Lok Sabha Question No. 137 (STARRED), answered on 2016-05-03
Subject: Compensation for Crop Loss
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Y. S. AVINASH REDDY

## GOVERNMENT OF INDIA

## MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION & FARMERS WELFARE

## LOK  SABHA STARRED QUESTION NO. 137

TO BE ANSWERED ON THE 3 RD  MAY, 2016

## COMPENSATION FOR CROP LOSS

- *137.    SHRI Y.S. AVINASH REDDY:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ षि एवं ककसान कल्याण ½ãâ¨ããè be pleased to state:

- (a) whether the Government is aware that a large number of farmers who have lost their crops due to floods and untimely rains in the Rabi season of 2012-13 have been denied payment of crop insurance amount/compensation by United India Insurance Company Ltd. and  other  insurance  companies  even  after  the  lapse  of  three  and  a  half  years  on  one pretext or the other and if so, the details thereof;
- (b) whether  the  Government  has  received  complaints  in  this  regard  and  also  sought early payment of insurance amount, if so, the details thereof;
- (c) whether  the  insurance  companies  have  requested  the  Union  Government  to intervene in the matter; and
- (d) if so, the measures being taken by the Government in this regard?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ षि एवं ककसान कल्याण ½ãâ¨ããè

(SHRI RADHA MOHAN SINGH)

- (a) to (d): A statement is laid on the Table of the House.

## STATEMENT  REFERRED  TO  IN  REPLY  TO  PARTS  (a)  TO  (d)  OF  LOK  SABHA STARRED QUESTION NO. 137  DUE FOR REPLY ON 3 RD  MAY, 2016.

(a): National  Agricultural  Insurance  Scheme  (NAIS),  Modified  NAIS  (MNAIS)  and Weather  Based  Crop  Insurance  Scheme  were    implemented    during  Rabi  2012-13 season  through  Agriculture  Insurance  Company  of  India  (AIC)  and  10  empanelled Private General Insurance Companies. Details of the business including claims reported under aforesaid Crop Insurance Schemes is at Annexure-I.

United India Insurance Company Ltd. (UIIC) had not been empanelled to directly undertake  Crop  Insurance  business.    However,  UIIC  alongwith  other  Public  Sector General Insurance Companies is the channel partner of AIC.  The details of the pending claims of AIC for Rabi 2012-13 and reasons for their pendency are at Annexure-II .

(b) to (d): Representations  about  non-payment  and  delayed  payment  of  claims; under  payment  of  claims  on  account  of  incorrect/delayed  submission  of  insurance proposals  by  banks;  delay  in  providing  State  Government  share  of  funds  etc.,    have been received.   The Government of India has taken various steps including meetings with  the  State  Government,  concerned  insurance  companies  and  representatives  of farmers  etc.    to  expedite  the  settlement  of  admissible  claims  to  the  farmers  by  the insurance company at the earliest.

## ANNEXURE-I

DETAILS OF COVERAGE, CLAIMS AND  FARMERS BENEFITED UNDER DIFFERENT CROP INSURANCE SCHEMES DURING RABI 2012-13

NATIONAL AGRICULTURAL INSURANCE SCHEME (NAIS)

| S.No.   | STATE            |   NO. OF FARMERS COVERED |   AREA INSURED (In Hec.) |   PREMIUM (Rs. in Lakh) |   CLAIMS (Rs. in Lakh) |   No. Of FARMERS BENEFITTED |
|---------|------------------|--------------------------|--------------------------|-------------------------|------------------------|-----------------------------|
| 1       | ANDHRA PRADESH   |                   360048 |         539616           |                 3416.51 |               15963    |                       72877 |
| 2       | ASSAM            |                    24012 |          13925.2         |                  208.77 |                 100.28 |                        2097 |
| 3       | BIHAR            |                        0 |              0           |                    0    |                   0    |                           0 |
| 4       | CHHATTISGARH     |                      240 |            394.42        |                    0.46 |                   0    |                           0 |
| 5       | GOA              |                        6 |              2.63        |                    0.01 |                   0    |                           0 |
| 6       | GUJARAT          |                    32772 |          71201           |                  275.29 |                1172.82 |                       16035 |
| 7       | HARYANA          |                     4508 |           4430.96        |                   23.33 |                   1.41 |                         207 |
| 8       | HIMACHAL PRADESH |                    12169 |          11875.6         |                   76.14 |                   0    |                           0 |
| 9       | JHARKHAND        |                    18141 |          15473.8         |                   60    |                  64.53 |                        2077 |
| 10      | KARNATAKA        |                   124268 |         184219           |                  449.1  |                2911.64 |                       66461 |
| 11      | KERALA           |                    19991 |          20277.6         |                  140.71 |                 472.51 |                        8603 |
| 12      | MADHYA PRADESH   |                  1986125 |              4.30466e+06 |                 9694.61 |               31684.3  |                      359551 |
| 13      | MAHARASHTRA      |                   992323 |         882827           |                12366.2  |               56606.7  |                      900875 |
| 14      | MANIPUR          |                      683 |           1982.48        |                    5.55 |                   0    |                           0 |
| 15      | MEGHALAYA        |                     1584 |           1016.78        |                   23.63 |                   0    |                           0 |
| 16      | MIZORAM          |                        0 |              0           |                    0    |                   0    |                           0 |
| 17      | ORISSA           |                    76983 |          91931           |                  574.73 |                 543.88 |                       12068 |
| 18      | RAJASTHAN        |                        0 |              0           |                    0    |                   0    |                           0 |
| 19      | SIKKIM           |                        4 |              8.85        |                    0.17 |                   0    |                           0 |
| 20      | TAMILNADU        |                   986222 |              1.10896e+06 |                 8432.06 |               89897.2  |                      887373 |
| 21      | TRIPURA          |                       79 |            112.5         |                    0.31 |                   0    |                           0 |
| 22      | UTTAR PRADESH    |                  1030826 |              1.19969e+06 |                 4113.38 |                2866.94 |                      106910 |
| 23      | UTTARAKHAND      |                    15472 |          15798.6         |                   74.4  |                  39.49 |                        1219 |
| 24      | WEST BENGAL      |                   445831 |         210342           |                 4758.87 |                2936.7  |                      107261 |
| 25      | A & N ISLANDS    |                        0 |              0           |                    0    |                   0    |                           0 |
| 26      | PUDUCHERRY       |                     1709 |           2103           |                   12.56 |                  17.12 |                         366 |
| 27      | JAMMU & KASHMIR  |                     7730 |          10299.6         |                   53.79 |                   0.88 |                          17 |
| TOTAL   |                  |                  6141726 |              8.69116e+06 |                44760.6  |              205279    |                     2543997 |

MODIFIED NATIONAL AGRICULTURAL INSURANCE SCHEME (MNAIS)

| Sl. No.   | State / UT     |   Farmers Insured |   Area Insured (Ha) | PREMIUM (Rs.   | CLAIMS (Rs.   |   Farmers benefitted (No.) |
|-----------|----------------|-------------------|---------------------|----------------|---------------|----------------------------|
| 1         | Andhra Pradesh |             35364 |            43093.1  | in Lakh)       | in Lakh)      |                       5403 |
| 2         | Assam          |              2229 |             1849.82 | 29.78          | 12.95         |                        458 |
| 3         | Haryana        |             43637 |            69873.8  | 337.90         | 426.67        |                      11201 |
| 4         | Jharkhand      |              3408 |             1821.31 | 32.47          | 2.27          |                        152 |
| 5         | Karnataka      |              2083 |             4100.97 | 60.82          | 5.17          |                        154 |
| 6         | Madhya Pradesh |             41465 |            69254.8  | 261.70         | 18.44         |                        568 |
| 7         | Mizoram        |                59 |               54    | 1.24           | 0.77          |                         59 |
| 8         | Orissa         |             21246 |            12747.9  | 172.32         | 297.44        |                       4891 |
| 9         | Rajasthan      |            461411 |           386962    | 3851.64        | 942.54        |                      44963 |
| 10        | Tamil Nadu     |              7684 |             9260.54 | 155.75         | 374.99        |                       3459 |
| 11        | Uttar Pradesh  |             30468 |            33298.3  | 216.72         | 9.51          |                       1381 |
| 12        | Uttarakhand    |              2943 |             1973.39 | 11.78          | 0.00          |                          0 |
| 13        | West Bengal    |            297012 |           107463    | 12970.64       | 2874.47       |                      40264 |
|           | TOTAL          |            949009 |           741753    | 18930.32       | 5346.75       |                     112953 |

WEATHER BASED CROP INSURANCE SCHEME (WBCIS)

| Sl. No.   | State / UT       |   No. of Farmers Insured |   Area Insured (Ha) | PREMIUM (Rs.   | CLAIMS (Rs.   |   No. of Farmers benefitted |
|-----------|------------------|--------------------------|---------------------|----------------|---------------|-----------------------------|
| 1         | Andhra Pradesh   |                    10791 |     10238.8         | in Lakh)       | in Lakh)      |                        8159 |
| 2         | Bihar            |                  1637208 |         1.68571e+06 | 33985.11       | 33452.09      |                     1584740 |
| 3         | Chhatisgarh      |                   104939 |    194179           | 3078.76        | 1284.82       |                       61613 |
| 4         | Haryana          |                    65126 |     92272.9         | 2531.56        | 1771.16       |                       39994 |
| 5         | Himachal Pradesh |                    41324 |    593010           | 2467.73        | 952.83        |                       17562 |
| 6         | Jharkhand        |                    29361 |     26776.7         | 514.46         | 103.13        |                       17965 |
| 7         | Karnataka        |                     2063 |      3699.01        | 96.20          | 82.96         |                        1140 |
| 8         | Kerala           |                    20076 |     13649.9         | 338.84         | 541.12        |                       17311 |
| 9         | Maharashtra      |                    81778 |     78620.6         | 8774.47        | 8920.23       |                       30546 |
| 10        | Rajasthan        |                  3517783 |         3.7385e+06  | 38279.24       | 55360.06      |                     2202787 |
| 11        | Tamil Nadu       |                    11509 |     11940.3         | 218.44         | 385.85        |                        8089 |
| 12        | Uttar Pradesh    |                    62105 |     26285.7         | 836.76         | 311.48        |                       58796 |
| 13        | Uttarakhand      |                     3196 |     84831.5         | 262.68         | 139.24        |                        2474 |
| 14        | West Bengal      |                     4253 |      5626.41        | 71.57          | 86.16         |                        1725 |
|           | TOTAL            |                  5591512 |         6.56534e+06 | 92303.40       | 104382.42     |                     4052901 |

## Annexure-II

## Details of pending Claims of AIC for Rabi 2012-13 and the reasons of Pendency

| Pendency of Claims - Rabi 2012-13   | Pendency of Claims - Rabi 2012-13   | Pendency of Claims - Rabi 2012-13   | Pendency of Claims - Rabi 2012-13   | Pendency of Claims - Rabi 2012-13   | Pendency of Claims - Rabi 2012-13   | Pendency of Claims - Rabi 2012-13   | Pendency of Claims - Rabi 2012-13                                                                    |
|-------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|------------------------------------------------------------------------------------------------------|
|                                     |                                     |                                     | Total Claims Outstanding            |                                     | Share in claims                     |                                     |                                                                                                      |
| Scheme                              | State                               | Season                              | (Rs. in Lakh)                       | AIC's Share                         | S.G.'s Share                        | GOI's Share                         | Reason of Pendency                                                                                   |
| NAIS                                | Andhra Pradesh                      | Rabi 2012-13 2nd Instl of Claims    | 2010.98                             | 19.60                               | 995.69                              | 995.69                              | The claims being more than Rs. 1 lakh per farmer, KYC documents are being called. Under disbursement |
| NAIS                                | Madhya Pradesh                      | Rabi 2012-13 Addnl                  | 2.68                                | 0.00                                | 1.34                                | 1.34                                | State Govt share in Claims awaited                                                                   |
| WBCIS                               | West Bengal                         | Rabi 2012-13                        | 0.01                                | 0.01                                | 0.00                                | 0.00                                | Non loanee farmers document awaited                                                                  |
| WBCIS                               | Bihar                               | Rabi 2012-13                        | 15810.34                            | 15810.34                            | 0.00                                | 0.00                                | State Govt share of premium Subsidy awaited                                                          |
| WBCIS                               | Haryana                             | Rabi 2012-13                        | 4.66                                | 4.66                                | 0.00                                | 0.00                                | Non loanee farmers document awaited                                                                  |
| WBCIS                               | Himachal Pradesh                    | Rabi 2012-13                        | 0.32                                | 0.32                                | 0.00                                | 0.00                                | RTGS details/Claim documents from banks awaited                                                      |

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