Lok Sabha Question No. 3615 (UNSTARRED), answered on 2021-08-10
Subject: Provision of Loan to Dairy and Animal Husbandry Sector
Ministry: FISHERIES, ANIMAL HUSBANDRY AND DAIRYING
Asked by: Omprakash Bhupalsinh alias Pawan Rajenimbalkar, Bhavana Gawali (Patil)

## GOVERNMENT OF INDIA MINISTRY OF FISHERIES, ANIMAL HUSBANDRY AND DAIRYING DEPARTMENT OF ANIMAL HUSBANDRY AND DAIRYING

LOK SABHA

UNSTARRED QUESTION NO.3615

TO BE ANSWERED ON 10 TH  AUGUST, 2021

## PROVISION OF LOAN TO DAIRY AND ANIMAL HUSBANDRY SECTOR

## 3615.  SHRI OMPRAKASH BHUPALSINH alias PAWAN RAJENIMBALKAR: SHRIMATI BHAVANA PUNDALIKRAO GAWALI:

## Will the Minister of FISHERIES, ANIMAL HUSBANDRY AND DAIRYING मत्स्यपाऱन , पशुपाऱन और डेयरी मंत्री

be pleased to state:

- (a) whether the Government provides loan at lower rates of interest or without interest to those not having any provision in this regard to promote dairy and animal husbandry;
- (b) the details thereof including the criteria fixed for the said purpose;
- (c) the details of steps taken by the Government to promote dairy and animal husbandry among the farmers keeping the target of doubling the income of each farmer by the year 2022;
- (d)  whether  the  Government  has  focused  on  increasing  the  credit  flow  to  promote  dairy  and animal husbandry;
- (e) if so, the details thereof; and
- (f) the quantum of estimated funds and targets of credit flow in this regard?

## ANSWER

THE MINISTER FOR FISHERIES, ANIMAL HUSBANDRY AND DAIRYING (SHRI PARSHOTTAM RUPALA)

- (a)  &  (b)  Yes  Sir.  The  Government  provides  loanswith  interest  subvention  through  the following schemes for promotion and development of dairy and animal husbandry sector across the country:
- (i). Animal Husbandry Infrastructure Development Fund(AHIDF)
- (ii). Dairy Processing and Infrastructure Development Fund(DIDF)
- (iii). Supporting Dairy Cooperatives and Farmer Producer Organizations engaged in dairy activities (SDC&FPO)

Under AHIDF,  the  Government provides 3%  interest subvention to Farmer Producer Organisation, Private companies, individual entrepreneurs, section 8 companies, Micro, Small and Medium Enterprises through the Bank upfront in the first year and subsequently on demand by the bank for each of the beneficiaries on each year on the outstanding amount.

Under DIDF, loan assistance with interest subvention @ 2.5% per annum is provided through NABARD, NDDB and NCDC to the Eligible End Borrows (EEBs). The Eligible End Borrower (EEBs) under DIDF are Co-operative Milk Unions,State Co-operative Milk Federations, Multi- state Milk Co-operatives, Milk Producer companies, NDDB Subsidiaries, FPO/SHGs registered under cooperatives/companies act.

Under  SDC&FPO,  loan  towards  working  capital  to  dairy  Cooperatives/FPOs  is  provided  at simple  annual  interest  rate  of  5%,  calculated  on  a  monthly  basis.  Further,  due  to  Economic Impact  of  Covid-19  on  Dairy  Sector,  the  Governmenthas  introduced  a  new  activity  'interest subvention on Working capital loans for Dairy sector' as a component under this scheme.This component  is  implemented  by  DAHD  through  NDDB.    2%  interest  subvention  on  secured working  capital  loan  is  provided  including  additional  2%  interest  subvention  for  prompt  and timely repayment.

(c)The  details  of  the  schemes  being  implemented  by  the  Government  to  promote  dairy  and animal husbandry across the country are as under:

- i. Rashtriya Gokul Mission(RGM)
- ii. National Programme for Dairy Development (NPDD)
- iii. Dairy Processing and Infrastructure Development Fund(DIDF)
- iv. Supporting Dairy Cooperatives and Farmer Producer Organizations engaged in dairy activities (SDC&FPO)
- v. National Livestock Mission(NLM)
- vi. Animal Husbandry Infrastructure Development Fund(AHIDF)
- vii. Livestock Health & Disease Control(LH&DC)
- viii. National Animal Disease Control Programme (NADCP)

(d)  to  (f)  In  order  to  ensure  increased  credit  flow  in  the  form  of  Kisan  Credit  Card(KCC)  to animal  husbandry,  dairy  &  fisheries  farmers  as  announced  in  Hon'ble  Finance  Minister's Budget Speech 2021-22, a target of Rs 61,650 crore for animal husbandry, dairy and fisheries is fixed  within  the  overall  term  loan  target  of  Rs  6,85,000  crore  for  agriculture.  The  proposed target for animal husbandry, dairy and fisheries for 2021-22 is as under;

(Rs in Crore)

| Dairy               | 35,141   |
|---------------------|----------|
| Poultry             | 13,563   |
| Sheep Goat &Piggery | 6781     |
| Fisheries           | 6165     |
| Total               | 61,650   |