Lok Sabha Question No. 1520 (UNSTARRED), answered on 2016-03-04
Subject: Bank Loan under PMEGP
Ministry: FINANCE
Asked by: NISHIKANT  DUBEY

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 1520

## TO BE ANSWERED ON 4 TH  March, 2016 / Phalguna 14, 1937 (SAKA)

## 'BANK LOAN UNDER PMEGP'

## 1520 : SHRI NISHIKANT DUBEY:

Will the Minister of FINANCE be pleased to state :

- a) The  number  of  applications  received  under  the  Prime  Minister  Employment Generation Programme (PMEGP), State-wise including Jharkhand as on date; and
- b) The time by which banks are granting loans under the PMEGP ?

## ANSWER MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI JAYANT SINHA)

(a) A  total  of  2,88,058  applications  are  received  under  PMEGP  throughout  the country  during  2015-16  upto  31 st   January,  2016. State-wise  number  of applications received, including Jharkhand during the said period is given in the enclosed Annexure. (b) For  granting  loans  under  PMEGP,  Banks  take  their  own  credit  decisions based on viability of each project. The timelines prescribed by Banking Code and Standard Board of India (BCSBI) are as follows : All applications for a credit limit or enhancement in existing credit limit up to Rs.5  lakh  within  two  weeks;  and  for  credit  limit  above  Rs.5  lakh  and  upto Rs.25 lakh within 3 weeks, provided the application is complete in all respects and is accompanied by all documents as per check list.

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## Annexure

| State wise application received under PMEGP as on 31.01.2016.   | State wise application received under PMEGP as on 31.01.2016.   | State wise application received under PMEGP as on 31.01.2016.   |
|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|
| S.No.                                                           | State/UT                                                        | No. of Application Received During 2015-16                      |
| 1                                                               | UT Chandigarh                                                   | 197                                                             |
| 2                                                               | Delhi                                                           | 1230                                                            |
| 3                                                               | Haryana                                                         | 3416                                                            |
| 4                                                               | Himachal Pradesh                                                | 4425                                                            |
| 5                                                               | Jammu & Kashmir                                                 | 4995                                                            |
| 6                                                               | Punjab                                                          | 5537                                                            |
| 7                                                               | Rajasthan                                                       | 8828                                                            |
| 8                                                               | A & N Islands                                                   | 0                                                               |
| 9                                                               | Bihar                                                           | 11650                                                           |
| 10                                                              | Jharkhand                                                       | 8700                                                            |
| 11                                                              | Orissa                                                          | 25577                                                           |
| 12                                                              | West Bengal                                                     | 29178                                                           |
| 13                                                              | Arunachal Pradesh                                               | 0                                                               |
| 14                                                              | Assam                                                           | 37162                                                           |
| 15                                                              | Manipur                                                         | 22282                                                           |
| 16                                                              | Meghalaya                                                       | 2713                                                            |
| 17                                                              | Mizoram                                                         | 5632                                                            |
| 18                                                              | Nagaland                                                        | 1569                                                            |
| 19                                                              | Tripura                                                         | 6436                                                            |
| 20                                                              | Sikkim                                                          | 222                                                             |
| 21                                                              | Andhra Pradesh                                                  | 10347                                                           |
| 22                                                              | Telangana                                                       | 5103                                                            |

| 23   | Karnataka      |   23341 |
|------|----------------|---------|
| 24   | Kerala         |    3498 |
| 25   | Lakshadweep    |       0 |
| 26   | Pondicherry    |     267 |
| 27   | Tamil Nadu     |   10700 |
| 28   | Goa            |      67 |
| 29   | Gujarat*       |    3497 |
| 30   | Maharashtra**  |    3854 |
| 31   | Chhattisgarh   |    3492 |
| 32   | Madhya Pradesh |    4115 |
| 33   | Uttarakhand    |    2371 |
| 34   | Uttar Pradesh  |   37657 |
|      | TOTAL          |  288058 |