Lok Sabha Question No. 3619 (UNSTARRED), answered on 2024-12-17
Subject: Lakhpati Didi
Ministry: RURAL DEVELOPMENT
Asked by: Shri Balabhadra Majhi

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK  SABHA UNSTARRED QUESTION NO. 3619 ANSWERED ON 17/12/2024

## LAKHPATI DIDI

## 3619. SHRI BALABHADRA MAJHI:

Will the Minister of RURAL DEVELOPMENTbe pleased to state:

- (a) the manner in which the initiatives taken by the Government to make  women,  financially  independent  under  Self  Help  Group (SHG) successful;
- (b) the manner in which LakhpatiDidi have been developed during last ten years; and
- (c) the  number  of  tribal  women  have  been  benefited  under  the
- above said scheme?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (DR. CHANDRA SEKHAR PEMMASANI)

(a) & (b): DeendayalAntyodayaYojana - National Rural Livelihoods Mission (DAY - NRLM) launched in June, 2011 is being implemented across the country (except Delhi & Chandigarh) with the objective of organizing the rural poor women into Self Help Groups (SHGs) and continuously nurturing and supporting them till they attain appreciable increase in income over a period of time and improve their quality of life and come out of abject poverty.

The  Mission  is  being  implemented  in  7138  blocks  in  742 districts  across  28  States  and  6  UTs.  Cumulatively,  10.05  crore women  have  been  mobilized  into  90.87  lakh  SHGs.  DAY-NRLM provides funds to create a resource in perpetuity for the community institutions to strengthen their institutional and financial management  capacity  and  build  their  track  record  to attract mainstream  Bank  finance.  These  include  Revolving  Fund  of  Rs. 20,000 to Rs. 30,000 per SHG and Community Investment Fund up-to Rs.  2.50  lakh  per  SHG.  The  total  amount  of  Capitalisation  Support (Revolving  Fund  and  Community  Investment  Fund)  provided  is Rs. 48,290 crores. In order to reduce the effective cost of Bank credit to

women SHGs, DAY-NRLM provides interest subvention to SHGs on loans  from  Banks.  The  total  Bank  loan  disbursed,  is  Rs.  9.71  lakh crore, till November, 2024.

Further,  the  Government  has  taken  a  number  of  steps  to financially support Self-Help Groups (SHGs) and women entrepreneurs under the DAY-NRLM through Start-up Village Entrepreneurship  Programme  (SVEP),  AajeevikaGrameen  Express Yojana (AGEY), MahilaKisanSashaktikaranPariyojana (MKSP), Women Enterprise  Acceleration  Fund  (WEAF).  DAY-NRLM  has  also established convergence with various Central Ministries' Schemes, e.g., Namo Drone Didi scheme, ParamparagatKrishiVikasPariyojana, Pradhan  Mantri  Formalization  of  Micro  Enterprises  (PMFME),  to support women SHGs.

LakhpatiDidi initiative is an outcome of DAY-NRLM. A LakhpatiDidi is a Self-Help Group Member, whose annual household income is at least Rs. 1,00,000 (Rupees One Lakh) with an average monthly  income  of  at  least  Rs.  10,000  (Rupees  Ten  Thousand) sustained for at least 4 agricultural seasons and/or business cycles. So far, 1.15 crore SHG members have become LakhpatiDidis. .

(c): Under DAY-NRLM, 11.11 lakh Scheduled Tribe SHGs have been formed in the country so far.

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