Lok Sabha Question No. 105 (STARRED), answered on 2025-02-11
Subject: Computerization of Agricultural and Rural Development Banks
Ministry: COOPERATION
Asked by: Shri Bastipati Nagaraju, Shri B K Parthasarathi

## GOVERNMENT OF INDIA MINISTRY OF COOPERATION

## LOK SABHA STARRED QUESTION NO. 105 TO BE ANSWERED ON 11 th  FEBRUARY, 2025

## Computerization of Agricultural and Rural Development Banks

## 105. SHRI BASTIPATI NAGARAJU SHRI B K PARTHASARATHI:

Will the Minister of Cooperation ( सहकारिता मंत्री ) be pleased to state:

- (a)  the  details  of  the  total  number  of  proposals  received  and  approved  for  computerization  of Agricultural and Rural Development Banks (ARDBs), State-wise particularly in Andhra Pradesh and Chhattisgarh;
- (b)  the  quantum  of  funds  allocated,  released  and  utilized  for  computerization  of  ARDBs, Bankwise;
- (c) whether the State Governments are able to invest their share of funds in the project and if so, the details thereof;
- (d) whether ARDBs  will now be able to improve their financial condition through computerization, if so, the details thereof;
- (e) the details regarding status of upgradation and the timeline by which such computerization will be completed;
- (f) the number of employees of ARDBs trained till date, State-wise;
- (g) whether the Government has any data regarding the total number of PACS on-boarded with the Enterprise Resource Planning (ERP) software till date; and
- (h) if so, the details thereof especially in Andhra Pradesh and Chhattisgarh, State-wise and if not, the reasons therefor?

## ANSWER

## THE MINISTER OF COOPERATION सहकारिता मंत्री (SHRI AMIT SHAH)

- (a) to (h): A statement is laid on the Table of the House.

## STATEMENT  REFERRED  TO  IN  REPLY  TO  PARTS  (a)  to  (h)  OF  LOK  SABHA STARRED QUESTION NO.105 DUE FOR REPLY ON 11 th  FEBRUARY, 2025

- (a) The State-wise details of total number of proposals received &  approved for computerization  of  ARDBs are attached  at Annexure-I. There  are  no  ARDBs  in  the  State  of Andhra Pradesh & Chhattisgarh.
- (b) & (c) As  per  guidelines  of  the  project,  the  shares  of  GoI,  State  Governments,  and ARDBs are 45%, 30% and 25% respectively. Accordingly, States are contributing their share in the project. Details of funds allocated, released and utilized under Computerization of ARDBs project, are attached at Annexure-II. (d) & (e) The ERP (Enterprise Resource Planning) based common national software brings about  efficiency  in  ARDBs  performance  through  Common  Accounting  System  (CAS)  and Management  Information  System  (MIS).  Further,  It  improves  ARDBs  operational  efficiency, bring  uniformity  in  accounting  practices  and  core  aspects  of  the  systems  followed  in  lending, recovery and raising resources and improves their financial condition. As per the guidelines for Computerization of ARDBs project, the digitization in the participating States is to be completed by 31 st March, 2026. This project involves process of hardware procurement, First hand report (FHR), Field Verification Report (FVR), Digitization of legacy data, ERP Onboarding, Go-live and Day End. (f) Training  has  been  conducted  by  NABARD  for  officials  from  SCARDBs/  PCARDBs/ State Government/ System Integrators on various stages of digitization, details of the same are enclosed as Annexure-III as tabulated below: State-wise  details  of  total  number  of  PACS  on-boarded  with  the  Enterprise Resource Planning (ERP) software till 28.01.2025 including the States of Andhra Pradesh and

*****

- (g) & (h) Chhattisgarh, are enclosed at Annexure-IV.

## State-wise details of the total number of proposals received & approved for computerization of ARDBs

| Sl. No.   | State            |   Proposal received (ARDB Units) |   Total No. of UNITS (ARDBs) Sanctioned |   Total no. of Hardware sanctioned |
|-----------|------------------|----------------------------------|-----------------------------------------|------------------------------------|
| 1.        | Puducherry       |                                2 |                                       2 |                                 17 |
| 2.        | Punjab           |                              113 |                                     113 |                                272 |
| 3.        | Jammu &Kashmir*  |                               51 |                                      51 |                                115 |
| 4.        | Tripura          |                                6 |                                       6 |                                 15 |
| 5.        | Uttar Pradesh    |                              342 |                                     342 |                                740 |
| 6.        | Karnataka        |                              207 |                                     207 |                                467 |
| 7.        | Tamil Nadu       |                              216 |                                     216 |                                477 |
| 8.        | Haryana          |                               90 |                                      90 |                                203 |
| 9.        | Himachal Pradesh |                               88 |                                      88 |                                202 |
| 10.       | Gujarat          |                              195 |                                     195 |                                440 |
| 11.       | Rajasthan        |                              163 |                                     163 |                                351 |
|           | Total            |                             1473 |                                    1473 |                               3299 |

Note: Proposals from the States of West Bengal and Kerala have not been received.

Annexure-II Details of funds allocated, released and utilized under Computerization of ARDBs project (Rs. in Crore)

| SN   | State/UT          |   GoI allocati on | GOI Release   | Proportionate State Share   | Proportion ate ARDB Share   | Total   | Total Fund Utilization   |
|------|-------------------|-------------------|---------------|-----------------------------|-----------------------------|---------|--------------------------|
| 1.   | Gujarat           |              4.96 | 0.82          | 0.55                        | 0.46                        | 1.82    | 0.00                     |
| 2.   | Haryana           |              2.29 | 0.00          | 0.00                        | 0.00                        | 0.00    | 0.00                     |
| 3.   | Himachal Pradesh* |              3.39 | 0.56          | 0.06                        | 0.21                        | 0.83    | 1.86                     |
| 4.   | J&K**             |              1.73 | 0.26          | 0.07                        | 0.11                        | 0.44    | 0.00                     |
| 5.   | Karnataka         |              5.27 | 0.80          | 0.53                        | 0.44                        | 1.78    | 1.78                     |
| 6.   | Puducherry        |              0.18 | 0.04          | 0.01                        | 0.02                        | 0.07    | 0.05                     |
| 7.   | Punjab            |              2.99 | 0.47          | 0.31                        | 0.26                        | 1.04    | 0.00                     |
| 8.   | Rajasthan         |              4.03 | 0.00          | 0.00                        | 0.00                        | 0.00    | 0.00                     |
| 9.   | Tamil Nadu        |              4.96 | 0.82          | 0.55                        | 0.46                        | 1.82    | 1.37                     |
| 10.  | Tripura           |              0.24 | 0.04          | 0.01                        | 0.02                        | 0.06    | 0.04                     |
| 11.  | Uttar Pradesh     |              8.48 | 1.27          | 0.85                        | 0.71                        | 2.82    | 0.00                     |
| 12.  | Kerala            |              6.37 | -             | -                           | -                           | -       | -                        |
| 13.  | West Bengal       |              3.54 | -             | -                           | -                           | -       | -                        |
|      | Total             |             48.43 | 5.08          | 2.93                        | 2.67                        | 10.68   | 5.10                     |

## State-wise number of employees of ARDBs trained by NABARD

## A. Onboarding of States and capturing of ARDBs constitution and business in First Hand Report (FHR)

| States attended               |   Total no. of participants |
|-------------------------------|-----------------------------|
| Gujarat, J&K, Pondicherry, UP |                          40 |
| Tamil Nadu                    |                         680 |
| All states under ARDB Project |                        2360 |

## B : Field Verification of FHR data via the Field Verification Report (FVR)

| States attended                     |   Total no. of participants |
|-------------------------------------|-----------------------------|
| Puducherry, Tripura &Gujarat        |                          55 |
| Karnataka, Himachal Pradesh &Punjab |                         400 |
| Haryana, Tamil Nadu& Uttar Pradesh  |                         500 |

## C. Capturing of legacy data of ARDB/s in the Data Capture Tool (DCT)

| States attended   |   Total no. of participants |
|-------------------|-----------------------------|
| Gujarat           |                          80 |
| Uttar Pradesh     |                         100 |
| Himachal Pradesh  |                          40 |
| Punjab            |                          40 |

Annexure-IV State-wise details of total number of PACS on-boarded with the Enterprise Resource Planning (ERP) software

| S. No   | State/ UT         | PACS selected for Computerization   | ERP Onboarded   |
|---------|-------------------|-------------------------------------|-----------------|
| 1.      | Maharashtra       | 12,000                              | 10,979          |
| 2.      | Rajasthan         | 6,781                               | 4,206           |
| 3.      | Gujarat           | 5,754                               | 5,249           |
| 4.      | Uttar Pradesh     | 5,686                               | 2,978           |
| 5.      | Karnataka         | 5,491                               | 2,077           |
| 6.      | Madhya Pradesh    | 4,536                               | 4,516           |
| 7.      | Tamil Nadu        | 4,532                               | 4,529           |
| 8.      | Bihar             | 4,495                               | 4,440           |
| 9.      | West Bengal       | 4,167                               | 1,103           |
| 10.     | Punjab            | 3,482                               | 1,720           |
| 11.     | Andhra Pradesh    | 2,037                               | 1,734           |
| 12.     | Chhattisgarh      | 2,028                               | 2,010           |
| 13.     | Himachal Pradesh  | 1,789                               | 836             |
| 14.     | Jharkhand         | 1,500                               | 1,467           |
| 15.     | Haryana           | 710                                 | 617             |
| 16.     | Uttarakhand       | 670                                 | 185             |
| 17.     | Assam             | 583                                 | 580             |
| 18.     | J&K               | 537                                 | 531             |
| 19.     | Tripura           | 268                                 | 245             |
| 20.     | Manipur           | 232                                 | 45              |
| 21.     | Nagaland          | 231                                 | 33              |
| 22.     | Meghalaya         | 112                                 | 103             |
| 23.     | Sikkim            | 107                                 | 107             |
| 24.     | Goa               | 58                                  | 35              |
| 25.     | ANI               | 46                                  | 46              |
| 26.     | Puducherry        | 45                                  | 37              |
| 27.     | Mizoram           | 25                                  | 25              |
| 28.     | Arunachal Pradesh | 14                                  | 11              |
| 29.     | Ladakh            | 10                                  | 9               |
| 30.     | DNH&DD            | 4                                   | 2               |
|         | Total             | 67,930                              | 50,455          |