Lok Sabha Question No. 123 (STARRED), answered on 2022-07-26
Subject: Inclusion of Tenant Farmers under Schemes
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Uttam Kumar Nalamada Reddy

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA

## STARRED QUESTION NO. 123 TO BE ANSWERED ON 26 TH  JULY, 2022

## WELFARE SCHEMES FOR TENANT FARMERS

*123    SHRI UTTAM KUMAR REDDY NALAMADA:

Will  the  Minister  of  AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to State?

- (a)     The steps taken by the Government for inclusion of tenant farmers and sharecroppers in various Government schemes.

(b)    The reasons for non-inclusion these beneficiaries  in the Pradhan Mantari Kisan Samman Nidhi (PM-KISAN)  Yojana  even  in  the  States  which  identify  and  provide  cash  support  to  landless  tenant farmers such as Odisha under the KALIA scheme and Andhra Pardesh under the YSR Rythu Bharosa Scheme and

- (c) The number of landless cultivators who have received bank loan under the Bhoomiheen Kisan guidelines of RBI and the amount  of bank loans received by them , State/UT Wise

## ANSWER

MINISTRY OF AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी (SHRI NARENDRA SINGH TOMAR) (a) to (c):     A statement is laid on the table of the House.

## STATEMENT REFERRED TO IN REPLY TO PART (a) TO (c) OF LOK SABHA STARRED QUESTION NO. 123 DUE FOR ANSWER ON 26 TH  JULY, 2022

(a) to (c) Agriculture  is  a  State  subject.  However,  the  Government  of  India implements  various  schemes  and  programmes  for  the  welfare  of  farmers  of  the country including tenant farmers and share croppers. Schemes being implemented by  the  Government  for  the  welfare  of  tenant  farmers  and  share  croppers  are  as follows:

## (I) SpecificTarget for Agriculture in Priority Sector Lending

Under the priority sector lending programme, the Reserve Bank of India (RBI)has prescribed  focused  credit  to  priority  sectors  for  all  Commercial  Banks  including Regional Rural Banks, Small Finance Banks, Local Area Banks and Primary (Urban) Co-operative  Banks  other  than  Salary  Earners'  Banks.  Within  the  specific  target  for priority sector lending, a sub-target of 18 % has been fixed for agriculture (excluding foreign  banks  with  less  than  20  branches),  out  of  which  a  sub-target  of  10%  is prescribed for Small and Marginal Farmers (SMFs). For computation of achievement of the sub-target, Small and Marginal Farmers will also include landless agricultural labourers, tenant farmers, oral lessees and sharecroppers whose share of landholding is with in the limits prescribed for SMFs.

## (II) Financing of Joint Liability Groups(JLG) of 'Bhoomi Heen Kisan'

Tenant  farmers,  share  croppers  and  oral  lessees  are  excluded  from  institutional credit/formal banking  institutions.  These  mid  segment  clients  had  access  to productive assets but were unable to access institutional credit due to their inability to offer adequate security. These farmers are eligible to form JLGs.

JLGs of 'Bhoomi Heen Kisan' are informal groups of 4-10 members engaged in similar economic activities and willing to jointly undertake to repay the loans taken by the group. In the Union Budget of 2014-15, it was declared that 5 lakh JLGs of Bhoomi Heen Kisan will be financed through NABARD. RBI has issued guidelines to all Scheduled Commercial Banks in this regard.

Apart  from  extending  refinance  support  to  banks,  NABARD  also  extends grant  support  to  banks  and  other  JLG  promoting  agencies  for  formation  and nurturing  of  JLGs  and  capacity  building  of  the  stakeholders.  To  encourage  JLG formation and promotion, NABARD provides grant assistance of Rs. 4000 per JLG.

The State/ UT-wise details of number of JLGs promoted and amount of bank loans disbursed during last three years are given in the Annexure .

## (III) Kisan Credit Card & Interest Subvention Scheme

The KCC Scheme was introduced in 1998 so that farmers may use them to readily  purchase  agriculture  inputs  such  as  seeds,  fertilizers,  pesticides  etc.  and draw cash for their  production  needs.  The  scheme  aims  at  providing  adequate  and timely credit support from the banking system under a single window with aflexible and simplified procedure for farmers (individual/joint borrowers who are owner cuItivators), tenant farmers, oral lessees, share croppers, Self Help groups or Joint Liability Groups of farmers including tenant farmers and sharecroppers etc. As on 31.03.2022, total number of operative KCC in the country is 7.14 crore.

Moreover, since February 2020, a special drive has been undertaken under 'KCC Saturation Drive'in order to provide concessional credit to PM-KISAN beneficiaries not  covered  under  KCC.The  target  was  to  cover  2.5  crore  farmers  and  as  on 01.07.2022,  3.26  crore  new  KCC  have  been  issued  with  sanctioned  limit  of  Rs. 3.70 lakh crore.

Under  the  Interest  Subvention  Scheme,  tenant  farmers  and  sharecroppers can avail short term agri-loans through KCC upto Rs. 3 lakh at subsidized rate of interest. At present, 3% incentive is available for prompt repayment of loan reducing the cost  to  farmers  to  4%  for  loans  to  agriculture  and  allied  activities  extended  through Kisan Credit Card (KCC)Scheme

## (IV) Pradhan Mantri Fasal Bima Yojana (PMFBY)

PMFBY  Scheme  was  launched  from  Kharif  2016  with  aim  to  support production  in  agriculture  by  providing  an  affordable  crop  insurance  product  to ensure comprehensive risk cover insurance support for crops of farmers against all non-preventable  natural  risks  from  pre-sowing  to  post-harvest  stage.  All  tenant farmers  and  sharecroppers  growing  the  notified  crops  in  the  notified  areas  are eligible for coverage. In 2020-21, 25.37 lakh applications were received from tenant farmers.

## (V) Farmer Producer Organisations (FPOs)

The  Government  of  India  has  launched  the  Central  Sector  Scheme  for 'Formation and Promotion of 10,000 Farmer Producer Organizations (FPOs)' in the year 2020 with the main focus on leveraging economies of scale in production and marketing with a view to enhance productivity through efficient, cost effective and sustainable  resource  use  for  ensuring  sustainable  income  oriented  farming,  thus helping  in  reduction  of  cost  of  farm  production  and  increase  in  farmers'  income. Landless tenant farmers are included as eligible beneficiaries/members of FPOs.

Landholding is the primary condition for eligibility  under  PM-KISAN Scheme.

Annexure

|       | Name of the State         |            |                              |                       |                              |                     |                                      |
|-------|---------------------------|------------|------------------------------|-----------------------|------------------------------|---------------------|--------------------------------------|
|       | Name of the State         | 2019-20    | 2019-20                      | JLG Financing 2020-21 | JLG Financing 2020-21        | (Amount in Rs lakh) | (Amount in Rs lakh)                  |
| S.No. | Name of the State         | No. of JLG | Loan Disbursed during the FY | No. of JLG            | Loan Disbursed during the FY | No. of JLG          | 2021-22 Loan Disbursed during the FY |
| 1     | Andaman & Nicobar         | 1          | 1.28                         | 10                    | 14.78                        | 15                  | 20.54                                |
| 2     | Andhra Pradesh            | 20920      | 48181.39                     | 12075                 | 21355.05                     | 116112              | 41487.61                             |
| 3     | Arunachal Pradesh         | 3          | 7.66                         | 1                     | 0.22                         | 1                   | 6.00                                 |
| 4     | Assam                     | 53758      | 81474.58                     | 21956                 | 23275.42                     | 15946               | 21151.88                             |
| 5     | Bihar                     | 558450     | 1078040.77                   | 420262                | 719215.12                    | 534923              | 5759338.14                           |
| 6     | Chandigarh                |            |                              | 0                     | 0.00                         | 156                 | 278.35                               |
| 7     | Chhattisgarh              | 78967      | 130970.28                    | 111019                | 98720.83                     | 111941              | 92237.25                             |
| 8     | Dand NHAVELI UT           | 1          | 0.3                          | 27                    | 111.56                       | 0                   | 493.59                               |
| 9     | DAMANand DIU UT           | 2          | 2.73                         | 1                     | 496.11                       | 26                  | 110.18                               |
| 10    | Goa                       | 2137       | 3888.22                      | 1012                  | 1810.89                      | 1101                | 1852.33                              |
| 11    | Gujarat                   | 104115     | 192274.06                    | 51189                 | 86691.70                     | 167863              | 123878.63                            |
| 12    | Haryana                   | 101954     | 188804.95                    | 82683                 | 146914.46                    | 93150               | 147223.55                            |
| 13    | Himachal Pradesh          | 2844       | 4952.48                      | 3237                  | 5311.07                      | 2990                | 5140.15                              |
| 14    | Jammu and Kashmir         | 1141       | 1006.76                      | 1224                  | 887.20                       | 2051                | 2470.78                              |
| 15    | Jharkhand                 | 149179     | 277032.05                    | 203540                | 272999.47                    | 181831              | 286446.42                            |
| 16    | Karnataka                 | 322399     | 633909.22                    | 306901                | 494686.09                    | 498261              | 536421.94                            |
| 17    | Kerala                    | 337960     | 635884.41                    | 617445                | 437888.09                    | 546546              | 426579.76                            |
| 18    | LAKSHADWEEP UT            | 0          | 0                            | 0                     | 0.00                         | 0                   | 0.00                                 |
| 19    | Madhya Pradesh            | 237976     | 433168.92                    | 261431                | 306030.91                    | 396315              | 362887.15                            |
| 20    | Maharashtra               | 345067     | 656395.49                    | 341125                | 457910.43                    | 503312              | 542266.85                            |
| 21    | Manipur                   | 1586       | 2537.17                      | 927                   | 2297.98                      | 766                 | 1710.19                              |
| 22    | Meghalaya                 | 761        | 1158.79                      | 791                   | 1227.53                      | 605                 | 930.96                               |
| 23    | Mizoram                   | 859        | 1662.82                      | 646                   | 1130.56                      | 1074                | 2200.03                              |
| 24    | Nagaland                  | 5          | 11.5                         | 2                     | 0.20                         | 3                   | 5.89                                 |
| 25    | New Delhi                 | 12193      | 21265.93                     | 8121                  | 16122.56                     | 7951                | 15219.83                             |
| 26    | Odisha                    | 326813     | 565216.79                    | 331562                | 459273.89                    | 368612              | 509949.69                            |
| 27    | Puducherry                | 475        | 826.35                       | 104                   | 199.95                       | 14113               | 13683.80                             |
| 28    | Punjab                    | 99191      | 187388.71                    | 73506                 | 120685.33                    | 75774               | 120190.41                            |
| 29    | Rajasthan                 | 244399     | 464183.04                    | 243103                | 421068.54                    | 264899              | 377443.83                            |
| 30    | Sikkim                    | 925        | 1405.33                      | 243                   | 339.21                       | 299                 | 510.07                               |
| 31    | Tamil Nadu                | 397820     | 1289697.3                    | 333074                | 770018.01                    | 672577              | 739905.57                            |
| 32    | Telangana                 | 10298      | 15823.68                     | 2916                  | 3737.19                      | 83313               | 14876.23                             |
| 33    | Tripura                   | 14976      | 21613                        | 13040                 | 21716.40                     | 11703               | 23743.41                             |
|       |                           | 354107     | 668680.79                    |                       |                              |                     | 279172.36                            |
| 34 35 | Uttar Pradesh Uttarakhand | 21039      |                              | 26713                 | 42008.32                     | 185197              |                                      |
| 36    | West Bengal               | 377180     | 34327.82 668500.08           | 366476 290520         | 545712.04 351321.27          | 261460 287912       | 430899.75 396542.02                  |
|       | Total                     | 4179501    | 8310294.57                   | 4126882               | 5831178.38                   | 5408798             | 11277275.14                          |

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