Lok Sabha Question No. 1064 (UNSTARRED), answered on 2018-07-24
Subject: Review of PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: JYOTIRADITYA MADHAVRAO SCINDIA, GAURAV GOGOI

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.1064

TO BE ANSWERED ON THE 24 TH  JULY, 2018

## REVIEW OF PMFBY

1064.    SHRI JYOTIRADITYA M. SCINDIA: SHRI GAURAV GOGOI:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether  the  Government  has  recently  ordered  a  review  of  the  Pradhan  Mantri  Fasal Bima Yojana (PMFBY);
- (b) if so, the details thereof;
- (c) whether several State Governments have decided not to opt for the PMFBY;
- (d) if so, the reasons therefor; and
- (e) the benefits accrued to the farmers from the implementation of the scheme?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी (SHRI  PARSHOTTAM  RUPALA)

- (a) & (b): Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  was  introduced  from  Kharif  2016 season  in  the  country.  Gathering  from  the  scheme  implementation  experience  review  of  the scheme is an ongoing process and is done in consultation with all the Stakeholders.
- (c)  &  (d):        The  scheme  is  optional  for  the  States/  Union  Territories  (UTs)  and  so  far,  the scheme has been opted for implementation by 27 States/UTs. in one or more season(s) since inception in April, 2016 on the basis of their perception of risk to crops in their States.
- (e): The scheme provides  comprehensive risk coverage from pre-sowing to post harvest losses due to non-preventable natural risks and since sum insured has been equated with Scale of  Finance, the farmers are provided with maximum risk coverage and at a minimum uniform fixed premium rate payable by them i.e. maximum 2% for Kharif crops, 1.5% for Rabi Crop and 5% for annual commercial/horticultural crops, with balance of actuarial/bidded premium to be shared by the Central and State Government on 50 : 50 basis.  Moreover, under the scheme since unit area of insurance  has been lowered to village/village panchayat level for assessment of losses of major crops and to individual farm level for assessment of losses due to localised calamities   of  hailstorm, landslide and  inundation and post-harvest losses, the assessment of Contd..2/-

losses  is  more  realistic.   The  seasonality  discipline  has  been  made  more  stringent  thereby facilitating  more  prompt  settlement  of  claims.     Further  with  the  setting  up  of  National  Crop Insurance  Portal  for  scheme  administration  not  only  can  the  farmer  also  enroll  under  the scheme directly but will be able to track the entire process of his claim settlement.

During  Kharif  2016  and  Rabi  2016-17  claims  amounting  to  Rs.  10505.27  crore  and Rs.5991.74 crore have been estimated respectively, out of which claims of Rs. 10283.91 crore and Rs. 5052.84 crore have already been paid for these seasons.   During Kharif 2017, out of total estimated claims of  Rs. 15895.85 crore,  claims of Rs. 9628.61 crore have already been paid to the farmers.

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