Lok Sabha Question No. 2504 (UNSTARRED), answered on 2021-12-13
Subject: PM Suraksha Bima Yojana
Ministry: FINANCE
Asked by: E. T. Mohammed Basheer

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES LOK SABHA

## UNSTARRED QUESTION No. 2504

ANSWERED ON MONDAY, DECEMBER 13, 2021/AGRAHAYANA 22, 1943 (SAKA)

## PM Suraksha Bima Yojana

2504. SHRI E. T. MOHAMMED BASHEER

- Will the Minister of FINANCE be pleased to state: (a)  whether  the  Government  is  aware  that  the  Pradhan  Mantri  Suraksha  Bima  Yojana  is malfunctioning; and (b) if so, the details thereof along with the insurance amount disbursed under the Yojana during
- each of the last two years, State-wise?

## Answer

The Minister of State in the Ministry of Finance (DR BHAGWAT KARAD) (a) to (b) Pradhan Mantri Surakasha Bima Yojana (PMSBY) was launched on 9 th  May, 2015 with a view to enhance the level of insurance penetration in the country and to provide insurance cover to common people, especially poor and the under-privileged sections of the society. Even though PMSBY is a demand driven and consent based scheme, since its launch, it has seen significant growth in terms of cumulative enrolment of 26.23 crore beneficiaries till 24 th  November, 2021. As per the information furnished by Insurance Companies, 92,822 no. of claims amounting to Rs.1,808.22 cr. have been disbursed under PMSBY as on 24.11.2021.  State-wise, Policy Yearwise distribution of PMSBY claims, during the last two years and current year, is enclosed at Annexure . With a view to increase coverage under the PMSBY, following steps have been taken in the past one year:

- I. Simplification of enrolment and claim forms and documents as proof of death.
- II. Electronic  Transmission  of  claim  documents  by  the  bank/post  office  and  insurance companies without requiring the same in physical form.
- III. Recognition of more documents and relaxations in accepting proof of death for settlement of claims.
- IV. Reduction in Turn Around Time for settlement of claims from 60 days to 14 days.

## Annexure as referred to in part (a) & (b) of the Lok Sabha Unstarred Question No. 2504 for answer on 13.12.2021 regarding 'PM Suraksha Bima Yojana'

| State-wise, Policy Year-wise Distribution of PMSBY Claims - Cumulative   | State-wise, Policy Year-wise Distribution of PMSBY Claims - Cumulative   | State-wise, Policy Year-wise Distribution of PMSBY Claims - Cumulative   | State-wise, Policy Year-wise Distribution of PMSBY Claims - Cumulative   | State-wise, Policy Year-wise Distribution of PMSBY Claims - Cumulative   |
|--------------------------------------------------------------------------|--------------------------------------------------------------------------|--------------------------------------------------------------------------|--------------------------------------------------------------------------|--------------------------------------------------------------------------|
| S. No.                                                                   | State Name                                                               | Claims Policy Year Ending on 31.05.2020                                  | Amount Paid Policy Year Ending on 31.05.2021                             | crores) Up-to Nov.'21                                                    |
| 1                                                                        | ANDAMAN & NICOBAR ISLANDS                                                | 0.10                                                                     | 0.10                                                                     | 0.10                                                                     |
| 2                                                                        | ANDHRA PRADESH                                                           | 57.96                                                                    | 67.70                                                                    | 430.00                                                                   |
| 3                                                                        | ARUNACHAL PRADESH                                                        | 0.26                                                                     | 0.28                                                                     | 0.06                                                                     |
| 4                                                                        | ASSAM                                                                    | 7.88                                                                     | 8.40                                                                     | 13.95                                                                    |
| 5                                                                        | BIHAR                                                                    | 12.10                                                                    | 14.50                                                                    | 23.08                                                                    |
| 6                                                                        | CHANDIGARH                                                               | 1.84                                                                     | 2.10                                                                     | 29.26                                                                    |
| 7                                                                        | CHHATTISGARH                                                             | 39.20                                                                    | 42.74                                                                    | 41.67                                                                    |
| 8                                                                        | DADRA-NAGAR HAVELI & Daman-Diu                                           | 0.28                                                                     | 0.38                                                                     | 0.12                                                                     |
| 9                                                                        | GOA                                                                      | 1.84                                                                     | 2.16                                                                     | 1.73                                                                     |
| 10                                                                       | GUJARAT                                                                  | 55.42                                                                    | 62.46                                                                    | 72.92                                                                    |
| 11                                                                       | HARYANA                                                                  | 37.32                                                                    | 45.68                                                                    | 42.27                                                                    |
| 12                                                                       | HIMACHAL PRADESH                                                         | 14.30                                                                    | 17.06                                                                    | 13.65                                                                    |
| 13                                                                       | JAMMU & KASHMIR                                                          | 2.02                                                                     | 2.28                                                                     | 2.03                                                                     |
| 14                                                                       | JHARKHAND                                                                | 8.50                                                                     | 10.06                                                                    | 15.20                                                                    |
| 15                                                                       | KARNATAKA                                                                | 46.24                                                                    | 50.38                                                                    | 142.59                                                                   |
| 16                                                                       | KERALA                                                                   | 21.84                                                                    | 24.02                                                                    | 30.09                                                                    |
| 17                                                                       | LAKSHADWEEP                                                              | 0.00                                                                     | 0.00                                                                     | 0.00                                                                     |
| 18                                                                       | MADHYA PRADESH                                                           | 86.38                                                                    | 106.42                                                                   | 142.33                                                                   |
| 19                                                                       | MAHARASHTRA                                                              | 66.86                                                                    | 78.12                                                                    | 188.65                                                                   |
| 20                                                                       | MANIPUR                                                                  | 0.36                                                                     | 0.46                                                                     | 0.30                                                                     |
| 21                                                                       | MEGHALAYA                                                                | 0.18                                                                     | 0.20                                                                     | 0.23                                                                     |
| 22                                                                       | MIZORAM                                                                  | 0.28                                                                     | 0.28                                                                     | 0.44                                                                     |
| 23                                                                       | NAGALAND                                                                 | 0.08                                                                     | 0.12                                                                     | 0.00                                                                     |
| 24                                                                       | DELHI                                                                    | 10.66                                                                    | 11.88                                                                    | 24.99                                                                    |
| 25                                                                       | ODISHA                                                                   | 22.72                                                                    | 25.84                                                                    | 36.82                                                                    |
| 26                                                                       | PUDUCHERRY                                                               | 1.74                                                                     | 1.92                                                                     | 1.67                                                                     |
| 27                                                                       | PUNJAB                                                                   | 26.84                                                                    | 32.18                                                                    | 29.13                                                                    |
| 28                                                                       | RAJASTHAN                                                                | 54.56                                                                    | 63.84                                                                    | 83.92                                                                    |
| 29                                                                       | SIKKIM                                                                   | 0.14                                                                     | 0.16                                                                     | 0.18                                                                     |
| 30                                                                       | TAMIL NADU                                                               | 60.92                                                                    | 70.52                                                                    | 100.76                                                                   |
| 31                                                                       | TELANGANA                                                                | 51.32                                                                    | 59.62                                                                    | 110.07                                                                   |
| 32                                                                       | TRIPURA                                                                  | 0.94                                                                     | 1.00                                                                     | 1.60                                                                     |
| 33                                                                       | UTTAR PRADESH                                                            | 79.88                                                                    | 93.92                                                                    | 128.42                                                                   |
| 34                                                                       | UTTARAKHAND                                                              | 12.36                                                                    | 13.60                                                                    | 39.44                                                                    |
| 35                                                                       | WEST BENGAL                                                              | 20.32                                                                    | 22.94                                                                    | 60.56                                                                    |
| 36                                                                       | Ladakh                                                                   | 0.02                                                                     | 0.02                                                                     | 0.00                                                                     |
| Total                                                                    | Total                                                                    | 803.66*                                                                  | 933.34*                                                                  | 1808.22#                                                                 |

Source: * Banks - as reported on Jansuraksha Portal (does not include claims paid under converged schemes)

# Insurance companies -  Includes claims paid under converged schemes

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