Lok Sabha Question No. 1344 (UNSTARRED), answered on 2024-07-30
Subject: Loan and Insurance Scheme for Fishermen
Ministry: FISHERIES, ANIMAL HUSBANDRY AND DAIRYING
Asked by: Shri Bhartruhari Mahtab, Shri Manish Jaiswal, Shri Rajesh Naranbhai Chudasama, Shri Jugal Kishore, Shri Ravindra Shukla Alias Ravi Kishan, Shri Sukanta Kumar Panigrahi, Shri P C Mohan

## GOVERNMENT OF INDIA MINISTRY OF FISHERIES, ANIMAL HUSBANDRYAND DAIRYING DEPARTMENT OF FISHERIES

## LOK SABHA UNSTARRED QUESTION NO. 1344 TO BE ANSWERED ON 30 TH  JULY, 2024

## Loan and Insurance Scheme for Fishermen

## 1344. Shri Bhartruhari Mahtab:

Shri Manish Jaiswal:

Shri Chudasama Rajeshbhai Naranbhai:

Shri Jugal Kishore:

Shri Ravindra Shukla Alias Ravi Kishan:

Shri Sukanta Kumar Panigrahi:

Shri P C Mohan:

Will the Minister of FISHERIES,  ANIMAL  HUSBANDRY  AND  DAIRYING मत्स्यपालन , पशुपालन और डेयरी मंत्री be pleased to state:

- (a)  whether the Government is implementing any credit/loan scheme for fishermen and if so, the details thereof;
- (b)  whether there is any provision of insurance scheme for fishermen, if so, the details thereof; and
- (c)  the number of people benefitted through the said scheme in Kandhamal Lok Sabha Constituency of Odisha?

## ANSWER

## THE MINISTER FOR FISHERIES, ANIMAL HUSBANDRYAND DAIRYING (SHRI RAJIV RANJAN SINGH ALIAS LALAN SINGH)

(a): Yes, The Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying, with effect from financial year 2018-19 is implementing a scheme namely 'Fisheries and Aquaculture Infrastructure Development Fund (FIDF)', which provides concessional finance for  development  of  various  fisheries  infrastructure  facilities  to fisheries sector with an interest subvention up to 3% per annum with the repayment period of 12 years inclusive of moratorium of 2 years for repayment of principle amount.

Further, with an aim to facilitate easy access to institutional credit, Government of India in the year 2018-19, extended the Kisan Credit Card (KCC) facility to fishers and fish farmers to meet their working capital requirements. As of date, 4,26,666 KCCs have been sanctioned to fishers and fish farmers in all States/UTs, including 2434 KCCs in the state of Odisha.

(b) & (c): The Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying,  Government  of  India  under  Pradhan  Mantri  Matsya  Sampada  Yojana (PMMSY) provides Group accidental insurance coverage to fishers and fish farmers, wherein  the  entire  insurance  premium  amount  is  borne  by  the  Central  and  State Government,  with  no  contribution  from  the  beneficiary.  The  insurance  coverage provided under the scheme includes (i) Rs.5,00,000/- against death or permanent total disability,  (ii)  Rs.2,50,000/-  for  permanent  partial  disability  and  (iii)  hospitalization expenses in the event of an accident for a sum of Rs. 25,000/. During the last three (from 2021-22 to 2023-24) and current financial year (2024-25), 131.30 lakh of fishers, have  been  provided  the  insurance  coverage  under  the  scheme.   As  regards  the Kandhamal Lok Sabha Constituency of Odisha, 29,352 fishers and fish farmers have been insured under the said scheme for the years 2021-22 to 2024-2025.

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