Lok Sabha Question No. 508 (UNSTARRED), answered on 2023-07-24
Subject: Enrolment under PMSBY, PMJJBY, APY in Karnataka
Ministry: FINANCE
Asked by: P. C. Mohan

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION No. 508

Answered on Monday, July 24, 2023/ Sravana 2, 1945 (Saka)

## Enrolment under PMSBY, PMJJBY, APY in Karnataka

508. SHRI P.C. MOHAN: Will the Minister of FINANCE be pleased to state:

- (a) the number of individuals enrolled under Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan  Mantri  Jeevan  Jyoti  Bima  Yojana  (PMJJBY),  Atal  Pension  Yojana  (APY)  in Karnataka District-wise including Bengaluru since inception of schemes;
- (b) the steps to create awareness about PMSBY, PMJJBY, APY among the eligible population, particularly in rural and remote areas;
- (c) the claim settlement ratio and the average time taken for claim settlement under PMSBY, PMJJBY; and
- (d) the measures being taken or proposed to be taken to ensure effective implementation and smooth functioning of PMSBY, PMJJBY, APY?

## Answer

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (DR BHAGWAT KARAD)

- (a) The District-wise cumulative enrolment data of Karnataka state including Bengaluru in respect of Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), and Atal Pension Yojana (APY) since inception of the scheme, is at Annexure .
- (b) Banks  are  organising  multiple  drives  from  time  to  time  for  creating  awareness  and enrolment of maximum number of eligible populations under these schemes. Camps are organised at District and Gram Panchayat level across the country with active involvement of Banks, Business Correspondents and district administration.
- (c) As  informed  by  insurance  companies,  the  claim  settlement  ratio  under  PMJJBY  and PMSBY as on 28.06.2023 is 99.94% and 97.52% respectively. As per scheme guidelines turn around time for settlement of PMJJBY and PMSBY claims are 14 days.
- (d) In  order  to  ensure  effective  implementation  and  smooth  functioning  of  the  schemes, following steps have been taken:
- i) Simplification of enrolment and claim forms and documents.
- ii) Recognition  of  more  documents  and  relaxations  in  accepting  proof  of  death  for settlement of claims.
- iii) Electronic  Transmission  of  claim  documents  by  the  bank/post  office  and  insurance companies without requiring the same in physical form.
- iv) Reduction in turn around time for settlement of claims from 60 days to 14 days.
- v) Reduction in Claim admissibility (Lien period) from 45 days to 30 days under PMJJBY.

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## Annexure as referred to in part (a) of reply to the Lok Sabha question No. 508 for 24.07.2023 regarding "Enrolment under PMSBY, PMJJBY, APY in Karnataka"

| District-wise Cumulative enrolment by Banks in the State of Karnataka   | District-wise Cumulative enrolment by Banks in the State of Karnataka   | District-wise Cumulative enrolment by Banks in the State of Karnataka   | District-wise Cumulative enrolment by Banks in the State of Karnataka   | District-wise Cumulative enrolment by Banks in the State of Karnataka   |
|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|
| S.No.                                                                   | District                                                                | PMJJBY*                                                                 | PMSBY*                                                                  | APY#                                                                    |
| 1                                                                       | Belgaum                                                                 | 606,056                                                                 | 1,190,041                                                               | 245,552                                                                 |
| 2                                                                       | Bagalkot                                                                | 253,479                                                                 | 526,175                                                                 | 91,046                                                                  |
| 3                                                                       | Bijapur                                                                 | 248,179                                                                 | 580,809                                                                 | 98,632                                                                  |
| 4                                                                       | Bidar                                                                   | 155,448                                                                 | 373,874                                                                 | 70,575                                                                  |
| 5                                                                       | Raichur                                                                 | 234,832                                                                 | 431,238                                                                 | 86,889                                                                  |
| 6                                                                       | Koppal                                                                  | 143,071                                                                 | 270,781                                                                 | 65,381                                                                  |
| 7                                                                       | Gadag                                                                   | 159,935                                                                 | 339,783                                                                 | 65,569                                                                  |
| 8                                                                       | Dharwad                                                                 | 259,413                                                                 | 558,491                                                                 | 101,486                                                                 |
| 9                                                                       | UttaraKannada                                                           | 228,010                                                                 | 513,726                                                                 | 82,465                                                                  |
| 10                                                                      | Haveri                                                                  | 229,615                                                                 | 493,831                                                                 | 94,094                                                                  |
| 11                                                                      | Bellary                                                                 | 308,283                                                                 | 570,322                                                                 | 151,857                                                                 |
| 12                                                                      | Chitradurga                                                             | 181,144                                                                 | 373,869                                                                 | 89,261                                                                  |
| 13                                                                      | Davanagere                                                              | 221,567                                                                 | 420,679                                                                 | 87,835                                                                  |
| 14                                                                      | Shimoga                                                                 | 235,353                                                                 | 500,337                                                                 | 95,266                                                                  |
| 15                                                                      | Udupi                                                                   | 187,720                                                                 | 455,150                                                                 | 96,608                                                                  |
| 16                                                                      | Chikmagalur                                                             | 171,415                                                                 | 363,624                                                                 | 77,267                                                                  |
| 17                                                                      | Tumkur                                                                  | 297,250                                                                 | 612,739                                                                 | 109,741                                                                 |
| 18                                                                      | Bangalore                                                               | 1,160,572                                                               | 2,628,298                                                               | 477,841                                                                 |
| 19                                                                      | Mandya                                                                  | 261,877                                                                 | 479,603                                                                 | 92,510                                                                  |
| 20                                                                      | Hassan                                                                  | 243,819                                                                 | 487,616                                                                 | 103,904                                                                 |
| 21                                                                      | DakshinaKannada                                                         | 286,264                                                                 | 785,629                                                                 | 140,552                                                                 |
| 22                                                                      | Kodagu                                                                  | 91,429                                                                  | 208,898                                                                 | 37,789                                                                  |
| 23                                                                      | Mysore                                                                  | 389,122                                                                 | 776,412                                                                 | 152,126                                                                 |
| 24                                                                      | Chamarajanagar                                                          | 121,987                                                                 | 257,261                                                                 | 42,648                                                                  |
| 25                                                                      | Gulbarga                                                                | 207,505                                                                 | 490,936                                                                 | 116,865                                                                 |
| 26                                                                      | Yadgir                                                                  | 114,416                                                                 | 236,629                                                                 | 47,681                                                                  |
| 27                                                                      | Kolar                                                                   | 144,121                                                                 | 326,868                                                                 | 69,101                                                                  |
| 28                                                                      | Chikkaballapura                                                         | 105,712                                                                 | 258,217                                                                 | 51,679                                                                  |
| 29                                                                      | BangaloreRural                                                          | 169,362                                                                 | 373,723                                                                 | 62,699                                                                  |
| 30                                                                      | Ramanagara                                                              | 127,014                                                                 | 285,236                                                                 | 50,957                                                                  |
| Total                                                                   | Total                                                                   | 7,543,970                                                               | 16,170,795                                                              | 3,155,876                                                               |

Source: *Banks (on FIPLAN portal) (as on28.06.2023) #PFRDA (as on 30.06.2023)

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