Lok Sabha Question No. 1030 (UNSTARRED), answered on 2024-02-08
Subject: MSMEs Run by Women
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Mala Roy

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 1030 TO BE ANSWERED ON 08.02.2024

## MSMEs RUN BY WOMEN

## 1030.               SHRIMATI MALA ROY:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the details and the number of registered Micro, Small and Medium Enterprises (MSMEs) being run by the women entrepreneurs in the country along with the loans disbursed under various schemes to women-led MSMEs in the country, State-wise;
- (b) the details of pending loan applications submitted by women led enterprises in West Bengal during the last  three  years  including total  applications  received  and  disbursement and  repayment status thereof; and
- (c) whether the Government has any proposal to clear all applications for MSMEs by March 2024 and if so, the details thereof?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

- (a) & (b): The State/UTs -wise details of women-owned Micro, Small and Medium Enterprises (MSMEs) registered on Udyam Portal and Udyam Assist Platform in the country are attached at Annexure I. The State/UTs-wise details of assistance extended under Credit Guarantee Scheme for Micro and Small Enterprises and Prime Minister's Employment Generation Programme (PMEGP)  to  women-owned  MSMEs,  in  the  country,  including  the  State  of  West  Bengal  are attached at Annexure II and Annexure III, respectively.
- (c): As informed by RBI, vide circular FIDD. MSME & NFS.BC.No 60/06.02.31/2015-16 dated August  27,  2015  on  'Streamlining  flow  of  credit  to  Micro  and  Small  Enterprises  (MSEs)'  for facilitating timely and adequate credit flow during their 'Life Cycle', banks have been advised to clearly  delineate  the  procedure  for  disposal  of  loan  proposals,  with  appropriate  timelines,  and  to institute a suitable monitoring mechanism for reviewing applications pending beyond the specified period, without any compromise on due diligence requirements.

*****

Annexure referred in part (a)&(b) of answer to Lok Sabha Unstarred Question no. 1030 on 'MSMEs Run by Women' due for reply on 08.02.2024.

| State Wise Total Women Owned MSMEs Registered Under Udyam and UAP Since Inception till 05/02/2024   | State Wise Total Women Owned MSMEs Registered Under Udyam and UAP Since Inception till 05/02/2024   | State Wise Total Women Owned MSMEs Registered Under Udyam and UAP Since Inception till 05/02/2024   | State Wise Total Women Owned MSMEs Registered Under Udyam and UAP Since Inception till 05/02/2024   | State Wise Total Women Owned MSMEs Registered Under Udyam and UAP Since Inception till 05/02/2024   |
|-----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------|
| Sl. No.                                                                                             | State Name                                                                                          | UDYAM                                                                                               | UAP                                                                                                 | Total                                                                                               |
| 1                                                                                                   | Andaman and Nicobar Islands                                                                         | ,970                                                                                                | 437                                                                                                 | 3,407                                                                                               |
| 2                                                                                                   | Andhra Pradesh                                                                                      | 2,19,293                                                                                            | 5,58,319                                                                                            | 7,77,612                                                                                            |
| 3                                                                                                   | Arunachal Pradesh                                                                                   | 3,666                                                                                               | 4,013                                                                                               | 7,679                                                                                               |
| 4                                                                                                   | Assam                                                                                               | 1,10,276                                                                                            | 52,705                                                                                              | 1,62,981                                                                                            |
| 5                                                                                                   | Bihar                                                                                               | 1,63,073                                                                                            | 8,78,042                                                                                            | 10,41,115                                                                                           |
| 6                                                                                                   | Chandigarh                                                                                          | 6,620                                                                                               | 2,104                                                                                               | 8,724                                                                                               |
| 7                                                                                                   | Chhattisgarh                                                                                        | 54,492                                                                                              | 1,97,252                                                                                            | 2,51,744                                                                                            |
| 8                                                                                                   | Delhi                                                                                               | 98,274                                                                                              | 61,327                                                                                              | 1,59,601                                                                                            |
| 9                                                                                                   | Goa                                                                                                 | 11,353                                                                                              | 7,929                                                                                               | 19,282                                                                                              |
| 10                                                                                                  | Gujarat                                                                                             | 2,54,343                                                                                            | 3,08,735                                                                                            | 5,63,078                                                                                            |
| 11                                                                                                  | Haryana                                                                                             | 1,30,556                                                                                            | 1,08,767                                                                                            | 2,39,323                                                                                            |
| 12                                                                                                  | Himachal Pradesh                                                                                    | 26,454                                                                                              | 4,282                                                                                               | 30,736                                                                                              |
| 13                                                                                                  | Jammu and Kashmir                                                                                   | 80,523                                                                                              | 4,680                                                                                               | 85,203                                                                                              |
| 14                                                                                                  | Jharkhand                                                                                           | 83,193                                                                                              | 2,93,505                                                                                            | 3,76,698                                                                                            |
| 15                                                                                                  | Karnataka                                                                                           | 2,91,727                                                                                            | 5,18,763                                                                                            | 8,10,490                                                                                            |
| 16                                                                                                  | Kerala                                                                                              | 1,43,285                                                                                            | 2,61,007                                                                                            | 4,04,292                                                                                            |
| 17                                                                                                  | Ladakh                                                                                              | 1,826                                                                                               | 376                                                                                                 | 2,202                                                                                               |
| 18                                                                                                  | Lakshadweep                                                                                         | 112                                                                                                 | 25                                                                                                  | 137                                                                                                 |
| 19                                                                                                  | Madhya Pradesh                                                                                      | 1,60,463                                                                                            | 7,57,264                                                                                            | 9,17,727                                                                                            |
| 20                                                                                                  | Maharashtra                                                                                         | 8,40,855                                                                                            | 7,74,646                                                                                            | 16,15,501                                                                                           |
| 21                                                                                                  | Manipur                                                                                             | 26,412                                                                                              | 19,119                                                                                              | 45,531                                                                                              |
| 22                                                                                                  | Meghalaya                                                                                           | 6,511                                                                                               | 2,953                                                                                               | 9,464                                                                                               |
| 23                                                                                                  | Mizoram                                                                                             | 10,787                                                                                              | 6,114                                                                                               | 16,901                                                                                              |
| 24                                                                                                  | Nagaland                                                                                            | 8,073                                                                                               | 11,040                                                                                              | 19,113                                                                                              |
| 25                                                                                                  | Odisha                                                                                              | 1,07,506                                                                                            | 3,79,569                                                                                            | 4,87,075                                                                                            |
| 26                                                                                                  | Puducherry                                                                                          | 10,253                                                                                              | 13,419                                                                                              | 23,672                                                                                              |
| 27                                                                                                  | Punjab                                                                                              | 1,81,024                                                                                            | 89,832                                                                                              | 2,70,856                                                                                            |
| 28                                                                                                  | Rajasthan                                                                                           | 2,22,847                                                                                            | 2,62,647                                                                                            | 4,85,494                                                                                            |
| 29                                                                                                  | Sikkim                                                                                              | 3,106                                                                                               | 1,002                                                                                               | 4,108                                                                                               |
| 30                                                                                                  | Tamil Nadu                                                                                          | 6,28,161                                                                                            | 5,18,105                                                                                            | 11,46,266                                                                                           |
| 31                                                                                                  | Telangana                                                                                           | 2,33,831                                                                                            | 3,45,379                                                                                            | 5,79,210                                                                                            |
| 32                                                                                                  | The Dadra and Nagar Haveli and Daman and Diu                                                        | 3,047                                                                                               | 1,457                                                                                               | 4,504                                                                                               |
| 33                                                                                                  | Tripura                                                                                             | 14,804                                                                                              | 1,15,096                                                                                            | 1,29,900                                                                                            |
| 34                                                                                                  | Uttarakhand                                                                                         | 42,311                                                                                              | 42,428                                                                                              | 84,739                                                                                              |
| 35                                                                                                  | Uttar pradesh                                                                                       | 3,53,274                                                                                            | 8,86,020                                                                                            | 12,39,294                                                                                           |
| 36                                                                                                  | West Bengal                                                                                         | 1,70,918                                                                                            | 18,10,667                                                                                           | 19,81,585                                                                                           |
| Total:-                                                                                             | Total:-                                                                                             | 47,06,219                                                                                           | 92,99,025                                                                                           | 1,40,05,244                                                                                         |

Source: NIC/Udyam Portal

Annexure referred in part (a)&(b) of answer to Lok Sabha Unstarred Question no. 1030 on 'MSMEs Run by Women' due for reply on 08.02.2024.

| State/UTs -wise details of Guarantee approved (women) under CGTMSE since 2000 to till   | State/UTs -wise details of Guarantee approved (women) under CGTMSE since 2000 to till   | State/UTs -wise details of Guarantee approved (women) under CGTMSE since 2000 to till   | State/UTs -wise details of Guarantee approved (women) under CGTMSE since 2000 to till   |
|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|
| Sr. No.                                                                                 | States / UTs                                                                            | No. of Guarantees approved                                                              | Amt. (₹ Crore)                                                                          |
| 1                                                                                       | Andaman &Nicobar                                                                        | 779                                                                                     | 56                                                                                      |
| 2                                                                                       | Andhra Pradesh                                                                          | 3,24,869                                                                                | 4,024                                                                                   |
| 3                                                                                       | Arunachal Pradesh                                                                       | 3,445                                                                                   | 222                                                                                     |
| 4                                                                                       | Assam                                                                                   | 40,452                                                                                  | 1,665                                                                                   |
| 5                                                                                       | Bihar                                                                                   | 42,889                                                                                  | 2,670                                                                                   |
| 6                                                                                       | Chandigarh                                                                              | 2,764                                                                                   | 201                                                                                     |
| 7                                                                                       | Chhattisgarh                                                                            | 18,736                                                                                  | 1,299                                                                                   |
| 8                                                                                       | Dadra &Nagar Haveli and Daman& Diu                                                      | 652                                                                                     | 126                                                                                     |
| 9                                                                                       | Delhi                                                                                   | 18,226                                                                                  | 2,251                                                                                   |
| 10                                                                                      | Goa                                                                                     | 7,039                                                                                   | 451                                                                                     |
| 11                                                                                      | Gujarat                                                                                 | 54,161                                                                                  | 5,547                                                                                   |
| 12                                                                                      | Haryana                                                                                 | 28,095                                                                                  | 2,478                                                                                   |
| 13                                                                                      | Himachal Pradesh                                                                        | 23,692                                                                                  | 1,291                                                                                   |
| 14                                                                                      | Jammu &Kashmir                                                                          | 92,760                                                                                  | 2,040                                                                                   |
| 15                                                                                      | Jharkhand                                                                               | 26,457                                                                                  | 1,862                                                                                   |
| 16                                                                                      | Karnataka                                                                               | 95,828                                                                                  | 6,311                                                                                   |
| 17                                                                                      | Kerala                                                                                  | 1,28,337                                                                                | 2,802                                                                                   |
| 18                                                                                      | Ladakh                                                                                  | 289                                                                                     | 22                                                                                      |
| 19                                                                                      | Lakshadeep                                                                              | 114                                                                                     | 3                                                                                       |
| 20                                                                                      | Madhya Pradesh                                                                          | 81,173                                                                                  | 5,244                                                                                   |
| 21                                                                                      | Maharashtra                                                                             | 80,159                                                                                  | 8,837                                                                                   |
| 22                                                                                      | Manipur                                                                                 | 6,518                                                                                   | 196                                                                                     |
| 23                                                                                      | Meghalaya                                                                               | 5,098                                                                                   | 252                                                                                     |
| 24                                                                                      | Mizoram                                                                                 | 3,778                                                                                   | 162                                                                                     |
| 25                                                                                      | Nagaland                                                                                | 5,820                                                                                   | 243                                                                                     |
| 26                                                                                      | Odisha                                                                                  | 56,240                                                                                  | 3,178                                                                                   |
| 27                                                                                      | Puducherry                                                                              | 3,832                                                                                   | 194                                                                                     |
| 28                                                                                      | Punjab                                                                                  | 53,344                                                                                  | 2,699                                                                                   |
| 29                                                                                      | Rajasthan                                                                               | 60,573                                                                                  | 3,092                                                                                   |
| 30                                                                                      | Sikkim                                                                                  | 1,770                                                                                   | 83                                                                                      |
| 31                                                                                      | TamilNadu                                                                               | 1,76,768                                                                                | 7,751                                                                                   |
| 32                                                                                      | Telangana                                                                               | 45,803                                                                                  | 3,225                                                                                   |
| 33                                                                                      | Tripura                                                                                 | 3,877                                                                                   | 159                                                                                     |
| 34                                                                                      | Uttar Pradesh                                                                           | 1,14,976                                                                                | 7,507                                                                                   |
| 35                                                                                      | Uttarakhand                                                                             | 17,791                                                                                  | 960                                                                                     |
| 36                                                                                      | West Bengal                                                                             | 64,854                                                                                  | 4,117                                                                                   |
| TOTAL                                                                                   |                                                                                         | 16,91,958                                                                               | 83,222                                                                                  |

Source: Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

Annexure referred in part (a)&(b) of answer to Lok Sabha Unstarred Question no. 1030 on 'MSMEs Run by Women' due for reply on 08.02.2024.

| State-wise women beneficiaries benefitted under Prime Minister's Employment Generation   | State-wise women beneficiaries benefitted under Prime Minister's Employment Generation   | State-wise women beneficiaries benefitted under Prime Minister's Employment Generation   | State-wise women beneficiaries benefitted under Prime Minister's Employment Generation   |
|------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------|
| Sr. No.                                                                                  | Programme State/UTs                                                                      | to 2023-24 (as No. of Project                                                            | 30.01.2024) Margin Money (Rs. In Crore)                                                  |
| 1                                                                                        | Jammu Kashmir                                                                            | 31,611                                                                                   | 554.79                                                                                   |
| 2                                                                                        | Ladakh                                                                                   | 140                                                                                      | 5.33                                                                                     |
| 3                                                                                        | Himachal Pradesh                                                                         | 4,587                                                                                    | 119.11                                                                                   |
| 4                                                                                        | Punjab                                                                                   | 7,040                                                                                    | 292.39                                                                                   |
| 5                                                                                        | Chandigarh-Ut                                                                            | 181                                                                                      | 3.07                                                                                     |
| 6                                                                                        | Haryana                                                                                  | 5,668                                                                                    | 193.02                                                                                   |
| 7                                                                                        | Delhi                                                                                    | 576                                                                                      | 11.30                                                                                    |
| 8                                                                                        | Rajasthan                                                                                | 7,232                                                                                    | 297.69                                                                                   |
| 9                                                                                        | Uttarakhand                                                                              | 5,122                                                                                    | 107.32                                                                                   |
| 10                                                                                       | Uttar Pradesh                                                                            | 28,621                                                                                   |                                                                                          |
| 11                                                                                       | Chhattisgarh                                                                             | 7,132                                                                                    | 1,124.41 203.18                                                                          |
| 12                                                                                       | Madhya Pradesh                                                                           | 12,448                                                                                   | 490.66                                                                                   |
| 13                                                                                       | Sikkim                                                                                   | 340                                                                                      | 7.53                                                                                     |
| 14                                                                                       | Arunachal Pradesh                                                                        | 1,119                                                                                    | 28.24                                                                                    |
| 15                                                                                       | Nagaland                                                                                 | 3,944                                                                                    | 94.58                                                                                    |
| 16                                                                                       | Manipur                                                                                  | 4,144                                                                                    | 102.41                                                                                   |
| 17                                                                                       | Mizoram                                                                                  | 3,793                                                                                    | 59.93                                                                                    |
| 18                                                                                       | Tripura                                                                                  | 2,936                                                                                    | 51.73                                                                                    |
| 19                                                                                       | Meghalaya                                                                                | 1,912                                                                                    | 29.05                                                                                    |
| 20                                                                                       | Assam                                                                                    | 14,337                                                                                   | 165.66                                                                                   |
| 21                                                                                       | Bihar                                                                                    | 10,335                                                                                   | 319.90                                                                                   |
| 22                                                                                       | West Bengal                                                                              | 18,950                                                                                   | 360.56                                                                                   |
| 23                                                                                       | Jharkhand                                                                                | 5,012                                                                                    | 120.73                                                                                   |
| 24                                                                                       | Odisha                                                                                   | 15,094                                                                                   | 393.01                                                                                   |
| 25                                                                                       | Andaman Nicobar                                                                          | 482                                                                                      | 4.70                                                                                     |
| 26                                                                                       | Gujarat*                                                                                 | 17,375                                                                                   | 1,401.20                                                                                 |
| 27                                                                                       | Maharashtra**                                                                            | 18,295                                                                                   | 517.31                                                                                   |
| 28                                                                                       | Goa                                                                                      | 460                                                                                      | 13.42                                                                                    |
| 29                                                                                       | Andhra Pradesh                                                                           | 14,864                                                                                   | 607.01                                                                                   |
| 30                                                                                       | Telangana                                                                                | 5,963                                                                                    | 235.37                                                                                   |
| 31                                                                                       | Karnataka                                                                                | 13,529                                                                                   | 380.90                                                                                   |
| 32                                                                                       | Lakshadweep                                                                              | 49                                                                                       | 0.55                                                                                     |
| 33                                                                                       | Kerala                                                                                   | 11,097                                                                                   | 211.46                                                                                   |
| 34                                                                                       | Tamil Nadu                                                                               | 26,488                                                                                   | 561.89                                                                                   |
| 35                                                                                       | Puducherry                                                                               | 430                                                                                      | 5.28                                                                                     |
|                                                                                          | Total                                                                                    | 3,01,306                                                                                 | 9,074.70                                                                                 |