Lok Sabha Question No. 3489 (UNSTARRED), answered on 2025-08-11
Subject: Aam Aadmi Bima Yojana
Ministry: LABOUR AND EMPLOYMENT
Asked by: Dr. Amol Ramsing Kolhe, Shri Mohite Patil Dhairyasheel Rajsinh, Smt. Supriya Sule, Shri Sanjay Dina Patil, Prof. Varsha Eknath Gaikwad, Shri Bhaskar Murlidhar Bhagare

## GOVERNMENT OF INDIA

## MINISTRY OF LABOUR AND EMPLOYMENT

## LOK SABHA

## UNSTARRED QUESTION NO. 3489 TO BE ANSWERED ON 11.08.2025

## AAM AADMI BIMA YOJANA

3489. SHRI MOHITE PATIL DHAIRYASHEEL RAJSINH:

DR. AMOL RAMSING KOLHE:

SHRI SANJAY DINA PATIL:

PROF. VARSHA EKNATH GAIKWAD:

SMT. SUPRIYA SULE:

SHRI BHASKAR MURLIDHAR BHAGARE:

Will the Minister of LABOUR AND EMPLOYMENT be pleased to state:

- (a) whether Aam Aadmi Bima Yojana (AABY) is being implemented in Maharashtra  and  if  so,  the  number  of  Scheduled  Caste  (SC), Scheduled Tribe (ST) and tribal beneficiaries covered  under the scheme in Maharashtra during the last five years, district-wise;
- (b) the details of the number of SC/ST and tribal beneficiaries covered under the scheme in  the Aspirational Districts of Maharashtra, such as Gadchiroli, Nandurbar, Osmanabad, Washim and others;
- (c) whether  the  Government  has  identified  any  implementation challenges in reaching to SC/ST and tribal populations in the said districts, including issues related to identification, documentation or lack of awareness;
- (d) the  details  of  the  steps  taken  by  the  Government  to  improve awareness,  enrollment  and  access  to  AABY  among  SC/ST  and tribal beneficiaries, particularly in remote or forest areas; and
- (e) whether any specific targets or outreach programmes have been undertaken by the Government to ensure coverage of marginalised communities under AABY in Maharashtra and if so, the details thereof?

## ANSWER

MINISTER OF STATE FOR LABOUR AND EMPLOYMENT

## (SUSHRI SHOBHA KARANDLAJE)

(a) to (e): Aam Aadmi Bima Yojana (AABY) was launched in 2007, to provide life and disability cover to persons between the age of 18 to 59  years,  living  below  and  marginally  above  poverty  line  in  47 identified  vocations/occupations.  AABY  has  been  converged  with

Pradhan  Mantri  Jeevan  Jyoti  Bima  Yojana  (PMJJBY)  and  Pradhan Mantri Surksha Bima Yojana (PMSBY) with effect from 01.06.2017. The benefits of Rs. 2 lakh in case of death of insured in the age group of 18 to 50 years, due to any reason, at an annual premium of Rs. 436/under PMJJBY and Rs. 2.00 lakh in case of accidental death or total permanent disability and Rs. 1.00 lakh for partial permanent disability due to accident of the insured in the age group of 18 to 70 years at a premium of Rs. 20/- per annum under PMSBY are provided. The total premium  of  Rs.  456/-  (Rs.  436/-+  Rs.  20/-)  is  to  be  borne  by  the individual. As on 02.07.2025, cumulative registrations under PMJJBY and PMSBY are around 24.05 crore and 51.85 crore respectively and the  corresponding  figures  for  the  State  of  Maharashtra  are  around 1.72 crore and 3.85 crore respectively. As AABY had already been converged  with  PMJJBY  and  PMSBY  schemes  w.e.f.  01.06.2017, therefore, further  allocation of funds by the  Government under the AABY is not being made.

*****