Lok Sabha Question No. 1397 (UNSTARRED), answered on 2023-12-12
Subject: Women Empowerment under DAY-NRLM
Ministry: RURAL DEVELOPMENT
Asked by: Bharatiben Dhirubhai Shyal, Shankar Lalwani, Arvind Kumar Sharma, Sanghamitra Maurya, Dharambir Singh, P. C. Mohan, Ramesh Bidhuri, Kirit Premjibhai Solanki, Tirath Singh Rawat, Rajesh Verma

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT

## DEPARTMENT OF RURAL DEVELOPMENT

## LOK  SABHA

## UNSTARRED QUESTION NO. 1397 ANSWERED ON 12/12/2023

## WOMEN EMPOWERMENT UNDER DAY-NRLM

## 1397. DR. BHARATIBEN DHIRUBHAI SHIYAL:

SHRI SHANKAR LALWANI:

DR. ARVIND KUMAR SHARMA:

DR. SANGHMITRA MAURYA:

SHRI DHARAMBIR SINGH:

SHRI P.C. MOHAN:

SHRI RAMESH BIDHURI:

DR. (PROF.) KIRIT PREMJIBHAI SOLANKI:

SHRI TIRATH SINGH RAWAT:

SHRI RAJESH VERMA:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the manner in which the Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAYNRLM) programme has empowered women through Self Help Groups (SHGs) and the tangible benefits they have received;
- (b) the details of success achieved by SHGs under DAY-NRLM that demonstrate the transformative impact they have had on the lives of women and their communities;
- (c) the details of the specific interventions which DAY-NRLM has made to address the unique challenges faced by marginalized communities in rural areas; and
- (d) whether the innovative approaches adopted by DAY-NRLM to promote entrepreneurship and skill development among poor rural households has been successful in the country, if so, the details thereof and if not, the reasons therefor?

## MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT

## ANSWER (SADHVI NIRANJAN JYOTI)

- a)  The Ministry is implementing Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY - NRLM) across the country (except Delhi & Chandigarh) with the objective of organizing the rural poor women into Self Help Groups (SHGs) and continuously nurturing and supporting them till they attain appreciable increase in incomes over a period of time and improve their quality of life and come out of abject poverty. The Mission has mobilised 9.89 crore women from rural households into 89.82 lakh SHGs as on 30th November, 2023.

Under DAY-NRLM, SHGs and their federations are empowered  by providing  them  funding  support  in  the  form  of  Revolving  Fund  (RF)  and Community Investment Fund (CIF). Cumulatively Rs. 7,36,724.17 lakh of RF and Rs. 30,47,553.32 lakh of CIF has been provided to SHGs and their federations. In addition, the SHGs are also facilitated for Bank linkage for accessing credit at subsidized rates of interest. Cumulatively 7.68 Lakh crore of Bank loan has been disbursed since 2013-14. SHG member are taking  loan  from  these  funds  for  taking  up  various  income  generating activities. The Mission also helps SHG  households for taking up livelihoods activities in rural area through various interventions through sub-schemes  like  Start-up  Village  Entrepreneurship  Programme  (SVEP), Aajeevika Grameen Express Yojana (AGEY), Mahila Kisan SashaktikaranPariyojana (MKSP), Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDUGKY) & Rural Self Employment Training  Institutes (RSETI).

- (b)  DAY  NRLM  has  played  a  significant  role  in  transforming  the  lives  of rural  poor,  especially  women.  In  a  third  party  evaluation  conducted  by International Initiative for Impact Assessment (3ie) in 2019, it was found that DAY NRLM has contributed to increase in savings, reduction in share of informal loans, improved labour force participation of women, significant improvement in access to other social sector schemes and a significant improvement in households' income sources.
- c) Following specific interventions are being taken made to address the unique challenges faced by marginalized communities in rural areas-
- i)  All  rural  households  with  at  least  one  deprivation,  as  identified  by the Socio-Economic Caste Census (SECC-2011), form the target group of DAY-NRLM.  In  addition,  households  identified  as  poor  through  the process  of Participatory Identification of the Poor (PIP) and  duly validated by the Gram Sabha are also included as the DAY-NRLM target group. ii)  The  Mission  has  special  focus  on  early  inclusion  of  the  Scheduled Castes, Scheduled Tribes, persons with disability, elderly, poorest of the poor  and  other  vulnerable  sections  of  community into  SHG  fold  under DAY-NRLM through  participatory  vulnerability  assessment  processes  as part of social mobilization in the States/UTs. iii) Provision of Vulnerability Reduction Fund (VRF) up-to Rs. 1,50,000 per Village  Organization  (VO). This  is  a  corpus  fund   given  to  VO/Primary Level Federation at Village level to address vulnerabilities faced by the individuals or household(s) or communities. iv) Special projects have been sanctioned for inclusion and comprehensive  development  of  Particularly  Vulnerable  Tribal  Groups (PVTGs)  communities of  Kerala,  Jharkhand  and  Chhattisgarh  and  for socio-economic development of Vantangiya and Banwariya marginalized communities in UP. d) The innovative approach towards skill development is establishment of  RSETIs,  the  district-level  Rural  Self  Employment  Training  Institutes managed by the Banks with active co-operation from the Ministry of Rural Development (MoRD), Government of India and State Government. These dedicated institutions ensure necessary skill training of the rural youth to mitigate the unemployment problem. The Lead Bank in the district takes responsibility  for  creating  and  managing  the  RSETI.  At  present,  591 RSETIs are functioning across 577 districts. The  Ministry  is  also  implementing  Deen  Dayal  Upadhyaya  Grameen Kaushalya  Yojana  (DDU-GKY),  a  placement-linked  skill  development program to build the capacity of rural poor youth of the age-group 15 to 35 years.  This  programme  is  being  implemented  since  September  2014  to address  the  needs  of  domestic  and  global  skill  requirements.  So  far,

15,59,438 candidates have been trained under DDU-GKY

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