Lok Sabha Question No. 1046 (UNSTARRED), answered on 2019-06-27
Subject: ‘Housing for All’ Mission
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Krupal Balaji Tumane, Sanjay Haribhau Jadhav, Ajay (Teni) Misra, Gitaben Vajesingbhai Rathva

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

UNSTARRED QUESTION NO. 1046 TO BE ANSWERED ON June 27, 2019

'HOUSING FOR ALL' MISSION

No. 1046

SHRI KRUPAL BALAJI TUMANE:

SHRI SANJAY HARIBHAU JADHAV:

SHRI AJAY MISRA TENI:

SHRIMATI RATHVA GITABEN VAJESINGBHAI:

Will  the  Minister  of  HOUSING  AND  URBAN  AFFAIRS  be  pleased  to state:

- (a) whether the Government has approved 'Housing for All by 2022' Mission for providing houses to the urban poor;
- (b) if so, the details and salient features thereof;
- (c) the  focus  areas  and  the  proposed  timelimit  along  with  the execution plan set under the Mission;
- (d) the funds earmarked/allocated under the Mission along with the criteria adopted for identification of beneficiaries; and
- (e) the  nature  of  investment  proposed  to  be  made  under  the  said Mission?

## ANSWER

THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING AND URBAN AFFAIRS

(SHRI HARDEEP SINGH PURI)

- (a) to  (c)  :  Yes  Sir,  Government  of  India  has  launched  Pradhan Mantri  Awas  Yojana  (Urban)  {PMAY(U)}'Housing  for  All'  Mission  on 25 th June, 2015. The Mission aims to assist the States/Union

Territories for providing housing for all eligible families / beneficiaries among  the urban poor by 2022. The Mission comprises four components viz In-Situ Slum Redevelopment (ISSR); Affordable Housing  through  Credit-Linked  Subsidy  Scheme  (CLSS);  Affordable Housing in Partnership (AHP); and subsidy for Beneficiary-Led individual house construction(BLC).

ISSR,  AHP  and  BLC  components  under  PMAY  (U)  are  Centrally Sponsored Schemes that are implemented through the State Governments and their agencies while theCLSS component of PMAY (U) is a Central Sector Scheme.

Under  ISSR  component,  the  Central  assistance  is  Rs.  1  lakh  per house while for the AHP and BLC components, the Central assistance of Rs. 1.5 lakh per house is provided by the Government. Under CLSS component of  thePMAY(U),  there  is  an  interest  subsidy  of  6.5%  for Economically Weaker Section (EWS)/ Lower Income Group (LIG), 4% for Middle Income Group-I (MIG-I) and 3% for Middle Income Group-II (MIG-II),  calculated  on  housing  loan  up  to  Rs.6  lakh,  Rs.9  lakh  and

Rs.12 lakh, respectively, over a tenure of 20 years.

(d): Till now, an amount of Rs. 1,26,125 crore as Central Assistance for 16,373 approved projects in 4,445 Cities/Towns has been sanctioned for construction of 81,03,196 houses in various States/UTs. Under ISSR, AHP and BLC verticals, the EWS beneficiaries are eligible for central assistance based on their annual income  which  should  not  exceed  Rs.3,00,000/-.  In  case  of  CLSS, persons belonging to EWS/LIG, MIG-I and MIG-II are eligible based on income criteria which is already mentioned in parts (a) to (c) above. In  addition,  the  beneficiary  family  should  not  own  any  pucca  house (all weather dwelling) in any part of the country.

- (e)  :  In  addition  to  the  Budgetary  Resources,  Extra  Budgetary Resources (EBR) are also being utilized for successful implementation  of scheme.

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