Lok Sabha Question No. 5168 (UNSTARRED), answered on 2026-03-24
Subject: NPA in Women owned SHGs
Ministry: RURAL DEVELOPMENT
Asked by: Shri Kalipada Saren Kherwal

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 5168 ANSWERED ON 24/03/2026

## NPA IN WOMEN OWNED SHGS

## 5168. Shri Kalipada Saren Kherwal:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a)    the  top  three  States  that  have  the  lowest  percent  of  NonPerforming Assets (NPA) in Women Self Help Groups (SHG) in big States; and
- (b) the top three States that had the highest NPA in Women SHGs?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (DR. CHANDRA SEKHAR PEMMASANI)

- (a): The  top  three  States  with  the  lowest  percentage  of  NonPerforming Assets (NPA) in Women Self Help Groups (SHGs) among big  States (amount-wise outstanding) are Andhra Pradesh (0.61%), West Bengal (1.05%) and Bihar (1.96%). The State/UT-wise details of Loan Outstanding Amount, NPA Amount and percentage of NPA in Women SHGs under DAY-NRLM are given at Annexure.
- (b): The top three States with the highest NPA amount in Women SHGs  are  Tamil  Nadu  (3.65%),    Karnataka  (2.72%)  and  Telangana (2.07%).

*****

## ANNEXURE

ANNEXURE REFERRED TO IN REPLY TO PART (a) OF THE LOK SABHA UNSTARRED QUESTION NO. 5168 TO BE ANSWERED ON 24.03.2026 - "NPA in Women owned SHGs".

The State/UT-wise details of Loan Outstanding Amount, NPA Amount and percentage of NPA in Women SHGs under DAY-NRLM are given as under:-

| Geographic Wise Loan Delinquency Report as on 17.03.2026   | Geographic Wise Loan Delinquency Report as on 17.03.2026   | Geographic Wise Loan Delinquency Report as on 17.03.2026   | Geographic Wise Loan Delinquency Report as on 17.03.2026   | Geographic Wise Loan Delinquency Report as on 17.03.2026   |
|------------------------------------------------------------|------------------------------------------------------------|------------------------------------------------------------|------------------------------------------------------------|------------------------------------------------------------|
| S.No.                                                      | States/UTs                                                 | Outstanding Amount (in crores)                             | NPA Amount (in crores)                                     | % of NPA                                                   |
| 1.                                                         | Meghalaya                                                  | 351.73                                                     | 22.18                                                      | 6.31%                                                      |
| 2.                                                         | Mizoram                                                    | 94.85                                                      | 4.81                                                       | 5.07%                                                      |
| 3.                                                         | Gujarat                                                    | 990.99                                                     | 48.10                                                      | 4.85%                                                      |
| 4.                                                         | Puducherry                                                 | 248.48                                                     | 10.85                                                      | 4.36%                                                      |
| 5.                                                         | Dadra and Nagar Haveli & Daman and Diu                     | 1.65                                                       | 0.06                                                       | 3.86%                                                      |
| 6.                                                         | Haryana                                                    | 729.64                                                     | 27.04                                                      | 3.71%                                                      |
| 7.                                                         | Tamil Nadu                                                 | 30611.25                                                   | 1116.05                                                    | 3.65%                                                      |
| 8.                                                         | Andaman & Nicobar Islands                                  | 2.40                                                       | 0.08                                                       | 3.46%                                                      |
| 9.                                                         | Manipur                                                    | 103.24                                                     | 3.45                                                       | 3.34%                                                      |
| 10.                                                        | Arunachal Pradesh                                          | 49.91                                                      | 1.60                                                       | 3.20%                                                      |
| 11.                                                        | Rajasthan                                                  | 3031.82                                                    | 91.47                                                      | 3.02%                                                      |
| 12.                                                        | Kerala                                                     | 10987.89                                                   | 325.53                                                     | 2.96%                                                      |
| 13.                                                        | Uttar Pradesh                                              | 3937.62                                                    | 115.06                                                     | 2.92%                                                      |
| 14.                                                        | Maharashtra                                                | 15000.94                                                   | 429.71                                                     | 2.86%                                                      |
| 15.                                                        | Chhattisgarh                                               | 3492.55                                                    | 98.48                                                      | 2.82%                                                      |
| 16.                                                        | Karnataka                                                  | 30147.68                                                   | 820.71                                                     | 2.72%                                                      |
| 17.                                                        | Madhya Pradesh                                             | 5455.09                                                    | 133.56                                                     | 2.45%                                                      |
| 18.                                                        | Punjab                                                     | 171.68                                                     | 3.63                                                       | 2.11%                                                      |
| 19.                                                        | Telangana                                                  | 40272.20                                                   | 835.63                                                     | 2.07%                                                      |
| 20.                                                        | Bihar                                                      | 28601.16                                                   | 559.51                                                     | 1.96%                                                      |
| 21.                                                        | Nagaland                                                   | 162.66                                                     | 3.08                                                       | 1.89%                                                      |
| 22.                                                        | Jammu & Kashmir                                            | 1055.42                                                    | 17.64                                                      | 1.67%                                                      |
| 23.                                                        | Uttarakhand                                                | 471.40                                                     | 7.75                                                       | 1.64%                                                      |
| 24.                                                        | Goa                                                        | 113.61                                                     | 1.84                                                       | 1.62%                                                      |
| 25. Himachal                                               | Pradesh                                                    | 382.88                                                     | 5.80                                                       | 1.51%                                                      |
| 26.                                                        | Odisha                                                     | 19118.61                                                   | 282.39                                                     | 1.48%                                                      |
| 27.                                                        | Tripura                                                    | 727.86                                                     | 9.54                                                       | 1.31%                                                      |
| 28.                                                        | West Bengal                                                | 32842.97                                                   | 346.32                                                     | 1.05%                                                      |
| 29.                                                        | Jharkhand                                                  | 7762.62                                                    | 67.43                                                      | 0.87%                                                      |
| 30.                                                        | Assam                                                      | 9582.43                                                    | 81.28                                                      | 0.85%                                                      |
| 31.                                                        | Andhra Pradesh                                             | 82693.46                                                   | 506.20                                                     | 0.61%                                                      |
| 32.                                                        | Sikkim                                                     | 68.46                                                      | 0.30                                                       | 0.43%                                                      |
| 33.                                                        | Ladakh                                                     | 2.39                                                       | 0.00                                                       | 0.00%                                                      |
| 34.                                                        | Lakshadweep                                                | 1.42                                                       | 0.00                                                       | 0.00%                                                      |
|                                                            | Total                                                      | 329377.20                                                  | 5977.37                                                    | 1.81%                                                      |

*****