Lok Sabha Question No. 4299 (UNSTARRED), answered on 2025-08-19
Subject: Cooperative Banks in India
Ministry: COOPERATION
Asked by: Shri Arvind Dharmapuri

## GOVERNMENT OF INDIA MINISTRY OF COOPERATION

## LOK SABHA UNSTARRED QUESTION NO. 4299 ANSWERED ON 19 th  AUGUST, 2025

## Cooperative Banks in India

## 4299. Shri Arvind Dharmapuri:

Will the Minister of COOPERATION ( सहकारिता मंत्री ) be pleased to state:

- (a) whether the Government has details of all the cooperative banks operational in the country and if so, the details thereof along with the details of the bank disaggregated, State-wise;
- (b)  the  total  loans  sanctioned  by  the  cooperative  banks  in  India  and  in  Telangana  since  2020, disaggregated year-wise; and
- (c) whether the Government has details of the caste-wise number of applications received loans from cooperative banks since 2020 in Telangana and if so, the details thereof?

## ANSWER

## THE MINISTER OF COOPERATION सहकारिता मंत्री (SHRI AMIT SHAH)

- (a): Yes Sir. As per RBI and NABARD, there are 1,457 Urban Cooperative Banks, 34 State Cooperative Banks (StCBs), 351 District Central Co-operative Banks (DCCBs) and one Industrial Cooperative Bank viz. (Tamil Nadu Industrial Co-operative Bank) which are under the supervision of RBI and NABARD. The State/UT-wise number is attached at Annexure-1 .
- (b): The details of loans sanctioned by Cooperative Banks in India including Telangana Since 2020 is attached as Annexure-2 .
- (c):  The  regulatory  and  supervisory  entities  like  RBI  and  NABARD  do  not  maintain  caste-wise number of applications.

*****

## Annexure-1

| Sr No   | State/UT          |   No. of Urban Cooperative Banks |   No. of State Cooperative Banks | No of District Central Cooperative Banks   | Industrial Cooperative Bank   |
|---------|-------------------|----------------------------------|----------------------------------|--------------------------------------------|-------------------------------|
| 1       | ANDAMAN &NICOBAR  |                                0 |                                1 | -                                          | -                             |
| 2       | ANDHRA PRADESH    |                               41 |                                1 | 13                                         | -                             |
| 3       | ARUNACHAL PRADESH |                                0 |                                1 | -                                          | -                             |
| 4       | ASSAM             |                                7 |                                1 | -                                          | -                             |
| 5       | BIHAR             |                                2 |                                1 | 23                                         | -                             |
| 6       | CHANDIGARH        |                                0 |                                1 | -                                          | -                             |
| 7       | CHHATTISGARH      |                               12 |                                1 | 6                                          | -                             |
| 8       | DAMANAND DIU      |                                0 |                                1 | -                                          | -                             |
| 9       | GOA               |                                3 |                                1 | -                                          | -                             |
| 10      | GUJARAT           |                              211 |                                1 | 18                                         | -                             |
| 11      | HARYANA           |                                7 |                                1 | 19                                         | -                             |
| 12      | HIMACHAL PRADESH  |                                5 |                                1 | 2                                          | -                             |
| 13      | JAMMU AND KASHMIR |                                4 |                                1 | 3                                          | -                             |
| 14      | JHARKHAND         |                                2 |                                1 | 1                                          | -                             |
| 15      | KARNATAKA         |                              250 |                                1 | 21                                         | -                             |
| 16      | KERALA            |                               58 |                                1 | 1                                          | -                             |
| 17      | MADHYA PRADESH    |                               47 |                                1 | 38                                         | -                             |
| 18      | MAHARASHTRA       |                              458 |                                1 | 31                                         | -                             |
| 19      | MANIPUR           |                                3 |                                1 | -                                          | -                             |
| 20      | MEGHALAYA         |                                3 |                                1 | -                                          | -                             |
| 21      | MIZORAM           |                                1 |                                1 | -                                          | -                             |
| 22      | NAGALAND          |                                0 |                                1 | -                                          | -                             |
| 23      | DELHI             |                               14 |                                1 | -                                          | -                             |
| 24      | ODISHA            |                                9 |                                1 | 17                                         | -                             |
| 25      | PUDUCHERRY        |                                0 |                                1 | -                                          | -                             |
| 26      | PUNJAB            |                                4 |                                1 | 20                                         | -                             |
| 27      | RAJASTHAN         |                               34 |                                1 | 29                                         | -                             |
| 28      | SIKKIM            |                                1 |                                1 | -                                          | -                             |
| 29      | TAMIL NADU        |                              128 |                                1 | 23                                         | 1                             |
| 30      | TELANGANA         |                               51 |                                1 | 9                                          | -                             |
| 31      | TRIPURA           |                                1 |                                1 | -                                          | -                             |
| 32      | UTTAR PRADESH     |                               54 |                                1 | 50                                         | -                             |
| 33      | UTTARAKHAND       |                                5 |                                1 | 10                                         | -                             |
| 34      | WEST BENGAL       |                               42 |                                1 | 17                                         | -                             |
|         | Total             |                             1457 |                               34 | 351                                        | 1                             |

| Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD- All India ( Amount in Rs. Crore)   | Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD- All India ( Amount in Rs. Crore)   | Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD- All India ( Amount in Rs. Crore)   | Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD- All India ( Amount in Rs. Crore)   | Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD- All India ( Amount in Rs. Crore)   | Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD- All India ( Amount in Rs. Crore)   | Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD- All India ( Amount in Rs. Crore)   |
|----------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------|
| Type of Bank                                                                                                   | 31-Mar- 20                                                                                                     | 31-Mar- 21                                                                                                     | 31-Mar- 22                                                                                                     | 31-Mar- 23                                                                                                     | 31-Mar- 24                                                                                                     | 31-Mar-25                                                                                                      |
| UCBs                                                                                                           | 3,05,183                                                                                                       | 3,14,036                                                                                                       | 3,14,823                                                                                                       | 3,30,491                                                                                                       | 3,46,853                                                                                                       | 3,68,574                                                                                                       |
| StCB                                                                                                           | 1,99,942                                                                                                       | 2,11,793                                                                                                       | 2,38,919                                                                                                       | 2,65,580                                                                                                       | 2,94,577                                                                                                       | 3,19,085                                                                                                       |
| DCCB                                                                                                           | 2,79,272                                                                                                       | 3,04,989                                                                                                       | 3,36,545                                                                                                       | 3,70,850                                                                                                       | 4,13,161                                                                                                       | 4,44,806                                                                                                       |
| TAICO                                                                                                          | 568                                                                                                            | 615                                                                                                            | 579                                                                                                            | 557                                                                                                            | 578                                                                                                            | 669                                                                                                            |
| All India Total                                                                                                | 7,84,965                                                                                                       | 8,31,433                                                                                                       | 8,90,866                                                                                                       | 9,67,478                                                                                                       | 10,55,169                                                                                                      | 11,33,134                                                                                                      |

| Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD in Telangana ( Amount in Rs. Crore)   | Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD in Telangana ( Amount in Rs. Crore)   | Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD in Telangana ( Amount in Rs. Crore)   | Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD in Telangana ( Amount in Rs. Crore)   | Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD in Telangana ( Amount in Rs. Crore)   | Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD in Telangana ( Amount in Rs. Crore)   | Loans Outstanding of Cooperative Banks under Supervision of RBI and NABARD in Telangana ( Amount in Rs. Crore)   |
|------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------|
| Type of Bank                                                                                                     | 31-Mar- 20                                                                                                       | 31-Mar- 21                                                                                                       | 31-Mar- 22                                                                                                       | 31-Mar- 23                                                                                                       | 31-Mar- 24                                                                                                       | 31-Mar-25                                                                                                        |
| UCBs                                                                                                             | 5,031                                                                                                            | 5,315                                                                                                            | 5,221                                                                                                            | 5,601                                                                                                            | 5,920                                                                                                            | 6,805                                                                                                            |
| StCB                                                                                                             | 6,202                                                                                                            | 7,779                                                                                                            | 9,334                                                                                                            | 11,618                                                                                                           | 12,974                                                                                                           | 16,975                                                                                                           |
| DCCB                                                                                                             | 8,062                                                                                                            | 9,697                                                                                                            | 11,234                                                                                                           | 13,218                                                                                                           | 14,706                                                                                                           | 17,467                                                                                                           |
| Total (Telangana)                                                                                                | 19,295                                                                                                           | 22,791                                                                                                           | 25,789                                                                                                           | 30,437                                                                                                           | 33,600                                                                                                           | 41,247                                                                                                           |