Lok Sabha Question No. 5419 (UNSTARRED), answered on 2025-04-03
Subject: PM Vishwakarma Yojana in Rajasthan
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Rajkumar Roat

## 5419.

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

LOK SABHA UNSTARRED QUESTION NO. 5419 TO BE ANSWERED ON 03.04.2025

## PM VISHWAKARMA YOJANA IN RAJASTHAN

SHRI RAJKUMAR ROAT:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  details  of  traditional  artisans  and  craftsmen  who  are  eligible  for  financial  and  skill assistance under the Pradhan Mantri Vishwakarma Yojana along with the interest rate applicable for loans provided for business establishment;
- (b) the details of traditional artisans and craftsmen in Rajasthan who have been provided financial and skill assistance under the scheme, district/category and year-wise;
- (c) whether it is true that under the scheme, Scheduled Castes and Scheduled Tribes beneficiaries are required to pay five percent interest like other categories; and
- (d) if so, whether the Government proposes to provide interest-free loans to the persons belonging to Scheduled Castes and Scheduled Tribes under the said scheme without considering their financial conditions and if so, the details thereof along with the time period fixed thereof and if not, the reasons therefor?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

- (a): Under PM Vishwakarma Scheme, all successfully registered beneficiaries are eligible for skill training.  After  undergoing  basic  skill  training,  the  beneficiaries  are  eligible  for  Collateral-free Enterprise Developmental loans at a concessional fixed interest rate of 5%. Beneficiaries can avail of the  first  loan  tranche  of  up  to  Rs.  1,00,000  and  the  second  loan  tranche  of  up  to  Rs.  2,00,000  after repaying the first tranche of loan. Government of India contributes an interest subvention of upto 8%. Loan coverage is secured under the Credit Guarantee Fund Trust for Micro and Small Enterprises on portfolio basis.
- (b): The details of beneficiaries who have been provided financial and basic skill training, districtwise in Rajasthan under PM Vishwakarma Scheme since the launch of the Scheme on 17.09.2023are at Annexure. The category wise details of beneficiaries are as follows: -
- (c) and (d): The concessional fixed interest rate of 5% under PM Vishwakarma Scheme is uniform for all the beneficiaries including Scheduled Castes and Scheduled Tribes beneficiaries.

| Category   | Basic Training completed   | No. of Loan Sanctioned   |
|------------|----------------------------|--------------------------|
| General    | 13,913                     | 2,677                    |
| OBC        | 135,544                    | 31,495                   |
| SC         | 41,721                     | 7,940                    |
| ST         | 12,317                     | 1,907                    |

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Annexure

## Annexure  referred  to  in  reply  to  part  (b)  of  the  Lok  Sabha  Unstarred  question  no.  5419  for answer on 03.04.2025.

| District (Rajasthan)   | Basic Skill Training completed   | No. of LoanApplications Sanctioned   |
|------------------------|----------------------------------|--------------------------------------|
| Ajmer                  | 8,593                            | 1,966                                |
| Alwar                  | 9,912                            | 2,773                                |
| Banswara               | 4,245                            | 846                                  |
| Baran                  | 7,348                            | 1,323                                |
| Barmer                 | 7,650                            | 932                                  |
| Bharatpur              | 7,934                            | 1,608                                |
| Bhilwara               | 5,733                            | 1,291                                |
| Bikaner                | 8,642                            | 2,132                                |
| Bundi                  | 8,470                            | 1,926                                |
| Chittorgarh            | 3,310                            | 879                                  |
| Churu                  | 11,637                           | 2,520                                |
| Dausa                  | 10,807                           | 1,779                                |
| Dholpur                | 3,187                            | 552                                  |
| Dungarpur              | 3,533                            | 579                                  |
| Ganganagar             | 4,291                            | 953                                  |
| Hanumangarh            | 7,753                            | 1,639                                |
| Jaipur                 | 13,079                           | 3,231                                |
| Jaisalmer              | 4,641                            | 1,623                                |
| Jalore                 | 4,457                            | 881                                  |
| Jhalawar               | 5,875                            | 1,276                                |
| Jhunjhunu              | 5,135                            | 1,310                                |
| Jodhpur                | 7,210                            | 1,579                                |
| Karauli                | 7,020                            | 1,177                                |
| Kota                   | 4,679                            | 962                                  |
| Nagaur                 | 7,193                            | 1,678                                |
| Pali                   | 4,095                            | 831                                  |
| Pratapgarh             | 1,953                            | 475                                  |
| Rajsamand              | 3,336                            | 887                                  |
| Sawai Madhopur         | 2,441                            | 392                                  |
| Sikar                  | 5,258                            | 962                                  |
| Sirohi                 | 2,193                            | 482                                  |
| Tonk                   | 7,717                            | 1,590                                |
| Udaipur                | 4,168                            | 985                                  |
| Grand Total            | 203,495                          | 44,019                               |