Lok Sabha Question No. 2707 (UNSTARRED), answered on 2017-03-17
Subject: MUDRA Scheme
Ministry: FINANCE
Asked by: HARI BABU KAMBHAMPATI

## Government of India Ministry of Finance Department of Financial services LOK SABHA

## UNSTARRED QUESTION No. 2707

## TO BE ANSWERED ON THE17 th  March, 2017/ PHALGUNA 26, 1938 (SAKA)

## MUDRA Scheme

## 2707.    SHRI DR. KAMBHAMPATI HARIBABU:

Will the Minister of FINANCE be pleased to state:

- (a) whether the Government has met the targets for Shishu, Kishor and Tarun Schemes under MUDRA Scheme for the year 2015-16 and 2016-17 and if so, the details thereof, bank and State-wise; and
- (b) the number of complaints received for disbursement of loan under the said scheme since its inception along with the action taken by the Government, bank and State-wise?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI SANTOSH KUMAR GANGWAR)

- (a) As against the target of Rs.1,22,188 crore fixed under Pradhan Mantri Mudra Yojana (PMMY) for FY 2015-2016, Member lending Institutions (MLIs) have together disbursed Rs.1,32,954.73 crore. For 2016-17 Government have set a target of Rs.1,80,000 crore. Achievement  as  on  March  10,  2017  has  been  Rs.  1,24,692.58  crore.  Bank-wise achievement  made  during  FY  2015-16  &  FY  2016-17(as  on  March  10,  2017)  is  at Annexure I. The State-wise achievement is at Annexure II.
- (b) Centralized Public Grievance Redress And Monitoring System (CPGRAMS) has received 6,733 complaints against various banks in respect of PMMY scheme. Of these, 6,548complaints have been forwarded to respective Banks for redressal.

*******

| Bank-wise disbursement under PMMY [Amount Rs. in Crore]   | Bank-wise disbursement under PMMY [Amount Rs. in Crore]   | Bank-wise disbursement under PMMY [Amount Rs. in Crore]   | Bank-wise disbursement under PMMY [Amount Rs. in Crore]   | Bank-wise disbursement under PMMY [Amount Rs. in Crore]   |
|-----------------------------------------------------------|-----------------------------------------------------------|-----------------------------------------------------------|-----------------------------------------------------------|-----------------------------------------------------------|
| Sr.                                                       |                                                           | 2015-16                                                   | 2016-17                                                   | Total                                                     |
| No                                                        | Bank Name                                                 | Disbursement                                              | Disbursement (As on 10.03.2017)                           |                                                           |
| 1                                                         | State Bank of India                                       | 12281.18                                                  | 10607.58                                                  | 22888.76                                                  |
| 2                                                         | State Bank of Bikaner and Jaipur                          | 1417.75                                                   | 1630.1                                                    | 3047.85                                                   |
| 3                                                         | State Bank of Hyderabad                                   | 1366.52                                                   | 1441.52                                                   | 2808.04                                                   |
| 4                                                         | State Bank of Mysore                                      | 812.95                                                    | 805.76                                                    | 1618.71                                                   |
| 5                                                         | State Bank of Patiala                                     | 786.6                                                     | 520.54                                                    | 1307.14                                                   |
| 6                                                         | State Bank of Travancore                                  | 334.82                                                    | 460.71                                                    | 795.53                                                    |
| 7                                                         | Allahabad Bank                                            | 1768                                                      | 1813.85                                                   | 3581.85                                                   |
| 8                                                         | Andhra Bank                                               | 1569.36                                                   | 1426.83                                                   | 2996.19                                                   |
| 9                                                         | Bank of Baroda                                            | 1772.91                                                   | 2582.16                                                   | 4355.07                                                   |
| 10                                                        | Bank of India                                             | 2752.28                                                   | 4220.77                                                   | 6973.05                                                   |
| 11                                                        | Bank of Maharashtra                                       | 1290                                                      | 1532.73                                                   | 2822.73                                                   |
| 12                                                        | Canara Bank                                               | 7506.64                                                   | 4557.27                                                   | 12063.91                                                  |
| 13                                                        | Central Bank of India                                     | 1459.56                                                   | 1723.49                                                   | 3183.05                                                   |
| 14                                                        | Corporation Bank                                          | 985.31                                                    | 1533.49                                                   | 2518.8                                                    |
| 15                                                        | Dena Bank                                                 | 386.97                                                    | 548.32                                                    | 935.29                                                    |
| 16                                                        | Indian Bank                                               | 1484.35                                                   | 1684.99                                                   | 3169.34                                                   |
| 17                                                        | Indian Overseas Bank                                      | 986.76                                                    | 665.35                                                    | 1652.11                                                   |
| 18                                                        | Oriental Bank of Commerce                                 | 1309.25                                                   | 1744.87                                                   | 3054.12                                                   |
| 19                                                        | Punjab National Bank                                      | 3593.42                                                   | 4549.86                                                   | 8143.28                                                   |
| 20                                                        | Syndicate Bank                                            | 3019.06                                                   | 2515.78                                                   | 5534.84                                                   |
| 21                                                        | Union Bank of India                                       | 1841.06                                                   | 2076.44                                                   | 3917.5                                                    |
| 22                                                        | United Bank of India                                      | 1112.5                                                    | 999.94                                                    | 2112.44                                                   |
| 23                                                        | Punjab & Sind Bank                                        | 465.85                                                    | 462.67                                                    | 928.52                                                    |
| 24                                                        | UCO Bank                                                  | 2199.4                                                    | 1499.94                                                   | 3699.34                                                   |
| 25                                                        | Vijaya Bank                                               | 1891.75                                                   | 1288.84                                                   | 3180.59                                                   |
| 26                                                        | IDBI Bank Limited                                         | 1688.45                                                   | 1473.39                                                   | 3161.84                                                   |
| 27                                                        | BharatiyaMahila Bank                                      | 44.4                                                      | 37.3                                                      | 81.7                                                      |
| Public Sector Bank Total                                  | Public Sector Bank Total                                  | 56127.1                                                   | 54404.49                                                  | 110531.59                                                 |
| Private Sector Commercial Banks                           | Private Sector Commercial Banks                           | 20046.99                                                  | 16273.49                                                  | 36320.48                                                  |
| Regional Rural Banks Total                                | Regional Rural Banks Total                                | 10876.22                                                  | 8100.64                                                   | 18976.86                                                  |
| NBFC-MFI & MFI                                            | NBFC-MFI & MFI                                            | 45904.42                                                  | 45913.96                                                  | 91818.38                                                  |
| Grand Total                                               | Grand Total                                               | 132954.73                                                 | 124692.58                                                 | 257647.31                                                 |

| State-wise Disbursement under PMMY [Amount Rs. in Crore]   | State-wise Disbursement under PMMY [Amount Rs. in Crore]   | State-wise Disbursement under PMMY [Amount Rs. in Crore]   | State-wise Disbursement under PMMY [Amount Rs. in Crore]   | State-wise Disbursement under PMMY [Amount Rs. in Crore]   |
|------------------------------------------------------------|------------------------------------------------------------|------------------------------------------------------------|------------------------------------------------------------|------------------------------------------------------------|
| Sr. No                                                     | State Name                                                 | 2015-16                                                    | 2016-17 (as on 10.03.2017)                                 | Total                                                      |
| Sr. No                                                     | State Name                                                 | Disbursement                                               | Disbursement                                               | Total                                                      |
| 1                                                          | Andaman and Nicobar Islands                                | 212.78                                                     | 61.62                                                      | 274.4                                                      |
| 2                                                          | Andhra Pradesh                                             | 5790.79                                                    | 4571.75                                                    | 10362.54                                                   |
| 3                                                          | Arunachal Pradesh                                          | 71.62                                                      | 65.16                                                      | 136.78                                                     |
| 4                                                          | Assam                                                      | 1728.46                                                    | 2548.99                                                    | 4277.45                                                    |
| 5                                                          | Bihar                                                      | 7265.91                                                    | 7168.77                                                    | 14434.68                                                   |
| 6                                                          | Chandigarh                                                 | 204.52                                                     | 164.01                                                     | 368.53                                                     |
| 7                                                          | Chhattisgarh                                               | 2156.14                                                    | 2306.49                                                    | 4462.63                                                    |
| 8                                                          | Dadra and Nagar Haveli                                     | 21.27                                                      | 13.53                                                      | 34.8                                                       |
| 9                                                          | Daman and Diu                                              | 12.02                                                      | 9.74                                                       | 21.76                                                      |
| 10                                                         | Delhi                                                      | 2857.97                                                    | 2861.1                                                     | 5719.07                                                    |
| 11                                                         | Goa                                                        | 376.04                                                     | 293.51                                                     | 669.55                                                     |
| 12                                                         | Gujarat                                                    | 5910.02                                                    | 5242.19                                                    | 11152.21                                                   |
| 13                                                         | Haryana                                                    | 3152.62                                                    | 2818.24                                                    | 5970.86                                                    |
| 14                                                         | Himachal Pradesh                                           | 965.7                                                      | 937.96                                                     | 1903.66                                                    |
| 15                                                         | Jammu and Kashmir                                          | 1152.15                                                    | 1445.2                                                     | 2597.35                                                    |
| 16                                                         | Jharkhand                                                  | 2845.66                                                    | 2884.96                                                    | 5730.62                                                    |
| 17                                                         | Karnataka                                                  | 16469.43                                                   | 14129.82                                                   | 30599.25                                                   |
| 18                                                         | Kerala                                                     | 4727.38                                                    | 4636.91                                                    | 9364.29                                                    |
| 19                                                         | Lakshadweep                                                | 5.35                                                       | 4.1                                                        | 9.45                                                       |
| 20                                                         | Madhya Pradesh                                             | 7769.29                                                    | 6810.26                                                    | 14579.55                                                   |
| 21                                                         | Maharashtra                                                | 13372.42                                                   | 12804.44                                                   | 26176.86                                                   |
| 22                                                         | Manipur                                                    | 120.03                                                     | 79.58                                                      | 199.61                                                     |
| 23                                                         | Meghalaya                                                  | 162.41                                                     | 131.67                                                     | 294.08                                                     |
| 24                                                         | Mizoram                                                    | 77.78                                                      | 73.23                                                      | 151.01                                                     |
| 25                                                         | Nagaland                                                   | 76.54                                                      | 66.23                                                      | 142.77                                                     |
| 26                                                         | Odisha                                                     | 5436.26                                                    | 5876.33                                                    | 11312.59                                                   |
| 27                                                         | Pondicherry                                                | 331.91                                                     | 391.66                                                     | 723.57                                                     |
| 28                                                         | Punjab                                                     | 3484.49                                                    | 3271.25                                                    | 6755.74                                                    |
| 29                                                         | Rajasthan                                                  | 5248.28                                                    | 5557.47                                                    | 10805.75                                                   |
| 30                                                         | Sikkim                                                     | 54.61                                                      | 74.94                                                      | 129.55                                                     |
| 31                                                         | Tamil Nadu                                                 | 15496.86                                                   | 14220.55                                                   | 29717.41                                                   |
| 32                                                         | Telangana                                                  | 3694.34                                                    | 2404.58                                                    | 6098.92                                                    |
| 33                                                         | Tripura                                                    | 337.26                                                     | 343.64                                                     | 680.9                                                      |
| 34                                                         | Uttar Pradesh                                              | 11880.93                                                   | 10589.02                                                   | 22469.95                                                   |
| 35                                                         | Uttarakhand                                                | 1745.08                                                    | 1453.44                                                    | 3198.52                                                    |
| 36                                                         | West Bengal                                                | 7740.41                                                    | 8380.24                                                    | 16120.65                                                   |
| Total                                                      | Total                                                      | 132954.73                                                  | 124692.58                                                  | 257647.31                                                  |