Lok Sabha Question No. 5464 (UNSTARRED), answered on 2022-04-05
Subject: Crops Insured under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Nama Nageswara Rao

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 5464

TO BE ANSWERED ON THE 5 th  APRIL, 2022

## CROPS INSURED UNDER PMFBY

## 5464. SHRI NAMA NAGESWARA RAO:

Will  the  Minister  of  AGRICULTURE AND FARMERS WELFARE कृ िष एवं कसान कयाण मंी be pleased to state:

- (a) the types of crops for which insurance has been sought under Pradhan Mantri Fasal Bima Yojana (PMFBY) and the amount of insurance disbursed till date in this regard;
- (b) whether the Government is aware that farmers on an average have to wait for more than a year for settlement of insurance claims under PMFBY, if so, the details thereof and the reasons therefor; and
- (c)  the  steps  taken  by  the  Government  to  streamline  the  settlement  mechanism  to reduce the pendency of claims under this yojana?

## ANSWER

## MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ िष एवं कसान कयाण मंी

(SHRI NARENDRA SINGH TOMAR)

(a)  :    All  the  food,  oilseeds  and  commercial/horticultural  crops  can  be  notified  by  the concerned State Government under the scheme subject to availability of past yield data of requisite number of years and capacity of the State Government to conduct requisite number of  Crop  Cutting  Experiments  (CCEs)  at  unit  area  level  to  know  the  yield  for calculation of claims under Pradhan Mantri Fasal Bima Yojana (PMFBY).

Since  inception  of  the  scheme  in  Kharif  2016  till  Kharif  2020-21  (as  on  09.03.2022), claims of  Rs. 1,15,369  crore have been paid to the insured farmers under the scheme.

(b) & (c) : The admissible claims under the PMFBY are generally paid by the concerned insurance  companies  within  two  months  of  completion  of  Crop  Cutting  Experiments (CCEs)/harvesting  period  and  one  month  of  notification  for  invoking  the  risks/perils  of prevented sowing, mid-season adversity and post harvest losses subject to receipt of total share of premium subsidy from concerned Government within time.  However, settlement of  few  claims  in  some  States  including  Maharashtra  got  delayed  due  to  reasons  like delayed transmission of yield data; late release of their share in  premium subsidy, yield related disputes between insurance companies and States, non-receipt of account details of some farmers for transfer of claims to the bank account of eligible farmers and National

Electronic Fund Transfer (NEFT) related issues, erroneous/incomplete entry of individual farmers  data  on  National  Crop  Insurance  Portal  (NCIP),  delay  in  remittance  of  farmers share  of  premium/non-remittance  of  farmers  share  of  premium  to  concerned  insurance company etc.

This  Department  is  regularly  monitoring  the  implementation  of  PMFBY  including timely settlement of claims through weekly video conference of stakeholders, one to one meetings with insurance companies/States etc.  Insurance companies have to pay penal interest @12% per annum to the farmers for the period beyond the stipulated period in the PMFBY Guidelines from the date of receipt of final yield data from the State Government and  completion  of  crop  damage  survey.    State  Governments  have  been  advised  to calculate the admissible interest, if any and direct the concerned insurance companies to pay to eligible farmers.

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