Lok Sabha Question No. 4425 (UNSTARRED), answered on 2019-07-19
Subject: Rashtriya Mahila Kosh
Ministry: WOMEN AND CHILD DEVELOPMENT
Asked by: Dhanush M Kumar

- (a) Yes Sir.
- (b) The detailed objectives for setting up the RMK are:
- i. To promote or undertake cover activities for the promotion of or to provide credit as an instrument of socio-economic change and development through the provision of a package of financial and social development services for the development of women;
- ii. To promote and support schemes for improvement of facilities for credit for women:
- a) For sustenance of their existing employment,
- b) For generation of further employment,
- c) For asset creation,
- d) For asset redemption and
- e) For tiding over consumption, social and contingent needs;
- iii. To demonstrate and replicate participatory approaches in the organisation of women's groups for effective utilisation of credit resources leading to self-reliance;

## GOVERNMENT OF INDIA MINISTRY OF WOMEN AND CHILD DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 4425

## TO BE ANSWERED ON 19.07.2019

## RASHTRIYA MAHILA KOSH

4425.   SHRI DHANUSH M. KUMAR:

Will the Minister of WOMEN AND CHILD DEVELOPMENT to be pleased to state:

- (a) whether the Government has set up Rashtriya Mahila Kosh(RMK);
- (b) if so, the details and the objectives for setting up the RMK;
- (c) whether  the  RMK  has  revised  its  loan  guidelines  to  facilitate  lending  to  needy  women/women entrepreneurs  and  if  so,  the  number  of  women  benefitted  under  the  said  scheme,  State/UT-wise including Tamil Nadu; and
- (d) whether  the  Government  has  taken  steps  to  spread  awareness  among  women  entrepreneurs  for smooth implementation of the said scheme and if so, the details thereof?

## ANSWER

## MINISTER OF WOMEN AND CHILD DEVELOPMENT (SHRIMATI SMRITI ZUBIN IRANI)

- iv. To  promote  and  support  experiments  in  the voluntary and  formal sector using innovative methodologies to reach poor women with credit and other social services;
- v. To sensitize existing government delivery mechanisms and increase the visibility of poor women as a vital and clientele with the conventional institutions;
- vi. To  promote  research,  study,  documentation  and  analysis,  including  provision  of  fellowships  and scholarships, of credit and its management and of successful experiences at various levels in order to promote replication and dissemination of successful credit extension  and  management methodologies;
- vii. To promote the federation and net working of women's organisations for shaping and to develop skills in response management & social mobilization;
- viii. To promote and support the expansion of entrepreneurship skills among women;
- ix. To cooperate with and secure the cooperation of the Central Government, State Governments and Union Territory Administration, credit institutions, industrial  and commercial organisation and nongovernment, voluntary and other organisations and bodies in promoting the objects of the Kosh;
- x. To accept subscriptions, grants, contributions, donations, loans, guarantees, gifts, bequests etc. on such terms and obligations not inconsistent with the aims and objects of the Kosh; and
- xi. To do all such lawful acts and things as may be necessary or conductive for furthering the objects of the Kosh.
- xii. There shall be no discrimination on the ground of religion, community, caste or class, creed or race in carrying out the aims and objects of the Kosh.
- xiii. All  the incomes, earnings, movable, immovable properties of the Kosh shall be solely utilised and applied  towards  the  promotion  of  its  aims  and  objects  only  as  set  forth  in  the  Memorandum  of Association and no part of income and property of the Kosh shall be paid or transferred directly or indirectly by way of dividends, bonus, profits or in any manner whatsoever to the present or past Member & of the Kosh or to any person claiming through any one or more of the present or past members. No member of the Kosh shall have any personal claim on any movable or immovable properties of the Kosh or make any profits, whatsoever by virtue of his membership. The accounts of the kosh shall be audited and balanced each year.  Provided, however, nothing herein contained shall prevent the payment, in good faith, of remuneration to any member or other person in return for any services rendered to the Kosh or for travelling allowances, halting or other similar charges.
11. (c) Yes  Sir.    The  statement  of  number  of  women  benefited  under  the  said  scheme,  State/UT-wise including Tamil Nadu is at Annexure-I .
12. (d) Yes Sir.  RMK has taken a number of steps to spread awareness among women entrepreneurs for smooth  implementation  of  the  said  scheme  by  providing  information  on  its  website,  printing  of pamphlets  on  its  schemes  for  distribution  to  interested  prospective  beneficiaries,  participation  in Melas and Workshops etc.

**********

## Annexure  referred  to  in  reply  to  part  (c)  of  Lok  Sabha  Unstarred  Question  No.  4425  for 19.07.2019 raised by Shri Dhanush M. Kumar Hon'ble MP regarding 'Rashtriya Mahila Kosh'

## Statement  showing  number  of  women  benefited  under  the  RMK  schemes,  State/UT-wise including Tamil Nadu since inception till 15/07/2019

| S. No.   | State/UT           |   Beneficiaries |
|----------|--------------------|-----------------|
| 1        | Andaman Nicobar    |             667 |
| 2        | Andhra Pradesh     |          197839 |
| 3        | Arunanchal Pradesh |             100 |
| 4        | Assam              |            7005 |
| 5        | Bihar              |           17369 |
| 6        | Chhattisgarh       |             370 |
| 7        | Delhi              |            7742 |
| 8        | Gujarat            |            7173 |
| 9        | Haryana            |            4512 |
| 10       | Himachal Pradesh   |           12925 |
| 11       | Jammu & Kashmir    |            1986 |
| 12       | Jharkhand          |            2428 |
| 13       | Karnataka          |           19415 |
| 14       | Kerala             |           34257 |
| 15       | Madhya Pradesh     |           22716 |
| 16       | Maharashtra        |           36135 |
| 17       | Manipur            |            8421 |
| 18       | Mizoram            |              70 |
| 19       | Nagaland           |             859 |
| 20       | Odisha             |           39372 |
| 21       | Pondicherry        |             300 |
| 22       | Punjab             |             500 |
| 23       | Rajasthan          |           30470 |
| 24       | Tamil Nadu         |          170359 |
| 25       | Telangana          |           32553 |
| 26       | Uttar Pradesh      |           26939 |
| 27       | Uttarakhand        |            3148 |
| 28       | West Bengal        |           55533 |
|          | Total              |          741163 |