Lok Sabha Question No. 1321 (UNSTARRED), answered on 2024-07-30
Subject: Complaints of Middlemen Fleecing Money under PMAY-G
Ministry: RURAL DEVELOPMENT
Asked by: Shri Gopal Jee Thakur

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT

## DEPARTMENT OF RURAL DEVELOPMENT

## LOK  SABHA

## UNSTARRED QUESTION NO. 1321 ANSWERED ON 30/07/2024

## COMPLAINTS OF MIDDLEMEN FLEECING MONEY UNDER PMAY-G

## 1321 Shri GopalJee Thakur:

Will the Minister of RURAL DEVELOPMENTbe pleased to state:

- (a) whetherpucca  houses  are  being  provided  to  each  household under the Pradhan MantriAwasYojana - Gramin (PMAY-G);
- (b) the number of poor people targeted to be provided with pucca houses under the yojanaduring the current financial year;
- (c) whether  there  are  complaints  about  the  middlemen  fleecing money  from  the  beneficiariesof  this  yojana  and  due  to  this they could not get their houses built;
- (d) whether  the  Government  is  considering  to  make  a  full  proof arrangement to get rid of thismiddlemen culture and make the Government officers more accountable;
- (e) the  details  of  the  sanctioned  and  implemented  schemes  in Darbhanga in the last fiveyears;
- (f) whether the Government is considering to send a central team to examine the schemesimplemented in the last five years in Darbhanga; and
- (g) if so, the details thereof?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (DR. CHANDRA SEKHAR PEMMASANI)

- (a)          The  Ministry  of  Rural  Development  is  implementing  the Pradhan MantriAwaasYojana- Gramin (PMAY-G) w.e.f. 1st April, 2016  to  provide  assistance  to  eligible  rural  households  for construction of 2.95 crorePucca houses with basic amenities to achieve the objective of 'Housing For All' in rural areas by 2024.

The identification of  beneficiaries under PMAY-G is based on the  housing  deprivation  parameters  and  exclusion  criteria prescribed under Socio Economic Caste Census (SECC) 2011. These  criteria  are  applied  on  SECC  2011  database  and  a system generated priority list of households from the database is deliberated upon  in Gram  Sabha  meetings.  After due verification  by  the  Gram  Sabhas and completion of Appellate Process,  Gram  panchayat-wise  Permanent  Wait  List  (PWL)  is prepared.  Thereafter,  Awaas+  survey  was  conducted  during January  2018  to  March  2019  to  identify  those  beneficiaries who though were eligible for inclusion in PWL, but claimed to be left out from the SECC  2011.  In this exercise, the States/UTs  had  uploaded  details  of  additional  households, which  were  also  subjected  to  Gram  Sabha  verification  and Appellate Process as explained above.

- (b)    Under PMAY-G, a entire target of 2.95 crore houses has been allotted  to  the  States/UTs  and  2.64  crore  houses  have  been completed as on  24.07.2024. Further, an announcement was made  in  the  Budget  2024-25  of  the  Union  Government  for construction of 2 crore additional houses in the next 5 years (FY 2024-25 to 2028-29). Consequent upon the approval of the Competent  Authority,  the  Ministry  shall  be  allocating  the State/UT wise annual targets including for current FY 2024-25.
- (c) & (d)  Under PMAY-G, funds are released by Central Government to  State  Government  treasury,  and  later  deposited  into  the State  Nodal  Account  for  PMAY-G  by  the  State  Government along with Matching state share. Thereafter, consequent upon generation of Fund Transfer Orders (FTOs), funds are directly released  to  the  bank  account  of  beneficiary  through  Direct Bank Transfer (DBT) since inception of the scheme. Monitoring of PMAY-G is done through real time capture of progress using workflow enabled transactional data in MIS i.e. AwaasSoft. For process  monitoring,  inspection  is  done  by  central  teams, state/district/block  level  officials  of  the  state.  Monitoring  is also done by District Development Coordination and Monitoring (DISHA) Committee headed by Members of Parliament  and  via  Social  Audit,  etc.  The  National  Level Monitoring system of Ministry of Rural Development is a thirdparty  monitoring  and  reporting  mechanism  working  towards regular  assessment  of  implementation  of  Rural  Development Programmes/ Schemes including PMAY-G in the country.

The  Guidelines  provide that a grievance redressal mechanism is to be set up at different levels of administration viz., Gram Panchayat,  Block,  District  and  the  State  under  PMAY-G.  An official of the State Government is designated at each level to ensure  disposal  of grievances  to  the  satisfaction of the complainant    within  a  period  of  15  days  from  the  date  of receipt  of  the  grievance  /  complaint.  With  regard  to  the complaints  received  in  the  Ministry  of  Rural  Development through CPGRAMS or otherwise, the same is forwarded to the respective State Government for redressal of the grievance as the State Government is the implementing the PMAY-G on the ground. The officers designated at each level for redressal of grievances  take  necessary  action  and  furnish  the  Action Taken Report to the Ministry under intimation to the complainant within one month of receipt of the complaint from the Ministry.

In addition, the States/UTs utilize the services of Ombudsperson under MGNREGA to dispose of grievances and reported incidences of irregularities under PMAY-G to expeditiously redress the grievances and to uphold the rights of the rural poor.

## (e)   The details of houses completed in the district of Darbhanga, Bihar in the last five years is as under:

| Year      | Houses Completed   |
|-----------|--------------------|
| 2019-2020 | 22,442             |
| 2020-2021 | 77,989             |
| 2021-2022 | 49,118             |
| 2022-2023 | 29,329             |
| 2023-2024 | 2204               |
| TOTAL     | 1,81,082           |

## (f) & (g)   At present, there is no such proposal under consideration for sending a central team to Darbhanga district.

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