Lok Sabha Question No. 784 (UNSTARRED), answered on 2022-07-21
Subject: PM SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Gopal Chinayya Shetty

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 784 TO BE ANSWERED ON JULY 21, 2022

## PM SVANIDHI SCHEME

NO. 784. SHRI GOPAL CHINNAYA SHETTY:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to statex-

- (a) whether the Government has introduced Prime Minister Street
- Vendor's AtmaNirbhar Nidhi (PM SVANidhi) Scheme;
- (b) if so, the details thereof;
- (c) the date on which the above scheme has been implemented; and
- (d) the details of the achievements of the above scheme as on date,
- State-wise?

## ANSWER

## THE MINISTER OF STATE IN THE

## MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI KAUSHAL KISHORE)

(a) to (c): Yes Sir. Ministry of Housing and Urban Affairs (MoHUA) has launched PM Street Vendors AtmaNirbhar Nidhi (PM SVANidhi) Scheme on June 01, 2020 to facilitate collateral free working capital of 1 year tenure to street vendors to restart their businesses, which were adversely impacted during the Covid-19 pandemic.

The scheme provides incentives in the form of interest subsidy 7% per annum on regular repayment of Ioan and cash-back upto per month on undertaking prescribed digital transactions. Further, on timely or early repayment, the vendors are eligible for enhanced working capital loan of {20,000 and {50,000 respectively during the next cycle:

Later on, 'SVANidhi se Samriddhi' initiative, designed to build safety net for the beneficiaries' families by linking them to existing 8 socio-economic welfare schemes of the Government of India was added to the Scheme. It was launched in 125 Urban Local Bodies (ULBs) in the first phase on January, 2021 and extended for 126 ULBs on 12th April, 2022. 4th

The Scheme also facilitates on-boarding of beneficiary Street Food Vendors to e-commerce platforms to serve their customers online-

(d): 33.37 lakh loans amounting to {3,621 crores have been disbursed across the country till July 12, 2022statement showing StatelUT-wise Ioan disbursements for the 1st and 3rd loans is at Annexure to III respectively2nd

An amount of 354.42 crores and {12.94 crores has been as interest subsidy & cash back respectively till July 12, 2022. A statement showing StatelUT-wise details is at Annexure-IV. paid and statement

As on July 12, 2022, socio-economic profiling 28.68 beneficiaries and their  family members has been completed 25.80 Iakh scheme sanctions have been facilitated: A showing StatelUT-wise details is at Annexure-V.

9,198 Street Vendors have been on-boarded the commerce platforms till July 12, 2022.

*****

ANNEXURE-I REFERRED To IN REPLY LOK SABHA UNSTARRED QUESTION NO.784 TO BE ANSWERED ON JULY 2022 21,

STATEIUT-WISE DETAILS OF NUMBER OF 1st LOAN APPLICATIONS RECEIVED, SANCTIONED, DISBURSED, AMOUNT DISBURSED AND LOANS REPAID UNDER PM SVANIDHI SCHEME

(As ON 12.07.2022)

| State Name Loans                     | State Name Loans   | Disbursed Amount in Rupees (In Lakhs)   |
|--------------------------------------|--------------------|-----------------------------------------|
| Andaman & Nicobar Islands            | 474                | 47.39                                   |
| Andhra Pradesh                       | 1,82,864           | 18,214.25                               |
| Arunachal Pradesh                    | 2,643              | 264.16                                  |
| Assam                                | 56,850             | 5,678.16                                |
| Bihar                                | 47,809             | 4,722.57                                |
| Chandigarh                           | 3,575              | 355.80                                  |
| Chhattisgarh                         | 47,281             | 4,684.61                                |
| Daman & Diu and Dadra & Nagar Haveli | 1,263              | 125.89                                  |
| Delhi                                | 43,180             | 4,290.63                                |
| Goa                                  | 1,232              | 122.52                                  |
| Gujarat                              | 2,06,831           | 20,597.61                               |
| Haryana_                             | 26,816             | 2,660.20                                |
| Himachal Pradesh                     | 3,371              | 336.08                                  |
| Jammu & Kashmir                      | 14,161             | 1,414.38                                |
| Jharkhand                            | 29,175             | 2,901.05                                |
| Karnataka                            | 1,43,204           | 14,275.00                               |
| Kerala                               | 9,518              | 946.34                                  |
| Ladakh                               | 264                | 26.40                                   |
| Madhya Pradesh                       | 4,78,092           | 47,597.88                               |
| Maharashtra                          | 1,99,511           | 19,830.94                               |
| Manipur                              | 8,519              | 851.16                                  |
| Meghalaya                            | 742                | 74.20                                   |
| Mizoram                              | 485                | 48.50                                   |
| Nagaland                             | 1,519              | 151.90                                  |
| Odisha                               | 34,905             | 3,454.30                                |
| Puducherry                           | 1,251              | 124.96                                  |
| Punjab                               | 39,745             | 3,940.24                                |
| Rajasthan                            | 67,001             | 6,663.32                                |
| Sikkim                               | Sikkim             | 0.10                                    |
| Tamil Nadu                           | 1,68,438           | 16,652.69                               |
| Telangana                            | 3,44,719           | 34,121.35                               |
| Tripura                              | 3,063              | 305.72                                  |
| Uttar Pradesh                        | 8,35,033           | 82,410.85                               |
| Uttarakhand                          | 10,660             | 1,061.31                                |
| West Bengal Total                    | West Bengal Total  |                                         |
|                                      | 30,27,745          | 3,00,288.55                             |

## ANNEXURE-II REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO.784 TO BE ANSWERED ON JULY 2022 21,

STATEIUT-WISE DETAILS OF NUMBER OF 2ND LOAN APPLICATIONS RECEIVED, SANCTIONED, DISBURSED, AMOUNT DISBURSED AND LOANS REPAID UNDER PM SVANIDHI SCHEME

(As ON 12.07.2022)

| State Name                           | State Name   | Disbursed Amount in Rupees (In Lakhs)   |
|--------------------------------------|--------------|-----------------------------------------|
| Andaman & Nicobar Islands            | 72           | 14.40                                   |
| Andhra Pradesh                       | 20,045       | 3,993.78                                |
| Arunachal Pradesh                    | 399          | 79.75                                   |
| Assam                                | 2,940        | 587.02                                  |
| Bihar                                | Bihar        | 363.96                                  |
| Chandigarh                           | 475          | 94.95                                   |
| Chhattisgarh_                        | 4,141        | 826.29                                  |
| Daman & Diu and Dadra & Nagar Haveli | 44           | 8.80                                    |
| Delhi                                | 1,524        | 303.65                                  |
| Goa                                  | 239          | 47.70                                   |
| Gujarat                              | 24,567       | 4,902.85                                |
| Haryana_                             | 3,214        | 641.40                                  |
| Himachal Pradesh                     | 792          | 157.95                                  |
| Jammu & Kashmir                      | 1,520        | 302.98                                  |
| Jharkhand                            | 2,521        | 503.40                                  |
| Karnataka                            | 21,703       | 4,331.95                                |
| Kerala                               | 2,330        | 464.40                                  |
| Ladakh                               | 113          | 22.60                                   |
| Madhya Pradesh                       | 62,801       | 12,542.85                               |
| Maharashtra                          | 20,568       | 4,106.67                                |
| Manipur                              | 257          | 51.35                                   |
| Meghalaya                            | 57           | 11.40                                   |
| Mizoram                              | 102          | 20.40                                   |
| Nagaland                             | 214          |                                         |
| Odisha                               | 3,151        | 629.55                                  |
| Puducherry                           | 181          | 36.15                                   |
| Punjab                               | 2,376        | 473.31                                  |
| Rajasthan                            | 644          |                                         |
| Sikkim                               | Sikkim       |                                         |
| Tamil Nadu                           | 11,291       | 2,249.20                                |
| Telangana                            | 63,543       | 12,654.46                               |
| Tripura                              | 237          | 47.35                                   |
| Uttar Pradesh                        | 54,973       | 10,948.28                               |
| Uttarakhand                          | 965          | 192.85                                  |
| West Bengal                          | 128          | 25.50                                   |
| Total                                | 3,09,952     | 61,807.19                               |

## ANNEXURE-III REFERRED TO IN REPLY To LOK SABHA UNSTARRED QUESTION NO.784 TO BE ANSWERED ON JULY 2022 21,

STATEIUT-WISE DETAILS OF NUMBER OF 3RD LOAN APPLICATIONS RECEIVED, SANCTIONED, DISBURSED, AND AMOUNT DISBURSED UNDER PM SVANIDHI

## (AS ON 12.07.2022)

| State Name                           | State Name                           | Disbursed Amount in Rupees (In Lakhs)   |
|--------------------------------------|--------------------------------------|-----------------------------------------|
| Andaman & Nicobar Islands            | Andaman & Nicobar Islands            |                                         |
| Andhra Pradesh                       | Andhra Pradesh                       |                                         |
| Arunachal Pradesh                    | Arunachal Pradesh                    |                                         |
| Assam                                | Assam                                | 0.50                                    |
| Bihar                                | Bihar                                |                                         |
| Chandigarh                           | Chandigarh                           |                                         |
| Chhattisgarh                         | 2                                    | 1.00                                    |
| Daman & Diu and Dadra & Nagar Haveli | Daman & Diu and Dadra & Nagar Haveli |                                         |
| Delhi                                | Delhi                                |                                         |
| Goa                                  | Goa                                  | 1.00                                    |
| Gujarat                              | 5                                    | 2.50                                    |
| Haryana                              | Haryana                              |                                         |
| Himachal Pradesh                     | Himachal Pradesh                     | 1.00                                    |
| Jammu & Kashmir                      | Jammu & Kashmir                      | 0.50                                    |
| Jharkhand                            | Jharkhand                            | 0.50                                    |
| Karnataka                            | Karnataka                            | 7.30                                    |
| Kerala                               | 3                                    | 1.50                                    |
| Ladakh                               | Ladakh                               |                                         |
| Madhya Pradesh                       | 26                                   | 13.00                                   |
| Maharashtra                          | 3                                    | 1.50                                    |
| Manipur                              | Manipur                              |                                         |
| Meghalaya                            | Meghalaya                            |                                         |
| Mizoram                              | Mizoram                              |                                         |
| Nagaland                             | Nagaland                             |                                         |
| Odisha                               | Odisha                               | 0.50                                    |
| Puducherry                           | Puducherry                           |                                         |
| Punjab                               | 7                                    | 3.50                                    |
| Rajasthan                            | Rajasthan                            |                                         |
| Sikkim                               | Sikkim                               |                                         |
| Tamil Nadu                           | Tamil Nadu                           | 0.50                                    |
| Telangana                            | Telangana                            | 4.50                                    |
| Tripura                              | Tripura                              |                                         |
| Uttar Pradesh                        | 4                                    | 1.70                                    |
| Uttarakhand                          | 2                                    | 1.00                                    |
| West Bengal                          | West Bengal                          |                                         |
| Total                                | 85                                   | 42.00                                   |

## ANNEXURE-IV REFERRED TO IN REPLY To LOK SABHA UNSTARRED QUESTION NO.784 TO BE ANSWERED ON JULY 2022 21,

## STATEIUT-WISE DETAILS OF CASH BACK AND INTEREST SUBSIDY PAID TO BENEFICIARIES UNDER PM SVANIDHI SCHEME

(AS ON 12.07.2022)

| State Name                           | Cashback Paid (In Lakhs)   | Interest Subsidy Paid (In Lakhs)   |
|--------------------------------------|----------------------------|------------------------------------|
| Andaman & Nicobar Islands            | 0.08                       | 1.22                               |
| Andhra Pradesh                       | 101.08                     | 290.81                             |
| Arunachal Pradesh                    | 0.48                       | 5.53                               |
| Assam                                | 7.94                       | 56.58                              |
| Bihar                                | 13.65                      | 92.90                              |
| Chandigarh                           | 2.79                       | 8.09                               |
| Chhattisgarh                         | 18.89                      | 98.80                              |
| Daman & Diu and Dadra & Nagar Haveli | 0.70                       | 3.15                               |
| Delhi                                | 24.56                      | 69.21                              |
| Goa                                  | 0.35                       | 3.11                               |
| Gujarat                              | 64.33                      | 298.49                             |
| Haryana_                             | 11.52                      | 51.11                              |
| Himachal Pradesh                     | 1.09                       | 8.58                               |
| Jammu & Kashmir                      | 1.85                       | 36.20                              |
| Jharkhand                            | 12.89                      | 68.39                              |
| Karnataka                            | 85.81                      | 329.50                             |
| Kerala                               | 3.03                       | 25.60                              |
| Ladakh                               | 0.03                       | 0.73                               |
| Madhya Pradesh                       | 205.44                     | 878.34                             |
| Maharashtra                          | 124.60                     | 461.49                             |
| Manipur                              | 1.04                       | 16.00                              |
| Meghalaya_                           | 0.03                       | 0.84                               |
| Mizoram                              | 0.04                       | 1.08                               |
| Nagaland                             | 0.23                       | 3.41                               |
| Odisha                               | 21.59                      | 85.36                              |
| Puducherry                           | 0.57                       | 3.22                               |
| Punjab                               | 8.96                       | 84.19                              |
| Rajasthan                            | 42.32                      | 150.33                             |
| Sikkim                               | Sikkim                     | 0.00                               |
| Tamil Nadu                           | 46.22                      | 338.76                             |
| Telangana                            | 285.23                     | 794.45                             |
| Tripura                              | 0.20                       | 5.85                               |
| Uttar Pradesh                        | 200.75                     | 1,126.01                           |
|                                      | 3.42                       | 24.98                              |
| West Bengal                          | 2.69                       | 19.29                              |
| Total                                | 1,294.40                   | 5,441.60                           |

## ANNEXURE-V REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO.784 TO BE ANSWERED ON JULY 2022 21,

STATEIUT-WISE DETAILS OF STREET VENDORS & THEIR FAMILY MEMBERS PROFILED AND SCHEME SANCTIONS FACILITATED UNDER SSVANIDHI SE SAMRIDDHI'

| State Name                           | No of Street Vendors and Family Members profiled   | No of Scheme sanctions facilitated   |
|--------------------------------------|----------------------------------------------------|--------------------------------------|
| Andaman & Nicobar Islands            | 1,570                                              | 646                                  |
| Andhra Pradesh                       | 2,47,641                                           | 2,92,338                             |
| Arunachal Pradesh                    | 1,362                                              | 869                                  |
| Assam                                | 8,015                                              | 5,956                                |
| Bihar                                | 29,582                                             | 31,906                               |
| Chandigarh_                          | 8,185                                              | 948                                  |
| Chhattisgarh                         | 59,533                                             | 49,240                               |
| Daman & Diu and Dadra & Nagar Haveli | 1,871                                              | 890                                  |
| Delhi                                | 2,038                                              | 159                                  |
| Goa                                  | 611                                                | 534                                  |
| Gujarat                              | 97,765                                             | 16,239                               |
| Haryana                              | 19,295                                             | 4,633                                |
| Himachal Pradesh                     | 1,014                                              | 415                                  |
| Jammu & Kashmir                      | 21,327                                             | 747                                  |
| Jharkhand                            | 24,980                                             | 31,108                               |
| Karnataka                            | 62,459                                             | 19,791                               |
| Kerala                               | 4,652                                              | 534                                  |
| Ladakh                               | 602                                                | 137                                  |
| Madhya Pradesh                       | 3,30,399                                           | 1,28,303                             |
| Maharashtra                          | 1,36,986                                           | 1,19,518                             |
| Manipur                              | 1,467                                              | 834                                  |
| Meghalaya                            | 784                                                | 148                                  |
| Mizoram                              | 1,057                                              | 1,040                                |
| Nagaland                             | 2,168                                              | 249                                  |
| Odisha                               | 47,960                                             | 5,303                                |
| Puducherry                           | 1,981                                              | 2,346                                |
| Punjab                               | 50,586                                             | 16,903                               |
| Rajasthan                            | 32,356                                             | 8,685                                |
| Sikkim                               | 0                                                  | 0                                    |
| Tamil Nadu                           | 33,405                                             | 17,261                               |
| Telangana                            | 4,53,830                                           | 4,08,277                             |
| Tripura                              | 993                                                | 1,063                                |
| Uttar Pradesh                        | 11,73,502                                          | 14,12,082                            |
| Uttarakhand                          | 8,801                                              | 1,019                                |
|                                      | 0                                                  |                                      |
| Total                                | 28,68,777                                          | 25,80,121                            |