Lok Sabha Question No. 1723 (UNSTARRED), answered on 2021-02-11
Subject: Assessment of PMAY-U
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Anumula Revanth Reddy

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS

## Lok SABHA

UNSTARRED QUESTION NO. 1723

## TO BE ANSWERED ON FEBRUARY 11, 2021 ASSESSMENT OF PMAY-U

NO. 1723. SHRI ANUMULA REVANTH REDDY:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the details of the total number of applications received, processed and the amount of loans disbursed under different categories of the Pradhan Mantri Awas Yojana Urban (PMAY-U) during the last three years, State-wise;
- (b) the details of the total funds released by the Government for yojana during the last three year, Statewise; and
- the details of the total funds released by the Government and disbursed to the beneficiaries for the Yojana during the said period, financial institution-wise?

## ANSWER

## THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING AND URBAN AFFAIRS

(SHRI HARDEEP SINGH PURI)

- (a) State-wise details of the total number of applications received, processed and the amount of loans disbursed under different categories under Credit Linked Subsidy Scheme [CLSS] of Pradhan Mantri Awas Yojana Urban (PMAY-U) during the last three years are given at Annexure -1\_
- (b) StateslUTs wise details of central assistance released during last three years under PMAY-U including that under CLSS are at Annexure 2.
- (c) Financial institution-wise details of funds released by the Government and disbursed to beneficiaries during last three years under CLSS are at Annexure-3.

*****

State/UT- wise details of eligible application received, processed and the amount of loan sanctioned under different categories (EWS, LIG & MIG) under Credit Linked Subsidy Scheme (CLSS ) of PMAY-U during last three years (FY 2017-20)

| Sr. No_   | StatelUTs         | No. of applications   | No. of applications   | No. of applications   | Loan Amount in Cr:)   | Loan Amount in Cr:)   | Loan Amount in Cr:)   |
|-----------|-------------------|-----------------------|-----------------------|-----------------------|-----------------------|-----------------------|-----------------------|
| Sr. No_   | StatelUTs         | EWS                   | LIG                   | MIG                   | EWS                   | LIG                   | MIG                   |
|           | A&N Island        |                       | 3                     |                       |                       | 0.33                  |                       |
|           | Andhra Pradesh    | 1,413                 | 9,317                 |                       | 128.64                | 1,599.31              | 3,450.62              |
| 3         | Arunachal Pradesh |                       | 5                     | 31                    |                       | 0.36                  | 6.54                  |
|           | Assam             | 66                    |                       | 5101                  | 5.54                  | 81.29                 | 147.82                |
| 5         | Bihar             | 750                   | 3,685                 | 2,891                 | 63.801                | 554.231               | 847.38                |
| 6         | Chandigarh        | 20                    | 144                   | 297                   |                       | 25.01                 | 93.39                 |
|           | Chhattisgarh      | 3,255                 | 5,801                 | 2870                  | 205.10                | 713.64                | 764.83                |
| 8         | UT of DNH & DD    | 1,144                 | 1,446                 |                       | 97.951                | 176.63                | 57.72                 |
| 9         | Delhi (UT)        |                       | 7,712                 | 9,4261                | 143.901               |                       | 2,747.17              |
| 10        | Goa               | 42                    |                       | 424                   | 4.161                 | 61.661                | 132.52                |
| 11        | Gujarat           | 81,645L               | 1,23,234              |                       | 7,210.35              | 17,834.20             | 9,155.89              |
| 12        | Haryana           | 2,043                 | 6,944                 | 9,797                 | 174.851               | 1,050.25L             | 3,064.87              |
| 13        | Himachal Pradesh  | 90                    | 328                   | 269                   | 6.85                  | 41.87                 | 66.38                 |
| 14        | Jammu & Kashmir   | 376                   | 863                   | 182                   | 22.17                 | 62.01                 | 55.94                 |
| 15        | Jharkhand         | 281                   | 2,892                 | 2,764                 | 24.49                 | 464.48                | 789.00                |
| 16        | Karnataka         | 3,063                 |                       | 29,489                | 251.121               | 1,730.321             | 11,122.11             |
| 17        | Kerala            |                       | 5,145                 |                       | 450.801               | 697.84                | 840.64                |
|           | Ladakh (UT)       | 14                    | 21                    | 6                     | 0.84                  | 1.27                  | 1.02                  |
|           | Lakshadweep (UT)  |                       |                       |                       |                       |                       |                       |
| 20        | Madhya Pradesh_   | 19,110                | 27,052                | 10,2681               | 1,434.121             |                       | 2,677.55              |
| 21        | Maharashtra       | 40,248                |                       | 71,1151               | 4,165.27              |                       |                       |
| 22        | Manipur           | 18                    | 119                   | 151                   | 1.07                  | 7261                  | 4.12                  |
| 23        | Meghalaya         | 161                   | 79                    | 15                    | 1.27                  | 8.79                  | 3.75                  |
| 24        | Mizoram           | 201                   | 604                   | 93                    | 12.021                | 42.40                 | 10.97                 |
| 25        | Nagaland          | 7                     | 8                     | 10                    | 0.42                  | 1.02                  | 2.82                  |
| 26        | Odisha            | 392                   | 1,721                 | 1,962                 | 25.37                 | 230.821               | 560.53                |
| 27        | Puducherry (UT)   | 52                    |                       | 272                   | 4.49                  | 38.551                | 90.40                 |
| 28        | Punjab_           | 3,0051                | 7,154                 | 6,087                 | 236.121               | 1,018.33              | 1,606.89              |
| 29        | Rajasthan         |                       | 22,591                |                       | 972.04                |                       | 3,224.25              |
| 30        | Sikkim            |                       | 14                    |                       | 0.63                  |                       | 1.49                  |
| 31        | Tamil Nadu        | 5,322                 | 16,849                | 19,6151               | 455.64                | 2,622.14              | 6,225.86              |
| 32        | Telangana         |                       |                       | 21,609                | 113.07                | 1,70280               | 7,324.27              |
| 33        | Tripura           | 103                   | 4081                  | 287                   | 7.73                  | 52.84                 | 82.16                 |
| 34        | Uttar Pradesh     | 7,520                 | 27,329                | 31,5121               | 623.57                |                       | 9,625.72              |
|           | Uttarakhand       | 1,350                 |                       |                       | 105.21                | 565.09                | 705.29                |
| 35        | West Bengal       |                       | 4,139                 |                       |                       |                       |                       |
| 36        | Total             | 3,220 1,96,580        | 14,037 4,36,515       | 10,3331 2,96,687      | 291.53 17,241.961     | 2,084.151 67,021.87   | 2,741.01 92,897.91    |

State/UT wise details of Central Assistancelsubsidy released under PMAY-U during last three years (FY 2017-20)

| Sr. No.   | State             | Central Assistance released to States/UTs for beneficiaries other than CLSS ( in Cr )   | Interest Subsidy disbursed to beneficiaries under CLSS ( in Cr:)   | Total funds releasedldisbursed to beneficiaries   |
|-----------|-------------------|-----------------------------------------------------------------------------------------|--------------------------------------------------------------------|---------------------------------------------------|
|           | A&N Island        | 0.43                                                                                    | 0.03                                                               | 0.46                                              |
| 2         | Andhra Pradesh    | 6,995.81                                                                                | 468.97                                                             |                                                   |
| 3         | Arunachal Pradesh |                                                                                         | 0.72                                                               | 53.89                                             |
|           | Assam             | 833.23                                                                                  | 21.72                                                              | 854.95                                            |
| 5         | Bihar             | 1,443.68                                                                                | 145.70                                                             | 1,589.38                                          |
| 6         | Chandigarh        | 10.04                                                                                   | 10.04                                                              | 20.08                                             |
|           | Chhattisgarh      | 1,652.25                                                                                | 210.18                                                             | 1,862.43                                          |
| 8         | UT of DNH & DD    | 89.13                                                                                   | 64.23                                                              | 153.36                                            |
| 9         | Delhi (UT)        | 413.62                                                                                  | 413.62                                                             | 827.24                                            |
| 10        | Goa               | 18.40                                                                                   | 18.04                                                              | 36.44                                             |
| 11        | Gujarat           | 6,600.25                                                                                | 5,483.17                                                           | 12,083.42                                         |
| 12        | Haryana           | 736.26                                                                                  | 379.76                                                             | 1,116.02                                          |
| 13        | Himachal Pradesh  | 69.83                                                                                   | 13.21                                                              | 83.04                                             |
| 14        | Jammu & Kashmir   | 169.14                                                                                  | 12.90                                                              | 182.04                                            |
| 15        | Jharkhand         | 1,397.09                                                                                | 115.02                                                             | 1,512.11                                          |
| 16        | Karnataka         | 3,004.39                                                                                | 886.83                                                             | 3,891.22                                          |
| 17        | Kerala            | 1,111.81                                                                                | 219.77                                                             | 1,331.58                                          |
| 18        | Ladakh (UT)_      | 10.95                                                                                   | 0.43                                                               | 11.38                                             |
| 19        | Lakshadweep UT)   |                                                                                         |                                                                    |                                                   |
|           | Madhya Pradesh    | 5,961.18                                                                                | 1 ,081.38                                                          | 7,042.56                                          |
| 21        | Maharashtra       | 5,893.50                                                                                | 5,461.53                                                           | 11,355.03                                         |
| 22        | Manipur           | 212.99                                                                                  | 1.96                                                               | 214.95                                            |
| 23        | Meghalaya         | 5.82                                                                                    | 1.60                                                               | 7.42                                              |
| 24        | Mizoram           | 101.58                                                                                  | 15.77                                                              | 117.35                                            |
| 25        | Nagaland          | 89.50                                                                                   | 0.37                                                               | 89.87                                             |
| 26        | Odisha            | 874.50                                                                                  | 72.12                                                              | 946.62                                            |
| 27        | Puducherry UT)    | 106.88                                                                                  | 10.62                                                              | 117.50                                            |
| 28        | Punjab            | 433.04                                                                                  | 335.73                                                             | 768.77                                            |
| 29        | Rajasthan         | 1,091.01                                                                                | 926.09                                                             | 2,017.10                                          |
| 30        | Sikkim            | 3.40                                                                                    | 0.54                                                               | 3.94                                              |
| 31        | Tamil Nadu        |                                                                                         | 820.47                                                             | 5,225.89                                          |
| 32        | Telangana _       | 1,424.43                                                                                | 702.37                                                             |                                                   |
| 33        | Tripura_          | 475.53                                                                                  | 15.26                                                              |                                                   |
| 34        | Uttar Pradesh     | 10,161.99                                                                               | 1,359.98                                                           | 11,521.97                                         |
| 35        | Uttarakhand       | 261.40                                                                                  | 146.35                                                             | 407.75                                            |
| 36        | West Bengal       | 2,945.01                                                                                | 606.20                                                             | 3,551.21                                          |
|           | Total             | 59,056.67                                                                               | 20,022.68                                                          | 79,079.35                                         |

Financial Institution wise details of funds released by the Government and disbursed to beneficiaries during last three years under Credit Linked Subsidy Scheme component of PMAY-U

| Sr. No_   | Financial Institution     | Central Assistance Released ( in Cr:)   | No. of Beneficiaries   |
|-----------|---------------------------|-----------------------------------------|------------------------|
|           | Housing Finance Companies |                                         | 5,91,095               |
| 2         | Public Sector Banks       | 3,761.37                                | 1,83,816               |
| 3         | Private Sector Banks      | 2,925.22                                | 1,28,406               |
| 4         | Co-operative Banks        | 211.75                                  | 10,362                 |
| 5         | Regional Rural Banks      | 207.40                                  | 11,979                 |
| 6         | Small Finance Banks       | 86.48                                   | 4,124                  |
|           | Total                     | 20,022.68                               | 9,29,782               |