Lok Sabha Question No. 1876 (UNSTARRED), answered on 2023-03-13
Subject: Mudra Loans for Self-employed Youths
Ministry: LABOUR AND EMPLOYMENT
Asked by: Sanghamitra Maurya

## MINISTRY OF LABOUR AND EMPLOYMENT

## GOVERNMENT OF INDIA LOK SABHA

## UNSTARRED QUESTION NO. 1876

TO BE ANSWERED ON 13 TH  MARCH, 2023

## MUDRA LOANS FOR SELF-EMPLOYED YOUTHS

1876.  DR. SANGHMITRA MAURYA :

Will the Minister of LABOUR AND EMPLOYMENT be pleased to state:

- (a)   the  number  of  employed  and  self  employed  youths  who  have  became entrepreneurs in the country, State-wise;
- (b)   the State-wise details of the amount of Mudra loans in crore that have been provided to such youths; and
- (c)   whether  the  news  item  published  in  the  Hindustan  21.02.2023  the sectors  in  which  the  youths  have  been  motivated  to  get  employment and become entrepreneurs and if so, the details thereof?

## ANSWER

## MINISTER OF STATE FOR LABOUR AND EMPLOYMENT (SHRI RAMESHWAR TELI)

(a)  to  (c):    The  data  source  on  Employment  and  Unemployment  is  Periodic Labour Force Survey (PLFS) which is conducted by the Ministry of Statistics & Programme Implementation (MoSPI) since 2017-18. The survey period is July to June of next year. As per the latest available Annual PLFS Reports, the estimated percentage of self-employed workers out of total employment was 55.8% during 2021-22. The State/UT-wise Worker Population Ratio (WPR) (i.e.  Employment)  and  estimated  percentage  of  self-employed  workers  in total employment during 2021-22 is at Annexure-I.

Pradhan  Mantri  Mudra  Yojana  (PMMY)  is  being  implemented  by  the Government  for  facilitating  self-employment.  Under  PMMY,  collateral  free loans upto Rs. 10 lakh, are extended to micro/small business enterprises and to individuals to enable them to setup or expand their business activities. As on  20.01.2023,  more  than  38.53  crore  loans  have  been  extended  since inception  of  the  scheme  in  April  2015.  State/UT-wise  detail  of  loans  under PMMY during 2021-22 and 2022-23 (till 20.01.2023) is at Annexure-II. Further, the Industry-wise percentage share of self employed in the total employment on usual status during 2021-22 is at Annexure-III.

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Annexure-I

## ANNEXURE  REFERRED  TO  IN  REPLY  TO  PART  (a)  to  (c)  OF  THE  LOK SABHA UNSTARRED QUESTION NO. 1876 FOR 13.03.2023

State/UT-wise  Worker  Population  Ratio  (WPR)  and  percentage  of  selfemployed workers in total employment during 2021-22

| Sl. No.         | State/UTs                          |   Worker Population Ratio (WPR) |   Percentage of Self employed in total employment |
|-----------------|------------------------------------|---------------------------------|---------------------------------------------------|
| 1               | Andhra Pradesh                     |                            57.8 |                                              43.4 |
| 2               | Arunachal Pradesh                  |                            47.1 |                                              71.9 |
| 3               | Assam                              |                            52.1 |                                              61.2 |
| 4               | Bihar                              |                            39.3 |                                              59   |
| 5               | Chhattisgarh                       |                            64.9 |                                              66.8 |
| 6               | Delhi                              |                            42.3 |                                              31.1 |
| 7               | Goa                                |                            41.6 |                                              37.1 |
| 8               | Gujarat                            |                            56.8 |                                              54.5 |
| 9               | Haryana                            |                            42.5 |                                              44.6 |
| 10              | Himachal Pradesh                   |                            71.2 |                                              69.1 |
| 11              | Jharkhand                          |                            60.7 |                                              66.3 |
| 12              | Karnataka                          |                            53   |                                              48.1 |
| 13              | Kerala                             |                            48.8 |                                              38.3 |
| 14              | Madhya Pradesh                     |                            60.7 |                                              63.4 |
| 15              | Maharashtra                        |                            55.9 |                                              45.7 |
| 16              | Manipur                            |                            40.6 |                                              64.3 |
| 17              | Meghalaya                          |                            60.5 |                                              47.7 |
| 18              | Mizoram                            |                            48.9 |                                              68.8 |
| 19              | Nagaland                           |                            58.4 |                                              63.5 |
| 20              | Odisha                             |                            52.4 |                                              60.1 |
| 21              | Punjab                             |                            48.5 |                                              44.3 |
| 22              | Rajasthan                          |                            54.7 |                                              68.9 |
| 23              | Sikkim                             |                            69.9 |                                              55.2 |
| 24              | Tamil Nadu                         |                            55.8 |                                              36.8 |
| 25              | Telangana                          |                            58.1 |                                              63.9 |
| 26              | Tripura                            |                            50.1 |                                              52   |
| 27              | Uttarakhand                        |                            48.7 |                                              59.8 |
| 28              | Uttar Pradesh                      |                            50.1 |                                              70.9 |
| 29              | West Bengal                        |                            52.7 |                                              49.9 |
| 30 Andaman & N. | Islands                            |                            59.2 |                                              42.5 |
| 31              | Chandigarh                         |                            42.2 |                                              26.7 |
| 32              | Dadra & Nagar Haveli & Daman & Diu |                            65.8 |                                              23.1 |
| 33              | Jammu & Kashmir                    |                            58.3 |                                              62.4 |
| 34              | Ladakh                             |                            58.1 |                                              55.4 |
| 35              | Lakshadweep                        |                            37.2 |                                              23.4 |
| 36              | Puducherry                         |                            51.2 |                                              34.7 |
|                 | All India                          |                            52.9 |                                              55.8 |

Source: PLFS, 2021-22, MoSPI

Annexure-II Annexure referred to in reply of parts (a) to (c) of the Lok Sabha Unstarred

Question No. 1876 due for reply on 13.03.2023.

## State/UT-wise  details  of  Pradhan  Mantri  Mudra  Yojana  (PMMY)  during 2021-22 to 2022-23

(Amount Rs. in Crore)

| Sr                                                                                 |                                                                                    | 2021-22                                                                            | 2021-22                                                                            | 2021-22                                                                            | 2022-23 (as on 20.01.2023)                                                         | 2022-23 (as on 20.01.2023)                                                         | 2022-23 (as on 20.01.2023)                                                         |
|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|
| No                                                                                 | State Name                                                                         | No. of A/Cs                                                                        | Sanctioned Amount                                                                  | Disbursed Amount                                                                   | No. of A/Cs                                                                        | Sanctioned Amount                                                                  | Disbursed Amount                                                                   |
| 1                                                                                  | A &NIslands                                                                        | 1,901                                                                              | 77.40                                                                              | 76.53                                                                              | 2,791                                                                              | 102.33                                                                             | 98.85                                                                              |
| 2                                                                                  | Andhra Pradesh                                                                     | 11,17,922                                                                          | 11,829.82                                                                          | 11,445.42                                                                          | 8,43,053                                                                           | 11,268.62                                                                          | 11,009.87                                                                          |
| 3                                                                                  | Arunachal Pradesh                                                                  | 5,705                                                                              | 90.50                                                                              | 86.51                                                                              | 9,985                                                                              | 174.90                                                                             | 165.22                                                                             |
| 4                                                                                  | Assam                                                                              | 6,82,889                                                                           | 4,866.50                                                                           | 4,577.28                                                                           | 1,66,620                                                                           | 2,764.55                                                                           | 2,644.08                                                                           |
| 5                                                                                  | Bihar                                                                              | 66,78,155                                                                          | 32,096.95                                                                          | 30,725.07                                                                          | 39,97,587                                                                          | 23,091.99                                                                          | 22,027.16                                                                          |
| 6                                                                                  | Chandigarh                                                                         | 14,926                                                                             | 281.66                                                                             | 273.03                                                                             | 12,966                                                                             | 230.48                                                                             | 222.13                                                                             |
| 7                                                                                  | Chhattisgarh                                                                       | 9,70,396                                                                           | 5,929.49                                                                           | 5,797.46                                                                           | 5,81,378                                                                           | 4,999.80                                                                           | 4,837.18                                                                           |
| 8                                                                                  | Dadra and Nagar Haveli                                                             | 3,691                                                                              | 50.42                                                                              | 49.34                                                                              | 903                                                                                | 31.77                                                                              | 29.92                                                                              |
| 9                                                                                  | Daman and Diu                                                                      | 706                                                                                | 19.95                                                                              | 18.91                                                                              | 824                                                                                | 29.68                                                                              | 27.82                                                                              |
| 10                                                                                 | Delhi                                                                              | 1,94,835                                                                           | 2,616.58                                                                           | 2,559.59                                                                           | 1,46,055                                                                           | 2,346.69                                                                           | 2,296.89                                                                           |
| 11                                                                                 | Goa                                                                                | 35,950                                                                             | 491.36                                                                             | 472.87                                                                             | 26,302                                                                             | 495.10                                                                             | 473.10                                                                             |
| 12                                                                                 | Gujarat                                                                            | 15,90,960                                                                          | 12,152.39                                                                          | 11,990.04                                                                          | 10,25,342                                                                          | 11,093.38                                                                          | 10,793.33                                                                          |
| 13                                                                                 | Haryana                                                                            | 10,57,963                                                                          | 7,768.34                                                                           | 7,574.18                                                                           | 7,51,042                                                                           | 6,503.82                                                                           | 6,309.61                                                                           |
| 14                                                                                 | Himachal Pradesh                                                                   | 1,07,556                                                                           | 2,152.58                                                                           | 2,027.43                                                                           | 1,07,901                                                                           | 2,337.79                                                                           | 2,283.43                                                                           |
| 15                                                                                 | Jharkhand                                                                          | 17,77,882                                                                          | 8,817.00                                                                           | 8,615.43                                                                           | 12,77,303                                                                          | 7,090.20                                                                           | 6,906.81                                                                           |
| 16                                                                                 | Karnataka                                                                          | 42,98,481                                                                          | 28,695.29                                                                          | 28,374.92                                                                          | 36,19,463                                                                          | 24,839.84                                                                          | 24,461.80                                                                          |
| 17                                                                                 | Kerala                                                                             | 16,20,168                                                                          | 11,698.12                                                                          | 11,549.58                                                                          | 12,99,658                                                                          | 10,508.01                                                                          | 10,212.66                                                                          |
| 18                                                                                 | Lakshadweep                                                                        | 725                                                                                | 16.66                                                                              | 16.47                                                                              | 1,161                                                                              | 18.70                                                                              | 18.63                                                                              |
| 19                                                                                 | Madhya Pradesh                                                                     | 32,31,804                                                                          | 18,814.95                                                                          | 18,218.44                                                                          | 20,54,411                                                                          | 14,625.26                                                                          | 13,894.14                                                                          |
| 20                                                                                 | Maharashtra                                                                        | 41,58,052                                                                          | 25,797.74                                                                          | 25,416.48                                                                          | 33,19,449                                                                          | 23,349.08                                                                          | 22,972.10                                                                          |
| 21                                                                                 | Manipur                                                                            | 74,138                                                                             | 413.42                                                                             | 379.20                                                                             | 25,064                                                                             | 361.91                                                                             | 343.45                                                                             |
| 22                                                                                 | Meghalaya                                                                          | 16,892                                                                             | 211.84                                                                             | 204.01                                                                             | 13,768                                                                             | 211.62                                                                             | 201.77                                                                             |
| 23                                                                                 | Mizoram                                                                            | 11,396                                                                             | 211.29                                                                             | 192.30                                                                             | 13,966                                                                             | 261.31                                                                             | 253.46                                                                             |
| 24                                                                                 | Nagaland                                                                           | 15,191                                                                             | 229.00                                                                             | 209.49                                                                             | 9,087                                                                              | 232.75                                                                             | 215.87                                                                             |
| 25                                                                                 | Odisha                                                                             | 36,70,907                                                                          | 16,900.00                                                                          | 16,557.27                                                                          | 21,48,364                                                                          | 12,099.28                                                                          | 11,889.32                                                                          |
| 26                                                                                 | Pondicherry                                                                        | 1,31,525                                                                           | 801.43                                                                             | 795.30                                                                             | 78,649                                                                             | 554.18                                                                             | 547.51                                                                             |
| 27                                                                                 | Punjab                                                                             | 11,09,810                                                                          | 8,179.96                                                                           | 7,926.06                                                                           | 7,95,047                                                                           | 7,410.42                                                                           | 7,123.80                                                                           |
| 28                                                                                 | Rajasthan                                                                          | 26,67,998                                                                          | 18,999.20                                                                          | 18,728.94                                                                          | 16,91,460                                                                          | 14,389.34                                                                          | 14,051.35                                                                          |
| 29                                                                                 | Sikkim                                                                             | 11,059                                                                             | 162.54                                                                             | 156.89                                                                             | 5,801                                                                              | 121.48                                                                             | 115.43                                                                             |
| 30                                                                                 | Tamil Nadu                                                                         | 56,25,146                                                                          | 32,477.55                                                                          | 32,262.94                                                                          | 42,62,959                                                                          | 27,786.34                                                                          | 27,590.32                                                                          |
| 31                                                                                 | Telangana                                                                          | 5,33,545                                                                           | 6,168.85                                                                           | 6,010.47                                                                           | 2,96,160                                                                           | 4,918.46                                                                           | 4,767.20                                                                           |
| 32                                                                                 | Tripura                                                                            | 3,57,304                                                                           | 2,496.63                                                                           | 2,445.73                                                                           | 1,47,595                                                                           | 933.28                                                                             | 900.32                                                                             |
| 33                                                                                 | Union Territory of Jammu and Kashmir                                               | 2,62,645                                                                           | 5,788.31                                                                           | 5,696.54                                                                           | 2,39,912                                                                           | 5,422.46                                                                           | 5,325.99 222.28                                                                    |
| 34                                                                                 | Union Territory of Ladakh                                                          | 8,176                                                                              | 233.79                                                                             | 231.55                                                                             | 7,675                                                                              | 224.24                                                                             |                                                                                    |
| 35                                                                                 | Uttar Pradesh                                                                      | 57,87,982                                                                          | 33,663.73                                                                          | 32,850.80                                                                          | 42,50,046                                                                          | 30,814.93                                                                          | 29,896.79                                                                          |
| 36                                                                                 | Uttarakhand                                                                        | 3,33,914                                                                           | 3,015.89                                                                           | 2,939.91                                                                           | 2,91,005                                                                           | 2,898.63                                                                           | 2,812.51                                                                           |
| 37                                                                                 | West Bengal All India                                                              | 56,27,231 5,37,95,526                                                              | 34,893.20 3,39,110.33                                                              | 33,949.81 3,31,402.19                                                              | 24,85,198 3,60,05,950                                                              | 18,206.27 2,72,748.89                                                              | 17,947.57 2,65,889.67                                                              |
| Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra Portal | Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra Portal | Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra Portal | Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra Portal | Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra Portal | Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra Portal | Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra Portal | Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra Portal |

Annexure-III

Annexure referred to in reply to part (a) to (c) of the Lok Sabha Unstarred Question No. 1876 for 13.03.2023

Industry-wise percentage share of self employed  in the total employment on usual status during 2021-22

| Sl. No.   | Industry as per NIC - 2008    |   Percentage share of Self employed in total employment |
|-----------|-------------------------------|---------------------------------------------------------|
| 1.        | Agriculture                   |                                                    78.2 |
| 2.        | Mining & quarrying            |                                                     8.7 |
| 3.        | Manufacturing                 |                                                    45   |
| 4.        | Electricity and water supply  |                                                    16.7 |
| 5.        | Construction                  |                                                    12.6 |
| 6.        | Secondary                     |                                                    27.7 |
| 7.        | Trade                         |                                                    70.8 |
| 8.        | Transport                     |                                                    48.5 |
| 9.        | Accommodation & Food Services |                                                    57.3 |
| 10.       | Other services                |                                                    22.4 |
| 11.       | Tertiary                      |                                                    45.2 |
|           | Total                         |                                                    55.8 |

Source: PLFS, 2021-22,  MoSPI