Lok Sabha Question No. 2122 (UNSTARRED), answered on 2016-05-06
Subject: Tax on Insurance Policies
Ministry: FINANCE
Asked by: HARIOM SINGH RATHORE

†2122. Shri Hariom Singh Rathore: Will the Minister of FINANCE be pleased to state:

- (a)
- (b)

the number of life insurance policy holders in the country during each of the last three years, company and State/ UT-wise; the number of policyholders who are paying income tax/service tax during the said period;

- (c) whether the number of people under insurance cover has decreased after introduction of service tax, if so, the details thereof; and

Government of India Ministry of Finance Department of Financial Services Lok Sabha Unstarred Question No. †2122

To be answered on Friday, May 6, 2016/Vaisakha 16, 1938 (Saka)

Tax on Insurance Policies

## Answer

Minister of State in the Ministry of Finance

(Shri Jayant Sinha)

- (a) The details of individual life insurance policies issued during the years 2012-13 to 2014-15 in the country are given in Annexure - I, Annexure- II & Annexure-III.
- (b) Service tax is charged on all the life insurance premiums paid by the policyholders. Details of income tax being paid by them is not centrally maintained by Insurance Regulatory & Development Authority of India (IRDAI).
- (c) & (d) The number of people who have taken insurance cover during the years 2012-13 to 2014-15 is as under:

| Financial Year   | No. of people taken insurance cover   |
|------------------|---------------------------------------|
| 2012-13          | 4,41,54,624                           |
| 2013-14          | 4,08,34,685                           |
| 2014-15          | 2,58,69,356                           |

However, Social Security Schemes like Varishtha Pension Bima Yojana, Aam Aadmi Bima Yojana, Life Cover under Pradhan Mantri Jan Dhan Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan mantra Jeevan jyoti Bima Yojana have been exempted from service tax by the Government.

*****

## INDIVIDUAL NEW POLICIES ISSUED IN THE FY 2012-13 ANNEXURE I

## INDIVIDUAL NEW POLICIES ISSUED IN THE FY 2012-13 ANNEXURE I

| State / Union Territory   |   Aegon Life |   Aviva |   Bajaj Allianz |   Bharti Axa |   Birla Sunlife |   Canara HSBC | DLF Pramerica   | Edelweiss Tokio   | Future Generali   | HDFC Std   | ICICI Pru   | IDBI Federal   | India First   | ING Vysya   |   Kotak Mahindra | Max Life    | MetLife Life   | Reliance Sahara   | SBI Life Shriram   |       |            | Star Union   |   Tata AIA LIC # |   State Total (Industry) |
|---------------------------|--------------|---------|-----------------|--------------|-----------------|---------------|-----------------|-------------------|-------------------|------------|-------------|----------------|---------------|-------------|------------------|-------------|----------------|-------------------|--------------------|-------|------------|--------------|------------------|--------------------------|
| Andhra Pradesh            |         1469 |    9148 |           38835 |         7281 |           31496 |          4251 | 1519            | 836               | 6445 52632        | 61848      |             | 7091           | 22590 40557   | 6805        |            35595 | 9553        | 65099          | 2418              | 100894             |  8365 | 62336 6005 |              |          3056198 |                  3639267 |
| Arunachal Pradesh         |            0 |     230 |             196 |            0 |             197 |            86 | 510             | 0 0               |                   | 154        | 74          | 134 33         | 4             | 0           |              172 | 6           | 294            | 0                 | 4296               |     0 | 8 0        |              |             9134 |                    15529 |
| Assam                     |          635 |    2144 |           27371 |         1977 |           32764 |          1093 | 9078            | 0                 | 860               | 12705      | 38984       | 1802           | 1107          | 1462 2851   |             6594 | 2530        | 18417          | 727               | 41082              |    18 | 3341 7146  |              |           812655 |                  1027343 |
| Bihar                     |           36 |    3341 |           94896 |         1887 |           41456 |          1858 | 3124            | 319 18832         | 10021             |            | 27383       | 4485 2366      | 1091          | 212         |             9339 | 7404        | 53638          | 15103             | 39187              |  1555 | 9312       | 3887         |          2354467 |                  2705199 |
| Chattisgarh               |          832 |    1398 |            9554 |         2113 |           23354 |           489 | 564             | 0                 | 1317              | 7913       | 6236        | 3059           | 846           | 772         |              884 | 7941 1630   | 5939           | 368               | 26549              |  1684 | 1349       | 2092         |           760636 |                   867518 |
| Goa                       |          176 |     435 |            1066 |          183 |            2148 |           370 | 343 389         |                   | 11                | 4938       | 1721        | 659            | 548           | 913         |              526 | 5478        | 360 1270       |                   | 0 2860             |   146 | 357        | 373          |           122940 |                   148210 |
| Gujarat                   |         2359 |    7245 |           33816 |         5322 |           21486 |          1074 | 2773            | 4124              | 2064              | 64095      | 46723       | 6247           | 22803         | 10296 19164 |            41857 | 4719        | 45187          |                   | 2607 33428         |  1993 | 8053       | 8689         |          2002761 |                  2398885 |
| Haryana                   |         1300 |    6952 |           19037 |         2396 |           11823 |          6258 | 3839            | 1449              | 1798              | 61929      | 17019       | 2863           | 1409          | 3801        |            12620 | 34194       | 8799 14562     | 936               | 24132              |  1928 | 1587 7677  |              |           503113 |                   751421 |
| Himachal Pradesh          |          415 |     313 |            6790 |          407 |            2821 |           304 | 1687            | 0                 | 216               | 2598       | 15422       | 953 206        | 811           | 0           |             2837 | 4092        | 6674           | 0                 | 10793              |   383 | 543 517    |              |           378535 |                   437316 |
| Jammu & Kashmir           |          520 |     560 |            8987 |          293 |            1106 |             1 | 567             | 0                 | 251               | 6666       | 3912        | 92 12          | 1226          |             |              351 | 2673        | 26180 3930     | 0                 | 5134               |   135 | 46         | 0            |           193071 |                   255713 |
| Jharkhand                 |          -39 |    2692 |           30181 |         3094 |           15972 |           958 | 1335            | 270               | 2824              | 7970 13034 |             | 2862           | 896           | 1005        |             3269 | 6588 2191   | 18586          | 3119              | 23086              |  1144 | 15284      | 5282         |           806790 |                   968392 |
| Karnataka                 |         1814 |    8578 |           21194 |         6429 |           20843 |         10196 | 1967            | 499               | 4046              | 106037     | 102275      | 6621 2632      |               | 32547       |             7450 | 23456 16189 | 30438          | 1150              | 43391              |  3110 | 9519       | 12618        |          2594730 |                  3067729 |
| Kerala                    |          721 |    2251 |           20439 |         3365 |           10544 |          2535 | 200             | 136               | 2796              | 34684      | 24715       | 17986          | 1044          | 9312        |             9075 | 13182 7579  | 9915           |                   | 0 39796            |  1889 | 2198       | 4822         |          1704556 |                  1923739 |
| Madhya Pradesh            |         1032 |    4919 |           22798 |         2995 |           23955 |          1672 | 1513            | 0                 | 1842              | 111275     | 18394       | 8647 3054      |               | 3661        |             3716 | 15095 6546  | 30636          | 2008              | 61251              |  4714 | 19715      | 829          |          1579836 |                  1930102 |
| Maharashtra               |        37454 |   25341 |           56337 |        21338 |           86732 |          4278 | 7883            | 7522              | 16046             | 220939     | 118599      | 18933 9560     | 12081         |             |            35697 | 81303 8460  | 50683          |                   | 2321 78855         | 28485 | 5929 24541 |              |          4045577 |                  5004894 |
| Manipur                   |            0 |      34 |            9312 |            0 |            2892 |             1 | 56              | 0                 | 0                 | 0          | 14538       | 259 158        | 14            |             |                0 | 1462        | 2 0            |                   | 0 2534             |     1 | 4          | 0            |            27437 |                    58703 |
| Meghalaya                 |            0 |      63 |             456 |            0 |            2189 |            83 | 34              | 0                 | 0                 | 1138       | 307         | 145            | 73            | 11          |                0 | 292 6       | 725            | 0                 | 3431               |     1 | 71         | 27           |            11925 |                    20977 |
| Mizoram                   |            0 |      33 |             517 |            0 |             150 |            50 | 2               | 0                 | 0                 | 608        | 302         | 60             | 14            | 1           |                0 | 39          | 0              | 388               | 0 1355             |     0 | 6          | 0            |             2637 |                     6162 |

| Nagaland                  |     0 |     72 |     77 |     0 |   1051 |    26 | 42           | 0          | 0      | 227     | 54         | 210 80        |           | 11     | 0        |   389 1 |     82 |     0 | 3058       |           | 3      | 7 0    |    15806 |    21196 |
|---------------------------|-------|--------|--------|-------|--------|-------|--------------|------------|--------|---------|------------|---------------|-----------|--------|----------|---------|--------|-------|------------|-----------|--------|--------|----------|----------|
| Orissa                    |  1531 |   4898 |  54510 |  3377 |  25538 |  1368 | 7366         | 433        | 2339   | 20248   | 17590 3319 | 3366          | 9108      | 8760   | 15491    |    5595 |  21849 |  1766 | 45014      | 1283 5085 |        | 4781   |  1283855 |  1548469 |
| Punjab                    |  2179 |   5928 |  19619 |  3247 |  12241 |  9661 | 8936 1752    | 1733       | 38813  |         | 19534      | 2773 1559     | 6230      | 5514   | 17768    |   11706 |  11201 |   150 | 27113      | 1274      | 2701   | 651    |   807675 |  1019958 |
| Rajasthan                 |   590 |  12956 |  19729 |  2994 |  18163 |  3550 | 1806         | 0          | 4455   | 30368   | 43990      | 3538 15540    | 8710      | 4488   | 20926    |    5969 |  22801 |  8297 | 61873      | 2147 2483 | 7496   |        |  1815014 |  2117883 |
| Sikkim                    |   155 |    117 |    594 |     0 |    263 |    61 | 39           | 0 0        | 1296   | 194     |            | 53 6          | 0         | 0      | 447      |       2 |    236 |     0 | 743        | 8         | 27 0   |        |    14827 |    19068 |
| Tamil Nadu                |  2673 |   9312 |  41482 |  7351 |  42076 |  6390 | 1408         | 0          | 8336   | 57094   | 55584      | 6885 2777     | 29589     | 11405  | 34516    |    6693 |  31497 |   526 | 53461      | 47336     | 6953   | 10283  |  2709320 |  3182948 |
| Tripura                   |     0 |    999 |   7592 |     0 |    611 |   213 | 1631         | 0          | 0      | 4125    | 1251       | 113           | 76        | 16     | 0 552    |      42 |   4092 |     0 | 2427       | 19        | 81     | 1225   |   100578 |   125643 |
| Uttar Pradesh             |  -200 |   8075 |  84159 |  9773 |  71892 |  8671 | 9034         | 2355 18419 |        | 66967   | 185042     | 7755 23486    | 14833     | 7240   | 38279    |   50143 |  95195 | 18409 | 73426      | 3448      | 21558  | 9757   |  4068404 |  4896119 |
| UttraKhand                |   -64 |   1194 |  15726 |  1208 |   3165 |  1012 | 903          | 0          | 39     | 4400    | 20200      | 1087          | 2222 2776 |        | 284 6754 |    1489 |  12040 |   505 | 11883      | 338 845   | 304    |        |   491490 |   579800 |
| West Bengal               |  2503 |  10252 |  71377 |  5594 |  32211 |  3011 | 31185 490    |            | 13150  | 51187   | 47845      | 7485 2611     | 6160      | 13997  | 41142    |   12123 | 177849 |  3162 | 44798      | 1060 7625 | 22307  |        |  3143952 |  3753076 |
| Andaman & Nicobar Islands |     0 |      0 |    913 |     0 |      0 |     8 | 37           | 0          | 0      | 0 1     |            | 10 472        | 1         | 0      | 245      |       1 |      0 |     0 | 590        | 0 3       | 0      |        |     7180 |     9461 |
| Chandigarh                |   455 |    614 |   1154 |  1920 |   2836 |   416 | 703          | 875        | 917    | 12543   | 4958       | 418 83        | 636       | 511    | 2966     |    1861 |   1653 |   511 | 2004       | 105 348   | 675    |        |   181000 |   220163 |
| Dadra & Nagrahaveli       |     0 |     75 |    161 |     0 |      0 |    45 | 8            | 0          | 0      | 0       | 0          | 72 85         | 29        | 119    | 79       |       0 |      0 |     0 | 52         | 1 9       |        | 0      |     2092 |     2827 |
| Daman & Diu               |     0 |      5 |      0 |     0 |      0 |     8 | 3            | 0          | 0      | 0       | 0          | 42 50         | 5         | 0      | 117      |       1 |      0 |     0 | 100        | 21 17     |        | 0      |     8457 |     8826 |
| Delhi                     |  5757 |   9807 |  10573 |  5078 |  16252 |  3308 | 2289         | 1506       | 4446   | 30718   | 50934      | 5176 2054     | 6491      | 14280  | 35796    |    9935 |  27344 |   765 | 18661 2017 | 2485      | 8699   |        |  1087722 |  1362092 |
| Lakshadweep               |     0 |      0 |     10 |     0 |      0 |     1 | 0            | 0          | 0      | 0       | 0          | 1 2           | 19        | 0      | 0        |       0 |      0 |     0 | 3          | 1 0       | 0      |        |      167 |      204 |
| Puducherry                |     0 |     92 |   1096 |     0 |    375 |    37 | 0 0          |            | 0      | 1451    | 1295       | 115 26        | 423       | 261    | 686      |      49 |    312 |     0 | 1413       | 1049      | 196    | 0      |    50915 |    59791 |
| Company Total             | 64303 | 140073 | 730554 | 99622 | 558602 | 73343 | 102384 22955 |            | 113182 | 1025739 | 959958     | 121950 123846 | 204602    | 169479 | 504250   |  211856 | 762532 | 64848 | 888670     | 153215    | 152527 | 150683 | 36755451 | 44154624 |

## INDIVIDUAL NEW POLICIES ISSUED IN THE FY 2013-14 ANNEXURE II

## INDIVIDUAL NEW POLICIES ISSUED IN THE FY 2013-14 ANNEXURE II

| State / Union Territory   |   Aegon Life |   Aviva |   Bajaj Allianz |   Bharti Axa |   Birla Sunlife |   Canara HSBC |   DLF Pramerica |   Edelweiss Tokio |   Future Generali |   HDFC Std |   ICICI Pru |   IDBI Federal | India First   | ING Vysya   | Kotak Mahindra   | Max Life   | MetLife    |   Reliance Life |   Sahara |        |   SBI Life | Shriram   | Star Union AIA   | Tata   | LIC #   |   State Total (Industry) |
|---------------------------|--------------|---------|-----------------|--------------|-----------------|---------------|-----------------|-------------------|-------------------|------------|-------------|----------------|---------------|-------------|------------------|------------|------------|-----------------|----------|--------|------------|-----------|------------------|--------|---------|--------------------------|
| Andhra Pradesh            |         1382 |    6789 |           16304 |         5780 |           18572 |          2916 |            1749 |              1472 |              3501 |      44507 |       38264 |           6516 | 20026 35589   | 4840        |                  | 31412      | 5692       |           51384 |     1205 | 111824 |      45169 | 7540      | 6390             |        | 2821212 |                  3290035 |
| Arunachal Pradesh         |            0 |     175 |             131 |            0 |             187 |           103 |             134 |                 0 |                 0 |         68 |         222 |             49 | 21 24         | 0           |                  | 171        | 0          |             203 |        0 |        |       4229 | 0 40      | 0                |        | 7613    |                    13370 |
| Assam                     |          744 |    2172 |           17930 |         2888 |           27876 |           696 |            3706 |                 0 |               629 |      10612 |       31217 |           1643 | 752 1647      |             | 5528             | 9400       | 1766       |           18749 |      505 |        |      49010 | 58        | 2165             | 4782   | 774584  |                   969059 |
| Bihar                     |           28 |    1929 |           70031 |         2492 |           34065 |          1526 |            1418 |               673 |             16757 |       8764 |       20808 |           4158 | 2405          | 2084        | 994              | 11169      | 5249       |           48378 |    10341 |        |      47393 | 6236      | 6476 2614        |        | 2114758 |                  2420746 |
| Chattisgarh               |          591 |     849 |            6724 |         1308 |           16733 |           401 |             691 |               393 |               601 |       7492 |        6078 |           1822 | 932           | 562         | 1494             | 9468       | 1947       |            6015 |      392 | 30254  |       2719 | 1185      | 1355             |        | 692687  |                   792693 |
| Goa                       |          170 |     318 |             903 |          240 |            1440 |           191 |              91 |               432 |                 0 |       4450 |        1484 |            315 | 430           | 770         | 169              | 5247       |            |             240 |     1117 | 0      |       3941 | 271 185   | 216              |        | 113804  |                   136424 |
| Gujarat                   |         1990 |    5365 |           22408 |         9212 |           15574 |          1031 |            2689 |              4637 |              1250 |      53240 |       39451 |           4736 | 12730         | 12155       | 18822            | 44659      | 4284       |           36508 |     1434 | 37958  |       2384 | 7268      | 9662             |        | 2089087 |                  2438534 |
| Haryana                   |          539 |    5603 |            9720 |         2349 |            8913 |          3687 |            2387 |              1875 |              1354 |      48297 |       14399 |           2615 | 906           | 3694        | 7461             |            | 29965 3259 |           13088 |      342 |        |      27143 | 1611 2038 | 7765             | 504691 |         |                   703701 |
| Himachal Pradesh          |          350 |     298 |            4283 |          215 |            2263 |           195 |            1817 |               261 |               317 |       1777 |        5809 |            571 | 168           | 885         | 0                | 2972       | 347        |            5980 |        0 | 11190  |        942 | 289       | 120              |        | 391086  |                   432135 |

| Jammu & Kashmir   |   268 |   247 |   4602 |   355 |   1339 |   -1 |   1686 |    0 |   245 | 7433      |   2568 | 105       | 18    | 1029   | 147        | 2639       | 18092   | 3269   | 0     | 5818   | 143        | 103 0       |   179313 |   229418 |
|-------------------|-------|-------|--------|-------|--------|------|--------|------|-------|-----------|--------|-----------|-------|--------|------------|------------|---------|--------|-------|--------|------------|-------------|----------|----------|
| Jharkhand         |   289 |  1544 |  23146 |  3544 |  13309 |  741 |    383 | 1136 |  2091 | 7297 9763 |   2715 | 805       | 1186  | 3072   | 6995       | 1470       | 18093   | 1702   | 29543 | 2911   | 9039       | 2870        |   693570 |   837214 |
| Karnataka         |   990 |  6696 |   8716 |  6470 |  14241 | 6825 |    645 | 1247 |  1250 | 36054     |  26672 | 6441      | 1916  | 31906  | 5495 25758 | 15937      | 21074   | 461    |       | 58607  | 7827       | 2729 11426  |  2456220 |  2755603 |
| Kerala            |   452 |  1277 |  16953 |  2082 |   7889 | 2341 |    136 | 1480 |  2400 | 26055     |  17354 | 18356     | 766   | 6964   | 3492 10899 | 11999      | 7877    | 0      |       | 40660  | 2217 1979  | 3782        |  1299832 |  1487242 |
| Madhya Pradesh    |  1031 |  2096 |  16048 |  3155 |  16956 | 1031 |   2995 |  321 |  1735 | 21148     |  16469 | 2720      | 1641  | 3725   | 2252 19186 | 4212       | 30205   | 1461   |       | 60103  | 6661 17985 | 425         |  1351974 |  1585535 |
| Maharashtra       | 39924 | 29683 |  35196 | 27358 |  62944 | 3629 |   5587 | 8446 | 10618 | 334151    |  99289 | 18635     | 6048  | 12788  | 33366      | 85653 5901 | 41330   | 542    |       | 95037  | 7701       | 24523 17337 |  4260670 |  5266356 |
| Manipur           |     0 |    27 |   2555 |     0 |   1128 |   51 |     25 |    0 |     0 | 0         |  18210 | 257       | 110   | 40     | 0          | 1466 0     | 0       | 0      | 2240  | 2      | 8          | 0           |    27770 |    53889 |
| Meghalaya         |     0 |    60 |    184 |     0 |   1122 |   81 |    140 |    0 |     0 | 669       |    208 | 155 225   | 40    |        | 0 462      | 0          |         | 494    | 0     | 4713   | 0 116      | 0           |     9627 |    18296 |
| Mizoram           |     0 |    78 |    384 |     0 |     86 |   33 |      0 |    0 |     0 | 486       |    169 | 68 1      | 0     |        | 0          | 73 0       | 291     |        | 0     | 1459   | 0 7        | 0           |     3111 |     6246 |
| Nagaland          |     0 |    94 |     82 |     0 |    754 |   11 |     23 |    0 |     0 | 180       |    217 | 166 88    |       | 28     | 0          | 646 0      | 3       | 0      | 3532  |        | 0 0        | 0           |    11781 |    17605 |
| Orissa            |  1619 |  3507 |  39328 |  2536 |  27637 | 1127 |   4849 | 1107 |  1975 | 16907     |  17179 | 3612 2716 |       | 10309  | 15152      | 19742 5279 | 16817   |        | 1446  | 57233  | 7721 3372  | 3863        |  1300193 |  1565226 |
| Punjab            |  1476 |  3574 |  11412 |  2237 |   7590 | 5630 |   7218 | 1346 |  1492 | 34681     |  14040 | 3056      | 877   | 6014   | 2949       | 18144 8458 | 11133   |        | 176   | 30107  | 1917 2488  | 271         |   739998 |   916284 |
| Rajasthan         |   -30 |  4595 |  11261 |  2982 |  13240 | 2739 |   3012 |  671 |  2997 | 25052     |  36445 | 3216      | 13557 | 8340   | 3820       | 21015 3029 | 20482   |        | 4302  | 72827  | 2961 2219  | 6665        |  1865007 |  2130404 |
| Sikkim            |   135 |   132 |    511 |     0 |    170 |   42 |     40 |    0 |     0 | 1289      |    170 | 158 5     |       | 25     | 0          | 593 0      | 261     | 0      |       | 723    | 6 63       | 0           |    12466 |    16789 |

| Tamil Nadu                |   3605 |   7369 |   13754 |   6760 |   38420 |   4420 |   1190 |     0 |   4095 | 44929     | 43429   | 6319   | 1400   |   25725 | 14242    | 32183       | 9737       | 22230   | 368   |          | 59513     | 25352 5981 9816   |   2193718 |   2574555 |
|---------------------------|--------|--------|---------|--------|---------|--------|--------|-------|--------|-----------|---------|--------|--------|---------|----------|-------------|------------|---------|-------|----------|-----------|-------------------|-----------|-----------|
| Tripura                   |      0 |    805 |    4859 |      0 |     366 |    186 |    261 |     0 |      0 | 3831 1391 | 127     | 5      | 72     |     164 | 994      | 1           | 4870       | 0       | 4316  | 7        | 850       | 118               |    125155 |    148378 |
| Uttar Pradesh             |   1653 |   5884 |   52490 |   9911 |   45470 |   6079 |   9030 |  3895 |  14696 | 60025     | 225524  | 7154   | 16829  |   15019 | 7812     | 40007 59566 | 83308      |         | 13316 | 92281    | 6949      | 20079 5948        |   3853793 |   4656718 |
| UttraKhand                |     39 |    575 |    9340 |   1584 |    2324 |    741 |   1554 |     0 |      0 | 4045      | 13547   | 1073   | 1040   |    2706 | 292 6673 | 1107        | 10295      | 426     |       | 18981    | 557 862   | 163               |    461639 |    539563 |
| West Bengal               |   2752 |   6916 |   47120 |   4713 |   19945 |   2396 |   6784 |  1033 |   8291 | 41825     | 34718   | 8755   | 1745   |    6738 | 13930    | 42733 7504  | 90908      | 1717    |       | 56394    | 2344 6296 | 18098             |   2857268 |   3290923 |
| Andaman & Nicobar Islands |      0 |      6 |       9 |      0 |       0 |      4 |      9 |     0 |      0 | 0         | 2       | 5      | 158    |       5 | 0        | 207 0       | 0          | 0       |       | 1047     | 0         | 31 0              |      5168 |      6651 |
| Chandigarh                |    325 |    525 |     871 |   1832 |    2156 |    239 |    627 |   670 |   1345 | 11222     | 4211    | 385    | 63     |     931 | 527      | 3901        | 2278 1529  | 220     |       | 2038 138 | 250       | 214               |    144151 |    180648 |
| Dadra & Nagrahaveli       |      0 |     63 |      87 |      0 |       0 |     31 |      1 |     0 |      0 | 0         | 0       | 24     | 43     |       0 | 9        | 161         | 0          | 0       | 0     | 32 1     | 10        | 0                 |      2079 |      2541 |
| Daman & Diu               |      0 |     14 |       0 |      0 |       0 |     11 |      1 |     0 |      0 | 0         | 0 16    |        | 18     |       0 | 0        | 142         | 0          | 0       | 0     | 59       | 61        | 11 0              |      9644 |      9977 |
| Delhi                     |   3854 |   6603 |    6998 |   4630 |   12774 |   2225 |   1741 |  1756 |   3740 | 25497     | 38436   | 4276   | 1562   |    5868 | 12985    | 40812       | 6649 21137 | 620     |       | 19579    | 1217 1932 | 2728              |   1062313 |   1289932 |
| Lakshadweep               |      0 |      0 |      11 |      0 |       0 |      0 |      0 |     0 |      0 | 0         | 0       | 1 0    |        |       1 | 0        | 0           | 0          | 0       | 0     | 2        | 0 2       | 0                 |        91 |       108 |
| Puducherry                |      0 |     81 |     369 |      0 |     287 |     14 |      1 |     0 |      0 | 1186      | 905 86  | 10     |        |     511 | 946      | 538         | 20         | 318     | 0     | 1336     | 759       | 163 0             |     44357 |     51887 |
| Company Total             |  64176 | 105949 |  454720 | 104633 |  415770 |  51372 |  62620 | 32851 |  81379 | 883169    | 778648  | 110306 | 90016  |  197380 | 159960   | 526085      | 184023     | 587346  | 40976 | 1041122  | 136842    | 127552 117360     |  34480430 |  40834685 |

| ## INDIVIDUAL NEW POLICIES ISSUED IN THE FY 2014 -15 ANNEXURE III  ## INDIVIDUAL NEW POLICIES ISSUED IN THE FY 2014 -15 ANNEXURE III  State / Union  Territory  Aegon  Life  Aviva  Bajaj  Allianz  Bharti  Axa  Birla  Sunlife  Canara  HSBC  OBC  DHFL  Pramerica  Edelweiss  Tokio  Exide  Future  Generali  HDFC  Std  ICICI  Pru  IDBI  Federal  Indiafirst  Kotak  Mahindra  Max  Life  PNB  Met  Life  Reliance  Life  Sahara  SBI Life  Shriram  Star  Union  Tata  AIA  LIC #  State  Total  (Industry)  Andhra  Pradesh  619  5700  5556  2468  7229  3091  1410  213  20647  934  15874  11130  3664  18536  2189  24449  3440  20092  436  97462  31248  3666  2262  931966  1214281  Arunachal  Pradesh  0  90  135  0  161  84  26  0  34  0  1  206  53  34  0  216  13  187  0  3416  3  16  0  5655  10330  Assam  468  2106  12427  1319  15683  1008  705  0  1680  269  9796  18552  1695  488  7643  7410  2558  16748  191  47647  1058  1202  3158  538469  692280  Bihar  3  12812  45682  1726  23391  1730  1045  387  1684  5825  11018  15533  3918  2231  2020  9803  8153  36029  5313  50811  12187  3873  1417  1110402  1366993  Chattisgarh  499  748  5674  1551  8520  610  271  566  349  147  6747  5153  2000  832  1674  7862  1433  5359  217  37318  4089  948  714  298060  391341  Goa  126  231  744  243  1001  219  21  396  347  0  3746  1543  320  335  213  3865  275  1084  0  3894  187  339  116  75573  94818  Gujarat  3107  4905  12550  7356  11398  1028  2241  2704  8676  373  51927  36418  3283  11312  18670  42013  4436  31411  962  40890  4714  5818  4933  1143759  1454884  Haryana  591  4509  4354  2583  7482  4186  1752  1452  3541  608  26754  17492  2570  1023  8334  42771  7846  8814  165  26696  2580  1827  5873  354529  538332   |
|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|

| Himachal Pradesh   |   294 |   268 |   3099 | 281   | 1207   | 295   | 1090   |   285 | 760     | 170       | 2546   |   3000 | 458   |   248 |     0 | 2439        | 8191   | 5072   | 0    |       | 10855       | 1155 239   | 51     | 176811   |   218814 |
|--------------------|-------|-------|--------|-------|--------|-------|--------|-------|---------|-----------|--------|--------|-------|-------|-------|-------------|--------|--------|------|-------|-------------|------------|--------|----------|----------|
| Jammu & Kashmir    |   217 |   266 |   3226 | 319   | 598 2  | 2747  |        |     0 | 704 166 | 7343      | 2390   |    160 |       |     9 |   136 | 2551 21501  | 2423   | 0      | 5696 |   170 | 73          | 0          | 105509 |          |   156206 |
| Jharkhand          |   337 |  1256 |  16536 | 2536  | 10260  | 753   | 234    |   639 | 1531    | 546       | 8158   |   7921 | 2463  |   584 |  3616 | 6482 1968   | 15783  |        | 889  | 32319 | 4596        | 7069       | 2403   | 392178   |   521057 |
| Karnataka          |  1031 |  4346 |   5419 | 5621  | 12548  | 7763  | 909    |  1066 | 24864   | 570       | 32189  |  27123 | 3151  |  1731 |  9116 | 22686 15354 |        | 18365  | 284  | 62985 | 12234 2287  | 2893       |        | 1301114  |  1575649 |
| Kerala             |   216 |  1129 |  10495 | 2732  | 4357   | 3373  | 823    |  1759 | 4005    | 1420      | 20927  |  15987 | 15436 |  1117 |  2682 | 11164 7577  | 8709   |        | 0    | 33477 | 4668 1816   | 3944       |        | 788825   |   946638 |
| Madhya Pradesh     |  1147 |  1609 |  10750 | 1823  | 18306  | 1464  | 3019   |   399 | 3063    | 618 17886 | 25290  |   3100 |       |  1928 |  2486 | 16369 5652  | 23654  | 584    |      | 63250 | 8350 14497  | 288        |        | 761974   |   987506 |
| Maharashtra        | 28901 | 10740 |  26264 | 25723 | 35946  | 4393  | 8663   |  9031 | 10535   | 9630      | 351166 | 100969 | 13091 |  6396 | 29717 | 76423       | 7542   | 47937  | 206  | 94719 | 14332 17985 | 7891       |        | 2472872  |  3411072 |
| Manipur            |     0 |    95 |    553 | 0     | 609    | 19    | 14     |     0 | 31      | 0 2768    |        |   3001 | 290   |    32 |     0 | 1329        | 107    | 0      | 0    |  2757 | 0 24        |            | 0      | 16294    |    27923 |
| Meghalaya          |     0 |    90 |    166 | 0 842 | 140    |       | 53     |     0 | 5       | 0         | 810    |    377 | 152   |   305 |     0 | 445 22      | 308    |        | 0    |  5351 | 23          | 67         | 0      | 10251    |    19407 |

| Mirzoram   | 0         | 27   | 309   | 0    |   109 | 54     | 5    | 0        | 1     | 0     | 407         |   129 | 66   | 0     | 0         | 139         |     0 | 428   | 0         |       | 1184 0    | 22   | 0       | 2109    |    4989 |
|------------|-----------|------|-------|------|-------|--------|------|----------|-------|-------|-------------|-------|------|-------|-----------|-------------|-------|-------|-----------|-------|-----------|------|---------|---------|---------|
| Nagaland   | 0         | 49   | 24    | 0    |   535 | 21 57  |      | 0        | 30 0  |       | 238 285     |   228 |      | 63    | 0         | 746 15      |     0 | 0     | 4652      | 2     | 25        | 0    | 8194    |         |   15164 |
| Orissa     | 1595      | 3073 | 27542 | 2512 | 19230 | 1259   | 3439 | 817      | 9679  | 938   | 15915       | 18686 | 3113 | 2565  | 26327     | 18624 6520  | 15297 | 863   | 60962     | 14495 | 2541      | 3100 |         | 765700  | 1024792 |
| Punjab     | 1629      | 2743 | 6751  | 1720 |  4165 | 6146   | 5638 | 940      | 4494  | 156   | 41677       | 17008 | 2808 | 1409  | 3458      | 18719 21910 |  8773 | 113   | 28821     |       | 1487 2178 | 369  |         | 421672  |  604784 |
| Rajasthan  | 138       | 3326 | 7427  | 2563 |  9288 | 2784   | 3145 | 1024     | 6903  | 385   | 20341       | 34184 | 2734 | 13741 | 3461      | 16908 6751  | 16444 | 1664  |           | 74853 | 4599 1930 | 3487 |         | 1168466 | 1406546 |
| Sikkim     | 72 106    |      | 472   | 0    |   158 | 58     | 5    | 0        | 40    | 0 900 | 229         |   129 | 5    |       | 0         | 682 52      |   200 | 0     | 543       | 38    | 86        | 0    | 8398    |         |   12173 |
| Tamil Nadu | 4955 5714 | 5747 | 7333  |      | 22977 | 5571   | 1998 | 367      | 21804 | 1868  | 39003 41611 |  4258 |      | 1943  | 19842     | 27141 4005  | 19489 |       | 196 58638 | 31374 | 4728      | 5750 | 1315624 |         | 1651936 |
| Telangana  | 1882 791  | 5447 |       | 3986 |  5725 | 644    | 90   | 767 8838 | 537   | 23098 |             | 18546 | 975  | 4984  | 4511 4818 | 1748        | 22655 | 299   | 60353     | 15780 | 1845      |      | 4923    | 709590  |  902832 |
| Tripura    | 0         | 556  | 2443  | 0    |   323 | 156 14 |      | 0        | 27    | 0     | 511         |  1347 | 134  | 4     | 793       | 700 24      |  3638 | 0     | 3783      |       | 143 89    | 641  |         | 80163   |   95489 |

| Uttar Pradesh             |   1692 |   5368 |   34778 |   7963 |   38228 | 7203     | 8264   |   3517 |   11646 | 5244   |   55804 | 129613   |   5058 |   17087 |   7531 | 36788       | 30807   | 65618   |   6883 |       | 105974   | 12342 17231   |        | 3376 2408578   |   3026593 |
|---------------------------|--------|--------|---------|--------|---------|----------|--------|--------|---------|--------|---------|----------|--------|---------|--------|-------------|---------|---------|--------|-------|----------|---------------|--------|----------------|-----------|
| UttraKhand                |    216 |    814 |    4917 |   1430 |    1634 | 912 1653 |        |      0 |    2192 | 3 4430 |   10629 |          |   1106 |    1043 |    377 | 5828 3482   | 8132    | 256     |  21630 | 1080  | 851      | 0             | 221697 |                |    294312 |
| West Bengal               |   5123 |   6236 |   30837 |   5342 |   17424 | 2601     | 2626   |    780 |    8648 | 2306   |   40670 | 33014    |   7891 |    1323 |  14046 | 40795 12497 | 58310   |         |   1273 | 60118 | 4255     | 5030          | 12113  | 1915422        |   2288680 |
| Andaman & Nicobar Islands |      0 |      2 |       0 |      0 |       0 | 9        | 1      |      0 |       6 | 0      |       0 | 0        |      2 |      23 |      0 | 264 31      | 0       | 0       |   1099 |       | 2 8      | 0             |        | 4081           |      5528 |
| Chandigarh                |    264 |    483 |     387 |   1764 |     838 | 241      | 488    |    365 |     493 | 594    |   13206 | 3835     |    401 |      93 |   1271 | 2790 576    |         | 1487    |     96 | 1738  | 133 150  | 537           |        | 44509          |     76739 |
| Dadra & Nagrahaveli       |      0 |    147 |      49 |      0 |       0 | 9        | 1      |      0 |       2 | 0      |       0 | 0        |     62 |      48 |     54 | 158 0       | 0       |         |      0 | 36    | 15       | 0             | 0      | 1074           |      1655 |
| Daman & Diu               |      0 |      9 |       0 |      0 |       0 | 19       | 4      |      0 |       0 | 0      |       0 | 0        |     41 |      14 |      0 | 120         | 0       | 0       |      0 | 51    | 41       | 9 0           |        | 4685           |      4993 |
| Delhi                     |  10135 |   4333 |    4542 |   3240 |    8730 | 2706     | 1590   |   1677 |    4171 | 5326   |   49427 | 36838    |   3682 |    1302 |  14456 | 35832       | 14684   | 15794   |    275 | 20799 | 1369     | 1399          | 1576   | 543326         |    787209 |
| Lakshadweep               |      0 |      0 |      15 |      0 |       0 | 0        | 0      |      0 |       7 | 0      |       0 | 0        |      1 |       0 |      0 | 0 0         | 0       |         |      0 | 5     | 0        | 1             | 0      | 76             |       105 |

| Puducherry    |     0 | 72 39        | 0 199        |    21 |    10 |     0 |    272 |     0 |    861 |    761 |    55 |    14 |        |   1628 |   640 21 |    425 |     0 |         |   1112 |   743 147 |     0 |    30285 |    37305 |
|---------------|-------|--------------|--------------|-------|-------|-------|--------|-------|--------|--------|-------|-------|--------|--------|----------|--------|-------|---------|--------|-----------|-------|----------|----------|
| Company Total | 65257 | 84749 295356 | 94134 289101 | 60572 | 54051 | 29151 | 161709 | 38633 | 876144 | 638800 | 88548 | 92802 | 186251 | 489969 |   199191 | 478665 | 21165 | 1125894 | 189492 |    100016 | 71815 | 20137891 | 25869356 |