Lok Sabha Question No. 3442 (UNSTARRED), answered on 2019-01-01
Subject: Loan under PMAY
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: RANJEET RANJAN, RAJESH RANJAN  (PAPPU  YADAV)

O.I.H.

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO. 3442 TO BE ANSWERED ON JANUARY 01, 2019 LOAN UNDER PMAY

## No. 3442 SHRIMATI RANJEET RANJAN: SHRI RAJESH RANJAN:

## Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the number of people provided loans under the Pradhan Mantri  Awas  Yojana  so  far  in  Bihar  along  with  the  amount  of loan  provided to them;
- (b) the  number  of  houses  for  which  approval  has  been  given  for construction along with the funds released so far in the country under the said scheme, State-wise; and
- (c) the number of applications pending with the Government under this scheme and the reasons therefor?

## ANSWER

## THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING AND URBAN AFFAIRS

(SHRI HARDEEP SINGH PURI)

- (a)The Ministry of Housing and Urban Affairs has been implementing Pradhan Mantri Awas Yojana (Urban) {PMAY(U)} mission in order to provide all weather pucca houses to all eligible urban families/ beneficiaries. Under Credit Linked Subsidy Scheme  (CLSS) vertical  of  PMAY(U)  mission,  1,317  beneficiaries  have  been provided  loan  of  Rs.  176.97  crore  with  interest  subsidy  of  Rs.
- 25.84 crore in the State of Bihar.

- (b) Under  CLSS  vertical  of  PMAY(U)  Mission,  loan  amount  of  Rs. 45,959.38 crore has been approved byPrimaryLending Institutions(PLIs) with release of interest subsidy of Rs. 7118.64 crorefor construction of 3,22,713 houses.State/UT-wise details are at Annexure.
- (c) CLSS vertical of PMAY(U) Mission is being implemented through Central  Nodal  Agencies  (CNAs)  namely  National  Housing  Bank (NHB)  and  Housing  &  Urban  Development  Corporation  Ltd. (HUDCO).  NHB  has  reported  that  about  1.40  lakh  beneficiary claims  have  been  uploaded  by  PLIs  on  NHB's  on-line  portal  for release of subsidy, subject to validation and compliance process, while HUDCO has reported nil pendency.

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## Annexure referred in answer to LSUSQ No. 3442 due for 01.01.2019

## State/UT-wise  details  of  number  of  approved  houses  along  with  the  funds released under the CLSS vertical of PMAY(U) Mission:

| S. No.   | Name of the State/ UT   | No. of houses sanctioned under CLSS   | Loan amount approved by Primary Lending Institutions (PLIs) (Rs. in crore)   | Interest subsidy released (Rs. in crore)   |
|----------|-------------------------|---------------------------------------|------------------------------------------------------------------------------|--------------------------------------------|
| 1        | A&N Island              | 2                                     | 0.14                                                                         | 0.04                                       |
| 2        | Andhra Pradesh          | 5,525                                 | 885.71                                                                       | 118.26                                     |
| 3        | Arunachal Pradesh       | 4                                     | 0.39                                                                         | 0.07                                       |
| 4        | Assam                   | 377                                   | 40.98                                                                        | 7.43                                       |
| 5        | Bihar                   | 1,317                                 | 176.97                                                                       | 25.84                                      |
| 6        | Chandigarh              | 129                                   | 29.23                                                                        | 2.79                                       |
| 7        | Chhattisgarh            | 4,446                                 | 347.56                                                                       | 73.99                                      |
| 8        | D&N Haveli              | 832                                   | 85.51                                                                        | 19.07                                      |
| 9        | Daman & Diu             | 170                                   | 15.64                                                                        | 3.70                                       |
| 10       | Delhi                   | 6,481                                 | 1,229.36                                                                     | 144.72                                     |
| 11       | Goa                     | 244                                   | 47.58                                                                        | 5.42                                       |
| 12       | Gujarat                 | 1,01,022                              | 11,852.83                                                                    | 2,324.12                                   |
| 13       | Haryana                 | 6,194                                 | 889.48                                                                       | 127.80                                     |
| 14       | Himachal Pradesh        | 189                                   | 20.40                                                                        | 3.54                                       |
| 15       | Jammu & Kashmir         | 263                                   | 14.70                                                                        | 4.23                                       |
| 16       | Jharkhand               | 921                                   | 123.90                                                                       | 17.26                                      |
| 17       | Karnataka               | 12,397                                | 2,565.04                                                                     | 264.03                                     |
| 18       | Kerala                  | 4,797                                 | 375.95                                                                       | 89.65                                      |
| 19       | Lakshadweep             | -                                     | -                                                                            | -                                          |
| 20       | Madhya Pradesh          | 16,906                                | 1,601.41                                                                     | 357.46                                     |
| 21       | Maharashtra             | 88,100                                | 15,185.59                                                                    | 2,040.72                                   |
| 22       | Manipur                 | 145                                   | 8.08                                                                         | 2.37                                       |
| 23       | Meghalaya               | 64                                    | 4.84                                                                         | 1.07                                       |
| 24       | Mizoram                 | 367                                   | 20.82                                                                        | 6.10                                       |
| 25       | Nagaland                | 10                                    | 0.90                                                                         | 0.20                                       |
| 26       | Orissa                  | 1,340                                 | 146.37                                                                       | 22.73                                      |
| 27       | Puducherry              | 193                                   | 29.83                                                                        | 4.01                                       |
| 28       | Punjab                  | 4,462                                 | 598.44                                                                       | 97.01                                      |
| 29       | Rajasthan               | 13,239                                | 1,377.31                                                                     | 244.58                                     |
| 30       | Sikkim                  | 3                                     | 0.26                                                                         | 0.06                                       |
| 31       | Tamil Nadu              | 13,934                                | 2,162.23                                                                     | 283.48                                     |
| 32       | Telangana               | 9,705                                 | 1,890.94                                                                     | 211.28                                     |
| 33       | Tripura                 | 158                                   | 15.63                                                                        | 2.93                                       |
| 34       | Uttar Pradesh           | 19,032                                | 2,902.04                                                                     | 404.15                                     |
| 35       | Uttarakhand             | 2,761                                 | 270.28                                                                       | 55.84                                      |
| 36       | West Bengal             | 6,984                                 | 1,043.05                                                                     | 152.67                                     |
| Total    | Total                   | 3,22,713                              | 45,959.38                                                                    | 7,118.64                                   |