Lok Sabha Question No. 1013 (UNSTARRED), answered on 2022-02-08
Subject: Pradhan Mantri Fasal Bima Yojana
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Supriya Sadanand Sule, DNV Senthilkumar. S., Kuldeep Rai Sharma, Sunil Dattatray Tatkare, Amol Ramsing Kolhe

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 1013

TO BE ANSWERED ON THE 08 TH  FEBRUARY, 2022

## PRADHAN MANTRI FASAL BIMA YOJANA

1013.  SHRIMATI SUPRIYA SULE: DR. DNV SENTHILKUMAR. S.: SHRI KULDEEP RAI SHARMA: SHRI SUNIL DATTATRAY TATKARE: DR. AMOL RAMSING KOLHE:

Will  the  Minister  of  AGRICULTURE  AND  FARMERS  WELFARE कृ िष एवं कसान कयाण मंी be pleased to state:

- (a) whether the Government has set up a working group with the aim of rolling out an overhauled Pradhan Mantri Fasal Bima Yojana (PMFBY) and some States exited it also;
- (b) if  so,  the  aims  and  objectives  of  setting  up  the  working  group  and  the details of its composition and the States which have exited the Scheme;
- (c) whether  some  of  the  States  have  demanded  to  cap  their  share  of  the premium  subsidy  at  30%  and  if  so,  the  response  of  the  Union  Government thereto;
- (d) whether the Government has been able to achieve the aims and objectives under the scheme of 'Fasal Bima Yojana and if so, the details thereof and if not, the reasons therefor; and
- (e) the data of the beneficiaries and the total premium paid under this scheme during  the  last  three  years  and  the  current  year,  State/UT-wise  especially  in Andaman and Nicobar Islands?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ िष एवं कसान कयाण मंी

(SHRI NARENDRA SINGH TOMAR)

- (a) & (b) : Pradhan Mantri Fasal Bima Yojana (PMFBY) being implemented from Kharif  2016  in  the  country  is  voluntary  for  the  States/UTs.    The  scheme  is regularly  reviewed  in  consultation  with  stakeholders  especially  the  challenges faced  in  its  operational  implementation.    The  scheme  is  being  implemented  on actuarial  pricing  regime  and  premium  pricing  is  primarily  determined  through

transparent bidding process amongst empanelled general insurance companies. During  implementation  of  the  scheme,  hardening  of  premium  market,  reduced participation  in  tender  process,  inadequate  underwriting  capacity  of  insurance companies has been observed.  Keeping this in view the above, a working group to examine the alternate risk management mechanism to rationalize the premium pricing, enhancing underwriting capacity and challenges faced in implementation of the schemes as well as to suggest remedial measures has been constituted by the Department of Agriculture and Farmers Welfare.

(c)  :  Keeping  in  view  the  greater  role  of  States/UTs  in  implementation  of  the scheme, the financial sharing pattern towards premium subsidy between Central and States/UTs has been kept at 50 : 50 under the scheme.  The sharing pattern between Central and States has been revised for North Eastern States to 90 : 10. at the time of revamping of the scheme from Kharif 2020 season.

(d)  &  (e)  :    Yes  Sir.  The  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  is successfully fulfilling  the  objectives  of  the  schemes  including  providing  financial support to stabilize income of farmers especially in natural calamity hit seasons/years/areas.      Since  inception  of  the  scheme  in  2016-17  till  2020-21, against  premium  of  Rs.  21,531  crore  paid  by  farmers,  claims  of  Rs.  1,04,196 crore have been paid to 9.01 crore farmer applications.   Year-wise and State/UTwise  details  (including  Andaman  &  Nicobar  Islands)  of  number  of  farmer applications enrolled/beneficiaries, farmers share in premium and total premium collected during last three years i.e. from 2018-19 to 2020-21 and current year i.e. 2021-22 is annexed .

| State/UT Name    | State Wise details of coverage      | State Wise details of coverage   | State Wise details of coverage   | from 2018-19 to 2021-22             | from 2018-19 to 2021-22          | from 2018-19 to 2021-22      | PMFBY as on 31.01.2022              | PMFBY as on 31.01.2022           | PMFBY as on 31.01.2022       | 2021-22 (Provisional)               | 2021-22 (Provisional)    | 2021-22 (Provisional)        |
|------------------|-------------------------------------|----------------------------------|----------------------------------|-------------------------------------|----------------------------------|------------------------------|-------------------------------------|----------------------------------|------------------------------|-------------------------------------|--------------------------|------------------------------|
|                  | Farmers Applications Insured (Lakh) | 2018-19 Farmers Share in Premium | Gross Premium (in Rs. crore)     | Farmers Applications Insured (Lakh) | 2019-20 Farmers Share in Premium | Gross Premium (in Rs. crore) | Farmers Applications Insured (Lakh) | 2020-21 Farmers Share in Premium | Gross Premium (in Rs. crore) | Farmers Applications Insured (Lakh) | Farmers Share in Premium | Gross Premium (in Rs. crore) |
| A & N Islands    | 0.01                                | 0.01                             | 0.2                              | 0.001                               | 0.002                            | 0.03                         | 0.003                               | 0.01                             | 0.2                          | 0.004                               | 0.01                     | 0.2                          |
| Andhra Pradesh   | 24.4                                | 261.8                            | 1,094.0                          | 27.9                                | 0.2                              | 1,474.7                      | -                                   | -                                | -                            | -                                   | -                        | -                            |
| Assam            | 0.7                                 | 1.9                              | 13.2                             | 10.0                                | 57.1                             | 142.4                        | 14.0                                | 0.1                              | 357.1                        | 4.6                                 | 0.1                      | 68.7                         |
| Bihar            | -                                   | -                                | -                                | -                                   | -                                | -                            | -                                   | -                                | -                            | -                                   | -                        | -                            |
| Chhattisgarh     | 15.7                                | 160.9                            | 888.9                            | 40.2                                | 180.9                            | 1,245.8                      | 51.6                                | 188.9                            | 1,465.0                      | 52.3                                | 174.4                    | 1,348.1                      |
| Goa              | 0.003                               | 0.03                             | 0.03                             | 0.01                                | 0.02                             | 0.04                         | 0.001                               | 0.004                            | 0.01                         | 0.001                               | 0.005                    | 0.01                         |
| Gujarat          | 21.7                                | 402.6                            | 3,141.4                          | 24.8                                | 468.0                            | 3,615.0                      | -                                   | -                                | -                            | -                                   | -                        | -                            |
| Haryana          | 14.8                                | 238.0                            | 841.1                            | 17.1                                | 268.7                            | 1,221.5                      | 16.5                                | 338.6                            | 1,309.2                      | 13.9                                | 307.0                    | 1,183.6                      |
| Himachal Pradesh | 2.7                                 | 29.7                             | 79.4                             | 2.8                                 | 30.7                             | 83.1                         | 2.4                                 | 22.4                             | 102.3                        | 1.8                                 | 9.7                      | 48.9                         |
| Jammu & Kashmir  | 1.5                                 | 16.9                             | 76.9                             | -                                   | -                                | -                            | -                                   | -                                | -                            | 0.7                                 | 5.0                      | 28.9                         |
| Jharkhand        | 12.9                                | 4.5                              | 397.4                            | 10.9                                | 2.8                              | 356.0                        | -                                   | -                                | -                            | -                                   | -                        | -                            |
| Karnataka        | 19.9                                | 225.4                            | 1,802.9                          | 21.3                                | 253.5                            | 2,273.6                      | 16.1                                | 217.6                            | 2,073.8                      | 18.7                                | 247.4                    | 2,263.9                      |
| Kerala           | 0.6                                 | 6.2                              | 35.9                             | 0.6                                 | 6.1                              | 72.5                         | 0.8                                 | 6.7                              | 83.2                         | 0.5                                 | 3.9                      | 49.8                         |
| Madhya Pradesh   | 74.2                                | 921.0                            | 5,499.1                          | 88.1                                | 653.1                            | 3,908.5                      | 82.8                                | 888.8                            | 7,064.4                      | 63.3                                | 620.1                    | 5,099.3                      |
| Maharashtra      | 148.4                               | 791.7                            | 6,117.5                          | 145.6                               | 868.4                            | 6,353.8                      | 124.0                               | 763.1                            | 6,494.0                      | 97.1                                | 638.1                    | 5,736.6                      |
| Manipur          | 0.01                                | 0.1                              | 0.2                              | 0.03                                | 0.3                              | 1.3                          | -                                   | -                                | -                            | 0.03                                | 0.3                      | 1.6                          |
| Meghalaya        | 0.01                                | 0.1                              | 0.1                              | 0.01                                | 0.1                              | 0.1                          | 0.001                               | 0.04                             | 0.04                         | -                                   | -                        | -                            |
| Odisha           | 21.0                                | 172.7                            | 1,112.3                          | 48.8                                | 240.0                            | 2,116.8                      | 97.5                                | 158.4                            | 1,438.1                      | 74.7                                | 127.2                    | 1,213.4                      |
| Puducherry       | 0.1                                 | -                                | 2.7                              | 0.1                                 | -                                | 4.2                          | 0.1                                 | 0.001                            | 3.7                          | 0.3                                 | 0.001                    | 5.7                          |
| Rajasthan        | 71.8                                | 616.9                            | 3,621.1                          | 85.3                                | 734.7                            | 5,060.1                      | 107.6                               | 904.2                            | 6,357.9                      | 268.9                               | 590.1                    | 4,572.4                      |
| Sikkim           | 0.002                               | 0.03                             | 0.03                             | 0.0002                              | 0.002                            | 0.002                        | 0.001                               | 0.01                             | 0.01                         | 0.02                                | 0.1                      | 0.1                          |
| Tamil Nadu       | 24.8                                | 151.6                            | 1,567.4                          | 38.9                                | 177.3                            | 1,957.4                      | 56.9                                | 168.3                            | 3,028.7                      | 49.3                                | 135.9                    | 2,382.7                      |
| Telangana        | 8.0                                 | 156.0                            | 545.4                            | 10.3                                | 239.5                            | 880.8                        | -                                   | -                                | -                            | -                                   | -                        | -                            |
| Tripura          | 0.02                                | 0.05                             | 0.1                              | 0.4                                 | 0.8                              | 1.1                          | 2.0                                 | 0.2                              | 6.3                          | 1.8                                 | 0.2                      | 5.8                          |
| Uttar Pradesh    | 61.3                                | 399.9                            | 1,418.9                          | 46.9                                | 321.8                            | 1,260.7                      | 41.9                                | 330.3                            | 1,612.8                      | 27.7                                | 199.6                    | 993.2                        |
| Uttarakhand      | 1.9                                 | 21.0                             | 75.1                             | 2.1                                 | 28.2                             | 113.7                        | 1.7                                 | 33.3                             | 164.4                        | 1.3                                 | 19.0                     | 86.7                         |
| West Bengal      | 51.3                                | 111.1                            | 718.4                            | -                                   | -                                | -                            | -                                   | -                                | -                            | -                                   | -                        | -                            |
| GRAND TOTAL      | 577.8                               | 4,690                            | 29,050                           | 622.4                               | 4,532                            | 32,143                       | 615.9                               | 4,021                            | 31,561                       | 676.9                               | 3,078                    | 25,090                       |

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