Lok Sabha Question No. 2340 (UNSTARRED), answered on 2025-03-13
Subject: Affordable Housing for EWS
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Mani A

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## GOVERNMENT OF INDIA LOK SABHA

## UNSTARRED QUESTION NO. 2340 TO BE ANSWERED ON MARCH 13, 2025

## AFFORDABLE HOUSING FOR EWS

## NO. 2340. SHRI MANI A:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the  eligibility  criteria  fixed  for  the  Economically  Weaker  Section (EWS) to avail affordable housing benefits under the Pradhan Mantri Awas Yojana - Urban (PMAY-U);
- (b) whether the annual income limit and other socio-economic parameters  for  defining  EWS  beneficiaries  have  been  revised  in recent years and if so, the details thereof;
- (c) the total number of EWS beneficiaries provided houses under PMAY-U since its inception across the country including Tamil Nadu;
- (d) whether the Government has received any representations or recommendations for revising the eligibility criteria for EWS and if so, the details thereof; and
- (e)   the  steps  taken  by  the  Government  to  ensure  equitable  distribution, transparency  and  ease  of  access  in  providing  affordable  houses  to EWS beneficiaries under PMAY-U?

## ANSWER MINISTRY OF HOUSING AND URBAN AFFAIRS

## THE MINISTER OF STATE IN THE (SHRI TOKHAN SAHU)

- (a) to (e) 'Land' and 'Colonisation' are State subjects. Therefore, schemes related to housing  for their  citizens  including  Economically  Weaker Section (EWS) are implemented by States/Union Territories (UTs). However, Ministry of Housing and Urban Affairs (MoHUA) supplements the efforts of States/UTs by providing Central Assistance under Pradhan Mantri Awas  Yojana  -  Urban  (PMAY-U)  since  June  25,  2015  to  provide  pucca house  with basic civic amenities to eligible urban  beneficiaries of Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG) categories across the country including Tamil Nadu. The  scheme  is  implemented  through  four  verticals  i.e.,  Beneficiary  Led Construction (BLC), Affordable Housing in Partnership (AHP), In-Situ Slum Redevelopment (ISSR) and Credit Linked Subsidy Scheme (CLSS). As per scheme  guidelines,  beneficiaries  are  selected  by  Urban  Local  Bodies (ULBs) based on the following eligibility criteria:

- i. Not owning pucca house in his/her name or any other family member's name, anywhere in India.
- ii. Belonging to Economically Weaker  Section (EWS) with annual household  income  of  up  to  ₹3  lakh  except  CLSS  vertical  in  which beneficiaries of Low Income Group (LIG) and Middle Income Group (MIG) were also included.
- iii. Ownership of land to avail benefit under BLC vertical.

Based  on  the  project  proposals  submitted  by  States/UTs,  118.64  lakh houses  have  been  sanctioned  by  the  Ministry,  out  of  which  112.46  lakh have  been  grounded  and  90.60  lakh  are  completed/delivered  to  the beneficiaries across the country including Tamil Nadu under PMAY-U as on 03.03.2025. The remaining houses are at different stages of construction. and completed/delivered  to  EWS  beneficiaries  across  the  country  including

The State-wise details of houses sanctioned, grounded, Tamil Nadu under PMAY-U since inception are at Annexure.

To  ensure  transparency  and  accessibility,  and  promote  inclusivity  of vulnerable populations including EWS, the Mission uses various measures in implementation of the scheme. A comprehensive and robust MIS system has  been  developed  which  helps  all  stakeholders  to  seamlessly  manage information  pertaining  to  physical  and  financial  progress.  The  MIS  is equipped with Geo-tagging features and integrated with BHUVAN Portal of National  Remote  Sensing  Centre  (NRSC)  and  BHARAT  MAP  of  National Informatics  Centre  (NIC)  for  monitoring  the  progress  of  construction  of houses. MIS has also been integrated with UMANG Mobile App, NITI Aayog Dashboard  and  DBT  Bharat  Portal  for  dissemination  of  information.  To ensure that benefits go only to the genuine beneficiaries, various linkages have been placed such as UIDAI for Aadhar validation of beneficiaries and

GIS based Central MIS etc.

Further, based on 9 years of experience and learning from implementing PMAY-U,  MoHUA  has  revamped  the  scheme  and  launched  PMAY-U  2.0 'Housing  for  All'  Mission  with  effect  from  01.09.2024  to  assist  1  crore i.e., Beneficiary  Led  Construction  (BLC),  Affordable  Housing  in  Partnership (AHP),  Affordable  Rental  Housing  (ARH)  and  Interest  Subsidy  Scheme (ISS).  As  on  date,  30  States/UTs  including  Tamil  Nadu  have  signed Memorandum  of  Agreement  (MoA)  to  implement  PMAY-U  2.0  as  per scheme  guidelines.  The  operational  guidelines  of  the  PMAY-U  2.0  have been launched on 17.09.2024. The unified web portal for submitting online additional eligible urban beneficiaries through four verticals application  and  operational  guidelines  can  be  accessed  at  https://pmayurban.gov.in.

As  per  the  Scheme  guidelines  of  PMAY-U  2.0,  families  belonging  to EWS/LIG/MIG  category,  living  in  urban  areas,  having  no  pucca  house anywhere  in  the  country,  are  eligible  to  purchase  or  construct  a  house under  PMAY-U  2.0.  EWS  households  are  defined  as  households  with  an annual  income  of  up  to  ₹3  lakh.  LIG  is  defined  as  households  with  an annual income from ₹3 lakh up to ₹6 lakh. MIG is defined as households with an annual income from ₹6 lakh up to ₹9 lakh.

*****

## Annexure referred in reply to LSUQ No.2340 due for 13-03-2025

## Including Tamil Nadu, State-wise details of overall houses sanctioned along with houses sanctioned to EWS beneficiaries under PMAY-U

| Sr. No.                          | State/ UT                                                                                         | Houses Sanctioned (Nos)   | EWS Houses Sanctioned (Nos)   |
|----------------------------------|---------------------------------------------------------------------------------------------------|---------------------------|-------------------------------|
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 | States Andhra Pradesh Bihar Chhattisgarh Goa Gujarat Haryana Himachal Pradesh Jharkhand Karnataka | 21,37,028                 | 20,76,342                     |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 |                                                                                                   | 3,14,477                  | 2,96,327                      |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 |                                                                                                   | 3,02,663                  | 2,72,866                      |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 |                                                                                                   | 3,146                     | 153                           |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 |                                                                                                   | 10,05,204                 | 5,58,203                      |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 |                                                                                                   | 1,15,034                  | 75,830                        |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 |                                                                                                   | 12,758                    | 10,546                        |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 |                                                                                                   | 2,29,156                  | 2,14,663                      |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 |                                                                                                   | 6,38,121                  | 5,40,536                      |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 | Kerala                                                                                            | 1,67,322                  | 1,48,823                      |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 | Madhya Pradesh                                                                                    | 9,61,147                  | 8,41,612                      |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 | Maharashtra                                                                                       | 13,64,923                 | 8,48,163                      |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 | Odisha                                                                                            | 2,03,380                  | 1,91,695                      |
| 1 2 3 4 5 6 7 8 9 10 11 12 13 14 | Punjab                                                                                            | 1,32,235                  | 93,861                        |
| 15                               | Rajasthan                                                                                         | 3,19,877                  | 2,12,265                      |
| 16                               | Tamil Nadu                                                                                        | 6,80,347                  | 5,77,218                      |
| 17                               | Telangana                                                                                         | 2,50,084                  | 1,65,400                      |
| 18                               | Uttar Pradesh                                                                                     | 17,76,823                 | 16,41,252                     |
| 19                               | Uttarakhand                                                                                       | 64,391                    | 47,808                        |
| 20                               | West Bengal                                                                                       | 6,68,953                  | 5,92,474                      |
| Sub- total (States)              | :-                                                                                                | 1,13,47,069               | 94,06,037                     |
| 21 23 24 25 26 27                | East Arunachal Pradesh Assam Manipur Meghalaya Mizoram Nagaland Sikkim Tripura States) :-         | 8,499                     | 8,428                         |
| 22                               |                                                                                                   | 1,76,643                  | 1,73,063                      |
|                                  | States                                                                                            | 56,037                    | 55,833                        |
|                                  |                                                                                                   | 4,758                     | 4,583                         |
|                                  |                                                                                                   | 39,605                    | 37,759                        |
|                                  | North                                                                                             | 31,860                    | 31,831                        |
|                                  |                                                                                                   | 316                       | 164                           |
| 28                               |                                                                                                   | 92,854                    | 90,241                        |
| Sub- total (N.E.                 | Sub- total (N.E.                                                                                  | 4,10,572                  | 4,01,902                      |
| 29                               | A&N Island Chandigarh DNH & DD Delhi J&K Ladakh                                                   | 376                       | 353                           |
| 30                               |                                                                                                   | 1,256                     | 118                           |
| 31                               |                                                                                                   | 9,947                     | 5,175                         |
| 32                               | Territories                                                                                       | 29,976                    | 2,932                         |
| 33                               |                                                                                                   | 47,040                    | 44,364                        |
| 34                               | Union                                                                                             | 1,307                     | 1,271                         |
| 35                               | Lakshadweep                                                                                       | -                         | -                             |
| 36                               | Puducherry                                                                                        | 15,995                    | 14,165                        |
| Sub- total (UT) :-               | Sub- total (UT) :-                                                                                | 1,05,897                  | 68,378                        |
| Grand Total :-                   | Grand Total :-                                                                                    | 118.64 Lakh               | 98.76 Lakh                    |