Lok Sabha Question No. 1212 (UNSTARRED), answered on 2025-12-08
Subject: PSBs in Dahod
Ministry: CORPORATE AFFAIRS
Asked by: Shri Jaswantsinh Sumanbhai Bhabhor

## GOVERNMENT OF INDIA

## MINISTRY OF CORPORATE AFFAIRS LOK SABHA UN-STARRED QUESTION NO. 1212 ANSWERED ON Monday, December 8, 2025

Agrahayana 17, 1947 (Saka)

## PSBs in Dahod

1212.Shri Jaswantsinh Sumanbhai Bhabhor

Will the Minister of CORPORATE AFFAIRS be pleased to state:

- (a) the extent to which the improvement in the financial performance of Public Sector Banks (PSBs) has benefitted the rural and tribal areas of Dahod Lok Sabha Parliamentary Constituency;
- (b)  the  manner  in  which  the  strengthened  position  of  PSBs  as compared to 2014 -15 has contributed to the progress of agricultural loans,  Kisan  Credit  Cards  (KCCs),  Stand-Up  India  and  MUDRA schemes in Dahod; and
- (c)  the  manner  in  which  the  total  net  profit  of  PSBs  has  been reflected  in  the  expansion  of  bank  branches  and  improvement  of banking services in the said district during the last financial year?

## ANSWER

Minister  of  State  in  the  Ministry  of  Corporate  Affairs;  Minister  of State in the Ministry of Road Transport and Highways.

(Shri Harsh Malhotra)

(a): On the basis of information provided by Department of Financial Services, the total deposits of all the Public Sector Banks (PSBs) in Dahod districtas on 30th June, 2017 was Rs. 2372.22 crore. As on 31st March, 2025, same was Rs. 4832.67 crore. The growth in total deposits during the period 2017  to 2025  indicates  enhanced financial savings in Dahod district.

Similarly, total advances in Dahod districtas on 30th June, 2017 was Rs. 1038.92 crore. As on 31st March, 2025, same was Rs. 2642.05 crore.  The  total  advances  have  increased  substantially  during  the period 2017 to 2025 which indicates the improvement in borrowing power  directly  benefitting  the  overall  economic  activity  in  the

Dahod district.

(b):  Total  Agriculture  Loan  (outstanding)  of  all  the  Public  Sector Banks in Dahod districtas on 30th June, 2017 was Rs. 271.45 crore. As  on  31st  March,  2025,  same  was  Rs.  669.10  crore.  The  growth indicates substantial lending by the PSBs in the form of crop loan and term loan in agriculture infrastructure and agri-ancilliary activities,  enhancing  the  core  livelihood  source  of  the  rural  and tribal population of Dahod district. Out  of  the  above  total  agriculture  loans,  outstanding  Kisan  Credit Cards  (KCC)  amounts  to  Rs.  171.27  crore  as  on  30th  June,  2017, while the same as on 31st March, 2025 stands at Rs. 406.03 crore. This reflects direct contribution of PSBs in enhancing and improving the  livelihood  sources  of  the  rural  and  tribal  population  in  Dahod district. Total  loan  outstanding  of  the  Stand-up  India  scheme  for  Dahod district stands at Rs. 6.75 crore as on 31st March, 2025. In Dahod district  the  total  loan  outstanding  under  the  PM  Mudra  scheme as on  31st  March,  2017  was  Rs.  35.05  crore,  which  increased  to  Rs. 58.09 crore as on 31st March, 2025. This increase shows the strong financial support system by the PSBs to the micro entrepreneurs in Dahod District. (c): To ensure accessibility of banking services in rural and remote areas, the endeavour of the Government is to ensure availability of banking  outlet  (Bank  branch/Business  Correspondent/  India  Post Payments Bank) within 5 kilometres of all inhabited villages in the country. Availability of banking outlets is monitored by a Geographic Information  System  (GIS)  based  App.,  namely,  Jan  Dhan  Darshak (JDD) App. Based on the data uploaded by Banks on the JDD App, out  of  total  6,01,328  inhabited  villages  in  the  country,  6,00,813 (99.91%) villages  are  covered  with  banking  outlets  (Bank  branch  / BC / IPPB) within a radius of 5 Km. The  above  financial  parameters  of  PSBs  show  that  PSBs  have played a vital role in economic growth and overall development of

Dahod district.

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