Lok Sabha Question No. 3074 (UNSTARRED), answered on 2025-12-18
Subject: Progress made under PMAY-U
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Smt. Delkar Kalaben Mohanbhai

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 3074

TO BE ANSWERED ON DECEMBER 18, 2025

## PROGRESS MADE UNDER PMAY-U

NO. 3074.     SMT. DELKAR KALABEN MOHANBHAI:

Will  the  Minister  of  HOUSING  AND  URBAN AFFAIRS be pleased to state:

- (a) the details of the progress made in achieving the housing construction targets under the Pradhan Mantri Awas Yojana - Urban (PMAY-U) in the country;
- (b) the number  of housing units completed  and  handed  over to beneficiaries till date, State-wise/UT-wise including the Union Territory of Dadra & Nagar Haveli;
- (c) the status of fund utilisation under the Scheme during the last five years and the current year till date, year and State/UT-wise; and
- (d)
- the steps taken by the Government to make urban housing projects affordable and sustainable?

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## ANSWER THE MINISTER OF STATE IN THE (SHRI TOKHAN SAHU)

- (a) to (c): Ministry of Housing and Urban Affairs (MoHUA) has been implementing Pradhan Mantri Awas Yojana - Urban (PMAY-U) since 25.06.2015 with an aim  to  provide  all  weather  pucca  houses  with basic civic amenities to eligible urban beneficiaries including slum dwellers across the country. The implementation period of PMAY-U scheme, which was earlier up to 31.03.2022, has been extended up to 31.12.2025 to complete sanctioned houses without changing the funding pattern and implementation methodology.

Based on the learnings from the experiences of implementation of PMAY-U, MoHUA has revamped the scheme and launched PMAY-U 2.0 'Housing for All' Mission with effect from 01.09.2024 for implementation in urban areas across the country to support 1 crore additional  eligible  beneficiaries  in  next  five  years.  The  scheme  is implemented through four verticals i.e., Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy Scheme (ISS).

Based on the project proposal submitted by States/Union Territories (UTs),  a  total  of  122.06  lakh  houses,  including  10.43  lakh  under PMAY-U  2.0,  have  been  sanctioned  under  the  scheme  by  the Ministry,  so  far.  Out  of  which,  113.85  lakh  houses  have  been grounded, and 96.02 lakh are completed/delivered to the beneficiaries  across  the  country  as  on  24.11.2025.  The  State/UTwise  details  of  houses  sanctioned  and  completed/delivered  to  the beneficiaries  under  PMAY-U  &  PMAY-U  2.0  including  the  Union Territory of Dadra & Nagar Haveli are at Annexure-I. The State/UTwise  and  year-wise  details  of  Central  Assistance    sanctioned, released and utilized during the last five years and the current year so far under PMAY-U & PMAY-U 2.0 are at Annexure-II.

- (d): As per the scheme guidelines of PMAY-U 2.0, the fund required for purchase/construction of houses  under the scheme  is shared between the Central Government, State/UT Government/ULBs/Implementing agencies and the beneficiaries. The funding under the scheme is to provide a nudge to the beneficiaries and enable them to construct their houses by arranging funds from other  sources  as  well.  A  fixed  amount  of  Central  Assistance  is provided by Government of India under different verticals. In order to  enhance  the  affordability  of  the  houses,  State/UT  share  is mandatory  under  PMAY-U  2.0.  Apart  from  the  minimum  State/UT share, the State/UT Governments may also provide additional top-up share to increase affordability.

Further, Government of India has restructured Credit Risk Guarantee  Fund  Trust  for  Low  Income  Housing  (CRGFTLIH)  for Economically  Weaker  Section  (EWS)/Low  Income  Group  (LIG).  The scheme aims to enhance the credit accessibility and worthiness of eligible households by extending the guarantee on the housing loan taken from Scheduled Commercial Banks, Housing Finance Companies (HFCs) etc. It also aims to help eligible beneficiaries of PMAY-U  2.0  belonging  to  EWS/LIG  through  affordable  home  loans from  financial  institutions  to  complete  their  homes  on  time.  In addition, special Home Loan Products are developed by Department of  Financial  Services  (DFS)  with  Banks  to  help  Beneficiaries  of informal  sectors.  States/UTs  are  also  expected  to  facilitate  home loan to PMAY-U 2.0 beneficiaries through tripartite agreement.

Under PMAY-U 2.0, a Technology & Innovation Sub-Mission (TISM) has been established to support innovative design and construction practices  for  sustainable  housing  in  the  country.  TISM  promotes adoption  of  layout  designs  and  building  plans  suitable  for  various geo-climatic zones through coordination with various regulatory and administrative bodies for mainstreaming and upscaling the deployment  of  modern  construction  technologies  and  material  in place of conventional construction materials practices.

*****

Annexure-I referred in reply to LS USQ No. 3074 due for answer on 18.12.2025 State/UT-wise  details  of  houses  sanctioned  and  completed/delivered  to  the beneficiaries  under  PMAY-U  &  PMAY-U  2.0  including  the  Union  Territory  of Dadra & Nagar Haveli

| S. No.                | Name of the           | Physical Progress of Houses (Nos.)   | Physical Progress of Houses (Nos.)   |
|-----------------------|-----------------------|--------------------------------------|--------------------------------------|
| S. No.                | State/UT              | Sanctioned                           | Completed/Delivered                  |
| 3                     | Andhra Pradesh        | 19,47,921                            | 11,14,707                            |
| 1 2                   | Bihar                 | 4,45,057                             | 1,97,190                             |
|                       | Chhattisgarh          | 3,05,749                             | 2,61,679                             |
| 4                     | Goa                   | 3,172                                | 3,172                                |
| 5                     | Gujarat               | 10,22,723                            | 9,58,021                             |
| 6                     | Haryana               | 1,32,626                             | 72,257                               |
| 7                     | Himachal Pradesh      | 14,017                               | 11,863                               |
| 8                     | Jharkhand             | 2,43,345                             | 1,63,929                             |
| 9                     | Karnataka             | 5,77,472                             | 3,97,716                             |
| 10                    | Kerala                | 1,62,101                             | 1,38,512                             |
| 11                    | Madhya Pradesh        | 10,00,700                            | 8,89,367                             |
| 12                    | Maharashtra           | 12,72,119                            | 10,23,094                            |
| 13                    | Odisha                | 2,23,951                             | 1,68,285                             |
| 14                    | Punjab                | 1,50,130                             | 1,01,486                             |
| 15                    | Rajasthan             | 3,46,239                             | 2,55,541                             |
| 16                    | Tamil Nadu            | 6,78,777                             | 6,16,828                             |
| 17                    | Telangana             | 3,62,173                             | 2,24,254                             |
| 18                    | Uttar Pradesh         | 21,01,051                            | 17,14,741                            |
| 19                    | Uttarakhand           | 66,341                               | 45,124                               |
| 20                    | West Bengal           | 6,17,572                             | 4,97,474                             |
| Sub-total (States)    | Sub-total (States)    | 1,16,73,236                          | 88,55,240                            |
| 21                    | Arunachal Pradesh     | 13,346                               | 8,103                                |
| 22                    | Assam                 | 1,87,022                             | 1,39,369                             |
| 23                    | Manipur               | 56,045                               | 20,591                               |
| 24                    | Meghalaya             | 7,071                                | 2,737                                |
| 25                    | Mizoram               | 39,616                               | 33,098                               |
| 26                    | Nagaland              | 31,067                               | 29,588                               |
| 27                    | Sikkim                | 299                                  | 219                                  |
| 28                    | Tripura               | 90,313                               | 80,815                               |
| Sub-total (NE States) | Sub-total (NE States) | 4,24,779                             | 3,14,520                             |
| 29                    | A&N Islands           | 377                                  | 234                                  |
| 30                    | Chandigarh            | 1,275                                | 1,275                                |
| 31                    | D&NH and D&D          | 10,197                               | 9,750                                |
| 32                    | Delhi                 | 31,346                               | 31,346                               |
| 33                    | J&K                   | 45,112                               | 34,453                               |
| 34                    | Ladakh                | 1,434                                | 934                                  |
| 35                    | Puducherry            | 18,248                               | 12,471                               |
| Sub-total (UTs)       | Sub-total (UTs)       | 1,07,989                             | 90,463                               |
| Grand Total           | Grand Total           | 122.06 Lakh                          | 96.02 Lakh*                          |

## State/UT-wise and year-wise details of Central Assistance sanctioned, released and Utilized during the last five years and the current year so far under PMAY-U & PMAY-U 2.0

| S.    |             | Name of the State/UT    | Central Assistance Sanctioned (₹ in crore)   | Central Assistance Sanctioned (₹ in crore)   | Central Assistance Sanctioned (₹ in crore)   | Central Assistance Sanctioned (₹ in crore)   | Central Assistance Sanctioned (₹ in crore)   |              |         |                            |                  |               |                  |              | Central Assistance Utilised (₹ in crore)   | Central Assistance Utilised (₹ in crore)   | Central Assistance Utilised (₹ in crore)   | Central Assistance Utilised (₹ in crore)   | Central Assistance Utilised (₹ in crore)   | Central Assistance Utilised (₹ in crore)   | Central Assistance Utilised (₹ in crore)   | Central Assistance Utilised (₹ in crore)   | Central Assistance Utilised (₹ in crore)   | Central Assistance Utilised (₹ in crore)   |
|-------|-------------|-------------------------|----------------------------------------------|----------------------------------------------|----------------------------------------------|----------------------------------------------|----------------------------------------------|--------------|---------|----------------------------|------------------|---------------|------------------|--------------|--------------------------------------------|--------------------------------------------|--------------------------------------------|--------------------------------------------|--------------------------------------------|--------------------------------------------|--------------------------------------------|--------------------------------------------|--------------------------------------------|--------------------------------------------|
| No.   |             | Name of the State/UT    | 2020-21                                      | 2021-22 2022-23                              | 2023-24                                      |                                              | 2024-25                                      | Current Year | 2020-21 | Central Assistance 2021-22 | Released 2022-23 | (₹ in 2023-24 | crore) * 2024-25 | Current Year | 2020-21                                    | 2021-22                                    | 2022-23                                    | 2023-24                                    | 2024-25                                    | Current Year                               | Current Year                               | Current Year                               | Current Year                               | Current Year                               |
| 1     |             | Andhra Pradesh          | 6,230                                        | 2,951                                        | 752                                          | 469                                          | 141                                          | 2,417        | 2,465   | 6,099                      | 5,155            |               | - 244            |              | 2,417                                      | 2,465                                      | 6,099                                      | 4,151                                      | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 2     |             | Bihar                   | 550                                          | 5,399 178                                    | 55 195                                       | 1,500                                        | 803                                          | 572          |         | 92                         | 228              | 597           | 361              | 1,114        | 540                                        | 92 228                                     | 597                                        |                                            | 169                                        | 472                                        | 472                                        | 472                                        | 472                                        | 472                                        |
| 3     |             | Chhattisgarh            | 508                                          | 804                                          | 614 53                                       | -                                            | 364                                          |              | 735     | 389                        | 698              | 483           | 178              | 129          | 735                                        | 389                                        | 698                                        | 483                                        | 137                                        | -                                          | -                                          | -                                          | -                                          | -                                          |
| 4     |             | Goa                     | 37                                           | 8                                            | 9 -                                          | -                                            | 0.09                                         |              | 37      | 8                          | 9                | -             | -                | 0.09         | 37 8                                       |                                            | 9                                          | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 5     |             | Gujarat                 | 3,031                                        | 3,971                                        | 3,658 172                                    | -                                            | 613                                          | 3,110        |         | 4,118                      | 3,989            | 656           | 112              | 316          | 3,100 4,055                                | 3,968                                      |                                            | 603                                        | 112                                        | -                                          | -                                          | -                                          | -                                          | -                                          |
| 6     |             | Haryana                 | 288                                          | 177                                          | 126 -                                        | 229                                          | 34                                           |              | 288     | 174                        | 126              | 200           | -                | 52           | 288                                        | 174 126                                    |                                            | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 7     |             | Himachal Pradesh        | 41                                           | 42                                           | 21 5                                         | -                                            | 31                                           | 33           | 47      |                            | 19               | 10            | 10               | 15           | 32                                         | 47                                         | 10                                         | 10                                         | 10                                         | -                                          | -                                          | -                                          | -                                          | -                                          |
| 8     |             | Jharkhand               | 243                                          | 886                                          | 110 -                                        | -                                            | 212                                          |              | 535     | 258                        | 311              | 158           | 1                | 226          | 357                                        | 236                                        | 300                                        | 158                                        | 1                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 9     |             | Karnataka               | 857                                          | 890 305                                      | 231                                          | -                                            | 2                                            |              | 1,090   | 533                        | 1,141            | 618           | 6 207            | 1,090        |                                            | 533 1,141                                  |                                            | 618                                        | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 10    |             | Kerala                  | 296                                          | 451 254                                      | 116                                          | -                                            | 0.46                                         |              | 174     | 379                        | 242              | 225           | 84               | 123          | 174                                        | 377                                        | 231                                        | 224                                        | 66                                         | -                                          | -                                          | -                                          | -                                          | -                                          |
| 11    | States      | Madhya Pradesh          | 1,259                                        | 3,033 1,311                                  | 143                                          | -                                            | 765                                          |              | 2,411   | 2,003                      | 2,740            | 1,280         | 270              | 204          | 2,403                                      | 1,935                                      | 2,729                                      | 1,280                                      | 2                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 12    |             | Maharashtra             | 3,466                                        | 4,492 3,008                                  | 407                                          | -                                            | 1,134                                        |              | 3,690   | 3,380                      | 3,852            | 1,543         | 314              | 247          | 3,665                                      | 3,380 3,852                                |                                            | 1,311                                      | 309                                        | -                                          | -                                          | -                                          | -                                          | -                                          |
| 13    |             | Odisha                  | 311                                          | 827                                          | 31 282                                       | 80                                           | 228                                          |              | 386     | 334                        | 295              | 293           | 27               | 205          | 397                                        | 301                                        | 295                                        | 227                                        | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 14    |             | Punjab                  | 295                                          | 239                                          | 452 -                                        | -                                            | 426                                          | 506          |         | 256                        | 350              | 179           | 123              | 242          | 506                                        | 256                                        | 350                                        | 179                                        | 21                                         | -                                          | -                                          | -                                          | -                                          | -                                          |
| 15    |             | Rajasthan               | 804                                          | 776                                          | 1,552 530                                    | 357                                          | 388                                          |              | 789     | 1,014                      | 681              | 683           | 224              | 595          | 789                                        | 1,014                                      | 734                                        | 678                                        | 224                                        | 29                                         | 29                                         | 29                                         | 29                                         | 29                                         |
| 16    |             | Tamil Nadu              | 1,461                                        | 1,235                                        | 625 153                                      | -                                            | 164                                          |              | 1,575   | 1,579                      | 722              | 878           | 222              | 276          | 1,566                                      | 1,554                                      | 617                                        | 878                                        | 222                                        | 33                                         | 33                                         | 33                                         | 33                                         | 33                                         |
| 17    |             | Telangana               | 1,005                                        | 380                                          | 194 -                                        | 1,705                                        | 1                                            |              | 775     | 295                        | 194              | 485           | 19               | 171          | 775                                        | 295                                        | 194                                        | 469                                        | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 18    |             | Uttar Pradesh           | 3,644                                        | 2,107                                        | 2,061 2,351                                  | 834                                          | 4,025                                        |              | 4,860   | 3,915                      | 2,290            | 4,451         | 1,130            | 1,518        | 4,849                                      | 3,891                                      | 2,275                                      | 4,431                                      | 672                                        | -                                          | -                                          | -                                          | -                                          | -                                          |
| 19    |             | Uttarakhand             | 128                                          | 231                                          | 201 44                                       | -                                            | 54                                           |              | 161     | 90                         | 173              | 131           | 62               | 69           | 161                                        | 90                                         | 173                                        | 128                                        | 61                                         | -                                          | -                                          | -                                          | -                                          | -                                          |
| 20    |             | West Bengal             | 1,861                                        | 2,105                                        | -                                            | -                                            | 9                                            |              | 1,606   | 431                        | 1,138            | 945           | 516              | 725          | 1,606                                      | 431 1,138                                  |                                            | 945                                        | 506                                        | 331                                        | 331                                        | 331                                        | 331                                        | 331                                        |
|       |             | Sub-total (States)      | 26,315                                       |                                              | 17,844                                       |                                              | 5,174                                        |              | 25,748  | 21,762                     | 25,297           | 18,971        | 3,657            | 6,679        |                                            | 21,523                                     | 25,167                                     |                                            | 2,511                                      | 865                                        | 865                                        | 865                                        | 865                                        | 865                                        |
|       |             |                         |                                              | 309                                          |                                              |                                              |                                              |              |         |                            |                  |               |                  |              | 25,487                                     |                                            |                                            |                                            | 17,371                                     |                                            |                                            |                                            |                                            |                                            |
| 21    |             |                         | 28,231                                       |                                              | 0.19                                         | 5,434                                        |                                              | 9,396        |         |                            | 0.19             | 15            | 5                | 35           | 28                                         |                                            | 15                                         |                                            | 5                                          | 5                                          | 5                                          | 5                                          | 5                                          | 5                                          |
| 22    |             | Arunachal Pradesh Assam | 0.62 276                                     | 32 492                                       | - 146                                        | 119 203                                      | -                                            | - 391 125    | 9       | 28 183                     | 395              | 396           | 272              | 263          | 9 111                                      | 179                                        | 0.19 395                                   | 392                                        | 272                                        | -                                          | -                                          | -                                          | -                                          | 24                                         |
| 23    | States      | Manipur                 | 172                                          | 84                                           | 0.51 -                                       | -                                            | 79                                           | 100          |         | 0.14                       | 99               | 36            | 54               | 57           | 100                                        | 0.14                                       | 99                                         | 33                                         | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 24    |             | Meghalaya               | 1                                            | 0.25 0.11                                    | -                                            | -                                            | 52                                           | 1            |         | 17                         | 5                | 14            |                  | 15           | 1                                          | 16                                         | 0.11                                       | -                                          |                                            | 8 -                                        | 8 -                                        | 8 -                                        | 8 -                                        | 8 -                                        |
|       |             |                         | 142                                          | 16                                           | -                                            | -                                            | 10                                           |              | 72      | 16                         |                  |               | 5                |              |                                            |                                            | 163                                        | 43                                         | 65                                         |                                            |                                            |                                            |                                            |                                            |
| 25    | Eastern     | Mizoram                 |                                              | 0.07                                         | 5.03 -                                       |                                              |                                              |              | 106     | 34                         | 163              | 43            | 65               | 29           | 94                                         | 16                                         | 0.02                                       |                                            |                                            | 25                                         | 25                                         | 25                                         | 25                                         | 25                                         |
| 26    | North       | Nagaland                | 51                                           |                                              | 0.02                                         | -                                            | - -                                          |              | 2       |                            | 0.02             | 86            | 25               | 25           | 106                                        | 34                                         | 77                                         | 25                                         | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 27    |             | Sikkim                  | 2                                            | 1.41                                         | 0.62 -                                       |                                              | - 54                                         |              |         | 1.41                       | 0.62             | -             | -                | -            | 2                                          | 1.41 0.62                                  | -                                          |                                            | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 28    |             | Tripura                 | 144                                          | 119                                          | 69                                           | 72                                           | -                                            |              | 234     | 63                         | 59               | 93            | 48               | 71           | 222                                        | 37                                         | 59                                         | 93                                         | 10                                         | -                                          | -                                          | -                                          | -                                          | -                                          |
|       | Sub-total   | (NE States)             | 788                                          | 743                                          | 222                                          | 275                                          | 119                                          | 587          | 649     | 342                        | 722              | 683           | 474              | 495          | 644                                        | 312 1.06                                   | 717                                        | 661                                        |                                            | 377                                        | 49                                         | 49                                         | 49                                         | 49                                         |
| 29    |             | A&N Islands             |                                              |                                              | -                                            | -                                            |                                              | -            | 0.46    | 1.06                       |                  |               |                  |              | 0.46                                       | 0.97                                       |                                            |                                            | -                                          | -                                          |                                            |                                            |                                            |                                            |
|       |             |                         | 5                                            | 0.03 0.03                                    |                                              |                                              |                                              |              |         |                            | 0.97             | -             | -                | 0.00         |                                            |                                            |                                            |                                            | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 30    |             | Chandigarh              | 9                                            | 3                                            | 3 -                                          | -                                            | 0.06                                         |              | 9       | 3                          | 3                | -             | -                | 0.06         | 9 3                                        | 3                                          | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 31    | Territories | D&NH and D&D            | 46                                           | 28 47                                        | 33 -                                         | - - -                                        | 5                                            | 0.85         | 46      | 28                         | 33               | -             | 4                | 5 5          | 46                                         | 28 33                                      | - -                                        |                                            | 67                                         |                                            |                                            | -                                          | 3                                          | -                                          |
| 32 33 |             | Delhi J&K               | 144 25                                       | 156                                          | 67 6 55                                      | 29                                           |                                              | 28           | 144 132 | 47 44                      | 67               | - 40          | - 40             | 0.02 44      | 144 132 79                                 | 47 34                                      | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          | -                                          |
| 34    | Union       | Ladakh                  | 0.43                                         | -                                            | 0.07                                         | - -                                          | 4                                            |              | 0.43    | 4                          | 79 0.07          | 1.85          | 1.18             | 1.51         |                                            |                                            | 0.43 0.07                                  |                                            | 4                                          | -                                          | 1.83                                       |                                            |                                            | -                                          |
| 35    |             | Puducherry              | 40                                           | 28                                           | 10 27                                        |                                              | 10                                           | 40           | 37      | 18                         | 23               | 31            | 9                | 15           | 37                                         | 12                                         | 23                                         | -                                          | -                                          | 19                                         |                                            |                                            |                                            |                                            |
|       | Sub-total   | (UTs)                   |                                              | 263                                          | 119 82                                       | 39                                           | 78                                           | 368          |         | 146                        |                  | 73            | 55               | 27 368       | 140                                        |                                            | 203                                        |                                            | 26,500                                     | 59 26,087                                  |                                            |                                            | 3                                          | - 914                                      |
|       |             |                         | 270                                          |                                              |                                              | 5,791                                        | 5,331                                        | 10,060       | 26,766  | 26,225                     | 207              | 19,727        | 4,187            | 7,200        | 21,975                                     |                                            |                                            | 18,092                                     | 2,892                                      |                                            |                                            |                                            |                                            |                                            |
| Grand | Grand       | Total                   | 27,372                                       | 29,236                                       | 18,186                                       |                                              |                                              |              |         | 22,250                     |                  |               |                  |              |                                            |                                            |                                            |                                            |                                            |                                            |                                            |                                            |                                            |                                            |