Lok Sabha Question No. 185 (UNSTARRED), answered on 2018-12-11
Subject: Farm Debt
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: DEVJI MANSINGRAM PATEL

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA

## UNSTARRED QUESTION NO.185

TO BE ANSWERED ON THE  11 TH  DECEMBER, 2018

## FARM DEBT

185.   SHRI DEVJI M. PATEL:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether 69% farmer families in the country have less than one hectare land and 17% families have more than one hectare land as well as 36% farmer families are landless and if so, the details thereof;
- (b) whether the cost involved  in farming  compared  to  the  cost  of  production  due  to  small holding has made the farmers debtor;
- (c) if so, the total amount of loan due on each farmer family of the country as per the survey of the year 2013;
- (d) the  steps  taken  by  the  Government  to  bring  the  cost  of  farming  at  zero-loss  and encourage cooperative farming, State-wise; and
- (e) the steps taken by the Government to make the farmers families debt free?

## ANSWER

MINISTER OF  STATE IN THE  MINISTRY OF  AGRICULTURE AND  FARMERS  WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी ( SHRI GAJENDRA SINGH SHEKHAWAT)

- (a) to (c):      As per the results of 'Situation Assessment Survey of Agricultural Households' conducted  by  National  Sample  Survey  Office  (NSSO)  in  2013,  69.4  per  cent  of  the  rural agricultural households were estimated to have less than 1 hectare of land, 17.6 per cent of agricultural households were estimated to have land between 1.0-2.0 hectares; and 0.1 percent of the agricultural households in rural areas were reported as landless.

The average monthly receipts and average monthly expenses from crop production for the small agricultural households (with land holding of 1-2 hectare) were estimated at Rs. 6944 and  Rs.  2652  respectively.  Further,  as  per  the  Survey  results,  the  average  amount  of outstanding  loan  per  agricultural  households  was  estimated  at  Rs.  47000/-.  Details  of outstanding loan per agricultural household by size class of land possessed for major States is given in Annexure-I.

(d):       Government is promoting various cost reducing, eco-friendly and socially acceptable scientific  farming  practices,  including  organic  farming  through  the  dedicated  schemes  of Paramparagat Krishi Vikas Yojana (PKVY) and Mission Organic Value Chain Development for North  Eastern  Region  (MOVCDNER)  under  National  Mission  for  Sustainable  Agriculture (NMSA). Both the Schemes are being implemented through cluster approach. Moreover, model organic clusters by private agencies are being encouraged under PKVY. State-wise Physical and financial progress under PKVY schemes is given in Annexure-II.

In  addition,  organic  farming  is  supported  under  major  Schemes,  viz.,  Rashtriya  Krishi Vikas  Yojana  (RKVY),  Mission  for  Integrated  Development  of  Horticulture  (MIDH),  Network Project  on  Organic  Farming  under  the  activities  of      Indian  Agricultural  Research  Institute (ICAR)  and    National  Programme  for  Organic  Produce  (NPOP)  under    activities  of    the Agricultural  and Processed  Food Products  Exports Development  Authority  (APEDA ).

Government's  Cooperative  Development  Programmes  being  implemented  through National Cooperative Development Corporation (NCDC) have helped farmers towards keeping costs low due to economies of scale.

(e): The Union Government has focused on strengthening of farm credit delivery system for providing credit at lower rates of interest to support the resource requirements of the agricultural sector. Several initiatives are being taken to reduce the debt burden of farmers and increase the supply of institutional credit to farmers, viz., Interest Subvention Scheme, Kisan Credit Card Scheme and promotion of Joint Liability Groups.

## Annexure-I

## Annexure in reference to reply to part (a) to (c) of the L.S Unstarred Q.No. 185 due for 11-12-2018

Average amount of outstanding loan (Rs '00) per agricultural household by size class of land possessed for major States

|                | Average amount of outstanding loan (Rs '00) per agri. household belonging to the size class of land possessed (ha)   | Average amount of outstanding loan (Rs '00) per agri. household belonging to the size class of land possessed (ha)   | Average amount of outstanding loan (Rs '00) per agri. household belonging to the size class of land possessed (ha)   | Average amount of outstanding loan (Rs '00) per agri. household belonging to the size class of land possessed (ha)   | Average amount of outstanding loan (Rs '00) per agri. household belonging to the size class of land possessed (ha)   | Average amount of outstanding loan (Rs '00) per agri. household belonging to the size class of land possessed (ha)   | Average amount of outstanding loan (Rs '00) per agri. household belonging to the size class of land possessed (ha)   | Average amount of outstanding loan (Rs '00) per agri. household belonging to the size class of land possessed (ha)   | Estimated number of                     | Proportion of                           |
|----------------|----------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------|-----------------------------------------|-----------------------------------------|
| State          | <0.01                                                                                                                | 0.01 - 0.40                                                                                                          | 0.41 - 1.00                                                                                                          | 1.01 - 2.00                                                                                                          | 2.01 - 4.00                                                                                                          | 4.01 - 10.00                                                                                                         | 10.00 +                                                                                                              | all classes                                                                                                          | households having outstanding loan (00) | indebted agricultural households (0.0%) |
| (1)            | (2)                                                                                                                  | (3)                                                                                                                  | (4)                                                                                                                  | (5)                                                                                                                  | (6)                                                                                                                  | (7)                                                                                                                  | (8)                                                                                                                  | (9)                                                                                                                  | (10)                                    | (11)                                    |
| Andhra Pradesh | 2409                                                                                                                 | 739                                                                                                                  | 893                                                                                                                  | 1049                                                                                                                 | 1623                                                                                                                 | 3500                                                                                                                 | 2494                                                                                                                 | 1234                                                                                                                 | 33421                                   | 92.9                                    |
| Assam          | 4                                                                                                                    | 8                                                                                                                    | 24                                                                                                                   | 67                                                                                                                   | 71                                                                                                                   | 173                                                                                                                  | 0                                                                                                                    | 34                                                                                                                   | 5995                                    | 17.5                                    |
| Bihar          | 73                                                                                                                   | 138                                                                                                                  | 132                                                                                                                  | 341                                                                                                                  | 279                                                                                                                  | 424                                                                                                                  | 1494                                                                                                                 | 163                                                                                                                  | 30156                                   | 42.5                                    |
| Chhattisgarh   | 0                                                                                                                    | 48                                                                                                                   | 93                                                                                                                   | 79                                                                                                                   | 202                                                                                                                  | 239                                                                                                                  | 0                                                                                                                    | 102                                                                                                                  | 9538                                    | 37.2                                    |
| Gujarat        | 69                                                                                                                   | 120                                                                                                                  | 247                                                                                                                  | 311                                                                                                                  | 826                                                                                                                  | 1624                                                                                                                 | 1148                                                                                                                 | 381                                                                                                                  | 16743                                   | 42.6                                    |
| Haryana        | 95                                                                                                                   | 192                                                                                                                  | 737                                                                                                                  | 900                                                                                                                  | 1573                                                                                                                 | 1162                                                                                                                 | 4681                                                                                                                 | 790                                                                                                                  | 6645                                    | 42.3                                    |
| Jharkhand      | 0                                                                                                                    | 56                                                                                                                   | 46                                                                                                                   | 85                                                                                                                   | 92                                                                                                                   | 200                                                                                                                  | 0                                                                                                                    | 57                                                                                                                   | 6464                                    | 28.9                                    |
| Karnataka      | 355                                                                                                                  | 778                                                                                                                  | 633                                                                                                                  | 987                                                                                                                  | 1248                                                                                                                 | 2321                                                                                                                 | 3673                                                                                                                 | 972                                                                                                                  | 32775                                   | 77.3                                    |
| Kerala         | 1690                                                                                                                 | 1592                                                                                                                 | 1944                                                                                                                 | 3467                                                                                                                 | 6070                                                                                                                 | 7505                                                                                                                 | 15726                                                                                                                | 2136                                                                                                                 | 10908                                   | 77.7                                    |
| Madhya Pradesh | 91                                                                                                                   | 119                                                                                                                  | 152                                                                                                                  | 270                                                                                                                  | 629                                                                                                                  | 1168                                                                                                                 | 1952                                                                                                                 | 321                                                                                                                  | 27414                                   | 45.7                                    |
| Maharashtra    | 102                                                                                                                  | 453                                                                                                                  | 232                                                                                                                  | 455                                                                                                                  | 582                                                                                                                  | 2071                                                                                                                 | 3869                                                                                                                 | 547                                                                                                                  | 40672                                   | 57.3                                    |
| Odisha         | 88                                                                                                                   | 167                                                                                                                  | 337                                                                                                                  | 181                                                                                                                  | 326                                                                                                                  | 1302                                                                                                                 | 22281                                                                                                                | 282                                                                                                                  | 25830                                   | 57.5                                    |
| Punjab         | 131                                                                                                                  | 246                                                                                                                  | 516                                                                                                                  | 1641                                                                                                                 | 2292                                                                                                                 | 3266                                                                                                                 | 9274                                                                                                                 | 1195                                                                                                                 | 7499                                    | 53.2                                    |
| Rajasthan      | 1694                                                                                                                 | 334                                                                                                                  | 431                                                                                                                  | 678                                                                                                                  | 1031                                                                                                                 | 1548                                                                                                                 | 1528                                                                                                                 | 705                                                                                                                  | 40055                                   | 61.8                                    |
| Tamil Nadu     | 377                                                                                                                  | 674                                                                                                                  | 1192                                                                                                                 | 1200                                                                                                                 | 2147                                                                                                                 | 3224                                                                                                                 | 4512                                                                                                                 | 1159                                                                                                                 | 26780                                   | 82.5                                    |
| Telangana      | 563                                                                                                                  | 578                                                                                                                  | 794                                                                                                                  | 1033                                                                                                                 | 1097                                                                                                                 | 1369                                                                                                                 | 2690                                                                                                                 | 935                                                                                                                  | 22628                                   | 89.1                                    |
| Uttar Pradesh  | 219                                                                                                                  | 160                                                                                                                  | 218                                                                                                                  | 457                                                                                                                  | 1075                                                                                                                 | 1248                                                                                                                 | 2178                                                                                                                 | 273                                                                                                                  | 79081                                   | 43.8                                    |
| West Bengal    | 57                                                                                                                   | 146                                                                                                                  | 197                                                                                                                  | 330                                                                                                                  | 329                                                                                                                  | 435                                                                                                                  | 2760                                                                                                                 | 178                                                                                                                  | 32787                                   | 51.5                                    |
| All India      | 311                                                                                                                  | 239                                                                                                                  | 354                                                                                                                  | 548                                                                                                                  | 949                                                                                                                  | 1827                                                                                                                 | 2903                                                                                                                 | 470                                                                                                                  | 468481                                  | 51.9                                    |

Source: NSSO

## Annexure in reference to reply to Part (d) of the L.S Unstarred Q.No. 185 due for reply on 11-12-2018

| S. No.   | Name of the State     | 2015-16 1st year   | 2015-16 1st year   | 2015-16 1st year   | 2016-17 2nd year 2017-18 3rd year   | 2016-17 2nd year 2017-18 3rd year   | 2016-17 2nd year 2017-18 3rd year   | Release   | clusters sanctioned in 2017-18   | Allocation for clusters sanctioned in 2017-18   | Release for clusters sanctioned in 2017-18   | Release in 2018-19 for old clusters   | No of new clusters for 2018- 19   | 2018-19 (as on 07-12-018) (Rs Allocation for new   | 2018-19 (as on 07-12-018) (Rs Allocation for new   |
|----------|-----------------------|--------------------|--------------------|--------------------|-------------------------------------|-------------------------------------|-------------------------------------|-----------|----------------------------------|-------------------------------------------------|----------------------------------------------|---------------------------------------|-----------------------------------|----------------------------------------------------|----------------------------------------------------|
| S. No.   | Name of the State     | No of clusters     | Allocation         | Release            | Allocation                          | Release                             | Allocation                          | Release   | clusters sanctioned in 2017-18   | Allocation for clusters sanctioned in 2017-18   | Release for clusters sanctioned in 2017-18   | Release in 2018-19 for old clusters   | No of new clusters for 2018- 19   | clusters for 2018-19                               | 2018-19 for new clusters                           |
| 1        | Andhra Pradesh        | 433                | 1854.47 1100.15    |                    | 1308.50                             | 798.17                              | 759.88                              | 292.93    | 867                              | 1563.21                                         | 363.25                                       | 1380.28                               | 4000                              | 8078.40                                            | 2019.60                                            |
| 2        | Bihar                 | 327                | 1400.49            | 1050.37            | 988.17                              | 664.26                              | 573.86                              | 0.00      | 100                              | 428.28                                          | 214.14                                       | 0.00                                  | 102                               | 206.00                                             | 0.00                                               |
| 3        | Chhattisgarh          | 188.00             | 805.17             | 603.88             | 568.12                              | 314.78                              | 329.92                              | 314.16    | 12.00                            | 51.39                                           | 25.70                                        | 0.00                                  | 1000                              | 2019.60                                            | 0.00                                               |
| 4        | Gujarat               | 100                | 428.28             | 178.45             | 302.19                              | 238.83                              | 175.49                              | 0.00      | 0                                | 0.00                                            | 0.00                                         | 0.00                                  | 0                                 | 0.00                                               | 0.00                                               |
| 5        | Goa                   | 4                  | 17.13              | 7.14               | 12.09                               | 0.00                                | 7.02                                | 0.00      | 0                                | 0.00                                            | 0.00                                         | 0.00                                  | 0                                 | 0.00                                               | 0.00                                               |
| 6        | Haryana               | 20                 | 85.66              | 53.53              | 60.44                               | 45.98                               | 35.10                               | 0.00      | 0                                | 0.00                                            | 0.00                                         | 0.00                                  | 0                                 | 0.00                                               | 0.00                                               |
| 7        | Jharkhand             | 100                | 428.28             | 321.21             | 302.19                              | 203.14                              | 175.49                              | 0.00      | 150                              | 642.43                                          | 321.21                                       | 0.00                                  | 750                               | 1514.70                                            | 0.00                                               |
| 8        | Karnataka             | 545                | 2334.15            | 1945.12            | 1646.96                             | 815.27                              | 956.43                              | 1224.64   | 0                                | 0.00                                            | 0.00                                         | 408.21                                | 500                               | 1009.80                                            | 0.00                                               |
| 9        | Kerala                | 119                | 509.66             | 382.22             | 359.61                              | 0.00                                | 208.83                              | 307.24    | 500                              | 2141.42                                         | 1070.71                                      | 0.00                                  | 110                               | 222.16                                             | 0.00                                               |
| 10       | Madhya Pradesh        | 880                | 3768.90            | 2826.67            | 2659.31                             | 1787.60                             | 1544.33                             | 1813.94   | 500                              | 2141.42                                         | 1070.71                                      | 0.00                                  | 2448                              | 4943.98                                            | 2471.99                                            |
| 11       | Maharashtra           | 932                | 3991.61            | 2598.51            | 2816.45                             | 2957.59                             | 1635.58                             | 0.00      | 326                              | 1396.21                                         | 698.10                                       | 0.00                                  | 350                               | 706.86                                             | 0.00                                               |
| 12       | Odisha                | 320                | 1370.51            | 1027.88            | 967.02                              | 650.03                              | 561.57                              | 610.60    | 0                                | 0.00                                            | 0.00                                         | 0.00                                  | 720                               | 1454.11                                            | 727.06                                             |
| 13       | Punjab                | 50                 | 214.14             | 160.60             | 151.10                              | 0.00                                | 87.75                               | 0.00      | 200                              | 856.57                                          | 428.28                                       | 0.00                                  | 100                               | 201.96                                             | 0.00                                               |
| 14       | Rajasthan             | 755                | 3233.55            | 2373.69            | 2281.56                             | 1491.13                             | 1324.96                             | 0.00      | 395                              | 1691.72                                         | 845.86                                       | 0.00                                  | 5000                              | 10098.00                                           | 5049.00                                            |
| 15       | Tamil Nadu            | 112                | 479.68             | 399.73             | 338.46                              | 207.26                              | 196.55                              | 194.64    | 0                                | 0.00                                            | 0.00                                         | 0.00                                  | 200                               | 403.92                                             | 201.96                                             |
| 16       | Telangana             | 300                | 1284.85            | 1070.71            | 906.58                              | 448.77                              | 526.47                              | 0.00      | 390                              | 1670.31                                         | 835.15                                       | 0.00                                  | 0                                 | 0.00                                               | 0.00                                               |
| 17       | Uttar Pradesh         | 575                | 2462.64            | 2052.20            | 1737.62                             | 1270.64                             | 1009.08                             | 838.58    | 45                               | 192.73                                          | 96.36                                        | 1280.26                               | 500                               | 1009.80                                            | 0.00                                               |
| 18       | West Bengal           | 120                | 513.94             | 214.14             | 362.63                              | 393.66                              | 210.59                              | 374.07    | 0.00                             | 0.00                                            | 0.00                                         | 0.00                                  | 0.00                              | 0.00                                               | 0.00                                               |
| 19       | Assam                 | 220                | 1413.34            | 576.39             | 997.24                              | 0.00                                | 579.12                              | 1804.19   | 0.00                             | 0.00                                            | 0.00                                         | 0.00                                  | 0.00                              | 0.00                                               | 0.00                                               |
| 20       | Arunachal Pradesh     | 19                 | 122.06             | 51.41              | 86.13                               | 81.08                               | 50.02                               | 94.50     | 0.00                             | 0.00                                            | 0.00                                         | 0.00                                  | 0.00                              | 0.00                                               | 0.00                                               |
| 21       | Mizoram               | 34                 | 218.43             | 89.08              | 154.12                              | 138.65                              | 89.50                               | 211.94    | 0.00                             | 0.00                                            | 0.00                                         | 22.37                                 | 0.00                              | 0.00                                               | 0.00                                               |
| 22       | Manipur               | 30                 | 192.73             | 107.07             | 135.99                              | 0.00                                | 78.97                               | 48.82     | 0.00                             | 0.00                                            | 0.00                                         | 0.00                                  | 0.00                              | 0.00                                               | 0.00                                               |
| 23       | Nagaland              | 24                 | 154.18             | 154.18             | 108.79                              | 0.00                                | 63.18                               | 128.98    | 0.00                             | 0.00                                            | 0.00                                         | 42.99                                 | 0.00                              | 0.00                                               | 0.00                                               |
| 24       | Sikkim                | 150                | 963.64             | 409.11             | 679.94                              | 0.00                                | 394.86                              | 0.00      | 0.00                             | 0.00                                            | 0.00                                         | 656.81                                | 0.00                              | 0.00                                               | 0.00                                               |
| 25       | Tripura               | 50                 | 321.21             | 133.84             | 226.65                              | 308.83                              | 131.62                              | 164.81    | 0.00                             | 0.00                                            | 0.00                                         | 72.00                                 | 0.00                              | 0.00                                               | 0.00                                               |
| 26       | Meghalaya             | 45                 | 289.09             | 144.55             | 203.98                              | 296.00                              | 118.46                              | 0.00      | 0.00                             | 0.00                                            | 0.00                                         | 0.00                                  | 0.00                              | 0.00                                               | 0.00                                               |
| 27       | Himachal Pradesh      | 110                | 706.67             | 395.00             | 498.62                              | 0.00                                | 289.56                              | 797.58    | 100                              | 642.43                                          | 321.21                                       | 0.00                                  | 75                                | 227.21                                             | 0.00                                               |
| 28       | Jammu &Kashmir        | 28                 | 179.88             | 74.95              | 126.92                              | 87.81                               | 73.71                               | 0.00      | 0.00                             | 0.00                                            | 0.00                                         | 0.00                                  | 25                                | 75.74                                              | 0.00                                               |
| 29       | Uttarakhand           | 550                | 3533.35            | 1962.97            | 2493.10                             | 2019.40                             | 1447.81                             | 2668.08   | 35                               | 224.85                                          | 112.42                                       | 0.00                                  | 3900                              | 11814.66                                           | 5907.33                                            |
| 30       | Andman &Nicobar       | 68                 | 485.39             | 130.00             | 342.49                              | 0.00                                | 198.89                              | 0.00      | 0.00                             | 0.00                                            | 0.00                                         | 0.00                                  | 0.00                              | 0.00                                               | 0.00                                               |
| 31       | Daman &Diu            |                    | 0.00               | 0.00               | 0.00                                | 0.00                                | 0.00                                | 0.00      | 55                               | 392.59                                          | 235.55                                       | 0.00                                  | 0.00                              | 0.00                                               | 0.00                                               |
| 32       | Dadar &Nagar          |                    | 0.00               | 0.00               | 0.00                                | 0.00                                | 0.00                                | 0.00      | 500                              | 3569.04                                         | 1000                                         | 0.00                                  | 0.00                              | 0.00                                               | 0.00                                               |
| 33       | Delhi                 |                    | 0.00               | 0.00               | 0.00                                | 0.00                                | 0.00                                | 0.00      | 500                              | 3569.04                                         | 471.45                                       | 0.00                                  | 0.00                              | 0.00                                               | 0.00                                               |
| 34       | Puducherry            |                    | 0.00               | 0.00               | 0.00                                | 0.00                                | 0.00                                | 0.00      | 8                                | 57.10                                           | 28.55                                        | 0.00                                  | 20                                | 0.00 218.79                                        | 0.00 77.42                                         |
| 35       | Chandigarh Lakshadeep |                    | 0.00 0.00          | 0.00 0.00          | 0.00 0.00                           | 0.00 0.00                           | 0.00 0.00                           | 0.00 0.00 | 0.00                             | 0.00 0.00                                       | 0.00 0.00                                    | 0.00                                  | 65 135                            | 454.41                                             | 0.00                                               |
| 36 37    | Other Expenses        |                    | 0.00               | 24.85              | 0.00                                | 0.00                                | 0.00                                | 0.00      | 0.00 0.00                        | 0.00                                            | 0.00                                         | 0.00 0.00                             | 0.00                              | 0.00                                               | 115.20                                             |
|          | Total                 | 7208               | 33763.09           | 22619.6            | 23822.96                            | 15218.88                            | 13834.58                            | 11889.7   | 4683                             | 21230.75                                        | 8138.68                                      | 3862.92                               | 20000                             | 44660.10                                           | 16569.56                                           |

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## Annexure-II