Lok Sabha Question No. 1484 (UNSTARRED), answered on 2022-12-15
Subject: Beneficiaries under PMAY-U
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Dr. T. Sumathy (a) Thamizhachi Thangapandian

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## TO BE ANSWERED ON DECEMBER 15, 2022

## UNSTARRED QUESTION NO.1484 BENEFICIARIES UNDER PMAY-U

## NO.1484.  DR. T. SUMATHY (a) THAMIZHACHI THANGAPANDIAN:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the funds allocated, houses constructed and awarded to the beneficiaries of Pradhan Mantri Awas Yojana-Urban (PMAY-U) in Tamil Nadu during the last eight years;
- the number of beneficiaries during the corresponding financial years,
- (b) district-wise;
- (c) whether the Government has taken note of the complaints regarding Credit Linked Subsidy Scheme (CLSS) under PMAY-U in the said State during the last eight financial years and if so, the details thereof;
- (d) the details of action taken by the Union Government to address these complaints; and
- the total number of houses expected to be constructed under PMAY-U
- (e) and its distribution among various States?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI KAUSHAL KISHORE)

(a) & (b) Land and Colonization are State subjects.  However, the Ministry of Housing and Urban Affairs, under the vision of 'Housing for All', supplements the efforts of States/ UTs including the State of Tamil Nadu by providing  Central  Assistance  under  Pradhan  Mantri  Awas  Yojana-Urban (PMAY-U), for construction of houses for all eligible families/ beneficiaries in urban areas since 25.06.2015.  Details of Central Assistance sanctioned and released and number of houses sanctioned, grounded, completed/ delivered to  beneficiaries  during  the  financial  years  2015-2016  to  2022-23  are  at Annexure-I.

District-wise  details  of  houses  sanctioned  during  the  financial  years  2015-

2016 to 2022-23 in Tamil Nadu are at Annexure-II.

(c) & (d) For  implementation  of  Credit  Linked  Subsidy  Scheme  (CLSS) vertical of Pradhan Mantri Awas Yojana - Urban (PMAY-U) Mission, Ministry has  identified  three  Central  Nodal  Agencies  (CNAs)  i.e.  National  Housing Bank (NHB), Housing and Urban Development Corporation Ltd. (HUDCO) and State Bank of India (SBI) to channelize the subsidy to the Primary Lending Institutions (PLIs). CNAs have signed Memorandum of Understanding (MoU) with  the  PLIs  [Banks,  Housing  Finance  Companies,  Non-Banking  Financial Company - Micro Finance Institutions (NBFC-MFI) etc.] for implementation of CLSS.

Disbursement  of interest subsidy under CLSS  takes place after observing  due  diligence  at  all levels  starting  from  the  submission  of application for interest subsidy to PLIs and final clearance by CNAs.

Complaints on CLSS are related to delay in receipt of CLSS subsidy, lack of information provided by PLIs, delay in processing of applications by

PLIs.

A  Public  Grievance  Cell  is  functioning  in  the  Mission  Directorate  to address  the  issues  in  coordination  with  States/UTs  and  CNAs.  Grievance received  against  PLIs  in  connection  with  the  implementation  of  CLSS  are sent to CNAs for remedial action. CNAs take up the complaints with PLIs for suitable redressal. CNAs have sensitized the PLIs regarding the implementation of the Scheme  through  training, State Level Bankers Committee (SLBC) meetings, etc. The progress of the scheme is reviewed in the SLBC and State Level Sanctioning and Monitoring Committees (SLSMCs) meetings also. Grievance received on Centralized Public Grievance Redress and Monitoring System (CPGRAMS) Portal or through emails / by post are also suitably  replied.  Further,  Ministry  of  Housing  and  Urban  Affairs  has  also developed a Public Grievance Redress and Monitoring System for registering any  form  of  complaints  regarding  implementation  of  PMAY-U  scheme, including CLSS vertical and its speedy disposal.

For  more  efficient  and  transparent  processing  of  the  claims  and seamless disbursement of interest subsidy to the beneficiaries, Government has  launched  a  CLSS  Awas  Portal  (CLAP).  This  Portal  is  easy  to  use  by beneficiaries and has a CLSS Tracker which enables beneficiaries to track the status of their applications.

(e) As on 31.3.2022, 122.69 lakh houses were sanctioned under PMAY-U. PMAY-U scheme has been extended up to 31 st  December, 2024, except CLSS vertical, to complete the sanctioned houses in States/UTs without changing the  funding  pattern  and  implementation  methodology.    CLSS  vertical  for EWS/LIG  under  PMAY-U  was  up  to  31 st   March,  2022.    During  the  extended period  no  additional  houses  will  be  sanctioned.  However,  within  an  overall ceiling of 122.69 lakh houses sanctioned till 31 st  March 2022, States/ Union Territories may be sanctioned houses under Beneficiary-led individual house construction/ enhancement (BLC) vertical against curtailment of non-starter houses  under  BLC,  Affordable  Housing  in  Partnership  (AHP)  and  'In-situ' Slum Redevelopment (ISSR) verticals of PMAY-U.

*****

## Annexure-I referred in reply to Lok Sabha Unstarred Question No. 1484 due for 15-12-2022

## Physical and financial progress for construction of houses during the Financial Years 2015-16 to 2022-23 in the State of Tamil Nadu under PMAY-U

|   Sr. No | Particulars                                        | Achievements   |
|----------|----------------------------------------------------|----------------|
|        1 | Central Assistance Sanctioned ( ₹ in Cr.)          | 11,259.66      |
|        2 | Central Assistance Released ( ₹ in Cr.)            | 8,644.54       |
|        3 | Houses Sanctioned (Nos)                            | 6,88,862       |
|        4 | Houses Grounded (Nos)                              | 6,30,133       |
|        5 | Houses Completed/ delivered to beneficiaries (Nos) | 4,81,061       |

## Annexure-II referred in reply to Lok Sabha Unstarred Question No. 1484 due for 15-12-2022

## District wise details of houses sanctioned during last eight financial years (FY 2015-16 to 2022-23) in the State of Tamil Nadu under PMAY-U

| Sr. No.   | District                | Houses Sanctioned   |
|-----------|-------------------------|---------------------|
| 1         | Ariyalur                | 2,743               |
| 2         | Chengalpattu            | 18,257              |
| 3         | Chennai                 | 1,07,135            |
| 4         | Coimbatore              | 50,185              |
| 5         | Cuddalore               | 13,349              |
| 6         | Dharmapuri              | 7,867               |
| 7         | Dindigul                | 14,336              |
| 8         | Erode                   | 29,509              |
| 9         | Kallakurichi            | 3,201               |
| 10        | Kanchipuram             | 32,642              |
| 11        | Kanyakumari             | 29,479              |
| 12        | Karur                   | 6,810               |
| 13        | Krishnagiri             | 7,600               |
| 14        | Madurai                 | 37,636              |
| 15        | Mayiladuthurai          | 1,675               |
| 16        | Nagapattinam            | 3,858               |
| 17        | Namakkal                | 13,832              |
| 18        | Nilgiris                | 7,926               |
| 19        | Perambalur              | 2,554               |
| 20        | Pudukkottai             | 12,177              |
| 21        | Ramanathapuram          | 5,673               |
| 22        | Ranipet                 | 10,426              |
| 23        | Salem                   | 36,164              |
| 24        | Sivagangai              | 5,413               |
| 25        | Tenkasi                 | 5,976               |
| 26        | Thanjavur               | 12,889              |
| 27        | Theni                   | 14,982              |
| 28        | Thiruvallur             | 54,167              |
| 29        | Thiruvannamalai         | 7,296               |
| 30        | Thiruvarur              | 3,201               |
| 31        | Thoothukudi (Tuticorin) | 16,559              |
| 32        | Tiruchirappalli         | 21,752              |
| 33        | Tirunelveli             | 33,053              |
| 34        | Tirupathur              | 7,486               |
| 35        | Tiruppur                | 24,010              |
| 36        | Vellore                 | 12,518              |
| 37        | Viluppuram              | 6,271               |
| 38        | Virudhunagar            | 8,255               |
| Total     |                         | 6,88,862            |