Lok Sabha Question No. 1874 (UNSTARRED), answered on 2025-12-11
Subject: MSME Schemes in Palnadu, Andhra Pradesh
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Lavu Sri Krishna Devarayalu

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 1874

TO BE ANSWERED ON 11.12.2025

## MSME SCHEMES IN PALNADU, ANDHRA PRADESH

## 1874. SHRI LAVU SRI KRISHNA DEVARAYALU:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  details  of  ongoing  schemes  and  programmes  being  implemented  by  the  Government  and  the number of MSMEs registered in Palnadu district of Andhra Pradesh under the Udyam Registration system during the last three years, year and category-wise;
- (b) the  number  of  beneficiaries  in  Palnadu  district  during  the  said  period,  year,  scheme-wise  and category-wise (women, minorities, SCs/STs);
- (c) the  funds  allocated,  released  and  utilised  under  various  schemes  in  Palnadu  district  during  the  said period, year-wise;
- (d) the details of credit support provided in Palnadu district, category-wise (SC/ST/OBC/Women/Minorities)  including  loan  applications  received,  sanctioned,  disbursed  and  pending with banks and financial institutions; and
- (e) the  details  of  MSME  clusters,  common  facility  centres,  traditional  industry  clusters  and  other infrastructure,  export  promotion,  marketing,  training,  tool  room  and  skill  development  projects  functional, sanctioned or proposed in Palnadu district during the last three years?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a)  to  (d):    The  Government  of  India  supplements  the  efforts  of  the  States/UTs  through  various  schemes, programmes and policy initiatives for promotion, development of MSMEs in the country including in the state of Andhra  Pradesh.  These schemes/  programmes  include  Prime  Minister's  Employment  Generation Programme,  PM  Vishwakarma  scheme,  Credit  Guarantee  Scheme  for  Micro  and  Small  Enterprises, Entrepreneurship  &  Skill  Development  Programme  scheme,  Micro  and  Small  Enterprises  -  Cluster Development Programme, Procurement and Marketing Support (PMS) scheme, etc..

The Government of India has taken a number of initiatives and measures to provide support to Micro, Small and Medium Enterprises (MSMEs) for improving access to finance, including in rural and semi urban areas. The details of some of the major schemes implemented by the Ministry of MSME are as under:

- (i) The  number  of  MSMEs  registered  in  Palnadu  district  of  Andhra  Pradesh  under  the  Udyam Registration system during the last three years including current year, year and category-wise:

| Year wise Total MSMEs Registered Under Udyam and UAP For PALNADU District of Andhra Pradesh State   | Year wise Total MSMEs Registered Under Udyam and UAP For PALNADU District of Andhra Pradesh State   | Year wise Total MSMEs Registered Under Udyam and UAP For PALNADU District of Andhra Pradesh State   | Year wise Total MSMEs Registered Under Udyam and UAP For PALNADU District of Andhra Pradesh State   | Year wise Total MSMEs Registered Under Udyam and UAP For PALNADU District of Andhra Pradesh State   |
|-----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------|
| FY                                                                                                  | Micro                                                                                               | Small                                                                                               | Medium                                                                                              | Total                                                                                               |
| 2022-23                                                                                             | 6,001                                                                                               | 76                                                                                                  | 1                                                                                                   | 6,078                                                                                               |
| 2023-24                                                                                             | 15,100                                                                                              | 53                                                                                                  | -                                                                                                   | 15,153                                                                                              |
| 2024-25                                                                                             | 26,475                                                                                              | 37                                                                                                  | 1                                                                                                   | 26,513                                                                                              |
| 2025-26 (01/04/2025 - 30/11/2025)                                                                   | 14,272                                                                                              | 20                                                                                                  | -                                                                                                   | 14,292                                                                                              |
| Total:-                                                                                             | 61,848                                                                                              | 186                                                                                                 | 2                                                                                                   | 62,036                                                                                              |

- (ii) Prime  Minister's  Employment  Generation  Programme  (PMEGP)  is  a  credit  linked  subsidy programme aimed at generating self-employment opportunities through establishment of microenterprises  in  the  non-farm  sector  by  helping  traditional  artisans  and  rural/urban  unemployed youths through Margin Money subsidy. For beneficiaries belonging to special categories, such as Scheduled Castes, Scheduled Tribes, women, etc. Margin Money subsidy is 35% in rural areas and 25% in urban areas. The maximum cost of the project/units admissible under manufacturing sector is Rs.50.00 lakhs and Rs. 20.00 lakhs admissible under business, service/Trading sector, the year/category wise details are at Annexure - I.
- (iii) PM Vishwakarma was launched on 17.09.2023 to provide end-to-end holistic support to artisans and  craftspeople  of  18  traditional  trades  who  work  with  their  hands  and  tools.  It  includes recognition  through  PM  Vishwakarma  Certificate  and  ID  Card,  Skill  Upgradation,  Toolkit Incentive, Credit Support, Incentive for Digital Transactions and Marketing Support.

The achievements under the Scheme in the state of Andhra Pradesh including Palnadu district in various parameters as on 10.12.2025 are at Annexure - II.

- (iv) The Ministry of Micro, Small and Medium Enterprises implements the Credit Guarantee Scheme (CGS) for Micro and Small Enterprises (MSEs) through Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), to provide credit guarantee to its Member Lending Institutions (MLIs) for the loans extended by them to MSEs without any collateral security and third-party guarantee.

The details of guarantee approved under CGS scheme, in Guntur District (including Palnadu), Andhra Pradesh are as under:

| CGS - Guarantee Approved - Guntur * District                                                | CGS - Guarantee Approved - Guntur * District                                                | CGS - Guarantee Approved - Guntur * District                                                | CGS - Guarantee Approved - Guntur * District                                                | CGS - Guarantee Approved - Guntur * District                                                | CGS - Guarantee Approved - Guntur * District                                                | CGS - Guarantee Approved - Guntur * District                                                | CGS - Guarantee Approved - Guntur * District                                                | CGS - Guarantee Approved - Guntur * District                                                |
|---------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------|
|                                                                                             | Women                                                                                       | Women                                                                                       | SC                                                                                          | SC                                                                                          | ST                                                                                          | ST                                                                                          | OBC                                                                                         | OBC                                                                                         |
| Duration                                                                                    | No. of Guarantees Approved                                                                  | Amount Approved (in Rs. Crore)                                                              | No. of Guarantees Approved                                                                  | Amount Approved (in Rs. Crore)                                                              | No. of Guarantees Approved                                                                  | Amount Approved (in Rs. Crore)                                                              | No. of Guarantees Approved                                                                  | Amount Approved (in Rs. Crore)                                                              |
| Cumulative since inception in 2000 till 30.11.2025                                          | 49,718                                                                                      | 940                                                                                         | 9,470                                                                                       | 167                                                                                         | 1,909                                                                                       | 36                                                                                          | 14,783                                                                                      | 308                                                                                         |
| * Includes Guarantees approved for Palnadu District also (Earlier part of Guntur district). | * Includes Guarantees approved for Palnadu District also (Earlier part of Guntur district). | * Includes Guarantees approved for Palnadu District also (Earlier part of Guntur district). | * Includes Guarantees approved for Palnadu District also (Earlier part of Guntur district). | * Includes Guarantees approved for Palnadu District also (Earlier part of Guntur district). | * Includes Guarantees approved for Palnadu District also (Earlier part of Guntur district). | * Includes Guarantees approved for Palnadu District also (Earlier part of Guntur district). | * Includes Guarantees approved for Palnadu District also (Earlier part of Guntur district). | * Includes Guarantees approved for Palnadu District also (Earlier part of Guntur district). |

(e): The schemes implemented by Ministry of MSME are central sector and demand driven, wherein the funds are not allocated state wise. The proposals are received from the State Governments/UTs as per their requirements. The details of some of the major schemes implemented by the Ministry of MSME are as under:

(i) The Entrepreneurship and Skill Development Programme (ESDP), several programmes are conducted on Entrepreneurship Awareness Programme, Entrepreneurship cum Skill Development Programme, Management Development Programme, Advance ESDP and Advance MDP.  One-day EAPs for prospective entrepreneurs,  including  some  exclusive  programmes  for  SC/ST  participants,  are  also  conducted.  The objective of the programme is to motivate young persons (Men and Women) representing different sections of the society including SC/ST women, physically handicapped, Ex-servicemen, and BPL persons to consider self-employment  or  entrepreneurship  as  one  of  the  career  options  and  to  promote  new  enterprises,  build capacity of existing MSMEs and inculcate entrepreneurial culture in the country.

The number of programmes conducted and beneficiaries in Palnadu, Andhra Pradesh are  as under:

| S. No.   | Financial Year            | No. of Programmes   | No. of Beneficiaries   | No. of Beneficiaries   | No. of Beneficiaries   | No. of Beneficiaries   | No. of Beneficiaries   | No. of Beneficiaries   | No. of Beneficiaries   |
|----------|---------------------------|---------------------|------------------------|------------------------|------------------------|------------------------|------------------------|------------------------|------------------------|
|          |                           | Conducted           | Social Category        | Social Category        | Social Category        | Gender                 | Gender                 | Gender                 | Total                  |
|          |                           |                     | GEN                    | SC                     | ST                     | Male                   | Female                 | Other                  |                        |
| 1.       | 2024-25                   | 4                   | 84                     | 31                     | 45                     | 39                     | 121                    | 0                      | 160                    |
| 2.       | 2025-26 (till 04.12.2025) | 1                   | 47                     | 5                      | 48                     | 41                     | 59                     | 0                      | 100                    |
| Total    | Total                     | 5                   | 131                    | 36                     | 93                     | 80                     | 180                    | 0                      | 260                    |

(ii) The  Government  is  implementing  Micro  and  Small  Enterprises  Cluster  Development  Programme (MSE-CDP)  across  the  country. The  objective of the scheme  is to  enhance the productivity and competitiveness  of  the  MSMEs  for  their  holistic  development  adopting  cluster  development  approach. Financial assistance as GoI grant is provided to establish Common Facility Centres (CFCs) in the existing clusters and establish/up-grade infrastructural facilities in new/existing industrial estates/areas/flatted factory complexes. No such proposal has been received from Palnadu district, Andhra Pradesh.

(iii) The Technology Centre Systems Programme (TCSP) scheme intends to establish 15 new Technology Centres and upgrade the existing Technology Centres (TCs) and provide advanced training to provide skilled manpower for MSMEs. This programme is envisioned to upgrade and expand the network of existing TCs with  focus  in  improving  the  competitiveness  of  MSMEs  in  key  manufacturing  industry  sectors  such  as General  Engineering,  Automotive  Engineering,  Precision  Manufacturing,  Electronics  System  Design  & Manufacturing (ESDM) and Fragrance & Flavour (F&F).

(iv) Procurement  and  Marketing  Support  (PMS)  scheme  extends  benefits  for  creating  market  access initiatives to Micro & Small Enterprises (MSEs).

The Ministry maintains the state-wise data of beneficiaries for the PMS scheme. The category-wise number of beneficiaries for the State of Andhra Pradesh is as under:

| S. No.   | Financial Year     | No. of Beneficiaries in Andhra Pradesh   | No. of Beneficiaries in Andhra Pradesh   | No. of Beneficiaries in Andhra Pradesh   |
|----------|--------------------|------------------------------------------|------------------------------------------|------------------------------------------|
|          |                    | SC/ST                                    | Women                                    | Total                                    |
| 1        | 2023-24            | 12                                       | 43                                       | 912                                      |
| 2        | 2024-25            | 1                                        | 33                                       | 562                                      |
| 3        | 2025-26 As on date | 4                                        | 26                                       | 136                                      |

The  sanction issued to Andhra Pradesh under PMS scheme during the last and current FY is as under:

| Name of the State   | Total Sanction Issued FY 2024-25   | Sanction issued in FY 2025-26 till 01.12.2025   |
|---------------------|------------------------------------|-------------------------------------------------|
| Andhra Pradesh      | 41,80,655                          | 37,78,007                                       |

****

Annexure  referred  to  in  reply  to  part  (a)  to  (d)  of  the  Lok  Sabha  Unstarred  Question  No.  1874  for  reply  on 11.12.2025

The  year/category  wise  number  of  beneficiaries  under  PMEGP  in  Palnadu  district  during  last  three  years  as follows:

|   Sr. No. | Financial Year   |   General |   Minority |   OBC |   SC |   ST |   TOTAL |   Of which Women |
|-----------|------------------|-----------|------------|-------|------|------|---------|------------------|
|         1 | 2022-23          |        19 |          1 |    18 |    6 |    4 |      48 |               26 |
|         2 | 2023-24          |        43 |          2 |    17 |   21 |   23 |     106 |               56 |
|         3 | 2024-25          |        36 |          0 |    16 |   34 |   23 |     109 |               60 |

Year- wise the funds Allocated, Released and Utilised under PMEGP scheme in Palnadu district is as follows:

| (Rs. In lakh)   | (Rs. In lakh)   | (Rs. In lakh)   | (Rs. In lakh)   | (Rs. In lakh)   |
|-----------------|-----------------|-----------------|-----------------|-----------------|
| Sr. No.         | Financial Year  | Funds Allocated | Funds Released  | Funds Utilized  |
| 1               | 2022-23         | 380.94          | 380.94          | 236.33          |
| 2               | 2023-24         | 374.00          | 636.59          | 636.59          |
| 3               | 2024-25         | 429.22          | 553.29          | 553.29          |

The details of applications received, sanctioned and disbursed under PMEGP in Palnadu district during last three years is as follows:

| Year            | Applications Received   | Sanctioned by Banks   | Disbursed       | Pending with Banks   |
|-----------------|-------------------------|-----------------------|-----------------|----------------------|
| Scheduled Caste | Scheduled Caste         | Scheduled Caste       | Scheduled Caste | Scheduled Caste      |
| 2022-23         | 63                      | 25                    | 6               | 9                    |
| 2023-24         | 368                     | 35                    | 21              | 68                   |
| 2024-25         | 106                     | 42                    | 34              | 15                   |

| Year             | Applications Received   | Sanctioned by Banks   | Disbursed        | Pending with Banks   |
|------------------|-------------------------|-----------------------|------------------|----------------------|
| Scheduled Tribes | Scheduled Tribes        | Scheduled Tribes      | Scheduled Tribes | Scheduled Tribes     |
| 2022-23          | 27                      | 7                     | 4                | 3                    |
| 2023-24          | 136                     | 33                    | 23               | 44                   |
| 2024-25          | 41                      | 25                    | 23               | 4                    |

| Year                   | Applications Received   | Sanctioned by Banks    | Disbursed              | Pending with Banks     |
|------------------------|-------------------------|------------------------|------------------------|------------------------|
| Other Backward Classes | Other Backward Classes  | Other Backward Classes | Other Backward Classes | Other Backward Classes |
| 2022-23                | 64                      | 35                     | 18                     | 5                      |
| 2023-24                | 189                     | 58                     | 17                     | 22                     |
| 2024-25                | 103                     | 29                     | 16                     | 12                     |

| Year       | Applications Received   | Sanctioned by Banks   | Disbursed   | Pending with Banks   |
|------------|-------------------------|-----------------------|-------------|----------------------|
| Minorities | Minorities              | Minorities            | Minorities  | Minorities           |
| 2022-23    | 4                       | 4                     | 1           | 0                    |
| 2023-24    | 22                      | 3                     | 2           | 4                    |
| 2024-25    | 12                      | 6                     | 0           | 1                    |

| Year           | Applications Received   | Sanctioned by Banks   | Disbursed      | Pending with Banks   |
|----------------|-------------------------|-----------------------|----------------|----------------------|
| Of which women | Of which women          | Of which women        | Of which women | Of which women       |
| 2022-23        | 56                      | 31                    | 11             | 7                    |
| 2023-24        | 389                     | 51                    | 25             | 58                   |
| 2024-25        | 126                     | 43                    | 31             | 13                   |

Annexure referred in reply to part (a) to (d) of the Lok Sabha Unstarred Question No. 1874 for reply on 11.12.2025.

The achievements under the PM Vishwakarma Scheme in the state of Andhra Pradesh in various parameters as on 10.12.2025 are as under:

| Parameters                                                   | PAN India   | Andhra Pradesh   |
|--------------------------------------------------------------|-------------|------------------|
| Total no. of Beneficiaries Registered                        | 30,00,000   | 2,22,947         |
| No. of Beneficiaries who have completed Basic Skill Training | 23,11,325   | 1,69,994         |
| No. of Beneficiaries whose loans have been sanctioned        | 5,23,316    | 42,994           |
| No. of Beneficiaries whose loans have been disbursed         | 4,38,484    | 34,046           |
| No. of Toolkits distributed to door steps of Beneficiaries   | 10,90,878   | 65,401           |

Category-wise Number of Beneficiaries registered under the PM Vishwakarma Scheme in Palnadu District, Andhra Pradesh as on 10.12.2025 are as under:

| Category   | Palnadu   |   Percentage (%) | Andhra Pradesh   |   Percentage (%) |
|------------|-----------|------------------|------------------|------------------|
| Female     | 4,010     |             54.5 | 1,08,510         |             48.7 |
| Male       | 3,340     |             45.5 | 1,14,437         |             51.3 |
| SC         | 2,516     |             34.2 | 38,791           |             17.4 |
| ST         | 1,082     |             14.7 | 8,045            |              3.6 |
| OBC        | 2,997     |             40.7 | 1,39,636         |             62.6 |
| General    | 755       |             10.4 | 36,475           |             16.4 |
| Divyangjan | 68        |              0.9 | 1,689            |              0.8 |
| Minorities | 250       |              3.4 | 9,867            |              4.4 |
| Total      | 7,350     |            100   | 2,22,947         |            100   |

Social Category-wise number of Beneficiaries registered in the last three years are as under:

| Financial Year   | Female      | Male        | SC          | ST          | OBC         | General     | Minorities   | Total   |
|------------------|-------------|-------------|-------------|-------------|-------------|-------------|--------------|---------|
| FY 2023-24       | 20          | 110         | 56          | 1           | 66          | 7           | 3            | 130     |
| FY 2024-25       | 3,955       | 3,121       | 2,327       | 1,080       | 2,926       | 743         | 246          | 7,076   |
| FY 2025-26       | 35          | 109         | 133         | 1           | 5           | 5           | 1            | 144     |
| Grand Total      | Grand Total | Grand Total | Grand Total | Grand Total | Grand Total | Grand Total | Grand Total  | 7,350   |

The number of Beneficiaries who have applied, received sanction and disbursement applications for Palnadu in the last three years category-wise are as follows-

| Status                                                                                       | Total       | Female      | Male        | SC          | ST        | OBC         | General   | Divyangjan   | Minorities   |
|----------------------------------------------------------------------------------------------|-------------|-------------|-------------|-------------|-----------|-------------|-----------|--------------|--------------|
| No. of PM Vishwakarma Beneficiaries sanctioned with collateral free loans (with 5% interest) | 810         | 368         | 442         | 265         | 51        | 416         | 78        | 5            | 34           |
| Loan Sanctioned Amount (INR)                                                                 | 7,17,71,250 | 3,18,66,000 | 3,99,05,250 | 2,29,45,250 | 46,00,000 | 3,69,76,000 | 72,50,000 | 4,50,000     | 32,50,000    |
| No. of PM Vishwakarma Beneficiaries Disbursed collateral free loans (with 5% interest)       | 757         | 341         | 416         | 245         | 48        | 390         | 74        | 5            | 31           |
| Loan Disbursed Amount (INR)                                                                  | 6,72,21,250 | 2,95,66,000 | 3,76,55,250 | 2,11,95,250 | 44,50,000 | 3,46,76,000 | 69,00,000 | 4,50,000     | 29,50,000    |