Lok Sabha Question No. 2259 (UNSTARRED), answered on 2026-02-12
Subject: Cashless Treatment for Road Accident Victims
Ministry: ROAD TRANSPORT AND HIGHWAYS
Asked by: Shri Daggumalla Prasada Rao

be pleased to state:

- (a)    the number of road accidents reported during the last five years, vehicle-type-wise;
- (b)      the  details  of  the  Cashless Treatment Scheme for road accident victims which has been implemented, along with the number of victims who have benefited thereunder, State/UT-wise; and
- (c)      whether  the  Government  proposes  to  expand  the  said  Cashless Treatment Scheme to additional States and Union Territories, and if so, the details thereof including the timelines for such expansion?

## ANSWER

## THE MINISTER OF ROAD TRANSPORT AND HIGHWAYS (SHRI NITIN JAIRAM GADKARI)

- (a)    Government publishes report on 'Road Accidents in India' based on data received from States/ UTs. As per the report,  number of road accidents during the years 2020  to 2024, classified by type of impacting vehicles is given in the table below :-

| States / UTs                                      | 2020                                     | 2021                                     | 2022                                     | 2023                                     | 2024                                     |
|---------------------------------------------------|------------------------------------------|------------------------------------------|------------------------------------------|------------------------------------------|------------------------------------------|
| 1. Pedestrian                                     | 58,512                                   | 68,053                                   | 77,004                                   | 94,446                                   | 94,780                                   |
| 2. Bicycles                                       | 9,737                                    | 10,558                                   | 10,726                                   | 10,854                                   | 11,034                                   |
| 3.Two Wheelers                                    | 1,59,7721,83,9552,03,3952,23,4462,31,160 | 1,59,7721,83,9552,03,3952,23,4462,31,160 | 1,59,7721,83,9552,03,3952,23,4462,31,160 | 1,59,7721,83,9552,03,3952,23,4462,31,160 | 1,59,7721,83,9552,03,3952,23,4462,31,160 |
| 4.Auto Rickshaws                                  | 17,823                                   | 18,764                                   | 21,329                                   | 20,266                                   | 18,379                                   |
| 5. Cars, Taxis, Vans and LMVs                     | 62,580                                   | 65,990                                   | 75,331                                   | 65,340                                   | 67,988                                   |
| 6.Trucks/Lorries                                  | 27,208                                   | 26,287                                   | 28,625                                   | 24,329                                   | 23,778                                   |
| 7.Buses                                           | 10,211                                   | 10,126                                   | 13,814                                   | 12,502                                   | 12,334                                   |
| 8. Other non-motorized vehicle (E- rickshaw etc.) | 5,004                                    | 5,273                                    | 5,269                                    | 4,409                                    | 4,003                                    |
| Others                                            | 21,334                                   | 23,426                                   | 25,819                                   | 24,991                                   | 24,251                                   |
| Total                                             | 3,72,1814,12,4324,61,3124,80,5834,87,707 |                                          |                                          |                                          |                                          |

## GOVERNMENT OF INDIA

## MINISTRY OF ROAD TRANSPORT AND HIGHWAYS

## LOK SABHA UNSTARRED QUESTION NO. 2259

ANSWERED ON 12 TH  FEBRUARY, 2026

## CASHLESS TREATMENT FOR ROAD ACCIDENT VICTIMS

2259.         SHRI DAGGUMALLA PRASADA RAO:

## Will the Minister of ROAD TRANSPORT AND HIGHWAYS

सड़क परिवहन औि िाजमार्ग मंत्री

- (b) and (c) In accordance with the legal mandate under Section 162 of the  Motor  Vehicles  Act,  1988,  Cashless  Treatment  for  Road  Accident Victims  Scheme,  2025  has  been  notified  vide  S.O.  2015(E)  dated 05.05.2025.  Further,  comprehensive  guidelines  detailing  the  process flow, roles and responsibilities of various stakeholders, and the Standard  Operating  Procedures  (SOPs)  for  its  implementation  have been issued vide S.O. 2489 (E) dated 04.06.2025.

The cashless treatment scheme was carried out in 6 States / UTs, namely, Chandigarh, Assam, Punjab, Uttarakhand, Haryana and Puducherry  on  Pilot  Mode.  Since  implementation,  6,833  treatment requests have been raised  under the Scheme, of which 5,480 victims have been found eligible and have received cashless treatment as per the Scheme provisions.

## Key features of the scheme include: -

- (i)       Treatment  cover  upto  Rs.  1.5  lakh  per  victim  will  be  provided, subject  to  a  maximum  cap  of  7  days  from  date  of  accident.  The treatment cover will be available to those victims who are involved in road accidents caused by use of motor vehicles.
- (ii)          Every  road  accident  victim  shall  be  provided  stabilization treatment for upto 24 hours in non-life-threatening cases and upto 48 hours  in  life-threatening  cases  at  designated  hospitals,  subject  to police response.
- (iii)       This  statutory  scheme  will  take  precedence  over  any  other Central / State level schemes.
- (iv)       The  scheme  has  been  successfully  implemented  through   the amalgamation of two existing technological platforms : eDAR (electronic  Detailed  Accident  Report)   used  by  Police  officials  for reporting of accidents and TMS 2.0 (Transaction Management System) of  National  Health  Authority  (NHA)  used  by  hospitals  for  treatment, claim  submission and processing of payments. The reimbursement to hospitals  is  being  done  through  Motor  Vehicle  Accident  Fund  (MVAF) which is funded through contributions from General Insurance companies for cases where the offending Motor Vehicle is insured and through budgetary support for other-than-insured cases.

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