Lok Sabha Question No. 2029 (UNSTARRED), answered on 2022-07-28
Subject: Announcement of PM SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Rattan Lal Kataria

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 2029 TO BE ANSWERED ON JULY 28, 2022

## ANNOUNCEMENT OF PM SVANIDHI SCHEME

NO. 2029. SHRI RATTAN LAL KATARIA:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:-

- a) whether Pradhan Mantri Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) scheme has been announced in June, 2020  during Covid pandemic to provide protection to the street vendors;
- b) if so, the details thereof; and
3. the details of number of persons provided financial assistance under the said scheme SO far   including the amount of such assistance, State-wise?

## ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI KAUSHAL KISHORE)

(a) & (b): Yes, Sir: Ministry of Housing and Urban Affairs (MoHUA) is implementing PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) Scheme since June 01, 2020 to facilitate collateral free working capital Ioan, to street vendors to restart their businesses adversely impacted due to Covid-19 pandemic. The 1st loan is upto {1O,OOO with a term of 12 months followed by 2nd Ioan of upto {20,000 with a term of 18 months and Ioan of upto {50,000 with a term of 36 months, on repayment of the earlier loans: 3rd

The scheme provides incentives in the form of interest subsidy 7% per annum on regular repayment of Ioan and cash-back upto 3100 per month on undertaking prescribed number of digital transactions-

SVANidhi se Samriddhi' component, designed to build a safety net for the beneficiaries' families by linking them to existing 8 socio-economic welfare schemes of the Government of India was launched in 125 Urban Local Bodies (ULBs) in the first phase on 4th January, 2021 and extended to another 126 ULBs on 12th   April, 2022.

(c) A statement showing StatelUT-wise number of beneficiaries and amount of Ioan   disbursed; interest   subsidy and cashback   paid under PM SVANidhi scheme, as on July 20, 2022 is at Annexure-I.

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## ANNEXURE-I REFERRED To IN REPLY LOK SABHA UNSTARRED QUESTION NO.2029 TO BE ANSWERED ON JULY 2022 28,

STATEIUT-WISE DETAILS OF NUMBER OF BENEFICIARIES AND AMOUNT DISBURSED, INTEREST SUBSISY AND CASHBACK PAID UNDER PM SVANIDHI SCHEME

(As ON 20.07.2022)

| S.No   | State Name                           | Total No. Of Beneficiaries   |   Amount Disbursed In { Crore | Interest Subsidy (in { Lakhs)   | Cashback disbursed (in % Lakh)   |
|--------|--------------------------------------|------------------------------|-------------------------------|---------------------------------|----------------------------------|
| 1      | Andaman & Nicobar Islands            | 474                          |                          0.62 | 1.28                            | 0.08                             |
| 2.     | Andhra Pradesh                       | 1,82,955                     |                        223.99 | 300.49                          | 101.08                           |
| 3.     | Arunachal Pradesh                    | 2,645                        |                          3.45 | 5.81                            | 0.48                             |
| 4.     | Assam                                | 57,135                       |                         63.16 | 71.73                           | 7.94                             |
| 5.     | Bihar                                | 47,885                       |                         51.14 | 97.06                           | 13.65                            |
| 6      | Chandigarh                           | 3,581                        |                          4.55 |                                 | 2.79                             |
| 7.     | Chhattisgarh                         | 47,377                       |                         55.77 | 102.80                          | 18.89                            |
| 8      | Daman & Diu and Dadra & Nagar Haveli | 1,263                        |                          1.35 | 3.19                            | 0.70                             |
| 9      | Delhi                                | 43,383                       |                         46.31 | 71.99                           | 24.56                            |
| 10.    | Goa                                  | 1,232                        |                          1.74 | 3.43                            | 0.35                             |
| 11.    | Gujarat                              | 2,07,791                     |                        257.64 | 353.86                          | 64.33                            |
| 12.    | Haryana                              | 26,933                       |                         33.44 | 54.46                           | 11.52                            |
| 13.    | Himachal Pradesh                     | 3,372                        |                          5.02 | 9.06                            | 1.09                             |
| 14.    | Jammu & Kashmir                      | 14,202                       |                         17.41 | 36.36                           | 1.85                             |
|        | Jharkhand                            | 29,303                       |                         34.42 | 72.00                           | 12.89                            |
| 16_    | Karnataka                            | 1,43,918                     |                        189.65 | 343.35                          | 85.81                            |
| 17     | Kerala                               | 9,543                        |                         14.28 | 27.07                           | 3.03                             |
| 18.    | Ladakh                               | 264                          |                          0.49 | 0.73                            | 0.03                             |
| 19_    | Madhya Pradesh                       | 4,78,845                     |                        605.51 | 965.10                          | 205.44                           |
| 20.    | Maharashtra                          | 2,00,037                     |                        241.73 | 482.78                          | 124.60                           |
| 21_    | Manipur                              | 8,519                        |                          9.11 | 16.69                           | 1.04                             |
| 22.    | Meghalaya                            | 758                          |                          0.88 | 0.96                            | 0.03                             |
| 23_    | Mizoram                              | 485                          |                          0.69 | 1.10                            | 0.04                             |
| 24.    | Nagaland                             | 1,527                        |                          1.96 | 3.66                            | 0.23                             |
| 25.    | Odisha                               | 34,946                       |                         41.13 | 88.58                           | 21.59                            |
| 26.    | Puducherry                           | 1,251                        |                          1.63 | 3.26                            | 0.57                             |
| 27 .   | Punjab                               | 39,792                       |                         44.59 | 87.59                           | 8.96                             |
| 28.    | Rajasthan                            | 67,009                       |                         68.14 | 155.14                          | 42.32                            |
| 29.    | Sikkim                               | 7                            |                          0    | 0.00                            |                                  |

| 30.   | Tamil Nadu    | 1,68,850   | 192.19   | 354.34   | 46.22    |
|-------|---------------|------------|----------|----------|----------|
| 31_   | Telangana     | 3,44,779   | 470.12   | 821.93   | 285.23   |
| 32.   | Tripura       | 3,066      | 3.54     | 5.94     | 0.20     |
| 33.   | Uttar Pradesh | 8,36,487   | 940.97   | 1,164.11 | 200.75   |
| 34.   | Uttarakhand   | 10,679     | 12.64    | 25.43    | 3.42     |
| 35.   | West Bengal   | 13,600     | 13.71    | 22.47    | 2.69     |
|       | Total         | 30,33,887  | 3,652.97 | 5,762.22 | 1,294.40 |