Lok Sabha Question No. 2004 (UNSTARRED), answered on 2021-02-12
Subject: Financial Empowerment of Rural Women
Ministry: WOMEN AND CHILD DEVELOPMENT
Asked by: Diya Kumari, Keshari Devi Patel

## GOVERNMENT OF INDIA GOVERNMENT OF INDIA MINISTRY OF WOMEN AND CHILD DEVELOPMENT

## LOK SABHA

## UNSTARRED QUESTION NO. 2004 TO BE ANSWERED ON 12.02.2021

## FINANCIAL EMPOWERMENT OF RURAL WOMEN

## 2004. MS. DIYA KUMARI:

SHRIMATI KESHARI DEVI PATEL :

Will the Minister of WOMEN AND CHILD DEVELOPMENT be pleased to state:

- (a) the details of ongoing schemes for the financial empowerment of rural women along with the expenditure incurred on each scheme during the last three years, State/UT-wise;
- (b) the details of the women benefitted by these schemes during each of the last five years and the current year; and
- (c) the  steps  taken  by  the  Government  to  do  away  with  the  shortcomings  found  in  National Women's Fund and to improve its functioning?

## ANSWER MINISTER OF WOMEN AND CHILD DEVELOPMENT

## (SHRIMATI SMRITI ZUBIN IRANI)

(a)  to  (c)  The  details  of  ongoing  scheme  launched  by  the  Government  of  India  for  the  financial empowerment of rural women are as follows:

## 1.    Initiatives of Department of Financial Services (DFS):

-  DFS has six schemes namely Pradhan Mantri Jan-Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY), Pradhan Mantri Mudra Yojana (PMMY) and Stand-Up India (SUPI) for financial inclusion and entrepreneurship development of people across the country including that  of  women.  The  share  of  women  vis-a-vis  total  number  of  beneficiaries  in  the  above schemes is given hereunder :

| Scheme                   | Total number Accounts   | of Women Accounts   |
|--------------------------|-------------------------|---------------------|
| PMJDY (As on 27.01.2021) | 417,498,276             | 231,226,199         |
| PMJJBY(As on 27.01.2021) | 9,88,79,708             | 2,67,91,274         |
| PMSBY (As on 27.01.2021) | 22,26,96,354            | 8,34,94,070         |
| APY (As on 05.02.2021)   | 28,510,260              | 12,445,034          |
| PMMY (As on 29.01.2021)  | 274,761,862             | 186,045,718         |
| SUPI (As on 03.02.2021)  | 110,333                 | 90,185              |

## 2.   Initiatives of Ministry of Micro, Small and Medium Enterprises (MSME):

Benefits are extended to women under Prime Minister's Employment Generation Programme (PMEGP),  which  is  a  major  shceme  of  MSME.  The  scheme  facilitates  generation  of  selfemployment opportunities through establishment of micro-enterprises in the non-farm sector by helping traditional artisans and unemployed youth.  Details of the micro enterprises set up under the scheme are as under:

| Year    |   No. of micro-enterprises setup | No of micro enterprises setup by women   |
|---------|----------------------------------|------------------------------------------|
| 2015-16 |                            44340 | 11356 (26%)                              |
| 2016-17 |                            52912 | 14768 (28%)                              |
| 2017-18 |                            48398 | 15670 (33%)                              |
| 2018-19 |                            73427 | 25378 (35%)                              |
| 2019-20 |                            66653 | 24720 (37%)                              |
| 2020-21 |                            31923 | 11862 (37%)                              |

## 3. Initiatives of Ministry of Rural Development:

Ministry of Rural Development is implementing two welfare schemes in the field of skill development for rural poor youth under the National Rural Livelihoods Mission (NRLM) for gainful employment and to eradicate poverty in the country as follows :

- i) Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) which is a placement linked skill development program for wage employment.
2. ii) Skill development through Rural Self Employment and Training Institutes (RSETIs) enabling a trainee to take bank credit and start his/her own micro-enterprise.

Both DDU-GKY and RSETI schemes are applicable to all the categories including women. The  physical  achievement  regarding  the  total  number  of  candidates/  women  candidates trained and placed in jobs/settled under both the above mentioned schemes during the last five years and current year is given below:

## Physical Achievement under DDU-GKY

| FY                           |   Total Trained |   Women Trained |   Total Placed |   Women Placed |
|------------------------------|-----------------|-----------------|----------------|----------------|
| 2015-16                      |          236471 |          106419 |         109512 |          49855 |
| 2016-17                      |          162586 |           63409 |         147883 |          59147 |
| 2017-18                      |          131527 |           51401 |          75787 |          30307 |
| 2018-19                      |          241080 |          116172 |         138248 |          55685 |
| 2019-20                      |          238336 |          122617 |         150199 |          66454 |
| 2020-21 (Till December 2020) |            9986 |            5134 |          36933 |          17362 |

## Physical Achievement under RSETIs

| FY                           |   Total Trained |   Women Trained |   Total Settled |   Women Settled |
|------------------------------|-----------------|-----------------|-----------------|-----------------|
| 2015-16                      |          436385 |          106419 |          300375 |          181752 |
| 2016-17                      |          445143 |           63409 |          364214 |          226377 |
| 2017-18                      |          423343 |           51401 |          351266 |          217682 |
| 2018-19                      |          403672 |          116172 |          298039 |          199931 |
| 2019-20                      |          384028 |          122617 |          285059 |          204728 |
| 2020-21 (Till December 2020) |          111367 |            5134 |           93874 |           69156 |

## 4.   Rashtirya Mahila Kosh (RMK):

The details of the women benefitted by RMK loan schemes during each of the last five years and the current year are as under:

|   S.No | Year      | Women beneficiaries   |
|--------|-----------|-----------------------|
|      1 | 2015-2016 | NIL                   |
|      2 | 2016-2017 | NIL                   |
|      3 | 2017-2018 | 2915                  |
|      4 | 2018-2019 | 2199                  |
|      5 | 2019-2020 | 810                   |

c)       Steps have been taken by the Government for enhancing financial inclusion of women through Pradhan  Mantri  MUDRA  Yojana  (PMMY),  Stand-Up  India  Scheme,  Prime  Minister's  Employment Generation Programme (PMEGP) etc.