Lok Sabha Question No. 3544 (UNSTARRED), answered on 2021-12-20
Subject: Tribal Entrepreneurship
Ministry: TRIBAL AFFAIRS
Asked by: Manoj Kishorbhai Kotak

## GOVERNMENT OF INDIA MINISTRY OF TRIBAL AFFAIRS

## LOK SABHA UNSTARRED QUESTION NO- 3544

TO BE ANSWERED ON- 20.12.2021

## TRIBAL ENTREPRENEURSHIP

## 3544. SHRI MANOJ KOTAK:

Will the Minister of TRIBAL AFFAIRS be pleased to state:

- (a) whether it is a fact that Government has decided to start Tribal Entrepreneurship Development program;
- (b) if so, details thereof;
- (c) the details of the tribal artisans who have been selected to create unique brand of their local product; and
- (d) the details of the Government plan to promote the tribal entrepreneurs?

## ANSWER

## MINISTER OF STATE FOR TRIBAL AFFAIRS (SMT. RENUKA SINGH SARUTA)

- (a) & (b) National Scheduled Tribes Finance and Development Corporation (NSTFDC), under the Ministry of Tribal Affairs is an apex organisation set up exclusively for economic development of Scheduled Tribes. NSTFDC extends concessional loans to the eligible Scheduled Tribe persons for  undertaking  any  income  generation  activities/  self-employment  through  its  implementing agencies. The details of entrepreneurship-oriented schemes of NSTFDC are as under:
- Term Loan Scheme : NSTFDC provides Term Loan for viable projects costing upto ₹50.00 lakh per unit. Under the scheme, financial assistance is extended upto 90% of the cost of the project and the balance is met by way of subsidy / promoter contribution / margin money.
- Adivasi Mahila Sashaktikaran Yojana (AMSY): This is an exclusive scheme for economic development of Scheduled Tribes Women. Under the scheme, NSTFDC, provides loan upto 90% for projects costing upto ₹2.00 lakh. Financial assistance under the scheme is extended at highly concessional rate of interest of 4% per annum.
- Micro Credit Scheme for Self Help Groups (MCF): This is an exclusive scheme for Self Help Groups for meeting small loan requirement of ST member. Under the scheme, the Corporation provides loans upto ₹50,000/- per member and maximum ₹ 5 Lakh per Self Help Group (SHG).
- Adivasi Shiksha Rrinn Yojana (ASRY): This is an Education loan scheme to enable the ST students to meet expenditure for pursuing technical and professional education including Ph.D. in India.  Under  this  scheme,  the  Corporation  provides  financial  assistance  upto  ₹10.00  lakh  per eligible family at concessional rate of interest of 6% per annum.
- Margin Money Support Scheme for ST Entrepreneurs: In order to finance projects under the Stand-Up India Scheme of Government of India, a separate scheme titled 'Margin Money Support Scheme for ST Entrepreneurs' has been formulated in December 2020. Under this scheme, the eligible ST Entrepreneurs are allowed to avail financial assistance of NSTFDC to the extent of

15% of the total project cost under Stand-Up India Scheme. State-wise loan disbursed by NSTFDC since 2014-15 is given at Annexure 1 .

Ministry of Tribal Affairs is implementing Van Dhan Vikas Karyakaram through TRIFED (Tribal Co-Operative Marketing Development Federation of India Limited) to promote value-addition and marketing of tribal products and minor forest products (MFP) catering to increase in the income of tribal MFP gatherers. As per information received from TRIFED, 3110 Van Dhan Vikas Kendra Clusters (VDVKCs) have been sanctioned in 27 States & UTs benefitting 9.28 lakh tribal MFP gatherers. State-wise number of beneficiaries and the sales generated through these Van Dhan Vikas Kendra (VDVK) clusters is at Annexure 2 .

Ministry  of  Tribal  Affairs  also  provides  funds  to  State  Tribal  Research  Institute  /  renowned Research   Institutes  for  under  taking   research   work  on  Tribal  Entrepreneurship  Development Programme  under the schemes 'Support to Tribal Research Institutes '  and 'Tribal Festival, Research Information and Mass Education'. Many states Tribal Research Institute provide training for  Tribal  Entrepreneurship  Development  Program  in  their  respective  state  under  the  scheme "Support to TRI".  The details of sanctioned projects under Tribal Festival, Research Information and Mass Education to renowned Research  Institutes are as under:

|   Sl. No. | Name of the Institute                                         | Project details                                                                                                               |
|-----------|---------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------|
|         1 | Socio Economic Development Foundation(SEDF), FICCI, New Delhi | Tribal Welfare and Entrepreneurship Development                                                                               |
|         2 | Ernst &Young, LLP                                             | Improving entrepreneurship ecosystem in select Tribal Areas - Pilot case of Lakhimpur Kheri in Uttar Pradesh                  |
|         3 | ASSOCHAM                                                      | Tribal Entrepreneurship Development Program Building Capacity, Enhancing Livelihoods in Tribal Areas- Tribes India's Heritage |

- (c) Ministry of Tribal Affairs, through its subordinate organization Tribal Cooperative Marketing Development  Federation  of  India  Ltd.  (TRIFED)  has  been  implementing  Scheme  namely 'Institutional Support for Development and Marketing of Tribal Products/Produce" for promotion and  development  of  tribes.  Under  this  scheme,  besides  other  market  development  activities, TRIFED has also been involved in Retail Marketing activities, which involve procurement of various tribal products from its empanelled tribal suppliers (i.e., individual tribal artisans, SHGs, Organizations/Agencies working with tribal artisans) located in different States and marketing the same through Retail network of Tribes India Showrooms and exhibitions across the country. Total number of suppliers/producers empanelled with TRIFED as on 31.10.2021 is 2915. The product categories  being  dealt  by  TRIFED  are  Metal  Craft,  Tribal  Textiles,  Tribal  Jewellery,  Tribal painting, Cane &Bamboo products, Terracotta & Stone Pottery, Gift and Novelties, Organic and Natural Food Products.
- (d) Ministry of Tribal Affairs envisages to set up 500 VDVKCs each year through TRIFED for generating additional income to the village level primary SHG units through value-addition and marketing of tribal products and minor forest products.

Annexure 1 YEARWISE STATEWISE DISBURSEMENT BY NSTFDC *Amount in lakh rupees

| Sl. No.   | State                     | 2014-15   | 2014-15            | 2015-16              | 2015-16   | 2016-17   | 2016-17         | 2017-18      | 2017-18         | 2018-19   | 2018-19         | 2019-20       | 2019-20           | 2020-21   | 2020-21   | Total     | Total           |
|-----------|---------------------------|-----------|--------------------|----------------------|-----------|-----------|-----------------|--------------|-----------------|-----------|-----------------|---------------|-------------------|-----------|-----------|-----------|-----------------|
| Sl. No.   | State                     | Amou nt   | No. of benefi . nt | Amou No. of benef i. |           | Amou nt   | No. of benefi . | Amou nt      | No. of benef i. | Amou nt   | No. of benef i. | Amou nt No. . | of benefi Amou nt | No. .     | of benefi | Amoun t   | No. of be nefi. |
| 1         | Andhra Pradesh            | 4074.2 4  | 19891 3313.1 4     | 1010                 | 691.30    |           | 155             | 2961.2 4 598 | 781.72          | 139       | 1285.0 3        | 276           | 5022.2 4          | 12533     | 0         | 18256.1   | 34608           |
| 2         | Andaman &Nic obar Islands | 1050.0 0  | 2873 0.00          | 0                    | 0.00      |           | 0               | 0.00 0       | 0.00            | 0         | 245.00          | 7501          |                   |           |           | 1295.00   | 10374           |
| 3         | Arunachal Prade sh        | 5596.7 0  | 20648 1863.6 0     | 36546                | 1016.7 3  | 12306     | 689.50          | 10410        | 324.25          | 3773      |                 |               | 970.52            | 435       | 1         | 10926.1   | 88098           |
| 4         | Assam                     | 2134.5 9  | 6608 10.00         | 57                   | 172.32    |           | 2982            | 19.06 123    |                 | 4.92      | 12 58.20        | 167           | 5.00              | 2         |           | 2404.09   | 9951            |
| 5         | Bihar                     | 0.00      | 0                  |                      |           |           |                 |              |                 |           |                 |               |                   |           | 11.48     |           | 955             |
| 6         | Chhattisgarh              | 10586. 98 | 6543 936.81        | 344                  |           | 506.47    | 307             | 1348.8 5     | 553             | 533.55    | 363             | 932.16 3787   | 197.49            | 236       |           | 15122.6 6 | 12196           |
| 7         | Goa                       | 190.88    | 71                 | 0.00 0               | 0.00      |           | 0               | 0.00         | 0               | 0.00      | 0               |               |                   |           |           | 190.88    | 71              |
| 8         | Gujarat                   | 19991. 10 | 11535 0 2137.8 4   | 12192                | 3848.2 2  |           | 24883 4739.9    | 10812        | 2329.3 2        | 7485      | 394.75          | 98            | 1442.0 3          | 8230      |           | 34905.6 6 | 180103          |
| 9         | Haryana                   | 0.00      | 0                  |                      |           |           |                 | 0            |                 | 0.41      | 1               |               |                   |           |           | 0.41      | 1               |
| 10        | Himachal Prades h         | 899.18    | 4796 11.32         | 23                   | 42.30     |           | 2069            | 79.83        | 61              | 82.30     | 65              | 40.83 75      | 13.40             | 2         |           | 1169.16   | 7091            |
| 11        | Jammu &Kashm ir           | 1561.7 9  | 726 271.00         | 169                  | 172.50    |           | 150             | 370.05       | 195             | 1249.5 0  | 327             | 446.25 135    | 408.75            | 175       |           | 5457.49   | 2136            |
| 12        | Jharkhand                 | 4655.2 8  | 11999 204.50       | 606                  | 411.91    |           | 3908            | 4.05         | 7               | 85.70     | 5               | 633.17 3767   | 1001.6 0          | 10752     |           | 8418.21   | 46567           |
| 13        | Karnataka                 | 13915. 62 | 30416 0.00         | 0                    | 0.00      |           | 0               | 0.00         | 0               | 26.89     | 34              | 47.38 1911    | 3109.0 8          |           | 3014      | 17098.9 7 | 35375           |
| 14        | Kerala                    | 719.78    | 1177               | 83.92 96             | 129.91    |           | 152             | 95.72        | 88              | 143.39    | 107             | 89            |                   | 192       |           | 1803.61   | 2069            |
| 15        | Lakshwadeep               | 99.07     | 78                 | 0.00 0               | 0.00      |           | 0               | 0.00         | 0               | 0.00      | 128.31 0        |               | 298.76            |           |           | 99.07     | 78              |

| 16   | Madhya Pradesh   | 6918.8 3   | 21175 7   | 687.82    | 537   | 1084.7 0   | 942     | 2157.2 0   | 2209   | 2014.5 7   |   2265 | 4176.2 6   | 13282   | 3360.1 0   | 5685    | 20800.5 4   |   236982 |
|------|------------------|------------|-----------|-----------|-------|------------|---------|------------|--------|------------|--------|------------|---------|------------|---------|-------------|----------|
| 17   | Maharasthra      | 6599.2 2   | 6499      | 0.00      | 0     | 0.00       | 0       | 0.00       | 0      | 9.43       |     11 | 1167.5 6   | 687     | 37.27      | 822     | 7927.29     |     9021 |
| 18   | Manipur          | 200.00     | 1050      | 0.00      | 0     | 0.00       | 0       | 0.00       | 0      | 0.00       |      0 |            |         | 62.37      | 65      | 262.37      |     1115 |
| 19   | Meghalaya        | 2092.2 6   | 7462      | 311.75    | 1287  | 244.64     | 983     | 663.25     | 2726   | 3090.6 0   |   2329 | 1745.1 8   | 1412    | 4485.4 3   | 35016   | 12934.1 4   |    52351 |
| 20   | Mizoram          | 601.78     | 5228      | 984.72    | 13330 | 2277.8 7   | 26935   | 3456.0 9   | 2347   | 2136.8 1   |   1464 | 6459.2 2   | 4670    | 3324.1 8   | 1399    | 21499.4 6   |    62701 |
| 21   | Nagaland         | 4530.7 6   | 32809     | 563.81    | 114   | 79.50      | 22      | 2574.1 9   | 631    | 1582.2 3   |  10504 | 2413.2 2   | 51918   | 1098.7 2   | 48240   | 13306.3 8   |   192439 |
| 22   | Odisha           | 1071.2 7   | 3511      | 8.51      | 9     | 153.60     | 495     | 310.87     | 1566   | 199.62     |    353 | 2298.1 5   | 11230   | 1794.4 4   | 22231   | 8235.18     |    69275 |
| 23   | Rajasthan        | 7452.5 8   | 11490     | 321.63    | 485   | 1409.4 8   | 1475    | 3447.8 4   | 2563   | 1470.5 4   |   1364 | 2311.3 9   | 3993    | 2205.1 6   | 2664    | 18628.6 2   |    24557 |
| 24   | Sikkim           | 2761.7 7   | 1850      | 0.00      | 0     | 623.90     | 230     | 198.56     | 86     | 0.92       |      1 | 253.30     | 100     | 82.11      | 21      | 3920.56     |     2288 |
| 25   | Tamilnadu        | 0.00       | 0         |           |       |            |         |            |        | 47.32      |     65 | 28.50      | 2775    | 12.50      | 1609    | 88.32       |     4449 |
| 26   | Telangana        | 0.00       | 0         | 5000.0 0  | 21168 | 5000.0 0   | 21000   | 0.00       | 0      | 10477. 15  |  30417 | 2740.0 7   | 8661    | 5359.2 3   | 13065   | 28603.0 0   |    96045 |
| 27   | Tripura          | 6719.0 0   | 6253      | 69.96     | 0     | 4428.3 1   | 3644    | 3054.2 0   | 3116   | 1009.0 0   |    429 | 71.41      | 24      | 2216.2 8   | 1056    | 17626.3 8   |    14568 |
| 28   | Uttarakhand      | 255.11     | 103       | 338.80    | 137   | 21.60      | 18      | 71.97      | 104    | 444.92     |    170 | 102.37     | 23      | 6.15       | 2       | 1240.92     |      557 |
| 29   | Uttar Pradesh    | 6.88       | 5128      | 0.00      | 0     | 0.00       | 0       | 301.32     | 847    | 3.73       |      3 |            |         | 1.55       | 4       | 313.48      |     5982 |
| 30   | West Bengal      | 6722.7 0   | 59034     | 540.87    | 4714  | 747.60     | 4370    | 528.64     | 3327   | 1283.3 0   |   9078 | 558.86     | 4250    | 275.64     | 2089    | 10864.0 0   |    88469 |
| 31   | Syndicate Bank   | 700.00     | 4670      | 0.00      | 0     | 0.00       | 0       | 0.00       | 0      | 0.00       |      0 |            |         |            |         | 700.00      |     4670 |
| 32   | Trifed-DLH       | 200.00     | 5000      | 0.00      | 0     | 0.00       | 0       | 0.00       | 0      | 0.00       |      0 |            |         |            |         | 200.00      |     5000 |
|      | Total            | 11230 7.37 | 58302 0   | 17660. 00 | 92824 | 23062. 86  | 10702 6 | 27072. 33  | 42369  | 29332. 09  |  70764 | 28536. 57  | 12083 1 | 36790. 00  | 16953 9 | 284309. 54  |  1300142 |

## Annexure 2 Details of State wise Van Dhan Self Help Groups (VDSHGs) & VDVK

## Clusters (VDVKCs)

## *Amount in lakh rupees

|   Sl No. | States /UT                          |   No. of VDVK Clusters Sanctioned / Approved |   No. of Forest Gatherers |   Amount Sanctioned (Rs. lakhs) | in No. of VDVK Clusters operationalized   | Sales by VDVK Clusters (in Rs. Lakhs)   |
|----------|-------------------------------------|----------------------------------------------|---------------------------|---------------------------------|-------------------------------------------|-----------------------------------------|
|        1 | Andhra Pradesh                      |                                          415 |                    123258 |                         6162.9  | 105                                       | 211.99                                  |
|        2 | Arunachal Pradesh                   |                                           85 |                     25500 |                         1275    |                                           |                                         |
|        3 | Assam                               |                                          302 |                     90316 |                         4530    | 80                                        | 41.16                                   |
|        4 | Bihar                               |                                            8 |                      1630 |                           81.5  |                                           |                                         |
|        5 | Chhattisgarh                        |                                          139 |                     41700 |                         2085    | 70                                        | 624.1                                   |
|        6 | Dadra & Nagar Haveli and Daman& Diu |                                            1 |                       302 |                           15    | -                                         | -                                       |
|        7 | Goa                                 |                                           10 |                      3000 |                          150    | 1                                         | -                                       |
|        8 | Gujarat                             |                                          116 |                     34424 |                         1721.2  | 3                                         | -                                       |
|        9 | Himachal Pradesh                    |                                            3 |                       810 |                           40.5  | -                                         | -                                       |
|       10 | Ladakh                              |                                           10 |                      3000 |                          150    | -                                         | -                                       |
|       11 | Jharkhand                           |                                           39 |                     11601 |                          569.7  | 15                                        | 20.43                                   |
|       12 | Karnataka                           |                                          140 |                     41748 |                         2087.4  | 21                                        | 12                                      |
|       13 | Kerala                              |                                           44 |                     12038 |                          597.25 | 5                                         | 1.85                                    |
|       14 | Madhya Pradesh                      |                                          107 |                     32100 |                         1605    | 28                                        | 31.9                                    |
|       15 | Maharashtra                         |                                          264 |                     79350 |                         3960    | 32                                        | 84.975                                  |
|       16 | Manipur                             |                                          200 |                     60390 |                         2996.8  | 139                                       | 212.47                                  |
|       17 | Meghalaya                           |                                           39 |                     11835 |                          584.1  | -                                         | -                                       |
|       18 | Mizoram                             |                                          159 |                     46168 |                         2306.55 | 44                                        | 77.21                                   |
|       19 | Nagaland                            |                                          206 |                     61800 |                         3089.9  | 85                                        | 233.68                                  |
|       20 | Odisha                              |                                          170 |                     51019 |                         2479.25 | 23                                        | 117.98                                  |
|       21 | Rajasthan                           |                                          479 |                    144803 |                         7135.6  | 16                                        | 61.28                                   |
|       22 | Sikkim                              |                                           80 |                     23800 |                         1169.05 | 6                                         | 6.77                                    |

| 23    | Tamil Nadu    |    8 |   2400 |      120 | 4   | 38       |
|-------|---------------|------|--------|----------|-----|----------|
| 24    | Telangana     |   17 |   5100 |   255    | -   | -        |
| 25    | Tripura       |   32 |   9039 |   436.95 | 15  | 5.51     |
| 26    | Uttar Pradesh |   25 |   7191 |   359.55 | 5   | 7.8      |
| 27    | Uttarakhand   |   12 |   3605 |   179.95 | 6   | 0.62     |
| Total | Total         | 3110 | 927927 | 46143.2  | 703 | 1789.725 |

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