Lok Sabha Question No. 623 (UNSTARRED), answered on 2025-02-06
Subject: Funds Allocated under PM SVANidhi scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Smt. Kanimozhi Karunanidhi

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 623

TO BE ANSWERED ON FEBRUARY 06, 2025

## FUNDS ALLOCATED UNDER PM SVANidhi SCHEME

NO. 623.  SMT. KANIMOZHI KARUNANIDHI:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the details of the funds allocated by the Government under the PM  Street  Vendor's  Atma  Nirbhar  Nidhi  (SVANidhi)  Scheme since its inception, State/UT-wise;
- (b) the  details  of  the  beneficiaries  under  the  SVANidhi  scheme, particularly in Tamil Nadu since its inception, district-wise;
- (c) whether the Government has compiled any data on the number of  beneficiaries  who  have  availed  subsequent  loans  of  Rs. 20,000  and  further  Rs.  50,000,  after  timely  repayment  of  the initial Rs. 10,000 loan amount, specifically for Tamil Nadu and if so, the details thereof, district-wise; and
- (d) the  steps  taken/being  taken  by  the  Government  to  prevent fraudulent and ineligible beneficiaries from accessing the SVANidhi scheme?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS

(SHRI TOKHAN SAHU)

(a): PM  SVANidhi  is  a  Central  Sector  Scheme  and  no  funds  are released to the States/ Union Territories. Loan amount is disbursed by banks directly into the accounts of the beneficiaries.

(b): As  on  30 th   January,  2025,  the  number  of  beneficiaries  who have been disbursed loan under PM SVANidhi scheme is 68.02 lakh since its inception. In Tamil Nadu, there are 3.99 lakh beneficiaries under the scheme. The district-wise details of beneficiaries in the State of Tamil Nadu is at Annexure - I.

(c): As  on  30 th   January,  2025,  in  Tamil  Nadu,  about  2.28  lakh beneficiaries  have  repaid  1 st tranche  loan  out  of  which  1.37  lakh beneficiaries have availed 2 nd tranche loan. Further, 45,363 beneficiaries  have  repaid  2 nd   tranche  loan  out  of  which  26,955 beneficiaries have availed 3 rd  tranche loan. The district-wise details is at Annexure - II.

(d): In  order  to  prevent  fraudulent  and  ineligible  beneficiaries from accessing PM SVANidhi scheme benefits and to ease processing of high number of applications, an end-to-end IT portal www.pmsvanidhi.mohua.gov.in has been developed. It is mandatory to  all  street  vendors  to  apply  for  scheme  benefits  through  this portal. For ease of operations, there is facility of mobile applications as well. Further, the street vendors must either have a Certificate of Vending (CoV) or an Letter of Recommendation (LoR) to be issued by  concerned  ULBs  after  verification  in  order  to  complete  their application online. Furthermore, Lending Institutions also scrutinize the applications received before sanctioning the loans.

*****

## ANNEXURE-I REFERRED TO IN REPLY TO PART (B) OF LOK SABHA UNSTARRED QUESTION NO. 623 TO BE ANSWERED ON FEBRUARY 06, 2025.

## STATEMENT  SHOWING  DISTRICT-WISE  NUMBER  OF  BENEFICIARIES  IN  TAMIL NADU UNDER PM SVANIDHI SCHEME.

| S.No.   | District Name   | Total Number of Beneficiaries   |
|---------|-----------------|---------------------------------|
| 1       | Ariyalur        | 1,037                           |
| 2       | Chengalpattu    | 4,378                           |
| 3       | Chennai         | 1,00,429                        |
| 4       | Coimbatore      | 31,672                          |
| 5       | Cuddalore       | 9,790                           |
| 6       | Dharmapuri      | 2,675                           |
| 7       | Dindigul        | 9,350                           |
| 8       | Erode           | 11,781                          |
| 9       | Kallakurichi    | 1,311                           |
| 10      | Kanchipuram     | 14,753                          |
| 11      | Kanniyakumari   | 9,638                           |
| 12      | Karur           | 5,232                           |
| 13      | Krishnagiri     | 4,098                           |
| 14      | Madurai         | 18,393                          |
| 15      | Mayiladuthurai  | 2,236                           |
| 16      | Nagapattinam    | 2,810                           |
| 17      | Namakkal        | 7,655                           |
| 18      | Perambalur      | 966                             |
| 19      | Pudukkottai     | 3,509                           |
| 20      | Ramanathapuram  | 4,653                           |
| 21      | Ranipet         | 1,416                           |
| 22      | Salem           | 19,550                          |
| 23      | Sivaganga       | 4,529                           |
| 24      | Tenkasi         | 3,755                           |
| 25      | Thanjavur       | 9,680                           |
| 26      | The Nilgiris    | 4,682                           |
| 27      | Theni           | 9,707                           |
| 28      | Thiruvallur     | 6,635                           |
| 29      | Thiruvarur      | 3,588                           |
| 30      | Tiruchirappalli | 18,372                          |
| 31      | Tirunelveli     | 10,207                          |
| 32      | Tirupathur      | 2,800                           |
| 33      | Tiruppur        | 16,399                          |
| 34      | Tiruvannamalai  | 5,583                           |
| 35      | Tuticorin       | 8,966                           |
| 36      | Vellore         | 13,365                          |
| 37      | Villupuram      | 6,159                           |
| 38      | Virudhunagar    | 7,647                           |
|         | Total           | 3,99,406                        |

(Data Source: PM SVANidhi Portal)

## ANNEXURE-II REFERRED TO IN REPLY TO PART (C) OF LOK SABHA UNSTARRED QUESTION NO. 623 TO BE ANSWERED ON FEBRUARY 06, 2025.

STATEMENT SHOWING DISTRICT WISE 2 ND  AND 3 RD  LOANS DISBURSED IN TAMIL NADU UNDER PM SVANIDHI SCHEME.

| S. No.   | District Name   | Loan Tranche -1   | Loan Tranche -1   | Loan Tranche -2   | Loan Tranche -2   | Loan Tranche -3   | Loan Tranche -3   |
|----------|-----------------|-------------------|-------------------|-------------------|-------------------|-------------------|-------------------|
| S. No.   | District Name   | Loans Disbursed   | Loans Repaid      | Loans Disbursed   | Loans Repaid      | Loans Disbursed   | Loans Repaid      |
| 1        | Ariyalur        | 1,037             | 590               | 371               | 185               | 107               | -                 |
| 2        | Chengalpattu    | 4,378             | 2,494             | 1,727             | 584               | 372               | -                 |
| 3        | Chennai         | 1,00,429          | 53,578            | 33,457            | 10,083            | 5,959             | 5                 |
| 4        | Coimbatore      | 31,672            | 19,121            | 11,123            | 3,980             | 2,336             | 2                 |
| 5        | Cuddalore       | 9,790             | 6,469             | 4,176             | 1,245             | 805               | 1                 |
| 6        | Dharmapuri      | 2,675             | 1,397             | 606               | 241               | 101               | -                 |
| 7        | Dindigul        | 9,350             | 6,055             | 3,680             | 1,508             | 731               | 4                 |
| 8        | Erode           | 11,781            | 6,546             | 3,917             | 1,346             | 730               | -                 |
| 9        | Kallakurichi    | 1,311             | 908               | 441               | 123               | 64                | 2                 |
| 10       | Kanchipuram     | 14,753            | 6,825             | 3,896             | 1,117             | 727               | 2                 |
| 11       | Kanniyakumari   | 9,638             | 6,365             | 4,508             | 1,761             | 1,181             | 19                |
| 12       | Karur           | 5,232             | 3,091             | 1,899             | 778               | 484               | 3                 |
| 13       | Krishnagiri     | 4,098             | 2,367             | 1,407             | 552               | 326               | 5                 |
| 14       | Madurai         | 18,393            | 12,673            | 9,017             | 3,608             | 2,233             | 3                 |
| 15       | Mayiladuthurai  | 2,236             | 1,239             | 756               | 227               | 144               | -                 |
| 16       | Nagapattinam    | 2,810             | 2,166             | 1,381             | 638               | 487               | -                 |
| 17       | Namakkal        | 7,655             | 4,226             | 2,314             | 629               | 328               | -                 |
| 18       | Perambalur      | 966               | 566               | 219               | 101               | 43                | 1                 |
| 19       | Pudukkottai     | 3,509             | 2,113             | 1,377             | 578               | 344               | 2                 |
| 20       | Ramanathapuram  | 4,653             | 2,794             | 1,525             | 373               | 214               | 2                 |
| 21       | Ranipet         | 1,416             | 445               | 240               | 67                | 22                | -                 |
| 22       | Salem           | 19,550            | 8,681             | 3,280             | 633               | 302               | 1                 |
| 23       | Sivaganga       | 4,529             | 2,597             | 1,631             | 476               | 290               | 1                 |
| 24       | Tenkasi         | 3,755             | 1,865             | 1,152             | 294               | 182               | -                 |
| 25       | Thanjavur       | 9,680             | 5,745             | 2,934             | 937               | 528               | 5                 |
| 26       | The Nilgiris    | 4,682             | 2,794             | 1,853             | 701               | 409               | 2                 |
| 27       | Theni           | 9,707             | 5,971             | 4,258             | 1,810             | 1,163             | 2                 |
| 28       | Thiruvallur     | 6,635             | 4,749             | 2,265             | 672               | 378               | -                 |
| 29       | Thiruvarur      | 3,588             | 2,437             | 1,322             | 618               | 332               | 2                 |
| 30       | Tiruchirappalli | 18,372            | 11,163            | 7,534             | 2,546             | 1,692             | 1                 |
| 31       | Tirunelveli     | 10,207            | 6,332             | 3,952             | 1,274             | 798               | -                 |
| 32       | Tirupathur      | 2,800             | 1,522             | 822               | 231               | 115               | -                 |
| 33       | Tiruppur        | 16,399            | 8,943             | 4,400             | 1,156             | 556               | -                 |
| 34       | Tiruvannamalai  | 5,583             | 3,591             | 2,153             | 850               | 398               | 1                 |
| 35       | Tuticorin       | 8,966             | 4,678             | 2,705             | 767               | 447               | 1                 |
| 36       | Vellore         | 13,365            | 6,931             | 3,979             | 984               | 551               | 3                 |
| 37       | Villupuram      | 6,159             | 3,669             | 2,462             | 706               | 471               | 17                |
| 38       | Virudhunagar    | 7,647             | 4,373             | 2,454             | 984               | 605               | 4                 |
| Total    |                 | 3,99,406          | 2,28,069          | 1,37,193          | 45,363            | 26,955            | 91                |

(Data Source: PM SVANidhi Portal)