Lok Sabha Question No. 3655 (UNSTARRED), answered on 2019-12-10
Subject: Rules of PM Fasal Bima Yojana
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Kunwar Danish Ali

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.3655

TO BE ANSWERED ON THE  10 TH  DECEMBER, 2019

## RULES OF PM FASAL BIMA YOJANA

3655.  KUNWAR DANISH ALI:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) the rules and regulations of Pradhan Mantri Fasal Bima Yojana (PMFBY);
- (b) the number of beneficiaries under this scheme during the last five years, State-wise particularly in Amroha and Hapur districts of Uttar Pradesh;
- (c) the details of premium amount paid under PMFBY during the said period; and
- (d) the  number  of  farmers  included  under  PMFBY  during  the  last  five  years  in  Uttar Pradesh and the number of farmers who have been paid compensation in a situation when crops are damaged due to natural calamities in the State, district-wise particularly in Amroha and Hapur district?

## ANSWER

## MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंी ( SHRI NARENDRA SINGH TOMAR)

(a): The Pradhan Mantri Fasal Bima Yojana (PMFBY) launched from April, 2016 is being implemented on the basis of Operational Guidelines of the scheme .  Opertional Guidelines of PMFBY inter-alia provides for process of coverage of farmers, crops, risks, sum insured, premium rates & premium subsidy; preconditions for implementation of the scheme,  use of technology in administration of scheme;  process for assessement for crop losees calculation of claims, settlement of claims; important conditions/clauses for coverage of risk, selection of insurance companies; engagement of Common Service Centres; assessment of performance and de-empanelment of insurance companies, evaluation of efficiency of nodal department of States; grievance redressal mechanism and role and responsibility of various agencies etc.

(b) to (d): As per provisions of the PMFBY claims for wide spread calamities like flood, drought etc. or season end yield based claims are worked out and settled by the concerned insurance company on area approach basis, on receipt of yield data arrived through requisite number of  Crop Cutting Experiments (CCEs) at the end of the harvesting period, from the concerned State Government.

However, losses due to localized risks of hailstorm, landslide, inundation, cloud burst & natural fire and post-harvest losses are calculated on individual insured farm level, based on  the  report  of  the  joint  committee  comprising  representatives  of  State  Government  and insurance company to survey the extent of loss.  Further, there  is also a provision to pay claims towards prevented sowing/failed germination and adhoc claims in case of mid season adversity.

State-wise  details  including  Uttar  Pradesh,  of  number  of  farmer  applicants  insured, farmer applicants  who  received  claims,  gross  premium  amount  collected  during  last  three years i.e. from inception of the scheme in Uttar Pradesh is given in Annexure-I .

Details  of  number  of  farmer  applicants  insured  and  farmer  applicants  who  received claims during last three years i.e. from inception of the scheme in Amroha and Hapur districts of Uttar Pradesh are given in Annexure-II.

Annexure-I

| State-wsie details of Farmer Applicants, Gross Premium and Farmers benefitted since inception of PMFBY & RWBCIS   | State-wsie details of Farmer Applicants, Gross Premium and Farmers benefitted since inception of PMFBY & RWBCIS   | State-wsie details of Farmer Applicants, Gross Premium and Farmers benefitted since inception of PMFBY & RWBCIS   | State-wsie details of Farmer Applicants, Gross Premium and Farmers benefitted since inception of PMFBY & RWBCIS   | State-wsie details of Farmer Applicants, Gross Premium and Farmers benefitted since inception of PMFBY & RWBCIS   | State-wsie details of Farmer Applicants, Gross Premium and Farmers benefitted since inception of PMFBY & RWBCIS   | State-wsie details of Farmer Applicants, Gross Premium and Farmers benefitted since inception of PMFBY & RWBCIS   | State-wsie details of Farmer Applicants, Gross Premium and Farmers benefitted since inception of PMFBY & RWBCIS   | State-wsie details of Farmer Applicants, Gross Premium and Farmers benefitted since inception of PMFBY & RWBCIS   | State-wsie details of Farmer Applicants, Gross Premium and Farmers benefitted since inception of PMFBY & RWBCIS   |
|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------|
|                                                                                                                   | 2016-17                                                                                                           | 2016-17                                                                                                           | 2016-17                                                                                                           | 2017-18                                                                                                           | 2017-18                                                                                                           | 2017-18                                                                                                           | 2018-19                                                                                                           | 2018-19                                                                                                           | 2018-19                                                                                                           |
| State/ UT Name                                                                                                    | Farmers Enrolled (in Lakhs)                                                                                       | Gross Premium (Rs Crore)                                                                                          | Farmers Benefitted (in Lakhs)                                                                                     | Farmers Enrolled (in Lakhs)                                                                                       | Gross Premium (Rs Crore)                                                                                          | Farmers Bene- fitted (in Lakhs)                                                                                   | Farmers Enrolled (in Lakhs)                                                                                       | Gross Premium (Rs Crore)                                                                                          | Farmers Bene- fitted (in Lakhs)                                                                                   |
| A & N Islands                                                                                                     | 0.00                                                                                                              | 0.02                                                                                                              | 0.00                                                                                                              | 0.00                                                                                                              | 0.03                                                                                                              | -                                                                                                                 | 0.01                                                                                                              | 0.24                                                                                                              | -                                                                                                                 |
| Andhra Pradesh                                                                                                    | 17.76                                                                                                             | 845.45                                                                                                            | 9.03                                                                                                              | 18.25                                                                                                             | 1,301.14                                                                                                          | 6.94                                                                                                              | 22.62                                                                                                             | 1,328.73                                                                                                          | 7.10                                                                                                              |
| Assam                                                                                                             | 0.60                                                                                                              | 8.65                                                                                                              | 0.24                                                                                                              | 0.56                                                                                                              | 11.89                                                                                                             | 0.02                                                                                                              | 0.73                                                                                                              | 11.24                                                                                                             | 0.00                                                                                                              |
| Bihar                                                                                                             | 27.14                                                                                                             | 1,416.25                                                                                                          | 2.17                                                                                                              | 23.04                                                                                                             | 1,027.66                                                                                                          | 1.96                                                                                                              | -                                                                                                                 | -                                                                                                                 | -                                                                                                                 |
| Chhattisgarh                                                                                                      | 15.49                                                                                                             | 325.77                                                                                                            | 1.38                                                                                                              | 14.74                                                                                                             | 361.87                                                                                                            | 6.59                                                                                                              | 15.70                                                                                                             | 889.16                                                                                                            | 6.52                                                                                                              |
| Goa                                                                                                               | 0.01                                                                                                              | 0.07                                                                                                              | 0.00                                                                                                              | 0.01                                                                                                              | 0.05                                                                                                              | 0.00                                                                                                              | 0.00                                                                                                              | 0.03                                                                                                              | 0.00                                                                                                              |
| Gujarat                                                                                                           | 19.80                                                                                                             | 2,274.68                                                                                                          | 6.80                                                                                                              | 17.62                                                                                                             | 3,261.45                                                                                                          | 4.49                                                                                                              | 21.71                                                                                                             | 3,141.42                                                                                                          | 13.43                                                                                                             |
| Haryana                                                                                                           | 13.36                                                                                                             | 364.39                                                                                                            | 1.75                                                                                                              | 13.55                                                                                                             | 453.17                                                                                                            | 3.27                                                                                                              | 14.81                                                                                                             | 840.68                                                                                                            | 4.04                                                                                                              |
| Himachal Pradesh                                                                                                  | 3.80                                                                                                              | 71.68                                                                                                             | 1.12                                                                                                              | 3.82                                                                                                              | 77.51                                                                                                             | 1.47                                                                                                              | 2.62                                                                                                              | 75.61                                                                                                             | 0.50                                                                                                              |
| Jammu & Kashmir                                                                                                   | -                                                                                                                 | -                                                                                                                 | -                                                                                                                 | 1.52                                                                                                              | 40.97                                                                                                             | 0.26                                                                                                              | 1.57                                                                                                              | 79.06                                                                                                             | 0.03                                                                                                              |
| Jharkhand                                                                                                         | 8.79                                                                                                              | 271.81                                                                                                            | 0.61                                                                                                              | 11.96                                                                                                             | 211.93                                                                                                            | 1.39                                                                                                              | 12.89                                                                                                             | 395.55                                                                                                            | 0.18                                                                                                              |
| Karnataka                                                                                                         | 27.46                                                                                                             | 1,356.29                                                                                                          | 17.45                                                                                                             | 16.12                                                                                                             | 1,834.10                                                                                                          | 6.41                                                                                                              | 19.23                                                                                                             | 1,824.28                                                                                                          | 11.15                                                                                                             |
| Kerala                                                                                                            | 0.77                                                                                                              | 33.15                                                                                                             | 0.55                                                                                                              | 0.56                                                                                                              | 25.87                                                                                                             | 0.38                                                                                                              | 0.57                                                                                                              | 36.30                                                                                                             | 0.05                                                                                                              |
| Madhya Pradesh                                                                                                    | 73.82                                                                                                             | 3,778.64                                                                                                          | 13.45                                                                                                             | 72.09                                                                                                             | 4,946.73                                                                                                          | 23.82                                                                                                             | 70.67                                                                                                             | 5,364.07                                                                                                          | 0.98                                                                                                              |
| Maharashtra                                                                                                       | 120.10                                                                                                            | 4,596.45                                                                                                          | 30.04                                                                                                             | 102.15                                                                                                            | 4,298.53                                                                                                          | 53.69                                                                                                             | 147.29                                                                                                            | 6,125.34                                                                                                          | 90.78                                                                                                             |
| Manipur                                                                                                           | 0.08                                                                                                              | 3.59                                                                                                              | 0.08                                                                                                              | 0.09                                                                                                              | 1.94                                                                                                              | 0.04                                                                                                              | 0.01                                                                                                              | 0.21                                                                                                              | -                                                                                                                 |
| Meghalaya                                                                                                         | 0.00                                                                                                              | 0.05                                                                                                              | 0.00                                                                                                              | 0.03                                                                                                              | 1.42                                                                                                              | 0.00                                                                                                              | 0.01                                                                                                              | 0.10                                                                                                              | -                                                                                                                 |
| Odisha                                                                                                            | 18.20                                                                                                             | 539.05                                                                                                            | 1.69                                                                                                              | 18.93                                                                                                             | 820.32                                                                                                            | 7.54                                                                                                              | 20.77                                                                                                             | 1,077.85                                                                                                          | 6.15                                                                                                              |
| Puducherry                                                                                                        | 0.09                                                                                                              | 2.88                                                                                                              | 0.04                                                                                                              | -                                                                                                                 | -                                                                                                                 | -                                                                                                                 | 0.11                                                                                                              | 3.11                                                                                                              | -                                                                                                                 |
| Rajasthan                                                                                                         | 91.90                                                                                                             | 2,543.83                                                                                                          | 29.45                                                                                                             | 87.95                                                                                                             | 2,707.13                                                                                                          | 29.76                                                                                                             | 69.22                                                                                                             | 3,435.41                                                                                                          | 7.32                                                                                                              |
| Sikkim                                                                                                            | 0.01                                                                                                              | 0.01                                                                                                              | 0.00                                                                                                              | 0.01                                                                                                              | 0.06                                                                                                              | 0.00                                                                                                              | 0.00                                                                                                              | 0.02                                                                                                              | -                                                                                                                 |
| Tamil Nadu                                                                                                        | 14.68                                                                                                             | 1,191.07                                                                                                          | 12.30                                                                                                             | 17.00                                                                                                             | 1,297.14                                                                                                          | 9.55                                                                                                              | 20.43                                                                                                             | 1,362.12                                                                                                          | 8.22                                                                                                              |
| Telangana                                                                                                         | 9.73                                                                                                              | 291.86                                                                                                            | 2.25                                                                                                              | 10.90                                                                                                             | 678.94                                                                                                            | 4.37                                                                                                              | 7.83                                                                                                              | 524.30                                                                                                            | 0.00                                                                                                              |
| Tripura                                                                                                           | 0.12                                                                                                              | 0.39                                                                                                              | 0.04                                                                                                              | 0.12                                                                                                              | 0.74                                                                                                              | 0.03                                                                                                              | 0.01                                                                                                              | 0.03                                                                                                              | -                                                                                                                 |
| Uttar Pradesh                                                                                                     | 72.89                                                                                                             | 1,207.72                                                                                                          | 11.97                                                                                                             | 53.29                                                                                                             | 1,390.61                                                                                                          | 6.06                                                                                                              | 61.36                                                                                                             | 1,504.43                                                                                                          | 6.04                                                                                                              |
| Uttarakhand                                                                                                       | 2.62                                                                                                              | 41.44                                                                                                             | 0.62                                                                                                              | 2.22                                                                                                              | 67.84                                                                                                             | 0.68                                                                                                              | 1.92                                                                                                              | 75.12                                                                                                             | 0.72                                                                                                              |
| West Bengal                                                                                                       | 41.33                                                                                                             | 704.16                                                                                                            | 5.49 148.53                                                                                                       | 40.60                                                                                                             | 642.44                                                                                                            | 5.63                                                                                                              | 51.28                                                                                                             | 707.81                                                                                                            | 2.30                                                                                                              |
| GRAND                                                                                                             | 580.55                                                                                                            | 21,869.33                                                                                                         |                                                                                                                   | 527.12                                                                                                            | 25,461.50                                                                                                         | 174.35                                                                                                            | 563.38                                                                                                            | 28,802.24                                                                                                         | 165.52                                                                                                            |

Annexure-II

| Progress of Crop Insurance Scheme in Hapur and Amroha District                                                  | Progress of Crop Insurance Scheme in Hapur and Amroha District                                                  | Progress of Crop Insurance Scheme in Hapur and Amroha District                                                  | Progress of Crop Insurance Scheme in Hapur and Amroha District                                                  |
|-----------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------|
| S. No.                                                                                                          | District                                                                                                        | No. of Farmer Applicants Insured                                                                                | No. of Beneficiaries who received claim                                                                         |
| Kharif 2016                                                                                                     | Kharif 2016                                                                                                     | Kharif 2016                                                                                                     | Kharif 2016                                                                                                     |
| 1                                                                                                               | Hapur                                                                                                           | 15315                                                                                                           | 4645                                                                                                            |
|                                                                                                                 | Amroha                                                                                                          | 38594                                                                                                           | 7226                                                                                                            |
| Rabi 2016-17                                                                                                    | Rabi 2016-17                                                                                                    | Rabi 2016-17                                                                                                    | Rabi 2016-17                                                                                                    |
| 2                                                                                                               | Hapur                                                                                                           | 6732                                                                                                            | 301                                                                                                             |
|                                                                                                                 | Amroha                                                                                                          | 14897                                                                                                           | 950                                                                                                             |
| Kharif 2017                                                                                                     | Kharif 2017                                                                                                     | Kharif 2017                                                                                                     | Kharif 2017                                                                                                     |
| 3                                                                                                               | Hapur                                                                                                           | 6526                                                                                                            | 362                                                                                                             |
|                                                                                                                 | Amroha                                                                                                          | 5326                                                                                                            | 1104                                                                                                            |
| Rabi 2017-18                                                                                                    | Rabi 2017-18                                                                                                    | Rabi 2017-18                                                                                                    | Rabi 2017-18                                                                                                    |
| 4                                                                                                               | Hapur                                                                                                           | 3670                                                                                                            | 360                                                                                                             |
|                                                                                                                 | Amroha                                                                                                          | 4808                                                                                                            | 0                                                                                                               |
| Kharif 2018*                                                                                                    | Kharif 2018*                                                                                                    | Kharif 2018*                                                                                                    | Kharif 2018*                                                                                                    |
| 5                                                                                                               | Hapur                                                                                                           | 3846                                                                                                            | 1837                                                                                                            |
|                                                                                                                 | Amroha                                                                                                          | 14305                                                                                                           | 706                                                                                                             |
| Rabi 2018-19**                                                                                                  | Rabi 2018-19**                                                                                                  | Rabi 2018-19**                                                                                                  | Rabi 2018-19**                                                                                                  |
| 6                                                                                                               | Hapur                                                                                                           | 3879                                                                                                            | 97                                                                                                              |
|                                                                                                                 | Amroha                                                                                                          | 6144                                                                                                            | 17                                                                                                              |
| * Kharif 2018 claims are not yet fully reported ** Rabi 2018-19 enrolment and claims statistics are provisional | * Kharif 2018 claims are not yet fully reported ** Rabi 2018-19 enrolment and claims statistics are provisional | * Kharif 2018 claims are not yet fully reported ** Rabi 2018-19 enrolment and claims statistics are provisional | * Kharif 2018 claims are not yet fully reported ** Rabi 2018-19 enrolment and claims statistics are provisional |

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