Lok Sabha Question No. 3091 (UNSTARRED), answered on 2025-08-07
Subject: Central Schemes to Strengthen MSMEs
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Thiru Dayanidhi Maran

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 3091 TO BE ANSWERED ON 07.08.2025

## CENTRAL SCHEMES TO STRENGTHEN MSME

## 3091. THIRU DAYANIDHI MARAN:

Will the MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether the Union Government has any targeted central schemes or incentives being offered to further strengthen the large MSME ecosystem in Tamil Nadu and if so, the   details thereof;
- (b) whether considering that 70% of Tamil Nadu's MSMEs are in the services sector and nearly 55% of the urban workforce in the State is engaged in services, significantly higher than the national average, any specific policy interventions are being planned by the Government to support serviceoriented MSMEs in areas such as trade, motor vehicle repair, education, ICT and financial services and if so, the details thereof;
- (c) whether  there  are  any  centrally  sponsored  credit  facilitation,  digitalisation,  market  linkage, skilling or technology upgradation initiatives specifically tailored for MSMEs in Tamil Nadu's tier-2 and tier-3 cities, where a large proportion of informal MSMEs are concentrated and if so, the details thereof; and
- (d) whether the Government has conducted any studies or consultations with Tamil Nadu-based MSME associations to understand barriers to growth and if so, the details thereof

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) and (b): The  Central  Government  supplements  the  efforts  of  the  States/UTs  through  various schemes, programmes and policy initiatives for promotion and development and strengthening of the micro, small and medium enterprises (MSMEs) engaged in the manufacture or production of goods or providing or rendering of any service or services including in Tamil Nadu. These schemes/ programmes include Prime Minister's Employment Generation Programme, Credit Guarantee Scheme for Micro and Small  Enterprises,  PM  Vishwakarma  scheme,  Entrepreneurship  &  Skill  Development  Programme scheme,  Micro  and  Small  Enterprises  -  Cluster  Development  Programme,  Raising  and  Accelerating MSME  Performance,  MSME  Champions  Scheme,  etc..  The  Schemes  implemented  by  Ministry  of MSME are Central Sector Schemes and funds are not allocated state-wise.

6,62,95,529 MSMEs are registered on Udyam Portal, including Informal Micro Enterprises, with an employment of 28,73,62,479 persons till 31.07.2025. Out of this, 53,44,057 MSMEs are registered in Tamil Nadu employing 2,78,56,442 persons. Out of this 23,62,573  enterprises are service, 16,28,806 are in Trading and 13,52,678 enterprises are in manufacturing sector.

- (c): The details of some of the major schemes is as under:
- (i)   Credit  Guarantee  Scheme  for  Micro  and  Small  Enterprises:  The  Ministry  of  Micro,  Small  and Medium Enterprises and Small Industries Development Bank of India (SIDBI) jointly instituted Credit  Guarantee Trust  Fund for  Micro  and Small Enterprises  (CGTMSE) in the  year 2000, to provide  credit  guarantee  for  the  loans  extended  by  Member  Lending  Institutions  to  Micro  and Small  Enterprises  (MSEs)  without  collateral  security  and  third-party  guarantee.  CGTMSE implements the Credit Guarantee Scheme (CGS) for MSEs.

The details of the credit guarantees extended in the last 3 years under CGS in Tamil Nadu, is as given below:

| CGS - Guarantees Approved- Tamil Nadu   | CGS - Guarantees Approved- Tamil Nadu   | CGS - Guarantees Approved- Tamil Nadu   |
|-----------------------------------------|-----------------------------------------|-----------------------------------------|
| Financial Year                          | No. of Guarantees approved              | Amount approved (in ₹ Crore)            |
| 2022-23                                 | 61,883                                  | 7,114                                   |
| 2023-24                                 | 1,13,815                                | 15,061                                  |
| 2024-25                                 | 1,79,817                                | 21,447                                  |
| 2025-26 (till 31.07.2025)               | 36,617                                  | 8,301                                   |

- (ii)  Training on digital literacy and e-commerce operations is in-built in the initiatives like MSME Trade Enablement and Marketing (MSME- TEAM), which focuses on onboarding MSMEs onto the ONDC platform and supporting in their e-commerce journey, in various places including Tier II and III cities and rural areas.
- (iii)   Procurement & Marketing Support (PMS) Scheme extends benefits for providing market access to Micro & Small Enterprises (MSEs).

No. of beneficiaries under various component of PMS Scheme in Tamil Nadu:

|   S. No. | Financial Year            |   No. of Beneficiaries |
|----------|---------------------------|------------------------|
|        1 | 2022-23                   |                    635 |
|        2 | 2023-24                   |                   1810 |
|        3 | 2024-25                   |                   2170 |
|        4 | 2025-26(As on 01.08.2025) |                    282 |

No. of Domestic Trade Fairs organized during the last two years:

|   S. No. | Name of the City   |   No. of Domestic Trade Fairs organized | Tier I/II/III   |
|----------|--------------------|-----------------------------------------|-----------------|
|        1 | Chennai            |                                      12 | Tier I          |
|        2 | Coimbatore         |                                       5 | Tier II         |
|        3 | Madurai            |                                       1 | Tier II         |

- (iv)   Under  the  Entrepreneurship  and  Skill  Development  Programme  (ESDP),  several  programmes have been conducted on Entrepreneurship Awareness Programme (EAP), Entrepreneurship cum Skill Development Programme (E-SDP), Management Development Programme (MDP), Advance  E-SDP  and  Advance  MDP.    The  number  of  programmes  and  beneficiaries  in  Tamil Nadu are as follows:
- (v)  The network of Technology Centres / Tool Rooms in the country supports MSMEs in providing access  to  advance  manufacturing  technologies,  training  &  skilling  and  business  consultancy services  to  make  them  competitive.  Under  Tool  Rooms  &  Technical  Institutions  (TRs  &  TIs) scheme,  Central  Footwear  Training  Institute  (CFTI),  Chennai,  Tamil  Nadu,  is  set-up  with objective to support the footwear industry by providing footwear technology services, designing  &  developing  moulds  and  dies  for  the  footwear  Industry  and  offering  consultancy services. CFTI also provides skilling to youth to create industry-ready manpower and undertakes re-skilling of the existing industry workforce as per need of Industry.

|   S. No. | Financial Year   |   No. of Programmes Conducted |   No. of Beneficiaries |
|----------|------------------|-------------------------------|------------------------|
|        1 | 2022-23          |                           235 |                   9433 |
|        2 | 2023-24          |                           319 |                  16445 |
|        3 | 2024-25          |                           363 |                  17929 |

(d): Ministry  of  MSME  is  regularly  engaged  with  the  MSME  stakeholders/  associations  to understand the concerns of MSMEs including Tamil Nadu. The outcome of the consultations forms the basis of the policy formulation for the MSMEs. The MSME Associations are consulted from time to time for various issues, including the difficulties faced by the MSMEs to understand barriers to growth.

*****