Lok Sabha Question No. 8 (STARRED), answered on 2025-02-03
Subject: Outstanding Loan against Farmers
Ministry: FINANCE
Asked by: Shri Hanuman Beniwal

- *8 Shri Hanuman Beniwal:

Will the Minister of FINANCE be pleased to state:

- (a) whether the Government has the details regarding outstanding loan of various categories of banks against farmers in different States including Rajasthan;
- (b) if so, the details thereof;
- (c)  whether  the  Government  proposes  to  formulate  any  scheme  to  wave  off  the  entire agriculture loans outstanding against the farmers so as to empower them economically;
- (d) if so, the details thereof and the timeline fixed for implementation thereof; and
- (e) if not, the reasons therefor?

## ANSWER

THE FINANCE MINISTER (SMT. NIRMALA SITHARAMAN)

- (a) to (e): A statement is laid on the Table of the House.

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## Government of India Ministry of Finance Department of Financial Services

## LOK SABHA STARRED QUESTION NO. *8

ANSWERED ON MONDAY, FEBRUARY 3, 2025/MAGHA 14, 1946 (SAKA)

## Outstanding Loan against Farmers

Statement referred in reply to parts (a) to (e) of Lok Sabha Starred Question No. *8 to be answered on 03.02.2025 regarding Outstanding Loan against Farmers by Shri Hanuman Beniwal: (a) and (b) : As per the information received from Reserve Bank of India (RBI) and National Bank for Agriculture and Rural Development (NABARD), the State/UT-wise and Agencywise details of  outstanding agriculture loans, as on 31.03.2024, is given in Annexure .

(c) to (e) : No such proposal is currently under consideration.

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## Statement referred to in part (a) and (b) of Lok Sabha Starred Question No. *8 on 'Outstanding Loan against Farmers' due for answer on 03.02.2025

## Agency-wise, State-wise Outstanding Loans under Agriculture as on 31 March 2024

(Accounts in lakh, Amount in Rs. Crore)

| S.N.   | State                                    | Commercial Banks   | Commercial Banks   | Cooperative Banks   | Cooperative Banks   | Regional Rural Banks   | Regional Rural Banks   |
|--------|------------------------------------------|--------------------|--------------------|---------------------|---------------------|------------------------|------------------------|
| S.N.   | / UT                                     | No. of A/c.        | Amount             | No. of A/c.         | Amount              | No. of A/c.            | Amount                 |
| 1      | Andaman &Nicobar                         | 0.17               | 329                | 0.08                | 41                  | -                      | -                      |
| 2      | Andhra Pradesh                           | 106.94             | 2,43,550           | 20.60               | 20,670              | 29.76                  | 45,589                 |
| 3      | Arunachal Pradesh                        | 0.25               | 415                | 0.14                | 912                 | 0.04                   | 53                     |
| 4      | Assam                                    | 13.21              | 13,627             | 0.16                | 135                 | 4.28                   | 4,182                  |
| 5      | Bihar                                    | 98.82              | 59,698             | 4.58                | 8,608               | 19.09                  | 16,978                 |
| 6      | Chandigarh                               | 0.60               | 6,038              | 0.00                | 0                   | -                      | -                      |
| 7      | Chhattisgarh                             | 11.00              | 25,311             | 9.89                | 2,833               | 1.85                   | 2,302                  |
| 8      | Dadra and Nagar Haveli and Daman and Diu | 0.09               | 316                | -                   | -                   | -                      | -                      |
| 9      | Delhi                                    | 4.08               | 82,639             | 0.00                | 0                   | -                      | -                      |
| 10     | Goa                                      | 1.01               | 2,133              | 0.03                | 230                 | -                      | -                      |
| 11     | Gujarat                                  | 38.40              | 1,11,459           | 12.09               | 22,546              | 5.28                   | 10,609                 |
| 12     | Haryana                                  | 22.23              | 71,886             | 13.58               | 14,354              | 4.41                   | 10,615                 |
| 13     | Himachal Pradesh                         | 4.04               | 8,034              | 1.65                | 3,333               | 0.98                   | 1,530                  |
| 14     | Jammu &Kashmir                           | 9.29               | 16,481             | 0.05                | 68                  | 1.45                   | 1,265                  |
| 15     | Jharkhand                                | 27.21              | 16,013             | 0.16                | 52                  | 3.85                   | 2,531                  |
| 16     | Karnataka                                | 105.69             | 95,848             | 35.90               | 27,339              | 20.32                  | 34,440                 |
| 17     | Kerala                                   | 80.13              | 1,16,979           | 7.59                | 8,773               | 14.08                  | 16,858                 |
| 18     | Ladakh                                   | 0.26               | 301                | -                   | -                   | 0.01                   | 10                     |
| 19     | Lakshadweep                              | 0.04               | 33                 | -                   | -                   | -                      | -                      |
| 20     | Madhya Pradesh                           | 58.37              | 1,16,565           | 28.46               | 23,730              | 6.69                   | 10,606                 |
| 21     | Maharashtra                              | 104.22             | 7,93,789           | 33.22               | 35,456              | 8.61                   | 9,004                  |
| 22     | Manipur                                  | 0.45               | 795                | 0.06                | 76                  | 0.18                   | 129                    |
| 23     | Meghalaya                                | 0.66               | 519                | 0.28                | 196                 | 0.41                   | 249                    |
| 24     | Mizoram                                  | 0.40               | 210                | 0.03                | 495                 | 0.35                   | 552                    |
| 25     | Nagaland                                 | 0.40               | 426                | 0.14                | 182                 | 0.01                   | 14                     |
| 26     | Odisha                                   | 54.77              | 43,546             | 33.40               | 19,852              | 6.94                   | 6,740                  |
| 27     | Puducherry                               | 3.40               | 4,900              | 0.02                | 12                  | 0.93                   | 1,137                  |
| 28     | Punjab                                   | 23.28              | 85,460             | 11.94               | 10,021              | 3.15                   | 8,583                  |
| 29     | Rajasthan                                | 61.62              | 1,32,534           | 31.70               | 16,074              | 11.69                  | 26,190                 |
| 30     | Sikkim                                   | 0.16               | 1,659              | 0.06                | 26                  | -                      | -                      |
| 31     | Tamil Nadu                               | 246.14             | 3,42,795           | 23.46               | 19,008              | 18.56                  | 22,336                 |
| 32     | Telangana                                | 51.85              | 1,14,700           | 10.51               | 8,093               | 15.92                  | 19,727                 |
| 33     | Tripura                                  | 2.86               | 1,623              | 0.73                | 1,799               | 1.29                   | 441                    |
| 34     | Uttar Pradesh                            | 112.39             | 1,60,759           | 33.69               | 12,810              | 42.31                  | 56,318                 |
| 35     | Uttarakhand                              | 5.94               | 13,463             | 3.94                | 2,086               | 0.62                   | 558                    |
| 36     | West Bengal                              | 58.03              | 82,513             | 16.72               | 5,609               | 8.37                   | 10,335                 |

Source : RBI for Commercial Banks and NABARD for RRBs and Cooperative banks