Lok Sabha Question No. 218 (UNSTARRED), answered on 2025-02-03
Subject: Stand Up India Scheme
Ministry: FINANCE
Asked by: Shri Navaskani K, Shri C N Annadurai, Shri Vishaldada Prakashbapu Patil

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION No. 218

ANSWERED ON MONDAY 03/02/2025/ MAGHA 14, 1946(SAKA)

## STAND UP INDIA SCHEME

## 218. SHRI VISHALDADA PRAKASHBAPU PATIL:

## SHRI NAVASKANI K:

## SHRI C N ANNADURAI:

Will the Minister of FINANCE be pleased to state:-

- (a)  the  key  objectives  of  the  Stand  Up  India  Scheme  and  the  way  by  which  the  scheme  has contributed to foster entrepreneurship among SC/ST and women entrepreneurs since its inception;
- (b)  whether  the  Government  has  any  details  on  the  number  of  enterprises  established  under  the scheme, categorized by SC, ST and women beneficiaries;
- (c) whether the Government has any data on the number of beneficiaries and loans disbursed under the Stand Up India Scheme and if so, the details of beneficiaries including women beneficiaries under the Scheme during the last three years, State/UT-wise including Maharashtra;
- (d)  the  steps  taken/being taken to ensure digital inclusion for SC, ST and women entrepreneurs, especially in remote and rural areas to enable them to leverage the benefits of Scheme;
- (e)  the  role  played  by  public  and  private  sector  banks  in  the  successful  implementation  of  the Scheme; and

(f) the mechanisms put in place by the Government to monitor the implementation and impact of the Scheme at the national and State levels?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PANKAJ CHAUDHARY)

(a) to (f) The Stand-up India Scheme was launched on 05 th April, 2016 with an objective to facilitate loans from Scheduled Commercial Banks (SCBs) of value between Rs.10 lakh and Rs.1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and one woman borrower per Bank branch for setting up a greenfield enterprise in the manufacturing, services or trading sector and also for activities allied to agriculture.

The Scheme is being implemented by both Public and Private Sector Banks.

The  total  number  of  loans  sanctioned  under  Stand-up  India  Scheme  to  SC,  ST  and  Women entrepreneurs since inception as on 27.01.2025 is as under:

| SC (incl. Women)   | ST (incl. Women)   | Women    |
|--------------------|--------------------|----------|
| 49,031             | 15,962             | 1,94,804 |

State/ UT-wise details of the total number of loans disbursed under Stand Up India Scheme including Women entrepreneurs during the last three years including the State of Maharashtra is attached as Annexure.

The prospective borrowers can apply for loan under Stand Up India Scheme through the online portal (www.standupmitra.in) and Jan Samarth portal.

Apart  from  linking  prospective  borrowers  with  banks  for  loans,  the  online  portal  also  provides guidance to prospective SC, ST and Women entrepreneurs, including that of remote and rural areas, in their endeavour to set up business enterprises, starting from training to filling up of loan applications as per Bank requirements.

Performance of the Scheme is monitored and is being reviewed periodically at various levels such as the District Level Consultative Committees (DLCCs), the State Level Implementation Committees (SLICs), the State Level Bankers' Committee s (SLBCs) and with Banks through video conference etc. DFS also monitors and reviews the Scheme at regular intervals.

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| 03.02.2025 regarding " Stand Up India Scheme" State/ UT -wise details of beneficiaries under Stand Up India Scheme including Women entrepreneurs during the last three years i.e. from April 2021 to March 2024   | 03.02.2025 regarding " Stand Up India Scheme" State/ UT -wise details of beneficiaries under Stand Up India Scheme including Women entrepreneurs during the last three years i.e. from April 2021 to March 2024   | 03.02.2025 regarding " Stand Up India Scheme" State/ UT -wise details of beneficiaries under Stand Up India Scheme including Women entrepreneurs during the last three years i.e. from April 2021 to March 2024   |
|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Sr. No.                                                                                                                                                                                                           | State/ UT                                                                                                                                                                                                         | No. of Loans Disbursed                                                                                                                                                                                            |
| 1                                                                                                                                                                                                                 | ANDAMAN AND NICOBAR ISLANDS                                                                                                                                                                                       | 61                                                                                                                                                                                                                |
| 2                                                                                                                                                                                                                 | ANDHRA PRADESH                                                                                                                                                                                                    | 4711                                                                                                                                                                                                              |
| 3                                                                                                                                                                                                                 | ARUNACHAL PRADESH                                                                                                                                                                                                 | 130                                                                                                                                                                                                               |
| 4                                                                                                                                                                                                                 | ASSAM                                                                                                                                                                                                             | 403                                                                                                                                                                                                               |
| 5                                                                                                                                                                                                                 | BIHAR                                                                                                                                                                                                             | 2582                                                                                                                                                                                                              |
| 6                                                                                                                                                                                                                 | CHANDIGARH                                                                                                                                                                                                        | 93                                                                                                                                                                                                                |
| 7                                                                                                                                                                                                                 | CHHATTISGARH                                                                                                                                                                                                      | 1158                                                                                                                                                                                                              |
| 8                                                                                                                                                                                                                 | DADRA AND NAGAR HAVELIAND DAMANAND DIU                                                                                                                                                                            | 37                                                                                                                                                                                                                |
| 9                                                                                                                                                                                                                 | DELHI                                                                                                                                                                                                             | 465                                                                                                                                                                                                               |
| 10                                                                                                                                                                                                                | GOA                                                                                                                                                                                                               | 148                                                                                                                                                                                                               |
| 11                                                                                                                                                                                                                | GUJARAT                                                                                                                                                                                                           | 2958                                                                                                                                                                                                              |
| 12                                                                                                                                                                                                                | HARYANA                                                                                                                                                                                                           | 1338                                                                                                                                                                                                              |
| 13                                                                                                                                                                                                                | HIMACHAL PRADESH                                                                                                                                                                                                  | 335                                                                                                                                                                                                               |
| 14                                                                                                                                                                                                                | JAMMU AND KASHMIR                                                                                                                                                                                                 | 217                                                                                                                                                                                                               |
| 15                                                                                                                                                                                                                | JHARKHAND                                                                                                                                                                                                         | 984                                                                                                                                                                                                               |
| 16                                                                                                                                                                                                                | KARNATAKA                                                                                                                                                                                                         | 4079                                                                                                                                                                                                              |
| 17                                                                                                                                                                                                                | KERALA                                                                                                                                                                                                            | 2242                                                                                                                                                                                                              |
| 18                                                                                                                                                                                                                | LADAKH                                                                                                                                                                                                            | 203                                                                                                                                                                                                               |
| 19                                                                                                                                                                                                                | LAKSHADWEEP                                                                                                                                                                                                       | 0                                                                                                                                                                                                                 |
| 20                                                                                                                                                                                                                | MADHYA PRADESH                                                                                                                                                                                                    | 3698                                                                                                                                                                                                              |
| 21                                                                                                                                                                                                                | MAHARASHTRA                                                                                                                                                                                                       | 4248                                                                                                                                                                                                              |
| 22                                                                                                                                                                                                                | MANIPUR                                                                                                                                                                                                           | 86                                                                                                                                                                                                                |
| 23                                                                                                                                                                                                                | MEGHALAYA                                                                                                                                                                                                         | 139                                                                                                                                                                                                               |
| 24                                                                                                                                                                                                                | MIZORAM                                                                                                                                                                                                           | 114                                                                                                                                                                                                               |
| 25                                                                                                                                                                                                                | NAGALAND                                                                                                                                                                                                          | 169                                                                                                                                                                                                               |
| 26                                                                                                                                                                                                                | ODISHA                                                                                                                                                                                                            | 2061                                                                                                                                                                                                              |
| 27                                                                                                                                                                                                                | PUDUCHERRY                                                                                                                                                                                                        | 61                                                                                                                                                                                                                |
| 28                                                                                                                                                                                                                | PUNJAB                                                                                                                                                                                                            | 1394                                                                                                                                                                                                              |
| 29                                                                                                                                                                                                                | RAJASTHAN                                                                                                                                                                                                         | 2316                                                                                                                                                                                                              |
| 30                                                                                                                                                                                                                | SIKKIM                                                                                                                                                                                                            | 114                                                                                                                                                                                                               |
| 31                                                                                                                                                                                                                | TAMILNADU                                                                                                                                                                                                         | 1749                                                                                                                                                                                                              |
| 32                                                                                                                                                                                                                | TELANGANA                                                                                                                                                                                                         | 3136                                                                                                                                                                                                              |
| 33                                                                                                                                                                                                                | TRIPURA                                                                                                                                                                                                           | 155                                                                                                                                                                                                               |
| 34                                                                                                                                                                                                                | UTTAR PRADESH                                                                                                                                                                                                     | 4245                                                                                                                                                                                                              |
| 35                                                                                                                                                                                                                | UTTARAKHAND                                                                                                                                                                                                       | 761                                                                                                                                                                                                               |
| 36                                                                                                                                                                                                                | WEST BENGAL                                                                                                                                                                                                       | 2358                                                                                                                                                                                                              |
| Grand Total                                                                                                                                                                                                       | Grand Total                                                                                                                                                                                                       | 48948                                                                                                                                                                                                             |