Lok Sabha Question No. 3339 (UNSTARRED), answered on 2025-03-20
Subject: Janashree Bima Yojana
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Tharaniventhan M S

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION No. 3339 TO BE ANSWERED ON 20.03.2025

## JANASHREE BIMA YOJANA

## 3339.

SHRI THARANIVENTHAN M S:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  details  of  the  Janashree  Bima  Yojana  (JBY)  for  Khadi  Artisans  and  the  total  number  of Khadi artisans benefited from this scheme in Tamil Nadu so far;
- (b) the number of financial assistance provided to Khadi artisans under the said yojana in Tamil Nadu and the manner in which the scheme specifically address their socio-economic welfare;
- (c) the steps taken to raise awareness and ensure the registration of Khadi artisans under the said yojana in Tamil Nadu, particularly in rural areas;
- (d) the manner in which the said yojana contribute to the economic security and welfare of Khadi artisans in Tamil Nadu, especially in case of accidents, natural calamities or untimely deaths; and
- (e) whether  there  is  any  plans  to  expand  or  improve  the  benefits  of  the  said  yojana  for  Khadi artisans in Tamil Nadu and if so, the proposed changes thereof?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) to (e): KVIC launched  a  group  Insurance  Scheme  for  Khadi  artisans  named  Khadi  Karigar Janashree Beema Yojana on 15 th August 2003 in collaboration with Life Insurance Corporation (LIC) of India for the age group of artisans between 18 to 59 years. The Annual premium of the scheme was Rs.  100/-  per  beneficiary.  The  financial  assistance  covered  under  the  scheme  against  death  and disabilities caused  naturally as well as accidently was as under:

|   1. | Death (Accidental)                          | Rs. 75,000/-                                                                                                                                      |
|------|---------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------|
|    2 | Death (Natural)                             | Rs. 30,000/-                                                                                                                                      |
|    3 | Disability(Permanent)                       | Rs. 75,000/-                                                                                                                                      |
|    4 | Disability (Partial)                        | Rs. 37,500/-                                                                                                                                      |
|    5 | Educational benefits (ShikshaSahayogYojana) | The two children of Khadi Artisan those who are studying IX Std. to XII Std. including ITI are eligible for scholarship of Rs. 300/- per quarter. |

Government of India merged the social security schemes of Aam Admi Bima Yojana (AABY) and Janashree Bima Yojana (JBY) and renamed the merged scheme as Aam Admi Bima Yojana with effect from 01/01/2013. Hence the JBY got discontinued in 2013. On cumulative basis, 99815 number of artisans had been benefitted under Janashree Bima Yojana in Tamil Nadu State from the year 20032004 to 2013-14.

*****