Lok Sabha Question No. 3950 (UNSTARRED), answered on 2026-03-17
Subject: Strengthening PACS and Dairy Cooperatives
Ministry: COOPERATION
Asked by: Shri Dharambir Singh

## GOVERNMENT OF INDIA MINISTRY OF COOPERATION

## LOK SABHA UNSTARRED QUESTION NO. 3950 TO BE ANSWERED ON 17 th  MARCH, 2026

Strengthening PACS and Dairy Cooperatives

## 3950. Shri Dharambir Singh:

Will the Minister of COOPERATION ( सहकारिता मंत्री ) be pleased to state:

- (a) the number of Primary Agricultural Credit Societies (PACS) functioning in Bhiwani and Mahendergarh districts;
- (b) whether PACS in the constituency have been computerised under central schemes;
- (c) whether multipurpose PACS are being promoted to provide fertilizer, storage and marketing support;
- (d) whether any new dairy cooperative unions are proposed in South Haryana;
- (e) if so, the details thereof; and
- (f) the steps taken to increase farmers' access to cooperative credit and storage facilities?

## ANSWER

## THE MINISTER OF COOPERATION सहकारिता मंत्री (SHRI AMIT SHAH)

- (a) As per National Cooperative Database (NCD) database, the number of Primary Agricultural Credit Societies (PACS) functioning in Bhiwani and Mahendergarh districts are 32 and 23 respectively.
- (b) Yes, Sir. PACS in the Bhiwani and Mahendergarh districts have been computerised under Primary Agriculture Credit Societies (PACS) Computerisation Project, and the status of PACS computerisation in Bhiwani and Mahendergarh districts of Haryana is as below:
- (c) Yes Sir. 799 multipurpose PACS in Haryana including 32 PACS of Bhiwani and 23 PACS of  Mahendergarh  districts  have  adopted  the  Model  Bye-Laws  allowing  them  to  provide fertilizer, storage and marketing support.
- (c) As per information received from Haryana State, no new dairy cooperative union is proposed in South Haryana.
- (d) Does not arise in view of reply in (d) above.
- (e) Steps taken to increase farmers' access to cooperative credit and storage facilities are as follows:
- I. Strengthening and Digitalizing PACS (Primary Agricultural Credit Societies ):  710 PACS sanctioned under Centrally sponsored Project for PACS Computerisation have been digitized in Haryana to improve their efficiency and effectiveness  in  credit  delivery  and  enhancing  farmers'  access  to  cooperative credit and storage facilities.
- II. e-KCC Initiative: NABARD has developed the eKCC digital loan origination portal  which  is  currently  under  pilot  implementation  in  six  states  including Haryana, where it is being used to digitally process KCC loan applications. These pilots have shown significant reduction in processing time and operational costs.
- III. Financial & Digital Literacy Camps (FDLCs): NABARD has extended grant support under Financial Inclusion Fund (FIF) to Cooperative Banks for conduct of  Financial  and  Digital  Literacy  Camps  to  increase  awareness  among  rural masses regarding various credit and other schemes.
- IV. Grant support for formation of Joint Liability Groups( JLGs): During FY 2025-26, NABARD has sanctioned grant support of Rs.76.00 Lakh to cooperative banks in Haryana for formation and credit linkage of 1900 Joint Liability Groups (JLGs) in the state to increase the access to credit to Small Marginal Farmers and tenant farmers.
- V. Support for Storage Infrastructure Projects: NABARD has been supporting multiple initiatives (PACS as Multi Service Center (MSC) Scheme, Agricultural Marketing Infrastructure scheme, etc.) for development of storage infrastructure. The implementation of the 'World's Largest Grain Storage Plan' in Coo perative Sector,  is  also  under  implementation  in  the  state  for  enhancing  rural  storage capacity in the state. As per information received from the State of Haryana, 45 PACS/Cooperative Societies have been identified by the State to be included in World's l argest Grain storage Plan.
- VI. Refinance  to  Short  Term  Cooperative  Credit  Structure: NABARD  has extended Short Term Refinance of ₹5817.00 Crore and Long -Term Refinance of ₹40.00 Crore during the FY 2024 -25 to Rural Cooperative Banks in the state of Haryana for supplementing credit flow under agriculture and allied sectors.
- VII. To increase Farmers access to marketing of their products, PACS can also link themselves with National Cooperative Organics Limited (NCOL) and National Cooperatives Exports Limited (NCEL).

| Category                             | Bhiwani   | Mahendergarh   |
|--------------------------------------|-----------|----------------|
| Total PACS                           | 32        | 23             |
| PACS doing Day end on ePACS software | 32        | 23             |
| E PACS only                          | 32        | 23             |
| Handholding to PACS                  | 32        | 23             |
| Transactions as on date              | 1,81,590  | 1,01,325       |

********