Lok Sabha Question No. 4410 (UNSTARRED), answered on 2025-03-27
Subject: Street Vendors in Tamil Nadu
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Selvam G, Shri C N Annadurai

NO. 4410.

## GOVERNMENT OF INDIA LOK SABHA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## UNSTARRED QUESTION NO. 4410 TO BE ANSWERED ON MARCH 27, 2025

## STREET VENDORS IN TAMIL NADU

SHRI SELVAM G: SHRI C N ANNADURAI:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the total number of street vendors in Tamil Nadu benefited from the PM SVANidhi Scheme since its inception;
- (b) the  number  of  first,  second  and  third  loans  sanctioned  along  with  the total amount disbursed to street vendors in Tamil Nadu under the said scheme;
- (c) the number of street vendors in Tamil Nadu who have fully repaid their first loan and availed the second loan under the said scheme;
- (d) whether all eligible street vendors in the State have been registered and provided with identity cards under the said scheme;
- (e) the  number  of  street  vendors  in  Tamil  Nadu  who  have  adopted  digital payment mechanisms under the said scheme;
- (f)  the  total  amount  of  interest  subsidy  provided  to  the  vendors  in  Tamil Nadu under the said scheme; and
- (g) whether the Government is taking any steps to encourage more digital transactions among street vendors under the said scheme and if so, the details thereof?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- a. As on 20.03.2025, a total of 3,99,930 street vendors in Tamil Nadu have been benefited from the Pradhan Mantri Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) Scheme since its inception.
- b. As  on  20.03.2025,  the  details  of  sanction  and  disbursement  of  first, second, and third loans to street vendors under the PM SVANidhi scheme in Tamil Nadu state;

| Loan Term   | Loan Applications Sanctioned   | Loan Applications Disbursed   |   Amount Disbursed(₹ in Cr.) |
|-------------|--------------------------------|-------------------------------|------------------------------|
| 1st Loan    | 4,04,290                       | 3,99,930                      |                       397.5  |
| 2nd Loan    | 1,43,752                       | 1,38,370                      |                       276.01 |
| 3rd Loan    | 28,947                         | 27,269                        |                       134.61 |
| Total       | 5,76,989                       | 5,65,569                      |                       808.12 |

- c. As  on  19.03.2025,  a  total  of  2,40,401  street  vendors  have  successfully repaid their first loan, out of which 1,38,370 street vendors have availed the second loan in Tamil Nadu State.
- d. Survey to identify street vendors is in progress and identity cards are also being provided simultaneously to the identified street vendors.
- e. As  on  31.01.2025,  so  far  2.49  lakh  digitally  active  street  vendors  have conducted a total of 20.71 Crore digital transactions worth ₹ 26,941.92 Cr.
- f. So far, interest subsidy of ₹16.94 Cr. has been paid to the Street vendors beneficiaries in Tamil Nadu State under the scheme.
- g. The Government has taken several measures to promote digital payment adoption among street vendors under the PM SVANidhi scheme. For digital on-boarding and training of PM SVANidhi beneficiaries, a special campaign "Main Bhi Digital" was launched from January 4, to February 15, 2021. To provide renewed push to digital transactions, "Main Bhi Digital 2.0" was launched from July 1, to August 15, 2021. Furthermore, Ministry of Housing &  Urban  Affairs  (MoHUA)  has  partnered  with  Reserve  Bank  of  India's Payment  Infrastructure  Development  Fund  (PIDF)  Scheme  &  Ministry  of Electronics  &  Information  Technology  (MeitY)  to  digitally  onboard  and train PM SVANidhi beneficiaries. In order to further amplify this initiative, MoHUA&MeitY have jointly launched "Main Bhi Digital 3.0" on a pilot basis from  September  09  to  November  30,  2021  under  which  5  DPAs  (Paytm, PhonePe, BharatPe, Aceware, Mswipe) were engaged to digitally onboard and  train  PM  SVANidhi  beneficiaries  in  223  select  Urban  Local  Bodies (ULBs).  "Main  Bhi  Digital  4.0"-  To  expedite  the  digital  on-boarding,  oneweek long campaign, along with SVANidhi se Samridhhi -City level camps, are  being  organized  from  the  first  Monday  of  every  month  starting  from February 06, 2023.  As on January, 2025, around 67% of the beneficiaries are digitally active.

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