Lok Sabha Question No. 1024 (UNSTARRED), answered on 2024-02-08
Subject: Funds under PM-SVANidhi Scheme in Kerala
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shashi Tharoor

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO.1024

## TO BE ANSWERED ON FEBRUARY 08, 2024 FUNDS UNDER PM-SVANIDHI SCHEME IN KERALA

Will  the  Minister  of  HOUSING  AND  URBAN  AFFAIRS  be  pleased  to

- NO. 1024. SHRI SHASHI THAROOR: state:
- (a) the  total  amount  of  funds  disbursed  under  Prime  Minister  Street Vendor's Atma Nirbhar Nidhi (PM-SVANidhi) scheme and the number of beneficiaries in the country, State-wise, particularly in Kerala;
- (b) whether the Government is aware of the significant disparity in the number of loans granted to street vendors from minority communities under the PM SVANidhi scheme compared to others;
- (c)
- if so, the details thereof;
- (d) whether the Government is planning to take any measures to address the  decline  in  the  percentage  of  loans  granted  to  minority  street vendors in recent years under the PM SVANidhi scheme;
- (e)
- if so, the details thereof and if not, the reasons therefor;
- (f) whether the Government has any plans to ensure that minority street vendors receive fair and equal opportunities to benefit from the PMSVANidhi scheme in the future; and
- (g) if so, the details thereof and if not, the reasons therefor?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI KAUSHAL KISHORE)

- (a):  As on 02.02.2024, the total amount of loans disbursed under Prime Minister  Street  Vendor's  Atma  Nirbhar  Nidhi  (PM  SVANidhi)  scheme  is ₹10,503 Cr. The State wise details of number of beneficiaries and amount
- disbursed including State of Kerala are at Annexure-I.
- (b) to (c): PM  SVANidhi  was  launched  on  June  01,  2020  with  the objective  to  facilitate  collateral  free  working  capital  loan  to  the  street vendors across the country whose business had been adversely affected due  to  lockdown.  The  scheme  is  aimed  at  assisting  the  street  vendors irrespective of their gender or social status.

(d) to (g): In  order  to  increase  the  number  of  beneficiaries,  Ministry  is taking  initiatives  which  includes,  inter-alia  conduct  of  regular  review meetings with States/UTs/ULBs/Lending Institutions, awareness campaign  like  broadcasting  of  radio  jingles,  Television  advertisements and newspaper advertisements are being carried out from time to time. States/Uts have also been provided Information, Education and Communication (IEC)  material  in  local  languages  regularly  for  outreach and dissemination of the benefits to the vendors to avail the benefits of the scheme.

With  awareness  and  review  measures  taken  by  the  Ministry,  total number of loans given to Minority community under PM SVANidhi scheme have increased from 99,409 in FY 2021-22 to 1,77,814 in FY 2023-24.

*****

ANNEXURE-I REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 1024 TO BE ANSWERED ON FEBRUARY 08, 2024.

## THE STATE WISE DETAILS OF NUMBER OF BENEFICIARIES AND AMOUNT OF LOAN DISBURSED UNDER PM SVANIDHI SCHEME

(As on 02.02.2024)

| S. No.      | Name of State/UT                   | Number of Beneficiaries   | Amount of Loans Disbursed (In ₹ in Cr.)   |
|-------------|------------------------------------|---------------------------|-------------------------------------------|
| 1           | Andaman & Nicobar Islands          | 536                       | 1                                         |
| 2           | Andhra Pradesh                     | 3,18,918                  | 562                                       |
| 3           | Arunachal Pradesh                  | 4,402                     | 10                                        |
| 4           | Assam                              | 1,11,097                  | 190                                       |
| 5           | Bihar                              | 1,01,780                  | 153                                       |
| 6           | Chandigarh                         | 4,875                     | 11                                        |
| 7           | Chhattisgarh                       | 72,154                    | 139                                       |
| 8           | Daman & Diu & Dadra & Nagar Haveli | 2,125                     | 4                                         |
| 9           | Delhi                              | 1,62,150                  | 220                                       |
| 10          | Goa                                | 1,494                     | 4                                         |
| 11          | Gujarat                            | 4,29,814                  | 752                                       |
| 12          | Haryana                            | 1,28,167                  | 176                                       |
| 13          | Himachal Pradesh                   | 5,204                     | 16                                        |
| 14          | Jammu & Kashmir                    | 16,295                    | 38                                        |
| 15          | Jharkhand                          | 75,112                    | 109                                       |
| 16          | Karnataka                          | 3,47,662                  | 625                                       |
| 17          | Kerala                             | 86,470                    | 111                                       |
| 18          | Ladakh                             | 432                       | 1                                         |
| 19          | Madhya Pradesh                     | 7,81,088                  | 1,546                                     |
| 20          | Maharashtra                        | 7,38,018                  | 1,043                                     |
| 21          | Manipur                            | 9,608                     | 17                                        |
| 22          | Meghalaya                          | 2,650                     | 4                                         |
| 23          | Mizoram                            | 2,020                     | 3                                         |
| 24          | Nagaland                           | 2,691                     | 5                                         |
| 25          | Odisha                             | 57,359                    | 120                                       |
| 26          | Puducherry                         | 3,260                     | 6                                         |
| 27          | Punjab                             | 1,44,936                  | 204                                       |
| 28          | Rajasthan                          | 1,42,205                  | 211                                       |
| 29          | Sikkim                             | 1,057                     | 1                                         |
| 30          | Tamil Nadu                         | 3,64,616                  | 613                                       |
| 31          | Telangana                          | 4,10,382                  | 1,014                                     |
| 32          | Tripura                            | 5,015                     | 9                                         |
| 33          | Uttar Pradesh                      | 12,79,960                 | 2,353                                     |
| 34          | Uttarakhand                        | 23,639                    | 46                                        |
| 35          | West Bengal                        | 1,71,609                  | 186                                       |
| Grand Total |                                    | 60,08,800                 | 10,503                                    |

Data Source: PM SVANidhi Portal