Lok Sabha Question No. 538 (UNSTARRED), answered on 2024-07-25
Subject: Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Km. Sudha R

## (a) to (c):

- (i)  Credit  Guarantee  Fund  Trust  for  Micro  and  Small  Enterprises  (CGTMSE)  provides  credit guarantee  to  its  Member  Lending  Institutions  for  loans  extended  by  them  to  Micro  and  Small Enterprises  (MSEs)  without  any  collateral  security  and  third  party  guarantee.  The  details  of CGTMSE Guarantee approved during the last five years (State/UT-wise) are given in Annexure-I. The details  of  CGTMSE Guarantee  approved during the  last  five  years  for Tamil  Nadu  (districtwise) are at Annexure II.
- (ii) The details of CGTMSE claims, including number and the amount settled, during the last five years for the country (State/UT- wise) and for Tamil Nadu (district-wise) are at Annexure III and Annexure IV respectively.
- (d): The  details  of  the  measures  taken  by  Government  to  enhance  the  availability  of  credit  to  the MSME sector and ensure the reach and coverage of the Credit Guarantee Scheme are given below:
- (i) Increase in guarantee ceiling : Increase in ceiling of guarantee coverage from ₹2 crore to ₹5 crore.
- (ii) Reduction in Annual Guarantee Fee : New  guarantee  fee  structure  has  been  introduced with significant reduction in the fee from peak rate of 2% pa to 0.37% pa.
- (iii) Waiver of legal action : For ease of claim lodgment and settlement, the limit for waiver of legal  action  has  been  increased  to  ₹10  lakh  while  invoking  claim  by  Member  Lending Institutions.
- (iv) Concession  for  special  categories  of  the  Borrowers  : With  a  view  to  support  women, people  with  disability,  people  from  SC  and  ST  category,  concession  in  fee  by  10%  and coverage of 85% has been introduced in respect of loans given to this segment.

*****

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 538

TO BE ANSWERED ON 25.07.2024

## CREDIT GUARANTEE FUND TRUST FOR MICRO AND SMALL ENTERPRISES (CGTMSE)

## 538. KM. SUDHA R:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the funds allocated and disbursed under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) during the last five years, State-wise;
- (b) the total number of cases and claims settled under the CGTMSE during the last five years, Statewise and district-wise for Tamil Nadu;
- (c) the  total  number  of  beneficiaries  from  the  scheme  during  the  last  five  years,  State-wise  and district-wise for Tamil Nadu; and
- (d) the details of the measures taken by the Government to enhance the availability of credits to the MSME sector and ensure the reach/coverage of the scheme?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI JITAN RAM MANJHI)

Annexure - I Annexure referred  in  answer  to  Lok  Sabha  Unstarred  Question  no.  538  on  'Credit  Guarantee  Fund

Trust for Micro and Small Enterprises (CGTMSE)' due for reply on 25.07.2024.

| STATE/UT -WISE CGTMSE- GUARANTEE APPROVED   | STATE/UT -WISE CGTMSE- GUARANTEE APPROVED   | STATE/UT -WISE CGTMSE- GUARANTEE APPROVED   | STATE/UT -WISE CGTMSE- GUARANTEE APPROVED   | STATE/UT -WISE CGTMSE- GUARANTEE APPROVED   | STATE/UT -WISE CGTMSE- GUARANTEE APPROVED   | STATE/UT -WISE CGTMSE- GUARANTEE APPROVED   | STATE/UT -WISE CGTMSE- GUARANTEE APPROVED   | STATE/UT -WISE CGTMSE- GUARANTEE APPROVED   | STATE/UT -WISE CGTMSE- GUARANTEE APPROVED   | Amt. (₹ Crore)   | Amt. (₹ Crore)   |
|---------------------------------------------|---------------------------------------------|---------------------------------------------|---------------------------------------------|---------------------------------------------|---------------------------------------------|---------------------------------------------|---------------------------------------------|---------------------------------------------|---------------------------------------------|------------------|------------------|
| Sr.                                         | States / UTs                                | FY 2019-20                                  | FY 2019-20                                  | FY 2020-21                                  | FY 2020-21                                  | FY 2021-22                                  | FY 2021-22                                  | FY 2022-23                                  | FY 2022-23                                  | FY 2023-24       | FY 2023-24       |
| No                                          | States / UTs                                | No.                                         | Amt.                                        | No.                                         | Amt.                                        | No.                                         | Amt.                                        | No.                                         | Amt.                                        | No.              | Amt.             |
| 1                                           | ANDAMAN& NICOBAR                            | 264                                         | 29                                          | 329                                         | 25                                          | 374                                         | 35                                          | 495                                         | 50                                          | 600              | 128              |
| 2                                           | ANDHRA PRADESH                              | 50,562                                      | 1,557                                       | 163,610                                     | 1,560                                       | 49,848                                      | 1,456                                       | 237,520                                     | 3,545                                       | 79,938           | 5,395            |
| 3                                           | ARUNACHAL PRADESH                           | 415                                         | 47                                          | 464                                         | 55                                          | 628                                         | 82                                          | 935                                         | 147                                         | 981              | 198              |
| 4                                           | ASSAM                                       | 14,070                                      | 687                                         | 12,158                                      | 673                                         | 14,918                                      | 1,262                                       | 21,195                                      | 2,156                                       | 34,556           | 3,750            |
| 5                                           | BIHAR                                       | 24,531                                      | 1,303                                       | 22,317                                      | 1,086                                       | 24,217                                      | 1,661                                       | 42,360                                      | 3,468                                       | 113,262          | 8,582            |
| 6                                           | CHANDIGARH                                  | 1,778                                       | 134                                         | 1,274                                       | 97                                          | 1,382                                       | 159                                         | 1,706                                       | 303                                         | 2,459            | 604              |
| 7                                           | CHHATTISGARH                                | 14,022                                      | 706                                         | 12,970                                      | 552                                         | 9,670                                       | 776                                         | 17,733                                      | 1,569                                       | 25,845           | 2,968            |
| 8                                           | DADRA& NAGAR HAVELI and DAMAN &DIU          | 447                                         | 59                                          | 726                                         | 50                                          | 447                                         | 102                                         | 505                                         | 110                                         | 1039             | 276              |
| 9                                           | DELHI                                       | 24,917                                      | 2,183                                       | 12,757                                      | 1,557                                       | 15,810                                      | 2,769                                       | 21,458                                      | 4,897                                       | 35,127           | 8,527            |
| 10                                          | GOA                                         | 2,594                                       | 183                                         | 2,235                                       | 135                                         | 2,218                                       | 174                                         | 2,826                                       | 325                                         | 4,947            | 611              |
| 11                                          | GUJARAT                                     | 58,595                                      | 3,859                                       | 40,397                                      | 2,960                                       | 34,929                                      | 4,836                                       | 43,336                                      | 8,209                                       | 106,073          | 19,668           |
| 12                                          | HARYANA                                     | 25,916                                      | 1,583                                       | 18,499                                      | 1,218                                       | 22,285                                      | 2,707                                       | 30,343                                      | 5,025                                       | 48,455           | 8,553            |
| 13                                          | HIMACHAL PRADESH                            | 7,538                                       | 437                                         | 8,572                                       | 487                                         | 10,075                                      | 792                                         | 14,898                                      | 1,275                                       | 20,600           | 2,080            |
| 14                                          | JAMMU& KASHMIR                              | 12,887                                      | 416                                         | 21,371                                      | 714                                         | 38,352                                      | 1,295                                       | 51,431                                      | 1,808                                       | 53,295           | 2,415            |
| 15                                          | JHARKHAND                                   | 15,340                                      | 1,116                                       | 14,996                                      | 860                                         | 12,953                                      | 1,247                                       | 21,090                                      | 2,488                                       | 34,800           | 4,432            |
| 16                                          | KARNATAKA                                   | 68,572                                      | 4,069                                       | 50,974                                      | 3,225                                       | 41,028                                      | 4,308                                       | 53,766                                      | 7,712                                       | 135,959          | 14,016           |
| 17                                          | KERALA                                      | 33,739                                      | 1,248                                       | 28,810                                      | 1,005                                       | 18,937                                      | 1,104                                       | 25,761                                      | 2,121                                       | 45,515           | 4,590            |
| 18                                          | LADAKH                                      | 26                                          | 2                                           | 110                                         | 12                                          | 205                                         | 23                                          | 467                                         | 44                                          | 637              | 84               |
| 19                                          | LAKSHADWEEP                                 | 52                                          | 1                                           | 72                                          | 2                                           | 11                                          | 1                                           | 25                                          | 3                                           | 7                | 1                |
| 20                                          | MADHYA                                      | 40,822                                      | 2,098                                       | 60,835                                      | 1,893                                       | 64,108                                      | 2,651                                       | 50,289                                      | 5,290                                       | 75,023           | 9,569            |
| 21                                          | MAHARASHTRA                                 | 83,709                                      | 5,808                                       | 71,850                                      | 4,416                                       | 56,027                                      | 6,840                                       | 66,055                                      | 11,926                                      | 129,892          | 23,359           |
| 22                                          | MANIPUR                                     | 939                                         | 42                                          | 830                                         | 41                                          | 1,294                                       | 101                                         | 2,268                                       | 171                                         | 1,580            | 111              |
| 23                                          | MEGHALAYA                                   | 1,153                                       | 70                                          | 1,063                                       | 60                                          | 886                                         | 93                                          | 1,410                                       | 160                                         | 1,693            | 252              |
| 24                                          | MIZORAM                                     | 473                                         | 29                                          | 431                                         | 30                                          | 1,029                                       | 86                                          | 1,032                                       | 74                                          | 1,232            | 73               |
| 25                                          | NAGALAND                                    | 917                                         | 61                                          | 1,120                                       | 68                                          | 1,692                                       | 139                                         | 1,813                                       | 162                                         | 1,563            | 160              |
| 26                                          | ODISHA                                      | 26,167                                      | 1,347                                       | 28,288                                      | 1,134                                       | 25,788                                      | 1,801                                       | 34,081                                      | 3,045                                       | 56,392           | 6,109            |
| 27                                          | PUDUCHERRY                                  | 1,578                                       | 80                                          | 1,588                                       | 67                                          | 1,013                                       | 74                                          | 1,087                                       | 107                                         | 2,418            | 233              |
| 28                                          | PUNJAB                                      | 24,542                                      | 1,022                                       | 20,379                                      | 865                                         | 23,172                                      | 1,661                                       | 49,720                                      | 4,385                                       | 81,259           | 9,632            |
| 29                                          | RAJASTHAN                                   | 41,289                                      | 1,998                                       | 32,883                                      | 1,441                                       | 38,622                                      | 2,553                                       | 72,391                                      | 5,366                                       | 85,848           | 9,180            |
| 30                                          | SIKKIM                                      | 435                                         | 23                                          | 340                                         | 16                                          | 479                                         | 34                                          | 765                                         | 61                                          | 1,108            | 102              |
| 31                                          | TAMILNADU                                   | 89,725                                      | 4,353                                       | 61,535                                      | 3,344                                       | 44,897                                      | 4,134                                       | 61,883                                      | 7,114                                       | 113,815          | 15,061           |
| 32                                          | TELANGANA                                   | 39,162                                      | 2,212                                       | 22,021                                      | 1,408                                       | 24,009                                      | 1,959                                       | 29,792                                      | 3,503                                       | 41,940           | 6,368            |
| 33                                          | TRIPURA                                     | 1,378                                       | 54                                          | 1,673                                       | 58                                          | 2,020                                       | 115                                         | 3,845                                       | 207                                         | 6,523            | 381              |
| 34                                          | UTTAR PRADESH                               | 89,271                                      | 4,154                                       | 78,655                                      | 3,727                                       | 86,616                                      |                                             |                                             | 10,742                                      | 247,258          | 21,200           |
| 35                                          | UTTARAKHAND                                 | 11,158                                      | 482                                         | 9,671                                       | 441                                         | 10,048                                      | 5,628 629                                   | 130,769 16,296                              | 1,177                                       | 26,361           | 2,253            |
| 36                                          | WEST BENGAL                                 | 37,667                                      | 2,398                                       | 29,789                                      | 1,618                                       | 37,033                                      | 2,887                                       | 54,440                                      | 6,036                                       | 106,073          | 11,887           |
|                                             | TOTAL                                       | 846,650                                     | 45,851                                      | 835,592                                     | 36,899                                      | 717,020                                     | 56,172                                      | 1,165,786                                   | 104,781                                     | 1,724,073        | 202,807          |

Source: CGTMSE

Annexure - II Annexure referred in answer to Lok Sabha Unstarred Question no. 538 on 'Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)' due for reply on 25.07.2024.

| CGTMSE GUARANTEE APPROVED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE GUARANTEE APPROVED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE GUARANTEE APPROVED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE GUARANTEE APPROVED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE GUARANTEE APPROVED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE GUARANTEE APPROVED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE GUARANTEE APPROVED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE GUARANTEE APPROVED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE GUARANTEE APPROVED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE GUARANTEE APPROVED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE GUARANTEE APPROVED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE GUARANTEE APPROVED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   |
|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|
| Sr. No.                                                                                 | DISTRICT                                                                                | FY 2019-20                                                                              | FY 2019-20                                                                              | FY 2020-21                                                                              | FY 2020-21                                                                              | FY 2021-22                                                                              | FY 2021-22                                                                              | FY 2022-23                                                                              | FY 2022-23                                                                              | FY 2023-24                                                                              | FY 2023-24                                                                              |
| Sr. No.                                                                                 | DISTRICT                                                                                | No.                                                                                     | Amt.                                                                                    | No.                                                                                     | Amt.                                                                                    | No.                                                                                     | Amt.                                                                                    | No.                                                                                     | Amt.                                                                                    | No.                                                                                     | Amt.                                                                                    |
| 1                                                                                       | ARIYALUR                                                                                | 431                                                                                     | 13.00                                                                                   | 208                                                                                     | 6.66                                                                                    | 366                                                                                     | 8.90                                                                                    | 979                                                                                     | 112.09                                                                                  | 709                                                                                     | 98.91                                                                                   |
| 2                                                                                       | CHENNAI                                                                                 | 14,802                                                                                  | 1,217.39                                                                                | 8,823                                                                                   | 904.91                                                                                  | 7,132                                                                                   | 1,269.18                                                                                | 10,051                                                                                  | 2,083.07                                                                                | 20,559                                                                                  | 4,395.55                                                                                |
| 3                                                                                       | COIMBATORE                                                                              | 8,862                                                                                   | 540.33                                                                                  | 6,575                                                                                   | 444.90                                                                                  | 4,063                                                                                   | 547.37                                                                                  | 5,047                                                                                   | 819.40                                                                                  | 9,836                                                                                   | 1,514.66                                                                                |
| 4                                                                                       | CUDDALORE                                                                               | 1,738                                                                                   | 47.15                                                                                   | 1,202                                                                                   | 40.30                                                                                   | 1,236                                                                                   | 59.63                                                                                   | 1,353                                                                                   | 94.94                                                                                   | 2,773                                                                                   | 227.79                                                                                  |
| 5                                                                                       | DHARMAPURI                                                                              | 1,234                                                                                   | 42.29                                                                                   | 831                                                                                     | 35.77                                                                                   | 578                                                                                     | 29.45                                                                                   | 1,446                                                                                   | 104.29                                                                                  | 2,102                                                                                   | 215.72                                                                                  |
| 6                                                                                       | DINDIGUL                                                                                | 1,806                                                                                   | 58.15                                                                                   | 1,013                                                                                   | 39.55                                                                                   | 860                                                                                     | 58.93                                                                                   | 1,035                                                                                   | 92.92                                                                                   | 1,900                                                                                   | 218.10                                                                                  |
| 7                                                                                       | ERODE                                                                                   | 3,453                                                                                   | 145.13                                                                                  | 2,358                                                                                   | 120.90                                                                                  | 1,423                                                                                   | 135.60                                                                                  | 2,041                                                                                   | 243.85                                                                                  | 3,331                                                                                   | 442.12                                                                                  |
| 8                                                                                       | KANCHIPURAM                                                                             | 5,401                                                                                   | 224.93                                                                                  | 3,551                                                                                   | 175.75                                                                                  | 2,369                                                                                   | 222.47                                                                                  | 3,382                                                                                   | 377.63                                                                                  | 7,408                                                                                   | 889.03                                                                                  |
| 9                                                                                       | KANYAKUMARI                                                                             | 2,660                                                                                   | 64.40                                                                                   | 2,063                                                                                   | 54.96                                                                                   | 1581                                                                                    | 46.35                                                                                   | 2,134                                                                                   | 95.51                                                                                   | 3,178                                                                                   | 197.08                                                                                  |
| 10                                                                                      | KARUR                                                                                   | 1,468                                                                                   | 67.50                                                                                   | 814                                                                                     | 46.97                                                                                   | 600                                                                                     | 48.78                                                                                   | 770                                                                                     | 87.87                                                                                   | 1,424                                                                                   | 176.62                                                                                  |
| 11                                                                                      | KRISHNAGIRI                                                                             | 2,208                                                                                   | 110.45                                                                                  | 1,641                                                                                   | 103.35                                                                                  | 1,136                                                                                   | 104.88                                                                                  | 1,689                                                                                   | 221.39                                                                                  | 2,987                                                                                   | 392.15                                                                                  |
| 12                                                                                      | MADURAI                                                                                 | 4,885                                                                                   | 214.11                                                                                  | 2,713                                                                                   | 128.13                                                                                  | 1,586                                                                                   | 124.93                                                                                  | 3,215                                                                                   | 266.80                                                                                  | 4,198                                                                                   | 564.19                                                                                  |
| 13                                                                                      | NAGAPATTINAM                                                                            | 1,093                                                                                   | 29.22                                                                                   | 587                                                                                     | 17.36                                                                                   | 756                                                                                     | 28.47                                                                                   | 1,257                                                                                   | 54.03                                                                                   | 2,253                                                                                   | 117.95                                                                                  |
| 14                                                                                      | NAMAKKAL                                                                                | 1,840                                                                                   | 89.34                                                                                   | 1,454                                                                                   | 72.07                                                                                   | 1,219                                                                                   | 108.61                                                                                  | 1,427                                                                                   | 165.68                                                                                  | 2,451                                                                                   | 327.14                                                                                  |
| 15                                                                                      | NILGIRIS                                                                                | 392                                                                                     | 16.17                                                                                   | 505                                                                                     | 13.72                                                                                   | 397                                                                                     | 12.61                                                                                   | 349                                                                                     | 21.07                                                                                   | 612                                                                                     | 49.39                                                                                   |
| 16                                                                                      | PERAMBALUR                                                                              | 272                                                                                     | 12.78                                                                                   | 248                                                                                     | 11.16                                                                                   | 182                                                                                     | 15.25                                                                                   | 302                                                                                     | 32.83                                                                                   | 476                                                                                     | 74.01                                                                                   |
| 17                                                                                      | PUDUKKOTTAI                                                                             | 1,132                                                                                   | 41.22                                                                                   | 838                                                                                     | 29.01                                                                                   | 532                                                                                     | 25.55                                                                                   | 784                                                                                     | 49.92                                                                                   | 1,683                                                                                   | 139.33                                                                                  |
| 18                                                                                      | RAMANATHAPURAM                                                                          | 799                                                                                     | 21.70                                                                                   | 774                                                                                     | 21.48                                                                                   | 638                                                                                     | 27.05                                                                                   | 611                                                                                     | 42.73                                                                                   | 1,543                                                                                   | 92.21                                                                                   |
| 19                                                                                      | SALEM                                                                                   | 6,037                                                                                   | 219.54                                                                                  | 3,416                                                                                   | 155.01                                                                                  | 2,259                                                                                   | 174.85                                                                                  | 3,095                                                                                   | 336.16                                                                                  | 5,188                                                                                   | 681.44                                                                                  |
| 20                                                                                      | SIVAGANGA                                                                               | 1,164                                                                                   | 28.95                                                                                   | 1,095                                                                                   | 31.81                                                                                   | 753                                                                                     | 34.68                                                                                   | 1,074                                                                                   | 60.20                                                                                   | 1,538                                                                                   | 134.79                                                                                  |
| 21                                                                                      | THANJAVUR                                                                               | 3,468                                                                                   | 92.09                                                                                   | 1,931                                                                                   | 54.83                                                                                   | 1,322                                                                                   | 49.26                                                                                   | 1,750                                                                                   | 97.72                                                                                   | 2,782                                                                                   | 311.29                                                                                  |
| 22                                                                                      | THENI                                                                                   | 824                                                                                     | 25.65                                                                                   | 845                                                                                     | 30.10                                                                                   | 584                                                                                     | 32.25                                                                                   | 625                                                                                     | 48.08                                                                                   | 1,217                                                                                   | 122.97                                                                                  |
| 23                                                                                      | THOOTHUKUDI                                                                             | 1,531                                                                                   | 50.00                                                                                   | 1,062                                                                                   | 41.96                                                                                   | 673                                                                                     | 45.73                                                                                   | 1,377                                                                                   | 82.41                                                                                   | 2,645                                                                                   | 200.01                                                                                  |
| 24                                                                                      | TIRUCHIRAPPALLI                                                                         | 3,097                                                                                   | 118.61                                                                                  | 2,266                                                                                   | 96.89                                                                                   | 1,515                                                                                   | 98.35                                                                                   | 1,709                                                                                   | 177.76                                                                                  | 3,532                                                                                   | 433.32                                                                                  |
| 25                                                                                      | TIRUNELVELI                                                                             | 3,433                                                                                   | 100.73                                                                                  | 2,464                                                                                   | 76.19                                                                                   | 1,797                                                                                   | 86.83                                                                                   | 2,519                                                                                   | 151.93                                                                                  | 4,252                                                                                   | 328.51                                                                                  |
| 26                                                                                      | TIRUPPUR                                                                                | 2,057                                                                                   | 201.81                                                                                  | 1,277                                                                                   | 155.77                                                                                  | 1,405                                                                                   | 240.12                                                                                  | 2,032                                                                                   | 359.66                                                                                  | 3,927                                                                                   | 801.90                                                                                  |
| 27                                                                                      | TIRUVALLUR                                                                              | 5,098                                                                                   | 263.46                                                                                  | 3,785                                                                                   | 185.21                                                                                  | 1,776                                                                                   | 200.05                                                                                  | 2,292                                                                                   | 312.22                                                                                  | 6,301                                                                                   | 708.08                                                                                  |
| 28                                                                                      | TIRUVANNAMALAI                                                                          | 1,785                                                                                   | 42.95                                                                                   | 1,657                                                                                   | 42.79                                                                                   | 1,392                                                                                   | 52.90                                                                                   | 1,879                                                                                   | 105.09                                                                                  | 2,966                                                                                   | 269.07                                                                                  |
| 29                                                                                      | TIRUVARUR                                                                               | 884                                                                                     | 24.06                                                                                   | 547                                                                                     | 14.96                                                                                   | 549                                                                                     | 19.16                                                                                   | 376                                                                                     | 24.97                                                                                   | 940                                                                                     | 57.77                                                                                   |
| 30                                                                                      | VELLORE                                                                                 | 2,383                                                                                   | 95.30                                                                                   | 2,165                                                                                   | 74.42                                                                                   | 1,940                                                                                   | 109.68                                                                                  | 2,447                                                                                   | 162.47                                                                                  | 3,550                                                                                   | 341.68                                                                                  |
| 31                                                                                      | VILLUPURAM                                                                              | 1,470                                                                                   | 49.58                                                                                   | 1,217                                                                                   | 39.24                                                                                   | 1,209                                                                                   | 50.09                                                                                   | 1,248                                                                                   | 96.62                                                                                   | 2,927                                                                                   | 244.41                                                                                  |
| 32                                                                                      | VIRUDHUNAGAR                                                                            | 2,018                                                                                   | 84.84                                                                                   | 1,610                                                                                   | 77.82                                                                                   | 1,069                                                                                   | 65.62                                                                                   | 1,588                                                                                   | 132.61                                                                                  | 2,627                                                                                   | 293.95                                                                                  |
|                                                                                         | TOTAL                                                                                   | 89,725                                                                                  | 4352.82                                                                                 | 61,535                                                                                  | 3,343.95                                                                                | 44,897                                                                                  | 4,133.60                                                                                | 61,883                                                                                  | 7,113.94                                                                                | 1,13,815                                                                                | 15,061.13                                                                               |

Source: CGTMSE

Annexure - III Annexure referred  in  answer  to  Lok  Sabha  Unstarred  Question  no.  538  on  'Credit  Guarantee  Fund

## Trust for Micro and Small Enterprises (CGTMSE)' due for reply on 25.07.2024.

|        |                                   | STATE/UT-WISE CGTMSE - CLAIMS SETTLED   | STATE/UT-WISE CGTMSE - CLAIMS SETTLED   | STATE/UT-WISE CGTMSE - CLAIMS SETTLED   | STATE/UT-WISE CGTMSE - CLAIMS SETTLED   | STATE/UT-WISE CGTMSE - CLAIMS SETTLED   | STATE/UT-WISE CGTMSE - CLAIMS SETTLED   | STATE/UT-WISE CGTMSE - CLAIMS SETTLED   | STATE/UT-WISE CGTMSE - CLAIMS SETTLED   | Amt. (₹ Crore)   | Amt. (₹ Crore)   |
|--------|-----------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|-----------------------------------------|------------------|------------------|
|        |                                   | FY 2019-20                              | FY 2019-20                              | FY 2020-21                              | FY 2020-21                              | FY 2021-22                              | FY 2021-22                              | FY 2022-23                              | FY 2022-23                              | FY 2023-24       | FY 2023-24       |
| Sr. No | States / UTs                      | No.                                     | Amt.                                    | No.                                     | Amt.                                    | No.                                     | Amt.                                    | No.                                     | Amt.                                    | No.              | Amt.             |
| 1      | ANDAMAN& NICOBAR                  | 8                                       | 0.27                                    | 6                                       | 0.13                                    | 16                                      | 0.56                                    | 20                                      | 0.30                                    | 82               | 2.10             |
| 2      | ANDHRA PRADESH                    | 561                                     | 9.97                                    | 368                                     | 8.61                                    | 1,983                                   | 28.55                                   | 5,838                                   | 47.97                                   | 7,730            | 60.37            |
| 3      | ARUNACHAL PRADESH                 | 243                                     | 4.07                                    | 146                                     | 2.37                                    | 34                                      | 1.15                                    | 125                                     | 5.32                                    | 170              | 4.94             |
| 4      | ASSAM                             | 1,659                                   | 27.88                                   | 1,140                                   | 16.66                                   | 1,462                                   | 20.74                                   | 2,685                                   | 40.56                                   | 3,240            | 63.18            |
| 5      | BIHAR                             | 1,864                                   | 34.49                                   | 1,576                                   | 35.98                                   | 2,399                                   | 46.71                                   | 3,667                                   | 65.04                                   | 6,518            | 124.93           |
| 6      | CHANDIGARH                        | 199                                     | 6.64                                    | 51                                      | 1.55                                    | 150                                     | 2.96                                    | 243                                     | 8.68                                    | 190              | 5.14             |
| 7      | CHHATTISGARH                      | 508                                     | 9.44                                    | 319                                     | 6.25                                    | 1,063                                   | 16.64                                   | 1,489                                   | 28.53                                   | 1,931            | 36.88            |
| 8      | DADRA& NAGAR HAVELI ANDDAMAN& DIU | 15                                      | 1.67                                    | 8                                       | 0.64                                    | 36                                      | 1.47                                    | 50                                      | 3.03                                    | 48               | 2.11             |
| 9      | DELHI                             | 818                                     | 34.71                                   | 458                                     | 19.94                                   | 1,673                                   | 61.30                                   | 2,579                                   | 87.67                                   | 2,356            | 102.20           |
| 10     | GOA                               | 85                                      | 2.88                                    | 60                                      | 2.97                                    | 143                                     | 4.36                                    | 263                                     | 9.82                                    | 107              | 3.99             |
| 11     | GUJARAT                           | 1,292                                   | 41.08                                   | 884                                     | 33.61                                   | 2,905                                   | 69.33                                   | 3,481                                   | 89.11                                   | 5,159            | 123.41           |
| 12     | HARYANA                           | 550                                     | 21.20                                   | 503                                     | 17.42                                   | 1,716                                   | 42.61                                   | 2,202                                   | 55.87                                   | 3,108            | 77.25            |
| 13     | HIMACHAL PRADESH                  | 565                                     | 11.98                                   | 316                                     | 6.69                                    | 399                                     | 8.96                                    | 482                                     | 13.67                                   | 1,161            | 25.42            |
| 14     | JAMMU& KASHMIR                    | 596                                     | 7.16                                    | 278                                     | 4.40                                    | 538                                     | 4.18                                    | 505                                     | 8.16                                    | 1,054            | 15.28            |
| 15     | JHARKHAND                         | 2,346                                   | 56.50                                   | 1,786                                   | 49.06                                   | 2,415                                   | 63.21                                   | 2,440                                   | 60.55                                   | 3,531            | 83.93            |
| 16     | KARNATAKA                         | 3,726                                   | 92.73                                   | 3,249                                   | 81.73                                   | 5,674                                   | 119.52                                  | 8,291                                   | 176.47                                  | 7,740            | 186.25           |
| 17     | KERALA                            | 3,084                                   | 39.05                                   | 2,118                                   | 27.96                                   | 3,665                                   | 50.08                                   | 7,120                                   | 98.06                                   | 6,309            | 102.91           |
| 18     | LADAKH                            | 0                                       | 0.00                                    | 0                                       | 0.00                                    | 0                                       | 0.00                                    | 0                                       | 0.00                                    | 1                | 0.04             |
| 19     | LAKSHADWEEP                       | 0                                       | 0.00                                    | 1                                       | 0.06                                    | 0                                       | 0.00                                    | 0                                       | 0.00                                    | 1                | 0.005            |
| 20     | MADHYA                            | 2,764                                   | 47.93                                   | 2,200                                   | 41.85                                   | 4,065                                   | 72.05                                   | 10,587                                  | 132.61                                  | 12,522           | 190.74           |
| 21     | PRADESH MAHARASHTRA               | 6,193                                   | 144.27                                  | 3,842                                   | 84.22                                   | 9,419                                   | 185.10                                  | 9,893                                   | 223.71                                  | 12,343           | 316.82           |
| 22     | MANIPUR                           | 373                                     | 4.16                                    | 289                                     | 2.62                                    | 115                                     | 1.75                                    | 193                                     | 2.72                                    | 479              | 12.25            |
| 23     | MEGHALAYA                         | 113                                     | 1.61                                    | 78                                      | 0.89                                    | 163                                     | 1.80                                    | 193                                     | 2.96                                    | 177              | 2.89             |
| 24     | MIZORAM                           | 28                                      | 0.55                                    | 20                                      | 0.26                                    | 25                                      | 0.87                                    | 77                                      | 2.14                                    | 174              | 5.83             |
| 25     | NAGALAND                          | 237                                     | 2.73                                    | 195                                     | 1.57                                    | 99                                      | 1.45                                    | 348                                     | 3.91                                    | 147              | 3.09             |
| 26     | ODISHA                            | 2,138                                   | 42.54                                   | 1,256                                   | 23.27                                   | 2,345                                   | 39.73                                   | 2,630                                   | 54.43                                   | 5,223            | 90.35            |
| 27     | PUDUCHERRY                        | 51                                      | 0.93                                    | 35                                      | 0.87                                    | 123                                     | 2.45                                    | 141                                     | 1.81                                    | 226              | 4.88             |
| 28     | PUNJAB                            | 937                                     | 30.92                                   | 495                                     | 16.54                                   | 1,656                                   | 37.09                                   | 1,893                                   | 48.53                                   | 3,005            | 61.45            |
| 29     | RAJASTHAN                         | 820                                     | 23.24                                   | 481                                     | 11.51                                   | 2,197                                   | 41.89                                   | 3,099                                   | 58.69                                   | 5,477            | 89.65            |
| 30     | SIKKIM                            | 7                                       | 0.19                                    | 3                                       | 0.02                                    | 9                                       | 0.06                                    | 45                                      | 0.79                                    | 40               | 0.99             |
| 31     | TAMILNADU                         | 3,157                                   | 78.98                                   | 2,062                                   | 50.83                                   | 6,453                                   | 117.21                                  | 9,039                                   | 162.94                                  | 11,272           | 218.60           |
| 32     | TELANGANA                         | 909                                     | 25.01                                   | 787                                     | 17.32                                   | 3,169                                   | 62.79                                   | 3,529                                   | 72.38                                   | 3,079            | 68.81            |
| 33     | TRIPURA                           | 121                                     | 1.34                                    | 156                                     | 1.33                                    | 77                                      | 0.92                                    | 141                                     | 1.53                                    | 262              | 5.35             |
| 34     | UTTAR                             | 6,800                                   | 124.63                                  | 5,002                                   | 106.20                                  | 7,420                                   | 137.81                                  | 13,607                                  | 221.51                                  | 20,334           | 356.60           |
| 35     | UTTARAKHAND                       | 301                                     | 6.81                                    | 287                                     | 7.51                                    | 626                                     | 10.65                                   | 920                                     | 14.36                                   | 1,534            | 28.66            |
| 36     | WEST BENGAL                       | 2,130                                   | 63.99                                   | 1,042                                   | 33.57                                   | 3,316                                   | 73.19                                   | 4,463                                   | 106.55                                  | 5,892            | 159.63           |
|        | TOTAL                             | 45,198                                  | 1,001.58                                | 31,497                                  | 716.41                                  | 67,548                                  | 1,329.13                                | 102,278                                 | 1,910.35                                | 132,622          | 2,636.92         |

Source: CGTMSE

Annexure - IV Annexure referred  in  answer  to  Lok  Sabha  Unstarred  Question  no.  538  on  'Credit  Guarantee  Fund

Trust for Micro and Small Enterprises (CGTMSE)" due for reply on 25.07.2024.

| CGTMSE - CLAIMS SETTLED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE - CLAIMS SETTLED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE - CLAIMS SETTLED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE - CLAIMS SETTLED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE - CLAIMS SETTLED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE - CLAIMS SETTLED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE - CLAIMS SETTLED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE - CLAIMS SETTLED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE - CLAIMS SETTLED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE - CLAIMS SETTLED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE - CLAIMS SETTLED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   | CGTMSE - CLAIMS SETTLED FOR THE STATE OF TAMIL NADU, (DISTRICT-WISE) Amt. (₹ Crore)   |
|---------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------|
| Sr. No.                                                                               | DISTRICT                                                                              | FY 2019-20                                                                            | FY 2019-20                                                                            | FY 2020-21                                                                            | FY 2020-21                                                                            | FY 2021-22                                                                            | FY 2021-22                                                                            | FY 2022-23                                                                            | FY 2022-23                                                                            | FY 2023-24                                                                            | FY 2023-24                                                                            |
| Sr. No.                                                                               | DISTRICT                                                                              | No. Amt.                                                                              |                                                                                       | No.                                                                                   | Amt.                                                                                  | No.                                                                                   | Amt.                                                                                  | No.                                                                                   | Amt.                                                                                  | No.                                                                                   | Amt.                                                                                  |
| 1                                                                                     | ARIYALUR                                                                              | 9                                                                                     | 0.06                                                                                  | 15                                                                                    | 0.18                                                                                  | 33                                                                                    | 0.67                                                                                  | 67                                                                                    | 0.85                                                                                  | 55                                                                                    | 1.12                                                                                  |
| 2                                                                                     | CHENNAI                                                                               | 1,382                                                                                 | 37.13                                                                                 | 582                                                                                   | 19.91                                                                                 | 1,300                                                                                 | 31.33                                                                                 | 1,604                                                                                 | 47.11                                                                                 | 1,690                                                                                 | 52.40                                                                                 |
| 3                                                                                     | COIMBATORE                                                                            | 405                                                                                   | 16.30                                                                                 | 203                                                                                   | 6.69                                                                                  | 652                                                                                   | 18.21                                                                                 | 794                                                                                   | 18.00                                                                                 | 1,114                                                                                 | 26.77                                                                                 |
| 4                                                                                     | CUDDALORE                                                                             | 38                                                                                    | 0.61                                                                                  | 39                                                                                    | 0.94                                                                                  | 134                                                                                   | 1.58                                                                                  | 213                                                                                   | 2.50                                                                                  | 335                                                                                   | 4.14                                                                                  |
| 5                                                                                     | DHARMAPURI                                                                            | 8                                                                                     | 0.26                                                                                  | 2                                                                                     | 0.05                                                                                  | 29                                                                                    | 0.27                                                                                  | 47                                                                                    | 0.56                                                                                  | 134                                                                                   | 2.55                                                                                  |
| 6                                                                                     | DINDIGUL                                                                              | 36                                                                                    | 0.76                                                                                  | 32                                                                                    | 0.51                                                                                  | 287                                                                                   | 2.36                                                                                  | 177                                                                                   | 2.05                                                                                  | 168                                                                                   | 2.04                                                                                  |
| 7                                                                                     | ERODE                                                                                 | 71                                                                                    | 1.05                                                                                  | 38                                                                                    | 1.69                                                                                  | 160                                                                                   | 3.05                                                                                  | 261                                                                                   | 6.20                                                                                  | 401                                                                                   | 6.84                                                                                  |
| 8                                                                                     | KANCHIPURAM                                                                           | 101                                                                                   | 2.29                                                                                  | 92                                                                                    | 1.73                                                                                  | 416                                                                                   | 7.02                                                                                  | 366                                                                                   | 6.03                                                                                  | 624                                                                                   | 12.52                                                                                 |
| 9                                                                                     | KANYAKUMARI                                                                           | 127                                                                                   | 1.19                                                                                  | 117                                                                                   | 1.16                                                                                  | 221                                                                                   | 1.72                                                                                  | 331                                                                                   | 3.43                                                                                  | 253                                                                                   | 2.69                                                                                  |
| 10                                                                                    | KARUR                                                                                 | 36                                                                                    | 0.37                                                                                  | 28                                                                                    | 1.01                                                                                  | 108                                                                                   | 2.56                                                                                  | 110                                                                                   | 2.40                                                                                  | 198                                                                                   | 5.05                                                                                  |
| 11                                                                                    | KRISHNAGIRI                                                                           | 18                                                                                    | 0.68                                                                                  | 37                                                                                    | 0.80                                                                                  | 113                                                                                   | 1.68                                                                                  | 133                                                                                   | 1.98                                                                                  | 365                                                                                   | 4.88                                                                                  |
| 12                                                                                    | MADURAI                                                                               | 76                                                                                    | 1.47                                                                                  | 86                                                                                    | 1.59                                                                                  | 342                                                                                   | 6.11                                                                                  | 671                                                                                   | 11.80                                                                                 | 464                                                                                   | 7.19                                                                                  |
| 13                                                                                    | NAGAPATTINAM                                                                          | 8                                                                                     | 0.09                                                                                  | 10                                                                                    | 0.11                                                                                  | 25                                                                                    | 0.26                                                                                  | 77                                                                                    | 0.77                                                                                  | 190                                                                                   | 2.30                                                                                  |
| 14                                                                                    | NAMAKKAL                                                                              | 33                                                                                    | 1.21                                                                                  | 35                                                                                    | 0.88                                                                                  | 109                                                                                   | 2.16                                                                                  | 165                                                                                   | 4.00                                                                                  | 236                                                                                   | 4.80                                                                                  |
| 15                                                                                    | NILGIRIS                                                                              | 7                                                                                     | 0.13                                                                                  | 34                                                                                    | 0.24                                                                                  | 39                                                                                    | 0.51                                                                                  | 58                                                                                    | 0.47                                                                                  | 139                                                                                   | 1.89                                                                                  |
| 16                                                                                    | PERAMBALUR                                                                            | 12                                                                                    | 0.22                                                                                  | 24                                                                                    | 0.68                                                                                  | 17                                                                                    | 0.39                                                                                  | 38                                                                                    | 0.45                                                                                  | 46                                                                                    | 0.58                                                                                  |
| 17                                                                                    | PUDUKKOTTAI                                                                           | 16                                                                                    | 0.32                                                                                  | 14                                                                                    | 0.46                                                                                  | 56                                                                                    | 0.95                                                                                  | 147                                                                                   | 1.92                                                                                  | 210                                                                                   | 3.14                                                                                  |
| 18                                                                                    | RAMANATHAPURAM                                                                        | 106                                                                                   | 0.96                                                                                  | 68                                                                                    | 0.53                                                                                  | 82                                                                                    | 0.60                                                                                  | 182                                                                                   | 2.44                                                                                  | 183                                                                                   | 3.15                                                                                  |
| 19                                                                                    | SALEM                                                                                 | 81                                                                                    | 1.45                                                                                  | 81                                                                                    | 1.54                                                                                  | 236                                                                                   | 4.21                                                                                  | 473                                                                                   | 7.84                                                                                  | 682                                                                                   | 15.63                                                                                 |
| 20                                                                                    | SIVAGANGA                                                                             | 14                                                                                    | 0.24                                                                                  | 20                                                                                    | 0.56                                                                                  | 107                                                                                   | 0.89                                                                                  | 87                                                                                    | 1.01                                                                                  | 182                                                                                   | 1.80                                                                                  |
| 21                                                                                    | THANJAVUR                                                                             | 66                                                                                    | 0.79                                                                                  | 100                                                                                   | 1.50                                                                                  | 213                                                                                   | 2.32                                                                                  | 263                                                                                   | 3.13                                                                                  | 443                                                                                   | 4.78                                                                                  |
| 22                                                                                    | THENI                                                                                 | 27                                                                                    | 0.65                                                                                  | 27                                                                                    | 0.47                                                                                  | 105                                                                                   | 0.76                                                                                  | 128                                                                                   | 1.32                                                                                  | 175                                                                                   | 2.03                                                                                  |
| 23                                                                                    | THOOTHUKUDI                                                                           | 60                                                                                    | 0.51                                                                                  | 27                                                                                    | 0.35                                                                                  | 115                                                                                   | 1.73                                                                                  | 159                                                                                   | 1.75                                                                                  | 135                                                                                   | 2.36                                                                                  |
| 24                                                                                    | TIRUCHIRAPPALLI                                                                       | 38                                                                                    | 0.52                                                                                  | 44                                                                                    | 1.08                                                                                  | 212                                                                                   | 3.35                                                                                  | 338                                                                                   | 5.68                                                                                  | 310                                                                                   | 4.65                                                                                  |
| 25                                                                                    | TIRUNELVELI                                                                           | 77                                                                                    | 1.20                                                                                  | 70                                                                                    | 1.54                                                                                  | 220                                                                                   | 2.97                                                                                  | 452                                                                                   | 4.95                                                                                  | 412                                                                                   | 5.93                                                                                  |
| 26                                                                                    | TIRUPPUR                                                                              | 77                                                                                    | 2.71                                                                                  | 34                                                                                    | 1.07                                                                                  | 108                                                                                   | 4.17                                                                                  | 160                                                                                   | 4.23                                                                                  | 230                                                                                   | 7.53                                                                                  |
| 27                                                                                    | TIRUVALLUR                                                                            | 79                                                                                    | 2.46                                                                                  | 52                                                                                    | 0.90                                                                                  | 415                                                                                   | 8.10                                                                                  | 405                                                                                   | 7.93                                                                                  | 585                                                                                   | 10.19                                                                                 |
| 28                                                                                    | TIRUVANNAMALAI                                                                        | 30                                                                                    | 0.71                                                                                  | 27                                                                                    | 0.38                                                                                  | 194                                                                                   | 0.79                                                                                  | 362                                                                                   | 1.83                                                                                  | 329                                                                                   | 3.03                                                                                  |
| 29                                                                                    | TIRUVARUR                                                                             | 3                                                                                     | 0.13                                                                                  | 14                                                                                    | 0.13                                                                                  | 30                                                                                    | 0.29                                                                                  | 88                                                                                    | 0.83                                                                                  | 121                                                                                   | 1.14                                                                                  |
| 30                                                                                    | VELLORE                                                                               | 45                                                                                    | 0.94                                                                                  | 44                                                                                    | 0.95                                                                                  | 217                                                                                   | 3.38                                                                                  | 203                                                                                   | 2.61                                                                                  | 401                                                                                   | 8.29                                                                                  |
| 31                                                                                    | VILLUPURAM                                                                            | 31                                                                                    | 0.60                                                                                  | 42                                                                                    | 0.95                                                                                  | 55                                                                                    | 0.93                                                                                  | 200                                                                                   | 2.53                                                                                  | 235                                                                                   | 2.83                                                                                  |
| 32                                                                                    | VIRUDHUNAGAR TOTAL                                                                    | 40 3,157                                                                              | 0.98 78.98                                                                            | 24 2,062                                                                              | 0.23 50.83                                                                            | 103 6,453                                                                             | 1.89 117.21                                                                           | 280 9,039                                                                             | 4.34 162.94                                                                           | 227 11,272                                                                            | 4.36 218.60                                                                           |

Source: CGTMSE