Lok Sabha Question No. 973 (UNSTARRED), answered on 2024-02-08
Subject: MUDRA Loans
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: S. Ramalingam

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 973 TO BE ANSWERED ON 08.02.2024

## MUDRA LOANS

## 973.                    SHRI RAMALINGAM S.:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state :

- (a) the details of MUDRA loans sanctioned and disbursed to Scheduled Castes, Scheduled Tribes, and Other Backward Classes (SCs/STs/OBCs), Women and first time entrepreneurs in State of Tamil Nadu specifically Mayiladuthurai Parliamentary Constituency during the last five years, district-wise;
- (b) the details of support being extended to first time entrepreneurs, particularly from SC, ST, OBC in Mayiladuthurai Parliamentary Constituency;
- (c) the details of common facility centres established under the Micro & Small Enterprises- Cluster Development Programme (MSE-CDP) in Mayiladuthurai Constituency; and
- (d) the  details  of  beneficiaries  and  benefits  provided,  under  the  Credit  Guarantee  Fund  Trust  for Micro and Small Enterprises (CGTMSE) in Mayiladuthurai Constituency?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

(a) & (b): As informed by  Department  of  Financial  Services(DFS),  Ministry  of  Finance,  Pradhan Mantri Mudra Yojana (PMMY) was launched on 08.04.2015 to extend collateral free institutional credit up to Rs.10 lakh provided by Member Lending Institutions (MLIs), i.e., Scheduled Commercial Banks (SCBs), Non-Banking Financial Companies (NBFCs) and Micro Finance Institutions (MFIs).

Any  individual,  who  is  otherwise  eligible  to  take  a  loan  and  has  a  business  plan  for  small business enterprise can avail loan under the Scheme  for  income generating activities in the manufacturing,  trading,  service  sectors  and  also  for  activities  allied  to  agriculture  across  three  loan categories, viz. Shishu (loans upto Rs. 50,000/-), Kishor (loans above Rs. 50,000/- and upto Rs. 5 lakh) and Tarun (loans above Rs. 5 lakh and upto Rs. 10 lakh). The scheme is being implemented across the country.

The  district  wise  details  of  the  loan  extended  under  PMMY  to  Scheduled  Castes,  Scheduled Tribes, and Other Backward Classes (SCs/STs/OBCs), Women and first time entrepreneurs in State of Tamil Nadu including Mayiladuthurai Parliamentary Constituency during the last five years are annexed at Annexure-I.

- (c): Ministry of MSME, under the Micro & Small Enterprises- Cluster Development Program(MSECDP) assisted in setting up a Common Facility Centre (CFC) in Stainless Steel Cluster at Kumbakonam, Tamil Nadu which is under the Mayiladuthurai parliamentary constituency. This CFC is set up with a total project cost of Rs.126.30 lakh including Government of India grant of Rs.98.83 lakh. This CFC has been completed and in operation.
- (d): As per the guidelines of Credit Guarantee Scheme for Micro and Small Enterprises, CGTMSE provides credit guarantee to its Member Lending Institutions (MLIs) for the credit extended by them to Micro and Small Enterprises. As per the information received from CGTMSE, a total number of 4,002 Guarantees  amounting  to  Rs.  333  crore  has  been  provided  to  the  beneficiaries  in  Mayiladuthurai Constituency during the current Financial Year 2023-24 till 31.01.2024.

| Annexure-I   | Annexure-I              | Annexure-I          | Annexure-I                                   | Annexure-I       | Annexure-I           | Annexure-I         | Annexure-I        | Annexure-I            | Annexure-I         | Annexure-I            | Annexure-I            | Annexure-I            | Annexure-I                             | Annexure-I                             | Annexure-I                             |
|--------------|-------------------------|---------------------|----------------------------------------------|------------------|----------------------|--------------------|-------------------|-----------------------|--------------------|-----------------------|-----------------------|-----------------------|----------------------------------------|----------------------------------------|----------------------------------------|
|              |                         | District-wise       | District-wise                                | District-wise    |                      |                    |                   |                       |                    |                       |                       |                       | Women Entrepreneurs New Entrepreneurs/ | Women Entrepreneurs New Entrepreneurs/ | Women Entrepreneurs New Entrepreneurs/ |
|              |                         | No. of Loan A/cs    | Sanctioned Disbursed Amount                  | No. of Loan A/cs | ST Sanctioned Amount | Disbursed Amount   | No. of Loan A/cs  | OBC Sanctioned Amount | Disbursed Amount   | No. of Loan A/cs      | Sanctioned Amount     | Disbursed Amount      | No. of Loan A/cs                       | Sanctioned Amount                      | Disbursed Amount                       |
| No.          | Tamil Nadu              | Tamil Nadu          | Tamil Nadu                                   | Tamil Nadu       | Tamil Nadu           | Tamil Nadu         | Tamil Nadu        | Tamil Nadu            | Tamil Nadu         | Tamil Nadu            | Tamil Nadu            | Tamil Nadu            | Tamil Nadu                             | Tamil Nadu                             | Tamil Nadu                             |
| 1            | Ariyalur                | 25,491 122.81       | 121.94                                       | 3,412            | 17.28                | 17.13              | 67,890            | 378.20                | 372.70             | 1,68,541              | 717.70                | 711.45                | 76,550                                 | 388.66                                 | 383.07                                 |
| 2            | Chengalpet              | 36,318              | 218.96 218.60                                | 3,516            | 23.81                | 23.73              | 51,931            | 421.72                | 421.32             | 1,34,499              | 815.63                | 814.19                | 47,561                                 | 315.33                                 | 314.30                                 |
| 3            | Chennai                 | 2,20,935            | 952.83                                       | 17,506           | 85.64                | 85.50              | 3,03,514          | 1,835.61              | 1,819.05           | 12,37,997             | 5,707.95              | 5,664.46              | 10,31,501                              | 6,291.79                               | 6,201.16                               |
| 4            | Coimbatore              | 70,247              | 955.92 318.38 316.79                         | 13,024           | 62.04                | 61.87              | 2,84,189          | 1,848.55              | 1,829.50           | 8,73,293              | 4,166.30              | 4,129.39              | 2,48,896                               | 2,808.43                               | 2,743.56                               |
| 5            | Cuddalore               | 2,07,915            | 956.91 953.45                                | 31,131           | 129.17               | 128.92             | 4,08,469          | 1,913.32              | 1,898.19           | 10,29,113             | 4,381.91              | 4,355.77              | 3,02,813                               | 1,519.04                               | 1,491.59                               |
| 6            | Dharmapuri              | 64,829              | 353.52 351.71                                | 8,871            | 59.77                | 59.23              | 1,25,290          | 1,085.43              | 1,072.20           | 2,88,768              | 1,547.36              | 1,535.66              | 63,327                                 | 852.08                                 | 836.77                                 |
| 7            | Dindigul                | 45,698              | 256.22 254.87                                | 4,307            | 20.31                | 20.10              | 1,27,148          | 767.12                | 760.92             | 4,86,886              | 2,263.63              | 2,245.77              | 1,27,393                               | 983.46                                 | 968.45                                 |
| 8            | Erode                   | 78,803              | 327.88 327.20                                | 9,285            | 38.16                | 38.04              | 1,62,411          | 1,024.87              | 1,016.84           | 5,99,763              | 2,680.76              | 2,666.77              | 1,72,098                               | 1,413.84                               | 1,389.90                               |
| 9            | Kallakurichi            | 20,891              | 116.13                                       | 1,373            | 11.27                | 10.94              | 29,639            | 229.43                | 224.64             | 1,18,301              | 668.10                | 662.30                | 35,225                                 | 266.40                                 | 261.52                                 |
| 10           | Kancheepuram            | 1,92,931            | 116.86 865.99 862.49                         | 57,701           | 249.39               | 248.95             | 2,93,309          | 1,654.06              | 1,635.76           | 10,51,364             | 5,090.31              | 5,058.94              | 3,22,433                               | 2,454.73                               | 2,400.17                               |
| 11           | Kanyakumari             | 33,383              | 157.95 157.25                                | 8,260            | 42.00                | 41.94              | 1,95,537          | 1,211.55              | 1,201.22           | 3,82,555              | 2,155.33              | 2,143.80              | 78,130                                 | 970.70                                 | 952.90                                 |
| 12           | Karur                   | 14,348              | 79.06 78.48                                  | 1,417            | 8.45                 | 8.41               | 26,407            | 257.98                | 251.14             | 1,50,200              | 775.59                | 764.20                | 70,780                                 | 536.32                                 | 524.99                                 |
| 13           | Krishnagiri             | 43,183              | 349.76 348.42                                | 10,073           | 72.31                | 72.03              | 1,34,750          | 1,433.78              | 1,416.31           | 2,68,763              | 1,841.83              | 1,826.28              | 90,352                                 | 1,254.50                               | 1,236.32                               |
| 14           | Madurai                 | 48,218              | 284.69 280.80                                | 6,230            | 29.45                | 29.29              | 2,60,458          | 1,504.05              | 1,480.65           | 7,17,097              | 3,462.92              | 3,427.32              | 2,06,173                               | 1,835.64                               | 1,791.38                               |
| 15           | Mayiladuthurai          | 12,068              | 94.79 94.77                                  | 233              | 1.88                 | 1.87               | 14,447            | 95.24                 | 95.19              | 55,712                | 350.67                | 350.58                | 8,339                                  | 57.91                                  | 57.81                                  |
| 16           | Nagapattinam            | 1,06,386            | 467.34 465.43                                | 4,569            | 19.96                | 19.84              | 1,82,107          | 804.25                | 797.52             | 5,68,276              | 2,396.35              | 2,384.34              | 1,96,759                               | 992.95                                 | 983.35                                 |
| 17           | Namakkal                | 76,684              | 351.39 349.78                                | 13,615           | 68.41                | 66.95              | 1,58,435          | 1,178.33              | 1,166.36           | 3,74,134              | 1,945.24              | 1,930.98              | 1,13,739                               | 1,182.00                               | 1,161.31                               |
| 18           | Nilgiris                | 77,073              | 378.42 377.41                                | 5,525            | 23.38                | 23.24              | 71,454            | 368.51                | 364.68             | 1,53,597              | 697.74                | 692.85                | 17,006                                 | 241.02                                 | 229.64                                 |
| 19           | Perambalur              | 13,588              | 76.61 72.60                                  | 376              | 3.55                 | 3.39               | 28,733            | 205.47                | 195.48             | 1,05,344              | 534.86                | 515.53                | 56,351                                 | 432.87                                 | 421.95                                 |
| 20           | Pudukkottai             | 34,914              | 156.79                                       | 4,931            | 19.59                | 19.47              | 1,22,183          | 646.11                | 637.26             | 3,11,470              | 1,451.75              | 1,437.86              | 1,02,384                               | 711.06                                 | 698.33                                 |
| 21           | Ramanathapuram          | 158.77 34,851       | 202.01                                       | 4,735            | 32.26                | 19.70              | 1,42,596          | 663.67                | 660.41             | 2,74,832              | 1,370.64              | 1,364.86              | 84,725                                 | 675.87                                 | 669.04                                 |
| 22           | Ranipet                 | 202.61 13,543 80.51 | 80.03                                        | 617              | 5.55                 | 5.46               | 29,699            | 203.58                | 202.57             | 64,256                | 360.47                | 358.16                | 19,466                                 | 199.01                                 | 196.51                                 |
| 23           | Salem                   | 91,510              | 450.97 447.94                                | 16,522           | 107.79               | 99.60              | 2,92,695          | 1,895.73              | 1,870.75           | 7,92,512              | 3,840.30              | 3,806.63              | 2,44,595                               | 2,321.80                               | 2,283.29                               |
| 24           | Sivaganga               | 23,076              | 128.11 127.62                                | 9,901 751        | 41.38                | 39.69              | 1,39,213          | 696.66 161.17         | 690.26             | 3,20,369              | 1,612.60              | 1,601.36              | 87,268                                 | 705.62                                 | 695.45                                 |
| 26           | Thanjavur               | 1,00,869            | 35.32 35.24                                  |                  | 5.49                 | 5.48               | 24,439            |                       | 160.72             | 83,276                | 431.84                | 430.82                | 2,58,056                               | 123.92                                 | 123.10                                 |
| 25           | Tenkasi                 | 5,658               | 451.94 450.51                                | 6,643            | 30.47                | 30.43              | 2,52,217          | 1,302.45              | 1,291.82           | 7,45,809              | 3,298.93              | 3,283.60              | 17,086                                 | 1,501.93                               | 1,484.71                               |
| 27 28        | Theni Thiruvallur       | 30,334 1,90,342     | 190.02 188.47 891.80 888.72                  | 3,390            | 123.39               | 14.30 14.25 123.16 | 1,35,403          | 722.04 1,437.95       | 715.65 1,422.17    | 3,19,073 7,84,409     | 1,443.65 3,992.89     | 1,435.22 3,964.72     | 69,967 2,80,838                        | 529.87 2,130.97                        | 516.93 2,092.77                        |
| 29           | Thiruvarur              | 1,35,553            | 592.41 590.29                                | 27,639 14,670    | 54.30                | 54.22              | 2,19,030 1,90,132 | 830.30                | 824.87             | 5,72,514              | 2,398.55              | 2,390.23              | 1,31,445                               | 654.78                                 | 646.04                                 |
| 30           | Thoothukudi             | 32,424              | 162.46 161.36                                | 8,940            | 34.93                | 34.81              | 1,33,435          | 757.85                | 747.95             | 3,92,465              | 1,828.01              | 1,817.23              | 1,16,812                               | 960.71                                 | 943.31                                 |
|              |                         | 1,22,994            | 488.88 479.93                                | 49,853           | 185.70               | 184.22             | 3,76,216          |                       |                    | 12,28,258             |                       | 4,937.81              |                                        |                                        |                                        |
| 31           | Tiruchirappalli         |                     | 260.41                                       |                  |                      |                    |                   | 1,964.99              | 1,928.39           |                       | 4,976.02              |                       | 7,67,321                               | 5,191.57                               | 5,149.04                               |
| 32           | Tirunelveli             | 56,822              | 258.73                                       | 11,578           | 44.73                | 44.63              | 2,06,660          | 1,123.69              | 1,110.28           | 5,81,784              | 2,570.73              | 2,552.29              | 1,69,963                               | 1,283.70                               | 1,263.49                               |
| 33           | Tirupattur              | 35,814              | 213.08 213.03                                | 2,128            | 14.77                | 14.52              | 45,851            | 308.40                | 308.30             | 77,674                | 426.73                | 426.18                | 18,594                                 | 129.13                                 | 128.76                                 |
| 34 35        | Tiruppur Tiruvannamalai | 44,301 1,18,765     | 215.99 215.46 567.64                         | 37,863           | 7,449 31.91          | 31.83 172.40       | 1,01,380 2,37,007 | 721.75                | 712.19 1,299.94    | 4,07,217 6,00,219     | 2,784.99              | 1,944.09 2,754.08     | 1,09,111 1,49,212                      | 1,208.22 1,166.69                      | 1,141.94                               |
|              |                         |                     | 572.77                                       |                  | 173.94               |                    |                   | 1,328.88              |                    |                       | 1,957.82              |                       |                                        |                                        | 1,176.00                               |
| 36           | Vellore                 | 1,77,577            | 772.38 768.26                                | 56,791           | 238.55               | 238.21             | 3,26,415          | 1,715.31              | 1,696.07           | 8,84,698              | 3,828.50              | 3,809.30              | 1,85,269                               | 1,559.20                               | 1,524.90                               |
| 37           | Viluppuram              | 1,53,751            | 621.52 615.71                                | 32,716           | 139.37               | 138.12             | 2,07,930          | 1,114.03              | 1,076.40           | 7,96,019              | 3,340.65              | 3,296.00              | 2,91,856                               | 1,742.17                               | 1,704.87                               |
| 38 39        | Virudhunagar            | 39,762              | 224.85                                       | 8,944            | 38.17                | 38.14              | 1,60,293 4,64,577 | 956.79                | 948.88             | 3,96,592              | 1,757.76              | 1,747.12              | 1,23,411                               |                                        | 1,001.38                               |
|              | Other # Total           | 2,50,975 30,82,824  | 225.93 1,510.22 1,510.20 14,959.56 14,883.74 | 7,065 5,13,550   | 56.35 2,359.17       | 56.34 2,326.05     | 67,33,489         | 3,242.63 40,011.45    | 3,241.62 39,566.17 | 54,92,501 2,38,90,150 | 24,544.02 1,10,417.03 | 24,544.02 1,09,782.16 | - 64,92,805                            | 1,018.13 - 48,612.02                   | - 47,790.00                            |

# District-wise data for some of the NBFCs/ MFIs is not available

Source: As per the data uploaded by Member Lending Institutions (MLIs) on Mudra Portal