Lok Sabha Question No. 3108 (UNSTARRED), answered on 2022-03-22
Subject: Implementation of Crop Insurance Scheme
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: S. Gnanathiraviam

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE

## DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA

## UNSTARRED QUESTION NO. 3108

TO BE ANSWERED ON THE 22 ND  MARCH, 2022

## IMPLEMENTATION OF CROP INSURANCE SCHEME

3108. SHRI GNANATHIRAVIAM S.:

Will  the  Minister  of  AGRICULTURE  AND  FARMERS  WELFARE कृ िष एवं कसान कयाण मंी be pleased to state:

(a) whether the Government has reviewed the implementation of the Crop Insurance Scheme;

(b) if, so the details thereof;

- (c)  the  present  coverage  of  the  scheme  in  terms  of  area,  farmers  and  crops  in  various  States, State-wise; and
- (d) the extent of expansion of the scheme proposed for the current year and the next three years and funds provided for the purpose, State-wise?

## ANSWER

## MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ िष एवं कसान कयाण मंी

(SHRI NARENDRA SINGH TOMAR)

- (a) & (b): Pradhan Mantri Fasal Bima Yojana (PMFBY) being implemented from Kharif 2016 in the country.  The scheme is being regularly reviewed in consultation with stakeholders especially to address  the  challenges  faced  in  its  operational  implementation.    Accordingly,  after  detailed discussions with various stakeholders, the operational guidelines of the scheme were revised and revamped  with  effect  from  Rabi  2018  season  and  Kharif  2020  season  respectively.  The  major improvements  made  include  making  the  scheme  voluntary  for  all  farmers,  compulsory  use  of atleast 0.5% of the gross premium collected by insurance companies for Information, Education and  Communication  (IEC)  activities;  penalty  provision  for  delay  in  settlement  of  claims  by insurance companies & late release of share by States; intensive use of technology,   change in financial sharing pattern from 50 : 50 between Central and State Government in NER to 90 : 10; long term i.e. 3 year contract to insurance companies; freedom to States to choose risk cover as per requirements; use of technology etc.
- (c):    All  the  food,  oilseeds  and  commercial/horticultural  crops  can  be  notified  by  the  concerned State Government under the scheme subject to availability of past yield data of requisite number of years  and  capacity  of  the  State  Government  to  conduct  requisite  number  of  Crop  Cutting Experiments (CCEs) at unit area level to know the yield for calculation of claims.  State-wise details of  area  insured  and  number  of  farmer  applications  enrolled  under  PMFBY  during  2021-22  are annexed .
- (d) : The Scheme is demand driven and voluntary for States as well as farmers.  Being a Central Sector Scheme, State-wise allocation/release is not made under the PMFBY.  Claims payment as per provisions of the scheme is the responsibility of the concerned insurance companies.

Annexure

| FY 2021-22 - State Wise Coverage under PMFBY as on 09.03.2022   | FY 2021-22 - State Wise Coverage under PMFBY as on 09.03.2022   | FY 2021-22 - State Wise Coverage under PMFBY as on 09.03.2022   |
|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|
| State/UT Name                                                   | Farmers Applications Insured (Lakh)                             | Area Insured (Lakh ha)                                          |
| A & N Islands                                                   | 0.004                                                           | 0.003                                                           |
| Assam                                                           | 4.9                                                             | 2.6                                                             |
| Chhattisgarh                                                    | 58.3                                                            | 22.9                                                            |
| Goa                                                             | 0.001                                                           | 0.0001                                                          |
| Haryana                                                         | 14.4                                                            | 16.1                                                            |
| Himachal Pradesh                                                | 2.0                                                             | 7.6                                                             |
| Jammu & Kashmir                                                 | 0.7                                                             | 0.3                                                             |
| Karnataka                                                       | 19.1                                                            | 17.2                                                            |
| Kerala                                                          | 0.8                                                             | 0.4                                                             |
| Madhya Pradesh                                                  | 81.5                                                            | 104.2                                                           |
| Maharashtra                                                     | 97.0                                                            | 57.7                                                            |
| Manipur                                                         | 0.03                                                            | 0.02                                                            |
| Odisha                                                          | 74.8                                                            | 9.6                                                             |
| Puducherry                                                      | 0.3                                                             | 0.1                                                             |
| Rajasthan                                                       | 322.9                                                           | 96.4                                                            |
| Sikkim                                                          | 0.02                                                            | 0.003                                                           |
| Tamil Nadu                                                      | 49.3                                                            | 12.5                                                            |
| Tripura                                                         | 1.8                                                             | 0.4                                                             |
| Uttar Pradesh                                                   | 35.9                                                            | 25.5                                                            |
| Uttarakhand                                                     | 1.8                                                             | 8.8                                                             |
| GRAND TOTAL                                                     | 765.4                                                           | 382.2                                                           |

*****