Lok Sabha Question No. 866 (UNSTARRED), answered on 2020-09-17
Subject: Disbursement of Loans to MSMEs
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Vinod Kumar Sonkar, Sukanta Majumdar, Jayanta Kumar Roy, Sangeeta Kumari Singh Deo, Bhola Singh, Raja Amareshwara Naik

## GOVERNMENT OF INDIA

## MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 866

TO BE ANSWERED ON: 17.09.2020

## DISBURSEMENT OF LOANS TO MSMEs

## 866.     SHRI VINOD KUMAR SONKAR:

DR. SUKANTA MAJUMDAR:

DR. JAYANTA KUMAR ROY:

SHRIMATI SANGEETA KUMARI SINGH DEO:

SHRI BHOLA SINGH:

SHRI RAJA AMARESHWARA NAIK:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether loans of about Rs. 1,20,000 crore have been disbursed to MSMEs out of                          Rs.  3  lakh  crore  announced  in  the  relief  package  and  if  so,  the  details thereof;
- (b) whether the Ministry proposes to create Land Bank and Social Micro finance Institution for Entrepreneurs and persons who want to run small shops and businesses and if so, the details thereof;
- (c) whether the Ministry proposes to set up 15 new Technology Centres (TCs) and upgrade 18 existing TCs to create skilled manforces and if so, the details thereof;
- (d) the number of MSMEs provided loan under the Aatma Nirbhar Bharat Abhiyan especially in 115 aspirational districts; and
- (e) the other steps being taken by the Government in this regard?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI NITIN GADKARI)

- (a): The Emergency Credit Line Guarantee Scheme (ECLGS) is being implemented through  the  National  Credit  Guarantee  Trustee  Company  Ltd.  (NCGTC)  which  is under the administrative control of Department of Financial Services (DFS), Ministry of Finance. DFS has reported that as on 09.09.2020, an amount of Rs. 163,103 crore has been sanctioned to 42,01,060  borrowers and an amount of   Rs. 117,885 crore has been disbursed to  25,01,216 borrowers under the scheme.
- (b): No Proposal for creation of Land Bank and Social Micro finance Institution for Entrepreneurs is being considered in this Ministry.
- (c): Yes, Sir. The  Programme was approved by the Government at a cost  of Rs. 2200  Crore  with  World  Bank  assistance  to  set  up  15  new  technology  centres  and upgradation of the existing Technology Centers.

(d): The  Emergency  Credit  Line  Guarantee  Scheme  (ECLGS)  was  announced under  the  Aatma  Nirbhar  Bharat  package.  The  details  of  disbursement  are  given  in response  to  part  (a)  above.  The  administrative  Ministry  of    ECLGS  -  Ministry  of Finance, Department of Financial Services (DFS) has intimated that district -wise data in respect of ECLGS in not maintained.

(e): Post  Covid-19,  Government  has  taken  a  number  of  initiatives  under  Aatma Nirbhar  Bharat  Package  to  support  the  MSME  Sector  in  the  country.  Some  of  the prominent initiatives are  (i) Rs.20,000 crore Subordinate Debt for MSMEs; (ii) Rs.3 lakh  crore  Collateral  free  Automatic  Loans  for  business,  including  MSMEs;  (iii) Rs.50,000  crore  equity  infusion  through  MSME  Fund  of  Funds;  (iv)  New  revised criteria  for  classification  of  MSMEs;  (v)  New  Registration  of  MSMEs  through 'Udyam  Registration'  for  Ease  of  Doing  Business;  (vi)    No  global  tenders  for procurement  up  to  Rs.200  crores;  (vii)  Scheme  for  easy  access  to  credit  for  street vendors.

******