Lok Sabha Question No. 687 (UNSTARRED), answered on 2025-02-06
Subject: Schemes in Underdeveloped Regions
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Vishnu Datt Sharma

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 687 TO BE ANSWERED ON 06.02.2025

## SCHEMES IN UNDERDEVELOPED REGIONS

## 687. SHRI VISHNU DATT SHARMA:

Will the MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether  the  Government  is  cognisant  of  the  fact  that  districts  of  Panna,  Katni  and  Khajuraho  of Chhatarpur  are  comparatively  under-developed  in  industrialisation  and  employment  generation  in  the secondary-tertiary sectors of economy;
- (b) if  so,  whether  the  Government  has  been  implementing  the  schemes  of  Micro  and  Small  Enterprises Cluster  Development  Programme (MSE-CDP),  Scheme of Fund for Regeneration of Traditional Industries (SFURTI) and ASPIRE (A Scheme for Promotion of Innovation, Rural Industries and Entrepreneurship) in the said districts; and
- (c) if so, the details regarding the status of the projects, outcomes achieved and timelines of execution and if not, the reasons therefor?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

- (a): Government  implements  various  Central  Sector  schemes  and  programmes  aimed  at  promotion  and development  of  MSME  Sector,  thereby  creating  employment  and  economic  Development  of  the  Country including in the State of Madhya Pradesh. These schemes/ programmes include Prime Minister's Employment Generation Programme (PMEGP), Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), PM Vishwakarma (PMV), Micro and Small Enterprises - Cluster Development Programme (MSE-CDP) and Raising and Accelerating MSME Performance (RAMP), MSME Champions Scheme, etc.

Number of MSMEs Registered since its inception on 1.7.2020 on Udyam and employment generated in the said districts of Madhya Pradesh, are as under:

| Sl. No.   | Description             | Total MSMEs   | Total MSMEs   | Total      | Employment   | Employment   | Total       |
|-----------|-------------------------|---------------|---------------|------------|--------------|--------------|-------------|
|           |                         | Mfg.          | Service       |            | Mfg.         | Service      | Employment  |
| 1         | All India               | 12,108,413    | 47,047,097    | 59,155,510 | 76,300,476   | 174,721,83 6 | 251,022,312 |
| 2         | Madhya Pradesh          | 594,677       | 3,186,610     | 3,781,287  | 2,907,419    | 8,022,711    | 10,930,130  |
| 3         | Khajuraho of Chhatarpur | 10,549        | 48,906        | 59,455     | 30,619       | 105,623      | 136,242     |
| 4         | Katni                   | 8,835         | 46,483        | 55,318     | 31,519       | 108,893      | 140,412     |
| 5         | Panna                   | 6,467         | 24,493        | 30,960     | 13,305       | 57,005       | 70,310      |

I. Under Prime Minister's Employment Generation Programme (PMEGP), General category beneficiaries can avail of Margin Money (MM) subsidy of 25% of the project cost in rural areas and 15% in urban areas. For beneficiaries belonging to Special Categories such as Scheduled Castes, Scheduled Tribes, OBCs, Minorities, Women, Ex-servicemen, Physically Handicapped, Transgenders, Northeastern Region, Hill and Border areas, and Aspirational Districts, the Margin  Money subsidy  is 35% in rural areas and 25% in urban areas. The maximum cost of project for setting up new unit is Rs. 50 lakhs in the manufacturing sector and  Rs.  20  lakhs  in  the  service  sector.  Under  second  Loan,  maximum  project  cost  admissible  for  Margin Money (MM) subsidy under Manufacturing sector is Rs. 1.00 crore and for Service sector is Rs. 25 Lakhs. Eligible  subsidy  on  2nd  loan  for  all  categories  is  15%  of  project  cost  (20%  for  NER  &  Hill  States).  The number of Micro enterprises that have benefitted under PMEGP during the last 5 years are as under:

| Year                         | No. of Units Assisted   | MMSubsidy (Rs. Cr.)   | Estimated Employment Generated   |
|------------------------------|-------------------------|-----------------------|----------------------------------|
| FY2019-20                    | 66,653                  | 1,950.82              | 5,33,224                         |
| FY2020-21                    | 74,415                  | 2,188.80              | 5,95,320                         |
| FY2021-22                    | 1,03,219                | 2,977.65              | 8,25,752                         |
| FY2022-23                    | 85,167                  | 2,722.17              | 6,81,336                         |
| FY2023-24                    | 89,118                  | 3,093.87              | 7,12,944                         |
| FY2024-25 (up to 03.02.2025) | 38,235                  | 1,528.76              | 3,05,880                         |

II. PMEGP  Performance  in  terms  of  units  assisted,  estimated  employment  generated,  margin  money subsidy disbursed and loans sanctioned in the state of Madhya Pradesh and Khajuraho of Chhatarpur, Katani and Panna districts during the last five years and current year, i.e. FY2019-2020 to FY2024-25:

|                                | Madhya Pradesh         | Madhya Pradesh                    | Madhya Pradesh             | Madhya Pradesh              | Khajuraho of Chhatarpur   | Khajuraho of Chhatarpur           | Khajuraho of Chhatarpur   | Khajuraho of Chhatarpur     | Katani                 | Katani                            | Katani                     | Katani                      | Panna                  | Panna                             | Panna                     | Panna                       |
|--------------------------------|------------------------|-----------------------------------|----------------------------|-----------------------------|---------------------------|-----------------------------------|---------------------------|-----------------------------|------------------------|-----------------------------------|----------------------------|-----------------------------|------------------------|-----------------------------------|---------------------------|-----------------------------|
| Financ ial Year                | No of unit s assi sted | Estima ted emplo yment genera ted | Marg in Mone y (Rs Lakh s) | Loan Sancti oned (Rs. Lakh) | No of unit s assi sted    | Estima ted emplo yment genera ted | Margi n Mone y (Rs Lakhs) | Loan Sancti oned (Rs. Lakh) | No of unit s assi sted | Estima ted emplo yment genera ted | Marg in Mon ey (Rs Lakh s) | Loan Sancti oned (Rs. Lakh) | No of unit s assi sted | Estima ted emplo yment genera ted | Margi n Mone y (Rs Lakhs) | Loan Sancti oned (Rs. Lakh) |
| FY201 9-20                     | 2,17 5                 | 17,400                            | 8,063 .63                  | 23,92 6.33                  | 0                         | 0                                 | 0                         | 0                           | 7                      | 56                                | 32.41                      | 91.16                       | 28                     | 224                               | 80.81                     | 249.6 8                     |
| FY202 0-21                     | 4,85 4                 | 38,832                            | 13,80 7.82                 | 42,76 9.47                  | 0                         | 0                                 | 0                         | 0                           | 60                     | 480                               | 192.0 5                    | 622.5 2                     | 63                     | 504                               | 114.19                    | 362.2 9                     |
| FY202 1-22                     | 8,08 2                 | 64,656                            | 20,96 1.46                 | 65,80 9.05                  | 2                         | 16                                | 17.5                      | 47.5                        | 100                    | 800                               | 327.9 1                    | 1018. 60                    | 123                    | 984                               | 171.22                    | 565.9 9                     |
| FY202 2-23                     | 5,95 7                 | 47,656                            | 18,12 9.70                 | 56,12 5.91                  | 2                         | 16                                | 3.68                      | 9.97                        | 57                     | 456                               | 173.6 2                    | 562.4 2                     | 57                     | 456                               | 108.68                    | 347.6 2                     |
| FY202 3-24                     | 5,29 2                 | 42,336                            | 1,852 1.49                 | 5,812 2.61                  | 5                         | 40                                | 15.50                     | 4.75                        | 56                     | 448                               | 257.5 2                    | 875.5 3                     | 41                     | 328                               | 90.56                     | 288.2 4                     |
| FY202 4-25 (up to 03.02. 2025) | 1,92 2                 | 15,376                            | 6,085 .27                  | 1,928 6.61                  | 0                         | 0                                 | 0                         | 0                           | 16                     | 128                               | 75.07                      | 218.7 4                     | 21                     | 168                               | 40.82                     | 126.4 3                     |

III. Progress of CGTMSE scheme in Madhya Pradesh:

|    |                         | FY 2019-20       | FY 2019-20       | FY 2020-21       | FY 2020-21       | FY 2021-22       | FY 2021-22       | FY 2022-23       | FY 2022-23       | FY 2023-24       | FY 2023-24       | FY 2024-25 Till Jan 31, 2025   | FY 2024-25 Till Jan 31, 2025   | Cumulative since Inception Till Jan 31, 2025   | Cumulative since Inception Till Jan 31, 2025   |
|----|-------------------------|------------------|------------------|------------------|------------------|------------------|------------------|------------------|------------------|------------------|------------------|--------------------------------|--------------------------------|------------------------------------------------|------------------------------------------------|
|    |                         | [Amount ₹ CRORE] | [Amount ₹ CRORE] | [Amount ₹ CRORE] | [Amount ₹ CRORE] | [Amount ₹ CRORE] | [Amount ₹ CRORE] | [Amount ₹ CRORE] | [Amount ₹ CRORE] | [Amount ₹ CRORE] | [Amount ₹ CRORE] | [Amount ₹ CRORE]               | [Amount ₹ CRORE]               | [Amount ₹ CRORE]                               | [Amount ₹ CRORE]                               |
| Sr | DISTRICT                | No.              | Amt.             | No.              | Amt.             | No.              | Amt.             | No.              | Amt.             | No.              | Amt.             | No.                            | Amt.                           | No.                                            | Amt.                                           |
| 1  | All India               | 8,46, 650        | 45,85 1.22       | 8,35, 592        | 36,89 9.39       | 7,17, 020        | 56,17 1.87       | 11,65 ,786       | 1,04,7 81.46     | 17,24 ,073       | 2,02,8 07.32     | 16,53 ,059                     | 2,04, 999                      | 1,04,4 9,121                                   | 8,34, 363                                      |
| 2  | Madhya Pradesh          | 40,8 22          | 2,098            | 60,8 35          | 1,893            | 64,1 08          | 2,651            | 50,28 9          | 5,290            | 75,02 3          | 9,569            | 72,36 3                        | 8,74 0                         | 5,09,6 93                                      | 38,3 00                                        |
| 3  | Khajuraho Of Chhatarpur | 419              | 14               | 650              | 18               | 372              | 25               | 398              | 31               | 904              | 104              | 633                            | 80                             | 5,029                                          | 372                                            |
| 4  | Katni                   | 781              | 33               | 1,11 4           | 36               | 947              | 44               | 1,032            | 67               | 1,330            | 112              | 1,211                          | 114                            | 8,265                                          | 511                                            |
| 5  | Panna                   | 130              | 5                | 193              | 5                | 171              | 4                | 212              | 12               | 443              | 45               | 180                            | 32                             | 1,824                                          | 127                                            |

## IV. The  total  number  of  registered  beneficiaries  in  PM  Vishwakarma  Scheme  since  its  launch  on 17.9.2023, in the said district is as under:

| District Name           | Successful registration   | Basic Training Completed   | Applications of Loan Sanctioned   | Amount of Loan Sanctioned (in Rs)   |
|-------------------------|---------------------------|----------------------------|-----------------------------------|-------------------------------------|
| All India               | 27,11,132                 | 17,52,002                  | 3,04,017                          | 26,23,79,71,924                     |
| Madhya Pradesh          | 2,43,328                  | 1,49,288                   | 20,904                            | 1,90,63,71,332                      |
| Khajuraho of Chhatarpur | 6,490                     | 4,046                      | 296                               | 2,39,05,000                         |
| Katni                   | 5,121                     | 3,363                      | 281                               | 2,49,34,250                         |
| Panna                   | 5,896                     | 5,120                      | 494                               | 4,74,68,998                         |

(b) and (c): Under SFURTI: The Embroidered Fashion Clothing and Accessories Cluster in Katni district has been approved by the Government of India under the Scheme of Fund for Regeneration of Traditional Industries  (SFURTI),  with  assistance  of  ₹2.45  crore,  benefiting  407  artisans.  In  Panna,  Khajuraho,  and Chhatarpur, no proposals have been received yet.

The Embroidered Fashion Clothing and Accessories Cluster is a functional cluster, with an execution timeline of 2.7 years from the date of approval.

Under ASPIRE: 01  proposal  from  Madhya  Pradesh  Laghu  Udyog  Nigam  (MPLUN,  Laghu  Udyog Nigam Ltd.-Govt of MP) was approved with a total GoI assistance of Rs. 100 Lakhs in 2019, which has later on been withdrawn.

MSE-CDP is demand driven schemes and no proposal under the scheme has been received for districts of Panna, Katni and Khajuraho of Chhatarpur under these schemes.

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