Lok Sabha Question No. 399 (UNSTARRED), answered on 2025-12-02
Subject: Insurance to Fishers and Fish Farmers
Ministry: FISHERIES, ANIMAL HUSBANDRY AND DAIRYING
Asked by: Shri G M Harish Balayogi

## MINISTRY OF FISHERIES, ANIMAL HUSBANDRY AND DAIRYING

## GOVERNMENT OF INDIA DEPARTMENT OF FISHERIES

## LOK  SABHA

UNSTARRED QUESTION No. 399 TO BE ANSWERED ON 2 ND  DECEMBER, 2025

## Insurance to Fishers and Fish Farmers

## 399. Shri G M Harish Balayogi:

Will the Minister of FISHERIES, ANIMAL HUSBANDRY AND DAIRYING be pleased to state:

- (a) whether the Government has provided group accident insurance coverage to fishers and fish farmers in all districts of Andhra Pradesh, especially in Konaseema district, under Pradhan Mantri Matsya Sampada Yojana (PMMSY);
- (b) the total number of beneficiaries (female/SC/ST) covered under this insurance scheme during the last three years in the State, year and district-wise;
- (c) the amount of funds allocated, released and utilised towards premium payments under the scheme in the State during the last three years, year and district-wise;
- (d) the  details  regarding  the  claims  made,  settled  and  pending  under  each  category  of insurance coverage including the total amount disbursed in claims during the last three years in the State, year and district-wise;
- (e) the details regarding implementing agencies empanelled for claim settlement under the scheme in the State; and
- (f) whether the Government has set up a grievance redressal or monitoring mechanism to address delays in claim disbursal or denial of coverage and if so, the details thereof?

## ANSWER

## MINISTER OF FISHERIES, ANIMAL HUSBANDRY AND DAIRYING (SHRI RAJIV RANJAN SINGH ALIAS LALAN SINGH)

(a) to (f): The Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying is implementing a flagship scheme 'Pradhan Mantri Matsya Sampada Yojana' (PMMSY) to bring about Blue Revolution through sustainable and responsible development of fisheries sector and welfare  of  fishermen  in  India  with  an  investment  of  Rs.20,050  crore  in  all  States/  Union Territories.  The scheme inter-alia provides social security measure to fishers including inland fishermen and fish workers through Group Accidental Insurance Scheme (GAIS) under PMMSY to fishers including both marine and inland fishers and fish farmers wherein the entire insurance premium amount is shared between the Centre & State in the ratio of 60:40 basis for General States, 90:10 for the Himalayan & North Eastern states while in the case of the Union territories, the entire premium amount is paid by the Centre. The insurance coverage provided under Group Accidental  Insurance  Scheme  includes  (i)  Rs.5,00,000/-  against  death  or  permanent  total disability (ii) Rs.2,50,000/- for permanent partial disability and (iii) hospitalization expenses in the event of accident for a sum of Rs. 25,000/. Under PMMSY since its inception, Government has  released  a  sum  of  Rs.149.07    crores  towards  premium  for  group  accident  insurance coverage  of  167.30  lakh  fishers  with  an  average  of  33.46  lakh  fishers  annually  with  no contribution from fisher and fish farmers. As  regards the implementation of  Group Accidental Insurance Scheme in Andhra Pradesh, the State has not given the willingness to participate in Group Accidental Insurance Scheme so far and reported that State Government is providing exgratia to the deceased fishermen families who died while in fishing.

*****