Lok Sabha Question No. 1385 (UNSTARRED), answered on 2025-07-29
Subject: Assistance under PMAY-G
Ministry: RURAL DEVELOPMENT
Asked by: Shri Suresh Kumar Shetkar, Shri Vijayakumar Alias Vijay Vasanth

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 1385 ANSWERED ON 29/07/2025

## ASSISTANCE UNDER PMAY-G

## 1385. Shri Vijayakumar Alias Vijay Vasanth: Shri Suresh Kumar Shetkar:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the status of construction of houses under Pradhan MantriAwasYojana-Gramin (PMAY-G) and the number of houses  completed  out  of  the  sanctioned  three  crore  houses announced in the Union Cabinet's first decision of 2024;
- (b) the  steps  taken  by  the  Government  to  increase  assistance under PMAY-G due to rising costs of raw materials and labour;
- (c) the  manner  in  which  the  benefits  of  PMAY(G)  reach  to  the society, including landless beneficiaries, SC/ST and  OBC communities and the measures taken to address the issue of landlessness impacting PMAY-G's progress;
- (d) the  details  of  total  investment  made  in  rural  areas  under PMAY(G) and the number of houses constructed in the country, State/UT wise; and
- (e) whether there is any plan to evaluate the impact and effectiveness  of  PMAY-G  in  addressing  affordable  housing crisis of the country particularly in metropolitan cities?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (DR. CHANDRA SEKHAR PEMMASANI)

(a): In  order  to  achieve  the  target  of  'Housing  for  All'  in  rural areas,  the  Ministry  of  Rural  Development  is  implementing  Pradhan MantriAwaasYojana-  Gramin  (PMAY-G)  with  effect  from  1st  April 2016  to  provide  assistance  to  eligible  rural  households  with  an overall  target  to  construct  4.95  crorepucca  houses  with  basic amenities by 2029. The Union Cabinet approved the implementation of the Pradhan MantriAwaasYojana -Gramin (PMAY-G) for construction of 2 crore additional rural houses during FY 2024-25 to 2028-29.  As  on  21.07.2025,  out  of  the  target  of  2  crore  houses,

target  of  1,17,31,890  houses  have been  allotted  to  the  States/UTs out of which 89.99 lakh houses have been sanctioned and more than 10.46 lakh houses have been completed.

- (b): The Union Cabinet has approved the continuation of PMAY-G till March, 2029 as per the existing unit assistance for construction of 2 crore more houses. The unit assistance provided to beneficiaries  under  PMAY-G  is  as  per  the  approval  of  the  Union Cabinet and at present, there is no proposal under consideration in the Ministry for increasing the unit financial assistance.
- (c): Under the scheme, at the national level, minimum 60% of the target is to be earmarked for SC and ST. To maintain this 60% of the target, the target allocated to each State/ UT is to be earmarked for SC/ST, subject to the availability of eligible PMAY - G beneficiaries in the Permanent Wait List (PWL) prepared as per SECC, 2011 list or the finalized Awaas+ (2018) list and as verified by the Gram Sabha. Within  earmarked  targets,  the  proportion  of  SC  and  ST  is  to  be decided from time to time by the respective States/ UTs. In view of the  provisions  of  the  Rights  of  the  Persons  with  Disabilities  Act 2016,  the  States  to  the  extent  possible  may  ensure  that  5%  of beneficiaries  at  the  State  Level  are  from  among  Persons  with Disabilities.

The landless beneficiaries are accorded top priority under the Pradhan  MantriAwaasYojana  -  Gramin  (PMAY-G).  Providing  land  to the  landless  PMAYG  beneficiaries  is  of  utmost  importance  since they are among the most deserving beneficiaries in the Permanent Wait List of the PMAYG. Under the PMAY-G, as per the provisions of the  scheme,  the  State/  Union  Territory  (UT)  shall  ensure  that  the landless  beneficiary  is  provided  land  from  the  government  land  or any  other  land  including  public  land  (Panchayat  common  land, community land or land belonging to other local authorities). For the selected land, adequate infrastructure, viz., electricity, road connectivity and availability of drinking water, solid & liquid waste management facilities, may be ensured by the State/UT Government. Ministry during FY 2021-22 has already requested the States/UTs for constituting a Task force under the chairpersonship of the Chief Secretary concerned with the Secretary (Revenue) and the Secretary, in- charge of Department dealing with the PMAY-G.

The State Governments of Bihar, Odisha, Maharashtra and Tamil Nadu have been implementing schemes for the landless beneficiaries under PMAY-G, which are as under:-

- i. The "MukhymantriAwaasSthalKraySahayataYojana" is implemented  in  the  state  of  Bihar.  This  scheme  provides financial assistance of Rs. 60,000 to eligible beneficiaries for purchasing land to construct their own homes.
- ii. "Vasundhara scheme" launched by the State Govt. of Odisha aims  to  provide  land  rights  and  housing  benefits  to  the landless poor, slum dwellers, and vulnerable groups in Odisha.
- iii. The

"PanditDeenDayalUpadhyayGharkoolJagaKharediArthsahayYoj ana"  of  the  State  Govt.  of  Maharashtra  is  providing  financial assistance  of  Rs.  1,00,000  to  landless  beneficiaries  for  the procurement  of  500  sq  feet  land  for  construction  of  house under PMAY-G.

- iv. The  State  Govt  of  Tamil  Nadu  is  providing  land  to  landless beneficiaries  free  of  cost  for  construction  of  house  under PMAY-G.

The  Ministry in the current  phase  of  PMAY-G  (2024-29)  is continuously monitoring the provision of land to all landless beneficiaries.   Till  date,  as  per  the  data  entries  carried  out  by  the various  State  Governments  on  AwaasSoft,  a  total  of  2,68,480 landless beneficiaries have been sanctioned houses under PMAY-G.

- (d): A total investment of Rs 389881.09 cr (central share + states share)  has  been  made  under  the  scheme  as  on  24.07.2025.  The State/UT-wise  details  of  central  share  released,  expenditure  as reported by the States/UTs and the number of houses constructed since inception i.e 2016-17 to 2025-26 (as on 24.07.2025) is given in Annexure.
- (e): The PMAY-G is monitored very closely at all levels. There is a special emphasis on quality and timely completion of construction. The details of studies conducted for evaluation of the scheme are as under :-
- I. 'Evaluation of Governance Parameters of Pradhan MantriAwaasYojana -Gramin' by National Institute of Public Finance and Policy (NIPFP)

A three phased study on "Evaluation of Governance Parameters of Pradhan MantriAwaasYojana - Gramin" was conducted by NIPFP which also included impact assessment of Direct Benefit Transfer in reduction  of  leakages.  The  main  findings  of  the  evaluation  report are as under:

- i. Average  number  of  days  taken  for  completion  of  PMAYG houses was 314 days which is reduced to 114 days in 2017-18.
- ii. Increased  demand  for  the  construction-related  materials  has generated additional jobs in the economy.
- iii. There is a significant increase in the mean expenditures which is  mostly  driven  by  an  increased  expenditure  on  food  items postPMAY-G as compared to the pre-PMAY-G house indicating an improved living standard.
- iv. A  considerable  reduction  in  open  defecation  post-PMAY-G house has been observed due to construction of toilets leading to improved health status of the PMAY-G household members.
- v. There has been a significant increase in the use of LPG gas among PMAY-G households.

## II.  'Impact  Assessment  of  PMAY-G'  by  National  Institute  of  Rural Development and Panchayati Raj (NIRD&PR)

The study was conducted by NIRD &PR  to assess to what extent were  the  program  objectives  met  with  regard  to  improving  the physical  conditions  of  the  target  population;  and  socio-economic improvements experienced by the target population, as a result of owning a new house. It was conducted in three states viz. Madhya Pradesh, Odisha, and West Bengal (Covering 24 Gram Panchayats in six  districts,  interviewing  1382  PMAY-G  beneficiaries). The  main findings of the evaluation report are as under:

- i. PMAY-G house has decreased the burden of maintenance.
2. house
- ii. PMAY-G has made significant impact on the lives of beneficiaries - both in terms of physical facilities provided and subject well-being.
- iii. PMAY-G  have slightly reduced congestion in houses by providing two or more rooms.
- iv. On  indicators  such  as  social  status,  self-worth,  confidence level,  feeling  of  ownership,  feeling  of  safety  &  security,  selfperceived  improvement  in  health,  overall  quality  of  life,  and satisfaction  about  the  new  house,  PMAY-G  beneficiaries  feel much better, compared to the beneficiaries who are waitlisted under PMAY-G i.e. the beneficiaries who have not yet received the PMAY-G house.

III.  NITI  Aayog  -  'Evaluation  of  CSS  Scheme  -  Rural  Development Sector' in respect of PMAY-G - 2020-21 : Under  the  evaluation  study  sponsored  by  Development  Monitoring and Evaluation Office (DMEO) of NITI Aayog, a detailed scheme level

analysis  of  the  6  selected Centrally  Sponsored  Schemes  (CSS): Mahatma Gandhi National Rural Employment Guarantee (MGNREGA), Pradhan MantriAwaasYojanaGramin (PMAY-G), National Social Assistance Programme (NSAP), DeendayalAntyodayaYojana  -  National  Rural  Livelihoods  Mission (DAY-NRLM), Pradhan Mantri  Gram  SadakYojana  (PMGSY)  and Shyama Prasad MukherjiRurban Mission (SPMRM) was done. Each of these  schemes  has  been  evaluated  using  the  REESI+E  framework against  the  Relevance,  Effectiveness,  Efficiency,  Sustainability, Impact and Equity. Under the study, the performance of PMAY-G has been  assessed  on  cross  sectional  themes  like  accountability  and transparency, gender mainstreaming, use of IT, reforms and regulations  etc. The  main  findings   of  the  evaluation  report  are  as under:

- i. Ease of living of beneficiaries is enhanced due to construction of  the  house.  It  has  led   improvements  in  standard  of  living with construction of house.
- ii. PMAY-G has been able to  ensure  efficient  use  of  technology for smooth implementation of scheme. Geo-tagging of houses, house  quality  review  module,  tech-savvy  financial  modules leverage quite well on technology.
- iii. Gender Mainstreaming is actively encouraged under PMAY-G. Providing house in the name of female beneficiaries, allocation of house to transgender people, capacity building of women to become AwaasMitras contribute towards gender mainstreaming within the scheme.
- iv. Satisfaction  of  beneficiaries  towards  the  application  process was positive, with significant assistance and support provided.

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## Annexure referred to in reply to part (d) of LokSabhaUnstarred Question No. 1385 to be answered on 29.07.2025 regarding ASSISTANCE UNDER PMAY(G)

## State/UT-wise details of central share released, Expenditure as reported by the States/UTs and the number of houses constructed under PMAY-G since inception i e 2016-17 to 2025-26 as on 22.07.2025

| S. No.   | State Name                             | Houses Completed (unit in no)   |   Central Released by the Ministry* (Rs in cr) |   Expenditure as reported by the States/UTs (Rs in cr) # |
|----------|----------------------------------------|---------------------------------|------------------------------------------------|----------------------------------------------------------|
| 1.       | Arunachal Pradesh                      | 35,591                          |                                         442.27 |                                                   425.23 |
| 2.       | Assam                                  | 20,70,014                       |                                       28379.5  |                                                 31364.7  |
| 3.       | Bihar                                  | 38,29,150                       |                                       33158    |                                                 54753.8  |
| 4.       | Chhattisgarh                           | 14,84,211                       |                                       14419.3  |                                                 22643.5  |
| 5.       | Goa                                    | 242                             |                                           2.85 |                                                     4.98 |
| 6.       | Gujarat                                | 5,86,438                        |                                        5643.22 |                                                  8857.39 |
| 7.       | Haryana                                | 39,732                          |                                         349.65 |                                                   662.98 |
| 8.       | Himachal Pradesh                       | 35,256                          |                                        1150.4  |                                                  1093.15 |
| 9.       | Jammu And Kashmir                      | 3,13,275                        |                                        3899.1  |                                                  4250.61 |
| 10.      | Jharkhand                              | 15,71,488                       |                                       13434.2  |                                                 21736.4  |
| 11.      | Kerala                                 | 34,362                          |                                         260.32 |                                                   541.18 |
| 12.      | Madhya Pradesh                         | 38,43,154                       |                                       35076.6  |                                                 53166.4  |
| 13.      | Maharashtra                            | 13,77,630                       |                                       17964.9  |                                                 25712.9  |
| 14.      | Manipur                                | 38,022                          |                                         783.95 |                                                   862.27 |
| 15.      | Meghalaya                              | 1,49,285                        |                                        2251.24 |                                                  2372.94 |
| 16.      | Mizoram                                | 25,303                          |                                         319.01 |                                                   347.73 |
| 17.      | Nagaland                               | 36,213                          |                                         531.47 |                                                   587.41 |
| 18.      | Odisha                                 | 24,19,321                       |                                       20801    |                                                 33070.4  |
| 19.      | Punjab                                 | 41,384                          |                                         503.23 |                                                   747.67 |
| 20.      | Rajasthan                              | 17,48,667                       |                                       14019.7  |                                                 22764    |
| 21.      | Sikkim                                 | 1,393                           |                                          15.67 |                                                    18.6  |
| 22.      | Tamil Nadu                             | 6,45,264                        |                                        5737.42 |                                                  8320.54 |
| 23.      | Tripura                                | 3,71,106                        |                                        4799.67 |                                                  4896.9  |
| 24.      | Uttar Pradesh                          | 36,37,856                       |                                       27195.7  |                                                 44267.7  |
| 25.      | Uttarakhand                            | 68,218                          |                                         870.4  |                                                   901.96 |
| 26.      | West Bengal                            | 34,19,417                       |                                       25797.5  |                                                 41989.7  |
| 27.      | Andaman And Nicobar                    | 1,302                           |                                          24.62 |                                                    18.14 |
| 28.      | Dadra And Nagar Haveli & Daman And Diu | 5,020                           |                                          88.3  |                                                   161.58 |
| 29.      | Lakshadweep                            | 45                              |                                           0.71 |                                                     0.59 |
| 30.      | Puducherry**                           | 0                               |                                           0    |                                                     0    |
| 31.      | Andhra Pradesh                         | 88,732                          |                                        1180.86 |                                                  1239.71 |
| 32.      | Karnataka                              | 1,57,131                        |                                        2005.92 |                                                  2078.98 |
| 33.      | Telangana**                            | 0                               |                                         190.79 |                                                     0    |
| 34.      | Ladakh                                 | 3,004                           |                                          21.99 |                                                    21.08 |
| Total    | Total                                  | 2,80,77,226                     |                                      261319    |                                                389881    |

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