Lok Sabha Question No. 194 (UNSTARRED), answered on 2016-11-16
Subject: Insurance Cover for Railway Passengers
Ministry: RAILWAYS
Asked by: SUPRIYA SADANAND SULE, G. HARI, DHANANJAY BHIMRAO MAHADIK, BHARATENDRA SINGH, VIJAYSINH MOHITE PATIL, RAJEEV SHANKARRAO SATAV, HEENA VIJAYKUMAR GAVIT, A. ARUNMOZHITHEVAN, GEETHA KOTHAPALLI

## GOVERNMENT OF INDIA MINISTRY OF RAILWAYS

## LOK SABHA UNSTARRED QUESTION NO. 194 TO BE ANSWERED ON 16.11.2016

## INSURANCE COVER FOR RAILWAY PASSENGERS

## 194.  SHRIMATI SUPRIYA SULE:

SHRI G. HARI:

SHRI DHANANJAY MAHADIK:

KUNWAR BHARATENDRA:

SHRI MOHITE PATIL VIJAYSINH SHANKARRAO:

SHRI SATAV RAJEEV:

DR. HEENA VIJAYKUMAR GAVIT:

SHRI A. ARUNMOZHITHEVAN:

SHRIMATI KOTHAPALLI GEETHA;

## Will the Minister of RAILWAYS be pleased to state :

- (a) whether the Railways has launched an insurance Scheme for the Railway Passengers and if so, the details thereof and the objective behind the move;
- (b) whether  the  Government  has  entered  into  any  partnership  with insurance companies for this purpose and if so, the details thereof;
- (c) the amount of compensation to be given to passengers in case of any mishap/accident or other untoward incidents;
- (d) whether the insurance cover will be covered across all classes and trains; and
- (e) if  so,  the  details  thereof  along  with  the  details  of  other  personal belongings/items covered under the said Scheme?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF RAILWAYS ( SHRI RAJEN GOHAIN )

- (a) to (e) : A Statement is laid on the Table of the House.

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STATEMENT  REFERRED  TO  IN  REPLY  TO  PARTS  (a)  TO  (e)  OF UNSTARRED QUESTION NO. 194 BY SHRIMATI SUPRIYA SULE, SHRI G. HARI, SHRI DHANANJAY MAHADIK, KUNWAR BHARATENDRA, SHRI MOHITE PATIL VIJAYSINH SHANKARRAO, SHRI SATAV RAJEEV, DR. HEENA  VIJAYKUMAR  GAVIT,  SHRI  A.  ARUNMOZHITHEVAN  AND SHRIMATI KOTHAPALLI GEETHA TO BE ANSWERED IN LOK SABHA ON 16.11.2016 REGARDING INSURANCE COVER FOR RAILWAY PASSENGERS.

- (a) :   Yes,  Madam.  An  Optional  Travel  Insurance  Scheme  on  a  pilot basis  for  one  year  has  been  launched  w.e.f  01/09/2016  for  the railway  passengers  who  book  e-ticket  through  official  website  of Indian Railway Catering & Tourism Corporation (IRCTC). Under the scheme reserved passengers who expire or are disabled permanently  or  partially  due  to  train  accident  and  untoward incidents during train journey will be entitled to sum assured as per the details furnished in para(c). The objective behind the scheme is to maximize compensation to the passengers for the loss caused to them by train accident and untoward incidents.
- (b) :  Yes,  Madam.  IRCTC  which  is  a  wholly  owned  undertaking  of Ministry  of  Railways  has  entered  into  an  agreement  with  three Insurance  Companies  through  Limited  Tender,  namely  (i)  Shriram General Insurance Company  Ltd., (ii) ICICI Lombard  General Insurance Company Ltd., & (iii) Royal Sundaram General Insurance Co. Ltd.
- (c) :  The amount of compensation to be given to passengers are as follows (i) In case of Death-` 10 lakh (ii) Permanent Total Disability -` 10  Lakh  (iii)  Permanent  Partial  Disability  -` 7.5  Lakh  (iv) Hospitalization Expenses for Injury -` 2  Lakh &(v) Transportation of mortal remains -` 10 Thousand.
- (d) &  (e)  :  Yes,  Madam.  The  insurance  cover  will  cover  all  reserved classes (SL, 1AC, 2AC, 3AC) and trains except passenger trains & Sub-Urban trains for tickets booked online on the IRCTC website. Personal belongings are not covered under the said scheme.

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