Lok Sabha Question No. 25 (STARRED), answered on 2015-12-01
Subject: National Crop Insurance Programme
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: SUPRIYA SADANAND SULE, RAVINDRA VISHWANATH GAIKWAD

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA STARRED QUESTION NO. 25

TO BE ANSWERED ON THE 1 ST  DECEMBER, 2015

## NATIONAL CROP INSURANCE PROGRAMME

- *25.     SHRIMATI SUPRIYA SULE: PROF. RAVINDRA VISHWANATH GAIKWAD:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ षि एवं ककसान कल्याण ½ãâ¨ããè be pleased to state:

- (a) whether the Government has recently reviewed the implementation of the  National Crop Insurance Programme (NCIP) in the country and if so, the outcome thereof;
- (b) whether several deficiencies have been identified during the review of the programme and if so, the corrective measures initiated by the Government in this regard;
- (c) the number of farmers benefitted under the programme during the last one year in each State/UT; and
- (d) the  steps  taken/proposed to be taken by the Government to make the programme more effective?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE कृ षि एवं ककसान कल्याण ½ãâ¨ããè (SHRI RADHA MOHAN SINGH)

- (a) to (d): A statement is laid on the Table of the House.

## STATEMENT  REFERRED  TO  IN  REPLY  TO  PARTS  (a)  TO  (d)  OF  LOK  SABHA STARRED QUESTION NO. 25   DUE FOR REPLY ON 1 ST  DECEMBER, 2015.

- (a) & (b):       Improvement in crop insurance schemes to make these more scientific in order to better serve the interests of the farmers,  is a continuous process and steps are taken in this regard by the Government from time to time.  Government has reviewed the existing National Crop Insurance  Programme (NCIP) in consultation with various stakeholders including State Governments in order to improve NCIP. Following issues have been  identified  in  the  Modified  National  Agricultural  Insurance  Scheme  (MNAIS)  and Weather Based Crop Insurance Scheme (WBCIS) components of NCIP:-
- i) Increase in the farmers' share of premium.
- ii) Reduction of Sum Insured due to capping on actuarial premium under MNAIS and WBCIS.
- iii) Increase in number of Crop Cutting Experiments.
- iv) High Variability in premium rate between neighboring districts under MNAIS.
- v) Higher premium in districts having high risk.
- vi) Difficulties faced by States in allocation of districts/areas to insurance companies.

In  view  of  the  above,  Government  has  initiated  the  process  of  modification  of  the existing Crop Insurance Schemes.

- (c):          State-wise  details  of  number  of  farmers  benefitted  under  the  Crop  Insurance programme during the last one year is Annexed .
- (d):              Continued  efforts  are  being  made  to  make  the  scheme  more  beneficial  and effective  for  farmers  by  reviewing  the  schemes  from  time  to  time  and  incorporation  of farmer friendly  features.  Concerned  agencies  of  State  Governments  in  coordination  with the  insurance  companies  create  awareness  among  farmers  through  publicity  of  Crop Insurance  Schemes.    The  salient  activities  under  awareness  campaign  includes  the publicity of benefits of the scheme through advertisements in leading National/local News Papers,  telecast  through  audio-visual  media,  distribution  of  pamphlets,  participation  in agriculture  fairs  /  melas  /  ghosti  and  organization  of  workshops  /  trainings  and  sending SMSes through Kisan Portal etc. A new portal of Crop Insurance has also been launched through which premium applicable to farmers' crop can be calculated.

## ANNEXURE

| State Wise No. of Farmers Insured and Benefitted under NCIP   | State Wise No. of Farmers Insured and Benefitted under NCIP   | State Wise No. of Farmers Insured and Benefitted under NCIP   | State Wise No. of Farmers Insured and Benefitted under NCIP   | State Wise No. of Farmers Insured and Benefitted under NCIP   | State Wise No. of Farmers Insured and Benefitted under NCIP   | State Wise No. of Farmers Insured and Benefitted under NCIP   | State Wise No. of Farmers Insured and Benefitted under NCIP   |
|---------------------------------------------------------------|---------------------------------------------------------------|---------------------------------------------------------------|---------------------------------------------------------------|---------------------------------------------------------------|---------------------------------------------------------------|---------------------------------------------------------------|---------------------------------------------------------------|
|                                                               |                                                               | ALL COMPANIES WBCIS                                           | ALL COMPANIES WBCIS                                           | MNAIS                                                         | MNAIS                                                         |                                                               |                                                               |
|                                                               | STATE                                                         | NO. OF FARMERS INSURED                                        | NO. OF FARMERS BENEFITTED                                     | NO. OF FARMERS INSURED                                        | NO. OF FARMERS BENEFITTED                                     | NO. OF FARMERS INSURED                                        | NO. OF FARMERS BENEFITTED                                     |
|                                                               | Andhra Pradesh                                                | 93390                                                         | 78158                                                         | 167574                                                        | 16401                                                         | 260964                                                        | 94559                                                         |
|                                                               | A&N Island                                                    |                                                               |                                                               | 686                                                           | 175                                                           | 686                                                           | 175                                                           |
|                                                               | Assam                                                         | 21758                                                         | 20689                                                         |                                                               |                                                               | 21758                                                         | 20689                                                         |
|                                                               | Bihar                                                         | 1850302                                                       | 1582408                                                       | 447997                                                        | 30010                                                         | 2298299                                                       | 1612418                                                       |
|                                                               | Chhatisgarh                                                   | 974199                                                        | 590731                                                        |                                                               |                                                               | 974199                                                        | 590731                                                        |
|                                                               | Goa                                                           |                                                               |                                                               | 155                                                           | 0                                                             | 155                                                           | 0                                                             |
|                                                               | Himachal Pradesh                                              | 856                                                           | 856                                                           |                                                               |                                                               | 856                                                           | 856                                                           |
|                                                               | Jammu & Kashmir                                               | 1364                                                          | 1364                                                          |                                                               |                                                               | 1364                                                          | 1364                                                          |
|                                                               | Jharkhand                                                     | 158589                                                        | 158589                                                        | 35334                                                         | 938                                                           | 193923                                                        | 159527                                                        |
|                                                               | Karnataka                                                     | 169025                                                        | 119260                                                        | 906617                                                        | 311986                                                        | 1075642                                                       | 431246                                                        |
|                                                               | Kerala                                                        | 17897                                                         | 12908                                                         | 6545                                                          | 1367                                                          | 24442                                                         | 14275                                                         |
|                                                               | Madhya Pradesh                                                | 68122                                                         | 68122                                                         |                                                               |                                                               | 68122                                                         | 68122                                                         |
|                                                               | Maharashtra                                                   | 1291123                                                       | 1173967                                                       |                                                               |                                                               | 1291123                                                       | 1173967                                                       |
|                                                               | Rajasthan                                                     | 3300321                                                       | 2695536                                                       | 2565676                                                       | 896582                                                        | 5865997                                                       | 3592118                                                       |
|                                                               | Tamil Nadu                                                    |                                                               |                                                               | 44817                                                         | Claims under Process                                          | 44817                                                         |                                                               |
|                                                               | Telengana                                                     | 69507                                                         | 68721                                                         |                                                               |                                                               | 69507                                                         | 68721                                                         |
|                                                               | Uttar Pradesh                                                 | 120392                                                        | 120392                                                        | 618203                                                        | 176063                                                        | 738595                                                        | 296455                                                        |
|                                                               | Uttarakhand                                                   | 34179                                                         | 30990                                                         | 23725                                                         | 4105                                                          | 57904                                                         | 35095                                                         |
|                                                               | West Bengal                                                   | 2707                                                          | Claims under Process                                          | 1079087                                                       | 132346                                                        | 1081794                                                       | 132346                                                        |
|                                                               | TOTAL                                                         | 8173731                                                       | 6722691                                                       | 5896416                                                       | 1569973                                                       | 14070147                                                      | 8292664                                                       |
|                                                               | Andhra Pradesh                                                | 3224                                                          | Claims under Process                                          | 98809                                                         | 5937                                                          | 102033                                                        | 5937                                                          |
|                                                               | Andaman & Nicobar                                             |                                                               |                                                               | 97                                                            | 9                                                             | 97                                                            | 9                                                             |
|                                                               | Assam                                                         | 1593                                                          | 505                                                           |                                                               |                                                               | 1593                                                          | 505                                                           |
|                                                               | Goa                                                           |                                                               |                                                               | 5                                                             | 0                                                             | 5                                                             | 0                                                             |
|                                                               | Haryana                                                       | 22                                                            | 7                                                             |                                                               |                                                               | 22                                                            | 7                                                             |
|                                                               | Himachal Pradesh                                              | 98159                                                         | 93357                                                         |                                                               |                                                               | 98159                                                         | 93357                                                         |
|                                                               | Jammu & Kashmir                                               |                                                               |                                                               |                                                               |                                                               | 0                                                             | 0                                                             |
|                                                               | Karnataka                                                     | 5746                                                          | 5282                                                          | 31953                                                         | 6125                                                          | 37699                                                         | 11407                                                         |
|                                                               | Kerala                                                        | 11605                                                         | 9807                                                          | 13359                                                         | 27                                                            | 24964                                                         | 9834                                                          |
|                                                               | Madhya Pradesh                                                | 100649                                                        | 97413                                                         |                                                               |                                                               | 100649                                                        | 97413                                                         |
|                                                               | Maharashtra                                                   | 133671                                                        | 97676                                                         |                                                               |                                                               | 133671                                                        | 97676                                                         |
|                                                               | Rajasthan                                                     | 2551937                                                       | 2417623                                                       | 1468794                                                       | 602927                                                        | 4020731                                                       | 3020550                                                       |
|                                                               | Telengana                                                     | 1031                                                          | Claims under                                                  | 700585                                                        | Claims under Process                                          | 701616                                                        | Claims under                                                  |
|                                                               |                                                               |                                                               | Process                                                       |                                                               |                                                               |                                                               | Process                                                       |
|                                                               | Uttar Pradesh Uttarakhand                                     | 164128 7067                                                   | 158056 6944                                                   | 869867 14262                                                  | 711917 10094                                                  | 1033995 21329                                                 | 869973 17038                                                  |
|                                                               | West Bengal                                                   | 701                                                           | Claims under Process                                          |                                                               |                                                               | 701                                                           | Claims under Process                                          |
|                                                               | TOTAL                                                         | 3079533                                                       | 2886670                                                       | 3197731                                                       | 1337036                                                       | 6277264                                                       | 4223706                                                       |
|                                                               | Grand Total                                                   | 11253264                                                      | 9609361                                                       | 9094147                                                       | 2907009                                                       | 20347411                                                      | 12516370                                                      |

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