Lok Sabha Question No. 1415 (UNSTARRED), answered on 2025-07-29
Subject: Campaigns to Promote PM-KMY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Mohite Patil Dhairyasheel Rajsinh, Dr. Amol Ramsing Kolhe, Smt. Supriya Sule, Shri Sanjay Dina Patil, Prof. Varsha Eknath Gaikwad, Shri Bhaskar Murlidhar Bhagare

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE

## DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 1415

TO BE ANSWERED ON 29 TH  JULY, 2025

## CAMPAIGNS TO PROMOTE PM-KMY

1415.  SMT. SUPRIYA SULE: SHRI SANJAY DINA PATIL: DR. AMOL RAMSING KOLHE: SHRI MOHITE PATIL DHAIRYASHEEL RAJSINH: PROF. VARSHA EKNATH GAIKWAD: SHRI BHASKAR MURLIDHAR BHAGARE:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

- (a) whether the Government has undertaken awareness campaigns to promote pension schemes like the Pradhan  Mantri Kisan Maan dhan  Yojana (PM-KMY) among small and marginal farmers in the country, particularly in Maharashtra;
- (b) whether the Government has identified reasons for low enrollment under PM-KMY in certain districts of Maharashtra and if so, the corrective steps being taken to address those challenges;
- (c) whether  any  targeted  efforts  have  been  made  to  reach  farmers  in  tribal,  droughtprone, and remote areas of Maharashtra who may lack access to banking or digital facilities required for enrollment;
- (d) the  role  of  Common  Service  Centres  (CSCs),  Krishi  Sakhis  and  Farmer  Producer Organisations  (FPOs)  in  creating  awareness  and  assisting  with  enrollment  under  the scheme in Maharashtra; and
- (e) the  future  plans  of  the  Government  to  improve  financial  literacy  and  ensure  wider dissemination of information regarding farmer pension schemes in Maharashtra?

## ANSWER

THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण राÏय मंğी (SHRI RAMNATH THAKUR)

- (a) to (e): Pradhan  Mantri  Kisan  Maan  Dhan  Yojana  (PM-KMY)",  a  central  sector scheme, is a voluntary and contributory pension scheme for the entry age group of 18 to 40

years with a provision of minimum monthly assured pension of ₹3000/on attaining the age of 60 years, subject to exclusion criteria. The Scheme aims to create a social security net for  the  small  and  marginal  farmers  during  their  old  age.  The  amount  of  the  monthly contribution ranges between ₹ 55 to  ₹ 200 per month depending upon the entry age of the farmers into the Scheme. Govt. of India also provides matching contribution in the pension account of the farmers. The Life Insurance Corporation (LIC) of India is the fund manager for the Scheme.

As  per  the  guidelines  of  the  Scheme,  the  Common  Service  Centers  (CSCs)  are utilized for the enrollments of the farmers under the Scheme and a dedicated portal for PMKMY  Scheme  has  been  created  by  the  CSC  to  ensure  smooth  operations  under  the Scheme. The Government conducts drives to enroll farmers under the Scheme from time to time. In addition, the adequate publicity is given to the Scheme to increase awareness and encourage greater participation among small and marginal farmers, including in Maharashtra.

The enrollment rate under the Scheme has been affected by the facts that the PMKMY Scheme is a voluntary & contributory pension scheme and applicable only for small & marginal farmers for the entry age group of 18 to 40 years, which are less in numbers. Also, there is a similar scheme Pradhan Mantri Shram Yogi Maandhan (PM-SYM) which is being implemented before the launch of PM-KMY.

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