Lok Sabha Question No. 1434 (UNSTARRED), answered on 2019-07-01
Subject: Loans under PMMY
Ministry: FINANCE
Asked by: P. C. Mohan

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES LOK SABHA

## UN-STARRED QUESTION NO. 1434 TO BE ANSWERED ON MONDAY, JULY 1st, 2019 / ASHADHA 10, 1941(SAKA)

## LOANS UNDER PMMY QUESTION

1434. SHRI P.C.MOHAN:

Will the Minister of FINANCE be pleased to state:

- (a)  whether  is  it  true  that  75  percent  of  Pradhan  Mantri  Mudra  Yojana  (PMMY) beneficiaries are female;
- (b)  if  so,  the  details  thereof  along  with  the  number  of  women  beneficiaries  in  the country  during  each  of  the  last  three  years  and  the  current  year,  state/UT-wise including Karnataka;

(c) whether employees in the unorganised sector can avail Mudra loans and if so, the details thereof;

(d)  whether  the  Government  is  considering  any  proposals  to  include  unorganized sector employees to avail Mudra loan and if so, the details thereof?

## ANSWER

## MINISTER OF FINANCE

## (Smt. Nirmala Sitharaman)

(a)   (a) & (b)     As on 14.06.2019, out of 18.91 crore loans over 13.18 crore loans, almost  70%  ,  have  been  extended  to  women  borrowers  by  Member  Lending Institutions  (MLIs)  under  Pradhan  Mantri  Mudra  Yojana  (PMMY)  since  inception  of the scheme.    State/Union Territory wise details, including for Karnataka are given in Annexure-I .

(c ) & (d)    Any citizen who is otherwise eligible to take loan and has a business plan for a non-farm income generating activity such as manufacturing, processing, trading or service sector and whose credit need is upto Rs.10 lakh is eligible to avail credit under Pradhan Mantri Mudra Yojna (PMMY).

| Annexure-I st                                                                                                                                                       | Annexure-I st                                                                                                                                                       | Annexure-I st                                                                                                                                                       | Annexure-I st                                                                                                                                                       | Annexure-I st                                                                                                                                                       | Annexure-I st                                                                                                                                                       |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Annexure referred to in reply to Lok Sabha Un-Starred Question 1434 for answer on 1 July 2019 State/UT-wise number of loans sanctioned to women borrowers underPMMY | Annexure referred to in reply to Lok Sabha Un-Starred Question 1434 for answer on 1 July 2019 State/UT-wise number of loans sanctioned to women borrowers underPMMY | Annexure referred to in reply to Lok Sabha Un-Starred Question 1434 for answer on 1 July 2019 State/UT-wise number of loans sanctioned to women borrowers underPMMY | Annexure referred to in reply to Lok Sabha Un-Starred Question 1434 for answer on 1 July 2019 State/UT-wise number of loans sanctioned to women borrowers underPMMY | Annexure referred to in reply to Lok Sabha Un-Starred Question 1434 for answer on 1 July 2019 State/UT-wise number of loans sanctioned to women borrowers underPMMY | Annexure referred to in reply to Lok Sabha Un-Starred Question 1434 for answer on 1 July 2019 State/UT-wise number of loans sanctioned to women borrowers underPMMY |
| Sr N o                                                                                                                                                              | State Name                                                                                                                                                          | 2016-17                                                                                                                                                             | 2017-18                                                                                                                                                             | 2018-19                                                                                                                                                             | 2019-20 (as on 14.06.2019)                                                                                                                                          |
|                                                                                                                                                                     |                                                                                                                                                                     | No. of Accounts                                                                                                                                                     | No. of Accounts                                                                                                                                                     | No. of Accounts                                                                                                                                                     | No. of Accounts                                                                                                                                                     |
| 1                                                                                                                                                                   | Andaman and Nicobar Islands                                                                                                                                         | 706                                                                                                                                                                 | 328                                                                                                                                                                 | 303                                                                                                                                                                 |                                                                                                                                                                     |
| 2                                                                                                                                                                   | Andhra Pradesh                                                                                                                                                      | 1,79,110                                                                                                                                                            | 2,23,069                                                                                                                                                            | 1,40,162                                                                                                                                                            | 16,                                                                                                                                                                 |
| 3                                                                                                                                                                   | Arunachal Pradesh                                                                                                                                                   | 613                                                                                                                                                                 | 504                                                                                                                                                                 | 722                                                                                                                                                                 |                                                                                                                                                                     |
| 4                                                                                                                                                                   | Assam                                                                                                                                                               | 7,79,850                                                                                                                                                            | 9,86,982                                                                                                                                                            | 11,68,698                                                                                                                                                           | 57,                                                                                                                                                                 |
| 5                                                                                                                                                                   | Bihar                                                                                                                                                               | 30,29,715                                                                                                                                                           | 34,10,909                                                                                                                                                           | 39,08,706                                                                                                                                                           | 5,42,                                                                                                                                                               |
| 6                                                                                                                                                                   | Chandigarh                                                                                                                                                          | 3,099                                                                                                                                                               | 6,551                                                                                                                                                               | 8,395                                                                                                                                                               | 1,                                                                                                                                                                  |
| 7                                                                                                                                                                   | Chhattisgarh                                                                                                                                                        | 6,72,626                                                                                                                                                            | 6,87,053                                                                                                                                                            | 5,75,698                                                                                                                                                            | 60,                                                                                                                                                                 |
| 8                                                                                                                                                                   | Dadra and Nagar Haveli                                                                                                                                              | 2,039                                                                                                                                                               | 2,266                                                                                                                                                               | 2,069                                                                                                                                                               |                                                                                                                                                                     |
| 9                                                                                                                                                                   | Daman and Diu                                                                                                                                                       | 198                                                                                                                                                                 | 273                                                                                                                                                                 | 112                                                                                                                                                                 |                                                                                                                                                                     |
| 10                                                                                                                                                                  | Delhi                                                                                                                                                               | 1,09,477                                                                                                                                                            | 1,33,909                                                                                                                                                            | 5,71,431                                                                                                                                                            | 28,                                                                                                                                                                 |
| 11                                                                                                                                                                  | Goa                                                                                                                                                                 | 16,444                                                                                                                                                              | 21,736                                                                                                                                                              | 17,200                                                                                                                                                              | 1,                                                                                                                                                                  |
| 12                                                                                                                                                                  | Gujarat                                                                                                                                                             | 7,45,754                                                                                                                                                            | 8,06,936                                                                                                                                                            | 9,89,631                                                                                                                                                            | 1,56,                                                                                                                                                               |
| 13                                                                                                                                                                  | Haryana                                                                                                                                                             | 4,27,711                                                                                                                                                            | 5,21,453                                                                                                                                                            | 7,22,809                                                                                                                                                            | 1,31,                                                                                                                                                               |
| 14                                                                                                                                                                  | Himachal Pradesh                                                                                                                                                    | 24,004                                                                                                                                                              | 33,054                                                                                                                                                              | 47,786                                                                                                                                                              | 7,                                                                                                                                                                  |
| 15                                                                                                                                                                  | Jammu and Kashmir                                                                                                                                                   | 15,023                                                                                                                                                              | 24,247                                                                                                                                                              | 27,629                                                                                                                                                              | 5,                                                                                                                                                                  |
| 16                                                                                                                                                                  | Jharkhand                                                                                                                                                           | 7,89,300                                                                                                                                                            | 9,61,533                                                                                                                                                            | 9,74,054                                                                                                                                                            | 1,48,                                                                                                                                                               |
| 17                                                                                                                                                                  | Karnataka                                                                                                                                                           | 28,88,347                                                                                                                                                           | 31,99,056                                                                                                                                                           | 35,86,677                                                                                                                                                           | 5,03,                                                                                                                                                               |
| 18                                                                                                                                                                  | Kerala                                                                                                                                                              | 6,32,213                                                                                                                                                            | 18,03,211                                                                                                                                                           | 12,87,110                                                                                                                                                           | 1,05,                                                                                                                                                               |
| 19                                                                                                                                                                  | Lakshadweep                                                                                                                                                         | 92                                                                                                                                                                  | 184                                                                                                                                                                 | 147                                                                                                                                                                 |                                                                                                                                                                     |
| 20                                                                                                                                                                  | Madhya Pradesh                                                                                                                                                      | 20,08,028                                                                                                                                                           | 21,37,658                                                                                                                                                           | 19,85,580                                                                                                                                                           | 2,65,                                                                                                                                                               |
| 21                                                                                                                                                                  | Maharashtra                                                                                                                                                         | 27,47,979                                                                                                                                                           | 28,52,879                                                                                                                                                           | 31,88,535                                                                                                                                                           | 3,85,                                                                                                                                                               |
| 22                                                                                                                                                                  | Manipur                                                                                                                                                             | 17,765                                                                                                                                                              | 16,028                                                                                                                                                              | 18,739                                                                                                                                                              | 1,                                                                                                                                                                  |
| 23                                                                                                                                                                  | Meghalaya                                                                                                                                                           | 11,347                                                                                                                                                              | 15,805                                                                                                                                                              | 14,603                                                                                                                                                              | 1,                                                                                                                                                                  |
| 24                                                                                                                                                                  | Mizoram                                                                                                                                                             | 4,001                                                                                                                                                               | 6,571                                                                                                                                                               | 8,999                                                                                                                                                               |                                                                                                                                                                     |
| 25                                                                                                                                                                  | Nagaland                                                                                                                                                            | 6,800                                                                                                                                                               | 9,713                                                                                                                                                               | 11,774                                                                                                                                                              |                                                                                                                                                                     |
| 26                                                                                                                                                                  | Odisha                                                                                                                                                              | 24,09,957                                                                                                                                                           | 28,96,524                                                                                                                                                           | 28,03,960                                                                                                                                                           | 1,31,                                                                                                                                                               |
| 27                                                                                                                                                                  | Pondicherry                                                                                                                                                         | 1,02,069                                                                                                                                                            | 1,21,088                                                                                                                                                            | 1,36,409                                                                                                                                                            | 16,                                                                                                                                                                 |
| 28                                                                                                                                                                  | Punjab                                                                                                                                                              | 3,49,584                                                                                                                                                            | 4,21,602                                                                                                                                                            | 5,89,070                                                                                                                                                            | 1,08,                                                                                                                                                               |
| 29                                                                                                                                                                  | Rajasthan                                                                                                                                                           | 7,46,973                                                                                                                                                            | 10,83,056                                                                                                                                                           | 15,67,904                                                                                                                                                           | 2,69,                                                                                                                                                               |
| 30                                                                                                                                                                  | Sikkim                                                                                                                                                              | 6,924                                                                                                                                                               | 7,148                                                                                                                                                               | 10,069                                                                                                                                                              |                                                                                                                                                                     |
| 31                                                                                                                                                                  | Tamil Nadu                                                                                                                                                          | 37,38,516                                                                                                                                                           | 38,04,042                                                                                                                                                           | 42,09,011                                                                                                                                                           | 5,27,                                                                                                                                                               |
| 32                                                                                                                                                                  | Telangana                                                                                                                                                           | 57,525                                                                                                                                                              | 5,15,138                                                                                                                                                            | 7,72,785                                                                                                                                                            | 7,                                                                                                                                                                  |
| 33                                                                                                                                                                  | Tripura                                                                                                                                                             | 1,99,746                                                                                                                                                            | 2,89,417                                                                                                                                                            | 2,61,323                                                                                                                                                            | 22,                                                                                                                                                                 |
| 34                                                                                                                                                                  | Uttar Pradesh                                                                                                                                                       | 22,69,508                                                                                                                                                           | 22,29,895                                                                                                                                                           | 25,96,732                                                                                                                                                           | 4,42,                                                                                                                                                               |
| 35                                                                                                                                                                  | Uttarakhand                                                                                                                                                         | 1,98,110                                                                                                                                                            | 1,47,365                                                                                                                                                            | 1,83,104                                                                                                                                                            | 25,                                                                                                                                                                 |
| 36                                                                                                                                                                  | West Bengal                                                                                                                                                         | 39,55,741                                                                                                                                                           | 41,81,055                                                                                                                                                           | 46,74,626                                                                                                                                                           | 4,60,                                                                                                                                                               |
|                                                                                                                                                                     | Total                                                                                                                                                               | 291,46,894                                                                                                                                                          | 335,58,238                                                                                                                                                          | 370,62,562                                                                                                                                                          | 44,34,                                                                                                                                                              |

Source: As per data reported by MLIs on Mudra portal