Lok Sabha Question No. 1921 (UNSTARRED), answered on 2020-09-22
Subject: Loan Disbursal under PM SVA Nidhi Scheme
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Dushyant Singh

## GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA

UNSTARRED QUESTION NO. 1921

TO BE ANSWERED ON SEPTEMBER 22, 2020

## LOAN DISBURSAL UNDER PM SVANidhi SCHEME

NO.1921. SHRI DUSHYANT SINGH:

Will the Minister of HOUSING AND URBAN AFFAIRS be  pleased to

- a) the details of the amount of Ioan and the banks from which the oan amount has been disbursed under the PM Street Vendors Atma
2. Nirbhar Nidhi, (PMSVANidhi), State-wise;
3. the details of the number of Ioan application received and the Ioans
4. sanctioned and disbursed under the scheme, State-wise;
5. whether there is any time limit within which Urban Local Bodies have to and ascertain genuineness of the claim of an eligible beneficiary who does not have other prescribed documents under the guidelines;
- d) if so the details thereof if not the reasons therefor;
- e) the number of days that was taken for persons who have received to finish paperwork under the scheme in order to get the Ioan within 30 days; and
- f) the details of town vending committees present in each State?

## ANSWER

THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING AND URBAN AFFAIRS

(SHRI HARDEEP SINGH PURI)

(a)&(b) : A statement indicatingState Union Territorywise details of the Ioan application received, sanctioned; disbursed and the amount sanctioned and disbursedunder Prime Minister Street Vendor's Amta Nirbhar Nidhi Scheme (PM SVANidhi); as On September, 2020 is at Annexure-I. 17th

The details of Lending Institution wise amount disbursed is at Annexure-II.

- (c) &(d): As per the Scheme, the vendors left out of the identification survey conducted by Urban Local (ULB), may apply through the PM SVANidhi Portal for Letter of Recommendation (LoR) and then avail the benefit of Ioan under the Scheme-ULB shall complete the verification and issue LoR within 15 days of submission of application: Body
- (e): There is no time limit prescribed to sanction Ioan under the PM SVANidhi SchemeHowever, as on 17.09.2020, the average number of days to sanction a Ioan and disbursement of Ioan under the Scheme is 16 days and 28 days respectively-
- (f)= As reported by the States/UTs, presently, 3,098 Town Vending Committees have been formed: The State 1 Union Territory wise details are at Annexure-III:

*****

## ANNEXURE-I REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 1921 TO BE ANSWERED ON 22 SEPTEMBER, 2020.

## STATE UT-WISE DETAILS OF APPLICATIONS RECEIVED, LOAN APPLICATIONS SANCTIONED, LOAN APPLICATIONS DISBURSED, AMOUNT SANCTIONED AND AMOUNT DISBURSED UNDER PM SVANIDHI (AS ON 17-09-2020)

| S.No   | State                       | Total Received Application   | Total Sanctioned Application   | Total Disbursed Application   | Sanctioned amount (Rs in Crore)   | Disbursed amount (Rs in Crore)   |
|--------|-----------------------------|------------------------------|--------------------------------|-------------------------------|-----------------------------------|----------------------------------|
|        | Andaman and Nicobar Islands | 129                          | 98                             | 27                            | 0.098                             | 0.027                            |
| 2      | Andhra Pradesh              | 73,465                       | 19,425                         | 2,425                         | 19.379                            | 2.417                            |
| 3      | Arunachal Pradesh           | 757                          | 357                            | 197                           | 0.356                             | 0.194                            |
| 4      | Assam                       | 3,055                        | 226                            | 16                            | 0.226                             | 0.014                            |
| 5      | Bihar                       | 28,102                       | 5,721                          | 395                           | 5.283                             | 0.391                            |
| 6      | Chandigarh                  | 547                          | 275                            | 138                           | 0.275                             | 0.138                            |
| 7      | Chhattisgarh                | 10,858                       | 2,536                          | 862                           | 2.522                             | 0.857                            |
| 8      | D&NH AND DD                 | 838                          | 270                            | 64                            | 0.269                             | 0.064                            |
| 9      | Delhi                       | 8,007                        |                                | 82                            | 1.013                             | 0.077                            |
| 10     | Goa                         | 346                          | 161                            | 15                            | 0.161                             | 0.015                            |
| 11     | Gujarat                     | 1,11,333                     | 42,155                         | 2,201                         | 41.976                            | 2.179                            |
| 12     | Haryana                     | 18,282                       | 5780                           | 622                           | 5.743                             | 0.615                            |
| 13     | Himachal Pradesh            | 1,063                        | 579                            | 149                           | 0.578                             | 0.149                            |
| 14     | Jammu and Kashmir           | 673                          | 75                             | 16                            | 0.075                             | 0.016                            |
| 15     | Jharkhand                   | 16,148                       | 7,679                          | 1,429                         | 7.606                             | 1.420                            |
| 16     | Karnataka                   | 41,097                       | 11,016                         | 1,524                         | 10.963                            | 1.209                            |
| 17     | Kerala                      | 8,069                        | 4,062                          | 1,306                         | 4.053                             | 1.304                            |
| 18     | Ladakh                      | 6                            |                                |                               |                                   |                                  |
|        | Madhya Pradesh              | 2,79,846                     | 1,63,932                       | 94,081                        | 163.300                           | 92.613                           |
| 20     | Maharashtra                 | 1,01,144                     | 17,010                         | 2,701                         | 16.973                            | 2.687                            |
| 21     | Manipur                     | 2,928                        | 702                            | 170                           | 0.700                             | 0.170                            |
| 22     | Meghalaya                   | 25                           |                                |                               | 0.001                             | 0.000                            |
| 23     | Mizoram                     | 394                          | 184                            | 28                            | 0.184                             | 0.028                            |

| 24   | Nagaland      | 39        | 4        |          |   0.004 |         |
|------|---------------|-----------|----------|----------|---------|---------|
| 25   | Odisha        | 22,529    | 6,411    | 748      |   6.392 |   0.69  |
| 26   | Puducherry    | 1,069     | 84       |          |   0.083 |   0.007 |
| 27   | Punjab        | 5,980     | 1,615    | 84       |   1.47  |   0.083 |
| 28   | Rajasthan     | 31,315    | 8,075    | 633      |   8.045 |   0.62  |
| 29   | Sikkim        | 3         |          |          |   0     |   0     |
| 30   | Tamil Nadu    | 38,664    | 13,382   | 2,010    |  13.284 |   1.983 |
| 31   | Telangana     | 2,32,022  | 88,562   | 6,889    |  88.328 |   6.865 |
| 32   | Tripura       | 1,534     | 201      | 31       |   0.201 |   0.031 |
| 33   | Uttar Pradesh | 2,66,452  | 60,913   | 3,828    |  60.467 |   3.622 |
| 34   | Uttarakhand   | 3,089     | 927      | 119      |   0.922 |   0.118 |
| 35   | West Bengal   | 1,408     | 182      | 3        |   0.181 |   0.003 |
|      | Grand Total   | 13,11,216 | 4,63,621 | 1,22,800 | 461.11  | 120.607 |

## ANNEXURE-II REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 1921 TO BE ANSWERED ON 22 SEPTEMBER, 2020.

| S.No   | Name of the Lending Institution         |   Disbursed amount (Rs: in Crore) |
|--------|-----------------------------------------|-----------------------------------|
|        | State Bank of India                     |                            31.25  |
| 2      | Bank of India                           |                            18.67  |
|        | Central Bank of India                   |                            12.057 |
| 4      | Canara Bank                             |                            11.44  |
| 5      |                                         |                             8.239 |
| 6      | Union Bank of India                     |                             6.881 |
| 7      | Punjab National Bank                    |                             4.326 |
|        | Syndicate Bank                          |                             3.94  |
|        | RRB Madhya Pradesh GB                   |                             3.938 |
| 10     | Allahabad Bank                          |                             3.104 |
| 11     | UCO Bank                                |                             3.034 |
| 12     | Andhra Bank                             |                             2.95  |
| 13     | Bank of Maharashtra                     |                             2.821 |
| 14     | RRB Madhyanchal GB                      |                             1.457 |
| 15     | Punjab and Sind Bank                    |                             1.301 |
| 16     | Corporation Bank                        |                             1.042 |
| 17     | IDBI Bank                               |                             0.884 |
| 18     | Indian Bank                             |                             0.776 |
| 19     | Oriental Bank of Commerce               |                             0.673 |
| 20     | Indian Overseas Bank                    |                             0.61  |
| 21     | RRB Andhra Pragathi GB                  |                             0.2   |
| 22     | RRB_Telangana GB                        |                             0.166 |
| 23     | United Bank of India                    |                             0.141 |
| 24     | RRB Kerala GB                           |                             0.114 |
| 25     | Telangana State Co-operative Apex Bank_ |                             0.1   |
| 26     | RRB Karnataka Vikas GB                  |                             0.089 |
| 27     | Jammu & Kashmir Bank Ltd                |                             0.038 |

| 28   | Sonata Finance Private Limited                        | 0.034   |
|------|-------------------------------------------------------|---------|
| 29   | Federal Bank                                          | 0.027   |
| 30   | Stree Nidhi Credit Cooperative Federation Ltd         | 0.024   |
| 31   | RRB Sarva Haryana GB                                  | 0.021   |
| 32   | RRB Purvanchal GB                                     | 0.021   |
| 33   | RRB Prathama UP GB                                    | 0.020   |
| 34   | HDFC Bank                                             | 0.019   |
| 35   | Utkarsh Small Finance Bank                            |         |
| 36   | Annapurna Finance Pvt Ltd:                            | 0.017   |
| 37   | Sakhi Coop Credit and Supply Society Ltd.             | 0.016   |
| 38   | RRB Andhra Pradesh GVB                                | 0.014   |
| 39   | Women Empowerment Corporation                         | 0.014   |
| 40   | RRB Chhattisgarh GB                                   | 0.013   |
| 41   | Tamilnad Mercantile Bank Ltd                          | 0.013   |
| 42   | ICICI Bank                                            | 0.012   |
|      | Midland Microfin Limited                              | 0.011   |
| 44   | Karnataka Bank Ltd                                    | 0.011   |
| 45   | Nizamabad District Cooperative Central Bank Ltd.      | 0.010   |
| 46   | Kotak Mahindra Bank Limited                           | 0.007   |
| 47   | RRB Baroda Uttar Pradesh GB                           | 0.007   |
| 48   | Fusion Microfinance Private Limited                   | 0.006   |
| 49   | RRB Baroda Rajasthan KGB                              | 0.005   |
| 50   | IDFC FIRST Bank Ltd.                                  | 0.005   |
| 51   | The Karimnagar District Cooperative Central Bank Ltd: | 0.004   |
|      | Cashpor Micro Credit                                  | 0.004   |
| 53   | Axis Bank                                             | 0.003   |
| 54   | Saija Finance Pvt Ltd                                 | 0.003   |
| 55   | RRB Saurashtra GB                                     | 0.002   |
| 56   | Aryavart Bank                                         | 0.001   |

| 57   | RRB Himachal Pradesh GB             |   0.001 |
|------|-------------------------------------|---------|
|      | RRB Dakshin Bihar GB                |   0.001 |
| 59   | ESAF Small Finance Bank             |   0.001 |
| 60   | RRB Tripura Gramin Bank             |   0.001 |
| 61   | Margdarshak Financial Services Ltd: |   0.001 |
|      | Grand Total                         | 120.607 |

ANNEXURE-III REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 1921 TO BE ANSWERED ON 22 SEPTEMBER, 2020.

| State UT                  | TVC formed   |
|---------------------------|--------------|
| Andaman & Nicobar Islands |              |
| Andhra Pradesh            | 110          |
| Arunachal Pradesh         | 33           |
| Assam                     | 41           |
| Bihar                     | 73           |
| Chandigarh                | 1            |
| Chhattisgarh              | 87           |
| Goa                       | 26           |
| Gujarat                   | 170          |
| Haryana                   | 78           |
| Himachal Pradesh          | 28           |
| Jharkhand                 | 44           |
| Karnataka                 | 233          |
| Kerala                    | 110          |
| Madhya Pradesh            | 104          |
| Maharashtra               | 257          |
| Manipur                   | 2            |
| Meghalaya                 | 3            |
| Mizoram                   |              |
| Nagaland_                 |              |
| Odisha                    | 89           |
| Puducherry                | 5            |
| Punjab                    | 163          |
| Rajasthan                 | 214          |
| Tamil Nadu                | 870          |
| Telangana                 | 110          |
| Tripura                   | 20           |
| Uttar Pradesh             | 64           |
| Uttarakhand               | 76           |
| West Bengal               | 71           |
| Total                     | 3,098        |