Lok Sabha Question No. 168 (UNSTARRED), answered on 2025-02-03
Subject: Schemes for Welfare of Farmers by NABARD
Ministry: FINANCE
Asked by: Shri Ramprit Mandal, Shri Dinesh Chandra Yadav, Smt. Lovely Anand

## Government of India Ministry of Finance Department of Financial Services

## LOK SABHA

## Unstarred Question No. 168

Answered on Monday, 03 February, 2025/ 14 Magha, 1946 (Saka)

## Schemes for Welfare of Farmers by NABARD

## †168. Shri Ramprit Mandal:

Shri Dinesh Chandra Yadav:

Smt. Lovely Anand:

Will the Minister of FINANCE be pleased to state:

- (a) the scheme implemented by National Bank for Agriculture and Rural Development for the welfare of farmers in Bihar;
- (b) the  funds  dispersed  by  National  Bank  for  Agriculture  and  Rural  Development  in  Bihar during the last three years, district-wise;
- (c) whether the Government proposes to implement any other scheme for welfare of farmers; and
- (d) if so, the details thereof?

## Answer

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PANKAJ CHAUDHARY)

- (a) to (b): NABARD is implementing various schemes for welfare of farmers in Bihar which, inter-alia, include:
- i. Setting up of infrastructure such as irrigation projects, rural roads, bridges, godowns, cold storages, etc. through the Rural Infrastructure Development Fund (RIDF)
- ii.  Grant  Support  for  various  schemes  for  farm  sector  development  through  Watershed Development Fund (WDF), Tribal Development Fund (TDF), Farm Sector Promotion Fund (FSPF) etc.
- iii. Grant support under Producer Organization Development Fund (PODF) and Central Sector Scheme - Formation and Promotion of 10,000 Farmer Producers' Organization (CSS-FPO)
- iv. Providing loans to Cooperative banks for procurement and marketing of agri-produce
- v. Refinance assistance to banks/ financial institutions for provision of agricultural credit at concessional rates of interest

vi.  Grant support for organizing Financial Literacy Camps for farmers The  details  of  funds  disbursed  by  NABARD  during  the  last  three  years  in  Bihar  are  at Annexure I . (c) to (d): The Government has implemented various other schemes also for welfare of farmers viz.  Timely  credit  through  Kisan  Credit  Card  (KCC)  scheme,  Income  support  to  farmers through PM KISAN, Pradhan Mantri Fasal Bima Yojana (PMFBY), Micro Irrigation Fund for expanding  coverage  under  micro  irrigation,  Promotion  of  Farmer  Producer  Organisations (FPOs), National Beekeeping and Honey Mission (NBHM), Agri Infrastructure Fund (AIF), Namo Drone Didi scheme etc.

******

## I. Rural Infrastructure Development Fund (RIDF)

(Amount in ₹ Crore)

| District-wise Funds Disbursed in Bihar under RIDF in last 03 years (2021-22 to 2023-24)   | District-wise Funds Disbursed in Bihar under RIDF in last 03 years (2021-22 to 2023-24)   | District-wise Funds Disbursed in Bihar under RIDF in last 03 years (2021-22 to 2023-24)   | District-wise Funds Disbursed in Bihar under RIDF in last 03 years (2021-22 to 2023-24)   | District-wise Funds Disbursed in Bihar under RIDF in last 03 years (2021-22 to 2023-24)   |
|-------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------|
| S. No.                                                                                    | District                                                                                  | FY 2021-22                                                                                | FY 2022-23                                                                                | FY 2023-24                                                                                |
| 1                                                                                         | Araria                                                                                    | 34.37                                                                                     | 28.02                                                                                     | 77.06                                                                                     |
| 2                                                                                         | Arwal                                                                                     | 7.57                                                                                      | 18.21                                                                                     | 21.94                                                                                     |
| 3                                                                                         | Aurangabad                                                                                | 23.27                                                                                     | 44.03                                                                                     | 21.87                                                                                     |
| 4                                                                                         | Banka                                                                                     | 3.32                                                                                      | 19.60                                                                                     | 23.92                                                                                     |
| 5                                                                                         | Begusarai                                                                                 | 20.59                                                                                     | 20.52                                                                                     | 19.12                                                                                     |
| 6                                                                                         | Bhagalpur                                                                                 | 19.35                                                                                     | 29.24                                                                                     | 12.46                                                                                     |
| 7                                                                                         | Bhojpur                                                                                   | 36.90                                                                                     | 28.26                                                                                     | 48.79                                                                                     |
| 8                                                                                         | Buxar                                                                                     | 17.18                                                                                     | 13.36                                                                                     | 8.83                                                                                      |
| 9                                                                                         | Darbhanga                                                                                 | 48.73                                                                                     | 103.84                                                                                    | 106.46                                                                                    |
| 10                                                                                        | Gaya                                                                                      | 1,366.62                                                                                  | 78.59                                                                                     | 260.72                                                                                    |
| 11                                                                                        | Gopalganj                                                                                 | 9.27                                                                                      | 4.65                                                                                      | 90.67                                                                                     |
| 12                                                                                        | Jamui                                                                                     | 14.88                                                                                     | 13.18                                                                                     | 15.63                                                                                     |
| 13                                                                                        | Jehanabad                                                                                 | 25.99                                                                                     | 39.51                                                                                     | 19.35                                                                                     |
| 14                                                                                        | Kaimur                                                                                    | 26.00                                                                                     | 44.94                                                                                     | 54.33                                                                                     |
| 15                                                                                        | Katihar                                                                                   | 30.88                                                                                     | 48.83                                                                                     | 82.55                                                                                     |
| 16                                                                                        | Khagaria                                                                                  | 24.71                                                                                     | 27.45                                                                                     | 29.28                                                                                     |
| 17                                                                                        | Kishanganj                                                                                | 17.14                                                                                     | 34.40                                                                                     | 114.19                                                                                    |
| 18                                                                                        | Lakhisarai                                                                                | 6.24                                                                                      | 16.10                                                                                     | 37.37                                                                                     |
| 19                                                                                        | Madhepura                                                                                 | 9.31                                                                                      | 13.40                                                                                     | 27.60                                                                                     |
| 20                                                                                        | Madhubani                                                                                 | 21.91                                                                                     | 20.04                                                                                     | 41.44                                                                                     |
| 21                                                                                        | Munger                                                                                    | 11.07                                                                                     | 20.99                                                                                     | 11.85                                                                                     |
| 22                                                                                        | Muzaffarpur                                                                               | 39.25                                                                                     | 15.93                                                                                     | 35.74                                                                                     |
| 23                                                                                        | Nalanda                                                                                   | 37.70                                                                                     | 38.40                                                                                     | 37.54                                                                                     |
| 24                                                                                        | Nawada                                                                                    | 24.61                                                                                     | 18.09                                                                                     | 17.35                                                                                     |
| 25                                                                                        | Paschimichamparan                                                                         | 64.69                                                                                     | 40.79                                                                                     | 71.23                                                                                     |
| 26                                                                                        | Patna                                                                                     | 63.32                                                                                     | 94.95                                                                                     | 82.13                                                                                     |
| 27                                                                                        | Purbichamparan                                                                            | 30.19                                                                                     | 130.06                                                                                    | 126.23                                                                                    |
| 28                                                                                        | Purnia                                                                                    | 70.67                                                                                     | 57.31                                                                                     | 50.78                                                                                     |
| 29                                                                                        | Rohtas                                                                                    | 104.64                                                                                    | 76.99                                                                                     | 50.49                                                                                     |
| 30                                                                                        | Saharsa                                                                                   | 21.12                                                                                     | 11.29                                                                                     | 42.64                                                                                     |
| 31                                                                                        | Samastipur                                                                                | 49.42                                                                                     | 64.57                                                                                     | 105.89                                                                                    |
| 32                                                                                        | Saran                                                                                     | 16.88                                                                                     | 30.26                                                                                     | 16.10                                                                                     |
| 33                                                                                        | Sheikhpura                                                                                | 18.34                                                                                     | 14.14                                                                                     | 13.33                                                                                     |
| 34                                                                                        | Sheohar                                                                                   | 6.66                                                                                      | 7.15                                                                                      | 6.92                                                                                      |
| 35                                                                                        | Sitamarhi                                                                                 | 44.77                                                                                     | 30.35                                                                                     | 70.59                                                                                     |
| 36                                                                                        | Siwan                                                                                     | 2.75                                                                                      | 8.84                                                                                      | 29.42                                                                                     |
| 37                                                                                        | Supaul                                                                                    | 3.57                                                                                      | 11.25                                                                                     | 17.34                                                                                     |
| 38                                                                                        | Vaishali                                                                                  | 26.11                                                                                     | 11.52                                                                                     | 34.61                                                                                     |
|                                                                                           | Total                                                                                     | 2399.99                                                                                   | 1329.05                                                                                   | 1933.76                                                                                   |

## II. Disbursement of Grants under Farm Sector Development assistance through various schemes

| S.no.    | District          | Amount Disbursed (₹ Crore)   | Amount Disbursed (₹ Crore)   | Amount Disbursed (₹ Crore)   |
|----------|-------------------|------------------------------|------------------------------|------------------------------|
| S.no.    | District          | FY 2021-22                   | FY 2022-23                   | FY 2023-24                   |
| 1        | Araria            | 1.31                         | 0.08                         | 0.09                         |
| 2        | Arwal             | 0.00                         | 0.01                         | 0.00                         |
| 3        | Aurangabad        | 0.64                         | 0.94                         | 0.46                         |
| 4        | Banka             | 15.39                        | 1.99                         | 2.26                         |
| 5        | Begusarai         | 0.08                         | 0.00                         | 0.00                         |
| 6        | Bhagalpur         | 0.23                         | 0.35                         | 0.36                         |
| 7        | Bhojpur           | 0.05                         | 0.05                         | 0.00                         |
| 8        | Buxar             | 0.05                         | 0.00                         | 0.00                         |
| 9        | Darbhanga         | 0.00                         | 0.16                         | 0.21                         |
| 10       | Gaya              | 9.05                         | 2.26                         | 3.63                         |
| 11       | Gopalganj         | 0.23                         | 0.00                         | 0.25                         |
| 12       | Jamui             | 9.54                         | 2.28                         | 2.52                         |
| 13       | Jehanabad         | 0.40                         | 0.51                         | 0.44                         |
| 14       | Kaimur            | 5.05                         | 1.54                         | 1.44                         |
| 15       | Katihar           | 0.25                         | 0.52                         | 0.60                         |
| 16       | Khagaria          | 0.14                         | 0.19                         | 0.00                         |
| 17       | Kishanganj        | 3.97                         | 0.92                         | 0.53                         |
| 18       | Lakhisarai        | 0.09                         | 0.00                         | 0.00                         |
| 19       | Madhepura         | 0.19                         | 0.10                         | 0.21                         |
| 20       | Madhubani         | 0.35                         | 0.28                         | 0.51                         |
| 21       | Munger            | 1.59                         | 1.56                         | 2.39                         |
| 22       | Muzaffarpur       | 0.23                         | 0.54                         | 0.68                         |
| 23       | Nalanda           | 0.38                         | 0.49                         | 0.56                         |
| 24       | Nawada            | 1.87                         | 0.82                         | 1.60                         |
| 25       | Paschimichamparan | 0.47                         | 1.45                         | 0.36                         |
| 26       | Patna             | 0.00                         | 0.00                         | 0.10                         |
| 27       | Rohtas            | 1.58                         | 0.36                         | 1.20                         |
| 28       | Saharsa           | 0.55                         | 0.41                         | 0.49                         |
| 29       | Samastipur        | 0.28                         | 0.28                         | 0.42                         |
| 30       | Saran             | 0.75                         | 0.31                         | 0.49                         |
| 31       | Sitamarhi         | 0.27                         | 0.34                         | 0.17                         |
| 32       | Siwan             | 0.34                         | 0.98                         | 0.82                         |
| 33       | Supaul            | 0.30                         | 0.00                         | 0.30                         |
| 34       | Purnia            | 0.19                         | 0.00                         | 0.04                         |
| 35       | Vaishali          | 0.17                         | 0.00                         | 0.00                         |
| 36 Purbi | Champaran         | 2.76                         | 0.34                         | 3.49                         |
| Total    | Total             | 58.74                        | 20.05                        | 26.63                        |

## III. Others

## (a) NABARD refinance support to Banks (Scheduled Commercial banks, Regional Rural Banks and State Cooperative Bank)

(Amount in ₹ Crore)

| Product              | FY 2021-22   | FY 2022-23   | FY 2023-24   |
|----------------------|--------------|--------------|--------------|
| Short Term Refinance | 1,160.95     | 1,240        | 2,300        |
| Long Term Refinance  | 3,813.87     | 3,647.45     | 2,389.52     |

## (b) NABARD support under Direct Refinance assistance to Cooperative banks in Bihar

|                                                  | (Amount in ₹ Crore)   | (Amount in ₹ Crore)   | (Amount in ₹ Crore)   |
|--------------------------------------------------|-----------------------|-----------------------|-----------------------|
| PRODUCT                                          | FY 2021- 22           | FY 2022- 23           | FY 2023- 24           |
| Direct Refinance Assistance to Cooperative Banks | 2,463.00              | 2,346.91              | 4,051.00              |

## (c) Financial Literacy Awareness Programmes by NABARD under Financial Inclusion Fund

(Amount in ₹ Crore)

|   Years |   Financial Literacy Awareness programmes |   Supports for Other Interventions like Mobile ATMVAN, Micro ATMs, BHIM UPI etc. | Total Disbursement   |
|---------|-------------------------------------------|----------------------------------------------------------------------------------|----------------------|
|    5.81 |                                      1.29 |                                                                             7.09 | FY 2023-24           |
|    3.69 |                                      0.34 |                                                                             4.03 | FY 2022-23           |
|    4.16 |                                      3.48 |                                                                             7.64 | FY 2021-22           |