Lok Sabha Question No. 88 (UNSTARRED), answered on 2023-07-20
Subject: BLC Vertical of PMAY-U
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: M V V Satyanarayana

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 88

## TO BE ANSWERED ON JULY 20, 2023

## BLC VERTICAL OF PMAY-U

## NO. 88. SHRI M.V.V. SATYANARAYANA:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) whether it is a fact that under the Beneficiary Led Construction (BLC)  vertical  of  PMAY-U,  assistance  is  provided  to  eligible families from Economically Weaker Section (EWS) possessing land and if so, the details thereof;
- (b) whether  it  is  also  a  fact  that  of  the  total  123  lakh  houses sanctioned, around sixty per cent have been sanctioned under BLC vertical;
- (c) whether the majority of the urban homeless are also landless and purchasing land in an urban area is more challenging than constructing a house on it and if so, the details thereof;
- (d) whether it is also a fact that despite an overemphasis on BLC, 61 per cent of all curtailed houses belong to this vertical and if so, the details thereof;
- (e) whether an overemphasis on BLC vertical dilutes the objective of the scheme; and
- (f) if so, the measures taken/being taken to redress this shortfall and bridge the gap?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI KAUSHAL KISHORE)

(a) : Yes, Sir. Under Beneficiary Led Construction (BLC) vertical of Pradhan Mantri Awas  Yojana -Urban (PMAY-U), Central Assistance of Rs. 1.50 lakh per house is provided to individual eligible families belonging to EWS categories to construct

houses  on  the  land  owned  by  them.  The  remaining  cost  of  the house as per Detailed Project Report (DPR) is shared by States/

Union Territories (UTs)/Urban Local Bodies (ULBs)/Beneficiaries.

- (b): Under PMAY-U, as on date, a total of 1,18,90,277 houses have been sanctioned, out of this, 73,68,182 (62%) have been sanctioned under BLC vertical.
- (c)  to  (f): 'Land'  and  'Colonisation'  are  State  subjects.  Schemes related to provide housing for urban poor including homeless in their respective areas are implemented by States/UTs. However, Ministry of Housing and Urban Affairs (MoHUA) is supplementing the  efforts  of  States/UTs  by  providing  Central  Assistance  under PMAY-U  to  provide  pucca  house  with  basic  amenities  to  all eligible urban beneficiaries. The scheme is implemented through four verticals i.e., Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), In-Situ Slum Redevelopment (ISSR) and Credit Linked Subsidy Scheme (CLSS).

All  four  verticals  of  the  scheme  are  open  to  the  States/UTs  as well  as  for  the  beneficiaries  to  choose  from,  based  on  their suitability. However, the BLC vertical is popular in Tier-II & TierIII  cities  due  to  easy  availability  of  land  with  the  beneficiaries. Also,  the  beneficiaries  owning  land  in  the  urban  area  preferred BLC  vertical  to  have  an  independent  house  rather  than  multistoried apartments. New project/curtailment of houses is considered  based  on  the  proposals  received  from  State/UT Governments. As on date, 40,05,844 houses have been curtailed out  of  which,  24,26,630  (61%)  are  from  BLC  vertical,  14,56,081 (36%) are from AHP and 1,23,133 (3%) are from ISSR. Thus, out of 97,94,812 sanctioned BLC houses under PMAY-U, curtailment is done only for 24.77% houses. Whereas, under AHP, curtailment is done  for  46%  houses  out  of  total  sanctioned  31,55,885  AHP houses.  Therefore,  under  BLC  vertical,  curtailments  are  much less  than  AHP  vertical  when  considered  as  percentage  of  total sanctioned houses in that vertical.

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