Lok Sabha Question No. 113 (STARRED), answered on 2018-07-25
Subject: Post Offices
Ministry: COMMUNICATIONS
Asked by: ANIL SHIROLE, HARISH DWIVEDI

## GOVERNMENT OF INDIA MINISTRY OF COMMUNICATIONS DEPARTMENT OF POSTS

## LOK  SABHA STARRED QUESTION NO. 113 TO BE ANSWERED ON 25 th   JULY, 2018

## POST OFFICES

## *113.  SHRI ANIL SHIROLE:

SHRI HARISH CHANDRA ALIAS HARISH DWIVEDI:

Will the Minister of COMMUNICATIONS be pleased to state:

- (a) the number of post offices across the country, State/UT-wise including Maharashtra, Gujarat and West Bengal along with the total number of savings accounts in these post offices, State/ UT-wise;
- (b) whether the number of such accounts has increased during the last three years and if so, the details thereof;
- (c) the  total  amount  of  money  deposited  therein,  State/UT-wise  and  the  amount  of money out of the said total amount remaining unclaimed in these post offices, State/UTwise along with the manner in which the said unclaimed amount of money is likely to be utilized;
- (d) whether the Government proposes to offer digital banking services for aforementioned post offices savings account holders across the country, if so, the details thereof and if not, the reasons therefor along with the time by which it is likely to be done; and
- (e) the details of the services being provided to such account holders along with the details of schemes, if any, proposed by the Government for these account holders?

## ANSWER

## THE MINISTER OF STATE (IC) OF THE MINISTRY OF COMMUNICATIONS & MINISTER OF STATE IN THE MINISTRY OF RAILWAYS (SHRI MANOJ SINHA)

- (a) to (e) A statement is laid on the table of the House.

## STATEMENT TO BE LAID ON THE TABLE OF LOK SABHA IN RESPECT OF PARTS (a) TO (e) OF LOK SABHA STARRED QUESTION NO. *113 FOR 25 TH   JULY, 2018 ON 'POST OFFICES'.

(a) Madam,  the  number  of  post  offices  along  with  the  total  number  of  savings accounts postal circle wise may be seen at Annexure-I .

(b) Yes  Madam,  the  number  of  savings  accounts  during  the  last  three  years  is  as below:

| Year    |   Number of Savings Accounts (In Crores) |
|---------|------------------------------------------|
| 2015-16 |                                    15.46 |
| 2016-17 |                                    16.45 |
| 2017-18 |                                    17.69 |

(c) The total amount of money outstanding in savings accounts postal circle wise as on 31.03.2018 (March-1 supplementary) and the amount identified as unclaimed postal circle  wise  as  per  policy  of  the  Government  may  be  seen  at Annexure-II .  The Government  has  decided  to  utilize  the  unclaimed  money  for  the  welfare  of  Senior Citizens and has already established a Senior Citizens Welfare Fund.

(d) Yes  Madam,  the  Government  has  already  started  providing  digital  banking services to the savings account holders by implementing Core Banking Solution in the post offices across the country.

(e) The details of digital banking services provided to these account holders may be seen at Annexure-III .

## Annexure-I

## Number of post offices along with the total number of savings accounts Postal Circle- wise in the Country (as on 31-03-2018)

| Name of the Circles                                                     | Total No of Post Offices   |   Number of Savings Accounts |
|-------------------------------------------------------------------------|----------------------------|------------------------------|
| Andhra Pradesh                                                          | 10490                      |                     11518704 |
| Assam                                                                   | 4012                       |                      4430854 |
| Bihar                                                                   | 9084                       |                     18209166 |
| Chhattisgarh                                                            | 3187                       |                      3075131 |
| Delhi                                                                   | 554                        |                      1046856 |
| Gujarat(including Dadra& Nagar Haveli)                                  | 8948                       |                      6025026 |
| Haryana                                                                 | 2693                       |                      2819446 |
| Himachal Pradesh                                                        | 2792                       |                      2468127 |
| Jammu & Kashmir                                                         | 1699                       |                      1176804 |
| Jharkhand                                                               | 3460                       |                      7041213 |
| Karnataka                                                               | 9663                       |                      9550952 |
| Kerala (including Lakshadweep)                                          | 5064                       |                      7594782 |
| Madhya Pradesh                                                          | 8280                       |                     10993949 |
| Maharashtra ( including Goa)                                            | 12870                      |                      7641106 |
| North East ( including Manipur, Meghalaya, Mizoram, Nagaland & Tripura) | 2919                       |                      1216414 |
| Odisha                                                                  | 8215                       |                      8658119 |
| Punjab (including Chandigarh)                                           | 3870                       |                      2605310 |
| Rajasthan                                                               | 10311                      |                     11935783 |
| Tamil Nadu (including Puducherry)                                       | 12043                      |                     16642041 |
| Telangana                                                               | 5811                       |                      7147062 |
| Uttarakhand                                                             | 2723                       |                      3777336 |
| Uttar Pradesh                                                           | 17671                      |                     15883555 |
| West Bengal (including Andaman & Nicobar and Sikkim)                    | 9077                       |                     15309698 |
| BASE (Army Postal Service)                                              | 2 (CBPO)                   |                       117648 |
| Total                                                                   | 155533                     |                    176885182 |

## Annexure-II

## Details of total outstanding balance in savings accounts, and the amount identified as unclaimed balance, postal circle wise

| Circle                                                                  |   Outstanding Balance (Rs.) |   Unclaimed Balance Identified (Rs.) |
|-------------------------------------------------------------------------|-----------------------------|--------------------------------------|
| Andhra Pradesh and Telangana                                            |                 37461866750 |                            117771198 |
| Assam                                                                   |                 28757990047 |                             46592818 |
| Bihar                                                                   |                 55965086841 |                            120995945 |
| Chhattisgarh                                                            |                 16168100466 |                             18110001 |
| Delhi                                                                   |                 37702916611 |                            274803390 |
| Gujarat(including Dadra& Nagar Haveli)                                  |                 62218824158 |                             39426143 |
| Haryana                                                                 |                 33451639805 |                             78909081 |
| Himachal Pradesh                                                        |                 28837467574 |                             17981920 |
| Jammu & Kashmir                                                         |                 10071721457 |                              3951097 |
| Jharkhand                                                               |                  5444093975 |                             27031863 |
| Karnataka                                                               |                 29046818535 |                            140062346 |
| Kerala (including Lakshadweep)                                          |                 34825463252 |                             69792106 |
| Madhya Pradesh                                                          |                 63077257891 |                            104614453 |
| Maharashtra ( including Goa)                                            |                 92591737129 |                            130748748 |
| North East ( including Manipur, Meghalaya, Mizoram, Nagaland & Tripura) |                 11115533626 |                             28506637 |
| Odisha                                                                  |                 38859384273 |                            123342120 |
| Punjab (including Chandigarh)                                           |                 47675337095 |                            335015907 |
| Rajasthan                                                               |                 41487456588 |                             33815007 |
| Tamil Nadu (including Puducherry)                                       |                108909391960 |                            384127316 |
| Uttarakhand                                                             |                 28672230146 |                             31599671 |
| Uttar Pradesh                                                           |                141286325783 |                            404473128 |
| West Bengal (including Andaman & Nicobar and Sikkim)                    |                135631922236 |                            388911416 |
| Base                                                                    |                  2027847402 |                                    0 |
| Total                                                                   |               1091286413598 |                           2920582312 |

## Annexure-III

## Details of digital banking services provided to Savings Account holders

- (i) Anywhere Any time banking facilitating fund transfer from any core banking solution enabled post office across the country
- (ii) Withdrawal of Money by using any Automated Teller Machine (ATM) across the country
- (iii) Auto  credit  of  funds  using  National  Automated  Clearing  House  (NACH) platform
- (iv) Auto  debit  of  premium  of  Pradhan  Mantri  Suraksha  Bima  Yojana  and Pradhan Mantri Jeevan Jyoti Bima Yojana
- (v) Auto  credit  of  maturity  value  of  any  small  savings  scheme  in  to  savings account
- (vi) Auto  debit  of  funds  from  savings  account  for  credit  into  any  other  small savings scheme accounts

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