Lok Sabha Question No. 654 (UNSTARRED), answered on 2025-02-06
Subject: Rural Jobs created under PMEGP
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Dr. Amol Ramsing Kolhe, Shri Mohite Patil Dhairyasheel Rajsinh, Smt. Supriya Sule, Shri Sanjay Dina Patil, Prof. Varsha Eknath Gaikwad, Shri Amar Sharadrao Kale, Shri Bhaskar Murlidhar Bhagare, Shri Nilesh Dnyandev Lanke, Shri Bajrang Manohar Sonwane

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION No. 654 TO BE ANSWERED ON 06.02.2025

## RURAL JOBS CREATED UNDER PMEGP

## 654. SHRI AMAR SHARADRAO KALE:

PROF. VARSHA EKNATH GAIKWAD:

SHRI MOHITE PATIL DHAIRYASHEEL RAJSINH:

DR. AMOL RAMSING KOLHE:

SHRI SANJAY DINA PATIL:

SHRI BAJRANG MANOHAR SONWANE:

SHRI NILESH DNYANDEV LANKE:

SMT. SUPRIYA SULE:

SHRI BHASKAR MURLIDHAR BHAGARE:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the number of rural jobs created and rural enterprises established under the Prime Minister's Employment Generation Programme (PMEGP) in Maharashtra since its inception;
- (b) the key sectors that have benefited the most under PMEGP in terms of job creation;
- (c) the  percentage  of  PMEGP  beneficiaries  in  rural  areas  as  women  and  those  belonging  to marginalized communities;
- (d) the initiatives undertaken to encourage their participation in the programme;
- (e) whether the Government conducted any impact assessment studies to evaluate the success of PMEGP in rural areas;
- (f) if so, the key findings of these studies, particularly with respect to employment generation and rural entrepreneurship;
- (g) the steps taken by the Government to ensure that beneficiaries under PMEGP receive adequate skill development and training for running successful enterprises; and
- (h) the  number  of  loan  applications  under  PMEGP  that  have  been  approved  and  disbursed  by banks and financial institutions in rural areas during the last three years?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

- (a): Since the inception of the Prime Minister's Employment Generation Programme in 2008-09, a total  of    42,541  rural  enterprises  have  been  assisted  under  the  Scheme  in  the  State  of  Maharashtra generating employment to around 3,40,328 persons. Year-wise data is given at Annexure - I.
- (b): The key sectors that have benefited the most under PMEGP in terms of job creation are Service & Textile,  Agro-Based  Food  Processing,  Rural  Engg.  &  Bio-Tech,  Mineral,  Polymer  &  Chemical, Forest, Hand Made Paper & Fibre and Coir. Sector-wise details in terms of number of units assisted and  estimated  employment  generated  in  the  last  3  financial  years  and  current  FY  2024-25  (upto 01.02.2025) is given in Annexure - II .
- (c): Details  of  percentage  of  women  and  beneficiaries  from  marginalized  communities under  the PMEGP  Scheme  for  last  3  financial  years  and  current  FY2024-25  (upto  01.02.2025)  is  given  at Annexure - III .

(d): The initiatives undertaken to encourage the participation of women and beneficiaries belonging to marginalized communities in the programme include:

- i. Beneficiaries  under  Special  Category  including  women  and  entrepreneurs  from  marginalized communities, i.e. SC, ST and OBC, are provided with higher subsidy of 25% and 35% of the project cost in urban and rural areas respectively as compared 15% and 25% of the project cost for General Category beneficiaries.
- ii. Contribution of beneficiaries under Special Category including women and entrepreneurs from marginalized communities is 05% as compared to 10% for General Category beneficiaries.
- iii. Conduct  of  awareness  programmes  in  all  the  States/UTs  including  backward  and  underperforming  areas,  Aspirational  districts,  North  Eastern  Region,  etc.  with  focus  on  special category.
- iv. Conduct of two-days free online Entrepreneurship  Development  Programme  (EDP)  for prospective entrepreneurs.
- v. Acceptance  of  PMEGP  applications  from  prospective  beneficiaries  in  11  regional  languages since January, 2024.
- vi. Industries related to animal husbandry like dairy, poultry, aquaculture, insects (bees, sericulture, etc.) have been allowed under the scheme.

(e) & (f): Ministry  of  MSME  is  implementing  PMEGP  since  2008-09  with  Khadi  and  Village Industries  Commission  (KVIC)  as  nodal  agency  at  the  national  level  for  generating  employment opportunities  in  the  country  by  setting  up  of  micro-  enterprises  in  the  non-farm  sector.  KVIC  has carried out a study through Indian Institute of Public Administration (IIPA) to analyze the impact of Covid-19 on employment generation on randomly selected 11126 PMEGP units assisted during 201718 to 2021-22 in rural as well as urban areas of the country. As per the study, the employment per unit in PMEGP units has increased from an average 9 persons per unit during 2021-22 to an average 11 per unit in the period 2023.

(g): The steps taken by the Government to ensure that beneficiaries under PMEGP receive adequate skill development and training for running successful enterprises are as below:

- i. Awareness  programs  are  conducted  in  all  the  States/UTs  including  backward  and  underperforming areas, aspirational districts, Northeastern Region etc.
- ii. Engagement of Marketing, Banking and Technical Experts in various KVIC offices to provide handholding support to the applicants in filling up the applications.
- iii. A  two-day  free  online  Entrepreneurship  Development  Programme  (EDP)  for  prospective entrepreneurs. KVIC has also developed a mobile app for online EDP and made it live, with effect from 22.10.2019.
- iv. Webinars  are  organized  on  various  activities  for  setting  up  of  micro-enterprises  on  every Sunday for the awareness of youth and prospective entrepreneurs.

(h): Number  of  loan  applications  under  PMEGP  that  has  been  sanctioned,  released  and  Margin Money disbursed in rural areas in last 3 years and current FY 2024-25 (upto 01.02.2025) is as below:

| Year    |   No. of Loan Sanctioned |   No. of Loan Released |   No. of units benefitted for MM |
|---------|--------------------------|------------------------|----------------------------------|
| 2021-22 |                    88929 |                  85238 |                            84696 |
| 2022-23 |                   116206 |                 104553 |                            68470 |
| 2023-24 |                   126376 |                 106908 |                            68939 |
| 2024-25 |                    70090 |                  42526 |                            30916 |

*

Upto 01.02.2025

*****

Annexure-I:  referred  to  in  reply  to  part  (a)  of  the  Lok  Sabha  Unstarred  Question  No.  654  for answer on 06.02.2025. Details on the number of units assisted under PMEGP in rural areas of Maharashtra since inception i.e.

from FY 2008-09 till FY2024-25

| Financial Year   | No of Units Assisted   | Estimated Employment Generated   |
|------------------|------------------------|----------------------------------|
| 2008-09          | 1,340                  | 10,720                           |
| 2009-10          | 2,637                  | 21,096                           |
| 2010-11          | 3,878                  | 31,024                           |
| 2011-12          | 1,852                  | 14,816                           |
| 2012-13          | 2,873                  | 22,984                           |
| 2013-14          | 1,719                  | 13,752                           |
| 2014-15          | 2,777                  | 22,216                           |
| 2015-16          | 1,815                  | 14,520                           |
| 2016-17          | 2,325                  | 18,600                           |
| 2017-18          | 2,513                  | 20,104                           |
| 2018-19          | 4,193                  | 33,544                           |
| 2019-20          | 3,310                  | 26,480                           |
| 2020-21          | 2,307                  | 18,456                           |
| 2021-22          | 3,137                  | 25,096                           |
| 2022-23          | 2,760                  | 22,080                           |
| 2023-24          | 2,038                  | 16,304                           |
| 2024-25*         | 1,067                  | 8,536                            |
| Grand Total      | 42,541                 | 3,40,328                         |

*Upto 01.02.2025

## Annexure-II:  referred  to  in  reply  to  part  (b)  of  the  Lok  Sabha  Unstarred  Question  No.  654  for answer on 06.02.2025

Sector-wise performance under PMEGP in terms of number of units assisted and estimated employment generated in last 3 years and current FY 2024-25 (upto 01.02.2025)

| Sl. No.   |                                     | 2021-22              | 2021-22             | 2022-23              | 2022-23              | 2023-24              | 2023-24              | 2024-25              | 2024-25              |
|-----------|-------------------------------------|----------------------|---------------------|----------------------|----------------------|----------------------|----------------------|----------------------|----------------------|
| Sl. No.   | Sectors                             | No of Units Assisted | Est. Emp. Generated | No of Units Assisted | Est. Emp. Generat ed | No of Units Assisted | Est. Emp. Generat ed | No of Units Assisted | Est. Emp. Generat ed |
| 1         | Service And Textile Industry        | 54,922               | 4,39,376            | 43,010               | 344,080              | 45,287               | 362,296              | 18,436               | 147,488              |
| 2         | Agro Based Food Processing Industry | 16,895               | 1,35,160            | 14,751               | 118,008              | 17,916               | 143,328              | 8,321                | 66,568               |
| 3         | Rural Engg. And Bio-Tech Industry   | 15,232               | 121,856             | 12,376               | 99,008               | 11,804               | 94,432               | 5,233                | 41,864               |
| 4         | Polymer And Chemical Based Industry | 3,433                | 27,464              | 2,907                | 23,256               | 2,963                | 23,704               | 1,309                | 10,472               |
| 5         | Mineral Based Industry              | 7,435                | 59,480              | 7,138                | 57,104               | 6,302                | 50,416               | 2,857                | 22,856               |
| 6         | Forest Based Industry               | 2,434                | 19,472              | 2,579                | 20,632               | 2,181                | 17,448               | 955                  | 7,640                |
| 7         | Hand Made Paper AndFibre Industry   | 2,162                | 17,296              | 2,085                | 16,680               | 2,506                | 20,048               | 1,056                | 8,448                |
| 8         | Coir Board Based Industry           | 707                  | 5,656               | 321                  | 2,568                | 159                  | 1,272                | 68                   | 544                  |
|           | Total                               | 103,220              | 825,760             | 85,167               | 681,336              | 89,118               | 712,944              | 38,235               | 305,880              |

Annexure-III

Annexure-III: referred to in reply to part (c) of the Lok Sabha Unstarred Question No. 654 for answer on 06.02.2025

Total  number  of  PMEGP  beneficiaries  in  rural  areas  along  with  percentage  of  women  and beneficiaries from marginalized communities beneficiaries for last 3 financial years and current FY 2024-25 (Upto 01.02.2025)

*Upto 01.02.2025

| No of Units Assisted in Rural Regions   | No of Units Assisted in Rural Regions   | No of Units Assisted in Rural Regions   | No of Units Assisted in Rural Regions   | No of Units Assisted in Rural Regions   | No of Units Assisted in Rural Regions   | No of Units Assisted in Rural Regions   | No of Units Assisted in Rural Regions   | No of Units Assisted in Rural Regions   | No of Units Assisted in Rural Regions   | No of Units Assisted in Rural Regions   | No of Units Assisted in Rural Regions   |
|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|
| Financial Year                          | Total No of Units Assisted              | No. Women                               | No. Women                               | SC                                      | SC                                      | ST                                      | ST                                      | OBC                                     | OBC                                     | Minority                                | Minority                                |
| Financial Year                          | Total No of Units Assisted              | No of Units                             | %of Total Units                         | No of Units                             | %of Total Units                         | No of Units                             | %of Total Units                         | No of Units                             | %of Total Units                         | No of Units                             | %of Total Units                         |
| 2021-2022                               | 84,694                                  | 31,548                                  | 37%                                     | 8,170                                   | 10%                                     | 6,497                                   | 8%                                      | 26,323                                  | 31%                                     | 19,396                                  | 23%                                     |
| 2022-2023                               | 68,470                                  | 25,745                                  | 38%                                     | 7,340                                   | 11%                                     | 4,300                                   | 6%                                      | 25,599                                  | 37%                                     | 11,233                                  | 16%                                     |
| 2023-2024                               | 68,939                                  | 27,881                                  | 40%                                     | 8,216                                   | 12%                                     | 4,018                                   | 6%                                      | 25,217                                  | 37%                                     | 11,695                                  | 17%                                     |
| 2024-25*                                | 30,916                                  | 12,121                                  | 39%                                     | 5,096                                   | 16%                                     | 3,148                                   | 10%                                     | 10,096                                  | 33%                                     | 3,967                                   | 13%                                     |