Lok Sabha Question No. 201 (STARRED), answered on 2023-08-03
Subject: Disbursement of Funds under PM SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Bhavana Gawali (Patil), Krupal Balaji Tumane

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## STARRED QUESTION NO. 201

## TO BE ANSWERED ON AUGUST 03, 2023

## DISBURSEMENT OF FUNDS UNDER PM SVANIDHI SCHEME

## NO. 201. SHRIMATI BHAVANA PUNDALIKRAO GAWALI: SHRI KRUPAL BALAJI TUMANE:

Will  the  Minister  of  HOUSING  AND  URBAN  AFFAIRS  be  pleased  to state:-

- (a) the  total  amount  of  funds  disbursed  under  Prime  Minister  Street Vendor's AtmaNirbhar Nidhi (PM-SVANidhi) scheme and the number of beneficiaries in the country, State-wise particularly in Maharashtra;
- (b) the total amount of loan disbursed by each type of financial institution participating  in  the  said  scheme  and  the  number  of  beneficiaries served under the said scheme, State-wise, particularly in Maharshtra;
- (c) the  total  number  of  vending  certificates  or  Identity  Cards  (ID  cards) issued to street vendors in Maharashtra by Urban Local Bodies (ULBs) during the last five years and the current financial year, district-wise;
- (d) whether  the  Government  has  taken  notice  of  the  cases  of  ULBs refusing to issue vending certificates or ID cards across the country;
- (e) if so, whether any appellate mechanism exist in this regard and if so, the details thereof; and
- (f) the  details  to  the  number  of  financial  literacy  and  capacity  building programmes  conducted  by the Government  and the number  of applications  received  along  with  the  users  of  web  portal  under  PMSVANidhi  Scheme  in  the  country,  State/district-wise,  particularly  in Maharashtra?

## ANSWER

## THE MINISTER OF HOUSING AND URBAN AFFAIRS (SHRI HARDEEP SINGH PURI)

(a) to (f): A statement is laid on the Table of the House.

## STATEMENT

STATEMENT  REFERRED  TO  IN  REPLY  TO  THE  LOK  SABHA  STARRED QUESTION  NO.  *201  DUE  FOR  ANSWER  ON  03.08.2023  REGARDING DISBURSEMENT OF FUNDS UNDER PM SVANIDHI SCHEME

- (a): The State-wise details of total amount of funds disbursed and number of beneficiaries  across  the  country  including  for  the  State  of  Maharashtra under  Pradhan  Mantri  Street  Vendor's  AtamNirbhaNidhi  (PM  SVANidhi) Scheme are at Annexure-I.
- (b): The details of total amount of loan disbursed by each type of Financial Institution  participating  in  the  PM  SVANidhi  Scheme  and  total  number  of beneficiaries across the country including for the State of Maharashtra are at Annexure-II.
- (c):    During  01.04.2018  to  27.07.2023,  total  29,987  Certificate  of  Vending (CoVs) and 21,683 Identity Cards (ID cards) have been issued to the street vendors by the Urban Local Bodies in the State of Maharashtra. District-wise details are at Annexure-III.
- (d) & (e):  As per the provision of Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act, 2014, issuance of CoV and ID Card is the responsibility of Town Vending Committee under administrative control of  State  Govt.  Section  20  of  the  said  Act  empowers  the  appropriate Government  to  constitute  one  or  more  Grievance  Redressal  Committee (GRC)  for  the  purpose  of  addressing  the  grievances  or  disputes  of  street vendors.

(f):    Digital  onboarding  of  street  vendors  is  an  integral  component  of  PM SVANidhi  Scheme.  As  such,  on-boarded  beneficiaries  are  trained  in  debit and credit transactions by conducting penny drop transaction within a week of loan disbursement by the concerned Lending Institutions. As on 27.07.2023, over 20 lakh street vendors are digitally active.

In addition, the guidelines of 'Support to Urban Street Vendor (SUSV)' under centrally sponsored scheme of  Deendayal Antyodaya Yojana-National Urban Livelihoods Mission (DAY-NULM) prescribe that Urban Local Body (ULB) will organize  sessions  on  financial  literacy  for  identified  street  vendors  with support of resource organization and field staff.

As  on  27.07.2023,  a  total  of  69.44  lakh  eligible  applications  have  been received under the PM SVANidhi Scheme. The details of number of eligible applications received alongwith the users of web portal under PM SVANidhi Scheme  across  the  country  including  district-wise  data  for  the  state  of Maharashtra  are  at  Annexure-IV.  Apart  from  this,  there  are  2,14,636 institutional users onboarded on PM SVANidhi Portal.

ANNEXURE-I REFERRED TO IN REPLY TO LOK SABHA STARRED QUESTION NO. 201 TO BE ANSWERED ON AUGUST 03, 2023

STATEMENT  SHOWING  STATE-WISE  DETAILS  OF  TOTAL  AMOUNT  DISBURSED  AND NUMBER OF BENEFICIARIES ACROSS THE COUNTRY AND IN THE STATE OF MAHARASHTRA UNDER PM SVANIDHI SCHEME

## ( As on 27.07.2023)

| S.No   | Name of State/UT                         | No.of Beneficiaries   | Total Amount Disbursed (In ₹ )   |
|--------|------------------------------------------|-----------------------|----------------------------------|
| 1      | ANDAMAN AND NICOBAR ISLANDS              | 491                   | 1,12,14,000                      |
| 2      | ANDHRA PRADESH                           | 2,00,255              | 3,20,60,52,031                   |
| 3      | ARUNACHAL PRADESH                        | 3,619                 | 7,55,34,401                      |
| 4      | ASSAM                                    | 73,615                | 1,19,48,90,922                   |
| 5      | BIHAR                                    | 55,026                | 80,97,75,291                     |
| 6      | CHANDIGARH                               | 4,133                 | 8,18,29,626                      |
| 7      | CHHATTISGARH                             | 52,495                | 80,06,78,985                     |
| 8      | Daman and Diu and Dadra and Nagar Haveli | 1,702                 | 3,08,28,474                      |
| 9      | DELHI                                    | 80,051                | 1,11,98,40,318                   |
| 10     | GOA                                      | 1,346                 | 2,98,47,105                      |
| 11     | GUJARAT                                  | 3,02,697              | 5,16,82,19,991                   |
| 12     | HARYANA                                  | 50,392                | 81,63,40,744                     |
| 13     | HIMACHAL PRADESH                         | 3,956                 | 10,55,57,669                     |
| 14     | JAMMU AND KASHMIR                        | 15,240                | 29,55,81,900                     |
| 15     | JHARKHAND                                | 33,811                | 52,02,19,861                     |
| 16     | KARNATAKA                                | 2,01,608              | 3,67,35,17,584                   |
| 17     | KERALA                                   | 11,846                | 27,72,98,873                     |
| 18     | LADAKH                                   | 326                   | 88,80,000                        |
| 19     | MADHYA PRADESH                           | 5,62,689              | 10,05,16,00,016                  |
| 20     | MAHARASHTRA                              | 4,14,032              | 5,96,13,22,068                   |
| 21     | MANIPUR                                  | 8,817                 | 12,98,76,001                     |
| 22     | MEGHALAYA                                | 1,560                 | 2,43,09,780                      |
| 23     | MIZORAM                                  | 557                   | 1,07,40,000                      |
| 24     | NAGALAND                                 | 1,741                 | 2,87,25,000                      |
| 25     | ODISHA                                   | 37,886                | 67,25,41,102                     |
| 26     | PUDUCHERRY                               | 2,121                 | 3,75,56,499                      |
| 27     | PUNJAB                                   | 56,518                | 89,18,87,238                     |
| 28     | RAJASTHAN                                | 71,591                | 1,04,77,70,058                   |
| 29     | SIKKIM                                   | 105                   | 10,50,000                        |
| 30     | TAMIL NADU                               | 1,86,854              | 2,97,99,34,336                   |
| 31     | TELANGANA                                | 3,58,626              | 7,21,64,58,490                   |
| 32     | TRIPURA                                  | 3,612                 | 6,34,16,825                      |
| 33     | UTTAR PRADESH                            | 10,29,560             | 17,48,02,58,111                  |
| 34     | UTTARAKHAND                              | 15,885                | 29,91,16,369                     |
| 35     | WEST BENGAL                              | 32,961                | 41,76,76,550                     |
|        | Grand Total                              | 38,77,724             | 65,54,03,46,217                  |

Data Source:- PM SVANidhi Portal

ANNEXURE-II REFERRED TO IN REPLY TO LOK SABHA STARRED QUESTION NO. 201 TO BE ANSWERED ON AUGUST 03, 2023

STATEMENT  SHOWING  LOAN  DISBURSED  BY  EACH  TYPE  OF  FINANCIAL  INSTITUTION PARTICIPATING IN THE PM SVANIDHI SCHEME AND TOTAL NUMBER OF BENEFICIARIES ACROSS THE COUNTRY INCLUDING FOR THE STATE OF MAHARASHTRA

( As on 27.07.2023)

-

| S. No   | Type of financial Institution          | Loan Amount Disbursed (in ₹ Cr.)   | Loan Amount Disbursed (in ₹ Cr.)   | Number of Beneficiaries   | Number of Beneficiaries   |
|---------|----------------------------------------|------------------------------------|------------------------------------|---------------------------|---------------------------|
| .       |                                        | All India                          | In Maharashtra                     | All India                 | In Maharashtra            |
| 1       | PSB - Public Sector Banks              | 5,936.4                            | 582.9                              | 34,94,068                 | 4,03,887                  |
| 2       | Pvt. Banks                             | 124.5                              | 7.6                                | 89,799                    | 6,009                     |
| 3       | SFB - Small Finance Banks              | 11.5                               | 0.6                                | 8,404                     | 462                       |
| 4       | NBFC - Non Banking Financial Companies | 0.1                                | 0.0                                | 89                        | 1                         |
| 5       | State Co-operative Banks               | 144.1                              | -                                  | 81,460                    | -                         |
| 6       | MFI - Microfinance Institutions        | 16.2                               | 0.1                                | 7,126                     | 132                       |
| 7       | Urban CO-operative Banks               | 2.2                                | 0.5                                | 1,714                     | 426                       |
| 8       | RRB -Regional Rural Banks              | 300.1                              | 4.3                                | 1,77,612                  | 3,115                     |
| 9       | DCB - District Cooperative Bank        | 19.0                               | -                                  | 17,452                    | -                         |
|         | Total                                  | 6,554                              | 596                                | 38,77,724                 | 4,14,032                  |

Data Source:- PM SVANidhi Portal

ANNEXURE-III REFERRED TO IN REPLY TO LOK SABHA STARRED QUESTION NO. 201 TO BE ANSWERED ON AUGUST 03, 2023

## STATEMENT SHOWING Year-wise details of Certificate of Vending and ID cards issued in Maharashtra during last five years and current year

(As on 27.07.2023)

| S.No                                      | District Name                             | ULB Name                                  | 2020-2021                                 | 2020-2021                                 | 2021-2022                                 | 2021-2022                                 | 2022-2023                                 | 2022-2023                                 | 2023-2024                                 | 2023-2024                                 |
|-------------------------------------------|-------------------------------------------|-------------------------------------------|-------------------------------------------|-------------------------------------------|-------------------------------------------|-------------------------------------------|-------------------------------------------|-------------------------------------------|-------------------------------------------|-------------------------------------------|
| S.No                                      | District Name                             |                                           | No. of CoV                                | No. of ID card                            | No. of CoV                                | No. of ID card                            | No. of CoV                                | No. of ID card                            | No. of CoV                                | No. of ID card                            |
| 1                                         | Amravati                                  | Amravati                                  | 0                                         | 0                                         | 0                                         | 2120                                      | 0                                         | 0                                         | 0                                         | 0                                         |
| 2                                         | Amravati                                  | Chandur Railway                           | 0                                         | 0                                         | 0                                         | 145                                       | 0                                         | 0                                         | 0                                         | 0                                         |
| 3                                         | Aurangabad                                | Sillod                                    | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 75                                        | 0                                         | 0                                         |
| 4                                         | Buldhana                                  | Deolgaon Raja                             | 0                                         | 10                                        | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         |
| 5                                         | Buldhana                                  | Shendurjana                               | 0                                         | 286                                       | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         |
| 6                                         | Buldhana                                  | Sindkhed Raja                             | 1                                         | 0                                         | 0                                         | 0                                         | 106                                       | 61                                        | 0                                         | 0                                         |
| 7                                         | Chandrapur                                | Brahmapuri                                | 0                                         | 422                                       | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         |
| 8                                         | Kolhapur                                  | Paranda                                   | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 168                                       | 0                                         | 0                                         |
| 9                                         | Latur                                     | Latur                                     | 0                                         | 0                                         | 1                                         | 0                                         | 0                                         | 0                                         | 710                                       | 0                                         |
| 10                                        | Osmanabad                                 | Tuljapur                                  | 0                                         | 434                                       | 8                                         | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         |
| 11                                        | Parbhani                                  | Jintur                                    | 0                                         | 0                                         | 0                                         | 768                                       | 0                                         | 0                                         | 0                                         | 0                                         |
| 12                                        | Parbhani                                  | Manwath                                   | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 70                                        | 0                                         | 0                                         |
| 13                                        | Parbhani                                  | Parbhani                                  | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 556                                       | 0                                         | 1256                                      |
| 14                                        | Parbhani                                  | Pathri                                    | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 480                                       | 0                                         | 0                                         |
| 15                                        | Parbhani                                  | Purna                                     | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 299                                       | 0                                         | 0                                         |
| 16                                        | Pune                                      | Pimpri- Chinchwad                         | 5704                                      | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         |
| 17                                        | Pune                                      | Pune                                      | 21592                                     | 0                                         | 0                                         | 0                                         | 0                                         | 11696                                     | 0                                         | 0                                         |
| 18                                        | Sangli                                    | SangliMiraj Kupwad                        | 0                                         | 1275                                      | 0                                         | 0                                         | 0                                         | 1562                                      | 0                                         | 0                                         |
| 19                                        | Thane                                     | Thane                                     | 1865                                      | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         | 0                                         |
|                                           |                                           | Total                                     | 29162                                     | 2427                                      | 9                                         | 3033                                      | 106                                       | 14967                                     | 710                                       | 1256                                      |
| TOTAL COV- 29,987 TOTAL ID CARDS:- 21,683 | TOTAL COV- 29,987 TOTAL ID CARDS:- 21,683 | TOTAL COV- 29,987 TOTAL ID CARDS:- 21,683 | TOTAL COV- 29,987 TOTAL ID CARDS:- 21,683 | TOTAL COV- 29,987 TOTAL ID CARDS:- 21,683 | TOTAL COV- 29,987 TOTAL ID CARDS:- 21,683 | TOTAL COV- 29,987 TOTAL ID CARDS:- 21,683 | TOTAL COV- 29,987 TOTAL ID CARDS:- 21,683 | TOTAL COV- 29,987 TOTAL ID CARDS:- 21,683 | TOTAL COV- 29,987 TOTAL ID CARDS:- 21,683 | TOTAL COV- 29,987 TOTAL ID CARDS:- 21,683 |

Note: As reported by the Govt. of Maharashtra,  no CoV and ID card have been issued during 2018-19 to 2019-20 and in the remaining Districts/ULBs.

## ANNEXURE-IV REFERRED TO IN REPLY TO LOK SABHA STARRED QUESTION NO. 201 TO BE ANSWERED ON AUGUST 03, 2023

STATEMENT SHOWING THE DETAILS OF NUMBER OF ELIGIBLE APPLICATIONS RECEIVED ALONGWITH  THE  USERS  OF  WEB  PORTAL  UNDER  PM  SVANIDHI  SCHEME  ACROSS  THE COUNTRY INCLUDING FOR THE STATE OF MAHARASHTRA

( As on 27.07.2023)

| State Name                               | Total Eligible Applications   | Total Users of Web Portal   |
|------------------------------------------|-------------------------------|-----------------------------|
| ANDAMAN AND NICOBAR ISLANDS              | 952                           | 547                         |
| ANDHRA PRADESH                           | 3,58,612                      | 3,15,078                    |
| ARUNACHAL PRADESH                        | 6,802                         | 6,558                       |
| ASSAM                                    | 1,17,020                      | 1,26,802                    |
| BIHAR                                    | 1,24,882                      | 1,25,531                    |
| CHANDIGARH                               | 8,936                         | 6,141                       |
| CHHATTISGARH                             | 1,21,357                      | 1,11,765                    |
| Daman and Diu and Dadra and Nagar Haveli | 2,978                         | 2,451                       |
| DELHI                                    | 1,79,723                      | 1,61,881                    |
| GOA                                      | 2,516                         | 1,758                       |
| GUJARAT                                  | 5,47,031                      | 5,10,847                    |
| HARYANA                                  | 1,15,598                      | 1,10,383                    |
| HIMACHAL PRADESH                         | 7,938                         | 5,086                       |
| JAMMU AND KASHMIR                        | 30,918                        | 19,591                      |
| JHARKHAND                                | 79,649                        | 69,642                      |
| KARNATAKA                                | 3,66,239                      | 3,49,587                    |
| KERALA                                   | 22,061                        | 16,526                      |
| LADAKH                                   | 664                           | 369                         |
| LAKSHADWEEP                              | -                             | -                           |
| MADHYA PRADESH                           | 9,79,149                      | 7,72,631                    |
| MAHARASHTRA                              | 7,21,920                      | 8,08,608                    |
| MANIPUR                                  | 21,626                        | 17,487                      |
| MEGHALAYA                                | 2,430                         | 2,430                       |
| MIZORAM                                  | 1,058                         | 823                         |
| NAGALAND                                 | 3,780                         | 2,804                       |
| ODISHA                                   | 86,712                        | 65,384                      |
| PUDUCHERRY                               | 3,614                         | 2,790                       |
| PUNJAB                                   | 1,13,780                      | 1,22,527                    |
| RAJASTHAN                                | 1,73,834                      | 1,67,582                    |
| SIKKIM                                   | 160                           | 163                         |
| TAMIL NADU                               | 4,59,030                      | 3,96,260                    |
| TELANGANA                                | 6,53,342                      | 4,71,826                    |
| TRIPURA                                  | 6,782                         | 5,231                       |
| UTTAR PRADESH                            | 15,08,490                     | 15,62,497                   |
| UTTARAKHAND                              | 31,757                        | 24,488                      |
| WEST BENGAL                              | 83,094                        | 81,458                      |
| Grand Total                              | 69,44,434                     | 64,45,532                   |

STATEMENT SHOWING THE DISTRICT WISE DATA OF NUMBER OF ELIGIBLE APPLICATIONS RECEIVED ALONGWITH THE USERS OF WEB PORTAL UNDER PM SVANIDHI SCHEME IN THE STATE OF MAHARASHTRA

( As on 27.07.2023)

| S. No.   | District Name   | Total Eligible Applications (Overall Loan Term)   | Total Users of Web Portal (1st Loan Term)   |
|----------|-----------------|---------------------------------------------------|---------------------------------------------|
| 1        | AHMEDNAGAR      | 16,039                                            | 15,145                                      |
| 2        | AKOLA           | 9,942                                             | 12,531                                      |
| 3        | AMRAVATI        | 17,516                                            | 20,004                                      |
| 4        | AURANGABAD      | 28,224                                            | 30,563                                      |
| 5        | BEED            | 6,532                                             | 7,312                                       |
| 6        | BHANDARA        | 4,209                                             | 3,535                                       |
| 7        | BULDHANA        | 10,218                                            | 10,553                                      |
| 8        | CHANDRAPUR      | 9,418                                             | 10,016                                      |
| 9        | DHULE           | 7,815                                             | 9,626                                       |
| 10       | GADCHIROLI      | 1,791                                             | 1,774                                       |
| 11       | GONDIA          | 2,410                                             | 2,471                                       |
| 12       | HINGOLI         | 2,920                                             | 6,651                                       |
| 13       | JALGAON         | 16,930                                            | 18,258                                      |
| 14       | JALNA           | 11,008                                            | 13,917                                      |
| 15       | KOLHAPUR        | 22,056                                            | 19,867                                      |
| 16       | LATUR           | 8,518                                             | 9,242                                       |
| 17       | MUMBAI          | 1,34,053                                          | 1,34,800                                    |
| 18       | NAGPUR          | 48,385                                            | 53,679                                      |
| 19       | NANDED          | 12,393                                            | 14,492                                      |
| 20       | NANDURBAR       | 3,756                                             | 3,974                                       |
| 21       | NASHIK          | 41,114                                            | 54,231                                      |
| 22       | OSMANABAD       | 2,768                                             | 3,330                                       |
| 23       | PALGHAR         | 28,321                                            | 26,022                                      |
| 24       | PARBHANI        | 9,205                                             | 13,184                                      |
| 25       | PUNE            | 75,819                                            | 87,417                                      |
| 26       | RAIGAD          | 13,543                                            | 14,131                                      |
| 27       | RATNAGIRI       | 2,912                                             | 2,750                                       |
| 28       | SANGLI          | 13,061                                            | 13,857                                      |
| 29       | SATARA          | 9,111                                             | 8,592                                       |
| 30       | SINDHUDURG      | 2,397                                             | 1,871                                       |
| 31       | SOLAPUR         | 24,071                                            | 25,733                                      |
| 32       | THANE           | 1,06,739                                          | 1,38,474                                    |
| 33       | WARDHA          | 5,108                                             | 5,798                                       |
| 34       | WASHIM          | 3,640                                             | 4,207                                       |
| 35       | YAVATMAL        | 9,978                                             | 10,601                                      |
|          | Grand Total     | 7,21,920                                          | 8,08,608                                    |

Data Source:- PM SVANidhi Portal