Lok Sabha Question No. 1481 (UNSTARRED), answered on 2018-12-19
Subject: Modernisation of Post Offices
Ministry: COMMUNICATIONS
Asked by: SIRAJUDDIN AJMAL

## GOVERNMENT OF INDIA MINISTRY OF COMMUNICATIONS DEPARTMENT OF POSTS

## LOK  SABHA UNSTARRED QUESTION NO.1481 TO BE ANSWERED ON 19 th   DECEMBER, 2018

## MODERNISATION OF POST OFFICES

## 1481. SHRI SIRAJUDDIN AJMAL:

Will the Minister of COMMUNICATIONS be pleased to state:

- (a) the status of modernisation/upgradation of the Post Offices particularly in rural areas;
- (b) the  new  scope  of  activities  assigned  to  the  Post  Offices  under  the  modernisation process;
- (c) the  total  investment  made  in  the  project  during  each  of  the  last  three  years  and  the current year, States/UTs-wise;
- (d) the number of savings accounts of girl child opened in post offices under Beti Bachao, Beti Padhao scheme during each of the last three years and the current year, States/UTs-wise; and
- (e) the other facilities proposed to be provided to the girl child under the scheme?

## ANSWER

## THE MINISTER OF STATE (IC) OF THE MINISTRY OF COMMUNICATIONS & MINISTER OF STATE IN THE MINISTRY OF RAILWAYS (SHRI MANOJ SINHA)

(a) Madam, the current status of modernization, upgradation of the Post Offices particularly in rural areas under Information Technology (IT) Modernization project of Department of Posts is at Annexure A

Department of Posts is also implementing a Plan Scheme - 'Rural Business and Access to  Postal  Network'  under  which  basic  infrastructure  equipments  like  table,  chair,  almirah, signage  boards  and  cash  chests  are  provided  to  rural  branch  post  offices  to  meet  the  basic infrastructure requirements. Postal Circle wise details of funds made  available are at Annexure B .

(b) As new scope of activities, the Department of Post has set up India Post Payments Bank as a Public Limited Company with 100% Government equity under the Department of Posts. The Payments bank will leverage the physical and IT infrastructure of the Post office and will focus  on  low-cost,  low-risk,  technology  based  solutions  to  extend  access  to  formal  banking especially in rural, un-banked and under-banked areas.  650 Branches and 3250 Access Points of  the  India  Post  Payments  Bank  (IPPB)  have  been  formally  launched  by  the  Hon'ble  Prime Minister of India on 01-09-2018.

(c) The  IT  Modernization  Project  of  Department  of  Posts  is  pan  India  programme  and implementation  of  this  project  is  centrally  monitored  and  the  expenditure  on  account  of  this Project is made centrally. No expenditure is incurred State/UTs-wise. The expenditure incurred for the Project for the last three years and the current year till 30-11-2018 is furnished below:-

| Year                       |   Expenditure ( In Crores of Rs) |
|----------------------------|----------------------------------|
| 2015-16                    |                           307.19 |
| 2016-17                    |                           188.42 |
| 2017-18                    |                           415.64 |
| 2018-19 (up to 30-11-2018) |                           153.56 |

(d) There  is  no  scheme  with  the  name  'Beti  Bachao,  Beti  Padhao'  in  the  Department  of Posts.  'Sukanya Samriddhi Yojana' is however, one scheme exclusively for Girl Child available in the Post Offices.  States / UTs wise number of Sukanya Samriddhi Accounts opened in Post Offices  during  the  last  three  years  and  the  current  year  upto  31-10-2018  is  attached  as Annexure C

(e) Details of facilities available to the Girl Child under Sukanya Samriddhi Yojana scheme is attached as Annexure D .

## Annexure A

IT Modernization Project of Department of Post is being undertaken with a total outlay of Rs.  4909  crores.  The  project  involves  computerization,  Modernization  and  networking  of 1,55.000 Post Office in the country, including 1.29 Lakh Branch Post Offices in rural areas run by the Gramin Dak Sevaks.

The project  involves  providing  Central  Server  based  integrated,  modular  and  scalable solution  for  all  the  operations  of  Department  of  Posts  including  Mails,  Human  Resource, Banking, Insurance and Finance & Accounts.  It also involves creation of IT infrastructure like Data  Centre,  Disaster  Recovery  Centre,  setting  up  of  a  Wide  Area  Network  (WAN)  and providing solar powered and portable hand-held computing devices (Micro ATM compliant) to all the Branch Post offices.

The  project  is  being  implemented  through  eight  different  segments.  Brief  progress  of each segment is given below:

|   Sl. No. | Name of the segment & its scope                                                                                                                                                                                                                         | Present position/Targets achieved. ( as on 30.11.2018)                                                                                                                                                                                                                                                                                                                                                                      |
|-----------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|         1 | Change Management (CM): Preparing the workforce for the complete change in Departments' working after implementation of IT project.                                                                                                                     | 120 change management workshops in 4 phases were organized, in which 3523 participants (Train the Trainers) attended. Training activities are going on in all the Postal Circles.                                                                                                                                                                                                                                           |
|         2 | Data Centre Facility ( DCF): Hosting Primary Data centre and building Disaster Recovery centre for the DoP                                                                                                                                              | Data Centre is operational from 3 rd April 2013 at Navi Mumbai. Disaster Recovery Centre (DRC) has been powered on at Mysore on 15 th May, 2015..                                                                                                                                                                                                                                                                           |
|         3 | Financial Services Integrator (FSI): Implementation of solutions for Core Banking and Core Insurance in all Post Offices. Providing multiple delivery channels- internet banking, mobile banking, ATM and Interactive Voice Response (IVR) and SMS etc. | So far total 23652 Post Offices have been migrated under Core Banking Solution (CBS)and 25,573 Post Offices have been migrated under Core Insurance Solution for Postal Life Insurance. Total 995 ATMs have been made inter-operable w.e.f. 31-12-2016.                                                                                                                                                                     |
|         4 | Net work Integrator (NI): Providing connectivity for each departmental post office location in order to ensure uninterrupted network connectivity through one single WAN                                                                                | 28,313 locations have been net worked on a single Wide Area Network (WAN) as on 30-11- 2018.                                                                                                                                                                                                                                                                                                                                |
|         5 | Core System Integrator (CSI): Implementation of the solutions for Mail Operation, Retail, logistic Post, Philately, Finance and Accounts &Human Resources and integration with other SIs.                                                               | Implementation is in progress. As of now Roll out has been completed in all the offices of 507 divisions and other related offices in 23Postal circles (Andhra Pradesh, Assam, Karnataka, Maharashtra, Odisha, Telangana ,Tamilnadu, Rajasthan, Haryana , Delhi ,Madhya Pradesh, Punjab, Jharkhand , Gujarat, Bihar, Chhattisgarh, Himachal Pradesh, Kerala, Uttar Pradesh, Uttarakhand , West Bengal, North East and J&K). |

|   6 | DARPAN Rural Hardware (RH): Providing connectivity, hardware & solar power panels to Branch Post Offices in rural areas.               | Supply of Rural Hardware has been completed in all rural Branch Post Offices                                                                                                                                                                                                                 |
|-----|----------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
|   7 | Rural System Integrator (RSI): Implementation of the solution for integrating all the FSI/CSI applications to the Branch Post Offices. | 1,28,804 Hand Held devices have been rolled out in Rural Branch Post Offices as on 11-12-2018.                                                                                                                                                                                               |
|   8 | Mail Operation Hardware (MOH): Providing hardware to Mail Offices and handheld devices to Postmen.                                     | Funds to the tune of 35.30 Cr have been allotted to the Postal Circles for the procurement of 38,509 Smart Phones for Postmen. Under Mail Operations Hardware, supply of desk top computers and Gen Sets to RMS offices has been completed. UPS and Weighing Scales have also been procured. |

## Sukanya Samriddhi Yojana (SSY)

Sukanya Samriddhi Yojana (SSY) is also known as girl child prosperity scheme which was launched by the Hon'ble Prime Minister on 22 nd January, 2015 in Panipat, Haryana.

The account can be opened by the natural or legal guardians of the girl child.  Sukanya Samriddhi Yojana offers a small deposit investment for the girl children  as an initiative under 'Beti Bachao Beti Padhao' campaign.  One of the key benefits of the scheme is higher rate of interest. The present rate of interest for the 3 rd quarter of 2018-19 is 8.5% Sukanya Samriddhi Yojana:  Salient features

-  Sukanya Samriddhi account can be opened till a girl child attains an age of 10 years.
-  Only  one  account  is  permissible  for  every  girl  child  but  not  exceeding  two  accounts  in  a family.
-  Account can be opened in any of the Post Offices including  Branch Post Offices located even in the remotest part of the country.
-  An account can be opened with an initial  amount  of  Rs.  250.  Thereafter,  deposit  can  be made in the multiple of Rs.100 with a minimum of Rs. 250 per financial year.
-  The maximum limit of deposits in the account is Rs.1,50,000 per financial year.
-  The maturity period of the account is 21 years from the date of opening the account.
-  Sukanya Samriddhi Account is transferrable anywhere in India.
-  An amount up to 50% of the balance of previous year is allowed as withdrawal for higher education on attaining the age of 18 year.
-  In the event of marriage of a girl child on or attaining the age of 18 years, the account can be finally closed and amount accumulated in the account along with interest can be paid.
-  Girl child may operate her account, if she wishes to do so on or after attaining the age of 10 years. This would give a lot of financial independence to the girl child as well.

## Benefits of Sukanya Samriddhi Yojana

-  The amount deposited in Sukanya Samriddhi Account is exempted from tax under Section 80C of IT Act, 1961, up to a maximum of Rs.1.5 lakh in a financial year.  Also, the amount paid as maturity at the time of account closure is completely tax free.
-  Though the account is a saving account, high interest is paid for the welfare of the girl child.

## Sukanya Samriddhi Yojana  Accounts opened during 01.04.2015 to 31.10.2018

| Name of Postal Circle   | Name of State     | F. Y. 2015-16                                   | F. Y. 2016-17                                   | F. Y. 2017-18                                   | F. Y. 2018-19                                           |
|-------------------------|-------------------|-------------------------------------------------|-------------------------------------------------|-------------------------------------------------|---------------------------------------------------------|
| Name of Postal Circle   | including UTs     | Total No. of SSA Accounts opened during 2015-16 | Total No. Of SSA Accounts opened during 2016-17 | Total No. of SSA Accounts opened during 2017-18 | Total No. of SSA Accounts opened during upto 31.10.2018 |
| A. P.                   | A. P.             | 316692                                          | 74041                                           | 85132                                           | 51655                                                   |
| Assam                   | Assam             | 99805                                           | 23288                                           | 19621                                           | 11922                                                   |
| Bihar                   | Bihar             | 253458                                          | 115329                                          | 115483                                          | 56310                                                   |
| Chattisgarh             | Chattisgarh       | 136515                                          | 61975                                           | 90012                                           | 38085                                                   |
| Delhi                   | Delhi             | 88106                                           | 26135                                           | 25641                                           | 14421                                                   |
| Gujarat                 | Gujarat           | 127121                                          | 64524                                           | 58885                                           | 33968                                                   |
| Haryana                 | Haryana           | 186223                                          | 62363                                           | 48277                                           | 38662                                                   |
| H. P.                   | H. P.             | 105484                                          | 25290                                           | 32029                                           | 17850                                                   |
| J & K                   | J & K             | 91933                                           | 7897                                            | 5460                                            | 1895                                                    |
| Jharkhand               | Jharkhand         | 315855                                          | 80030                                           | 30699                                           | 13250                                                   |
| Karnataka               | Karnataka         | 386358                                          | 86303                                           | 114430                                          | 99281                                                   |
| Kerala                  | Kerala            | 178669                                          | 41749                                           | 45914                                           | 29609                                                   |
| M. P.                   | M. P.             | 247466                                          | 110930                                          | 88441                                           | 323622                                                  |
| Maharashtra             | Maharashtra       | 372774                                          | 164634                                          | 155090                                          | 93853                                                   |
|                         | Goa               | 16881                                           | 3452                                            | 2194                                            | 1516                                                    |
|                         | Arunachal Pradesh | 6199                                            | 1621                                            | 1417                                            | 1012                                                    |
|                         | Meghalaya         | 2854                                            | 943                                             | 539                                             | 386                                                     |
|                         | Mizoram           | 1739                                            | 516                                             | 396                                             | 1058                                                    |
|                         | Manipura          | 14490                                           | 3608                                            | 2983                                            | 1713                                                    |
|                         | Nagaland          | 2889                                            | 499                                             | 277                                             | 205                                                     |
| North East              | Tripura           | 12493                                           | 5510                                            | 3089                                            | 2116                                                    |
| Odisha                  | Odisha            | 236651                                          | 53858                                           | 72260                                           | 41280                                                   |
| Punjab                  | Punjab            | 154233                                          | 47976                                           | 47799                                           | 35226                                                   |
| Rajasthan               | Rajasthan         | 254982                                          | 103753                                          | 164232                                          | 77618                                                   |
| Tamilnadu               | Tamilnadu         | 623399                                          | 146509                                          | 141518                                          | 83360                                                   |
| Telangana               | Telangana         | 202859                                          | 52564                                           | 58358                                           | 39294                                                   |
| U. P.                   | U. P.             | 749538                                          | 168557                                          | 184539                                          | 103327                                                  |
| Uttarakhand             | Uttarakhand       | 168763                                          | 27508                                           | 34415                                           | 18515                                                   |
| West Bengal             | West Bengal       | 384989                                          | 45763                                           | 64869                                           | 28439                                                   |
|                         | Sikkim            | 3948                                            | 759                                             | 675                                             | 1178                                                    |
| Total                   |                   | 57,43,366                                       | 16,07,884                                       | 16,94,674                                       | 12,60,626                                               |

## AnnexureC

| Postal Circle-wise Plan Funds allocated for infrastructure equipment, signages and cash chests / Iron safes to rural Branch Post Offices(BOs) under the Plan Scheme - "Rural Business & Access to Postal Network" during last two financial years and current financial year 2018-19   | Postal Circle-wise Plan Funds allocated for infrastructure equipment, signages and cash chests / Iron safes to rural Branch Post Offices(BOs) under the Plan Scheme - "Rural Business & Access to Postal Network" during last two financial years and current financial year 2018-19   | Postal Circle-wise Plan Funds allocated for infrastructure equipment, signages and cash chests / Iron safes to rural Branch Post Offices(BOs) under the Plan Scheme - "Rural Business & Access to Postal Network" during last two financial years and current financial year 2018-19   | Postal Circle-wise Plan Funds allocated for infrastructure equipment, signages and cash chests / Iron safes to rural Branch Post Offices(BOs) under the Plan Scheme - "Rural Business & Access to Postal Network" during last two financial years and current financial year 2018-19   | Postal Circle-wise Plan Funds allocated for infrastructure equipment, signages and cash chests / Iron safes to rural Branch Post Offices(BOs) under the Plan Scheme - "Rural Business & Access to Postal Network" during last two financial years and current financial year 2018-19   | Postal Circle-wise Plan Funds allocated for infrastructure equipment, signages and cash chests / Iron safes to rural Branch Post Offices(BOs) under the Plan Scheme - "Rural Business & Access to Postal Network" during last two financial years and current financial year 2018-19   |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Sl. No                                                                                                                                                                                                                                                                                 | Postal Circles                                                                                                                                                                                                                                                                         | Funds allocated for basic Infrastructure Equipment, Signages and Cash Chests (amount in Rupees)                                                                                                                                                                                        | Funds allocated for basic Infrastructure Equipment, Signages and Cash Chests (amount in Rupees)                                                                                                                                                                                        | Funds allocated for basic Infrastructure Equipment, Signages and Cash Chests (amount in Rupees)                                                                                                                                                                                        | Funds allocated for basic Infrastructure Equipment, Signages and Cash Chests (amount in Rupees)                                                                                                                                                                                        |
|                                                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                        | 2015-16                                                                                                                                                                                                                                                                                | 2016-17                                                                                                                                                                                                                                                                                | 2017-18                                                                                                                                                                                                                                                                                | 2018-19                                                                                                                                                                                                                                                                                |
| 1                                                                                                                                                                                                                                                                                      | Andhra Pradesh including Telangana                                                                                                                                                                                                                                                     | 23074370                                                                                                                                                                                                                                                                               | 7825000                                                                                                                                                                                                                                                                                | 11056250                                                                                                                                                                                                                                                                               | 12535000                                                                                                                                                                                                                                                                               |
| 2                                                                                                                                                                                                                                                                                      | Assam                                                                                                                                                                                                                                                                                  | 4240000                                                                                                                                                                                                                                                                                | 2900000                                                                                                                                                                                                                                                                                | 6790000                                                                                                                                                                                                                                                                                | 6682500                                                                                                                                                                                                                                                                                |
| 3                                                                                                                                                                                                                                                                                      | Bihar                                                                                                                                                                                                                                                                                  | 19302500                                                                                                                                                                                                                                                                               | 7186000                                                                                                                                                                                                                                                                                | 6875000                                                                                                                                                                                                                                                                                | 8365000                                                                                                                                                                                                                                                                                |
| 4                                                                                                                                                                                                                                                                                      | Chhattisgarh                                                                                                                                                                                                                                                                           | 5255000                                                                                                                                                                                                                                                                                | 1916000                                                                                                                                                                                                                                                                                | 6187500                                                                                                                                                                                                                                                                                | 7317500                                                                                                                                                                                                                                                                                |
| 5                                                                                                                                                                                                                                                                                      | Delhi                                                                                                                                                                                                                                                                                  | 650000                                                                                                                                                                                                                                                                                 | 73000                                                                                                                                                                                                                                                                                  | 254617                                                                                                                                                                                                                                                                                 | 987500                                                                                                                                                                                                                                                                                 |
| 6                                                                                                                                                                                                                                                                                      | Gujarat including Dadra & Nagar Haveli and Daman & Diu                                                                                                                                                                                                                                 | 12307500                                                                                                                                                                                                                                                                               | 4248000                                                                                                                                                                                                                                                                                | 3775000                                                                                                                                                                                                                                                                                | 4170000                                                                                                                                                                                                                                                                                |
| 7                                                                                                                                                                                                                                                                                      | Haryana                                                                                                                                                                                                                                                                                | 3667000                                                                                                                                                                                                                                                                                | 889000                                                                                                                                                                                                                                                                                 | 3650000                                                                                                                                                                                                                                                                                | 3757500                                                                                                                                                                                                                                                                                |
| 8                                                                                                                                                                                                                                                                                      | Himachal Pradesh                                                                                                                                                                                                                                                                       | 3980000                                                                                                                                                                                                                                                                                | 1429000                                                                                                                                                                                                                                                                                | 1712500                                                                                                                                                                                                                                                                                | 2700000                                                                                                                                                                                                                                                                                |
| 9                                                                                                                                                                                                                                                                                      | Jammu & Kashmir                                                                                                                                                                                                                                                                        | 2663000                                                                                                                                                                                                                                                                                | 913000                                                                                                                                                                                                                                                                                 | 862500                                                                                                                                                                                                                                                                                 | 1925000                                                                                                                                                                                                                                                                                |
| 10                                                                                                                                                                                                                                                                                     | Jharkhand                                                                                                                                                                                                                                                                              | 4805000                                                                                                                                                                                                                                                                                | 1620000                                                                                                                                                                                                                                                                                | 4712500                                                                                                                                                                                                                                                                                | 5382500                                                                                                                                                                                                                                                                                |
| 11                                                                                                                                                                                                                                                                                     | Karnataka                                                                                                                                                                                                                                                                              | 13441000                                                                                                                                                                                                                                                                               | 4760000                                                                                                                                                                                                                                                                                | 4625000                                                                                                                                                                                                                                                                                | 4745000                                                                                                                                                                                                                                                                                |
| 12                                                                                                                                                                                                                                                                                     | Kerala including Lakshadweep                                                                                                                                                                                                                                                           | 5351500                                                                                                                                                                                                                                                                                | 1821000                                                                                                                                                                                                                                                                                | 4350000                                                                                                                                                                                                                                                                                | 4107500                                                                                                                                                                                                                                                                                |
| 13                                                                                                                                                                                                                                                                                     | Madhya Pradesh                                                                                                                                                                                                                                                                         | 14005500                                                                                                                                                                                                                                                                               | 5178000                                                                                                                                                                                                                                                                                | 5803500                                                                                                                                                                                                                                                                                | 6307500                                                                                                                                                                                                                                                                                |
| 14                                                                                                                                                                                                                                                                                     | Maharashtra                                                                                                                                                                                                                                                                            | 19374500                                                                                                                                                                                                                                                                               | 7522000                                                                                                                                                                                                                                                                                | 5325000                                                                                                                                                                                                                                                                                | 5445000                                                                                                                                                                                                                                                                                |
| 15                                                                                                                                                                                                                                                                                     | North East [States include Arunachal Pradesh, Meghalaya, Mizoram, Manipur, Nagaland and Tripura]                                                                                                                                                                                       | 3360000                                                                                                                                                                                                                                                                                | 7803000                                                                                                                                                                                                                                                                                | 28400000                                                                                                                                                                                                                                                                               | 23490000                                                                                                                                                                                                                                                                               |
| 16                                                                                                                                                                                                                                                                                     | Odisha                                                                                                                                                                                                                                                                                 | 12081000                                                                                                                                                                                                                                                                               | 4168000                                                                                                                                                                                                                                                                                | 4650000                                                                                                                                                                                                                                                                                | 4695000                                                                                                                                                                                                                                                                                |
| 17                                                                                                                                                                                                                                                                                     | Punjab including Chandigarh                                                                                                                                                                                                                                                            | 5316000                                                                                                                                                                                                                                                                                | 1920000                                                                                                                                                                                                                                                                                | 4850000                                                                                                                                                                                                                                                                                | 4857500                                                                                                                                                                                                                                                                                |
| 18                                                                                                                                                                                                                                                                                     | Rajasthan                                                                                                                                                                                                                                                                              | 14678000                                                                                                                                                                                                                                                                               | 4977000                                                                                                                                                                                                                                                                                | 3873316                                                                                                                                                                                                                                                                                | 4745000                                                                                                                                                                                                                                                                                |
| 19                                                                                                                                                                                                                                                                                     | Tamil Nadu including Puducharry                                                                                                                                                                                                                                                        | 14772500                                                                                                                                                                                                                                                                               | 5112000                                                                                                                                                                                                                                                                                | 3712500                                                                                                                                                                                                                                                                                | 3882500                                                                                                                                                                                                                                                                                |
| 20                                                                                                                                                                                                                                                                                     | Uttar Pradesh                                                                                                                                                                                                                                                                          | 17068000                                                                                                                                                                                                                                                                               | 5610000                                                                                                                                                                                                                                                                                | 7650000                                                                                                                                                                                                                                                                                | 8970000                                                                                                                                                                                                                                                                                |
| 21                                                                                                                                                                                                                                                                                     | Uttarakhand                                                                                                                                                                                                                                                                            | 5265000                                                                                                                                                                                                                                                                                | 1773000                                                                                                                                                                                                                                                                                | 2825000                                                                                                                                                                                                                                                                                | 3175000                                                                                                                                                                                                                                                                                |
| 22                                                                                                                                                                                                                                                                                     | West Bengal including Sikkim and Andaman& Nicobar Islands                                                                                                                                                                                                                              | 21460000                                                                                                                                                                                                                                                                               | 4629500                                                                                                                                                                                                                                                                                | 6112500                                                                                                                                                                                                                                                                                | 5257500                                                                                                                                                                                                                                                                                |
|                                                                                                                                                                                                                                                                                        | Total                                                                                                                                                                                                                                                                                  | 22,61,17,370                                                                                                                                                                                                                                                                           | 8,42,72,500                                                                                                                                                                                                                                                                            | 12,80,52,683                                                                                                                                                                                                                                                                           | 13,35,00,000                                                                                                                                                                                                                                                                           |

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