Lok Sabha Question No. 523 (UNSTARRED), answered on 2024-02-06
Subject: Digitization of PACSs
Ministry: COOPERATION
Asked by: Debasree Chaudhuri

## GOVERNMENT OF INDIA MINISTRY OF COOPERATION

## LOK SABHA UNSTARRED QUESTION NO. 523 TO BE ANSWERED ON 06/02/2024

## Digitization of PACSs

## 523. MS. DEBASREE CHAUDHURI:

Will the Minister of COOPERATION (सहकाįरता मंũी) be pleased to state:

(a) the status of digitization of Primary Agricultural Credit Societies (PACS) along with data for implementation of the Scheme/Project of Digitalization of PACSs, State-wise;

- (b) whether the PACSs are using a common software and if so, the details thereof; and

(c) if not, the reasons therefor and the steps taken for digitization under common software and platform of Core Banking Solution (CBS)?

## ANSWER

## THE MINISTER OF COOPERATION सहकाįरता मंũी (SHRI AMIT SHAH)

(a) to (c):  In order to strengthen Primary Agricultural Credit Societies (PACS), the project for Computerization of 63,000 functional PACS with a total financial outlay  of ₹2,516 Crore  has been approved by the Government of India, which entails bringing all the functional PACS onto an  ERP  (Enterprise  Resource  Planning)  based  common  national  software,  linking  them  with NABARD through  State  Cooperative  Banks  (StCBs)  and  District  Central  Cooperative  Banks (DCCBs).

So  far,  proposals  for  computerization  of  62,318  PACS  from  28  States/  UTs  have  been sanctioned, for which Rs. 488.42 Cr. has been released as GoI share to the States/UTs concerned. The  National  Level  Common  Software  for  the  project  has  been  developed  by  NABARD  and 15,783 PACS have been onboarded on ERP in 27 States/ UTs so far. Hardware procurement and digitization  of  legacy  data  by  the  States  and  Union  Territories  are  under  process.  State-wise details of number of PACS sanctioned, onboarded on ERP and GoI share released, are enclosed as Annexure.

Implementation of Common Accounting System (CAS) and Management Information System (MIS) at PACS level under this project would improve governance and transparency in PACS, thus leading to speedy disbursal of loans, lowering of transaction cost, reduction in imbalances in payments, seamless accounting with DCCBs and StCBs and will also increase efficiency. It will enhance  trustworthiness  in  the  working  of  PACS  among  farmers,  thus  contributing  towards realizing the vision of 'Sahakar se Samridhi'.

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Status of Computerization of PACS Project

| S. No.   | States            | No. of PACS Sanctioned   | No. of PACS onboarded on ERP   |   GoI Share released in FY 2022-23 &2023-24 (in crore) |
|----------|-------------------|--------------------------|--------------------------------|--------------------------------------------------------|
| 1        | Andhra Pradesh    | 2,037                    | 12                             |                                                  14.93 |
| 2        | Arunachal Pradesh | 14                       | 14                             |                                                   0.21 |
| 3        | Assam             | 583                      | 562                            |                                                   6.41 |
| 4        | Bihar             | 4,495                    | 2,626                          |                                                  32.95 |
| 5        | Chhattisgarh      | 2,028                    | 64                             |                                                  14.86 |
| 6        | Goa               | 58                       | 12                             |                                                   0.32 |
| 7        | Haryana           | 711                      | 100                            |                                                   4.85 |
| 8        | Himachal Pradesh  | 870                      | 634                            |                                                  13.22 |
| 9        | Jharkhand         | 1,500                    | 1,275                          |                                                  10.99 |
| 10       | Karnataka         | 5,491                    | 13                             |                                                  40.25 |
| 11       | Madhya Pradesh    | 4,534                    | 2,557                          |                                                  45.94 |
| 12       | Maharashtra       | 12,000                   | 2,440                          |                                                  87.95 |
| 13       | Manipur           | 232                      | -                              |                                                   2.55 |
| 14       | Meghalaya         | 112                      | 27                             |                                                   1.23 |
| 15       | Mizoram           | 25                       | 23                             |                                                   0.27 |
| 16       | Nagaland          | 33                       | 33                             |                                                   0.5  |
| 17       | Punjab            | 3,482                    | 20                             |                                                  25.52 |
| 18       | Rajasthan         | 5,585                    | 1,170                          |                                                  43.81 |
| 19       | Sikkim            | 107                      | 107                            |                                                   1.63 |
| 20       | Tamil Nadu        | 4,532                    | 19                             |                                                  33.2  |
| 21       | Tripura           | 268                      | 128                            |                                                   2.95 |
| 22       | Uttar Pradesh     | 3,062                    | 1,539                          |                                                  24.68 |
| 23       | West Bengal       | 4,167                    | 15                             |                                                  30.54 |
| 24       | Gujarat           | 5,754                    | 1,949                          |                                                  42.17 |
| 25       | Jammu &Kashmir    | 537                      | 351                            |                                                   5.25 |
| 26       | Puducherry        | 45                       | 37                             |                                                   0.6  |
| 27       | Andaman &Nicobar  | 46                       | 46                             |                                                   0.52 |
| 28       | Ladakh            | 10                       | 10                             |                                                   0.12 |
|          | Total             | 62,318                   | 15,783                         |                                                 488.42 |

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## Annexure