Lok Sabha Question No. 405 (STARRED), answered on 2025-08-21
Subject: Udyam Sakhi Portal
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Anil Firojiya, Shri Sukanta Kumar Panigrahi

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA STARRED QUESTION NO.*405 TO BE ANSWERED ON: 21.08.2025

## UDYAM SAKHI PORTAL

## *405.   SHRI SUKANTA KUMAR PANIGRAHI: SHRI ANIL FIROJIYA:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  objectives  and  scope  of  the  Udyam  Sakhi  portal  and  the  expenditure  incurred  in developing and maintaining the portal;
- (b) the  number  of  women  registered  and  benefited  through  the  portal  since  its  inception, State/UT-wise;
- (c) the  steps  taken  to  enhance  the  impact  of  the  portal  to  benefit  rural  and  backward  districts, State/UT-wise;
- (d) the  primary  objectives,  aims  and  policy  mandate  of  the  Khadi  and  Village  Industries Commission  (KVIC)  in  promoting  rural  industrialisation,  self-reliance  and  traditional  livelihoods across the country along with its major achievements during the last three years, State-wise;
- (e) the  steps  taken  to  expand  grassroot-level  training,  skilling,  skill  development  and  capacitybuilding  programmes  in  areas  such  as  spinning,  other  village  industries,  weaving,  pottery  and beekeeping for rural youth and women, State-wise; and

(f) the  funding  pattern,  subsidies  and  marketing  support  being  provided  under  the  Prime Minister's Employment Generation Programme (PMEGP) and other schemes linked to the Khadi and Village  Industries  Commission  (KVIC)  to  boost  production,  innovation  and  sustainable  income generation at the village level?

## ANSWER

## MINISTER FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI JITAN RAM MANJHI)

(a) to (f): A statement is laid on the Table of the House.

## STATEMENT REFERRED TO IN REPLY TO LOK SABHA STARRED QUESTION NO. *405 FOR 21.08.2025 REGARDING 'UDYAM SAKHI PORTAL'.

(a) to (c): Udyam Sakhi portal was launched in 2018 to provide information regarding financial schemes, policies and programmes of Ministry of Micro, Small and Medium Enterprises(MSMEs) to existing and prospective women entrepreneurs in the MSME sector.

The  expenditure  incurred  for  developing  and  maintaining  of  the  Udyam  Sakhi  portal  was borne by Institute for Design of Electrical Measuring Instruments (IDEMI), Mumbai, an autonomous body under Ministry of Micro, Small and Medium Enterprises.Since the inception of the portal, 4,535 women entrepreneurs have registered and benefited in the country.

Ministry  of  MSME  has  made  sustained  efforts  towards  inclusiveness  and  for  promoting digital registration of women entrepreneurs, through its field offices and in coordination with State Governments  and  MSME  associations.  As  a  result  of  these  efforts,  enterprises  owned  by  women constitute about 39% of the enterprises registered on Udyam/Udyam Assist portals.

(d): Khadi  and  Village  Industries  Commission  (KVIC)  is  a  statutory  body  under  Ministry  of MSME with the objectives of providing employment opportunities, promoting production of saleable articles  to  drive  economic  growth  and  promoting  self-reliance  among  individuals.  The  function  of KVIC is to  plan,  promote,  facilitate,  organise  and  assist  in  the  establishment  and  development  of Khadi and Village industries, including in rural areas, in coordination with related agencies. For the purpose,  KVIC  implements:  (a)  Khadi  and  Gramodyog  Vikas  Yojana  consisting  of  Khadi  Vikas Yojana (KVY) and Gramodyog Vikas Yojana (GVY).

Under KVY, through the following scheme components, rural industrialisation, self-reliance and traditional livelihoods across the country, including in rural areas is promoted:

- (i)   Modified Market Development Assistance (MMDA)  is given to producing Khadi Institutions and Khadi artisans, with a view to increasing the capacity of Khadi Institutions and income of Khadi artisans. State/UT-wise number of Khadi Institutions, Disbursement of funds and number of artisans benefitted under MMDA during the last three years is given at Annexure-I.
- (ii)  Interest  Subsidy  Eligibility  Certificate  (ISEC)  facilitates  credit  at  concessional  rate  of interest through Banks as per requirement of the Khadi Institutions (KIs) for production of Khadi. State/UT-wise number of Khadi Institutions and disbursement of funds under ISEC Scheme in the last three years is given at Annexure-II.

Under  GVY,  KVIC  provides  training,  toolkits  and  hand  holding  to  rural  and  traditional artisans  under  various  verticals  of  village  industries  like  Mineral  Based  Industry,  Agro  Based  and Food Processing  Industry,  Wellness  and  Cosmetic  Industry,  Handmade  Paper,  Leather  and  Plastic Industry,  Rural  Engineering  and  New  Technology  Industry,  etc.  State/UT-wise  number  of  artisans trained and benefitted under GVY in the last three years is given at Annexure-III.

(e): KVIC provides Skill Development Training to artisans/entrepreneurs through Departmental Training  Centers  (Multi-Disciplinary  Training  Centers)  and  Non-Departmental  Training  Centers. These Training Centres impart training under various disciplines like weaving, spinning, village oil, palm  gur,  cane  and  bamboo,  food  processing,  beekeeping,  agarbatti  making,  popcorn  making,  air conditioner  repair  and  maintenance,  mobile  repair,  sewing  machine  operator,  etc.  To  strengthen grassroots-level  training  and  skill  development,  KVIC  has  engaged  training  partners  to  extend  the reach  of  its  initiatives  to  artisans  in  remote  areas  and  villages.  State/UT-wise  number  of  persons trained under capacity building programme is given at Annexure-IV.

(f): Under the Prime Minister's Employment Generation Programme (PMEGP), beneficiaries can avail  of  Margin  Money  (MM)  subsidy  ranging  from  15%  to  35%,  based  on  geographical  and demographical criteria. MM subsidy under PMEGP is routed by KVIC through the Nodal Bank to the Financing  Bank  Branches  and  subsequently  transferred  to  the beneficiary account  after completion of lock-in period based on the outcome of the physical verification report.

PMEGP is a Central sector scheme, hence no State-wise allocation of budget is done. Funds are utilized based on loans sanctioned by financial institutions. Under the scheme, marketing support is  provided  to  units  for  sale  of  their  products  through  exhibitions,  KVIC  sales  outlets  and  the  ecommerce portal.  To  ensure  the  growth  and  development  of  micro  enterprises  thereby  facilitating production,  innovation  and  sustainable  income  generation,  including  at  the  village  level,  the following initiatives have been undertaken, among others:

- i. Awareness  programmes,  workshops  and  exhibitions  organized  in  States/UTs  including backward, underserved and underperforming areas with focus on special category.
- ii. Negative  List  has  been  modified  to  allow  more  activities  such  as  dairy,  poultry,  animal husbandry, aquaculture, bee-keeping, sericulture, etc. under the scheme.
- iii. Applications from prospective beneficiaries accepted in 11 regional languages.
- iv. Free online Entrepreneurship Development Programme for prospective entrepreneurs.
- v. Inclusion of applicants from Aspirational districts and transgenders under Special Category, eligible for higher subsidy.

******

Annexure-I

## Annexure referred to in reply to part (d) of Lok Sabha Starred Question No. *405 for answer on 21.08.2025.

| State/UT-wise number of Khadi Institutions, Disbursement of funds and number of Artisans benefitted under Modified Market Development Assistance (MMDA)   | State/UT-wise number of Khadi Institutions, Disbursement of funds and number of Artisans benefitted under Modified Market Development Assistance (MMDA)   | State/UT-wise number of Khadi Institutions, Disbursement of funds and number of Artisans benefitted under Modified Market Development Assistance (MMDA)   | State/UT-wise number of Khadi Institutions, Disbursement of funds and number of Artisans benefitted under Modified Market Development Assistance (MMDA)   | State/UT-wise number of Khadi Institutions, Disbursement of funds and number of Artisans benefitted under Modified Market Development Assistance (MMDA)   |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------|
| Sr. No.                                                                                                                                                   | State / UTs                                                                                                                                               | Cumulative number of Khadi Institutions assisted in last 3 years                                                                                          | Cumulative Disbursement of Funds in last 3 years (Rs. in lakh)                                                                                            | Cumulative number of artisans benefited in last three years                                                                                               |
| 1.                                                                                                                                                        | Himachal Pradesh                                                                                                                                          | 5                                                                                                                                                         | 16.42                                                                                                                                                     | 138                                                                                                                                                       |
| 2.                                                                                                                                                        | Punjab                                                                                                                                                    | 13                                                                                                                                                        | 66.60                                                                                                                                                     | 704                                                                                                                                                       |
| 3.                                                                                                                                                        | Haryana                                                                                                                                                   | 154                                                                                                                                                       | 5,130.86                                                                                                                                                  | 57,192                                                                                                                                                    |
| 4.                                                                                                                                                        | Delhi                                                                                                                                                     | 9                                                                                                                                                         | 66.33                                                                                                                                                     | 924                                                                                                                                                       |
| 5.                                                                                                                                                        | Rajasthan                                                                                                                                                 | 115                                                                                                                                                       | 1,974.26                                                                                                                                                  | 13,181                                                                                                                                                    |
| 6.                                                                                                                                                        | Uttarakhand                                                                                                                                               | 50                                                                                                                                                        | 1,084.37                                                                                                                                                  | 6,393                                                                                                                                                     |
| 7.                                                                                                                                                        | Uttar Pradesh                                                                                                                                             | 552                                                                                                                                                       | 13,313.97                                                                                                                                                 | 1,26,976                                                                                                                                                  |
| 8.                                                                                                                                                        | Chhattisgarh                                                                                                                                              | 20                                                                                                                                                        | 1,629.22                                                                                                                                                  | 3,174                                                                                                                                                     |
| 9.                                                                                                                                                        | Madhya Pradesh                                                                                                                                            | 11                                                                                                                                                        | 760.08                                                                                                                                                    | 2,062                                                                                                                                                     |
| 10.                                                                                                                                                       | Nagaland                                                                                                                                                  | 3                                                                                                                                                         | 15.78                                                                                                                                                     | 45                                                                                                                                                        |
| 11.                                                                                                                                                       | Manipur                                                                                                                                                   | 5                                                                                                                                                         | 14.90                                                                                                                                                     | 130                                                                                                                                                       |
| 12.                                                                                                                                                       | Assam                                                                                                                                                     | 17                                                                                                                                                        | 285.99                                                                                                                                                    | 5,546                                                                                                                                                     |
| 13.                                                                                                                                                       | Bihar                                                                                                                                                     | 21                                                                                                                                                        | 184.33                                                                                                                                                    | 1,450                                                                                                                                                     |
| 14.                                                                                                                                                       | West Bengal                                                                                                                                               | 866                                                                                                                                                       | 13,602.15                                                                                                                                                 | 73,155                                                                                                                                                    |
| 15.                                                                                                                                                       | Jharkhand                                                                                                                                                 | 19                                                                                                                                                        | 146.14                                                                                                                                                    | 679                                                                                                                                                       |
| 16.                                                                                                                                                       | Odisha                                                                                                                                                    | 82                                                                                                                                                        | 573.75                                                                                                                                                    | 2,346                                                                                                                                                     |
| 17.                                                                                                                                                       | Gujarat                                                                                                                                                   | 489                                                                                                                                                       | 8,988.34                                                                                                                                                  | 37,478                                                                                                                                                    |
| 18.                                                                                                                                                       | Maharashtra                                                                                                                                               | 10                                                                                                                                                        | 185.63                                                                                                                                                    | 1,414                                                                                                                                                     |
| 19.                                                                                                                                                       | Andhra Pradesh                                                                                                                                            | 250                                                                                                                                                       | 2,203.20                                                                                                                                                  | 10,608                                                                                                                                                    |
| 20.                                                                                                                                                       | Telangana                                                                                                                                                 | 4                                                                                                                                                         | 41.24                                                                                                                                                     | 698                                                                                                                                                       |
| 21.                                                                                                                                                       | Karnataka                                                                                                                                                 | 294                                                                                                                                                       | 10,080.88                                                                                                                                                 | 28,462                                                                                                                                                    |
| 22.                                                                                                                                                       | Kerala                                                                                                                                                    | 64                                                                                                                                                        | 4,287.29                                                                                                                                                  | 32,696                                                                                                                                                    |
| 23.                                                                                                                                                       | Tamil Nadu                                                                                                                                                | 191                                                                                                                                                       | 6,973.56                                                                                                                                                  | 26,444                                                                                                                                                    |
|                                                                                                                                                           | Total                                                                                                                                                     | 3,244                                                                                                                                                     | 71,812.87                                                                                                                                                 | 4,31,895                                                                                                                                                  |

Annexure-II

Annexure referred to in reply to part (d) of Lok Sabha Starred Question No. *405 for answer on 21.08.2025.

| State/UT-wise number of Khadi Institutions and disbursement of funds under Interest Subsidy Eligibility Certificate (ISEC) Scheme   | State/UT-wise number of Khadi Institutions and disbursement of funds under Interest Subsidy Eligibility Certificate (ISEC) Scheme   | State/UT-wise number of Khadi Institutions and disbursement of funds under Interest Subsidy Eligibility Certificate (ISEC) Scheme   | State/UT-wise number of Khadi Institutions and disbursement of funds under Interest Subsidy Eligibility Certificate (ISEC) Scheme   |
|-------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------|
| Sr. No.                                                                                                                             | State / UTs                                                                                                                         | Cumulative number of Khadi Institutions in last 3 years                                                                             | Cumulative disbursement of funds in last 3 years (Rs. in lakh)                                                                      |
| 1.                                                                                                                                  | Jammu &Kashmir                                                                                                                      | 199                                                                                                                                 | 110.41                                                                                                                              |
| 2.                                                                                                                                  | Himachal Pradesh                                                                                                                    | 18                                                                                                                                  | 155.21                                                                                                                              |
| 3.                                                                                                                                  | Punjab                                                                                                                              | 22                                                                                                                                  | 23.16                                                                                                                               |
| 4.                                                                                                                                  | Haryana                                                                                                                             | 185                                                                                                                                 | 587                                                                                                                                 |
| 5.                                                                                                                                  | Delhi                                                                                                                               | 12                                                                                                                                  | 14.98                                                                                                                               |
| 6.                                                                                                                                  | Rajasthan                                                                                                                           | 124                                                                                                                                 | 237.22                                                                                                                              |
| 7.                                                                                                                                  | Uttarakhand                                                                                                                         | 111                                                                                                                                 | 520.26                                                                                                                              |
| 8.                                                                                                                                  | Uttar Pradesh                                                                                                                       | 761                                                                                                                                 | 2,255.02                                                                                                                            |
| 9.                                                                                                                                  | Chhattisgarh                                                                                                                        | 30                                                                                                                                  | 131.70                                                                                                                              |
| 10.                                                                                                                                 | Madhya Pradesh                                                                                                                      | 12                                                                                                                                  | 30.53                                                                                                                               |
| 11.                                                                                                                                 | Assam                                                                                                                               | 10                                                                                                                                  | 17.38                                                                                                                               |
| 12.                                                                                                                                 | Bihar                                                                                                                               | 46                                                                                                                                  | 56.89                                                                                                                               |
| 13.                                                                                                                                 | West Bengal                                                                                                                         | 885                                                                                                                                 | 1,222.23                                                                                                                            |
| 14.                                                                                                                                 | Jharkhand                                                                                                                           | 4                                                                                                                                   | 6.38                                                                                                                                |
| 15.                                                                                                                                 | Odisha                                                                                                                              | 121                                                                                                                                 | 51.97                                                                                                                               |
| 16.                                                                                                                                 | Gujarat                                                                                                                             | 225                                                                                                                                 | 328.51                                                                                                                              |
| 17.                                                                                                                                 | Maharashtra                                                                                                                         | 13                                                                                                                                  | 12.80                                                                                                                               |
| 18.                                                                                                                                 | Andhra Pradesh                                                                                                                      | 258                                                                                                                                 | 314.98                                                                                                                              |
| 19.                                                                                                                                 | Telangana                                                                                                                           | 1                                                                                                                                   | 36.98                                                                                                                               |
| 20.                                                                                                                                 | Karnataka                                                                                                                           | 283                                                                                                                                 | 2,428.29                                                                                                                            |
| 21.                                                                                                                                 | Kerala                                                                                                                              | 39                                                                                                                                  | 920.90                                                                                                                              |
| 22.                                                                                                                                 | Tamil Nadu                                                                                                                          | 180                                                                                                                                 | 2,004.18                                                                                                                            |
| Total                                                                                                                               | Total                                                                                                                               | 3,539                                                                                                                               | 11,467.07                                                                                                                           |

## Annexure-III

Annexure referred to in reply to part (d) of Lok Sabha Starred Question No. *405 for answer on 21.08.2025.

| State/UT-wise number of artisans trained and benefitted under Gramodyog Vikas Yojana (GVY) during last three years   | State/UT-wise number of artisans trained and benefitted under Gramodyog Vikas Yojana (GVY) during last three years   | State/UT-wise number of artisans trained and benefitted under Gramodyog Vikas Yojana (GVY) during last three years   |
|----------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------|
| Sr. No.                                                                                                              | State/ Union Territories                                                                                             | Number of artisans                                                                                                   |
| 1                                                                                                                    | Jammu &Kashmir *                                                                                                     | 730                                                                                                                  |
| 2                                                                                                                    | Himachal Pradesh                                                                                                     | 710                                                                                                                  |
| 3                                                                                                                    | Punjab                                                                                                               | 560                                                                                                                  |
| 4                                                                                                                    | Chandigarh (UT)                                                                                                      | 75                                                                                                                   |
| 5                                                                                                                    | Haryana                                                                                                              | 1,674                                                                                                                |
| 6                                                                                                                    | Delhi                                                                                                                | 430                                                                                                                  |
| 7                                                                                                                    | Rajasthan                                                                                                            | 3,300                                                                                                                |
| 8                                                                                                                    | Uttarakhand                                                                                                          | 715                                                                                                                  |
| 9                                                                                                                    | Uttar Pradesh                                                                                                        | 6,064                                                                                                                |
| 10                                                                                                                   | Chhattisgarh                                                                                                         | 1,565                                                                                                                |
| 11                                                                                                                   | Madhya Pradesh                                                                                                       | 923                                                                                                                  |
| 12                                                                                                                   | Sikkim                                                                                                               | 290                                                                                                                  |
| 13                                                                                                                   | Arunachal Pradesh                                                                                                    | 940                                                                                                                  |
| 14                                                                                                                   | Nagaland                                                                                                             | 900                                                                                                                  |
| 15                                                                                                                   | Manipur                                                                                                              | 180                                                                                                                  |
| 16                                                                                                                   | Mizoram                                                                                                              | 60                                                                                                                   |
| 17                                                                                                                   | Tripura                                                                                                              | 88                                                                                                                   |
| 18                                                                                                                   | Meghalaya                                                                                                            | 310                                                                                                                  |
| 19                                                                                                                   | Assam                                                                                                                | 3,008                                                                                                                |
| 20                                                                                                                   | Bihar                                                                                                                | 2,511                                                                                                                |
| 21                                                                                                                   | West Bengal                                                                                                          | 1,745                                                                                                                |
| 22                                                                                                                   | Jharkhand                                                                                                            | 1,942                                                                                                                |
| 23                                                                                                                   | Odisha                                                                                                               | 2,551                                                                                                                |
| 24                                                                                                                   | Gujarat**                                                                                                            | 2,430                                                                                                                |
| 25                                                                                                                   | Maharashtra ***                                                                                                      | 3,435                                                                                                                |
| 26                                                                                                                   | Goa                                                                                                                  | 240                                                                                                                  |
| 27                                                                                                                   | Andhra Pradesh                                                                                                       | 1,651                                                                                                                |
| 28                                                                                                                   | Karnataka                                                                                                            | 3,065                                                                                                                |
| 29                                                                                                                   | Kerala****                                                                                                           | 675                                                                                                                  |
| 30                                                                                                                   | Tamil Nadu                                                                                                           | 3,010                                                                                                                |
| 31                                                                                                                   | Telangana                                                                                                            | 1,560                                                                                                                |
|                                                                                                                      | Under Panchgavya activities (RENTI)                                                                                  | 212                                                                                                                  |

Including * Ladakh, **Daman & Diu, *** Dadra & Nagar Haveli and ****Lakshadweep

## Annexure-IV

## Annexure referred to in reply to part (e) of Lok Sabha Starred Question No. *405 for answer on 21.08.2025.

| State/UT-wise number of persons trained under Capacity Building Programme during last three years   | State/UT-wise number of persons trained under Capacity Building Programme during last three years   | State/UT-wise number of persons trained under Capacity Building Programme during last three years   |
|-----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------|
| Sr. No.                                                                                             | State                                                                                               | Skill Development Programme(SDP)                                                                    |
| 1                                                                                                   | New Delhi                                                                                           | 3,277                                                                                               |
| 2                                                                                                   | Jammu & Kashmir                                                                                     | 4,464                                                                                               |
| 3                                                                                                   | Rajasthan                                                                                           | 1,955                                                                                               |
| 4                                                                                                   | Punjab                                                                                              | 560                                                                                                 |
| 5                                                                                                   | Haryana                                                                                             | 297                                                                                                 |
| 6                                                                                                   | Bihar                                                                                               | 7,890                                                                                               |
| 7                                                                                                   | Jharkhand                                                                                           | 2,018                                                                                               |
| 8                                                                                                   | Odisha                                                                                              | 4,258                                                                                               |
| 9                                                                                                   | West Bengal                                                                                         | 4,805                                                                                               |
| 10                                                                                                  | Assam                                                                                               | 3,288                                                                                               |
| 11                                                                                                  | Arunachal Pradesh                                                                                   | 322                                                                                                 |
| 12                                                                                                  | Manipur                                                                                             | 540                                                                                                 |
| 13                                                                                                  | Meghalaya                                                                                           | 397                                                                                                 |
| 14                                                                                                  | Tripura                                                                                             | 233                                                                                                 |
| 15                                                                                                  | Mizoram                                                                                             | 1,800                                                                                               |
| 16                                                                                                  | Nagaland                                                                                            | 922                                                                                                 |
| 17                                                                                                  | Andhra Pradesh                                                                                      | 2,323                                                                                               |
| 18                                                                                                  | Telangana                                                                                           | 6,470                                                                                               |
| 19                                                                                                  | Karnataka                                                                                           | 8,498                                                                                               |
| 20                                                                                                  | Kerala                                                                                              | 9,050                                                                                               |
| 21                                                                                                  | Tamil Nadu                                                                                          | 10,701                                                                                              |
| 22                                                                                                  | Gujarat                                                                                             | 270                                                                                                 |
| 23                                                                                                  | Goa                                                                                                 | 10                                                                                                  |
| 24                                                                                                  | Maharashtra                                                                                         | 20,921                                                                                              |
| 25                                                                                                  | Chhattisgarh                                                                                        | 2,542                                                                                               |
| 26                                                                                                  | Madhya Pradesh                                                                                      | 5,578                                                                                               |
| 27                                                                                                  | Uttar Pradesh                                                                                       | 9,949                                                                                               |
| 28                                                                                                  | Uttarakhand                                                                                         | 5,082                                                                                               |
| Total                                                                                               | Total                                                                                               | 1,18,420                                                                                            |