Lok Sabha Question No. 5500 (UNSTARRED), answered on 2025-04-03
Subject: PM SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Vishaldada Prakashbapu Patil

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 5500 TO BE ANSWERED ON APRIL 03, 2025

## PM SVANIDHI SCHEME

## NO. 5500.  SHRI VISHALDADA PRAKASHBAPU PATIL:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a)   whether  the  Government  has  undertaken  any  specific  initiatives  to increase  the  participation  of  minorities  in  the  PM  SVANidhi  scheme particularly  in  Maharashtra  and  Sangli  district  and  if  so,  the  details thereof;
- (b)   the total number of minority applicants and beneficiaries under the said scheme  in  Maharashtra  and  Sangli  along  with  the  trend  in  their participation since 2020;
- (c)   whether it is a fact that the share of minority beneficiaries under the scheme has declined from 9.4% in 2020-21 to 4.3% in 2023-24 and if so, the reasons therefor;
- (d)   whether the Ministry of Minority Affairs is coordinating with the Ministry of Housing and Urban Affairs or relevant State agencies to ensure better outreach and implementation of welfare schemes for minorities including
- PM SVANidhi and if so, the details thereof; and
- (e)   whether any State-specific implementation goals or special initiatives have  been  set  to  increase  minority  participation  in  Central  welfare schemes particularly  in  Maharashtra  and  Sangli  and  if  so,  the  details thereof?

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## ANSWER THE MINISTER OF STATE IN THE (SHRI TOKHAN SAHU)

- (a) Pradhan  Mantri  Street  Vendor's  AtmaNirbhar  Nidhi  (PM  SVANidhi) Scheme  was  launched  on  June  01,  2020  with  the  objective  to  facilitate collateral free working capital loan to the street vendors across the country whose business had been adversely affected due to lockdown. The scheme has  been  designed  to  support  street  vendors  across  all  backgrounds, irrespective of religion, caste, creed, gender or social status. Further, in order

to increase the number of beneficiaries, Ministry of Housing and Urban Affairs (MoHUA) is taking initiatives  which  includes,  inter-alia,  conduct  of  regular review  meetings  with  States/UTs/ULBs/Lending  Institutions  and  various awareness campaigns. All States/UTs including Maharashtra state have also been provided Information, Education and Communication (IEC) material in local languages regularly for outreach and dissemination of the benefits to the vendors to avail the benefits of the scheme.

(b) &  (c)  The  details  of  number  of  minority  applicants  and  beneficiaries under the scheme in Maharashtra and Sangli district along with the trend in their participation since 2020 are at Annexure. The participation of minority community  has  declined  marginally  over  the  years  since  inception  in Maharashtra including Sangli district as well as at national level. The number of sanctioned loans under the scheme depends upon the street vendors as they  have  to  apply  for  loans.  The  applications  are  accepted  from  all beneficiaries irrespective of religion, caste, creed, gender or social status.

(d)  &  (e)  Ministry  of  Housing  and  Urban  Affairs  has  launched  a  program  'SVANidhi se Samriddhi' under PM SVANidhi Scheme, in 125 select ULBs, on January 4, 2021. Currently, total 3564 select ULBs across the country are covered under the program. This programme facilitates linkages to 8 select Central Government Welfare schemes designed to provide a safety net and social  security  for  the  eligible  beneficiaries  and  their  families.  These  8 Schemes are (i) Pradhan Mantri Jeevan Jyoti Bima Yojana (ii) PM Suraksha Bima  Yojana  (iii)  Pradhan  Mantri  Jan  Dhan  Yojana  (iv)  Registration  under Building  and  other  Constructions  Workers  (Regulation  of  Employment  and Conditions of Service) Act (BOCW) (v) Pradhan Mantri Shram Yogi Maandhan Yojana (vi) National Food Security Act (NFSA) portability benefit - One Nation One Ration Card (ONORC)(vii) Pradhan Mantri Janani Suraksha Yojana and (viii) Pradhan Mantri Matru Vandana Yojana (PMMVY). As on March 31, 2025, socio economic profiling is completed for 44.96 lakh PM SVANidhi beneficiaries along with 95.46 Lakh family members and a total of 127.89 lakh scheme benefits have been extended to them. Monthly camps are organized at ULB level to mobilize beneficiaries to extend benefits of 8 central welfare schemes. No specific measures are taken to increase participation of any particular group or community.

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ANNEXURE ANNEXURE  REFERRED  TO  PART  (B)  &  (C)  IN  REPLY  TO  LOK  SABHA UNSTARRED QUESTION NO. 5500 TO BE ANSERED ON APRIL 03, 2025 STATEMENT  SHOWING  COMPLETE  BREAKUPS  OF  LOAN  DETAILS  WITH RESPECT TO MINORITY AND NON- MINORITY FROM FY 2020-21 TO FY 202425 IN MAHARASHTRA AND SANGLI DISTRICT UNDER PM SVANIDHI SCHEME

(As on 30.03.2025)

| State / District   |          | Total Eligible Applications   | Beneficiaries   | Total Sanctioned Applications   | Total Disbursed Applications   |
|--------------------|----------|-------------------------------|-----------------|---------------------------------|--------------------------------|
| Maharashtra        | Minority | 67,296                        | 42,842          | 58,138                          | 55,470                         |
| State              | Total    | 13,10,568                     | 8,52,429        | 11,38,622                       | 10,85,808                      |
| Sangli             | Minority | 1,121                         | 758             | 1,068                           | 1,047                          |
| District           | Total    | 25,418                        | 17,646          | 24,328                          | 23,881                         |

Source: PM SVANidhi Portal