Lok Sabha Question No. 4918 (UNSTARRED), answered on 2019-07-23
Subject: Coverage and Premium of Crop Insurance Schemes
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Devusinh Jesingbhai Chauhan

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.4918

TO BE ANSWERED ON THE 23 RD  JULY, 2019

## COVERAGE AND PREMIUM OF CROP INSURANCE SCHEMES

4918.  SHRI DEVUSINH JESINGBHAI CHAUHAN:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) the details of crops and area covered including the rate of premium under various Crop Insurance Schemes implemented in the country, Scheme and State/UT-wise; and
- (b) whether  the  Government  has  received  any  complaints  from  farmers  regarding  nonsettlement  of  their  premium  claims,  if  so,  the  details  thereof  and  the  action  taken  by  the Government thereon?

## ANSWER

MINISTER  OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंी (SHRI NARENDRA SINGH TOMAR)

- (a): Yield  based  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  and  weather  index  based Restructured  Weather  Based  Crop  Insurance  Scheme  (RWBCIS)  have  been  launched  from Kharif 2016 by the Government in the country. All food and oilseed crops and commercial/horticultural crops can be notified under the PMFBY subject to availability of past yield data based on requisite number of Crop Cutting Experiments   and capacity   of the States to  conduct the requisite number of CCEs for each crop and insurance unit area.   However, for coverage  of  crops  under  RWBCIS  requisite  weather  data  is  the  prerequisite.      As  per  the provisions  of  the  scheme,  specific  crops  and  areas  under  the  schemes  are  notified  by  the concerned State Government.    State-wise details of crops notified by States during Kharif 2018 and Rabi 2018-19 season are annexed .

Actuarial/bidded premium rate is charged by the insurance companies.  But farmers have to pay maximum of 2% of sum insured for Kharif and 1.5% for Rabi food and oilseed crops and 5% for commercial/horticultural crops.  Remaining part of actuarial premium shared equally the Central and State Government.

- (b): During  implementation  of  the  scheme,  some  complaints  about  non-payment  and delayed payment  of  claims;  under  payment  of  claims  on account of incorrect/delayed submission of insurance proposals by banks; discrepancy in yield data, unrealistic assessment of crop loss due to large unit area of insurance; delay in providing Government share of funds etc., have been received in the past.   Most of the complaints were suitably addressed by the Insurer and the Ministry.

|                                                                                           |                                                                                           | Annexure                                                                                                                                                                                                                                                                                                                                                                                             |
|-------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| States-wise details of crops notified by States/UTs under PMFBY &RWBCISduring Kharif 2018 | States-wise details of crops notified by States/UTs under PMFBY &RWBCISduring Kharif 2018 | States-wise details of crops notified by States/UTs under PMFBY &RWBCISduring Kharif 2018                                                                                                                                                                                                                                                                                                            |
| ANDHRA PRADESH                                                                            | PMFBY                                                                                     | Black Gram (Urad),Castor (Rehri, Rendi, Arandi),Chillies - IR,Chillies - RF,Cotton (Kapas) - IR,Cotton (Kapas) - RF,Green Gram (Moong),Groundnut (Pea Nut) - IR,Groundnut (Pea Nut) - RF,Korra,Maize (Makka),Onion,Paddy (Dhan),Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Sorghum (Jowar/Great Millet),Sugarcane - Ratoon,Sugarcane - Seasonal/suru/plant,Sunflower (Suryamukhi),Turmeric |
|                                                                                           | WBCIS                                                                                     | Cotton (Kapas) - RF,Groundnut (Pea Nut) - RF,Mosambi (sweet lime),Oil Palm,Red Chillies - RF,Tomato - RF                                                                                                                                                                                                                                                                                             |
| ASSAM                                                                                     | PMFBY                                                                                     | Jute,Paddy - Sali                                                                                                                                                                                                                                                                                                                                                                                    |
| CHHATTISGARH                                                                              | PMFBY                                                                                     | Black Gram (Urad),Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka),Paddy - IR,Paddy - RF (UnIR),Pigeon Pea (Red Gram/Arhar/Tur),Soybean (Bhat)                                                                                                                                                                                                                                                   |
|                                                                                           | WBCIS                                                                                     | Banana,Brinjal,Chillies,Ginger,Guava,Papaya,Tomato                                                                                                                                                                                                                                                                                                                                                   |
| GOA                                                                                       | PMFBY                                                                                     | Groundnut (Pea Nut),Paddy (Dhan),Pulses,Sugarcane - Seasonal/suru/plant                                                                                                                                                                                                                                                                                                                              |
| GUJARAT                                                                                   | PMFBY                                                                                     | Banana,Black Gram (Urad),Castor (Rehri, Rendi, Arandi),Cotton (Kapas) - IR,Cotton (Kapas) - RF,Fingermillet (Ragi/Mandika),Green Gram (Moong),Groundnut (Pea Nut),Groundnut (Pea Nut) - IR,Maize (Makka),Moth Bean (Kidney Bean/ Deww Gram),Paddy - IR,Paddy - RF (UnIR),Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet)             |
| HARYANA                                                                                   | PMFBY                                                                                     | Cotton (Kapas),Maize (Makka),Paddy (Dhan),Pearl Millet (Bajra)                                                                                                                                                                                                                                                                                                                                       |
| HIMACHAL PRADESH                                                                          | PMFBY                                                                                     | Maize (Makka),Paddy (Dhan)                                                                                                                                                                                                                                                                                                                                                                           |
|                                                                                           | WBCIS                                                                                     | Cabbage,Cauliflower,Ginger,Peas (Field Peas/ Garden Peas /Matar), Potato,Tomato                                                                                                                                                                                                                                                                                                                      |
| JAMMU AND KASHMIR                                                                         | PMFBY                                                                                     | Maize (Makka),Paddy (Dhan)                                                                                                                                                                                                                                                                                                                                                                           |
| JHARKHAND                                                                                 | PMFBY                                                                                     | Maize (Makka),Paddy (Dhan)                                                                                                                                                                                                                                                                                                                                                                           |
| KERALA                                                                                    | PMFBY                                                                                     | Banana,Paddy - Autumn,Tapioca                                                                                                                                                                                                                                                                                                                                                                        |
|                                                                                           | WBCIS                                                                                     | Arecanut,Banana,Cardamom,Ginger,Nutmeg,Paddy - Autumn,Pepper,Pineapple,Sugarcane - Adsali,Turmeric                                                                                                                                                                                                                                                                                                   |
| MADHYA PRADESH                                                                            | PMFBY                                                                                     | Black Gram (Urad),Cotton (Kapas),Green Gram (Moong),Groundnut (Pea Nut),Little Millet (Samai/Kutki/Kodo- Kutki),Maize (Makka),Paddy - IR,Paddy - RF (UnIR),Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet),Soybean (Bhat)                                                                                                            |
|                                                                                           | WBCIS                                                                                     | Banana,Brinjal,Chillies,Onion,Orange,Papaya,Tomato                                                                                                                                                                                                                                                                                                                                                   |
| MAHARASHTRA                                                                               | PMFBY                                                                                     | Black Gram (Urad),Cotton (Kapas),Fingermillet (Ragi/Mandika) - RF,Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka),Niger (Ramtil),Onion,Paddy (Dhan),Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet),Soybean (Bhat),Sunflower (Suryamukhi)                                                                                       |

|               | WBCIS   | Guava,Mosambi,Mosambi(sweet lime),Orange, Pomegranate, Sapota                                                                                                                                                                                                                                                                                                                                                            |
|---------------|---------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| MEGHALAYA     | PMFBY   | Ginger,Maize (Makka),Paddy - Aahu,Paddy - Sali,Potato                                                                                                                                                                                                                                                                                                                                                                    |
| ODISHA        | PMFBY   | Cotton (Kapas),Ginger,Groundnut (Pea Nut),Maize (Makka),Paddy (Dhan),Pigeon Pea (Red Gram/Arhar/Tur),Turmeric                                                                                                                                                                                                                                                                                                            |
| PUDUCHERRY    | PMFBY   | Paddy - I,Paddy - II                                                                                                                                                                                                                                                                                                                                                                                                     |
| RAJASTHAN     | PMFBY   | Black Gram (Urad),Cotton (Kapas),Cowpea,Green Gram (Moong),Groundnut (Pea Nut),Guar,Maize (Makka),Moth Bean (Kidney Bean/ Deww Gram),Paddy (Dhan),Pearl Millet (Bajra),Pearl Millet (Bajra) - RF,Pigeon Pea (Red Gram/Arhar/Tur),Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet),Soybean (Bhat)                                                                                                               |
|               | WBCIS   | Castor (Rehri, Rendi, Arandi), Chillies, Guava, Kinnow, Onion, Orange, Pomegranate                                                                                                                                                                                                                                                                                                                                       |
| SIKKIM        | PMFBY   | Black Gram (Urad),Buck Wheat (Kaspat),Fingermillet (Ragi/Mandika),Ginger,Maize (Makka),Paddy (Dhan),Soybean (Bhat) - IR                                                                                                                                                                                                                                                                                                  |
| TAMILNADU     | PMFBY   | Banana,Black Gram (Urad),Cotton (Kapas),Cowpea,Fingermillet (Ragi/Mandika),Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka),Onion,Paddy - I,Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Potato,Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/ Great Millet),Sunflower (Suryamukhi),Tapioca,Turmeric                                                                                                          |
| TELANGANA     | PMFBY   | Black Gram (Urad),Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka) - RF,Paddy (Dhan),Pigeon Pea (Red Gram/Arhar/Tur),Rice,Sorghum (Jowar/Great Millet) - RF,Soybean (Bhat) - RF,Turmeric                                                                                                                                                                                                                             |
|               | WBCIS   | Cotton (Kapas),Mosambi (sweet lime),Oil Palm,Red Chillies                                                                                                                                                                                                                                                                                                                                                                |
| UTTAR PRADESH | PMFBY   | Black Gram (Urad),Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka),Paddy (Dhan),Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet),Soybean (Bhat)                                                                                                                                                                                                       |
|               | WBCIS   | Banana,Chillies                                                                                                                                                                                                                                                                                                                                                                                                          |
| UTTARAKHAND   | PMFBY   | Fingermillet (Ragi/Mandika) - RF,Paddy - Hills,Paddy (Dhan)                                                                                                                                                                                                                                                                                                                                                              |
|               | WBCIS   | Chillies - Hills,French Bean - Hills,Ginger,Ginger - Hills,Potato - Hills,Tomato - Hills                                                                                                                                                                                                                                                                                                                                 |
| WEST BENGAL   | PMFBY   | Jute,Maize (Makka),Paddy - Aman,Paddy - Aus                                                                                                                                                                                                                                                                                                                                                                              |
|               | WBCIS   | Amarphophallus (Surankand/Elephant Foot Yam), Ash Gourd (Petha), Banana,Betel Vine, Bhindi (Okra/Ladysfinger), Bitter Gourd, Bottle Gourd, Brinjal, Cardamom, Cauliflower, Chillies, Cucumber, Ginger, Guava, Indian Squash (Tinda/Round Melon), Kundru, Marigold, Onion, Orange, Papaya, Pineapple,Pointed Gourd,Pumpkin, Ridge Gourd, Smooth Guard, Snake Gourd, Spine Gourd, Sponge Gourd, Tomato, Tuberose, Turmeric |

Contd…3/-

Annexure …. Contd…

## State-wise details of crops notified by States/UTs under PMFBY and RWBCIS during Rabi 2018-19

| State_Name       | Scheme   | Crop                                                                                                                                                                                                             |
|------------------|----------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| ANDHRA PRADESH   | PMFBY    | Bengal Gram (Chana), Black Gram (Urad), Green Gram (Moong), Groundnut (Pea Nut),Maize (Makka),Onion,Red Chillies,Rice,Sorghum (Jowar/Great Millet),Sunflower (Suryamukhi),                                       |
| ANDHRA PRADESH   | WBCIS    | Acid Lime,Banana,Cashew,Mango - 16 To 50 Years,Mango - 5 To 15 Years,Tomato,                                                                                                                                     |
| ASSAM            | PMFBY    | Mustard,Paddy - Summer,Potato,Sugarcane - Noble Cane,                                                                                                                                                            |
| CHHATTISGARH     | PMFBY    | Bengal Gram (Chana),Linseed (Alsi),Mustard,Wheat - IR,Wheat - RF,                                                                                                                                                |
| CHHATTISGARH     | WBCIS    | Brinjal,Cabbage,Cauliflower,Onion,Potato,Tomato,                                                                                                                                                                 |
| GOA              | PMFBY    | Groundnut (Pea Nut),Paddy (Dhan),Pulses,                                                                                                                                                                         |
| GUJARAT          | PMFBY    | Bengal Gram (Chana),Cumin,Fennel,Garlic,Groundnut (Pea Nut) - Summer ,Isabgol,Onion,Pearl Millet (Bajra) - IR,Potato,Raya (Indian Mustard),Wheat - IR,Wheat - RF,                                                |
| HARYANA          | PMFBY    | Barley (Jau), Bengal Gram (Chana), Mustard, Sunflower (Suryamukhi), Wheat,                                                                                                                                       |
| HIMACHAL PRADESH | PMFBY    | Barley (Jau), Wheat,                                                                                                                                                                                             |
| HIMACHAL PRADESH | WBCIS    | Apple - >5 Years,Capsicum,Citrus - >5 Years,Garlic,Mango - >5 Years,Peach - >5 Years,Plum - >5 Years,Potato,Tomato,                                                                                              |
| JAMMUAND KASHMIR | PMFBY    | Wheat,                                                                                                                                                                                                           |
| JHARKHAND        | PMFBY    | Bengal Gram (Chana),Mustard,Potato,Wheat,                                                                                                                                                                        |
| KERALA           | PMFBY    | Banana,Banana - Plaintain,Paddy - II,Paddy - Summer,Tapioca - Rabi -I,Tapioca - Rabi -II,                                                                                                                        |
| KERALA           | WBCIS    | Banana,Bitter Gourd,Cabbage,Carrot,Cashew,French Bean,Garlic,Mango,Paddy - II,Paddy - Summer,Potato,Snake Gourd, Sugarcane - Adsali,Yard Long Bean,                                                              |
| MADHYA PRADESH   | PMFBY    | Bengal Gram (Chana),Lentil (Masur),Linseed (Alsi),Mustard,Wheat - IR,Wheat - RF,                                                                                                                                 |
| MADHYA PRADESH   | WBCIS    | Brinjal, Cabbage, Cauliflower, Coriander, Garlic, Grape,Mango, Onion, Peas (Field Peas/ Garden Peas/Matar), Pomegranate, Potato ,Potato - II, Tomato,                                                            |
| MAHARASHTRA      | PMFBY    | Bengal Gram (Chana),Groundnut (Pea Nut) - Summer ,Onion,Paddy - Summer,Safflower (Kusum/Kardi),Sorghum (Jowar/Great Millet) - IR,Sorghum (Jowar/Great Millet) - RF,Sunflower (Suryamukhi),Wheat - IR,Wheat - RF, |
| MAHARASHTRA      | WBCIS    | Acid Lime,Banana - Tissue Culture, Cashew, Grape,Guava, Mango, Mosambi (sweet lime), Orange, Pomegranate,                                                                                                        |
| ODISHA           | PMFBY    | Black Gram (Urad),Green Gram (Moong),Groundnut (Pea Nut),Mustard,Onion,Paddy (Dhan),Potato,Sugarcane - Noble Cane,Sunflower (Suryamukhi),                                                                        |
| RAJASTHAN        | PMFBY    | Barley (Jau),Bengal Gram (Chana),Coriander,Cumin,Fodder Maize,Isabgol,Lentil (Masur),Maize (Makka) - Rabi,Methi (Fenugreek), Mustard,Rocket Salad (Taramira),Wheat,                                              |

| RAJASTHAN     | WBCIS   | Aonla, Butter Pea (Vegetable), Datepalm, Garlic, Melon, Onion, Potato, Tomato, Watermelon,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |
|---------------|---------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| TAMIL NADU    | PMFBY   | Banana,Black Gram (Urad),Cotton (Kapas),Cowpea,Fingermillet (Ragi/Mandika),Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka),Onion,Paddy - II,Paddy - III,Pearl Millet (Bajra),Pigeon Pea (Red Gram/Arhar/Tur),Potato,Red Chillies,Rice Fallow Cotton,Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet),Sugarcane - Seasonal/suru/plant,Sunflower (Suryamukhi),Tapioca,                                                                                                                                                                                                                             |
| TELANGANA     | PMFBY   | Bengal Gram (Chana),Black Gram (Urad),Green Gram (Moong),Groundnut (Pea Nut),Maize (Makka),Onion,Red Chillies,Rice,Sesame (Gingelly/Til)/Sesamum,Sorghum (Jowar/Great Millet),Sunflower (Suryamukhi),                                                                                                                                                                                                                                                                                                                                                                                                           |
| TELANGANA     | WBCIS   | Mango - 16 To 50 Years,Mango - 5 To 15 Years,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
| TRIPURA       | PMFBY   | Brinjal,Cauliflower,Paddy -                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |
| UTTAR PRADESH | PMFBY   | Boro,Potato,Tomato,Watermelon, Bengal Gram (Chana),Lentil (Masur),Mustard,Pea,Potato,Wheat,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |
| UTTARAKHAND   | PMFBY   | Lentil (Masur),Wheat,Wheat - Hills,                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |
| UTTARAKHAND   | WBCIS   | Apple - 15 To 40 Years,Apple - 5 To 15 Years, Litchi - 11 To 30 Years, Litchi - 51 To 10 Years, Litchi - Hills 11 To 30 Years, Litchi - Hills 5 To 10 Years, Malta - 05 To 10 Years, Malta - 11 To 25 Years, Mango - 16 To 50 Years, Mango - 5 To 15 Years, Mango - Hills-16 To 50 Years, Mango - Hills-5 To 15 Years, Mosambi (sweet lime) - 11 To 25 Years, Mosambi (sweet lime) - 5 To 10 Years, Orange - 11 To 25 Years, Orange - 5 To 10 Years,Peach - 10 To 25 Years,Peach - 5 To 10 Years, Peas (Field Peas/ Garden Peas/Matar), Peas (Field Peas/ Garden Peas/Matar) - Vegetables Hills, Potato,Tomato, |
| WEST BENGAL   | PMFBY   | Bengal Gram (Chana),Green Gram (Moong),Groundnut (Pea Nut) - Summer ,Lentil (Masur),Maize (Makka) - Rabi,Maize (Makka) - Summer, Mustard,Paddy - Boro, Potato, Sesame (Gingelly/Til)/ Sesamum, Sugarcane - Noble Cane, Wheat,                                                                                                                                                                                                                                                                                                                                                                                   |
| WEST BENGAL   | WBCIS   | Ash Gourd (Petha), Banana,Banana - Plaintain, Betel Vine, Bhindi(Okra/Ladysfinger),Bitter Gourd, Bottle Gourd, Brinjal, Cabbage, Capsicum, Cauliflower, Chillies, Cucumber, Guava, Ivy Gourd, Litchi, Litchi - 11 To 30 Years,Litchi - 51 To 10 Years, Mango, Mango - >5 Years,Mango - 05 To 10 Years,Mango - 10 To 40 Years, Mango - 16 To 50 Years, Mango - 5 To 15 Years, Mango - More than 40 Years, Marigold,Onion, Papaya, Pointed Gourd, Pumpkin, Ribbed Gourd (Kali Tori), Ridge Gourd, Smooth Guard, Snake Gourd, Spine Gourd, Sponge Gourd, Tomato, Tuberose,                                         |

********