Lok Sabha Question No. 3135 (UNSTARRED), answered on 2025-12-18
Subject: Implementation of the LIFE Mission in Kerala
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Dr. Shashi Tharoor

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO. 3135 TO BE ANSWERED ON DECEMBER 18, 2025

## IMPLEMENTATION OF THE LIFE MISSION IN KERALA

## NO. 3135.    DR. SHASHI THAROOR:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the  number  of  the  beneficiaries  selected,  houses  completed  and under  construction  under  the  Livelihood,  Inclusion  &  Financial Empowerment (LIFE) Mission in Kerala, district-wise;
- (b) whether  the  Government  is  aware  of  delays  in  construction  and irregular fund flow caused by financial constraints of local bodies and if so, the details of steps taken to ensure smooth disbursal including the reported Rs. 1,500 crore borrowing to clear pending dues;
- whether  the  Government  has  taken  any  measures  to  ensure  that landless, homeless and tribal families in Thiruvananthapuram district receive their houses in a time-bound manner with updated unit cost reflecting current construction inflation, if so, the details thereof and
- (c) if not, the reasons therefor; and
- (d) the steps taken by the Government to monitor district-level implementation,  fund-flow  transparency  and  completion  rates  to ensure timely completion and accountability?

## ANSWER

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## THE MINISTER OF STATE IN THE (SHRI TOKHAN SAHU)

- (a) to  (d):  'Land'  and  'Colonisation'  are  State  subjects.  Therefore, schemes  related  to  housing  for  their  citizens  are  implemented  by States/Union Territories (UTs) in their respective areas.   Hence,   the data related  to  the  schemes  including  the  Livelihood,  Inclusion  &  Financial Empowerment (LIFE) Mission in Kerala implemented by States/UTs are not maintained by the Ministry.

The Ministry of Housing and Urban Affairs (MoHUA) supplements the efforts of States/UTs by implementing PMAY-U since 25.06.2015 with an aim to provide all weather pucca houses with basic civic amenities to eligible urban beneficiaries across the country, including the State of Kerala. The implementation  period  of  PMAY-U  scheme,  which  was  earlier  up  to 31.03.2022, has been extended up to 31.12.2025 to complete sanctioned houses without changing the funding pattern and implementation methodology.

The  State  Government  of  Kerala  has  converged  the  implementation  of Pradhan Mantri Awas Yojana - Urban (PMAY-U) and Pradhan Mantri Awas Yojana - Gramin (PMAY-G) with their housing scheme under LIFE Mission programme. As per information available, LIFE Mission was launched in 2016  by  the  Government  of  Kerala  (GoK)  to  comprehensively  provide housing  to  the  landless  and  homeless  people  in  the  State  along  with provision for pursuing their livelihoods, converging social services including Primary Health Care, Geriatric Supports, Skill Development and provision for financial services inclusion etc.

Based on the project proposals submitted by State Government of Kerala, a total of 1.62 lakh houses have been sanctioned for eligible beneficiaries under PMAY-U since inception, out of which 1.55 lakh have been grounded; of  which  1.38  lakh  are  delivered/completed  as  on  24.11.2025.  Central Assistance of ₹ 2,700.71 crore has been sanctioned for the State of Kerala; out of which ₹2,499.36 crore has been released as on date to the State, based on the compliances submitted by the State Government of Kerala. Under PMAY-U, District-wise details of the number of houses sanctioned, grounded and completed in the State of Kerala are at Annexure.

Based on the learnings from the experiences of implementation of PMAYU, MoHUA has revamped the scheme and launched PMAY-U 2.0 'Housing for  All'  Mission  with  effect  from 01.09.2024 for implementation in urban areas across the country to support 1 crore additional eligible beneficiaries in next five years. PMAY-U 2.0 is implemented through four verticals i.e., Beneficiary  Led  Construction  (BLC),  Affordable  Housing  in  Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy Scheme (ISS). The scheme guidelines can be accessed at https://pmayurban.gov.in/uploads/guidelines/Operational-Guidelines-of-PMAY-U-2.pdf.

As  on  date,  all  States  except  Kerala  have  signed  Memorandum  of Agreement  (MoA)  to  implement  PMAY-U  2.0  as  per  scheme  guidelines. Thus, PMAY-U2.0 is not being implemented by Govt of Kerala. Due to not signing MoA by Government of Kerala (GoK), potential beneficiaries of the State are losing the opportunities to have pucca houses.

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## Annexure referred in reply to LSUQ No.3135 due for 18.12.2025

District-wise details of houses sanctioned, grounded and completed under PMAY-U in the State of Kerala

| Sr. No.   | District           | Physical progress of houses (Nos)   | Physical progress of houses (Nos)   | Physical progress of houses (Nos)   |
|-----------|--------------------|-------------------------------------|-------------------------------------|-------------------------------------|
| Sr. No.   | District           | Sanctioned                          | Grounded                            | Completed                           |
| 1         | Alappuzha          | 8,934                               | 8,599                               | 7,555                               |
| 2         | Ernakulam          | 24,262                              | 23,125                              | 21,321                              |
| 3         | Idukki             | 2,693                               | 2,639                               | 2,352                               |
| 4         | Kannur             | 10,597                              | 10,544                              | 10,075                              |
| 5         | Kasaragod          | 3,395                               | 3,228                               | 2,590                               |
| 6         | Kollam             | 12,671                              | 12,010                              | 9,660                               |
| 7         | Kottayam           | 5,232                               | 4,693                               | 4,109                               |
| 8         | Kozhikode          | 13,931                              | 13,833                              | 12,953                              |
| 9         | Malappuram         | 18,956                              | 18,599                              | 16,599                              |
| 10        | Palakkad           | 12,372                              | 12,096                              | 10,932                              |
| 11        | Pathanamthitta     | 3,384                               | 3,061                               | 2,446                               |
| 12        | Thiruvananthapuram | 25,300                              | 23,845                              | 20,726                              |
| 13        | Thrissur           | 14,180                              | 13,593                              | 12,611                              |
| 14        | Wayanad            | 6,050                               | 5,566                               | 4,439                               |
| Total     | Total              | 1,61,957                            | 1,55,431                            | 1,38,368                            |

Note: Kerala has not yet signed the MoA with MoHUA to implement the PMAY-U 2.0