Lok Sabha Question No. 1291 (UNSTARRED), answered on 2018-12-18
Subject: Compensation under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: VEENA DEVI, KAUSHALENDRA KUMAR

O.I.H

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA

## UNSTARRED QUESTION NO.1291

TO BE ANSWERED ON THE 18 TH  DECEMBER, 2018

## COMPENSATION UNDER PMFBY

1291.       SHRIMATI VEENA DEVI: SHRI KAUSHALENDRA KUMAR:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether the farmers have received the  insured  amount  from  the  Insurance companies as  compensation  under  the Pradhan Mantri Crop Insurance Scheme in accordance to the claims made in the years 2016-17  and  2017-18,  if  so,  the  details thereof including the total number of farmers and the names of the States in which insured amount  has  been  distributed as compensation in the last two years;
- (b) the amount claimed by the farmers in the above said years in each State of the country;
- (c) the details of amount made available to them in reality; and
- (d) whether the farmers are reluctant to  opt  for  crops  insurance  due  to  heavy premium thereof  which  leads  to  non-compensation of  heir loss and if  so,  the details thereof?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी (SHRI  PARSHOTTAM  RUPALA) (a) to (c): State-wise  Details  of  enrolments,  estimated  claims  and  claims  paid  under Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  during  2016-17  and  2017-18  are  given  in Annexure-I .

- (d): No Madam.   After implementation of the PMFBY since April, 2016, enrolment of nonloanee farmers for whom the scheme is voluntary, has increased from 27.81 lakh in 2015-16 under erstwhile schemes, to 136.66 lakh in 2016-17 and to 138.47 lakh in 2017-18, indicating acceptance of the scheme.

Further, as against the premium amounting to Rs. 4216.04 crore collected from farmers in  2016-17, claims of Rs. 16279.25 crore have been paid to farmers. Similarly, claims of Rs. 16967.92 crore have been paid during 2017-18 (Kharif 2017) against premium amounting to Rs. 3038.70 crore collected from farmers.

Inspite of overall good monsoon during first two years of implementation of PMFBY, the claim ratio during 2016-17 is about 73% and during Kharif 2017, it is about 86%. Moreover, high claims are paid by insurance companies in the areas/States  hit by the natural calamity/adverse weather conditions.  Details of claims paid in such States is given in Annexure-II.

## Annexure referred to in reply to Part (a) to (c) to Lok Sabha Unstarred Question No 1291 for 18.12.2018

## State-wise details of Enrolment, Estimated Claims and Claims paid under PMFBY during 2016-17 and 2017-18.

| State / UT       | Details of Enrolment   | Details of Enrolment   | Estimated Claims   | Estimated Claims   | Claim Paid*   | Claim Paid*   |
|------------------|------------------------|------------------------|--------------------|--------------------|---------------|---------------|
|                  | 2016-17                | 2017-18                | 2016-17            | Kharif 2017        | 2016-17       | Kharif 2017   |
| A&NIslands       | 0.00324                | 0.00364                | 0.15               | -                  | 0.15          | -             |
| Andhra Pradesh   | 17.75                  | 18.45                  | 902.93             | 499.10             | 890.66        | 487.51        |
| Assam            | 0.60                   | 0.57                   | 5.15               | 0.54               | 5.15          | 0.54          |
| Bihar            | 27.14                  | 22.59                  | 348.58             | 372.78             | 348.58        | 200.78        |
| Chhattisgarh     | 15.49                  | 14.74                  | 160.07             | 1,303.89           | 159.90        | 1,303.79      |
| Goa              | 0.01                   | 0.01                   | 0.03               | 0.00               | 0.03          | 0.00          |
| Gujarat          | 19.75                  | 17.62                  | 1,261.97           | 1,048.75           | 1,261.97      | 1,040.04      |
| Haryana          | 13.36                  | 13.54                  | 295.97             | 649.39             | 294.62        | 616.08        |
| Himachal Pradesh | 3.80                   | 3.82                   | 45.18              | 3.12               | 44.75         | 3.12          |
| Jammu & Kashmir  | -                      | 1.52                   | -                  | 5.95               | -             | 5.95          |
| Jharkhand        | 8.79                   | 11.99                  | 31.51              | 37.82              | 25.92         | 32.44         |
| Karnataka        | 27.38                  | 16.09                  | 1,962.14           | 811.69             | 1,862.86      | 732.35        |
| Kerala           | 0.77                   | 0.56                   | 44.55              | 7.98               | 44.55         | 7.98          |
| Madhya Pradesh   | 71.81                  | 70.29                  | 2,001.92           | 5,390.63           | 1,999.67      | 5,357.53      |
| Maharashtra      | 120.06                 | 101.33                 | 2,316.81           | 2,858.24           | 2,315.50      | 2,820.85      |
| Manipur          | 0.08                   | 0.09109                | 1.96               | -                  | 1.96          | -             |
| Meghalaya        | 0.00089                | 0.02945                | 0.03               | 0.02               | 0.03          | 0.02          |
| Odisha           | 18.20                  | 18.91                  | 431.34             | 1,728.99           | 431.34        | 1,727.49      |
| Puducherry       | 0.08537                | -                      | 7.57               | -                  | 7.57          | -             |
| Rajasthan        | 91.70                  | 85.92                  | 1,870.79           | 1,633.46           | 1,862.22      | 1,553.46      |
| Sikkim           | 0.00574                | 0.01457                | 0.11               | -                  | 0.11          | -             |
| Tamil Nadu       | 14.11                  | 14.92                  | 3,486.81           | 47.84              | 3,405.61      | 38.12         |
| Telangana        | 9.73                   | 10.11                  | 178.75             | 479.05             | 178.45        | 422.52        |
| Tripura          | 0.13                   | 0.12                   | 0.54               | 0.26               | 0.52          | 0.26          |
| Uttar Pradesh    | 68.43                  | 53.22                  | 554.34             | 248.90             | 554.28        | 245.62        |
| Uttarakhand      | 2.62                   | 2.23                   | 27.47              | 26.66              | 27.47         | 26.66         |
| West Bengal      | 41.33                  | 39.62                  | 421.71             | 210.46             | 415.71        | 149.31        |
| Grand Total      | 573.16                 | 518.29                 | 16,358             | 17,366             | 16,140        | 16,772        |

## Annexure-II Annexure referred to in reply to Part (d) to Lok Sabha Unstarred Question No. 1291 for 18.12.2018

## The details of insurance claims given to farmers in states / areas affected by the natural calamities in the last three seasons

| Season       | States         |   Premium paid by farmers (Rs. in crore) |   Total Premium (Rs. in crore) |   Total Estimated Claims (Rs. in crore) |   Total* Claims Paid (Rs. in crore) | Percentage (%) of estimated claims against premium paid by farmers (Rs. in crore)   | Percentage (%) of estimated claims against Total premium (Rs. in crore)   |
|--------------|----------------|------------------------------------------|--------------------------------|-----------------------------------------|-------------------------------------|-------------------------------------------------------------------------------------|---------------------------------------------------------------------------|
| Kharif 2016  | Kerala         |                                     3.12 |                           8.57 |                                   17.92 |                               17.87 | 575%                                                                                | 209%                                                                      |
| Kharif 2016  | Karnataka      |                                   190.38 |                         881.77 |                                 1164.08 |                             1151.93 | 611%                                                                                | 132%                                                                      |
| Kharif 2016  | Andhra Pradesh |                                   181.12 |                         680.8  |                                  648.28 |                              643.81 | 358%                                                                                | 95%                                                                       |
| Rabi 2016-17 | Tamil Nadu     |                                   107    |                        1217.41 |                                 3476.2  |                             3394.88 | 3249%                                                                               | 286%                                                                      |
| Rabi 2016-17 | Andhra Pradesh |                                    18.15 |                         164.7  |                                  254.65 |                              240.76 | 1403%                                                                               | 155%                                                                      |
| Kharif 2017  | Chhattisgarh   |                                   128.18 |                         306.78 |                                 1303.89 |                             1303.79 | 1017%                                                                               | 425%                                                                      |
| Kharif 2017  | Haryana        |                                   124.19 |                         297.98 |                                  614.28 |                              609.99 | 495%                                                                                | 206%                                                                      |
| Kharif 2017  | Madhya Pradesh |                                   508.06 |                        3945.79 |                                 5367.28 |                             5307.42 | 1056%                                                                               | 136%                                                                      |
| Kharif 2017  | Odisha         |                                   145.09 |                         835.46 |                                 1720.85 |                             1719.35 | 1186%                                                                               | 206%                                                                      |

* Payment of claims in some States get delayed due to reasons like delayed transmission of yield data; late release of their share in premium subsidy by some States, yield related disputes between insurance companies and States, non-receipt of account details of some farmers for transfer of claims and NEFT related issues, etc.

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