Lok Sabha Question No. 1176 (UNSTARRED), answered on 2025-07-28
Subject: Mahila Samman Saving Certificate (MSSC) in West Bengal
Ministry: FINANCE
Asked by: Shri Raju Bista

## Government of India Ministry of Finance Department of Economic Affairs

## LOK SABHA

## UNSTARRED QUESTION NO.1176

## TO BE ANSWERED ON MONDAY JULY 28, 2025 / SRAVANA 6, 1947(SAKA)

## Mahila Samman Saving Certificate (MSSC) in West Bengal

## No.1176

Shri Raju Bista:

Will the Minister of FINANCE be pleased to state:-

- (a) the details of the amount allocated, sanctioned and disbursed for the State of West Bengal under the Mahila Samman Savings Certificate Scheme (MSSC) since its inception, year-wise;
- (b) the number of beneficiaries from the State of West Bengal since the inception of above scheme, year-wise and district wise;
- (c) the steps being taken by the Government to collaborate with local Government bodies and self-help  groups  to  enhance  the  reach  and  impact  of  MSSC  in  the  State  particularly  in Darjeeling, Kalimpong and North Dinajpur districts;
- (d) the details of the initiatives being undertaken by the Government to promote awareness of the MSSC among women in rural and semi-urban areas of West Bengal; and
- (e) the details of incentives offered under MSSC in the districts of Darjeeling, Kalimpong and North Dinajpur of West Bengal?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF FINANCE

## ( SHRI PANKAJ CHAUDHARY )

- (a)  Not  applicable.  Mahila  Samman  Savings  Certificate  (MSSC)  is  a  voluntary  savings scheme operated through Department of Post and banks, wherein higher rate of interest is offered to the women depositors.
- (b)  Year-wise  and  district-wise  number  of  beneficiaries  under  Mahila  Samman  Savings Certificate  (MSSC)  since  its  inception  pertaining  to  West  Bengal  State  is  attached  as 'Annexure' .
- (c),  (d)  and  (e)  The  scheme was launched by the Government on 31/03/2023 to  promote financial independence of women of the country. Department of Posts and all agency banks promote and display salient feature/benefits of National Small Savings Schemes including Mahila Samman Savings Certificate Scheme to enhance reach and impact of the schemes.

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## Year-wise and district-wise number of beneficiaries under Mahila Samman Savings Certificate (MSSC) since its inception in West Bengal

| Sr. No.   | District of West Bengal   |   The Number of Beneficiaries as on 31.03.2024 |   The Number of Beneficiaries as on 31.03.2025 |
|-----------|---------------------------|------------------------------------------------|------------------------------------------------|
| 1         | 24 PARAGANAS NORTH        |                                          26700 |                                          37339 |
| 2         | 24 PARAGANAS SOUTH        |                                          10547 |                                          14262 |
| 3         | Alipurduar                |                                            932 |                                           1341 |
| 4         | BANKURA                   |                                          11297 |                                          13679 |
| 5         | BIRBHUM                   |                                           3746 |                                           5370 |
| 6         | COOCHBEHAR                |                                           1479 |                                           2208 |
| 7         | DARJEELING                |                                           4063 |                                           5655 |
| 8         | DINAJPUR DAKSHIN          |                                           2023 |                                           2532 |
| 9         | DINAJPUR UTTAR            |                                           2942 |                                           3864 |
| 10        | HOOGHLY                   |                                          14199 |                                          20263 |
| 11        | HOWRAH                    |                                          14624 |                                          18201 |
| 12        | JALPAIGURI                |                                           1979 |                                           2949 |
| 13        | Jhargram                  |                                           3107 |                                           3736 |
| 14        | KALIMPONG                 |                                            717 |                                           1016 |
| 15        | KOLKATA                   |                                          19576 |                                          27794 |
| 16        | MALDAH                    |                                           3589 |                                           4621 |
| 17        | MEDINIPUR EAST            |                                          10945 |                                          14502 |
| 18        | MEDINIPUR WEST            |                                          15294 |                                          18507 |
| 19        | MURSHIDABAD               |                                           6364 |                                           8520 |
| 20        | NADIA                     |                                           8223 |                                          10875 |
| 21        | PASCHIM BARDHAMAN         |                                           6963 |                                          10456 |
| 22        | PURBA BARDHAMAN           |                                           7396 |                                          10044 |
| 23        | PURULIA                   |                                           4301 |                                           5234 |
|           | Total                     |                                         181006 |                                         242968 |