Lok Sabha Question No. 993 (UNSTARRED), answered on 2022-02-08
Subject: PMFBY in Maharashtra
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Rajan Baburao  Vichare

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 993

TO BE ANSWERED ON THE 08 TH  FEBRUARY, 2022

## PMFBY IN MAHARASHTRA

993. SHRI RAJAN VICHARE:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ िष एवं कसान कयाण मंी be pleased to state:

- (a)  the  total  amount  of  premium  collected  in  Maharashtra  under  Pradhan Mantri Fasal Bima Yojana (PMFBY) during each of the last three years;
- (b)  the  total  value  of  claims  made  by  the  farmers  in  the  said  State  and  the total value of claims lying pending;
- (c) the average time taken in the settlement of such claims;
- (d) the steps being taken by Government to ensure the claims of PMFBY are settled in time; and
- (e) if so, the details thereof; if not the reasons therefor?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ िष एवं कसान कयाण मंी

(SHRI NARENDRA SINGH TOMAR)

- (a) to (e) :  The Pradhan Mantri Fasal Bima Yojana (PMFBY) is voluntary for the  States  and  State  Government  of  Maharashtra  is  implementing  the scheme since its inception in 2016-17.  Claims are worked out and settled by the  insurance  companies  as  per  provisions  of  the  scheme.    Details  of premium  collected,  claims  reported,  claims  paid  and  claims  pending  in Maharashtra  since  inception  of  the  scheme  in  Maharashtra  in  2016-17  till 2020-21 are given in following table:

(Rs. in crore)

|   Total Premium |   Claims Reported |   Claims Approved |   Claims Paid | Claims Pending against claims reported   |
|-----------------|-------------------|-------------------|---------------|------------------------------------------|
|         27698.1 |           19906.4 |           19838.7 |       19633.5 | 272.95*                                  |

The admissible claims  under the Pradhan  Mantri  Fasal Bima  Yojana (PMFBY) are generally  paid  by  the  concerned  insurance  companies  within two  months  of  completion  of  Crop  Cutting  Experiments  (CCEs)/harvesting period and one month of notification for invoking the risks/perils of prevented sowing, mid-season  adversity  and  post  harvest  losses  subject  to  receipt  of total  share  of  premium  subsidy  from  concerned  Government  within  time. However, settlement of few claims in some States including Maharashtra got delayed due to reasons like delayed transmission of yield data; late release of their  share  in  premium  subsidy,  yield  related  disputes  between  insurance companies  and  States,  non-receipt  of  account  details  of  some  farmers  for transfer  of  claims  to  the  bank  account  of  eligible  farmers  and  National Electronic Fund Transfer (NEFT) related issues, erroneous/incomplete entry of individual farmers data on National Crop Insurance Portal (NCIP), delay in remittance  of  farmers  share  of  premium/non-remittance  of  farmers  share  of premium to concerned insurance company etc.

This Department is regularly monitoring the implementation of PMFBY including  timely  settlement  of  claims  through  weekly  video  conference  of stakeholders,  one  to  one  meetings  with  insurance  companies/States  etc. Insurance  companies  have  to  pay  penal  interest  @12%  per  annum  to  the farmers for the period beyond the stipulated period in the PMFBY Guidelines from  the  date  of  receipt  of  final  yield  data  from  the  State  Government  and completion of crop damage survey.

Various  innovative  technologies  are  also  adopted  to  increase  the timeliness for flow of requisite information/data  amongst stakeholders. Further, this Department is also regularly reviewing the schemes in consultation with State Governments and other stakeholders to streamline the process  for  early  settlement  of  claims  and  to  provide  timely  and  adequate benefits to the eligible farmers under the scheme.

*****