Lok Sabha Question No. 363 (UNSTARRED), answered on 2017-02-03
Subject: Cooperative Bank Loan
Ministry: FINANCE
Asked by: S.P. MUDDAHANUMEGOWDA

## Government of India Ministry of Finance Department of Financial Services

## LOK SABHA Unstarred Question No. 363

To be answered on Friday, February 3, 2017/Magha 14, 1938 (Saka) Cooperative Bank Loan

363. SHRI S.P. MUDDAHANUME GOWDA:

Will the Minister of FINANCE be pleased to state:

- (a)  the  quantum  of  loans  provided  by  cooperative  banks  for  the  marginalized  and small farmers of various States including Karnataka during the last three years and the current year;
- (b) whether the irregularities have been found in sanctioning of the loans during the above period;
- (c) if so, the details thereof, State/UT-wise; and
- (d) the steps being taken by the Government to stop such irregularities?

## Answer

The Minister of State in the Ministry of Finance (Shri  Santosh Kumar Gangwar)

- (a):  National  Bank  for  Agriculture  and  Rural  Development  (NABARD)  has  reported that the loan disbursed by Cooperative Banks to small and marginal farmers in the country  including  the  State  of  Karnataka  during  2013-14,  2014-15,  2015-16  and 2016-17  (upto  December,  2016)  was  Rs.  69,352.25  crore,  Rs.78,735.66  crore, Rs.97,999.11  crore  and  Rs.75,620.49  crore  respectively.  The  details  of  State-wise disbursement  of  agriculture  loans  to  small  and  marginal  farmers  by  Cooperative Banks during the years 2013-14 to 2015-16 and 2016-17 (up to December, 2016) are given in Annexure.
- (b) to (d): NABARD has reported that no specific irregularities have been observed / reported in the sanctioning of loans.

## Annexure in response to part (a) of  USQ 363 for 03.02.2017

## Agriculture Credit data in respect of Cooperative Banks from 2013-14 to 2015-16 & 2016-17 (up to December 2016)

(Rs.Cror e)

| S. No.                     | State/UTs                  | 2013-14       | 2013-14               | 2014-15    | 2014-15               | 2015-16    | 2015-16               | 2016-17 (up to December 2016) - Provisional)   | 2016-17 (up to December 2016) - Provisional)   |
|----------------------------|----------------------------|---------------|-----------------------|------------|-----------------------|------------|-----------------------|------------------------------------------------|------------------------------------------------|
| S. No.                     | State/UTs                  | Total Loan    | Loan pertain to SF/MF | Total Loan | Loan pertain to SF/MF | Total Loan | Loan pertain to SF/MF | Total Loan                                     | Loan pertain to SF/MF@                         |
| 1                          | DELHI                      | 5.70          | 0.00                  | 8.15       | 0.00                  | 9.00       | 0.00                  | 5.44                                           | 0.00                                           |
| 2                          | HARYANA                    | 7781.15       | 5705.56               | 8422.00    | 6012.82               | 9817.69    | 7388.79               | 6101.67                                        | 4490.82                                        |
| 3                          | HIMACHAL PRADESH           | 678.65        | 601.73                | 898.63     | 694.98                | 1384.05    | 960.26                | 944.37                                         | 1024.29                                        |
| 4                          | JAMMU & KASHMIR            | 14.57         | 14.57                 | 20.39      | 16.54                 | 30.17      | 6.85                  | 7.59                                           | 5.81                                           |
| 5                          | PUNJAB                     | 12624.18      | 7491.27               | 15059.76   | 10647.61              | 14949.39   | 9605.34               | 9515.88                                        | 6956.71                                        |
| 6                          | RAJASTHAN                  | 17004.47      | 6784.95               | 16322.34   | 7101.69               | 16130.49   | 6604.95               | 10107.49                                       | 2685.74                                        |
| 7                          | CHANDIGARH UT              | 0.00          | 0.00                  | 0.00       | 0.00                  | 0.00       | 0.00                  | 0.00                                           | 0.00                                           |
| Northern Region Total      | Northern Region Total      | 38108.72      | 20598.09              | 40731.27   | 24473.65              | 42320.79   | 24566.18              | 26682.44                                       | 15163.36                                       |
| 8 ARUNACHAL PRADESH        | 8 ARUNACHAL PRADESH        | 4.04          | 4.04                  | 5.58       | 0.00                  | 2.94       | 2.94                  | 43.93                                          | 0.00                                           |
| 9                          | ASSAM                      | 21.68         | 21.68                 | 16.97      | 9.83                  | 22.19      | 16.88                 | 9.84                                           | 2.04                                           |
| 10                         | MANIPUR                    | 0.00          | 0.00                  | 0.00       | 0.00                  | 1.38       | 0.00                  | 0.64                                           | 0.63                                           |
| 11                         | MEGHALAYA                  | 42.15         | 8.92                  | 3.48       | 1.72                  | 30.86      | 9.37                  | 24.11                                          | 5.36                                           |
| 12                         | MIZORAM                    | 6.87          | 6.87                  | 7.28       | 2.38                  | 16.78      | 0.00                  | 28.08                                          | 9.93                                           |
| 13                         | NAGALAND                   | 25.54         | 25.54                 | 38.03      | 16.01                 | 34.25      | 0.73                  | 28.30                                          | 22.88                                          |
| 14                         | SIKKIM                     | 10.29         | 0.00                  | 11.78      | 11.78                 | 13.79      | 13.79                 | 8.71                                           | 9.25                                           |
| 15                         | TRIPURA                    | 206.50        | 46.50                 | 250.98     | 47.41                 | 212.08     | 212.08                | 35.67                                          | 70.18                                          |
| North Eastern Region Total | North Eastern Region Total | 317.06        | 113.54                | 334.10     | 89.13                 | 334.27     | 255.79                | 179.28                                         | 120.27                                         |
| 16                         | A & N ISLAND               | 59.30         | 0.00                  | 4.62       | 3.00                  | 42.84      | 0.00                  | 29.98                                          | 0.00                                           |
| 17                         | BIHAR                      | 307.54        | 307.54                | 361.80     | 361.80                | 449.81     | 449.81                | 295.78                                         | 295.78                                         |
| 18                         | JHARKHAND                  | 3.00          | 3.00                  | 10.15      | 5.59                  | 3.69       | 1.34                  | 4102.27                                        | 0.00                                           |
| 19                         | ODISHA                     | 7190.48       | 5747.58               | 8437.63    | 7593.87               | 9719.45    | 8747.51               | 6456.33                                        | 5577.88                                        |
| 20                         | WEST BENGAL                | 2655.47       | 2504.84               | 11558.21   | 8536.58               | 10900.43   | 9038.94               | 2344.90                                        | 111.36                                         |
| Eastern Region Total       | Eastern Region Total       | 10215.79      | 8562.97               | 20372.41   | 16500.84              | 21116.22   | 18237.60              | 13229.26                                       | 5985.01                                        |
| 21                         | CHHATTISGARH               | 2469.63       | 944.10                | 2985.30    | 1327.13               | 3216.62    | 1919.91               | 2972.95                                        | 1986.99                                        |
| 22                         | MADHYA PRADESH             | 9758.31       | 4098.49               | 13288.39   | 4103.99               | 13516.94   | 6350.23               | 9947.95                                        | 5048.08                                        |
| 23                         | UTTARAKHAND                | 2038.10       | 912.92                | 1141.58    | 394.37                | 1170.80    | 438.34                | 1092.34                                        | 264.06                                         |
| 24                         | UTTAR PRADESH              | 6586.72       | 4423.82               | 7042.70    | 5115.07               | 7929.69    | 5841.03               | 6091.21                                        | 4278.49                                        |
| Central Region Total       | Central Region Total       | 20852.76      | 10379.33              | 24457.97   | 10940.56              | 25834.05   | 14549.51              | 20104.45                                       | 11577.62                                       |
| 25 GOA                     | 25 GOA                     | 63.85         | 0.00                  | 73.18      | 5.25                  | 44.34      | 15.88                 | 26.08                                          | 18.40                                          |
| 26 GUJARAT                 | 26 GUJARAT                 | 9202.84       | 2877.93               | 10399.33   | 3818.10               | 12197.69   | 4672.33               | 12408.03                                       | 4538.25                                        |
| 27 MAHARASHTRA             | 27 MAHARASHTRA             | 14946.78      | 8115.51               | 16358.37   | 9059.24               | 17137.84   | 10105.50              | 14262.32                                       | 22439.96                                       |
| 28 D&NHAVELI UT            | 28 D&NHAVELI UT            | 0.00          | 0.00                  | 0.00       | 0.00                  | 0.00       | 0.00                  |                                                | 0.20                                           |
| 29 Western Region Total    | DAMAN&DIU UT               | 0.68 24214.15 | 0.68 10994.13         | 0.00       | 0.00                  | 29379.87   | 0.00 14793.71         | 26696.43                                       | 0.00 26996.80                                  |
| 30 ANDHRA PRADESH          | 30 ANDHRA PRADESH          | 11043.81      | 9387.23               | 4052.67    |                       | 0.00       | 6912.08               | 5387.42                                        | 5387.42                                        |
|                            |                            |               |                       | 26830.88   | 12882.60 3444.77      | 8131.86    |                       |                                                | 3251.22                                        |
| 31 TELANGANA               | 31 TELANGANA               | 0.00          | 0.00                  | 3372.00    | 2866.20               | 5799.70    | 5557.10               | 3272.81                                        |                                                |

| 32   | KARNATAKA             |   8420.73 |   5252.89 |   9902.35 |   2366.30 |   10668.81 |   6901.97 | 6846.54   |   4413.80 |
|------|-----------------------|-----------|-----------|-----------|-----------|------------|-----------|-----------|-----------|
| 33   | KERALA                |   1797.67 |   1336.83 |   2826.7  |   1967.94 |    3541.07 |   2548.83 | 2430.37   |    402.34 |
| 34   | PUDUCHERRY            |     10.92 |      8.72 |     10.35 |      8.34 |       9.66 |      7.48 | 230.20    |      1.75 |
| 35   | TAMILNADU             |   4982.2  |   2718.51 |   5578.8  |   3195.34 |    6158.66 |   3668.85 | 3181.22   |   2320.89 |
| 36   | LAKSHADWEEP UT        |      0    |      0    |      0    |      0    |       0    |      0    |           |      0    |
|      | Southern Region Total |  26255.3  |  18704.2  |  25742.9  |  13848.9  |   34309.8  |  25596.3  | 21348.56  |  15777.4  |
|      | GRAND TOTAL           | 119964    |  69352.2  | 138470    |  78735.7  |  153295    |  97999.1  | 108240.42 |  75620.5  |

Source: NABARD