Lok Sabha Question No. 893 (UNSTARRED), answered on 2020-09-17
Subject: Rescue Package for Small/Medium Sector
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: A.K.P. Chinraj

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 893

TO BE ANSWERED ON: 17.09.2020

## RESCUE PACKAGE FOR SMALL /MEDIUM SECTOR

## 893.               SHRI A.K.P. CHINRAJ:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether  the  Union  Government  ambitious  3  Lakhs  crore  rescue  package announced recently for small and medium sized businesses is struggling to take off as host of issues have hobbled its implementation;
- (b) if so, the details thereof; and
- (c) the nature of such issues which hurdle for proper implementation of this rescue package?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI NITIN GADKARI)

(a) to (c): Government  of  India  has  announced  Emergency  Credit  Line  Guarantee Scheme  (ECLGS)  of  Rs.  3  lakh  crore  to  provide  collateral  free  loans  to  the  eligible categories  of  beneficiaries  including  MSMEs.    This  scheme  is  being  implemented through the National Credit Guarantee Trustee Company Ltd. (NCGTC), which is under the  administrative  control  of  Department  of  Financial  Services  (DFS),  Ministry  of Finance. Figures for State -wise and bank wise loans disbursed by Public Sector Banks under  the  said  scheme  as  on  05.09.2020,  furnished  by  the  Department  of  Financial Services, are   at Annexure-I. In order to monitor and review the progress of sanction and disbursal of the loans under this scheme, a portal has been set up by the National Credit Guarantee Trustee Company Ltd. (NCGTC).

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Annexure-I

## Annexure-I referred to in reply to part (a) to(c) of Lok Sabha Unstarred Question No.893 for answer on 17.09.2020

|                        |               |                     |                |                       |             |             |                       |                       |                            |                     |          | (In Rs. Crore)      | (In Rs. Crore)   |
|------------------------|---------------|---------------------|----------------|-----------------------|-------------|-------------|-----------------------|-----------------------|----------------------------|---------------------|----------|---------------------|------------------|
| Bank                   | Bank Of India | Bank of Maharashtra | Bank of Baroda | Central bank of India | Canara Bank | Indian bank | Indian Oversease bank | Punjab and Sindh bank | Punjab national |bank | State bank of India | Uco Bank | Union bank of India | Total            |
| ANDAMANAND NIKOBAR     | 0.2           | 0                   | 2.69           | 0.07                  | 11.66       | 4.54        | 0.05                  | 0                     | 0                          | 49.59               | 0.73     | 0.67                | 70.25            |
| ANDHRA PRADESH         | 94.21         | 29                  | 12.57          | 71.47                 | 301.02      | 242.98      | 126.75                | 9.28                  | 101.19                     | 1403.17             | 8.99     | 643.11              | 3151.74          |
| ARUNACHAL PRADESH      | 0.57          | 1                   | 8.79           | 1.47                  | 4.95        | 2.58        | 0.18                  | 0.03                  | 2.65                       | 16.72               | 0.37     | 0.12                | 39.43            |
| ASSAM                  | 26.09         | 8                   | 68.54          | 44.73                 | 85.64       | 65.25       | 29.22                 | 2.86                  | 161.31                     | 279.13              | 47.55    | 41.56               | 859.88           |
| BIHAR                  | 217.7         | 8                   | 163.85         | 107.71                | 178.72      | 120.21      | 43.52                 | 6.86                  | 222.9                      | 469.69              | 31.31    | 66.72               | 1638.19          |
| CHANDIGARH             | 14.12         | 5                   | 19.7           | 17.12                 | 23.01       | 15.16       | 3.95                  | 19.33                 | 52.45                      | 82.35               | 4.72     | 37.39               | 294.3            |
| CHHATISGARH            | 144.54        | 35                  | 190.58         | 110.54                | 69.4        | 48.03       | 9.89                  | 7.23                  | 192.98                     | 391.86              | 21.13    | 91.31               | 1312.49          |
| DADRA AND NAGAR HAVELI | 0.18          | 1                   | 29.47          | 0.93                  | 1.73        | 2.19        | 2.31                  | 0                     | 10.85                      | 1.22                | 0.12     | 0.35                | 50.35            |
| DAMANANDDIU            | 0.16          | 0                   | 22.18          | 0.09                  | 0.51        | 0.47        | 0                     | 42.12                 | 3.96                       | 0.42                | 0.1      |                     | 70.01            |
| DELHI                  | 147.93        | 33                  | 150.51         | 76.08                 | 0.72        | 122.61      | 124.26                | 116.12                | 524.3                      | 472.79              | 21.62    | 150.17              | 1940.11          |
| GOA                    | 28.59         | 13                  | 12.59          | 10.39                 | 179.57      | 2.27        | 3.09                  | 0.19                  | 26.47                      | 33.92               | 1.74     | 24.06               | 435.88           |
| GUJRAT                 | 451.14        | 39                  | 1401.7 5       | 341.13                | 56.12       | 265.42      | 139.63                | 25                    | 466.13                     | 2003.43             | 46.92    | 362.69              | 5598.36          |
| HARYANA                | 109.34        | 27                  | 126.44         | 10.84                 | 174.12      | 88.57       | 89.95                 | 52.32                 | 654.3                      | 608.69              | 27.95    | 148.55              | 2215.07          |
| HIMACHAL PRADESH       | 8.87          | 1                   | 23.94          | 28.99                 | 300.97      | 5.63        | 2.51                  | 7.71                  | 229.04                     | 289.46              | 31.18    | 13.67               | 942.97           |
| JAMMU AND KASHMIR      | 6.16          | 1                   | 2.56           | 5.19                  | 30.9        | 3.75        | 0.96                  | 4.09                  | 37.61                      | 49.65               | 6.73     | 7.4                 | 156              |
| JHARKHAND              | 296.36        | 3                   | 118.1          | 25.39                 | 14.59       | 58.49       | 26.45                 | 10.76                 | 131.6                      | 359.28              | 17.77    | 49.71               | 1111.5           |

| KARNATAKA      |   211.1 |   57 |   298.12 |   40.45 |   86.04 |   132.53 |   71.78 |   8.93 |   56.59 |   1159.5 |   12.22 |   449.98 |   2584.14 |
|----------------|---------|------|----------|---------|---------|----------|---------|--------|---------|----------|---------|----------|-----------|
| KERALA         |   38.12 |    3 |   115.55 |   31.52 | 1368.57 |   83.47  |  110    |   2.02 |  100.16 |  1018.83 |   54.63 |   196.76 |   3122.63 |
| LADHAK         |    0    |    0 |     0    |    0.34 |  502.51 |    0     |    0    |   0    |    0.57 |     7.38 |    0    |     0    |    510.8  |
| LAKSHADWEEP    |    0    |    0 |     0    |    0.36 |    0.84 |    0     |    0    |   0    |    0    |     0    |    0    |     0    |      1.2  |
| MADHYA PRADESH |  268.46 |   89 |   297.97 |  276.08 |    1.6  |   90.27  |   16.97 |  23.17 |  280.75 |   719.55 |   37    |   229.15 |   2329.97 |
| MAHARASHTRA    |  894.9  |  991 |   799.88 |  234.65 |  168.75 |  256.3   |  184.69 |  32.08 |  267.83 |  1712.44 |   46.99 |   666.55 |   6516.06 |
| MANIPUR        |    2.27 |    1 |     5.78 |    2.59 |  443.34 |    0.91  |    0.53 |   1.45 |    6.25 |    27.81 |    2.01 |     0.08 |    494.02 |
| MEGHALAYA      |    1.11 |    0 |     8.08 |    0.67 |    1    |    0.7   |    0.63 |   0.16 |    3.59 |    58.81 |    0.9  |     4.13 |     79.78 |
| MIZORAM        |    0.48 |    0 |     5.82 |    0.78 |    4.19 |    0.05  |    0.04 |   0.07 | 2064    |    20.08 |    2.38 |     0.14 |     36.67 |
| NAGALAND       |    0.89 |    1 |    12.77 |    1.51 |    1.98 |    2.53  |    0.1  |   0.26 |    1.03 |    18.88 |    1.95 |     0.25 |     43.15 |
| ODISHA         |  135.69 |   14 |   145.72 |   52.11 |  140.72 |  102.27  |   58.23 |  11.45 |  243.35 |   645.76 |   63.39 |   142.06 |   1754.75 |
| PUDUCHERRY     |    3    |    2 |     5.2  |    0.72 |   14.79 |   40.36  |   14.75 |   1.03 |    5.97 |    26.54 |    8.01 |    12.25 |    134.62 |
| PUNJAB         |  114.38 |   20 |   125.87 |   90.73 |  162.21 |   92.47  |   59.15 | 233.84 |  740.81 |   424.46 |   40.1  |    19.94 |   2224.33 |
| RAJASTHAN      |  104.38 |   17 |   789.96 |   94.14 |  203.77 |   71     |   29.82 |  32.8  |  733.55 |  1113.64 |  107.46 |    61.99 |   3459.51 |
| SIKKIM         |    0.36 |    0 |     5.57 |    4.62 |    3.38 |    0.944 |    0.83 |   0.28 |    4.02 |    21.75 |    1    |     1.04 |     43.79 |
| TAMILNADU      |  253.85 |   39 |   296.84 |  145.55 | 1377.29 | 1008.24  |  492.91 |  16.12 |  277.81 |  1835.07 |   56    |   394.5  |   6193.18 |
| TELANGANA      |   91.83 |   48 |   139.94 |   54.35 |  291.91 |  102.02  |   43.63 |   4.28 |  108.27 |  1080.55 |   16.76 |   567.28 |   2548.82 |
| TRIPURA        |    4.66 |    1 |    10.91 |    1.32 |    6.37 |    2.02  |    1.46 |   0.17 |   19.75 |    49.06 |    8.95 |     5.39 |    111.06 |
| UTTERPRADESH   |  447.76 |   89 |   734.91 |  244.29 |  586.42 |  522.83  |   86.11 | 104.96 | 1278.25 |  1560.87 |   64.27 |   496.68 |   6216.35 |
| UTTARAKHAND1   |   28.66 |    1 |   153.92 |   23.94 |   71.34 |   22.32  |   19.49 |  17.12 |   17.12 |   277.05 |    7.3  |    47.32 |   1000.94 |
| WEST BENGAL    |  232    |   35 |   223.52 |  129.08 |  189.61 |  408.3   |   80.05 |  35.91 |   35.91 |   808.49 |  108.51 |   167.88 |   3155.36 |

Source : DFS