Lok Sabha Question No. 1566 (UNSTARRED), answered on 2025-07-29
Subject: Difficulties faced in availing PMFBY Benefits
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Daroga Prasad Saroj

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 1566

TO BE ANSWERED ON THE 29 th  July, 2025

## DIFFICULTIES FACED IN AVAILING PMFBY BENEFITS

1566  SHRI DAROGA PRASAD SAROJ :

Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

(a) whether farmers in the country are unable to conveniently avail the benefits of Pradhan Mantri Fasal Bima Yojana (PMFBY) due to its complex procedures, if so, the details thereof;

(b) the amount of funds provided by the Government to crop insurance companies in Uttar Pradesh during the last five years, year-wise;

(c) the total number of farmers to whom crop insurance claim benefits have been provided in  comparison to the amount of funds released to the insurance companies for the said purpose;

(d) the total number of farmers availed claim settlement benefits during the last five years particularly in Azamgarh district of Uttar Pradesh;

(e) if so, the details thereof; and

(f) the number of such erring companies in Uttar Pradesh against which action has been taken during the last five years

## ANSWER

## MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण राǛ मंũी (SHRI RAMNATH THAKUR)

(a)  : No, Sir.   Pradhan Mantri Fasal Bima Yojana (PMFBY) is a simple scheme for farmers. As  a  result  of  the  steps  taken  by  the  Government,  the  scheme  has  been  made  farmer friendly and more affordable.  The State Governments have a major role in implementation of  the  scheme  and  the  Central  Government's  role  is  mainly  limited  to  policy  making. However,  Central Government has taken following steps to make the scheme more farmer friendly :

(i) DigiClaim: In order to rigorously track/monitor the claim settlement / disbursal process end to end, a dedicated module namely 'Digiclaim Module' has been operationalized for calculation and payment of claims from Kharif 2022 onwards. Under this module claims are worked out and settled/disbursed by  integration of National Crop Insurance Portal (NCIP) with  Public  Finance  Management  System  (PFMS)  and  accounting  system  of  Insurance Companies to provide timely & transparent processing of all claims.

(ii) CCE Agri-App : -capturing of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri App & uploading it on the NCIP, allowing insurance companies to witness the conduct of CCEs, integration of State land records with NCIP which helps in efficient yield estimation

- (iii) Delinking of  Central  Government  share  of  premium  subsidy  from  that  of  State Governments and Escrow mechanism for state subsidy has been implemented so that farmers can get claims quickly.
- (iv) Krishi  Rakshak  Portal  &  Helpline (KRPH)  A  pan-India  single  toll-free  integrated grievance  redressal  mechanism  having  digital  portal  and  a  call  centre  has  been developed to enable farmers to lodge their grievances/concerns/queries.
- (b) to  (e) :   The year wise details of central subsidy paid and nos. of farmers' applications benefitted during last five years in Uttar Pradesh is as under

| Year    | Central Govt . Share of Subsidy (in Rs. Crore)   |   Farmers Applications benefitted -Claims Paid (in lakhs) |
|---------|--------------------------------------------------|-----------------------------------------------------------|
| 2020-21 | 640.92                                           |                                                      6.36 |
| 2021-22 | 612.32                                           |                                                     10.37 |
| 2022-23 | 627.57                                           |                                                     12.52 |
| 2023-24 | 321.98                                           |                                                     11.85 |
| 2024-25 | 276.42                                           |                                                     18.68 |
| Total   | 2,479.21                                         |                                                     59.78 |

The total number of farmers applications benefitted during last five years in Uttar Pradesh is  59.78  lakhs  whereas    in  Azamgarh  District  0.19  lakhs  farmers  applications  have benefitted.

- (f) : Although provisions of penalty existed earlier in the guidelines of the scheme, w.e.f Kharif 2024, in case payment is not made timely by insurance companies, penalty of 12% is auto-calculated and levied through NCIP.

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