Lok Sabha Question No. 716 (UNSTARRED), answered on 2022-02-07
Subject: Women Economic Empowerment
Ministry: SKILL DEVELOPMENT AND ENTREPRENEURSHIP
Asked by: Chandra Sekhar Bellana, Goddeti Madhavi, Reddeppa Nallakonda Gari, Sanjeev Kumar Singari, Kuruva Gorantla Madhav, Beesetti  Venkata Satyavathi, Maddila  Gurumoorthy, Adala Prabhakara Reddy, Chinta Anuradha

## GOVERNMENT OF INDIA MINISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIP

## LOK SABHA UNSTARRED QUESTION NO. 716 TO BE ANSWERED ON 07.02.2022

## WOMEN ECONOMIC EMPOWERMENT

716.   SHRI CHANDRA SEKHAR BELLANA:

SHRIMATI GODDETI MADHAVI:

SHRI N. REDDEPPA:

DR. SANJEEV KUMAR SINGARI:

SHRI KURUVA GORANTLA MADHAV:

DR. BEESETTI VENKATA ATYAVATHI:

SHRI MADDILA GURUMOORTHY:

SHRI ADALA PRABHAKARA REDDY:

SHRIMATI CHINTA ANURADHA:

## Will  the  Minister  of  SKILL  DEVELOPMENT  AND  ENTREPRENEURSHIP  be  pleased  to state:

- (a)  whether the Government has plans to provide financial assistance to women in the age group of 45-60 years age group from the SC,ST and Minorities sections to promote entrepreneurship and economic empowerment like YSR Cheyutha scheme implemented by the Andhra Pradesh State Government and if so, the details thereof;
- (b)   whether  the  Government  has  plans  to  sign  MoUs  with  private  entities  to  facilitate  CSR funding towards women entrepreneurs belonging to disadvantaged sections; and
- (c)  if so, the details thereof?

## ANSWER MINISTER OF STATE IN THE MONISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIP

## (SHRI RAJEEV CHANDRASEKHAR)

- (a)  No Sir. However, in order to promote entrepreneurship and economic empowerment among women, the Government provides financial assistance through various schemes/ programmes as per details given under:
1.  Pradhan  Mantri  MUDRA  Yojana  (PMMY)  of  Ministry  of  Finance,  Department  of Financial  Services  was  launched  by  the  Hon'ble  Prime  Minister  on  8 th April,  2015  to  extend collateral free loans up to Rs. 10 Lakh through Member Lending Institutions (MLIs) to individuals to enable them to set up or expand their business activities. The scheme facilitates loans in three categories namely Shishu (up to Rs. 50,000), Kishore (Rs. 50,000 to Rs. 5 Lakh) and Tarun (Rs. 5 lakh to Rs. 10 lakh) for income generating activities in Manufacturing, Trading, Services sector and also for the activities  allied  to  agriculture.  The  details  of  loans  extended  under  the  PMMY scheme in the State of Andhra Pradesh are as under:-

(Amount Rs. in Crore)

|             |                                 |                                 |                    |                        |                        | Out of Total   | Out of Total        | Out of Total   | Out of Total       |
|-------------|---------------------------------|---------------------------------|--------------------|------------------------|------------------------|----------------|---------------------|----------------|--------------------|
| SC          | SC                              | ST                              | ST                 | Total (All categories) | Total (All categories) | Minority       | Minority            | Women          | Women              |
| No. of A/Cs | Sancti oned A mount No. of A/Cs | Sancti oned A mount No. of A/Cs | Sanctione d Amount | No. of A/Cs            | Sanctio ned Am ount    | No. of A/Cs    | Sanction ed Amou nt | No. of A/Cs    | Sanctione d Amount |
| 5,66,383    | 4168 1,15,710                   | 4168 1,15,710                   | 1,105              | 54,48,220              | 64,518                 | 3,10,597       | 3,270               | 15,81,537      | 13,732             |

2.  Further,  Stand-up  India  Scheme  of  Ministry  of  Finance,  Department  of  Financial Services was launched Pan-India by the Hon'ble Prime Minister on 5 th April, 2016 and has been extended up to the year 2025. The objective of the Stand Up India Scheme is to facilitate loans from Scheduled Commercial Banks (SCBs) of value between Rs. 10 Lakh and Rs. 1 crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and one woman borrower per bank branch for setting up a Greenfield enterprise in manufacturing, service or trading sector and activities allied to agriculture. The details of loans extended under the Stand Up India scheme in the State of Andhra Pradesh are as under:-
3.  Furthermore,  Ministry  of  Minority  Affairs  is  implementing  a  short  term  course 'Nai Roshni'- for the age group of 18 to 65 years for Leadership Development of Minority Women with an  aim  to  empower  women  by  providing  knowledge,  tool  and  techniques  on  leadership. Moreover,  National  Minorities  Development  Finance  Corporation  (NMDFC),  a  Non-Banking Financial  Company  (NBFC)  of  the  Ministry  of  Minority  Affairs,  also  provides  loans  to  those beneficiaries interested in setting up of their own ventures after availing the training.

| (Amount Rs. in Crore)   | (Amount Rs. in Crore)   | (Amount Rs. in Crore)   | (Amount Rs. in Crore)   | (Amount Rs. in Crore)   | (Amount Rs. in Crore)   | (Amount Rs. in Crore)   | (Amount Rs. in Crore)   |
|-------------------------|-------------------------|-------------------------|-------------------------|-------------------------|-------------------------|-------------------------|-------------------------|
| SC                      | SC                      | ST                      | ST                      | Women (General)         | Women (General)         | Total                   | Total                   |
| No. A/Cs                | of Sanctioned Amount    | No. A/Cs                | of Sanctioned Amount    | No. A/Cs                | of Sanctioned Amount    | No. A/Cs                | of Sanctioned Amount    |
| 1321                    | 297.99                  | 264                     | 60.23                   | 5141                    | 1254.87                 | 6726                    | 1613.09                 |

In  addition  to  above,  Ministry  of  Skill  Development  and  Entrepreneurship  (MSDE)  is implementing  various  programmes  to  encourage   entrepreneurship  in  the  country,  including women, as mentioned below:-

- (i)        ' Economic Empowerment of Women Entrepreneurs and Startups by Women (WEE) ' is being implemented in collaboration with Deutsche Gesellschaftfür Internationale Zusammenarbeit  (GIZ)  Germany  to  pilot  incubation  and  acceleration  programmes  for  women micro entrepreneurs, enabling them to start new businesses and scale up existing enterprises in the States of Maharashtra, Rajasthan, Telangana, Uttar Pradesh and North Eastern region of the country.
- (ii) Pilot Project on Entrepreneurship Development (PM YUVA) is being implemented for creating  an  enabling  ecosystem  through  entrepreneurship  education,  training,  advocacy  and easy  access  to  entrepreneurship  network,  for  students  and  alumni  of  skill  training  institutes viz.   Industrial  Training  Institutes  (ITIs),  Polytechnics,  Pradhan  Mantri  Kaushal  Kendra  (PMKK) and Jan Shikshan Sansthan (JSS). The scheme covers 10 States and 2 Union Territories.
- (iii) Entrepreneurship Promotion and Mentoring of Micro and Small Businesses in Six Holy Cities : The project seeks to catalyse local entrepreneurial activities through involvement of potential  and  existing  entrepreneurs,  through  entrepreneurship  awareness,  education  and mentoring in Pandharpur, Puri, Varanasi, Haridwar, Kollur and Bodh Gaya.
- (iv)        Apart  from  above,  in  order  to  enhance  the  employability  of  female  workers,  the Government  is  providing  training  to  them  through  a  network  of  Women  Industrial  Training Institutes,  National  Skill  Training  Institutes  (NSTIs),  Pradhan  Mantri  Kaushal  Vikas  Yojana (PMKVY) Centers and Pradhan Mantri Kaushal  Kendras (PMKKs).
- (b)  No such plan is under consideration by Ministry of Skill Development and Entrepreneurship.
- (c)   Does not arise.

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