Lok Sabha Question No. 972 (UNSTARRED), answered on 2022-12-13
Subject: Claims paid under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Karti P. Chidambaram

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 972

TO BE ANSWERED ON THE 13 TH  DECEMBER, 2022

## CLAIMS PAID UNDER PMFBY

## 972.   SHRI KARTI P. CHIMAMBARAM:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ षि एवं ककसान कल्याण मंत्री be pleased to state:

- (a) the details of number of farmers applications which got the claims under the Pradhan Mantri Fasal Bima Yojana (PMFBY) in FYs 2016-17 to 2021-22 as well as provisional data for the current FY, State/UT-wise;
- (b) the details  of  premium  collected  by  private  and  public  sector  insurance  companies and claims paid to farmers in FYs 2016-17 to 2021-22 and provisional data for the current FY, State/UT-wise;  and
- (c) whether it is a fact that there is a delay in payment of claims to farmers under the said Yojana, if so, the details thereof and the reasons therefor?

## ANSWER

## MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ षि एवं ककसान कल्याण मंत्री

(SHRI NARENDRA SINGH TOMAR)

- (a) to (c) : The State-wise details farmer applications who got claims and premium collected by Public and private insurance companies from 2016-17 to 2021-22 under the Pradhan Mantri Fasal Bima Yojana (PMFBY) is Annexed .

The  admissible  claims  under  the  PMFBY  are  generally  paid  by  the  concerned  insurance companies  within  two  months  of  completion  of  Crop  Cutting  Experiments  (CCEs)/harvesting period  and  one  month  of  notification  for  invoking  the  risks/perils  of  prevented  sowing,  midseason adversity and post-harvest losses subject to receipt of total share of premium subsidy from  concerned  Government  within  time.    However,  in  a  few  cases  settlement  of    claims  in some States got delayed due to reasons like delayed transmission of yield data by States; late release of State share  in  premium  subsidy,  yield  related  disputes  between insurance companies and States, non-receipt of account details of some farmers for transfer of claims to the  bank  account  of  eligible  farmers  and  National  Electronic  Fund  Transfer  (NEFT)  related issues,  erroneous/incomplete  entry  of  individual  farmers  data  on  National  Crop  Insurance Portal (NCIP), delay or non-remittance in remittance of farmers share of premium to concerned insurance company etc.

Annexure Details of Gross premium and farmer applications paid claims by Public and Private General Insurance Companies from 2016-2021 under PMFBY

|                                                     | 2016-17                                             | 2016-17                                             | 2017-18                                             | 2017-18                                             | 2018-19                                             | 2018-19                                             | 2019-20                                             | 2019-20                                             | 2020-21                                             | 2020-21                                             | 2021-22 (Provisional)                               | 2021-22 (Provisional)                               |
|-----------------------------------------------------|-----------------------------------------------------|-----------------------------------------------------|-----------------------------------------------------|-----------------------------------------------------|-----------------------------------------------------|-----------------------------------------------------|-----------------------------------------------------|-----------------------------------------------------|-----------------------------------------------------|-----------------------------------------------------|-----------------------------------------------------|-----------------------------------------------------|
| Insurance Company Name                              | Gross Premium                                       | Farmer Applicatio ns Paid Claims (lakh)             | Gross Premiu m                                      | Farmer Applicatio ns Paid Claims (lakh)             | Gross Premium                                       | Farmer Applicatio ns Paid Claims (lakh)             | Gross Premium                                       | Farmer Appli- cations Paid Claims (lakh)            | Gross Premium                                       | Farmer Applicatio ns Paid Claims (lakh)             | Gross Premium                                       | Farmer Applicati ons Paid Claims (lakh)             |
| Public Sector Undertaking (PSU) Insurance Companies | Public Sector Undertaking (PSU) Insurance Companies | Public Sector Undertaking (PSU) Insurance Companies | Public Sector Undertaking (PSU) Insurance Companies | Public Sector Undertaking (PSU) Insurance Companies | Public Sector Undertaking (PSU) Insurance Companies | Public Sector Undertaking (PSU) Insurance Companies | Public Sector Undertaking (PSU) Insurance Companies | Public Sector Undertaking (PSU) Insurance Companies | Public Sector Undertaking (PSU) Insurance Companies | Public Sector Undertaking (PSU) Insurance Companies | Public Sector Undertaking (PSU) Insurance Companies | Public Sector Undertaking (PSU) Insurance Companies |
| AIC                                                 | 8033.72                                             | 51.65                                               | 0.00                                                |                                                     | 7392.02                                             | 45.14                                               | 14270.55                                            | 139.87                                              | 16393.32                                            | 116.08                                              | 8844.35                                             | 63.94                                               |
| National                                            | 234.66                                              | 0.89                                                | 7092.01                                             | 60.61                                               | 676.01                                              | 5.60                                                | 248.75                                              | 1.81                                                | 4.79                                                | 0.00                                                | 1.46                                                | 0.01                                                |
| New India                                           | 573.48                                              | 5.74                                                | 1540.02                                             | 17.31                                               | 1496.57                                             | 16.88                                               | 452.43                                              | 4.93                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                |
| Oriental                                            | 6.77                                                | 0.12                                                | 2437.67                                             | 10.72                                               | 2101.52                                             | 28.22                                               | 1869.28                                             | 19.85                                               | 54.03                                               | 1.05                                                | 0.00                                                | 0.00                                                |
| United India                                        | 1993.81                                             | 22.31                                               | 431.24                                              | 9.20                                                | 965.95                                              | 8.40                                                | 203.74                                              | 2.47                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                |
| PSU Total                                           | 10842.45                                            | 80.71                                               | 11500.93                                            | 97.83                                               | 12632.07                                            | 104.22                                              | 17044.74                                            | 168.93                                              | 16452.14                                            | 117.13                                              | 8845.82                                             | 63.96                                               |
| Private Sector General Insurance Companies          | Private Sector General Insurance Companies          | Private Sector General Insurance Companies          | Private Sector General Insurance Companies          | Private Sector General Insurance Companies          | Private Sector General Insurance Companies          | Private Sector General Insurance Companies          | Private Sector General Insurance Companies          | Private Sector General Insurance Companies          | Private Sector General Insurance Companies          | Private Sector General Insurance Companies          | Private Sector General Insurance Companies          | Private Sector General Insurance Companies          |
| Bajaj Allianz                                       | 1479.33                                             | 10.91                                               | 12843.3 4                                           | 110.10                                              | 1711.77                                             | 35.65                                               | 2270.94                                             | 13.71                                               | 2508.47                                             | 6.66                                                | 1519.98                                             | 20.16                                               |
| Bharti AXA                                          | 0.00                                                | 0.00                                                | 1874.28                                             | 14.62                                               | 534.96                                              | 2.90                                                | 817.97                                              | 1.09                                                | 791.84                                              | 1.55                                                | 603.16                                              | 5.22                                                |
| CholaMS                                             | 248.27                                              | 2.40                                                | 377.17                                              | 0.97                                                | 482.97                                              | 5.61                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                |
| Future Generali                                     | 180.57                                              | 7.15                                                | 390.20                                              | 3.00                                                | 545.35                                              | 6.28                                                | 981.64                                              | 4.23                                                | 1032.26                                             | 2.47                                                | 658.96                                              | 8.70                                                |
| HDFC Ergo                                           | 2648.27                                             | 18.99                                               | 0.00                                                | 0.00                                                | 1819.28                                             | 8.45                                                | 2510.72                                             | 11.33                                               | 2425.17                                             | 16.84                                               | 1948.96                                             | 26.61                                               |
| ICICI Lombard                                       | 2182.03                                             | 10.94                                               | 1736.92                                             | 11.23                                               | 2747.09                                             | 17.73                                               | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                |
| IFFCO Tokio                                         | 1359.52                                             | 8.49                                                | 2225.78                                             | 11.14                                               | 1946.52                                             | 13.46                                               | 2073.52                                             | 14.00                                               | 2486.87                                             | 20.50                                               | 949.82                                              | 12.60                                               |
| Reliance Gen.                                       | 1173.88                                             | 4.65                                                | 939.75                                              | 7.58                                                | 1855.43                                             | 6.82                                                | 2117.19                                             | 4.26                                                | 2672.39                                             | 8.14                                                | 2228.51                                             | 27.47                                               |
| Royal Sundaram                                      | 0.00                                                | 0.00                                                | 1296.41                                             | 7.75                                                | 408.25                                              | 2.21                                                | 809.22                                              | 2.50                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                |
| SBI General                                         | 396.71                                              | 0.62                                                | 2.93                                                | 0.03                                                | 1740.51                                             | 8.82                                                | 1972.35                                             | 11.76                                               | 1966.54                                             | 9.37                                                | 1407.34                                             | 26.54                                               |
| Shriram General                                     | 170.95                                              | 3.18                                                | 818.46                                              | 1.88                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                |
| Tata AIG                                            | 426.16                                              | 3.78                                                | 0.00                                                | 0.00                                                | 1659.88                                             | 9.09                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                | 0.00                                                |
| Universal Sompo                                     | 570.23                                              | 4.62                                                | 435.62                                              | 3.66                                                | 1604.90                                             | 8.88                                                | 1493.55                                             | 3.72                                                | 1363.85                                             | 5.43                                                | 920.51                                              | 14.54                                               |
| PRIVATE TOTAL                                       | 10835.93                                            | 75.74                                               | 1358.51                                             | 2.95                                                | 17056.91                                            | 125.90                                              | 15047.10                                            | 66.59                                               | 15247.39                                            | 70.97                                               | 10237.25                                            | 141.85                                              |