Lok Sabha Question No. 2597 (UNSTARRED), answered on 2025-08-05
Subject: Beneficiary under PMAY-G
Ministry: RURAL DEVELOPMENT
Asked by: Shri Pradeep Purohit

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 2597 ANSWERED ON 05/08/2025

## BENEFICIARY UNDER PMAY-G

## 2597. Shri Pradeep Purohit:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the details and number of beneficiaries under Pradhan MantriAwasYojana-Gramin (PMAY-G) during the last three years in Odisha, particularly in Bargarh and Jharsuguda districts,  along  with  Gram  Panchayat  and  block-wise  details thereof;
- (b) the total funds allocated and disbursed for PMAY-G in Odisha during  the  last  three  financial  years,  district-wise  including Bargarh and Jharsuguda districts;
- (c) whether there has been any delay in fund release or completion of sanctioned houses under PMAY-G in the above districts and if so, the reasons and corrective measures taken in this regard;
- (d) the  monitoring  mechanism    in  place  to  ensure  transparency and timely completion of houses under PMAY-G in rural areas of Bargarh and Jharsuguda; and
- (e) whether third-party verification is conducted in this regard, if so, the details thereof?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (DR. CHANDRA SEKHAR PEMMASANI)

(a): During  last  three  years  (FY  2022-23  to  FY  2024-25),  a  total number  of 9,79,244  houses  have  been  sanctioned  in  the  State  of Odisha under PMAY-G. Further, 26,293 and 12,055 houses have been sanctioned in the district of Bargarh and Jharsuguda respectively. Also,  the  block-wise  physical  progress  (drillable  upto Gram Panchayat) may be seen at

https://rhreporting.nic.in/netiay/PhysicalProgressReport/PhysicalProg ressRpt.aspx.

- (b): Under PMAY-G, Central assistance is released directly to the State/Union  Territory  (UT)  considering  the  State/UT  as  a  unit. Further  release  of  these  funds  to  beneficiaries  is  done  by  the respective State/UT Governments. The district-level data related to funds utilised,  Financial  Year  wise can be  seen  at  the  programme website at

'https://rhreporting.nic.in/netiay/FinancialProgressReport/Report\_Hig hLevel\_FinancialProgress.aspx'. Further,  the  State  of  Odisha  has been  released  a  Central  share  of  Rs.  6859.0351  cr  (including  PMJANMAN) during the last three financial years.

- (c): Some of the constraints faced by PMAY-G which caused delay in  implementation  are  nationwide  lockdown  induced  by  Covid-19 when  all  construction  activities  including  construction  of  houses under PMAY-G were affected. Besides this, there have been delays in  release  of  Central  &  State  Share  from  State  Treasury  to  State Nodal Account of PMAY-G, cases of unwillingness of beneficiaries, permanent migration, disputed succession of deceased beneficiaries, delay in allotment of land to landless beneficiaries by the States/UTs and at times General/Assembly/ Panchayat elections, unavailability of building materials.

Despite all the delays, the scheme has been able to achieve its major milestones and the Ministry is committed to achieve target of construction of 4.95 crorepucca houses by 31st March, 2029.

There is no report received from the state of Odisha regarding delay in  release  of  funds  in  any  district,  delay  in  completion  of  houses, etc.

- (d): The  Ministry  is  taking  the  following  initiatives  to  ensure monitoring and timely completion of the houses for smooth implementation of PMAY-G:
- i.  Timely allocation of targets to the States/UTs.
- ii.  Micro  monitoring  of  house  sanction  and  completion  through workflow enabled transaction-based MIS-AwaasSoft, analytic Dashboard and using other IT tools & latest AI/ML technologies.

- iii. Regular review by Minister/ Secretary/ Deputy Director General.
- iv. Separate review of States with high targets.
- v. Timely release of funds to the States/UTs and follow up with the
4. States/UTs for onward release to beneficiaries.
- vi.  Training  to  Rural  Masons  under  Rural  Mason  Training  (RMT) programme to make available pool of trained rural masons for faster construction of quality houses.
- vii.   Using  newly  launched  IT  tools  including Awaas+  2024  mobile app which ensures transparent beneficiary identification with Aadhaar-based face authentication.

viii.  Awaas  SAKHI  mobile  app  designed  to  streamline  access  to PMAY-G  by  consolidating  key  information  and  resources  in  one place.

- ix.  Awards  to  best  performing  States/UTs,  Districts  and  blocks based on dedicated performance index dashboard thereby creating healthy  competition  and  motivation  among  the  States/UTs  for achieving the set targets.
2. (e): Monitoring  of  PMAY-G  is  done  through  real  time  capture  of progress  using  workflow  enabled  transactional  data  in  MIS  i.e. AwaasSoft.  For  process  monitoring,  inspection  is  done  by  central teams [Area Officers and National Level Monitors (NLM)], monitoring is  also  done  by  District  Development  Coordination  and  Monitoring (DISHA) Committee headed by Member of Parliament, Social Audit, etc.

The National Level Monitoring system of the Ministry of Rural Development  is  a  third-party  monitoring  and  reporting  mechanism working towards regular assessment of the Implementation of Rural the

Development Programmes/ Schemes including PMAY-G in country.

In  addition  to  above,  the  details  of  studies  conducted  for evaluation of the scheme are as under :-

- I. 'Evaluation of Governance Parameters of Pradhan MantriAwaasYojana -Gramin' by National Institute of Public Finance and Policy (NIPFP)

A three phased study on "Evaluation of Governance Parameters of Pradhan  MantriAwaasYojana  -  Gramin"  was  conducted  by  NIPFP which also included impact assessment of Direct Benefit Transfer in reduction  of  leakages.  The  main  findings  of  the  evaluation  report are as under:

- i. Average  number  of  days  taken  for  completion  of  PMAYG houses was 314 days which is reduced to 114 days in 2017-18.
- ii. Increased  demand  for  the  construction-related  materials  has generated additional jobs in the economy.
- iii. There is a significant increase in the mean expenditures which is  mostly  driven  by  an  increased  expenditure  on  food  items postPMAY-G as compared to the pre-PMAY-G house indicating an improved living standard.
- iv. A  considerable  reduction  in  open  defecation  post-PMAY-G house has been observed due to construction of toilets leading to improved health status of the PMAY-G household members.
5. There has been a significant increase in the use of LPG gas
- v. among PMAY-G households.
- II.  'Impact  Assessment  of  PMAY-G'  by  National  Institute  of  Rural Development and Panchayati Raj (NIRD&PR)

The study was conducted by NIRD &PR  to assess to what extent were  the  program  objectives  met  with  regard  to  improving  the physical  conditions  of  the  target  population;  and  socio-economic improvements experienced by the target population, as a result of owning a new house. It was conducted in three states viz. Madhya Pradesh, Odisha, and West Bengal (Covering 24 Gram Panchayats in six  districts,  interviewing  1382  PMAY-G  beneficiaries). The  main findings of the evaluation report are as under:

- i. PMAY-G house has decreased the burden of house maintenance.
- ii. PMAY-G has made significant impact on the lives of beneficiaries - both in terms of physical facilities provided and subject well-being.
- iii. PMAY-G  have slightly reduced congestion in houses by providing two or more rooms.

- iv. On  indicators  such  as  social  status,  self-worth,  confidence level,  feeling  of  ownership,  feeling  of  safety  &  security,  selfperceived  improvement  in  health,  overall  quality  of  life,  and satisfaction  about  the  new  house,  PMAY-G  beneficiaries  feel much better, compared to the beneficiaries who are waitlisted under PMAY-G i.e. the beneficiaries who have not yet received the PMAY-G house.

III.  NITI  Aayog  -  'Evaluation  of  CSS  Scheme  -  Rural  Development

Sector' in respect of PMAY-G - 2020-21:

Under  the  evaluation  study  sponsored  by  Development  Monitoring and Evaluation Office (DMEO) of NITI Aayog, a detailed scheme level analysis  of  the  6  selected Centrally  Sponsored  Schemes  (CSS): Mahatma Gandhi National Rural Employment Guarantee (MGNREGA), Pradhan MantriAwaasYojanaGramin (PMAY-G), National Social Assistance Programme (NSAP), DeendayalAntyodayaYojana  -  National  Rural  Livelihoods  Mission (DAY-NRLM), Pradhan Mantri  Gram  SadakYojana  (PMGSY)  and Shyama Prasad MukherjiRurban Mission (SPMRM) was done. Each of these  schemes  has  been  evaluated  using  the  REESI+E  framework against  the  Relevance,  Effectiveness,  Efficiency,  Sustainability, Impact and Equity. Under the study, the performance of PMAY-G has been  assessed  on  cross  sectional  themes  like  accountability  and transparency, gender mainstreaming, use of IT, reforms and regulations  etc. The  main  findings  of  the  evaluation  report  are  as under:

- i. Ease of living of beneficiaries is enhanced due to construction of the house. It has led improvements in standard of living with
2. construction of house.
3. PMAY-G has been able to  ensure  efficient  use  of  technology for smooth implementation of scheme. Geo-tagging of houses, house  quality  review  module,  tech-savvy  financial  modules
- ii. leverage quite well on technology.
- iii. Gender Mainstreaming is actively encouraged under PMAY-G. Providing house in the name of female beneficiaries, allocation of house to transgender people, capacity building of women to become AwaasMitras contribute towards gender mainstreaming within the scheme.
- iv. Satisfaction  of  beneficiaries  towards  the  application  process was positive, with significant assistance and support provided.

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