Lok Sabha Question No. 94 (UNSTARRED), answered on 2024-11-25
Subject: Enrollment under Atal Pension Yojana
Ministry: FINANCE
Asked by: Shri Daggumalla Prasada Rao, Shri Bastipati Nagaraju

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES *****

## LOK SABHA UNSTARRED QUESTION NO. 94

ANSWERED ON MONDAY, NOVEMBER 25, 2024/ 4 AGRAHAYANA, 1946 (SAKA)

## ENROLLMENT UNDER ATAL PENSION YOJANA

## 94. Shri Bastipati Nagaraju Shri Daggumalla Prasada Rao

Will the Minister of Finance be pleased to state:

- (a) whether the Government has received any cases regarding income taxpayers availing the facility of Atal Pension Yojana, if so, the details thereof and the measures taken by the Government to address the same;
- (b) the details regarding the States/UTs enrolled under the Atal Pension Yojana for the FY 2023-2024 and FY 2024-2025, especially in the State of Andhra Pradesh;
- (c) whether  the  Government  is  considering  doubling  the  minimum  guaranteed  amount  of  the  Atal Pension Yojana and if so, the details thereof; and
- (d) whether any measures have been taken or likely to be taken by the Government to oversee the functioning of the scheme and if so, the details thereof?

## ANSWER

## MINISTER OF STATE FOR FINANCE (SHRI PANKAJ CHAUDHARY)

- (a) Atal Pension Yojana (APY) was launched on 09.05.2015, with the objective of creating a universal social  security  system  for  all  Indians,  especially  the  poor,  the  under-privileged  and  the  workers  in  the unorganised sector. For better targeting of the scheme, from 01.10.2022 an income tax payer is not eligible to join APY.
- (b) The State/UT-wise details of enrolments under APY for FY 2023-24 and FY 2024-25, including Andhra Pradesh, is placed at Annexure A.
- (c) APY scheme offers flexible minimum guaranteed pension of Rs. 1000, Rs. 2000, Rs. 3000, Rs.4000 or Rs. 5000 per month. Accordingly, per month subscription amount presently varies from Rs. 42 to Rs. 1454 based on age of joining and pension amount chosen.  Any increase in pension amount is likely to increase the  subscription  amount  substantially  and  put  further  burden  on  the  subscriber.  Presently,  it  has  been decided to continue the scheme with same terms and conditions and not to further increase the pension and consequential subscription amount.
- (d) The following steps are being undertaken by PFRDA and the Government to oversee the functioning of the scheme:
- i. Regular monitoring of Banks and State Level Bankers' Committee (SLBCs) is undertaken in respect of enrolments.
- ii. The performance of APY is monitored through regular review meetings with Banks at senior level.
- iii. Periodic advertisements are published in print, electronic, and social media for awareness creation.
- iv. Physical APY outreach program and townhall meetings are organised at various locations pan India.

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## Lok Sabha Unstarred Question No. 94 regarding 'Enrolment under Atal Pension Yojana' to be answered on 25.11.2024

## State-wise and Year-wise gross enrolments under APY

| S. No   | State/UT                                 | FY 2023-24   | FY 2024-25 (till 31.10. 2024)   |
|---------|------------------------------------------|--------------|---------------------------------|
| 1       | Andaman &Nicobar Islands                 | 4,708        | 1,292                           |
| 2       | Andhra Pradesh                           | 5,63,430     | 3,23,765                        |
| 3       | Arunachal Pradesh                        | 19,975       | 3,224                           |
| 4       | Assam                                    | 3,40,923     | 1,39,423                        |
| 5       | Bihar                                    | 11,62,827    | 5,47,646                        |
| 6       | Chandigarh                               | 21,650       | 6,200                           |
| 7       | Chhattisgarh                             | 2,72,699     | 1,56,018                        |
| 8       | Dadra and Nagar Haveli and Daman and Diu | 24,112       | 8,229                           |
| 9       | Delhi                                    | 1,69,868     | 60,157                          |
| 10      | Goa                                      | 25,115       | 7,711                           |
| 11      | Gujarat                                  | 3,92,456     | 2,10,286                        |
| 12      | Haryana                                  | 2,62,303     | 1,21,897                        |
| 13      | Himachal Pradesh                         | 82,979       | 42,976                          |
| 14      | Jammu& Kashmir                           | 38,885       | 16,925                          |
| 15      | Jharkhand                                | 4,07,257     | 2,35,993                        |
| 16      | Karnataka                                | 5,25,912     | 4,08,785                        |
| 17      | Kerala                                   | 1,89,356     | 1,61,241                        |
| 18      | Ladakh                                   | 769          | 280                             |
| 19      | Lakshadweep                              | 511          | 285                             |
| 20      | Madhya Pradesh                           | 8,05,804     | 3,80,042                        |
| 21      | Maharashtra                              | 10,52,392    | 5,09,618                        |
| 22      | Manipur                                  | 20,545       | 7,429                           |
| 23      | Meghalaya                                | 20,912       | 6,621                           |
| 24      | Mizoram                                  | 8,432        | 1,675                           |
| 25      | Nagaland                                 | 28,513       | 5,570                           |
| 26      | Odisha                                   | 4,52,948     | 2,42,424                        |
| 27      | Puducherry                               | 11,790       | 6,469                           |
| 28      | Punjab                                   | 3,36,653     | 1,73,425                        |
| 29      | Rajasthan                                | 6,79,175     | 3,49,625                        |
| 30      | Sikkim                                   | 55,266       | 16,897                          |
| 31      | Tamil Nadu                               | 7,15,766     | 3,73,230                        |
| 32      | Telangana                                | 3,50,615     | 1,80,883                        |
| 33      | Tripura                                  | 51,519       | 25,457                          |
| 34      | Uttar Pradesh                            | 21,23,924    | 10,53,235                       |
| 35      | Uttarakhand                              | 1,30,340     | 62,615                          |
| 36      | West Bengal                              | 9,42,444     | 4,82,921                        |
| 37      | NRI / Others                             | 717          | 1,539                           |
| Total   | Total                                    | 1,22,93,490  | 63,32,008                       |

Source: PFRDA