Lok Sabha Question No. 3552 (UNSTARRED), answered on 2020-03-16
Subject: Cyber Attack on Banking Network
Ministry: FINANCE
Asked by: Hemant Patil, Unmesh Bhaiyyasaheb Patil, Sujay Radhakrishna Vikhepatil, Sambhajirao Mane Dhairyasheel, Shrikant Eknath Shinde

## GOVT. OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA

## UNSTARRED QUESTION No. 3552

TO BE ANSWERED ON THE MARCH 16, 2020/PHALGUNA 26, 1941 (SAKA)

'Cyber Attack on Banking Network'

## QUESTION

3552. SHRI HEMANT SRIRAM PATIL: SHRI UNMESH BHAIYYASAHEB PATIL: DR. SUJAY RADHAKRISHNA VIKHE PATIL: SHRI DHAIRYASHEEL SAMBHAJIRAO MANE: DR. SHRIKANT EKNATH SHINDE:

Will the Minister of FINANCE be pleased to state:

(a) the number of cases of cyber attacks on banking and other cashless networks that have been reported in the country during each of the last three years, State/UT-wise;

(b) the steps taken/being taken by the Government to check cyber crimes, hacking of transactions involving credit cards and to organise campaigns for building and regaining confidence of citizens; and

(c) whether the Government has proposed sufficient/ additional budgetary provisions to provide technological support to curb cyber crimes, if so, the details thereof and if not, the reasons therefor?

## ANSWER

## (MINISTER OF STATE IN THE MINISTRY OF FINANCE) (SHRI ANURAG SINGH THAKUR)

(a) The State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last three financial years and period ended December 2019 of the current financial year based on date of reporting, where the amount involved is Rupees 1.00 lakh or above is enclosed as Annexure-I.

The State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last two financial years and period ended December 2019 of the current financial year based on date of reporting, where the amount Involved is less than Rupees 1.00 lakh is enclosed as Annexure-II.

(b) & (c) In order to strengthen the security of digital transactions, Reserve Bank of India (RBI) reviews the cyber security developments and threats on an ongoing basis and necessary measures are taken to strengthen the cyber resilience of banks. Cyber incidents are analyzed from the point of view of sophistication of attack as well as systemic impact and are categorized as critical, high, medium and low categories.

Wherever required, advisories/alerts are issued to all banks to avoid occurrence of similar incident in other banks.

Reserve Bank of India has also issued circulars dated February 28, 2013 and June 24, 2013 for securing electronic (online and e-banking) transactions advising banks to introduce additional security measures, as under:

- 1) All new debit and credit cards to be issued only for domestic usage unless international use is specifically sought by the customers. Such cards enabling international usage will have to be essentially EMV Chip and PIN enabled.
- 2) Issuing banks should convert all existing MagStripe cards to EMV Chip card for all customers who have used their card internationally at least once (for/through e - commerce/ATM/POS).
- 3) All the active MagStripe International cards used by banks should have threshold limit for international usage which is to be determined by the bank based on the risk profile of the customer and accepted by the customer. Till such time this process is completed, an omnibus threshold limit (say, not exceeding USD 500) as determined by each bank may be put in place for all debit cards and all credit cards that have not been used for international transactions in the past.

Further, the Information Technology Act, 2000 has provisions for dealing with various types of cyber crime. Sections 43, 43A, 66, 66B, 66C, 66D, 66E, 66F, 67, 67A, 67B, 71, 72, 72A, 73 and 74 provides punishment/penalty for various cyber crimes. The Indian Computer Emergency Response Team (CERT-In) issues alerts and advisories regarding latest cyber threats and countermeasures on regular basis to ensure safe usage of digital technologies.

To spread awareness on cybercrime, Ministry of Home Affairs (MHA) has taken several steps that include dissemination of messages on cybercrime through MHA Twitter handle @cyberDost, radio campaign, publishing of Handbook for Adolescents/Students, publishing of 'Information Security Best practices' for the benefit of Government Officials/ Officers. Organizing of cyber Safety and Security Awareness weeks, in association with police department in different States/UTs etc.

MHA is also implementing a scheme, namely Cyber Crime Prevention against Women and Children (CCPWC) from Nirbhaya Fund of Ministry of Women and Child Development. Under this Scheme, Ministry has provided financial assistance to all States/UTs to set up cyber forensic cum training laboratories, hiring of Junior Cyber Consultant and training/capacity building to provide hands-on training to Law Enforcement Agencies (LEAs) personnel, prosecutors and judicial officers.

- *****

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|                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | Annexure-I                                                                                                                                                                                                                                                                                                                                                          | Annexure-I                                                                                                                                                                                                                                                                                                                                                          |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last three financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved Rupees 1.00 lakh and above) | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last three financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved Rupees 1.00 lakh and above) | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last three financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved Rupees 1.00 lakh and above) | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last three financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved Rupees 1.00 lakh and above) | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last three financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved Rupees 1.00 lakh and above) | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last three financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved Rupees 1.00 lakh and above) | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last three financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved Rupees 1.00 lakh and above) | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last three financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved Rupees 1.00 lakh and above) | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last three financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved Rupees 1.00 lakh and above) |
|                                                                                                                                                                                                                                                                                                                                                                     | 2016-17                                                                                                                                                                                                                                                                                                                                                             | 2016-17                                                                                                                                                                                                                                                                                                                                                             | 2017-18                                                                                                                                                                                                                                                                                                                                                             | 2017-18                                                                                                                                                                                                                                                                                                                                                             | 2018-19                                                                                                                                                                                                                                                                                                                                                             | 2018-19                                                                                                                                                                                                                                                                                                                                                             | 2019-20                                                                                                                                                                                                                                                                                                                                                             | 2019-20                                                                                                                                                                                                                                                                                                                                                             |
| State                                                                                                                                                                                                                                                                                                                                                               | No. of FMRs*                                                                                                                                                                                                                                                                                                                                                        | Amount Involved in Crores                                                                                                                                                                                                                                                                                                                                           | No. of FMRs                                                                                                                                                                                                                                                                                                                                                         | Amount Involved in Crores                                                                                                                                                                                                                                                                                                                                           | No. of FMRs                                                                                                                                                                                                                                                                                                                                                         | Amount Involved in Crores                                                                                                                                                                                                                                                                                                                                           | No. of FMRs                                                                                                                                                                                                                                                                                                                                                         | Amount Involved in Crores                                                                                                                                                                                                                                                                                                                                           |
| Andaman& Nicobar Islands                                                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | 4                                                                                                                                                                                                                                                                                                                                                                   | 0.09                                                                                                                                                                                                                                                                                                                                                                | 1                                                                                                                                                                                                                                                                                                                                                                   | 0.01                                                                                                                                                                                                                                                                                                                                                                |
| Andhra Pradesh                                                                                                                                                                                                                                                                                                                                                      | 31                                                                                                                                                                                                                                                                                                                                                                  | 0.64                                                                                                                                                                                                                                                                                                                                                                | 5                                                                                                                                                                                                                                                                                                                                                                   | 0.16                                                                                                                                                                                                                                                                                                                                                                | 7                                                                                                                                                                                                                                                                                                                                                                   | 0.15                                                                                                                                                                                                                                                                                                                                                                | 18                                                                                                                                                                                                                                                                                                                                                                  | 0.87                                                                                                                                                                                                                                                                                                                                                                |
| Arunachal Pradesh                                                                                                                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | 2                                                                                                                                                                                                                                                                                                                                                                   | 0.08                                                                                                                                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | 2                                                                                                                                                                                                                                                                                                                                                                   | 0.02                                                                                                                                                                                                                                                                                                                                                                |
| Assam                                                                                                                                                                                                                                                                                                                                                               | 3                                                                                                                                                                                                                                                                                                                                                                   | 0.11                                                                                                                                                                                                                                                                                                                                                                | 68                                                                                                                                                                                                                                                                                                                                                                  | 1.37                                                                                                                                                                                                                                                                                                                                                                | 21                                                                                                                                                                                                                                                                                                                                                                  | 0.60                                                                                                                                                                                                                                                                                                                                                                | 67                                                                                                                                                                                                                                                                                                                                                                  | 1.12                                                                                                                                                                                                                                                                                                                                                                |
| Bihar                                                                                                                                                                                                                                                                                                                                                               | 4                                                                                                                                                                                                                                                                                                                                                                   | 0.07                                                                                                                                                                                                                                                                                                                                                                | 5                                                                                                                                                                                                                                                                                                                                                                   | 0.13                                                                                                                                                                                                                                                                                                                                                                | 17                                                                                                                                                                                                                                                                                                                                                                  | 0.33                                                                                                                                                                                                                                                                                                                                                                | 24                                                                                                                                                                                                                                                                                                                                                                  | 0.38                                                                                                                                                                                                                                                                                                                                                                |
| Chandigarh                                                                                                                                                                                                                                                                                                                                                          | 7                                                                                                                                                                                                                                                                                                                                                                   | 0.19                                                                                                                                                                                                                                                                                                                                                                | 4                                                                                                                                                                                                                                                                                                                                                                   | 0.06                                                                                                                                                                                                                                                                                                                                                                | 9                                                                                                                                                                                                                                                                                                                                                                   | 0.18                                                                                                                                                                                                                                                                                                                                                                | 8                                                                                                                                                                                                                                                                                                                                                                   | 66.43                                                                                                                                                                                                                                                                                                                                                               |
| Chhattisgarh                                                                                                                                                                                                                                                                                                                                                        | 1                                                                                                                                                                                                                                                                                                                                                                   | 0.01                                                                                                                                                                                                                                                                                                                                                                | 4                                                                                                                                                                                                                                                                                                                                                                   | 0.12                                                                                                                                                                                                                                                                                                                                                                | 4                                                                                                                                                                                                                                                                                                                                                                   | 0.12                                                                                                                                                                                                                                                                                                                                                                | 12                                                                                                                                                                                                                                                                                                                                                                  | 0.21                                                                                                                                                                                                                                                                                                                                                                |
| Goa                                                                                                                                                                                                                                                                                                                                                                 |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | 2                                                                                                                                                                                                                                                                                                                                                                   | 0.04                                                                                                                                                                                                                                                                                                                                                                | 10                                                                                                                                                                                                                                                                                                                                                                  | 0.31                                                                                                                                                                                                                                                                                                                                                                | 4                                                                                                                                                                                                                                                                                                                                                                   | 0.05                                                                                                                                                                                                                                                                                                                                                                |
| Gujarat                                                                                                                                                                                                                                                                                                                                                             | 16                                                                                                                                                                                                                                                                                                                                                                  | 0.53                                                                                                                                                                                                                                                                                                                                                                | 23                                                                                                                                                                                                                                                                                                                                                                  | 8.39                                                                                                                                                                                                                                                                                                                                                                | 39                                                                                                                                                                                                                                                                                                                                                                  | 0.76                                                                                                                                                                                                                                                                                                                                                                | 32                                                                                                                                                                                                                                                                                                                                                                  | 2.35                                                                                                                                                                                                                                                                                                                                                                |
| Haryana                                                                                                                                                                                                                                                                                                                                                             | 238                                                                                                                                                                                                                                                                                                                                                                 | 8.28                                                                                                                                                                                                                                                                                                                                                                | 415                                                                                                                                                                                                                                                                                                                                                                 | 12.94                                                                                                                                                                                                                                                                                                                                                               | 295                                                                                                                                                                                                                                                                                                                                                                 | 9.09                                                                                                                                                                                                                                                                                                                                                                | 201                                                                                                                                                                                                                                                                                                                                                                 | 11.79                                                                                                                                                                                                                                                                                                                                                               |
| Himachal Pradesh                                                                                                                                                                                                                                                                                                                                                    | 1                                                                                                                                                                                                                                                                                                                                                                   | 0.02                                                                                                                                                                                                                                                                                                                                                                | 2                                                                                                                                                                                                                                                                                                                                                                   | 0.03                                                                                                                                                                                                                                                                                                                                                                | 1                                                                                                                                                                                                                                                                                                                                                                   | 0.01                                                                                                                                                                                                                                                                                                                                                                | 9                                                                                                                                                                                                                                                                                                                                                                   | 0.18                                                                                                                                                                                                                                                                                                                                                                |
| Jammu &Kashmir                                                                                                                                                                                                                                                                                                                                                      | 1                                                                                                                                                                                                                                                                                                                                                                   | 0.09                                                                                                                                                                                                                                                                                                                                                                | 6                                                                                                                                                                                                                                                                                                                                                                   | 0.19                                                                                                                                                                                                                                                                                                                                                                | 2                                                                                                                                                                                                                                                                                                                                                                   | 0.04                                                                                                                                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |
| Jharkhand                                                                                                                                                                                                                                                                                                                                                           | 9                                                                                                                                                                                                                                                                                                                                                                   | 0.12                                                                                                                                                                                                                                                                                                                                                                | 3                                                                                                                                                                                                                                                                                                                                                                   | 0.04                                                                                                                                                                                                                                                                                                                                                                | 14                                                                                                                                                                                                                                                                                                                                                                  | 0.35                                                                                                                                                                                                                                                                                                                                                                | 11                                                                                                                                                                                                                                                                                                                                                                  | 0.18                                                                                                                                                                                                                                                                                                                                                                |
| Karnataka                                                                                                                                                                                                                                                                                                                                                           | 221                                                                                                                                                                                                                                                                                                                                                                 | 9.16                                                                                                                                                                                                                                                                                                                                                                | 147                                                                                                                                                                                                                                                                                                                                                                 | 7.17                                                                                                                                                                                                                                                                                                                                                                | 102                                                                                                                                                                                                                                                                                                                                                                 | 2.23                                                                                                                                                                                                                                                                                                                                                                | 226                                                                                                                                                                                                                                                                                                                                                                 | 13.37                                                                                                                                                                                                                                                                                                                                                               |
| Kerala                                                                                                                                                                                                                                                                                                                                                              | 9                                                                                                                                                                                                                                                                                                                                                                   | 0.46                                                                                                                                                                                                                                                                                                                                                                | 13                                                                                                                                                                                                                                                                                                                                                                  | 0.31                                                                                                                                                                                                                                                                                                                                                                | 17                                                                                                                                                                                                                                                                                                                                                                  | 0.93                                                                                                                                                                                                                                                                                                                                                                | 37                                                                                                                                                                                                                                                                                                                                                                  | 2.34                                                                                                                                                                                                                                                                                                                                                                |
| Madhya Pradesh                                                                                                                                                                                                                                                                                                                                                      | 4                                                                                                                                                                                                                                                                                                                                                                   | 0.10                                                                                                                                                                                                                                                                                                                                                                | 11                                                                                                                                                                                                                                                                                                                                                                  | 0.61                                                                                                                                                                                                                                                                                                                                                                | 11                                                                                                                                                                                                                                                                                                                                                                  | 0.16                                                                                                                                                                                                                                                                                                                                                                | 28                                                                                                                                                                                                                                                                                                                                                                  | 0.45                                                                                                                                                                                                                                                                                                                                                                |
| Maharashtra                                                                                                                                                                                                                                                                                                                                                         | 379                                                                                                                                                                                                                                                                                                                                                                 | 12.10                                                                                                                                                                                                                                                                                                                                                               | 728                                                                                                                                                                                                                                                                                                                                                                 | 19.54                                                                                                                                                                                                                                                                                                                                                               | 638                                                                                                                                                                                                                                                                                                                                                                 | 15.62                                                                                                                                                                                                                                                                                                                                                               | 563                                                                                                                                                                                                                                                                                                                                                                 | 17.89                                                                                                                                                                                                                                                                                                                                                               |
| Manipur                                                                                                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | 2                                                                                                                                                                                                                                                                                                                                                                   | 0.05                                                                                                                                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |
| Meghalaya                                                                                                                                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | 1                                                                                                                                                                                                                                                                                                                                                                   | 0.02                                                                                                                                                                                                                                                                                                                                                                | 2                                                                                                                                                                                                                                                                                                                                                                   | 0.03                                                                                                                                                                                                                                                                                                                                                                | 4                                                                                                                                                                                                                                                                                                                                                                   | 0.05                                                                                                                                                                                                                                                                                                                                                                |
| Mizoram                                                                                                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | 2                                                                                                                                                                                                                                                                                                                                                                   | 0.03                                                                                                                                                                                                                                                                                                                                                                |
| Nagaland                                                                                                                                                                                                                                                                                                                                                            |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | 2                                                                                                                                                                                                                                                                                                                                                                   | 0.03                                                                                                                                                                                                                                                                                                                                                                | 1                                                                                                                                                                                                                                                                                                                                                                   | 0.01                                                                                                                                                                                                                                                                                                                                                                | 3                                                                                                                                                                                                                                                                                                                                                                   | 0.05                                                                                                                                                                                                                                                                                                                                                                |
| New Delhi Odisha                                                                                                                                                                                                                                                                                                                                                    | 156 1                                                                                                                                                                                                                                                                                                                                                               | 3.44 0.06                                                                                                                                                                                                                                                                                                                                                           | 196 5                                                                                                                                                                                                                                                                                                                                                               | 9.56 0.24                                                                                                                                                                                                                                                                                                                                                           | 242 13                                                                                                                                                                                                                                                                                                                                                              | 6.71 0.27                                                                                                                                                                                                                                                                                                                                                           | 209 28                                                                                                                                                                                                                                                                                                                                                              | 5.07 1.23                                                                                                                                                                                                                                                                                                                                                           |
| Overseas                                                                                                                                                                                                                                                                                                                                                            | 7                                                                                                                                                                                                                                                                                                                                                                   | 0.22                                                                                                                                                                                                                                                                                                                                                                | 8                                                                                                                                                                                                                                                                                                                                                                   | 0.13                                                                                                                                                                                                                                                                                                                                                                | 5                                                                                                                                                                                                                                                                                                                                                                   | 0.26                                                                                                                                                                                                                                                                                                                                                                | 5                                                                                                                                                                                                                                                                                                                                                                   | 0.07                                                                                                                                                                                                                                                                                                                                                                |
| Puducherry                                                                                                                                                                                                                                                                                                                                                          | 2                                                                                                                                                                                                                                                                                                                                                                   | 0.05                                                                                                                                                                                                                                                                                                                                                                | 1                                                                                                                                                                                                                                                                                                                                                                   | 0.02                                                                                                                                                                                                                                                                                                                                                                | 1                                                                                                                                                                                                                                                                                                                                                                   | 0.03                                                                                                                                                                                                                                                                                                                                                                | 1                                                                                                                                                                                                                                                                                                                                                                   | 0.01                                                                                                                                                                                                                                                                                                                                                                |
| Punjab                                                                                                                                                                                                                                                                                                                                                              | 3                                                                                                                                                                                                                                                                                                                                                                   | 0.27                                                                                                                                                                                                                                                                                                                                                                | 23                                                                                                                                                                                                                                                                                                                                                                  | 0.46                                                                                                                                                                                                                                                                                                                                                                | 18                                                                                                                                                                                                                                                                                                                                                                  | 0.39                                                                                                                                                                                                                                                                                                                                                                | 21                                                                                                                                                                                                                                                                                                                                                                  | 1.05                                                                                                                                                                                                                                                                                                                                                                |
|                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | 0.16                                                                                                                                                                                                                                                                                                                                                                | 13                                                                                                                                                                                                                                                                                                                                                                  | 0.90                                                                                                                                                                                                                                                                                                                                                                | 21                                                                                                                                                                                                                                                                                                                                                                  | 0.84                                                                                                                                                                                                                                                                                                                                                                | 44                                                                                                                                                                                                                                                                                                                                                                  | 7.55                                                                                                                                                                                                                                                                                                                                                                |
| Rajasthan                                                                                                                                                                                                                                                                                                                                                           | 10                                                                                                                                                                                                                                                                                                                                                                  |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     |
| Tamil Nadu                                                                                                                                                                                                                                                                                                                                                          | 208                                                                                                                                                                                                                                                                                                                                                                 | 4.39                                                                                                                                                                                                                                                                                                                                                                | 222                                                                                                                                                                                                                                                                                                                                                                 | 40.85                                                                                                                                                                                                                                                                                                                                                               | 214                                                                                                                                                                                                                                                                                                                                                                 | 10.54                                                                                                                                                                                                                                                                                                                                                               | 152                                                                                                                                                                                                                                                                                                                                                                 | 5.71                                                                                                                                                                                                                                                                                                                                                                |
| Telangana                                                                                                                                                                                                                                                                                                                                                           |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | 54                                                                                                                                                                                                                                                                                                                                                                  | 3.34                                                                                                                                                                                                                                                                                                                                                                | 39                                                                                                                                                                                                                                                                                                                                                                  | 1.33                                                                                                                                                                                                                                                                                                                                                                | 32                                                                                                                                                                                                                                                                                                                                                                  | 1.24                                                                                                                                                                                                                                                                                                                                                                |
| Tripura                                                                                                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | 1                                                                                                                                                                                                                                                                                                                                                                   | 0.02                                                                                                                                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                     |                                                                                                                                                                                                                                                                                                                                                                     | 3                                                                                                                                                                                                                                                                                                                                                                   | 0.03                                                                                                                                                                                                                                                                                                                                                                |
| Uttar Pradesh                                                                                                                                                                                                                                                                                                                                                       | 37                                                                                                                                                                                                                                                                                                                                                                  | 1.04                                                                                                                                                                                                                                                                                                                                                                | 55                                                                                                                                                                                                                                                                                                                                                                  | 1.66                                                                                                                                                                                                                                                                                                                                                                | 77                                                                                                                                                                                                                                                                                                                                                                  | 2.64                                                                                                                                                                                                                                                                                                                                                                | 86                                                                                                                                                                                                                                                                                                                                                                  | 7.04                                                                                                                                                                                                                                                                                                                                                                |
| Uttarakhand                                                                                                                                                                                                                                                                                                                                                         | 5                                                                                                                                                                                                                                                                                                                                                                   | 0.13                                                                                                                                                                                                                                                                                                                                                                | 11                                                                                                                                                                                                                                                                                                                                                                  | 0.18                                                                                                                                                                                                                                                                                                                                                                | 12                                                                                                                                                                                                                                                                                                                                                                  | 0.19                                                                                                                                                                                                                                                                                                                                                                | 7                                                                                                                                                                                                                                                                                                                                                                   | 0.14                                                                                                                                                                                                                                                                                                                                                                |
| West Bengal                                                                                                                                                                                                                                                                                                                                                         | 19                                                                                                                                                                                                                                                                                                                                                                  | 0.67                                                                                                                                                                                                                                                                                                                                                                | 29                                                                                                                                                                                                                                                                                                                                                                  | 0.98                                                                                                                                                                                                                                                                                                                                                                | 28                                                                                                                                                                                                                                                                                                                                                                  | 17.11                                                                                                                                                                                                                                                                                                                                                               | 44                                                                                                                                                                                                                                                                                                                                                                  | 0.65                                                                                                                                                                                                                                                                                                                                                                |
| Grand Total                                                                                                                                                                                                                                                                                                                                                         | 1372                                                                                                                                                                                                                                                                                                                                                                | 42.29                                                                                                                                                                                                                                                                                                                                                               | 2059                                                                                                                                                                                                                                                                                                                                                                | 109.56                                                                                                                                                                                                                                                                                                                                                              | 1866                                                                                                                                                                                                                                                                                                                                                                | 71.38                                                                                                                                                                                                                                                                                                                                                               | 1884                                                                                                                                                                                                                                                                                                                                                                | 147.56                                                                                                                                                                                                                                                                                                                                                              |

* FMRs: Fraud Monitoring Returns

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| State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last two financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved is less than Rupees 1.00 lakh)   | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last two financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved is less than Rupees 1.00 lakh)   | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last two financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved is less than Rupees 1.00 lakh)   | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last two financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved is less than Rupees 1.00 lakh)   | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last two financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved is less than Rupees 1.00 lakh)   | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last two financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved is less than Rupees 1.00 lakh)   | State-wise data on frauds reported by Scheduled Commercial Banks and Select Financial Institutions under the category 'Card/Internet - ATM/Debit card, Credit Card and Internet Banking Frauds' for the last two financial years and period ended December 2019 of current financial year based on date of reporting (Amount Involved is less than Rupees 1.00 lakh)   |
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|                                                                                                                                                                                                                                                                                                                                                                        | 2017-18                                                                                                                                                                                                                                                                                                                                                                | 2017-18                                                                                                                                                                                                                                                                                                                                                                | 2018-19                                                                                                                                                                                                                                                                                                                                                                | 2018-19                                                                                                                                                                                                                                                                                                                                                                | 2019-20(Up to Q3)                                                                                                                                                                                                                                                                                                                                                      | 2019-20(Up to Q3)                                                                                                                                                                                                                                                                                                                                                      |
| State                                                                                                                                                                                                                                                                                                                                                                  | No. of FMRs*                                                                                                                                                                                                                                                                                                                                                           | Amount Involved in Crores                                                                                                                                                                                                                                                                                                                                              | No. of FMRs                                                                                                                                                                                                                                                                                                                                                            | Amount Involved in Crores                                                                                                                                                                                                                                                                                                                                              | No. of FMRs                                                                                                                                                                                                                                                                                                                                                            | Amount Involved in Crores                                                                                                                                                                                                                                                                                                                                              |
| Andaman& Nicobar Islands                                                                                                                                                                                                                                                                                                                                               |                                                                                                                                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                        | 6                                                                                                                                                                                                                                                                                                                                                                      | 0.03                                                                                                                                                                                                                                                                                                                                                                   | 19                                                                                                                                                                                                                                                                                                                                                                     | 0.08                                                                                                                                                                                                                                                                                                                                                                   |
| Andhra Pradesh                                                                                                                                                                                                                                                                                                                                                         | 67                                                                                                                                                                                                                                                                                                                                                                     | 0.10                                                                                                                                                                                                                                                                                                                                                                   | 174                                                                                                                                                                                                                                                                                                                                                                    | 0.21                                                                                                                                                                                                                                                                                                                                                                   | 447                                                                                                                                                                                                                                                                                                                                                                    | 0.97                                                                                                                                                                                                                                                                                                                                                                   |
| Arunachal Pradesh                                                                                                                                                                                                                                                                                                                                                      | 9                                                                                                                                                                                                                                                                                                                                                                      | 0.05                                                                                                                                                                                                                                                                                                                                                                   | 1                                                                                                                                                                                                                                                                                                                                                                      | 0.01                                                                                                                                                                                                                                                                                                                                                                   | 4                                                                                                                                                                                                                                                                                                                                                                      | 0.02                                                                                                                                                                                                                                                                                                                                                                   |
| Assam                                                                                                                                                                                                                                                                                                                                                                  | 150                                                                                                                                                                                                                                                                                                                                                                    | 0.67                                                                                                                                                                                                                                                                                                                                                                   | 66                                                                                                                                                                                                                                                                                                                                                                     | 0.25                                                                                                                                                                                                                                                                                                                                                                   | 356                                                                                                                                                                                                                                                                                                                                                                    | 1.47                                                                                                                                                                                                                                                                                                                                                                   |
| Bihar                                                                                                                                                                                                                                                                                                                                                                  | 45                                                                                                                                                                                                                                                                                                                                                                     | 0.11                                                                                                                                                                                                                                                                                                                                                                   | 134                                                                                                                                                                                                                                                                                                                                                                    | 0.28                                                                                                                                                                                                                                                                                                                                                                   | 236                                                                                                                                                                                                                                                                                                                                                                    | 0.65                                                                                                                                                                                                                                                                                                                                                                   |
| Chandigarh                                                                                                                                                                                                                                                                                                                                                             | 86                                                                                                                                                                                                                                                                                                                                                                     | 0.22                                                                                                                                                                                                                                                                                                                                                                   | 102                                                                                                                                                                                                                                                                                                                                                                    | 0.19                                                                                                                                                                                                                                                                                                                                                                   | 138                                                                                                                                                                                                                                                                                                                                                                    | 0.24                                                                                                                                                                                                                                                                                                                                                                   |
| Chhattisgarh                                                                                                                                                                                                                                                                                                                                                           | 42                                                                                                                                                                                                                                                                                                                                                                     | 0.10                                                                                                                                                                                                                                                                                                                                                                   | 102                                                                                                                                                                                                                                                                                                                                                                    | 0.29                                                                                                                                                                                                                                                                                                                                                                   | 152                                                                                                                                                                                                                                                                                                                                                                    | 0.36                                                                                                                                                                                                                                                                                                                                                                   |
| Dadra &Nagar Haveli                                                                                                                                                                                                                                                                                                                                                    | 10                                                                                                                                                                                                                                                                                                                                                                     | 0.01                                                                                                                                                                                                                                                                                                                                                                   | 16                                                                                                                                                                                                                                                                                                                                                                     | 0.02                                                                                                                                                                                                                                                                                                                                                                   | 21                                                                                                                                                                                                                                                                                                                                                                     | 0.03                                                                                                                                                                                                                                                                                                                                                                   |
| Daman &Diu                                                                                                                                                                                                                                                                                                                                                             |                                                                                                                                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                        | 20                                                                                                                                                                                                                                                                                                                                                                     | 0.04                                                                                                                                                                                                                                                                                                                                                                   |
| Goa                                                                                                                                                                                                                                                                                                                                                                    | 16                                                                                                                                                                                                                                                                                                                                                                     | 0.04                                                                                                                                                                                                                                                                                                                                                                   | 104                                                                                                                                                                                                                                                                                                                                                                    | 0.26                                                                                                                                                                                                                                                                                                                                                                   | 172                                                                                                                                                                                                                                                                                                                                                                    | 0.39                                                                                                                                                                                                                                                                                                                                                                   |
| Gujarat                                                                                                                                                                                                                                                                                                                                                                | 540                                                                                                                                                                                                                                                                                                                                                                    | 1.02                                                                                                                                                                                                                                                                                                                                                                   | 1096                                                                                                                                                                                                                                                                                                                                                                   | 1.47                                                                                                                                                                                                                                                                                                                                                                   | 1756                                                                                                                                                                                                                                                                                                                                                                   | 2.44                                                                                                                                                                                                                                                                                                                                                                   |
| Haryana                                                                                                                                                                                                                                                                                                                                                                | 8029                                                                                                                                                                                                                                                                                                                                                                   | 11.11                                                                                                                                                                                                                                                                                                                                                                  | 8688                                                                                                                                                                                                                                                                                                                                                                   | 12.12                                                                                                                                                                                                                                                                                                                                                                  | 4882                                                                                                                                                                                                                                                                                                                                                                   | 5.72                                                                                                                                                                                                                                                                                                                                                                   |
| Himachal Pradesh                                                                                                                                                                                                                                                                                                                                                       | 24                                                                                                                                                                                                                                                                                                                                                                     | 0.13                                                                                                                                                                                                                                                                                                                                                                   | 46                                                                                                                                                                                                                                                                                                                                                                     | 0.16                                                                                                                                                                                                                                                                                                                                                                   | 116                                                                                                                                                                                                                                                                                                                                                                    | 0.40                                                                                                                                                                                                                                                                                                                                                                   |
| Jammu &Kashmir                                                                                                                                                                                                                                                                                                                                                         | 47                                                                                                                                                                                                                                                                                                                                                                     | 0.18                                                                                                                                                                                                                                                                                                                                                                   | 25                                                                                                                                                                                                                                                                                                                                                                     | 0.02                                                                                                                                                                                                                                                                                                                                                                   | 71                                                                                                                                                                                                                                                                                                                                                                     | 0.20                                                                                                                                                                                                                                                                                                                                                                   |
| Jharkhand                                                                                                                                                                                                                                                                                                                                                              | 37                                                                                                                                                                                                                                                                                                                                                                     | 0.11                                                                                                                                                                                                                                                                                                                                                                   | 95                                                                                                                                                                                                                                                                                                                                                                     | 0.25                                                                                                                                                                                                                                                                                                                                                                   | 144                                                                                                                                                                                                                                                                                                                                                                    | 0.35                                                                                                                                                                                                                                                                                                                                                                   |
| Karnataka                                                                                                                                                                                                                                                                                                                                                              | 1426                                                                                                                                                                                                                                                                                                                                                                   | 3.41                                                                                                                                                                                                                                                                                                                                                                   | 1784                                                                                                                                                                                                                                                                                                                                                                   | 2.95                                                                                                                                                                                                                                                                                                                                                                   | 2619                                                                                                                                                                                                                                                                                                                                                                   | 4.20                                                                                                                                                                                                                                                                                                                                                                   |
| Kerala                                                                                                                                                                                                                                                                                                                                                                 | 107                                                                                                                                                                                                                                                                                                                                                                    | 0.33                                                                                                                                                                                                                                                                                                                                                                   | 195                                                                                                                                                                                                                                                                                                                                                                    | 0.53                                                                                                                                                                                                                                                                                                                                                                   | 708                                                                                                                                                                                                                                                                                                                                                                    | 1.40                                                                                                                                                                                                                                                                                                                                                                   |
| Madhya Pradesh                                                                                                                                                                                                                                                                                                                                                         | 93                                                                                                                                                                                                                                                                                                                                                                     | 0.23                                                                                                                                                                                                                                                                                                                                                                   | 201                                                                                                                                                                                                                                                                                                                                                                    | 0.46                                                                                                                                                                                                                                                                                                                                                                   | 487                                                                                                                                                                                                                                                                                                                                                                    | 1.28                                                                                                                                                                                                                                                                                                                                                                   |
| Maharashtra                                                                                                                                                                                                                                                                                                                                                            | 14901                                                                                                                                                                                                                                                                                                                                                                  | 23.90                                                                                                                                                                                                                                                                                                                                                                  | 21035                                                                                                                                                                                                                                                                                                                                                                  | 26.73                                                                                                                                                                                                                                                                                                                                                                  | 21334                                                                                                                                                                                                                                                                                                                                                                  | 27.10                                                                                                                                                                                                                                                                                                                                                                  |
| Manipur                                                                                                                                                                                                                                                                                                                                                                | 1                                                                                                                                                                                                                                                                                                                                                                      | 0.00                                                                                                                                                                                                                                                                                                                                                                   | 6                                                                                                                                                                                                                                                                                                                                                                      | 0.02                                                                                                                                                                                                                                                                                                                                                                   | 5                                                                                                                                                                                                                                                                                                                                                                      | 0.02                                                                                                                                                                                                                                                                                                                                                                   |
| Meghalaya                                                                                                                                                                                                                                                                                                                                                              | 7                                                                                                                                                                                                                                                                                                                                                                      | 0.02                                                                                                                                                                                                                                                                                                                                                                   | 10                                                                                                                                                                                                                                                                                                                                                                     | 0.02                                                                                                                                                                                                                                                                                                                                                                   | 16                                                                                                                                                                                                                                                                                                                                                                     | 0.08                                                                                                                                                                                                                                                                                                                                                                   |
| Mizoram                                                                                                                                                                                                                                                                                                                                                                |                                                                                                                                                                                                                                                                                                                                                                        |                                                                                                                                                                                                                                                                                                                                                                        | 5                                                                                                                                                                                                                                                                                                                                                                      | 0.01                                                                                                                                                                                                                                                                                                                                                                   | 6                                                                                                                                                                                                                                                                                                                                                                      | 0.03                                                                                                                                                                                                                                                                                                                                                                   |
| Nagaland                                                                                                                                                                                                                                                                                                                                                               | 7                                                                                                                                                                                                                                                                                                                                                                      | 0.01                                                                                                                                                                                                                                                                                                                                                                   | 2                                                                                                                                                                                                                                                                                                                                                                      | 0.01                                                                                                                                                                                                                                                                                                                                                                   | 6                                                                                                                                                                                                                                                                                                                                                                      | 0.02                                                                                                                                                                                                                                                                                                                                                                   |
| New Delhi                                                                                                                                                                                                                                                                                                                                                              | 1501                                                                                                                                                                                                                                                                                                                                                                   | 3.82                                                                                                                                                                                                                                                                                                                                                                   | 3949                                                                                                                                                                                                                                                                                                                                                                   | 9.05                                                                                                                                                                                                                                                                                                                                                                   | 5290                                                                                                                                                                                                                                                                                                                                                                   | 10.30                                                                                                                                                                                                                                                                                                                                                                  |
| Odisha                                                                                                                                                                                                                                                                                                                                                                 | 46                                                                                                                                                                                                                                                                                                                                                                     | 0.11                                                                                                                                                                                                                                                                                                                                                                   | 102                                                                                                                                                                                                                                                                                                                                                                    | 0.26                                                                                                                                                                                                                                                                                                                                                                   | 428                                                                                                                                                                                                                                                                                                                                                                    | 1.32                                                                                                                                                                                                                                                                                                                                                                   |
| Overseas                                                                                                                                                                                                                                                                                                                                                               | 19                                                                                                                                                                                                                                                                                                                                                                     | 0.03                                                                                                                                                                                                                                                                                                                                                                   | 22                                                                                                                                                                                                                                                                                                                                                                     | 0.03                                                                                                                                                                                                                                                                                                                                                                   | 7                                                                                                                                                                                                                                                                                                                                                                      | 0.02                                                                                                                                                                                                                                                                                                                                                                   |
| Puducherry                                                                                                                                                                                                                                                                                                                                                             | 8                                                                                                                                                                                                                                                                                                                                                                      | 0.03                                                                                                                                                                                                                                                                                                                                                                   | 5                                                                                                                                                                                                                                                                                                                                                                      | 0.01                                                                                                                                                                                                                                                                                                                                                                   | 11                                                                                                                                                                                                                                                                                                                                                                     | 0.03                                                                                                                                                                                                                                                                                                                                                                   |
| Punjab                                                                                                                                                                                                                                                                                                                                                                 | 191                                                                                                                                                                                                                                                                                                                                                                    | 0.53                                                                                                                                                                                                                                                                                                                                                                   | 270                                                                                                                                                                                                                                                                                                                                                                    | 0.53                                                                                                                                                                                                                                                                                                                                                                   | 480                                                                                                                                                                                                                                                                                                                                                                    | 1.09                                                                                                                                                                                                                                                                                                                                                                   |
| Rajasthan                                                                                                                                                                                                                                                                                                                                                              | 119                                                                                                                                                                                                                                                                                                                                                                    | 0.29                                                                                                                                                                                                                                                                                                                                                                   | 353                                                                                                                                                                                                                                                                                                                                                                    | 0.63                                                                                                                                                                                                                                                                                                                                                                   | 711                                                                                                                                                                                                                                                                                                                                                                    | 1.62                                                                                                                                                                                                                                                                                                                                                                   |
| Sikkim                                                                                                                                                                                                                                                                                                                                                                 | 2                                                                                                                                                                                                                                                                                                                                                                      | 0.01                                                                                                                                                                                                                                                                                                                                                                   | 4                                                                                                                                                                                                                                                                                                                                                                      | 0.00                                                                                                                                                                                                                                                                                                                                                                   | 15                                                                                                                                                                                                                                                                                                                                                                     | 0.06                                                                                                                                                                                                                                                                                                                                                                   |
| Tamil Nadu                                                                                                                                                                                                                                                                                                                                                             | 3633                                                                                                                                                                                                                                                                                                                                                                   | 9.50                                                                                                                                                                                                                                                                                                                                                                   | 5283                                                                                                                                                                                                                                                                                                                                                                   | 13.52                                                                                                                                                                                                                                                                                                                                                                  | 5106                                                                                                                                                                                                                                                                                                                                                                   | 11.32                                                                                                                                                                                                                                                                                                                                                                  |
| Telangana                                                                                                                                                                                                                                                                                                                                                              | 532                                                                                                                                                                                                                                                                                                                                                                    | 0.96                                                                                                                                                                                                                                                                                                                                                                   | 935                                                                                                                                                                                                                                                                                                                                                                    | 1.29                                                                                                                                                                                                                                                                                                                                                                   | 1252                                                                                                                                                                                                                                                                                                                                                                   | 1.51                                                                                                                                                                                                                                                                                                                                                                   |
| Tripura                                                                                                                                                                                                                                                                                                                                                                | 5                                                                                                                                                                                                                                                                                                                                                                      | 0.02                                                                                                                                                                                                                                                                                                                                                                   | 9                                                                                                                                                                                                                                                                                                                                                                      | 0.03                                                                                                                                                                                                                                                                                                                                                                   | 22                                                                                                                                                                                                                                                                                                                                                                     | 0.07                                                                                                                                                                                                                                                                                                                                                                   |
| Uttar Pradesh                                                                                                                                                                                                                                                                                                                                                          | 708                                                                                                                                                                                                                                                                                                                                                                    | 1.49                                                                                                                                                                                                                                                                                                                                                                   | 5032                                                                                                                                                                                                                                                                                                                                                                   | 5.17                                                                                                                                                                                                                                                                                                                                                                   | 2044                                                                                                                                                                                                                                                                                                                                                                   | 3.53                                                                                                                                                                                                                                                                                                                                                                   |
| Uttarakhand                                                                                                                                                                                                                                                                                                                                                            | 108                                                                                                                                                                                                                                                                                                                                                                    | 0.39                                                                                                                                                                                                                                                                                                                                                                   | 116                                                                                                                                                                                                                                                                                                                                                                    | 0.34                                                                                                                                                                                                                                                                                                                                                                   |                                                                                                                                                                                                                                                                                                                                                                        | 0.31                                                                                                                                                                                                                                                                                                                                                                   |
| West Bengal                                                                                                                                                                                                                                                                                                                                                            | 216                                                                                                                                                                                                                                                                                                                                                                    | 0.51                                                                                                                                                                                                                                                                                                                                                                   | 465                                                                                                                                                                                                                                                                                                                                                                    | 0.88                                                                                                                                                                                                                                                                                                                                                                   | 134 907                                                                                                                                                                                                                                                                                                                                                                | 2.21                                                                                                                                                                                                                                                                                                                                                                   |
| Grand Total                                                                                                                                                                                                                                                                                                                                                            | 32732                                                                                                                                                                                                                                                                                                                                                                  | 59.43                                                                                                                                                                                                                                                                                                                                                                  | 50438                                                                                                                                                                                                                                                                                                                                                                  | 78.04                                                                                                                                                                                                                                                                                                                                                                  | 50122                                                                                                                                                                                                                                                                                                                                                                  | 80.89                                                                                                                                                                                                                                                                                                                                                                  |

* FMRs: Fraud Monitoring Returns

Source: RBI

Note: It may be noted that fraud cases below Rs. 1 lakh were not required to be reported to RBI prior to April 1, 2017.