Lok Sabha Question No. 4916 (UNSTARRED), answered on 2017-03-31
Subject: Agricultural Loan
Ministry: FINANCE
Asked by: HARI MANJHI, KUNWAR PUSHPENDRA SINGH CHANDEL, PARBHUBHAI NAGARBHAI VASAVA, RAMSINH PATALYABHAI RATHWA

## Government of India Ministry of Finance Department of Financial Services

## LOK SABHA

Unstarred Question No. †4916

To be answered on Friday, March 31, 2017/Chaitra 10, 1939 (Saka)

Agricultural Loan

## †4916. SHRI HARI MANJHI:

SHRI KUNWAR PUSHPENDRA SINGH CHANDEL: SHRI PARBHUBHAI NAGARBHAI VASAVA: SHRI RAMSINH RATHWA:

Will the Minister of FINANCE be pleased to state:

- (a)  the  details  of  norms  fixed  for  disbursement  of  agricultural  loans  by  the Government;
- (b)  the  percentage  of  agricultural  loan  out  of  the  total  loan  disbursed  by  the scheduled commercial banks during the last three years and the current year, bank/ State/ UT-wise;
- (c) whether the banks are lagging behind in achievement of their targets regarding agricultural  loans  during  the  said  period  and  if  so,  the  details  thereof,  bank  and State/UT-wise;
- (d) the number of marginal and middle level farmers who failed to pay back loans taken from banks and private institutions during the said period, State/UT-wise; and
- (e)  the  steps  being  taken  by  the  Government  to  provide  relief  to  the  debt  ridden marginal and middle level farmers who failed to pay back loans of banks/ private institutions?

## Answer

The Minister of State in the Ministry of Finance (Shri  Santosh Kumar Gangwar)

- (a):  As  per  extant  guidelines  of  Reserve  Bank  of  India  (RBI)  on  Priority  Sector Lending,  a  target  of  18  per  cent  of  Adjusted  Net  Bank  Credit  (ANBC)  or  Credit Equivalent of Off-Balance Sheet Exposure (CEOBE), whichever is higher, has been prescribed  to  Domestic  Scheduled  Commercial  Banks  (excluding  Regional  Rural Banks)  for  lending  to  Agriculture.  Further,  Government  fixes  agriculture  credit disbursement targets for the banking sector every year. The agriculture credit target for the year 2017-18 has been fixed at Rs. 10 lakh crore.
- (b)  &  (c):  Bank-wise  and  State/UT-wise  details  of  agricultural  loans  disbursed  by Scheduled Commercial Banks (SCBs) during the last three years and the current year  as  reported  by  Reserve  Bank  of  India  (RBI)  are  given  in  Annexure  I  to  IV. Banks have been consistently surpassing the agriculture credit target fixed by the Government.

(d): RBI and NABARD have reported that the information/data regarding number of marginal and middle level farmers who failed to pay back loans taken from banks and private institutions during the said period, State/UT-wise is not maintained.

(e): To reduce the debt burden of farmers and increase the availability of institutional credit to them, the Government has, inter alia, taken the following major steps:

-  The  Government  has  introduced  the  Kisan  Credit  Card  (KCC)  Scheme,  which enables farmers to purchase agricultural inputs such as seeds, fertilisers, pesticides, etc.  and  draw  cash  to  satisfy  their  agricultural  and  consumption  needs.  The  KCC Scheme has since been simplified. It has the provision of ATM enabled debit card with, inter alia, facilities of one-time documentation and built-in cost escalation in the limit, etc.
-  With a view to ensuring availability of agriculture credit at a reduced interest rate of  7%  p.a.  to  farmers,  the  Government  of  India  in  the  Department  of  Agriculture, Cooperation  &  Farmers'  Welfare  implements  an  interest  subvention  scheme  for short  term  crop  loans  up  to  Rs.  3.00  lakh.  Under  the  said  scheme,  additional subvention of 3% is given to those farmers who repay their short term crop loan in time, thereby reducing the effective rate of interest to 4% p.a. for such farmers.
-  RBI  has  issued  directions  for  Relief  Measures  to  be  provided  by  respective lending institutions in areas affected by natural calamities which, inter alia, include, restructuring/rescheduling  of  existing  crop  loans  and  term  loans,  extending  fresh loans, relaxed security and margin norms, moratorium, etc. These directions have been so designed that the moment calamity is declared by the concerned District Authorities they are automatically set in motion without any intervention, thus saving precious time. The benchmark for initiating relief measures by banks has also been reduced to 33%  crop  loss in line with the National  Disaster  Management Framework.
-  Loan  to  distressed  farmers  indebted  to  non-institutional  lenders  is  an  eligible category of farm credit under the Priority Sector Lending (PSL) directions issued by RBI.  This  is  intended  to  provide  hassle-free  institutional  credit  to  farmers  for repaying their debt to moneylenders.
-  RBI has conveyed to Banks to waive margin/security requirements of agricultural loans upto Rs.1,00,000/-.
-  To  bring  small,  marginal,  tenant  farmers,  oral  lessees,  etc.  into  the  fold  of institutional credit, Joint Liability Groups (JLGs) have been promoted by banks.

## Annexure I to USQ 4916 for 31.03.2017

| Agriculture (Indian Banks) 2013-15 - Disbursements   | Agriculture (Indian Banks) 2013-15 - Disbursements   | Agriculture (Indian Banks) 2013-15 - Disbursements   |                                     |                                     |                                     |                                     |
|------------------------------------------------------|------------------------------------------------------|------------------------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|
|                                                      | Agriculture (Total Priority Sector)                  | Agriculture (Total Priority Sector)                  | Agriculture (Total Priority Sector) | Agriculture (Total Priority Sector) | Agriculture (Total Priority Sector) | Agriculture (Total Priority Sector) |
|                                                      | 2013                                                 | 2013                                                 | 2014                                | 2014                                | 2015                                | 2015                                |
|                                                      | No. Of A/Cs                                          | Amount (Disbursem ents )                             | No. Of A/Cs                         | Amount (Disbursemen ts )            | No. Of A/Cs                         | Amount (Disbursements )             |
| State Bank of Bikaner & Jaipur                       | 192797                                               | 26157049                                             | 62753                               | 1732495                             | 166828                              | 27953752                            |
| State Bank of Hyderabad                              | 276521                                               | 31603842                                             | 254105                              | 29461175                            | 192684                              | 26029243                            |
| State Bank of India                                  | 5987172                                              | 744553974                                            | 3855959                             | 618171302                           | 7138540                             | 861930000                           |
| State Bank of Mysore                                 | 165384                                               | 33506700                                             | 190921                              | 47095667                            | 282795                              | 37230090                            |
| State Bank of Patiala                                | 66191                                                | 31935509                                             | 298279                              | 93284896                            | 342224                              | 129612800                           |
| State Bank of Travancore                             | 1058117                                              | 96071499                                             | 1189559                             | 104078546                           | 1368832                             | 103015706                           |
| Allahabad Bank                                       | 531457                                               | 458589345                                            | 360091                              | 79694302                            | 425229                              | 75629338                            |
| Andhra Bank                                          | 1274256                                              | 113380904                                            | 1248939                             | 126967043                           | 1050512                             | 115412080                           |
| Bank of Baroda                                       | 550076                                               | 97749339                                             | 965970                              | 169378511                           | 1062182                             | 193138422                           |
| Bank of India                                        | 2283321                                              | 261127260                                            | 3102384                             | 329193398                           | 1939249                             | 279489953                           |
| Bank of Maharashtra                                  | 140046                                               | 26827129                                             | 433658                              | 114585503                           | 761479                              | 68204639                            |
| BHARATIYA MAHILA BANK LTD.                           |                                                      |                                                      |                                     |                                     | 122                                 | 267207                              |
| Canara Bank                                          | 3575039                                              | 325424116                                            | 4225369                             | 416669998                           | 4718113                             | 452320926                           |
| Central Bank of India                                | 435221                                               | 102388184                                            | 1481164                             | 165213199                           | 1788173                             | 210934945                           |
| Corporation Bank                                     | 406074                                               | 58658739                                             | 756705                              | 109876900                           | 932620                              | 150555452                           |
| Dena Bank                                            | 131250                                               | 35836100                                             | 269415                              | 44701104                            | 231174                              | 54234175                            |
| IDBI Bank Ltd.                                       | 154182                                               | 66920487                                             | 103913                              | 73055488                            | 99902                               | 67982575                            |
| Indian Bank                                          | 1882898                                              | 145282754                                            | 2107458                             | 155165440                           | 2656039                             | 181889136                           |
| Indian Overseas Bank                                 | 1770717                                              | 341604789                                            | 2304899                             | 354918642                           | 2634359                             | 382631300                           |
| Oriental Bank of Commerce                            | 210025                                               | 116833800                                            | 354566                              | 129824907                           | 732025                              | 153395834                           |
| Punjab and Sind Bank                                 | 41200                                                | 23378015                                             | 44025                               | 21935657                            | 49066                               | 19811641                            |
| Punjab National Bank                                 | 2047366                                              | 366313231                                            | 2443966                             | 445261840                           | 2920087                             | 558190078                           |

| Syndicate Bank           |   913092 |        121308898 |   939351 |   121923602 |   930808 |   144689177 |
|--------------------------|----------|------------------|----------|-------------|----------|-------------|
| UCO Bank                 |   408215 |      6.39702e+07 |   365920 | 7.30894e+07 |   344166 |    92345487 |
| Union Bank of India      |   721776 |      1.23281e+08 |   823305 | 1.51427e+08 |  1137176 |   189897450 |
| United Bank of India     |   307889 |      6.04161e+07 |   294123 | 4.99998e+07 |   271473 |    52996375 |
| Vijaya Bank              |   380067 |      5.30748e+07 |   499047 | 6.6954e+07  |   561897 |    84420844 |
| Axis Bank                |   160675 |      2.91584e+07 |   256093 | 1.27263e+08 |   347957 |   149214021 |
| Catholic Syrian Bank     |   167128 |      1.23851e+07 |    75998 | 5.63962e+06 |   110819 |     7032161 |
| City Union Bank          |   298943 |      1.83124e+07 |   397161 | 1.71122e+07 |   403461 |    20747534 |
| Developmen t Credit Bank |     4721 |      6.33784e+06 |     6899 | 7.76672e+06 |    16618 |    10844857 |
| Dhanlaxmi Bank           |   119887 |      1.76938e+07 |   142889 | 1.36925e+07 |   114395 |    12789591 |
| Federal Bank             |   167099 |      2.80009e+07 |   274472 | 4.19554e+07 |   551130 |    57397829 |
| HDFC Bank                |   675250 |      3.05572e+08 |   692132 | 3.28228e+08 |   699712 |   361564783 |
| ICICI Bank               |   882137 |      1.54997e+08 |  1130835 | 2.25292e+08 |  1256718 |   348772384 |
| Indusind Bank            |   683367 |      3.24045e+07 |   607207 | 4.05557e+07 |   668726 |    54827371 |
| ING Vysya Bank           |    24429 |      1.85645e+07 |    35912 | 2.79563e+07 |    16273 |    39399811 |
| Jammu & Kashmir Bank     |    66993 |      1.38931e+07 |   120207 | 2.64006e+07 |    72754 |    16875424 |
| Karnataka Bank           |   207108 |      2.68362e+07 |   212545 | 2.5853e+07  |   164127 |    22432725 |
| Karur Vysya Bank         |   548469 |      4.83979e+07 |   558127 | 4.62738e+07 |   764899 |    63058499 |
| Kotak Mahindra Bank      |    51599 |      3.94258e+07 |    70997 | 4.04887e+07 |   390516 |    39425817 |
| Lakshmi Vilas Bank       |   316570 |      2.62992e+07 |   260514 | 1.8592e+07  |   248716 |    18731560 |
| Nainital Bank            |     1912 | 673954           |     3460 | 1.79636e+06 |     3727 |     1129055 |
| Ratnakar Bank            |   227154 |      7.71825e+06 |   274092 | 1.30714e+07 |   428172 |    19359545 |
| South Indian Bank        |   244838 |      2.80592e+07 |   365992 | 4.27427e+07 |   408538 |    50954848 |
| Tamilnad Mercantile Bank |   576108 |      4.04929e+07 |   586214 | 3.86078e+07 |   497770 |    28603961 |
| Yes Bank                 |   390111 |      6.16413e+07 |  1131049 | 7.93674e+07 |  1810290 |    88091708 |
| TOTAL                    | 31724847 |      4.84306e+09 | 36178639 | 5.26232e+09 | 43713072 |  6125462109 |

Source: RBI

## Annexure II to USQ 4916 for 31.03.2017

| Agriculture (State-wise: Indian Banks) 2013-15 - Disbursements   | Agriculture (State-wise: Indian Banks) 2013-15 - Disbursements   | Agriculture (State-wise: Indian Banks) 2013-15 - Disbursements   | Agriculture (State-wise: Indian Banks) 2013-15 - Disbursements   | Agriculture (State-wise: Indian Banks) 2013-15 - Disbursements   | Agriculture (State-wise: Indian Banks) 2013-15 - Disbursements   | Agriculture (State-wise: Indian Banks) 2013-15 - Disbursements   |
|------------------------------------------------------------------|------------------------------------------------------------------|------------------------------------------------------------------|------------------------------------------------------------------|------------------------------------------------------------------|------------------------------------------------------------------|------------------------------------------------------------------|
|                                                                  | 2013                                                             | 2013                                                             | (No. of A/c in actual 2014                                       | (No. of A/c in actual 2014                                       | in Rs.'000) 2015                                                 | in Rs.'000) 2015                                                 |
|                                                                  | No. Of A/Cs                                                      | Amount (Disbursem ents )                                         | No. Of A/Cs                                                      | Amount (Disbursem ents )                                         | No. Of A/Cs                                                      | Amount (Disbursement s )                                         |
| Andamans                                                         | 2789                                                             | 294465                                                           | 3398                                                             | 366475                                                           | 5672                                                             | 630769                                                           |
| Andhra Pradesh                                                   | 4987559                                                          | 599294768.3                                                      | 4755558                                                          | 537869090.5                                                      | 5017138                                                          | 627428059                                                        |
| Arunachal Pradesh                                                | 38539                                                            | 5796357                                                          | 10182                                                            | 2101106                                                          | 4537                                                             | 467516                                                           |
| Assam                                                            | 384006                                                           | 31561391                                                         | 292872                                                           | 21343626                                                         | 287757                                                           | 22273746                                                         |
| Bihar                                                            | 1073584                                                          | 93868224                                                         | 1362703                                                          | 95855158                                                         | 1511648                                                          | 109483590                                                        |
| Chandigarh                                                       | 72351                                                            | 29276494                                                         | 19008                                                            | 17304713                                                         | 5245                                                             | 24173903                                                         |
| Chattisgarh                                                      | 203209                                                           | 33508130                                                         | 194927                                                           | 38229439                                                         | 223744                                                           | 41900928                                                         |
| Dadra & Nagar Haveli                                             | 534                                                              | 46189.4                                                          | 1181                                                             | 202763.7                                                         | 1188                                                             | 280623                                                           |
| Daman & Diu                                                      | 734                                                              | 139421                                                           | 891                                                              | 358217                                                           | 1227                                                             | 244338                                                           |
| Delhi                                                            | 39365                                                            | 89944317.78                                                      | 63069                                                            | 74479226.74                                                      | 16769                                                            | 155108626                                                        |
| Goa                                                              | 126235                                                           | 23987314.44                                                      | 64357                                                            | 10736072.72                                                      | 43952                                                            | 6876002                                                          |
| Gujarat                                                          | 898413                                                           | 388761104                                                        | 1187010                                                          | 236964292                                                        | 1245311                                                          | 267884471                                                        |
| Haryana                                                          | 397841                                                           | 151884373.3                                                      | 649255                                                           | 240477476.7                                                      | 758155                                                           | 275700958                                                        |
| Himachal Pradesh                                                 | 122419                                                           | 54690523                                                         | 191866                                                           | 37069511                                                         | 228648                                                           | 39547873                                                         |
| Jammu & Kashmir                                                  | 97522                                                            | 11229054                                                         | 147420                                                           | 26357563                                                         | 108716                                                           | 21932684                                                         |
| Jharkhand                                                        | 536799                                                           | 29531238                                                         | 469501                                                           | 20130414                                                         | 487500                                                           | 19841753                                                         |
| Karnataka                                                        | 2012756                                                          | 281415032.5                                                      | 2332690                                                          | 356651242.7                                                      | 2765943                                                          | 431892433                                                        |
| Kerala                                                           | 3562030                                                          | 423771357.7                                                      | 3900502                                                          | 402690169                                                        | 4841498                                                          | 490117089                                                        |
| Lakshadweep                                                      | 421                                                              | 20444                                                            | 149                                                              | 8810                                                             | 234                                                              | 12107                                                            |
| Madhya Pradesh                                                   | 1397629                                                          | 259549561                                                        | 1739538                                                          | 282797906.9                                                      | 1852150                                                          | 296591420                                                        |
| Maharashtra                                                      | 1829036                                                          | 343778845.1                                                      | 2471233                                                          | 715294510.5                                                      | 2924736                                                          | 607013679                                                        |
| Manipur                                                          | 15847                                                            | 4154448                                                          | 16645                                                            | 1174232                                                          | 20790                                                            | 1706087                                                          |
| Meghalaya                                                        | 37793                                                            | 2248662                                                          | 21430                                                            | 991105                                                           | 32735                                                            | 1455423                                                          |
| Mizoram                                                          | 10375                                                            | 672460                                                           | 6152                                                             | 340027                                                           | 9293                                                             | 486580                                                           |
| Nagaland                                                         | 30875                                                            | 1887638                                                          | 16203                                                            | 630808                                                           | 17131                                                            | 988668                                                           |
| Orissa                                                           | 937872                                                           | 75978127                                                         | 815536                                                           | 47513006.1                                                       | 824949                                                           | 73802760                                                         |
| Puducherry                                                       | 171263                                                           | 25401778.96                                                      | 207490                                                           | 13129774.05                                                      | 161774                                                           | 12839203                                                         |
| Punjab                                                           | 477709                                                           | 274049752.2                                                      | 952103                                                           | 410109108.5                                                      | 1207288                                                          | 497984711                                                        |
| Rajasthan                                                        | 884170                                                           | 199692294.5                                                      | 1225124                                                          | 242156171.4                                                      | 1787511                                                          | 335607222                                                        |
| Sikkim                                                           | 4397                                                             | 757810                                                           | 4900                                                             | 1223367                                                          | 3713                                                             | 655550                                                           |
| Tamil Nadu                                                       | 7476603                                                          | 729369375                                                        | 9000204                                                          | 849210076.6                                                      | 12162855                                                         | 1065081227                                                       |
| Tripura                                                          | 57767                                                            | 3427697                                                          | 46305                                                            | 2412660                                                          | 63351                                                            | 2641350                                                          |
| Uttarakhand                                                      | 253817                                                           | 42081488                                                         | 839382                                                           | 96732753                                                         | 406278                                                           | 66182470                                                         |
| Uttar Pradesh                                                    | 2621879                                                          | 376001553                                                        | 2262215                                                          | 337013171                                                        | 3412992                                                          | 443579076                                                        |
| Total                                                            | 31724847                                                         | 4843057700                                                       | 36178639                                                         | 5262315928                                                       | 43713072                                                         |                                                                  |
| West Bengal                                                      | 960709                                                           | 254986012                                                        | 907640                                                           | 142391885                                                        | 1270644                                                          | 183049215 6125462109                                             |

Source: RBI

## Annexure III to USQ 4916 for 31.03.2017

| (No. of A/c in actual and amount in Rs.'000) Agriculture 2016 - Disbursement - All SCBs   | (No. of A/c in actual and amount in Rs.'000) Agriculture 2016 - Disbursement - All SCBs   | (No. of A/c in actual and amount in Rs.'000) Agriculture 2016 - Disbursement - All SCBs   |
|-------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------|
|                                                                                           | Disbursment during the year                                                               | Disbursment during the year                                                               |
| Bank Name                                                                                 | No. of A/cs                                                                               | Amount disbursed                                                                          |
| State Bank of Bikaner & Jaipur                                                            | 709099                                                                                    | 122298802.39                                                                              |
| State Bank of Hyderabad                                                                   | 260110                                                                                    | 37535430.81                                                                               |
| State Bank of India                                                                       | 11601324                                                                                  | 1568757291.00                                                                             |
| State Bank of Mysore                                                                      | 292036                                                                                    | 67906902.15                                                                               |
| State Bank of Patiala                                                                     | 275069                                                                                    | 135020015.00                                                                              |
| State Bank of Travancore                                                                  | 848610                                                                                    | 56811615.00                                                                               |
| SBI and its Associates                                                                    | 13986248                                                                                  | 1988330056.35                                                                             |
| Allahabad Bank                                                                            | 707702                                                                                    | 95998285.00                                                                               |
| Andhra Bank                                                                               | 2371025                                                                                   | 191108444.80                                                                              |
| Bank of Baroda                                                                            | 1035031                                                                                   | 187965350.00                                                                              |
| Bank of India                                                                             | 1922086                                                                                   | 272530703.82                                                                              |
| Bank of Maharashtra                                                                       | 388953                                                                                    | 70280449.26                                                                               |
| BHARATIYA MAHILA BANK LTD.                                                                | 783                                                                                       | 478433.94                                                                                 |
| Canara Bank                                                                               | 5030178                                                                                   | 570179455.03                                                                              |
| Central Bank of India                                                                     | 1660735                                                                                   | 212766884.00                                                                              |
| Corporation Bank                                                                          | 374098                                                                                    | 56694945.00                                                                               |
| Dena Bank                                                                                 | 228315                                                                                    | 60072647.90                                                                               |
| IDBI Bank Ltd.                                                                            | 420444                                                                                    | 67962591.12                                                                               |
| Indian Bank                                                                               | 2810714                                                                                   | 191853067.00                                                                              |
| Indian Overseas Bank                                                                      | 1274400                                                                                   | 389221343.00                                                                              |
| Oriental Bank of Commerce                                                                 | 541830                                                                                    | 159602800.00                                                                              |
| Punjab and Sind Bank                                                                      | 45167                                                                                     | 20390455.70                                                                               |
| Punjab National Bank                                                                      | 2513197                                                                                   | 546712170.93                                                                              |
| Syndicate Bank                                                                            | 1177536                                                                                   | 171996283.01                                                                              |
| UCO Bank                                                                                  | 290172                                                                                    | 86077403.00                                                                               |
| Union Bank of India                                                                       | 1129677                                                                                   | 194308867.17                                                                              |
| United Bank of India                                                                      | 267496                                                                                    | 63727043.24                                                                               |
| Vijaya Bank                                                                               | 703393                                                                                    | 78670065.86                                                                               |
| Nationalised Banks                                                                        | 24892932                                                                                  | 3688597688.78                                                                             |
| Axis Bank                                                                                 | 428739                                                                                    | 60041374.21                                                                               |
| BANDHAN BANK LIMITED                                                                      | 2219935                                                                                   | 78234760.27                                                                               |
| Catholic Syrian Bank                                                                      | 134581                                                                                    | 9760409.06                                                                                |
| Bank                                                                                      | 26845                                                                                     | 12318388.30                                                                               |
| Development Credit                                                                        |                                                                                           |                                                                                           |
| Dhanlaxmi Bank Federal Bank                                                               | 120794 569005                                                                             | 12225537.00 81157149.72                                                                   |
| HDFC Bank                                                                                 | 1314474                                                                                   | 459830790.75                                                                              |
| ICICI Bank                                                                                | 1363947                                                                                   | 411430103.25                                                                              |
| Indusind Bank                                                                             | 1080170                                                                                   | 83185102.13                                                                               |
|                                                                                           |                                                                                           | 49556471.00                                                                               |
| Jammu & Kashmir Bank                                                                      | 84128                                                                                     | 25729754.00                                                                               |
| Karnataka Bank Karur Vysya Bank                                                           | 169837 618165                                                                             | 57624047.41                                                                               |
| Kotak Mahindra Bank                                                                       | 684858                                                                                    | 94481948.87                                                                               |
| Lakshmi Vilas Bank                                                                        | 238462                                                                                    | 27251188.00                                                                               |
| Nainital Bank                                                                             | 2207                                                                                      | 835914.41                                                                                 |
| Ratnakar Bank                                                                             | 405946                                                                                    | 24204420.00                                                                               |

| South Indian Bank        |   576159 |   71243165.82 |
|--------------------------|----------|---------------|
| Tamilnad Mercantile Bank |   549207 |   4.83439e+07 |
| Yes Bank                 |  2973534 |   1.05528e+08 |
| Private Sector Banks     | 14004710 |   1.73846e+09 |
| Foreign Banks            |    22145 |   5.53442e+07 |
| Total                    | 52906035 |   7.47073e+09 |

Source: RBI

Annexure IV to USQ 4916 for 31.03.2017

| Agriculture 2016 - Disbursement - All SCBs -Statewise (No. of A/c in actual and amount in Rs.'000)   | Agriculture 2016 - Disbursement - All SCBs -Statewise (No. of A/c in actual and amount in Rs.'000)   | Agriculture 2016 - Disbursement - All SCBs -Statewise (No. of A/c in actual and amount in Rs.'000)   | Agriculture 2016 - Disbursement - All SCBs -Statewise (No. of A/c in actual and amount in Rs.'000)   |
|------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------|
|                                                                                                      |                                                                                                      | Disbursment during the year                                                                          | Disbursment during the year                                                                          |
| Sr. No                                                                                               | State                                                                                                | No. of A/cs                                                                                          | Amount disbursed                                                                                     |
| 1                                                                                                    | Andamans                                                                                             | 7918                                                                                                 | 940197.92                                                                                            |
| 2                                                                                                    | Andhra Pradesh                                                                                       | 6245232                                                                                              | 688353325.92                                                                                         |
| 3                                                                                                    | Arunachal Pradesh                                                                                    | 4803                                                                                                 | 1022987.28                                                                                           |
| 4                                                                                                    | Assam                                                                                                | 683700                                                                                               | 43090345.76                                                                                          |
| 5                                                                                                    | Bihar                                                                                                | 2965512                                                                                              | 140267624.19                                                                                         |
| 6                                                                                                    | Chandigarh                                                                                           | 8930                                                                                                 | 22847181.41                                                                                          |
| 7                                                                                                    | Chattisgarh                                                                                          | 346203                                                                                               | 70024407.35                                                                                          |
| 8                                                                                                    | Dadra & Nagar Haveli                                                                                 | 1245                                                                                                 | 241457.99                                                                                            |
| 9                                                                                                    | Daman & Diu                                                                                          | 1555                                                                                                 | 355628.18                                                                                            |
| 10                                                                                                   | Delhi                                                                                                | 31012                                                                                                | 166653716.74                                                                                         |
| 11                                                                                                   | Goa                                                                                                  | 42195                                                                                                | 7169634.11                                                                                           |
| 12                                                                                                   | Gujarat                                                                                              | 1508112                                                                                              | 375366694.91                                                                                         |
| 13                                                                                                   | Haryana                                                                                              | 778979                                                                                               | 344151364.93                                                                                         |
| 14                                                                                                   | Himachal Pradesh                                                                                     | 251123                                                                                               | 45848797.40                                                                                          |
| 15                                                                                                   | Jammu & Kashmir                                                                                      | 130072                                                                                               | 56736628.22                                                                                          |
| 16                                                                                                   | Jharkhand                                                                                            | 516135                                                                                               | 24691670.75                                                                                          |
| 17                                                                                                   | Karnataka                                                                                            | 2676625                                                                                              | 508929308.46                                                                                         |
| 18                                                                                                   | Kerala                                                                                               | 4275400                                                                                              | 458343313.45                                                                                         |
| 19                                                                                                   | Lakshadweep                                                                                          | 511                                                                                                  | 30129.00                                                                                             |
| 20                                                                                                   | Madhya Pradesh                                                                                       | 2479685                                                                                              | 330561695.11                                                                                         |
| 21                                                                                                   | Maharashtra                                                                                          | 3336316                                                                                              | 697029640.42                                                                                         |
| 22                                                                                                   | Manipur                                                                                              | 21797                                                                                                | 2541009.52                                                                                           |
| 23                                                                                                   | Meghalaya                                                                                            | 26750                                                                                                | 1633094.99                                                                                           |
| 24                                                                                                   | Mizoram                                                                                              | 9800                                                                                                 | 428865.51                                                                                            |
| 25                                                                                                   | Nagaland                                                                                             | 20153                                                                                                | 1370146.43                                                                                           |
| 26                                                                                                   | Orissa                                                                                               | 1030901                                                                                              | 126237454.91                                                                                         |
| 27                                                                                                   | Puducherry                                                                                           | 145582                                                                                               | 13913921.11                                                                                          |
| 28                                                                                                   | Punjab                                                                                               | 1098447                                                                                              | 537787237.59                                                                                         |
| 29                                                                                                   | Rajasthan                                                                                            | 2600549                                                                                              | 461038344.54                                                                                         |
| 30                                                                                                   | Sikkim                                                                                               | 6730                                                                                                 | 950528.97                                                                                            |
| 31                                                                                                   | Tamil Nadu                                                                                           | 11408990                                                                                             | 1153109616.97                                                                                        |
| 32                                                                                                   | Telangana                                                                                            | 2069876                                                                                              | 297483822.93                                                                                         |
| 33                                                                                                   | Tripura                                                                                              | 164641                                                                                               | 6465266.81                                                                                           |
| 34                                                                                                   | Uttarakhand                                                                                          | 333112                                                                                               | 68915744.02                                                                                          |
| 35                                                                                                   | Uttar Pradesh                                                                                        | 4124547                                                                                              | 500289749.72                                                                                         |
| 36                                                                                                   | West Bengal                                                                                          | 3552897                                                                                              | 315912773.11                                                                                         |
|                                                                                                      | TOTAL                                                                                                | 52906035                                                                                             | 7470733326.63                                                                                        |

Source: RBI