Lok Sabha Question No. 2398 (UNSTARRED), answered on 2025-03-13
Subject: Financial Assistance to Tamil Nadu for PMAY-U
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Thiru D M Kathir Anand

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO. 2398

## TO BE ANSWERED ON MARCH 13, 2025

## FINANCIAL ASSISTANCE TO TAMIL NADU FOR PMAY-U

## NO. 2398. THIRU D M KATHIR ANAND:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) whether  the  Union  Government  has  received  any  request  from  the State  Government  of  Tamil  Nadu  to  increase  the  Central  Share  of financial assistance per unit under the Pradhan Mantri Awas Yojana Urban (PMAY-U) and if so, the details thereof along with the Government's stand in this regard;
- (b) whether  the  Union  Government  has  sanctioned  any  funds  for  the construction of  Houses  under  PMAY-U  and  any  other  Affordable Housing Schemes during the last six years in Tamil Nadu;
- (c) if so, the details thereof, year-wise; and
- (d)     whether the Government has allocated funds under any other urban development schemes regarding Housing and Urban Affairs for Tamil Nadu and if so, the details thereof?

## ANSWER

## THE MINISTER OF STATE IN THE

## MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

(a)  to  (c):  'Land'  and  'Colonization'  are  State  subjects.  Therefore,  schemes related  to  housing  for  their  citizens  are  implemented  by  States/Union Territories (UTs). However, the Ministry of Housing and Urban Affairs, under the  vision  of  'Housing  for  All',  supplements  the  efforts  of  States/Union Territories  (UTs),  by  providing  Central  Assistance  under  Pradhan  Mantri Awas  Yojana-  Urban  (PMAY-U)  since  25.06.2015  to  provide  pucca  houses with basic civic amenities to eligible urban beneficiaries across the country.

Government of India provides its fixed share as Central Assistance of ₹1.0 lakh  under  InSitu  Slum  Redevelopment  (ISSR),  ₹1.5  lakh  for  Affordable Housing in Partnership (AHP) and Beneficiary Led Individual Construction or Enhancement (BLC) verticals of PMAY-U. The remaining cost of the house as per  DPR  is  shared  by  States/UTs/Urban  Local  Bodies  (ULBs)/Beneficiaries. Under  CLSS  vertical  of  PMAY-U,  an  upfront  subsidy  upto  Rs.2.67  lakh  per house as interest subsidy was provided. The Scheme has been extended till 31.12.2025,  except  for  CLSS  vertical  of  the  scheme,  to  complete  the sanctioned houses without changing the funding pattern and implementation methodology.

Based  on  project  proposals  submitted  by  State  of  Tamil  Nadu,  more  than 6.80  lakh  houses  have  been  sanctioned  as  on  03.03.2025  with  committed Central  Assistance  of  Rs.11,185.30  crore.  Of  the  sanctioned  houses,  6.61 lakh have been grounded for construction; of which 5.98 lakh are completed/ delivered to beneficiaries, and remaining are at various stages of constructions.  The  year-wise  details  of  Central  Assistance  sanctioned  and released for the State of Tamil Nadu under PMAY-U during the last six years are at Annexure.

Based  on  9  years  of  experience  and  learning  from  implementing  PMAY-U, MoHUA has revamped the scheme and launched PMAY-U 2.0 'Housing for All' Mission  with  effect  from  01.09.2024  to  assist  1  crore  additional  eligible urban beneficiaries through four verticals i.e., Beneficiary Led Construction (BLC),  Affordable  Housing  in  Partnership  (AHP),  Affordable  Rental  Housing (ARH) and Interest Subsidy Scheme (ISS). BLC, AHP and ARH verticals are implemented as Centrally Sponsored Scheme by State/UT Governments, and ISS vertical is implemented as Central Sector Scheme through the identified Central Nodal Agencies such as National Housing Bank  (NHB), State Bank of India  (SBI)  &  Housing  and  Urban  Development  Corporation  (HUDCO)  by Housing  Finance  Companies  and  Primary  Lending  Institutions.  As  per  the scheme guidelines of PMAY-U 2.0, the fund required for purchase/construction  of  houses  under  the  scheme  is  shared  between  the Central Government, State/UT Government/ULBs/ Implementing agencies and the  beneficiaries.  As  on  date,  30  States/UTs  including  Tamil  Nadu  have signed Memorandum of Agreement (MoA) to implement PMAY-U 2.0 as per scheme  guidelines.  'In-principle'  approval  for  allocation  of  more  than  6.75 lakh  houses,  including  65,000  for  the  State  of  Tamil  Nadu,  has  been  given under PMAY-U 2.0.

A  fixed  amount  of  Central  Assistance  is  provided  by  Government  of India under different verticals and mandatory State share has been provisioned  under  the  scheme,  however,  States/Uts  are  free  to  increase State share to increase the affordability of houses. The details of fixed share is as under:

| S.   | States/UTs                                                                                                                                                                                                                      | PMAY-U 2.0 Verticals                                                        | PMAY-U 2.0 Verticals                                                                    | PMAY-U 2.0 Verticals                                                                                           |
|------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------|
| No.  |                                                                                                                                                                                                                                 | BLC & AHP                                                                   | ARH                                                                                     | ISS                                                                                                            |
| 1.   | North-Eastern States, Himalayan States and UTs with legislature (Assam, Arunachal Pradesh, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, Sikkim, Himachal Pradesh, Uttarakhand, UTs of Jammu and Kashmir, Puducherry & Delhi) | Central Govt. - ₹2.25 lakh per unit State Govt. - Min. ₹0.25 lakh per unit  | Technology Innovation Grant GoI: ₹3,000/Sqm. per unit State Share: ₹2,000/Sqm. per unit | Home Loan Subsidy - up to ₹1.80 lakh (Actual Release) per unit by Government of India as Central Sector Scheme |
| 2.   | All UTs without legislature                                                                                                                                                                                                     | Central Govt. - ₹2.50 lakh per unit                                         |                                                                                         |                                                                                                                |
| 3.   | All other States                                                                                                                                                                                                                | Central Govt. - ₹1.50 lakh per unit State Govt. - Min. ₹ 1.00 lakh per unit |                                                                                         |                                                                                                                |

(d) MoHUA has been implementing various schemes for urban development across all States/UTS. Under Swachh Bharat Mission - Urban (SBM-U), a total of ₹1,144.68 crore of Central Assistance has been released to State of Tamil Nadu.  Under  Atal  Mission  for  Rejuvenation  and  Urban  Transformation (AMRUT) Scheme, State Annual Action Plans (SAAPs) amounting to ₹77,640 crore including Central Assistance of ₹35,990 crore have been approved for projects  in  all  States/UTs  including  State  of  Tamil  Nadu.  So  far,  Central Assistance amounting to ₹4,626.24 crore has been released to State of Tamil Nadu for AMRUT projects of water supply, sewerage & septage management, storm  water  drainage,  green  spaces  &  parks  and  non-motorized  urban transport.

Further,  AMRUT 2.0 and SBM 2.0 have been launched to make cities garbage free and water secure during the mission period. Under AMRUT 2.0, so far, State Water Action Plans (SWAP) have been approved by MoHUA for 1,270  projects  worth  ₹14,687.83  crore  (including  O&M)  for  State  of  Tamil Nadu. Under SBM 2.0, Mission allocation to State of Tamil Nadu is ₹3,296.70 crore against which ₹829.65 crore have been released.

*****

## Annexure referred in reply to LSUQ No. 2398 due for 13-03-2025

Details of Central Assistance sanctioned and released during each of the last six years along with details up to 2017-18 and current year under PMAY-U in the State of Tamil Nadu

| FY            | Central Assistance Sanctioned (₹ in Cr.)   | Central Assistance Released (₹ in Cr.) *   |
|---------------|--------------------------------------------|--------------------------------------------|
| Up to 2017-18 | 3,694.92                                   | 1,961.11                                   |
| 2018-19       | 2,079.11                                   | 1,408.78                                   |
| 2019-20       | 1,799.96                                   | 1,992.30                                   |
| 2020-21       | 1,470.50                                   | 1,575.24                                   |
| 2021-22       | 1,324.93                                   | 1,578.91                                   |
| 2022-23       | 636.91                                     | 722.15                                     |
| 2023-24       | 178.97                                     | 877.57                                     |
| Current Year  | Nil                                        | 222.05                                     |
| Total         | 11,185.30                                  | 10,338.11                                  |

*  Includes  Central  Assistance  Released  in  the  year  against  sanctions pertaining to the preceding years.