Lok Sabha Question No. 4398 (UNSTARRED), answered on 2025-03-27
Subject: Pradhan Mantri Awas Yojana-Urban 2.0
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Muhammed Hamdullah Sayeed

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO. 4398 TO BE ANSWERED ON MARCH 27, 2025

## PRADHAN MANTRI AWAS YOJANA-URBAN 2.0

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to

- NO. 4398.  SHRI MUHAMMED HAMDULLAH SAYEED: state:
- (a) whether  the  Government  has  initiated  the  Pradhan  Mantri  Awas Yojana-Urban (PMAY-U) 2.0 across the country and if so, the details
- thereof;
- (b) the  total  financial  assistance  provided  along  with  the  manner  in which  it  would  be  distributed  across  eligible  beneficiaries  under the said yojana;
- (c) the manner in which the Government is planning to ensure that the scheme effectively addresses the housing needs of urban poor and middle-class families; and
- (d) the measures taken/being taken by the Government to monitor its successful implementation across the country, State/UT-wise?

## ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- (a) to  (d):  Yes.  Based on the learning from the experiences of 9 years implementation  of  Pradhan  Mantri  Awas  Yojana  -  Urban  (PMAY-U), Ministry of Housing and Urban Affairs has revamped the scheme and launched  PMAY-U  2.0  'Housing  for  All'  Mission  with  effect  from 01.09.2024 for implementation in urban areas across the country  for 1  crore  additional  eligible  beneficiaries  through  four  verticals  i.e., Beneficiary Led Construction (BLC), Affordable Housing in Partnership  (AHP),  Affordable  Rental  Housing  (ARH)  and  Interest Subsidy Scheme (ISS).

As  PMAY-U  2.0  is  a  demand  driven  scheme,  there  is  no  specific budgetary  allocation  for  States/Union  Territories  (UTs)  under  the scheme.  As  per  the  scheme  guidelines,  selection  of  beneficiaries, formulation of projects and execution are done by States/UTs. After demand  assessment  and  verification,  States/UTs  prepare  project proposals and after approval of State Level Sanctioning and Monitoring Committee (SLSMC), these are submitted to the Ministry for sanctioning of admissible Central Assistance by Central Sanctioning and Monitoring Committee (CSMC). However, inprinciple approval of more than 6.92 lakh houses have been provided to  32  States/UTs  which  have  signed  Memorandum  of  Agreement (MoA) to implement PMAY-U 2.0 for eligible beneficiaries.

A fixed amount of Central Assistance is provided by Government of India  under  different  verticals  and  minimum  mandatory  State/UT share  has  been  provisioned  for  the  beneficiaries.  The  Central Government  and  State/UT  Governments  financial  assistance  under the scheme is detailed below:

| S. No.   | States/UTs                                                                                                                                                    | PMAY-U 2.0 Verticals                                                       | PMAY-U 2.0 Verticals                                                                    | PMAY-U 2.0 Verticals                                                                                           |
|----------|---------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------|
|          |                                                                                                                                                               | BLC & AHP                                                                  | ARH                                                                                     | ISS                                                                                                            |
| 1        | Assam, Arunachal Pradesh, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, Sikkim, Himachal Pradesh, Uttarakhand, UTs of Jammu & Kashmir, Puducherry and Delhi | Central Govt. - ₹2.25 lakh per unit State Govt. - Min. ₹0.25 lakh per unit | Technology Innovation Grant GoI: ₹3,000/Sqm. per unit State Share: ₹2,000/Sqm. per unit | Home Loan Subsidy - up to ₹1.80 lakh (Actual Release) per unit by Government of India as Central Sector Scheme |
| 2        | All other UTs                                                                                                                                                 | Central Govt. - ₹2.50 lakh per unit                                        | Technology Innovation Grant GoI: ₹3,000/Sqm. per unit State Share: ₹2,000/Sqm. per unit | Home Loan Subsidy - up to ₹1.80 lakh (Actual Release) per unit by Government of India as Central Sector Scheme |
| 3        | All other States                                                                                                                                              | Central Govt. -                                                            | Technology Innovation Grant GoI: ₹3,000/Sqm. per unit State Share: ₹2,000/Sqm. per unit | Home Loan Subsidy - up to ₹1.80 lakh (Actual Release) per unit by Government of India as Central Sector Scheme |

| ₹1.50 lakh per unit State Govt. - Min. ₹1.00 lakh per unit   |
|--------------------------------------------------------------|

States/UTs/Urban Local Bodies (ULBs) are undertaking assessment of housing demand under different verticals through suitable means. In  order  to  ensure  that  the  scheme  effectively  addresses  the housing  needs  of  urban  poor  and  middle-class  families  a  Unified Web-portal  has  been  developed  by  the  Ministry.  The  beneficiaries can also register themselves for housing demand with all details on the  portal.  States/UTs/ULBs  validate  the  beneficiaries  as  per  the eligibility criteria of the scheme guidelines. The scheme guidelines and Unified Web-portal for submitting the online applications can be accessed through https://pmay-urban.gov.in. As per the Scheme Guidelines of PMAY-U 2.0, the scheme is to be monitored  at  all  three  levels:  City,  State  and  Central  Government. CSMC will  monitor  project  formulation  and  project  implementation including  stage-wise  progress  of  houses  and  financial  progress amongst  others.  States/UTs  and  Cities  have  to  develop  suitable mechanism for effective and efficient monitoring of the progress of Mission at various levels. In addition, the States/UTs are mandated to  engage  State  Level  Technical  Cell  (SLTC)/City  Level  Technical Cell  (CLTC),  Third  Party  Quality  Monitoring  Agencies  (TPQMA)  to under ensure quality of construction and monitor progress BLC/AHP/ARH verticals of the Mission.

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