Lok Sabha Question No. 62 (UNSTARRED), answered on 2023-02-02
Subject: Schemes for MSME Sector
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Raju Bista

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 62

## TO BE ANSWERED ON 02.02.2023

## SCHEMES FOR MSME SECTOR

## 62.          SHRI RAJU BISTA:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the steps taken by the Government to boost MSME sector after the COVID-19 pandemic;
- (b) the details of ongoing schemes for MSME sector under the Ministry;
- (c) the  details  of  beneficiaries  under  the  said  schemes  including  the  districts  of  Darjeeling, Kalimpong and North Dinajpur of West Bengal; and
- (d) the  schemes  and  programmes  run  by  the  Government  under  the  Atmanirbhar  Bharat Abhiyan?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

- (a) & (d): The Government has taken various initiatives to boost the MSME Sector. Some of these include:
- i. Rs.  5  lakh  crore  Emergency  Credit  Line  Guarantee Scheme (ECLGS) for businesses, including MSMEs.
- ii. Rs. 50,000 crore equity infusion through Self Reliant India (SRI) Fund.
- iii. New revised criteria for classification of MSMEs.
- iv. No global tenders for procurement up to Rs. 200 crores.
- v. 'Udyam Registration' for MSMEs, for Ease of Doing Business.
- vi. Launching of an online Portal 'Champions' in June, 2020 to cover many aspects of egovernance including redressing grievances and handholding of MSMEs.
- vii. Inclusion of Retail and Wholesale traders as MSMEs.
- viii.   Non-tax benefits extended for 3 years in case of an upward change in status of MSMEs.
- ix. Launch  of  Udyam  Assist  Platform  (UAP)  on  11.01.2023  to  bring  Informal  Micro Enterprises (IMEs) under the formal ambit for availing the benefit under Priority Sector Lending (PSL).
- (b)& (c): The  Ministry  of  MSME  is  implementing  various  schemes.    The  details  of  some major schemes are as under:
1. Credit  Guarantee  Scheme  (CGS):  Ministry  of  MSME  has  been  operating  Credit Guarantee Scheme for Micro & Small Enterprises through Credit Guarantee Fund Trust for Micro &  Small  Enterprises  (CGTMSE)  since  July,  2000.  Under  this  scheme  upto  85%  guarantee  is extended upto credit facility of Rs. 200 lakh, for both term loan and working capital. As reported by CGTMSE,  under  the  CGS,  the  number  of  guarantees  approved  in  the  country  during  current financial year 2022-23 (upto 31.12.2022) is 8,43,601 and in the districts of Darjeeling, Kalimpong and North Dinajpur of West Bengal  during the same period is as follows:

| Sl. No.   | Name of District   | No. of Guarantees Approved   |
|-----------|--------------------|------------------------------|
| i         | Darjeeling         | 1,338                        |
| ii        | Kalimpong          | 45                           |
| iii       | North Dinajpur     | 392                          |

2. Emergency Credit Line Guarantee Scheme (ECLGS): ECLGS was announced as part of the  Aatma  Nirbhar  Bharat  package  in  May,  2020  to  provide  collateral  free  automatic  Loans  for businesses, including MSMEs. The ECLGS is extended up to March 2023 with guarantee coverage of  Rs.  5  lakh  crore.  As  reported  by  NCGTC  under  the  ECLGS  Scheme,  1.19  crore  number  of guarantees have been issued to businesses, including MSMEs, amounting to Rs. 3.60 lakh Crore. 1.13 crore number of guarantees have been issued to MSMEs, amounting to Rs. 2.38 lakh Crore. The number of guarantees issued to beneficiaries including MSMEs in the State of West Bengal including districts of Darjeeling, Kalimpong and North Dinajpur since 2020-21 to January 2023 is 20,35,873 amounting to Rs. 20,104.66 crore.
3. Prime  Minister's  Employment  Generation  Programme  (PMEGP):  The  Ministry  of MSME implements Prime Minister's Employment Generation Programme (PMEGP), which is a major credit-linked subsidy programme aimed at generating self-employment opportunities through establishment  of  micro-enterprises  in  the  non-farm  sector  by  helping  traditional  artisans  and unemployed  youth.  Under  the  PMEGP  Scheme  the  number  of  beneficiaries  in  the  country  are 55,499 in the current financial year 2022-23 (upto 30.01.2023). The number of beneficiaries in the districts of Darjeeling, Kalimpong and North Dinajpur of West Bengal  during the same period is as follows:

|   Sl. N. | Name of District   |   No. of Project Assisted to set up |
|----------|--------------------|-------------------------------------|
|        1 | Darjeeling         |                                  34 |
|        2 | Kalimpong          |                                  16 |
|        3 | North Dinajpur     |                                  19 |

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