Lok Sabha Question No. 1276 (UNSTARRED), answered on 2021-02-09
Subject: Farmers Opting Out of PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Bhagwanth Khuba

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO. 1276

TO BE ANSWERED ON THE 9 TH  FEBRUARY, 2021

## FARMERS OPTING OUT OF PMFBY

1276.  SHRI BHAGWANTH KHUBA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether  the  Government  is  aware  that  even  after  five  years  of  completion  of  crop insurance scheme, many farmers are out of Pradhan Mantri Fasal Bima Yojana (PMFBY);
- (b) if so, the details thereof, including Karnataka, district wise;
- (c) whether many crops and commercial crops are not included in this insurance scheme; and
- (d) if so, the details thereof, crop-wise?

## ANSWER

## MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंी (SHRI NARENDRA SINGH TOMAR)

- (a) to (d): The Pradhan Mantri Fasal Bima Yojana (PMFBY) introduced from Kharif 2016 season  replacing  the  erstwhile  scheme.    The  scheme  has  further  been  improved  and revamped  w.e.f.  Rabi  2018  and  Kharif  2020  respectively.    New  features  included  in  the scheme are - to provide adequate risk coverage the sum insured has been equated to Scale of Finance/notional value of average yield at minimum uniform fixed premium rate payable by farmers i.e. maximum 2% for Kharif crops, 1.5% for Rabi Crop and 5% for commercial/horticultural crops, with balance of actuarial/bidded premium being shared by the Central  and  State  Government  on  50  :  50  basis;    lowering  of  unit  area  of  insurance  to village/village panchayat level for major crops and to individual farm level for localised risks of hailstorm,  landslide,  inundation,  cloud  burst  &  natural  fire  and  post-harvest  losses  due  to cyclonic/unseasonal  rains  and  hailstorm  thereby  promoting  more  realistic  assessment  of losses.  Due to these improved features participation in the scheme has increased from about 23% of Gross Cropped Area (GCA)/farmer applications under erstwhile schemes to 30%.

As per provisions of the scheme, crops and areas are to be notified by the concerned State Government. All food crops (cereals, millets and pulses), Oilseeds, commercial/horticultural  crops  can  be  notified  under  the  PMFBY  by  the  concerned  State Government subject  to  availability  of  requisite  past  yield  data  and  capacity  of  the  State  to conduct requisite number of Crop Cutting Experiments (CCEs) to assess the claim.  For crops where past yield data is not available or State Government is not able to conduct requisite number of CCEs can be notified under Restructured Weather Based Crop Insurance Scheme (RWBCIS).   Since the schemes are voluntary for the farmers, the coverage of farmers under the schemes depends on number of notified crops and areas notified and the risk associated with these crops/areas and perception of risks by the concerned farmers.

District-wise  details  of  total  number  of  farmers  and  farmer  applications  enrolled  in Karnataka during 2020-21 under PMFBY are annexed .

## Annexure

| District-wise details of total farmers and farmers enrolled in Karnataka under PMFBY during 2020-21   | District-wise details of total farmers and farmers enrolled in Karnataka under PMFBY during 2020-21   | District-wise details of total farmers and farmers enrolled in Karnataka under PMFBY during 2020-21   | District-wise details of total farmers and farmers enrolled in Karnataka under PMFBY during 2020-21   |
|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------|
| Sl. No.                                                                                               | District Name                                                                                         | Total farmers                                                                                         | Total farmers enrolled in 2020-21 (Kharif & Rabi)                                                     |
| 1                                                                                                     | Bagalkot                                                                                              | 2.50                                                                                                  | 0.31                                                                                                  |
| 2                                                                                                     | Ballari                                                                                               | 3.16                                                                                                  | 0.14                                                                                                  |
| 3                                                                                                     | Belgavi                                                                                               | 6.20                                                                                                  | 0.30                                                                                                  |
| 4                                                                                                     | Bengaluru (Rural)                                                                                     | 1.93                                                                                                  | 0.01                                                                                                  |
| 5                                                                                                     | Bengaluru (Urban)                                                                                     | 1.07                                                                                                  | 0.00                                                                                                  |
| 6                                                                                                     | Bidar                                                                                                 | 2.61                                                                                                  | 2.03                                                                                                  |
| 7                                                                                                     | Chamarajanagar                                                                                        | 2.16                                                                                                  | 0.12                                                                                                  |
| 8                                                                                                     | Chikkaballapur                                                                                        | 2.33                                                                                                  | 0.16                                                                                                  |
| 9                                                                                                     | Chikkamagalur                                                                                         | 2.29                                                                                                  | 0.22                                                                                                  |
| 10                                                                                                    | Chitradurga                                                                                           | 3.03                                                                                                  | 0.85                                                                                                  |
| 11                                                                                                    | Dakshina Kannada                                                                                      | 2.09                                                                                                  | 0.31                                                                                                  |
| 12                                                                                                    | Davanagere                                                                                            | 2.89                                                                                                  | 0.18                                                                                                  |
| 13                                                                                                    | Dharwad                                                                                               | 1.62                                                                                                  | 1.22                                                                                                  |
| 14                                                                                                    | Gadag                                                                                                 | 1.79                                                                                                  | 1.61                                                                                                  |
| 15                                                                                                    | Hassan                                                                                                | 5.39                                                                                                  | 0.32                                                                                                  |
| 16                                                                                                    | Haveri                                                                                                | 2.29                                                                                                  | 1.20                                                                                                  |
| 17                                                                                                    | Kalaburgi                                                                                             | 4.22                                                                                                  | 0.33                                                                                                  |
| 18                                                                                                    | Kodagu                                                                                                | 0.68                                                                                                  | 0.02                                                                                                  |
| 19                                                                                                    | Kolar                                                                                                 | 3.04                                                                                                  | 0.05                                                                                                  |
| 20                                                                                                    | Koppal                                                                                                | 2.32                                                                                                  | 1.07                                                                                                  |
| 21                                                                                                    | Mandya                                                                                                | 5.62                                                                                                  | 0.02                                                                                                  |
| 22                                                                                                    | Mysuru                                                                                                | 4.55                                                                                                  | 0.02                                                                                                  |
| 23                                                                                                    | Raichur                                                                                               | 2.99                                                                                                  | 0.56                                                                                                  |
| 24                                                                                                    | Ramanagar                                                                                             | 2.69                                                                                                  | 0.01                                                                                                  |
| 25                                                                                                    | Shivamogga                                                                                            | 2.34                                                                                                  | 0.34                                                                                                  |
| 26                                                                                                    | Tumakuru                                                                                              | 5.16                                                                                                  | 0.76                                                                                                  |
| 27                                                                                                    | Udupi                                                                                                 | 1.90                                                                                                  | 0.04                                                                                                  |
| 28                                                                                                    | Uttar Kannada                                                                                         | 1.99                                                                                                  | 0.93                                                                                                  |
| 29                                                                                                    | Vijaypura                                                                                             | 3.63                                                                                                  | 0.92                                                                                                  |
| 30                                                                                                    | Yadgiri                                                                                               | 2.33                                                                                                  | 0.09                                                                                                  |
| TOTAL                                                                                                 |                                                                                                       | 86.81                                                                                                 | 14.13                                                                                                 |

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