Lok Sabha Question No. 2351 (UNSTARRED), answered on 2023-12-18
Subject: Co-operative Sector Banks
Ministry: FINANCE
Asked by: Ashok Kumar Rawat

## Government of India Ministry of Finance Department of Financial Services

## LOK SABHA

Unstarred Question No. 2351

Answered on Monday, December 18, 2023/Agrahayana 27, 1945 (Saka)

## CO-OPERATIVE SECTOR BANKS

## 2351. SHRI ASHOK KUMAR RAWAT:

Will the Minister of FINANCE be pleased to state:

- (a)    the State/Bank-wise location of cooperative sector banks particularly in backward and rural zones as on date;
- (b)     the State/branch-wise details of deposits made and loans disbursed during the last three years as on date;
- (c)    whether the bank branches have fulfilled their fixed targets for loan disbursed;
- (d)    if so, the details particularly backward and rural zones thereof;
- (e)    if not, the reasons therefor; and
- (f)    the steps being taken or proposed to be taken for achievement of the targets?

## Answer

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (DR. BHAGWAT KARAD)

- (a): As on 31 March 2023, the details of State/Bank-wise number of cooperative sector bank branches serving rural and backward areas in the country are given in Annexure I.
- (b): The State-wise data on deposits and loans during the last 3 years in respect of State Cooperative Banks (StCBs) and District Central Co-operative Banks (DCCBs) as available with this department is given in Annexure II and Annexure III respectively.
- (c)  to  (f):  The  Government  does  not  fix  any  target  for  cooperative  banks  regarding  loan disbursements.

******

## Annexure I

## State/Bank-wise number of Rural branches of cooperative sector bank (as on 31 March 2023)

|   Sr. No. | State/UT                                 |   Number of Rural Branches |
|-----------|------------------------------------------|----------------------------|
|         1 | Andaman &Nicobar                         |                         32 |
|         2 | Andhra Pradesh                           |                        192 |
|         3 | Arunachal Pradesh                        |                         10 |
|         4 | Assam                                    |                         17 |
|         5 | Bihar                                    |                        124 |
|         6 | Chhattisgarh                             |                        199 |
|         7 | Delhi                                    |                         17 |
|         8 | Dadra and Nagar Haveli And Daman and Diu |                          2 |
|         9 | Goa                                      |                         30 |
|        10 | Gujarat                                  |                        928 |
|        11 | Haryana                                  |                        441 |
|        12 | Himachal Pradesh                         |                        411 |
|        13 | Jammu And Kashmir                        |                        111 |
|        14 | Jharkhand                                |                         75 |
|        15 | Karnataka                                |                        458 |
|        16 | Kerala                                   |                        298 |
|        17 | Madhya Pradesh                           |                        353 |
|        18 | Maharashtra                              |                       2559 |
|        19 | Manipur                                  |                          5 |
|        20 | Nagaland                                 |                          1 |
|        21 | Odisha                                   |                        173 |
|        22 | Puducherry                               |                          9 |
|        23 | Punjab                                   |                        591 |
|        24 | Rajasthan                                |                        172 |
|        25 | Sikkim                                   |                         12 |
|        26 | Tamil Nadu                               |                        271 |
|        27 | Telangana                                |                        200 |
|        28 | Tripura                                  |                         44 |
|        29 | Uttar Pradesh                            |                        562 |
|        30 | Uttarakhand                              |                        185 |
|        31 | West Bengal                              |                        206 |

The State-wise data on deposits and loans during the last 3 years in respect of State Cooperative Banks

(Amount in ₹ Lakh)

| Sr No   | State/UT                                 | 2020-21   | 2020-21   | 2021-22   | 2021-22   | 2022-23*   | 2022-23*   |
|---------|------------------------------------------|-----------|-----------|-----------|-----------|------------|------------|
| Sr No   | State/UT                                 | Deposits  | Loans O/s | Deposits  | Loans O/s | Deposits   | Loans O/s  |
| 1       | Chhattisgarh                             | 5,54,914  | 2,62,813  | 5,95,417  | 3,41,473  | 5,96,277   | 3,75,741   |
| 2       | Madhya Pradesh                           | 7,34,861  | 11,32,388 | 8,47,540  | 11,94,056 | 8,15,287   | 13,15,834  |
| 3       | Uttarakhand                              | 2,15,958  | 2,32,791  | 2,84,370  | 2,48,311  | 3,33,037   | 2,90,428   |
| 4       | Uttar Pradesh                            | 8,32,209  | 8,71,019  | 10,56,289 | 10,03,116 | 10,28,322  | 11,28,118  |
| 5       | Andaman & Nicobar                        | 1,15,357  | 67,922    | 1,20,886  | 77,546    | 1,28,675   | 91,541     |
| 6       | Bihar                                    | 1,19,897  | 3,54,745  | 1,30,784  | 4,36,325  | 1,44,744   | 5,92,977   |
| 7       | Jharkhand                                | 1,81,346  | 23,474    | 2,03,376  | 53,883    | 2,11,085   | 75,450     |
| 8       | Odisha                                   | 9,76,686  | 12,10,525 | 10,35,532 | 13,64,742 | 11,16,484  | 14,23,196  |
| 9       | West Bengal                              | 13,63,147 | 10,60,498 | 11,90,571 | 9,19,463  | 11,01,562  | 10,08,165  |
| 10      | Arunachal Pradesh                        | 45,576    | 33,555    | 48,927    | 34,849    | 54,315     | 33,228     |
| 11      | Assam                                    | 3,27,556  | 1,42,759  | 3,40,684  | 1,41,988  | 3,52,165   | 1,44,309   |
| 12      | Manipur                                  | 46,314    | 11,633    | 56,488    | 14,122    | 50,148     | 20,263     |
| 13      | Meghalaya                                | 3,09,681  | 1,68,777  | 3,48,923  | 1,70,990  | 3,51,070   | 1,69,241   |
| 14      | Mizoram                                  | 1,37,567  | 84,547    | 1,38,423  | 97,757    | 1,45,536   | 1,09,727   |
| 15      | Nagaland                                 | 97,313    | 61,832    | 1,00,606  | 66,295    | 1,04,909   | 69,010     |
| 16      | Sikkim                                   | 1,11,097  | 69,821    | 1,02,172  | 70,524    | 1,16,605   | 57,754     |
| 17      | Tripura                                  | 3,10,370  | 2,23,174  | 3,06,001  | 2,45,643  | 3,23,894   | 2,51,247   |
| 18      | Chandigarh                               | 49,560    | 11,661    | 59,852    | 12,021    | 59,379     | 12,270     |
| 19      | Haryana                                  | 3,64,547  | 6,93,495  | 3,82,468  | 7,14,825  | 5,28,028   | 7,50,991   |
| 20      | Himachal Pradesh                         | 12,31,687 | 7,06,449  | 12,75,926 | 7,18,746  | 14,13,272  | 8,65,207   |
| 21      | Jammu And Kashmir                        | 95,455    | 55,588    | 97,177    | 54,161    | 1,03,172   | 55,025     |
| 22      | Delhi                                    | 1,39,461  | 82,557    | 1,36,630  | 83,192    | 1,34,549   | 89,513     |
| 23      | Punjab                                   | 3,37,805  | 5,51,821  | 3,71,435  | 5,52,589  | 3,83,399   | 5,68,554   |
| 24      | Rajasthan                                | 3,63,045  | 9,66,290  | 3,82,876  | 8,53,722  | 3,22,727   | 8,83,446   |
| 25      | Andhra Pradesh                           | 5,22,481  | 15,82,482 | 8,24,993  | 22,33,769 | 9,04,179   | 27,68,810  |
| 26      | Karnataka                                | 11,86,873 | 17,83,842 | 12,19,534 | 20,55,438 | 12,65,412  | 24,44,345  |
| 27      | Kerala                                   | 66,73,161 | 39,66,493 | 69,90,712 | 40,95,004 | 74,15,232  | 47,05,207  |
| 28      | Puducherry                               | 75,352    | 50,820    | 79,902    | 55,509    | 82,863     | 60,632     |
| 29      | Tamil Nadu                               | 10,67,941 | 8,53,036  | 12,81,962 | 15,35,203 | 11,50,763  | 17,38,616  |
| 30      | Telangana                                | 5,46,641  | 7,77,928  | 6,94,195  | 9,33,476  | 7,40,291   | 11,61,848  |
| 31      | Goa                                      | 1,95,147  | 1,20,162  | 2,16,115  | 1,14,002  | 61,343     | 29,627     |
| 32      | Dadra and Nagar Haveli And Daman and Diu | 56,042    | 25,210    | 60,954    | 23,880    | 2,25,307   | 1,21,048   |
| 33      | Gujarat                                  | 8,89,927  | 6,09,798  | 10,06,921 | 7,79,271  | 10,61,188  | 8,36,236   |
| 34      | Maharashtra                              | 20,30,762 | 23,29,454 | 21,06,684 | 25,96,035 | 18,61,355  | 26,45,005  |

The State-wise data on deposits and loans during the last 3 years in respect of District Central Co-operative Banks

(Amount in ₹ Lakh)

| Sr No   | State/UT          | 2020-21   | 2020-21   | 2021-22     | 2021-22   | 2022-23*    | 2022-23*   |
|---------|-------------------|-----------|-----------|-------------|-----------|-------------|------------|
| Sr No   | State/UT          | Deposits  | Loans O/s | Deposits    | Loans O/s | Deposits    | Loans O/s  |
| 1       | Chhattisgarh      | 12,47,302 | 2,53,397  | 14,06,293   | 2,89,691  | 15,36,546   | 3,36,378   |
| 2       | Madhya Pradesh    | 23,21,278 | 25,20,368 | 26,51,362   | 25,82,210 | 26,79,751   | 27,54,775  |
| 3       | Uttarakhand       | 8,78,085  | 4,51,140  | 9,41,431    | 4,72,148  | 10,04,491   | 5,20,698   |
| 4       | Uttar Pradesh     | 20,53,023 | 12,94,034 | 21,72,133   | 12,89,544 | 22,65,795   | 12,65,153  |
| 5       | Bihar             | 3,86,639  | 4,98,244  | 3,91,136    | 5,28,361  | 4,08,979    | 5,74,057   |
| 6       | Jharkhand         | 34,660    | 3,136     | 38,046      | 3,567     | 42,873      | 5,403      |
| 7       | Odisha            | 13,07,174 | 16,65,001 | 13,72,587   | 17,99,241 | 14,31,855   | 19,79,381  |
| 8       | West Bengal       | 19,79,914 | 10,06,863 | 21,05,050   | 10,88,186 | 21,96,990   | 11,45,943  |
| 9       | Haryana           | 10,29,687 | 13,53,361 | 10,86,841   | 14,07,738 | 11,09,457   | 14,34,167  |
| 10      | Himachal Pradesh  | 13,37,279 | 4,77,079  | 13,92,887   | 4,69,230  | 14,64,601   | 4,73,169   |
| 11      | Jammu and Kashmir | 2,06,278  | 62,054    | 2,04,503    | 60,902    | 2,07,672    | 61,695     |
| 12      | Punjab            | 17,04,896 | 11,77,549 | 17,99,684   | 11,84,051 | 18,56,542   | 11,64,253  |
| 13      | Rajasthan         | 13,64,141 | 11,98,379 | 14,41,724   | 14,17,124 | 14,64,801   | 14,86,085  |
| 14      | Andhra Pradesh    | 11,87,210 | 21,36,142 | 12,81,007   | 28,24,693 | 13,06,217   | 33,47,350  |
| 15      | Karnataka         | 32,32,331 | 33,47,003 | 36,99,789   | 38,52,816 | 40,05,204   | 44,52,829  |
| 16      | Kerala            | 4,15,841  | 3,50,074  | 4,60,699    | 3,51,420  | NA          | NA         |
| 17      | Tamil Nadu        | 31,92,254 | 31,43,614 | 35,75,911   | 40,79,747 | 39,57,377   | 44,75,310  |
| 18      | Telangana         | 5,97,477  | 9,69,792  | 6,54,436    | 11,23,403 | 6,84,607    | 13,21,895  |
| 19      | Gujarat           | 38,19,360 | 22,34,390 | 42,73,376   | 24,00,646 | 45,50,943   | 27,88,612  |
| 20      | Maharashtra       | 98,87,659 | 63,57,346 | 1,03,08,359 | 64,29,835 | 1,06,46,492 | 71,40,538  |

Note:

1. NA - No DCCB is present in the state
2. The Malappuram district cooperative bank amalgamated with the Kerala State Cooperative Bank (Kerala Bank) in FY 2022-23"
* Data is provisional