Lok Sabha Question No. 735 (UNSTARRED), answered on 2020-02-06
Subject: Credit Guarantee Scheme for MSMEs
Ministry: MICRO,SMALL AND MEDIUM ENTERPRISES
Asked by: Balashowry Vallabbhaneni

## GOVERNMENT OF INDIA MINISTRY OF MICRO, SMALL AND MEDIUM ENTERPRISES

## LOK SABHA UNSTARRED QUESTION NO. 735 TO BE ANSWERED ON 06.02.2020

## CREDIT GUARNATEE SCHEME FOR MSMEs

## 735.    SHRI BALASHOWRY  VALLABHANENI:

Will the Minister of MICRO, SMALL AND MEDIUM ENTERPRISES be pleased to state:

- (a) whether Credit Guarantee Scheme (CGS) has been introduced  by the Government and if so, the details thereof;
- (b) the performance of CGS for Micro and Small Enterprises (MSEs), with a particular reference to Andhra Pradesh, district-wise;
- (c) whether credit under CGS has been enhanced from rupees 1 crore to  2 crores and if so, the details thereof; and
- (d) the number of MSEs benefited from this scheme so far, State-wise with a particular reference to Andhra Pradesh?

## ANSWER

## MINISTER OF MICRO, SMALL AND MEDIUM ENTERPRISES (SHRI NITIN GADKARI)

- (a): Credit Guarantee Fund Scheme for Micro and Small Enterprises is implemented by Credit  Guarantee  Fund  Trust  for  Micro  and  Small  Enterprises  (CGTMSE)  to  provide guarantees in respect of credit facilities extended by Lending Institutions to the borrowers in Micro and Small Enterprises (MSEs) sector.
- (b): Details  of  district-wise  guarantees  approved  by  CGTMSE  in  Andhra  Pradesh  are given at Annexure I.
- (c): The  eligible  credit  limit  per  borrower  under  Credit  Guarantee  Scheme  (CGS)  of CGTMSE  has been enhanced from ₹1 crore to ₹2 crore with effect from January 01, 2017.
- (d): Details of State-wise beneficiaries of the scheme are given at Annexure II.

*****

Annexure-I referred to in reply to part (b) of the Lok Sabha Unstarred Question No. 735 for answer on 06.02.2020

| ANDHRA PRADESH- District wise cumulative guarantees approved (as on 31/01/2020)   | ANDHRA PRADESH- District wise cumulative guarantees approved (as on 31/01/2020)   | ANDHRA PRADESH- District wise cumulative guarantees approved (as on 31/01/2020)   | ANDHRA PRADESH- District wise cumulative guarantees approved (as on 31/01/2020)   |
|-----------------------------------------------------------------------------------|-----------------------------------------------------------------------------------|-----------------------------------------------------------------------------------|-----------------------------------------------------------------------------------|
| Sr.No                                                                             | District Name                                                                     | Number of Guarantees                                                              | Guarantees approved amount (₹in crore)                                            |
| 1                                                                                 | ANANTAPUR                                                                         | 18093                                                                             | 376                                                                               |
| 2                                                                                 | CHITTOOR                                                                          | 7656                                                                              | 290                                                                               |
| 3                                                                                 | CUDDAPAH                                                                          | 7007                                                                              | 232                                                                               |
| 4                                                                                 | EAST GODAVARI                                                                     | 17133                                                                             | 474                                                                               |
| 5                                                                                 | GUNTUR                                                                            | 19256                                                                             | 521                                                                               |
| 6                                                                                 | KRISHNA                                                                           | 15627                                                                             | 567                                                                               |
| 7                                                                                 | KURNOOL                                                                           | 8628                                                                              | 289                                                                               |
| 8                                                                                 | NELLORE                                                                           | 9439                                                                              | 234                                                                               |
| 9                                                                                 | PRAKASAM                                                                          | 9642                                                                              | 401                                                                               |
| 10                                                                                | SRIKAKULAM                                                                        | 9080                                                                              | 153                                                                               |
| 11                                                                                | VISAKHAPATNAM                                                                     | 18515                                                                             | 748                                                                               |
| 12                                                                                | VIZIANAGARAM                                                                      | 7011                                                                              | 156                                                                               |
| 13                                                                                | WEST GODAVARI                                                                     | 9030                                                                              | 244                                                                               |
| Total                                                                             | Total                                                                             | 156117                                                                            | 4685                                                                              |

Annexure-II  referred  to  in  reply  to  part  (d)  of  the  Lok  Sabha  Unstarred  Question  No.  735  for answer on 06.02.2020

|                      | Details of Cumulative Name of the State / Union   | State wise Guarantees Approved             | State wise Guarantees Approved         |
|----------------------|---------------------------------------------------|--------------------------------------------|----------------------------------------|
| No.                  | Territory                                         | Cumulative Guarantees Number of Guarantees | Guarantees approved amount (₹in crore) |
| 1                    | ANDAMAN&NICOBAR                                   | 3063                                       | 194                                    |
| 2                    | ANDHRA PRADESH                                    | 156117                                     | 4685                                   |
| 3                    | ARUNACHAL PRADESH                                 | 7798                                       | 400                                    |
| 4                    | ASSAM                                             | 121849                                     | 4864                                   |
| 5                    | BIHAR                                             | 177873                                     | 8304                                   |
| 6                    | CHANDIGARH                                        | 15627                                      | 858                                    |
| 7                    | CHHATTISGARH                                      | 54779                                      | 3135                                   |
| 8                    | DADRA &NAGARHAVELI                                | 864                                        | 188                                    |
| 9                    | DAMAN &DIU                                        | 653                                        | 157                                    |
| 10                   | DELHI                                             | 65181                                      | 6588                                   |
| 11                   | GOA                                               | 21108                                      | 1372                                   |
| 12                   | GUJARAT                                           | 173491                                     | 14853                                  |
| 13                   | HARYANA                                           | 56731                                      | 4685                                   |
| 14                   | HIMACHAL PRADESH                                  | 58263                                      | 3224                                   |
| 15                   | JAMMU &KASHMIR                                    | 96827                                      | 2310                                   |
| 16                   | JHARKHAND                                         | 138078                                     | 9220                                   |
| 17                   | KARNATAKA                                         | 335558                                     | 19232                                  |
| 18                   | KERALA                                            | 310550                                     | 8446                                   |
| 19                   | LADAKH (from 31/10/2019)                          | 18                                         | 2                                      |
| 20                   | LAKSHA DEEP                                       | 402                                        | 11                                     |
| 21                   | MADHYA PRADESH                                    | 169558                                     | 9273                                   |
| 22                   | MAHARASHTRA                                       | 325729                                     | 24487                                  |
| 23                   | MANIPUR                                           | 9365                                       | 332                                    |
| 24                   | MEGHALAYA                                         | 10167                                      | 503                                    |
| 25                   | MIZORAM                                           | 4909                                       | 217                                    |
| 26                   | NAGALAND                                          | 9511                                       | 360                                    |
| 27                   | ORISSA                                            | 175046                                     | 8103                                   |
| 28                   | PONDICHERRY                                       | 6534                                       | 268                                    |
| 29                   | PUNJAB                                            | 86228                                      | 4863                                   |
| 30                   | RAJASTHAN                                         | 134749                                     | 7090                                   |
| 31                   | SIKKIM                                            | 2812                                       | 141                                    |
| 32                   | TAMILNADU                                         | 394338                                     | 17589                                  |
| 33                   | TELANGANA                                         | 99138                                      | 5901                                   |
| 34                   | TRIPURA                                           | 12422                                      | 444                                    |
| 35                   | UTTAR PRADESH                                     | 438437                                     | 19540                                  |
| 36                   | UTTARAKHAND                                       | 49679                                      | 2619                                   |
| 37                   | WEST BENGAL                                       | 205473                                     | 11205                                  |
| TOTAL 3928925 205664 | TOTAL 3928925 205664                              | TOTAL 3928925 205664                       | TOTAL 3928925 205664                   |