Lok Sabha Question No. 1671 (UNSTARRED), answered on 2019-07-02
Subject: Credit Cards for Fishermen
Ministry: FISHERIES, ANIMAL HUSBANDRY AND DAIRYING
Asked by: T.N. Prathapan, Balak Nath

## GOVERNMENT OF INDIA MINISTRY OF FISHERIES, ANIMAL HUSBANDRY AND DAIRYING DEPARTMENT OF FISHERIES

## LOK SABHA

UNSTARRED QUESTION NO. 1671 TO BE ANSWERED ON 2 ND  JULY, 2019

## Credit Cards for Fishermen

## 1671. SHRI T.N. PRATHAPAN: SHRI BALAK  NATH:

Will  the  Minister  of  FISHERIES,  ANIMAL  HUSBANDRY  AND  DAIRYING मत्स्यपालन , पशुपालन और डेयरी मंत्री be pleased to state:

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- (a) whether the Government has proposed to provide credit cards to fishermen and those involved in animal husbandry in the country similar to the kisan credit card provided to farmers, if  so,  the  details  and  the  objectives  thereof  along  with  the  benefits  likely  to accrue therefrom;
- (b) whether the move would facilitate access of fishermen and those in animal husbandry to institutional credit, if so, the details thereof;
- (c) whether the Government has fixed any criteria to avail this facility, if so, the details thereof;
- (d) the cash and credit limits of the proposed credit card;
- (e) whether the Government is ready to provide such credit to fishermen on a low interest rate; and
- (f)    if so, the details thereof?

## ANSWER

## THE  MINISTER  OF  STATE  FOR  FISHERIES,  ANIMAL  HUSBANDRY  AND DAIRYING

## (SHRI PRATAP CHANDRA SARANGI)

(a) and (b): The Government of India has extended the facility of Kisan Credit Card (KCC) to fisheries and animal husbandry farmers to help them meet their working capital needs. The KCC facility will help fisheries and animal husbandry farmers to meet their short term credit requirements of rearing of animals, poultry birds, fish, shrimp, other aquatic organisms and capture of fish.

(c):    The details of criteria for eligible beneficiaries under KCC for Animal Husbandry and Fisheries are given at Annexure-I.

(d) to (f):   Under Kisan Credit Card (KCC) facility, for the existing KCC holders the credit limit  is  Rs.  3  lakh  including  animal  husbandry  and  fisheries  activities  whereas  the  KCC holders for animal husbandry and fisheries have the credit limit of Rs. 2 lakh to meet their working  capital  requirements  for  animal  husbandry  and  fisheries  activities.  Under  KCC facility,  Interest subvention is available for animal husbandry and fisheries farmers @ 2% per  annum  at  the  time  of  disbursal  of  loan  and  additional  interest  subvention  @  3  %  per annum in case of prompt repayment as Prompt Repayment Incentive.

Statement referred to in reply to the part-c of the Lok Sabha Unstarred Q No 1671 for answer on 2 nd July, 2019 regarding Credit Cards for Fishermen

The  criteria  for  eligible  beneficiaries  under  Kisan  Credit  Card  (KCC)  for  Animal Husbandry and Fisheries is as under:.

1. Inland Fisheries and Aquaculture :
2. 1.1 Fishers,  Fish  Farmers  (individual  &  groups/partners/share  croppers/tenant farmers), Self Help Groups, Joint Liability Groups and Woman groups.
3. 1.2 The beneficiaries must own or lease any of the fisheries related activities such as  pond,  tank,  open  water  bodies,  raceway,  hatchery,  rearing  unit,  possess necessary license for fish farming and fishing related activities, and any other State specific fisheries and allied activities.
2. Marine Fisheries
5. 2.1 Beneficiaries as listed at 1.1 above who own or lease registered fishing vessel, boat, possess necessary fishing license/permission for fishing in estuary and sea,  fish  farming/  mariculture  activities  in  estuaries  and  open  sea  and  any other State specific fisheries and allied activities
3. Poultry and small ruminant
7. 3.1 Farmers,  poultry  farmers either individuals or joint borrower, Joint Liability Groups  or  Self  Help  Groups  including  tenant  farmers  of  sheep/goats/pigs/ poultry/birds/rabbit and having owned/rented/leased sheds.
4. Dairy
9. 4.1 Farmers and Dairy farmers either individuals or joint borrower, Joint Liability Groups or Self Help Groups including tenant farmers having owned/rented/leased sheds.

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