Lok Sabha Question No. 1438 (UNSTARRED), answered on 2025-02-13
Subject: Increase in the Central Funding of Pradhan Mantri Awas Yojana-Urban
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Dr. Prashant Yadaorao Padole

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## GOVERNMENT OF INDIA LOK SABHA

## UNSTARRED QUESTION NO. 1438

## TO BE ANSWERED ON FEBRUARY 13, 2025

## INCREASE IN THE CENTRAL FUNDING OF PRADHAN MANTRI

## AWAS YOJANA-URBAN

## NO.1438.   Dr. PRASHANT YADAORAO PADOLE:

Will the Minister of Housing and Urban Affairs be pleased to state:

- (a) the  details  of  the  funding  structure  of  the  projects  undertaken under Pradhan Mantri Awas Yojana -Urban (PMAY-U) in Maharashtra,  particularly  in  Bhandara-Gondia  district,  during  the last five years and the current year;
- (b) whether  it  is  true  that  the  Government's  contribution  to  PMAY-U has increased since 2016, particularly in  Maharashtra,  more specifically  in  Bhandara-Gondia  district,  if  so,  the  details  thereof and if not, the reasons therefor; and
- (c) whether it is also true that the Government proposes to increase its contribution to PMAYU, if so, the details thereof and if not, the reasons  therefor,  especially  with  reference  to  the  needs  of  the Bhandara-Gondia district?

## ANSWER

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## THE MINISTER OF STATE IN THE (SHRI TOKHAN SAHU)

- (a) to (c) 'Land' and  'Colonization' are State subjects. Therefore, schemes  related  to  housing  for  their  citizens  are  implemented  by States/Union  Territories  (UTs).  However,  the  Ministry  of  Housing  and Urban  Affairs (MoHUA)  supplements  the  efforts  of  States/UTs, by providing Central Assistance under Pradhan Mantri Awas Yojana- Urban (PMAY-U)  since  25.06.2015  to  provide  pucca  houses  with  basic  civic amenities to eligible urban beneficiaries across the country including in the State of Maharashtra.

Houses under PMAY-U are being constructed using Central Assistance, State share as well as beneficiary contribution. Government of  India  provides  fixed  Central  Assistance  of ₹ 1.5  lakh  under  AHP  and BLC  verticals  of  PMAY-U.  The  remaining  cost  of  the  house,  as  per Detailed  Project  Report  (DPR),  is  shared  by  States/UTs/Urban  Local Bodies (ULB)/Beneficiaries. However, States/UTs are free to contribute their share in a such way to make the houses affordable. The scheme period,  which  was  earlier  upto  31.03.2022,  has  further  been  extended upto  31.12.2025  to  complete  the  sanctioned  houses  without  changing the  funding  pattern  and  implementation  methodology.  Progress  in  the State  of  Maharashtra  and  in  particular  Bhandara-Gondia  district  since inception  and  during  the  last  five  years  and  the  current  year  is  at Annexure.

Based  on  9  years  of  experience  and  learning  from  implementing PMAY-U, MoHUA has revamped the scheme and launched PMAY-U 2.0 'Housing for All' Mission with effect from 01.09.2024 for implementation in  urban  areas  across  the  country  to  construct,  purchase  and  rent  a house  by  1  crore  additional  eligible  beneficiaries  at  affordable  cost through four verticals i.e., Beneficiary Led Construction (BLC), Affordable  Housing  in  Partnership  (AHP),  Affordable  Rental  Housing (ARH) and Interest Subsidy Scheme (ISS). BLC, AHP and ARH verticals are implemented as Centrally Sponsored Scheme by State/UT Governments, and ISS vertical is implemented as Central Sector Scheme through the identified Central Nodal Agencies such as National Housing Bank (NHB), State Bank of India (SBI) & Housing and Urban Development Corporation  (HUDCO)  by  Housing  Finance  Companies  and  Primary Lending Institutions. As per the scheme guidelines of PMAY-U 2.0, the fund required for purchase/construction of houses under the scheme is shared  between  the  Central  Government,  State/UT  Government/ULBs/ Implementing agencies and the beneficiaries.

A fixed amount of Central Assistance is provided by Government of India  under  different  verticals  and  mandatory  State  share  has  been provisioned under the scheme as under:

| S.   | States/UTs                                                                                                                                                                                                                      | PMAY-U 2.0 Verticals                                                       | PMAY-U 2.0 Verticals                                                                    | PMAY-U 2.0 Verticals                                                                                           |
|------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------|-----------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------|
| No.  |                                                                                                                                                                                                                                 | BLC & AHP                                                                  | ARH                                                                                     | ISS                                                                                                            |
| 1.   | North-Eastern States, Himalayan States and UTs with legislature (Assam, Arunachal Pradesh, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, Sikkim, Himachal Pradesh, Uttarakhand, UTs of Jammu and Kashmir, Puducherry & Delhi) | Central Govt. - ₹2.25 lakh per unit State Govt. - Min. ₹0.25 lakh per unit | Technology Innovation Grant GoI: ₹3,000/Sqm. per unit State Share: ₹2,000/Sqm. per unit | Home Loan Subsidy - up to ₹1.80 lakh (Actual Release) per unit by Government of India as Central Sector Scheme |
| 2.   | All UTs without legislature                                                                                                                                                                                                     | Central Govt. - ₹2.50 lakh per unit                                        |                                                                                         |                                                                                                                |
| 3.   | All other States                                                                                                                                                                                                                | Central Govt. - ₹1.50 lakh per unit State Govt. - Min. ₹1.00 lakh per unit |                                                                                         |                                                                                                                |

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## Annexure referred in reply to Lok Sabha Unstarred Q.No. 1438 due for 13-02-2025

## Physical and financial progress in the State of Maharashtra and Bhandara-Gondia district under PMAY-U

|   Sr. No. | Particulars                                                                   | Maharashtra   | Bhandara - Gondia District   |
|-----------|-------------------------------------------------------------------------------|---------------|------------------------------|
|         1 | Houses Sanctioned (Nos) since inception                                       | 13,64,923     | 13,499                       |
|         2 | Houses Grounded for Construction (Nos)                                        | 10,89,119     | 10,901                       |
|         3 | Constructions of Houses Completed (Nos)                                       | 8,84,004      | 6,489                        |
|         4 | Central Assistance Sanctioned (₹ in Cr.) since inception                      | 25,548.21     | 214.50                       |
|         5 | Central Assistance Released (₹ in Cr.) since inception                        | 19,323.37     | 143.05                       |
|         6 | Central Assistance Released during last five years and current year (2019-25) | 14,861.40     | 139.32                       |