Lok Sabha Question No. 1718 (UNSTARRED), answered on 2023-02-13
Subject: NSTFDC in West Bengal
Ministry: TRIBAL AFFAIRS
Asked by: Dilip Ghosh

## GOVERNMENT OF INDIA MINISTRY OF TRIBAL AFFAIRS

## LOK SABHA UNSTARRED QUESTION NO- 1718

TO BE ANSWERED ON- 13/02/2023

## NSTFDC IN WEST BENGAL

1718. SHRI DILIP GHOSH:

Will the Minister of TRIBAL AFFAIRS be pleased to state:

(a)the details of the schemes being implemented by National Scheduled Tribes Finance and Development Corporation (NSTFDC) and its physical/ financial performance, district-wise in West Bengal during the last five years;

- (b) the details of  the  proposals  received  and approved  under  various  loans  for  the development of tribal women in West Bengal during the said period, district wise; and
- (c) the allocation of funds and its utilisation thereof scheme-wise in West Bengal during last five years?

## ANSWER

## MINISTER OF STATE FOR TRIBAL AFFAIRS (SMT. RENUKA SINGH SARUTA)

- (a): National Scheduled Tribes Finance and Development Corporation (NSTFDC), a Central Public Sector Enterprise (CPSE) under the Ministry of Tribal extends concessional loans to the eligible Scheduled Tribe persons for undertaking any income generation activities/ selfemployment through its implementing agencies. The schemes of NSTFDC are implemented throughout the country are as under:
- i. Term Loan Scheme: NSTFDC provides Term Loan for viable projects costing upto ₹50.00 lakh per unit. Under the scheme, financial assistance is extended upto 90% of the  cost  of  the  project  and  the  balance  is  met  by  way  of  subsidy/  promoter contribution/ margin money.
- ii. Adivasi  Mahila  Sashaktikaran  Yojana  (AMSY):  This  is  an  exclusive  scheme  for economic  development  of  Scheduled  Tribes  Women.  Under  the  scheme,  NSTFDC provides loan upto 90% for projects costing upto ₹2 lakh.
- iii. Micro Credit Scheme for Self Help Groups (MCF): This is an exclusive scheme for Self  Help  Groups  for  meeting  small  loan  requirement  of  ST  member.  Under  the scheme, the Corporation provides loans upto ₹50,000/- per member and maximum ₹5 Lakh per Self Help Group (SHG).
- iv. Adivasi Shiksha Rrinn Yojana (ASRY): This is an Education loan scheme to enable the ST students to meet expenditure for pursuing technical and professional education including  Ph.D.  in  India.  Under  this  scheme,  the  Corporation  provides  financial assistance  upto  ₹10  lakh  per  eligible  family.  The  students  are  eligible  for  interest subsidy from Ministry of Education, Govt. of India, during the moratorium period i.e. course period plus one year after completion of course or six months after getting the job, whichever is earlier.
- v. Margin  Money Support  Scheme for ST  Entrepreneurs:  In  order  to  finance  projects under the Stand-Up India Scheme of Government of India, a separate scheme titled 'Margin  Money  Support  Scheme  for  ST  Entrepreneurs'  has  been  formulated  in

December  2020.  Under  this  scheme,  the  eligible  ST  Entrepreneurs  are  allowed  to avail financial assistance under margin money support as per guidelines of Stand-up India Scheme.

- vi. Tribal  Forest  Dwellers  Empowerment  Scheme:  The  objective  of  the  scheme  is  to generate  awareness,  provide  training  to  beneficiaries,  give  NSTFDC's  concessional financial  assistance,  assist  in  market  linkage  etc.  to  the  Scheduled  Tribes  forest dwellers  vested  land  rights  under  Forest  Rights  Act,  2006.  Under  the  scheme, NSTFDC provides loan upto 90% for schemes costing upto ₹2 lakh.

The  detail  of  funds  disbursed  and  number  of  beneficiaries  assisted  in  the  state  of West Bengal during last five years is given below:

| Fin. Year   | Disbursement (₹ in lakh)   |   Number of Beneficiaries |
|-------------|----------------------------|---------------------------|
| 2017-18     | 528.64                     |                      3327 |
| 2018-19     | 1,283.30                   |                      9078 |
| 2019-20     | 558.86                     |                      4250 |
| 2020-21     | 275.64                     |                      2089 |
| 2021-22     | 573.92                     |                      4515 |
| TOTAL       | 3,220.36                   |                     23259 |

- (b): District wise proposals are not received from the implementing agencies. AMSY an exclusive  scheme  for  women  and  detail  of  proposals  received  and  approved  under  this scheme in the state of West Bengal during last five years is given below:
- (c): The schemes of NSTFDC are demand based and no State-wise allocation of funds are done under the scheme.

| Financial Year   |   Proposals received and approved under AMSY (₹ in lakh) |
|------------------|----------------------------------------------------------|
| 2017-18          |                                                     7.2  |
| 2018-19          |                                                    20.25 |
| 2019-20          |                                                    30.51 |
| 2020-21          |                                                     6.35 |
| 2021-22          |                                                    14.64 |
| Total            |                                                    78.95 |

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