Lok Sabha Question No. 75 (UNSTARRED), answered on 2023-07-20
Subject: Outstanding Payments
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Andimuthu Raja

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 75 TO BE ANSWERED ON 20.07.2023

## OUTSTANDING PAYMENTS

## 75. SHRI A. RAJA:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state;

- (a) the  total  outstanding  payments  to  Micro,  Small  and  Medium  Enterprises  (MSMEs)  units during the last three years;
- (b) whether the Government had taken steps to get the dues cleared by the public sector units of State and Union Governments and if so, the details thereof;
- (c) the concessions and schemes extended to this sector; and
- (d) the details of loan disbursed by various banks for various units in the MSME sector without collateral security, for their working capital during the last three years?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

- (a): Ministry of MSME launched a portal viz. Samadhaan Portal (https://samadhaan.msme.gov.in/MyMsme/MSEFC/MSEFC\_Welcome.aspx) for filing of grievances  &  for  monitoring  of  the  outstanding  dues  to  the  Micro  &  Small  Enterprises  (MSEs) from  the  buyers  of  goods  and  services  on  30.10.2017.  After  the  application  is  admitted  by  the Micro, Small Enterprise Facilitation Councils (MSEFCs), it becomes a case. As per the information available  on  the  Samadhaan  Portal,  the  total  outstanding  payments  to  MSEs  from  01.04.2020  to 14.07.2023 are as below:-

In Rs. Crore

| Year                   | Amount outstanding where applications converted into case by MSEFC council (Under various stages of hearing) (a)   | Amount outstanding where applications are pending (b)   | Total Outstanding Payments to MSEs (c)=(a+b)   |
|------------------------|--------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------|------------------------------------------------|
| 01.04.2020- 31.03.2021 | 3,050.75                                                                                                           | 1,052.18                                                | 4,102.93                                       |
| 01.04.2021- 31.03.2022 | 2,954.43                                                                                                           | 1,676.77                                                | 4,631.2                                        |
| 01.04.2022- 31.03.2023 | 2,544.75                                                                                                           | 2,601.92                                                | 5,146.67                                       |
| 01.04.2023- 14.07.2023 | 279.91                                                                                                             | 1,497.08                                                | 1,776.99                                       |
| Total                  | 8,829.84                                                                                                           | 6,827.95                                                | 15,657.79                                      |

(b): The Government has taken the following steps to get the dues cleared by the public  sector units of State and Union Governments:-

-  The  Ministry  of  MSME  launched  Samadhaan  Portal  on  30.10.2017  for  monitoring  of outstanding dues to the MSEs from the buyers of goods and services.
-  The  Ministry  of  MSME  created  a  special  sub-portal  within  Samadhaan  Portal  on 14.06.2020,  after  the  AatmaNirbhar  Bharat  announcements,  for  reporting  the  dues  and monthly payments by Central Ministries/Department/Public Sector Enterprises to MSMEs.
-  The Ministry of MSME has requested States/UTs to set up more number of MSEFCs for quicker disposal of cases related to delayed payments. So far 152 MSEFCs have been set up with more than one MSEFC set up in states like Delhi, Jammu & Kashmir, Karnataka, Kerala,  Maharashtra,  Punjab,  Rajasthan,  Tamil  Nadu,  Telangana,  Uttar  Pradesh  &  West Bengal.
-  The Government of India has also instructed CPSEs and all companies with a turnover of Rs. 500 Crore or more to get themselves on-boarded on the Trade Receivables Discounting System  (TReDS), an electronic platform for facilitating the discounting of trade receivables of MSMEs through multiple financiers.

(c): The  Central  Government  supplements  the  efforts  of  the  State/UT  Governments  through various  schemes,  programmes  and  policy  initiatives  for  overall  development  and  promotion  of MSMEs in the country.

The Ministry of MSMEs implements various schemes/ programmes for the promotion and development  of  MSMEs  sector  across  the  country  which  inter  alia  include  Prime  Minister's Employment Generation Programme (PMEGP), Micro and Small Enterprises-Cluster Development Programme (MSE-CDP), Credit Guarantee Scheme for MSEs,  etc.

(d): As per the information provided by Financial Inclusion & Development Department, Central Office, Reserve Bank of India such information is not maintained. However, details of State-wise credit outstanding to MSME sector by scheduled commercial banks for last 3 years are attached as Annex -I.

*******

Annex-I

Credit outstanding to MSME Sector by Scheduled Commercial Banks (State-wise)

Amount outstanding in ₹ crore

| Sr. No   | State                              | As on March 31, 2021   | As on March 31, 2022   | As on March 31, 2023   |
|----------|------------------------------------|------------------------|------------------------|------------------------|
| Sr. No   | State                              | Amt O/s                | Amt O/s                | Amt O/s                |
| 1        | Andaman &Nicobar Islands           | 786.59                 | 769.05                 | 914.82                 |
| 2        | Andhra Pradesh                     | 62,878.79              | 71,877.26              | 8,3162.34              |
| 3        | Arunachal Pradesh                  | 906.96                 | 1,014.15               | 1,091.71               |
| 4        | Assam                              | 22,698.71              | 20,837.48              | 24,120.24              |
| 5        | Bihar                              | 33,303.92              | 34,002.47              | 40,029.60              |
| 6        | Chandigarh                         | 9,729.48               | 11,968.00              | 12,605.26              |
| 7        | Chhattisgarh                       | 25,988.89              | 31,919.39              | 36,423.07              |
| 8        | Dadra &Nagar Haveli and Daman &Diu | 1,548.44               | 1,834.92               | 2,056.72               |
| 9        | Delhi                              | 1,08,796.40            | 1,30,604.29            | 1,39,553.03            |
| 10       | Goa                                | 5,578.65               | 5,700.10               | 6,126.68               |
| 11       | Gujarat                            | 14,6872.76             | 1,85,075.74            | 2,11,808.82            |
| 12       | Haryana                            | 62,457.67              | 80,103.24              | 97,119.95              |
| 13       | Himachal Pradesh                   | 9,830.08               | 11,665.19              | 13,683.43              |
| 14       | Jammu &Kashmir                     | 16,354.21              | 16,694.63              | 16,502.48              |
| 15       | Jharkhand                          | 23,839.56              | 26,257.14              | 29,732.02              |
| 16       | Karnataka                          | 1,06,007.59            | 1,26,575.65            | 1,40,027.83            |
| 17       | Kerala                             | 60,200.80              | 67,543.53              | 76,807.52              |
| 18       | Lakshadweep                        | 22.65                  | 25.93                  | 32.46                  |
| 19       | Madhya Pradesh                     | 63,009.09              | 72,347.61              | 83,396.88              |
| 20       | Maharashtra                        | 3,52,894.81            | 3,39,446.16            | 3,80,301.18            |
| 21       | Manipur                            | 1,153.81               | 1,159.81               | 1,429.85               |
| 22       | Meghalaya                          | 1,237.84               | 1,334.84               | 1,467.25               |
| 23       | Mizoram                            | 697.14                 | 705.42                 | 735.25                 |
| 24       | Nagaland                           | 863.59                 | 880.93                 | 1,059.01               |
| 25       | Odisha                             | 36,311.11              | 39,905.15              | 45,128.43              |
| 26       | Puducherry                         | 3,192.45               | 3,456.85               | 3,986.93               |
| 27       | Punjab                             | 59,272.69              | 7,0967.23              | 80,893.45              |
| 28       | Rajasthan                          | 76,129.31              | 95,615.51              | 1,04,760.37            |
| 29       | Sikkim                             | 813.04                 | 808.66                 | 970.95                 |
| 30       | Tamil Nadu                         | 1,91,350.67            | 2,19,118.87            | 2,39,879.93            |
| 31       | Telangana                          | 66,334.66              | 83,155.95              | 96,028.26              |
| 32       | Tripura                            | 3,116.69               | 2,168.20               | 2,340.35               |
| 33       | Uttarakhand                        | 28,751.41              | 17,591.92              | 47,319.83              |
| 34       | Uttar Pradesh                      | 1,05,215.15            | 1,36,723.44            | 1,32,130.25            |
| 35       | West Bengal                        | 95,779.19              | 1,01,202.28            | 1,06,509.13            |
| Total    | Total                              | 17,83,924.80           | 20,11,056.98           | 22,60,135.28           |

Source :  Reserve Bank of India