Lok Sabha Question No. 1477 (UNSTARRED), answered on 2026-02-09
Subject: NPAs in Women Self Help Groups (SHGs)
Ministry: FINANCE
Asked by: Dr. Sharmila Sarkar

## GOVERNMENT OF INDIA MINISTRY OF FINANCE

## DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 1477

ANSWERED ON MONDAY, 9 FEBRUARY, 2026/ 20 MAGHA, 1947 (SAKA)

## NPAs in Women Self Help Groups (SHGs)

1477. DR. SHARMILA SARKAR:

Will the Minister of FINANCE be pleased to state:

- (a) the details of Non-Performing Assets (NPAs) in Women Self Help Groups (SHGs) in the country, State-wise; and
- (b) the details of five States that have the highest NPAs, State-wise?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PANKAJ CHAUDHARY)

- (a)  As  informed  by  National  Bank  for  Agriculture  and  Rural  Development  (NABARD),  the details of Gross Non-Performing Assets (NPAs) in Women Self Help Groups (SHGs) for States/ Union Territories (UTs) in the Country, as on 30.09.2025, are provided in the Annexure.
- (b)  the  details  of  five  States  that  have  the  highest  Gross  NPAs  in  Women  SHGs,  as  on 30.09.2025:

|   Sr. No. | Name of the States/ Union Territories (UTs)   |   Amount in ₹ lakh |
|-----------|-----------------------------------------------|--------------------|
|         1 | Tamil Nadu                                    |           135966   |
|         2 | Telangana                                     |            61681.9 |
|         3 | Karnataka                                     |            58246.3 |
|         4 | West Bengal                                   |            53106.3 |
|         5 | Andhra Pradesh                                |            40762.8 |

******

## Annexure

## (Amount in ₹ lakh)

|   Sr. No. | Name of the State/ Union Territory   |   Amount of Gross NPAs in Women SHGs |
|-----------|--------------------------------------|--------------------------------------|
|         1 | Andaman and Nicobar Islands          |                                79.37 |
|         2 | Andhra Pradesh                       |                             40762.8  |
|         3 | Arunachal Pradesh                    |                               149.27 |
|         4 | Assam                                |                              8670.79 |
|         5 | Bihar                                |                             27440.2  |
|         6 | Chandigarh                           |                                 1.14 |
|         7 | Chhattisgarh                         |                              5905.28 |
|         8 | Delhi                                |                                97.77 |
|         9 | Goa                                  |                               155.88 |
|        10 | Gujarat                              |                              3198.02 |
|        11 | Haryana                              |                              1859.81 |
|        12 | Himachal Pradesh                     |                              1154.27 |
|        13 | Jammu And Kashmir                    |                               232.66 |
|        14 | Jharkhand                            |                              6704.26 |
|        15 | Karnataka                            |                             58246.3  |
|        16 | Kerala                               |                             39161.9  |
|        17 | Ladakh                               |                                 1.96 |
|        18 | Lakshadweep                          |                                 0    |
|        19 | Madhya Pradesh                       |                             10903.4  |
|        20 | Maharashtra                          |                             31958.4  |
|        21 | Manipur                              |                               565.66 |
|        22 | Meghalaya                            |                              1969.01 |
|        23 | Mizoram                              |                               355.41 |
|        24 | Nagaland                             |                              1147    |
|        25 | Odisha                               |                             25277.5  |
|        26 | Puducherry                           |                              1552.2  |
|        27 | Punjab                               |                              1095.45 |
|        28 | Rajasthan                            |                             10658.7  |
|        29 | Sikkim                               |                                50.93 |
|        30 | Tamil Nadu                           |                            135966    |
|        31 | Telangana                            |                             61681.9  |
|        32 | The Dadra and Nagar Haveli           |                                 5.73 |
|        33 | Tripura                              |                               928.96 |
|        34 | Uttar Pradesh                        |                             22892    |
|        35 | Uttarakhand                          |                              1820.55 |
|        36 | West Bengal                          |                             53106.3  |