Lok Sabha Question No. 457 (UNSTARRED), answered on 2024-11-27
Subject: India Post Payments Bank (IPPB)
Ministry: COMMUNICATION
Asked by: Shri Kota Srinivasa Poojary, Shri Gyaneshwar Patil, Shri Ravindra Dattaram Waikar, Smt. Delkar Kalaben Mohanbhai, Shri Bhumare Sandipanrao Asaram

## GOVERNMENT OF INDIA MINISTRY OF COMMUNICATIONS DEPARTMENT OF POSTS

## LOK SABHA UNSTARRED QUESTION NO. 457 TO BE ANSWERED ON 27 TH  NOVEMBER, 2024

## INDIA POST PAYMENTS BANK (IPPB)

457 SHRI KOTA SRINIVASA POOJARY: SHRI GYANESHWAR PATIL: SHRI RAVINDRA DATTARAM WAIKAR: SMT. DELKAR KALABEN MOHANBHAI: SHRI BHUMARE SANDIPANRAO ASARAM:

Will the Minister of COMMUNICATION be pleased to state:

(a) the number of India Post Payment Banks functioning in the country from the last five years till date;

(b) the details of the services provided by the Government through the India Post Payment Banks;

(c) the State-wise, district-wise and post office-wise details thereof including Sambhaji Nagar (Aurangabad) district in Maharashtra;

(d) the  effective  steps  being  taken  by  the  Government  to  increase  the  service  of  India  Post Payment Banks in the country;

(e) the provisions made by the Government to expand the Government schemes through these banks  in  the  country  including  Madhya  Pradesh,  Dadra  and  Nagar  Haveli,  Karnataka  and Maharashtra; and

(f) the  details  thereof  and  the  number  of  people  benefitted  through  the  scheme  in  Madhya Pradesh, Dadra and Nagar Haveli, Karnataka and Maharashtra in this regard?

## ANSWER

## MINISTER OF STATE FOR COMMUNICATIONS AND RURAL DEVELOPMENT (DR. PEMMASANI CHANDRA SEKHAR)

(a) There  is  only  one  payments  bank,  i.e.,  India  Post  Payments  Bank  (IPPB),  set  up  under Department of Posts. The bank has 650 branches and over 1.63 lakh access points through the post office network.

(b)   IPPB is offering a range of services and products such as savings and current accounts, Virtual Debit Card, Domestic Money Transfer services, bill and utility payments, insurance services for IPPB customers, Post Office Savings Account (POSA) linkage with IPPB accounts, online payment for Post  Office  Savings  schemes,  Digital  Life  Certificate  (DLC),  Aadhaar  Enabled  Payment  System (AePS), mobile number update in Aadhaar for any citizen and Child Enrolment services for any child of 0-5 years old.

- (c) IPPB has opened 6,80,794 accounts in Sambhaji Nagar (Aurangabad) district in Maharashtra. Further, State wise details of accounts opened by IPPB as on 31.10.2024 is attached at Annexure-I.
- (d) IPPB's branded signage has been installed across all Post offices to inform the public about the  availability  of  IPPB  services.  Department  of  Posts  and  IPPB  regularly  conduct  camps  for popularising IPPB products and services, particularly in rural areas. Various awareness and media campaigns are run through visual and print media, radio jingles and social media.
- (e) Expansion in access to Government schemes like payments to Direct Benefits Transfer (DBT) beneficiaries, issue of Digital Life Certificates and mobile number update in Aadhaar is enabled at the doorstep through IPPB's handheld mobile devices.
- (f) The number of customers benefitted with the services offered by IPPB in Madhya Pradesh, Dadra and Nagar Haveli, Karnataka and Maharashtra as on 31.10.2024 are as under:

| State               |   Number of Accounts (in Lakh) |   DBT Beneficiaries (in Lakh) |   Aadhaar Updation Services (in Lakh) |
|---------------------|--------------------------------|-------------------------------|---------------------------------------|
| Madhya Pradesh      |                          69.66 |                         32.23 |                                 41.51 |
| Dadar &Nagar Haveli |                           0    |                          0.08 |                                  0.04 |
| Karnataka           |                          59.04 |                         16.04 |                                 38.64 |
| Maharashtra         |                         163.13 |                         79.5  |                                 62.18 |

## Annexure -I

## ANNEXURE  REFERRED  IN  REPLY  TO  PART  (c)  OF  LOK  SABHA  UNSTARRED QUESTION  No.  457  ON  INDIA  POST  PAYMENT  BANKS  TO  BE  ANSWERED  ON 27.11.2024

|   S.No. | State Name                  | Total Accounts   |
|---------|-----------------------------|------------------|
|       1 | ANDAMAN AND NICOBAR ISLANDS | 5,126            |
|       2 | ANDHRA PRADESH              | 55,02,874        |
|       3 | ARUNACHAL PRADESH           | 75,237           |
|       4 | ASSAM                       | 36,72,368        |
|       5 | BIHAR                       | 1,33,87,524      |
|       6 | CHANDIGARH                  | 40,650           |
|       7 | CHHATTISGARH                | 19,70,960        |
|       8 | DADRA AND NAGAR HAVELI      | 0                |
|       9 | DELHI                       | 5,42,349         |
|      10 | GOA                         | 57,075           |
|      11 | GUJARAT                     | 34,81,188        |
|      12 | HARYANA                     | 10,40,702        |
|      13 | HIMACHAL PRADESH            | 7,38,808         |
|      14 | JAMMU AND KASHMIR           | 1,88,486         |
|      15 | JHARKHAND                   | 21,76,899        |
|      16 | KARNATAKA                   | 59,04,193        |
|      17 | KERALA                      | 16,64,703        |
|      18 | LADAKH                      | 6,317            |
|      19 | LAKSHADWEEP                 | 838              |
|      20 | MADHYA PRADESH              | 69,65,781        |
|      21 | MAHARASHTRA                 | 1,63,13,386      |
|      22 | MANIPUR                     | 3,19,369         |
|      23 | MEGHALAYA                   | 2,29,902         |
|      24 | MIZORAM                     | 1,11,904         |
|      25 | NAGALAND                    | 1,55,652         |
|      26 | ODISHA                      | 34,30,886        |
|      27 | PUDUCHERRY                  | 13,383           |
|      28 | PUNJAB                      | 8,72,200         |
|      29 | RAJASTHAN                   | 39,44,226        |
|      30 | SIKKIM                      | 13,015           |
|      31 | TAMIL NADU                  | 75,38,263        |
|      32 | TELANGANA                   | 44,62,778        |
|      33 | TRIPURA                     | 89,282           |
|      34 | UTTAR PRADESH               | 1,70,57,928      |
|      35 | UTTARAKHAND                 | 5,26,753         |
|      36 | WEST BENGAL                 | 29,74,009        |

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