Lok Sabha Question No. 1381 (UNSTARRED), answered on 2026-02-09
Subject: RuPay Kisan Credit Cards (KCCs)
Ministry: FINANCE
Asked by: Shri Rajesh Naranbhai Chudasama, Shri Mukeshkumar Chandrakaant Dalal, Smt. Kamlesh Jangde, Shri Yogender Chandolia, Shri Anurag Sharma, Shri Janardan Singh Sigriwal, Dr. Sambit Patra, Shri Dulu Mahato, Dr. Hemant Vishnu Savara, Smt. Mala Rajya Laxmi Shah, Shri Dileshwar Kamait, Shri Biplab Kumar Deb, Shri Lavu Sri Krishna Devarayalu, Shri Manish Jaiswal, Shri Pradeep Kumar Singh, Shri Jugal Kishore, Shri Vishweshwar Hegde Kageri, Shri Kaushalendra Kumar, Shri Dilip Saikia, Shri Lumbaram Choudhary, Shri P P Chaudhary, Shri Janardan Mishra, Shri Gopal Jee Thakur, Shri Khagen Murmu, Shri Vishnu Dayal Ram, Smt. Aparajita Sarangi, Shri Balabhadra Majhi, Shri Chandra Prakash Joshi

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 1381

ANWERED ON MONDAY, 09 FEBRUARY, 2026/MAGHA 20, 1947 (SAKA)

## RuPay Kisan Credit Cards (KCCs)

1381. SHRI YOGENDER CHANDOLIA:

SHRI PRADEEP KUMAR SINGH:

DR. HEMANT VISHNU SAVARA:

SHRI DILESHWAR KAMAIT:

SHRI VISHNU DAYAL RAM:

SMT. MALA RAJYA LAXMI SHAH:

SHRI RAJESH NARANBHAI CHUDASAMA:

SHRI MUKESHKUMAR CHANDRAKAANT DALAL:

SHRI P P CHAUDHARY:

SHRI DILIP SAIKIA:

SHRI LAVU SRI KRISHNA DEVARAYALU:

SHRI VISHWESHWAR HEGDE KAGERI:

SHRI LUMBARAM CHOUDHARY:

SHRI DULU MAHATO:

SHRI BALABHADRA MAJHI:

SHRI ANURAG SHARMA:

SHRI JANARDAN SINGH SIGRIWAL:

SHRI MANISH JAISWAL:

SHRI GOPAL JEE THAKUR:

SMT. APARAJITA SARANGI:

SHRI CHANDRA PRAKASH JOSHI:

SHRI KHAGEN MURMU:

SHRI KAUSHALENDRA KUMAR:

DR. SAMBIT PATRA:

SHRI BIPLAB KUMAR DEB:

SHRI JANARDAN MISHRA:

SMT. KAMLESH JANGDE:

SHRI JUGAL KISHORE:

Will the Minister of FINANCE be pleased to state:

(a) the  number of new RuPay Kisan Credit Cards (KCCs) issued in each State/UT in 2025, State/UT-wise  particularly  Rajasthan,  especially  Pali  Lok  Sabha  Constituency  and  Jalore Sirohi  district,  Odisha  especially  Nabarangpur  Lok  Sabha  Constituency,  Andhra  Pradesh, Karanataka, Chhattisgarh, Jammu and Kashmir and Darbhanga district in Bihar;

(b) the total credit limit activated under these cards;

(c) whether there is evidence of increased agricultural productivity or income stability and less dependence on informal credit sources among KCC beneficiaries;

(d)  if  so,  the  details  thereof,  State-wise,  particularly  Maharashtra,  Andhra  Pradesh  and Rajasthan;

(e) the number of digital transactions that have been executed through KCC and the proportion of the said transactions for direct input purchases versus loan repayment as of December 2025; and

(f) the details of the RuPay Kisan Credit Card (KCCs) issued in Palghar district in Maharashtra during the last three years?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PANKAJ CHAUDHARY)

(a) to (b)  As reported by State Level Bankers' Committees of the respective states, RBI and NABARD, the district/state-wise new Kisan Credit Cards/RuPay Kisan Credit Cards (KCCs) issued in each State/UT in 2025 and Operative Kisan Credit Cards and Amount outstanding in each State/UT is provided at Annexure-I and II , respectively.

(c) and (d) The steady increase in Ground Level Credit Flow to agriculture, along with the expansion in Kisan Credit Card issuance and related disbursements, indicates improved access to  institutional  credit.  This,  in  turn,  supports  better  input  utilization,  alleviates  liquidity constraints, and facilitates the consumption and marketing requirements of KCC beneficiaries.

(e) As reported by NPCI, the total number of digital transactions reported through RuPay KCC cards in FY 2025-26 (upto 31st December 2025) is 3.72 lakh with a value of 111.17 crore.

(f) The details of the Kisan Credit Cards/RuPay Kisan Credit Card (KCCs) issued in Palghar district in Maharashtra during the last three years is provided at Annexure-III .

*****

Annexure-I

Annexure referred to in part (a) to (b) of Lok Sabha Un-Starred Question no. 1381 on 'RuPay Kisan Credit Cards (KCCs)' answered on 09.02.2026

Details of state/district wise number of Kisan Credit Cards/Rupay Kisan Credit Cards issued during the year 2025

(Number in Actual & Amount in Rs Crores)

|                            | KCC issued in the year 2025   | KCC issued in the year 2025   | Rupay KCC issued in the year 2025   |
|----------------------------|-------------------------------|-------------------------------|-------------------------------------|
| State/ District            | Number                        | Amount Disbursed              | Out of 'A', number of Rupay KCC     |
|                            | A                             | B                             | C                                   |
| Rajasthan                  | 6283499                       | 90284                         | 1987855                             |
| Pali                       | 112381                        | 1378                          | 23177                               |
| Jalore                     | 195174                        | 2054                          | 47400                               |
| Sirohi                     | 52607                         | 670                           | 24877                               |
| Odisha                     | 3063405                       | 19440                         | NA                                  |
| Nabrangpur LS Constituency | 49406                         | 426                           | NA                                  |
| Andhra Pradesh             | 3446232                       | 49676                         | 1696506                             |
| Karnataka                  | 3910284                       | 53720                         | 2466259                             |
| Chhattisgarh*              | 1564321                       | 12491                         | NA                                  |
| Jammu &Kashmir             | 55022                         | 560                           | 55022                               |
| Bihar                      | 922563                        | 11448                         | 551127                              |
| Darbhanga                  | 36104                         | 368                           | 5863                                |

Source:  Respective State Level Bankers' Committees (SLBCs)

NA: Data not available

*: Data for Chhattisgarh is from 01 April 2025 to 31 December 2025

## Annexure referred to in part (a) to (b) of Lok Sabha Un-Starred Question no. 1381 on 'RuPay Kisan Credit Cards (KCCs)'  answered on 09.02.2026

## Details of Operative KCC Accounts* as on 31 December 2025

## (Accounts in Actual, Amount in Rs. Cr)

| State                                 | OperativeKCC Accounts held in Scheduled Commercial Banks (excluding Regional Rural Banks)   | OperativeKCC Accounts held in Scheduled Commercial Banks (excluding Regional Rural Banks)   | OperativeKCC Accounts held in Regional Rural Banks and Rural Cooperative Banks   | OperativeKCC Accounts held in Regional Rural Banks and Rural Cooperative Banks   |
|---------------------------------------|---------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------|----------------------------------------------------------------------------------|
| State                                 | Number                                                                                      | Amount outstanding                                                                          | Number                                                                           | Amount outstanding                                                               |
| ANDAMAN&NICOBAR ISLANDS               | 639                                                                                         | 4                                                                                           | 8,341                                                                            | 19                                                                               |
| ANDHRA PRADESH                        | 20,96,036                                                                                   | 41883                                                                                       | 25,54,922                                                                        | 26,227                                                                           |
| ARUNACHAL PRADESH                     | 20,989                                                                                      | 271                                                                                         | 2,724                                                                            | 23                                                                               |
| ASSAM                                 | 2,18,429                                                                                    | 1921                                                                                        | 2,79,679                                                                         | 1,679                                                                            |
| BIHAR                                 | 4,86,100                                                                                    | 4312                                                                                        | 17,72,936                                                                        | 12,044                                                                           |
| CHANDIGARH                            | 739                                                                                         | 89                                                                                          | -                                                                                | -                                                                                |
| CHHATTISGARH                          | 2,12,804                                                                                    | 6183                                                                                        | 17,60,671                                                                        | 9,048                                                                            |
| DADRA AND NAGAR HAVELIANDDAMANAND DIU | 1,202                                                                                       | 38                                                                                          | -                                                                                | -                                                                                |
| GOA                                   | 8,004                                                                                       | 104                                                                                         | 1,536                                                                            | 19                                                                               |
| GUJARAT                               | 14,90,286                                                                                   | 45593                                                                                       | 17,66,312                                                                        | 31,825                                                                           |
| HARYANA                               | 8,14,791                                                                                    | 30085                                                                                       | 15,36,248                                                                        | 23,314                                                                           |
| HIMACHAL PRADESH                      | 2,95,446                                                                                    | 6222                                                                                        | 2,28,882                                                                         | 3,927                                                                            |
| JAMMU&KASHMIR                         | 9,70,864                                                                                    | 6495                                                                                        | 1,45,268                                                                         | 1,280                                                                            |
| JHARKHAND                             | 5,45,529                                                                                    | 2897                                                                                        | 3,70,801                                                                         | 2,651                                                                            |
| KARNATAKA                             | 8,34,943                                                                                    | 22711                                                                                       | 49,46,258                                                                        | 44,692                                                                           |
| KERALA                                | 10,47,605                                                                                   | 26773                                                                                       | 12,28,735                                                                        | 16,869                                                                           |
| LADAKH                                | 28,041                                                                                      | 284                                                                                         | -                                                                                | -                                                                                |
| LAKSHADWEEP                           | 3,375                                                                                       | 34                                                                                          | -                                                                                | -                                                                                |
| MADHYAPRADESH                         | 17,72,353                                                                                   | 52237                                                                                       | 46,45,071                                                                        | 34,757                                                                           |
| MAHARASHTRA                           | 23,21,056                                                                                   | 40542                                                                                       | 44,84,034                                                                        | 39,369                                                                           |
| MANIPUR                               | 5,878                                                                                       | 59                                                                                          | 12,039                                                                           | 62                                                                               |
| MEGHALAYA                             | 31,976                                                                                      | 282                                                                                         | 59,667                                                                           | 372                                                                              |
| MIZORAM                               | 9,260                                                                                       | 90                                                                                          | 28,107                                                                           | 294                                                                              |
| NAGALAND                              | 35,570                                                                                      | 249                                                                                         | 4,597                                                                            | 23                                                                               |
| NCT OF DELHI                          | 2,139                                                                                       | 36                                                                                          | 8                                                                                | 0.15                                                                             |
| ODISHA                                | 4,85,886                                                                                    | 4950                                                                                        | 37,21,708                                                                        | 20,553                                                                           |
| PUDUCHERRY                            | 10,783                                                                                      | 265                                                                                         | 2,961                                                                            | 34                                                                               |
| PUNJAB                                | 10,07,864                                                                                   | 38958                                                                                       | 11,23,969                                                                        | 13,419                                                                           |
| RAJASTHAN                             | 24,09,880                                                                                   | 71412                                                                                       | 47,26,494                                                                        | 39,774                                                                           |
| SIKKIM                                | 6,726                                                                                       | 58                                                                                          | 3,231                                                                            | 22                                                                               |
| TAMIL NADU                            | 10,94,897                                                                                   | 25507                                                                                       | 26,77,171                                                                        | 22,342                                                                           |
| TELANGANA                             | 22,28,477                                                                                   | 31447                                                                                       | 25,16,260                                                                        | 20,905                                                                           |
| TRIPURA                               | 40,718                                                                                      | 295                                                                                         | 1,23,495                                                                         | 189                                                                              |
| UTTAR PRADESH                         | 39,14,403                                                                                   | 75794                                                                                       | 65,31,083                                                                        | 62,102                                                                           |
| UTTARAKHAND WEST BENGAL               | 1,88,833 8,72,144                                                                           | 4279 6187                                                                                   | 3,14,151 23,89,985                                                               | 1,546 8,094                                                                      |
| Total                                 | 2,55,14,665                                                                                 | 5,48,549                                                                                    | 4,99,67,344                                                                      | 4,37,474                                                                         |

Source: RBI and NABARD

*: Data is provisional

Annexure-III Annexure referred to in part (f) of Lok Sabha Un-Starred Question no. 1381 on 'RuPay Kisan Credit Cards (KCCs)' answered on 09.02.2026 Details of the Kisan Credit Cards/RuPay Kisan Credit Card (KCCs) issued in Palghar district in

Maharashtra during the last three years

(Number in Actuals, Amount in Rs Crore)

|                | KCC issued   | KCC issued       | Operative KCC Accounts as on 31 December 2025   | Operative KCC Accounts as on 31 December 2025   | Out of total Operative KCC Accounts, Total number of RuPay KCC issued   |
|----------------|--------------|------------------|-------------------------------------------------|-------------------------------------------------|-------------------------------------------------------------------------|
| Financial Year | Number       | Amount Disbursed | Total Operative KCC Accounts                    | Amount Outstanding                              |                                                                         |
| 2023-2024      | 21214        | 193              | 7330                                            | 60                                              | 812                                                                     |
| 2024-2025      | 23712        | 332              | 12210                                           | 117                                             | 8916                                                                    |
| 2025-2026      | 18206        | 197              | 42573                                           | 327                                             | 41965                                                                   |

Source: SLBC, Maharashtra