Lok Sabha Question No. 3447 (UNSTARRED), answered on 2017-08-04
Subject: Loan under Mudra Scheme
Ministry: FINANCE
Asked by: RAVINDRA KUMAR PANDEY, MALLIKARJUN  KHARGE, NISHIKANT  DUBEY, RAJESH PANDEY, P. C. MOHAN

3447. SHRI RAVINDRA KUMAR PANDEY: SHRI MALLIKARJUN KHARGE: SHRI NISHIKANT DUBEY: SHRI RAJESH PANDEY: SHRI P.C. MOHAN:

Will the Minister of FINANCE be pleased to state:

- (a) the number of loan applications submitted under the Micro Units Development and Refinance Agency (MUDRA) scheme since its inception bank, State/UT-wise including UP, Jharkhand and Karnataka;
- (b) the number of youth provided loan for employment so far in the country under the scheme along with the amount sanctioned, Statewise including Karnataka, UP and Jharkhand; and

(c) the details of the target set by the banks under the scheme and the MUDRA loan sanctioned/ disbursed by the banks so far, bank/State/UT-wise?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI SANTOSH KUMAR GANGWAR)

- (a) & (b) As on 28.07.2017, over 8.56 crore loans have been sanctioned across all age groups under Pradhan Mantri Mudra Yojana (PMMY). Information relating to number of loan applications submitted and age profileof the borrowers under PMMY is not maintained centrally. State/UT-wise details of Mudra loans sanctioned/disbursed by all Member Lending Institutions (MLIs) including banks since inception of PMMY is at Annexure I.
- (c) The target set for all MLIs, including banks, was Rs. 1,22,188 crore for 2015-16; Rs. 1,80,000 crore for 2016-17 and Rs. 2,44,000 crore for 2017-18.  Bank-wise details of loans sanctioned is at Annexure II .

## Department of Financial services

## Government of India Ministry of Finance LOK SABHA

## UNSTARRED QUESTION No. 3447 TO BE ANSWERED ON THE4 th  August2017/ SHRAVANA 13, 1939 (SAKA)

'Loan under Mudra Scheme'

Annexure I

| State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   | State-wise Details of PMMY loans since inception by all MLIs   |
|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|
|                                                                |                                                                |                                                                |                                                                |                                                                |                                                                |                                                                |                                                                |                                                                |                                                                |                                                                | [Amount Rs. in Crore] Total since inception                    | [Amount Rs. in Crore] Total since inception                    | [Amount Rs. in Crore] Total since inception                    |
| Sr N o                                                         | State Name                                                     |                                                                | FY 2015-16 Total                                               |                                                                |                                                                | FY 2016-17 Total                                               |                                                                | FY 2017-18 Total                                               | (as on                                                         | 28/07/2017)                                                    |                                                                |                                                                |                                                                |
|                                                                |                                                                | No Of A/Cs                                                     | Sanctio n Amt                                                  | Disburse ment Amt                                              | No Of A/Cs                                                     | Sanction Amt                                                   | Disburse ment Amt                                              | No Of A/Cs                                                     | Sanction Amt                                                   | Disburse ment Amt                                              | No Of A/Cs                                                     | Sanction Amt                                                   | Disburse ment Amt                                              |
| 1                                                              | Andaman and Nicobar Islands                                    | 24719                                                          | 218.36                                                         | 212.78                                                         | 3353                                                           | 80.15                                                          | 78.34                                                          | 795                                                            | 25.74                                                          | 25                                                             | 28867                                                          | 324.25                                                         | 316.12                                                         |
| 2                                                              | Andhra Pradesh                                                 | 795688                                                         | 6104.14                                                        | 5790.79                                                        | 587569                                                         | 6078.01                                                        | 5731.8                                                         | 169314                                                         | 1929.03                                                        | 1740.7                                                         | 1552571                                                        | 14111.18                                                       | 13263.29                                                       |
| 3                                                              | Arunachal Pradesh                                              | 4625                                                           | 74.38                                                          | 71.62                                                          | 6109                                                           | 81.46                                                          | 78.67                                                          | 4778                                                           | 29.06                                                          | 28.54                                                          | 15512                                                          | 184.9                                                          | 178.83                                                         |
| 4                                                              | Assam                                                          | 427272                                                         | 1817.62                                                        | 1728.46                                                        | 1255754                                                        | 4908.3                                                         | 4824.54                                                        | 628238                                                         | 2088.03                                                        | 2066.16                                                        | 2311264                                                        | 8813.95                                                        | 8619.16                                                        |
| 5                                                              | Bihar                                                          | 2451439                                                        | 7553.83                                                        | 7265.91                                                        | 3756716                                                        | 12190.6                                                        | 11585.63                                                       | 781074                                                         | 2860.72                                                        | 2699.17                                                        | 6989229                                                        | 22605.15                                                       | 21550.71                                                       |
| 6                                                              | Chandigarh                                                     | 22605                                                          | 212.42                                                         | 204.52                                                         | 19039                                                          | 229.01                                                         | 221.26                                                         | 2766                                                           | 72.47                                                          | 67.91                                                          | 44410                                                          | 513.9                                                          | 493.69                                                         |
| 7                                                              | Chhattisgarh                                                   | 639711                                                         | 2265.5                                                         | 2156.14                                                        | 884941                                                         | 3334.27                                                        | 3209.86                                                        | 240383                                                         | 927.54                                                         | 891.76                                                         | 1765035                                                        | 6527.31                                                        | 6257.76                                                        |
| 8                                                              | Dadra and Nagar Haveli                                         | 1236                                                           | 21.72                                                          | 21.27                                                          | 2587                                                           | 23.49                                                          | 22.61                                                          | 909                                                            | 5.96                                                           | 5.29                                                           | 4732                                                           | 51.17                                                          | 49.17                                                          |
| 9                                                              | Daman and Diu                                                  | 1109                                                           | 12.43                                                          | 12.02                                                          | 774                                                            | 12.61                                                          | 12.08                                                          | 395                                                            | 4.48                                                           | 4.05                                                           | 2278                                                           | 29.52                                                          | 28.15                                                          |
| 10                                                             | Delhi                                                          | 394388                                                         | 2947.68                                                        | 2857.97                                                        | 224975                                                         | 3762.95                                                        | 3700.51                                                        | 50258                                                          | 996.01                                                         | 962.9                                                          | 669621                                                         | 7706.64                                                        | 7521.38                                                        |
| 11                                                             | Goa                                                            | 45471                                                          | 399.33                                                         | 376.04                                                         | 31289                                                          | 390.2                                                          | 372.78                                                         | 8003                                                           | 90.67                                                          | 86.94                                                          | 84763                                                          | 880.2                                                          | 835.76                                                         |
| 12                                                             | Gujarat                                                        | 1086407                                                        | 6034.73                                                        | 5910.02                                                        | 1103453                                                        | 7781.94                                                        | 7692.07                                                        | 299101                                                         | 1950.48                                                        | 1904.2                                                         | 2488961                                                        | 15767.15                                                       | 15506.29                                                       |
| 13                                                             | Haryana                                                        | 745535                                                         | 3259.27                                                        | 3152.62                                                        | 716622                                                         | 3843.53                                                        | 3697.59                                                        | 164033                                                         | 1065.82                                                        | 1000.51                                                        | 1626190                                                        | 8168.62                                                        | 7850.72                                                        |
| 14                                                             | Himachal Pradesh                                               | 85564                                                          | 998.78                                                         | 965.7                                                          | 82851                                                          | 1281.72                                                        | 1214.02                                                        | 19429                                                          | 440.42                                                         | 383.35                                                         | 187844                                                         | 2720.92                                                        | 2563.07                                                        |
| 15                                                             | Jammu and Kashmir                                              | 57974                                                          | 1185.13                                                        | 1152.15                                                        | 89712                                                          | 1845.37                                                        | 1663.51                                                        | 25741                                                          | 674.3                                                          | 650.91                                                         | 173427                                                         | 3704.8                                                         | 3466.57                                                        |
| 16                                                             | Jharkhand                                                      | 872868                                                         | 2944.33                                                        | 2845.66                                                        | 1023593                                                        | 4004.13                                                        | 3908.99                                                        | 250722                                                         | 1075.78                                                        | 1020.64                                                        | 2147183                                                        | 8024.24                                                        | 7775.29                                                        |
| 17                                                             | Karnataka                                                      | 4459609                                                        | 16861.35                                                       | 16469.43                                                       | 3933578                                                        | 18002.55                                                       | 17290.7                                                        | 1265236                                                        | 5400.21                                                        | 5230.61                                                        | 9658423                                                        | 40264.11                                                       | 38990.74                                                       |
| 18                                                             | Kerala                                                         | 830411                                                         | 4857.68                                                        | 4727.38                                                        | 982260                                                         | 6288.62                                                        | 6140.44                                                        | 347787                                                         | 1967.77                                                        | 1907.36                                                        | 2160458                                                        | 13114.07                                                       | 12775.18                                                       |
| 19                                                             | Lakshadweep                                                    | 740                                                            | 6.58                                                           | 5.35                                                           | 473                                                            | 5.64                                                           | 4.51                                                           | 157                                                            | 1.84                                                           | 1.46                                                           | 1370                                                           | 14.06                                                          | 11.32                                                          |
| 20                                                             | Madhya                                                         | 2511191                                                        | 8096.74                                                        | 7769.29                                                        | 2683052                                                        | 10506.45                                                       | 10191.91                                                       | 652257                                                         | 2717.09                                                        | 2575.25                                                        | 5846500                                                        | 21320.28                                                       | 20536.45                                                       |

| Pradesh   | Pradesh       |   Pradesh |   Pradesh |   Pradesh |   Pradesh |   Pradesh |   Pradesh |          |          |          |          |           |           |
|-----------|---------------|-----------|-----------|-----------|-----------|-----------|-----------|----------|----------|----------|----------|-----------|-----------|
| 21        | Maharashtra   |   3535065 |  13806.5  |  13372.4  |   3344154 |  17286.7  |  16976.8  |   849553 |  4098.68 |  3953.06 |  7728772 |  35191.8  |  34302.2  |
| 22        | Manipur       |     24021 |    131.42 |    120.03 |     21865 |    156.05 |    142.47 |     3478 |    29.2  |    27.64 |    49364 |    316.67 |    290.14 |
| 23        | Meghalaya     |     19151 |    166.48 |    162.41 |     23915 |    189.97 |    185.74 |     9748 |    54.56 |    53.1  |    52814 |    411.01 |    401.25 |
| 24        | Mizoram       |      7772 |     86.5  |     77.78 |      6973 |    101.2  |     90.31 |     1639 |    17.9  |    17.12 |    16384 |    205.6  |    185.21 |
| 25        | Nagaland      |      5134 |     85.89 |     76.54 |     11051 |    114.06 |    103.83 |     4275 |    28.02 |    26.43 |    20460 |    227.97 |    206.8  |
| 26        | Odisha        |   2343261 |   5694.86 |   5436.26 |   2606769 |   7891.34 |   7600.68 |  1119775 |  3212.22 |  3092.53 |  6069805 |  16798.4  |  16129.5  |
| 27        | Pondicherry   |     82866 |    337.84 |    331.91 |    130360 |    490.62 |    485.49 |    41705 |   164.4  |   162.11 |   254931 |    992.86 |    979.51 |
| 28        | Punjab        |    653973 |   3572.42 |   3484.49 |    705569 |   4640.84 |   4512.28 |   180456 |  1347.13 |  1264.43 |  1539998 |   9560.39 |   9261.2  |
| 29        | Rajasthan     |   1159819 |   5484.95 |   5248.28 |   1204837 |   9024.71 |   8823.3  |   325735 |  2115.69 |  1991.34 |  2690391 |  16625.3  |  16062.9  |
| 30        | Sikkim        |      6889 |     59.53 |     54.61 |     19865 |     99.88 |     96.54 |    13332 |    48.53 |    47.64 |    40086 |    207.94 |    198.79 |
| 31        | Tamil Nadu    |   4781567 |  15846.1  |  15496.9  |   5309857 |  18052.7  |  17756.4  |  1390310 |  5345.13 |  5245.64 | 11481734 |  39243.9  |  38498.9  |
| 32        | Telangana     |    400761 |   3834.55 |   3694.34 |    482694 |   3878.38 |   3780.49 |    61510 |   777.09 |   744.67 |   944965 |   8490.02 |   8219.5  |
| 33        | Tripura       |     68146 |    372.06 |    337.26 |    253807 |    999.42 |    968.55 |   107523 |   346.05 |   338.72 |   429476 |   1717.53 |   1644.53 |
| 34        | Uttar Pradesh |   3345382 |  12275.9  |  11880.9  |   3337547 |  15282.6  |  14753.6  |   637520 |  4010.83 |  3694.02 |  7320449 |  31569.3  |  30328.5  |
| 35        | Uttarakhand   |    360007 |   1788.39 |   1745.08 |    286579 |   1974.12 |   1913.88 |    57010 |   516.92 |   481.27 |   703596 |   4279.43 |   4140.23 |
| 36        | West Bengal   |   2628548 |   8033.88 |   7740.41 |   4566505 |  15695    |  15480    |  1378093 |  4720.29 |  4578.11 |  8573146 |  28449.2  |  27798.5  |
|           | Total         |  34880924 | 137449    | 132955    |  39701047 | 180529    | 175312    | 11093038 | 51156    | 48970.6  | 85675009 | 369134    | 357237    |

Source :- Mudra portal

## Annexure II

| Bank-wise details of PMMY loans since inception   | Bank-wise details of PMMY loans since inception   | Bank-wise details of PMMY loans since inception   | Bank-wise details of PMMY loans since inception   | Bank-wise details of PMMY loans since inception   | Bank-wise details of PMMY loans since inception   | Bank-wise details of PMMY loans since inception   | Bank-wise details of PMMY loans since inception   | Bank-wise details of PMMY loans since inception   | Bank-wise details of PMMY loans since inception   |
|---------------------------------------------------|---------------------------------------------------|---------------------------------------------------|---------------------------------------------------|---------------------------------------------------|---------------------------------------------------|---------------------------------------------------|---------------------------------------------------|---------------------------------------------------|---------------------------------------------------|
| Sr No                                             | Bank Name                                         | 2015-16                                           | Total                                             | 2016-17                                           | Total                                             | 2017-18 till 28.07.2017                           | 2017-18 till 28.07.2017                           | [Amount Rs. in Crore] Total since inception       | [Amount Rs. in Crore] Total since inception       |
|                                                   |                                                   | No Of A/cs                                        | Sanction Amt                                      | No Of A/cs                                        | Sanction Amt                                      | No Of A/cs                                        | Sanction Amt                                      | No Of A/cs                                        | Sanction Amt                                      |
| 1                                                 | Allahabad Bank                                    | 160041                                            | 1798.86                                           | 105324                                            | 2189.15                                           | 19425                                             | 439.37                                            | 284790                                            | 4427.71                                           |
| 2                                                 | Andhra Bank                                       | 216094                                            | 1730.26                                           | 110261                                            | 1782.18                                           | 47723                                             | 977.94                                            | 374078                                            | 4490.38                                           |
| 3                                                 | Bank of Baroda                                    | 224367                                            | 1849.86                                           | 164240                                            | 3064.32                                           | 27721                                             | 628.95                                            | 416328                                            | 5543.13                                           |
| 4                                                 | Bank of India                                     | 376486                                            | 3126.05                                           | 224703                                            | 4895.46                                           | 61977                                             | 1558.35                                           | 663166                                            | 9579.86                                           |
| 5                                                 | Bank of Maharashtra                               | 87228                                             | 1470.6                                            | 64240                                             | 1930.31                                           | 12590                                             | 349.6                                             | 164058                                            | 3750.51                                           |
| 6                                                 | BharatiyaMahila Bank                              | 8350                                              | 51.13                                             | 7250                                              | 52.22                                             | Merged with SBI                                   | Merged with SBI                                   | 15600                                             | 103.35                                            |
| 7                                                 | Canara Bank                                       | 790354                                            | 7700.58                                           | 410299                                            | 5301.2                                            | 144276                                            | 1793.71                                           | 1344929                                           | 14795.49                                          |
| 8                                                 | Central Bank of India                             | 508354                                            | 1629.16                                           | 75147                                             | 1882.56                                           | 25159                                             | 668.88                                            | 608660                                            | 4180.6                                            |
| 9                                                 | Corporation Bank                                  | 151129                                            | 1460.33                                           | 90864                                             | 2067.55                                           | 7795                                              | 190.85                                            | 249788                                            | 3718.73                                           |
| 10                                                | Dena Bank                                         | 82591                                             | 484.4                                             | 73832                                             | 623.57                                            | 46972                                             | 160.85                                            | 203395                                            | 1268.82                                           |
| 11                                                | IDBI Bank Limited                                 | 167864                                            | 1688.45                                           | 151772                                            | 1710.85                                           | 33672                                             | 313.41                                            | 353308                                            | 3712.71                                           |
| 12                                                | Indian Bank                                       | 182841                                            | 1514.87                                           | 300498                                            | 2263.34                                           | 30968                                             | 469.57                                            | 514307                                            | 4247.78                                           |
| 13                                                | Indian Overseas Bank                              | 163854                                            | 1011.32                                           | 137760                                            | 1625.94                                           | 37204                                             | 446.21                                            | 338818                                            | 3083.47                                           |
| 14                                                | Oriental Bank of Commerce                         | 126314                                            | 1329.03                                           | 66882                                             | 1891.56                                           | 11936                                             | 307.5                                             | 205132                                            | 3528.09                                           |
| 15                                                | Punjab & Sind Bank                                | 111260                                            | 477.48                                            | 33075                                             | 715.82                                            | 6394                                              | 128.88                                            | 150729                                            | 1322.18                                           |
| 16                                                | Punjab National Bank                              | 596839                                            | 3965.29                                           | 743204                                            | 6228.21                                           | 129393                                            | 2415.34                                           | 1469436                                           | 12608.84                                          |
| 17                                                | State Bank of Bikaner and Jaipur                  | 73402                                             | 1553.21                                           | 51767                                             | 1796.01                                           | Merged with SBI                                   | Merged with SBI                                   | 125169                                            | 3349.22                                           |
| 18                                                | State Bank of Hyderabad                           | 105515                                            | 1374.11                                           | 77424                                             | 1734.54                                           |                                                   |                                                   | 182939                                            | 3108.65                                           |
| 19                                                | State Bank of India                               | 1031804                                           | 12694.8                                           | 1154324                                           | 16745.79                                          | 246703                                            | 5719.37                                           | 2432831                                           | 35159.96                                          |
| 20                                                | State Bank of Mysore                              | 37675                                             | 826.38                                            | 35232                                             | 981.18                                            | Merged with SBI                                   | Merged with SBI                                   | 72907                                             | 1807.56                                           |
| 21                                                | State Bank of Patiala                             | 32716                                             | 786.6                                             | 17224                                             | 817.44                                            |                                                   |                                                   | 49940                                             | 1604.04                                           |
| 22                                                | State Bank of Travancore                          | 19477                                             | 342.78                                            | 19835                                             | 523.88                                            |                                                   |                                                   | 39312                                             | 866.66                                            |
| 23                                                | Syndicate Bank                                    | 311696                                            | 3293.7                                            | 166221                                            | 3208.11                                           | 43877                                             | 1002.38                                           | 521794                                            | 7504.19                                           |
| 24                                                | UCO Bank                                          | 562668                                            | 2293.28                                           | 195029                                            | 1700.13                                           | 9483                                              | 179.14                                            | 767180                                            | 4172.55                                           |
| 25                                                | Union Bank of India                               | 204729                                            | 1997.31                                           | 151779                                            | 2867.1                                            | 44214                                             | 958.09                                            | 400722                                            | 5822.5                                            |
| 26                                                | United Bank of India                              | 110462                                            | 1185.72                                           | 60802                                             | 1255.05                                           | 24318                                             | 523.97                                            | 195582                                            | 2964.74                                           |

| 27   | Vijaya Bank              |   163467 |   2038.67 |   123149 |   2100.17 |   35678 |   677.07 |   322294 |   4815.91 |
|------|--------------------------|----------|-----------|----------|-----------|---------|----------|----------|-----------|
|      | Public Sector Banks      |  6607577 |   59674.3 |  4812137 |   71953.6 | 1047478 | 19909.4  | 12467192 | 151537    |
|      | Private Sector Banks     |  3068133 |   20445.7 |  8821697 |   39042.6 | 2376829 | 10557.2  | 14266659 |  70045.5  |
|      | Regional Rural Banks     |  1410787 |   11324.5 |  1446333 |   12009.5 |  356010 |  3141.99 |  3213130 |  26476    |
|      | SMALL FINANCE BANK TOTAL |        0 |       0   |  2862723 |    6729   |  329146 |   930.73 |  3191869 |   7659.73 |

Sorce:-  Mudra Portal