Lok Sabha Question No. 2731 (UNSTARRED), answered on 2021-12-14
Subject: PMFBY for Kharif and Rabi Seasons
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Santosh Pandey, Debasree Chaudhuri

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA

## UNSTARRED QUESTION NO.2731 TO BE ANSWERED ON  14 TH  DECEMBER, 2021

## PMFBY FOR KHARIF AND RABI SEASONS

2731.  SHRI SANTOSH PANDEY: MS. DEBASREE CHAUDHURI:

Will the Minister of AGRICLTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) the  total  number  of  farmers  covered  under  Pradhan  Mantri  Fasal  Bima  Yojana (PMFBY) for the kharif and rabi seasons during the last three years, State-wise including Chhattisgarh;
- (b) the  quantum  of  premium  collected  and  claims  paid  out  by  insurance  companies during the same period, State-wise and company-wise;
- (c) whether the insured farmers were deprived of insurance despite the authentic report of no rain, heavy rain and scanty rain with respect to which the farmers of Khairagarh and Dongargaon tehsils of Rajnandgaon district have submitted complaints;
- (d) whether  the  premium  amounts  deducted  by  Union  Bank  Sakuldaihan,  Punjab National Bank Bhandarpur etc. of Rajnandgaon district were retained after harvesting of the crop;
- (e) if so, the name of the guilty in this regard; and
- (f) the action being taken against the insurance company?

## ANSWER

MINISTER of AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंी (SHRI NARENDRA SINGH TOMAR)

- (a): State-wise  and  Kharif  &  Rabi  season-wise  details  including  Chhatisgarh  of  farmer applications insured  during last three years i.e. 2018-19 to 2020-21 under Pradhan Mantri Fasal Bima Yojana (PMFBY) are at Annexure-I.
- (b): State-wise  and  insurance  company-wise  details  of  premium  collected    and  claims paid by insurance companies during last three years are given in Annexure-II .

(c): As  reported  by  the  State  Government  of  Chhattisgarh,  settlement    of  admissible claims  of  eligible  farmers  of  Khairagarh  and  Dongargaon  Tehsil  of  Rajanandgaon  district have  already  been  paid  by  the  concerned  insurance  company.      Status  of  complaints  in respect of loss due to no rain, scanty rains in these Tehsils is given below:

| Season       | Tehsil Khairagarh            | Tehsil Khairagarh   | Tehsil Khairagarh   | Tehsil Dongargaon              | Tehsil Dongargaon   | Tehsil Dongargaon   |
|--------------|------------------------------|---------------------|---------------------|--------------------------------|---------------------|---------------------|
|              | Farmer Applications Received | Application Status  | Application Status  | Farmer Appli- cations Received | Application Status  | Application Status  |
|              | Farmer Applications Received | Paid                | Ineligible          | Farmer Appli- cations Received | Paid                | Ineligible          |
| Kharif 2018  | 32                           | 15                  | 17                  | 17                             | 14                  | 3                   |
| Rabi 2018-19 | 0                            | 0                   | 0                   | 0                              | 0                   | 0                   |
| Kharif 2019  | 30                           | 18                  | 12                  | 14                             | 11                  | 3                   |
| Rabi 2019-20 | 45                           | 14                  | 31                  | 2                              | 2                   | 0                   |
| Kharif 2020  | 42                           | 33                  | 9                   | 13                             | 11                  | 2                   |
| Rabi 2020-21 | 2                            | 2                   | 017                 | 1                              | 1                   | 0                   |

(d)  to  (f) : Punjab  National  Bank    branch  Bhandarpur  &  Tilai    and  State  Bank  of  Indi Branch Khairagarh have not entered the farmer's information/data  for Kharif 2019 season under PMFBY in National Crop Insurance Portal (NCIP) within the prescribed time limits due to  which  the  concerned  insurance  company  had  refunded  the  premium  amount  of  1423 farmers to the concerned banks.  Further,  in  season  Rabi  2019-20,  State  Bank  of  India, Khairagarh did not enter the requisite data/information of 308 farmers in NCIP in prescribed time limit and also requested to the concerned insurance company to hold excess premium with the company.

Inspite of giving additional time for data entry in portal for the season Kharif and Rabi 2019-20, the concerned bank, did not enter the farmer's detail on NCIP.   Accordingly, as per  Operational  Guidelines  of  the  scheme,  banks  were  asked  to  pay  the  claims  to  the concerned farmers.

The  same  matter  was  also  presented  by  the  concerned  bank  in  the  State  Level Grievance Redressal Committee. On the basis of information provided by concerned bank, insurance company and as per the provision of the scheme, banks have been found guilty and State Government has asked the concerned banks to pay claims of aggrieved farmers as per provisions of the Operational Guidelines.

## Annexure-I

| State-Wise Season-Wise State/UT Name   | Coverage under PMFBY during 2018-19 to 2020-21 as on 03.12.2021   | Farmers       | Applications   | Insured         | (Lakh)          | Coverage under PMFBY during 2018-19 to 2020-21 as on 03.12.2021   |
|----------------------------------------|-------------------------------------------------------------------|---------------|----------------|-----------------|-----------------|-------------------------------------------------------------------|
|                                        | Kharif 2018                                                       | Rabi 2018- 19 | Kharif 2019    | Rabi 2019-20    | Kharif 2020     | Rabi 2020- 21                                                     |
| A & N Islands                          | 0.004                                                             | 0.003         | 0.0004         | 0.001           | 0.003           | 0.001                                                             |
| Andhra Pradesh                         | 16.5                                                              | 7.9           | 27.9           | Not Implemented | Not Implemented | Not Implemented                                                   |
| Assam                                  | 0.2                                                               | 0.5           | 3.9            | 6.2             | 6.8             | 9.8                                                               |
| Chhattisgarh                           | 13.7                                                              | 2.0           | 37.0           | 3.2             | 44.5            | 7.1                                                               |
| Goa                                    | 0.003                                                             | 0.00001       | 0.01           | 0.001           | 0.001           | -                                                                 |
| Gujarat                                | 18.5                                                              | 3.2           | 21.3           | 3.5             | Not Implemented | Not Implemented                                                   |
| Haryana                                | 7.1                                                               | 7.7           | 8.2            | 8.9             | 8.9             | 7.6                                                               |
| Himachal Pradesh                       | 1.0                                                               | 1.7           | 1.0            | 1.8             | 0.9             | 1.5                                                               |
| Jammu & Kashmir                        | 0.9                                                               | 0.7           |                | Not Implemented | Not Implemented | Not Implemented                                                   |
| Jharkhand                              | 12.2                                                              | 0.7           | 10.5           | 0.4             | Not implemented | Not implemented                                                   |
| Karnataka                              | 23.0                                                              | 5.7           | 16.6           | 0.1             | 16.3            | 1.7                                                               |
| Kerala                                 | 0.3                                                               | 0.3           | 0.3            | 0.3             | 0.4             | 0.3                                                               |
| Madhya Pradesh                         | 36.3                                                              | 38.1          | 42.2           | 40.0            | 44.4            | 38.2                                                              |
| Maharashtra                            | 96.6                                                              | 51.7          | 128.6          | 17.1            | 109.9           | 14.1                                                              |
| Manipur                                | 0.01                                                              | -             | 0.03           | -               | -               | -                                                                 |
| Meghalaya                              | 0.01                                                              | 0.002         | 0.01           | -               | 0.001           | -                                                                 |
| Odisha                                 | 20.2                                                              | 0.8           | 46.8           | 2.0             | 94.5            | 3.0                                                               |
| Puducherry                             | -                                                                 | 0.003         | -              | 0.1             | 0.003           | 0.1                                                               |
| Rajasthan                              | 41.4                                                              | 30.4          | 45.2           | 40.1            | 67.0            | 40.6                                                              |
| Sikkim                                 | 0.002                                                             | -             | -              | 0.0002          | 0.001           | 0.0003                                                            |
| Tamil Nadu                             | 2.3                                                               | 23.1          | 3.3            | 35.6            | 6.1             | 53.7                                                              |
| Telangana                              | 6.0                                                               | 2.0           | 8.1            | 2.2             | Not Implemented | Not Implemented                                                   |
| Tripura                                | -                                                                 | 0.02          | 0.3            | 0.1             | 2.0             | 0.6                                                               |
| Uttar Pradesh                          | 31.8                                                              | 29.7          | 23.7           | 22.7            | 22.2            | 19.7                                                              |
| Uttarakhand                            | 1.3                                                               | 0.6           | 1.4            | 0.7             | 1.1             | 0.7                                                               |
| West Bengal                            | 24.5                                                              | 26.9          |                | Not Implemented | Not Implemented | Not Implemented                                                   |
| GRAND TOTAL                            | 353.7                                                             | 233.8         | 426.2          | 185.0           | 424.9           | 198.6                                                             |