Lok Sabha Question No. 1690 (UNSTARRED), answered on 2026-02-10
Subject: Compensation to Farmers affected by Floods
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Narayan Tatu Rane

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA

## UNSTARRED QUESTION NO. 1690

TO BE ANSWERED ON THE 10 TH  FEBRUARY, 2026

## COMPENSATION TO FARMERS AFFECTED BY FLOODS

1690.   SHRI NARAYAN TATU RANE:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

(a) the steps taken by the Government to provide compensation for the damage caused to the crops and agricultural assets of farmers due to recent floods in Maharashtra;

(b) whether the Government considers to provide special compensation  in this regard under National Disaster Relief Fund or Pradhan Mantri Fasal Bima Yojana; and

(c) whether the Government has any plans to make any permanent policy to protect the farmers from such natural disasters in future?

## ANSWER

## THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण राÏय मंğी (SHRI RAMNATH THAKUR)

(a)  to  (c):  As  per  the  National  Policy  on  Disaster  Management  (NPDM),  the  State Government  is  primarily  responsible  for  providing  necessary  relief  measures  on  ground level in the wake of notified calamities. The State Governments undertake relief measures in  the  wake  of  natural  calamities  from  funds  available  in  the  form  of  the  State  Disaster Response Fund (SDRF) in accordance with the Government of India approved Items and Norms.  Additional  financial  assistance,  over  and  above  SDRF,  is  considered  from  the National Disaster Response Fund (NDRF) for natural calamities of 'severe nature' and is approved  on  the  basis  of  a  Memorandum  received  from  the  State  Government,  in accordance  with  established  procedures.  The  financial  assistance  provided  under  SDRF and NDRF is by way of relief and not for compensation.

On receipt of Memorandum from the State Government, an Inter-Ministerial Central Team (IMCT) is  constituted  and  deputed  for  an  on-the-spot  assessment  of  damage  and requirement of funds for relief operations, as per the extant Items and Norms.  The report of the IMCT is considered by the Sub Committee of National Executive Committee (SC-NEC) headed by the Secretary (Ministry of Home Affairs) /Secretary (Department of Agriculture and  Farmers  Welfare).    Thereafter,  the  High  Level  Committee  (HLC)  headed  by  Home Minister comprising Finance Minister, Agriculture Minister and Vice-Chairman, NITI Aayog considers the request of the State Government based on the recommendations of SC-NEC. The  HLC  approves  the  quantum  of  additional  assistance  from  NDRF  which  is  made available to the State and is subject to the adjustment of the balance available in the State's SDRF.

The State of Maharashtra is allocated Rs.4176.80 crore (Central Share Rs.3132.80 crore  &  State  Share  Rs.1044.00  crore)  during  2025-26  under  SDRF.  In  which,  both instalments of Central Share Rs.1566.40 crore each has been released to the State.

In  the  wake  of  flood  of  2025,  an  IMCT  was  constituted  on  16.10.2025  to  visit  the affected areas of the State for on-the-spot assessment of damages. The IMCT visited the affected areas from 03.11.2025 to 05.11.2025. Based on the report received from the IMCT, additional financial assistance from NDRF is considered, as per the established procedure.

As informed by the State Government of Maharashtra, during the period from June to September 2025, due to heavy rainfall and floods, a total area of 98.44 lakh hectares was affected,  impacting  120.83  lakh  farmers  across  34  districts.  The  State  Government conducted surveys of the affected areas and sanctioned Rs. 9700.87 crore as relief and compensation  for  the  affected  farmers.  Additionally,  an  assistance  of  Rs.10,000  per hectare, up to a maximum of 3 hectares, has been provided for seeds and other related agricultural  inputs  for  the  Rabi  season.  For  this  purpose,  a  total  amount  of  Rs.  9611.17 crore has been made available.

The  Government  has  introduced  yield-based  Pradhan  Mantri  Fasal  Bima  Yojana (PMFBY) and weather index based Restructured Weather Based Crop Insurance Scheme (RWBCIS)  from  Kharif  2016  to  provide  financial support  to farmers  suffering crop loss/damage arising out  of  natural calamities,  adverse  weather  incidence  and  to  stabilize the income of farmers etc.   Comprehensive risk insurance is provided under the scheme from pre-sowing to post-harvest losses.

Extremely low premium rate is charged from the famers across the country, which is maximum  2%  of  sum  insured  for  Kharif  crops,  maximum  1.5%  of  sum  insured  for  Rabi crops and maximum 5% of sum insured for commercial/horticultural crops.  Remaining part of actuarial premium is shared by the Central and State Government on 50:50 basis except North Eastern States (from Kharif 2020) and Himalayan States (from Kharif 2023) where it is shared in the ratio of 90:10.

Details of year-wise claims paid under PMFBY & RWBCIS from FY 2020-21 to FY 2024-25 (as on 31.12.2025) are as follows:

|             | Claims paid (in Rs. Crore)   | Claims paid (in Rs. Crore)   | Claims paid (in Rs. Crore)   | Claims paid (in Rs. Crore)   | Claims paid (in Rs. Crore)   |
|-------------|------------------------------|------------------------------|------------------------------|------------------------------|------------------------------|
| State       | 2020-21                      | 2021-22                      | 2022-23                      | 2023-24                      | 2024-25                      |
| Maharashtra | 1,323.5                      | 4,708.8                      | 5,419.3                      | 9,586.4                      | 5,774.8                      |

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