Lok Sabha Question No. 1661 (UNSTARRED), answered on 2024-12-05
Subject: Impact of Financial Assistance Programs on Tribals
Ministry: TRIBAL AFFAIRS
Asked by: Shri Kali Charan Singh, Shri Jashubhai Bhilubhai Rathva, Shri Tapir Gao, Smt. Smita Uday Wagh, Shri Harendra Singh Malik, Smt. Anita Nagarsingh Chouhan, Shri Vijay Baghel

## GOVERNMENT OF INDIA MINISTRY OF TRIBAL AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO- 1661

TO BE ANSWERED ON:

05/12/2024

## IMPACT OF FINANCIAL ASSISTANCE PROGRAMS ON TRIBALS

1661.   SMT. SMITA UDAY WAGH:

SHRI JASHUBHAI BHILUBHAI RATHVA:

SHRI VIJAY BAGHEL:

SHRI TAPIR GAO:

SMT. ANITA NAGARSINGH CHOUHAN:

SHRI KALI CHARAN SINGH:

SHRI HARENDRA SINGH MALIK:

Will the Minister of TRIBAL AFFAIRS be pleased to state:

- (a) the  Term  Loan  Scheme,  Adivasi  Mahila  Sashaktikaran  Yojana  (AMSY),  Micro  Credit Scheme  and  Adivasi  Shiksha  Rinn  Yojana(ASRY)  specifically  target  the  needs  of  tribal populations;
- (b) the impact of these financial assistance programmes on entrepreneurship, education and selfreliance among tribal communities of north Maharashtra region, particularly the Khandesh area as Jalgaon, Nandurbar and Dhule;
- (c) whether the said impact have been constructive and progressive; and
- (d) if so, the details thereof?

## ANSWER

## MINISTER OF STATE FOR TRIBAL AFFAIRS (SHRI DURGADAS UIKEY)

(a): National  Scheduled  Tribes  Finance  and  Development  Corporation  (NSTFDC),  under  the Ministry of Tribal Affairs, is an apex organisation set up exclusively for economic development of Scheduled Tribes. NSTFDC was incorporated as a Govt. Company and granted license, not for profit, under Section 25 of the Companies Act, 1956 (now Section 8 of the Companies Act, 2013). NSTFDC is implementing various schemes for  providing  soft  loans  to  the  eligible  Scheduled Tribes for undertaking any income generation activity and promoting livelihood. The schemes of NSTFDC are implemented across the country. Further, the Corporation also implements education loan scheme for its target group.

The schemes have been designed to cater the loan requirements of the target group keeping in view the unit cost of the projects.  Further, the Corporation disbursed loans as per the loan proposals received from the implementing agencies. Detail of scheme-wise disbursement and number of beneficiaries assisted during the last three years is given below:

(₹ in crore)

| Financial Year   | Term Loan   | Term Loan   | Adivasi Mahila Sashaktikaran Yojana   | Adivasi Mahila Sashaktikaran Yojana   | Micro Credit Scheme for Self Help Groups   | Micro Credit Scheme for Self Help Groups   | Adivasi Shiksha Rrinn Yojana   | Adivasi Shiksha Rrinn Yojana   |
|------------------|-------------|-------------|---------------------------------------|---------------------------------------|--------------------------------------------|--------------------------------------------|--------------------------------|--------------------------------|
|                  | Disb.       | Benef.      | Disb.                                 | Benef.                                | Disb.                                      | Benef.                                     | Disb.                          | Benef.                         |
| 2021-22          | 166.06      | 91312       | 4.99                                  | 564                                   | 100.60                                     | 73166                                      | 1.27                           | 59                             |
| 2022-23 192.70   |             | 42175       | 6.44                                  | 782                                   | 98.64                                      | 29988                                      | 1.50                           | 47                             |
| 2023-24          | 247.80      | 61992       | 7.43                                  | 1828                                  | 94.74                                      | 31258                                      | 1.68                           | 64                             |

(b) to (d): Ministry of Tribal Affairs conducted an Evaluation Study of NSTFDC through    Indian Institute of Public Administration (IIPA) in 2018-19. This study has covered 18 states including state of Maharashtra. However, there is no separate study has been conducted specifically covering North Maharashtra region Khandesh area as Jalgaon, Nandurbar and Dhule. The study has revealed the overall improvement in socio-economic aspects concerning the ST target group of 18 states including Maharashtra as mentioned below:

| Socio-economic aspect                            |   Overall Percentage |
|--------------------------------------------------|----------------------|
| Household income improved                        |                82.63 |
| Standard of living improved                      |                42.74 |
| Sending children to Schools                      |                23.84 |
| Availing Health facility                         |                19.58 |
| Improved social status                           |                33.13 |
| Nothing changed                                  |                10.57 |
| Migration of family members reduced considerably |                 3.88 |