Lok Sabha Question No. 1593 (UNSTARRED), answered on 2025-12-09
Subject: Performance of PMFBY in Uttar Pradesh
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Ram Shiromani Verma

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 1593

TO BE ANSWERED ON THE 9 TH  DECEMBER, 2025

## PERFORMANCE OF PMFBY UTTAR PRADESH

1593. SHRI RAM SHIROMANI VERMA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

(a) whether farmers in various States of the country particularly in Uttar Pradesh are not receiving timely payment of insurance claims under the Pradhan Mantri Fasal Bima Yojana (PMFBY);

(b) if  so, the  details  of  Insurance  claims pending  in  various  States, particularly in Uttar Pradesh during the last three years;

(c) the action taken against the insurance companies along with the steps taken by the Government to ensure timely payment of insurance claims; and

(d) if not, the details of the steps being taken by the Government to protect the interests of farmers in case of delay in payment of insurance claims and to enhance the effectiveness of the said scheme?

## ANSWER

## MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण राǛ मंũी (SHRI RAMNATH THAKUR)

(a) to (d): No Sir.  :  As prescribed in the Operational Guidelines of  the Pradhan Mantri Fasal  Bima  Yojana  (PMFBY),    majority  of  the  claims  are  settled  within  the  stipulated timelines i.e within 21 days of the receipt of requisite yield data from the concerned State Government,    by  the  insurance  companies.    However,  during  the  implementation  of PMFBY, some complaints were received in the past about payment of claims which are primarily on account of (a) delay in providing State Government share of subsidy  (b) nonpayment/delayed payment or under payment of claims on account of incorrect/delayed submission of insurance proposals by banks (c) discrepancy in yield data & consequent disputes between State Government and insurance companies etc.  The pending claims on account of these issue are settled after their resolution as per provisions of the scheme.

State-wise details of claims calculated, Claims paid and pending during last three years i.e. from 2022-23 to 2024-25 are given in Annexure.

Government has taken various steps to strengthen implementation of this scheme all over India to bring transparency and ensure timely settlement of claims:

-  Government has undertaken development of National Crop Insurance Portal (NCIP) as  a  single  source  of  data  ensuring  subsidy  payment,  co-ordination, transparency,  dissemination  of  information  and  delivery  of  services  including direct online enrollment  of  farmers,  uploading/obtaining  individual  insured famer's  details  for  better  monitoring  and  to  ensure  transfer  of  claim  amount electronically to the individual farmer's Bank Account.
-  In  order  to  rigorously  monitor  claim  disbursal  process,  a  dedicated  module namely 'Digiclaim Module' has been operationalized for payment of claims from Kharif  2022  onwards.    It  involves  integration  of  NCIP  with  Public  Finance Management System (PFMS) and accounting system of Insurance Companies to provide timely & transparent processing of all claims.
-  Delinking of Central Government share of premium subsidy from that of State Governments  has  been  implemented  so  that  farmers  can  get  proportionate claims relating to the Central Government share.
-  As per the Operational Guidelines of PMFBY, in case payment is not made timely by Insurance Company, a penalty of 12% is auto-calculated and levied through National Crop Insurance Portal (NCIP) w.e.f. Kharif 2024.
-  Similarly, if State Government delayed its premium subsidy from stipulated time period, a penalty of 12% is to be paid by them also.
-  Also, towards leveraging technology in implementation of the scheme, various steps like capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri  App  &  uploading  it  on  the  NCIP,  allowing  insurance  companies  to witness the conduct of CCEs, integration of State land records with NCIP etc. have already been taken to improve timely settlement of the claims to farmers.

## PMFBY & RWBCIS: State Wise details of Claims Calculated, Paid and pending from 2022-23 to 2024-25 (as on 31 st  October, 2025)

| State/UT Name    | Claims Calculated   | Claims Paid    | Claims Pending   |
|------------------|---------------------|----------------|------------------|
|                  | (Rs. In Crore)      | (Rs. In Crore) | (Rs. In Crore)   |
| A & N Islands    | 0.05                | 0.02           | 0.03             |
| Andhra Pradesh   | 3,124.45            | 747.08         | 2,377.37         |
| Assam            | 169.08              | 161.29         | 7.79             |
| Chhattisgarh     | 1,394.07            | 1,389.47       | 4.60             |
| Goa              | 0.01                | 0.01           | 0.00             |
| Haryana          | 3,174.24            | 3,142.14       | 32.10            |
| Himachal Pradesh | 218.01              | 212.31         | 5.70             |
| Jammu & Kashmir  | 69.77               | 67.19          | 2.58             |
| Jharkhand        | 27.28               | -              | 27.28            |
| Karnataka        | 7,505.03            | 7,389.49       | 115.54           |
| Kerala           | 357.32              | 345.14         | 12.17            |
| Madhya Pradesh   | 3,340.77            | 3,301.05       | 39.72            |
| Maharashtra      | 20,599.49           | 20,373.07      | 226.42           |
| Manipur          | 5.45                | 5.28           | 0.17             |
| Meghalaya        | 24.23               | 23.97          | 0.25             |
| Odisha           | 974.29              | 963.79         | 10.50            |
| Puducherry       | 8.69                | 7.29           | 1.40             |
| Rajasthan        | 9,950.25            | 9,787.70       | 162.55           |
| Sikkim           | 0.02                | 0.01           | 0.01             |
| Tamil Nadu       | 2,417.43            | 2,359.28       | 58.14            |
| Tripura          | 4.57                | 4.46           | 0.11             |
| Uttar Pradesh    | 1,921.70            | 1,878.34       | 43.35            |
| Uttarakhand      | 865.67              | 711.37         | 154.30           |
| Total            | 56,151.88           | 52,869.78      | 3,282.10         |

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