Lok Sabha Question No. 1768 (UNSTARRED), answered on 2024-08-01
Subject: Assistance under PMEGP
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Dilip Saikia

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 1768

TO BE ANSWERED ON 01.08.2024

## ASSISTANCE UNDER PMEGP

1768.           SHRI DILIP SAIKIA:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the salient features of Prime Minister Employment Generation Programme (PMEGP);
- (b) the  details  of  the  funds  sanctioned,  allocated  and  utilized  under  this  programme during the  last three years and the current year in the country, State/UT-wise including Assam;
- (c) the  number  of  micro  enterprises  assisted  with  the  funds  sanctioned  in  Assam  under  the  said programme during the said period , district-wise;
- (d) the number of employment generated under the said programme in Assam during the said period; and
- (e) the details of the measures being taken by the Government to increase employment opportunities, especially for women in rural areas of Assam and North-Eastern States under the said programme?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

- (a): Ministry  of  Micro,  Small  and  Medium  Enterprises,  through  Khadi  and  Village  Industries Commission (KVIC), is implementing Prime Minister's Employment Generation Programme (PMEGP) for  assisting  entrepreneurs  in  setting  up  of  new  enterprises  in  the  non-farm  sector.  It  aims  to  provide employment opportunities to traditional artisans/ rural and urban unemployed youth at their doorstep.

Under, PMEGP General Category beneficiaries are assisted with Margin Money (MM) subsidy of 25% of the project cost in rural areas and 15% in urban areas.  For beneficiaries belonging to Special Categories  such  as  Scheduled  Castes,  Scheduled  Tribes,  OBCs,  Minorities , Women,  Ex-servicemen, Physically Handicapped, Transgenders, beneficiaries belonging to Northeastern Region, Hill and Border areas,  and  Aspirational  Districts,  the  Margin  Money  subsidy  is  35%  in  rural  areas  and  25%  in  urban areas. The maximum cost of project is Rs. 50 lakhs in the manufacturing sector and Rs. 20 lakhs in the service sector.

Own contribution of beneficiaries under Special Category is 05% and 10% for General Category beneficiaries.

Since 2018-19, existing PMEGP/Rural Employment Generation Programme/MUDRA enterprises are also supported based on past good performances with 2nd loan for upgradation and expansion. Under 2nd  Loan,  maximum  project  cost  admissible  for  Margin  Money  (MM)  subsidy  under  Manufacturing sector is Rs. 1.00 crore and under Service sector is Rs. 25 Lakhs. Eligible subsidy on 2 nd loan  for  all categories is 15% of project cost (20% for NER & Hill States).

- (b): Details of State-wise Margin Money subsidy disbursed under PMEGP scheme during the last 3 years are given at Annexure-I.
- (c) and (d): Performance  of  PMEGP  in  Assam  during  the  last  3  years  and  current  year  in  terms  of number  of  Units  assisted,  Margin  Money  subsidy  disbursed  and  estimated  employment  generated  are given at Annexure-II.
- (e): Steps  taken  by  the  Government  all  over  the  country  including  rural  areas  of  Assam  and  other North-Eastern states to include more beneficiaries and for creation of employment under PMEGP:
- i. Maximum project cost admissible has been enhanced from Rs. 25 Lakhs to Rs. 50 Lakhs for Manufacturing sector and from Rs. 10 Lakhs to Rs. 20 Lakhs for Service sector.
- ii. Higher subsidy of 35% in rural area and 25% in urban area are provided to women and NorthEastern States under PMEGP scheme.
- iii. Industries related to Animal  Husbandry like dairy, poultry, aquaculture, insects (bees, sericulture, etc.) have been allowed under the scheme.
- iv. As a special case piggery, which is a major source of livelihood in NER is allowed in NER states only.
- v. Higher Margin Money subsidy of 20% of the project cost under 2 nd loan component of PMEGP for NER states.
- vi. COVID  years  i.e., FY2020-21  and  FY2021-22  have  been  exempted  while  considering profitability of existing PMEGP/ REGP/ MUDRA units applying for 2 nd Loan under PMEGP.
- vii. No mandatory EDP for project cost up to Rs. 2 lakh and shorter period of training (up to 5 days) for projects up to Rs. 5 lakh.
- viii. Awareness  camps,  workshops  and  exhibitions  at  all  levels  are  being  organized  for  creating awareness about the scheme among the prospective entrepreneurs.
- ix. Publicity of PMEGP scheme through print and electronic media.

Performance of PMEGP Units owned by women entrepreneurs in rural areas of Northeastern States during the last 3 years in terms of number of Units assisted and estimated employment generated is as follows:

|         |                   | 2021-22        | 2021-22                        | 2022-23        | 2022-23                        | 2023-24        | 2023-24                        |
|---------|-------------------|----------------|--------------------------------|----------------|--------------------------------|----------------|--------------------------------|
| Sr. No. | State             | Units Assisted | Estimated Employment Generated | Units Assisted | Estimated Employment Generated | Units Assisted | Estimated Employment Generated |
| 1       | Arunachal Pradesh | 79             | 632                            | 65             | 520                            | 75             | 600                            |
| 2       | Assam             | 1,033          | 8,264                          | 743            | 5,944                          | 602            | 4,816                          |
| 3       | Manipur           | 474            | 3,792                          | 204            | 1,632                          | 128            | 1,024                          |
| 4       | Meghalaya         | 272            | 2,176                          | 116            | 928                            | 88             | 704                            |
| 5       | Mizoram           | 274            | 2,192                          | 144            | 1,152                          | 131            | 1,048                          |
| 6       | Nagaland          | 455            | 3,640                          | 173            | 1,384                          | 189            | 1,512                          |
| 7       | Sikkim            | 30             | 240                            | 22             | 176                            | 45             | 360                            |
| 8       | Tripura           | 213            | 1,704                          | 130            | 1,040                          | 116            | 928                            |

Annexure-I :  Referred  to  in  Reply  to  part  (b)  of  the  Lok  Sabha  Unstarred  Question  Number  1768  for answer on 01.08.2024.

## State-wise  funds  in  terms  of  Margin  Money  subsidy  utilized/  disbursed  under  PMEGP  scheme during the last 3 years and current year

| Sr.   |                   | 2021-22    | 2022-23    | 2023-2024   | 2024-25   |
|-------|-------------------|------------|------------|-------------|-----------|
| 1     | Andaman Nicobar   | 238.69     | 202.92     | 134.35      | -         |
| 2     | Andhra Pradesh    | 10,088.80  | 12,929.93  | 17,199.84   | 3926.52   |
| 3     | Arunachal Pradesh | 788.88     | 701.26     | 1,764.81    | 93.86     |
| 4     | Assam             | 6,659.71   | 5,954.20   | 6,406.26    | 521.75    |
| 5     | Bihar             | 8,169.92   | 12,123.20  | 19,175.74   | 1871.31   |
| 6     | Chandigarh-UT     | 62.08      | 44.53      | 22.19       | -         |
| 7     | Chhattisgarh      | 6,941.44   | 7,492.77   | 7,625.32    | 96.75     |
| 8     | Delhi             | 315.23     | 471.11     | 334.32      | -         |
| 9     | Goa               | 298.22     | 291.08     | 322.7       | 13.47     |
| 10    | Gujarat*          | 28,704.84  | 24,182.62  | 32,124.58   | 1956.17   |
| 11    | Haryana           | 6,093.33   | 6,319.98   | 7,325.23    | 418.48    |
| 12    | Himachal Pradesh  | 3,550.95   | 3,149.58   | 3,647.92    | 139.75    |
| 13    | Jammu Kashmir     | 46,713.54  | 23,993.89  | 28,249.88   | 7117.02   |
| 15    | Jharkhand         | 4,188.27   | 4,837.65   | 5,123.28    | 114.27    |
| 15    | Karnataka         | 15,843.36  | 16,154.42  | 15,862.49   | 807.44    |
| 16    | Kerala            | 6,859.29   | 7,329.23   | 7,881.81    | 31.5      |
| 17    | Ladakh-UT         | 1,182.31   | 376.09     | 584.66      | -         |
| 18    | Lakshadweep       | 17.50      | 2.49       | 0           | -         |
| 19    | Madhya Pradesh    | 20,961.46  | 18,129.70  | 18,521.49   | 53.9      |
| 20    | Maharashtra**     | 13,018.54  | 13,203.32  | 12,204.7    | 744.11    |
| 21    | Manipur           | 3,337.25   | 1,462.51   | 810.73      | 56.51     |
| 22    | Meghalaya         | 974.17     | 665.74     | 725.03      | 0.86      |
| 23    | Mizoram           | 1,461.76   | 1,353.86   | 1,755.33    | 18.05     |
| 24    | Nagaland          | 2,494.89   | 1,535.13   | 2,917.65    | 219.04    |
| 25    | Odisha            | 11,335.95  | 10,731.75  | 9,354.84    | 258.59    |
| 26    | Puducherry        | 144.30     | 65.56      | 97.44       | -         |
| 27    | Punjab            | 6,017.86   | 7,250.62   | 9,087.81    | 901.72    |
| 28    | Rajasthan         | 9,025.60   | 11,418.57  | 12,406.43   | 601.31    |
| 29    | Sikkim            | 214.27     | 131.46     | 449.19      | 1.05      |
| 30    | Tamil Nadu        | 16,445.76  | 17,891.66  | 19,871.81   | 1440.73   |
| 31    | Telangana         | 9,846.14   | 10,225.11  | 10,811.78   | 1091.49   |
| 32    | Tripura           | 2,083.70   | 1,689.01   | 1,444.21    | 14        |
| 33    | Uttar Pradesh     | 41,165.07  | 37,865.82  | 43,528.99   | 7148.02   |
| 34    | Uttarakhand       | 3,983.20   | 4,631.73   | 4,191.69    | 219.29    |
| 35    | West Bengal       | 8,539.63   | 7,408.96   | 7,423.17    | 48.72     |
|       | Grand Total       |            | 272,217.46 | 309,387.67  | 29,925.68 |
|       |                   | 297,765.91 |            |             |           |

## Annexure-II

Annexure-II : Referred to in Reply to part (c) and (d) of the Lok Sabha Unstarred Question Number 1768 for answer on 01.08.2024.

Performance of PMEGP in Assam during the last 3 years and current year in terms of number of Units assisted, Margin Money subsidy disbursed and estimated employment generated.

## i. PMEGP Performance in Assam during last 3 years and current year

|   S. No. | Financial Year             | Units Assisted   | Estimated Employment Generated   |   MM (In Cr) |
|----------|----------------------------|------------------|----------------------------------|--------------|
|        1 | 2021-22                    | 3,855            | 30,840                           |        66.58 |
|        2 | 2022-23                    | 2,596            | 20,768                           |        59.54 |
|        3 | 2023-24                    | 2,417            | 19,336                           |        64.06 |
|        4 | 2024-25 (as on 15.07.2024) | 140              | 1,120                            |         5.21 |

## ii. District-wise PMEGP performance in Assam during FY2024-25 (up to 15.07.2024)

| S. No.   | District                  |   Units Assisted | Estimated Employment Generated   |   MM (in Lakhs) |
|----------|---------------------------|------------------|----------------------------------|-----------------|
| 1        | Barpeta                   |               14 | 112                              |           46.39 |
| 2        | Sonitpur                  |               12 | 96                               |           42.57 |
| 3        | Cachar                    |               12 | 96                               |           55.62 |
| 4        | Lakhimpur                 |                9 | 72                               |           24.42 |
| 5        | Tinsukia                  |                7 | 56                               |           19.53 |
| 6        | Kamrup Metropolitan       |                7 | 56                               |           23.99 |
| 7        | Kamrup                    |                7 | 56                               |           20.85 |
| 8        | Dhubri                    |                7 | 56                               |           30.05 |
| 9        | Dibrugarh                 |                6 | 48                               |           20.7  |
| 10       | Sivsagar                  |                6 | 48                               |           15.45 |
| 11       | Nagaon                    |                5 | 40                               |           33.25 |
| 12       | Bongaigaon                |                5 | 40                               |           17.5  |
| 13       | Jorhat                    |                5 | 40                               |           15.98 |
| 14       | Karimganj                 |                5 | 40                               |           32.24 |
| 15       | Hailakandi                |                4 | 32                               |           33.63 |
| 16       | Darrang                   |                4 | 32                               |           15.67 |
| 17       | Baksa                     |                3 | 24                               |           11.53 |
| 18       | Nalbari                   |                3 | 24                               |           12.95 |
| 19       | Chirang                   |                3 | 24                               |            6.62 |
| 20       | Goalpara                  |                3 | 24                               |            4.05 |
| 21       | Golaghat                  |                2 | 16                               |            6.84 |
| 22       | Bajali                    |                2 | 16                               |            5.95 |
| 23       | KarbiAnglong              |                2 | 16                               |            9.5  |
| 24       | Udalguri                  |                2 | 16                               |            4.55 |
| 25       | Kokrajhar                 |                1 | 8                                |            1.75 |
| 26       | Dhemaji                   |                1 | 8                                |            3.5  |
| 27       | Dima Hasao                |                1 | 8                                |            0.75 |
| 28       | Majuli                    |                1 | 8                                |            3.5  |
| 29       | Charaideo                 |                1 | 8                                |            2.45 |
| 30       | Hojai                     |                0 | 0                                |            0    |
| 31       | Marigaon                  |                0 | 0                                |            0    |
| 32       | Biswanath                 |                0 | 0                                |            0    |
| 33       | South Salmara - Mankachar |                0 | 0                                |            0    |
| 34       | West KarbiAnglong         |                0 | 0                                |            0    |
| 35       | North Cachar Hills        |                0 | 0                                |            0    |
| Total    | Total                     |              140 | 1,120                            |          521.78 |

## iii. District-wise PMEGP performance in Assam during FY 2023-24

| S. No.   | District                  | Units Assisted   | Estimated Employment Generated   | MM (in Lakhs)   |
|----------|---------------------------|------------------|----------------------------------|-----------------|
| 1        | Barpeta                   | 205              | 1,640                            | 513.57          |
| 2        | Tinsukia                  | 158              | 1,264                            | 420.52          |
| 3        | Kamrup Metropolitan       | 146              | 1,168                            | 429.46          |
| 4        | Hailakandi                | 145              | 1,160                            | 289.8           |
| 5        | Kamrup                    | 143              | 1,144                            | 343.74          |
| 6        | Dibrugarh                 | 136              | 1,088                            | 481.28          |
| 7        | Nagaon                    | 136              | 1,088                            | 506.47          |
| 8        | Sonitpur                  | 113              | 904                              | 377.06          |
| 9        | Cachar                    | 106              | 848                              | 327.86          |
| 10       | Dhubri                    | 94               | 752                              | 179.85          |
| 11       | Lakhimpur                 | 90               | 720                              | 254.99          |
| 12       | Sivsagar                  | 84               | 672                              | 309.18          |
| 13       | Kokrajhar                 | 77               | 616                              | 123.67          |
| 14       | Dhemaji                   | 73               | 584                              | 180.93          |
| 15       | Baksa                     | 67               | 536                              | 153.88          |
| 16       | Darrang                   | 60               | 480                              | 102.48          |
| 17       | Bongaigaon                | 54               | 432                              | 130.44          |
| 18       | Nalbari                   | 53               | 424                              | 115.45          |
| 19       | Golaghat                  | 51               | 408                              | 133.35          |
| 20       | Jorhat                    | 50               | 400                              | 159.92          |
| 21       | Bajali                    | 49               | 392                              | 114.76          |
| 22       | Hojai                     | 46               | 368                              | 127.81          |
| 23       | Karimganj                 | 44               | 352                              | 108.97          |
| 24       | KarbiAnglong              | 43               | 344                              | 66.99           |
| 25       | Marigaon                  | 32               | 256                              | 72.56           |
| 26       | Chirang                   | 31               | 248                              | 54.05           |
| 27       | Goalpara                  | 30               | 240                              | 69.8            |
| 28       | Dima Hasao                | 28               | 224                              | 54.01           |
| 29       | Udalguri                  | 19               | 152                              | 35.07           |
| 30       | Biswanath                 | 17               | 136                              | 76.43           |
| 31       | Majuli                    | 15               | 120                              | 40.72           |
| 32       | South Salmara - Mankachar | 14               | 112                              | 30.45           |
| 33       | Charaideo                 | 5                | 40                               | 17.01           |
| 34       | West KarbiAnglong         | 2                | 16                               | 2.45            |
| 35       | North Cachar Hills        | 1                | 8                                | 1.25            |
| Total    | Total                     | 2,417            | 19,336                           | 6,406.26        |

## iv. District-wise PMEGP performance in Assam during FY 2022-23

| S. No.   | District                  | Units Assisted   | Estimated Employment Generated   | MM (in Lakhs)   |
|----------|---------------------------|------------------|----------------------------------|-----------------|
| 1        | Barpeta                   | 319              | 2,552                            | 560.64          |
| 2        | Kamrup                    | 217              | 1,736                            | 477.77          |
| 3        | Dibrugarh                 | 145              | 1,160                            | 413.19          |
| 4        | Tinsukia                  | 144              | 1,152                            | 286.01          |
| 5        | Nagaon                    | 131              | 1,048                            | 447.46          |
| 6        | Kamrup Metropolitan       | 122              | 976                              | 320.97          |
| 7        | Sivsagar                  | 115              | 920                              | 378.54          |
| 8        | Dhubri                    | 112              | 896                              | 169.49          |
| 9        | Cachar                    | 102              | 816                              | 323.39          |
| 10       | Dhemaji                   | 96               | 768                              | 259.90          |
| 11       | Sonitpur                  | 93               | 744                              | 283.00          |
| 12       | Hailakandi                | 89               | 712                              | 166.85          |
| 13       | Kokrajhar                 | 89               | 712                              | 115.16          |
| 14       | Lakhimpur                 | 82               | 656                              | 190.97          |
| 15       | Hojai                     | 73               | 584                              | 220.76          |
| 16       | Nalbari                   | 62               | 496                              | 137.18          |
| 17       | Jorhat                    | 54               | 432                              | 116.26          |
| 18       | Darrang                   | 52               | 416                              | 105.48          |
| 19       | Karimganj                 | 52               | 416                              | 118.20          |
| 20       | KarbiAnglong              | 47               | 376                              | 52.49           |
| 21       | Bongaigaon                | 43               | 344                              | 70.39           |
| 22       | Udalguri                  | 42               | 336                              | 58.37           |
| 23       | Marigaon                  | 39               | 312                              | 91.32           |
| 24       | Biswanath                 | 36               | 288                              | 118.95          |
| 25       | Chirang                   | 36               | 288                              | 51.69           |
| 26       | Dima Hasao                | 36               | 288                              | 56.46           |
| 27       | Baksa                     | 34               | 272                              | 64.89           |
| 28       | Golaghat                  | 34               | 272                              | 101.42          |
| 29       | South Salmara - Mankachar | 29               | 232                              | 53.82           |
| 30       | Majuli                    | 27               | 216                              | 51.22           |
| 31       | Goalpara                  | 26               | 208                              | 58.92           |
| 32       | Charaideo                 | 10               | 80                               | 22.36           |
| 33       | Bajali                    | 6                | 48                               | 5.45            |
| 34       | West KarbiAnglong         | 2                | 16                               | 5.25            |
| 35       | North Chahar Hills        | -                | -                                | 0.00            |
| Total    | Total                     | 2,596            | 20,768                           | 5,954.22        |

## v. District-wise PMEGP performance in Assam during FY 2021-22

| S. No.   | District                  | Units Assisted   | Estimated Employment Generated   | MM (in Lakhs)   |
|----------|---------------------------|------------------|----------------------------------|-----------------|
| 1        | Barpeta                   | 409              | 3272                             | 598.84          |
| 2        | Dhubri                    | 274              | 2192                             | 300.04          |
| 3        | Tinsukia                  | 214              | 1712                             | 371.99          |
| 4        | Cachar                    | 176              | 1408                             | 381.24          |
| 5        | Dibrugarh                 | 161              | 1288                             | 335.05          |
| 6        | Nagaon                    | 161              | 1288                             | 350.81          |
| 7        | Hailakandi                | 159              | 1272                             | 250.07          |
| 8        | Sivsagar                  | 158              | 1264                             | 418.63          |
| 9        | Kamrup Metropolitan       | 150              | 1200                             | 276.70          |
| 10       | Dhemaji                   | 146              | 1168                             | 287.72          |
| 11       | Kamrup                    | 137              | 1096                             | 257.60          |
| 12       | Kokrajhar                 | 137              | 1096                             | 174.84          |
| 13       | Karimganj                 | 132              | 1056                             | 247.08          |
| 14       | Nalbari                   | 129              | 1032                             | 205.38          |
| 15       | Lakhimpur                 | 114              | 912                              | 243.19          |
| 16       | Golaghat                  | 113              | 904                              | 213.58          |
| 17       | Baksa                     | 109              | 872                              | 153.02          |
| 18       | Darrang                   | 107              | 856                              | 181.30          |
| 19       | Udalguri                  | 104              | 832                              | 124.08          |
| 20       | Sonitpur                  | 95               | 760                              | 185.17          |
| 21       | Jorhat                    | 90               | 720                              | 162.20          |
| 22       | KarbiAnglong              | 82               | 656                              | 94.38           |
| 23       | Bongaigaon                | 79               | 632                              | 126.03          |
| 24       | Hojai                     | 76               | 608                              | 175.41          |
| 25       | Goalpara                  | 74               | 592                              | 79.89           |
| 26       | Marigaon                  | 59               | 472                              | 111.06          |
| 27       | Biswanath                 | 45               | 360                              | 79.16           |
| 28       | Chirang                   | 42               | 336                              | 47.84           |
| 29       | Dima Hasao                | 38               | 304                              | 69.56           |
| 30       | Charaideo                 | 31               | 248                              | 65.08           |
| 31       | Majuli                    | 31               | 248                              | 64.10           |
| 32       | South Salmara - Mankachar | 23               | 184                              | 27.45           |
| 33       | Bajali                    | -                | 0                                | 0.00            |
| 34       | West KarbiAnglong         | -                | 0                                | 0.00            |
| 35       | North Cachar Hills        | -                | 0                                | 0.00            |
| Total    | Total                     | 3,855            | 30,840                           | 6,658.49        |