Lok Sabha Question No. 176 (UNSTARRED), answered on 2017-02-02
Subject: National Rural Livelihood Mission
Ministry: RURAL DEVELOPMENT
Asked by: M. B. RAJESH, P.K.SREEMATHI TEACHER

## GOVERNMENT OF INDIA MINISTRY OF RURAL DEVELOPMENT DEPARTMENT OF RURAL DEVELOPMENT

## LOK SABHA

UNSTARRED QUESTION NO .176 TO BE ANSWERED ON 02.0 2.2017

## NATIONAL RURAL LIVELIHOOD MISSION

## 176. SHRI M.B. RAJESH: SHRIMTI P.K. SREEMATHI TEACHER:

Will the Minister of RURAL DEVELOPMENT be pleased to state:

- (a) the allocation made and funds released under the National Rural Livelihood Mi (NRLM) during the last three years to the State of Kerala;
- (b) the objectives of organizing rural poor wo men into Self - Help  Groups (SHGs) have been addressed during that period in the State of Kerala;
- (c) the targets fixed and achievements made thereunder; and
- (d) themanner in which the objectives of financial inclusion have been met for th along with the details of targets set and achievements made?

## ANSWER MINISTER OF STATE IN THE MINISTRY OF RURAL DEVELOPMENT ( SHRI RAM KRIPAL YADAV )

(a) : Allocation made and funds released under Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY - NRLM) during the last three years to the State of Kerala given below -

(Rs. in lakh)

| Year                           | NRLM (Including Interest Subvention (Cat. -II)   | NRLM (Including Interest Subvention (Cat. -II)   | Nationa l Rural Livelihood Project (NRLP)   | Nationa l Rural Livelihood Project (NRLP)   |
|--------------------------------|--------------------------------------------------|--------------------------------------------------|---------------------------------------------|---------------------------------------------|
|                                | Central Allocation                               | Central Releases                                 | Allocation                                  | Releases                                    |
| 2013- 14                       | 4537.00                                          | 3272.00                                          | 489.90                                      | 301.35                                      |
| 2014- 15                       | 2396.00                                          | 677.17                                           | 1530.02                                     | 1296.72                                     |
| 2015- 16                       | 977.90                                           | 1005.64                                          | 2003.46                                     | 2861.15                                     |
| 2016- 17 (upto December, 2016) | 688.78                                           | 344.39                                           | 457.68                                      | 457.68                                      |

(b): The objective of DAY -NRLM is to mobilise members of all rural poor households into Self Help Groups (SHGs) and continuously nurture and support them till they co of abject poverty.  A total of 35.33 lakh rural households have been mobilised into SHGs in the State and all these SH Gs were also federated into 16633 Area Development Society (ADS) and 981 Community Development Society (CDS). Members of the SHGs are involved in the process of thrift and credit based practices to strengthen liveli their own savings, loans from banks and financial support provided by DAY - NRLM.

- (c): The targets fixed and ach ievements made are as follows: -
- (d): DAY - NRLM  facilitates  access  to  affordable  financial  services  to  the  poor following steps have been taken up for effective financial inclusion in Kerala: -
- Orientation  of Community  Development  Society  (CDS)  and  Area  Development Society (ADS) on effect ive Financial Inclusion
- Orientation and sensitization of bank branch managers
- Capacity Building of Neighbourhood Groups(NHGs) leaders on preparation of Micr Investment Plan/ Micro Credit Plan
- spreading awareness on Financial Literacy among NHG members
- All ocation of bank wise credit linkage target
- Facilitation  support  by  Kudumbashree  to  NHGs  for  submission  of  proper  lo application to bank branches
- Providing Interest Subvention to NHGs promptly repaying their bank loans.

| S No   |                                                          | FY 2013-14    | FY 2013-14   | FY 2014-15    | FY 2014-15   | FY 2015-16     | FY 2015-16   | FY 2016-17 (up to December, 2016)   | FY 2016-17 (up to December, 2016)   |
|--------|----------------------------------------------------------|---------------|--------------|---------------|--------------|----------------|--------------|-------------------------------------|-------------------------------------|
| S No   | Indicators                                               | Annual Target | Achiev ement | Annual Target | Achieve ment | Annua l Target | Achieve ment | Annual Target                       | Achieve ment                        |
| 1      | Number of SHGs promoted                                  | 3358          | 3358         | 5000          | 7806         | 1000           | 5621         | 8140                                | 7709                                |
| 2      | Number of SHGs provided Revolving Fund (RF)              | 11500         | 3343         | 360           | 3979         | 460            | 1135         | 979                                 | 474                                 |
| 3      | Amount of RF provided to SHGs (Rs. in lakh)              | 1150          | 334.3        | 50            | 449.08       | 70             | 141.72       | 146.85                              | 51.05                               |
| 4      | Number of SHGs provided Community Investment Fund ( CIF) | 20            | -            | 222           | -            | 400            | 791          | 530                                 | 593                                 |
| 5      | Amount of CIF provided to SHGs (Rs. in lakh)             | 100           | -            | 222.00        | -            | 200.0          | 380.6        | 265                                 | 282.65                              |

The details of targets set and ach ievement made in the state in respect of  Self Help Groups (SHGs) Bank Linkage are given below: -

| Year                            | Target         | Target          | Achievement    | Achievement     |
|---------------------------------|----------------|-----------------|----------------|-----------------|
| Year                            | Number of SHGs | Amount in Crore | Number of SHGs | Amount in Crore |
| 2013- 14                        | -              | -               | 39,627         | 903.56          |
| 2014- 15                        | 80,000         | 1000.00         | 62,189         | 1369.09         |
| 2015- 16                        | 42,500         | 1330.00         | 54,988         | 1741.50         |
| 2016- 17 (up to December, 2016) | 96,203         | 2400.84         | 62,150         | 1221.07         |