Lok Sabha Question No. 209 (UNSTARRED), answered on 2023-07-20
Subject: Credit Guarantee Scheme for Micro and Small Enterprises
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Pratap Chandra Sarangi, P.P. Chaudhary, Anurag Sharma, Suresh Kumar Kashyap, Sangamlal Kadedin Gupta, C. R. Patil, Ramapati Ram Tripathi

## GOVERNMENT OF INDIA

## MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 209 TO BE ANSWERED ON: 20.07.2023

## CREDIT GUARANTEE SCHEME FOR MICRO AND SMALL ENTERPRISES

209.

SHRI PRATAP CHANDRA SARANGI:

SHRI P.P.CHAUDHARY:

SHRI ANURAG SHARMA:

SHRI SURESH KUMAR KASHYAP:

SHRI SANGAM LAL GUPTA:

SHRI C. R. PATIL:

Dr. RAMAPATI RAM TRIPATHI:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the details of Micro and Small Enterprises to which credit guarantee facility has been provided under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), State-wise,  particularly in Himachal Pradesh, district-wise;
- (b) the  number  of  application  received  for  availing  benefits  under  the  said  scheme  i.e. CGTMSE Scheme from various States including Odisha, Rajasthan, Uttar Pradesh, Himachal Pradesh and Gujarat,  especifically from  Balasore, Pali,  Jhansi,  Pratapgarh,  Deoria,  Shimla, Solan,  Sirmaur, Navsari and Surat districts,  respectively  along  with    sanctioned  guarantees therefor;
- (c) whether the Government has framed any guidelines which the lending institutions are required to adhere to while selecting beneficiaries under the said scheme; and
- (d) if so, the details thereof and if not, the reasons therefor?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

- (a) & (b): The details of the cumulative credit  guarantee extended to Micro and Small Enterprises,  State-wise,  including  district  -wise  details  of  Himachal  Pradesh,  are  given  in Annexure-A  and  Annexure-B  respectively.  The  details  of  number  of  guarantees  approved and  the  amount  of  guarantees  approved  under  the  CGTMSE  in  Balasore,  Pali,  Jhansi, Pratapgarh,  Deoria,  Shimla,  Solan,  Sirmaur,  Navsari  and  Surat  districts  are  attached  in Annexure-C.
- (c) & (d): The Credit  Guarantee  Fund  Trust  for  Micro  and  Small  Enterprises  provides guarantee for the credit extended by Member Lending Institutions (MLIs) to Micro & Small Enterprises, without collateral and third party guarantee and for the activities eligible as per MSMED Act 2006. To extend the credit to borrowers, MLIs follow extant guidelines of their respective institutions.

*****

## Annexure-A

Annexure-A, as referred to in reply to parts (a) & (b) of the Lok Sabha Unstarred Question No. 209 for reply on 20.07.2023

| Sr. No.   | States / UTs                       | Cumulative since inception till 31/03/2023   | Cumulative since inception till 31/03/2023   |
|-----------|------------------------------------|----------------------------------------------|----------------------------------------------|
| Sr. No.   | States / UTs                       | Number of Guarantees approved                | Amount Approved ( in crore)                  |
| 1         | Andaman &Nicobar                   | 4,301                                        | 306.88                                       |
| 2         | Andhra Pradesh                     | 6,30,345                                     | 11,863.09                                    |
| 3         | Arunachal Pradesh                  | 9,948                                        | 696.75                                       |
| 4         | Assam                              | 1,75,110                                     | 9,166.36                                     |
| 5         | Bihar                              | 2,77,918                                     | 15,045.25                                    |
| 6         | Chandigarh                         | 20,681                                       | 1,461.01                                     |
| 7         | Chhattisgarh                       | 1,01,186                                     | 6,303.85                                     |
| 8         | Dadra &Nagar Haveli and Daman &Diu | 3,338                                        | 619.30                                       |
| 9         | Delhi                              | 1,27,499                                     | 16,663.42                                    |
| 10        | Goa                                | 29,218                                       | 2,060.10                                     |
| 11        | Gujarat                            | 3,15,219                                     | 32,060.27                                    |
| 12        | Haryana                            | 1,43,110                                     | 14,231.52                                    |
| 13        | Himachal Pradesh                   | 95,545                                       | 5,933.02                                     |
| 14        | Jammu &Kashmir                     | 2,11,523                                     | 6,230.31                                     |
| 15        | Jharkhand                          | 1,93,012                                     | 14,153.06                                    |
| 16        | Karnataka                          | 5,08,606                                     | 35,814.68                                    |
| 17        | Kerala                             | 3,96,563                                     | 13,042.76                                    |
| 18        | Ladakh                             | 808                                          | 81.27                                        |
| 19        | Lakshadweep                        | 543                                          | 16.78                                        |
| 20        | Madhya Pradesh                     | 3,61,086                                     | 19,809.11                                    |
| 21        | Maharashtra                        | 5,61,045                                     | 49,728.73                                    |
| 22        | Manipur                            | 14,016                                       | 654.07                                       |
| 23        | Meghalaya                          | 13,873                                       | 828.12                                       |
| 24        | Mizoram                            | 7,486                                        | 413.29                                       |
| 25        | Nagaland                           | 14,408                                       | 746.72                                       |
| 26        | Odisha                             | 2,74,865                                     | 14,558.44                                    |
| 27        | Puducherry                         | 11,091                                       | 546.57                                       |
| 28        | Punjab                             | 1,93,086                                     | 12,132.82                                    |
| 29        | Rajasthan                          | 2,99,171                                     | 17,250.39                                    |
| 30        | Sikkim                             | 4,552                                        | 256.69                                       |
| 31        | Tamilnadu                          | 6,01,788                                     | 33,729.69                                    |
| 32        | Telangana                          | 1,95,349                                     | 13,590.64                                    |
| 33        | Tripura                            | 20,500                                       | 840.11                                       |
| 34        | Uttar Pradesh                      | 7,72,681                                     | 41,257.39                                    |
| 35        | Uttarakhand                        | 91,464                                       | 5,047.29                                     |
| 36        | West Bengal                        | 3,44,546                                     | 22,525.17                                    |
| Total     | Total                              | 70,25,480                                    | 4,19,664.92                                  |

Annexure-B Annexure-B, as referred to in reply to parts (a) & (b) of  the Lok Sabha Unstarred Question

No. 209 for reply on 20.07.2023

| Sr. No.   | DISTRICT      | Cumulative since inception till 31/03/2023   | Cumulative since inception till 31/03/2023   |
|-----------|---------------|----------------------------------------------|----------------------------------------------|
| Sr. No.   | DISTRICT      | Number of Guarantees approved                | Amount Approved ( in crore)                  |
| 1         | Bilaspur      | 8,539                                        | 438.96                                       |
| 2         | Chamba        | 3,208                                        | 163.51                                       |
| 3         | Hamirpur      | 7,265                                        | 310.10                                       |
| 4         | Kangra        | 17,772                                       | 902.05                                       |
| 5         | Kinnaur       | 1,321                                        | 69.84                                        |
| 6         | Kullu         | 9,435                                        | 445.70                                       |
| 7         | Lahaul &Spiti | 374                                          | 24.67                                        |
| 8         | Mandi         | 12,894                                       | 607.95                                       |
| 9         | Shimla        | 11,924                                       | 698.00                                       |
| 10        | Sirmaur       | 3,940                                        | 335.45                                       |
| 11        | Solan         | 11,971                                       | 1,441.93                                     |
| 12        | Una           | 6,902                                        | 494.85                                       |
|           | Total         | 95,545                                       | 5,933.02                                     |

Annexure-C

|         |                  |            | Cumulative since inception till 31/03/2023   | Cumulative since inception till 31/03/2023   |
|---------|------------------|------------|----------------------------------------------|----------------------------------------------|
| Sr. No. | STATE            | DISTRICT   | Number of Guarantees approved                | Amount Approved ( in crore)                  |
| 1       | Odisha           | Balasore   | 10,526                                       | 541                                          |
| 2       | Rajasthan        | Pali       | 5,796                                        | 300                                          |
| 3       | Uttar Pradesh    | Jhansi     | 12,058                                       | 557                                          |
|         |                  | Pratapgarh | 3,252                                        | 115                                          |
|         |                  | Deoria     | 9,700                                        | 391                                          |
| 4       | Himachal Pradesh | Shimla     | 11,924                                       | 698                                          |
|         |                  | Solan      | 11,971                                       | 1,442                                        |
|         |                  | Sirmaur    | 3,940                                        | 335                                          |
| 5       | Gujarat          | Navsari    | 7,954                                        | 340                                          |
|         |                  | Surat      | 36,418                                       | 5,513                                        |
|         | Total            |            | 1,13,539                                     | 10,234                                       |

Annexure-C, as referred to in reply to parts (a) & (b) of the Lok Sabha Unstarred Question No. 209 for reply on 20.07.2023