Lok Sabha Question No. 336 (UNSTARRED), answered on 2017-07-18
Subject: Insurance Scheme
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: KONDA VISHWESHWAR REDDY

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO. 336

TO BE ANSWERED ON THE 18 TH  JULY, 2017

## INSURANCE SCHEME

## 336. SHRI KONDA VISHWESHWAR REDDY:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) the details of number of beneficiaries enrolled under Unified Package Insurance Scheme (UPIS) during the pilot phase, State-wise;
- (b) the  details  of  the  average  premium  offered  by  private  insurance  companies  and  Agriculture Insurance Company of India (AIC); and
- (c) whether the Government is considering to extend the scheme to other districts also and if so, the details thereof?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी (SHRI PARSHOTTAM RUPALA)

- (a): Pilot  Unified  Package  Insurance  Scheme  (UPIS)  was  approved  for  implementation  in  the selected  45  districts.    Initially  10  States  had  consented  for  implementation  in  28  districts.    However, subsequently  the  scheme  was  implemented  only  by  6  States.    Though  the  State  of  Madhya  Pradesh notified the pilot in all the 51 districts but except Section I of UPIS the scheme was operated on voluntary basis.   State-wise details of farmers covered under UPIS during 2016-17 are given below:

| State          | District                               | Season      | Farmers Covered under UPIS (excluding Section-I)   |
|----------------|----------------------------------------|-------------|----------------------------------------------------|
| Chhattisgarh   | Bastar                                 | Kharif 2016 | 19999                                              |
|                | Rajnandgaon                            | Kharif 2016 | 138390                                             |
| Gujarat        | Banaskantha                            | Kharif 2016 | Nil                                                |
|                | Surat                                  | Kharif 2016 | Nil                                                |
| Karnataka      | Chitradurga                            | Kharif 2016 | 18941                                              |
|                |                                        | Rabi 2016   | 1869                                               |
| Telangana      | Nizamabad                              | Kharif 2016 | Not Available                                      |
| Madhya Pradesh | All the 51 districts on optional basis | Kharif 2016 | Nil                                                |
| Rajasthan      | Sikar                                  | Kharif 2016 | 1105                                               |

(b): All the sections of UPIS viz.  Loss of Life (Prime Minister Jeevan Jyoti Bima Yojana - PMJJBY), Accidental  Death  &  Disability  (Pradhan  Mantri  Suraksha  Bima  Yojana  -  PMSBY),  Student  Safety, Household,  Agriculture  implements  &  Tractor  except  Crop  Insurance  (Pradhan  Mantri  Fasal  Bima Yojana - PMFBY and Restructured  Weather Based Crop Insurance Scheme -RWBCIS) are standard products  of  the  insurance  companies  and  are  incorporated  to  provide  comprehensive  risk  to  farmers through a single window.  Premium offered by both Public and Private Sector insurance companies are almost same for these sections.  However, the premiums under PMFBY and RWBCIS depend on the risk profile of crop and area and is determined through bidding process in which both Public and Private insurance companies can participate.

- (c): No decision has been taken in this regard.

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