Lok Sabha Question No. 507 (UNSTARRED), answered on 2021-07-22
Subject: Loan Schemes for MSME Sector
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Mahesh Sahoo

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 507 TO BE ANSWERED ON 22.07.2021

## Loan Schemes for MSME Sector

## 507. SHRI MAHESH SAHOO:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether the Government extends the various loan schemes for the MSME sector and if so, the details thereof;
- (b) the number of applications for loan received from Odisha during the last five years, districtwise; and
- (c) the details of number of applications granted loan along with the total amount?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI NARAYAN RANE)

(a) to (c): Sir,  Ministry  of  MSME  has  been  implementing  a  major  credit-linked  subsidy programme  named  Prime Minister's Employment  Generation  Programme  (PMEGP)  being implemented through Banks since 2008-09 with Khadi and Village Industries Commission (KVIC) as  nodal agency at the national level for generating employment in the Country by setting up of micro-enterprises in the non-farm sector. Under PMEGP, general category beneficiaries can avail of margin money subsidy of 25% of the project cost in rural areas and 15% in urban areas. The district wise applications received under the scheme and the  district wise list of  units set up and margin  money  released  under  PMEGP  in  the  state  of  Odisha  are  given  at  Annexure-I  and Annexure- II.

Ministry  of  MSME  also  implements  Credit  Guarantee  Scheme  for  Micro  and  Small Enterprises which is mandated to facilitate credit guarantee support for collateral free / third-party guarantee-free  loans  to  the  Micro  and  Small  enterprises  (MSEs),  especially  in  the  absence  of collateral.  It  facilitates  access to finance for un-served and under-served  segments of society and geographies.  Under this scheme, guarantee is extended by Credit Guarantee Trust for Micro and Small  Enterprises  (CGTMSE)  to  the  proposals  brought  to  it  by  the  Banks/Member  Lending Institutions  and  no  eligible  proposal  is  denied.    District  wise  list  of  beneficiaries  of  the  Credit Guarantee Scheme in the State of Odisha is at Annexure-III.

****

## Annexure I referred to in the  Lok Sabha Unstarred  Question No. 507 due for answer on 22.07.2021

District wise no. of application received under PMEGP in Odisha during last Five Years.

| Sr.No   |               | No. of Application received   | No. of Application received   | No. of Application received   | No. of Application received   | No. of Application received   |
|---------|---------------|-------------------------------|-------------------------------|-------------------------------|-------------------------------|-------------------------------|
| Sr.No   |               | 2016-17                       | 2017-18                       | 2018-19                       | 2019-20                       | 2020-21                       |
| 1)      | Angul         | 468                           | 337                           | 277                           | 223                           | 310                           |
| 2)      | Balangir      | 724                           | 663                           | 512                           | 520                           | 415                           |
| 3)      | Baleswar      | 936                           | 902                           | 1246                          | 806                           | 979                           |
| 4)      | Bargarh       | 990                           | 396                           | 269                           | 232                           | 349                           |
| 5)      | Bhadrak       | 1161                          | 941                           | 774                           | 527                           | 746                           |
| 6)      | Boudh         | 315                           | 215                           | 196                           | 171                           | 168                           |
| 7)      | Cuttack       | 1526                          | 1280                          | 1165                          | 902                           | 1359                          |
| 8)      | Deogarh       | 160                           | 166                           | 183                           | 242                           | 159                           |
| 9)      | Dhenkanal     | 688                           | 496                           | 492                           | 351                           | 516                           |
| 10)     | Gajapati      | 325                           | 230                           | 255                           | 184                           | 125                           |
| 11)     | Ganjam        | 707                           | 524                           | 541                           | 545                           | 634                           |
| 12)     | Jagatsinghpur | 513                           | 646                           | 423                           | 448                           | 442                           |
| 13)     | Jajpur        | 944                           | 766                           | 591                           | 536                           | 496                           |
| 14)     | Jharsuguda    | 241                           | 208                           | 142                           | 237                           | 228                           |
| 15)     | Kalahandi     | 666                           | 433                           | 476                           | 386                           | 352                           |
| 16)     | Kandhamal     | 354                           | 282                           | 213                           | 209                           | 232                           |
| 17)     | Kendrapara    | 810                           | 768                           | 733                           | 418                           | 530                           |
| 18)     | Keonjhar      | 816                           | 478                           | 464                           | 343                           | 411                           |
| 19)     | Khurdha       | 1507                          | 1231                          | 1114                          | 1013                          | 1045                          |
| 20)     | Koraput       | 417                           | 234                           | 539                           | 364                           | 347                           |
| 21)     | Malkangiri    | 177                           | 303                           | 320                           | 322                           | 225                           |
| 22)     | Mayurbhanj    | 884                           | 596                           | 704                           | 755                           | 785                           |
| 23)     | Nabarangpur   | 499                           | 332                           | 334                           | 290                           | 256                           |
| 24)     | Nayagarh      | 608                           | 672                           | 644                           | 533                           | 341                           |
| 25)     | Nuapada       | 254                           | 473                           | 268                           | 326                           | 211                           |
| 26)     | Puri          | 1627                          | 1443                          | 1197                          | 931                           | 1090                          |
| 27)     | Rayagada      | 415                           | 248                           | 225                           | 170                           | 222                           |
| 28)     | Sambalpur     | 364                           | 241                           | 326                           | 404                           | 294                           |
| 29)     | Sonepur       | 327                           | 269                           | 220                           | 319                           | 264                           |
| 30)     | Sundargarh    | 679                           | 424                           | 357                           | 440                           | 539                           |
|         | Total         | 20102                         | 16197                         | 15200                         | 13147                         | 14070                         |

## Annexure-II  referred to in the  Lok Sabha Unstarred  Question No. 507 due for answer on 22.07.2021

District wise PMEGP Units Set up and Margin Money  Disbursed under PMEGP in Odisha (Project and Employment in Numbers and Margin Money (MM)  Rs. in lakh)

Source- Khadi and Village Industries Commission

| S. No.   | District      | 2016-17   | 2016-17   | 2016-17   | 2017-18   | 2017-18   | 2017-18   | 2018-19   | 2018-19   | 2018-19   | 2019-20   | 2019-20   | 2019-20   | 2020-21   | 2020-21   | 2020-21   |
|----------|---------------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|
| S. No.   | District      | Project   | MM        | Empl.     | Project   | MM        | Empl.     | Project   | MM        | Empl.     | Project   | MM        | Empl.     | Project   | MM        | Empl.     |
| 1        | Angul         | 119       | 283.57    | 807       | 91        | 219.23    | 505       | 108       | 327.08    | 864       | 80        | 326.45    | 981       | 78        | 238.16    | 781       |
| 2        | Balasore      | 122       | 280.79    | 825       | 88        | 190.52    | 320       | 138       | 329.55    | 1104      | 155       | 342.62    | 1061      | 203       | 543.34    | 1565      |
| 3        | Bargarh       | 119       | 244.81    | 806       | 64        | 153.95    | 290       | 71        | 238.81    | 568       | 70        | 233.55    | 784       | 99        | 378.1     | 1081      |
| 4        | Bhadrak       | 132       | 338.94    | 896       | 96        | 182.89    | 282       | 119       | 301.03    | 952       | 97        | 268.1     | 774       | 108       | 257.91    | 739       |
| 5        | Balangir      | 80        | 165.5     | 542       | 67        | 150.13    | 350       | 137       | 352.54    | 1096      | 109       | 312       | 1088      | 134       | 302.11    | 1025      |
| 6        | Boudh         | 38        | 75.29     | 254       | 34        | 54.03     | 117       | 28        | 60.84     | 224       | 37        | 109.8     | 608       | 39        | 144.19    | 466       |
| 7        | Cuttack       | 165       | 448.65    | 1127      | 175       | 480.12    | 715       | 194       | 483.83    | 1552      | 136       | 477.41    | 1523      | 186       | 536.62    | 1772      |
| 8        | Deogarh       | 25        | 76.85     | 170       | 21        | 58.05     | 203       | 40        | 136.41    | 320       | 39        | 104.91    | 288       | 61        | 145.21    | 375       |
| 9        | Dhenkanal     | 159       | 479.69    | 1080      | 82        | 227.52    | 570       | 127       | 340.62    | 1016      | 82        | 310.51    | 856       | 100       | 271.07    | 798       |
| 10       | Gajapati      | 53        | 68.57     | 359       | 42        | 81.86     | 196       | 65        | 123.54    | 520       | 52        | 100.82    | 381       | 37        | 90.11     | 299       |
| 11       | Ganjam        | 148       | 532.82    | 1007      | 115       | 485.94    | 1036      | 84        | 366.77    | 672       | 128       | 588.91    | 1794      | 170       | 777.94    | 2393      |
| 12       | Jagatsinghpur | 99        | 212.29    | 669       | 74        | 167.36    | 429       | 103       | 328.36    | 824       | 71        | 226.25    | 702       | 78        | 200.45    | 742       |
| 13       | Jajpur        | 172       | 398.2     | 1171      | 123       | 341.86    | 703       | 156       | 392.84    | 1248      | 87        | 254.42    | 900       | 123       | 376.26    | 1224      |
| 14       | Jharsuguda    | 38        | 53.37     | 256       | 35        | 77.51     | 136       | 47        | 107.23    | 376       | 42        | 144.44    | 414       | 61        | 138.57    | 505       |
| 15       | Kalahandi     | 77        | 135.03    | 521       | 66        | 137.75    | 132       | 82        | 182.77    | 656       | 61        | 178.46    | 919       | 99        | 233.48    | 998       |
| 16       | Kandhmal      | 53        | 110.4     | 359       | 68        | 133.54    | 340       | 68        | 187       | 544       | 25        | 59.67     | 231       | 60        | 105.59    | 427       |
| 17       | Kendrapara    | 146       | 248.03    | 986       | 89        | 152.85    | 589       | 107       | 241.43    | 856       | 89        | 180.75    | 647       | 92        | 253.15    | 823       |
| 18       | Keonjhar      | 129       | 306.84    | 869       | 108       | 241.25    | 324       | 75        | 198.53    | 600       | 68        | 177.59    | 591       | 80        | 191.42    | 626       |
| 19       | Khurda        | 203       | 381.5     | 1379      | 157       | 417.11    | 536       | 224       | 623.87    | 1792      | 198       | 594.62    | 1891      | 206       | 687.84    | 2058      |
| 20       | Koraput       | 49        | 81.42     | 329       | 44        | 59.81     | 134       | 60        | 141.07    | 480       | 65        | 143.73    | 552       | 86        | 166.84    | 640       |
| 21       | Malkangiri    | 24        | 45.98     | 163       | 31        | 66.75     | 159       | 61        | 183.03    | 488       | 76        | 222.85    | 787       | 37        | 66.7      | 280       |
| 22       | Mayurbhanj    | 166       | 347.53    | 1078      | 129       | 334.29    | 726       | 151       | 412.79    | 1208      | 177       | 512.77    | 1617      | 210       | 639.8     | 1825      |
| 23       | Nabarangpur   | 33        | 55.72     | 220       | 20        | 40.61     | 30        | 48        | 62.26     | 384       | 75        | 116.87    | 504       | 76        | 128.84    | 673       |
| 24       | Nayagarh      | 103       | 227.1     | 695       | 107       | 222.01    | 683       | 106       | 277.71    | 848       | 104       | 317.69    | 1200      | 110       | 337.25    | 977       |
| 25       | Nuapada       | 52        | 122.04    | 350       | 67        | 145.22    | 236       | 73        | 140.75    | 584       | 61        | 175.54    | 545       | 52        | 127.9     | 402       |
| 26       | Puri          | 251       | 482.08    | 1669      | 135       | 219.45    | 350       | 275       | 564.17    | 2200      | 203       | 445.52    | 1850      | 256       | 535.68    | 1960      |
| 27       | Rayagada      | 57        | 93.42     | 367       | 73        | 101.15    | 330       | 77        | 115.09    | 616       | 85        | 159.96    | 688       | 88        | 178.02    | 699       |
| 28       | Sambalpur     | 72        | 173.62    | 475       | 49        | 157.21    | 253       | 70        | 148.46    | 560       | 63        | 128.38    | 477       | 77        | 179.03    | 646       |
| 29       | Subarnpur     | 54        | 133.75    | 361       | 0         | 0         | 0         | 0         | 0         | 0         | 0         | 0         | 0         | 0         | 0         | 0         |
| 30       | Sonepur       | 0         | 0         | 0         | 64        | 165.5     | 380       | 68        | 220.25    | 544       | 97        | 296.86    | 975       | 86        | 265.73    | 855       |
| 31       | Sundergarh    |           | 245.16    | 602       |           | 215.18    | 408       | 108       | 267.55    | 864       | 91        | 305.41    | 1048      | 79        | 250.76    | 882       |
|          |               | 91        |           |           | 85        |           |           |           |           |           |           |           |           |           |           |           |
|          | Total         | 3029      | 6848.96   | 20392     | 2399      | 5680.65   | 11462     | 3070      | 7856.18   | 24560     | 2723      | 7816.86   | 26676     | 3171      | 8748.07   | 28536     |

Annexure-II

| SNo.   | District Name   | FY16-17   | FY16-17   | FY17-18   | FY17-18   | FY18-19   | FY18-19   | FY19-20   | FY19-20   | FY20-21   | FY20-21   | FY21-22 (till June   | FY21-22 (till June   |
|--------|-----------------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|-----------|----------------------|----------------------|
| SNo.   | District Name   | No.       | Amt.      | No.       | Amt.      | No.       | Amt.      | No.       | Amt.      | No.       | Amt.      | No.                  | Amt.                 |
| 1      | Angul           | 702       | 38.17     | 428       | 34.45     | 823       | 95.96     | 915       | 74.23     | 669       | 26.83     | 297                  | 32.29                |
| 2      | Balangir        | 284       | 10.63     | 242       | 11.39     | 430       | 22.06     | 893       | 34.97     | 1035      | 30.25     | 360                  | 8.84                 |
| 3      | Balasore        | 595       | 25.53     | 348       | 19.90     | 503       | 30.06     | 1176      | 54.22     | 1344      | 53.21     | 459                  | 23.83                |
| 4      | Bargarh         | 644       | 11.73     | 251       | 9.57      | 475       | 19.94     | 656       | 24.81     | 691       | 24.97     | 209                  | 7.78                 |
| 5      | Bhadrak         | 335       | 13.69     | 309       | 15.92     | 442       | 29.53     | 654       | 32.47     | 801       | 22.65     | 377                  | 21.24                |
| 6      | Boudh           | 254       | 6.57      | 156       | 6.25      | 131       | 4.84      | 165       | 5.31      | 250       | 9.85      | 128                  | 4.26                 |
| 7      | Cuttack         | 1601      | 67.03     | 1142      | 72.94     | 929       | 75.61     | 2762      | 144.19    | 2662      | 118.62    | 776                  | 51.41                |
| 8      | Deogarh         | 66        | 2.99      | 50        | 2.37      | 75        | 4.54      | 166       | 5.86      | 142       | 4.97      | 50                   | 6.67                 |
| 9      | Dhenkanal       | 418       | 17.41     | 329       | 13.13     | 557       | 24.59     | 727       | 26.29     | 585       | 21.25     | 272                  | 16.55                |
| 10     | Gajapati        | 150       | 2.39      | 107       | 3.48      | 106       | 4.88      | 159       | 6.99      | 271       | 5.81      | 53                   | 1.01                 |
| 11     | Ganjam          | 1415      | 49.52     | 800       | 38.50     | 981       | 48.19     | 1652      | 59.90     | 2030      | 61.86     | 557                  | 24.80                |
| 12     | Jagatsinghapur  | 433       | 21.45     | 325       | 26.21     | 417       | 34.96     | 534       | 34.98     | 785       | 29.39     | 350                  | 19.85                |
| 13     | Jajapur         | 634       | 27.48     | 406       | 24.55     | 586       | 52.53     | 988       | 59.08     | 1106      | 40.61     | 345                  | 38.74                |
| 14     | Jharsuguda      | 279       | 18.09     | 242       | 17.08     | 323       | 53.06     | 597       | 34.51     | 584       | 25.28     | 167                  | 12.70                |
| 15     | Kalahandi       | 354       | 14.56     | 315       | 16.45     | 281       | 13.96     | 427       | 20.91     | 657       | 16.28     | 207                  | 10.22                |
| 16     | Kandhamal       | 370       | 12.79     | 228       | 7.97      | 209       | 8.29      | 173       | 6.78      | 290       | 6.98      | 100                  | 2.97                 |
| 17     | Kendrapara      | 334       | 12.84     | 349       | 13.10     | 292       | 21.08     | 425       | 18.74     | 576       | 17.34     | 281                  | 16.59                |
| 18     | Kendujhar       | 744       | 36.65     | 521       | 49.76     | 758       | 87.85     | 816       | 74.74     | 1312      | 77.68     | 471                  | 79.78                |
| 19     | Khordha         | 3288      | 146.61    | 1993      | 134.41    | 5719      | 252.56    | 4585      | 260.63    | 4345      | 234.14    | 963                  | 75.17                |
| 20     | Koraput         | 413       | 18.57     | 262       | 14.42     | 347       | 16.69     | 541       | 25.36     | 657       | 21.47     | 234                  | 10.93                |
| 21     | Malkangiri      | 52        | 1.92      | 44        | 1.35      | 176       | 4.54      | 233       | 8.14      | 220       | 5.78      | 67                   | 2.33                 |
| 22     | Mayurbhanj      | 1108      | 40.78     | 649       | 35.41     | 879       | 46.58     | 952       | 41.89     | 1170      | 46.26     | 313                  | 18.01                |
| 23     | Nabarangapur    | 83        | 3.11      | 87        | 4.22      | 100       | 4.79      | 260       | 7.37      | 418       | 10.61     | 93                   | 2.67                 |
| 24     | Nayagarh        | 435       | 11.04     | 270       | 10.70     | 529       | 17.39     | 711       | 19.37     | 598       | 16.87     | 172                  | 8.48                 |
| 25     | Nuapada         | 180       | 4.56      | 192       | 7.50      | 150       | 6.88      | 203       | 6.19      | 187       | 5.08      | 52                   | 1.81                 |
| 26     | Puri            | 1212      | 33.45     | 713       | 22.29     | 873       | 31.38     | 1159      | 40.12     | 1762      | 44.22     | 442                  | 14.84                |
| 27     | Rayagada        | 138       | 8.89      | 240       | 13.42     | 262       | 9.81      | 287       | 11.41     | 314       | 11.82     | 111                  | 4.77                 |
| 28     | Sambalpur       | 811       | 39.34     | 315       | 29.46     | 463       | 35.93     | 1359      | 63.59     | 836       | 42.44     | 166                  | 14.13                |
| 29     | Sonapur         | 298       | 3.74      | 102       | 5.67      | 167       | 6.54      | 230       | 7.90      | 476       | 14.65     | 77                   | 3.42                 |
| 30     | Sundergarh      | 1179      | 75.46     | 799       | 65.02     | 976       | 107.04    | 1649      | 116.79    | 1492      | 80.34     | 359                  | 51.70                |
|        | Total           | 18809     | 776.98    | 12214     | 726.90    | 18959     | 1172.06   | 26054     | 1327.74   | 28265     | 1127.49   | 8508                 | 587.79               |