Lok Sabha Question No. 1928 (UNSTARRED), answered on 2025-07-31
Subject: Digital Support to MSMEs
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Smt. Geniben Nagaji Thakor

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 1928 TO BE ANSWERED ON: 31.07.2025

## DIGITAL SUPPORT TO MSMEs

1928.

SMT. GENIBEN NAGAJI THAKOR:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether  the  Government  has  taken  any  specific  measures  to  support  MSMEs  affected  by economic slowdown and rising input costs;
- (b) if  so,  the  details  of  financial  aid,  credit  schemes  and  digital  support  provided  to  MSMEs during the last three years;
- (c) whether the Government  has  launched any programs  to  promote skill development, technology upgradation and market access for MSMEs and if so, the details thereof; and
- (d) the number of new MSMEs registered and the employment generated through them during the last two financial years?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) and (b): The  Government  of  India  has  taken  various  steps  to  strengthen  and  support  the MSMEs affected by economic slowdown and disruptions. Some of these steps are as under:

- i. Emergency  Credit  Line  Guarantee  Scheme  of  Rs.5  lakh  crore,  as  part  of  Aatmanirbhar Bharat  Abhiyan  to  support  eligible  MSMEs  and  business  enterprises  in  meeting  their operational  liabilities  and  restarting  their  businesses.  The  Scheme  was  operational  till 31.03.2023.  As  per  a  research  report  dated  23.01.2023  of  the  State  Bank  of  India  on Emergency  Credit  Line  Guarantee  Scheme,  almost  14.6  lakh  MSME  accounts,  of  which about 98.3% of the accounts were in the Micro and Small Enterprises categories, were saved from  slipping into Non-Performing Asset (NPA) classification.
- ii. Under  the  Credit  Guarantee  Scheme(CGS)  for  Micro  and  Small  Enterprises  (MSEs)  of Ministry of MSME, additional corpus fund of Rs. 9,000 crore was infused into the corpus of Credit Guarantee Fund Trust for MSEs, to enable an additional credit of Rs. 2.00 lakh crore, at a reduced cost of credit.
- iii. Rs. 50,000 crore equity infusion through Self Reliant India Fund.
- iv. Non-tax benefits extended for 3 years in case of an upward change in status of MSMEs.
- v. Launch of Udyam Assist platform (UAP) on 11.01.2023 to bring Informal Micro Enterprises under the formal ambit for availing the benefit under Priority Sector Lending.
- vi. No global tenders for procurement up to Rs.200 crores.

The Government has taken several other initiatives to provide financial and digital support to the MSME Sector. For uninterrupted flow of credit, schemes such as Prime Minister's Employment Generation Programme (PMEGP), Special Credit Linked Capital Subsidy Scheme, PM Vishwakarma Yojana,  Mudra  Loan,  etc.  are  implemented.  Government  enhanced  the  guarantee  coverage  under CGS from Rs. 5 Crore to Rs. 10 Crore through Budget Announcement 2025.

Several  measures  to  encourage  MSMEs  to  integrate  with  digital  systems  and  e-commerce platforms  have  been  taken.  Udyam  Registration  Portal  (URP)  is  an  online  Digital  Platform  for registration based on self-declaration. Through URP, the MSMEs can link with GeM Platform and participate  in  Government  Tender.  MSME  Global  Mart  Portal  under  National  Small  Industries Corporation is a business to business (B2B) Portal facilitating online marketing support to MSMEs. PM Vishwakarma Scheme seeks to incentivize digital  transactions  undertaken  by  the  artisans  and craftspeople  through  cash-backs  to  promote  a  new  digital  culture  among  the  Vishwakarmas  with regard to embracing digital payments ecosystem.

The details of financial support extended under CGS and PMEGP, during the last three years, are as given below:

Credit Guarantee Scheme for Micro and Small Enterprises:

| FY      | Number of Guarantee approved   | Amount approved (₹ Crore)   |
|---------|--------------------------------|-----------------------------|
| 2022-23 | 11,65,786                      | 1,04,781                    |
| 2023-24 | 17,24,073                      | 2,02,807                    |
| 2024-25 | 21,15,275                      | 3,05,507                    |

## Prime Minister's Employment Generation Programme:

| FY      | No. of Units Assisted   | Estimated Employment Generated   | Margin Money Subsidy (in crore)   |
|---------|-------------------------|----------------------------------|-----------------------------------|
| 2022-23 | 85,167                  | 6,81,336                         | 2,722.17                          |
| 2023-24 | 89,118                  | 7,12,944                         | 3,093.87                          |
| 2024-25 | 59,708                  | 4,77,664                         | 2,202.00                          |

(c): To  promote  skill  development,  technology  upgradation  and  market  access  for  MSMEs, Government has taken the following steps:

-  Entrepreneurship and Skill Development  Programme  promotes  new  enterprises,  build capacity of existing MSMEs and inculcate entrepreneurial culture in the country.
-  The  network  of  Technology  Centres  /  Tool  Rooms  in  the  country  supports  MSMEs  in providing  access  to  advance  manufacturing  technologies,  training  &  skilling  and  business consultancy services to make them competitive.
-  Public Procurement Policy for Micro and Small Enterprises Order 2012 provides an assured market share to Micro and Small Enterprises (MSEs). Procurement and Marketing Support Scheme  extends  benefits  to  MSEs  for  market  access  through  participation  in  Trade  Fairs/ Exhibitions, Vendor Development Programmes, adoption of Modern Packaging Technique, eCommerce platforms, etc.
- (d): As  per  Udyam  Registration  Portal,  the  details  of  MSMEs  registered  and  the  employment declared during the last two financial years, are given below:

| Financial year-wise MSMEs registered and employment declared   | Financial year-wise MSMEs registered and employment declared   | Financial year-wise MSMEs registered and employment declared   |
|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|
| FY                                                             | MSMEregistered                                                 | Employment declared                                            |
| 2023-24                                                        | 2,48,93,528                                                    | 7,39,75,638                                                    |
| 2024-25                                                        | 2,06,55,273                                                    | 8,26,31,494                                                    |

Source: Udyam Registration Portal

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