Lok Sabha Question No. 2953 (UNSTARRED), answered on 2023-08-07
Subject: Women Entrepreneurship in Odisha
Ministry: SKILL DEVELOPMENT AND ENTREPRENEURSHIP
Asked by: Rajashree Mallick

## GOVERNMENT OF INDIA

## MINISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIP

## LOK SABHA UNSTARRED QUESTION NO. 2953

ANSWERED ON 07.08.2023

## WOMEN ENTREPRENEURSHIP IN ODISHA

## 2953. SHRIMATI RAJASHREE MALLICK :

Will the Minister of Skill Development and Entrepreneurship be pleased to state:

- (a) the details of the programmes launched by the Government to promote women entrepreneurship in Odisha;
- (b)   the details of the schemes/programmes implemented in Jagatsinghpur;
- (c)  the  details  of  the  capacity  building  programmes  started  by  various  Self  Help  Groups  in Jagatsinghpur district; and
- (d)  the  details  of  the  assistance  provided  to  the  Startups  established  and  run  by  women  in Jagatsinghpur districts?

## ANSWER

THE MINISTER OF STATE IN THE MINISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIP

(SHRI RAJEEV CHANDRASEKHAR)

## (a)  to (d) :

(I) Ministry  of  Skill  Development  and  Entrepreneurship  (MSDE)  is  implementing  various schemes/programmes  through  its  autonomous  Institutes  National  Institute  of  Entrepreneurship and  Small  Business  Development  (NIESBUD),  Noida  and  Indian  Institute  of  Entrepreneurship (IIE),  Guwahati  to  promote  entrepreneurship,  across the  country  including  the  State  of  Odisha. The details of the various initiatives taken by the MSDE are as under:

- (i)      Entrepreneurship Development in Six Holy Cities aimed to catalyse local entrepreneurial activities through involvement of potential and existing entrepreneurs, unemployed youth, college dropouts, youth from backward  community etc. The project was implemented in Bodh Gaya, Kollur, Haridwar, Puri, Pandharpur, and Varanasi. The total number of women participants trained under the project is 7,881 out of which 1,288 are from Odisha.

(ii) SANKALP Project: NIESBUD with the support of Skill Acquisition and Knowledge Awareness for Livelihood Promotion (SANKALP)  Programme  of  MSDE,  is  undertaking  a  project  for strengthening  the  entrepreneurship  ecosystem  to  different  marginalized  sections  of  the  society. The  project  aims  at  creating,  fostering  and  promoting  the  spirit  of  entrepreneurship  among  the various target groups through Capacity Building, Incubation Support, Mentoring and Handholding. The number of women beneficiaries under the project in the State of Odisha is as under:

| Sl. No.   | Activity                                                              |   Number of Women Participants Trained |
|-----------|-----------------------------------------------------------------------|----------------------------------------|
| 1.        | Entrepreneurship Development Programme                                |                                    250 |
| 2.        | Entrepreneurship cum Skill Development Programme for Tribal Community |                                    430 |
| 3.        | Entrepreneurship Awareness Programme for Migratory Population         |                                     85 |
| 4.        | Entrepreneurship Development Programme for Migratory Population       |                                     46 |
| 5.        | Master Trainers Training Programme for Biz Sakhi                      |                                     40 |
|           | Total                                                                 |                                    851 |

(iii)    Creating  Entrepreneurial  Climate  through  Training  of  Trainers  and  Entrepreneurship Development  Programme  in  Jan  Shikshan  Sansthan  (JSS): NIESBUD  is  implementing  a project  for  Creating  Entrepreneurial  Climate  through  Training  of  Trainers  and  Entrepreneurship Development Programme in JSSs at pan India Level. The project has two components (i) Trainers Training  Programme  for  2000  trainers  of  JSS  in  residential  mode,  and  (ii)  Entrepreneurship Development  Programme  to  impart  training  among  4000  JSS  Trainees.  A  total  of  98  women beneficiaries have been imparted training under the programme in the state of Odisha.

(II) Further, the details of the various initiatives taken by other Ministries/Departments to promote women entrepreneurship across the country, including in the State of Odisha are as under:

(i) Ministry  of  Micro,  Small  and  Medium  Enterprises  (MSME),  through  Khadi  and  Village Industries Commission (KVIC), is implementing Prime Minister's Employment Generation Programme  (PMEGP)  for  assisting  entrepreneurs  across  the  country  including  Odisha  State  in setting  up  of  new  units  in  the  non-farm  sector.  It  aims  to  provide  employment  opportunities  to traditional artisans/rural and urban unemployed youth at their doorstep.

Under PMEGP, General Category beneficiaries can avail Margin Money subsidy of 25% of the  project  cost  in  rural  areas and  15%  in  urban  areas.    For  beneficiaries  belonging  to  Special Categories, such as Scheduled Castes, Scheduled Tribes, OBCs, Minorities, Women, Transgenders, Ex-servicemen, Differently Abled, beneficiaries belonging to North Eastern Region, Aspirational Districts, Hill and Border areas, etc., the Margin Money subsidy is 35% in rural areas and 25% in urban areas. The maximum cost of project is Rs.50 lakh in the manufacturing sector and Rs.20 lakh in the service sector. Also, own contribution for beneficiaries belonging to Special Categories which includes Women is 5% of project cost as compared to 10% for General Category beneficiaries.

Since  its  inception,  upto  18.07.2023,  about  8.91  lakh  micro  units  have  been  assisted utilizing margin money subsidy of Rs. 22,770 cr. generating estimated employment opportunities for  around  72  lakh  persons.  Out  of  all  the  units,  80%  of  the  units  are  in  rural  areas  (7.13  Lakh units),  nearly  50% (4.45 Lakh units) are owned by SC, ST and Women enterprises, nearly 14% (1.25 Lakh units) are in aspirational districts.

The  details  on  units  assisted  in  Jagatsinghpur  district  in  Odisha  State  under  PMEGP during last 3 years is given below:

| Year    |   Margin Money disbursed (Rs. in Lakhs) |   Units assisted |   Estimated employment generated |
|---------|-----------------------------------------|------------------|----------------------------------|
| 2020-21 |                                  200.45 |               78 |                              624 |
| 2021-22 |                                  179.1  |               64 |                              512 |
| 2022-23 |                                  156.22 |               62 |                              496 |

(ii) Pradhan  Mantri  Mudra  Yojana  (PMMY)  of  Department  of  Financial  Services,  Ministry  of Finance, was launched on 08.04.2015 to extend collateral free loans up to Rs.10 lakh to individuals to enable them to set up or expand their business activities. The Scheme facilitates loans in three categories namely Shishu (up to Rs. 50,000/-), Kishore (above Rs. 50,000/- and up to Rs. 5 lakh) and  Tarun  (above  Rs.  5  lakh  and  up  to  Rs.  10  lakh)  for  income  generating  activities  in manufacturing,  trading,  service  sectors  and  also  for  the  activities  allied  to  agriculture.  As  on 30.06.2023, 2,23,21,547 number of loans have been sanctioned to women entrepreneurs in the state of Odisha out of which 5,85,706 are from Jagatsinghpur.

(iii) Stand-Up India Scheme (SUPI) of Department of Financial Services, Ministry of Finance, was launched on 05.04.2016 and has been extended up to the year 2025. The objective of the Scheme is to facilitate loans from Scheduled Commercial Banks (SCBs) of value between Rs.10 lakh and Rs.1 crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and one-women  borrower  per  bank  branch  for  setting  up  green  field  enterprise  in  manufacturing, services or trading sector, and also for the activities allied to agriculture. As on 30.06.2023, 4,998 number of loans have been sanctioned to women entrepreneurs in the state of Odisha out of which 138 are from Jagatsinghpur.

(iv) Rural Skills Division of Ministry of Rural Development (MoRD) is implementing Rural Self Employment  Training  Institutes  (RSETI)  scheme  for  rural  poor  youth  with  a  view  to  eradicate poverty under the umbrella scheme of Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM). RSETIs are bank lead- MoRD funded training institutes established by the Sponsor Banks in various districts to provide training for skill and entrepreneurship development. MoRD extends financial support for the construction of RSETI building and also bears the cost of training the rural poor candidates. Any unemployed youth in the age group of 18-45 years having an aptitude to take up self-employment or wage employment and having some basic knowledge in the related field can undergo training at RSETIs. There are 30 RSETIs functioning across the State of  Odisha.  The  details  of  candidates  trained  and  settled  including  women  in  the  District  of Jagatsinghpur of Odisha State during 2020-21 to 2023-24 as on 30.06.2023 are as under:

| Financial Year   |   Total Trained |   Total Settled |   Women Trained |   Women Settled |
|------------------|-----------------|-----------------|-----------------|-----------------|
| 2020-21          |             505 |             357 |             497 |             357 |
| 2021-22          |             557 |             525 |             542 |             519 |
| 2022-23          |             413 |             317 |             406 |             313 |
| 2023-24          |              56 |              31 |              56 |              31 |

(v) The Government of India has launched 'Mission Shakti' -an integrated  women empowerment  programme  as  umbrella  scheme  for  the  safety,  security  and  empowerment  of women  for  implementation  during  the  15th  Finance  Commission  period  across  the  country. 'Mission Shakti' comprises of two sub-schemes 'Sambal' and 'Samarthya' for safety and security of women and empowerment of women respectively. A new component of Hub for Empowerment of Women  has  been  included  in  'Samarthya'  sub-scheme,  under  which  the  Central  Government provides financial assistance to States/ UTs for setting up of Hub at State and District levels.

Hub for  Empowerment  of Women  aims  to  facilitate  inter-sectoral  convergence  of  schemes  and programs meant for women both at the central (NHEW), State/ UT level (SHEW) and district level (DHEW) with the mandate to create an environment in which women realize their full potential. The support  under  the  HEW  would  be  for  guiding,  linking  and  handholding  women  to  various institutional and schematic set ups for their empowerment and development including equal access to  healthcare,  quality  education,  career  and  vocational  counseling/training,  financial  inclusion, entrepreneurship, backward and forward linkages, health and safety for workers, social security and digital literacy at districts/ Blocks/ Gram Panchayats level across the country.

(vi) The  Government  launched  Startup  India  initiative  with  an  aim  to  build  a  stronger  and inclusive  ecosystem  for  nurturing  India's  startup  culture  that  would  further  drive  our  economic growth, support entrepreneurship, and enable large-scale employment opportunities. It, inter alia, assists in strengthening women entrepreneurship, through policies and initiatives, and creation of enabling networks. As on 30th April 2023, out of the 98,119 total recognised startups under DPIIT, 46,028, i.e., approximately 47% of the total recognised startups have at least one-woman director. The  following  specific  measures  have  been  taken  by  the  Government  to  promote  women entrepreneurship across the country:

-  To promote flow of both equity and debt to women led startups, 10% of the fund (Rs. 1000 crore) in the Fund of Funds for Startups Scheme operated by SIDBI is reserved for women led startups.
-  Women  Capacity  Development  Programme  (WING)  is  a  unique  Capacity  Development Program for women-led startups, to identify and support both aspiring and established women entrepreneurs in their startup journeys. The workshops are open to variety of business sectors including  Tech,  Construction,  Product,  Machine,  Food,  Agriculture,  Education,  etc.  The workshops served as a platform for emerging women entrepreneurs and other stakeholders to discuss  the  key  challenges  facing  women  entrepreneurs.  WING  workshops  have  created  a conducive environment to share best practices and experiences in overcoming challenges and to gain insights learned from the business models adopted in the Indian context. A total of 24 workshops were conducted across 9 States, benefiting more than 1,300 women entrepreneurs.
-  Virtual  Incubation  Program  for  Women  Entrepreneurs  were  conducted  in  collaboration  with Zone Startups to support 20 women-led tech startups with pro-bono acceleration support for 3
- months.  A webpage dedicated to women entrepreneurs has been designed on the Startup India portal. The  page  includes  various  policy  measures  for  women  entrepreneurs  by  both  Central  and State Governments.  Through its various awareness programmes and capacity building programmes organized by the Government, and through print media and social media platforms, the Government also creates  awareness  about  the  existing  schemes  which  support  micro,  small  and  medium entrepreneurs, including women entrepreneurs.  Furthermore,  assisted  by  the  States'  Startup  Rankings  on  Support  to  Startup  Ecosystems, which  is  primarily  an  exercise  to  identify  good  practices  including  support  to  women entrepreneurs, learning from each other and helping each other in formulating and implementing policies in true spirit of cooperative federalism, 31States and UTs have notified policies to support startups.  To  identify the depth,  quality and  spread  of  innovation,  inclusivity and  diversity,  and entrepreneurship  in  country,  the  Government  instituted  the  National  Startup  Awards  (NSA). The  winners  of  NSA  have  emerged  from  Bengaluru,  Delhi,  Hyderabad,  Chennai,  Mumbai Mysuru, Bhopal, Ernakulam, Gurugram, Kochi, Lucknow, Margao, Sonipat, Thiruvananthapuram etc. All three editions (2020, 2021 and 2022) of NSA had a special award category for Women-led Startups. The Government has also launched the Women Entrepreneurship Platform (WEP) in 2018 as an  aggregator  platform  with  the  aim  to  overcome  information  asymmetry  in  the  women entrepreneurial  ecosystem.  By  showcasing  all  existing  initiatives  and  providing  domain
-  knowledge it works towards empowering both prospective and present women entrepreneurs.
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