Lok Sabha Question No. 829 (UNSTARRED), answered on 2022-12-12
Subject: Schemes for Empowering Women
Ministry: SKILL DEVELOPMENT AND ENTREPRENEURSHIP
Asked by: Rajesh Verma, Naranbhai Bhikhabhai Kachhadiya, Parbatbhai Savabhai Patel

## GOVERNMENT OF INDIA MINISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIP

## LOK SABHA UNSTARRED QUESTION NO. 829

TO BE ANSWERED ON 12.12.2022

## SCHEMES FOR EMPOWERING WOMEN

†829.  SHRI RAJESH VERMA:

SHRI NARANBHAI KACHHADIYA:

SHRI PARBATBHAI SAVABHAI PATEL:

Will the Minister of SKILL DEVELOPMENT AND ENTREPRENEURSHIP be pleased to state:

- (a) whether  the  Government  proposes  to  introduce  the  new  entrepreneur  enterprising scheme/programmes for empowering women in the country, State-wise;
- (b) the  details  of  the  schemes  being  run  by  the  Government  to  promote  women entrepreneurs in Uttar Pradesh including Sitapur district of Uttar Pradesh;
- (c) whether  any  motivating  initiatives  has  been  taken  to  encourage  self  employment opportunities  by  reducing  certain  barriers  and  hurdles  in  obtaining  financial  assistance  with encouraging subsidies; and
- (d) if  so, the details thereof along with the statistical information regarding beneficiaries in Gujarat since 2020?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIP

(SHRI RAJEEV CHANDRASEKHAR)

- (a) & (b) Ministry of Skill Development and Entrepreneurship (MSDE) is implementing various schemes/programmes  to  encourage  Women  Entrepreneurship  in  the  country  including  the State of Uttar Pradesh. The details of the various initiatives taken by MSDE are as under:
- (i) 'Economic  Empowerment  of  Women  Entrepreneurs  and  Start-ups  by  Women' (WEE) project is being supported by 'Deutsche Gesellschaft fur Internationale Zusammenarbeit' (GIZ) on behalf of the German Federal Ministry for Economic Cooperation and Development (BMZ) in partnership with the MSDE to improve the framework conditions for women-led  enterprises  in  India.  The  project  aims  to  pilot  incubation  and  acceleration programmes for women micro entrepreneurs, enabling them to start new businesses and scale up  existing  enterprises  in  the  States  of  Maharashtra,  Rajasthan,  Telangana,  Uttar  Pradesh, and Eight North Eastern States of the Country. Under the title of 'Her&Now', the WEE project has also been running a film and media campaign to share the stories of successful Women

Entrepreneurs  and  to  foster  a  positive  mindset  change  on  gender  roles  and  norms  in  the society.  Till  now,  over  900  Women  Entrepreneurs  have  been  supported  under  the  project under  both  incubation  and  acceleration  support  programmes.   Out  of  the  total  908  women entrepreneurs, 341 are from the State of Uttar Pradesh.

(ii) PM YUVA Pilot Project : MSDE implemented PM-YUVA Pilot Project (from November 2019  to  March  2022)  towards  creating  an  enabling  ecosystem  through  entrepreneurship education,  training,  advocacy  and  easy  access  to  entrepreneurship  network.  The  scheme focuses  on  students/trainees  and  alumni  coming  out  from  skilling  ecosystem  {i.e.  Industrial Training  Institutes  (ITIs),  Polytechnics,  Pradhan  Mantri  Kaushal  Kendras  (PMKKs)  and  Jan Shikshan  Sansthan  (JSSs)}.  The  project  was  implemented  through  organizations  having experience in entrepreneurship development, entrepreneurship training as well as mentoring and  handholding  in  Ten  States  and  Two  Union  Territories  (viz.  Assam,  Bihar,  Kerala, Maharashtra, Meghalaya, Tamil Nadu, Telangana, Uttar Pradesh, Uttarakhand, West Bengal, Delhi  and  Puducherry).   Although  this  programme  did  not  specifically  focus  on  women  but conscious efforts were made to ensure substantial participation of women in the programme. The total number of beneficiaries covered under the project are 63,255, out of which 24,398 were women. In the State of Uttar Pradesh, the total number of beneficiaries covered under the project were 8104, out of which 2105 were women.

(iii) Entrepreneurship Development in Six Holy Cities ,  a  project  of  the  MSDE,  aims  to catalyse local entrepreneurial activities through involvement of potential and existing entrepreneurs, unemployed youth, college dropouts, youth from backward community etc. The project is being implemented in Bodh Gaya, Kollur, Haridwar, Puri, Pandharpur, and Varanasi. The total number of beneficiaries trained under the project is 7,185 out of which 4,535 were women. In the State of Uttar Pradesh (Varanasi), number of beneficiaries trained under the project are 1,798 out of which 536 are women.

Further,  the  details  of  the  various  initiatives  taken  by  other  Ministries/Departments  to encourage women entrepreneurship in the country including the State of Uttar Pradesh are as under:

- (i) Startup Village Entrepreneurship Programme (SVEP): Start-up Village Entrepreneurship Programme (SVEP), the sub-scheme under Deendayal Antyodaya Yojana National Rural Livelihood Mission (DAY-NRLM) implemented by Ministry of Rural Development,  has  the  objective  of  supporting  Self  Help  Group  (SHG)  and  their  family members to set-up small enterprises in the non-farm sector. SVEP projects are implemented in blocks and the project durations are of four years. SVEP develops an ecosystem for enterprise development in rural areas, with SHG households, which includes Community Enterprise Fund (CEF)  (a  dedicated  fund  for  providing  loans  to  entrepreneurs)  and  Cadre  of  Community Resource Persons-Enterprise Promotion (CRP-EP) (for providing Business Support Services). Under SVEP, the project cost for one block is Rs 6.50 Crore (inclusive of Govt. of India and State Share) out of which Govt. of India (GoI) share is 90% for North Eastern Region (NER)

and Hilly states while it is 60% for the remaining States. Till now, under SVEP, 16,915 no. of enterprises have been supported in the State of Uttar Pradesh.

- (ii) Stand-up  India  Scheme  (SUPI) of  Ministry  of  Finance,  Department  of  Financial Services  was  launched  by  the  Hon'ble  Prime  Minister  on  05 th April,  2016  and  has  been extended upto the year 2025. The objective of the Stand-Up India Scheme is to facilitate loans from Scheduled Commercial Banks (SCBs) of value between Rs. 10 lakh and Rs.1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and one-woman borrower per  bank  branch  for  setting  up  a  greenfield  enterprise  in  manufacturing,  services  or  trading sector and also for the activities allied to agriculture. Pursuant to the announcement made by the Union Finance Minister in the Budget Speech for FY 2021-22 as (a) the extent of margin money to be brought by the borrower is reduced from 'upto 25% to upto 15%' of the project cost. However, the borrower will continue to contribute at least 10% of the project cost as own contribution.  (b)  Loans  for  enterprises  in  'Activities  allied  to  Agriculture'  excluding  few  and services supporting these, are eligible for coverage under the Scheme. Under Stand-up India Scheme, as on 30.11.2022, the details of the number of loans sanctioned in the State of Uttar Pradesh including Sitapur district of Uttar Pradesh is as under:
- (iii) Pradhan  Mantri  MUDRA  Yojana  (PMMY) of  Ministry  of  Finance,  Department  of Financial  Services  was  launched  by  the  Hon'ble  Prime  Minister  on  08.04.2015  to  extend collateral free loans upto Rs. 10 lakh to individuals to enable them to set up or expand their business activities. The Scheme facilitates loans in three categories namely Shishu (up to Rs. 50,000), Kishore (Rs. 50,000 to Rs. 5 lakh) and Tarun (Rs. 5 lakh to Rs. 10 lakh) for income generating activities in Manufacturing, Trading, Services sector and also for the activities allied to agriculture. Under PMMY, as on 25.11.2022, the details of the no. of loans sanctioned in the State of Uttar Pradesh including Sitapur district of Uttar Pradesh is as under:

| State/District                    | Cumulative number of loans Sanctioned   | Out of Total, number of loans Sanctioned to Women   |
|-----------------------------------|-----------------------------------------|-----------------------------------------------------|
| Sitapur District of Uttar Pradesh | 83                                      | 74                                                  |
| Uttar Pradesh                     | 17,813                                  | 15,204                                              |

| State/District                     | Cumulative number of loans Sanctioned   | Out of Total, number of loans Sanctioned to Women   |
|------------------------------------|-----------------------------------------|-----------------------------------------------------|
| Sitapur District* of Uttar Pradesh | 2,16,881                                | 1,49,484                                            |
| Uttar Pradesh                      | 3,58,31,810                             | 2,16,34,095                                         |

*District Wise Data is available Since 01.04.2016

(iv) Prime  Minister  Employment  Generation  Programme  (PMEGP) is  a  Scheme  of Ministry  of  Micro,  Small  and  Medium  Enterprises  (MSME),  which  is  a  major  credit-linked subsidy programme aimed at generating self-employment opportunities through establishment of new microenterprises in the non-farm sector by helping traditional artisans and unemployed youth. The Scheme  was  launched  during 2008-09.  Under  PMEGP  general  category beneficiaries can avail of margin money subsidy of 25% of the project cost in rural areas and 15%  in  urban  areas.  For  beneficiaries  belonging  to  special  categories  such  as  Scheduled Caste/Scheduled Tribe/OBC/Minorities/Women, Transgender, Ex-Serviceman, Physically Handicapped, North Eastern Region (NER), Aspirational Districts, Hilly and Border areas etc. the margin money subsidy is 35% in rural areas and 25% in urban areas. Women are covered as  special  category  under  PMEGP  and  are  entitled  to  higher  rate  of  subsidy  and  lower personal  contribution.    Under  PMEGP,  35%  to  40%  of  the  total  margin  money  subsidy  is disbursed to women.

- (c) Refer (a) & (b) above.
- (d) The details of the beneficiaries covered under various Schemes/Programmes implemented  by  various  Ministries  to  encourage  women  entrepreneurship  in  the  State  of Gujarat is as under:
- (i) Startup Village Entrepreneurship Programme (SVEP) Till  October 2022, the total number of enterprises formed in the State of Gujarat are 5,918.
- (ii) Stand-up India Scheme (SUPI) - Under SUPI Scheme, as on 02.12.2022, the details of the no. of loans sanctioned in the State of Gujarat is as under:
- (iii) Pradhan  Mantri  MUDRA  Yojana  (PMMY)  Under  PMMY,  as  on  25.11.2022,  the details of the no. of loans sanctioned in the State of Gujarat is as under:
- (iv) Prime  Minister  Employment  Generation  Programme  (PMEGP)  The  details  of subsidy  disbursed  to  women  and  number  of  units  setup  by  women  under  PMEGP  Scheme during the last three years and current year in the State of Gujarat is as under:

| State   | Cumulative number of loans Sanctioned   | Out of Total, number of loans Sanctioned to Women   |
|---------|-----------------------------------------|-----------------------------------------------------|
| Gujarat | 3,278                                   | 2,757                                               |

| State   | Cumulative number of loans Sanctioned   | Out of Total, number of loans Sanctioned to Women   |
|---------|-----------------------------------------|-----------------------------------------------------|
| Gujarat | 38,28,784                               | 24,40,176                                           |

| Year   | Margin Money subsidy disbursed (Rs. In lakh)   | No. of micro- enterprises setup   | Estimated employment generated   |
|--------|------------------------------------------------|-----------------------------------|----------------------------------|

| 2019-20                     |   21377.29 |   2719 |   21752 |
|-----------------------------|------------|--------|---------|
| 2020-21                     |    14738   |   1841 |   14728 |
| 2021-22                     |    20475.9 |   2630 |   21040 |
| 2022-23* (*Upto 01.12.2022) |     8818.6 |   1117 |    8936 |

*****