Lok Sabha Question No. 1553 (UNSTARRED), answered on 2022-12-15
Subject: Objectives of PM SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Lavu Sri Krishna Devarayalu

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO.1553

## TO BE ANSWERED ON DECEMBER 15, 2022

## OBJECTIVES OF PM SVANIDHI SCHEME

## NO. 1553.  SHRI LAVU SRI KRISHNA DEVARAYALU:

Will  the  Minister  of  HOUSING  AND  URBAN  AFFAIRS  be  pleased  to state:

- (a) the aims and objectives of Prime Minister Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) scheme;
- (b) the details of targets set under the scheme and achievements made so far, State/district and year-wise;
- (c) whether  the  Government  is  aware  of  the  demands  from  the  street vendors to increase the amount from Rs. 10,000 to Rs. 25,000 as a part of the first tranche;
- (d)
- if so, the reaction of the Government thereto;
- (e) whether  the  Government  proposes  to  double  the  loan  amount  of  all
- tranches under PM-SVANidhi scheme;
- (f) if so, the details thereof and if not, the reasons therefor;
- (g) whether it is true that many eligible street vendors are facing issues in getting Vending Certificates from the Town Vending Committees; and
- (h)
- if so, the steps taken by the Government in this regard?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI KAUSHAL KISHORE)

(a):  Ministry of Housing and Urban Affairs (MoHUA) has launched the Prime Minister Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) Scheme on June 01,  2020  with  the  aim  to  facilitate  collateral  free  working  capital  loan  to street vendors to restart their businesses, which were adversely impacted during the Covid-19 pandemic.  The Scheme has the following objectives:

- i. Facilitate collateral free working capital loan up to ₹10,000 of 1 year tenure, with enhanced loan of ₹20,000 and ₹50,000 in the second and third tranches respectively, on repayment of earlier loans.
- ii. Incentivize  regular  repayment,  through  interest  subsidy  @  7%  per annum; and
- iii. Reward digital transactions, by way of cash back up to ₹1,200 per year
4. (b):    The targets set under the Scheme for the 1 st , 2 nd  and 3 rd loans is 42 Lakh, 12 Lakh and 3 Lakh respectively. Details of loan disbursed/achievements made so far, state-wise is at Annexure I.
5. (c) to (f): Under PM SVANidhi Scheme, initially  working  capital  loan  upto ₹10,000  was  introduced.    Considering  requirement  for  enhanced  loan,  2 nd loan amount upto  ₹20,000 w.e.f  April 09, 2021 and 3 rd  loan upto ₹50,000 w.e.f. June 01, 2022 were introduced.
6. (g) & (h): The matter relating to issue of Certificate of Vending (CoV) falls under the ambit of Street Vendors (Protection of Livelihood and Regulation of Street Vending) Act, 2014 which is being implemented through respective States/Union Territories by framing Rules, Schemes and Bye-laws for street vending.  The  Act  provides  that  Town  Vending  Committee  (TVC)  shall conduct survey of street vendors within the area under its jurisdiction  as per  'Scheme for Street Vendors' as notified by State/UTs and issued CoV and Identity Cards to the identified street vendors.

Ministry of Housing and Urban Affairs draws attention of the States/UTs  on  conduct  of  survey  and  issue  of  CoVs,  by  way  of  issue  of letters/circulars  and  conducting  reviews  for  monitoring  progress.  As  on 30.11.2022, CoVs have been issued to over 32.07 lakh street vendors.

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## ANNEXURE-I REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 1553 TO BE ANSWERED ON DECEMBER 15, 2022

STATEMENT SHOWING STATE WISE 1 ST , 2 nd and 3 rd LOANS DISBURSED /ACHIEVEMENTS MADE SO FAR UNDER PM SVANIDHI SCHEME

(As on 05.12.2022)

| S. No   | State/UT Name                     | 1st Loan Disbursed   | 2nd Loan Disbursed   | 3rd Loan Disbursed   |
|---------|-----------------------------------|----------------------|----------------------|----------------------|
| 1       | Andaman and Nicobar Islands       | 482                  | 151                  | 4                    |
| 2       | Andhra Pradesh                    | 1,90,691             | 38,011               | 282                  |
| 3       | Arunachal Pradesh                 | 2,756                | 555                  | 2                    |
| 4       | Assam                             | 60,662               | 5,437                | 96                   |
| 5       | Bihar                             | 49,747               | 4,344                | 19                   |
| 6       | Chandigarh                        | 3,874                | 1,162                | 15                   |
| 7       | Chhattisgarh                      | 48,652               | 7,086                | 110                  |
| 8       | Daman, Diu & Dadra & Nagar Haveli | 1,295                | 85                   | -                    |
| 9       | Delhi                             | 52,639               | 6,071                | 27                   |
| 10      | Goa                               | 1,271                | 416                  | 21                   |
| 11      | Gujarat                           | 2,24,882             | 41,853               | 1,047                |
| 12      | Haryana                           | 29,895               | 6,397                | 104                  |
| 13      | Himachal Pradesh                  | 3,584                | 1,523                | 168                  |
| 14      | Jammu and Kashmir                 | 14,689               | 3,318                | 101                  |
| 15      | Jharkhand                         | 30,492               | 4,454                | 57                   |
| 16      | Karnataka                         | 1,55,201             | 35,660               | 805                  |
| 17      | Kerala                            | 10,800               | 3,959                | 254                  |
| 18      | Ladakh                            | 296                  | 159                  | 5                    |
| 19      | Madhya Pradesh                    | 5,08,146             | 1,07,206             | 2,454                |
| 20      | Maharashtra                       | 2,19,061             | 39,461               | 513                  |
| 21      | Manipur                           | 8,645                | 903                  | 6                    |
| 22      | Meghalaya                         | 1,175                | 131                  | 3                    |
| 23      | Mizoram                           | 496                  | 115                  | 5                    |
| 24      | Nagaland                          | 1,631                | 313                  | 2                    |
| 25      | Odisha                            | 35,922               | 6,082                | 60                   |
| 26      | Puducherry                        | 1,278                | 402                  | -                    |
| 27      | Punjab                            | 41,389               | 5,939                | 41                   |
| 28      | Rajasthan                         | 67,374               | 3,999                | 20                   |
| 29      | Sikkim                            | 1                    | -                    | -                    |
| 30      | Tamil Nadu                        | 1,77,171             | 31,769               | 152                  |
| 31      | Telangana                         | 3,47,747             | 99,642               | 526                  |
| 32      | Tripura                           | 3,286                | 454                  | 14                   |
| 33      | Uttar Pradesh                     | 8,64,365             | 1,34,298             | 635                  |
| 34      | Uttarakhand                       | 12,004               | 3,570                | 58                   |
| 35      | West Bengal                       | 14,066               | 465                  | -                    |
|         | Total                             | 31,85,665            | 5,95,390             | 7,606                |