Lok Sabha Question No. 1851 (UNSTARRED), answered on 2018-12-21
Subject: Social Security Scheme
Ministry: FINANCE
Asked by: NARANBHAI KACHHADIA, RAMDAS CHANDRABHANJI TADAS, CHANDRA PRAKASH JOSHI, BIDYUT BARAN MAHATO

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

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## LOK SABHA UN STARRED QUESTION NO. 1851 TO BE ANSWERED ON DECEMBER 21, 2018/AGRAHAYANA 30, 1940 (SAKA) SOCIAL SECURITY SCHEME

1851. Shri Naranbhai Kachhadiya, Shri Ramdas C. Tadas, Shri Chandra Prakash Joshi, Shri Bidyut Baran Mahato

Will the Minister of FINANCE be pleased to state:

- (a) whether the coverage of Pension and Social Security Scheme is very less in the country if so,  the  details  thereof  and  the  reasons  therefor  along  with  the  efforts  being  made  by  the Government to expand the coverage under the scheme;
- (b) the number of such beneficiaries across the country as on date who have been covered under the scheme during the last five year plan and thereafter till date, State/UT-wise; and
- (c) the  number  of  beneficiaries  registered  under  the  Atal  Pension  Yojana  since  its  launch, State/UT-wise ?

## ANSWER

## The Minister of State in the Ministry of Finance (Shri Shiv Pratap Shukla)

(a)  &  (b)  The  Government  of  India  introduced  the  Atal  Pension  Yojana  (APY),  w.e.f.  1st  June, 2015,  pursuant  to  the  announcement  in  the  budget  for  2015-16  for  creating  a  universal  social security  system  for  all  Indians,  especially  the  poor,  the  under-privileged  and  the  workers  in  the unorganized sector. The Atal Pension Yojana scheme provides for pension to the subscriber after the age of 60 years as per the pension plan selected by him.

Within  3  years  of  the  launch  of  APY  Scheme,  till  18th  December,  2018,  more  than  1.35  crore subscribers have been enrolled under APY.

The steps taken by the Government to increase the number of registrations under APY inter-alia include:

-  Changing the mode of payment of contribution by subscriber from only monthly to monthly, quarterly, and half yearly, keeping in consideration the seasonal income earners
-  Official mobile app to access APY accounts, as well as Value Added Facilities like E-PRAN and E-SOT to access PRAN and Statement of transactions under the APY account online
-  Periodic advertisements in print and electronic media in English, Hindi and regional languages, are being made.
-  The Pension Fund Regulatory and Development Authority (PFRDA) officials conduct regular review meetings with bank officials for reviewing the progress of implementation of APY across the country.
-  PFRDA is also conducting various promotional campaigns among the service providers (Banks and  Post  Offices)  like  Log-in  Days,  Elderly  Day-Campaigns  etc  to  popularize  and  create awareness about the scheme.
-  Grievance Module for APY Subscribers
-  Capacity building of bank branch officials through various training programs.
-  Participating in town hall meetings, SLBC meetings.

As informed by the Employees' Provident Fund Organisation (EPFO), the number of members as on 31 st  March, 2017, under the Employees' Pension Scheme (EPS), 1995, administered by EPFO, applicable  to  establishments  covered  under  the  EPF  &  MP  Act,  1952,  employing  20  or  more employees, is 14,71,37,791. The number of pensioners under EPS, 1995 as on 31 st  March 2017, is 56,49,797.

In  order  to  increase  the  coverage,  the  wage  ceiling  for  becoming  eligible  for  membership  of  the Employees Pension Scheme, 1995, has been revised from    Rs. 6,500/- per month to Rs. 15,000/per month w.e.f. 01.09.2014.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) are  two  social  security  insurance  schemes  launched  by  the  Government  on  9th  May, 2015. PMJJBY offers a renewable one year term life cover of Rupees Two Lakh to all subscribing bank account holders in the age group of 18 to 50 years, covering death due to any reason, for a premium of Rs.330/- per annum per subscriber, to be auto debited from subscriber's bank account. Similarly,  PMSBY  offers  a  renewable  one  year  accidental  death  cum  disability  cover  to  all subscribing bank account holders in the age group of 18 to 70 years for a premium of Rs.12/- per annum per subscriber to be auto debited from subscriber's bank account. The scheme provides a cover of Rs. Two Lakh for accidental death or total permanent disability and Rs One Lakh in case of permanent partial disability.

As on 31.10.2018, 5,57,73,071 people have registered under PMJJBY, and   14,27,18,926 people have registered under PMSBY.

(c) The State/UT wise data of subscribers enrolled under APY is placed at Annexure 1 .

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The State/UT-wise enrolment under APY up to 18.12.2018

|   Sr. No | Name of State            | Count of PRANs   |
|----------|--------------------------|------------------|
|        1 | Andaman &Nicobar Islands | 4,465            |
|        2 | Andhra Pradesh           | 8,80,203         |
|        3 | Arunachal Pradesh        | 9,281            |
|        4 | Assam                    | 2,51,978         |
|        5 | Bihar                    | 13,26,408        |
|        6 | Chandigarh               | 19,677           |
|        7 | Chhattisgarh             | 2,17,312         |
|        8 | Dadra and Nagar Haveli   | 15,654           |
|        9 | Daman &Diu               | 27,369           |
|       10 | Delhi                    | 2,36,188         |

## ANNEXURE 1

| 11   | Goa              | 45,066      |
|------|------------------|-------------|
| 12   | Gujarat          | 6,41,286    |
| 13   | Haryana          | 2,82,556    |
| 14   | Himachal Pradesh | 90,232      |
| 15   | Jammu &Kashmir   | 50,268      |
| 16   | Jharkhand        | 2,91,581    |
| 17   | Karnataka        | 9,50,718    |
| 18   | Kerala           | 3,01,999    |
| 19   | Lakhswadeep      | 4,503       |
| 20   | Madhya Pradesh   | 6,70,999    |
| 21   | Maharashtra      | 10,47,306   |
| 22   | Manipur          | 16,118      |
| 23   | Meghalaya        | 24,474      |
| 24   | Mizoram          | 17,349      |
| 25   | Nagaland         | 49,804      |
| 26   | Orissa           | 4,43,705    |
| 27   | Pondicherry      | 29,855      |
| 28   | Punjab           | 4,14,364    |
| 29   | Rajasthan        | 6,29,861    |
| 30   | Sikkim           | 49,857      |
| 31   | Tamil Nadu       | 11,38,480   |
| 32   | Telangana        | 3,78,653    |
| 33   | Tripura          | 39,693      |
| 34   | Uttar Pradesh    | 19,69,552   |
| 35   | Uttaranchal      | 1,14,992    |
| 36   | West Bengal      | 8,29,712    |
|      | Total            | 1,35,11,518 |