Lok Sabha Question No. 4512 (UNSTARRED), answered on 2021-03-23
Subject: Implementation of SHG Scheme
Ministry: RURAL DEVELOPMENT
Asked by: Kirit Premjibhai Solanki

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA

## UNSTARRED QUESTION NO. 4512 ANSWERED ON 23.03.2021

## IMPLEMENTATION OF SHG SCHEME

## 4512.   DR. (PROF.) KIRIT PREMJIBHAI SOLANKI:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the salient features of the Self Help Groups (SHG) scheme and the current status of its implementation in the country;
- (b) the  funds  allocated  and  utilized  under  the  scheme  during  the  last  year  and  the  current year, State/UT wise, including Gujarat;
- (c) the number of people, including women and persons belonging to Scheduled Castes and Scheduled Tribes, who have benefitted under the scheme in the State of Gujarat; and
- (d) the  list  of  States  that  have  rolled  out  the  transaction  based  monitoring  system  for  the evaluation of works done by SHGs?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT (SADHVI NIRANJAN JYOTI)

- (a) Deendayal  Antyodaya  Yojana  -  National  Rural  Livelihoods  Mission  (DAY-NRLM)  is being implemented since 2011 in a mission mode with the objective of organizing the rural poor  women  into  Self  Help  Groups  (SHGs),  and  continuously  nurturing  and  supporting them  to  take  economic  activities  till  they  attain  appreciable  increase  in  income  over  a period  of  time  to  improve  their  quality  of  life  and  come  out  of  abject  poverty.  The programme aims to ensure that at least one woman member from each rural poor household (about 8-10 crore) is brought into women SHGs and their federations within a definite time frame. The salient features of the DAY-NRLM are:
- i. Promotion of Sustainable Institutions of the poor
- ii. Ensuring access to financial services
- iii. Promoting  diversified  livelihoods  opportunities  for  the  poor,  in  farm  and  nonfarm sectors
- iv. Promotion of Skill Development and Access to Jobs
- v. Promotion of Social Inclusion and Human Development

DAY-NRLM has a provision for providing Revolving Fund (RF) at the rate of Rs.10,00015,000 per SHG and Community Investment Fund (CIF) to the extent of Rs.2,50,000 per SHG.  These  funds  remain  with  the  SHGs  and  their  federations  in  perpetuity  and  are utilized  to  provide  loans  to  their  members  to  undertake  socio-economic  activities  as  per micro-credit/investment plans.

As  on  31 st January  2021,  DAY-NRLM  is  being  implemented  in  6360  blocks  of  691 districts  across  all  States  and  Union  Territories  (UTs)  (except  Delhi  and  Chandigarh).  A total of 7.35 crore rural households are mobilised into 66.65 lakh Self Help Groups (SHGs) and further federated into 3.87 lakh Village Organisations (VOs) and 33,587 Cluster Level Federations  (CLFs).  A  total  of  Rs.12,595.88  crore  of  capitalisation  support(Revolving Funds and Community Investment Funds) has been provided to SHGs and theirfederations towards extending credit to SHG Members.

- (b) The funds allocated and utilised  under  NRLM  during  the  last  year  and  the  current  year, State/UT wise including Gujarat is provided at Annexure .
- (c) As on 31 st January, 2021 a total of 25,04,789 women have been mobilized into 2,44,360 SHGs  in  Gujarat  under  DAY-NRLM  which  includes  more  than  3.08  lakh  women belonging to Scheduled Castes and more than 7.97 lakh women belonging Scheduled Tribes.
- (d) As on March, 2021, 26 States/UTs have initiated the transaction based monitoring system rolled out by DAY-NRLM. A total of 9.26 lakh SHGs have been using this system for realtime monitoring. The States/UTs that have initiated the transaction based monitoring system are Arunachal Pradesh, Assam, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Jammu &  Kashmir,  Karnataka,  Kerala,  Lakshadweep,  Madhya  Pradesh,  Maharashtra,  Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Puducherry, Punjab, Sikkim, Tamil Nadu, Telangana, Tripura, Uttar Pradesh, Uttarakhand and West Bengal.

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## Annexure referred in reply to Part (b) of Lok Sabha Unstarred Question No.4512 for answer on 23.03.2021 regarding 'Implementation of SHG Scheme'

(Amount in Rs. Lakh)

|                      |                      | 2019-20              | 2019-20              | 2019-20                            | 2019-20              | 2020-21 (upto February, 2021)   | 2020-21 (upto February, 2021)   | 2020-21 (upto February, 2021)      | 2020-21 (upto February, 2021)   |
|----------------------|----------------------|----------------------|----------------------|------------------------------------|----------------------|---------------------------------|---------------------------------|------------------------------------|---------------------------------|
| Sl. No .             | NAMEOF STATEs/UTs    | Central Allocation   | Central Release      | Central Share approved for release | Central Release      | Central Allocation              | Central Release                 | Central Share approved for release | Central Release                 |
|                      |                      | NRLM                 | NRLM                 | NRETP*                             | NRETP*               | NRLM                            | NRLM                            | NRETP*                             | NRETP*                          |
| 1                    | Andhra Pradesh       | 11924.13             | 16652.51             | ---                                | ---                  | 13447.79                        | 13447.79                        | ---                                | ---                             |
| 2                    | Bihar                | 48627.99             | 48627.97             | 5846.40                            | 7997.63              | 54841.65                        | 54841.65                        | 4334.40                            | 4334.40                         |
| 3                    | Chhattisgarh         | 10800.58             | 10763.97             | 2273.60                            | 2273.60              | 12180.67                        | 9135.51                         | 1685.60                            | 1685.60                         |
| 4                    | Goa                  | 400.00               | 200.00               | ---                                | ---                  | 400.00                          | 200.00                          | ---                                | ---                             |
| 5                    | Gujarat              | 7694.51              | 7694.51              | 974.40                             | 457.20               | 8677.71                         | 8677.71                         | 722.40                             | 0.00                            |
| 6                    | Haryana              | 4526.82              | 3997.97              | ---                                | ---                  | 5105.26                         | 3828.95                         | ---                                | ---                             |
| 7                    | Himachal Pradesh     | 1906.41              | 1454.79              | ---                                | ---                  | 2150.01                         | 1612.51                         | ---                                | ---                             |
| 8                    | Jammu &Kashmir       | 2359.46              | 2299.09              | ---                                | ---                  | 2660.95                         | 11527.18                        | ---                                | ---                             |
| 9                    | Jharkhand            | 18335.62             | 24828.75             | 3248.00                            | 3248.00              | 20678.53                        | 25808.53                        | 2408.00                            | 2408.00                         |
| 10                   | Karnataka            | 15436.13             | 9571.50              | 974.40                             | 974.40               | 17408.55                        | 17408.56                        | 722.40                             | 541.80                          |
| 11                   | Kerala               | 6926.15              | 3463.08              | ---                                | ---                  | 7811.16                         | 5858.37                         | ---                                | ---                             |
| 12                   | Madhya Pradesh       | 23237.89             | 23237.89             | 5521.60                            | 2590.80              | 26094.44                        | 19570.83                        | 4093.60                            | 1023.40                         |
| 13                   | Maharashtra          | 30513.46             | 30513.46             | 3897.60                            | 3891.31              | 34412.45                        | 17206.23                        | 2889.60                            | 1444.80                         |
| 14                   | Odisha               | 23380.72             | 30686.99             | 3248.00                            | 3248.00              | 26368.30                        | 38907.04                        | 2408.00                            | 2408.00                         |
| 15                   | Punjab               | 2199.98              | 1099.99              | ---                                | ---                  | 2481.10                         | 1860.83                         | ---                                | ---                             |
| 16                   | Rajasthan            | 11721.17             | 8587.33              | 2923.20                            | 1371.60              | 13218.89                        | 13218.89                        | 2167.20                            | 935.07                          |
| 17                   | Tamil Nadu           | 18074.67             | 23260.01             | 1624.00                            | 909.15               | 20384.24                        | 20384.24                        | 1204.00                            | 903.00                          |
| 18                   | Telangana            | 8517.24              | 6525.19              | ---                                | ---                  | 9605.57                         | 4802.79                         | ---                                | ---                             |
| 19                   | Uttar Pradesh        | 70008.07             | 51115.11             | 4872.00                            | 2286.00              | 78953.66                        | 78856.92                        | 3612.00                            | 0.00                            |
| 20                   | Uttarakhand          | 3685.97              | 4643.32              | ---                                | ---                  | 4156.96                         | 4156.96                         | ---                                | ---                             |
| 21                   | West Bengal          | 25983.03             | 31911.65             | 3572.80                            | 3572.80              | 29303.11                        | 29303.11                        | 2648.80                            | 2648.80                         |
| 22                   | A&N Islands          | 200.00               | 200.00               | ---                                | ---                  | 300.00                          | 150.00                          | ---                                | ---                             |
| 23                   | Daman &Diu           | 200.00               | 100.00               | ---                                | ---                  |                                 |                                 |                                    |                                 |
| 24                   | D &NHaveli           | 200.00               | 0.00                 | ---                                | ---                  | 400.00                          | 0.00                            | ---                                | ---                             |
| 25                   | Lakshadweep          | 200.00               | 0.00                 | ---                                | ---                  | 200.00                          | 0.00                            | ---                                | ---                             |
| 26                   | Ladakh               | 0.00                 | 0.00                 | ---                                | ---                  | 200.00                          | 100.00                          | ---                                | ---                             |
| 27                   | Puducherry           | 600.00               | 558.13               | ---                                | ---                  | 700.00                          | 700.00                          | ---                                | ---                             |
|                      | TOTAL                | 347660               | 341993.21            | 38976.00                           | 32820.49             | 392141.00                       | 381564.60                       | 28896.00                           | 18332.87                        |
| NORTH EASTERN STATES | NORTH EASTERN STATES | NORTH EASTERN STATES | NORTH EASTERN STATES | NORTH EASTERN STATES               | NORTH EASTERN STATES | NORTH EASTERN STATES            | NORTH EASTERN STATES            | NORTH EASTERN STATES               | NORTH EASTERN STATES            |
| 28                   | Arunachal Pradesh    | 5597.11              | 5181.12              | ---                                | ---                  | 7601.95                         | 3800.98                         | ---                                | ---                             |
| 29                   | Assam                | 20781.78             | 24015.56             | 1624.00                            | 762.00               | 21687.67                        | 21687.67                        | 1204.00                            | 900.78                          |
| 30                   | Manipur              | 5447.25              | 2723.63              | ---                                | ----                 | 5609.34                         | 0.00                            | ---                                | ---                             |
| 31                   | Meghalaya            | 8710.17              | 6295.40              | ---                                | ---                  | 11729.19                        | 8796.90                         | ---                                | ---                             |
| 32                   | Mizoram              | 9588.20              | 7343.47              | ---                                | ---                  | 10004.73                        | 5002.37                         | ---                                | ---                             |
| 33                   | Nagaland             | 12853.08             | 9736.11              | ---                                | ---                  | 13544.04                        | 6772.02                         | ---                                | ---                             |
| 34                   | Sikkim               | 2948.06              | 1092.34              | ---                                | ---                  | 3922.88                         | 980.72                          | ---                                | ---                             |
| 35                   | Tripura              | 15705.14             | 10434.88             | ---                                | ---                  | 16405.20                        | 8202.60                         | ---                                | ---                             |
|                      | TOTAL                | 81630.79             | 66822.51             | 1624.00                            | 762.00               | 90505.00                        | 55243.26                        | 1204.00                            | 900.78                          |
| GRAND TOTAL          | GRAND TOTAL          | 429290.79            | 408815.72            | 40600.00                           | 33582.49             | 482646.00                       | 436807.86                       | 30100.00                           | 19233.65                        |