Lok Sabha Question No. 1765 (UNSTARRED), answered on 2021-12-08
Subject: Post Office Banks
Ministry: COMMUNICATIONS
Asked by: Manoj Rajoria

## GOVERNMENT OF INDIA MINISTRY OF COMMUNICATIONS DEPARTMENT OF POSTS

## LOK SABHA UNSTARRED QUESTION NO. 1765 TO BE ANSWERED ON 8 TH  DECEMBER, 2021

## POST OFFICE BANKS

## †1765.  DR. MANOJ RAJORIA:

Will the Minister of COMMUNICATIONS be pleased to state:

- (a) the number of Post Office Banks established so far all over India;
- (b) the State-wise list of the people benefited from these Post Office Banks;
- (c) the number of new Post Office Banksplanned to be set up in the coming Financial Year;
- (d) whether the Government proposes to provide some other facilities by expanding facilities in these Post Office Banks; and
- (e) if so, the details thereof?

## ANSWER

## MINISTER OF STATE FOR COMMUNICATIONS (SHRI DEVUSINH CHAUHAN)

(a) India  Post  Payments  Bank  (IPPB)  did  a  nationwide  launch  on  September  1,  2018  with  650 branches/controlling offices. India Post Payments Bank (IPPB) has enabled 1.36 lakh Post Offices to provide  banking  services  and  has  equipped  nearly  1.89  lakh  Postmen  and  Gramin  Dak  Sevaks  with smartphone and biometric device to provide doorstep banking services.

- (b) State/UT wise list of the number of people benefited from IPPB is attached at Annexure-I.
- (c) As per mandate, all 650 IPPB branches are already functioning. No new Post Office Bank branch is under consideration.
- (d) Yes Sir.
- (e) Details of the services currently available from IPPB is attached at Annexure-II. Further, IPPB adds new facilities as per the customer's requirements from time to time.

## Annexure-I

## ANNEXURE  REFERRED  IN  REPLY  TO  PART  (b)  OF  LOK  SABHA  UNSTARRED

## QUESTION NO. 1765 FOR 08/12/2021 REGARDING POST OFFICE BANKS.

State/UT wise list of the number of beneficiaries of IPPB on various parameters is as under:

| S. No.   | State/UT Name             | Accounts opened   |
|----------|---------------------------|-------------------|
| 1        | ANDAMANANDNICOBAR ISLANDS | 1,647             |
| 2        | ANDHRA PRADESH            | 3,234,165         |
| 3        | ARUNACHAL PRADESH         | 58,271            |
| 4        | ASSAM                     | 443,267           |
| 5        | BIHAR                     | 8,076,776         |
| 6        | CHANDIGARH                | 51,810            |
| 7        | CHHATTISGARH              | 581,016           |
| 8        | DADRA AND NAGAR HAVELI    | 24,359            |
| 9        | DELHI                     | 330,693           |
| 10       | GOA                       | 41,585            |
| 11       | GUJARAT                   | 1,798,697         |
| 12       | HARYANA                   | 742,745           |
| 13       | HIMACHAL PRADESH          | 441,203           |
| 14       | JAMMU AND KASHMIR         | 148,224           |
| 15       | JHARKHAND                 | 824,952           |
| 16       | KARNATAKA                 | 2,628,565         |
| 17       | KERALA                    | 1,046,834         |
| 18       | LADAKH                    | 2,658             |
| 19       | LAKSHADWEEP               | 563               |
| 20       | MADHYAPRADESH             | 2,573,413         |
| 21       | MAHARASHTRA               | 5,342,729         |
| 22       | MANIPUR                   | 238,679           |
| 23       | MEGHALAYA                 | 43,829            |
| 24       | MIZORAM                   | 46,922            |
| 25       | NAGALAND                  | 98,714            |
| 26       | ODISHA                    | 1,801,723         |
| 27       | PUDUCHERRY                | 35,713            |
| 28       | PUNJAB                    | 628,896           |
| 29       | RAJASTHAN                 | 2,416,687         |
| 30       | SIKKIM                    | 8,264             |
| 31       | TAMIL NADU                | 2,757,150         |
| 32       | TELANGANA                 | 2,114,172         |
| 33       | TRIPURA                   | 67,223            |
| 34       | UTTAR PRADESH             | 7,327,670         |
| 35       | UTTARAKHAND               | 350,270           |
| 36       | WEST BENGAL               | 2,006,451         |
|          | Total                     | 48,336,535        |

## Annexure-II ANNEXURE  REFERRED  IN  REPLY  TO  PART  (e)  OF  LOK  SABHA  UNSTARRED QUESTION NO. 1765 FOR 08/12/2021 REGARDING POST OFFICE BANKS.

Current products and services offered by India Post Payments Bank (IPPB) are as under:

- Paperless & Instant account opening
- Savings accounts for citizens including Aadhaar Seeding for DBT (Direct Benefit Transfer) beneficiaries
- Current Accounts for merchants
- Virtual Debit Card
- Cash Deposit/ Cash Withdrawal services
- Domestic Money Transfer services - Immediate Payment Service (IMPS), National Electronic Funds  Transfer  (NEFT),  Real  Time  Gross  Settlement (RTGS),  Unified  Payment  Interface (UPI)
- Bill Payment services - Bill payment of utility bills, (Direct-to-Home) DTH/Mobile recharges, EMI (Equated Monthly Instalment) payments, insurance etc.
- Insurance services for IPPB customers  - Life, Health, Vehicle insurance & Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
- Post Office Savings Account (POSA) linkage with IPPB accounts
- Online  Payment  for  Post  Office  Savings  schemes  -  Public  Provident  Fund  (PPF),  Sukanya Samriddhi Yojana (SSY), Recurring Deposit (RD)
- Digital Life Certificate (DLC) services - Facilitate submission of DLC for any pensioners of central/state/ Employees Provident Fund Organisation (EPFO)
- Aadhaar  based  services  -  Mobile  Number  update  in  Aadhaar  for  any  citizen  and  Child Enrolment services for any child (0 - 5-year-old)
- Cash Management services - Collection of dues from customers of corporates/ govt. bodies

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