Lok Sabha Question No. 2395 (UNSTARRED), answered on 2019-12-03
Subject: Crop Insurance Benefits to Farmers
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Bharti Pravin Pawar

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA

UNSTARRED QUESTION NO. 2395 TO BE ANSWERED ON THE 3 RD  DECEMBER, 2019

## CROP INSURANCE BENEFITS TO FARMERS

2395. DR. BHARATI PRAVIN PAWAR:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether farmers in Maharashtra are not getting benefits of crop insurance scheme in case of crop damage due to natural calamity;
- (b) the reaction of the Government thereto; and
- (c) the  value  of  crops  damaged  in  Maharashtra  during  the  last  three  months  and  the insurance company-wise amount of insurance provided to farmers?

## ANSWER

## MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंी (SHRI NARENDRA SINGH TOMAR)

- (a) to (c): Details  of  admissible  claims  amount,  claims  amount  approved  and  claims amount  paid  in  Maharashtra  under  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  and Restructured Weather Based Crop Insurance Scheme (RWBCIS) are given below:

(Rs. In Crore)

| Season       |   Admissible Claim Amount |   Approved Claim Amount |   Claims Amount paid |
|--------------|---------------------------|-------------------------|----------------------|
| Kharif 2016  |                   2080.12 |                 2080.12 |              2080.12 |
| Rabi 2016-17 |                    236.31 |                  236.31 |               236.31 |
| Kharif 2017  |                   2876.7  |                 2876.7  |              2876.24 |
| Rabi 2017-18 |                    409.91 |                  409.91 |               409.91 |
| Kharif 2018  |                   3941.95 |                 3928.19 |              3914.17 |
| Rabi 2018-19 |                   1557.03 |                 1538.72 |              1506.07 |

As per provisions of the PMFBY claims for wide spread calamities like flood, drought etc. or season end claims are worked out and settled by the concerned insurance company on area approach basis, on receipt of yield data arrived through requisite number of Crop Cutting Experiments (CCEs) at the end of the harvesting period, from the concerned State Government.

However, losses due to localized risks of hailstorm, landslide, inundation, cloud burst & natural fire and post-harvest loses are calculated on individual insured farm level, based on the report  of  the  joint  committee  comprising  representatives  of  State  Government  and insurance company to survey the extend of loss. Further, there is also a provision to pay claims  towards  prevented  sowing/failed  germination  and  ad-hoc  claims  in  case  of  mid season adversity.

In respect of recent adverse weather conditions in Kharif 2019 season in Maharashtra,  process  of  joint  surveys  by  State  and  insurance  companies  in  respect  of localized calamities, is on. The season - end claims, if any, would be worked out and settled by  the  concerned  insurance  companies  based  on  the  yield  data  furnished  by  the  State Government.

Maharashtra  State  Government  has  reported  that  provisionally  4.17  lakh  ha.  of cropped area was affected in the State due to flood during the recent South-West Monsoon, 2019. However, the data on crops damaged and number of farmers affected is not collected under PMFBY since the scheme is being implemented on area approach basis.

However,  claims  amounting  to  Rs.  36.57  crore  pertaining  to  prevented  sowing  in Osmanabad  and  Latur  districts  of  Maharashtra  for  Kharif  2019  season  have  been settled/paid by the Agriculture Insurance Company of India Ltd.

******