Lok Sabha Question No. 31 (UNSTARRED), answered on 2026-01-29
Subject: Central Assistance under PMAY-U in Tamil Nadu
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Dr. T Sumathy Alias Thamizhachi Thangapandian

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO. 31 TO BE ANSWERED ON JANUARY 29, 2026

## CENTRAL ASSISTANCE UNDER PMAY-U IN TAMIL NADU

## NO.31. DR. T SUMATHY ALIAS THAMIZHACHI THANGAPANDIAN:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) whether  the  Government  has  approved  or  proposed  any  Central assistance under the Pradhan Mantri Awas Yojana-Urban (PMAYU)  for  housing  projects  undertaken  by  the  Tamil  Nadu  Housing Board (TNHB) during 2026 and if so, the details thereof;
- (b) whether the proposals relating to self-financing housing schemes of TNHB including projects in Ellis Nagar, Madurai and Singhanallur, Coimbatore, involving over 150 dwelling units have been received from the State Government of Tamil Nadu and if so, the details and current status thereof;
- (c) whether the absence of clearly earmarked Central assistance has led  to  delays  or  constraints  in  implementation  of  such  urban housing projects and if so, the details thereof; and
- the  details  of  financial  and  technical  support  proposed  by  the Union  Government  to  address  urban  housing  shortages  in  Tamil Nadu,  particularly  in  cities  facing  infrastructure  and  mobility

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- (a) to  (d):  Ministry  of  Housing  and  Urban  Affairs  (MoHUA)  has  been implementing  Pradhan  Mantri  Awas  Yojana  -  Urban  (PMAY-U)  since 25.06.2015 with an aim to provide all weather pucca houses with basic civic amenities to eligible urban beneficiaries across the country.

Based  on  the  learnings  from  the  experiences  of  implementation  of PMAY-U, MoHUA has revamped the scheme and launched PMAY-U 2.0 'Housing for All' Mission with effect from 01.09.2024 for implementation in urban areas across the country to support 1 crore additional eligible beneficiaries  in  next  five  years.  PMAY-U  2.0  is  implemented  through four verticals i.e., Beneficiary Led  Construction  (BLC), Affordable Housing  in  Partnership  (AHP),  Affordable  Rental  Housing  (ARH)  and Interest Subsidy Scheme (ISS).The scheme guidelines can be accessed athttps://pmay-urban.gov.in/uploads/guidelines/Operational-Guidelines- of-PMAY-U-2.pdf

- (d) pressures?

PMAY-U and PMAY-U 2.0 are demand driven schemes and Government of India has not fixed any State wise target for construction of houses. States/UTs undertake demand assessment and after demand assessment and verification, States/UTs prepare project proposals and after  approval  of  State  Level  Sanctioning  and  Monitoring  Committee (SLSMC),  these  are  submitted  to  the Ministry for sanctioning  of admissible  Central  Assistance  by  Central  Sanctioning  and  Monitoring Committee (CSMC).

As  per  the  mandate  of  the  PMAY-U  2.0  scheme  guidelines,  MoHUA consider  the    proposals  received  from  Tamil  Nadu  Urban  Habitat Development  Board  (TNUHDB),  the  State  Level  Nodal  Agency  for implementation  of  PMAY-U  in  the  State  of  Tamil  Nadu  for  Central Assistance. MoHUA does not consider the proposals of TNHB directly.

Further, no proposal for Central Assistance under PMAY-U 2.0 including self-financing  housing  schemes  for  projects  undertaken  by  the  Tamil Nadu Housing Board (TNHB) has been received in the year 2026.

Based on the project proposal submitted by State of Tamil Nadu, a total of  6.79  lakh  houses  including  12,048  houses  under  PMAY-U  2.0,  have been sanctioned since inception of the scheme by the Ministry. Out of which  6.68  lakh  houses  have  been  grounded  and  6.19  lakh  are completed/delivered to the beneficiaries in the State of Tamil Nadu, as on 19.01.2026, Central Assistance  of  ₹11,152.30 crore  has  been sanctioned for Tamil Nadu under the scheme, out of which ₹10,741.89 crore have been released to the State/ Central Nodal Agencies. Central Assistance is released to States based on the compliances achieved on the sanctioned projects as per scheme guidelines.

The central assistance under PMAY-U 2.0 is earmarked to States/UTs as per below table:

| S.No.   | States/UTs                                                                                                                                                    | PMAY-U2.0Verticals                                                         | PMAY-U2.0Verticals                                                                                                                      | PMAY-U2.0Verticals   |
|---------|---------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------|----------------------|
|         |                                                                                                                                                               | BLC&AHP                                                                    | ISS                                                                                                                                     |                      |
| 1.      | Assam, Arunachal Pradesh, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, Sikkim, Himachal Pradesh, Uttarakhand, UTs of Jammu & Kashmir, Puducherry and Delhi | Central Govt.-₹2.25 Lakh per unit State Govt.- Minimum ₹0.25 lakh Per unit | Technology ₹3,000/Sqm. Share: ₹2,000/Sqm. Home Loan Subsidy-upto ₹1.80 lakh (Actual Release) per unit by Government of India as Central |                      |
| 2.      | All other UTs                                                                                                                                                 | Central Govt.-₹2.50 Lakh per unit                                          | Sector Scheme                                                                                                                           |                      |
| 3.      | All other States                                                                                                                                              | Central Govt.-₹1.50 Lakh per unit State Govt.- Minimum₹1. 00 lakh Per unit | Technology ₹3,000/Sqm. Share: ₹2,000/Sqm. Home Loan Subsidy-upto ₹1.80 lakh (Actual Release) per unit by Government of India as Central |                      |

Central assistance  under  PMAY-U  &  PMAY-U  2.0  is released to States/UTs in three installments of 40%, 40% and 20%. The release of Central assistance is incumbent upon fulfillment of mandatory compliances by the concerned States/UTs as per operational guidelines and other instructions issued by Ministry of Finance. Due installment of Central  assistance  is  released  as  soon  as  requisite  compliances  are achieved  in  sanctioned  projects,  to  concerned  State  Government  for transferring it  along  with  matching  state  share  to  the  identified beneficiaries for construction of houses under the scheme.

Under PMAY-U 2.0, a Technology & Innovation Sub-Mission (TISM) supports innovative design and construction practices for sustainable housing in the country.

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