Lok Sabha Question No. 2307 (UNSTARRED), answered on 2021-03-09
Subject: Crop Insurance Policy
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Rodmal Nagar

## DEPARTMENT OF AGRICLTURE, COOPERATION AND FAREMRS WELFARE

## LOK SABHA

## UNSTARRED QUESTION NO.2307

## TO BE ANSWERED ON THE 9 TH  MARCH, 2021

## CROP INSURANCE POLICY

## 2307.  SHRI RODMAL NAGAR

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a)  whether  banks/companies/  employees  are  not  issuing  receipt/insurance  policies  to farmers while covering them under crop insurance scheme and also not uploading on portal because of which farmers are not able to claim on time, if so, the details thereof;
- (b) whether the Government has under taken any inquiry in this regard;
- (c) if so, the details thereof and if not, the reasons therefor;
- (d)  the  reasons  for  not  issuing  receipt/insurance  policy  to  farmers  even  after  giving  crop insurance;
- (e) the details of instructions issued by the Government to such banks/companies/employees in this regard; and
- (f) whether the Government has reviewed this issue and if so, the details thereof?

## ANSWER

## MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंी

(SHRI NARENDRA SINGH TOMAR

(a) to (f) : No Sir.   Quick Response (QR) Coded acknowledgement receipts having details of insured crops, area, sum insured, premium collected, subsidy amount with brief features of the scheme and contact details of insurance companies/Grievance Redressal Officer etc. are provided on the spot to the farmers enrolled through Common Service Centers (CSCs) or  directly  online  through  National  Crop  Insurance  Portal  (NCIP)  -  www.pmfby.gov.in. Acknowledgement Receipt in pdf format is provided to the banks on their log in page for onward  delivery  to  the  farmers  enrolled  through  banks.    In  addition,  Acknowledgement Receipt in the form of inland letter  is  also  posted by the  insurance  companies  to loanee farmers  under the  scheme.    Further,  farmers  are  also  informed  by  SMSs  through NCIP. Insured farmers can also track the status of their application  on NCIP and mobile based Crop Insurance App.

As per Operational Guidelines of the scheme, banks remit the premium to insurance companies within stipulated cut-off date and submit the individual farmer-wise details within 15 days after the cut-off  date.  Thereafter, premium  and data submitted by the banks is reconciled and in case of mismatch, corrective action is taken by the Government/concerned insurance companies.

The  Government  monitors  the  scheme  implementation  through  weekly  video conferences with stakeholders including insurance companies, banks and State Governments.  Government has also issued instructions from time to time to the financial institutions  to  remit  the  premium  and  famers'  data  correctly  and  timely  on  National  Crop Insurance  Portal  and  adherence  to  the  seasonality  discipline  and  other  requirements indicated in the Operational Guidelines of the scheme so that incidents of mis-match can be reduced and admissible claims of farmers can be paid in time.

However, any incidences of non issue of receipt for crop insurances are resolved as per the provisions of the scheme.

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