Lok Sabha Question No. 399 (UNSTARRED), answered on 2022-02-03
Subject: MUDRA Loan to MSME Sector
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Mimi Chakraborty

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 399 TO BE ANSWERED ON: 03.02.2022

## MUDRA LOAN TO MSME SECTOR

## 399.      MS. MIMI CHAKRABORTY:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the details of Mudra loan to MSMEs, SHGs and village level entrepreneurs during the last four years since 2017, year/State-wise;
- (b) the  details  of  employment  opportunities  created  under  Mudra  loan  in  MSMEs,  SHGs  and village level entrepreneurs during the last four years, year-wise;
- (c) the number of beneficiaries from SC/ST/OBC/minority/women therein; and
- (d) the steps being taken by the Government to increase village level entrepreneurs thereof?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI NARAYAN RANE)

- (a): Pradhan  Mantri  Mudra  Yojana  (PMMY) is  administered by Department of Financial Services (DFS),  Ministry  of  Finance.    As  reported  by  Department  of  Financial  Services,  the  details  of  yearwise/State-wise loans extended under PMMY to MSMEs, SHGs and village level entrepreneurs, since 2017, are at Annexure I.
- (b): As reported by DFS, data on employment opportunities created under the PMMY Scheme is not centrally  maintained.  However,  Ministry  of  Labour  &  Employment  in  Government  of  India  has conducted a large sample survey at the national level to estimate employment generation under PMMY which reveals that the scheme helped in generation of 1.12 crore net additional employment during the period from 2015 to 2018.
- (c): As per the data uploaded by the Member Lending Institutions on Mudra portal, the number of PMMY loans extended across the country, since inception of the scheme, including  beneficiaries from SC/ST/OBC/minority/women is as given below:

| Borrower (types)                 | No. of loan accounts (in crore)   |
|----------------------------------|-----------------------------------|
| General                          | 15.89                             |
| SC                               | 5.56                              |
| ST                               | 1.86                              |
| OBC                              | 9.22                              |
| All India Total                  | 32.53                             |
| Out of All India Total           | Out of All India Total            |
| Minorities                       | 3.50                              |
| Women entrepreneurs              | 21.99                             |
| Source- Source: DFS, M/o Finance | Source- Source: DFS, M/o Finance  |

(d): Ministry of MSME  implements  Prime Minister's  Employment Generation programme (PMEGP) and Scheme of Fund for Regeneration of Traditional Industries (SFURTI) through Khadi and Village Industries Commission. PMEGP focuses on generating employment in the country by setting up of micro-enterprises in the non-farm sector and SFURTI is meant to organize traditional industries and artisans  into  clusters  to  make  their  products  competitive  and  provide  the  artisans  with  sustainable employment. Khadi and Village Industries Commission (KVIC) is also playing a pivotal role to promote Khadi and Village Industries in the different States through the implementation of  Khadi Vikas Yojana (KVY), Gramodyog Vikas Yojana (GVY). In addition to this, Ministry of MSME implements various other schemes and programmes for growth and development of MSME Sector in the country such as Credit  Guarantee  Scheme  for  Micro  and  Small  Enterprises,  Micro  and  Small  Enterprises  Cluster Development Programme (MSE-CDP) etc. The benefits of the said schemes are also available to the enterprises located in rural areas.

*****

## Annexure-I

| Annexure-I, referred to part (a) of the Lok Sabha Question No. 399,   | Annexure-I, referred to part (a) of the Lok Sabha Question No. 399,   | Annexure-I, referred to part (a) of the Lok Sabha Question No. 399,   | Annexure-I, referred to part (a) of the Lok Sabha Question No. 399,   | Annexure-I, referred to part (a) of the Lok Sabha Question No. 399,   | Annexure-I, referred to part (a) of the Lok Sabha Question No. 399,   | Annexure-I, referred to part (a) of the Lok Sabha Question No. 399,   | Annexure-I, referred to part (a) of the Lok Sabha Question No. 399,   | Annexure-I, referred to part (a) of the Lok Sabha Question No. 399,   | Annexure-I, referred to part (a) of the Lok Sabha Question No. 399,   |
|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|
|                                                                       |                                                                       | FY                                                                    | FY                                                                    | 2017-18 FY 2018-19                                                    | 2017-18 FY 2018-19                                                    | FY 2019-20                                                            | FY 2019-20                                                            | FY 2020-21                                                            | FY 2020-21                                                            |
| Sr No                                                                 | State/UT Name                                                         | No. of A/Cs                                                           | Sanctioned Amt.                                                       | No. of A/Cs                                                           | Sanctioned Amt.                                                       | No. of A/Cs                                                           | Sanctioned Amt.                                                       | No. of A/Cs                                                           | Sanctioned Amt.                                                       |
|                                                                       | Andaman& Nicobar Islands                                              | 3,829                                                                 | 103                                                                   | 3,722                                                                 | 92                                                                    | 1,733                                                                 | 76                                                                    | 5,468                                                                 | 123                                                                   |
| 1 2                                                                   | Andhra Pradesh                                                        | 8,01,845                                                              | 10,903                                                                | 7,82,707                                                              | 11,369                                                                | 8,44,501                                                              | 10,440                                                                | 11,52,152                                                             | 12,028                                                                |
| 3                                                                     | Arunachal Pradesh                                                     | 11,004                                                                | 110                                                                   | 14,455                                                                | 118                                                                   | 23,288                                                                | 156                                                                   | 6,159                                                                 | 179                                                                   |
| 4                                                                     | Assam                                                                 | 17,13,004                                                             | 6,670                                                                 | 24,22,968                                                             | 9,938                                                                 | 16,68,347                                                             | 7,789                                                                 | 11,89,829                                                             | 7,657                                                                 |
| 5                                                                     | Bihar                                                                 | 43,14,861                                                             | 15,919                                                                | 59,99,640                                                             | 24,406                                                                | 67,12,494                                                             | 27,436                                                                | 53,06,694                                                             | 25,589                                                                |
| 6                                                                     | Chandigarh                                                            | 18,257                                                                | 420                                                                   | 30,015                                                                | 426                                                                   | 24,313                                                                | 404                                                                   | 20,295                                                                | 449                                                                   |
| 7                                                                     | Chhattisgarh                                                          | 9,62,079                                                              | 4,747                                                                 | 12,01,572                                                             | 5,953                                                                 | 12,61,018                                                             | 6,959                                                                 | 10,27,266                                                             | 6,747                                                                 |
|                                                                       | Dadra and Nagar Haveli                                                | 3,408                                                                 | 37                                                                    | 2,900                                                                 | 45                                                                    | 2,899                                                                 | 44                                                                    | 3,787                                                                 | 53                                                                    |
| 8 9                                                                   | Daman and Diu                                                         | 1,086                                                                 | 24                                                                    | 681                                                                   | 19                                                                    | 766                                                                   | 25                                                                    | 1,140                                                                 | 28                                                                    |
| 10                                                                    | Delhi                                                                 | 2,41,797                                                              | 4,450                                                                 | 7,37,717                                                              | 5,768                                                                 | 5,68,596                                                              | 5,210                                                                 | 3,30,497                                                              | 4,130                                                                 |
| 11                                                                    | Goa                                                                   | 39,397                                                                | 499                                                                   | 44,781                                                                | 503                                                                   | 39,040                                                                | 507                                                                   | 37,520                                                                | 554                                                                   |
| 12                                                                    | Gujarat                                                               | 1,501,226                                                             | 11,387                                                                | 18,26,207                                                             | 13,217                                                                | 20,96,393                                                             | 13,746                                                                | 14,30,956                                                             | 11,579                                                                |
| 13                                                                    | Haryana                                                               | 7,86,328                                                              | 5,940                                                                 | 10,81,972                                                             | 7,526                                                                 | 11,55,917                                                             | 7,859                                                                 | 10,05,453                                                             | 7,552                                                                 |
| 14                                                                    | Himachal                                                              | 91,992                                                                | 1,901                                                                 | 1,19,595                                                              | 2,359                                                                 | 1,07,865                                                              | 2,403                                                                 | 1,30,494                                                              | 2,365                                                                 |
| 15                                                                    | Pradesh Jharkhand                                                     | 12,12,671                                                             | 5,410                                                                 | 14,36,968                                                             | 6,989                                                                 | 17,20,485                                                             | 7,964                                                                 | 16,68,281                                                             | 8,471                                                                 |
| 16                                                                    | Karnataka                                                             | 45,68,493                                                             | 23,010                                                                | 58,06,936                                                             | 29,995                                                                | 57,33,127                                                             | 30,186                                                                | 46,45,196                                                             | 30,199                                                                |
| 17                                                                    | Kerala                                                                | 22,89,805                                                             | 9,460                                                                 | 21,21,319                                                             | 12,178                                                                | 21,76,889                                                             | 13,143                                                                | 1,586,258                                                             | 11,416                                                                |
| 18                                                                    | Lakshadweep                                                           | 1,044                                                                 | 13                                                                    | 626                                                                   | 7                                                                     | 796                                                                   | 8                                                                     | 1,799                                                                 | 23                                                                    |
|                                                                       | Madhya Pradesh                                                        | 28,99,123                                                             | 14,886                                                                | 32,82,723                                                             | 17,408                                                                | 35,57,948                                                             | 19,060                                                                | 32,49,158                                                             | 18,474                                                                |
| 19 20                                                                 | Maharashtra                                                           | 35,96,620                                                             | 22,751                                                                | 43,85,981                                                             | 26,439                                                                | 47,69,888                                                             | 27,899                                                                | 37,54,163                                                             | 25,209                                                                |
| 21                                                                    | Manipur                                                               | 33,186                                                                | 220                                                                   | 86,139                                                                | 361                                                                   | 90,175                                                                | 413                                                                   | 69,906                                                                | 435                                                                   |
| 22                                                                    | Meghalaya                                                             | 28,846                                                                | 216                                                                   | 35,574                                                                | 270                                                                   | 44,416                                                                | 274                                                                   | 40,478                                                                | 415                                                                   |
| 23                                                                    | Mizoram                                                               | 12,400                                                                | 158                                                                   | 15,858                                                                | 232                                                                   | 20,435                                                                | 250                                                                   | 12,716                                                                | 245                                                                   |
| 24                                                                    | Nagaland                                                              | 14,141                                                                | 136                                                                   | 17,448                                                                | 163                                                                   | 15,082                                                                | 184                                                                   | 19,787                                                                | 261                                                                   |
| 25                                                                    | Odisha                                                                | 34,70,312                                                             | 11,559                                                                | 41,64,432                                                             | 15,770                                                                | 37,15,335                                                             | 15,415                                                                | 36,34,998                                                             | 15,329                                                                |
| 26                                                                    | Pondicherry                                                           | 1,50,477                                                              | 895                                                                   | 1,77,772                                                              | 1,249                                                                 | 139,444                                                               | 764                                                                   | 1,08,775                                                              | 619                                                                   |
| 27                                                                    | Punjab                                                                | 8,19,836                                                              | 6,724                                                                 | 11,82,936                                                             | 8,283                                                                 | 12,81,307                                                             | 8,882                                                                 | 10,94,143                                                             | 7,413                                                                 |
| 28                                                                    | Rajasthan                                                             | 17,46,748                                                             | 13,863                                                                | 27,27,579                                                             | 17,506                                                                | 29,94,534                                                             | 19,662                                                                | 24,81,296                                                             | 18,571                                                                |
| 29                                                                    | Sikkim                                                                | 21,588                                                                | 116                                                                   | 26,688                                                                | 208                                                                   | 19,862                                                                | 176                                                                   | 15,356                                                                | 201                                                                   |
| 30                                                                    | Tamil Nadu                                                            | 58,60,165                                                             | 25,332                                                                | 74,40,662                                                             | 34,260                                                                | 71,17,666                                                             | 35,006                                                                | 49,47,732                                                             | 28,968                                                                |
| 31                                                                    | Telangana                                                             | 7,89,315                                                              | 6,545                                                                 | 9,82,204                                                              | 7,780                                                                 | 14,35,626                                                             | 9,128                                                                 | 6,36,219                                                              | 6,948                                                                 |
| 32                                                                    | Tripura                                                               | 3,99,299                                                              | 1,485                                                                 | 4,41,114                                                              | 1,854                                                                 | 3,97,094                                                              | 1,583                                                                 | 3,26,855                                                              | 2,117                                                                 |
| 33                                                                    | Uttar Pradesh                                                         | 44,01,217                                                             | 22,078                                                                | 49,75,961                                                             | 26,191                                                                | 58,61,422                                                             | 30,949                                                                | 47,38,452                                                             | 29,231                                                                |
| 34                                                                    | Uttarakhand                                                           | 2,54,783                                                              | 2,573                                                                 | 3,03,340                                                              | 2,974                                                                 | 3,01,996                                                              | 2,945                                                                 | 3,01,870                                                              | 3,101                                                                 |
| 35                                                                    | West Bengal                                                           | 49,67,286                                                             | 20,552                                                                | 58,56,048                                                             | 26,462                                                                | 61,76,529                                                             | 26,789                                                                | 54,50,920                                                             | 29,336                                                                |
| 36                                                                    | Union Territory ofJ&K                                                 | 99,757                                                                | 2,452                                                                 | 1,29,320 3,758                                                        | 3,246 158                                                             | 1,55,153                                                              | 3,552 178                                                             | 2,94,501 8,477                                                        | 5,513                                                                 |
| 37                                                                    | Union Territory of Ladakh                                             | 3,368                                                                 | 135                                                                   |                                                                       |                                                                       | 5,602                                                                 |                                                                       |                                                                       | 228                                                                   |

Source: DFS, M/o Finance