Lok Sabha Question No. 2795 (UNSTARRED), answered on 2025-03-18
Subject: Kisan Credit Card
Ministry: FISHERIES, ANIMAL HUSBANDRY AND DAIRYING
Asked by: Shri Appalanaidu Kalisetti, Shri Tangella Uday Srinivas

## GOVERNMENT OF INDIA MINISTRY OF FISHERIES, ANIMAL HUSBANDRY AND DAIRYING DEPARTMENT OF FISHERIES

## LOK SABHA

## UNSTARRED QUESTION NO. 2795 TO BE ANSWERED ON 18 TH  MARCH, 2025

## Kisan Credit Card

2795. Shri Tangella Uday Srinivas: Shri Appalanaidu Kalisetti :

- Will the Minister of Fisheries, Animal Husbandry and Dairying be pleased to state: (a) the number of individual fishermen, fish farmer groups, cooperatives, and SHGs who have availed the Kisan Credit Card during the last five years, State-wise including Andhra Pradesh; (b) the total amount of credit sanctioned and disbursed under KCC for fishermen and fish farmers during the said period, State/category and year-wise; (c)  the  total  number  of  KCC  beneficiaries  in  Andhra  Pradesh,  categorized  by individuals, groups and entities, district-wise; (d)  whether  any  special  awareness  or  outreach  programmes  were  conducted  in Andhra Pradesh to promote KCC among different categories of beneficiaries and if so, the details thereof; and
- (e) the details of any pending proposals from States, particularly Andhra Pradesh, for improving KCC accessibility for fishermen and fish farmers, including measures for better access to institutional credit for individuals, groups and cooperatives, and the action taken by the Government in this regard?

## ANSWER THE MINISTER OF STATE FOR FISHERIES, ANIMAL HUSBANDRY AND DAIRYING (SHRI GEORGE KURIAN)

- (a) & (b ) In the year 2018-19, Government of India extended the facility of the Kisan Credit  Card  (KCC)  to  the  fishers  and  fish  farmers  to  meet  their  working  capital requirements.  The  state-wise  details  of  individual  fishermen,  fish  farmer  groups, cooperatives,  and SHGs  with  operative  KCC  beneficiaries  and  amount  sanctioned including Andhra Pradesh is at ANNEXURE-I: (c)  The  district-wise  number  of  operative  KCC  beneficiaries  in  Andhra  Pradesh,
- categorized by individuals, groups and entities is at ANNEXURE-II.
- (d) & (e) To saturate the eligible fishers and fish farmers with the KCC facility and facilitate access to institutional credit at subvented interest rate, the Department of Fisheries (DoF) has been actively coordinating with the Ministry of Agriculture and Farmers Welfare, Department of Financial Services (DFS), Ministry of Finance, and the Fisheries Department of Andhra Pradesh. The 'Nationwide AHDF KCC Campaign for 2024-25' has also been launched from 15 th  September 2024 to 31 st  March 2025,

for saturating all the eligible fishers and fish farmers. During this campaign, Gram Panchayat-level  KCC  Camps  are  being  organiged  by  the  State/UT  Fisheries Departments  (including  the  state  of  Andhra  Pradesh)  for  on-the-spot  scrutiny  of applications sourced in both modes (offline through Common Service Centres and online via the 'JanSamarth' portal (www.jansamarth.in). The District Fisheries Officers in States/UTs have designated as the Nodal Officers at the district level for the KCC campaign. They coordinate with the Lead District Managers (LDMs) to ensure the timely  approval  and  sanctioning  of  KCC  loans  from  the  banks.  The  State  Level Bankers Committee (SLBC) is organizing weekly KCC Loan Camps at the district level to facilitate the sanctioning of eligible KCC working capital loans for fishermen.

Further, in the Union Budget 2025-26, the Government of India has enhanced the KCC lending limit for fishers and fish farmers from ₹3 lakh to ₹5 lakh. Additionally, the collateral-free  loan  limit  for  KCC  fisheries  has  raised  from  ₹1.60  lakh  to  ₹2  lakh, effective from January 1, 2025.  As of 31 st  December 2024, a total of 20,466 KCC proposals are pending from the States/UTs, including 1,346 proposals from Andhra Pradesh.  The  status  of  pending  proposals  is  regularly  reviewed  by  the  District Collector and by the State Level Bankers Committee (SLBC).

***

## ANNEXURE I

Statement referred to in reply to the Lok Sabha unstarred question No.2795 put in by Shri Tangella Uday Srinivas and Shri Appalanaidu Kalisetti, Hon'ble Members of Parliament, Lok Sabha for answer on 18th March, 2025 regarding Kisan Credit Card: State-wise total numbers of Operative KCC, including Andhra Pradesh.

| State/UT               | FY 2021-22   | FY 2021-22                      | FY 2022-23   | FY 2022-23                       | FY 2023-24   | FY 2023-24                      | FY 2024-25 (as on 31.12. 2024)   | FY 2024-25 (as on 31.12. 2024)   |
|------------------------|--------------|---------------------------------|--------------|----------------------------------|--------------|---------------------------------|----------------------------------|----------------------------------|
| State/UT               | No. of KCCs  | Amt. outstanding (in Rs. Crore) | No. of KCCs  | Amt. outstand ing (in Rs. Crore) | No. of KCCs  | Amt. outstanding (in Rs. Crore) | No. of KCCs                      | Amt. outstanding (in Rs. Crore)  |
| Andaman & Nicobar      | 472          | 2                               | 490          | 2                                | 654          | 2.12                            | 652                              | 2.10                             |
| Andhra Pradesh         | 7,394        | 934                             | 8,010        | 1,327                            | 14,716       | 2,439.66                        | 15,234                           | 2,765.42                         |
| Arunachal Pradesh      | 46           | 0                               | 68           | 1                                | 68           | 0.74                            | 63                               | 0.80                             |
| Assam                  | 1,299        | 10                              | 2,280        | 16                               | 2,061        | 17.70                           | 1,842                            | 16.80                            |
| Bihar                  | 604          | 8                               | 570          | 7                                | 812          | 11.40                           | 795                              | 11.65                            |
| Chandigarh             | 1            | 0                               | -            | -                                | 0            | 0.00                            |                                  |                                  |
| Chhattisgarh           | 898          | 9                               | 1,143        | 10                               | 1,318        | 13.79                           | 1,379                            | 15.25                            |
| Dadra & Nagar Haveli & |              |                                 |              |                                  |              |                                 |                                  |                                  |
| Daman & Diu            | 535          | 13                              | 586          | 21                               | 545          | 22.79                           | 560                              | 25.18                            |
| Delhi                  | -            | -                               | -            | -                                | 156          | 0.88                            | 104                              | 0.49                             |
| Goa                    | 453          | 11                              | 529          | 8                                | 1,155        | 13.97                           | 538                              | 11.55                            |
| Gujarat                | 5,098        | 120                             | 6,882        | 176                              | 7,838        | 247.29                          | 9,552                            | 304.68                           |
| Haryana                | 361          | 5                               | 472          | 6                                | 1,248        | 17.67                           | 539                              | 8.64                             |
| Himachal Pradesh       | 524          | 5                               | 625          | 6                                | 926          | 10.40                           | 1,509                            | 16.97                            |
| Jammu & Kashmir        | 654          | 8                               | 679          | 7                                | 995          | 8.26                            | 839                              | 6.29                             |
| Jharkhand              | 1,835        | 9                               | 1,827        | 10                               | 2,973        | 14.18                           | 1,163                            | 7.97                             |
| Karnataka              | 2,483        | 29                              | 6,533        | 55                               | 4,837        | 77.46                           | 5,659                            | 74.32                            |
| Kerala                 | 4,802        | 78                              | 8,639        | 132                              | 7,935        | 162.05                          | 12,271                           | 243.59                           |
| Ladakh                 | 884          | 16                              | 11           | 0                                | 14           | 0.23                            | 22                               | 0.30                             |
| Lakshadweep            | 2            | 0                               | 242          | 3                                | 4,886        | 16.64                           | 1,090                            | 11.18                            |
| Madhya Pradesh         | 5,482        | 14                              | 18,269       | 29                               | 3,485        | 15.32                           | 6,305                            | 19.29                            |
| Maharashtra            | 5,585        | 39                              | 6,670        | 51                               | 5,750        | 52.25                           | 6,709                            | 65.60                            |
| Manipur                | 211          | 3                               | 308          | 3                                | 324          | 2.05                            | 308                              | 3.73                             |
| Meghalaya              | 121          | 0                               | 199          | 1                                | 638          | 5.62                            | 206                              | 0.71                             |
| Mizoram                | 50           | 1                               | 95           | 1                                | 70           | 1.25                            | 377                              | 5.09                             |
| Nagaland               | 6            | 0                               | 74           | 1                                | 44           | 0.41                            | 36                               | 0.33                             |
| Orissa                 | 1,084        | 17                              | 975          | 72                               | 1,661        | 99.30                           | 2,233                            | 84.49                            |
| Puducherry             | 251          | 1                               | 1,106        | 16                               | 2,567        | 40.72                           | 3,331                            | 59.86                            |
| Punjab                 | 731          | 11                              | 918          | 14                               | 885          | 15.04                           | 736                              | 13.53                            |
| Rajasthan              | 843          | 7                               | 999          | 10                               | 1,288        | 13.83                           | 1,153                            | 12.59                            |
| Sikkim                 | 40           | 1                               | 44           | 1                                | 100          | 0.97                            | 146                              | 1.40                             |
| Tamil Nadu             | 4,481        | 59                              | 12,036       | 179                              | 32,901       | 599.36                          | 40,237                           | 755.93                           |
| Telangana              | 3,664        | 16                              | 3,973        | 26                               | 2,263        | 16.42                           | 1,607                            | 18.57                            |
| Tripura                | 1,902 286    | 13 4                            | 10,345 381   | 29 4                             | 3,364 2,145  | 15.33 22.92                     | 3,163 5,476                      | 15.20 66.70                      |
| Uttarakhand            | 4,012        | 43                              |              |                                  | 3,748        |                                 | 510                              |                                  |
| Uttar Pradesh          |              |                                 | 5,481        | 57                               |              | 45.78                           |                                  | 6.86                             |
| West Bengal            | 3,001        | 42                              | 5,041        | 65                               | 5,155        | 72.60                           | 4,522                            | 2,688.56                         |
| Total                  | 60,095       | 1,531                           | 1,06,50 0    | 2,344                            | 1,19,525     | 4,096.42                        | 1,30,866                         | 7,342                            |

## ANNEXURE-II

Statement referred to in reply to the Lok Sabha unstarred question No.2795 put in by Shri Tangella Uday Srinivas and Shri Appalanaidu Kalisetti, Hon'ble Members of Parliament, Lok Sabha for answer on 18th March, 2025 regarding Kisan Credit Card: District-wise total numbers of KCC beneficiaries in Andhra Pradesh

| S. No.   | District                    |   Individual (No. of A/Cs) |   Farmer Groups (No. of A/Cs) |   SHGs (No. of A/Cs) |   Co- operatives (No. of A/Cs) |
|----------|-----------------------------|----------------------------|-------------------------------|----------------------|--------------------------------|
| 1        | Alluri Sita Ramaraju        |                        142 |                             0 |                    0 |                              0 |
| 2        | Anakapalli                  |                       1426 |                             0 |                    0 |                              0 |
| 3        | Anantapur                   |                        394 |                             0 |                    0 |                              0 |
| 4        | Annamayya                   |                         73 |                             0 |                    0 |                              0 |
| 5        | Bapatla                     |                        608 |                             1 |                    0 |                              0 |
| 6        | Chittoor                    |                        468 |                             0 |                    0 |                              0 |
| 7        | Dr. B.R Ambedkar Konaseema  |                        375 |                             0 |                    5 |                              0 |
| 8        | East Godavari               |                       1136 |                             0 |                    4 |                              0 |
| 9        | Eluru                       |                       1656 |                             2 |                   93 |                          11030 |
| 10       | Guntur                      |                       5203 |                             0 |                    0 |                              0 |
| 11       | Kakinada                    |                        423 |                            18 |                    2 |                              0 |
| 12       | Krishna                     |                      25828 |                            10 |                   45 |                           4908 |
| 13       | Kurnool                     |                       1080 |                            10 |                    0 |                              0 |
| 14       | Nandyal                     |                       1517 |                           206 |                    5 |                              0 |
| 15       | NTR                         |                       6793 |                             0 |                    0 |                             14 |
| 16       | Palnadu                     |                        540 |                             0 |                    0 |                              0 |
| 17       | Parvatipuram Manyam         |                        719 |                             0 |                    0 |                              0 |
| 18       | Prakasam                    |                       3284 |                            24 |                    0 |                              0 |
| 19       | Sri Potti Sriramulu Nellore |                       1990 |                             5 |                    0 |                              0 |
| 20       | Sri Sathya Sai              |                        124 |                             0 |                    0 |                              0 |
| 21       | Srikakulam                  |                       1855 |                            14 |                    0 |                              0 |
| 22       | Tirupati                    |                        540 |                             0 |                    0 |                              0 |
| 23       | Visakhapatnam               |                       1359 |                             9 |                   16 |                              0 |
| 24       | Vizianagaram                |                        665 |                             0 |                    0 |                              0 |
| 25       | West Godavari               |                       2091 |                            35 |                   78 |                              0 |
| 26       | Y.S.R. Cuddapah             |                        608 |                             0 |                    2 |                              0 |
|          | Total                       |                      60897 |                           334 |                  250 |                          15952 |

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