Lok Sabha Question No. 3453 (UNSTARRED), answered on 2026-03-13
Subject: Schemes for Economic Empowerment of Women
Ministry: WOMEN AND CHILD DEVELOPMENT
Asked by: Dr. Manna Lal Rawat

## GOVERNMENT OF INDIA MINISTRY OF WOMEN AND CHILD DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 3453

TO BE ANSWERED ON 13.03.2026

## SCHEMES FOR ECONOMIC EMPOWERMENT OF WOMEN

## 3453. DR. MANNA LAL RAWAT:

Will the Minister of WOMEN AND CHILD DEVELOPMENT be pleased to state:

- (a) whether  the  Government  is  presently  implementing  any  major  schemes  for  the economic empowerment of women, if so, the details thereof:
- (b) the number of women who have been provided financial assistance, loans/other benefit under the Pradhan Mantri Mudra Yojana (PMMY), Stand Up India Scheme, Self Help Group (SHG) Programme, Pradhan Mantri Jan Man Abhiyan, Pradhan Mantri Jan Dhan Yojana and Dharti Aaba Janjatiya Gram Utkarsh Abhiyan, scheme-wise;
- (c) the details of women beneficiaries who have received benefits under the said scheme State-wise; and
- (d) the  number  of  women  beneficiaries,  the  amount  disbursed  and  progress  made  in Rajasthan, scheme-wise, district-wise?

## ANSWER

## MINISTER OF WOMEN AND CHILD DEVELOPMENT (SHRIMATI ANNPURNA DEVI)

(a) to (d) The Government gives utmost priority to the safety, security and empowerment of women in the country.  Government has adopted a multi-pronged  approach on  a life-cycle continuum basis to address the issue of women for their educational, social, economic and political empowerment so that they lead the process of development of India.

The Ministry of Women and Child Development has been implementing the Umbrella Scheme named as 'Mission Shakti' during the 15 th Finance Commission period with effect from the financial year 2022-23. It is aimed at strengthening interventions for women safety, security and empowerment.

The 'Sambal' sub -scheme is for safety and security of women. It has the components of One Stop Centres (OSCs), Women Helpline (WHL), Beti Bachao Beti Padhao (BBBP) and Nari Adalat.

The 'Samarthya' sub scheme is for empowerment of women. It has the components of Pradhan Mantri Matru Vandana Yojana (PMMVY), Shakti Sadan, Sakhi Niwas, Palna and SANKALP: Hub for Empowerment of Women (HEW).

The Anganwadi Services under Mission Saksham Anganwadi and Poshan 2.0 is a universal, no-entry barriers scheme under which pregnant women and lactating mothers are eligible for the services including the Supplementary Nutrition Programme (SNP).

In the past few years, a number of initiatives have been taken by the Government for holistic development and economic empowerment of women in the country.

Pradhan Mantri Mudra Yojana (PMMY) was launched on 08.04.2015. Under the Scheme, collateral  free  institutional  credit  is  provided  by  Member  Lending  Institutions  (MLIs)  i.e. Scheduled Commercial Banks (SCBs), Regional Rural Banks (RRBs), Non-Banking Financial Companies (NBFCs) and Micro Finance Institutions (MFIs) to non-corporate, non-farm small entrepreneurs. Any individual, who is otherwise eligible to take a loan and has a business plan for small business enterprise can avail loan upto Rs.20 lakh under the Scheme for income generating activities in the manufacturing, trading and service sectors and also for activities allied to agriculture, across four loan categories, viz. Shishu (loans upto Rs. 50,000/-), Kishor (loans above Rs. 50,000/- and upto Rs. 5 lakh), Tarun (loans above Rs. 5 lakh and upto Rs. 10 lakh) and Tarun Plus (loans above Rs. 10 lakh and upto Rs. 20 lakh).

The  Scheme  was  launched  on  08.04.2015.  As  on  27.02.2026,  a  total  of  57.26  crore  loan accounts with amounting to Rs. 39.48 lakh crore have been extended under PMMY, since inception. Out of this, more than 38.05 crore loan accounts amounting to Rs.16.65 lakh crore have been extended to Women Entrepreneurs.

Stand-Up India Scheme was launched on 05.04.2016. The objective of the Scheme was to facilitate loans from Scheduled Commercial Banks (SCBs) of value between Rs. 10 lakh and Rs.1 crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and oneWoman borrower per Bank branch  for  setting  up  greenfield  enterprise  in  manufacturing, services or trading sector, including activities allied to agriculture. The Scheme was valid/ operational till March 2025.

Stand  Up  India  scheme  has  facilitated  over  2.75  lakh  loans  to SC/ST  and  Women entrepreneurs  across  the  country,  including  a  total  of  2,27,965  loans  amounting  to  Rs. 52474.07 crore to Women entrepreneurs as on 31.03.2025.

Deendayal  Antyodaya  Yojana -National  Rural  Livelihoods  Mission  (DAY-NRLM) launched  in  June  2011,  is  a  Centrally  Sponsored  Scheme  of  Government  of  India  aims  at mobilizing rural poor women households into Self Help Groups (SHGs) and provide them long-term support so that they diversify their livelihoods, improve their incomes and lead a better-quality life.

As on 31st Jan 2026, the Mission is implemented in 7178 blocks in 755 districts across 28 States and 6 UTs (except Delhi and Chandigarh). Cumulatively, 10.05 crore women have been mobilized  into  nearly  91  lakh  SHGs.  DAY-NRLM  provides  funds  to  create  a  resource  in perpetuity  for  the  community  institutions  to  strengthen  their  institutional  and  financial management capacity and build their track record to attract mainstream Bank finance. These include Revolving Fund of Rs. 20,000 to Rs. 30,000 per SHG and Community Investment Fund up-to Rs. 2.50 lakh per SHG. In order to reduce the effective cost of Bank credit to women SHGs, DAY-NRLM provides interest subvention to SHGs on loans from Banks. Cumulatively, Rs. 62,58,809.94 Lakh Capitalization support is provided to SHGs and a total of Rs. 12.33 lakh crore bank loan is disbursed since the inception of the scheme.

Cumulatively since 2011, 13,06,414 women SHG groups have been provided Capitalization support till January 2026 and 56,01,570 Women SHGs were provided loan by the banks during the financial year 2024-25 under Day-NRLM

The details of the number of beneficiaries along with the number of SHGs state-wise is at Annexure-I .  Under  DAY-NRLM,  the  number  of  women  beneficiaries  district-wise  in Rajasthan scheme is at Annexure-II . Further, the amount of capitalization support disbursed, district-wise in the State of Rajasthan under DAY-NRLM is at Annexure-III.

Pradhan Mantri Jan Man Abhiyan (PM JANMAN) mission aims to improve the socioeconomic status of PVTGs by bridging gaps in health, education, livelihoods; by improving basic infrastructure in Particularly Vulnerable Tribal Group (PVTG) communities, habitations, and families aligning with existing schemes of Nine Ministries/Departments.

Under the mission, 539 Van Dhan Vikas Kendras (VDVKs) have been sanctioned, associating 45,958  members,  including  tribal  women  members.  The  State/UT-wise  details  of  VDVKs under PM JANMAN is at Annexure-IV .

Further, for the State of Rajasthan, an amount of Rs. 442.1 Lakhs has been sanctioned and Rs. 220.045 Lakhs has been released under PM JANMAN for VDVKs.

Pradhan Mantri Jan Dhan Yojana was launched as the National Mission for Financial Inclusion on 28.8.2014. It aims to ensure comprehensive financial inclusion of all households in the country by providing universal access to banking facilities with at least one basic bank account to every household, financial literacy, and social security cover.

## The Scheme offers:

- To unbanked persons a basic bank account without any minimum balance requirement, called a Basic Savings Bank Deposit (BSBD) account;
- Free RuPay debit card, with in-built accident insurance cover of Rs. 2 lakh;
- Access to overdraft facility of upto Rs. 10,000, subject to eligibility conditions;
- Easy access to banking services in rural areas, through Bank Mitras;
- Awareness about financial products through financial literacy programs

As on 25.02.2026, there are a total number of 57.78 Crore PMJDY Accountholders, out of this, 32.21 Crore are women Accountholders.

Dharti  Aaba  Janjatiya  Gram  Utkarsh  Abhiyan  (DAJGUA) mission  seeks  to  develop enabling  infrastructure  and  enhance  socio-economic  conditions  in  selected  tribal-majority villages (with a population of 500 or more, and at least 50% tribal residents as well as villages in Aspirational Districts with a tribal population of 50 or more).

Under the mission, beneficiary data is maintained in an integrated manner and disaggregated data of women beneficiaries is not maintained.

*****

Annexure-I DETAILS OF THE NUMBER OF BENEFICIARIES ALONG WITH THE NUMBER OF SHGS STATE-WISE UNDER DAY NRLM

| Sl No   | State            | Number of SHGs formed   | Number of Women mobilized into SHGs   |
|---------|------------------|-------------------------|---------------------------------------|
| 1       | Andhra Pradesh   | 8,55,600                | 90,75,289                             |
| 2       | Assam            | 3,61,516                | 41,11,020                             |
| 3       | Bihar            | 10,97,100               | 1,27,13,428                           |
| 4       | Chhattisgarh     | 2,76,375                | 30,68,427                             |
| 5       | Gujarat          | 2,79,758                | 27,83,006                             |
| 6       | Jharkhand        | 2,91,601                | 35,89,607                             |
| 7       | Karnataka        | 3,60,684                | 42,07,374                             |
| 8       | Kerala           | 2,71,209                | 40,02,478                             |
| 9       | Madhya Pradesh   | 4,87,291                | 58,29,972                             |
| 10      | Maharashtra      | 6,40,719                | 65,25,549                             |
| 11      | Odisha           | 5,51,141                | 57,75,035                             |
| 12      | Rajasthan        | 3,21,875                | 38,04,161                             |
| 13      | Tamil Nadu       | 3,36,764                | 40,23,939                             |
| 14      | Telangana        | 4,42,979                | 48,20,573                             |
| 15      | Uttar Pradesh    | 8,42,101                | 95,09,884                             |
| 16      | West Bengal      | 11,92,980               | 1,22,51,533                           |
| 17      | Haryana          | 60,301                  | 6,29,094                              |
| 18      | Himachal Pradesh | 45,295                  | 3,78,542                              |
| 19      | Jammu &Kashmir   | 91,445                  | 7,97,805                              |
| 20      | Punjab           | 52,118                  | 5,43,246                              |
| 21      | Uttarakhand      | 65,840                  | 4,97,777                              |
| 22      | Arunachal        | 11,906                  | 93,308                                |
| 23      | Manipur          | 11,659                  | 1,18,734                              |
| 24      | Meghalaya        | 45,312                  | 4,44,264                              |
| 25      | Mizoram          | 10,291                  | 85,934                                |
| 26      | Nagaland         | 15,419                  | 1,35,261                              |
| 27      | Sikkim           | 5,915                   | 56,675                                |
| 28      | Tripura          | 51,841                  | 4,94,675                              |
| 29      | Andaman          | 1,294                   | 13,194                                |
| 30      | Goa              | 3,891                   | 50,735                                |
| 31      | Ladakh           | 1,807                   | 12,618                                |
| 32      | Lakshadweep      | 348                     | 4,363                                 |
| 33      | Puducherry       | 4,744                   | 59,714                                |
|         | Daman DIU and NH | 1,673                   | 16,782                                |
| 34      | Total:           | 90,90,792               | 10,05,23,996                          |

## Annexure-II NUMBER  OF  WOMEN  BENEFICIARIES  DISTRICT-WISE  IN  RAJASTHAN SCHEME UNDER DAY-NRLM

|   Sl No. | District         | Number of SHGs formed   | Number of Women mobilized into SHGs   |
|----------|------------------|-------------------------|---------------------------------------|
|        1 | AJMER            | 6,517                   | 80,294                                |
|        2 | ALWAR            | 7,569                   | 89,011                                |
|        3 | BALOTARA         | 6,117                   | 69,547                                |
|        4 | BANSWARA         | 17,858                  | 2,04,040                              |
|        5 | BARAN            | 7,122                   | 96,927                                |
|        6 | BARMER           | 10,363                  | 1,17,040                              |
|        7 | BEAWAR           | 5,067                   | 58,979                                |
|        8 | BHARATPUR        | 5,677                   | 64,127                                |
|        9 | BHILWARA         | 13,413                  | 1,51,896                              |
|       10 | BIKANER          | 6,651                   | 78,621                                |
|       11 | BUNDI            | 8,386                   | 1,00,035                              |
|       12 | CHITTORGARH      | 8,808                   | 1,04,715                              |
|       13 | CHURU            | 8,591                   | 1,08,583                              |
|       14 | DAUSA            | 9,045                   | 1,10,638                              |
|       15 | DEEG             | 4,059                   | 47,822                                |
|       16 | DHOLPUR          | 7,135                   | 81,800                                |
|       17 | DIDWANA-KUCHAMAN | 4,915                   | 58,225                                |
|       18 | DUNGARPUR        | 14,926                  | 1,69,452                              |
|       19 | HANUMANGARH      | 7,063                   | 89,867                                |
|       20 | JAIPUR           | 8,389                   | 1,02,445                              |
|       21 | JAISALMER        | 4,704                   | 54,016                                |
|       22 | JALORE           | 8,140                   | 94,728                                |

| 23.   | JHALAWAR         | 9,873    | 1,20,112   |
|-------|------------------|----------|------------|
| 24.   | JHUNJHUNU        | 6,198    | 74,262     |
| 25.   | JODHPUR          | 8,630    | 1,06,526   |
| 26.   | KARAULI          | 11,184   | 1,27,455   |
| 27.   | KHAIRTHAL-TIJARA | 3,267    | 37,246     |
| 28.   | KOTA             | 6,893    | 82,104     |
| 29.   | KOTPUTLI-BEHROR  | 4,400    | 52,390     |
| 30.   | NAGAUR           | 5,616    | 63,360     |
| 31.   | PALI             | 7,044    | 83,689     |
| 32.   | PHALODI          | 4,424    | 51,090     |
| 33.   | PRATAPGARH       | 7,911    | 92,902     |
| 34.   | RAJSAMAND        | 7,241    | 93,581     |
| 35.   | SALUMBAR         | 5,439    | 61,685     |
| 36.   | SAWAI MADHOPUR   | 8,989    | 1,02,784   |
| 37.   | SIKAR            | 7,100    | 86,102     |
| 38.   | SIROHI           | 5,516    | 65,770     |
| 39.   | SRI GANGANAGAR   | 8,153    | 94,311     |
| 40.   | TONK             | 7,645    | 92,582     |
| 41.   | UDAIPUR          | 15,837   | 1,83,402   |
|       | Total:           | 3,21,875 | 38,04,161  |

## Annexure-III

## AMOUNT  OF  CAPITALIZATION  SUPPORT  DISBURSED,  DISTRICT-WISE  IN THE STATE OF RAJASTHAN UNDER DAY-NRLM

|   Sl . No. | District    | No. of SHGs provided Capitalization Support   | Amount (in Lakh) disbursed in the form of Capitalization Support to SHGs   |
|------------|-------------|-----------------------------------------------|----------------------------------------------------------------------------|
|          1 | Ajmer       | 8,823                                         | 5,253                                                                      |
|          2 | Alwar       | 8,587                                         | 5,212                                                                      |
|          3 | Banswara    | 21,239                                        | 11,055                                                                     |
|          4 | Baran       | 13,618                                        | 8,712                                                                      |
|          5 | Barmer      | 6,190                                         | 2,846                                                                      |
|          6 | Bharatpur   | 4,920                                         | 2,533                                                                      |
|          7 | Bhilwara    | 19,753                                        | 11,926                                                                     |
|          8 | Bikaner     | 8,025                                         | 4,704                                                                      |
|          9 | Bundi       | 9,459                                         | 5,686                                                                      |
|         10 | Chittorgarh | 12,375                                        | 7,077                                                                      |
|         11 | Churu       | 10,994                                        | 6,065                                                                      |
|         12 | Dausa       | 8,793                                         | 4,321                                                                      |
|         13 | Dholpur     | 8,698                                         | 4,602                                                                      |
|         14 | Dungarpur   | 18,829                                        | 10,224                                                                     |
|         15 | Hanumangarh | 5,845                                         | 2,782                                                                      |
|         16 | Jaipur      | 7,815                                         | 3,127                                                                      |
|         17 | Jaisalmer   | 2,489                                         | 1,115                                                                      |
|         18 | Jalore      | 5,462                                         | 3,957                                                                      |
|         19 | Jhalawar    | 15,203                                        | 9,102                                                                      |
|         20 | Jhunjhunu   | 6,524                                         | 3,237                                                                      |
|         21 | Jodhpur     | 9,673                                         | 5,528                                                                      |

|   22. | Karauli        | 10,386   | 5,078    |
|-------|----------------|----------|----------|
|    23 | Kota           | 11,081   | 6,381    |
|    24 | Nagaur         | 3,788    | 1,784    |
|    25 | Pali           | 7,592    | 3,977    |
|    26 | Pratapgarh     | 9,475    | 4,980    |
|    27 | Rajsamand      | 12,396   | 7,516    |
|    28 | Sawai Madhopur | 7,390    | 3,722    |
|    29 | Sikar          | 8,365    | 5,117    |
|    30 | Sirohi         | 6,401    | 4,103    |
|    31 | Sri Ganganagar | 7,381    | 4,785    |
|    32 | Tonk           | 9,186    | 5,056    |
|    33 | Udaipur        | 21,670   | 10,741   |
|    34 | Total          | 3,28,425 | 1,82,304 |

## Annexure-IV THE  STATE/UT-WISE  DETAILS  OF  VDVKS  AND  ASSOCIATED  MEMBERS UNDER PM JANMAN

| Sl. No.   | State               | Members   |   VDVK Sanctioned |
|-----------|---------------------|-----------|-------------------|
| 1         | Andaman and Nicobar | 56        |                 1 |
| 2         | Andhra Pradesh      | 6,162     |                73 |
| 3         | Chhattisgarh        | 2,395     |                16 |
| 4         | Gujarat             | 1,050     |                21 |
| 5         | Jharkhand           | 2,876     |                35 |
| 6         | Karnataka           | 1,836     |                33 |
| 7         | Kerala              | 537       |                 7 |
| 8         | Madhya Pradesh      | 5,091     |                83 |
| 9         | Manipur             | 600       |                 2 |
| 10        | Maharashtra         | 3,624     |                40 |
| 11        | Odisha              | 5,244     |                66 |
| 12        | Rajasthan           | 8,842     |                51 |
| 13        | Tamil Nadu          | 2,403     |                37 |
| 14        | Telangana           | 1,461     |                25 |
| 15        | Tripura             | 2,550     |                30 |
| 16        | Uttar Pradesh       | 319       |                 5 |
| 17        | Uttarakhand         | 634       |                 9 |
| 18        | West Bengal         | 278       |                 5 |
|           | Grand Total         | 45,958    |               539 |

*****