opensansad/lok-sabha-qa huggingface dataset:
Lok Sabha Question No. 4013 (UNSTARRED), answered on 2026-03-17
Subject: Establishment of Directorate of Agriculture
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Mohmad Haneefa

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 4013

TO BE ANSWERED ON THE 17 TH  MARCH, 2026

## ESTABLISHMENT OF DIRECTORATE OF AGRICULTURE

4013. SHRI MOHMAD HANEEFA: -

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

- (a) whether the Government is aware that the Agriculture Department in the Union Territory of Ladakh is presently functioning without a full-time Director, being the Head of the Department;
- (b) whether, since the creation of the UT, any proposal has been received or examined for establishing a full-fledged Directorate of Agriculture in Ladakh to provide effective administrative leadership and policy direction;
- (c)  whether  the  Government  acknowledges  that  the  absence  of  a  dedicated Directorate has impacted planning, monitoring, implementation of Centrally Sponsored Schemes and inter-district coordination  in  the  agriculture  sector  where more than 80 percent of Ladakh's population is directly or indirectly dependent on agriculture and allied activities; and
- (d) the steps proposed to establish a full-fledged Directorate of Agriculture in Ladakh to strengthen institutional capacity and sector-specific strategy formulation?

## ANSWER

## THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE

क ृ िष एवं िकसान कʞाण राǛ मंũी (SHRI BHAGIRATH CHOUDHARY)

Horticulture & Agriculture Department of Union Territory of Ladakh has informed that:

- (a): There is no post of Director in the Department of Agriculture, Union Territory of Ladakh, but the Department has been allocated one post of Joint Director, Agriculture, who  is  functioning  as  Head  of  the  Department  (HoD),  in  the  Union  Territory, discharging all the powers/functions.
- (b):  The  post  of  Director  was  not  allocated  to  the  Agriculture  Department,  Union Territory  of  Ladakh  during the  reorganization  of  the  erstwhile  State  of  Jammu  and Kashmir into two Union Territories. Post reorganization, during the establishment of various Directorates  in  the  Union  Territory  of  Ladakh,  among  other  proposals,  the proposal for establishing Directorate of Agriculture was also examined, pursuant to which, one post of Joint Director, Agriculture has been allocated, to function as HoD in Agriculture Department.
- (c) & (d): The  Joint Director, Agriculture, being the HoD  exercises all the powers/functions  and  there  has  been  no  evident  impact  on  planning,  monitoring, implementation of Centrally Sponsored Schemes and inter-district coordination in the agriculture sector.

*****
Lok Sabha Question No. 4008 (UNSTARRED), answered on 2026-03-17
Subject: Unconnected Villages Under PMGSY
Ministry: RURAL DEVELOPMENT
Asked by: Shri Kalipada Saren Kherwal

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT

## DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 4008 ANSWERED ON 17/03/2026

## UNCONNECTED VILLAGES UNDER PMGSY

## 4008. Shri Kalipada Saren Kherwal:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) whether  521  villages  have  not  been  connected  under  the Pradhan  Mantri  Grameen  Sadak  Yojana  (PMGSY),  if  so,  the details thereof; and
- (b) the name of top three States in which the highest number of villages  exist  that  have  not  yet  been  connected  under  the scheme?

## MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT

## ANSWER (SHRI KAMLESH PASWAN)

(a) & (b): The unit of connectivity under Pradhan Mantri Gram Sadak Yojana  (PMGSY)  is  a  habitation  and  not  a  revenue  village.    As  on 12.03.2026,  a  total  of  1,63,288  habitations  have  been  sanctioned across the country under PMGSY-I, out of which 1,62,774 (99.7%)    habitations  have  been  provided  with  all-weather  road connectivity. The timeline for completion of PMGSY-I  works has been extended till 31.03.2027. State-wise details of habitations connectivity may be accessed at the programme website https://pmgsy.dord.gov.in >Progress Monitoring > Habitations Coverage Report.

*****
Lok Sabha Question No. 3998 (UNSTARRED), answered on 2026-03-17
Subject: Support for Peri-Urban Farmer
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Praveen Khandelwal

## GOVERNMENT OF INDIA

## MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 3998

TO BE ANSWERED ON THE 17 TH  MARCH, 2026

## SUPPORT FOR PERI-URBAN FARMER

## 3998. SHRI PRAVEEN KHANDELWAL:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

- (a) whether Farmer Producer Organisations (FPOs) in peri-urban areas are eligible for specialised  infrastructure  support  such  as  aggregation  centres,  cold  storage  and  direct urban market access;
- (b) whether any schemes exist to promote high-value cultivation, protected farming  or rooftop and vertical agriculture in metropolitan regions including Delhi;
- (c) whether  the  Government  has  undertaken  any  assessment  of  challenges  faced  by peri-urban  farmers  in  rapidly  urbanising  regions  such  as  the  National  Capital  Region, particularly relating to land fragmentation, water access and market linkages;
- (d) whether the Government proposes a dedicated framework for urban and peri-urban agriculture to strengthen food security and local supply chains; and
- (e) the  steps  taken  to  integrate  urban  agriculture  into  climate-resilient  agriculture initiatives?

## ANSWER

## THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण राÏय मंğी (SHRI BHAGIRATH CHOUDHARY)

- (a): Farmer Producer Organizations (FPOs), including those located in peri-urban areas, are eligible to set up infrastructure/facilities such as aggregation centers, cold storage and direct  urban  market  access.  They  may  avail  credit  guarantee  fund  under  Central  Sector Scheme for Formation and Promotion of 10,000 FPOs, Agriculture Infrastructure Fund (AIF) or other eligible Central or State schemes.
- (b) to (d): Support for protected cultivation and high-value horticulture is provided under the Centrally Sponsored Scheme, Mission for Integrated Development of Horticulture (MIDH), which is implemented across the country. In addition, under the Agriculture Infrastructure Fund  (AIF)  scheme  facilitates  setting  up  and  modernization  of  key  elements  of  the agricultural value chain including viable farming assets such as hydroponic farming, vertical farming  and aeroponic farming  etc. Further,  the  schemes  of the  Ministry  of  Agriculture  & Farmers Welfare, Government of India are designed to benefit farmers across the country irrespective of their location.
- (e): Per  Drop  More  Crop  scheme  promotes  micro-irrigation  for  water-use  efficiency. Rainfed  Area  Development  (RAD)  programme  encourages  Integrated  Farming  Systems (IFS). Soil Health Card provides farmers with soil nutrient recommendations to improve soil fertility. Along with support under MIDH, these measures support climate-resilient practices that benefit all farmers including urban and peri-urban farming systems.

*****
Lok Sabha Question No. 3993 (UNSTARRED), answered on 2026-03-17
Subject: DISHA Meetings
Ministry: RURAL DEVELOPMENT
Asked by: Shri Sudhakar Singh, Shri Bishnu Pada Ray

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 3993 ANSWERED ON 17/03/2026

## DISHA MEETINGS

## 3993. Shri Bishnu Pada Ray:

Shri Sudhakar Singh:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) whether  the  Union  Territory  Administration  of  Andaman  & Nicobar Islands which does not have a Legislative Assembly has conducted any State and UT  level District Development Coordination and Monitoring Committee (DISHA) meetings under the Chairmanship of the Hon'ble Lt. Governor since the issuance of DISHA guidelines in June 2016 for monitoring the programmes of the Government;
- (b) if so, the number of such meetings held at the State/UT level and the  outcomes of the monitoring meetings during the last five years, year-wise;
- (c) if not, the reasons therefor;
- (d) the  key  decisions  taken  or  directives  issued  during  these meetings regarding the development of the State;
- (e) whether the Government adopts any mechanism to ensure that the  meetings  of  the  State  level  DISHA  Committee  are  held regularly and the decisions taken in the meetings are complied within a time-bound manner;
- (f) whether the lone representative from the UT raised this issue during the DISHA meeting held on 07.12.2025 and also through a representation dated 24.02.2026; and
- (g) if so, the action taken by the UT Administration thereon and if not, the reasons therefor?

## MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT

## ANSWER (SHRI KAMLESH PASWAN)

(a) to (d): No  State  Level  DISHA  Committee  (SLDC)  meeting  has been convened since  constitution  of  SLDC  in  Andaman  &  Nicobar Islands (ANIs) on 26.07.2021.

(e): Timely  convening  of  DISHA  meetings  is  crucial  for  ensuring effective governance and promoting holistic development of districts. Recognizing  the  critical  importance  of  DISHA,  Ministry  of  Rural Development  (MoRD)  is  persistently  working  to  ensure  that  these meetings are convened on a regular basis. All States/ UTs including Andaman & Nicobar Islands have been urged from time to time to take  effective  action  for  timely  convening  of  DISHA  Committee meetings.

(f) & (g): As  per  available  records,  no  DISHA  meeting  has  been convened on 07.12.2025. However, the said issue was raised in the District Level DISHA Committee (DLDC) meetings held on 07.12.2024 and 27.11.2025 and also through a representation dated 24.02.2026 submitted  by  the  Chairperson,  DLDCs  of  the  ANIs,  to  Andaman  & Nicobar  Island  UT  Administration.  As  per  the  DISHA  guidelines, Action  Taken  on  the  recommendations  of  the  previous  meeting should  be  the  first  agenda  item  of  the  next  meeting.  The  UT  of Andaman  &  Nicobar  Island  has  been  urged  to  adhere  to  DISHA guidelines.

*****
Lok Sabha Question No. 3988 (UNSTARRED), answered on 2026-03-17
Subject: Closer of Schools by SAIL
Ministry: STEEL
Asked by: Shri Dulu Mahato

## GOVERNMENT OF INDIA MINISTRY OF STEEL

## LOK SABHA UNSTARRED QUESTION NO. 3988

FOR ANSWER ON 17.03.2026

## CLOSER OF SCHOOLS BY SAIL

3988. SHRI DULU MAHATO:

Will the Minister of STEEL be pleased to state:

- (a) whether the Government is aware that the Steel Authority of India Limited (SAIL) has  closed  down  about  18  schools  in  Bokaro  under  the  Dhanbad  Lok  Sabha Constituency thereby undermining the vision of the Right to Education (RTE);
- (b) whether the Government considers that the closure of these schools has deprived children of quality education and equal opportunities, contrary to the objectives of the RTE Act;
- (c) whether the Government is aware that parents are compelled to send their children to private schools, resulting in heavy financial burden on families;
- (d) whether the Government can clarify which level of authority decided the closure and whether local communities or representatives were consulted; and
- (e) whether the Government proposes to direct SAIL to reopen these schools urgently to safeguard children's education?

## ANSWER

THE MINISTER OF STATE IN THE          (SHRI BHUPATHIRAJU SRINIVASA VARMA) MINISTRY OF STEEL

(a)to(e):  Steel Authority of India Limited (SAIL) has developed township infrastructure, including  schools,  primarily  for  the  welfare  of  employees  and  the  local  community around its plants.

In  recent  years,  SAIL  has  been  reviewing  and  rationalising  certain  non-core facilities and township services in line with evolving workforce patterns, demographic changes and the need to enhance operational efficiency. As part of this process, the utilisation of educational facilities in Bokaro township has also been reviewed.

Based on enrolment trends and infrastructure utilisation, certain schools have been  reorganised  or  merged,  with  students  and  teachers  being  appropriately accommodated in other nearby SAIL schools. These measures have been undertaken with the objective of ensuring better academic outcomes and efficient use of resources.

Educational facilities continue to remain available in the Bokaro township area through SAIL-run schools as well as Government and private institutions operating in the vicinity.

Operational decisions relating to township facilities, including schools, are taken by the management of the concerned SAIL unit in accordance with established policies and requirements.

*****
Lok Sabha Question No. 3985 (UNSTARRED), answered on 2026-03-17
Subject: Women in Farmer’s Producer Organizations
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Jagadish Chandra Barma Basunia

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 3985

TO BE ANSWERED ON THE 17 TH  MARCH, 2026

## WOMEN IN FARMER'S PRODUCER ORGANIZATIONS

3985. SHRI JAGADISH CHANDRA BARMA BASUNIA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी

be pleased to state: (a) the total number of Farmer's Producer Organizations (FPOs) in the country as of 1st March 2026; (b) the total number of FPOs that have been registered as 100 percent women members FPO; and

- (c)  the  total  number  of  women  farmers  out  of  the  overall  registration  in  all  FPOs  in  the country?

## ANSWER

THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण राÏय मंğी (SHRI BHAGIRATH CHOUDHARY)

- (a): The  Government  is  implementing  a  Central  Sector  Scheme  for  'Formation  and Promotion  of  10,000  Farmer  Producer  Organisations  (FPOs)'.  As  on  1 st March  2026, 10,000  Farmer  Producer  Organizations  (FPOs)  have  been  registered  across  the  country under this scheme.
- (b): As on 1 st March, 2026, 1175 FPOs are registered as 100% women members under the 10,000 FPOs scheme.
- (c): As on 1 st March, 2026, 23.55 lakh women farmers are registered across the country under the 10,000 FPOs scheme.
- *****
Lok Sabha Question No. 3982 (UNSTARRED), answered on 2026-03-17
Subject: Reservation for  EWS
Ministry: SOCIAL JUSTICE AND EMPOWERMENT
Asked by: Shri Deepender Singh Hooda

## GOVERNMENT OF INDIA MINISTRY OF SOCIAL JUSTICE AND EMPOWERMENT LOK SABHA

UNSTARRED QUESTION NO. 3982 TO BE ANSWERED ON 17.03.2026

## RESERVATION FOR EWS

## 3982. SHRI DEEPENDER SINGH HOODA:

## Will the Minister of SOCIAL JUSTICE AND EMPOWERMENT be to state: pleased

- whether the Government has evaluated if the 10% reservation for Economically Weaker reduced economic disparities among target groups, if s0, the details thereof;
- whether detailed disaggregated data on EWS beneficiaries by caste, income; sector and State has been or   will be published to enhance   transparency enable  independent assessment, if so, the details thereof; and
- whether the Government proposes t0 review and recalibrate the eight Iakh family income limit asset criteria to ensure they remain relevant and fair in the current economic context; and
- to monitor and periodically evaluate  socio-economic outcomes EWS households, especially from upper-caste communities; and among genuine
- whether the Government has considered reforms such as periodic  surveys, audits or e) subcategorisation within the EWS category to ensure equitable distribution; curb misuse and better align the policy with goals

## ANSWER

## MINISTER OF STATE FOR SOCIAL JUSTICE AND EMPOWERMENT (SHRI BL VERMA)

- 10% reservation is provided to the persons belonging to EWSs who are not (a) & (b): for SCs, STs and OBCs in direct recruitment in covered under the scheme of reservation and services in the Government of  India and in  admission to Central civil Educational Institutions. Further, as informed by DoPT, each Government an officer as Liaison Officer for EWS The Ministry/Department is to designate of Liaison Officer inter-alia include that the instructions related to reservation are duties duly implemented by the concerned appointing authorities posts required
- (c) to (e): There is no such proposal under consideration in this Department

*****
Lok Sabha Question No. 3981 (UNSTARRED), answered on 2026-03-17
Subject: Old Age Pension under NSAP
Ministry: RURAL DEVELOPMENT
Asked by: Shri Richard Vanlalhmangaiha

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 3981 ANSWERED ON 17/03/2026

## OLD AGE PENSION UNDER NSAP

3981. Shri Richard Vanlalhmangaiha:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) whether the Government is aware that old age pension under the National Social Assistance Programme (NSAP) in Mizoram has not been disbursed to beneficiaries since July, 2025;
- (b) if so, the reasons for the non-payment of old age pension in the State and whether any funds are pending for release;
- (c) the total number of old age pension beneficiaries affected due to non-payment since July, 2025, district-wise;
- (d) whether  the  Government  has  taken  up  the  matter  with  the Government of Mizoram for immediate clearance of pending old age pension dues; and
- (e) the steps being taken by the Government to ensure timely and regular payment of old age pension to eligible beneficiaries in Mizoram?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT

## (SHRI KAMLESH PASWAN)

- (a) to (e): Yes, the Government is aware that the Old Age Pension under the National Social Assistance Programme (NSAP) in Mizoram has not been disbursed to beneficiaries since July, 2025. The nonpayment  is  primarily  due  to  the  ongoing  transition  to  the  SNASPARSH platform, as a result of which funds for the State of Mizoram could  not  be  processed/sanctioned  during  the  transition  period. Ministry of Rural Development (MoRD) releases funds under NSAP  to the  state  on  the  basis  of  number  of  eligible  beneficiaries  whose database has been digitized on NSAP-PPS (National Social Assistance Programme - Pension Payment System) portal or State cap of number of beneficiaries, whichever is less. For Mizoram, under Old  Age  Pension  Scheme,  this  number  is  24,043  beneficiaries. Release  of  funds  is  contingent  upon  the  receipt  of  complete proposals from States/UTs in compliance with the scheme guidelines and the instructions of the Ministry of Finance. Accordingly, once a complete  proposal  is  received  from  the  State,  the  funds  are processed and disbursed.

*****
Lok Sabha Question No. 3970 (UNSTARRED), answered on 2026-03-17
Subject: Rashtriya Gokul Mission in Andhra Pradesh
Ministry: FISHERIES, ANIMAL HUSBANDRY AND DAIRYING
Asked by: Shri Y S Avinash Reddy

## GOVERNMENT OF INDIA MINISTRY OF FISHERIES, ANIMAL HUSBANDRY AND DAIRYING DEPARTMENT OF ANIMAL HUSBANDRY AND DAIRYING LOK SABHA

UNSTARRED QUESTION No. 3970 TO BE ANSWERED ON 17 th  MARCH 2026

## Rashtriya Gokul Mission in Andhra Pradesh

3970. SHRI Y S AVINASH REDDY:

Will the Minister of FISHERIES, ANIMAL HUSBANDRY AND DAIRYING

## मत्स्यपालन , पशुपालन और डेयरी मंत्री

be pleased to State:

- (a) the funds allocated and utilized under the Rashtriya Gokul Mission in Andhra Pradesh from 2014 to 2026, year-wise;
- (b) the number of 'Gokul Grams' or breeding sheds sanctioned annually and the number of functional units complete each year; and
- (c) whether increase in the population of indigenous bovine breeds year-on-year in the State attributed to this mission, if so, the details thereof?

## THE MINISTER OF FISHERIES, ANIMAL HUSBANDRY AND DAIRYING

## ANSWER (SHRI RAJIV RANJAN SINGH ALIAS LALAN SINGH)

- (a) The details of the year-wise funds released and utilized under Rashtriya Gokul Mission in Andhra Pradesh from 2014 to 2026 is given as under:

(Rs in lakh)

| Year                |   Funds released |   Funds Utilized |
|---------------------|------------------|------------------|
| 2014-15             |           600    |           600    |
| 2015-16             |             0    |             0    |
| 2016-17             |           675    |           675    |
| 2017-18             |           437.45 |           437.45 |
| 2018-19             |          1899.81 |          1899.81 |
| 2019-20             |           439.74 |           439.74 |
| 2020-21             |          3181.38 |          3181.38 |
| 2021-22             |          5652.39 |          5652.39 |
| 2022-23             |          1546    |          1546    |
| 2023-24             |          3538.38 |          3538.38 |
| 2024-25             |          3184.16 |          3184.16 |
| 2025-26 (till date) |          1500    |             0    |

- (b) Under  Rashtriya  Gokul  Mission  16  Gokul  Grams  have  been  established.  The component has been discontinued under revised realigned Rashtriya Gokul Mission  during 2021-22 to 2025-26.
- (c) The population of indigenous (pure) bovine breeds in the country is increased by 29.99 % between breed survey report 2013 and Breed Survey Report 2022. Similarly in the State of Andhra Pradesh population of indigenous (pure) bovine breeds have been increased by 62.11 % between breed survey report 2013 and Breed Survey Report 2022. This growth is attributed to several initiatives undertaken by the Centre and the State including Rashtriya Gokul Mission.
Lok Sabha Question No. 3967 (UNSTARRED), answered on 2026-03-17
Subject: PMFBY in Gujarat
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Bharatbhai Manubhai Sutariya

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE

## DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA

## UNSTARRED QUESTION NO. 3967

TO BE ANSWERED ON THE 17 TH  MARCH, 2026

## PMFBY IN GUJARAT

## 3967. SHRI BHARATBHAI MANUBHAI SUTARIYA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

- (a) the total area of land insured under the Pradhan Mantri Fasal Bima Yojana (PMFBY) in the Amreli LoK Sabha Constituency of Gujarat as of December, 2025; (b) the  total  number  of  claims  settled  under  the  said  scheme  in  the  constituency  till December, 2025; whether any additional provisions have been made under the scheme to cover local
- (c) risks or localized calamities; and
- (d) if so, the details thereof?

## ANSWER

## MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण राÏय मंğी (SHRI BHAGIRATH CHOUDHARY)

(a)  &  (b):  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  implemented  since  2016  is voluntary for  farmers  as  well  as  States.  State  of  Gujarat,  after  implementing  the  scheme from 2016-17 to 2019-20, has not implemented the scheme thereafter. During the period under  implementation,  8.84  lakh  hectares  of  Area  was  insured  and  total  claims  of  Rs. 388.05 Crores were paid to 1,62,977 Farmer Applications under PMFBY in Amreli district of

- Gujarat.
- (c)  &  (d):  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  provides  for  comprehensive  risk insurance against crop damage from pre-sowing to post-harvest for crops and area notified by the concerned State Government . The scheme not only safeguards against wide spread yield  loss  due  to  non-preventable  natural  risks/  &  extreme  climate  calamities viz.   flood, inundation, landslide, drought, heat waves, hailstorm, cyclone, pests/diseases,  natural fire and  lightening, storm, typhoon, tempest, hurricane, tornado etc.  but also against farm level yield  loss  due  to  localized  risks  (hailstorm,  landslide,  inundation,  cloud  burst  and  natural fire)  and  post  harvest  losses  due  to  cyclone,  cyclonic/unseasonal  rain  and  hailstorm and  prevented sowing.

******