Lok Sabha Question No. 1207 (UNSTARRED), answered on 2024-07-30
Subject: Kisan Credit Cards
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Dr. Mohammad Jawed

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 1207

TO BE ANSWERED ON 30 TH  JULY, 2024

## KISAN CREDIT CARDS

## 1207.  DR. MOHAMMAD JAWED:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

- (a) the total number of eligible beneficiaries for issuance of Kisan Credit Cards;
- (b) the total number of Kisan Credit Cards issued till now, year- wise and State-wise;
- (c) the amount of budgetary allocation and expenditure during the last five years under the scheme, year-wise;
- (d) the total outstanding loan amount under the KCC Scheme during the last five years, yearwise; and
- (e) the manner in which the Union Government plans to reduce the rising total outstanding amount under the KCC Scheme?

## ANSWER

MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE

कृ ͪष एवं ͩकसान कãयाण राÏय मंğी

(SHRI RAMNATH THAKUR)

- (a) to (e): As per available data the year-wise and State-wise details of  total number of Kisan Credit Cards (KCCs) issued for the past 5 years is provided at Annexure-I.

The detail of Budget allocation and disbursement of funds under Modified Interest Subvention Scheme (MISS) during the last five years is given below:

(Rs. in crore)

|   S.No | Year    |   Budget allocation |   Disbursement of funds |
|--------|---------|---------------------|-------------------------|
|      1 | 2019-20 |             16236.9 |                 16218.8 |
|      2 | 2020-21 |             19831.8 |                 17789.7 |
|      3 | 2021-22 |             21476.9 |                 21476.9 |
|      4 | 2022-23 |             19700   |                 17997.9 |
|      5 | 2023-24 |             18500   |                 14251.9 |

The total outstanding loan amount under the KCC scheme in the last 5 years is :

| Year    | Total Amount Outstanding in Operative Accounts in Crores   |
|---------|------------------------------------------------------------|
| 2019-20 | 6,97,018                                                   |
| 2020-21 | 7,53,133                                                   |
| 2021-22 | 9,37,612                                                   |
| 2022-23 | 8,85,921                                                   |
| 2023-24 | 9,81,764                                                   |

As per the extant RBI guidelines, farmers have to pay both interest and principal at the time of renewal of KCC. To promote timely repayment of outstanding amount in operative accounts of KCC, the farmers are provided 3% prompt repayment incentives.

Annexure-I Statement referred to in part (a) to (e) of Lok Sabha Un-Starred Question No. 1207 on 'Kisan Credit Cards' due

## for answer on 30.07.2024

| S. No.   | State               | FY 2019-20   | FY 2020-21   | FY 2021-22   | FY 2022-23   | FY 2023-24*   |
|----------|---------------------|--------------|--------------|--------------|--------------|---------------|
| 1        | Andaman& Nicobar    | 269          | 1,190        | 1,099        | 508          | 12,767        |
| 2        | Andhra Pradesh      | 9,88,893     | 5,87,158     | 6,53,555     | 6,79,777     | 7,16,670      |
| 3        | Arunachal Pradesh   | 2,199        | 701          | 2,302        | 2,098        | 5,075         |
| 4        | Assam               | 2,78,619     | 41,108       | 65,353       | 64,813       | 1,45,563      |
| 5        | Bihar               | 2,30,398     | 91,905       | 1,24,124     | 1,03,408     | 1,61,942      |
| 6        | Chandigarh          | 765          | 334          | 294          | 287          | 462           |
| 7        | Chattisgarh         | 3,11,321     | 1,44,578     | 1,11,444     | 3,06,195     | 1,64,183      |
| 8        | Dadra& Nagar Haveli | 79           | 377          | 878          | 393          | 218           |
| 9        | Daman &Diu          | 22           |              |              |              |               |
| 10       | Delhi               | 1,498        | 368          | 538          | 651          | 1,833         |
| 11       | Goa                 | 2,784        | 2,019        | 1,356        | 3,378        | 2,095         |
| 12       | Gujarat             | 3,38,716     | 3,55,699     | 3,02,541     | 3,76,241     | 3,49,448      |
| 13       | Haryana             | 2,30,386     | 1,56,148     | 2,05,971     | 2,22,170     | 2,16,842      |
| 14       | Himachal Pradesh    | 69,856       | 53,468       | 58,975       | 74,149       | 1,28,253      |
| 15       | Jammu &Kashmir      | 3,67,826     | 49,151       | 73,246       | 44,231       | 2,21,151      |
| 16       | Jharkhand           | 2,03,222     | 62,664       | 1,26,469     | 1,90,419     | 66,542        |
| 17       | Karnataka           | 8,08,694     | 9,17,530     | 6,76,701     | 10,23,601    | 10,63,492     |
| 18       | Kerala              | 3,57,131     | 5,99,728     | 6,28,630     | 9,19,680     | 12,04,136     |
| 19       | Ladakh              | -            | 102          | 17,379       | 1,005        | 615           |
| 20       | Lakshadweep         | 58           | 159          | 622          | 3,834        | 6,477         |
| 21       | Madhya Pradesh      | 5,57,059     | 3,57,290     | 3,74,448     | 5,76,515     | 4,12,725      |
| 22       | Maharashtra         | 6,95,628     | 10,62,692    | 7,29,727     | 7,13,375     | 5,44,280      |
| 23       | Manipur             | 2,964        | 3,730        | 3,273        | 4,013        | 1,786         |
| 24       | Meghalaya           | 12,244       | 6,965        | 12,916       | 13,006       | 17,485        |
| 25       | Mizoram             | 4,719        | 8,295        | 7,404        | 8,231        | 15,569        |
| 26       | Nagaland            | 8,312        | 1,895        | 5,218        | 10,040       | 8,495         |
| 27       | Orissa              | 3,14,733     | 1,63,963     | 1,36,817     | 1,79,862     | 1,91,597      |
| 28       | Puducherry          | 1,699        | 3,908        | 5,245        | 7,749        | 16,180        |
| 29       | Punjab              | 2,82,311     | 1,54,222     | 2,28,445     | 3,07,134     | 2,59,427      |
| 30       | Rajasthan           | 10,30,272    | 10,13,048    | 5,43,638     | 6,61,477     | 6,42,111      |
| 31       | Sikkim              | 1,743        | 782          | 1,709        | 2,825        | 41,494        |
| 32       | Tamil Nadu          | 3,81,302     | 4,24,247     | 7,20,158     | 9,68,967     | 11,67,822     |
| 33       | Telangana           | 6,61,450     | 3,78,865     | 4,60,656     | 5,41,431     | 7,22,352      |
| 34       | Tripura             | 95,687       | 44,245       | 4,204        | 15,967       | 4,55,459      |
| 35       | Uttarakhand         | 1,00,556     | 58,224       | 43,379       | 1,04,218     | 76,350        |
| 36       | Uttar Pradesh       | 20,25,254    | 11,07,867    | 9,84,679     | 13,92,338    | 15,06,254     |
| 37       | West Bengal         | 5,22,877     | 3,71,535     | 1,64,733     | 1,99,581     | 1,60,118      |
|          | Total               | 1,08,91,546  | 82,26,160    | 74,78,126    | 97,23,567    | 1,07,07,268   |

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