Lok Sabha Question No. 2042 (UNSTARRED), answered on 2020-09-22
Subject: PM SVANidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Pocha Brahmananda Reddy, S. Jothimani, Kotagiri Sridhar, Talari Rangaiah, Beesetti  Venkata Satyavathi, Su Thirunavukkarasar, Chandra Sekhar Bellana, Parvatagouda Chandanagouda Gaddigoudar

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

## UNSTARRED QUESTION NO.2042 TO BE ANSWERED ON SEPTEMBER 22, 2020

PM SVANidhi SCHEME

SHRI POCHA BRAHMANANDA REDDY:

MS\_ S\_ JOTHIMANI:

SHRI SRIDHAR KOTAGIRI:

SHRI TALARI

RANGAIAH:

DR\_ BEESETTI VENKATA SATYAVATHI:

SHRI THIRUNAVUKKARASAR SU:

SHRI CHANDRA SEKHAR BELLANA:

SHRI P.C. GADDIGOUDAR:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:-

- a) whether the Government has launched Pradhan Mantri Street Vendors Atmanirbhar Nidhi (PM SVANidhi) during the Covid-19 crisis and if SO, the details thereof;
- b) whether the Government has any data regarding the total number
3. of Street Vendors in India and if the details thereof, StatelDistrict-wise;
4. whether the Government is considering income support providing working capital to the street vendors under this scheme;
5. the details of applications received; funds allocated and disbursed under the scheme till date, State-wise;
6. the steps being takenlto be taken to improve the coverage of the
7. scheme in coming years; and
8. whether the Government has estimated the level of internet accessibility of street vendors which will help in digital repayment of loans, if the details thereof and if not, the reasons therefor?

## ANSWER THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI HARDEEP SINGH PURI)

- (a): Ministry of Housing and Urban Affairs has, on June 01, 2020, launched Prime Minister Street Vendor's Amta Nirbhar Nidhi Scheme (PM SVANidhi) It aims at facilitating collateral free working capital loans upto Rs 10,000 of 1 year tenure, to about 50 Iakh street vendors across the country: It also provides for incentives in the form of interest subsidy 7% per annum on regular   repayment of Ioan and cash-back upto Rs. 100 per month on undertaking prescribed digital transactions: Further, on timely or early repayment, the vendors will be eligible for the next cycle of working capital Ioan with an enhanced limit. For the purpose of scheme administration, an end-to-end solution through an IT platform has been developed in collaboration with Small Industries Development Bank of India (SIDBI): The Ioan processing under the Scheme has commenced on July 02, 2020.
- (b): The Street Vendors (Protection of Livelihood and Regulation of Street   Vending) Act, 2014 is   implemented by the respective Statesl Union Territories by framing of Rules and Schemes. As per   provision of the Act, the Town  Vending Committee   shall, within such period and in such manner as may be specified in the scheme, conduct a survey of all existing street vendors, within the area under its jurisdiction. As informed by the StateslUTs, the number of street vendors identified, so far, is 18,25,776. StatelUnion Territory wise detail is at Annexure-I:
- (c): PM SVANidhi aims at facilitating collateral free working capital loans upto Rs 10,000 of year tenure, to an estimated about 50 Iakh street vendors   vending in the urban areas belonging to urban rural areas across the country-
- (d): The approved outlay for PM SVANidhi scheme is Rs.600 crore: A statement giving StatelUnion Territories wise details of Ioan applications received, Ioan amount sanctioned and disbursed up to September 17, 2020 isat Annexure-II:
- (e): In order to extend coverage, the street vendors who are left out of the Urban Local Body-led identification survey, or rural vendors vending in urban areas, have been made eligible to take benefit under the Scheme on production of a Letter of Recommendation issued by the Other initiatives include launching PM SVANidhi Web Portal and a Mobile App for lending institutions and Urban Local Body officials, a digital module for Letter of Recommendation, and integration of Common Service Centres with the application process: Further, the Radio Jingles were broadcast and newspaper advertisement published in Hindi and other regional languages in July-August 2020.Also, States UTs have been provided Information, Education and Communication (IEC) material in for outreach and dissemination of the benefits to the vendors to avail the facilities-
- No Sir-

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## ANNEXURE-I REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 2042 TO BE ANSWERED ON 22 SEPTEMBER, 2020.

## STATEIUT WISE NUMBER OF STREET VENDORS IDENTIFIED

| State Name        | Street Vendors Identified   |
|-------------------|-----------------------------|
| Andhra Pradesh    | 97,916                      |
| Arunachal Pradesh | 5,290                       |
| Assam             | 21,418                      |
| Bihar             | 65,842                      |
| Chandigarh        | 21,622                      |
| Chhattisgarh      | 31,853                      |
| Goa               | 1,151                       |
| Gujarat           | 2,13,789                    |
| Haryana           | 1,03,126                    |
| Himachal Pradesh  | 5,529                       |
|                   | 1,202                       |
| Jharkhand         | 37,173                      |
| Karnataka         | 1,17,936                    |
| Kerala            | 21,658                      |
| Madhya Pradesh    | 94,636                      |
| Maharashtra       |                             |
| Manipur           | 725                         |
| Meghalaya         | 843                         |
| Mizoram           | 4,605                       |
| Nagaland          | 722                         |
| Odisha            | 63,222                      |
| Puducherry        | 7,235                       |
| Punjab            | 82,646                      |
| Rajasthan         | 86,975                      |
| Tamil Nadu        | 1,03,011                    |
| Telangana         | 2,25,701                    |
| Tripura           | 8,666                       |
| Uttar Pradesh     | 2,68,756                    |
| Uttarakhand       | 21,188                      |
| West Bengal       | 632                         |
| Total             | 18,25,776                   |

ANNEXURE-II REFERRED IN REPLY To LOK SABHA UNSTARRED QUESTION NO. 2042 TO BE ANSWERED ON 22 SEPTEMBER, 2020.

## STATE-WISE DETAILS OF APPLICATIONS RECEIVED, LOAN AMOUNT SANCTIONED AND DISBURSED UNDER PM SVANIDHI (AS ON 17-09-2020)

| S_No   | State                       | Total Received Application   |   Sanctioned amount (Rs: in Crore) | Disbursed amount (Rs. in Crore)   |
|--------|-----------------------------|------------------------------|------------------------------------|-----------------------------------|
|        | Andaman and Nicobar Islands | 129                          |                              0.098 | 0.027                             |
| 2      | Andhra Pradesh              | 73,465                       |                             19.379 | 2.417                             |
| 3      | Arunachal Pradesh           | 757                          |                              0.356 | 0.194                             |
| 4      | Assam                       | 3,055                        |                              0.226 | 0.014                             |
| 5      | Bihar                       | 28,102                       |                              5.283 | 0.391                             |
| 6      | Chandigarh                  | 547                          |                              0.275 | 0.138                             |
| 7      | Chhattisgarh                | 10,858                       |                              2.522 | 0.857                             |
| 8      | D&NH AND DD                 | 838                          |                              0.269 | 0.064                             |
| 9      | Delhi                       | 8,007                        |                              1.013 | 0.077                             |
| 10     | Goa                         | 346                          |                              0.161 | 0.015                             |
| 11     | Gujarat                     | 1,11,333                     |                             41.976 | 2.179                             |
| 12     | Haryana                     | 18,282                       |                              5.743 | 0.615                             |
| 13     | Himachal Pradesh            | 1,063                        |                              0.578 | 0.149                             |
|        | Jammu and Kashmir           | 673                          |                              0.075 | 0.016                             |
| 15     | Jharkhand                   | 16,148                       |                              7.606 | 1.420                             |
| 16     | Karnataka                   | 41,097                       |                             10.963 | 1.209                             |
| 17     | Kerala                      | 8,069                        |                              4.053 | 1.304                             |
| 18     | Ladakh                      | 6                            |                              0     |                                   |
| 19     | Madhya Pradesh              | 2,79,846                     |                            163.3   | 92.613                            |
| 20     | Maharashtra                 | 1,01,144                     |                             16.973 | 2.687                             |
| 21     | Manipur                     | 2,928                        |                              0.7   | 0.170                             |
| 22     | Meghalaya                   | 25                           |                              0.001 | 0.000                             |
|        | Mizoram                     | 394                          |                              0.184 | 0.028                             |
| 24     | Nagaland                    | 39                           |                              0.004 |                                   |
| 25     | Odisha                      | 22,529                       |                              6.392 | 0.690                             |
| 26     | Puducherry                  | 1,069                        |                              0.083 | 0.007                             |
| 27     | Punjab                      | 5,980                        |                              1.47  | 0.083                             |

| 28   | Rajasthan     | 31,315    |   8.045 | 0.620   |
|------|---------------|-----------|---------|---------|
| 29   | Sikkim        | 3         |   0     |         |
| 30   | Tamil Nadu    | 38,664    |  13.284 | 1.983   |
|      | Telangana     | 2,32,022  |  88.328 | 6.865   |
| 32   | Tripura       | 1,534     |   0.201 | 0.031   |
| 33   | Uttar Pradesh | 2,66,452  |  60.467 | 3.622   |
| 34   | Uttarakhand   | 3,089     |   0.922 | 0.118   |
| 35   | West Bengal   | 1,408     |   0.181 | 0.003   |
|      | Grand Total   | 13,11,216 | 461.11  | 120.607 |