Lok Sabha Question No. 2974 (UNSTARRED), answered on 2022-03-21
Subject: Bank Branches in Uttar Pradesh
Ministry: FINANCE
Asked by: Keshari Devi Patel

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA

## UN-STARRED QUESTION No. 2974

ANSWERED ON MONDAY, MARCH 21, 2022 / PHALGUNA 30, 1943 (SAKA)

## Bank Branches in Uttar Pradesh

## 2974.     SHRIMATI KESHARI DEVI PATEL:

Will the Minister of FINANCE be pleased to state:

- (a) the number of Public and Private Sector banks branches in proportion to the population of Uttar Pradesh including Prayagraj;
- (b) the number of additional branches proposed to be opened in future, district wise;
- (c) the number of applications received in Uttar Pradesh including Prayagraj under the Startup India Scheme along with the number of applications approved so far;
- (d) the  names  and  details  of  products  for  which  maximum  number  of  applications  were  received  and approved under the Startup India Scheme; and
- (e) whether the time limit has been fixed for credit from banks under the Startup India Scheme and if so, the details thereof?

## Answer

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (DR. BHAGWAT KARAD)

- (a) As informed by the State Level Bankers' Committee (SLBC), Uttar Pradesh, the status of coverage of population (as per census 2011) by Banking Outlets in the State of Uttar Pradesh and Prayagraj District is given below:

| Banking Outlets                                       | State of UP            | State of UP                                             | Prayagraj              | Prayagraj                                              |
|-------------------------------------------------------|------------------------|---------------------------------------------------------|------------------------|--------------------------------------------------------|
| Banking Outlets                                       | No. of banking outlets | Banking outlet per lakh population (Pop. - 19.95 crore) | No. of banking outlets | Banking outlet per lakh population (Pop. - 59.54 lakhs |
| Total Brick &Mortar Branches                          | 19056                  | 10                                                      | 620                    | 10                                                     |
| Bank Mitras (incl. IPPBs)                             | 66173                  | 33                                                      | 1905                   | 32                                                     |
| Bank Sakhi (under Govt. of UP Scheme) - One GP One BC | 20360                  | 10                                                      | 571                    | 10                                                     |
| Total Banking Outlets                                 | 105589                 | 53                                                      | 3096                   | 52                                                     |
| ATMs                                                  | 18922                  | 10                                                      | 795                    | 13                                                     |
| Grand Total                                           | 124511                 | 63                                                      | 3891                   | 65                                                     |

(b) In  terms  of  the  revised  guidelines  issued  by  Reserve  Bank  of  India  (RBI)  vide  circular  on 'Rationalization of Branch Authorization Policy' No. DBR.BAPD.BC.69/22.01.001/2016-17 dated May 18, 2017, the term ' Branch' has been substituted by 'Banking Outlet (BO)' which includes both physical brick and mortar branches and Business Correspondent (BC) outlets to enable banks in expanding their network even in remote rural areas in a cost-effective manner for hassle free services to customers in rural areas

In pursuance of extant RBI guidelines, rolling out of banking outlets in uncovered areas is a continuous process looked  after  by  the  State  Level  Bankers'  Committee  (SLBC),  in  consultation  with  the  concerned  State Government, member banks and other stakeholders. Banks, inter-alia , consider proposals for opening banking outlets in the light of RBI's instructions, their business plans and their commercial viability. To further assess the viability for opening a banking outlet, banks carry out survey as required.

To ensure availability of banking outlet (Bank branch / Business Correspondent/India Post Payments Bank), within 5 kilometres of all inhabited villages, the Government has launched a Geographic Information System (GIS) based App., namely, Jan Dhan Darshak App (JDD App) developed by National Informatics Centre (NIC). Banks  upload  the  GIS  location  of  their  branches,  Business  Correspondents  (BCs)  and  Automated  Teller Machines (ATMs) on the app.

As on 28.02.2022, as per GIS data, there are 97,211 mapped inhabited villages in the State of Uttar Pradesh and all of these villages have at least one banking outlet within a distance of 5 kilometers.

(c) to (e)    As informed by the Department of Promotion of Industry and Internal Trade (DPIIT), Startup India is a flagship initiative of Government of India, launched on 16 th January 2016 and aims at building a strong ecosystem for nurturing innovation and Startups in the country. Under this initiative, as on 07 th  March 2022, a total of 5,833 eligible entities have been recognised as startup from the State of Uttar Pradesh with 130 startups from Prayagraj.

The data of startup recognition, under Start up India, is compiled industry/sector-wise and not product wise. List of industry-wise number of startups recognized by DPIIT is at Annexure.

No guidelines have been prescribed fixing the time limit for credit from banks under the Startup India Scheme. However, Government is providing assistance under this initiative, under the following two schemes:

## i)  Fund of Funds for Startups Scheme

## ii) Startup India Seed Fund Scheme

Under the Fund of Funds for Startups Scheme (FFS), a corpus of Rs.10,000 crore has been sanctioned, spread over the 14th and 15th Finance Commission cycles. The Scheme is operated and managed by Small Industries Development Bank of India (SIDBI). However, no direct financial assistance to startups is provided, under this scheme. Instead, it supports SEBI- registered Alternative Investment Funds (AIFs), who in turn invest money in growing Indian startups through equity and equity-linked instruments.

Under the Startup India Seed Fund Scheme (SISFS), Rs.945 crore has been sanctioned for a period of 4 years starting from 2021-22. The funds are released to Startups through approved Incubators.

* * * * *

## Annexure as referred to in part (c) to (e) of Lok Sabha Unstarred Question No. 2974 for 21.03.2022 regarding 'Bank Branches in Uttar Pradesh'

| Industries                          |           |
|-------------------------------------|-----------|
| Advertising                         | 520       |
| Aeronautics Aerospace &Defence      | 568       |
| Agriculture                         | 2974      |
| AI                                  | 1302      |
| Airport Operations                  | 6         |
| Analytics                           | 533       |
| Animation                           | 64        |
| AR VR (Augmented + Virtual Reality) | 361       |
| Architecture Interior Design        | 354       |
| Art &Photography                    | 210       |
| Automotivep                         | 1191      |
| Biotechnology                       | 130       |
| Chemicals                           | 493       |
| Computer Vision                     | 199       |
| Construction                        | 2246      |
| Dating Matrimonial                  | 53        |
| Design                              | 505       |
| Education                           | 4343      |
| Enterprise Software                 | 1310      |
| Events                              | 274       |
| Fashion                             | 784       |
| Finance Technology                  | 2035      |
| Food &Beverages                     | 2958      |
| Green Technology                    | 1545      |
| Healthcare &Lifesciences            | 6016      |
| House-Hold Services                 | 445       |
| Human Resources                     | 1231      |
| Indic Language Startups             | 161       |
| Internet of Things                  | 1207      |
| IT Services                         | 8203      |
| Logistics                           | 207       |
| Marketing                           | 1359      |
| Media &Entertainment                | 1039      |
| Nanotechnology                      | 114       |
| Non- Renewable Energy               | 1307      |
| Other Specialty Retailers           | 457       |
| Others                              | 1276      |
| Passenger Experience                | 5         |
| Pets &Animals                       | 161       |
| Professional &Commercial Services   | 3224 518  |
| Real Estate                         |           |
| Renewable Energy Retail             | 1726 1565 |
|                                     | 380       |
| Robotics                            | 207       |
| Safety                              |           |
| Security Solutions                  | 666       |

| Social Impact                 |   436 |
|-------------------------------|-------|
| Social Network                |   529 |
| Sports                        |   319 |
| Technology Hardware           |  2006 |
| Telecommunication &Networking |   630 |
| Textiles &Apparel             |   853 |
| Toys and Games                |   102 |
| Transportation &Storage       |  1105 |
| Travel &Tourism               |  1027 |
| Waste Management              |   270 |
| Not Specified                 |  1301 |
| Grand Total                   | 65010 |