Lok Sabha Question No. 2961 (UNSTARRED), answered on 2025-03-18
Subject: Determining the Threshold Yield under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Durai Vaiko

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE

## DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 2961

TO BE ANSWERED ON THE 18 TH  MARCH, 2025

## DETERMINING THE THRESHOLD YIELD UNDER PMFBY

2961. SHRI DURAI VAIKO:

Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

(a) whether the Government is aware of the fact the present framework of determining the threshold yield under the Pradhan Mantri Fasal Bima Yojana (PMFBY) by calculating the average yield of the best 5 years of the last 7 years, deprives the farmers of eligible claims as the threshold yield comes down in the event of extreme natural calamities; (b) whether the Government considers calculating average yield based on yield of best 3 years instead of the best 5 years in the last 7 years; (c) if so, the details thereof and if not, the reasons therefor; (d) whether the Government considers doing crop loss assessment for insurance claim on individual-basis under the PMFBY for every farmer; and (e) if so, the details thereof and if not, the reasons therefor?

## ANSWER

THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण राǛ मंũी (SHRI RAMNATH THAKUR) (a)  to  (c)    :  The  review/revisions  /  rationalization  /  improvements  in  the  crop  insurance schemes is a continuous process and decision on suggestion/ representations/ recommendations of the stakeholders/studies are taken from time to time.  Based on the experience  gained,  views  of  various  stakeholders  and  with  a  view  to  ensure  better transparency,  accountability,  timely  payment  of  claims  to  the  farmers  and  to  make  the scheme  more  farmer  friendly,  Government  has  periodically  revised  the  Operational Guidelines of the PMFBY comprehensively to ensure that the eligible benefits under the scheme  reach  the  farmers  timely  and  transparent.      The  Working  Group  to  Examine Alterative Risk Management Mechanism under PMFBY in 2022 has examined this matter and recommended to continue the current  mechanism for calculation of threshold  yield. Further, there is no proposal regarding revision in the provision of  calculation of threshold yield under PMFBY is under consideration at present. (d)  &  (e)  :      PMFBY  is  mainly  implemented  on  'Area  Approach'  basis  due  to  certain administrative and technical constraints like small size of farm holdings, non-availability of past yield data based on requisite number of crop cutting experiments and capacity of the State Government to conduct requisite number of crop cutting experiments to know the yield to assess the claim amount etc. However,  with a view to provide claims in respect of losses due to localized risks of hailstorm, landslide, inundation, cloud burst & natural fire and post-harvest losses due to cyclone, cyclonic/unseasonal rains & hailstorms are calculated on individual insured farm basis.      There is no proposal under consideration of the Government to implement the

entire scheme on individual farm basis.

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