Lok Sabha Question No. 1361 (UNSTARRED), answered on 2017-12-22
Subject: PMJDY
Ministry: FINANCE
Asked by: VINOD CHAVDA, GOWDAR MALLIKARJUNAPPA SIDDESHWARA, HARISHCHANDRA DEORAM CHAVAN

## GOVERNMENT OF INDIA

## MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UN-STARRED QUESTION No. 1361

TO BE ANSWERED ON 22 DECEMBER 2017 (FRIDAY) / PAUSHA 1, 1939 (SAKA)

## PMJDY

## 1361 . SHRI VINOD LAKHAMASHI CHAVDA: SHRI G.M: SIDDESHWARA: SHRI HARISHCHANDRA CHAVAN:

Will the Minister of FINANCE be pleased to state:

(a) the total number of account holders/beneficiaries under the Pradhan Mantri Jan Dhan Yojana (PMJDY) in the country, State/UT-wise including Gujarat;

- (b) whether these accounts have increased the work load of rural banks and the Government proposes t0 increase the number of banks of rural bank to ease the said load and if so, the details thereof;
- whether   the   Government has received any complaints   regarding   difficulty  faced in opening of account under the PMJDY if so, the total number of complaints received s0 far and the action taken by the Government thereon; and
- (d) whether the Government proposes to give debit and credit card to the PMJDY account holder and if so, the details thereof; and
- (e) whether the Government also proposes t0 increase the limit of ATM use by the account holders of PMJDY and if so, the details thereof?

## Answer

## The Minister of State in the Ministry 0f Finance (SHRI SHIV PRATAP SHUKLA)

- (a) Total number of account-holders under the Pradhan Mantri Jan Dhan Yojana (PMJDY)
- (b) In  addition to bank   branches, banking services are Business Correspondents in rural areas to ease the workload.
- As an on going process, complaints received in this regard are resolved in consultation with banks. Till 18.12.2017, 846 such complaints were received:
- (d) of RuPay Debit , card   having   inbuilt   accident insurance cover of Rs.1 lakh to PMJDY account holders. As 13.12.2017, 23.14 crore RuPay Debit cards have been issued. on
- (e) Accounts opened under PMJDY are Basic Savings Bank Deposit (BSBD) accounts. As per   extant  guidelines   issued by   Reserve Bank of India,  BSBD accounts are allowed a maximum Of four withdrawals in a month; including ATM withdrawals:

## Lok Sabha Un-starred question no 1361 for 22.12.2017 on PMJDY

| Total number of account-holders under PMJDY as on 13.12.2017   | Total number of account-holders under PMJDY as on 13.12.2017   | Total number of account-holders under PMJDY as on 13.12.2017   |
|----------------------------------------------------------------|----------------------------------------------------------------|----------------------------------------------------------------|
| S.No                                                           | State/UT                                                       |                                                                |
|                                                                | Andaman & Nicobar Islands                                      |                                                                |
|                                                                | Andhra Pradesh                                                 | 89,69,054                                                      |
|                                                                | Arunachal Pradesh                                              | 2,53,390]                                                      |
|                                                                | Assam                                                          |                                                                |
|                                                                | Binar                                                          | 3,24,10,600                                                    |
|                                                                | Chandigarh                                                     | 2,44,573                                                       |
|                                                                | Chhattisgarh                                                   | 1,28,39,351                                                    |
|                                                                | Dadra & Nagar Haveli                                           | 88,220                                                         |
|                                                                | Daman & Diu                                                    |                                                                |
| 10                                                             | Delhi                                                          | 39,34,6551                                                     |
| 11                                                             | Goa                                                            | 1,50.368                                                       |
| 12                                                             | Gujarat                                                        | 1,15,98,642                                                    |
| 13                                                             | Haryana                                                        | 64,36,519                                                      |
| 14                                                             | Himachal Pradesh                                               | 9,76,710                                                       |
| 15                                                             |                                                                | 19,39,689                                                      |
| 16                                                             | Jharkhand                                                      | 1,09,39,698                                                    |
| 17                                                             | Karnataka                                                      | 1,15,65,005/                                                   |
| 18                                                             | Kerala                                                         | 34,81,899                                                      |
| 19                                                             | Lakshadweep                                                    | 5,162                                                          |
| 20                                                             | Madhya Pradesh                                                 | 2,66,64,665                                                    |
| 21                                                             | Maharashtra                                                    |                                                                |
| 22                                                             | Manipur                                                        | 7,78,821                                                       |
| 23                                                             | Meghalaya                                                      | 4,13,109                                                       |
| 24                                                             | Mizoram                                                        |                                                                |
| 25                                                             | Nagaland                                                       | 2,16,550]                                                      |
| 26                                                             | Odisha                                                         | 1,21,66,961                                                    |
| 27                                                             | Puducherry                                                     | 1,59,621                                                       |
| 28                                                             | Punjab                                                         |                                                                |
| 29                                                             | Rajasthan                                                      | 2,39,00,599                                                    |
| 30                                                             | Sikkim                                                         | 94,518                                                         |
| 31                                                             | Tamil Nadu                                                     | 88,95,638]                                                     |
| 32                                                             | Telangana                                                      |                                                                |
| 33                                                             | Tripura                                                        | 8,11,568                                                       |
| 34                                                             | Uttar Pradesh                                                  | 462,92,229                                                     |
| 35                                                             | Uttarakhand                                                    | 21,27,648]                                                     |
| 36                                                             | West Bengal                                                    | 2,94,04,041                                                    |
|                                                                | Total                                                          | 30,73,37,700                                                   |

Source: Public Sector Banks, Regional Rural Banks, 13 major Private Sector Banks