Lok Sabha Question No. 6 (STARRED), answered on 2025-12-01
Subject: Beneficiaries Enroled under PMJJBY
Ministry: FINANCE
Asked by: Smt. Geniben Nagaji Thakor

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA STARRED QUESTION NO . *6

ANSWERED ON MONDAY, 1 ST  DECEMBER, 2025/AGRAHAYANA 10, 1947(SAKA)

## Beneficiaries Enroled under PMJJBY

- *6. SMT. GENIBEN NAGAJI THAKOR:

Will the Minister of FINANCE be pleased to state:

- (a) the total number of beneficiaries enroled under the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) in the country since its inception, year-wise; (b) the number of beneficiaries enroled under the said Scheme in the State of Gujarat, year and district-wise; (c) the total number of claims received and settled under the PMJJBY across the country along with the total amount disbursed under these claims, year and State-wise particularly in Gujarat; (d) the details of claim settlement ratio and average time taken for settlement of claims under the said Scheme; and (e) the measures taken/proposed to be taken by the Government to increase enrolment, reduce pendency of claims, and ensure timely disbursement of benefits to beneficiaries,
- particularly in the State of Gujarat

THE FINANCE MINISTER (SMT. NIRMALA SITHARAMAN)

- (a) to (e): A Statement is laid on the Table of the House.

*****

## ANSWER

STATEMENT AS REFERRED TO IN REPLY TO PART (A) TO (E) OF LOK SABHA STARRED QUESTION NO. *6 ON MONDAY, 1 ST  DECEMBER, 2025/AGRAHAYANA 10,  1947(SAKA)  REGARDING  'BENEFICIARIES  ENROLED  UNDER  PMJJBY', RAISED  BY SMT. GENIBEN NAGAJI THAKOR, HON'BLE  MEMBER  OF PARLIAMENT

- (a) The total number of beneficiaries enroled under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) in the country since inception, year-wise is placed at Annexure I.
- (b)  The number of beneficiaries enroled under the said scheme in the State of Gujarat, year and district-wise is placed at Annexure II.
- (c)      The  total  number of claims received and settled under the PMJJBY across the country along with the total amount disbursed under these claims, year and State-wise including in Gujarat is placed at Annexure III
- (d)  The claim settlement ratio under the said scheme is 99.94% as on 29.10.2025(since inception).        As  per  the  insurance  sector  regulator,  Insurance  Regulatory  and Development  Authority  of  India  (IRDAI),  the  average  time  taken  for  settlement  of PMJJBY claim varies across various insurers and is in the range of 0.61 Days to 17 Days.
- (e)      With  the  aim  of  increasing  enrolments,  reduce pendency of claims and ensure timely disbursement of benefits to beneficiaries in PMJJBY, the following measures are being taken:
- i. In order to increase coverage under PMJJBY, PMSBY, regular campaigns were held at grass root level with active participation of banks and local administration.
- ii. Recently, a 4-month 'Financial Inclusion Saturation Campaign' was launched across the  country  in  2.70  lakh  gram  panchayats  and  Urban  Local  Bodies  (ULBs)  from 01.07.2025 to 31.10.2025.  To achieve saturation in PMJJBY and PMSBY, camps were organized at gram panchayat level and ULBs by Banks, providing residents with direct access to information and assistance for enrolling in the scheme. The initiative was aimed to raise awareness and improve participation, helping to bridge gaps in rural areas including enrolments on the spot. During the 4-month campaign period, 14,610 camps were held in 14,619-gram panchayats of the Gujarat state.
- iii. The  State  Level  Bankers'  Committees  (SLBCs)  /  Union  Territory  Level  Bankers' Committees  (UTLBCs)  play  a  crucial  role  by  coordinating  efforts  among  Banks, Government  agencies,  Lead  District  Managers,  Financial  Institutions,  Insurance companies, and other stakeholders to increase coverage under PMJJBY and PMSBY at the state level.
- iv. The Centre for Financial Literacy (CFL) Project has been initiated by the Reserve Bank of  India  since  2017  with  an  objective  to  adopt  community-led  innovative  and participatory approaches to financial literacy. As on March 31, 2025, a total of 2,421 CFLs have been set up across the country with one CFL covering three blocks on an average
- v. A strong network of about 16 lakh Banking Correspondents (BCs), representing the last mile connect in the Banking Services delivery system, is also enrolling eligible people under these social security Schemes.
- vi. Allocation of targets to all banks under each social security scheme and periodic review of performance of banks is done on regular intervals and corrective steps are taken if required.
- vii. A Jansuraksha Portal has been introduced for providing affordable universal access to social  security  protection  through  end-to-end  digitized  journeys  and  empowering beneficiaries  through  seamless  enrolment  and  claim  remittance  for  PMJJBY  and PMSBY.   All 12 Public Sector Banks and 28 Regional Rural Banks and 11 insurers have been onboarded on the portal.  Further in order to increase the awareness of social security schemes, the Jansuraksha portal (www.jansuraksha.gov.in) hosts all relevant material/  information  including  forms,  rules,  frequently  asked  questions  (FAQs)  etc. related to these schemes in English, Hindi and regional languages including Gujarati.

*****

Annexure I referred to in reply to Lok Sabha Starred Question No. *6 for answer on 1.12.2025 for total number of beneficiaries enroled under PMJJBY in the country since its inception, yearwise

| Total number of beneficiaries enrolled under PMJJBY since inception   | Total number of beneficiaries enrolled under PMJJBY since inception   |
|-----------------------------------------------------------------------|-----------------------------------------------------------------------|
| Date as on                                                            | Cumulative Enrolments                                                 |
| 31.05.2017                                                            | 3,12,66,032                                                           |
| 31.05.2018                                                            | 5,36,01,384                                                           |
| 31.05.2019                                                            | 6,05,48,934                                                           |
| 31.05.2020                                                            | 7,15,17,482                                                           |
| 31.05.2021                                                            | 10,34,78,174                                                          |
| 31.05.2022                                                            | 12,89,49,003                                                          |
| 31.05.2023                                                            | 16,31,01,675                                                          |
| 31.05.2024                                                            | 20,16,80,800                                                          |
| 31.05.2025                                                            | 23,76,73,111                                                          |
| 29.10.2025                                                            | 25,45,85,997                                                          |

Source: Banks and Insuran ce Companies

Annexure II referred to in reply to Lok Sabha Starred Question No. *6 for answer on 1.12.2025 for number of beneficiaries enroled under the said Scheme in the State of Gujarat, year and district-wise

| District wise Cumulative Enrolments of PMJJBY of State - Gujarat                   | District wise Cumulative Enrolments of PMJJBY of State - Gujarat                   | District wise Cumulative Enrolments of PMJJBY of State - Gujarat                   | District wise Cumulative Enrolments of PMJJBY of State - Gujarat                   | District wise Cumulative Enrolments of PMJJBY of State - Gujarat                   | District wise Cumulative Enrolments of PMJJBY of State - Gujarat                   | District wise Cumulative Enrolments of PMJJBY of State - Gujarat                   | District wise Cumulative Enrolments of PMJJBY of State - Gujarat                   | District wise Cumulative Enrolments of PMJJBY of State - Gujarat                   | District wise Cumulative Enrolments of PMJJBY of State - Gujarat                   | District wise Cumulative Enrolments of PMJJBY of State - Gujarat                   | District wise Cumulative Enrolments of PMJJBY of State - Gujarat                   |
|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|
| Sl N o                                                                             | District Name                                                                      | As on 31.05.201 7                                                                  | As on 31.05.2018                                                                   | As on 31.05.2019                                                                   | As on 31.05.202 0                                                                  | As on 31.05.202 1                                                                  | As on 31.05.202 2                                                                  | As on 31.05.202 3                                                                  | As on 31.05.202 4                                                                  | As on 31.05.2025                                                                   | As on 29.10.202 5                                                                  |
| 1                                                                                  | Ahmadabad                                                                          | 3,71,455                                                                           | 4,03,976                                                                           | 4,54,006                                                                           | 5,14,141                                                                           | 5,40,115                                                                           | 6,32,671                                                                           | 7,51,249                                                                           | 9,20,811                                                                           | 10,50,753                                                                          | 11,16,113                                                                          |
| 2                                                                                  | Amreli                                                                             | 30,239                                                                             | 33,752                                                                             | 39,114                                                                             | 49,223                                                                             | 59,151                                                                             | 79,795                                                                             | 1,05,497                                                                           | 1,40,623                                                                           | 1,71,417                                                                           | 1,87,689                                                                           |
| 3                                                                                  | Anand                                                                              | 79,233                                                                             | 85,992                                                                             | 1,05,137                                                                           | 1,25,374                                                                           | 1,55,870                                                                           | 1,95,492                                                                           | 2,43,474                                                                           | 3,01,120                                                                           | 3,49,172                                                                           | 3,76,661                                                                           |
| 4                                                                                  | Banas Kantha                                                                       | 57,885                                                                             | 66,511                                                                             | 83,677                                                                             | 1,15,226                                                                           | 1,41,564                                                                           | 1,90,784                                                                           | 2,52,151                                                                           | 3,31,971                                                                           | 4,03,466                                                                           | 4,38,138                                                                           |
| 5                                                                                  | Bharuch                                                                            | 53,429                                                                             | 58,028                                                                             | 71,188                                                                             | 86,401                                                                             | 1,05,654                                                                           | 1,28,285                                                                           | 1,59,513                                                                           | 1,98,020                                                                           | 2,36,420                                                                           | 2,56,640                                                                           |
| 6                                                                                  | Bhavnagar                                                                          | 53,483                                                                             | 60,081                                                                             | 72,170                                                                             | 92,528                                                                             | 1,10,800                                                                           | 1,55,470                                                                           | 2,18,784                                                                           | 2,93,140                                                                           | 3,55,930                                                                           | 3,81,865                                                                           |
| 7                                                                                  | Dang                                                                               | 4,244                                                                              | 4,529                                                                              | 6,303                                                                              | 9,055                                                                              | 9,313                                                                              | 14,560                                                                             | 19,005                                                                             | 28,406                                                                             | 36,214                                                                             | 41,200                                                                             |
| 8                                                                                  | Dohad                                                                              | 17,893                                                                             | 20,541                                                                             | 37,192                                                                             | 50,108                                                                             | 79,844                                                                             | 1,21,151                                                                           | 1,69,670                                                                           | 2,36,536                                                                           | 2,93,138                                                                           | 3,15,414                                                                           |
| 9                                                                                  | Gandhinagar                                                                        | 67,959                                                                             | 73,554                                                                             | 86,830                                                                             | 1,05,476                                                                           | 1,12,780                                                                           | 1,37,174                                                                           | 1,71,064                                                                           | 2,11,914                                                                           | 2,48,822                                                                           | 2,70,017                                                                           |
| 10                                                                                 | Jamnagar                                                                           | 47,674                                                                             | 52,962                                                                             | 64,183                                                                             | 76,327                                                                             | 89,232                                                                             | 1,11,497                                                                           | 1,42,259                                                                           | 1,84,690                                                                           | 2,20,841                                                                           | 2,39,731                                                                           |
| 11                                                                                 | Junagadh                                                                           | 38,606                                                                             | 39,429                                                                             | 48,503                                                                             | 60,341                                                                             | 69,751                                                                             | 96,443                                                                             | 1,27,769                                                                           | 1,74,980                                                                           | 2,11,915                                                                           | 2,31,652                                                                           |
| 12                                                                                 | Kachchh                                                                            | 66,055                                                                             | 75,239                                                                             | 88,813                                                                             | 1,10,116                                                                           | 1,03,157                                                                           | 1,40,943                                                                           | 1,83,921                                                                           | 2,85,642                                                                           | 3,35,452                                                                           | 3,61,004                                                                           |
| 13                                                                                 | Kheda                                                                              | 59,105                                                                             | 65,124                                                                             | 82,418                                                                             | 1,02,612                                                                           | 1,30,229                                                                           | 1,70,872                                                                           | 2,24,505                                                                           | 2,92,355                                                                           | 3,46,029                                                                           | 3,70,731                                                                           |
| 14                                                                                 | Mahesana                                                                           | 1,08,560                                                                           | 1,19,834                                                                           | 1,39,430                                                                           | 1,73,793                                                                           | 1,80,074                                                                           | 2,22,911                                                                           | 2,72,742                                                                           | 3,42,470                                                                           | 3,97,110                                                                           | 4,24,439                                                                           |
| 15                                                                                 | Narmada                                                                            | 11,835                                                                             | 13,344                                                                             | 19,464                                                                             | 25,080                                                                             | 31,886                                                                             | 43,325                                                                             | 57,168                                                                             | 75,523                                                                             | 92,462                                                                             | 99,779                                                                             |
| 16                                                                                 | Navsari                                                                            | 47,440                                                                             | 53,440                                                                             | 67,807                                                                             | 81,987                                                                             | 97,997                                                                             | 1,25,757                                                                           | 1,56,192                                                                           | 1,87,818                                                                           | 2,12,849                                                                           | 2,28,016                                                                           |
| 17                                                                                 | Panch Mahals                                                                       | 35,840                                                                             | 39,523                                                                             | 53,161                                                                             | 67,365                                                                             | 94,696                                                                             | 1,50,522                                                                           | 2,08,881                                                                           | 2,89,941                                                                           | 3,50,023                                                                           | 3,77,505                                                                           |
| 18                                                                                 | Patan                                                                              | 39,574                                                                             | 44,085                                                                             | 55,246                                                                             | 71,013                                                                             | 77,525                                                                             | 98,533                                                                             | 1,25,752                                                                           | 1,61,762                                                                           | 1,92,834                                                                           | 2,08,717                                                                           |
| 19                                                                                 | Porbandar                                                                          | 11,457                                                                             | 13,860                                                                             | 16,413                                                                             | 19,866                                                                             | 24,615                                                                             | 32,972                                                                             | 45,155                                                                             | 62,966                                                                             | 76,351                                                                             | 84,917                                                                             |
| 20                                                                                 | Rajkot                                                                             | 1,41,973                                                                           | 1,51,025                                                                           | 1,70,328                                                                           | 1,97,870                                                                           | 2,04,261                                                                           | 2,52,910                                                                           | 3,14,366                                                                           | 3,92,874                                                                           | 4,61,035                                                                           | 4,95,792                                                                           |
| 21                                                                                 | Sabar Kantha                                                                       | 77,806                                                                             | 80,368                                                                             | 92,969                                                                             | 1,10,707                                                                           | 1,06,462                                                                           | 1,34,904                                                                           | 1,61,298                                                                           | 2,03,420                                                                           | 2,38,665                                                                           | 2,57,367                                                                           |
| 22                                                                                 | Surat                                                                              | 2,17,851                                                                           | 2,39,284                                                                           | 2,81,469                                                                           | 3,33,021                                                                           | 3,83,148                                                                           | 4,81,879                                                                           | 6,18,990                                                                           | 7,52,135                                                                           | 8,71,011                                                                           | 9,27,116                                                                           |
| 23                                                                                 | Surendranag ar                                                                     | 27,840                                                                             | 32,885                                                                             | 41,020                                                                             | 56,152                                                                             | 70,618                                                                             | 1,00,348                                                                           | 1,48,533                                                                           | 2,14,595                                                                           | 2,65,087                                                                           | 2,93,368                                                                           |
| 24                                                                                 | Vadodara                                                                           | 1,97,878                                                                           | 2,10,711                                                                           | 2,54,760                                                                           | 2,89,577                                                                           | 3,08,548                                                                           | 3,63,074                                                                           | 4,37,473                                                                           | 5,33,110                                                                           | 6,27,604                                                                           | 6,73,776                                                                           |
| 25                                                                                 | Valsad                                                                             | 47,792                                                                             | 52,415                                                                             | 68,010                                                                             | 81,493                                                                             | 1,01,567                                                                           | 1,33,536                                                                           | 1,72,996                                                                           | 2,26,755                                                                           | 2,69,802                                                                           | 2,92,945                                                                           |
| 26                                                                                 | Tapi                                                                               | 7,375                                                                              | 7,475                                                                              | 9,872                                                                              | 12,812                                                                             | 22,938                                                                             | 37,240                                                                             | 54,569                                                                             | 76,727                                                                             | 97,238                                                                             | 1,07,495                                                                           |
| 27                                                                                 | Chhotaudep ur                                                                      | 2,297                                                                              | 7,194                                                                              | 8,706                                                                              | 15,085                                                                             | 44,723                                                                             | 65,982                                                                             | 90,007                                                                             | 1,17,201                                                                           | 1,43,871                                                                           | 1,56,645                                                                           |
| 28                                                                                 | Mahisagar                                                                          | 3,343                                                                              | 5,853                                                                              | 6,340                                                                              | 7,657                                                                              | 32,104                                                                             | 41,881                                                                             | 55,546                                                                             | 74,084                                                                             | 90,213                                                                             | 1,01,505                                                                           |
| 29                                                                                 | Arvalli                                                                            | 13,748                                                                             | 19,278                                                                             | 22,300                                                                             | 30,940                                                                             | 41,712                                                                             | 59,283                                                                             | 75,781                                                                             | 1,07,119                                                                           | 1,29,271                                                                           | 1,42,125                                                                           |
| 30                                                                                 | Morbi                                                                              | 6,478                                                                              | 11,158                                                                             | 13,307                                                                             | 19,541                                                                             | 36,085                                                                             | 52,196                                                                             | 76,411                                                                             | 1,05,886                                                                           | 1,28,670                                                                           | 1,41,346                                                                           |
| 31                                                                                 | Devbhumi Dwarka                                                                    | 5,177                                                                              | 6,343                                                                              | 8,734                                                                              | 12,029                                                                             | 22,483                                                                             | 36,444                                                                             | 47,743                                                                             | 68,952                                                                             | 86,628                                                                             | 94,889                                                                             |
| 32                                                                                 | Gir Somnath                                                                        | 4,811                                                                              | 12,037                                                                             | 14,447                                                                             | 21,925                                                                             | 38,499                                                                             | 62,774                                                                             | 91,659                                                                             | 1,21,903                                                                           | 1,47,661                                                                           | 1,60,586                                                                           |
| 33                                                                                 | Botad                                                                              | 5,340                                                                              | 7,586                                                                              | 9,318                                                                              | 13,042                                                                             | 14,196                                                                             | 24,746                                                                             | 36,155                                                                             | 50,593                                                                             | 62,030                                                                             | 67,488                                                                             |
| Others* Gujarat                                                                    | State Total                                                                        | 0 19,61,675                                                                        | 0 21,67,416                                                                        | 0 25,92,635                                                                        | 0 31,37,883                                                                        | 0 36,41,597                                                                        | 0 46,96,354                                                                        | 0 60,16,278                                                                        | 2,07,508 79,73,550                                                                 | 2,07,508 94,07,492                                                                 | 2,07,508 1,01,30,1 79                                                              |
| Source: Banks and Insurance Companies                                              | Source: Banks and Insurance Companies                                              | Source: Banks and Insurance Companies                                              | Source: Banks and Insurance Companies                                              | Source: Banks and Insurance Companies                                              | Source: Banks and Insurance Companies                                              | Source: Banks and Insurance Companies                                              | Source: Banks and Insurance Companies                                              | Source: Banks and Insurance Companies                                              | Source: Banks and Insurance Companies                                              | Source: Banks and Insurance Companies                                              | Source: Banks and Insurance Companies                                              |
| Others* includes enrolments for which district wise distribution is not available. | Others* includes enrolments for which district wise distribution is not available. | Others* includes enrolments for which district wise distribution is not available. | Others* includes enrolments for which district wise distribution is not available. | Others* includes enrolments for which district wise distribution is not available. | Others* includes enrolments for which district wise distribution is not available. | Others* includes enrolments for which district wise distribution is not available. | Others* includes enrolments for which district wise distribution is not available. | Others* includes enrolments for which district wise distribution is not available. | Others* includes enrolments for which district wise distribution is not available. | Others* includes enrolments for which district wise distribution is not available. | Others* includes enrolments for which district wise distribution is not available. |

Annexure III referred to in reply to Lok Sabha Starred Question No. *6 for answer on 1.12.2025 for total number of claims received and settled under the PMJJBY across the country along with the total amount disbursed under these claims, year and State-wise including in Gujarat

## For Years 2017-2019

|       |                                      | As on 31.05.2017       | As on 31.05.2017   | As on 31.05.2017         | As on 31.05.2018       | As on 31.05.2018   | As on 31.05.2018         | As on 31.05.2019       | As on 31.05.2019   | As on 31.05.2019         |
|-------|--------------------------------------|------------------------|--------------------|--------------------------|------------------------|--------------------|--------------------------|------------------------|--------------------|--------------------------|
| S.No. | State Name                           | No. of Claims Received | No. of Claims Paid | Amount Paid in Rs. Crore | No. of Claims Received | No. of Claims Paid | Amount Paid in Rs. Crore | No. of Claims Received | No. of Claims Paid | Amount Paid in Rs. Crore |
| 1     | ANDAMAN & NICOBAR ISLANDS            | 21                     | 21                 | 0.42                     | 27                     | 27                 | 0.54                     | 39                     | 39                 | 0.78                     |
| 2     | ANDHRA PRADESH                       | 5452                   | 5041               | 100.82                   | 8545                   | 7579               | 151.58                   | 12120                  | 10968              | 219.36                   |
| 3     | ARUNACHAL PRADESH                    | 58                     | 53                 | 1.06                     | 81                     | 78                 | 1.56                     | 119                    | 116                | 2.32                     |
| 4     | ASSAM                                | 1523                   | 1386               | 27.72                    | 2448                   | 2248               | 44.96                    | 3666                   | 3369               | 67.38                    |
| 5     | BIHAR                                | 1427                   | 1326               | 26.52                    | 2244                   | 2033               | 40.66                    | 3218                   | 2943               | 58.86                    |
| 6     | CHANDIGARH                           | 89                     | 82                 | 1.64                     | 145                    | 133                | 2.66                     | 204                    | 186                | 3.72                     |
| 7     | CHHATTISGARH                         | 2734                   | 2552               | 51.04                    | 3864                   | 3544               | 70.88                    | 6107                   | 5681               | 113.62                   |
| 8     | Dadra & Nagar Haveli and Daman & Diu | 33                     | 28                 | 0.56                     | 55                     | 50                 | 1                        | 93                     | 85                 | 1.7                      |
| 9     | GOA                                  | 148                    | 137                | 2.74                     | 238                    | 230                | 4.60                     | 325                    | 313                | 6.26                     |
| 10    | GUJARAT                              | 5255                   | 4942               | 98.84                    | 8377                   | 7383               | 147.66                   | 12348                  | 11444              | 228.88                   |
| 11    | HARYANA                              | 1917                   | 1762               | 35.24                    | 3257                   | 2895               | 57.90                    | 4881                   | 4372               | 87.44                    |
| 12    | HIMACHAL PRADESH                     | 455                    | 415                | 8.30                     | 715                    | 657                | 13.14                    | 1082                   | 949                | 18.98                    |
| 13    | JAMMU & KASHMIR                      | 77                     | 72                 | 1.44                     | 116                    | 112                | 2.24                     | 168                    | 151                | 3.02                     |
| 14    | JHARKHAND                            | 700                    | 665                | 13.30                    | 1116                   | 1061               | 21.22                    | 1744                   | 1635               | 32.70                    |
| 15    | KARNATAKA                            | 6107                   | 5824               | 116.48                   | 8825                   | 8451               | 169.02                   | 13065                  | 12439              | 248.78                   |
| 16    | KERALA                               | 701                    | 671                | 13.42                    | 1000                   | 970                | 19.40                    | 1561                   | 1477               | 29.54                    |
| 17    | LAKSHADWEEP                          | 0                      | 0                  | 0.00                     | 0                      | 0                  | 0.00                     | 0                      | 0                  | 0.00                     |
| 18    | MADHYA PRADESH                       | 5193                   | 4900               | 98.00                    | 7851                   | 7254               | 145.08                   | 10678                  | 9877               | 197.54                   |
| 19    | MAHARASHTRA                          | 5868                   | 5462               | 109.24                   | 9188                   | 8528               | 170.56                   | 12697                  | 11740              | 234.80                   |
| 20    | MANIPUR                              | 63                     | 60                 | 1.20                     | 101                    | 100                | 2.00                     | 157                    | 147                | 2.94                     |
| 21    | MEGHALAYA                            | 46                     | 44                 | 0.88                     | 74                     | 66                 | 1.32                     | 144                    | 137                | 2.74                     |
| 22    | MIZORAM                              | 224                    | 217                | 4.34                     | 253                    | 245                | 4.90                     | 494                    | 473                | 9.46                     |
| 23    | NAGALAND                             | 46                     | 41                 | 0.82                     | 55                     | 53                 | 1.06                     | 85                     | 83                 | 1.66                     |
| 24    | Delhi                                | 1090                   | 1038               | 20.76                    | 1780                   | 1654               | 33.08                    | 2523                   | 2371               | 47.42                    |
| 25    | Odisha                               | 2035                   | 1919               | 38.38                    | 3103                   | 2837               | 56.74                    | 4669                   | 4293               | 85.86                    |
| 26    | PUDUCHERRY                           | 92                     | 92                 | 1.84                     | 161                    | 149                | 2.98                     | 214                    | 203                | 4.06                     |
| 27    | PUNJAB                               | 1157                   | 1061               | 21.22                    | 1814                   | 1697               | 33.94                    | 2434                   | 2239               | 44.78                    |
| 28    | RAJASTHAN                            | 3939                   | 3641               | 72.82                    | 6093                   | 5052               | 101.04                   | 9379                   | 8411               | 168.22                   |

| 29    | SIKKIM        |    32 |    31 |    0.62 |     48 |    47 |    0.94 |     70 |     65 |    1.30 |
|-------|---------------|-------|-------|---------|--------|-------|---------|--------|--------|---------|
| 30    | TAMIL NADU    |  3064 |  2965 |   59.3  |   5086 |  4848 |   96.96 |   7606 |   7138 |  142.76 |
| 31    | TELANGANA     |  6200 |  5770 |  115.4  |   8680 |  7867 |  157.34 |  13333 |  12281 |  245.62 |
| 32    | TRIPURA       |   120 |   113 |    2.26 |    185 |   172 |    3.44 |    235 |    222 |    4.44 |
| 33    | UTTAR PRADESH |  7940 |  7413 |  148.26 |  13676 | 12091 |  241.82 |  20137 |  18030 |  360.6  |
| 34    | UTTARAKHAND   |   818 |   755 |   15.1  |   1174 |  1059 |   21.18 |   1723 |   1595 |   31.9  |
| 35    | WEST BENGAL   |  2068 |  1976 |   39.52 |   3270 |  3092 |   61.84 |   4783 |   4445 |   88.9  |
| 36    | LADAKH        |     0 |     0 |    0    |      0 |     0 |    0    |      0 |      0 |    0    |
| 37    | Others*       |    17 |     4 |    0.08 |      0 |     0 |    0    |      0 |      0 |    0    |
| Total | Total         | 66709 | 62479 | 1249.58 | 103645 | 94262 | 1885.24 | 152101 | 139917 | 2798.34 |

## For Years 2020-2022

| S.No.   |                                      | As on 31.05.2020       | As on 31.05.2020   | As on 31.05.2020         | As on 31.05.2021       | As on 31.05.2021   | As on 31.05.2021         | As on 31.05.2022       | As on 31.05.2022   | As on 31.05.2022         |
|---------|--------------------------------------|------------------------|--------------------|--------------------------|------------------------|--------------------|--------------------------|------------------------|--------------------|--------------------------|
| S.No.   | State Name                           | No. of Claims Received | No. of Claims Paid | Amount Paid in Rs. Crore | No. of Claims Received | No. of Claims Paid | Amount Paid in Rs. Crore | No. of Claims Received | No. of Claims Paid | Amount Paid in Rs. Crore |
| 1       | ANDAMAN & NICOBAR ISLANDS            | 51                     | 49                 | 0.98                     | 62                     | 60                 | 1.2                      | 97                     | 93                 | 1.86                     |
| 2       | ANDHRA PRADESH                       | 14699                  | 13670              | 273.4                    | 20159                  | 18367              | 367.34                   | 39944                  | 35290              | 705.80                   |
| 3       | ARUNACHAL PRADESH                    | 153                    | 149                | 2.98                     | 189                    | 185                | 3.7                      | 279                    | 271                | 5.42                     |
| 4       | ASSAM                                | 4494                   | 4168               | 83.36                    | 5603                   | 5243               | 104.86                   | 8754                   | 7858               | 157.16                   |
| 5       | BIHAR                                | 4272                   | 3948               | 78.96                    | 5830                   | 5464               | 109.28                   | 12515                  | 11748              | 234.96                   |
| 6       | CHANDIGARH                           | 246                    | 234                | 4.68                     | 313                    | 299                | 5.98                     | 467                    | 437                | 8.74                     |
| 7       | CHHATTISGARH                         | 7727                   | 7266               | 145.32                   | 10432                  | 9898               | 197.96                   | 17940                  | 16600              | 332.00                   |
| 8       | Dadra & Nagar Haveli and Daman & Diu | 119                    | 108                | 2.16                     | 152                    | 139                | 2.78                     | 268                    | 252                | 5.04                     |
| 9       | GOA                                  | 402                    | 387                | 7.74                     | 503                    | 481                | 9.62                     | 744                    | 703                | 14.06                    |
| 10      | GUJARAT                              | 16327                  | 15262              | 305.24                   | 22424                  | 21130              | 422.6                    | 38347                  | 36091              | 721.82                   |
| 11      | HARYANA                              | 6401                   | 5896               | 117.92                   | 8402                   | 7791               | 155.82                   | 12143                  | 10937              | 218.74                   |
| 12      | HIMACHAL PRADESH                     | 1377                   | 1263               | 25.26                    | 1816                   | 1691               | 33.82                    | 2920                   | 2655               | 53.10                    |
| 13      | JAMMU & KASHMIR                      | 201                    | 192                | 3.84                     | 262                    | 251                | 5.02                     | 1340                   | 1325               | 26.50                    |
| 14      | JHARKHAND                            | 2388                   | 2249               | 44.98                    | 3260                   | 3085               | 61.7                     | 5453                   | 5053               | 101.06                   |
| 15      | KARNATAKA                            | 16048                  | 15361              | 307.22                   | 21101                  | 20266              | 405.32                   | 36500                  | 34864              | 697.28                   |
| 16      | KERALA                               | 1878                   | 1840               | 36.8                     | 2168                   | 2119               | 42.38                    | 3180                   | 3077               | 61.54                    |
| 17      | LAKSHADWEEP                          | 0                      | 0                  | 0                        | 1                      | 1                  | 0.02                     | 2                      | 2                  | 0.04                     |
| 18      | MADHYA PRADESH                       | 13725                  | 12670              | 253.4                    | 18200                  | 16904              | 338.08                   | 30298                  | 27846              | 556.92                   |

| 19    | MAHARASHTRA   |   16081 |   15018 |   300.36 |   22161 |   20744 |   414.88 |   35461 |   32912 |   658.24 |
|-------|---------------|---------|---------|----------|---------|---------|----------|---------|---------|----------|
| 20    | MANIPUR       |     209 |     197 |     3.94 |     252 |     240 |     4.8  |     456 |     432 |     8.64 |
| 21    | MEGHALAYA     |     192 |     182 |     3.64 |     282 |     275 |     5.5  |     425 |     394 |     7.88 |
| 22    | MIZORAM       |     586 |     579 |    11.58 |     841 |     834 |    16.68 |    1056 |    1016 |    20.32 |
| 23    | NAGALAND      |     101 |      99 |     1.98 |     133 |     130 |     2.6  |     202 |     183 |     3.66 |
| 24    | Delhi         |    3130 |    2998 |    59.96 |    3975 |    3809 |    76.18 |    6206 |    5847 |   116.94 |
| 25    | Odisha        |    6060 |    5630 |   112.6  |    8554 |    7982 |   159.64 |   13341 |   12014 |   240.28 |
| 26    | PUDUCHERRY    |     265 |     250 |     5    |     324 |     307 |     6.14 |     520 |     485 |     9.7  |
| 27    | PUNJAB        |    3031 |    2865 |    57.3  |    3904 |    3705 |    74.1  |    6103 |    5640 |   112.8  |
| 28    | RAJASTHAN     |   13229 |   12050 |   241    |   18623 |   17285 |   345.7  |   29855 |   27393 |   547.86 |
| 29    | SIKKIM        |      87 |      85 |     1.7  |     106 |     103 |     2.06 |     145 |     135 |     2.7  |
| 30    | TAMIL NADU    |   10058 |    9520 |   190.4  |   12997 |   12135 |   242.7  |   19249 |   16979 |   339.58 |
| 31    | TELANGANA     |   16315 |   15530 |   310.6  |   22117 |   21162 |   423.24 |   32282 |   29952 |   599.04 |
| 32    | TRIPURA       |     285 |     272 |     5.44 |     344 |     328 |     6.56 |     790 |     762 |    15.24 |
| 33    | UTTAR PRADESH |   26379 |   24299 |   485.98 |   34955 |   32323 |   646.46 |   55081 |   50004 |  1000.08 |
| 34    | UTTARAKHAND   |    2176 |    2038 |    40.76 |    2704 |    2554 |    51.08 |    4191 |    3855 |    77.1  |
| 35    | WEST BENGAL   |    6339 |    5943 |   118.86 |    8674 |    8158 |   163.16 |   13398 |   12309 |   246.18 |
| 36    | LADAKH        |       4 |       4 |     0.08 |       4 |       4 |     0.08 |      14 |      14 |     0.28 |
| 37    | Others*       |       0 |       0 |     0    |       0 |       0 |     0    |  184713 |  190216 |  3804.32 |
| Total | Total         |  195035 |  182271 |  3645.42 |  261827 |  245452 |  4909.04 |  614679 |  585644 | 11712.9  |

## For Years 2023-2025

|        |                           | As on 31.05.2023        | As on 31.05.2023   | As on 31.05.2023          | As on 31.05.2024        | As on 31.05.2024   | As on 31.05.2024          | As on 31.05.2025         | As on 31.05.2025   | As on 31.05.2025           | As on 29.10.2025        | As on 29.10.2025    | As on 29.10.2025          |
|--------|---------------------------|-------------------------|--------------------|---------------------------|-------------------------|--------------------|---------------------------|--------------------------|--------------------|----------------------------|-------------------------|---------------------|---------------------------|
| S.N o. | StateName                 | No. of Claims Receiv ed | No. of Claims Paid | Amoun t Paid in Rs. Crore | No. of Claims Receiv ed | No. of Claims Paid | Amou nt Paid in Rs. Crore | No. of Claim s Recei ved | No. of Claims Paid | Amo unt Paid in Rs. Cror e | No. of Claims Receiv ed | No. of Claim s Paid | Amou nt Paid in Rs. Crore |
| 1      | ANDAMAN & NICOBAR ISLANDS | 112                     | 107                | 2.14                      | 132                     | 127                | 2.54                      | 200                      | 195                | 3.90                       | 214                     | 209                 | 4.18                      |
| 2      | ANDHRA PRADESH            | 221004                  | 212057             | 4241.14                   | 22867 0                 | 219628             | 4392. 56                  | 24088 2                  | 231165             | 4623. 30                   | 245465                  | 2354 16             | 4708.3 2                  |
| 3      | ARUNACH AL PRADESH        | 348                     | 338                | 6.76                      | 449                     | 436                | 8.72                      | 975                      | 948                | 18.96                      | 1030                    | 1002                | 20.04                     |
| 4      | ASSAM                     | 10176                   | 9249               | 184.98                    | 11751                   | 10747              | 214.9 4                   | 14341                    | 12857              | 257.1 4                    | 15182                   | 1364 3              | 272.86                    |
| 5      | BIHAR                     | 19762                   | 18766              | 375.32                    | 22942                   | 21683              | 433.6 6                   | 29412                    | 26909              | 538.1 8                    | 31152                   | 2855 0              | 571.00                    |
| 6      | CHANDIGA RH               | 534                     | 504                | 10.08                     | 592                     | 565                | 11.30                     | 722                      | 646                | 12.92                      | 742                     | 663                 | 13.26                     |
| 7      | CHHATTIS GARH             | 22731                   | 21371              | 427.42                    | 26186                   | 24772              | 495.4 4                   | 33704                    | 31143              | 622.8 6                    | 36190                   | 3344 0              | 668.80                    |

| 8   | Dadra & Nagar Haveli and Daman & Diu   |    304 |    288 | 5.76      | 311       |    296 | 5.92      | 456     |    436 | 8.72      | 458      | 438     | 8.76      |
|-----|----------------------------------------|--------|--------|-----------|-----------|--------|-----------|---------|--------|-----------|----------|---------|-----------|
| 9   | GOA                                    |    821 |    784 | 15.68     | 883       |    842 | 16.84     | 1226    |   1168 | 23.36     | 1259     | 1199    | 23.98     |
| 10  | GUJARAT                                |  43438 |  41445 | 828.90    | 45879     |  43730 | 874.6 0   | 60347   |  55902 | 1118. 04  | 62001    | 5740 3  | 1148.0 6  |
| 11  | HARYANA                                |  15070 |  13530 | 270.60    | 16321     |  14864 | 297.2 8   | 20264   |  17054 | 341.0 8   | 20869    | 1755 4  | 351.08    |
| 12  | HIMACHAL PRADESH                       |   3619 |   3279 | 65.58     | 4023      |   3633 | 72.66     | 4930    |   4094 | 81.88     | 5067     | 4216    | 84.32     |
| 13  | JAMMU & KASHMIR                        |   2082 |   2018 | 40.36     | 2138      |   2091 | 41.82     | 2427    |   2340 | 46.80     | 2461     | 2374    | 47.48     |
| 14  | JHARKHA ND                             |   8164 |   7687 | 153.74    | 10622     |  10121 | 202.4 2   | 14865   |  14071 | 281.4 2   | 16948    | 1606 0  | 321.20    |
| 15  | KARNATA KA                             |  46512 |  44700 | 894.00    | 51152     |  49256 | 985.1 2   | 62820   |  59753 | 1195. 06  | 64834    | 6109 3  | 1221.8 6  |
| 16  | KERALA                                 |   4223 |   4096 | 81.92     | 4513      |   4371 | 87.42     | 5346    |   5115 | 102.3 0   | 5528     | 5271    | 105.42    |
| 17  | LAKSHAD WEEP                           |      2 |      2 | 0.04      | 2         |      2 | 0.04      | 131     |    123 | 2.46      | 131      | 123     | 2.46      |
| 18  | MADHYA PRADESH                         |  35615 |  32980 | 659.60    | 40442     |  37701 | 754.0 2   | 53120   |  48449 | 968.9 8   | 55917    | 5112 7  | 1022.5 4  |
| 19  | MAHARAS HTRA                           |  43247 |  40527 | 810.54    | 45819     |  43045 | 860.9 0   | 52463   |  48314 | 966.2 8   | 54213    | 4996 6  | 999.32    |
| 20  | MANIPUR                                |    518 |    485 | 9.70      | 550       |    518 | 10.36     | 657     |    595 | 11.90     | 690      | 624     | 12.48     |
| 21  | MEGHALA YA                             |    554 |    519 | 10.38     | 694       |    661 | 13.22     | 895     |    857 | 17.14     | 1007     | 965     | 19.30     |
| 22  | MIZORAM                                |   1466 |   1418 | 28.36     | 1817      |   1775 | 35.50     | 2426    |   2384 | 47.68     | 2762     | 2719    | 54.38     |
| 23  | NAGALAN D                              |    273 |    256 | 5.12      | 347       |    329 | 6.58      | 477     |    449 | 8.98      | 522      | 493     | 9.86      |
| 24  | Delhi                                  |   7035 |   6640 | 132.80    | 7537      |   7140 | 142.8 0   | 8856    |   8086 | 161.7 2   | 9095     | 8289    | 165.78    |
| 25  | Odisha                                 |  20291 |  18987 | 379.74    | 23655     |  22182 | 443.6 4   | 30102   |  27915 | 558.3 0   | 32062    | 2977 7  | 595.54    |
| 26  | PUDUCHE RRY                            |    582 |    558 | 11.16     | 650       |    614 | 12.28     | 737     |    683 | 13.66     | 754      | 693     | 13.86     |
| 27  | PUNJAB                                 |   7512 |   6990 | 139.80    | 8290      |   7702 | 154.0 4   | 10183   |   9028 | 180.5 6   | 10610    | 9423    | 188.46    |
| 28  | RAJASTHA N                             |  34978 |  32535 | 650.70    | 38162     |  35670 | 713.4 0   | 54637   |  48797 | 975.9 4   | 57051    | 5116 0  | 1023.2 0  |
| 29  | SIKKIM                                 |    172 |    162 | 3.24      | 201       |    192 | 3.84      | 288     |    261 | 5.22      | 307      | 279     | 5.58      |
| 30  | TAMIL NADU                             |  22670 |  20864 | 417.28    | 25308     |  23219 | 464.3 8   | 29926   |  26564 | 531.2 8   | 31158    | 2727 0  | 545.40    |
| 31  | TELANGA NA                             |  38035 |  35716 | 714.32    | 40449     |  38082 | 761.6 4   | 45800   |  43036 | 860.7 2   | 47605    | 4472 6  | 894.52    |
| 32  | TRIPURA                                |    845 |    811 | 16.22     | 884       |    851 | 17.02     | 982     |    900 | 18.00     | 1002     | 920     | 18.40     |
| 33  | UTTAR PRADESH                          |  66608 |  60332 | 1206.64   | 74726     |  68415 | 1368. 30  | 10496 0 |  92920 | 1858. 40  | 109826   | 9717 2  | 1943.4 4  |
| 34  | UTTARAK HAND                           |   4927 |   4522 | 90.44     | 5509      |   5099 | 101.9 8   | 6989    |   6200 | 124.0 0   | 7376     | 6574    | 131.48    |
| 35  | WEST BENGAL                            |  17458 |  16181 | 323.62    | 21259     |  19836 | 396.7 2   | 28996   |  26202 | 524.0 4   | 31477    | 2854 4  | 570.88    |
| 36  | LADAKH                                 |     14 |     14 | 0.28      | 14        |     14 | 0.28      | 15      |     14 | 0.28      | 15       | 14      | 0.28      |
| 37  | Others*                                |    771 |  11660 | 233.20    | 67220. 00 |  77497 | 1549. 94  | 42648   |  80040 | 1600. 80  | 61991    | 1023 96 | 2047.9 2  |
|     | Total                                  | 702473 | 672378 | 13447.5 6 | 83009 9   | 797706 | 15954 .12 | 96820 5 | 935613 | 1871 2.26 | 102497 1 | 9917 85 | 19835. 70 |

Source: Banks and Insurance companies; * claims for which State-wise distribution is not available Note: State wise distribution of claims data from 31.05.2022 and onwards comprises claims under converged schemes also.

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