Lok Sabha Question No. 211 (STARRED), answered on 2025-03-13
Subject: MSME Schemes for setting up of Enterprises
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Smt. Bharti Pardhi, Shri Omprakash Bhupalsinh Alias Pavan Rajenimbalkar

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA STARRED QUESTION NO. *211 TO BE ANSWERED ON 13.03.2025

## MSME SCHEMES FOR SETTING UP OF ENTERPRISES

## *211.   SMT. BHARTI PARDHI:

SHRI OMPRAKASH BHUPALSINH ALIAS PAVAN RAJENIMBALKAR:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether the Government has any scheme to assist common man to set up an enterprise by utilizing soft loans, if so, the details thereof;
- (b) whether the said scheme is effective for rural people, if so, the details thereof;
- (c) the  details  of  the  schemes  being  implemented  by  the  Ministry  and  the  amount  of  funds allocated and utilized thereunder during the last three years particularly in Madhya Pradesh and the aspirational district of Osmanabad;
- (d) whether the schemes for MSME sector have contributed to increase the number of start-ups in the country and if so, the details thereof;
- (e) the details of various schemes available for setting up of a start-up/business; and
- (f) the  details  of  the  employment  generated  through  said  schemes  during  the  last  three  years, State-wise?

## ANSWER

MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI JITAN RAM MANJHI)

(a) to (f): A statement is laid on the table of the House.

## STATEMENT REFERRED TO IN REPLY TO PARTS (a) TO (f) OF THE LOK SABHA STARRED QUESTION No. †*211 FOR ANSWER ON 13.03.2025

(a) to (c): Government is implementing the following major Central sector schemes with focus on rural areas for providing financial support to common man to set up an enterprise:

- (i)\_Prime  Minister's  Employment  Generation  Programme  (PMEGP): Prime  Minister's Employment  Generation  Programme  (PMEGP)  is  a  Scheme  for  assisting  entrepreneurs  in setting up of new enterprises in the non-farm sector. Under PMEGP, beneficiaries can avail of Margin Money (MM) subsidy ranging from 15% to 35% based on various geographical and demographical criteria.

Since inception i.e., FY 2008-09 till FY 2024-25 (as on 10.03.2025), around 7.98 lakh micro enterprises have been assisted in rural areas under PMEGP with Margin Money subsidy of Rs. 22,506.4 Crore. Area-wise Performance of PMEGP in rural and urban areas during the last  three  years  and  current  financial  year  i.e.  FY  2024-25  (up  to  10.03.2025)  is  given  at Annexure I .

Prime  Minister's  Employment  Generation  Programme  being  a  Central  sector  scheme,  no State wise allocation of budget is done. Funds are utilised based on the demand generated and loans  sanctioned  by  the  financial  institutions.  Margin  Money  (MM)  subsidy  disbursed  and number  of  units  assisted  in  Madhya  Pradesh  and  the  Aspirational  district  of  Osmanabad during the last three years is given at Annexure II .

- (ii) PM Vishwakarma :  PM Vishwakarma is a holistic scheme to provide end-to-end support to traditional artisans and craftspeople who work with their hands, using tools, in the 18 trades covered. The scheme provides the following benefits :
- i. Recognition through PM Vishwakarma Certificate and ID Card
- ii. Skill Upgradation
- iii. Toolkit Incentive
- iv. Credit Support
- v. Incentive for Digital Transactions
- vi. Marketing Support

As PM Vishwakarma is a Central Sector Scheme, State-wise funds are not allocated. Since its launch, as on 10.03.2025, 2.67 lakh applications from Madhya Pradesh State have been successfully registered, and the scheme benefits have been initiated. Further 2,665 applications from Dharashiv, Maharashtra have been successfully registered, and the scheme benefits have been initiated.

(d) to (e): Government  with  an  intent  to  build  a  strong  ecosystem  for  nurturing  innovation, startups and encouraging investments in the startup ecosystem of the country launched the 'Startup India'  initiative  by  the  Department  for  Promotion  of  Industry  and  Internal  Trade  (DPIIT)on  16th January 2016. Till 31 st January 2025, 1,61,150 entities have been recognised as startups by DPIIT.

Under the Startup India initiative, the Government is implementing three Schemes, namely, Fund of Funds for Startups (FFS), Startup India Seed Fund Scheme (SISFS) and Credit Guarantee Scheme for Startups (CGSS) to support startups across categories and sectors at various stages  of their business cycle.

(f): The State/Union Territory (UT)-wise details of direct-jobs (self-reported) created by entities which have been recognised as startups by DPIIT during the last three yearsis placed at AnnexureIII.

State-wise PMEGP performance in terms of estimated employment generated during the last three years is given at Annexure-IV

*****

## ANNEXURE-I:  REFERRED  TO  IN  REPLY  TO  PART  (a)  to(c)  OF  THE  LOK  SABHA STARRED QUESTION NO. *211 FOR ANSWER ON 13.03.2025.

Area-wise Performance of PMEGP in rural and urban areas in terms of number of units assisted and Margin Money (MM) subsidy since last three yearsi.e FY 2021-22 -FY 2023-24 to FY 2024-25 (up to 10.03.2025) is given below:

|                            | Rural                 | Rural              | Rural                  | Urban                 | Urban              | Urban                  |
|----------------------------|-----------------------|--------------------|------------------------|-----------------------|--------------------|------------------------|
| Financial Year             | No. of Units Assisted | %of units assisted | MM Subsidy (Rs. crore) | No. of Units Assisted | %of units assisted | MM Subsidy (Rs. crore) |
| 2021-22                    | 84,696                | 82%                | 2,585.86               | 18,523                | 18%                | 391.80                 |
| 2022-23                    | 68,470                | 80%                | 2,323.48               | 16,697                | 20%                | 398.69                 |
| 2023-24                    | 68,939                | 77%                | 2,546.19               | 20,179                | 23%                | 547.68                 |
| 2024-25 (up to 10.03.2025) | 32,968                | 81%                | 1,368.58               | 7,732                 | 19%                | 237.18                 |

## ANNEXURE-II:  REFERRED  TO  IN  REPLY  TO  PART  (a)  to  (c)  OF  THE  LOK  SABHA STARRED QUESTION NO. *211 FOR ANSWER ON 13.03.2025.

Details of Margin Money disbursed and number of units assisted during the last three years under PMEGP in Madhya Pradesh:

| Financial Year   |   Margin Money disbursed (Rs. Crore) | No. of Units Assisted   |
|------------------|--------------------------------------|-------------------------|
| 2021-22          |                               209.61 | 8,082                   |
| 2022-23          |                               181.3  | 5,957                   |
| 2023-24          |                               185.21 | 5,292                   |

Details of Margin Money disbursed and number of units assisted during the last three years under PMEGP in aspirational district of Osmanabad is given below:

| Financial Year   |   Margin Money disbursed (Rs. Crore) |   No of Units Assisted |
|------------------|--------------------------------------|------------------------|
| 2021-22          |                                 1.86 |                    102 |
| 2022-23          |                                 1.82 |                     93 |
| 2023-24          |                                 1.46 |                     53 |

## ANNEXURE  -  III  REFERRED  TO  IN  REPLY  TO  PART  (f)  OF  THE  LOK  SABHA STARRED QUESTION NO. *211 FOR ANSWER ON 13.03.2025.

The State/Union Territory (UT)-wise details of direct-jobs (self-reported) created by entities which have been recognised as startups by DPIIT during the last three years viz. 2022, 2023, and 2024:

| States/UTs                               | Calendar Year   | Calendar Year   | Calendar Year   |
|------------------------------------------|-----------------|-----------------|-----------------|
| States/UTs                               | 2022            | 2023            | 2024            |
| Andaman and Nicobar Islands              | 71              | 85              | 137             |
| Andhra Pradesh                           | 3,062           | 5,750           | 5,259           |
| Arunachal Pradesh                        | 55              | 185             | 252             |
| Assam                                    | 2,623           | 3,350           | 3,418           |
| Bihar                                    | 4,692           | 9,061           | 7,378           |
| Chandigarh                               | 898             | 1,324           | 875             |
| Chhattisgarh                             | 2,214           | 3,239           | 4,774           |
| Dadra and Nagar Haveli and Daman and Diu | 147             | 138             | 144             |
| Delhi                                    | 31,880          | 38,483          | 29,948          |
| Goa                                      | 887             | 824             | 879             |
| Gujarat                                  | 23,944          | 48,214          | 35,834          |
| Haryana                                  | 13,849          | 26,115          | 23,232          |
| Himachal Pradesh                         | 1,029           | 1,089           | 969             |
| Jammu and Kashmir                        | 1,306           | 2,437           | 2,164           |
| Jharkhand                                | 1,924           | 3,525           | 3,125           |
| Karnataka                                | 24,898          | 35,273          | 28,795          |
| Kerala                                   | 10,345          | 11,788          | 10,267          |
| Ladakh                                   | 52              | 44              | 31              |
| Lakshadweep                              | 0               | 31              | 0               |
| Madhya Pradesh                           | 11,748          | 12,238          | 10,353          |
| Maharashtra                              | 52,143          | 65,199          | 57,505          |
| Manipur                                  | 309             | 195             | 385             |
| Meghalaya                                | 61              | 157             | 106             |
| Mizoram                                  | 106             | 79              | 86              |
| Nagaland                                 | 71              | 239             | 3,697           |

| States/UTs    | Calendar Year   | Calendar Year   | Calendar Year   |
|---------------|-----------------|-----------------|-----------------|
|               | 2022            | 2023            | 2024            |
| Odisha        | 4,632           | 6,532           | 10,797          |
| Puducherry    | 237             | 568             | 213             |
| Punjab        | 2,319           | 4,983           | 3,527           |
| Rajasthan     | 11,639          | 13,748          | 11,372          |
| Sikkim        | 22              | 8               | 0               |
| Tamil Nadu    | 18,147          | 30,620          | 26,223          |
| Telangana     | 15,081          | 18,509          | 16,615          |
| Tripura       | 202             | 193             | 313             |
| Uttar Pradesh | 23,181          | 33,992          | 34,807          |
| Uttarakhand   | 1,684           | 2,401           | 7,331           |
| West Bengal   | 9,462           | 11,565          | 11,110          |
| Total         | 274,920         | 392,181         | 351,921         |

## ANNEXURE-IV:  REFERRED  TO  IN  REPLY  TO  PART  (f)  OF  THE  LOK  SABHA STARRED QUESTION NO. *211 FOR ANSWER ON 13.03.2025.

State- wise details of estimated employment generated under PMEGP during the last three years:

|   Sr. No. | State             | FY 2021-22   | FY 2022-23   | FY 2023-24   |
|-----------|-------------------|--------------|--------------|--------------|
|         1 | Andaman Nicobar   | 1,296        | 968          | 1,080        |
|         2 | Andhra Pradesh    | 19,816       | 24,584       | 44,616       |
|         3 | Arunachal Pradesh | 1,568        | 1,264        | 1,352        |
|         4 | Assam             | 30,840       | 20,768       | 19,336       |
|         5 | Bihar             | 19,816       | 35,672       | 54,696       |
|         6 | Chandigarh        | 168          | 120          | 80           |
|         7 | Chhattisgarh      | 24,160       | 20,344       | 19,032       |
|         8 | Delhi             | 800          | 576          | 400          |
|         9 | Goa               | 696          | 528          | 544          |
|        10 | Gujarat*          | 33144        | 24568        | 24000        |
|        11 | Haryana           | 13,808       | 12,472       | 11,184       |
|        12 | Himachal Pradesh  | 10,192       | 7,440        | 7,792        |
|        13 | Jammu Kashmir     | 173,184      | 96,184       | 120,520      |
|        14 | Jharkhand         | 13,712       | 14,808       | 16,808       |
|        15 | Karnataka         | 47,016       | 44,944       | 37,376       |
|        16 | Kerala            | 22,312       | 25,032       | 27,112       |
|        17 | Ladakh            | 2,360        | 728          | 976          |
|        18 | Lakshadweep       | 56           | 16           | -            |
|        19 | Madhya Pradesh    | 64,656       | 47,656       | 42,336       |
|        20 | Maharashtra**     | 33024        | 29000        | 22128        |
|        21 | Manipur           | 9,112        | 4,360        | 2,784        |
|        22 | Meghalaya         | 5,592        | 2,448        | 2,240        |
|        23 | Mizoram           | 5,200        | 3,296        | 3,208        |
|        24 | Nagaland          | 9,928        | 3,752        | 4,136        |
|        25 | Odisha            | 34,408       | 31,040       | 23,800       |
|        26 | Puducherry        | 528          | 200          | 240          |
|        27 | Punjab            | 14,320       | 12,512       | 11,752       |
|        28 | Rajasthan         | 20,792       | 16,296       | 13,424       |
|        29 | Sikkim            | 680          | 456          | 1,056        |
|        30 | Tamil Nadu        | 47,776       | 49,120       | 54,512       |
|        31 | Telangana         | 23,248       | 20,320       | 20,024       |

| Sr. No.   | State         | FY 2021-22   | FY 2022-23   | FY 2023-24   |
|-----------|---------------|--------------|--------------|--------------|
| 32        | Tripura       | 7,664        | 5,624        | 4,704        |
| 33        | Uttar Pradesh | 100,752      | 92,808       | 93,512       |
| 34        | Uttarakhand   | 14,688       | 14,424       | 10,832       |
| 35        | West Bengal   | 18,440       | 17,008       | 15,352       |
| Total     | Total         | 825,752      | 681,336      | 712,944      |