Lok Sabha Question No. 331 (UNSTARRED), answered on 2020-02-04
Subject: Reduced Enrolment under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Abu Hasem Khan Choudhury

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO. 331

TO BE ANSWERED ON THE 4 TH  FEBRUARY, 2020

## REDUCED ENROLMENT UNDER PMFBY

331.  SHRI ABU HASEM KHAN CHOWDHURY

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether the number of insured farmers under the Pradhan Mantri Fasal Bima Yojana (PMFBY) has reduced over the last two years;
- (b) if so, the reasons for the fall in the number of insured farmers;
- (c) the number of farmers insured under PMFBY from the year 2016 to 2019, year-wise and State-wise;
- (d) the findings of all the joint review missions conducted by the Ministry on PMFBY;
- (e) the  amount  incurred  by  the  Union  Government  towards  paying  the  premiums  and liabilities, year-wise and State-wise;
- (f) whether the Ministry had invited suggestions from the stakeholders in the year 2019 to make the scheme more effective; and
- (g) if so, the details of the changes made in the policy after receiving these suggestions?

## ANSWER

## MINISTER  OF AGRICULTURE AND FARMERS WELFARE

## कृ ष एवं कसान कयाण मंी (SHRI NARENDRA SINGH TOMAR)

- (a)  to (c): No Sir.  Though the coverage during 2 nd year of implementation i.e. 2017-18 of Pradhan Mantri Fasal Bima Yojana (PMFBY) slightly decreased due to announcement of loan waiver schemes by some State  and  making  Aadhar  compulsory  for  de-duplication  in  coverage,  but  due  to  the  improved features of the scheme introduced by the Government, coverage has showing increased trends in 201819.

State-wise and Year-wise details of coverage of farmer applicants since inception of the scheme in Kharif 2016 till 2018-19 are annexed .

- (d): No  specific  joint  review  mission  has  been  set  up  by  the  Government  for  implementation  of PMFBY.  However, Government undertakes close monitoring of the scheme on day to day basis through weekly Video Conferences with States/insurance companies/ financial institutions, one to one meetings on State specific issues with States and insurance companies concerned, weekly meeting of insurance companies,  quarterly  review  meetings  with  all  stakeholders.  Integrated  crop  insurance  portal  also provides an effective real-time monitoring tool for all stake holders.  Further, Government also works to improve  the  implementation  of  PMFBY  operational  system  with  stringent  seasonality  discipline  for  all implementing stakeholders to ensure faster insurance services and relief to farmers with prompt claim settlement.
- (e): State-wise  and  year-wise  details  of  Government  of  India's  share  in  premium  subsidy  under PMFBY are Annexed .
- (f):    The Government has recently revised the Operational Guidelines of the scheme with effect from Rabi 2018-19 season.  Inviting of suggestions from various stakeholders and revisions/ improvements in the crop insurance schemes is a continuous process and decisions on suggestions/representations are taken  from  time  to  time  after  consultation  with  various  stakeholders.      Accordingly,  suggestions  for revamping of PMFBY have been invited from the stakeholders.

ANNEXURE State-wise details of total number of farmer applicant insured and Government of India's share in Premium subsidy under Pradhan Mantri Fasal Bima Yojana (PMFBY) for the year

## 2016-17 to 2018-19

| State/UT Name    | Total Number of Farmers Insured (in Lakhs)   | Total Number of Farmers Insured (in Lakhs)   | Total Number of Farmers Insured (in Lakhs)   | GOI Share of Premium Subsidy (Rs. in Crore)   | GOI Share of Premium Subsidy (Rs. in Crore)   | GOI Share of Premium Subsidy (Rs. in Crore)   |
|------------------|----------------------------------------------|----------------------------------------------|----------------------------------------------|-----------------------------------------------|-----------------------------------------------|-----------------------------------------------|
| State/UT Name    | 2016-17                                      | 2017-18                                      | 2018-19                                      | 2016-17                                       | 2017-18                                       | 2018-19                                       |
| A & N Islands    | 0.003                                        | 0.004                                        | 0.007                                        | 0.005                                         | 0.011                                         | 0.096                                         |
| Andhra Pradesh   | 17.756                                       | 18.255                                       | 24.467                                       | 323.029                                       | 521.230                                       | 524.922                                       |
| Assam            | 0.603                                        | 0.558                                        | 0.738                                        | 1.837                                         | 3.373                                         | 3.403                                         |
| Bihar            | 27.142                                       | 23.031                                       | -                                            | 605.813                                       | 424.745                                       | -                                             |
| Chhattisgarh     | 15.491                                       | 14.743                                       | 15.704                                       | 94.637                                        | 114.491                                       | 364.030                                       |
| Goa              | 0.008                                        | 0.005                                        | 0.003                                        | 0.003                                         | 0.001                                         | 0.000                                         |
| Gujarat          | 19.802                                       | 17.618                                       | 21.710                                       | 947.617                                       | 1,431.532                                     | 1,369.413                                     |
| Haryana          | 13.360                                       | 13.547                                       | 14.435                                       | 65.787                                        | 96.568                                        | 262.244                                       |
| Himachal Pradesh | 3.799                                        | 3.817                                        | 2.673                                        | 20.282                                        | 23.501                                        | 24.852                                        |
| Jammu & Kashmir  | -                                            | 1.587                                        | 1.541                                        | -                                             | 15.988                                        | 29.899                                        |
| Jharkhand        | 8.793                                        | 11.955                                       | 12.904                                       | 116.088                                       | 91.832                                        | 164.337                                       |
| Karnataka        | 29.491                                       | 20.857                                       | 19.192                                       | 558.013                                       | 799.507                                       | 795.153                                       |
| Kerala           | 0.774                                        | 0.558                                        | 0.573                                        | 12.967                                        | 9.770                                         | 15.061                                        |
| Madhya Pradesh   | 74.608                                       | 69.546                                       | 73.383                                       | 1,542.208                                     | 2,015.319                                     | 2,321.559                                     |
| Maharashtra      | 120.096                                      | 102.084                                      | 147.310                                      | 1,956.927                                     | 1,874.029                                     | 2,659.379                                     |
| Manipur          | 0.084                                        | 0.091                                        | 0.015                                        | 1.427                                         | 0.597                                         | 0.052                                         |
| Meghalaya        | 0.001                                        | 0.029                                        | 0.007                                        | 0.014                                         | 0.206                                         | 0.005                                         |
| Odisha           | 18.202                                       | 18.930                                       | 20.768                                       | 198.211                                       | 337.630                                       | 454.555                                       |
| Puducherry       | 0.085                                        | -                                            | 0.107                                        | 1.202                                         | -                                             | 1.107                                         |
| Rajasthan        | 91.896                                       | 88.053                                       | 69.316                                       | 1,088.949                                     | 1,100.424                                     | 1,430.132                                     |
| Sikkim           | 0.006                                        | 0.015                                        | 0.002                                        | 0.001                                         | 0.001                                         | -                                             |
| Tamil Nadu       | 15.022                                       | 14.635                                       | 20.458                                       | 520.186                                       | 608.990                                       | 650.343                                       |
| Telangana        | 9.731                                        | 10.899                                       | 7.811                                        | 89.180                                        | 244.739                                       | 185.663                                       |
| Tripura          | 0.118                                        | 0.117                                        | 0.006                                        | 0.049                                         | 0.074                                         | 0.005                                         |
| Uttar Pradesh    | 72.893                                       | 54.210                                       | 61.270                                       | 339.105                                       | 501.100                                       | 545.633                                       |
| Uttarakhand      | 2.616                                        | 2.224                                        | 1.921                                        | 11.013                                        | 24.513                                        | 27.059                                        |
| West Bengal      | 41.333                                       | 40.596                                       | 51.793                                       | 240.661                                       | 202.006                                       | 205.799                                       |
| GRAND TOTAL      | 583.714                                      | 527.965                                      | 568.116                                      | 8,735.212                                     | 10,442.174                                    | 12,034.700                                    |

******