Lok Sabha Question No. 459 (STARRED), answered on 2026-03-24
Subject: Release of State Premium Subsidy under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Sanjay Uttamrao Deshmukh, Shri Sanjay Haribhau Jadhav

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA STARRED QUESTION NO. 459

TO BE ANSWERED ON THE 24 TH  MARCH, 2026

## RELEASE OF STATE PREMIUM SUBSIDY UNDER PMFBY

## *459.  SHRI SANJAY UTTAMRAO DESHMUKH:

SHRI SANJAY HARIBHAU JADHAV:

Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

(a) whether the Government has taken note of the delay being caused in the settlement of Kharif-2024 crop insurance claims and the release of State premium subsidy under the Pradhan Mantri Fasal Bima Yojana (PMFBY) in various States including Maharashtra, if so, the reasons therefor;

(b) the present status of the pending claims and the average time taken for the settlement of  claims  in  Maharashtra,  including  the  Washim-Yavatmal  and  Parbhani  Lok  Sabha Constituencies; (c)  whether  any  complaints  have  been  registered  by  the  farmers  of  Maharashtra, particularly from the remote districts, regarding rejection of claims solely on the basis of satellite-based assessment with regard to crop damaged; (d) if so, the details thereof along with the steps taken by the Government to expedite the process of claim settlement; (e) the details of the expected timeline for addressing the said issues; and (f) the measures taken for timely release of State subsidy and crop compensation at the ground level?

## ANSWER

MINISTER FOR AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी (SHRI SHIVRAJ SINGH CHOUHAN)

(a) to (  f)  :  A statement is laid on the Table of the House.

## STATEMENT  REFERRED  TO  PARTS  (a)  TO  (f)  OF  LOK  SABHA  STARRED QUESTION NO. 459 FOR 24 TH  MARCH, 2026  REGARDING RELEASE OF STATE PREMIUM SUBSIDY UNDER PMFBY

(a) & (b): As per information received from the State Government of Maharashtra under Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY),  the  total  reported  claim  for  Kharif  2024 season  was  Rs.  4,740.58  crores,  out  of  which,  Rs.  4,702.04  crores  (99%)  has  been disbursed and Rs. 38.54 crores only remain pending which is less than 1%. Further, State share of subsidy in full for Kharif 2024  has  been released to the concerned insurance companies.

In  the  districts  of  Washim,  Yavatmal,  and  Parbhani  of  Maharashtra,  99.77%  of reported claims have been settled during Kharif 2024 season. The district-wise details for Kharif 2024 season are as follows:

| District   | Eligible Claims   | Paid Claims    | Pending Claims   |
|------------|-------------------|----------------|------------------|
|            | (Rs. In Crore)    | (Rs. In Crore) | (Rs. In Crore)   |
| Washim     | 161.52            | 160.83         | 0.69             |
| Yavatmal   | 176.16            | 175.92         | 0.24             |
| Parbhani   | 464.48            | 463.56         | 0.92             |
| Total      | 802.16            | 800.31         | 1.85             |

(c):  Satellite  data  is  only  used  for  technology-based  effective  and  transparent  yield estimation. Since 2024, 14,81,331 claim related complaints have been registered on Krishi Rakshak Portal and Helpline (KRPH)  in Maharashtra, out of which, 14,81,141 complaints (99.99%) have been resolved, as on 28.02.2026.

(d)  &  (e):  Government  has  taken  various  steps  to  strengthen  implementation  of  this scheme, bring transparency and ensure timely settlement of claims :

-  Government has undertaken development of National Crop Insurance Portal (NCIP) as  a  single  source  of  data  ensuring  subsidy  payment,  co-ordination, transparency,  dissemination  of  information  and  delivery  of  services  including direct  online  enrollment  of  farmers,  uploading/obtaining  individual  insured famer's  details  for  better  monitoring  and  to  ensure  transfer  of  claim  amount electronically to the individual farmer's Bank Account.
-  In  order  to  rigorously  monitor  claim  disbursal  process,  a  dedicated  module namely 'Digiclaim Module' has been operationalized for payment of claims from Kharif 2022 onwards.  It involves integration of National Crop Insurance Portal (NCIP)  with  Public  Finance  Management  System  (PFMS)  and  accounting system of Insurance Companies to provide timely & transparent processing of all claims  w.e.f.  Kharif  2024,  in  case  payment  is  not  made  timely  by  Insurance Company, penalty of 12% is auto-calculated and levied through NCIP.
-  Delinking of Central Government share of premium subsidy from that of State Governments  has  been  implemented  so  that  farmers  can  get  proportionate claims relating to the Central Government share.
-  Also, towards leveraging technology in implementation of the scheme, various steps like capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri App &  uploading  it  on  the  NCIP,  allowing  insurance companies to witness the conduct of CCEs, integration of State land records with NCIP etc. have already been taken to improve timely settlement of the claims to farmers.
-  Tranche based claim settlement has been initiated w.e.f. Rabi 2024-25.

(f): Opening of ESCROW Account by the State Government concerned for deposit of their premium share in advance as per provisions of the scheme has been made mandatory w.e.f.  Kharif  2025  season.  This  will  ensure  timely  release  of  State  Share  of  premium subsidy.  Further, implementation of Digiclaim Module on National Crop Insurance Portal (NCIP), mandating use of Crop Cutting Experiment Application (CCE App) for capturing and transmission  of  CCE  data,  implementation  of  Yield  Estimation  Systems  based  on Technology (YES- Tech) for satellite-based claim assessment as well as implementation of  Crop  Loss  Assessment  App  (CLAP)  for  capturing  and  transmission  of  damage assessment for localised calamities are ensuring faster processing of ground- level claim computation and payment.

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