Lok Sabha Question No. 4042 (UNSTARRED), answered on 2024-12-19
Subject: Term Loan Scheme in Andhra Pradesh
Ministry: TRIBAL AFFAIRS
Asked by: Shri Bastipati Nagaraju

## GOVERNMENT OF INDIA MINISTRY OF TRIBAL AFFAIRS

## LOK SABHA UNSTARRED QUESTION No. 4042

TO BE ANSWERED ON: 19/12/2024

## TERM LOAN SCHEME IN ANDHRA PRADESH

## 4042. SHRI BASTIPATI NAGARAJU:

Will the Minister of TRIBAL AFFAIRS be pleased to state:

(a) the details of the total number of tribal ventures assisted under the Term Loan Scheme during the last five years, year and State-wise including Andhra Pradesh, district-wise;

(b) the details of the amount of loan extended under the said scheme during the said period, year and State-wise including Andhra Pradesh, district-wise;

(c) whether any defaults have taken place in loan repayments and if so, the details thereof during the said period, year and State-wise including Andhra Pradesh, district-wise;

(d) whether the Government has conducted any study to assess the financial viability of tribal ventures supported under the scheme; and

(e) if so, the details thereof and if not, the reasons therefor?

## ANSWER

## MINISTER OF STATE FOR TRIBAL AFFAIRS (SHRI DURGADAS UIKEY)

(a) & (b) : National Scheduled Tribes Finance and Development Corporation (NSTFDC), a Central Public Sector Enterprise registered under Section 8 of the Companies Act, 2013 under the Ministry of Tribal Affairs, provides concessional loans under its various schemes including Term Loan to the eligible Scheduled Tribe individuals / SHGs for undertaking income generation activities/ selfemployment. The schemes of NSTFDC are implemented through the State Implementing agencies across the country including the state of Andhra Pradesh. At the beginning of the financial year, notional  allocation  is  made  by  NSTFDC  state-wise  rather  than  district-wise  and  accordingly proposals are received and processed. The State-wise details of amount disbursed and total number of ST beneficiaries assisted under Term Loan Scheme including Andhra Pradesh during the last five years are given in Annexure.

(c): The  scheme implementation is done through the state implementing agencies wherein the demands for repayments are made quarterly by NSTFDC. The defaults in repayment are assessed in terms of not paying the due amount within the due date by the agency. However, the Corporation is receiving the repayments from time to time and the overall percentage of cumulative recovery under all the schemes of NSTFDC is given below:

|   S. No. | Financial Year   | Cumulative Recovery Percentage (Pan India)   |
|----------|------------------|----------------------------------------------|
|        1 | 2021-22          | 89.74%                                       |
|        2 | 2022-23          | 90.56%                                       |
|        3 | 2023-24          | 91.14%                                       |

- Till  31.03.2024,  NSTFDC  has  disbursed  Rs.  289.27  crores  to  Andhra  Pradesh  under  various schemes and the overdue amount against the same is Rs. 19.85 crores.
- (d)  &  (e): The  State  Implementing  agencies  follow  all  standard  procedures  before  extending concessional loans to the eligible beneficiaries under the schemes of NSTFDC.

*****

## Annexure referred to in reply to part (a) & (b) of LSUQ No. 4042 for 19.12.2024

## State Wise-Year Wise Disbursement Under Term Loan Scheme From 2019-20 To 2023-24

(Rs. In lakhs)

| Sl. No.   | Name of the State         | 2019-20   | 2019-20          | 2020-21   | 2020-21          | 2021-22   | 2021-22          | 2022-23   | 2022-23        | 2023-24   | 2023-24          |
|-----------|---------------------------|-----------|------------------|-----------|------------------|-----------|------------------|-----------|----------------|-----------|------------------|
| Sl. No.   | Name of the State         | Amt.      | No. o f ben efi. | Amt.      | No. o f ben efi. | Amt.      | No. o f ben efi. | Amt.      | No. of benefi. | Amt.      | No. o f ben efi. |
| 1         | Andhra Pradesh            | 1285.0 3  | 276              |           |                  | 127.19    | 6                |           |                | 65.00     | 52               |
| 2         | Arunachal Pradesh         |           |                  | 794.53    | 224              | 248.65    | 103              | 488.52    | 375            | 25.77     | 13               |
| 3         | Andaman &Nicob ar Islands | 245.00    | 7501             |           |                  |           |                  |           |                |           |                  |
| 4         | Assam                     |           |                  | 5.00      | 2                |           |                  |           |                | 40.02     | 43               |
| 5         | Bihar                     |           |                  |           |                  |           |                  |           |                | 3.06      | 3                |
| 6         | Chhattisgarh              | 889.30    | 525              | 195.76    | 235              | 1098.1 6  | 565              | 273.11    | 281            | 221.42    | 243              |
| 7         | Dadra &Nagar Ha veli      |           |                  |           |                  |           |                  |           |                | 4.55      | 6                |
| 8         | Goa                       |           |                  |           |                  |           |                  |           |                | 0.22      | 1                |
| 9         | Gujarat                   | 394.75    | 98               | 1440.9 0  | 8230             | 2000.0 0  | 1000 0           | 1007.5 3  | 5005           | 2810.1 2  | 1184 8           |
| 10        | Himachal Pradesh          | 20.83     | 25               | 13.40     | 2                | 14.00     | 2                | 48.90     | 100            |           |                  |
| 11        | Jammu &Kashmir            | 446.25    | 135              | 318.75    | 125              | 1273.7 5  | 361              | 1092.5 4  | 335            | 270.90    | 93               |
| 12        | Jharkhand                 | 611.92    | 3742             | 1.60      | 2                |           |                  | 3.00      | 756            | 532.97    | 571              |
| 13        | Karnataka                 |           |                  | 2316.9 4  | 1905             | 1250.1 5  | 812              | 1573.6 3  | 1060           | 848.41    | 493              |
| 14        | Kerala                    | 114.90    | 54               | 269.71    | 169              | 432.29    | 216              | 383.13    | 225            | 199.84    | 74               |
| 15        | Madhya Pradesh            | 4118.2 6  | 3912             | 3360.1 0  | 5685             | 2755.0 0  | 2373             | 5322.0 5  | 3241           | 1759.5 8  | 828              |
| 16        | Maharashtra               | 951.56    | 447              | 30.79     | 596              | 121.56    | 1231             | 342.81    | 121            | 1835.2 2  | 488              |
| 17        | Manipur                   |           |                  | 62.37     | 65               |           |                  | 25        | 57             | 235.49    | 174              |
| 18        | Meghalaya                 | 1745.1 8  | 1412             | 4485.4 3  | 3501 6           | 694.81    | 1883             | 470.60    | 1227           | 475.91    | 1193             |

| 19   | Mizoram       | 4484.0 4   | 3084   | 3324.1 8   | 1399    | 4496.7 7   | 1010 8   | 5121.6 8   | 3044      | 6856.6 9   | 4573   |
|------|---------------|------------|--------|------------|---------|------------|----------|------------|-----------|------------|--------|
| 20   | Nagaland      | 2413.2 2   | 5191 8 | 1098.7 2   | 4824 0  | 693.36     | 4825 7   | 20.39      | 1         | 1199.7 7   | 771    |
| 21   | Odisha        | 1654.7 8   | 4562   | 126.65     | 202     | 59.20      | 146      |            |           | 153.59     | 510    |
| 22   | Rajasthan     | 1071.2 4   | 2150   | 1985.1 8   | 2414    | 498.60     | 65       | 779.35     | 1331      | 712.22     | 885    |
| 23   | Sikkim        | 253.30     | 100    | 82.11      | 21      | 62.56      | 16       |            |           | 34.23      | 27     |
| 24   | Tamil Nadu    |            | 2775   |            |         | 15         | 1609     | 1055       | 1284      | 3177.4 1   | 3598   |
| 25   | Telangana     | 30.07      | 1886   | 273.00     | 442     | 111.55     | 1855     | 80.00      | 109       | 493.52     | 370    |
| 26   | Tripura       |            |        | 2134.3 5   | 1000    | 500.00     | 2143     |            |           | 1942.2 7   | 2201   |
| 27   | Uttarakhand   | 102.37     | 23     | 6.15       | 2       |            |          | 61.42      | 18        | 32.59      | 8      |
| 28   | Uttar Pradesh |            |        | 1.55       | 4       |            |          |            |           | 3.37       | 4      |
| 29   | West Bengal   |            |        |            |         |            |          | 745.94     | 1747      | 14.06      | 9      |
|      | TOTAL         | 20832. 00  | 8462 5 | 22327. 17  | 1059 80 | 16452. 60  | 8175 1   | 18894. 60  | 20317. 00 | 23948. 20  | 2907 9 |

*****