Lok Sabha Question No. 1212 (UNSTARRED), answered on 2023-07-27
Subject: Mobile App Specifically designed for Street Vendors
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: DNV Senthilkumar. S., Amol Ramsing Kolhe, Manjulata Mandal, Subhash Ramrao Bhamre, Ganesan Selvam, Kuldeep Rai Sharma, Dhanush M Kumar, Supriya Sadanand Sule, C.N. Annadurai

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO.1212

## TO BE ANSWERED ON JULY 27, 2023

## MOBILE APP SPECIFICALLY DESIGNED FOR STREET VENDORS

## NO. 1212.  DR. DNV SENTHILKUMAR S.:

DR. AMOL RAMSING KOLHE:

SHRIMATI MANJULATA MANDAL:

DR. SUBHASH RAMRAO BHAMRE:

SHRI SELVAM G.:

SHRI KULDEEP RAI SHARMA:

SHRI DHANUSH M. KUMAR:

SHRIMATI SUPRIYA SULE:

SHRI C.N. ANNADURAI:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) whether the Government has unveiled a mobile app specifically designed for street vendors to ease their loan application process and if so, the details
- thereof;
- (b) whether launch of mobile app would eliminate unnecessary paperwork and would ensure a smooth and efficient experience for street vendors and if so, the details thereof;
- (c) the  number of persons who have been sanctioned the loan and disbursed under  PM-SVANidhi  scheme  in  the  country  during  each  of  the  last  three years,  State-wise,  particularly  in  the  State  of  Tamil  Nadu,  Maharashtra,
- Odisha and Andaman & Nicobar Islands;
- (d) the  total  number  of  vendors  targeted  to  be  provided  benefits  under  this scheme by December, 2023;
- (e) the constraints faced by the Government while implementing PM SVANidhi
- scheme;
- (f) the details of positive impact on street vendors after the implementation of PM SVANidhi-scheme; and
- (g) the steps taken by the Government for financial inclusion of more and more
- vendors and also for improvement of their living conditions?

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## ANSWER THE MINISTER OF STATE IN THE (SHRI KAUSHAL KISHORE)

- (a) & (b): Yes  Sir.  Ministry  of  Housing  &  Urban  Affairs  (MoHUA)  has launched Mobile app of PM SVANidhi for street vendors (SVs) on 1 st  June, 2023.  With the help of mobile app, Street Vendor (SV) can apply for loan and Letter of Recommendation (LoR) under PM SVANidhi Scheme. The SV can also check their loan application status and cashback history.
- (c): The details of number of beneficiaries who have been sanctioned the loan and disbursed under PM-SVANidhi scheme in the country during each of the last three years, State-wise, including State of Tamil Nadu, Maharashtra, Odisha and Andaman & Nicobar Islands is at Annexure-I.
- (d): As  per  the  decision  of  the  Cabinet  Committee  on  Economic  Affairs dated 26.04.2022, the target set under PM SVANidhi Scheme for the 1st, 2nd and 3rd loans is  42  Lakh,  12  Lakh  and  3  Lakh  respectively  by  December,
- 2024.
- (e) & (f): Prime Minister Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) Scheme  was  launched  with  the  objective  of  facilitating  collateral  free working  capital  loan  to  street  vendors  to  restart  their  businesses.  As  on July  20,  2023  the  scheme  has  successfully  disbursed  50.63  lakh  loans, amounting to ₹ 6,492.02 Cr., to 38.53 lakh street vendors.
- (g): The  PM  SVANidhi  Scheme  has  been  made  available  to  all  street vendors vending in urban areas. Further, the lending under the Scheme has been  extended  from  March,  2022  to  December,  2024.  This  would  help  in getting more and more vendors under the ambit of the Scheme.

'SVANidhi se Samriddhi' component under the PM SVANidhi Scheme, launched on 04 January, 2021, to build safety net for the beneficiaries' families for improving their living conditions.

It  links the beneficiaries families to existing eight welfare schemes of the Government  of  India, targeting their holistic  development  and  socioeconomic upliftment.  These schemes are PM Jeevan Jyoti Bima Yojana, PM Suraksha Bima Yojana, PM Jan Dhan Yojana, One Nation One Ration Card, PM  Shram  Yogi  Maandhan  Yojana,  Registration  under  Building  and  other Construction  Workers  (BoCW),  Janani  Suraksha  Yojana  and  PM  Matru Vandana Yojana.

*****

## ANNEXURE-I REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 1212 TO BE ANSWERED ON JULY 27, 2023

## STATEMENT SHOWING STATE AND YEAR WISE NUMBER OF BENEFICIARIES WHO HAVE BEEN SANCTIONED THE LOAN AND DISBURSED UNDER PM-SVANIDHI SCHEME

| S. No   | Name of State/UT                 | Number of Beneficiaries   | Number of Beneficiaries   | Number of Beneficiaries   | Number of Beneficiaries   | Number of Loan Applications Sanctioned   | Number of Loan Applications Sanctioned   | Number of Loan Applications Sanctioned   | Number of Loan Applications Sanctioned   | Number of Loans Disbursed   | Number of Loans Disbursed   | Number of Loans Disbursed   | Number of Loans Disbursed   |
|---------|----------------------------------|---------------------------|---------------------------|---------------------------|---------------------------|------------------------------------------|------------------------------------------|------------------------------------------|------------------------------------------|-----------------------------|-----------------------------|-----------------------------|-----------------------------|
| S. No   | Name of State/UT                 | FY 20-21                  | FY 21-22                  | FY 22-23                  | FY 23-24                  | FY 20-21                                 | FY 21-22                                 | FY 22-23                                 | FY 23-24                                 | FY 20-21                    | FY 21-22                    | FY 22-23                    | FY 23-24                    |
| 1       | Andaman And Nicobar Islands      | 387                       | 90                        | 9                         | 5                         | 395                                      | 142                                      | 219                                      | 31                                       | 387                         | 146                         | 187                         | 52                          |
| 2       | Andhra Pradesh                   | 1,12,743                  | 70,771                    | 12,198                    | 4,405                     | 1,17,844                                 | 83,353                                   | 49,516                                   | 9,025                                    | 1,12,744                    | 82,098                      | 47,349                      | 13,704                      |
| 3       | Arunachal Pradesh                | 1,588                     | 898                       | 842                       | 278                       | 1,839                                    | 878                                      | 2,044                                    | 705                                      | 1,588                       | 1,105                       | 1,798                       | 619                         |
| 4       | Assam                            | 14,157                    | 40,621                    | 11,948                    | 6,405                     | 15,816                                   | 43,857                                   | 23,908                                   | 13,449                                   | 14,157                      | 42,648                      | 23,463                      | 13,642                      |
| 5       | Bihar                            | 28,859                    | 18,681                    | 3,533                     | 3,094                     | 33,886                                   | 15,788                                   | 11,964                                   | 12,143                                   | 28,859                      | 19,534                      | 10,187                      | 7,400                       |
| 6       | Chandigarh                       | 2,051                     | 1,408                     | 523                       | 141                       | 2,148                                    | 1,573                                    | 1,867                                    | 474                                      | 2,051                       | 1,593                       | 1,890                       | 383                         |
| 7       | Chhattisgar h                    | 40,296                    | 6,375                     | 3,826                     | 1,870                     | 41,017                                   | 10,074                                   | 11,783                                   | 3,723                                    | 40,296                      | 9,235                       | 11,127                      | 3,790                       |
| 8       | Daman & Diu &Dadra &Nagar Haveli | 1,031                     | 213                       | 79                        | 369                       | 1,123                                    | 148                                      | 435                                      | 755                                      | 1,031                       | 228                         | 300                         | 788                         |
| 9       | Delhi                            | 31,164                    | 10,508                    | 17,598                    | 19,876                    | 33,064                                   | 10,378                                   | 34,851                                   | 29,569                                   | 31,164                      | 11,067                      | 27,003                      | 24,821                      |
| 10      | Goa                              | 1,017                     | 218                       | 64                        | 46                        | 1,028                                    | 424                                      | 504                                      | 132                                      | 1,017                       | 393                         | 469                         | 122                         |
| 11      | Gujarat                          | 1,02,348                  | 94,823                    | 45,680                    | 58,239                    | 1,06,706                                 | 1,15,538                                 | 1,04,451                                 | 80,873                                   | 1,02,349                    | 1,11,522                    | 99,747                      | 79,996                      |
| 12      | Haryana                          | 16,944                    | 9,431                     | 5,009                     | 16,627                    | 17,807                                   | 12,710                                   | 12,192                                   | 33,115                                   | 16,944                      | 11,622                      | 12,155                      | 20,723                      |
| 13      | Himachal Pradesh                 | 2,767                     | 593                       | 494                       | 101                       | 2,812                                    | 1,243                                    | 2,052                                    | 399                                      | 2,767                       | 1,244                       | 1,997                       | 421                         |
| 14      | Jammu & Kashmir                  | 11,517                    | 2,737                     | 878                       | 99                        | 11,898                                   | 3,855                                    | 5,276                                    | 1,082                                    | 11,517                      | 4,059                       | 4,868                       | 935                         |
| 15      | Jharkhand                        | 22,030                    | 6,823                     | 2,634                     | 2,039                     | 22,551                                   | 8,307                                    | 8,881                                    | 4,134                                    | 22,030                      | 8,397                       | 7,440                       | 3,863                       |
| 16      | Karnataka                        | 1,07,979                  | 33,618                    | 26,662                    | 30,798                    | 1,14,450                                 | 49,920                                   | 78,946                                   | 51,538                                   | 1,07,981                    | 45,358                      | 67,185                      | 49,818                      |
| 17      | Kerala                           | 8,052                     | 1,368                     | 1,746                     | 624                       | 8,143                                    | 3,381                                    | 5,501                                    | 1,474                                    | 8,053                       | 3,374                       | 5,037                       | 1,538                       |
| 18      | Ladakh                           | 247                       | 14                        | 61                        | 4                         | 249                                      | 78                                       | 216                                      | 17                                       | 247                         | 73                          | 214                         | 19                          |
| 19      | Madhya Pradesh                   | 3,13,893                  | 1,56,593                  | 62,185                    | 26,827                    | 3,24,145                                 | 2,03,634                                 | 1,74,921                                 | 99,207                                   | 3,13,895                    | 1,99,602                    | 1,70,315                    | 65,512                      |
| 20      | Maharasht ra                     | 1,49,124                  | 48,242                    | 1,61,414                  | 52,341                    | 1,69,513                                 | 45,225                                   | 2,39,895                                 | 89,789                                   | 1,49,126                    | 60,767                      | 2,10,871                    | 71,450                      |
| 21      | Manipur                          | 6,094                     | 2,393                     | 273                       | 56                        | 6,773                                    | 1,874                                    | 2,426                                    | 214                                      | 6,094                       | 2,498                       | 1,746                       | 520                         |
| 22      | Meghalaya                        | 253                       | 354                       | 791                       | 159                       | 266                                      | 394                                      | 1,038                                    | 272                                      | 253                         | 383                         | 1,017                       | 274                         |
| 23      | Mizoram                          | 445                       | 38                        | 43                        | 31                        | 449                                      | 133                                      | 132                                      | 116                                      | 445                         | 135                         | 108                         | 69                          |
| 24      | Nagaland                         | 1,202                     | 299                       | 204                       | 34                        | 1,214                                    | 465                                      | 562                                      | 69                                       | 1,202                       | 467                         | 470                         | 82                          |
| 25      | Odisha                           | 27,489                    | 7,370                     | 2,125                     | 889                       | 29,263                                   | 7,724                                    | 13,005                                   | 1,878                                    | 27,489                      | 8,983                       | 10,653                      | 4,259                       |

| S. No   | Name of State/UT   | Number of Beneficiaries   | Number of Beneficiaries   | Number of Beneficiaries   | Number of Beneficiaries   | Number of Loan Applications Sanctioned   | Number of Loan Applications Sanctioned   | Number of Loan Applications Sanctioned   | Number of Loan Applications Sanctioned   | Number of Loans Disbursed   | Number of Loans Disbursed   | Number of Loans Disbursed   | Number of Loans Disbursed   |
|---------|--------------------|---------------------------|---------------------------|---------------------------|---------------------------|------------------------------------------|------------------------------------------|------------------------------------------|------------------------------------------|-----------------------------|-----------------------------|-----------------------------|-----------------------------|
| S. No   | Name of State/UT   | FY 20-21                  | FY 21-22                  | FY 22-23                  | FY 23-24                  | FY 20-21                                 | FY 21-22                                 | FY 22-23                                 | FY 23-24                                 | FY 20-21                    | FY 21-22                    | FY 22-23                    | FY 23-24                    |
| 26      | Puducherry         | 1,130                     | 116                       | 89                        | 782                       | 1,202                                    | 169                                      | 567                                      | 994                                      | 1,130                       | 226                         | 520                         | 950                         |
| 27      | Punjab             | 26,661                    | 12,657                    | 3,603                     | 12,445                    | 29,469                                   | 10,984                                   | 12,529                                   | 36,491                                   | 26,661                      | 13,260                      | 11,341                      | 19,620                      |
| 28      | Rajasthan          | 50,330                    | 16,735                    | 2,174                     | 2,253                     | 55,763                                   | 13,019                                   | 19,199                                   | 3,727                                    | 50,330                      | 17,012                      | 9,067                       | 11,907                      |
| 29      | Sikkim             | -                         | 1                         | -                         | 96                        | -                                        | 1                                        | 2                                        | 110                                      | -                           | 1                           | -                           | 96                          |
| 30      | Tamil Nadu         | 87,712                    | 74,924                    | 19,001                    | 4,906                     | 1,10,385                                 | 64,554                                   | 58,810                                   | 11,792                                   | 87,716                      | 77,931                      | 60,138                      | 13,205                      |
| 31      | Telangana          | 3,10,483                  | 34,241                    | 8,340                     | 5,437                     | 3,30,584                                 | 73,701                                   | 97,714                                   | 23,916                                   | 3,10,494                    | 87,599                      | 88,180                      | 35,790                      |
| 32      | Tripura            | 2,609                     | 595                       | 326                       | 78                        | 2,631                                    | 1,131                                    | 1,048                                    | 268                                      | 2,609                       | 820                         | 992                         | 336                         |
| 33      | Uttar Pradesh      | 5,63,838                  | 2,22,258                  | 1,48,218                  | 90,843                    | 5,94,320                                 | 2,15,203                                 | 3,53,561                                 | 2,51,223                                 | 5,63,930                    | 2,36,744                    | 3,46,322                    | 2,18,763                    |
| 34      | Uttarakhand        | 9,111                     | 1,392                     | 2,748                     | 2,527                     | 9,258                                    | 1,986                                    | 7,362                                    | 4,033                                    | 9,111                       | 1,909                       | 7,009                       | 3,951                       |
| 35      | West Bengal        | 2,379                     | 11,207                    | 1,537                     | 15,311                    | 5,217                                    | 8,983                                    | 4,957                                    | 26,961                                   | 2,379                       | 11,220                      | 2,685                       | 18,710                      |
| Total   | Total              | 20,57,930                 | 8,88,605                  | 5,46,855                  | 3,60,035                  | 22,03,228                                | 10,10,827                                | 13,42,334                                | 7,93,698                                 | 20,58,046                   | 10,73,253                   | 12,43,850                   | 6,88,128                    |

Note:  FY 2023-24 data upto 20.07.2023

## *****