Lok Sabha Question No. 2029 (UNSTARRED), answered on 2025-03-11
Subject: Mahila Samridhi Yojana (MSY)
Ministry: SOCIAL JUSTICE AND EMPOWERMENT
Asked by: Shri Appalanaidu Kalisetti

## GOVERNMENT OF INDIA MINISTRY OF SOCIAL JUSTICE AND EMPOWERMENT LOK SABHA

UNSTARRED QUESTION NO.2029 TO BE ANSWERED ON 11.03.2025

## MAHILA SAMRIDHI YOJANA (MSY)

## 2029. SHRI APPALANAIDU KALISETTI:

## Will the Minister of SOCIAL JUSTICE AND EMPOWERMENT be pleased to state:

- (a) the utilization rate of funds allocated under Mahila Samridhi Yojana (MSY), along with details of districts with significantly lower utilization and the steps taken to address this, State and district-wise including Andhra Pradesh;
- (b) the number of women beneficiaries, including Self-Help Groups (SHGs), who have received microfinance loans under MSY in Andhra Pradesh during the last five years, State/district and year-wise;
- c) the percentage of women beneficiaries from Scheduled Castes (SCs), Scheduled Tribes STs), and Other Backward Classes (OBCs) in Andhra Pradesh who have successfull established their own enterprises under MSY, State-wise; and
- (d) the details of challenges or delays in identifying eligible beneficiaries and disbursing loans under MSY, and the measures taken to resolve these issues?

## ANSWER

## MINISTER OF STATE FOR SOCIAL JUSTICE AND EMPOWERMENT (SHRI B.L.VERMA)

- (a) (i) The National Backward Classes Finance and Development Corporation (NBCDC) was implementing the Mahila Samridhi Yojana (MSY) until 2023-24. The state-wise details of amount allocated and utilized under MSY including Andhra Pradesh during 2023-24 by NBCDC are placed at Annexure -I.
- (ii) The state-wise utilization percentage of funds released under MSY scheme implemented by National Scheduled Castes Finance and Development Corporation (NSFDC) across India including Andhra Pradesh during the current Financial Year up to 31.01.2025 is placed at Annexure-ll.
- (b & c) (i) During last 5 years, no funds were availed under the MSY scheme of NSFDC in Andhra Pradesh, and thus no women beneficiaries were covered under the scheme.
- (ii) State-wise and year-wise coverage of women beneficiaries for the last 5 years under the MSY scheme is placed at Annexure-Ill.

The district-wise data with respect to MSY is not maintained.

It has been informed by Ministry of Tribal Affairs that this scheme is not implemented for the Scheduled Tribes (STs).

- (d) The channelizing agencies of NBCFDC and NSFDC have not reported about delays faced in identifying eligible beneficiaries under MSY.

*****

Annexure -I to the part (a) of Lok Sabha Admitted Parliament Unstarred Question No. 2029 to be answered on 11.03.2025 asked by Shri Appalanaidu Kalisetti, regarding "Mahila Samridhi Yojana (MSY)".

| S.N   | Name of States/ UTs/PSBs   | Amount Allocated/ Disbursed (Rs. in Lakh)   | Amount Utilised (Rs. in Lakh)   |
|-------|----------------------------|---------------------------------------------|---------------------------------|
| I.    | STATES                     |                                             |                                 |
| 1     | Andhra Pradesh             | 2686.00                                     | 2686.00                         |
| 2     | Arunachal Pradesh          | 0.00                                        | 0.00                            |
| 3     | Assam                      | 37.00                                       | 37.00                           |
| 4     | Bihar                      | 27.00                                       | 27.00                           |
| 5     | Chhattisgarh               | 1415.00                                     | 1415.00                         |
| 6     | Gujarat                    | 540.00                                      | 540.00                          |
| 7     | Goa                        | 159.00                                      | 159.00                          |
| 8     | Haryana                    | 640.00                                      | 640.00                          |
| 9     | Himachal Pradesh           | 472.30                                      | 472.30                          |
| 10    | Jharkhand                  | 4.00                                        | 4.00                            |
|       | Karnataka                  | 3439.00                                     | 3439.00                         |
| 12    | Kerala                     | 15803.00                                    | 15803.00                        |
|       | Madhya Pradesh             | 37.00                                       | 37.00                           |
|       | Maharashtra                | 322.00                                      | 322.00                          |
| 15    | Manipur                    | 2.00                                        | 2.00                            |
| 16    | Meghalaya                  | 0.00                                        | 0.00                            |
| 17    | Mizoram                    | 0.00                                        | 0.00                            |
| 18    | Nagaland                   | 0.000                                       | 0.000                           |
|       | Odisha                     | 35.00                                       | 35.00                           |
|       | Punjab                     | 1742.50                                     | 1742.50                         |
| 21    | Rajasthan                  | 8.00                                        | 8.00                            |
| 22    | Sikkim                     |                                             |                                 |
| 23    | Tamil Nadu                 |                                             |                                 |
| 24    | Telangana                  |                                             |                                 |
| 25    | Tripura                    |                                             |                                 |
| 26    | Uttar Pradesh              |                                             |                                 |
|       | Uttarakhand                |                                             |                                 |
| 28    | West Bengal                |                                             |                                 |
|       | Sub Total States (1 to 28) | 48764.20                                    | 48764.20                        |
| II.   | UTs                        |                                             |                                 |
| 29    | A&N Islands                | 0.00                                        | 0.00                            |
| 30    | Chandigarh                 | 0.00                                        | 0.00                            |
| 31    | D &N Haveli & Daman & Diu  | 0.00                                        | 0.00                            |
| 32    | Ladakh                     | 0.00                                        | 0.00                            |
|       | Delhi                      | 0.00                                        | 0.00                            |
| 34    | Jammu & Kashmir            | 242.00                                      | 242.00                          |
| 35    | Lakshadweep                | 0.00                                        | 0.00                            |
| 36    | Puducherry                 | 3503.00                                     | 3503.00                         |
|       | Sub Total UTs (29 to 36)   | 3745.00                                     | 3745.00                         |
|       | TOTAL (I + II)             | 52509.20                                    | 52509.20                        |

Annexure -II to the part (a) of Lok Sabha Admitted Parliament Unstarred Question No. 2029 to be answered on 11.03.2025 asked by Shri Appalanaidu Kalisetti, regarding "Mahila Samridhi Yojana (MSY)".

## MSY : CUMULATIVESTATE-WISESANCTION, NETDISBURSEMENT AND FUND UTILISATION

AS ON 31.01.2025

(Rs. In lakh)

| SI no.   | PSBs                    | Net Disbursement                            | Funds Utilization   | Funds Utilization   |
|----------|-------------------------|---------------------------------------------|---------------------|---------------------|
|          |                         | (as on 31.01.25 -after                      | Amount              | %age                |
|          |                         | moratorium period of 90 days) (Rs. in Lakh) | (Rs. in Lakh)       |                     |
| 1        | Andaman & Nicobar       | 0.00                                        | 0.00                | 0.00                |
|          | Andhra Pradesh          | 2204.26                                     | 2204.26             | 100.00              |
| 3        | Arunachal Pradesh       | 0.00                                        | 0.00                | 0.00                |
| 4        | Assam                   | 198.00                                      | 196.24              | 99.11               |
| 5        | Bihar                   | 480.64                                      | 480.64              | 100.00              |
| 6        | Chandigarh              | 38.35                                       | 25.90               | 67.54               |
| 7        | Chhattisgarh            | 100.74                                      | 100.54              | 99.80               |
| 8        | Dadra N.Haveli, D & Diu | 0.00                                        | 0.00                | 0.00                |
| 9        | Delhi                   | 0.00                                        | • 0.00              | 0.00                |
| 10       | Goa                     | 0.00                                        | 0.00                | 0.00                |
| 1        | Gujarat                 | 5934.13                                     | 5346.07             | 90.09               |
|          | Haryana                 | 652.30                                      | 651.78              | 99.92               |
| 1 3      | Himachal Pradesh        | 295.79                                      | 191.98              | 64.90               |
| 1 4      | Jammu &Kashmir          | 76.07                                       | 55.27               | 72.66               |
| 15       | Jharkhand               | 618.15                                      | 618.15              | 100.00              |
| 16       | Karnataka               | 2688.48                                     | 2688.48             | 100.00              |
| 17       | Kerala                  | 5481.12                                     | 5244.86             | 95.69               |
| 18       | Ladakh                  | 0.00                                        | 0.00                | 0.00                |
| 19       | Lakshadweep             | 0.00                                        | 0.00                | 0.00                |
| 20       | Madhya Pradesh          | 786.84                                      | 786.84              | 100.00              |
| 21       | Maharashtra             | 6649.64                                     | 5610.45             | 84.37               |
| 22       | Manipur                 | 409.00                                      | 309.00              | 75.55               |
| 23       | Meghalaya               | 0.00                                        | 0.00                | 0.00                |
| 24       | Mizoram                 | 0.00                                        | 0.00                | 0.00                |
| 25       | Nagaland                | 0.00                                        | 0.00                | 0.00                |
| 26       | Odisha                  | 0.00                                        | 0.00                | 0.00                |
| 27       | Puducherry              | 113.90                                      | 105.10              | 92.27               |
| 28       | Punjab                  | 972.83                                      | 1330.07             | 136.72              |
| 29       | Rajasthan               | 1103.77                                     | 988.53              | 89.56               |
| 30       | Sikkim                  | 48.90                                       | 48.90               | 100.00              |
| 31       | Tamil Nadu              | 3429.65                                     | 3427.40             | 99.93               |
| 32       | Telangana               | 337.84                                      | 337.84              | 100.00              |
| 33       | Tripura                 | 357.45                                      | 357.45              | 100.00              |
| 34       | Uttar Pradesh           | 1182.22                                     | 1182.22             | 100.00              |
|          | Uttarakhand             | 54.22                                       | 54.22               | 100.00              |
| 36       | West Bengal             | 38644.72                                    | 37169.62            | 96.18               |
|          | TOTAL:                  | 72859.01                                    | 69511.81            | 95.41               |

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