Lok Sabha Question No. 4156 (UNSTARRED), answered on 2021-03-22
Subject: PM Svanidhi Scheme
Ministry: FINANCE
Asked by: Prathap Simha, L.S. Tejasvi Surya, Bhagwanth Khuba

## Government of India Ministry of Finance Department of Financial services

## LOK SABHA

## UNSTARRED QUESTION No. 4156

TO BE ANSWERED ON Monday, March 22, 2021/Chaitra 1, 1943 (Saka)

## PM Svanidhi Scheme

4156. SHRI PRATHAP SIMHA: SHRI L.S. TEJASVI SURYA: SHRI BHAGWANTH KHUBA:

Will the Minister of FINANCE be pleased to state:

- (a) the objective and full features of the PM Svanidhi scheme;
- (b) the number of loans sanctioned and disbursed under the said scheme, State-wise; and
- (c) the number of street vendors benefitted under this scheme till date?

## ANSWER

## MINISTER OF STATE FOR FINANCE (SHRI ANURAG SINGH THAKUR)

(a) to (c) Ministry of Housing and Urban Affairs (MoHUA) launched Pradhan Mantri Street Vendors, Atma Nirbhar Nidhi Scheme (PM SVANidhi) on June 01, 2020 with the objective to facilitate collateral free working capital loan up to Rs. 10,000 of one year tenure, to about 50 lakh street vendors across the country whose businesses had been adversely affected due to lockdown. The scheme also provides for incentives in the form of interest subsidy @ 7% per annum on regular repayment of loan and cash-back reward upto Rs. 100 per month on undertaking prescribed digital transactions.

Further, on timely or early repayment, the vendors are eligible for enhanced working capital loan during the next cycle. The scheme further provides for Socio-economic profiling of beneficiaries and  their families to determine  their  eligibility for various  central Government welfare Schemes and link them to these schemes. The Scheme also aims to facilitate  beneficiary  Street  Food  Vendors  to  on-board  e-commerce  platforms  for  food delivery.

MoHUA has informed that, on 15.03.2021, 23.24 lakh loans have been sanctioned and 18.54 lakh loans have been disbursed to the beneficiaries under the Scheme. Statewise data of loan sanctioned and disbursed is annexed.

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## Annexure referred to in reply to part (b) of Lok Sabha Unstarred Question No. 4156 for answer on 22.03.2021

State-wise number of loans sanctioned and disbursed under the PM Svanidhi Scheme as on 15.03.2021, since inception.

| SL No.   | States/ UTs                       | Number of loans sanctioned   | Number of loans disbursed   |
|----------|-----------------------------------|------------------------------|-----------------------------|
| 1        | Andaman And Nicobar Islands       | 387                          | 370                         |
| 2        | Andhra Pradesh                    | 129,115                      | 108,153                     |
| 3        | Arunachal Pradesh                 | 1,989                        | 1,181                       |
| 4        | Assam                             | 16,233                       | 12,209                      |
| 5        | Bihar                             | 44,279                       | 22,605                      |
| 6        | Chandigarh                        | 2,090                        | 1,830                       |
| 7        | Chhattisgarh                      | 42,021                       | 37,570                      |
| 8        | Daman and Diu and Dadra and Nagar | 1,282                        | 891                         |
| 9        | Haveli Delhi                      | 37,251                       | 28,683                      |
| 10       | Goa                               | 1,039                        | 904                         |
| 11       | Gujarat                           | 123,961                      | 94,562                      |
| 12       | Haryana                           | 19,631                       | 15,291                      |
| 13       | Himachal Pradesh                  | 2,798                        | 2,565                       |
| 14       | Jammu And Kashmir                 | 11,741                       | 9,668                       |
| 15       | Jharkhand                         | 23,004                       | 20,199                      |
| 16       | Karnataka                         | 123,218                      | 97,108                      |
| 17       | Kerala                            | 8,112                        | 7,381                       |
| 18       | Ladakh                            | 249                          | 240                         |
| 19       | Lakshadweep                       | -                            | -                           |
| 20       | Madhya Pradesh                    | 336,852                      | 300,302                     |
| 21       | Maharashtra                       | 200,855                      | 128,402                     |
| 22       | Manipur                           | 7,462                        | 5,624                       |
| 23       | Meghalaya                         | 209                          | 154                         |
| 24       | Mizoram                           | 424                          | 415                         |
| 25       | Nagaland                          | 1,208                        | 966                         |
| 26       | Odisha                            | 31,383                       | 24,028                      |
| 27       | Puducherry                        | 1,400                        | 1,028                       |
| 28       | Punjab                            | 31,211                       | 20,577                      |
| 29       | Rajasthan                         | 62,684                       | 44,859                      |
| 30       | Sikkim                            | 1                            | -                           |
| 31       | Tamil Nadu                        | 120,349                      | 71,681                      |
| 32       | Telangana                         | 349,355                      | 292,519                     |
| 33       | Tripura                           | 2,466                        | 2,089                       |
| 34       | Uttar Pradesh                     | 573,519                      | 489,879                     |
| 35       | Uttarakhand                       | 9,590                        | 8,563                       |
| 36       | West Bengal                       | 6,843                        | 1,684                       |
|          | Total                             | 2,324,211                    | 1,854,180                   |

Source: As per the data reported by Lending Institutions (LIs) on pmsvanidhi portal (https://pmsvanidhi.mohua.gov.in/)