Lok Sabha Question No. 3275 (UNSTARRED), answered on 2023-03-21
Subject: Farmers covered under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Gowdar Mallikarjunappa Siddeshwara, Sunil Baburao Mendhe

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 3275

TO BE ANSWERED ON THE 21 ST  MARCH, 2023

## FARMERS COVERED UNDER PMFBY

3275.  SHRI G.M. SIDDESHWAR: SHRI SUNIL BABURAO MENDHE:

Will  the  Minister  of  AGRICULTURE AND FARMERS WELFARE क ृ षि एवं षकसान कल्याण मंत्री be pleased to state:

- (a)  the  total  number  of  farmers  covered  under  the  Pradhan  Mantri  Fasal  Bima  Yojana (PMFBY) since its inception, year-wise and State/UT-wise?
- (b)  the  details  of  premium  collected  and  the  amount  of  insurance  claimed  under  the scheme since its inception, year-wise and State/UT-wise?
- (c) the details of insurance companies registered under PMFBY and claims paid by each of them since launch of the Scheme, company-wise and year-wise;
- (d) whether the Government has been successful in achieving the desired targets under Pradhan Mantri Fasal Bima Yojana (PMFBY) ;
- (e) if so, the details thereof, if not, the reasons therefor; and
- (f)  the  details  of  the  beneficiaries  under  the  above  scheme  in  Maharashtra  during  last three years and current financial year, region-wise?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE

क ृ षि एवं षकसान कल्याण मंत्री

(SHRI NARENDRA SINGH TOMAR)

(a) to (f) : State/UT-wise and year-wise details of farmer applications covered, premium collected  and  claims  approved  by  the  insurance  companies  since  inception  of  the Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  in  2016-17  to  2021-22  are  given  in Annexure-I .

18 general insurance companies namely, Agriculture Insurance Company of India Ltd. (AIC),  National Insurance Company Ltd. (NIC),  New India Assurance Company Ltd. (NIA), Oriental Insurance Company (OIC), United India Insurance  Company Ltd. (UIIC) Bajaj-Allianz,  HDFC-ERGO,  Iffco-Tokio,  Reliance,  ICICI-Lombard,  Universal-Sompo,

Royal Sundaram,  Chola-MS, Future Genereli,  SBI General, Shriram General, Tata-AIG and GoDigit  have  been  empanelled by  the  Government  of  India  for  implementation  of PMFBY in the country.  But specific insurance company is selected by the concerned State Government through transparent bidding process.  Year-wise and company-wise details  of  claims  paid  by  these  insurance  companies  since  inception  of  the  scheme  till Kharif 2021-22 are given in Annexure-II. The Pradhan Mantri Fasal Bima Yojana (PMFBY) introduced in the country from Kharif 2016 season is voluntary for States and farmers. Comprehensive risk coverage for crops of farmers against all non-preventable natural risks from pre-sowing to post-harvest stages  of  the  crops  at  very  minimum  premium  for  the  farmers  is  provided  under  the scheme. The PMFBY is successful in fulfilling the objectives of the  scheme especially protecting  the  farmers  in  natural  calamity  hit  seasons/years/areas.  The  scheme  is demand driven.   Since inception of the scheme in 2016-17 till 2021-22, against premium of Rs. 25,183 crore paid by farmers, claims of Rs. 1,30,403  crore have been paid. District-wise details of beneficiaries enrolled under PMFBY in Maharashtra during last three years from 2020-21 to 2022-23  are given in Annexure-III .

Annexure-I

| State/UT-wise and year-wise details of farmer applications covered and premium collected by insurance companies since inception of the scheme in 2016-17 to 2021-22   | State/UT-wise and year-wise details of farmer applications covered and premium collected by insurance companies since inception of the scheme in 2016-17 to 2021-22   | State/UT-wise and year-wise details of farmer applications covered and premium collected by insurance companies since inception of the scheme in 2016-17 to 2021-22   | State/UT-wise and year-wise details of farmer applications covered and premium collected by insurance companies since inception of the scheme in 2016-17 to 2021-22   | State/UT-wise and year-wise details of farmer applications covered and premium collected by insurance companies since inception of the scheme in 2016-17 to 2021-22   | State/UT-wise and year-wise details of farmer applications covered and premium collected by insurance companies since inception of the scheme in 2016-17 to 2021-22   | State/UT-wise and year-wise details of farmer applications covered and premium collected by insurance companies since inception of the scheme in 2016-17 to 2021-22   |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                                                                                                                                                       | 2016-2017                                                                                                                                                             | 2016-2017                                                                                                                                                             | 2017-2018                                                                                                                                                             | 2017-2018                                                                                                                                                             | 2018-2019                                                                                                                                                             | 2018-2019                                                                                                                                                             |
| State                                                                                                                                                                 | Farmer Applications (In Lakhs)                                                                                                                                        | Gross Premium ( In Cr.)                                                                                                                                               | Farmer Applications (In Lakhs)                                                                                                                                        | Gross Premium ( In Cr.)                                                                                                                                               | Farmer Applications (In Lakhs)                                                                                                                                        | Gross Premium ( In Cr.)                                                                                                                                               |
| A & N Islands                                                                                                                                                         | 0.003                                                                                                                                                                 | 0.016                                                                                                                                                                 | NI                                                                                                                                                                    | NI                                                                                                                                                                    | 0.007                                                                                                                                                                 | 0.007                                                                                                                                                                 |
| Andhra Pradesh                                                                                                                                                        | 17.76                                                                                                                                                                 | 803.59                                                                                                                                                                | 18.32                                                                                                                                                                 | 1272.08                                                                                                                                                               | 24.46                                                                                                                                                                 | 1437.98                                                                                                                                                               |
| Assam                                                                                                                                                                 | 0.60                                                                                                                                                                  | 8.64                                                                                                                                                                  | 0.55                                                                                                                                                                  | 11.90                                                                                                                                                                 | 0.76                                                                                                                                                                  | 13.23                                                                                                                                                                 |
| Bihar                                                                                                                                                                 | 27.14                                                                                                                                                                 | 1416.04                                                                                                                                                               | 23.03                                                                                                                                                                 | 1028.82                                                                                                                                                               | NI                                                                                                                                                                    | NI                                                                                                                                                                    |
| Chhattisgarh                                                                                                                                                          | 15.49                                                                                                                                                                 | 289.25                                                                                                                                                                | 14.74                                                                                                                                                                 | 361.88                                                                                                                                                                | 15.74                                                                                                                                                                 | 888.96                                                                                                                                                                |
| Goa                                                                                                                                                                   | 0.008                                                                                                                                                                 | 0.074                                                                                                                                                                 | 0.005                                                                                                                                                                 | 0.051                                                                                                                                                                 | 0.003                                                                                                                                                                 | 0.033                                                                                                                                                                 |
| Gujarat                                                                                                                                                               | 19.80                                                                                                                                                                 | 2274.62                                                                                                                                                               | 17.63                                                                                                                                                                 | 3014.27                                                                                                                                                               | 21.71                                                                                                                                                                 | 3141.40                                                                                                                                                               |
| Haryana                                                                                                                                                               | 13.36                                                                                                                                                                 | 363.42                                                                                                                                                                | 13.42                                                                                                                                                                 | 452.07                                                                                                                                                                | 15.10                                                                                                                                                                 | 841.18                                                                                                                                                                |
| Himachal Pradesh                                                                                                                                                      | 3.80                                                                                                                                                                  | 71.68                                                                                                                                                                 | 3.82                                                                                                                                                                  | 77.51                                                                                                                                                                 | 2.70                                                                                                                                                                  | 79.18                                                                                                                                                                 |
| Jammu & Kashmir                                                                                                                                                       | NI                                                                                                                                                                    | NI                                                                                                                                                                    | 1.59                                                                                                                                                                  | 40.53                                                                                                                                                                 | 1.54                                                                                                                                                                  | 76.91                                                                                                                                                                 |
| Jharkhand                                                                                                                                                             | 8.79                                                                                                                                                                  | 271.41                                                                                                                                                                | 11.96                                                                                                                                                                 | 211.93                                                                                                                                                                | 12.95                                                                                                                                                                 | 397.40                                                                                                                                                                |
| Karnataka                                                                                                                                                             | 29.46                                                                                                                                                                 | 1332.73                                                                                                                                                               | 20.85                                                                                                                                                                 | 1799.07                                                                                                                                                               | 19.70                                                                                                                                                                 | 1805.99                                                                                                                                                               |
| Kerala                                                                                                                                                                | 0.77                                                                                                                                                                  | 33.14                                                                                                                                                                 | 0.56                                                                                                                                                                  | 25.89                                                                                                                                                                 | 0.57                                                                                                                                                                  | 35.92                                                                                                                                                                 |
| Madhya Pradesh                                                                                                                                                        | 74.61                                                                                                                                                                 | 3777.97                                                                                                                                                               | 70.08                                                                                                                                                                 | 4655.76                                                                                                                                                               | 74.45                                                                                                                                                                 | 5614.43                                                                                                                                                               |
| Maharashtra                                                                                                                                                           | 118.84                                                                                                                                                                | 4596.45                                                                                                                                                               | 102.76                                                                                                                                                                | 4136.27                                                                                                                                                               | 148.70                                                                                                                                                                | 6118.79                                                                                                                                                               |
| Manipur                                                                                                                                                               | 0.08                                                                                                                                                                  | 3.59                                                                                                                                                                  | 0.09                                                                                                                                                                  | 1.94                                                                                                                                                                  | 0.01                                                                                                                                                                  | 0.21                                                                                                                                                                  |
| Meghalaya                                                                                                                                                             | 0.0009                                                                                                                                                                | 0.0405                                                                                                                                                                | 0.0314                                                                                                                                                                | 0.6872                                                                                                                                                                | 0.0085                                                                                                                                                                | 0.1386                                                                                                                                                                |
| Odisha                                                                                                                                                                | 18.20                                                                                                                                                                 | 539.08                                                                                                                                                                | 18.95                                                                                                                                                                 | 820.42                                                                                                                                                                | 21.06                                                                                                                                                                 | 1122.12                                                                                                                                                               |
| Puducherry                                                                                                                                                            | 0.09                                                                                                                                                                  | 2.88                                                                                                                                                                  | 0.00                                                                                                                                                                  | 0.00                                                                                                                                                                  | 0.10                                                                                                                                                                  | 2.69                                                                                                                                                                  |
| Rajasthan                                                                                                                                                             | 93.56                                                                                                                                                                 | 2546.06                                                                                                                                                               | 91.09                                                                                                                                                                 | 2704.43                                                                                                                                                               | 72.06                                                                                                                                                                 | 3621.58                                                                                                                                                               |
| Sikkim                                                                                                                                                                | 0.006                                                                                                                                                                 | 0.010                                                                                                                                                                 | 0.015                                                                                                                                                                 | 0.065                                                                                                                                                                 | 0.002                                                                                                                                                                 | 0.027                                                                                                                                                                 |
| Tamil Nadu                                                                                                                                                            | 14.63                                                                                                                                                                 | 1171.22                                                                                                                                                               | 15.07                                                                                                                                                                 | 1277.71                                                                                                                                                               | 25.74                                                                                                                                                                 | 1635.76                                                                                                                                                               |
| Telangana                                                                                                                                                             | 7.77                                                                                                                                                                  | 255.58                                                                                                                                                                | 10.27                                                                                                                                                                 | 540.34                                                                                                                                                                | 7.99                                                                                                                                                                  | 545.52                                                                                                                                                                |
| Tripura                                                                                                                                                               | 0.12                                                                                                                                                                  | 0.39                                                                                                                                                                  | 0.12                                                                                                                                                                  | 0.74                                                                                                                                                                  | 0.02                                                                                                                                                                  | 0.09                                                                                                                                                                  |
| Uttar Pradesh                                                                                                                                                         | 72.89                                                                                                                                                                 | 1170.68                                                                                                                                                               | 54.21                                                                                                                                                                 | 1322.06                                                                                                                                                               | 61.43                                                                                                                                                                 | 1496.38                                                                                                                                                               |
| Uttarakhand                                                                                                                                                           | 2.62                                                                                                                                                                  | 41.59                                                                                                                                                                 | 2.22                                                                                                                                                                  | 69.08                                                                                                                                                                 | 1.93                                                                                                                                                                  | 75.06                                                                                                                                                                 |
| West Bengal                                                                                                                                                           | 41.33                                                                                                                                                                 | 708.21                                                                                                                                                                | 40.38                                                                                                                                                                 | 642.16                                                                                                                                                                | 53.19                                                                                                                                                                 | 736.40                                                                                                                                                                |
| Grand Total                                                                                                                                                           | 581.74                                                                                                                                                                | 21678.38                                                                                                                                                              | 531.76                                                                                                                                                                | 24467.66                                                                                                                                                              | 581.93                                                                                                                                                                | 29687.38                                                                                                                                                              |

Contd…/-

| State            | 2019-2020                      | 2019-2020               | 2020-2021                      | 2020-2021               | 2021-2022                      | 2021-2022               |
|------------------|--------------------------------|-------------------------|--------------------------------|-------------------------|--------------------------------|-------------------------|
|                  | Farmer Applications (In Lakhs) | Gross Premium ( In Cr.) | Farmer Applications (In Lakhs) | Gross Premium ( In Cr.) | Farmer Applications (In Lakhs) | Gross Premium ( In Cr.) |
| A & N Islands    | 0.001                          | 0.025                   | 0.003                          | 0.155                   | 0.005                          | 0.229                   |
| Andhra Pradesh   | 27.88                          | 1474.73                 | NI                             | NI                      | NI                             | NI                      |
| Assam            | 10.06                          | 140.76                  | 16.60                          | 297.35                  | 10.67                          | 160.71                  |
| Chhattisgarh     | 40.20                          | 1246.68                 | 51.63                          | 1455.00                 | 58.38                          | 1457.03                 |
| Goa              | 0.009                          | 0.037                   | 0.001                          | 0.006                   | 0.001                          | 0.008                   |
| Gujarat          | 24.81                          | 3614.99                 | NI                             | NI                      | NI                             | NI                      |
| Haryana          | 17.11                          | 1275.56                 | 16.51                          | 1309.48                 | 14.50                          | 1207.75                 |
| Himachal Pradesh | 2.84                           | 83.17                   | 2.41                           | 102.27                  | 2.34                           | 97.12                   |
| Jharkhand        | 10.92                          | 356.02                  | NI                             | NI                      | NI                             | NI                      |
| Karnataka        | 19.84                          | 2257.34                 | 16.07                          | 2074.09                 | 19.34                          | 2294.67                 |
| Kerala           | 0.58                           | 72.50                   | 0.76                           | 83.22                   | 0.99                           | 101.81                  |
| Madhya Pradesh   | 82.38                          | 3931.11                 | 84.39                          | 7208.18                 | 92.68                          | 6754.14                 |
| Maharashtra      | 145.66                         | 6338.04                 | 124.10                         | 6498.27                 | 99.01                          | 5893.30                 |
| Manipur          | 0.033                          | 1.259                   | 0.000                          | 0.000                   | 0.028                          | 1.582                   |
| Meghalaya        | 0.01                           | 0.09                    | 0.00                           | 0.04                    | NI                             | NI                      |
| Odisha           | 48.79                          | 2134.48                 | 97.53                          | 1438.10                 | 81.56                          | 1278.69                 |
| Puducherry       | 0.12                           | 4.20                    | 0.11                           | 4.43                    | 0.36                           | 6.86                    |
| Rajasthan        | 86.17                          | 5136.13                 | 107.60                         | 6353.93                 | 344.63                         | 6238.18                 |
| Sikkim           | 0.0002                         | 0.0016                  | 0.0009                         | 0.0072                  | 0.0232                         | 0.0929                  |
| Tamil Nadu       | 38.94                          | 1959.59                 | 59.30                          | 3089.76                 | 60.47                          | 2966.38                 |
| Telangana        | 10.34                          | 880.76                  | NI                             | NI                      | NI                             | NI                      |
| Tripura          | 0.36                           | 1.07                    | 2.57                           | 7.06                    | 3.36                           | 10.94                   |
| Uttar Pradesh    | 46.98                          | 1306.97                 | 41.90                          | 1613.33                 | 40.68                          | 1519.54                 |
| Uttarakhand      | 2.13                           | 113.71                  | 1.71                           | 164.48                  | 1.83                           | 200.03                  |
| Grand Total      | 616.16                         | 32329.20                | 623.19                         | 31699.16                | 831.76                         | 30229.08                |

NI : Not Participated.

## Annexure-II

## Year-wise and Company-wise details of claims paid by the insurance companies since inception of the scheme in 2016-17 to 2021-22

| Insurance        | 2016-2017                  | 2017-2018                  | 2018-2019                  | 2019-2020                  | 2020-2021                  | 2021-2022                  |
|------------------|----------------------------|----------------------------|----------------------------|----------------------------|----------------------------|----------------------------|
| Company          | Paid Claims (Rs. in Crore) | Paid Claims (Rs. in Crore) | Paid Claims (Rs. in Crore) | Paid Claims (Rs. in Crore) | Paid Claims (Rs. in Crore) | Paid Claims (Rs. in Crore) |
| AIC              | 5621.43                    | 7810.10                    | 6670.60                    | 14452.09                   | 13159.58                   | 5575.83                    |
| National         | 69.24                      | 1787.41                    | 738.78                     | 251.44                     | 0.55                       | 0.50                       |
| New India        | 1499.44                    | 1461.07                    | 2253.57                    | 1245.38                    | Not Participated           | Not Participated           |
| Oriental         | 2.55                       | 449.04                     | 3242.69                    | 2398.36                    | 67.61                      | 0.00                       |
| United India     | 1523.39                    | 881.83                     | 1738.80                    | 177.48                     | Not Participated           | Not Participated           |
| Bajaj Allianz    | 1115.98                    | 1252.67                    | 1970.14                    | 1654.56                    | 952.35                     | 1707.85                    |
| Bharti AXA       | 0.00                       | 106.82                     | 332.89                     | 77.33                      | 162.03                     | 423.04                     |
| CholaMS          | 146.38                     | 459.46                     | 625.54                     | Not Participated           | Not Participated           | Not Participated           |
| Future Generali  | 69.73                      | 0.00                       | 348.25                     | 422.80                     | 328.49                     | 694.60                     |
| HDFC Ergo        | 2109.81                    | 1270.24                    | 1392.46                    | 1321.09                    | 1035.75                    | 1342.27                    |
| ICICI Lombard    | 1929.63                    | 3146.33                    | 2302.18                    | Not Participated           | Not Participated           | Not Participated           |
| IFFCO Tokio      | 677.70                     | 1394.16                    | 1279.78                    | 1776.52                    | 1678.37                    | 886.49                     |
| Reliance General | 434.71                     | 713.29                     | 1377.41                    | 1094.11                    | 800.71                     | 2151.86                    |
| Royal Sundaram   | 0.00                       | 1.29                       | 269.02                     | 218.11                     | Not Participated           | Not Participated           |
| SBI General      | 84.72                      | 518.93                     | 1615.99                    | 1956.54                    | 1800.08                    | 1363.83                    |
| Shriram General  | 256.95                     | Not Participated           | Not Participated           | Not Participated           | Not Participated           | Not Participated           |
| Tata AIG         | 547.90                     | 566.67                     | 1356.16                    | Not Participated           | Not Participated           | Not Participated           |
| Universal Sompo  | 705.89                     | 246.16                     | 1152.43                    | 314.64                     | 608.90                     | 774.54                     |
| GRAND TOTAL      | 16795.46                   | 22065.46                   | 28666.68                   | 27360.44                   | 20594.41                   | 14920.82                   |

Annexure-III State-wise details of number beneficiary farmer applications enrolled from 2020-21 to 2022-23 in Maharashtra under PMFBY

| District   |   2020-2011 |   2021-2022 | 2022-2023   |
|------------|-------------|-------------|-------------|
| Ahmadnagar |      632216 |      342009 | 239850      |
| Akola      |      282666 |      304665 | 329676      |
| Amravati   |      219345 |      198364 | 226886      |
| Aurangabad |      892135 |      605515 | 765695      |
| Beed       |           0 |           0 | 1679491     |
| Bhandara   |      187069 |      150976 | 133465      |
| Bid        |     2169981 |     1553896 | 6983        |
| Buldana    |      320395 |      256074 | 0           |
| Buldhana   |           0 |           0 | 359630      |
| Chandrapur |       98404 |       59118 | 67479       |
| Dhule      |       68266 |       56281 | 64595       |
| Gadchiroli |       37435 |       32302 | 26226       |
| Gondia     |           0 |           0 | 15794       |
| Gondiya    |       57881 |       16288 | NA          |
| Hingoli    |      323417 |      399421 | 391862      |
| Jalgaon    |      212979 |      205505 | 277102      |
| Jalna      |      991476 |      673940 | 818715      |
| Kolhapur   |        3672 |        6380 | 5745        |
| Latur      |     1214442 |     1128460 | 898881      |
| Nagpur     |       38980 |       22948 | 31555       |
| Nanded     |     1050389 |      988340 | 1160585     |
| Nandurbar  |       12220 |       13842 | 11696       |
| Nashik     |      296791 |      153062 | 170893      |
| Osmanabad  |     1016387 |      798834 | 684840      |
| Palghar    |       43046 |       28274 | 23316       |
| Parbhani   |      761434 |      748469 | 689249      |
| Pune       |       40197 |       20562 | 11787       |
| Raigad     |           0 |           0 | 14490       |
| Raigarh    |       17937 |       17125 | 597         |
| Ratnagiri  |       25986 |       30338 | 35065       |
| Sangli     |      131418 |       51263 | 43237       |
| Satara     |       45826 |       19125 | 9946        |
| Sindhudurg |       26809 |       37628 | 47866       |
| Solapur    |      338245 |      285980 | 231150      |
| Thane      |       38375 |       51893 | 49186       |
| Wardha     |       32348 |       16994 | 27303       |
| Washim     |      286126 |      260480 | 277119      |
| Yavatmal   |      494741 |      376323 | 420565      |
| Total      |    12409034 |     9910674 | 10248520    |