Lok Sabha Question No. 868 (UNSTARRED), answered on 2017-02-07
Subject: Pradhan Mantri Fasal Bima Yojana
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: OM BIRLA

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA

## UNSTARRED QUESTION NO.868

TO BE ANSWERED ON THE  7 TH  FEBRUARY, 2017

## PRADHAN MANTRI FASAL BIMA YOJANA

## 868. SHRI OM BIRLA:

Will  the  Minister  of  AGRICULTURE  AND  FARMERS  WELFARE      ‡ãðŠãäÓã एवं  कसान कयाण ½ãâ¨ããè be pleased to state:

- (a) whether it is a fact that some farmers organisations stated that Pradhan Mantri Fasal  Bima  Yojana  does  not  provide  for  a  universal  comprehensive  coverage  of  all crops  against all forms of damages and all stages of the crop cycle, if so, the details thereof;
- (b) whether  the  Government  has  received  any  complaint  in  this  regard,  if  so,  the details of the remedies which Government has initiated to overcome these deficits;
- (c) whether the Government has analysed the implementation of the schemes, if so, the number of farmers who have benefitted under the scheme along with the number of States which are doing better and the ones which have not implemented the scheme so far;
- (d) whether the Government  has  a proposal to include tenant farmers  and sharecroppers  under  the  scheme  who  also  bear  the  risks  but  do  not  get  any compensation, if so, the details thereof; and
- (e) whether  the  Government  has  a  proposal  to  delink  insurance  from  credit  and hence making insurance optional, if so, the details thereof?

## ANSWER

MINISTER OF  STATE IN THE  MINISTRY OF  AGRICULTURE AND  FARMERS  WELFARE

‡ãðŠãäÓã एवं  कसान  कयाण ½ãâ¨ããÊã¾ã  ½ãñâ  Àã·¾ã  ½ãâ¨ããè (  SHRI PARSHOTTAM RUPALA)

- (a): This Department is not aware of any such statement by any farmers' organizations.    However,  Pradhan  Mantri  Fasal  Bima  Yojana    (PMFBY)  provides  for comprehensive  risk  insurance  for  all  farmers  who  have  availed  crop  loan  and  nonloanee farmers as well for crops/areas notified by the  concerned State Governments. Crop insurance is provided against crop damage from pre-sowing to post-harvest losses for food crops (cereals, millets and pulses), oilseeds and annual commercial horticultural  crops.      The  scheme  not  only  safeguards  against  wide  spread  yield  loss due  to  non-preventable  natural  risks  viz.    flood,  inundation,  landslide,  drought,  dry spells, hailstorm, cyclone, pests/diseases,  natural fire and  lightening, storm, typhoon, tempest, hurricane, tornado etc.  but  also against farm level yield loss due to localized

(b)  &  (c)  :  Complaints/suggestions  about  the  scheme  are  received  from  various quarters from time to time and are looked into in accordance with scheme guidelines and insurance principles after consulting all concerned stakeholders.

Further,  the  Government  continuously  monitors  and  analysis  implementation related issues.   During Kharif 2016, 21 States opted for the scheme, which went up to 25 States and 3 Union Territories in Rabi 2016.  In Kharif 2016, the coverage in terms of number of farmers, area and sum insured has exceeded coverage of previous years and  also  the  target  envisaged  for  Kharif  2016.    State-wise  provisional  details  of coverage during Kharif 2016 season are annexed.  The data clearly demonstrates an improving trend in terms of coverage of farmers, area and sum insured,  which is an outcome of better and more comprehensive scheme provisions and its implementation.      Most  of  the  States  barring  low  risk  States  like  Punjab  and  some north-eastern States, opted for the scheme in 2016-17.

(d): PMFBY  &  RWBCIS  already  provide  for  coverage  of  tenant  farmers  and sharecroppers.

(e): At present, no such proposal is under consideration of the Government.

## State-wise provisional details of Farmers Insured, Area Insured and Sum Insured under PMFBY during Kharif 2016 season

|   Sl. No. | Name             |   No. of Farmers Insured (Lakhs) |   Area Insured (Lakh Hectare) |   Sum Insured (Rs. in Crore) |
|-----------|------------------|----------------------------------|-------------------------------|------------------------------|
|         1 | Andhra Pradesh   |                           8.54   |                       6.57    |                      5187.84 |
|         2 | Bihar            |                          14.83   |                      13.11    |                      6526    |
|         3 | Chhattisgarh     |                          13.26   |                      17.9     |                      6764    |
|         4 | Goa              |                           0.007  |                       0.54    |                         5.76 |
|         5 | Gujarat          |                          11.91   |                      25.11    |                     11248    |
|         6 | Haryana          |                           6.96   |                      11.49    |                      6732    |
|         7 | Himachal Pradesh |                           0.97   |                       0.36    |                       256.07 |
|         8 | Jharkhand        |                           8.49   |                       3.4     |                      1827.83 |
|         9 | Karnataka        |                          14.34   |                      12.02    |                      5423.66 |
|        10 | Madhya Pradesh   |                          34.27   |                      73.59    |                     19041.2  |
|        11 | Maharashtra      |                         109.52   |                      66.78    |                     20942.7  |
|        12 | Manipur          |                           0.08   |                       0.09    |                        36.94 |
|        13 | Meghalaya        |                           0.0006 |                       0.00022 |                         0.3  |
|        14 | Odisha           |                          17.63   |                      12.57    |                      6888.61 |
|        15 | Rajasthan        |                          53.05   |                      74.62    |                     12207    |
|        16 | Tamil Nadu       |                           0.13   |                       0.31    |                       242.39 |
|        17 | Telangana        |                           5.81   |                       5.16    |                      3234    |
|        18 | Tripura          |                           0.02   |                       0.008   |                         3.57 |
|        19 | Uttar Pradesh    |                          30.11   |                      35.05    |                     13920.1  |
|        20 | Uttarakhand      |                           1.28   |                       0.79    |                       524.04 |
|        21 | West Bengal      |                          31.83   |                      15.36    |                      7972.97 |

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