Lok Sabha Question No. 129 (UNSTARRED), answered on 2022-07-18
Subject: Welfare Measures for Unorganised Workers
Ministry: LABOUR AND EMPLOYMENT
Asked by: Sunil Baburao Mendhe

## MINISTRY OF LABOUR AND EMPLOYMENT

## GOVERNMENT OF INDIA LOK SABHA

## UNSTARRED QUESTION NO. 129 TO BE ANSWERED ON 18.07.2022

## WELFARE MEASURES FOR UNORGANISED WORKERS

## 129. SHRI SUNIL BABURAO MENDHE:

Will  the  Minister  of  LABOUR  AND  EMPLOYMENT  be  pleased  to state:

- (a)whether the Government has formulated and implemented a number of welfare measures for the unorganized workers particularly for the rural and agricultural labourers;
- (b)if so, the details thereof;
- (c)the details of funds allocated and utilized under the schemes during the last three years and the current year, State and scheme-wise, particularly for the State of Maharashtra; and
- (d)the  estimated  number  of  labourers/workers  benefited  by  these schemes  during  the  said  period  and  other  steps  taken  by  the Government exclusively for their welfare?

## ANSWER

## MINISTER OF STATE FOR LABOUR AND EMPLOYMENT (SHRI RAMESWAR TELI)

- (a) to (d): As per the Unorganised Workers' Social Security Act, 2008, the Government is mandated to provide Social Security to the  workers of  unorganised  sector  including  rural  and  agricultural  labourers  by formulating  suitable  welfare  schemes  on  matters  relating  to  life  and disability cover, health and maternity benefits, old age protection etc. The details of the social security schemes are as follows:
- (i)  The  Life  and  Disability  cover  is  provided  through  Pradhan  Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and  Pradhan Mantri Suraksha Bima Yojana (PMSBY). PMJJBY is available to the people in the age group of 18 to 50 years having a bank/post office account who give their consent to join/enable   auto  debit.  Risk  coverage  under this Contd..2/-

scheme is for Rs. 2.00 lakh in case of death of insured, due to any reason,  at  an  annual  premium  of  Rs.  436/-  which  is  to  be  autodebited  from  the  subscriber's  bank/post  office  account.  As  on 31.05.2022, a total number of 12.89 crore beneficiaries have been enrolled under PMJJBY. The  Pradhan Mantri Suraksha Bima Yojana (PMSBY) is also available to the people in the age group of 18 to 70 years  with  a  bank/post  office  account  who  give  their  consent  to join/enable auto debit. The risk coverage under the scheme is for Rs 2.00 lakh in case of accidental death or total permanent disability and Rs. 1.00 lakh for partial permanent disability; due to accident at a  premium of Rs. 20 per annum which is to be deducted from the account holder's bank/post office account through 'auto-debit'.

- (ii)The  Ayushman  Bharat-Pradhan  Mantri  Jan  Arogya  Yojana  (ABPMJAY) provides an annual health cover of Rs. 5 lakhs per eligible family for secondary and tertiary care hospitalization corresponding to 1949  treatment procedures across 27 specialties. It is a completely cashless and paperless scheme. The beneficiary families under AB-PMJAY have been identified from Social Economic Caste Census (SECC) of 2011 basis 6 deprivation and 11 occupational criteria across rural and urban areas. As on 12.07.2022, a total of 18.47 crore individuals have been verified and provided with the Ayushman Cards. The details of funds released to the  Maharashtra  for  implementation  of  the  AB-PMJAY  during  last three years are as under;

(Rs. in crores)

| State       |   FY 2019-20 |   FY 2020-21 |   FY 2021-22 |
|-------------|--------------|--------------|--------------|
| Maharashtra |       241.88 |       376.65 |       324.75 |

- (iii)  In  order  to  provide  old  age  protection,  the  Government  of  India launched Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM) pension scheme  in  2019.  It  provides  monthly  pension  of  Rs.  3000/-  after attaining the age of 60 years. The workers in the age group of 18-40 years  whose  monthly  income  is  Rs.  15000/-  or  less  and    not  a member  of  EPFO/ESIC/NPS  (Govt.  funded)  can  join  the  PM-SYM Scheme. Under this scheme 50% monthly contribution is payable by the  beneficiary  and  equal  matching  contribution  is  paid  by  the Central    Government.     Under the   scheme,   the   funds   towards

Government's contribution is provided to LIC being the fund manager. As on 11.07.2022, a total of more than 48.19 lakh  workers have  been  enrolled  under  the  scheme  whereas  in  the  State  of Maharashtra    more  than  6.10    lakh  workers  have  been  enrolled under PMSYM Scheme. The year-wise details of the funds released to LIC are as under;

|   Sl. No. | Financial Year   |   Funds released to LIC towards Government's 50% contribution (Rs. in crores) |
|-----------|------------------|-------------------------------------------------------------------------------|
|         1 | 2018-19          |                                                                         49.49 |
|         2 | 2019-20          |                                                                        324.7  |
|         3 | 2020-21          |                                                                        301.89 |
|         4 | 2021-22          |                                                                        320    |

Apart from above, other schemes such as Public Distribution  System  through  One  Nation  One  Ration  Card  scheme under  National  Food  Security  Act,  Mahatma  Gandhi  National  Rural Employment  Guarantee  Act,  Deen  Dayal  Upadhyay  Gramin  Kaushal Yojana, Pradhan Mantri Awas Yojana, Gareeb Kalyan Rojgar Abhiyan, Mahatma Gandhi Bunkar Bima Yojana, Deen Dayal Antyodaya Yojana, PMSVANidhi,  Pradhan  Mantri  Kaushal  Vikas  Yojana  etc.  are  also available for the unorganised workers including rural and agricultural labourers depending upon their eligibility criteria.

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