Lok Sabha Question No. 3012 (UNSTARRED), answered on 2025-08-07
Subject: PMEGP in Maharashtra
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Dr. Amol Ramsing Kolhe, Shri Mohite Patil Dhairyasheel Rajsinh, Smt. Supriya Sule, Shri Sanjay Dina Patil, Prof. Varsha Eknath Gaikwad, Shri Bhaskar Murlidhar Bhagare

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION No. 3012 TO BE ANSWERED ON 07.08.2025

## PMEGP IN MAHARASHTRA

## 3012.   SHRI SANJAY DINA PATIL:

SHRI MOHITE PATIL DHAIRYASHEEL RAJSINH:

SMT. SUPRIYA SULE:

SHRI BHASKAR MURLIDHAR BHAGARE:

DR. AMOL RAMSING KOLHE:

PROF. VARSHA EKNATH GAIKWAD:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  number  of  micro-enterprises  established  in  Maharashtra  under  the  Prime  Minister's Employment Generation Programme (PMEGP) during the last five years;
- (b) the  amount  of  financial  assistance/subsidy  disbursed  under  PMEGP  in  Maharashtra  in  the same period along with the number of beneficiaries covered, especially among SC/ST, women and youth;
- (c) whether PMEGP has effectively contributed to the creation of self-employment opportunities in  rural  and  urban  areas of Maharashtra and if so, the details of employment generated as a result thereof;
- (d) the steps taken by the Government to ensure timely loan disbursement, simplify application procedures, reduce rejection rates in PMEGP applications in Maharashtra;
- (e) whether the Government proposes to expand the scope or enhance the financial ceiling of the PMEGP scheme in Maharashtra to meet the growing demand and if so, the details thereof; and
- (f) the monitoring mechanism put in place to ensure transparency, proper utilization of funds and follow up support for new entrepreneurs in Maharashtra under the scheme?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) and (b): Details  of    number  of  micro  enterprises  assisted  and  Margin  Money  (MM)  subsidy disbursed  along  with  details  of  SC/ST  and  women  beneficiaries  assisted  under  Prime  Minister's Employment Generation Programme (PMEGP) in Maharashtra in the last 5 years i.e. from FY 202021 to FY 2024-25 are given below:

|                | Maharashtra                                             | Maharashtra                                          | Maharashtra                      | Maharashtra                        | Maharashtra                       | Maharashtra                         |
|----------------|---------------------------------------------------------|------------------------------------------------------|----------------------------------|------------------------------------|-----------------------------------|-------------------------------------|
|                | Total no. of micro enterprises assisted including youth | Total Margin Money Subsidy disbursed ( Rs. in Crore) | SC/ST beneficiaries              | SC/ST beneficiaries                | Women beneficiaries               | Women beneficiaries                 |
| Financial Year | entrepreneurs                                           |                                                      | No.of micro enterprises assisted | Margin Money Subsidy (Rs.in Crore) | No. of micro enterprises assisted | Margin Money Subsidy (Rs. in Crore) |
| 2020-21        | 3,094                                                   | 88.14                                                | 594                              | 12.52                              | 1,176                             | 36.43                               |
| 2021-22        | 4,123                                                   | 129.92                                               | 740                              | 18.42                              | 1,712                             | 64.58                               |
| 2022-23        | 3,622                                                   | 131.86                                               | 601                              | 14.60                              | 1,521                             | 66.64                               |
| 2023-24        | 2,762                                                   | 121.82                                               | 453                              | 16.07                              | 1,148                             | 63.00                               |
| 2024-25        | 1,856                                                   | 104.98                                               | 595                              | 25.40                              | 801                               | 54.87                               |

- (c): In the last five years i.e. from FY 2020-21 to FY 2024-25, PMEGP has effectively contributed to the creation of 11,705 micro enterprises in rural areas and 3,752 in urban areas of Maharashtra, thereby generating estimated employment opportunities for 93,640 and 30,016 persons respectively over the same period.
- (d): Steps  taken  by  the  Government  to  ensure  timely  loan  disbursement,  simplify  application procedures, reduce rejection rates in PMEGP applications across the country including Maharashtra are as follows:
- i. Periodic  review  meetings  with  Implementing  Agencies  i.e.  State  offices  of  KVIC,  State KVIBs, State DICs and financial institutions.
- ii. A  wide  range  of  more  than  1,000  model  Detailed  Project  Reports  have  been  prepared  on various industries and made available on the PMEGP portal.
- iii. Acceptance of PMEGP applications from prospective beneficiaries in 11 regional languages since January 2024.
- iv. To enhance the quality of applications to reduce rejections, technical experts & Retired Bank Officials  have  been  engaged  to  provide  handholding  support  to  prospective  PMEGP beneficiaries during application stage.
- v. All major banks have been advised to take steps to reduce the rejection of applications.
- (e): Currently, there is no proposal for enhancing the financial ceiling of the PMEGP scheme.
- (f): The following monitoring mechanisms have been put in place to ensure transparency, proper utilization of  funds  and  follow  up  support  for  new  entrepreneurs  in  the  country  including Maharashtra:
- i. A  dedicated  portal  for  tracking  the  complete  process  from  application  submission  till adjustment of MM subsidy into the beneficiary's loan account.
- ii. Banker's  Review  meetings  conducted  at  top  level,  State  and  Zonal  level  to  ensure  proper sanctioning of loans and disbursement of margin money.
- iii. Meetings  by  State  Level  Monitoring  Committee  (SLMC)  and  District  Level  Monitoring Committee (DLMC) on a quarterly basis to monitor effective implementation of the scheme.
- iv. Periodic review meetings with Implementing Agencies (IAs) i.e. State offices of Khadi and Village  Industries  Commission,  State  Khadi  and  Village  Industries  Boards,  State  District Industries Centers and financial institutions.

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