Lok Sabha Question No. 2227 (UNSTARRED), answered on 2025-03-12
Subject: National Minorities Development and Finance Corporation (NMDFC)
Ministry: MINORITY AFFAIRS
Asked by: Shri Kesineni Sivanath

## GOVERNMENT OF INDIA MINISTRY OF MINORITY AFFAIRS

## LOK SABHA UNSTARRED QUESTION NO- 2227

ANSWERED ON 12.03.2025

## NATIONAL MINORITIES DEVELOPMENT & FINANCE CORPORATION (NMDFC)

## 2227.  SHRI KESINENI SIVANATH

Will the Minister of MINORITY AFFAIRS be pleased to state:

(a) the details of the total number of beneficiaries under the National Minorities Development and Finance Corporation (NMDFC) during the last five years. State-wise especially in Andhra Pradesh:

(b) the details of the funds allocated for the said scheme during the last five years, State-wise;

(c)  whether  the  Government  has  any  data  regarding  the  beneficiaries  under  the  credit  line-1  and credit line-2 of the educational loan scheme; and

(d) if so, the details thereof, total number of loans sanctioned and amount disbursed till date, yearwise?

## ANSWER

## THE MINISTER OF MINORITY AFFAIRS

## (SHRI KIREN RIJIJU)

(a):  The  schemes  of  NMDFC  are  implemented  across  the  states  through  State  Channelizing Agencies (SCAs) nominated by State Governments/ UT administration and Punjab Gramin Bank and  Canara  Bank.  The  Andhra  Pradesh  State  Minorities  Financial  Corporation  (APSMFC)  is currently  implementing  National  Minorities  Development  &  Finance  Corporation  (NMDFC) schemes  as  a  State  Channelizing  Agency  (SCA)  in  Andhra  Pradesh.  The  implementation  of NMDFC schemes through APSMFC was halted in the year 2008-09 when the State Government decided  to  focus  solely  on  grant-based  schemes.  Following  the  division  of  the  erstwhile  Andhra Pradesh into the present Andhra Pradesh and Telangana, the Government of Andhra Pradesh has nominated APSMFC to continue implementing NMDFC schemes in Andhra Pradesh.

APSMFC is presently required to sign a General Loan Agreement (GLA) with NMDFC, and the Government  of  Andhra  Pradesh  is  obliged  to  provide  a  fresh  government  guarantee  in  favor  of APSMFC to facilitate the drawing of funds from NMDFC. Furthermore, to enhance outreach, the implementation of NMDFC schemes across the country is being expanded through Canara Bank, commencing from August 2021.

The state-wise details of the number of beneficiaries financed under NMDFC schemes, including Andhra Pradesh, during the last five financial years (2019-20 to 2023-24) are being compiled and are enclosed as 'Annexure-A'.

(b):The  state-wise  details  of  funds  being  released  by  the  National  Minorities  Development  & Finance Corporation (NMDFC) to its State Channelizing Agencies (SCAs) for utilizing the funds for  concessional  lending  to  targeted  beneficiaries  under  NMDFC  schemes  during  the  last  five financial  years, i.e.,  from  F.Y.  2019-20 to F.Y. 2023-24, are being compiled and are enclosed as 'Annexure-B'.

(c) & (d): Yes, The year-wise and credit line-wise details of education loans being disbursed by the National Minorities Development & Finance Corporation (NMDFC) through its State Channelizing Agencies  (SCAs)  since  F.Y.  2015-16  are  being  compiled  and  are  enclosed  as  'Annexure-C'.

******

Annexure  referred  in  reply  to  part  (a)  of  LokSabhaUnstarred  Question  No-  2227  to  be answered on 12/03/2025 regarding 'National Minorities Development & Finance Corporation (NMDFC)' asked by Shri Kesineni Sivanath.

State-wise number of beneficiaries financed by NMDFC during F.Y. 2019-20 to F.Y. 202324

| Sl. No.     | STATE/UT          |   No. of Beneficiaries |
|-------------|-------------------|------------------------|
| 1           | ANDAMAN &NICOBAR  |                      3 |
| 2           | ANDHRA PRADESH    |                   3191 |
| 3           | ARUNACHAL PRADESH |                     23 |
| 4           | ASSAM             |                    959 |
| 5           | BIHAR             |                    177 |
| 6           | CHANDIGARH        |                     33 |
| 7           | DELHI             |                     40 |
| 8           | GOA               |                    104 |
| 9           | GUJARAT           |                    956 |
| 10          | HARYANA           |                   1874 |
| 11          | HIMACHAL PRADESH  |                   3387 |
| 12          | JAMMU &KASHMIR    |                  14873 |
| 13          | JHARKHAND         |                    123 |
| 14          | KARNATAKA         |                    456 |
| 15          | KERALA            |                 283088 |
| 16          | LADAKH            |                      1 |
| 17          | LAKSHADWEEP       |                     41 |
| 18          | MADHYA PRADESH    |                      9 |
| 19          | MAHARASHTRA       |                   2395 |
| 20          | MANIPUR           |                    121 |
| 21          | MEGHALAYA         |                    170 |
| 22          | MIZORAM           |                    876 |
| 23          | NAGALAND          |                   1205 |
| 24          | ODISHA            |                    243 |
| 25          | PUDUCHERRY        |                      1 |
| 26          | PUNJAB            |                    119 |
| 27          | RAJASTHAN         |                   1470 |
| 28          | SIKKIM            |                     66 |
| 29          | TAMILNADU         |                  66667 |
| 30          | TELANGANA         |                    873 |
| 31          | TRIPURA           |                   1222 |
| 32          | UTTAR PRADESH     |                   3067 |
| 33          | UTTRAKHAND        |                    118 |
| 34          | WEST BENGAL       |                 448493 |
| Grand Total | Grand Total       |                 836444 |

## Annexure-B

Annexure referred in reply to part (b) of LokSabhaUnstarred Question No- 2227 to be answered on 12/03/2025 regarding 'National Minorities Development & Finance Corporation (NMDFC)' asked by ShriKesineniSivanath.

State-wise  Details  of  Funds  released  by  NMDFC  to  its  SCAs  for  utilizing  for  the  purpose  of further lending to target beneficiaries during F.Y. 2019-20 to F.Y. 2023-24

| Sl. NO.   | STATE/UT          |   Funds released by NMDFC (Rs. In crs.) |
|-----------|-------------------|-----------------------------------------|
| 1         | ANDAMAN &NICOBAR  |                                    0.03 |
| 2         | ANDHRA PRADESH    |                                    9.68 |
| 3         | ARUNACHAL PRADESH |                                    0.52 |
| 4         | ASSAM             |                                    2.79 |
| 5         | BIHAR             |                                    1.41 |
| 6         | CHANDIGARH        |                                    0.5  |
| 7         | DELHI             |                                    0.6  |
| 8         | GOA               |                                    1.62 |
| 9         | GUJARAT           |                                   14.43 |
| 10        | HARYANA           |                                   22.17 |
| 11        | HIMACHAL PRADESH  |                                   50.79 |
| 12        | JAMMU &KASHMIR    |                                  198.77 |
| 13        | JHARKHAND         |                                    6.55 |
| 14        | KARNATAKA         |                                    3.81 |
| 15        | KERALA            |                                 1345.42 |
| 16        | LADAKH            |                                    0.02 |
| 17        | LAKSHADWEEP       |                                    0.27 |
| 18        | MADHYA PRADESH    |                                    0.19 |
| 19        | MAHARASHTRA       |                                   31.03 |
| 20        | MANIPUR           |                                    0.48 |
| 21        | MEGHALAYA         |                                    1.63 |
| 22        | MIZORAM           |                                   13.43 |
| 23        | NAGALAND          |                                    3.03 |
| 24        | ODISHA            |                                    0.89 |
| 25        | PUDUCHERRY        |                                    0.02 |
| 26        | PUNJAB            |                                    3.78 |
| 27        | RAJASTHAN         |                                   16.23 |
| 28        | SIKKIM            |                                    1    |
| 29        | TAMILNADU         |                                  253.94 |
| 30        | TELANGANA         |                                    7.86 |
| 31        | TRIPURA           |                                   18.32 |
| 32        | UTTAR PRADESH     |                                   34.58 |
| 33        | UTTRAKHAND        |                                    1.59 |
| 34        | WEST BENGAL       |                                 1552.82 |
|           | Grand Total       |                                 3600.21 |

Annexure referred in reply to part (c) & (d) of LokSabhaUnstarred Question No- 2227 to be  answered  on  12/03/2025  regarding  'National  Minorities  Development  &  Finance Corporation (NMDFC)' asked by ShriKesineniSivanath.

Year-wise & Credit Line wise details of Education loan disbursed by NMDFC through its SCAs since F.Y. 2015-16

(Amt. Rs. In crs.)

|             | Credit Line 1   | Credit Line 1   | Credit Line 2   | Credit Line 2   | Total         | Total   |
|-------------|-----------------|-----------------|-----------------|-----------------|---------------|---------|
| F.Y.        | No. of Benef.   | Amt.            | No. of Benef.   | Amt.            | No. of Benef. | Amt.    |
| 2015-2016   | 1615            | 14.72           | 70              | 1.08            | 1685          | 15.80   |
| 2016-2017   | 1779            | 16.93           | 142             | 2.38            | 1921          | 19.31   |
| 2017-2018   | 1709            | 17.84           | 174             | 3.25            | 1883          | 21.08   |
| 2018-2019   | 1433            | 16.79           | 172             | 3.27            | 1605          | 20.07   |
| 2019-2020   | 4350            | 47.70           | 178             | 6.11            | 4528          | 53.81   |
| 2020-2021   | 2565            | 91.16           | 142             | 4.90            | 2707          | 96.06   |
| 2021-2022   | 579             | 10.97           | 144             | 7.88            | 723           | 18.85   |
| 2022-2023   | 1953            | 31.32           | 112             | 4.32            | 2065          | 35.64   |
| 2023-2024   | 581             | 9.75            | 92              | 2.73            | 673           | 12.48   |
| 2024-2025   | 801             | 18.51           | 63              | 1.89            | 864           | 20.40   |
| Grand Total | 17365           | 275.70          | 1289            | 37.79           | 18654         | 313.49  |