Lok Sabha Question No. 548 (UNSTARRED), answered on 2021-07-22
Subject: Programmes to Promote Rural Entrepreneurship
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Rahul Gandhi

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 548 TO BE ANSWERED ON 22.07.2021

## Programmes to Promote Rural Entrepreneurship

548. SHRI RAHUL GANDHI:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether  the  Government  has  initiated  programmes  to  promote  rural  entrepreneurship, especially among the rural poor adversely affected by the COVID-19 pandemic and if so, the details thereof;
- (b) whether the Government is implementing programmes for skilling rural youth and women to establish agricultural enterprises, particularly micro food enterprises and if so, the details thereof;
- (c) whether  the  Government  has  initiated  measures  to  enhance  access  to  credit  for  micro enterprises in aspirational districts and credit deficit districts; and
- (d) if so, the details thereof particularly for Wayanad district?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI NARAYAN RANE)

- (a): Ministry  is  implementing  the  following  schemes  across  the  country  to  promote  rural entrepreneurship:
- i. Credit-linked  subsidy  programme  named  Prime  Minister's  Employment  Generation Programme (PMEGP) since 2008-09 through Khadi and Village Industries Commission (KVIC) as nodal agency at the national level for generating employment in the country by setting up of micro-enterprises in the non-farm sector. Under the scheme, beneficiaries can avail  loan  up  to  Rs.  25  lakh  in  the  manufacturing  sector  and  Rs.  10  lakh  in  the  service sector, with Margin Money subsidy of 15% to 35% for different categories. Around 80% of these micro units are set up in rural areas.

Since its inception till 30 th June 2021, around 7 lakh micro enterprises have been assisted providing employment to an estimated 57 lakh persons. During the financial year 2020-21, against the target of assisting 78,625 people to set up micro-units and to generate estimated employment  for  6,29,000  persons,  Banks  have  sanctioned  and  disbursed  loans  to  84,793 micro units, thereby providing employment to estimated 6,78,344 persons. This is the best performance under PMEGP since its inception in 2008-09 despite COVID 19 challenges.

- ii. Scheme  of  Fund  for  Regeneration  of  Traditional  Industries  (SFURTI)  to  organize traditional  industries  and  artisans  into  clusters  to  make  their  products  competitive  and provide the artisans with sustainable employment. As on 19.07.2021, 433 clusters have been approved benefitting about 2.6 lakh artisans with GoI assistance of Rs.1102 crore.

- iii. Following programmes under Gramodyog Vikas Yojana through KVIC:
2.  Honey  Mission  (Beekeeping  Programme):  To  supplement  the  income  of  farmers, Adivasies and unemployed youth of the country, KVIC has launched Honey Mission during  2017-18,  providing  farmers  with  bee  boxes,  live  bee  hives,  equipments  and training.  A total number of 15,445 beneficiaries have been provided with 1,53,259 of Bee-Hives(Boxes) from 2017-18 to 2020-21.
3.  Kumbhar  Sashaktikaran Programme  (Mineral Based Industry): Under the programme, for up-liftment of the rural potter's livelihood, skill up-gradation training and new home scale energy efficient equipment like electric pottery  wheels, blunger, pug mill, kiln etc. are provided for producing quality products. A total of 21030 electric pottery wheels have been distributed under this programme since 2017-18 to 2020-21.

(b): Under A Scheme for Promotion of Innovation, Rural Industries and Entrepreneurship (ASPIRE), Ministry of MSME is setting up Livelihood Business Incubators (LBIs) for skilling and incubating unemployed youth and micro entrepreneurs in the Agro rural sector. Till 30.06.2021, 102 LBIs have been approved of which 9 LBIs are exclusively in micro food processing sector. 3479 beneficiaries have been trained in these 9 LBIs of which 1109 beneficiaries have set up their own micro enterprises in food processing.

(c) & (d): Under  PMEGP,  Ministry  is  providing  access  to  credit  up  to  Rs.  25  lakh  in manufacturing sector and up to Rs. 10 lakh in service sector. Around 14% of the PMEGP units are set  up  in  aspirational  districts.  Performance  of  PMEGP  in  aspirational  districts  during  2020-21 including Wayanad district is given at Annexure.

Besides, Government is also implementing Pradhan Mantri MUDRA Yojana (PMMY)for providing  loans  upto  10  lakh  to  the  non-corporate,  non-farm  small/micro  enterprises  across  the country including aspirational districts.  These loans are given by Commercial Banks, RRBs, Small Finance  Banks,  Cooperative  Banks,  MFIs  and  NBFCs.  The  borrower  can  approach  any  of  these lending institutions or can apply online.

*****

## Annexure referred to in  reply  to  part  (c)&(d)  of  the  Lok  Sabha  Unstarred  Qn.  No.  548  for answer on 22.07.2021

## Performance of PMEGP Scheme in aspirational districts during 2020-21

| Sr. No.   | Aspirational districts performance under PMEGPduring 2020-21   | Aspirational districts performance under PMEGPduring 2020-21   | Aspirational districts performance under PMEGPduring 2020-21   | Aspirational districts performance under PMEGPduring 2020-21   | Aspirational districts performance under PMEGPduring 2020-21   |
|-----------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|
| Sr. No.   | State Name                                                     | District Name                                                  | No. of units set up                                            | Margin Money Disbursed (Rs.in Lakhs)                           | Estimated Employment                                           |
| 1         | TELANGANA                                                      | ADILABAD                                                       | 102                                                            | 240.58                                                         | 816                                                            |
| 2         | BIHAR                                                          | ARARIA                                                         | 49                                                             | 115.31                                                         | 392                                                            |
| 3         | BIHAR                                                          | AURANGABAD                                                     | 50                                                             | 160.13                                                         | 400                                                            |
| 4         | UTTAR PRADESH                                                  | BAHRAICH                                                       | 88                                                             | 221.03                                                         | 704                                                            |
| 5         | ASSAM                                                          | BAKSA                                                          | 81                                                             | 112.53                                                         | 648                                                            |
| 6         | ODISHA                                                         | BALANGIR                                                       | 134                                                            | 302.05                                                         | 1072                                                           |
| 7         | CHHATTISGARH                                                   | BALRAMPUR                                                      | 45                                                             | 116.72                                                         | 360                                                            |
| 8         | BIHAR                                                          | BANKA                                                          | 6                                                              | 33.33                                                          | 48                                                             |
| 9         | JAMMU KASHMIR                                                  | BARAMULLA                                                      | 1810                                                           | 4033.9                                                         | 14480                                                          |
| 10        | RAJASTHAN                                                      | BARAN                                                          | 58                                                             | 101.17                                                         | 464                                                            |
| 11        | RAJASTHAN                                                      | BARMER                                                         | 55                                                             | 97.29                                                          | 440                                                            |
| 12        | ASSAM                                                          | BARPETA                                                        | 207                                                            | 324.3                                                          | 1656                                                           |
| 13        | MADHYA PRADESH                                                 | BARWANI                                                        | 80                                                             | 257.12                                                         | 640                                                            |
| 14        | CHHATTISGARH                                                   | BASTAR                                                         | 77                                                             | 146.08                                                         | 616                                                            |
| 15        | BIHAR                                                          | BEGUSARAI                                                      | 69                                                             | 191.42                                                         | 552                                                            |
| 16        | CHHATTISGARH                                                   | BIJAPUR                                                        | 29                                                             | 49.94                                                          | 232                                                            |
| 17        | WEST BENGAL                                                    | BIRBHUM                                                        | 82                                                             | 201.08                                                         | 656                                                            |
| 18        | JHARKHAND                                                      | BOKARO                                                         | 104                                                            | 382.21                                                         | 832                                                            |
| 19        | HIMACHAL PRADESH                                               | CHAMBA                                                         | 134                                                            | 384.76                                                         | 1072                                                           |
| 20        | UTTAR PRADESH                                                  | CHANDAULI                                                      | 269                                                            | 1156.89                                                        | 2152                                                           |
| 21        | MANIPUR                                                        | CHANDEL                                                        | 78                                                             | 98.56                                                          | 624                                                            |
| 22        | JHARKHAND                                                      | CHATRA                                                         | 24                                                             | 48.85                                                          | 192                                                            |
| 23        | MADHYA PRADESH                                                 | CHHATARPUR                                                     | 58                                                             | 249.17                                                         | 464                                                            |
| 24        | UTTAR PRADESH                                                  | CHITRAKOOT                                                     | 92                                                             | 278.62                                                         | 736                                                            |
| 25        | WEST BENGAL                                                    | DAKSHIN DINAJPUR                                               | 0                                                              | 0                                                              | 0                                                              |
| 26        | MADHYA PRADESH                                                 | DAMOH                                                          | 56                                                             | 169.09                                                         | 448                                                            |
| 27        | CHHATTISGARH                                                   | DANTEWADA                                                      | 47                                                             | 89.6                                                           | 376                                                            |
| 28        | ASSAM                                                          | DARRANG                                                        | 36                                                             | 46.57                                                          | 288                                                            |
| 29        | TRIPURA                                                        | DHALAI                                                         | 105                                                            | 209.17                                                         | 840                                                            |
| 30        | ODISHA                                                         | DHENKANAL                                                      | 100                                                            | 271.05                                                         | 800                                                            |
| 31        | RAJASTHAN                                                      | DHOLPUR                                                        | 20                                                             | 41.47                                                          | 160                                                            |
| 32        | ASSAM                                                          | DHUBRI                                                         | 233                                                            | 316.35                                                         | 1864                                                           |
| 33        | GUJARAT                                                        | DOHAD                                                          | 94                                                             | 486.4                                                          | 752                                                            |
| 34        | JHARKHAND                                                      | DUMKA                                                          | 72                                                             | 153.14                                                         | 576                                                            |
| 35        | SIKKIM                                                         | EAST DISTRICT                                                  | 33                                                             | 93.14                                                          | 264                                                            |
| 36        | MADHYA PRADESH                                                 | EAST NIMAR                                                     | 99                                                             | 123.96                                                         | 792                                                            |
| 37        | JHARKHAND                                                      | EAST SINGHBHUM                                                 | 0                                                              | 0                                                              | 0                                                              |
| 38        | UTTAR PRADESH                                                  | FATEHPUR                                                       | 102                                                            | 518.39                                                         | 816                                                            |

|   39 | PUNJAB         | FIROZPUR              |   37 |   119.83 |   296 |
|------|----------------|-----------------------|------|----------|-------|
|   40 | KARNATAKA      | GADAG                 |   77 |   155.11 |   616 |
|   41 | MAHARASHTRA    | GADCHIROLI            |   89 |   120.2  |   712 |
|   42 | ODISHA         | GAJAPATI              |   36 |    86.36 |   288 |
|   43 | JHARKHAND      | GARHWA                |   36 |    88.85 |   288 |
|   44 | BIHAR          | GAYA                  |   68 |   233.94 |   544 |
|   45 | JHARKHAND      | GIRIDIH               |   94 |   241.77 |   752 |
|   46 | ASSAM          | GOALPARA              |   68 |    69.13 |   544 |
|   47 | JHARKHAND      | GODDA                 |   82 |   170.92 |   656 |
|   48 | JHARKHAND      | GUMLA                 |   31 |    65.95 |   248 |
|   49 | MADHYA PRADESH | GUNA                  |   79 |   145.43 |   632 |
|   50 | ASSAM          | HAILAKANDI            |   73 |   106.15 |   584 |
|   51 | UTTARAKHAND    | HARIDWAR              |  133 |   372.06 |  1064 |
|   52 | JHARKHAND      | HAZARIBAG             |  116 |   356.41 |   928 |
|   53 | RAJASTHAN      | JAISALMER             |   28 |    59.61 |   224 |
|   54 | MAHARASHTRA    | JALGAON               |  107 |   325.58 |   856 |
|   55 | BIHAR          | JAMUI                 |   46 |   131.91 |   368 |
|   56 | TELANGANA      | JAYASHANKAR           |   31 |    57.87 |   248 |
|   57 | ANDHRA PRADESH | Kadapa (YSR)          |   69 |   308.27 |   552 |
|   58 | KARNATAKA      | KALABURAGAI           |    0 |     0    |     0 |
|   59 | ODISHA         | KALAHANDI             |   98 |   232.47 |   784 |
|   60 | ODISHA         | KANDHAMAL             |   60 |   105.58 |   480 |
|   61 | CHHATTISGARH   | KANKER                |   72 |   164.27 |   576 |
|   62 | RAJASTHAN      | KAROLI                |   70 |   152.37 |   560 |
|   63 | BIHAR          | KATIHAR               |   31 |   104.67 |   248 |
|   64 | BIHAR          | KHAGARIA              |   19 |    58.54 |   152 |
|   65 | TELANGANA      | KHAMMAM               |  115 |   473.13 |   920 |
|   66 | JHARKHAND      | KHUNTI                |   52 |   102.54 |   416 |
|   67 | NAGALAND       | KIPHIRE               |   59 |    54.39 |   472 |
|   68 | CHHATTISGARH   | KONDAGAON             |   93 |   147.24 |   744 |
|   69 | ODISHA         | KORAPUT               |   86 |   166.8  |   688 |
|   70 | CHHATTISGARH   | KORBA                 |  155 |   314.28 |  1240 |
|   71 | TELANGANA      | KUMURAMBHEEM ASIFABAD |    0 |     0    |     0 |
|   72 | JAMMU KASHMIR  | KUPWARA               |  708 |  1593.73 |  5664 |
|   73 | JHARKHAND      | LATEHAR               |   20 |    33.56 |   160 |
|   74 | JHARKHAND      | LOHARDAGA             |   48 |    80.45 |   384 |
|   75 | CHHATTISGARH   | MAHASAMUND            |   79 |   373.4  |   632 |
|   76 | ODISHA         | MALKANGIRI            |   37 |    66.7  |   296 |
|   77 | MIZORAM        | MAMIT                 |  133 |   211.48 |  1064 |
|   78 | PUNJAB         | MOGA                  |   76 |   152.37 |   608 |
|   79 | GUJARAT        | MORBI                 |   15 |    90.57 |   120 |
|   80 | BIHAR          | MUZAFFARPUR           |   60 |   164.02 |   480 |
|   81 | ODISHA         | NABARANGPUR           |   74 |   126.12 |   592 |
|   82 | WEST BENGAL    | NADIA                 |   80 |   496.49 |   640 |

|   83 | ARUNACHAL PRADESH   | NAMSAI        |   2 |   2.59 |   16 |
|------|---------------------|---------------|-----|--------|------|
|   84 | MAHARASHTRA         | NANDED        |  82 | 136.78 |  656 |
|   85 | MAHARASHTRA         | NANDURBAR     |  48 | 130.18 |  384 |
|   86 | CHHATTISGARH        | NARAYANPUR    |  35 |  66.9  |  280 |
|   87 | GUJARAT             | NARMADA       |  11 |  40.35 |   88 |
|   88 | BIHAR               | NAWADA        |  96 | 304.76 |  768 |
|   89 | ODISHA              | NUAPADA       |  52 | 127.88 |  416 |
|   90 | HARYANA             | NUH           |   0 |   0    |    0 |
|   91 | MAHARASHTRA         | OSMANABAD     |  64 | 153.3  |  512 |
|   92 | JHARKHAND           | PAKUR         |  48 |  94.89 |  384 |
|   93 | JHARKHAND           | PALAMU        |  57 | 145.06 |  456 |
|   94 | BIHAR               | PURNIA        |  57 | 170.8  |  456 |
|   95 | KARNATAKA           | RAICHUR       |  61 | 153.23 |  488 |
|   96 | MADHYA PRADESH      | RAJGARH       | 158 | 663.34 | 1264 |
|   97 | CHHATTISGARH        | RAJNANDGAON   | 163 | 288.38 | 1304 |
|   98 | TAMIL NADU          | RAMANATHAPUA  | 425 | 153.85 | 3400 |
|   99 | JHARKHAND           | RAMGARH       |  83 | 253.25 |  664 |
|  100 | JHARKHAND           | RANCHI        |  76 | 228.15 |  608 |
|  101 | ODISHA              | RAYAGADA      |  88 | 177.99 |  704 |
|  102 | MEGHALAYA           | RI-BHOI       |  18 |  26.16 |  144 |
|  103 | JHARKHAND           | SAHIBGANJ     |  41 | 139.26 |  328 |
|  104 | BIHAR               | SHEIKHPURA    |  36 |  76.99 |  288 |
|  105 | UTTAR PRADESH       | SHRAVASTI     |  53 |  86.97 |  424 |
|  106 | UTTAR PRADESH       | SIDDHARTH     | 132 | 234.38 | 1056 |
|  107 | JHARKHAND           | SIMDEGA       |  37 |  73.51 |  296 |
|  108 | MADHYA PRADESH      | SINGROLI      |  62 | 150.07 |  496 |
|  109 | RAJASTHAN           | SIROHI        |  66 | 174.39 |  528 |
|  110 | BIHAR               | SITAMARHI     |  58 | 211.93 |  464 |
|  111 | UTTAR PRADESH       | SONBHADRA     | 109 | 379.97 |  872 |
|  112 | CHHATTISGARH        | SUKMA         |  20 |  18.17 |  160 |
|  113 | ASSAM               | UDALGURI      |  53 |  57.74 |  424 |
|  114 | UTTARAKHAND         | UDHAM SINGH   | 162 | 551.41 | 1296 |
|  115 | MADHYA PRADESH      | VIDISHA       |  56 | 113.45 |  448 |
|  116 | TAMIL NADU          | VIRUDHUNAGAR  |  92 | 271.53 |  736 |
|  117 | ANDHRA PRADESH      | VISAKHAPATNAM |  76 | 361.41 |  608 |
|  118 | ANDHRA PRADESH      | VIZIANAGARAM  |  78 | 379.66 |  624 |
|  119 | TELANGANA           | WARANGAL      |  29 |  68.88 |  232 |
|  120 | MAHARASHTRA         | WASHIM        |  47 |  79.72 |  376 |
|  121 | KERALA              | WAYANAD       |  51 | 100.33 |  408 |
|  122 | SIKKIM              | WEST DISTRICT |   7 |  17.66 |   56 |
|  123 | ARUNACHAL PRADESH   | WEST SIANG    |   3 |   8.93 |   24 |
|  124 | KARNATAKA           | YADAGIRI      |  68 |  99.07 |  544 |