Lok Sabha Question No. 3282 (UNSTARRED), answered on 2021-03-16
Subject: Development in Rural Areas of Maharashtra
Ministry: RURAL DEVELOPMENT
Asked by: Kapil Moreshwar Patil

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK  SABHA

## UNSTARRED QUESTION NO. 3282 ANSWERED ON 16.03.2021

## DEVELOPMENT IN RURAL AREAS OF MAHARASHTRA

## 3282.   SHRI KAPIL MORESHWAR PATIL:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the details of the steps taken for development of people living in the rural areas of Maharashtra; and
- (b) the steps taken towards building Aatmanirbhar Bharat with the help of small scale industries, particularly in Maharashtra?

## ANSWER

## MINISTER OF RURAL DEVELOPMENT (SHRI NARENDRA SINGH TOMAR)

(a) & (b): The Ministry of Rural Development is implementing a number of schemes/programmes for  development  of  life  of  the  people  living  in  rural  areas  including  the  State  of  Maharashtra through employment  generation, strengthening of livelihood opportunities, promoting  selfemployment,  skilling  of  rural  youths,  provision  of  social  assistance  and  other  basic  amenities towards building Atmanirbhar Bharat. The details of the schemes/programmes implemented by the Ministry of Rural Development in this regard are given below:-

## (i) Mahatma Gandhi National Rural Employment Guarantee Scheme (Mahatma Gandhi NREGS):

Mahatma Gandhi NREGS is a demand driven wage employment programme, which provide for the enhancement of livelihood security of the households in rural areas of the country (including Maharashtra)  by  providing  at  least  one  hundred  days  of  guaranteed  wage  employment  in  every financial  year  to  every  household  whose  adult  members  volunteer  to  do  unskilled  manual work. Mahatma Gandhi NREGS is implemented with the objectives of meeting basic needs and developing rural infrastructure for improving living conditions of rural masses so that migration of people from rural areas could be reduced.

During  current  financial year 2020-21,  as  on  11.03.2021,  the  Ministry  has released Rs.1493.33 crore to State of Maharashtra for implementation of Scheme and more than 5.99 crore person-days have been generated in State of Maharashtra under the Scheme.

(ii) Deendayal Antyodaya Yojana -National Rural Livelihoods Mission (DAYNRLM): The Yojana is implemented to tackle the problem of unemployment, especially among women, in a mission mode with the objective of organizing the rural poor women into Self Help Groups (SHGs), and continuously nurturing and supporting them to take economic activities till they attain appreciable increase in income over a period of time to improve their quality of life and come out of abject poverty. Besides, Start-up Village Entrepreneurship Programme (SVEP), the sub-scheme under DAY-NRLM, has the objective of helping Self Help Group (SHG) and their family  members  to  set-up  small  enterprises  in  the  non-farm  sector. The  block  is  the  unit  of implementation  of  SVEP. The  objective  of  the  scheme  is  to  help  the  rural  poor  to  set-up enterprises at the   village level in non-agricultural sectors. Besides providing start-up capital, a cadre of Community Resource Persons-Enterprise Promotion (CRP-EP) is set up to provide business  support  services  to  enterprises.  SHG  members  are  supported  under  the  project. SVEP does not have a state wise allocation of funds. Supplementary AAPs are submitted by States/UTs. Once approved, funds are released in three installments of 25%, 50% and 25% respectively for implementation.

SVEP  has  been  proposed  to  be  implemented  in  8  blocks  of  Maharashtra  viz.  Barshi,  Mohol, Kalamb,  Kelapur,  Palghar,  Shahpur,  Bhokhardan  and  Jalna  ans  as  on  January,  2021,  4506 enterprises have been formed under SVEP in two blocks of Barsi and Mohoi.

## (iii)   Deen Dayal Upadhyaya Grameen KaushalyaYojana (DDU-GKY) and Rural Self Employment and Training Institutes (RSETIs ):

Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) is the placement linked skill  development  programme  for  rural  poor  youth  under  NRLM  being  in  operation  since September,  2014 . Skill  development  through  Rural  Self  Employment  and  Training  Institutes (RSETIs) is  also  being  undertaken  to  enable  a  trainee  to  take  bank  credit  and  start  his/her  own Micro-enterprise.  Some  of  such  trainees  may  also  seek  regular  salaried  jobs.  Both  the  above mentioned schemes are aimed at increasing employability of rural poor youth either for wage or self employment leading to economic and social development of youth of rural area of the country by removing the hurdles of the rural livelihooods and by strengthening rural economy and rural income and thus contributing/serving towards Atmanirbhar Bharat. Both DDU-GKY and RSETI schemes are implemented in the State of Maharashtra.

In the State of Maharashtra, under DDU-GKY, 12,490 persons have been trained and 12,756 persons  have  been  placed  in  the  Financial  Year  2019-20.    In  the  Financial  Year  2020-21  (as  on 31.01.2021), 1876 persons have been placed. Similarly, in the State of Maharashtra, under RSETI, 31,521 persons have been trained and 20,982 persons have been settled in the Financial Year 201920.  In the Financial Year 2020-21 (as on 31.01.2021), 10,862 persons have been trained and 6,811 persons have been settled.

(iv) Pradhan  Mantri  Awaas  Yojana-Gramin  (PMAY-G): The  erstwhile  scheme  of  Rural housing is restructured into Pradhan Mantri Awaas Yojana-Gramin w.e.f 01 st April, 2016. PMAY-G aims to provide a pucca house with basic amenities to all houseless households and households living in  kutcha  and  dilapidated  house  by  2022.  To  achieve  the  objective  of  'Housing  for  All'the  target number of houses to be constructed by the year 2021-22, is 2.95 Crore.

The State of Maharashtra has been allocated a target of 12,09,398 houses till date and out of these, 5,69,860  houses have been completed as on 12 th March, 2021.

## (v) Pradhan Mantri Gram Sadak Yojana (PMGSY):

Pradhan Mantri Gram Sadak Yojana (PMGSY) is a onetime special intervention to provide road connectivity, by way of single all weather road to the eligible unconnected habitations in the core  network  with  a  population  size  of  500+  in  plain  areas  and  250+  in  Special  Category  States, Deserts, Tribal and Backward Districts (as per Census, 2001).

The  Government  of  Maharashtra  has  been  sanctioned  28,021.395  km  under  various interventions/verticals of PMGSY for construction and up-gradation of all weather roads in the rural areas.  The State has completed 26,514.016 km road length as on 11.03.2021.

## (vi) Shyama Prasad Mukherjee Rurban Mission (SPMRM):

Shyama  Prasad  Mukherji  Rurban  Mission  (SPMRM)  is  one  of  the  rural  development schemes being implemented in the State of Maharashtra. SPMRM is a program focused on integrated development of Rural clusters by stimulating local economic development, enhancing basic services, and creating well planned Rurban clusters.

There are 20 Rurban clusters allocated to the State of Maharashtra. Integrated Cluster Action Plans (ICAPs), which are the broad contours of investment for each cluster, have been approved for all 20 clusters. Detailed Project Reports have been approved for 19 clusters.

Rurban  cluster  development  focuses  on  integrated  development  of  a  cluster  of  villages. Strengthening  local  economic  activities  is  one  of  the  key  priorities  under  cluster  development  to make  self-sustainable  rural  clusters.  This  is  achieved  by  identifying  particular  economic  growth points and through investment in skill development  training linked to economic  activities, employment  generation  &  SHG  promotion,  agricultural  services  and  processing,  tourism  and bringing interventions to support local artisans and micro enterprises. In addition, these clusters are provided  with  need  based  urban-like  basic  infrastructure  including  inter-village  road  connectivity, solid  and  liquid  waste  management,  piped  water  supply,  village  street  with  drains,  street  lights, digital and social infrastructure amenities. These steps help in building Aatma Nirbhar Bharat.

(vii) Saansad  Adarsh  Gram  Yojana  (SAGY): Saansad  Adarsh  Gram  Yojana  (SAGY)  was launched on 11 October 2014 Under the SAGY framework, the development of Gram Panchayats is envisaged through effective convergence and implementation of existing development Schemes of Government  under  the  administrative  control  of  respective  Ministries  without  allocation  of  any additional fund.

Apart  from  the  schemes/programmes  of  the  Ministry  of  Rural  Development,  the  initiatives taken by other Ministries/Departments are as under:

(i) Department  of  Financial  Services  has  informed  that  as  part  of  the  Aatmanirbhar  Bharat Abhiyaan,  Emergency  Credit  Line  Guarantee  Scheme  (ECLGS)  was  introduced  as  an  emergency measure to  combat  the  unprecedented  crisis  caused  in  the  wake  of  Covid-19  pandemic.  Under  the scheme, collateral free credit from Scheduled Commercial Banks, Financial Institutions, Non-Banking Financial  Companies  is  provided  to  eligible  Micro,  Small  &  Medium  Enterprise  (MSME)  units, business enterprises and individual loans for business purposes to the extent of 20% of their entire outstanding credit upto Rs 50 crore as on 29.02.2020, subject to the account being less than or equal to 60  days  past  due  as  on  29.2.2020.  This  additional  credit  is  fully  covered  by  a  credit  guarantee provided  by  the  Government  through  National  Credit  Guarantee  Trustee  Company  Ltd.  (NCGTC). The  loans  provided  under  ECLGS  have  a  12-month  moratorium  on  repayment  of  principal.  The Scheme  has  been  extended  through  ECLGS  2.0  for  the  26  sectors  identified  by  the  Kamath Committee and the health care sector. The entities with outstanding credit above Rs. 50 crore and not exceeding Rs. 500 crore as on 29.2.2020 were made eligible under ECLGS 2.0 subject to the account being less than or equal to 30 days past due as on 29.2.2020. The scheme is valid till 31.3.2021 or till guarantees for an amount of Rs 3,00,000 crore is sanctioned, whichever is earlier. As informed by National Credit Guarantee Trustee Company Limited (NCGTC), as on 28.2.2021, at all India level, cumulative sanction of loans stood at Rs. 2.46 lakh crore against which guarantees for a total amount of Rs. 2.14 lakh crore to more than 92.27 lakh borrowers have been issued under ECLGS. About 87 lakh  MSME units  have  availed  guarantees  which  constitute  95%  in  term  of  number  of  guarantees issued.

In Maharashtra, guarantees for a total amount of Rs 32,929.53 crore have been issued under the Scheme to 8.02 lakh eligible borrowers.

(ii) Department  of  Agriculture,  Cooperation  and  Farmers  Welfare  has  informed  that  the  Soil Health Card  Scheme has been introduced in 2014-15 to assist State Governments to issue soil health cards to all farmers in the country which provides information to farmers on nutrient status of their soil along with recommendation on appropriate dosage of nutrients to be applied for improving soil health and its fertility.  During 2019-20, a pilot project 'Development of Model Villages' was taken up where soil samples collection was done at individual farm holding instead of sample collection at grids.

In Maharashtra, 12977203 and 13098115  Soil Health Cards were issued during the Cycle-I of 2015-17  and    Cycle-II  of  2017-19  respectively.    Under  Model  Village  Programme,  201837  Soil Health Cards have been issued in Maharashtra in 2019-20.

(iii) Department of Fisheries is implementing a flagship scheme namely, 'Pradhan Mantri Matsya Sampada  Yojana  (PMMSY)  with  highest  ever  planned    investment  of  Rs.20050  crore  in  fisheries sector  for  a  period  of  five  years  with  effect  of  Financial  Year  2020-21  in  all  States/UTs  including Maharashtra.  The PMMSY has been approved as a part of Atmanirbhar Bharat Package.

Under PMMSY, Department of Fisheries has approved the fisheries development proposal of Government of Maharashtra at a total cost of Rs.153.19 crore with central share of Rs.50.64 crore during the financial year 2020-21.

(iv) Ministry of Micro, Small and Medium Enterprises (MSME) is implementing a major creditlinked subsidy programme through Prime Minister's Employment Generation Programme (PMEGP) through  Banks  since  2008-09  with  Khadi  and  Village  Industries  Commission  (KVIC)  as  nodal agency at the national level for generating employment in the Country including in the rural areas of Maharashtra by setting up of micro-enterprises in the non-farm sector. Under PMEGP, general category beneficiaries can avail of margin money subsidy of 25% of the project cost in rural areas and 15% in urban areas.  For beneficiaries belonging to special categories such as scheduled castes, scheduled  tribes,  OBCs,  minorities,  women,  ex-servicemen,  physically  handicapped,  beneficiaries belonging to North Eastern Region, hill and border areas, etc.,  the margin money subsidy is 35% in rural areas and 25% in urban area. The maximum cost of project is Rs.25 lakh in the manufacturing sector  and  Rs.10  lakh  in  the  service  sector.  Since  2018-19,  the  financial  assistance  scheme  for expansion/ upgrading of the existing PMEGP/ Rural Employment Generation Programme ( REGP )/ Micro Units Development and Refinance Agency Ltd.(MUDRA) units (for manufacturing units upto 1.00 Cr. and for service/ trading unit upto Rs.25.00 Lakhs with subsidy of 15% for non North Easter Region (NER) and 20% for NER and hilly state) has also been introduced.

Details  regarding  number  of  units  assisted,  margin  money  disbursed  and  employment generated under PMEGP during the last three years and current year in Maharashtra including rural areas is as under:

| Year                 |   No. of projects (Units) |   Margin Money (Rs. in crore) |   Employment (Nos) |
|----------------------|---------------------------|-------------------------------|--------------------|
| 2017-18              |                      3329 |                         87.5  |              26632 |
| 2018-19              |                      5642 |                        152.72 |              45136 |
| 2019-20              |                      4406 |                        112.19 |              36248 |
| 2020-21 (28.02.2021) |                      1961 |                         56.05 |              15688 |

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