Lok Sabha Question No. 1171 (UNSTARRED), answered on 2017-02-09
Subject: Insurance for Textile Workers
Ministry: TEXTILES
Asked by: HARIOM SINGH RATHORE

## INSURANCE FOR TEXTILE  WORKERS

## 1171.   SHRI HARIOM SINGH RATHORE:

Will the Minister of TEXTILES वस्त्र मंरी be pleased to state:

- (a) the details of insurance scheme for the textile workers of the country and the premium charged for these insurance schemes; and
- (b) the  number  of  the  textile  workers  covered  under  various  types  of  insurances  during each of the last three years and the current year, State/UT-wise?

## उत्तर

## ANSWER

## वस्त्र मंरी ( )

MINISTER OF TEXTILES

(SMT. SMRITI ZUBIN IRANI)

- (a): The  following  schemes  are  implemented  to  provide  insurance  coverage  to  textile workers/weavers:-
- i) The Mahatma Gandhi Bunkar Bima Yojana which provides insurance cover to handloom weavers in the case of natural/accidental death  and  for  total/partial disability  as    well    as  scholarship    to  their  children.    The  total  premium    is Rs. 470/- of which the worker / weaver has to contribute only Rs. 80/- premium.
- ii) The  Health Insurance Scheme  to  provide  access  to health facilities for handloom weavers was implemented on the pattern of Rajiv Gandhi Swasthya Bima Yojana(RSBY) of Ministry of Health and Family Welfare (MoH&FW). The  premium  is  borne  by  Central  and  State  Governments.  The  premium  for RSBY is different in different set of districts.
- iii) The Group Insurance Scheme for powerloom weavers/workers implemented as a  Social  Security/Welfare  measure  for  the  benefit  of  Powerloom  weavers providing coverage for all natural/accidental death as well as permanent/partial disability  due  to  accident  as  well  as  scholarship  to  their  children.  The  total premium  is  Rs.470  /-  of which  the  worker  / weaver  has  to contribute only Rs.80/- premium.
- iv) Health  insurance  programme  for  Sericulturists  and  workers  was  implemented through the State Sericulture Departments under Catalytic Development Programme during 2012-13 & 2014-15. The insurance premium per beneficiary was  Rs.  1000/-  which  was  shared  among  Central  Silk  Board,  State  and beneficiary in the ratio of 75:15:10 basis respectively. The Government of India discontinued implementation of Catalytic Development Programme as Centrally Sponsored Scheme with effect from the year 2015-16, on the recommendations of the 14 th Finance Commission.
- (b) : The number of textile workers/weavers covered under the above insurance schemes during the last three years and current year are given in Annexure .

## Weavers Benefitted/enrolment under the Handloom Weavers Comprehensive  Welfare Scheme during the last three years & current year (2013-14 to 2016-17 ).

| Name of State     | Health Insurance Scheme   | Health Insurance Scheme   | Health Insurance Scheme   | Health Insurance Scheme    | Mahatma Gandhi Bunkar Bima Yojana   | Mahatma Gandhi Bunkar Bima Yojana   | Mahatma Gandhi Bunkar Bima Yojana   | Mahatma Gandhi Bunkar Bima Yojana   |
|-------------------|---------------------------|---------------------------|---------------------------|----------------------------|-------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|
|                   | 2013-14                   | 2014-15 (upto 30.09.2014) | 2015 -16                  | 2016- 17 (upto 30.09. 2016 | 2013-14                             | 2014-15                             | 2015-16                             | 2016-17 (as on 31.12.2016           |
| Andhra Pradesh    | 14004 3                   | 140043                    | 0                         | 0                          | 70962                               | 87704                               | 62234                               | 33232                               |
| Arunachal Pradesh | 6000                      | 6000                      | 0                         | 0                          | 0                                   | 0                                   | 0                                   | 0                                   |
| Assam             | 38756 3                   | 387563                    | 0                         | 0                          | 58323                               | 54627                               | 61021                               | 38071                               |
| Bihar             | 46300                     | 46300                     | 0                         | 381                        | 858                                 | 309                                 | 0                                   | 1607                                |
| Chhattisgarh      | 4953                      | 4953                      | 0                         | 0                          | 249                                 | 5148                                | 488                                 | 0                                   |
| Delhi             | 0                         | 00                        | 0                         | 0                          | 0                                   | 0                                   | 0                                   | 0                                   |
| Gujarat           | 5018                      | 5018                      | 0                         | 0                          | 6373                                | 6381                                | 7637                                | 8035                                |
| Goa               | 0                         | 0                         | 0                         | 0                          | 0                                   | 0                                   | 0                                   | 0                                   |
| Haryana           | 22999                     | 23000                     | 0                         | 0                          | 115                                 | 378                                 | 110                                 | 46                                  |
| Himachal Pradesh  | 12017                     | 12030                     | 0                         | 0                          | 4673                                | 6161                                | 4940                                | 2796                                |
| J&K               | 16265                     | 16265                     | 0                         | 0                          | 607                                 | 563                                 | 515                                 | -                                   |
| Jharkhand         | 15002                     | 15002                     | 0                         | 0                          | 418                                 | 745                                 | 745                                 | 0                                   |
| Karnataka         | 45000                     | 45000                     | 0                         | 0                          | 44171                               | 41263                               | 53628                               | 0                                   |
| Kerala            | 13084                     | 13084                     | 0                         | 0                          | 5672                                | 5233                                | 8446                                | 0                                   |
| Madhya Pradesh    | 15019                     | 15720                     | 0                         | 0                          | 1269                                | 1010                                | 434                                 | 295                                 |
| Maharashtra       | 1687                      | 1687                      | 0                         | 0                          | 695                                 | 2714                                | 135                                 | 579                                 |
| Manipur           | 51135                     | 51135                     | 0                         | 0                          | 5015                                | 5368                                | 3579                                | 612                                 |
| Meghalaya         | 30919                     | 30919                     | 0                         | 31399                      | 15500                               | 15837                               | 165                                 | 0                                   |

| Mizoram       | 1386    | 1386    | 0       |    876 | 0      |      0 |      0 |      0 |
|---------------|---------|---------|---------|--------|--------|--------|--------|--------|
| Nagaland      | 39501   | 39501   | 0       |      0 | 0      |      0 |      0 |      0 |
| Orissa        | 46531   | 46531   | 0       |      0 | 28698  |   5418 |  26488 |      0 |
| Pondicherry   | 0       | 0       | 0       |      0 | 1575   |   1027 |    990 |      0 |
| Punjab        | 0       | 0       | 0       |      0 | 0      |      0 |      0 |      0 |
| Rajasthan     | 4983    | 4983    | 0       |      0 | 2821   |   2220 |   2698 |      0 |
| Sikkim        | 342     | 342     | 0       |      0 | 262    |    129 |     87 |     29 |
| Tamil Nadu    | 270296  | 270296  | 19429 4 | 194294 | 234649 | 232739 | 226677 | 174698 |
| Telengana     |         |         | 0       |      0 |        |  19503 |  16385 |    210 |
| Tripura       | 9367    | 9367    | 0       |      0 | 24692  |   1266 |    970 |    482 |
| Uttar Pradesh | 178316  | 178316  | 0       |      0 | 11952  |  15959 |   1353 |   3377 |
| Uttarakhand   | 3297    | 3297    | 0       |      0 | 1065   |   1588 |    955 |    476 |
| West Bengal   | 381714  | 381714  | 0       |  15029 | 54204  |  61500 |  91447 |  20836 |
| TOTAL         | 1749452 | 1749452 | 0       | 191979 | 599236 | 574790 | 583853 | 285381 |

## State/UT/Year-Wise Enrollment of Powerloom Weavers/Workers under Group Insurance Scheme Upto January 2017

| Sr. No.   | Regional Office   | State                 | 2013 -14   | 2014 -15   | 2015 -16   | 2016 -17* (January 17)   |
|-----------|-------------------|-----------------------|------------|------------|------------|--------------------------|
| 1         | Ahmedabad         | Gujarat               | 24768      | 20766      | 15663      | 7662                     |
| 1         | Ahmedabad         | Daman                 | --         | ---        | ---        | ----                     |
| 1         | Ahmedabad         | Dadra&NH              | ----       | -----      | ----       | -----                    |
| 2         | Amritsar          | Punjab                | 4173       | 4241       | 2975       | 1700                     |
| 2         | Amritsar          | H.P.                  | 45         | ----       | 30         | 30                       |
| 2         | Amritsar          | J&K                   | ----       | 3          | ---        | ---                      |
| 2         | Amritsar          | U T of Chandigarh     | ---        | -----      | -----      | -----                    |
| 3         | Bangalore         | Andhra Pradesh        | 12818      | 5612       | 4350       | 2199                     |
| 4         | Coimbatore        | Telangana             | ---        | 7090       | 7930       | 5229                     |
| 4         | Coimbatore        | Tamil Nadu            | 31052      | 30657      | 30055      | 19678                    |
| 4         | Coimbatore        | Kerala                | 1517       | 1406       | 2701       | 781                      |
| 4         | Coimbatore        | Pondicherry           | -----      | -----      | -----      | -----                    |
| 6         | Kolkata           | West Bengal           | 1201       | 1211       | 1520       | 857                      |
| 6         | Kolkata           | Bihar                 | 2063       | 2048       | 2165       | 1107                     |
| 6         | Kolkata           | Odisha                | 517        | 541        | 590        | 464                      |
| 6         | Kolkata           | Jharkand              | ---        | 40         | 40         | ---                      |
| 6         | Kolkata           | Assam                 | 158        | 183        | 174        | 70                       |
| 6         | Kolkata           | Manipur               | ---        | ---        | ---        | ----                     |
| 7         | Navi Mumbai       | Maharashtra           | 13662      | 11384      | 17298      | 5244                     |
| 8         | Noida             | Rajasthan             | 3471       | 3833       | 3894       | 2239                     |
| 8         | Noida             | Haryana               | 1927       | 2151       | 2111       | 1199                     |
| 8         | Noida             | Uttar Pradesh (Noida) | 4164       | 4026       | 4927       | 5835                     |
| 9         | KSPDC             | Karnataka             | 40130      | 24964      | 11186      | 21299                    |
| 10        | Indore            | Madhya Pradesh        | 5213       | 4871       | 3841       | 3162                     |
| 10        | Indore            | Chhattisgarh          | --         | 77         | ---        | 0                        |
| Total     | Total             |                       | 146872     | 125104     | 111441     | 90374                    |

## The State-wise number of beneficiaries/workers covered under  Health Insurance Scheme for Sericulturists workers during 2012-13 & 2013-14.

| #     | States         | 2012-13   | 2013-14   | Total    |
|-------|----------------|-----------|-----------|----------|
| 1     | Karnataka      |           | 15000     | 15000    |
| 2     | Tamilnadu      | 13638     |           | 13638    |
| 3     | Andhra Pradesh |           | 5000      | 5000     |
| 4     | Jammu &Kashmir | 2475      | 10000     | 12475    |
| 5     | West Bengal    | 9422      | 24000     | 33422    |
| 6     | Madhya Pradesh | 2099      | 796       | 2895     |
| 7     | Orissa         | 3968      | 15000     | 18968    |
| 8     | Bihar          | 400       | 700       | 1100     |
| 9     | Jharkhand      | 8700      | 92100     | 100800   |
| 10    | Uttarakhand    | 2413      |           | 2413     |
| 11    | Assam          | 9975      |           | 9975     |
| 12    | Nagaland       | 100       |           | 100      |
| 13    | Tripura        | 890       |           | 890      |
| Total | Total          | 54,080    | 1,62,596  | 2,16,676 |

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