Lok Sabha Question No. 473 (UNSTARRED), answered on 2026-02-03
Subject: Pradhan Mantri Awas Yojana - Gramin (PMAY-G)
Ministry: RURAL DEVELOPMENT
Asked by: Shri Bhartruhari Mahtab, Shri Nalin Soren, Shri Chavda Vinod Lakhamshi, Shri Rahul Singh Lodhi, Shri Godam Nagesh, Shri Jugal Kishore, Shri Bibhu Prasad Tarai, Smt. Roopkumari Choudhary, Shri Pradeep Kumar Singh, Shri Manish Jaiswal, Shri Pradeep Purohit, Dr. K Sudhakar, Shri Arvind Dharmapuri, Shri Janardan Singh Sigriwal, Shri Dulu Mahato, Shri Ramesh Awasthi, Shri Yaduveer Wadiyar, Shri Sunil Kumar, Smt. Aparajita Sarangi, Shri P P Chaudhary

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT

## DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 473 ANSWERED ON 03/02/2026

## PRADHAN MANTRI AWAS YOJANA - GRAMIN (PMAY-G)

473.  Shri Bibhu Prasad Tarai:
2. Smt. RoopkumariChoudhary:
3. Shri Pradeep Kumar Singh:
4. Shri Manish Jaiswal:
5. Shri Pradeep Purohit:
6. Dr. K Sudhakar:
7. Shri ArvindDharmapuri:
8. Shri Janardan Singh Sigriwal:
9. Shri DuluMahato:
10. Shri Ramesh Awasthi:
11. Shri YaduveerWadiyar:
12. Shri Sunil Kumar:
13. Smt. AparajitaSarangi:
14. Shri P P Chaudhary:
15. Shri BhartruhariMahtab:
16. Shri Nalin Soren:
17. Shri ChavdaVinodLakhamshi:
18. Shri Rahul Singh Lodhi:
19. Shri GodamNagesh:
20. Shri Jugal Kishore:

## Will the Minister of RURAL DEVELOPMENT  be pleased to state:

- (a) the details and status of implementation of Pradhan MantriAwasYojana-Gramin  (PMAY-G)  in  the  State,  State-wise including Rajasthan;
- (b) the  number  of  houses  sanctioned,  constructed  and  handed over to beneficiaries under PMAY-G  till December, 2025 including the West Champaran district of Bihar, DumkaLokSabha Constituency and in the UT of Jammu;
- (c) the  funds  released  and  utilised  under  PMAY-G  till  December, 2025 including pending liabilities, State-wise and PaliLokSabha Constituency;

- (d) whether the Ministry has assessed the effectiveness of institutional safeguard measures under AwaasSoft, AwaasPlus 2024 Survey and PratyakshHanstantritLabh (PAHAL i.e.  DBTL)  in  preventing  duplication,  exclusion  and  financial leakages; and,
- (e) whether  any  specific  bottlenecks  have  been  identified  in Telangana and if, so, the corrective steps taken and timelines?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (DR. CHANDRA SEKHAR PEMMASANI)

- (a): The Ministry of Rural Development is implementing the Pradhan MantriAwaasYojana- Gramin (PMAY-G) w.e.f. 1 st  April, 2016 to construct 4.95 crore houses by March  2029  by providing assistance  to  eligible  rural  households  with  basic  amenities  to attain the goal of 'Housing for All'. The Ministry of Rural Development  has  allocated  a  target  of  4.14  crore  houses  to  the States/UTs  under  PMAY-G,  against  which  more  than  3.86  crore houses  have  been  sanctioned  by  States/UTs  and  more  than  2.95 crore houses have been completed as on 28.01.2026.

The State-wise details and status of implementation of Pradhan MantriAwasYojana-Gramin (PMAY G) in the country including Rajasthan are given at Annexure-I.

- (b): the details of houses sanctioned and completed under PMAY-G till  December,  2025  in  the  West  Champaran  district  of  Bihar, DumkaLokSabha Constituency and in the UT of Jammu are given at Annexure-II.
- (c): The details of funds released and utilized under PMAY-G since inception till 31st December 2025, State-wise is given at AnnexureIII.  Under  PMAY-G,  Central  assistance  is  released  directly  to  the State/Union  Territory  (UT)  considering  the  State/UT  as  a  unit. Further  release  of  these  funds  to  beneficiaries  is  done  by  the respective State/UT Governments.  The district-level data related to funds utilised, Financial Year wise can be seen at the programme website at

https://rhreporting.nic.in/netiay/FinancialProgressReport/Report\_High Level\_FinancialProgress.aspx.

- (d): AwaasSoft: AwaasSoft is a bi-lingual (Hindi & English), transactional  web  based  electronic  service  delivery  platform  to facilitate  e-Governance  in  PMAY-G.  All  the  critical  functions  of PMAY-G like identification of beneficiaries from beneficiary

databases,  fixing  of  targets,  release  of  funds,  issue  of  sanction order  to  the  beneficiary,  monitoring  of  the  progress  of  house construction, release of the assistance amount to the beneficiary, etc. are done through AwaasSoft.

Awaas+ 2024 Survey: To identify the potential eligible households under the PMAY-G, an updation exercise has started w.e.f. 27.12.2024  using  the  Awaas+  2024  mobile  application.  The  main features of the Awaas+ 2024 Survey are as under:

- i. Self Survey and Assisted survey of potential beneficiaries: The self-survey  can  be  conducted  by  either  a  member  of  the beneficiary  household  or  an  authorized  representative.  For Assisted  survey,  the  States/Union  Territories  would  register the Surveyors for conducting the household survey.
- ii. Mandatory Aadhaar based Face authentication: Access to the application will require Aadhaar-based e-KYC verification.
- iii. Housing  Typology  selection:  Users  will  be  presented  with options  for  housing  designs  and  mason  training  programs. While  the  users  can  select  any  housing  design,  the  chosen design will be considered as preference only.
- iv. Time stamped and Geo-tagged photos: Photos of the family's existing house and the proposed site (if they are found eligible and receive benefits under PMAY-G) should be captured in the next stage. These photos are geo-tagged and timestamped to record  their  exact  location  and  time  are  recorded.  These photos will  then  be  analysed  using  Artificial  Intelligence  (AI) models to assess eligibility.

Usage of Artificial Intelligence (AI)/ Machine Learning (ML) model is done  under  the  PMAY-G  to  curb  fraudulent  activity  and  provide information  of  possible  malpractices,  and  the  details  are  provided as under:-

- i. Recommendation  System  module  identifies  various  house attributes such as pucca wall, pucca roof, kutcha wall, kutcha roof, logo, window, door, and person in the uploaded photos of a  completed  house  and  recommends  a  final  photograph  for approval.
- ii. Anomaly  Detection  and  Fraud  Prevention  module  calculates similarity score between the photograph of house that is being inspected and other houses in the vicinity to prevent any kind of fraudulent activity in this regard.

- iii. e-KYC  of  the  beneficiaries  through  integration  with  Aadhaar and  AI-enabled  face  authentication  technology  to  conduct verification of PMAY-G beneficiaries.
- iv. Liveliness  Detection:  Eye  Blink/  Motion  detection  feature  in Awaas App for identification of the beneficiaries.

PratyakshHanstantritLabh (PAHAL i.e. DBTL) is a system for LPG subsidies  and  not  directly  related  to  the  PMAY-G.  However,  under the PMAY-G, the assistance to beneficiaries is transferred electronically  through  the  AwaasSoft-  PFMS  platform  as  Direct Benefit Transfer (DBT). During the present phase (FY 2024-29), the release of payment of progress linked installments of assistance to the beneficiaries is being made using the Aadhaar Payments Bridge.

The  PMAY-G  is  monitored  very  closely  at  all  levels.  There  is  a special emphasis on quality and timely completion of construction. The details of studies conducted for evaluation of the scheme are as under :-

- I. 'Evaluation of Governance Parameters of Pradhan MantriAwaasYojana  -  Gramin'  by National  Institute  of  Public Finance and Policy (NIPFP): A three phased study on "Evaluation of Governance Parameters of Pradhan MantriAwaasYojana - Gramin" was conducted by NIPFP which also included impact assessment of Direct Benefit Transfer in reduction of leakages.
- II. Impact Assessment of PMAY-G' by National Institute of Rural Development  and  Panchayati  Raj  (NIRD&PR):  The  study  was conducted  by  NIRD  &PR  to  assess  to  what  extent  were  the program objectives met with regard to improving the physical conditions of the target population; and socio-economic improvements  experienced  by  the  target  population,  as  a result of owning a new house. It was conducted in three states viz.  Madhya  Pradesh,  Odisha,  and  West  Bengal  (Covering  24 Gram  Panchayats  in  six  districts,  interviewing  1382  PMAY-G beneficiaries).
- III. NITI Aayog - 'Evaluation of CSS Scheme - Rural Development Sector' in respect of PMAY-G - 2020-21 : Under the evaluation study  sponsored  by  Development  Monitoring  and  Evaluation Office (DMEO) of NITI Aayog, a detailed scheme level 636 Page 4 of 6 analysis of the 6 selected Centrally Sponsored Schemes (CSS): Mahatma Gandhi National Rural Employment Guarantee (MGNREGA), PMAY-G, National Social  Assistance  Programme (NSAP), DeendayalAntyodayaYojana -National Rural

Livelihoods Mission (DAY-NRLM), Pradhan Mantri Gram SadakYojana  (PMGSY)  and  Shyama  Prasad  MukherjiRurban Mission (SPMRM) was done. Each of these schemes has been evaluated using the REESI+E framework against the Relevance,  Effectiveness,  Efficiency,  Sustainability,  Impact and Equity. Under the study, the performance of PMAY-G has been assessed on cross sectional themes like accountability and  transparency,  gender  mainstreaming,  use  of  IT,  reforms and regulations etc.

- (e): The initial target of the PMAY-G was construction of 2.95 crore houses by March 2024. The Government of India has approved the implementation of the PMAY-G for 5 more years for completion of 2 crore additional houses during FY 2024-25 to 2028-29.

The  State  of  Telangana  had  been  allocated  a  target  of  70,674 houses for the financial years 2016-17 and 2017-18 under PMAY-G as 1 st installment of Central Share against the targets of FY 2016-17 for and an  amount  of Rs. 190.79 crores were  also released implementation of the scheme.

However, the State of Telangana did not implement the PMAYG  Scheme  and  refunded  the  amount  of  Rs.  190.79  crores  to  the Government of India. Also, the State had not conducted the Awaas + 2018 survey during January 2018 to March 2019 and hence eligible households  under  PMAY-G  in  the  State  could  not  be  identified  at that  time  and  thus,  no  targets  could  be  allocated  to  the  State  till date.

During FY 2024-25, the Government of Telangana has communicated  its  willingness  to  implement  PMAY-G  in  the  State. The  Ministry  has  facilitated  the  State  in  the  conduct  of  Awaas  + 2024 survey which was started w.e.f. 27.12.2024 for identification of potential eligible rural households under PMAY-G using the Awaas + 2024 Mobile application. The household survey has been completed in the State and at present the States/UTs including Telangana, are conducting corroboration of Self-Survey cases, verification of flagged surveyed cases and deletion of ineligible households as per the  guidelines  issued  by  this  Ministry  and  modules  provided  in AwaasSoft Management Information System (MIS) and Awaas+ 2024 mobile Application. The completion of the aforementioned activities/ exercises is mandatory for preparation of system generation priority lists  in  the  States  and  without  100%  completion  of  the  activities, the States/UTs would not become eligible for allocation of targets from the Awaas+ 2024 household Survey.

As  on  date,  no  target  has  been  allocated  to  any  State/UT, including Telangana from the Awaas+ 2024 household Survey. *****

Annexure-I

Annexure  referred  to  in  reply  to  part  (a)  of  LokSabhaUnstarred Question  No.  473  to  be  answered  on  03.02.2026  REGARDING PRADHAN MANTRI AWAS YOJANA - GRAMIN (PMAY-G)

State/UT wise details of implementation of PMAY-G since inception

|   S.No. | State Name             | Target    | Sanctioned   | Completed   |
|---------|------------------------|-----------|--------------|-------------|
|       1 | ARUNACHAL PRADESH      | 35,937    | 35,591       | 35,591      |
|       2 | ASSAM                  | 29,87,868 | 29,08,410    | 21,22,269   |
|       3 | BIHAR                  | 50,12,752 | 49,08,941    | 39,63,030   |
|       4 | CHHATTISGARH           | 26,42,224 | 24,42,576    | 17,56,318   |
|       5 | GOA                    | 257       | 254          | 243         |
|       6 | GUJARAT                | 9,02,354  | 8,29,032     | 6,81,222    |
|       7 | HARYANA                | 1,06,460  | 76,277       | 41,185      |
|       8 | HIMACHAL PRADESH       | 1,21,502  | 97,245       | 61,070      |
|       9 | JAMMU AND KASHMIR      | 3,36,498  | 3,34,664     | 3,22,573    |
|      10 | JHARKHAND              | 22,34,176 | 19,39,661    | 15,96,662   |
|      11 | KERALA                 | 2,32,916  | 77,909       | 34,988      |
|      12 | MADHYA PRADESH         | 57,74,572 | 49,77,369    | 41,37,739   |
|      13 | MAHARASHTRA            | 43,70,829 | 41,42,043    | 16,36,300   |
|      14 | MANIPUR                | 1,08,550  | 1,06,245     | 56,724      |
|      15 | MEGHALAYA              | 1,88,034  | 1,84,438     | 1,55,930    |
|      16 | MIZORAM                | 29,967    | 29,959       | 25,303      |
|      17 | NAGALAND               | 48,830    | 48,736       | 36,298      |
|      18 | ODISHA                 | 28,49,889 | 28,07,390    | 25,11,530   |
|      19 | PUNJAB                 | 1,03,674  | 76,612       | 46,281      |
|      20 | RAJASTHAN              | 24,97,121 | 24,33,569    | 18,46,763   |
|      21 | SIKKIM                 | 1,399     | 1,397        | 1,393       |
|      22 | TAMIL NADU             | 9,57,825  | 7,36,610     | 6,63,247    |
|      23 | TRIPURA                | 3,76,913  | 3,76,195     | 3,73,794    |
|      24 | UTTAR PRADESH          | 36,85,704 | 36,55,980    | 36,41,844   |
|      25 | UTTARAKHAND            | 69,194    | 68,531       | 68,228      |
|      26 | WEST BENGAL            | 45,69,423 | 45,69,031    | 34,20,371   |
|      27 | ANDAMAN AND NICOBAR    | 3,424     | 2,591        | 1,327       |
|      28 | DADRA AND NAGAR HAVELI | 11,206    | 10,584       | 5,831       |
|      29 | DAMAN AND DIU          | 158       | 158          | 44          |
|      30 | LAKSHADWEEP            | 45        | 53           | 45          |

| 31   | PUDUCHERRY              | -           | -           | -           |
|------|-------------------------|-------------|-------------|-------------|
| 32   | ANDHRA PRADESH 2,47,114 | 2,46,930    |             | 90,050      |
| 33   | KARNATAKA               | 9,44,140    | 5,56,184    | 1,66,076    |
| 34   | TELANGANA               | -           | -           | -           |
| 35   | LADAKH                  | 3,004       | 3,004       | 3,004       |
|      | Total                   | 4,14,53,959 | 3,86,84,169 | 2,95,03,273 |

Annexure-II

Annexure  referred  to  in  reply  to  part  (b)  of  LokSabhaUnstarred Question  No.  473  to  be  answered  on  03.02.2026  REGARDING PRADHAN MANTRI AWAS YOJANA - GRAMIN (PMAY-G)

Details  of  houses  sanctioned  and  completed  under  PMAY-G  since inception till 31 st  December 2025

| State Name            | District Name      | Sanctioned   | Completed   |
|-----------------------|--------------------|--------------|-------------|
| BIHAR                 | PASHCHIM CHAMPARAN | 1,97,723     | 1,63,570    |
| State Name            | Sanctioned         | Completed    |             |
| JAMMU AND KASHMIR     | 3,34,660           | 3,18,286     |             |
| Assembly Constituency | Sanctioned         | Completed    |             |
| Dumka                 | 2,85,871           | 2,40,819     |             |

Annexure referred to in reply to part (c) of LokSabhaUnstarred Question No. 473 to  be  answered  on 03.02.2026 REGARDING PRADHAN MANTRI AWAS YOJANA  GRAMIN (PMAY-G)

State/UT wise details of funds released and utilized under PMAY-G since inception till 31 st  December 2025

-

|    |                        | Rs in Cr                    | Rs in Cr             |
|----|------------------------|-----------------------------|----------------------|
|    | S.NoState              | Central share inlcuding PM- | the States PM-JANMAN |
| 1  | ARUNACHAL PRADESH      | 484.76                      | 427.77               |
| 2  | ASSAM                  | 28,648.84                   | 31,873.09            |
| 3  | BIHAR                  | 33,158.02                   | 55,197.83            |
| 4  | CHHATTISGARH           | 15,334.25                   | 25,520.51            |
| 5  | GOA                    | 2.84                        | 5.51                 |
| 6  | GUJARAT                | 5,672.07                    | 9,164.75             |
| 7  | HARYANA                | 349.65                      | 663.25               |
| 8  | HIMACHAL PRADESH       | 1,150.40                    | 1,186.20             |
| 9  | JAMMU AND KASHMIR      | 3,899.10                    | 4,304.25             |
| 10 | JHARKHAND              | 13,502.33                   | 22,036.14            |
| 11 | KERALA                 | 265.02                      | 542.02               |
| 12 | MADHYA PRADESH         | 35,187.82                   | 55,331.85            |
| 13 | MAHARASHTRA            | 18,706.83                   | 31,084.45            |
| 14 | MANIPUR                | 793.81                      | 862.97               |
| 15 | MEGHALAYA              | 2,251.24                    | 2,383.74             |
| 16 | MIZORAM                | 319.01                      | 351.56               |
| 17 | NAGALAND               | 531.46                      | 587.46               |
| 18 | ODISHA                 | 20,825.59                   | 33,508.74            |
| 19 | PUNJAB                 | 505.46                      | 802.49               |
| 20 | RAJASTHAN              | 14,603.68                   | 24,305.84            |
| 21 | SIKKIM                 | 15.67                       | 18.60                |
| 22 | TAMIL NADU             | 5,766.91                    | 8,448.44             |
| 23 | TRIPURA                | 4,799.66                    | 4,912.09             |
| 24 | UTTAR PRADESH          | 27,195.67                   | 44,299.04            |
| 25 | UTTARAKHAND            | 870.40                      | 902.61               |
| 26 | WEST BENGAL            | 25,797.52                   | 42,002.83            |
| 27 | ANDAMAN AND NICOBAR    | 24.62                       | 18.38                |
| 28 | DADRA AND NAGAR HAVELI | 87.70                       | 166.47               |
| 29 | DAMAN AND DIU          | 0.58                        | 0.63                 |
| 30 | LAKSHADWEEP            | 0.70                        | 0.59                 |
| 31 | PUDUCHERRY             | -                           | -                    |
| 32 | ANDHRA PRADESH         | 1,226.46                    | 1,239.85             |
| 33 | KARNATAKA              | 2,005.92                    | 2,167.29             |
| 34 | TELANGANA              | 218.28                      | -                    |
| 35 | LADAKH                 | 21.98                       | 21.07                |
|    | Total                  | 2,64,224.42                 | 4,04,338.47          |

*****