Lok Sabha Question No. 2897 (UNSTARRED), answered on 2016-08-03
Subject: Housing for All
Ministry: HOUSING AND URBAN  POVERTY ALLEVIATION
Asked by: DEEPENDER SINGH HOODA

## GOVERNMENT OF INDIA MINISTRY OF HOUSING & URBAN POVERTY ALLEVIATION

## LOK  SABHA

## UNSTARRED QUESTION  NO. 2897 TO BE ANSWERED ON AUGUST 03, 2016

## HOUSING FOR ALL

No.  2897                 SHRI DEEPENDER SINGH HOODA:

Will the Minister of HOUSING AND URBAN POVERTY ALLEVIATION be pleased to state:

- (a) the number of cities/towns in Haryana shortlisted for development of  dwelling units under the 'Housing for All' scheme and criterion for selection and omission;
- (b) the number of projects in the State of Haryana under the erstwhile Rajiv Awas Yojana which have been subsumed under the new scheme and the number of projects dropped;
- (c) the source and pattern of funding for 'Housing for All' scheme;
- (d)  the  eligibility  criterion  laid  by  the  Government  to  provide  houses under the scheme; and
- (e) the new features included in the scheme which otherwise were not part of the earlier Central Housing schemes?

## ANSWER

THE MINISTER OF STATE IN THE MINISTRY OF HOUSING & URBAN POVERTY ALLEVIATION (RAO INDERJIT SINGH)

(a): All  statutory  towns  as  per  Census  2011  and  towns  notified subsequently are eligible for coverage under the Pradhan Mantri Awas Yojana  (PMAY)-Housing for All (HFA) (Urban) Mission. Further, States/UTs have the flexibility to include in the Mission the Planning area  as  notified  with  respect  to  the  Statutory  town  and  which surrounds the concerned Municipal area.  The cities under the PMAYHFA (U) Mission are included as per proposal of the State/UT

Governments concerned.  On the proposal of the State Government of Haryana, accordingly, a total of 09 cities/towns of Haryana have been included  under  the  PMAY-HFA  (U)  Mission.    These  cities/towns  are Faridabad, Gurgaon, Hisar, Karnal, Panipat, Rohtak, Sirsa, Sonipat and Yamunanagar.

- (b): A total of 04 projects sanctioned under Rajiv Awas Yojana (RAY) in the State of Haryana, where work had reportedly begun on ground, have been subsumed in the PMAY-HFA (U) Mission.  03 RAY projects which were reported to be non-starter were cancelled.
- (c): The Pradhan Mantri Awas Yojana-Housing for All (Urban) Mission, launched  on  25.6.2015  aims  to  provide  assistance  to  States/UTs  in addressing  the  housing  requirement  of  the  slum  dwellers  and  urban poor belonging to Economically Weaker Section (EWS) & Low Income Group (LIG) categories as follows: .
-  Central assistance @ Rs 1 lakh per house is available for the slum
- redevelopment component and @ Rs. 1.5 lakh for the Affordable Housing  in  Partnership  (AHP)  component  and  Beneficiary  led Individual  House  construction  component  for  EWS  beneficiaries under the PMAY (Urban) mission.   States/UT or cities may also contribute financially for such individual house construction
-  Under  the  Credit  Linked  Subsidy  Scheme  (CLSS)  component  of the PMAY(Urban) mission, beneficiaries of EWS and LIG seeking housing loans from Banks, Housing Finance Companies and such other institutions would be eligible for an interest subsidy at the rate  of  6.5  %  for  a  tenure  of  15  years  or  during  tenure  of  loan whichever is lower. The Net Present Value of the interest subsidy will  be  calculated  at  a  discount  rate  of  9  %.    The  credit  linked subsidy will be available only for loan amounts upto Rs. 6 lakhs and additional  loans  beyond  Rs.  6  lakhs,  if  any,  will  be  at  nonsubsidized rates.

- (d): To  be  eligible  for  the  Mission,  the  beneficiary  should  not  have any pucca anywhere in India.  Beneficiary has been defined as a family comprising of husband, wife and unmarried children.
- (e) The Government has launched the PMAY-HFA (U) Mission, with the following significant changes:
-  EWS House is defined as of size 30 sq. mtr. States/UTs, however, have flexibility of determining size of house and other facilities at the state level with information to the Ministry.
-  EWS family has been defined as family with annual income upto Rs. 3 lakh and LIG as family with annual income between Rs. 3-6 lakh.
-  While, in the earlier scheme project approvals and modifications required  approval  of  the  Central  Government,  in  the  PMAY-HFA (U)  Mission,  the  State  Government  concerned  is  the  competent authority to grant such approvals.
-  Keeping  in  view  limited  availability  or  encumbrance  free  land, the  PMAY-HFA  (U)  Mission  encourage in  situ  rehabilitation  as
- priority using land as a resource;
-  In  the  earlier  scheme, Central assistance in Affordable Housing in  Partnership  (AHP)  was  Rs.75000/-.    In  the  PMAY-HFA  (U) Mission, central assistance has been increased to Rs.1.5 lakh.
-  Interest  subsidy  under  Interest  Subsidy  Interest  Subsidy  for
- Housing the Urban Poor (ISHUP) and Rajiv Rinn Yojana (RRY) was 5% while under the CLSS component of PMAY-HFA (U) Mission, the interest subsidy has been raised to 6.5%.

*****