Lok Sabha Question No. 1470 (UNSTARRED), answered on 2022-12-15
Subject: PMEGP
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Jayant Sinha

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 1470 TO BE ANSWERED ON 15.12.2022

## PMEGP

## 1470.     SHRI JAYANT SINHA:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the salient features of the Prime Minister's Employment Generation Programme (PMEGP); and
- (b) the  project  applications  received,  sanctioned  and  funds  disbursed  since  2019-20,  State-wise, particularly in Jharkhand, district-wise?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

- (a): Ministry of MSME, through Khadi and Village Industries Commission (KVIC), is implementing,  since  2008-09,  Prime  Minister's  Employment  Generation  Programme  (PMEGP)  for generating  self  employment  opportunities  in  the  country  by  setting  up  micro-enterprises  in  non-farm sector.

Under PMEGP, General Category beneficiaries can avail Margin Money (MM) subsidy of 25% of  the  project  cost  in  rural  areas  and  15%  in  urban  areas.    Beneficiaries  belonging  to  SC/ST/OBC, Women, Ex-Servicemen, Minorities, Differently abled, Transgenders, North Eastern Region, Hill and Border areas, etc.,  are treated as Special Category and are entitled for higher Margin Money subsidy rate of 35% of the project cost in rural areas and 25% in urban areas. The maximum cost of project is Rs.50 lakh in the manufacturing sector and Rs.20 lakh in the service sector.

Entire process of application to sanction and release of funds by banks is online through the portal https://www.kviconline.gov.in/pmeepeportal/pmegphome/index.jsp.

Any  individual  above  18  years  of  age  can  apply  for  assistance  under  PMEGP.  Scheme  also provides for Entrepreneurship Development Programme (EDP) training for every PMEGP beneficiary before release of the loan. Periodic handholding is also provided to the beneficiaries through marketing, financial and technical experts.

Second  financial  assistance  for  expansion/upgradation  of  the  existing  and  better  performing PMEGP/MUDRA units is also allowed from the year 2018-19. The maximum cost of the project for upgradation is Rs.1.00 cr. under Manufacturing sector and Rs. 25.00 lakhs under Service/Trading sector with subsidy of 15% of the project cost (20% for NER and Hill States).

- (b): State-wise  number  of  applications  received,  sanctioned  and  Margin  Money  subsidy  disbursed since 2019-20 is given at Annexure - I. District-wise number of applications received, sanctioned and Margin Money subsidy disbursed for the same period in Jharkhand is given at Annexure - II.

****

## Annexure - I referred to in reply to part (b) of the Lok Sabha Unstarred Question No.1470 for answer on 15.12.2022

| S.   | States/UTs        | 2019-20                      | 2019-20                                 | 2019-20             | 2019-20             | 2020-21                      | 2020-21             | 2020-21             | 2020-21             | 2021-22                      | 2021-22             | 2021-22             | 2021-22             |
|------|-------------------|------------------------------|-----------------------------------------|---------------------|---------------------|------------------------------|---------------------|---------------------|---------------------|------------------------------|---------------------|---------------------|---------------------|
| S.   | States/UTs        | No of Applicatio ns Received | No. of Applications Sanctioned by Banks | MMSubsidy Disbursed | MMSubsidy Disbursed | No of Applicatio ns Received | Sanctione d by Bank | MMSubsidy Disbursed | MMSubsidy Disbursed | No of Applicatio ns Received | Sanctione d by Bank | MMSubsidy Disbursed | MMSubsidy Disbursed |
| No.  | States/UTs        | No of Applicatio ns Received | No. of Applications Sanctioned by Banks | No. of Projec ts    | MM(Rs. In lakh)     | No of Applicatio ns Received | No. of Projects     | No. of Projec ts    | MM(Rs. In lakh)     | No of Applicatio ns Received | No. of Projects     | No.of Projects      | MM(Rs. In lakh)     |
|      | Central           |                              |                                         |                     |                     |                              |                     |                     |                     |                              |                     |                     |                     |
| 1    | Chhattisgarh      | 11811                        | 2321                                    | 2810                | 6098.28             | 12349                        | 3124                | 2718                | 6062.77             | 10274                        | 3152                | 3020                | 6941.44             |
| 2    | Madhya pradesh    | 10127                        | 2138                                    | 2175                | 8063.63             | 28144                        | 6050                | 4854                | 13807.82            | 29199                        | 8321                | 8082                | 20961.46            |
| 3    | Uttar pradesh     | 59096                        | 6266                                    | 6118                | 21648               | 74828                        | 12356               | 9994                | 32985.38            | 42997                        | 13154               | 12594               | 41165.07            |
| 4    | Uttarakhand       | 5600                         | 1748                                    | 1844                | 3440.03             | 8717                         | 2641                | 2249                | 4536.62             | 4982                         | 1909                | 1836                | 3983.2              |
|      | East              |                              |                                         |                     |                     |                              |                     |                     |                     |                              |                     |                     |                     |
| 6    | Andaman nicobar   | 317                          | 88                                      | 93                  | 146.16              | 377                          | 176                 | 155                 | 186.12              | 278                          | 149                 | 162                 | 238.69              |
| 7    | Bihar             | 20032                        | 1977                                    | 2216                | 6950.67             | 22055                        | 2533                | 2192                | 7208.74             | 18579                        | 2896                | 2477                | 8169.92             |
| 8    | Jharkhand         | 10059                        | 1390                                    | 1544                | 3749.79             | 13556                        | 1682                | 1522                | 3847.8              | 8469                         | 1689                | 1714                | 4188.27             |
| 9    | Odisha            | 13147                        | 2688                                    | 2723                | 7816.86             | 14071                        | 3753                | 3171                | 8748.07             | 16245                        | 4798                | 4301                | 11335.95            |
| 10   | West bengal       | 16717                        | 2044                                    | 2222                | 8487.4              | 14901                        | 1813                | 2070                | 7425.32             | 11931                        | 2672                | 2305                | 8539.63             |
|      | North             |                              |                                         |                     |                     |                              |                     |                     |                     |                              |                     |                     |                     |
| 12   | Chandigarh-ut     | 95                           | 9                                       | 14                  | 28.71               | 108                          | 20                  | 10                  | 16                  | 89                           | 20                  | 21                  | 62.08               |
| 13   | Delhi             | 10637                        | 89                                      | 93                  | 110.63              | 4316                         | 89                  | 74                  | 147.61              | 2487                         | 103                 | 100                 | 315.23              |
| 14   | Haryana           | 17138                        | 1797                                    | 2029                | 4938.21             | 12448                        | 1925                | 1740                | 5512.55             | 9941                         | 1936                | 1726                | 6093.33             |
| 15   | Himachal pradesh  | 3509                         | 1022                                    | 1226                | 3229.32             | 3046                         | 1235                | 1208                | 3381.1              | 2698                         | 1190                | 1274                | 3550.95             |
| 16   | Jammu kashmir     | 21759                        | 5505                                    | 5355                | 11142.86            | 34358                        | 14883               | 8575                | 18306.28            | 49988                        | 24998               | 21648               | 46713.54            |
| 17   | Ladakh (ut)       | 981                          | 337                                     | 0                   | 0                   | 844                          | 442                 | 281                 | 1168.41             | 509                          | 256                 | 295                 | 1182.31             |
| 18   | Punjab            | 9540                         | 1340                                    | 1695                | 3914.83             | 8065                         | 1742                | 1650                | 5008.66             | 7107                         | 1792                | 1790                | 6017.86             |
| 19   | Rajasthan         | 19973                        | 2876                                    | 3024                | 8171.88             | 14560                        | 2930                | 2772                | 8806.83             | 10860                        | 2680                | 2599                | 9025.6              |
|      | North East        |                              |                                         |                     |                     |                              |                     |                     |                     |                              |                     |                     |                     |
| 21   | Arunachal pradesh | 727                          | 115                                     | 211                 | 363.79              | 370                          | 112                 | 98                  | 232.63              | 1344                         | 221                 | 196                 | 788.88              |
| 22   | Assam             | 24070                        | 2397                                    | 2587                | 3557.78             | 24352                        | 3354                | 2939                | 4948.48             | 17275                        | 3282                | 3855                | 6659.71             |
| 23   | Manipur           | 8762                         | 991                                     | 1173                | 2036.3              | 19349                        | 1844                | 1556                | 5899.03             | 6932                         | 995                 | 1139                | 3337.25             |

| 24   | Meghalaya      | 1312   | 350   | 377   | 569.17   | 1581   | 508   | 359   | 579.65   | 1939   | 533    | 699    | 974.17    |
|------|----------------|--------|-------|-------|----------|--------|-------|-------|----------|--------|--------|--------|-----------|
| 25   | Mizoram        | 2006   | 700   | 760   | 1083.78  | 1957   | 907   | 810   | 1412.46  | 1366   | 712    | 650    | 1461.76   |
| 26   | Nagaland       | 2960   | 987   | 1109  | 2650.24  | 2697   | 1094  | 740   | 2045.47  | 4027   | 1080   | 1241   | 2494.89   |
| 27   | Sikkim         | 150    | 60    | 79    | 174.56   | 185    | 71    | 57    | 152.28   | 147    | 86     | 85     | 214.27031 |
| 28   | Tripura        | 5273   | 997   | 963   | 1835.39  | 4477   | 1024  | 842   | 1829.57  | 3282   | 899    | 958    | 2083.7    |
|      | South          |        |       |       |          |        |       |       |          |        |        |        |           |
| 30   | Andhra pradesh | 13503  | 1883  | 2188  | 9024.23  | 11153  | 1952  | 1677  | 6866.3   | 10774  | 2863   | 2477   | 10088.8   |
| 31   | Karnataka      | 43003  | 3815  | 3697  | 10681.14 | 49166  | 5517  | 4437  | 12504.26 | 39821  | 6636   | 5877   | 15843.36  |
| 32   | Kerala         | 7260   | 2294  | 2438  | 5322.79  | 7996   | 2942  | 2389  | 5225.88  | 5926   | 2825   | 2789   | 6859.29   |
| 33   | Lakshadweep    | 7      | 0     | 0     | 0        | 12     | 6     | 3     | 15.36    | 4      | 7      | 7      | 17.5      |
| 34   | Puducherry     | 1599   | 51    | 64    | 117.26   | 261    | 65    | 44    | 116.81   | 191    | 59     | 66     | 144.3     |
| 35   | Tamil nadu     | 25237  | 5237  | 5173  | 12405.45 | 26095  | 5767  | 5188  | 13881.57 | 23287  | 6352   | 5972   | 16445.76  |
| 36   | Telangana      | 27832  | 2122  | 2174  | 7118.89  | 18271  | 2383  | 2025  | 6376.33  | 13484  | 2896   | 2906   | 9846.14   |
|      | West           |        |       |       |          |        |       |       |          |        |        |        |           |
| 40   | Goa            | 161    | 70    | 90    | 244.36   | 271    | 81    | 58    | 156.65   | 259    | 88     | 87     | 298.22    |
| 41   | Gujarat        | 22832  | 3883  | 3983  | 28740.29 | 20253  | 4267  | 2854  | 20637.05 | 10892  | 4155   | 4143   | 28704.84  |
| 42   | Maharashtra    | 28094  | 3594  | 4406  | 11219.47 | 27728  | 3754  | 3104  | 8844.29  | 28961  | 5137   | 4128   | 13018.54  |
|      | Total          | 51087  | 7547  | 8479  | 40204.12 | 48252  | 8102  | 6016  | 29637.99 | 40112  | 9380   | 8358   | 42021.6   |
|      | Grand Total    | 445326 | 63181 | 66653 | 195082.2 | 482917 | 93042 | 74415 | 218880.2 | 396544 | 110541 | 103219 | 297765.91 |

## Annexure - II referred to in reply to part (b) of the Lok Sabha Unstarred Question No.1470 for answer on 15.12.2022

| S. No.   | District            | 2019-20                      | 2019-20                                  | 2019-20             | 2019-20             | 2020-21                      | 2020-21                            | 2020-21             | 2020-21             | 2021-22                      | 2021-22                                  | 2021-22             | 2021-22             |
|----------|---------------------|------------------------------|------------------------------------------|---------------------|---------------------|------------------------------|------------------------------------|---------------------|---------------------|------------------------------|------------------------------------------|---------------------|---------------------|
| S. No.   | District            | No of Applicat ions Received | No of Applicati ons Sanctione d by Banks | MMSubsidy Disbursed | MMSubsidy Disbursed | No of Applicat ions Received | No of Applicati ons Sanctione d by | MMSubsidy Disbursed | MMSubsidy Disbursed | No of Applicatio ns Received | No of Applicat ions Sanction ed by Banks | MMSubsidy Disbursed | MMSubsidy Disbursed |
| S. No.   | District            | No of Applicat ions Received | No of Applicati ons Sanctione d by Banks | No.of Projec ts     | MM(Rs. In lakh)     | No of Applicat ions Received | Banks                              | No.of Proje cts     | MM(R s. In lakh)    | No of Applicatio ns Received | No of Applicat ions Sanction ed by Banks | No.of Proje cts     | MM(Rs. In lakh)     |
| 1        | Bokaro              | 667                          | 98                                       | 118                 | 345.69              | 678                          | 106                                | 104                 | 382.26              | 420                          | 76                                       | 77                  | 289.19              |
| 2        | Chatra              | 281                          | 19                                       | 28                  | 79.13               | 329                          | 33                                 | 24                  | 48.84               | 172                          | 29                                       | 34                  | 80.55               |
| 3        | Deoghar             | 476                          | 47                                       | 57                  | 130.70              | 513                          | 73                                 | 67                  | 164.13              | 345                          | 83                                       | 82                  | 191.72              |
| 4        | Dhanbad             | 552                          | 99                                       | 114                 | 339.94              | 705                          | 104                                | 102                 | 284.93              | 451                          | 124                                      | 122                 | 324.98              |
| 5        | Dumka               | 432                          | 68                                       | 85                  | 216.71              | 390                          | 81                                 | 72                  | 153.16              | 401                          | 98                                       | 107                 | 265.84              |
| 6        | Garhwa              | 169                          | 9                                        | 20                  | 48.86               | 427                          | 40                                 | 36                  | 88.86               | 203                          | 38                                       | 40                  | 89.99               |
| 7        | Giridih             | 443                          | 51                                       | 45                  | 90.25               | 662                          | 106                                | 94                  | 241.78              | 382                          | 107                                      | 103                 | 248.77              |
| 8        | Godda               | 497                          | 70                                       | 69                  | 151.73              | 838                          | 88                                 | 82                  | 170.95              | 460                          | 93                                       | 101                 | 256.62              |
| 9        | Gumla               | 178                          | 29                                       | 38                  | 84.73               | 335                          | 35                                 | 31                  | 65.97               | 252                          | 36                                       | 34                  | 102.34              |
| 10       | Hazaribag           | 544                          | 84                                       | 91                  | 293.95              | 702                          | 132                                | 123                 | 365.61              | 529                          | 102                                      | 115                 | 363.52              |
| 11       | Jamtara             | 226                          | 43                                       | 42                  | 57.88               | 255                          | 62                                 | 49                  | 64.36               | 279                          | 62                                       | 57                  | 99.68               |
| 12       | Khunti              | 291                          | 47                                       | 62                  | 97.38               | 274                          | 63                                 | 52                  | 102.57              | 283                          | 50                                       | 56                  | 87.18               |
| 13       | Koderma             | 226                          | 42                                       | 41                  | 111.39              | 190                          | 55                                 | 54                  | 94.83               | 167                          | 47                                       | 43                  | 93.72               |
| 14       | Latehar             | 135                          | 18                                       | 27                  | 36.36               | 147                          | 27                                 | 20                  | 33.57               | 105                          | 33                                       | 40                  | 58.53               |
| 15       | Lohardaga           | 341                          | 54                                       | 45                  | 63.18               | 313                          | 49                                 | 48                  | 80.49               | 307                          | 65                                       | 69                  | 100.77              |
| 16       | Pakur               | 417                          | 51                                       | 50                  | 100.99              | 911                          | 48                                 | 50                  | 96.87               | 187                          | 59                                       | 44                  | 97.75               |
| 17       | Palamu              | 374                          | 31                                       | 50                  | 98.58               | 498                          | 65                                 | 57                  | 145.08              | 288                          | 58                                       | 56                  | 152.51              |
| 18       | Pashchimisingh bhum | 344                          | 58                                       | 70                  | 206.88              | 389                          | 77                                 | 68                  | 180.07              | 470                          | 70                                       | 62                  | 124.69              |
| 19       | Purbisinghbhu m     | 936                          | 129                                      | 146                 | 336.18              | 700                          | 112                                | 97                  | 285.59              | 471                          | 113                                      | 118                 | 280.75              |
| 20       | Ramgarh             | 453                          | 75                                       | 69                  | 189.02              | 532                          | 77                                 | 85                  | 254.78              | 300                          | 57                                       | 51                  | 168.41              |
| 21       | Ranchi              | 938                          | 84                                       | 82                  | 261.98              | 1135                         | 87                                 | 76                  | 228.18              | 1082                         | 104                                      | 108                 | 310.87              |
| 22       | Sahibganj           | 573                          | 84                                       | 89                  | 235.74              | 2063                         | 66                                 | 42                  | 139.68              | 401                          | 77                                       | 93                  | 203.95              |
| 23       | Saraikelakhars wan  | 442                          | 73                                       | 73                  | 126.27              | 430                          | 60                                 | 50                  | 100.97              | 362                          | 62                                       | 61                  | 121.35              |
| 24       | Simdega             | 124                          | 27                                       | 33                  | 46.27               | 140                          | 36                                 | 39                  | 74.27               | 152                          | 46                                       | 41                  | 74.59               |
|          | Total               | 10059                        | 1390                                     | 1544                | 3749.79             | 13556                        | 1682                               | 1522                | 3847.8              | 8469                         | 1689                                     | 1714                | 4188.27             |