Lok Sabha Question No. 2393 (UNSTARRED), answered on 2023-12-18
Subject: Stand-Up India Scheme
Ministry: FINANCE
Asked by: Santosh Pandey

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 2393 TO BE ANSWERED ON MONDAY, AUGUST 18, 2023/ AGRAHAYANA 27, 1945 (SAKA) STAND UP INDIA SCHEME

## 2393:  SHRI SANTOSH PANDEY:

Will the Minister of Finance be pleased to state:

- (a)   the benefits given to the beneficiaries under Stand-Up India Scheme;
- (b)   the eligibility of loan sanctioned to the State of Chhattisgarh under the said scheme since its inception;
- (c)  the district-wise number of beneficiaries under the said scheme in Chhattisgarh State; and
- (d)  the number of women beneficiaries under the said scheme?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (Dr. BHAGWAT KARAD)

(a)  Stand-Up  India  Scheme  was  launched  on  5 th April,  2016  to  promote  entrepreneurship  among Scheduled Caste/ Scheduled Tribe and Women borrowers. The Scheme facilitates bank loans to at least one SC/ ST borrower and one-woman borrower per bank branch of Scheduled Commercial Banks for setting  up  Greenfield  enterprises  in  trading,  manufacturing,  services  sectors  and  activities  allied  to agriculture.

Following benefits are given to the beneficiaries under the Scheme:

- i. Bank loan between Rs.10.00 lakh and Rs.100.00 lakh.
- ii. Up to 85% of the total project cost is given as loan.
- iii. Beneficiary has to arrange margin money of only 'up to 15%' of the project cost and he /she has a choice to arrange the margin money from other eligible Schemes of Centre/ States.  However, the borrower will continue to contribute at least 10% of the project cost as own contribution.
- iv. The  Scheme  provides  financial  assistance  to  lending  Institutions  by  way  of  providing  credit guarantee under Credit Guarantee Fund Scheme for Stand-Up India (CGFSI).

An online ' www.standupmitra.in ' portal has been developed for Stand Up India Scheme which provides  support  through  more  than  8,000  active  Hand  Holding  Agencies  to  prospective entrepreneurs in their endeavor to set up business enterprises, starting from training to filling loan applications. (b)  and (c)    SC/ ST and Women entrepreneurs above 18 years of age are eligible for availing the loan under  the  Scheme  for  setting  up  greenfield  enterprises  across  the  country,  including  the  State  of Chhattisgarh. District-wise details of number of beneficiaries for the State of Chhattisgarh are attached at Annexure.

(d)  The Stand-Up India scheme has facilitated more than 1.77 lakh loans to Women entrepreneurs as on 24.11.2023 since inception of the Scheme.

*****

| Annexure- as referred to in Part (b) and (c) of Lok Sabha Unstarred Question No. 2393 for reply on 18.12.2023                                    | Annexure- as referred to in Part (b) and (c) of Lok Sabha Unstarred Question No. 2393 for reply on 18.12.2023                                    | Annexure- as referred to in Part (b) and (c) of Lok Sabha Unstarred Question No. 2393 for reply on 18.12.2023                                    |
|--------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------|
| District -wise number of borrowers (accounts sanctioned) under Stand Up India Scheme for State of Chhattisgarh as on 24.11.2023, since inception | District -wise number of borrowers (accounts sanctioned) under Stand Up India Scheme for State of Chhattisgarh as on 24.11.2023, since inception | District -wise number of borrowers (accounts sanctioned) under Stand Up India Scheme for State of Chhattisgarh as on 24.11.2023, since inception |
| S. No.                                                                                                                                           | District *                                                                                                                                       | Total number of loan accounts sanctioned                                                                                                         |
| 1                                                                                                                                                | BALOD                                                                                                                                            | 52                                                                                                                                               |
| 2                                                                                                                                                | BALODA BAZAR                                                                                                                                     | 114                                                                                                                                              |
| 3                                                                                                                                                | BALRAMPUR                                                                                                                                        | 22                                                                                                                                               |
| 4                                                                                                                                                | BASTAR                                                                                                                                           | 125                                                                                                                                              |
| 5                                                                                                                                                | BEMETARA                                                                                                                                         | 47                                                                                                                                               |
| 6                                                                                                                                                | BIJAPUR                                                                                                                                          | 13                                                                                                                                               |
| 7                                                                                                                                                | BILASPUR                                                                                                                                         | 460                                                                                                                                              |
| 8                                                                                                                                                | DANTEWADA                                                                                                                                        | 65                                                                                                                                               |
| 9                                                                                                                                                | DHAMTARI                                                                                                                                         | 92                                                                                                                                               |
| 10                                                                                                                                               | DURG                                                                                                                                             | 581                                                                                                                                              |
| 11                                                                                                                                               | GARIYABAND                                                                                                                                       | 36                                                                                                                                               |
| 12                                                                                                                                               | GAURELLA PENDRA MARWAHI                                                                                                                          | 23                                                                                                                                               |
| 13                                                                                                                                               | JANJGIR-CHAMPA                                                                                                                                   | 192                                                                                                                                              |
| 14                                                                                                                                               | JASHPUR                                                                                                                                          | 57                                                                                                                                               |
| 15                                                                                                                                               | KABIRDHAM                                                                                                                                        | 76                                                                                                                                               |
| 16                                                                                                                                               | KANKER (UTTAR BASTAR KANKER)                                                                                                                     | 81                                                                                                                                               |
| 17                                                                                                                                               | KONDAGAON                                                                                                                                        | 46                                                                                                                                               |
| 18                                                                                                                                               | KORBA                                                                                                                                            | 170                                                                                                                                              |
| 19                                                                                                                                               | KOREA                                                                                                                                            | 109                                                                                                                                              |
| 20                                                                                                                                               | MAHASAMUND                                                                                                                                       | 164                                                                                                                                              |
| 21                                                                                                                                               | MUNGELI                                                                                                                                          | 63                                                                                                                                               |
| 22                                                                                                                                               | NARAYANPUR                                                                                                                                       | 18                                                                                                                                               |
| 23                                                                                                                                               | RAIGARH                                                                                                                                          | 193                                                                                                                                              |
| 24                                                                                                                                               | RAIPUR                                                                                                                                           | 1023                                                                                                                                             |
| 25                                                                                                                                               | RAJNANDGAON                                                                                                                                      | 165                                                                                                                                              |
| 26                                                                                                                                               | SUKMA                                                                                                                                            | 15                                                                                                                                               |
| 27                                                                                                                                               | SURAJPUR                                                                                                                                         | 62                                                                                                                                               |
| 28                                                                                                                                               | SURGUJA                                                                                                                                          | 188                                                                                                                                              |
|                                                                                                                                                  | Total                                                                                                                                            | 4252                                                                                                                                             |

* Data for the five new Districts namely Khairgarh Chhuikhadan Gandai, Manendragarh Chirimiri Bharatpur, Mohla Manpur Ambagarh Chouki, Sakti and Sarangarh Bilaigarh stands subsumed  in the original Districts.