Lok Sabha Question No. 1079 (UNSTARRED), answered on 2025-02-10
Subject: Salient Features of PM-SYM Yojana
Ministry: LABOUR AND EMPLOYMENT
Asked by: Shri Sanjay Haribhau Jadhav, Shri Sanjay Uttamrao Deshmukh

## GOVERNMENT OF INDIA

## MINISTRY OF LABOUR AND EMPLOYMENT LOK SABHA UNSTARRED QUESTION NO. 1079

TO BE ANSWERED ON 10.02.2025

## SALIENT FEATURES OF PM-SYM YOJANA

†1079. SHRI SANJAY HARIBHAU JADHAV: SHRI SANJAY UTTAMRAO DESHMUKH:

Will the Minister of LABOUR AND EMPLOYMENT be pleased to state:

- (a)whether  the  Government  has  started  Pradhan  Mantri  Shram  Yogi Maan Dhan Yojana (PM-SYM) to provide financial security in old age to people including labourers engaged in unorganised sector;
- (b)the salient features, main objectives and future prospects of the said
- Scheme;
- (c)the details of the total number of registered beneficiaries under the
- said Scheme in the country, State-wise including Maharashtra;
- (d)the step taken by the Government to promote the said Scheme in rural areas;
- (e)the details of the amount allocated, released and spent for the said Scheme  in  the  country,  State-wise  especially  with  reference  to Maharashtra; and
- (f)whether  the  Government  proposes  to  ensure  minimum  assured pension  amount  under  the  said  Scheme  and  also  to  provide  family pension to the children of deceased persons under the said Scheme and if so, the details thereof?

## ANSWER

## MINISTER OF STATE FOR LABOUR AND EMPLOYMENT (SUSHRI SHOBHA KARANDLAJE)

(a) to (f): The Pradhan Mantri Shram  Yogi Maan-dhan (PM-SYM) scheme was  launched in  February,  2019  in  order  to  provide  old  age protection to the workers of unorganised sector. This is a voluntary and contributory  pension  scheme.  Under  the  scheme,  a  monthly  assured pension  of  Rs.  3000/-  is  provided  to  the  unorganised  workers  after attaining the age of 60 years. The workers in the age group of 18-40 years whose monthly income is Rs. 15000/- or less and not a member of EPFO/ESIC/NPS  (Govt. funded)  and  not  an  income-tax  assessee    are

eligible to join the scheme. The monthly contribution by the beneficiary ranges from Rs. 55/- to Rs. 200/- depending upon the entry age of the beneficiary. Under the scheme, equal matching contribution is paid by the Central Government. Enrolment to the Scheme is done through the Common  Service  Centres,  with  its  network  of  about  4  lakh  Centres across the country. In addition, eligible unorganised workers can also self-enroll through visiting the portal www.maandhan.in.

The  total  number  of  beneficiaries  registered  under  the Pradhan  Mantri  Shram  Yogi  Maan-dhan  (PM-SYM)  scheme  as  on 28.01.2025  are  51,05,481  (including bulk registration of 5,06,603 beneficiaries). The state-wise registration detail under PM-SYM scheme is annexed at Annexure.

The  step  taken  by  the  Government  to  promote  the  said scheme in rural areas as under:

- (i) holding periodic review meeting with States/ UTs.
- (ii) regular meeting with state Common Services Centre (CSC) heads.
- (iii) launch of new features such as Voluntary Exit, Revival Module, Claim Status and Account Statement.
- (iv) Extension of revival of dormant accounts from 1 year to 3 years.
- (v) Two-way integration of PM-SYM and eShram.
- (vi) SMS campaign to create awareness.
- (vii)  communication  with  Chief  Secretaries  of  States/UTs  regarding enrolment under PM-SYM scheme.
- (viii) Launch of Donate-a-Pension Module to encourage the employer to pay  the  premium  of  their  staff  under  PM-SYM  pension  scheme  and increase the enrolment.

(ix)Interaction  with  Department  of  Financial  Services,  Pension  Fund Regulatory  and  Development  Authority,  National  Institute  of  Public Finance and Policy to increase the outreach of the pension scheme.

The  funds  allocated  and  utilized  under  PM-SYM  scheme (including in the state of Maharashtra) for the last three years are as under:-

| Year    |   Revised Estimate (Rs. in Crore) |   Expenditure (Rs. in Crore) |
|---------|-----------------------------------|------------------------------|
| 2021-22 |                               350 |                       324.23 |
| 2022-23 |                               350 |                       269.91 |
| 2023-24 |                               205 |                       162.51 |

If  the  beneficiary  dies,  the  spouse  of  the  beneficiary  is entitled to receive 50% of the pension as family pension.

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Annexure referred to in reply to part (a) to (f) of Lok Sabha Unstarred Question no. 1079 for 10.02.2025.

State-wise count of registration under PM-SYM (as on 28.01.2025)

| State Name                                | Enrolment Count   |
|-------------------------------------------|-------------------|
| ANDAMANANDNICOBAR ISLANDS                 | 2360              |
| ANDHRA PRADESH                            | 171112            |
| ARUNACHAL PRADESH                         | 3230              |
| ASSAM                                     | 43554             |
| BIHAR                                     | 221393            |
| CHANDIGARH                                | 4373              |
| CHHATTISGARH                              | 232173            |
| DELHI                                     | 11118             |
| GOA                                       | 2010              |
| GUJARAT                                   | 390881            |
| HARYANA                                   | 826135            |
| HIMACHAL PRADESH                          | 47848             |
| JAMMU AND KASHMIR                         | 74763             |
| JHARKHAND                                 | 137806            |
| KARNATAKA                                 | 187558            |
| KERALA                                    | 15861             |
| LADAKH                                    | 1478              |
| LAKSHADWEEP                               | 21                |
| MADHYAPRADESH                             | 182944            |
| MAHARASHTRA                               | 620859            |
| MANIPUR                                   | 6038              |
| MEGHALAYA                                 | 5974              |
| MIZORAM                                   | 1612              |
| NAGALAND                                  | 5042              |
| ODISHA                                    | 189232            |
| PUDUCHERRY                                | 6906              |
| PUNJAB                                    | 59045             |
| RAJASTHAN                                 | 147240            |
| SIKKIM                                    | 337               |
| TAMIL NADU                                | 68926             |
| TELANGANA                                 | 44348             |
| THE DADRA AND NAGAR HAVELI ANDDAMANANDDIU | 1660              |
| TRIPURA                                   | 33956             |
| UTTAR PRADESH                             | 693271            |
| UTTARAKHAND                               | 39540             |
| WEST BENGAL                               | 118274            |
| Registration                              | 45,98,878         |
| Bulk registration                         | 5,06,603          |
| Total registration                        | 51,05,481         |

Data source: CSC

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