Lok Sabha Question No. 2122 (UNSTARRED), answered on 2021-08-02
Subject: Mudra Loans
Ministry: FINANCE
Asked by: Sanjay Kumar Bandi

## Government of India Ministry of Finance Department of Financial services

## LOK SABHA

## TO BE ANSWERED ON August 02, 2021/Sravana 11, 1943 (Saka)

## Mudra Loans

## 2122.  SHRI BANDI SANJAY KUMAR:

Will the Minister of FINANCE be pleased to state:

- (a)   whether the Government is committed to create an inclusive, sustainable and value based entrepreneurial culture in the country;
- (b)   if so, the details of MUDRA loans approved and sanctioned under - Shishu, Kishore and Tarun for the State of Telangana, since inception of the scheme, Year- wise;
- (c)   the details and number of beneficiaries benefitted from the scheme, category-wise
- (d)   whether the Government has received complaints against bankers for not releasing the funds due to local political compulsions; and
- (e)   if so, the measures considered to be taken by the Government?

## ANSWER

Minister of State in the Ministry of Finance

## ( DR. BHAGWAT KARAD )

- (a)  Under  Pradhan  Mantri  Mudra  Yojana  (PMMY),  institutional  credit  up  to  Rs.  10  lakh  is provided  by  Member  Lending  Institutions  (MLIs)  for  entrepreneurial  activities  to  micro/small business  units  which  help  in  creating  income  generating  activities  in  sectors  such  as manufacturing, trading, services and activities allied to agriculture.

As per data uploaded by Member Lending Institutions (MLIs) on Mudra portal, as on 31.03.2021, over 29.55 crore loans amounting to Rs. 15.52 lakh crore have been sanctioned under PMMY across the country, since inception of the Scheme in April, 2015.  Of these, more than 6.80 crore loans amounting to Rs. 5.20 lakh crore have been extended to New Entrepreneurs/Accounts.

(b) and (c) The details of loans provided under different categories of PMMY viz. Shishu (loans up to Rs. 50,000), Kishore (loans from Rs. 50,001 to Rs. 5 lakh), and Tarun (loans from Rs. 5 lakh to Rs. 10 lakh), in the State of Telangana from April 2015 to March 2021 are provided in the Annexure to this reply.

(d) and (e) Any complaints received in respect of implementation of PMMY including non release of funds, are redressed in coordination with the respective banks.

*******

| Annexure as referred to in respect of Lok Sabha Unstarred QNo. 2122 for reply on 02.08.2021                                                        | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 2122 for reply on 02.08.2021                                                        | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 2122 for reply on 02.08.2021                                                        | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 2122 for reply on 02.08.2021                                                        | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 2122 for reply on 02.08.2021                                                        | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 2122 for reply on 02.08.2021                                                        | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 2122 for reply on 02.08.2021                                                        | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 2122 for reply on 02.08.2021                                                        | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 2122 for reply on 02.08.2021                                                        |
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| Category-wise data of No. of accounts and Sanctioned Amount under Pradhan Mantri Mudra Yojana in the State of Telangana (08.04.2015 to 31.03.2021) | Category-wise data of No. of accounts and Sanctioned Amount under Pradhan Mantri Mudra Yojana in the State of Telangana (08.04.2015 to 31.03.2021) | Category-wise data of No. of accounts and Sanctioned Amount under Pradhan Mantri Mudra Yojana in the State of Telangana (08.04.2015 to 31.03.2021) | Category-wise data of No. of accounts and Sanctioned Amount under Pradhan Mantri Mudra Yojana in the State of Telangana (08.04.2015 to 31.03.2021) | Category-wise data of No. of accounts and Sanctioned Amount under Pradhan Mantri Mudra Yojana in the State of Telangana (08.04.2015 to 31.03.2021) | Category-wise data of No. of accounts and Sanctioned Amount under Pradhan Mantri Mudra Yojana in the State of Telangana (08.04.2015 to 31.03.2021) | Category-wise data of No. of accounts and Sanctioned Amount under Pradhan Mantri Mudra Yojana in the State of Telangana (08.04.2015 to 31.03.2021) | Category-wise data of No. of accounts and Sanctioned Amount under Pradhan Mantri Mudra Yojana in the State of Telangana (08.04.2015 to 31.03.2021) | Category-wise data of No. of accounts and Sanctioned Amount under Pradhan Mantri Mudra Yojana in the State of Telangana (08.04.2015 to 31.03.2021) |
|                                                                                                                                                    | Year Shishu                                                                                                                                        | Year Shishu                                                                                                                                        | Kishore                                                                                                                                            | Kishore                                                                                                                                            | Tarun                                                                                                                                              | Tarun                                                                                                                                              | [Amount in Rs. Crore] Total                                                                                                                        | [Amount in Rs. Crore] Total                                                                                                                        |
|                                                                                                                                                    | No of Accounts                                                                                                                                     | Sanctioned Amt                                                                                                                                     | No of Accounts                                                                                                                                     | Sanctioned Amt                                                                                                                                     | No of Accounts                                                                                                                                     | Sanctioned Amt                                                                                                                                     | No of Accounts                                                                                                                                     | Sanctioned Amt                                                                                                                                     |
| FY 2015-16                                                                                                                                         | 2,86,985                                                                                                                                           | 612                                                                                                                                                | 98,675                                                                                                                                             | 2,082                                                                                                                                              | 15,101                                                                                                                                             | 1,140                                                                                                                                              | 4,00,761                                                                                                                                           | 3,835                                                                                                                                              |
| FY 2016-17                                                                                                                                         | 3,79,247                                                                                                                                           | 884                                                                                                                                                | 86,416                                                                                                                                             | 1,706                                                                                                                                              | 17,031                                                                                                                                             | 1,289                                                                                                                                              | 4,82,694                                                                                                                                           | 3,878                                                                                                                                              |
| FY 2017-18                                                                                                                                         | 6,37,258                                                                                                                                           | 1,534                                                                                                                                              | 1,21,014                                                                                                                                           | 2,742                                                                                                                                              | 31,043                                                                                                                                             | 2,269                                                                                                                                              | 7,89,315                                                                                                                                           | 6,545                                                                                                                                              |
| FY 2018-19                                                                                                                                         | 7,86,781                                                                                                                                           | 2,240                                                                                                                                              | 1,61,329                                                                                                                                           | 3,035                                                                                                                                              | 34,094                                                                                                                                             | 2,504                                                                                                                                              | 9,82,204                                                                                                                                           | 7,780                                                                                                                                              |
| FY 2019-20                                                                                                                                         | 12,13,412                                                                                                                                          | 3,722                                                                                                                                              | 1,76,702                                                                                                                                           | 2,769                                                                                                                                              | 45,512                                                                                                                                             | 2,637                                                                                                                                              | 14,35,626                                                                                                                                          | 9,128                                                                                                                                              |
| FY 2020-21                                                                                                                                         | 4,43,057                                                                                                                                           | 737                                                                                                                                                | 1,50,057                                                                                                                                           | 3,100                                                                                                                                              | 43,105                                                                                                                                             | 3,111                                                                                                                                              | 6,36,219                                                                                                                                           | 6,948                                                                                                                                              |
| Grand Total                                                                                                                                        | 37,46,740                                                                                                                                          | 9,730                                                                                                                                              | 7,94,193                                                                                                                                           | 15,434                                                                                                                                             | 1,85,886                                                                                                                                           | 12,950                                                                                                                                             | 47,26,819                                                                                                                                          | 38,114                                                                                                                                             |