Lok Sabha Question No. 1444 (UNSTARRED), answered on 2019-02-12
Subject: Shortage of Houses
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: DEVAJIBHAI GOVINDBHAI FATEPARA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## GOVERNMENT OF INDIA LOK  SABHA

UNSTARRED QUESTION NO. 1444

TO BE ANSWERED ON FEBRUARY 12, 2019

## SHORTAGE OF HOUSES

No. 1444.

SHRI DEVAJIBHAI G. FATEPARA:

Will  the  Minister  of  HOUSING  AND  URBAN  AFFAIRS  be  pleased  to state:

- (a) whether the Government has undertaken any study to find out the shortage of housing especially for lower  and  medium  income categories  keeping  in  view  the  present  demand  and  availability  of houses in the country;
- (b) if so, the details thereof, State/ UT-wise;
- (c) whether the Government has formulated any plan in this regard;
- and
- (d) if so, the details thereof?

## ANSWER

THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING AND URBAN AFFAIRS

(SHRI HARDEEP SINGH PURI)

- (a) & (b):  'Land'  and  'colonization'  being  State  subjects, the  primary responsibility  of  undertaking  surveys  and  assessments  about  the need  for  urban  dwellings  for  different  segments  of  the  society  lies with  the  State  Governments.  However,  this  Ministry  constituted  a Technical Group (TG-12) on estimation of urban housing shortage of the country for the 12th Five Year Plan (2012-17). As per the report of this Committee, urban housing shortage of 7.41 million (39.44%) is in Lower Income Group (LIG) and 0.82 million (4.48%) is in the Middle Income Group (MIG) and above category. The State/UT-wise details are provided in Annexure-1.

(c) : Under Credit Linked Subsidy Scheme (CLSS) of Pradhan Mantri Awas Yojana (PMAY(U)),interest subsidy is provided on housing loan availed  by  LIG  and  MIG  households  in  addition  to  Economically Weaker Section (EWS) households from Primary Lending Institutions (PLIs) - Banks, Housing Finance Companies (HFCs) etc.  Households under  LIG  (Annual  income  between  Rs.  3  lakh  to  Rs.  6  lakh)    and under MIG (Annual income between Rs. 6 lakh to Rs. 18 lakh) and not owning a pucca house are eligible under  this  Scheme.   An  interest subsidy of 6.5%, 4% and 3% on housing loan upto Rs. 6 lakh, Rs. 9 lakh  and  Rs.  12  lakh  are  available  for  the  eligible  beneficiaries belonging to Low Income Group (LIG), Middle Income Group-I(MIG-I) and Middle Income Group-II(MIG-II) categories respectively.

(d) :  As  on  04.02.2019, a total of 1,69,927 beneficiaries under LIG and  1,10,158  beneficiaries  under  MIG  have  received  total  interest subsidy of Rs 3899.35 crore and Rs. 2,322.99 crore respectively.

******

Annexure -1 The housing shortage estimated by Technical Group (TG-12) on estimation of Urban Housing shortage at the beginning of the 12 th Plan period (i.e. as on 2012) among the States/UTs is as follows:

| State/UTs            |   Housing Shortage (in million) |
|----------------------|---------------------------------|
| Andhra Pradesh       |                            1.27 |
| Arunachal Pradesh    |                            0.03 |
| Assam                |                            0.28 |
| Bihar                |                            1.19 |
| Chhattisgarh         |                            0.35 |
| Goa                  |                            0.06 |
| Gujarat              |                            0.99 |
| Haryana              |                            0.42 |
| Himachal Pradesh     |                            0.04 |
| Jammu & Kashmir      |                            0.13 |
| Jharkhand            |                            0.63 |
| Karnataka            |                            1.02 |
| Kerala               |                            0.54 |
| Madhya Pradesh       |                            1.1  |
| Maharashtra          |                            1.94 |
| Manipur              |                            0.08 |
| Meghalaya            |                            0.03 |
| Mizoram              |                            0.02 |
| Nagaland             |                            0.21 |
| Odissa               |                            0.41 |
| Punjab               |                            0.39 |
| Rajasthan            |                            1.15 |
| Sikkim               |                            0.01 |
| Tamil Nadu           |                            1.25 |
| Tripura              |                            0.03 |
| Uttrakhand           |                            0.16 |
| Uttar Pradesh        |                            3.07 |
| West Bengal          |                            1.33 |
| A & N Islands        |                            0    |
| Chandigarh           |                            0.02 |
| Dadra & Nagar Haveli |                            0.05 |
| Daman & Diu          |                            0.01 |
| Delhi                |                            0.49 |
| Lakshadweep          |                            0.01 |
| Puducherry           |                            0.07 |
| All India            |                           18.78 |

Source: Report of the Technical Group (TG-12) on Urban Housing Shortage (2012-17)

Note:Andhra Pradesh Means the erstwhile State of Andhra Pradesh i.e the area now comprising the present States of Andhra Pradesh and Telangana