Lok Sabha Question No. 1254 (UNSTARRED), answered on 2022-02-09
Subject: Post Office Banks
Ministry: COMMUNICATIONS
Asked by: Bheemrao Baswanthrao Patil, Chandeshwar Prasad

## GOVERNMENT OF INDIA MINISTRY OF COMMUNICATIONS DEPARTMENT OF POSTS

## LOKSABHA UNSTARRED QUESTION NO.1254 TO BE ANSWERED ON 9 TH FEBRUARY, 2022

## POST OFFICE BANKS

1254.   SHRI B.B.PATIL: SHRI CHANDESHWAR PRASAD:

Will the Minister of COMMUNICATIONS be pleased to state:

- (a) the number of Post Office Banks established so far across the country;
- (b) the State-wise list of the people benefited therefrom;
- (c) the number of new Post Office Banks planned to be set up in the coming Financial Year;
- (d) whether the Government proposes to provide some other facilities by expanding facilities in these Post Office Banks; and
- (e) if so, the details thereof?

## ANSWER

## MINISTER OF STATE FOR COMMUNICATIONS (SHRI DEVUSINH CHAUHAN)

- (a) India Post Payments Bank (IPPB) did a nationwide launch on September 1, 2018 with 650 branches/controlling offices. India Post Payments Bank (IPPB) has enabled 1.36 lakh Post Offices to provide banking services and has equipped nearly 1.89 lakh Postmen and GraminDakSevaks with smartphone and biometric device to provide doorstep banking services.
- (b) State/UT wise list of the number of people benefited from IPPB is attached at Annexure-I .
- (c) As per mandate, all 650 IPPB branches are already functioning. No new Post Office bank is under consideration.
- (d)& (e) Details  of  the  services  currently  available  from  IPPB  is  attached  at Annexure-II. Further, IPPB adds new facilities as per the customer's requirements from time to time.

## Annexure-I

## ANNEXURE  REFERRED  IN  REPLY  TO  PART  (b)  OF  LOK  SABHA  UNSTARRED QUESTION NO. 1254 FOR 09/02/2022 REGARDING POST OFFICE BANKS

State/UT wise list of the number of beneficiaries of IPPB as on 31.01.2022 is as under:

| S. No.   | State/UT Name               | Accounts opened   |
|----------|-----------------------------|-------------------|
| 1        | ANDAMAN AND NICOBAR ISLANDS | 1,701             |
| 2        | ANDHRA PRADESH              | 36,63,450         |
| 3        | ARUNACHAL PRADESH           | 58,474            |
| 4        | ASSAM                       | 4,97,780          |
| 5        | BIHAR                       | 84,26,012         |
| 6        | CHANDIGARH                  | 51,790            |
| 7        | CHHATTISGARH                | 5,98,407          |
| 8        | DADRAAND NAGAR HAVELI       | 24,444            |
| 9        | DELHI                       | 3,50,790          |
| 10       | GOA                         | 42,125            |
| 11       | GUJARAT                     | 18,29,741         |
| 12       | HARYANA                     | 7,48,576          |
| 13       | HIMACHAL PRADESH            | 4,41,512          |
| 14       | JAMMU AND KASHMIR           | 1,49,975          |
| 15       | JHARKHAND                   | 9,47,680          |
| 16       | KARNATAKA                   | 27,29,009         |
| 17       | KERALA                      | 10,55,365         |
| 18       | LADAKH                      | 2,716             |
| 19       | LAKSHADWEEP                 | 574               |
| 20       | MADHYAPRADESH               | 26,34,866         |
| 21       | MAHARASHTRA                 | 55,89,979         |
| 22       | MANIPUR                     | 2,41,141          |
| 23       | MEGHALAYA                   | 44,010            |
| 24       | MIZORAM                     | 47,208            |
| 25       | NAGALAND                    | 99,104            |
| 26       | ODISHA                      | 18,18,877         |
| 27       | PUDUCHERRY                  | 36,699            |
| 28       | PUNJAB                      | 6,31,193          |
| 29       | RAJASTHAN                   | 24,47,412         |
| 30       | SIKKIM                      | 8,284             |
| 31       | TAMIL NADU                  | 28,34,606         |
| 32       | TELANGANA                   | 21,53,009         |
| 33       | TRIPURA                     | 67,689            |
| 34       | UTTAR PRADESH               | 80,54,777         |
| 35       | UTTARAKHAND                 | 3,53,430          |
| 36       | WEST BENGAL                 | 20,25,737         |
|          | Total                       | 507,08,142        |

## Annexure-II

## ANNEXURE  REFERRED  IN  REPLY  TO  PART  (e)  OF  LOK  SABHA  UNSTARRED QUESTION NO. 1254 FOR 09/02/2022 REGARDING POST OFFICE BANKS

Current products and services offered by India Post Payments Bank (IPPB) are as under:

-  Paperless & Instant account opening
-  Savings  accounts  for  citizens  including  Aadhaar  Seeding  for  DBT  (Direct  Benefit Transfer) beneficiaries
-  Current Accounts for merchants
-  Virtual Debit Card
-  Cash Deposit/ Cash Withdrawal services
-  Domestic  Money  Transfer  services  -  Immediate  Payment  Service  (IMPS),  National Electronic Funds Transfer (NEFT), Real Time Gross Settlement(RTGS), Unified Payment Interface(UPI)
-  Bill  Payment  services  -  Bill  payment  of  utility  bills,  (Direct-to-Home)  DTH/Mobile recharges, EMI (Equated Monthly Instalment) payments, insurance etc.
-  Insurance services for IPPB customers -Life, Health, Vehicle insurance &PradhanMantriJeevanJyotiBimaYojana (PMJJBY)
-  Post Office Savings Account (POSA) linkage with IPPB accounts
-  Online  Payment  for  Post  Office  Savings  schemes  -  Public  Provident  Fund  (PPF), SukanyaSamriddhiYojana (SSA), Recurring Deposit (RD)
-  Digital Life Certificate (DLC) services - Facilitate submission of DLC for any pensioners of central/state/Employees Provident Fund Organisation (EPFO)
-  Aadhaar based  services  -  Mobile Number update  in  Aadhaar  for any citizen and  Child Enrolment services for any child (0 - 5-year-old)
-  Cash Management  services -Collection of dues from customers of corporates/ government bodies

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