Lok Sabha Question No. 1669 (UNSTARRED), answered on 2021-02-11
Subject: Registered MSMEs
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: C.N. Annadurai, Dhanush M Kumar, Gajanan Chandrakant Kirtikar, Ganesan Selvam, Gautham Sigamani Pon

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION No. 1669 TO BE ANSWERED ON 11.02.2021

## REGISTERED MSMEs

## 1669.  SHRI C.N. ANNADURAI:

SHRI DHANUSH M. KUMAR:

SHRI GAJANAN KIRTIKAR:

SHRI SELVAM G.:

SHRI GAUTHAM SIGAMANI PON:

Will  the  Minister  of  MICRO,  SMALL  AND  MEDIUM  ENTERPRISES  be pleased to state:

- (a) the details of registered and unregistered Micro, Small and Medium Enterprises (MSMEs) owned by Scheduled Castes (SC)/Scheduled Tribes (ST) entrepreneurs in the country at present, State/UT-wise including Tamil Nadu;
- (b) the details of loans sanctioned to MSMEs under the MUDRA Yojana since the inception of the scheme and the number of enterprises owned by SC/ST entrepreneurs that received these loans, State/UT- wise;
- (c) whether  the  Government  has  made  any  assessment  regarding  the  problems  faced  by  the MSMEs  owned  by  SC/ST  entrepreneurs  in  obtaining  loans,  if  so,  the  details  and  the  outcome thereof along with the corrective steps taken/being taken by the Government in this regard;
- (d) whether MSMEs owned by SC/ST entrepreneurs have recorded any growth including their contribution  to  GDP  and  employment  generation  after  implementation  of  'Make  in  India' programme and if so, the details thereof; and
- (e) the  other  steps  taken/being  taken  by  the  Government  to  help  and  encourage  SC/ST entrepreneurs to establish MSMEs and to boost MSME sector in the country?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI  NITIN GADKARI)

(a) : As  per  Udyog  Aadhaar  Portal,  number  of  MSMEs  registered  (since  September  2015  to 30.06.2020) in All India owned by SC/ST was 9,12,399 and 2,98,690 respectively. The State/UT wise details are attached in annexure-I.

- (b): Under Pradhan Mantri Mudra Yojana (PMMY), collateral-free, institutional credit up to Rs. 10 lakh is provided by Member Lending Institutions (MLIs) viz. Public Sector Banks, Private Sector Banks, Regional Rural Banks, Small Finance Banks, Non Banking Finance Companies and Micro Finance Institutions to micro/small business units. State/UT wise detail of SC/ST borrowers availing loans under PMMY is attached in annexure-II.
- (c) to (e): Any complaints received in respect of implementation of PMMY including denial of loan applications, delay in turn-around-time (TAT) and lenders' insisting on collateral/ guarantor on certain occasions, are redressed in coordination with the respective banks.

COVID-19 epidemic has temporarily affected various sectors including Micro, Small and Medium Enterprises in the country including SC/ST entrepreneurs. As per the information received from  Central  Statistics  Office,  Ministry  of  Statistics  &  PI,  the  share  of  MSME  GDP  (including SC/ST MSMEs) in All India GDP (at constant prices) during 2018-19 and 2019-20 was 31.65% and 31.66% respectively.

The Ministry of Micro, Small and Medium Enterprises (MSMEs) implement various other schemes  for  the  growth  and  development  of  MSME  sector  in  the  country  including  SC/ST entrepreneurs. These include Prime Minister Employment Generation Programme (PMEGP), Micro and Small Enterprises-Cluster  Development  Programme  (MSE-CDP),  Scheme  of  Fund  for Regeneration of Traditional Industries (SFURTI), Credit Linked Capital Subsidy and Technology Upgradation Scheme (CLCS-TUS) and SC/ST Hub. In PMEGP, higher subsidy is given to SC/ST entrepreneurs in urban area 25% and rural area 35% of project cost. Under the Public Procurement Policy for MSEs, it is compulsory for all CPSEs to procure 25% from MSEs and out of total annual procurement  from  MSEs,  4%  is  earmarked  for  procurement  from  MSEs  owned  by  SC/STs entrepreneurs.  As  on  09.02.2021,  procurement  amounting  to Rs.  489.74  crores  from  4776 SC/ST owned MSEs has been done. SC/ST hub supports SC/STs to take up entrepreneurship and ensures their effective participation in the Government Procurement process.

Recently,  Post  Covid-19,  Government  has  taken  a  number  of  initiatives  under  Aatma Nirbhar  Bharat  Abhiyan  to  support  the  MSME  Sector  in  the  country  especially  in  Covid-19 Pandemic. Some of them are:

- i)   Rs 20,000 crore Subordinate Debt for MSMEs.
2. ii)  Rs 3 lakh crores Collateral free Automatic Loans for business, including MSMEs.
3. iii) Rs. 50,000 crore equity infusion through MSME Fund of Funds.
4. iv) New revised criteria for classification of MSMEs.
- v) New Registration of MSMEs through 'Udyam Registration' for Ease of Doing Business.
6. vi) No global tenders for procurement up to Rs. 200 crores, this will help MSME.

An  online  Portal  'Champions'  has  been  launched  on  01.06.2020  by  Hon'ble  Prime Minister. This covers many aspects of e-governance including grievance redressal and handholding of MSMEs including SC/ST entrepreneurs. Through the portal, total 26,693 grievances have been redressed upto 31.01.2021.

***

Annexure  referred  to  in  reply  to  part  (a)  of  Lok  Sabha  Unstarred  Question  No.  1669  for answer on 11.02.2021.

## Number of MSMEs registered on Udyog Aadhaar Portal (01.09.2015-30.06.2020)

| Sl.No.   | State/UT                  | Total   | Total   |
|----------|---------------------------|---------|---------|
| Sl.No.   | State/UT                  | ST      |         |
| 1        | ANDHRA PRADESH            | 62,765  | 16,778  |
| 2        | ARUNACHAL PRADESH         | 54      | 1,485   |
| 3        | ASSAM                     | 2,007   | 2,500   |
| 4        | BIHAR                     | 146,244 | 37,924  |
| 5        | CHHATTISGARH              | 5,618   | 4,774   |
| 6        | GOA                       | 186     | 147     |
| 7        | GUJARAT                   | 18,446  | 7,489   |
| 8        | HARYANA                   | 15,538  | 452     |
| 9        | HIMACHAL PRADESH          | 2,266   | 589     |
| 10       | JHARKHAND                 | 10,070  | 9,831   |
| 11       | KARNATAKA                 | 26,685  | 8,588   |
| 12       | KERALA                    | 5,566   | 503     |
| 13       | MADHYA PRADESH            | 108,715 | 82,379  |
| 14       | MAHARASHTRA               | 140,796 | 32,957  |
| 15       | MANIPUR                   | 1,387   | 6,152   |
| 16       | MEGHALAYA                 | 24      | 1,908   |
| 17       | MIZORAM                   | 24      | 3,285   |
| 18       | NAGALAND                  | 30      | 1,597   |
| 19       | ODISHA                    | 14,462  | 3,493   |
| 20       | PUNJAB                    | 20,569  | 308     |
| 21       | RAJASTHAN                 | 45,266  | 16,646  |
| 22       | SIKKIM                    | 52      | 303     |
| 23       | TAMIL NADU                | 56,047  | 3,009   |
| 24       | TELANGANA                 | 48,301  | 28,285  |
| 25       | TRIPURA                   | 747     | 1,200   |
| 26       | UTTAR PRADESH             | 133,512 | 18,425  |
| 27       | UTTARAKHAND               | 3,102   | 743     |
| 28       | WEST BENGAL               | 32,671  | 5,470   |
| 29       | ANDAMANANDNICOBAR ISLANDS | 90      | 30      |
| 30       | CHANDIGARH                | 532     | 36      |
| 31       | DADAR AND NAGAR HAVELI    | 82      | 163     |
| 32       | DAMAN AND DIU             | 74      | 46      |
| 33       | DELHI                     | 9,376   | 689     |
| 34       | JAMMU AND KASHMIR         | 348     | 282     |
| 35       | LADAKH                    | 4       | 108     |
| 36       | LAKSHADWEEP               | 0       | 97      |
| 37       | PUDUCHERRY                | 743     | 19      |
|          | Total:-                   | 912,399 | 298,690 |

Annexure  referred  to  in  reply  to  part  (b)  of  Lok  Sabha  Unstarred  Question  No.  1669  for answer on 11.02.2021.

| State/UT wise data of SC/ST borrowers accounts under Pradhan Mantri Mudra Yojana (PMMY), since inception of the Scheme (as on 01.01.2021)   | State/UT wise data of SC/ST borrowers accounts under Pradhan Mantri Mudra Yojana (PMMY), since inception of the Scheme (as on 01.01.2021)   | State/UT wise data of SC/ST borrowers accounts under Pradhan Mantri Mudra Yojana (PMMY), since inception of the Scheme (as on 01.01.2021)   | State/UT wise data of SC/ST borrowers accounts under Pradhan Mantri Mudra Yojana (PMMY), since inception of the Scheme (as on 01.01.2021)   | State/UT wise data of SC/ST borrowers accounts under Pradhan Mantri Mudra Yojana (PMMY), since inception of the Scheme (as on 01.01.2021)   | State/UT wise data of SC/ST borrowers accounts under Pradhan Mantri Mudra Yojana (PMMY), since inception of the Scheme (as on 01.01.2021)   | State/UT wise data of SC/ST borrowers accounts under Pradhan Mantri Mudra Yojana (PMMY), since inception of the Scheme (as on 01.01.2021)   | State/UT wise data of SC/ST borrowers accounts under Pradhan Mantri Mudra Yojana (PMMY), since inception of the Scheme (as on 01.01.2021)   |
|---------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                             |                                                                                                                                             | TOTAL (A) Categories Gen, SC, ST                                                                                                            | TOTAL (A) Categories Gen, SC, ST                                                                                                            | (All including &OBC) Out of (A), borrowers                                                                                                  | (All including &OBC) Out of (A), borrowers                                                                                                  | (Amt. in Rs. Crore) Out of (A), ST borrowers                                                                                                | (Amt. in Rs. Crore) Out of (A), ST borrowers                                                                                                |
| Sr. No.                                                                                                                                     | State Name                                                                                                                                  | No. of A/Cs                                                                                                                                 | Sanct. Amt.                                                                                                                                 | No of A/Cs                                                                                                                                  | Sanct. Amt.                                                                                                                                 | No of A/Cs                                                                                                                                  | Sanct. Amt                                                                                                                                  |
| 1                                                                                                                                           | Andaman and Nicobar Islands                                                                                                                 | 42754                                                                                                                                       | 685                                                                                                                                         | 3778                                                                                                                                        | 33                                                                                                                                          | 1477                                                                                                                                        | 11                                                                                                                                          |
| 2                                                                                                                                           | Andhra Pradesh                                                                                                                              | 4404466                                                                                                                                     | 50299                                                                                                                                       | 520184                                                                                                                                      | 3279                                                                                                                                        | 96879                                                                                                                                       | 842                                                                                                                                         |
| 3                                                                                                                                           | Arunachal Pradesh                                                                                                                           | 63433                                                                                                                                       | 651                                                                                                                                         | 5342                                                                                                                                        | 21                                                                                                                                          | 16361                                                                                                                                       | 283                                                                                                                                         |
| 4                                                                                                                                           | Assam                                                                                                                                       | 8204156                                                                                                                                     | 35371                                                                                                                                       | 446377                                                                                                                                      | 1809                                                                                                                                        | 311719                                                                                                                                      | 1299                                                                                                                                        |
| 5                                                                                                                                           | Bihar                                                                                                                                       | 25549543                                                                                                                                    | 99324                                                                                                                                       | 3838362                                                                                                                                     | 10991                                                                                                                                       | 1162471                                                                                                                                     | 3251                                                                                                                                        |
| 6                                                                                                                                           | Chandigarh                                                                                                                                  | 125339                                                                                                                                      | 1949                                                                                                                                        | 30078                                                                                                                                       | 93                                                                                                                                          | 795                                                                                                                                         | 3                                                                                                                                           |
| 7                                                                                                                                           | Chhattisgarh                                                                                                                                | 5445172                                                                                                                                     | 26397                                                                                                                                       | 689832                                                                                                                                      | 2134                                                                                                                                        | 738008                                                                                                                                      | 2415                                                                                                                                        |
| 8                                                                                                                                           | Dadra and Nagar Haveli                                                                                                                      | 14910                                                                                                                                       | 192                                                                                                                                         | 1306                                                                                                                                        | 7                                                                                                                                           | 1381                                                                                                                                        | 9                                                                                                                                           |
| 9                                                                                                                                           | Daman and Diu                                                                                                                               | 5199                                                                                                                                        | 112                                                                                                                                         | 271                                                                                                                                         | 3                                                                                                                                           | 124                                                                                                                                         | 1                                                                                                                                           |
| 10                                                                                                                                          | Delhi                                                                                                                                       | 2318373                                                                                                                                     | 24218                                                                                                                                       | 376134                                                                                                                                      | 1167                                                                                                                                        | 84482                                                                                                                                       | 244                                                                                                                                         |
| 11                                                                                                                                          | Goa                                                                                                                                         | 221181                                                                                                                                      | 2590                                                                                                                                        | 3500                                                                                                                                        | 23                                                                                                                                          | 12090                                                                                                                                       | 37                                                                                                                                          |
| 12                                                                                                                                          | Gujarat                                                                                                                                     | 8333079                                                                                                                                     | 57375                                                                                                                                       | 652974                                                                                                                                      | 2504                                                                                                                                        | 657689                                                                                                                                      | 2494                                                                                                                                        |
| 13                                                                                                                                          | Haryana                                                                                                                                     | 4999920                                                                                                                                     | 32389                                                                                                                                       | 2012763                                                                                                                                     | 5974                                                                                                                                        | 130226                                                                                                                                      | 400                                                                                                                                         |
| 14                                                                                                                                          | Himachal Pradesh                                                                                                                            | 570705                                                                                                                                      | 10425                                                                                                                                       | 103267                                                                                                                                      | 651                                                                                                                                         | 17040                                                                                                                                       | 277                                                                                                                                         |
| 15                                                                                                                                          | Jharkhand                                                                                                                                   | 7192539                                                                                                                                     | 31861                                                                                                                                       | 975513                                                                                                                                      | 2826                                                                                                                                        | 503830                                                                                                                                      | 1626                                                                                                                                        |
| 16                                                                                                                                          | Karnataka                                                                                                                                   | 26971245                                                                                                                                    | 133977                                                                                                                                      | 2933938                                                                                                                                     | 10375                                                                                                                                       | 1366551                                                                                                                                     | 4700                                                                                                                                        |
| 17                                                                                                                                          | Kerala                                                                                                                                      | 9235422                                                                                                                                     | 51704                                                                                                                                       | 1112037                                                                                                                                     | 2679                                                                                                                                        | 259704                                                                                                                                      | 653                                                                                                                                         |
| 18                                                                                                                                          | Lakshadweep                                                                                                                                 | 4887                                                                                                                                        | 52                                                                                                                                          | 56                                                                                                                                          | 0                                                                                                                                           | 3012                                                                                                                                        | 33                                                                                                                                          |
| 19                                                                                                                                          | Madhya Pradesh                                                                                                                              | 16545599                                                                                                                                    | 79086                                                                                                                                       | 2868639                                                                                                                                     | 8675                                                                                                                                        | 1929644                                                                                                                                     | 5911                                                                                                                                        |
| 20                                                                                                                                          | Maharashtra                                                                                                                                 | 21612508                                                                                                                                    | 120311                                                                                                                                      | 3233426                                                                                                                                     | 9461                                                                                                                                        | 1328899                                                                                                                                     | 3669                                                                                                                                        |
| 21                                                                                                                                          | Manipur                                                                                                                                     | 298601                                                                                                                                      | 1550                                                                                                                                        | 16527                                                                                                                                       | 54                                                                                                                                          | 18129                                                                                                                                       | 151                                                                                                                                         |
| 22                                                                                                                                          | Meghalaya                                                                                                                                   | 171245                                                                                                                                      | 1321                                                                                                                                        | 8559                                                                                                                                        | 43                                                                                                                                          | 63028                                                                                                                                       | 389                                                                                                                                         |
| 23                                                                                                                                          | Mizoram                                                                                                                                     | 71706                                                                                                                                       | 984                                                                                                                                         | 4734                                                                                                                                        | 16                                                                                                                                          | 44741                                                                                                                                       | 698                                                                                                                                         |
| 24                                                                                                                                          | Nagaland                                                                                                                                    | 73576                                                                                                                                       | 829                                                                                                                                         | 946                                                                                                                                         | 8                                                                                                                                           | 17213                                                                                                                                       | 279                                                                                                                                         |
| 25                                                                                                                                          | Odisha                                                                                                                                      | 18218349                                                                                                                                    | 64006                                                                                                                                       | 3084412                                                                                                                                     | 8122                                                                                                                                        | 1387124                                                                                                                                     | 3594                                                                                                                                        |
| 26                                                                                                                                          | Pondicherry                                                                                                                                 | 742611                                                                                                                                      | 4053                                                                                                                                        | 76140                                                                                                                                       | 255                                                                                                                                         | 7088                                                                                                                                        | 33                                                                                                                                          |
| 27                                                                                                                                          | Punjab                                                                                                                                      | 5192296                                                                                                                                     | 36243                                                                                                                                       | 2762387                                                                                                                                     | 8145                                                                                                                                        | 155356                                                                                                                                      | 482                                                                                                                                         |
| 28                                                                                                                                          | Rajasthan                                                                                                                                   | 11298978                                                                                                                                    | 76353                                                                                                                                       | 2286259                                                                                                                                     | 7346                                                                                                                                        | 1597858                                                                                                                                     | 5179                                                                                                                                        |
| 29                                                                                                                                          | Sikkim                                                                                                                                      | 103166                                                                                                                                      | 761                                                                                                                                         | 7004                                                                                                                                        | 40                                                                                                                                          | 13009                                                                                                                                       | 103                                                                                                                                         |
| 30                                                                                                                                          | Tamil Nadu                                                                                                                                  | 32837258                                                                                                                                    | 140447                                                                                                                                      | 4016490                                                                                                                                     | 10832                                                                                                                                       | 405695                                                                                                                                      | 1349                                                                                                                                        |
| 31                                                                                                                                          | Telangana                                                                                                                                   | 4419328                                                                                                                                     | 34213                                                                                                                                       | 742149                                                                                                                                      | 3013                                                                                                                                        | 365312                                                                                                                                      | 1818                                                                                                                                        |
| 32                                                                                                                                          | Tripura                                                                                                                                     | 1740326                                                                                                                                     | 7401                                                                                                                                        | 319353                                                                                                                                      | 1199                                                                                                                                        | 324304                                                                                                                                      | 1194                                                                                                                                        |
| 33                                                                                                                                          | Uttar Pradesh                                                                                                                               | 24349104                                                                                                                                    | 121475                                                                                                                                      | 7446156                                                                                                                                     | 20131                                                                                                                                       | 967413                                                                                                                                      | 2531                                                                                                                                        |
| 34                                                                                                                                          | Uttarakhand                                                                                                                                 | 1662986 27038891                                                                                                                            | 14015 111345                                                                                                                                | 420183                                                                                                                                      | 1367                                                                                                                                        | 66628                                                                                                                                       | 244                                                                                                                                         |
| 35                                                                                                                                          | West Bengal                                                                                                                                 |                                                                                                                                             | 15997                                                                                                                                       | 4891575                                                                                                                                     | 15328                                                                                                                                       | 849892                                                                                                                                      | 3031                                                                                                                                        |
| 36                                                                                                                                          | Union Territory of Jammu and Kashmir                                                                                                        | 745230                                                                                                                                      |                                                                                                                                             | 15774                                                                                                                                       | 167                                                                                                                                         | 4948                                                                                                                                        | 88                                                                                                                                          |
| 37                                                                                                                                          | Union Territory of Ladakh                                                                                                                   | 20941                                                                                                                                       | 720                                                                                                                                         | 90                                                                                                                                          | 4                                                                                                                                           | 12427                                                                                                                                       | 417                                                                                                                                         |
|                                                                                                                                             | Total                                                                                                                                       | 270845022                                                                                                                                   | 1390681                                                                                                                                     | 45906515                                                                                                                                    | 138775                                                                                                                                      | 14922547                                                                                                                                    | 49738                                                                                                                                       |