Lok Sabha Question No. 1900 (UNSTARRED), answered on 2023-12-14
Subject: Credit Guarantee Fund Trust
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Kuruva Gorantla Madhav, M V V Satyanarayana

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 1900 TO BE ANSWERED ON 14.12.2023

## CREDIT GUARANTEE TRUST FUND

1900.              SHRI KURUVA GORANTLA MADHAV: SHRI M.V.V. SATYANARAYANA

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the number of Micro and Small enterprises benefited through the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) since its inception;
- (b) the total amount of loans distributed under the scheme since its inception; and
- (c) the details of loan disbursal under the scheme, State-wise?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

(a) to (c): The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) provides guarantee  for  the  credit  extended  by  Member  Lending  Institutions  (MLIs)  to  Micro  and  Small Enterprises (MSEs),  without collateral and third-party guarantee. Since inception in 2000  till 30.11.2023, CGTMSE has approved and extended guarantees to 79,53,694 Micro and Small Enterprises amounting to Rs 5,33,587 crore under Credit Guarantee Scheme for Micro and Small Enterprises. The State-wise details are annexed.

*****

Annexure, as referred to in reply to part (a) to (c) of the Lok Sabha unstarred Question No. 1900 for reply on 14.12.2023.

| Cumulative Guarantees Approved since inception till 30.11.2023   | Cumulative Guarantees Approved since inception till 30.11.2023   | Cumulative Guarantees Approved since inception till 30.11.2023   | Cumulative Guarantees Approved since inception till 30.11.2023   |
|------------------------------------------------------------------|------------------------------------------------------------------|------------------------------------------------------------------|------------------------------------------------------------------|
| Sr. No.                                                          | States / UTs                                                     | No.                                                              | Amt. (₹ Crore)                                                   |
| 1                                                                | Andaman &Nicobar                                                 | 4,673                                                            | 374                                                              |
| 2                                                                | Andhra Pradesh                                                   | 6,79,122                                                         | 15,036                                                           |
| 3                                                                | Arunachal Pradesh                                                | 10,580                                                           | 822                                                              |
| 4                                                                | Assam                                                            | 1,96,952                                                         | 11,324                                                           |
| 5                                                                | Bihar                                                            | 3,29,852                                                         | 19,330                                                           |
| 6                                                                | Chandigarh                                                       | 22,226                                                           | 1,843                                                            |
| 7                                                                | Chhattisgarh                                                     | 1,13,206                                                         | 7,944                                                            |
| 8                                                                | Dadra &Nagar Haveli and Daman &Diu                               | 3,992                                                            | 789                                                              |
| 9                                                                | Delhi                                                            | 1,48,172                                                         | 21,663                                                           |
| 10                                                               | Goa                                                              | 31,736                                                           | 2,393                                                            |
| 11                                                               | Gujarat                                                          | 3,69,485                                                         | 42,162                                                           |
| 12                                                               | Haryana                                                          | 1,71,742                                                         | 19,457                                                           |
| 13                                                               | Himachal Pradesh                                                 | 1,07,618                                                         | 7,130                                                            |
| 14                                                               | Jammu &Kashmir                                                   | 2,48,555                                                         | 7,809                                                            |
| 15                                                               | Jharkhand                                                        | 2,10,976                                                         | 16,647                                                           |
| 16                                                               | Karnataka                                                        | 5,57,986                                                         | 43,120                                                           |
| 17                                                               | Kerala                                                           | 4,21,340                                                         | 15,536                                                           |
| 18                                                               | Ladakh                                                           | 1,270                                                            | 141                                                              |
| 19                                                               | Lakshadweep                                                      | 548                                                              | 17                                                               |
| 20                                                               | Madhya Pradesh                                                   | 4,02,213                                                         | 25,364                                                           |
| 21                                                               | Maharashtra                                                      | 6,33,179                                                         | 62,807                                                           |
| 22                                                               | Manipur                                                          | 14,892                                                           | 710                                                              |
| 23                                                               | Meghalaya                                                        | 14,936                                                           | 967                                                              |
| 24                                                               | Mizoram                                                          | 8,394                                                            | 454                                                              |
| 25                                                               | Nagaland                                                         | 15,406                                                           | 853                                                              |
| 26                                                               | Odisha                                                           | 3,06,668                                                         | 17,924                                                           |
| 27                                                               | Puducherry                                                       | 12,509                                                           | 686                                                              |
| 28                                                               | Punjab                                                           | 2,45,050                                                         | 18,246                                                           |
| 29                                                               | Rajasthan                                                        | 3,54,015                                                         | 22,658                                                           |
| 30                                                               | Sikkim                                                           | 5,169                                                            | 309                                                              |
| 31                                                               | Tamilnadu                                                        | 6,67,115                                                         | 42,270                                                           |
| 32                                                               | Telangana                                                        | 2,19,344                                                         | 17,167                                                           |
| 33                                                               | Tripura                                                          | 24,495                                                           | 1,060                                                            |
| 34                                                               | Uttar Pradesh                                                    | 8,89,678                                                         | 52,998                                                           |
| 35                                                               | Uttarakhand                                                      | 1,08,503                                                         | 6,361                                                            |
| 36                                                               | West Bengal                                                      | 4,02,097                                                         | 29,218                                                           |
| Total                                                            |                                                                  | 79,53,694                                                        | 5,33,587                                                         |

Source:  Credit Guarantee Fund Trust for Micro and Small Enterprises