Lok Sabha Question No. 139 (STARRED), answered on 2025-07-29
Subject: Financial Assistance under PMAY-G
Ministry: RURAL DEVELOPMENT
Asked by: Smt. Joba Majhi

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA STARRED QUESTION NO. 139 ANSWERED ON 29/07/2025

## FINANCIAL ASSISTANCE UNDER PMAY-G

*139. Smt. JobaMajhi:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the  steps  taken  by  the  Government  to  provide  assistance under the Pradhan MantriAwasYojana (PMAY-G) for rural areas similar to that of urban areas and if so, the details thereof;
- (b) whether the Government is aware of the difficulties faced by poor beneficiaries in building houses in rural areas along with the total funds allocated in this regard; and
- (c) the steps taken by the Government to permit alternatives like use of roof sheets in the construction of houses in remote rural areas?

## ANSWER

MINISTER OF RURAL DEVELOPMENT (SHRI SHIVRAJ SINGH CHOUHAN)

- (a) to (c):       A statement is laid on the Table of the House.

STATEMENT REFERRED TO IN REPLY TO PARTS (a) TO (c) OF LOK SABHA STARRED QUESTION NO. 139TO BE ANSWERED  ON 29.07.2025REGARDING 'FINANCIAL ASSISTANCE UNDER PMAY-G'

- (a): Under  Pradhan  MantriAwasYojana-Gramin  (PMAY-G),  the  unit assistance of Rs. 1.20 lakh in plain areas and Rs. 1.30 lakh in North Eastern States,  Hilly  States  (including  UTs  of  J&K  and  Ladakh)  is provided.  In  addition  to  the  unit  assistance,  the  beneficiaries  are facilitated  with  90/95  man  days  of  unskilled  labour  wages  through mandatory convergence with Mahatma  Gandhi National Rural Employment Guarantee Scheme (MGNREGS). Support of Rs. 12,000 for  construction of toilet is also provided through Swacchh Bharat Mission - Gramin (SBM-G), MGNREGS or any other dedicated source of funding.

The Union Cabinet has approved the continuation of PMAY-G till March, 2029 as per the existing unit assistance for construction of 2 crore more houses. The unit assistance provided to beneficiaries  under  PMAY-G  is  as  per  the  approval  of  the  Union Cabinet and at present, there is no proposal under consideration in the Ministry for increasing the unit financial assistance.

- (b): In  order  to  achieve  the  target  of  'Housing  for  All'  in  rural areas,  the  Ministry  of  Rural  Development  is  implementing  PMAY-G with effect from 1st April 2016 to provide assistance to eligible rural households  with  an  overall  target  to  construct  4.95  crorepucca houses  with  basic  amenities  by  2029.  As  on  24th  July  2025,  a cumulative  target  of  4.12  crore  houses  have  been  allotted  to States/UTs  out  of  which  3.84  crore  houses  have  been  sanctioned and  2.81  crore  houses  have  been  completed.  The  states/UTs  are providing top up from their resources  besides contribution from the beneficiaries for completion of the houses.

The Central share of Rs. 2,61,319.43crore has been released to the States/UTs since inception of the scheme ie 2016-17 to 2025-26 (as on 24.07.2025) for implementation of the scheme.

- (c): The  following  steps  are  being  taken  towards  the  use  of alternative materials in construction of houses under PMAY-G:
- i. The beneficiaries are being assisted in house construction by States/UTs with a bouquet of house design typologies inclusive of disaster resilient features that are suitable to their

- local geo-climatic conditions, cultural preferences and availability of construction material.
- ii. States/ UTs have also been asked to take necessary steps to ensure the sustained availability of good quality construction materials.
- iii. The  State/UT  may  tap  into  CSR  funding  /  assistance  and funding from bilateral/multilateral agencies to promote environment friendly green construction designs, technologies and materials.
- iv. The Gram Panchayats may facilitate beneficiaries in accessing  materials  required  for  construction  at  reasonable rates and help in identification of trained masons
- v. Further,  Self-Help  Groups  (SHG)  can  undertake  production  of quality building materials  for  supplying  the  same  to  the beneficiaries of PMAY-G at reasonable rates.
- vi. PMAY-G converges with other government schemes to provide additional support for house construction, including assistance for toilet construction and employment opportunities, etc..

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