Lok Sabha Question No. 2474 (UNSTARRED), answered on 2022-08-01
Subject: PM Suraksha Bima Yojana
Ministry: FINANCE
Asked by: Bharatiben Dhirubhai Shyal, Queen Oja

## GOVERNMENT OF INDIA MINISTRY OF FINANCE

## DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. 2474

ANSWERED ON - 1.8.2022

## PM SURAKSHA BIMA YOJANA

## †2474. DR. BHARATIBEN DHIRUBHAI SHIYAL: SHRIMATI QUEEN OJA:

Will the Minister of FINANCE be pleased to state:

- (a) the  criteria/documents  on  the  basis  of  which  benefits  are  provided  under  Pradhan Mantri (PM) Suraksha Bima Yojana being implemented by the Union Government;
- (b) the State-wise number of persons provided benefits under the said Yojana during the last three years across the country including Gujarat along with district-wise number of such persons in Assam including Guwahati; and
- (c) the details of the risk coverage amount and the annual premium amount fixed under the said Yojana?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (DR. BHAGWAT KARAD)

(a) to (c): Pradhan Mantri Suraksha Bima Yojana (PMSBY) is a one-year personal accident insurance scheme, renewable from year to year and is available on pan-India basis to bank/ Post office account holders in the age group 18 to 70 years who give their consent to join and enable auto-debit. At the time of claim, the claimant has to submit a duly completed claim-cum-discharge  form  to  the  bank  where  the  subscriber  was  enrolled  along  with documents  mentioned  in  the  claim-cum-discharge  form  in  support  of  death  /permanent disability due to accident.

The scheme offers coverage for Rs. 2 lakhs in case of accidental death or total permanent disability and Rs. 1 lakh for partial permanent disability due to an accident and is available to people in the age group of 18 to 70 years having a bank account who give their consent to join and enable auto-debit at an annual premium of Rs. 20/- per subscriber. The benefits payable under the scheme on death or disability due to accident are as follows:

| Table of Benefits            | Sum Insured   |
|------------------------------|---------------|
| Death                        | Rs. 2 Lakh    |
| Permanent total disability   | Rs. 2 Lakh    |
| Permanent partial disability | Rs. 1 Lakh    |

The number of persons benefitted under PMSBY during the last three years, State-wise across  the  country  and  district-wise  in  Assam,  are  at  Annexure-I  and  Annexure-II respectively.

*****

## Annexure-I

| PMSBY Claims Paid - State-wise Distribution   | PMSBY Claims Paid - State-wise Distribution   | PMSBY Claims Paid - State-wise Distribution   | PMSBY Claims Paid - State-wise Distribution   | PMSBY Claims Paid - State-wise Distribution   | PMSBY Claims Paid - State-wise Distribution   | PMSBY Claims Paid - State-wise Distribution   | PMSBY Claims Paid - State-wise Distribution   | PMSBY Claims Paid - State-wise Distribution   | PMSBY Claims Paid - State-wise Distribution   |
|-----------------------------------------------|-----------------------------------------------|-----------------------------------------------|-----------------------------------------------|-----------------------------------------------|-----------------------------------------------|-----------------------------------------------|-----------------------------------------------|-----------------------------------------------|-----------------------------------------------|
| S. No                                         | State/ UT                                     | FY 2019-20                                    | FY 2019-20                                    | FY 2020-21                                    | FY 2020-21                                    | FY 2021-22                                    | FY 2021-22                                    | FY 2022-23(as on 29.06.2022                   | FY 2022-23(as on 29.06.2022                   |
| S. No                                         | State/ UT                                     | No. of Claims Paid                            | Claim Amount Paid (In Cr.)                    | No. of Claims Paid                            | Claim Amount Paid (In Cr.)                    | No. of Claims Paid                            | Claim Amount Paid (In Cr.)                    | No. of Claims Paid                            | Claim Amount Paid (In Cr.)                    |
| 1                                             | Andaman and Nicobar Islands                   | 3                                             | 0.06                                          | 0                                             | 0.00                                          | 0                                             | 0.00                                          | 2                                             | 0.04                                          |
| 2                                             | Andhra Pradesh                                | 608                                           | 12.16                                         | 423                                           | 8.46                                          | 529                                           | 10.58                                         | 885                                           | 17.70                                         |
| 3                                             | Arunachal Pradesh                             | 3                                             | 0.06                                          | 1                                             | 0.02                                          | 5                                             | 0.10                                          | 0                                             | 0.00                                          |
| 4                                             | Assam                                         | 62                                            | 1.24                                          | 23                                            | 0.46                                          | 112                                           | 2.24                                          | 21                                            | 0.42                                          |
| 5                                             | Bihar                                         | 128                                           | 2.56                                          | 107                                           | 2.14                                          | 128                                           | 2.56                                          | 298                                           | 5.96                                          |
| 6                                             | Chandigarh                                    | 26                                            | 0.52                                          | 12                                            | 0.24                                          | 17                                            | 0.34                                          | 6                                             | 0.12                                          |
| 7                                             | Chhattisgarh                                  | 182                                           | 3.64                                          | 151                                           | 3.02                                          | 761                                           | 15.22                                         | 175                                           | 3.50                                          |
| 8                                             | Dadra and Nagar Haveli                        | 2                                             | 0.04                                          | 3                                             | 0.06                                          | 2                                             | 0.04                                          | 0                                             | 0.00                                          |
| 9                                             | Daman and Diu                                 | 0                                             | 0.00                                          | 3                                             | 0.06                                          | 1                                             | 0.02                                          | 1                                             | 0.02                                          |
| 10                                            | Goa                                           | 6                                             | 0.12                                          | 13                                            | 0.26                                          | 21                                            | 0.42                                          | 12                                            | 0.24                                          |
| 11                                            | Gujarat                                       | 464                                           | 9.28                                          | 329                                           | 6.58                                          | 547                                           | 10.94                                         | 373                                           | 7.46                                          |
| 12                                            | Haryana                                       | 510                                           | 10.20                                         | 367                                           | 7.34                                          | 367                                           | 7.34                                          | 397                                           | 7.94                                          |
| 13                                            | Himachal Pradesh                              | 221                                           | 4.42                                          | 115                                           | 2.30                                          | 116                                           | 2.32                                          | 222                                           | 4.44                                          |
| 14                                            | Jammu and Kashmir                             | 25                                            | 0.50                                          | 12                                            | 0.24                                          | 13                                            | 0.26                                          | 9                                             | 0.18                                          |
| 15                                            | Jharkhand                                     | 105                                           | 2.10                                          | 62                                            | 1.24                                          | 132                                           | 2.64                                          | 82                                            | 1.64                                          |
| 16                                            | Karnataka                                     | 320                                           | 6.40                                          | 185                                           | 3.70                                          | 252                                           | 5.04                                          | 1,419                                         | 28.38                                         |
| 17                                            | Kerala                                        | 333                                           | 6.66                                          | 97                                            | 1.94                                          | 95                                            | 1.90                                          | 283                                           | 5.66                                          |
| 18                                            | Lakshadweep                                   | 0                                             | 0.00                                          | 0                                             | 0.00                                          | 0                                             | 0.00                                          | 0                                             | 0.00                                          |
| 19                                            | Madhya                                        | 820                                           | 16.40                                         | 657                                           | 13.14                                         | 1,784                                         | 35.68                                         | 396                                           | 7.92                                          |
| 20                                            | Pradesh Maharashtra                           | 664                                           | 13.28                                         | 472                                           | 9.44                                          | 9,504                                         | 190.08                                        | 4,064                                         | 81.28                                         |
| 21                                            | Manipur                                       | 3                                             | 0.06                                          | 5                                             | 0.10                                          | 2                                             | 0.04                                          | 0                                             | 0.00                                          |
| 22                                            | Meghalaya                                     | 0                                             | 0.00                                          | 1                                             | 0.02                                          | 10                                            | 0.20                                          | 2                                             | 0.04                                          |
| 23                                            | Mizoram                                       | 1                                             | 0.02                                          | 0                                             | 0.00                                          | 14                                            | 0.28                                          | 6                                             | 0.12                                          |
| 24                                            | Nagaland                                      | 0                                             | 0.00                                          | 2                                             | 0.04                                          | 0                                             | 0.00                                          | 0                                             | 0.00                                          |
| 25                                            | Nct of Delhi                                  | 95                                            | 1.90                                          | 58                                            | 1.16                                          | 285                                           | 5.70                                          | 79                                            | 1.58                                          |
| 26                                            | Odisha                                        | 234                                           | 4.68                                          | 140                                           | 2.80                                          | 509                                           | 10.18                                         | 104                                           | 2.08                                          |
| 27                                            | Puducherry                                    | 30                                            | 0.60                                          | 10                                            | 0.20                                          | 14                                            | 0.28                                          | 17                                            | 0.34                                          |
| 28                                            | Punjab                                        | 252                                           | 5.04                                          | 226                                           | 4.52                                          | 541                                           | 10.82                                         | 120                                           | 2.40                                          |
| 29                                            | Rajasthan                                     | 397                                           | 7.94                                          | 408                                           | 8.16                                          | 1,522                                         | 30.44                                         | 209                                           | 4.18                                          |
| 30                                            | Sikkim                                        | 1                                             | 0.02                                          | 0                                             | 0.00                                          | 4                                             | 0.08                                          | 0                                             | 0.00                                          |
| 31                                            | Tamil Nadu                                    | 858                                           | 17.16                                         | 469                                           | 9.38                                          | 595                                           | 11.90                                         | 383                                           | 7.66                                          |
| 32                                            | Telangana                                     | 479                                           | 9.58                                          | 374                                           | 7.48                                          | 466                                           | 9.32                                          | 548                                           | 10.96                                         |
| 33                                            | Tripura                                       | 4                                             | 0.08                                          | 1                                             | 0.02                                          | 45                                            | 0.90                                          | 6                                             | 0.12                                          |
| 34                                            | Uttar Pradesh                                 | 688                                           | 13.76                                         | 600                                           | 12.00                                         | 1,913                                         | 38.26                                         | 811                                           | 16.22                                         |
| 35                                            | Uttarakhand                                   | 95                                            | 1.90                                          | 57                                            | 1.14                                          | 197                                           | 3.94                                          | 43                                            | 0.86                                          |
| 36                                            | Bengal                                        | 173                                           | 3.46                                          | 120                                           | 2.40                                          |                                               |                                               | 176                                           | 3.52                                          |
| 37                                            | West Ladakh                                   | 1                                             | 0.02                                          | 0                                             | 0.00                                          | 777 0                                         | 15.54 0.00                                    | 0                                             | 0.00                                          |
|                                               | Grand Total                                   | 7,793                                         | 155.86                                        | 5,503                                         | 110.06                                        | 21,280                                        | 425.60                                        | 11,149                                        | 222.98                                        |

Source: Banks (Universal Schemes only).  Does not include claims paid under Converged schemes of Central/State Govts.

## Annexure-II

| PMSBY Claims Paid-District-wise Distribution for the State Assam   | PMSBY Claims Paid-District-wise Distribution for the State Assam   | PMSBY Claims Paid-District-wise Distribution for the State Assam   | PMSBY Claims Paid-District-wise Distribution for the State Assam   | PMSBY Claims Paid-District-wise Distribution for the State Assam   | PMSBY Claims Paid-District-wise Distribution for the State Assam   | PMSBY Claims Paid-District-wise Distribution for the State Assam   | PMSBY Claims Paid-District-wise Distribution for the State Assam   | PMSBY Claims Paid-District-wise Distribution for the State Assam   | PMSBY Claims Paid-District-wise Distribution for the State Assam   |
|--------------------------------------------------------------------|--------------------------------------------------------------------|--------------------------------------------------------------------|--------------------------------------------------------------------|--------------------------------------------------------------------|--------------------------------------------------------------------|--------------------------------------------------------------------|--------------------------------------------------------------------|--------------------------------------------------------------------|--------------------------------------------------------------------|
| S. N o                                                             | Name of District                                                   | FY 2019-20                                                         | FY 2019-20                                                         | FY 2020-21                                                         | FY 2020-21                                                         | FY 2021-22                                                         | FY 2021-22                                                         | FY 2022-23 (as on 29.06.2022)                                      | FY 2022-23 (as on 29.06.2022)                                      |
| S. N o                                                             | Name of District                                                   | No. of Claim s Paid                                                | Claim Amoun t Paid (In Cr.)                                        | No. of Claim s Paid                                                | Claim Amoun t Paid (In Cr.)                                        | No. of Claim s Paid                                                | Claim Amoun t Paid (In Cr.)                                        | No. of Claims Paid                                                 | Claim Amoun t Paid (In Cr.)                                        |
| 1                                                                  | Kokrajhar                                                          | 0                                                                  | 0.00                                                               | 0                                                                  | 0.00                                                               | 4                                                                  | 0.08                                                               | 0                                                                  | 0.00                                                               |
| 2                                                                  | Dhubri                                                             | 1                                                                  | 0.02                                                               | 0                                                                  | 0.00                                                               | 1                                                                  | 0.02                                                               | 0                                                                  | 0.00                                                               |
| 3                                                                  | Goalpara                                                           | 5                                                                  | 0.10                                                               | 1                                                                  | 0.02                                                               | 0                                                                  | 0                                                                  | 0                                                                  | 0.00                                                               |
| 4                                                                  | Barpeta                                                            | 1                                                                  | 0.02                                                               | 1                                                                  | 0.02                                                               | 2                                                                  | 0.04                                                               | 3                                                                  | 0.06                                                               |
| 5                                                                  | Morigaon                                                           | 3                                                                  | 0.06                                                               | 1                                                                  | 0.02                                                               | 0                                                                  | 0                                                                  | 1                                                                  | 0.02                                                               |
| 6                                                                  | Nagaon                                                             | 3                                                                  | 0.06                                                               | 1                                                                  | 0.02                                                               | 2                                                                  | 0.04                                                               | 0                                                                  | 0.00                                                               |
| 7                                                                  | Sonitpur                                                           | 2                                                                  | 0.04                                                               | 4                                                                  | 0.08                                                               | 6                                                                  | 0.12                                                               | 1                                                                  | 0.02                                                               |
| 8                                                                  | Lakhimpur                                                          | 1                                                                  | 0.02                                                               | 0                                                                  | 0.00                                                               | 0                                                                  | 0                                                                  | 0                                                                  | 0.00                                                               |
| 9                                                                  | Dhemaji                                                            | 0                                                                  | 0.00                                                               | 0                                                                  | 0.00                                                               | 0                                                                  | 0                                                                  | 0                                                                  | 0.00                                                               |
| 10                                                                 | Tinsukia                                                           | 1                                                                  | 0.02                                                               | 0                                                                  | 0.00                                                               | 0                                                                  | 0                                                                  | 1                                                                  | 0.02                                                               |
| 11                                                                 | Dibrugarh                                                          | 4                                                                  | 0.08                                                               | 3                                                                  | 0.06                                                               | 1                                                                  | 0.02                                                               | 3                                                                  | 0.06                                                               |
| 12                                                                 | Sivasagar                                                          | 2                                                                  | 0.04                                                               | 1                                                                  | 0.02                                                               | 1                                                                  | 0.02                                                               | 1                                                                  | 0.02                                                               |
| 13                                                                 | Jorhat                                                             | 3                                                                  | 0.06                                                               | 0                                                                  | 0.00                                                               | 2                                                                  | 0.04                                                               | 0                                                                  | 0.00                                                               |
| 14                                                                 | Golaghat                                                           | 3                                                                  | 0.06                                                               | 0                                                                  | 0.00                                                               | 1                                                                  | 0.02                                                               | 1                                                                  | 0.02                                                               |
| 15                                                                 | Karbi Anglong                                                      | 1                                                                  | 0.02                                                               | 0                                                                  | 0.00                                                               | 4                                                                  | 0.08                                                               | 0                                                                  | 0.00                                                               |
| 16                                                                 | Dima Hasao                                                         | 1                                                                  | 0.02                                                               | 0                                                                  | 0.00                                                               | 0                                                                  | 0                                                                  | 0                                                                  | 0.00                                                               |
| 17                                                                 | Cachar                                                             | 6                                                                  | 0.12                                                               | 1                                                                  | 0.02                                                               | 0                                                                  | 0                                                                  | 0                                                                  | 0.00                                                               |
| 18                                                                 | Karimganj                                                          | 1                                                                  | 0.02                                                               | 0                                                                  | 0.00                                                               | 0                                                                  | 0                                                                  | 0                                                                  | 0.00                                                               |
| 19                                                                 | Hailakandi                                                         | 2                                                                  | 0.04                                                               | 0                                                                  | 0.00                                                               | 0                                                                  | 0                                                                  | 0                                                                  | 0.00                                                               |
| 20                                                                 | Bongaigaon                                                         | 3                                                                  | 0.06                                                               | 2                                                                  | 0.04                                                               | 5                                                                  | 0.1                                                                | 1                                                                  | 0.02                                                               |
| 21                                                                 | Chirang                                                            | 0                                                                  | 0.00                                                               | 0                                                                  | 0.00                                                               | 1                                                                  | 0.02                                                               | 0                                                                  | 0.00                                                               |
| 22                                                                 | Kamrup                                                             | 12                                                                 | 0.24                                                               | 3                                                                  | 0.06                                                               | 5                                                                  | 0.1                                                                | 4                                                                  | 0.08                                                               |
| 23                                                                 | Kamrup Metropolitan                                                | 2                                                                  | 0.04                                                               | 0                                                                  | 0.00                                                               | 76                                                                 | 1.52                                                               | 3                                                                  | 0.06                                                               |
| 24                                                                 | Nalbari                                                            | 2                                                                  | 0.04                                                               | 0                                                                  | 0.00                                                               | 0                                                                  | 0                                                                  | 1                                                                  | 0.02                                                               |
| 25                                                                 | Baksa                                                              | 0                                                                  | 0.00                                                               | 3                                                                  | 0.06                                                               | 0                                                                  | 0                                                                  | 0                                                                  | 0.00                                                               |
| 26                                                                 | Darrang                                                            | 2                                                                  | 0.04                                                               | 1                                                                  | 0.02                                                               | 0                                                                  | 0                                                                  | 1                                                                  | 0.02                                                               |
| 27                                                                 | Udalguri                                                           | 1                                                                  | 0.02                                                               | 1                                                                  | 0.02                                                               | 1                                                                  | 0.02                                                               | 0                                                                  | 0.00                                                               |
|                                                                    | Grand                                                              |                                                                    | 1.24                                                               |                                                                    |                                                                    |                                                                    |                                                                    |                                                                    | 0.42                                                               |
| Total                                                              | Total                                                              | 62                                                                 |                                                                    | 23                                                                 | 0.46                                                               | 112                                                                | 2.24                                                               | 21                                                                 |                                                                    |

Source: Banks (Universal Schemes only).  Does not include claims paid under Converged schemes of Central/State Govts.