Lok Sabha Question No. 4703 (UNSTARRED), answered on 2020-03-23
Subject: Credit Guarantee Fund
Ministry: SKILL DEVELOPMENT AND ENTREPRENEURSHIP
Asked by: Reddeppa Nallakonda Gari

## GOVERNMENT OF INDIA MINISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIP

## LOK SABHA

## UNSTARRED QUESTION NO.4703 TO BE ANSWERED ON 23.03.2020

## CREDIT GUARANTEE FUND

## 4703.   SHRI N. REDDEPPA:

## Will  the  Minister  of  SKILL  DEVELOPMENT AND ENTREPRENEURSHIP be pleased to state:

- (a) the  status  of  allocation  and  release  of  the  Rs.  3,000  crore  per  year  Credit Guarantee Fund for Entrepreneurship Development in the country;
- (b) the  break-up  of number of borrowers and amount borrowed under different sectoral heads of entrepreneurship, year-wise and State-wise;
- (c) whether the rate of repayment has been low in some States as compared to others; and
- (d) if so, the details thereof?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIP (SHRI R. K. SINGH)

(a)  to  (d):  There  is  no  Credit  Guarantee  Fund  for  Entrepreneurship  Development managed by the Government through the trusteeship of National Credit Guarantee Trustee  Company  Limited  (NCGTC).  However,  Government  has  created  Credit Guarantee  Funds  for  Skill  Development  Loans.  State-wise  details  of  Skill  Loans sanctioned  and  amount outstanding  covered  under  Credit  Guarantee  Scheme, are given in Annexure.

## Annexure  referred  in  reply  to  Lok  Sabha  Unstarred  Question  No.  4703  to  be answered on 23.03.2020

State-wise details of skill loan sanctioned and amount outstanding covered under Credit Guarantee Scheme

| State Wise             |   Latest Sanctioned Amount covered under Credit Guarantee |   (Rs. in crore) Live Outstanding Amount covered under Credit Guarantee |
|------------------------|-----------------------------------------------------------|-------------------------------------------------------------------------|
| ANDHRA PRADESH         |                                                      0.76 |                                                                    0.69 |
| ASSAM                  |                                                      1.33 |                                                                    1.15 |
| BIHAR                  |                                                      0.46 |                                                                    0.47 |
| CHANDIGARH             |                                                      0.14 |                                                                    0.12 |
| CHHATTISGARH           |                                                      0.66 |                                                                    0.57 |
| DADRA AND NAGAR HAVELI |                                                      0.03 |                                                                    0.01 |
| DAMAN AND DIU          |                                                      0.02 |                                                                    0.02 |
| DELHI                  |                                                      1.62 |                                                                    1.47 |
| GOA                    |                                                      0.56 |                                                                    0.55 |
| GUJARAT                |                                                      2.96 |                                                                    2.88 |
| HARYANA                |                                                      2.35 |                                                                    2.27 |
| HIMACHAL PRADESH       |                                                      0.39 |                                                                    0.38 |
| JAMMU AND KASHMIR      |                                                      0.32 |                                                                    0.29 |
| JHARKHAND              |                                                      0.78 |                                                                    0.72 |
| KARNATAKA              |                                                      3.43 |                                                                    2.89 |
| KERALA                 |                                                     13.24 |                                                                   12.73 |
| LAKSHADWEEP            |                                                      0.02 |                                                                    0.01 |
| MADHYA PRADESH         |                                                      1.81 |                                                                    1.63 |
| MAHARASHTRA            |                                                      7.28 |                                                                    6.65 |
| MEGHALAYA              |                                                      0.35 |                                                                    0.27 |
| MIZORAM                |                                                      0.03 |                                                                    0.02 |
| NAGALAND               |                                                      0.05 |                                                                    0.04 |
| ODISHA                 |                                                      0.58 |                                                                    0.58 |
| PUDUCHERRY             |                                                      0.07 |                                                                    0.06 |
| PUNJAB                 |                                                      3.47 |                                                                    2.77 |
| RAJASTHAN              |                                                      0.84 |                                                                    0.68 |
| TAMIL NADU             |                                                      2.05 |                                                                    1.98 |
| TELANGANA              |                                                      0.34 |                                                                    0.31 |
| UTTAR PRADESH          |                                                      1.91 |                                                                    1.68 |
| UTTARAKHAND            |                                                      0.57 |                                                                    0.53 |
| WEST BENGAL            |                                                      4.32 |                                                                    3.74 |
| Total                  |                                                     52.74 |                                                                   48.15 |

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