Lok Sabha Question No. 2700 (UNSTARRED), answered on 2022-12-22
Subject: Setting up of Micro-Enterprises under PMEGP
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Srinivas Kesineni

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 2700 TO BE ANSWERED ON 22.12.2022

## SETTING UP OF MICRO-ENTERPRISES UNDER PMEGP

†2700.      SHRI. KESINENI SRINIVAS:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- a) the  number  of  micro-enterprises  set  up  under  the  Prime  Minister's  Employment Generation Programme (PMEGP) during the last five years and the current year, State-wise;
- b) whether it is a fact that the scheme is witnessing a high NPA Ratio;
- c) if so, the reasons therefor;
- d) whether  the  Government  proposes  to  bring  forth  a  policy  to  charge  uniform  and lowest  interest  rate  possible  on  the  loans  availed  by  MSME  under  PMEGP  and  if  so,  the details thereof;
- e) whether it is a fact that the loan application processing time tends to exceed the thirty days deadline set up as per the programme; and
- f) if so, the reasons therefor?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

(a): The details of micro-enterprises set up under the Prime Minister's Employment Generation Programme (PMEGP) during the last five years and the current year, State-wise, are given in Annexure.

- (b)  &  (c):            NPA  ratio  under  Prime  Minister's  Employment  Generation  Programme (PMEGP)  varies  from  Bank  to  Bank.  The  major  reasons  observed  for  default  by  the borrowers under PMEGP are given below:
- i. Due to COVID 19 pandemic, the earning capacity of some MSME units financed under PMEGP were under stress, as a result of which the borrowers could not repay the dues.
- ii. Inability to adapt with the competitive market conditions.
- iii. Lack of proper assessment of demand and supply of the products.
- iv. Non-realization of credit sales.
- v. Longer working capital cycle due to poor/slow realization of book debts.
- (d):                In view of a deregulated credit environment, all the credit related decisions are taken by the Banks in terms of their Board approved policies and extant RBI regulations/guidelines. Hence, there is no uniform rate of lending by Banks under PMEGP.
- (e) and (f):      As per scheme guidelines, the Banks will either sanction or reject the loan application  within  a  stipulated  period  of  30  days.  However,  in  certain  cases  the  credit decisions are delayed beyond 30 days due to reasons as given below:
- i.       Delay  in  submission  of  requisite  documents  such  as  rental  agreement,  local  body permission/license, quotations, etc.
- ii. Applicants  not  reachable  for  conducting  unit  visit  and  assessment/viability  study  of the projects.
- iii. Delay in completion of pre- sanction conditions like release of an asset from existing lender to provide as collateral for proposed PMEGP loan for cases more than Rs. 10 Lakhs

***

Annexure: Annexure referred to in reply to part (a) of the Lok Sabha Unstarred Question No. 2700 for answer on 22.12.2022

| (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   |
|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|
| Sr. No.                                                                   |                                                                           | 2017-18                                                                   | 2017-18                                                                   | 2017-18                                                                   |
| Sr. No.                                                                   | State/UT                                                                  | Units Setup                                                               | Margin Money (MM) Disbursed                                               | Estimated Employment                                                      |
| 1                                                                         | JAMMU KASHMIR                                                             | 3753                                                                      | 6913.15                                                                   | 30024                                                                     |
| 2                                                                         | HIMACHAL PRADESH                                                          | 886                                                                       | 2042.54                                                                   | 7088                                                                      |
| 3                                                                         | Punjab                                                                    | 1520                                                                      | 3930.46                                                                   | 12160                                                                     |
| 4                                                                         | CHANDIGARH-UT                                                             | 45                                                                        | 90.07                                                                     | 360                                                                       |
| 5                                                                         | Haryana                                                                   | 1718                                                                      | 4167.00                                                                   | 13744                                                                     |
| 6                                                                         | Delhi                                                                     | 115                                                                       | 150.65                                                                    | 920                                                                       |
| 7                                                                         | Rajasthan                                                                 | 1577                                                                      | 4929.04                                                                   | 12616                                                                     |
| 8                                                                         | Uttarakhand                                                               | 1613                                                                      | 2880.98                                                                   | 12904                                                                     |
| 9                                                                         | Uttar Pradesh                                                             | 5432                                                                      | 16866.47                                                                  | 43456                                                                     |
| 10                                                                        | CHHATTISGARH                                                              | 1463                                                                      | 3398.40                                                                   | 11704                                                                     |
| 11                                                                        | Madhya Pradesh                                                            | 1804                                                                      | 7631.41                                                                   | 14432                                                                     |
| 12                                                                        | Sikkim                                                                    | 37                                                                        | 46.36                                                                     | 296                                                                       |
| 13                                                                        | Arunachal Pradesh                                                         | 209                                                                       | 309.42                                                                    | 1672                                                                      |
| 14                                                                        | Nagaland                                                                  | 930                                                                       | 2672.15                                                                   | 7440                                                                      |
| 15                                                                        | Manipur                                                                   | 600                                                                       | 1383.87                                                                   | 4800                                                                      |
| 16                                                                        | Mizoram                                                                   | 249                                                                       | 274.05                                                                    | 1992                                                                      |
| 17                                                                        | Tripura                                                                   | 1116                                                                      | 1892.30                                                                   | 8928                                                                      |
| 18                                                                        | Meghalaya                                                                 | 75                                                                        | 118.27                                                                    | 600                                                                       |
| 19                                                                        | ASSAM                                                                     | 2282                                                                      | 2362.48                                                                   | 18256                                                                     |
| 20                                                                        | Bihar                                                                     | 2307                                                                      | 6558.85                                                                   | 18456                                                                     |
| 21                                                                        | West Bengal                                                               | 1366                                                                      | 3891.37                                                                   | 10928                                                                     |
| 22                                                                        | Jharkhand                                                                 | 1111                                                                      | 2439.53                                                                   | 8888                                                                      |
| 23                                                                        | Odisha                                                                    | 2399                                                                      | 5680.65                                                                   | 19192                                                                     |
| 24                                                                        | ANDAMAN NICOBAR                                                           | 218                                                                       | 276.95                                                                    | 1744                                                                      |
| 25                                                                        | Gujarat                                                                   | 1876                                                                      | 12883.63                                                                  | 15008                                                                     |
| 26                                                                        | MAHARASHTRA                                                               | 3329                                                                      | 8749.73                                                                   | 26632                                                                     |
| 27                                                                        | Goa                                                                       | 50                                                                        | 149.07                                                                    | 400                                                                       |
| 28                                                                        | Andhra Pradesh                                                            | 1527                                                                      | 5336.10                                                                   | 12216                                                                     |
| 29                                                                        | Telangana                                                                 | 1190                                                                      | 4030.21                                                                   | 9520                                                                      |
| 30                                                                        | Karnataka                                                                 | 2115                                                                      | 6477.94                                                                   | 16920                                                                     |
| 31                                                                        | Lakshadweep                                                               | 0                                                                         | 0.00                                                                      | 0                                                                         |
| 32                                                                        | Kerala                                                                    | 1347                                                                      | 2910.44                                                                   | 10776                                                                     |
| 33                                                                        | TAMIL NADU                                                                | 4095                                                                      | 9717.58                                                                   | 32760                                                                     |
| 34                                                                        | Puducherry                                                                | 44                                                                        | 78.95                                                                     | 352                                                                       |
|                                                                           | GRAND TOTAL                                                               | 48398                                                                     | 131240.07                                                                 | 387184                                                                    |

| (MM:- Rs. in lakh, Units Assisted and Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Employment: in numbers)   |
|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|
| Sr. No.                                                         | State/UT                                                        | ACHIEVEMENT- 2018-19                                            | ACHIEVEMENT- 2018-19                                            | ACHIEVEMENT- 2018-19                                            |
| Sr. No.                                                         | State/UT                                                        | Units Setup                                                     | Margin Money Disbursed                                          | Estimated Employment                                            |
| 1                                                               | JAMMU KASHMIR                                                   | 7529                                                            | 15222.00                                                        | 60232                                                           |
| 2                                                               | HIMACHAL PRADESH                                                | 1399                                                            | 4135.61                                                         | 11192                                                           |
| 3                                                               | Punjab                                                          | 1801                                                            | 4766.68                                                         | 14408                                                           |
| 4                                                               | CHANDIGARH- UT                                                  | 28                                                              | 63.91                                                           | 224                                                             |
| 5                                                               | Haryana                                                         | 2165                                                            | 5178.43                                                         | 17320                                                           |
| 6                                                               | Delhi                                                           | 132                                                             | 157.13                                                          | 1056                                                            |
| 7                                                               | Rajasthan                                                       | 2359                                                            | 7199.28                                                         | 18872                                                           |
| 8                                                               | Uttarakhand                                                     | 2181                                                            | 4098.38                                                         | 17448                                                           |
| 9                                                               | Uttar Pradesh                                                   | 5243                                                            | 19033.28                                                        | 41944                                                           |
| 10                                                              | CHHATTISGAR H                                                   | 3094                                                            | 6784.52                                                         | 24752                                                           |
| 11                                                              | Madhya Pradesh                                                  | 2526                                                            | 10002.28                                                        | 20208                                                           |
| 12                                                              | Sikkim                                                          | 55                                                              | 112.35                                                          | 440                                                             |
| 13                                                              | Arunachal Pradesh                                               | 280                                                             | 419.88                                                          | 2240                                                            |
| 14                                                              | Nagaland                                                        | 1208                                                            | 2349.67                                                         | 9664                                                            |
| 15                                                              | Manipur                                                         | 1291                                                            | 2041.06                                                         | 10328                                                           |
| 16                                                              | Mizoram                                                         | 1123                                                            | 1514.90                                                         | 8984                                                            |
| 17                                                              | Tripura                                                         | 1179                                                            | 2314.24                                                         | 9432                                                            |
| 18                                                              | Meghalaya                                                       | 390                                                             | 587.14                                                          | 3120                                                            |
| 19                                                              | ASSAM                                                           | 3737                                                            | 4167.41                                                         | 29896                                                           |
| 20                                                              | Bihar                                                           | 3303                                                            | 9842.00                                                         | 26424                                                           |
| 21                                                              | West Bengal                                                     | 2413                                                            | 7568.78                                                         | 19304                                                           |
| 22                                                              | Jharkhand                                                       | 1797                                                            | 4535.69                                                         | 14376                                                           |
| 23                                                              | Odisha                                                          | 3070                                                            | 7856.18                                                         | 24560                                                           |
| 24                                                              | ANDAMAN NICOBAR                                                 | 229                                                             | 318.52                                                          | 1832                                                            |
| 25                                                              | Gujarat                                                         | 3500                                                            | 25443.87                                                        | 28000                                                           |
| 26                                                              | MAHARASHTR A                                                    | 5642                                                            | 15272.02                                                        | 45136                                                           |
| 27                                                              | Goa                                                             | 78                                                              | 237.23                                                          | 624                                                             |
| 28                                                              | Andhra Pradesh                                                  | 2220                                                            | 9046.31                                                         | 17760                                                           |
| 29                                                              | Telangana                                                       | 2051                                                            | 7180.89                                                         | 16408                                                           |
| 30                                                              | Karnataka                                                       | 3657                                                            | 10725.32                                                        | 29256                                                           |
| 31                                                              | Lakshadweep                                                     | 0                                                               | 0.00                                                            | 0                                                               |
| 32                                                              | Kerala                                                          | 2486                                                            | 5383.93                                                         | 19888                                                           |
| 33                                                              | TAMIL NADU                                                      | 5185                                                            | 13290.95                                                        | 41480                                                           |
| 34                                                              | Puducherry                                                      | 76                                                              | 150.70                                                          | 608                                                             |
|                                                                 | GRAND TOTAL                                                     | 73427                                                           | 207000.54                                                       | 587416                                                          |

| (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   |
|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|
| Sr. No.                                                                   |                                                                           | ACHIEVEMENT-                                                              | ACHIEVEMENT-                                                              | ACHIEVEMENT-                                                              |
|                                                                           | State/UT                                                                  | Units Setup                                                               | Margin Money (MM) Disbursed                                               | Estimated Employment                                                      |
| 1                                                                         | JAMMU KASHMIR                                                             | 5355                                                                      | 11142.86                                                                  | 42840                                                                     |
| 2                                                                         | HIMACHAL PRADESH                                                          | 1226                                                                      | 3229.32                                                                   | 9808                                                                      |
| 3                                                                         | Punjab                                                                    | 1695                                                                      | 3914.83                                                                   | 13560                                                                     |
| 4                                                                         | CHANDIGARH- UT                                                            | 14                                                                        | 28.71                                                                     | 112                                                                       |
| 5                                                                         | Haryana                                                                   | 2029                                                                      | 4938.21                                                                   | 16232                                                                     |
| 6                                                                         | Delhi                                                                     | 93                                                                        | 110.63                                                                    | 744                                                                       |
| 7                                                                         | Rajasthan                                                                 | 3024                                                                      | 8171.88                                                                   | 24192                                                                     |
| 8                                                                         | Uttarakhand                                                               | 1844                                                                      | 3440.03                                                                   | 14752                                                                     |
| 9                                                                         | Uttar Pradesh                                                             | 6118                                                                      | 21648.00                                                                  | 48944                                                                     |
| 10                                                                        | CHHATTISGAR H                                                             | 2810                                                                      | 6098.28                                                                   | 22480                                                                     |
| 11                                                                        | Madhya Pradesh                                                            | 2175                                                                      | 8063.63                                                                   | 17400                                                                     |
| 12                                                                        | Sikkim                                                                    | 79                                                                        | 174.56                                                                    | 632                                                                       |
| 13                                                                        | Arunachal Pradesh                                                         | 211                                                                       | 363.79                                                                    | 1688                                                                      |
| 14                                                                        | Nagaland                                                                  | 1109                                                                      | 2650.24                                                                   | 8872                                                                      |
| 15                                                                        | Manipur                                                                   | 1173                                                                      | 2036.30                                                                   | 9384                                                                      |
| 16                                                                        | Mizoram                                                                   | 760                                                                       | 1083.78                                                                   | 6080                                                                      |
| 17                                                                        | Tripura                                                                   | 963                                                                       | 1835.39                                                                   | 7704                                                                      |
| 18                                                                        | Meghalaya                                                                 | 377                                                                       | 569.17                                                                    | 3016                                                                      |
| 19                                                                        | ASSAM                                                                     | 2587                                                                      | 3557.78                                                                   | 20696                                                                     |
| 20                                                                        | Bihar                                                                     | 2216                                                                      | 6950.67                                                                   | 17728                                                                     |
| 21                                                                        | West Bengal                                                               | 2222                                                                      | 8487.40                                                                   | 17776                                                                     |
| 22                                                                        | Jharkhand                                                                 | 1544                                                                      | 3749.79                                                                   | 12352                                                                     |
| 23                                                                        | Odisha                                                                    | 2723                                                                      | 7816.86                                                                   | 21784                                                                     |
| 24                                                                        | ANDAMAN NICOBAR                                                           | 93                                                                        | 146.16                                                                    | 744                                                                       |
| 25                                                                        | Gujarat                                                                   | 3983                                                                      | 28740.29                                                                  | 31864                                                                     |
| 26                                                                        | MAHARASHTR A                                                              | 4406                                                                      | 11219.47                                                                  | 35248                                                                     |
| 27                                                                        | Goa                                                                       | 90                                                                        | 244.36                                                                    | 720                                                                       |
| 28                                                                        | Andhra Pradesh                                                            | 2188                                                                      | 9024.23                                                                   | 17504                                                                     |
| 29                                                                        | Telangana                                                                 | 2174                                                                      | 7118.89                                                                   | 17392                                                                     |
| 30                                                                        | Karnataka                                                                 | 3697                                                                      | 10681.14                                                                  | 29576                                                                     |
| 31                                                                        | Lakshadweep                                                               | 0                                                                         | 0.00                                                                      | 0                                                                         |
| 32                                                                        | Kerala                                                                    | 2438                                                                      | 5322.79                                                                   | 19504                                                                     |
| 33                                                                        | TAMIL NADU                                                                | 5173                                                                      | 12405.45                                                                  | 41384                                                                     |
| 34                                                                        | Puducherry                                                                | 64                                                                        | 117.26                                                                    | 512                                                                       |
|                                                                           | GRAND TOTAL                                                               | 66653                                                                     | 195082.15                                                                 | 533224                                                                    |

| (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers)   |
|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|---------------------------------------------------------------------------|
| Sr. No.                                                                   | State/UT                                                                  | ACHIEVEMENT-2020-21                                                       | ACHIEVEMENT-2020-21                                                       | ACHIEVEMENT-2020-21                                                       |
| Sr. No.                                                                   | State/UT                                                                  | Units Setup                                                               | Margin Money (MM) Disbursed                                               | Estimated Employment                                                      |
| 1                                                                         | JAMMU KASHMIR                                                             | 8575                                                                      | 18306.28                                                                  | 68600                                                                     |
| 2                                                                         | Ladakh UT                                                                 | 281                                                                       | 1168.41                                                                   | 2248                                                                      |
| 3                                                                         | HIMACHAL PRADESH                                                          | 1208                                                                      | 3381.1                                                                    | 9664                                                                      |
| 4                                                                         | Punjab                                                                    | 1650                                                                      | 5008.66                                                                   | 13200                                                                     |
| 5                                                                         | CHANDIGARH-UT                                                             | 10                                                                        | 16                                                                        | 80                                                                        |
| 6                                                                         | Haryana                                                                   | 1740                                                                      | 5512.55                                                                   | 13920                                                                     |
| 7                                                                         | Delhi                                                                     | 74                                                                        | 147.61                                                                    | 592                                                                       |
| 8                                                                         | Rajasthan                                                                 | 2772                                                                      | 8806.83                                                                   | 22176                                                                     |
| 9                                                                         | Uttarakhand                                                               | 2249                                                                      | 4536.62                                                                   | 17992                                                                     |
| 10                                                                        | Uttar Pradesh                                                             | 9994                                                                      | 32985.38                                                                  | 79952                                                                     |
| 11                                                                        | CHHATTISGARH                                                              | 2718                                                                      | 6062.77                                                                   | 21744                                                                     |
| 12                                                                        | Madhya Pradesh                                                            | 4854                                                                      | 13807.82                                                                  | 38832                                                                     |
| 13                                                                        | Sikkim                                                                    | 57                                                                        | 152.28                                                                    | 456                                                                       |
| 14                                                                        | Arunachal Pradesh                                                         | 98                                                                        | 232.63                                                                    | 784                                                                       |
| 15                                                                        | Nagaland                                                                  | 740                                                                       | 2045.47                                                                   | 5920                                                                      |
| 16                                                                        | Manipur                                                                   | 1556                                                                      | 5899.03                                                                   | 12448                                                                     |
| 17                                                                        | Mizoram                                                                   | 810                                                                       | 1412.46                                                                   | 6480                                                                      |
| 18                                                                        | Tripura                                                                   | 842                                                                       | 1829.57                                                                   | 6736                                                                      |
| 19                                                                        | Meghalaya                                                                 | 359                                                                       | 579.65                                                                    | 2872                                                                      |
| 20                                                                        | ASSAM                                                                     | 2939                                                                      | 4948.48                                                                   | 23512                                                                     |
| 21                                                                        | Bihar                                                                     | 2192                                                                      | 7208.74                                                                   | 17536                                                                     |
| 22                                                                        | West Bengal                                                               | 2070                                                                      | 7425.32                                                                   | 16560                                                                     |
| 23                                                                        | Jharkhand                                                                 | 1522                                                                      | 3847.8                                                                    | 12176                                                                     |
| 24                                                                        | Odisha                                                                    | 3171                                                                      | 8748.07                                                                   | 25368                                                                     |
| 25                                                                        | ANDAMAN NICOBAR                                                           | 155                                                                       | 186.12                                                                    | 1240                                                                      |
| 26                                                                        | Gujarat                                                                   | 2854                                                                      | 20637.05                                                                  | 22832                                                                     |
| 27                                                                        | MAHARASHTRA                                                               | 3104                                                                      | 8844.29                                                                   | 24832                                                                     |
| 28                                                                        | Goa                                                                       | 58                                                                        | 156.65                                                                    | 464                                                                       |
| 29                                                                        | Andhra Pradesh                                                            | 1677                                                                      | 6866.3                                                                    | 13416                                                                     |
| 30                                                                        | Telangana                                                                 | 2025                                                                      | 6376.33                                                                   | 16200                                                                     |
| 31                                                                        | Karnataka                                                                 | 4437                                                                      | 12504.26                                                                  | 35496                                                                     |
| 32                                                                        | Lakshadweep                                                               | 3                                                                         | 15.36                                                                     | 24                                                                        |
| 33                                                                        | Kerala                                                                    | 2389                                                                      | 5225.88                                                                   | 19112                                                                     |
| 34                                                                        | TAMIL NADU                                                                | 5188                                                                      | 13881.57                                                                  | 41504                                                                     |
| 35                                                                        | Puducherry GRAND TOTAL                                                    | 44 74415                                                                  | 116.81 218880.15                                                          | 352 595320                                                                |

| (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers) Units set up under the Prime Minister's Employment Generation Programme in 2021-22   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers) Units set up under the Prime Minister's Employment Generation Programme in 2021-22   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers) Units set up under the Prime Minister's Employment Generation Programme in 2021-22   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers) Units set up under the Prime Minister's Employment Generation Programme in 2021-22   | (MM:- Rs. in lakh, Units Assisted and Estimated Employment: in numbers) Units set up under the Prime Minister's Employment Generation Programme in 2021-22   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Sr. No.                                                                                                                                                      | State/UT                                                                                                                                                     | ACHIEVEMENT-2021-22                                                                                                                                          | ACHIEVEMENT-2021-22                                                                                                                                          | ACHIEVEMENT-2021-22                                                                                                                                          |
| Sr. No.                                                                                                                                                      | State/UT                                                                                                                                                     | Units Setup                                                                                                                                                  | Margin Money (MM) Disbursed                                                                                                                                  | Estimated Employment                                                                                                                                         |
| 1                                                                                                                                                            | Jammu Kashmir                                                                                                                                                | 21648                                                                                                                                                        | 46713.54                                                                                                                                                     | 173184                                                                                                                                                       |
| 2                                                                                                                                                            | LADAKH (UT)                                                                                                                                                  | 295                                                                                                                                                          | 1182.31                                                                                                                                                      | 2360                                                                                                                                                         |
| 3                                                                                                                                                            | HIMACHAL PRADESH                                                                                                                                             | 1274                                                                                                                                                         | 3550.95                                                                                                                                                      | 10192                                                                                                                                                        |
| 4                                                                                                                                                            | Punjab                                                                                                                                                       | 1790                                                                                                                                                         | 6017.86                                                                                                                                                      | 14320                                                                                                                                                        |
| 5                                                                                                                                                            | CHANDIGARH- UT                                                                                                                                               | 21                                                                                                                                                           | 62.08                                                                                                                                                        | 168                                                                                                                                                          |
| 6                                                                                                                                                            | Haryana                                                                                                                                                      | 1726                                                                                                                                                         | 6093.33                                                                                                                                                      | 13808                                                                                                                                                        |
| 7                                                                                                                                                            | DELHI                                                                                                                                                        | 100                                                                                                                                                          | 315.23                                                                                                                                                       | 800                                                                                                                                                          |
| 8                                                                                                                                                            | Rajasthan                                                                                                                                                    | 2599                                                                                                                                                         | 9025.60                                                                                                                                                      | 20792                                                                                                                                                        |
| 9                                                                                                                                                            | Uttarakhand                                                                                                                                                  | 1836                                                                                                                                                         | 3983.20                                                                                                                                                      | 14688                                                                                                                                                        |
| 10                                                                                                                                                           | Uttar Pradesh                                                                                                                                                | 12594                                                                                                                                                        | 41165.07                                                                                                                                                     | 100752                                                                                                                                                       |
| 11                                                                                                                                                           | CHHATTISGARH                                                                                                                                                 | 3020                                                                                                                                                         | 6941.44                                                                                                                                                      | 24160                                                                                                                                                        |
| 12                                                                                                                                                           | Madhya Pradesh                                                                                                                                               | 8082                                                                                                                                                         | 20961.46                                                                                                                                                     | 64656                                                                                                                                                        |
| 13                                                                                                                                                           | Sikkim                                                                                                                                                       | 85                                                                                                                                                           | 214.27                                                                                                                                                       | 680                                                                                                                                                          |
| 14                                                                                                                                                           | Arunachal Pradesh                                                                                                                                            | 196                                                                                                                                                          | 788.88                                                                                                                                                       | 1568                                                                                                                                                         |
| 15                                                                                                                                                           | Nagaland                                                                                                                                                     | 1241                                                                                                                                                         | 2494.89                                                                                                                                                      | 9928                                                                                                                                                         |
| 16                                                                                                                                                           | Manipur                                                                                                                                                      | 1139                                                                                                                                                         | 3337.25                                                                                                                                                      | 9112                                                                                                                                                         |
| 17                                                                                                                                                           | Mizoram                                                                                                                                                      | 650                                                                                                                                                          | 1461.76                                                                                                                                                      | 5200                                                                                                                                                         |
| 18                                                                                                                                                           | TRIPURA                                                                                                                                                      | 958                                                                                                                                                          | 2083.70                                                                                                                                                      | 7664                                                                                                                                                         |
| 19                                                                                                                                                           | Meghalaya                                                                                                                                                    | 699                                                                                                                                                          | 974.17                                                                                                                                                       | 5592                                                                                                                                                         |
| 20                                                                                                                                                           | ASSAM                                                                                                                                                        | 3855                                                                                                                                                         | 6659.71                                                                                                                                                      | 30840                                                                                                                                                        |
| 21                                                                                                                                                           | Bihar                                                                                                                                                        | 2477                                                                                                                                                         | 8169.92                                                                                                                                                      | 19816                                                                                                                                                        |
| 22                                                                                                                                                           | West Bengal                                                                                                                                                  | 2305                                                                                                                                                         | 8539.63                                                                                                                                                      | 18440                                                                                                                                                        |
| 23                                                                                                                                                           | Jharkhand                                                                                                                                                    | 1714                                                                                                                                                         | 4188.27                                                                                                                                                      | 13712                                                                                                                                                        |
| 24                                                                                                                                                           | Odisha                                                                                                                                                       | 4301                                                                                                                                                         | 11335.95                                                                                                                                                     | 34408                                                                                                                                                        |
| 25                                                                                                                                                           | ANDAMAN NICOBAR                                                                                                                                              | 162                                                                                                                                                          | 238.69                                                                                                                                                       | 1296                                                                                                                                                         |
| 26                                                                                                                                                           | Gujarat                                                                                                                                                      | 4143                                                                                                                                                         | 28704.84                                                                                                                                                     | 33144                                                                                                                                                        |
| 27                                                                                                                                                           | MAHARASHTRA                                                                                                                                                  | 4128                                                                                                                                                         | 13018.54                                                                                                                                                     | 33024                                                                                                                                                        |
| 28                                                                                                                                                           | Goa                                                                                                                                                          | 87                                                                                                                                                           | 298.22                                                                                                                                                       | 696                                                                                                                                                          |
| 29                                                                                                                                                           | Andhra Pradesh                                                                                                                                               | 2477                                                                                                                                                         | 10088.80                                                                                                                                                     | 19816                                                                                                                                                        |
| 30                                                                                                                                                           | Telangana                                                                                                                                                    | 2906                                                                                                                                                         | 9846.14                                                                                                                                                      | 23248                                                                                                                                                        |
| 31                                                                                                                                                           | Karnataka                                                                                                                                                    | 5877                                                                                                                                                         | 15843.36                                                                                                                                                     | 47016                                                                                                                                                        |
| 32                                                                                                                                                           | Lakshadweep                                                                                                                                                  | 7                                                                                                                                                            | 17.50                                                                                                                                                        | 56                                                                                                                                                           |
| 33                                                                                                                                                           | Kerala                                                                                                                                                       | 2789                                                                                                                                                         | 6859.29                                                                                                                                                      | 22312                                                                                                                                                        |
| 34                                                                                                                                                           | TAMIL NADU                                                                                                                                                   | 5972                                                                                                                                                         | 16445.76                                                                                                                                                     | 47776                                                                                                                                                        |
| 35                                                                                                                                                           | Puducherry                                                                                                                                                   | 66                                                                                                                                                           | 144.30                                                                                                                                                       | 528                                                                                                                                                          |
|                                                                                                                                                              | GRAND TOTAL                                                                                                                                                  | 103219                                                                                                                                                       | 297765.91                                                                                                                                                    | 825752                                                                                                                                                       |

| Units   | set up under the Prime   | Minister's Employment Generation Programme in 2022-23 (as   | Minister's Employment Generation Programme in 2022-23 (as   | Minister's Employment Generation Programme in 2022-23 (as   |
|---------|--------------------------|-------------------------------------------------------------|-------------------------------------------------------------|-------------------------------------------------------------|
| Sr. No. | State/UT                 | Units Setup                                                 | ACHIEVEMENT-2022-23 Margin Money (MM) Disbursed             | Estimated Employment                                        |
| 1       | Jammu Kashmir            | 7263                                                        | 15199.76                                                    | 58104                                                       |
| 2       | LADAKH (UT)              | 70                                                          | 297.94                                                      | 560                                                         |
| 3       | HIMACHAL PRADESH         | 371                                                         | 1204.49                                                     | 2968                                                        |
| 4       | Punjab                   | 865                                                         | 4011.96                                                     | 6920                                                        |
| 5       | CHANDIGARH- UT           | 5                                                           | 14.78                                                       | 40                                                          |
| 6       | Haryana                  | 823                                                         | 3078.26                                                     | 6584                                                        |
| 7       | DELHI                    | 48                                                          | 276.73                                                      | 384                                                         |
| 8       | Rajasthan                | 990                                                         | 4690.35                                                     | 7920                                                        |
| 9       | Uttarakhand              | 764                                                         | 1887.97                                                     | 6112                                                        |
| 10      | Uttar Pradesh            | 5851                                                        | 20182.79                                                    | 46808                                                       |
| 11      | CHHATTISGAR H            | 1158                                                        | 3087.91                                                     | 9264                                                        |
| 12      | Madhya Pradesh           | 2207                                                        | 6559.82                                                     | 17656                                                       |
| 13      | Sikkim                   | 24                                                          | 56.63                                                       | 192                                                         |
| 14      | Arunachal Pradesh        | 79                                                          | 337.44                                                      | 632                                                         |
| 15      | Nagaland                 | 331                                                         | 1135.40                                                     | 2648                                                        |
| 16      | Manipur                  | 309                                                         | 906.49                                                      | 2472                                                        |
| 17      | Mizoram                  | 292                                                         | 876.95                                                      | 2336                                                        |
| 18      | TRIPURA                  | 363                                                         | 897.07                                                      | 2904                                                        |
| 19      | Meghalaya                | 93                                                          | 171.17                                                      | 744                                                         |
| 20      | ASSAM                    | 1102                                                        | 2300.91                                                     | 8816                                                        |
| 21      | Bihar                    | 1375                                                        | 4637.41                                                     | 11000                                                       |
| 22      | West Bengal              | 1130                                                        | 3889.28                                                     | 9040                                                        |
| 23      | Jharkhand                | 564                                                         | 1611.15                                                     | 4512                                                        |
| 24      | Odisha                   | 1481                                                        | 4146.21                                                     | 11848                                                       |
| 25      | ANDAMAN NICOBAR          | 67                                                          | 117.26                                                      | 536                                                         |
| 26      | Gujarat                  | 1921                                                        | 13430.52                                                    | 15368                                                       |
| 27      | MAHARASHTR A             | 1969                                                        | 6489.93                                                     | 15752                                                       |
| 28      | Goa                      | 32                                                          | 130.05                                                      | 256                                                         |
| 29      | Andhra Pradesh           | 1652                                                        | 6805.19                                                     | 13216                                                       |
| 30      | Telangana                | 997                                                         | 4245.54                                                     | 7976                                                        |
| 31      | Karnataka                | 3248                                                        | 9306.84                                                     | 25984                                                       |
| 32      | Lakshadweep              | 2                                                           | 2.49                                                        | 16                                                          |
| 33      | Kerala                   | 1125                                                        | 2768.25                                                     | 9000                                                        |
| 34      | TAMIL NADU               | 3176                                                        | 9274.61                                                     | 25408                                                       |
| 35      | Puducherry               | 22                                                          | 60.55                                                       | 176                                                         |
|         | GRAND TOTAL              | 41769                                                       | 134090.11                                                   | 334152                                                      |