Lok Sabha Question No. 2589 (UNSTARRED), answered on 2021-03-10
Subject: Access of IPPB to Rural Dwellers
Ministry: COMMUNICATIONS
Asked by: Dharambir Singh

## GOVERNMENT OF INDIA MINISTRY OF COMMUNICATIONS DEPARTMENT OF POSTS

## LOK  SABHA UNSTARRED QUESTION NO. 2589 TO BE ANSWERED ON 10 TH  MARCH, 2021

## ACCESS OF IPPB TO RURAL DWELLERS

## †2589. SHRI DHARAMBIR SINGH:

Will the Minister of COMMUNICATIONS be pleased to state:

- (a) whether India Post Payments Bank (IPPB) has successfully made its reach into rural areas and has started its services in more than 1 lakh post offices and if so, the details thereof;
- (b) whether the rural banking infrastructure has doubled since the launch of IPPB services and if so, the details thereof;
- (c) the manner in which the Ministry is likely to ensure the access of IPPB to the people living in rural areas through postmen and Gramin Dak Sewaks;
- (d) whether the said services are available in all the villages in Haryana; and
- (e) if not, the names of the villages where these services are not available including the time by when these services are likely to be made available therein?

## ANSWER

## MINISTER OF STATE FOR COMMUNICATIONS, EDUCATION AND ELECTRONICS & INFORMATION TECHNOLOGY (SHRI SANJAY DHOTRE)

- (a) Yes Sir, India Post Payments Bank (IPPB) has enabled more than 1,10,000 Branch Post Offices in rural areas to provide Banking services. State/UT-wise details are mentioned at Annexure-I .
- (b) Yes Sir, IPPB has enabled more than 1,10,000 Post Offices in rural areas to provide Banking services and has equipped more than two lakh Postmen and Grameen Dak Sevaks with a smartphone and biometric device to provide Doorstep Banking Services which has resulted in almost 2.5 times increase in  the  rural  banking  infrastructure  of  the  country.  Details  of  the  IPPB  access  points/Post  Offices providing banking services in villages is mentioned at Annexure-I.
- (c)        IPPB  has  successfully  established  an  interoperable  banking  infrastructure  for  public  good, leveraging the vast network of Department of Posts and has now become the single largest platform in the country to provide banking services to the customers of ANY BANK at their doorstep. With AePS services any common person with a bank account linked to Aadhaar can perform basic banking services such  as  cash  withdrawals  and  balance  enquiry  irrespective  of  the  bank  they  hold  their  account  with through  the  use  of  their  fingerprint.  Doorstep  banking  service  is  provided  through  last  mile  doorstep banking  service  providers  (Postmen/GDS),  equipped  with  a  smartphone  and  a  biometric  device connected real-time online to a Core Banking Platform.
- (d)     No Sir.
- (e)      Five Villages mapped to the Post Offices in Haryana where IPPB services is not provided as on date is mentioned at Annexure-II .  IPPB access points are added from time to time based on technical feasibility and availability of connectivity and manpower.

Table:- State/UT-wise Number of Branch Post Office/Rural access points providing IPPB services.

| Sr.No.   | State/UT Name                                   |   Number of Branch Post Offices/Rural Access Points |
|----------|-------------------------------------------------|-----------------------------------------------------|
| 1        | ANDHRA PRADESH                                  |                                                8211 |
| 2        | ARUNACHAL PRADESH                               |                                                  90 |
| 3        | ASSAM                                           |                                                2698 |
| 4        | BIHAR                                           |                                                6051 |
| 5        | CHANDIGARH                                      |                                                  10 |
| 6        | CHHATTISGARH                                    |                                                2296 |
| 7        | DADRA AND NAGAR HAVELI                          |                                                  35 |
| 8        | DAMANANDDIU                                     |                                                  11 |
| 9        | GOA                                             |                                                 133 |
| 10       | GUJARAT                                         |                                                7275 |
| 11       | HARYANA                                         |                                                2178 |
| 12       | HIMACHAL PRADESH                                |                                                2118 |
| 13       | JAMMU &KASHMIR                                  |                                                 889 |
| 14       | JHARKHAND                                       |                                                1812 |
| 15       | KARNATAKA                                       |                                                6964 |
| 16       | KERALA (Including LAKSHADWEEP ISLANDS)          |                                                3285 |
| 17       | LADAKH                                          |                                                  16 |
| 18       | MADHYAPRADESH                                   |                                                7134 |
| 19       | MAHARASHTRA                                     |                                                9931 |
| 20       | MANIPUR                                         |                                                 339 |
| 21       | MEGHALAYA                                       |                                                 203 |
| 22       | MIZORAM                                         |                                                 197 |
| 23       | NAGALAND                                        |                                                 111 |
| 24       | NCT OF DELHI                                    |                                                  48 |
| 25       | ODISHA                                          |                                                5587 |
| 26       | PUDUCHERRY                                      |                                                  73 |
| 27       | PUNJAB                                          |                                                3067 |
| 28       | RAJASTHAN                                       |                                                8138 |
| 29       | SIKKIM                                          |                                                  70 |
| 30       | TAMIL NADU                                      |                                                8361 |
| 31       | TELANGANA                                       |                                                4582 |
| 32       | TRIPURA                                         |                                                 385 |
| 33       | UTTAR PRADESH                                   |                                               13626 |
| 34       | UTTARAKHAND                                     |                                                1761 |
| 35       | WEST BENGAL (IncludingANDAMAN &NICOBAR ISLANDS) |                                                5496 |
|          | Total                                           |                                              113181 |

| Post Office   | Division   | List of attached Villages   |
|---------------|------------|-----------------------------|
| BUTANI        | Karnal     | Butani                      |
| JUDDI         | Gurgaon    | Juddi                       |
| ALEWA         | Karnal     | Alewa, Khanda               |
| DANODA KALAN  | Karnal     | Danoda Kalan                |

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