Lok Sabha Question No. 349 (UNSTARRED), answered on 2019-02-05
Subject: Higher Education Loan to OBC Students
Ministry: SOCIAL JUSTICE AND EMPOWERMENT
Asked by: Tejpratap Singh,Yadav, L.R. Shivaramegowda, ANJU BALA

## GOVERNMENT OF INDIA MINISTRY OF SOCIAL JUSTICE AND EMPOWERMENT LOK SABHA

## UNSTARRED QUESTION NO. 349 TO BE ANSWERED ON 05.02.2019

## HIGHER EDUCATION LOAN TO OBC STUDENTS

## 349. SHRI TEJ PRATAP SINGH YADAV: SHRI LR. SHIVARAME GOWDA: SHRIMATI ANJU BALA:

## Will the Minister of SOCIAL JUSTICE AND EMPOWERMENT be pleased to state:

(a) whether the Government is providing higher education loan to Other Backward Classes (OBCs) students at zero interest rate;

(b) if so, the details thereof and the number of students belonging to OBCs who for loan with the National Backward Classes  Finance and  Development   Corporation (NBCFDC) to pursue education each of the last three years, State and sector-wise; applied during

(c) the number of students getting loan to pursue education the above period, State and sector-wise; during

(d) the number of the students who and got loan to study abroad during the said period, State and sector-wise; applied

(e) whether the Government is aware that the OBC students are lots of difficulties in getting such education loan; and facing students?

## ANSWER

## MINISTER OF STATE FOR SOCIAL JUSTICE AND EMPOWERMENT (SHRI KRISHAN PAL GURJAR)

(a): The National Backward Classes Finance and Development Corporation   (NBCFDC),a corporation under the of Ministry of Social Justice and Empowerment has been entrusted with the job of providing financial assistance at concessional rate of interest to the members of Backward Classes having annual income less than Rs. 3.00 lakh for income generating activities to generate   self-employment   opportunities   through State   Channelizing Agencies (SCAs) The rate of interest is 4% p.a. and for girl students rate of interest is 3.5% p.a. for loans for higher education studies. aegis family

(b) to (d): Details of number of students State-wise whom loan have been disbursed to study in India and abroad the last three years are at Annexure-I: during

Statement Showing Funds Disbursed by NBCFDC under Education Loan Scheme During last Three Years

|    |                       |           |                   |                            |        |            |                   |            |                             | Financial: (RsiLakh)   |                 |                 |
|----|-----------------------|-----------|-------------------|----------------------------|--------|------------|-------------------|------------|-----------------------------|------------------------|-----------------|-----------------|
|    | S.No Name of State/UT | 2015-16   | 2015-16           | 2015-16                    |        |            |                   |            |                             |                        |                 |                 |
|    |                       |           |                   | Abroad                     | Abroad | 2016-17    | 2016-17           | 2016-17    |                             | 2017-18                | 2017-18         | 2017-18         |
|    |                       | Financial | In India Physical | FFinancial |[Physical |        | FFinancial | In India Physical | Abroad     | In India Financial Physical | Financial              | Abroad Physical | Abroad Physical |
|    | Andhra Pradesh        | 0.00      |                   | 0,00                       |        | 0.00       |                   | 0.00       | 17.99 11                    |                        | 0.00            |                 |
|    | Telangana             | 0,00      |                   |                            |        | 0.00       |                   | 0,00       | 48,35 33                    |                        | 0.00            |                 |
|    | Chandigarh (UT)       | 1.00      |                   | 0.00                       |        | 0.00       |                   | 0.00       | 0.00                        |                        |                 |                 |
|    | Chhattisgarh          | 25.00     | 50                | 0.00                       |        | 0.00       |                   | 0,00       | 22.50                       |                        | 0.00            |                 |
|    | Delhi                 | 0.00      |                   | 0,00                       |        | 0,00       |                   | 0,00       | 4,27                        |                        | 0.00            |                 |
|    | Goa                   | 25,00     | 50                |                            |        | 5.00       | 10                | 5.00       | 40.,00                      | 10                     | 0.00            |                 |
|    | Gujarat               | 170.00    | 330               | 10.00                      | 10     | 150.00     | 165               | 0.00       | 115.95                      | 140                    | 0.00            |                 |
|    | Haryana               | 10.00     | 23                | 0.00                       |        | 50,00      | 105               | 0.00       | 101,00                      | 29                     | 54.00           |                 |
|    | Himachal Pradesh      | 336.00    | 377               | 10.00                      |        | 61,94      | 90                | 10.00 10   | 42.30                       | 17                     | 0.00            |                 |
| 10 | Jammu & Kashmir       | 25.00     | 50                | 0.00                       |        | 35,00      | 40                | 0.00       | 25.00                       |                        | 0.00            |                 |
| 11 | Jharkhand             |           | 40                | 10.00                      |        | 0.00       |                   | 0.,00      | 50.00                       | 50                     | 10.00           |                 |
| 12 | Karnataka             | 78.00     | 122               | 46.00                      | 10     | 393.18     | 468               | 337        | 213.80                      | 168                    | 68.00           |                 |
| 13 | Kerala                | 415.00    | 1060              | 200.00                     | 400    | 825.00     | 1205              | 385,00 310 | 856.21                      | 608                    | 300,00          | 95              |
| 14 | Madhya Pradesh        | 0,00      |                   | 0,00                       |        | 50.00      | 70                | 0.00       | 20.47                       |                        | 0.00            |                 |
| 15 | Maharashtra           | 0,00      |                   | 0,00                       |        | 0,00       |                   | 0.00       | 0.52                        |                        | 0.00            |                 |
| 16 | Puducherry (UT)       | 300.00    | 420               | 0.00                       |        | 100.00     | 200               | 0.00       | 0.00                        |                        | 0.00            |                 |
| 17 | Punjab                | 20.00     | 40                | 5,00                       |        | 30.00      | 80                | 10.00 10   | 20.00                       | 11                     | 10.00           |                 |
| 18 | Rajasthan             | 0.00      |                   | 0,00                       |        | 0.00       |                   | 0.00       | 13.50                       | 10                     | 0.00            |                 |
| 19 | Sikkim                | 5,00      | 10                | 0,00                       |        | 0.00       |                   | 0.00       | 0,00                        |                        | 0.00            |                 |
| 20 | Tamil Nadu            | 50.00     | 100               | 0,00                       |        | 0.00       |                   | 0.00       | 19.98                       | 26                     | 0.00            |                 |
| 21 | Tripura               | 200.00    | 400               | 0.00                       |        | 250.00     | 400               | 0.00       | 300.00                      | 400                    |                 |                 |
| 22 | Uttar Pradesh         | 0.00      |                   | 0,00                       |        | 0,00       |                   | 0.00       | 70.00                       | 17                     | 0,00            |                 |
| 23 | Uttarakhand           | 0.00      |                   | 0.00                       |        | 0.00       |                   | 0.00       | 4.50                        |                        |                 |                 |
| 24 | West Bengal           | 25.00     | 50                | 0.00                       |        | 55.00      | 80                | 5.00       |                             | 18                     | 0.00            |                 |
|    | Total:                | 1705.00   | 3124              | 281.00                     | 433    | 2005.12    | 2913              | 875.68 677 | 2022.84                     | 1634                   | 451.00          | 109             |