Lok Sabha Question No. 2960 (UNSTARRED), answered on 2018-12-28
Subject: Farm Loan Waiver Scheme
Ministry: FINANCE
Asked by: R.P. MARUTHARAJAA, RAMACHANDRAN MULLAPPALLY, KAUSHALENDRA KUMAR, NEELAM SONKER, PARAYAMPARANBIL KUTTAPPAN BIJU

## Government of India Ministry of Finance Department of Financial Services

## LOK SABHA

Unstarred Question No. 2960

To be answered on Friday, December 28, 2018/Pausha 7, 1940 (Saka)

## Farm Loan Waiver Scheme

2960. SHRI R.P. MARUTHARAJAA: SHRI KAUSHALENDRA KUMAR: DR. P.K. BIJU:

SHRI MULLAPPALLY RAMACHANDRAN: SHRIMATI NEELAM SONKER:

Will the Minister of FINANCE be pleased to state:

(a)  the  agriculture  loan  given  to  the  farmers  and  the  amount  of  loan  outstanding  against  the farmers for the last five years, State/year/bank-wise;

(b) the number of farmers who have committed suicides during the last three years and the current year, year/Statewise;

(c) whether the Union Government has extended loan waiver to farmers in the country and if so, the  details  thereof  along  with  the  amount  of  loan  waiver  and  the  number  of  farmers  benefited therein in the country, State-wise;

- (d) the names of States in the country which have announced loan waiver for farmers and whether farmer loans have been completely waived off in those States and if so, the details thereof, Statewise;
- (e)  whether the State Governments or the Union Government have paid for farmers loan to the banks after waiver off the same and if so, the details thereof along with the role of banks in farm loan waiver for the farmers; and
- (f)  whether  any  mechanism  has  been  developed  to  materialize  the  said  farm  loan  waiver declarations besides monitoring of the same and if so, the details thereof?

## Answer

The Minister of State in the Ministry of Finance

(Shri Shiv Pratap Shukla)

(a):  State-wise  details  of  agriculture  loan  outstanding  during  the  last  five  years  as  reported  by National Bank for Agriculture and Rural Development (NABARD) is at Annexure I.

(b) to (f): The National Crime Records Bureau (NCRB) under the Ministry of Home Affairs compiles and disseminates information on suicides, in its publication titled 'Accidental Deaths and Suicides in India (ADSI). NCRB has provided data relating to suicides for the year 2016 (Provisional) to the Department of Agriculture, Cooperation and Farmers' Welfare. As per ADSI Reports for the years 2014,  2015,  2016  (Provisional)  the  State-wise  suicides  by  farmers  and  agricultural  labourers including those caused due to 'Bankruptcy or Indebtedness' is at Annexure II.

As  informed  by  National  Bank  for  Agriculture  and  Rural  Development  (NABARD),  since  2014, various  State  Governments  have  announced  their  own  schemes,  inter  alia,  for  loan  waiver  of farmers. The Union Government has not issued any directives to State Government in this regard.

No financial assistance for loan waiver has been provided by the Union Government to State in this regard.

The Banks implement the loan waiver schemes as per the operational guidelines issued by the concerned State Government.

As  informed  by  NABARD,  details  of  compensation  received  by  banks  from  the  respective State/UTs after announcement of loan waivers, are not centrally maintained.

| S.No.                                                                   | State/UT                                                                | As on 31.03.2014                                                        | As on 31.03.2015                                                        | As on 31.03.2016                                                        | As on 31.03.2017                                                        | As on 31                                                                |
|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|
| 1                                                                       | DELHI                                                                   | 1,413,276.73                                                            | 1,381,642.31                                                            | 161,697.40                                                              | 1,313,761.49                                                            | 1,07                                                                    |
| 2                                                                       | HARYANA                                                                 | 4,181,404.36                                                            | 4,531,368.63                                                            | 5,331,688.56                                                            | 5,647,357.19                                                            | 6,13                                                                    |
| 3                                                                       | HIMACHAL PRADESH                                                        | 581,573.54                                                              | 684,266.45                                                              | 690,160.55                                                              | 733,661.44                                                              | 77                                                                      |
| 4                                                                       | JAMMU & KASHMIR                                                         | 472,880.60                                                              | 126,126.66                                                              | 647,267.96                                                              | 662,285.74                                                              | 69                                                                      |
| 5                                                                       | PUNJAB                                                                  | 5,789,261.21                                                            | 6,944,975.08                                                            | 7,988,127.64                                                            | 8,376,990.52                                                            | 8,60                                                                    |
| 6                                                                       | RAJASTHAN                                                               | 5,932,506.56                                                            | 7,269,656.84                                                            | 7,917,531.51                                                            | 9,143,184.25                                                            | 10,01                                                                   |
| 7                                                                       | CHANDIGARH UT                                                           | 197,842.90                                                              | 167,665.62                                                              | 240,969.91                                                              | 249,366.04                                                              | 22                                                                      |
| 8                                                                       | ARUNACHAL PRADESH                                                       | 13,794.61                                                               | 16,169.57                                                               | 17,528.12                                                               | 26,560.25                                                               | 2                                                                       |
| 9                                                                       | ASSAM                                                                   | 649,388.06                                                              | 636,412.63                                                              | 843,078.16                                                              | 1,086,065.01                                                            | 1,20                                                                    |
| 10                                                                      | MANIPUR                                                                 | 37,546.52                                                               | 25,966.95                                                               | 32,410.09                                                               | 43,203.60                                                               | 6                                                                       |
| 11                                                                      | MEGHALAYA                                                               | 58,502.20                                                               | 56,795.17                                                               | 67,185.37                                                               | 83,091.65                                                               | 7                                                                       |
| 12                                                                      | MIZORAM                                                                 | 27,793.78                                                               | 33,657.47                                                               | 29,498.85                                                               | 32,571.18                                                               | 5                                                                       |
| 13                                                                      | NAGALAND                                                                | 24,043.09                                                               | 28,223.85                                                               | 38,571.27                                                               | 38,736.30                                                               | 4                                                                       |
| 14                                                                      | SIKKIM                                                                  | 9,781.67                                                                | 11,708.02                                                               | 16,486.97                                                               | 19,300.12                                                               | 2                                                                       |
| 15                                                                      | TRIPURA                                                                 | 122,334.47                                                              | 127,038.67                                                              | 140,082.58                                                              | 235,663.70                                                              | 33                                                                      |
| 16                                                                      | A & N ISLAND                                                            | 16,964.34                                                               | 12,991.71                                                               | 30,295.82                                                               | 14,797.63                                                               | 1                                                                       |
| 17                                                                      | BIHAR                                                                   | 2,678,689.43                                                            | 4,148,351.00                                                            | 3,137,017.09                                                            | 3,489,403.00                                                            | 3,92                                                                    |
| 18                                                                      | JHARKHAND                                                               | 507,378.43                                                              | 595,777.45                                                              | 732,952.19                                                              | 730,658.43                                                              | 78                                                                      |
| 19                                                                      | ODISHA                                                                  | 1,847,733.97                                                            | 2,039,823.74                                                            | 2,380,299.26                                                            | 2,685,322.99                                                            | 2,85                                                                    |
| 20                                                                      | WEST BENGAL                                                             | 2,735,205.93                                                            | 3,130,319.87                                                            | 4,089,135.73                                                            | 3,846,261.43                                                            | 4,38                                                                    |
| 21                                                                      | CHHATTISGARH                                                            | 833,386.48                                                              | 1,035,671.97                                                            | 1,135,537.55                                                            | 1,252,886.77                                                            | 1,38                                                                    |
| 22                                                                      | MADHYA PRADESH                                                          | 5,199,579.66                                                            | 6,341,638.12                                                            | 6,659,013.28                                                            | 7,371,362.63                                                            | 8,28                                                                    |
| 23                                                                      | UTTARAKHAND                                                             | 1,960,997.43                                                            | 770,442.33                                                              | 883,236.73                                                              | 922,090.57                                                              | 3,63                                                                    |
| 24                                                                      | UTTAR PRADESH                                                           | 9,046,031.10                                                            | 11,685,447.73                                                           | 12,480,062.22                                                           | 20,530,099.54                                                           | 11,42                                                                   |
| 25                                                                      | GOA                                                                     | 95,794.73                                                               | 98,179.39                                                               | 90,363.36                                                               | 153,598.79                                                              | 16                                                                      |
| 26                                                                      | GUJARAT                                                                 | 4,335,568.27                                                            | 5,299,292.19                                                            | 6,162,672.47                                                            | 7,057,541.94                                                            | 7,66                                                                    |
| 27                                                                      | MAHARASHTRA                                                             | 10,826,757.11                                                           | 18,911,735.83                                                           | 16,344,663.81                                                           | 16,914,930.65                                                           | 16,11                                                                   |
| 28                                                                      | D & N HAVELI UT                                                         | 3,478.20                                                                | 5,218.22                                                                | 6,104.37                                                                | 5,834.62                                                                |                                                                         |
| 29                                                                      | DAMAN & DIU UT                                                          | 1,257.07                                                                | 3,391.04                                                                | 2,009.92                                                                | 2,007.56                                                                |                                                                         |
| 30                                                                      | ANDHRA PRADESH                                                          | 11,979,715.39                                                           | 9,733,577.79                                                            | 10,186,047.56                                                           | 11,132,260.73                                                           | 11,56                                                                   |
| 31                                                                      | TELANGANA                                                               | 1,288,003.99                                                            | 4,160,340.77                                                            | 5,014,660.79                                                            | 6,225,752.27                                                            | 6,15                                                                    |
| 32                                                                      | KARNATAKA                                                               | 7,021,859.08                                                            | 9,234,472.66                                                            | 12,737,867.30                                                           | 12,214,101.39                                                           | 12,49                                                                   |
| 33                                                                      | KERALA                                                                  | 5,298,627.23                                                            | 6,387,201.59                                                            | 6,060,363.93                                                            | 6,921,243.13                                                            | 7,65                                                                    |
| 34                                                                      | PUDUCHERRY                                                              | 153,958.93                                                              | 170,430.83                                                              | 190,200.55                                                              | 224,220.60                                                              | 24                                                                      |
| 35                                                                      | TAMILNADU                                                               | 11,073,589.37                                                           | 12,603,878.38                                                           | 13,425,780.28                                                           | 14,293,141.68                                                           | 17,16                                                                   |
| 36                                                                      | LAKSHADWEEP UT                                                          | 657.14                                                                  | 172,712.41                                                              | 3,876.05                                                                | 633.16                                                                  |                                                                         |
| TOTAL 96,417,163.57 118,582,568.93 125,914,445.20 143,679,947.99 145,31 | TOTAL 96,417,163.57 118,582,568.93 125,914,445.20 143,679,947.99 145,31 | TOTAL 96,417,163.57 118,582,568.93 125,914,445.20 143,679,947.99 145,31 | TOTAL 96,417,163.57 118,582,568.93 125,914,445.20 143,679,947.99 145,31 | TOTAL 96,417,163.57 118,582,568.93 125,914,445.20 143,679,947.99 145,31 | TOTAL 96,417,163.57 118,582,568.93 125,914,445.20 143,679,947.99 145,31 | TOTAL 96,417,163.57 118,582,568.93 125,914,445.20 143,679,947.99 145,31 |

Source: NABARD

## Annexure II to Lok Sabha USQ No. 2960 for 28.12.2018 SUICIDE BY PERSONS SELF-EMPLOYED IN FARMING/AGRICULTURE

State/UT wise number of suicides committed by persons engaged in farming sector during 2016 (provisional)

|   Sl. No. | State / UT        |   Agricultural Labourers |   Farmers/ Cultivators |   Suicides in Farming Sector (Total) |
|-----------|-------------------|--------------------------|------------------------|--------------------------------------|
|         1 | ANDHRA PRADESH    |                      565 |                    239 |                                  804 |
|         2 | ARUNACHAL PRADESH |                        0 |                      6 |                                    6 |
|         3 | ASSAM             |                       64 |                     06 |                                   70 |
|         4 | BIHAR             |                        0 |                      0 |                                    0 |
|         5 | CHHATTISGARH      |                       97 |                    585 |                                  682 |
|         6 | GOA               |                        1 |                      0 |                                    1 |
|         7 | GUJARAT           |                      378 |                     30 |                                  408 |
|         8 | HARYANA           |                      159 |                     91 |                                  250 |
|         9 | HIMACHAL PRADESH  |                       14 |                      0 |                                   14 |
|        10 | JAMMU & KASHMIR   |                       21 |                      0 |                                   21 |
|        11 | JHARKHAND         |                        0 |                      3 |                                    3 |
|        12 | KARNATAKA         |                      867 |                   1212 |                                 2079 |
|        13 | KERALA            |                      298 |                     23 |                                  321 |
|        14 | MADHYA PRADESH    |                      722 |                    599 |                                 1321 |
|        15 | MAHARASHTRA       |                     1111 |                   2550 |                                 3661 |
|        16 | MANIPUR           |                        0 |                      1 |                                    1 |
|        17 | MEGHALAYA         |                        3 |                      2 |                                    5 |
|        18 | MIZORAM           |                        7 |                      0 |                                    7 |
|        19 | NAGALAND          |                        0 |                      0 |                                    0 |
|        20 | ODISHA            |                      101 |                     20 |                                  121 |
|        21 | PUNJAB            |                       49 |                    222 |                                  271 |
|        22 | RAJASTHAN         |                       39 |                      4 |                                   43 |
|        23 | SIKKIM            |                        2 |                     12 |                                   14 |
|        24 | TAMIL NADU        |                      345 |                     36 |                                  381 |
|        25 | TELANGANA         |                       13 |                    632 |                                  645 |
|        26 | TRIPURA           |                       18 |                      4 |                                   22 |
|        27 | UTTAR PRADESH     |                      115 |                     69 |                                  184 |
|        28 | UTTARAKHAND       |                        3 |                      0 |                                    3 |
|        29 | WEST BENGAL       |                        0 |                      0 |                                    0 |
|        30 | A & N ISLANDS     |                        0 |                      3 |                                    3 |
|        31 | CHANDIGARH        |                        0 |                      0 |                                    0 |
|        32 | D & N HAVELI      |                        0 |                      0 |                                    0 |
|        33 | DAMAN & DIU       |                        0 |                      0 |                                    0 |
|        34 | DELHI (UT)        |                        0 |                      0 |                                    0 |
|        35 | LAKSHADWEEP       |                        0 |                      0 |                                    0 |
|        36 | PUDUCHERRY        |                       27 |                      2 |                                   29 |

Source: NCRB