Lok Sabha Question No. 3171 (UNSTARRED), answered on 2022-03-22
Subject: Support to Women Self Help Groups under DAY- NRLM
Ministry: RURAL DEVELOPMENT
Asked by: P.R. Natarajan

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK  SABHA UNSTARRED QUESTION NO. 3171

ANSWERED ON 22/03/2022

## SUPPORT TO WOMEN SELF HELP GROUPS UNDER DAYNRLM

## 3171.   SHRI NATARAJAN P.R.:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the details of National Rural Livelihood Mission (DAY-NRLM) for the eradication of rural poverty;
- (b) the details of the funds provisioned and utilized along with persons benefitted during each of the last four years;
- (c) whether the Government is in consideration for support to small enterprises of Women Self Help Groups through Member of Parliament Local Area Development funds;
- (d) if so, the details thereof and the time by which it will come into effect; and
- (e) if not, the reasons therefor?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (SADHVI NIRANJAN JYOTI)

(a) Deendayal Antyodaya Yojana - National Rural Livelihood Mission (DAY-NRLM) a centrally  sponsored  scheme was launched in June  2011.  It  aims to reduce poverty through promotion of diversified and gainful self-employment and skilled wage employment resulting in appreciable income increase of the rural poor on sustainable basis. The mission seeks to achieve its objective through investing in four core components viz., (i) social mobilization and  promotion  of  sustainable  community  institutions  of  the  rural  poor  (Self  Help  GroupsSHGs, Village Organisations-VOs, Cluster  Level Federations); (ii)  financial  inclusion,  (iii) sustainable livelihoods; and (iv) convergence and entitlements.  In addition, there are various sub-schemes like Mahila Kisan Sashaktikaran Pariyojana (MKSP), Start-up Village Entrepreneurship Programme (SVEP), Aajeevika Gramin Express Yojana (AGEY), National Rural Economic Transformation Project (NRETP), Deendayal Upadhyay Gramin Kaushalya Yojana (DDU-GKY), Rural Self Employment Training Institutes (RSETI) being implemented within the mission for enhancing the income on sustainable basis of the rural poor.

(b) The  funds  allocated  and  released  along  with  the  number  of  women  households mobilized into SHGs during the last four years is given in the table below:

| Indicators                                     |   2018-19 |   2019-20 |   2020-21 |   2021-22 (up to Feb'22) |
|------------------------------------------------|-----------|-----------|-----------|--------------------------|
| Women Households mobilized into SHGs (in Lakh) |    113.83 |    107.06 |     61.82 |                    56.51 |
| SHGs promoted (in Lakh)                        |     10.32 |      9.77 |      6.02 |                     5.43 |

| Central Allocation under NRLM (Rs in crore)   |   3043.37 |   4292.91 |   4826.46 |   8475.72 |
|-----------------------------------------------|-----------|-----------|-----------|-----------|
| Central Release under NRLM* (Rs in crore)     |   3010.63 |   4088.16 |    5223.3 |   5499.89 |

*There is a provision of providing third installment to better performing States

(c) No such proposal is under consideration of the Government. However, it is always open to Hon'ble MPs to support SHGs through grants from the Member of Parliament Local Area Development funds.

(d) Does not arise.

(e) Under DAY-NRLM, funding support is provided to the SHGs and their federations in the form of Revolving Fund and Community Investment Support Fund.  This helps them in creating a corpus from which the members can avail loans for various purposes.  In addition, the SHGs are facilitated for bank linkage for accessing credit at subsidised rate of interest. This Ministry is also implementing Start-up Village Entrepreneurship Programme (SVEP) as a sub-scheme under the DAY-NRLM with the objective to help the SHG households to setup  enterprises  at  the  village  level  in  non-agricultural  sectors.  SVEP  has  a  provision  for support through Community Enterprise Fund for the beneficiary households to partly meet the  cost  of  setting  up  the  enterprise  and  the  rest  is  expected  to  be  contributed  by  the beneficiary from her own savings or bank credit.

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