Lok Sabha Question No. 2796 (UNSTARRED), answered on 2024-12-12
Subject: Allocation of Funds under PMAY-U
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Smt. Harsimrat Kaur Badal

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO. 2796 TO BE ANSWERED ON DECEMBER 12, 2024

## ALLOCATION OF FUNDS UNDER PMAY-U

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to

- NO.  2796.  SMT. HARSIMRAT KAUR BADAL: state:
- (a)  the details of the funds sanctioned, allocated and utilized under the Pradhan Mantri Awas Yojana-Urban (PMAY-U) during the last three years and the current year, State/UT-wise including Punjab;
- (b)   the  details  of  the  beneficiaries  under  the  said  scheme,  State/UTwise and district-wise in Punjab; and
- (c)  the  manner  in  which  the  Union  Government  ensures  that  slum dwellers  and  low-income  groups  can  access  to  the  benefits  from interest  subsidies  in  getting  financial  assistance  in  Punjab  under the said scheme?

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## ANSWER THE MINISTER OF STATE IN THE (SHRI TOKHAN SAHU)

- (a) to (c): Ministry of Housing and Urban Affairs (MoHUA) is implementing Pradhan Mantri Awas Yojana - Urban (PMAY-U) since 25.06.2015  to  provide  all  weather  pucca  houses  with  basic  civic amenities to eligible urban beneficiaries across the country including Punjab. The scheme is implemented through four verticals i.e., Beneficiary Led Construction (BLC), Affordable Housing  in  Partnership  (AHP),  In-Situ  Slum  Redevelopment  (ISSR) and  Credit  Linked  Subsidy  Scheme  (CLSS).  Government  of  India provided its fixed share as Central Assistance of ₹1.0 lakh per unit under ISSR, ₹1.5 lakh per unit for AHP and BLC verticals of PMAYU.  Under  CLSS  vertical,  an  interest  subsidy  up to  ₹2.67  lakh  per house was provided to beneficiaries.

Based on the project proposals submitted by States/Union Territories (UTs),  as on 02.12.2024, a total of 118.64 lakh houses have  been  sanctioned  by  the  Ministry,  out  of  which  114.23  lakh have been grounded and 88.32 lakh are completed/delivered to the beneficiaries across the country including Punjab. Similarly, a total of 1.32 lakh houses have been sanctioned by the Ministry in Punjab, out  of  which  1.18  lakh  have  been  grounded  and  0.91  lakh  are completed/delivered to the beneficiaries. The State/UT-wise details of Central Assistance sanctioned, released and utilised during the last  three  years  and  the  current  year  under  PMAY-U  including Punjab is at Annexure-I. State/UT-wise details of houses sanctioned, grounded and completed/delivered to the beneficiaries since  inception  is  at  Annexure-II.  District-wise  details  of  houses sanctioned, grounded and completed/delivered to the beneficiaries in the State of Punjab is at Annexure-III.

The scheme provided flexibility to the beneficiaries of EWS/LIG and MIG including slum dwellers to avail the benefit under any vertical as per the requirement and eligibility criteria.

Further,  learning  from  the  experiences  of  PMAY-U,  MoHUA  has launched  PMAY-U  2.0  'Housing  for  All'  Mission  with  effect  from 01.09.2024 for implementation in urban areas across the country to construct,  purchase  and  rent  a  house  by  eligible  beneficiaries  at affordable cost through four verticals i.e., Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable  Rental  Housing  (ARH)  and  Interest  Subsidy  Scheme (ISS).  As  on  date,  29  States/UTs  including  Punjab  have  signed Memorandum of Agreement (MoA) to implement PMAY-U 2.0 as per scheme guidelines. The scheme guidelines are available at https://pmay-urban.gov.in/uploads/guidelines/OperationalGuidelines-of-PMAY-U-2.pdf.

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## Annexure-I referred in reply to LS USQ No. 2796 due for answer on 12.12.2024

State/UT-wise  details  of  Central  Assistance  sanctioned,  released  and  utilised during  the  last  three  years  and  the  current  year  under  PMAY-U  including Punjab

| S. No.                |                       | State/UT              | Central Assistance Sanctioned ( ₹ in crore)   | Central Assistance Released ( ₹ in crore)*   | Central Assistance Utilised ( ₹ in crore)   |
|-----------------------|-----------------------|-----------------------|-----------------------------------------------|----------------------------------------------|---------------------------------------------|
| 1                     |                       | Andhra Pradesh        | 10,991.94                                     | 13,718.35                                    | 10,632.51                                   |
| 2                     |                       | Bihar                 | 487.97                                        | 1,086.76                                     | 917.27                                      |
| 3                     |                       | Chhattisgarh          | 1,677.62                                      | 1,748.48                                     | 1,503.29                                    |
| 4                     |                       | Goa                   | 16.54                                         | 16.54                                        | 16.54                                       |
| 5                     |                       | Gujarat               | 7,909.63                                      | 8,763.09                                     | 8,333.07                                    |
| 6                     |                       | Haryana               | 303.26                                        | 499.55                                       | 299.69                                      |
| 7                     |                       | Himachal Pradesh      | 69.09                                         | 83.76                                        | 70.44                                       |
| 8                     |                       | Jharkhand             | 995.49                                        | 728.06                                       | 568.80                                      |
| 9                     |                       | Karnataka             | 1,603.75                                      | 2,292.57                                     | 2,199.25                                    |
| 10                    | States                | Kerala                | 893.02                                        | 883.25                                       | 785.14                                      |
| 11                    |                       | Madhya Pradesh        | 4,594.36                                      | 6,023.71                                     | 5,576.11                                    |
| 12                    |                       | Maharashtra           | 8,825.47                                      | 8,774.84                                     | 7,769.37                                    |
| 13                    |                       | Odisha                | 1,139.44                                      | 1,017.68                                     | 823.78                                      |
| 14                    |                       | Punjab                | 731.28                                        | 844.94                                       | 740.29                                      |
| 15                    |                       | Rajasthan             | 3,159.12                                      | 2,537.11                                     | 2,385.79                                    |
| 16                    |                       | Tamil Nadu            | 2,140.82                                      | 3,251.42                                     | 3,067.03                                    |
| 17                    |                       | Telangana             | 604.10                                        | 973.89                                       | 872.27                                      |
| 18                    |                       | Uttar Pradesh         | 6,540.08                                      | 11,710.00                                    | 10,882.40                                   |
| 19                    |                       | Uttarakhand           | 484.39                                        | 429.57                                       | 377.05                                      |
| 20                    |                       | West Bengal           | 2,947.33                                      | 3,020.58                                     | 2,329.74                                    |
| Sub-total (States)    | Sub-total (States)    | Sub-total (States)    | 56,114.70                                     | 68,404.15                                    | 60,149.83                                   |
| 21                    |                       | Arunachal Pradesh     | 37.79                                         | 42.74                                        | 27.90                                       |
| 22                    |                       | Assam                 | 900.54                                        | 1,130.04                                     | 1,083.35                                    |
| 23                    | States                | Manipur               | 90.90                                         | 159.91                                       | 131.53                                      |
| 24                    |                       | Meghalaya             | 0.36                                          | 38.02                                        | 24.57                                       |
| 25                    | East                  | Mizoram               | 20.54                                         | 256.97                                       | 222.02                                      |
| 26                    |                       | Nagaland              | 0.09                                          | 120.62                                       | 94.46                                       |
| 27                    | North                 | Sikkim                | 2.03                                          | 2.03                                         | 2.03                                        |
| 28                    |                       | Tripura               | 317.55                                        | 263.47                                       | 164.16                                      |
| Sub-total (NE States) | Sub-total (NE States) | Sub-total (NE States) | 1,369.80                                      | 2,013.80                                     | 1,750.02                                    |
| 29                    |                       | A&N Islands           | 0.06                                          | 2.03                                         | 2.03                                        |
| 30                    |                       | Chandigarh            | 6.67                                          | 6.67                                         | 6.67                                        |
| 31                    |                       | D&NH and D&D          | 61.40                                         | 65.69                                        | 61.40                                       |
| 32                    | Territories           | Delhi                 | 113.37                                        | 113.37                                       | 113.37                                      |
| 33                    |                       | J&K                   | 255.15                                        | 163.65                                       | 106.68                                      |
| 34                    | Union                 | Ladakh                | 0.07                                          | 6.69                                         | 6.35                                        |
| 35                    |                       | Lakshadweep           | -                                             | -                                            | -                                           |
| 36                    |                       | Puducherry            | 64.96                                         | 72.21                                        | 28.40                                       |
| Sub-total (UTs)       | Sub-total (UTs)       | Sub-total (UTs)       | 501.68                                        | 430.31                                       | 324.90                                      |
| Grand Total           | Grand Total           | Grand Total           | 57,986.18                                     | 70,848.26                                    | 62,224.75                                   |

*  Includes  Central  Assistance  released  during  the  year  against  the  Central  Assistance  approved  for houses sanctioned in preceding years of last three years and current year.

## Annexure-II referred in reply to LS  USQ No. 2796 due for answer on 12.12.2024

## State/UT-wise details of houses sanctioned, grounded and completed/delivered to the beneficiaries since inception under PMAY-U

| S. No.                | State/ UT             | Houses Sanctioned (Nos.)   | Houses Grounded (Nos.)   | Houses Completed/ Delivered (Nos.)   |
|-----------------------|-----------------------|----------------------------|--------------------------|--------------------------------------|
| 1                     | Andhra Pradesh        | 21,37,028                  | 19,46,394                | 10,03,220                            |
| 2                     | Bihar                 | 3,14,477                   | 3,08,391                 | 1,61,011                             |
| 3                     | Chhattisgarh          | 3,02,663                   | 2,85,324                 | 2,46,352                             |
| 4                     | Goa                   | 3,146                      | 3,146                    | 3,145                                |
| 5                     | Gujarat               | 10,05,204                  | 9,79,715                 | 9,32,396                             |
| 6                     | Haryana               | 1,15,034                   | 90,422                   | 69,011                               |
| 7                     | Himachal Pradesh      | 12,758                     | 12,640                   | 10,890                               |
| 8                     | Jharkhand             | 2,29,156                   | 2,13,900                 | 1,49,955                             |
| 9                     | Karnataka             | 6,38,121                   | 5,72,472                 | 3,76,314                             |
| 10                    | Kerala                | 1,67,322                   | 1,53,353                 | 1,26,806                             |
| 11                    | Madhya Pradesh        | 9,61,147                   | 9,45,013                 | 8,34,789                             |
| 12                    | Maharashtra           | 13,64,923                  | 10,94,519                | 8,70,689                             |
| 13                    | Odisha                | 2,03,380                   | 1,85,273                 | 1,53,960                             |
| 14                    | Punjab                | 1,32,235                   | 1,18,331                 | 90,985                               |
| 15                    | Rajasthan             | 3,19,877                   | 2,96,389                 | 2,08,036                             |
| 16                    | Tamil Nadu            | 6,80,347                   | 6,64,731                 | 5,87,352                             |
| 17                    | Telangana             | 2,50,084                   | 2,34,737                 | 2,23,318                             |
| 18                    | Uttar Pradesh         | 17,76,823                  | 17,58,368                | 16,46,083                            |
| 19                    | Uttarakhand           | 64,391                     | 62,404                   | 38,090                               |
| 20                    | West Bengal           | 6,68,953                   | 6,07,277                 | 4,18,551                             |
| Sub-total (States)    | Sub-total (States)    | 113,47,069                 | 105,32,799               | 81,50,953                            |
| 21                    | Arunachal Pradesh     | 8,499                      | 8,070                    | 8,063                                |
| 22                    | Assam                 | 1,76,643                   | 1,69,036                 | 1,14,632                             |
| 23                    | Manipur               | 56,037                     | 50,430                   | 14,964                               |
| 24                    | Meghalaya             | 4,758                      | 4,006                    | 1,789                                |
| 25                    | Mizoram               | 39,605                     | 39,076                   | 19,353                               |
| 26                    | Nagaland              | 31,860                     | 31,055                   | 26,113                               |
| 27                    | Sikkim                | 316                        | 316                      | 202                                  |
| 28                    | Tripura               | 92,854                     | 87,300                   | 75,112                               |
| Sub-total (NE States) | Sub-total (NE States) | 4,10,572                   | 3,89,289                 | 2,60,228                             |
| 29                    | A&N Islands           | 376                        | 376                      | 47                                   |
| 30                    | Chandigarh            | 1,256                      | 1,256                    | 1,256                                |
| 31                    | D&NH and D&D          | 9,947                      | 9,947                    | 9,230                                |
| 32                    | Delhi                 | 29,976                     | 29,976                   | 29,976                               |
| 33                    | J&K                   | 47,040                     | 41,937                   | 27,660                               |
| 34                    | Ladakh                | 1,307                      | 991                      | 876                                  |
| 35                    | Lakshadweep           | -                          | -                        | -                                    |
| 36                    | Puducherry            | 15,995                     | 15,923                   | 10,481                               |
| Sub-total (UTs)       | Sub-total (UTs)       | 1,05,897                   | 1,00,406                 | 79,526                               |
| Grand Total           | Grand Total           | 118.64 Lakh                | 114.23 Lakh*             | 88.32 Lakh*                          |

## Annexure-III referred in reply to LS USQ No. 2796 due for answer on 12.12.2024

## District-wise details of houses sanctioned, grounded and completed/delivered to the beneficiaries in the State of Punjab under PMAY-U

| S. No.   | District Name              | Houses Sanctioned (Nos.)   | Houses Grounded for Construction (Nos.)   | Houses Completed (Nos.)   |
|----------|----------------------------|----------------------------|-------------------------------------------|---------------------------|
| 1        | Amritsar                   | 10,516                     | 9,699                                     | 6,696                     |
| 2        | Barnala                    | 3,177                      | 2,853                                     | 957                       |
| 3        | Bathinda                   | 11,208                     | 9,049                                     | 7,482                     |
| 4        | Faridkot                   | 1,190                      | 1,063                                     | 564                       |
| 5        | Fatehgarh Sahib            | 2,248                      | 2,066                                     | 1,609                     |
| 6        | Fazilka                    | 2,164                      | 1,920                                     | 1,136                     |
| 7        | Ferozepur                  | 3,286                      | 2,837                                     | 1,813                     |
| 8        | Gurdaspur                  | 3,970                      | 3,433                                     | 1,591                     |
| 9        | Hoshiarpur                 | 2,087                      | 1,869                                     | 1,562                     |
| 10       | Jalandhar                  | 16,370                     | 15,025                                    | 10,464                    |
| 11       | Kapurthala                 | 2,251                      | 2,101                                     | 1,474                     |
| 12       | Ludhiana                   | 15,065                     | 12,871                                    | 10,179                    |
| 13       | Malerkotla                 | 1,445                      | 986                                       | 680                       |
| 14       | Mansa                      | 5,192                      | 4,736                                     | 4,043                     |
| 15       | Moga                       | 3,052                      | 2,480                                     | 1,564                     |
| 16       | Pathankot                  | 2,191                      | 1,945                                     | 641                       |
| 17       | Patiala                    | 7,710                      | 6,336                                     | 5,009                     |
| 18       | Rupnagar                   | 1,806                      | 1,683                                     | 1,561                     |
| 19       | Sahibzada Ajit Singh Nagar | 26,192                     | 25,844                                    | 24,921                    |
| 20       | Sangrur                    | 3,742                      | 3,385                                     | 3,023                     |
| 21       | Shahid Bhagat Singh Nagar  | 850                        | 764                                       | 463                       |
| 22       | Sri Muktsar Sahib          | 2,892                      | 2,697                                     | 1,597                     |
| 23       | Tarn Taran                 | 3,631                      | 2,689                                     | 1,956                     |
|          | Total                      | 1,32,235                   | 1,18,331                                  | 90,985                    |