Lok Sabha Question No. 270 (UNSTARRED), answered on 2025-02-04
Subject: Compensation provided under PM Fasal Bima Yojana
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Pradeep Purohit, Shri Radheshyam Rathiya

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 270

TO BE ANSWERED ON THE 4 TH  FEBRUARY, 2025

## COMPENSATION PROVIDED UNDER PM FASAL BIMA YOJANA

270. SHRI PRADEEP PUROHIT: SHRI RADHESHYAM RATHIYA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

(a) the details of total compensation provided to farmers in Odisha and Chhattisgarh under the Pradhan Mantri Fasal Bima Yojana (PMFBY) during the years 2022, 2023 and 2024, district-wise; (b) the details of contribution of the Union and State Governments under the PMFBY and whether any changes in this contribution have been made; (c) whether any special measures are being taken by the Government to expedite the process of providing compensation to farmers for crop losses caused by rainfall, drought and other natural calamities; (d)  whether  the  Government  is  planning  to  introduce  a  new  scheme  to  make  the  crop insurance plan more simple and transparent so that all farmers can get benefit from it in a timely manner; and (e)  whether  any  special  relief  package  would  be  provided  under  the  PMFBY  for  farmers affected by natural calamities and if so, the details thereof?

## ANSWER

MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE

क ृ िष एवं िकसान कʞाण राǛ मंũी

(SHRI RAMNATH THAKUR)

- (a): The Pradhan Mantri Fasal Bima Yojana (PMFBY) and Restructured Weather Based Crop Insurance Scheme (RWBCIS) was introduced in the country from Kharif 2016 season. Year-wise and District-wise details of claims paid under the Scheme in the States of Odisha and Chattisgarh during the years 2022-23 and 2023-24, are given in Annexure.
- (b): As  per  provisions  of  the  scheme,  actuarial/bidded  premium  rates  are  charged  by insurance companies  but the farmers have to pay maximum 2% of sum insured  for Kharif, 1.5%  of  sum  insured  for  Rabi  food  and  oilseed  crops  and  5%  of  sum  insured  for commercial/horticultural crops and the balance of actuarial/bidded premium is shared by the Central and State Government on 50 : 50 basis and 90 :10 in case of North Eastern States

(from  Kharif  2020  season)  and  Himalayan  States  (from  Kharif  2023).  No  changes  in  the contribution has been made.

(c) & (d): PMFBY is mainly implemented on 'Area Approach' basis and comprehensive risk coverage for crops of farmers against all non-preventable natural risks from pre-sowing to  post-harvest stages of the crops at very minimum premium for the farmers is provided under the scheme.  However, losses due to localized risks of hailstorm, landslide, inundation, cloud burst & natural fire and post-harvest losses due to cyclone, cyclonic/unseasonal rains & hailstorms are calculated on individual insured farm basis.

The review/revisions  /  rationalization  /  improvements  in  the  crop  insurance  schemes  is  a continuous process and decision on suggestion/ representations/ recommendations of the stakeholders/studies are taken from time to time.  Based on the experience gained, views of various stakeholders and with a view to ensure better transparency, accountability, timely payment of claims to the farmers and to make the scheme more farmer friendly, Government has periodically revised the Operational Guidelines of the PMFBY comprehensively to ensure that the eligible benefits under the scheme reach the farmers timely and transparently.

For  transparent  calculation  and  settlement  of  claims  by  insurance  companies,  a  claims management  module  namely  'Digiclaim'  has  been  developed  w.e.f.  Kharif  2022  season wherein all the claims are worked out through National Crop Insurance Portal (NCIP) and paid to farmers' accounts using Public Finance Management System (PFMS). This ensures full cycle monitoring of claims right upto the farmer level.

Further, with a view to ensure transparency in claims calculation, w.e.f. Kharif 2023, Yield Estimation  System  Based  on  Technology  (YES-TECH)  has  been  introduced  for  gradual migration to Remote-Sensing based yield estimation to help assess yields as well as fair and accurate Crop Yield Estimation . This initiative has been launched for paddy & wheat crops from Kharif 2023 and Soyabean crop from Kharif 2024, minimum 30% weightage to yield estimation will mandatorily be assigned to YES-TECH derived yield.

(e): No such relief package is admissible under Crop Insurance Scheme.

Year-wise and District-wise details of claims paid under PMFBY in Odisha during the years 2022-23 and 2023-24 as on 31 st   December, 2024.

| District       | Claims Paid (In Rs.)   | Claims Paid (In Rs.)   | Total          |
|----------------|------------------------|------------------------|----------------|
| District       | 2022-23                | 2023-24                | Total          |
| Anugul         | 17,95,090              | 10,17,872              | 28,12,962      |
| Balangir       | 1,12,91,82,962         | 25,42,20,956           | 1,38,34,03,918 |
| Baleshwar      | 10,60,58,805           | 6,70,42,619            | 17,31,01,424   |
| Bargarh        | 11,46,46,846           | 27,27,45,210           | 38,73,92,056   |
| Bhadrak        | 5,80,74,815            | 6,24,55,067            | 12,05,29,882   |
| Boudh          |                        | 22,291                 | 22,291         |
| Cuttack        | 26,65,63,010           |                        | 26,65,63,010   |
| Deogarh        | 26,95,973              |                        | 26,95,973      |
| Dhenkanal      |                        | 3,124                  | 3,124          |
| Gajapati       | 5,766                  | 78,78,207              | 78,83,974      |
| Ganjam         | 6,20,19,140            | 20,58,73,973           | 26,78,93,114   |
| Jagatsinghapur | 1,19,43,123            |                        | 1,19,43,123    |
| Jajapur        | 23,22,42,022           | 17,82,84,112           | 41,05,26,134   |
| Jharsuguda     | 89,98,97,780           | 3,39,77,425            | 93,38,75,205   |
| Kalahandi      | 46,24,82,395           | 39,86,63,986           | 86,11,46,381   |
| Kandhamal      | 47,916                 | 15,35,637              | 15,83,554      |
| Kendrapara     | 3,97,57,386            | 2,40,05,249            | 6,37,62,635    |
| Kendujhar      | 2,566                  |                        | 2,566          |
| Khordha        | 1,63,51,742            | 13,45,51,119           | 15,09,02,861   |
| Koraput        | 20,149                 | 13,50,330              | 13,70,479      |
| Malkangiri     |                        | 21,51,203              | 21,51,203      |
| Mayurbhanj     | 3,878                  |                        | 3,878          |
| Nabarangpur    |                        | 1,14,08,147            | 1,14,08,147    |
| Nayagarh       | 3,17,033               | 32,61,026              | 35,78,059      |
| Nuapada        | 4,80,16,431            | 5,92,85,292            | 10,73,01,723   |
| Puri           | 90,24,51,713           | 37,50,41,966           | 1,27,74,93,679 |
| Rayagada       | 2,268                  | 14,49,975              | 14,52,243      |
| Sambalpur      | 26,17,92,218           | 5,68,38,086            | 31,86,30,304   |
| Subarnapur     | 30,998                 | 1,79,743               | 2,10,740       |
| Sundargarh     | 1,17,58,91,232         | 2,09,33,820            | 1,19,68,25,052 |
| Total          | 5,79,22,93,259         | 2,17,41,76,435         | 7,96,64,69,694 |

Year-wise and District-wise details of claims paid under PMFBY and RWBCIS in Chhattisgarh during the years 2022-23 and 2023-24 as on 31 st   December, 2024.

| District                          | Claims Paid (In Rs.)   | Claims Paid (In Rs.)   |                 |
|-----------------------------------|------------------------|------------------------|-----------------|
|                                   | 2022-23                | 2023-24                | Total           |
| Balod                             | 14,19,55,569           | 8,02,14,364            | 21,14,25,341    |
| Baloda Bazar                      | 2,36,21,256            |                        | 2,18,33,367     |
| Baloda Bazar Bhatapara            |                        | 97,65,487              | 97,65,487       |
| Balrampur                         | 2,40,97,078            |                        | 2,22,73,174     |
| Balrampur Ramanujgaj              |                        | 9,85,061               | 9,85,061        |
| Bastar                            | 15,24,58,090           | 9,15,17,272            | 23,24,35,836    |
| Bemetara                          | 79,46,31,561           | 1,81,95,30,922         | 2,55,40,16,962  |
| Bijapur                           | 4,74,88,440            | 5,24,62,239            | 9,63,56,287     |
| Bilaspur                          | 93,70,707              | 91,84,889              | 1,78,46,328     |
| Dantewada                         | 7,97,01,794            | 18,27,99,708           | 25,64,68,888    |
| Dhamtari                          | 18,20,34,842           | 1,98,93,737            | 18,81,50,394    |
| Durg                              | 45,59,80,821           | 53,77,74,633           | 95,92,42,346    |
| Gariyaband                        | 3,14,78,223            | 16,76,32,188           | 19,67,27,831    |
| Gaurella Pendra Marwahi           | 73,65,304              | 8,50,297               | 76,58,122       |
| Janjgir-Champa                    | 2,05,48,041            | 2,65,395               | 1,92,58,158     |
| Jashpur                           | 10,49,513              | 1,14,54,087            | 1,24,24,163     |
| Kabirdham                         | 26,67,32,554           | 76,44,37,853           | 1,01,09,81,467  |
| Kanker                            | 42,61,53,162           | 53,63,72,977           | 93,02,70,682    |
| Khairgarh Chhuikhadan Gandai      |                        | 58,27,21,167           | 58,27,21,167    |
| Kondagaon                         | 5,19,69,568            | 7,91,91,596            | 12,72,27,596    |
| Korba                             | 7,33,50,851            | 4,16,25,912            | 10,94,24,850    |
| Korea                             | 1,88,37,046            | 16,49,718              | 1,90,60,991     |
| Mahasamund                        | 57,43,39,501           | 23,06,68,700           | 76,15,36,546    |
| Manendragarh-Chirimiri- Bharatpur |                        | 17,96,305              | 17,96,305       |
| Mohla Manpur Ambagarh             |                        | 7,14,16,754            | 7,14,16,754     |
| Mungeli                           | 2,20,44,629            | 1,90,59,450            | 3,94,35,525     |
| Narayanpur                        | 66,98,901              | 7,64,90,821            | 8,26,82,683     |
| Raigarh                           | 4,48,87,135            | 71,95,883              | 4,86,85,519     |
| Raipur                            | 73,81,118              | 1,12,44,620            | 1,80,67,062     |
| Rajnandgaon                       | 1,64,78,94,683         | 26,83,05,664           | 1,79,14,71,490  |
| Sakti                             |                        | 26,99,781              | 26,99,781       |
| Sarangarh Bilaigarh               |                        | 1,73,37,746            | 1,73,37,746     |
| Sukma                             | 20,93,70,933           | 5,40,17,815            | 24,75,41,499    |
| Surajpur                          | 59,88,384              | 2,29,39,832            | 2,84,74,957     |
| Surguja                           | 1,23,52,860            | 1,15,58,342            | 2,29,76,217     |
| Total                             | 5,33,97,82,562         | 5,69,50,81,366         | 10,72,06,76,584 |

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