Lok Sabha Question No. 1756 (UNSTARRED), answered on 2024-12-05
Subject: Key Provisions of PMAY-U 2.0
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Shri Captain Brijesh Chowta

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 1756

## TO BE ANSWERED ON DECEMBER 05, 2024

## KEY PROVISIONS OF PMAY-U 2.0

- NO. 1756.    SHRI CAPTAIN BRIJESH CHOWTA:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the  details  of  the  provisions  of  Pradhan  Mantri  Awas  Yojana  -  Urban (PMAY-U) 2.0,  including  the  eligibility  criteria  for  Economically  Weaker Sections  (EWS),  Low  Income  Groups  (LIGs)  and  Middle  Income  Groups (MIGs);
- (b) the specific steps taken/being taken by the Government to ensure that the scheme addresses the housing needs of urban poor and middle-class families, with an emphasis on women's empowerment through mandatory female ownership of houses; and
- (c) whether  the  Government  has  finalized  the  list  of  beneficiaries  under PMAY-U  2.0  in  Karnataka  including  Dakshina  Kannada  and  if  so,  the details of the beneficiaries in these regions?

## ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU)

- (a) &  (b)  :  Learning  from  the  experiences  of  Pradhan  Mantri  Awas  Yojana  Urban (PMAY-U), Ministry of Housing and Urban Affairs has launched PMAYU 2.0 'Housing for All' Mission with effect from 01.09.2024 for implementation  in  urban  areas  across  the  country  to  construct,  purchase and  rent  a  house  by  eligible  beneficiaries  at  affordable  cost  through  four verticals  i.e.,  Beneficiary  Led  Construction  (BLC),  Affordable  Housing  in Partnership  (AHP),  Affordable  Rental  Housing  (ARH)  and  Interest  Subsidy Scheme  (ISS).  As  on  date,  29  States/UTs  have  signed  Memorandum  of Agreement (MoA) to implement PMAY-U 2.0 as per scheme guidelines. The scheme  guidelines  are  available  at  https://pmay-urban.gov.in/pmay-u-2.0-
- guidelines.

As  per  the  scheme  guidelines  of  PMAY-U  2.0,  families  belonging  to EWS/LIG/MIG  category  living in  urban  areas,  having  no  pucca  house anywhere  in  the  country,  are  eligible  to  purchase  or  construct  a  house under any of the verticals of PMAY-U 2.0 scheme as per their preferences.

Under the scheme, the EWS households are defined as households with an annual income of up to ₹3 lakh. LIG is defined as households with an annual income from ₹3 lakh up to ₹6 lakh. MIG is defined as households with an annual income from ₹6 lakh up to ₹9 lakh.

As per the scheme guidelines of PMAY-U 2.0, preference under the scheme is given to Widows, single women, Persons with Disabilities, Senior Citizens, Transgenders,  persons  belonging  to  Scheduled  Castes/  Scheduled  Tribes, Minorities and other weaker and vulnerable sections of the society. Special focus  will  be  given  to  Safai  Karmi,  Street  Vendors  identified  under  PM SVANidhi  Scheme  and  different  artisans  under  PM  Vishwakarma  Scheme, Anganwadi workers, building and other construction workers, residents of slums/chawls and other groups identified during operation of PMAY-U 2.0. Further, as per the scheme  guidelines of PMAY-U  2.0, the houses constructed/ acquired/purchased with Central Assistance under the scheme should be in the name of the female head of the household or in the joint name  of  the  male  head  of  the  household  and  his  wife  and  only  in  cases when there is no adult female member in the family, the house can be in the name of male member of the household.

(c): Under PMAY-U 2.0, the identification of the beneficiaries is done by the respective State/UT Governments based on eligibility criteria defined in the scheme guidelines. As a pre-requisite, States/UTs were mandated to sign a MoA with the Ministry agreeing on implementation of reforms stipulated in the scheme guidelines and initiate the demand survey for further submission to the Ministry for sanctioning of houses. Govt. of Karnataka has not signed MoA with the Ministry so far.

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