Lok Sabha Question No. 3914 (UNSTARRED), answered on 2024-12-19
Subject: Implementation of PM Vishwakarma Scheme
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Arvind Dharmapuri

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 3914 TO BE ANSWERED ON 19.12.2024

## IMPLEMENTATION OF PM VISHWAKARMA SCHEME

3914. SHRI ARVIND DHARMAPURI:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the current status of implementation of PM Vishwakarma Scheme across various States along with specific number of artisans benefited in Telangana;
- (b) the  details  of  funds  allocated  and  utilized  for  this  scheme,  district-wise  particularly  in Nizamabad; and
- (c) the  measures  taken  to  ensure  access  to  training  and  financial  support  for  artisans  in  rural Telangana under the scheme?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

- (a): The PM Vishwakarma Scheme was launched on 17.09.2023, and has been rolled out across the country, including in Telangana. Since the inception of the Scheme, as of 16.12.2024, a total of 2.61 crore applications have been received on the PM Vishwakarma Portal. The details of State/UT-wise registrations, skill trainings completed, and loan sanctioned under the Scheme, including Telangana, since the launch of the Scheme on 17.09.2023, upto 16.12.2024 is at Annexure.
- (b): As PM Vishwakarma is a Central Sector Scheme, State-wise funds are not allocated. As of 16.12.2024, the funds sanctioned and spent under the Scheme are detailed below:
- (c): The  PM  Vishwakarma  Scheme  is  jointly  implemented  by  the  Ministry  of  Micro,  Small  & Medium Enterprises (MoMSME), the Ministry of Skill Development and Entrepreneurship (MSDE), and the Department of Financial Services (DFS), Government of India. The skilling component of the Scheme,  aimed  at  enhancing  the  skills  of  traditional  artisans  and  craftspeople,  is  implemented  by MSDE.As per information  received  from  MSDE,  the  Government  of  India  has  onboarded  training centres  across  the  country  to  ensure  artisans,  including  those  in  rural  areas,  have  access  to  skill training. In Telangana, there are currently 96 active training centres offering essential skill upgradation to  artisans.  Artisans  receive  a  stipend  and  a  toolkit  incentive  of  upto  Rs.15,000  upon  successfully completing the basic skill training.

| Financial Year            | Revised Estimate (RE) (Rs. in crore)   | Expenditure Incurred (Rs. in crore)   |
|---------------------------|----------------------------------------|---------------------------------------|
| 2023-24                   | 746                                    | 746                                   |
| 2024-25(as of 16.12.2024) | 4,000                                  | 3,120                                 |

The  credit  component,  implemented  by  DFS,  focuses  on  providing  affordable  credit  for enterprise development.  Under the Scheme, Loan is provided to the beneficiaries in two tranches:

Tranche 1: Loan up to Rs.1 lakh with a repayment period of 18 months.

Tranche2: Loan up to Rs.2 lakh with a repayment period of 30 months.

The rate of interest charged to the beneficiaries is only 5% with interest subvention of up to 8% is  provided  upfront  by  the  Government  to  the  banks.  Loan  coverage  is  secured  under  the  Credit Guarantee Fund Trust for Micro and Small Enterprises on a portfolio basis. During basic skill training period, the beneficiaries are provided with half-day financial literacy sessions specifically designed to familiarize them with the loan features under the Scheme. The Scheme is widely accessible through Public Sector Banks, Regional Rural Banks, Cooperative Banks, and Private Sector Banks, ensuring outreach to urban, rural, and remote areas across the country, including Telangana.

*****

Annexure referred to in reply to part (a) of the Lok  Sabha Unstarred  Question No. 3914 for answer on 19.12.2024.

State/UT-wise details of total registrations, skill trainings completed, and loans sanctioned under the PM Vishwakarma Scheme from 17.09.2023 to 16.12.2024 are as follows:

| S. No.          | STATE/UT                                 | NUMBER OF REGISTRAT IONS   | NUMBER OF SKILL TRAININGS IMPARTED   | NUMBER OF LOANS SANCTIONED   |
|-----------------|------------------------------------------|----------------------------|--------------------------------------|------------------------------|
| 1.              | ANDHRA PRADESH                           | 2,02,884                   | 1,02,713                             | 21,379                       |
| 2.              | ARUNACHAL PRADESH                        | 1,579                      | 64                                   | 1                            |
| 3.              | ASSAM                                    | 1,04,956                   | 50,607                               | 7,488                        |
| 4.              | BIHAR                                    | 1,06,379                   | 34,597                               | 5,802                        |
| 5.              | CHHATTISGARH                             | 1,14,621                   | 53,470                               | 4,163                        |
| 6.              | GOA                                      | 17,374                     | 4,505                                | 385                          |
| 7.              | GUJARAT                                  | 2,04,482                   | 1,45,227                             | 30,756                       |
| 8.              | HARYANA                                  | 33,519                     | 13,787                               | 2,883                        |
| 9.              | HIMACHAL PRADESH                         | 18,843                     | 6,572                                | 707                          |
| 10.             | JAMMU AND KASHMIR                        | 1,50,535                   | 1,08,704                             | 10,741                       |
| 11.             | JHARKHAND                                | 34,337                     | 19,032                               | 2,520                        |
| 12.             | KARNATAKA                                | 5,31,858                   | 3,30,111                             | 63,652                       |
| 13.             | KERALA                                   | 20,877                     | 5,095                                | 1,105                        |
| 14.             | MADHYA PRADESH                           | 2,24,374                   | 99,074                               | 14,260                       |
| 15.             | MAHARASHTRA                              | 2,30,746                   | 1,11,105                             | 21,997                       |
| 16.             | MANIPUR                                  | 11,226                     | 2,530                                | 388                          |
| 17.             | MEGHALAYA                                | 243                        | 17                                   | 0                            |
| 18.             | MIZORAM                                  | 2,660                      | 241                                  | 5                            |
| 19.             | NAGALAND                                 | 2,901                      | 732                                  | 101                          |
| 20.             | ODISHA                                   | 92,378                     | 30,246                               | 4,420                        |
| 21.             | PUNJAB                                   | 9,870                      | 2,962                                | 432                          |
| 22.             | RAJASTHAN                                | 2,16,768                   | 1,29,402                             | 26,948                       |
| 23.             | SIKKIM                                   | 1,937                      | 291                                  | 7                            |
| 24.             | TAMIL NADU                               | 1                          | 0                                    | 0                            |
| 25.             | TELANGANA                                | 69,229                     | 44,247                               | 13,544                       |
| 26.             | TRIPURA                                  | 20,124                     | 11,426                               | 2,528                        |
| 27.             | UTTAR PRADESH                            | 1,52,623                   | 52,693                               | 3,698                        |
| 28.             | UTTARAKHAND                              | 18,885                     | 6,542                                | 383                          |
| 29.             | WEST BENGAL                              | 1                          | 0                                    | 0                            |
| 30.             | ANDAMANAND NICOBAR ISLANDS               | 714                        | 327                                  | 0                            |
| 31.             | CHANDIGARH                               | 241                        | 62                                   | 11                           |
| 32.             | DAMAN AND DIU AND DADRA AND NAGAR HAVELI | 705                        | 132                                  | 2                            |
| 33.             | DELHI                                    | 727                        | 13                                   | 1                            |
| 34.             | LADAKH                                   | 3,543                      | 1,597                                | 253                          |
| 35.             | LAKSHADWEEP                              | 671                        | 0                                    | 0                            |
| 36.             | PUDUCHERRY                               | 560                        | 54                                   | 4                            |
| TOTAL 26,03,371 | TOTAL 26,03,371                          | TOTAL 26,03,371            | 13,68,177                            | 2,40,564                     |