Lok Sabha Question No. 5502 (UNSTARRED), answered on 2025-04-03
Subject: Adivasi Mahila Sashaktikaran Yojana in Telangana
Ministry: TRIBAL AFFAIRS
Asked by: Dr. Kadiyam Kavya

## GOVERNMENT OF INDIA MINISTRY OF TRIBAL AFFAIRS

## LOK SABHA UNSTARRED QUESTION No. 5502

TO BE ANSWERED ON: 03.04.2025

## ADIVASI MAHILA SASHAKTIKARAN YOJANA IN TELANGANA

## 5502. DR. KADIYAM KAVYA:

Will the Minister of TRIBAL AFFAIRS be pleased to state:

- (a)  the  number  of  tribal  women  beneficiaries  who  have  availed  financial  assistance  under  Adivasi  Mahila Sashaktikaran Yojana (AMSY) during the last five years, year and State-wise and district-wise for Telangana including Warangal Parliamentary Constituency;
- (b)  the  details  of  the  total  financial  assistance  provided  under  AMSY  during the said  period,  year and Statewise, especially for Telangana;
- (c) the types of economic activities supported under the said scheme and their success rates; and
- (d) the details of training and capacity-building initiatives undertaken to support these activities?

## ANSWER

## MINISTER OF STATE FOR TRIBAL AFFAIRS (SHRI DURGADAS UIKEY)

- (a) to (b) National Scheduled Tribes Finance and Development Corporation (NSTFDC), a Central Public Sector Enterprise (CPSE) under the Ministry of Tribal Affairs, provides credit linkage by extending concessional loans to the eligible Scheduled Tribe persons for undertaking income generation activities/ self-employment under its various  schemes.  NSTFDC  has  not  received  any  proposal  from  the  implementing  agencies  under  Adivasi Mahila Sashaktikaran Yojana (AMSY) in the State of Telangana including Warangal district. However, during last  five  years,  NSTFDC  has  disbursed  ₹152.10  crore  covering  38,025  women  beneficiaries  under  Micro Finance Scheme for SHG members through Stree Nidhi Credit Cooperative Federation (Telangana). The detail of State-wise number of women beneficiaries assisted under AMSY is given at Annexure .
- (c) The types of activities under AMSY are Goatry, Tailoring, Kitchen Gardening, Ginger, Potato cultivation, Areca Nut Cultivation, Small Business, Piggery etc. Ministry or NSTFDC has not conducted any separate study on AMSY, however, a study was conducted exclusively for Telangana regarding impact of financial assistance provided  through  Stree  Nidhi  Credit  Cooperative  Federation  in  2020  through  Indian  Institute  of  Corporate Affairs (IICA). The brief of findings of the said study is given below:
- o Stree  Nidhi  loans  have  resulted  in  a  higher  increase  in  the  average  annual  income  of  borrowers.  Among Stree Nidhi borrowers, the survey found a 30 per cent rise in Non-ST borrowers and a 38 per cent rise in ST borrowers.
- o Survey calculations revealed that Stree Nidhi has a greater impact on developmental indices compared to other  programs.  Stree  Nidhi  borrowers  reported  higher  satisfaction  on  various  themes,  namely  food  and quality,  education,  healthcare,  sanitation,  access  to  infrastructure,  etc.  compared  to  Non-Stree  Nidhi borrowers
- o Stree  Nidhi's  use  of  IVRS  has  significant  implications  on  financial  inclusion,  especially  among  the  ST community. The organisation is effectively reaching this population, providing pathways out of poverty for those lacking basic reading and writing skills.
- o According to the survey conducted, Stree Nidhi  had higher recovery rates (99.1 per cent) vis-à-vis NonStree Nidhi borrowers, for which rates were 92.4 per cent
- o In addition to its aim of poverty alleviation, Stree Nidhi also promotes women's empowerment. It does so by providing employment and related opportunities.
- (d) NSTFDC has not received proposal for conducting any training or capacity building programme in the state of Telangana.

Annexure referred to in reply to Part (a) to (b) of Lok Sabha Unstarred Question No. 5502 for 03.04.2025

## Details of State-wise number of women beneficiaries assisted under AMSY

(₹ in lakh)

| Sl. No.            | Agency Name        | 2019-20   | 2019-20     | 2020-21   | 2020-21   | 2020-21     | 2021-22   | 2021-22     | 2022-23   | 2022-23     | 2023-24   | 2023-24     | 2023-24   |
|--------------------|--------------------|-----------|-------------|-----------|-----------|-------------|-----------|-------------|-----------|-------------|-----------|-------------|-----------|
| Sl. No.            | Agency Name        | Amt.      | No. benefi. |           | Amt.      | No. benefi. | of Amt.   | No. benefi. | of Amt.   | No. benefi. | of Amt.   | No. benefi. |           |
| 1 Chhattisgarh     | 1 Chhattisgarh     |           |             |           |           |             | 74.06     | 41          |           |             |           |             |           |
| 2 Himachal Pradesh | 2 Himachal Pradesh | 20.00     | 50          |           |           |             |           |             | 8.00      | 20          |           |             |           |
| 3 Jammu Kashmir    | 3 Jammu Kashmir    | &         |             |           | 90.00     | 50          | 86.40     | 48          | 180.00    | 200         | 23.40     | 13          |           |
| 4 Jharkhand        | 4 Jharkhand        | 21.25     | 25          |           |           |             |           |             |           |             | 150.00    | 1131        |           |
| Karnataka          | Karnataka          |           |             |           | 792.14    | 1109        | 119.16    | 150         |           |             |           |             |           |
| 6 Kerala           | 6 Kerala           | 9.90      | 22          |           | 29.05     | 23          | 205.01    | 220         | 252.60    | 266         |           | 220.00 164  |           |
| 7 Maharashtra      | 7 Maharashtra      | 216.00    | 240         |           |           |             |           |             | 194.40    | 216         |           | 298.80 166  |           |
| 8 Odisha           | 8 Odisha           |           |             |           | 219.98    | 250         |           |             |           |             |           |             |           |
| Rajasthan          | Rajasthan          | 460.80    | 512         |           |           |             |           |             |           |             |           |             |           |
| Tripura            | Tripura            |           |             |           |           |             |           |             |           |             | 36.00     | 20          |           |
| 11 West Bengal     | 11 West Bengal     | 30.51     | 287         |           | 6.35      | 35          | 14.64     | 105         | 9.09      | 80          |           | 14.62 334   |           |
|                    |                    | 758.46    | 1136        |           | 1137.52   | 1467        | 499.27    | 564         | 644.09    | 782         | 742.82    | 1828        |           |

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