Lok Sabha Question No. 3350 (UNSTARRED), answered on 2019-01-01
Subject: Crop Insurance through Cooperative Banks
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: SUKHBIR SINGH JAUNPURIA

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA

## UNSTARRED QUESTION NO.3350

TO BE ANSWERED ON THE 1 ST  JANUARY, 2019

## CROP INSURANCE THROUGH COOPERATIVE BANKS

3350.    SHRI SUKHBIR SINGH JAUNAPURIA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether the Government plans to insure  crops  of  farmers  through cooperative  banks and  if  so,  the  details thereof and the amount fixed for the same;
- (b) whether  the  Government  is considering to lay down new rules and laws for  insurance companies  in  cooperative banks and whether insurance is proposed to be done at Panchayat and Village level instead of Tehsil level;
- (c) if so, the details in this regard;
- (d) whether  the  Government  has provided insurance to the farmers through cooperative banks in case of damage to the crops during the last five years; and
- (e) if  so,  the  details  thereof, State-wise?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी (SHRI  PARSHOTTAM  RUPALA)

(a)  to  (e):        The  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  launched  from  Kharif,  2016 mandatorily  covers  all  farmers  availing  Seasonal  Agricultural  Operations  (SAO)  loan/Kisan Credit Card (KCC) loans from financial institutions, including Cooperative Banks, for the crops and  areas  notified    by  the  respective  State/Union  Territory  (UT)  Governments  under  the scheme. Besides, non loanee/other farmers are also enrolled through Cooperative banks. In the two years of its implementation, the value of sum insured under the Scheme is Rs. 2.03 lakh crore (2016-17) and Rs. 2.12 lakh crore (2017-18). Further, the unit area of insurance for major crops  has  been  brought  down  to  village/village  panchayat  under  the  scheme.    However, States/UTs can notify higher unit area i.e. block, tehsil etc., for minor crops. The claims arising due  to  losses  are  also  paid  by  the  insurance  companies  through  the  financial  institutions including cooperative banks.  State-wise details of claims paid during last five years i.e. from 2013-14  to  2017-18  under  various  crop  insurance  schemes  through  financial  institutions including cooperative banks are given in the Annexure.

| Annexure   | Annexure                                                                                                                 | Annexure                                                                                                                 | Annexure                                                                                                                 | Annexure                                                                                                                 | Annexure                                                                                                                 | Annexure                                                                                                                 |
|------------|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------|
|            | Annexure referred to in reply to Part (a) to (e) of Lok Sabha Unstarred Question No. 3350 due for answer on 01.01.2019 . | Annexure referred to in reply to Part (a) to (e) of Lok Sabha Unstarred Question No. 3350 due for answer on 01.01.2019 . | Annexure referred to in reply to Part (a) to (e) of Lok Sabha Unstarred Question No. 3350 due for answer on 01.01.2019 . | Annexure referred to in reply to Part (a) to (e) of Lok Sabha Unstarred Question No. 3350 due for answer on 01.01.2019 . | Annexure referred to in reply to Part (a) to (e) of Lok Sabha Unstarred Question No. 3350 due for answer on 01.01.2019 . | Annexure referred to in reply to Part (a) to (e) of Lok Sabha Unstarred Question No. 3350 due for answer on 01.01.2019 . |
|            | during this period                                                                                                       | during this period                                                                                                       | during this period                                                                                                       | during this period                                                                                                       | during this period                                                                                                       | during this period                                                                                                       |
|            |                                                                                                                          | 2013-14                                                                                                                  |                                                                                                                          |                                                                                                                          |                                                                                                                          | Rs Crore                                                                                                                 |
| 1          | A & N Islands                                                                                                            | 0.95                                                                                                                     | 0.06                                                                                                                     | 0.01                                                                                                                     | 0                                                                                                                        | -                                                                                                                        |
| 2          | Andhra Pradesh                                                                                                           | 709.20                                                                                                                   | 92.26                                                                                                                    | 331.15                                                                                                                   | 894                                                                                                                      | 495                                                                                                                      |
| 3          | Assam                                                                                                                    | 1.72                                                                                                                     | 13.40                                                                                                                    | 5.52                                                                                                                     | 5                                                                                                                        | 1                                                                                                                        |
| 4          | Bihar                                                                                                                    | 855.50                                                                                                                   | 1,124.73                                                                                                                 | 973.32                                                                                                                   | 349                                                                                                                      | 373                                                                                                                      |
| 5          | Chhattisgarh                                                                                                             | 89.42                                                                                                                    | 185.02                                                                                                                   | 698.63                                                                                                                   | 160                                                                                                                      | 1,304                                                                                                                    |
| 6          | Goa                                                                                                                      | -                                                                                                                        | -                                                                                                                        | 0.14                                                                                                                     | 0                                                                                                                        | 0                                                                                                                        |
| 7          | Gujarat                                                                                                                  | 38.10                                                                                                                    | 504.24                                                                                                                   | 1,796.13                                                                                                                 | 1,262                                                                                                                    | 1,042                                                                                                                    |
| 8          | Haryana                                                                                                                  | 27.24                                                                                                                    | 0.01                                                                                                                     | -                                                                                                                        | 296                                                                                                                      | 619                                                                                                                      |
| 9          | Himachal Pradesh                                                                                                         | 10.08                                                                                                                    | 32.94                                                                                                                    | 37.19                                                                                                                    | 45                                                                                                                       | 3                                                                                                                        |
| 10         | Jammu &Kashmir                                                                                                           | 0.02                                                                                                                     | 0.54                                                                                                                     | -                                                                                                                        | -                                                                                                                        | 6                                                                                                                        |
| 11         | Jharkhand                                                                                                                | 36.79                                                                                                                    | 29.13                                                                                                                    | 225.73                                                                                                                   | 31                                                                                                                       | 37                                                                                                                       |
| 12         | Karnataka                                                                                                                | 62.64                                                                                                                    | 222.64                                                                                                                   | 878.81                                                                                                                   | 1,863                                                                                                                    | 808                                                                                                                      |
| 13         | Kerala                                                                                                                   | 5.79                                                                                                                     | 7.20                                                                                                                     | 14.11                                                                                                                    | 45                                                                                                                       | 8                                                                                                                        |
| 14         | Madhya Pradesh                                                                                                           | 2,837.67                                                                                                                 | 741.51                                                                                                                   | 4,808.16                                                                                                                 | 2,000                                                                                                                    | 5,428                                                                                                                    |
| 15         | Maharashtra                                                                                                              | 201.02                                                                                                                   | 2,232.45                                                                                                                 | 5,526.89                                                                                                                 | 2,316                                                                                                                    | 2,861                                                                                                                    |
| 16         | Manipur                                                                                                                  | -                                                                                                                        | 1.85                                                                                                                     | 2.70                                                                                                                     | 2                                                                                                                        | -                                                                                                                        |
| 17         | Meghalaya                                                                                                                | 0.05                                                                                                                     | 0.16                                                                                                                     | -                                                                                                                        | 0                                                                                                                        | -                                                                                                                        |
| 18         | Mizoram                                                                                                                  | -                                                                                                                        | -                                                                                                                        | -                                                                                                                        | -                                                                                                                        | -                                                                                                                        |
| 19         | Odisha                                                                                                                   | 638.86                                                                                                                   | 263.31                                                                                                                   | 1,782.64                                                                                                                 | 431                                                                                                                      | 1,728                                                                                                                    |
| 20         | Puducherry                                                                                                               | 0.05                                                                                                                     | 0.02                                                                                                                     | -                                                                                                                        | 8                                                                                                                        | -                                                                                                                        |
| 21         | Rajasthan                                                                                                                | 763.26                                                                                                                   | 1,190.86                                                                                                                 | 1,787.13                                                                                                                 | 1,868                                                                                                                    | 1,577                                                                                                                    |
| 22         | Sikkim                                                                                                                   | -                                                                                                                        | -                                                                                                                        | -                                                                                                                        | 0                                                                                                                        | -                                                                                                                        |
| 23         | Tamil Nadu                                                                                                               | 634.81                                                                                                                   | 36.00                                                                                                                    | 521.09                                                                                                                   | 3,424                                                                                                                    | 41                                                                                                                       |
| 24         | Telangana                                                                                                                | -                                                                                                                        | 169.87                                                                                                                   | 399.59                                                                                                                   | 178                                                                                                                      | 440                                                                                                                      |
| 25         | Tripura                                                                                                                  | -                                                                                                                        | -                                                                                                                        | 0.00                                                                                                                     | 1                                                                                                                        | 0                                                                                                                        |
| 26         | Uttar Pradesh                                                                                                            | 431.94                                                                                                                   | 780.80                                                                                                                   | 1,443.57                                                                                                                 | 554                                                                                                                      | 247                                                                                                                      |
| 27         | Uttarakhand                                                                                                              | 16.85                                                                                                                    | 41.64                                                                                                                    | 18.01                                                                                                                    | 27                                                                                                                       | 27                                                                                                                       |
| 28         | West Bengal Grand Total                                                                                                  | 410.42 7,772                                                                                                             | 7,849                                                                                                                    | 21,608                                                                                                                   | 16,178                                                                                                                   | 17,210                                                                                                                   |
|            |                                                                                                                          |                                                                                                                          | 178.36                                                                                                                   | 357.70                                                                                                                   | 419                                                                                                                      | 166                                                                                                                      |

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