Lok Sabha Question No. 560 (UNSTARRED), answered on 2021-07-22
Subject: Employment Generation under PMEGP
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: S.R. Parthiban, P. C. Mohan

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 560 TO BE ANSWERED ON 22.07.2021

## Employment Generation under PMEGP

## 560. SHRI PARTHIBAN S.R.:

SHRI P.C. MOHAN:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the details of number of micro enterprises set up and the employment generated by them under  the  Prime  Minister  Employment  Generation  Programme  (PMEGP)during  the last three years, State-wise;
- (b) whether  the  employment  generation  has  taken  a  hit  due  to  the  Corona  pandemic during the last two years;
- (c) if so, the details thereof; and
- (d) the  steps  taken  by  the  Government  to  generate  employment  and  finance  the  small enterprises?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI NARAYAN RANE)

(a): The details of the number of micro enterprises set up and the employment generated by them under the PMEGP during the last three years, State-wise, is given at Annexure.

(b) & (c): No  Sir.  During  the  financial  year  2020-21,  against  the  target  of  assisting 78,625  people  to  set  up  micro-units  and  to  generate  estimated  employment  for  6,29,000 person, Banks have sanctioned and disbursed loans to 84,793 micro units, thereby providing employment to estimated 6,78,344 persons. Further, Margin Money subsidy amounting to Rs.2188.80 crore was disbursed through Khadi and Village Industries Commission (KVIC) to Banks for 74,415 units. This is the best performance under PMEGP since its inception in 2008-09 despite Covid-19 challenges.

(d): To  generate  more  employment  opportunities  in  the  rural  and  urban  areas  of  the country,  KVIC  is  also  implementing  following  programme  under  Gramodyog  Vikas Yojana:

-  Honey Mission (Beekeeping Programme): To supplement the income of farmers, Adivasies  and  unemployed  youth  of  the  country,  KVIC  has  launched  Honey Mission  during  2017  -  18,  providing  farmers  with  bee  boxes,  live  bee  hives, equipments  and  training.    A  total  number  of  15,445  beneficiaries  have  been provided with 1,53,259 of Bee-Hives(Boxes) from 2017-18 to 2020-21.
-  Kumbhar  Sashaktikaran  Programme  (Mineral  Based  Industry):  Under  the programme,  for  up-liftment  of  the  rural  potter's  livelihood,  skill  up-gradation training  and  new  home  scale  energy  efficient  equipment  like  electric  pottery wheels, blunger, pug mill, kiln etc. are provided for producing quality products. A total of 21030 electric pottery wheels have been distributed under this programme since 2017-18 to 2020-21.

Besides  the  above,  Government  is  also  implementing  following  schemes  for  providing financial assistance tomicro and small enterprises (MSEs):

- i. Pradhan Mantri MUDRA Yojana (PMMY) is a scheme for providing loans upto 10  lakh  to  the  non-corporate,  non-farm  small/micro  enterprises.  These  loans  are given by Commercial Banks, RRBs, Small Finance Banks, Cooperative Banks, MFIs and  NBFCs.  The  borrower  can  approach  any  of  these  lending  institutions  or  can apply online.
- ii. Under Credit Guarantee Scheme for Micro and Small Enterprises, collateral free credit facility (term loan and/or working capital) is extended by lending institutions to  new  and  existing  micro  and  small  enterprises,  including  retail  activity.  The guarantee cover provided under the scheme extends from 50% to 85% for credit up to Rs. 2 crore.

*****

## Annexure

| State/UT-wise number of units assisted, disbursement of Margin Money and estimated employment generated under Prime Minister's Employment Generation Programme (PMEGP) during last three years   | State/UT-wise number of units assisted, disbursement of Margin Money and estimated employment generated under Prime Minister's Employment Generation Programme (PMEGP) during last three years   | State/UT-wise number of units assisted, disbursement of Margin Money and estimated employment generated under Prime Minister's Employment Generation Programme (PMEGP) during last three years   | State/UT-wise number of units assisted, disbursement of Margin Money and estimated employment generated under Prime Minister's Employment Generation Programme (PMEGP) during last three years   | State/UT-wise number of units assisted, disbursement of Margin Money and estimated employment generated under Prime Minister's Employment Generation Programme (PMEGP) during last three years   | State/UT-wise number of units assisted, disbursement of Margin Money and estimated employment generated under Prime Minister's Employment Generation Programme (PMEGP) during last three years   | State/UT-wise number of units assisted, disbursement of Margin Money and estimated employment generated under Prime Minister's Employment Generation Programme (PMEGP) during last three years   | State/UT-wise number of units assisted, disbursement of Margin Money and estimated employment generated under Prime Minister's Employment Generation Programme (PMEGP) during last three years   | State/UT-wise number of units assisted, disbursement of Margin Money and estimated employment generated under Prime Minister's Employment Generation Programme (PMEGP) during last three years   | State/UT-wise number of units assisted, disbursement of Margin Money and estimated employment generated under Prime Minister's Employment Generation Programme (PMEGP) during last three years   | State/UT-wise number of units assisted, disbursement of Margin Money and estimated employment generated under Prime Minister's Employment Generation Programme (PMEGP) during last three years   |
|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Sr. No.                                                                                                                                                                                          | State/UT                                                                                                                                                                                         | ACHIEVEMENT- 2018-19                                                                                                                                                                             | ACHIEVEMENT- 2018-19                                                                                                                                                                             | ACHIEVEMENT- 2018-19                                                                                                                                                                             | ACHIEVEMENT- 2019-20                                                                                                                                                                             | ACHIEVEMENT- 2019-20                                                                                                                                                                             | ACHIEVEMENT- 2019-20                                                                                                                                                                             | ACHIEVEMENT- 2020-21                                                                                                                                                                             | ACHIEVEMENT- 2020-21                                                                                                                                                                             | ACHIEVEMENT- 2020-21                                                                                                                                                                             |
|                                                                                                                                                                                                  |                                                                                                                                                                                                  | No. of Units setup**                                                                                                                                                                             | Margin Money (Rs. in lakhs)                                                                                                                                                                      | Estimated Employ. (Nos)                                                                                                                                                                          | No. of Units setup**                                                                                                                                                                             | Margin Money (Rs. in lakhs)                                                                                                                                                                      | Estimate d Employ. (Nos)                                                                                                                                                                         | No. of Units setup**                                                                                                                                                                             | Margin Money (Rs. in lakhs)                                                                                                                                                                      | Estimated Employ. (Nos)                                                                                                                                                                          |
| I. NORTH ZONE                                                                                                                                                                                    | I. NORTH ZONE                                                                                                                                                                                    | I. NORTH ZONE                                                                                                                                                                                    | I. NORTH ZONE                                                                                                                                                                                    | I. NORTH ZONE                                                                                                                                                                                    | I. NORTH ZONE                                                                                                                                                                                    | I. NORTH ZONE                                                                                                                                                                                    | I. NORTH ZONE                                                                                                                                                                                    | I. NORTH ZONE                                                                                                                                                                                    | I. NORTH ZONE                                                                                                                                                                                    | I. NORTH ZONE                                                                                                                                                                                    |
| 1                                                                                                                                                                                                | Jammu Kashmir                                                                                                                                                                                    | 7529                                                                                                                                                                                             | 15222.00                                                                                                                                                                                         | 60232                                                                                                                                                                                            | 5355                                                                                                                                                                                             | 11142.86                                                                                                                                                                                         | 42840                                                                                                                                                                                            | 8575                                                                                                                                                                                             | 18306.28                                                                                                                                                                                         | 68600                                                                                                                                                                                            |
| 2                                                                                                                                                                                                | Ladakh                                                                                                                                                                                           | 0                                                                                                                                                                                                | 0                                                                                                                                                                                                | 0                                                                                                                                                                                                | 0                                                                                                                                                                                                | 0                                                                                                                                                                                                | 0                                                                                                                                                                                                | 281                                                                                                                                                                                              | 1168.41                                                                                                                                                                                          | 2248                                                                                                                                                                                             |
| 3                                                                                                                                                                                                | Himachal Pradesh                                                                                                                                                                                 | 1399                                                                                                                                                                                             | 4135.61                                                                                                                                                                                          | 11192                                                                                                                                                                                            | 1226                                                                                                                                                                                             | 3229.32                                                                                                                                                                                          | 9808                                                                                                                                                                                             | 1208                                                                                                                                                                                             | 3381.1                                                                                                                                                                                           | 9664                                                                                                                                                                                             |
| 4                                                                                                                                                                                                | Punjab                                                                                                                                                                                           | 1801                                                                                                                                                                                             | 4766.68                                                                                                                                                                                          | 14408                                                                                                                                                                                            | 1695                                                                                                                                                                                             | 3914.83                                                                                                                                                                                          | 13560                                                                                                                                                                                            | 1650                                                                                                                                                                                             | 5008.66                                                                                                                                                                                          | 13200                                                                                                                                                                                            |
| 5                                                                                                                                                                                                | Chandigarh-UT                                                                                                                                                                                    | 28                                                                                                                                                                                               | 63.91                                                                                                                                                                                            | 224                                                                                                                                                                                              | 14                                                                                                                                                                                               | 28.71                                                                                                                                                                                            | 112                                                                                                                                                                                              | 10                                                                                                                                                                                               | 16                                                                                                                                                                                               | 80                                                                                                                                                                                               |
| 6                                                                                                                                                                                                | Haryana                                                                                                                                                                                          | 2165                                                                                                                                                                                             | 5178.43                                                                                                                                                                                          | 17320                                                                                                                                                                                            | 2029                                                                                                                                                                                             | 4938.21                                                                                                                                                                                          | 16232                                                                                                                                                                                            | 1740                                                                                                                                                                                             | 5512.55                                                                                                                                                                                          | 13920                                                                                                                                                                                            |
| 7                                                                                                                                                                                                | Delhi                                                                                                                                                                                            | 132                                                                                                                                                                                              | 157.13                                                                                                                                                                                           | 1056                                                                                                                                                                                             | 93                                                                                                                                                                                               | 110.63                                                                                                                                                                                           | 744                                                                                                                                                                                              | 74                                                                                                                                                                                               | 147.61                                                                                                                                                                                           | 592                                                                                                                                                                                              |
| 8                                                                                                                                                                                                | Rajasthan                                                                                                                                                                                        | 2359                                                                                                                                                                                             | 7199.28                                                                                                                                                                                          | 18872                                                                                                                                                                                            | 3024                                                                                                                                                                                             | 8171.88                                                                                                                                                                                          | 24192                                                                                                                                                                                            | 2772                                                                                                                                                                                             | 8806.83                                                                                                                                                                                          | 22176                                                                                                                                                                                            |
|                                                                                                                                                                                                  | Total -I                                                                                                                                                                                         | 15413                                                                                                                                                                                            | 36723.04                                                                                                                                                                                         | 123304                                                                                                                                                                                           | 13436                                                                                                                                                                                            | 31536.44                                                                                                                                                                                         | 107488                                                                                                                                                                                           | 16310                                                                                                                                                                                            | 42347.44                                                                                                                                                                                         | 130480                                                                                                                                                                                           |
| II CENTRAL ZONE                                                                                                                                                                                  | II CENTRAL ZONE                                                                                                                                                                                  | II CENTRAL ZONE                                                                                                                                                                                  | II CENTRAL ZONE                                                                                                                                                                                  | II CENTRAL ZONE                                                                                                                                                                                  | II CENTRAL ZONE                                                                                                                                                                                  | II CENTRAL ZONE                                                                                                                                                                                  | II CENTRAL ZONE                                                                                                                                                                                  | II CENTRAL ZONE                                                                                                                                                                                  | II CENTRAL ZONE                                                                                                                                                                                  | II CENTRAL ZONE                                                                                                                                                                                  |
| 9                                                                                                                                                                                                | Uttarakhand                                                                                                                                                                                      | 2181                                                                                                                                                                                             | 4098.38                                                                                                                                                                                          | 17448                                                                                                                                                                                            | 1844                                                                                                                                                                                             | 3440.03                                                                                                                                                                                          | 14752                                                                                                                                                                                            | 2249                                                                                                                                                                                             | 4536.62                                                                                                                                                                                          | 17992                                                                                                                                                                                            |
| 10                                                                                                                                                                                               | Uttar Pradesh                                                                                                                                                                                    | 5243                                                                                                                                                                                             | 19033.28                                                                                                                                                                                         | 41944                                                                                                                                                                                            | 6118                                                                                                                                                                                             | 21648.00                                                                                                                                                                                         | 48944                                                                                                                                                                                            | 9994                                                                                                                                                                                             | 32985.38                                                                                                                                                                                         | 79952                                                                                                                                                                                            |
| 11                                                                                                                                                                                               | Chhattisgarh                                                                                                                                                                                     | 3094                                                                                                                                                                                             | 6784.52                                                                                                                                                                                          | 24752                                                                                                                                                                                            | 2810                                                                                                                                                                                             | 6098.28                                                                                                                                                                                          | 22480                                                                                                                                                                                            | 2718                                                                                                                                                                                             | 6062.77                                                                                                                                                                                          | 21744                                                                                                                                                                                            |
| 12                                                                                                                                                                                               | Madhya Pradesh                                                                                                                                                                                   | 2526                                                                                                                                                                                             | 10002.28                                                                                                                                                                                         | 20208                                                                                                                                                                                            | 2175                                                                                                                                                                                             | 8063.63                                                                                                                                                                                          | 17400                                                                                                                                                                                            | 4854                                                                                                                                                                                             | 13807.82                                                                                                                                                                                         | 38832                                                                                                                                                                                            |
|                                                                                                                                                                                                  | Total -II                                                                                                                                                                                        | 13044                                                                                                                                                                                            | 39918.46                                                                                                                                                                                         | 104352                                                                                                                                                                                           | 12947                                                                                                                                                                                            | 39249.94                                                                                                                                                                                         | 103576                                                                                                                                                                                           | 19815                                                                                                                                                                                            | 57392.59                                                                                                                                                                                         | 158520                                                                                                                                                                                           |
| III. N.E.ZONE                                                                                                                                                                                    | III. N.E.ZONE                                                                                                                                                                                    | III. N.E.ZONE                                                                                                                                                                                    | III. N.E.ZONE                                                                                                                                                                                    | III. N.E.ZONE                                                                                                                                                                                    | III. N.E.ZONE                                                                                                                                                                                    | III. N.E.ZONE                                                                                                                                                                                    | III. N.E.ZONE                                                                                                                                                                                    | III. N.E.ZONE                                                                                                                                                                                    | III. N.E.ZONE                                                                                                                                                                                    | III. N.E.ZONE                                                                                                                                                                                    |
| 13                                                                                                                                                                                               | Sikkim                                                                                                                                                                                           | 55                                                                                                                                                                                               | 112.35                                                                                                                                                                                           | 440                                                                                                                                                                                              | 79                                                                                                                                                                                               | 174.56                                                                                                                                                                                           | 632                                                                                                                                                                                              | 57                                                                                                                                                                                               | 152.28                                                                                                                                                                                           | 456                                                                                                                                                                                              |
| 14                                                                                                                                                                                               | Arunachal Pradesh                                                                                                                                                                                | 280                                                                                                                                                                                              | 419.88                                                                                                                                                                                           | 2240                                                                                                                                                                                             | 211                                                                                                                                                                                              | 363.79                                                                                                                                                                                           | 1688                                                                                                                                                                                             | 98                                                                                                                                                                                               | 232.63                                                                                                                                                                                           | 784                                                                                                                                                                                              |
| 15                                                                                                                                                                                               | Nagaland                                                                                                                                                                                         | 1208                                                                                                                                                                                             | 2349.67                                                                                                                                                                                          | 9664                                                                                                                                                                                             | 1109                                                                                                                                                                                             | 2650.24                                                                                                                                                                                          | 8872                                                                                                                                                                                             | 740                                                                                                                                                                                              | 2045.47                                                                                                                                                                                          | 5920                                                                                                                                                                                             |
| 16                                                                                                                                                                                               | Manipur                                                                                                                                                                                          | 1291                                                                                                                                                                                             | 2041.06                                                                                                                                                                                          | 10328                                                                                                                                                                                            | 1173                                                                                                                                                                                             | 2036.30                                                                                                                                                                                          | 9384                                                                                                                                                                                             | 1556                                                                                                                                                                                             | 5899.03                                                                                                                                                                                          | 12448                                                                                                                                                                                            |

| 17             | Mizoram         | 1123           | 1514.90        | 8984           | 760            | 1083.78        | 6080           | 810            | 1412.46        | 6480           |
|----------------|-----------------|----------------|----------------|----------------|----------------|----------------|----------------|----------------|----------------|----------------|
| 18             | Tripura         | 1179           | 2314.24        | 9432           | 963            | 1835.39        | 7704           | 842            | 1829.57        | 6736           |
| 19             | Meghalaya       | 390            | 587.14         | 3120           | 377            | 569.17         | 3016           | 359            | 579.65         | 2872           |
| 20             | Assam           | 3737           | 4167.41        | 29896          | 2587           | 3557.78        | 20696          | 2939           | 4948.48        | 23512          |
|                | Total -III      | 9263           | 13506.65       | 74104          | 7259           | 12271.01       | 58072          | 7401           | 17099.57       | 59208          |
| IV. EAST ZONE  | IV. EAST ZONE   |                |                |                |                |                |                |                |                |                |
| 21             | Bihar           | 3303           | 9842.00        | 26424          | 2216           | 6950.67        | 17728          | 2192           | 7208.74        | 17536          |
| 22             | West Bengal     | 2413           | 7568.78        | 19304          | 2222           | 8487.40        | 17776          | 2070           | 7425.32        | 16560          |
| 23             | Jharkhand       | 1797           | 4535.69        | 14376          | 1544           | 3749.79        | 12352          | 1522           | 3847.8         | 12176          |
| 24             | Odisha          | 3070           | 7856.18        | 24560          | 2723           | 7816.86        | 21784          | 3171           | 8748.07        | 25368          |
| 25             | Andaman Nicobar | 229            | 318.52         | 1832           | 93             | 146.16         | 744            | 155            | 186.12         | 1240           |
|                | Total -IV       | 10812          | 30121.17       | 86496          | 8798           | 27150.88       | 70384          | 9110           | 27416.05       | 72880          |
| V. WESTZONE    | V. WESTZONE     |                |                |                |                |                |                |                |                |                |
| 26             | Gujarat         | 3500           | 25443.87       | 28000          | 3983           | 28740.29       | 31864          | 2854           | 20637.05       | 22832          |
| 27             | Maharashtra     | 5642           | 15272.02       | 45136          | 4406           | 11219.47       | 35248          | 3104           | 8844.29        | 24832          |
| 28             | Goa             | 78             | 237.23         | 624            | 90             | 244.36         | 720            | 58             | 156.65         | 464            |
|                | TOTAL - V       | 9220           | 40953.12       | 73760          | 8479           | 40204.12       | 67832          | 6016           | 29637.99       | 48128          |
| VI. SOUTH ZONE | VI. SOUTH ZONE  | VI. SOUTH ZONE | VI. SOUTH ZONE | VI. SOUTH ZONE | VI. SOUTH ZONE | VI. SOUTH ZONE | VI. SOUTH ZONE | VI. SOUTH ZONE | VI. SOUTH ZONE | VI. SOUTH ZONE |
| 29             | Andhra Pradesh  | 2220           | 9046.31        | 17760          | 2188           | 9024.23        | 17504          | 1677           | 6866.3         | 13416          |
| 30             | Telangana       | 2051           | 7180.89        | 16408          | 2174           | 7118.89        | 17392          | 2025           | 6376.33        | 16200          |
| 31             | Karnataka       | 3657           | 10725.32       | 29256          | 3697           | 10681.14       | 29576          | 4437           | 12504.26       | 35496          |
| 32             | Lakshadweep     | 0              | 0.00           | 0              | 0              | 0.00           | 0              | 3              | 15.36          | 24             |
| 33             | Kerala          | 2486           | 5383.93        | 19888          | 2438           | 5322.79        | 19504          | 2389           | 5225.88        | 19112          |
| 34             | Tamil Nadu      | 5185           | 13290.95       | 41480          | 5173           | 12405.45       | 41384          | 5188           | 13881.57       | 41504          |
| 35             | Puducherry      | 76             | 150.70         | 608            | 64             | 117.26         | 512            | 44             | 116.81         | 352            |
|                | TOTAL -VI       | 15675          | 45778.10       | 125400         | 15734          | 44669.76       | 125872         | 15763          | 44986.51       | 126104         |
|                | GRAND TOTAL     | 73427          | 207000.54      | 587416         | 66653          | 195082.15      | 533224         | 74415**        | 218880.15      | 595320         |