Lok Sabha Question No. 885 (UNSTARRED), answered on 2025-07-24
Subject: Expansion of MSMEs
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Rajesh Ranjan

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO.885 TO BE ANSWER ON 24.07.2025

## EXPANSION OF MSMEs

## 885. SHRI RAJESH RANJAN:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether  the  Ministry  of  Micro,  Small  and  Medium  Enterprises  (MSME)  has  implemented any  schemes  so  far  for  the  expansion  of  small  and  medium  enterprises  and  promotion  of  self employment among local youth in eastern parts of the country especially in the Seemanchal region of Bihar such as Purnia, Kishanganj and Katihar;
- (b) whether the Government has any proposal to develop this region as a MSME cluster;
- (c) whether the Ministry of Micro, Small and Medium Enterprises (MSME) has any specific plan to  implement  schemes  such  as  Entrepreneurship  Development  Centres  (EDCs),  industrial  training programmes or easy credit facilities in this region and if so, the details thereof; and
- (d) the details of the expenditure incurred, beneficiaries registered, strategy chalked out for the next five years, region-wise?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

- (a), (c) & (d): The  Central  Government  supplements  the  efforts  of  the  States/UTs  through various schemes, programmes and policy initiatives for promotion, development of MSMEs in the country including Bihar. The schemes are operational in all the states and UTs of the country. These schemes/ programmes  include Prime Minister's Employment  Generation Programme,  Credit Guarantee Scheme for Micro and Small Enterprises, PM Vishwakarma scheme, Entrepreneurship & Skill  Development  Programme  scheme,  Micro  and  Small  Enterprises  -  Cluster  Development Programme, Raising  and Accelerating  MSME Performance,  MSME Champions Scheme, etc. The Schemes implemented by Ministry of MSME are Central Sector and demand driven Schemes and funds are not allocated state-wise. The brief Scheme-wise details are at Annexure .
- (b): Micro  and  Small  Enterprises  Cluster  Development  Programme  (MSE-CDP)  is  a  demand driven scheme and proposals are received from the State/UT Governments to address the common needs of existing cluster in their States/UTs. There is no proposal under MSE-CDP scheme has been received at Ministry level.

******

Annexure referred in part (a), (c) & (d) of answer to Lok Sabha Unstarred Question No. 885 on 'Expansion of MSMEs' due for reply on 24.07.2025.

## Scheme-wise details are as under:

## A. Prime Minister's Employment Generation Programme (PMEGP)

Ministry of MSME,  through  Khadi and Village Industries Commission  (KVIC),  is implementing Prime Minister's Employment  Generation Programme  (PMEGP)  for  assisting entrepreneurs in setting up of new micro enterprises in the non-farm sector. It aims to provide selfemployment opportunities to traditional artisans/ rural and urban unemployed youth at their doorstep.

PMEGP Performance in Bihar during last 5 years i.e. from FY2020-21 to FY2024-25:

|   S. No. | District   | No. of Units Assisted   | Margin Money Subsidy (Rs. Lakh)   | Estimated Employment Generated   |
|----------|------------|-------------------------|-----------------------------------|----------------------------------|
|        1 | Katihar    | 484                     | 1,334.40                          | 3,872                            |
|        2 | Kishanganj | 369                     | 900.94                            | 2,952                            |
|        3 | Purnia     | 607                     | 1,546.72                          | 4,856                            |
|        4 | Bihar      | 21,000                  | 61,721.78                         | 168,000                          |

## B. Entrepreneurship and Skill Development Programme (ESDP) Scheme

The Entrepreneurship and Skill Development Programme (ESDP) Scheme is a Central Sector continuing scheme, which was up scaled in November 2019. The objective of the programme is to motivate young persons (Men and Women) representing different sections of the society including SC/ST  women,  physically  handicapped, Ex-servicemen, and BPL  persons  to consider selfemployment or entrepreneurship as one of the career options. The ultimate objective is to promote new  enterprises,  build  capacity  of  existing  MSMEs  and  inculcate  entrepreneurial  culture  in  the country.

The Progress of ESDP scheme in Purnia, Kishanganj & Katihar Districts in Bihar so far:-

Beneficiaries

| S. No.   | Financial Year   |   No. of Programmes Conducted (In Purnia District) |   No. of Beneficiaries (In Purnia District) |   No. of Programmes Conducted (In Kishanganj District) |   No. of Beneficiaries (In Kishanganj District) |   No. of Programmes Conducted (In Katihar District) |   No. of Beneficiaries (In Katihar District) |
|----------|------------------|----------------------------------------------------|---------------------------------------------|--------------------------------------------------------|-------------------------------------------------|-----------------------------------------------------|----------------------------------------------|
| 1.       | 2021-22          |                                                  1 |                                          57 |                                                      1 |                                              60 |                                                   0 |                                            0 |
| 2.       | 2022-23          |                                                  8 |                                         292 |                                                      0 |                                               0 |                                                   0 |                                            0 |
| 3.       | 2023-24          |                                                  5 |                                         240 |                                                      3 |                                             170 |                                                   1 |                                           27 |
| 4.       | 2024-25          |                                                  8 |                                         306 |                                                      2 |                                              79 |                                                   2 |                                           84 |
| Total    | Total            |                                                 22 |                                         895 |                                                      6 |                                             309 |                                                   3 |                                          111 |

ESDP scheme in Bihar :-

| S. No.   | Financial Year   |   No. of Programmes Conducted |   No. of Beneficiaries |   Expenditure (In Rs.) |
|----------|------------------|-------------------------------|------------------------|------------------------|
| 1.       | 2021-22          |                            49 |                   3929 |                 900145 |
| 2.       | 2022-23          |                           132 |                   6079 |                8028274 |
| 3.       | 2023-24          |                           232 |                  12265 |               11036018 |
| 4.       | 2024-25          |                           288 |                  13454 |               14355086 |
| Total    | Total            |                           701 |                  35727 |               34319523 |

## C. Credit Guarantee Scheme

Credit Guarantee Scheme for Micro and Small Enterprises: The Ministry of Micro, Small and Medium  Enterprises  and  Small  Industries  Development  Bank  of  India  (SIDBI)  jointly  instituted Credit  Guarantee  Trust  Fund  for  Micro  and  Small  Enterprises  (CGTMSE)  in  the  year  2000,  to provide credit guarantees for loans extended by Member Lending Institutions (MLIs) to Micro and Small Enterprises (MSEs), without requiring collateral security or third-party guarantees. CGTMSE implements the Credit Guarantee Scheme (CGS) for MSEs.

The  details  of  the  guarantees  approved  under  CGS  in  the  Seemanchal  Region  of  Bihar  are  given below:

| CGS - Guarantee Approved Cumulative since inception in 2000 till 30/06/2025   | CGS - Guarantee Approved Cumulative since inception in 2000 till 30/06/2025   | CGS - Guarantee Approved Cumulative since inception in 2000 till 30/06/2025   |
|-------------------------------------------------------------------------------|-------------------------------------------------------------------------------|-------------------------------------------------------------------------------|
|                                                                               | No of Guarantees approved                                                     | Amount Approved (in Rs. crore)                                                |
| Katihar                                                                       | 14,547                                                                        | 763                                                                           |
| Kishanganj                                                                    | 8,228                                                                         | 335                                                                           |
| Purnia                                                                        | 20,532                                                                        | 1,420                                                                         |
| Bihar                                                                         | 6,66,919                                                                      | 42,105                                                                        |