Lok Sabha Question No. 3618 (UNSTARRED), answered on 2021-12-20
Subject: PM Jeevan Jyoti and PM Suraksha Bima Yojanas
Ministry: FINANCE
Asked by: Bhagirath Chaudhary

## GOVERNMENT OF INDIA MINISTRY OF FINANCE

## DEPARTMENT OF FINANCIAL SERVICES LOK SABHA UNSTARRED QUESTION No. 3618

ANSWERED ON MONDAY, DECEMBER 20, 2021/AGRAHAYANA 29, 1943 (SAKA)

'PM Jeevan Jyoti and PM Suraksha Bima Yojanas'

3618. SHRI BHAGIRATH CHOUDHARY: Will the Minister of FINANCE be pleased to state: (a)  the date since which 'Pradhan Mantri Jeevan Jyoti Bima Yojana' and 'Pradhan Mantri Suraksha Bima Yojana' were launched in the country; (b)  the  number  and  details  of  bank  account  holders  registered  under  the  said schemes, State-wise and scheme-wise; (c)  the  number  and  details  of  registered  bank  account  holders  who  have  been benefited since the start of the said schemes till October 2021 including the amount deposited thereunder, State-wise; and (d) the number and details of women who have been insured under the said schemes till  October  2021  in  the  country  including  the  number  of  women  who  have  been

provided assistance along with the types of assistance provided to them?

## Answer

## The Minister of State in the Ministry of Finance (DR BHAGWAT KARAD)

(a) & (b) Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha  Bima  Yojana  (PMSBY)  were  launched  on  9 th   May,  2015  with  a  view  to enhance the level of insurance penetration in the country and to provide insurance cover to  common people, especially poor and the under-privileged sections of  the society.    While  PMJJBY  offers  life  insurance  cover  of  Rs  2  lakh,  PMSBY  offers accidental  death  or  total  permanent  disability  cover  of  Rs.2  lakhs  and  permanent partial disability cover of Rs. 1 lakh. State-wise details of beneficiaries enrolled under the Schemes is at Annexure A.

- (c) As per information furnished by Insurance Companies, 5,12,915 numbers of claims amounting to Rs 10,258 crore and 92,266 numbers of claims amounting to Rs 1,797 crore  have  been  disbursed  under  PMJJBY  and  PMSBY  respectively  as  on 27.10.2021. State-wise numbers and details of enrolled beneficiaries who have been benefited since the start of the said Schemes till October, 2021 is at Annexure B.

(d)  Even  though  PMJJBY  and  PMSBY  are  demand  driven  and  consent  based schemes, since  its  launch,  the  Schemes  have  seen  significant  growth  in  terms  of cumulative Number of women enrolled thereunder:

| PMJJBY No. of Women Beneficiaries   | PMSBY No. of Women Beneficiaries   |
|-------------------------------------|------------------------------------|
| 3,42,40,254                         | 10,26,45,751                       |

Source: As reported by Banks on FI Portal.

No assistance is provided by the Union Government for payment of premium under PMJJBY and PMSBY presently.

As per the information provided by Insurance companies, details of claims paid to beneficiaries  for  women  insured  in  the  country  till  27.10.2021  under  PMJJBY  and PMSBY is as under:

Number of Women beneficiaries (i.e. claims paid for women insured) and amount of claims paid till 27.10.2021.

| Number of Women beneficiaries (i.e. claims paid for women insured) and amount of claims paid till 27.10.2021.   | PMJJBY                                          | PMSBY                                        |
|-----------------------------------------------------------------------------------------------------------------|-------------------------------------------------|----------------------------------------------|
| Number of Women beneficiaries (i.e. claims paid for women insured) and amount of claims paid till 27.10.2021.   | Number: 1,60,925 Amount Paid: Rs.3,218.5 crores | Number: 14,818 Amount Paid: Rs.294.93 crores |

## Annexure as referred to in part (a) of reply to Lok Sabha Q. No. 3618 for 20.12.2021

| State-wise, Scheme-wise Distribution of Cumulative Enrolments as on 27.10.2021   | State-wise, Scheme-wise Distribution of Cumulative Enrolments as on 27.10.2021   | State-wise, Scheme-wise Distribution of Cumulative Enrolments as on 27.10.2021   | State-wise, Scheme-wise Distribution of Cumulative Enrolments as on 27.10.2021   |
|----------------------------------------------------------------------------------|----------------------------------------------------------------------------------|----------------------------------------------------------------------------------|----------------------------------------------------------------------------------|
| Sl. No.                                                                          | State/UTs                                                                        | PMJJBY                                                                           | PMSBY                                                                            |
| 1                                                                                | Andaman and Nicobar Islands                                                      | 29,155                                                                           | 70,490                                                                           |
| 2                                                                                | Andhra Pradesh                                                                   | 65,40,146                                                                        | 1,58,11,529                                                                      |
| 3                                                                                | Arunachal Pradesh                                                                | 76,766                                                                           | 1,47,830                                                                         |
| 4                                                                                | Assam                                                                            | 16,91,426                                                                        | 52,23,344                                                                        |
| 5                                                                                | Bihar                                                                            | 42,85,468                                                                        | 1,39,69,196                                                                      |
| 6                                                                                | Chandigarh                                                                       | 72,277                                                                           | 2,47,430                                                                         |
| 7                                                                                | Chhattisgarh                                                                     | 24,09,761                                                                        | 78,17,397                                                                        |
| 8                                                                                | Dadra &Nagar Haveli and Daman &Diu                                               | 78,113                                                                           | 1,40,561                                                                         |
| 9                                                                                | Goa                                                                              | 1,57,499                                                                         | 3,70,952                                                                         |
| 10                                                                               | Gujarat                                                                          | 40,57,002                                                                        | 99,42,966                                                                        |
| 11                                                                               | Haryana                                                                          | 19,42,521                                                                        | 51,93,324                                                                        |
| 12                                                                               | Himachal Pradesh                                                                 | 4,40,777                                                                         | 15,97,785                                                                        |
| 13                                                                               | Jammu and Kashmir                                                                | 4,10,069                                                                         | 10,08,899                                                                        |
| 14                                                                               | Jharkhand                                                                        | 18,86,299                                                                        | 58,90,405                                                                        |
| 15                                                                               | Karnataka                                                                        | 47,10,766                                                                        | 1,05,37,632                                                                      |
| 16                                                                               | Kerala                                                                           | 11,11,836                                                                        | 56,83,760                                                                        |
| 17                                                                               | Lakshadweep                                                                      | 2,357                                                                            | 7,581                                                                            |
| 18                                                                               | Madhya Pradesh                                                                   | 50,67,140                                                                        | 1,64,54,942                                                                      |
| 19                                                                               | Maharashtra                                                                      | 69,17,286                                                                        | 1,74,96,774                                                                      |
| 20                                                                               | Manipur                                                                          | 68,048                                                                           | 2,09,053                                                                         |
| 21                                                                               | Meghalaya                                                                        | 1,31,873                                                                         | 3,17,135                                                                         |
| 22                                                                               | Mizoram                                                                          | 1,21,450                                                                         | 2,07,730                                                                         |
| 23                                                                               | Nagaland                                                                         | 74,057                                                                           | 2,12,944                                                                         |
| 24                                                                               | Nct of Delhi                                                                     | 12,65,706                                                                        | 35,57,440                                                                        |
| 25                                                                               | Odisha                                                                           | 31,45,850                                                                        | 89,84,859                                                                        |
| 26                                                                               | Puducherry                                                                       | 91,532                                                                           | 2,42,315                                                                         |
| 27                                                                               | Punjab                                                                           | 18,61,298                                                                        | 62,43,262                                                                        |
| 28                                                                               | Rajasthan                                                                        | 42,27,061                                                                        | 1,26,43,411                                                                      |
| 29                                                                               | Sikkim                                                                           | 56,783                                                                           | 1,24,768                                                                         |
| 30                                                                               | Tamil Nadu                                                                       | 40,58,715                                                                        | 1,15,69,218                                                                      |
| 31                                                                               | Telangana                                                                        | 37,98,510                                                                        | 93,67,618                                                                        |
| 32                                                                               | Tripura                                                                          | 2,29,925                                                                         | 7,94,422                                                                         |
| 33                                                                               | Uttar Pradesh                                                                    | 85,70,908                                                                        | 3,28,05,228                                                                      |
| 34                                                                               | Uttarakhand                                                                      | 5,87,525                                                                         | 25,87,072                                                                        |
| 35                                                                               | West Bengal                                                                      | 42,96,384                                                                        | 1,49,77,930                                                                      |
| 36                                                                               | Ladakh                                                                           | 8,674                                                                            | 18,161                                                                           |
| 37                                                                               | Others &Non-CBS Enrolments*                                                      | 3,84,56,132                                                                      | 3,59,16,806                                                                      |
| Grand Total                                                                      | Grand Total                                                                      | 11,29,37,095                                                                     | 25,83,92,169                                                                     |

Source : Banks and Insurance Companies

*Others & Non-CBS Enrolments' includes enrolments by Urban Co-operative Bank and enrolments under Central/State converged schemes where data is not available at State Level.

| Annexure as referred to in part (b) of reply to Lok Sabha PQ. No. 3618 for 20.12.2021 State-wise, Scheme-wise Distribution of PMJJBY and PMSBY Claims -as on 27.10.2021   | Annexure as referred to in part (b) of reply to Lok Sabha PQ. No. 3618 for 20.12.2021 State-wise, Scheme-wise Distribution of PMJJBY and PMSBY Claims -as on 27.10.2021   | Annexure as referred to in part (b) of reply to Lok Sabha PQ. No. 3618 for 20.12.2021 State-wise, Scheme-wise Distribution of PMJJBY and PMSBY Claims -as on 27.10.2021   | Annexure as referred to in part (b) of reply to Lok Sabha PQ. No. 3618 for 20.12.2021 State-wise, Scheme-wise Distribution of PMJJBY and PMSBY Claims -as on 27.10.2021   | Annexure as referred to in part (b) of reply to Lok Sabha PQ. No. 3618 for 20.12.2021 State-wise, Scheme-wise Distribution of PMJJBY and PMSBY Claims -as on 27.10.2021   | Annexure as referred to in part (b) of reply to Lok Sabha PQ. No. 3618 for 20.12.2021 State-wise, Scheme-wise Distribution of PMJJBY and PMSBY Claims -as on 27.10.2021   |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| S. No.                                                                                                                                                                    |                                                                                                                                                                           | PMJJBY                                                                                                                                                                    | PMJJBY                                                                                                                                                                    | PMSBY                                                                                                                                                                     | PMSBY                                                                                                                                                                     |
| S. No.                                                                                                                                                                    | State/UT                                                                                                                                                                  | No. of Claims Paid                                                                                                                                                        | Claims Amount Paid (in Rs. Crore)                                                                                                                                         | No. of Claims Paid                                                                                                                                                        | Claims Amount Paid (in Rs. Crore)                                                                                                                                         |
| 1                                                                                                                                                                         | ANDAMAN&NICOBAR ISLANDS                                                                                                                                                   | 79                                                                                                                                                                        | 1.58                                                                                                                                                                      | 5                                                                                                                                                                         | 0.10                                                                                                                                                                      |
| 2                                                                                                                                                                         | ANDHRA PRADESH                                                                                                                                                            | 2,03,640                                                                                                                                                                  | 4,072.80                                                                                                                                                                  | 21,613                                                                                                                                                                    | 428.64                                                                                                                                                                    |
| 3                                                                                                                                                                         | ARUNACHAL PRADESH                                                                                                                                                         | 233                                                                                                                                                                       | 4.66                                                                                                                                                                      | 3                                                                                                                                                                         | 0.06                                                                                                                                                                      |
| 4                                                                                                                                                                         | ASSAM                                                                                                                                                                     | 6,922                                                                                                                                                                     | 138.44                                                                                                                                                                    | 747                                                                                                                                                                       | 13.81                                                                                                                                                                     |
| 5                                                                                                                                                                         | BIHAR                                                                                                                                                                     | 12,479                                                                                                                                                                    | 249.58                                                                                                                                                                    | 1,181                                                                                                                                                                     | 22.82                                                                                                                                                                     |
| 6                                                                                                                                                                         | CHANDIGARH                                                                                                                                                                | 371                                                                                                                                                                       | 7.42                                                                                                                                                                      | 1,546                                                                                                                                                                     | 29.22                                                                                                                                                                     |
| 7                                                                                                                                                                         | CHHATTISGARH                                                                                                                                                              | 15,493                                                                                                                                                                    | 309.86                                                                                                                                                                    | 2,136                                                                                                                                                                     | 41.47                                                                                                                                                                     |
| 8                                                                                                                                                                         | DADRA &NAGARHAVELIand DAMAN&DIU                                                                                                                                           | 186                                                                                                                                                                       | 3.72                                                                                                                                                                      | 6                                                                                                                                                                         | 0.12                                                                                                                                                                      |
| 9                                                                                                                                                                         | GOA                                                                                                                                                                       | 641                                                                                                                                                                       | 12.82                                                                                                                                                                     | 87                                                                                                                                                                        | 1.73                                                                                                                                                                      |
| 10                                                                                                                                                                        | GUJARAT                                                                                                                                                                   | 31,417                                                                                                                                                                    | 628.34                                                                                                                                                                    | 3,867                                                                                                                                                                     | 72.74                                                                                                                                                                     |
| 11                                                                                                                                                                        | HARYANA                                                                                                                                                                   | 9,351                                                                                                                                                                     | 187.02                                                                                                                                                                    | 2,136                                                                                                                                                                     | 42.01                                                                                                                                                                     |
| 12                                                                                                                                                                        | HIMACHAL PRADESH                                                                                                                                                          | 2,285                                                                                                                                                                     | 45.70                                                                                                                                                                     | 695                                                                                                                                                                       | 13.47                                                                                                                                                                     |
| 13                                                                                                                                                                        | JAMMU &KASHMIR                                                                                                                                                            | 1,279                                                                                                                                                                     | 25.58                                                                                                                                                                     | 102                                                                                                                                                                       | 2.01                                                                                                                                                                      |
| 14                                                                                                                                                                        | JHARKHAND                                                                                                                                                                 | 4,042                                                                                                                                                                     | 80.84                                                                                                                                                                     | 756                                                                                                                                                                       | 14.99                                                                                                                                                                     |
| 15                                                                                                                                                                        | KARNATAKA                                                                                                                                                                 | 34,714                                                                                                                                                                    | 694.28                                                                                                                                                                    | 7,339                                                                                                                                                                     | 141.85                                                                                                                                                                    |
| 16                                                                                                                                                                        | KERALA                                                                                                                                                                    | 3,315                                                                                                                                                                     | 66.30                                                                                                                                                                     | 1,517                                                                                                                                                                     | 29.93                                                                                                                                                                     |
| 17                                                                                                                                                                        | LAKSHADWEEP                                                                                                                                                               | 1                                                                                                                                                                         | 0.02                                                                                                                                                                      | 0                                                                                                                                                                         | 0.00                                                                                                                                                                      |
| 18                                                                                                                                                                        | MADHYAPRADESH                                                                                                                                                             | 22,709                                                                                                                                                                    | 454.18                                                                                                                                                                    | 7,253                                                                                                                                                                     | 141.55                                                                                                                                                                    |
| 19                                                                                                                                                                        | MAHARASHTRA                                                                                                                                                               | 29,446                                                                                                                                                                    | 588.92                                                                                                                                                                    | 9,637                                                                                                                                                                     | 187.76                                                                                                                                                                    |
| 20                                                                                                                                                                        | MANIPUR                                                                                                                                                                   | 393                                                                                                                                                                       | 7.86                                                                                                                                                                      | 15                                                                                                                                                                        | 0.30                                                                                                                                                                      |
| 21                                                                                                                                                                        | MEGHALAYA                                                                                                                                                                 | 344                                                                                                                                                                       | 6.88                                                                                                                                                                      | 12                                                                                                                                                                        | 0.23                                                                                                                                                                      |
| 22                                                                                                                                                                        | MIZORAM                                                                                                                                                                   | 953                                                                                                                                                                       | 19.06                                                                                                                                                                     | 23                                                                                                                                                                        | 0.44                                                                                                                                                                      |
| 23                                                                                                                                                                        | NAGALAND                                                                                                                                                                  | 153                                                                                                                                                                       | 3.06                                                                                                                                                                      | 0                                                                                                                                                                         | 0.00                                                                                                                                                                      |
| 24                                                                                                                                                                        | DELHI                                                                                                                                                                     | 8,457                                                                                                                                                                     | 169.14                                                                                                                                                                    | 1,312                                                                                                                                                                     | 24.67                                                                                                                                                                     |
| 25                                                                                                                                                                        | ODISHA                                                                                                                                                                    | 11,093                                                                                                                                                                    | 221.86                                                                                                                                                                    | 1,853                                                                                                                                                                     | 36.33                                                                                                                                                                     |
| 26                                                                                                                                                                        | PUDUCHERRY                                                                                                                                                                | 504                                                                                                                                                                       | 10.08                                                                                                                                                                     | 84                                                                                                                                                                        | 1.67                                                                                                                                                                      |
| 27                                                                                                                                                                        | PUNJAB                                                                                                                                                                    | 4,637                                                                                                                                                                     | 92.74                                                                                                                                                                     | 1,500                                                                                                                                                                     | 28.96                                                                                                                                                                     |
| 28                                                                                                                                                                        | RAJASTHAN                                                                                                                                                                 | 20,381                                                                                                                                                                    | 407.62                                                                                                                                                                    | 4,484                                                                                                                                                                     | 83.13                                                                                                                                                                     |
| 29                                                                                                                                                                        | SIKKIM                                                                                                                                                                    | 130                                                                                                                                                                       | 2.60                                                                                                                                                                      | 9                                                                                                                                                                         | 0.18                                                                                                                                                                      |
| 30                                                                                                                                                                        | TAMIL NADU                                                                                                                                                                | 14,356                                                                                                                                                                    | 287.12                                                                                                                                                                    | 5,072                                                                                                                                                                     | 99.56                                                                                                                                                                     |
| 31                                                                                                                                                                        | TELANGANA                                                                                                                                                                 | 20,517                                                                                                                                                                    | 410.34                                                                                                                                                                    | 5,476                                                                                                                                                                     | 109.11                                                                                                                                                                    |
| 32                                                                                                                                                                        | TRIPURA                                                                                                                                                                   | 805                                                                                                                                                                       | 16.10                                                                                                                                                                     | 86                                                                                                                                                                        | 1.60                                                                                                                                                                      |
| 33                                                                                                                                                                        | UTTAR PRADESH                                                                                                                                                             | 38,444                                                                                                                                                                    | 768.88                                                                                                                                                                    | 6,530                                                                                                                                                                     | 126.95                                                                                                                                                                    |
| 34                                                                                                                                                                        | UTTARAKHAND                                                                                                                                                               | 3,120                                                                                                                                                                     | 62.40                                                                                                                                                                     | 2,075                                                                                                                                                                     | 39.40                                                                                                                                                                     |
| 35                                                                                                                                                                        | WEST BENGAL                                                                                                                                                               | 10,025                                                                                                                                                                    | 200.50                                                                                                                                                                    | 3,109                                                                                                                                                                     | 60.29                                                                                                                                                                     |
| 36                                                                                                                                                                        | LADAKH                                                                                                                                                                    | 0                                                                                                                                                                         | 0.00                                                                                                                                                                      | 0                                                                                                                                                                         | 0.00                                                                                                                                                                      |
| Total                                                                                                                                                                     | Total                                                                                                                                                                     | 5,12,915 10,258.30                                                                                                                                                        | 5,12,915 10,258.30                                                                                                                                                        | 92,266 1,797.09                                                                                                                                                           | 92,266 1,797.09                                                                                                                                                           |

Source: Insurance Companies

(Includes claims paid under converged schemes)