Lok Sabha Question No. 141 (UNSTARRED), answered on 2026-01-29
Subject: MSME Credit Disbursement in Tamil Nadu
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Thiru Arun Nehru

## GOVERNMENT OF INDIA

## MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 141 TO BE ANSWERED ON: 29.01.2026

## MSME CREDIT DISBURSEMENT IN TAMIL NADU

## 141. THIRU ARUN NEHRU:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the total credit disbursed to Micro, Small and Medium Enterprises (MSMEs) in Tamil Nadu under priority sector lending during the last three financial years, district and year-wise;
- (b) the number of MSMEs benefited through Credit Guarantee Fund Trust for Micro and Small Enterprises; and
- (c) the non-performing assets ratio of MSME loans in Tamil Nadu ?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

- (a): The district-wise total credit disbursed to Micro, Small and Medium Enterprises (MSMEs) in Tamil  Nadu  under  Priority  sector  lending  by  scheduled  commercial  banks  during  the  last  three financial years, is at annexure I.
- (b): Since inception of Credit Guarantee Scheme (CGS) for Micro and Small Enterprises (MSEs) in 2000, till 31.12.2025, a total of 1.35 crore credit guarantees amounting to Rs. 12.39 lakh crore have been approved to Micro and Small Enterprises.
- (c): As  informed  by  State  Level  Bankers  Committee  (SLBC),  Tamil  Nadu,  the  non-performing assets ratio of MSME loans in Tamil Nadu is 3.63%.

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## Annexure I

## Annexure referred in part (a) of answer to Lok Sabha Unstarred Question No. 141 on 'MSME Credit Disbursement in Tamil Nadu' due for reply on 29.01.2026.

| (A/c. in Number &Amt. in Rs.Crore)   | (A/c. in Number &Amt. in Rs.Crore)   | (A/c. in Number &Amt. in Rs.Crore)   | (A/c. in Number &Amt. in Rs.Crore)   | (A/c. in Number &Amt. in Rs.Crore)   | (A/c. in Number &Amt. in Rs.Crore)   | (A/c. in Number &Amt. in Rs.Crore)   | (A/c. in Number &Amt. in Rs.Crore)   |
|--------------------------------------|--------------------------------------|--------------------------------------|--------------------------------------|--------------------------------------|--------------------------------------|--------------------------------------|--------------------------------------|
| Sr. No.                              | District                             | As on 31.03.2023                     | As on 31.03.2023                     | As on 31.03.2024                     | As on 31.03.2024                     | As on 31.03.2025                     | As on 31.03.2025                     |
| Sr. No.                              | District                             | A/c                                  | Amt.                                 | A/c                                  | Amt.                                 | A/c                                  | Amt.                                 |
| 1                                    | Ariyalur                             | 11,426                               | 325                                  | 6,355                                | 308                                  | 3,933                                | 287                                  |
| 2                                    | Chengalpattu                         | 87,136                               | 2,967                                | 88,785                               | 4,000                                | 54,505                               | 4,821                                |
| 3                                    | Chennai                              | 7,68,876                             | 69,760                               | 4,15,330                             | 88,115                               | 1,74,279                             | 95,064                               |
| 4                                    | Coimbatore                           | 80,271                               | 21,002                               | 1,09,708                             | 28,377                               | 99,509                               | 32,490                               |
| 5                                    | Cuddalore                            | 37,094                               | 1,373                                | 40,819                               | 1,824                                | 26,583                               | 2,058                                |
| 6                                    | Dharmapuri                           | 18,610                               | 977                                  | 17,193                               | 1,302                                | 15,656                               | 1,463                                |
| 7                                    | Dindigul                             | 41,766                               | 2,479                                | 40,665                               | 2,693                                | 30,346                               | 3,037                                |
| 8                                    | Erode                                | 37,436                               | 5,724                                | 42,750                               | 7,735                                | 37,965                               | 8,745                                |
| 9                                    | Kallakurichi                         | 16,192                               | 513                                  | 13,346                               | 632                                  | 9,311                                | 719                                  |
| 10                                   | Kanchipuram                          | 42,354                               | 3,293                                | 44,326                               | 4,449                                | 31,296                               | 5,365                                |
| 11                                   | Kanniyakumari                        | 51,674                               | 2,219                                | 47,272                               | 2,543                                | 26,184                               | 2,745                                |
| 12                                   | Karur                                | 16,104                               | 1,808                                | 18,512                               | 3,261                                | 13,733                               | 3,643                                |
| 13                                   | Krishnagiri                          | 32,816                               | 3,872                                | 31,314                               | 4,523                                | 30,427                               | 5,461                                |
| 14                                   | Madurai                              | 77,061                               | 6,135                                | 76,961                               | 8,768                                | 71,970                               | 10,014                               |
| 15                                   | Mayiladuthurai                       | 25,179                               | 435                                  | 17,331                               | 502                                  | 8,521                                | 528                                  |
| 16                                   | Nagapattinam                         | 12,993                               | 319                                  | 11,627                               | 369                                  | 5,446                                | 470                                  |
| 17                                   | Namakkal                             | 28,439                               | 4,224                                | 37,467                               | 5,366                                | 26,891                               | 5,670                                |
| 18                                   | Perambalur                           | 13,290                               | 355                                  | 8,593                                | 498                                  | 4,445                                | 530                                  |
| 19                                   | Pudukkottai                          | 37,762                               | 849                                  | 30,881                               | 1,076                                | 16,038                               | 1,145                                |
| 20                                   | Ramanathapuram                       | 32,473                               | 654                                  | 24,712                               | 729                                  | 16,928                               | 851                                  |
| 21                                   | Ranipet                              | 13,635                               | 1,224                                | 14,407                               | 1,302                                | 9,925                                | 1,539                                |
| 22                                   | Salem                                | 59,448                               | 6,469                                | 66,447                               | 8,289                                | 62,895                               | 9,499                                |
| 23                                   | Sivaganga                            | 36,337                               | 893                                  | 35,436                               | 1,201                                | 17,045                               | 1,218                                |
| 24                                   | Tenkasi                              | 38,124                               | 1,336                                | 37,658                               | 1,552                                | 19,556                               | 1,427                                |
| 25                                   | Thanjavur                            | 36,455                               | 2,118                                | 40,336                               | 2,737                                | 29,493                               | 2,830                                |
| 26                                   | The Nilgiris                         | 7,117                                | 324                                  | 11,479                               | 376                                  | 7,049                                | 403                                  |
| 27                                   | Theni                                | 19,738                               | 1,012                                | 20,736                               | 1,626                                | 15,077                               | 1,571                                |
| 28                                   | Thiruvallur                          | 1,09,185                             | 5,181                                | 97,626                               | 5,046                                | 70,424                               | 5,150                                |
| 29                                   | Thiruvarur                           | 19,807                               | 688                                  | 16,205                               | 824                                  | 10,092                               | 774                                  |
| 30                                   | Tiruchirappalli                      | 62,920                               | 3,710                                | 77,597                               | 4,992                                | 43,242                               | 5,427                                |
| 31                                   | Tirunelveli                          | 46,252                               | 1,688                                | 38,959                               | 1,965                                | 28,134                               | 2,411                                |
| 32                                   | Tirupattur                           | 11,197                               | 727                                  | 17,782                               | 633                                  | 10,811                               | 768                                  |
| 33                                   | Tiruppur                             | 44,735                               | 13,800                               | 59,330                               | 17,906                               | 52,143                               | 21,317                               |
| 34                                   | Tiruvannamalai                       | 50,378                               | 1,411                                | 43,140                               | 1,773                                | 25,509                               | 1,703                                |
| 35                                   | Toothukudi                           | 53,659                               | 3,351                                | 43,580                               | 3,894                                | 33,091                               | 4,706                                |
| 36                                   | Vellore                              | 30,844                               | 1,548                                | 36,194                               |                                      |                                      | 2,222                                |
| 37                                   | Villupuram                           | 34,616                               | 977                                  |                                      | 1,989                                | 21,948                               | 1,305                                |
| 38                                   |                                      |                                      |                                      | 24,632                               | 1,157                                | 16,931                               | 5,476                                |
| Total                                | Virudhunagar                         | 41,115 21,84,514                     | 4,571 1,80,310                       | 36,098 18,41,589                     | 5,215 2,29,544                       | 34,543 12,11,874                     | 2,54,851                             |