Lok Sabha Question No. 113 (UNSTARRED), answered on 2026-01-29
Subject: Status of Applications under PM SVANidhi Scheme in Chhattisgarh
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Vijay Baghel

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 113

## TO BE ANSWERED ON JANUARY 29, 2026

STATUS  OF  APPLICATIONS  UNDER  PM  SVANIDHI  SCHEME  IN CHHATTISGARH

NO.113.      SHRI VIJAY BAGHEL:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the details of the applications received and approved of street vendors along with the amount of loan disbursed to them under the Pradhan Mantri Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) scheme in Chhattisgarh, particularly in Durg Lok Sabha Constituency;
- (b) whether the banks directly disburse the loan amount into the account of beneficiaries under the said scheme and if so, the details thereof;
- (c) the steps taken by the Government to improve the financial condition and standards of living of a maximum number of street
- vendors; and
- (d)     the number of vending certificates or identity cards issued to street vendors by the Urban Local Bodies in Durg Lok Sabha Constituency during the last five years?

## ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- (a) As on 20 th December 2025, in Chhattisgarh, 1,95,095 applications have been received and 1,47,738 loans amounting to ₹229 Cr have been disbursed to street vendors under the PM SVANidhi  scheme.  As  per  the  information  available  on  PM SVANidhi  portal,  in  Durg  Lok  Sabha  Constituency,  48,813 applications have been received and 39,245 loans amounting to ₹63.5 Cr have been disbursed to street vendors.

- (b) Loan amount is disbursed by banks directly into the accounts of the beneficiaries. As on 20 th  December 2025, over 1.05 crore loans amounting to more than ₹16,000 Cr. Have been disbursed to 71.58 lakh beneficiaries across the country.
- Under  the  restructured  PM  SVANidhi  scheme,  the  lending period  under  the  scheme  has  been  extended  from  December 2024  to  March  2030,  and  the  scheme  benefits  have  been extended  to  census  towns,  urban  agglomerations,  peri-urban areas,  etc.  in  a  graded  manner,  thereby  creating  increased livelihood  opportunities.  The  loan  amounts  for  the  first  and second tranches have been enhanced to ₹15,000 and ₹25,000 respectively.  In  addition,  UPI-linked  RuPay  Credit  Cards  have been  introduced  for  street  vendors  who  have  successfully repaid the second tranche loan for meeting immediate financial/
- (c) business needs.

'SVANidhi  se  Samriddhi'  component  under  the  PM  SVANidhi Scheme,  was  launched  on  04  January,  2021,  to  build  social safety  net  for  the  beneficiaries'  families  for  improving  their living  conditions.  It  aims  to  link  the  beneficiaries'  families  to existing  eight  welfare  schemes  of  the  Government  of  India, targeting  their  holistic  development  and  socio-  economic upliftment.

- (d) As per information received from Government of Chhattisgarh, a  total  of  3,001  Certificate  of  Vending  (CoV)  were  issued  to street vendors by the Urban Local Bodies in the Durg Lok Sabha Constituency during the last five years.

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