Lok Sabha Question No. 283 (UNSTARRED), answered on 2025-02-04
Subject: Farmers of Rajasthan covered under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Murari Lal Meena

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 283

TO BE ANSWERED ON THE 4 TH  FEBRUARY, 2025

## FARMERS OF RAJASTHAN COVERED UNDER PMFBY

## 283. SHRI MURARI LAL MEENA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

- (a) the details of the number of farmers covered under Pradhan Mantri Fasal Bima Yojana launched by the Government in the country during the last five years, State-wise and districtwise particularly in Dausa district of Rajasthan;
- (b)  whether  a  large  number  of  claim  amounts  have  not  been  paid  by  the  insurance companies in Rajasthan despite the fact that the claims of the farmers were found valid;
- (c) if so, the number of complaints received so far in this connection along with the reasons therefor; and
- (d) the details of the names of the insurance companies working under the said scheme in Rajasthan, tenure-wise?

## ANSWER

THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण राÏय मंğी (SHRI RAMNATH THAKUR)

- (a):   State-wise details of number of farmer applications insured  and district-wise details of number of farmer applications enrolled during 2019-20 to 2023-24 in Rajasthan including Dausa  district  under  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  and  Restructured Weather  Based  Crop  Insurance  Scheme  (RWBCIS)  are  given  in Annexure-I  and    II, respectively .

O.I.H.

(b) & (c) : As per provisions of the scheme, the scheme is implemented on area approach basis.  Admissible claims are worked out and paid directly to the insured farmer's account by the insurance companies through Digiclaim module on National Crop Insurance Portal based on the yield data per unit area furnished to the insurance company by the concerned State Government.  Farmers have no need to raise the claims.   However, losses due to localized risks of hailstorm, landslide, inundation, cloud burst & natural fire and post-harvest losses due to cyclone, cyclonic/unseasonal rains & hailstorms are calculated on individual insured  farm  basis.        These  claims  are  assessed  by  a  joint  committee  comprising representatives  of  State  Government  and  concerned  insurance  company.    In  this  case, farmers have to intimate the loss within 72 hours of the loss to State Government, insurance company, concerned bank/financial institutions, online on portal etc. These loss intimations are liable to be  scrutinized by the concerned insurance companies before finalization  of claims.

All  the  major  work  like  selection  of  insurance  model,  selection  of  Insurance Companies through transparent bidding process, assessment  of crop yield/crop loss for calculation of admissible claims are being performed by the concerned State Government or Joint Committee of State Government officials and concerned insurance company. The roles and responsibilities of each stakeholder are defined in the Operational Guidelines of the scheme for the proper execution of the scheme.

Majority of the claims are settled  within the stipulated timelines under the Operational Guidelines  of  the  scheme  by  the  insurance  companies.        However,  during  the implementation  of  PMFBY,  some  complaints  against  insurance  companies  about  nonpayment  and/or  delayed  payment  of  claims;  under  payment  of  claims  on  account  of incorrect/delayed submission of insurance proposals by banks; discrepancy in yield data & consequent  disputes  between  State  Government  and  insurance  companies,    delay  in providing  State  Government  share  of  funds,  non-deployment  of  sufficient  personnel  by insurance companies etc.,  were received in the past which were suitably addressed as per provisions of the scheme.

Since the scheme is implemented by the State Government, therefore, in order to resolve  the  grievances/complaints  including  those  related  to  claims  of  insured  farmers, provision  of  Stratified  Grievance  Redressal  Mechanism  viz.  District  Level  Grievance Redressal Committee (DGRC), State Level Grievance Redressal Committee (SGRC) has been made in the Revised Operational Guidelines of the Scheme.    These committees have been given the detailed mandate as outlined in the Operational Guidelines for hearing the complaints/ grievances   and to dispose them as per the stipulated procedure.

To further improve the grievance redressal mechanism, Krishi Rakshak Portal and Helpline (KRPH) has been developed.  A single Pan-India toll free number 14447 has been deployed and linked to the insurance companies database, where farmers can raise their grievances/issues.  Timelines to resolve these grievances/issues has also been fixed.  Till date 95.03  lakh calls have been received on KRPH.  Out of these 29.35 lakh issues related e-tickets were generated and forwarded for action to the insurance companies.  Rest of the issues were either informatory or seeking advisory.  Out of the 29.35 lakh issue related Etickets generated, 29.12 lakh (99%) have been resolved.  This has helped the Central Govt. and State Governments to monitor the grievances of stakeholders at a unified platform.

(d)  :    Details  of  Crop  Insurance  companies  during  2020-21  and  2023-24  tender  cycles selected by the State Government of Rajasthan are given below :

| Tender cycle 2020-21                        | Tender cycle 2023-24                        |
|---------------------------------------------|---------------------------------------------|
| Agriculture Insurance Company of India Ltd. | Agriculture Insurance Company of India Ltd. |
| Bajaj-Allianz General Insurance Company     | Kshema General Insurance Company            |
| HDFC-ERGO General Insurance Company         | Reliance General Insurance Company          |
| Reliance General Insurance Company          |                                             |
| SBI General Insurance Company               |                                             |
| Universal-Sompo General Insurance Company   |                                             |

## Annexure-I

| State-wise details of number of farmer applications enrolled during the last five years under PMFBY & RWBCIS as on 31.12.2024   | State-wise details of number of farmer applications enrolled during the last five years under PMFBY & RWBCIS as on 31.12.2024   | State-wise details of number of farmer applications enrolled during the last five years under PMFBY & RWBCIS as on 31.12.2024   | State-wise details of number of farmer applications enrolled during the last five years under PMFBY & RWBCIS as on 31.12.2024   | State-wise details of number of farmer applications enrolled during the last five years under PMFBY & RWBCIS as on 31.12.2024   | State-wise details of number of farmer applications enrolled during the last five years under PMFBY & RWBCIS as on 31.12.2024   |
|---------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------|
| State/ UT Name                                                                                                                  | 2019-20                                                                                                                         | 2020-21                                                                                                                         | 2021-22                                                                                                                         | 2022-23                                                                                                                         | 2023-24                                                                                                                         |
| A &NIslands                                                                                                                     | 99                                                                                                                              | 339                                                                                                                             | 535                                                                                                                             | 173                                                                                                                             | 187                                                                                                                             |
| Andhra Pradesh                                                                                                                  | 27,88,373                                                                                                                       | -                                                                                                                               | -                                                                                                                               | 1,25,63,699                                                                                                                     | 1,29,01,749                                                                                                                     |
| Assam                                                                                                                           | 10,06,212                                                                                                                       | 16,60,076                                                                                                                       | 9,96,027                                                                                                                        | 4,89,983                                                                                                                        | 7,95,553                                                                                                                        |
| Chhattisgarh                                                                                                                    | 40,17,118                                                                                                                       | 51,58,351                                                                                                                       | 58,38,755                                                                                                                       | 77,30,260                                                                                                                       | 81,24,956                                                                                                                       |
| Goa                                                                                                                             | 886                                                                                                                             | 84                                                                                                                              | 64                                                                                                                              | 403                                                                                                                             | 234                                                                                                                             |
| Gujarat                                                                                                                         | 24,80,726                                                                                                                       | -                                                                                                                               | -                                                                                                                               | -                                                                                                                               | -                                                                                                                               |
| Haryana                                                                                                                         | 17,10,601                                                                                                                       | 16,50,558                                                                                                                       | 14,52,842                                                                                                                       | 14,46,631                                                                                                                       | 1,01,74,480                                                                                                                     |
| Himachal Pradesh                                                                                                                | 2,84,009                                                                                                                        | 2,40,727                                                                                                                        | 2,33,725                                                                                                                        | 2,67,643                                                                                                                        | 2,78,051                                                                                                                        |
| Jammu &Kashmir                                                                                                                  | -                                                                                                                               | -                                                                                                                               | 90,834                                                                                                                          | 91,582                                                                                                                          | 2,45,630                                                                                                                        |
| Jharkhand                                                                                                                       | 10,92,116                                                                                                                       | -                                                                                                                               | -                                                                                                                               | -                                                                                                                               | -                                                                                                                               |
| Karnataka                                                                                                                       | 19,45,207                                                                                                                       | 15,87,801                                                                                                                       | 19,17,808                                                                                                                       | 26,84,781                                                                                                                       | 30,15,023                                                                                                                       |
| Kerala                                                                                                                          | 58,135                                                                                                                          | 76,317                                                                                                                          | 98,510                                                                                                                          | 1,46,546                                                                                                                        | 1,74,141                                                                                                                        |
| Madhya Pradesh                                                                                                                  | 83,97,265                                                                                                                       | 84,52,044                                                                                                                       | 92,64,216                                                                                                                       | 1,77,32,045                                                                                                                     | 1,77,95,819                                                                                                                     |
| Maharashtra                                                                                                                     | 1,45,66,294                                                                                                                     | 1,24,06,368                                                                                                                     | 99,02,582                                                                                                                       | 1,07,33,909                                                                                                                     | 2,41,85,161                                                                                                                     |
| Manipur                                                                                                                         | 3,256                                                                                                                           | -                                                                                                                               | 2,807                                                                                                                           | 4,066                                                                                                                           | 5,073                                                                                                                           |
| Meghalaya                                                                                                                       | 607                                                                                                                             | 130                                                                                                                             | -                                                                                                                               | 337                                                                                                                             | 38,569                                                                                                                          |
| Odisha                                                                                                                          | 48,79,301                                                                                                                       | 97,52,474                                                                                                                       | 81,73,856                                                                                                                       | 80,20,763                                                                                                                       | 1,40,97,157                                                                                                                     |
| Puducherry                                                                                                                      | 12,014                                                                                                                          | 10,980                                                                                                                          | 35,818                                                                                                                          | 38,384                                                                                                                          | 42,224                                                                                                                          |
| Rajasthan                                                                                                                       | 86,16,616                                                                                                                       | 1,07,59,591                                                                                                                     | 3,44,70,735                                                                                                                     | 3,90,96,690                                                                                                                     | 3,89,87,544                                                                                                                     |
| Sikkim                                                                                                                          | 21                                                                                                                              | 85                                                                                                                              | 2,422                                                                                                                           | 5,025                                                                                                                           | 3,104                                                                                                                           |
| Tamil Nadu                                                                                                                      | 38,93,787                                                                                                                       | 58,87,474                                                                                                                       | 59,11,015                                                                                                                       | 61,43,139                                                                                                                       | 54,55,753                                                                                                                       |
| Telangana                                                                                                                       | 10,34,223                                                                                                                       | -                                                                                                                               | -                                                                                                                               | -                                                                                                                               | -                                                                                                                               |
| Tripura                                                                                                                         | 36,382                                                                                                                          | 2,57,236                                                                                                                        | 3,35,514                                                                                                                        | 3,56,201                                                                                                                        | 3,73,362                                                                                                                        |
| Uttar Pradesh                                                                                                                   | 46,97,567                                                                                                                       | 41,90,508                                                                                                                       | 40,68,679                                                                                                                       | 42,83,804                                                                                                                       | 60,25,293                                                                                                                       |
| Uttarakhand                                                                                                                     | 2,12,675                                                                                                                        | 1,70,812                                                                                                                        | 1,82,762                                                                                                                        | 2,82,068                                                                                                                        | 2,26,809                                                                                                                        |
| All India                                                                                                                       | 6,17,33,490                                                                                                                     | 6,22,61,955                                                                                                                     | 8,29,79,506                                                                                                                     | 11,21,18,132                                                                                                                    | 14,29,45,872                                                                                                                    |

- -Not implemented.

Annexure-II

| District-wise and year-wise details of number of farmer applications enrolled in Rajasthan under PMFBY & RWBCIS as on 31.12.2024   | District-wise and year-wise details of number of farmer applications enrolled in Rajasthan under PMFBY & RWBCIS as on 31.12.2024   | District-wise and year-wise details of number of farmer applications enrolled in Rajasthan under PMFBY & RWBCIS as on 31.12.2024   | District-wise and year-wise details of number of farmer applications enrolled in Rajasthan under PMFBY & RWBCIS as on 31.12.2024   | District-wise and year-wise details of number of farmer applications enrolled in Rajasthan under PMFBY & RWBCIS as on 31.12.2024   | District-wise and year-wise details of number of farmer applications enrolled in Rajasthan under PMFBY & RWBCIS as on 31.12.2024   |
|------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------|
| District Name                                                                                                                      | 2019-20                                                                                                                            | 2020-21                                                                                                                            | 2021-22                                                                                                                            | 2022-23                                                                                                                            | 2023-24                                                                                                                            |
| Ajmer                                                                                                                              | 2,53,652                                                                                                                           | 3,16,507                                                                                                                           | 10,53,524                                                                                                                          | 12,77,122                                                                                                                          | 13,08,417                                                                                                                          |
| Alwar                                                                                                                              | 4,34,872                                                                                                                           | 4,58,682                                                                                                                           | 11,11,429                                                                                                                          | 11,20,482                                                                                                                          | 9,59,266                                                                                                                           |
| Banswara                                                                                                                           | 1,15,127                                                                                                                           | 1,59,519                                                                                                                           | 8,06,269                                                                                                                           | 7,94,921                                                                                                                           | 6,05,170                                                                                                                           |
| Baran                                                                                                                              | 1,08,417                                                                                                                           | 1,48,163                                                                                                                           | 5,02,671                                                                                                                           | 5,19,108                                                                                                                           | 5,83,099                                                                                                                           |
| Barmer                                                                                                                             | 5,90,520                                                                                                                           | 7,25,079                                                                                                                           | 11,92,970                                                                                                                          | 15,76,524                                                                                                                          | 18,19,718                                                                                                                          |
| Bharatpur                                                                                                                          | 1,95,178                                                                                                                           | 2,29,746                                                                                                                           | 22,25,053                                                                                                                          | 27,93,343                                                                                                                          | 29,58,648                                                                                                                          |
| Bhilwara                                                                                                                           | 3,05,623                                                                                                                           | 4,52,382                                                                                                                           | 13,40,538                                                                                                                          | 14,64,282                                                                                                                          | 13,08,741                                                                                                                          |
| Bikaner                                                                                                                            | 3,07,020                                                                                                                           | 3,89,452                                                                                                                           | 13,79,651                                                                                                                          | 17,87,020                                                                                                                          | 15,93,579                                                                                                                          |
| Bundi                                                                                                                              | 1,84,307                                                                                                                           | 2,41,370                                                                                                                           | 9,30,298                                                                                                                           | 8,97,811                                                                                                                           | 7,75,545                                                                                                                           |
| Chittaurgarh                                                                                                                       | 3,32,940                                                                                                                           | 4,94,090                                                                                                                           | 11,71,119                                                                                                                          | -                                                                                                                                  | -                                                                                                                                  |
| Chittorgarh                                                                                                                        | -                                                                                                                                  | -                                                                                                                                  | -                                                                                                                                  | 13,75,966                                                                                                                          | 13,22,009                                                                                                                          |
| Churu                                                                                                                              | 4,90,936                                                                                                                           | 6,40,298                                                                                                                           | 16,25,521                                                                                                                          | 18,37,850                                                                                                                          | 20,26,907                                                                                                                          |
| Dausa                                                                                                                              | 1,28,256                                                                                                                           | 1,49,263                                                                                                                           | 4,69,532                                                                                                                           | 3,65,186                                                                                                                           | 3,77,746                                                                                                                           |
| Dhaulpur                                                                                                                           | 24,431                                                                                                                             | 20,177                                                                                                                             | 1,38,394                                                                                                                           | -                                                                                                                                  | -                                                                                                                                  |
| Dholpur                                                                                                                            | -                                                                                                                                  | -                                                                                                                                  | -                                                                                                                                  | 1,61,890                                                                                                                           | 1,43,191                                                                                                                           |
| Dungarpur                                                                                                                          | 50,369                                                                                                                             | 87,035                                                                                                                             | 6,97,411                                                                                                                           | 6,41,225                                                                                                                           | 6,54,989                                                                                                                           |
| Hanumangarh                                                                                                                        | 4,12,533                                                                                                                           | 5,21,417                                                                                                                           | 41,41,559                                                                                                                          | 51,26,104                                                                                                                          | 55,22,510                                                                                                                          |
| Jaipur                                                                                                                             | 5,85,234                                                                                                                           | 6,39,833                                                                                                                           | 20,22,031                                                                                                                          | 24,85,268                                                                                                                          | 25,89,566                                                                                                                          |
| Jaisalmer                                                                                                                          | 1,65,150                                                                                                                           | 1,84,093                                                                                                                           | 2,55,126                                                                                                                           | 2,96,747                                                                                                                           | 2,81,958                                                                                                                           |
| Jalor                                                                                                                              | 4,33,987                                                                                                                           | 5,45,544                                                                                                                           | 11,93,002                                                                                                                          | -                                                                                                                                  | -                                                                                                                                  |
| Jalore                                                                                                                             | -                                                                                                                                  | -                                                                                                                                  | -                                                                                                                                  | 13,36,582                                                                                                                          | 13,37,294                                                                                                                          |
| Jhalawar                                                                                                                           | 3,04,675                                                                                                                           | 3,76,062                                                                                                                           | 13,23,985                                                                                                                          | 14,19,503                                                                                                                          | 14,40,228                                                                                                                          |
| Jhunjhunu                                                                                                                          | 3,67,312                                                                                                                           | 4,27,350                                                                                                                           | 11,22,271                                                                                                                          | 11,53,317                                                                                                                          | 12,47,067                                                                                                                          |
| Jodhpur                                                                                                                            | 5,03,279                                                                                                                           | 5,88,582                                                                                                                           | 7,25,176                                                                                                                           | 9,17,674                                                                                                                           | 7,97,480                                                                                                                           |
| Karauli                                                                                                                            | 58,189                                                                                                                             | 79,413                                                                                                                             | 2,14,406                                                                                                                           | 2,29,654                                                                                                                           | 2,23,561                                                                                                                           |
| Kota                                                                                                                               | 1,92,377                                                                                                                           | 2,68,037                                                                                                                           | 5,87,242                                                                                                                           | 6,28,301                                                                                                                           | 5,60,981                                                                                                                           |
| Nagaur                                                                                                                             | 3,79,999                                                                                                                           | 5,21,026                                                                                                                           | 7,17,432                                                                                                                           | 8,00,830                                                                                                                           | 7,80,478                                                                                                                           |
| Pali                                                                                                                               | 1,64,937                                                                                                                           | 2,46,246                                                                                                                           | 4,61,041                                                                                                                           | 5,54,545                                                                                                                           | 4,79,216                                                                                                                           |
| Pratapgarh                                                                                                                         | 96,228                                                                                                                             | 1,63,955                                                                                                                           | 4,55,614                                                                                                                           | 4,70,100                                                                                                                           | 4,83,507                                                                                                                           |
| Rajsamand                                                                                                                          | 49,877                                                                                                                             | 69,238                                                                                                                             | 1,98,512                                                                                                                           | 1,94,491                                                                                                                           | 1,98,315                                                                                                                           |
| Sawai Madhopur                                                                                                                     | 1,76,348                                                                                                                           | 2,22,789                                                                                                                           | 6,82,261                                                                                                                           | 6,67,864                                                                                                                           | 6,34,431                                                                                                                           |
| Sikar                                                                                                                              | 4,35,085                                                                                                                           | 4,70,103                                                                                                                           | 10,19,814                                                                                                                          | 10,56,658                                                                                                                          | 11,03,647                                                                                                                          |
| Sirohi                                                                                                                             | 56,683                                                                                                                             | 61,471                                                                                                                             | 78,544                                                                                                                             | 1,17,622                                                                                                                           | 1,09,593                                                                                                                           |
| Sri Ganganagar                                                                                                                     | 3,56,510                                                                                                                           | 4,00,585                                                                                                                           | 30,43,011                                                                                                                          | 33,16,436                                                                                                                          | 31,21,809                                                                                                                          |
| Tonk                                                                                                                               | 2,71,212                                                                                                                           | 3,37,823                                                                                                                           | 10,02,312                                                                                                                          | 11,74,102                                                                                                                          | 10,81,802                                                                                                                          |
| Udaipur                                                                                                                            | 85,353                                                                                                                             | 1,24,261                                                                                                                           | 5,83,016                                                                                                                           | 5,38,162                                                                                                                           | 5,57,076                                                                                                                           |
| Rajasthan Total                                                                                                                    | 86,16,616                                                                                                                          | 1,07,59,591                                                                                                                        | 3,44,70,735                                                                                                                        | 3,90,96,690                                                                                                                        | 3,89,87,544                                                                                                                        |

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