Lok Sabha Question No. 921 (UNSTARRED), answered on 2016-04-29
Subject: Saving Accounts
Ministry: FINANCE
Asked by: POONAMBEN HEMATBHAI MAADAM

## 921. SHRIMATI POONAMBEN MAADAM:

- Will the Minister of FINANCE be pleased to state: (a) the percentage of population in the country with saving bank accounts, bank and State/UT-wise; (b) whether there has been any difference/increase in percentage of bank accounts of women in the last three years and if so, the details thereof; and (c) the percentage of women who have been provided loans under the micro-credit programme? ANSWER The Minister of State in the Ministry of Finance (SHRI JAYANT SINHA) (a) & (b) :   Details of the total saving accounts in the country as on March, 2015 and details of female accounts as on 2013, 2014 and 2015 are Annexed. (c) :   Micro Credit is provided to beneficiaries including women under various Government programmes. Under Pradhan Mantri Mudra
- Yojana (PMMY) 79% of total number of women accounts have been provided loans during 2015-16.

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA

## UNSTARRED QUESTION NO.921

## TO BE ANSWERED ON THE 29 th  April, 2016/ Vaisakha 9,1937 (SAKA)

## Saving Accounts QUESTION

National Bank for Agriculture and Rural Development (NABARD) has also pioneered the Self Help Group (SHG) Bank Linkage programme, 86% of which constitute women SHGs.

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## STATE-WISE DEPOSITS ACCOUNTS  OF SCHEDULED COMMERCIAL BANKS

(No. of Accounts in Thousands)

| REGION / STATE / UNION TERRITORY       | Total No. of Accounts (Savings) March 2015   | 2013                    | 2014                    | 2015                  |
|----------------------------------------|----------------------------------------------|-------------------------|-------------------------|-----------------------|
|                                        |                                              | FEMALE                  | FEMALE                  | FEMALE                |
|                                        |                                              | No. of Deposit Accounts | No. of Deposit Accounts | No. of Depos Accounts |
| NORTHERN                               |                                              |                         |                         |                       |
| REGION                                 | 1,59,646                                     | 42,406                  | 49,678                  | 64,3                  |
| NORTHERN REGION Haryana                | 28,470                                       | 6,488                   | 7,730                   | 10,5                  |
| Himachal Pradesh                       | 7,103                                        | 2,019                   | 2,544                   | 3,0                   |
| Jammu & Kashmir                        | 11,779                                       | 2,884                   | 3,445                   | 4,5                   |
| Punjab                                 | 33,654                                       | 10,045                  | 11,161                  | 13,8                  |
| Rajasthan                              | 48,502                                       | 9,995                   | 12,758                  | 18,1                  |
| Chandigarh                             | 2,215                                        | 794                     | 896                     | 1,0                   |
| Nct Of Delhi                           | 27,924                                       | 10,181                  | 11,144                  | 13,0                  |
| NORTH-EASTERN REGION                   | 33,164                                       | 6,072                   | 8,110                   | 10,7                  |
| NORTH-EASTERN REGION Arunachal Pradesh | 909                                          | 171                     | 225                     | 3                     |
| Assam                                  | 23,288                                       | 4,068                   | 5,365                   | 7,2                   |
| Manipur                                | 1,698                                        | 253                     | 387                     | 5                     |
| Meghalaya                              | 1,715                                        | 434                     | 535                     | 6                     |

|                 | Mizoram                   | 841      | 234    | 255      | 1      |
|-----------------|---------------------------|----------|--------|----------|--------|
|                 | Nagaland                  | 945      | 204    | 227      | 3      |
|                 | Tripura                   | 3,770    | 708    | 1,118    | 1,4    |
| EASTERN REGION  |                           | 1,97,224 | 36,449 | 48,761   | 62,3   |
| EASTERN REGION  | Bihar                     | 56,851   | 9,913  | 13,246   | 17,4   |
|                 | Jharkhand                 | 23,972   | 3,962  | 5,321    | 6,5    |
|                 | Odisha                    | 36,423   | 7,154  | 8,260    | 10,6   |
|                 | Sikkim                    | 621      | 151    | 191      | 2      |
|                 | West Bengal               | 78,925   | 15,170 | 21,628   | 27,4   |
|                 | Andaman & Nicobar Islands | 432      | 98     | 115      | 1      |
| CENTRAL REGION  |                           | 2,59,622 | 45,772 | 58,622   | 70,8   |
| CENTRAL REGION  | Chhattisgarh              | 21,334   | 2,861  | 3,153    | 4,6    |
|                 | Madhya Pradesh            | 59,627   | 9,335  | 11,942   | 13,7   |
|                 | Uttar Pradesh             | 1,67,902 | 31,032 | 40,583   | 48,6   |
|                 | Uttarakhand               | 10,758   | 2,545  | 2,945    | 3,8    |
| WESTERN REGION  |                           | 1,82,185 | 48,235 | 57,444   | 68,5   |
| WESTERN REGION  | Goa                       | 3,301    | 1,592  | 1,748    | 1,9    |
|                 | Gujarat                   | 55,342   | 13,594 | 17,588   | 21,5   |
|                 | Maharashtra               | 1,22,696 | 32,898 | 37,922   | 44,7   |
|                 | Dadra & Nagar Haveli      | 517      | 70     | 89       | 1      |
|                 | Daman & Diu               | 329      | 81     | 97       | 1      |
| SOUTHERN REGION |                           | 3,38,477 | 99,341 | 1,14,239 | 1,43,4 |
| SOUTHERN REGION | Andhra Pradesh            | 68,848   | 28,966 | 30,090   | 25,4   |
|                 | Karnataka                 | 77,754   | 23,920 | 28,143   | 34,3   |
|                 | Kerala                    | 47,690   | 15,024 | 19,491   | 22,3   |
|                 | Tamil Nadu                | 93,390   | 30,724 | 35,769   | 42,8   |
|                 | Lakshadweep               | 81       | 25     | 29       |        |
|                 | Puducherry                | 1,929    | 681    | 717      | 8      |
|                 | Telangana                 | 48,784   |        |          | 17,5   |

| ALL-INDIA                                                                                                                                                      | 11,70,319                                                                                                                                                      | 2,78,275                                                                                                                                                       | 3,36,854                                                                                                                                                       | 4,20,3                                                                                                                                                         |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------|
| *In the case of joint accounts under individuals, the gender of the first account holder is considerd for classifying the account under Male / femal category. | *In the case of joint accounts under individuals, the gender of the first account holder is considerd for classifying the account under Male / femal category. | *In the case of joint accounts under individuals, the gender of the first account holder is considerd for classifying the account under Male / femal category. | *In the case of joint accounts under individuals, the gender of the first account holder is considerd for classifying the account under Male / femal category. | *In the case of joint accounts under individuals, the gender of the first account holder is considerd for classifying the account under Male / femal category. |

**Source: BSR-2 return