Lok Sabha Question No. 174 (STARRED), answered on 2025-07-31
Subject: Shortcomings under PMAY-U
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Ujjwal Raman Singh

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## STARRED QUESTION NO. 174

TO BE ANSWERED ON JULY 31, 2025

## SHORTCOMINGS UNDER PMAY-U

- NO. 174.       SHRI UJJWAL RAMAN SINGH: Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:
- (a) the  objective  and  present  status  of  the  'Housing  for  All'  initiative under the Pradhan Mantri Awas Yojana-Urban (PMAY-U), particularly in Uttar Pradesh;
- (b) whether there  have  been  reports  of  involvement  of  middlemen  in the allotment thereunder and if so, the details thereof; and
- (c) the time by which the shortcomings in the implementation of the said scheme are likely to be removed and the target of 'Housing for All' expected to be achieved?

## ANSWER

## THE MINISTER OF HOUSING AND URBAN AFFAIRS (SHRI MANOHAR LAL)

- (a) to (c): A statement is laid on the Table of the House.

STATEMENT REFERRED IN REPLY TO LOK SABHA STARRED QUESTION NO. 174 FOR 31.07.2025 REGARDING SHORTCOMINGS UNDER PMAY-U.

- (a)  to  (c):  Ministry  of  Housing  and  Urban  Affairs  (MoHUA)  has  been implementing  Pradhan  Mantri  Awas  Yojana  -  Urban  (PMAY-U)  since 25.06.2015  to  provide  all  weather  pucca  houses  with  basic  civic amenities  to  eligible  urban  beneficiaries  across  the  country.  The scheme  period  has  been  extended  up  to  31.12.2025  to  complete sanctioned houses without changing the funding pattern and implementation methodology. Based on the project proposal submitted  by  States/Union  Territories  (UTs),  more  than  1.12  crore houses have been sanctioned under PMAY-U by the Ministry, out of which 93.61 lakh are completed/delivered to the beneficiaries across the  country,  as  on  14.07.2025.  Under  PMAY-U,  a  total  of  17,76,823 houses  has  been  sanctioned  since  inception  in  the  State  of  Uttar Pradesh, out of which 17,02,317 (96%) are completed/delivered to the beneficiaries,  as  on  14.07.2025.  The  successful  implementation  of the  scheme  is  achieving  its  objective  to  ensure  a  dignified  life  for beneficiaries with security and pride of ownership to the beneficiaries with the vision of 'Housing for All'.

Further, based on the learnings from the experiences of implementation  of  PMAY-U,  MoHUA  has  revamped  the  scheme  and launched  PMAY-U  2.0  'Housing  for  All'  Mission  with  effect  from 01.09.2024 for implementation in urban areas across the country to construct,  purchase  and  rent  a  house  by  1  crore  additional  eligible beneficiaries  at  affordable  cost  in  next  five  years.  PMAY-U  2.0  is implemented through four verticals i.e., Beneficiary Led Construction (BLC),  Affordable  Housing  in  Partnership  (AHP),  Affordable  Rental Housing  (ARH)  and  Interest  Subsidy  Scheme  (ISS).  Based  on  the project proposal submitted by States/UTs, a total of 7.09 lakh houses have  been  sanctioned  recently  under  PMAY-U  2.0  by  the  Ministry which includes 1.98 lakh houses in Uttar Pradesh.

PMAY-U & PMAY-U 2.0 are demand driven schemes. For transparent selection  of  beneficiaries,  scrutiny  of  beneficiary  list  is  done  at multiple levels in the States/UTs for approval. The PMAY-U proposals are  approved    by   the   State   Level   Sanctioning   and   Monitoring

Committee (SLSMC) headed by the Chief Secretary of States/UTs for further sanctioning of Central Assistance by Central Sanctioning and Monitoring Committee (CSMC). The selection of beneficiaries is done by respective State/UT Government as per the scheme guidelines.

As per the scheme guidelines, the progress is monitored through Geotagging  of  various  stages  of  construction  of  all  houses/projects.  In addition, the Third Party Quality Monitoring (TPQM) is mandatory for States/UTs to ensure quality of construction under various components of the Mission by visiting the project site from time to time and advise States/UTs and Urban Local Bodies (ULBs) on quality related  issues.  Further,  Social  Audit  are  conducted  by  States/UTs through independent agencies to identify and resolve issues related to  construction,  allotment,  infrastructure  readiness  or  inhabitability etc.  It  affects  better  implementation  and  ensures  accountability, transparency and participation in the scheme.

PMAY-U scheme is  being  implemented  through  respective  State/UT Government as per the scheme guidelines. Any complaint regarding the implementation of PMAY-U including middleman in the allotment of houses, if any, are addressed through suitable grievance redressal system available at both State/UT and City level as per existing rules and  regulations  and  also  actions  are  taken  as  per  prevalent  law. Moreover,  a  Centralized  Public  Grievance  Redress  and  Monitoring System  (CPGRAMS)  is  also  available  to  the  citizens  to  lodge  their grievances to the public authorities on any subject related to service delivery including PMAY-U for redressal. Grievances/complaints received  in  MoHUA  or  on  CPGRAMS  portal  regarding  any  aspect  of scheme  implementation,  selection  of  beneficiaries  including  any irregularity or involvement of middlemen are forwarded to States/UTs for enquiry and appropriate action against the concerned persons, as per scheme guidelines.

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