Lok Sabha Question No. 559 (UNSTARRED), answered on 2025-02-06
Subject: Allocation of Houses under PMAY-U
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Smt. Pratima Mondal

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 559 TO BE ANSWERED ON FEBRUARY 06, 2025 ALLOCATION OF HOUSES UNDER PMAY-U

## NO. 559.    SMT. PRATIMA MONDAL:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) whether it is a fact that the Pradhan Mantri Awas Yojana - Urban (PMAYU) has failed to adequately address the needs of the landless urban poor as  83  per  cent  of  houses  provided  under  the  scheme  are  catering  the need of only those who already possess land or have access to capital, if so, the details thereof and if not, the reasons therefor; and
- (b) whether the Government plans to address this exclusionary approach and increase housing allocations for economically weaker sections and slum dwellers and if so, the details thereof?

## ANSWER

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## THE MINISTER OF STATE IN THE (SHRI TOKHAN SAHU)

- (a) & (b): No. 'Land' and 'Colonization' are State subjects. Therefore, schemes related  to  housing  for  their  citizens  are  implemented  by  States/Union Territories  (UTs)  including  providing  land  to  the  landless  urban  poor  to construct  the  house.  However,  Ministry  of  Housing  and  Urban  Affairs (MoHUA)  supplements  the  efforts  of  States/UTs  by  providing  Central Assistance  under  Pradhan  Mantri  Awas  Yojana  -  Urban  (PMAY-U)  since 25.06.2015  with  an  aim  to  provide  all  weather  pucca  houses  with  basic civic amenities to eligible urban beneficiaries across the country with the vision of 'Housing for All'.

The scheme has been implemented through four verticals i.e., Beneficiary Led  Construction  (BLC),  Affordable  Housing  in  Partnership  (AHP),  In-Situ Slum Redevelopment (ISSR) and Credit Linked Subsidy Scheme (CLSS). The scheme provided flexibility to States/UTs to propose projects for beneficiaries  including  landless  urban  poor  &  slum  dwellers  to  avail  the benefit  under  any  vertical  as  per  their  preference  and  eligibility  criteria. Various States/UTs provide land patta/rights to the landless beneficiaries as per their local regulations and applicable policies. Moreover, beneficiaries  not  having  land  may  choose  AHP/ISSR  vertical  to  get  the house in a multi-storied housing projects under the scheme.

PMAY-U  is  a  demand  driven  scheme.  Selection  of  beneficiaries,  under various verticals preferred by the beneficiaries, formulation of projects and execution is done by States/UTs. States/UTs prepare project proposals and after  approval  of  State  Level  Sanctioning  and  Monitoring  Committee (SLSMC), headed by Chief Secretary of the State/UT, these are submitted to the Ministry for sanctioning of admissible Central Assistance by Central Sanctioning and Monitoring Committee (CSMC).

Based on the project proposals submitted by States/UTs, as on 27.01.2025, a total of 118.64 lakh houses have been sanctioned by the Ministry, out of which 112.50 lakh have been grounded and 90.25 lakh are completed/delivered to the beneficiaries across the country. The scheme period, which was earlier up to 31.03.2022, has further been extended up to 31.12.2025, except for CLSS vertical of the scheme, to complete all the houses sanctioned without changing the funding pattern and implementation methodology.

Further, based on the learning from the experiences of 9 years implementation  of  PMAY-U,  MoHUA  has  revamped  the  scheme  and launched PMAY-U 2.0 'Housing for All' Mission with effect from 01.09.2024 for  implementation  in  urban  areas  across  the  country  to  construct, purchase and rent a house by 1 crore additional eligible beneficiaries at affordable  cost  through  four  verticals  i.e.,  Beneficiary  Led  Construction (BLC), Affordable Housing in

Partnership  (AHP),  Affordable  Rental  Housing  (ARH)  and  Interest  Subsidy Scheme (ISS). PMAY-U is a demand driven scheme and families belonging to  Economically  Weaker  Section  (EWS)/Low  Income  Group  (LIG)/Middle Income  Group  (MIG)  category  including  slum  dwellers,  living  in  urban areas,  having  no  pucca  house  anywhere  in  the  country,  are  eligible  to purchase or construct a house under PMAY-U 2.0.

As per scheme guidelines, in the case of landless beneficiaries, States/UTs at  their  own  expense  may  provide  heritable,  but  non-transferable  land rights (pattas) to the family, making them eligible beneficiaries under BLC vertical.  Landless  people  may  also  avail  benefits  under  AHP  and  ISS verticals of PMAY 2.0 scheme. States/UTs are advised to provide land for Affordable Housing Projects.

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