Lok Sabha Question No. 5347 (UNSTARRED), answered on 2022-04-05
Subject: Coverage of PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Bhavana Gawali (Patil), Sanjay Haribhau Jadhav

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 5347

TO BE ANSWERED ON THE 5 th  APRIL, 2022

## COVERAGE OF PMFBY

## 5347. SHRIMATI BHAVANA PUNDALIKRAO GAWALI: SHRI SANJAY JADHAV:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ िष एवं कसान कयाण मंी be pleased to state:

(a) the percentage and the number of the farmers covered under the Pradhan Mantri Fasal Bima Yojana (PMFBY) before and after its inception;

- (b) the  details  of  the  number  of  farmers  covered  under  the  PMFBY  particularly  with regard to Parbhani Parliamentary Constituency, State/year-wise;
- (c) whether there is any plan to cover more number of farmers under the PMFBY; and
- (d) if so, the details thereof and if not, the reasons therefor?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE कृ िष एवं कसान कयाण मंी (SHRI NARENDRA SINGH TOMAR)

(a):   The number of farmer applications has been increased to 765.4 lakh during 2021-22 under  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  as  against  485.5  lakh  farmer applications during 2015-16 under erstwhile crop insurance schemes.

(b):   State-wise details of number of farmer applications enrolled during 2021-22 under the scheme are annexed. Claims  are  worked  out  insurance  unit  area  wise  for  the  notified crops and not Parliamentary Constituency-wise..

(c) & (d):   PMFBY is voluntary for States/UTs as well as farmers.  However, Government has  taken  several  steps  to  create  substantial  awareness  about  the  scheme  amongst beneficiaries and to make the scheme transparent so that more and more farmers can be enrolled under the scheme. The Government has made provision to ensure availability of adequate funds for awareness of PMFBY. The revised Operational Guidelines for PMFBY which came into effect from 1 st October 2018 have inter-alia provided that the insurance companies should compulsorily spend atleast 0.5% of the total gross premium collected by them for Information, Education and Communication (IEC) activities.

The Government has actively supported the awareness activities being carried out by the States, implementing Insurance Companies, financial institutions, and CSC network to disseminate  key  features  of  PMFBY  amongst  farmers  and  members  of  Panchayati  Raj Institutions  (PRIs).    The  Government  has  also  started  structured awareness  campaigns like  'Crop  Insurance  Week/Fasal  Bima  Saptah'  Kharif  2021  and  Rabi  2021-22  seasons, Fasal Bima Pathshalas at village/GP level for knowledge building  of  farmers  on various aspects of scheme implementation and nationwide Doorstep Crop Insurance Policy/receipt Distribution mega drive - 'Meri Policy Mere Haath' under Azadi Ka Amrit Mahotsav.

National  Crop  Insurance  Portal  (NCIP)  has  been  developed  for  ensuring  better administration,  co-ordination,  transparency,  dissemination  of  information  and  delivery  of services including crediting the claim amount electronically to the individual farmer's Bank Account.    To  bring  more  transparency  use  of  technology  including  Remote  Sensing Technology, Smartphones, Drones, crop insurance apps for reporting estimation of crop losses to ensure early settlement of claims has also been utilized in implementation of the scheme.

Annexure State-wise details of number of farmer applications insured from 2016-17 to 202021 under PMFBY as on 09.03.2022

| State/UT Name    | Farmers Applications Insured (Lakh)   | Farmers Applications Insured (Lakh)   | Farmers Applications Insured (Lakh)   | Farmers Applications Insured (Lakh)   | Farmers Applications Insured (Lakh)   | Farmers Applications Insured (Lakh)   |
|------------------|---------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|
|                  | 2016-17                               | 2017-18                               | 2018-19                               | 2019-20                               | 2020-21                               | 2021-22                               |
| A & N Islands    | 0.003                                 | 0.004                                 | 0.01                                  | 0.001                                 | 0.003                                 | 0.004                                 |
| Andhra Pradesh   | 17.8                                  | 18.3                                  | 24.4                                  | 27.9                                  | Not Implemented                       | Not Implemented                       |
| Assam            | 0.6                                   | 0.6                                   | 0.7                                   | 10.0                                  | 14.0                                  | 4.9                                   |
| Bihar            | 27.1                                  | 23.0                                  | Not Implemented                       | Not Implemented                       | Not Implemented                       | Not Implemented                       |
| Chhattisgarh     | 15.5                                  | 14.7                                  | 15.7                                  | 40.2                                  | 51.6                                  | 58.3                                  |
| Goa              | 0.01                                  | 0.01                                  | 0.003                                 | 0.01                                  | 0.001                                 | 0.001                                 |
| Gujarat          | 19.8                                  | 17.6                                  | 21.7                                  | 24.8                                  | Not Implemented                       | Not Implemented                       |
| Haryana          | 13.4                                  | 13.4                                  | 14.8                                  | 17.1                                  | 16.5                                  | 14.4                                  |
| Himachal Pradesh | 3.8                                   | 3.8                                   | 2.7                                   | 2.8                                   | 2.4                                   | 2.0                                   |
| Jammu & Kashmir  | -                                     | 1.6                                   | 1.5                                   | Not Implemented                       | Not Implemented                       | 0.7                                   |
| Jharkhand        | 8.8                                   | 12.0                                  | 12.9                                  | 10.9                                  | Not Implemented                       | Not Implemented                       |
| Karnataka        | 29.5                                  | 20.9                                  | 19.8                                  | 21.3                                  | 16.1                                  | 19.1                                  |
| Kerala           | 0.8                                   | 0.6                                   | 0.6                                   | 0.6                                   | 0.8                                   | 0.8                                   |
| Madhya Pradesh   | 74.6                                  | 70.3                                  | 74.2                                  | 88.1                                  | 82.8                                  | 81.5                                  |
| Maharashtra      | 118.8                                 | 102.8                                 | 148.4                                 | 145.6                                 | 124.0                                 | 97.0                                  |
| Manipur          | 0.1                                   | 0.1                                   | 0.01                                  | 0.03                                  | Not Implemen ted                      | 0.03                                  |
| Meghalaya        | 0.001                                 | 0.03                                  | 0.01                                  | 0.01                                  | 0.001                                 | Not Implemented                       |
| Odisha           | 18.2                                  | 18.9                                  | 21.0                                  | 48.8                                  | 97.5                                  | 74.8                                  |
| Puducherry       | 0.1                                   | Not Implemented                       | 0.1                                   | 0.1                                   | 0.1                                   | 0.3                                   |
| Rajasthan        | 93.6                                  | 91.1                                  | 71.8                                  | 85.3                                  | 107.6                                 | 322.9                                 |
| Sikkim           | 0.01                                  | 0.01                                  | 0.002                                 | 0.0002                                | 0.001                                 | 0.02                                  |
| Tamil Nadu       | 14.6                                  | 15.1                                  | 24.8                                  | 38.9                                  | 56.9                                  | 49.3                                  |
| Telangana        | 9.7                                   | 11.0                                  | 8.0                                   | 10.3                                  | Not Implemented                       | Not Implemented                       |
| Tripura          | 0.1                                   | 0.1                                   | 0.02                                  | 0.4                                   | 2.0                                   | 1.8                                   |
| Uttar Pradesh    | 72.9                                  | 54.2                                  | 61.3                                  | 46.9                                  | 41.9                                  | 35.9                                  |
| Uttarakhand      | 2.6                                   | 2.2                                   | 1.9                                   | 2.1                                   | 1.7                                   | 1.8                                   |
| West Bengal      | 41.3                                  | 40.4                                  | 51.3                                  |                                       | Not Implemented                       | Not Implemented                       |
| GRAND TOTAL      | 583.7                                 | 532.7                                 | 577.8                                 | 622.4                                 | 615.9                                 | 765.4                                 |

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