Lok Sabha Question No. 1522 (UNSTARRED), answered on 2026-02-09
Subject: New Bank Branches in Jamui
Ministry: FINANCE
Asked by: Shri Arun Bharti

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA

## UNSTARRED QUESTION NO. 1522

ANSWERED ON MONDAY, 09 FEBRUARY 2026 / MAGHA 20, 1947 (SAKA)

## New Bank Branches in Jamui

## 1522. SHRI ARUN BHARTI:

Will the Minister of FINANCE be pleased to state:

- (a)  whether  the  Government  has  approved/sanctioned  opening  of  new  bank  branches  in unbanked blocks of Jamui Lok Sabha Constituency in Bihar during Financial Year 2025-26, if so, block-wise status and timeline for its opening;
- (b)  the  physical  and  financial  progress  of Digital  Banking Unit (DBU) setup in Jamui  Lok Sabha Constituency as on January 2026;
- (c)  the  allocations,  releases  and  utilisation  for  financial  literacy  awareness  programmes  in Jamui for the last three financial years, block-wise;
- (d)  whether  shortfall  has  been  identified  in  ATM  penetration  in  rural  Jamui  and  if  so,  the remedial timeline therefor; and
- (e)  whether  new  projects  have  been  approved  for  Jamui  under  the  National  Bank  for Agriculture and Rural Development (NABARD) Rural Infrastructure Development Fund in FY 2026-27 and if so, the details thereof?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PANKAJ CHAUDHARY)

(a) to (d) To ensure accessibility of banking services in rural and remote areas, the endeavour of the Government is to provide a banking outlet (Bank branch / Business Correspondent / India  Post  Payments  Bank)  within  5  kilometres  of  all  inhabited  villages  in  the  country. Availability of banking outlets is monitored by a Geographic Information System (GIS) based App., namely, Jan Dhan Darshak (JDD) App.

As per JDD app, all the inhabited villages in the State of Bihar including the three Districts i.e. Jamui, Munger and Sheikhpura falling under Jamui Parliamentary Constituency are covered by a Banking Outlet within a radius of 5km. Further, the position of Banking infrastructure in Jamui Parliamentary Constituency of Bihar, as on 31.12.2025, is as under:

| Banking Infrastructure in Jamui Parliamentary Constituency   | Banking Infrastructure in Jamui Parliamentary Constituency   | Banking Infrastructure in Jamui Parliamentary Constituency   | Banking Infrastructure in Jamui Parliamentary Constituency   | Banking Infrastructure in Jamui Parliamentary Constituency   |
|--------------------------------------------------------------|--------------------------------------------------------------|--------------------------------------------------------------|--------------------------------------------------------------|--------------------------------------------------------------|
| District                                                     | Branch                                                       | BC                                                           | ATM                                                          | IPPB                                                         |
| Jamui                                                        | 129                                                          | 5,411                                                        | 60                                                           | 178                                                          |
| Munger                                                       | 148                                                          | 2,278                                                        | 112                                                          | 121                                                          |
| Sheikhpura                                                   | 62                                                           | 1,172                                                        | 29                                                           | 83                                                           |
| Bihar                                                        | 8,354                                                        | 2,26,392                                                     | 6,937                                                        | 9,308                                                        |

There are 4 Digital Banking Unit (DBUs) in the State of Bihar. However, no DBU is available in the Jamui Parliamentary Constituency.

Banks,  inter-alia,  consider  proposals  for  opening  banking  outlets  in  the  light  of  RBI's instructions, their business plans and their commercial viability. To further assess the viability for opening a banking outlet, Banks carry out survey as required. The data for such proposals received by the banks is not maintained centrally.

Further, the details of expenses for Financial Literacy Programme in Jamui district for the last 03 financial years is as under: -

| Amount in actual   | Amount in actual   | Amount in actual          | Amount in actual          |
|--------------------|--------------------|---------------------------|---------------------------|
| Financial Year     | Allocation Amount  | Amount (Expenses by Bank) | Release from RBI / NABARD |
| 2022-23            | 7,59,093           | 7,59,093                  | 27,416                    |
| 2023-24            | 23,90,667          | 23,90,667                 | 41,635                    |
| 2024-25            | 38,53,886          | 38,53,886                 | 40,878                    |

Source: SLBC, Bihar

(e)  As  apprised  by  NABARD,  sanctioning  of  projects  under  the  Rural  Infrastructure Development Fund (RIDF) for FY 2026-27 will commence after finalization of the corpus under  RIDF  Tranche  XXXII  and  allocation  of  the  same  to  NABARD  by  Government  of India/Reserve Bank of India.  Hence, no new project has been approved for Jamui in FY 202627 under RIDF.

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