Lok Sabha Question No. 4309 (UNSTARRED), answered on 2017-03-28
Subject: National Crop Insurance Programme
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: PINAKI MISRA

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.4309

TO BE ANSWERED ON THE  28 TH  MARCH, 2017

## NATIONAL CROP INSURANCE PROGRAMME

4309.  SHRI PINAKI MISRA:

Will  the  Minister  of  AGRICULTURE  AND  FARMERS  WELFARE      ‡ãðŠãäÓã एवं  कसान कयाण ½ãâ¨ããè be pleased to state:

- (a) whether the National Crop Insurance Programme (NCIP ) was implemented in all the States of the country including Odisha, if not, the reasons therefor;
- (b) the  details  of  the  response  of  the  farmers  about  the  benefits  of  the  insurance programmes for the year 2014-15;
- (c) whether any review of the NCIP was conducted by the Government based on the feedback of the beneficiaries; and
- (d) if so, whether the Government has a proposal for improvement in the NCIP, if so, the details thereof and the time by which the improved NCIP is likely to be implemented in the country?

## ANSWER

MINISTER OF  STATE IN THE  MINISTRY OF  AGRICULTURE AND  FARMERS  WELFARE

## ‡ãðŠãäÓã एवं  कसान  कयाण ½ãâ¨ããÊã¾ã  ½ãñâ  Àã·¾ã  ½ãâ¨ããè (  SHRI PARSHOTTAM RUPALA)

(a) to (d): National  Crop  Insurance  Programme  (NCIP)  with  its  three  component schemes namely, Modified National Agricultural Insurance Scheme (MNAIS), Weather Based Crop Insurance Scheme (WBCIS) and Coconut Palm Insurance Scheme (CPIS) was approved for implementation in all the States/Union Territories (UTs) in the country from Rabi 2013-14 season. As the NCIP  components  were  optional for the States/UTs., many States instead requested for continued implementation of National Agricultural Insurance Scheme (NAIS).   State-wise details of implementation of NCIP components and/or NAIS, including of Odisha, during the five seasons (Rabi 2013-14 to Rabi 2015-16) of implementation of NCIP are Annexed.

Though  the  NCIP  components  had  several  benefits  over  erstwhile  NAIS  like comprehensive  coverage  of  risks,  however  not  only  was  farmers'  premium  high  but could vary from one insurance unit to the other.  Further, there was a cap on premium which  lead  to  reduction  in  sum  insured  and  therefore  claims.      Farmers/  farmers' organizations  raised  this  matter  and  many  States  did  not  even  opt  for  the  scheme components  resulting  in  low  coverage  under  NCIP.       At  the  demand  of  some States/UTs  these  were  allowed  to  continue  with  the  implementation  of  National Agricultural Insurance Scheme (NAIS) till 2015-16.  Based on the constant feedback of stakeholders  a  new  improved  scheme  namely,  Pradhan  Mantri  Fasal  Bima  Yojana (PMFBY) has been launched for implementation in place of MNAIS and NAIS  along with  Restructured Weather Based Crop Insurance Scheme from Kharif 2016 season.

Annexure States-wise and Season-wise implementation of NCIP components and NAIS from inception of NCIP (Rabi 2013-14) to its completion (Rabi 2015-16)

|                          |       |           |         | Kharif 2014   | Kharif 2014   | Kharif 2014   | Kharif 2014   |      |             |             |      |             |      |      |       |       |         |      |
|--------------------------|-------|-----------|---------|---------------|---------------|---------------|---------------|------|-------------|-------------|------|-------------|------|------|-------|-------|---------|------|
| States                   |       | Rabi NCIP | 2013-14 | NAIS          |               | NCIP          |               | NAIS | Rabi NCIP   | 2014-15 CPI | NAIS | Kharif NCIP | 2015 | NAIS |       | Rabi  | 2015-16 | NAIS |
|                          | MNAIS | WBCIS     | CPIS    |               | MNAIS         | WBCIS         | CPIS          |      | MNAIS WBCIS | S           |      | MNAIS WBCIS | CPIS |      | MNAIS | WBCIS | CPIS    |      |
| A & N Islands            |       |           |         | yes           | yes           |               |               |      | yes         |             |      |             |      | yes  |       |       |         | yes  |
| Assam                    | yes   | Yes       |         | yes           |               | Yes           |               | yes  |             |             | yes  | Yes         |      | Yes  |       | Yes   |         |      |
| Andhra Pradesh           | yes   | yes       |         | yes           | yes           | Yes           |               |      | yes Yes     |             | yes  | Yes Yes     | Yes  | Yes  |       | Yes   | Yes     | yes  |
| Arunachal Pradesh        |       |           |         |               |               |               |               |      |             |             |      |             |      |      |       |       |         |      |
| Bihar                    |       | yes       |         |               | yes           | Yes           |               |      |             |             | yes  |             |      | Yes  |       |       |         | yes  |
| Chandigarh               |       |           |         |               |               |               |               |      |             |             |      |             |      |      |       |       |         |      |
| Chhattisgarh             |       | yes       |         |               |               | Yes           |               |      |             |             | yes  |             |      | Yes  |       |       |         | yes  |
| Daman & Diu              |       |           |         |               |               |               |               |      |             |             |      |             |      |      |       |       |         |      |
| Dadra & Nagar Haveli     |       |           |         |               |               |               |               |      |             |             |      |             |      |      |       |       |         |      |
| Delhi                    |       |           |         |               |               |               |               |      |             |             |      |             |      |      |       |       |         |      |
| Goa                      |       |           |         |               | yes           |               |               |      | yes         |             |      | Yes         | Yes  |      |       |       | Yes     |      |
| Gujarat                  |       |           |         | yes           |               |               |               | yes  |             |             | yes  |             |      | Yes  |       |       |         | yes  |
| Haryana Himachal Pradesh | yes   | yes yes   |         |               |               |               |               | yes  | Yes Yes     |             | yes  |             |      | Yes  |       | Yes   |         | yes  |
| Jammu & Kashmir          |       |           |         |               |               |               |               |      |             |             |      |             |      |      |       |       |         |      |
| Jharkhand                |       |           |         |               |               |               |               |      |             |             |      |             |      |      |       |       |         | yes  |
|                          | yes   | yes       |         |               | yes           | Yes           |               |      |             |             | yes  |             |      | Yes  |       |       |         |      |
| Karnataka                | yes   | yes       | yes     |               | yes           | Yes           | yes           |      | yes Yes     | yes         |      |             |      | Yes  | Yes   |       |         | yes  |
| Kerala                   |       | yes       | yes     | yes           | yes           | Yes           | yes           |      | yes Yes     | yes         |      | Yes Yes     |      |      | Yes   | Yes   |         |      |
| Lakshadweep              |       |           |         |               |               |               |               |      |             |             |      |             |      |      |       |       |         |      |
| Madhya Pradesh           | yes   | yes       |         | yes           |               | Yes           |               | yes  |             |             | yes  |             |      | yes  |       |       |         | yes  |
| Maharashtra              |       | yes       | yes     | yes           |               | Yes           | yes           | yes  | Yes         | yes         | yes  | Yes         | yes  | yes  |       | Yes   | yes     | yes  |
| Manipur                  |       |           |         |               |               |               |               | yes  |             |             |      |             |      | yes  |       |       |         |      |
| Meghalaya                |       |           |         | yes           |               |               |               | yes  |             |             | yes  |             |      | yes  |       |       |         | yes  |
| Mizoram                  |       |           |         |               |               |               |               |      |             |             |      |             |      |      |       |       |         |      |
| Nagaland                 |       |           |         |               |               |               |               |      |             |             |      |             |      |      |       |       |         |      |
| Odisha                   | yes   |           | yes     |               |               |               | yes           | yes  |             | yes         | yes  |             | yes  | yes  |       |       | yes     | yes  |
| Puducherry               |       |           |         | yes           |               |               |               | yes  |             |             | yes  |             |      | yes  |       |       |         | yes  |
| Punjab                   |       |           |         |               |               |               |               |      |             |             |      |             |      |      |       |       |         |      |
| Rajasthan                | yes   | yes       |         |               | yes           | Yes           |               |      | Yes         |             |      | Yes         |      |      |       | Yes   |         |      |
| Sikkim                   |       |           |         |               |               |               |               |      | yes         |             | yes  |             |      |      |       |       |         | yes  |
| Tamil Nadu               | yes   |           | yes     | yes           | yes           |               | yes           |      |             | yes         | yes  |             | yes  | yes  |       |       | yes     | yes  |
| Telangana                |       |           |         |               |               | Yes           |               | yes  | yes Yes     |             |      | Yes         |      | yes  | Yes   | Yes   |         | yes  |
| Tripura                  |       |           |         |               |               |               |               |      |             |             | yes  |             |      | yes  |       |       |         | yes  |
| Uttar Pradesh            | yes   | yes       |         |               | yes           |               |               |      | yes         |             |      | Yes         |      |      | Yes   |       |         |      |
| Uttarakhand              | yes   | yes       |         |               | yes           | Yes           |               |      | yes Yes     |             |      | Yes Yes     |      |      | Yes   | Yes   |         |      |
| West Bengal              | yes   | yes       |         | yes           | yes           | Yes           |               |      |             | Yes         | yes  | Yes         |      | yes  |       | Yes   |         | yes  |

Note 1: Implementation of NCIP components indicated with "Yes".

Note 2 : CPIS is implemented on annual basis and not on seasonal basis.

Note 3 : Some States implemented NAIS and/or NCIP components.

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