Lok Sabha Question No. 3917 (UNSTARRED), answered on 2025-03-25
Subject: Construction of Pucca Houses under PMAY-G
Ministry: RURAL DEVELOPMENT
Asked by: Shri Rajkumar Roat

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT

## DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA

## UNSTARRED QUESTION NO. 3917 ANSWERED ON 25/03/2025

## CONSTRUCTION OF PUCCA HOUSES UNDER PMAY-G

## 3917. SHRI RAJKUMAR ROAT:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the number of families who have been provided pucca houses under Pradhan MantriAwasYojana-Gramin (PMAY-G)-State, year and block-wise details in Banswara Parliamentary Constituency;
- (b) whether it is true that financial assistance of only Rs. 1.3 lakh is provided for construction of permanent pucca houses in hilly areas  under  PMAY-G,  whereas  at  present,  there  has  been  a huge increase in the cost of construction material and labour rates and if so, the details thereof;
- (c) whether the Government proposes to increase the said financial assistance to Rs. 8-10 lakh considering the increase in construction material and labour rates and if so, the details thereof and if not, the reasons therefor;
- (d) whether pucca houses are built by providing loans to eligible families at 3-6.5 per cent interest rate under PMAY-G, if so, the details thereof; and
- (e) whether  the  Government  proposes  to  provide  interest-free loans to homeless families in urban areas, if so, by when and if not, the reasons therefor?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (DR. CHANDRA SEKHAR PEMMASANI)

(a): The  state-wise  and  year-wise  details  of  number  of  families who have been provided pucca house under Pradhan MantriAwaasYojana - Gramin (PMAY-G) and also block-wise details of  Banswara  Parliamentary  Constituency  since  inception  of  the scheme are provided in Annexure- I.

- (b) & (c): The Union  Cabinet  has  approved  the  construction  of   2 crore  additional  houses  under  PMAY-G  from  financial  year  20242025 to 2028-29 with unit assistance of Rs. 1.20 lakh in plain areas and  Rs.  1.30  lakh  in  North  Eastern  Region  (NER)  States  and  Hill States. Additional assistance of Rs. 12,000/is extended  for construction  of  toilets  through  convergence  with  Swachh  Bharat Mission -Gramin (SBM-G), Mahatma Gandhi National Rural Employment  Guarantee  Scheme  (MGNREGS)  or  other  dedicated source of funding. Under PMAY-G it is mandatory to provide support of 90/95 person days to unskilled wage employment at the current rates  to a beneficiary  for construction  of  his  /  her  house  in convergence with MGNREGS. At present, there is no proposal under consideration for revision in the unit cost under the PMAY-G.
- (d): The beneficiary under PMAY-G, if he/she so desires, should be facilitated  to  avail  institutional  finance  of  up  to  Rs.70,000.  To ensure  that  the  willing  beneficiaries  of  PMAY-G  are  facilitated  to avail loan, the following may be adopted:-
- i. Hold  meeting  of  State  /District  Level  Bankers  Committees (SLBC  /  DLBC)  to  discuss  the  modalities  and  terms  and conditions, including rate of interest and repayment period, for providing loans to the beneficiaries of PMAY-G.
- ii. Discuss  with  Primary  Lending  Institutions  (Scheduled  banks, Co-operative and Regional Rural  Banks,  Housing  Finance Companies, Non-Banking Finance Companies etc.) the conditions to be satisfied and documents needed.
- iii. State/UT  and  Banks  should  give  wide  publicity,  including during  the  sensitization  of  beneficiaries,  about  loan  products offered by the Primary Lending Institutions (Scheduled banks, Co-operative and Regional Rural Banks).
- iv. Once the beneficiary  is  sanctioned  a  house  and  is  willing  to avail institutional finance, the State/UT may devise a process and assign the job for the same to local level functionaries to facilitate the process of availing loan by the beneficiaries.
- v. Monitoring  of  sanction  of  the  loan  to  the  beneficiaries  of PMAY-G should be done at the Block, District and State levels including at BLBC/DLBC/SLBC levels. At the District and State level, a senior officer should be made responsible for responding to grievances related to non-sanction of loan and to resolve the same in consultation with the bank concerned.
- (e): There is no proposal to provide interest free loans to homeless families in urban areas under the scheme of Pradhan MantriAwaasYojana-Urban (PMAY-U)  of the Ministry of Housing and Urban Affairs.

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Annexurereferred to in reply  to  part  (a)  of  the  LokSabhaUnstarred Question  No.  3917  to  be  answered  on  25.03.2025  REGARDING 'CONSTRUCTION OF PUCCA HOUSES UNDER PMAY-G'

## (i) Total Completion of houses under PMAY-G (State - wise and Yearwise)

| SN o                                      | State Name   | 2016 - 2017   | 2017- 2018 2018- 2019   | 2019- 2020   | 2020- 2021   | 2021- 2022   | 2022- 2023   | 2023- 2024   | 2024- 2025   |
|-------------------------------------------|--------------|---------------|-------------------------|--------------|--------------|--------------|--------------|--------------|--------------|
| 1 Arunachal Pradesh                       |              | 0 0           | 85                      | 747          | 2,417 992    |              | 9,343        | 21,373       | 634          |
| 2Assam                                    | 4            | 26,059        | 1,59,017                | 84,010       | 1,30,878     | 1,17,694     | 10,09,13 3   | 3,91,030     | 93,930       |
| 3Bihar                                    | 1            | 28,135        | 5,81,825                | 3,76,216     | 9,42,613     | 5,08,362     | 11,46,99 7   | 76,813       | 63,197       |
| 4Chhattisgarh                             | 136          | 3,65,867      | 3,41,378                | 34,587       | 59,684       | 23,289       | 33,575       | 2,32,562     | 1,22,22 2    |
| 5Goa                                      | 0            | 0             | 22                      | 3            | 87           | 19           | 12           | 94           | 3            |
| 6Gujarat                                  | 12           | 95,280        | 83,097                  | 35,589       | 50,742       | 77,282       | 65,545       | 1,50,929     | 10,582       |
| 7Haryana                                  | 1            | 6,675         | 5,961                   | 6,670        | 1,215        | 263          | 5,403        | 2,618        | 9            |
| 8 Himachal Pradesh                        | 1            | 3,504         | 3,096                   | 447          | 605          | 1,884        | 3,654        | 4,602        | 9,258        |
| 9 Jammu And Kashmir                       | 0            | 1,966         | 13,850                  | 5,016        | 21,569       | 42,515       | 79,270       | 79,820       | 61,446       |
| 10Jharkhand                               | 25           | 1,88,295      | 2,72,678                | 1,56,974     | 2,35,011     | 2,95,036     | 3,63,310     | 51,023       | 3,035        |
| 11Kerala                                  | 48           | 9,444         | 6,519                   | 779          | 686          | 2,440        | 8,825        | 5,136        | 290          |
| 12 Madhya Pradesh                         | 152          | 6,36,365      | 7,00,447                | 2,72,863     | 2,61,254     | 6,06,303     | 10,58,35 6   | 1,32,242     | 50,302       |
| 13Maharashtra                             | 219          | 1,45,630      | 2,01,969                | 92,285       | 1,81,692     | 1,79,021     | 3,43,385     | 1,08,435     | 25,917       |
| 14Manipur                                 | 0            | 66            | 7,655                   | 1,151        | 2,379        | 3,626        | 13,955       | 8,904        | 67           |
| 15Meghalaya                               | 0            | 260           | 11,329                  | 4,995        | 5,016        | 7,009        | 6,913        | 63,549       | 40,634       |
| 16Mizoram                                 | 0            | 1,333         | 900                     | 997          | 1,123        | 1,158        | 1,020        | 17,993       | 414          |
| 17Nagaland                                | 0            | 0             | 17                      | 3,687        | 535          | 0            | 3,210        | 8,191        | 11,998       |
| 18Odisha                                  | 443          | 4,31,669      | 4,03,125                | 3,61,189     | 3,95,106     | 97,145       | 30,368       | 5,26,626     | 1,20,10 6    |
| 19Punjab                                  | 0            | 608           | 12,751                  | 410          | 3,908        | 5,473        | 11,380       | 3,921        | 808          |
| 20Rajasthan                               | 108          | 3,17,728      | 3,26,600                | 1,66,763     | 3,15,479     | 1,41,340     | 3,94,988     | 31,649       | 11,064       |
| 21Sikkim                                  | 0            | 372           | 646                     | 34           | 13           | 5            | 41           | 249          | 30           |
| 22Tamil Nadu                              | 0            | 78,680        | 1,04,388                | 49,986       | 51,868       | 57,322       | 1,75,253     | 1,04,489     | 14,107       |
| 23Tripura                                 | 0            | 3,333         | 20,690                  | 6,155        | 15,462       | 1,639        | 1,80,493     | 1,33,347     | 7,691        |
| 24 Uttar Pradesh                          | 14           | 8,17,001      | 4,26,571                | 1,74,166     | 37,710       | 10,94,65 3   | 6,62,221     | 3,78,446     | 29,313       |
| 25Uttarakhand                             | 4            | 6,236         | 5,925                   | 192          | 19           | 3,844        | 12,493       | 38,562       | 879          |
| 26West Bengal                             | 30           | 5,89,790      | 7,39,774                | 2,86,333     | 6,78,583     | 9,59,228     | 1,47,378     | 14,002       | 4,087        |
| 27 Andaman And Nicobar                    | 0            | 0             | 0                       | 286          | 483          | 335          | 97           | 26           | 21           |
| 28 Dadra And Nagar Haveli & Daman And Diu | 0            | 7             | 203                     | 221          | 972          | 641          | 1,486        | 359          | 106          |
| 29Lakshadwee                              | 0            | 0             | 0                       | 9            | 28           | 7            | 0            | 1            | 0            |

(State of Telangana and UT of Puducherry do not implement PMAYG)

| p                 |      |          |          |          |          |          |          |                  |                  |
|-------------------|------|----------|----------|----------|----------|----------|----------|------------------|------------------|
| 30Puducherry      | 0    | 0        | 0        | 0        | 0        | 0        | 0        | 0                | 0                |
| 31 Andhra Pradesh | 681  | 27,347   | 18,674   | 5        | 0        | 0        | 2,167    | 28,161           | 7,921            |
| 32Karnataka       | 236  | 34,317   | 43,760   | 7,085    | 2,405    | 11,239   | 2,641    | 35,716           | 10,806           |
| 33Telangana       | 0    | 0        | 0        | 0        | 0        | 0        | 0        | 0                | 0                |
| 34Ladakh          | 0    | 0        | 0        | 1,344    | 62       | 22       | 1        | 1,575            | 0                |
|                   | 2,11 | 38,15,96 | 44,92,95 | 21,31,19 | 33,99,60 | 42,39,78 | 57,72,91 | 26,52,44 7,00,87 | 26,52,44 7,00,87 |
| Total             | 5    | 7        | 2        | 4        | 4        | 6        | 3        | 3 7              | 3 7              |

## (ii)Total Completion of houses under PMAY-G in Banswara Parliamentary Constituency since the  inception of the scheme:

4

| SN o   | Block Name   | District   | 201 6- 201 7                    | 2017- 2018                      | 2018- 2019                      | 2019- 2020                      | 2020- 2021                      | 202 1- 202 2                    | 2022- 2023                      | 202 3- 202 4                    | 202 4- 202 5                    |
|--------|--------------|------------|---------------------------------|---------------------------------|---------------------------------|---------------------------------|---------------------------------|---------------------------------|---------------------------------|---------------------------------|---------------------------------|
| 1      | Bageedau ra  | Banswar a  | 0                               | 3,591                           | 1,257                           | 1,074                           | 2,646                           | 1,38 3                          | 2,288                           | 84                              | 31                              |
| 2      | Banswara     | Banswar a  | 0                               | 6,672                           | 1,911                           | 801                             | 5,085                           | 1,02 5                          | 2,174                           | 30                              | 47                              |
| 3      | Garhi        | Banswar a  | 0                               | 5,967                           | 1,634                           | 1,558                           | 3,406                           | 976                             | 3,671                           | 129                             | 126                             |
| 4      | Ghatol       | Banswar a  | 0                               | 11,18 0                         | 3,841                           | 2,258                           | 8,962                           | 2,73 8                          | 4,024                           | 242                             | 157                             |
| 5      | Kushalgar h  | Banswar a  | 0                               | 7,440                           | 1,978                           | 2,468                           | 7,452                           | 2,49 3                          | 2,409                           | 126                             | 137                             |
| 6      | Dungarpur    | Dungarp ur | 0                               | 1,848                           | 2,801                           | 1,200                           | 2,060                           | 264                             | 2,106                           | 91                              | 4                               |
| 7      | Sagwara      | Dungarp ur | 0                               | 3,504                           | 4,718                           | 1,621                           | 4,338                           | 873                             | 4,568                           | 97                              | 19                              |
| 8      | Chorasi      | Dungarp ur | Data not available on AwaasSoft | Data not available on AwaasSoft | Data not available on AwaasSoft | Data not available on AwaasSoft | Data not available on AwaasSoft | Data not available on AwaasSoft | Data not available on AwaasSoft | Data not available on AwaasSoft | Data not available on AwaasSoft |
| Total  | Total        | Total      | 0                               | 40,20 2                         | 18,14 0                         | 10,98 0                         | 33,94 9                         | 9,75 2 21,24                    | 0                               | 799                             | 521                             |

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