Lok Sabha Question No. 515 (UNSTARRED), answered on 2021-02-04
Subject: Loans under PM SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Dushyant Singh

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 515 TO BE ANSWERED ON FEBRUARY 04, 2021

## LOANS UNDER PM SVANIDHI SCHEME

NO. 515 SHRI DUSHYANT SINGH:

## Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:-

- a) the details of the amount of loan and the banks from which the loan amount have been disbursed under the PM Street Vendor's AtmaNirbhar Nidhi, State-wise;
- b) the  details  of  the  number  of  loan  applications  received  and  the  loans  sanctioned  and disbursed under the scheme, State-wise;
- c) whether there is any time limit  within  which  Urban  Local  Bodies  have  to  conduct  local enquiry and ascertain genuineness of the claim of an eligible beneficiary not having other prescribed documents under the guidelines;
- d) if so, the details thereof if not, the reasons therefor;
- e) the  number  of  days  that  was  taken  for  persons  who  have  received  to  finish  paperwork under the scheme in order get the loan within 30 days; and
- f) the details of town vending committees present in each State?

## ANSWER

## THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING AND URBAN AFFAIRS

(SHRI HARDEEP SINGH PURI)

(a)&(b): A statement indicatingState / Union Territory wise details of the loan applications  received,  sanctioned,  disbursed  and  the  amount  sanctioned  and disbursed under Prime Minister Street Vendor's AmtaNirbhar Nidhi Scheme (PM SVANidhi), as on 31 st  January, 2021 is at Annexure-I.

The details of Lending Institution wise amount disbursed is at Annexure-II.

(c)&(d): As per the Scheme, the vendors left out of the identification survey conducted by  Urban  Local  Body  (ULB),  may  apply  through  the  PM  SVANidhi  Portal  for Letter  of  Recommendation  (LoR)  and  then  avail  the  benefit  of  loan  under  the Scheme.ULB shall  complete  the  verification  and  issue  LoR  within  15  days  of submission of application.

- (e): There  is  no  time  limit  prescribed  for  sanction  of  loan  under  PM  SVANidhi Scheme.  As  on  31.01.2021,  the  average  number  of  days  to  sanction  and disbursement are 27 days and 41 days respectively.
- (f): As  reported  by  the  States/UTs,  presently,  3,724  Town  Vending  Committees (TVCs)  have  been  formed.  The  State  /  Union  Territory  wise  details  are  at Annexure-III.

*****

## ANNEXURE-I REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 515TO BE ANSWERED ON 4 FEBRUARY, 2021.

## STATE / UT-WISE DETAILS OF APPLICATIONS RECEIVED, LOAN APPLICATIONS SANCTIONED, LOAN APPLICATIONS DISBURSED, AMOUNT SANCTIONED AND AMOUNT DISBURSED UNDER PM SVA NIDHI

(AS ON 31-01-2021)

| S.No              | State                       | Total Received Application   | Total Sanctioned Application   | Total Disbursed Application   |   Disbursed amount (₹in Crore) |
|-------------------|-----------------------------|------------------------------|--------------------------------|-------------------------------|--------------------------------|
| 1                 | Andaman and Nicobar Islands | 419                          | 291                            | 240                           |                          0.24  |
| 2                 | Andhra Pradesh              | 2,04,407                     | 1,16,658                       | 96,482                        |                         95.793 |
| 3 Arunachal       | Pradesh                     | 2311                         | 711                            | 608                           |                          0.607 |
| 4                 | Assam                       | 28,180                       | 9,831                          | 6,301                         |                          6.282 |
| 5                 | Bihar                       | 76,684                       | 22,358                         | 10,780                        |                         10.563 |
| 6                 | Chandigarh                  | 2,339                        | 1,444                          | 1,196                         |                          1.187 |
| 7                 | Chhattisgarh                | 70,106                       | 33,141                         | 27,526                        |                         27.239 |
| 8 D&NH and        | DD                          | 2,072                        | 1,191                          | 639                           |                          0.635 |
| 9                 | Delhi                       | 49,435                       | 26,739                         | 19,167                        |                         18.965 |
| 10                | Goa                         | 1,201                        | 857                            | 677                           |                          0.67  |
| 11                | Gujarat                     | 1,98,247                     | 1,24,816                       | 80,041                        |                         79.306 |
| 12                | Haryana                     | 34,973                       | 16,489                         | 11,451                        |                         11.323 |
| 13 Himachal       | Pradesh                     | 3,169                        | 1,901                          | 1,349                         |                          1.345 |
| 14 Jammu and      | Kashmir                     | 10,819                       | 8,137                          | 6,177                         |                          6.161 |
| 15                | Jharkhand                   | 31,621                       | 16,076                         | 13,366                        |                         13.269 |
| 16                | Karnataka                   | 2,01,420                     | 97,077                         | 58,950                        |                         58.729 |
| 17                | Kerala                      | 10,725                       | 7,348                          | 6,289                         |                          6.231 |
| 18 Ladakh         |                             | 256                          | 208                            | 186                           |                          0.186 |
| 19 Madhya Pradesh |                             | 3,91,955                     | 2,73,003                       | 2,40,298                      |                        238.403 |
| 20 Maharashtra    | 3,57,737                    |                              | 1,52,825                       | 95,626                        |                         94.886 |
| 21 Manipur        |                             | 11,917 104                   | 5,176 23                       | 4,252                         |                          4.245 |
| 22 Meghalaya      |                             |                              |                                | 17                            |                          0.017 |
| 23 Mizoram        | 585                         |                              | 394                            | 373                           |                          0.373 |
| 24                | Nagaland                    | 1,745                        | 814                            | 659                           |                          0.659 |
| 25                | Odisha                      | 49,438                       | 24,102                         | 16,769                        |                         16.466 |
| 26                | Puducherry                  | 1,655                        | 1,194                          | 828                           |                          0.825 |

| 27   | Punjab        | 63,649    | 14,361    | 7,577     | 7.470     |
|------|---------------|-----------|-----------|-----------|-----------|
| 28   | Rajasthan     | 1,17,187  | 44,073    | 26,093    | 25.967    |
| 29   | Tamil Nadu    | 2,27,982  | 62,151    | 36,752    | 36.203    |
| 30   | Telangana     | 4,42,366  | 3,33,268  | 2,42,852  | 237.351   |
| 31   | Tripura       | 3,359     | 2,159     | 1,450     | 1.445     |
| 32   | Uttar Pradesh | 7,51,808  | 4,29,945  | 3,60,953  | 354.259   |
| 33   | Uttarakhand   | 12,962    | 8,399     | 6,497     | 6.461     |
| 34   | West Bengal   | 6,545     | 1,710     | 118       | 0.116     |
|      | Grand Total   | 33,69,378 | 18,38,870 | 13,82,539 | 1,363.878 |

## ANNEXURE-II REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 515 TO BE ANSWERED ON 4 th  FEBRUARY, 2021.

| S.No.          | Name of Lending Institutions                  |   Disbursed amount (₹in Crore) |
|----------------|-----------------------------------------------|--------------------------------|
| 1              | State Bank of India                           |                        382.963 |
| 2              | Union Bank of India                           |                        171.234 |
| 3              | Bank of Baroda                                |                        145.373 |
| 4              | Bank of India                                 |                        117.892 |
| 5              | Canara Bank                                   |                        107.557 |
| 6              | Punjab National Bank                          |                        106.024 |
| 7              | Indian Bank                                   |                         75.764 |
| 8              | Central Bank of India                         |                         63.122 |
| 9              | Bank of Maharashtra                           |                         30.388 |
| 10             | UCO Bank                                      |                         20.481 |
| 11             | Indian Overseas Bank                          |                         17.569 |
| 12             | Stree Nidhi Credit Cooperative Federation Ltd |                         14.286 |
| 13             | Andhra Pradesh Gr. Vikas Bank                 |                         12.791 |
| 14             | Punjab and Sind Bank                          |                          8.733 |
| 15             | Telangana Grameena Bank                       |                          8.648 |
| 16             | RRB Madhya Pradesh GB                         |                          8.117 |
| 17             | Prathama UP Gramin Bank                       |                          6.22  |
| 18             | Aryavart Bank                                 |                          5.61  |
| 19             | Jammu & Kashmir Bank Ltd                      |                          5.657 |
| 20             | Andhra Pragathi Grameena Bank                 |                          5.585 |
| 21             | IDBI Bank                                     |                          5.547 |
| 22 Madhyanchal | Gramin Bank                                   |                          4.076 |
| 23             | RRB Karnataka GB                              |                          4.023 |
| 24             | Karnataka Bank Ltd                            |                          3.227 |
| 25 RRB         | Karnataka Vikas GB                            |                          2.668 |
| 26             | Cashpor Micro Credit                          |                          2.495 |
| 27             | RRB Baroda Uttar Pradesh GB                   |                          2.303 |
| 28             | Saptagiri Grameen Bank                        |                          2.062 |
| 29             | HDFC Bank                                     |                          1.651 |

| 30                                                  | RRB Kashi Gomti Samyut GB                                 |   1.659 |
|-----------------------------------------------------|-----------------------------------------------------------|---------|
| 31                                                  | RRB Purvanchal GB                                         |   1.362 |
| 32                                                  | Chhattisgarh Rajya Gramin Bank                            |   1.259 |
| 33                                                  | ICICI Bank                                                |   1.195 |
| 34                                                  | Annapurna Finance Pvt. Ltd.                               |   1.062 |
| 35                                                  | Telangana State Co-operative Apex Bank                    |   0.926 |
| 36                                                  | Kotak Mahindra Bank Limited                               |   0.763 |
| 37                                                  | RRB Manipur Rural Bank                                    |   0.739 |
| 38                                                  | The PDCC bank ltd, co                                     |   0.719 |
| 39                                                  | Axis Bank                                                 |   0.712 |
| 40                                                  | Utkarsh Small Finance Bank                                |   0.612 |
| 41                                                  | RRB Kerala GB                                             |   0.607 |
| 42                                                  | Baroda Rajasthan Kshetriya Gramin Bank                    |   0.524 |
| 43                                                  | SAKHI COOP CREDIT AND SUPPLY SOCIETY LTD.                 |   0.478 |
| 44                                                  | KDCCB LTD                                                 |   0.472 |
| 45                                                  | The Chittoor District Co-Operative Central Bank Ltd.,     |   0.453 |
| 46                                                  | Chaitanya Godavari Grameena Bank                          |   0.452 |
| 47                                                  | Adilabad District Central Cooperative Bank Ltd.           |   0.441 |
| 48                                                  | Federal Bank                                              |   0.44  |
| 49                                                  | MAHARASHTRA GRAMIN BANK                                   |   0.429 |
| 50                                                  | DCCB Srikakulam                                           |   0.414 |
| 51                                                  | Rajasthan Marudhara Gramin Bank                           |   0.404 |
| 52                                                  | Tamilnad Mercantile Bank Ltd                              |   0.385 |
| 53                                                  | Nizamabad District Cooperative Central Bank Ltd.          |   0.357 |
| 54                                                  | Karur Vysya Bank Ltd                                      |   0.33  |
| 55 The Anantapur District Co-operative Central Bank | Ltd.,                                                     |   0.309 |
| 56                                                  | Medak District Co-Operative Central Bank Ltd              |   0.293 |
| 57                                                  | Mizoram Rural Banks                                       |   0.269 |
| 58                                                  | RRB Sarva Haryana GB                                      |   0.265 |
| 59                                                  | The AP State Cooperative Bank Ltd.                        |   0.266 |
| 60                                                  | Saurashtra Gramin Bank                                    |   0.252 |
| 61                                                  | RRB Baroda Gujarat GB                                     |   0.22  |
| 62                                                  | The District Co-operative Central Bank Ltd., Vizianagaram |   0.215 |
| 63                                                  | SATYA Micro Capital Limited                               |   0.21  |

|   64 | AU Small Finance bank                                    |   0.171 |
|------|----------------------------------------------------------|---------|
|   65 | Uttarakhand Gramin Bank                                  |   0.169 |
|   66 | Manipur State Co Op Bank                                 |   0.154 |
|   67 | CENTRUM MICROCREDIT LTD                                  |   0.121 |
|   68 | The Nainital Bank Ltd                                    |   0.099 |
|   69 | SOUTH INDIAN BANK                                        |   0.097 |
|   70 | Midland Microfin Limited                                 |   0.084 |
|   71 | RRB Tripura Gramin Bank                                  |   0.084 |
|   72 | SCDCC Bank Ltd                                           |   0.081 |
|   73 | FUSION MICROFINANCE PRIVATE LIMITED                      |   0.08  |
|   74 | THE SARASWAT CO-OPERATIVE BANK LTD                       |   0.075 |
|   75 | Sonata Finance Private Limited                           |   0.075 |
|   76 | Ujjivan Small Finance Bank                               |   0.074 |
|   77 | RRB Punjab GB                                            |   0.072 |
|   78 | Bandhan Bank Ltd.                                        |   0.071 |
|   79 | KOLAR & CHIKBALLAPUR D.C.C. BANK LTD.                    |   0.061 |
|   80 | Uttar Bihar Gramin Bank                                  |   0.05  |
|   81 | RRB Himachal Pradesh GB                                  |   0.052 |
|   82 | Uttarkashi Zila Sahkari Bank Ltd                         |   0.051 |
|   83 | RBL Bank Limited                                         |   0.037 |
|   84 | The Gayatri Co-Operative Urban Bank Ltd.                 |   0.036 |
|   85 | RRB Tamil Nadu GB                                        |   0.035 |
|   86 | GANPATI STOCK LIMITED                                    |   0.03  |
|   87 | Arthimpact Digital Loans Pvt. Ltd.                       |   0.028 |
|   88 | RRB Dakshin Bihar GB                                     |   0.029 |
|   89 | RRB J&K GB                                               |   0.029 |
|   90 | H.P. State Co-operative Bank Ltd.                        |   0.028 |
|   91 | U.P.CO-OPERATIVE BANK LTD                                |   0.027 |
|   92 | BWDA Finanace Ltd.                                       |   0.027 |
|   93 | SAIJA FINANCE PVT LTD                                    |   0.024 |
|   94 | The District Cooperative Central Bank Ltd., Mahabubnagar |   0.021 |
|   95 | Arohan Financial Services Limited                        |   0.02  |
|   96 | RRB Puduvai Bharathiar GB                                |   0.019 |
|   97 | WOMEN EMPOWERMENT CORPORATION                            |   0.017 |

| 98   | IndusInd Bank                                        | 0.017     |
|------|------------------------------------------------------|-----------|
| 99   | ESAF Small Finance Bank                              | 0.016     |
| 100  | Fincare Small Finance Bank                           | 0.014     |
| 101  | UNIVERSAL COOPERATIVE URBAN BANK LTD.                | 0.014     |
| 102  | Mizoram Co Op Apex Bank                              | 0.013     |
| 103  | IDFC FIRST Bank Ltd.                                 | 0.011     |
| 104  | ASSAM GRAMIN VIKASH BANK                             | 0.011     |
| 105  | Khammam District Co-Operative Central Bank Ltd       | 0.011     |
| 106  | City Union Bank                                      | 0.009     |
| 107  | THE KARIMNAGAR DISTRICT COOPERATIVE CENTRAL BANK LTD | 0.009     |
| 108  | Pithoragarh District Co-Operative Bank Ltd.          | 0.008     |
| 109  | The District Cooperative Central Bank Ltd., Kakinada | 0.007     |
| 110  | Uttarakhand State Co-Operative Bank Ltd.             | 0.007     |
| 111  | Yes Bank Ltd.                                        | 0.006     |
| 112  | The District Co-operative Central Bank Ltd., Kurnool | 0.006     |
| 113  | ZILA SAHKARI BANK LTD. Garhwal - Kotdwar             | 0.006     |
| 114  | NAINITAL DISTRICT COOPERATIVE BANK LIMITED           | 0.005     |
| 115  | Jana Small Finance Bank                              | 0.004     |
| 116  | Satin Creditcare Network Ltd (SCNL)                  | 0.003     |
| 117  | North East Small Finance Bank Ltd                    | 0.003     |
| 118  | CENTRAL COOPERATIVE BANK                             | 0.003     |
| 119  | Margdarshak Financial Services Ltd.                  | 0.002     |
| 120  | Zila Sahkari Bank Ltd, Shahjahanpur                  | 0.002     |
| 121  | Almora Zila Sahkari Bank Ltd                         | 0.002     |
| 122  | The Surat District Co-Op. Bank Ltd.                  | 0.002     |
| 123  | Muthoot Microfin Ltd                                 | 0.001     |
| 124  | DCB MORADABAD                                        | 0.001     |
| 125  | CSB BANK LTD                                         | 0.001     |
|      | Grand Total                                          | 1,363.878 |

## ANNEXURE-III REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 515 TO BE ANSWERED ON 4 TH  FEBRUARY, 2021.

| State/Union Territories               |   TVC formed |
|---------------------------------------|--------------|
| Andaman & Nicobar Island              |            1 |
| Andhra Pradesh                        |          110 |
| Arunachal Pradesh                     |           20 |
| Assam                                 |           97 |
| Bihar                                 |          140 |
| Chandigarh                            |            1 |
| Chhattisgarh                          |           76 |
| Dadra and Nagar Haveli, Daman and Diu |            3 |
| Delhi                                 |            9 |
| Goa                                   |           13 |
| Gujarat                               |          170 |
| Haryana                               |           80 |
| Himachal Pradesh                      |           51 |
| Jammu & Kashmir                       |            0 |
| Jharkhand                             |           44 |
| Karnataka                             |          277 |
| Kerala                                |           99 |
| Ladakh                                |            0 |
| Madhya Pradesh                        |          378 |
| Maharashtra                           |          257 |
| Manipur                               |           27 |
| Meghalaya                             |            6 |
| Mizoram                               |            6 |
| Nagaland                              |           29 |
| Odisha                                |          112 |

| Puducherry    | 5     |
|---------------|-------|
| Punjab        | 163   |
| Rajasthan     | 190   |
| Sikkim        | 7     |
| Tamil Nadu    | 482   |
| Telangana     | 141   |
| Tripura       | 20    |
| Uttar Pradesh | 556   |
| Uttarakhand   | 76    |
| West Bengal   | 78    |
| Total         | 3,724 |

*****