Lok Sabha Question No. 2304 (UNSTARRED), answered on 2025-03-13
Subject: Setting up MSMEs in West Bengal
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Saumitra Khan

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES LOK SABHA

UNSTARRED QUESTION NO. 2304 TO BE ANSWERED ON: 13.03.2025

'Setting up MSMEs in West Bengal'

No. 2304 SHRI SAUMITRA KHAN:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

the details of assistance provided to entrepreneurs for the establishment of Micro, Small and Medium Enterprises (MSMEs) in West Bengal durin g the last three years?

## ANSWER MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

The  Central  Government  supplements  the  efforts  of  the  State/UT  Government  in  the  country, including the state of West Bengal, in supporting Micro, Small and Medium Enterprises (MSMEs) through  its  various  schemes,  programmes  and  policy  initiatives,  which  inter  alia  include  Udyam Registration  Portal,  Udyam  Assist  Platform,  Prime  Minister's  Employment  Generation  Programme (PMEGP), Credit Guarantee Scheme for Micro and Small Enterprises (MSEs), Pradhan Mantri Mudra Yojana, Micro and Small Enterprises-Cluster Development Programme, Procurement and Marketing Support Scheme, Tool Rooms, Technology Centre System Programme, National SC/ST Hub, MSME Champions and Public Procurement Policy for MSEs, 2012 Order, etc.

- (i) A revised definition based on the twin criteria of investment and turnover, was adopted to define Micro, Small and Medium Enterprises (MSMEs) in 2020 and for registration, Udyam Registration Portal was launched on 01.07.2020. To bring Informal Micro Enterprises (IMEs) under the formal ambit of MSMEs and for availing benefits under Priority Sector Lending (PSL), Udyam Assist Platform (UAP) was launched on 11.01.2023. The details of total MSMEs registered on Udyam Registration Portal, including UAP in the State of West Bengal are as given below:
- (ii) Under PMEGP, credit linked subsidy for setting up new micro-enterprises in non-farm sector is provided. Margin Money subsidy ranging from 15% to 35% of project cost, for projects up to Rs. 50  lakh  in  Manufacturing  sector  and  Rs.  20  lakh  in  the  Service  sector,  is  provided.  Under  the Scheme, Margin Money subsidy for general category beneficiaries is 25% in rural areas and 15% in  urban  areas.  For  beneficiaries  belonging  to  Special  categories,  including  women,  Margin Money subsidy is 35% in rural areas and 25% in urban areas. The details of assistance provided for the State of West Bengal are as given below:

| Total MSMEs registered on Udyam Registration Portal and Udyam Assist Platform in the State of West Bengal   | Total MSMEs registered on Udyam Registration Portal and Udyam Assist Platform in the State of West Bengal   | Total MSMEs registered on Udyam Registration Portal and Udyam Assist Platform in the State of West Bengal   | Total MSMEs registered on Udyam Registration Portal and Udyam Assist Platform in the State of West Bengal   | Total MSMEs registered on Udyam Registration Portal and Udyam Assist Platform in the State of West Bengal   | Total MSMEs registered on Udyam Registration Portal and Udyam Assist Platform in the State of West Bengal   |
|-------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------|
| Financial Year                                                                                              | Micro Enterprises                                                                                           | Small Enterprises                                                                                           | Medium Enterprises                                                                                          | Total Enterprises                                                                                           | Employment Reported                                                                                         |
| 2021-22                                                                                                     | 1,56,724                                                                                                    | 11,663                                                                                                      | 977                                                                                                         | 169,364                                                                                                     | 20,21,225                                                                                                   |
| 2022-23                                                                                                     | 2,69,357                                                                                                    | 8,246                                                                                                       | 382                                                                                                         | 277,985                                                                                                     | 28,01,079                                                                                                   |
| 2023-24                                                                                                     | 27,60,247                                                                                                   | 5,646                                                                                                       | 297                                                                                                         | 27,66,190                                                                                                   | 65,08,171                                                                                                   |

| Financial Year   | No of Units Assisted   |   Margin Money Disbursed (Rs. in crore) | Estimated Employment Generated   |
|------------------|------------------------|-----------------------------------------|----------------------------------|
| 2021-22          | 2,305                  |                                   85.39 | 18,440                           |
| 2022-23          | 2,126                  |                                   74.08 | 17,008                           |
| 2023-24          | 1,919                  |                                   74.23 | 15,352                           |

- (iii) Under  Credit  Guarantee  Scheme,  collateral  free  loan  up  to  a  limit  of  Rs.  500  lakh  (w.e.f. 01.04.2023)  to  MSEs  with  guarantee  coverage  up  to  90  %  for  various  categories  of  loan  is provided. As reported by CGTMSE, details of the number of guarantees extended and amount of guarantees approved for Micro and Small Enterprises, during the last three years, in the State of West Bengal, are given below:
- (iv) Procurement and Marketing Support Scheme (PMSS) of the Ministry of MSME extends benefits for MSEs for market access through participation of Individual MSEs in Trade Fairs / Exhibitions, Vendor  Development  Program,  Adoption  of  Modern  Packaging  Technique,  Adoption  of  eCommerce platform, etc. The details of beneficiaries under PMSS in the State of West Bengal are as given below:
- (v) Ministry of MSME is implementing Micro and Small Enterprises Cluster Development Programme (MSE-CDP)  to  enhance  the  productivity and competitiveness of MSEs  for  their holistic development adopting cluster development approach by extending financial assistance as grant to establish Common  Facility  Centers  (CFCs)  in  the  existing  clusters  and  establish/up-grade infrastructural facilities in new/existing industrial estates/areas/flatted factory complexes. A total of Rs.662.78  lakh  was  released  as  grant  during  the  last  three  years  (from  2021-22  to  2024-25  till 11.03.2025) for the State of West Bengal.

| Financial Year   | No. of Guarantees   | Amount Approved (in Rs. Crore)   |
|------------------|---------------------|----------------------------------|
| 2021-22          | 37,033              | 2,887                            |
| 2022-23          | 54,440              | 6,036                            |
| 2023-24          | 1,06,073            | 11,887                           |

| Financial Year           |   No. of Beneficiaries benefitted for participation in Domestic Trade Fairs |   Number of Units reimbursed towards adoption of Bar Code in the State |   Number of Units reimbursed towards adoption of e- Commerce | No. of Vendor Development Programme allotted   |
|--------------------------|-----------------------------------------------------------------------------|------------------------------------------------------------------------|--------------------------------------------------------------|------------------------------------------------|
| 2022-23                  |                                                                         246 |                                                                      2 |                                                           94 | 3                                              |
| 2023-24                  |                                                                         297 |                                                                     10 |                                                          527 | 1                                              |
| 2024-25 (As on 10.03.25) |                                                                         217 |                                                                      3 |                                                          322 | -                                              |

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