Lok Sabha Question No. 4278 (UNSTARRED), answered on 2017-08-11
Subject: Health Insurance Scheme for Unorganised Workers
Ministry: HEALTH AND FAMILY WELFARE
Asked by: J. JAYASINGH THIYAGARAJ NATTERJEE, C. MAHENDRAN

## GOVERNMENT OF INDIA MINISTRY OF HEALTH AND FAMILY WELFARE DEPARTMENT OF HEALTH AND FAMILY WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 4278 TO BE ANSWERED ON   11 TH AUGUST, 2017

## HEALTH INSURANCE SCH EME FOR UNORGANISED WORKERS

## 4278. SHRI J.J.T.NATTERJEE: SHRI C. MAHENDRAN:

Will the Minister of HEALTH AND FAMILY WELFARE be pleased to state:

(a)  whether  the  Government  has  any health  insurance  schemes  for  unorganised workers including migrant workers in the country;

- (b) if so, the details thereof;
- (c) whether the Government has any social security portfolio/schemes for migrant labourers in the country;
- (d) if so, the details thereof;
- (e) whether the State Governments have their own policies in this regard; and
- (f) if so , the details thereof?

## ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HEALTH AND FAMILY WELFARE

## (SHRI FAGGAN SINGH KULASTE)

(a) & (b): Rashtriya  Swasthya  Bima  Yojana (RSBY)  is  a  centrally  sponsored  scheme  to provide health insurance coverage to Below Poverty Line (BPL) families and 11 other def categories of Unorganized Workers namely Building and Other Construction Workers, licens Railway porters, Street Vendor s, MGNREGA workers (who have worked for more than fifteen days during preceding financial year), Beedi workers, Domestic workers, Sanitation Work Mine Workers, Rickshaw pullers, Rag pickers and Auto/Taxi drivers. Beneficiaries under scheme need to pay only Rs. 30 as registration fee at the time of enrolment. Each family en in the scheme is entitled to hospitalization benefits of upto INR 30,000 per annum in maternity benefits on a family floater basis ( a unit of five) in empanelled ho spitals (includes both private and public). Pre - existing conditions are covered from day one and there is no ag limit. Transportation Cost upto Rs 100 is also provisioned under the scheme.

Senior Citizens Health Insurance Scheme (SCHIS) as top up over existing RSBY scheme has  been  implemented  from  01.04.2016  for  senior  citizens  aged  60  years  and  above.  SCH provides enhanced coverage of Rs. 30,000 per senior citizen in the family enrolled u nder RSBY.

(c)& (d) : There  are  no  specific  social  security  portfolio/schemes  for  migrant  labou However,  migrant  labourers  are  being  covered  by  various  social  security  schemes  such Mahatma  Gandhi  National  Rural  Employment  Guarantee  Act  (MGNREGA)  a nd  Deendayal Antyodaya  Yojana -National  Urban  Livelihood  Mission  (DAY - NULM).  The  details are annexed.

- (e)& (f): Central Government does not maintain record centrally in this regard.

## Annexure

1. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) MGNREGA aims at enhancing livelihood security of households in rural areas of the  country  by  providing  atleast  one  hundred  days  of  guaranteed  wage employment  in  a  financial  year  to  every  household  whose  adult  members volunteer  to  do  unskilled  manual  work.  It  is  being  implemented  all  over  the rural area of the country. This scheme is implemented by State Governments and UT Administrations.

## 2. Deendayal  Antyodaya  Yojana -National  Urban  Livelihood  Mission  (DAYNULM)

DAY-NULM is a mission-mode approach to urban livelihood in order to address occupational  and  social  vulnerabilities by  creating  opportunities for skill development leading to market-based employment and helping them to set up self employment ventures by facilitating access to suitable spaces, institutional credit  and  social  security.  The  primary  target  of  DAY-NULM  is  urban  poor including the urban homeless. It has seven components:

- i. Social mobilization and Institution Development (SM&ID)
- ii. Capacity Building and Training (CB&T)
- iii. Employment through skills Training and Placement (EST&P)
- iv. Self-Employment Programme (SEP)
- v. Scheme for Shelter for Urban Homeless (SUH)
- vi. Support to Urban street Vendors (SUSV)
- vii. Innovative and Special Projects (I&SP)