Lok Sabha Question No. 744 (UNSTARRED), answered on 2025-07-24
Subject: Schemes and Programmes to Support MSMEs
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Navaskani K, Shri Selvam G, Shri C N Annadurai

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 744 TO BE ANSWERED ON 24.07.2025

## SCHEMES AND PROGRAMMES TO SUPPORT MSMEs

744. SHRI C N ANNADURAI: SHRI NAVASKANI K: SHRI SELVAM G:

Will the minister of SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  details  of  ongoing  schemes  and  programmes  being  implemented  by  the  Government specifically to support Micro, Small and Medium Enterprises (MSMEs) in the State of Tamil Nadu;
- (b) the objectives, scope and targeted beneficiaries of these schemes;
- (c) the key initiatives currently underway aimed at promoting the growth and competitiveness of MSMEs and facilitating technological upgradation and innovation;
- (d) the total amount of funds disbursed to MSMEs in the State of Tamil Nadu during the last three years and the current year under subsidised loan schemes; and
- (e) whether any new proposals or schemes are under consideration to further support the MSME sector in the State of Tamil Nadu especially in areas such as cluster development and if so, the details thereof and the timelines for the rollout of such proposals?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) to (d): The  Central  Government  supplements  the  efforts  of  the  States/UTs  through  various schemes, programmes and policy initiatives for promoting the growth and competitiveness of MSMEs and facilitating technological upgradation and innovation of MSMEs in the country including Tamil Nadu.  These  schemes/  programmes  include  Prime  Minister's  Employment  Generation  Programme, Credit Guarantee Scheme for Micro and Small Enterprises, PM Vishwakarma scheme, Entrepreneurship  &  Skill  Development  Programme  scheme,  Micro  and  Small  Enterprises  -  Cluster Development  Programme,  Raising  and  Accelerating  MSME  Performance,  MSME  Champions Scheme, etc. The Schemes implemented by Ministry of MSME are Central Sector Schemes and funds are not allocated state-wise.

6,58,33,368  MSMEs are  registered  on  Udyam  Portal,  including  Informal  Micro  Enterprises, with  an  employment  of  28,51,41,204  persons  till  15.07.2025.  Out  of  this,  53,11,976  MSMEs  are registered in Tamil Nadu employing 2,76,97,460 persons.

The details of some of the major schemes is as under:

- (i) Prime  Minister's  Employment  Generation  Programme  (PMEGP)  is  a  credit  -linked  subsidy programme  aimed  at  generating  self-employment  opportunities  through  establishment  of  microenterprises in the non-farm sector by helping traditional artisans and rural/urban unemployed youths. Margin Money subsidy ranging from 15% to 35% of project cost, for Projects upto Rs. 50 Lakh  in manufacturing sector and Rs. 20 lakhs in the service sector, is provided. Under the scheme, Margin Money  subsidy  for  general  category  beneficiaries  is  25%  in  rural  areas  15%  in  urban  areas.  For beneficiaries belonging to special categories, including women, Margin money subsidy is 35% in rural areas and 25% in urban areas.

Details of number of units assisted and funds utilized (Margin Money (MM) subsidy disbursed), under PMEGP in Tamil Nadu during the last 3 financial years and the current year i.e from FY2022-23 to FY2025-26 (up to 15.07.2025): is given as under:

| Financial Year             | No. of Units Assisted   |   MMSubsidy Disbursed (in Crore) | Estimated Employment Generated   |
|----------------------------|-------------------------|----------------------------------|----------------------------------|
| 2022-23                    | 6,140                   |                           178.92 | 49,120                           |
| 2023-24                    | 6,814                   |                           198.72 | 54,512                           |
| 2024-25                    | 3,949                   |                           121.15 | 31,592                           |
| 2025-26 (up to 15.07.2025) | 2,280                   |                            56.77 | 27,547                           |

- (ii) Credit Guarantee Scheme for Micro and Small Enterprises: The Ministry of Micro, Small and Medium Enterprises and Small Industries Development Bank of India (SIDBI) jointly instituted Credit Guarantee Trust Fund for Micro and Small Enterprises (CGTMSE) in the year 2000, to provide credit guarantee  for  the  loans  extended  by  Member  Lending  Institutions  to  Micro  and  Small  Enterprises (MSEs)  without  collateral  security  and  third-party  guarantee.  CGTMSE  implements  the  Credit Guarantee Scheme (CGS) for MSEs.

The details of the credit guarantees extended in the last 3 years under CGS in Tamil Nadu, is as given below:

| CGS - Guarantees Approved- Tamil Nadu   | CGS - Guarantees Approved- Tamil Nadu   | CGS - Guarantees Approved- Tamil Nadu   |
|-----------------------------------------|-----------------------------------------|-----------------------------------------|
| Financial Year                          | No. of Guarantees approved              | Amount approved (in ₹ Crore)            |
| 2022-23                                 | 61,883                                  | 7,114                                   |
| 2023-24                                 | 1,13,815                                | 15,061                                  |
| 2024-25                                 | 1,79,817                                | 21,447                                  |
| 2025-26 (till 30.06.2025)               | 28,147                                  | 6,592                                   |

(iii) Under the Entrepreneurship and Skill Development Programme (ESDP), several programmes have been conducted on Entrepreneurship Awareness Programme (EAP), Entrepreneurship cum Skill Development Programme (E-SDP), Management Development Programme (MDP), Advance E-SDP and Advance MDP.  The number of programmes and beneficiaries in Tamil Nadu are as follows:

| S. No.   | Financial Year   |   No. of Programmes Conducted |   No. of Beneficiaries |
|----------|------------------|-------------------------------|------------------------|
| 1.       | 2021-22          |                            31 |                   3002 |
| 2.       | 2022-23          |                           235 |                   9433 |
| 3.       | 2023-24          |                           319 |                  16445 |
| 4.       | 2024-25          |                           363 |                  17929 |
| Total    | Total            |                           948 |                  46809 |

(iv) The PM Vishwakarma (PMV), a Central Sector Scheme, launched on 17.09.2023 to provide end-to-end support to artisans and craftspeople of 18 traditional trades who work with their hands and tools, across the country. As per the Scheme guidelines, the State Monitoring Committee (SMC) and District  Implementation  Committee  (DIC)  are  to  be  formed  by  the  respective  State/UT's  for implementation of the Scheme. Government of Tamil Nadu has not constituted the State Monitoring Committee  (SMC)  and  District  Implementation  Committee  (DIC),  due  to  which  the  registration  of beneficiaries is affected in Tamil Nadu. However, as on 18.07.2025 more than 8.53 Lakh applications have been received through Common Service Centres (CSCs) in Tamil Nadu.

(v) The  network  of  Technology  Centres  /  Tool  Rooms  in  the  country  supports  MSMEs  in providing access to advance manufacturing technologies, training & skilling and business consultancy services to make them competitive. Under Tool Rooms & Technical Institutions (TRs & TIs) scheme, Central Footwear Training Institute (CFTI), Chennai, Tamil Nadu, is set-up with objective to support the footwear industry by providing footwear technology services, designing  & developing moulds and dies for the footwear Industry, and offering consultancy services. CFTI also provides skilling to youth to create industry-ready manpower and undertakes re-skilling of the existing industry workforce as per need of Industry.

(e): Under Micro and Small Enterprises Cluster Development Programme (MSE-CDP), with the objective to enhance the productivity and competitiveness of Micro and Small Enterprises (MSEs),financial  assistance  is  extended  for  establishment  of  Common  Facility  Centers  (CFCs)  and creation  and  up-gradation  of  industrial  estates.  Establishment  of  Flatted  Factory  Complexes  is  also supported  under  the  scheme.  For  CFCs,  Government  of  India  Grant  is  up  to  80%,  upper  limit  of Project cost is Rs. 30 crore whereas, for ID projects Government of India Grant is up to 70%, upper limit of Project is Rs. 15 crore. An amount of Rs 62.57 cr has been released for projects under MSECDP in state of Tamilnadu during 2022-23 to 2024-25.

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