Lok Sabha Question No. 298 (UNSTARRED), answered on 2018-07-19
Subject: Bank Loans under Assistance of SHGs
Ministry: RURAL DEVELOPMENT
Asked by: KUNWAR PUSHPENDRA SINGH CHANDEL

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 298

TO BE ANSWERED ON 19.07.2018

## BANK LOANS UNDER ASSISTANCE OF SHGS

## 298. SHRI KUNWAR PUSHPENDRA SINGH CHANDEL:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) whether the Government proposes to improve the system of providing bank loans in the rural areas of the country and if so, the details thereof;
- (b) whether  the  Government  also  proposes  to  seek  the  assistance  of  women's  Self  Help Groups (SHGs) and if so, the details thereof;
- (c) whether the Government has also started training programme for women in this regard;
- (d) if so, the details of training camps organised so far, State/UT-wise;
- (e) if not, the measures taken by the Government in this regard; and
- (f) whether  the  Government  has  formulated  any  special  scheme  of  loan  distribution  in Bundelkhand and if so, the details thereof?

## ANSWER MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (SHRI RAM KRIPAL YADAV)

- (a) & (b):  The  Ministry  of  Rural  Development  has  been  promoting  deployment  of members  of  Self  Help  Groups  (SHGs)  under  Deendayal  Antyodaya  Yojana-National  Rural Livelihoods  Mission  (DAY-NRLM)  as  Banking  Correspondents  (BCs)  to  provide  essential banking services in remote villages after providing them training in financial services.
- (c) : Yes, Madam.
- (d) : Under  Deendayal  Antyodaya  Yojana  -  National  Rural  Livelihoods  Mission (DAY-NRLM), Financial Literacy training has been imparted to 362587 SHGs as on March 2018. State / UT wise details are given below:

|   S.no | State            |   No of SHGs trained under Financial Literacy |
|--------|------------------|-----------------------------------------------|
|      1 | Assam            |                                          4375 |
|      2 | Bihar            |                                        181502 |
|      3 | Chhattisgarh     |                                         11480 |
|      4 | Gujarat          |                                          4584 |
|      5 | Haryana          |                                          3106 |
|      6 | Himachal Pradesh |                                           200 |
|      7 | Jammu &Kashmir   |                                         25182 |
|      8 | Jharkhand        |                                         38165 |
|      9 | Kerala           |                                         43870 |
|     10 | Maharashtra      |                                         15000 |
|     11 | Madhya Pradesh   |                                          8341 |

| 12   | Rajasthan   | 3408     |
|------|-------------|----------|
| 13   | Odisha      | 3009     |
| 14   | West Bengal | 15978    |
| 15   | Nagaland    | 2065     |
| 16   | Tamil Nadu  | 76       |
| 17   | Tripura     | 511      |
| 18   | Manipur     | 61       |
| 19   | Meghalaya   | 274      |
| 20   | Punjab      | 404      |
| 21   | Sikkim      | 820      |
| 22   | Uttarakhand | 176      |
|      | Total       | 3,62,587 |

(e) : Does not arise in view of (d) above.

- (f) : Under DAY-NRLM no such region specific loan scheme has been formulated.

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