Lok Sabha Question No. 1267 (UNSTARRED), answered on 2024-12-03
Subject: Adoption of PMFBY by Farmers
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Shri Abhishek Banerjee

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 1267

TO BE ANSWERED ON THE 3 RD   DECEMBER, 2024

## ADOPTION OF PMFBY BY FARMERS

## 1267. SHRI ABHISHEK BANERJEE:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण मंğी be pleased to state:

- (a) the details of adoption of Pradhan Mantri Fasal Bima Yojana (PMFBY) by farmers since its inception, State-wise;
- (b) the  details  of  regulatory  framework  to  access  the  functioning  of  the  empanelled insurance companies under the Scheme;
- (c) the details of premium collection for designated crops, year and State-wise; and
- (d) the details of claims made and completed since the inception of the Scheme?

## ANSWER

THE MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE कृ ͪष एवं ͩकसान कãयाण राÏय मंğी   ( SHRI BHAGIRATH CHOUDHARY)

- (a): State-wise  details  of  number  of farmer application enrolled  under Pradhan  Mantri Fasal Bima Yojana (PMFBY) since its inception till 2023-24 are given in Annexure-I .
- (b): Implementation  of  PMFBY  by  insurance  companies  is  being  monitored  regularly through weekly video conferences and one to one meetings with the insurance companies. All the insurance companies are business entities and insured farmers can approach the concerned insurance company regarding their crop insurance.    A pan-India single toll-free number integrated grievance redressal mechanism having digital portal and a call center namely, Krishi Rakshak Portal & Helpline  has been introduced to enable farmers to lodge their grievances/concerns/queries regarding implementation of the scheme by the insurance companies.
- (c) & (d): Year-wise  and  State-wise  details  of  premium  collected  from  farmers  and claims paid under PMFBY since its inception till 2023-24 are given in Annexure-II .

## Annexure-I

## Year-wise and State-wise details of Number of farmer applications enrolled under PMFBY (as on 31.10.2024)

| State/UT Name    | Applications Insured (in Lakhs)   | Applications Insured (in Lakhs)   | Applications Insured (in Lakhs)   | Applications Insured (in Lakhs)   | Applications Insured (in Lakhs)   | Applications Insured (in Lakhs)   | Applications Insured (in Lakhs)   | Applications Insured (in Lakhs)   |
|------------------|-----------------------------------|-----------------------------------|-----------------------------------|-----------------------------------|-----------------------------------|-----------------------------------|-----------------------------------|-----------------------------------|
| State/UT Name    | 2016-17                           | 2017-18                           | 2018-19                           | 2019-20                           | 2020-21                           | 2021-22                           | 2022-23                           | 2023-24                           |
| A & N Islands    | 0.00                              | 0.00                              | 0.01                              | 0.00                              | 0.00                              | 0.01                              | 0.00                              | 0.00                              |
| Andhra Pradesh   | 17.76                             | 18.32                             | 24.46                             | 27.88                             | -                                 | -                                 | 125.64                            | 128.36                            |
| Assam            | 0.60                              | 0.55                              | 0.76                              | 10.06                             | 16.60                             | 9.96                              | 4.90                              | 8.00                              |
| Bihar            | 27.14                             | 23.03                             | -                                 | -                                 | -                                 | -                                 | -                                 | -                                 |
| Chhattisgarh     | 15.49                             | 14.74                             | 15.74                             | 40.17                             | 51.58                             | 58.39                             | 77.30                             | 81.25                             |
| Goa              | 0.01                              | 0.01                              | 0.00                              | 0.01                              | 0.00                              | 0.00                              | 0.00                              | 0.00                              |
| Gujarat          | 19.80                             | 17.63                             | 21.71                             | 24.81                             | -                                 | -                                 | -                                 | -                                 |
| Haryana          | 13.36                             | 13.42                             | 15.11                             | 17.11                             | 16.51                             | 14.53                             | 14.47                             | 101.40                            |
| Himachal Pradesh | 3.80                              | 3.82                              | 2.70                              | 2.84                              | 2.41                              | 2.34                              | 2.68                              | 2.78                              |
| Jammu & Kashmir  | -                                 | 1.59                              | 1.54                              | -                                 | -                                 | 0.91                              | 0.92                              | 2.46                              |
| Jharkhand        | 8.79                              | 11.96                             | 12.95                             | 10.92                             | -                                 | -                                 | -                                 | -                                 |
| Karnataka        | 29.47                             | 20.85                             | 19.67                             | 19.45                             | 15.88                             | 19.18                             | 26.85                             | 30.15                             |
| Kerala           | 0.77                              | 0.56                              | 0.57                              | 0.58                              | 0.76                              | 0.99                              | 1.47                              | 1.74                              |
| Madhya Pradesh   | 74.61                             | 70.28                             | 74.43                             | 83.97                             | 84.52                             | 92.64                             | 177.32                            | 177.96                            |
| Maharashtra      | 118.84                            | 102.76                            | 148.70                            | 145.66                            | 124.06                            | 99.02                             | 107.34                            | 241.84                            |
| Manipur          | 0.08                              | 0.09                              | 0.01                              | 0.03                              | 0.00                              | 0.03                              | 0.04                              | 0.05                              |
| Meghalaya        | 0.00                              | 0.03                              | 0.01                              | 0.01                              | 0.00                              | -                                 | 0.00                              | 0.39                              |
| Odisha           | 18.20                             | 18.95                             | 21.06                             | 48.79                             | 97.52                             | 81.75                             | 80.21                             | 140.90                            |
| Puducherry       | 0.09                              |                                   | 0.10                              | 0.12                              | 0.11                              | 0.36                              | 0.38                              | 0.42                              |
| Rajasthan        | 93.56                             | 91.09                             | 72.11                             | 86.17                             | 107.60                            | 344.71                            | 390.97                            | 389.82                            |
| Sikkim           | 0.01                              | 0.01                              | 0.00                              | 0.00                              | 0.00                              | 0.02                              | 0.05                              |                                   |
| Tamil Nadu       | 14.63                             | 15.07                             | 25.74                             | 38.94                             | 58.87                             | 59.11                             | 61.43                             | 54.50                             |
| Telangana        | 9.74                              | 10.97                             | 7.99                              | 10.34                             | -                                 | -                                 | -                                 | -                                 |
| Tripura          | 0.12                              | 0.12                              | 0.02                              | 0.36                              | 2.57                              | 3.36                              | 3.56                              | 3.72                              |
| Uttar Pradesh    | 72.89                             | 54.21                             | 61.43                             | 46.98                             | 41.90                             | 40.69                             | 42.84                             | 60.25                             |
| Uttarakhand      | 2.62                              | 2.22                              | 1.93                              | 2.13                              | 1.71                              | 1.83                              | 2.82                              | 2.27                              |
| West Bengal      | 41.33                             | 40.38                             | 53.19                             | -                                 | -                                 | -                                 | -                                 | -                                 |
| Total            | 583.71                            | 532.67                            | 581.94                            | 617.33                            | 622.61                            | 829.80                            | 1,121.18                          | 1,428.26                          |

- -Did not implement, 0.00 - very low figure (Less than lakh)

Details of Premium collected from farmers and claims paid since inception of the

Annexure-II scheme in 2016 till 2023-24 under PMFBY (Rs. in crore)

| State/UT Name    | 2016-17        | 2016-17     | 2017-18        | 2017-18     | 2018-19        | 2018-19     | 2019-20        | 2019-20     |
|------------------|----------------|-------------|----------------|-------------|----------------|-------------|----------------|-------------|
| State/UT Name    | Farmer Premium | Paid Claims | Farmer Premium | Paid Claims | Farmer Premium | Paid Claims | Farmer Premium | Paid Claims |
| A & N Islands    | 0.00           | 0.15        | 0.00           | 0.00        | 0.01           | 0.09        | 0.00           | 0.00        |
| Andhra Pradesh   | 199.85         | 944.38      | 248.76         | 740.05      | 261.78         | 1,890.37    | 0.17           | 1,253.33    |
| Assam            | 4.97           | 5.37        | 5.15           | 1.22        | 2.04           | 2.77        | 0.27           | 107.30      |
| Bihar            | 204.59         | 347.85      | 179.33         | 401.52      | -              | -           | -              | -           |
| Chhattisgarh     | 121.67         | 159.97      | 132.90         | 1,391.38    | 160.95         | 1,087.42    | 180.75         | 1,303.73    |
| Goa              | 0.07           | 0.03        | 0.05           | 0.01        | 0.03           | 0.10        | 0.02           | 0.01        |
| Gujarat          | 243.19         | 1,267.22    | 385.72         | 1,075.83    | 402.56         | 2,778.02    | 467.94         | 486.33      |
| Haryana          | 196.53         | 298.23      | 207.94         | 898.93      | 237.98         | 948.30      | 268.77         | 938.00      |
| Himachal Pradesh | 31.11          | 45.26       | 30.50          | 64.71       | 29.72          | 55.01       | 30.72          | 67.55       |
| Jammu & Kashmir  | -              | -           | 8.83           | 9.82        | 16.91          | 23.64       | -              | -           |
| Jharkhand        | 39.63          | 31.09       | 28.26          | 47.18       | 4.46           | 778.43      | 2.79           | 27.75       |
| Karnataka        | 235.19         | 2,093.84    | 234.52         | 856.79      | 228.88         | 2,987.75    | 248.19         | 1,515.53    |
| Kerala           | 7.21           | 43.73       | 6.34           | 10.96       | 6.15           | 26.77       | 6.12           | 88.94       |
| Madhya Pradesh   | 723.95         | 2,043.85    | 795.73         | 5,881.35    | 926.39         | 3,782.78    | 654.05         | 6,195.53    |
| Maharashtra      | 682.59         | 2,317.85    | 503.95         | 3,315.69    | 791.72         | 6,144.15    | 868.41         | 6,758.35    |
| Manipur          | 0.74           | 1.96        | 0.75           | 0.67        | 0.10           | 0.00        | 0.35           | 1.14        |
| Meghalaya        | 0.01           | 0.03        | 0.55           | 0.02        | 0.10           | 0.22        | 0.09           | 0.18        |
| Odisha           | 142.62         | 432.75      | 145.28         | 1,820.12    | 172.66         | 1,170.50    | 239.97         | 1,157.72    |
| Puducherry       | 0.22           | 7.55        | -              | -           | 0.00           | 0.45        | 0.00           | 7.27        |
| Rajasthan        | 376.43         | 1,917.40    | 502.05         | 2,242.59    | 617.73         | 3,454.51    | 743.88         | 5,025.13    |
| Sikkim           | 0.01           | 0.11        | 0.06           | 0.04        | 0.03           | 0.00        | 0.00           | 0.00        |
| Tamil Nadu       | 113.41         | 3,646.22    | 125.87         | 2,097.29    | 157.13         | 2,663.90    | 177.74         | 1,214.00    |
| Telangana        | 113.52         | 179.60      | 187.12         | 648.43      | 155.97         | 572.22      | 239.73         | 507.96      |
| Tripura          | 0.29           | 0.71        | 0.59           | 1.00        | 0.05           | 0.02        | 0.76           | 0.81        |
| Uttar Pradesh    | 529.39         | 574.57      | 375.42         | 380.88      | 399.87         | 469.17      | 321.87         | 1,084.56    |
| Uttarakhand      | 19.56          | 27.47       | 18.81          | 39.45       | 20.99          | 72.38       | 28.21          | 103.24      |
| West Bengal      | 115.34         | 421.69      | 79.04          | 261.11      | 111.14         | 535.73      | -              | -           |
| Total            | 4,102.11       | 16,808.85   | 4,203.50       | 22,187.04   | 4,705.38       | 29,444.66   | 4,480.79       | 27,844.35   |

| State/UT Name    | 2020-21        | 2020-21     | 2021-22        | 2021-22     | 2022-23*       | 2022-23*    | 2023-24        | 2023-24     |
|------------------|----------------|-------------|----------------|-------------|----------------|-------------|----------------|-------------|
| State/UT Name    | Farmer Premium | Paid Claims | Farmer Premium | Paid Claims | Farmer Premium | Paid Claims | Farmer Premium | Paid Claims |
| A & N Islands    | 0.01           | 0.00        | 0.01           | 0.00        | 0.00           | 0.00        | 0.00           | 0.00        |
| Andhra Pradesh   | -              | -           | -              | -           | 66.02          | 566.62      | 0.00           | 0.00        |
| Assam            | 0.29           | 192.19      | 0.18           | 273.30      | 4.38           | 16.86       | 6.43           | 12.69       |
| Bihar            | -              | -           | -              | -           | -              | -           | -              | -           |
| Chhattisgarh     | 187.58         | 887.23      | 186.08         | 1,432.82    | 212.38         | 533.99      | 219.91         | 517.92      |
| Goa              | 0.00           | 0.00        | 0.00           | 0.00        | 0.01           | 0.00        | 0.00           | 0.00        |
| Gujarat          | -              | -           | -              | -           | -              | -           | -              | -           |
| Haryana          | 341.87         | 1,285.50    | 313.82         | 1,714.25    | 344.05         | 2,491.69    | 153.12         | 209.50      |
| Himachal Pradesh | 22.44          | 84.83       | 20.21          | 77.60       | 21.55          | 24.40       | 37.51          | 18.49       |
| Jammu & Kashmir  | -              | -           | 6.58           | 56.05       | 6.90           | 6.04        | 16.70          | 30.38       |
| Jharkhand        | -              | -           | -              | -           | -              | -           | -              | -           |
| Karnataka        | 216.05         | 1,030.32    | 249.48         | 1,489.93    | 324.28         | 1,555.97    | 373.18         | 2,021.56    |
| Kerala           | 6.72           | 125.33      | 7.40           | 95.20       | 10.43          | 165.13      | 11.64          | 0.00        |
| Madhya Pradesh   | 906.65         | 7,792.36    | 814.79         | 2,909.92    | 650.08         | 1,027.48    | 653.98         | 564.41      |
| Maharashtra      | 762.00         | 1,559.65    | 664.34         | 4,613.47    | 901.29         | 5,032.09    | 193.61         | 4,887.60    |
| Manipur          | 0.00           | 0.00        | 0.34           | 1.48        | 0.44           | 1.62        | 0.52           | 1.95        |
| Meghalaya        | 0.04           | 0.07        | -              | -           | 0.04           | 0.01        | 0.01           | 8.63        |
| Odisha           | 158.43         | 572.44      | 135.26         | 1,045.88    | 132.31         | 568.01      | 12.47          | 155.88      |
| Puducherry       | 0.00           | 13.77       | 0.00           | 8.02        | 0.00           | 2.95        | 0.00           | 0.00        |
| Rajasthan        | 903.66         | 4,357.51    | 823.79         | 5,176.77    | 838.93         | 4,129.74    | 1,015.61       | 926.32      |
| Sikkim           | 0.01           | 0.02        | 0.08           | 0.53        | 0.15           | 0.00        | -              | -           |
| Tamil Nadu       | 175.75         | 2,680.30    | 166.88         | 836.07      | 161.82         | 898.51      | 148.71         | 603.93      |
| Telangana        | -              | -           | -              | -           | -              | -           | -              | -           |
| Tripura          | 0.28           | 2.60        | 0.37           | 2.63        | 0.44           | 0.28        | 0.58           | 0.00        |
| Uttar Pradesh    | 330.44         | 507.06      | 284.70         | 988.00      | 286.18         | 944.70      | 281.97         | 393.42      |
| Uttarakhand      | 33.28          | 134.86      | 39.05          | 122.86      | 55.25          | 207.02      | 60.58          | 38.72       |
| West Bengal      | -              | -           | -              | -           | -              | -           | -              | -           |
| Total            | 4,045.52       | 21,226.06   | 3,713.39       | 20,844.75   | 4,016.93       | 18,173.10   | 3,186.53       | 10,391.39   |

- -Did not implement,  0.00- very low figure (Less than lakh)

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