Lok Sabha Question No. 3326 (UNSTARRED), answered on 2025-03-20
Subject: Emergency Credit Line Guarantee Scheme
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Ms. S Jothimani

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

LOK SABHA UNSTARRED QUESTION NO. 3326 TO BE ANSWERED ON 20.03.2025

## EMERGENCY CREDIT LINE GUARANTEE SCHEME

3326. MS. S JOTHIMANI:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether the Government has set any targets or introduced special initiatives to enhance credit  flow  to  Micro,  Small,  and  Medium  Enterprises  (MSMEs)  under  the  Emergency  Credit Line Guarantee Scheme (ECLGS), if so, the details thereof; and
- (b) the  number  of  MSMEs  in  the  Karur  Parliamentary  Constituency  that  have  availed benefits/assistance under ECLGS during the last three years and the total amount disbursed to them under this scheme, sector-wise breakup thereof?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) & (b): The Emergency Credit Line Guarantee Scheme (ECLGS) was launched in May, 2020  as  part  of  Aatmanirbhar  Bharat  Abhiyaan  to  support  eligible  MSMEs  and  business enterprises  in  meeting  their  operational  liabilities  in  view  of  disruption  caused  by  COVID-19 pandemic. The Scheme was operational till 31.03.2023.

As  informed  by  National  Credit  Guarantee  Trustee  Company  Limited,  the  details  of guarantees  and  the  amount  for  Karur  Parliamentary  Constituency  under  ECLGS  are  as  given below:

| FY      | Micro                  | Micro                              | Small                  | Small                              | Medium                 | Medium                              | Total                  | Total                               |
|---------|------------------------|------------------------------------|------------------------|------------------------------------|------------------------|-------------------------------------|------------------------|-------------------------------------|
| FY      | No of Guarantee Issued | Loan Amount Guaranteed (Rs. In Cr) | No of Guarantee Issued | Loan Amount Guaranteed (Rs. In Cr) | No of Guarantee Issued | Loan Amount Guarantee d (Rs. In Cr) | No of Guarantee Issued | Loan Amount Guarantee d (Rs. In Cr) |
| 2020-21 | 5,308                  | 101.91                             | 505                    | 106.37                             | 101                    | 35.80                               | 5914                   | 244.08                              |
| 2021-22 | 460                    | 52.26                              | 195                    | 53.30                              | 9                      | 17.17                               | 664                    | 122.73                              |
| 2022-23 | 62                     | 7.01                               | 20                     | 20.13                              | 1                      | 8.51                                | 83                     | 35.65                               |
| Total   | 5,830                  | 161.19                             | 720                    | 179.79                             | 111                    | 61.48                               | 6661                   | 402.46                              |

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