Lok Sabha Question No. 2956 (UNSTARRED), answered on 2018-12-28
Subject: Implementation of PMMY by Private Banks
Ministry: FINANCE
Asked by: VIRENDER KASHYAP, NIHAL CHAND CHAUHAN

## MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES LOK SABHA

## UN-STARRED QUESTION NO. 2956 TO BE ANSWERED ON FRIDAY, DECEMBER 28th, 2018 PAUSHA 07, 1940(SAKA)

## Implementation of PMMY by Private Banks

## QUESTION

2956: SHRI VIRENDER KASHYAP: SH NIHAL CHAND:

Will the Minister of FINANCE be pleased to state:

(a whether the youths have been benefitted from the Pradhan Mantri Mudra Yojana (PMMY) in the country including Rajasthan and if so, the details thereof, State/UTIclass-wise;

- (b) whether the Government is receiving complaints about the denial of loan facilities or not disbursing the loans timely by the banks and if s0, the corrective steps taken in this regard;
- (c) whether the private banks have not taken keen interest in implementation of this scheme; and
- (d) if so, the details thereof and the action taken against such banks?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF FINANCE

## (SHRI SHIV PRATAP SHUKLA)

(a) Under the Pradhan Mantri Mudra Yojana (PMMY) over 15.19 crore loans amounting to more than Rs. 7.25 lakh crore have been sanctioned all over the country including in Rajasthan to all age groups by Member Lending Institutions (MLIs) as on 14.12.2018 since inception of the Scheme. Information relating to age profile of borrowers extended loans under PMMY is not maintained.

StatelUT Category wise details of loans sanctioned by MLIs across all age-groups including for Rajasthan is at Annexure

(b) Government have been receiving complaints with regard to implementation of the Scheme from time to time including denial of loan facilities by the banks and timely disbursement of loans. These are redressed in coordination with the respective banks.

(c) & (d) Private Sector banks have been active participants in PMMY . Over 3 crore loans amounting to Rs 1.43 lakh crore have been sanctioned by Private   Sector Banks as on 14.12.2018 since inception of the scheme.

## Annexure referred to in reply to Lok Sabha Un-Starred Question 2956 for answer on 28.12.2018 State/UT/ category wise number of loans sanctioned under PMMY from 08.04.2015 to 14.12.2018

Amount in Rs: in Crore

|       |                             | SC         | ST      | OBC        | Minority   | WOMEN     | TOTAL ( AlI categories including   |
|-------|-----------------------------|------------|---------|------------|------------|-----------|------------------------------------|
| Sr No | State Name                  | No Of A/Cs | No Of   | No Of AJCs | No Of      | No Of     | Gen)                               |
| 1     | Andaman and Nicobar Islands | 3160       | 1155    | 15052      | 4646       | 5922      | 33819                              |
| 2     | Andhra Pradesh              | 290179     | 54575   | 635717     | 160814     | 734840    | 2603415                            |
| 3     | Arunachal Pradesh           | 1506       | 4890    | 896        | 2164       | 2394      | 30779                              |
| 4     | Assam                       | 261023     | 169365  | 783809     | 522242     | 2639561   | 4725749                            |
| 5     | Bihar                       | 1940572    | 535124  | 7151293    | 1528718    | 10676598  | 13246570                           |
| 6     | Chandigarh                  | 9907       | 368     | 5197       | 5715       | 20614     | 71925                              |
| 7     | Chhattisgarh                | 389737     | 382858  | 1210157    | 76762      | 2167464   | 3050287                            |
| 8     | Dadra and Nagar Haveli      | 1012       | 955     | 374        | 273        | 5280      | 8165                               |
| 9     | Daman and Diu               | 220        | 58      | 506        | 209        | 793       | 3334                               |
| 10    | Delhi                       | 144617     | 27983   | 174036     | 88057      | 545754    | 1048416                            |
| 11    | Goa                         | 2403       | 11307   | 26503      | 21548      | 64079     | 137919                             |
| 12    | Gujarat                     | 364233     | 317910  | 1367587    | 259758     | 2853919   | 4550744                            |
| 13    | Haryana                     | 1093072    | 63825   | 595226     | 86784      | 1882048   | 2795561                            |
| 14    | Himachal Pradesh            | 58844      | 10486   | 32049      | 9570       | 111528    | 325148                             |
| 15    | Jammu and Kashmir           | 9267       | 6558    | 3504       | 63186      | 70984     | 338402                             |
| 16    | Jharkhand                   | 446361     | 244849  | 1735740    | 661084     | 2994683   | 3916966                            |
| 17    | Karnataka                   | 1859939    | 868808  | 4071109    | 2786494    | 11920684  | 15739352                           |
| 18    | Kerala                      | 725502     | 145888  | 2167295    | 1036407    | 3773639   | 5084652                            |
| 19    | Lakshadweep                 | 25         | 1630    | 109        | 1495       | 573       | 2686                               |
| 20    | Madhya Pradesh              | 1798589    | 1101971 | 3919320    | 600006     | 7516839   | 9865627                            |
| 21    | Maharashtra                 |            | 860425  | 4122908    | 1186670    | 10459263  | 12990878                           |
| 22    | Manipur                     | 4542       | 12745   | 13716      | 5517       | 58511     | 124181                             |
| 23    | Meghalaya                   | 4411       | 31640   | 2943       | 20147      | 47695     | 91026                              |
| 24    | Mizoram                     | 2239       | 24660   | 325        | 4500       | 19021     | 37126                              |
| 25    | Nagaland                    | 331        | 7877    | 292        | 5415       | 23994     | 39238                              |
| 26    | Odisha                      | 1835513    | 837010  | 5086970    | 320450     | 9261718   | 10799346                           |
| 27    | Pondicherry                 | 62123      | 4177    | 208897     | 40472      | 375488    | 473953                             |
| 28    | Punjab                      | 1437677    | 87181   | 222079     | 411994     | 1586844   | 2789258                            |
| 29    | Rajasthan                   | 1083626    | 689370  | 1552621    | 463862     | 3622929   | 5417903                            |
| 30    | Sikkim                      | 2422       | 4057    | 3082       | 3635       | 24077     | 67938                              |
| 31    | Tamil Nadu                  | 3138326    | 214738  | 5539448    | 1656218    | 14309417  | 19424130                           |
| 32    | Telangana                   | 273729     | 107482  | 590275     | 70583      | 905683    | 2011279                            |
| 33    | Tripura                     | 181822     | 164620  | 132063     | 70554      | 671395    | 901152                             |
| 34    | Uttar Pradesh               | 4037942    | 456146  | 4405888    | 1598486    | 8548765   | 13135123                           |
| 35    | Uttarakhand                 | 264346     | 47579   | 256582     | 194396     | 714198    | 1055798                            |
| 36    | West Bengal                 | 2958881    | 421091  | 1709978    | 3875788    | 12666587  |                                    |
|       | TOTAL                       | 26825174   | 7921361 | 47743546   | 17844619   | 111283781 | 151943229                          |

Source: As per data reported by Member Lending Institutions (MLIs) on Mudra portal