Lok Sabha Question No. 2437 (UNSTARRED), answered on 2019-12-03
Subject: Cost of Housing Units under PMAY
Ministry: RURAL DEVELOPMENT
Asked by: Guman Singh Damor

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA UNSTARRED QUESTION NO. 2437

TO BE ANSWERED ON 03.12.2019

## COST OF HOUSING UNITS UNDER PMAY

## 2437.  SHRI GUMAN SINGH DAMOR:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the  cost  of  housing  units  being  constructed  in  rural  and  urban  areas  under  the Pradhan Mantri Awas Yojana (PMAY);
- (b) whether  the  cost  of  construction  worked  out  in  both  urban  and  rural  areas  is different and if so, whether there is any scheme to equalise the allocation for both of the areas;
- (c) if not, whether the projected cost for both of the areas is likely to be measured on the same parameters as the construction material for the rural areas is lifted from the same location; and
- (d) if so, the details thereof?

## ANSWER MINISTER OF RURAL DEVELOPMENT (SHRI NARENDRA SINGH TOMAR)

(a) to (d): To  achieve  the  objective  of  'Housing  for  All'  by  2022,  in  rural  areas  of  the country,  the  Government  has  re-structured  the  erstwhile  rural  housing  scheme  Indira  Awaas Yojana  (IAY)  into    Pradhan  Mantri  Awaas  Yojana-  Gramin  (PMAY-G).  PMAY-G  is  being implemented  by  Ministry  of  Rural  Development  w.e.f.  1 st April  2016.  In  urban  areas  of  the country, Pradhan Mantri Awaas Yojana (Urban) [PMAY (U)] is being implemented by Ministry of Housing & Urban Affairs  w.e.f. 25.06.2015.

Under  Pradhan  Mantri  Awaas  Yojana-  Gramin  (PMAY-G),  being  implemented  by Ministry of Rural Development for rural areas, the beneficiaries are provided unit assistance of Rs.  1.20  lakh  in  plains  and  Rs.  1.30  lakh  in  hilly  states,  difficult  areas  and  IAP  districts  for construction  of  pucca  house.  In  addition,  beneficiaries  are  provided  assistance  of  90/95 persondays  of  unskilled  labour  wages  through  convergence  with  Mahatma  Gandhi  National Rural Employment Guarantee Scheme (MGNREGS) and Rs. 12,000 for construction of toilets through convergence with Swachh Bharat Mission - Gramin (SBM-G), MGNREGS or any other dedicated source of funding. State Government is free to top up the unit assistance under PMAYG.

Under  Pradhan  Mantri  Awaas  Yojana-  Urban  [PMAY(U)]  being  implemented  by Ministry of Housing & Urban Affairs since 25.06.2015, assistance is provided to States/Union Territories (UTs) for addressing the housing requirement in urban areas. The scheme comprises the following four verticals:

|   S. No. | Vertical                                                          | Central Assistance per house                                                                                                                                                                                                                                       |
|----------|-------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|        1 | In-situ Slum Redevelopment (ISSR)                                 | Rs. 1.00 Lakh                                                                                                                                                                                                                                                      |
|        2 | Credit Linked Subsidy Scheme (CLSS)                               | Interest subsidy of 6.5 %, 4% and 3% on housing loan amounts upto Rs. 6 lakh, Rs. 9 lakh and Rs. 12 lakh for beneficiaries belonging to Economically Weaker section (EWS)/Lower Income Group (LIG), Middle Income Group (MIG-I) and MIG-II categories respectively |
|        3 | Affordable Housing in Partnership (AHP)                           | Rs. 1.50 Lakh                                                                                                                                                                                                                                                      |
|        4 | Beneficiary-led individual house construction/ enhancements (BLC) | Rs. 1.50 Lakh                                                                                                                                                                                                                                                      |

Central  Assistance  under  PMAY(U)  for  different  verticals  is  fixed  to  all  States/UTs  not withstanding topographical/ geographical differences across the country. States/UTs/ULBs may also make different levels of financial assistance to the beneficiaries under ISSR, AHP and BLC verticals of PMAY(U).

The cost of construction of houses in rural and urban areas under both schemes of PMAY varies from  State  to  State  depending  upon  various  factors  like  location,  material  cost,  labour  cost, technology used, etc. Under PMAY-G, it is the beneficiary who decides the design to be adopted for  construction  of  his/her  PMAY-G  house.  The  beneficiary  is  provided  with  a  bouquet  of housing designs, according to local conditions, using appropriate technology suitable to region of their residence. The Central Government is providing financial assistance to eligible households for construction of house and not constructing houses under any of the two schemes. At present, there is no scheme for equalizing the unit assistance amount under both the schemes of PMAY.

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