Lok Sabha Question No. 2747 (UNSTARRED), answered on 2023-03-16
Subject: MSME Sector in Ladakh
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Jamyang Tsering Namgyal

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 2747 TO BE ANSWERED ON 16.03.2023

## MSME SECTOR IN LADAKH

## 2747. SHRI JAMYANG TSERING NAMGYAL:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the details of the ongoing schemes, programmes and new proposals under the MSME sector in Union Territory (UT) of Ladakh;
- (b) whether  the  Government  provides  opportunities  to  grow  economically  in  organised  and unorganised sectors as per regional and village level-wise potentials and skills in Ladakh;
- (c) if so, the details thereof and if not, the reasons therefor; and
- (d) the steps taken to foster women entrepreneurs in UT of Ladakh?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

(a) to (c): Ministry of MSME  through its field offices network, implements various schemes/programmes for the promotion and development of Micro, Small and Medium Enterprises (MSMEs) sector across the country including the Union Territory (UT) of Ladakh which inter alia include Prime Minister's Employment  Generation Programme  (PMEGP),  Micro  and  Small Enterprises-Cluster  Development  Programme  (MSE-CDP),  Scheme  of  Fund  for  Regeneration  of Traditional  Industries  (SFURTI),  Credit  Guarantee  Scheme  for  Micro  and  Small  Enterprises (CGTMSE),  A  Scheme  for  Promotion  of  Innovation,  Rural  Industries  and  Entrepreneurship (ASPIRE), Entrepreneurship and Skill Development Programme (ESDP), National Schedule Caste and Schedule Tribe Hub (NSSH). These schemes provide opportunities to grow economically as per regional  and  village  level  potentials  and  skills  in  the  country  including  in  Ladakh,  by  inter  alia facilitating  easy  credit  access, market  access,  technological  support  to  MSMEs  and  developing entrepreneurship attitude/skill among the youth towards generating self-employment opportunities.

The  Government  has  taken  a  number  of  initiatives  to  support  MSMEs  including  women owned enterprises in the country including the UT of Ladakh. Some of these include:

- (i) Rs.  5  lakh  crore  Emergency  Credit  Line  Guarantee  Scheme  (ECLGS)  for  businesses, including MSMEs;
- (ii) Rs. 50,000 crore equity infusion through MSME Self-Reliant India Fund.
- (iii) New revised criteria for classification of MSMEs.
- (iv) No global tenders for procurement up to Rs. 200 crores.
- (v) 'Udyam Registration' for MSMEs, for Ease of Doing Business.
- (vi) Launching of an online Portal 'Champions' in June, 2020 to cover many aspects of egovernance including grievance redress and handholding of MSMEs.
- (vii) Inclusion of Retail and Wholesale trades as MSMEs w.e.f. 02 nd July, 2021.
- (viii) Non-tax benefits extended for 3 years in case of an upward change in status of MSMEs.
- (ix) Roll out of Raising and Accelerating MSME Performance (RAMP) programme with an outlay of Rs. 6,000 crore over 5 years.
- (x) Launch of 'Udyam Assist Platform' on 11.01.2023 to bring Informal Micro Enterprises under the formal ambit for availing the benefit under Priority Sector Lending.

(d): Government has taken a number of steps to foster women entrepreneurs across the country including the UT of Ladakh. Some of these include:

- (i) PMEGP is a major credit-linked  subsidy  program  aimed  at  generating  self-employment opportunities through establishment of micro enterprises in the non-farm sector by helping traditional  artisans  and  rural/urban  unemployed  youth.  Under  the  Scheme,  women  are provided higher subsidy (35%) vis-a-vis non-special category (upto 25%)
- (ii) To  support  Women  Entrepreneurs  under  Credit  Guarantee  Scheme  for  Micro  &  Small Enterprises, two provisions have been introduced for women  entrepreneurs w.e.f. 01.12.2022. They are:
- i. 10% concession in annual Guarantee fees; and
- ii. 10  %  additional  Guarantee  coverage  of  up  to  85%,  as  against  the  75%  for  other entrepreneurs.
- (iii) To  benefit  women  entrepreneurs,  the  Public  Procurement  Policy  was  amended  in  2018 mandating Central Ministries/Departments/ CPSUs to procure at least 3% of their annual procurement from women entrepreneurs.
- (iv) Participation  of  women  entrepreneurs  in  trade  fairs  under  Procurement  &  Marketing Support Scheme is subsidized 100% vis-a-vis 80% for other entrepreneurs.
- (v) Launch  of  'SAMARTH'  to  support  women-owned  MSMEs  with  the  objective  of providing Skill Development and Market Development Assistance to women and to train more than  7,500  women  candidates  from  rural  and  sub-urban  areas  in  the  FY  2022-23. Under  SAMARTH,  aspiring  and  existing  women  entrepreneurs  have  been  provisioned with  20% Seats in  free  Skill  Development  Programs  organized  under  skill  development schemes  of the Ministry; 20%  of MSME  Business  Delegations for domestic  & international  exhibitions  under  the  schemes  for  Marketing  Assistance  implemented  by Ministry; and 20% Discount on annual processing fee on NSIC's Commercial Schemes.

Details of women beneficiaries in the UT of Ladakh under major schemes of the Ministry such as  PMEGP,  CGTMSE  and  the  number  of  women-owned  MSMEs  registered  on  the  'Udyam Registration' portal in the UT of Ladakh are given at Annexure-I.

***

Annexure-I referred to in reply to part (d) of the Lok Sabha Unstarred Question No. 2747 for answer on 16.03.2023.

- (i) Details  of  women  entrepreneurs  benefitted  in  the  UT  of  Ladakh  under  PMEGP  are  given below.
- (ii) Number of guarantees approved for women under 'Credit Guarantee Scheme for Micro and Small Enterprises' (CGTMSE) in the UT of Ladakh are given below.
- (iii) Number  of  women-owned  MSMEs  registered  in  the  UT  of  Ladakh  on  the  Udyam Registration portal, since inception on 01.07.2020 to 10.03.2023 are given below.

| Financial Year                | No. of women entrepreneurs benefitted   | No. of women entrepreneurs benefitted   |
|-------------------------------|-----------------------------------------|-----------------------------------------|
|                               | No. of projects                         | Margin money (Rs. in lakh)              |
| FY 2020-21                    | 85                                      | 334.51                                  |
| FY 2021-22                    | 82                                      | 281.56                                  |
| FY 2022-23 (as on 10.03.2023) | 27                                      | 93.23                                   |

| Financial Year               |   Number of guarantees approved for women |   Amount (Rs. in crore) |
|------------------------------|-------------------------------------------|-------------------------|
| FY 2019-20                   |                                         6 |                    0.2  |
| FY 2020-21                   |                                        24 |                    1.22 |
| FY 2021-22                   |                                        68 |                    5.73 |
| FY 2022-23 (upto 28.02.2023) |                                        77 |                    4.33 |

| S. No.                   | District                 |   Number of Women-owned MSMEs registered |
|--------------------------|--------------------------|------------------------------------------|
| 1.                       | LEH LADAKH               |                                      638 |
| 2.                       | KARGIL                   |                                      248 |
| TOTAL (as on 10.03.2023) | TOTAL (as on 10.03.2023) |                                      886 |