Lok Sabha Question No. 3608 (UNSTARRED), answered on 2021-12-20
Subject: NABARD Assistance to Rural Banks
Ministry: FINANCE
Asked by: Krupal Balaji Tumane

Answered on

## Government of India Ministry of Finance Department of Financial Services

## LOK SABHA

Unstarred Question No. 3608 Monday, December 20, 2021/Agrahayana 1943 (Saka) 29,

## NABARD ASSISTANCE TO RURAL BANKS

## t3608. SHRI KRUPAL BALAJI TUMANE:

Will the Minister of FINANCE be pleased to state:

- (a) whether any scheme has been started for providing financial assistance to the banks functioning in rural areas of the country O is proposed to be started by the National Bank for Agriculture and Rural Development (NABARD);
- (b) if so, the details thereof and the purpose of granting this financial assistance; and
- the details of the assistance provided by NABARD during the last three years and current year; Statewise?

## Answer

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (DR. BHAGWAT KARAD)

(a) to (c): As apprised by National Bank for Agriculture and Rural Development (NABARD); have established a fund called  Cooperative Development Fund (CDF)' to provide financial assistance to the Rural Credit Cooperative Institutions including Rural Cooperative Banks (RCBs). The financial assistance under CDF is provided to RCBs for the following purposes: they

- 1\_ Assistance to Cooperative Training Institutes (CTIs) under "Scheme of Financial Assistance for Training of Cooperative Banks' Personnel (SOFTCOB)" for programmes approved by NABARD
- ii. Infrastructure facilities to Primary Agricultural Credit Societies (PACS) in all States
- iii. HR capacity building measures, training for staff and management; conference and seminars
- iv. Studies, Organisation Development Initiative (ODI), Workshops and Training through NABARD / Bankers Institute of Rural Development (BIRD)
- V Setting up of PACS Development Cells (PDC) in District Central Co-operative Banks (DCCBs) & State Co-operative Bank (StCB)
- vi. To support exposure visits to wellfunctioning banks/societies across the states
- viii. Computerisation of PACS
- vii. Scheme for Comprehensive Support plan for NER including Sikkim, Jammu & Kashmir, A& N Island. Extension of grant support of maximum of <100.00 lakh per state
- ix Setting up Business Diversification and Product Innovation Cell' in RCBs. Extension of grant support of <66.00 lakh per state
- X Grant support to the extent of <1.00 lakh per PACS to those Cooperative Credit Societies availing the facility of special refinance from NABARD under "PACS as Multi Service Centres (MSC)" refinance scheme
- Assistance to BIRD towards Centre for Professional Excellence in Cooperatives (CPEC) and onlocation programmes

The details of the assistance provided by NABARD the last three years and current year are given at Annexure. during

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Annexure Details of the assistance provided by NABARD during the last three years and current year (Rupees in Lakb)

| Sr No   | Name              |   2018-19 | 2019-20   | 2020-21   |   2021-22 (upto 30.11.2021) |
|---------|-------------------|-----------|-----------|-----------|-----------------------------|
| 1       | Andaman & Nicobar |      4.89 | 2.46      | 8.88      |                        2.58 |
| 2       | Andhra Pradesh    |    102.8  | 126.98    | 128.73    |                       15.6  |
| 3       | Arunachal Pradesh |      5.31 | 0.00      | 6.62      |                        0    |
| 4       | Assam             |     12    | 14.78     | 34.31     |                        0.36 |
| 5       | Bihar             |     10.87 | 1125      | 18.14     |                        1.75 |
| 6       | Chhattisgarh      |     12.64 | 8.46      | 16.05     |                        0.02 |
| 7       | Goa               |      2.36 | 3.39      | 5.69      |                        0.13 |
| 8       | Gujarat           |    122.73 | 111.15    | 52.51     |                        9.58 |
| 9       | Haryana_          |     61.07 | 56.61     | 11.18     |                        2.85 |
| 10      | Himachal Pradesh  |     33.77 | 54.56     | 50.05     |                        5.44 |
| 11      | Jammu & Kashmir   |      3.57 | 0.06      | 0.05      |                        0    |
| 12      | Jharkhand         |      2.58 | 7.04      | 7.94      |                        0    |
| 13      | Karnataka         |     82.98 | 103.12    | 80.18     |                        5.63 |
| 14      | Kerala            |    133.1  | 163.19    |           |                       11.89 |
| 15      | Madhya Pradesh    |     31.8  | 60.19     | 45.12     |                        8.08 |
| 16      | Maharashtra       |     85.37 | 91.10     | 53.62     |                       13.58 |
| 17      | Manipur           |      2.8  | 3.49      | 19.96     |                        5    |
| 18      | Meghalay          |      4.97 | 0.00      | 4.80      |                        1.37 |
|         | Mizoram           |     13.03 | 15.26     |           |                        3.54 |
| 20      | Nagaland          |      3.18 | 2.16      | 3.60      |                        0    |
| 21      | Odhisa            |    102.92 | 138.22    | 50.17     |                        3.49 |
| 22      | Punjab            |     89.12 | 69.98     | 70.79     |                       13.4  |
| 23      | Puducherry        |      0    | 0.00      | 0.00      |                        0    |
| 24      | Rajasthan         |     16.08 | 24.00     | 55.46     |                       15.01 |
| 25      | Sikkim            |      3.95 | 2.00      | 15.49     |                        8.46 |
| 26      | Tamil Nadu        |    142.02 | 131.30    | 91.29     |                       33.51 |
| 27      | Telangana         |     70.95 | 132.36    | 591.46    |                       17.4  |
| 28      | Tripura           |      0    | 12.16     | 4.29      |                        0    |
| 29      | Uttarakhand       |     24.04 | 86.36     | 39.62     |                      500    |
|         | Uttar Pradesh     |    138.86 |           |           |                      500.09 |
| 31      | West Bengal       |     69.78 | 62.33     | 13.26     |                       14.82 |
| 32      | Head Office       |    276.13 | 250.44    | 200.17    |                       38.4  |
|         | Total             |   1665.67 | 1789.63   | 1871.03   |                     1231.98 |