Lok Sabha Question No. 2015 (UNSTARRED), answered on 2025-03-11
Subject: Difference in Grants
Ministry: RURAL DEVELOPMENT
Asked by: Smt. Dhanorkar Pratibha Suresh

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA

## UNSTARRED QUESTION NO. 2015 ANSWERED ON 11/03/2025

## DIFFERENCE IN GRANTS

## 2015. SMT. DHANORKAR PRATIBHA SURESH:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) whether  there  is  a  difference  in  the  grants  given  under  the Pradhan MantriAwasYojana (PMAY) in urban and rural areas, if so, the details thereof;
- (b)   whether the Government proposes to give equal grants under the PMAY for urban and rural areas;
- (c)
- whether it is  true  that  the  grant  under  PMAY  is  not  given  on time, if so, the reasons therefor; and
- (d)   whether the Government is planning to increase the amount of grant under the said yojana to rupees five lakh in future?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (DR. CHANDRA SEKHAR PEMMASANI)

(a) to (d):

Pradhan MantriAwaasYojana- Gramin (PMAY-G)

In  order  to  achieve  the  target  of  'Housing  for  All'  in  rural areas,  the  Ministry  of  Rural  Development  is  implementing  Pradhan MantriAwaasYojana-  Gramin  (PMAY-G)  with  effect  from  1st  April, 2016  to  construct  4.95  crore  houses  by  providing  assistance  to eligible rural households with basic amenities by 31st March 2029. As  on  06.03.2025,  a  cumulative  target  of  3.79  crore  houses  have been  allotted  to  States/UTs  out  of  which  3.53  crore  houses  have been sanctioned and 2.71 crore houses have been completed.

Under  PMAY-G,  the  unit  assistance  of  Rs.  1.20  lakh  in  plain areas  and  Rs.  1.30  lakh  in  North  Eastern  States,  Hilly  States

(including  UTs  of  J&K  and  Ladakh)  is  provided.  In  addition  to  the unit  assistance,  the  beneficiaries  are  facilitated  with  90/95  man days  of  unskilled  labour  wages  through  mandatory  convergence Guarantee Scheme (MGNREGS). Support of Rs. 12,000 for construction of toilet is  also provided through Swacch Bharat Mission - Gramin (SBM-G), with Mahatma Gandhi National Rural Employment MGNREGS or any other dedicated source of funding.

The Union Cabinet has approved the continuation of PMAY-G till March, 2029 as per the existing unit assistance for construction to beneficiaries  under  PMAY-G  is  as  per  the  approval  of  the  Union Cabinet and at present, there is no proposal under consideration in unit of 2 crore more houses. The unit assistance provided the Ministry of Rural Development for increasing the assistance.

The Government is committed to provide funds for achieving the targets as per the guidelines of the Scheme. The Central share release  is  contingent  on  the  balance  targets,  pending  liability, utilization of funds including the release of state share, submission of utilization certificate, etc. as per Scheme & Ministry of Finance Guidelines.  The  Ministry  of  Rural  Development  has  been  releasing Central share of funds to States/UTs for implementation of PMAY-G since 2016 and a total of Rs.2,48,694.53 crore of Central share has been released to States/UTs till 05.03.2025.

## Pradhan MantriAwaasYojana- Urban (PMAY-U)

The Ministry of Housing and Urban Affairs, under the vision of 'Housing for All', supplements the efforts of States/Union Territories (UTs), by providing Central Assistance under Pradhan MantriAwaasYojana-  Urban  (PMAY-U)  since  25.06.2015  to  provide pucca houses with basic civic amenities to eligible urban beneficiaries  of  Economically  Weaker  Section  (EWS),  Low  Income Group (LIG) and Middle Income Group (MIG) categories across the country.

Houses  under  PMAY-U  are  being  constructed  using  Central Assistance, State share as well as beneficiary contribution. Government of India provides fixed Central Assistance of₹1.5 lakh under AHP and BLC verticals of PMAY-U. The remaining cost of the house, as per Detailed Project Report (DPR), is shared by States/UTs/Urban Local Bodies (ULB)/Beneficiaries. However,

States/UTs are free to contribute their share in a such way to make the houses affordable. Funds are released to States/UTs for sanctioned  houses  based  on  physical  and  financial  progress  and compliances as per scheme guidelines. The scheme period, which was  earlier upto 31.03.2022,  has further  been  extended  upto 31.12.2025 to complete the sanctioned houses without changing the funding pattern and implementation methodology.

Based on 9 years of experience and learning from implementing  PMAY-U,  MoHUA  has  revamped  the  scheme  and launched  PMAY-U  2.0  'Housing  for  All'  Mission  with  effect  from 01.09.2024 for implementation in urban areas across the country to construct, purchase and rent a house by 1 crore additional eligible beneficiaries at affordable cost through four verticals i.e., Beneficiary Led Construction (BLC), Affordable Housing in Partnership  (AHP),  Affordable  Rental  Housing  (ARH)  and  Interest Subsidy Scheme (ISS). BLC, AHP and ARH verticals are implemented as Centrally Sponsored Scheme by State/UT Governments, and ISS vertical  is  implemented  as  Central  Sector  Scheme  through  the identified  Central  Nodal  Agencies  such  as  National  Housing  Bank (NHB), State Bank of India (SBI) & Housing and Urban Development Corporation  (HUDCO)  by  Housing  Finance  Companies  and  Primary Lending Institutions. As per the scheme guidelines of PMAY-U 2.0, the  fund  required  for  purchase/construction  of  houses  under  the scheme  is  shared  between  the Central  Government,  State/UT Government/ULBs/ Implementing agencies and the beneficiaries.

A fixed amount of Central Assistance is provided by Government of India under different verticals and mandatory State share has been provisioned under the scheme as under:

| S.   | States/UTs                                                                                                                                                                                                                                                                   | PMAY-U 2.0 Verticals                                                                      | PMAY-U 2.0 Verticals                                                                                           |
|------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------|
| No.  | BLC & AHP                                                                                                                                                                                                                                                                    | ARH                                                                                       | ISS                                                                                                            |
| .    | 1 North-Eastern States, Himalayan States and UTs with legislature (Assam, Arunachal Pradesh, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, Sikkim, Himachal Pradesh, Uttarakhand, UTs of Jammu and Central Govt. ₹2.25 lakh per unitState Govt. - Min. ₹0.25 lakh per unit | - Technology Innovation Grant GoI: ₹3,000/Sqm. per unit State Share: ₹2,000/Sqm. per unit | Home Loan Subsidy - up to ₹1.80 lakh (Actual Release) per unit by Government of India as Central Sector Scheme |

| Kashmir, Puducherry& Delhi)                              |                                                                            |
|----------------------------------------------------------|----------------------------------------------------------------------------|
| 2 All UTs without legislature Central Govt. - ₹2.50 lakh | per unit                                                                   |
| 3 All other States                                       | Central Govt. - ₹1.50 lakh per unit State Govt. - Min. ₹1.00 lakh per unit |

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