Lok Sabha Question No. 2441 (UNSTARRED), answered on 2019-12-03
Subject: Funds Released under PMAY
Ministry: RURAL DEVELOPMENT
Asked by: Abdul Majeed Ariff

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 2441

TO BE ANSWERED ON 03.12.2019

## FUNDS RELEASED UNDER PMAY

## 2441.  ADV. A.M. ARIFF:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the  quantum  of  funds  released  to  the  Government  of  Kerala  under  the  Pradhan Mantri Awas Yojana (PMAY) during the last three years;
- (b) the names of districts in the State covered under the said Yojana;
- (c) the number of houses constructed/likely to be constructed in Alappuzha and Kollam districts of Kerala under the said Yojana;
- (d) whether the Government is aware that in Kerala the allotted amount for one house is insufficient and if so, the details thereof; and
- (e) whether  the  Government  is  considering  to  increase  this  amount  in  Kerala  for PMAY houses and if so, the details thereof?

## ANSWER MINISTER OF RURAL DEVELOPMENT (SHRI NARENDRA SINGH TOMAR)

- a) The  total  funds  released  to  the  Government  of  Kerala  under  Pradhan  Mantri  Awaas Yojana (PMAY) during the last three years is as follows:

(Rs. in crore)

| S.No.   | Scheme                                                                                           | Fund Released   |
|---------|--------------------------------------------------------------------------------------------------|-----------------|
| 1.      | Pradhan Mantri Awaas Yojana- Gramin (PMAY-G) implemented by Ministry of Rural Development        | 121.89          |
| 2.      | Pradhan Mantri Awaas Yojana- Urban (PMAY-U) implemented by Ministry of Housing and Urban Affairs | 981.29          |
|         | Total                                                                                            | 1103.18 crore   |

- b) Under both PMAY-G and PMAY-U, all 14 districts of Kerala have been covered namelyAlappuzha,  Ernakulum,  Idukki,  Kannur,  Kasaragod,  Kollam,  Kottayam,  Kozhikode, Malappuram, Palakkad, Pathanamthitta, Thiruvananathapuram, Thrissur and Wayanad.
- c) The details of number of houses constructed/likely to be constructed in Alappuzha and Kollam districts of Kerela under PMAY-G &  PMAY-U are as follows:
- d) & e) Under PMAY-G, Financial Assistance of Rs. 1.20 lakh in plain areas and Rs. 1.30 lakhs in hilly states, difficult areas and IAP districts. This financial assistance is shared between Government of India and State Governments in the ratio of 60:40 and the ratio is 90:10 in respect of  UT of Jammu & Kashmir, North-Eastern States and hill States of Himachal Pradesh and Uttarakhand. Further, full cost in respect all other UTs (including Ladakh) is borne by Government of India. An additional assistance of Rs.12,000/- is extended for construction of toilets through convergence with Swacch Bharat Mission- Gramin (SBMG), MGNREGS or other dedicated source of funding. Apart from the above, there is a provision  of  90/95  person  days  of  un-skilled  labour  wage  under  MGNREGA  to  the beneficiary for construction of house. Also, the beneficiaries, if he/she so desires is also facilitated to avail institutional finance of upto Rs. 70,000/-. Also, the State Governments are free to augment the financial assistance with their own resources.

|       |           | PMAY-G           | PMAY-G             | PMAY-U           | PMAY-U             |
|-------|-----------|------------------|--------------------|------------------|--------------------|
| S.No. | Districts | Allocated Target | Houses constructed | Allocated Target | Houses constructed |
| 1.    | Alappuzha | 1867             | 705                | 8305             | 3146               |
| 2.    | Kollam    | 3295             | 1374               | 9263             | 3517               |

Under  PMAY-Urban,  Central  assistance  is  released  to  implementing  agencies  through respective States/UTs on fixed basis (@ Rs. 1.5 lakh per house under BLC (Beneficiary Linked Construction) / AHP (Affordable Housing in Partnership) components and @ Rs. 1.00 lakh per house under ISSR (In-Situ Slum Redevelopment)). Further, under Central Sector Scheme, beneficiaries of Economical Weaker Section (EWS) / Low Income Group (LIG),  Middle  Income  Group  -I  (MIG-I)  and  Middle  Income  Group  -  II  (MIG-II) seeking  housing  loans  from  Banks,  Housing  Finance  Companies  and  other  such institutions  for  acquiring  /  constructing  houses  are  eligible  for  an  interest  subsidy  of 6.5%, 4% and 3% on loan amount upto Rs. 6.00 lakh, Rs. 9.00 lakh and Rs. 12.00 lakh respectively. However, States/UTs are free to contribute additional assistance from their resources to make the houses affordable for their beneficiaries.

At present, no proposal for enhancing central assistance/subsidy under PMAY-Gramin or PMAY-Urban are under consideration.

******