Lok Sabha Question No. 105 (UNSTARRED), answered on 2023-02-02
Subject: Projects under SFURTI
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Srinivas Kesineni

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 105 TO BE ANSWERED ON 02.02.2023

## PROJECTS UNDER SFURTI

## 105. SHRI KESINENI SRINIVAS:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  details  of  the  projects  completed  under  the  Scheme  of  Fund  for  Regeneration  of Traditional Industries (SFURTI) scheme since its inception, State-wise;
- (b) whether the Government has carried out any study to estimate the credit gap being faced by the MSME sector due to COVID-19 and if so, the details thereof;
- (c) the funds disbursed by both public sector and private sector banks to MSMEs during the last five years, State-wise; and
- (d) the percentage of loans taken by MSMEs that have turned NPAs during the last five years, State-wise?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

- (a): As  on  date,  498  clusters  have  been  approved  under  Scheme  of  Fund  for  Regeneration  of Traditional  Industries  (SFURTI),  benefitting  around  2.94  lakh  artisans,  with  Government  of  India assistance of Rs. 1292 cr.  Of the approved clusters, 272 clusters have become functional till date. The State-wise list of Functional and Under Implementation clusters is placed at Annexure-I.
- (b): Any  specific  study  to  estimate  the  credit  gap  being  faced  by  the  MSME  sector  due  to COVID-19 has not been done by the Ministry of MSME.
- (c): State-wise  list  of  credit  disbursed  to  MSME  Sector  by  Scheduled  Commercial  Banks  is placed at Annexure-II.
- (d): The gross NPAs of MSME sector with Scheduled Commercial Banks during last five years is placed at Annexure-III.

*****

## Annexure referred to in reply to part (a) of the Lok Sabha Unstarred Question No. 105 for answer on 02.02.2023

## STATE-WISE LIST OF FUNCTIONAL AND UNDER IMPLEMENTATION CLUSTERS UNDER SFURTI

| State Name        | Functional   | Under Implementation   |   Grand Total |
|-------------------|--------------|------------------------|---------------|
| Andaman &Nicobar  |              | 1                      |             1 |
| Andhra Pradesh    | 8            | 8                      |            16 |
| Arunachal Pradesh | 3            |                        |             3 |
| Assam             | 24           | 11                     |            35 |
| Bihar             | 5            | 5                      |            10 |
| Chhattisgarh      | 3            | 2                      |             5 |
| Gujarat           | 10           | 4                      |            14 |
| Haryana           | 4            | 1                      |             5 |
| Himachal Pradesh  | 2            | 2                      |             4 |
| Jammu &Kashmir    | 2            | 6                      |             8 |
| Jharkhand         | 3            | 12                     |            15 |
| Karnataka         | 18           | 10                     |            28 |
| Kerala            | 9            | 1                      |            10 |
| Madhya Pradesh    | 29           | 15                     |            44 |
| Maharashtra       | 16           | 11                     |            27 |
| Manipur           | 16           | 10                     |            26 |
| Meghalaya         | 1            | 5                      |             6 |
| Mizoram           | 1            |                        |             1 |
| Nagaland          | 5            | 2                      |             7 |
| Odisha            | 33           | 35                     |            68 |
| Punjab            | 1            | 1                      |             2 |
| Rajasthan         | 12           | 22                     |            34 |
| Sikkim            | 3            | 1                      |             4 |
| Tamil Nadu        | 14           | 12                     |            26 |
| Telangana         | 11           | 5                      |            16 |
| Tripura           | 1            | 2                      |             3 |
| Uttar Pradesh     | 21           | 34                     |            55 |
| Uttarakhand       | 3            | 2                      |             5 |
| West Bengal       | 14           | 6                      |            20 |
| Grand Total       | 272          | 226                    |           498 |

Annexure referred to in reply to part (c) of the Lok Sabha Unstarred Question No. 105 for answer on 02.02.2023

| STATE-WISE LIST OF CREDIT DISBURSEDTO MSMESECTORBY SCHEDULEDCOMMERCIAL BANKS*   | STATE-WISE LIST OF CREDIT DISBURSEDTO MSMESECTORBY SCHEDULEDCOMMERCIAL BANKS*   | STATE-WISE LIST OF CREDIT DISBURSEDTO MSMESECTORBY SCHEDULEDCOMMERCIAL BANKS*   | STATE-WISE LIST OF CREDIT DISBURSEDTO MSMESECTORBY SCHEDULEDCOMMERCIAL BANKS*   | STATE-WISE LIST OF CREDIT DISBURSEDTO MSMESECTORBY SCHEDULEDCOMMERCIAL BANKS*   | STATE-WISE LIST OF CREDIT DISBURSEDTO MSMESECTORBY SCHEDULEDCOMMERCIAL BANKS*   | STATE-WISE LIST OF CREDIT DISBURSEDTO MSMESECTORBY SCHEDULEDCOMMERCIAL BANKS*   |
|---------------------------------------------------------------------------------|---------------------------------------------------------------------------------|---------------------------------------------------------------------------------|---------------------------------------------------------------------------------|---------------------------------------------------------------------------------|---------------------------------------------------------------------------------|---------------------------------------------------------------------------------|
| Sr. No                                                                          | State Name                                                                      | Amount disbursed during the year 2017-18                                        | Amount disbursed during the year 2018-19                                        | Amount disbursed during the year 2019-20                                        | Amount disbursed during the year 2020- 21                                       | Amount disbursed during the year 2021- 22                                       |
| 1                                                                               | Andaman & Nicobar                                                               | 380.75                                                                          | 467.13                                                                          | 447.78                                                                          | 506.56                                                                          | 174.11                                                                          |
| 2                                                                               | Andhra Pradesh                                                                  | 32541.55                                                                        | 38613.89                                                                        | 34866.26                                                                        | 37084.48                                                                        | 33698.22                                                                        |
| 3                                                                               | Arunachal Pradesh                                                               | 290.88                                                                          | 395.73                                                                          | 404.38                                                                          | 382.01                                                                          | 342.44                                                                          |
| 4                                                                               | Assam                                                                           | 10571.6                                                                         | 13926.73                                                                        | 13443.11                                                                        | 12943.83                                                                        | 8127.84                                                                         |
| 5                                                                               | Bihar                                                                           | 15000.12                                                                        | 20274.28                                                                        | 22491.35                                                                        | 20277                                                                           | 13729.71                                                                        |
| 6                                                                               | Chandigarh                                                                      | 4920.99                                                                         | 5614.48                                                                         | 5672.06                                                                         | 4788.09                                                                         | 6064.17                                                                         |
| 7                                                                               | Chhattisgarh                                                                    | 12385.87                                                                        | 15228.01                                                                        | 15204                                                                           | 17990.94                                                                        | 16793.35                                                                        |
| 8                                                                               | Dadra & Nagar Haveli                                                            | 386.21                                                                          | 779.8                                                                           | 903.45                                                                          | 1030.5                                                                          | 1095.3                                                                          |
| 9                                                                               | Daman & Diu                                                                     | 206.08                                                                          | 648.98                                                                          | 356.99                                                                          | 192.56                                                                          | 323.28                                                                          |
| 10                                                                              | Delhi                                                                           | 79935.47                                                                        | 84316.58                                                                        | 85701.61                                                                        | 85525.22                                                                        | 108303.87                                                                       |
| 11                                                                              | Goa                                                                             | 3116.52                                                                         | 2483.5                                                                          | 2387.83                                                                         | 3194.29                                                                         | 2903.84                                                                         |
| 12                                                                              | Gujarat                                                                         | 60645.63                                                                        | 79623.78                                                                        | 85521.92                                                                        | 84191.68                                                                        | 118555.58                                                                       |
| 13                                                                              | Haryana                                                                         | 29622.03                                                                        | 40075.75                                                                        | 40045.89                                                                        | 38236.73                                                                        | 54292.92                                                                        |
| 14                                                                              | Himachal Pradesh                                                                | 5206.56                                                                         | 5662.5                                                                          | 5693.47                                                                         | 4837.72                                                                         | 4585.01                                                                         |
| 15                                                                              | Jammu& Kashmir                                                                  | 7010.46                                                                         | 9920.69                                                                         | 9357.97                                                                         | 9771.9                                                                          | 9003.4                                                                          |
| 16                                                                              | Jharkhand                                                                       | 11339.87                                                                        | 13216.6                                                                         | 14012.22                                                                        | 14089.45                                                                        | 11571.11                                                                        |
| 17                                                                              | Karnataka                                                                       | 47001.61                                                                        | 55370.52                                                                        | 61306.09                                                                        | 63024.87                                                                        | 71516.65                                                                        |
| 18                                                                              | Kerala                                                                          | 32890.48                                                                        | 38312.68                                                                        | 40976.62                                                                        | 38897.28                                                                        | 32107.66                                                                        |
| 19                                                                              | Lakshadweep                                                                     | 119.14                                                                          | 17.45                                                                           | 19.45                                                                           | 23.08                                                                           | 4.14                                                                            |
| 20                                                                              | Madhya Pradesh                                                                  | 31500.76                                                                        | 35514.72                                                                        | 37728.53                                                                        | 35427.33                                                                        | 37063.49                                                                        |
| 21                                                                              | Maharashtra                                                                     | 170685.99                                                                       | 214119.32                                                                       | 230333.63                                                                       | 215942.66                                                                       | 278100.26                                                                       |
| 22                                                                              | Manipur                                                                         | 387.23                                                                          | 565.34                                                                          | 541.44                                                                          | 537.11                                                                          | 367.09                                                                          |
| 23                                                                              | Meghalaya                                                                       | 527.99                                                                          | 665.9                                                                           | 686.87                                                                          | 679.95                                                                          | 396.8                                                                           |
| 24                                                                              | Mizoram                                                                         | 596.74                                                                          | 418.6                                                                           | 418.47                                                                          | 408.81                                                                          | 267.31                                                                          |
| 25                                                                              | Nagaland                                                                        | 1106.61                                                                         | 403.8                                                                           | 450.28                                                                          | 452.17                                                                          | 271.78                                                                          |
| 26                                                                              | Odisha                                                                          | 15383.83                                                                        | 22002.38                                                                        | 27224.95                                                                        | 22261.75                                                                        | 17872.45                                                                        |
| 27                                                                              | Puducherry                                                                      | 2123.5                                                                          | 1637.01                                                                         | 1644.37                                                                         | 1556.04                                                                         | 1638.44                                                                         |
| 28                                                                              | Punjab                                                                          | 32398.47                                                                        | 37688.61                                                                        | 35935.44                                                                        | 35785.56                                                                        | 44914.18                                                                        |
| 29                                                                              | Rajasthan                                                                       | 43190.06                                                                        | 51085.15                                                                        | 51393.6                                                                         | 51974.94                                                                        | 61246.41                                                                        |
| 30                                                                              | Sikkim                                                                          | 275.76                                                                          | 783.16                                                                          | 429.97                                                                          | 423.09                                                                          | 317.94                                                                          |
| 31                                                                              | Tamil Nadu                                                                      | 88884.52                                                                        | 105004.69                                                                       | 116188.31                                                                       | 117700.79                                                                       | 144230.39                                                                       |
| 32                                                                              | Telangana                                                                       | 40651.18                                                                        | 39801.63                                                                        | 40592.35                                                                        | 41888.09                                                                        | 46443.77                                                                        |
| 33                                                                              | Tripura                                                                         | 1629.23                                                                         | 2101.93                                                                         | 2198.05                                                                         | 2052.16                                                                         | 889.69                                                                          |
| 34                                                                              | Uttarakhand                                                                     | 19544.7                                                                         | 27486.12                                                                        | 24576.86                                                                        | 20380.37                                                                        | 7331.12                                                                         |
| 35                                                                              | Uttar Pradesh                                                                   | 45340.62                                                                        | 51275.66                                                                        | 54916.25                                                                        | 54514.66                                                                        | 67983.39                                                                        |
|                                                                                 | Total                                                                           | 906288.29                                                                       | 1089157.18                                                                      | 1140279.65                                                                      | 1101041.23                                                                      | 1266665.47                                                                      |

## Annexure referred to in reply to part (d) of the Lok Sabha Unstarred Question No. 105 for answer on 02.02.2023

## GROSS NPAs OF MSME SECTOR WITH SCHEDULED COMMERCIAL BANKS DURING LAST FIVE YEARS

(Rupees in Crore, Domestic Operations)

| S. No.   | Year                       | Amount      |
|----------|----------------------------|-------------|
| 1.       | 2017-18 (upto March, 2018) | 1,63,229.00 |
| 2.       | 2018-19 (upto March, 2019) | 1,61,733.00 |
| 3,       | 2019-20 (upto March, 2020) | 1,62,310.00 |
| 4.       | 2020-21 (upto March, 2021) | 1,82,114.00 |
| 5.       | 2021-22 (upto March, 2022) | 1,54,831.00 |