Lok Sabha Question No. 444 (STARRED), answered on 2018-03-27
Subject: Restructured Weather Based Crop Insurance Scheme
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: RAMA DEVI, LAXMI NARAYAN YADAV

O.I.H.

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION & FARMERS WELFARE

## LOK  SABHA STARRED QUESTION NO. 444

TO BE ANSWERED ON THE 27 TH  MARCH, 2018

## RESTRUCTURED WEATHER BASED CROP INSURANCE SCHEME

- *444.     SHRIMATI RAMA DEVI: SHRI LAXMI NARAYAN YADAV:

Will  the  Minister  of  AGRICULTURE  AND  FARMERS  WELFARE कृ ष एवं कसान कयाण ½ãâ¨ããè be pleased to state:

- (a) the rules under  which  insurance  cover  is  provided  to  farmers  under  the Restructured Weather Based Crop Insurance Scheme (RWBCIS) along with the names of crops and perennial crops covered under the said insurance scheme;
- (b) the  manner  in  which  the  above  scheme  is  different  from  the  Pradhan  Mantri Fasal Bima Yojana;
- (c) the number of farmers who have been benefited under RWBCIS during the last three years, State/UT-wise; and
- (d) the reasons for formulation of a separate RWBCIS?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE

- कृ ष एवं कसान कयाण ½ãâ¨ããè (SHRI RADHA MOHAN SINGH) (a) to (d): A statement is laid on the Table of the House.

## STATEMENT  REFERRED  TO  IN  REPLY  TO  PARTS  (a)  TO  (d)  OF  LOK  SABHA STARRED QUESTION NO. 444   DUE FOR REPLY ON 27 TH  MARCH, 2018.

(a)    to  (d):          Restructured  Weather  Based  Crop  Insurance  Scheme  (RWBCIS)  is  a weather  index  based  scheme  launched  in  Kharif  2016  after  revisiting  the  erstwhile Weather  Based  Crop  Insurance  Scheme  (WBCIS).    The  scheme  provides  insurance protection  to  farmers  against  adverse  weather  incidence,  such  as  deficit  and  excess rainfall,  high  or  low  temperature,  humidity  etc.  which  factors  are  deemed  to  impact adversely the crop production.  Thus it is a named peril insurance scheme and claims are  calculated  on  the  basis  of  difference  in  (below  or  above)  observed  trigger  value. The  State  Government  in  consultation  with  experts  and  insurance  companies  decide trigger  points/values  for  loss  calculation  and  finalise  area-wise  Term-sheets  for  each crop.  The assessment/reference unit area under the scheme is related to availability of Automatic Weather Stations (AWSs)/Automatic Rain-Gauge Stations (ARGs), which are mostly available at circle, block levels.   Unlike RWBCIS,   Pradhan Mantri Fasal Bima Yojana (PMFBY) is a yield index linked /comprehensive risk insurance scheme covering pre-sowing to post harvest losses  wherein insurance unit is village/village panchayat for major  crops  and  claim  calculation  is  based  on  yield/loss  assessment  through  Crop Cutting Experiments (CCEs).     However, with respect to all other parameters namely, premium rates for farmers, selection of insurance company through transparent bidding process, sum insured equal to Scale of Finance etc. the two schemes are at par.

The RWBCIS  envisages coverage of all food and oilseeds crops and annual/perennial  commercial/horticultural  crops.      It  is  the  prerogative  of  the  State Government/  Union   Territory to     select   the crops.   However,    RWBCIS has been

specifically  formulated to cover those  annual/perennial commercial/ horticultural crops where  methodology  for  calculation  of  yield  data/past  yield  data  based  on  CCEs  as required under PMFBY is not available.   Further, the availability of past weather data and  requisite  infrastructure  viz.  Automatic  Weather  Stations  (AWSs)  and  Automatic Rain Gauge Stations (ARGs) needs to be ensured/notified by the State Government.

State/UT-wise details of farmers covered and farmers benefitted under RWBCIS and erstwhile WBCIS during last three years are annexed.

| Annexure                                                                                                                                               | Annexure                                                                                                                                               | Annexure                                                                                                                                               | Annexure                                                                                                                                               | Annexure                                                                                                                                               | Annexure                                                                                                                                               | Annexure                                                                                                                                               | Annexure                                                                                                                                               |
|--------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------|
| State Wise details of Number of farmers Insured and benefitted under Restructured Weather Based Crop Insurance Scheme (RWBCIS) during last three years | State Wise details of Number of farmers Insured and benefitted under Restructured Weather Based Crop Insurance Scheme (RWBCIS) during last three years | State Wise details of Number of farmers Insured and benefitted under Restructured Weather Based Crop Insurance Scheme (RWBCIS) during last three years | State Wise details of Number of farmers Insured and benefitted under Restructured Weather Based Crop Insurance Scheme (RWBCIS) during last three years | State Wise details of Number of farmers Insured and benefitted under Restructured Weather Based Crop Insurance Scheme (RWBCIS) during last three years | State Wise details of Number of farmers Insured and benefitted under Restructured Weather Based Crop Insurance Scheme (RWBCIS) during last three years | State Wise details of Number of farmers Insured and benefitted under Restructured Weather Based Crop Insurance Scheme (RWBCIS) during last three years | State Wise details of Number of farmers Insured and benefitted under Restructured Weather Based Crop Insurance Scheme (RWBCIS) during last three years |
| Sl. No.                                                                                                                                                |                                                                                                                                                        | 2014-15                                                                                                                                                | 2014-15                                                                                                                                                | 2015-16                                                                                                                                                | 2015-16                                                                                                                                                | 2016-17                                                                                                                                                | 2016-17                                                                                                                                                |
| Sl. No.                                                                                                                                                | State                                                                                                                                                  | No. of Farmers Insured                                                                                                                                 | No. of Farmers benefitted                                                                                                                              | No. of Farmers Insured                                                                                                                                 | No. of Farmers benefitted                                                                                                                              | No. of Farmers Insured                                                                                                                                 | No. of Farmers benefitted                                                                                                                              |
| 1                                                                                                                                                      | Andhra Pradesh                                                                                                                                         | 96610                                                                                                                                                  | 80560                                                                                                                                                  | 731755                                                                                                                                                 | 283859                                                                                                                                                 | 766376                                                                                                                                                 | 758244                                                                                                                                                 |
| 2                                                                                                                                                      | Assam                                                                                                                                                  | 23351                                                                                                                                                  | 21738                                                                                                                                                  | 43424                                                                                                                                                  | 24391                                                                                                                                                  | 51749                                                                                                                                                  | 23370                                                                                                                                                  |
| 3                                                                                                                                                      | Bihar                                                                                                                                                  | 1846856                                                                                                                                                | 1582422                                                                                                                                                | 0                                                                                                                                                      | 0                                                                                                                                                      |                                                                                                                                                        |                                                                                                                                                        |
| 4                                                                                                                                                      | Chhattisgarh                                                                                                                                           | 974199                                                                                                                                                 | 590731                                                                                                                                                 | 0                                                                                                                                                      | 0                                                                                                                                                      | 6701                                                                                                                                                   | 1106                                                                                                                                                   |
| 5                                                                                                                                                      | Haryana                                                                                                                                                | 22                                                                                                                                                     | 7                                                                                                                                                      | 0                                                                                                                                                      | 0                                                                                                                                                      |                                                                                                                                                        |                                                                                                                                                        |
| 6                                                                                                                                                      | Himachal Pradesh                                                                                                                                       | 99015                                                                                                                                                  | 89046                                                                                                                                                  | 136333                                                                                                                                                 | 85944                                                                                                                                                  | 119357                                                                                                                                                 | 89026                                                                                                                                                  |
| 7                                                                                                                                                      | Jammu &Kashmir                                                                                                                                         | 1364                                                                                                                                                   | 1364                                                                                                                                                   | 0                                                                                                                                                      | 0                                                                                                                                                      |                                                                                                                                                        |                                                                                                                                                        |
| 8                                                                                                                                                      | Jharkhand                                                                                                                                              | 158589                                                                                                                                                 | 158589                                                                                                                                                 | 0                                                                                                                                                      | 0                                                                                                                                                      |                                                                                                                                                        |                                                                                                                                                        |
| 9                                                                                                                                                      | Karnataka                                                                                                                                              | 175088                                                                                                                                                 | 124889                                                                                                                                                 | 0                                                                                                                                                      | 0                                                                                                                                                      | 177132                                                                                                                                                 | 145978                                                                                                                                                 |
| 10                                                                                                                                                     | Kerala                                                                                                                                                 | 29502                                                                                                                                                  | 22715                                                                                                                                                  | 34803                                                                                                                                                  | 33081                                                                                                                                                  | 58990                                                                                                                                                  | 20393                                                                                                                                                  |
| 11                                                                                                                                                     | Madhya Pradesh                                                                                                                                         | 168771                                                                                                                                                 | 165535                                                                                                                                                 | 249320                                                                                                                                                 | 166304                                                                                                                                                 | 513595                                                                                                                                                 | 338941                                                                                                                                                 |
| 12                                                                                                                                                     | Maharashtra                                                                                                                                            | 1425161                                                                                                                                                | 1284657                                                                                                                                                | 839822                                                                                                                                                 | 785798                                                                                                                                                 | 212960                                                                                                                                                 | 123167                                                                                                                                                 |
| 13                                                                                                                                                     | Rajasthan                                                                                                                                              | 5852258                                                                                                                                                | 5112863                                                                                                                                                | 6115611                                                                                                                                                | 5319448                                                                                                                                                | 44150                                                                                                                                                  | 30433                                                                                                                                                  |
| 14                                                                                                                                                     | Telangana                                                                                                                                              | 71824                                                                                                                                                  | 70102                                                                                                                                                  | 94832                                                                                                                                                  | 87632                                                                                                                                                  | 88772                                                                                                                                                  | 83596                                                                                                                                                  |
| 15                                                                                                                                                     | Uttar Pradesh                                                                                                                                          | 284580                                                                                                                                                 | 278508                                                                                                                                                 | 722325                                                                                                                                                 | 697800                                                                                                                                                 | 6250                                                                                                                                                   | 6250                                                                                                                                                   |
| 16                                                                                                                                                     | Uttarakhand                                                                                                                                            | 41246                                                                                                                                                  | 37934                                                                                                                                                  | 47680                                                                                                                                                  | 25231                                                                                                                                                  | 53396                                                                                                                                                  | 43546                                                                                                                                                  |
| 17                                                                                                                                                     | West Bengal                                                                                                                                            | 3408                                                                                                                                                   | 2707                                                                                                                                                   | 14837                                                                                                                                                  | 9516                                                                                                                                                   | 1713                                                                                                                                                   | 13                                                                                                                                                     |
|                                                                                                                                                        | Grand Total                                                                                                                                            | 11251844                                                                                                                                               | 9624367                                                                                                                                                | 9030742                                                                                                                                                | 7519004                                                                                                                                                | 2101141                                                                                                                                                | 1664063                                                                                                                                                |

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