Lok Sabha Question No. 2847 (UNSTARRED), answered on 2024-12-12
Subject: Beneficiaries under PM-SVANidhi
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Kaushalendra Kumar

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 2847 TO BE ANSWERED ON DECEMBER 12, 2024

## BENEFICIARIES UNDER PM-SVANIDHI

NO. 2847.  SHRI KAUSHALENDRA KUMAR:

Will the Minister of Housing and Urban Affairs be pleased to state:

- (a)  the  number  of  beneficiaries  received  aids  and  the  amount  of  funds disbursed by the Union Government under Prime Minister Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) scheme in Bihar till date;
- (b) the number of beneficiaries registered under the said scheme, State-wise including Bihar; and
- (c) the main features of the said scheme?

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## ANSWER THE MINISTER OF STATE IN THE (SHRI TOKHAN SAHU)

- (a)  PM  SVANidhi  is  a  Central  Sector  Scheme.  Loan  amount  is  disbursed  by various lending institutions directly into the accounts of the beneficiaries. No funds are released to the States/Union Territories under the Scheme. The total number of beneficiaries under PM SVANidhi scheme in State of Bihar is more than 1.27 lakh and total amount of loan disbursed is ₹201.71 crore;

- (b) The State-wise details of total number of beneficiaries across the country including  for  the  State  of  Bihar  under  PM  SVANidhi  Scheme  are  at Annexure.
- (c) Ministry of Housing and Urban Affairs (MoHUA) launched the PM SVANidhi scheme on 1st June, 2020 with the aim to facilitate collateral free working capital  loan  to  street  vendors  to  restart  their  businesses,  which  were adversely impacted during the Covid-19 pandemic. The Scheme has the following objectives:
- I. Facilitate collateral free working capital loan upto ₹10,000 of 12 months tenure. Considering requirement for enhanced loan, 2nd loan upto ₹ 20,000 for a tenure of 18 months was introduced w.e..f. 09.04.2021. Further, from 27.04.2022 3rd loan of upto ₹ 50,000 with 36 months tenure was introduced in addition to 1st & 2nd loans of ₹ 10,000 and ₹ 20,000 respectively.
- II. Incentivize regular repayment, through interest subsidy @ 7% per annum; and
- III. Reward digital transactions, by way of annual cash back up to ₹1,200.

*****

ANNEXURE  REFERRED  TO  IN  REPLY  TO  POINT  (B)  OF  LOK  SABHA UNSTARRED QUESTION NO. 2847 TO BE ANSWERED ON DECEMBER 12, 2024

## STATEMENT  SHOWING  STATE/UT-  WISE  DETAILS  OF  BENEFICIRIES INCLUDING BIHAR UNDER PM SVANIDHI SCHEME

(As on 02 nd  Dec'24)

|   S. No. | State Name                             | No. of Beneficiaries   | Total Loan Amount Disbursed (₹ in Cr)   |
|----------|----------------------------------------|------------------------|-----------------------------------------|
|        1 | ANDAMAN AND NICOBAR ISLANDS            | 547 1.7                |                                         |
|        2 | ANDHRA PRADESH                         | 3,48,156               | 769.0                                   |
|        3 | ARUNACHAL PRADESH                      | 4,676                  | 12.2                                    |
|        4 | ASSAM                                  | 1,19,849               | 256.2                                   |
|        5 | BIHAR                                  | 1,27,247               | 201.7                                   |
|        6 | CHANDIGARH                             | 5,010                  | 13.9                                    |
|        7 | CHHATTISGARH                           | 88,382                 | 184.3                                   |
|        8 | DAMAN AND DIU & DADRA AND NAGAR HAVELI | 2,198                  | 4.7                                     |
|        9 | DELHI                                  | 1,89,831               | 283.2                                   |
|       10 | GOA                                    | 1,564                  | 4.8                                     |
|       11 | GUJARAT                                | 4,74,097               | 990.5                                   |
|       12 | HARYANA                                | 1,64,409               | 246.6                                   |
|       13 | HIMACHAL PRADESH                       | 5,433                  | 18.5                                    |
|       14 | JAMMU AND KASHMIR                      | 17,058                 | 45.9                                    |
|       15 | JHARKHAND                              | 84,820                 | 137.8                                   |

| 16    | KARNATAKA      | 3,90,815   | 802.0    |
|-------|----------------|------------|----------|
| 17    | KERALA         | 1,17,856   | 184.6    |
| 18    | LADAKH         | 462        | 1.4      |
| 19    | MADHYA PRADESH | 8,77,850   | 2,001.5  |
| 20    | MAHARASHTRA    | 8,42,306   | 1,355.1  |
| 21    | MANIPUR        | 9,823      | 19.6     |
| 22    | MEGHALAYA      | 3,816      | 6.8      |
| 23    | MIZORAM        | 2,572      | 4.5      |
| 24    | NAGALAND       | 3,397      | 6.4      |
| 25    | ODISHA         | 63,077     | 148.5    |
| 26    | PUDUCHERRY     | 3,513      | 7.6      |
| 27    | PUNJAB         | 1,64,053   | 261.1    |
| 28    | RAJASTHAN      | 1,82,686   | 295.7    |
| 29    | SIKKIM         | 1,166      | 1.5      |
| 30    | TAMIL NADU     | 3,97,239   | 784.8    |
| 31    | TELANGANA      | 4,25,007   | 1,201.2  |
| 32    | TRIPURA        | 5,494      | 11.6     |
| 33    | UTTAR PRADESH  | 13,79,826  | 2,748.7  |
| 34    | UTTARAKHAND    | 27,724     | 62.0     |
| 35    | WEST BENGAL    | 2,03,121   | 255.9    |
| Total | Total          | 67,35,080  | 13,331.4 |

Data Source: PM SVANidhi Portal