Lok Sabha Question No. 1191 (UNSTARRED), answered on 2024-12-03
Subject: Progress of DAY-NRLM
Ministry: RURAL DEVELOPMENT
Asked by: Shri Jugal Kishore, Shri Vishweshwar Hegde Kageri, Shri Jashubhai Bhilubhai Rathva, Shri Radheshyam Rathiya, Shri Chandra Prakash Joshi, Smt. Poonamben Hematbhai Maadam, Shri Kanwar Singh Tanwar

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT

## DEPARTMENT OF RURAL DEVELOPMENT

## LOK  SABHA UNSTARRED QUESTION NO. 1191 ANSWERED ON 03/12/2024

## PROGRESS OF DAY-NRLM

1191. SHRI JASHUBHAI BHILUBHAI RATHVA:

SHRI RADHESHYAM RATHIYA:

SHRI KANWAR SINGH TANWAR:

SHRI VISHWESHWAR HEGDE KAGERI:

SHRI JUGAL KISHORE:

SMT. POONAMBEN HEMATBHAI MAADAM:

SHRI CHANDRA PRAKASH JOSHI:

Will the Minister of RURAL DEVELOPMENTbe pleased to state:

- (a) the  details  of  progress  and  achievements  made  under  the DeendayalAntyodayaYojanaNational Rural  Livelihoods  Mission (DAY-NRLM);
- (b) whether the said scheme is beneficial in changing the life of rural male and female in the country, if so, the details thereof;
- (c) the parameters or indicators on which the progress of the said scheme is evaluated;
- (d) whether the progress in terms of material/physical/financial of the said scheme is updated on the portal and if so, the details thereof, State/District-wise including Uttar Pradesh and Rajasthan;
- (e) the  details  of  extent  to  which  the  said  scheme  has  been proven beneficial in various States, State/district-wise including Rajasthan; and
- (f) whether  the  Government  is  planning  to  or  has  taken  any measures to ensure that bank branch officials are equipped to assist rural women seeking loans, if so, the details thereof?

## MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT

## ANSWER ( DR. CHANDRA SEKHAR PEMMASANI )

(a) & (b):   The DeendayalAntodayaYojana -National Rural Livelihoods Mission (DAY-NRLM) is a centrally sponsored scheme of the  Ministry  of  Rural  Development.  This  is  being  implemented across the country (except Delhi & Chandigarh) with the objective to alleviate rural poverty inter-alia, through organizing the rural poor women into Self Help Groups (SHGs) and continuously nurturing and supporting them till they attain appreciable increase in income over a period of time and improve their quality of life. The progress and achievement under DAY-NRLM is at Annexure I.

- (c): The key performance indicators on the which the DAY-NRLM is evaluated are at Annexure II.

(d) & (e): Yes. The State-wise, district-wise, and block-wise physical and financial progress under DAY-NRLM  is regularly updated and is available on the DAY-NRLM portal (http://nrlm.gov.in). The DAY-NRLM has taken significant steps towards poverty reduction and social upliftment by fostering self-reliance and sustainable livelihoods.  Lakhpatididi is an outcome of DAY-NRLM. A structured  approach  has  been  adopted  to  make  the  SHGs  Women Lakhpati, i.e. they earn minimum annual income of Rupees one lakh on a sustainable basis.

The State/UT-wise progress made under DAY-NRLM since inception till October'2024 is shown at Annexure III.

(f): Bank officials are provided training/orientation on a regular basis including  field  visits  to  equip  them  about  the  various  aspects  of women  SHG  Bank  Linkage  schemes.   48,588  Bank  officials  were provided training/orientation during the financial year 2023-24. Further, 46,033 Bank officials have been provided orientation/training  during  financial  year  2024-25  up-to  October, 2024.

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Annexure -I referred in reply to Parts (a) and (b) of LokSabhaUnstarred  Question  No.1191  for  answer  on  03.12.2024 regarding Progress of DAY-NRLM

|   SN | Indicator                                          | Cumulative Achievement till Oct 2024   |
|------|----------------------------------------------------|----------------------------------------|
|    1 | No. of Households covered in SHGs (In crore)       | 10.05                                  |
|    2 | No. of SHGs formed (in lakh)                       | 90.87                                  |
|    3 | No. of Village Organizations formed                | 5,96,375                               |
|    4 | No. of Cluster level Federations formed 32,439     |                                        |
|    5 | Capitalization Support to SHGs (Rs. In Cr.) 47,685 |                                        |
|    6 | Bank Credit disbursed (Rs in Cr.)                  | 9,69,140.17                            |
|    7 | Non-Performing Assets% (NPA)                       | 1.59                                   |
|    8 | Business Correspondents/ Digi Pay Sakhis           | 1,33,000                               |

## Annexure  -  II  referred  in  reply  to  Part  (c)  of  LokSabhaUnstarred Question  No.1191  for  answer  on  03.12.2024  regarding  Progress  of DAY-NRLM

## Key Performance Indicator

Households Mobilized and CBOs promoted

SHGs having Saving Bank Accounts

Village Organizations promoted

Cluster Level Federations (CLFs) formed

Community Funds to SHGs

SHGs provided Revolving Fund (RF)

Amount of RF provided to SHGs

SHGs provided Community Investment Fund (CIF)

Amount of CIF released to SHGs

Farm Livelihoods

MahilaKisans to be covered under Agro-Ecological Practice Interventions

MahilaKisans to be covered under Livestock Interventions

MahilaKisans to be covered under sub-sector (including all sub-sectors) clusters

MahilaKisan HHs to have Agri-Nutrition Garden

Custom Hiring Centres to be established

Producers groups to be Promoted

Women producers to be covered under Producer Group

Women producers to be covered under Producer Enterprise

Non-Farm Livelihoods

Enterprises under Start-up Village Entrepreneurship Program (SVEP)

Enterprises under Micro-Enterprise Development

Enterprises under One Stop Facility

Total artisans

Vehicles under AajeevikaGrameen Express Yojana

Financial Inclusion

% of total SHGs credit linked

SHG members working as BC Agents/ Digi Pay

BC Sakhi with more than 250 transactions/month

SHG members covered under life insurance- Pradhan

MantriJeevanJyotiBimaYojana

SHG members financed for individual economic activities

Saksham Center Established

## Annexure -III referred in reply to Parts (d) & (e) of LokSabhaUnstarred  Question  No.  1191  for  answer  on  03.12.2024 regarding Progress of DAY-NRLM

0

| State                                |   Distr icts |   Bloc ks |   No. of SHGs |   No. of Household s |   No. of SHGs receivin g RF |   RF Amount (in lakh) |   No. of SHGs receivin g CIF |   CIF Amount (in lakh) |
|--------------------------------------|--------------|-----------|---------------|----------------------|-----------------------------|-----------------------|------------------------------|------------------------|
| Andaman and Nicobar Islands          |            3 |         9 |          1294 |                13194 |                         905 |                135.9  |                          174 |                  87    |
| Andhra Pradesh                       |           26 |       660 |        855600 |              9075289 |                          12 |                  1.4  |                           68 |                  53.65 |
| Arunachal Pradesh                    |           25 |       123 |         11730 |                91964 |                        9070 |               2043.95 |                         2604 |                3115.76 |
| Assam                                |           35 |       219 |        361516 |              4111020 |                      273956 |              55485    |                       165574 |               85221.1  |
| Bihar                                |           38 |       534 |       1097100 |             12713428 |                      762531 |             113611    |                       523159 |              166151    |
| Chhattisga rh                        |           33 |       146 |        276375 |              3068427 |                      215143 |              33112.3  |                        63280 |               39324.2  |
| Dadra and Nagar Haveli and Daman and |            3 |         3 |          1645 |                16674 |                         893 |                157.26 |                          126 |                 169.5  |
| Goa                                  |            2 |        12 |          3891 |                50735 |                        3456 |                828.04 |                         1112 |                 662.91 |
| Gujarat                              |           33 |       248 |        279758 |              2783006 |                      217189 |              23816    |                        60559 |               41991    |
| Haryana                              |           22 |       143 |         60301 |               629094 |                       52256 |               6619.19 |                        32601 |               16230.3  |
| Himachal Pradesh                     |           12 |        90 |         45295 |               378542 |                       34261 |               6607.81 |                        10028 |                5091.81 |
| Jammu and Kashmir                    |           20 |       285 |         91445 |               797805 |                       65314 |               9797.74 |                        53439 |               21643.8  |
| Jharkhand                            |           24 |       263 |        291601 |              3589607 |                      248634 |              37901.8  |                       178655 |               75640.2  |
| Karnataka                            |           31 |       233 |        360684 |              4207374 |                       17221 |               2394.73 |                        77137 |               74763.2  |
| Kerala                               |           14 |       152 |        271209 |              4002478 |                       31021 |               4726.65 |                           62 |                  30.2  |
| Ladakh                               |            2 |        31 |          1736 |                12180 |                        1120 |                263.65 |                          178 |                  71.2  |
| Lakshadw eep                         |            1 |        10 |           348 |                 4363 |                         163 |                 24.45 |                            0 |                   0    |
| Madhya Pradesh                       |           52 |       313 |        487291 |              5829972 |                      374998 |              55854.7  |                       155717 |              122786    |
| Maharasht                            |           34 |       351 |        640719 |              6525549 |                      505303 |              82014.9  |                       127517 |               74220.4  |
| ra Manipur                           |           16 |        55 |         11538 |               117457 |                        8734 |               2074.5  |                         2361 |                2486.17 |
| Meghalaya                            |           12 |        46 |         45312 |               444264 |                       42217 |               6426.03 |                        13705 |                9814.08 |

| Mizoram       | 11                                | 28                                | 10291                             | 85934                             | 9583                              | 1649.45           | 9748              |          11581.6 |
|---------------|-----------------------------------|-----------------------------------|-----------------------------------|-----------------------------------|-----------------------------------|-------------------|-------------------|------------------|
| Nagaland      | 11                                | 74                                | 15419                             | 135261                            | 14008                             | 2198.4            | 8695              |   5071.73        |
| Odisha        | 30                                | 314                               | 548817                            | 5757107                           | 352445                            | 54853.05          | 253178            | 140021           |
| Puducherr y   | 2                                 | 3                                 | 4744                              | 59714                             | 3695                              | 792.35            | 2664              |   1039.46        |
| Punjab        | 23                                | 153                               | 52118                             | 543246                            | 36111                             | 6305.07           | 9177              |   4127           |
| Rajasthan     | 33                                | 353                               | 321875                            | 3804161                           | 220349                            | 33076.5           | 126800            | 132396           |
| Sikkim        | 6                                 | 34                                | 5915                              | 56675                             | 5341                              | 974.31            | 4839              |   4614.79        |
| Tamil Nadu    | 37                                | 388                               | 336764                            | 4023939                           | 244700                            | 35038.99          | 230617            | 191150           |
| Telangana     | 32                                | 541                               | 442979                            | 4820573                           | 0                                 | 0                 | 106               |     53.55        |
| Tripura       | 8                                 | 58                                | 51841                             | 494675                            | 47573                             | 9061.9            | 45006             |  57339.8         |
| Uttar Pradesh | 75                                | 826                               | 841901                            | 9507884                           | 686420                            | 107732.7          | 519797            | 575035           |
| Uttarakhan d  | 13                                | 95                                | 65840                             | 497777                            | 51971                             | 7112.77           | 37083             |  24798.4         |
| West Bengal   | 23                                | 345                               | 1192980                           | 12251533                          | 824749                            | 137792.1          | 304910            | 175828           |
| Total:        | 7427138 9087872 100500901 5361342 | 7427138 9087872 100500901 5361342 | 7427138 9087872 100500901 5361342 | 7427138 9087872 100500901 5361342 | 7427138 9087872 100500901 5361342 | 840484.50 3020676 | 840484.50 3020676 |      2.06261e+06 |

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