Lok Sabha Question No. 196 (STARRED), answered on 2016-11-29
Subject: Pradhan Mantri Fasal Bima Yojana
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: POONAMBEN HEMATBHAI MAADAM, A.T. (NANA) PATIL

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION & FARMERS WELFARE

## LOK  SABHA STARRED QUESTION NO. 196

TO BE ANSWERED ON THE 29 TH   NOVEMBER, 2016

## PRADHAN MANTRI FASAL BIMA YOJANA

*196.   SHRIMATI POONAMBEN MAADAM: SHRI A.T. NANA PATIL:

Will  the  Minister  of  AGRICULTURE  AND FARMERS WELFARE कृ ष एवं कसान कयाण ½ãâ¨ããè be pleased to state:

- (a) the  number  of  loanee  farmers  under  the  Pradhan  Mantri  Fasal  Bima  Yojana, (PMFBY)  State/UT-wise  and  the  progress  made  against  the  Government's  target  of bringing 50 million farmers under PMFBY for kharif crops in 2016-17;
- (b) the  percentage  increase  in  the  number  of  farmers  who  have  opted  for  crop insurance  under the  scheme  in  2016-17  as  compared to  that  of  2015-16,  State/UT-wise including Maharashtra;
- (c) the total cultivable area covered by the insurance schemes during the current year and the percentage increase or decrease therein as compared to that of 2015 along with the  total  sum  insured  under  the  scheme  during  the  current  year  and  the  percentage increase or decrease therein as compared to that of 2015;
- (d) the  mechanism put in place to monitor the proper implementation of the scheme; and
- (e) whether  the  fund  provided  by  the  Government  for  the  scheme  is  less  than  the demand made by the States and if so, the time by which the remaining amount is likely to be provided by the Government?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE

½ãâ¨ããè (SHRI RADHA MOHAN SINGH)

कृ ष एवं कसान कयाण

- (a) to (e): A statement is laid on the Table of the House.

## STATEMENT  REFERRED  TO  IN  REPLY  TO  PARTS  (a)  TO  (e)  OF  LOK  SABHA STARRED QUESTION NO. 196    DUE FOR REPLY ON 29 TH   NOVEMBER, 2016.

(a) to (c): It  is  proposed  to  enhance  the  area  under  Pradhan  Mantri  Fasal  Bima Yojana (PMFBY) and Restructured Weather Based Crop Insurance Scheme (WBCIS) upto 50% of the gross cropped area within next 2-3 years.  However, it will depend on notification of areas/crops by the State Governments.   As per tentative data available, during Kharif 2016 about 326 lakh farmers have been insured covering an area of 380 lakh  hectare  for  Sum  Insured  of  Rs.137535  crore  as  compared  to  309  lakh  farmers during Kharif 2015 season covering  an area of 339 lakh ha. for sum    insured    of Rs. 69307 crore.

As per tentative data available, there is an increase of about 5.50% in farmers covered, 12% in the area covered and about 100% in sum insured during first season of implementation  of    PMFBY/WBCIS  itself  as  compared  to  the    Kharif  2015  season. Statewise  details  of  coverage  of  farmers  and  percentage  increase/decrease  over previous Kharif season are annexed.

(d): As per provisions made in the Operational Guidelines of the scheme, State Level Coordination  Committee  on  Crop  Insurance  (SLCCCI)  of  the  concerned  State  is responsible  for  monitoring  of  the  schemes/  programme  in  the  State.  However,  a National  Level  Monitoring  Committee  (NLMC)will  monitor  the  scheme  at  the  national level.    Timelines  have  been  stipulated  for  various  activities  such  as  collection  of individual insured farmer level data with requisite details within 15 days of close of the season;  State  Government  is  required  to  submit  yield  data  based  on  Crop  Cutting Experiments (CCEs) within one month from the date of final harvest; transfer of claims by banks to beneficiary account   within   a week alongwith display of list of beneficiaries

-2- on the notice board of branch and utilization certificate to insurance company within 15 days for verification and audit.  Further monitoring mechanisms provide that about 5% of  the  beneficiaries  may  be  verified  by  the  Regional  Offices/  local  level  Offices  of Insurance  Companies  who  will  send  the  feed  back  to  concerned  District  Level Monitoring  Committee  (DLMC)  and  State  Government/  State  Level  Coordination Committee on Crop Insurance (SLCCCI); at least 10% of the beneficiaries verified by the insurance company may be cross verified by the concerned District Level Monitoring Committee  (DLMC) and they should send the feed back to State Government; 1 to 2% of  the  beneficiaries  may  be  verified  by  the  Head  Offices  of  the  insurance  company/ Independent Agencies appointed by the Central Government/ National Level Monitoring Committee  and  they  should  send  the  necessary  feed  back  to  Central  Government. Regular weekly video conferencing is being held for follow up on implementation issues with  State  Government,  Banks  and  Insurance  Companies      Government  has  also developed  a  Crop  Insurance  Web  Portal  for  ensuring  better  administration,  coordination, transparency and dissemination of information.

(e): Crop  insurance  schemes  are  demand  driven  and  financial  projections  depend upon ensuing  weather conditions and coverage of farmers and area, hence it is difficult to make exact projections. Accordingly, during 2016-17, a    budget   provision     of Rs. 5501.15 crore was made for implementation of PMFBY/ WBCIS and meeting the liabilities  under  erstwhile schemes, however, based on the tentative demand received from implementing insurance companies  additional resources by way of supplementary demand has been provided and Rs. 7955 crore has already been released.    Further, funds will also be made available to the concerned insurance companies as and when the demand is raised.

.

## ANNEXURE

| Comparison of Coverage between Kharif 2015 &Kharif 2016 under crop insurance schemes   | Comparison of Coverage between Kharif 2015 &Kharif 2016 under crop insurance schemes   | Comparison of Coverage between Kharif 2015 &Kharif 2016 under crop insurance schemes                                                                                                 | Comparison of Coverage between Kharif 2015 &Kharif 2016 under crop insurance schemes                                                                                                 | Comparison of Coverage between Kharif 2015 &Kharif 2016 under crop insurance schemes                                                                                                 | Comparison of Coverage between Kharif 2015 &Kharif 2016 under crop insurance schemes                                   | Comparison of Coverage between Kharif 2015 &Kharif 2016 under crop insurance schemes                                   | Comparison of Coverage between Kharif 2015 &Kharif 2016 under crop insurance schemes   |
|----------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------|
| No.                                                                                    | States                                                                                 | Last Kharif 2015                                                                                                                                                                     | Last Kharif 2015                                                                                                                                                                     | Last Kharif 2015                                                                                                                                                                     | Kharif 2016                                                                                                            | Kharif 2016                                                                                                            | Kharif 2016                                                                            |
| No.                                                                                    | States                                                                                 | Details of farmers covered under earlier insurance scheme-National Agriculture Insurance Scheme, Modified National Agriculture Insurance Scheme, Weather Based Crop Insurance Scheme | Details of farmers covered under earlier insurance scheme-National Agriculture Insurance Scheme, Modified National Agriculture Insurance Scheme, Weather Based Crop Insurance Scheme | Details of farmers covered under earlier insurance scheme-National Agriculture Insurance Scheme, Modified National Agriculture Insurance Scheme, Weather Based Crop Insurance Scheme | Provisional Details of farmers covered under Pradhan Mantri Fasal Bima Yojana and Weather Based Crop Insurance Scheme. | Provisional Details of farmers covered under Pradhan Mantri Fasal Bima Yojana and Weather Based Crop Insurance Scheme. | %age increase/ decrease in farmers covered                                             |
| No.                                                                                    | States                                                                                 | Details of the insured farmers (No. in crore)                                                                                                                                        | Details of the insured farmers (No. in crore)                                                                                                                                        | Details of the insured farmers (No. in crore)                                                                                                                                        | Details of the insured farmers (No. in crore)                                                                          | Details of the insured farmers (No. in crore)                                                                          | %age increase/ decrease in farmers covered                                             |
| No.                                                                                    | States                                                                                 | Loanee                                                                                                                                                                               | Non- Loanee                                                                                                                                                                          | Total                                                                                                                                                                                | Loanee Non- Loanee                                                                                                     | Total                                                                                                                  | %age increase/ decrease in farmers covered                                             |
| 1                                                                                      | Anadaman &Nicobar                                                                      | 0.004                                                                                                                                                                                | 0.001                                                                                                                                                                                | 0.005                                                                                                                                                                                |                                                                                                                        |                                                                                                                        | -100.0                                                                                 |
| 2                                                                                      | Andhra Pradesh                                                                         | 15                                                                                                                                                                                   | 0.06                                                                                                                                                                                 | 15.06                                                                                                                                                                                | 14.42 0.67                                                                                                             | 15.09                                                                                                                  | 0.2                                                                                    |
| 3                                                                                      | Assam                                                                                  | 0.31                                                                                                                                                                                 | 0.001                                                                                                                                                                                | 0.311                                                                                                                                                                                | 0.51                                                                                                                   | 0.51                                                                                                                   | 64.0                                                                                   |
| 4                                                                                      | Bihar                                                                                  | 15.9                                                                                                                                                                                 | 0.65                                                                                                                                                                                 | 16.55                                                                                                                                                                                | 14.26 0.23                                                                                                             | 14.49                                                                                                                  | -12.4                                                                                  |
| 5                                                                                      | Chhattisgarh                                                                           | 11.64                                                                                                                                                                                | 0.39                                                                                                                                                                                 | 12.03                                                                                                                                                                                | 11.69 1.57                                                                                                             | 13.26                                                                                                                  | 10.2                                                                                   |
| 6                                                                                      | Goa                                                                                    | 0.1                                                                                                                                                                                  | 0                                                                                                                                                                                    | 0.1                                                                                                                                                                                  | 0.007                                                                                                                  | 0.007                                                                                                                  | -93.0                                                                                  |
| 7                                                                                      | Gujarat                                                                                | 5.02                                                                                                                                                                                 | 0.02                                                                                                                                                                                 | 5.04                                                                                                                                                                                 | 11.89 0.02                                                                                                             | 11.91                                                                                                                  | 136.3                                                                                  |
| 8                                                                                      | Haryana                                                                                | 0                                                                                                                                                                                    | 0                                                                                                                                                                                    | 0                                                                                                                                                                                    | 6.9 0.06                                                                                                               | 6.96                                                                                                                   | 100.0                                                                                  |
| 9                                                                                      | Himachal Pradesh                                                                       | 0.28                                                                                                                                                                                 | 0.007                                                                                                                                                                                | 0.287                                                                                                                                                                                | 0.95 0.02                                                                                                              | 0.97                                                                                                                   | 238.0                                                                                  |
| 10                                                                                     | Jharkhand                                                                              | 1.38                                                                                                                                                                                 | 3.98                                                                                                                                                                                 | 5.36                                                                                                                                                                                 | 1.61 6.88                                                                                                              | 8.49                                                                                                                   | 58.4                                                                                   |
| 11                                                                                     | Karnataka                                                                              | 3.81                                                                                                                                                                                 | 4.92                                                                                                                                                                                 | 8.73                                                                                                                                                                                 | 8.33 2.26                                                                                                              | 10.59                                                                                                                  | 21.3                                                                                   |
| 12                                                                                     | Kerala                                                                                 | 0.21                                                                                                                                                                                 | 0.009                                                                                                                                                                                | 0.219                                                                                                                                                                                | 0.22                                                                                                                   | 0.22                                                                                                                   | 0.5                                                                                    |
| 13                                                                                     | Madhya Pradesh                                                                         | 31.19                                                                                                                                                                                | 0.002                                                                                                                                                                                | 31.192                                                                                                                                                                               | 32.6 3.94                                                                                                              | 36.54                                                                                                                  | 17.1                                                                                   |
| 14                                                                                     | Maharashtra *                                                                          | 89.39                                                                                                                                                                                | 0                                                                                                                                                                                    | 89.39                                                                                                                                                                                | 20.95 45.84                                                                                                            | 66.79                                                                                                                  | -25.3                                                                                  |
| 15                                                                                     | Manipur                                                                                | 0.02                                                                                                                                                                                 | 0.05                                                                                                                                                                                 | 0.07                                                                                                                                                                                 |                                                                                                                        |                                                                                                                        | -100.0                                                                                 |
| 16                                                                                     | Meghalya                                                                               | 0.5                                                                                                                                                                                  | 0                                                                                                                                                                                    | 0.5                                                                                                                                                                                  | 0.0006                                                                                                                 | 0.0006                                                                                                                 | -99.9                                                                                  |
| 17                                                                                     | Odisha                                                                                 | 19.81                                                                                                                                                                                | 1.72                                                                                                                                                                                 | 21.53                                                                                                                                                                                | 17.3 0.29                                                                                                              | 17.59                                                                                                                  | -18.3                                                                                  |
| 18                                                                                     | Puducherry                                                                             | 0                                                                                                                                                                                    | 0.004                                                                                                                                                                                | 0.004                                                                                                                                                                                |                                                                                                                        |                                                                                                                        | -100.0                                                                                 |
| 19                                                                                     | Rajasthan                                                                              | 64.1                                                                                                                                                                                 | 0                                                                                                                                                                                    | 64.1                                                                                                                                                                                 | 53.05 0.005                                                                                                            | 53.05                                                                                                                  | -17.2                                                                                  |
| 20                                                                                     | Tamilnadu                                                                              | 1.44                                                                                                                                                                                 | 0.03                                                                                                                                                                                 | 1.47                                                                                                                                                                                 | 0.13                                                                                                                   | 0.13                                                                                                                   | -91.2                                                                                  |
| 21                                                                                     | Telangana                                                                              | 8.77                                                                                                                                                                                 | 0.73                                                                                                                                                                                 | 9.5                                                                                                                                                                                  | 6 0.555                                                                                                                | 6.55                                                                                                                   | -31.1                                                                                  |
| 22                                                                                     | Tripura                                                                                | 0.01                                                                                                                                                                                 | 0                                                                                                                                                                                    | 0.01                                                                                                                                                                                 | 0.01 0.01                                                                                                              | 0.02                                                                                                                   | 100.0                                                                                  |
| 23                                                                                     | Uttar Pradesh                                                                          | 16.88                                                                                                                                                                                | 0.005                                                                                                                                                                                | 16.885                                                                                                                                                                               | 30.03 0.01                                                                                                             | 30.04                                                                                                                  | 77.9                                                                                   |
| 24                                                                                     | Uttarakhand                                                                            | 0.84                                                                                                                                                                                 | 0.02                                                                                                                                                                                 | 0.86                                                                                                                                                                                 | 1.17                                                                                                                   | 1.28                                                                                                                   | 48.8                                                                                   |
| 25                                                                                     | West Bengal                                                                            | 7.97                                                                                                                                                                                 | 2.28                                                                                                                                                                                 | 10.25                                                                                                                                                                                | 0.11 15.09                                                                                                             |                                                                                                                        | 216.1                                                                                  |
|                                                                                        | Total (All India)                                                                      | 294.57                                                                                                                                                                               | 14.88                                                                                                                                                                                | 309.45                                                                                                                                                                               | 17.31 249.34 77.56                                                                                                     | 32.4 326.89                                                                                                            | 5.6                                                                                    |

*All farmers covered under National Agricultural Insurance Scheme in Maharashtra in 2015  voluntary loanee.

****