Lok Sabha Question No. 523 (UNSTARRED), answered on 2017-07-19
Subject: Housing Schemes Subsumed under Housing for All
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: DEEPENDER SINGH HOODA

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS LOK  SABHA

## UNSTARRED QUESTION NO. 523 TO BE ANSWERED ON JULY 19, 2017 HOUSING SCHEMES SUBSUMED UNDER HOUSING FOR ALL

No. 523

SHRI DEEPENDER SINGH HOODA:

Will  the  Minister  of  HOUSING  AND  URBAN AFFAIRS  be  pleased  to state:

- (a)  the  names  of  the  Housing  Schemes  that  have  been  subsumed
- under 'Housing for All by 2022' scheme across the country;
- (b) the details of the estimated initial cost Government will bear to provide Housing for All by 2022 and the details of source of funding for such a scheme;
- (c) the details of eligibility criterion laid by the Government to provide houses under the scheme;
- (d)  whether the requisite approvals have been awarded for such a scheme and if so, the details thereof along with name of approving authority and date of approval including the status of Appraisal from the Economic & Finance Committee (EFC);
- (e) if not, by when will the scheme be launched; and
- (f) the details of the features that have been included in the scheme
- which otherwise were not part of existing Central Housing Schemes?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS

(RAO INDERJIT SINGH)

- (a): The  Government  has  discontinued  Rajiv  Awas  Yojana  (RAY) and subsumed in the Pradhan Mantri Awas Yojana (Urban) {PMAY(U)}  mission  the  liabilities  created  under  183  RAY  projects where work had started on ground within 31.03.2015.
- (b): The  PMAY(U)  Mission  aims  to  assist  the  States  /  UTs  in providing housing for all eligible families / beneficiaries among the urban poor. The Mission comprises four components viz In-Situ Slum Redevelopment  (ISSR);  Affordable  Housing  through  Credit-Linked Subsidy;  Affordable  Housing  in  Partnership  (AHP);  and  subsidy  for Beneficiary-Led individual house construction (BLC).

A central grant of Rs 1 lakh per house on average under the slum redevelopment programme and @ 1.5 lakh per EWS house under the AHP and BLC components is admissible under the mission. Under the  credit-linked  interest  subsidy  component,  interest  subsidy  of 6.5% on housing loan amounts upto Rs. 6 lakhs for a tenure of 20 years will be provided to economically weaker sections (EWS) and low income groups (LIG).

Central Assistance under PMAY(U) (except CLSS) is released to the States/UTs  in  3  installments  of  40%,  40%  and  20%  each.  The interest  subsidy  under  CLSS  component  is  credited  upfront  to  the housing  loan  account  of  the  beneficiary.  The  central  share  in  the PMAY(U) mission is being met through the annual central budgetary allocation.

- (c):  A  beneficiary  family  will  comprise  husband,  wife,  unmarried sons and/or unmarried daughters. The beneficiary family should not own a pucca house (an all weather dwelling unit) either in his/her name or in the name any member of his / her family in any part of India.

An  adult  earning  member  (irrespective  of  marital  status)  can  be treated as a separate household;

Provided that he / she does not own a pucca (an all weather dwelling unit) house in his / her name in any part of India.

Provided also that in the case of a married couple, either of the spouses  or  both  together  in  joint  ownership  will  be  eligible for a single  house,  subject to income  eligibility of the household under the Scheme.

Selection/identification  of  beneficiaries  for  the  projects  taken  up under the PMAY(Urban) Mission comes within the purview of State/UT Governments.

- (d) & (e): The proposal for PMAY(U) mission was appraised by the Expenditure  Finance  Committee  (EFC)  in  its  meeting  held on 28.01.2015. The mission was approved by the Cabinet in its meeting held on 17th June, 2015.

(f): Learning  from  the  experience  of  implementation  of  earlier schemes, the salient features of PMAY(U)  Mission, inter-alia, includes  provisions  for  covering  the  entire  urban  poor  including slum dwellers; in-situ  slum  redevelopment  using  land  as  resource; delegation  of  project  appraisal  and  approval  to  States/UTs;  a Technology  Sub-mission  to  facilitate  use  of  new,  environment friendly  construction  technologies  and  techniques  and  ;  enhanced interest subsidy under the Credit Linked Subsidy Scheme which is credited upfront to beneficiary's  home loan account.

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