Lok Sabha Question No. 5003 (UNSTARRED), answered on 2025-04-01
Subject: Transparency and Accountability under PMAY-G
Ministry: RURAL DEVELOPMENT
Asked by: Shri Ashish Dubey

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT

## DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA

## UNSTARRED QUESTION NO. 5003 ANSWERED ON 01/04/2025

## TRANSPARENCY AND ACCOUNTABILITY UNDER PMAY-G

5003. SHRI ASHISH DUBEY:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the steps taken by the Government to ensure transparency and accountability  in  the  allocation  of  houses  under  Pradhan MantriAwasYojana-Gramin (PMAY-G) (Phase-II);
- (b) the steps taken by  the Government to contain potential cost escalations  and  ensure  that  these  houses  remain  accessible and affordable to the economically weaker sections; and
- (c) whether additional infrastructure support such as water supply,  electricity  and  roads  is  being  provided  to  sustainable living conditions to these beneficiaries?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (DR. CHANDRA SEKHAR PEMMASANI)

- (a): The identification of beneficiaries under Pradhan MantriAwaasYojanaGramin (PMAY-G) is based on the housing deprivation  parameters  and  exclusion  criteria  prescribed  under Socio Economic Caste Census (SECC)-2011 and due verification by the respective Gram  Sabhas  and  completion  of  an  Appellate Process.  These  parameters/criteria  were  applied  on  SECC  2011 database & Awass+2018 to identify the  eligibility of  beneficiaries under PMAY-G.

The Union Cabinet has approved the extension of PMAY-G for 5 more  years  (FY  2024-25  to  2028-29)  to  provide  assistance  for  the construction  of  2  crore  additional  rural  houses.  The  Cabinet  has also  approved  the  updating  of  the  Awaas+  List  using  modified

exclusion criteria. A new  survey is being conducted by the states/UTs using the technology-based (eKYC face based authentication)  solutions  to  maximize  transparency  and  ensure sanctity in the process right from the identification to completion of the houses as per the detailed below:

- i. Awaas+ 2024 app- a unique app specially designed under the Pradhan MantriAwaasYojana-Gramin (PMAY-G), having features  of  assisted  survey  through  pre-registered  surveyors, housing  technology  selection,  face  authentication,  Aadhar based  e-KYC,  data  capture  of  household,  conditions  of  the existing house, time stamped, and geo tagged photo capture of existing house proposed site of construction. The app works in  online  as  well  as  offline  mode.  'Self-Survey'  facility  is available for eligible household in Awaas+2024 app Survey for next phase of PMAYG (2024-29).
- ii. Usage of AI/ML model to curb fraudulent activity and provide information about possible malpractices.
- iii. Recommendation  System  -  This  module  identifies  various house attributes such as pucca wall, pucca roof, kutcha wall, kutcha  roof,  logo,  window,  door,  and  person  in  the  uploaded photos of a completed house and recommends  a final photograph for approval.
- iv. e-KYC feature - The app is integrated with Aadhaar and uses AI-enabled face authentication technology to conduct verification of PMAY-G beneficiaries.
- v. Liveliness  Detection:  Eye  Blink/  Motion  detection  feature  in Awaas App for identification of the beneficiaries.
- vi. 100% Aadhaar-Based Payments: Directly transferred to beneficiaries' accounts.
7. (b): The unit assistance provided to beneficiaries under PMAY-G is as  per  the  approval  of  the  Union  Cabinet  and  at  present  the  unit assistance of Rs. 1.20 lakh in plain areas and Rs. 1.30 lakh in North Eastern States,  Hilly  States  (including  UTs  of  J&K  and  Ladakh)  is provided. The funding pattern between the Centre and the State for the  NER  States  and  Himalayan  States  [Uttarakhand,  Himachal Pradesh and Jammu and Kashmir (UT)] is 90:10 whereas for the rest

of the States is 60:40 and for Union Territories without legislature, 100% funding are borne by the Centre.

In addition to the unit assistance, the beneficiaries are facilitated  with  90/95  man  days of  unskilled  labour  wages  through mandatory convergence with Mahatma  Gandhi National Rural Employment Guarantee Scheme (MGNREGS). Support of Rs. 12,000 for construction of a toilet is also provided through Swacch Bharat Mission - Gramin (SBM-G), MGNREGS or any other dedicated source of funding.

Some  of  the  States/UTs  are  also  providing top-up  financial support over and above unit assistance to the PMAY-G beneficiaries for  the  house  construction.  To  further  support  affordability,  the scheme incorporates State-specific housing designs and promotes the  use  of  local  materials,  reducing  costs  and  environmental impact.

(c): Yes. Under the scheme, to provide PMAY-G beneficiaries with the maximum  number  of  benefits  from  different  schemes,  convergence with  other  schemes  is  encouraged.  The  guideline  aids  with  the construction  of  toilets  to  be  leveraged  through  convergence  with SBM-G,  MGNREGS,  or  any  other  dedicated  source  of  funding. Convergence  for  piped  drinking  water,  electricity  connection,  LPG gas  connection,  solar  lanterns  and  cleaner  cooking  energy,  solar roof-top, fulfillment of requirement of construction material through MGNREGS and linkage with SHGs platform for livelihood opportunities under Government programs is also being done.

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