Lok Sabha Question No. 261 (UNSTARRED), answered on 2025-07-22
Subject: Computerization of Primary Cooperative Societies
Ministry: COOPERATION
Asked by: Shri Brijmohan Agrawal, Smt. Poonamben Hematbhai Maadam

## 261.

## GOVERNMENT OF INDIA MINISTRY OF COOPERATION

## LOK SABHA UNSTARRED QUESTION NO. 261 TO BE ANSWERED ON 22 nd  JULY, 2025

## Computerization of Primary Cooperative Societies

## Shri Brijmohan Agrawal: Smt. Poonamben Hematbhai Maadam:

Will the Minister of Cooperation (सहकाįरता मंũी) be pleased to state:

- (a)  whether  any  scheme  has  been  implemented  by  the  Government  for  computerization  of primary cooperative societies to modernise its operation;
- (b) if so, the amount allocated to/utilized by all the State/UTs including Chhattisgarh during the last three years;
- (c) the number of primary cooperative societies that have been computerized in Chhattisgarh State so far;
- (d) whether the computerization had any impact on the functioning of the societies, if so, the evaluation report thereof;
- (e) the steps taken by the Government for capacity building, infrastructure development and digital literacy;
- (f)  whether  any  target/time  limit  has  been  set  for  complete  computerization  of  primary cooperative societies, if so, the details thereof and if not, the reasons therefor;
- (g)  whether  any  capacity-building  programmes  have  been  introduced  to  support  PAC  in adopting and managing the new Enterprise Resource Planning system; and
- (h) if so, the details thereof?

## ANSWER

## THE MINISTER OF COOPERATION सहकाįरता मंũी (SHRI AMIT SHAH)

(a):   Yes,  Sir.  Government  of  India  is  implementing  this  Project  of  Computerization  of functional PACS with a total financial outlay of ₹2,516 Crore which has now been increased upto 2925.39 Crore which entails bringing all the functional PACS onto an ERP (Enterprise Resource Planning) based common national software, linking them with NABARD through State  Cooperative  Banks  (StCBs)  and  District  Central  Cooperative  Banks  (DCCBs).  This common ERP software is provided to all the PACS in the project, across the country, to capture data on all functionalities of PACS, both credit and non-credit. This software is customizable for state-specific needs.

(b): The States/UTs wise details of funds released/utilized under Computerization of PACS Project including Chhattisgarh during the last three years are at Annexure 'A'.

(c):  Total  no.  of  PACS  in  the  Chhattisgarh  State  are  2028  and  all  2028  PACS  have  been onboarded on ERP software.

(d)  to  (e):  The  ERP-based  common  national  software  enhances  the  efficiency  of  PACS operations  through  a  Common  Accounting  System  (CAS)  and  Management  Information System (MIS). Additionally, it strengthens governance and transparency, resulting in faster loan  disbursal,  reduced  transaction  costs,  minimized  payment  imbalances,  and  seamless accounting with DCCBs and StCBs. Furthermore, training and necessary handholding support provided by NABARD ensures that small and marginal farmers, including those who may not be digitally literate, benefit equally from digitalization.

A comprehensive ERP solution integrates multiple functionalities, including membership  management,  financial  services  such  as  deposits  and  lending  (short-term, medium-term,  and  long-term),  procurement,  processing  units,  Public  Distribution  System (PDS), business planning, warehousing, merchandising, borrowings, asset management, and human resource management. Additionally, it has provision to incorporate RuPay and Kisan Credit Card (KCC)/ database integrations to facilitate seamless financial transactions for PACS members.

The Ministry of Cooperation (MoC) has adopted a multi-layered approach to evaluate the impact of this initiative, ensuring effective implementation at the grassroots level. Regular monthly review meetings are conducted with States/UTs to assess progress, particularly in the PACS computerization Project. Key stakeholders like States/UTs, including NABARD have been  engaged  to  review  the  implementation  of  this  project.  Additionally,  a  structured monitoring framework has been established, comprising the National Level Monitoring and Implementation Committee (NLMIC), State and District Level Implementation and Monitoring Committees (SLIMC and DLIMC), State Cooperative Development Committee (SCDC)  (under  the  Chief  Secretary),  and  District  Cooperative  Development  Committee (DCDC)  (under  the  District  Collector).  These  bodies  ensure  effective  implementation, oversight, and coordination of all cooperative sector initiatives, including PACS computerization.

Further,  NITI  Aayog  has  conducted  an  impact  evaluation  of  Centrally  Sponsored Schemes (CSS) in the Agriculture & Allied Sector, which includes "Computerization of PACS" and  "Strengthening  of  Cooperatives  through IT Interventions" under  the  Ministry  of Cooperation.  Yes, computerization has a significant impact on the functioning of societies. It aims to improve operational efficiency, transparency, and accountability. Key benefits include:

* Speedy disbursal of loans.
* Lowering of transaction costs.
*  Reduction  in  imbalances  in  payments  and  seamless  accounting  with  DCCBs  and StCBs.
* Enhanced trustworthiness in the working of PACS among farmers.

(f): Yes, the Government has set a target to complete the computerization of functional PACS across the country. Sunset date of the project is 31st March 2027. The implementation is being done in a phased manner, and each PACS is brought onto a common ERP platform.

(g) to (h): Yes, Capacity-building programs have been introduced to support PACS in adopting and  managing  the  new  Enterprise  Resource  Planning  (ERP)  software.  The  key  initiatives include:

-  This project is implemented by Ministry of Cooperation in collaboration with States/UTs;
-  Training of PACS personnel on ERP usage, data entry, and operational modules such as accounting, credit, procurement, and distribution.
-  Regular webinars, helplines, and user manuals in regional languages for ease of adoption.

The details of PACS Training and Handholding details are at Annexure 'B'.

***

| # States/UTs          | Amount r eleased in FY 2022- 23   | Total Expen diture incurr ed in 2022-2 3   | Amount released in FY 2023 -24   | Total Expen diture incurr ed in 2023-24   | Amount rele ased in FY 2024-25   |   Total Exp enditure i ncurred i n 2024-25 |
|-----------------------|-----------------------------------|--------------------------------------------|----------------------------------|-------------------------------------------|----------------------------------|--------------------------------------------|
| 1Maharashtra          | 87.95                             | -                                          | 33.65                            | 71.88                                     | -                                |                                      39.38 |
| 2 Rajasthan           | 23.78                             | -                                          | 43.30                            | 44.05                                     | 11.00                            |                                      25.6  |
| 3Gujarat              | -                                 | -                                          | 58.30                            | 7.39                                      | 22.19                            |                                      58.48 |
| 4Uttar Pradesh        | 11.28                             | -                                          | 42.30                            | 24.10                                     | -                                |                                      15.13 |
| 5Karnataka            | 40.25                             | -                                          | 15.39                            | 36.67                                     | -                                |                                       2.69 |
| 6 Madhya Prad esh     | 33.23                             | -                                          | 25.42                            | 43.47                                     | -                                |                                       8.88 |
| 7Tamil Nadu           | 33.20                             | -                                          | 12.48                            | 25.78                                     | -                                |                                      17.34 |
| 8 Bihar               | 32.95                             | -                                          | -                                | 4.48                                      | 14.66                            |                                      32.43 |
| 9West Bengal          | 30.54                             | -                                          | -                                | 6.45                                      | -                                |                                       6.35 |
| 10Punjab              | 25.52                             | -                                          | -                                | 10.20                                     | -                                |                                      10.8  |
| 11 Andhra Prade sh    | 14.93                             | -                                          | 3.74                             | -                                         | 14.54                            |                                      28.15 |
| 12Chhattisgarh        | 14.86                             | -                                          | -                                | 4.51                                      | 10.21                            |                                      18.28 |
| 13 Himachal Pra desh  | 9.56                              | -                                          | 7.32                             | 13.13                                     | 3.09                             |                                       3.74 |
| 14Jharkhand           | 10.99                             | -                                          | -                                | 5.45                                      | 15.10                            |                                      12.82 |
| 15Haryana             | 4.85                              | -                                          | 2.44                             | -                                         | -                                |                                       7.09 |
| 16Uttarakhand         | -                                 | -                                          | 3.69                             | -                                         | -                                |                                       0.29 |
| 17Assam               | 6.41                              | -                                          | 2.45                             | 6.41                                      | 6.39                             |                                       5.71 |
| 18J&K                 | 5.25                              | -                                          | 1.52                             | 5.25                                      | 1.85                             |                                       2.21 |
| 19Tripura             | 2.95                              | -                                          | 1.13                             | 3.55                                      | 3.03                             |                                       2.55 |
| 20Manipur             | 2.55                              | -                                          | -                                | -                                         | -                                |                                       2.09 |
| 21Nagaland            | 0.36                              | -                                          | 2.46                             | 0.64                                      | 1.60                             |                                       3.77 |
| 22Meghalaya           | 1.23                              | -                                          | -                                | 1.03                                      | -                                |                                       0.23 |
| 23Sikkim              | 1.18                              | -                                          | 0.90                             | 1.59                                      | 0.79                             |                                       0.45 |
| 24Goa                 | 0.32                              | -                                          | 0.13                             | 0.30                                      | 0.44                             |                                       0.21 |
| 25ANI                 | -                                 | -                                          | 0.69                             | -                                         | -                                |                                       0.62 |
| 26Puducherry          | 0.44                              | -                                          | 0.17                             | 0.41                                      | -                                |                                       0.07 |
| 27Mizoram             | 0.27                              | -                                          | -                                | 0.21                                      | 0.44                             |                                       0.34 |
| 28 Arunachal Pra desh | 0.15                              | -                                          | 0.12                             | 0.21                                      | 0.09                             |                                       0.08 |
| 29Ladakh              | -                                 | -                                          | 0.12                             | -                                         | -                                |                                       0.02 |
| 30DNH&DD              | -                                 | -                                          | -                                | -                                         | 0.12                             |                                       0.06 |
| Total                 | 395.00                            | -                                          | 257.71                           | 317.14                                    | 105.54                           |                                     305.89 |

| PACS Training and Handholding Details   | PACS Training and Handholding Details   | PACS Training and Handholding Details       | PACS Training and Handholding Details   |
|-----------------------------------------|-----------------------------------------|---------------------------------------------|-----------------------------------------|
| S. No                                   | State                                   | Sum of Total Sanction PACS Training to PACS | Handholding to PACS                     |
| 1 Andaman and Nicobar                   | 46                                      | 46                                          | 46                                      |
| 2Andhra Pradesh                         | 2037                                    | 592                                         | 1469                                    |
| 3Arunachal Pradesh                      | 14                                      | 11                                          | 11                                      |
| 4Assam                                  | 583                                     | 539                                         | 572                                     |
| 5Bihar                                  | 4495                                    | 1698                                        | 1336                                    |
| 6Chhattisgarh                           | 2028                                    | 2028                                        | 2025                                    |
| 7Daman and Diu                          | 4                                       | 0                                           | 4                                       |
| 8Goa                                    | 58                                      | 41                                          | 14                                      |
| 9Gujarat                                | 5754                                    | 5618                                        | 1440                                    |
| 10Haryana                               | 710                                     | 600                                         | 585                                     |
| 11Himachal Pradesh                      | 1789                                    | 831                                         | 617                                     |
| 12Jammu and Kashmir                     | 537                                     | 533                                         | 465                                     |
| 13Jharkhand                             | 2797                                    | 1368                                        | 168                                     |
| 14Karnataka                             | 5682                                    | 3702                                        | 24                                      |
| 15Ladakh                                | 10                                      | 7                                           | 0                                       |
| 16Madhya Pradesh                        | 5188                                    | 3900                                        | 4488                                    |
| 17Maharashtra                           | 12000                                   | 6858                                        | 8520                                    |
| 18Manipur                               | 232                                     | 169                                         | 0                                       |
| 19Meghalaya                             | 112                                     | 99                                          | 46                                      |
| 20Mizoram                               | 49                                      | 25                                          | 23                                      |
| 21Nagaland                              | 231                                     | 30                                          | 9                                       |
| 22Odisha                                | 2711                                    | 0                                           | 0                                       |
| 23Pondicherry                           | 45                                      | 43                                          | 33                                      |
| 24Punjab                                | 3482                                    | 948                                         | 861                                     |
| 25Rajasthan                             | 7468                                    | 5583                                        | 1847                                    |
| 26Sikkim                                | 107                                     | 104                                         | 29                                      |
| 27Tamil Nadu                            | 4532                                    | 4531                                        | 3001                                    |
| 28Tripura                               | 268                                     | 207                                         | 159                                     |
| 29Uttar Pradesh                         | 5686                                    | 1098                                        | 0                                       |
| 30Uttarakhand                           | 670                                     | 0                                           | 0                                       |
| 31West Bengal                           | 4167                                    | 3113                                        | 44                                      |
| Grand Total                             | 73492                                   | 44322                                       | 27836                                   |