Lok Sabha Question No. 95 (UNSTARRED), answered on 2022-07-18
Subject: Unorganised, Rural and Agricultural Labourers in Maharashtra
Ministry: LABOUR AND EMPLOYMENT
Asked by: Hemant Tukaram Godse

## MINISTRY OF LABOUR AND EMPLOYMENT

## GOVERNMENT OF INDIA LOK SABHA

## UNSTARRED QUESTION NO. 95

## TO BE ANSWERED ON 18.07.2022

## UNORGANISED, RURAL AND AGRICULTURAL LABOURERS IN MAHARASHTRA

## 95.   SHRI HEMANT TUKARAM GODSE:

Will  the  Minister  of  LABOUR  AND  EMPLOYMENT  be  pleased  to state:

- (a)the details of the welfare schemes that have been implemented as also  likely  to  be  implemented  in  the  future  for  the  unorganised workers, particularly for rural and agricultural labourers, State/UTwise especially in the State of Maharashtra;
- (b)the details of the total number of beneficiaries, total funds allocated and total funds utilized under these schemes during the last three years and the current year, State/UT and scheme-wise especially in the State of Maharashtra;
- (c)whether the Government has come across any cases of misappropriation or pilferage of the funds allocated for the welfare of the unorganised workers in the country; and
- (d)if so, the details thereof, State/UT-wise along with the action taken by the Government to prevent occurrences of such misappropriation of funds allocated for the unorganised workers?

## ANSWER

## MINISTER OF STATE FOR LABOUR AND EMPLOYMENT (SHRI RAMESWAR TELI)

- (a) to (d): The government is mandated to provide Social Security to unorganised sector including rural and agricultural workers by formulating suitable welfare schemes on matters relating to (i) life and disability cover, (ii) health and  maternity benefits, (iii) old  age protection  and  (iv)  any  other  benefit  as  may  be  determined  by  the Central Government.

The  Life  and  Disability  cover  is  provided  through  Pradhan Mantri  Jeevan  Jyoti  Bima  Yojana  (PMJJBY)  and    Pradhan  Mantri Suraksha Bima Yojana (PMSBY). PMJJBY is available to the people in the age group of 18 to 50 years having a bank/post office account who give their consent to join/enable auto debit. Risk coverage under this scheme is  for  Rs.  2.00  lakh  in  case  of  death  of  insured,  due  to  any reason, at an annual premium of Rs. 436/- which is to be auto-debited from  the  subscriber's  bank/post  office  account.  As  on  31.05.2022,  a total  number  of  12.89  crore  beneficiaries  have  been  enrolled  under PMJJBY. The  Pradhan Mantri Suraksha Bima Yojana (PMSBY) is also available  to  the  people  in  the  age  group  of  18  to  70  years  with  a bank/post  office  account  who  give  their  consent  to  join/enable  auto debit. The risk coverage under the scheme is for Rs 2.00 lakh in case of accidental death or total permanent disability and Rs. 1.00 lakh for partial  permanent  disability;  due  to  accident  at  a  premium  of  Rs.  20 per  annum  which  is  to  be  deducted  from  the  account  holder's bank/post office account through 'auto-debit'.

The  health  and  maternity  benefits  are  addressed  through Ayushman  Bharat-Pradhan  Mantri  Jan  Arogya  Yojana  (AB-PMJAY) which  is  a  universal  health  scheme.  Under  the  scheme,  Rs.  5  lakh health  coverage  per  family  is  provided  for  secondary  and  tertiary hospitalization free of cost. The beneficiary families under Ayushman Bharat-Pradhan  Mantri  Jan  Arogya  Yojana  (AB-PMJAY)  have  been identified  from  Social  Economic  Caste  Census  (SECC)  of  2011  under deprivation  and  occupational  criteria.  The  details  of  funds  incurred under the scheme are as under;

| Year    |   Amount of central share of premium released to the States (Rs. in crores) |
|---------|-----------------------------------------------------------------------------|
| 2019-20 |                                                                     2992.93 |
| 2020-21 |                                                                     2544.09 |
| 2021-22 |                                                                     2940.66 |

Contd..3/-

In order to provide old age protection to unorganised sector workers including self- employed persons, the Government of India has launched  two  flagship  schemes  namely  Pradhan  Mantri  Shram  Yogi Maan-Dhan Yojana (PM-SYM) and National Pension Scheme for Traders,  Shopkeeper  and  Self-Employed  Persons  (NPS-  Traders)  to provide monthly minimum assured pension of Rs. 3,000/- after attaining the  age  of  60  years.  These  are  voluntary  and  contributory  pension schemes.  The workers in the age group of 18-40 years whose monthly income  is  Rs.  15,000/-  or  less  and  not  a  member  of  EPFO/ESIC/NPS (Govt. funded) can join the PM-SYM and whose annual turnover is not exceeding  Rs.  1.5  crore,  not  a  member  of  EPFO/ESIC/NPS  (Govt. funded)/PM-SYM and not an income tax payer can join NPS - Traders. Under both the schemes, 50% monthly contribution is payable by the beneficiary  and  equal  matching  contribution  is  paid  by  the  Central Government.  A total of 48.19 lakhs (as on 11.07.2022) and 50529 (as on  27.06.2022)  beneficiaries  have  been  enrolled  under  PM-SYM  and NPS Traders respectively. The details of fund allocated and expenditure incurred under both the schemes is at annexure.

Apart  from  these  schemes,  Atal  Pension  Yojana,  Public Distribution  System  under  National  Food  Security  Act,  Mahatma Gandhi National Rural Employment Guarantee Act, Deen Dayal Upadhyay  Gramin  Kaushal  Yojana,  Pradhan  Mantri  Awas  Yojana, National Social Assistance Programme, Gareeb Kalyan Rojgar Yojana, Mahatma Gandhi Bunkar Bima Yojana, Deen Dayal Upadhyay Antyodaya Yojana, PMSVANidhi, Pradhan Mantri Kaushal Vikas Yojana, are  also  available  to  the  unorganised  workers  depending  upon  their eligibility criteria.

Any misappropriation of funds in any scheme is dealt by the appropriate governments as per law. No such statistics are maintained centrally.

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ANNEXURE  REFERED  TO  IN  REPLY  TO  PART  (a)  TO  (d)  OF  LOK  SABHA  UNSTARRED QUESTION NO. 95 FOR 18.07.2022 REGARDING 'UNORGANISED, RURAL AND AGRICULTURAL LABOURERS IN MAHARASHTRA' RASIED BY SHRI HEMANT TUKARAM GODSE

## Pradhan Mantri Shram Yogi Maan-dhan

(Rs. in crores)

| Year    |   Fund allocated |   Expenditure |
|---------|------------------|---------------|
| 2019-20 |              408 |        359.95 |
| 2020-21 |              330 |        319.71 |
| 2021-22 |              350 |        324.23 |

National Pension scheme for traders, shopkeepers and self-employed persons.

(Rs. in crores)

| Year    |   Fund allocated |   Expenditure |
|---------|------------------|---------------|
| 2019-20 |              160 |        156    |
| 2020-21 |               15 |          5.94 |
| 2021-22 |                1 |          0.24 |

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