Lok Sabha Question No. 508 (UNSTARRED), answered on 2019-11-20
Subject: Post Office and Post Office Saving Accounts
Ministry: COMMUNICATIONS
Asked by: Shrikant Eknath Shinde, Sujay Radhakrishna Vikhepatil, Sambhajirao Mane Dhairyasheel

## GOVERNMENT OF INDIA MINISTRY OF COMMUNICATIONS DEPARTMENT OF POSTS

## LOK  SABHA UNSTARRED QUESTION NO. 508 TO BE ANSWERED ON 20 TH   NOVEMBER, 2019

## POST OFFICE AND POST OFFICE SAVING ACCOUNTS

## 508. DR. SHRIKANT EKNATH SHINDE: DR. SUJAY RADHAKRISHNA VIKHE PATIL: SHRI DHAIRYASHEEL SAMBHAJIRAO MANE:

Will the Minister of COMMUNICATIONS be pleased to state:

- (a) the number of post offices and the number of post office saving accounts opened across the country, State/UT-wise, including Maharashtra;
- (b) the total amount of money deposited in these accounts, State/UT-wise, including Maharashtra;
- (c) the amount of money remaining unclaimed in these post offices, State/ UT-wise, along with the measures taken by the Government to utilise the unclaimed money;
- (d) the status of the digital banking services for post offices proposed by the Government; and
- (e) the details of the other services provided/proposed to be provided to such account holders?

## ANSWER

## MINISTER OF COMMUNICATIONS, LAW & JUSTICE AND ELECTRONICS AND INFORMATION TECHNOLOGY (SHRI RAVI SHANKAR PRASAD)

- (a)     Details of number of Post Offices and the number of Post Office Savings Accounts, Postal Circle-wise, including Maharashtra, is attached as Annexure-I
- (b)   The total amount of money deposited in these accounts,  Postal Circle-wise, as on 31.03.2019, is attached as Annexure-II
- (c)        The  amount  of  money  remaining  unclaimed  in  these  Post  Offices,  Postal  Circle-wise,  is attached as Annexure-III .

As regard the measures taken by the Government to utilize the unclaimed money, the  Ministry of Finance  has  notified  'Senior  Citizen  Welfare  Fund  Rules-2016'  for  handling/utilization  of  this money.

- (d)        This  digital  banking  service  is  made  available  to  the  citizens  through  CBS  (Core  Banking Solution) and IPPB (India Post Payment Bank).

- (e)   The following services are being provided to the customers:-
- (i)  Core Banking Solution (CBS), enabling anytime anywhere banking.
- (ii)  ATM facility.
- (iii) Intra-Operable Netbanking
- (iv) Intra-Operable Mobile Banking
- (v)  Through  India Posts Payment Bank (IPPB), a customer can transfer funds from his/her Post office Savings Bank Account to his/her IPPB  account & vice versa,  online. The funds in the IPPB account can  further be used for the digital banking facilities like NEFT &AEPS.
* The Department maintans  these details Circle-wise. The Postal Circles are almost co- terminus with the States, except North East (Comprising Arunachal Pradesh, Mizoram,Nagaland, Meghalaya, Manipur,Tripura ), Maharashtra (Including Goa), West Bengal (including Sikkim) etc.

Annexure referred to in reply of para (a) of Lok Sabha Unstarred Question No. 508 to be answered on 20 th November, 2019 regarding Post Office and Post Office Saving Accounts.

## Details of number of Post Offices and the number of Post Office Saving Accounts opened across the country Circlewise including Maharashtra Circle as on 31.03.2019

| S.No.   | Name of the Postal Circle                                                                 | Total No of Post Offices as on 31.03.2019   | Number of Savings Accounts As on 31.03.2019   |
|---------|-------------------------------------------------------------------------------------------|---------------------------------------------|-----------------------------------------------|
| 1       | Andhra Pradesh                                                                            | 10,483                                      | 1,42,68,194                                   |
| 2       | APS (Army Postal Services)                                                                |                                             | 1,91,199                                      |
| 3       | Assam                                                                                     | 4,011                                       | 46,20,178                                     |
| 4       | Bihar                                                                                     | 9,084                                       | 1,92,53,317                                   |
| 5       | Chhattisgarh                                                                              | 3,896                                       | 31,45,612                                     |
| 6       | Delhi                                                                                     | 539                                         | 10,09,681                                     |
| 7       | Gujarat (including Dadra &Nagar Haveli, Daman &Diu)                                       | 8,903                                       | 51,94,314                                     |
| 8       | Haryana                                                                                   | 2,694                                       | 27,52,703                                     |
| 9       | Himachal Pradesh                                                                          | 2,795                                       | 19,92,291                                     |
| 10      | Jammu &Kashmir (including Laddakh)                                                        | 1,699                                       | 12,05,691                                     |
| 11      | Jharkhand                                                                                 | 3,779                                       | 71,05,166                                     |
| 12      | Karnataka                                                                                 | 9,649                                       | 104,43,403                                    |
| 13      | Kerala (including Lakshadweep)                                                            | 5,063                                       | 81,96,006                                     |
| 14      | Madhya Pradesh                                                                            | 8,279                                       | 1,12,52,478                                   |
| 15      | Maharashtra ( including Goa)                                                              | 13,000                                      | 79,21,091                                     |
| 16      | North East ( including Arunachal Pradesh, Manipur, Meghalaya, Mizoram, Nagaland &Tripura) | 2,911                                       | 12,29,684                                     |
| 17      | Odisha                                                                                    | 8,215                                       | 92,28,006                                     |
| 18      | Punjab (including Chandigarh)                                                             | 3,869                                       | 20,38,485                                     |
| 19      | Rajasthan                                                                                 | 10,311                                      | 74,58,961                                     |
| 20      | Tamil Nadu (including Puducherry)                                                         | 12,137                                      | 1,11,22,388                                   |
| 21      | Telangana                                                                                 | 5,809                                       | 58,75,153                                     |
| 22      | Uttarakhand                                                                               | 2,723                                       | 39,17,650                                     |
| 23      | Uttar Pradesh                                                                             | 17,672                                      | 1,55,69,611                                   |
| 24      | West Bengal (including Andaman &Nicobar Islands and Sikkim)                               | 9,079                                       | 1,64,54,164                                   |
|         | Total                                                                                     | 1,56,600                                    | 17,14,45,426                                  |

Annexure referred to in reply of para (b) of Lok Sabha Unstarred Question No. 508 to be answered on 20 th November, 2019 regarding Post Office and Post Office Saving Accounts.

## Total amount of money deposited in Post Office Savings Accounts, Postal  Circle-wise, including Maharashtra Circle, as on 31.03.2019

| Name of the Postal Circle                                                              | Amount deposited (Balance in Crores as on 31.03.2019)   |
|----------------------------------------------------------------------------------------|---------------------------------------------------------|
| Andhra Pradesh                                                                         | 332.34                                                  |
| APS (Army Postal Services)                                                             | 133.60                                                  |
| Assam                                                                                  | 3,236.93                                                |
| Bihar                                                                                  | 5,697.10                                                |
| Delhi                                                                                  | 3,639.44                                                |
| Gujarat (including Dadra &Nagar Haveli, Daman &Diu)                                    | 6,291.16                                                |
| Haryana                                                                                | 2,839.69                                                |
| Himachal Pradesh                                                                       | 3,049.62                                                |
| Jammu &Kashmir (including Laddakh)                                                     | 868.95                                                  |
| Karnataka                                                                              | 908.71                                                  |
| Kerala (including Lakshadweep)                                                         | 3,389.55                                                |
| Maharashtra ( including Goa)                                                           | 9,146.66                                                |
| Madhya Pradesh                                                                         | 6,407.55                                                |
| North East (including Arunachal Pradesh,Manipur, Mizoram, Meghalaya,Nagaland &Tripura) | 1,253.16                                                |
| Odisha                                                                                 | 3,947.59                                                |
| Punjab (including Chandigarh)                                                          | 4,555.02                                                |
| Rajasthan                                                                              | 4,175.30                                                |
| Tamilnadu (including Puducherry)                                                       | 11,892.49                                               |
| Uttar Pradesh                                                                          | 13,336.12                                               |
| West Bengal ( including Andaman &Nicobar Islands and Sikkim)                           | 15,529.76                                               |
| Chhattisgarh                                                                           | 1,700.14                                                |
| Jharkhand                                                                              | 287.76                                                  |
| Uttarakhand                                                                            | 2,980.92                                                |
| TOTAL                                                                                  | 1,05,599.56                                             |

Annexure referred to in reply of para (c) of Lok Sabha Unstarred Question No. 508 to be answered on 20 th November, 2019 regarding Post Office and Post Office Saving Accounts.

## Amount of money remaining unclaimed in Post Offices Circlewise

| Name of the Postal Circle                                                              | No. of Accounts   | Unclaimed Amount in Crores.   |
|----------------------------------------------------------------------------------------|-------------------|-------------------------------|
| Andhra Pradesh                                                                         | 7,66,685          | 257.96                        |
| APS (Army Postal Service)                                                              | 45,020            | 9.57                          |
| Assam                                                                                  | 2,14,107          | 169.21                        |
| Bihar                                                                                  | 1,80,344          | 238.20                        |
| Chhattisgarh                                                                           | 74,578            | 74.29                         |
| Delhi                                                                                  | 4,47,391          | 1,168.69                      |
| Gujarat (including Dadra &Nagar Haveli, Daman &Diu)                                    | 5,86,374          | 633.25                        |
| Haryana                                                                                | 3,19,195          | 414.74                        |
| Himachal Pradesh                                                                       | 92,745            | 101.75                        |
| Jammu &Kashmir (including Laddakh)                                                     | 45,616            | 83.55                         |
| Jharkhand                                                                              | 1,09,349          | 185.08                        |
| Karnataka                                                                              | 25,47,676         | 321.92                        |
| Kerala (including Lakshadweep)                                                         | 6,34,769          | 287.22                        |
| Madhya Pradesh                                                                         | 2,76,454          | 262.36                        |
| Maharashtra (Including Goa)                                                            | 16,94,593         | 811.34                        |
| North East (including Arunachal Pradesh,Manipur, Mizoram, Meghalaya,Nagaland &Tripura) | 55,117            | 48.28                         |
| Odisha                                                                                 | 3,17,102          | 174.99                        |
| Punjab (including Chandigarh)                                                          | 5,17,636          | 916.11                        |
| Rajasthan                                                                              | 6,11,688          | 387.00                        |
| Tamilnadu (including Puducherry)                                                       | 20,77,888         | 477.61                        |
| Telangana                                                                              | 3,38,065          | 200.23                        |
| Uttarakhand                                                                            | 1,92,230          | 163.01                        |
| Uttar Pradesh                                                                          | 8,06,036          | 754.17                        |
| West Bengal (Including Sikkim ,Andaman and Nicobar Islands)                            | 9,96,112          | 1,752.92                      |
| Grand Total                                                                            | 1,39,46,770       | 9893.45                       |

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