Lok Sabha Question No. 2178 (UNSTARRED), answered on 2023-03-14
Subject: Rural Women under DAY-NRLM
Ministry: RURAL DEVELOPMENT
Asked by: S. Jothimani

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK  SABHA UNSTARRED QUESTION NO. 2178 ANSWERED ON 14/03/2023

## RURAL WOMEN UNDER DAY-NRLM

## 2178. MS. S. JOTHIMANI:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the  number  of  rural  women  residing  in  the  State  of  Tamil  Nadu  particularly  in  the Karur  Constituency  that  received  assistance  and  were  mobilised  into  Self-Help Groups (SHGs) under the Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM);
- (b) the  amount  of  funds  allocated  and  released  under  the  yojana  to  Tamil  Nadu  since 2014, year-wise;
- (c) the steps taken by the Government to promote non-farm jobs for women in rural India besides  the  Mahatma  Gandhi  National  Rural  Employment  Guarantee  Scheme (MGNREGS);
- (d) the  steps  taken  by  the  Government  to  create  an  enabling  environment  for  working women specifically in the rural areas; and
- (e) the steps taken by the Government to encourage and financially support the married women to pursue higher education and employment in the rural areas?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (SADHVI NIRANJAN JYOTI)

- (a) Till now, 36.28 lakh women from Rural Households have been mobilized into 3.18 lakh Self Help Groups (SHGs) under Deendayal Antyodaya Yojany-Nationanl Rural Livelihood Mission  (DAY-NRLM)  in  the  States  of  Tamil  Nadu  and  45,459  women  from Rural Households have been mobilized into 4,606 SHGs in Karur constituency.
- (b) The details of funds allocated and released under the NRLM to Tamil Nadu since 2014, year-wise are at Annexure-I .
- (c) The following are scheme/components under DAY-NRLM promote non-farm livelihoods
- (i)  Start-up Village Entrepreneurship Programme :  Start-up Village Entrepreneurship Programme (SVEP), the sub-scheme under the DAY-NRLM programme supports the Self-Help  Group  (SHG)  or  their  family  members  to  set-up  small  enterprises  in  the non-farm sector.  SVEP develops  an  eco-system  for  enterprise  development  in  rural areas,  with SHG households, which includes: Community Enterprise Fund (CEF), a dedicated fund for providing loans to entrepreneurs, Cadre of Community Resource Persons-Enterprise Promotion (CRP-EP) for providing Business Support Services .

States have to submit proposals through supplementary Annual Action Plans (AAP) for  funding  support  for   blocks  to  be  covered  under  SVEP  scheme  under  DAYNRLM. The funds allocation for each block depends on the number of enterprises to be supported in a block. The project duration is for a period of four years from the

- approval. As on February, 2023, a total of 231,798 enterprises have been supported under the SVEP scheme.
- (ii) One Stop Facility (OSF): OSF is a business facilitation-cum-incubation  centres  at the  sub-district  level  to  provide  business  development  services  to  existing  nanoenterprises on a growth track.  Under the One Stop Facility (OSF), as on February, 2023,  a  total  of  30,021  higher  order  enterprises  have  been  supported  across  13 National Rural Economic Transformation Project(NRETP) States.
- (iii)  Cluster  development: Cluster  development  component  includes  improvement  in parameters  like  increase  in  wages,  turnover,  employment,  number  of  enterprises, exports  etc.  After  scoping  study  and  Details  Survey  Report  (DSR)  preparation  & approval, the cluster projects are implemented. As on February, 2023, a total of 12 cluster (artisanal and Sectoral) are approved across six States - Chhattisgarh, Gujarat, Madhya Pradesh, Maharashtra, Odisha and Uttar Pradesh.
- (iv)  Incubators: The  incubator  component  is  to  scale  up  at  least  100-150  existing women-owned / women-led growth-oriented enterprises in a State and create models for replicability. Extensive mentorship support is provided to the selected enterprises under the incubator component. The enterprises supported will be in manufacturing and  service  sectors.   As  on  February,  2023,  Incubator  component  is  approved  in  4 States - Assam, Bihar, West Bengal and Karnataka.
- (v) Aajeevika Gramin Express Yojana (AGEY): AGEY is a component  under DAYNRLM for providing safe, affordable and community monitored transport services to rural areas. The vehicles under AGEY are owned and operated by members of Self Help Group (SHG) networks. The scheme is intended to connect remote villages with services  and  amenities  including  access  to  markets,  education  and  health  besides providing livelihood opportunities to SHG members. Till February, 2023, a total of 2,208 vehicles are operational across 26 States/UT.
- (d)      DAY-NRLM  is  a  flagship  poverty  alleviation  scheme.  It  aims  to  create  sustainable livelihoods by targeting the marginalised/deprived community & build a strong social capital of the poor households. The Mission helps the women in rural areas to over come multiple dimensions  of  poverty  through  various  interventions  like   Bank  Linkage  of  SHGs,  SVEP, AGEY,  Mahila  Kisan  Sashaktikaran  Pariyojana  (MKSP),  door  step  financial  services through Banking  Correspondents  (BC  Sakhi), Community  Resource  Persons  (CRPs)  to provide  the  handholding  for  self-employment/  livelihood  activities,  awareness  about  and access to services related to nutrition, health, sanitation etc., gender related interventions etc. These interventions support in creating  an enabling environment for working women in rural area.
- (e)    Under the DAY-NRLM, financial grant is being provided to Self Help Groups (SHGs) in the form of Revolving Fund (RF), Community Investment Fund (CIF) and also SHGs are being  facilitating  to  access  Bank  loans.  Further,  the  SHGs  provide  the  loans  to  Individual SHG member. These loan are utilized by SHG members for their consumption needs and also to  take  up  income  generation  livelihoods  activities.  These  loan  may  also  be  used  by  SHG household   for pursuing  higher  education  of   their  family  members,  including  married women, in rural area. The Mission also helps the  SHG households for taking up livelihoods activities in rural area  through various interventions like Bank Linkage of SHGs for access to credit,  support  through  sub-schemes  like  SVEP,  AGEY,  MKSP,  Deen  Dayal  Upadhyaya Grameen  Kaushalya  Yojana  (DDUGKY)  &  Rural  Self   Employment   Training   Institutes (RSETI).

Annexure-I referred to in reply to part (b) of Lok Sabha Unstarred Question No. 2178 to be answered on 14.03.2023 regarding 'Rural Women under DAY-NRLM'

## Details of Funds Allocated and released to Tamil Nadu State under NRLM from 201415 to 2022-23

(Rs. In Lakh)

|   Sl. No. | Year                      |   Central Allocation |   Central Release |
|-----------|---------------------------|----------------------|-------------------|
|         1 | 2014-2015                 |              7329    |            826    |
|         2 | 2015-2016                 |              2602.08 |           2050.22 |
|         3 | 2016-2017                 |              1797.46 |           1797.46 |
|         4 | 2017-2018                 |              9420.09 |          13907.8  |
|         5 | 2018-2019                 |             13094.9  |          17444.5  |
|         6 | 2019-2020                 |             18074.7  |          23260    |
|         7 | 2020-2021                 |             20384.2  |          28925    |
|         8 | 2021-2022                 |             38148    |          38148    |
|         9 | 2022-2023 (Till Feb,2023) |             38157.3  |          28618    |

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