Lok Sabha Question No. 1911 (UNSTARRED), answered on 2025-07-31
Subject: Housing for All
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Narayan Tatu Rane, Smt. Geniben Nagaji Thakor

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 1911 TO BE ANSWERED ON JULY 31, 2025

## HOUSING FOR ALL

NO. 1911.

SHRI NARAYAN TATU RANE:

SMT. GENIBEN NAGAJI THAKOR:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the present status of implementation of the Pradhan Mantri Awas Yojana - Urban (PMAY-U) across the country;
- (b) whether it is  true that  the  PMAY-U is one of the largest urban housing programmes in the world and if so, the details thereof;
- (c) the total number of houses sanctioned, constructed and allotted to the beneficiaries under PMAY-U during each of the last five years;
- (d) the targets set by the Government under the 'Housing for All' initiative for each of the next three years along with the details and the reasons for delays occurred or challenges faced in achieving the said target by 2025;
- (e) the details of various technical and corrective measures undertaken by the Government to provide housing to the urban poor across the country, particularly in Maharashtra; and
- (f) the details of funds sanctioned, released and utilised by the Government under the said yojana during each of the last three years?

## ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- (a) to  (f):  The  Ministry  of  Housing  and  Urban  Affairs  (MoHUA)  has  been implementing one of the largest housing schemes of the country named as  Pradhan  Mantri  Awas  Yojana  -  Urban  (PMAY-U)  since  25.06.2015 with  an  aim  to  provide all  weather pucca  houses  with basic civic amenities to eligible urban beneficiaries across the country. Based on the  learnings  from  the  experiences  of  implementation  of  PMAY-U, MoHUA has revamped the scheme and launched PMAY-U 2.0 'Housing for All' Mission with effect from 01.09.2024 for implementation in urban areas across the country to support 1 crore additional eligible beneficiaries  in  next  five  years.  PMAY-U  2.0  is  implemented  through four verticals i.e., Beneficiary Led  Construction (BLC), Affordable Housing  in  Partnership  (AHP),  Affordable  Rental  Housing  (ARH)  and Interest Subsidy Scheme (ISS).

Based  on  the  project  proposal  submitted  by  States/UTs,  a  total  of 119.26 lakh houses including 7.09 lakh under PMAY-U 2.0, have been sanctioned  under  PMAY-U  by  the  Ministry.  Out  of  which  112.81  lakh houses have been grounded and 93.61 lakh are completed/delivered to the  beneficiaries  across  the  country  as  on  14.07.2025.  The  details  of the total number of houses sanctioned, constructed and allotted to the beneficiaries under the scheme during each of the last five years and details  of  funds  sanctioned,  released  and  utilised  by  the  Government during each of the last three years are at Annexure.

PMAY-U & PMAY-U 2.0 are demand driven schemes and there are no fixed  targets.  States/UTs  assess  the  requirement  through  their  Urban Local Bodies (ULBs)/Implementing Agencies in their respective jurisdictions,  select  the  beneficiaries  based  on  eligibility  criteria  and implement housing projects. Based on the demand survey and selection of  beneficiaries,  the  project  proposals  are  prepared  and  approved  by the State Level Sanctioning and Monitoring Committee (SLSMC) headed by the Chief Secretary of States/UTs for further consideration of release of Central Assistance by Central Sanctioning and Monitoring Committee (CSMC).

The  timeline  for  completion  of  houses/projects  varies  from  State  to State and it generally takes 12-36 months in different verticals of the scheme  and  as  per  Detailed  Project  Reports  (DPRs)  of  respective projects.  The  completion  timeline  for  houses  depends  on  various factors like availability of encumbrance free land, statutory compliances for start of construction, arrangement of funds by beneficiaries  etc.  The  Ministry  conducts  regular  reviews  with  the States/UTs  to  monitor  progress  of  implementation  of  the  scheme  and expedite completion of sanctioned houses within the stipulated timeline.

Under the scheme, several technological and reform-oriented measures have been undertaken by the Government to ensure affordable housing for the urban poor in the country, including Maharashtra as under:

- i. A  comprehensive  and  robust  Management  Information  System  (MIS) system has been developed which helps all stakeholders to seamlessly manage information pertaining with physical and financial progress.  The  MIS  is  equipped  with  Geo-tagging  features  integrated with  BHUVAN Portal of  National  Remote Sensing Centre (NRSC) and BHARAT APP of National Informatics Centre (NIC) to ensure real-time monitoring and efficient implementation of the scheme.
- ii. The  MIS  of  the  scheme  has  also  been  integrated  with  PRAYAS Dashboard, UMANG Mobile App, NITI Aayog Dashboard and DBT Bharat
3. Portal for dissemination of information.

- iii. The MIS ensure that benefits reach only to the genuine beneficiaries through linkage with UIDAI for Aadhar validation of beneficiaries using demographic, One-time password (OTP) and Face authentication.
- iv. The  scheme  adopts  the  Direct  Benefit  Transfer  (DBT)  mechanism, wherein  funds  are  transferred  directly  to  the  beneficiaries'  Aadhaarlinked bank account, thereby eliminating intermediaries and reducing the  risk  of  fraud  or  duplication.  Integrated  with  the  Public  Financial Management System (PFMS) and PMAY-U MIS which promotes faster fund release, and enhance the overall integrity of the housing delivery process under the mission.
- v. States/UTs  may  provide  single  window  clearance,  additional  Floor Space  Index  (FSI)/Floor  Area  Ratio  (FAR),  Transfer  of  Development Rights (TDR), provision of additional infrastructure facilities and other fiscal & financial incentives to Public/Private Agencies for construction of housing projects
- vi. PMAY-U  2.0  also  supports  States  to  formulate  Affordable  Housing Policies  of  the  State  to  incentivize  and  boost  involvement  of  private sector in increasing affordable housing stock.

*****

## Annexure referred in reply to LSUQ No. 1911 due for 31-07-2025

## Year wise Physical progress during each of the last five years under PMAY-U & PMAY-U 2.0

| FY        | Houses Sanctioned (Nos)   | Constructions of Houses Completed (Nos)*   | Houses Occupied (Nos)**   |
|-----------|---------------------------|--------------------------------------------|---------------------------|
| 15,61,273 | 14,22,815                 | 13,19,947                                  | 2020-21                   |
| 16,37,364 |                           | 10,27,744 9,32,638                         | 2021-22                   |
| 9,27,084  |                           | 15,42,379 14,96,606                        | 2022-23                   |
| 3,95,252  |                           | 8,87,342 9,52,258                          | 2023-24                   |
| 2024-25   | 3,52,915                  | 10,34,435                                  | 11,30,257                 |
| Total     | 48,73,888                 | 59,14,715                                  | 58,31,706                 |

## Year wise financial progress during each of the last three years under PMAY-U

|           | Central Assistance (₹ in Cr.)   | Central Assistance (₹ in Cr.)   | Central Assistance (₹ in Cr.)   |
|-----------|---------------------------------|---------------------------------|---------------------------------|
| FY        | Sanctioned                      | Released*                       | Utilised**                      |
| 18,272.57 | 26,277.36                       | 26,679.40                       | 2022-23                         |
| 5,928.81  | 19,726.91                       | 15,007.92                       | 2023-24                         |
| 5,396.30  | 4,124.09                        | 10,936.31                       | 2024-25                         |
| Total     | 29,597.68                       | 50,128.35                       | 52,623.63                       |