Lok Sabha Question No. 4158 (UNSTARRED), answered on 2021-03-22
Subject: Credit to NBFCs
Ministry: FINANCE
Asked by: Rita Bahuguna Joshi

## GOVERNMENT OF INDIA MINISTRY OF FINANCE

ANSWERED ON- 22/03/2021

## LOK SABHA UNSTARRED QUESTION NO-4158

## CREDIT TO NBFCs

## 4158. SHRIMATI RITA BAHUGUNA JOSHI

Will the Minister of FINANCE be pleased to state:-

- (a) whether there is any ctiteria on the basis of which banks provide credits to NonBanking Financial Companies (NBFCs);
- () if the details thereof; and SO,
- the details of the amount of credits/loans   given to NBFCs   by all   scheduled commercial banks between 2014 to 2019, bank-wise?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE

## (SHRI ANURAG SINGH THAKUR)

- () and (): The Reserve Bank of India (RBl) has informed that banks formulate policy with the approval of theit Boards of Directors within the prudential guidelines and exposute norms prescribed by RBI to extend various kinds of credit facilities to NBFCs, subject to conditions laid out in RBIs Master Circulat on Bank Finance to NBFCs, dated 1.7.2015. RBI has further apprised that as per the said Citculat; RBI places restrictions on banks on of certain activities undertaken by NBFCs, granting of loans to NBFCs, providing of loans the security of shares o debentures, execution of guarantees that ditectly indirectly  enable placement of deposits  with NBFCs, and investing in secutities or instruments issued by NBFCs: loan Master financing" bridge against or

(c): RBI has informed that the details regarding the amount of credits or loans given to NBFCs by scheduled commercial banks (SCBs) between 2014 to 2019 are not maintained by it As per RBI the bank-wise details of the loan outstanding (fund based) of NBFCs given by scheduled commercial banks, as at 31.3.2015 and as at 31.3.2019 is at Annex. RBI has further informed that data to 31.3.2015 is not maintained with it data, prior

## Lok Sabha unstarred question no. 4158, regarding Credit to NBFCs

## Details of loan outstanding (fund based) of NBFCs given by Scheduled Commercial Banks

Amounts in crore Rs.

| Bank                                            | 31.3.2015   | 31.3.2019   |
|-------------------------------------------------|-------------|-------------|
| Abu Dhabi Commercial Bank PJSC                  | 164         | 373         |
| American Express Banking Cotporation            |             | 2           |
| AU Small Finance Bank Limited                   |             | 2,713       |
| Australia and New Zealand Limited Banking Group | 161         | 170         |
| Axis Bank Limited                               | 3,922       | 15,458      |
| Bandhan Bank Limited                            |             | 2,034       |
| Bank of America, National Association           | 235         | 3,096       |
| Bank of Bahrain and Kuwait B.S.C.               |             | 190         |
| Bank of Baroda                                  | 24,878      | 66,448      |
| Dena Bank                                       | 11,112      |             |
| Vijaya Bank                                     | 10,265      | 14,594      |
| Bank of India                                   | 26,881      | 39,930      |
| Bank of Maharashtra                             | 11,976      | 10,673      |
| Bank of Nova Scotia                             | 929         |             |
| Barclays Bank PLC                               | 624         | 542         |
| BNP Paribas                                     | 1,311       | 756         |
| Canara Bank                                     | 24,265      | 52,943      |
| Syndicate Bank                                  | 24,195      | 29,091      |
| Capital Small Finance Bank Limited              |             | 100         |
| Catholic Syrian Bank Limited                    | 92          | 2,114       |
| Central Bank of India                           | 9,185       | 10,234      |
| Citibank NA_                                    | 3,634       | 2,310       |
| Union Bank Limited City                         | 164         | 249         |
| Cooperatieve Rabobank U.A.                      | 18          | 183         |
| Credit Agticole Corporate and Investment Bank   | 395         | 280         |
| Credit Suisse AG                                | 710         | 510         |
| CTBC Bank Company Limited                       | 55          | 250         |
| DBS Bank India Limited                          | 142         | 1,360       |
| DCB Bank Limited                                | 817         | 1,445       |
| Deutsche Bank AG                                | 4,003       | 5,443       |
| Doha Bank QPS.C                                 |             | 181         |
| Emirates NBD Bank (P J.S.C)                     |             | 78          |
| ESAF Small Finance Bank Limited                 |             | 31          |
| Federal Bank Limited                            | 3,149       | 14,376      |

| Fincare Small Finance Bank Limited                                      |        | 257      |
|-------------------------------------------------------------------------|--------|----------|
| FirstRand Bank Limited                                                  | 35     | 166      |
| HDFC Bank Limited                                                       | 12,635 | 36,535   |
| Hongkong and Shanghai Banking Corporation Limited                       | 3,105  | 6,666    |
| ICICI Bank Limited                                                      | 2,047  | 21,565   |
| IDBI Bank Limited                                                       | 3,280  | 4,930    |
| IDFC First Bank Limited                                                 |        | 7,232    |
| Indian Bank                                                             | 66     | 10,524   |
| Allahabad Bank                                                          | 5,358  | 11,556   |
| Indian Overseas Bank                                                    | 6,356  | 5,528    |
| IndusInd Bank Limited                                                   | 1,551  | 14,492   |
| Industrial and Commercial Bank of China                                 | 167    | 172      |
| ING Bank Limited Vysya                                                  | 1,187  |          |
| Jammu and Kashmir Bank Limited                                          | 3,622  | 7,617    |
| JPMorgan Chase Bank National Association                                | 1,256  | 2,142    |
| Karnataka Bank Limited                                                  |        | 8,467    |
| Karut] Bank Limited Vysya                                               | 968    | 1,569    |
| Kotak Mahindra Bank Limited                                             | 2,183  | 7,440    |
| Lakshmi Vilas Bank Limited                                              | 819    | 1,598    |
| Mizuho Bank Limited                                                     |        | 1,818    |
| MUFG Bank Limited                                                       | 1,056  | 1,329    |
| Punjab and Sind Bank                                                    | 12,081 | 13,946   |
| Punjab National Bank                                                    | 14,191 | 16,470   |
| Oriental Bank of Commerce                                               | 13,802 | 14,653   |
| United Bank of India                                                    | 6,128  | 11,879   |
| Qatar National Bank SAQ                                                 |        | 128      |
| RBL Bank Limited                                                        | 1,431  | 2,936    |
| SBM Bank (India) Limited                                                | 141    | 151      |
| Shinhan Bank                                                            | 28     | 502      |
| South Indian Bank Limited                                               | 2,525  | 6,312    |
| Standard Chartered Bank                                                 | 990    | 575      |
| State Bank of India (SBI)                                               | 23,975 | 63,259   |
| State Bank of Bikaner and Jaiput                                        | 5,049  |          |
| State Bank of Hydetabad                                                 | 2,130  |          |
| State Bank of Mysore                                                    | 1,594  | Merged   |
| State Bank of Patiala                                                   | 2,631  | into SBI |
| State Bank of Travancore                                                | 1,943  |          |
| Bharatiya Mahila Bank Limited                                           | 177    |          |
| Sumitomo Mitsui Banking Corporation Suryoday Small Finance Bank Limited |        | 967      |

| Tamilnad Mercantile Bank Limited   | 369    | 121      |
|------------------------------------|--------|----------|
| The Dhanalakshmi Bank Limited      | 558    | 755      |
| The Royal Bank of Scotland PLC     | 1,244  |          |
| UCO Bank                           |        | 6,467    |
| Ujjivan Small Finance Bank Limited |        | 225      |
| Union Bank of India                | 24,312 | 691 21,6 |
| Andhra Bank                        | 8,072  | 6,502    |
| Corporation Bank                   | 8,319  | 10,475   |
| United Overseas Bank Limited       | 100    | 250      |
| Utkarsh Small Finance Bank Limited |        | 273      |
| Westpac Banking Corporation        | 75     |          |
| Woori Bank                         |        | 246      |
| Yes Bank Limited                   | 3,030  | 9,159    |

Source: Reserve Bank of India