Lok Sabha Question No. 2068 (UNSTARRED), answered on 2025-12-11
Subject: Slum Eradication and Rehabilitation Initiatives
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Kalyan Banerjee

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO. 2068 TO BE ANSWERED ON DECEMBER 11, 2025

## SLUM ERADICATION AND REHABILITATION INITIATIVES

## NO. 2068.     SHRI KALYAN BANERJEE:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) whether  the  Government  has  proposed  various  projects  for  the eradication of slums in metropolitan and urban cities with rehabilitation proposals;
- (b) if  so,  the  details  of  such  plans  including  the  eligibility  criteria, conditions and financing process thereof; and
- (c) the  present  status  of  the  Slum  Eradication  Programme  2030 aligned  with  the  United  Nations  Sustainable  Development  Goals (SDGs)?

## ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- (a) & (b): 'Land' and 'Colonisation' are State subjects. Therefore, schemes related to eradication of slums are implemented by State/Union Territory (UT) Governments. However, Government of India is supplementing the efforts of States/UTs by providing Central Assistance to provide pucca house with basic amenities to all eligible urban beneficiaries across the country including  slum  dwellers  of  metropolitan  and  urban  cities through Pradhan Mantri Awas Yojana - Urban (PMAY-U) since 2015.  The  PMAY-U  scheme  is  implemented  through  four verticals. The scheme period of PMAY-U has been extended up to 31.12.2025 to complete sanctioned houses without changing the funding pattern and implementation methodology.

Based on the learnings from the experiences of implementation  of  PMAY-U,  Ministry  of  Housing  and  Urban Affairs  (MoHUA)  has  revamped  the  scheme  and  launched PMAY-U 2.0 'Housing for All' Mission with effect from 01.09.2024  for  implementation  in  urban  areas  across  the country to support 1 crore additional eligible beneficiaries in next  five  years.  PMAY-U  2.0  is  implemented  through  four verticals  i.e.,  Beneficiary  Led  Construction  (BLC),  Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy Scheme (ISS).

Under the schemes, selection of beneficiaries under BLC and AHP vertical is done by respective State/UT/Urban Local Body per  scheme  guidelines  based  on  the  following

(ULB) as criteria:

- i. Not  owning  pucca  house  in  his/her  name  or  any  other family member's name, anywhere in India.
- ii. Belonging  to  Economically  Weaker  Section  (EWS)  with annual household income of up to ₹3 lakh.
3. iii.
4. Ownership of land to avail benefit under BLC vertical.

Further, under ARH vertical, eligible beneficiaries of EWS/Low Income Group (LIG) categories up to income limit of ₹6 lakh can  avail  the  benefit  of  rental  housing  at  affordable  rate. Further,  under  ISS  vertical,  beneficiaries  of  EWS/LIG  and Middle Income Group (MIG) categories up to income limit of ₹9 lakh per annum are eligible to get subsidy on home loans for purchase/re-purchase/construction of houses.

As per the scheme guidelines of PMAY-U 2.0, the fund required for  purchase/construction  of  houses  under  the  scheme  is shared between the Central Government, State/UT Government/ULB/Implementing agencies and the beneficiaries. The  funding  under  PMAY-U  2.0  is  to  provide  a  nudge  to  the beneficiaries  and  enable  them  to  construct  their  houses  by arranging funds from other sources as well. However, States/UTs may  provide  their  enhanced share as per PMAY-U

- 2.0 guidelines to reduce the burden on beneficiaries. Government  Assistance  under  BLC/AHP  verticals  of  PMAY-U 2.0 for North-Eastern States, Uttarakhand, Himachal Pradesh, UTs  of  Jammu  &  Kashmir,  Puducherry  and  Delhi  have  been fixed at a ratio of 90:10 (₹2.25 lakh: ₹ 0.25 lakh per house). For Remaining  UTs,  the  Central  &  State  sharing  ratio  is  100:0 (₹2.50 lakh: ₹ 0.00 lakh per house), whereas for other States it is on 60:40 (₹1.50 lakh: ₹ 1.00 lakh per house). Further, State and UT may enhance their share to improve the affordability of houses  and  also  facilitate  home  loan  to  the  PMAY-U  2.0 beneficiaries.
- (c): PMAY-U  2.0  is  not  slum  centric  scheme.  Slum  upgradation/ redevelopment is just a part of the scheme which is universal in nature and follows 'Housing for All' approach. This scheme is fully aligned with the United Nation's Sustainable Development Goals (SDGs).

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