Lok Sabha Question No. 221 (STARRED), answered on 2016-05-10
Subject: Livestock Insurance Scheme
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: RAMCHARAN BOHARA

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF ANIMAL HUSBANDRY, DAIRYING AND FISHERIES LOK SABHA STARRED QUESTION NO.221 TO BE ANSWERED ON 10 TH  MAY, 2016

## LIVESTOCK INSURANCE SCHEME

## *221. SHRI RAM CHARAN BOHRA:

Will the Minister of AGRICULTURE & FARMERS WELFARE कृ षि और कृ िक कल्याण मंत्री be pleased to state:

- (a)  whether  the  Government is  implementing   livestock and fisheries insurance schemes in various States in the country, if so, the salient features of the schemes along with name of insurance companies thereof;
- (b) the extent of penetration of livestock insurance scheme in the country, State-wise;
- (c) whether the Government proposes to lower premium, improve coverage and bring about other  structural  reforms  in  the  livestock  insurance  scheme  on  the  lines  of  crop  insurance scheme;
- (d) whether the Government proposes to ensure adequate fodder, water and other facilities for livestock and also implement livestock insurance scheme in drought affected States and if so, the details thereof; and
- (e) whether the Government has assessed the performance of livestock insurance scheme and if so, the outcome thereof?

## ANSWER

## THE MINISTER FOR AGRICULTURE AND FARMERS WELFARE (SHRI RADHAMOHAN SINGH)

- (a) to (e): A statement is placed on the Table of the House.

## STATEMENT REFERRED TO IN REPLY TO LOK SABHA STARRED QUESTION NO. 221 PUT IN BY SHRI RAM CHARAN BOHRA, MEMBER OF PARLIAMENT FOR ANSWER ON 10 TH  MAY, 2016 ON LIVESTOCK INSURANCE SCHEME.

- (a)  Yes, Madam. Department of Animal Husbandry, Dairying & Fisheries is implementing Livestock insurance schemes in various States in the country and insurance scheme for Fishermen.  The  salient  features  of  the  Livestock  Insurance  schemes  and  'National Scheme for Welfare of Fishermen' are as follows:
- i.  Risk Management & Insurance as component of sub-mission on livestock development  of  NLM  is  to  management  of  risk  and  uncertainties  by  providing protection mechanism to the farmers against any eventual loss of their animals due to death and to demonstrate the benefit of the insurance of livestock to the people.
- ii.  The scheme is implemented in all the Districts of the Country from 21.05.2014. The indigenous / crossbred milch animals, pack animals (Horses, Donkey, Mules, Camels, Ponies and Cattle/Buffalo Male) and other livestock (Goat, Sheep, Pigs, Rabbit, Yak and  Mithun)  will  be  under  the  purview  of  the  'Risk  Management  &  Insurance'. Benefit of subsidy is to be restricted to 5 animals per beneficiary per household for all animals except sheep, goat, pig and rabbit. In case of sheep, goat, pig and rabbit the benefit of subsidy is to be restricted 50 animals.
- iii.  The  Group  Accident  Insurance  for  Active  Fishermen  is  implemented  to  provide financial security to the fishers and their dependents. The annual insurance premium is Rs.20.34/- per fisher during 2015-16   and is shared 50:50 between the Central and concerned  State  Government;  75:25  between  the  Central  and  North  Eastern  State Government; 100% for UTs.
- iv.  The Insurance Coverage is Rs. 2,00,000/- against death or permanent total disability; Rs.1,00,000/- against partial permanent disability and Rs.10,000/- is provided towards hospitalization expenses in the event of injuries suffered in accident.

The  names  of  the  Insurance  companies  for  Livestock  Insurance  and  Fisheries  are  as follows:-

|   S.N. | Name of Insurance companies in Livestock Insurance Scheme   | Name of the Scheme                             |
|--------|-------------------------------------------------------------|------------------------------------------------|
|      1 | The New India assurance Co.                                 | Livestock Insurance Scheme                     |
|      2 | National Insurance Co.                                      | Livestock Insurance Scheme                     |
|      3 | United India Insurance Co.                                  | Livestock Insurance Scheme                     |
|      4 | Oriental Insurance Co. Ltd.,                                | Livestock Insurance Scheme Fisherman Insurance |
|      5 | ICICI Lombard                                               | Livestock Insurance Scheme                     |
|      6 | TATA-AIG GIC                                                | Livestock Insurance Scheme                     |
|      7 | Future Generali GIC                                         | Livestock Insurance Scheme                     |
|      8 | HDFC Ergo Co.                                               | Livestock Insurance Scheme                     |
|      9 | IFFCO TOKIO General Insurance                               | Livestock Insurance Scheme                     |
|     10 | Magma HDI General Insurance Co.                             | Livestock Insurance Scheme                     |

(b) The coverage of the scheme is entire country since 21 st May, 2014.

(c)  The  Department  had  already  launched  NLM;  w.e.f  21.05.2014  for  lower  premium  of Insurance of Livestock by including all animals and by enhancing the coverage on all India basis. The structural reform was made in the guidelines of the scheme to include all animals instead of only milch animals and also that the benefit of subsidy extended to 5 animals per beneficiary  per  household  for  all  animals  except  sheep,  goat,  pig  and  rabbit  instead  of  2 animals per beneficiary per household. In case of sheep, goat, pig and rabbit the benefit of subsidy is restricted to 50 animals.

(d) The availability of fodder and water for Livestock in drought affected States are provided by  the  States  in  Cattle  Camps  under  State  Disaster  Response  Fund.  In  addition,  under Additional  Fodder  Development  Programme  (AFDP)  from  2014-15,  a  sub  scheme  of Rashtriya  Krishi  Vikas  Yojana  (RKVY)  of  Department  of  Agriculture,  Co-operation  and Farmers Welfare has allocated Rs.100 Crore for the year 2016-17 for drought affected States and  Livestock  Insurance  Scheme  would  also  be  applicable  in  the  whole  country  including drought affected States.

(e) Yes. The performance of Livestock Insurance scheme was evaluated and it concluded that the Government's developmental and support role in livestock insurance has been exemplified through the scheme.