Lok Sabha Question No. 3615 (UNSTARRED), answered on 2016-08-08
Subject: Subsidised Loans to MSMSEs
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: MAHEISH GIRRI

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 3615 TO BE ANSWERED ON: 08.08.2016

## SUBSIDISED LOANS TO MSMEs

## 3615.    SHRI MAHEISH GIRRI:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the details of the total subsidised loans sanctioned and released under the Scheme for Credit  Linked  Capital  Subsidy  for  technology  upgradation  of  Micro,  Small  and  Medium Enterprises (MSMEs) in the country, State/UT-wise;
- (b) whether the Ministry has carried out a cost and benefit analysis on account of subsidy disbursement and if so, the details thereof and if not, the reasons therefor; and
- (c) the measures taken by the Government to promote this scheme in the country?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI HARIBHAI PARATHIBHAI CHAUDHARY)

- (a):         This Ministry is implementing Credit Linked Capital Subsidy Scheme (CLCSS) for Micro and Small Enterprises (MSEs).  The details of the total subsidised term loan sanctioned and subsidy released under CLCSS in the country, State/UT-wise, is annexed.
- (b):          No  specific  cost  and  benefit  analysis  on  account  of  subsidy  disbursement  under CLCSS  is carried out by the Ministry.  However,  an Evaluation Study on CLCSS has been carried out by an independent agency in February, 2014.    As per the above study, the units are getting benefitted in the form of increase in productivity, reduction in cost of production, reduction  in  rejection,   better  quality  of  products,  automation  in  process,  increase  in profitability due to higher sales realisation and increase in export after availing the subsidy.
- (c):          In  order  to  ensure  greater  publicity  of  the  scheme,  Awareness-cum-sensitisation programmes are organised  throughout  the country in collaboration with all the stakeholders of the scheme.  During the financial year 2015-16, 17 such programmes were organised in Odisha,  Bihar,  Assam,  Tripura,  Sikkim,  Manipur,  West  Bengal,  Jharkhand,  Himachal Pradesh, Uttarakhand and Jammu & Kashmir. Besides the above, the publicity is also done through  the  Laghu  Udyog  Samachar,  a  monthly  journal  published  by  the  office  of  the Development Commissioner (MSME).

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## ANNEXURE

## Annexure referred to Part (a) of Lok Sabha Unstarred Question No. 3615 for answer on 08.08.2016

The details of the total subsidised term loan sanctioned and subsidy released under CLCSS in the country State/UT-wise (since 2001-02 to till 30.06.2016)

| Sl. No.   | State/UT            |   Term Loan (Amount ₹ in Lakhs ) |   Subsidy (Amount ₹ in Lakhs) |
|-----------|---------------------|----------------------------------|-------------------------------|
| 1         | Andhra Pradesh      |                 124197           |                      13662.5  |
| 2         | Andman &Nicobar     |                      0           |                          0    |
| 3         | Arunanchal Pradesh  |                      0           |                          0    |
| 4         | Assam               |                    752.32        |                        106.32 |
| 5         | Bihar               |                   1929.8         |                        202.86 |
| 6         | Chandigarh          |                   8544.48        |                       1202.66 |
| 7         | Chhatisgarh         |                  20767.4         |                       2195.03 |
| 8         | Dadra &Nagar Haveli |                   5260.94        |                        535.28 |
| 9         | Daman &Diu          |                   4833.82        |                        614.66 |
| 10        | Goa                 |                   2378.94        |                        233.24 |
| 11        | Gujarat             |                 715098           |                      78653.4  |
| 12        | Haryana             |                 181103           |                      15925    |
| 13        | Himachal Pradesh    |                   2899.5         |                        181.47 |
| 14        | J&K                 |                     14           |                          1    |
| 15        | Jharkhand           |                   9350.24        |                       1083    |
| 16        | Karnataka           |                 148277           |                      20690.5  |
| 17        | Kerala              |                  13981.1         |                       1611.4  |
| 18        | Lakshdweep          |                     10           |                          1.48 |
| 19        | Madhya Pradesh      |                  24285.2         |                       2399.33 |
| 20        | Maharashtra         |                 371925           |                      39235.8  |
| 21        | Manipur             |                     52.8         |                          6.83 |
| 22        | Meghalaya           |                      0           |                          0    |
| 23        | Mizoram             |                      0           |                          0    |
| 24        | Nagaland            |                    228.5         |                         29.96 |
| 25        | Delhi               |                  31500           |                       3190.63 |
| 26        | Odisha              |                  62377.3         |                       1962.23 |
| 27        | Pudduchery          |                   1233           |                        193.57 |
| 28        | Punjab              |                 196549           |                      23100.6  |
| 29        | Rajasthan           |                 147384           |                      14976.7  |
| 30        | Sikkim              |                    282           |                         15    |
| 31        | Tamilnadu           |                 201773           |                      28450.2  |
| 32        | Tripura             |                    378           |                         28.3  |
| 33        | Uttar Pradesh       |                  53479.2         |                       6115.54 |
| 34        | Uttarakhand         |                   5431.87        |                        489.49 |
| 35        | West Bengal         |                  25365.8         |                       2032.41 |
| 36        | Telangana           |                  13189           |                       1465.14 |
|           | Total               |                      2.37483e+06 |                     260592    |