Lok Sabha Question No. 3180 (UNSTARRED), answered on 2025-12-18
Subject: Role of State Governments and ULBs in PM SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Saptagiri Sankar Ulaka

- (c)

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO. 3180

## TO BE ANSWERED ON DECEMBER 18, 2025

## ROLE OF STATE GOVERNMENTS AND ULBs IN PM SVANIDHI SCHEME

## NO. 3180.      SHRI SAPTAGIRI SANKAR ULAKA:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the  role  of  State  Governments  and  Urban  Local  Bodies  (ULBs)  in identification of beneficiaries, verification  of  applications  and
- facilitation of loan disbursal under the PM SVANidhi scheme;
- (b) the total number  of new  beneficiaries registered under the
- restructured scheme since its launch;
- the  number  of  beneficiaries  who  have  successfully  availed  the second loan and the total number to whom UPI-linked RuPay Credit Cards have been issued or disbursed under the scheme;
- (d) the details of the number of street vendors registered as beneficiaries  under  the  scheme  along  with  the  total  amount sanctioned and disbursed to all beneficiaries, State/UT-wise; and
- (e) the details of the number of lending institutions including Scheduled Commercial  Banks,  Regional  Rural  Banks,  Small  Finance  Banks, Cooperative Banks, NBFCs and MFIs functioning in Odisha, districtwise?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- (a) Identification  of  street  vendors  is  undertaken  by  Urban  Local  Bodies (ULBs) either through:
- i. surveys conducted under the provisions of the Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act, 2014, or
- ii. verification  after  receipt  of  the  Letter  of  Recommendation  (LoR)-cumLoan Application on the PM SVANidhi portal.

After successful verification, the street vendor is issued a Certificate of Vending (CoV), Identity Card, or Letter of Recommendation (LoR). Once the  LoR  is  approved,  the  loan  application  is  forwarded  to  the  lending institutions  for  sanction  and  disbursement  of  loans  to  eligible  street vendors. ULBs play a facilitative role by mobilising new street vendors, providing  handholding  support  in  filling  loan  applications,  coordinating with banks to ensure timely sanction and disbursement of loans etc.

The State/UT Governments regularly monitor and review the performance of ULBs and lending institutions under the scheme.

- (b) As on 19 th  November, 2025, 79,396 new beneficiaries have been issued loans under the restructured scheme approved on 27 th  August, 2025.
- (c) Since the inception of scheme till 19 th  November 2025, 24.69 lakh street vendors have availed the second loan under the scheme. No UPI-linked RuPay Credit Cards have been issued to street vendors under the scheme.
- (d) A  statement  showing  the  total  number  of  street  vendor  beneficiaries under the scheme along with the total amount sanctioned and disbursed to all beneficiaries, State/UT-wise is at Annexure - I.
- (e) A  statement  showing  the  number  of  lending  institutions  including Scheduled  Commercial  Banks,  Regional  Rural  Banks,  Small  Finance Banks,  Cooperative  Banks,  NBFCs  and  MFIs  functioning  in  Odisha, district-wise is at Annexure - II.

*****

ANNEXURE - I: REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 3180 ANSWERED ON 18.12.2025

STATEMENT SHOWING THE NUMBER OF STREET VENDORS REGISTERED AS BENEFICIARIES UNDER THE SCHEME ALONG WITH THE TOTAL AMOUNT SANCTIONED AND DISBURSED TO ALL BENEFICIARIES, STATE/UT-WISE:

(AS ON 19.11.2025)

| S. No.   | State/UT Name                              | Number of Beneficiaries   | Loan amount sanctioned (in ₹ Cr.)   | Loan Amount disbursed (in ₹ Cr.)   |
|----------|--------------------------------------------|---------------------------|-------------------------------------|------------------------------------|
| 1        | Andaman And Nicobar Islands                | 549                       | 2.17                                | 2.02                               |
| 2        | Andhra Pradesh                             | 3,68,936                  | 971.91                              | 886.60                             |
| 3        | Arunachal Pradesh                          | 4,814                     | 13.64                               | 12.93                              |
| 4        | Assam                                      | 1,22,319                  | 292.60                              | 279.56                             |
| 5        | Bihar                                      | 1,29,139                  | 226.99                              | 216.31                             |
| 6        | Chandigarh                                 | 5,025                     | 14.97                               | 14.67                              |
| 7        | Chhattisgarh                               | 92,323                    | 213.47                              | 198.56                             |
| 8        | Delhi                                      | 1,92,784                  | 334.94                              | 311.46                             |
| 9        | Goa                                        | 1,619                     | 5.50                                | 5.19                               |
| 10       | Gujarat                                    | 4,83,668                  | 1,129.23                            | 1,091.79                           |
| 11       | Haryana                                    | 1,69,900                  | 305.82                              | 282.57                             |
| 12       | Himachal Pradesh                           | 5,480                     | 20.54                               | 19.74                              |
| 13       | Jammu And Kashmir                          | 17,315                    | 50.83                               | 48.18                              |
| 14       | Jharkhand                                  | 86,036                    | 162.25                              | 151.47                             |
| 15       | Karnataka                                  | 3,98,083                  | 969.87                              | 891.59                             |
| 16       | Kerala                                     | 1,20,526                  | 244.35                              | 228.99                             |
| 17       | Ladakh                                     | 464                       | 1.63                                | 1.51                               |
| 18       | Lakshadweep                                | -                         | -                                   | -                                  |
| 19       | Madhya Pradesh                             | 8,96,441                  | 2,274.11                            | 2,166.95                           |
| 20       | Maharashtra                                | 8,61,013                  | 1,672.35                            | 1,513.83                           |
| 21       | Manipur                                    | 9,843                     | 20.71                               | 20.10                              |
| 22       | Meghalaya                                  | 3,949                     | 8.02                                | 7.63                               |
| 23       | Mizoram                                    | 2,714                     | 6.03                                | 5.55                               |
| 24       | Nagaland                                   | 3,718                     | 7.76                                | 7.41                               |
| 25       | Odisha                                     | 65,580                    | 178.80                              | 167.77                             |
| 26       | Puducherry                                 | 3,551                     | 9.90                                | 8.95                               |
| 27       | Punjab                                     | 1,70,392                  | 319.89                              | 297.08                             |
| 28       | Rajasthan                                  | 1,94,172                  | 352.35                              | 336.33                             |
| 29       | Sikkim                                     | 1,258                     | 2.61                                | 2.35                               |
| 30       | Tamil Nadu                                 | 4,03,767                  | 928.06                              | 879.91                             |
| 31       | Telangana                                  | 4,29,519                  | 1,298.68                            | 1,267.38                           |
| 32       | The Dadra and Nagar Haveli & Daman and Diu | 2,222                     | 5.44                                | 5.36                               |
| 33       | Tripura                                    | 5,701                     | 13.49                               | 12.93                              |
| 34       | Uttar Pradesh                              | 13,97,386                 | 2,995.20                            | 2,876.42                           |
| 35       | Uttarakhand                                | 28,700                    | 73.63                               | 70.68                              |
| 36       | West Bengal                                | 2,10,334                  | 334.61                              | 305.71                             |
| Total    | Total                                      | 68,89,240                 | 15,462.33                           | 14,595.47                          |

(Data Source: PM SVANidhi Portal)

ANNEXURE - II: REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 3180 ANSWERED ON 18.12.2025

STATEMENT SHOWING THE NUMBER OF LENDING INSTITUTIONS INCLUDING SCHEDULED COMMERCIAL BANKS, REGIONAL RURAL BANKS, SMALL FINANCE BANKS, COOPERATIVE  BANKS,  NBFCS  AND  MFIS  FUNCTIONING  IN  ODISHA,  DISTRICT-WISE (ONBOARDED ON PMS PORTAL):

(AS ON 19.11.2025)

| S. No   | District/Lending Institution Type   |   Number of Lending Institutions |
|---------|-------------------------------------|----------------------------------|
| 1       | ANUGUL                              |                               21 |
| i       | Micro Finance Institutions (MFIs)   |                                1 |
| ii      | Private Sector Banks                |                                8 |
| iii     | Public Sector Banks                 |                               10 |
| iv      | Regional Rural Banks                |                                1 |
| v       | Small Finance Banks (SFBs)          |                                1 |
| 2       | BALANGIR                            |                               22 |
| i       | Micro Finance Institutions (MFIs)   |                                1 |
| ii      | Private Sector Banks                |                                7 |
| iii     | Public Sector Banks                 |                               11 |
| iv      | Regional Rural Banks                |                                1 |
| v       | Small Finance Banks (SFBs)          |                                2 |
| 3       | BALESHWAR                           |                               25 |
| i       | Micro Finance Institutions (MFIs)   |                                2 |
| ii      | Private Sector Banks                |                                9 |
| iii     | Public Sector Banks                 |                               12 |
| iv      | Regional Rural Banks                |                                1 |
| v       | Small Finance Banks (SFBs)          |                                1 |
| 4       | BARGARH                             |                               23 |
| i       | Micro Finance Institutions (MFIs)   |                                1 |
| ii      | Private Sector Banks                |                                8 |
| iii     | Public Sector Banks                 |                               11 |
| iv      | Regional Rural Banks                |                                1 |
| v       | Small Finance Banks (SFBs)          |                                2 |
| 5       | BHADRAK                             |                               24 |
| i       | Micro Finance Institutions (MFIs)   |                                3 |
| ii      | Private Sector Banks                |                                9 |
| iii     | Public Sector Banks                 |                               11 |
| iv      | Regional Rural Banks                |                                1 |
| 6       | BOUDH                               |                               12 |
| i       | Private Sector Banks                |                                1 |
| ii      | Public Sector Banks                 |                                9 |
| iii     | Regional Rural Banks                |                                1 |
| iv      | Small Finance Banks (SFBs)          |                                1 |
| 7       | CUTTACK                             |                               34 |
| i       | Micro Finance Institutions (MFIs)   |                                2 |
| ii      | Private Sector Banks                |                               15 |
| iii     | Public Sector Banks                 |                               12 |
| iv      | Regional Rural Banks                |                                1 |
| v       | Small Finance Banks (SFBs)          |                                3 |
| vi      | Urban Co-operative Banks            |                                1 |
| 8       | DEOGARH                             |                               15 |

| S. No   | District/Lending Institution Type     | Number of Lending Institutions   |
|---------|---------------------------------------|----------------------------------|
| i       | Micro Finance Institutions (MFIs)     | 1                                |
| ii      | Private Sector Banks                  | 2                                |
| iii     | Public Sector Banks                   | 11                               |
| iv      | Small Finance Banks (SFBs)            | 1                                |
| 9       | DHENKANAL                             | 21                               |
| i       | Private Sector Banks                  | 7                                |
| ii      | Public Sector Banks                   | 12                               |
| iii     | Regional Rural Banks                  | 1                                |
| iv      | Small Finance Banks (SFBs)            | 1                                |
| 10      | GAJAPATI                              | 17                               |
| i       | Micro Finance Institutions (MFIs)     | 1                                |
| ii      | Private Sector Banks                  | 4                                |
| iii     | Public Sector Banks                   | 10                               |
| iv      | Regional Rural Banks                  | 1                                |
| v       | Small Finance Banks (SFBs)            | 1                                |
| 11      | GANJAM                                | 24                               |
| i       | Private Sector Banks                  | 8                                |
| ii      | Public Sector Banks                   | 12                               |
| iii     | Regional Rural Banks                  | 2                                |
| iv      | Small Finance Banks (SFBs)            | 2                                |
| 12      | JAGATSINGHAPUR                        | 20                               |
| i       | Private Sector Banks                  | 6                                |
| ii      | Public Sector Banks                   | 11                               |
| iii     | Regional Rural Banks                  | 1                                |
| iv      | Small Finance Banks (SFBs)            | 2                                |
| 13      | JAJAPUR                               | 25                               |
| i       | Micro Finance Institutions (MFIs)     | 3                                |
| ii      | Private Sector Banks                  | 8                                |
| iii     | Public Sector Banks                   | 12                               |
| iv      | Regional Rural Banks                  | 1                                |
| v       | Small Finance Banks (SFBs)            | 1                                |
| 14      | JHARSUGUDA                            | 19                               |
| ii      | Public Sector Banks                   | 11                               |
| iii 15  | Regional Rural Banks KALAHANDI        | 1 25                             |
| i       | Micro Finance Institutions (MFIs)     | 3                                |
| ii      | Private Sector Banks                  | 8                                |
| iii     | Public Sector Banks                   | 12                               |
| iv      | Regional Rural Banks                  | 1                                |
| v       | Small Finance Banks (SFBs)            | 1                                |
| 16      | KANDHAMAL                             | 17                               |
| i       | Private Sector Banks                  | 4                                |
| ii      | Public Sector Banks                   | 11                               |
|         | Regional Rural Banks                  |                                  |
| iii     |                                       | 1                                |
| iv 17   | Small Finance Banks (SFBs) KENDRAPARA | 1 21                             |
| i       | Micro Finance Institutions (MFIs)     | 1                                |
| ii      | Private Sector Banks                  | 7                                |
| iii     | Public Sector Banks                   | 11                               |
| iv      | Regional Rural Banks                  | 1                                |

| S. No   | District/Lending Institution Type        | Number of Lending Institutions   |
|---------|------------------------------------------|----------------------------------|
| v       | Small Finance Banks (SFBs)               | 1                                |
| 18      | KENDUJHAR                                | 22                               |
| i       | Micro Finance Institutions (MFIs)        | 1                                |
| ii      | Private Sector Banks                     | 7                                |
| iii     | Public Sector Banks                      | 11                               |
| iv      | Regional Rural Banks                     | 1                                |
| v       | Small Finance Banks (SFBs)               | 2                                |
| 19      | KHORDHA                                  | 37                               |
| i       | Micro Finance Institutions (MFIs)        | 1                                |
| ii      | Private Sector Banks                     | 16                               |
| iii     | Public Sector Banks                      | 12                               |
| iv      | Regional Rural Banks                     | 3                                |
| v       | Small Finance Banks (SFBs)               | 4                                |
| vi      | State Co-operative Banks                 | 1                                |
| 20      | KORAPUT                                  | 18                               |
| i       | Micro Finance Institutions (MFIs)        | 1                                |
| ii      | Private Sector Banks                     | 4                                |
| iii     | Public Sector Banks                      | 11                               |
| iv      | Regional Rural Banks                     | 1                                |
| v       | Small Finance Banks (SFBs)               | 1                                |
| 21      | MALKANGIRI                               | 14                               |
|         | Private Sector Banks                     | 3                                |
| ii iii  | Public Sector Banks                      | 9                                |
| iv      | Regional Rural Banks                     | 1                                |
| 22      | MAYURBHANJ                               | 22                               |
| i       | Micro Finance Institutions (MFIs)        | 1                                |
| ii      | Private Sector Banks                     | 7                                |
| iii     | Public Sector Banks                      | 11                               |
| iv      | Regional Rural Banks                     | 2                                |
| v       | Small Finance Banks (SFBs)               | 1                                |
| 23      | NABARANGPUR                              | 17                               |
| i       | Private Sector Banks                     | 4                                |
| ii      | Public Sector Banks                      | 10                               |
| iii     | Regional Rural Banks                     | 1                                |
| iv      | Small Finance Banks                      | 2                                |
|         | (SFBs)                                   |                                  |
| 24      | NAYAGARH                                 | 18                               |
| i ii    | Private Sector Banks Public Sector Banks | 5 11                             |
| iii     | Regional Rural Banks                     | 1                                |
| iv      | Small Finance Banks (SFBs)               | 1                                |
| 25      | NUAPADA                                  | 15                               |
| i       | Private Sector Banks                     | 3                                |
| ii      | Public Sector Banks                      | 10                               |
| iii     | Regional Rural Banks                     | 1                                |
| iv      | Small Finance Banks (SFBs)               | 1                                |
| 26      | PURI                                     | 23                               |
| ii      | Private Sector Banks                     | 7                                |
| iii     | Public Sector Banks                      | 12                               |
| iv      | Regional Rural Banks                     | 1                                |

| S. No   | District/Lending Institution Type   | Number of Lending Institutions   |   Number of Lending Institutions |
|---------|-------------------------------------|----------------------------------|----------------------------------|
| v       | Small Finance Banks (SFBs)          |                                  |                                2 |
| 27      | RAYAGADA                            |                                  |                               19 |
| i       | Micro Finance Institutions (MFIs)   |                                  |                                1 |
| ii      | Private Sector Banks                |                                  |                                5 |
| iii     | Public Sector Banks                 |                                  |                               11 |
| iv      | Regional Rural Banks                |                                  |                                1 |
| v       | Small Finance Banks (SFBs)          |                                  |                                1 |
| 28      | SAMBALPUR                           |                                  |                               24 |
| i       | Micro Finance Institutions (MFIs)   |                                  |                                1 |
| ii      | Private Sector Banks                |                                  |                                8 |
| iii     | Public Sector Banks                 |                                  |                               12 |
| iv      | Regional Rural Banks                |                                  |                                1 |
| v       | Small Finance Banks (SFBs)          |                                  |                                2 |
| 29      | SONEPUR                             |                                  |                               16 |
| i       | Micro Finance Institutions (MFIs)   |                                  |                                1 |
| ii      | Private Sector Banks                |                                  |                                4 |
| iii     | Public Sector Banks                 |                                  |                               10 |
| iv      | Regional Rural Banks                |                                  |                                1 |
| 30      | SUNDARGARH                          |                                  |                               24 |
| i       | Private Sector Banks                |                                  |                               10 |
| ii      | Public Sector Banks                 |                                  |                               12 |
| iii     | Regional Rural Banks                |                                  |                                1 |
| iv      | Small Finance Banks (SFBs)          |                                  |                                1 |
|         | Total                               |                                  |                              634 |

(Data Source: PM SVANidhi Portal)