Lok Sabha Question No. 1284 (UNSTARRED), answered on 2025-12-08
Subject: Kisan Credit Card
Ministry: FINANCE
Asked by: Shri Sanjay Haribhau Jadhav

## GOVERNMENT OF INDIA MINISTRY OF FINANCE

## DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 1284

ANSWERED ON MONDAY, 08 DECEMBER, 2025/ AGRAHAYANA 17, 1947 (SAKA)

## Kisan Credit Card

## † 1284. SHRI SANJAY HARIBHAU JADHAV:

Will the Minister of FINANCE be pleased to state:

(a)  the  number  of  Kisan  Credit  Card  (KCC)  accounts  opened  in  Maharashtra  under the  Kisan Credit Card Scheme, as per the classification of farm/agricultural size categories, district-wise;

(b) the details especially for the Parbhani Lok Sabha parliamentary constituency in this regard;

(c)  the  breakdown  of  the  funds  allocated,  sanctioned,  and  utilized  under  the  said  scheme  in Maharashtra  over  the past five years especially  the  Parbhani  Lok  Sabha  parliamentary constituency;

(d) whether any special campaign has been conducted for women farmers and tribal communities to promote KCC enrolment in Maharashtra;

(e) if so, the details of the achievements made in this regard; and

(f) whether the Government has any data on interest subsidy schemes, including any state level top-ups or additional incentives received by KCC holders in Maharashtra and if so, the details thereof?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PANKAJ CHAUDHARY)

(a) to (c) As reported by the State Level Bankers' Committee (SLBC), Maharashtra, the details of number of KCC accounts and amount disbursed during last five years in the state of Maharashtra (district-wise), including Parbhani district, is enclosed at Annexure . The data on farm size-wise KCC accounts opened is not maintained.

(d) & (e) With an aim to provide the benefits of KCC loans to maximum number of farmers, a KCC saturation drive was launched in February 2020 under Atma Nirbhar Bharat Abhiyan to cover 2.5 crore farmers under KCC with a credit boost of Rs. 2 lakh crore. As on 14 November 2025, 83 lakh  KCC  Accounts  were  opened/renewed  in  the  state  of  Maharashtra  under  KCC  Saturation Drive.  Further,  to  expand  the  benefits  of  the  Kisan  Credit  Card  (KCC)  to  all  eligible  farmers engaged in Animal Husbandry, Dairy, and Fisheries (AHDF) activities, the Government organised a  nationwide  district  level  weekly  camps  from  15.11.2021  to  31.03.2025  as  a  result  of  which 75,747 AHDF KCC accounts opened in Maharashtra. Besides this, Viksit Bharat Sankalp Yatra (VBSY) & Particularly Vulnerable Tribal Group (PVTG) camps were organised to boost the KCC enrolment.

(f) Under the Modified Interest Subvention Scheme (MISS), the Government of India provides an Interest Subvention (IS) of 1.5% to banks for extending short-term working capital loans up to ₹3 lakh  (upto  Rs  2  lakh  in  case  of  allied  activities)  through  the  Kisan  Credit  Card  (KCC)  at  a concessional rate of 7% per annum. Additionally, a Prompt Repayment Incentive (PRI) of 3% is offered to farmers on timely repayment, effectively reducing the interest rate to 4% for farmers. Apart  from  this, additional interest subvention/PRI  is  also  provided  by  Government  of Maharashtra.

Under  Modified  Interest  Subvention  Scheme  (MISS)  provided  by  the  Union  Government  an amount of Rs 17,811.72 crore was disbursed during FY 2024-25 across the country, including the state of Maharashtra.

*****

Statement referred to in part (a) and (c) of Lok Sabha Un-Starred Question no. 1284 on 'Kisan Credit Card' due for answer on 08.12.2025

Details of Kisan Credit Card (KCC) accounts opened and amount disbursed  in Maharashtra (district-wise), including Parbhani district, during last five years:

|     | Name of                    |          |       |          |       |          |       | (Number in Actual   | (Number in Actual   | &Amount in Crore)   | &Amount in Crore)   |
|-----|----------------------------|----------|-------|----------|-------|----------|-------|---------------------|---------------------|---------------------|---------------------|
| No. | District                   | A/c      | Amt.  | A/c      | Amt.  | A/c      | Amt.  | A/c                 | Amt.                | A/c                 | Amt.                |
| 1   | AHILYANAGA R               | 5,42,696 | 4,970 | 5,80,753 | 6,313 | 4,89,709 | 5,579 | 5,14,735            | 5,848               | 3,65,177            | 4,104               |
| 2   | AKOLA                      | 1,30,103 | 1,402 | 1,26,240 | 1,333 | 1,16,638 | 1,273 | 1,07,733            | 1,302               | 78,490              | 962                 |
| 3   | AMRAVATI                   | 1,41,001 | 1,408 | 1,65,157 | 1,862 | 1,57,448 | 1,922 | 1,47,338            | 2,082               | 93,479              | 1,385               |
| 4   | BEED                       | 2,23,017 | 1,746 | 2,53,625 | 2,108 | 2,27,602 | 1,957 | 1,89,337            | 1,835               | 1,15,612            | 1,045               |
| 5   | BHANDARA                   | 89,602   | 507   | 1,01,840 | 679   | 1,01,696 | 648   | 1,00,547            | 704                 | 91,217              | 594                 |
| 6   | BULDHANA                   | 1,54,237 | 1,428 | 1,96,897 | 2,007 | 1,58,569 | 1,690 | 1,16,254            | 1,439               | 54,508              | 759                 |
| 7   | CHANDRAPU R                | 88,604   | 710   | 1,13,033 | 984   | 1,09,699 | 996   | 1,04,175            | 1,073               | 96,689              | 1,038               |
| 8   | CHHATRAPATI SAMBHAJINAG AR | 2,82,840 | 1,710 | 2,81,652 | 2,127 | 2,68,173 | 2,094 | 2,35,707            | 2,153               | 1,30,409            | 1,208               |
| 9   | DHARASHIV                  | 1,44,626 | 1,228 | 1,66,295 | 1,561 | 1,46,058 | 1,430 | 1,40,319            | 1,508               | 95,831              | 959                 |
| 10  | DHULE                      | 67,572   | 756   | 76,845   | 1,074 | 80,552   | 1,083 | 79,944              | 1,208               | 45,727              | 691                 |
| 11  | GADCHIROLI                 | 31,912   | 152   | 43,427   | 236   | 39,855   | 237   | 38,863              | 267                 | 32,591              | 213                 |
| 12  | GONDIA                     | 52,155   | 299   | 72,761   | 427   | 63,719   | 416   | 60,989              | 452                 | 55,988              | 399                 |
| 13  | HINGOLI                    | 1,10,683 | 772   | 1,46,473 | 1,035 | 1,30,465 | 1,013 | 1,16,914            | 895                 | 63,558              | 526                 |
| 14  | JALGAON                    | 2,21,497 | 1,735 | 2,77,499 | 2,682 | 2,93,747 | 2,771 | 2,94,617            | 3,466               | 2,14,932            | 2,239               |
| 15  | JALNA                      | 1,64,433 | 1,147 | 2,02,493 | 1,700 | 1,59,947 | 1,299 | 1,26,698            | 1,082               | 86,260              | 652                 |
| 16  | KOLHAPUR                   | 2,57,604 | 2,858 | 2,80,499 | 3,504 | 2,48,633 | 3,061 | 3,55,176            | 3,869               | 1,88,281            | 2,111               |
| 17  | LATUR                      | 2,91,253 | 1,728 | 3,21,973 | 2,322 | 2,96,093 | 2,691 | 2,72,288            | 2,756               | 2,12,362            | 2,069               |
| 18  | MUMBAI CITY                | 0        | 0     | 762      | 19    | 1,011    | 25    | 453                 | 15                  | 557                 | 2                   |
| 19  | MUMBAI SUBURB              | 0        | 0     | 1,465    | 27    | 3,396    | 59    | 2,886               | 89                  | 522                 | 20                  |
| 20  | NAGPUR                     | 91,714   | 1,086 | 1,01,302 | 1,190 | 87,526   | 1,192 | 90,513              | 1,551               | 51,302              | 849                 |
| 21  | NANDED                     | 2,07,841 | 1,595 | 2,63,045 | 2,241 | 2,38,899 | 2,221 | 1,96,522            | 2,061               | 1,24,991            | 1,359               |
| 22  | NANDURBAR                  | 35,609   | 465   | 57,416   | 790   | 45,681   | 813   | 40,292              | 715                 | 23,490              | 431                 |
| 23  | NASIK                      | 1,44,009 | 2,903 | 1,64,942 | 3,381 | 1,65,477 | 3,316 | 1,73,214            | 4,250               | 94,274              | 2,123               |
| 24  | PALGHAR                    | 19,742   | 158   | 21,844   | 212   | 21,214   | 193   | 23,712              | 332                 | 15,395              | 151                 |
| 25  | PARBHANI                   | 1,72,795 | 1,226 | 1,99,241 | 1,601 | 1,77,757 | 1,487 | 1,56,815            | 1,385               | 87,402              | 833                 |
| 26  | PUNE                       | 3,80,498 | 3,962 | 4,21,564 | 5,080 | 4,07,735 | 5,261 | 4,29,219            | 6,538               | 2,71,738            | 3,608               |
| 27  | RAIGAD                     | 45,013   | 238   | 50,999   | 419   | 33,355   | 300   | 43,194              | 587                 | 21,107              | 158                 |
| 28  | RATNAGIRI                  | 51,527   | 478   | 86,420   | 641   | 68,904   | 611   | 54,682              | 838                 | 50,116              | 463                 |
| 29  | SANGLI                     | 2,16,660 | 2,201 | 2,60,070 | 2,850 | 2,52,683 | 2,698 | 2,39,628            | 3,079               | 1,81,335            | 1,668               |
| 30  | SATARA                     | 3,58,567 | 2,644 | 3,99,851 | 3,062 | 3,74,418 | 3,028 | 3,64,171            | 3,522               | 2,58,582            | 1,957               |
| 31  | SINDHUDURG                 | 35,453   | 335   | 45,185   | 416   | 44,240   | 414   | 52,465              | 650                 | 36,248              | 381                 |
| 32  | SOLAPUR                    | 2,26,463 | 3,199 | 2,64,879 | 4,162 | 2,30,156 | 3,954 | 2,69,297            | 4,909               | 1,19,914            | 2,275               |
| 33  | THANE                      | 29,805   | 215   | 46,372   | 335   | 32,777   | 313   | 36,968              | 510                 | 21,103              | 173                 |
| 34  | WARDHA                     | 64,604   | 789   | 91,112   | 966   | 75,290   | 913   | 62,350              | 923                 | 35,408              | 518                 |
| 35  | WASHIM                     | 1,15,470 | 1,004 | 1,22,116 | 1,173 | 1,18,324 | 1,170 | 95,418              | 1,083               | 72,528              | 835                 |
| 36  | YAVATMAL                   | 2,16,160 | 1,945 | 2,14,959 | 2,250 | 1,91,093 | 2,066 | 1,66,523            | 2,086               | 1,06,179            | 1,324               |