Lok Sabha Question No. 1127 (UNSTARRED), answered on 2021-02-08
Subject: Assistance to Cooperative Banks
Ministry: FINANCE
Asked by: Ramapati Ram Tripathi

## Government of India Ministry of Finance Department of Financial Services

## LOK SABHA Unstarred Question No. 1127 Answered on Monday, February 8, 2021/Magha 19,1942 (Saka) ASSISTANCE TO COOPERATIVE BANKS

## +1127 DR. RAMAPATI RAM TRIPATHI:

## Question

Will the Minister of FINANCE be pleased to state:

- (a) whether National  Bank  for Agriculture and Rural  Development (NABARD) has launched or proposes to launch any plan to provide financial assistance to cooperative banks run in the rural areas of the country; being
- the details of assistance provided by NABARD each of the last three years and the current year; State-wise during
- b) if so, the details thereof and the purpose for which this financial assistance is provided by NABARD; and

## Answer

## THE MINISTER OF STATE IN THE MINISTRY OF FNNANCE (SHRI ANURAG SINGH THAKUR)

(a) & (b) National Bank for Agriculture and Rural Development (NABARD) had established a fund called Cooperative Development Fund (CDF)' to provide financial assistance to the Rural Credit Cooperative Institutions including Rural Cooperative Banks (RCBs).

The objectives of CDF are:

- To supplement the efforts level   cooperative credit   institutions, Primary Agricultural Credit Society (PACS) and weak District Central Cooperative Banks (DCCB) & State Cooperative Banks (StCBs), in mobilising resources for business development: viz ,
- Building up of better Management Information System (MIS) and analytical capability:
- Human Resource Development aimed at capacity building for efficient decision-making and effective implementation:
- Conduct of special studies for improving functional efficiency ofrural cooperatives

The above financial assistance is provided to RCBs for the following purposes:

- To Cooperative Training Institutions (CTIs) of RCBs for training and capacity building of personnel as well as grass roots cooperatives
- Establishment of PACS Development Cells at DCCBs.
- For conducting Organisational Development Intervention (ODI) programme for Cooperative Banks.
- Programmes on Corporate   Governance and   Exposure Visits for Board of  Directors, Senior Management and other functionaries of RCBs. key
- Infrastructure support to PACS for office furniture, cash counter, safe, note counting machine, solar panel, etc.
- Support for organising Conference/ Seminar/ Workshops on topics of relevance; conduct of Studies and Surveys on issues of national and regional importance.
- Further; in the current financial year; following new eligible activities are included under CDF:
- PACS Computerisation Stimulus grant of a maximum of Rs.5.0 crore per state to be provided by NABARD for PACS computerisation subject to matching grant by State Government and/ O the Cooperative Bank:
- at StCBs, to develop new and innovative products in the Cooperative Credit Structure.
- CTIs are allowed to conduct training programmes on-line.
- Support for  various promotional measures (viz , sensitisation, mapping of potential PACS and business activities; DPR preparation) to transform PACS as Multi-Service Centres (MSCs).
- Publications brought out by Cooperative Organisations Cumulatively Rs.218.50 crore (till 31st January 2021) has been disbursed under CDF for various promotional programmes conducted by different tiers of short-term and long-term credit cooperative structure\_
- (c State-wise and year-wise details of the financial assistance provided by NABARD under CDF during the last three years and the current year are given in the Annexure.

CDF Financial Assistance State wise

| Sr No:   | Name of the State   |   2017-18 |   2018-19 |   2019-20 |   2020-21 (Upto 31-01- 2021) |
|----------|---------------------|-----------|-----------|-----------|------------------------------|
| 1        | Andaman & Nicobar   |      8.1  |      4.89 |      2.46 |                         0    |
| 2        | Andhra Pradesh      |     91.86 |    102.8  |    126.98 |                        41.35 |
| 3        | Arunachal Pradesh   |      7.2  |      5.31 |      0    |                         0    |
| 4        | Assam               |      6.3  |     12    |     14.78 |                        11.64 |
| 5        | Bihar               |     10.85 |     10.87 |     11.25 |                         3.98 |
| 6        | Chattisgarh         |     13.15 |     12.64 |      8.46 |                         3.25 |
| 7        | Goa                 |      0    |      2.36 |      3.39 |                         0    |
| 8        | Gujarat             |    116.88 |    122.73 |    111.15 |                        19.14 |
| 9        | Haryana             |     57.86 |     61.07 |     56.61 |                         0.64 |
| 10       | Himachal Pradesh    |     34.3  |     33.77 |     54.56 |                         0.26 |
| 11       | Jammu & Kashmir     |      0.83 |      3.57 |      0.06 |                         0    |
| 12       | Jharkhand           |      4.74 |      2.58 |      7.04 |                         0.04 |
| 13       | Karnataka           |     89.11 |     82.98 |    103.12 |                        10.13 |
| 14       | Kerala              |    115.26 |    133.1  |    163.19 |                        16.79 |
| 15       | Madhya Pradesh      |    193.3  |     31.8  |     60.19 |                         2.14 |
| 16       | Maharashtra         |     74.96 |     85.37 |     91.1  |                         0    |
| 17       | Manipur             |      0    |      2.8  |      3.49 |                         0    |
| 18       | Meghalaya           |      5.44 |      4.97 |      0    |                         0    |
| 19       | Mizoram             |     23.35 |     13.03 |     15.26 |                         1.96 |
| 20       | Nagaland            |      0    |      3.18 |      2.16 |                         0    |
| 21       | Odisha              |    130.76 |    102.92 |    138.22 |                        19.32 |
| 22       | Punjab              |     98.47 |     89.12 |     69.98 |                        27.07 |
| 23       | Rajasthan           |     24.67 |     16.08 |     24    |                        23.37 |
| 24       | Sikkim              |      5.15 |      3.95 |      2    |                         0    |
| 25       | Tamil Nadu          |    128.78 |    142.02 |    131.3  |                         7.48 |
| 26       | Telangana           |    122.62 |     70.95 |    132.36 |                       522.22 |
| 27       | Tripura             |      0    |      0    |     12.16 |                         4.29 |
| 28       | Uttarakhand         |     19.8  |     24.04 |     86.36 |                         4.01 |
| 29       | Uttar Pradesh       |    175.82 |    138.86 |     45.23 |                         5.67 |
| 30       | West Bengal         |     55.3  |     69.78 |     62.33 |                        10.32 |
| 31       | Others              |    269.06 |    276.13 |    250.44 |                        36.8  |
|          | TOTAL               |   1883.92 |   1665.67 |   1789.63 |                       771.87 |

Source: NABARD

for the last 3 years and the Current Year Rs in Lakh