Lok Sabha Question No. 4147 (UNSTARRED), answered on 2021-03-22
Subject: Welfare Schemes for Unorganised Workers
Ministry: LABOUR AND EMPLOYMENT
Asked by: Ravneet Singh

## GOVERNMENT OF INDIA

## MINISTRY OF LABOUR AND EMPLOYMENT

## LOK SABHA

## UNSTARRED QUESTION NO. 4147 TO BE ANSWERED ON 22.03.2021

## WELFARE SCHEMES FOR UNORGANISED WORKERS

4147. SHRI RAVNEET SINGH BITTU:

Will  the  Minister  of  LABOUR  AND  EMPLOYMENT  be  pleased  to state:

- (a)the details of the welfare schemes that have been implemented as also  likely  to  be  implemented  in  the  future  for  the  unorganised workers, particularly for rural and agricultural labourers, State/UTwise especially the State of Punjab;
- (b)the details of the total number of beneficiaries, total funds allocated and total funds utilized under these schemes during the last three years and the current year, State/UT and scheme-wise especially in the State of Punjab;
- (c)whether the Government has come across any cases or misappropriation or pilferage of the funds allocated for the welfare of the unorganised workers in the country; and
- (d)if so, the details thereof, State/UT-wise along with the action taken by the Government to prevent occurrences of such misappropriation of funds allocated for the unorganised workers?

## ANSWER

## MINISTER OF STATE (IC) FOR LABOUR AND EMPLOYMENT (SHRI SANTOSH KUMAR GANGWAR)

- (a) to (d): The Government is mandated to provide Social Security to unorganised sector including rural and agricultural workers by formulating suitable welfare schemes on matters relating to (i) life and disability cover, (ii) health and maternity benefits, (ii) old age protection  and  (iv)  any  other  benefit  as  may  be  determined  by  the Central Government.

Life  and  disability  cover  is  provided  through    Pradhan Mantri  Jeevan  Jyoti  Yojana  (PMJJBY)  for  Rs.  2  lakh  on  death  and Pradhan  Mantri  Surksha  Bima  Yojana  (PMSBY)  for  Rs.  2  lakh  on accidental death (total Rs. 4 lakh), to the unorganised workers at the annual  premium  of  Rs.  342/-  (Rs.  330/-  for  PMJJBY  +  Rs.  12/-  for PMSBY)  depending  upon  their  eligibility.    The  total  premium  of  Rs. 342/- is to be borne by individual/ State Government under full premium regime  with  effect  from  01.04.2020.  The  details  of  the  beneficiaries enrolled under PMJJBY and PMSBY are as under;

| Year    |   Beneficiaries |
|---------|-----------------|
| 2017-18 |        28278851 |
| 2018-19 |        33658896 |
| 2019-20 |        26653506 |

The Central Government's share of premium towards PMJJBY/PMSBY is met from the Social Security Fund maintained with LIC for the purpose. However, the expenditure incurred from the Social Security Fund maintained by LIC, during the last three years towards providing insurance cover under these two schemes, is as under;

| Year    |   Expenditure (Rs. In Crore) |
|---------|------------------------------|
| 2017-18 |                       435.16 |
| 2018-19 |                       587.52 |
| 2019-20 |                       437.69 |

The  health  and  maternity  benefits  are  addressed  through Ayushman  Bharat-Pradhan  Mantri  Jan  Arogya  Yojana  (AB-PMJAY) which  is  a  universal  health  scheme  administrated  by  the  National Health  Authority.  The  number  of  eligible  beneficiaries  under  Social Economic  Caste  Census  (SECC)  of  2011  on  the  basis  of  select deprivation and occupational criteria across rural and urban areas is 10.74 Crore families (50 crore people). The Scheme gives flexibility to States/UTs to run their own health protection scheme in alliance with AB-PMJAY.  The  States/UTs  implementing  AB-PMJAY  have  further expanded the coverage of the scheme to include 13.13 crore families (65 crore people). The details of fund incurred under the scheme is as under;

Contd..3/-

| Year                        | Expenditure (Rs. In Crore)                                                  |
|-----------------------------|-----------------------------------------------------------------------------|
| Year                        | Amount of central Share of premium release to the States (Rupees in Crores) |
| Sept. 2018- March, 2019     | 1849.55                                                                     |
| April, 2019-March, 2020     | 2992.95                                                                     |
| April, 2020- 28th Feb. 2021 | 1657.25                                                                     |

In order to provide old age protection to unorganised sector workers including self- employed persons, the Government of India has launched  two  flagship  schemes  namely  Pradhan  Mantri  Shram  Yogi Maan-Dhan Yojana (PM-SYM) and National Pension Scheme for Traders,  Shopkeeper  and  Self-Employed  Persons  (NPS-  Traders)  to provide monthly minimum assured pension of Rs.3000/- after attaining the  age  of  60  years.  These  are  voluntary  and  contributory  pension schemes.  The workers in the age group of 18-40 years whose monthly income is Rs.15000/- or less can join the PM-SYM and whose annual turnover is not exceeding Rs.1.5 crore can join NPS - Traders. Under both  the  schemes,  50%  monthly  contribution  is  payable  by  the beneficiary  and  equal  matching  contribution  is  paid  by  the  Central Government.  The details of numbers of beneficiaries as on 28.02.2021 under PMSYM and NPS Traders, 44.90 Lakh and 43,700 respectively. The details of fund allocated and expenditure incurred under both the schemes is at annexure.

Further,  no  case  of  misappropriation  or  pilferage  of  the funds  allocated  for  the  welfare  of  the  unorganised  workers  in  the country has come to the notice.

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ANNEXURE REFERED TO IN REPLY TO PART (a) & (b) OF LOK SABHA UN-STARRED QUESTION NO. 4147 FOR 22.03.2021 REGARDING 'WELFARE SCHEMES FOR UNORGANISED WORKERS' RASIED BY SHRI RAVNEET SINGH BITTU

## Pradhan Mantri Shram Yogi Maan-dhan:

| Year    |   Fund allocated (Rs. In crore) |   Expenditure (Rs. In crore) |
|---------|---------------------------------|------------------------------|
| 2018-19 |                              50 |                        49.49 |
| 2019-20 |                             408 |                       359.95 |
| 2020-21 |                             330 |                       321.29 |

National Pension Scheme for Traders, Shopkeeper and Self-Employed Persons:

| Year    |   Fund allocated (Rs. In crore) |   Expenditure (Rs. In crore) |
|---------|---------------------------------|------------------------------|
| 2019-20 |                             160 |                       156    |
| 2020-21 |                              15 |                         6.21 |

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