Lok Sabha Question No. 3747 (UNSTARRED), answered on 2020-03-17
Subject: Crop Insurance for Natural Disasters
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Aparajita Sarangi

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO. 3747

TO BE ANSWERED ON THE 17 TH  MARCH, 2020

## CROP INSURANCE FOR NATURAL DISASTERS

## 3747.  SHRIMATI APARAJITA SARANGI:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether there are any schemes for crop insurance for farmers in case of losses due to natural disasters, if so, the details thereof;
- (b) the amount of compensation provided to farmers in the last three years in Odisha for the damages incurred due to natural disasters like cyclones and floods, the details thereof; and
- (c) the number of farmers who have benefited from this scheme in Bhubaneswar?

## ANSWER

## MINISTER OF AGRICULTURE AND FARMERS WELFARE

## कृ ष एवं कसान कयाण मंी (SHRI NARENDRA SINGH TOMAR)

(a) & (b): Yes  Sir.      To  provide  claims  against  the  crop  yield  losses  due  to  natural risks/calamities, adverse weather conditions, pests & diseases etc. two major crop insurance schemes namely, Pradhan Mantri Fasal Bima Yojana (PMFBY) and Restructured Weather Based  Crop  Insurance  Scheme  (RWBCIS)  are  being  implemented  by  the  Government. PMFBY  provides  comprehensive  risk  coverage  from  pre-sowing  to  post  harvest  losses against non-preventable natural risks.  The RWBCIS provides indemnification for likely crop losses due to deviation in weather indices.  Further, to provide adequate risk coverage the sum  insured  has  been  equated  to  Scale  of  Finance/notional  value  of  average  yield  at minimum uniform fixed premium rate payable by farmers i.e. maximum 2% for Kharif crops, 1.5% for Rabi Crop and 5% for commercial/horticultural crops, with balance of actuarial/bidded  premium  being  shared  by  the  Central  and  State  Government  on  50  :  50 basis;  lowering of unit area of insurance to village/village panchayat level for major crops and to individual farm level for localised risks of hailstorm, landslide, inundation, cloud burst & natural fire and post-harvest losses due to cyclonic/unseasonal rains and hailstorm thereby promoting more realistic assessment of losses.  Details of claims paid and number of farmers to whom the claims paid i.e. benefitted farmers during last three years in Odisha under these schemes are given in following table:

| Year    |   Claims Paid (Rs. in Crore) |   Farmers Benefitted (in lakhs) |
|---------|------------------------------|---------------------------------|
| 2016-17 |                        432.1 |                             1.7 |
| 2017-18 |                       1778.4 |                             7.5 |
| 2018-19 |                       1045.5 |                             6.4 |

- (c): Details of claims paid and number of farmers to whom the claims paid i.e. benefitted farmers during last three years in Khordha district (including Bhubaneshwar) of Odisha under these schemes are given in following table :

| Year    |   Claims Paid (Rs. in Crore) |   Farmers Benefitted (in lakhs) |
|---------|------------------------------|---------------------------------|
| 2016-17 |                         0.4  |                           0.002 |
| 2017-18 |                        33.6  |                           0.23  |
| 2018-19 |                         7.51 |                           0.1   |

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