Lok Sabha Question No. 3263 (UNSTARRED), answered on 2023-03-21
Subject: Launch of Saksham App
Ministry: RURAL DEVELOPMENT
Asked by: Sunil Dattatray Tatkare

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK  SABHA UNSTARRED QUESTION NO. 3263

ANSWERED ON 21/03/2023

## LAUNCH OF SAKSHAM APP

## 3263.   SHRI SUNIL DATTATRAY TATKARE:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) whether the Government has launched Saksham Centres under the Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAYNRLM) in the country including Maharashtra and if so, the details thereof along with the aims and objectives behind the move;
- (b) whether the Government has decided the criteria for managing these centres and if so, the details thereof;
- (c) whether the Government will provide financial literacy and financial services like credit, savings, pensions etc., to Self Help Group (SHG) members and rural poor;
- (d) if so, the number of SHG groups and rural poor benefitted; and
- (e) whether the Government has also launched Saksham App and if so, the aims and objective along with its usefulness?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (SADHVI NIRANJAN JYOTI)

- (a) Yes Sir, DeendayalAntyodayaYojana-National Rural Livelihoods Mission (DAYNRLM)  has  been  facilitating  establishment  of     SAKSHAM  center  across  country, including in Maharashtra. These SAKSHAM centers have been established to act as one-stop facilitation centers for basic financial needs of SHGs and their members households in rural areas. As on February 2023, 876 SAKSHAM Centers have been established across country . The state wise number of SAKSHAM Centers is placed as annexure I.
- (b) Yes Sir, all State Rural Livelihoods Mission have been advised that the SAKSHAM Centers should be managed by Financial Literacy Community Resource Persons (FL-CRPs) under the overall supervision of Cluster Level Federations (CLF) of SHGs.
- (c) Yes Sir
- (d) The details of  Number  of  SHGs/SHG members   provided  financial literacy training and facilitated for  financial services  under DAY-NRLM as on February 2023 are as under-:
-  1.96 Crore SHG members trained on Financial Literacy during FY 2022-23
-  Rs 6.25 lakh Crore cumulative credit has been accessed by SHGs since April 2013
-  Coverage under Insurance during 2022-23:
- o Pradhan Mantari Jeevan Jyoti BimaYojana(PMJJBY) : 4.3 Crore SHGs Members
- o Pradhan Mantari  SurakshaBimaYojana (PMSBY ): 5.7 Crore SHGs Members
- o Health Insurance under Pradhan Mantari Jan Arogya  Yojana (PMJAY )and State Schemes (cumulatively): 6.45 Crore SHGs Members
-  Coverage under Pensions, cumulatively:
- o Atal Pension Yojana& Pradhan MantariShram Yogi Mandhan (PMSYM): 55.97 lakhs SHG Members
- (e) Yes Sir, the objective of the SAKSHAM app is to monitor the progress and performance of Financial Literacy Camps being conducted at village level.  The App also captures gaps in access to financial Services in different geographies.

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## ANNEXURE-I REFERRED IN REPLY TO part (a) of LOK SABHA UNSTARRED QUESTION NO. 3263 TO BE ANSWERED ON 21.03.2023 REGARDING 'Launch of Saksham App'

| S. NO   | STATES           |   NO. OF SAKSHAM CENTRES |
|---------|------------------|--------------------------|
| 1       | ANDHRA PRADESH   |                       57 |
| 2       | ASSAM            |                      287 |
| 3       | CHHATTISGARH     |                      124 |
| 4       | GUJARAT          |                       11 |
| 5       | HARYANA          |                        2 |
| 6       | HIMACHAL PRADESH |                        3 |
| 7       | JHARKHAND        |                      151 |
| 8       | KERALA           |                        5 |
| 9       | MADHYA PRADESH   |                       23 |
| 10      | MAHARASHTRA      |                        8 |
| 11      | MEGHALAYA        |                       37 |
| 12      | ODISHA           |                       75 |
| 13      | PUNJAB           |                        4 |
| 14      | RAJASTHAN        |                       64 |
| 15      | SIKKIM           |                       10 |
| 16      | TRIPURA          |                       10 |
| 17      | UTTAR PRADESH    |                        5 |
| TOTAL   | TOTAL            |                      876 |