Lok Sabha Question No. 2984 (UNSTARRED), answered on 2024-08-08
Subject: Economically Weaker Section under PMAY-U
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Dhairyasheel Sambhajirao Mane, Shri Sudheer Gupta, Shri Chavan Vasantrao Balwantrao

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO. 2984

TO BE ANSWERED ON AUGUST 08, 2024

## ECONOMICALLY WEAKER SECTION UNDER PMAY-U

NO. 2984.  SHRI DHAIRYASHEEL SAMBHAJIRAO MANE: SHRI CHAVAN VASANTRAO BALWANTRAO:

SHRI SUDHEER GUPTA:

Will the Minister of Housing and Urban Affairs be pleased to state:

- the details of the criteria fixed for the Economically Weaker Section (EWS)  seeking  affordable  houses  under  the  Pradhan  Mantri  Awas Yojana  -  Urban  (PMAY-U)  in  the  metropolitan  regions  across  the
- (a) country;
- (b) whether the Union Government has received any request or proposal from the State Governments of Maharashtra and Madhya Pradesh to revise/review  the  EWS  limit  for  affordable  houses  under  PMAY-U, particularly for Mumbai Metropolitan Region;
- (c) if  so, the details thereof and the response of the Union Government in this regard; and
- (d) whether  the  Government  has  proposed  to  provide  some  financial assistance to EWS in urban areas, particularly of Mumbai Metropolitan Region and if so, the details thereof?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- (a)  'Land'  and  'Colonisation'  are  State  subjects.  Therefore,  schemes related  to  housing  for  their  citizens  are  implemented  by  States/Union Territories (UTs). However, Ministry of Housing and Urban Affairs (MoHUA) supplements the efforts of States/UTs by providing Central Assistance under Pradhan Mantri Awas Yojana - Urban (PMAY-U) since June 25, 2015 to provide pucca house in urban areas across the country. The scheme is implemented  through  four  verticals  i.e.,  Beneficiary  Led  Construction (BLC), Affordable Housing in Partnership (AHP), In-Situ Slum Redevelopment (ISSR) and Credit Linked Subsidy Scheme (CLSS). As per scheme  guidelines,  beneficiaries  are  selected  by  Urban  Local  Bodies (ULBs) based on the following eligibility criteria:

- i. Not  owning  pucca  house  in  his/her  name  or  any  other  family member's name, anywhere in India.
- ii. Belonging to Economically Weaker Section (EWS) with annual household  income  of  up  to  ₹3  lakh  except  CLSS  vertical  in  which beneficiaries  of  Low  Income  Group  (LIG)  and  Middle  Income  Group (MIG) were also included.
- iii. Ownership of land to avail benefit under BLC vertical.

(b) to (d) A proposal was received in June 2023 from the State Government of  Maharashtra  requesting  for  increase  of  income  criteria  for  the  EWS category in Mumbai Metropolitan Region (MMR). Accordingly, EWS income criteria was enhanced from ₹3 lakh to ₹6 lakh for AHP vertical in MMR.

Government of India is providing its fixed share as Central Assistance of ₹1.0  lakh  under  ISSR,  ₹1.5  lakh  for  AHP  and  BLC  verticals  of  PMAY -U. Under CLSS vertical, an upfront subsidy upto 2.67 lakh per house based on Net Present Value of interest subsidy, calculated over loan tenure of upto 20 years, was provided for beneficiaries of EWS/LIG and MIG category. The remaining  cost  of  the  house  as  per  DPR  is  shared  by  States/UTs/ULBs /Beneficiaries.

The scheme period, which was earlier upto 31.03 .2022, has been extended upto 31.12.2024, except for CLSS vertical of the scheme, to complete all the houses sanctioned without changing the funding pattern and implementation methodology.

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