Lok Sabha Question No. 3115 (UNSTARRED), answered on 2025-08-07
Subject: MSME Schemes in North Eastern States
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Saleng A Sangma

## GOVERNMENT OF INDIA

## MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 3115 TO BE ANSWERED ON 07.08.2025

## MSME SCHEMES IN NORTH EASTERN STATES

## 3115. SHRI SALENG A SANGMA:

Will the MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the number and nature of MSME schemes and loan disbursement programmes implemented in the North Eastern States during the last three years;
- (b) the details of such schemes and financial support extended specifically to the State of Meghalaya including district-wise coverage;
- (c) the total number of MSMEs in Meghalaya that have benefited from Government schemes and credit-linked initiatives during the last three years;
- (d) the  details  of  any  institutional  partnerships,  technical  support  centres  or  livelihood  clusters promoted by the Government in Meghalaya; and
- (e) whether the Government proposes to expand MSME support initiatives, including credit, skilling and market linkages in Meghalaya and other North Eastern States and if so, the details thereof?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) to (e): The  Central  Government  supplements  the  efforts  of  the  States/UTs  through  various schemes, programmes and policy initiatives, for promotion and development of MSMEs in the country including  Meghalaya  and  other  North  Eastern  States.  Total  18,53,123  MSMEs,  including  informal Micro Enterprises, are registered on Udyam Portal in NER & 54,839 in Meghalaya.

The details  of  some  of  the  major  schemes  implemented  by  the  Ministry  of  MSME  including North Eastern States are as under:

- (1) Credit  Guarantee  Scheme  for  Micro  and  Small  Enterprises  is  implemented  through  Credit Guarantee  Fund  Trust  for  Micro  and  Small  Enterprises  to  provide  credit  guarantees  to  its  Member Lending  Institutions  for  the  credit  facilities  upto  Rs.  10  crore,  extended  to  the  MSEs  without  any collateral  security  and  third-party  guarantee.  Special  provisions  for  MSEs  in  NER  are  concession  of 10% in Annual Guarantee Fees and Enhanced guarantee coverage (80%) to units in NER for loan upto Rs  50  lakh.  From  the  financial  year  2022-23  to  2024-25,  a  total  of  5,879  Nos.  of  guarantees  were approved amounting to Rs. 740 crore to Meghalaya.
- (2) The Government of India has announced Fund of Funds with the nomenclature Self Reliant India (SRI) Fund to infuse Rs. 50,000 crore as equity funding in those MSMEs which have the potential and viability to grow and become large units. Under this scheme total size of fund of Rs. 50,000 crore has a provision of Rs.10,000 crore from Government of India and Rs.40,000 crore through Private Equity / Venture Capital funds. This initiative is aimed at providing growth capital to the deserving and eligible units of MSME sector.

- (3) The scheme of Promotion of MSMEs in NER and Sikkim provides financial support to create or upgrade  infrastructure  and  common  facilities  for  MSMEs  to  supplement  manufacturing,  testing, packaging, R&D, product & process innovations and skilling activities. Since inception of the scheme, a total  7 projects, having total project cost of Rs. 84.58 crore are approved for Meghalaya.
- (4) With  the  objective  to  enhance  the  productivity  and  competitiveness  of  Micro  and  Small Enterprises,  Micro  and  Small  Enterprises  Cluster  Development  Programme  (MSE-CDP)  is  being implemented. Under the Scheme, financial assistance is extended for establishment of Common Facility Centres, Establishment of Flatted Factory Complexes and creation & up-gradation of industrial estates. One  proposal  for  setting  up  of  Common  Facility  Centre  in  Cashew  Nut  processing   Cluster, Selsella district has been approved in Meghalaya at a total cost of Rs. 189.37 lakh.
- (5) The Scheme of Raising and Accelerating MSME Performance aims at strengthening Institutions and  governance  at  the  Centre  and  State-level,  improving  Centre-State  linkages  and  partnerships, improving access to market and credit, addressing issues of delayed payments and greening of MSMEs and promoting guarantees to women entrepreneurs.

Under  Raising  and  accelerating  of  MSME  Performance  (RAMP)  Scheme,  09  (Nine)  projects amounting  to  Rs  44.804  Cr  have  been  approved  for  the  State  of  Meghalaya  and  a  total  of  13,817 MSMEs have been benefitted in Meghalaya under RAMP as on 04.08.2025.

- (6) Prime  Minister's  Employment  Generation  Programme  (PMEGP)  is  a  credit  linked  subsidy programme  aimed  at  generating  self-employment  opportunities  through  establishment  of  microenterprises  in  the  non-farm  sector  by  helping  traditional  artisans  and  rural/urban  unemployed  youths through Margin Money subsidy. From the financial year 2022-23 to 2024-25, a total 3,131 number of loans were sanctioned by the banks in Meghalaya.

District-wise,  Margin  Money  subsidy  disbursed  under  PMEGP  in  Meghalaya  for  the  last  3  financial years i.e. from FY 2022-23 to FY 2024-25:

| Districts                | FY 2022-23              | FY 2023-24              | FY 2024-25              |
|--------------------------|-------------------------|-------------------------|-------------------------|
| Districts                | MMSubsidy (Rs. in lakh) | MMSubsidy (Rs. in lakh) | MMSubsidy (Rs. in lakh) |
| East Garo Hills          | 16.25                   | 3.90                    | 102.20                  |
| East Jaintia Hills       | 17.40                   | 25.67                   | 168.47                  |
| East Khasi Hills         | 208.73                  | 354.67                  | 1,414.41                |
| Eastern West Khasi Hills | 7.00                    | 12.84                   | 72.93                   |
| North Garo Hills         | 32.76                   | 11.63                   | 91.12                   |
| Ri-Bhoi                  | 94.48                   | 52.30                   | 405.61                  |
| South Garo Hills         | 4.72                    | 14.37                   | 81.94                   |
| South West Garo Hills    | 23.92                   | 30.25                   | 67.00                   |
| South West Khasi Hills   | 21.30                   | 2.95                    | 145.76                  |
| West Garo Hills          | 96.48                   | 63.69                   | 406.79                  |
| West Jaintia Hills       | 121.89                  | 122.07                  | 391.74                  |
| West Khasi Hills         | 20.82                   | 30.69                   | 122.85                  |
| Total                    | 665.74                  | 725.03                  | 3,470.81                |

From the financial year 2022-23 to 2024-25, a total of 1,700 micro enterprises assisted in Meghalaya.

(7) Khadi and Village Industries Commission (KVIC) promotes rural artisans, Khadi artisans, micro entrepreneurs/village  industries  through  implementation  of  various  Khadi  and  Village  Industries Schemes such as Khadi Gramodyog Vikas Yojana, etc..

District  Commerce  and  Industries  Centre,  Meghalaya  and  Khadi  and  Village  Industries  Board, Meghalaya are the part of the implementation of the Khadi & Village Industries (KVI) activities in the Meghalaya State.

- (8) Scheme for Promotion of Innovation, Rural Industries and Entrepreneurship (ASPIRE) aims to create  employment  opportunities  in  the  agro-rural  sector  by  establishing  a  network  of  Livelihood Business  Incubators  (LBIs)  by  imparting  various  skill  development  programmes  to  the  rural  youth, women and the unemployed.
- (9) The  Public  Procurement  Policy  mandates  25%  annual  procurement  from  Micro  and  Small Enterprises by Central Ministries/ Departments/ Central Public Sector Enterprises, including 4% from Micro and Small Enterprises owned by SC/ST entrepreneurs and 3% from Micro and Small Enterprises owned by women entrepreneurs.
- (10) The PM Vishwakarma (PMV) Scheme is being implemented to provide end-to-end support to artisans  and  craftspeople  of  18  traditional  trades  who  work  with  their  hands  and  tools.  It  includes recognition  through  PM  Vishwakarma  Certificate  and  ID  Card,  Skill  Upgradation,  Toolkit  Incentive, Credit Support, Incentive for Digital Transactions and Marketing Support.

(11) Procurement and Marketing Support (PMS) scheme extends benefits for creating market access initiatives to Micro & Small Enterprises (MSEs). 326 MSEs have been benefitted during the last 3 years in Meghalaya.

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