Lok Sabha Question No. 1323 (UNSTARRED), answered on 2023-02-09
Subject: MSME Organisation
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Ritesh Pandey

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 1323 TO BE ANSWERED ON 09.02.2023

## MSME ORGANISATION

1323. SHRI RITESH PANDEY:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) the  details  of  MSME  organisations  that  had  to  be  shut  down  during  the  last  three  years, State-wise;
- (b) the quantum of loss suffered by the MSME sector during the last three years;
- (c)  the number of applications received under Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) and funds approved during the period from 2020-2022, State-wise; and
- (d) whether nearly forty per cent of the micro businesses were denied loans (both formal/informal) as they did not have sufficient collateral and/or lacked positive credit history or lacked requisite documentation for the application and if so, the details thereof?

## ANSWER

## MINISTER OF STATE FOR MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI BHANU PRATAP SINGH VERMA)

- (a): As per Udyam Registration, the details of MSMEs shut down during the last three years; state wise are at Annexure I.
- (b): As per Economic Survey 2022-23, the GST paid by MSMEs declined from Rs 5.00 lakh crore in FY 2019-20 to Rs. 4.70 lakh crore in FY 2020-21. However, the GST paid by MSMEs has been rising since and has now reached to Rs 5.50 lakh crore which has crossed the pre-pandemic level of FY 2019-20, reflecting the financial resilience of MSMEs.
- (c) & (d): Credit Guarantee Trust Fund for Micro and Small Enterprises (CGTMSE) provides credit  guarantee  on  the  loans  extended  by  its  Member  lending  Institutions  (MLIs)  to  Micro  and Small Enterprises (MSEs) without collateral security  and third party  guarantee.  The  number  and amount  of  guarantee  approved  State-wise  under  Credit  Guarantee  Scheme  of  Micro  and  Small Enterprises during the period 2020-2022 are at Annexure II.

*****

| Sr. No.   | State/UTs                          | No. of MSMEs shut down (From 01.07.2020 to 03.02.2023)   | No. of MSMEs shut down (From 01.07.2020 to 03.02.2023)   | No. of MSMEs shut down (From 01.07.2020 to 03.02.2023)   |
|-----------|------------------------------------|----------------------------------------------------------|----------------------------------------------------------|----------------------------------------------------------|
| Sr. No.   | State/UTs                          | 2020-21                                                  | 2021-22                                                  | 2022-23                                                  |
| 1.        | Andhra Pradesh                     | 0                                                        | 113                                                      | 208                                                      |
| 2.        | Arunachal Pradesh                  | 0                                                        | 0                                                        | 1                                                        |
| 3.        | Assam                              | 0                                                        | 8                                                        | 22                                                       |
| 4.        | Bihar                              | 18                                                       | 541                                                      | 464                                                      |
| 5.        | Chhattisgarh                       | 4                                                        | 64                                                       | 91                                                       |
| 6.        | Goa                                | 3                                                        | 5                                                        | 15                                                       |
| 7.        | Gujarat                            | 67                                                       | 492                                                      | 873                                                      |
| 8.        | Haryana                            | 16                                                       | 151                                                      | 327                                                      |
| 9.        | Himachal Pradesh                   | 2                                                        | 8                                                        | 83                                                       |
| 10.       | Jharkhand                          | 0                                                        | 134                                                      | 188                                                      |
| 11.       | Karnataka                          | 4                                                        | 272                                                      | 428                                                      |
| 12.       | Kerala                             | 2                                                        | 137                                                      | 273                                                      |
| 13.       | Madhya Pradesh                     | 1                                                        | 112                                                      | 440                                                      |
| 14.       | Maharashtra                        | 3                                                        | 1,831                                                    | 2,697                                                    |
| 15.       | Manipur                            | 0                                                        | 0                                                        | 48                                                       |
| 16.       | Meghalaya                          | 0                                                        | 1                                                        | 1                                                        |
| 17.       | Mizoram                            | 0                                                        | 1                                                        | 2                                                        |
| 18.       | Nagaland                           | 0                                                        | 1                                                        | 5                                                        |
| 19.       | Odisha                             | 1                                                        | 118                                                      | 165                                                      |
| 20.       | Punjab                             | 0                                                        | 208                                                      | 88                                                       |
| 21.       | Rajasthan                          | 11                                                       | 312                                                      | 839                                                      |
| 22.       | Sikkim                             | 0                                                        | 0                                                        | 1                                                        |
| 23.       | Tamil Nadu                         | 2                                                        | 591                                                      | 1,487                                                    |
| 24.       | Telangana                          | 2                                                        | 128                                                      | 93                                                       |
| 25.       | Tripura                            | 0                                                        | 8                                                        | 6                                                        |
| 26.       | Uttar Pradesh                      | 20                                                       | 494                                                      | 914                                                      |
| 27.       | Uttarakhand                        | 1                                                        | 32                                                       | 161                                                      |
| 28.       | West Bengal                        | 17                                                       | 153                                                      | 284                                                      |
| 29.       | Andaman And Nicobar Islands        | 0                                                        | 9                                                        | 9                                                        |
| 30.       | Chandigarh                         | 1                                                        | 21                                                       | 8                                                        |
| 31.       | Dadar &Nagar Haveli and Daman &Diu | 0                                                        | 7                                                        | 14                                                       |
| 32.       | Delhi                              | 0                                                        | 210                                                      | 396                                                      |
| 33.       | Jammu And Kashmir                  | 0                                                        | 51                                                       | 103                                                      |
| 34.       | Ladakh                             | 0                                                        | 1                                                        | 2                                                        |
| 35.       | Lakshadweep                        | 0                                                        | 0                                                        | 0                                                        |
| 36.       | Puducherry                         | 0                                                        | 8                                                        | 31                                                       |
| Total     | Total                              | 175                                                      | 6,222                                                    | 10,767                                                   |

| The number and amount of guarantee approved byCGTMSE under Credit Guarantee Scheme for Micro   | The number and amount of guarantee approved byCGTMSE under Credit Guarantee Scheme for Micro   | The number and amount of guarantee approved byCGTMSE under Credit Guarantee Scheme for Micro   | The number and amount of guarantee approved byCGTMSE under Credit Guarantee Scheme for Micro   | The number and amount of guarantee approved byCGTMSE under Credit Guarantee Scheme for Micro   | The number and amount of guarantee approved byCGTMSE under Credit Guarantee Scheme for Micro   | The number and amount of guarantee approved byCGTMSE under Credit Guarantee Scheme for Micro   |
|------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------|
|                                                                                                |                                                                                                | FY 19-20                                                                                       | FY 19-20                                                                                       | FY 20-21                                                                                       | FY 20-21                                                                                       | Amt. (Rs. Cr) FY 21-22                                                                         |
| Sr. No.                                                                                        | States / UTs                                                                                   | No.                                                                                            | Amt.                                                                                           | No.                                                                                            | Amt. No.                                                                                       | Amt.                                                                                           |
| 1.                                                                                             | Andaman& Nicobar                                                                               | 264.00                                                                                         | 29.45                                                                                          | 329.00                                                                                         | 24.65 374.00                                                                                   | 35.12                                                                                          |
| 2.                                                                                             | Andhra Pradesh                                                                                 | 50,562.00                                                                                      | 1,556.78                                                                                       | 1,63,610.00                                                                                    | 1,559.99 49,848.00                                                                             | 1,455.81                                                                                       |
| 3.                                                                                             | Arunachal Pradesh                                                                              | 415.00                                                                                         | 46.95                                                                                          | 464.00                                                                                         | 54.98 628.00                                                                                   | 82.10                                                                                          |
| 4.                                                                                             | Assam                                                                                          | 14,070.00                                                                                      | 686.72                                                                                         | 12,158.00                                                                                      | 673.19 14,918.00                                                                               | 1,261.92                                                                                       |
| 5.                                                                                             | Bihar                                                                                          | 24,531.00                                                                                      | 1,303.32                                                                                       | 22,317.00                                                                                      | 1,086.40 24,217.00                                                                             | 1,661.23                                                                                       |
| 6.                                                                                             | Chandigarh                                                                                     | 1,778.00                                                                                       | 133.61                                                                                         | 1,274.00                                                                                       | 97.07 1,382.00                                                                                 | 159.32                                                                                         |
| 7.                                                                                             | Chhattisgarh                                                                                   | 14,022.00                                                                                      | 705.70                                                                                         | 12,970.00                                                                                      | 551.96 9,670.00                                                                                | 775.50                                                                                         |
| 8.                                                                                             | Dadra &Nagar Haveli and Daman &Diu                                                             | 447.00                                                                                         | 59.36                                                                                          | 726.00                                                                                         | 49.74 447.00                                                                                   | 101.19                                                                                         |
| 9.                                                                                             | Delhi                                                                                          | 24,917.00                                                                                      | 2,182.94                                                                                       | 12,757.00                                                                                      | 1,557.20 15,810.00                                                                             | 2,768.64                                                                                       |
| 10.                                                                                            | Goa                                                                                            | 2,594.00                                                                                       | 183.07                                                                                         | 2,235.00                                                                                       | 134.84 2,218.00                                                                                | 173.50                                                                                         |
| 11.                                                                                            | Gujarat                                                                                        | 58,595.00                                                                                      | 3,859.49                                                                                       | 40,397.00                                                                                      | 2,959.55 34,929.00                                                                             | 4,835.69                                                                                       |
| 12.                                                                                            | Haryana                                                                                        | 25,916.00                                                                                      | 1,582.88                                                                                       | 18,499.00                                                                                      | 1,217.65 22,285.00                                                                             | 2,707.15                                                                                       |
| 13.                                                                                            | Himachal Pradesh                                                                               | 7,538.00                                                                                       | 436.78                                                                                         | 8,572.00                                                                                       | 487.35 10,075.00                                                                               | 791.91                                                                                         |
| 14.                                                                                            | Jammu& Kashmir                                                                                 | 12,887.00                                                                                      | 416.03                                                                                         | 21,371.00                                                                                      | 714.46 38,352.00                                                                               | 1,295.17                                                                                       |
| 15.                                                                                            | Jharkhand                                                                                      | 15,340.00                                                                                      | 1,116.03                                                                                       | 14,996.00                                                                                      | 859.78 12,953.00                                                                               | 1,247.08                                                                                       |
| 16.                                                                                            | Karnataka                                                                                      | 68,572.00                                                                                      | 4,068.61                                                                                       | 50,974.00                                                                                      | 3,225.47 41,028.00                                                                             | 4,307.51                                                                                       |
| 17.                                                                                            | Kerala                                                                                         | 33,739.00                                                                                      | 1,248.12                                                                                       | 28,810.00                                                                                      | 1,005.27 18,937.00                                                                             | 1,104.28                                                                                       |
| 18.                                                                                            | Ladakh                                                                                         | 26.00                                                                                          | 2.46                                                                                           | 110.00                                                                                         | 12.37 205.00                                                                                   | 22.85                                                                                          |
| 19.                                                                                            | Lakshadweep                                                                                    | 52.00                                                                                          | 0.91                                                                                           | 72.00                                                                                          | 2.05 11.00                                                                                     | 0.69                                                                                           |
| 20.                                                                                            | Madhya Pradesh                                                                                 | 40,822.00                                                                                      | 2,098.28                                                                                       | 60,835.00                                                                                      | 1,893.09 64,108.00                                                                             | 2,650.99                                                                                       |
| 21.                                                                                            | Maharashtra                                                                                    | 83,709.00                                                                                      | 5,807.82                                                                                       | 71,850.00                                                                                      | 4,415.75 56,027.00                                                                             | 6,839.63                                                                                       |
| 22.                                                                                            | Manipur                                                                                        | 939.00                                                                                         | 42.25                                                                                          | 830.00                                                                                         | 41.16 1,294.00                                                                                 | 101.10                                                                                         |
| 23.                                                                                            | Meghalaya                                                                                      | 1,153.00                                                                                       | 70.46                                                                                          | 1,063.00                                                                                       | 60.31 886.00                                                                                   | 92.75                                                                                          |
| 24.                                                                                            | Mizoram                                                                                        | 473.00                                                                                         | 29.06                                                                                          | 431.00                                                                                         | 30.09 1,029.00                                                                                 | 86.33                                                                                          |
| 25.                                                                                            | Nagaland                                                                                       | 917.00                                                                                         | 60.95                                                                                          | 1,120.00                                                                                       | 68.40 1,692.00                                                                                 | 139.48                                                                                         |
| 26.                                                                                            | Odisha                                                                                         | 26,167.00                                                                                      | 1,347.05                                                                                       | 28,288.00                                                                                      | 1,133.71 25,788.00                                                                             | 1,801.05                                                                                       |
| 27.                                                                                            | Puducherry                                                                                     | 1,578.00                                                                                       | 80.41                                                                                          | 1,588.00                                                                                       | 66.60 1,013.00                                                                                 | 74.30                                                                                          |
| 28.                                                                                            | Punjab                                                                                         | 24,542.00                                                                                      | 1,022.21                                                                                       | 20,379.00                                                                                      | 865.25 23,172.00                                                                               | 1,660.53                                                                                       |
| 29.                                                                                            | Rajasthan                                                                                      | 41,289.00                                                                                      | 1,997.79                                                                                       | 32,883.00                                                                                      | 1,440.58 38,622.00                                                                             | 2,552.89                                                                                       |
| 30.                                                                                            | Sikkim                                                                                         | 435.00                                                                                         | 22.92                                                                                          | 340.00                                                                                         | 15.50 479.00                                                                                   | 34.00                                                                                          |
| 31.                                                                                            | Tamilnadu                                                                                      | 89,725.00                                                                                      | 4,352.82                                                                                       | 61,535.00                                                                                      | 3,343.95 44,897.00                                                                             | 4,133.60                                                                                       |
| 32.                                                                                            | Telangana                                                                                      | 39,162.00                                                                                      | 2,211.72                                                                                       | 22,021.00                                                                                      | 1,407.78 24,009.00                                                                             | 1,958.98                                                                                       |
| 33.                                                                                            | Tripura                                                                                        | 1,378.00                                                                                       | 53.67                                                                                          | 1,673.00                                                                                       | 57.90 2,020.00                                                                                 | 115.09                                                                                         |
| 34.                                                                                            | Uttar Pradesh                                                                                  | 89,271.00                                                                                      | 4,154.02                                                                                       | 78,655.00                                                                                      | 3,726.70 86,616.00                                                                             | 5,628.12                                                                                       |
|                                                                                                | Uttarakhand Total                                                                              | 11,158.00 8,46,650.00                                                                          | 482.19 2,398.35 45,851.22                                                                      | 29,789.00 8,35,592.00                                                                          | 440.95 10,048.00 37,033.00 36,899.39 7,17,020.00                                               | 56,171.87                                                                                      |
| 35. 36.                                                                                        | West Bengal                                                                                    | 37,667.00                                                                                      |                                                                                                | 9,671.00                                                                                       | 1,617.68                                                                                       | 629.28 2,887.09                                                                                |