Lok Sabha Question No. 267 (STARRED), answered on 2018-01-05
Subject: Women Entrepreneurs under MUDRA Yojana
Ministry: FINANCE
Asked by: BHEEMRAO BASWANTHRAO PATIL

*267

## SHRI BHEEMRAO B. PATIL

Will the Minister of FINANCE be pleased to state:

- (a) the number of women entrepreneurs who have availed credit under the Micro Units Development and Refinance Agency Limited (MUDRA) Yojana in the country since its inception, State/UT-wise including Telangana; and
- (b) the steps taken/proposed to be taken by  the Government to cover more women entrepreneurs under MUDRA Yojana?

## ANSWER

## FINANCE MINISTER (SHRI ARUN JAITLEY)

- (a) & (b):  A statement is laid on the Table of the House.

******

## Government of India Ministry of Finance Department of Financial services LOK SABHA STARRED QUESTION No.*267

TO BE ANSWERED ON 05 TH  JANUARY, 2018/ PAUSHA 15, 1939 (SAKA)

## Women Entrepreneurs under MUDRA Yojana

## STATEMENT REFERRED IN REPLY TO THE LOK SABHA STARRED QUESTION NO. *267 TO BE ANSWERED ON 5 TH  JANUARY, 2018 BY SHRI BHEEMRAO B. PATIL REGARDING WOMEN ENTREPRENEURS UNDER MUDRA YOJANA

(a) & (b) Pradhan Mantri Mudra Yojana (PMMY) provides access to institutional finance to micro/small business units upto Rs. 10 lakh. As on 22.12.2017, over 7.55 crore loans have  been  sanctioned  to  women  borrowers  by  various  Member  Lending  Institutions (MLIs) under PMMY. State/Union Territory wise details, including for Telangana are given in Annexure.

MLIs extend PMMY loans as per criteria and parameters determined by them. Almost 75% of the loans under PMMY have been extended to women borrowers. To encourage further  coverage  of  women  borrowers,  the  Micro  Units  Development  and  Refinance Agency Ltd. (MUDRA) extends a rebate of 0.25% on its refinance interest rate for PMMY loans given by MLIs such as Micro Finance Institutions to women borrowers.

| Annexure referred to in Statement of reply to part (a) of Lok Sabha Starred Question *267 for answer on 5th January, 2018   | Annexure referred to in Statement of reply to part (a) of Lok Sabha Starred Question *267 for answer on 5th January, 2018   | Annexure referred to in Statement of reply to part (a) of Lok Sabha Starred Question *267 for answer on 5th January, 2018   | Annexure referred to in Statement of reply to part (a) of Lok Sabha Starred Question *267 for answer on 5th January, 2018   | Annexure referred to in Statement of reply to part (a) of Lok Sabha Starred Question *267 for answer on 5th January, 2018   | Annexure referred to in Statement of reply to part (a) of Lok Sabha Starred Question *267 for answer on 5th January, 2018   |
|-----------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------|
| State/UT-wise number of loans sanctioned to Women borrowers under PMMYScheme since inception                                | State/UT-wise number of loans sanctioned to Women borrowers under PMMYScheme since inception                                | State/UT-wise number of loans sanctioned to Women borrowers under PMMYScheme since inception                                | State/UT-wise number of loans sanctioned to Women borrowers under PMMYScheme since inception                                | State/UT-wise number of loans sanctioned to Women borrowers under PMMYScheme since inception                                | State/UT-wise number of loans sanctioned to Women borrowers under PMMYScheme since inception                                |
| Sr No                                                                                                                       | State Name                                                                                                                  | 2015-16                                                                                                                     | 2016-17                                                                                                                     | 2017-18 as on 22.12.2017 No Of A/Cs                                                                                         | Total                                                                                                                       |
| 1                                                                                                                           | Andaman and Nicobar Islands                                                                                                 | 4729                                                                                                                        | 706                                                                                                                         | 252                                                                                                                         | 5687                                                                                                                        |
| 2                                                                                                                           | Andhra Pradesh                                                                                                              | 245181                                                                                                                      | 179110                                                                                                                      | 153706                                                                                                                      | 577997                                                                                                                      |
| 3                                                                                                                           | Arunachal Pradesh                                                                                                           | 883                                                                                                                         | 613                                                                                                                         | 310                                                                                                                         | 1806                                                                                                                        |
| 4                                                                                                                           | Assam                                                                                                                       | 302775                                                                                                                      | 779850                                                                                                                      | 409021                                                                                                                      | 1491646                                                                                                                     |
| 5                                                                                                                           | Bihar                                                                                                                       | 2047823                                                                                                                     | 3029715                                                                                                                     | 1871435                                                                                                                     | 6948973                                                                                                                     |
| 6                                                                                                                           | Chandigarh                                                                                                                  | 7275                                                                                                                        | 3099                                                                                                                        | 1834                                                                                                                        | 12208                                                                                                                       |
| 7                                                                                                                           | Chhattisgarh                                                                                                                | 488968                                                                                                                      | 672626                                                                                                                      | 431159                                                                                                                      | 1592753                                                                                                                     |
| 8                                                                                                                           | Dadra and Nagar Haveli                                                                                                      | 340                                                                                                                         | 2039                                                                                                                        | 1217                                                                                                                        | 3596                                                                                                                        |
| 9                                                                                                                           | Daman and Diu                                                                                                               | 269                                                                                                                         | 198                                                                                                                         | 192                                                                                                                         | 659                                                                                                                         |
| 10                                                                                                                          | Delhi                                                                                                                       | 217247                                                                                                                      | 109477                                                                                                                      | 58687                                                                                                                       | 385411                                                                                                                      |
| 11                                                                                                                          | Goa                                                                                                                         | 16327                                                                                                                       | 16444                                                                                                                       | 12775                                                                                                                       | 45546                                                                                                                       |
| 12                                                                                                                          | Gujarat                                                                                                                     | 749287                                                                                                                      | 745754                                                                                                                      | 407306                                                                                                                      | 1902347                                                                                                                     |
| 13                                                                                                                          | Haryana                                                                                                                     | 526852                                                                                                                      | 427711                                                                                                                      | 276055                                                                                                                      | 1230618                                                                                                                     |
| 14                                                                                                                          | Himachal Pradesh                                                                                                            | 23322                                                                                                                       | 24004                                                                                                                       | 19317                                                                                                                       | 66643                                                                                                                       |
| 15                                                                                                                          | Jammu and Kashmir                                                                                                           | 13861                                                                                                                       | 15023                                                                                                                       | 16061                                                                                                                       | 44945                                                                                                                       |
| 16                                                                                                                          | Jharkhand                                                                                                                   | 653345                                                                                                                      | 789300                                                                                                                      | 522291                                                                                                                      | 1964936                                                                                                                     |
| 17                                                                                                                          | Karnataka                                                                                                                   | 3819070                                                                                                                     | 2888347                                                                                                                     | 2008316                                                                                                                     | 8715733                                                                                                                     |
| 18                                                                                                                          | Kerala                                                                                                                      | 643571                                                                                                                      | 632213                                                                                                                      | 571839                                                                                                                      | 1847623                                                                                                                     |
| 19                                                                                                                          | Lakshadweep                                                                                                                 | 199                                                                                                                         | 92                                                                                                                          | 146                                                                                                                         | 437                                                                                                                         |
| 20                                                                                                                          | Madhya Pradesh                                                                                                              | 2192664                                                                                                                     | 2008028                                                                                                                     | 1301385                                                                                                                     | 5502077                                                                                                                     |
| 21                                                                                                                          | Maharashtra                                                                                                                 | 2940363                                                                                                                     | 2747979                                                                                                                     | 1696779                                                                                                                     | 7385121                                                                                                                     |
| 22                                                                                                                          | Manipur                                                                                                                     | 15845                                                                                                                       | 17765                                                                                                                       | 7084                                                                                                                        | 40694                                                                                                                       |
| 23                                                                                                                          | Meghalaya                                                                                                                   | 13341                                                                                                                       | 11347                                                                                                                       | 5143                                                                                                                        | 29831                                                                                                                       |
| 24                                                                                                                          | Mizoram                                                                                                                     | 2933                                                                                                                        | 4001                                                                                                                        | 4219                                                                                                                        | 11153                                                                                                                       |
| 25                                                                                                                          | Nagaland                                                                                                                    | 1749                                                                                                                        | 6800                                                                                                                        | 5818                                                                                                                        | 14367                                                                                                                       |
| 26                                                                                                                          | Odisha                                                                                                                      | 2104820                                                                                                                     | 2409957                                                                                                                     | 2109631                                                                                                                     | 6624408                                                                                                                     |
| 27                                                                                                                          | Pondicherry                                                                                                                 | 64932                                                                                                                       | 102069                                                                                                                      | 67044                                                                                                                       | 234045                                                                                                                      |
| 28                                                                                                                          | Punjab                                                                                                                      | 436183                                                                                                                      | 349584                                                                                                                      | 240114                                                                                                                      | 1025881                                                                                                                     |
| 29                                                                                                                          | Rajasthan                                                                                                                   | 825729                                                                                                                      | 746973                                                                                                                      | 624980                                                                                                                      | 2197682                                                                                                                     |
| 30                                                                                                                          | Sikkim                                                                                                                      | 3446                                                                                                                        | 6924                                                                                                                        | 4310                                                                                                                        | 14680                                                                                                                       |
| 31                                                                                                                          | Tamil Nadu                                                                                                                  | 4148794                                                                                                                     | 3738516                                                                                                                     | 2157700                                                                                                                     | 10045010                                                                                                                    |
| 32                                                                                                                          | Telangana                                                                                                                   | 100652                                                                                                                      | 57525                                                                                                                       | 32161                                                                                                                       | 190338                                                                                                                      |
| 33                                                                                                                          | Tripura                                                                                                                     | 45546                                                                                                                       | 199746                                                                                                                      | 149320                                                                                                                      | 394612                                                                                                                      |
| 34                                                                                                                          | Uttar Pradesh                                                                                                               | 2618405                                                                                                                     | 2269508                                                                                                                     | 1208899                                                                                                                     | 6096812                                                                                                                     |
| 35                                                                                                                          | Uttarakhand                                                                                                                 | 274697                                                                                                                      | 198110                                                                                                                      | 85209                                                                                                                       | 558016                                                                                                                      |
| 36                                                                                                                          | West Bengal                                                                                                                 | 2076842                                                                                                                     | 3955741                                                                                                                     | 2269023                                                                                                                     | 8301606                                                                                                                     |
|                                                                                                                             | Total                                                                                                                       | 27628265                                                                                                                    | 29146894                                                                                                                    | 18730738                                                                                                                    | 75505897                                                                                                                    |

Source: As per data reported by banks on Mudra portal