Lok Sabha Question No. 2092 (UNSTARRED), answered on 2018-07-31
Subject: Schemes of NBCFDC
Ministry: SOCIAL JUSTICE AND EMPOWERMENT
Asked by: ANJU BALA, Tejpratap Singh,Yadav

## GOVERNMENT OF INDIA MINISTRY OF SOCIAL JUSTICE AND EMPOWERMENT LOK SABHA

UNSTARRED QUESTION NO. 2092 TO BE ANSWERED ON 31.07.2018

## SCHEMES OF NBCFDC

## 2092. SHRIMATI ANJU BALA: SHRI TEJ PRATAP SINGH YADAV:

## Will the Minister of SOCIAL JUSTICE AND EMPOWERMENT be pleased to state:

- (a) whether the National Backward Classes Finance and Development Corporation (NBCFDC) is operating various financial inclusion schemes for welfare of OBCs;
- (b) if the details of funds allocated under each of the schemes along with the physical progresslachievements during the last three years, State-wise including Uttar Pradesh; SO,
- c) the details of proposals received, sanctioned and pending under each of the scheme during the last two years, State-wise;
- (d) the details of complaints received regarding each scheme and the action taken thereon during the said period, State-wise;
- whether most of the people belonging to backward classes have not been able to avail the schemes of NBCFDC due to lack of awareness and publicity in mass media, if the details thereof and the Government' s reaction thereto; and SO,
- the other corrective steps being taken by the Government in this regard?

## ANSWER

## MINISTER OF STATE FOR SOCIAL JUSTICE AND EMPOWERMENT (SHRI KRISHAN PAL GURJAR)

(a): Yes, the National Backward Classes Finance and Development Corporation (NBCFDC) a corporation under the aegis of Ministry of Social Justice and Empowerment has been entrusted with the job of providing financial assistance at concessional rate of interest to the beneficiaries of Backward Classes annual family income less than Rs. 3.00 Lakh for income generating activities and to generate self-employment opportunities through State Channelising Agencies (SCAs) having

- (b): The details are at Annexure I
- (c): The details are at Annexure II:

## (d) to (f):

1. The corporation has informed that no complaint has been received regarding the schemes.
- ii. The Schemes of the NBCFDC are dependent on the internal resources of the corporation and the grants released by the Ministry. Therefore, all the eligible beneficiaries cannot be covered
3. iii, Details of all the schemes are available on the corporation's website. Online facility for registration etc. is also available. In addition, the corporation also holds awareness camps directly as well through corporation $ channel partners.

*****

## ANNEXURE-I FOR LOK SABHA UNSTARRED QUESTION NO.2092 FOR 31.07.2018

## STATEMENT SHOWING STATEIUT- WISE AND SCHEMEWISE DETAILS OF ASSISTANCE PROVIDED TO OBCs BY NBCFDC FOR THE YEAR 2016-17

Financial: Rs. In Lakh

Physical: No. of Beneficiaries

|    |                                | 2016-17           | 2016-17         | 2016-17       | 2016-17           | 2016-17               | 2016-17   |
|----|--------------------------------|-------------------|-----------------|---------------|-------------------|-----------------------|-----------|
| SN | Name of StatesIUTsIPSBs        | Financial         | Financial       | Financial     |                   |                       |           |
|    |                                | Term Loan Schemes | Micro Finance   | Total         | Term Loan Schemes | Physical Mcro Finance | Total     |
|    | STATES                         |                   |                 |               |                   |                       |           |
|    | Andhra Pradesh                 | 68.34             | 0.00            | 68.34         | 110               | 0                     | 110       |
| 2  | Assam                          | 39.58             | 400.001         | 439.58        | 64                | 3000                  | 3064      |
| 3  | Bihar                          | 1135.21           | 0.00            | 1135.21       |                   |                       | 1814      |
| 4  | Chattisgarh                    | 102.25            | 0.00            | 102.25        | 204               |                       | 204       |
| 5  | Gujarat                        | 1082.10           | 162.00          |               | 1451              |                       | 2461      |
| 6  | Goa                            | 50.00             | 0.00            | 50.00         | 47                |                       | 47        |
| 7  | Haryana                        | 759.24            | 75.00           | 834.24        | 1990              | 500                   | 2490      |
| 8  | Himachal Pradesh               | 415.79            | 10.00           | 425.79        | 573               | 100                   | 673       |
| 9  | Jammu & Kashmir                | 190.00            | 110.00          | 300.00        | 320               | 980                   | 1300      |
| 10 | Jharkhand                      | 110.36            | 2.501           | 112.86        | 146               | 5                     | 151       |
| 11 | Karnataka                      | 3082.25           |                 | 5317.50       | 5276              | 16088                 | 21364     |
| 12 | Kerala                         |                   | 5398.00         | 11108.26      | 8769              | 37315                 | 46084     |
| 13 | Madhya Pradesh                 | 330.44            | 53.18           | 383.62        | 494               | 117                   | 611       |
| 14 | Manipur                        | 4.05              | 400.00          | 404.05        |                   | 3000                  | 3007      |
| 15 | Maharashtra                    | 46.22             |                 | 46.22         | 75                |                       |           |
| 16 | Odisha                         | 27.27             |                 | 27.27         | 44                |                       |           |
| 17 | Punjab                         | 425.00            | 875.00          | 1300.00       | 845               | 8090                  | 8935      |
| 18 | Rajasthan                      | 14.30             | 0.00            | 14.30         | 231               |                       | 23        |
| 19 | TamilNadu                      | 1123.28           | 9213.00         | 10336.28      | 2362              | 59253                 |           |
| 20 | Telangana                      | 124.07            | 0.001           | 124.071       | 200               |                       | 200       |
| 21 | Tripura                        | 2217.00|     | 283.00          | 2500.00       | 4740              | 2650                  | 7390      |
| 22 | Uttar Pradesh                  |                   | 600.00          |               |                   | 2812                  |           |
| 23 | West Bengal                    | 275.00            | 225.00          | 500.00        | 467               | 15251                 |           |
|    | Sub Total States to 23)        | 18171.96          | 20041.93        | 38213.89      | 31581             | 136445                | 168026    |
| 24 | Chandigarh                     | 0.51              |                 | 0.51          |                   | 0                     |           |
| 25 | Delhi                          | 17.50             | 0.00            | 17.50         | 21                | 0                     | 21        |
| 26 |                                |                   |                 |               | 507               | 2000                  | 2507      |
|    | Puducherry Sub Total 24 to 26) | 304.18 322.19     | 200.001 200.001 | 504.18 522.19 | 529               | 2000                  | 2529      |
|    | TOTAL ( I + II)                | 18494.151         | 20241,93        | 38736.08      | 32110             | 138445                | 170555    |

## ANNEXURE-I FOR LOK SABHA UNSTARRED QUESTION NO.2092 FOR 31.07.2018

## STATEMENT SHOWING STATEIUT- WISE AND SCHEMEWISE DETAILS OF ASSISTANCE PROVIDED TO OBCs BY NBCFDC FOR THE YEAR 2016-17

Financial: Rs. In Lakh

Physical: No. of Beneficiaries

|    |                         | 2016-17           | 2016-17       | 2016-17   | 2016-17           | 2016-17       | 2016-17   |
|----|-------------------------|-------------------|---------------|-----------|-------------------|---------------|-----------|
| SN | Name of StatesIUTsIPSBs | Financial         | Financial     | Financial | Physical          | Physical      | Physical  |
|    | Name of StatesIUTsIPSBs | Term Loan Schemes | Micro Finance | Total     | Term Loan Schemes | Micro Finance | Total     |
|    | STATES                  |                   |               |           |                   |               |           |
|    | Andhra Pradesh          |                   | 0.00          | 68.34     | 110               |               | 110       |
| 2  | Assam                   |                   | 400.00        | 439.58    | 64                | 3000          | 3064]     |
| 3  | Bihar                   | 1135.21           | 0.00          | 1135.21   | 1814              |               |           |
|    | Chattisgarh             | 102.251           | 0.00          |           | 204               |               | 204       |
| 5  | Gujarat                 | 1082.10]          | 162.00        | 1244.10   | 1451              | 1010          | 2461      |
| 6  | Goa                     | 50.001            | 0.00          | 50.00     | 47                | 0             | 47        |
|    | Haryana                 | 759.241           | 75.00         | 834.24    | 1990              | 500           | 2490      |
| 8  | Himachal Pradesh        | 415.79            | 10.00         | 425.79    | 573               | 100           | 673       |
| 9  | Jammu & Kashmir         | 190.001           | 110.00        | 300.00    | 320               | 980           | 1300      |
| 10 | Jharkhand               | 110.361           | 2.501         | 112.86    | 146               | 5             | 151       |
| 11 | Karnataka               | 3082.25           |               | 5317.50   |                   | 16088         | 21364     |
| 12 | Kerala                  | 5710.26           | 5398.00       | 11108.26  | 8769              | 37315         | 46084     |
| 13 | Madhya Pradesh          | 330.44            | 53.18         | 383.62    | 494               | 117           | 611       |
| 14 | Manipur                 |                   | 400.00        | 404.05    |                   | 3000          |           |
| 15 | Maharashtra             | 46.22             | 0.00          | 46.22     | 75                |               |           |
| 16 | Odisha                  | 27.27             | 0.00          |           | 44                |               | 44        |
| 17 | Punjab                  | 425.00            | 875.00        | 1300.00   | 845               | 8090          | 8935      |
| 18 | Rajasthan               | 14.30             | 0.001         | 14.30     | 23                |               | 23        |
| 19 | TamilNadu               | 1123.28           | 9213.00       | 10336.28  | 2362              | 59253         |           |
| 20 | Telangana               | 124.07            | 0.00          | 124.07    | 2001              |               | 200       |
| 21 | Tripura                 | 2217.00           | 283.001       | 2500.00   | 4740              | 2650          | 7390      |
| 22 | Uttar Pradesh           | 839.95            | 600.00        |           |                   | 2812          |           |
| 23 | West Bengal             | 275.00            | 225.00        | 500.00    | 467               |               |           |
|    | Sub Total States to 23) | 18171.961         | 20041.931     | 38213.89  | 31581             |               | 168026    |
| 24 | Chandigarh              | 0.51              | 0.00          | 0.51      |                   |               |           |
| 25 | Delhi                   | 17.50             | 0.001         | 17.50     | 21                |               | 21        |
| 26 | Puducherry              | 304.18            | 200.00        | 504.18    | 507               | 2000          | 2507      |
|    | Sub Total 24 to 26)     | 322.19            | 200.00        | 522.19    | 529               |               | 2529      |
|    | TOTAL ( I + II)         | 18494.15]         | 20241.93      | 38736.08  |                   | 1384451       |           |

## ANNEXURE-I FOR LOK SABHA UNSTARRED QUESTION NO.2092 FOR 31.07.2018

## STATEMENT SHOWING STATEIUT- WISE AND SCHEMEWISE DETAILS OF ASSISTANCE PROVIDED TO OBCs BY NBCFDC FOR THE YEAR 2017-18

Financial: Rs. In Lakh

Physical: No: of Beneficiaries

|        |                         | 2017-18           | 2017-18                 | 2017-18   | 2017-18           | 2017-18                | 2017-18   |
|--------|-------------------------|-------------------|-------------------------|-----------|-------------------|------------------------|-----------|
| SN     | Name of StatesIUTsIPSBs |                   |                         |           |                   |                        |           |
|        |                         | Term Loan Schemes | Financial Micro Finance | Total     | Term Loan Schemes | Physical Micro Finance | Total     |
| STATES | STATES                  | STATES            | STATES                  | STATES    | STATES            | STATES                 | STATES    |
|        | Andhra Pradesh          | 1382.31           | 1269.42                 | 2651.73   | 1347              | 2520                   | 3867      |
| 2      | Assam                   | 0.75              | 0.00                    | 0.751     | 2                 | 0                      | 2         |
| 3      | Chattisgarh             | 450.051           | 49.95                   | 500.00    | 403               | 108                    | 511       |
| 4      | Gujarat                 | 568.95            |                         | 1310.95   | 844               | 1610                   | 2454      |
| 5      | Goa                     | 150.00            | 0.00                    | 150.00    | 64                | 0                      | 64        |
| 6      | Haryana                 | 1027.68           | 75.00                   | 1102.68   |                   | 250                    |           |
| 7      | Himachal Pradesh        | 436.23            | 0,00                    | 436.23    | 232               | 0                      | 232       |
| 8      | Jammu & Kashmir         | 175.001           | 25.00                   | 200.00    | 300               | 50                     | 350       |
| 9      | Jharkhand               | 613.00            | 87.00                   | 700.00    | 896               | 258                    | 1154      |
| 10     | Karnataka               | 1619.33           | 2415.68                 | 4035.01   | 2840              | 7253                   | 10093     |
| 11     | Kerala                  | 8502.25           | 8764.50                 |           | 7733              | 49090                  | 56823     |
| 12     | Madhya Pradesh          | 221.87            |                         | 221.87    | 255               | 0                      | 255       |
| 13     | Maharashtra             | 4.90              | 0.001                   | 4.90      | 4                 | 0                      |           |
| 14     | Punjab                  | 1980.87           | 400.00                  | 2380.87   | 1651              | 4400                   | 6051      |
| 15     | Rajasthan               | 209.65            | 55.50                   |           | 256               | 120                    |           |
| 16     | Sikkim                  | 0.00              | 0.00                    | 0.00      | 0                 | 0                      |           |
| 17     | TamilNadu               | 862.88            | 6820.28                 | 7683.16   | 1719              |                        | 44364     |
| 18     | Telangana               | 49.35             | 0.00                    | 49.35     | 34                | 0                      | 34        |
| 19     | [Tripura                | 2465.62           | 1034.38                 | 3500.00   | 2350.00           | 2800                   | 5150      |
| 20     | Uttar Pradesh           | 3508.00|     | 292.00                  | 3800.00   | 3551              | 605                    | 4156      |
| 21     | Uttrakhand              | 86.55             | 13.451                  | 100.00    | 57                | 31                     | 88        |
| 22     | West Bengal             | 103.50            | 200.00                  | 303.50    | 142               | 1000                   |           |
|        | Sub Total States to 22) | 24418.74          | 22244.16                | 46662.90  | 25763             | 112740                 | 138503    |
|        | Us                      |                   |                         |           |                   |                        |           |
| 23     | Chandigarh              | 0.00              | 0.00                    | 0.00      | 0                 |                        |           |
| 24     | Delhi                   | 14.17             |                         |           | 13                | 6                      |           |
| 25     | Puducherry              | 0.001             | 0.00                    |           | 0                 |                        | 0         |
|        | Sub Total Uts 23 to 25) | 14.17             | 3.79                    | 17.96     | 13                | 2                      |           |
| PSBs   | PSBs                    | PSBs              | PSBs                    | PSBs      | PSBs              | PSBs                   | PSBs      |
| 26     | Dena Bank               | 100.00            | 0.00                    | 100.001   |                   | 0.00                   | 70.00     |
|        | TOTAL (  + Il+IIi)      | 24532.91          | 22247.95                | 46780.86  | 25846             |                        | 138588    |

## ANNEXURE-II FOR LOK SABHA UNSTARRED QUESTION NO.2092 FOR 31.07.2018

## Statement showing Annual Action Plan (AAP) Received and Amount Approved under Term Loan and Micro Finance Scheme

| 2016-17 Rs. In Lac   | 2016-17 Rs. In Lac                          | 2016-17 Rs. In Lac         | 2016-17 Rs. In Lac   |
|----------------------|---------------------------------------------|----------------------------|----------------------|
| S.No:                | Name of the SCA/UT Nominated by State Govt. | AAP Received From SCAs/UTs | AAP Approved         |
| 1                    | Andhra Pradesh (BC)                         | NR                         | NR                   |
| 2                    | Telangana                                   | NR                         | NR                   |
| 3                    | Bihar                                       | NR                         | NR                   |
| 4                    | Chhatisgarh                                 | 336.60                     | 336.00               |
| 5                    | Goa                                         | 537.00                     | 460.00               |
| 6                    | Gujarat                                     | 4,779.20                   | 2,700.00             |
|                      | Haryana                                     | 2,160.87                   | 1,500.00             |
| 8                    | Himachal Pradesh                            | 500.39                     | 500.00               |
| 9                    | Jammu & Kashmir                             | 1,141.50                   | 300.00               |
| 10                   | Jharkhand                                   | 425.00                     | 425.00               |
| 11                   | Karnataka                                   | 3,500.00                   | 3,500.00             |
| 12                   | Kerala                                      | 15,218.15                  | 10,650.00            |
| 13                   | Madhya Pradesh                              | NR                         | NR                   |
| 14                   | Maharashtra                                 | 3,456.74                   | 300.00               |
| 15                   | Odisha                                      | 907.50                     | 400.00               |
| 16                   | Punjab                                      | 500.00                     | 300.00               |
| 17                   | Rajasthan                                   | NR                         | NR                   |
| 18                   | Tamil Nadu                                  | 10,000.00                  | 10,000.00            |
| 19                   | Uttarakhand                                 | NR                         | NR                   |
| 20                   | Uttar Pradesh                               | 3,499.00                   | 1,000.00             |
| 21                   | West Bengal                                 | 1,887.15                   | 800.00               |
|                      | Union Territories                           |                            |                      |
| L                    | Chandigarh                                  | 26.98                      | 26.00                |
| 2                    | Delhi                                       | 255.43                     | 255.43               |
| 3                    | Puducherry                                  | 1,000.00                   | 500.00               |
| b                    | North East (10% of Total Allocation)        |                            |                      |
| 1                    | Assam                                       | NR                         | NR                   |
| 2                    | Manipur                                     | NR                         | NR                   |
| 3                    | NEDFi                                       | 800.00                     | 800.00               |
| 4                    | Sikkim                                      | 455.55                     | 455.00               |
| 5                    | Tripura                                     | 2,500.00                   | 2,500.00             |
| SCA Total:           |                                             | 53,887.06                  | 37,707.43            |

## ANNEXURE-II FOR LOK SABHA UNSTARRED QUESTION NO.2092 FOR 31.07.2018

| S.No.   | Name of the SCA/UT Nominated by State Govt.   | AAP Received From SCAs/UTs   | AAP Approved   |
|---------|-----------------------------------------------|------------------------------|----------------|
|         | Banks (RRBs/PSBs)                             |                              |                |
| 1       | Madhya Bihar Gramin Bank                      | 1,078.81                     | 1,078.56       |
| 2       | Punjab Gramin Bank                            | 1,014.00                     | 1,000.00       |
| 3       | Sarva UP Gramin Bank                          | 530.00                       | 530.00         |
| 4       | Gramin Bank of Aryavart                       | 100.35                       | 100.35         |
| 5       | Purvanchal Bank                               | 2,141.25                     | 2,141.25       |
| 6       | Allahabad UP Gramin Bank                      | 524.75                       | 524.75         |
| 7       | Vijaya Bank                                   | 3,171.30                     | 3,171.30       |
| 8       | Madhyanchal Gramin Bank                       | 100.00                       | 100.00         |
| 9       | Jharkhand Gramin Bank                         | 100.00                       | 100.00         |
| 10      | Narmada Jhabua Gramin Bank                    | 253.18                       | 253.18         |
| 11      | Dena Gujarat Gramin Bank                      | 854.00                       | 854.00         |
|         | Bank Totall                                   | 9,867.64                     | 9,853.39       |
|         | Grand Total (SCA+Bank)                        | 63,754.70                    | 47,560.82      |

## ANNEXURE-II FOR LOK SABHA UNSTARRED QUESTION NO.2092 FOR 31.07.2018

## Statement showing Annual Action Plan (AAP) Received and Amount Approved under Term Loan and Micro Finance Scheme

| 2017-18 Rs. In Lac   | 2017-18 Rs. In Lac                          | 2017-18 Rs. In Lac         | 2017-18 Rs. In Lac   |
|----------------------|---------------------------------------------|----------------------------|----------------------|
| S.No.                | Name of the SCA/UT Nominated by State Govt: | AAP Received From SCAs/UTs | AAP Approved         |
| 1                    | Andhra Pradesh (BC)                         | 10,000.00                  | 2,500.00             |
| 2                    | Telangana                                   | NR                         | NR                   |
| 3                    | Bihar                                       | NR                         | NR                   |
| 4                    | Chhatisgarh                                 | 501.75                     | 500.00               |
| 5                    | Goa                                         | 310.00                     | 300.00               |
| 6                    | Gujarat                                     | 8,858.50                   | 2,600.00             |
| 7                    | Haryana                                     | 2,000.00                   | 2,000.00             |
| 8                    | Himachal Pradesh                            | 450.00                     | 450.00               |
| 9                    | Jammu & Kashmir                             | 600.00                     | 200.00               |
| 10                   | Jharkhand                                   | 100.00                     | 100.00               |
| 11                   | Karnataka                                   | 3,513.12                   | 3,500.00             |
| 12                   | Kerala                                      | 18,205.65                  | 18,200.00            |
| 13                   | Madhya Pradesh                              | NR                         | NR                   |
| 14                   | Maharashtra                                 | 525.00                     | 200.00               |
| 15                   | Odisha                                      | NR                         | NR                   |
| 16                   | Punjab                                      | 400.00                     | 400.00               |
| 17                   | Rajasthan                                   | 264.75                     | 264.75               |
| 18                   | Tamil Nadu                                  | 10,372.00                  | 7,500.00             |
| 19                   | Uttarakhand                                 | 100.00                     | 100.00               |
| 20                   | Uttar Pradesh                               | 4,000.00                   | 1,500.00             |
| 21                   | West Bengal                                 | 329.00                     | 300.00               |
|                      | Union Territories                           |                            |                      |
| 1                    | Chandigarh                                  | 28.78                      | 28.78                |
| 2                    | Delhi                                       | 322.93                     | 100.00               |
| 3                    | Puducherry                                  | 1,000.00                   | 500.00               |
| b                    | North East (10% of Total Allocation)        |                            |                      |
| 1                    | Assam                                       | 175.00                     | 175.00               |
| 2                    | Manipur (Through NEDFi)                     | 175.00                     | 175.00               |
| 3                    | Sikkim                                      | 459.00                     | 200.00               |
| 4                    | Tripura                                     | 3,164.88                   | 3,500.00             |
| SCA Total:           |                                             | 65,855.36                  | 45,293.53            |

## ANNEXURE-II FOR LOK SABHA UNSTARRED QUESTION NO.2092 FOR 31.07.2018

| S.No   | Name of Regional Rural Banks   | AAP Received   | AAP       |
|--------|--------------------------------|----------------|-----------|
|        |                                | From RRB/PSB   | Approved  |
| 1      | Madhya Bihar Gramin Bank       |                |           |
|        | Vananchal Gramin Bank          | 1,599.00       | 100.00    |
| 3      | Himachal Pradesh Gramin Bank   |                |           |
| 4      | Sarva Haryana Gramin Bank      | 100.00         | 100.00    |
| 5      | Dena Gujarat Gramin Bank       | 650.00         | 500.00    |
| 6      | Sarva UP Gramin Bank           |                |           |
| 7      | Punjab Gramin Bank             | 2,000.00       | 2,000.00  |
| 8      | Allahabad UP Gramin Bank       |                |           |
| 9      | Madhyanchal Gramin Bank        |                |           |
| 10     | Purvanchal Bank                |                |           |
| 11     | Gramin Bank Aryvart            | 500.00         | 2,500.00  |
| 12     | Uttarakhand Gramin Bank        | 345.00         | 100.00    |
| 13     | Langpi Dehangi Rural Bank      |                |           |
| 14     | Telangana Grameena Bank        | 44.35          | 44.35     |
| 15     | Andhra Pragati Grameena Bank   |                |           |
| 16     | Kashi Gomti Samyut Gramin Bank | 515.00         | 500.00    |
| 17     | Narmada Jhabua Gramin Bank     | 300.00         | 300.00    |
| 18     | Jharkhand Gramin Bank          | 1,000.00       | 500.00    |
| 19     | Saurashtra Gramin Bank         |                |           |
|        | PSB                            |                |           |
| 20     | Vijaya Bank                    | 3,000.00       | 3,000.00  |
| 21     | Canara Bank                    |                |           |
| 22     | Punjab National Bank           |                |           |
| 23     | Dena Bank                      | 3,000.00       | 3,000.00  |
|        | Bank Total:                    | 13,053.35      | 12,644.35 |
|        | Grand Total (SCA+Bank)         | 78,908.71      | 57,937.88 |