Lok Sabha Question No. 4781 (UNSTARRED), answered on 2022-03-31
Subject: Participation of Women in MSMEs
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Rattan Lal Kataria

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 4781 TO BE ANSWERED ON 31.03.2022

## PARTICIPATION OF WOMEN IN MSMEs

## 4781. SHRI RATTAN LAL KATARIA:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether  the  participation  of  women  in  Micro,  Small  and  Medium  Enterprises (MSMEs) has increased as a result of the Beti Bachao Beti Padhao scheme;
- (b) if so, the details thereof;
- (c) the  number  of  account  holders  in  various  banks  of  the  country  and  the  number  of women account holders out of them;
- (d) whether  working  women  from  MSMEs  got  the  benefit  of  Pradhan  Mantri  Mudra Yojana; and
- (e) if so, the details thereof, State-wise?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

- (a) & (b): Government of India launched the Beti Bachao Beti Padhao (BBBP) scheme in January 2015 to address the issue of decline in Child Sex Ratio (CSR) and related issues of empowerment of girls over a life cycle continuum. The objectives of BBBP scheme are to prevent gender biased sex selective elimination, to ensure survival and protection of the girl child, and to ensure education and participation of the girl child.

Government replaced the erstwhile process of filing of Udyog Adhaar Memorandum for registration of Micro, Small and Medium Enterprises (MSMEs) with Udyam Registration in  July  2020.  The number of women led MSMEs registered on Udyam Registration Portal has  witnessed  a  substantial  increase.  While  4.9  lakh  women  led  MSMEs  registered  on  the portal  during  the  year  2020-21,  about  8.59  lakh  women  led  MSMEs  registered  during  the year 2021-22 (upto 28.03.2022).

- (c): As per data available with the Reserve Bank of India, as on 31.3.2021, out of a total number of 211.65 crore accounts in scheduled commercial banks of the country, 70.64 crore accounts belong to female account holders.
- (d) & (e): The  State  wise  details  of  loans  extended  to  women  entrepreneurs  under Pradhan Mantri Mudra Yojana (PMMY) since inception of the scheme in 2015 is given in Annexure.

*****

## Annexure referred to in reply to parts (d) & (e) of the Lok  Sabha Unstarred Question No. 4781 for answer on 31.03.2022

| Pradhan Mantri Mudra Yojana (PMMY)- STATEWISE CATEGORY-WISE REPORT- (Cumulative from 08.04.2015 to 25.02.2022 )   | Pradhan Mantri Mudra Yojana (PMMY)- STATEWISE CATEGORY-WISE REPORT- (Cumulative from 08.04.2015 to 25.02.2022 )   | Pradhan Mantri Mudra Yojana (PMMY)- STATEWISE CATEGORY-WISE REPORT- (Cumulative from 08.04.2015 to 25.02.2022 )   | Pradhan Mantri Mudra Yojana (PMMY)- STATEWISE CATEGORY-WISE REPORT- (Cumulative from 08.04.2015 to 25.02.2022 )   | Pradhan Mantri Mudra Yojana (PMMY)- STATEWISE CATEGORY-WISE REPORT- (Cumulative from 08.04.2015 to 25.02.2022 )   | Pradhan Mantri Mudra Yojana (PMMY)- STATEWISE CATEGORY-WISE REPORT- (Cumulative from 08.04.2015 to 25.02.2022 )   | Pradhan Mantri Mudra Yojana (PMMY)- STATEWISE CATEGORY-WISE REPORT- (Cumulative from 08.04.2015 to 25.02.2022 )   | Pradhan Mantri Mudra Yojana (PMMY)- STATEWISE CATEGORY-WISE REPORT- (Cumulative from 08.04.2015 to 25.02.2022 )   |
|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|
|                                                                                                                   |                                                                                                                   | TOTAL                                                                                                             | TOTAL                                                                                                             | TOTAL                                                                                                             | (Amount Rs. in Crore) Women (Out of Total)                                                                        | (Amount Rs. in Crore) Women (Out of Total)                                                                        | (Amount Rs. in Crore) Women (Out of Total)                                                                        |
| Sr No                                                                                                             | State Name                                                                                                        | No. of A/Cs                                                                                                       | Sanctioned Amount                                                                                                 | Disbursed Amount                                                                                                  | No. of A/Cs                                                                                                       | Sanctioned Amount                                                                                                 | Disbursed Amount                                                                                                  |
| 1                                                                                                                 | Andaman and Nicobar Islands                                                                                       | 44,240                                                                                                            | 749                                                                                                               | 730                                                                                                               | 8,098                                                                                                             | 127                                                                                                               | 122                                                                                                               |
| 2                                                                                                                 | Andhra Pradesh                                                                                                    | 58,13,456                                                                                                         | 67,177                                                                                                            | 64,018                                                                                                            | 18,32,531                                                                                                         | 14,533                                                                                                            | 13,858                                                                                                            |
| 3                                                                                                                 | Arunachal Pradesh                                                                                                 | 69,455                                                                                                            | 781                                                                                                               | 750                                                                                                               | 7,728                                                                                                             | 118                                                                                                               | 109                                                                                                               |
| 4                                                                                                                 | Assam                                                                                                             | 91,90,086                                                                                                         | 42,305                                                                                                            | 41,158                                                                                                            | 52,30,914                                                                                                         | 19,640                                                                                                            | 19,406                                                                                                            |
| 5                                                                                                                 | Bihar                                                                                                             | 3,36,52,527                                                                                                       | 1,38,077                                                                                                          | 1,31,371                                                                                                          | 2,34,29,455                                                                                                       | 77,660                                                                                                            | 73,717                                                                                                            |
| 6                                                                                                                 | Chandigarh                                                                                                        | 1,45,994                                                                                                          | 2,321                                                                                                             | 2,242                                                                                                             | 43,267                                                                                                            | 304                                                                                                               | 290                                                                                                               |
| 7                                                                                                                 | Chhattisgarh                                                                                                      | 67,00,525                                                                                                         | 34,538                                                                                                            | 32,952                                                                                                            | 42,99,889                                                                                                         | 14,060                                                                                                            | 13,356                                                                                                            |
| 8                                                                                                                 | Dadra and Nagar Haveli                                                                                            | 19,267                                                                                                            | 260                                                                                                               | 254                                                                                                               | 13,086                                                                                                            | 95                                                                                                                | 93                                                                                                                |
| 9                                                                                                                 | Daman and Diu                                                                                                     | 6,183                                                                                                             | 135                                                                                                               | 119                                                                                                               | 1,349                                                                                                             | 16                                                                                                                | 14                                                                                                                |
| 10                                                                                                                | Delhi                                                                                                             | 26,42,297                                                                                                         | 28,040                                                                                                            | 27,340                                                                                                            | 17,23,872                                                                                                         | 7,067                                                                                                             | 6,938                                                                                                             |
| 11                                                                                                                | Goa                                                                                                               | 2,66,190                                                                                                          | 3,211                                                                                                             | 3,032                                                                                                             | 1,19,069                                                                                                          | 821                                                                                                               | 778                                                                                                               |
| 12                                                                                                                | Gujarat                                                                                                           | 1,03,02,262                                                                                                       | 73,188                                                                                                            | 71,926                                                                                                            | 62,77,865                                                                                                         | 23,880                                                                                                            | 23,598                                                                                                            |
| 13                                                                                                                | Haryana                                                                                                           | 63,44,471                                                                                                         | 41,882                                                                                                            | 40,535                                                                                                            | 40,99,429                                                                                                         | 14,741                                                                                                            | 14,351                                                                                                            |
| 14                                                                                                                | Himachal Pradesh                                                                                                  | 7,06,151                                                                                                          | 13,021                                                                                                            | 12,166                                                                                                            | 2,38,148                                                                                                          | 1,915                                                                                                             | 1,657                                                                                                             |
| 15                                                                                                                | Jharkhand                                                                                                         | 93,64,510                                                                                                         | 42,856                                                                                                            | 41,461                                                                                                            | 70,35,555                                                                                                         | 21,613                                                                                                            | 21,182                                                                                                            |
| 16                                                                                                                | Karnataka                                                                                                         | 3,27,09,477                                                                                                       | 1,70,770                                                                                                          | 1,67,302                                                                                                          | 2,24,91,736                                                                                                       | 73,891                                                                                                            | 72,746                                                                                                            |
| 17                                                                                                                | Kerala                                                                                                            | 1,13,43,138                                                                                                       | 66,417                                                                                                            | 65,208                                                                                                            | 78,70,304                                                                                                         | 27,713                                                                                                            | 27,306                                                                                                            |
| 18                                                                                                                | Lakshadweep                                                                                                       | 6,126                                                                                                             | 77                                                                                                                | 70                                                                                                                | 1,439                                                                                                             | 13                                                                                                                | 11                                                                                                                |
| 19                                                                                                                | Madhya Pradesh                                                                                                    | 2,07,77,635                                                                                                       | 1,03,386                                                                                                          | 99,893                                                                                                            | 1,45,22,750                                                                                                       | 45,855                                                                                                            | 44,906                                                                                                            |
| 20                                                                                                                | Maharashtra                                                                                                       | 2,68,79,637                                                                                                       | 1,53,521                                                                                                          | 1,50,101                                                                                                          | 2,11,14,194                                                                                                       | 85,834                                                                                                            | 67,053                                                                                                            |
| 21                                                                                                                | Manipur                                                                                                           | 3,57,934                                                                                                          | 1,956                                                                                                             | 1,829                                                                                                             | 1,36,114                                                                                                          | 698                                                                                                               | 651                                                                                                               |
| 22                                                                                                                | Meghalaya                                                                                                         | 2,04,743                                                                                                          | 1,670                                                                                                             | 1,625                                                                                                             | 1,07,325                                                                                                          | 567                                                                                                               | 553                                                                                                               |
| 23                                                                                                                | Mizoram                                                                                                           | 83,972                                                                                                            | 1,246                                                                                                             | 1,139                                                                                                             | 41,418                                                                                                            | 475                                                                                                               | 430                                                                                                               |
| 24                                                                                                                | Nagaland                                                                                                          | 91,904                                                                                                            | 1,102                                                                                                             | 1,017                                                                                                             | 60,609                                                                                                            | 448                                                                                                               | 416                                                                                                               |
| 25                                                                                                                | Odisha                                                                                                            | 2,30,36,023                                                                                                       | 84,972                                                                                                            | 82,499                                                                                                            | 1,80,84,309                                                                                                       | 49,593                                                                                                            | 48,461                                                                                                            |
| 26                                                                                                                | Pondicherry                                                                                                       | 9,03,765                                                                                                          | 5,061                                                                                                             | 4,986                                                                                                             | 6,82,010                                                                                                          | 2,743                                                                                                             | 2,705                                                                                                             |
| 27                                                                                                                | Punjab                                                                                                            | 66,37,805                                                                                                         | 46,022                                                                                                            | 44,437                                                                                                            | 35,95,491                                                                                                         | 13,022                                                                                                            | 12,583                                                                                                            |
| 28                                                                                                                | Rajasthan                                                                                                         | 1,45,20,288                                                                                                       | 99,347                                                                                                            | 97,166                                                                                                            | 90,99,864                                                                                                         | 30,959                                                                                                            | 30,320                                                                                                            |
| 29                                                                                                                | Sikkim                                                                                                            | 1,18,772                                                                                                          | 983                                                                                                               | 948                                                                                                               | 43,420                                                                                                            | 303                                                                                                               | 291                                                                                                               |
| 30                                                                                                                | Tamil Nadu                                                                                                        | 4,03,08,448                                                                                                       | 1,85,295                                                                                                          | 1,82,806                                                                                                          | 2,64,46,737                                                                                                       | 89,988                                                                                                            | 89,235                                                                                                            |
| 31                                                                                                                | Telangana                                                                                                         | 50,94,712                                                                                                         | 42,932                                                                                                            | 41,996                                                                                                            | 28,49,662                                                                                                         | 13,281                                                                                                            | 13,103                                                                                                            |
| 32                                                                                                                | Tripura                                                                                                           | 21,48,873                                                                                                         | 10,112                                                                                                            | 9,853                                                                                                             | 14,21,698                                                                                                         | 5,884                                                                                                             | 5,829                                                                                                             |
| 33                                                                                                                | Uttar Pradesh                                                                                                     | 3,09,11,957                                                                                                       | 1,62,020                                                                                                          | 1,55,566                                                                                                          | 1,86,51,336                                                                                                       | 60,121                                                                                                            | 58,529                                                                                                            |
| 34                                                                                                                | Uttarakhand                                                                                                       | 20,79,868                                                                                                         | 17,691                                                                                                            | 17,033                                                                                                            | 13,35,038                                                                                                         | 5,253                                                                                                             | 5,097                                                                                                             |
| 35                                                                                                                |                                                                                                                   | 3,39,78,944                                                                                                       | 1,52,262                                                                                                          | 1,48,644                                                                                                          | 2,71,06,138                                                                                                       | 93,175                                                                                                            | 91,314                                                                                                            |
| 36                                                                                                                | West Bengal                                                                                                       | 10,59,965                                                                                                         | 22,878                                                                                                            |                                                                                                                   |                                                                                                                   |                                                                                                                   |                                                                                                                   |
|                                                                                                                   | Union Territory of Jammu and Kashmir                                                                              |                                                                                                                   |                                                                                                                   | 22,238                                                                                                            | 2,25,028                                                                                                          | 3,733                                                                                                             | 3,603                                                                                                             |

Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra Portal