Lok Sabha Question No. 842 (UNSTARRED), answered on 2025-07-24
Subject: Central Assistance under PMAY-U
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Kodikunnil Suresh

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO. 842

## TO BE ANSWERED ON JULY 24, 2025

## CENTRAL ASSISTANCE UNDER PMAY-U

- NO. 842.     SHRI KODIKUNNIL SURESH:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) whether  the  Government  is  aware  that  the  current  central  assistance provided  under  the  Pradhan  Mantri  Awas  Yojana  -  Urban  (PMAY-U)  is insufficient for the construction of a basic pucca house;
- (b) if so, whether any proposal is under consideration to increase the central share of assistance to align with rising construction costs;
- (c)
- if so, the details thereof and proposed timeline for such a revision; and
- the allocation of funds made under PMAY-U for the current financial year,
- (d) State-wise, particularly for Kerala?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- (a) to  (d):  Ministry  of  Housing  and  Urban  Affairs  (MoHUA)  has  been implementing  Pradhan  Mantri  Awas  Yojana  -  Urban  (PMAY-U)  since 25.06.2015 with an aim to provide all weather pucca houses with basic civic  amenities  to  all  eligible  urban  beneficiaries  across  the  country. The scheme period has been extended up to 31.12.2025 to complete sanctioned houses without changing the funding pattern and implementation methodology. Based on the learnings from the experiences  of  implementation  of  PMAY-U,  MoHUA  has  revamped  the scheme and launched PMAY-U 2.0 'Housing for All' Mission with effect from 01.09.2024 for implementation in urban areas across the country to construct, purchase and rent a house by 1 crore additional eligible beneficiaries  at  affordable  cost  in  next  five  years.  PMAY-U  2.0  is implemented through four  verticals  i.e.,  Beneficiary  Led  Construction (BLC),  Affordable  Housing  in  Partnership  (AHP),  Affordable  Rental Housing (ARH) and Interest Subsidy Scheme (ISS). The BLC, AHP and ARH verticals of the scheme are implemented as Centrally Sponsored Scheme  (CSS)  through  States  and  Union  Territories  (UTs).  The  ISS vertical  is  implemented  as  a  Central  Sector  Scheme  through  Central Nodal Agencies such as National Housing Bank (NHB), State Bank of India  (SBI)  and  Housing  and  Urban  Development  Corporation  Ltd. (HUDCO).

Based  on  the  project  proposal  submitted  by  States/UTs,  a  total  of 119.25  lakh  houses  including  7.09  lakh  under  PMAY-U  2.0  have  been sanctioned  by  the  Ministry,  so  far.  Out  of  which  112.81  lakh  houses have  been  grounded  and  93.60  lakh  are  completed/delivered  to  the beneficiaries across the country as on 14.07.2025.

As  per  the  scheme  guidelines  of  PMAY-U  2.0,  the  fund  required  for purchase/construction of houses under the scheme is shared between the  Central  Government,  State/UT  Government/Urban  Local  Bodies (ULBs)/Implementing agencies and the beneficiaries. The funding under PMAY-U 2.0 is to provide a nudge to the beneficiaries and enable them to  construct  their  houses  by  arranging  funds  from  other  sources  as well.  However,  States/UTs  may  provide  their  enhanced  share  as  per PMAY-U 2.0 guidelines to reduce the burden on beneficiaries. Government  Assistance  under  BLC/AHP  verticals  of  PMAY-U  2.0  for North-eastern States, Uttarakhand, Himachal Pradesh, UTs of Jammu & Kashmir, Puducherry and Delhi have been fixed at a ratio of 90:10. For Remaining UTs, the Central & State sharing ratio is 100:0 whereas for other States it is on 60:40. There is no proposal to revise the Central Assistance for the scheme.

State-wise  details  of  fund  released  through  SNA/SNA  Sparsh  under PMAY-U & PMAY-U 2.0 for the current financial year, including State of Kerala is at Annexure.

*****

Annexure referred in reply to LS USQ No. 842 due for answer on 24.07.2025 State-wise  details  of  fund  released  under  PMAY-U  &  PMAY-U  2.0  for  the current financial year, including State of Kerala

| S. No.                                 | State/UT                               | Central Assistance released during 2025-26 (₹ in crore)   |
|----------------------------------------|----------------------------------------|-----------------------------------------------------------|
| 1 States 9 10 11 12                    | Andhra Pradesh                         | -                                                         |
| 2                                      | Bihar                                  | 922.74                                                    |
| 3                                      | Chhattisgarh                           | 50.00                                                     |
| 4                                      | Goa                                    | -                                                         |
| 5                                      | Gujarat                                | 99.95                                                     |
| 6                                      | Haryana                                | 50.00                                                     |
| 7                                      | Himachal Pradesh                       | 3.00                                                      |
| 8                                      | Jharkhand                              | 226.25                                                    |
| 1 States 9 10 11 12                    | Karnataka                              | 205.20                                                    |
| 1 States 9 10 11 12                    | Kerala                                 | 122.24                                                    |
| 1 States 9 10 11 12                    | Madhya Pradesh                         | -                                                         |
| 1 States 9 10 11 12                    | Maharashtra                            | -                                                         |
| 13                                     | Odisha                                 | 104.76                                                    |
| 14                                     | Punjab                                 | 143.13                                                    |
| 15                                     | Rajasthan                              | 502.85                                                    |
| 16                                     | Tamil Nadu                             | 88.27                                                     |
| 17                                     | Telangana                              | 169.99                                                    |
| 18                                     | Uttar Pradesh                          | 738.83                                                    |
| 19                                     | Uttarakhand                            | 54.81                                                     |
| 1 States 9 10 11 12                    | West Bengal                            | 716.29                                                    |
| 20 Sub-total (States)                  | 20 Sub-total (States)                  | 4,198.32                                                  |
| 21 North East States 22 23 24 25 26    | Arunachal Pradesh                      | 8.49                                                      |
| 21 North East States 22 23 24 25 26    | Assam                                  | 124.15                                                    |
| 21 North East States 22 23 24 25 26    | Manipur                                | -                                                         |
| 21 North East States 22 23 24 25 26    | Meghalaya                              | 15.47                                                     |
| 21 North East States 22 23 24 25 26    | Mizoram                                | 24.95                                                     |
| 21 North East States 22 23 24 25 26    | Nagaland                               | -                                                         |
| 27                                     | Sikkim                                 | -                                                         |
| 28                                     | Tripura                                | 49.03                                                     |
| Sub-total (NE States)                  | Sub-total (NE States)                  | 222.09                                                    |
| 29 Territories 30 31 32 33 34          | A&N Islands                            | -                                                         |
| 29 Territories 30 31 32 33 34          | Chandigarh                             | -                                                         |
| 29 Territories 30 31 32 33 34          | D&NH and D&D                           | -                                                         |
| 29 Territories 30 31 32 33 34          | Delhi                                  | -                                                         |
| 29 Territories 30 31 32 33 34          | J&K                                    | -                                                         |
| 29 Territories 30 31 32 33 34          | Ladakh                                 | -                                                         |
| 29 Territories 30 31 32 33 34          | Lakshadweep                            | -                                                         |
| Union 35 36 Puducherry Sub-total (UTs) | Union 35 36 Puducherry Sub-total (UTs) | 4.02                                                      |
| Total                                  | Total                                  | 4,424.43                                                  |