Lok Sabha Question No. 53 (UNSTARRED), answered on 2023-07-20
Subject: Loan under PM SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Poonamben Hematbhai Maadam, Achyutananda Samanta

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO.53

## TO BE ANSWERED ON JULY 20, 2023

## LOAN UNDER PM SVANIDHI SCHEME

NO. 53. SHRIMATI POONAMBEN MAADAM: SHRI ACHYUTANANDA SAMANTA:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) whether  the  Prime  Minister  Street  Vendor's  AtmaNirbhar  Nidhi  (PM SVANidhi) scheme  has onboarded street vendors on food delivery platforms such as Swiggy and Zomato and if so, the details thereof;
- (b) the  details  of  the  number  of  loan  applications  received,  sanctioned  and loan amount disbursed to street vendors under the PM SVANidhi scheme, State/year-wise;
- (c) whether the  loan  amount  is  directly  disbursed  by  lending  institutions  to the beneficiaries of the PM SVANidhi scheme and if so, the details thereof;
- (d) the details and the number of beneficiaries of the PM SVANidhi scheme in Gujarat and Odisha, district-wise; and
- (e) the funds transferred under PM SVANidhi scheme since its inception, i.e., 1st June, 2020, State-wise?

## ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI KAUSHAL KISHORE)

- (a):  Yes Sir. For onboarding of street vendors on e-commerce platforms, this Ministry signed an MoU with Swiggy on 5 th  October, 2020, which was renewed on 5 th  October, 2021 for 1 year and with Zomato on 4 th  February, 2021  for  1  year.  Approximately  9,400  street  food  vendors  had  been onboarded on these e-commerce platforms during the contract period.
- (b) The  details  of  loan  applications  received,  sanctioned  and  loan amount disbursed to street vendors under the scheme, State/year-wise is at Annexure-I.

(c) Yes Sir. Loan amount is disbursed by lending institutions directly into the bank accounts of the beneficiaries. 50.10 Lakh loans amounting to Rs. 6,399 cr have been disbursed to the beneficiaries, so far.

(d) The  total  number  of  beneficiaries  under  PM  SVANidhi  scheme  in State  of  Gujarat  &  Odisha  are  2,98,496  and  37,860  respectively.  The district  wise  details  of  beneficiaries  under  the  scheme  in  the  State  of Gujarat & Odisha, is at Annexure-II.

(e) PM SVANidhi is a Central Sector Scheme. Loan amount is disbursed by lending institutions directly into the bank accounts of the beneficiaries. No funds are released to the States/Union Territories under the scheme.

*****

## ANNEXURE-I REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 53 TO BE ANSWERED ON JULY 20, 2023

## THE  STATE  &  YEAR  WISE  DETAILS  OF  NUMBER  OF  LOAN  APPLICATIONS RECEIVED, SANCTIONED AND LOAN AMOUNT DISBURSED UNDER PM SVANIDHI SCHEME

| S.   |                                   |    | Eligible   | Eligible   | Eligible   | Eligible   | Loans Sanctioned   | Loans Sanctioned   | Loans Sanctioned   | Loans Sanctioned   | Loan amount Disbursed (in ₹Cr)   | Loan amount Disbursed (in ₹Cr)   | Loan amount Disbursed (in ₹Cr)   | Loan amount Disbursed (in ₹Cr)   |
|------|-----------------------------------|----|------------|------------|------------|------------|--------------------|--------------------|--------------------|--------------------|----------------------------------|----------------------------------|----------------------------------|----------------------------------|
| No.  | Name State/UT                     | of | FY 20-21   | FY 21-22   | FY 22-23   | FY 23-24   | FY 20-21           | FY 21-22           | FY 22-23           | FY 23-24           | FY 20-21                         | FY 21-22                         | FY 22-23                         | FY 23-24                         |
| 1    | Andaman Nicobar Islands           | &  | 424        | 203        | 309        | 19         | 395                | 142                | 219                | 28                 | 0.4                              | 0.2                              | 0.4                              | 0.1                              |
| 2    | Andhra Pradesh                    |    | 1,48,927   | 1,03,541   | 96,652     | 8,114      | 1,17,844           | 83,351             | 49,513             | 8,367              | 112.1                            | 93.3                             | 85.7                             | 27.1                             |
| 3    | Arunachal Pradesh                 |    | 3,139      | 1,463      | 1,768      | 392        | 1,839              | 878                | 2,044              | 687                | 1.6                              | 1.3                              | 3.1                              | 1.4                              |
| 4    | Assam                             |    | 23,875     | 54,185     | 28,736     | 10,430     | 15,816             | 44,499             | 23,952             | 12,566             | 14.1                             | 44.6                             | 36.6                             | 21.2                             |
| 5    | Bihar                             |    | 68,742     | 25,979     | 27,011     | 2,326      | 33,886             | 15,788             | 11,970             | 11,077             | 28.5                             | 20.2                             | 17.3                             | 11.9                             |
| 6    | Chandigarh                        |    | 3,016      | 2,287      | 3,182      | 401        | 2,148              | 1,573              | 1,867              | 440                | 2.0                              | 1.8                              | 3.4                              | 0.8                              |
| 7    | Chhattisgarh                      |    | 68,361     | 16,666     | 32,820     | 2,593      | 41,017             | 10,074             | 11,780             | 3,467              | 39.9                             | 12.0                             | 20.2                             | 6.8                              |
| 8    | Daman & Diu &Dadra & Nagar Haveli |    | 1,733      | 171        | 718        | 348        | 1,123              | 148                | 435                | 707                | 1.0                              | 0.2                              | 0.5                              | 1.2                              |
| 9    | Delhi                             |    | 46,814     | 22,013     | 71,436     | 35,137     | 33,064             | 10,380             | 34,873             | 28,460             | 30.9                             | 11.6                             | 36.8                             | 28.8                             |
| 10   | Goa                               |    | 1,223      | 493        | 971        | 144        | 1,028              | 424                | 505                | 119                | 1.0                              | 0.6                              | 1.1                              | 0.3                              |
| 11   | Gujarat                           |    | 1,42,728   | 1,84,293   | 1,33,570   | 82,299     | 1,06,728           | 1,15,556           | 1,04,510           | 77,488             | 101.6                            | 128.0                            | 167.4                            | 108.3                            |
| 12   | Haryana                           |    | 30,803     | 22,662     | 21,428     | 37,984     | 17,807             | 12,732             | 12,201             | 31,216             | 16.8                             | 13.8                             | 21.0                             | 23.6                             |
| 13   | Himachal Pradesh                  |    | 3,244      | 1,352      | 2,964      | 311        | 2,812              | 1,243              | 2,052              | 384                | 2.8                              | 1.9                              | 4.6                              | 1.2                              |
| 14   | Jammu Kashmir                     | &  | 14,527     | 4,736      | 10,913     | 627        | 11,898             | 3,879              | 5,299              | 968                | 11.5                             | 5.3                              | 9.8                              | 2.3                              |
| 15   | Jharkhand                         |    | 34,112     | 16,169     | 20,517     | 3,021      | 22,551             | 8,310              | 8,886              | 3,128              | 21.9                             | 9.9                              | 12.9                             | 6.3                              |
| 16   | Karnataka                         |    | 1,57,904   | 46,375     | 1,13,964   | 42,663     | 1,14,471           | 50,250             | 78,961             | 45,715             | 107.6                            | 56.9                             | 118.3                            | 73.7                             |
| 17   | Kerala                            |    | 9,207      | 4,079      | 6,673      | 1,601      | 8,143              | 3,381              | 5,502              | 1,309              | 8.0                              | 5.4                              | 10.4                             | 3.4                              |
| 18   | Ladakh                            |    | 270        | 102        | 270        | 21         | 249                | 78                 | 216                | 17                 | 0.2                              | 0.1                              | 0.5                              | 0.1                              |
| 19   | Madhya Pradesh                    |    | 4,14,324   | 2,67,393   | 2,59,059   | 30,161     | 3,24,145           | 2,03,663           | 1,75,010           | 89,462             | 312.1                            | 242.2                            | 304.0                            | 116.0                            |
| 20   | Maharashtra                       |    | 2,32,040   | 59,646     | 3,87,457   | 33,888     | 169,513            | 45,226             | 2,39,918           | 86,660             | 148.1                            | 73.0                             | 267.8                            | 93.7                             |
| 21   | Manipur                           |    | 14,446     | 2,224      | 4,699      | 246        | 6,773              | 1,874              | 2,426              | 221                | 6.1                              | 2.6                              | 3.3                              | 1.0                              |
| 22   | Meghalaya                         |    | 346        | 428        | 1,282      | 325        | 266                | 394                | 1,039              | 249                | 0.3                              | 0.4                              | 1.3                              | 0.4                              |
| 23   | Mizoram                           |    | 501        | 168        | 310        | 131        | 449                | 133                | 132                | 110                | 0.4                              | 0.2                              | 0.2                              | 0.2                              |
| 24   | Nagaland                          |    | 1,810      | 793        | 1,027      | 122        | 1,214              | 465                | 561                | 60                 | 1.2                              | 0.6                              | 0.8                              | 0.2                              |
| 25   | Odisha                            |    | 47,787     | 11,964     | 25,158     | 1,494      | 29,263             | 7,724              | 13,001             | 1,810              | 27.2                             | 10.5                             | 20.2                             | 9.0                              |
| 26   | Puducherry                        |    | 1,544      | 368        | 755        | 883        | 1,202              | 169                | 567                | 963                | 1.1                              | 0.3                              | 1.0                              | 1.3                              |

| 27          | Punjab        | 63,490    | 18,156    | 27,908           | 3,044    | 29,469    | 10,984    | 12,531           | 34,152   | 26.4    | 13.7    | 19.6    | 24.8    |
|-------------|---------------|-----------|-----------|------------------|----------|-----------|-----------|------------------|----------|---------|---------|---------|---------|
| 28          | Rajasthan     | 1,00,796  | 18,944    | 51,851           | 1,673    | 55,763    | 13,021    | 19,202           | 3,455    | 50.2    | 17.1    | 16.0    | 21.2    |
| 29          | Sikkim        | 2         | 0         | 14               | 131      | 0         | 1         | 2                | 107      | 0.0     | 0.0     | 0.0     | 0.1     |
| 30          | Tamil Nadu    | 2,24,982  | 1,09,187  | 1,10,223         | 10,891   | 1,10,384  | 64,545    | 58,842           | 10,841   | 87.2    | 79.6    | 103.4   | 24.7    |
| 31          | Telangana     | 3,90,764  | 98,290    | 1,46,843         | 15,693   | 3,30,584  | 73,705    | 97,714           | 23,228   | 307.0   | 140.4   | 180.2   | 88.1    |
| 32          | Tripura       | 3,652     | 1,089     | 1,717            | 281      | 2,631     | 1,131     | 1,048            | 244      | 2.6     | 1.0     | 1.9     | 0.7     |
| 33          | Uttar Pradesh | 701,948   | 1,89,853  | 4,61,8231,37,673 |          | 5,94,323  | 2,15,206  | 3,53,6112,52,769 |          | 555.2   | 249.2   | 555.5   | 344. 4  |
| 34          | Uttarakhand   | 13,653    | 3,397     | 10,661           | 3,657    | 9,258     | 1,986     | 7,363            | 3,871    | 9.1     | 2.4     | 11.9    | 5.9     |
| 35          | West Bengal   | 11,826    | 17,368    | 16,879           | 15,358   | 5,217     | 8,984     | 4,958            | 23,967   | 2.4     | 11.1    | 3.8     | 18.2    |
| Grand Total | Grand Total   | 29,82,960 | 13,06,037 | 20,81,568        | 4,84,082 | 22,03,273 | 10,11,897 | 13,42,710        | 7,58,312 | 2,038.6 | 1,251.8 | 2,040.8 | 1,068.4 |

ANNEXURE-II  REFERRED  TO  IN  REPLY  TO  LOK  SABHA  UNSTARRED QUESTION NO. 53 TO BE ANSWERED ON JULY 20, 2023

THE DISTRICT WISE DETAILS OF NUMBER OF BENEFICIARIES UNDER PM SVANIDHI SCHEME IN STATE OF GUJARAT

| S. No.             | Name of District   | No. of Beneficiaries   |
|--------------------|--------------------|------------------------|
| 1                  | Ahmadabad          | 94,090                 |
| 2 Amreli           |                    | 4,328                  |
| 3                  | Anand              | 7,151                  |
| 4 Arvalli          | 541                |                        |
| 5 Banas Kantha     |                    | 4,070                  |
| 6 Bharuch          |                    | 5,122                  |
| 7 Bhavnagar        |                    | 7,045                  |
| 8                  | Botad              | 2,617                  |
| 9 Chhotaudepur     | 804                |                        |
| 10 Dang            |                    | 2                      |
| 11 Devbhumi Dwarka | 3,410              |                        |
| 12 Dohad           |                    | 2,345                  |
| 13 Gandhinagar     |                    | 5,410                  |
| 14 Gir Somnath     |                    | 5,129                  |
| 15 Jamnagar        |                    | 8,154                  |
| 16                 | Junagadh           | 10,256                 |
| 17 Kachchh         |                    | 6,170                  |
| 18 Kheda           |                    | 7,304                  |
| 19 Mahesana        |                    | 4,064                  |
| 20 Mahisagar       |                    | 1,503                  |
| 21                 | Morbi              | 2,321                  |
| 22                 | Narmada            | 547                    |
| 23 Navsari         |                    | 3,179                  |
| 24 Panch Mahals    |                    | 2,628                  |
| 25 Patan           |                    | 2,895                  |
| 26                 | Porbandar          | 3,484                  |
| 27 Rajkot          |                    | 17,059                 |
| 28 Sabar           | Kantha             | 3,979                  |
| 29                 | Surat              | 47,321                 |
| Surendranagar      | 5,060              |                        |
| 30 31 Tapi         |                    | 2,289                  |
| 32 Vadodara        |                    | 22,852                 |
| 33                 | Valsad             | 5,367                  |
|                    | Total              | 2,98,496               |

THE DISTRICT WISE DETAILS OF NUMBER OF BENEFICIARIES UNDER PM SVANIDHI SCHEME IN STATE OF ODISHA

| S. No.         | Name of District   | No. of Beneficiaries   |
|----------------|--------------------|------------------------|
| 1              | Anugul             | 305                    |
| 2              | Balangir           | 696                    |
| 3 Baleshwar    | 821                |                        |
| 4              | Bargarh            | 875                    |
| 5              | Bhadrak            | 987                    |
| 6 Boudh        |                    | 45                     |
| 7 Cuttack      | 4,240              |                        |
| 8 Deogarh      |                    | 52                     |
| 9 Dhenkanal    |                    | 536                    |
| 10 Gajapati    |                    | 288                    |
| 11 Ganjam      |                    | 3,623                  |
| 12             | Jagatsinghapur     | 425                    |
| 13             | Jajapur            | 297                    |
| 14             | Jharsuguda         | 506                    |
| 15 Kalahandi   |                    | 299                    |
| 16             | Kandhamal          | 337                    |
| 17             | Kendrapara         | 255                    |
| 18             | Kendujhar          | 331                    |
| 19             | Khordha            | 10,896                 |
| 20             | Koraput            | 738                    |
| 21             | Malkangiri         | 117                    |
| 22             | Mayurbhanj         | 965                    |
| 23 Nabarangpur |                    | 280                    |
| 24             | Nayagarh           | 400                    |
| 25             | Nuapada            | 258                    |
| 26 Puri        |                    | 2,826                  |
| 27             | Rayagada           | 343                    |
| 28             | Sambalpur          | 2,679                  |
| 29             | Sonepur            | 275                    |
| 30             | Sundargarh         | 3,165                  |
|                | Total              | 37,860                 |