Lok Sabha Question No. 1886 (UNSTARRED), answered on 2021-12-09
Subject: Women Entrepreneurs in MSME
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Raja Amareshwara Naik, Vinod Kumar Sonkar, Sangeeta Kumari Singh Deo, Jayanta Kumar Roy, Bhola Singh, Sukanta Majumdar

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK  SABHA UNSTARRED QUESTION No. 1886 TO BE ANSWERED ON 09.12.2021

## WOMEN ENTREPRENEURS IN MSME

1886.   SHRI RAJA AMARESHWARA NAIK:

SHRI VINOD KUMAR SONKAR:

SHRIMATI SANGEETA KUMARI SINGH DEO:

DR. JAYANTA KUMAR ROY:

SHRI BHOLA SINGH:

DR. SUKANTA MAJUMDAR

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a)     whether the Government has taken any initiative to foster entrepreneurship  among women in the MSME sector;
- (b)      if so, the details thereof and the details of women entrepreneurs during the last three years, State-wise;
- (c)      whether  Government is aware of number of women entrepreneurs whose enterprises had to face permanent closure due to the COVID-19 pandemic;
- (d)      if so, the details thereof, State-wise;
- (e)     whether Government proposes to extend financial assistance to women  entrepreneurs running MSMEs who had to face permanent closure due to the COVID-19 pandemic;
- (f)      if so, the details thereof; and
- (g)     other steps being taken by the Government for development of entrepreneurship among women in MSME sector?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI NARAYAN RANE)

(a): To  encourage  entrepreneurship  among  women,  the  Ministry  of  Micro,  Small  and Medium Enterprises (MSME)   implements 'Skill Upgradation & Mahila Coir Yojana' under Coir Vikas Yojana, which is as an exclusive training programme aimed at skill development of  women  artisans  engaged  in  the  Coir  industry.  Two  months  training  in  coir  spinning  is imparted  through  this  programme.    All  the  candidates  undergoing  the  training  are  given  a stipend of Rs. 3000/- per month.

The Ministry also implements Prime Minister's Employment Generation Programme (PMEGP),  which  is  a  major  credit-linked  subsidy  programme  aimed  at  generating  selfemployment opportunities through establishment of micro-enterprises in the non-farm sector by helping traditional artisans and rural/urban unemployed youth. For beneficiaries belonging to special categories such as Scheduled Caste/Scheduled Tribe/OBC /minorities/women, exserviceman,  physically  handicapped,  NER,  Hill  and  Border  areas,  etc.,  higher  subsidy  is given.  The trained artisans under 'Skill Upgradation & Mahila Coir Yojana' are encouraged to avail assistance through PMEGP scheme to set up coir units.

(b): The total number of women entrepreneurs registered under the Udyam portal  and the  Udyog  Adhar  Memorandum  (  UAM)    portal  during  the  last  three  years  is  given  in Annexure I.  The number of women assisted under the Mahila Coir Yojana and  PMEGP State-wise,  is provided in Annexure II.

(c) & (d):   COVID-19 epidemic temporarily affected various sectors including Micro, Small and Medium Enterprises in the country. Economic activity contracted during the lockdown period.      This  contraction  has  also  had  impact  on  the  MSME  sector.      A  study  has  been conducted by Khadi and Village Industries Commission (KVIC) to assess  the  impact  of COVID-19  Pandemic    on    MSMEs    including    units    set    up      under    Prime  Minister's Employment  Generation  Programme  (PMEGP).  The  findings  of  the  study  conducted  by KVIC are as under:

- i. 88%  of  the  beneficiaries  of  PMEGP  scheme  reported  that  they  were  negatively affected due to Covid-19 while the remaining 12% stated that they were benefitted during Covid-19 Pandemic.
- ii. Among the 88% who were affected, 57% stated that their units were shut down   for some time during this period, while 30% reported drop in production and revenue.

(e) & (f): To mitigate the effect of COVID on MSMEs, Government has taken a number of initiatives under Aatma Nirbhar Bharat Abhiyan. Some of them are:

- i)     Rs 20,000 crore Subordinate Debt for MSMEs.
2. ii)     Rs. 3 lakh crores Collateral free Automatic Loans for business, including  MSMEs.
3. iii)  Rs. 50,000 crore equity infusion through MSME Fund of Funds.
4. iv)  New revised criteria for classification of MSMEs.
- v)  New  Registration  of  MSMEs  through  'Udyam  Registration'  for  Ease  of  Doing Business.
6. vi)   No global tenders for procurement up to Rs. 200 crores, this will help MSME.
7. (vii) An online Portal 'Champions' was launched to cover many aspects of e-governance, including grievance redressal and handholding of MSMEs.
8. (viii).  The  validity  of  Udyog  Aadhar  Memorandum  (UAM)  has  been  extended  up to 31.12.2021 vide notification no. S.O. 2347(E) dated 16.06.2021.
9. (ix).The Government has included retail and whole sale trades as MSMEs  and  they  are  allowed  to  be  registered  on  Udyam  Registration  Portal. However, the benefits to Retail and Wholesale trade MSMEs are to be restricted to Priority Sector Lending only.
10. (x) Now, street Vendors can also register as retail traders on Udyam Registration (UR) portal and avail the benefit of Priority Sector Lending.

(g): Through  an  amendment  to  the  Public  Procurement  Policy,  the  Government  has mandated  that  all  Central  Ministries/  Departments  and  Public  Sector  Undertakings  should procure  at  least  3%  of  their  annual  procurement  from  women  owned  micro  and  small enterprises.    The  Ministry  also    implements  several  other  schemes  for  promotion  and development  of  MSMEs,  including  women  owned  MSMEs,  namely,  Micro  and  Small Enterprises  Cluster  Development  Programme  (MSE-CDP),  Tool  Rooms  &  Technology Centres, Scheme of Fund for Regeneration of Traditional Industries (SFURTI), Procurement and  marketing  Support  Scheme,  Entrepreneurship  and  Skill    Development  Programme (ESDP), Credit Linked Capital Subsidy and Technology Upgradation Scheme (CLCS-TUS) etc.

Annexure I

| Total No. of Women MSMERegistered UnderUAM&Udyam   | Total No. of Women MSMERegistered UnderUAM&Udyam   | Total No. of Women MSMERegistered UnderUAM&Udyam   | Total No. of Women MSMERegistered UnderUAM&Udyam   | Total No. of Women MSMERegistered UnderUAM&Udyam   | Total No. of Women MSMERegistered UnderUAM&Udyam   | Total No. of Women MSMERegistered UnderUAM&Udyam   |
|----------------------------------------------------|----------------------------------------------------|----------------------------------------------------|----------------------------------------------------|----------------------------------------------------|----------------------------------------------------|----------------------------------------------------|
| UDYAM*                                             | UDYAM*                                             | UDYAM*                                             | UDYAM*                                             | UDYAM*                                             | UDYAM*                                             | UDYAM*                                             |
| FY                                                 | Micro                                              | Micro                                              | Small                                              | Small                                              | Medium                                             | Total                                              |
| 2020-21 (Since Inception)                          | 473170                                             | 473170                                             | 16660                                              | 16660                                              | 1074                                               | 490904                                             |
| 2021-22 (Till 30/11/2021)                          | 500777                                             | 500777                                             | 12363                                              | 12363                                              | 519                                                | 513659                                             |
| Total:-                                            | 973947                                             | 973947                                             | 29023                                              | 29023                                              | 1593                                               | 1004563                                            |
| UAM                                                | UAM                                                | UAM                                                | UAM                                                | UAM                                                | UAM                                                | UAM                                                |
| FY                                                 | Micro                                              | Small                                              | Small                                              | Medium                                             | Total                                              | Total                                              |
| 2020-21 (Till 30/06/2020)                          | 152513                                             | 28237                                              | 28237                                              | 1073                                               | 181823                                             | 181823                                             |
| 2019-20                                            | 498638                                             | 50738                                              | 50738                                              | 1366                                               | 550742                                             | 550742                                             |
| 2018-19                                            | 402270                                             | 42786                                              | 42786                                              | 967                                                | 446023                                             | 446023                                             |
| Total:-                                            | 1053421                                            | 121761                                             | 121761                                             | 3406                                               | 1178588                                            | 1178588                                            |

Details  attached  as  Annexure-I,  indicating  state-wise  details  of  women  trainees  under Skill  Upgradation & Mahila Coir Yojana under the umbrella scheme Coir Vikas Yojana for the last  4  years  and  Annexure-2 indicating state-wise details of women beneficiaries under PMEGP for the last 3 years.

## State wise details of Women Trainees under Skill Upgradation & Mahila Coir Yojana (Phy in Nos.)

|                | 2018-19                                              | 2018-19                                 | 2019-20                                              | 2019-20                                  | 2020-21                                              | 2020-21                                 |
|----------------|------------------------------------------------------|-----------------------------------------|------------------------------------------------------|------------------------------------------|------------------------------------------------------|-----------------------------------------|
| STATE          | Training on Manufactu ring Value added Product (VAP) | Training under Mahila Coir Yojana (MCY) | Training on Manufactu ring Value added Product (VAP) | Trainin g under Mahila Coir Yojana( MCY) | Training on Manufactu ring Value added Product (VAP) | Training under Mahila Coir Yojana (MCY) |
| Tamil Nadu     | 234                                                  | 287                                     | 221                                                  | 190                                      | 412                                                  | 520                                     |
| Pondicherry    | 0                                                    | 0                                       | 0                                                    | 0                                        | 0                                                    | 0                                       |
| A&NIsland      | 64                                                   | 76                                      | 79                                                   | 98                                       | 128                                                  | 160                                     |
| Karnataka      | 80                                                   | 120                                     | 80                                                   | 140                                      | 160                                                  | 200                                     |
| Gujarat        | 64                                                   | 80                                      | 64                                                   | 40                                       | 128                                                  | 160                                     |
| Maharashtra    | 126                                                  | 140                                     | 96                                                   | 180                                      | 240                                                  | 300                                     |
| Goa            | 48                                                   | 60                                      | 16                                                   | 0                                        | 0                                                    | 0                                       |
| Andhra Pradesh | 80                                                   | 100                                     | 144                                                  | 200                                      | 192                                                  | 240                                     |
| Telangana      | 48                                                   | 20                                      | 80                                                   | 100                                      | 96                                                   | 120                                     |
| Odisha         | 95                                                   | 113                                     | 112                                                  | 138                                      | 160                                                  | 200                                     |
| Kerala         | 196                                                  | 465                                     | 285                                                  | 373                                      | 692                                                  | 895                                     |
| Lakshadweep    | 64                                                   | 60                                      | 62                                                   | 100                                      | 112                                                  | 60                                      |
| West Bengal    | 46                                                   | 236                                     | 93                                                   | 116                                      | 114                                                  | 156                                     |
| NER            | 350                                                  | 438                                     | 319                                                  | 400                                      | 381                                                  | 580                                     |
| Total          | 1495                                                 | 2195                                    | 1651                                                 | 2075                                     | 2815                                                 | 3591                                    |

## State-wise Women Enterprises set up under PMEGP, Margin Money  Disbursed and Employment generated during last three years

## (Project and Employment in numbers and MM in Rs. in lakh)

|                 |                   |                 |                 |                 | 2019-20         | 2019-20         | 2019-20         | 2019-20         | 2020-21         | 2020-21         |
|-----------------|-------------------|-----------------|-----------------|-----------------|-----------------|-----------------|-----------------|-----------------|-----------------|-----------------|
| Sr. No.         | Name of State/UT  | Project         | Margin Money    | Employ ment     | Project         | Margin Money    | Employ ment     | Project         | Margin Money    | Emplo yment     |
| I. NORTH ZONE   | I. NORTH ZONE     | I. NORTH ZONE   | I. NORTH ZONE   | I. NORTH ZONE   |                 |                 |                 |                 |                 |                 |
| 1               | Jammu& Kashmir    | 2449            | 4124.97         | 19592           | 1861            | 3297.33         | 14888           | 3235            | 5930.5          | 25880           |
| 2               | Ladakh            | 0               | 0               | 0               | 0               | 0               | 0               | 85              | 334.51          | 680             |
| 3               | Himachal Pradesh  | 528             | 1680.08         | 4224            | 447             | 1326.97         | 3576            | 431             | 1324.97         | 3448            |
| 4               | Punjab            | 703             | 2207.53         | 5624            | 681             | 1776.02         | 5448            | 737             | 2750.41         | 5896            |
| 5               | U.T. Chandigarh   | 13              | 29.54           | 104             | 8               | 19.93           | 64              | 6               | 9.08            | 48              |
| 6               | Haryana           | 547             | 1249.01         | 4376            | 592             | 1450.6          | 4736            | 622             | 2220.96         | 4976            |
| 7               | Delhi             | 54              | 60.8            | 432             | 41              | 58.36           | 328             | 33              | 64.59           | 264             |
| 8               | Rajasthan         | 524             | 2041.44         | 4192            | 732             | 2441.81         | 5856            | 663             | 2565.23         | 5304            |
|                 | Total -I          | 4818            | 11393.37        | 38544           | 4362            | 10371.02        | 34896           | 5812            | 15200.25        | 46496           |
| II.CENTRAL ZONE | II.CENTRAL ZONE   | II.CENTRAL ZONE | II.CENTRAL ZONE | II.CENTRAL ZONE | II.CENTRAL ZONE | II.CENTRAL ZONE | II.CENTRAL ZONE | II.CENTRAL ZONE | II.CENTRAL ZONE | II.CENTRAL ZONE |
| 9               | Uttarakhand       | 499             | 985.03          | 3992            | 467             | 872.08          | 3736            | 551             | 1285.98         | 4408            |
| 10              | Uttar Pradesh     | 1433            | 6593.84         | 11464           | 1574            | 7113.28         | 12592           | 2777            | 11200.43        | 22216           |
| 11              | Chhattisgarh      | 726             | 2004.92         | 5808            | 670             | 1683.91         | 5360            | 753             | 2007.49         | 6024            |
| 12              | Madhya Pradesh    | 738             | 3542.58         | 5904            | 627             | 2758.76         | 5016            | 1435            | 4700.21         | 11480           |
|                 | Total -II         | 3396            | 13126.37        | 27168           | 3338            | 12428.03        | 26704           | 5516            | 19194.11        | 44128           |
| III. N.E.ZONE   | III. N.E.ZONE     | III. N.E.ZONE   | III. N.E.ZONE   | III. N.E.ZONE   | III. N.E.ZONE   | III. N.E.ZONE   | III. N.E.ZONE   | III. N.E.ZONE   | III. N.E.ZONE   | III. N.E.ZONE   |
| 13              | Sikkim            | 27              | 48.58           | 216             | 29              | 65.54           | 232             | 24              | 67.24           | 192             |
| 14              | Arunachal Pradesh | 99              | 151.01          | 792             | 77              | 121.59          | 616             | 38              | 94.25           | 304             |
| 15              | Nagaland          | 535             | 947.74          | 4280            | 481             | 1187.05         | 3848            | 310             | 826.36          | 2480            |
| 16              | Manipur           | 533             | 802.67          | 4264            | 518             | 865.65          | 4144            | 725             | 2745.27         | 5800            |
| 17              | Mizoram           | 542             | 655.62          | 4336            | 389             | 506.4           | 3112            | 417             | 673.95          | 3336            |
| 18              | Tripura           | 248             | 470.05          | 1984            | 219             | 404.18          | 1752            | 224             | 449.73          | 1792            |
| 19              | Meghalaya         | 126             | 165.74          | 1008            | 117             | 163.78          | 936             | 140             | 226.85          | 1120            |
| 20              | Assam             | 999             | 1001.07         | 7992            | 798             | 978.89          | 6384            | 951             | 1437.82         | 7608            |
|                 | Total -III        | 3109            | 4242.48         | 24872           | 2628            | 4293.08         | 21024           | 2829            | 6521.47         | 22632           |
| IV. EAST ZONE   | IV. EAST ZONE     | IV. EAST ZONE   | IV. EAST ZONE   | IV. EAST ZONE   | IV. EAST ZONE   | IV. EAST ZONE   | IV. EAST ZONE   | IV. EAST ZONE   | IV. EAST ZONE   | IV. EAST ZONE   |
| 21              | Bihar             | 861             | 2744.14         | 6888            | 582             | 2115.62         | 4656            | 665             | 2442.25         | 5320            |
| 22              | West Bengal       | 810             | 2941.86         | 6480            | 911             | 3903.58         | 7288            | 907             | 3650.98         | 7256            |
| 23              | Jharkhand         | 428             | 1112.71         | 3424            | 451             | 1141.51         | 3608            | 444             | 1289.31         | 3552            |
| 24              | Odisha            | 1185            | 3354.56         | 9480            | 1160            | 3589.62         | 9280            | 1319            | 4120.79         | 10552           |
| 25              | A &NIslands       | 51              | 54.91           | 408             | 17              | 21.17           | 136             | 42              | 48.88           | 336             |
|                 | Total -IV         | 3335            | 10208.18        | 26680           | 3121            | 10771.5         | 24968           | 3377            | 11552.21        | 27016           |
| V. WEST ZONE    | V. WEST ZONE      | V. WEST ZONE    | V. WEST ZONE    | V. WEST ZONE    | V. WEST ZONE    | V. WEST ZONE    | V. WEST ZONE    | V. WEST ZONE    | V. WEST ZONE    | V. WEST ZONE    |
| 26              | Gujarat*          | 2382            | 18913.38        | 19056           | 2719            | 21377.29        | 21752           | 1841            | 14738.92        | 14728           |
| 27              | Maharashtra**     | 1965            | 5928.7          | 15720           | 1636            | 4608.14         | 13088           | 1179            | 3648.43         | 9432            |
| 28              | Goa               | 30              | 80.66           | 240             | 36              | 112.75          | 288             | 18              | 53.92           | 144             |
|                 | TOTAL - V         | 4377            | 24922.74        | 35016           | 4391            | 26098.18        | 35128           | 3038            | 18441.27        | 24304           |

| VI. SOUTH ZONE   | VI. SOUTH ZONE   |       |          |        |       |          |        |       |          |        |
|------------------|------------------|-------|----------|--------|-------|----------|--------|-------|----------|--------|
| 29               | Andhra Pradesh   |  1101 |  4702.47 |   8808 |  1113 |  5046.78 |   8904 |   856 |  3762.67 |   6848 |
| 30               | Telangana        |   668 |  2666.15 |   5344 |   735 |  2782.79 |   5880 |   734 |  2411.18 |   5872 |
| 31               | Karnataka        |  1086 |  3192.71 |   8688 |  1167 |  3428.02 |   9336 |  1492 |  3932.2  |  11936 |
| 35               | Lakshadweep      |     0 |     0    |      0 |     0 |     0    |      0 |     2 |     9.58 |     16 |
| 33               | Kerala           |  1052 |  1857    |   8416 |  1003 |  1905.45 |   8024 |   953 |  1844.42 |   7624 |
| 34               | Tamilnadu        |  2463 |  4910.36 |  19704 |  2841 |  5094.27 |  22728 |  2663 |  5776.79 |  21304 |
| 35               | Puducherry       |    29 |    57.97 |    232 |    21 |    50.8  |    168 |    13 |    28.06 |    104 |
| TOTAL -VI        | TOTAL -VI        |  6399 | 17386.7  |  51192 |  6880 | 18308.1  |  55040 |  6713 | 17764.9  |  53704 |
| GRAND TOTAL      | GRAND TOTAL      | 25434 | 81279.8  | 203472 | 24720 | 82269.9  | 197760 | 27285 | 88674.2  | 218280 |