Lok Sabha Question No. 43 (UNSTARRED), answered on 2021-07-19
Subject: National Savings Scheme Fund
Ministry: FINANCE
Asked by: P. Ravindhranath

No.43

## SHRI P RAVINDHRANATH

Will the Minister of FINANCE be pleased to state:-

- (a) the details of utilization of money pooled in the National Savings Scheme Fund during the last three years and the current year;
- (b) the details of State/UT-wise collection of money under the Small Savings Schemes, through the network of post offices, during each of the last three years and the current year; and
- (c) the  steps  taken  by  the  Government  to  sustain  the  investor's  interest  in  the  small  saving schemes during the last three years and the current year?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF FINANCE ( PANKAJ CHAUDHARY )

- (a) The details of utilization of money pooled in the National Small Savings Fund during the last three years and the current years may be seen at 'Annexure-I'.
- (b) The  details  of  State/UT-wise  collection  of  money  under  the  Small  Savings  Schemes, through the network of post offices, during each of the last three years and the current year may be seen at 'Annexure-II'.
- (c) The rate of interest on Small Savings Schemes is fixed based on returns on Government Securities  and  some  additional  spread.    They  continue  to  draw  investor's  interest because of safety and attractive interest because of safety and attractive interest rates. Schemes are also advertised in print and electronic media to bring awareness in general public on regular basis.

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## Government of India Ministry of Finance Department of Economic Affairs

## LOK SABHA

## UNSTARRED QUESTION NO.43

## TO BE ANSWERED ON MONDAY 19 th  JULY, 2021 NATIONAL SAVINGS SCHEME FUND

Annexure-1

| Utilization of money pooled in NSSF from FY 2017-18 to FY 2020-21 (up to 13.07.2021)   | Utilization of money pooled in NSSF from FY 2017-18 to FY 2020-21 (up to 13.07.2021)   | Utilization of money pooled in NSSF from FY 2017-18 to FY 2020-21 (up to 13.07.2021)   | Utilization of money pooled in NSSF from FY 2017-18 to FY 2020-21 (up to 13.07.2021)   | Utilization of money pooled in NSSF from FY 2017-18 to FY 2020-21 (up to 13.07.2021)   | Utilization of money pooled in NSSF from FY 2017-18 to FY 2020-21 (up to 13.07.2021)   |
|----------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------|
| Sr. No.                                                                                | Investment in                                                                          | 2020-21 (upto 13.07.21)                                                                | 2019-20 (Pro.)                                                                         | 2018-19                                                                                | 2017-18                                                                                |
| a                                                                                      | Government of India Securities                                                         | 156934.19                                                                              | 262413.32                                                                              | 138533.00                                                                              | 108661.00                                                                              |
| b                                                                                      | State Government Securities                                                            | 7086.70                                                                                | 18702.87                                                                               | 12193.06                                                                               | 9161.58                                                                                |
| c                                                                                      | Public Agencies                                                                        | 0.00                                                                                   | 141310.00                                                                              | 139636.00                                                                              | 106000.00                                                                              |
| Total                                                                                  | Total                                                                                  | 164020.89                                                                              | 422426.19                                                                              | 290362.06                                                                              | 223822.58                                                                              |

Source: Receipt Budget

Annexure-II

## STATEMENT SHOWING STATE/ UT WISE GROSS & NET SMALL SAVINGS COLLECTIONS IN POST OFFICES FROM FY 2018-19 to FY 202122(upto May)

(Rs. In Crores )

| SR.NO   | NAME OF THE STATE/UT     | Gross     | Net       | Gross     | Net       | Gross     | Net       | Gross             | Net               |
|---------|--------------------------|-----------|-----------|-----------|-----------|-----------|-----------|-------------------|-------------------|
| SR.NO   | NAME OF THE STATE/UT     | 2018-19   | 2018-19   | 2019-20   | 2019-20   | 2020-21   | 2020-21   | 2021-22(Upto May) | 2021-22(Upto May) |
| 1       | A&N ISLAND-UT            | 129.59    | 37.87     | 167.88    | 43.76     | 181.85    | 43.83     | 17.49             | 4.26              |
| 2       | ANDHRA PRADESH           | 19,052.80 | 3,850.20  | 23,634.42 | 4,616.04  | 27,090.62 | 5,644.12  | 3,527.76          | 675.55            |
| 3       | ARUNACHAL PRADESH        | 670.56    | 95.26     | 737.79    | 103.17    | 832.45    | 131.08    | 110.85            | 22.45             |
| 4       | ASSAM                    | 10,292.02 | 1,926.80  | 12,631.37 | 2,969.87  | 13,748.87 | 3,061.58  | 926.55            | 201.04            |
| 5       | BASE(Army Postal Office) | 262.22    | -74.94    | 40.74     | -8.29     | 0.04      | 1.49      | 0.00              | -0.08             |
| 6       | BIHAR                    | 27,280.37 | 3,848.40  | 36,321.15 | 7,085.42  | 33,127.45 | 6,163.98  | 2,029.21          | 238.64            |
| 7       | CHANDIGARH-UT            | 1,187.47  | -227.56   | 2,570.33  | 854.77    | 3,164.55  | -1,277.46 | 561.68            | 132.10            |
| 8       | CHHATTISGARH             | 6,827.92  | 1,663.33  | 8,596.71  | 2,249.05  | 10,144.28 | 2,661.97  | 1,007.19          | 220.57            |
| 9       | DAMAN & DIU-UT           | 274.84    | 18.73     | 361.82    | 84.32     | 512.54    | 154.58    | 22.65             | 5.47              |
| 10      | DELHI-UT                 | 18,012.96 | 3,705.13  | 24,650.08 | 7,258.73  | 26,234.29 | 8,596.49  | 2,873.03          | 795.03            |
| 11      | GOA                      | 1,347.49  | 247.98    | 1,699.73  | 526.10    | 1,824.77  | 588.84    | 216.17            | 67.75             |
| 12      | GUJARAT                  | 44,875.57 | 7,906.68  | 55,300.34 | 11,754.75 | 65,349.61 | 14,194.47 | 8,169.07          | 1,799.46          |
| 13      | HARYANA                  | 16,320.44 | 4,085.96  | 21,903.94 | 6,438.74  | 25,443.09 | 6,723.80  | 3,857.27          | 916.52            |
| 14      | HIMACHAL PRADESH         | 12,633.53 | 2,850.32  | 14,862.33 | 3,496.97  | 17,017.58 | 4,207.95  | 2,567.40          | 691.46            |
| 15      | JAMMU & KSHMIR-UT        | 6,375.33  | 784.59    | 7,306.75  | 1,524.54  | 9,533.19  | 1,828.53  | 1,296.12          | 240.22            |
| 16      | JHARKHAND                | 10,940.58 | 1,907.24  | 13,594.16 | 3,113.64  | 14,877.80 | 3,492.45  | 1,047.11          | 207.15            |
| 17      | KARNATKA                 | 24,034.38 | 6,890.64  | 31,466.03 | 2,974.68  | 38,048.90 | 12,142.65 | 3,839.29          | 1,297.58          |
| 18      | KERALA                   | 15,227.89 | 3,445.77  | 18,224.70 | 4,215.77  | 19,870.67 | 4,538.12  | 1,968.17          | 531.06            |
| 19      | LADAKH-UT                | -         | -         | -         | -         | 57.58     | 18.03     | 10.24             | 3.93              |
| 20      | LAKSHDWEEP-UT            | 4.87      | 1.58      | 5.94      | 1.82      | 4.88      | 2.23      | 0.00              | 0.00              |
| 21      | MADHYA PRADESH           | 16,996.92 | 3,215.36  | 21,982.39 | 5,025.58  | 25,491.20 | 5,633.12  | 2,970.69          | 656.97            |
| 22      | MAHARASHTRA              | 44,272.13 | 10,369.91 | 57,996.44 | 19,207.99 | 67,871.90 | 21,288.58 | 9,469.24          | 2,919.18          |
| 23      | MANIPUR                  | 206.43    | 39.85     | 242.50    | 44.14     | 292.92    | 84.54     | 24.16             | 7.30              |

| 24    | MEGHALAYA      | 653.74     | 114.13     | 749.33     | 129.85     | 745.07     | 113.63     | 82.62     | 10.98     |
|-------|----------------|------------|------------|------------|------------|------------|------------|-----------|-----------|
| 25    | MIZORAM        | 204.74     | 14.31      | 250.91     | -368.99    | 286.17     | 51.42      | 49.36     | 9.88      |
| 26    | NAGALAND       | 194.24     | 36.54      | 217.25     | 43.61      | 165.69     | 40.85      | 20.65     | 5.55      |
| 27    | ORISSA         | 17,435.53  | 4,104.53   | 23,474.61  | 6,236.71   | 26,114.93  | 6,589.59   | 3,567.01  | 873.47    |
| 28    | PONDICHERRY-UT | 335.29     | 123.60     | 473.90     | 218.24     | 567.82     | 208.27     | 88.74     | 34.76     |
| 29    | PUNJAB         | 28,541.87  | 5,121.55   | 32,764.65  | 6,140.12   | 38,545.94  | 9,951.75   | 6,671.10  | 1,271.97  |
| 30    | RAJASTHAN      | 21,637.63  | 6,003.36   | 27,973.68  | 9,140.22   | 33,632.98  | 10,428.08  | 4,740.13  | 1,232.36  |
| 31    | SIKKIM         | 294.71     | 41.51      | 340.56     | 51.97      | 339.44     | 51.39      | 51.45     | 10.32     |
| 32    | TAMIL NADU     | 30,482.49  | 11,435.68  | 37,067.22  | 13,688.98  | 39,081.75  | 11,827.27  | 6,119.43  | 1,672.58  |
| 33    | TELANGANA      | 14,435.97  | 1,175.66   | 17,817.40  | 1,744.38   | 23,387.74  | 2,094.63   | 2,962.19  | 117.94    |
| 34    | TRIPURA        | 2,606.96   | 546.42     | 4,327.88   | 1,071.52   | 6,764.59   | 640.84     | 1,220.08  | 127.04    |
| 35    | UTTAR PRADESH  | 67,931.47  | 10,660.14  | 82,262.55  | 13,851.30  | 86,355.85  | 16,153.90  | 9,000.35  | 1,289.45  |
| 36    | UTTARAKHAND    | 11,971.78  | 2,675.90   | 13,589.52  | 3,310.51   | 14,784.30  | 3,553.20   | 1,657.79  | 378.44    |
| 37    | WEST BENGAL    | 83,300.55  | 15,696.66  | 103,653.78 | 21,385.75  | 109,938.44 | 19,223.66  | 10,385.13 | 2,283.23  |
| Total | Total          | 557,253.28 | 114,339.06 | 699,260.76 | 160,225.75 | 781,431.75 | 180,853.45 | 93,127.37 | 20,951.55 |