Lok Sabha Question No. 14 (STARRED), answered on 2025-02-03
Subject: PM-SYM Yojana
Ministry: LABOUR AND EMPLOYMENT
Asked by: Shri Bhumare Sandipanrao Asaram, Shri Gyaneshwar Patil

(a) to (f):

## GOVERNMENT OF INDIA MINISTRY OF LABOUR AND EMPLOYMENT LOK SABHA

## STARRED QUESTION NO. 14

## TO BE ANSWERED ON 03.02.2025

## PM-SYM YOJANA

- †*14. SHRI GYANESHWAR PATIL: SHRI BHUMARE SANDIPANRAO ASARAM:

Will the Minister of LABOUR AND EMPLOYMENT be pleased to state:

- (a)the  number  of  beneficiaries  enrolled  under  the  Pradhan  Mantri Shram  Yogi  Maan-Dhan  (PM-SYM)  Yojana  in  Madhya  Pradesh, Chhatrapati  Sambhaji  Nagar  (Aurangabad)  and  Dadra  and  Nagar Haveli;
- (b)the  eligibility  criteria  for  workers  under  the  said  yojana  and whether any special provisions have been made for the workers of unorganized sector, if so, the details thereof; (c) the total amount allocated and utilized under the said yojana in Madhya Pradesh, Maharashtra  and  Dadra  and  Nagar  Haveli  during  the  last  three years;
- (d)the monthly amount of pension provided under the said yojana;
- (e)whether any challenges related to the delayed pension disbursement or administrative hurdles in ensuring timely payment to  the  beneficiaries  thereunder have come across and if so, the details thereof; and
- (f)the measures  being taken by the Government  to increase awareness about the said yojana along with the steps taken to ensure easy access for registration for the same?

## ANSWER

MINISTER OF LABOUR AND EMPLOYMENT (DR. MANSUKH MANDAVIYA)

A statement is laid on the Table of the House.

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STATEMENT REFFERED TO IN REPLY TO PART (a) TO (f) OF LOK SABHA STARRED QUESTION NO. 14 FOR 03.02.2025 RAISED BY SHRI GYANESHWAR PATIL AND SHRI BHUMARE SANDIPANRAO ASARAM REGARDING PM-SYM YOJANA.

(a) to (f): The  Pradhan  Mantri  Shram  Yogi  Maan-dhan  (PM-SYM) scheme was launched in February, 2019 in order to provide old age protection to the workers of unorganised sector. This is a voluntary and  contributory  pension  scheme.  Under  the  scheme,  a  monthly assured pension of Rs. 3000/- is provided to the unorganised workers after attaining the age of 60 years. The workers in the age group of 18 to 40 years whose monthly income is Rs. 15000/- or less and not a member  of  EPFO/ESIC/NPS  (Govt.  funded)  and  not  an  income  tax payer are eligible to join the scheme. The monthly contribution by the beneficiary ranges from Rs. 55/- to Rs. 200/- depending upon the entry age of the beneficiary. Under the scheme, equal matching contribution  is  paid  by  the  Central  Government.  Enrolment  in  the Scheme  is  done  through  the  Common  Service  Centres,  with  its network  of  about  4  lakh  Centres  across  the  country.  Eligible unorganised workers can also self-enroll through visiting the portal www.maandhan.in.

As  on  28.01.2025,  the  number  of  beneficiaries  enrolled under the Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) scheme in  Madhya  Pradesh,  Chhatrapati  Sambhaji  Nagar  (Aurangbad)  and Dadra and Nagar Haveli are 182924, 16525 and 813 respectively.

The total funds allocated and utilized for the scheme over the last three years (including in Madhya Pradesh, Maharashtra and Dadra and Nagar Haveli) are as under:-

| Year    |   Revised Estimate (Rs. in Crore) |   Expenditure (Rs. in Crore) |
|---------|-----------------------------------|------------------------------|
| 2021-22 |                               350 |                       324.23 |
| 2022-23 |                               350 |                       269.91 |
| 2023-24 |                               205 |                       162.51 |

As  the  pension  to  the  beneficiaries  will start after attaining the age of 60 years, the disbursement of pension will start from 2039.

The  measures  taken  to  increase  awareness  and  easy access for registration in PM-SYM Yojana include:

(i) holding periodic review meeting with States/ UTs. (ii) regular meeting with state Common Services Centre (CSC) heads. (iii) launch of new features such as Voluntary Exit, Revival Module, Claim Status and Account Statement. (iv) Extension of revival of dormant accounts from 1 year to 3 years. (v)  Two-way integration of PM-SYM and eShram. (vi)  SMS campaign to create awareness. (vii)  letter  to  Chief  Secretaries  of  States/UTs  regarding  enrolment under PM-SYM scheme. (viii) Launch of Donate-a-Pension Module to encourage the employer to pay the premium of their staff under PM-SYM pension scheme and increase the enrolment. (ix) Interaction with Department of Financial Services, Pension Fund Regulatory and Development Authority, National Institute of Public Finance and Policy to increase the outreach of the pension scheme.

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