Lok Sabha Question No. 148 (UNSTARRED), answered on 2020-09-14
Subject: NPAs of PSBs
Ministry: FINANCE
Asked by: Dean Kuriakose

## GOVERNMENT OF INDIA MINISTRY OF FINANCE

## LOK SABHA UNSTARRED QUESTION NO-148

ANSWERED ON-14.09.2020

## NPAs of PSBs

148. ADV. DEAN KURIAKOSE:

Will the Minister of FINANCE be pleased to state:

- (a) whether the Government has any data On the Non-Performing Assets (NPA) of Public Sector Banks (PSBs) in the Country;
- the category-wise share of NPA from loans granted to Agriculture, Business, Education; Personal, Home loan etc;;
- if so, the Bank-wise details including amount involved;
- (d) whether the Government has any data of businessmen including those who migrated to other countries after obtaining loans fraudulently; and
- (e) if the number of such cases reported in the country the last five during years? SO,

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE

(SHRI ANURAG SINGH THAKUR)

(a) to (c): As per data   reported by RBI for domestic operations, data on bank-wise  and category-wise NPAs of PSBs   from loans   granted to 'Agriculture and Allied Activities' , Retail Loans \_ Education   Loans Retail  Loans \_ Loans' and other categories; as on 31.3.2020, are at Annex:   RBI has that data on Business and Personal loan' categories are not collected and maintained by it: Housing apprised cases registered by CBI related to financial irregularities with banks fled the country 1.1.2015 to 31.12.2019. Action is taken a8 per law in all such cases: Further; Enforcement Directorate has that under the Prevention of Laundering 2002 application for Red Corner Notices were filed 20 persons, extradition requests were sent in respect of 14 persons to various countries, and applications under Fugitive Economic Offenders 2018 were filed 11 persons: during apprised Money Act, against Act, against

Besides aforementioned actions by law enforcement agencies a number of policy measures have been taken for deterring, preventing and effective action businesspersons fraudulently  obtaining loans and include the enactment of the Fugitive Economic Offenders 2018, which provides for attachment of property of a fugitive economic offender; confiscation of his property, and disentitling him from defending has advised PSBs to obtain a certified copy of the passport of the promoters/ directors and other authorised signatories of companies availing of loan facilities of more than Rs. 50 crore. Heads of PSBs have been  empowered to issue requests for issue of Look-Out Circulars: against taking fleeing Act,

## Lok Sabha unstarred question no. 148 for 14.9.2020, regarding (NPAs of PSBs" Category-wise details of gross NPAs of Public Sector Banks, as on 31.3.2020

Amounts in crore Rs:

| Bank                      | Agriculture and Allied Activities   | Industry   | Retail Loans Education Loans   | Retail Loans Housing Loans   | Other Categories Loans   |
|---------------------------|-------------------------------------|------------|--------------------------------|------------------------------|--------------------------|
| Allahabad Bank            | 8,196                               | 14,801     | 321                            | 731                          | 3,798                    |
| Andhra Bank               | 1,879                               | 21,779     | 63                             | 1,249                        | 3,739                    |
| Bank of Baroda            | 7,602                               | 29,869     | 145                            | 1,513                        | 21,315                   |
| Bank of India             | 9,044                               | 24,013     | 349                            | 869                          | 17,263                   |
| Bank of Maharashtra       | 3,726                               | 3,794      | 74                             | 585                          | 3,973                    |
| Canara Bank               | 6,002                               | 14,329     |                                | 497                          | 11,894                   |
| Central Bank of India     | 5,054                               | 18,601     | 560                            | 1,102                        |                          |
| Corporation Bank          | 3,173                               | 10,052     | 89                             | 705                          | 5,380                    |
| Indian Bank               | 1,084                               | 10,224     | 569                            | 333                          | 1,354                    |
| Indian Overseas Bank      | 2,462                               | 12,338     | 419                            | 195                          | 3,270                    |
| Oriental Bank of Commerce | 2,804                               | 12,608     | 65                             | 325                          | 5,949                    |
| Punjab and Sind Bank      | 994                                 | 3,245      | 18                             | 355                          | 4,263                    |
| Punjab National Bank      | 13,464                              | 36,798     | 767                            | 1,795                        | 18,977                   |
| Syndicate Bank            | 3,961                               | 7,811      | 254                            | 509                          | 9,056                    |
| State Bank of India       | 32,543                              | 74,922     | 1,329                          | 3,934                        | 34,713                   |
| UCO Bank                  | 4,385                               | 7,545      | 73                             | 1,121                        | 5,152                    |
| Union Bank of India       | 4,781                               | 25,289     | 252                            | 916                          | 15,626                   |
| United Bank of India      | 174                                 | 5,125      | 44                             | 311                          | 4,281                    |

Source: RBI