Lok Sabha Question No. 124 (UNSTARRED), answered on 2021-07-19
Subject: MUDRA Loan Scheme
Ministry: FINANCE
Asked by: T.R.V.S. Ramesh

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA

## UNSTARRED QUESTION No. `124 ANSWERED ON JULY 19, 2021/ASHADHA 28, 1943 (SAKA)

## MUDRA Loans Scheme

## 124. SHRI T.R.V.S. RAMESH:

Will the Minister of FINANCE be pleased to state:

- (a) whether the   people of Cuddalore district of Tamil Nadu have received the benefit of loan disbursements under Shishu, Kishor and Tarun components of Pradhan Mantri MUDRA Loan Scheme;
- (b) if so, the details thereof during the last three years, year-wise and category-wise; and
- (c) if not, the reasons therefor?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF FINANCE (DR. BHAGWAT KARAD)

- (a)  to  (c)  Under  Pradhan  Mantri  Mudra  Yojana  (PMMY)  institutional  credit  up  to  Rs.  10  lakh  is  provided  for entrepreneurial  activities  to  micro/small  business  units  by  Member  Lending  Institutions  (MLIs)  viz.  Scheduled Commercial Banks (SCBs), Regional Rural Banks (RRBs), Non-Banking Financial Companies (NBFCs) and Micro Finance Institutions (MFIs).

As informed by MLIs, over 8.43 lakh loans amounting to Rs. 3,123 crore have been sanctioned under PMMY, during the last three financial years in Cuddalore district of Tamil Nadu.

The details of loans provided under different categories of PMMY viz. Shishu (loans up to Rs. 50,000), Kishore (loans from Rs. 50,001 to Rs. 5 lakh), and Tarun (loans from Rs. 5 lakh to Rs. 10 lakh), during the last three financial years are provided in the Annexure to this reply.

.

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| Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021                                                          | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021                                                          | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021                                                          | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021                                                          | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021                                                          | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021                                                          | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021                                                          | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021                                                          | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021                                                          | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021                                                          | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021                                                          | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021                                                          | Annexure as referred to in respect of Lok Sabha Unstarred QNo. 124 for reply on 19.07.2021   |
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| Category-wise data of No. of accounts, Sanctioned Amount and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2018-19, FY FY 2020-21) | Category-wise data of No. of accounts, Sanctioned Amount and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2018-19, FY FY 2020-21) | Category-wise data of No. of accounts, Sanctioned Amount and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2018-19, FY FY 2020-21) | Category-wise data of No. of accounts, Sanctioned Amount and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2018-19, FY FY 2020-21) | Category-wise data of No. of accounts, Sanctioned Amount and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2018-19, FY FY 2020-21) | Category-wise data of No. of accounts, Sanctioned Amount and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2018-19, FY FY 2020-21) | Category-wise data of No. of accounts, Sanctioned Amount and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2018-19, FY FY 2020-21) | Category-wise data of No. of accounts, Sanctioned Amount and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2018-19, FY FY 2020-21) | Category-wise data of No. of accounts, Sanctioned Amount and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2018-19, FY FY 2020-21) | Category-wise data of No. of accounts, Sanctioned Amount and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2018-19, FY FY 2020-21) | Category-wise data of No. of accounts, Sanctioned Amount and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2018-19, FY FY 2020-21) | Category-wise data of No. of accounts, Sanctioned Amount and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2018-19, FY FY 2020-21) | Amt in Rs. Crore                                                                             |
|                                                                                                                                                     | Shishu                                                                                                                                              | Shishu                                                                                                                                              | Shishu                                                                                                                                              | Kishore                                                                                                                                             | Kishore                                                                                                                                             | Kishore                                                                                                                                             | Tarun                                                                                                                                               | Tarun                                                                                                                                               | Tarun                                                                                                                                               |                                                                                                                                                     |                                                                                                                                                     |                                                                                              |
|                                                                                                                                                     | (Loans up to Rs. 50,000)                                                                                                                            | (Loans up to Rs. 50,000)                                                                                                                            | (Loans up to Rs. 50,000)                                                                                                                            | (Loans from Rs. 50,001 to Rs. 5.00 Lakh)                                                                                                            | (Loans from Rs. 50,001 to Rs. 5.00 Lakh)                                                                                                            | (Loans from Rs. 50,001 to Rs. 5.00 Lakh)                                                                                                            | (Loans from Rs. 5.00 to Rs. 10.00 Lakh)                                                                                                             | (Loans from Rs. 5.00 to Rs. 10.00 Lakh)                                                                                                             | (Loans from Rs. 5.00 to Rs. 10.00 Lakh)                                                                                                             |                                                                                                                                                     |                                                                                                                                                     |                                                                                              |
| Financial Year                                                                                                                                      | No Of A/Cs                                                                                                                                          | Sanctioned Amt                                                                                                                                      | Disbursement Amt                                                                                                                                    | No Of A/Cs                                                                                                                                          | Sanctioned Amt                                                                                                                                      | Disbursement Amt                                                                                                                                    | No Of A/Cs                                                                                                                                          | Sanctioned Amt                                                                                                                                      | Disbursement Amt                                                                                                                                    | No Of A/Cs                                                                                                                                          | Sanctioned Amt                                                                                                                                      | Disbursement Amt                                                                             |
| FY 2018-19                                                                                                                                          | 2,66,841                                                                                                                                            | 742                                                                                                                                                 | 740                                                                                                                                                 | 14,568                                                                                                                                              | 177                                                                                                                                                 | 172                                                                                                                                                 | 33,714                                                                                                                                              | 176                                                                                                                                                 | 174                                                                                                                                                 | 3,15,123                                                                                                                                            | 1,095                                                                                                                                               | 1,086                                                                                        |
| FY 2019-20                                                                                                                                          | 2,74,806                                                                                                                                            | 844                                                                                                                                                 | 843                                                                                                                                                 | 17,341                                                                                                                                              | 177                                                                                                                                                 | 173                                                                                                                                                 | 2,012                                                                                                                                               | 68                                                                                                                                                  | 65                                                                                                                                                  | 2,94,159                                                                                                                                            | 1,089                                                                                                                                               | 1,080                                                                                        |
| FY 2020-21                                                                                                                                          | 2,06,928                                                                                                                                            | 628                                                                                                                                                 | 624                                                                                                                                                 | 26,241                                                                                                                                              | 248                                                                                                                                                 | 240                                                                                                                                                 | 836                                                                                                                                                 | 62                                                                                                                                                  | 60                                                                                                                                                  | 2,34,005                                                                                                                                            | 939                                                                                                                                                 | 925                                                                                          |
| Total                                                                                                                                               | 7,48,575                                                                                                                                            | 2,214                                                                                                                                               | 2,207                                                                                                                                               | 58,150                                                                                                                                              | 602                                                                                                                                                 | 585                                                                                                                                                 | 36,562                                                                                                                                              | 307                                                                                                                                                 | 299                                                                                                                                                 | 8,43,287                                                                                                                                            | 3,123                                                                                                                                               | 3,091                                                                                        |
| Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                                                                        | Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                                                                        | Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                                                                        | Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                                                                        | Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                                                                        | Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                                                                        | Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                                                                        | Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                                                                        | Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                                                                        | Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                                                                        | Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                                                                        | Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                                                                        | Source: Data submitted on Mudra Portal by Member Lending Institutions (MLIs)                 |