Lok Sabha Question No. 1589 (UNSTARRED), answered on 2020-09-20
Subject: Farmers Loan Waiver
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: Vijay Kumar

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.1589

TO BE ANSWERED ON THE 20 TH  SEPTEMBER, 2020

## FARMERS LOAN WAIVER

1589      SHRI VIJAY KUMAR:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) the  details  and  the  names  of  States  in  the  country  who  have  declared  waiver  of farmers loan;
- (b) whether  these  States  have  completely  waived  off  the  farmers  loan  and  if  so,  the details thereof;
- (c) whether  loan  of  banks  have  been  paid  to  the  banks  by  the  State  Governments  or Union Government after waiving of farmers loan and if so, the details thereof;
- (d) the role of banks in waiving off farmers' agriculture loans;
- (e) whether  any  system  has  been  developed  by  the  Government  to  implement  the declaration of loan waiving scheme for its monitoring; and
- (f) if so, the details thereof?

## ANSWER

## MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंी ( SHRI NARENDRA SINGH TOMAR)

- (a) & (b): The Government of India does not maintain the data of loan waivers announced by the States. State Governments announce farm loan waivers out of their own resources as per their own decisions. As per the information compiled by NABARD, the list of States and brief details of farm loan waiver schemes announced by the States is annexed.
- (c):        Govt  of  India  has  not  paid  for  loan  waivers  announced  by  the  State  Governments. States Govts. announce waivers out of their own resources.
- (d):     The banks implement the loan waiver schemes as per the operational guidelines issued by the concerned State Governments.
- (e) :     Govt. of India has not developed any system to implement the declaration of loan waiving scheme.
- (f):       Does not arise.

## Details of loan waiver by States

|   Sr. No | States/ UTs    | Name & Year of Debt Waiver Scheme                                                                  | Brief of the scheme                                                                                                                                                                                                                                                                                       | Total amount proposed to be waived off (Rs. in crore)   | Amount waived off as a relief under the scheme. (Rs. in crore)   | No. of farmers benefited (No. in lakh)   |
|----------|----------------|----------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------|------------------------------------------------------------------|------------------------------------------|
|        1 | Madhya Pradesh | Mukhya Mantri Fasal Rin Mafi Yojna Year - 2018-19 Notification dated 18.12.2018                    |  Farmers, residing in Madhya Pradesh (M.P.), taken short-term crop loan till 31.03.2018 from any lending institutions branches situated in M.P. are eligible for the scheme.  Loan waiver of upto Rs.2.00 lakh for all farmers taken from Cooperative and Nationalized Banks.                           | 36,500.00                                               | 11912.00                                                         | 20.23                                    |
|        2 | Rajasthan      | (i)Rajasthan Krashak Rin Mafi Yojana-2019 Notification for LTCCS dated 12.09.2018                  |  Farmers who have taken short-term crop loan from cooperative banks till 30.11.2018 are covered under this scheme.                                                                                                                                                                                       | 8414.53                                                 | 7546.78                                                          | 27.90                                    |
|        2 | Rajasthan      | Rajasthan Janjatiya Upyojana Krishi Rin Mafi Avam Rahan mukti Yojana, 2018 (TSP Area)              | Loan waiver for SMF (upto 2 hectare) under Tribal Sub Plan                                                                                                                                                                                                                                                | 96.97                                                   | 72.56                                                            | 0.08506                                  |
|        2 | Rajasthan      | Rajasthan Krishak Rin Mafi Yojana, 2019                                                            | Small and Marginql Farmers taken ST loan from Rural Cooperative Banks                                                                                                                                                                                                                                     | 9513.22                                                 | 7672.81                                                          | 20.47                                    |
|        2 | Rajasthan      | Rajasthan Krishak Rin Mafi Yojana, 2019( Cooperative Medium Term and Long Term agricultural Loan ) |  Small and Marginal farmers who have taken medium and long term agri-loan from cooperative banks till 30.11.2018 are covered under this scheme.  Small and Marginal farmers                                                                                                                             | 671.00                                                  | 311.20                                                           | 0 .27349                                 |
|        3 | Punjab         | Crop Loan Waiver Scheme Year-2017-18 Notification dated 17.10.2017                                 | are eligible for the scheme for maximum amount of Rs. 2.00 lakh.  Loan taken from scheduled commercial banks, cooperative credit institutions and regional rural banks till 31.03.2017 is covered under the scheme.  The interest outstanding from 01.04.2017 till date of notification is also covered | 10,000.00                                               | 4696.09                                                          | 5.70                                     |
|        4 | Karnataka      | Notification dated 23.06.2017. Notification dated 14.08.2018 Notification dated 06.09.2018         |  Waiver of farm loans of upto Rs.50,000 taken from State- run Cooperative Institutions  Waiver of Short term Crop loan upto Rs.1 lakh/- per agriculture family.  Waiver of Short term Crop loan upto Rs.2 lakh/- per                                                                                   | --                                                      | 7,794.00                                                         | 22.00                                    |
|        4 | Karnataka      |                                                                                                    | agriculture family.                                                                                                                                                                                                                                                                                       |                                                         | 14754.65                                                         | 25.65                                    |

|   Sr. No | States/ UTs                   | Name & Year of Debt Waiver Scheme                                                          | Brief of the scheme                                                                                                                                                                                                                                                             | Total amount proposed to be waived off (Rs. in crore)   | Amount waived off as a relief under the scheme. (Rs. in crore)   |   No. of farmers benefited (No. in lakh) |
|----------|-------------------------------|--------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------|------------------------------------------------------------------|------------------------------------------|
|        5 | Maharashtra                   | ChhatrapatiShivajiMa harajShetkariSanma nYojna (CSMSSY 2017) Notification dated 28.06.2017 |  Maximum amount of Rs.1.50 lakh for debt waiver and more than Rs.1.50 lakh one time settlement (OTS).                                                                                                                                                                          | 34022.00                                                | 19833.54                                                         |                                   48.02  |
|        5 | Maharashtra                   | Mahatma JyotiraoPhuleShetka rikarjMuktiYojana (MJPSKY) 2019 Notification dated 27.12.2019  | Waiver for ST and instalments of the converted ST loans with ceiling of Rs. 2 lakh pertaining to the crop loans outstanding upto 30 September 2019                                                                                                                              | 20081                                                   | 17080.59                                                         |                                   26.24  |
|        6 | Uttar Pradesh                 | Notification dated 24.06.2017                                                              |  Loan waiver of crop loans up to Rs.1.00 lakh for Small and Marginal Farmers.  In addition, Rs.5,630 crore allocated for writing off bad loans of around seven lakh farmers, which had become NPAs. This takes the total amount allocated for loan relief to Rs.36,359 crore. | 36359.00                                                | 25,233.48                                                        |                                   44     |
|        7 | Jammu Kashmir                 | Notification dated 23.01.2017                                                              |  KCC loans upto Rs.1 lakh were given 50% waiver in a phased manner.                                                                                                                                                                                                            | --                                                      | 244.00                                                           |                                    1.15  |
|        8 | Tamil Nadu                    | Notification dated 23.05.2016                                                              |  Waiver of loans taken from Cooperative Banks as on 31.03.2016 by Small & Marginal Farmers                                                                                                                                                                                     | 5318.73                                                 | 4529.54                                                          |                                   12.02  |
|        9 | Chhattisgarh                  | Notification dated 26.12.2015                                                              |  25% Debt relief/waiver                                                                                                                                                                                                                                                        | --                                                      | 135.13                                                           |                                    1.95  |
|        9 | Chhattisgarh                  | Notification dated 30.11.2018                                                              |  Waiving short term crop loans                                                                                                                                                                                                                                                 |                                                         | 5961.62                                                          |                                   15.26  |
|       10 | Telengana                     | Notification dated 13.08.2014                                                              |  Waiver of loans upto Rs.1.00 lakh to all farmers                                                                                                                                                                                                                              | 17000.00                                                | 16,144.10                                                        |                                   35.32  |
|       11 | Andhra Pradesh                | Notification dated 02.08.2014                                                              |  Waiver of Agriculture crop loan upto Rs.1.50 lakh for Small and Marginal Farmers.                                                                                                                                                                                             | 24000.00                                                | 15,622.05                                                        |                                   58.34  |
|       12 | Union Territory of Puducherry | Notification Dated 12.01.2018                                                              |  Loan waiver Scheme covering loans of all agricultural and allied activities availed through Cooperative structure as on 31.03.2016.                                                                                                                                           | 19.42                                                   | 9.00                                                             |                                    0.005 |

(Source: NABARD)

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