Lok Sabha Question No. 374 (UNSTARRED), answered on 2025-07-22
Subject: Lakhpati Didi Scheme
Ministry: RURAL DEVELOPMENT
Asked by: Shri Giridhari Yadav, Smt. Lovely Anand, Shri Dinesh Chandra Yadav

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT

## DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 374

## ANSWERED ON 22/07/2025

## LAKHPATI DIDI SCHEME

374.  SHRI GIRIDHARI YADAV: SHRI DINESH CHANDRA YADAV: SMT. LOVELY ANAND:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a)
- the details of current status of LakhpatiDidi scheme;
- (b) the  number  of  beneficiaries  covered  under  the  said  scheme, State-wise; and
- (c) the number of Self-help Groups included under the said scheme and  the  quantum  of  financial  assistance  provided  by  the Government to them so far, State-wise?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (DR. CHANDRA SEKHAR PEMMASANI)

(a) & (b): LakhpatiDidi initiative is an outcome of DeendayalAntyodayaYojana-National Rural Livelihoods Mission (DAY-NRLM), a Centrally Sponsored Scheme being implemented by Ministry  in  partnership  of  States  and  UTs  (except  Chandigarh  and Delhi),  with  the  objective  to  improve  the  livelihoods  of  poor  rural households in country, and organise rural households into Self-Help Groups (SHGs) for their social and financial inclusion. So far, 10.05 crore rural households have been organised into 90.90 lakh SHGs in country under DAY-NRLM. LakhpatiDidi initiative is to empower and enable Self-Help Groups (SHG) Women, earn a minimum income of Rupees one lakh per annum on a sustainable basis, with an average monthly  income  of  at  least  Rs.  10,000  (Rupees  Ten  Thousand) sustained  for at least 4 agricultural  seasons  and/or  business cycles. So  far  1,48,32,258  SHG  households  women  have  become LakhpatiDidis. The State/UT- wise details are at Annexure-I.

(c): The  LakhpatiDidi  initiative  focusses  on  the  individual  SHG women and not on the Self-Help Group (SHG). However, in the entire process of planning, implementation and monitoring, the community institution  structures  i.e.  SHGs,  Village  Organizations  (VOs)  and Cluster  Level  Federations  (CLFs)  spearhead  the  engagements.  A structured  approach  has  been  adopted  to  make  the  SHG  women LakhpatiDidi. The initiative also aims on enhancing financial literacy,  skill  development  and  convergence  across  government departments  as  well  as  building  entrepreneurial  capacity  among SHG women, for social and financial inclusion.

There  is  no  separate  budget  allocated  for  the  LakhpatiDidi initiative. All activities of LakhpatiDidi initiative for e.g. training and capacity  building,  financial  assistance  including  seed  funding,  are funded under the DAY-NRLM  Scheme.  For  additional  financial requirements, support to SHG Members is facilitated through bank linkage and bank loan. The State/UT- wise budget of NRLM for the current financial year is at Annexure-II.

*****

## ANNEXURE I

ANNEXURE REFERRED TO IN REPLY OF PART (a) and (b) OF LOK SABHA  UNSTARRED  QUESTION  NO.  374  TO  BE  ANSWERED  ON 22.07.2025 REGARDING 'LAKHPATI DIDI SCHEME'.

-

| Sl. NoState/UT   | Sl. NoState/UT      | No. of Self-reported LakhpatiDidi   | No. of Self-reported LakhpatiDidi   |
|------------------|---------------------|-------------------------------------|-------------------------------------|
| 1                | ANDAMAN AND NICOBAR | ANDAMAN AND NICOBAR                 | 411                                 |
| 2                | ANDHRA PRADESH      | ANDHRA PRADESH                      | 17,41,362                           |
| 3                | ARUNACHAL PRADESH   | ARUNACHAL PRADESH                   | 7,680                               |
| 4                | ASSAM               | ASSAM                               | 5,58,829                            |
| 5                | BIHAR               | BIHAR                               | 14,47,750                           |
| 6                | CHHATTISGARH        | CHHATTISGARH                        | 4,32,303                            |
| 7                | DNH AND DAMAN DIU   | DNH AND DAMAN DIU                   | 1,872                               |
| 8                | GOA                 | GOA                                 | 1,556                               |
| 9                | GUJARAT             | GUJARAT                             | 6,06,805                            |
| 10               | HARYANA             | HARYANA                             | 58,577                              |
| 11               | HIMACHAL PRADESH    | HIMACHAL PRADESH                    | 82,176                              |
| 12               | JAMMU AND KASHMIR   | JAMMU AND KASHMIR                   | 52,203                              |
| 13               | JHARKHAND           | JHARKHAND                           | 4,81,940                            |
| 14               | KARNATAKA           | KARNATAKA                           | 2,54,698                            |
| 15               | KERALA              | KERALA                              | 4,12,441                            |
| 16               | LADAKH              | LADAKH                              | 51,736                              |
| 17               | LAKSHADWEEP         | LAKSHADWEEP                         | -                                   |
| 18               | MADHYA PRADESH      | MADHYA PRADESH                      | 12,84,957                           |
| 19               | MAHARASHTRA         | MAHARASHTRA                         | 22,69,981                           |
| 20               | MANIPUR             | MANIPUR                             | 13,302                              |
| 21               | MEGHALAYA           | MEGHALAYA                           | 44,324                              |
| 22               | MIZORAM             | MIZORAM                             | 17,161                              |
| 23               | NAGALAND            | NAGALAND                            | 11,000                              |
| 24               | ODISHA              | ODISHA                              | 7,80,996                            |
| 25               | PUDUCHERRY          | PUDUCHERRY                          | 7,238                               |
| 26               | PUNJAB              | PUNJAB                              | 31,191                              |
| 27               | RAJASTHAN           | RAJASTHAN                           | 4,27,865                            |
| 28               | SIKKIM              | SIKKIM                              | 7,847                               |
| 29               | TAMIL NADU          | TAMIL NADU                          | 5,63,242                            |
| 30               | TELANGANA           | TELANGANA                           | 8,00,407                            |
| 31               | TRIPURA             | TRIPURA                             | 61,478                              |
| 32               | UTTAR PRADESH       | UTTAR PRADESH                       | 11,15,982                           |
| 33               | UTTARAKHAND         | UTTARAKHAND                         | 43,266                              |
| 34               | WEST BENGAL         | WEST BENGAL                         | 11,59,682                           |
|                  | Total               | Total                               | 1,48,32,258                         |

ANNEXURE  REFERRED  TO  IN  REPLY  OF  PART  (c)  OF  LOK  SABHA UNSTARRED  QUESTION  NO.  374  TO  BE  ANSWERED  ON  22.07.2025 REGARDING 'LAKHPATI DIDI SCHEME'.

| NRLM (FY 2025-26) (Up to 30.6.2025) (Rs. in Lakhs)   | NRLM (FY 2025-26) (Up to 30.6.2025) (Rs. in Lakhs)   | NRLM (FY 2025-26) (Up to 30.6.2025) (Rs. in Lakhs)   | NRLM (FY 2025-26) (Up to 30.6.2025) (Rs. in Lakhs)   |
|------------------------------------------------------|------------------------------------------------------|------------------------------------------------------|------------------------------------------------------|
| SL No                                                | State/UT                                             | Central Allocation                                   | Central Releases                                     |
| 1                                                    | Andhra Pradesh                                       | 41406.07                                             |                                                      |
| 2                                                    | Bihar                                                | 168858.74                                            | 42214.69                                             |
| 3                                                    | Chhattisgarh                                         | 37504.59                                             | 9376.15                                              |
| 4                                                    | Goa                                                  | 1200.00                                              | 300.00                                               |
| 5                                                    | Gujarat                                              | 26718.87                                             |                                                      |
| 6                                                    | Haryana                                              | 15719.20                                             | 3929.54                                              |
| 7                                                    | Himachal Pradesh                                     | 6619.94                                              | 1654.99                                              |
| 8                                                    | Jammu & Kashmir                                      | 8180.53                                              | 2045.13                                              |
| 9                                                    | Jharkhand                                            | 63669.70                                             | 15917.43                                             |
| 10                                                   | Karnataka                                            | 53601.35                                             |                                                      |
| 11                                                   | Kerala                                               | 24050.76                                             |                                                      |
| 12                                                   | Madhya Pradesh                                       | 80345.40                                             |                                                      |
| 13                                                   | Maharashtra                                          | 105956.75                                            | 26489.19                                             |
| 14                                                   | Odisha                                               | 81188.62                                             | 20297.16                                             |
| 15                                                   | Punjab                                               | 7639.36                                              | 1909.84                                              |
| 16                                                   | Rajasthan                                            | 40701.29                                             |                                                      |
| 17                                                   | Tamil Nadu                                           | 62763.55                                             | 15690.89                                             |
| 18                                                   | Telangana                                            | 29575.76                                             |                                                      |
| 19                                                   | Uttar Pradesh                                        | 243100.19                                            |                                                      |
| 20                                                   | Uttarakhand                                          | 12799.38                                             | 3199.85                                              |
| 21                                                   | West Bengal                                          | 90224.95                                             | 22556.24                                             |
| 22                                                   | A&N Islands                                          | 950.00                                               |                                                      |
| 23                                                   | Daman & Diu and D&N Haveli                           | 700.00                                               |                                                      |
| 24                                                   | Lakshadweep                                          | 400.00                                               |                                                      |
| 25                                                   | Ladakh                                               | 1000.00                                              |                                                      |
| 26                                                   | Pondicherry                                          | 2400.00                                              | 600.00                                               |
| 27                                                   | Arunachal Pradesh                                    | 10076.47                                             | 2519.12                                              |
| 28                                                   | Assam                                                | 51535.06                                             |                                                      |
| 29                                                   | Manipur                                              | 17552.57                                             |                                                      |
| 30                                                   | Meghalaya                                            | 19665.38                                             | 4916.35                                              |
| 31                                                   | Mizoram                                              | 4550.69                                              | 1137.68                                              |
| 32                                                   | Nagaland                                             | 13489.47                                             | 3372.37                                              |
| 33                                                   | Sikkim                                               | 5038.24                                              | 1259.57                                              |
| 34                                                   | Tripura                                              | 31692.12                                             |                                                      |
|                                                      | Total                                                | 1360875.00                                           | 179386.19                                            |

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