Lok Sabha Question No. 2559 (UNSTARRED), answered on 2025-03-17
Subject: PM-SYM Yojana
Ministry: LABOUR AND EMPLOYMENT
Asked by: Dr. Amol Ramsing Kolhe, Shri Mohite Patil Dhairyasheel Rajsinh, Smt. Supriya Sule, Shri Sanjay Dina Patil, Prof. Varsha Eknath Gaikwad, Shri Amar Sharadrao Kale, Shri Nilesh Dnyandev Lanke, Shri Bhaskar Murlidhar Bhagare

## GOVERNMENT OF INDIA

## MINISTRY OF LABOUR AND EMPLOYMENT

## LOK SABHA

## UNSTARRED QUESTION NO. 2559 TO BE ANSWERED ON 17.03.2025

## PM-SYM YOJANA

## 2559. SHRI BHASKAR MURLIDHAR BHAGARE:

SHRI SANJAY DINA PATIL:

SMT. SUPRIYA SULE:

SHRI NILESH DNYANDEV LANKE:

SHRI MOHITE PATIL DHAIRYASHEEL RAJSINH:

PROF. VARSHA EKNATH GAIKWAD:

DR. AMOL RAMSING KOLHE:

SHRI AMAR SHARADRAO KALE:

Will the Minister of LABOUR AND EMPLOYMENT be pleased to state:

- (a)the details of the enrolment process under the Pradhan Mantri Shram Yogi  Maandhan  (PM-SYM)  Scheme  and  the  agencies  responsible  for implementation;
- (b)whether the Government has taken any steps to simplify the enrolment process  for  unorganized  sector  workers,  particularly  those  in  remote areas with limited access to digital infrastructure and if so, the details thereof;
- (c)whether the Government has conducted any awareness campaigns to educate unorganized sector workers about the PM-SYM, if so, the details thereof;
- (d)the  funds  allocated  and  utilized  by  the  Government  for  promotional
- activities related to the Scheme in the last three years;
- (e)the  details  of  the  mechanisms  in  place  to  monitor  the  Scheme's
- implementation and resolve grievances efficiently;
- (f)whether the said Scheme has integrated with digital platforms for ease of enrolment and management, if so, the details thereof;
- (g)whether there have been any delays in the disbursement of pensions or grievances raised by beneficiaries and if so, the details thereof; and
- (h)the steps taken by the Government to ensure that beneficiaries continue
- to receive pensions seamlessly after reaching eligible age?

## ANSWER

## MINISTER OF STATE FOR LABOUR AND EMPLOYMENT (SUSHRI SHOBHA KARANDLAJE)

(a) to (h): The Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) scheme was  launched in  February,  2019  in  order  to  provide  old  age protection to the workers of unorganised sector. This is a voluntary and contributory pension scheme. Under the scheme, a monthly assured

pension of Rs. 3000/- is provided to the unorganised workers after attaining the age of 60 years. The workers in the age group of 18-40 years whose monthly income is Rs. 15000/- or less and not a member of EPFO/ESIC/NPS (Govt. funded) or not an income tax payer are eligible to join the scheme. The monthly contribution by the beneficiary ranges from Rs. 55/- to Rs. 200/depending upon the entry age of the beneficiary. Under the scheme, equal matching contribution is paid by the Central Government. Enrolment to the Scheme  is  done  through  the  Common  Service  Centres  (CSC),  with  its network of about 4 lakh Centres across the country. In addition, eligible unorganised  workers  can  also  self-enroll  through  visiting  the  portal www.maandhan.in. LIC of India is acting as fund manager under the scheme and responsible for pension payout.

As the pension to the beneficiaries will start after attaining the age of 60 years, the disbursement of pension will start from March, 2039.

The Ministry of Labour and Employment launched eShram portal (esharam.gov.in)  on  26 th   August,  2021  for  creation  of  a  comprehensive national  Database of  Unorganised  Workers  (NDUW)  seeded  with Aadhar. eShram portal is meant to register and support the unorganised workers by providing  them  a  Universal  Account  Number  (UAN)  on  a  self-declaration basis. To facilitate enrolment under pension scheme eShram is integrated with PM-SYM and beneficiary must be enrolled under eShram and must have a UAN.

The Government has taken following steps to enhance/simplify the enrolment of unorganized sector workers under PM-SYM scheme:

- (i) holding periodic review meeting with States/ UTs.
- (ii) regular Meeting with State Common Services Centre (CSC) heads.
- (iii) Launch of new features such as Voluntary Exit, Revival Module, Claim Status and Account Statement.
- (iv) Extension of revival of dormant accounts from 1 year to 3 years.
- (v)  SMS campaign to create awareness.
- (vi) Letter to Chief Secretaries of States regarding enrolment under PM-SYM scheme.
- (vii) Launch of Donate-a-Pension Module to encourage the employer to pay the premium of their staff under PM-SYM pension scheme and increase the enrolment.

(viii)  Interaction  with  Department  of  Financial  Services,  Pension  Fund Regulatory and Development Authority, National Institute of Public Finance and Policy to increase the outreach of the pension scheme.

Ministry organised awareness cum registration camps across the  country  through  Welfare  Commissioner  and  the  Dattopant  Thengadi National Board for Workers Education and Development.

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