Lok Sabha Question No. 379 (UNSTARRED), answered on 2020-02-04
Subject: Allocation of Funds for NRLM
Ministry: RURAL DEVELOPMENT
Asked by: Rahul Ramesh Shewale

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA

## UNSTARRED QUESTION NO. 379

TO BE ANSWERED ON 04.02.2020

## ALLOCATION OF FUNDS FOR NRLM

## 379. SHRI RAHUL RAMESH SHEWALE:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the criterian/norms for allocation of funds under the National Rural Livelihood Mission (NRLM) in the country;
- (b) whether the Government has allocated sufficient funds under NRLM as per the said criterian/norms during each of the last three years and the current year;
- (c) if so, the details thereof, State/UT-wise and if not, the reasons therefor;
- (d) whether  the  Government  has  implemented  interest  subvention  scheme  for Women Self Help Groups (SHGs) associated with NRLM;
- (e) if so, the details thereof along with the number of poor rural women organised into  SHGs  under  NRLM  across  the  country  during  the  said  period,  State/UTwise; and
- (f) the other steps taken/being taken by the Government for effective implementation of NRLM across the country?

## ANSWER MINISTER OF RURAL DEVELOPMENT (SHRI NARENDRA SINGH TOMAR)

(a): Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM) is a centrally  sponsored  programme  and  designed  to  be  implemented  in  a  Mission  mode,  with both the Central Government and the States sharing the cost. Central assistance to the States for DAY-NRLM is provided in the ratio of 60:40 in respect of all States except in the case of North-East  (NE)  and  Himalayan  States  where  it  is  in  the  ratio  of  90:10.  The  inter-state distribution  of  central  assistance  is  made  on  the  basis  of  inter-state  poverty  ratio  as formulated  by  the  erstwhile  Planning  Commission.  However,  in  case  of  the  NE  States excluding Assam, a special package has been approved which enables need-based provision of  funds  to  cover  all  rural  poor  households,  estimated    at  two  third    of  the  total  rural household in these states.

(b) and (c): The detail of funds allocated is enclosed in Annexure-I.

(d) and (e): In order to reduce the effective cost of bank credit to women SHGs, DAY-NRLM provides interest subvention and additional interest subvention to SHGs from FY 2013-14. In category-II districts, women SHGs whose members are from the DAY-NRLM target group, are eligible for receiving interest subvention equal to the difference between the borrowing rate of interest from banks and 7% in loans up to Rs. 3 lakh. In addition, in respect of 250 backward districts (category-I districts), all women SHGs can avail loans up to Rs.3.0 lakh each at 7% rate of interest per annum, with an additional interest subvention of 3% on prompt repayment, reducing the effective interest rate to 4%. The details of the amount of Interest Subvention disbursed to SHGs and the number of poor rural household organized into SHGs between 2013-14 to 2019-20 is given in Annexures -II and III respectively.

(f):  Several  steps  have  been  taken  for  effective  implementation  of  DAY-NRLM.  These include submission of periodical reports by the State Rural Livelihoods Missions (SRLMs), review  during  the  periodic  meeting  of  the  Performance  Review  Committee  (PRC)  of  the Ministry,  monitoring  the  timely  submission  of  Utilization  Certificates,  submission  of  third party  monitoring  reports  through  National  Level  Monitors  and  Area  Officers,  monitoring through  various  MIS  modules  as  well  as  bi-monthly  financial  management  review  of all States.  Implementation  Support  Missions  (ISMs)  have  been  carried  out  in  some  States such as Assam, Uttar Pradesh and Karnataka, wherein, technical experts from the National Mission  Management  Unit  supervise  the  work  of  the  SRLMs  and  support  them  to  resolve outstanding  issues  and  plan  for  future  implementation  of  the  programme  in  the  States  in consultation with the SRLMs.

## Annexure-I referred in reply of part (b) and (c) of  Lok Sabha Unstarred Question No. 379 due for 04.02.2020

Annexure-I

## Status of State/UT wise fund allocated under DAY-NRLM

(Amount in Rs. Lakhs)

|       | Name of State/Uts   |   2016-17 |   2017-18 |   2018-19 |   2019-20 |
|-------|---------------------|-----------|-----------|-----------|-----------|
| 1     | Andhra Pradesh      |   1185.81 |   6214.57 |   8638.93 |  11924.1  |
| 2     | Bihar               |   4835.89 |  25343.8  |  35230.5  |  48628    |
| 3     | Chhattisgarh        |   1074.08 |   5629.01 |   7824.92 |  10800.6  |
| 4     | Goa                 |    150    |    300    |    300    |    400    |
| 5     | Gujarat             |    765.19 |   4010.2  |   5574.6  |   7694.51 |
| 6     | Haryana             |    450.18 |   2359.27 |   3279.64 |   4526.82 |
| 7     | Himachal Pradesh    |    189.59 |    993.58 |   1381.18 |   1906.41 |
| 8     | Jammu &Kashmir      |   2500    |   1227.8  |   1709.4  |   2359.46 |
| 9     | Jharkhand           |   1823.41 |   9556.09 |  13284    |  18335.6  |
| 10    | Karnataka           |   1535.07 |   8044.95 |  11183.3  |  15436.1  |
| 11    | Kerala              |    688.78 |   3609.74 |   5017.93 |   6926.15 |
| 12    | Madhya Pradesh      |   2300.98 |  12058.9  |  16763.2  |  23237.9  |
| 13    | Maharashtra         |   3034.46 |  15902.9  |  22106.7  |  30513.5  |
| 14    | Odisha              |   2325.13 |  12185.5  |  16939.1  |  23380.7  |
| 15    | Punjab              |    218.78 |   1146.58 |   1593.87 |   2199.98 |
| 16    | Rajasthan           |   1165.63 |   6108.79 |   8491.88 |  11721.2  |
| 17    | Tamil Nadu          |   1797.46 |   9420.09 |  13094.9  |  18074.7  |
| 18    | Telangana           |    847.01 |   4438.98 |   6170.66 |   8517.24 |
| 19    | Uttar Pradesh       |   6962.06 |  36486.5  |  50720.2  |  70008.1  |
| 20    | Uttarakhand         |    366.56 |   1921.04 |   2670.45 |   3685.97 |
| 21    | West Bengal         |   2583.93 |  13541.7  |  18824.5  |  25983    |
| 22    | A&N Islands         |     25    |    100    |    100    |    200    |
| 23    | Daman &Diu          |     25    |    100    |    100    |    200    |
| 24    | D &NHaveli          |     25    |    100    |    100    |    200    |
| 25    | Lakshadweep         |     25    |    100    |    100    |    200    |
| 26    | Pondicherry         |    250    |    400    |    400    |    600    |
| 27    | Arunachal Pradesh   |    600    |    920    |   3177    |   5597.11 |
| 28    | Assam               |   7000    |   9885    |  17694    |  20781.8  |
| 29    | Manipur             |    800    |    920    |   3091.94 |   5447.25 |
| 30    | Meghalaya           |    400    |   1380    |   4944    |   8710.17 |
| 31    | Mizoram             |   1600    |   1840    |   5442.38 |   9588.2  |
| 32    | Nagaland            |   2400    |   2760    |   7295.57 |  12853.1  |
| 33    | Sikkim              |    600    |    690    |   2134    |   2948.06 |
| 34    | Tripura             |   2700    |   3105    |   8958    |  15705.1  |
| GRAND | TOTAL               |  53250    | 202800    | 304337    | 429291    |

## Annexure-II referred in reply of part (d) and (e) of  Lok Sabha Unstarred Question No. 379 due for 04.02.2020

## Amount of Interest Subvention (I.S.) Disbursed to SHGs

( Amount in Rs Lakhs)

| 2013-14 to 2019-20       | 2013-14 to 2019-20       | 2013-14 to 2019-20                                         | 2013-14 to 2019-20                   | 2013-14 to 2019-20   |
|--------------------------|--------------------------|------------------------------------------------------------|--------------------------------------|----------------------|
| Sl                       | State Name               | Interest Subvention (I.S.) Amount in Category I Districts* | I.S. Amount in Category II Districts | Total I.S. Amount    |
| 1                        | Andaman &Nicobar         | 0.10                                                       | -                                    | 0.10                 |
| 2                        | Andhra Pradesh           | 250245.41                                                  | 17803.00                             | 268048.41            |
| 3                        | Arunachal Pradesh        | 15.55                                                      |                                      | 15.55                |
| 4                        | Assam                    | 618.89                                                     | 37.99                                | 656.88               |
| 5                        | Bihar                    | 18973.37                                                   | 93.37                                | 19066.74             |
| 6                        | Chhatisgarh              | 3994.77                                                    | 87.97                                | 4082.74              |
| 7                        | Goa                      | 234.59                                                     |                                      | 234.59               |
| 8                        | Gujarat                  | 807.65                                                     | 132.69                               | 940.34               |
| 9                        | Haryana                  | 346.63                                                     | 0.87                                 | 347.50               |
| 10                       | Himachal Pradesh         | 713.07                                                     | 43.77                                | 756.84               |
| 11                       | Jammu And Kashmir        | 589.15                                                     | 104.02                               | 693.17               |
| 12                       | Jharkhand                | 1864.05                                                    | 8.75                                 | 1872.80              |
| 13                       | Karnataka                | 33635.36                                                   | 6458.00                              | 40093.36             |
| 14                       | Kerala                   | 10579.31                                                   | 5107.70                              | 15687.01             |
| 15                       | Madhya Pradesh           | 1789.17                                                    | 89.46                                | 1878.63              |
| 16                       | Maharashtra              | 3361.62                                                    | 698.73                               | 4060.35              |
| 17                       | Manipur                  | 5.58                                                       | -                                    | 5.58                 |
| 18                       | Meghalaya                | 68.55                                                      | -                                    | 68.55                |
| 19                       | Mizoram                  | 7.86                                                       | -                                    | 7.86                 |
| 20                       | Nagaland                 | 22.60                                                      | -                                    | 22.60                |
| 21                       | Odisha                   | 26063.46                                                   | 1412.24                              | 27475.70             |
| 22                       | Puducherry               | 280.54                                                     | -                                    | 280.54               |
| 23                       | Punjab                   | 46.87                                                      | 0.59                                 | 47.46                |
| 24                       | Rajasthan                | 1012.03                                                    | -                                    | 1012.03              |
| 25                       | Sikkim                   | 53.08                                                      | -                                    | 53.08                |
| 26                       | Tamil Nadu               | 19916.34                                                   | 4117.47                              | 24033.81             |
| 27                       | Telangana                | 84576.67                                                   | 15386.15                             | 99962.82             |
| 28                       | Tripura                  | 183.73                                                     | 0.28                                 | 184.01               |
| 29                       | Uttar Pradesh            | 380.10                                                     | 45.45                                | 425.55               |
| 30                       | Uttarakhand              | 58.59                                                      | 5.26                                 | 63.85                |
| 31                       | West Bengal              | 36744.75                                                   | 2196.71                              | 38941.46             |
| Total 497189.54 53830.47 | Total 497189.54 53830.47 | Total 497189.54 53830.47                                   | Total 497189.54 53830.47             | 551020.01            |

* Claims from banks till 30 September 2019

## Annexure-III

## Annexure-III referred in reply of part (d) and (e) of  Lok Sabha Unstarred Question No. 379 due for 04.02.2020

## Number of household mobilized in to SHGs under DAY-NRLM

| S.No.   | State               |   Number of household mobilized in to SHGs since 2013-14 to December, 2019 |
|---------|---------------------|----------------------------------------------------------------------------|
| 1       | Andhra Pradesh      |                                                                     286829 |
| 2       | Assam               |                                                                    2638822 |
| 3       | Bihar               |                                                                   10383355 |
| 4       | Chhattisgarh        |                                                                    1661829 |
| 5       | Gujarat             |                                                                    2165167 |
| 6       | Jharkhand           |                                                                    2487131 |
| 7       | Karnataka           |                                                                    1787629 |
| 8       | Kerala              |                                                                     826122 |
| 9       | Madhya Pradesh      |                                                                    2490057 |
| 10      | Maharashtra         |                                                                    3231435 |
| 11      | Odisha              |                                                                    2389375 |
| 12      | Rajasthan           |                                                                    1609849 |
| 13      | Tamil Nadu          |                                                                    3171794 |
| 14      | Telangana           |                                                                     235498 |
| 15      | Uttar Pradesh       |                                                                    1512361 |
| 16      | West Bengal         |                                                                    7434445 |
| 17      | Haryana             |                                                                    2366783 |
| 18      | Himachal Pradesh    |                                                                     181368 |
| 19      | Jammu And Kashmir   |                                                                     369505 |
| 20      | Punjab              |                                                                     119922 |
| 21      | Uttarakhand         |                                                                     244137 |
| 22      | Arunachal Pradesh   |                                                                      73725 |
| 23      | Manipur             |                                                                      23193 |
| 24      | Meghalaya           |                                                                     100124 |
| 25      | Mizoram             |                                                                      96884 |
| 26      | Nagaland            |                                                                      67586 |
| 27      | Sikkim              |                                                                      38102 |
| 28      | Tripura             |                                                                      78340 |
| 33      | Andaman &Nicobar    |                                                                      27075 |
| 34      | Dadar& Nagar Haveli |                                                                       3964 |
| 32      | Daman &Diu          |                                                                      26098 |
| 29      | Goa                 |                                                                       5590 |
| 30      | Lakshadweep         |                                                                       4722 |
| 31      | Pondicherry         |                                                                      29390 |
|         | Total               |                                                                   48168207 |