Lok Sabha Question No. 3679 (UNSTARRED), answered on 2022-08-08
Subject: Setting up of Digital Banks
Ministry: FINANCE
Asked by: Mahabali Singh

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA

## UNSTARRED QUESTION No. 3679

Answered on Monday, August 8, 2022/ Sravana 17, 1944 (Saka)

## Setting up of Digital Banks

## 3679. SHRI MAHABALI SINGH:

Will the Minister of FINANCE be pleased to state:

- (a) whether the Government proposes to roll out 75 Digital Banks in one go across the country;
- (b) if so, the details thereof; and
- (c) the details of the number of such banks to be set up by the Union Government in the State of Bihar, district-wise?

## Answer

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (DR BHAGWAT KARAD)

(a) to (c) In pursuance of announcements made in the Union Budget 2022-23, Reserve Bank of India (RBI)  has  issued  guidelines  on  'Establishment  of  Digital  Banking  Units' vide circular  dated 07.04.2022 for setting up of 75 Digital Banking Units (DBUs).

Further, as per aforesaid guidelines, the DBU is a specialised fixed-point business unit / hub housing certain minimum infrastructure for delivering digital banking products & services as well as servicing existing financial products & services digitally, in both self-service and assisted mode. The objective of this digital initiative is to enable customers to have cost effective/ convenient access and enhanced digital experience to/ of such products and services in an efficient, paperless, secured and connected environment with most services being available in self-service mode at any time, all year round.

As apprised by Indian Banks' Association (IBA), the district-wise details of 75 DBUs to be set up including in the State of Bihar are annexed .

*****

Annexure as referred to in part (b) & (c) of the Lok Sabha Unstarred Question No.3679 for answer on 08.08.2022 regarding 'Setting up of Digital Banks'.

## Status of Establishment of Digital Banking Units (DBUs) in 75 selected locations

|   S.No. | Bank allocated for DBU   | District             | State/UT                                 |
|---------|--------------------------|----------------------|------------------------------------------|
|       1 | Axis Bank                | Itarsi (Hoshangabad) | Madhya Pradesh                           |
|       2 | Axis Bank                | Bundi                | Rajasthan                                |
|       3 | Axis Bank                | Bhilwara             | Rajasthan                                |
|       4 | Bank of Baroda           | Silvasa              | Dadra Nagar Haveli Daman and Diu (UT)    |
|       5 | Bank of Baroda           | Vadodara             | Gujarat                                  |
|       6 | Bank of Baroda           | Leh                  | Ladakh (UT)                              |
|       7 | Bank of Baroda           | Indore               | Madhya Pradesh                           |
|       8 | Bank of Baroda           | Kota                 | Rajasthan                                |
|       9 | Bank of Baroda           | Kanpur Dehat Rural   | Uttar Pradesh                            |
|      10 | Bank of Baroda           | Varanasi             | Uttar Pradesh                            |
|      11 | Bank of India            | East Singhbhum       | Jharkhand                                |
|      12 | Bank of India            | Khurda               | Odisha                                   |
|      13 | Bank of Maharashtra      | Aurangabad           | Maharashtra                              |
|      14 | Bank of Maharashtra      | Satara               | Maharashtra                              |
|      15 | Canara Bank              | Bangaluru Rural      | Karnataka                                |
|      16 | Canara Bank              | Raichur              | Karnataka                                |
|      17 | Canara Bank              | Ernakulam            | Kerala                                   |
|      18 | Canara Bank              | Lakshadweep          | Lakshadweep (UT)                         |
|      19 | Canara Bank              | Virudhnagar          | Tamilnadu                                |
|      20 | City Union Bank          | Khammam              | Telangana                                |
|      21 | Federal Bank             | North 24 Paraganas   | West Bengal                              |
|      22 | HDFC Bank                | Chandigarh (Rural)   | Chandigarh (UT)                          |
|      23 | HDFC Bank                | Faridabad            | Haryana                                  |
|      24 | ICICI Bank               | Kohima               | Nagaland                                 |
|      25 | ICICI Bank               | Puducherry           | Puducherry (UT)                          |
|      26 | ICICI Bank               | Dehradun             | Uttarakhand                              |
|      27 | IDFC First Bank          | Keonjhar             | Odisha                                   |
|      28 | Indian Bank              | South Delhi          | National Capital Territory of Delhi (UT) |
|      29 | Indian Bank              | Karaikal             | Puducherry (UT)                          |
|      30 | Indian Bank              | Lucknow              | Uttar Pradesh                            |
|      31 | Indian Overseas Bank     | Solan                | Himachal Pradesh                         |
|      32 | Indian Overseas Bank     | Thanjavur            | Tamilnadu                                |
|      33 | Jammu &Kashmir Bank      | Jammu                | Jammu &Kashmir (UT)                      |
|      34 | Jammu &Kashmir Bank      | Srinagar             | Jammu &Kashmir (UT)                      |
|      35 | Jana Small Finance Bank  | Patna (Danapur)      | Bihar                                    |
|      36 | Jana Small Finance Bank  | Ranchi               | Jharkhand                                |
|      37 | Karanataka Bank          | Mangaluru            | Karnataka                                |
|      38 | Karanataka Bank          | Mysuru               | Karnataka                                |
|      39 | Kotak Mahindra Bank      | Mehsana              | Gujarat                                  |
|      40 | Kotak Mahindra Bank      | Surat                | Gujarat                                  |

|   S.No. | Bank allocated for DBU   | District           | State/UT              |
|---------|--------------------------|--------------------|-----------------------|
|      41 | Punjab &Sind Bank        | Faridkot           | Punjab                |
|      42 | Punjab &Sind Bank        | Ludhiana           | Punjab                |
|      43 | Punjab National Bank     | Bongaigaon         | Assam                 |
|      44 | Punjab National Bank     | Aizawl             | Mizoram               |
|      45 | Punjab National Bank     | Gomati             | Tripura               |
|      46 | Punjab National Bank     | Jhansi             | Uttar Pradesh         |
|      47 | South Indian Bank        | Thrissur           | Kerala                |
|      48 | State Bank of India      | Port Blair         | Andaman &Nicobar (UT) |
|      49 | State Bank of India      | Baksa              | Assam                 |
|      50 | State Bank of India      | Balod              | Chattisgarh           |
|      51 | State Bank of India      | Mahasammand        | Chattisgarh           |
|      52 | State Bank of India      | South Goa          | Goa                   |
|      53 | State Bank of India      | Kakching           | Manipur               |
|      54 | State Bank of India      | Ri Bhoi            | Meghalaya             |
|      55 | State Bank of India      | East Sikkim        | Sikkim                |
|      56 | State Bank of India      | North Sikkim       | Sikkim                |
|      57 | State Bank of India      | West Sikkim        | Sikkim                |
|      58 | State Bank of India      | Jangaon            | Telangana             |
|      59 | State Bank of India      | Rajanna            | Telangana             |
|      60 | UCO Bank                 | Cuttack            | Odisha                |
|      61 | UCO Bank                 | Puri               | Odisha                |
|      62 | Union Bank of India      | East Godavari      | Andhra Pradesh        |
|      63 | Union Bank of India      | Machilipatam       | Andhra Pradesh        |
|      64 | Union Bank of India      | Palakkad           | Kerala                |
|      65 | Union Bank of India      | Sagar              | Madhya Pradesh        |
|      66 | Union Bank of India      | Nagpur             | Maharashtra           |
|      67 | Union Bank of India      | West Tripura       | Tripura               |
|      68 | Yes Bank                 | Papum Pare         | Arunachal Pradesh     |
|      69 | Bank of Baroda           | Karauli            | Rajasthan             |
|      70 | HDFC Bank                | Haridwar           | Uttarakhand           |
|      71 | HDFC Bank                | South 24 paraganas | West Bengal           |
|      72 | ICICI Bank               | Karur              | Tamilnadu             |
|      73 | IDFC FIRST Bank          | Dimapur            | Nagaland              |
|      74 | IndusInd Bank            | Janlandhar         | Punjab                |
|      75 | IndusInd Bank            | Chengalpattu       | Tamilnadu             |

Source: IBA