Lok Sabha Question No. 4177 (UNSTARRED), answered on 2023-03-27
Subject: Atal Pension Yojana
Ministry: FINANCE
Asked by: Kinjarapu Ram Mohan Naidu, Thomas Chazhikadan, Jayadev Galla

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

*****

## LOK SABHA

## UNSTARRED QUESTION NO. 4177 TO BE ANSWERED ON 27 th  MARCH, 2023 (MONDAY)/ CHAITRA 6, 1945 (SAKA) ATAL PENSION YOJANA

4177. Shri Ram Mohan Naidu Kinjarapu, Shri Thomas Chazhikadan, Shri Jayadev Galla:

Will the Minister of Finance be pleased to state:

- (a) whether the Atal Pension Yojana is fulfilling its unique objective of extending social security net to senior citizens in the country;
- (b) if so, the details thereof including the number of beneficiaries along with the ratio of male and female beneficiaries under the scheme in the country during the last three years, State-wise including Andhra Pradesh and Kerala;
- (c) the number of women, NRI women and transgender community beneficiaries from the State of Andhra Pradesh during the said period, district-wise; and
- (d) the significant steps taken/proposed to be taken by the Government to address the anomalies in the implementation of the scheme?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (DR. BHAGWAT KARAD)

(a)  to (d) Atal Pension Yojana (APY) was launched on 9 th  May, 2015, with the objective of creating a universal social security system for all Indians, especially the poor, the under-privileged and the workers in the unorganised sector. It is open to all citizens of India between 18-40 years of age having a savings bank account in a bank or post-office. For better targeting of guaranteed pension to unorganised sector workers, an income tax payer shall not be eligible to join APY from 1st October, 2022. The subscriber under APY is required to make a monthly/quarterly/six monthly contribution of an amount determined by the amount of pension chosen and the age of joining the scheme. The subscriber shall receive a government guaranteed minimum pension of Rs. 1000 per month, Rs. 2000 per month, Rs. 3000 per month, Rs. 4000 per month or Rs. 5000 per month, after the age of 60 years until death, depending on the contribution chosen. Upon the death of subscriber before the age of 60 years, spouse of the subscriber has the option to continue contributing to APY account of the subscriber, for the remaining vesting period, till the original subscriber would have attained the age of 60 years. The spouse of the subscriber shall then be entitled to receive the same pension amount as that of the subscriber until the death of the spouse. After the death of both the subscriber and the spouse, the nominee of the subscriber shall be entitled to receive the pension wealth, as accumulated till age 60 of the subscriber.

As per the scheme, subscriber will receive pension benefit on attaining the age of 60 years. Hence, the pension benefit under APY is expected to start from 2035 onwards.

The State/UT-wise enrolment under APY for the FY 2020-21, 2021-22, 2022-23 (as on 20th March, 2023), is enclosed at Annexure A.

The State/UT-wise -Gender-wise enrolment under APY for the FY 2020-21, 2021-22, 2022-23 (as on 20th March, 2023), is enclosed at Annexure B.

The District-wise enrolment of women, NRI women and transgender community under APY in the State of Andhra Pradesh, for the FY 2020-21, 2021-22, 2022-23 (as on 28th February, 2023), is enclosed at Annexure C

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## Lok Sabha Unstarred Question No. 4177 regarding 'Atal Pension Yojana' for 27.03.2023

The State/UT-wise enrolment under APY for the FY 2020-21, 2021-22, 2022-23 (as on 20th March, 2023)

| S.No.   | Name of State/UT                         | FY 2020-21   | FY 2021-22   | FY 2022-23   |
|---------|------------------------------------------|--------------|--------------|--------------|
| 1       | Andaman &Nicobar Islands                 | 2,331        | 5,464        | 4,890        |
| 2       | Andhra Pradesh                           | 3,32,267     | 4,20,076     | 4,83,992     |
| 3       | Arunachal Pradesh                        | 13,710       | 21,576       | 23,711       |
| 4       | Assam                                    | 2,16,733     | 2,32,370     | 2,79,195     |
| 5       | Bihar                                    | 8,26,047     | 11,74,868    | 9,71,908     |
| 6       | Chandigarh                               | 13,006       | 16,533       | 30,549       |
| 7       | Chhattisgarh                             | 1,54,589     | 2,30,292     | 2,63,239     |
| 8       | Dadra and Nagar Haveli and Daman and Diu | 17,459       | 27,259       | 30,585       |
| 9       | Delhi                                    | 1,46,514     | 2,04,992     | 1,94,923     |
| 10      | Goa                                      | 20,195       | 31,559       | 32,721       |
| 11      | Gujarat                                  | 2,60,336     | 3,65,431     | 3,30,197     |
| 12      | Haryana                                  | 1,47,146     | 1,79,771     | 2,55,948     |
| 13      | Himachal Pradesh                         | 55,355       | 83,715       | 83,910       |
| 14      | Jammu &Kashmir                           | 16,357       | 26,211       | 37,760       |
| 15      | Jharkhand                                | 2,47,106     | 3,19,888     | 3,71,630     |
| 16      | Karnataka                                | 4,04,111     | 4,18,487     | 4,45,849     |
| 17      | Kerala                                   | 1,08,392     | 1,42,342     | 1,43,303     |
| 18      | Lakshadweep                              | 787          | 1,061        | 1,309        |
| 19      | Ladakh                                   | 374          | 544          | 1,034        |
| 20      | Madhya Pradesh                           | 4,86,816     | 5,42,109     | 6,41,989     |
| 21      | Maharashtra                              | 5,94,443     | 7,80,376     | 8,91,414     |
| 22      | Manipur                                  | 18,947       | 22,768       | 31,499       |
| 23      | Meghalaya                                | 16,960       | 30,088       | 30,333       |
| 24      | Mizoram                                  | 6,677        | 10,200       | 10,504       |
| 25      | Nagaland                                 | 20,045       | 33,652       | 35,033       |
| 26      | Odisha                                   | 3,35,295     | 3,69,700     | 3,44,250     |
| 27      | Puducherry                               | 7,147        | 10,524       | 10,588       |
| 28      | Punjab                                   | 2,03,383     | 2,35,004     | 3,22,224     |
| 29      | Rajasthan                                | 4,00,398     | 6,36,799     | 6,56,630     |
| 30      | Sikkim                                   | 31,475       | 62,480       | 65,366       |
| 31      | Tamil Nadu                               | 5,24,486     | 6,71,734     | 6,75,049     |
| 32      | Telangana                                | 1,91,631     | 2,54,651     | 2,97,282     |
| 33      | Tripura                                  | 27,637       | 37,295       | 44,647       |
| 34      | Uttar Pradesh                            | 12,49,919    | 15,31,868    | 19,98,832    |
| 35      | Uttarakhand                              | 76,672       | 1,01,441     | 1,29,408     |
| 36      | West Bengal                              | 7,38,703     | 6,77,808     | 8,28,351     |
| 37      | Others*                                  | 693          | 543          | 549          |
| Total   |                                          | 79,14,142    | 99,11,479    | 1,10,00,601  |

(Source: PFRDA)

*Others include NRI enrolments etc

## Lok Sabha Unstarred Question No. 4177 regarding 'Atal Pension Yojana' for 27.03.2023

The State/UT-wise -Gender-wise enrolment under APY for the FY 2020-21, 2021-22, 2022-23 (as on 20th March, 2023)

| S. No   | Name of State/UT                    | FY 2020-21      | FY 2020-21      | FY 2020-21   | FY 2021-22    | FY 2021-22    | FY 2021-22   | FY 2022-23    | FY 2022-23       | FY 2022-23   |
|---------|-------------------------------------|-----------------|-----------------|--------------|---------------|---------------|--------------|---------------|------------------|--------------|
| S. No   | Name of State/UT                    | Female          | Male            | Trans gender | Female        | Male          | Trans gender | Female        | Male             | Trans gender |
| 1       | Andaman& Nicobar Islands            | 1,054           | 1,277           | 0            | 2,293         | 3,169         | 2            | 2,215         | 2,675            | 0            |
| 2       | Andhra Pradesh                      | 1,85,967        | 1,46,242        | 58           | 2,47,364      | 1,72,499      | 213          | 3,04,842      | 1,78,835         | 315          |
| 3       | Arunachal Pradesh                   | 6,518           | 7,190           | 2            | 9,864         | 11,704        | 8            | 11,771        | 11,938           | 2            |
| 4       | Assam                               | 1,27,920        | 88,776          | 37           | 1,32,602      | 99,739        | 29           | 1,70,740      | 1,08,418         | 37           |
| 5       | Bihar                               | 4,44,019        | 3,81,977        | 51           | 6,43,619      | 5,31,154      | 95           | 5,66,850      | 4,04,945         | 113          |
| 6       | Chandigarh                          | 5,082           | 7,919           | 5            | 6,333         | 10,198        | 2            | 12,550        | 17,971           | 28           |
| 7       | Chhattisgarh                        | 74,233          | 80,334          | 22           | 1,12,725      | 1,17,521      | 46           | 1,40,147      | 1,23,034         | 58           |
| 8       | Dadra & Nagar Haveli and Daman &Diu | 6,759           | 10,693          | 7            | 11,930        | 15,322        | 7            | 13,831        | 16,748           | 6            |
| 9       | Delhi                               | 56,853          | 89,632          | 29           | 76,957        | 1,27,949      | 86           | 78,189        | 1,16,589         | 145          |
| 10      | Goa                                 | 7,964           | 12,228          | 3            | 13,215        | 18,335        | 9            | 13,164        | 19,550           | 7            |
| 11      | Gujarat                             | 72,232          | 1,88,071        | 33           | 98,105        | 2,67,266      | 60           | 96,855        | 2,33,243         | 99           |
| 12      | Haryana                             | 48,347          | 98,772          | 27           | 68,908        | 1,10,828      | 35           | 1,05,614      | 1,50,243         | 91           |
| 13      | Himachal Pradesh                    | 19,931          | 35,420          | 4            | 32,309        | 51,398        | 8            | 33,299        | 50,597           | 14           |
| 14      | Jammu& Kashmir                      | 5,053           | 11,304          | 0            | 8,519         | 17,683        | 9            | 12,267        | 25,477           | 16           |
| 15      | Jharkhand                           | 1,26,896        | 1,20,193        | 17           | 1,64,151      | 1,55,672      | 65           | 2,09,383      | 1,62,189         | 58           |
| 16      | Karnataka                           | 1,55,795        | 2,48,265        | 51           | 1,68,753      | 2,49,656      | 78           | 2,02,183      | 2,43,484         | 182          |
| 17      | Kerala                              | 55,430          | 52,929          | 33           | 71,444        | 70,867        | 31           | 73,783        | 69,472           | 48           |
| 18      | Lakshadweep                         | 408             | 379             | 0            | 594           | 466           | 1            | 685           | 624              | 0            |
| 19      | Ladakh                              | 146             | 228             | 0            | 154           | 390           | 0            | 367           | 666              | 1            |
| 20      | Madhya Pradesh                      | 2,15,410        | 2,71,323        | 83           | 2,29,512      | 3,12,455      | 142          | 2,97,638      | 3,44,119         | 232          |
| 21      | Maharashtra                         | 2,64,387        | 3,29,867        | 189          | 3,29,745      | 4,50,307      | 324          | 3,82,977      | 5,08,031         | 406          |
| 22      | Manipur                             | 8,696           | 10,248          | 3            | 10,720        | 12,043        | 5            | 15,278        | 16,218           | 3            |
| 23      | Meghalaya                           | 9,356           | 7,601           | 3            | 16,784        | 13,300        | 4            | 16,346        | 13,981           | 6            |
| 24      | Mizoram                             | 3,167           | 3,508           | 2            | 4,979         | 5,219         | 2            | 5,197         | 5,306            | 1            |
| 25      | Nagaland                            | 8,794           | 11,250          | 1            | 13,821        | 19,830        | 1            | 14,249        | 20,779           | 5            |
| 26      | Odisha                              | 1,68,645        | 1,66,591        | 59           | 1,93,847      | 1,75,783      | 70           | 1,90,492      | 1,53,641         | 117          |
| 27      | Puducherry                          | 3,486           | 3,659           | 2            | 6,151         | 4,371         | 2            | 6,299         | 4,288            | 1            |
| 28      | Punjab                              | 75,935          | 1,27,435        | 13           | 96,989        | 1,37,991      | 24           | 1,38,178      | 1,83,934         | 112          |
| 29      | Rajasthan                           | 1,42,627        | 2,57,750        | 21           | 2,41,800      | 3,94,931      | 68           | 2,55,024      | 4,01,494         | 112          |
| 30      | Sikkim                              | 20,324          | 11,141          | 10           | 41,019        | 21,429        | 32           | 44,424        | 20,914           | 28           |
| 31      | Tamil Nadu                          | 2,81,821        | 2,42,431        | 234          | 3,64,300      | 3,07,011      | 423          | 3,85,032      | 2,89,565         | 452          |
| 32      | Telangana                           | 98,451          | 93,148          | 32           | 1,42,224      | 1,12,289      | 138          | 1,69,767      | 1,27,289         | 226          |
| 33      | Tripura                             | 13,237          | 14,397          | 3            | 18,700        | 18,588        | 7            | 24,085        | 20,555 12,20,706 | 7 791        |
| 34 35   | Uttar Pradesh Uttarakhand           | 4,59,787 26,714 | 7,89,937 49,955 | 195 3        | 5,90,338      | 9,40,954      | 576          | 7,77,335      |                  |              |
|         |                                     |                 |                 |              | 39,438        | 61,978        | 25           | 45,957        | 83,403           | 48           |
| 36      | West Bengal                         | 3,97,204        | 3,41,402        | 97           | 3,75,319      | 3,02,387      | 102          | 4,82,598      | 3,45,601         | 152          |
| 37      | Others* Total                       | 182 35,98,830   | 510 43,13,982   | 1 1,330      | 216 45,85,741 | 327 53,23,009 | 0 2,729      | 233 52,99,844 | 316 56,96,838    | 0 3,919      |

(Source: PFRDA)

*Others include NRI enrolments etc.

## Lok Sabha Unstarred Question No. 4177 regarding 'Atal Pension Yojana' for 27.03.2023

The District-wise enrolment of women, NRI women and transgender community under APY in the State of Andhra Pradesh, for the FY 2020-21, 2021-22, 2022-23 (as on 28 th  February, 2023)

| S.No   | Name of the District   | FY 2020-21   | FY 2020-21   | FY 2021-22   | FY 2021-22   | FY 2022-23   | FY 2022-23   |
|--------|------------------------|--------------|--------------|--------------|--------------|--------------|--------------|
|        |                        | Female       | Trans gender | Female       | Trans gender | Female       | Trans gender |
| 1      | Guntur                 | 20,176       | 3            | 36,414       | 49           | 33,608       | 28           |
| 2      | East Godavari          | 16,028       | 3            | 29,899       | 30           | 34,301       | 61           |
| 3      | Krishna                | 18,412       | 4            | 23,271       | 10           | 32,701       | 16           |
| 4      | West Godavari          | 15,480       | 6            | 19,123       | 12           | 24,703       | 51           |
| 5      | Alluri Sitharama Raju  | 16,266       | 1            | 22,463       | 19           | 19,959       | 25           |
| 6      | Kurnool                | 20,232       | 14           | 23,817       | 19           | 32,074       | 21           |
| 7      | Chittoor               | 14,442       | 6            | 17,885       | 5            | 28,400       | 22           |
| 8      | Prakasam               | 12,904       | 7            | 22,835       | 24           | 29,366       | 26           |
| 9      | Anantapur              | 13,182       | 5            | 18,751       | 13           | 27,347       | 22           |
| 10     | SPSR Nellore           | 11,542       | 2            | 14,512       | 14           | 22,740       | 21           |
| 11     | Srikakulam             | 10,841       | 1            | 16,372       | 15           | 13,187       | 14           |
| 12     | Y.S.R.                 | 10,243       | 1            | 14,908       | 12           | 22,116       | 12           |
| 13     | Parvathipuram Manyam   | 10,176       | 2            | 13,533       | 11           | 11,121       | 7            |
| Total  | Total                  | 1,89,924     | 55           | 2,73,783     | 233          | 3,31,623     | 326          |

## (Source: PFRDA)

## Note:

Districts are identified by mapping subscriber PIN code with latest PIN code and District directory (Oct, 2021) available in database of Department of Post.

Separate mapping for NRI data for Andhra Pradesh State and its districts is not available.