Lok Sabha Question No. 337 (UNSTARRED), answered on 2022-07-19
Subject: Crops Covered under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Janardan Singh Sigriwal

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA

## UNSTARRED QUESTION NO. 337

TO BE ANSWERED ON THE 19 TH  JULY, 2022

## CROPS COVERED UNDER PMFBY

337. SHRI JANARDAN SINGH SIGRIWAL:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ षएवंकसानकयाणमंी be pleased to state:

- (a)  the  details  of  crops  which  are  covered  under  Pradhan  Mantri  Fasal  Bima Yojana (PMFBY);
- (b) the details of the amount of insurance disbursed during the last three years;
- (c) whether the Government has taken note that farmers have to wait a long time for settlement of insurance claims under PMFBY;
- (d) if so, the details thereof and the reasons therefor; and
- (e)  the  steps  taken  by  the Government to streamline the settlement process in this regard?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंी

(SHRI NARENDRA SINGH TOMAR)

(a) to (e)  : The PMFBY  envisages coverage of all food crops (cereals, millets and pulses), oilseeds and commercial/horticultural crops subject to availability of past yield data of requisite number of years based on Crop Cutting Experiments (CCEs) as well as capacity of the State Government to conduct requisite number of  CCEs to assess the yield of the crop to calculate claims.  However, specific crop is notified by the concerned State Government keeping in view the aforesaid provision.      For  the  crops  not  meeting  the  aforesaid  conditions,  the  concerned State  Government  is  free  to  notify  them  for  coverage  under  Restructured Weather Based Crop Insurance Scheme (RWBCIS) under which claims payment are being structured on the basis of weather index parameters.

The  admissible  claims  under  the  PMFBY  are  generally  paid  by  the concerned insurance companies within two months of completion of Crop Cutting Experiments (CCEs)/harvesting period and one month of notification for invoking the  risks/perils  of  prevented  sowing,  mid-season  adversity  and  post  harvest losses subject to receipt of total share of premium subsidy from concerned State Government within time.  However, settlement of few claims in some States got delayed  due to reasons like delayed transmission of yield data; late release of their  share  in  premium  subsidy,  yield  related  disputes  between  insurance companies  and  States,  non-receipt  of  account  details  of  some  farmers  for transfer of claims to the bank account of eligible farmers and National Electronic Fund  Transfer  (NEFT)  related  issues,  erroneous/incomplete  entry  of  individual farmers data on National Crop Insurance  Portal  (NCIP),  delay in  remittance  of farmers  share  of  premium/non-remittance  of  farmers  share  of  premium  to concerned insurance company etc. The details of claims disbursed from 2018-19 onwards under the scheme are given below :

## (Rs. in crore)

| Year                              | Claims Paid *   |
|-----------------------------------|-----------------|
| 2018-19                           | 28,464          |
| 2019-20                           | 26,413          |
| 2020-21                           | 17,932          |
| 2021-22 (Kharif 2021 season only) | 7,558           |

*  As on 30.06.2022.

This  Department  is  regularly  monitoring  the  implementation  of  PMFBY including timely  settlement of claims  through weekly  video  conference  of stakeholders, one  to one meetings with insurance companies/States etc. Insurance  companies  have  to  pay  penal  interest  @12%  per  annum  to  the farmers  for  the  period  beyond  the  stipulated  period  in  the  PMFBY  Guidelines from  the  date  of  receipt  of  final  yield  data  from  the  State  Government  and completion of crop damage survey.  State Governments have been advised to calculate  the  admissible  interest,  if  any  and  direct  the  concerned  insurance companies to pay to eligible farmers.

To resolve the technical disputes between insurance companies and other stakeholders  including  States,  Technical  Advisory  Committee  (TAC)  at  Centre level and State Technical Advisory Committees (STAC) at State level have also been constituted under the scheme.

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