Lok Sabha Question No. 326 (UNSTARRED), answered on 2025-12-02
Subject: Relief measures for Farmers affected by Floods
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Dr. Mohammad Jawed

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE

## DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 326

TO BE ANSWERED ON THE 02 ND  DECEMBER, 2025

## RELIEF MEASURES FOR FARMERS AFFECTED BY FLOODS

326.   DR. MOHAMMAD JAWED:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

- (a) whether the Government is aware of the large-scale destruction of crops due to the recent floods across several States, including Bihar, if so, the details thereof;
- (b) whether  the  Government  has  conducted  any  survey  or  assessment  of  the  losses incurred by the farming communities in these flood-affected States;
- (c) if  so,  the  details  of  the  steps  taken  by  the  Government  to  provide  relief  and assistance to the affected farmers, State-wise;
- (d) whether  financial  compensation  or  benefits  have  been  provided  to  the  affected farmers under the Pradhan Mantri Fasal Bima Yojana (PMFBY); and
- (e) if so, the number of beneficiaries and the total amount of compensation disbursed in each flood-affected State?

## ANSWER

## MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE

कृ ͪष एवं ͩकसान कãयाण राÏय मंğी (SHRI RAMNATH THAKUR)

- (a)  to  (c):    As  per  the  National  Policy  on  Disaster  Management  (NPDM),  the  primary responsibility  for  disaster  management,  including  disbursal  of relief  assistance  on  ground level,  rests  with  the  State  Governments  concerned.  The  State  Governments  undertake relief  measures  in  the  wake  of  natural  calamities,  from  State  Disaster  Response  Fund (SDRF) already placed at their disposal, in accordance with Government of India approved items and norms. The Central Government  supplements the efforts of the State Governments  and  provides  requisite  logistics  and  financial  support.  Additional  financial assistance is  provided  from  National  Disaster  Response  Fund (NDRF), as  per laid  down procedure, in case of disaster of 'severe nature', which includes an assessment based on the visit of an Inter-Ministerial Central Team (IMCT).

As per information received from Ministry of Home Affairs (MHA), the details of the crop area affected by floods in States/UTs, during the Monsoon 2025 is at Annexure.

As informed by MHA, a total of 11 Inter-Ministerial Central Team (IMCTs) has been constituted for the States/Union Territories of  Andhra  Pradesh,  Himachal  Pradesh, Karnataka, Punjab, Uttarakhand, Telangana, Maharashtra, Nagaland, Chhattisgarh, Gujarat and UT of Jammu & Kashmir for on-the-spot assessment of damages caused due to natural calamities during 2025. The reports of IMCT are considered by the Central Government, as per the established procedure.

The details of the fund allocated and released under SDRF/NDRF to the States are available on Disaster Management, MHA's website i.e. ndmindia.mha.gov.in.

(d) & (e):  Pradhan Mantri Fasal Bima Yojna (PMFBY) was introduced in the country from Kharif 2016 season.   This scheme is mainly implemented on 'Area Approach' basis and comprehensive risk coverage for crops of farmers against all non-preventable natural risks from  pre-sowing  to  post-harvest  stages  of  the  crops  at  very  minimum  premium  for  the farmers is provided under the scheme.  Admissible claims are worked out and paid directly to the insured farmer's account by the insurance companies through DigiClaim module on National Crop Insurance Portal (NCIP), based on the yield data per unit area furnished to the insurance company by the concerned State Government and claim calculation formula envisaged in the Operational Guidelines of the scheme upon receipt of Centre and State Government's requisite share in premium subsidy.   Farmers need not intimate crop loss in respect of these claims.    As the claims are worked out on the basis of area approach, no specific reason for the loss such as flood, drought, high temperature, climate change etc. is recorded by the concerned State Government and claim calculation formula envisaged in the  Operational  Guidelines  of  the  scheme.      This  scheme  is  voluntary  for  States  and farmers as well.

Under the scheme, actuarial/bidded premium is charged by the insurance companies but farmer has to pay  lower premium of maximum 2% of sum insured for Kharif season and 1.5% of sum insured for Rabi season for food and oilseed crops and 5% of sum insured for commercial/horticultural  crops.    The  remaining  of  actuarial/bidded  premium  is  shared equally  by  the  Central  and  State  Governments  except  North  Eastern  States,  where  it  is shared  in  the  ratio  of  90  :  10  between  Centre  and  State  and  provided  to  the  insurance companies  directly  by  the  Government  through  fund  routing  agency  i.e.  Agriculture Insurance Company of India Ltd. The claims are paid only to the insured farmers under the scheme.  There is no provision to allocate the state wise fund. The Govt. of Bihar is  not implementing this scheme.

The losses due to localized  risks  of  hailstorm,  landslide,  inundation,  cloud burst & natural fire and post-harvest losses due to cyclone, cyclonic/unseasonal rains & hailstorms are calculated on individual insured farm basis.  Farmers required to intimate the loss to the concerned  insurance  company,  State  Government,  financial  institutions/banks,  online  on National Crop Insurance Portal (NCIP) or PMFBY app etc.

Annexure-I Details of damages as reported by State/UTs due to hydro-meteorological disasters during

## the year 2025-26 (as on 27.11.2025)

| S. No.   | State                |   Human Lives lost (No.) |   Cattle Lost (No.) |   Houses/huts damaged (No.) |   Cropped Area affected (in lakh ha.) |
|----------|----------------------|--------------------------|---------------------|-----------------------------|---------------------------------------|
| 1        | 2                    |                        3 |                   4 |                           5 |                                6      |
| 1        | Andhra Pradesh       |                      554 |                 994 |                        3760 |                                1.506  |
| 2        | Arunachal Pr.        |                       14 |                 383 |                         784 |                                0.072  |
| 3        | Assam                |                       35 |               14269 |                       39841 |                                0.41   |
| 4        | Bihar                |                      115 |                   0 |                         273 |                                0      |
| 5        | Chhattisgarh         |                       63 |                 395 |                        2890 |                                0.0068 |
| 6        | Goa                  |                        0 |                   0 |                         173 |                                0      |
| 7        | Gujarat              |                      101 |                3352 |                       13999 |                                0      |
| 8        | Haryana              |                       06 |                  26 |                        2745 |                                4.32   |
| 9        | Himachal Pr.         |                      190 |                3892 |                       10389 |                                0.32   |
| 10       | Jharkhand            |                       06 |                  16 |                         159 |                                0.0017 |
| 11       | Karnataka            |                       93 |                1391 |                       17951 |                               14.81   |
| 12       | Kerala               |                       78 |                   0 |                        6225 |                                0      |
| 13       | Madhya Pr.           |                      501 |                1906 |                        6042 |                                0      |
| 14       | Maharashtra          |                      163 |                 599 |                        3598 |                               75.42   |
| 15       | Manipur              |                       09 |                 880 |                       21377 |                                0.039  |
| 16       | Meghalaya            |                       20 |                  39 |                        1720 |                                0.065  |
| 17       | Mizoram              |                       07 |                  03 |                          04 |                                0      |
| 18       | Nagaland             |                       03 |                 250 |                        2684 |                                0.0058 |
| 19       | Odisha               |                       03 |                 517 |                        2678 |                                0.29   |
| 20       | Punjab               |                       40 |                7167 |                       14065 |                                1.93   |
| 21       | Rajasthan            |                       74 |                  71 |                          52 |                                0      |
| 22       | Sikkim               |                       18 |                  08 |                        2022 |                                8.11   |
| 23       | Tamil Nadu           |                       72 |                 985 |                        1423 |                                0.29   |
| 24       | Telangana            |                        0 |                   0 |                           0 |                                0      |
| 25       | Tripura              |                       43 |                  07 |                        8352 |                                0      |
| 26       | Uttar Pradesh        |                       78 |                   0 |                        1211 |                                2.22   |
| 27       | Uttarakhand          |                      177 |                 864 |                        7212 |                                0.0073 |
| 28       | West Bengal          |                        0 |                   0 |                           0 |                                0      |
| 29       | Andaman & Nicobar    |                        0 |                   0 |                          11 |                                0      |
| 30       | Chandigarh           |                        0 |                   0 |                           0 |                                0      |
| 31       | Dadar & Nagar Haveli |                        0 |                   0 |                          01 |                                0      |
| 32       | Delhi                |                        0 |                   0 |                           0 |                                0      |
| 33       | J & K                |                      181 |               11693 |                        8404 |                                0.78   |
| 34       | Puducherry           |                        0 |                   0 |                          13 |                                0.001  |
| Total    | Total                |                     2647 |               49711 |                      180063 |                              116.605  |

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