Lok Sabha Question No. 5026 (UNSTARRED), answered on 2025-04-01
Subject: Insured amount and land under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Ganesh Singh, Shri Dharambir Singh, Shri Janardan Mishra, Shri Naba Charan Majhi, Shri Bibhu Prasad Tarai, Shri Madhavaneni Raghunandan Rao

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 5026

TO BE ANSWERED ON THE 1 ST  APRIL, 2025

## INSURED AMOUNT AND LAND UNDER PMFBY

5026.  SHRI GANESH SINGH:

SHRI DHARAMBIR SINGH:

SHRI JANARDAN MISHRA:

SHRI NABA CHARAN MAJHI:

SHRI BIBHU PRASAD TARAI:

SHRI MADHAVANENI RAGHUNANDAN RAO:

Will the Minister of AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण मंũी be pleased to state:

- (a) the total value of insured amount under the PMFBY Scheme as of February, 2025, State-wise;
- (b) the area of agricultural land insured under the said scheme as of February, 2025;
- (c) the  amount disbursed  as claims  under the  said scheme  and number  of such farmer beneficiaries, State-wise;
- (d) the details of steps to increase awareness about the scheme; and
- (e) if so, the details thereof?

## ANSWER

MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE क ृ िष एवं िकसान कʞाण राǛ मंũी (SHRI RAMNATH THAKUR)

- (a) to  (c):  The  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  introduced  in  the country from Kharif 2016 season is voluntary for States as well as farmers.  The details of insured area, sum insured and claim paid to the beneficiaries under the Scheme  is given in Annexure.

(d) & (e): The Government  has taken several steps to create substantial awareness  about  the  scheme  amongst  beneficiaries  so  that  they can  enroll themselves voluntarily under the scheme to increase the coverage in terms of different crops  and  areas.  The  Government  has  made  provisions  to  ensure  availability  of adequate  funds  for  awareness  of  PMFBY.  With  effect  from  1 st   October  2018, Operational  Guidelines  inter-alia  provide  that  the  insurance  companies  should compulsorily spend at least 0.5% of the total gross premium collected by them for Information, Education and Communication (IEC) activities.

The Government has actively supported the awareness activities being carried out  by  the  States,  implementing  Insurance  Companies,  financial  institutions,  and Common Service Centres (CSCs) network to disseminate key features of PMFBY amongst farmers and members of Panchayati Raj Institutions (PRIs).

Further, a structured awareness campaign 'Crop Insurance Week/Fasal Bima Saptah' has been initiated by the Ministry of Agriculture and Farmers Welfare since Kharif  2021  season  onwards.  The  core  focus  of  the  campaign  is  to  increase  the awareness about benefits of the scheme, sensitize the stakeholders and to increase overall  enrolment  of  farmers,  thereby  helping  them  to  reap  the  benefits  of  crop insurance with special focus on identified aspirational/tribal districts.

Along with this, 'Fasal Bima Pathshalas' are also being organized at village/GP level for knowledge building of farmers on various aspects of scheme implementation.

Apart from this, other activities for awareness generation involve the publicity of key features and benefits of the scheme through advertisements in leading National and  local  newspapers,  airing  of  audio-visual  spots  on  regional  /  local  channels, distribution of IEC material in local languages, dissemination of SMS through Kisan / National Crop Insurance Portal (NCIP) portal and organisation of online workshops of all stakeholders including farmers, Panchayat Members, and other key stakeholders.

Government  had  also  organized  a  nationwide  Doorstep  Crop  Insurance Policy/receipt Distribution mega drive - 'Meri Policy Mere Haath'. Hard copies of crop insurance policy receipts are distributed to farmers enrolled under PMFBY through special camps at gram Panchayat/village level. All implementing State/UT Governments along with respective insurance companies have been organizing Gram Panchayat level mega policy distribution drive.

The systematic monitoring of IEC activities has been diligently overseen by the Central  IEC  Advisory  Committee.  This  committee,  in  close  collaboration  with  local Insurance Companies, assumes a pivotal role in ensuring the effective implementation and impact assessment of the IEC initiatives related to crop insurance.

*****

## Annexure

The details of insured area, sum insured and claims paid to the beneficiaries

under the Scheme since inception.

| State/UT          | Area Insured (In Lakh Ha)   | Sum Insured    | Paid Claims    | Farmer Applicants    |
|-------------------|-----------------------------|----------------|----------------|----------------------|
|                   |                             | (Rs. In Crore) | (Rs. In Crore) | Paid Claims (In No.) |
| A & N Islands     | 0.02                        | 9.20           | 0.23           | 538                  |
| Andhra Pradesh    | 156.48                      | 1,16,326.94    | 5,395.15       | 51,21,712            |
| Assam             | 30.73                       | 22,243.94      | 637.61         | 9,25,556             |
| Bihar             | 46.09                       | 21,749.35      | 749.37         | 4,34,462             |
| Chhattisgarh      | 188.30                      | 70,749.66      | 7,315.47       | 1,03,79,412          |
| Goa               | 0.01                        | 15.21          | 0.14           | 665                  |
| Gujarat           | 112.33                      | 53,812.10      | 5,611.55       | 29,32,497            |
| Haryana           | 140.97                      | 95,000.48      | 8,819.34       | 50,48,253            |
| Himachal Pradesh  | 221.37                      | 5,833.71       | 456.57         | 10,23,696            |
| Jammu & Kashmir   | 4.71                        | 3,101.86       | 127.66         | 1,60,419             |
| Jharkhand         | 19.40                       | 10,733.47      | 884.79         | 8,95,140             |
| Karnataka         | 165.05                      | 78,179.98      | 14,149.40      | 99,95,341            |
| Kerala            | 4.19                        | 3,177.46       | 567.61         | 4,57,666             |
| Madhya Pradesh    | 913.76                      | 3,29,252.79    | 30,199.53      | 2,42,26,032          |
| Maharashtra       | 649.18                      | 2,65,110.97    | 38,261.54      | 5,39,10,257          |
| Manipur           | 0.41                        | 172.97         | 8.85           | 24,531               |
| Meghalaya         | 0.18                        | 136.87         | 9.15           | 12,503               |
| Odisha            | 107.81                      | 69,181.16      | 6,985.53       | 1,00,63,964          |
| Puducherry        | 0.72                        | 462.31         | 40.01          | 42,581               |
| Rajasthan         | 812.37                      | 2,83,731.79    | 28,965.87      | 4,32,55,509          |
| Sikkim            | 0.02                        | 14.38          | 0.70           | 1,408                |
| Tamil Nadu        | 115.41                      | 71,224.20      | 14,769.34      | 1,60,98,596          |
| Telangana         | 40.11                       | 27,139.87      | 1,937.83       | 12,29,217            |
| Tripura           | 2.60                        | 1,791.38       | 8.04           | 1,00,600             |
| Uttar Pradesh     | 315.40                      | 1,55,177.67    | 5,348.76       | 72,14,957            |
| Uttarakhand       | 118.90                      | 7,828.06       | 880.43         | 8,36,050             |
| West Bengal       | 55.85                       | 37,345.91      | 1,218.52       | 24,47,800            |
| Total (All India) | 4,222.38                    | 17,29,503.71   | 1,73,349.02    | 19,68,39,362         |

Note: Source    NCIP

(as on 31.01.2025)