Lok Sabha Question No. 3564 (UNSTARRED), answered on 2023-08-10
Subject: Loans under PM SVANidhi
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: L.S. Tejasvi Surya

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## GOVERNMENT OF INDIA LOK SABHA

## UNSTARRED QUESTION NO.3564

## TO BE ANSWERED ON AUGUST 10, 2023

## LOANS UNDER PM SVANIDHI

NO. 3564. SHRI L.S. TEJASVI SURYA:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the number of street vendors who have been sanctioned and availed loans for Rs. 10,000, Rs. 20,000 and Rs. 50,000 under the PM SVANidhi, State/UT and year-wise;
- (b) the number of such loans repaid to the banks along with the number of such loans which are pending for disbursement;
- (c) the number of banks along with their category, which are providing loans under the scheme; and
- (d) the  steps  taken  to  ensure  all  eligible  vendors  are  able  to  secure  loans under the scheme?

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## ANSWER THE MINISTER OF STATE IN THE (SHRI KAUSHAL KISHORE)

- (a):    As  on  04.08.2023,  the  number  street  vendors  who  have  been sanctioned  and  disbursed  loan  under  Pradhan  Mantri  Street  Vendor's AtmaNirbhar  Nidhi    (PM  SVANidhi)  Scheme  are  approx  41.09  lakh  and 39.13  lakh  respectively.    The  State/UT  and  year  wise  details  of  loans sanctioned and disbursed under the scheme is at Annexure-I.
- (b): As on 04.08.2023,  the number of loans repaid to the banks under the PM SVANidhi scheme is 19,96,048 and the loans pending for disbursement under the scheme is 2,95,214.

(c): The  details  of  lending  institutions  participating  in  providing  loans under the Scheme are at Annexure-II.

(d)   State/ULBs are responsible for identification of eligible street vendors and mobilization of new applications under the scheme. However, in  order  to  increase  the  number  of  beneficiaries,  Ministry  is  taking initiatives  which  includes, inter-alia  conduct  of  regular  review  meetings with States/UTs/ULBs/Lending Institutions, awareness  campaign  like broadcasting  of  radio  jingles,  Television  advertisements  and  newspaper advertisements are being carried out from time to time. States/UTs have also  been  provided  Information,  Education  and  Communication  (IEC) material  in  local  languages  regularly  for  outreach  and  dissemination  of the benefits to the vendors to avail the benefits of the scheme.

*****

## ANNEXURE-I REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 3564 TO BE ANSWERED ON AUGUST 10, 2023

THE STATE & YEAR WISE DETAILS OF NUMBER OF LOANS SANCTIONED AND DISBURSED UNDER PM SVANIDHI SCHEME

| S. No.          | State                                | FY 2020-2021   | FY 2020-2021   | FY 2021-2022   | FY 2021-2022   | FY 2021-2022   | FY 2021-2022   |
|-----------------|--------------------------------------|----------------|----------------|----------------|----------------|----------------|----------------|
| S. No.          | State                                | 1st Loan       | 1st Loan       | 1st Loan       | 1st Loan       | 2nd Loan       | 2nd Loan       |
| S. No.          | State                                | Sanction       | Disbursed      | Sanction       | Disbursed      | Sanction       | Disbursed      |
| 1               | Andaman And Nicobar Islands          | 395            | 387            | 85             | 90             | 57             | 56             |
| 2               | Andhra Pradesh                       | 1,17,838       | 1,12,743       | 68,502         | 70,772         | 14,831         | 11,330         |
| 3               | Arunachal Pradesh                    | 1,839          | 1,588          | 670            | 898            | 208            | 207            |
| 4               | Assam                                | 15,815         | 14,157         | 41,743         | 40,622         | 2,107          | 2,027          |
| 5               | Bihar                                | 33,884         | 28,858         | 14,847         | 18,682         | 937            | 853            |
| 6               | Chandigarh                           | 2,148          | 2,051          | 1,376          | 1,408          | 197            | 185            |
| 7               | Chhattisgarh                         | 41,016         | 40,296         | 7,110          | 6,375          | 2,959          | 2,860          |
| 8               | Daman & Diu And Dadra & Nagar Haveli | 1,123          | 1,031          | 131            | 213            | 17             | 15             |
| 9               | Delhi                                | 33,064         | 31,164         | 9,735          | 10,508         | 641            | 559            |
| 10              | Goa                                  | 1,028          | 1,017          | 247            | 218            | 177            | 175            |
| 11              | Gujarat                              | 1,06,704       | 1,02,345       | 97,281         | 94,824         | 17,490         | 16,696         |
| 12              | Haryana                              | 17,807         | 16,944         | 10,407         | 9,431          | 2,289          | 2,191          |
| 13              | Himachal Pradesh                     | 2,812          | 2,767          | 584            | 593            | 659            | 651            |
| 14              | Jammu And Kashmir                    | 11,898         | 11,517         | 2,489          | 2,737          | 1,368          | 1,322          |
| 15              | Jharkhand                            | 22,549         | 22,030         | 6,655          | 6,821          | 1,650          | 1,574          |
| 16              | Karnataka                            | 1,14,445       | 1,07,978       | 36,884         | 33,619         | 12,984         | 11,742         |
| 17              | Kerala                               | 8,140          | 8,052          | 1,350          | 1,368          | 2,030          | 2,006          |
| 18              | Ladakh                               | 249            | 247            | 13             | 14             | 65             | 59             |
| 19              | Madhya Pradesh                       | 3,24,132       | 3,13,892       | 1,58,881       | 1,56,587       | 44,709         | 43,003         |
| 20              | Maharashtra                          | 1,69,507       | 1,49,124       | 32,039         | 48,240         | 13,160         | 12,523         |
| 21              | Manipur                              | 6,773          | 6,094          | 1,761          | 2,393          | 113            | 105            |
| 22              | Meghalaya                            | 266            | 253            | 365            | 354            | 29             | 29             |
| 23              | Mizoram                              | 449            | 445            | 36             | 38             | 97             | 97             |
| 24              | Nagaland                             | 1,214          | 1,202          | 297            | 299            | 168            | 168            |
| 25              | Odisha                               | 29,263         | 27,489         | 6,003          | 7,370          | 1,720          | 1,613          |
| 26              | Puducherry                           | 1,201          | 1,130          | 53             | 116            | 116            | 110            |
| 27              | Punjab                               | 29,467         | 26,660         | 10,310         | 12,657         | 671            | 602            |
| 28              | Rajasthan                            | 55,763         | 50,330         | 12,736         | 16,735         | 280            | 277            |
| 29              | Sikkim                               | -              | -              | 1              | 1              | -              | -              |
| 30              | Tamil Nadu                           | 1,10,369       | 87,713         | 60,113         | 74,924         | 3,118          | 3,007          |
| 31              | Telangana                            | 3,30,561       | 3,10,484       | 15,547         | 34,243         | 58,136         | 53,359         |
| 32              | Tripura                              | 2,631          | 2,609          | 876            | 595            | 244            | 225            |
| 33              | Uttar Pradesh                        | 5,94,218       | 5,63,837       | 1,98,625       | 2,22,256       | 16,576         | 14,485         |
| 34              | Uttarakhand                          | 9,258          | 9,111          | 1,417          | 1,392          | 547            | 517            |
| 35              | West Bengal                          | 5,217          | 2,379          | 8,968          | 11,207         | 15             | 13             |
| Total 22,03,043 |                                      |                | 20,57,924      | 8,08,137       | 8,88,600       | 2,00,365       | 1,84,641       |

Note: Second loan of upto Rs. 20,000 started on 09.04.2021

| S. No.   | State                                | FY 2022-2023   | FY 2022-2023   | FY 2022-2023   | FY 2022-2023   | FY 2022-2023   | FY 2022-2023   |
|----------|--------------------------------------|----------------|----------------|----------------|----------------|----------------|----------------|
|          |                                      | 1st Loan       | 1st Loan       | 2nd Loan       | 2nd Loan       | 3rd Loan       | 3rd Loan       |
|          |                                      | Sanction       | Disbursed      | Sanction       | Disbursed      | Sanction       | Disbursed      |
| 1        | Andaman And Nicobar Islands          | 9              | 9              | 193            | 166            | 17             | 12             |
| 2        | Andhra Pradesh                       | 12,913         | 12,201         | 35,076         | 33,842         | 1,545          | 1,326          |
| 3        | Arunachal Pradesh                    | 1,057          | 842            | 857            | 829            | 130            | 127            |
| 4        | Assam                                | 11,463         | 11,950         | 11,821         | 10,946         | 611            | 574            |
| 5        | Bihar                                | 3,292          | 3,534          | 8,448          | 6,502          | 210            | 159            |
| 6        | Chandigarh                           | 476            | 523            | 1,330          | 1,309          | 61             | 58             |
| 7        | Chhattisgarh                         | 4,273          | 3,852          | 6,881          | 6,702          | 634            | 606            |
| 8        | Daman & Diu And Dadra & Nagar Haveli | 87             | 79             | 345            | 218            | 3              | 3              |
| 9        | Delhi                                | 21,648         | 17,600         | 12,823         | 9,240          | 227            | 164            |
| 10       | Goa                                  | 86             | 64             | 353            | 344            | 65             | 61             |
| 11       | Gujarat                              | 44,780         | 45,679         | 54,438         | 49,446         | 5,175          | 4,628          |
| 12       | Haryana                              | 4,457          | 5,010          | 7,086          | 6,551          | 625            | 580            |
| 13       | Himachal Pradesh                     | 500            | 494            | 1,167          | 1,129          | 385            | 376            |
| 14       | Jammu And Kashmir                    | 932            | 881            | 3,931          | 3,637          | 386            | 356            |
| 15       | Jharkhand                            | 3,316          | 2,636          | 5,254          | 4,568          | 298            | 244            |
| 16       | Karnataka                            | 30,380         | 26,685         | 44,336         | 36,906         | 4,213          | 3,656          |
| 17       | Kerala                               | 1,898          | 1,748          | 2,848          | 2,598          | 758            | 697            |
| 18       | Ladakh                               | 64             | 61             | 123            | 125            | 29             | 28             |
| 19       | Madhya Pradesh                       | 60,932         | 62,162         | 1,04,855       | 99,459         | 9,211          | 8,670          |
| 20       | Maharashtra                          | 1,84,086       | 1,61,500       | 52,698         | 46,845         | 2,998          | 2,633          |
| 21       | Manipur                              | 382            | 273            | 2,013          | 1,456          | 31             | 17             |
| 22       | Meghalaya                            | 793            | 793            | 226            | 208            | 19             | 18             |
| 23       | Mizoram                              | 47             | 43             | 64             | 45             | 21             | 20             |
| 24       | Nagaland                             | 270            | 204            | 269            | 244            | 23             | 22             |
| 25       | Odisha                               | 2,309          | 2,125          | 10,280         | 8,174          | 416            | 354            |
| 26       | Puducherry                           | 107            | 89             | 438            | 417            | 22             | 14             |
| 27       | Punjab                               | 4,304          | 3,607          | 8,025          | 7,550          | 197            | 189            |
| 28       | Rajasthan                            | 3,382          | 2,182          | 15,741         | 6,848          | 64             | 49             |
| 29       | Sikkim                               | 2              | -              | -              | -              | -              | -              |
| 30       | Tamil Nadu                           | 14,468         | 19,004         | 43,314         | 40,279         | 925            | 877            |
| 31       | Telangana                            | 8,821          | 8,343          | 83,434         | 75,609         | 5,455          | 4,243          |
| 32       | Tripura                              | 336            | 326            | 624            | 593            | 86             | 73             |
| 33       | Uttar Pradesh                        | 1,49,329       | 1,48,217       | 1,99,678       | 1,93,928       | 4,527          | 4,171          |
| 34       | Uttarakhand                          | 2,803          | 2,748          | 4,311          | 4,034          | 243            | 227            |
| 35       | West Bengal                          | 3,009          | 1,537          |                | 1,149          | 2              | -              |
|          | Total                                | 5,77,011       | 5,47,001       | 1,942 7,25,222 | 6,61,896       | 39,612         | 35,232         |

Note: Third loan of upto Rs. 50,000 started on 01.06.2022.

|        |                                      | FY 2023-2024 (upto 04.08.2023)   | FY 2023-2024 (upto 04.08.2023)   | FY 2023-2024 (upto 04.08.2023)   | FY 2023-2024 (upto 04.08.2023)   | FY 2023-2024 (upto 04.08.2023)   | FY 2023-2024 (upto 04.08.2023)   |
|--------|--------------------------------------|----------------------------------|----------------------------------|----------------------------------|----------------------------------|----------------------------------|----------------------------------|
| S. No. |                                      | 1st Loan                         | 1st Loan                         | 2nd Loan                         | 2nd Loan                         | 3rd Loan                         | 3rd Loan                         |
| S. No. |                                      | Sanction                         | Disbursed                        | Sanction                         | Disbursed                        | Sanction                         | Disbursed                        |
| 1      | Andaman And Nicobar Islands          | 7                                | 5                                | 35                               | 40                               | 9                                | 12                               |
| 2      | Andhra Pradesh                       | 5,273                            | 5,401                            | 4,096                            | 7,241                            | 2,728                            | 2,599                            |
| 3      | Arunachal Pradesh                    | 349                              | 328                              | 230                              | 202                              | 180                              | 173                              |
| 4      | Assam                                | 8,237                            | 7,859                            | 7,596                            | 7,587                            | 800                              | 754                              |
| 5      | Bihar                                | 8,598                            | 4,963                            | 6,319                            | 5,467                            | 619                              | 477                              |
| 6      | Chandigarh                           | 240                              | 178                              | 166                              | 160                              | 125                              | 114                              |
| 7      | Chhattisgarh                         | 3,557                            | 2,410                            | 3,878                            | 1,798                            | 992                              | 658                              |
| 8      | Daman & Diu And Dadra & Nagar Haveli | 460                              | 387                              | 328                              | 418                              | 16                               | 16                               |
| 9      | Delhi                                | 27,875                           | 21,936                           | 3,785                            | 4,812                            | 587                              | 544                              |
| 10     | Goa                                  | 61                               | 53                               | 45                               | 48                               | 52                               | 50                               |
| 11     | Gujarat                              | 65,578                           | 62,185                           | 15,689                           | 18,659                           | 5,223                            | 5,273                            |
| 12     | Haryana                              | 29,492                           | 20,427                           | 4,791                            | 3,857                            | 932                              | 880                              |
| 13     | Himachal Pradesh                     | 104                              | 109                              | 172                              | 174                              | 229                              | 205                              |
| 14     | Jammu And Kashmir                    | 143                              | 113                              | 671                              | 628                              | 349                              | 315                              |
| 15     | Jharkhand                            | 5,959                            | 3,710                            | 2,337                            | 1,883                            | 580                              | 476                              |
| 16     | Karnataka                            | 39,673                           | 35,034                           | 13,721                           | 16,924                           | 4,089                            | 3,950                            |
| 17     | Kerala                               | 1,003                            | 814                              | 527                              | 594                              | 518                              | 490                              |
| 18     | Ladakh                               | 8                                | 9                                | 8                                | 7                                | 7                                | 8                                |
| 19     | Madhya Pradesh                       | 48,345                           | 33,748                           | 48,874                           | 34,716                           | 13,412                           | 11,569                           |
| 20     | Maharashtra                          | 72,811                           | 60,300                           | 21,016                           | 17,997                           | 4,341                            | 4,034                            |
| 21     | Manipur                              | 166                              | 95                               | 139                              | 456                              | 25                               | 18                               |
| 22     | Meghalaya                            | 189                              | 186                              | 110                              | 125                              | 21                               | 22                               |
| 23     | Mizoram                              | 61                               | 40                               | 32                               | 20                               | 33                               | 19                               |
| 24     | Nagaland                             | 60                               | 61                               | 19                               | 34                               | 33                               | 27                               |
| 25     | Odisha                               | 941                              | 945                              | 1,177                            | 3,017                            | 688                              | 613                              |
| 26     | Puducherry                           | 907                              | 821                              | 94                               | 109                              | 66                               | 68                               |
| 27     | Punjab                               | 24,132                           | 14,921                           | 14,005                           | 8,043                            | 629                              | 487                              |
| 28     | Rajasthan                            | 3,206                            | 2,622                            | 1,570                            | 9,733                            | 69                               | 65                               |
| 29     | Sikkim                               | 130                              | 111                              | 1                                | 1                                | -                                | -                                |
| 30     | Tamil Nadu                           | 10,459                           | 7,245                            | 8,716                            | 8,791                            | 2,806                            | 2,276                            |
| 31     | Telangana                            | 4,884                            | 5,686                            | 11,726                           | 22,179                           | 9,023                            | 9,572                            |
| 32     | Tripura                              | 87                               | 87                               | 171                              | 207                              | 69                               | 75                               |
| 33     | Uttar Pradesh                        | 1,22,238                         | 1,03,489                         | 1,34,760                         | 1,20,305                         | 13,977                           | 12,222                           |
| 34     | Uttarakhand                          | 2,994                            | 2,810                            | 1,062                            | 1,192                            | 389                              | 353                              |
| 35     | West Bengal                          | 32,866                           | 21,269                           | 4,191                            | 3,668                            | 33                               | 30                               |
|        | Total                                | 5,21,093                         | 4,20,357                         | 3,12,057                         | 3,01,092                         | 63,649                           | 58,444                           |

Data Source: PM SVANidhi Portal

ANNEXURE-II REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 3564 TO BE ANSWERED ON AUGUST 10, 2023

THE  DETAILS  LENDING  INSTITUTIONS  PARTICIPATING  IN  PROVIDING  LOANS  UNDER PM SVANIDHI SCHEME

| S. No.   | Type of financial Institution          |   Number of Banks |
|----------|----------------------------------------|-------------------|
| 1        | PSB - Public Sector Banks              |                12 |
| 2        | Pvt. Banks                             |                24 |
| 3        | SFB - Small Finance Banks              |                11 |
| 4        | NBFC - Non Banking Financial Companies |                14 |
| 5        | State Co-operative Banks               |                34 |
| 6        | MFI - Microfinance Institutions        |                32 |
| 7        | Urban CO-operative Banks               |                39 |
| 8        | RRB -Regional Rural Banks              |                45 |
| 9        | DCB - District Cooperative Bank        |                70 |
|          | Total                                  |               281 |

Data Source: PM SVANidhi Portal