Lok Sabha Question No. 900 (UNSTARRED), answered on 2019-11-21
Subject: Prime Minister’s Employment Generation Programme
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Y. S. Avinash Reddy, Aparajita Sarangi, Krupal Balaji Tumane, Nishikant  Dubey

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA

## UNSTARRED QUESTION NO. 900 TO BE ANSWERED ON 21.11.2019

## PRIME MINISTER's EMPLOYMENT GENERATION PROGRAMME

900.   SHRI Y.S. AVINASH REDDY: SHRIMATI APARAJITA SARANGI: SHRI KRUPAL BALAJI TUMANE: DR. NISHIKANT DUBEY:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether the Ministry has launched Prime Minister's Employment Generation Programme (PMEGP) on 2nd November,2018 for the benefit of MSMEs and if so, the details thereof;
- (b) the  steps  taken  by  the  Government  to  further  the  objectives  of  the  PMEGP  and  whether any new schemes have been announced in that respect and if so, the details thereof;
- (c) the  total  employment  generated  in  the  country  specifically  in  Odisha  both  in  rural  and urban areas by the implementation of PMEGP, State-wise;
- (d) the details of support provided to individuals under the scheme;
- (e) the budgetary allocation for the programme and quantum of funds utilized so far, State/UT and year-wise;
- (f) the steps proposed by the Government for the development of agro and rural industry and number of villages likely to be benefited, State-wise from the said programme; and
- (g) the  number of SC/ST/women who got employment under PMEGP during each of the last two years and the current year, State-wise?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI NITIN GADKARI)

(a)& (b): Ministry  of  MSME  is  implementing  Prime  Minister's  Employment  Generation Programme (PMEGP) in the country since 2008. Khadi and Village Industries Commission is the Nodal implementing agency at national level. The scheme is being implemented through all Public Sector  Banks, selected private sector  Banks and co-operative  Banks.  Under  this  scheme,  Banks provide  loan  and  the  margin  money  subsidy  is  being  provided  by  Ministry  of  MSME  through KVIC. The maximum cost of the project eligible for financing under PMEGP is Rs.25.00 lakh in Manufacturing Sector and Rs.10.00 lakh in Service Sector.

Further,  from the  financial  year  2018-19 Ministry of  MSME  has also  introduced a  new component  under  PMEGP  providing  second  financial  assistance  for  expansion/upgrading  the existing PMEGP/MUDRA units. Under this component, for manufacturing unit loan uptoRs.1.00 Cr. and for service/ trading unit loan upto Rs.25.00 lakh with subsidy of 15% (20% for NER and hilly state) can be availed.

(c): The total  number of employment generated including rural and urban areas under PMEGP in Odisha and all other states is given at Annexure -I .

(d): The scheme is credit linked subsidy scheme. Under this scheme any person can avail loan from Banks and margin money subsidy from 15% to 35% from KVIC as categorised below:

| Categories of beneficiaries under PMEGP                                                                                            | Beneficiary's own contribution (on project cost)   | Rate of subsidy (on project cost)   | Rate of subsidy (on project cost)   |
|------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------|-------------------------------------|-------------------------------------|
| Area (location of project /unit)                                                                                                   |                                                    | Urban                               | Rural                               |
| General category                                                                                                                   | 10%                                                | 15%                                 | 25%                                 |
| Special category (including SC /ST /OBC/Minorities/Women/Ex. Servicemen / Physically Handicapped/ NER, Hill and Border areas etc.) | 05%                                                | 25%                                 | 35%                                 |

(e): The  budgetary  allocation  for  the  programme  (margin  money  subsidy)  and  quantum  of funds utilized for the last two years and current year (up to 15.11.2019) is given below:

| Year                       |   Budgetary allocation (Margin Moneysubsidy) (Rs. in Crore) |   MarginMoney disbursed (Rs. in Crore) |
|----------------------------|-------------------------------------------------------------|----------------------------------------|
| 2017-18                    |                                                     1004.49 |                                1312.4  |
| 2018-19                    |                                                     2068.8  |                                2070    |
| 2019-20 (As on 15.11.2019) |                                                     2247.1  |                                 873.99 |

(f): The scheme is applicable for agro based post harvesting and other rural industry. The steps taken for development of these activities are:

- To bring in transparency and expedite disbursement of Margin Money under PMEGP scheme, Ministry of MSME has introduced online Margin Money disbursement directly to financing bank branches.
- EDP training is mandatory under PMEGP which include orientation and awareness pertaining to various managerial and operational functions like Finance, production, marketing, enterprise management,  banking formalities, bookkeeping  as well as interaction with successful rural entrepreneur, banks and orientation through field visits.
- An EDP online training portal and  the  mobile app  have also been designed, developed and made live from 22.10.2019.
- Value  addition  of  farm  products  and  farm  related  activities  are  covered  under  PMEGP scheme.
- Training  centres  offer  handholding  services  to  the  trainees  to  address  teething  problems, sanction of loan and to ensure that the units are properly grounded.
- Association of NSIC, MSME-DIs and Tool Rooms for providing necessary handholding and monitoring support.
- Awareness  camps,  workshops,  Bankers  Meetings  and  exhibitions  at  all  levels  are  being organized in order to propagate the PMEGP scheme for the development of micro industries.
- Geo-tagging of all the units is under process.

Under PMEGP scheme Village-wise targets are  not  fixed. However, all  the villages are covered under the scheme and new unit can be set up in villages. Ministry fixes State-wise targets with a minimum of 75 projects allocated to each district.

(g): The number of SC/ST/women, who got employment under the said scheme during each of the last two years and the current year, State-wise is given as at Annexure-II.

## Annexure  I  referred  to  in  reply  to  part  (c)  of  the  Lok  Sabha  Unstarred  Qn.  No.  900  for answer on 21.11.2019

## State-wise total employment from FY 2016-17 to 2019-20 (As on 15.11.2019) under PMEGP

2019-20

| Sl. No.   | State/UT          |   2016-17 |   2017-18 |   2018-19 |   2019-20 (As on 15.11.2019) |
|-----------|-------------------|-----------|-----------|-----------|------------------------------|
| 1         | Jammu &Kashmir    |     11691 |     30024 |     60232 |                        18480 |
| 2         | HimachalPradesh   |      6916 |      7088 |     11192 |                         5640 |
| 3         | Punjab            |      9858 |     12160 |     14408 |                         6784 |
| 4         | U.T. Chandigarh   |       376 |       360 |       224 |                           72 |
| 5         | Haryana           |     11016 |     13744 |     17320 |                         7136 |
| 6         | Delhi             |       952 |       920 |      1056 |                          376 |
| 7         | Rajasthan         |     13408 |     12616 |     18872 |                         9520 |
| 8         | Uttarakhand       |      9890 |     12904 |     17448 |                         5640 |
| 9         | Uttar Pradesh     |     36315 |     43456 |     41944 |                        19200 |
| 10        | Chattisgarh       |     12856 |     11704 |     24752 |                         9056 |
| 11        | Madhya Pradesh    |     15520 |     14432 |     20208 |                         5888 |
| 12        | Sikkim            |       201 |       296 |       440 |                          264 |
| 13        | Arunachal Pradesh |      1984 |      1672 |      2240 |                          896 |
| 14        | Nagaland          |      7783 |      7440 |      9664 |                         2024 |
| 15        | Manipur           |      8419 |      4800 |     10328 |                         2728 |
| 16        | Mizoram           |      3400 |      1992 |      8984 |                         2152 |
| 17        | Tripura           |     17961 |      8928 |      9432 |                         1888 |
| 18        | Meghalaya         |      2632 |       600 |      3120 |                         1080 |
| 19        | Assam             |     31498 |     18256 |     29896 |                         7376 |
| 20        | Bihar             |     25872 |     18456 |     26424 |                         6488 |
| 21        | West Bengal       |     26604 |     10928 |     19304 |                         8864 |
| 22        | Jharkhand         |     10400 |      8888 |     14376 |                         4112 |
| 23        | Odisha            |     20392 |     19192 |     24560 |                         7080 |
| 24        | A&NIslands        |      1398 |      1744 |      1832 |                          232 |
| 25        | Gujarat           |     11629 |     15008 |     28000 |                        19808 |
| 26        | Maharashtra       |     17799 |     26632 |     45136 |                        17704 |
| 27        | Goa               |       660 |       400 |       624 |                          344 |
| 28        | Andhra Pradesh    |     14148 |     12216 |     17760 |                         8888 |
| 29        | Telangana         |      6445 |      9520 |     16408 |                         8480 |
| 30        | Karnataka         |     30286 |     16920 |     29256 |                        14344 |
| 31        | Lakshadweep       |         0 |         0 |         0 |                            0 |
| 32        | Kerala            |     13068 |     10776 |     19888 |                         8664 |
| 33        | Tamilnadu         |     25764 |     32760 |     41480 |                        18288 |
| 34        | Puducherry        |       699 |       352 |       608 |                          280 |
| GRAND     | TOTAL             |    407840 |    387184 |    587416 |                       224136 |

Annexure-II

## Annexure II  referred  to in  reply to  part (g) of  the Lok Sabha  Unstarred Qn. No. 900 for answer on 21.11.2019

## The number of employment created under categories SC/ST and women under PMEGP during last three years and current year (as on 15.11.2019)

(No. in persons)

| Employment generated under PMEGP   | Employment generated under PMEGP   | Employment generated under PMEGP   | Employment generated under PMEGP   | Employment generated under PMEGP   | Employment generated under PMEGP   | Employment generated under PMEGP   | Employment generated under PMEGP   | Employment generated under PMEGP   | Employment generated under PMEGP   | Employment generated under PMEGP   | Employment generated under PMEGP   | Employment generated under PMEGP   | Employment generated under PMEGP   |
|------------------------------------|------------------------------------|------------------------------------|------------------------------------|------------------------------------|------------------------------------|------------------------------------|------------------------------------|------------------------------------|------------------------------------|------------------------------------|------------------------------------|------------------------------------|------------------------------------|
| Sr. No.                            | State/UT                           | 2016-17                            | 2016-17                            | 2016-17                            | 2017-18                            | 2017-18                            | 2017-18                            | 2018-19                            | 2018-19                            | 2018-19                            | 2019-20 (As on 15.11.2019)         | 2019-20 (As on 15.11.2019)         | 2019-20 (As on 15.11.2019)         |
|                                    |                                    | SC                                 | ST                                 | Women                              | SC                                 | ST                                 | Women                              | SC                                 | ST                                 | Women                              | SC                                 | ST                                 | Women                              |
| I. NORTH ZONE                      | I. NORTH ZONE                      | I. NORTH ZONE                      | I. NORTH ZONE                      | I. NORTH ZONE                      | I. NORTH ZONE                      | I. NORTH ZONE                      | I. NORTH ZONE                      | I. NORTH ZONE                      | I. NORTH ZONE                      | I. NORTH ZONE                      | I. NORTH ZONE                      | I. NORTH ZONE                      | I. NORTH ZONE                      |
| 1                                  | Jammu & Kashmir                    | 419                                | 853 3007                           |                                    | 1400                               | 1840                               | 9504                               | 1816                               | 4520                               | 19592                              | 14528                              | 36160                              | 156736                             |
| 2                                  | Himachal Pradesh                   | 2423                               | 1076                               | 1341                               | 2288                               | 928                                | 2424                               | 3216                               | 1096                               | 4224                               | 25728                              | 8768                               | 33792                              |
| 3                                  | Punjab                             | 2435                               | 273                                | 3506                               | 3920                               | 64                                 | 4640                               | 4200                               | 8                                  | 5624                               | 33600                              | 64                                 | 44992                              |
| 4                                  | U.T. Chandigarh                    | 57                                 | 0                                  | 114                                | 80                                 | 0                                  | 144                                | 48                                 | 0                                  | 104                                | 384                                | 0                                  | 832                                |
| 5                                  | Haryana                            | 1907                               |                                    | 1909                               | 2864                               | 24                                 | 3376                               | 3512                               | 0                                  | 4376                               | 28096                              | 0                                  | 35008                              |
| 6                                  | Delhi                              | 152                                | 0                                  | 336                                | 144                                | 8                                  | 344                                | 128                                | 0                                  | 432                                | 1024                               | 0                                  | 3456                               |
| 7                                  | Rajasthan                          | 2102                               | 725                                | 2834                               | 1632                               | 1192                               | 2696                               | 2000                               | 1776                               | 4192                               | 16000                              | 14208                              | 33536                              |
|                                    | Total -I                           | 9495                               | 2927                               | 13047                              | 12328                              | 4056                               | 23128                              | 14920                              | 7400                               | 38544                              | 11936 0                            | 59200                              | 308352                             |
| II. CENTRAL ZONE                   | II. CENTRAL ZONE                   | II. CENTRAL ZONE                   | II. CENTRAL ZONE                   | II. CENTRAL ZONE                   | II. CENTRAL ZONE                   | II. CENTRAL ZONE                   | II. CENTRAL ZONE                   | II. CENTRAL ZONE                   | II. CENTRAL ZONE                   | II. CENTRAL ZONE                   | II. CENTRAL ZONE                   | 0                                  | 0                                  |
| 8                                  | Uttarakhand                        | 3197                               | 666                                | 2176                               | 2752                               | 512                                | 2616                               | 3080                               | 496                                | 3992                               | 24640                              | 3968                               | 31936                              |
| 9                                  | Uttar Pradesh                      | 4637                               | 871                                | 9685                               | 5624                               | 128                                | 11936                              | 5584                               | 64                                 | 11464                              | 44672                              | 512                                | 91712                              |
| 10                                 | Chhattisgarh                       | 1538                               | 1395                               | 2798                               | 1384                               | 1168                               | 2616                               | 2632                               | 2704                               | 5808                               | 21056                              | 21632                              | 46464                              |
| 11                                 | Madhya Pradesh                     | 1360                               | 776                                | 3392                               | 944                                | 680                                | 4144                               | 1440                               | 1144                               | 5904                               | 11520                              | 9152                               | 47232                              |
|                                    | Total -II                          | 10732                              | 3708                               | 18051                              | 10704                              | 2488                               | 21312                              | 12736                              | 4408                               | 27168                              | 101888                             | 35264                              | 217344                             |
| III. N.E.ZONE                      | III. N.E.ZONE                      | III. N.E.ZONE                      | III. N.E.ZONE                      | III. N.E.ZONE                      | III. N.E.ZONE                      | III. N.E.ZONE                      | III. N.E.ZONE                      | III. N.E.ZONE                      | III. N.E.ZONE                      | III. N.E.ZONE                      | III. N.E.ZONE                      | 0                                  | 0                                  |
| 12                                 | Sikkim                             | 3                                  | 32                                 | 27                                 | 24                                 | 120                                | 120                                | 40                                 | 216                                | 216                                | 320                                | 1728                               | 1728                               |
| 13                                 | Arunachal Pradesh                  | 0                                  | 1984                               | 760                                | 8                                  | 1664                               | 688                                | 8                                  | 2216                               | 792                                | 64                                 | 17728                              | 6336                               |
| 14                                 | Nagaland                           | 0                                  | 7783                               | 1539                               | 40                                 | 7392                               | 3416                               | 32                                 | 9632                               | 4280                               | 256                                | 77056                              | 34240                              |
| 15                                 | Manipur                            | 168                                | 3101                               | 1784                               | 168                                | 1528                               | 1896                               | 352                                | 4816                               | 4264                               | 2816                               | 38528                              | 34112                              |
| 16                                 | Mizoram                            | 0                                  | 3400                               | 1280                               | 0                                  | 1992                               | 1072                               | 16                                 | 8936                               | 4336                               | 128                                | 71488                              | 34688                              |
| 17                                 | Tripura                            | 3469                               | 2390                               | 3531                               | 1192                               | 1704                               | 2088                               | 1328                               | 1640                               | 1984                               | 10624                              | 13120                              | 15872                              |
| 18                                 | Meghalaya                          | 40                                 | 1992                               | 1136                               | 0                                  | 584                                | 248                                | 16                                 | 2696                               | 1008                               | 128                                | 21568                              | 8064                               |
| 19                                 | Assam                              | 3160                               | 6135                               | 6702                               | 1896                               | 4448                               | 4648                               | 2360                               | 5912                               | 7992                               | 18880                              | 47296                              | 63936                              |
|                                    | Total -III                         | 6840                               | 26817                              | 16759                              | 3328                               | 19432                              | 14176                              | 4152                               | 36064                              | 24872                              | 33216                              | 288512                             | 198976                             |

| IV. EAST ZONE   | IV. EAST ZONE   |                |       |        |       |       |        |       |       |        |        |      0 |       0 |
|-----------------|-----------------|----------------|-------|--------|-------|-------|--------|-------|-------|--------|--------|--------|---------|
| 20              | Bihar           | 3256           | 464   | 7320   | 2872  | 432   | 5176   | 2744  | 544   | 6888   | 21952  |   4352 |   55104 |
| 21              | West Bengal     | 3155           | 265   | 5993   | 1608  | 360   | 3248   | 2624  | 224   | 6480   | 20992  |   1792 |   51840 |
| 22              | Jharkhand       | 1259           | 1104  | 2336   | 672   | 752   | 1720   | 1360  | 1280  | 3424   | 10880  |  10240 |   27392 |
| 23              | Odisha          | 3564           | 1363  | 6594   | 3272  | 1184  | 6216   | 3152  | 1208  | 9480   | 25216  |   9664 |   75840 |
| 24              | A&N Islands     | 0              | 63    | 143    | 0     | 96    | 304    | 0     | 144   | 408    | 0      |   1152 |    3264 |
|                 | Total -IV       | 11234          | 3259  | 22386  | 8424  | 2824  | 16664  | 9880  | 3400  | 26680  | 79040  |  27200 |  213440 |
| V.WEST ZONE     | V.WEST ZONE     | V.WEST ZONE    |       |        |       |       |        |       |       |        |        |      0 |       0 |
| 25              | Gujarat         | 1441           | 1353  | 4827   | 1560  | 1456  | 8136   | 2120  | 1112  | 19056  | 16960  |   8896 |  152448 |
| 26              | Maharashtra     | 3004           | 317   | 6093   | 5392  | 904   | 8632   | 9208  | 1464  | 15720  | 73664  |  11712 |  125760 |
| 27              | Goa             | 0              | 6     | 309    | 0     | 32    | 152    | 24    | 24    | 240    | 192    |    192 |    1920 |
|                 | TOTAL- V        | 4445           | 1676  | 11229  | 6952  | 2392  | 16920  | 11352 | 2600  | 35016  | 90816  |  20800 |  280128 |
| VI. SOUTH ZONE  | VI. SOUTH ZONE  | VI. SOUTH ZONE |       |        |       |       |        |       |       |        |        |      0 |       0 |
| 28              | Andhra Pradesh  | 1439           | 42    | 7525   | 2032  | 304   | 5752   | 2720  | 616   | 8808   | 21760  |   4928 |   70464 |
| 29              | Telangana       | 451            | 416   | 1836   | 912   | 984   | 2960   | 2096  | 1512  | 5344   | 16768  |  12096 |   42752 |
| 30              | Karnataka       | 4477           | 1039  | 6882   | 3264  | 912   | 4640   | 5464  | 1632  | 8688   | 43712  |  13056 |   69504 |
| 31              | Lakshadwe ep    | 0              | 0     | 0      | 0     | 0     | 0      | 0     | 0     | 0      | 0      |      0 |       0 |
| 32              | Kerala          | 1485           | 176   | 4455   | 1056  | 168   | 4200   | 1808  | 208   | 8416   | 14464  |   1664 |   67328 |
| 33              | Tamil Nadu      | 2853           | 64    | 9534   | 3824  | 192   | 15432  | 4256  | 592   | 19704  | 34048  |   4736 |  157632 |
| 34              | Puducherry      | 110            | 0     | 200    | 56    | 0     | 168    | 80    | 16    | 232    | 640    |    128 |    1856 |
| TOTAL-VI        | TOTAL-VI        | 10815          | 1737  | 30432  | 11144 | 2560  | 33152  | 16424 | 4576  | 51192  | 131392 |  36608 |  409536 |
| GRAND TOTAL     | GRAND TOTAL     | 53561          | 40124 | 111904 | 52880 | 33752 | 125352 | 69464 | 58448 | 203472 | 555712 | 467584 | 1627776 |