Lok Sabha Question No. 1697 (UNSTARRED), answered on 2019-11-28
Subject: PAiSA Portal
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Jagdambika Pal

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

UNSTARRED QUESTION NO. 1697

TO BE ANSWERED ON NOVEMBER 28, 2019

## PAiSA PORTAL

## NO. 1697.  SHRI JAGDAMBIKA PAL:

Will the Minister of HOUSING & URBAN AFFAIRS be pleased to state:-

- a) the  details  of  progress  made  with  respect  to  the  PAiSA  Portal established  under  Deen  Dayal  Antyodaya  Yojana-  National  Urban Livelihoods Mission (DAY-NULM), city-wise;
- b) whether the Government intends to introduce further steps to reduce poverty in the urban areas of the country; and
- c) if so, the details thereof and if not, the reasons therefor?

## ANSWER

## THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI HARDEEP SINGH PURI)

- (a) The Ministry of Housing and Urban Affairs has launched a Portal for Affordable Credit and Interest Subvention Access (PAiSA), on November 26, 2018 for online credit of interest subvention to individuals/ groups/ Self Help Groups who have availed bank loans for setting up self-employment ventures or  micro-enterprises  under  Self  Employment    Programme ...2/-

(SEP)  component  of  the  'Deendayal  Antyodaya  Yojana-  National  Urban Livelihoods Mission (DAY-NULM)'. The Portal aggregates banks, States and Urban  Local  Bodies  (ULBs)  on  a single  platform,  facilitating real  time exchange of  information,  and  provides  a simple  mechanism to  process interest subvention on monthly basis through Direct Benefit Transfer (DBT) mode. So far, a total of 28 States/UTs and 144 Banks are on-boarded on the Portal.  Since  inception  of  the  Portal,  1,23,391  number  of  beneficiaries  of the Mission have received interest subvention amounting to Rs. 40,04,59,470/-till November 21, 2019. Statement showing state-wise details of interest subvention paid through PAiSA Portal is annexed.

(b)  &  (c)  This  Ministry  is  implementing  a  Centrally  Sponsored  Scheme, namely, 'Deendayal Antyodaya Yojana- National Urban Livelihoods Mission (DAY-NULM)' to reduce poverty and vulnerability of urban poor households by  enabling  them  to  access  gainful  self-employment  and  skilled  wage employment  opportunities,  for  improvement  in  their  livelihoods  on  a sustainable basis. The mission also aims at building strong grassroot level institutions  for  the  urban  poor.  Further,  the  mission  aims  at  providing shelters  equipped  with  essential  services  to  the  urban  homeless.  In addition,  the  Mission  also  aims  at  addressing  livelihood  concerns  of  the urban street vendors by facilitating access to suitable spaces, institutional credit, social security, etc.

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Details  of  interest  subvention  paid  through  PAiSA  Portal  on  loans  to beneficiaries under DAY-NULM since 21.112019, as referred to part (a) of LSUQ No. 1697 for 28.11.2019.

| S. No.             | State Name        | Amount (in Rs)   |
|--------------------|-------------------|------------------|
| 1                  | Arunachal Pradesh | 2,12,107         |
| 2                  | Assam             | 18,42,133        |
| 3                  | Bihar             | 10,50,986        |
| 4 Chhattisgarh     |                   | 1,73,19,287      |
| 5 Goa              |                   | 1,71,260         |
| 6 Gujarat          |                   | 2,29,96,151      |
| 7 Himachal Pradesh | 27,64,725         |                  |
| 8 Jharkhand        | 22,64,694         |                  |
| 9 Karnataka        | 2,16,74,228       |                  |
| 10 Kerala          |                   | 6,51,88,032      |
| 11 Madhya Pradesh  | 4,22,03,434       |                  |
| 12 Maharashtra     |                   | 6,06,55,895      |
| 13 Meghalaya       | 42,253            |                  |
| 14 Mizoram         | 4,43,187          |                  |
| 15                 | Odisha            | 1,63,50,124      |
| 16 Punjab          |                   | 17,95,304        |
| 17 Rajasthan       | 2,10,07,096       |                  |
| 18 Sikkim          | 46,683            |                  |
| 19 Tamil Nadu      |                   | 5,72,77,831      |
| 20 Tripura         |                   | 1,79,621         |
| 21 Uttar Pradesh   |                   | 3,79,83,646      |
| 22 Uttarakhand     | 61,97,526         |                  |
| 23                 | West Bengal       | 2,07,93,267      |
|                    | Grand Total       | 40,04,59,470     |

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