Lok Sabha Question No. 4384 (UNSTARRED), answered on 2025-03-27
Subject: Promotion of MSMEs
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Shri Raju Bista

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 4384 TO BE ANSWERED ON 27.03.2025

## PROMOTION OF MSMEs

## 4384.

SHRI RAJU BISTA:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the details of financial support provided to states under the specific scheme for the promotion of MSMEs and SMEs since 2019;
- (b) the  details  of  financial  allocation  and  the  total  number  of  MSME  and  SME  projects  approved since 2019 in the districts of Darjeeling, Kalimpong and North Dinajpur; and
- (c) the  manner  in  which  the  scheme  has  contributed  towards  the  development  of  MSMEs  in  West Bengal and the expected outcomes from these approved projects?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SUSHRI SHOBHA KARANDLAJE)

(a) to (c): The Ministry of Micro, Small and Medium Enterprises (MSME) supplements the efforts of State/UT  Government  through  the  implementation  of  Central  Sector  Schemes,  wherein  funds  are  not allocated  to  the  States/UTs.  The  Ministry  of  MSME  has  taken  various  measures  to  provide  financial support to  the  MSME sector of the country, including  West Bengal. These measures inter-alia include schemes such as Prime Minister's Employment Generation Programme (PMEGP) for setting up of new micro enterprises in the non-farm sector by providing Margin Money subsidy on the Bank loan, Credit Guarantee  Scheme  (CGS)  to  provide  collateral  free  loans  to  Micro  and  Small  Enterprises  (MSEs), collateral  free  loans  upto  Rs  20  Lakh  for  Informal  Micro  Enterprises,  Special  Credit  Linked  Capital Subsidy Scheme with a provision of 25% subsidy to SC/ST MSEs for procurement of Plant & Machinery/ Equipment through institutional credit (bank loan), PM Vishwakarma Yojana, Mudra Loan, etc.

The details of benefits provided to MSMEs under CGS and PMEGP in the districts of Darjeeling, Kalimpong and North Dinajpur are given as below:

| Credit Guarantees Approved under CGS   | Credit Guarantees Approved under CGS   | Credit Guarantees Approved under CGS        | Credit Guarantees Approved under CGS        |
|----------------------------------------|----------------------------------------|---------------------------------------------|---------------------------------------------|
|                                        |                                        | FY 2019-20 to FY 2024-25 (up to 28.02.2025) | FY 2019-20 to FY 2024-25 (up to 28.02.2025) |
| Sr. No.                                | States / UTs                           | No. of guarantees approved                  | Amount approved (in Rs. Crore)              |
| 1                                      | Darjeeling                             | 11,634                                      | 1138                                        |
| 2                                      | Kalimpong                              | 733                                         | 53.37                                       |
| 3                                      | North Dinajpur                         | 7,213                                       | 521                                         |
| Total                                  | Total                                  | 1,604                                       | 19,580                                      |

|         | Benefits under PMEGP during FY 2019-20 to FY 2024-25 (up to 25.03.2025)   | Benefits under PMEGP during FY 2019-20 to FY 2024-25 (up to 25.03.2025)   | Benefits under PMEGP during FY 2019-20 to FY 2024-25 (up to 25.03.2025)   | Benefits under PMEGP during FY 2019-20 to FY 2024-25 (up to 25.03.2025)   |
|---------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|
| Sr. No. | District                                                                  | MMDisbursed (in lakh)                                                     | No. of units assisted                                                     | Estimated Employment Generated                                            |
| 1       | Darjeeling                                                                | 931.53                                                                    | 329                                                                       | 2,632                                                                     |
| 2       | Kalimpong                                                                 | 195.18                                                                    | 78                                                                        | 624                                                                       |
| 3       | North Dinajpur                                                            | 370.36                                                                    | 119                                                                       | 952                                                                       |
| Total   | Total                                                                     | 1497.07                                                                   | 526                                                                       | 4208                                                                      |