Lok Sabha Question No. 542 (UNSTARRED), answered on 2024-07-25
Subject: Financial Support to MSMEs
Ministry: MICRO, SMALL AND MEDIUM ENTERPRISES
Asked by: Thiru D M Kathir Anand

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 542

TO BE ANSWERED ON 25.07.2024

## FINANCIAL SUPPORT TO MSMEs

## 542.                    THIRU D M KATHIR ANAND:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the total  number of Micro, Small and Medium Enterprises (MSMEs) that have been provided financial support by the Union Government during the last five years in Tamil Nadu, district-wise;
- (b) the measures taken by the Government to rejuvenate the companies in MSME sector in Tamil Nadu, particularly in Vellore Parliamentary Constituency;
- (c) whether the Government has launched any new schemes for the development and sustainability of start-up companies in the country, particularly in Tamil Nadu and if so, the details thereof; and
- (d) the total number of start-up companies that have been provided financial support under the new Atmanirbhar Bharat scheme in Tamil Nadu, district-wise and the funds allocated thereto?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI JITAN RAM MANJHI)

- (a): Central  Government  implements  various  schemes  to  provide  financial  support  to  micro,  small and  medium  enterprises  (MSMEs).  Some  of  these  schemes  include  Prime  Ministers  Employment Generation Programme (PMEGP), Credit Guarantee Scheme for Micro and Small Enterprises, etc. The number of units assisted under PMEGP in Tamil Nadu (district-wise) during the last five years is given at Annexure-I. The details of guarantee approved under Credit Guarantee Scheme for Micro and Small Enterprises in Tamil Nadu (district -wise) during the last five years are given at Annexure II.
- (b): Government has taken  a number of  measures to  rejuvenate  the  MSME  sector in  the  country, including the State of Tamil Nadu and covering Vellore Parliamentary Constituency. Some of them are:
- i. Collateral  free  loan  up  to  a  limit  of  Rs.  500  lakh  (w.e.f.  01.04.2023)  to  micro  and  small enterprises with guarantee coverage up to 85 % for various categories of loan through Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) under Credit Guarantee Scheme.
- ii. The Ministry implements PMEGP, which is a major credit-linked subsidy programme aimed at  generating  self-employment  opportunities  through  establishment  of  micro-  enterprises  in the non-farm sector by helping traditional artisans and rural/urban unemployed youth.
- iii. Rs. 50,000 crore equity infusion has been made through Self Reliant India Fund, which has a provision for corpus of Rs.10,000 crore from Government of India.

- iv. New revised criteria for classification of MSMEs with higher thresholds.
- v. Registration of MSMEs through ''Udyam Registration Portal'' for Ease of Doing Business.
- vi. No global tenders for procurement up to Rs. 200 crore.
- vii. Non-tax benefits extended for 3 years in case of an upward change in status of MSMEs.
- viii. Roll out of Raising and Accelerating MSME Performance programme with an outlay of Rs. 6,000 crore over 5 years.
- ix. Integration of Udyam Registration Portal with National Career Service (NCS) of Ministry of Labour  &  Employment  and  Skill  India  Digital  of  Ministry  of  Skill  Development  and Entrepreneurship.  Registered  MSMEs  are  enabled  to  reach  out  to  trained  manpower  and capacity building.
- x. Under Vivad se Vishwas - I, relief by way of refund of 95% of the deducted performance security, bid security and liquidated damages is provided to MSMEs. Relief is also provided to MSMEs debarred for default in execution of contracts.
- xi. Launch of Udyam Assist Platform to bring the Informal Micro Enterprises under the formal ambit for availing the benefit under Priority Sector Lending.
- xii. Launch of 'PM Vishwakarma' Scheme on 17.09.2023 to provide benefits to the artisans and craftspeople engaged in traditional 18 trades.

(c): As informed by Department for Promotion of Industry and Internal Trade, Government, with the intent to build a strong ecosystem for nurturing innovation and encouraging investments, launched the Startup  India  initiative  on  16th  January  2016.  Under  the  Startup  India  initiative,  Government  is implementing three flagship Schemes, namely, Fund of Funds for Startups (FFS), Startup India Seed Fund Scheme (SISFS) and Credit Guarantee Scheme for Startups (CGSS) to support startups at various stages of their business cycle.

(d): The details of start-up companies that have been provided financial support in Tamil Nadu under these schemes are given below:

-  Under SISFS, 220 recognised start-ups have been recognised from Tamil Nadu for financial support as on 30th June 2024.
-  Under  FFS,  as  informed  by  Small  Industries  Development  Bank  of  India,  in  Chennai, investment  of  Rs.  895  crore  has  been  made  in  39  startups  and  in  Coimbatore  district, investment of Rs. 123 crore has been made in 3 startups as on 30th June 2024.
-  Under  CGSS,  as  informed  by  National  Credit  Guarantee  Trustee  Company,  in  Chennai,  8 startups  have  been  provided  loan  guarantee  of  Rs.  29.70  crore  and  in  Tiruppur  district,  4 startups have been provided loan guarantee of Rs. 4.58 crore as on 30th June 2024.

*****

## Annexure I

Annexure referred in part (a) of answer to Lok Sabha Unstarred Question no. 542 on due for reply on 25.07.2024.

| Units assisted under PMEGP in the State of Tamil Nadu in last 5 years (District-wise)   | Units assisted under PMEGP in the State of Tamil Nadu in last 5 years (District-wise)   | Units assisted under PMEGP in the State of Tamil Nadu in last 5 years (District-wise)   | Units assisted under PMEGP in the State of Tamil Nadu in last 5 years (District-wise)   | Units assisted under PMEGP in the State of Tamil Nadu in last 5 years (District-wise)   | Units assisted under PMEGP in the State of Tamil Nadu in last 5 years (District-wise)   | Units assisted under PMEGP in the State of Tamil Nadu in last 5 years (District-wise)   |
|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|
| Sr. No.                                                                                 | District                                                                                | 2019-20                                                                                 | 2020-21                                                                                 | 2021-22                                                                                 | 2022-23                                                                                 | 2023-24                                                                                 |
| 1                                                                                       | Ariyalur                                                                                | 117                                                                                     | 106                                                                                     | 102                                                                                     | 87                                                                                      | 42                                                                                      |
| 2                                                                                       | Chengalpet                                                                              | 0                                                                                       | 47                                                                                      | 82                                                                                      | 92                                                                                      | 106                                                                                     |
| 3                                                                                       | Chennai                                                                                 | 63                                                                                      | 101                                                                                     | 169                                                                                     | 99                                                                                      | 113                                                                                     |
| 4                                                                                       | Coimbatore                                                                              | 199                                                                                     | 187                                                                                     | 212                                                                                     | 268                                                                                     | 290                                                                                     |
| 5                                                                                       | Cuddalore                                                                               | 87                                                                                      | 107                                                                                     | 164                                                                                     | 152                                                                                     | 104                                                                                     |
| 6                                                                                       | Dharmapuri                                                                              | 116                                                                                     | 90                                                                                      | 77                                                                                      | 93                                                                                      | 98                                                                                      |
| 7                                                                                       | Dindigul                                                                                | 89                                                                                      | 92                                                                                      | 113                                                                                     | 187                                                                                     | 108                                                                                     |
| 8                                                                                       | Erode                                                                                   | 160                                                                                     | 218                                                                                     | 198                                                                                     | 185                                                                                     | 199                                                                                     |
| 9                                                                                       | Kallakurichi                                                                            | 0                                                                                       | 20                                                                                      | 47                                                                                      | 80                                                                                      | 115                                                                                     |
| 10                                                                                      | Kanchipuram                                                                             | 125                                                                                     | 115                                                                                     | 135                                                                                     | 145                                                                                     | 217                                                                                     |
| 11                                                                                      | Kanniyakumari                                                                           | 145                                                                                     | 192                                                                                     | 189                                                                                     | 168                                                                                     | 245                                                                                     |
| 12                                                                                      | Karur                                                                                   | 105                                                                                     | 71                                                                                      | 123                                                                                     | 165                                                                                     | 222                                                                                     |
| 13                                                                                      | Krishnagiri                                                                             | 94                                                                                      | 86                                                                                      | 99                                                                                      | 106                                                                                     | 94                                                                                      |
| 14                                                                                      | Madurai                                                                                 | 101                                                                                     | 146                                                                                     | 202                                                                                     | 216                                                                                     | 278                                                                                     |
| 15                                                                                      | Mayiladuthurai                                                                          | 0                                                                                       | 0                                                                                       | 28                                                                                      | 172                                                                                     | 142                                                                                     |
| 16                                                                                      | Nagapattinam                                                                            | 107                                                                                     | 199                                                                                     | 160                                                                                     | 129                                                                                     | 118                                                                                     |
| 17                                                                                      | Namakkal                                                                                | 143                                                                                     | 210                                                                                     | 298                                                                                     | 335                                                                                     | 315                                                                                     |
| 18                                                                                      | Nilgiris                                                                                | 36                                                                                      | 62                                                                                      | 49                                                                                      | 110                                                                                     | 83                                                                                      |
| 19                                                                                      | Perambalur                                                                              | 57                                                                                      | 64                                                                                      | 72                                                                                      | 104                                                                                     | 85                                                                                      |
| 20                                                                                      | Pudukottai                                                                              | 113                                                                                     | 170                                                                                     | 159                                                                                     | 122                                                                                     | 109                                                                                     |
| 21                                                                                      | Ramanathapuam                                                                           | 462                                                                                     | 426                                                                                     | 141                                                                                     | 169                                                                                     | 142                                                                                     |
| 22                                                                                      | Ranipet                                                                                 | 0                                                                                       | 21                                                                                      | 69                                                                                      | 178                                                                                     | 85                                                                                      |
| 23                                                                                      | Salem                                                                                   | 272                                                                                     | 277                                                                                     | 400                                                                                     | 412                                                                                     | 463                                                                                     |
| 24                                                                                      | Sivagangai                                                                              | 104                                                                                     | 85                                                                                      | 84                                                                                      | 105                                                                                     | 65                                                                                      |
| 25                                                                                      | Tenkasi                                                                                 | 0                                                                                       | 46                                                                                      | 84                                                                                      | 132                                                                                     | 170                                                                                     |
| 26                                                                                      | Thanjavur                                                                               | 157                                                                                     | 176                                                                                     | 325                                                                                     | 241                                                                                     | 400                                                                                     |
| 27                                                                                      | Theni                                                                                   | 89                                                                                      | 75                                                                                      | 83                                                                                      | 106                                                                                     | 144                                                                                     |
| 28                                                                                      | Thiruchirappalli                                                                        | 105                                                                                     | 103                                                                                     | 120                                                                                     | 115                                                                                     | 162                                                                                     |
| 29                                                                                      | Thiruvallore                                                                            | 204                                                                                     | 133                                                                                     | 207                                                                                     | 186                                                                                     | 134                                                                                     |
| 30                                                                                      | Thiruvarur                                                                              | 172                                                                                     | 153                                                                                     | 218                                                                                     | 138                                                                                     | 133                                                                                     |
| 31                                                                                      | Thoothukudi(Tuticorin)                                                                  | 445                                                                                     | 352                                                                                     | 473                                                                                     | 316                                                                                     | 352                                                                                     |
| 32                                                                                      | Tirunelveli                                                                             | 638                                                                                     | 397                                                                                     | 328                                                                                     | 295                                                                                     | 191                                                                                     |
| 33                                                                                      | Tirupattur                                                                              | 0                                                                                       | 38                                                                                      | 113                                                                                     | 63                                                                                      | 98                                                                                      |
| 34                                                                                      | Tirupur                                                                                 | 125                                                                                     | 170                                                                                     | 166                                                                                     | 192                                                                                     | 310                                                                                     |
| 35                                                                                      | Tiruvannamalai                                                                          | 183                                                                                     | 135                                                                                     | 154                                                                                     | 202                                                                                     | 137                                                                                     |
| 36                                                                                      | Vellore                                                                                 | 153                                                                                     | 122                                                                                     | 100                                                                                     | 67                                                                                      | 192                                                                                     |
| 37                                                                                      | Villupuram                                                                              | 120                                                                                     | 104                                                                                     | 120                                                                                     | 120                                                                                     | 361                                                                                     |
| 38                                                                                      | Virudhunagar                                                                            | 87                                                                                      | 92                                                                                      | 109                                                                                     | 88                                                                                      | 192                                                                                     |
| Total                                                                                   | Total                                                                                   | 5173                                                                                    | 5188                                                                                    | 5972                                                                                    | 6140                                                                                    | 6814                                                                                    |

## Annexure II

Annexure referred in part (a) of answer to Lok Sabha Unstarred Question no. 542 on due for reply on 25.07.2024.

| No. of Guarantee approved in the State of Tamil Nadu (District -wise)   | No. of Guarantee approved in the State of Tamil Nadu (District -wise)   | No. of Guarantee approved in the State of Tamil Nadu (District -wise)   | No. of Guarantee approved in the State of Tamil Nadu (District -wise)   | No. of Guarantee approved in the State of Tamil Nadu (District -wise)   | No. of Guarantee approved in the State of Tamil Nadu (District -wise)   | No. of Guarantee approved in the State of Tamil Nadu (District -wise)   |
|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|
| Sr. No.                                                                 | District                                                                | FY 2019-20                                                              | FY 2020-21                                                              | FY2021-22                                                               | FY2022-23                                                               | FY2023-                                                                 |
| 1                                                                       | Ariyalur                                                                | 431                                                                     | 208                                                                     | 366                                                                     | 979                                                                     | 709                                                                     |
| 2                                                                       | Chennai                                                                 | 14,802                                                                  | 8,823                                                                   | 7,132                                                                   | 10,051                                                                  | 20,559                                                                  |
| 3                                                                       | Coimbatore                                                              | 8,862                                                                   | 6,575                                                                   | 4,063                                                                   | 5,047                                                                   | 9,836                                                                   |
| 4                                                                       | Cuddalore                                                               | 1,738                                                                   | 1,202                                                                   | 1,236                                                                   | 1,353                                                                   | 2,773                                                                   |
| 5                                                                       | Dharmapuri                                                              | 1,234                                                                   | 831                                                                     | 578                                                                     | 1,446                                                                   | 2,102                                                                   |
| 6                                                                       | Dindigul                                                                | 1,806                                                                   | 1,013                                                                   | 860                                                                     | 1,035                                                                   | 1,900                                                                   |
| 7                                                                       | Erode                                                                   | 3,453                                                                   | 2,358                                                                   | 1,423                                                                   | 2,041                                                                   | 3,331                                                                   |
| 8                                                                       | Kanchipuram                                                             | 5,401                                                                   | 3,551                                                                   | 2,369                                                                   | 3,382                                                                   | 7,408                                                                   |
| 9                                                                       | Kanyakumari                                                             | 2,660                                                                   | 2,063                                                                   | 1,581                                                                   | 2,134                                                                   | 3,178                                                                   |
| 10                                                                      | Karur                                                                   | 1,468                                                                   | 814                                                                     | 600                                                                     | 770                                                                     | 1,424                                                                   |
| 11                                                                      | Krishnagiri                                                             | 2,208                                                                   | 1,641                                                                   | 1,136                                                                   | 1,689                                                                   | 2,987                                                                   |
| 12                                                                      | Madurai                                                                 | 4,885                                                                   | 2,713                                                                   | 1,586                                                                   | 3,215                                                                   | 4,198                                                                   |
| 13                                                                      | Nagapattinam                                                            | 1,093                                                                   | 587                                                                     | 756                                                                     | 1,257                                                                   | 2,253                                                                   |
| 14                                                                      | Namakkal                                                                | 1,840                                                                   | 1,454                                                                   | 1,219                                                                   | 1,427                                                                   | 2,451                                                                   |
| 15                                                                      | Nilgiris                                                                | 392                                                                     | 505                                                                     | 397                                                                     | 349                                                                     | 612                                                                     |
| 16                                                                      | Perambalur                                                              | 272                                                                     | 248                                                                     | 182                                                                     | 302                                                                     | 476                                                                     |
| 17                                                                      | Pudukkottai                                                             | 1,132                                                                   | 838                                                                     | 532                                                                     | 784                                                                     | 1,683                                                                   |
| 18                                                                      | Ramanathapur                                                            | 799                                                                     | 774                                                                     | 638                                                                     | 611                                                                     | 1,543                                                                   |
| 19                                                                      | Salem                                                                   | 6,037                                                                   | 3,416                                                                   | 2,259                                                                   | 3,095                                                                   | 5,188                                                                   |
| 20                                                                      | Sivaganga                                                               | 1,164                                                                   | 1,095                                                                   | 753                                                                     | 1,074                                                                   | 1,538                                                                   |
| 21                                                                      | Thanjavur                                                               | 3,468                                                                   | 1,931                                                                   | 1,322                                                                   | 1,750                                                                   | 2,782                                                                   |
| 22                                                                      | Theni                                                                   | 824                                                                     | 845                                                                     | 584                                                                     | 625                                                                     | 1,217                                                                   |
| 23                                                                      | Thoothukudi                                                             | 1,531                                                                   | 1,062                                                                   | 673                                                                     | 1,377                                                                   | 2,645                                                                   |
| 22                                                                      | Tiruchirappall                                                          | 3,097                                                                   | 2,266                                                                   | 1,515                                                                   | 1,709                                                                   | 3,532                                                                   |
| 25                                                                      | Tirunelveli                                                             | 3,433                                                                   | 2,464                                                                   | 1,797                                                                   | 2,519                                                                   | 4,252                                                                   |
| 26                                                                      | Tiruppur                                                                | 2,057                                                                   | 1,277                                                                   | 1,405                                                                   | 2,032                                                                   | 3,927                                                                   |
| 27                                                                      | Tiruvallur                                                              | 5,098                                                                   | 3,785                                                                   | 1,776                                                                   | 2,292                                                                   | 6,301                                                                   |
| 28                                                                      | Tiruvannamala                                                           | 1,785                                                                   | 1,657                                                                   | 1,392                                                                   | 1,879                                                                   | 2,966                                                                   |
| 29                                                                      | Tiruvarur                                                               | 884                                                                     | 547                                                                     | 549                                                                     | 376                                                                     | 940                                                                     |
| 30                                                                      | Vellore                                                                 | 2,383                                                                   | 2,165                                                                   | 1,940                                                                   | 2,447                                                                   | 3,550                                                                   |
| 31                                                                      | Villupuram                                                              | 1,470                                                                   | 1,217                                                                   | 1,209                                                                   | 1,248                                                                   | 2,927                                                                   |
| 32                                                                      | Virudhunagar                                                            | 2,018                                                                   | 1,610                                                                   | 1,069                                                                   | 1,588                                                                   | 2,627                                                                   |
|                                                                         | TOTAL                                                                   | 89,725                                                                  | 61,535                                                                  | 44,897                                                                  | 61,883                                                                  | 1,13,815                                                                |

Source: Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)