Lok Sabha Question No. 3121 (UNSTARRED), answered on 2025-12-18
Subject: MSME Credit Growth in Tamil Nadu
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Thiru Arun Nehru

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 3121 TO BE ANSWERED ON: 18.12.2025

## MSME CREDIT GROWTH IN TAMIL NADU

## 3121. THIRU ARUN NEHRU :

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  total  Credit extended to Micro, Small and Medium Enterprises (MSME) by Scheduled Commercial  Banks  and  NBFCs  in  Tamil  Nadu  since  Financial  Year  2021,  including  volume distribution by sector, ticket size and district and year-wise;
- (b) the  steps taken  to  improve  financial literacy and expand  formal credit access  for  unserved MSMEs in Tamil Nadu, ensuring equitable regional and industrial distribution;
- (c) the  monitoring  mechanisms  to  address  rising  delinquencies,  credit  quality  concerns  and vulnerabilities from demand volatility and supply chain issues affecting Tamil Nadu MSMEs; and
- (d) the reforms proposed for risk management, comprehensive credit assessment and sustainable MSME credit growth in Tamil Nadu aligned with Budget 2025-26 allocations?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

- (a): Sector-wise, District-wise and Year wise data for total Credit outstanding to MSME sector by Scheduled Commercial Banks, as reported by State Level Bankers' Committee (SLBC), in Tamil Nadu is given in Annexure I.
- (b) to (d): Ministry  of  MSME  organises  workshops/interactive  sessions  for  MSMEs  and Industry  Associations,  in  association  with  MSME-Development  and  Facilitation  Office,  Member Lending Institution, etc. for creating awareness about its schemes.

The Government of India has taken a number of initiatives and measures to provide support to Micro,  Small  and  Medium  Enterprises  (MSMEs)  for  improving  access  to  finance,  including  for MSMEs in Tamil Nadu. Some of them are:

- i. Credit  Guarantee  Scheme  (CGS)  for  Micro  and  Small  Enterprises  (MSEs)  through  Credit Guarantee  Fund  Trust  for  Micro  and  Small  Enterprises  (CGTMSE)  to  provide  credit guarantee of upto Rs. 10 crore on loans extended to MSEs without collateral security or thirdparty guarantees.
- ii. Prime  Minister's  Employment  Generation  Programme  (MPEGP)  provides  Margin  Money subsidy upto 35%, for setting up of new micro enterprises, in the non-farm sector with project cost of Rs. 50 lakh and Rs. 20 lakh, for Manufacturing and Services enterprises, respectively.

- iii.   PM Vishwakarma, launched on 17.09.2023 to provide end-to-end holistic support to artisans and craftspeople of 18 traditional trades who work with their hands and tools. The Scheme includes provision of loans upto Rs. 3 lakh with interest subvention of max upto 8%.
- iv.   Self-Reliant India (SRI) Fund has been set up to infuse Rs. 50,000 crore as equity funding in MSMEs, under this Fund, there is a provision of Rs. 10,000 crore from the Government of India and Rs. 40,000 crore through Private Equity/Venture Capital Funds.
- v. Udyam Registration Portal was launched on 01.07.2020 to facilitate ease of registration for MSMEs. The process of registration on Udyam is fully online, paperless and based on selfdeclaration.  The  Ministry  in  association  with  Small  Industries  Development  Bank  of  India launched  Udyam  Assist  Platform  on  11.01.2023,  for  bringing  Informal  Micro  Enterprises (IMEs) into the formal  ambit. This has  helped  the  registered  IMEs  to  avail  the  benefits  of Priority Sector Lending.

In  order  to  provide  a  simpler  and  faster  mechanism  to  address  the  stress  in  the  accounts  of MSMEs, Reserve Bank of India vide circular no. FIDD.MSME & NFS.BC.No.21/ 06.02.31/2015-16 dated March 17, 2016, has put in place a framework for revival and rehabilitation (FRR) of MSME units having loan limits up to Rs. 25 crore. As per the FRR guidelines, banks shall identify incipient stress  in  the  MSME  accounts  by  creating  three  sub-categories  under  the  Special  Mention  Account (SMA)  category.  On  the  basis  of  early  warning  signals,  the  branch  maintaining  the  account  shall consider forwarding the stressed accounts with aggregate loan limits above Rs. 10 lakh to a committee whereas accounts with loan limit below ₹10 lakh shall be examined at branch level for corrective action plan (CAP). The resolutions under CAP may include rectification, restructuring and recovery.

The  Ministry  works  closely  with  state  governments  including  with  Tamil  Nadu,  MSMEs,  and other  stakeholders  to  assess  the  gaps  and  suitable  policy  response  including  implementation  of  the Budget announcements. It also engages with State agencies through its Development and Facilitation Offices across the country for better coordination and effective implementation of its schemes.

******

Annexure I

Annexure referred  in  part  (a)  of  answer  to  Lok  Sabha  Unstarred  Question  no.  3121  on  'MSME  Credit  Growth  in  Tamil  Nadu'  due  for  reply  on 18.12.2025.

| DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   | DISTRICT WISE- Annual Credit Plan - MSMEDisbursement as on 31.03.2022   |
|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|
| Sr.                                                                     | District Name                                                           | Micro                                                                   | Micro                                                                   | Enterprises Small                                                       | Enterprises Small                                                       | Enterprises Medium                                                      | Enterprises Medium                                                      | Enterprises Khadi                                                       | Enterprises Khadi                                                       | and Village Industries Others MSMEs                                     | and Village Industries Others MSMEs                                     | under Total MSMEs                                                       | under Total MSMEs                                                       |
| No.                                                                     | District Name                                                           | A/c                                                                     | Amt                                                                     | A/c                                                                     | Amt                                                                     | A/c                                                                     | Amt                                                                     | A/c                                                                     | Amt                                                                     | A/c                                                                     | Amt                                                                     | A/c                                                                     | Amt                                                                     |
| 1                                                                       | Ariyalur                                                                | 5301                                                                    | 105.47                                                                  | 888                                                                     | 69.39                                                                   | 19                                                                      | 12.13                                                                   | 4                                                                       | 0.12                                                                    | 147                                                                     | 0.33                                                                    | 6359                                                                    | 187.44                                                                  |
| 2                                                                       | Chengalpattu                                                            | 45557                                                                   | 1165.83                                                                 | 6948                                                                    | 587.22                                                                  | 127                                                                     | 235.11                                                                  | 33                                                                      | 0.69                                                                    | 228                                                                     | 3.2                                                                     | 52893                                                                   | 1992.05                                                                 |
| 3                                                                       | Chennai                                                                 | 119456                                                                  | 15854.7                                                                 | 34083                                                                   | 20359.5                                                                 | 12737                                                                   | 18235.1                                                                 | 98                                                                      | 12.33                                                                   | 273                                                                     | 181.6                                                                   | 166647                                                                  | 54643.3                                                                 |
| 4                                                                       | Coimbatore                                                              | 66964                                                                   | 4992.27                                                                 | 15293                                                                   | 6127.49                                                                 | 3947                                                                    | 4991.85                                                                 | 55                                                                      | 17.01                                                                   | 506                                                                     | 11.56                                                                   | 86765                                                                   | 16140.2                                                                 |
| 5                                                                       | Cuddalore                                                               | 33559                                                                   | 569.62                                                                  | 1928                                                                    | 321.66                                                                  | 58                                                                      | 103.84                                                                  | 37                                                                      | 0.58                                                                    | 101                                                                     | 7.63                                                                    | 35683                                                                   | 1003.33                                                                 |
| 6                                                                       | Dharmapuri                                                              | 13102                                                                   | 345.37                                                                  | 5240                                                                    | 254.3                                                                   | 30                                                                      | 36.06                                                                   | 8                                                                       | 0.25                                                                    | 513                                                                     | 0.18                                                                    | 18893                                                                   | 636.16                                                                  |
| 7                                                                       | Dindigul                                                                | 35435                                                                   | 877.72                                                                  | 3784                                                                    | 633.69                                                                  | 178                                                                     | 238.86                                                                  | 3                                                                       | 0                                                                       | 562                                                                     | 3.52                                                                    | 39962                                                                   | 1753.79                                                                 |
| 8                                                                       | Erode                                                                   | 27722                                                                   | 1794.87                                                                 | 3100                                                                    | 1546.16                                                                 | 636                                                                     | 1256.92                                                                 | 40                                                                      | 4.99                                                                    | 339                                                                     | 0.47                                                                    | 31837                                                                   | 4603.41                                                                 |
| 9                                                                       | Kallakurichi                                                            | 13447                                                                   | 182.35                                                                  | 744                                                                     | 130.59                                                                  | 19                                                                      | 35.37                                                                   | 7                                                                       | 0.62                                                                    | 213                                                                     | 0.98                                                                    | 14430                                                                   | 349.91                                                                  |
| 10                                                                      | Kanchipuram                                                             | 22357                                                                   | 1057.82                                                                 | 6029                                                                    | 1294.78                                                                 | 202                                                                     | 412.07                                                                  | 8                                                                       | 2.99                                                                    | 68                                                                      | 0.48                                                                    | 28664                                                                   | 2768.14                                                                 |
| 11                                                                      | Kanniyakumari                                                           | 46092                                                                   | 1068.81                                                                 | 4666                                                                    | 423.28                                                                  | 86                                                                      | 150.76                                                                  | 35                                                                      | 0.69                                                                    | 391                                                                     | 1.17                                                                    | 51270                                                                   | 1644.71                                                                 |
| 12                                                                      | Karur                                                                   | 9008                                                                    | 891.21                                                                  | 1319                                                                    | 876.25                                                                  | 280                                                                     | 163.79                                                                  | 3                                                                       | 0.03                                                                    | 107                                                                     | 0.39                                                                    | 10717                                                                   | 1931.67                                                                 |
| 13                                                                      | Krishnagiri                                                             | 16955                                                                   | 909.86                                                                  | 5219                                                                    | 1033.9                                                                  | 173                                                                     | 237.08                                                                  | 56                                                                      | 1.55                                                                    | 159                                                                     | 8.68                                                                    | 22562                                                                   | 2191.07                                                                 |
| 14                                                                      | Madurai                                                                 | 53540                                                                   | 2166.83                                                                 | 13112                                                                   | 1669.74                                                                 | 443                                                                     | 590.59                                                                  | 26                                                                      | 1.73                                                                    | 349                                                                     | 4.94                                                                    | 67470                                                                   | 4433.83                                                                 |
| 15                                                                      | Mayiladuthurai                                                          | 16816                                                                   | 190.58                                                                  | 880                                                                     | 61.61                                                                   | 7                                                                       | 0.12                                                                    | 5                                                                       | 0                                                                       | 18                                                                      | 0.1                                                                     | 17726                                                                   | 252.41                                                                  |
| 16                                                                      | Nagapattinam                                                            | 10330                                                                   | 166.09                                                                  | 1974                                                                    | 55                                                                      | 6                                                                       | 4.2                                                                     | 2                                                                       | 0.4                                                                     | 44                                                                      | 0.08                                                                    | 12356                                                                   | 225.77                                                                  |
| 17                                                                      | Namakkal                                                                | 21654                                                                   | 1213.86                                                                 | 3421                                                                    | 1088.15                                                                 | 477                                                                     | 1312.84                                                                 | 6                                                                       | 0.19                                                                    | 630                                                                     | 3.72                                                                    | 26188                                                                   | 3618.76                                                                 |
| 18                                                                      | Perambalur                                                              | 9183                                                                    | 171.77                                                                  | 999                                                                     | 115.76                                                                  | 10                                                                      | 20.37                                                                   | 2                                                                       | 0                                                                       | 57                                                                      | 0.06                                                                    | 10251                                                                   | 307.96                                                                  |
| 19                                                                      | Pudukkottai                                                             | 23976                                                                   | 384.04                                                                  | 2639                                                                    | 231.43                                                                  | 37                                                                      | 44.36                                                                   | 41                                                                      | 0.56                                                                    | 195                                                                     | 0.48                                                                    | 26888                                                                   | 660.87                                                                  |
| 20                                                                      | Ramanathapuram                                                          | 18597                                                                   | 277.08                                                                  | 1356                                                                    | 166.32                                                                  | 15                                                                      | 18.57                                                                   | 6                                                                       | 0.22                                                                    | 26                                                                      | 0.11                                                                    | 20000                                                                   | 462.3                                                                   |
| 21                                                                      | Ranipet                                                                 | 10469                                                                   | 346.72                                                                  | 2894                                                                    | 302.05                                                                  | 160                                                                     | 269.01                                                                  | 2                                                                       | 0.14                                                                    | 176                                                                     | 0.2                                                                     | 13701                                                                   | 918.12                                                                  |

| 22   | Salem           |   42376 |   2105.52 |   11898 |   1652.66 |   679 |   651.47 |   26 |   1.73 |   407 |   14.86 |   55386 |   4426.24 |
|------|-----------------|---------|-----------|---------|-----------|-------|----------|------|--------|-------|---------|---------|-----------|
| 23   | Sivaganga       |   20766 |    366.54 |    2242 |    190.22 |    43 |    57.06 |    7 |   0.17 |   199 |    1.36 |   23257 |    615.35 |
| 24   | Tenkasi         |   22875 |    699.14 |    5259 |    310.37 |    35 |   133.6  |    5 |   0.52 |   390 |    0.49 |   28564 |   1144.12 |
| 25   | Thanjavur       |   22868 |    768.21 |    4595 |    606.9  |    72 |   139.44 |   12 |   0.43 |   233 |    0.62 |   27780 |   1515.6  |
| 26   | The Nilgiris    |   10694 |    151.61 |     488 |     79.33 |    10 |     4.47 |    6 |   0.46 |   325 |    0.48 |   11523 |    236.35 |
| 27   | Theni           |   21136 |    528.53 |    1486 |    276.23 |    43 |    88.6  |    4 |   0    |   577 |    3.78 |   23246 |    897.14 |
| 28   | Thiruvallur     |   43855 |   1430.59 |   10685 |   1039.72 |   164 |   416.46 |    9 |   6.62 |   232 |    3.32 |   54945 |   2896.71 |
| 29   | Thiruvarur      |   12787 |    265.23 |    2651 |    128.39 |    20 |    88.36 |    2 |   0.15 |    43 |    0.66 |   15503 |    482.79 |
| 30   | Tiruchirappalli |   40278 |   1282.46 |    6377 |   1193.17 |   469 |   346.63 |  280 |   3.05 |   597 |    4.95 |   48001 |   2830.26 |
| 31   | Tirunelveli     |   32814 |    881.02 |    3201 |    320.71 |    53 |    81.44 |   24 |   0.63 |   306 |    1.74 |   36398 |   1285.54 |
| 32   | Tirupattur      |   11449 |    198.08 |    2792 |    158.02 |   373 |   426.28 |    6 |   1.66 |   240 |    0.41 |   14860 |    784.45 |
| 33   | Tiruppur        |   35676 |   3687.28 |    9295 |   5844.1  |  1596 |  3368.65 |   73 |  34.1  |   148 |    4.65 |   46788 |  12938.8  |
| 34   | Tiruvannamalai  |   29685 |    592.74 |    7310 |    339.63 |    26 |     7.26 |   20 |   1.31 |    75 |    1.72 |   37116 |    942.66 |
| 35   | Toothukudi      |   31163 |   1369.02 |    2766 |    725.91 |   873 |  1126.01 |   22 |   0.21 |   135 |    3.49 |   34959 |   3224.64 |
| 36   | Vellore         |   23669 |    574.22 |    5165 |    486.82 |   164 |   107.78 |    9 |   0.11 |   117 |    1.44 |   29124 |   1170.37 |
| 37   | Villupuram      |   15618 |    319.38 |    4334 |    236.5  |    36 |    29.67 |   17 |   0.6  |   198 |    1.21 |   20203 |    587.36 |
| 38   | Virudhunagar    |   29622 |   1576.79 |    3985 |   1449.15 |   470 |   729.13 |   21 |   2.22 |    98 |    2.96 |   34196 |   3760.25 |
|      | Total           | 1066851 |  51529.2  |  201045 |  52386.1  | 24773 | 36171.3  | 1020 |  99.06 |  9422 |  278.02 | 1303111 | 140464    |

Annexure I

Annexure referred  in  part  (a)  of  answer  to  Lok  Sabha  Unstarred  Question  no.  3121  on  'MSME  Credit  Growth  in  Tamil  Nadu'  due  for  reply  on 18.12.2025.

| Sr. No.   | District Name   | Micro Enterprises (Manufacturing + Service) (including Khadi &Village Industries)   | Micro Enterprises (Manufacturing + Service) (including Khadi &Village Industries)   | Small Enterprises (Manufacturing + Service)   | Small Enterprises (Manufacturing + Service)   | Medium Enterprises (Manufacturing + Service)   | Medium Enterprises (Manufacturing + Service)   | Other finance to MSMEs (As indicated in Master Direction on PSL)   | Other finance to MSMEs (As indicated in Master Direction on PSL)   | Out of Other finance to MSMEs above, loans upto 50 crores to Start-ups)   | Out of Other finance to MSMEs above, loans upto 50 crores to Start-ups)   | Total MSMEs   | Total MSMEs   |
|-----------|-----------------|-------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------|-----------------------------------------------|-----------------------------------------------|------------------------------------------------|------------------------------------------------|--------------------------------------------------------------------|--------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------|---------------|
| Sr. No.   | District Name   | A/c                                                                                 | Amt                                                                                 | A/c                                           | Amt                                           | A/c                                            | Amt                                            | A/c                                                                | Amt                                                                | A/c                                                                       | Amt                                                                       | A/c           | Amt           |
| 1         | Ariyalur        | 10586                                                                               | 219.7                                                                               | 674                                           | 87.88                                         | 34                                             | 16.65                                          | 132                                                                | 0.73                                                               | 113                                                                       | 0.57                                                                      | 11426         | 324.96        |
| 2         | Chengalpattu    | 82637                                                                               | 1826.61                                                                             | 4249                                          | 933.19                                        | 210                                            | 205.95                                         | 40                                                                 | 1.68                                                               | 0                                                                         | 0                                                                         | 87136         | 2967.43       |
| 3         | Chennai         | 721178                                                                              | 20455.7                                                                             | 34977                                         | 26625.4                                       | 12546                                          | 22429.6                                        | 175                                                                | 248.97                                                             | 0                                                                         | 0                                                                         | 768876        | 69759.6       |
| 4         | Coimbatore      | 64325                                                                               | 6783.69                                                                             | 11853                                         | 8044.41                                       | 3892                                           | 6161.08                                        | 201                                                                | 12.57                                                              | 0                                                                         | 0                                                                         | 80271         | 21001.8       |
| 5         | Cuddalore       | 35475                                                                               | 874                                                                                 | 742                                           | 374.15                                        | 46                                             | 118.14                                         | 831                                                                | 7.04                                                               | 0                                                                         | 0                                                                         | 37094         | 1373.33       |
| 6         | Dharmapuri      | 15796                                                                               | 634.2                                                                               | 2682                                          | 273.55                                        | 88                                             | 68.66                                          | 44                                                                 | 0.16                                                               | 0                                                                         | 0                                                                         | 18610         | 976.57        |
| 7         | Dindigul        | 38294                                                                               | 1367.95                                                                             | 3048                                          | 731.05                                        | 250                                            | 373.95                                         | 174                                                                | 5.82                                                               | 0                                                                         | 0                                                                         | 41766         | 2478.77       |
| 8         | Erode           | 33829                                                                               | 2187.41                                                                             | 2339                                          | 2021.72                                       | 1029                                           | 1514.09                                        | 239                                                                | 0.94                                                               | 0                                                                         | 0                                                                         | 37436         | 5724.16       |
| 9         | Kallakurichi    | 15452                                                                               | 321.98                                                                              | 344                                           | 154.54                                        | 10                                             | 34.58                                          | 386                                                                | 1.8                                                                | 0                                                                         | 0                                                                         | 16192         | 512.9         |
| 10        | Kanchipuram     | 37660                                                                               | 1387.92                                                                             | 4315                                          | 1393.18                                       | 367                                            | 511.9                                          | 12                                                                 | 0.2                                                                | 0                                                                         | 0                                                                         | 42354         | 3293.2        |
| 11        | Kanniyakumari   | 48539                                                                               | 1355.34                                                                             | 2582                                          | 728.67                                        | 181                                            | 133.73                                         | 372                                                                | 1.47                                                               | 0                                                                         | 0                                                                         | 51674         | 2219.21       |
| 12        | Karur           | 15013                                                                               | 1038.57                                                                             | 921                                           | 706.19                                        | 81                                             | 62.23                                          | 89                                                                 | 0.52                                                               | 76                                                                        | 0.39                                                                      | 16104         | 1807.51       |
| 13        | Krishnagiri     | 28713                                                                               | 1831.98                                                                             | 3704                                          | 1318.12                                       | 341                                            | 715.47                                         | 58                                                                 | 6.68                                                               | 0                                                                         | 0                                                                         | 32816         | 3872.25       |
| 14        | Madurai         | 67102                                                                               | 3081.69                                                                             | 8860                                          | 2198.96                                       | 868                                            | 851.97                                         | 231                                                                | 2.12                                                               | 0                                                                         | 0                                                                         | 77061         | 6134.74       |
| 15        | Mayiladuthurai  | 24424                                                                               | 332.68                                                                              | 736                                           | 99.58                                         | 8                                              | 2.38                                           | 11                                                                 | 0.05                                                               | 0                                                                         | 0                                                                         | 25179         | 434.69        |
| 16        | Nagapattinam    | 12447                                                                               | 242.68                                                                              | 523                                           | 71.36                                         | 14                                             | 4.37                                           | 9                                                                  | 0.26                                                               | 0                                                                         | 0                                                                         | 12993         | 318.67        |
| 17        | Namakkal        | 25584                                                                               | 1962.18                                                                             | 2160                                          | 1209.82                                       | 376                                            | 1049.34                                        | 319                                                                | 2.26                                                               | 0                                                                         | 0                                                                         | 28439         | 4223.6        |
| 18        | Perambalur      | 12400                                                                               | 223.94                                                                              | 865                                           | 118.82                                        | 12                                             | 12.21                                          | 13                                                                 | 0.25                                                               | 6                                                                         | 0.03                                                                      | 13290         | 355.22        |
| 19        | Pudukkottai     | 36611                                                                               | 559.1                                                                               | 1000                                          | 186.19                                        | 101                                            | 103.06                                         | 50                                                                 | 0.57                                                               | 0                                                                         | 0                                                                         | 37762         | 848.92        |
| 20        | Ramanathapuram  | 31515                                                                               | 458.75                                                                              | 908                                           | 172.94                                        | 24                                             | 21.89                                          | 26                                                                 | 0.25                                                               | 0                                                                         | 0                                                                         | 32473         | 653.83        |
| 21        | Ranipet         | 11149                                                                               | 484.76                                                                              | 1799                                          | 340.59                                        | 142                                            | 396.14                                         | 545                                                                | 2.55                                                               | 0                                                                         | 0                                                                         | 13635         | 1224.04       |
| 22        | Salem           | 52217                                                                               | 3471.47                                                                             | 5499                                          | 2028.7                                        | 1220                                           | 940.94                                         | 512                                                                | 28.16                                                              | 0                                                                         | 0                                                                         | 59448         | 6469.27       |

| 23   | Sivaganga       |   34662 |   614.54 |   1570 |   228.78 |    70 |    49.45 |   35 |    0.7 |   0 |    0 |   36337 |    893.47 |
|------|-----------------|---------|----------|--------|----------|-------|----------|------|--------|-----|------|---------|-----------|
| 24   | Tenkasi         |   34330 |   872.03 |   3473 |   379.77 |   120 |    83.79 |  201 |   0.17 |   0 | 0    |   38124 |   1335.76 |
| 25   | Thanjavur       |   34544 |  1138.57 |   1746 |   802.72 |   132 |   176.08 |   33 |   0.95 |   0 | 0    |   36455 |   2118.32 |
| 26   | The Nilgiris    |    6756 |   210.93 |    300 |    83.52 |    21 |    28.84 |   40 |   0.68 |   0 | 0    |    7117 |    323.97 |
| 27   | Theni           |   18707 |   639.54 |    827 |   330.16 |    51 |    41.64 |  153 |   0.3  |   0 | 0    |   19738 |   1011.64 |
| 28   | Thiruvallur     |  100488 |  2827.67 |   7317 |  1555.49 |   623 |   796.16 |  757 |   1.28 |   0 | 0    |  109185 |   5180.6  |
| 29   | Thiruvarur      |   18618 |   428.16 |   1154 |   192.66 |    26 |    66.61 |    9 |   0.6  |   0 | 0    |   19807 |    688.03 |
| 30   | Tiruchirappalli |   58268 |  1892.77 |   3826 |  1309.46 |   710 |   430.53 |  116 |  77.12 |  74 | 0.53 |   62920 |   3709.88 |
| 31   | Tirunelveli     |   42946 |  1118.77 |   2826 |   472.34 |    63 |    95.43 |  417 |   1.49 |   0 | 0    |   46252 |   1688.03 |
| 32   | Tirupattur      |    9265 |   316.93 |   1298 |   162.82 |   252 |   245.48 |  382 |   1.94 |   0 | 0    |   11197 |    727.17 |
| 33   | Tiruppur        |   35266 |  4487.58 |   6539 |  5847.26 |  2812 |  3461.75 |  118 |   3.1  |   0 | 0    |   44735 |  13799.7  |
| 34   | Tiruvannamalai  |   46776 |   980.73 |   3428 |   380.22 |    84 |    49.4  |   90 |   0.92 |   0 | 0    |   50378 |   1411.27 |
| 35   | Toothukudi      |   50406 |  1566.23 |   2412 |   903.25 |   778 |   878.24 |   63 |   3.24 |   0 | 0    |   53659 |   3350.96 |
| 36   | Vellore         |   26831 |   783.58 |   3472 |   571.1  |   175 |   190.2  |  366 |   3.21 |   0 | 0    |   30844 |   1548.09 |
| 37   | Villupuram      |   32498 |   631.6  |   1560 |   293.51 |    95 |    47.83 |  463 |   3.83 |   0 | 0    |   34616 |    976.77 |
| 38   | Virudhunagar    |   38419 |  1919.28 |   1722 |  1426.4  |   908 |  1224.03 |   66 |   1.78 |   0 | 0    |   41115 |   4571.49 |
|      | Total           | 2009726 | 71531.2  | 138250 | 64758.4  | 28760 | 43593.8  | 7778 | 426.36 | 269 | 1.52 | 2184514 | 180310    |

Annexure I Annexure referred  in  part  (a)  of  answer  to  Lok  Sabha  Unstarred  Question  no.  3121  on  'MSME  Credit  Growth  in  Tamil  Nadu'  due  for  reply  on 18.12.2025.

| Sr. No.   | District Name   | Micro Enterprises (Manufacturing Service) (including Khadi &Village Industries)   | Micro Enterprises (Manufacturing Service) (including Khadi &Village Industries)   | + Small Enterprises (Manufacturing Service)   | + Small Enterprises (Manufacturing Service)   | Medium Enterprises (Manufacturing + Service)   | Medium Enterprises (Manufacturing + Service)   | Other finance to MSMEs (As indicated in Master Direction on PSL)   | Other finance to MSMEs (As indicated in Master Direction on PSL)   | (A/c) in nos and Amount Out of Other finance to MSMEs above, loans upto 50 crores to Start-ups)   | (A/c) in nos and Amount Out of Other finance to MSMEs above, loans upto 50 crores to Start-ups)   | Total MSMEs   | Total MSMEs   |
|-----------|-----------------|-----------------------------------------------------------------------------------|-----------------------------------------------------------------------------------|-----------------------------------------------|-----------------------------------------------|------------------------------------------------|------------------------------------------------|--------------------------------------------------------------------|--------------------------------------------------------------------|---------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------|---------------|---------------|
| Sr. No.   | District Name   | A/c                                                                               | Amt                                                                               | A/c                                           | Amt                                           | A/c                                            | Amt                                            | A/c                                                                | Amt                                                                | A/c                                                                                               | Amt                                                                                               | A/c           | Amt           |
| 1         | Ariyalur        | 5837                                                                              | 218.65                                                                            | 416                                           | 80.83                                         | 13                                             | 8.23                                           | 89                                                                 | 0.21                                                               | 0                                                                                                 | 0                                                                                                 | 6355          | 307.92        |
| 2         | Chengalpattu    | 86251                                                                             | 2400.43                                                                           | 2274                                          | 1274.31                                       | 215                                            | 320.67                                         | 45                                                                 | 4.41                                                               | 0                                                                                                 | 0                                                                                                 | 88785         | 3999.82       |
| 3         | Chennai         | 277032                                                                            | 29382.9                                                                           | 123425                                        | 31612                                         | 14484                                          | 26952.3                                        | 389                                                                | 167.34                                                             | 4                                                                                                 | 1.89                                                                                              | 415330        | 88114.6       |
| 4         | Coimbatore      | 94631                                                                             | 9741.89                                                                           | 9502                                          | 9997.03                                       | 5407                                           | 8613.54                                        | 168                                                                | 24.11                                                              | 0                                                                                                 | 0                                                                                                 | 109708        | 28376.6       |
| 5         | Cuddalore       | 39413                                                                             | 1123.17                                                                           | 1087                                          | 465.99                                        | 70                                             | 232.75                                         | 249                                                                | 2.57                                                               | 0                                                                                                 | 0                                                                                                 | 40819         | 1824.48       |
| 6         | Dharmapuri      | 15420                                                                             | 861.93                                                                            | 1723                                          | 337.99                                        | 46                                             | 102.13                                         | 4                                                                  | 0.08                                                               | 0                                                                                                 | 0                                                                                                 | 17193         | 1302.13       |
| 7         | Dindigul        | 37551                                                                             | 1622.5                                                                            | 1228                                          | 768.58                                        | 143                                            | 281.79                                         | 1743                                                               | 19.9                                                               | 0                                                                                                 | 0                                                                                                 | 40665         | 2692.77       |
| 8         | Erode           | 39457                                                                             | 3243.96                                                                           | 2423                                          | 2557.47                                       | 778                                            | 1932.36                                        | 92                                                                 | 0.85                                                               | 0                                                                                                 | 0                                                                                                 | 42750         | 7734.64       |
| 9         | Kallakurichi    | 12672                                                                             | 400.41                                                                            | 312                                           | 170.4                                         | 11                                             | 58.93                                          | 351                                                                | 1.81                                                               | 0                                                                                                 | 0                                                                                                 | 13346         | 631.55        |
| 10        | Kanchipuram     | 41634                                                                             | 1969.16                                                                           | 2229                                          | 1660.24                                       | 446                                            | 807.7                                          | 17                                                                 | 11.73                                                              | 0                                                                                                 | 0                                                                                                 | 44326         | 4448.83       |
| 11        | Kanniyakumari   | 44550                                                                             | 1634.11                                                                           | 1877                                          | 648.85                                        | 263                                            | 251.23                                         | 582                                                                | 8.46                                                               | 0                                                                                                 | 0                                                                                                 | 47272         | 2542.65       |
| 12        | Karur           | 17066                                                                             | 1747.31                                                                           | 1163                                          | 1308.57                                       | 103                                            | 204.06                                         | 180                                                                | 0.94                                                               | 0                                                                                                 | 0                                                                                                 | 18512         | 3260.88       |
| 13        | Krishnagiri     | 28603                                                                             | 2116.94                                                                           | 1968                                          | 1587.77                                       | 735                                            | 808.6                                          | 8                                                                  | 9.97                                                               | 0                                                                                                 | 0                                                                                                 | 31314         | 4523.28       |
| 14        | Madurai         | 71438                                                                             | 3866.78                                                                           | 4614                                          | 3194                                          | 706                                            | 1681.68                                        | 203                                                                | 25.77                                                              | 0                                                                                                 | 0                                                                                                 | 76961         | 8768.23       |
| 15        | Mayiladuthurai  | 17007                                                                             | 377.29                                                                            | 309                                           | 123.87                                        | 5                                              | 1.11                                           | 10                                                                 | 0.07                                                               | 0                                                                                                 | 0                                                                                                 | 17331         | 502.34        |
| 16        | Nagapattinam    | 11359                                                                             | 286.13                                                                            | 241                                           | 77.79                                         | 10                                             | 5                                              | 17                                                                 | 0.22                                                               | 0                                                                                                 | 0                                                                                                 | 11627         | 369.14        |
| 17        | Namakkal        | 34618                                                                             | 2691.82                                                                           | 1904                                          | 1448.71                                       | 710                                            | 1221.61                                        | 235                                                                | 3.84                                                               | 0                                                                                                 | 0                                                                                                 | 37467         | 5365.98       |
| 18        | Perambalur      | 8155                                                                              | 314.07                                                                            | 326                                           | 163.63                                        | 39                                             | 19.36                                          | 73                                                                 | 0.62                                                               | 0                                                                                                 | 0                                                                                                 | 8593          | 497.68        |
| 19        | Pudukkottai     | 28562                                                                             | 680.78                                                                            | 1041                                          | 250.77                                        | 765                                            | 141.66                                         | 513                                                                | 2.4                                                                | 0                                                                                                 | 0                                                                                                 | 30881         | 1075.61       |
| 20        | Ramanathapuram  | 24365                                                                             | 503.34                                                                            | 306                                           | 181.84                                        | 37                                             | 44.11                                          | 4                                                                  | 0.13                                                               | 0                                                                                                 | 0                                                                                                 | 24712         | 729.42        |
| 21        | Ranipet         | 13135                                                                             | 610.12                                                                            | 658                                           | 295.01                                        | 172                                            | 395.28                                         | 442                                                                | 1.78                                                               | 0                                                                                                 | 0                                                                                                 | 14407         | 1302.19       |
| 22        | Salem           | 60249                                                                             | 4445.24                                                                           | 5044                                          | 2676.44                                       | 826                                            | 1146.55                                        | 328                                                                | 20.37                                                              | 0                                                                                                 | 0                                                                                                 | 66447         | 8288.6        |

| 23   | Sivaganga       |   34589 |   826.49 |    770 |   271.67 |    71 |   102.31 |     6 |    0.3 |   0 |    0 |   35436 |   1200.77 |
|------|-----------------|---------|----------|--------|----------|-------|----------|-------|--------|-----|------|---------|-----------|
| 24   | Tenkasi         |   34926 |  1010.48 |   1866 |   488.03 |    55 |    51.82 |   811 |   1.22 |   0 | 0    |   37658 |   1551.55 |
| 25   | Thanjavur       |   38953 |  1676.17 |   1244 |   869.62 |   127 |   190.34 |    12 |   0.98 |   0 | 0    |   40336 |   2737.11 |
| 26   | The Nilgiris    |   11233 |   275.55 |    196 |    77.93 |    14 |    21.73 |    36 |   0.49 |   0 | 0    |   11479 |    375.7  |
| 27   | Theni           |   20012 |   900.48 |    545 |   387.58 |    76 |   336.99 |   103 |   0.65 |   0 | 0    |   20736 |   1625.7  |
| 28   | Thiruvallur     |   92190 |  2852.16 |   3112 |  1561.54 |   467 |   631.62 |  1857 |   0.78 |   0 | 0    |   97626 |   5046.1  |
| 29   | Thiruvarur      |   15568 |   577.18 |    579 |   215.37 |    30 |    30.83 |    28 |   0.74 |   0 | 0    |   16205 |    824.12 |
| 30   | Tiruchirappalli |   74132 |  2935.89 |   2837 |  1570.38 |   316 |   424.56 |   312 |  61.2  |   0 | 0    |   77597 |   4992.03 |
| 31   | Tirunelveli     |   36972 |  1265.7  |   1300 |   562.36 |   149 |   135.17 |   538 |   1.3  |   0 | 0    |   38959 |   1964.53 |
| 32   | Tirupattur      |   16772 |   396.64 |    529 |   209.3  |    26 |    25.63 |   455 |   1.89 |   0 | 0    |   17782 |    633.46 |
| 33   | Tiruppur        |   47102 |  6445.11 |   6577 |  7330.85 |  1538 |  4121.74 |  4113 |   7.75 |   0 | 0    |   59330 |  17905.5  |
| 34   | Tiruvannamalai  |   42136 |  1322.58 |    908 |   316.33 |    76 |   130.75 |    20 |   3.12 |   0 | 0    |   43140 |   1772.78 |
| 35   | Toothukudi      |   41106 |  1675.25 |   1552 |  1235.08 |   894 |   979.61 |    28 |   4.1  |   0 | 0    |   43580 |   3894.04 |
| 36   | Vellore         |   34376 |  1035.84 |   1416 |   652.89 |   132 |   299.57 |   270 |   1.18 |   0 | 0    |   36194 |   1989.48 |
| 37   | Villupuram      |   23468 |   719.85 |    598 |   400.48 |    53 |    29.12 |   513 |   7.85 |   0 | 0    |   24632 |   1157.3  |
| 38   | Virudhunagar    |   33369 |  2098.47 |   1611 |  1690.37 |  1104 |  1424.53 |    14 |   1.24 |   0 | 0    |   36098 |   5214.61 |
|      | Total           | 1605909 | 96252.8  | 189710 | 78721.9  | 31112 | 54167    | 14858 | 402.37 |   4 | 1.89 | 1841589 | 229544    |

Annexure I

Annexure referred  in  part  (a)  of  answer  to  Lok  Sabha  Unstarred  Question  no.  3121  on  'MSME  Credit  Growth  in  Tamil  Nadu'  due  for  reply  on 18.12.2025.

| SI No   | District Name          | Micro Enterprises (Manufacturing Service) (including Khadi &Village Industries)   | Micro Enterprises (Manufacturing Service) (including Khadi &Village Industries)   | + Small Enterprises (Manufacturing Service)   | + Small Enterprises (Manufacturing Service)   | Medium Enterprises (Manufacturing + Service)   | Medium Enterprises (Manufacturing + Service)   | Other to MSMEs indicated Master Direction   | Other to MSMEs indicated Master Direction   | finance (As in on PSL) Out of finance MSMEs loans upto crores to ups)   | finance (As in on PSL) Out of finance MSMEs loans upto crores to ups)   | Total MSMEs   | Total MSMEs    |
|---------|------------------------|-----------------------------------------------------------------------------------|-----------------------------------------------------------------------------------|-----------------------------------------------|-----------------------------------------------|------------------------------------------------|------------------------------------------------|---------------------------------------------|---------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|---------------|----------------|
| SI No   | District Name          | A/c                                                                               | Amt                                                                               | A/c                                           | Amt                                           | A/c                                            | Amt                                            | A/c                                         | Amt                                         | A/c                                                                     | Amt                                                                     | A/c           | Amt            |
| 1       | Ariyalur               | 3510                                                                              | 188.51                                                                            | 180                                           | 81.78                                         | 8                                              | 14.06                                          | 235                                         | 2.18                                        | 0                                                                       | 0.00                                                                    | 3933          | 286.53         |
| 2       | Chengalpattu           | 52299                                                                             | 2591.36                                                                           | 1842                                          | 1588.24                                       | 268                                            | 627.71                                         | 96                                          | 13.52                                       | 0                                                                       | 0.00                                                                    | 54505         | 4820.83        |
| 3       | Chennai                | 130564                                                                            | 25376.59                                                                          | 24019                                         | 36505.13                                      | 19638                                          | 32965.22                                       | 58                                          | 217.29                                      | 6                                                                       | 28.00                                                                   | 174279        | 95064.23       |
| 4       | Coimbatore             | 81654                                                                             | 10596.97                                                                          | 9334                                          | 11138.77                                      | 8329                                           | 10719.39                                       | 192                                         | 34.81                                       | 154                                                                     | 1.43                                                                    | 99509         | 32489.94       |
| 5       | Cuddalore              | 24633                                                                             | 1227.88                                                                           | 664                                           | 479.16                                        | 77                                             | 343.42                                         | 1209                                        | 7.16                                        | 0                                                                       | 0.00                                                                    | 26583         | 2057.62        |
| 6       | Dharmapuri             | 15192                                                                             | 1018.70                                                                           | 438                                           | 384.82                                        | 24                                             | 58.79                                          | 2                                           | 0.27                                        | 0                                                                       | 0.00                                                                    | 15656         | 1462.58        |
| 7       | Dindigul               | 26908                                                                             | 1701.59                                                                           | 1215                                          | 984.01                                        | 126                                            | 335.84                                         | 2097                                        | 15.71                                       | 0                                                                       | 0.00                                                                    | 30346         | 3037.15        |
| 8       | Erode                  | 34503                                                                             | 3484.77                                                                           | 2354                                          | 2875.45                                       | 813                                            | 2379.09                                        | 295                                         | 5.93                                        | 0                                                                       | 0.00                                                                    | 37965         | 8745.24        |
| 9       | Kallakurichi           | 8746                                                                              | 425.98                                                                            | 253                                           | 202.21                                        | 10                                             | 89.66                                          | 302                                         | 1.55                                        | 0                                                                       | 0.00                                                                    | 9311          | 719.40         |
| 10      | Kanchipuram            | 29199                                                                             | 2265.11                                                                           | 1688                                          | 2212.36                                       | 332                                            | 883.21                                         | 77                                          | 4.61                                        | 0                                                                       | 0.00                                                                    | 31296         | 5365.29        |
| 11      | Kanniyakumari          | 24952                                                                             | 1671.66                                                                           | 1038                                          | 743.89                                        | 189                                            | 320.31                                         | 5                                           | 9.00                                        | 0                                                                       | 0.00                                                                    | 26184         | 2744.86        |
| 12      | Karur                  | 11423                                                                             | 1924.32                                                                           | 1671                                          | 1384.85                                       | 100                                            | 330.66                                         | 539                                         | 2.79                                        | 0                                                                       | 0.00                                                                    | 13733         | 3642.62        |
| 13      | Krishnagiri            | 28105                                                                             | 2435.25                                                                           | 1576                                          | 1959.66                                       | 725                                            | 1053.42                                        | 21                                          | 12.49                                       | 0                                                                       | 0.00                                                                    | 30427         | 5460.82        |
| 14      | Madurai                | 68180                                                                             | 4206.30                                                                           | 2896                                          | 3937.09                                       | 636                                            | 1855.27                                        | 258                                         | 15.51                                       | 0                                                                       | 0.00                                                                    | 71970         | 10014.17       |
| 15      | Mayiladuthurai         | 8335                                                                              | 385.43                                                                            | 176                                           | 96.68                                         | 10                                             | 45.79                                          | 0                                           | 0.00                                        | 0                                                                       | 0.00                                                                    | 8521          | 527.90         |
| 16      | Nagapattinam           | 5286                                                                              | 334.38                                                                            | 147                                           | 123.10                                        | 6                                              | 12.18                                          | 7                                           | 0.49                                        | 0                                                                       | 0.00                                                                    | 5446          | 470.15         |
| 17      | Namakkal               | 24298                                                                             | 2791.14                                                                           | 2004                                          | 1715.43                                       | 499                                            | 1161.98                                        | 90                                          | 1.38                                        | 0                                                                       | 0.00                                                                    | 26891         | 5669.93        |
| 18      | Perambalur             | 3964                                                                              | 292.80                                                                            | 194                                           | 189.20                                        | 38                                             | 45.25                                          | 249                                         | 2.37                                        | 0                                                                       | 0.00                                                                    | 4445          | 529.62         |
| 19      | Pudukkottai            | 13651                                                                             | 709.31                                                                            | 1258                                          | 308.84                                        | 602                                            | 124.72                                         | 527                                         | 2.46                                        | 0                                                                       | 0.00                                                                    | 16038         | 1145.33        |
| 20 21   | Ramanathapuram Ranipet | 16638 9154                                                                        | 551.61 701.27                                                                     | 254 613                                       | 216.74 426.48                                 | 36 147                                         | 82.33                                          | 0 11                                        | 0.00                                        | 0 217                                                                   | 0.00 1.07                                                               | 16928 9925    | 850.68 1538.92 |
|         |                        |                                                                                   |                                                                                   |                                               |                                               |                                                | 410.66                                         |                                             | 0.51                                        |                                                                         |                                                                         |               |                |
| 22      | Salem                  | 57694                                                                             | 4827.11                                                                           | 3862                                          | 3236.25                                       | 1094                                           | 1417.08                                        | 245                                         | 18.46                                       | 0                                                                       | 0.00                                                                    | 62895         | 9498.90        |

| 23   | Sivaganga       |   16463 |   734.80 |   507 |   302.10 |    57 |   179.93 |   18 |   1.27 |    0 |   0.00 |   17045 |   1218.10 |
|------|-----------------|---------|----------|-------|----------|-------|----------|------|--------|------|--------|---------|-----------|
| 24   | Tenkasi         |   18676 |   944.78 |   858 |   421.59 |    18 |    60.67 |    4 |   0.38 |    0 |   0    |   19556 |   1427.42 |
| 25   | Thanjavur       |   28244 |  1683.66 |  1104 |   838.95 |   140 |   307.31 |    5 |   0.54 |    0 |   0    |   29493 |   2830.46 |
| 26   | The Nilgiris    |    6850 |   294.24 |   166 |    83.92 |    12 |    23.76 |   21 |   0.75 |    0 |   0    |    7049 |    402.67 |
| 27   | Theni           |   14185 |   851.2  |   680 |   395.19 |    91 |   323.09 |  121 |   1.06 |    0 |   0    |   15077 |   1570.54 |
| 28   | Thiruvallur     |   67962 |  2789.49 |  1973 |  1701.01 |   310 |   638.44 |  179 |  21.01 |    0 |   0    |   70424 |   5149.95 |
| 29   | Thiruvarur      |    9820 |   570.66 |   254 |   198.21 |    13 |     4.27 |    5 |   0.75 |    0 |   0    |   10092 |    773.89 |
| 30   | Tiruchirappalli |   38737 |  2832.69 |  2710 |  1832.5  |   684 |   753.13 | 1111 |   8.26 |    0 |   0    |   43242 |   5426.58 |
| 31   | Tirunelveli     |   27180 |  1418.03 |   859 |   747.68 |    88 |   244.69 |    7 |   0.66 |    0 |   0    |   28134 |   2411.06 |
| 32   | Tirupattur      |   10529 |   425.52 |   250 |   278.4  |    32 |    63.64 |    0 |   0    |  321 |   1.58 |   10811 |    767.56 |
| 33   | Tiruppur        |   43294 |  7859.39 |  7133 |  8393.41 |  1596 |  5042.57 |  120 |  21.63 |   37 |   0.37 |   52143 |  21317    |
| 34   | Tiruvannamalai  |   24986 |  1262.23 |   474 |   389.63 |    47 |    49.01 |    2 |   2.12 |    0 |   0    |   25509 |   1702.99 |
| 35   | Toothukudi      |   31145 |  1901.54 |  1258 |  1556.75 |   682 |  1246.72 |    6 |   0.83 |    0 |   0    |   33091 |   4705.84 |
| 36   | Vellore         |   21055 |  1128.92 |   769 |   733.7  |   122 |   354.39 |    2 |   5.43 |  320 |   1.61 |   21948 |   2222.44 |
| 37   | Villupuram      |   15991 |   753.17 |   472 |   435.4  |    58 |   114.5  |  410 |   2.42 |    0 |   0    |   16931 |   1305.49 |
| 38   | Virudhunagar    |   31669 |  2311.57 |  1639 |  1745.65 |  1229 |  1417.52 |    6 |   1.06 |    0 |   0    |   34543 |   5475.8  |
|      | Total           | 1085674 | 97469.9  | 78782 | 90844.2  | 38886 | 66099.7  | 8532 | 436.66 | 1055 |  34.06 | 1211874 | 254850    |

Annexure referred  in  part  (a)  of  answer  to  Lok  Sabha  Unstarred  Question  no.  3121  on  'MSME  Credit  Growth  in  Tamil  Nadu'  due  for  reply  on 18.12.2025.

| Sr. No.   | District Name   | Micro Enterprises (Manufacturing + Service) (including Khadi &Village Industries)   | Micro Enterprises (Manufacturing + Service) (including Khadi &Village Industries)   | Small Enterprises (Manufacturing + Service)   | Small Enterprises (Manufacturing + Service)   | Medium Enterprises (Manufacturing + Service)   | Medium Enterprises (Manufacturing + Service)   | Other finance to MSMEs (As indicated in Master Direction on PSL)   | Other finance to MSMEs (As indicated in Master Direction on PSL)   | Out of Other finance to MSMEs above, loans upto 50 crores to Start-ups)   | Out of Other finance to MSMEs above, loans upto 50 crores to Start-ups)   | Total MSMEs   | Total MSMEs   |
|-----------|-----------------|-------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------|-----------------------------------------------|-----------------------------------------------|------------------------------------------------|------------------------------------------------|--------------------------------------------------------------------|--------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------|---------------|
| Sr. No.   | District Name   | A/c                                                                                 | Amt                                                                                 | A/c                                           | Amt                                           | A/c                                            | Amt                                            | A/c                                                                | Amt                                                                | A/c                                                                       | Amt                                                                       | A/c           | Amt           |
| 1         | Ariyalur        | 1540                                                                                | 143.58                                                                              | 147                                           | 76.37                                         | 12                                             | 33.43                                          | 25                                                                 | 0.19                                                               | 0                                                                         | 0                                                                         | 1724          | 253.56        |
| 2         | Chengalpattu    | 17078                                                                               | 1705.8                                                                              | 1111                                          | 1263.01                                       | 166                                            | 470.14                                         | 133                                                                | 3.35                                                               | 0                                                                         | 0                                                                         | 18488         | 3442.29       |
| 3         | Chennai         | 66047                                                                               | 17952.4                                                                             | 16193                                         | 29988.9                                       | 12401                                          | 24966.6                                        | 164                                                                | 263.74                                                             | 2                                                                         | 8                                                                         | 94805         | 73171.6       |
| 4         | Coimbatore      | 36350                                                                               | 8140.43                                                                             | 6659                                          | 9689.89                                       | 5827                                           | 8053.93                                        | 274                                                                | 21.84                                                              | 111                                                                       | 1.07                                                                      | 49110         | 25906.1       |
| 5         | Cuddalore       | 10704                                                                               | 860.51                                                                              | 487                                           | 396.69                                        | 48                                             | 365.81                                         | 640                                                                | 4.49                                                               | 0                                                                         | 0                                                                         | 11879         | 1627.49       |
| 6         | Dharmapuri      | 7366                                                                                | 836.64                                                                              | 320                                           | 301.61                                        | 16                                             | 62.33                                          | 34                                                                 | 0.6                                                                | 0                                                                         | 0                                                                         | 7736          | 1201.19       |
| 7         | Dindigul        | 8347                                                                                | 1147.98                                                                             | 704                                           | 731.92                                        | 70                                             | 340.15                                         | 31                                                                 | 3.26                                                               | 0                                                                         | 0                                                                         | 9152          | 2223.31       |
| 8         | Erode           | 18864                                                                               | 2792.39                                                                             | 2587                                          | 2784.3                                        | 590                                            | 1964.75                                        | 365                                                                | 4.19                                                               | 0                                                                         | 0                                                                         | 22406         | 7545.62       |
| 9         | Kallakurichi    | 2724                                                                                | 322.85                                                                              | 182                                           | 169.46                                        | 11                                             | 106.33                                         | 110                                                                | 0.8                                                                | 0                                                                         | 0                                                                         | 3027          | 599.44        |
| 10        | Kanchipuram     | 14193                                                                               | 1848.03                                                                             | 1062                                          | 1602.87                                       | 241                                            | 692.11                                         | 76                                                                 | 0.96                                                               | 0                                                                         | 0                                                                         | 15572         | 4143.97       |
| 11        | Kanniyakumari   | 10175                                                                               | 1153.91                                                                             | 1308                                          | 581.78                                        | 117                                            | 173.48                                         | 46                                                                 | 8.83                                                               | 0                                                                         | 0                                                                         | 11646         | 1918          |
| 12        | Karur           | 5484                                                                                | 1643.34                                                                             | 790                                           | 953.43                                        | 65                                             | 136.77                                         | 53                                                                 | 0.52                                                               | 0                                                                         | 0                                                                         | 6392          | 2734.06       |
| 13        | Krishnagiri     | 12469                                                                               | 1904.48                                                                             | 1199                                          | 1519.73                                       | 215                                            | 1006.14                                        | 28                                                                 | 6.82                                                               | 0                                                                         | 0                                                                         | 13911         | 4437.18       |
| 14        | Madurai         | 23632                                                                               | 3443                                                                                | 1766                                          | 2696.77                                       | 347                                            | 1690.4                                         | 126                                                                | 57.91                                                              | 0                                                                         | 0                                                                         | 25871         | 7888.08       |
| 15        | Mayiladuthurai  | 2777                                                                                | 239.01                                                                              | 113                                           | 71.23                                         | 8                                              | 44.1                                           | 6                                                                  | 0.07                                                               | 0                                                                         | 0                                                                         | 2904          | 354.4         |
| 16        | Nagapattinam    | 2346                                                                                | 248.87                                                                              | 117                                           | 108.19                                        | 7                                              | 11.23                                          | 12                                                                 | 0.14                                                               | 0                                                                         | 0                                                                         | 2482          | 368.43        |
| 17        | Namakkal        | 12318                                                                               | 2103.24                                                                             | 1221                                          | 1487.04                                       | 267                                            | 1364.27                                        | 135                                                                | 1.98                                                               | 0                                                                         | 0                                                                         | 13941         | 4956.52       |
| 18        | Perambalur      | 1446                                                                                | 189.14                                                                              | 141                                           | 151.06                                        | 15                                             | 26.06                                          | 8                                                                  | 0.07                                                               | 0                                                                         | 0                                                                         | 1610          | 366.33        |
| 19        | Pudukkottai     | 5230                                                                                | 458.77                                                                              | 547                                           | 237.66                                        | 189                                            | 161.04                                         | 234                                                                | 1.15                                                               | 0                                                                         | 0                                                                         | 6200          | 858.62        |
| 20        | Ramanathapuram  | 4268                                                                                | 394.95                                                                              | 1195                                          | 184.18                                        | 334                                            | 56.94                                          | 10                                                                 | 0.16                                                               | 0                                                                         | 0                                                                         | 5807          | 636.23        |
| 21        | Ranipet         | 4989                                                                                | 521.83                                                                              | 289                                           | 284.24                                        | 86                                             | 367.09                                         | 33                                                                 | 0.67                                                               | 67                                                                        | 0.34                                                                      | 5397          | 1173.83       |

| 22   | Salem           |   23976 |   3601.14 |   2523 |   2436.34 |   410 |   1126.86 |   232 |   6.94 |   0 |     0 |   27141 |   7171.28 |
|------|-----------------|---------|-----------|--------|-----------|-------|-----------|-------|--------|-----|-------|---------|-----------|
| 23   | Sivaganga       |    5026 |    523.58 |    274 |    255.35 |    27 |     85.59 |    22 |   0.75 |   0 |  0    |    5349 |    865.27 |
| 24   | Tenkasi         |    5511 |    724.08 |    563 |    308.58 |     6 |     15.69 |    18 |   0.27 |   0 |  0    |    6098 |   1048.63 |
| 25   | Thanjavur       |   11290 |   1189.9  |    713 |    698.85 |    83 |    216.31 |    44 |   1.15 |   0 |  0    |   12130 |   2106.21 |
| 26   | The Nilgiris    |    3169 |    226.02 |     98 |     59.55 |    10 |     38.5  |     7 |   0.19 |   0 |  0    |    3284 |    324.26 |
| 27   | Theni           |    5420 |    647.05 |    324 |    347.43 |    30 |    144.35 |    16 |   0.11 |   0 |  0    |    5790 |   1138.95 |
| 28   | Thiruvallur     |   20733 |   1900.36 |   1279 |   1396.87 |   164 |    551.78 |    96 |   4.89 |   0 |  0    |   22272 |   3853.9  |
| 29   | Thiruvarur      |    4006 |    344.51 |    163 |    147.81 |    15 |      0.68 |    44 |   0.79 |   0 |  0    |    4228 |    493.78 |
| 30   | Tiruchirappalli |   17632 |   2127.68 |   1839 |   1613.5  |   285 |    472.84 |   221 |   3.99 |   0 |  0    |   19977 |   4218    |
| 31   | Tirunelveli     |    9369 |   1077.04 |    648 |    471.49 |    44 |    163.51 |    77 |   1.3  |   0 |  0    |   10138 |   1713.34 |
| 32   | Tirupattur      |    4442 |    296.6  |    178 |    235.69 |    11 |     28.81 |    13 |   0.16 | 116 |  0.56 |    4644 |    561.26 |
| 33   | Tiruppur        |   23703 |   6596.65 |   5514 |   6449.82 |   879 |   3533.67 |   191 |  10.35 |  12 |  0.12 |   30287 |  16590.5  |
| 34   | Tiruvannamalai  |    8377 |    881.86 |    351 |    264.72 |    32 |     55.51 |    22 |   1.52 |   0 |  0    |    8782 |   1203.61 |
| 35   | Toothukudi      |   10448 |   1562.73 |    956 |   1508    |   147 |    539.11 |    88 |   1.75 |   0 |  0    |   11639 |   3611.59 |
| 36   | Vellore         |   11162 |    873.19 |    470 |    646.99 |    97 |    224.03 |    36 |   5.38 | 132 |  0.65 |   11765 |   1749.59 |
| 37   | Villupuram      |    5302 |    573.36 |    358 |    305.16 |    43 |     69.39 |   174 |   2.04 |   0 |  0    |    5877 |    949.96 |
| 38   | Virudhunagar    |   14269 |   1972.47 |    976 |   1456.89 |   752 |   1056.91 |    45 |   0.98 |   0 |  0    |   16042 |   4487.25 |
|      | Total           |  452182 |  73169.4  |  55365 |  73883.4  | 24067 |  50416.6  |  3889 | 424.28 | 440 | 10.73 |  535503 | 197894    |