Lok Sabha Question No. 1070 (UNSTARRED), answered on 2026-02-05
Subject: Urban Housing Shortages
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Smt. Sangeeta Kumari Singh Deo

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO. 1070

## TO BE ANSWERED ON FEBRUARY 05, 2026

## URBAN HOUSING SHORTAGES

NO. 1070.     SMT. SANGEETA KUMARI SINGH DEO:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) whether  the  Government  has  reviewed  the  persistent  urban  housing shortage of nearly twenty million units, of which over ninety five per cent pertains to Economically Weaker  Sections and  Low-Income  Groups, despite substantial budgetary allocations over successive Five-Year Plans and if so, the details thereof;
- (b) whether  the  Government  proposes  targeted  interventions  to  prevent  the growth  of  slums  and  squatter  settlements,  particularly  in  metropolitan cities where a significant proportion of the population resides in informal housing and if so, the details thereof;
- (c) whether  balanced  economic  and  physical  development  of  rural  areas, small  and  medium  towns  and  cities  with  populations  below  five  lakh  is being pursued to reduce migration pressure on metropolitan cities and if so, the details thereof; and
- (d) the measures being considered to strengthen coordination among financial institutions,  State  Governments,  Urban  Local  Bodies  and  planners  to ensure effective implementation of housing policies and sustainable urban development?

## ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- (a) & (b): 'Land' and 'Colonization' are State subjects, the primary responsibility  of  assessment  of  housing  need  and  providing  housing  for their citizens for different segments of the society lies with the State/Union Territory  (UT)  Governments.  However,  Ministry  of  Housing  and  Urban Affairs (MoHUA) supplements the efforts of States/UTs by providing Central Assistance  under  Pradhan  Mantri  Awas  Yojana  -  Urban  (PMAY-U)  since June 25, 2015 to provide pucca house in urban areas across the country, including  slum  dwellers.  Based  on  the  learnings  from  the  experiences  of implementation  of  PMAY-U,  MoHUA  has  revamped  the  scheme  and launched PMAY-U 2.0 'Housing for All' Mission with effect from 01.09.2024 for  implementation in urban areas  across the country to support 1 crore additional eligible beneficiaries in next five years. PMAY-U  2.0 is implemented  through  four  verticals  i.e.,  Beneficiary  Led  Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy Scheme (ISS).

PMAY-U & PMAY-U 2.0 are demand driven schemes. Demand of housing for different segments of the society being dynamic in nature and Government of India has not fixed any target for construction of houses. Based on the demand  for  housing  in  the  urban  areas,  States/UTs  prepare  project proposals and after approval of the State Level Sanctioning and Monitoring Committee (SLSMC), these are submitted to the Ministry for sanctioning of admissible Central Assistance by the Central Sanctioning and Monitoring Committee (CSMC) in phased manner.

Based on the project proposals submitted by States/UTs, a total of 122.28 lakh houses, including 10.66 lakh under PMAY-U 2.0, have been sanctioned under  the  schemes  by  the  Ministry,  so  far  across  the  country  including metropolitan  cities.  Of  the  sanctioned  houses,  114.84  lakh  houses  have been grounded for construction, of which 97.02 lakh are completed/delivered  to  the  beneficiaries  as  on  22.01.2026.  Against  the sanctioned houses, more than 29 lakh beneficiaries are slum dwellers.

- (c) & (d): Apart from PMAY-U and PMAY-U 2.0, MoHUA supplements efforts of States/UTs through various Missions, such as Atal Mission for Rejuvenation and Urban Transformation (AMRUT) & AMRUT 2.0, Swachh Bharat Mission Urban (SBM-U) & SBM-U 2.0 and PM e-Bus Sewa to help in improving the urban infrastructure, service delivery and economic opportunities in small and  medium  towns  and  cities,  thereby  contributing  to  balanced  urban development  and  helping  to  reduce  migration  pressure  on  metropolitan cities.

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