Lok Sabha Question No. 3130 (UNSTARRED), answered on 2023-12-21
Subject: Common Facility Centres
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Rahul Gandhi

3130.

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 3130 TO BE ANSWERED ON 21.12.2023

## COMMON FACILITY CENTRES

SHRI RAHUL GANDHI:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:-

- (a) the  details  of  clusters  and  common  facility  centres  established  under  the  Micro  &  Small Enterprises - Cluster Development Programme (MSE-CDP) in Wayanad parliamentary constituency;
- (b) the  details  of  beneficiaries  and  benefits  provided,  under  the  Credit  Guarantee  Fund  Trust  for Micro and Small Enterprises (CGTMSE) in Wayanad Parliamentary Constituency;
- (c) the  details  of  Mudra  loans  sanctioned  and  disbursed  to  SC,  ST,  OBC,  Women and first  time entrepreneurs in Wayanad parliamentary constituency during the last four years; and
- (d) the details of support being extended to first time entrepreneurs, particularly Scheduled Tribe entrepreneurs in Wayanad Parliamentary constituency?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

- (a): Micro and Small Enterprises Cluster Development Programme (MSE-CDP) is implemented by Ministry of MSME across the country to enhance the productivity and competitiveness of Micro and Small Enterprises (MSEs) for their holistic development adopting cluster development approach. MSECDP  is  a  demand  driven  Central  Sector  Scheme  wherein,  State  Governments  send  proposals  for establishment  of  Common Facility  Centers  (CFCs)  and  establishment  /up-gradation  of  Infrastructure Development (ID) projects as per requirements in clusters. No proposal to establish common facility centre  under  MSE-CDP  in  Wayanad  parliamentary  constituency  has  been  received  from  State Government.  However,  New  Industrial  Estate  namely  KINFRA  Small  Industries  Park,  Kalpeta  has been developed under MSE-CDP in Wayanad parliamentary constituency.
- (b):    The  detail  of  Credit  Guarantee  Fund  Trust  for  Micro  and  Small  Enterprises  (CGTMSE) Guarantee approved in the district of Wayanad and State of Kerala is given below:

| Financial Year   | Wayanad District     | Wayanad District                                       | Kerala State         | Kerala State                                           |
|------------------|----------------------|--------------------------------------------------------|----------------------|--------------------------------------------------------|
| Financial Year   | No. of beneficiaries | Benefit provided as Guarantee Approved (Amt. in ₹ CR.) | No. of beneficiaries | Benefit provided as Guarantee Approved (Amt. in ₹ CR.) |
| 2019-20          | 532                  | 15                                                     | 33,739               | 1,248                                                  |
| 2020-21          | 581                  | 14                                                     | 28,810               | 1,005                                                  |
| 2021-22          | 251                  | 12                                                     | 18,937               | 1,104                                                  |

| Financial Year            | Wayanad District     | Wayanad District                                       | Kerala State         | Kerala State                                           |
|---------------------------|----------------------|--------------------------------------------------------|----------------------|--------------------------------------------------------|
|                           | No. of beneficiaries | Benefit provided as Guarantee Approved (Amt. in ₹ CR.) | No. of beneficiaries | Benefit provided as Guarantee Approved (Amt. in ₹ CR.) |
| 2022-23                   | 314                  | 41                                                     | 25,761               | 2,121                                                  |
| 2023-24 (Till 30.11.2023) | 317                  | 34                                                     | 24,777               | 2,493                                                  |

(c):      Pradhan  Mantri  Mudra Yojana (PMMY) was launched on 08.04.2015 to extend collateral free credit  up  to  Rs.10  lakh  by  Member  Lending  Institutions  (MLIs),  i.e.,  Scheduled  Commercial  Banks (SCBs),  Non-Banking  Financial  Companies  (NBFCs)  and  Micro  Finance  Institutions  (MFIs).  Any individual, who is otherwise eligible to take a loan and has a business plan for small business enterprise can avail loan under the Scheme for income generating activities in the manufacturing, trading, service sectors including activities allied to agriculture across three loan categories, viz. Shishu (loans up to Rs. 50,000/-), Kishor (loans above Rs. 50,000/- and up to Rs. 5 lakh) and Tarun (loans above Rs. 5 lakh and up to Rs. 10 lakh).

Details of Mudra loans sanctioned and disbursed to SC, ST, OBC, Women during four years including Wayanad parliamentary constituency is appended below:

| S. No.   | District/ State Name   | Category                                    | No. of Loan Accounts   | Sanctioned Amount   | Disbursed Amount   |
|----------|------------------------|---------------------------------------------|------------------------|---------------------|--------------------|
|          |                        |                                             |                        | (Rs. in Crore)      | (Rs. in Crore)     |
| 1.       | Kozhikode              | SC                                          | 24,790                 | 84.43               | 83.66              |
|          |                        | ST                                          | 9,094                  | 27.01               | 26.96              |
|          |                        | OBC                                         | 1,27,774               | 809.67              | 798.78             |
|          |                        | Women Entrepreneurs (out of total)          | 1,94,679               | 845.59              | 832.13             |
|          |                        | New Entrepreneurs / Accounts (out of total) | 71,208                 | 1,243.00            | 1,216.74           |
| 2.       | Malappuram             | SC                                          | 33,097                 | 122.08              | 121.21             |
|          |                        | ST                                          | 8,340                  | 27.86               | 27.73              |
|          |                        | OBC                                         | 2,02,765               | 1,280.94            | 1,263.76           |
|          |                        | Women Entrepreneurs (out of total)          | 2,65,507               | 1,219.55            | 1,207.48           |
|          |                        | New Entrepreneurs / Accounts (out of total) | 1,16,522               | 1,709.17            | 1,684.91           |
| 3.       | Wayanad                | SC                                          | 11,192                 | 40.19               | 39.91              |
|          |                        | ST                                          | 12,065                 | 37.04               | 36.79              |
|          |                        | OBC                                         | 64,583                 | 326.55              | 324.21             |
|          |                        | Women Entrepreneurs (out of total)          | 1,38,637               | 538.41              | 534.24             |
|          |                        | New Entrepreneurs / Accounts (out of total) | 33,960                 | 465.46              | 456.60             |

(d):   The detail is annexed.

*****

## Annexure

## Annexure referred to in reply of part (d) of Lok Sabha Unstarred Question No. 3130 for answer on 21.12.2023.

Ministry  of  MSME  is  implementing  Prime  Minister's  Employment  Generation  Programme (PMEGP) for  assisting  entrepreneurs  across  the  country  in  setting  up  of  new  units  in  the  non-farm sector. It aims to provide employment opportunities to traditional artisans/ rural and urban unemployed youth at their doorstep.

Under the scheme, General Category beneficiaries can avail of Margin Money (MM) subsidy of 25% of the project cost in rural areas and 15% in urban areas.  For beneficiaries belonging to Special Categories such as Scheduled Castes (SCs), Scheduled Tribes (STs), OBCs, Minorities , Women, Exservicemen, Differently-abled, Transgenders, beneficiaries belonging to Northeastern Region, Hill and Border areas, and Aspirational Districts, the Margin Money subsidy is 35% in rural areas and 25% in urban areas. The maximum cost of project is Rs. 50 lakhs in the manufacturing sector and Rs. 20 lakhs in the service sector. Own contribution of beneficiaries under Special Category is 5% in comparison to 10% for General Category beneficiaries.

Existing PMEGP/REGP/MUDRA enterprises are also supported with 2nd loan to upgrade the units. Maximum project cost admissible for Margin Money (MM) subsidy under Manufacturing sector is  Rs.  1.00  crore  and  for  Service  sector,  it  is  Rs.  25  Lakhs.  Eligible  subsidy  on  2nd  loan  for  all categories is 15% of project cost (20% for NER & Hill States).

Details of units assisted (including SC/ST and women) under the PMEGP scheme in Wayanad District during last four years and current year (30.11.2023) are provided as under:

| Year                      |   No. of Units Assisted |   Margin Money (subsidy) (Rs. In lakh) |   Estimated Employment Generated |
|---------------------------|-------------------------|----------------------------------------|----------------------------------|
| 2019-20                   |                      74 |                                 146.65 |                              592 |
| 2020-21                   |                      51 |                                 100.35 |                              408 |
| 2021-22                   |                      74 |                                 172.66 |                              592 |
| 2022-23                   |                      60 |                                 143.17 |                              480 |
| 2023-24 (upto 30.11.2023) |                      79 |                                 155.23 |                              632 |
| Total                     |                     338 |                                 718.06 |                             2704 |

Details of Scheduled Tribe (ST) owned units assisted under the PMEGP scheme in Wayanad District during last four years and current year (30.11.2023) are provided as under:

| ST Category performance in Wayanad district (Kerala) under PMEGPscheme during year 2019-20 to 2023-24 ( as on 30.11.2023)   | ST Category performance in Wayanad district (Kerala) under PMEGPscheme during year 2019-20 to 2023-24 ( as on 30.11.2023)   | ST Category performance in Wayanad district (Kerala) under PMEGPscheme during year 2019-20 to 2023-24 ( as on 30.11.2023)   | ST Category performance in Wayanad district (Kerala) under PMEGPscheme during year 2019-20 to 2023-24 ( as on 30.11.2023)   |
|-----------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------|
| Year                                                                                                                        | No. of Units Assisted                                                                                                       | Margin Money (subsidy) (Rs. In lakh)                                                                                        | Estimated Employment Generated                                                                                              |
| 2019-20                                                                                                                     | 2                                                                                                                           | 2.30                                                                                                                        | 16                                                                                                                          |
| 2020-21                                                                                                                     | 0                                                                                                                           | 0.00                                                                                                                        | 0                                                                                                                           |
| 2021-22                                                                                                                     | 4                                                                                                                           | 9.03                                                                                                                        | 32                                                                                                                          |
| 2022-23                                                                                                                     | 2                                                                                                                           | 4.59                                                                                                                        | 16                                                                                                                          |
| 2023-24 (as on 30.11.2023)                                                                                                  | 3                                                                                                                           | 4.74                                                                                                                        | 24                                                                                                                          |
| Total                                                                                                                       | 11                                                                                                                          | 20.66                                                                                                                       | 88                                                                                                                          |

To extend collateral free coverage, Government of India has set up the Credit Guarantee Fund for Stand Up India (CGFSI).

Further, an online portal has been developed by SIDBI for the Stand Up India Scheme which provides support through more than 8000 active Hand Holding Agencies to prospective entrepreneurs in their endeavour to set up business enterprises, starting from training to filling up loan applications.

Stand Up India scheme has facilitated over 2.09 lakh loans to SC/ST and Women entrepreneurs across  the  country.  A  total  number  of  Scheduled  Tribes  benefited  in  Wayanad  parliamentary constituency under Scheme since inception as on 24.11.2023 are as:

| Districts                          |   Kozhikode |   Malappuram |   Wayanad |   Total |
|------------------------------------|-------------|--------------|-----------|---------|
| Number of loan accounts sanctioned |           5 |            2 |         5 |      12 |