Lok Sabha Question No. 220 (UNSTARRED), answered on 2024-07-22
Subject: Online Frauds relating to Credit/Debit Cards
Ministry: FINANCE
Asked by: Dr. C M Ramesh

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO: 220

ANSWERED ON THE MONDAY, JULY 22, 2024/31 ASHADHA, 1946 (SAKA)

## ONLINE FRAUDS RELATING TO CREDIT/DEBIT CARDS

## 220. SHRI C M RAMESH:

Will the Minister of FINANCE be pleased to state:

- (a) whether the Government is aware that cards (credit, debit, etc.) and online frauds surge five times and reached more than Rs. 1500 crores in 2023-24 which is nearly 450 per cent higher than last year;
- (b) whether it is also true that private banks have reported maximum number of frauds;
- (c) whether it is also true that even though public sector banks reported less number of crimes but contribute most in value terms;
- (d) the details of majority of online frauds and frauds relating to credit/debit cards during the last five years and the current year, year-wise, bank-wise and State-wise; and
- (e) the way by which the Government is  planning to address this menace and bring down cyber frauds?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE

## (SHRI PANKAJ CHAUDHARY)

- (a)  The Reserve Bank of India (RBI) has informed that they maintain data on financial frauds under the category - 'credit cards, ATM /debit cards and internet banking'. As per the reporting by banks, the number of frauds and amount involved (cases involving ₹1 lakh and above) for the year FY 2022-23 and FY 2023-24 is furnished below:
- (b) to (d):  The Bank-wise and State-wise number of frauds (cases involving ₹1 lakh and above) as reported by all the banks to RBI under the categories -'credit cards, ATM / debit cards and internet banking' during last five financial years,  i.e., from FY 2019-20 to FY 2023-24, are placed at Annex I and Annex II.

| FY      | No. of Frauds   | Amount Involved (in ₹crore)   |
|---------|-----------------|-------------------------------|
| 2022-23 | 6,699           | 277                           |
| 2023-24 | 29,082          | 1,457                         |

(e):To spread awareness against cyber-crimes, the Government has been taking various initiatives from time to time. These, inter alia, includes cyber safety tips through social media accounts, publishing  of  handbook  for  adolescents/students,  publishing  of  'Information  Security  Best Practices' for the benefit of government officials, organizing cyber safety and security awareness weeks in association with States/Union Territories etc.

In  addition  to  these,  RBI  and  Banks  have  also  been  taking  awareness  campaigns  through dissemination  of  messages  on  cyber-crime  through  short  SMS,  radio  campaign,  publicity  on prevention of 'cyber-crime'. Further, RBI has been conducting electronic-banking awareness and training  (e-BAAT)  programmes  which  focuses,  inter  alia,  awareness  about  frauds  and  risk mitigation.

The Indian Computer Emergency Response Team (CERT-In) takes various measures for safe usage of digital technologies and prevent cyber frauds through issuance of alerts and advisories, Cybersecurity mock drills to enable assessment of cyber security posture and preparedness of organisations.

In  order  to  facilitate  the  citizens  to  report  any  cyber  incidents  including  financial  frauds,  the Ministry  of  Home  Affairs  (MHA)  has  launched  a  National  Cybercrime  Reporting  Portal (www.cybercrime.gov.in) as well as a National Cybercrime Helpline Number '1930'. Further, customers can also report financial frauds on the official customer care website or branches of the banks.

Further Department of Telecommunications has launched Digital Intelligence Platform (DIP) and 'Chakshu'  facility  on  Sanchar  Saathi  portal  (https://sancharsaathi.gov.in).  Chakshu'  facilitates citizens to report suspected fraud communication received over call, SMS or WhatsApp with the intention of defrauding like KYC expiry or update of bank account / etc.

******

| Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                           | FY 2019-20                                                                                                                                                                                                                                | FY 2019-20                                                                                                                                                                                                                                | FY 2020-21                                                                                                                                                                                                                                | FY 2020-21                                                                                                                                                                                                                                | FY 2021-22                                                                                                                                                                                                                                | FY 2021-22                                                                                                                                                                                                                                | FY 2022-23                                                                                                                                                                                                                                | FY 2022-23                                                                                                                                                                                                                                | FY 2023-24                                                                                                                                                                                                                                | FY 2023-24                                                                                                                                                                                                                                |
| Name of State/UT                                                                                                                                                                                                                          | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              |
| Airtel Payments Bank                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 16                                                                                                                                                                                                                                        | 0.37                                                                                                                                                                                                                                      | 194                                                                                                                                                                                                                                       | 3.97                                                                                                                                                                                                                                      |
| Allahabad Bank                                                                                                                                                                                                                            | 1                                                                                                                                                                                                                                         | 0.43                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      |
| American Express Banking Corp.                                                                                                                                                                                                            | 181                                                                                                                                                                                                                                       | 9.10                                                                                                                                                                                                                                      | 76                                                                                                                                                                                                                                        | 10.18                                                                                                                                                                                                                                     | 96                                                                                                                                                                                                                                        | 5.62                                                                                                                                                                                                                                      | 192                                                                                                                                                                                                                                       | 7.51                                                                                                                                                                                                                                      | 226                                                                                                                                                                                                                                       | 11.90                                                                                                                                                                                                                                     |
| AU Small Finance Bank Limited                                                                                                                                                                                                             | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 25                                                                                                                                                                                                                                        | 0.51                                                                                                                                                                                                                                      | 433                                                                                                                                                                                                                                       | 11.51                                                                                                                                                                                                                                     |
| Axis Bank Limited                                                                                                                                                                                                                         | 96                                                                                                                                                                                                                                        | 26.31                                                                                                                                                                                                                                     | 344                                                                                                                                                                                                                                       | 14.55                                                                                                                                                                                                                                     | 387                                                                                                                                                                                                                                       | 12.56                                                                                                                                                                                                                                     | 1137                                                                                                                                                                                                                                      | 29.31                                                                                                                                                                                                                                     | 3157                                                                                                                                                                                                                                      | 97.74                                                                                                                                                                                                                                     |
| Bandhan Bank Limited                                                                                                                                                                                                                      | 5                                                                                                                                                                                                                                         | 0.07                                                                                                                                                                                                                                      | 5                                                                                                                                                                                                                                         | 0.06                                                                                                                                                                                                                                      | 7                                                                                                                                                                                                                                         | 0.11                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.30                                                                                                                                                                                                                                      | 318                                                                                                                                                                                                                                       | 11.60                                                                                                                                                                                                                                     |
| Bank of America                                                                                                                                                                                                                           | 5                                                                                                                                                                                                                                         | 0.18                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.01                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.01                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.07                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      |
| Bank of Bahrain & Kuwait B.S.C.                                                                                                                                                                                                           | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 5.44                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      |
| Bank of Baroda                                                                                                                                                                                                                            | 2                                                                                                                                                                                                                                         | 0.03                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.03                                                                                                                                                                                                                                      | 3                                                                                                                                                                                                                                         | 1.20                                                                                                                                                                                                                                      | 56                                                                                                                                                                                                                                        | 4.90                                                                                                                                                                                                                                      | 1224                                                                                                                                                                                                                                      | 29.66                                                                                                                                                                                                                                     |
| Bank of India                                                                                                                                                                                                                             | 1                                                                                                                                                                                                                                         | 0.02                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.10                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 63                                                                                                                                                                                                                                        | 4.60                                                                                                                                                                                                                                      |
| Bank of Maharashtra                                                                                                                                                                                                                       | 3                                                                                                                                                                                                                                         | 0.12                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.06                                                                                                                                                                                                                                      | 6                                                                                                                                                                                                                                         | 0.52                                                                                                                                                                                                                                      | 73                                                                                                                                                                                                                                        | 3.33                                                                                                                                                                                                                                      |
| Canara Bank                                                                                                                                                                                                                               | 16                                                                                                                                                                                                                                        | 1.04                                                                                                                                                                                                                                      | 3                                                                                                                                                                                                                                         | 1.68                                                                                                                                                                                                                                      | 4                                                                                                                                                                                                                                         | 3.24                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.57                                                                                                                                                                                                                                      | 4                                                                                                                                                                                                                                         | 6.95                                                                                                                                                                                                                                      |
| Capital Small Finance Bank                                                                                                                                                                                                                | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.01                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.02                                                                                                                                                                                                                                      | 7                                                                                                                                                                                                                                         | 0.12                                                                                                                                                                                                                                      |
| Catholic Syrian Bank Ltd                                                                                                                                                                                                                  | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 17                                                                                                                                                                                                                                        | 2.17                                                                                                                                                                                                                                      |
| Central Bank of India                                                                                                                                                                                                                     | 34                                                                                                                                                                                                                                        | 0.48                                                                                                                                                                                                                                      | 56                                                                                                                                                                                                                                        | 1.58                                                                                                                                                                                                                                      | 88                                                                                                                                                                                                                                        | 1.50                                                                                                                                                                                                                                      | 52                                                                                                                                                                                                                                        | 1.22                                                                                                                                                                                                                                      | 270                                                                                                                                                                                                                                       | 11.53                                                                                                                                                                                                                                     |
| Citibank N.A                                                                                                                                                                                                                              | 191                                                                                                                                                                                                                                       | 4.94                                                                                                                                                                                                                                      | 140                                                                                                                                                                                                                                       | 3.26                                                                                                                                                                                                                                      | 126                                                                                                                                                                                                                                       | 2.79                                                                                                                                                                                                                                      | 187                                                                                                                                                                                                                                       | 4.19                                                                                                                                                                                                                                      | 1437                                                                                                                                                                                                                                      | 31.06                                                                                                                                                                                                                                     |
| City Union Bank Limited                                                                                                                                                                                                                   | 9                                                                                                                                                                                                                                         | 0.38                                                                                                                                                                                                                                      | 6                                                                                                                                                                                                                                         | 0.14                                                                                                                                                                                                                                      | 4                                                                                                                                                                                                                                         | 0.09                                                                                                                                                                                                                                      | 23                                                                                                                                                                                                                                        | 1.08                                                                                                                                                                                                                                      | 239                                                                                                                                                                                                                                       | 8.14                                                                                                                                                                                                                                      |
| Corporation Bank                                                                                                                                                                                                                          | 6                                                                                                                                                                                                                                         | 1.50                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      |
| DBS Bank India Ltd.                                                                                                                                                                                                                       | 1                                                                                                                                                                                                                                         | 0.36                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.06                                                                                                                                                                                                                                      | 3                                                                                                                                                                                                                                         | 0.04                                                                                                                                                                                                                                      | 5                                                                                                                                                                                                                                         | 0.07                                                                                                                                                                                                                                      | 232                                                                                                                                                                                                                                       | 4.16                                                                                                                                                                                                                                      |
| DCB Bank Limited                                                                                                                                                                                                                          | 13                                                                                                                                                                                                                                        | 0.71                                                                                                                                                                                                                                      | 3                                                                                                                                                                                                                                         | 0.35                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.01                                                                                                                                                                                                                                      | 4                                                                                                                                                                                                                                         | 0.89                                                                                                                                                                                                                                      | 59                                                                                                                                                                                                                                        | 3.23                                                                                                                                                                                                                                      |
| Deutsche Bank Ag                                                                                                                                                                                                                          | 5                                                                                                                                                                                                                                         | 0.05                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.01                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 18                                                                                                                                                                                                                                        | 0.30                                                                                                                                                                                                                                      | 25                                                                                                                                                                                                                                        | 3.45                                                                                                                                                                                                                                      |
| Equitas Small Finance Bank                                                                                                                                                                                                                | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.11                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 9                                                                                                                                                                                                                                         | 0.34                                                                                                                                                                                                                                      | 47                                                                                                                                                                                                                                        | 2.35                                                                                                                                                                                                                                      |

| Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                           | FY                                                                                                                                                                                                                                        | FY                                                                                                                                                                                                                                        | FY 2020-21                                                                                                                                                                                                                                | FY 2020-21                                                                                                                                                                                                                                | FY 2021-22                                                                                                                                                                                                                                | FY 2021-22                                                                                                                                                                                                                                | FY 2022-23                                                                                                                                                                                                                                | FY 2022-23                                                                                                                                                                                                                                | FY 2023-24                                                                                                                                                                                                                                | FY 2023-24                                                                                                                                                                                                                                |
| Name of State/UT                                                                                                                                                                                                                          | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              |
| ESAF Small Finance Bank                                                                                                                                                                                                                   | 1                                                                                                                                                                                                                                         | 0.28                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 6                                                                                                                                                                                                                                         | 0.20                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.02                                                                                                                                                                                                                                      |
| Federal Bank Ltd                                                                                                                                                                                                                          | 18                                                                                                                                                                                                                                        | 0.26                                                                                                                                                                                                                                      | 5                                                                                                                                                                                                                                         | 0.17                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.11                                                                                                                                                                                                                                      | 28                                                                                                                                                                                                                                        | 0.84                                                                                                                                                                                                                                      | 684                                                                                                                                                                                                                                       | 47.64                                                                                                                                                                                                                                     |
| Fincare Small Finance Bank                                                                                                                                                                                                                | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 8                                                                                                                                                                                                                                         | 0.57                                                                                                                                                                                                                                      |
| Fino Payments Bank Limited                                                                                                                                                                                                                | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 141                                                                                                                                                                                                                                       | 3.40                                                                                                                                                                                                                                      |
| HDFC Bank Ltd.                                                                                                                                                                                                                            | 148                                                                                                                                                                                                                                       | 6.43                                                                                                                                                                                                                                      | 88                                                                                                                                                                                                                                        | 2.63                                                                                                                                                                                                                                      | 75                                                                                                                                                                                                                                        | 4.45                                                                                                                                                                                                                                      | 866                                                                                                                                                                                                                                       | 74.63                                                                                                                                                                                                                                     | 5798                                                                                                                                                                                                                                      | 518.56                                                                                                                                                                                                                                    |
| HSBC                                                                                                                                                                                                                                      | 256                                                                                                                                                                                                                                       | 4.39                                                                                                                                                                                                                                      | 150                                                                                                                                                                                                                                       | 4.64                                                                                                                                                                                                                                      | 100                                                                                                                                                                                                                                       | 4.82                                                                                                                                                                                                                                      | 124                                                                                                                                                                                                                                       | 3.86                                                                                                                                                                                                                                      | 225                                                                                                                                                                                                                                       | 6.42                                                                                                                                                                                                                                      |
| ICICI Bank Limited                                                                                                                                                                                                                        | 264                                                                                                                                                                                                                                       | 10.93                                                                                                                                                                                                                                     | 271                                                                                                                                                                                                                                       | 26.35                                                                                                                                                                                                                                     | 665                                                                                                                                                                                                                                       | 30.13                                                                                                                                                                                                                                     | 1027                                                                                                                                                                                                                                      | 38.88                                                                                                                                                                                                                                     | 6394                                                                                                                                                                                                                                      | 295.14                                                                                                                                                                                                                                    |
| IDBI Bank Limited                                                                                                                                                                                                                         | 79                                                                                                                                                                                                                                        | 5.57                                                                                                                                                                                                                                      | 66                                                                                                                                                                                                                                        | 1.11                                                                                                                                                                                                                                      | 72                                                                                                                                                                                                                                        | 1.91                                                                                                                                                                                                                                      | 62                                                                                                                                                                                                                                        | 1.58                                                                                                                                                                                                                                      | 81                                                                                                                                                                                                                                        | 2.38                                                                                                                                                                                                                                      |
| IDFC First Bank Limited                                                                                                                                                                                                                   | 5                                                                                                                                                                                                                                         | 0.56                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.53                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.01                                                                                                                                                                                                                                      | 35                                                                                                                                                                                                                                        | 1.10                                                                                                                                                                                                                                      | 188                                                                                                                                                                                                                                       | 6.08                                                                                                                                                                                                                                      |
| India Post Payments Bank                                                                                                                                                                                                                  | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.01                                                                                                                                                                                                                                      |
| Indian Bank                                                                                                                                                                                                                               | 23                                                                                                                                                                                                                                        | 1.03                                                                                                                                                                                                                                      | 9                                                                                                                                                                                                                                         | 7.33                                                                                                                                                                                                                                      | 8                                                                                                                                                                                                                                         | 6.65                                                                                                                                                                                                                                      | 4                                                                                                                                                                                                                                         | 0.06                                                                                                                                                                                                                                      | 122                                                                                                                                                                                                                                       | 20.06                                                                                                                                                                                                                                     |
| Indian Overseas Bank                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 4.95                                                                                                                                                                                                                                      | 6                                                                                                                                                                                                                                         | 0.16                                                                                                                                                                                                                                      | 3                                                                                                                                                                                                                                         | 0.15                                                                                                                                                                                                                                      | 19                                                                                                                                                                                                                                        | 0.64                                                                                                                                                                                                                                      | 427                                                                                                                                                                                                                                       | 9.00                                                                                                                                                                                                                                      |
| Indusind Bank Ltd                                                                                                                                                                                                                         | 66                                                                                                                                                                                                                                        | 3.03                                                                                                                                                                                                                                      | 110                                                                                                                                                                                                                                       | 5.10                                                                                                                                                                                                                                      | 620                                                                                                                                                                                                                                       | 16.87                                                                                                                                                                                                                                     | 1068                                                                                                                                                                                                                                      | 26.72                                                                                                                                                                                                                                     | 1648                                                                                                                                                                                                                                      | 43.13                                                                                                                                                                                                                                     |
| Jammu & Kashmir Bank Ltd                                                                                                                                                                                                                  | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.05                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      |
| Jana Small Finance Bank Limited                                                                                                                                                                                                           | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.37                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 17                                                                                                                                                                                                                                        | 0.42                                                                                                                                                                                                                                      |
| JPMorgan Chase Bank                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.49                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      |
| Karnataka Bank Ltd                                                                                                                                                                                                                        | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 4                                                                                                                                                                                                                                         | 0.69                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.02                                                                                                                                                                                                                                      |
| Karur Vysya Bank Ltd                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 13                                                                                                                                                                                                                                        | 0.26                                                                                                                                                                                                                                      | 110                                                                                                                                                                                                                                       | 3.01                                                                                                                                                                                                                                      |
| Kotak Mahindra Bank Ltd.                                                                                                                                                                                                                  | 555                                                                                                                                                                                                                                       | 11.27                                                                                                                                                                                                                                     | 823                                                                                                                                                                                                                                       | 18.98                                                                                                                                                                                                                                     | 848                                                                                                                                                                                                                                       | 15.68                                                                                                                                                                                                                                     | 639                                                                                                                                                                                                                                       | 12.62                                                                                                                                                                                                                                     | 832                                                                                                                                                                                                                                       | 15.81                                                                                                                                                                                                                                     |
| Lakshmi Vilas Bank Ltd                                                                                                                                                                                                                    | 1                                                                                                                                                                                                                                         | 0.05                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.05                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      |
| Nainital Bank Ltd                                                                                                                                                                                                                         | 1                                                                                                                                                                                                                                         | 0.02                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 3                                                                                                                                                                                                                                         | 0.16                                                                                                                                                                                                                                      |
| North East Small Finance Bank                                                                                                                                                                                                             | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.07                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.53                                                                                                                                                                                                                                      |
| Oriental Bank of Commerce                                                                                                                                                                                                                 | 5                                                                                                                                                                                                                                         | 0.70                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      |

| Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | Bank-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                           | FY 2019-20                                                                                                                                                                                                                                | FY 2019-20                                                                                                                                                                                                                                | FY 2020-21                                                                                                                                                                                                                                | FY 2020-21                                                                                                                                                                                                                                | FY 2021-22                                                                                                                                                                                                                                | FY 2021-22                                                                                                                                                                                                                                | FY 2022-23                                                                                                                                                                                                                                | FY 2022-23                                                                                                                                                                                                                                | FY 2023-24                                                                                                                                                                                                                                | FY 2023-24                                                                                                                                                                                                                                |
| Name of State/UT                                                                                                                                                                                                                          | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              | No. of Frauds                                                                                                                                                                                                                             | Amount Involved (in ₹ crore)                                                                                                                                                                                                              |
| Paytm Payments Bank Limited                                                                                                                                                                                                               | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.40                                                                                                                                                                                                                                      | 65                                                                                                                                                                                                                                        | 22.24                                                                                                                                                                                                                                     |
| Punjab And Sind Bank                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 3                                                                                                                                                                                                                                         | 0.30                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.01                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 18                                                                                                                                                                                                                                        | 0.26                                                                                                                                                                                                                                      |
| Punjab National Bank                                                                                                                                                                                                                      | 3                                                                                                                                                                                                                                         | 0.12                                                                                                                                                                                                                                      | 5                                                                                                                                                                                                                                         | 0.85                                                                                                                                                                                                                                      | 7                                                                                                                                                                                                                                         | 1.90                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.20                                                                                                                                                                                                                                      | 47                                                                                                                                                                                                                                        | 8.74                                                                                                                                                                                                                                      |
| RBL Bank Limited                                                                                                                                                                                                                          | 33                                                                                                                                                                                                                                        | 1.62                                                                                                                                                                                                                                      | 33                                                                                                                                                                                                                                        | 1.04                                                                                                                                                                                                                                      | 22                                                                                                                                                                                                                                        | 6.56                                                                                                                                                                                                                                      | 444                                                                                                                                                                                                                                       | 7.23                                                                                                                                                                                                                                      | 1205                                                                                                                                                                                                                                      | 20.49                                                                                                                                                                                                                                     |
| SBM Bank (India)                                                                                                                                                                                                                          | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 4                                                                                                                                                                                                                                         | 0.92                                                                                                                                                                                                                                      | 10                                                                                                                                                                                                                                        | 0.38                                                                                                                                                                                                                                      |
| Shinhan Bank                                                                                                                                                                                                                              | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.01                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      |
| Shivalik Small Finance Bank                                                                                                                                                                                                               | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.01                                                                                                                                                                                                                                      |
| South Indian Bank Ltd                                                                                                                                                                                                                     | 13                                                                                                                                                                                                                                        | 0.15                                                                                                                                                                                                                                      | 17                                                                                                                                                                                                                                        | 1.82                                                                                                                                                                                                                                      | 39                                                                                                                                                                                                                                        | 1.13                                                                                                                                                                                                                                      | 34                                                                                                                                                                                                                                        | 0.87                                                                                                                                                                                                                                      | 115                                                                                                                                                                                                                                       | 5.80                                                                                                                                                                                                                                      |
| Standard Chartered Bank                                                                                                                                                                                                                   | 227                                                                                                                                                                                                                                       | 14.52                                                                                                                                                                                                                                     | 73                                                                                                                                                                                                                                        | 4.26                                                                                                                                                                                                                                      | 89                                                                                                                                                                                                                                        | 3.37                                                                                                                                                                                                                                      | 153                                                                                                                                                                                                                                       | 19.62                                                                                                                                                                                                                                     | 244                                                                                                                                                                                                                                       | 6.22                                                                                                                                                                                                                                      |
| State Bank of India                                                                                                                                                                                                                       | 375                                                                                                                                                                                                                                       | 7.22                                                                                                                                                                                                                                      | 206                                                                                                                                                                                                                                       | 9.55                                                                                                                                                                                                                                      | 299                                                                                                                                                                                                                                       | 27.67                                                                                                                                                                                                                                     | 372                                                                                                                                                                                                                                       | 32.87                                                                                                                                                                                                                                     | 2071                                                                                                                                                                                                                                      | 67.30                                                                                                                                                                                                                                     |
| Syndicate Bank                                                                                                                                                                                                                            | 3                                                                                                                                                                                                                                         | 0.17                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      |
| Tamilnad Mercantile Bank Ltd                                                                                                                                                                                                              | 2                                                                                                                                                                                                                                         | 0.04                                                                                                                                                                                                                                      | 4                                                                                                                                                                                                                                         | 0.33                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.04                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.02                                                                                                                                                                                                                                      | 6                                                                                                                                                                                                                                         | 0.20                                                                                                                                                                                                                                      |
| The Dhanalakshmi Bank Ltd                                                                                                                                                                                                                 | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 35                                                                                                                                                                                                                                        | 0.82                                                                                                                                                                                                                                      |
| UCO Bank                                                                                                                                                                                                                                  | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 3                                                                                                                                                                                                                                         | 0.08                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 7                                                                                                                                                                                                                                         | 0.29                                                                                                                                                                                                                                      |
| Ujjivan Small Finance Bank                                                                                                                                                                                                                | 3                                                                                                                                                                                                                                         | 0.24                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.02                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 5                                                                                                                                                                                                                                         | 1.36                                                                                                                                                                                                                                      |
| Union Bank of India                                                                                                                                                                                                                       | 17                                                                                                                                                                                                                                        | 0.29                                                                                                                                                                                                                                      | 10                                                                                                                                                                                                                                        | 0.12                                                                                                                                                                                                                                      | 16                                                                                                                                                                                                                                        | 0.34                                                                                                                                                                                                                                      | 6                                                                                                                                                                                                                                         | 0.21                                                                                                                                                                                                                                      | 288                                                                                                                                                                                                                                       | 97.98                                                                                                                                                                                                                                     |
| United Bank of India                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.01                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      |
| Utkarsh Small Finance Bank                                                                                                                                                                                                                | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 0                                                                                                                                                                                                                                         | 0.00                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                         | 0.01                                                                                                                                                                                                                                      | 7                                                                                                                                                                                                                                         | 0.16                                                                                                                                                                                                                                      |
| Yes Bank Ltd.                                                                                                                                                                                                                             | 7                                                                                                                                                                                                                                         | 9.43                                                                                                                                                                                                                                      | 12                                                                                                                                                                                                                                        | 0.13                                                                                                                                                                                                                                      | 2                                                                                                                                                                                                                                         | 0.02                                                                                                                                                                                                                                      | 49                                                                                                                                                                                                                                        | 1.33                                                                                                                                                                                                                                      | 250                                                                                                                                                                                                                                       | 4.95                                                                                                                                                                                                                                      |
| Grand Total                                                                                                                                                                                                                               | 2677                                                                                                                                                                                                                                      | 129                                                                                                                                                                                                                                       | 2545                                                                                                                                                                                                                                      | 119                                                                                                                                                                                                                                       | 3596                                                                                                                                                                                                                                      | 155                                                                                                                                                                                                                                       | 6699                                                                                                                                                                                                                                      | 277                                                                                                                                                                                                                                       | 29082                                                                                                                                                                                                                                     | 1457                                                                                                                                                                                                                                      |

Source : RBI

Annex - II

| State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                            | FY 2019-20                                                                                                                                                                                                                                 | FY 2019-20                                                                                                                                                                                                                                 | FY 2020-21                                                                                                                                                                                                                                 | FY 2020-21                                                                                                                                                                                                                                 | FY                                                                                                                                                                                                                                         | FY                                                                                                                                                                                                                                         | FY 2022-23                                                                                                                                                                                                                                 | FY 2022-23                                                                                                                                                                                                                                 | FY 2023-24                                                                                                                                                                                                                                 | FY 2023-24                                                                                                                                                                                                                                 |
| Name of State/UT                                                                                                                                                                                                                           | No. of Frauds                                                                                                                                                                                                                              | Amount Involved (in ₹ crore)                                                                                                                                                                                                               | No. of Frauds                                                                                                                                                                                                                              | Amount Involved (in ₹ crore)                                                                                                                                                                                                               | No. of Frauds                                                                                                                                                                                                                              | 2021-22 Amount Involved (in ₹ crore)                                                                                                                                                                                                       | No. of Frauds                                                                                                                                                                                                                              | Amount Involved (in ₹ crore)                                                                                                                                                                                                               | No. of Frauds                                                                                                                                                                                                                              | Amount Involved (in ₹ crore)                                                                                                                                                                                                               |
| Andaman & Nicobar Islands                                                                                                                                                                                                                  | 1                                                                                                                                                                                                                                          | 0.01                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 1                                                                                                                                                                                                                                          | 0.01                                                                                                                                                                                                                                       | 6                                                                                                                                                                                                                                          | 0.16                                                                                                                                                                                                                                       |
| Andhra Pradesh                                                                                                                                                                                                                             | 23                                                                                                                                                                                                                                         | 0.97                                                                                                                                                                                                                                       | 23                                                                                                                                                                                                                                         | 1.08                                                                                                                                                                                                                                       | 26                                                                                                                                                                                                                                         | 0.83                                                                                                                                                                                                                                       | 59                                                                                                                                                                                                                                         | 4.28                                                                                                                                                                                                                                       | 444                                                                                                                                                                                                                                        | 16.30                                                                                                                                                                                                                                      |
| Arunachal Pradesh                                                                                                                                                                                                                          | 2                                                                                                                                                                                                                                          | 0.02                                                                                                                                                                                                                                       | 8                                                                                                                                                                                                                                          | 0.12                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 11                                                                                                                                                                                                                                         | 0.39                                                                                                                                                                                                                                       |
| Assam                                                                                                                                                                                                                                      | 77                                                                                                                                                                                                                                         | 1.30                                                                                                                                                                                                                                       | 34                                                                                                                                                                                                                                         | 0.71                                                                                                                                                                                                                                       | 17                                                                                                                                                                                                                                         | 1.22                                                                                                                                                                                                                                       | 25                                                                                                                                                                                                                                         | 0.70                                                                                                                                                                                                                                       | 224                                                                                                                                                                                                                                        | 8.04                                                                                                                                                                                                                                       |
| Bihar                                                                                                                                                                                                                                      | 34                                                                                                                                                                                                                                         | 0.55                                                                                                                                                                                                                                       | 38                                                                                                                                                                                                                                         | 0.65                                                                                                                                                                                                                                       | 54                                                                                                                                                                                                                                         | 2.09                                                                                                                                                                                                                                       | 67                                                                                                                                                                                                                                         | 2.28                                                                                                                                                                                                                                       | 405                                                                                                                                                                                                                                        | 11.66                                                                                                                                                                                                                                      |
| Chandigarh                                                                                                                                                                                                                                 | 13                                                                                                                                                                                                                                         | 0.24                                                                                                                                                                                                                                       | 7                                                                                                                                                                                                                                          | 0.42                                                                                                                                                                                                                                       | 26                                                                                                                                                                                                                                         | 0.81                                                                                                                                                                                                                                       | 21                                                                                                                                                                                                                                         | 0.54                                                                                                                                                                                                                                       | 100                                                                                                                                                                                                                                        | 2.67                                                                                                                                                                                                                                       |
| Chhattisgarh                                                                                                                                                                                                                               | 14                                                                                                                                                                                                                                         | 0.23                                                                                                                                                                                                                                       | 7                                                                                                                                                                                                                                          | 0.14                                                                                                                                                                                                                                       | 21                                                                                                                                                                                                                                         | 4.52                                                                                                                                                                                                                                       | 36                                                                                                                                                                                                                                         | 4.66                                                                                                                                                                                                                                       | 192                                                                                                                                                                                                                                        | 6.47                                                                                                                                                                                                                                       |
| Dadra and Nagar Haveli and Daman and Diu                                                                                                                                                                                                   | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 3                                                                                                                                                                                                                                          | 0.07                                                                                                                                                                                                                                       | 5                                                                                                                                                                                                                                          | 0.12                                                                                                                                                                                                                                       | 4                                                                                                                                                                                                                                          | 0.09                                                                                                                                                                                                                                       | 15                                                                                                                                                                                                                                         | 0.49                                                                                                                                                                                                                                       |
| Goa                                                                                                                                                                                                                                        | 4                                                                                                                                                                                                                                          | 0.05                                                                                                                                                                                                                                       | 7                                                                                                                                                                                                                                          | 0.19                                                                                                                                                                                                                                       | 8                                                                                                                                                                                                                                          | 0.42                                                                                                                                                                                                                                       | 13                                                                                                                                                                                                                                         | 0.39                                                                                                                                                                                                                                       | 50                                                                                                                                                                                                                                         | 1.16                                                                                                                                                                                                                                       |
| Gujarat                                                                                                                                                                                                                                    | 51                                                                                                                                                                                                                                         | 2.87                                                                                                                                                                                                                                       | 131                                                                                                                                                                                                                                        | 6.27                                                                                                                                                                                                                                       | 146                                                                                                                                                                                                                                        | 5.14                                                                                                                                                                                                                                       | 237                                                                                                                                                                                                                                        | 9.87                                                                                                                                                                                                                                       | 1349                                                                                                                                                                                                                                       | 49.92                                                                                                                                                                                                                                      |
| Haryana                                                                                                                                                                                                                                    | 285                                                                                                                                                                                                                                        | 15.96                                                                                                                                                                                                                                      | 203                                                                                                                                                                                                                                        | 16.74                                                                                                                                                                                                                                      | 279                                                                                                                                                                                                                                        | 10.69                                                                                                                                                                                                                                      | 398                                                                                                                                                                                                                                        | 14.22                                                                                                                                                                                                                                      | 1116                                                                                                                                                                                                                                       | 52.25                                                                                                                                                                                                                                      |
| Himachal Pradesh                                                                                                                                                                                                                           | 11                                                                                                                                                                                                                                         | 0.21                                                                                                                                                                                                                                       | 5                                                                                                                                                                                                                                          | 0.17                                                                                                                                                                                                                                       | 17                                                                                                                                                                                                                                         | 0.59                                                                                                                                                                                                                                       | 13                                                                                                                                                                                                                                         | 0.24                                                                                                                                                                                                                                       | 90                                                                                                                                                                                                                                         | 2.54                                                                                                                                                                                                                                       |
| Jammu & Kashmir                                                                                                                                                                                                                            | 1                                                                                                                                                                                                                                          | 0.01                                                                                                                                                                                                                                       | 9                                                                                                                                                                                                                                          | 0.17                                                                                                                                                                                                                                       | 7                                                                                                                                                                                                                                          | 0.20                                                                                                                                                                                                                                       | 19                                                                                                                                                                                                                                         | 0.73                                                                                                                                                                                                                                       | 74                                                                                                                                                                                                                                         | 2.01                                                                                                                                                                                                                                       |
| Jharkhand                                                                                                                                                                                                                                  | 13                                                                                                                                                                                                                                         | 0.23                                                                                                                                                                                                                                       | 14                                                                                                                                                                                                                                         | 1.33                                                                                                                                                                                                                                       | 18                                                                                                                                                                                                                                         | 0.47                                                                                                                                                                                                                                       | 27                                                                                                                                                                                                                                         | 0.66                                                                                                                                                                                                                                       | 164                                                                                                                                                                                                                                        | 6.28                                                                                                                                                                                                                                       |
| Karnataka                                                                                                                                                                                                                                  | 296                                                                                                                                                                                                                                        | 18.65                                                                                                                                                                                                                                      | 169                                                                                                                                                                                                                                        | 8.77                                                                                                                                                                                                                                       | 185                                                                                                                                                                                                                                        | 15.36                                                                                                                                                                                                                                      | 244                                                                                                                                                                                                                                        | 11.50                                                                                                                                                                                                                                      | 1336                                                                                                                                                                                                                                       | 54.84                                                                                                                                                                                                                                      |
| Kerala                                                                                                                                                                                                                                     | 44                                                                                                                                                                                                                                         | 2.77                                                                                                                                                                                                                                       | 28                                                                                                                                                                                                                                         | 2.29                                                                                                                                                                                                                                       | 47                                                                                                                                                                                                                                         | 1.53                                                                                                                                                                                                                                       | 101                                                                                                                                                                                                                                        | 4.61                                                                                                                                                                                                                                       | 1040                                                                                                                                                                                                                                       | 60.09                                                                                                                                                                                                                                      |
| Ladakh                                                                                                                                                                                                                                     | 1                                                                                                                                                                                                                                          | 0.01                                                                                                                                                                                                                                       | 1                                                                                                                                                                                                                                          | 0.01                                                                                                                                                                                                                                       | 1                                                                                                                                                                                                                                          | 0.02                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 2                                                                                                                                                                                                                                          | 0.02                                                                                                                                                                                                                                       |
| Madhya Pradesh                                                                                                                                                                                                                             | 37                                                                                                                                                                                                                                         | 0.55                                                                                                                                                                                                                                       | 40                                                                                                                                                                                                                                         | 1.45                                                                                                                                                                                                                                       | 70                                                                                                                                                                                                                                         | 2.28                                                                                                                                                                                                                                       | 119                                                                                                                                                                                                                                        | 4.05                                                                                                                                                                                                                                       | 672                                                                                                                                                                                                                                        | 22.02                                                                                                                                                                                                                                      |
| Maharashtra                                                                                                                                                                                                                                | 837                                                                                                                                                                                                                                        | 45.20                                                                                                                                                                                                                                      | 857                                                                                                                                                                                                                                        | 35.91                                                                                                                                                                                                                                      | 1395                                                                                                                                                                                                                                       | 46.57                                                                                                                                                                                                                                      | 2467                                                                                                                                                                                                                                       | 75.62                                                                                                                                                                                                                                      | 6514                                                                                                                                                                                                                                       | 282.42                                                                                                                                                                                                                                     |
| Manipur                                                                                                                                                                                                                                    | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 1                                                                                                                                                                                                                                          | 0.02                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 11                                                                                                                                                                                                                                         | 0.30                                                                                                                                                                                                                                       |
| Meghalaya                                                                                                                                                                                                                                  | 4                                                                                                                                                                                                                                          | 0.05                                                                                                                                                                                                                                       | 3                                                                                                                                                                                                                                          | 0.06                                                                                                                                                                                                                                       | 3                                                                                                                                                                                                                                          | 0.04                                                                                                                                                                                                                                       | 1                                                                                                                                                                                                                                          | 0.02                                                                                                                                                                                                                                       | 8                                                                                                                                                                                                                                          | 1.13                                                                                                                                                                                                                                       |

| State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   | State-wise number of frauds ( ₹ 1 lakh and above) and amount involved, reported by all the banks under the categories - "Credit Cards, ATM/Debit Cards and Internet Banking', during last five FYs, i.e., from FY 2019 -20 to FY 2023-24   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                                                                                            | FY 2019-20                                                                                                                                                                                                                                 | FY 2019-20                                                                                                                                                                                                                                 | FY 2020-21                                                                                                                                                                                                                                 | FY 2020-21                                                                                                                                                                                                                                 | FY 2021-22                                                                                                                                                                                                                                 | FY 2021-22                                                                                                                                                                                                                                 | FY 2022-23                                                                                                                                                                                                                                 | FY 2022-23                                                                                                                                                                                                                                 | FY 2023-24                                                                                                                                                                                                                                 | FY 2023-24                                                                                                                                                                                                                                 |
| Name of State/UT                                                                                                                                                                                                                           | No. of Frauds                                                                                                                                                                                                                              | Amount Involved (in ₹ crore)                                                                                                                                                                                                               | No. of Frauds                                                                                                                                                                                                                              | Amount Involved (in ₹ crore)                                                                                                                                                                                                               | No. of Frauds                                                                                                                                                                                                                              | Amount Involved (in ₹ crore)                                                                                                                                                                                                               | No. of Frauds                                                                                                                                                                                                                              | Amount Involved (in ₹ crore)                                                                                                                                                                                                               | No. of Frauds                                                                                                                                                                                                                              | Amount Involved (in ₹ crore)                                                                                                                                                                                                               |
| Mizoram                                                                                                                                                                                                                                    | 2                                                                                                                                                                                                                                          | 0.03                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 2                                                                                                                                                                                                                                          | 0.93                                                                                                                                                                                                                                       |
| Nagaland                                                                                                                                                                                                                                   | 4                                                                                                                                                                                                                                          | 0.06                                                                                                                                                                                                                                       | 2                                                                                                                                                                                                                                          | 0.02                                                                                                                                                                                                                                       | 2                                                                                                                                                                                                                                          | 0.04                                                                                                                                                                                                                                       | 2                                                                                                                                                                                                                                          | 0.02                                                                                                                                                                                                                                       | 7                                                                                                                                                                                                                                          | 0.10                                                                                                                                                                                                                                       |
| NCT of Delhi                                                                                                                                                                                                                               | 324                                                                                                                                                                                                                                        | 8.30                                                                                                                                                                                                                                       | 281                                                                                                                                                                                                                                        | 7.84                                                                                                                                                                                                                                       | 357                                                                                                                                                                                                                                        | 17.07                                                                                                                                                                                                                                      | 796                                                                                                                                                                                                                                        | 17.96                                                                                                                                                                                                                                      | 2487                                                                                                                                                                                                                                       | 62.12                                                                                                                                                                                                                                      |
| Odisha                                                                                                                                                                                                                                     | 32                                                                                                                                                                                                                                         | 1.46                                                                                                                                                                                                                                       | 25                                                                                                                                                                                                                                         | 0.81                                                                                                                                                                                                                                       | 29                                                                                                                                                                                                                                         | 5.52                                                                                                                                                                                                                                       | 48                                                                                                                                                                                                                                         | 1.35                                                                                                                                                                                                                                       | 269                                                                                                                                                                                                                                        | 9.01                                                                                                                                                                                                                                       |
| Overseas                                                                                                                                                                                                                                   | 7                                                                                                                                                                                                                                          | 0.13                                                                                                                                                                                                                                       | 1                                                                                                                                                                                                                                          | 0.03                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 9                                                                                                                                                                                                                                          | 0.27                                                                                                                                                                                                                                       | 3                                                                                                                                                                                                                                          | 0.32                                                                                                                                                                                                                                       |
| Puducherry                                                                                                                                                                                                                                 | 1                                                                                                                                                                                                                                          | 0.01                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 2                                                                                                                                                                                                                                          | 0.08                                                                                                                                                                                                                                       | 12                                                                                                                                                                                                                                         | 0.45                                                                                                                                                                                                                                       |
| Punjab                                                                                                                                                                                                                                     | 33                                                                                                                                                                                                                                         | 1.23                                                                                                                                                                                                                                       | 40                                                                                                                                                                                                                                         | 1.42                                                                                                                                                                                                                                       | 92                                                                                                                                                                                                                                         | 3.58                                                                                                                                                                                                                                       | 125                                                                                                                                                                                                                                        | 3.61                                                                                                                                                                                                                                       | 512                                                                                                                                                                                                                                        | 15.39                                                                                                                                                                                                                                      |
| Rajasthan                                                                                                                                                                                                                                  | 58                                                                                                                                                                                                                                         | 7.76                                                                                                                                                                                                                                       | 59                                                                                                                                                                                                                                         | 2.11                                                                                                                                                                                                                                       | 76                                                                                                                                                                                                                                         | 4.56                                                                                                                                                                                                                                       | 143                                                                                                                                                                                                                                        | 10.43                                                                                                                                                                                                                                      | 1178                                                                                                                                                                                                                                       | 40.96                                                                                                                                                                                                                                      |
| Sikkim                                                                                                                                                                                                                                     | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 0                                                                                                                                                                                                                                          | 0.00                                                                                                                                                                                                                                       | 1                                                                                                                                                                                                                                          | 0.02                                                                                                                                                                                                                                       | 4                                                                                                                                                                                                                                          | 0.06                                                                                                                                                                                                                                       | 18                                                                                                                                                                                                                                         | 0.90                                                                                                                                                                                                                                       |
| Tamil Nadu                                                                                                                                                                                                                                 | 200                                                                                                                                                                                                                                        | 8.70                                                                                                                                                                                                                                       | 150                                                                                                                                                                                                                                        | 12.80                                                                                                                                                                                                                                      | 192                                                                                                                                                                                                                                        | 8.98                                                                                                                                                                                                                                       | 1053                                                                                                                                                                                                                                       | 79.71                                                                                                                                                                                                                                      | 6871                                                                                                                                                                                                                                       | 553.28                                                                                                                                                                                                                                     |
| Telangana                                                                                                                                                                                                                                  | 56                                                                                                                                                                                                                                         | 1.63                                                                                                                                                                                                                                       | 96                                                                                                                                                                                                                                         | 3.40                                                                                                                                                                                                                                       | 101                                                                                                                                                                                                                                        | 7.98                                                                                                                                                                                                                                       | 126                                                                                                                                                                                                                                        | 10.12                                                                                                                                                                                                                                      | 925                                                                                                                                                                                                                                        | 52.10                                                                                                                                                                                                                                      |
| Tripura                                                                                                                                                                                                                                    | 5                                                                                                                                                                                                                                          | 0.05                                                                                                                                                                                                                                       | 1                                                                                                                                                                                                                                          | 0.01                                                                                                                                                                                                                                       | 1                                                                                                                                                                                                                                          | 0.01                                                                                                                                                                                                                                       | 1                                                                                                                                                                                                                                          | 0.02                                                                                                                                                                                                                                       | 34                                                                                                                                                                                                                                         | 2.63                                                                                                                                                                                                                                       |
| Uttar Pradesh                                                                                                                                                                                                                              | 136                                                                                                                                                                                                                                        | 8.38                                                                                                                                                                                                                                       | 167                                                                                                                                                                                                                                        | 5.58                                                                                                                                                                                                                                       | 265                                                                                                                                                                                                                                        | 9.81                                                                                                                                                                                                                                       | 334                                                                                                                                                                                                                                        | 13.15                                                                                                                                                                                                                                      | 1462                                                                                                                                                                                                                                       | 83.91                                                                                                                                                                                                                                      |
| Uttarakhand                                                                                                                                                                                                                                | 11                                                                                                                                                                                                                                         | 0.42                                                                                                                                                                                                                                       | 17                                                                                                                                                                                                                                         | 1.25                                                                                                                                                                                                                                       | 18                                                                                                                                                                                                                                         | 0.49                                                                                                                                                                                                                                       | 13                                                                                                                                                                                                                                         | 0.39                                                                                                                                                                                                                                       | 126                                                                                                                                                                                                                                        | 4.55                                                                                                                                                                                                                                       |
| West Bengal                                                                                                                                                                                                                                | 60                                                                                                                                                                                                                                         | 0.95                                                                                                                                                                                                                                       | 118                                                                                                                                                                                                                                        | 6.98                                                                                                                                                                                                                                       | 137                                                                                                                                                                                                                                        | 3.99                                                                                                                                                                                                                                       | 191                                                                                                                                                                                                                                        | 5.67                                                                                                                                                                                                                                       | 1353                                                                                                                                                                                                                                       | 49.13                                                                                                                                                                                                                                      |
| Grand Total                                                                                                                                                                                                                                | 2677                                                                                                                                                                                                                                       | 129                                                                                                                                                                                                                                        | 2545                                                                                                                                                                                                                                       | 119                                                                                                                                                                                                                                        | 3596                                                                                                                                                                                                                                       | 155                                                                                                                                                                                                                                        | 6699                                                                                                                                                                                                                                       | 277                                                                                                                                                                                                                                        | 29082                                                                                                                                                                                                                                      | 1457                                                                                                                                                                                                                                       |

Source : RBI