Lok Sabha Question No. 1682 (UNSTARRED), answered on 2018-07-27
Subject: Regional Rural Banks
Ministry: FINANCE
Asked by: KAMLA DEVI PATLE

## Government of India Ministry of Finance

## Department of Financial Services

## LOK SABHA UNSTARRED QUESTION NO. †1682

To be answered on the July 27, 2018/Shravana 05, 1940 (SAKA)

## Regional Rural Banks

†1682: SHRIMATI KAMLA DEVI PAATLE:

Will the Minister of FINANCE be pleased to state:

- (a)  the  total  number  of  Regional  Rural  Banks  (RRBs)  functioning  in  the  country State/UT-wise including Chhattisgarh;
- (b)  whether the Government has reviewed the functioning of RRBs, if so, the details thereof;
- (c)   whether there is any improvement in providing loans to villagers by the RRB, in the recent past;
- (d)  if so, the details thereof; and
- (e)  the steps taken by the Government to open more branches of RRBs in the rural areas and to strengthen them?

## Answer

## Minister of State in the Ministry of Finance (SHIV PRATAP SHUKLA)

- (a)    There  are  56  Regional  Rural  Banks  (RRBs)  in  India.    The  details  of  RRBs, State/UT-wise is given in the Annexure .
- (b)  The functioning of RRBs is reviewed on annual basis.  An Annual Consolidated Review of RRBs is also tabled in both Houses of Parliament.  The National Bank for Agriculture  and  Rural  Development  (NABARD)  also  reviews  the  performance  of RRBs on half yearly basis.
- (c) & (d)  The loans outstanding by RRBs during last 3 years is furnished below:-

(Amount in Rs. crore)

| Year    | Loan o/s   |
|---------|------------|
| 2015-16 | 2,06,538   |
| 2016-17 | 2,26,175   |
| 2017-18 | 2,52,669   |

Source: NABARD

- (e)  It is the policy of Government to step up opening of branches in unbanked rural centres in order to meet the objective of increasing banking penetration and financial inclusion rapidly.  As per RBI circular dated 1 st  July, 2015, RRBs have been advised to open more brick and mortar branches in unbanked rural areas besides the use of Business Correspondents(BCs).

In  order  to  strengthen  the  RRBs,  the  Government  has  provided  recapitalization support  to  those  RRBs,  which  are  unable  to  meet  the  regulatory  requirement  of Capital to Risk Weighted Assets Ratio (CRAR) of 9%.

\_\_\_\_\_\_\_\_

Annexure State/UT-wise List of Regional Rural Banks(RRBs)

| Sr.No.   | State                  | Name of Regional Rural Bank                           |
|----------|------------------------|-------------------------------------------------------|
| 1        | Andhra Pradesh         | Andhra Pragathi Grameena Bank                         |
| 2        | Andhra Pradesh         | Chaitanya Godavari Grameena Bank                      |
| 3        | Andhra Pradesh         | Saptagiri Grameena Bank                               |
| 4        | Arunachal Pradesh      | Arunachal Pradesh Rural Bank                          |
| 5        | Assam                  | Assam Gramin Vikash Bank                              |
| 6        | Assam                  | Langpi Dehangi Rural Bank                             |
| 7        | Bihar                  | Bihar Gramin Bank                                     |
| 8        | Bihar                  | Madhya Bihar Gramin Bank                              |
| 9        | Bihar                  | Uttar Bihar Gramin Bank                               |
| 10       | Chhattisgarh           | Chhattisgarh Rajya Gramin Bank                        |
| 11       | Gujarat                | Baroda Gujarat Gramin Bank                            |
| 12       | Gujarat                | Dena Gujarat Gramin Bank                              |
| 13       | Gujarat                | Saurashtra Gramin Bank                                |
| 14       | Haryana                | Sarva Haryana Gramin Bank                             |
| 15       | Himachal Pradesh       | Himachal Pradesh Gramin Bank                          |
| 16       | Jammu & Kashmir        | Ellaquai Dehati Bank                                  |
| 17       | Jammu & Kashmir        | J&K Grameen Bank                                      |
| 18       | Jharkhand              | Jharkhand Gramin Bank                                 |
| 19       | Jharkhand              | Vananchal Gramin Bank                                 |
| 20       | Karnataka              | Karnataka Vikas Grameena Bank                         |
| 21       | Karnataka              | Kaveri Grameena Bank                                  |
| 22       | Karnataka              | Pragathi Krishna Gramin Bank                          |
| 23       | Kerala Madhya          | Kerala Gramin Bank Central Madhya Pradesh Gramin Bank |
| 24 25    | Pradesh Madhya Pradesh | Madhyanchal Gramin Bank                               |
| 26       | Madhya Pradesh         | Narmada Jhabua Gramin Bank                            |
| 27       | Maharashtra            | Maharashtra Gramin Bank                               |
| 28       | Maharashtra            | Vidharbha Konkan Gramin Bank                          |
| 29       | Manipur                | Manipur Rural Bank                                    |
| 30       | Meghalaya              | Meghalaya Rural Bank                                  |
| 31       | Mizoram                | Mizoram Rural Bank                                    |
| 32       | Nagaland               | Nagaland Rural Bank                                   |
| 33       | Odisha                 | Odisha Gramya Bank                                    |
| 34       | Odisha                 | Utkal Grameen Bank                                    |
| 35       | Puducherry             | Puduvai Bharthiar Grama Bank                          |
| 36       | Punjab                 | Malwa Gramin Bank                                     |
| 37       | Punjab                 | Punjab Gramin Bank                                    |
| 38       | Punjab                 | Sutlej Gramin Bank                                    |
| 39       | Rajasthan              | Baroda Rajasthan Kshetriya Gramin Bank                |
| 40       | Rajasthan              | Rajasthan Marudhara Gramin Bank                       |
| 41       | Tamil Nadu             | Pallavan Grama Bank                                   |
| 42       | Tamil Nadu             | Pandyan Grama Bank                                    |
| 43       | Telangana              | Andhra Pradesh Grameena Vikas Bank                    |
| 44       | Telangana              | Telangana Grameena Bank                               |
| 45       | Tripura                | Tripura Gramin Bank                                   |
| 46       | Uttar Pradesh          | Allahabad UP Gramin Bank                              |
| 47       | Uttar Pradesh          | Baroda UP Gramin Bank                                 |
| 48       | Uttar Pradesh          | Gramin Bank of Aryavart                               |
| 49       | Uttar Pradesh          | Kashi Gomti Samyut Gramin Bank                        |
| 50       | Uttar Pradesh          | Prathama Bank                                         |
| 51       | Uttar Pradesh          | Purvanchal Bank                                       |
| 52       | Uttar Pradesh          | Sarva UP Gramin Bank                                  |
| 53       | Uttarakhand            | Uttarakhand Gramin Bank                               |
| 54       | West Bengal            | Bangiya Gramin Vikash Bank                            |
| 55       | West Bengal            | Paschim Banga Gramin Bank                             |
| 56       | West Bengal            | Uttar Banga Kshetriya Gramin Bank                     |