Lok Sabha Question No. 1101 (UNSTARRED), answered on 2018-07-24
Subject: Premium for Crop Insurance
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: BISHNU PADA RAY

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.1101

TO BE ANSWERED ON THE  24 TH  JULY, 2018

## PREMIUM FOR CROP INSURANCE

1101.  SHRI BISHNU PADA RAY:

Will  the  Minister  of  AGRICULTURE  AND  FARMERS  WELFARE      ‡ãðŠãäÓã एवं  कसान कयाण ½ãâ¨ããè be pleased to state:

- (a) whether  the  Government  has  received  any  amount  from  the  farmers  from Andaman and Nicobar Islands as premium for crop insurance;
- (b) if so, the details of the total amount received under this head from April, 2014 to January, 2018, year-wise;
- (c) whether  compensation  has  been  paid  by  the  Government  to  the  farmers  of Andaman and Nicobar Islands out of this deposited insurance amount, if so, the details thereof, year-wise; and
- (d) the details of heads under which the remaining amount is being used?

## ANSWER

MINISTER OF  STATE IN THE  MINISTRY OF  AGRICULTURE AND  FARMERS  WELFARE

‡ãðŠãäÓã एवं  कसान  कयाण ½ãâ¨ããÊã¾ã  ½ãñâ  Àã·¾ã  ½ãâ¨ããè (  SHRI PARSHOTTAM RUPALA)

- (a): No  Madam.   As  per  provisions  of  the  Government  sponsored  crop  insurance schemes in implementation since 2014,  premium from farmers is paid to the concerned insurance company for acceptance of risk and payment of claims as per provision of scheme.
- (b): In view of (a) above question does not arise.

(c) & (d) : As per provisions of the Government sponsored crop insurance schemes, in Andaman & Nicobar Islands during 2014-15  Modified  National Agricultural Insurance Scheme  (MNAIS)  and  Weather  Based  crop  Insurance  Scheme  (WBCIS)  were operational  and  claims  amounting  to  Rs.  5.87  lakh  were  paid  by  the  insurance companies against zero premium by farmers. During 2015-16 under National Agricultural Insurance Scheme (NAIS) against zero premium by farmers, claims of Rs. 1.19 lakh became payable, which are pending settlement due to non-release of share of its subsidy by the Union Territory (UT).     From  2016-17 onwards, the UT  is implementing Pradhan Mantri Fasal Bima Yojana (PMFBY).  During 2016-17, against the  farmers  premium of  Rs.  0.23  lakh,  claims  of  Rs.  14.56  lakh  have  been  paid  and during 2017-18 the scheme was implemented only during Rabi season when Rs. 0.71 lakh  was  collected  from  farmers  as  their  share  of  premium  by  insurance  companies, however, yield data is awaited from UT administration for calculation of claims.

Insurance  companies  utilize  the  premium  so  received  for  settlement  of  claims and their other administrative expenses for implementation of the scheme.   Details of premium  including  farmers'  premium  paid  to  insurance  companies  and  claims  paid under  various  crop  insurance  schemes  implemented  during  2014-15  to  2017-18  in Andaman and Nicobar Islands is given in Annexure.

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## Annexure

## Details of premium collected from farmer and Government and claims paid by insurance companies from 2014-15 to 2017-18 under various crop insurance schemes

| Year        | Farmers' Premium   | Premium Subsidy   | Gross Premium   | Total Claims                                   |
|-------------|--------------------|-------------------|-----------------|------------------------------------------------|
|             | Rs. in lakhs       | Rs. in lakhs      | Rs. in lakhs    | Rs. in lakhs                                   |
| 2014-15     | 0                  | 16.28             | 16.28           | 5.87                                           |
| 2015-16     | 0                  | 20.08             | 20.08           | 1.19 (Pending for want of State Govt. Subsidy) |
| 2016-17     | 0.23               | 1.39              | 1.62            | 14.56                                          |
| 2017-18*    | 0.71               | 2.26              | 2.97            | Claims are under process.                      |
| Grand Total | 0.94               | 40.01             | 40.95           | 21.62                                          |

* Provisional.