Lok Sabha Question No. 2553 (UNSTARRED), answered on 2021-03-10
Subject: India Post Payment Bank
Ministry: COMMUNICATIONS
Asked by: Sujay Radhakrishna Vikhepatil, Heena Vijaykumar Gavit, Unmesh Bhaiyyasaheb Patil, Shrikant Eknath Shinde, Sambhajirao Mane Dhairyasheel

## GOVERNMENT OF INDIA MINISTRY OF COMMUNICATIONS DEPARTMENT OF POSTS

## LOK  SABHA UNSTARRED QUESTION NO. 2553 TO BE ANSWERED ON 10 TH  MARCH, 2021

## INDIA POST PAYMENT BANK

2553.   DR. SUJAY RADHAKRISHNA VIKHE PATIL: DR. HEENA GAVIT: SHRI UNMESH BHAIYYASAHEB PATIL: DR. SHRIKANT EKNATH SHINDE: SHRI DHAIRYASHEEL SAMBHAJIRAO MANE:

Will the Minister of COMMUNICATIONS be pleased to state:

- (a) whether India Post Payments Bank (IPPB) has been able to penetrate into rural areas of the country successfully and start its services in over 1 lakh Post Offices and if so, the details thereof;
- (b) whether rural banking infrastructure has been doubled since the start of IPPB and if so, the details thereof; and
- (c) the  manner  in  which  the  Government  is  taking  IPPB  to  the  doorsteps  of  rural  people  through postmen and Gramin Dak Sevaks?

## ANSWER

## MINISTER OF STATE FOR COMMUNICATIONS, EDUCATION AND ELECTRONICS & INFORMATION TECHNOLOGY (SHRI SANJAY DHOTRE)

- (a) Yes Sir, IPPB has penetrated into the rural areas of the country successfully by providing banking services through more than 1.1 Lakh Post Offices in rural areas. Details of these Post Offices is mentioned at Annexure-I.
- (b) Yes Sir, IPPB has enabled more than 1.1 Lakh Post Offices in rural areas to provide Banking services  and  has  equipped  more  than  two lakh  Postmen  and  Gramin  Dak Sevaks  with a  smartphone and biometric device to provide Doorstep Banking Services which has resulted in almost 2.5 times increase in the  rural  banking  infrastructure  of  the  country.  Details  of  the  Post  Offices  providing  banking  services  in rural areas is mentioned at Annexure-I.
- (C) IPPB  has  successfully  established  an  interoperable  banking  infrastructure  for  public  good, leveraging  the  vast  network  of  DoP  and  has  now  become  the  single  largest  platform  in  the  country  to provide banking services to the customers of ANY BANK at their doorstep. With Aadhar Enabled Payment System  (AePS)  services  any  common  person  with  a  bank  account  linked  to  Aadhaar  can  perform  basic banking  services  such  as  cash  withdrawals  and  balance  enquiry  irrespective  of  the  bank  they  hold  their account with through the use of their fingerprint. Doorstep banking service is provided through last mile doorstep banking service providers  (Postmen/GDS), equipped  with a  smartphone  and  a  biometric  device connected real-time online to a Core Banking Platform.

Table:- State/UT-wise Number of Branch Post Office/Rural access points providing IPPB services.

| Sr.No.   | State/UT Name                                   |   Number of Branch Post Offices/Rural Access Points |
|----------|-------------------------------------------------|-----------------------------------------------------|
| 1        | ANDHRA PRADESH                                  |                                                8211 |
| 2        | ARUNACHAL PRADESH                               |                                                  90 |
| 3        | ASSAM                                           |                                                2698 |
| 4        | BIHAR                                           |                                                6051 |
| 5        | CHANDIGARH                                      |                                                  10 |
| 6        | CHHATTISGARH                                    |                                                2296 |
| 7        | DADRA AND NAGAR HAVELI                          |                                                  35 |
| 8        | DAMANANDDIU                                     |                                                  11 |
| 9        | GOA                                             |                                                 133 |
| 10       | GUJARAT                                         |                                                7275 |
| 11       | HARYANA                                         |                                                2178 |
| 12       | HIMACHAL PRADESH                                |                                                2118 |
| 13       | JAMMU &KASHMIR                                  |                                                 889 |
| 14       | JHARKHAND                                       |                                                1812 |
| 15       | KARNATAKA                                       |                                                6964 |
| 16       | KERALA (Including LAKSHADWEEP ISLANDS)          |                                                3285 |
| 17       | LADAKH                                          |                                                  16 |
| 18       | MADHYAPRADESH                                   |                                                7134 |
| 19       | MAHARASHTRA                                     |                                                9931 |
| 20       | MANIPUR                                         |                                                 339 |
| 21       | MEGHALAYA                                       |                                                 203 |
| 22       | MIZORAM                                         |                                                 197 |
| 23       | NAGALAND                                        |                                                 111 |
| 24       | NCT OF DELHI                                    |                                                  48 |
| 25       | ODISHA                                          |                                                5587 |
| 26       | PUDUCHERRY                                      |                                                  73 |
| 27       | PUNJAB                                          |                                                3067 |
| 28       | RAJASTHAN                                       |                                                8138 |
| 29       | SIKKIM                                          |                                                  70 |
| 30       | TAMIL NADU                                      |                                                8361 |
| 31       | TELANGANA                                       |                                                4582 |
| 32       | TRIPURA                                         |                                                 385 |
| 33       | UTTAR PRADESH                                   |                                               13626 |
| 34       | UTTARAKHAND                                     |                                                1761 |
| 35       | WEST BENGAL (IncludingANDAMAN &NICOBAR ISLANDS) |                                                5496 |
|          | Total                                           |                                              113181 |

************