Lok Sabha Question No. 3751 (UNSTARRED), answered on 2023-03-23
Subject: Special Credit Linked Capital Subsidy Scheme
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Mimi Chakraborty

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 3751 TO BE ANSWERED ON 23.03.2023

## SPECIAL CREDIT LINKED CAPITAL SUBSIDY SCHEME

## 3751.        MS. MIMI CHAKRABORTY:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether it is a fact that the priority sector loans to Micro, Small and Medium Enterprises (MSMEs)  by  scheduled  commercial  banks  witnessed  11.2  per  cent  year-on-year  growth    in December, 2022;
- (b) if so, the details of loans disbursed to MSMEs since 2019-20, State-wise;
- (c) the details of the Special Credit Linked Capital Subsidy Scheme (SCLSS) for the MSME services sector; and
- (d) the number of loan proposals received under MSME sector and sanctioned during 202223?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

- (a): As informed by Reserve Bank of India, the growth in outstanding loans to Micro, Small and Medium Enterprises (MSMEs) in December 2022 over December 2021 stood at 14.17%.
- (b): The  State-wise  details  on  credit  disbursed  to  MSME  sector  by  Scheduled  Commercial Banks for the last three financial years, as informed by RBI are attached at Annexure I.
- (c) to (d): Under  National  Scheduled  Caste  Scheduled  Tribe  Hub  (NSSH)  scheme,  for technology  upgradation  of  the  SC-ST  entrepreneurs  Special  Credit  Linked  Capital  Subsidy Scheme (SCLCSS) is implemented. SC-ST Micro and Small Enterprises (MSEs) of manufacturing as well as service sectors are eligible for 25% capital subsidy for procurement of Plant & Machinery/ Equipment through institutional finance (subsidy cap of Rs. 25 Lakh) without any  sector  specific  restrictions.  As  on  28.02.2023,  under  SCLCSS,  subsidy  amounting  to  Rs. 155.69 crores has been released to 1,399 applicants.

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Annexure referred to in reply to Part (b) of Lok Sabha Unstarred Question No. 3751 for answer on 23.03.2023.

## Credit disbursed to MSME Sector by Scheduled Commercial Banks (State-wise)

|        |                                    | No of Accounts in lakh, Amount disbursed Rs. in crore   | No of Accounts in lakh, Amount disbursed Rs. in crore   | No of Accounts in lakh, Amount disbursed Rs. in crore   | No of Accounts in lakh, Amount disbursed Rs. in crore   | No of Accounts in lakh, Amount disbursed Rs. in crore   | No of Accounts in lakh, Amount disbursed Rs. in crore   |
|--------|------------------------------------|---------------------------------------------------------|---------------------------------------------------------|---------------------------------------------------------|---------------------------------------------------------|---------------------------------------------------------|---------------------------------------------------------|
| Sr. No |                                    | MSME                                                    | MSME                                                    | MSME                                                    | MSME                                                    | MSME                                                    | MSME                                                    |
|        |                                    | No. of A/cs                                             | Amount                                                  | No. of A/cs                                             | Amount                                                  | No. of A/cs                                             | Amount                                                  |
| 1      | Andaman &Nicobar                   | 0.05                                                    | 447.78                                                  | 0.06                                                    | 506.56                                                  | 0.02                                                    | 174.11                                                  |
| 2      | Andhra Pradesh                     | 6.10                                                    | 34,866.26                                               | 10.68                                                   | 37,084.48                                               | 3.56                                                    | 33,698.22                                               |
| 3      | Arunachal Pradesh                  | 0.07                                                    | 404.38                                                  | 0.08                                                    | 382.01                                                  | 0.06                                                    | 342.44                                                  |
| 4      | Assam                              | 8.18                                                    | 13,443.11                                               | 9.03                                                    | 12,943.83                                               | 1.66                                                    | 8,127.84                                                |
| 5      | Bihar                              | 17.08                                                   | 22,491.35                                               | 15.13                                                   | 20,277.00                                               | 3.97                                                    | 13,729.71                                               |
| 6      | Chandigarh                         | 0.33                                                    | 5,672.06                                                | 0.20                                                    | 4,788.09                                                | 0.14                                                    | 6,064.17                                                |
| 7      | Chhattisgarh                       | 4.61                                                    | 15,204.00                                               | 4.21                                                    | 17,990.94                                               | 1.61                                                    | 16,793.35                                               |
| 8      | Dadra &Nagar Haveli and Daman &Diu | 0.07                                                    | 1,260.45                                                | 0.08                                                    | 1,223.06                                                | 0.03                                                    | 1,418.59                                                |
| 9      | Delhi                              | 2.86                                                    | 85,701.61                                               | 2.37                                                    | 85,525.22                                               | 1.48                                                    | 1,08,303.87                                             |
| 10     | Goa                                | 0.43                                                    | 2,387.83                                                | 0.52                                                    | 3,194.29                                                | 0.24                                                    | 2,903.84                                                |
| 11     | Gujarat                            | 7.43                                                    | 85,521.92                                               | 6.28                                                    | 84,191.68                                               | 4.00                                                    | 1,18,555.58                                             |
| 12     | Haryana                            | 4.70                                                    | 40,045.89                                               | 4.01                                                    | 38,236.73                                               | 1.90                                                    | 54,292.92                                               |
| 13     | Himachal Pradesh                   | 0.94                                                    | 5,693.47                                                | 1.11                                                    | 4,837.72                                                | 0.99                                                    | 4,585.01                                                |
| 14     | Jammu &Kashmir                     | 1.43                                                    | 9,357.97                                                | 1.72                                                    | 9,771.90                                                | 1.81                                                    | 9,003.40                                                |
| 15     | Jharkhand                          | 8.52                                                    | 14,012.22                                               | 8.47                                                    | 14,089.45                                               | 2.21                                                    | 11,571.11                                               |
| 16     | Karnataka                          | 16.09                                                   | 61,306.09                                               | 13.79                                                   | 63,024.87                                               | 5.63                                                    | 71,516.65                                               |
| 17     | Kerala                             | 7.57                                                    | 40,976.62                                               | 8.08                                                    | 38,897.28                                               | 3.99                                                    | 32,107.66                                               |
| 18     | Lakshadweep                        | 0.01                                                    | 19.45                                                   | 0.02                                                    | 23.08                                                   | 0.00                                                    | 4.14                                                    |
| 19     | Madhya Pradesh                     | 13.92                                                   | 37,728.53                                               | 13.54                                                   | 35,427.33                                               | 6.13                                                    | 37,063.49                                               |
| 20     | Maharashtra                        | 24.67                                                   | 2,30,333.63                                             | 35.26                                                   | 2,15,942.66                                             | 11.70                                                   | 2,78,100.26                                             |
| 21     | Manipur                            | 0.44                                                    | 541.44                                                  | 0.37                                                    | 537.11                                                  | 0.13                                                    | 367.09                                                  |
| 22     | Meghalaya                          | 0.29                                                    | 686.87                                                  | 0.28                                                    | 679.95                                                  | 0.07                                                    | 396.80                                                  |
| 23     | Mizoram                            | 0.15                                                    | 418.47                                                  | 0.13                                                    | 408.81                                                  | 0.05                                                    | 267.31                                                  |
| 24     | Nagaland                           | 0.26                                                    | 450.28                                                  | 0.23                                                    | 452.17                                                  | 0.06                                                    | 271.78                                                  |
| 25     | Odisha                             | 12.50                                                   | 27,224.95                                               | 14.23                                                   | 22,261.75                                               | 3.69                                                    | 17,872.45                                               |
| 26     | Puducherry                         | 0.85                                                    | 1,644.37                                                | 0.53                                                    | 1556.04                                                 | 0.36                                                    | 1,638.44                                                |
| 27     | Punjab                             | 5.29                                                    | 35,935.44                                               | 4.88                                                    | 35785.56                                                | 2.27                                                    | 44,914.18                                               |
| 28     | Rajasthan                          | 8.95                                                    | 51,393.60                                               | 8.70                                                    | 51974.94                                                | 3.33                                                    | 61,246.41                                               |
| 29     | Sikkim                             | 0.15                                                    | 429.97                                                  | 0.18                                                    | 423.09                                                  | 0.06                                                    | 317.94                                                  |
| 30     | Tamil Nadu                         | 22.74                                                   | 1,16,188.31                                             | 17.12                                                   | 1,17,700.79                                             | 12.26                                                   | 1,44,230.39                                             |
| 31     | Telangana                          | 3.71                                                    | 40,592.35                                               | 7.27                                                    | 41,888.09                                               | 2.15                                                    | 46,443.77                                               |
| 32     | Tripura                            | 1.62                                                    |                                                         | 1.79                                                    | 2,052.16                                                | 0.29                                                    | 889.69                                                  |
| 33     |                                    |                                                         | 2,198.05                                                |                                                         |                                                         |                                                         |                                                         |
|        | Uttarakhand                        | 2.67                                                    | 24,576.86                                               | 7.11                                                    | 20,380.37                                               | 1.36                                                    | 7,331.12                                                |
| 34     | Uttar Pradesh                      | 17.97                                                   | 54,916.25                                               | 15.79                                                   | 54,514.66                                               | 6.50                                                    | 67,983.39                                               |
| 35     | West Bengal Total                  | 37.75 240.40                                            | 76,207.81 11,40,279.65                                  | 38.99 252.24                                            | 62,067.57 11,01,041.23                                  | 6.90 90.61                                              | 64,138.34 12,66,665.47                                  |

Source : Reserve Bank of India