Lok Sabha Question No. 341 (UNSTARRED), answered on 2019-02-05
Subject: Interest Subsidy under PMAY
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: BHARTRUHARI MAHTAB, RAHUL RAMESH SHEWALE, SANJAY SHAMRAO DHOTRE

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## GOVERNMENT OF INDIA LOK  SABHA

UNSTARRED QUESTION NO. 341 TO BE ANSWERED ON FEBRUARY05, 2019

## INTEREST SUBSIDY UNDER PMAY

No. 341.

SHRI BHARTRUHARI MAHTAB:

SHRI RAHUL SHEWALE:

SHRI SANJAY DHOTRE:

Will  the  Minister  of  HOUSING  AND  URBAN  AFFAIRS  be  pleased  to state:

- (a) whether the Government has provided interest subsidy under the Pradhan  Mantri  Awas  Yojana  (PMAY)  to  the  intended  beneficiaries during each of the last three years and the current year;
- (b)  if  so,  the  details  thereof,  along with the number of persons who have  availed  the  benefits  of  the  scheme  during  the  said  period, State/UT-wise and Bank-wise;
- (c)  whether  certain  shortcomings/  irregularities  have  come  to  the notice of the Government in the implementation of the said scheme in the country;
- (d)  if  so,  the  details  thereof  along  with  the  remedial  measures taken/being taken by the Government to eliminate these shortcomings/irregularities; and
- (e) the other steps taken/being taken by the Government for effective implementation of the scheme and to improve its coverage in terms of interest subsidy and beneficiaries?

## ANSWER

THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING AND URBAN AFFAIRS

(SHRI HARDEEP SINGH PURI)

(a) & (b): Under the Credit Linked Subsidy Scheme (CLSS for EWS/LIG

& CLSS for MIG) component of the Pradhan Mantri Awas Yojana

(Urban) {PMAY[U]}, there is an interest subsidy of 6.5% for Economically Weaker Section (EWS)/ Lower Income Group (LIG), 4% for  Middle  Income  Group  (MIG-I)  and  3%  for  MIG-II,  calculated  on housing loan up to Rs.6 lakh, Rs.9 lakh and Rs.12 lakh, respectively, over a tenure of 20 years.

Details  of  number  of  beneficiaries  who  have  benefited  under  the CLSS component of the PMAY(U) during each of the last three years and the current years are at Annexure A. State-wise and Bank-wise details  of  beneficiaries  who  have  availed  the  CLSS  benefits  during the said period are at Annexure B and Annexure C, respectively.

- (c)  &  (d)  :      No  shortcomings  in  the  implementation  of  CLSS component of PMAY(U) mission have been found so far.

On the issue of irregularities, it is stated that in one case it came to the  notice  of  this  Ministry  that  an  organization  namely  National Housing  Development  Organization  (NHDO)  was  using  the  name  of this  Ministry  unauthorizedly  to  promote  their  organization  and  also actively using the photos of launching of PMAY(U) mission; logo for PMAY(U); the pictures of Hon'ble Prime Minister of India and the then Hon'ble  Minister  (Housing  and  Urban  Poverty  Alleviation);  etc.  on their website.

In  this  regard  Delhi  Police  (Crime  Branch)  has  lodged  an  FIR  No. 99/17  dated  24.06.2017  against  NHDO  under  IPC  Sections  420 (cheating), 406 (criminal breach of trust), 120 B (criminal conspiracy) and Section 3/5 of Emblems and Names (Prevention of Improper Use) Act.  Delhi  Policy  (Crime  Branch)  has  started  the  investigation  and freezed the bank account and Fixed Deposits of NHDO.

In an another case a complaint was received in the Ministry against DD Construction Company illegally asking for depositing the money for allotting house in the name of PMAY(U) Mission.

In this  regard  an  FIR  No.  18/18  dated  04.04.2018  against  DD Construction Company under Section 420/468/471 of IPC and 66 (D) of IT Act, has been lodged in South Avenue Police Station, New Delhi. Delhi Police (Economic Offences Wing) has arrested 4 persons and 3 bank accounts in the name of DD Construction have been frozen in which  cheated/illegal  money  was  collected  from  the  public  in  the name of allotting houses.

(e):     Ministry  is  regularly  monitoring  progress  through  periodic review meetings with the two Central Nodal Agencies identified for implementation  of  CLSS  viz.   National  Housing  Bank  (NHB)  and Housing & Urban Development Corporation Ltd. (HUDCO). Additionally, a Committee comprising of Secretary, Housing & Urban Affairs  and  Secretary,  Department  of  Financial  Services  has  also been constituted for monitoring the CLSS.

In order to improve the coverage, Television Commercials (TVCs) and radio spots have been broadcasted in phases to publicize the Credit Linked  Subsidy  Scheme  (CLSS)  component  of  the  mission.  Also, social  media  and  the  medium  of  street  plays  have  been  used effectively to engage with the stakeholders. Further, workshops are regularly  being  held  by  the  two  Central  Nodal  Agencies  (CNAs),  to spread awareness among Banks, Housing Finance Companies (HFCs) and other Primary Lending Institutions (PLIs) on CLSS. The progress of  the  scheme  is  reviewed  in  the  State  Level  Banker's  Committee (SLBC) meetings. States  and  UTs  hold  awareness  camps  and workshops  to  ensure  greater  awareness  of  Credit  Linked  Subsidy Scheme.

******

## Central Assistance released to provide interest subsidy for beneficiaries during each of last three years and current year in Credit Linked Subsidy Scheme (CLSS) under PMAY(U)

| Sl. No.   | F. Year   | Central Assistance for Interest Subsidy Released (Rs. in Cr.)   | Houses for beneficiaries (Nos)   |
|-----------|-----------|-----------------------------------------------------------------|----------------------------------|
| 2015-16   | 99.36     | 5,835                                                           | 1                                |
| 2016-17   | 424.33    | 22,607                                                          | 2                                |
| 2017-18   | 2,481.56  | 1,12,449                                                        | 3                                |
| 2018-19   | 5,372.90  | 2,36,129                                                        | 4                                |
| Total :-  | Total :-  | 8,378.15                                                        | 3,77,020                         |

## State / UT wise details of Central Assistance Released to provide interest subsidy to beneficiaries in Credit Linked Subsidy Scheme (CLSS) under PMAY(U)

| Sl. No.       | Name of the State/ UT   | Central Assistance for Interest Subsidy Released (Rs. in Cr.)   | Houses for beneficiaries (Nos)   |
|---------------|-------------------------|-----------------------------------------------------------------|----------------------------------|
| 1             | A&N Island (UT)         | 0.04                                                            | 2                                |
| 2             | Andhra Pradesh          | 134.36                                                          | 6,294                            |
| 3             | Arunanchal Pradesh      | 0.07                                                            | 4                                |
| 4             | Assam                   | 8.24                                                            | 418                              |
| 5             | Bihar                   | 30.99                                                           | 1,564                            |
| 6             | Chandigarh (UT)         | 3.40                                                            | 145                              |
| 7             | Chhattisgarh            | 88.63                                                           | 5,164                            |
| 8             | D&N Haveli (UT)         | 21.57                                                           | 937                              |
| 9             | Daman & Diu (UT)        | 4.17                                                            | 192                              |
| 10            | Delhi (UT)              | 177.80                                                          | 7,889                            |
| 11            | Goa                     | 7.14                                                            | 321                              |
| 12            | Gujarat                 | 2,683.63                                                        | 1,15,647                         |
| 13            | Haryana                 | 147.53                                                          | 7,077                            |
| 14            | Himachal Pradesh        | 4.05                                                            | 214                              |
| 15 Jammu &    | Kashmir                 | 4.37                                                            | 270                              |
| 16            | Jharkhand               | 22.09                                                           | 1,176                            |
| 17            | Karnataka               | 334.79                                                          | 15,589                           |
| 18            | Kerala                  | 93.39                                                           | 4,974                            |
| 19            | Lakshdweep (UT)         | -                                                               | -                                |
| 20 Madhya     | Pradesh                 | 461.20                                                          | 21,541                           |
| 21            | Maharashtra             | 2,356.64                                                        | 1,01,160                         |
| 22            | Manipur                 | 2.37                                                            | 145                              |
| 23            | Meghalaya               | 1.16                                                            | 70                               |
| 24            | Mizoram                 | 6.14                                                            | 369                              |
| 25            | Nagaland                | 0.20                                                            | 10                               |
| 26            | Orissa                  | 25.01                                                           | 1,452                            |
| 27 Puducherry | (UT)                    | 4.72                                                            | 227                              |
| 28            | Punjab                  | 116.90                                                          | 5,341                            |
| 29            | Rajasthan               | 318.86                                                          | 16,675                           |
| 30            | Sikkim                  | 0.06                                                            | 3                                |
| 31            | TamilNadu               | 322.78                                                          | 15,784                           |
| 32            | Telangana               | 254.79                                                          | 11,699                           |
| 33            | Tripura                 | 3.10                                                            | 167                              |
| 34            | Uttar Pradesh           | 494.20                                                          | 23,157                           |
| 35            | Uttrakhand              | 64.07                                                           | 3,147                            |
| 36            | West Bengal             | 179.68                                                          | 8,196                            |
|               | Total :-                | 8,378.15                                                        | 3,77,020                         |

Including  Bank  wise,  interest  subsidy  released  for  beneficiaries  by Primary  Landing  Institutions  (PLIs)  in  Credit  Linked  Subsidy  Scheme (CLSS) under

| Sr. No.   | PLI Name                                                 | Houses for beneficiaries (Nos)   | Central Assistance for Interest Subsidy Released (Rs. in Cr.)   |
|-----------|----------------------------------------------------------|----------------------------------|-----------------------------------------------------------------|
| 1         | Aadhar Housing Finance Ltd.                              | 9,327                            | 208.90                                                          |
| 2         | Aavas Financiers Limited                                 | 2,414                            | 44.26                                                           |
| 3         | Abhyudaya Co-Operative Bank Ltd.                         | 212                              | 4.69                                                            |
| 4         | Adarsh Cooperative Bank Ltd.                             | 3                                | 0.07                                                            |
| 5         | Aditya Birla Housing Finance Ltd.                        | 382                              | 8.98                                                            |
| 6         | Allahabad Bank                                           | 1,626                            | 32.46                                                           |
| 7         | Allahabad UP Gramin Bank                                 | 9                                | 0.13                                                            |
| 8         | Almora Urban Co-Operative Bank Ltd.                      | 4                                | 0.10                                                            |
| 9         | Anand Housing Finance Private Limited                    | 10                               | 0.19                                                            |
| 10        | Andhra Bank                                              | 2,149                            | 46.12                                                           |
| 11        | Andhra Pradesh GrameenaVikas Bank                        | 161                              | 3.59                                                            |
| 12        | Andhra PragatiGrameena Bank                              | 59                               | 1.35                                                            |
| 13        | Aptus Value Housing Finance India Ltd.                   | 284                              | 5.11                                                            |
| 14        | Art Affordable Housing Finance (India) Ltd               | 1,155                            | 23.53                                                           |
| 15        | Aspire Home Finance Corporation Ltd.                     | 3,702                            | 74.58                                                           |
| 16        | Assam Cooperative Apex Bank                              | 6                                | 0.11                                                            |
| 17        | Assam Gramin Vikash Bank                                 | 18                               | 0.26                                                            |
| 18        | Axis Bank Ltd.                                           | 21,549                           | 505.21                                                          |
| 19        | Bajaj Housing Finance Ltd                                | 167                              | 3.93                                                            |
| 20        | Bandhan Bank Ltd                                         | 3                                | 0.06                                                            |
| 21        | Bangiya Gramin Vikas Bank                                | 10                               | 0.19                                                            |
| 22        | Bank of Baroda                                           | 3,455                            | 74.27                                                           |
| 23        | Bank of India                                            | 1,476                            | 31.49                                                           |
| 24        | Bank of Maharashtra                                      | 512                              | 10.69                                                           |
| 25        | Baroda Gujarat Gramin Bank                               | 54                               | 1.14                                                            |
| 26        | Baroda Rajasthan Kshetriya Gramin Bank                   | 34                               | 0.63                                                            |
| 27        | Baroda Uttar Pradesh Gramin Bank                         | 2                                | 0.05                                                            |
| 28        | Bassein Catholic Co-Operative Bank Ltd.                  | 57                               | 1.23                                                            |
| 29        | Bee Secure Home Finance Private Limited                  | 1                                | 0.03                                                            |
| 30        | Bharat Co-operative Bank (Mumbai) Ltd                    | 80                               | 1.80                                                            |
| 31        | Bihar Gramin Bank                                        | 30                               | 0.57                                                            |
| 32        | Can Fin Homes Ltd.                                       | 2,645                            | 63.69                                                           |
| 33        | Canara Bank                                              | 2,697                            | 52.05                                                           |
| 34        | Capital First Home Finance Ltd.                          | 118                              | 2.87                                                            |
| 35        | Capital Small Finance Bank Ltd                           | 4                                | 0.09                                                            |
| 36        | Capri Global Housing Finance Private Limited             | 53                               | 1.35                                                            |
| 37        | Cent Bank Home Finance Ltd.                              | 128                              | 2.63                                                            |
| 38 39     | Central Bank of India Central Madhya Pradesh Gramin Bank | 522 8                            | 10.10 0.20                                                      |

|   Sr. No. | PLI Name                                        | Houses for beneficiaries (Nos)   | Central Assistance for Interest Subsidy Released (Rs. in Cr.)   |
|-----------|-------------------------------------------------|----------------------------------|-----------------------------------------------------------------|
|        40 | Centrum Housing Finance Limited                 | 97                               | 2.41                                                            |
|        41 | Chaitanya Godavari Grameena Bank                | 15                               | 0.33                                                            |
|        42 | Chhattisgarh Rajya Sahakari Bank Maryadit       | 33                               | 0.52                                                            |
|        43 | Chhattisgarh RajyaGramin Bank                   | 211                              | 4.33                                                            |
|        44 | Cholamandalam Investment & Finance Company Ltd. | 702                              | 15.82                                                           |
|        45 | Citizencredit Cooperative Bank Ltd              | 7                                | 0.16                                                            |
|        46 | City Union Bank                                 | 116                              | 2.13                                                            |
|        47 | Corporation Bank                                | 454                              | 9.01                                                            |
|        48 | Cosmos Co-operative Urban Bank Ltd.             | 214                              | 4.75                                                            |
|        49 | DCB Bank Ltd.                                   | 785                              | 17.76                                                           |
|        50 | Dena Bank                                       | 431                              | 8.40                                                            |
|        51 | Dena Gujarat Gramin Bank                        | 67                               | 1.57                                                            |
|        52 | Dewan Housing Finance Corporation Ltd.          | 29,487                           | 700.44                                                          |
|        53 | Dhanlaxmi Bank Limited                          | 28                               | 0.51                                                            |
|        54 | DHFL Vysya Housing Finance Ltd.                 | 154                              | 2.83                                                            |
|        55 | DMI Housing Finance Pvt. Ltd.                   | 72                               | 1.75                                                            |
|        56 | Dombivli Nagari Sahakari Bank Ltd.              | 60                               | 1.39                                                            |
|        57 | Edelweiss Housing Finance Ltd.                  | 1,019                            | 25.61                                                           |
|        58 | Equitas Housing Finance Pvt. Ltd.               | 178                              | 2.10                                                            |
|        59 | Equitas Small Finance Bank Ltd                  | 227                              | 3.11                                                            |
|        60 | ESAF Small Finance Bank Ltd.                    | 16                               | 0.21                                                            |
|        61 | Fast Track Housing Finance Pvt. Ltd.            | 53                               | 1.15                                                            |
|        62 | Fullerton Home Finance Company Ltd.             | 20                               | 0.42                                                            |
|        63 | GIC Housing Finance Ltd.                        | 1,569                            | 35.92                                                           |
|        64 | Gramin Bank of Aryavart                         | 189                              | 3.30                                                            |
|        65 | GRUH Finance Ltd.                               | 31,300                           | 733.86                                                          |
|        66 | Himachal Pradesh Gramin Bank                    | 3                                | 0.06                                                            |
|        67 | Hinduja Housing Finance Limited                 | 6                                | 0.12                                                            |
|        68 | Home First Finance Company India Pvt. Ltd.      | 10,081                           | 235.77                                                          |
|        69 | Homeshree Housing Finance Limited               | 1                                | 0.02                                                            |
|        70 | Housing and Urban development Corporation Ltd.  | 50                               | 1.02                                                            |
|        71 | Housing Development Finance Corporation Ltd.    | 73,711                           | 1,635.26                                                        |
|        72 | ICICI Bank Ltd.                                 | 25,664                           | 598.46                                                          |
|        73 | ICICI Home Finance Company Ltd.                 | 1,443                            | 31.69                                                           |
|        74 | IDBI Bank Ltd.                                  | 482                              | 11.54                                                           |
|        75 | IDFC Bank Ltd                                   | 58                               | 1.30                                                            |

|   Sr. No. | PLI Name                                                | Houses for beneficiaries (Nos)   |   Central Assistance for Interest Subsidy Released (Rs. in Cr.) |
|-----------|---------------------------------------------------------|----------------------------------|-----------------------------------------------------------------|
|        76 | IFL Housing Finance Limited                             | 10                               |                                                            0.21 |
|        77 | India Bulls Housing Finance Ltd.                        | 29,661                           |                                                          690.34 |
|        78 | India Home Loan Ltd.                                    | 520                              |                                                           12.08 |
|        79 | India Infoline Housing Finance Ltd.                     | 23,640                           |                                                          546.03 |
|        80 | India Shelter Finance Corporation Ltd.                  | 17                               |                                                            0.25 |
|        81 | Indian Bank                                             | 1,945                            |                                                           36.05 |
|        82 | Indian Overseas Bank                                    | 529                              |                                                            9.28 |
|        83 | Indostar Home Finance Private Limited                   | 306                              |                                                            7.68 |
|        84 | J & K Grameen Bank                                      | 10                               |                                                            0.17 |
|        85 | J&K Bank Ltd.                                           | 199                              |                                                            3.19 |
|        86 | J&K State Co-operative Bank                             | 4                                |                                                            0.08 |
|        87 | Jalgaon Janata Sahakari Bank Ltd                        | 29                               |                                                            0.64 |
|        88 | Janaseva Sahakari Bank Ltd.                             | 16                               |                                                            0.35 |
|        89 | Janata Sahakari Bank Ltd.                               | 29                               |                                                            0.61 |
|        90 | Kallappanna Awade Ichalkaranji Janta Sahakari Bank Ltd. | 122                              |                                                            2.41 |
|        91 | Kalupur Commercial Co-operative Bank Ltd.               | 440                              |                                                           10.06 |
|        92 | Karad Urban Co-Operative Bank Ltd.                      | 21                               |                                                            0.43 |
|        93 | Karnataka VikasGrameena Bank                            | 43                               |                                                            0.72 |
|        94 | Karnataka Bank Ltd.                                     | 127                              |                                                            2.63 |
|        95 | KarurVysya Bank Ltd.                                    | 206                              |                                                            4.01 |
|        96 | Kaveri Grameena Bank                                    | 13                               |                                                            0.28 |
|        97 | Kerala Gramin Bank                                      | 1,223                            |                                                           20.94 |
|        98 | Kerala State Co-operative Bank Ltd.                     | 80                               |                                                            1.53 |
|        99 | Khush Housing Finance Pvt Ltd.                          | 825                              |                                                           19.37 |
|       100 | KIFS Housing Finance Private Limited                    | 247                              |                                                            5.13 |
|       101 | Kotak Mahindra Bank Ltd                                 | 162                              |                                                            3.47 |
|       102 | L & T Housing Finance Ltd.                              | 548                              |                                                            9.39 |
|       103 | Lakhimpur Urban Cooperative Bank Ltd                    | 2                                |                                                            0.05 |
|       104 | Lakshmi Vilas Bank                                      | 3                                |                                                            0.07 |
|       105 | LIC Housing Finance Ltd.                                | 18,131                           |                                                          366.29 |
|       106 | MADHYANCHAL GRAMIN BANK                                 | 7                                |                                                            0.08 |
|       107 | Magma Housing Finance                                   | 30                               |                                                            0.64 |
|       108 | Mahanagar Co-operative Bank Ltd.                        | 19                               |                                                            0.44 |
|       109 | Mahindra Rural Housing Finance Ltd.                     | 252                              |                                                            4.73 |
|       110 | Malviya Urban Cooperative Bank Ltd.                     | 5                                |                                                            0.11 |
|       111 | Mamata Housing Finance Company Pvt. Ltd.                | 15                               |                                                            0.34 |
|       112 | Manibhavnam Home Finance India Pvt Ltd                  | 54                               |                                                            1.16 |

|   Sr. No. | PLI Name                                         | Houses for beneficiaries (Nos)   |   Central Assistance for Interest Subsidy Released (Rs. in Cr.) |
|-----------|--------------------------------------------------|----------------------------------|-----------------------------------------------------------------|
|       114 | MannappuramHome Finance Ltd.                     | 59                               |                                                            1.3  |
|       115 | Manvi Pattana Southarda Sahakari Bank Niyamita   | 5                                |                                                            0.08 |
|       116 | MAS Rural Housing and Mortgage Finance Ltd.      | 77                               |                                                            1.41 |
|       117 | Meghalaya Co-Operative Apex Bank Ltd.            | 18                               |                                                            0.31 |
|       118 | Meghalaya Rural Bank                             | 40                               |                                                            0.6  |
|       119 | Mehsana Urban Co-operative Bank Ltd.             | 471                              |                                                           10.56 |
|       120 | Mentor Home Loans India Ltd.                     | 435                              |                                                            3.75 |
|       121 | Micro Housing Finance Corporation Ltd.           | 3,005                            |                                                           48.14 |
|       122 | Mizoram Co-operative Apex Bank Ltd.              | 26                               |                                                            0.24 |
|       123 | Mizoram Rural Bank                               | 211                              |                                                            4.1  |
|       124 | Muthoot Housing Finance Company Ltd.             | 249                              |                                                            5.32 |
|       125 | MuthootHomefin(India) Ltd.                       | 823                              |                                                           18.99 |
|       126 | Nainital Bank Limited                            | 12                               |                                                            0.26 |
|       127 | Narmada JhabuaGramin Bank                        | 84                               |                                                            1.35 |
|       128 | National Trust Housing Finance Ltd.              | 18                               |                                                            0.37 |
|       129 | New Habitat Housing Finance and Development Ltd. | 90                               |                                                            2.01 |
|       130 | Nivara Home finance limited                      | 344                              |                                                            6.5  |
|       131 | NKGSB Co-operative Bank Ltd                      | 17                               |                                                            0.41 |
|       132 | North East Region Housing Finance Company Ltd.   | 171                              |                                                            2.16 |
|       133 | Nutan Nagarik Sahakari Bank Ltd.                 | 39                               |                                                            0.87 |
|       134 | Oriental Bank of Commerce                        | 1,202                            |                                                           23.09 |
|       135 | Pallavan Grama Bank                              | 25                               |                                                            0.55 |
|       136 | Pandyan Grama Bank                               | 29                               |                                                            0.62 |
|       137 | Panthoibi Housing Finance Company Ltd.           | 60                               |                                                            1.22 |
|       138 | PNB Housing Finance Ltd.                         | 4,406                            |                                                          103.24 |
|       139 | Pragathi Krishna Gramin Bank                     | 599                              |                                                           12.59 |
|       140 | Pragati Mahila Nagrik Sahkari Bank Maryadit      | 3                                |                                                            0.08 |
|       141 | Prime Co-operative Bank Ltd.                     | 28                               |                                                            0.44 |
|       142 | Prosper Housing Finance Limited                  | 1                                |                                                            0.02 |
|       143 | Puduvai Bharathiar Grama Bank                    | 20                               |                                                            0.48 |
|       144 | Punjab & Maharastra Co-operative Bank Ltd.       | 140                              |                                                            3.28 |
|       145 | Punjab & Sind Bank                               | 79                               |                                                            1.62 |
|       146 | Punjab Gramin Bank                               | 74                               |                                                            1.75 |
|       147 | Punjab National Bank                             | 677                              |                                                           13.26 |
|       148 | Purvanchal Bank                                  | 39                               |                                                            0.84 |

|   Sr. No. | PLI Name                                                 | Houses for beneficiaries (Nos)   |   Central Assistance for Interest Subsidy Released (Rs. in Cr.) |
|-----------|----------------------------------------------------------|----------------------------------|-----------------------------------------------------------------|
|       150 | Rajasthan Marudhara Gramin Bank                          | 621                              |                                                            6.54 |
|       151 | Rajkot NagarikSahakari Bank Limited                      | 513                              |                                                           10.71 |
|       152 | Reliance Home Finance Ltd.                               | 2,362                            |                                                           57.82 |
|       153 | Religare Housing Development Finance Corporation Ltd.    | 85                               |                                                            1.67 |
|       154 | Repco Home Finance Ltd.                                  | 666                              |                                                           14.67 |
|       155 | Sahara Housing FinaCorporation Ltd.                      | 43                               |                                                            0.88 |
|       156 | Sangli Urban Co-Operative Bank Ltd.                      | 16                               |                                                            0.32 |
|       157 | Saptagiri Grameena Bank                                  | 6                                |                                                            0.13 |
|       158 | Sardar Bhiladwala Pardi People's Co- operative Bank Ltd. | 19                               |                                                            0.44 |
|       159 | Sarva Haryana Gramin Bank                                | 16                               |                                                            0.36 |
|       160 | Sarva UP Gramina Bank                                    | 250                              |                                                            5.53 |
|       161 | Sarvodaya Commercial Co-op Bank Ltd.                     | 19                               |                                                            0.38 |
|       162 | Satin Housing Finance Limited                            | 1                                |                                                            0.02 |
|       163 | Satluj Gramin Bank                                       | 6                                |                                                            0.12 |
|       164 | Saurashtra Gramin Bank                                   | 235                              |                                                            5.41 |
|       165 | SEWA GrihRin Ltd.                                        | 110                              |                                                            0.48 |
|       166 | Shivalik Mercantile Coop Bank                            | 5                                |                                                            0.12 |
|       167 | Shree Panchganga Nagari Sahakari Bank Ltd.               | 10                               |                                                            0.19 |
|       168 | Shri Mahalaxmi Co-Op Bank Ltd.                           | 6                                |                                                            0.12 |
|       169 | Shri MahilaSewaSahakari Bank Ltd.                        | 122                              |                                                            0.69 |
|       170 | Shriram Housing Finance Ltd.                             | 511                              |                                                            9.83 |
|       171 | Shubham Housing Development Finance Company Pvt. Ltd.    | 2,750                            |                                                           49.86 |
|       172 | South Indian Bank Limited                                | 324                              |                                                            6.88 |
|       173 | State Bank of India                                      | 23,907                           |                                                          497.68 |
|       174 | Sundaram BNP Paribas Home Finance Ltd.                   | 380                              |                                                            8.25 |
|       175 | SVC Cooperative Bank Ltd.                                | 41                               |                                                            0.92 |
|       176 | Swagat Housing Finance Company Ltd.                      | 23                               |                                                            0.5  |
|       177 | SwarnaPragati Housing Microfiance Private Limited        | 725                              |                                                            2.27 |
|       178 | Syndicate Bank                                           | 1,194                            |                                                           22.1  |
|       179 | Tamilnad Mercantile Bank Ltd.                            | 116                              |                                                            2.54 |
|       180 | Tata Capital Housing Finance Ltd.                        | 6,849                            |                                                          158.27 |
|       181 | Telangana Grameena Bank                                  | 158                              |                                                            3.58 |
|       182 | The Ahmedabad Mercantile Co-operative Bank Ltd.          | 10                               |                                                            0.23 |
|       183 | The Arunachal Pradesh State Cooperative Apex Bank Ltd.   | 3                                |                                                            0.05 |

| Sr. No.   | PLI Name                                     | Houses for beneficiaries (Nos)   | Central Assistance for Interest Subsidy Released (Rs. in Cr.)   |
|-----------|----------------------------------------------|----------------------------------|-----------------------------------------------------------------|
| 184       | The Catholic Syrian Bank Ltd                 | 16                               | 0.26                                                            |
| 185       | The Federal Bank Ltd                         | 74                               | 1.57                                                            |
| 186       | The Greater Bombay Coop Bank Ltd             | 30                               | 0.69                                                            |
| 187       | The Gujarat State Co-operative Bank Ltd      | 2                                | 0.03                                                            |
| 188       | The Jalgaon Peoples Co-Operative Bank Ltd.   | 42                               | 0.84                                                            |
| 189       | The Kalyan Janata Sahakari Bank Ltd.         | 15                               | 0.33                                                            |
| 190       | The Kanaka Mahalakshmi Cooperative Bank Ltd. | 8                                | 0.15                                                            |
| 191       | The Kurmanchal Nagar Sahkari Bank Ltd.       | 11                               | 0.20                                                            |
| 192       | The Maharashtra State Co-operative Bank Ltd. | 2                                | 0.05                                                            |
| 193       | The Nawanagar Co-operative Bank              | 41                               | 0.87                                                            |
| 194       | The Saraswat Co-op Bank Ltd                  | 311                              | 7.04                                                            |
| 195       | The Surat People's Co-operative Bank         | 6                                | 0.10                                                            |
| 196       | The Zoroastrian Cooperative Bank Ltd.        | 32                               | 0.77                                                            |
| 197       | TJSB Sahakari Bank Ltd.                      | 57                               | 1.26                                                            |
| 198       | Tripura State Cooperative Bank Ltd.          | 4                                | 0.07                                                            |
| 199       | UCO Bank                                     | 572                              | 11.18                                                           |
| 200       | Ujjivan Small Finance Bank                   | 413                              | 7.83                                                            |
| 201       | Ummeed Housing Finance Private Ltd           | 308                              | 6.15                                                            |
| 202       | Union Bank of India                          | 561                              | 11.57                                                           |
| 203       | United Bank of India                         | 786                              | 16.51                                                           |
| 204       | Utkarsh Small Finance Bank Ltd               | 7                                | 0.15                                                            |
| 205       | Uttarakhand Gramin Bank                      | 109                              | 2.19                                                            |
| 206       | Uttarakhand State Cooperative Bank Ltd       | 47                               | 0.83                                                            |
| 207       | Uttarbanga Kshetriya Gramin Bank             | 3                                | 0.06                                                            |
| 208       | Vastu Housing Finance Corporation Ltd.       | 197                              | 4.10                                                            |
| 209       | Vijaya Bank                                  | 2743                             | 55.37                                                           |
| 210       | Visakhapatnam Co-operative Bank Ltd.         | 37                               | 0.50                                                            |
| 211       | Viva Home Finance Ltd.                       | 51                               | 1.03                                                            |
| 212       | West End Housing Finance Ltd                 | 174                              | 4.50                                                            |
| 213       | YES BANK LIMITED                             | 1,040                            | 25.10                                                           |
|           | Grand Total                                  | 3,77,020                         | 8,378.15                                                        |