Lok Sabha Question No. 1989 (UNSTARRED), answered on 2023-12-14
Subject: Salient Features of PM SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Sanjay Seth

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA UNSTARRED QUESTION NO.1989

## TO BE ANSWERED ON DECEMBER 14, 2023 SALIENT FEATURES OF PM SVANIDHI SCHEME

NO. 1989.   SHRI SANJAY SETH:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the salient features of PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) scheme;
- (b) the number and details of street vendors in Jharkhand benefited under the said scheme, State-wise;
- (c) the  funds  provided  in  the  districts  of  Jharkhand  under  the  said  scheme, street vendor-wise;
- (d) whether the Government is aware that the local urban bodies have refused
- to issue identity cards or certificates at several places; and
- (e) if  so,  whether there is any appeal mechanism in this regard and if so, the details thereof?

## ANSWER THE MINISTER OF STATE IN THE

## MINISTRY OF HOUSING AND URBAN AFFAIRS

(SHRI KAUSHAL KISHORE)

- (a): Ministry  of  Housing  and  Urban  Affairs  (MoHUA)  launched  the  Prime Minister  Street  Vendor's  AtmaNirbhar  Nidhi  (PM  SVANidhi)  Scheme  on 1 st June, 2020 with the aim to facilitate collateral free working capital loan to street vendors  to restart their  businesses,  which  were  adversely impacted  during  the  Covid-19  pandemic.    The  Scheme  has  the  following objectives:
- i. Facilitate collateral free working capital loan upto ₹10,000 of 1 year tenure, with  enhanced  loan  upto  ₹20,000  and  ₹50,000  in  the  second  and  third tranches respectively, on repayment of earlier loans.
- ii. Incentivize  regular  repayment,  through  interest  subsidy  @  7%  per  annum; and
- iii. Reward digital transactions, by way of annual cash back up to ₹1,200.

(b): The  number  and  details  of  street  vendors  who  have  been  benefited under PM-SVANidhi scheme State-wise, including State of Jharkhand are at Annexure-I.

(c): PM SVANidhi is a Central Sector Scheme. Loan amount is disbursed by various lending institutions directly into the accounts of the beneficiaries. No funds are released to the States/Union Territories under the Scheme. The details  of  total  amount  of  loans  disbursed  to  Street  Vendors  across  all districts in Jharkhand are at Annexure-II.

(d)  &  (e):  As  per  the  provision  of  Street  Vendors  (Protection  of  Livelihood and Regulation of Street Vending) Act, 2014, issuance of CoV and ID Card is the responsibility of Town Vending Committee under administrative control of  State  Govt.  Section  20  of  the  said  Act  empowers  the  appropriate Government  to  constitute  one  or  more  Grievance  Redressal  Committee (GRC)  for  the  purpose  of  addressing  the  grievances  or  disputes  of  street vendors.

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ANNEXURE-I REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO.1989 TO BE ANSWERED ON DECEMBER 14, 2023

STATEMENT  SHOWING  STATE-WISE  NUMBER  OF  STREET  VENDORS  WHO  HAVE  BEEN BENEFITED UNDER PM SVANIDHI SCHEME

(As on 7.12.2023)

| S. No.   | Name of State/UT                   | No. of PM SVANidhi beneficiaries   |
|----------|------------------------------------|------------------------------------|
| 1        | Andaman & Nicobar Islands          | 534                                |
| 2        | Andhra Pradesh                     | 3,04,022                           |
| 3        | Arunachal Pradesh                  | 4,301                              |
| 4        | Assam                              | 1,07,372                           |
| 5        | Bihar                              | 94,744                             |
| 6        | Chandigarh                         | 4,836                              |
| 7        | Chhattisgarh                       | 69,439                             |
| 8        | Daman & Diu & Dadra & Nagar Haveli | 2,013                              |
| 9        | Delhi                              | 1,46,044                           |
| 10       | Goa                                | 1,488                              |
| 11       | Gujarat                            | 4,14,777                           |
| 12       | Haryana                            | 1,09,908                           |
| 13       | Himachal Pradesh                   | 5,121                              |
| 14       | Jammu & Kashmir                    | 16,003                             |
| 15       | Jharkhand                          | 72,605                             |
| 16       | Karnataka                          | 3,19,692                           |
| 17       | Kerala                             | 69,444                             |
| 18       | Ladakh                             | 414                                |
| 19       | Madhya Pradesh                     | 7,32,346                           |
| 20       | Maharashtra                        | 6,78,466                           |
| 21       | Manipur                            | 9,374                              |
| 22       | Meghalaya                          | 2,408                              |
| 23       | Mizoram                            | 1,645                              |
| 24       | Nagaland                           | 2,581                              |
| 25       | Odisha                             | 55,017                             |
| 26       | Puducherry                         | 3,010                              |
| 27       | Punjab                             | 1,37,175                           |
| 28       | Rajasthan                          | 1,28,799                           |
| 29       | Sikkim                             | 974                                |
| 30       | Tamil Nadu                         | 3,57,570                           |
| 31       | Telangana                          | 4,01,091                           |
| 32       | Tripura                            | 4,889                              |
| 33       | Uttar Pradesh                      | 12,40,522                          |
| 34       | Uttarakhand                        | 21,994                             |
| 35       | West Bengal                        | 1,60,249                           |
| Total    |                                    | 56,80,867                          |

(Data Source: PM SVANidhi Portal)

ANNEXURE-II  REFERRED  TO  IN  REPLY  TO  LOK  SABHA  UNSTARRED  QUESTION NO.1989 TO BE ANSWERED ON DECEMBER 14, 2023

STATEMENT SHOWING DISTRICT-WISE TOTAL AMOUNT OF LOAN DISBURED TO BENEFICIARIES UNDER PM-SVANIDHI SCHEME

(As on 7.12.2023)

| Sl.No.   | Name of District in Jharkhand   |   Total Loan Amount Disbursed (in ₹ In Cr.) |
|----------|---------------------------------|---------------------------------------------|
| 1.       | Bokaro                          |                                         6   |
| 2.       | Chatra                          |                                         1   |
| 3.       | Deoghar                         |                                         6.4 |
| 4.       | Dhanbad                         |                                        15.3 |
| 5.       | Dumka                           |                                         1.7 |
| 6.       | East Singhbum                   |                                        17.3 |
| 7.       | Garhwa                          |                                         1.8 |
| 8.       | Giridih                         |                                         5.2 |
| 9.       | Godda                           |                                         2.1 |
| 10.      | Gumla                           |                                         1   |
| 11.      | Hazaribagh                      |                                         4.1 |
| 12.      | Jamtara                         |                                         1   |
| 13.      | Khunti                          |                                         0.8 |
| 14.      | Koderma                         |                                         3.1 |
| 15.      | Latehar                         |                                         1   |
| 16.      | Lohardaga                       |                                         1.2 |
| 17.      | Pakur                           |                                         0.8 |
| 18.      | Palamu                          |                                         6.6 |
| 19.      | Ramgarh                         |                                         2.5 |
| 20.      | Ranchi                          |                                        16.4 |
| 21.      | Sahebganj                       |                                         2.3 |
| 22.      | Saraikela Kharsawan             |                                         3.4 |
| 23.      | Simdega                         |                                         0.9 |
| 24.      | West Singhbhum                  |                                         2   |
| Total    | Total                           |                                       104.1 |

(Data Source: PM SVANidhi Portal)