Lok Sabha Question No. 1052 (UNSTARRED), answered on 2026-02-05
Subject: Development of MSMEs Sector in Maharashtra
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Arvind Ganpat Sawant, Shri Sanjay Uttamrao Deshmukh

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 1052 TO BE ANSWERED ON 05.02.2026

## DEVELOPMENT OF MSMEs SECTOR IN MAHARASHTRA

## 1052. SHRI ARVIND GANPAT SAWANT SHRI SANJAY UTTAMRAO DESHMUKH:

Will the MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  details  of  the  current  schemes  and  programmes  being  implemented  by  the  Government  to support  Micro,  Small  and  Medium  Enterprises  (MSMEs)  in  the  Maharashtra  including  WashimYavatmal Lok Sabha Constituency;
- (b) the objectives, scope and targeted beneficiaries of these schemes;
- (c) the  major  initiatives  currently  under  implementation  for  the  development,  competitiveness, technology upgradation and innovation in the MSME sector;
- (d) the total amount of funds disbursed to MSMEs and utilised in Maharashtra including WashimYavatmal Lok Sabha Constituency under concessional credit schemes during the last three years and the current year, year-wise;
- (e) whether any new proposals or schemes for providing additional support to the MSME Sector in Maharashtra, particularly for cluster development are under consideration; and
- (f) if so, the details thereof and the likely timeline for their implementation?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

- (a): Schemes of this Ministry are Central Sector Schemes where funds are not allotted State/UT-wise. The  schemes  implemented  inter  alia  include  Prime  Minister's  Employment  Generation  Programme (PMEGP),  Micro and Small Enterprises-Cluster Development Programme (MSE-CDP),  Credit Guarantee  Scheme  for  Micro  and  Small  Enterprises  (CGTMSE),  Self-Reliant  India  (SRI)  Fund. Entrepreneurship and Skill Development Programme (ESDP) Scheme Benefits under these schemes are available  to  all  eligible  MSMEs  throughout  the  country  including  in  Washim-Yavatmal  Lok  Sabha Constituency of Maharashtra.
- (b): The Objectives, scope and targeted beneficiaries of these schemes are:
-  PMEGP: The Prime Minister's Employment Generation Programme (PMEGP) aims to generate sustainable  self-employment  opportunities  by  establishing  micro-enterprises  in  both  rural  and urban  areas.  It  focuses  on  fostering  entrepreneurship,  reducing  migration  from  rural  to  urban areas, and increasing the income-earning capacity of traditional artisans and unemployed youth.

-  Micro and Small Enterprises - Cluster Development Programme (MSE-CDP) across the country including  Maharashtra.  The  objective  of  the  scheme  is  to  enhance  the  productivity  and competitiveness of Micro and Small Enterprises (MSEs) for their holistic development adopting cluster approach through financial assistance as Government  of India (GoI) grant for establishment of Common Facility Centres (CFCs) in the existing clusters and for establishment of new / up-gradation of existing Industrial Areas / Estates / Flatted Factory Complexes.
-  Credit  Guarantee  Scheme  (CGS):  It  is  implemented  through  CGTMSE  enabling    access  to institutional credit for MSEs without collateral.
-  Self  Reliant  India  (SRI)  Fund:  Provides  equity  support  to  viable  MSMEs  for  scaling  up  and expansion.
-  Entrepreneurship and Skill Development Programme (ESDP): Promotes entrepreneurship, selfemployment, capacity  building  of  MSMEs  and entrepreneurial  culture;  targets  youth,  aspiring entrepreneurs and existing MSMEs.

(c): Key initiatives focusing development, competitiveness, technology upgradation and innovationin the MSME sector include:

1. Development and Digitalization:
2.  Udyam  Registration  &  Udyam  Assist  Platform  (UAP):  Investment  and  turnover  limits  for classification of MSMEs has been were revised with effect from 01-04-2025 upwards (2.5x and 2x respectively) to allow MSMEs to grow without losing benefits of the schemes of Government of India. As of 04/02/2026, over 7.62 crore MSMEs are registered, facilitating formalization and ease of doing business.
3.  PM  Vishwakarma  Scheme:  Provides  end-to-end  support  to  18  traditional  trades,  including collateral-free loans, skill training, and modern toolkits.
4.  SRI Fund: Provides equity funding to potential MSMEs to help them grow and expand. As on 31-12-2025, 69 daughter funds have been empanelled which have in turn assisted 693 MSMEs.

## 2. Enhancing Competitiveness:

-  MSME-Competitive  (LEAN)  Scheme:  Encourages  MSMEs  to  adopt  lean  manufacturing practices to reduce waste, increase productivity, and improve quality.
-  RAMP  Scheme  (Raising  and  Accelerating  MSME  Performance):  A  World  Bank-supported program  focused  on  upgrading  technology, improving  market  access, and strengthening institution capacity.
-  Public  Procurement  Policy:  Mandates  25%  annual  procurement  from  MSEs  by  Central Ministries/CPSEs, including 4% from SC/ST and 3% from women-owned enterprises.
-  Export  Facilitation  Centres  (EFCs):  65  EFCs  have  been  established  to  provide  mentoring  for enhancing export competitiveness.

## 3. Technology Upgradation and Innovation:

-  MSME Innovative Scheme (Champions Scheme): Launched on March 10, 2022, this is a holistic approach  merging  Incubation,  Design,  and  IPR  verticals.  It  supports  500  young  entrepreneurs with up to ₹15 lakh each for idea incubation through MSME Hackathons.

-  MSME-Sustainable (ZED) Certification: Revamped to ZED 2.0 (Sept 2024), this scheme offers up  to  20%  reduction  in  certification  costs  to  help  MSMEs  improve  quality,  productivity,  and green compliance.
-  Technology Centres (TCs) & Extension Centres (ECs): The Ministry of MSME has established 18 Technology Centres (TCs) and 15 new Technology Centres under TCSP are being established out of which 9 TCs have already been inaugurated & dedicated to the nation. Additionally, 20 new TCs & 100 Extension Centres (ECs) are being established under TCEC across India, Out of 100  Extension  Centres  (ECs)  to  be  established  under  this  scheme,  62  locations  have  been approved. Out of these 62 locations, ECs at Waluj and Solapur are approved locations. The ECWaluj  is  operational  and  Solapur  is  approved  recently  on  16.12.2025.  These  centres  support MSMEs through technology, skill development, advisory services and equipped with high end machines such as CNC 5 Axis, EDM, hydraulic press, injection moulding, VHT, etc, to enhance geographical reach. These centers offer specialized training, precision components, and tooling.
-  MSE-GIFT  (Green  Investment  for  Financing  Transformation):  Focuses  on  helping  MSMEs adopt green technology for sustainable manufacturing.

(d): As  informed  by  Reserve  Bank  of  India,  the  Funds  disbursed  to  MSMEs  under  concessional credit schemes in Maharashtra by Scheduled Commercial Banks during the last three years are as under:

-  2022-23: Rs 3,26,353.90 crore
-  2023-24:  Rs 4,38,730.12 crore
-  2024-25:   Rs. 4,64,031.77 crore

(e) & (f): Ministry of MSME is implementing Micro and Small Enterprises - Cluster Development Programme  (MSE-CDP)  across  the  country  including  Maharashtra.  MSE-CDP  is  a  demand  driven Central  Sector  Scheme,  wherein,  State  Government  sends  proposals  for  establishment  of  Common Facility Centers (CFCs) and establishment/up-gradation of Infrastructure Development (ID) projects as per  requirements  in  clusters.  No  new  proposals  for  cluster  development  for  MSME  Sector  in Maharashtra are under consideration.

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