Lok Sabha Question No. 2169 (UNSTARRED), answered on 2026-02-12
Subject: Convergence of MSME Schemes
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Mohibbullah, Thiru Thanga Tamilselvan, Dr. Ganapathy Rajkumar P

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 2169 TO BE ANSWERED ON: 12.02.2026

## CONVERGENCE OF MSME SCHEMES

## 2169.  SHRI MOHIBBULLAH: THIRU THANGA TAMILSELVAN: DR. GANAPATHY RAJKUMAR P:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

(a) whether NITI Aayog has proposed the convergence and rationalisation of Micro, Small and Medium Enterprises (MSMEs) related schemes, presently implemented across multiple Ministries, in order to improve coordination, reduce duplication and enhance access for beneficiaries and if so, the details thereof;

(b) the key recommendations made in this regard including the proposal for a centralised digital (AI-enabled) portal for MSMEs;

(c) the  steps  taken  or  proposed  by  the  Government  to  implement  such  convergence schemes of MSMEs;

(d) the expected impact of these measures on enterprise growth and efficient utilisation of public resources; and

(e) whether  the  Union  Government  is  implementing  various  schemes  to  cover  credit  skill development, infrastructure and cluster development etc. to contribute to MSME growth and if so, the details thereof?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) to (d): NITI Aayog has undertaken a study titled 'Achieving Efficiencies in the MSME Sector through Convergence of Schemes'. The convergence approach to streamline policy implementation, enhance inter-ministerial coordination, and ensure more effective and efficient allocation of resources has  been  recommended  in  the  study  report.  A  centralized  digital  Portal  for  integrating  schemes, compliance  requirements,  financial  assistance,  and  market  insights  for  MSMEs  has  also  been suggested.

(e): The  Ministry  of  MSME  has  promoted  ease  of  doing  business  as  well  as  digitalization  for MSMEs  through  a  number  of  initiatives  like  Udyam  Registration  Portal,  Udyam  Assist  Platform (UAP), MSME Champions Portal, ODR Portal etc. To improve coordination, reduce duplication and enhance access for MSME beneficiaries, the Ministry has taken steps to rationalize the schemes from time to time.

Scheme  like  PM  Vishwakarma  is  co-implemented  by  Ministry  of  MSME,  Department  of Financial services and Ministry of Skill Development. Its   components include recognition through PM  Vishwakarma  Certificate  and  ID  card,  Skill  Upgradation,  Toolkit  Incentive,  Credit  Support, Incentive for Digital Transaction and Marketing Support. All these services are delivered through a single  integrated  Portal  to  ease  access  and  minimize  the  compliance  burden  on  artisans  and craftspeople. Ministry of MSME is a co-lead in recently announced Export Promotion Mission too.

The Central Government supplements the efforts of the State/UT Governments through various schemes,  programmes  and  policy  initiatives  for  credit,  skill  development,  infrastructure  and  cluster development etc. This inter alia includes initiatives for providing financial assistance, credit support and technology adoption through Schemes like Prime Minister's Employment Generation Programme (PMEGP), Credit Guarantee Scheme (CGS) for Micro & Small Enterprises (MSEs), Self Reliant India (SRI) Fund, Micro & Small Enterprises Cluster Development Programme (MSE-CDP), Raising and Accelerating  MSME  Performance  (RAMP),  Tool  Rooms  &  Technical  Institutions  known  as Technology Centres (TCs) etc.

To promote skill development and capacity building under Entrepreneurship Skill Development Programme(ESDP)  Scheme  of the Ministry of MSME,    basic and advanced entrepreneurship training is provided to help entrepreneurs to  improve their personal entrepreneurial skills  and  upscale  their  business  or  enterprise.  In  addition  under the PM Vishwakarma Scheme,  the components include skill upgradation component.

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