Lok Sabha Question No. 3321 (UNSTARRED), answered on 2021-08-09
Subject: Pradhan Mantri Jan Dhan Yojana
Ministry: FINANCE
Asked by: Rajan Baburao  Vichare

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION No. 3321

ANSWERED ON MONDAY, AUGUST 9, 2021/ SRAVANA 18, 1943 (SAKA)

## Pradhan Mantri Jan Dhan Yojana

3321. SHRI RAJAN VICHARE:

Will the Minister of FINANCE be pleased to state:

- (a)  the  number  and  details  of  accounts  opened  so  far  under  the  Pradhan  Mantri  Jan  Dhan  Yojana (PMJDY) in Maharashtra, district-wise;
- (b) the details of amount collected so far under PMJDY; and
- (c) the efforts made by the Government to increase the number of branches of public sector banks in rural areas to make PMJDY more successful?

## Answer

The Minister of State in the Ministry of Finance (DR BHAGWAT KARAD)

- (a) & (b) As informed by banks, district-wise number of accounts opened under Pradhan Mantri Jan Dhan Yojana (PMJDY) in Maharashtra along with the deposits in these accounts is Annexed.
- (c) As per extant guidelines dated 18.5.2017 on rationalisation of Branch Authorisation Policy, Reserve Bank  of  India  (RBI)  has  granted general permission to  domestic  Scheduled  Commercial  Banks (excluding Regional Rural Banks), to  open banking outlets (a fixed point service delivery unit, manned by either bank's staff or its Business Correspondent  (BC))   at any place in the country, without seeking   prior   approval  of   RBI   in   each   case,  subject to  at  least   25  percent   of  the  total number   of   banking  outlets   opened   during  a  financial   year being  in   unbanked   rural  centres  i.e. centres having population less than 10,000 (Tier 5 and Tier 6 centres).

In pursuance of RBI guidelines, rolling out of banking outlets in uncovered areas is a continuous process and is coordinated by State Level Bankers' Committee (SLBC), in consultation with the concerned State  Government,  member  banks  and  other  stakeholders.  Banks,  inter-alia,  consider  proposals  for opening banking outlets in the light of RBI's instructions, their business plans and their commercial viability. To further assess the viability for opening a banking outlet, banks carry out survey as required.

Further, to ensure availability of banking outlet (Bank branch/BC, within 5 kilometers of all inhabited villages the Government has launched a Geographic Information System (GIS) based app., namely, Jan Dhan Darshak app (JDD app) developed by National  Informatics Centre (NIC).  Banks have been provided login credentials to upload the GIS location of their branches, Business Correspondents and ATMs on the app.  As per data uploaded by the banks on JDD app, out of the 5.538 lakh mapped villages on the app, 5.535 lakh (99.95%) villages are having banking outlet (branch or BC) within 5 kilometres distance.

*****

## Annexure as referred to in part(a) & part(b) of reply to Lok Sabha  Q. No. 3321 for 09.08.2021 regarding 'Pradhan Mantri Jan Dhan Yojana'

| District wise PMJDY accounts along with the deposits in Maharashtra State as on 21.07.2021   | District wise PMJDY accounts along with the deposits in Maharashtra State as on 21.07.2021   | District wise PMJDY accounts along with the deposits in Maharashtra State as on 21.07.2021   |
|----------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------|
| District Name                                                                                | Number of PMJDY Accounts                                                                     | Deposit in PMJDY accounts (in crores)                                                        |
| Ahmadnagar                                                                                   | 1397910                                                                                      | 473.74                                                                                       |
| Akola                                                                                        | 514830                                                                                       | 118.23                                                                                       |
| Amravati                                                                                     | 761054                                                                                       | 211.43                                                                                       |
| Aurangabad                                                                                   | 1252907                                                                                      | 339.53                                                                                       |
| Bhandara                                                                                     | 426022                                                                                       | 183.02                                                                                       |
| Bid                                                                                          | 1154841                                                                                      | 445.00                                                                                       |
| Buldana                                                                                      | 837062                                                                                       | 152.82                                                                                       |
| Chandrapur                                                                                   | 627007                                                                                       | 244.33                                                                                       |
| Dhule                                                                                        | 688926                                                                                       | 141.26                                                                                       |
| Gadchiroli                                                                                   | 292241                                                                                       | 119.59                                                                                       |
| Gondiya                                                                                      | 573127                                                                                       | 215.18                                                                                       |
| Hingoli                                                                                      | 552320                                                                                       | 133.17                                                                                       |
| Jalgaon                                                                                      | 1283471                                                                                      | 323.26                                                                                       |
| Jalna                                                                                        | 757858                                                                                       | 164.11                                                                                       |
| Kolhapur                                                                                     | 1169886                                                                                      | 360.81                                                                                       |
| Latur                                                                                        | 862315                                                                                       | 265.00                                                                                       |
| Mumbai                                                                                       | 656189                                                                                       | 237.08                                                                                       |
| Mumbai Suburban                                                                              | 660343                                                                                       | 246.25                                                                                       |
| Nagpur                                                                                       | 1117482                                                                                      | 445.28                                                                                       |
| Nanded                                                                                       | 1330891                                                                                      | 332.20                                                                                       |
| Nandurbar                                                                                    | 639308                                                                                       | 109.42                                                                                       |
| Nashik                                                                                       | 1977687                                                                                      | 764.18                                                                                       |
| Osmanabad                                                                                    | 674246                                                                                       | 306.37                                                                                       |
| Parbhani                                                                                     | 716006                                                                                       | 195.75                                                                                       |
| Pune                                                                                         | 1618881                                                                                      | 828.33                                                                                       |
| Raigarh                                                                                      | 483357                                                                                       | 231.36                                                                                       |
| Ratnagiri                                                                                    | 370320                                                                                       | 218.17                                                                                       |
| Sangli                                                                                       | 739737                                                                                       | 190.49                                                                                       |
| Satara                                                                                       | 763171                                                                                       | 247.00                                                                                       |
| Sindhudurg                                                                                   | 208867                                                                                       | 124.98                                                                                       |
| Solapur                                                                                      | 1474429                                                                                      | 452.06                                                                                       |
| Thane                                                                                        | 1985985                                                                                      | 658.38                                                                                       |
| Wardha                                                                                       | 322693                                                                                       | 136.20                                                                                       |
| Washim                                                                                       | 379189                                                                                       | 66.71                                                                                        |
| Yavatmal                                                                                     | 1036581                                                                                      | 175.70                                                                                       |
| Maharashtra Total                                                                            | 30307139                                                                                     | 9856.37                                                                                      |

Source: Banks