Lok Sabha Question No. 2885 (UNSTARRED), answered on 2020-03-11
Subject: Training for e-Payment
Ministry: ELECTRONICS AND INFORMATION TECHNOLOGY
Asked by: Hibi Eden

## GOVERNMENT OF INDIA MINISTRY OF ELECTRONICS AND INFORMATION TECHNOLOGY

## LOK SABHA UNSTARRED QUESTION No. 2885

TO BE ANSWERED ON: 11.03.2020

## TRAINING  FOR E-PAYMENT

## 2885.      SHRI HIBI EDEN :

Will the Minister of Electronics and Information Technology be pleased to state:

- (a) whether  the  Government  has  formulated  any  scheme  for  imparting  training  for  digitalisation  of transaction/e-payment in the country;
- (b) if  so,  the  details  thereof  and  the number of States which were included in such schemes that have been launched separately in urban and rural areas;
- (c) the expenditure likely to be incurred in the said scheme; and
- (d) the number of senior citizen and traders trained under the schemes so far ?

## ANSWER

## MINISTER OF STATE FOR ELECTRONICS AND INFORMATION TECHNOLOGY (SHRI SANJAY DHOTRE)

(a) to (d): The details of schemes/projects formulated by the Government of India for imparting training on Digital Payments in the country are as under:

## I.   Digital Finance for Rural India: Creating Awareness and Access

This activity was initiated in November 2016 under the Digital Saksharta Abhiyan Scheme (DISHA) for conducting awareness sessions on digital finance options available for rural citizens as well as enabling various mechanisms of digital financial services such as Unstructured Supplementary Service Data(USSD),  Unified  Payment  Interface  (UPI),  Cards/Point  of  Sales(PoS),  Aadhaar  Enabled  Payment System(AEPS) and eWallet etc. Under this initiative, more than 2 crore beneficiaries and more than 27 lakh Merchants were trained/enabled. In addition, sensitization drives were carried out at 650 Districts and 5,735 Blocks throughout the country. This initiative is closed now as the set targets were successfully achieved. A total amount of Rs. 42.98 crore was incurred in the said initiative.

## II.      On-boarding  of  self-organised  small  and  medium  business/  traders  on  digital  payment initiatives

The project was approved in February 2017 with an objective of On-boarding the self-organised small and  medium  business/traders  on  digital  payment  initiatives  by  National  Institute  of  Electronics  and Information Technology (NIELIT). Under this project, 5 Regional Workshops, 24 State Workshops and 63 Digidhan Camps were organized and more than 10560 traders/merchants were trained. An amount of Rs. 1.45 crore was released to NIELIT for implementation of the project.

## III.   Pradhan Mantri Gramin Digital Saksharta Abhiyan' (PMGDISHA)

The  Government  of  India  has  approved  a  scheme  titled  'Pradhan  Mantri  Gramin  Digital  Saksharta Abhiyan (PMGDISHA)' to usher in digital literacy in rural India by covering 6 crore rural households (one  person  per  household)  across  the  country.  Special  focus  of  the  said  Scheme  is  on  training  the beneficiaries  on  use  of  Electronic  Payment  System.  The  outcome  measurement  criteria  include undertaking at least 5 electronic payments transactions by each beneficiary using UPI (including BHIM app), USSD, PoS, AEPS, Cards, Internet Banking. The total budget outlay of the above Scheme is Rs.

- 2,351.38 Crore (approx.). Under the scheme, so far, training has been imparted to 2.85 crore candidates, out of which more than 2.10 crore candidates have been duly certified.
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