Lok Sabha Question No. 562 (UNSTARRED), answered on 2025-12-03
Subject: Educational and Scholarship Schemes
Ministry: MINORITY AFFAIRS
Asked by: Shri Rajpalsinh Mahendrasinh Jadav

## GOVERNMENT OF INDIA MINISTRY OF MINORITY AFFAIRS

## LOK SABHA UNSTARRED QUESTION NO. † 562

ANSWERED ON 03/12/2025

## EDUCATIONAL AND SCHOLARSHIP SCHEMES

†562.  SHRI RAJPALSINH MAHENDRASINH JADAV:

Will the Minister of MINORITY AFFAIRS be pleased to state:

- (a) the details of educational assistance aid and scholarship schemes launched by the Government since 2014 till now including the details of targets fixed and achievements made under each scheme, year-wise;
- (b) the details of educational aid related proposals sent by various States and the details of proposals approved by the Union Government out of the same, State-wise;
- (c) the details of funds allocated and spent on the implementation of the said schemes during each of the last four years and the current year, Scheme and State-wise;
- (d) whether the Government has set any timeline for completing the pending schemes; and (e) if so, the details thereof?

## ANSWER

## THE MINISTER OF MINORITY AFFAIRS

## (SHRI KIREN RIJIJU)

(a) to  (e):  The  Ministry  of  Minority  Affairs  through  its  various  interventions,  works  towards improvement  of  the  socio-economic  conditions  of  six  notified  minority  communities  in  India. During year 2014-15 Padho Pardesh scheme of interest subsidy on educational loans for overseas studies for the students belonging to the minority communities was launched. However, in view of the apparent overlap with similar schemes of other Ministry and ease of availing education loans on low  rate  of  interest,  the  scheme  has  been  discontinued  from  2022-23.  Funds  allocated  and  spent under the Padho Pardesh Scheme, State wise, during last 4 years is annexed.

Department  of  Higher  Education,  Government  of  India,  is  implementing  three  component schemes under the Pradhan Mantri Uchchatar Shiksha Protsahan [PM-USP] Yojana, namely Central Sector  Scheme  of  Scholarship  (CSSS)  for  College  and  University  Students,  Special  Scholarship Scheme for Jammu & Kashmir and Ladakh (SSS for J&K and Ladakh) and Central Sector Interest Subsidy  Scheme  (CSIS)  and  Credit  Guarantee  Fund  Scheme  for  Education  Loans  (CGFSEL).  In addition, PM-Vidyalaxmi, a new central sector scheme, has been launched in November, 2024. The progress report for last 4 years is annexed.

*****

Annexure mentioned in reply to part (a) to (e) of Lok Sabha unstarred Question No.562 for answer on 03.12.2025 on the subject 'Educational and Scholarship Schemes'.

| Padho Pardesh Scheme- State-wise Interest Subsidy given and fund released during 2018-19 to 2021-22   | Padho Pardesh Scheme- State-wise Interest Subsidy given and fund released during 2018-19 to 2021-22   | Padho Pardesh Scheme- State-wise Interest Subsidy given and fund released during 2018-19 to 2021-22   | Padho Pardesh Scheme- State-wise Interest Subsidy given and fund released during 2018-19 to 2021-22   | Padho Pardesh Scheme- State-wise Interest Subsidy given and fund released during 2018-19 to 2021-22   | Padho Pardesh Scheme- State-wise Interest Subsidy given and fund released during 2018-19 to 2021-22   | Padho Pardesh Scheme- State-wise Interest Subsidy given and fund released during 2018-19 to 2021-22   | Padho Pardesh Scheme- State-wise Interest Subsidy given and fund released during 2018-19 to 2021-22   | Padho Pardesh Scheme- State-wise Interest Subsidy given and fund released during 2018-19 to 2021-22   | Padho Pardesh Scheme- State-wise Interest Subsidy given and fund released during 2018-19 to 2021-22   |
|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|
|                                                                                                       |                                                                                                       | 2018-19                                                                                               | 2018-19                                                                                               | 2019-20                                                                                               | 2019-20                                                                                               | 2020-21                                                                                               | 2020-21                                                                                               | 2021-22                                                                                               | 2021-22                                                                                               |
| S.No.                                                                                                 | States                                                                                                | Number of beneficiari es given Interest Subsidy                                                       | Fund released (In Rs. Lakh)                                                                           | Number of beneficiar ies given Interest Subsidy                                                       | Fund released (In Rs. Lakh)                                                                           | Number of benefici aries given Interest Subsidy                                                       | Fund released (In Rs. Lakh)                                                                           | Number of beneficia ries given Interest Subsidy                                                       | Fund released (In Rs. Lakh)                                                                           |
| 1                                                                                                     | Andaman &Nicobar                                                                                      | 0                                                                                                     | 0.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  |
| 2                                                                                                     | Andhra Pradesh                                                                                        | 75                                                                                                    | 46.35                                                                                                 | 72                                                                                                    | 58.30                                                                                                 | 91                                                                                                    | 60.06                                                                                                 | 81                                                                                                    | 50.97                                                                                                 |
| 3                                                                                                     | Assam                                                                                                 | 7                                                                                                     | 5.55                                                                                                  | 5                                                                                                     | 4.15                                                                                                  | 6                                                                                                     | 3.20                                                                                                  | 1                                                                                                     | 0.28                                                                                                  |
| 4                                                                                                     | Bihar                                                                                                 | 8                                                                                                     | 6.45                                                                                                  | 12                                                                                                    | 7.86                                                                                                  | 11                                                                                                    | 3.78                                                                                                  | 8                                                                                                     | 2.40                                                                                                  |
| 5                                                                                                     | Chandigarh                                                                                            | 5                                                                                                     | 3.00                                                                                                  | 4                                                                                                     | 3.85                                                                                                  | 3                                                                                                     | 1.38                                                                                                  | 2                                                                                                     | 0.25                                                                                                  |
| 6                                                                                                     | Chhattisgar h                                                                                         | 11                                                                                                    | 9.20                                                                                                  | 6                                                                                                     | 3.23                                                                                                  | 3                                                                                                     | 1.91                                                                                                  | 1                                                                                                     | 1.21                                                                                                  |
| 7                                                                                                     | Dadra& Nagar Haveli                                                                                   | 0                                                                                                     | 0.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  |
| 8                                                                                                     | Daman& Diu                                                                                            | 1                                                                                                     | 0.18                                                                                                  | 2                                                                                                     | 0.32                                                                                                  | 0                                                                                                     | 0.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  |
| 9                                                                                                     | Delhi                                                                                                 | 12                                                                                                    | 8.48                                                                                                  | 20                                                                                                    | 8.20                                                                                                  | 19                                                                                                    | 8.23                                                                                                  | 13                                                                                                    | 5.64                                                                                                  |
| 10                                                                                                    | Goa                                                                                                   | 14                                                                                                    | 8.93                                                                                                  | 15                                                                                                    | 14.05                                                                                                 | 13                                                                                                    | 9.76                                                                                                  | 4                                                                                                     | 3.41                                                                                                  |
| 11                                                                                                    | Gujarat                                                                                               | 120                                                                                                   | 80.00                                                                                                 | 129                                                                                                   | 92.99                                                                                                 | 103                                                                                                   | 67.37                                                                                                 | 82                                                                                                    | 45.08                                                                                                 |
| 12                                                                                                    | Haryana                                                                                               | 17                                                                                                    | 7.74                                                                                                  | 15                                                                                                    | 7.81                                                                                                  | 14                                                                                                    | 5.04                                                                                                  | 12                                                                                                    | 5.63                                                                                                  |
| 13                                                                                                    | Himachal Pradesh                                                                                      | 2                                                                                                     | 1.91                                                                                                  | 3                                                                                                     | 0.94                                                                                                  | 1                                                                                                     | 1.05                                                                                                  | 0                                                                                                     | 0.00                                                                                                  |
| 14                                                                                                    | Jammu& Kashmir                                                                                        | 72                                                                                                    | 21.68                                                                                                 | 80                                                                                                    | 47.10                                                                                                 | 132                                                                                                   | 60.27                                                                                                 | 202                                                                                                   | 65.07                                                                                                 |
| 15                                                                                                    | Jharkhand                                                                                             | 3                                                                                                     | 1.11                                                                                                  | 8                                                                                                     | 3.61                                                                                                  | 8                                                                                                     | 2.46                                                                                                  | 6                                                                                                     | 2.29                                                                                                  |
| 16                                                                                                    | Karnataka                                                                                             | 211                                                                                                   | 133.41                                                                                                | 289                                                                                                   | 188.73                                                                                                | 275                                                                                                   | 195.12                                                                                                | 229                                                                                                   | 130.33                                                                                                |
| 17                                                                                                    | Kerala                                                                                                | 1138                                                                                                  | 692.63                                                                                                | 1734                                                                                                  | 1132.28                                                                                               | 2236                                                                                                  | 1360.2 9                                                                                              | 3359                                                                                                  | 1710.84                                                                                               |
| 18                                                                                                    | Madhya Pradesh                                                                                        | 101                                                                                                   | 79.99                                                                                                 | 106                                                                                                   | 74.83                                                                                                 | 82                                                                                                    | 50.39                                                                                                 | 51                                                                                                    | 30.17                                                                                                 |
| 19                                                                                                    | Maharashtr a                                                                                          | 297                                                                                                   | 233.30                                                                                                | 322                                                                                                   | 244.98                                                                                                | 300                                                                                                   | 225.79                                                                                                | 265                                                                                                   | 194.36                                                                                                |
| 20                                                                                                    | Manipur                                                                                               | 0                                                                                                     | 0.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  |
| 21                                                                                                    | Meghalaya                                                                                             | 2                                                                                                     | 1.87                                                                                                  | 1                                                                                                     | 0.88                                                                                                  | 0                                                                                                     | 0.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  |
| 22                                                                                                    | Mizoram                                                                                               | 2                                                                                                     | 0.49                                                                                                  | 1                                                                                                     | 1.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  | 0                                                                                                     | 0.00                                                                                                  |
| 23                                                                                                    | Odisha                                                                                                | 5                                                                                                     | 2.28                                                                                                  | 7                                                                                                     | 2.53                                                                                                  | 4                                                                                                     | 4.42                                                                                                  | 5                                                                                                     | 3.20                                                                                                  |
| 24                                                                                                    | Puducherry                                                                                            | 5                                                                                                     | 3.10                                                                                                  | 11                                                                                                    | 8.78                                                                                                  | 12                                                                                                    | 9.60                                                                                                  | 9                                                                                                     | 6.39                                                                                                  |
| 25                                                                                                    | Punjab                                                                                                | 81                                                                                                    | 36.11                                                                                                 | 82                                                                                                    | 36.06                                                                                                 | 59                                                                                                    | 22.21                                                                                                 | 74                                                                                                    | 21.11                                                                                                 |
| 26                                                                                                    | Rajasthan                                                                                             | 37                                                                                                    | 26.84                                                                                                 | 32                                                                                                    | 20.28                                                                                                 | 27                                                                                                    | 15.06                                                                                                 | 24                                                                                                    | 12.90                                                                                                 |
| 27                                                                                                    | Tamil Nadu                                                                                            | 147                                                                                                   | 94.54                                                                                                 | 155                                                                                                   | 111.98                                                                                                | 133                                                                                                   | 79.81                                                                                                 | 108                                                                                                   | 58.70                                                                                                 |

| 28   | Telangana     |   79 |   43.01 |   72 |   41.32 |   63 |   40.11 |   53 |   27.97 |
|------|---------------|------|---------|------|---------|------|---------|------|---------|
| 29   | Uttar Pradesh |   31 |   16.46 |   36 |   15.42 |   30 |   15    |   15 |    8.13 |
| 30   | Uttrakhand    |    5 |    2.23 |    4 |    1.86 |   12 |    4.32 |    7 |    4.59 |
| 31   | West Bengal   |    7 |    5.53 |   15 |    7.04 |   19 |    8.38 |   11 |    7.95 |
|      | Total         | 2495 | 1572.37 | 3238 | 2140.36 | 3656 | 2255.01 | 4622 | 2398.88 |

Progress of component schemes under PM-USP of Department of Higher Education, GoI.

| Scholarship Disbursed under PM-USP CSSS   | Scholarship Disbursed under PM-USP CSSS   | Scholarship Disbursed under PM-USP CSSS   | Scholarship Disbursed under PM-USP CSSS   |
|-------------------------------------------|-------------------------------------------|-------------------------------------------|-------------------------------------------|
| Sr.No.                                    | FY                                        | Number of Scholarship (Fresh + Renewals)  | Amount (₹ crore)                          |
| 1                                         | 2021-22                                   | 177615                                    | 192.23                                    |
| 2                                         | 2022-23                                   | 180075                                    | 229.28                                    |
| 3                                         | 2023-24                                   | 169790                                    | 217.26                                    |
| 4                                         | 2024-25                                   | 204049                                    | 259.65                                    |

| Disbursement of Academic Scholarship and Amount under PM-USPSSSJKL   | Disbursement of Academic Scholarship and Amount under PM-USPSSSJKL   | Disbursement of Academic Scholarship and Amount under PM-USPSSSJKL   |
|----------------------------------------------------------------------|----------------------------------------------------------------------|----------------------------------------------------------------------|
| FY                                                                   | No. of Academic Scholarship (Fresh + Renewal)                        | Amount Released by Ministry (In Rs. Cr.)                             |
| 2021-22                                                              | 13253                                                                | 184.00                                                               |
| 2022-23                                                              | 14389                                                                | 200.00                                                               |
| 2023-24                                                              | 11887                                                                | 200.00                                                               |
| 2024-25                                                              | 11212                                                                | 143.90                                                               |

| PM-USP Central Sector Interest Subsidy Scheme   | PM-USP Central Sector Interest Subsidy Scheme   | PM-USP Central Sector Interest Subsidy Scheme   | PM-USP Central Sector Interest Subsidy Scheme   |
|-------------------------------------------------|-------------------------------------------------|-------------------------------------------------|-------------------------------------------------|
| FY                                              | Claim Year                                      | No. of Claims received                          | Claimed Amount (in Rs.Cr.)                      |
| 2021-22                                         | 2020-21                                         | 288542                                          | 557.81                                          |
| 2022-23                                         | 2021-22                                         | 285014                                          | 483.89                                          |
| 2023-24                                         | 2022-23                                         | 307070                                          | 531.40                                          |
| 2024-25                                         | 2023-24                                         | 345150                                          | 689.71                                          |

| PM-USP Credit Guarantee Scheme for Education Loans (CGFSEL)   | PM-USP Credit Guarantee Scheme for Education Loans (CGFSEL)   | PM-USP Credit Guarantee Scheme for Education Loans (CGFSEL)   |
|---------------------------------------------------------------|---------------------------------------------------------------|---------------------------------------------------------------|
| FY                                                            | No. of guarantees issued                                      | Amount of guarantee issued (Rs. in cr.)                       |
| 2021-22                                                       | 101785                                                        | 4131.02                                                       |
| 2022-23                                                       | 159087                                                        | 6606.49                                                       |
| 2023-24                                                       | 179983                                                        | 8005.01                                                       |
| 2024-25                                                       | 195293                                                        | 8756.47                                                       |