbursement of funds are undertaken in phases linked to project milestones and is proceeding in accordance with the AIF guidelines and timelines. Across all States/UTs, as on  11.03.2026, ₹62219.10 crores have been disbursed. The State-wise details including Hazaribagh and Ramgarh districts in Jharkhand, Bulandshahr in Uttar Pradesh and Keonjhar in Odisha are at Annexure II.
- (e): As  per  the  findings  of  the  third-party  impact  assessment  study  conducted  by  the Indian  Institute  of  Management  (IIM),  the  Government  has  implemented  the  Agriculture Infrastructure  Fund  (AIF)  effectively  across  the  country  and  has  significantly  expanded access to credit and enabled investment in agricultural infrastructure. No major systemic challenges have been reported in the implementation. However, some implementation-level issues such as lower loan coverage vis-à-vis project cost, need for enhanced handholding, and market-related factors like price fluctuations have been indicated by some beneficiaries. These  issues  are  not  structural  in  nature  and  are  addressed  through  facilitation  and handholding.

(f) & (g): As per the impact assessment study conducted by IIM Ahmedabad, AIF has led to measurable improvements in reduction of post-harvest losses, creation of additional storage  space,  enhanced  market  access,  improved  value  realisation  for  farmers,  and strengthened agricultural supply chains across States/UTs. The district-level data on impact for any State/UT including Hazaribagh and Ramgarh (Jharkhand), Keonjhar (Odisha) and Bulandshahr (Uttar Pradesh) is not maintained centrally. The key outcomes of study are as below:

- o Post-Harvest Loss Reduction:  AIF interventions have resulted in an average 5 to 15% reduction in post-harvest losses, driven by improved storage, processing, and mechanisation systems that enhance efficiency and reduce spoilage across commodities.
- o Market Access: Improved logistics and aggregation infrastructure enhanced throughout by 10 to 25% and enabled access to new markets. Over all, about 38% beneficiaries reported better integration in end to end value chains. On an average, about 56% of beneficiaries  reported  improved  competitiveness  due  to  better  quality  assurance  and market integration.
- o Value  Realisation:  63  %  AIF  beneficiaries  achieved  better  prices  through  improved storage, grading, packaging, and ability to defer sale. Reported income gains ranged from 11 to 25 %, with highest improvements in cold-chain, composite, and processing.

State wise details of Completed projects

| S.N.   | State/UT                    |   Completed Projects |
|--------|-----------------------------|----------------------|
| 1      | Andhra Pradesh Andaman      |                 3711 |
| 2      | Andaman And Nicobar Islands |                    1 |
| 3      | Arunachal Pradesh           |                    1 |
| 4      | Assam                       |                  302 |
| 5      | Bihar                       |                 1483 |
| 6      | Chandigarh                  |                    3 |
| 7      | Chhattisgarh                |                 2868 |
| 8      | Delhi                       |                    8 |
| 9      | Goa                         |                   18 |
| 10     | Gujarat                     |                 4007 |
| 11     | Haryana                     |                 8313 |
| 12     | Himachal Pradesh            |                  768 |
| 13     | Jammu And Kashmir           |                  221 |
| 14     | Jharkhand                   |                  476 |
| 15     | Karnataka                   |                 3371 |
| 16     | Kerala                      |                 3502 |
| 17     | Madhya Pradesh              |                17404 |
| 18     | Maharashtra                 |                11525 |
| 19     | Manipur                     |                    2 |
| 20     | Meghalaya                   |                    2 |
| 21     | Nagaland                    |                    2 |
| 22     | Odisha                      |                 3757 |
| 23     | Puducherry                  |                    9 |
| 24     | Punjab                      |                29803 |
| 25     | Rajasthan                   |                 3561 |
| 26     | Tamil Nadu                  |                 7808 |
| 27     | Telangana                   |                 2791 |
| 28     | Tripura                     |                    1 |
| 29     | Uttar Pradesh               |                11658 |
| 30     | Uttarakhand                 |                  436 |
| 31     | West Bengal                 |                 6736 |
|        | Total                       |               124548 |

Note: The number of completed projects in Hazaribagh, Ramgarh (Jharkhand), Keonjhar (Odisha) are 20,18 and 83, respectively.

## A.  State/UT wise details of sanctioned and completed projects

| S.N.   | State/UT                       |   Sanctioned |   Completed |
|--------|--------------------------------|--------------|-------------|
| 1      | Andhra Pradesh                 |         6322 |        3711 |
| 2      | Andaman and Nicobar Islands    |            1 |           1 |
| 3      | Arunachal Pradesh              |            5 |           1 |
| 4      | Assam                          |          716 |         302 |
| 5      | Bihar                          |         2343 |        1483 |
| 6      | Chandigarh                     |            6 |           3 |
| 7      | Chhattisgarh                   |         3788 |        2868 |
| 8      | Delhi                          |           18 |           8 |
| 9      | Goa                            |           40 |          18 |
| 10     | Gujarat                        |         5836 |        4007 |
| 11     | Haryana                        |        10270 |        8313 |
| 12     | Himachal Pradesh               |         1055 |         768 |
| 13     | Jammu and Kashmir              |          361 |         221 |
| 14     | Jharkhand                      |          654 |         476 |
| 15     | Karnataka                      |         5115 |        3371 |
| 16     | Kerala                         |         4722 |        3502 |
| 17     | Ladakh                         |            1 |           0 |
| 18     | Madhya Pradesh                 |        30908 |       17404 |
| 19     | Maharashtra                    |        16182 |       11525 |
| 20     | Manipur                        |            4 |           2 |
| 21     | Meghalaya                      |            6 |           2 |
| 22     | Nagaland                       |            6 |           2 |
| 23     | Odisha                         |         5227 |        3757 |
| 24     | Puducherry                     |           12 |           9 |
| 25     | Punjab                         |        33275 |       29803 |
| 26     | Rajasthan                      |         5598 |        3561 |
| 27     | Tamil Nadu                     |         9503 |        7808 |
| 28     | Telangana                      |         4189 |        2791 |
| 29     | The Dadra and Nagar Haveli and |            1 |           0 |
| 30     | Tripura                        |           11 |           1 |
| 31     | Uttar Pradesh                  |        15047 |       11658 |
| 32     | Uttarakhand                    |          721 |         436 |
| 33     | West Bengal                    |         8298 |        6736 |
|        | Total                          |       170241 |      124548 |

## B.  Details of sanctioned and completed projects in Hazaribagh, Ramgarh, Bulandshahr and Keonjhar districts

| State         | Districts   |   Sanctioned |   Completed |
|---------------|-------------|--------------|-------------|
| Jharkhand     | Hazaribagh  |           29 |          20 |
|               | Ramgarh     |           24 |          18 |
| Uttar Pradesh | Bulandshahr |          140 |          79 |
| Odisha        | Keonjhar    |           94 |          83 |

******