Lok Sabha Question No. 708 (UNSTARRED), answered on 2021-12-02
Subject: Collateral-free Loan Scheme
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Krishna Pal Singh Yadav, P.P. Chaudhary, Rajbahadur Singh, Pratap Chandra Sarangi

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 708 TO BE ANSWERED ON: 02.12.2021

## COLLATERAL-FREE LOAN SCHEME

708.

DR. KRISHNA PAL SINGH YADAV: SHRI RAJBAHADUR SINGH: SHRI P.P. CHAUDHARY: SHRI PRATAP CHANDRA SARANGI:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  details  of  funds  allocated  and  amount  sanctioned  under  the  Government's  3  lac crore   collateral-free loan scheme;
- (b) the details of beneficiaries, State and year-wise since implementation of the scheme;
- (c) whether the Government is planning to expand the limit or the validity of the scheme; and
- (d) if so, the details thereof?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI NARAYAN RANE)

(a), (c) & (d):       Emergency Credit Line Guarantee Scheme (ECLGS) is under the operational  domain  of  Ministry  of  Finance,  Department  of  Financial  Services  (DFS).  The existing overall guarantee limit under ECLGS has been enhanced from Rs. 3 lakh crore to Rs 4.5  lakh    crore  and  the  scheme  has  been  extended  upto  31.03.2022.  The  last  date  of disbursement under the scheme has been extended to 30.06.2022. As informed by DFS, as on 19.11.2021, Rs.2.82 lakh crore of loans have been sanctioned under the scheme.

- (b): The details of numbers of beneficiaries, State and year-wise since implementation of the scheme is at Annexure-I

*******

Annexure-I Annexure-I referred to part (b) of the Lok Sabha Unstarred Question No. 708, Answer Date: 02.12.2021

| State-wise guarantees issued under ECLGS as on 19 th November, 2021   | State-wise guarantees issued under ECLGS as on 19 th November, 2021   | State-wise guarantees issued under ECLGS as on 19 th November, 2021   | State-wise guarantees issued under ECLGS as on 19 th November, 2021   | State-wise guarantees issued under ECLGS as on 19 th November, 2021   | State-wise guarantees issued under ECLGS as on 19 th November, 2021   |
|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|
| SI. No.                                                               | Name of State/UT                                                      | ECLGS State wise Financial Year 2020-21                               | ECLGS State wise Financial Year 2020-21                               | ECLGS State wise Financial Year 2021-22                               | ECLGS State wise Financial Year 2021-22                               |
| SI. No.                                                               | Name of State/UT                                                      | Number of guarantees issued                                           | Guarantee Amount (In Rs crore)                                        | Number of guarantees issued                                           | Guarantee Amount (In Rs crore)                                        |
| 1                                                                     | Andaman &Nicobar                                                      | 1,978                                                                 | 96.01                                                                 | 58                                                                    | 20.42                                                                 |
| 2                                                                     | Andhra Pradesh                                                        | 2,52,978                                                              | 8,551.41                                                              | 30,664                                                                | 850.13                                                                |
| 3                                                                     | Arunachal Pradesh                                                     | 2,228                                                                 | 71.32                                                                 | 60                                                                    | 4.06                                                                  |
| 4                                                                     | Assam                                                                 | 5,29,084                                                              | 2,686.35                                                              | 19,971                                                                | 252.06                                                                |
| 5                                                                     | Bihar                                                                 | 6,44,932                                                              | 3,769.41                                                              | 1,68,311                                                              | 367.63                                                                |
| 6                                                                     | Chandigarh                                                            | 6,329                                                                 | 865.36                                                                | 374                                                                   | 151.97                                                                |
| 7                                                                     | Chhattisgarh                                                          | 1,40,247                                                              | 4,046.33                                                              | 57,854                                                                | 454.86                                                                |
| 8                                                                     | Dadra &Nagar Haveli                                                   | 2,071                                                                 | 261.21                                                                | 77                                                                    | 50.99                                                                 |
| 9                                                                     | Daman &Diu                                                            | 913                                                                   | 122.75                                                                | 27                                                                    | 14.93                                                                 |
| 10                                                                    | Delhi                                                                 | 90,581                                                                | 14,443.46                                                             | 11,105                                                                | 3,439.62                                                              |
| 11                                                                    | Goa                                                                   | 11,794                                                                | 757.82                                                                | 512                                                                   | 315.96                                                                |
| 12                                                                    | Gujarat                                                               | 3,01,567                                                              | 22,057.66                                                             | 61,813                                                                | 2,069.32                                                              |
| 13                                                                    | Haryana                                                               | 1,56,217                                                              | 10,761.62                                                             | 43,136                                                                | 2,119.27                                                              |
| 14                                                                    | Himachal Pradesh                                                      | 45,932                                                                | 1,520.42                                                              | 1,896                                                                 | 223.37                                                                |
| 15                                                                    | Jammu &Kashmir                                                        | 66,698                                                                | 1,944.67                                                              | 450                                                                   | 144.14                                                                |
| 16                                                                    | Jharkhand                                                             | 2,40,876                                                              | 2,603.88                                                              | 53,897                                                                | 316.27                                                                |
| 17                                                                    | Karnataka                                                             | 4,68,758                                                              | 15,726.78                                                             | 4,02,124                                                              | 2,240.78                                                              |
| 18                                                                    | Kerala                                                                | 4,01,564                                                              | 7,701.51                                                              | 1,23,661                                                              | 1,077.47                                                              |
| 19                                                                    | Ladakh                                                                | 999                                                                   | 44.08                                                                 | 25                                                                    | 7.76                                                                  |
| 20                                                                    | Lakshadweep                                                           | 369                                                                   | 1.91                                                                  | ---                                                                   | 0.00                                                                  |
| 21                                                                    | Madhya Pradesh                                                        | 3,95,725                                                              | 7,563.08                                                              | 1,65,047                                                              | 852.68                                                                |
| 22                                                                    | Maharashtra                                                           | 8,85,269                                                              | 37,169.08                                                             | 1,16,588                                                              | 5,783.99                                                              |
| 23                                                                    | Manipur                                                               | 10,256                                                                | 122.58                                                                | 124                                                                   | 3.59                                                                  |
| 24                                                                    | Meghalaya                                                             | 11,030                                                                | 200.90                                                                | 314                                                                   | 11.19                                                                 |
| 25                                                                    | Mizoram                                                               | 3,721                                                                 | 53.52                                                                 | 80                                                                    | 4.09                                                                  |
| 26                                                                    | Nagaland                                                              | 7,396                                                                 | 68.35                                                                 | 32                                                                    | 1.24                                                                  |
| 27                                                                    | Odisha                                                                | 8,80,357                                                              | 4,562.86                                                              | 50,599                                                                | 407.94                                                                |
| 28                                                                    | Pondicherry                                                           | 14,289                                                                | 423.23                                                                | 8092                                                                  | 51.85                                                                 |
| 29                                                                    | Punjab                                                                | 1,89,508                                                              | 7,611.75                                                              | 14,095                                                                | 855.7                                                                 |
| 30                                                                    | Rajasthan                                                             | 3,05,336                                                              | 11,935.68                                                             | 2,39,260                                                              | 1,733.34                                                              |
| 31                                                                    | Sikkim                                                                | 8,176                                                                 | 81.87                                                                 | 74                                                                    | 28.98                                                                 |
| 32                                                                    | Tamil Nadu                                                            | 6,53,257                                                              | 25,092.75                                                             | 2,10,336                                                              | 3,060.03                                                              |
| 33                                                                    | Telangana                                                             | 1,31,649                                                              | 10,115.75                                                             | 11,115                                                                | 1,109.23                                                              |
| 34                                                                    | Tripura                                                               | 60,466                                                                | 243.89                                                                | 1,725                                                                 | 16.30                                                                 |
| 35                                                                    | Uttar Pradesh                                                         | 6,58,970                                                              | 14,919.58                                                             | 1,39,957                                                              | 1,506.83                                                              |
| 36                                                                    | Uttarakhand                                                           | 66,065                                                                | 2,054.42                                                              | 5,703                                                                 | 360.14                                                                |
| 37                                                                    | West Bengal                                                           | 18,89,240                                                             | 13,726.97                                                             | 1,22,882                                                              | 1,503.94                                                              |
| Total                                                                 | Total                                                                 | 95,36,825                                                             | 23,39,80.22                                                           | 20,62,038                                                             | 3,14,12.07                                                            |