Lok Sabha Question No. 245 (STARRED), answered on 2024-08-08
Subject: Schemes and Programmes under MSME Sector
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Anurag Singh Thakur

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA STARRED QUESTION NO. *245

TO BE ANSWERED ON 08.08.2024

## SCHEMES AND PROGRAMMES UNDER MSME SECTOR

| *245.                                                                                                                                                                            | SHRIANURAG SINGH THAKUR:                                                                                                                                                         |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:                                                                                                    | Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:                                                                                                    |
| (a) the details of ongoing schemes, programmes and new proposals under the MSME sector in Himachal Pradesh, particularly in the Hamirpur district;                               | (a) the details of ongoing schemes, programmes and new proposals under the MSME sector in Himachal Pradesh, particularly in the Hamirpur district;                               |
| (b) whether the Government provides opportunities for economic growth in organised and unorganised sectors based on regional and village-level potential and skills in Hamirpur; | (b) whether the Government provides opportunities for economic growth in organised and unorganised sectors based on regional and village-level potential and skills in Hamirpur; |
| (c)                                                                                                                                                                              | if so, the details thereof and if not, the reasons therefor; and                                                                                                                 |
| (d)                                                                                                                                                                              | the steps taken by the Government to foster women entrepreneurship in the said district?                                                                                         |
| ANSWER                                                                                                                                                                           | ANSWER                                                                                                                                                                           |
| MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI JITAN RAMMANJHI)                                                                                                           | MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI JITAN RAMMANJHI)                                                                                                           |
| (a) to (d): A statement is laid on the Table of the House.                                                                                                                       | (a) to (d): A statement is laid on the Table of the House.                                                                                                                       |

## STATEMENT  REFERRED  TO  IN  REPLY  TO  PARTS  (a)  to  (d)  OF  THE  LOK  SABHA STARRED QUESTION No. *245 FOR ANSWER ON 08.08.2024

(a) to (c): The  Government  of  India  supplements  the  efforts  of  the  State  Governments  through various initiatives.  Ministry  of  MSME  through  its  field  offices  network,  implements  various schemes/programmes for the promotion and development of Micro, Small and  Medium Enterprises (MSMEs) across the country, including in the Hamirpur district of Himachal Pradesh which inter alia include  Prime  Minister's  Employment  Generation  Programme  (PMEGP),  Credit  Guarantee  Scheme for Micro and Small Enterprises (CGTMSE), Raising and Accelerating MSME Performance (RAMP), Micro  and  Small  Enterprises-Cluster  Development  Programme  (MSE-CDP),  Technology  Centres (TCs),  Technology  Centre  Systems  Programme  (TCSP).  These  schemes  provide  opportunities  to MSMEs to grow economically as per regional  and village-level  potential  and  skills,  in  the  country including in Hamirpur district, by inter alia facilitating easy credit access, market access, technological support  and  developing  entrepreneurship  and  skills  among  the  youth  towards  generating  selfemployment opportunities.

For  the  Himachal  Pradesh,  including  Hamirpur  district,  the  progress  made  under  the  major schemes are as under:

- A. Prime Minister's Employment Generation Programme (PMEGP): Number of units assisted, loan sanctioned, Margin money subsidy disbursed and estimated employment generated in Himachal Pradesh during the last 2 years, is as follows:

| FY      |   No. of Units Assisted |   Loan Sanctioned (Rs. in crore) |   MMSubsidy disbursed (Rs. in crore) | Estimated Employment Generated   |
|---------|-------------------------|----------------------------------|--------------------------------------|----------------------------------|
| 2022-23 |                     930 |                            90.27 |                                31.5  | 7,440                            |
| 2023-24 |                     974 |                           107.63 |                                36.48 | 7,792                            |

Hamirpur district:

| FY      |   No. of Units Assisted |   Loan Sanctioned (Rs. in crore) |   MMSubsidy disbursed (Rs. in crore) |   Estimated Employment Generated |
|---------|-------------------------|----------------------------------|--------------------------------------|----------------------------------|
| 2022-23 |                      48 |                             3.16 |                                 1.07 |                              384 |
| 2023-24 |                      59 |                             5.61 |                                 1.8  |                              472 |

- B. Credit Guarantee Scheme for Micro and Small Enterprises (CGTMSE): Number of guarantees approved  and  amount  of  credit  guarantees  in  Himachal  Pradesh  during  the  last  2  years,  is  as follows:

| FY      | No. of guarantees approved   | Amount of credit guarantees (Rs. in crore)   |
|---------|------------------------------|----------------------------------------------|
| 2022-23 | 14,898                       | 1,275                                        |
| 2023-24 | 20,600                       | 2,080                                        |

Hamirpur district:

| FY      | No. of guarantees approved   |   Amount of credit guarantees (Rs. in crore) |
|---------|------------------------------|----------------------------------------------|
| 2022-23 | 1,573                        |                                           78 |
| 2023-24 | 1,639                        |                                           89 |

- C. Under  the  Raising  and  Accelerating  MSME  Performance  (RAMP)  Program,  Rs.5  crore  has been released for the preparation of the Strategic Investment Plan (SIP).  Further, Rs.109.34 crore was approved on 13.03.2024 and first installment of Rs.43.736 crore has been released for implementation of projects under the SIP to Himachal Pradesh.
- D. Under  Micro  and  Small  Enterprises-Cluster  Development  Programme  (MSE-CDP),  MSME clusters  are  supported  by  establishing  Common  Facility  Centers  (CFC)  and  Infrastructure Development (ID) projects. Presently, one CFC and 4 ID Projects are ongoing in the State of Himachal Pradesh.
- E. Under the Technology Centre Systems Programme (TCSP), Ministry of MSME, Government of  India  has  setup  a  MSME  Technology  Centre  (TC)  at  Baddi,  Himachal  Pradesh  with  an outlay of Rs.102 crore. The TC at Baddi was dedicated to the nation on 14.02.2024. The centre supports the MSME ecosystem through production, training, and consultancy, particularly in skilling and technological needs in the General Engineering sector.

The Government has taken a number of initiatives to support MSMEs, in the country, including in Hamirpur district of Himachal Pradesh. Some of these initiatives include:

- (i) Collateral free loan limit increased from Rs. 200 lakh to a Rs. 500 lakh (w.e.f. 01.04.23) for Micro  and  Small  Enterprises(MSEs)  with  guarantee  coverage  up  to  85%  for  various categories  of  loan  through  Credit  Guarantee  Fund  Trust  for  Micro  and  Small  Enterprises (CGTMSE) under Credit Guarantee Scheme.
- (ii) Rs.  50,000  crore  equity  infusion  through  Self  Reliant  India  Fund.  This  scheme  has  a provision for corpus of Rs.10,000crore from Government of India.
- (iii) New revised criteria for classification of MSMEs.
- (iv) New registration of MSMEs through ''Udyam Registration'' for Ease of Doing Business.
- (v) No global tenders for procurement up to Rs. 200 crore.
- (vi) Inclusion of retail and whole sale trades as MSMEs w.e.f. 02.07.2021.
- (vii) Non-tax benefits extended for 3 years in case of an upward change in status of MSMEs.
- (viii) Roll  out  of  Raising  and  Accelerating  MSME  Performance  (RAMP)  programme  with  an outlay of Rs. 6,000 crore over 5 years.
- (ix) Integration of Udyam Portal and National Career Service (NCS) of Ministry of Labour & Employment, as an outcome registered MSMEs are able to search for jobseekers on NCS.
- (x) Under Vivad se Vishwas - I, relief by way of refund of 95% of the deducted performance security,  bid  security  and  liquidated  damages  was  provided  to  MSMEs.  Relief  was  also provided to MSMEs debarred for default in execution of contracts.
- (xi) Launch of Udyam Assist Platform (UAP) to bring the Informal Micro Enterprises (IMEs) under the formal ambit for availing the benefit under Priority Sector Lending (PSL).
- (xii) Launch of 'PM Vishwakarma' Scheme on 17.09.2023 to provide benefits to the traditional artisans and craftspeople engaged in 18 trades.

(d): Government has taken a number of steps to foster MSMEs, including women entrepreneurs, across  the  country  including  in  the  Hamirpur  district  of  Himachal  Pradesh.  Some  of  these  steps

- include: (i) PMEGP  is  a  major  credit-linked  subsidy  program  aimed  at  generating  self-employment opportunities  through  establishment  of  micro  enterprises  in  the  non-farm  sector  by  helping traditional artisans and rural/urban unemployed youth. Under the Scheme, women are provided higher subsidy (35%) vis-a-vis non-special category (upto 25%). (ii) To  support  Women  Entrepreneurs  under  Credit  Guarantee  Scheme  for  Micro  &  Small Enterprises, two provisions have been introduced for women entrepreneurs w.e.f. 01.12.2022. They are: a. 10% concession in annual Guarantee fees; and b. 10  %  additional  Guarantee  coverage  of  up  to  85%,  as  against  the  75%  for  other entrepreneurs. (iii) To  benefit  women  entrepreneurs,  the  Public  Procurement  Policy  was  amended  in  2018, mandating  Central  Ministries/Departments/  CPSUs  to  procure  at  least  3%  of  their  annual procurement from women entrepreneurs. Participation of women entrepreneurs in trade fairs under Procurement & Marketing Support
- (iv) Scheme is subsidized 100% vis-a-vis 80% for other entrepreneurs.
- (v) To encourage entrepreneurship among  women,  Ministry  of MSME  implements  'Skill Upgradation & Mahila Coir Yojana' under Coir Vikas Yojana, which is an exclusive training program aimed at skill development of women artisans engaged in the Coir sector.
- (vi) The  enrolment  of  women  artisans  under  'PM  Vishwakarma'  Scheme,  as  of  05.08.2024, constitutes 75.45% of the total enrolments under the scheme.
- (vii) The  Ministry  of  MSME  launched  an  initiative  called  'Yashasvini'  on  27.06.2024.  This initiative  aims  to  organize  campaigns,  focusing  on  Tier-II  and  Tier-III  towns,  to  empower women entrepreneurs by building their capacity.

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