Lok Sabha Question No. 1834 (UNSTARRED), answered on 2024-12-05
Subject: PM-SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Vijay Baghel

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO.1834 TO BE ANSWERED ON DECEMBER 05, 2024

## PM-SVANIDHI SCHEME

NO. 1834.    SHRI VIJAY BAGHEL:

Will the Minister of Housing and Urban Affairs be pleased to state:

- (a) the details of the applications from street vendors received/approved by the Government along with the loan amount disbursed to them in Chhattisgarh under the Prime Minister Street Vendor's Atma Nirbhar Nidhi (PM SVANidhi) scheme with particular reference of Durg Parliamentary Constituency;
- (b) whether the loan amount is disbursed directly to the beneficiaries by the banks under  Prime  Minister  Street  Vendor's  AtmaNirbhar  Nidhi  (PM  SVANidhi) scheme;
- (c) if so, the details thereof;
- (d)   the  steps  taken/being  taken  by  the  Government  to  improve  the  financial condition and living standards of maximum vendors; and
- (e)   the number of Vending Certificates/Identify Cards issued to street vendors by the  urban  local  bodies  in  Durg  Parliamentary  Constituency  during  the  last three years?

## ANSWER MINISTRY HOUSING AND URBAN AFFAIRS

## THE MINISTER OF STATE IN THE (SHRI TOKHAN SAHU)

- (a) : As on 01.12.2024, details of number of the applications received from street vendors  and  the  loan  amount  disbursed  to  them  in  Chhattisgarh  and  Durg Parliamentary Constituency under the Prime Minister Street Vendor's Atma Nirbhar Nidhi (PM SVANidhi) scheme is as under:

| State/ Parliamentary Constituency   | No. of Applications received   | No. of Loans Disbursed   |   Amount of Loans Disbursed (in Rs. Cr.) |
|-------------------------------------|--------------------------------|--------------------------|------------------------------------------|
| Chhattisgarh State                  | 1,73,375                       | 1,26,350                 |                                   183.7  |
| Durg Constituency                   | 42,782                         | 34,215                   |                                    51.81 |

- (b) & (c): Yes, the loan amount is directly disbursed by Lending Institutions to the beneficiaries of the PM SVANidhi scheme. The details of total amount  of  loan  disbursed  by  lending  institution  in  the  PM  SVANidhi scheme are at Annexure.
- (d):The PM SVANidhi Scheme has been made available to all street vendors vending in urban areas. Further, the lending under the Scheme has been extended beyond 31st March, 2022 to December, 2024. This would help in getting more and more vendors under the ambit of the Scheme.

'SVANidhi  se  Samriddhi'  component  under  the  PM  SVANidhi  Scheme, launched on 04 January, 2021, to build safety net for the beneficiaries' families  for  improving  their  living  conditions.  It  aims  to  link  the beneficiaries families to existing eight welfare schemes  of the Government  of  India,  targeting  their  holistic  development  and  socioeconomic upliftment. These schemes are PM Jeevan Jyoti Bima Yojana, PM Suraksha Bima Yojana, PM Jan Dhan Yojana, One Nation One Ration Card, PM Shram Yogi Maandhan Yojana, Registration under Building and other  Construction  Workers  (BoCW),  Janani  Suraksha  Yojana  and  PM Matru Vandana Yojana.

- (e): Total 972 Vending Certificates/Identify Cards have been issued to street vendors by the Urban Local Bodies (ULBs) in Durg Parliamentary Constituency during the last three years in PM SVANidhi scheme.

*****

ANNEXURE REFERRED TO IN REPLY TO POINT (B) & (C)  OF  LOK  SABHA UNSTARRED QUESTION NO. 1834 TO BE ANSWERED ON DECEMBER 05, 2024

## STATEMENT SHOWING DETAILS OF TOTAL AMOUNT OF LOAN DISBURSED BY LENDING INSTITUTION IN THE PM SVANIDHI SCHEME

(As on 01.12.2024)

| S. No.   | Type of Lending Institution            | Total Loan Disbursed   | Amount of Loan Disbursed (In Rs. in Cr)   |
|----------|----------------------------------------|------------------------|-------------------------------------------|
| 1        | PSB - Public Sector Banks              | 86,89,385              | 12,346                                    |
| 2        | Pvt. Banks                             | 1,55,382               | 204                                       |
| 3        | SFB - Small Finance Banks              | 19,616                 | 28                                        |
| 4        | NBFC - Non-Banking Financial Companies | 89                     | 0.089                                     |
| 5        | State Co-operative Banks               | 129,300                | 184                                       |
| 6        | MFI - Microfinance Institutions        | 13,069                 | 20                                        |
| 7        | Urban CO-operative Banks               | 2,674                  | 3                                         |
| 8        | RRB -Regional Rural Banks              | 349213                 | 503                                       |
| 9        | DCB - District Cooperative Bank        | 22,496                 | 27                                        |
|          | Total                                  | 93,81,224              | 13,315                                    |

Data Source: PM SVANidhi Portal