Lok Sabha Question No. 5379 (UNSTARRED), answered on 2022-04-05
Subject: Schemes Run by NSCFDC
Ministry: SOCIAL JUSTICE AND EMPOWERMENT
Asked by: Geeta Kora, Dileshwar Kamait, Navneet Ravi Rana

## GOVERNMENT OF INDIA MINISTRY OF SOCIAL JUSTICE AND EMPOWERMENT LOK SABHA

UNSTARRED QUESTION NO.5379 TO BE ANSWERED ON 05.04.2022

## SCHEMES RUN BY NSCFDC

+5379. SHRIMATI GEETA KORA: SHRI DILESHWAR KAMAIT: SHRIMATI NA VNEET RAVI RANA:

## Will the Minister of SOCIAL JUSTICE AND EMPOWERMENT be pleased to state:

- (a) the details of various schemes being run by the National  Scheduled Castes Finance and Development Corporation   (NSCFDC) for the   Scheduled Castes with   special  reference to Amravati Parliamentary Constituency;
- (b) whether the beneficiaries of the said scheme are not getting the benefits of the schemes run made in this matter; and being
- (c) the details of the ongoing schemes run in the States of Maharashtra, Jharkhand and Bihar along with the details of approved applications?

## ANSWER

## MINISTER OF STATE FOR SOCIAL JUSTICE AND EMPOWERMENT (SHRI A NARAYANASWAMY)

- (a): National Scheduled Castes Finance and Development Corporation (NSFDC) is persons belonging to the Scheduled Castes (SCs)

Under its Credit based schemes, NSFDC provides financial assistance in the form of loans at concessional rate of interest; to persons belonging to Scheduled Castes, having annual family income up to Rs.3.00 lakhs, for income   generating activities, to promote self-employment opportunities Such Schemes are implemented   through the State Channelizing Agencies and other Channelizing Agencies (CAs) like Public Sector Banks   (PSBs),   Regional Rural Banks (RRBs), Cooperative Banks/Societies and NBFC-MFIs with whom the Corporation has signed MoA The credit based schemes of NSFDC are as below:

- i. Term Loan
- ii. Micro Credit Finance
- iii. Mahila Samriddhi Yojana
- iv. Mahila Adhikarita Yojana
5. V Laghu Vyavasay Yojana
6. vii: Green Business Scheme
7. Support for Marginalized Individuals for Livelihood and Enterprise (SMILE)
8. viii: Stand Up India Scheme
9. ix Swachhta Udyami Yojana
10. Educational Loan Scheme
11. xi: Vocational Education & Training Loan Scheme
- xii.   Aajeevika Microfinance Yojana
- xiii.   Udyam Nidhi Yojana;

Under its Skill Development Training Programme, NSFDC facilitates up-gradation of technical and entrepreneurial skills for its target group through Government Training Institutes (TIs) and Sector Skill Councils (SSCs); constituted by Ministry of Skill Development and Entrepreneurship and State Skill Development Missions (SSDMs) on a Pan India basis. NSFDC is also implementing the PM-DAKSH Yojana of the Department from the FY 2020-21 for Skill Training;  under the categories of Up-skilling Re-skilling, Short Term Training, Entrepreneurial Development Programme and Long Term Training;

An Interest Subvention Scheme of the Department, namely Vanchit Ikai Samooh Aur Vargonki Arthik Sahayata Yojana (VISVAS), to provide S% interest subvention to the regular accounts of SC borrowers, financed by various Banks & NBFC-MFIs, is also being implemented by NSFDC from the year 2020-21. The subvention is available on individual loans up to Rs.2.0O lakh and SHG loans up to 4.00 lakh:

In Amravati District under the Parliamentary constituency of Amravati; NSFDC s creditlloan schemes are implemented through its State Channelizing Agency, namely, Mahatma Phule Backward Class   Development Corporation and another   Channelizing Agency, namely, Vidharbha Konkan Gramin Bank:

- (b): No the benefits under the schemes of NSFDC are being regularly availed by its target group. In the last three years; a total of 2,59,403 (81431 in 2018-19,83970 in 2019-20 and 94002 in 2020-21) beneficiaries have availed benefits of the schemes being implemented by NSFDC. Sir,

However; in order to further increase the outreach of its schemes, NSFDC has taken a number of steps for publicizing its schemes amongst the target group. Some of these include; awareness generation  through participation in exhibitions/fairs organized at National, State and  District level, such as Shilpotsav, Dilli Haat; India International Trade International

Surajkund Crafts Mela etc. in which NSFDC assisted beneficiaries are provided free stalls to exhibit and sell their products and awareness is also generated about the programmes; distribution of Brochures and Pamphlets   amongst the   target group in State, District level events; awareness camps at State and District level, including SC concentrated districts and Aspirational Districts as part of Azadi ka Amrit Mahotsav; short video film on the Schemes of NSFDC released in regional  languages and uploaded on  different social  media platforms and also shared with all the SCAS/CAs of NSFDC; regular publicity through Radio Programme ~Sanwarti Jaye Jeevan ki Rahen" etc.

Further; PM-DAKSH Portal/Mobile launched has also been launched for easy registration by candidates. App

(c): Both credit and skill development programmes of NSFDC, aS mentioned at reply to (a) above, are being implemented by NSFDC in all the States/UTs of India, including the States of Maharashtra, Jharkhand and Bihar:

The details of approved loan applications/proposals under the creditlloan schemes, and persons trained under the skill development programmes in the States of Maharashtra, Jharkhand and Bihar; during the last 3 years and current year (as on 28.02.2022), are given in Annexure.

*****

## referred to in reply to part (c) to Lok Sabha Admitted Unstarred Question No. 5379 for Annexure 05.04.2022 regarding "Schemes run by NSCFDC"

schemes run in the States of Maharashtra, Jharkhand and Bihar along with applications Ongoing are as under: approved

State: \_Maharashtra

(Rs. in lakh)

| Year                       | Credit/Loan Schemes      | Non-Credit /Skill Development Training Number of Persons trained   |
|----------------------------|--------------------------|--------------------------------------------------------------------|
|                            | Number of Beneficiaries_ |                                                                    |
| 2018-19                    | 174                      | 810                                                                |
|                            | 761                      | 778                                                                |
| 2019-20                    |                          | 455                                                                |
| 2020-21                    | 1428                     | 753                                                                |
| 202 1-22 (As on 28.2.2022) | 721                      |                                                                    |

## Statc:\_Jharkhand

(Rs. in lakh)

| Year              | Credit/Loan Schemes     | Non-Credit Skill Development Training_ Number of Persons trained   |
|-------------------|-------------------------|--------------------------------------------------------------------|
|                   | Number of Beneficiaries |                                                                    |
| 2018-19           | 23                      | 630                                                                |
| 2019-20           | 48                      | 708                                                                |
| 2020-21           | 45                      | 110                                                                |
| 2021-22           | 01                      | 300                                                                |
| (As on 28.2.2022) |                         |                                                                    |

## State: Bihar

Rs. in lakh)

| Year              | Credit/Loan Schemes     | Non-Credit /Skill Development Training Number of Persons trained   |
|-------------------|-------------------------|--------------------------------------------------------------------|
|                   | Number of Beneficiaries |                                                                    |
| 2018-19           | 122                     | 930                                                                |
| 2019-20           | 98                      | 1260                                                               |
| 2020-21           | 96                      | 590                                                                |
| 2021-22           |                         | 1187                                                               |
| (As on 28.2.2022) | 44                      |                                                                    |