Lok Sabha Question No. 1654 (UNSTARRED), answered on 2024-12-05
Subject: Inclusion of ISSR Component in PMAY-U 2.0
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Ms Sayani Ghosh

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 1654

TO BE ANSWERED ON DECEMBER 05, 2024

## 'INCLUSION OF ISSR COMPONENT IN PMAY-U 2.0'

## NO. 1654.    MS SAYANI GHOSH:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the  details  of  the  funds  utilised  under  Pradhan  Mantri  Awas  YojanaUrban (PMAY-U) 1.0 scheme, year and component-wise;
- (b) whether  it  is  a  fact  that  the  mandatory  In-Situ  Slum  Redevelopment (ISSR) component under the current scheme has been subsumed under the Beneficiary-Led Construction (BLC) and Affordable Housing in Partnership  (AHP)  components  in  PMAY-U  2.0.,  if  so,  the  reasons therefor; and
- (c) the details of the funding pattern by the concerned stakeholders under four  verticals  of  the  Scheme,  viz.  Affordable  Rental  Housing  (ARH), Beneficiary  Linked  Construction  (BLC),  Interest  Subsidy  Scheme  (ISS) and Affordable Housing Project (AHP)?

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS

## ANSWER (SHRI TOKHAN SAHU)

(a): Ministry of Housing and Urban Affairs (MoHUA) has been implementing Pradhan  Mantri  Awas  Yojana  -  Urban  (PMAY-U)  since  June  25,  2015  to provide  pucca  house  in  urban  areas  across  the  country  by  providing Central Assistance. Based  on project proposals received from the States/Union  Territories  (UTs),  a  total  of  118.64  lakh  houses  have  been sanctioned by the Ministry, out of which 114.22 lakh have been grounded and more than 88.22 lakh are completed/delivered to the beneficiaries as on 25.11.2024. The remaining houses are at different stages of construction.  The  scheme  is  implemented  through  four  verticals  i.e., Beneficiary  Led  Construction  (BLC),  Affordable  Housing  in  Partnership (AHP),  In-Situ  Slum  Redevelopment  (ISSR)  and  Credit  Linked  Subsidy Scheme (CLSS). A total of ₹1.99 lakh crore of Central Assistance has been sanctioned, ₹1.66 lakh crore released, and utilization certificate of about ₹1.56 lakh crore has been received under the scheme, so far. The yearwise and vertical-wise details of Central Assistance released and utilized are at Annexure.

(b): Yes. Learning from the experiences of PMAY-U, MoHUA has launched PMAYU  2.0  'Housing  for  All'  Mission  with  effect  from  01.09.2024  to provide Central Assistance to one crore additional households to construct,  purchase  and  rent  a  house  at  affordable  cost  in  urban  areas across the country through four verticals i.e., Beneficiary Led Construction  (BLC),  Affordable  Housing  in  Partnership  (AHP),  Affordable Rental Housing (ARH) and Interest Subsidy Scheme (ISS). As on date, 29 States/UTs  have  signed  Memorandum  of  Agreement  (MoA)  to  implement PMAY-U  2.0  as  per  scheme  guidelines.  The  scheme  guidelines  are available at https://pmay-urban.gov.in/uploads/guidelines/OperationalGuidelines-of-PMAY-U-2.pdf.

Under  PMAY-U,  Government  of  India  provided  its  fixed  share  as  Central Assistance of ₹1.0 lakh per unit under ISSR, ₹1.5 lakh per unit for AHP and BLC  verticals  of  PMAY-U.  During  implementation  of  PMAY-U,  a  large number of the beneficiaries belonging to slums have sought benefit under AHP and BLC verticals apart from ISSR vertical, as the Central Assistance under AHP and BLC vertical is more than ISSR. In many cases, States/Uts also undertook In-Situ Slum Redevelopment projects under AHP vertical.

As per the scheme guidelines of PMAY-U 2.0, State/UT Governments can propose projects for providing pucca houses in tenable slums with list of eligible  beneficiaries  for  sanctioning  of  Central  Assistance  under  BLC vertical. Similarly, States/Uts may also propose 'Redevelopment' or 'In-situ Improvement'  projects  for  tenable  slums  having  dilapidated  buildings located  on  Government/Urban  Local  Body  (ULB)/Public  land  under  AHP vertical.  Under  this  vertical,  the  existing  slum  will  be  demolished  and redeveloped  in-situ  in  the  form  of  multi-storied  building  with  all  basic amenities and social infrastructure.

(c):  As  per  the  scheme  guidelines  of  PMAY-U  2.0,  the  fund  required  for purchase/construction of houses under the scheme is shared between the Central  Government,  State/UT  Government/ULBs/  Implementing  agencies and the beneficiaries. A fixed amount of Central Assistance is provided by Government of India under different verticals and mandatory State share has been provisioned under the scheme as under:

| S.   | States/UTs                                                                                                                                                      | PMAY-U 2.0 Verticals                                                       | PMAY-U 2.0 Verticals                                                                      | PMAY-U 2.0 Verticals                                                                                           |
|------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------|-------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------|
| No.  |                                                                                                                                                                 | BLC & AHP                                                                  | ARH                                                                                       | ISS                                                                                                            |
| 1.   | Assam, Arunachal Pradesh, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, Sikkim, Himachal Pradesh, Uttarakhand, UTs of Jammu and Kashmir, Puducherry and Delhi | Central Govt. - ₹2.25 lakh per unit State Govt. - Min. ₹0.25 lakh per unit | Technology Innovation Grant GoI: ₹3 ,000/Sqm. per unit State Share: ₹2 ,000/Sqm. per unit | Home Loan Subsidy - up to ₹1.80 lakh (Actual Release) per unit by Government of India as Central Sector Scheme |
| 2.   | All other UTs                                                                                                                                                   | Central Govt. - ₹2.50 lakh per unit                                        | Technology Innovation Grant GoI: ₹3 ,000/Sqm. per unit State Share: ₹2 ,000/Sqm. per unit | Home Loan Subsidy - up to ₹1.80 lakh (Actual Release) per unit by Government of India as Central Sector Scheme |
| 3.   | All other States                                                                                                                                                | Central Govt. - ₹1.50 lakh per unit State Govt. - Min. ₹1.00 lakh per unit | Technology Innovation Grant GoI: ₹3 ,000/Sqm. per unit State Share: ₹2 ,000/Sqm. per unit | Home Loan Subsidy - up to ₹1.80 lakh (Actual Release) per unit by Government of India as Central Sector Scheme |

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## Year-wise and vertical-wise details of Central Assistance released and utilized under PMAY-U

| FY      | Central Assistance Released (₹ in Crore)   | Central Assistance Released (₹ in Crore)   | Central Assistance Released (₹ in Crore)   | Central Assistance Released (₹ in Crore)   | Central Assistance Utilised (₹ in Crore) *   | Central Assistance Utilised (₹ in Crore) *   | Central Assistance Utilised (₹ in Crore) *   | Central Assistance Utilised (₹ in Crore) *   |
|---------|--------------------------------------------|--------------------------------------------|--------------------------------------------|--------------------------------------------|----------------------------------------------|----------------------------------------------|----------------------------------------------|----------------------------------------------|
| FY      | BLC                                        | AHP                                        | ISSR                                       | CLSS                                       | BLC                                          | AHP                                          | ISSR                                         | CLSS                                         |
| 2015-16 | 176.83                                     | 902.31                                     | 1,735.11                                   | 200.00                                     | -                                            | -                                            | 521.08                                       | 200.00                                       |
| 2016-17 | 2,358.74                                   | 1,147.21                                   | 406.61                                     | 475.00                                     | 412.53                                       | 49.97                                        | 636.79                                       | 475.00                                       |
| 2017-18 | 8,018.07                                   | 5,183.66                                   | 324.36                                     | 2,435.00                                   | 810.94                                       | 1,067.12                                     | 230.60                                       | 2,435.00                                     |
| 2018-19 | 12,350.41                                  | 3,013.23                                   | 95.26                                      | 10,669.56                                  | 6,497.23                                     | 2,602.68                                     | 187.16                                       | 10,669.56                                    |
| 2019-20 | 10,077.60                                  | 334.33                                     | 28.26                                      | 9,025.00                                   | 13,139.00                                    | 3,099.32                                     | 29.75                                        | 9,025.00                                     |
| 2020-21 | 13,184.46                                  | 339.84                                     | 1.79                                       | 13,240.04                                  | 6,422.84                                     | 2,134.01                                     | 174.86                                       | 13,240.04                                    |
| 2021-22 | 9,376.17                                   | 870.32                                     | -                                          | 12,003.06                                  | 20,619.53                                    | 1,643.91                                     | 461.84                                       | 12,003.06                                    |
| 2022-23 | 13,781.98                                  | 1,664.44                                   | (41.85)                                    | 10,820.78                                  | 14,626.60                                    | 1,166.39                                     | 82.02                                        | 10,820.78                                    |
| 2023-24 | 17,644.80                                  | 2,006.60                                   | 75.59                                      | -                                          | 13,403.06                                    | 1,466.44                                     | 20.21                                        | -                                            |
| 2024-25 | 2,129.04                                   | 202.19                                     | -                                          | -                                          | 5,719.78                                     | 1,574.75                                     | 15.73                                        | -                                            |
| Total   | 89,098.10                                  | 15,664.13                                  | 2,625.13                                   | 58,868.45                                  | 81,651.51                                    | 14,804.60                                    | 2,360.03                                     | 58,868.45                                    |