Lok Sabha Question No. 4024 (UNSTARRED), answered on 2026-03-17
Subject: Transparency and Grievance Redressal under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Tharaniventhan M S

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 4024

TO BE ANSWERED ON THE 17 TH   MARCH, 2026

## TRANSPARENCY AND GRIEVANCE REDRESSAL UNDER PMFBY

4024. SHRI THARANIVENTHAN M S:

Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state: (a) the total number of farmers enrolled and claims settled under the Pradhan Mantri Fasal Bima Yojana (PMFBY) during the last three years in the country, State/UT-wise especially in Arani Lok Sabha Constituency in Tamil Nadu; (b) the average time taken for claim settlements and measures being taken to expedite the process to ensure timely support to distressed farmers in the country, State/UTwise; (c) whether the Government has taken steps to increase awareness and accessibility of PMFBY among small and marginal farmers in Tamil Nadu; (d) the manner in which the Government plan to address complaints regarding low claim amounts and exclusion of certain crops or regions under the scheme; and (e) whether any steps are being considered to improve the scheme's transparency

- and grievance redressal mechanisms to protect farmers' interests?

## ANSWER

THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण राǛ मंũी (SHRI BHAGIRATH CHOUDHARY) (a):  State-wise  details  of  Farmer  Applications  enrolled,  claims  paid  and  Farmer Applications benefitted under Pradhan Mantri Fasal Bima Yojana (PMFBY) during the last  three  years,  i.e.  from  2022-23  to  2024-25  (as  on  31.12.2025)  is  given  at Annexure. Further, during the said period, 3,03,584 Farmer Applications have been enrolled  and  total  claims  of  Rs.4.00  Crores  have  been  paid  to  19,793  Farmer Applications  in  Tiruvannamalai  district  of  Tamil  Nadu  under  PMFBY.  Similarly, 7,23,778 Farmer Applications have been enrolled and total claims of Rs.89.87 Crores have been paid to 1,96,584 Farmer Applications in Villupuram district of Tamil Nadu under PMFBY.

(b):  Majority  of  the  claims  are  settled    within  the  stipulated  timelines  under  the Operational Guidelines of the scheme i.e within 21 days of the receipt requisite yield data from the concerned State Government,  by the insurance companies.    However, during  the  implementation  of  PMFBY,  some  complaints  were  received  in  the  past about payment of claims which are primarily on account of (a) delay in providing State Government share of subsidy  (b) non-payment/delayed payment or under payment of claims on account of incorrect/delayed submission of insurance proposals by banks (c) discrepancy in yield data & consequent disputes between State Government and insurance companies etc.  The pending claims on account of these issue are settled after their resolution as per provisions of the scheme. (c): Since Kharif 2021, a total of 10 Crop Insurance Weeks have been organized in Tamil Nadu. Further, since Rabi 2021-22, around 1.17 crore crop insurance policies have been distributed to loanee farmers under the Meri Policy Mere Haath campaign. Crop Insurance Week is organized every season from 1-7 July and 1-7 December to create awareness among farmers about the benefits and procedures of PMFBY. The  campaign  engages  local  stakeholders  including  farmers,  government  officers, elected representatives, and local opinion leaders to promote greater understanding and participation in crop insurance through various awareness and outreach activities. Since  Kharif  2021,  a  total  of  3,470  trainings  were  conducted,  in  which  54,890 stakeholders were trained. Additionally, 14,600 Fasal Bima  Pathshalas were organized, in which 2,45,790 farmers participated. (d): Minimum claims have been capped at Rs.100 per season/per scheme from 1st February, 2026 onwards in order to not remit very small value claims. This amount can  be  adjusted  either  with  the  Farmer  premium  of  next  corresponding  season  or added  to  the  next  season's  claim  amount  of  the  same  farmer.  However,  State Governments of Maharashtra and Madhya Pradesh have fixed minimum claim amount of Rs.1000 per farmer/per season. Further,  notification  of  crops  &  districts  for  coverage  under  the  scheme  is  the prerogative  of the State  Governments and  Central Government has no role in this regard.

(e):  Since the scheme is implemented by the State Government, therefore, in order to  resolve  the  grievances/complaints  including  those  related  to  claims  of  insured farmers, provision of Stratified Grievance Redressal Mechanism viz. District Level Grievance Redressal Committee (DGRC), State Level Grievance Redressal Committee  (SGRC)  has  been  made  in  the  Revised  Operational  Guidelines  of  the Scheme.    These committees have been given the detailed mandate as outlined in the Operational Guidelines for hearing the complaints/ grievances   and to dispose them as per the stipulated procedure.

To further improve the grievance redressal mechanism, Krishi Rakshak Portal and Helpline (KRPH) has been developed.  A single Pan-India toll free number 14447 has been deployed and linked to the insurance companies database, where farmers can raise their grievances/issues.  Timelines to resolve these grievances/issues has also been fixed.

ANNEXURE State/UT-wise Details of Coverage & Claims Paid under PMFBY from 2022-23

## to 2024-25 (as on 31.12.2025)

| State/UT Name    | Applications Ensured   | Paid Claims    | Applications Benefitted   |
|------------------|------------------------|----------------|---------------------------|
| State/UT Name    | (In No.)               | (Rs. In Crore) | (In No.)                  |
| A & N Islands    | 571                    | 0.05           | 130                       |
| Andhra Pradesh   | 3,48,81,333            | 751.94         | 15,27,456                 |
| Assam            | 24,67,541              | 173.39         | 2,66,386                  |
| Chhattisgarh     | 2,39,37,249            | 1,392.68       | 36,97,466                 |
| Goa              | 1,223                  | 0.01           | 70                        |
| Haryana          | 2,99,11,707            | 3,149.98       | 56,62,712                 |
| Himachal Pradesh | 8,60,040               | 214.16         | 2,94,606                  |
| Jammu & Kashmir  | 5,45,247               | 67.56          | 1,80,331                  |
| Jharkhand        | 27,01,803              | -              | -                         |
| Karnataka        | 94,35,377              | 8,564.92       | 60,56,137                 |
| Kerala           | 5,40,296               | 346.68         | 2,51,450                  |
| Madhya Pradesh   | 5,40,47,202            | 3,309.07       | 1,18,98,779               |
| Maharashtra      | 5,69,54,426            | 20,780.47      | 2,88,05,503               |
| Manipur          | 13,758                 | 5.29           | 10,603                    |
| Meghalaya        | 86,997                 | 24.01          | 33,123                    |
| Odisha           | 3,68,63,540            | 967.85         | 38,06,493                 |
| Puducherry       | 1,29,984               | 9.71           | 31,344                    |
| Rajasthan        | 11,46,66,264           | 9,929.69       | 2,50,93,398               |
| Sikkim           | 8,874                  | 0.01           | 35                        |
| Tamil Nadu       | 1,69,66,741            | 2,446.69       | 58,07,644                 |
| Tripura          | 7,46,045               | 4.46           | 36,375                    |
| Uttar Pradesh    | 2,11,29,576            | 1,882.33       | 41,76,924                 |
| Uttarakhand      | 7,57,106               | 862.33         | 5,32,447                  |
| Total            | 40,76,52,900           | 54,883.28      | 9,81,69,412               |

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