Lok Sabha Question No. 4140 (UNSTARRED), answered on 2019-12-12
Subject: Implementation of PMEGP
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Mohanbhai Kalyanji Kundariya, Hemant Patil, Shrirang Appa Barne, Vinayak Bhaurao Raut, Heena Vijaykumar Gavit

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## GOVERNMENT OF INDIA

## MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA

## UNSTARRED QUESTION NO. 4140 TO BE ANSWERED ON 12.12.2019

## IMPLEMENTATION OF PMEGP

## 4140.

SHRI MOHANBHAI KALYANJI KUNDARIYA:

SHRI HEMANT SRIRAM PATIL:

SHRI SHRIRANG APP BARNE:

SHRI VINAYAK RAUT:

DR. HEENA GAVIT:

Will  the  Minister  of  MICRO,  SMALL  AND  MEDIUM  ENTERPRISES  be  pleased  to state:

- (a) whether  the  Government  has  implemented  a  credit-linked  subsidy  programme named Prime Minister's Employment Generation Programme (PMEGP);
- (b) if so, the details thereof along with the quantum of financial assistance given under this programme to the beneficiaries so far;
- (c) whether  the  objectives/targets  to  generate  employment  thereunder  in  rural  and urban areas of the country have been achieved;
- (d) if so, the details thereof and if not, the reasons therefor and the steps taken by the Government to generate employment under the programme;
- (e) the number of women entrepreneurs benefited under the said programme during the above said period, State/UT-wise; and
- (f) the steps taken by the Government for effective implementation of the programme including hike in the existing ceiling of financial assistance for MSMEs?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI NITIN GADKARI)

(a) & (b): Yes,  Sir.  Ministry  of  Micro,  Small  and  Medium  Enterprises  (MSME)  is implementing Prime Minister's Employment Generation Programme (PMEGP), which is a major credit-linked subsidy programme aimed at generating self-employment opportunities through establishment of micro-enterprises in the non-farm sector by helping traditional artisans and rural/urban unemployed youth. Under the scheme, beneficiary can avail  loan  up  to  Rs.  25  lakh  in  the  manufacturing  sector  and  Rs.  10  lakh  in  the  service sector.  General  category  beneficiaries  can  avail  margin  money  subsidy  of  25  %  of  the project cost in rural areas and 15% in urban areas. For beneficiaries belonging to special categories such as Scheduled Caste/Scheduled Tribe/OBC /minorities/women, exserviceman, physically handicapped, NER, Hill and Border areas, etc., the margin money subsidy is 35% in rural areas and 25% in urban areas.

Under PMEGP scheme, since its inception in 2008-09, a total of about 5.70 lakh micro enterprises have been assisted with a margin money of Rs. 12902 crore providing employment to an estimated 47 lakh persons, till 2019-20 (up to 31.10.2019).

(c)& (d): Yes,  Sir.  Details of employment generated under PMEGP Scheme during the last three years is given at Annexure-I.

(e):       The number of women entrepreneurs who have benefitted under PMEGP Scheme during the last three years is given at Annexure-II.

- (f): For expansion/upgrading the existing PMEGP/MUDRA units, Ministry of MSME has introduced second financial assistance  scheme (for  manufacturing unit  upto  1.00 cr. and for service/ trading unit upto Rs.25.00 lakhs with subsidy of 15% for non NER and 20% for NER and hilly state) from the year 2018-19.

Besides, the following steps have also been taken by the Government for effective implementation of the Scheme:

- i. To  bring  in  transparency  and  expedite  disbursement  of  Margin  Money  under PMEGP  scheme,  Ministry  of  MSME  has  introduced  online  Margin  Money disbursement directly to financing bank branches.
- ii. To  provide  necessary  hand  holding  and  mentoring  to  the  beneficiaries,  National Small Industry Corporation (NSIC), MSME- Development Institutes (MSME-DIs) and Tool Rooms have associated with PMEGP units.
- iii. To  popularise  and  propagate  the  PMEGP  scheme  for  the  development  of  micro industries,  awareness  camps,  workshops,  Bankers  Meetings  and  exhibitions  have been organised at Districts, States and Zonal levels.
- iv. To  enlarge  the  scope  of  PMEGP  activities,  Coir  enterprises  have  been  included under the scheme and Coir Board has been made an implementing agency.
- v. To facilitate immediate contact with beneficiaries, the process of Geo-tagging of all PMEGP units has been initiated.
- vi. To  expedite  the  implementation  process  of  PMEGP,  online  training  portal  and mobile  app  have  been  developed  and  made  live  from  22.10.2019  for  providing Entrepreneurship Development Programme (EDP) training.

****

Annexure I referred to in reply to part (c) and (d) of the Lok Sabha Unstarred Qn. No. 4140 for answer on 12.12.2019

|         | EMPLOYMENT - TARGET State/Union   | AND ACHIEVEMENT   | AND ACHIEVEMENT   | UNDER PMEGP FOR   | UNDER PMEGP FOR   | LAST THREE YEARS   | LAST THREE YEARS   |
|---------|-----------------------------------|-------------------|-------------------|-------------------|-------------------|--------------------|--------------------|
| Sr. No. | Territories                       | Target            | Achievement       | Target            | Achievement       | Target             | Achievement        |
| I       | NORTH ZONE                        | NORTH ZONE        | NORTH ZONE        | NORTH ZONE        | NORTH ZONE        | NORTH ZONE         | NORTH ZONE         |
| 1       | Chandigarh UT                     | 800               | 376               | 800               | 360               | 768                | 224                |
| 2       | Delhi                             | 1200              | 952               | 800               | 920               | 936                | 1056               |
| 3       | Haryana                           | 13488             | 11016             | 15088             | 13744             | 15392              | 17320              |
| 4       | Himachal Pradesh                  | 7880              | 6916              | 7144              | 7088              | 8832               | 11192              |
| 5       | Jammu &Kashmir                    | 6168              | 11691             | 19088             | 30024             | 21128              | 60232              |
| 6       | Punjab                            | 8016              | 9858              | 15088             | 12160             | 15240              | 14408              |
| 7       | Rajasthan                         | 14000             | 13408             | 19640             | 12616             | 25536              | 18872              |
|         | TOTAL                             | 51552             | 54217             | 77648             | 76912             | 87832              | 123304             |
| II      | CENTRAL ZONE                      | CENTRAL ZONE      | CENTRAL ZONE      | CENTRAL ZONE      | CENTRAL ZONE      | CENTRAL ZONE       | CENTRAL ZONE       |
| 1       | Chhatisgarh                       | 17976             | 12856             | 11264             | 11704             | 20920              | 24752              |
| 2       | Madhya Pradesh                    | 34112             | 15520             | 30352             | 14432             | 39448              | 20208              |
| 3       | Uttarakhand                       | 4560              | 9890              | 8536              | 12904             | 9560               | 17448              |
| 4       | Uttar Pradesh                     | 51928             | 36315             | 52632             | 43456             | 61040              | 41944              |
|         | TOTAL                             | 108576            | 74581             | 102784            | 82496             | 130968             | 104352             |
| III     | NORTH EAST ZONE                   | NORTH EAST ZONE   | NORTH EAST ZONE   | NORTH EAST ZONE   | NORTH EAST ZONE   | NORTH EAST ZONE    | NORTH EAST ZONE    |
| 1       | Arunachal Pradesh                 | 2000              | 1984              | 2000              | 1672              | 2344               | 2240               |
| 2       | Assam                             | 20016             | 31498             | 21408             | 18256             | 34752              | 29896              |
| 3       | Manipur                           | 7288              | 8419              | 5736              | 4800              | 8576               | 10328              |
| 4       | Meghalaya                         | 1144              | 2632              | 5680              | 600               | 8880               | 3120               |
| 5       | Mizoram                           | 2592              | 3400              | 3784              | 1992              | 7208               | 8984               |
| 6       | Nagaland                          | 8336              | 7783              | 10912             | 7440              | 9344               | 9664               |
| 7       | Sikkim                            | 344               | 201               | 800               | 296               | 656                | 440                |
| 8       | Tripura                           | 9072              | 17961             | 9136              | 8928              | 8584               | 9432               |
|         | TOTAL                             | 50792             | 73878             | 59456             | 43984             | 80344              | 74104              |
| IV      | EAST ZONE                         |                   |                   |                   |                   |                    |                    |
| 1       | And. &Nic. Island                 | 800               | 1398              | 2000              | 1744              | 928                | 1832               |
| 2       | Bihar                             | 27640             | 25872             | 22616             | 18456             | 35864              | 26424              |
| 3       | Jharkhand                         | 8664              | 10400             | 8280              | 8888              | 20432              | 14376              |
| 4       | Odisha                            | 28808             | 20392             | 19848             | 19192             | 25472              | 24560              |
| 5       | West Bengal                       | 22720             | 26604             | 13904             | 10928             | 20440              | 19304              |
|         | TOTAL                             | 88632             | 84666             | 66648             | 59208             | 103136             | 86496              |
| V       | WEST ZONE                         |                   |                   |                   |                   |                    |                    |
| 1       | Goa                               | 1488              | 660               | 792               | 400               | 1992               | 624.00             |
| 2       | Gujarat *                         | 29592             | 11629             | 39640             | 15008             | 39216              | 28000.00           |
| 3       | Maharashtra **                    | 8448              | 17799             | 27424             | 26632             | 30000              | 45136              |
|         | TOTAL                             | 39528             | 30088             | 67856             | 42040             | 71208              | 73760              |

| VI                                                       | SOUTH ZONE                                               |                                                          |                                                          |                                                          |                                                          |                                                          |                                                          |
|----------------------------------------------------------|----------------------------------------------------------|----------------------------------------------------------|----------------------------------------------------------|----------------------------------------------------------|----------------------------------------------------------|----------------------------------------------------------|----------------------------------------------------------|
| 1                                                        | Andhra Pradesh                                           | 17344                                                    | 14148                                                    | 15736                                                    | 12216                                                    | 17032                                                    | 17760                                                    |
| 3                                                        | Karnataka                                                | 31768                                                    | 30286                                                    | 21848                                                    | 16920                                                    | 23192                                                    | 29256                                                    |
| 2                                                        | Kerala                                                   | 15784                                                    | 13068                                                    | 9336                                                     | 10776                                                    | 11480                                                    | 19888                                                    |
| 4                                                        | Lakshadweep                                              | 400                                                      | 0                                                        | 400                                                      | 0                                                        | 160                                                      | 0.00                                                     |
| 5                                                        | Pondicherry                                              | 1200                                                     | 699                                                      | 800                                                      | 352                                                      | 536                                                      | 608                                                      |
| 6                                                        | Tamilnadu                                                | 21168                                                    | 25764                                                    | 29040                                                    | 32760                                                    | 29240                                                    | 41480                                                    |
| 7                                                        | Telangana                                                | 8016.0                                                   |                                                          | 18448                                                    |                                                          |                                                          |                                                          |
|                                                          |                                                          | 0                                                        | 6445                                                     |                                                          | 9520                                                     | 23920                                                    | 16408                                                    |
|                                                          | TOTAL                                                    | 95680                                                    | 90410                                                    | 95608                                                    | 82544                                                    | 105560                                                   | 125400                                                   |
|                                                          | GRAND TOTAL                                              | 434760                                                   | 407840                                                   | 470000                                                   | 387184                                                   | 579048                                                   | 587416                                                   |
| * Including Daman &Diu, ** Including Dadra &Nagar Haveli | * Including Daman &Diu, ** Including Dadra &Nagar Haveli | * Including Daman &Diu, ** Including Dadra &Nagar Haveli | * Including Daman &Diu, ** Including Dadra &Nagar Haveli | * Including Daman &Diu, ** Including Dadra &Nagar Haveli | * Including Daman &Diu, ** Including Dadra &Nagar Haveli | * Including Daman &Diu, ** Including Dadra &Nagar Haveli | * Including Daman &Diu, ** Including Dadra &Nagar Haveli |

## Annexure II referred to in reply to part (e) of the Lok Sabha Unstarred Qn. No. 4140 for answer on 12.12.2019

| NUMBER OFWOMENENTREPRENEURS UNDER PMEGP FOR LAST 3 YEARS   | NUMBER OFWOMENENTREPRENEURS UNDER PMEGP FOR LAST 3 YEARS   | NUMBER OFWOMENENTREPRENEURS UNDER PMEGP FOR LAST 3 YEARS   | NUMBER OFWOMENENTREPRENEURS UNDER PMEGP FOR LAST 3 YEARS   | NUMBER OFWOMENENTREPRENEURS UNDER PMEGP FOR LAST 3 YEARS   |
|------------------------------------------------------------|------------------------------------------------------------|------------------------------------------------------------|------------------------------------------------------------|------------------------------------------------------------|
| Sr. No.                                                    | State/Union Territories                                    | 2016-17                                                    | 2017-18                                                    | 2018-19 (Provisional)                                      |
| I                                                          | NORTH ZONE                                                 |                                                            |                                                            |                                                            |
| 1                                                          | Chandigarh UT                                              | 14                                                         | 18                                                         | 13                                                         |
| 2                                                          | Delhi                                                      | 40                                                         | 43                                                         | 54                                                         |
| 3                                                          | Haryana                                                    | 283                                                        | 422                                                        | 547                                                        |
| 4                                                          | Himachal Pradesh                                           | 198                                                        | 303                                                        | 528                                                        |
| 5                                                          | Jammu &Kashmir                                             | 476                                                        | 1188                                                       | 2449                                                       |
| 6                                                          | Punjab                                                     | 454                                                        | 580                                                        | 703                                                        |
| 7                                                          | Rajasthan                                                  | 314                                                        | 337                                                        | 524                                                        |
|                                                            | TOTAL                                                      | 1779                                                       | 2891                                                       | 4818                                                       |
| II                                                         | CENTRAL ZONE                                               |                                                            |                                                            |                                                            |
| 1                                                          | Chhattisgarh                                               | 319                                                        | 327                                                        | 726                                                        |
| 2                                                          | Madhya Pradesh                                             | 512                                                        | 518                                                        | 73                                                         |
| 3                                                          | Uttarakhand                                                | 296                                                        | 327                                                        | 499                                                        |
| 4                                                          | Uttar Pradesh                                              | 1387                                                       | 1492                                                       | 1433                                                       |
|                                                            | TOTAL                                                      | 2514                                                       | 2664                                                       | 3396                                                       |
| III                                                        | NORTH EAST ZONE                                            |                                                            |                                                            |                                                            |
| 1                                                          | Arunachal Pradesh                                          | 104                                                        | 86                                                         | 99                                                         |
| 2                                                          | Assam                                                      | 1484                                                       | 581                                                        | 999                                                        |
| 3                                                          | Manipur                                                    | 223                                                        | 237                                                        | 533                                                        |
| 4                                                          | Meghalaya                                                  | 142                                                        | 31                                                         | 126                                                        |
| 5                                                          | Mizoram                                                    | 128                                                        | 134                                                        | 542                                                        |
| 6                                                          | Nagaland                                                   | 334                                                        | 427                                                        | 535                                                        |
| 7                                                          | Sikkim                                                     | 11                                                         | 15                                                         | 27                                                         |
| 8                                                          | Tripura                                                    | 452                                                        | 261                                                        | 248                                                        |
|                                                            | TOTAL                                                      | 2878                                                       | 1772                                                       | 3109                                                       |
| IV                                                         | EAST ZONE                                                  |                                                            |                                                            |                                                            |
| 1                                                          | And. &Nic. Island                                          | 22                                                         | 38                                                         | 51                                                         |
| 2                                                          | Bihar                                                      | 915                                                        | 647                                                        | 861                                                        |
| 3                                                          | Jharkhand                                                  | 292                                                        | 215                                                        | 428                                                        |
| 4                                                          | Odisha                                                     | 942                                                        | 777                                                        | 1185                                                       |
| 5                                                          | West Bengal                                                | 802                                                        | 406                                                        | 810                                                        |
|                                                            | TOTAL                                                      | 2973                                                       | 2083                                                       | 3335                                                       |
| V                                                          | WEST ZONE                                                  |                                                            |                                                            |                                                            |
| 1                                                          | Goa                                                        | 37                                                         | 19                                                         | 30                                                         |
| 2                                                          | Gujarat                                                    | 567                                                        | 1017                                                       | 2382                                                       |
| 3                                                          | Maharashtra **                                             | 783                                                        | 1079                                                       | 1965                                                       |
|                                                            | TOTAL                                                      | 1387                                                       | 2115                                                       | 4377                                                       |

| VI   | SOUTH ZONE                                               |                                                          |                                                          |                                                          |
|------|----------------------------------------------------------|----------------------------------------------------------|----------------------------------------------------------|----------------------------------------------------------|
| 1    | Andhra Pradesh                                           | 294                                                      | 719                                                      | 1101                                                     |
| 3    | Karnataka                                                | 816                                                      | 580                                                      | 1086                                                     |
| 2    | Kerala                                                   | 635                                                      | 525                                                      | 1052                                                     |
| 4    | Lakshadweep                                              | 0                                                        | 0                                                        | 0                                                        |
| 5    | Pondicherry                                              | 26                                                       | 21                                                       | 29                                                       |
| 6    | Tamilnadu                                                | 1248                                                     | 1929                                                     | 2463                                                     |
| 7    | Telangana                                                | 218                                                      | 370                                                      | 668                                                      |
|      | TOTAL                                                    | 3237                                                     | 4144                                                     | 6399                                                     |
|      | GRAND TOTAL                                              | 14768                                                    | 15669                                                    | 25434                                                    |
|      | * Including Daman &Diu, ** Including Dadra &Nagar Haveli | * Including Daman &Diu, ** Including Dadra &Nagar Haveli | * Including Daman &Diu, ** Including Dadra &Nagar Haveli | * Including Daman &Diu, ** Including Dadra &Nagar Haveli |