Lok Sabha Question No. 1865 (UNSTARRED), answered on 2017-03-14
Subject: Pradhan Mantri Fasal Bima Yojana
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: GANESH SINGH

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO. 1865

TO BE ANSWERED ON THE 14 TH  MARCH, 2017

## PRADHAN MANTRI FASAL BIMA YOJANA

1865.   SHRI GANESH SINGH:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether it is a fact that Pradhan Mantri Fasal Bima Yojana is necessary for the loanee farmers for notified crops in notified areas;
- (b) if  so,  the  details of  the farmers benefitted from loans disbursed and crop insurance for notified  crops  in  notified  areas  of  various  States  including  Madhya  Pradesh,  State-wise  and fund-wise allocation thereof;
- (c) whether it is a fact that during kharif 2016, almost 399 crore farmers have insured their 420  lakh  hectares  of  land  with  an  insurance  value  of  Rs.  141871  crores  and  if  so,  the  total amount  of  premium  paid  by  the  farmers  including  share  croppers  and  the  details  of  the companies which have paid the premium, State-wise; and
- (d) whether  it  is  a  fact  that  few  companies  providing  crop  insurance  facility  have  illegally benefitted through bogus farmers/persons, if so, the details thereof, bank-wise, company-wise along with the corrective steps taken by the Government in this regard?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी (SHRI PARSHOTTAM RUPALA)

- (a) & (b): Yes,  Madam.    Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  and  Restructured Weather Based Crop Insurance Scheme (RWBCIS) which were launched from April 2016 are mandatory for farmers who take loans for notified crops in notified areas.  State-wise details of farmers insured during Kharif 2016,  including loanee farmers are at Annexure.  Funds are not allocated State-wise and instead  the Government provides matching share with that of State Government in premium subsidy over and above farmers' share of premium in bidded premium.
- (c): As per the latest revised estimates of coverage under PMFBY and RWBCIS for Kharif 2016, 390 lakh farmers have been covered and 386.75 lakh ha. area has been insured for a sum  of  Rs.  141883  crore.    The  total  amount  of  premium  paid  by  farmers  including  sharecroppers  is  estimated  at  Rs.  2924.6  crore.      State-wise  details  of  companies  which  have received the premium for Kharif 2016 are at Annexure.
- (d): No such complaints have been received in respect of PMFBY/RWBCIS by Department of Agriculture,  Cooperation  and  Farmers  Welfare.    Further,  the  Department  has  set  up  the National Crop Insurance Portal with the objective to integrate flow of services and information between all stakeholders so that transparency is ensured.

ANNEXURE

Statewise estimated coverage of farmers, share of Government subsidy in premium and implementing insurance companies under PMFBY and RWBCIS during Kharif 2016

| Sl. No.   | State / UT             | Farmers Insured   | Farmers Insured   | Farmers Insured   | Govt. Subsidy in premium (Rs. In lakh)   | Companies to whom premium paid                        |
|-----------|------------------------|-------------------|-------------------|-------------------|------------------------------------------|-------------------------------------------------------|
|           |                        | Loanee            | Non Loanee        | Total             | Govt. Subsidy in premium (Rs. In lakh)   | Companies to whom premium paid                        |
| 1         | Andhra Pradesh 1533344 | 56115             |                   | 1589459           | 59686.62                                 | AIC & ICICI-Lombard GIC                               |
| 2         | Assam 51741            |                   | 9                 | 51750             | 280.45                                   | HDFC- ERGO & Reliance GIC                             |
| 3         | Bihar                  | 1463504           | 22035             | 1485539           | 99037.24                                 | AIC, Cholamandalam MS, SBI, TATA & Bajaj GIC          |
| 4         | Chhattisgarh           | 1275374           | 120959            | 1396333           | 15491.23                                 | IFFCO & Reliance GIC                                  |
| 5         | Goa                    | 742               | 0                 | 742               | 0.63                                     | HDFC-ERGO and SBI GIC                                 |
| 6         | Gujarat 1837720        |                   | 4635              | 1842355           | 208074.41                                | AIC & HDFC-ERGO GIC                                   |
| 7         | Haryana 693738         |                   | 1543              | 695281            | 13787.31                                 | ICICI-Lombard, Reliance & Bajaj GIC                   |
| 8         | Himachal 134240        |                   | 2445              | 136685            | 226.20                                   | AIC & IFFCO GIC                                       |
| 9         | Jharkhand              | 169415            | 658931            | 828346            | 22745.62                                 | AIC                                                   |
| 10        | Karnataka              | 1417637           | 321092            | 1738729           | 76300.15                                 | Universal & TATA GIC                                  |
| 11        | Kerala                 | 23664             | 7870              | 31534             | 546.51                                   | Reliance GIC                                          |
| 12        | Madhya Pradesh         | 3639073           | 390073            | 4029146           | 250104.60                                | AIC, ICICI-Lombard & HDFC-ERGO GIC                    |
| 13        | Maharashtra            | 3817763           | 7203334           | 11021097          | 356617.88                                | AIC,HDFC-ERGO, IFFCO & Reliance GIC                   |
| 14        | Manipur                | 6739              | 2438              | 9177              | 312.95                                   | AIC                                                   |
| 15        | Meghalaya              | 63                | 0                 | 63                | 2.01                                     | ICICI-Lombard GIC                                     |
| 16        | Orissa                 | 1732925           | 30581             | 1763506           | 39484.60                                 | ICICI-Lombard, HDFC- ERGO, SBI, Future & Reliance GIC |
| 17        | Rajasthan              | 5018185           | 3893              | 5022078           | 203400.64                                | AIC and United India Insurance Company                |
| 18        | Tamil Nadu             | 16053             | 3                 | 16056             | 452.76                                   | AIC,Cholamandalam GIC & National Insurance Company    |
| 19        | Telangana              | 642130            | 38183             | 680313            | 14398.62                                 | AIC & Bajaj GIC                                       |
| 20        | Tripura                | 937               | 965               | 1902              | 0.13                                     | Reliance GIC                                          |
| 21        | Uttar Pradesh          | 3391693           | 4086              | 3395779           | 37394.65                                 | AIC & ICICI-Lombard                                   |
| 22        | Uttarakhand            | 162193            | 13056             | 175249            | 1089.09                                  | GIC AIC                                               |
| 23        | West Bengal            | 1721881           | 1369253           | 3091134           | 21776.72                                 | AIC, Cholamandalam & Future Generalli GIC             |
|           | TOTAL                  | 28750754          | 10251499          | 39002253          | 1421211.00                               |                                                       |

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