Lok Sabha Question No. 1093 (UNSTARRED), answered on 2022-12-13
Subject: Corruption in PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Anto  Antony

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 1093

TO BE ANSWERED ON THE 13 TH  DECEMBER, 2022

## CORRUPTION IN PMFBY

1093.   SHRI ANTO ANTONY:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ िष एवं कसान कयाण मंी be pleased to state:

(a) whether  the  Government  has  received  any representation/requests regarding corruption under Pradhan Mantri Fasal Beema Yojana (PMFBY) by insurance companies in States especially in Karnataka;

(b) if so, the details and the response of the Government in this regard;

(c)  whether  the  Government  has  noticed  serious  allegation  against  the  insurance companies  as  they  are  fraudulently  making  several  crores  from  the  Government  and farmers and if so, the details thereof;

(d) whether the Government has conducted any inquiry into the matter;

(e) if so, the details including the number of cases registered, State-wise and companywise and if not, whether the Government has any plan to order an inquiry into the matter; and

- (f) the details of farmers enrolled in the scheme, number of beneficiaries and the amount disbursed to the farmers by insurance companies, company-wise, State-wise and yearwise since the inception of the Scheme/Yojana?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE कृ िष एवं कसान कयाण मंी (SHRI NARENDRA SINGH TOMAR)

(a) to (e): All  the  major  work  relating  to  the  assessment  of  crop  yield/crop  loss  for calculation of admissible claims under Pradhan Mantri Fasal Bima Yojana (PMFBY) are being  performed  by  the  concerned  State  Government  or  Joint  Committee  of  State Government officials and concerned insurance company therefore, insurance company has a minimal role in loss assessment independently.  However, during implementation of the PMFBY, some complaints against insurance companies about non-payment and delayed  payment  of  claims;  under  payment  of  claims  on  account  of  incorrect/delayed submission  of  insurance  proposals  by  banks;  discrepancy  in  yield  data  &  consequent disputes  between  State  Government  and  insurance  companies,    delay  in  providing Government  share  of  funds,  non-deployment  of  sufficient  personnel  by  insurance companies etc.,  have been received in the past in the country.   Most of the complaints were suitably addressed by the concerned State Government, Insurer and the Ministry.

To  better  resolve  all  the  grievances  within  the  scheme,  a  portal  has  been developed to handle all grievances from end to end.  It is equipped with the necessary features viz., Complaint/Query capturing through multiple modes, farmer authentication & online ticket forwarding to the concerned company, online escalation as per escalation matrices, updating of resolution details, MIS & Dashboards for data analysis. The Portal captures the details of the grievances and then forwards it to the concerned Insurance Company for resolution.  It has API based connectivity to the insurance companies so that  the  farmer  can  directly  have  access  to  all  information  from  the  portal  rather  than obtaining the same from the Insurance Companies. The system has been well designed ensuring  that  every  grievance  is  taken  to  logical  conclusion  to  the  satisfaction  of  the farmer. Every grievance will have a Ticket ID with ticket closure responsibility lying with the  Insurance  Company  with  defined  turnaround  time..  The  Beta  version  of  the  portal was launched in Chhattisgarh on 21 st July, 2022.

Further,  a  provision  of  Stratified  Grievance  Redressal  Mechanism  viz.  District Level  Grievance  Redressal  Committee  (DGRC),  State  Level  Grievance  Redressal Committee  (SGRC)  has  been  made  in  the  Revised  Operational  Guidelines  of  the Scheme to resolve such complaints.    The concerned State Governments take suitable punitive action against the defaulting insurance companies.

(f)  :  Company-wise/year-wise  details  of  farmer  applications  enrolled,  number  of  farmer applications got claims and claims paid by insurance companies since inception of the scheme upto 2020-21 are Annexed .

Annexure Beneficiaries who got claim and claim paid for the  years 2016-17 to 2021-22   Under

State-wise and Insurance Company-wise  details of Farmer applications enrolled, PMFBY as on date

|                  | 2016-2017                  | 2016-2017                      |               |
|------------------|----------------------------|--------------------------------|---------------|
| State/UT Name    | Company                    | Farmer applications (In Lakhs) | Claims Crore) |
| A & N Islands    | Reliance General           | 0.00                           | 0.15          |
| Andhra Pradesh   | AIC                        | 4.88                           | 80.32         |
|                  | Bajaj Allianz              | 7.66                           | 570.32        |
|                  | ICICI Lombard              | 5.22                           | 293.73        |
| Assam            | HDFC Ergo                  | 0.29                           | 3.19          |
|                  | National                   | 0.09                           | 0.36          |
|                  | Reliance General           | 0.22                           | 1.83          |
| Bihar            | AIC                        | 5.36                           | 63.23         |
|                  | Bajaj Allianz              | 3.49                           | 164.25        |
|                  | Chola MS                   | 1.27                           | 33.69         |
|                  | National                   | 10.05                          | 35.87         |
|                  | SBI General                | 2.65                           | 3.60          |
|                  | Tata AIG                   | 2.09                           | 26.07         |
|                  | United India               | 2.24                           | 21.13         |
| Chhattisgarh     | AIC                        | 0.77                           | 9.44          |
|                  | Bajaj Allianz              | 0.73                           | 17.50         |
|                  | IFFCO Tokio                | 11.25                          | 59.79         |
|                  | Reliance General           | 2.75                           | 73.25         |
| Goa              | HDFC Ergo                  | 0.00                           | 0.00          |
|                  | SBI General                | 0.01                           | 0.03          |
| Gujarat          | HDFC Ergo                  | 14.31                          | 730.76        |
| Haryana          | United India Bajaj Allianz | 1.33 5.20                      | 32.66 134.19  |
|                  | ICICI Lombard              | 3.36                           | 74.92         |
|                  | Reliance General           | 4.80                           | 89.06         |
| Himachal Pradesh | AIC                        | 2.21                           | 26.62         |
|                  | Chola MS                   | 0.01                           | 0.18          |
|                  | ICICI Lombard              | 0.03                           | 1.42          |
|                  | IFFCO Tokio                | 0.81                           | 14.24         |
|                  | Oriental                   | 0.70                           | 2.55          |
|                  | SBI General                | 0.03                           | 0.24          |
| Jharkhand        | AIC                        | 8.28                           | 29.40         |
|                  | ICICI Lombard              | 0.17                           | 0.16          |
|                  | Shriram General            | 0.34                           | 1.53          |
| Karnataka        | AIC                        | 7.98                           | 535.64        |
|                  | Shriram General            | 3.46                           | 226.87        |
|                  | Tata AIG                   | 6.61                           | 521.84        |
|                  | United India               | 2.39                           | 103.60        |
|                  | Universal Sompo            | 9.03                           | 705.89        |
| Kerala           | AIC                        | 0.50                           | 22.84         |
|                  | United India               | 0.27                           | 20.89         |
|                  | Chola MS                   | 0.26                           | 5.80          |
|                  | HDFC Ergo                  | 13.99                          | 1042.60       |
|                  | ICICI Lombard              | 15.92                          | 181.54        |
|                  | IFFCO Tokio                | 1.16                           | 13.37         |
| Maharashtra      | AIC                        | 48.32                          | 1044.81       |
|                  | Bajaj Allianz              | 1.01                           | 174.99        |

|               | HDFC Ergo        |   19.17 |   304.37 |
|---------------|------------------|---------|----------|
|               | IFFCO Tokio      |   20.93 |   530.43 |
|               | National         |    7.51 |    32.69 |
|               | Reliance General |   21.64 |   202.02 |
|               | Shriram General  |    0.26 |    28.55 |
| Manipur       | AIC              |    0.08 |     1.96 |
| Meghalaya     | AIC              |    0    |     0    |
|               | ICICI Lombard    |    0    |     0.03 |
| Odisha        | Chola MS         |    0.05 |     0.99 |
|               | Future Generali  |    6.81 |    61.29 |
|               | HDFC Ergo        |    2.74 |    25.57 |
|               | ICICI Lombard    |    3.05 |   253.66 |
|               | National         |    0.09 |     0.32 |
|               | New India        |    0.17 |     0.53 |
|               | Reliance General |    1.93 |    38.66 |
|               | SBI General      |    3.13 |    50.11 |
|               | United India     |    0.22 |     1.61 |
| Puducherry    | AIC              |    0.04 |     7.55 |
|               | United India     |    0.04 |     0    |
| Rajasthan     | AIC              |   40.57 |   526.4  |
|               | Chola MS         |    4.3  |    48.95 |
|               | IFFCO Tokio      |    5.02 |    59.87 |
|               | United India     |   43.67 |  1282.18 |
| Sikkim        | AIC              |    0.01 |     0.11 |
| Tamil Nadu    | AIC              |    4.44 |  1362.78 |
|               | ICICI Lombard    |    4.04 |   783.84 |
|               | New India        |    6.15 |  1498.92 |
| Telangana     | AIC              |    3.86 |    51.59 |
|               | Bajaj Allianz    |    3.02 |    54.74 |
|               | Chola MS         |    0    |     0.24 |
|               | Reliance General |    0.55 |    29.66 |
|               | SBI General      |    0.33 |    30.74 |
| Tripura       | AIC              |    0.1  |     0.62 |
|               | Reliance General |    0.02 |     0.08 |
| Uttar Pradesh | AIC              |   65.65 |   490.51 |
|               | ICICI Lombard    |    7.25 |    84.06 |
| Uttarakhand   | AIC              |    2.26 |    18.16 |
|               | Chola MS         |    0.26 |     5.99 |
|               | HDFC Ergo        |    0.1  |     3.32 |
| West Bengal   | AIC              |   12.87 |    45.13 |
|               | Chola MS         |   10.87 |    50.54 |
|               | Future Generali  |    6.78 |     8.44 |
|               | ICICI Lombard    |    6.26 |   256.26 |
|               | IFFCO Tokio      |    0.02 |     0    |
|               | United India     |    4.53 |    61.32 |
| Grand Total   |                  |  581.74 | 16795.5  |

| 2017-2018      | 2017-2018   | 2017-2018                      | 2017-2018              |
|----------------|-------------|--------------------------------|------------------------|
| State/UT Name  | Company     | Farmer applications (In Lakhs) | Paid Claims (In Crore) |
| A & N Islands  | National    | 0.00                           | 0.00                   |
| Andhra Pradesh | AIC         | 0.11                           | 6.82                   |
|                | IFFCO Tokio | 1.15                           | 107.31                 |
|                | National    | 1.18                           | 97.57                  |
| Assam          | AIC         | 0.01                           | 0.29                   |
|                | Oriental    | 0.02                           | 0.24                   |

|                       | Royal Sundaram               | 0.02       | 0.03             |
|-----------------------|------------------------------|------------|------------------|
| Bihar                 | AIC                          | 1.17       | 3.41             |
|                       | Bharti AXA                   | 5.83       | 18.25            |
|                       | United India                 | 4.44       | 5.32             |
| Chhattisgarh          | AIC                          | 0.67       | 37.97            |
|                       | Bajaj Allianz                | 1.04       | 41.22            |
| Gujarat               | IFFCO Tokio                  | 2.71       | 14.57            |
| Haryana               | Bajaj Allianz                | 4.44       | 40.24            |
|                       | ICICI Lombard                | 2.65       | 50.34            |
| Himachal Pradesh      | AIC                          | 1.09       | 24.30            |
|                       | HDFC Ergo                    | 0.28       | 23.28            |
|                       | IFFCO Tokio                  | 1.16       | 12.98            |
|                       | Reliance General             | 0.04       | 1.03             |
| Jammu & Kashmir       | ICICI Lombard                | 0.13       | 0.42             |
|                       | Oriental                     | 0.13       | 1.30             |
|                       | Reliance General             | 0.47       | 1.92             |
| Jharkhand             | IFFCO Tokio                  | 0.20       | 0.90             |
|                       | Oriental                     | 0.33       | 0.46             |
| Karnataka             | AIC                          | 0.02       | 28.93            |
|                       | HDFC Ergo                    | 0.02       | 0.17             |
|                       | IFFCO Tokio                  | 0.02       | 1.93             |
|                       | Oriental                     | 0.15       | 7.98             |
|                       | Reliance General             | 0.05       | 0.35             |
|                       | Tata AIG                     | 0.00       | 0.01             |
| Kerala                | AIC                          | 0.28       | 3.01             |
| Madhya Pradesh        | AIC Chola MS                 | 19.00 0.00 | 106.15 0.00      |
|                       | HDFC Ergo                    | 6.91       | 109.91           |
|                       | ICICI Lombard                | 8.97       | 59.45            |
|                       |                              |            | 37.20            |
|                       | IFFCO Tokio                  | 0.97       |                  |
|                       | HDFC Ergo                    | 0.60       | 216.30           |
|                       | IFFCO Tokio                  | 0.20       | 74.77            |
|                       | National                     | 12.98      | 85.26            |
|                       | Oriental                     |            |                  |
|                       |                              | 0.30       | 1.68             |
| Manipur               | National                     | 0.09       | 0.67 1.62        |
| Odisha                | AIC HDFC Ergo                | 0.18 0.11  | 2.91             |
|                       | National                     | 0.10       | 0.70             |
| Rajasthan             | United India                 | 0.25       | 37.60            |
|                       | Bajaj Allianz                | 25.63      | 208.12           |
|                       | SBI General                  | 2.03       | 91.81            |
|                       | United India                 | 2.70       | 78.19            |
| Sikkim Tamil Nadu     | IFFCO Tokio AIC              | 0.01 4.07  | 0.04 608.01      |
|                       | ICICI Lombard                | 3.68       | 540.09           |
|                       |                              |            | 858.68           |
|                       | New India                    | 5.88       |                  |
| Telangana             | Bajaj Allianz                | 0.54       | 5.36             |
|                       | ICICI Lombard                | 0.97       | 12.57            |
|                       | United India                 | 0.56       | 8.56             |
| Tripura Uttar Pradesh | Royal Sundaram Bajaj Allianz | 0.09 3.93  | 0.73 31.48 31.88 |
|                       | New India                    | 5.86       | 7.32             |
|                       | Reliance General             | 4.30       |                  |
|                       | SBI General                  | 4.84       | 9.23             |

|             | Tata AIG         |   4.31 |   35.45 |
|-------------|------------------|--------|---------|
|             | Universal Sompo  |   5.12 |   15.51 |
| Uttarakhand | AIC              |   0.8  |   12.78 |
| West Bengal | AIC              |   3.66 |   18.58 |
|             | Reliance General |  12.44 |   23.13 |
| Grand Total |                  | 175.16 | 3991.87 |

|                  | 2018-2019        | 2018-2019                      |                        |
|------------------|------------------|--------------------------------|------------------------|
| State/UT Name    | Company          | Farmer applications (In Lakhs) | Paid Claims (In Crore) |
| A & N Islands    | National         | 0.01                           | 0.09                   |
| Andhra Pradesh   | AIC              | 7.48                           | 648.21                 |
|                  | Bajaj Allianz    | 7.78                           | 602.46                 |
|                  | HDFC Ergo        | 2.24                           | 181.01                 |
|                  | National         | 2.59                           | 167.37                 |
|                  | Oriental         | 2.39                           | 86.65                  |
|                  | SBI General      | 1.96                           | 204.67                 |
| Assam            | AIC              | 0.02                           | 0.18                   |
|                  | Bajaj Allianz    | 0.48                           | 2.41                   |
|                  | HDFC Ergo        | 0.03                           | 0.02                   |
|                  | National         | 0.08                           | 0.07                   |
|                  | Oriental         | 0.14                           | 0.00                   |
| Chhattisgarh     | AIC              | 1.93                           | 150.41                 |
|                  | Bajaj Allianz    | 4.42                           | 236.48                 |
|                  | HDFC Ergo        | 2.68                           | 217.29                 |
|                  | United India     | 6.67                           | 482.79                 |
| Goa              | HDFC Ergo        | 0.00                           | 0.01                   |
|                  | SBI General      | 0.00                           | 0.09                   |
| Gujarat          | AIC              | 4.76                           | 687.75                 |
|                  | Bajaj Allianz    | 0.89                           | 2.18                   |
|                  | Bharti AXA       | 2.61                           | 281.74                 |
|                  | Reliance General | 5.83                           | 1030.78                |
|                  | United India     | 1.09                           | 33.42                  |
|                  | Universal Sompo  | 6.53                           | 742.01                 |
| Haryana          | Oriental         | 5.39                           | 432.16                 |
|                  | SBI General      | 5.87                           | 341.32                 |
|                  | Universal Sompo  | 3.54                           | 174.59                 |
| Himachal Pradesh | AIC              | 1.25                           | 49.26                  |
|                  | SBI General      | 1.44                           | 5.75                   |
| Jammu & Kashmir  | ICICI Lombard    | 0.35                           | 8.31                   |
|                  | Oriental         | 0.24                           | 7.63                   |
|                  | Reliance General | 0.94                           | 7.70                   |
| Jharkhand        | AIC              | 2.69                           | 0.00                   |
|                  | Bajaj Allianz    | 4.37                           | 19.82                  |
|                  | Bharti AXA       | 1.91                           | 0.00                   |
|                  | Oriental         | 3.97                           | 0.00                   |
| Karnataka        | AIC              | 5.82                           | 713.47                 |
|                  | Future Generali  | 1.30                           | 54.22                  |
|                  | HDFC Ergo        | 0.19                           | 36.77                  |
|                  | New India        | 2.59                           | 587.04                 |
|                  | Reliance General | 2.18                           | 144.67                 |
|                  | SBI General      | 0.71                           | 216.08                 |
|                  | United India     | 4.72                           | 1064.58                |
|                  | Universal Sompo  | 2.29                           | 136.80                 |
| Kerala           | AIC              | 0.57                           | 26.77                  |

| Madhya Pradesh   | AIC              |   41.41 |   1239.40 |
|------------------|------------------|---------|-----------|
|                  | Chola MS         |    0.26 |      8.31 |
|                  | HDFC Ergo        |   11.99 |    372.62 |
|                  | ICICI Lombard    |   19.52 |   2076.49 |
|                  | IFFCO Tokio      |    1.03 |     84.72 |
| Maharashtra      | AIC              |   15.96 |   1188.67 |
|                  | Bajaj Allianz    |   34.7  |    882.79 |
|                  | Bharti AXA       |    5.71 |     51.26 |
|                  | Future Generali  |    9.11 |    253.62 |
|                  | ICICI Lombard    |   18.26 |    214.05 |
|                  | IFFCO Tokio      |   33.35 |    602.72 |
|                  | New India        |    0.63 |    178    |
|                  | Oriental         |   29.51 |   2197.99 |
|                  | SBI General      |    0.47 |    224.18 |
|                  | Tata AIG         |    0.69 |    347.68 |
| Manipur          | National         |    0.01 |      0    |
| Meghalaya        | AIC              |    0.01 |      0.22 |
| Odisha           | Chola MS         |    5.95 |    240.59 |
|                  | Oriental         |    4.48 |    493.08 |
|                  | Reliance General |    2.58 |    167.81 |
|                  | Royal Sundaram   |    7.97 |    269.02 |
| Puducherry       | National         |    0.1  |      0.45 |
| Rajasthan        | AIC              |   12.86 |    645.65 |
|                  | Bajaj Allianz    |    0.96 |    168.57 |
|                  | Future Generali  |    5.3  |     37.1  |
|                  | HDFC Ergo        |   13.73 |    541.84 |
|                  | IFFCO Tokio      |    4.69 |    592.05 |
|                  | SBI General      |   14.91 |    617.73 |
|                  | Tata AIG         |   19.33 |    854.53 |
| Sikkim           | SBI General      |    0    |      0    |
| Tamil Nadu       | AIC              |    6.78 |    973.03 |
|                  | Chola MS         |    5.56 |    365.83 |
|                  | New India        |   12.46 |   1325.04 |
| Telangana        | AIC              |    3.12 |    240    |
|                  | Bajaj Allianz    |    0.51 |     36.8  |
|                  | National         |    3.53 |    283.65 |
|                  | Tata AIG         |    0.83 |     10.08 |
| Tripura          | AIC              |    0.02 |      0.02 |
| Uttar Pradesh    | Bajaj Allianz    |   10.08 |     18.22 |
|                  | New India        |    9.46 |    163.49 |
|                  | Reliance General |   11.76 |     26.46 |
|                  | SBI General      |    9.11 |     23.87 |
|                  | Tata AIG         |   10.61 |    143.87 |
|                  | Universal Sompo  |   10.24 |     93.25 |
| Uttarakhand      | AIC              |    1.54 |     68.97 |
|                  | Bajaj Allianz    |    0.11 |      0.08 |
|                  | ICICI Lombard    |    0.28 |      3.33 |
| West Bengal      | AIC              |    4.5  |     22.22 |
|                  | Chola MS         |    9.44 |     10.81 |
|                  | HDFC Ergo        |    6.67 |     42.92 |
|                  | National         |   11.76 |    287.15 |
|                  | Oriental         |    3.15 |     25.16 |
|                  | SBI General      |    0.01 |      0.33 |
|                  | United India     |    5.69 |    141.36 |
|                  | Universal Sompo  |   10.06 |      5.78 |
| Grand Total      |                  |  577.73 |  28647.9  |

|                  | 2019-2020        | 2019-2020                      |                        |
|------------------|------------------|--------------------------------|------------------------|
| State/UT Name    | Company          | Farmer applications (In Lakhs) | Paid Claims (In Crore) |
| A & N Islands    | National         | 0.00                           | 0.00                   |
| Andhra Pradesh   | IFFCO Tokio      | 9.91                           | 366.48                 |
|                  | Oriental         | 4.71                           | 389.28                 |
|                  | SBI General      | 13.26                          | 497.56                 |
| Assam            | AIC              | 5.71                           | 75.91                  |
|                  | HDFC Ergo        | 2.49                           | 16.35                  |
| Chhattisgarh     | AIC              | 37.11                          | 1166.03                |
|                  | Bajaj Allianz    | 0.24                           | 29.01                  |
|                  | HDFC Ergo        | 2.83                           | 107.04                 |
| Goa              | Future Generali  | 0.01                           | 0.01                   |
| Gujarat          | AIC              | 5.74                           | 9.79                   |
|                  | Bajaj Allianz    | 0.90                           | 0.01                   |
|                  | Bharti AXA       | 3.01                           | 5.15                   |
|                  | Reliance General | 6.70                           | 56.57                  |
|                  | United India     | 1.24                           | 0.00                   |
|                  | Universal Sompo  | 7.22                           | 40.17                  |
| Haryana          | AIC              | 6.69                           | 419.18                 |
|                  | Bajaj Allianz    | 4.05                           | 137.63                 |
|                  | SBI General      | 6.36                           | 378.75                 |
| Himachal Pradesh | AIC              | 2.30                           | 62.81                  |
|                  | New India        | 0.46                           | 1.94                   |
|                  | SBI General      | 0.08                           | 2.75                   |
| Jharkhand        | HDFC Ergo        | 4.07                           | 0.00                   |
|                  | Royal Sundaram   | 6.85                           | 0.00                   |
| Karnataka        | AIC              | 2.04                           | 231.11                 |
|                  | Bajaj Allianz    | 2.64                           | 26.93                  |
|                  | Bharti AXA       | 3.70                           | 71.10                  |
|                  | Future Generali  | 4.14                           | 211.64                 |
|                  | HDFC Ergo        | 2.91                           | 41.28                  |
|                  | Oriental         | 1.36                           | 547.70                 |
|                  | Universal Sompo  | 1.27                           | 80.04                  |
| Kerala           | AIC              | 0.58                           | 88.92                  |
| Madhya Pradesh   | AIC              | 27.86                          | 2035.84                |
|                  | Bajaj Allianz    | 8.18                           | 709.99                 |
|                  | HDFC Ergo        | 1.14                           | 46.52                  |
|                  | IFFCO Tokio      | 22.54                          | 1111.57                |
|                  | New India        | 5.58                           | 1059.92                |
|                  | Oriental         | 6.37                           | 63.22                  |
|                  | Reliance General | 7.21                           | 1015.12                |
|                  | United India     | 2.08                           | 146.04                 |
| Maharashtra      | AIC              | 114.19                         | 6193.80                |
|                  | Bajaj Allianz    | 22.08                          | 481.52                 |
|                  | Bharti AXA       | 1.93                           | 1.08                   |
|                  | Future Generali  | 3.38                           | 0.16                   |
|                  | HDFC Ergo        | 0.47                           | 46.62                  |
|                  | Reliance General | 3.35                           | 5.74                   |
|                  | SBI General      | 0.21                           | 19.03                  |
| Manipur          | National         | 0.03                           | 1.14                   |
| Meghalaya        | AIC              | 0.00                           | 0.00                   |
| Odisha           | AIC              | 8.91                           | 164.92                 |
|                  | HDFC Ergo        | 10.73                          | 119.99                 |
|                  | Oriental         | 11.77                          | 644.09                 |
|                  | Reliance General | 6.42                           | 10.83                  |

|               | Royal Sundaram   |   10.97 |   218.11 |
|---------------|------------------|---------|----------|
| Puducherry    | National         |    0.12 |     7.13 |
| Rajasthan     | AIC              |   28.7  |  2585.05 |
|               | Bajaj Allianz    |    4.35 |   241.71 |
|               | Future Generali  |    4.97 |   210.99 |
|               | HDFC Ergo        |   38.18 |   896.81 |
|               | SBI General      |    9.74 |  1058.49 |
| Sikkim        | IFFCO Tokio      |    0    |     0    |
| Tamil Nadu    | AIC              |   23.81 |   799.45 |
|               | Oriental         |   15.12 |   414.55 |
| Telangana     | AIC              |    6.76 |   230.62 |
|               | IFFCO Tokio      |    3.58 |   278.64 |
| Tripura       | AIC              |    0.07 |     0.09 |
|               | HDFC Ergo        |    0.3  |     0.71 |
| Uttar Pradesh | Bajaj Allianz    |    5.49 |    26.53 |
|               | HDFC Ergo        |    2.59 |    45.76 |
|               | IFFCO Tokio      |    3.87 |    22.99 |
|               | National         |    4.81 |   243.17 |
|               | New India        |    4.49 |   183.52 |
|               | Oriental         |    5.34 |   336.73 |
|               | United India     |    3.68 |    31.43 |
|               | Universal Sompo  |   16.64 |   194.43 |
| Uttarakhand   | AIC              |    2.1  |   100.45 |
|               | Oriental         |    0.02 |     2.79 |
| Grand Total   |                  |  610.74 | 27068.4  |

| 2020-2021        | 2020-2021        | 2020-2021                      | 2020-2021              |
|------------------|------------------|--------------------------------|------------------------|
| State/UT Name    | Company          | Farmer applications (In Lakhs) | Paid Claims (In Crore) |
| A & N Islands    | National         | 0.00                           | 0.00                   |
| Assam            | AIC              | 11.27                          | 146.18                 |
|                  | HDFC Ergo        | 2.88                           | 8.06                   |
| Chhattisgarh     | AIC              | 42.47                          | 796.25                 |
|                  | Bajaj Allianz    | 9.13                           | 87.74                  |
| Goa              | Future Generali  | 0.00                           | 0.00                   |
| Haryana          | AIC              | 6.82                           | 708.92                 |
|                  | Bajaj Allianz    | 3.72                           | 140.18                 |
|                  | Reliance General | 5.97                           | 307.66                 |
| Himachal Pradesh | AIC              | 1.93                           | 31.79                  |
|                  | HDFC Ergo        | 0.23                           | 0.00                   |
|                  | IFFCO Tokio      | 0.21                           | 13.17                  |
|                  | SBI General      | 0.04                           | 1.28                   |
| Karnataka        | AIC              | 3.16                           | 287.82                 |
|                  | Bajaj Allianz    | 3.30                           | 179.97                 |
|                  | Bharti AXA       | 1.33                           | 76.74                  |
|                  | Future Generali  | 2.38                           | 59.88                  |
|                  | HDFC Ergo        | 0.20                           | 0.00                   |
|                  | SBI General      | 1.43                           | 300.27                 |
|                  | Universal Sompo  | 4.27                           | 113.86                 |
| Kerala           | AIC              | 0.76                           | 115.79                 |
| Madhya Pradesh   | AIC              | 84.39                          | 7780.48                |
| Maharashtra      | AIC              | 35.35                          | 249.39                 |
|                  | Bajaj Allianz    | 10.93                          | 120.40                 |
|                  | Bharti AXA       | 14.74                          | 85.29                  |
|                  | HDFC Ergo        | 19.75                          | 291.85                 |
|                  | IFFCO Tokio      | 18.14                          | 215.51                 |

|               | Reliance General   |   25.20 |   183.53 |
|---------------|--------------------|---------|----------|
| Manipur       | National           |    0    |     0    |
| Meghalaya     | AIC                |    0    |     0.06 |
| Odisha        | AIC                |   33.66 |   207.55 |
|               | HDFC Ergo          |   36.23 |   280.7  |
|               | Reliance General   |   27.65 |    83.16 |
| Puducherry    | National           |    0.11 |     0    |
| Rajasthan     | AIC                |   20.92 |  1345.77 |
|               | Bajaj Allianz      |   13.45 |   251.75 |
|               | Future Generali    |    9.13 |   268.61 |
|               | HDFC Ergo          |    9.76 |   344.57 |
|               | Reliance General   |   19.48 |   226.39 |
|               | SBI General        |   25.38 |  1435.13 |
|               | Universal Sompo    |    9.43 |   439.64 |
| Sikkim        | IFFCO Tokio        |    0    |     0.02 |
| Tamil Nadu    | AIC                |   35.21 |  1080.2  |
|               | IFFCO Tokio        |   20.12 |  1447.82 |
|               | Oriental           |    1.33 |    67.61 |
| Tripura       | AIC                |    0.01 |     0    |
|               | HDFC Ergo          |    2    |     2.17 |
| Uttar Pradesh | AIC                |   20.96 |   347.29 |
|               | HDFC Ergo          |    5.16 |   108.4  |
|               | IFFCO Tokio        |    2.52 |     3.59 |
|               | Universal Sompo    |   13.27 |    47.71 |
| Uttarakhand   | AIC                |    1.04 |    60.17 |
|               | SBI General        |    0.67 |    74.68 |
| Grand Total   |                    |  617.48 | 20425    |

*****