Lok Sabha Question No. 189 (STARRED), answered on 2018-07-31
Subject: Pradhan Mantri Awas Yojana
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: PARBHUBHAI NAGARBHAI VASAVA, George Baker

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA STARRED QUESTION NO. 189

## TO BE ANSWERED ON JULY 31, 2018 PRADHAN MANTRI AWAS YOJANA

NO.  189*

SHRI PARBHUBHAI NAGARBHAI VASAVA: SHRI GEORGE BAKER:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) the salient features of the Pradhan Mantri Awas Yojana along with the details of the States/Cities covered under the scheme so far, State/UTwise including West Bengal, Gujarat and Maharashtra;
- (b) the number of houses sanctioned, constructed and allotted under the said scheme,  State/UT-wise along with the details of the funds sanctioned, released and utilised under the scheme during the last three years and the current year, State/ UT-wise;
- (c) whether the Government is planning to hike the carpet area of the flats, if so, the details thereof and the reasons therefor along with the time by which it is likely to be hiked;
- (d) whether the Government has widened the beneficiary net by including two sub categories of MIG for interest subsidy based on annual income and if so, the details thereof; and
- (e)  whether  the  Government  is  facing  any  hurdles  in  the  successful implementation  of  the  scheme,  if  so,  the  details  thereof  and  the corrective steps taken thereon?

## ANSWER

THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING & URBAN AFFAIRS

[SHRI HARDEEP SINGH PURI]

(a) to  (e): A statement is laid on the Table of the Sabha.

******

STATEMENT REFRRED TO THE LOK SABHA STARRED QUESTION NO. 189*  DUE  FOR  31.07.2018  REGARDING  'PRADHAN  MANTRI  AWAS YOJANA'.

- (a): In pursuance of the Government's vision of 'Housing for All by 2022', Ministry  of  Housing  and  Urban  Affairs  is  implementing  Pradhan  Mantri Awas Yojana (Urban) [PMAY (U)] and providing assistance to States/Union Territories (UTs) in addressing the housing requirements of eligible  households  including  slum  dwellers  in  the  urban  areas.  The Mission comprises following four verticals:
- (i) In-situ  Slum  Redevelopment (ISSR): Slum redevelopment grant of Rs. 1 lakh per house is admissible for all houses built for eligible slum dwellers  under  the  component  of    ISSR  using  land  as  resource  with participation of private developers.
- (ii) Credit Linked Subsidy Scheme (CLSS): Beneficiaries of Economically  Weaker  Section  (EWS)/Low  Income  Group  (LIG),  Middle Income  Group-I  (MIG-I)  and  Middle  Income  Group-II  (MIG-II)  seeking housing loans from Banks, Housing Finance Companies and other such institutions for acquiring/constructing houses are eligible for an interest subsidy of 6.5 %, 4% and 3% on loan amount upto Rs. 6 lakh, Rs. 9 lakh and Rs. 12 lakh respectively.
- (iii) Affordable  Housing  in  Partnership  with  public  or  private  sector (AHP): Central assistance of Rs. 1.5 lakh per EWS house is provided for projects where at least 35% of the houses in the projects are for EWS category and a single project has at least 250 houses.
- (iv) Beneficiary-led  individual  house  Constructions  /  Enhancements (BLC): Under this vertical, central assistance of Rs. 1.5 lakh is available to individual eligible families belonging to EWS categories.

The PMAY (U) guidelines provide flexibility to States/UTs for appraising and approving project proposals based on demand assessed by them. States / UTs frame the project proposals and after approval from the

concerned  State  Level  Sanctioning  &  Monitoring  Committee  (SLSMC) they submit the proposals to the Ministry for Central Assistance.

So  far,  4320  cities  /  towns  across  the  country  including  those  of  the States  of  West  Bengal,  Gujarat  and  Maharashtra  have  been  included under the PMAY(U). State/UT-wise details of cities/towns included under PMAY (U) are at Annexure.

- (b): As on 25 July 2018, 11,227 projects for construction of total 53,79,147 houses involving Central Assistance of Rs. 81,952.34 Crore have been approved under the PMAY (U) across the country. Out of the sanctioned houses, 29,64,929 houses have been grounded for construction. Construction  of  8,15,011  houses  has  been  completed  and  7,92,643 houses have been allotted to the beneficiaries. State/UT-wise physical and financial progress under the PMAY (U) during the last three years and the current year are at Annexure.
- (c) & (d): The CLSS vertical of the PMAY(U) covers two income segments in the MIG viz. annual household income between Rs. 6,00,001 and Rs. 12,00,000 as MIG-I and annual household income between Rs. 12,00,001 and Rs.  18,00,000  as   MIG-II.    The     interest subsidy at the rate of 4% &  3%  is  admissible  to  the  beneficiaries  of  MIG-I  and  MIG-II  for  loan amounts upto Rs.9,00,000/- and 12,00,000/-, respectively.

Ministry has recently extended the benefits of CLSS for Middle Income Group (CLSS for MIG) till  31.03.2019  to  bring  more  families  under  the purview of the PMAY (U) and also increased the eligible carpet area from 'upto 120 square metre' to 'upto 160 square metre' for MIG-I and from 'upto 150 square metre' to 'upto 200 square metre' for MIG-II with effect from 01.01.2017.

- (e): No, Madam. Ministry is rigorously monitoring the progress under the PMAY(U) to achieve the target of 'Housing for All by 2022'.

******

## State / UTs wise details of cities included in the Mission along with Physical and Financial Progress during last three years and the current year under PMAY(U)

[as on 25th July, 2018]

| Sl. No.   |                       | Cities included in   | Financial Progress Central Assistance (Rs. in Cr.)   | Financial Progress Central Assistance (Rs. in Cr.)   | Financial Progress Central Assistance (Rs. in Cr.)   | Physical Progress (Nos)   | Physical Progress (Nos)          | Physical Progress (Nos)   | Physical Progress (Nos)     |
|-----------|-----------------------|----------------------|------------------------------------------------------|------------------------------------------------------|------------------------------------------------------|---------------------------|----------------------------------|---------------------------|-----------------------------|
| Sl. No.   | Name of the State/ UT | mission              | Approved                                             | Released                                             | Utilised                                             | Houses Sanctioned         | Houses grounded for construction | Houses Completed*         | Houses Allotted / Occupied* |
| 1         | A&N Island (UT)       | 1                    | 9.14                                                 | 0.23                                                 | -                                                    | 609                       | 33                               | 1                         | 1                           |
| 2         | Andhra Pradesh        | 111                  | 11,178.39                                            | 3,479.59                                             | 1,135.51                                             | 7,42,856                  | 6,20,259                         | 59,116                    | 59,922                      |
| 3         | Arunachal Pradesh     | 33                   | 145.76                                               | 77.48                                                | 56.63                                                | 6,093                     | 5,558                            | 163                       | 163                         |
| 4         | Assam                 | 98                   | 1,065.91                                             | 340.51                                               | 5.30                                                 | 70,980                    | 16,098                           | 538                       | 430                         |
| 5         | Bihar                 | 140                  | 2,546.51                                             | 848.46                                               | 353.95                                               | 1,60,976                  | 90,626                           | 18,461                    | 15,336                      |
| 6         | Chandigarh (UT)       | 1                    | 1.82                                                 | 1.82                                                 | 1.82                                                 | 86                        | 5,046                            | 5,046                     | 1,702                       |
| 7         | Chhattisgarh          | 168                  | 2,626.46                                             | 771.12                                               | 52.93                                                | 1,76,752                  | 56,910                           | 13,997                    | 16,078                      |
| 8         | D&N Haveli (UT)       | 1                    | 55.53                                                | 31.60                                                | 15.64                                                | 3,344                     | 2,150                            | 733                       | 781                         |
| 9         | Daman & Diu (UT)      | 2                    | 12.33                                                | 5.46                                                 | 2.92                                                 | 758                       | 533                              | 190                       | 190                         |
| 10        | Delhi (UT)            | 5                    | 82.23                                                | 82.23                                                | 82.23                                                | 3,707                     | 36,207                           | 19,607                    | 5,323                       |
| 11        | Goa                   | 14                   | 4.30                                                 | 3.40                                                 | 3.40                                                 | 217                       | 157                              | 157                       | 157                         |
| 12        | Gujarat               | 171                  | 5,166.03                                             | 2,690.60                                             | 1,851.64                                             | 3,28,447                  | 2,09,257                         | 1,11,705                  | 1,26,407                    |
| 13        | Haryana               | 80                   | 3,590.41                                             | 300.96                                               | 114.09                                               | 2,27,640                  | 8,740                            | 4,888                     | 4,989                       |
| 14        | Himachal Pradesh      | 54                   | 148.52                                               | 58.50                                                | 11.40                                                | 8,338                     | 3,128                            | 452                       | 624                         |
| 15        | Jammu & Kashmir       | 80                   | 230.05                                               | 71.59                                                | 9.94                                                 | 14,649                    | 5,400                            | 806                       | 806                         |
| 16        | Jharkhand             | 45                   | 2,504.89                                             | 975.12                                               | 516.18                                               | 1,69,530                  | 90,634                           | 38,815                    | 37,511                      |
| 17        | Karnataka             | 271                  | 6,119.79                                             | 2,412.82                                             | 557.74                                               | 3,85,768                  | 1,82,754                         | 57,814                    | 54,925                      |
| 18        | Kerala                | 93                   | 1,367.63                                             | 409.23                                               | 74.49                                                | 88,717                    | 48,904                           | 11,641                    | 10,263                      |
| 19        | Lakshdweep (UT)       | 0                    | -                                                    | -                                                    | -                                                    | -                         | -                                | -                         | -                           |
| 20        | Madhya Pradesh        | 379                  | 8,386.78                                             | 3,492.33                                             | 1,229.52                                             | 5,48,230                  | 3,87,717                         | 1,32,255                  | 1,26,744                    |
| 21        | Maharashtra           | 382                  | 7,781.22                                             | 1,930.63                                             | 1,300.27                                             | 5,62,662                  | 1,56,716                         | 90,206                    | 98,047                      |
| 22        | Manipur               | 28                   | 397.49                                               | 160.35                                               | 2.27                                                 | 26,488                    | 5,120                            | 277                       | 277                         |
| 23        | Meghalaya             | 10                   | 11.98                                                | 5.37                                                 | 0.96                                                 | 792                       | 971                              | 537                       | 275                         |
| 24        | Mizoram               | 23                   | 455.65                                               | 79.02                                                | 13.36                                                | 29,850                    | 2,017                            | 653                       | 471                         |
| 25        | Nagaland              | 32                   | 390.92                                               | 86.57                                                | 16.35                                                | 24,335                    | 5,106                            | 651                       | 10                          |
| 26        | Orissa                | 114                  | 1,443.31                                             | 488.78                                               | 359.93                                               | 90,529                    | 58,230                           | 11,067                    | 9,361                       |
| 27        | Puducherry (UT)       | 6                    | 142.23                                               | 48.06                                                | 2.04                                                 | 9,445                     | 3,937                            | 700                       | 832                         |
| 28        | Punjab                | 164                  | 717.39                                               | 186.30                                               | 54.15                                                | 49,560                    | 19,141                           | 4,299                     | 4,845                       |
| 29        | Rajasthan             | 183                  | 2,509.08                                             | 580.11                                               | 312.30                                               | 1,57,747                  | 71,707                           | 31,682                    | 22,733                      |
| 30        | Sikkim                | 8                    | 7.79                                                 | 1.31                                                 | 0.06                                                 | 518                       | 80                               | 25                        | 25                          |
| 31        | TamilNadu             | 666                  | 7,500.04                                             | 2,554.44                                             | 489.77                                               | 4,93,411                  | 3,40,007                         | 74,342                    | 65,670                      |
| 32        | Telangana             | 68                   | 2,933.21                                             | 1,278.41                                             | 95.32                                                | 1,93,333                  | 1,49,596                         | 13,869                    | 14,692                      |
| 33        | Tripura               | 20                   | 1,216.65                                             | 478.32                                               | 286.71                                               | 78,894                    | 63,596                           | 11,066                    | 11,066                      |
| 34        | Uttar Pradesh         | 653                  | 7,224.53                                             | 2,053.84                                             | 300.12                                               | 4,67,179                  | 2,00,941                         | 32,525                    | 35,285                      |
| 35        | Uttrakhand            | 91                   | 422.67                                               | 246.28                                               | 90.63                                                | 21,991                    | 9,645                            | 4,766                     | 4,641                       |
| 36        | West Bengal           | 125                  | 3,555.71                                             | 1,580.23                                             | 475.89                                               | 2,34,716                  | 1,08,008                         | 61,961                    | 62,061                      |
|           | Grand Total :-        | 4,320                | 81,952.34                                            | 27,811.07                                            | 9,875.46                                             | 53,79,147                 | 29,64,929                        | 8,15,011                  | 7,92,643                    |