Lok Sabha Question No. 1677 (UNSTARRED), answered on 2018-07-27
Subject: ATM Transaction Charges
Ministry: FINANCE
Asked by: CHANDRAKANT BHAURAO KHAIRE

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## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES LOK SABHA

UN-STARRED QUESTION No. 1677

TO BE ANSWERED ON 27 JULY 2018 (FRIDAY)/SHRAVANA 05, 1940 (SAKA)

## ATM TRANSACTION CHARGES

## 1677.  SHRI CHANDRAKANT KHAIRE:

- Will the Minister of FINANCE be pleased to state: (a)  whether the Government proposes to increase ATM transaction charges; (b) If so, the details thereof and the reasons therefor; (c) the total number of ATM Cards distributed so far by Public Sector Banks across the country; and
- (d) the total number of functional ATMs in the country, State/UT-wise?

## Answer

## The  Minister of State in the Ministry of Finance(SHRI  SHIV PRATAP SHUKLA)

- (a)  and  (b)  As  per  Reserve  Bank  of  India's  (RBI's)  direction  on  'Usage  of  ATMs Rationalization  of  number  of  free  transactions',  dated  14.08.2014,  the  details  of free/charged  ATM  transactions  are  as  follows:  (i)  a  minimum  of  five  free  ATM transactions at a bank's own ATM at any location is permitted during a month. (ii) a minimum of three free transactions at any other bank's ATMs at six metro location, viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad is permitted during a month.  (iii) a minimum of five free transactions at any other bank's ATM at non-metro location is permitted during a month. (iv) Beyond this minimum number of free ATM transactions, banks have their Board approved policy on charges from customers on ATM transactions, subject to a cap on customers' charges of Rs. 20/per transaction.
- (c) As per the information provided by RBI, the number of outstanding Credit Cards and Debit Cards issued by Public Sector Banks as on 31.5.2018 are 0.83 crore and 72.62 crore respectively.
- (d)  As  informed  by  the  RBI,  detail  of  state/UT-wise  deployment  of  ATMs  as  on 31.3.2018 is enclosed as per Annexure I.

Annexure I

| State/UT           |   31.03.2018 |
|--------------------|--------------|
| ANDAMAN & NICOBAR  |          115 |
| ANDHRA PRADESH     |        10436 |
| ARUNACHAL PRADESH  |          248 |
| ASSAM              |         3805 |
| BIHAR              |         7949 |
| CHANDIGARH         |          648 |
| CHHATISGARH        |         3262 |
| DADRA NAGAR HAVELI |          139 |
| DAMAN              |           95 |
| DELHI              |         8744 |
| DIU                |           13 |
| GOA                |         1032 |
| GUJARAT            |        11726 |
| HARYANA            |         6497 |
| HIMACHAL PRADESH   |         1786 |
| JAMMU AND KASHMIR  |         2516 |
| JHARKHAND          |         3768 |
| KARNATAKA          |        17664 |
| KERALA             |         9644 |
| LAKSHWADEEP        |           17 |
| MADHYA PRADESH     |        10066 |
| MAHARASHTRA        |        25651 |
| MANIPUR            |          335 |
| MEGHALAYA          |          409 |
| MIZORAM            |          171 |
| NAGALAND           |          316 |
| ORISSA             |         6988 |
| PONDICHERRY        |          591 |
| PUNJAB             |         7384 |
| RAJASTHAN          |         9386 |
| SIKKIM             |          196 |
| TAMIL NADU         |        25277 |
| TELANGANA          |        10365 |
| TRIPURA            |          491 |
| UTTAR PRADESH      |        19937 |
| UTTARAKHAND        |         2677 |
| WEST BENGAL        |        11722 |
| TOTAL              |       222066 |

Source: RBI