Lok Sabha Question No. 194 (STARRED), answered on 2023-03-14
Subject: Implementation of PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Kalaben Mohanbhai Delkar, Gajanan Chandrakant Kirtikar

## GOVERNMENT OF INDIA

## MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA

## STARRED QUESTION NO. 194

TO BE ANSWERED ON THE 14 TH  MARCH, 2023

## IMPLEMENTATION OF PMFBY

- *194.  SHRIMATI DELKAR KALABEN MOHANBHAI: SHRI GAJANAN KIRTIKAR:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ िष एवं कसान कयाण मंी be pleased to state:

- (a) the names of the States in which Pradhan Mantri Fasal Bima Yojana (PMFBY) has been implemented; (b) whether  the  farmers  of  such  States  are  not  opting  or  denying  to  avail  the benefits of the said yojana; (c) if so, the reasons therefor, State-wise particularly relating to Dadra and Nagar Haveli, Daman and Diu; (d) whether the Government has identified the reasons due to which the farmers are not opting for the said yojana and if so, the details thereof, State-wise; and the number of farmers insured under PMFBY and the area of farms insured

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE कृ िष एवं कसान कयाण मंी (SHRI NARENDRA SINGH TOMAR)

- (a) to (e):        A Statement is laid on the Table of the House.
- (e) during the last two years, State-wise?

## STATEMENT  REFERRED  TO  PART  (a)  TO  (e)  OF  LOK  SABHA  STARRED QUESTION NO. 194 REGARDING IMPLEMENTATION OF PMFBY FOR REPLY ON 14.03.2023.

(a) to (e):      The Pradhan Mantri Fasal Bima Yojana  (PMFBY) is voluntary for States as well as for farmers.   States/UTs are free to subscribe under the scheme keeping in  view  their  risk  perception  and  financial  considerations  etc.  Farmers  are  free  to insure their crops as per their risk perception, provided the crops and area is notified by  the  concerned  State  Government/UT  Administration.    Since  inception  of  the scheme in 2016-17, 27 States/Union Territories (UTs) implemented the scheme in one or more seasons.  At present, States of Andhra Pradesh, Assam, Andaman & Nicobar Islands, Chhattisgarh, Goa, Haryana, Himachal Pradesh, Jammu & Kashmir, Karnataka,  Kerala,  Madhya  Pradesh,  Maharashtra,  Manipur,  Meghalaya,  Odisha, Puducherry, Rajasthan, Sikkim, Tripura, Tamil Nadu, Uttar Pradesh and Uttarakhand are implementing the scheme.

Though the scheme is voluntary for the farmers, more than 30% of the Gross Cropped Area (GCA) and non-loanee farmers of implementing States are covered under the scheme, which shows the acceptance of the scheme among farmers.    The scheme is voluntary for the States/UTs, so far Union Territory of Dadra, Nagar Haveli and Daman and Diu have not subscribed to the scheme.

The  Government  has  taken  several  steps  to  create  substantial  awareness about  the  scheme  amongst  beneficiaries  so  that  they  can  enroll  themselves voluntarily  under  the  scheme.  The  Government  has  made  provisions  to  ensure availability  of  adequate  funds  for  awareness  of  PMFBY.  The  revised  Operational Guidelines for PMFBY which came into effect from 1 st  October 2018 have inter-alia provided that the insurance companies should compulsorily spend atleast 0.5% of the total gross premium collected by them for Information, Education and Communication (IEC) activities.

The Government has actively supported the awareness activities being carried out  by  the  States,  implementing  Insurance  Companies,  financial  institutions,  and Common Service Centres (CSCs) network to disseminate key features of PMFBY amongst farmers and members of Panchayati Raj Institutions (PRIs).

Further, a structured awareness campaign 'Crop Insurance Week/Fasal Bima Saptah' has been initiated by the Ministry of Agriculture and Farmers Welfare since Kharif  2021  season  onwards.  The  core  focus  of  the  campaign  is  to  increase  the awareness about benefits of the scheme, sensitize the stakeholders and to increase overall  enrolment  of  farmers,  thereby  helping  them  to  reap  the  benefits  of  crop insurance with special focus on identified aspirational/tribal districts.

Along with this, Fasal Bima Pathshalas are also being organized at village/GP level for knowledge building of farmers on various aspects of scheme implementation.

Apart from this, other activities for awareness generation involve the publicity of  key  features  and  benefits  of  the  scheme  through  advertisements  in  leading National  and  local  newspapers,  airing  of  audio-visual  spots  on  regional  /  local channels,  distribution  of  IEC  material  in  local  languages,  dissemination  of  SMS through  Kisan /  National  Crop  Insurance  Portal  (NCIP)  portal  and  organisation  of online  workshops of  all  stakeholders  including  farmers,  Panchayat  Members,  and other key stakeholders.

Government  had  also  organized  a  nationwide  Doorstep  Crop  Insurance Policy/receipt Distribution mega drive - 'Meri Policy Mere Haath'. Hard copies of crop insurance policy receipts are distributed to farmers enrolled under PMFBY through special camps at gram Panchayat/village level. All implementing State/UT Governments  along  with  respective  insurance  companies  have  been  organizing Gram Panchayat level mega policy distribution drive.

State-wise details of number of farmer applications insured and area covered under the scheme during 2020-21 and 2021-22 are given in Annexure .

Annexure

| STATE-WISE DETEAILS OF NUMBER OF FARMER APPLICATIONS ENROLLED AND AREA COVERED UNDER PMFBY DURING 2020-21 AND   | STATE-WISE DETEAILS OF NUMBER OF FARMER APPLICATIONS ENROLLED AND AREA COVERED UNDER PMFBY DURING 2020-21 AND   | STATE-WISE DETEAILS OF NUMBER OF FARMER APPLICATIONS ENROLLED AND AREA COVERED UNDER PMFBY DURING 2020-21 AND   | STATE-WISE DETEAILS OF NUMBER OF FARMER APPLICATIONS ENROLLED AND AREA COVERED UNDER PMFBY DURING 2020-21 AND   | STATE-WISE DETEAILS OF NUMBER OF FARMER APPLICATIONS ENROLLED AND AREA COVERED UNDER PMFBY DURING 2020-21 AND   |
|-----------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------|
| States                                                                                                          | 2021-22 2020-2021                                                                                               | 2021-22 2020-2021                                                                                               | 2021-2022                                                                                                       | 2021-2022                                                                                                       |
| States                                                                                                          | Farmer Applications (In Lakhs)                                                                                  | Area Insured (In Lakh Hectare)                                                                                  | Farmer Applications (In Lakhs)                                                                                  | Area Insured (In Lakh Hectare)                                                                                  |
| A & N Islands                                                                                                   | 0.003                                                                                                           | 0.003                                                                                                           | 0.005                                                                                                           | 0.003                                                                                                           |
| Assam                                                                                                           | 16.60                                                                                                           | 10.77                                                                                                           | 10.67                                                                                                           | 6.09                                                                                                            |
| Chhattisgarh                                                                                                    | 51.63                                                                                                           | 24.54                                                                                                           | 58.38                                                                                                           | 22.97                                                                                                           |
| Goa                                                                                                             | 0.0008                                                                                                          | 0.0001                                                                                                          | 0.0006                                                                                                          | 0.0001                                                                                                          |
| Haryana                                                                                                         | 16.51                                                                                                           | 18.87                                                                                                           | 14.50                                                                                                           | 16.17                                                                                                           |
| Himachal Pradesh                                                                                                | 2.41                                                                                                            | 31.53                                                                                                           | 2.34                                                                                                            | 32.67                                                                                                           |
| Jammu& Kashmir                                                                                                  | Not Implemented                                                                                                 | Not Implemented                                                                                                 | 0.91                                                                                                            | 0.42                                                                                                            |
| Karnataka                                                                                                       | 16.07                                                                                                           | 16.12                                                                                                           | 19.34                                                                                                           | 17.41                                                                                                           |
| Kerala                                                                                                          | 0.76                                                                                                            | 0.44                                                                                                            | 0.99                                                                                                            | 0.51                                                                                                            |
| Madhya Pradesh                                                                                                  | 84.39                                                                                                           | 129.74                                                                                                          | 92.68                                                                                                           | 116.51                                                                                                          |
| Maharashtra                                                                                                     | 124.10                                                                                                          | 68.15                                                                                                           | 99.01                                                                                                           | 59.07                                                                                                           |
| Manipur                                                                                                         | Not Implemented                                                                                                 | Not Implemented                                                                                                 | 0.03                                                                                                            | 0.02                                                                                                            |
| Meghalaya                                                                                                       | 0.001                                                                                                           | 0.001                                                                                                           | 0.001                                                                                                           | 0.001                                                                                                           |
| Odisha                                                                                                          | 97.53                                                                                                           | 11.89                                                                                                           | 81.56                                                                                                           | 10.16                                                                                                           |
| Puducherry                                                                                                      | 0.11                                                                                                            | 0.08                                                                                                            | 0.36                                                                                                            | 0.14                                                                                                            |
| Rajasthan                                                                                                       | 107.60                                                                                                          | 113.61                                                                                                          | 344.63                                                                                                          | 106.79                                                                                                          |
| Sikkim                                                                                                          | 0.00                                                                                                            | 0.00                                                                                                            | 0.02                                                                                                            | 0.00                                                                                                            |
| Tamil Nadu                                                                                                      | 59.30                                                                                                           | 17.28                                                                                                           | 60.47                                                                                                           | 16.32                                                                                                           |
| Tripura                                                                                                         | 2.57                                                                                                            | 0.38                                                                                                            | 3.36                                                                                                            | 0.52                                                                                                            |
| Uttar Pradesh                                                                                                   | 41.90                                                                                                           | 31.54                                                                                                           | 40.68                                                                                                           | 29.42                                                                                                           |
| Uttarakhand                                                                                                     | 1.71                                                                                                            | 20.46                                                                                                           | 1.83                                                                                                            | 23.81                                                                                                           |
| Grand Total                                                                                                     | 623.19                                                                                                          | 495.43                                                                                                          | 831.76                                                                                                          | 459.00                                                                                                          |

*****