Lok Sabha Question No. 3277 (UNSTARRED), answered on 2019-12-09
Subject: Pradhan Mantri Bima Yojana
Ministry: FINANCE
Asked by: Sunil Baburao Mendhe, Shrikant Eknath Shinde, S. Venkatesan, Sujay Radhakrishna Vikhepatil

## GOVERNMENT OF INDIA MINISTRY OF FINANCE

## DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO. † 3277

ANSWERED ON 09.12.2019

## Pradhan Mantri Bima Yojana

†3277.  SHRI SUNIL BABURAO MENDHE: DR. SHRIKANT EKNATH SHINDE: SHRI S. VENKATESAN: DR. SUJAY RADHAKRISHNA VIKHE PATIL

Will the Minister of FINANCE be pleased to state:

- (a) the number of persons insured under the Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana during the last three years, Scheme/State/UT-wise;
- (b) the number of beneficiaries enrolled under the said schemes till date along with the number of persons who have opted out of the scheme, State/UT/ year-wise;
- (c) the  number of persons to whom payments of accident insurance have been made from the said schemes during the said period, State/UT and bank-wise;
- (d) the  quantum  of  premium  collected  and  the  amount  of  claim  money  settled  by  the Bankers/LIC  under  the  said  schemes  during  the  said  period,  State/UT  and  bankwise; and
- (e) whether any complaint has been received from the beneficiaries of the said Yojanas for non-payment of claims of accident insurance and if so, the details thereof and the corrective action taken by the Government in this regard?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF FINANCE

(SHRI ANURAG SINGH THAKUR)

- (a):  Scheme/State/UT-wise details of number of persons insured or enrolled under the Pradhan  Mantri  Jeevan  Jyoti  Bima  Yojana  (PMJJBY)  and  Pradhan  Mantri  Suraksha Bima Yojana (PMSBY) over the last three years and current year (up to 30.09.2019), are placed at Annexure A and B respectively.

Both the schemes are renewable from year to year by paying premium which will be deducted  from  the  account  holder's  bank  account  through  'auto-debit'  as  per  the consent to be given. Beneficiary may also give mandate for auto-debit every year. The exits from the schemes may be due to various reasons, which include, inter-alia, noneligibility, death, no balance in account, closure of bank account; data for such exits is not maintained centrally.

(c) and (d):  Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) offers life insurance cover of Rs. 2 lakh in case of death due to any reason to people in the age group of 18 to 50 years having a bank / Post office account, who give their consent to join / enable auto-debit of premium of Rs. 330 per annum.

Pradhan Mantri Suraksha Bima Yojana (PMSBY) offers accidental insurance cover of Rs. 2 lakh for accidental death or total permanent disability and Rs. 1 lakh for partial permanent disability to people in the age group 18 to 70 years with a Bank / Post office account,  who  give  their  consent to  join  /  enable  auto-debit  of  premium  of  Rs.  12  per annum.

The  approximate  premium  received  under  PMJJBY  /  PMSBY  during  the  last  three policy years (1 st June to 31 st May) and for the current year (1 st June to 30 th September, 2019) is placed at Annexure C.

The number and amount of claims settled  under  the  said  schemes for the  last  three years  and  the  current  year  (up  to  30.09.2019),  State/UT  and  bank-wise  is  placed  at Annexure D, E, F and G respectively.

(e):  Complaints  are  received  from  beneficiaries  of  PMJJBY  and  PMSBY  for  nonpayment  of  claims  from  time  to  time.  These  are  addressed  as  per  systems  and processes in place including various grievance redressal mechanisms like PMO Public Grievance (PG) portal, Centralized Public Grievance Redressal and Monitoring System (CPGRAM), Central Grievance Management System (CGMS), direct e-mails addressed to  website  pmjdy.gov.in  and  toll  free  numbers  at  National  /  State  level.  A Mission Office (Jansuraksha) has also been set up in DFS  to monitor the implementation of these schemes. Direct complaints related to both these schemes are followed  up  with  banks  and  insurance  companies  by  Mission  Office  Jansuraksha  for their prompt redressal.

A total of 487 complaints have been received under PMSBY and 439 complaints have been received under PMJJBY out of which 483 and 435 complaints have been disposed off under PMSBY and PMJJBY respectively.

*****

## ANNEXURE - A REFERRED TO IN PART (a) and (b) OF LOK SABHA UNSTARRED QUESTION NO. † 3277 FOR ANSWER ON DECEMBER 9, 2019

## PMJJBY -State/UT wise Distribution of Gross Enrolment

| S. No   | State/UT                       | As on 31.05.2017   | As on 31.05.2018   | As on 31.05.2019   | As on 30.09.2019   |
|---------|--------------------------------|--------------------|--------------------|--------------------|--------------------|
| 1       | Andaman and Nicobar Islands    | 11,483             | 14,649             | 16,344             | 16,716             |
| 2       | Andhra Pradesh                 | 15,13,552          | 1,80,77,939 $      | 1,84,03,753$       | 1,85,26,921 $      |
| 3       | Arunachal Pradesh              | 30,726             | 35,036             | 41,351             | 45,259             |
| 4       | Assam                          | 5,20,634           | 5,98,490           | 7,68,887           | 8,38,364           |
| 5       | Bihar                          | 11,68,664          | 12,84,687          | 17,84,268          | 19,45,888          |
| 6       | Chandigarh                     | 46,578             | 49,907             | 57,786             | 61,425             |
| 7       | Chhattisgarh                   | 9,11,152           | 11,43,309          | 13,09,477          | 13,68,903          |
| 8       | Dadar and Nagar Haveli         | 15,598             | 18,365             | 24,435             | 26,445             |
| 9       | Daman and Diu                  | 9,989              | 14,118             | 17,578             | 18,745             |
| 10      | Goa                            | 1,08,487           | 1,13,794           | 1,25,500           | 1,32,703           |
| 11      | Gujarat                        | 19,61,675          | 21,67,416          | 25,92,635          | 27,56,291          |
| 12      | Haryana                        | 7,62,433           | 8,14,582           | 9,82,108           | 10,56,352          |
| 13      | Himachal Pradesh               | 2,30,142           | 2,47,370           | 2,93,265           | 3,13,501           |
| 14      | Jammu and Kashmir              | 2,46,532           | 2,72,027           | 3,25,685           | 3,47,395           |
| 15      | Jharkhand                      | 4,11,995           | 4,45,690           | 6,28,527           | 7,12,140           |
| 16      | Karnataka                      | 27,55,209          | 29,37,530          | 34,89,813          | 37,72,011          |
| 17      | Kerala                         | 7,45,940           | 7,76,187           | 9,10,000           | 9,77,918           |
| 18      | Lakshadweep                    | 1,097              | 1,174              | 1,843              | 1,876              |
| 19      | Madhya Pradesh                 | 18,07,482          | 18,50,374          | 22,89,091          | 24,46,537          |
| 20      | Maharashtra                    | 33,22,644          | 34,73,574          | 40,63,128          | 46,81,775          |
| 21      | Manipur                        | 26,939             | 30,914             | 38,836             | 40,801             |
| 22      | Meghalaya                      | 28,670             | 38,576             | 51,170             | 55,776             |
| 23      | Mizoram                        | 37,720             | 48,031             | 58,423             | 62,962             |
| 24      | Nagaland                       | 18,287             | 19,393             | 22,080             | 23,985             |
| 25      | NCT of Delhi                   | 9,65,072           | 8,74,662           | 9,60,699           | 10,06,579          |
| 26      | Odisha                         | 8,03,105           | 9,38,086           | 13,11,691          | 14,53,626          |
| 27      | Puducherry                     | 59,727             | 65,079             | 73,010             | 75,471             |
| 28      | Punjab                         | 5,55,640           | 6,16,501           | 7,41,489           | 8,00,978           |
| 29      | Rajasthan                      | 11,48,167          | 13,68,740          | 18,64,641          | 20,19,588          |
| 30      | Sikkim                         | 23,678             | 26,851             | 31,932             | 33,422             |
| 31      | Tamil Nadu                     | 22,55,366          | 23,55,698          | 28,50,087          | 30,16,652          |
| 32      | Telangana                      | 16,97,156          | 18,73,863          | 22,11,776          | 23,55,123          |
| 33      | Tripura                        | 79,392             | 1,01,326           | 1,26,334           | 1,36,154           |
| 34      | Uttar Pradesh                  | 29,71,237          | 32,05,068          | 40,77,889          | 43,65,909          |
| 35      | Uttarakhand                    | 3,14,707           | 3,33,327           | 3,81,278           | 4,03,425           |
| 36      | West Bengal                    | 11,57,292          | 12,67,020          | 17,54,621          | 19,02,921          |
| 37      | Others / Non-CBS Enrolments ** | 25,41,865          | 61,02,031          | 58,67,504          | 50,33,866          |
|         | Total                          | 3,12,66,032        | 5,36,01,384        | 6,05,48,934        | 6,28,34,403        |

Source : State/ District wise Enrollment as uploaded by banks on Jansuraksha portal subject to verification of eligibility, Availability of Funds for auto debit etc.

$ includes 1.65 crore beneficiaries which have been converged from AABY to PMJJBYin the state of Andhra Pradesh.

**Enrolment Data includes Beneficiaries converged from Ministry of Textiles, Women & Child Development, MSME and Department of Animal Husbandry, Dairy and Fisheries from their respective erstwhile Insurance schemesw.e.f. 01.06.2017.    Non-CBS enrolments pertaining to  Urban  cooperative  bank  subscribers  which were not migrated to CBS system. State/UT wise break-up not available for this number.

## ANNEXURE - B REFERRED TO IN PART (a) and (b) OF LOK SABHA UNSTARRED QUESTION NO. † 3277 FOR ANSWER ON DECEMBER 9, 2019

## PMSBY -State/UT wise Distribution of Gross Enrolment

| S.No.   | State / UT                     | As on 31.05.2017   | As on 31.05.2018   | As on 31.05.2019   | As on 30.09.2019   |
|---------|--------------------------------|--------------------|--------------------|--------------------|--------------------|
| 1       | Andaman and Nicobar Islands    | 23,271             | 28,422             | 32,384             | 33,093             |
| 2       | Andhra Pradesh                 | 73,38,889          | 2,68,52,724 $      | 2,76,77,965 $      | 2,79,57,844 $      |
| 3       | Arunachal Pradesh              | 48,581             | 56,700             | 68,747             | 74,908             |
| 4       | Assam                          | 14,51,156          | 15,82,171          | 20,14,982          | 22,13,968          |
| 5       | Bihar                          | 43,10,944          | 44,80,833          | 61,33,566          | 68,28,176          |
| 6       | Chandigarh                     | 1,61,846           | 1,82,650           | 2,06,202           | 2,13,987           |
| 7       | Chhattisgarh                   | 45,92,517          | 49,11,130          | 53,29,079          | 54,79,770          |
| 8       | Dadar and Nagar Haveli         | 32,670             | 39,235             | 50,126             | 54,249             |
| 9       | Daman and Diu                  | 19,569             | 30,894             | 38,019             | 40,389             |
| 10      | Goa                            | 2,23,851           | 2,35,476           | 2,67,898           | 2,85,523           |
| 11      | Gujarat                        | 45,54,017          | 51,37,207          | 61,57,878          | 65,69,010          |
| 12      | Haryana                        | 25,03,143          | 27,63,545          | 33,82,671          | 35,80,900          |
| 13      | Himachal Pradesh               | 8,32,740           | 9,78,043           | 11,08,678          | 11,63,286          |
| 14      | Jammu and Kashmir              | 5,54,809           | 6,26,624           | 7,73,088           | 8,23,553           |
| 15      | Jharkhand                      | 16,20,963          | 17,62,808          | 23,09,309          | 25,74,501          |
| 16      | Karnataka                      | 61,07,236          | 64,52,231          | 79,82,912          | 85,57,438          |
| 17      | Kerala                         | 35,40,090          | 37,18,693          | 45,65,471          | 48,70,306          |
| 18      | Lakshadweep                    | 5,657              | 4,551              | 5,832              | 5,871              |
| 19      | Madhya Pradesh                 | 72,17,618          | 75,02,870          | 89,10,152          | 94,32,573          |
| 20      | Maharashtra                    | 76,17,927          | 80,76,049          | 97,89,875          | 1,08,24,986        |
| 21      | Manipur                        | 78,281             | 90,564             | 1,14,254           | 1,21,967           |
| 22      | Meghalaya                      | 62,293             | 80,074             | 99,518             | 1,06,889           |
| 23      | Mizoram                        | 64,586             | 74,729             | 90,785             | 97,209             |
| 24      | Nagaland                       | 45,618             | 49,220             | 55,169             | 59,276             |
| 25      | NCT of Delhi                   | 31,73,967          | 22,22,994          | 24,80,313          | 25,82,995          |
| 26      | Odisha                         | 33,07,476          | 36,48,094          | 46,22,750          | 50,06,509          |
| 27      | Puducherry                     | 1,62,620           | 1,95,624           | 2,17,732           | 2,23,207           |
| 28      | Punjab                         | 30,35,305          | 33,43,936          | 40,76,230          | 43,26,593          |
| 29      | Rajasthan                      | 42,02,407          | 48,26,580          | 61,35,744          | 65,58,967          |
| 30      | Sikkim                         | 43,078             | 47,719             | 58,967             | 62,104             |
| 31      | Tamil Nadu                     | 66,14,200          | 69,54,932          | 85,34,853          | 90,17,131          |
| 32      | Telangana                      | 56,34,769          | 57,86,839          | 63,94,386          | 66,12,156          |
| 33      | Tripura                        | 2,92,766           | 3,16,282           | 4,14,039           | 4,37,843           |
| 34      | Uttar Pradesh                  | 1,03,43,179        | 1,19,00,697        | 1,62,64,264        | 1,74,16,729        |
| 35      | Uttarakhand                    | 11,40,320          | 13,00,568          | 15,99,745          | 16,81,989          |
| 36      | West Bengal                    | 52,40,253          | 56,77,487          | 77,62,055          | 86,11,239          |
| 37      | Others / Non-CBS Enrolments ** | 42,84,496          | 1,37,57,569        | 1,34,48,078        | 1,10,55,652        |
|         | Total                          | 10,04,83,108       | 13,56,96,764       | 15,91,73,716       | 16,55,62,786       |

Source : State/ District wise Enrollment as uploaded by banks on Jansuraksha portal subject to verification of eligibility, Availability of Funds for auto debit etc.

$ includes 1.99 crore beneficiaries which have been converged from AABY to PMSBY in the state of Andhra Pradesh.

** Enrolment Data includes Beneficiaries converged from Ministry of Textiles, Women & Child Development, MSME and Department of Animal Husbandry, Dairy and Fisheries from their respective erstwhile Insurance schemesw.e.f.  01.06.2017.  Non-CBS  enrolments  pertaining  to  Urban  cooperative  bank  subscribers  which were not migrated to CBS system.State/UT wise break-up not available for this number.

| Policy year wise Premium (approx) received (Including Renewals) for PMJJBY and PMSBY $ (Rs. in crore)   | Policy year wise Premium (approx) received (Including Renewals) for PMJJBY and PMSBY $ (Rs. in crore)   | Policy year wise Premium (approx) received (Including Renewals) for PMJJBY and PMSBY $ (Rs. in crore)   | Policy year wise Premium (approx) received (Including Renewals) for PMJJBY and PMSBY $ (Rs. in crore)   | Policy year wise Premium (approx) received (Including Renewals) for PMJJBY and PMSBY $ (Rs. in crore)   | Policy year wise Premium (approx) received (Including Renewals) for PMJJBY and PMSBY $ (Rs. in crore)   |
|---------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------|
| Scheme Name                                                                                             | 2015-16*                                                                                                | 2016-17*                                                                                                | 2017-18*                                                                                                | 2018-19*                                                                                                | 2019-20**                                                                                               |
| PMSBY                                                                                                   | 106                                                                                                     | 107                                                                                                     | 106                                                                                                     | 129                                                                                                     | 125                                                                                                     |
| PMJJBY                                                                                                  | 885                                                                                                     | 824                                                                                                     | 769                                                                                                     | 908                                                                                                     | 915                                                                                                     |
| $ Data Extracted on the basis of figures uploaded by banks on Jansuraksha Portal                        | $ Data Extracted on the basis of figures uploaded by banks on Jansuraksha Portal                        | $ Data Extracted on the basis of figures uploaded by banks on Jansuraksha Portal                        | $ Data Extracted on the basis of figures uploaded by banks on Jansuraksha Portal                        | $ Data Extracted on the basis of figures uploaded by banks on Jansuraksha Portal                        | $ Data Extracted on the basis of figures uploaded by banks on Jansuraksha Portal                        |
| * Data pertains to scheme year from 1st June to 31st May, each year                                     | * Data pertains to scheme year from 1st June to 31st May, each year                                     | * Data pertains to scheme year from 1st June to 31st May, each year                                     | * Data pertains to scheme year from 1st June to 31st May, each year                                     | * Data pertains to scheme year from 1st June to 31st May, each year                                     | * Data pertains to scheme year from 1st June to 31st May, each year                                     |
| ** Data pertains to period 01.06.2019-30.09.2019                                                        | ** Data pertains to period 01.06.2019-30.09.2019                                                        | ** Data pertains to period 01.06.2019-30.09.2019                                                        | ** Data pertains to period 01.06.2019-30.09.2019                                                        | ** Data pertains to period 01.06.2019-30.09.2019                                                        | ** Data pertains to period 01.06.2019-30.09.2019                                                        |

## ANNEXURE - D REFERRED TO IN PART (c) and (d) OF LOK SABHA UNSTARRED QUESTION NO. † 3277 FOR ANSWER ON DECEMBER 9, 2019

## PMSBY Claims (Accidental) - Bank Wise

| S.No.   |                                                   | As on 31.05.2017   | As on 31.05.2017   | As on 31.05.2018   | As on 31.05.2018   | As on 31.05.2019   | As on 31.05.2019   | As on 30.09.2019   | As on 30.09.2019   |
|---------|---------------------------------------------------|--------------------|--------------------|--------------------|--------------------|--------------------|--------------------|--------------------|--------------------|
| S.No.   | Bank                                              | No. of Claims Paid | Amount Paid        | No. of Claims Paid | Amount Paid        | No. of Claims Paid | Amount Paid        | No. of Claims Paid | Amount Paid        |
| 1       | Allahabad Bank                                    | 391                | 7.82               | 590                | 11.80              | 777                | 15.54              | 811                | 16.22              |
| 2       | Andhra Bank                                       | 783                | 15.66              | 1791               | 35.82              | 2464               | 49.28              | 2662               | 53.24              |
| 3       | Axis Bank Ltd                                     | 20                 | 0.40               | 20                 | 0.40               | 194                | 3.88               | 194                | 3.88               |
| 4       | Bank of Baroda                                    | 900                | 18.00              | 968                | 19.36              | 1827               | 36.54              | 1877               | 37.54              |
| 5       | Bank of India                                     | 727                | 14.54              | 1331               | 26.62              | 2045               | 40.90              | 2207               | 44.14              |
| 6       | Bank of Maharashtra                               | 69                 | 1.38               | 197                | 3.94               | 281                | 5.62               | 312                | 6.24               |
| 7       | BhartiyaMahila Bank                               | 6                  | 0.12               | NA                 | NA                 | NA                 | NA                 | NA                 | NA                 |
| 8       | Canara Bank                                       | 445                | 8.90               | 776                | 15.52              | 1253               | 25.06              | 1280               | 25.60              |
| 9       | Central Bank of India                             | 847                | 16.94              | 1207               | 24.14              | 1750               | 35.00              | 1874               | 37.48              |
| 10      | Corporation Bank                                  | 345                | 6.90               | 605                | 12.10              | 809                | 16.18              | 809                | 16.18              |
| 11      | Dena Bank                                         | 351                | 7.02               | 633                | 12.66              | 976                | 19.52              | 1011               | 20.22              |
| 12      | Department of Animal Husbandry, Dairy & Fisheries | 0                  | 0.00               | 0                  | 0.00               | 151                | 3.02               | 151                | 3.02               |
| 13      | Federal Bank Ltd                                  | 36                 | 0.72               | 43                 | 0.86               | 43                 | 0.86               | 43                 | 0.86               |
| 14      | HDFC Bank Ltd                                     | 114                | 2.28               | 160                | 3.20               | 242                | 4.84               | 244                | 4.88               |
| 15      | ICICI Bank Ltd                                    | 45                 | 0.90               | 68                 | 1.36               | 68                 | 1.36               | 68                 | 1.36               |
| 16      | IDBI Bank Ltd.                                    | 16                 | 0.32               | 16                 | 0.32               | 457                | 9.14               | 519                | 10.38              |
| 17      | IDFC Bank Ltd.                                    | 0                  | 0.00               | 1                  | 0.02               | 1                  | 0.02               | 1                  | 0.02               |
| 18      | Indian Bank                                       | 376                | 7.52               | 840                | 16.80              | 1204               | 24.08              | 1310               | 26.20              |
| 19      | Indian Overseas Bank                              | 431                | 8.62               | 720                | 14.40              | 911                | 18.22              | 970                | 19.40              |
| 20      | IndusInd Bank Ltd                                 | 3                  | 0.06               | 7                  | 0.14               | 8                  | 0.16               | 8                  | 0.16               |
| 21      | Jammu & Kashmir Bank Ltd                          | 1                  | 0.02               | 1                  | 0.02               | 1                  | 0.02               | 1                  | 0.02               |
| 22      | Karnataka Bank Ltd                                | 66                 | 1.32               | 114                | 2.28               | 149                | 2.98               | 149                | 2.98               |
| 23      | KarurVysya Bank Ltd                               | 29                 | 0.58               | 33                 | 0.66               | 56                 | 1.12               | 68                 | 1.36               |
| 24      | Kotak Mahindra Bank Ltd                           | 28                 | 0.56               | 42                 | 0.84               | 42                 | 0.84               | 42                 | 0.84               |
| 25      | Lakshmi Vilas Bank Ltd                            | 8                  | 0.16               | 13                 | 0.26               | 15                 | 0.30               | 15                 | 0.30               |
| 26      | Oriental Bank of Commerce                         | 567                | 11.34              | 966                | 19.32              | 1270               | 25.40              | 1393               | 27.86              |
| 27      | Punjab & Sind Bank                                | 190                | 3.80               | 300                | 6.00               | 424                | 8.48               | 465                | 9.30               |
| 28      | Punjab National Bank                              | 714                | 14.28              | 1391               | 27.82              | 2269               | 45.38              | 2391               | 47.82              |
| 29      | Ratnakar Bank Ltd                                 | 4                  | 0.08               | 5                  | 0.10               | 6                  | 0.12               | 10                 | 0.20               |
| 30      | South Indian Bank Ltd                             | 31                 | 0.62               | 49                 | 0.98               | 51                 | 1.02               | 51                 | 1.02               |
| 31      | State Bank of Bikaner & Jaipur                    | 194                | 3.88               | NA                 | NA                 | NA                 | NA                 | NA                 | NA                 |
| 32      | State Bank of Hyderabad                           | 104                | 2.08               | NA                 | NA                 | NA                 | NA                 | NA                 | NA                 |
| 33      | State Bank of India                               | 389                | 7.78               | 863                | 17.26              | 5988               | 119.76             | 5988               | 119.76             |
| 34      | State Bank of Mysore                              | 22                 | 0.44               | NA                 | NA                 | NA                 | NA                 | NA                 | NA                 |
| 35      | State Bank of Patiala                             | 134                | 2.68               | NA                 | NA                 | NA                 | NA                 | NA                 | NA                 |
| 36      | State Bank of Travancore                          | 1                  | 0.02               | NA                 | NA                 | NA                 | NA                 | NA                 | NA                 |
| 37      | Syndicate Bank                                    | 658                | 13.16              | 1094               | 21.88              | 1471               | 29.42              | 1483               | 29.66              |
| 38      | Tamilnad Mercantile Bank Ltd                      | 30                 | 0.60               | 37                 | 0.74               | 45                 | 0.90               | 45                 | 0.90               |
| 39      | UCO Bank                                          | 223                | 4.46               | 494                | 9.88               | 710                | 14.20              | 764                | 15.28              |
| 40      | Union Bank of India                               | 478                | 9.56               | 856                | 17.12              | 1354               | 27.08              | 1388               | 27.76              |
| 41      | United Bank of India                              | 65                 | 1.30               | 178                | 3.56               | 217                | 4.34               | 223                | 4.46               |
| 42      | Vijaya Bank                                       | 192                | 3.84               | 328                | 6.56               | 647                | 12.94              | 723                | 14.46              |
| 43      | Yes Bank Ltd                                      | 1                  | 0.02               | 1                  | 0.02               | 1                  | 0.02               | 1                  | 0.02               |
| 44      | Rural Cooperative Banks                           | 153                | 3.06               | 249                | 4.98               | 3171               | 63.42              | 3182               | 63.64              |
| 45      | Urban Cooperative Banks                           | 83                 | 1.66               | 131                | 2.62               | 229                | 4.58               | 229                | 4.58               |
| 46      | Bank not Identified                               | 3                  | 0.06               | 3                  | 0.06               | 3                  | 0.06               | 3                  | 0.06               |
|         | Total                                             | 10273              | 205.46             | 17121              | 342.42             | 33580              | 671.60             | 34965              | 699.30             |

(Amount in Rs crore)

Note: Claim data as uploaded by Banks and updated by Insurance Companies after claim settlement on Jansuraksha Portal.

## ANNEXURE - E REFERRED TO IN PART (c) and (d) OF LOK SABHA UNSTARRED QUESTION NO. † 3277 FOR ANSWER ON DECEMBER 9, 2019

## PMSBY claims (Accidental) -  State/UT Wise

(Amount in Rs crore)

|       |                           | As on 31.05.2017   | As on 31.05.2017   | As on 31.05.2018   | As on 31.05.2018   | As on 31.05.2019   | As on 31.05.2019   | As on 30.09.2019   | As on 30.09.2019   |
|-------|---------------------------|--------------------|--------------------|--------------------|--------------------|--------------------|--------------------|--------------------|--------------------|
| S.No. | State/UT                  | No. of Claims Paid | Amount Paid        | No. of Claims Paid | Amount Paid        | No. of Claims Paid | Amount Paid        | No. of Claims Paid | Amount Paid        |
| 1     | ANDAMAN & NICOBAR ISLANDS | 0                  | 0.00               | 0                  | 0.00               | 3                  | 0.06               | 3                  | 0.06               |
| 2     | ANDHRA PRADESH            | 742                | 14.84              | 1472               | 29.44              | 2374               | 47.48              | 2513               | 50.26              |
| 3     | ARUNACHAL PRADESH         | 0                  | 0.00               | 0                  | 0.00               | 10                 | 0.20               | 10                 | 0.20               |
| 4     | ASSAM                     | 76                 | 1.52               | 136                | 2.72               | 335                | 6.70               | 347                | 6.94               |
| 5     | BIHAR                     | 173                | 3.46               | 298                | 5.96               | 506                | 10.12              | 529                | 10.58              |
| 6     | CHANDIGARH                | 24                 | 0.48               | 41                 | 0.82               | 72                 | 1.44               | 77                 | 1.54               |
| 7     | CHHATTISGARH              | 346                | 6.92               | 573                | 11.46              | 1822               | 36.44              | 1870               | 37.40              |
| 8     | DADRA & NAGAR HAVELI      | 3                  | 0.06               | 4                  | 0.08               | 9                  | 0.18               | 9                  | 0.18               |
| 9     | DAMAN & DIU               | 0                  | 0.00               | 0                  | 0.00               | 2                  | 0.04               | 2                  | 0.04               |
| 10    | GOA                       | 34                 | 0.68               | 56                 | 1.12               | 85                 | 1.70               | 88                 | 1.76               |
| 11    | GUJARAT                   | 871                | 17.42              | 1193               | 23.86              | 2343               | 46.86              | 2397               | 47.94              |
| 12    | HARYANA                   | 471                | 9.42               | 795                | 15.90              | 1474               | 29.48              | 1548               | 30.96              |
| 13    | HIMACHAL PRADESH          | 151                | 3.02               | 280                | 5.60               | 529                | 10.58              | 549                | 10.98              |
| 14    | JAMMU & KASHMIR           | 25                 | 0.50               | 37                 | 0.74               | 79                 | 1.58               | 84                 | 1.68               |
| 15    | JHARKHAND                 | 115                | 2.30               | 189                | 3.78               | 334                | 6.68               | 352                | 7.04               |
| 16    | KARNATAKA                 | 722                | 14.44              | 1147               | 22.94              | 2044               | 40.88              | 2100               | 42.00              |
| 17    | KERALA                    | 278                | 5.56               | 396                | 7.92               | 775                | 15.50              | 790                | 15.80              |
| 18    | LAKSHADWEEP               | 0                  | 0.00               | 0                  | 0.00               | 0                  | 0.00               | 0                  | 0.00               |
| 19    | MADHYA PRADESH            | 1061               | 21.22              | 1706               | 34.12              | 3688               | 73.76              | 3835               | 76.70              |
| 20    | MAHARASHTRA               | 863                | 17.26              | 1377               | 27.54              | 2761               | 55.22              | 2917               | 58.34              |
| 21    | MANIPUR                   | 8                  | 0.16               | 8                  | 0.16               | 15                 | 0.30               | 16                 | 0.32               |
| 22    | MEGHALAYA                 | 1                  | 0.02               | 2                  | 0.04               | 9                  | 0.18               | 9                  | 0.18               |
| 23    | MIZORAM                   | 1                  | 0.02               | 1                  | 0.02               | 13                 | 0.26               | 14                 | 0.28               |
| 24    | NAGALAND                  | 0                  | 0.00               | 0                  | 0.00               | 4                  | 0.08               | 4                  | 0.08               |
| 25    | NCT OF DELHI              | 136                | 2.72               | 243                | 4.86               | 446                | 8.92               | 462                | 9.24               |
| 26    | ORISSA                    | 188                | 3.76               | 384                | 7.68               | 935                | 18.70              | 968                | 19.36              |
| 27    | PUDUCHERRY                | 18                 | 0.36               | 31                 | 0.62               | 61                 | 1.22               | 67                 | 1.34               |
| 28    | PUNJAB                    | 438                | 8.76               | 680                | 13.60              | 1130               | 22.60              | 1184               | 23.68              |
| 29    | RAJASTHAN                 | 741                | 14.82              | 1097               | 21.94              | 2391               | 47.82              | 2461               | 49.22              |
| 30    | SIKKIM                    | 1                  | 0.02               | 3                  | 0.06               | 6                  | 0.12               | 6                  | 0.12               |
| 31    | TAMIL NADU                | 687                | 13.74              | 1321               | 26.42              | 2311               | 46.22              | 2461               | 49.22              |
| 32    | TELANGANA                 | 678                | 13.56              | 1233               | 24.66              | 2168               | 43.36              | 2255               | 45.10              |
| 34    | UTTAR PRADESH             | 1036               | 20.72              | 1712               | 34.24              |                    | 68.02              | 3534               | 70.68              |
|       |                           |                    |                    |                    |                    | 3401               |                    |                    |                    |
| 35    | UTTARAKHAND               | 128                | 2.56               | 202                | 4.04               | 538                | 10.76              | 559                | 11.18              |
| 36    | WEST BENGAL               | 253                | 5.06               | 495                | 9.90               | 863                | 17.26              | 901                | 18.02              |
| 37    | STATE NOT IDENTIFIED      | 1                  | 0.02               | -                  | -                  | -                  | -                  | -                  | -                  |
| Total | Total                     | 10273              | 205.46             | 17121              | 342.42             | 33580              | 671.60             | 34965              | 699.30             |

Note: Claim data as uploaded by Banks and updated by Insurance Companies after claim settlement on Jansuraksha Portal.

## ANNEXURE - F REFERRED TO IN PART (c) and (d) OF LOK SABHA UNSTARRED QUESTION NO. † 3277 FOR ANSWER ON DECEMBER 9, 2019

## PMJJBY Claims- Bank Wise

(Amount in Rs crore)

| S.No.   | Bank                         | As on 31.05.2017   | As on 31.05.2017   | As on 31.05.2018   | As on 31.05.2018   | As on 31.05.2019   | As on 31.05.2019   | As on 30.09.2019   | As on 30.09.2019   |
|---------|------------------------------|--------------------|--------------------|--------------------|--------------------|--------------------|--------------------|--------------------|--------------------|
| S.No.   | Bank                         | No. of Claims Paid | Amount Paid        | No. of Claims Paid | Amount Paid        | No. of Claims Paid | Amount Paid        | No. of Claims Paid | Amount Paid        |
| 1       | Allahabad Bank               | 2020               | 40.40              | 3092               | 61.84              | 4360               | 87.20              | 4824               | 96.48              |
| 2       | Andhra Bank                  | 3139               | 62.78              | 4735               | 94.70              | 6987               | 139.74             | 7565               | 151.30             |
| 3       | Axis Bank Ltd                | 285                | 5.70               | 514                | 10.28              | 843                | 16.86              | 927                | 18.54              |
| 4       | Bandhan Bank                 | 12                 | 0.24               | 0                  | 0.00               | 0                  | 0.00               | 0                  | 0.00               |
| 5       | Bank of Baroda               | 5199               | 103.98             | 6621               | 132.42             | 12707              | 254.14             | 13781              | 275.62             |
| 6       | Bank of India                | 3994               | 79.88              | 7842               | 156.84             | 10585              | 211.70             | 11359              | 227.18             |
| 7       | Bank of Maharashtra          | 1601               | 32.02              | 2468               | 49.36              | 3191               | 63.82              | 3479               | 69.58              |
| 8       | BhartiyaMahila Bank          | 26                 | 0.52               | NA*                | NA*                | NA*                | NA*                | NA*                | NA*                |
| 9       | Canara Bank                  | 2757               | 55.14              | 4321               | 86.42              | 7050               | 141.00             | 7841               | 156.82             |
| 10      | Central Bank of India        | 3214               | 64.28              | 4580               | 91.60              | 6197               | 123.94             | 6531               | 130.62             |
| 11      | City Union Bank Ltd          | 12                 | 0.24               | 74                 | 1.48               | 133                | 2.66               | 151                | 3.02               |
| 12      | Corporation Bank             | 1631               | 32.62              | 2338               | 46.76              | 3093               | 61.86              | 3348               | 66.96              |
| 13      | Limited                      | 0                  | 0.00               | 12                 | 0.24               | 12                 | 0.24               | 12                 | 0.24               |
| 14      | Dena Bank                    | 1271               | 25.42              | 2266               | 45.32              | 3473               | 69.46              | 3690               | 73.80              |
| 15      | Federal Bank Ltd             | 135                | 2.70               | 183                | 3.66               | 183                | 3.66               | 183                | 3.66               |
| 16      | HDFC Bank Ltd                | 608                | 12.16              | 965                | 19.30              | 967                | 19.34              | 967                | 19.34              |
| 17      | ICICI Bank Ltd               | 175                | 3.50               | 359                | 7.18               | 602                | 12.04              | 700                | 14.00              |
| 18      | IDBI Bank Ltd.               | 576                | 11.52              | 604                | 12.08              | 1014               | 20.28              | 1154               | 23.08              |
| 19      | IDFC Bank                    | 1                  | 0.02               | 2                  | 0.04               | 2                  | 0.04               | 2                  | 0.04               |
| 20      | India Post                   | 0                  | 0.00               | 32                 | 0.64               | 47                 | 0.94               | 48                 | 0.96               |
| 21      | Indian Bank                  | 2012               | 40.24              | 3374               | 67.48              | 4756               | 95.12              | 5177               | 103.54             |
| 22      | Indian Overseas Bank         | 1775               | 35.50              | 2871               | 57.42              | 3948               | 78.96              | 4232               | 84.64              |
| 23      | IndusInd Bank Ltd            | 15                 | 0.30               | 20                 | 0.40               | 25                 | 0.50               | 26                 | 0.52               |
| 24      | Jammu & Kashmir Bank Ltd     | 1                  | 0.02               | 1                  | 0.02               | 1                  | 0.02               | 1                  | 0.02               |
| 25      | Karnataka Bank Ltd           | 256                | 5.12               | 485                | 9.70               | 722                | 14.44              | 766                | 15.32              |
| 26      | KarurVysya Bank Ltd          | 165                | 3.30               | 281                | 5.62               | 380                | 7.60               | 416                | 8.32               |
| 27      | Kotak Mahindra Bank Ltd      | 90                 | 1.80               | 146                | 2.92               | 189                | 3.78               | 202                | 4.04               |
| 28      | Lakshmi Vilas Bank Ltd       | 48                 | 0.96               | 76                 | 1.52               | 102                | 2.04               | 115                | 2.30               |
| 29      | Oriental Bank of Commerce    | 1455               | 29.10              | 2101               | 42.02              | 2730               | 54.60              | 3057               | 61.14              |
| 30      | Punjab & Sind Bank           | 379                | 7.58               | 590                | 11.80              | 803                | 16.06              | 911                | 18.22              |
| 31      | Punjab National Bank         | 2366               | 47.32              | 3869               | 77.38              | 5508               | 110.16             | 6155               | 123.10             |
| 32      | Ratnakar Bank Ltd            | 9                  | 0.18               | 12                 | 0.24               | 12                 | 0.24               | 12                 | 0.24               |
| 33      | South Indian Bank Ltd        | 84                 | 1.68               | 129                | 2.58               | 149                | 2.98               | 149                | 2.98               |
| 34      | State Bank of Bik & Jaipur   | 914                | 18.28              | NA*                | NA*                | NA*                | NA*                | NA*                | NA*                |
| 35      | State Bank of Hyderabad      | 2363               | 47.26              | NA*                | NA*                | NA*                | NA*                | NA*                | NA*                |
| 36      | State Bank of India          | 12713              | 254.26             | 23000              | 460.00             | 36883              | 737.66             | 37772              | 755.44             |
| 37      | State Bank of Mysore         | 1056               | 21.12              | NA*                | NA*                | NA*                | NA*                | NA*                | NA*                |
| 38      | State Bank of Patiala        | 370                | 7.40               | NA*                | NA*                | NA*                | NA*                | NA*                | NA*                |
| 39      | State Bank of Travancore     | 133                | 2.66               | NA*                | NA*                | NA*                | NA*                | NA*                | NA*                |
| 40      | Syndicate Bank               | 2470               | 49.40              | 4242               | 84.84              | 5633               | 112.66             | 5862               | 117.24             |
| 41      | Tamilnad Mercantile Bank Ltd | 130                | 2.60               | 175                | 3.50               | 246                | 4.92               | 254                | 5.08               |
| 43      | Union Bank of India          | 2314               | 46.28              | 4588               | 91.76              | 6158               | 123.16             | 6493               | 129.86             |
| 44      | United Bank of India         | 1200               | 24.00 22.60        | 1864               | 37.28              | 2444               | 48.88              | 2678               | 53.56 51.30        |
| 45      | Vijaya Bank                  | 1130               |                    | 1708               | 34.16              | 2565               | 51.30              | 2565               |                    |
| 46      | Rural Cooperative Banks      | 494                | 9.88               | 666                | 13.32              | 1027               | 20.54              | 1077               | 21.54              |
| 47      | Urban Cooperative Banks      | 449                | 8.98               | 710                | 14.20              | 907                | 18.14              | 937                | 18.74 0.18         |
| 48      | Banks not identified Total   | 9 62479            | 0.18 1249.58       | 9 94262            | 0.18 1885.24       | 9 139917           | 0.18 2798.34       | 9 149004           | 2980.08            |

Note:  Claim  data  as  uploaded  by  Banks  and  updated  by  Insurance  Companies  after  claim  settlement  on Jansuraksha Portal.

NA* Banks merged with State Bank of India

## ANNEXURE - G REFERRED TO IN PART (c) and (d) OF LOK SABHA UNSTARRED QUESTION NO. † 3277 FOR ANSWER ON DECEMBER 9, 2019

## PMJJBY Claims- State/UT Wise

(Amount in Rs crore)

| S.No.   | State/UT                  | As on 31.05.2017   | As on 31.05.2017   | As on 31.05.2018   | As on 31.05.2018   | As on 31.05.2019   | As on 31.05.2019   | As on 30.09.2019   | As on 30.09.2019   |
|---------|---------------------------|--------------------|--------------------|--------------------|--------------------|--------------------|--------------------|--------------------|--------------------|
| S.No.   | State/UT                  | No. of Claims Paid | Amount Paid        | No. of Claims Paid | Amount Paid        | No. of Claims Paid | Amount Paid        | No. of Claims Paid | Amount Paid        |
| 1       | ANDAMAN & NICOBAR ISLANDS | 21                 | 0.42               | 27                 | 0.54               | 39                 | 0.78               | 42                 | 0.84               |
| 2       | ANDHRA PRADESH            | 5041               | 100.82             | 7579               | 151.58             | 10968              | 219.36             | 11616              | 232.32             |
| 3       | ARUNACHAL PRADESH         | 53                 | 1.06               | 78                 | 1.56               | 116                | 2.32               | 121                | 2.42               |
| 4       | ASSAM                     | 1386               | 27.72              | 2248               | 44.96              | 3369               | 67.38              | 3546               | 70.92              |
| 5       | BIHAR                     | 1326               | 26.52              | 2033               | 40.66              | 2943               | 58.86              | 3156               | 63.12              |
| 6       | CHANDIGARH                | 82                 | 1.64               | 133                | 2.66               | 186                | 3.72               | 200                | 4.00               |
| 7       | CHHATTISGARH              | 2552               | 51.04              | 3544               | 70.88              | 5681               | 113.62             | 5963               | 119.26             |
| 8       | DADRA & NAGAR HAVELI      | 20                 | 0.40               | 35                 | 0.70               | 47                 | 0.94               | 49                 | 0.98               |
| 9       | DAMAN & DIU               | 8                  | 0.16               | 15                 | 0.30               | 38                 | 0.76               | 40                 | 0.80               |
| 10      | GOA                       | 137                | 2.74               | 230                | 4.60               | 313                | 6.26               | 329                | 6.58               |
| 11      | GUJARAT                   | 4942               | 98.84              | 7383               | 147.66             | 11444              | 228.88             | 12084              | 241.68             |
| 12      | HARYANA                   | 1762               | 35.24              | 2895               | 57.90              | 4372               | 87.44              | 4788               | 95.76              |
| 13      | HIMACHAL PRADESH          | 415                | 8.30               | 657                | 13.14              | 949                | 18.98              | 1052               | 21.04              |
| 14      | JAMMU & KASHMIR           | 72                 | 1.44               | 112                | 2.24               | 151                | 3.02               | 165                | 3.30               |
| 15      | JHARKHAND                 | 665                | 13.30              | 1061               | 21.22              | 1635               | 32.70              | 1762               | 35.24              |
| 16      | KARNATAKA                 | 5824               | 116.48             | 8451               | 169.02             | 12439              | 248.78             | 13006              | 260.12             |
| 17      | KERALA                    | 671                | 13.42              | 970                | 19.40              | 1477               | 29.54              | 1543               | 30.86              |
| 18      | LAKSHADWEEP               | 0                  | 0.00               | 0                  | 0.00               | 0                  | 0.00               | 0                  | 0.00               |
| 19      | MADHYA PRADESH            | 4900               | 98.00              | 7254               | 145.08             | 9877               | 197.54             | 10392              | 207.84             |
| 20      | MAHARASHTRA               | 5462               | 109.24             | 8528               | 170.56             | 11740              | 234.80             | 12502              | 250.04             |
| 21      | MANIPUR                   | 60                 | 1.20               | 100                | 2.00               | 147                | 2.94               | 161                | 3.22               |
| 22      | MEGHALAYA                 | 44                 | 0.88               | 66                 | 1.32               | 137                | 2.74               | 142                | 2.84               |
| 23      | MIZORAM                   | 217                | 4.34               | 245                | 4.90               | 473                | 9.46               | 492                | 9.84               |
| 24      | NAGALAND                  | 41                 | 0.82               | 53                 | 1.06               | 83                 | 1.66               | 86                 | 1.72               |
| 25      | NCT OF DELHI              | 1038               | 20.76              | 1654               | 33.08              | 2371               | 47.42              | 2560               | 51.20              |
| 26      | ORISSA                    | 1919               | 38.38              | 2837               | 56.74              | 4293               | 85.86              | 4559               | 91.18              |
| 27      | PUDUCHERRY                | 92                 | 1.84               | 149                | 2.98               | 203                | 4.06               | 219                | 4.38               |
| 28      | PUNJAB                    | 1061               | 21.22              | 1697               | 33.94              | 2239               | 44.78              | 2408               | 48.16              |
| 29      | RAJASTHAN                 | 3641               | 72.82              | 5052               | 101.04             | 8411               | 168.22             | 9114               | 182.28             |
| 30      | SIKKIM                    | 31                 | 0.62               | 47                 | 0.94               | 65                 | 1.30               | 67                 | 1.34               |
| 31      | TAMIL NADU                | 2965               | 59.30              | 4848               | 96.96              | 7138               | 142.76             | 7757               | 155.14             |
| 32      | TELANGANA                 | 5770               | 115.40             | 7867               | 157.34             | 12281              | 245.62             | 12802              | 256.04             |
| 33      | TRIPURA                   | 113                | 2.26               | 172                | 3.44               | 222                | 4.44               | 237                | 4.74               |
| 34      | UTTAR PRADESH             | 7413               | 148.26             | 12091              | 241.82             | 18030              | 360.60             | 19543              | 390.86             |
| 35      | UTTARAKHAND               | 755                | 15.10              | 1059               | 21.18              | 1595               | 31.90              | 1676               | 33.52              |
| 36      | WEST BENGAL               | 1976               | 39.52              | 3092               | 61.84              | 4445               | 88.90              | 4825               | 96.50              |
| 37      | STATE NOT IDENTIFIED      | 4                  | 0.08               | -                  | -                  | -                  | -                  | -                  | -                  |
|         | Total                     | 62479              | 1249.58            | 94262              | 1885.24            | 139917             | 2798.34            | 149004             | 2980.08            |

Note: Claim data as uploaded by Banks and updated by Insurance Companies after claim settlement on Jansuraksha Portal.