Lok Sabha Question No. 868 (UNSTARRED), answered on 2023-12-07
Subject: Loans under PM-SVANidhi
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Sunita Duggal

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO. 868 TO BE ANSWERED ON DECEMBER 7, 2023

## LOANS UNDER PM-SVANIDHI

## NO. 868. SHRIMATI SUNITA DUGGAL:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:-

- (a) the  number  of  loans  disbursed  to  beneficiaries  under  Pradhan Mantri Street Vendor's Atma Nirbhar Nidhi (PM SVANidhi), State/ UT-wise, particularly in the State of Haryana since its launch;
- (b) the amount of loan approved for female and people belonging to weaker sections of society such as SC/ST beneficiaries, particularly in the Parliamentary Constituency of Sirsa; and
- (c) whether  the  Government  has  some  special  provisions  in  place/ planned in regards to above mentioned beneficiaries in terms of repayment of loan and if so, the details thereof?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS

(SHRI KAUSHAL KISHORE)

(a):    As  on  29.11.2023,  more  than  73.97  lakh  loans  have  been disbursed to 56.24 lakh beneficiaries under Pradhan Mantri Street

Vendor's  Atma  NirbharNidhi  (PM  SVANidhi)  Scheme.  The  State/  UTwise details of beneficiaries and loans disbursed including for State of Haryana since inception of the scheme is at Annexure-I.

(b): The  amount  of  loan  approved  under  PM  SVANidhi  scheme  for female  and  people  belonging  to  weaker  sections  of  society  such  as SC/ST  beneficiaries,  particularly  in  the  Parliament  Constituency  of Sirsa is at Annexure-II.

- (c): Yes.  Under  PM  SVANidhi  Scheme,  Government  is  incentivizing regular  repayment  of  loans  through  an  interest  subsidy  of  7%  per annum  and  rewarding  digital  transactions,  by  way  of  cash  back upto ₹1,200 per year. These provisions are available to all beneficiaries  under  the  scheme  across  the  country  irrespective  of their gender or Social status.

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## ANNEXURE-I  REFERRED  TO  IN  REPLY  TO  LOK  SABHA  UNSTARRED QUESTION NO. 868 FOR DECEMBER 07, 2023

## STATEMENT  SHOWING  STATE/UT-WISE  DETAILS  OF  BENEFICIARIES AND LOANS DISBURSED UNDER PM SVANIDHI SCHEME

(As on 29.11.2023)

|   S No. | Name of State/UT                  | No. of Beneficiaries   | Loan Disbursed   |   Disbursed Amount (in ₹ Crore) |
|---------|-----------------------------------|------------------------|------------------|---------------------------------|
|       1 | Andaman & Nicobar Islands         | 531                    | 877              |                             1.3 |
|       2 | Andhra Pradesh                    | 3,02,881               | 4,01,397         |                           529.6 |
|       3 | Arunachal Pradesh                 | 4,258                  | 6,370            |                             9.8 |
|       4 | Assam                             | 1,06,663               | 1,38,573         |                           177.7 |
|       5 | Bihar                             | 93,642                 | 1,15,725         |                           141.5 |
|       6 | Chandigarh                        | 4,831                  | 7,299            |                            10.7 |
|       7 | Chhattisgarh                      | 69,316                 | 96,517           |                           131.6 |
|       8 | Daman, Diu & Dadra & Nagar Haveli | 1,979                  | 2,799            |                             3.7 |
|       9 | Delhi                             | 1,44,122               | 1,67,522         |                           195.7 |
|      10 | Goa                               | 1,483                  | 2,375            |                             3.8 |
|      11 | Gujarat                           | 4,12,741               | 5,35,021         |                           706.8 |
|      12 | Haryana                           | 1,05,644               | 1,24,240         |                           149.6 |
|      13 | Himachal Pradesh                  | 5,097                  | 8,570            |                            15   |
|      14 | Jammu And Kashmir                 | 15,965                 | 23,671           |                            35.4 |
|      15 | Jharkhand                         | 72,053                 | 85,745           |                           103.4 |
|      16 | Karnataka                         | 3,13,220               | 4,18,650         |                           567.4 |
|      17 | Kerala                            | 66,318                 | 74,752           |                            88.9 |
|      18 | Ladakh                            | 411                    | 712              |                             1.3 |
|      19 | Madhya Pradesh                    | 7,29,456               | 10,11,021        |                          1404.1 |
|      20 | Maharashtra                       | 6,66,995               | 7,82,013         |                           933.1 |
|      21 | Manipur                           | 9,362                  | 12,310           |                            15.6 |
|      22 | Meghalaya                         | 2,349                  | 2,958            |                             3.8 |
|      23 | Mizoram                           | 1467                   | 1774             |                             2.3 |
|      24 | Nagaland                          | 2,547                  | 3,238            |                             4.3 |
|      25 | Odisha                            | 53,961                 | 79,919           |                           113.7 |

| S No.   | Name of State/UT   | No. of Beneficiaries   | Loan Disbursed   |   Disbursed Amount (in ₹ Crore) |
|---------|--------------------|------------------------|------------------|---------------------------------|
| 26      | Puducherry         | 2,986                  | 3,955            |                             5.4 |
| 27      | Punjab             | 1,35,791               | 1,62,234         |                           192.3 |
| 28      | Rajasthan          | 1,28,292               | 1,60,101         |                           191.9 |
| 29      | Sikkim             | 935                    | 936              |                             0.9 |
| 30      | Tamil Nadu         | 3,55,902               | 4,61,079         |                           593.9 |
| 31      | Telangana          | 3,99,753               | 6,32,255         |                           970   |
| 32      | Tripura            | 4,859                  | 6,525            |                             8.9 |
| 33      | Uttar Pradesh      | 12,34,462              | 16,76,382        |                          2202.2 |
| 34      | Uttarakhand        | 21,843                 | 30,111           |                            41.7 |
| 35      | West Bengal        | 1,52,497               | 1,59,506         |                           165.4 |
| Total   | Total              | 56,24,612              | 73,97,132        |                          9722.8 |

## Data Source: PM SVANidhi Portal

ANNEXURE-II  REFERRED  TO IN  REPLY  TO  LOK  SABHA  UNSTARRED QUESTION NO. 868 FOR DECEMBER 07, 2023

THE AMOUNT OF LOAN APPROVED FOR FEMALE AND PEOPLE BELONGING TO  WEAKER  SECTIONS  OF  SOCIETY  SUCH  AS  SC/ST  BENEFICIARIES,  AT NATIONAL LEVEL AND PARTICULARLY IN THE PARLIAMENT CONSTITUENCY OF SIRSA UNDER PM SVANIDHI SCHEME.

(As on 29.11.2023)

(In ₹ in Cr.)

| National Level           | Female   | SC       |     ST | OBC      |   Minority |
|--------------------------|----------|----------|--------|----------|------------|
| Amount of Loan Disbursed | 4,223.72 | 1,848.01 | 291.07 | 4,302.56 |     794.37 |

| Sirsa Parliamentary Constituency   |   Female |   SC |   ST |   OBC |   Minority |
|------------------------------------|----------|------|------|-------|------------|
| Amount of Loan Disbursed           |     2.63 | 6.22 | 0.03 |  2.44 |       0.08 |

Data Source: PM SVANidhi Portal