Lok Sabha Question No. 4093 (UNSTARRED), answered on 2025-03-25
Subject: Current Status of Crop Insurance Claims
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Ram Shiromani Verma

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 4093

TO BE ANSWERED ON THE 25 TH   MARCH, 2025

## CURRENT STATUS OF CROP INSURANCE CLAIMS

## 4093. SHRI RAM SHIROMANI VERMA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

(a) the reasons for delay in payment of Insurance claims to farmers under PMFBY; and

(b) the current status of crop insurance claims under the above scheme in Sharavasti and Balrampur divisions of Sharavasti Parliamentary Constituency in Uttar Pradesh?

## ANSWER

## THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण राÏय मंğी (SHRI  RAMNATH THAKUR)

(a):      All  the  major  work  like  selection  of  insurance  model,  selection  of  Insurance Companies through transparent bidding process, enrollment of farmers, assessment of crop  yield/crop  loss  for  calculation  of  admissible  claims  are  being  performed  by  the concerned  State  Government  or  Joint  Committee  of  State  Government  officials  and concerned insurance company as per provisions of the Pradhan Mantri Fasal Bima Yojana (PMFBY).  The roles and responsibilities of each stakeholder are defined in the Operational Guidelines of the scheme for the proper execution of the scheme.

Although majority of the claims are settled within the timelines prescribed under the scheme, some complaints have been received about non-payment, delayed payment and under  payment  of  claims  on  account  of  incorrect/delayed  submission  of  insurance proposals  by  banks;  discrepancy  in  yield  data  &  consequent  disputes  between  State Government and  insurance  companies,  delay  in  providing  State  Government  share  of funds, non-deployment of sufficient personnel by insurance companies etc.   Most of the complaints have been suitably addressed as per the tiered grievance redressal / dispute resolution mechanism put in place under the scheme.

(b) :  The data in PMFBY is not maintained constituency wise or division wise.  However, status  of  number  of  farmer  applications  enrolled  and  claims  paid  in  Sharavasti  and Balrampur districts of Uttar Pradesh under PMFBY during 2019-20 to 2022-23  is given below :

| District   | Farmer's Applications (in Nos.)   | Farmer's Applications (in Nos.)   | Farmer's Applications (in Nos.)   | Farmer's Applications (in Nos.)   | Claims Paid (Rs. In Crores)   | Claims Paid (Rs. In Crores)   | Claims Paid (Rs. In Crores)   | Claims Paid (Rs. In Crores)   |
|------------|-----------------------------------|-----------------------------------|-----------------------------------|-----------------------------------|-------------------------------|-------------------------------|-------------------------------|-------------------------------|
| District   | 2019-20                           | 2020-21                           | 2021-22                           | 2022-23                           | 2019-20                       | 2020-21                       | 2021-22                       | 2022-23                       |
| Balrampur  | 19,697                            | 13,715                            | 14,612                            | 30,372                            | 0.42                          | 0.79                          | 1.14                          | 13.15                         |
| Shravasti  | 39,493                            | 39,345                            | 41,156                            | 47,303                            | 4.76                          | 3.61                          | 13.60                         | 18.85                         |

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