Lok Sabha Question No. 311 (STARRED), answered on 2024-12-17
Subject: National Handicapped Finance and Development Corporation
Ministry: SOCIAL JUSTICE AND EMPOWERMENT
Asked by: Shri Jugal Kishore, Shri Janardan Mishra

## GOVERNMENT OF INDIA MINISTRY OF SOCIAL JUSTICE & EMPOWERMENT DEPARTMENT OF EMPOWERMENT OF PERSONS WITH DISABILITIES

## LOK SABHA

(a) to (b): A statement is laid on the table of the House.

## STARRED QUESTION NO. *311

TO BE ANSWERED ON 17.12.2024

## NATIONAL HANDICAPPED FINANCE AND DEVELOPMENT CORPORATION

## *311.  Shri Jugal Kishore:

Shri Janardan Mishra:

## Will the Minister of SOCIAL JUSTICE AND EMPOWERMENT be pleased to state:

- (a)  the  number of divyangjans provided financial assistance by the National Handicapped  Finance and Development Corporation (NHFDC) during the last five years, State-wise including Maharashtra; and
- (b) whether the Government has ever reviewed the functioning of NHFDC and if so, the details and the outcome thereof?

## ANSWER

## MINISTER FOR SOCIAL JUSTICE AND EMPOWERMENT

(Dr. VIRENDRA KUMAR)

Statement referred to in reply to part (a) to (b) of Lok Sabha Starred Question No. 311 raised  by  Shri  Jugal  Kishore  and  Shri  Janardan  Mishra    Hon'ble  M.P.  regarding 'National Handicapped Finance and Development Corporation' for answer on 17.12.2024

(a) During  the  last  five  years  (2019-20  to  2023-24),  financial  assistance  has  been  given  to  88,133 Persons  with  Disabilities  (PwDs)  by National  Divyangjan  Finance  and  Development  Corporation (NDFDC),  a  Central  Public  Sector  Undertaking  (CPSU)  under  the  administrative  control of  this Department,  under concessional  loan  schemes.  State  wise details  including Maharashtra  is at Annexure-I (b) Yes  Sir,  the  Government  reviews  regularly  the  functioning  of  NDFDC. Board  of  Director  of NDFDC review the functioning of the CPSU. Third Party Evaluation has also been conducted from time to time. Based on the reviews, the following initiatives/ amendments have been taken; (i)    The name of the Corporation has been changed to National Divyangjan Finance and Development Corporation (NDFDC). (ii)  1 % Rebate in interest rate has been allowed since October, 2023 to beneficiaries who repaid loan timely, without any default. (iii) Loan limit has been enhanced from Rs. 25.0 lakh to Rs. 50.00 lakh. (iv) Rate of interest on education loan has been reduced from 9%p.a. to 4% p.a..

(v)  A  number  of  Public  Sector  Banks  (PSBs)  has  been  roped for  extending  loan  assistance  to divyangjans.  Further,  Memorandum  of  Association  (MoA)  has  been  signed  with  17  Regional  Rural Banks in 12 States.

*****

## Annexure-I

(Annexure referred to in reply to part-(a) of  Lok Sabha starred Question No.311 for answer on 17.12.2024) STATEWISE NUMBER OF DIVYANGJANS PROVIDED FINANCIAL ASSISTANCE BY NDFDC DURING

## LAST FIVE YEAR

| S.No.   | Name of States/UTs   | Total Divyangjan   |
|---------|----------------------|--------------------|
| 1       | Arunchal Pradesh     | 3                  |
| 2       | Andhra Pradesh       | 11,603             |
| 3       | Assam                | 38                 |
| 4       | Bihar                | 5                  |
| 5       | Chandigarh           | 68                 |
| 6       | Chattisgarh          | 120                |
| 7       | Delhi                | 233                |
| 8       | Gujarat              | 881                |
| 9       | Haryana              | 4,457              |
| 10      | Himachal Pradesh     | 2,400              |
| 11      | Jammu &Kashmir       | 3,298              |
| 12      | Jharkhand            | 263                |
| 13      | Karnataka            | 8                  |
| 14      | Kerala               | 9,815              |
| 15      | Lakshadweep          | 63                 |
| 16      | Madhya Pradesh       | 151                |
| 17      | Maharashtra          | 570                |
| 18      | Meghalaya            | 150                |
| 19      | Mizoram              | 67                 |
| 20      | Nagaland             | 2                  |
| 21      | Orissa               | 5                  |
| 22      | Punjab               | 580                |
| 23      | Rajasthan            | 5,223              |
| 24      | Sikkim               | 221                |
| 25      | Tamil Nadu           | 35,003             |
| 26      | Telangana            | 6,972              |
| 27      | Tripura              | 141                |
| 28      | Uttar Pradesh        | 5,744              |
| 29      | Uttarkhand           | 45                 |
| 30      | West Bengal          | 4                  |
|         | Total                | 88,133             |

********