Lok Sabha Question No. 1377 (UNSTARRED), answered on 2020-09-19
Subject: Entrepreneurship Among Women
Ministry: SKILL DEVELOPMENT AND ENTREPRENEURSHIP
Asked by: Jayant Sinha

## GOVERNMENT OF INDIA MINISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIP

## LOK SABHA

## UNSTARRED QUESTION NO.1377 TO BE ANSWERED ON 19.09.2020

## ENTREPRENEURSHIP AMONG WOMEN

## 1377. SHRI JAYANT SINHA:

## Will  the  Minister  of  SKILL  DEVELOPMENT  AND  ENTREPRENEURSHIP  be pleased to state:

- (a) the details of programmes introduced by the Government to encourage entrepreneurship among women;
- (b) the total number of female entrepreneurs who have set up small or micro enterprises on  completion  of  skill  development  courses,  over  the  last  five  years,  district-wise  in Jharkhand; and
- (c)  whether  the  Government  is  planning  to  introduce  special  incubation  hubs  for enterprises started by women, and if so, the details thereof?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF SKILL DEVELOPMENT AND ENTREPRENEURSHIP (SHRI R. K. SINGH)

- (a)            To  encourage  women  entrepreneurship,  Ministry  of  Skill  Development  and Entrepreneurship (MSDE) is implementing a pilot project named 'Economic Empowerment of Women Entrepreneurs and Startups by Women' in collaboration with Deutsche Gesellschaftfür  Internationale Zusammenarbeit  (GIZ)  Germany.  The  project pilots incubation and acceleration programmes for women micro entrepreneurs to start new businesses and scale up existing enterprises in Assam, Rajasthan and Telangana. The project has the target to pilot the incubation programme with 250 women and the acceleration  programme  with  100  women.  The  first  cohort  of  the  support  programme ended in April-May, 2020 and the second cohort has commenced in July, 2020.

Further,  Govt.  of  India  through  Ministry  of  Micro,  Small  and  Medium Enterprises  (MSME)  is  implementing  the  Prime  Minister's  Employment  Generation Programme (PMEGP), which has the target to generate self-employment opportunities through establishment of micro enterprises for non-farm sector. The maximum cost of projects is Rs. 25 lakh in the manufacturing sector and Rs. 10 lakh in the service sector. Benefit  can  be  availed  under  PMEGP  for  setting  up  of  new  units  only.  Women  are covered as special category under PMEGP and are entitled to higher rate of subsidy.

Under the  programme,  35  to  40%  of  the  total  margin  money  subsidy  is  disbursed  to women.

Furthermore,  Government  of  India  through  Department  of  Financial  Services has  launched  the  Stand-up  India  Scheme  to  facilitate  Bank  loans  from  Scheduled Commercial Banks between Rs. 10 lakh and Rs. 1 crore to at least 1 Scheduled Caste or Scheduled Tribe borrower and at least 1 women borrower per bank branch for setting up a Greenfield enterprise in trading services or manufacturing sector.

(b)            Under  the  flagship  scheme of MSDE, Pradhan Mantri Kaushal Vikas Yojana (PMKVY) (2016-20), of the 35 lakh women who have been skilled, 1,73,343 have been reported as self-employed. Of these, 2,355 women are from the state of Jharkhand. The district-wise break-up of these 2,355 women is available at Annexure-I. Besides, under the Stand-up India Scheme, out of a total of 95,765 loan accounts upto 14 th  September, 2020,  77,638  loan  accounts  (81.07%)  have  been  extended  to  women  entrepreneurs across the country. In the state of Jharkhand, out of 1,874 loan accounts, 1557 loans (83.08%) have been extended to women category entrepreneurs under the scheme.

Further,  Govt.  of  India  through  Ministry  of  Rural  Development  is  implementing  Skill development  Training  programmes  through  Rural  Self  Employment  and  Training Institutes (RSETIs) which has the provision of Bank Credit facility for setting-up micro enterprises by the skill trainees. RSETI program is currently being implemented through 585 RSETIs by 23 Leading Banks (both Public Sector and Private Sector as well as few Gramin  Banks)  in 33  States/UTs  covering  566  Districts  in  the  Country  including  25 districts  of  Jharkhand.  The  district  wise  details  of  micro  enterprises  established  by women  participants  in  the  state  of  Jharkhand  during  the  last  five  years  (2015-16  to 2019-20) under this programme are available at Annexure-II.

(c)            In  order  to  promote  entrepreneurship,  following  five  livelihood  business incubations  have  been  set-up  by  NIESBUD  in  its  Noida  campus  to  provide  training, consultancy, hand-holding and mentoring support to the aspiring entrepreneurs:

- i. Fashion Designing
- ii. Beauty and Wellness
- iii. Food Processing
- iv. Mobile Repairing
- v. Electrical & Home Appliances

At the above-mentioned Incubation centres, following programmes are being conducted  for  underprivileged  women  candidates  to  promote  self-employment  and entrepreneurship:

| Self Employed Tailor       |   190 | candidates   |
|----------------------------|-------|--------------|
| Hand Embroidery            |    30 | candidates   |
| Assistant Beauty Therapist |    50 | candidates   |
| Pickle Making              |    30 | candidates   |

## Annexure-I referred in reply to Lok Sabha Unstarred Question No. 1377 to be answered on 19.09.2020

The district-wise break-up of women participants of PMKVY (2016-20) reported as selfemployed in the state of Jharkhand

| District            |   FY-17-18 |   FY-18-19 |   FY-19-20 |
|---------------------|------------|------------|------------|
| Bokaro              |          0 |          0 |         74 |
| Chatra              |          0 |          0 |          0 |
| Deoghar             |         48 |         85 |          0 |
| Dhanbad             |          3 |        100 |          8 |
| Dumka               |          0 |          0 |          1 |
| East Singhbhum      |          0 |          0 |          0 |
| Garhwa              |        123 |        192 |         30 |
| Giridih             |          0 |         25 |          0 |
| Godda               |          0 |          0 |          0 |
| Gumla               |          0 |          0 |          0 |
| Hazaribagh          |          0 |        199 |        145 |
| Jamtara             |          0 |          4 |          0 |
| Khunti              |          0 |         29 |          0 |
| Kodarma             |          0 |         11 |         33 |
| Latehar             |          0 |          0 |          0 |
| Lohardaga           |        154 |          9 |          0 |
| Pakur               |          0 |          2 |          0 |
| Palamu              |         36 |          7 |         12 |
| Ramgarh             |        361 |          0 |          0 |
| Ranchi              |        132 |        255 |        227 |
| Sahibganj           |          0 |          0 |          0 |
| Seraikela Kharsawan |          0 |         50 |          0 |
| Simdega             |          0 |          0 |          0 |
| West Singhbhum      |          0 |          0 |          0 |
| Total               |        857 |        968 |        530 |

## Annexure-II  referred  in  reply  to  Lok  Sabha  Unstarred  Question  No.  1377  to  be answered on 19.09.2020

The district-wise  details  of  Micro  Entrepreneurs  established  by Women  Candidates in Jharkhand State during the last 5 years  (from FY 2015-16 to 2019-20) is given below:-

| Sl. No.   | Name of the RSETI               |   No. of Candidates established their own Micro Enterprises |
|-----------|---------------------------------|-------------------------------------------------------------|
| 1         | RUDSETI Ranchi                  |                                                        1612 |
| 2         | BOI Bokaro                      |                                                        2465 |
| 3         | BOI Chatra                      |                                                        1549 |
| 4         | SBI RSETI Deoghar               |                                                        2525 |
| 5         | BOI Dhanbad                     |                                                        2426 |
| 6         | ALHB Dumka                      |                                                        2363 |
| 7         | BOI East Singhbhum (Jamshedpur) |                                                        1350 |
| 8         | SBI - Rseti, Garhwa             |                                                        2651 |
| 9         | BOI Giridih                     |                                                        2006 |
| 10        | ALHB Godda                      |                                                        2422 |
| 11        | BOI Gumla                       |                                                        1263 |
| 12        | ALHB Hazaribagh                 |                                                        1959 |
| 13        | SBI Jamtara                     |                                                        1656 |
| 14        | BOI Khunti                      |                                                        1032 |
| 15        | BOI Koderma                     |                                                        1646 |
| 16        | SBI Latehar                     |                                                        2723 |
| 17        | BOI Lohardaga                   |                                                        1432 |
| 18        | SBI Pakur                       |                                                        2260 |
| 19        | SBI Palamau(Daltonganj)         |                                                        2301 |
| 20        | PNB Ramgarh                     |                                                        2139 |
| 21        | SBI Ranchi                      |                                                        2244 |
| 22        | SBI Sahibganj                   |                                                        1714 |
| 23        | PNB Seraikela-Kharsawan         |                                                        2031 |
| 24        | BOI Simdega                     |                                                        1269 |
| 25        | BOI West Singhbhum              |                                                        1064 |
|           | Total                           |                                                       48102 |