Lok Sabha Question No. 4768 (UNSTARRED), answered on 2018-03-23
Subject: Kisan Credit Cards
Ministry: FINANCE
Asked by: KIRIT PREMJIBHAI SOLANKI

## Government of India Ministry of Finance Department of Financial Services

## LOK SABHA Unstarred Question No. 4768

To be answered on Friday, March 23, 2018/Chaitra 2, 1940 (Saka)

## Kisan Credit Cards

4768. DR. KIRIT P. SOLANKI:

Will the Minister of FINANCE be pleased to state:

- (a) the total number of farmers allotted Kisan Credit Cards (KCCs) during the previous year and the current year;
- (b) whether all existing KCCs have been converted to electronic cards, if so, the details thereof;
- (c) the total amount of loans disbursed through the KCCs during the current year and previous year; and
- (d) whether the said loans have contributed to the non-performing assets of banks, if so, the details thereof?

## Answer

The Minister of State in the Ministry of Finance (Shri Shiv Pratap Shukla)

- (a): The Total number of Kisan Credit Cards (KCC) issued during the previous year i.e 2016-17 and the current year 2017-18 (upto 31 December 2017) as reported by Reserve Bank of India in respect of Scheduled Commercial Banks (SCBs) and National Bank for Agriculture and Rural Development (NABARD) in respect of Regional rural Banks (RRBs) & Cooperative Banks are given as under:

(Numbers in lakh)

| Year     |   Scheduled Commercial Banks |   Cooperative Bank |   RRBs |   Total |
|----------|------------------------------|--------------------|--------|---------|
| 2016- 17 |                        77.86 |              15.58 |  14.6  |  108.04 |
| 2017- 18 |                        51    |              10.54 |  11.81 |   73.36 |

- (b): Agency-wise details of operative KCC and Rupay KCCs (RKCCs) issued as on 31.12.2017, as reported Public Sector Banks (PSBs) and by NABARD in respect of RRBs and Cooperative Banks are given as under:

(No. in lakh)

| Agency            |   No. of operative/Live KCCs |   No. of KCCs converted to RKCCs |   % conversion |
|-------------------|------------------------------|----------------------------------|----------------|
| PSBs              |                       218.03 |                           210.34 |          96.47 |
| RRBs              |                       101.31 |                            99.25 |          97.97 |
| Cooperative Banks |                       214.48 |                           161.16 |          75.14 |
| Total             |                       533.82 |                           470.75 |          88.19 |

- (c): The total amount sanctioned under KCC during 2016-17 and 2017-18 (upto 31 December 2017) in respect of Scheduled Commercial Banks as reported by RBI is given as under:
- (d):  The  details  of  total  outstanding  Gross  Non  Performing  Assets  (GNPAs)  and  GNPA  ratio  for Agriculture  &  Allied  Activities,  in  respect  of  Scheduled  Commercial  Banks  (SCBs)  for  the  last  two years, as reported by Reserve Bank of India (RBI), are as under:

|   S.No | Amount sanctioned as on at the end of Year   | Scheduled Commercial Banks (Rupees in crore)   |
|--------|----------------------------------------------|------------------------------------------------|
|      1 | 2016-17                                      | 1,58,113.01                                    |
|      2 | 2017-18 (upto 31.12.2017)                    | 1,05,564.48                                    |

| Agriculture and Allied Activities - GNPAs (in Rs. Crore)   | Agriculture and Allied Activities - GNPA Ratio   |
|------------------------------------------------------------|--------------------------------------------------|

|                |                | (in Per cent)   | (in Per cent)   |
|----------------|----------------|-----------------|-----------------|
| March 31, 2016 | March 31, 2017 | March 31, 2016  | March 31, 2017  |
| 48,845         | 60,161         | 4.7             | 5.4             |