Lok Sabha Question No. 972 (UNSTARRED), answered on 2018-07-24
Subject: Insurance under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: MEENAKASHI LEKHI, PARAYAMPARANBIL KUTTAPPAN BIJU

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA

## UNSTARRED QUESTION NO. 972

TO BE ANSWERED ON THE 24 TH  JULY, 2018

## INSURANCE UNDER PMFBY

972.   SHRIMATI MEENAKASHI LEKHI: DR. P.K. BIJU:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) the details of the Pradhan Mantri Fasal Bima Yojana (PMFBY) along with the details of insurer companies and system of approval for insurance of agricultural yield;
- (b) the number of farmers provided insurance under the PMFBY till date;
- (c) the  details  of  the  premium  collected  since the launch of  PMFBY till date, State/ Union Territory-wise and date-wise;
- (d) the details of insurance amount released, State/Union Territory-wise and date-wise;
- (e) whether the insurers have returned the premium collected from the farmers in Kerala, if so, the details thereof and if not, the reasons therefor; and
- (f) the corrective steps taken by the Government in this regard?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी (SHRI PARSHOTTAM RUPALA)

- (a): The flagship  scheme of  Pradhan  Mantri Fasal Bima  Yojana (PMFBY) was introduced from Kharif 2016 season in the country.  The salient  features of the Scheme include interalia comprehensive risk coverage from pre-sowing to post harvest losses due to non-preventable natural risks;   minimum  uniform fixed premium rate payable by farmers i.e. maximum 2% for Kharif  crops,  1.5%  for  Rabi  Crop  and  5%  for  annual  commercial/horticultural  crops,  with balance of actuarial/bidded premium to be shared by the Central and State Government on 50 : 50  basis;   the  sum  insured  has  been  made  equal  to  Scale  of  Finance  to  maximize  the  risk coverage;  realistic assessment of losses by lowering of unit area of insurance to village/village panchayat  level  for  assessment  of  losses  of  major  crops  and  to  individual  farm  level  for assessment  of  losses  due  to  localised  calamities  of  hailstorm,  landslide  and  inundation  and post-harvest losses;  stipulation of time lines for  every stage of the claim settlement cycle with final settlement to be done within two months from harvest; adoption of technology for accurate and transparent loss assessment  through capture of Crop Cutting Experiments (CCEs) data through  smartphones/  CCE  Agri  App  on  National  Crop  Insurance  Portal  and  use  of  Remote Sensing Technology.

Government  of  India  has  empanelled  18  insurance  companies  for  implementation  of PMFBY which include beside the Agriculture  Insurance  Company of India Ltd.  (AIC)  all  four public sector general insurance companies and 13 private general insurance companies, list of which is at Annexure-I.

The  Scheme  is  being  implemented  on  area  approach  basis  for  wide  spread  natural calamities  like  drought,  floods  etc.  and  on  individual  farm  level  for  losses  due  to  localised calamities of hailstorm, landslide and inundation and for post-harvest losses.

Under  PMFBY,  in  the  area  based  /end  of  season  assessment  of  yield  loss,   as  per scheme provisions, in case 'Actual Yield' (AY) per hectare of insured crop for the insurance unit (calculated  on  the  basis  of  requisite  number  of  Crop  Cutting  Experiments),  falls  short  of specified  'Threshold  Yield'  (TY),  all  insured  farmers  growing  that  crop  in  the  defined/notified area are deemed to have suffered shortfall in yield of similar magnitude and claims are worked out and paid to them as per following  formula :

Threshold Yield (TY) - Actual Yield (AY)

----------------------------------------------------   X   Sum Insured

Threshold Yield (TY)

Individual farm level claims for localised calamities of hailstorm, landslide and inundation and for post-harvest losses are worked out on the basis of survey conducted by the committee comprising of State Government and insurance company representatives.

(b) to (d): State/Union  Territory-wise  details  of  number  of  farmer  applicants  covered, premium  collected,  estimated  claims  and  claims  paid  since  launch  of  PMFBY  are  given  in Annexure-II.

(e) & (f): As  per  scheme  provisions,  premium  is  collected  by  the  insurance  company   in consideration  for coverage of risk to crops and claims if any, on account of yield loss whether they are  more or less than the premium collected, are settled/paid to the farmers by insurance companies.  As such the premium collected by insurance companies, whether from the farmers or  from  the  Government  as  subsidy  is  not  returned  by  the  insurance  companies  and  only admissible claims are settled by them.

## ANNEXURE-I

## Names of insurance companies empanelled for implementation of Crop Insurance Schemes in the country

|   1 | AGRICULTURE INSURANCE COMPANY OF INDIA LTD.     |
|-----|-------------------------------------------------|
|   2 | NEW INDIA ASSURANCE COMPANY LTD.                |
|   3 | NATIONAL INSURANCE COMPANY LTD.                 |
|   4 | ORIENTAL INSURANCE COMPANY LTD.                 |
|   5 | UNITED INDIA INSURANCE COMPANY LTD.             |
|   6 | BAJAJ ALLIANZ GENERAL INSURANCE COMPANY LTD.    |
|   7 | BHARTI AXA GENERAL INSURANCE COMPANY LTD.       |
|   8 | CHOLAMANDALAM MS GENERAL INSURANCE COMPANY LTD. |
|   9 | FUTURE GENERALI INSURANCE COMPANY LTD.          |
|  10 | HDFC ERGO GENERAL INSURANCE COMPANY LTD.        |
|  11 | ICICI LOMBARD GENERAL INSURANCE CO. LTD.        |
|  12 | IFFCO-TOKIO GENERAL INSURANCE COMPANY LTD.      |
|  13 | RELIANCE GENERAL INSURANCE COMPANY LTD.         |
|  14 | SBI GENERAL INSURANCE COMPANY LTD.              |
|  15 | SHRIRAM GENERAL INSURANCE COMPANY LTD.          |
|  16 | TATA AIG GENERAL INSURANCE COMPANY LTD.         |
|  17 | UNIVERSAL SOMPO GENERAL INSURANCE COMPANY LTD.  |
|  18 | ROYAL SUNDARAM GENERAL INSURANCE COMPANY LTD.   |

|                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      | Annexure-II                                                                                                                                          |
|------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------|
| Details of Farmer Applicants Insured, premium collected and claims settled under Pradhan Mantri Fasal Bima Yojana (PMFBY) during 2016-17 and 2017-18 | Details of Farmer Applicants Insured, premium collected and claims settled under Pradhan Mantri Fasal Bima Yojana (PMFBY) during 2016-17 and 2017-18 | Details of Farmer Applicants Insured, premium collected and claims settled under Pradhan Mantri Fasal Bima Yojana (PMFBY) during 2016-17 and 2017-18 | Details of Farmer Applicants Insured, premium collected and claims settled under Pradhan Mantri Fasal Bima Yojana (PMFBY) during 2016-17 and 2017-18 | Details of Farmer Applicants Insured, premium collected and claims settled under Pradhan Mantri Fasal Bima Yojana (PMFBY) during 2016-17 and 2017-18 | Details of Farmer Applicants Insured, premium collected and claims settled under Pradhan Mantri Fasal Bima Yojana (PMFBY) during 2016-17 and 2017-18 | Details of Farmer Applicants Insured, premium collected and claims settled under Pradhan Mantri Fasal Bima Yojana (PMFBY) during 2016-17 and 2017-18 | Details of Farmer Applicants Insured, premium collected and claims settled under Pradhan Mantri Fasal Bima Yojana (PMFBY) during 2016-17 and 2017-18 | Details of Farmer Applicants Insured, premium collected and claims settled under Pradhan Mantri Fasal Bima Yojana (PMFBY) during 2016-17 and 2017-18 | Details of Farmer Applicants Insured, premium collected and claims settled under Pradhan Mantri Fasal Bima Yojana (PMFBY) during 2016-17 and 2017-18 |
| Kharif 2016                                                                                                                                          | Kharif 2016                                                                                                                                          | Kharif 2016                                                                                                                                          | Kharif 2016                                                                                                                                          | Kharif 2016                                                                                                                                          | Kharif 2016                                                                                                                                          | Kharif 2016                                                                                                                                          | Kharif 2016                                                                                                                                          | Kharif 2016                                                                                                                                          | Kharif 2016                                                                                                                                          |
| Amount in Lakhs                                                                                                                                      | Amount in Lakhs                                                                                                                                      | Amount in Lakhs                                                                                                                                      | Amount in Lakhs                                                                                                                                      | Amount in Lakhs                                                                                                                                      | Amount in Lakhs                                                                                                                                      | Amount in Lakhs                                                                                                                                      | Amount in Lakhs                                                                                                                                      | Amount in Lakhs                                                                                                                                      | Amount in Lakhs                                                                                                                                      |
| States                                                                                                                                               | No. of Farmers Insured                                                                                                                               | Farmers Share in Premium                                                                                                                             | GOI Share in Premium                                                                                                                                 | State Share in Premium                                                                                                                               | Gross Premium                                                                                                                                        | Estimated Claims                                                                                                                                     | Approved Claims                                                                                                                                      | Claim Paid                                                                                                                                           | No. of farmers Benefitted against Approved Claims                                                                                                    |
| Andhra Pradesh                                                                                                                                       |                                                                                                                                                      | 18,112                                                                                                                                               | 24,439                                                                                                                                               | 24,439                                                                                                                                               | 66,990                                                                                                                                               | 65,294                                                                                                                                               | 64,584                                                                                                                                               | 64,370                                                                                                                                               | 794,642                                                                                                                                              |
| Assam                                                                                                                                                | 51,749                                                                                                                                               | 411                                                                                                                                                  | 140                                                                                                                                                  | 140                                                                                                                                                  | 691                                                                                                                                                  | 502                                                                                                                                                  | 502                                                                                                                                                  | 502                                                                                                                                                  | 23,370                                                                                                                                               |
| Bihar                                                                                                                                                |                                                                                                                                                      | 13,062                                                                                                                                               | 49,594                                                                                                                                               | 49,594                                                                                                                                               | 112,250                                                                                                                                              | 29,142                                                                                                                                               | 29,142                                                                                                                                               | 20,162                                                                                                                                               | 151,080                                                                                                                                              |
| Chhattisgarh                                                                                                                                         |                                                                                                                                                      | 12,755                                                                                                                                               | 7,217                                                                                                                                                | 7,217                                                                                                                                                | 27,189                                                                                                                                               | 13,304                                                                                                                                               | 13,304                                                                                                                                               | 13,304                                                                                                                                               | 96,966                                                                                                                                               |
| Goa                                                                                                                                                  | 744                                                                                                                                                  | 7                                                                                                                                                    | 0                                                                                                                                                    | 0                                                                                                                                                    | 7                                                                                                                                                    | 3                                                                                                                                                    | 3                                                                                                                                                    | 3                                                                                                                                                    | 111                                                                                                                                                  |
| Gujarat                                                                                                                                              |                                                                                                                                                      | 22,434                                                                                                                                               | 97,276                                                                                                                                               | 110,828                                                                                                                                              | 230,538                                                                                                                                              | 122,928                                                                                                                                              | 122,928                                                                                                                                              | 122,904                                                                                                                                              | 639,228                                                                                                                                              |
| Haryana                                                                                                                                              |                                                                                                                                                      | 12,686                                                                                                                                               | 4,604                                                                                                                                                | 8,320                                                                                                                                                | 25,609                                                                                                                                               | 23,491                                                                                                                                               | 23,491                                                                                                                                               | 23,401                                                                                                                                               | 153,822                                                                                                                                              |
| Himachal Pradesh                                                                                                                                     |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      | 81                                                                                                                                                   | 629                                                                                                                                                  | 599                                                                                                                                                  | 599                                                                                                                                                  | 583                                                                                                                                                  | 27,415                                                                                                                                               |
| Jharkhand                                                                                                                                            | 134,616                                                                                                                                              | 466 3,783                                                                                                                                            | 81 11,374                                                                                                                                            | 11,374                                                                                                                                               | 26,530                                                                                                                                               | 2,985                                                                                                                                                | 2,460                                                                                                                                                | 2,028                                                                                                                                                | 39,627                                                                                                                                               |
| Karnataka                                                                                                                                            | 828,412                                                                                                                                              | 19,038                                                                                                                                               | 34,569                                                                                                                                               | 34,569                                                                                                                                               | 88,177                                                                                                                                               | 121,290                                                                                                                                              | 115,036                                                                                                                                              | 113,656                                                                                                                                              | 671,811                                                                                                                                              |
|                                                                                                                                                      | 1,356,875                                                                                                                                            | 312                                                                                                                                                  |                                                                                                                                                      | 273                                                                                                                                                  | 858                                                                                                                                                  | 1,796                                                                                                                                                | 1,796                                                                                                                                                | 1,735                                                                                                                                                | 21,046                                                                                                                                               |
| Kerala Madhya Pradesh                                                                                                                                | 31,531                                                                                                                                               | 45,953                                                                                                                                               | 273 124,144                                                                                                                                          | 124,144                                                                                                                                              | 294,242                                                                                                                                              | 183,176                                                                                                                                              | 183,176                                                                                                                                              | 183,148                                                                                                                                              | 1,102,254                                                                                                                                            |
| Maharashtra                                                                                                                                          | 4,071,974                                                                                                                                            | 59,930                                                                                                                                               | 176,200                                                                                                                                              | 176,200                                                                                                                                              | 412,330                                                                                                                                              | 207,959                                                                                                                                              | 207,959                                                                                                                                              | 207,959                                                                                                                                              | 2,793,225                                                                                                                                            |
| Manipur                                                                                                                                              | 8,366                                                                                                                                                | 74                                                                                                                                                   | 143                                                                                                                                                  | 143                                                                                                                                                  | 359                                                                                                                                                  | 196                                                                                                                                                  | 196                                                                                                                                                  | 127                                                                                                                                                  | 8,358                                                                                                                                                |
| Meghalaya                                                                                                                                            |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      | 1                                                                                                                                                    |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      | -                                                                                                                                                    | 48                                                                                                                                                   |
| Odisha                                                                                                                                               | 63                                                                                                                                                   | 1 13,783                                                                                                                                             | 1 19,746                                                                                                                                             | 19,746                                                                                                                                               | 3 53,276                                                                                                                                             | 3 42,935                                                                                                                                             | 3 42,935                                                                                                                                             | 42,928                                                                                                                                               | 166,436                                                                                                                                              |
| Rajasthan                                                                                                                                            |                                                                                                                                                      | 22,499                                                                                                                                               | 90,016                                                                                                                                               | 90,016                                                                                                                                               | 202,532                                                                                                                                              | 160,606                                                                                                                                              | 160,169                                                                                                                                              | 160,168                                                                                                                                              | 2,413,121                                                                                                                                            |
| Tamil Nadu                                                                                                                                           | 15,873                                                                                                                                               | 554                                                                                                                                                  | 211                                                                                                                                                  | 211                                                                                                                                                  | 976                                                                                                                                                  | 549                                                                                                                                                  | 549                                                                                                                                                  | 401                                                                                                                                                  | 1,586                                                                                                                                                |
| Telangana                                                                                                                                            |                                                                                                                                                      | 8,962                                                                                                                                                | 7,122                                                                                                                                                | 7,122                                                                                                                                                | 23,206                                                                                                                                               | 16,627                                                                                                                                               | 16,395                                                                                                                                               | 16,273                                                                                                                                               | 208,992                                                                                                                                              |
| Tripura                                                                                                                                              | 1,881                                                                                                                                                |                                                                                                                                                      |                                                                                                                                                      | 0                                                                                                                                                    |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      | 502                                                                                                                                                  |
|                                                                                                                                                      |                                                                                                                                                      | 5 26,260                                                                                                                                             | 0 19,388                                                                                                                                             | 19,388                                                                                                                                               | 5 65,037                                                                                                                                             | 8 45,055                                                                                                                                             | 8 45,055                                                                                                                                             | 8                                                                                                                                                    | 953,773                                                                                                                                              |
| Uttar Pradesh                                                                                                                                        | 3,714,316                                                                                                                                            |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      |                                                                                                                                                      | 44,986                                                                                                                                               |                                                                                                                                                      |
| Uttarakhand                                                                                                                                          | 175,243                                                                                                                                              | 1,466                                                                                                                                                | 545                                                                                                                                                  | 545                                                                                                                                                  | 2,556                                                                                                                                                | 1,669                                                                                                                                                | 1,669                                                                                                                                                | 1,668                                                                                                                                                | 50,500                                                                                                                                               |
| West Bengal                                                                                                                                          |                                                                                                                                                      | 13,253                                                                                                                                               | 6,358                                                                                                                                                | 6,358                                                                                                                                                | 25,968                                                                                                                                               | 10,411                                                                                                                                               | 10,217                                                                                                                                               | 8,077                                                                                                                                                | 291,212                                                                                                                                              |
| Grand Total                                                                                                                                          | 40,233,780                                                                                                                                           | 295,806                                                                                                                                              | 673,442                                                                                                                                              | 690,710                                                                                                                                              | 1,659,958                                                                                                                                            | 1,050,527                                                                                                                                            | 1,042,176                                                                                                                                            | 1,028,391                                                                                                                                            | 10,609,125                                                                                                                                           |

| Rabi 2016-17     | Rabi 2016-17           | Rabi 2016-17             | Rabi 2016-17         | Rabi 2016-17           | Rabi 2016-17   | Rabi 2016-17     | Rabi 2016-17    | Rabi 2016-17   | Rabi 2016-17                                      |
|------------------|------------------------|--------------------------|----------------------|------------------------|----------------|------------------|-----------------|----------------|---------------------------------------------------|
| States           | No. of Farmers Insured | Farmers Share in Premium | GOI Share in Premium | State Share in Premium | Gross Premium  | Estimated Claims | Approved Claims | Claim Paid     | No. of farmers Benefitted against Approved Claims |
| A & N Islands    | 324                    | 0                        | 0                    | 1                      | 2              | 15               | 15              | 15             | 295                                               |
| Andhra Pradesh   | 153,420                | 1,786                    | 5,247                | 5,247                  | 12,281         | 25,465           | 25,465          | 22,044         | 87,931                                            |
| Assam            | 8,516                  | 86                       | 43                   | 43                     | 173            | 14               | 14              | 14             | 76                                                |
| Bihar            | 1,228,838              | 7,408                    | 10,977               | 10,977                 | 29,362         | 5,919            | -               | -              | 57,755                                            |
| Chhattisgarh     | 149,950                | 894                      | 2,247                | 2,247                  | 5,388          | 2,701            | 2,701           | 2,686          | 39,768                                            |
| Goa              | 13                     | 0                        | 0                    | 0                      | 0              | -                | -               | -              | -                                                 |
| Gujarat          | 132,753                | 2,505                    | 1,514                | 1,514                  | 5,532          | 3,269            | 3,269           | 3,269          | 39,568                                            |
| Haryana          | 597,172                | 6,967                    | 1,883                | 1,883                  | 10,732         | 5,992            | 5,992           | 5,695          | 63,085                                            |
| Himachal Pradesh | 245,309                | 2,638                    | 1,943                | 1,943                  | 6,523          | 3,913            | 3,913           | 3,826          | 85,716                                            |
| Jharkhand        | 49,342                 | 181                      | 215                  | 215                    | 611            | 172              | 172             | 150            | 5,150                                             |
| Karnataka        | 1,387,115              | 6,943                    | 29,936               | 29,936                 | 66,816         | 88,493           | 65,174          | 49,007         | 382,964                                           |
| Kerala           | 45,874                 | 410                      | 1,024                | 1,024                  | 2,459          | 2,596            | 343             | 332            | 2,288                                             |
| Madhya Pradesh   | 3,109,342              | 31,223                   | 43,026               | 43,026                 | 117,274        | 16,148           | 15,440          | 14,979         | 213,521                                           |
| Maharashtra      | 1,003,817              | 9,302                    | 26,167               | 26,167                 | 61,637         | 23,627           | 23,627          | 23,086         | 128,240                                           |
| Meghalaya        | 26                     | 0                        | 0                    | 0                      | 1              | -                | -               | -              | -                                                 |
| Odisha           | 53,695                 | 480                      | 76                   | 76                     | 632            | 199              | 199             | 199            | 2,054                                             |
| Puducherry       | 8,537                  | 26                       | 129                  | 154                    | 310            | 757              | 757             | 757            | 4,299                                             |
| Rajasthan        | 2,918,710              | 14,505                   | 21,047               | 21,047                 | 56,598         | 21,355           | 17,658          | 17,135         | 300,936                                           |
| Sikkim           | 574                    | 1                        | 0                    | 0                      | 1              | 11               | 11              | 10             | 225                                               |
| Tamil Nadu       | 1,434,554              | 11,330                   | 55,762               | 55,762                 | 122,854        | 353,533          | 341,182         | 321,678        | 1,386,943                                         |
| Telangana        | 264,467                | 2,389                    | 1,797                | 1,797                  | 5,984          | 1,448            | 1,448           | 1,420          | 13,590                                            |
| Tripura          | 10,879                 | 24                       | 5                    | 5                      | 35             | 50               | 16              | 3              | 351                                               |
| Uttar Pradesh    | 3,052,960              | 20,336                   | 10,654               | 10,654                 | 41,644         | 10,434           | 10,434          | 10,434         | 202,367                                           |
| Uttarakhand      | 86,328                 | 489                      | 556                  | 556                    | 1,602          | 1,078            | 1,078           | 1,078          | 11,205                                            |
| West Bengal      | 1,078,566              | 10,060                   | 17,522               | 19,056                 | 46,639         | 31,826           | 31,304          | 27,799         | 258,734                                           |
| Grand Total      | 17,021,081             | 129,984                  | 231,774              | 233,333                | 595,091        | 599,016          | 550,212         | 505,616        | 3,287,061                                         |

| Kharif 2017      | Kharif 2017            | Kharif 2017              | Kharif 2017          | Kharif 2017            | Kharif 2017   | Kharif 2017      | Kharif 2017     | Kharif 2017   | Kharif 2017                                                       |
|------------------|------------------------|--------------------------|----------------------|------------------------|---------------|------------------|-----------------|---------------|-------------------------------------------------------------------|
| States           | No. of Farmers Insured | Farmers Share in Premium | GOI Share in Premium | State Share in Premium | Gross Premium | Estimated Claims | Approved Claims | Claim Paid    | Amount in Lakhs No. of farmers Benefitted against Approved Claims |
| Andhra Pradesh   | 1,577,685              | 22,643                   | 46,391               | 46,391                 | 115,425       | 55,111           | 48,988          | 12,400        | 540,359                                                           |
| Assam            | 51,550                 | 459                      | 312                  | 312                    | 1,084         | 581              | 27              | 26            | 1,324                                                             |
| Bihar            | 1,160,193              | 10,554                   | 28,306               | 28,306                 | 67,166        | 41,152           | 5,000           | -             | 28,000                                                            |
| Chhattisgarh     | 1,303,754              | 13,070                   | 9,162                | 9,162                  | 31,394        | 130,124          | 130,124         | 130,110       | 566,747                                                           |
| Goa              | 537                    | 5                        | 0                    | 0                      | 5             | 0                | 0               | 0             | 22                                                                |
| Gujarat          | 1,479,658              | 31,849                   | 139,311              | 139,311                | 310,471       | 103,565          | 68,469          | 19,523        | 223,847                                                           |
| Haryana          | 630,888                | 12,366                   | 6,035                | 11,157                 | 29,557        | 49,318           | 36,207          | 20,013        | 128,682                                                           |
| Himachal Pradesh | 125,468                | 285                      | 32                   | 32                     | 349           | 312              | 312             | 312           | 23,573                                                            |
| Jammu & Kashmir  | 85,582                 | 499                      | 842                  | 842                    | 2,183         | 603              | 555             | 555           | 11,119                                                            |
| Jharkhand        | 1,149,786              | 2,654                    | 8,731                | 8,731                  | 20,116        | 5,300            | 3,650           | -             | 83,017                                                            |
| Karnataka        | 1,576,090              | 23,885                   | 81,835               | 81,835                 | 187,555       | 58,119           | 43,182          | 31,675        | 297,905                                                           |
| Kerala           | 28,259                 | 376                      | 434                  | 434                    | 1,245         | 900              | -               | -             | -                                                                 |
| Madhya Pradesh   | 3,584,684              | 54,104                   | 165,080              | 165,080                | 384,264       | 467,291          | 430,291         | 331,143       | 1,294,654                                                         |
| Maharashtra      | 8,438,026              | 42,342                   | 164,545              | 164,545                | 371,432       | 254,446          | 246,224         | 239,598       | 4,172,197                                                         |
| Meghalaya        | 2,945                  | 199                      | 39                   | 39                     | 276           | 30               | -               | -             | -                                                                 |
| Odisha           | 1,836,408              | 14,615                   | 34,734               | 34,734                 | 84,083        | 165,784          | 66,289          | 66,289        | 377,349                                                           |
| Rajasthan        | 5,336,820              | 23,248                   | 75,080               | 75,080                 | 173,407       | 156,990          | 126,274         | 106,472       | 2,073,969                                                         |
| Sikkim           | 793                    | 5                        | 0                    | 0                      | 5             | -                | -               | -             | -                                                                 |
| Tamil Nadu       | 156,596                | 2,339                    | 2,044                | 2,044                  | 6,428         | 5,886            | 1,500           | -             | -                                                                 |
| Telangana        | 857,215                | 18,139                   | 23,368               | 23,368                 | 64,875        | 48,677           | 8,500           | -             | -                                                                 |
| Tripura          | 2,320                  | 12                       | 2                    | 2                      | 16            | 0                | 0               | 0             | 32                                                                |
| Uttar Pradesh    | 2,493,118              | 18,430                   | 25,850               | 25,850                 | 70,130        | 22,331           | 22,330          | 21,977        | 377,526                                                           |
| Uttarakhand      | 101,743                | 982                      | 1,152                | 1,152                  | 3,286         | 2,527            | 2,527           | 2,527         | 44,068                                                            |
| West Bengal      | 2,356,212              | 8,599                    | 7,527                | 10,093                 | 26,219        | 21,737           | 2,099           | 1,221         | 43,242                                                            |
| Grand Total      | 34,336,330             | 301,659                  | 820,812              | 828,500                | 1,950,972     | 1,590,786        | 1,242,550       | 983,842       | 10,287,632                                                        |

| Rabi 2017-18     | Rabi 2017-18           | Rabi 2017-18             | Rabi 2017-18         | Rabi 2017-18           | Rabi 2017-18    | Rabi 2017-18     | Rabi 2017-18    | Rabi 2017-18    | Rabi 2017-18                                      |
|------------------|------------------------|--------------------------|----------------------|------------------------|-----------------|------------------|-----------------|-----------------|---------------------------------------------------|
| Amount in Lakhs  | Amount in Lakhs        | Amount in Lakhs          | Amount in Lakhs      | Amount in Lakhs        | Amount in Lakhs | Amount in Lakhs  | Amount in Lakhs | Amount in Lakhs | Amount in Lakhs                                   |
| States           | No. of Farmers Insured | Farmers Share in Premium | GOI Share in Premium | State Share in Premium | Gross Premium   | Estimated Claims | Approved Claims | Claim Paid      | No. of farmers Benefitted against Approved Claims |
| A & N Islands    | 364                    | 1                        | 1                    | 1                      | 3               | -                | -               | -               | -                                                 |
| Andhra Pradesh   | 221,336                | 3,794                    | 7,007                | 7,007                  | 17,809          | 2,000            | -               | -               | -                                                 |
| Assam            | 4,626                  | 68                       | 35                   | 35                     | 138             | -                | -               | -               | -                                                 |
| Bihar            | 1,074,290              | 7,244                    | 13,735               | 13,735                 | 34,714          | 430              | -               | -               | -                                                 |
| Chhattisgarh     | 167,833                | 1,134                    | 3,086                | 3,086                  | 7,307           | 4,365            | 125             | 125             | 774                                               |
| Goa              | 1                      | 0                        | 0                    | -                      | 0               | -                | -               | -               | -                                                 |
| Gujarat          | 268,998                | 2,989                    | 3,823                | 3,823                  | 10,635          | -                | -               | -               | -                                                 |
| Haryana          | 680,529                | 8,123                    | 3,423                | 3,423                  | 14,969          | -                | -               | -               | -                                                 |
| Himachal Pradesh | 252,637                | 2,762                    | 2,322                | 2,322                  | 7,406           | -                | -               | -               | -                                                 |
| Jammu & Kashmir  | 64,720                 | 354                      | 758                  | 758                    | 1,870           | -                | -               | -               | -                                                 |
| Jharkhand        | 47,652                 | 210                      | 695                  | 695                    | 1,599           | -                | -               | -               | -                                                 |
| Karnataka        | 25,421                 | 484                      | 2,338                | 2,338                  | 5,160           | -                | -               | -               | -                                                 |
| Kerala           | 17,877                 | 267                      | 544                  | 544                    | 1,355           | -                | -               | -               | -                                                 |
| Madhya Pradesh   | 3,306,001              | 34,696                   | 51,086               | 51,086                 | 136,868         | -                | -               | -               | -                                                 |
| Maharashtra      | 1,330,443              | 9,135                    | 25,761               | 25,761                 | 60,657          | 802              | 802             | 744             | 7,095                                             |
| Manipur          | 9,109                  | 75                       | 60                   | 60                     | 194             | -                | -               | -               | -                                                 |
| Odisha           | 62,626                 | 605                      | 647                  | 647                    | 1,899           | -                | -               | -               | -                                                 |
| Rajasthan        | 676,721                | 5,225                    | 9,583                | 9,583                  | 24,391          | -                | -               | -               | -                                                 |
| Sikkim           | 598                    | 1                        | -                    | -                      | 1               | -                | -               | -               | -                                                 |
| Tamil Nadu       | 1,128,118              | 9,502                    | 55,741               | 55,741                 | 120,985         | -                | -               | -               | -                                                 |
| Telangana        | 220,426                | 1,330                    | 1,299                | 1,299                  | 3,928           | -                | -               | -               | -                                                 |
| Tripura          | 9,354                  | 47                       | 6                    | 6                      | 58              | -                | -               | -               | -                                                 |
| Uttar Pradesh    | 2,791,377              | 19,752                   | 24,009               | 24,009                 | 67,770          | 7,196            | 4,196           | 3,146           | 52,532                                            |
| Uttarakhand      | 82,684                 | 791                      | 1,298                | 1,298                  | 3,387           | -                | -               | -               | -                                                 |
| West Bengal      | 1,601,837              | 15,047                   | 14,396               | 14,396                 | 43,838          | 9,050            | -               | -               | -                                                 |
| Grand Total      | 14,045,578             | 123,637                  | 221,653              | 221,653                | 566,942         | 23,842           | 5,123           | 4,015           | 60,401                                            |

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