Lok Sabha Question No. 4519 (UNSTARRED), answered on 2025-03-27
Subject: Women Owned MSMEs
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Adv Priya Saroj

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 4519 TO BE ANSWERED ON 27.03.2025

## WOMEN OWNED MSMEs

## 4519. ADV PRIYA SAROJ:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  number  of  women-owned  MSMEs  operating  in  Uttar  Pradesh  and  particularly  in  the Machhlishahr Lok Sabha Constituency;
- (b) whether specific initiatives have been implemented to promote and support  women entrepreneurship in the MSME Sector in Uttar Pradesh and the manner in which these initiatives align with State-level programmes;
- (c) whether  measures are  being  taken  to  enhance  access  to  finance  for  women  entrepreneurs  in Uttar Pradesh considering that studies indicate a significant percentage of women-owned MSMEs in the country have not availed formal institutional financing;
- (d) the  extent  to  which  the  Government  schemes  have  been  effective  in  promoting  women-led MSMEs in Uttar Pradesh and the metrics used to evaluate their success in comparison to other States' performance; and
- (e) the  challenges  unique  to  Uttar  Pradesh  identified,  that  hinder  the  growth  of  women-owned MSMEs?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

- (a): The  number  of  women-owned  Micro,  Small  and  Medium  Enterprises  (MSMEs)  who  have registered on Udyam Registration Portal, including Informal Micro Enterprises registered on Udyam Assist  Platform  in  the  State  of  Uttar  Pradesh  are  21,32,684,  including  Machhlishahr  Lok  Sabha Constituency.
- (b) to (e): The Central Government supplements the efforts of the State/UT Government in the country,  including  the  state  of  Uttar  Pradesh,  to  promote  and  support  women  entrepreneurship  in MSMEs through its various schemes, programmes and policy initiatives. Under many of the Schemes, there are provisions for special incentives to ensure inclusiveness for women. The details of initiatives for MSMEs in the country, including in the State of Uttar Pradesh, are such as:
- i. Special drives for registration of women-owned MSMEs.
- ii. To  benefit  women  entrepreneurs,  the  Public  Procurement  Policy  for  Micro  and  Small Enterprises,  Order  2012,  as  amended  in  2018,  mandates  Central  Ministries  /Departments /Undertaking to procure at least 3% of their annual procurement from women-owned Micro and Small Enterprises .
- iii.   To  support  women  entrepreneurs  under  Credit  Guarantee  Scheme  for  Micro  and  Small Enterprises, 10% concession is given in annual guarantee fees; and guarantee coverage of 90% is given.

| Credit Guarantee Scheme for Micro and Small Enterprises - Number of Guarantees Approved for women-owned MSMEs in Uttar Pradesh   | Credit Guarantee Scheme for Micro and Small Enterprises - Number of Guarantees Approved for women-owned MSMEs in Uttar Pradesh   | Credit Guarantee Scheme for Micro and Small Enterprises - Number of Guarantees Approved for women-owned MSMEs in Uttar Pradesh   |
|----------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------|
| Financial Year                                                                                                                   | Number of Guarantees Approved                                                                                                    | Guarantees Approved (Amount in Rs. Crore)                                                                                        |
| 2021-22                                                                                                                          | 10,678                                                                                                                           | 692                                                                                                                              |
| 2022-23                                                                                                                          | 18,598                                                                                                                           | 1,415                                                                                                                            |
| 2023-24                                                                                                                          | 69,691                                                                                                                           | 3,286                                                                                                                            |
| 2024-25 (till 28.02.2025)                                                                                                        | 66,129                                                                                                                           | 4,164                                                                                                                            |

- iv.   The  Ministry  of  MSME  implements  Prime  Minister  Employment  Generation  Programme, which  is  a  major  credit-linked  subsidy  programme  aimed  at  generating  self-employment opportunities  through  establishment  of  micro-enterprises  in  the  non-farm  sector  by  helping traditional artisans and rural/urban unemployed youth. Under the programme, the subsidy rate for  general category beneficiaries is 15% in urban areas and 25% in rural areas.  For special category beneficiaries, including SC/ST/OBC/Minorities, Women, Ex-servicemen, Physically Handicapped, and those in NER, Hill, and Border areas, the subsidy is 25% in urban areas and 35% in rural areas.
- v. To  encourage entrepreneurship  among  women,  Ministry  of  MSME  implements  'Skill Upgradation and Mahila Coir Yojana' under Coir Vikas Yojana, which is an exclusive training programme aimed at skill development of women artisans engaged in the Coir sector.
- vi.   Participation of women entrepreneurs in trade fairs under Procurement and Marketing Support Scheme is subsidized 100% vis-a-vis 80% for other entrepreneurs.
- vii. The Ministry of MSME launched the 'Yashasvini Campaign' on 27.06.2024. The objective of the  Campaign is to empower women entrepreneurs across India through various schemes on formalization, access to credit capacity building and mentorship through awareness generation about these schemes.
- viii.  A  new  scheme  to  provide  term  loans  up  to  Rs.2  crore  to  Women,  Scheduled  Castes  and Scheduled Tribes first-time entrepreneurs has been announced in the Union Budget 2025 for promotion and development of MSME.

| Prime Minister Employment Generation Programme - Number of women-owned MSMEs Assisted and Margin Money disbursed in Uttar Pradesh   | Prime Minister Employment Generation Programme - Number of women-owned MSMEs Assisted and Margin Money disbursed in Uttar Pradesh   | Prime Minister Employment Generation Programme - Number of women-owned MSMEs Assisted and Margin Money disbursed in Uttar Pradesh   |
|-------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------|
| Financial Year                                                                                                                      | No. of Units Assisted                                                                                                               | Margin Money Subsidy (in Rs. Cr)                                                                                                    |
| 2021-22                                                                                                                             | 3,712                                                                                                                               | 143.72                                                                                                                              |
| 2022-23                                                                                                                             | 3,549                                                                                                                               | 142.09                                                                                                                              |
| 2023-24                                                                                                                             | 3,733                                                                                                                               | 173.53                                                                                                                              |
| 2024-25 (till 24.03.2025)                                                                                                           | 1,670                                                                                                                               | 73.74                                                                                                                               |

The Ministry of MSME coordinates with all stakeholders including MSMEs, Industry Associations, State  Governments,  Member  Lending  Institutions,  MSME-Development  and  Facilitation  Office (MSME-DFOs), etc., to promote the growth of MSMEs, in the country, including the State of Uttar Pradesh.

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