Lok Sabha Question No. 1655 (UNSTARRED), answered on 2021-07-29
Subject: PM SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Kani K. Navas, Balubhau (Alias Suresh Narayan) Dhanorkar, Sanjay Kumar Bandi

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## UNSTARRED QUESTION NO. 1655 TO BE ANSWERED ON JULY 29, 2021

## PM SVANIDHI SCHEME

NO. 1655:

SHRI K NAVASKANI:

SHRI BALUBHAU ALIAS SURESH

NARAYAN DHANORKAR:

SHRI BANDI SANJAY KUMAR:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:-

- a) whether the PM Street Vendors Atma Nirbhar Nidhi (PMSVANidhi) scheme has made street vendors self-sufficient during the Covid-19 induced lockdown period and if SO, the details thereof;
- b) the details of the number of Ioan application received and the loans disbursed under PMSVANidhi Scheme, State-wise;
3. the details of the amount of Ioan and the banks from which the Ioan amount has been disbursed under scheme, State-wise;
- d) whether the Government is committed to bring the change in the lives of Street Vendors and if so, quantum of funds allocated and sanctioned under PM Street Vendors Atma Nirbhar Nidhi Scheme to the State of Telangana since inception of the Scheme;
5. the number of beneficiaries benefitted from the said scheme in the States of Telangana, year-wise; and
6. whether the Government has received   complaints against State Government or Banks for creating bottlenecks in releasing funds to the beneficiaries under this scheme, and if SO, the details therefor?

## ANSWER THE MINISTER OF STATE IN THE OF HOUSING AND URBAN

## MINISTRY AFFAIRS (SHRI KAUSHAL KISHORE)

(a): Ministry of Housing and Urban Affairs is implementing Pradhan Mantri Street Vendors' Atma Nirbhar Nidhi Scheme (PM SVANidhi) of 1 year tenure to Street Vendors, vending in urban areas, to resume their businesses, adversely impacted by the pandemic. On prepayment or repayment, they are eligible for an enhanced working capital Ioan of upto {20,000 and {50,000 in the second and third tranches respectively- In addition, 'SVANidhi se Samriddhi' initiative, designed to build safety net for the beneficiaries' families by linking them to existing socio-economic welfare schemes of the Government of India: It was launched in January 2021 for 125 select cities:

- (b) & (c): A statement indicating StatelUnion Territory wise details of the Ioan applications received, sanctioned, disbursed and the amount disbursed by the banks under PM SVANidhi Scheme, as on July 26, 2021 is at Annexure:
- (d): PM SVANidhi is a Central Sector Scheme. Telangana is the best performing State among the large States category: As on July 26, 2021, 4.6 Iakh loanapplications have been received, out of these 3.5

lakh loans have been sanctioned and 3.17 Iakh loans have been disbursed: In addition, socio-economic profiling of 89,768 beneficiaries along with their   family members has been completed and 37,982 scheme benefits have been extended:

(e): In the State of Telangana, as on July 26, 2021, 3.17 Iakh loans amounting to {313 Crore have been disbursed: Year-wise break-up of disbursed loansis as under:

2020-21

3,04,924

ii)2021-22

11,840

f): No,

*****

## ANNEXURE REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO.1655 TO BE ANSWERED ON 29 JULY, 2021

## STATEIUT-WISE DETAILS OF APPLICATION RECEIVED, LOAN APPLICATIONS SANCTIONED, LOAN APPLICATIONS  DISBURSED, AMOUNT DIBURSED BY THE BANKS UNDER PM SVANIDHI

(As on July 26,2021)

| S.No.                       | State    | Applications Received   | Applications Sanctioned   | Loans Disbursed   | Disbursed Amount (in ? Crore)                                                                                                                 | Amount Disbursed by Banks (in ?)   |
|-----------------------------|----------|-------------------------|---------------------------|-------------------|-----------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------|
| ANDAMAN AND NICOBAR ISLANDS | 465      | 411                     | 400                       | 0.40              | STATE BANK OF INDIA 24,90,000 CANARA BANK _ 5,79,000 CENTRAL BANK OF INDIA - 2,10,000 INDIAN OVERSEAS BANK INDIAN BANK 90,000 Others 5,00,000 |                                    |
| ANDHRA 2 PRADESH            | 2,77,586 | 1,84,895                | 1,59,418                  |                   | 158.61                                                                                                                                        | CANARA BANK _ 10,61,96,995         |
| ARUNACHAL 3 PRADESH         | 4,869    | 2,462                   | 2,054                     |                   | INDIA                                                                                                                                         | CENTRAL BANK OF 4,90,000           |
| ASSAM                       | 38,264   | 17,453                  | 15,105                    |                   | BANK 15.05                                                                                                                                    | 1,12,83,500 CENTRAL BANK OF        |
| 5 BIHAR                     | 1,02,369 | 47,009                  | 35,456                    |                   | 34.96                                                                                                                                         | 9,37,80,000 PUNJAB NATIONAL        |

|                                        | State        | Applications Received   | Applications Sanctioned   | Loans Disbursed   | Disbursed Amount (in ? Crore)   | Amount Disbursed by Banks (in ?)                                                                                                                                                               |
|----------------------------------------|--------------|-------------------------|---------------------------|-------------------|---------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|                                        |              |                         |                           |                   |                                 | BANK OF INDIA 4,42,31,371 BANK OF BARODA 2,96,79,000 CENTRAL BANK OF INDIA 2,91,58,000 Others 10,66,19,877 STATE BANK OF INDIA                                                                 |
|                                        | CHANDIGARH   | 4,194                   | 2,691                     | 2,413             | 2.40                            | 64,10,000 PUNJAB NATIONAL BANK 56,84,744 PUNJAB & SINDH BANK 23,25,000 CENTRAL BANK OF INDIA 16,60,000 INDIAN BANK 15,08,100 Others 64,26,382                                                  |
|                                        | CHHATTISGARH | 95,781                  | 42,639                    | 41,429            | 41.04                           | STATE BANK OF INDIA 16,59,28,200 BANK OF BARODA 4,41,43,000 2,89,92,000 PUNJAB NATIONAL BANK 2,79,40,969 CENTRAL BANK OF INDIA 2,45,85,000 Others BANK OF BARODA 31,80,000 STATE BANK OF INDIA |
| DAMAN, DIU AND 8 DADARA & NAGAR HAVELI | 2,185        | 1,241                   |                           | 990               | 0.99                            | 28,80,000 UNION BANK OF INDIA 9,50,102 PUNJAB NATIONAL                                                                                                                                         |
| DELHI                                  | 63,169       | 38,261                  |                           | 32,409            | 32.17                           | BANK OF BARODA 5,17,52,000 UNION BANK OF INDIA                                                                                                                                                 |
| 10 Goa                                 | 1,410        | 1,069                   |                           | 1,040             | 1.03                            | 20,10,000 BANK OF INDIA                                                                                                                                                                        |

|    | State                    | Applications Received   | Applications Sanctioned   | Loans Disbursed   | Disbursed Amount (in ? Crore)   | Amount Disbursed by Banks (in ?)                                                                                                                                                                                                      |
|----|--------------------------|-------------------------|---------------------------|-------------------|---------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|    |                          |                         |                           |                   |                                 | BANK OF BARODA 9,10,000 Others 18,75,000                                                                                                                                                                                              |
| 11 | GUJARAT 2,17,225         | 1,11,976                | 1,04,657                  | 103.88            |                                 | 12,84,69,991 UNION BANK OF INDIA                                                                                                                                                                                                      |
| 12 | HARYANA 45,906           |                         | 21,167                    | 18,233            | 18.04                           | 4,39,00,195 Others 14,60,50,236 PUNJAB NATIONAL BANK 4,71,09,002 STATE BANK OF INDIA 3,04,30,681 CANARA BANK 1,63,14,500 UNION BANK OF INDIA 1,50,35,547 BANK OF BARODA 1,16,26,398 Others 5,99,10,546 PUNJAB NATIONAL BANK 71,75,667 |
| 13 |                          | 4,080                   | 2,918                     | 2,847             | 2.84                            | 57,20,000 HIMACHAL UCO BANK 28,20,000 PRADESH CANARA BANK                                                                                                                                                                             |
| 14 | JAMMU AND 16,542 KASHMIR | 13,439                  |                           | 12,400            | 12.38                           | CANARA BANK 28,30,000                                                                                                                                                                                                                 |
| 15 | JHARKHAND 45,170         |                         | 24,094                    | 23,025            | 22.87                           | 1,73,39,500 PUNJAB NATIONAL                                                                                                                                                                                                           |
| 16 | KARNATAKA 2,43,937       |                         | 1,25,472                  | 1,16,101          | 115.67                          | 1,60,27,000 Others 6,30,03,200 STATE BANK OF INDIA 37.48,19,000                                                                                                                                                                       |

|                | State    | Applications Received   | Applications Sanctioned   | Loans Disbursed   | Disbursed Amount (in ? Crore)                                                                                                                                                                          | Amount Disbursed by Banks (in ?)   |
|----------------|----------|-------------------------|---------------------------|-------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------|
| 17 KERALA      | 12,082   | 8,334                   | 8,196                     | 8.14              | 3,34,58,150 Others STATE BANK OF INDIA 2,24,60,000 CANARA BANK 1,85,15,000 UNION BANK OF INDIA 75,85,140 INDIAN BANK 52,60,000 Bank of Baroda 34,50,000 Others 24,113,670 STATE BANK OF INDIA 6,70,000 |                                    |
| 18 LADAKH      | 290      | 254                     | 250                       |                   | PUNJAB NATIONAL 0.25 BANK 80,000                                                                                                                                                                       |                                    |
| MADHYA PRADESH | 4,87,076 | 3,42,206                | 3,25,721                  |                   | UNION BANK OF INDIA 323.65 25,69,40,036 CENTRAL BANK OF                                                                                                                                                | 19                                 |
| 20 MAHARASHTRA | 4,19,682 | 1,95,122                | 1,63,782                  | 162.71            | BANK OF INDIA 27,58,04,520                                                                                                                                                                             |                                    |

|   21 | MANIPUR    | 16,201   | 8,173   | 6,399   |   6.39 | STATE BANK OF INDIA 2,98,41,000 PUNJAB NATIONAL BANK 53,20,000 BANK OF BARODA 33,10,000 CENTRAL BANK OF INDIA 32,60,000 UCO 25,00,000 Others 1,96,85,001                    |
|------|------------|----------|---------|---------|--------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   22 | MEGHALAYA  | 590      | 334     | 280     |   0.28 | STATE BANK OF INDIA 18,50,000 BANK OF BARODA 2,60,000 INDIAN BANK 1,90,000 CANARA BANK 1,80,000 UNION BANK OF INDIA 1,10,000 Others 2,10,000                                |
|   23 | MIZORAM    | 632      | 444     | 438     |   0.44 | STATE BANK OF INDIA - 7,00,000 CANARA BANK - 90,000 PUNJAB & SINDH BANK 60,000 BoM 30,000 PNB 20,000 Others 34,80,000                                                       |
|   24 | NAGALAND   | 2,234    | 1,319   | 1,284   |   1.28 | STATE BANK OF INDIA 96,90,000 BANK OF BARODA 5,50,000 CENTRAL BANK OF INDIA 5,50,000 UCO BANK 2,60,000 BANK OF INDIA 1,90,000 Others 16,00,000                              |
|   25 | ODISHA     | 58,896   | 33,164  | 27,851  |  27.52 | STATE BANK OF INDIA 8,76,23,009 BANK OF INDIA 3,43,94,800 CANARA BANK 2,89,66,100 UNION BANK OF INDIA 2,40,17,789 INDIAN BANK 2,06,70,100 Others 7,95,70,751                |
|   26 | PUDUCHERRY | 1,806    | 1,392   | 1,144   |   1.14 | STATE BANK OF INDIA 39,40,000 INDIAN BANK 12,000 BANK OF BARODA 25,90,000 INDIAN OVERSEAS BANK 6,00,000 CANARA BANK 3,00,000 Others 12,64,498 27,1                          |
|   27 | PUNJAB     | 1,01,022 | 35,672  | 30,806  |  30.57 | STATE BANK OF INDIA 6,47,42,000 PUNJAB NATIONAL BANK 6,23,29,480 INDIAN BANK 3,04,66,640 BANK OF INDIA 2,91,55,800 CANARA BANK 2,41,28,500 Others 9,48,82,722               |
|   28 | RAJASTHAN  | 1,47,629 | 66,152  | 53,888  |  53.61 | STATE BANK OF INDIA 18,30,23,873 BANK OF BARODA 14,08,40,000 PUNJAB NATIONAL BANK 4,39,92,981 BANK OF INDIA 3,89,29,100 UNION BANK OF INDIA 1,99,89,212 Others 10,93,72,589 |

| 29                                  | TAMIL NADU                          | 2,92,795                            | 1,27,219                            | 1,05,057                            | 103.89                              | INDIAN BANK 31,62,19,559 STATE BANK OF INDIA 23,68,18,940 19,50,41,998 INDIAN OVERSEAS BANK - 12,65,04,560 UNION BANK OF INDIA 4,25,26,948 Others 12,17,49,367                  |
|-------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 30                                  | TELANGANA                           | 4,55,866                            | 3,45,893                            | 3,16,536                            | 312.89                              | STATE BANK OF INDIA 1,28,26,43,518 UNION BANK OF INDIA 75,22,21,741 CANARA BANK 15,37,88,500 INDIAN BANK 9,19,79,010 BANK OF BARODA 8,29,92,500 Others 76,52,75,439             |
| 31                                  | TRIPURA                             | 4,109                               | 2,728                               | 2,632                               | 2.62                                | STATE BANK OF INDIA 62,10,000 PUNJAB NATIONAL BANK 59,06,825 UCO BANK 15,10,000 Bol 6,85,500 Canara 6,20,000 Others 113,10,000                                                  |
| 32                                  | UTTAR PRADESH                       | 10,93,043                           | 6,80,977                            | 6,21,872                            | 611.83                              | STATE BANK OF INDIA 1,44,02,17,175 BANK OF BARODA 87,48,70,010 PUNJAB NATIONAL BANK 81,04,79,499 UNION BANK OF INDIA 71,11,61,903 INDIAN BANK 55,18,94,241 Others 172,96,88,441 |
| 33                                  | UTTARAKHAND                         | 16,668                              | 10,109                              | 9,353                               | 9.31                                | PUNJAB NATIONAL BANK 2,27,65,999 STATE BANK OF INDIA 2,21,13,500 BANK OF BARODA UNION BANK OF INDIA 67,95,277 CANARA BANK - 57,41,500 Others 2,32,02,100                        |
| 34                                  | WEST BENGAL                         | 18,824                              | 7,964                               | 3,326                               | 3.27                                | INDIAN BANK 68,26,000 BANK OF INDIA 63,95,000 STATE BANK OF INDIA 38,10,000 CANARA BANK 33,64,000 UNION BANK OF INDIA -28,00,000 Others-95,19.499                               |
| 35                                  | SIKKIM                              |                                     |                                     |                                     | 0.001                               | SBI- 10,000                                                                                                                                                                     |
| 42,92,601 25,04,654 22,46,793 2,224 | 42,92,601 25,04,654 22,46,793 2,224 | 42,92,601 25,04,654 22,46,793 2,224 | 42,92,601 25,04,654 22,46,793 2,224 | 42,92,601 25,04,654 22,46,793 2,224 | 42,92,601 25,04,654 22,46,793 2,224 | 42,92,601 25,04,654 22,46,793 2,224                                                                                                                                             |