Lok Sabha Question No. 3631 (UNSTARRED), answered on 2021-12-20
Subject: Benefits of Security Schemes to Labourers
Ministry: LABOUR AND EMPLOYMENT
Asked by: Rama Devi

## GOVERNMENT OF INDIA

## MINISTRY OF LABOUR AND EMPLOYMENT

## LOK SABHA

UNSTARRED QUESTION NO. 3631 TO BE ANSWERED ON 20.12.2021

## BENEFITS OF SECURITY SCHEMES TO LABOURERS

†3631. SHRIMATI RAMA DEVI:

Will  the  Minister  of  LABOUR  AND  EMPLOYMENT  be  pleased  to state:

- (a)the  number  of  Labourers  covered  under  Social  Security  Schemes  in Bihar;
- (b)the criteria and the guidelines to provide benefits of Security Schemes to labourers of unorganized sectors;
- (c)whether  any  identification  and  registration  have  been  carried  out  of unorganized  sector  labourers  to  cover  them  under  Social  Security Scheme; and
- (d)if so, the details of the labourers for whom  identification and registration have been conducted?

## ANSWER

## MINISTER OF STATE FOR LABOUR AND EMPLOYMENT (SHRI RAMESWAR TELI)

- (a) to (d): As  per  the  Unorganised  Workers'  Social  Security  Act,  2008, the Government is mandated to provide Social Security to the  workers  of unorganised sector by formulating suitable welfare schemes on matters relating to life and disability cover, health and maternity benefits, old age protection etc. The details of the social security schemes are as follow:
- (i)  Life  and  disability  cover  is  provided  through  Pradhan  Mantri  Jeevan Jyoti  Bima  Yojana  (PMJJBY)  and  Pradhan  Mantri  Surksha  Bima  Yojana (PMSBY) launched in 2015. The benefits under these schemes are Rs. 2 lakh on death due to any reason or permanent disability, Rs. 4.00 lakh on death  due  to  accident  and  Rs.  1  lakh  on  partial  disability.    As  on  31 st October,  2021,  total  42,85,468  and  1,39,69,196  beneficiaries  have  been
- enrolled  in Bihar under PMJJBY and PMSBY respectively.

- (ii)  The  health  and  maternity  benefits  are  ensured  through  Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) under deprivation and  occupational  criteria.  It  provides  health  insurance  coverage  upto Rs.5.00 lakhs per family for secondary and tertiary care related hospitalization.  In  Bihar,  1,08,11,015  families  are  eligible  to  avail  the benefits under AB-PMJAY.
- (iii)  In  order  to  provide  old  age  protection,  the  Government  of  India launched  Pradhan  Mantri  Shram  Yogi  Maan-Dhan  (PM-SYM)  pension yojana  in  2019.  It  provides  monthly  minimum  assured  pension  of  Rs. 3000/- after attaining the age of 60 years. The workers in the age group of 18-40 years whose monthly income is Rs. 15000/- or less can join the PMSYM Scheme. Under this scheme 50% monthly contribution is payable by the  beneficiary  and  equal  matching  contribution  is  paid  by  the  Central Government.  As  on  09.12.2021,  total  2,00,235  beneficiaries  have  been enrolled in the State of Bihar.

Apart  from  above,  other  schemes  such  as  Mahatma  Gandhi National Rural Employment Guarantee Act, Deen Dayal Upadhyay Gramin Kaushal  Yojana,  Pradhan  Mantri  Awas  Yojana,  Pradhan  Mantri  Gareeb Kalyan Rojgar Yojana, Mahatma Gandhi Bunkar Bima Yojana, Deen Dayal Antyodaya  Yojana,  PMSVANidhi,  Pradhan  Mantri  Kaushal  Vikas  Yojana etc.  are  also  available  for  the  unorganised  sector  workers  depending upon their eligibility criteria.

Ministry of Labour & Employment has also launched e-SHRAM portal on 26.08.2021, to create a National Database of the Unorganised Workers. It consists of name, occupation. address, educational qualification, skill types, family details etc. All eligible registered workers are entitled to get an accidental insurance cover of Rs. 2.0 lakh free of cost for a year through PMSBY. As on 15th November, 2021, over 12 crore unorganized workers have been registered on e-SHRAM Portal.

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