Lok Sabha Question No. 2454 (UNSTARRED), answered on 2025-12-15
Subject: Atal Pension Yojana
Ministry: FINANCE
Asked by: Shri Asaduddin Owaisi

## GOVERNMENT OF INDIA MINISTRY OF FINANCE

## DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 2454

ANSWERED ON MONDAY, 15 DECEMBER, 2025/ AGRAHAYANA 24, 1947 (SAKA)

## Atal Pension Yojana

## 2454   SHRI ASADUDDIN OWAISI

Will the Minister of Finance be pleased to state:

- (a) the number of pensioners enrolled under the Atal Pension Yojana (APY), along with details of year-wise growth;
- (b) the details of distribution of pensioners across five pension slabs of Rupees 1000, 2000, 3000, 4000, and 5000 per month;
- (c) whether the Government is aware of disproportionately high enrolment in lower pension slabs, if so, the reasons for such skewed enrolment; and
- (d) whether  the  Government  proposes  to  revise  pension  amounts,  contribution  structures,  or introduce  an  inflation-linked  pension  option  to  improve  the  security  net  for  unorganized workers, if so, the details thereof?

## ANSWER

## MINISTER OF STATE FOR FINANCE (SHRI PANKAJ CHAUDHARY)

- (a) As on 30.11.2025, a total of 8,45,17,419 subscribers have been enrolled under the Atal Pension Yojana (APY). The details of year-wise growth are at Annexure I.
- (b) The details of distribution of pensioners across five pension slabs (as on 30.11.2025) are as under:

| Pension Slab   | Gross Enrolments   | Percentage   |
|----------------|--------------------|--------------|
| 1,000          | 7,34,79,553        | 86.91%       |
| 2,000          | 25,34,949          | 3.00%        |
| 3,000          | 11,86,898          | 1.41%        |
| 4,000          | 4,46,102           | 0.53%        |
| 5,000          | 68,69,917          | 8.15%        |
| Total          | 8,45,17,419        | 100%         |

(c) & (d): APY was launched on 09.05.2015, with the objective of creating a universal social security system for all Indians, especially the poor, the under-privileged and the workers in the unorganised sector. APY scheme offers flexible minimum guaranteed pension of Rs. 1000, Rs. 2000, Rs. 3000, Rs.4000 or Rs. 5000 per month. Accordingly, per month subscription amount presently varies from Rs. 42 to Rs. 1454 based on age of joining and pension amount chosen.  Any increase in pension amount is  likely  to  increase  the  subscription  amount  substantially  and  put  further  burden  on  the subscriber. The enrolments in the lower pension slab suggest that the APY is reaching the poorest of poor.

Presently, it has been decided to continue the scheme with same terms and conditions and not to further increase the pension and consequential subscription amount.

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## Lok Sabha Unstarred Question No. 2454 regarding 'Atal Pension Yojana' answered on 15.12.2025.

Year-wise enrolment and percentage growth under APY as on 30.11.2025, since inception

| FY                   | Enrolment   | %Growth   | Cumulative Gross Enrolment   |
|----------------------|-------------|-----------|------------------------------|
| 2015-16              | 24,84,895   | -         | 24, 84,895                   |
| 2016-17              | 23,98,934   | 97%       | 48,83,829                    |
| 2017-18              | 48,21,632   | 99%       | 97,05,461                    |
| 2018-19              | 57,12,824   | 59%       | 1,54,18,285                  |
| 2019-20              | 68,83,373   | 45%       | 2,23,01,658                  |
| 2020-21              | 79,14,142   | 35%       | 3,02,15,800                  |
| 2021-22              | 99,11,479   | 33%       | 4,01,27,279                  |
| 2022-23              | 1,19,31,385 | 30%       | 5,20,58,664                  |
| 2023-24              | 1,22,93,490 | 24%       | 6,43,52,154                  |
| 2024-25              | 1,17,38,327 | 18%       | 7,60,90,481                  |
| 2025-26 (30.11.2025) | 84,26,938   | 11%       | 8,45,17,419                  |

Source PFRDA