Lok Sabha Question No. 125 (UNSTARRED), answered on 2025-07-21
Subject: Downfall in Expenditure under PM-SYM
Ministry: LABOUR AND EMPLOYMENT
Asked by: Shri Balashowry Vallabhaneni

## GOVERNMENT OF INDIA

## MINISTRY OF LABOUR AND EMPLOYMENT LOK SABHA UNSTARRED QUESTION NO. 125

TO BE ANSWERED ON 21.07.2025

## DOWNFALL IN EXPENDITURE UNDER PM-SYM

## 125.  SHRI BALASHOWRY VALLABHANENI:

Will the Minister of LABOUR AND EMPLOYMENT be pleased to state:

- (a)whether the expenditure under PM-SYM has been coming down from Rs. 324 crore in 2021-22 to Rs. 137 crore in 2024-25, if so,
- the details and reasons thereof;
- (b)whether  it  is  true  that  the  enrolment  of  beneficiaries  has  been
- coming down during the above period;
- (c)if so, the details thereof along with the enrolment under PM-SYM
- from Andhra Pradesh during the above period;
- (d)the steps taken by the Government to spread awareness among the workers of unorganized sector, particularly in rural areas to
- popularize this scheme;
- (e)whether it is also true that there have been demands to revise the eligibility limit from Rs. 15,000 to Rs. 30,000, so that more and
- more workers are covered; and
- (f)if  so,  the  details  thereof  along  with  the  action  taken  by  the Government?

## ANSWER

## MINISTER OF STATE FOR LABOUR AND EMPLOYMENT (SUSHRI SHOBHA KARANDLAJE)

- (a) to (f): The  Pradhan  Mantri  Shram  Yogi  Maan-dhan  (PM-SYM) scheme was launched in February, 2019 in order to provide old age protection to the workers of unorganised sector. This is a voluntary and  contributory  pension  scheme.  Under  the  scheme,  a  monthly assured pension of Rs. 3000/- is provided to the unorganised workers after attaining the age of 60 years. The workers in the age group of 18-40 years whose monthly income is Rs. 15000/- or less and not a member of EPFO/ESIC/NPS (Govt. funded) or not an income tax payer are  eligible  to  join  the  scheme.  The  monthly  contribution  by  the beneficiary ranges from Rs. 55/- to Rs. 200/- depending upon the entry age   of   the   beneficiary.   Under  the  scheme,  equal      matching

contribution  is  paid  by  the  Central  Government.  Enrolment  in  the Scheme  is  done  through  the  Common  Service  Centres,  with  its network  of  about  4  lakh  Centres  across  the  country.  Eligible unorganised workers can also self-enroll through visiting the portal www.maandhan.in.

The scheme being demand driven, the expenditure in the scheme  is  as  per  the  equal  matching  share  received  from  the beneficiaries. The details of total expenditure Financial Year-wise is as follows:

| Financial Year   |   Expenditure (Rs. in Crore) |
|------------------|------------------------------|
| 2021-22          |                       324.23 |
| 2022-23          |                       269.91 |
| 2023-24          |                       162.51 |
| 2024-25          |                       232.11 |

## The  details  of  enrolment  under  PM-SYM  scheme  from 2021-22 to 2024-25 is as under:

| Year    | Total Enrolment   | Enrolment in Andhra Pradesh   |
|---------|-------------------|-------------------------------|
| 2021-22 | 1,28,369          | 1,567                         |
| 2022-23 | 2,72,494          | 17,800                        |
| 2023-24 | 65,775            | 627                           |
| 2024-25 | 1,27,436          | 281                           |

The  following  steps  are  taken  by  the  Government  to spread awareness among the workers to popularize this scheme:

- (i) Holding periodic review meeting with States/ UTs.
- (ii) Meeting with State Common Service Centre (CSC) heads.
- (iii) Launch  of  new  features:  Voluntary  EXIT,  Revival  Module, Claim Status, and Account Statement.
- (iv) Extension of revival of dormant accounts from 1 year to 3 years.
- (v) Two-way integration of PM-SYM and eShram.
- (vi) SMS campaign to create awareness.

- (vii) Addressing Chief Secretaries of States regarding enrolment under PM-SYM scheme.

At  present  there  is  no  such  proposal  to  revise  the minimum eligibility limit of the scheme.

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