Lok Sabha Question No. 305 (STARRED), answered on 2017-08-08
Subject: Crop Insurance Scheme
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: HEMAMALINI

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION & FARMERS WELFARE

## LOK  SABHA STARRED QUESTION NO. 305

TO BE ANSWERED ON THE 8 TH   AUGUST, 2017

## CROP INSURANCE SCHEME

## *305.    SHRIMATI HEMA MALINI:

Will  the  Minister  of  AGRICULTURE  AND FARMERS WELFARE कृ ष एवं कसान कयाण ½ãâ¨ããè be pleased to state:

- (a) the  details  of  the  public  and  private  sector  companies  which  are  empanelled  for crop insurance scheme in the country;
- (b) whether it is a fact that the percentage share of Agriculture Insurance Company of India  Limited  (AIC)  vis-a-vis  private  companies  in  the  crop  insurance  scheme  has decreased considerably during each of the last three years and the current year; and
- (c) if  so, the details thereof along with the number of farmers benefited under the said scheme during the said period, State-wise?

## ANSWER

MINISTER OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण ½ãâ¨ããè

(SHRI RADHA MOHAN SINGH)

(a) to (c): A statement is laid on the Table of the House.

## STATEMENT  REFERRED  TO  IN  REPLY  TO  PARTS  (a)  TO  (c)  OF  LOK  SABHA STARRED QUESTION NO. 305 DUE FOR REPLY ON 8 TH    AUGUST, 2017.

(a): Total 18 general insurance companies including all the 5 public sector companies and  13  Private  Sector  general  insurance  companies  are  presently  empanelled  for implementation  of  Crop  Insurance  Schemes  in  the  country.    Details  are  given  at Annexure-I.

(b) & (C): In  2014-15  and  2015-16  Agriculture  Insurance  Company  of  India  Ltd. (AIC)  was  the  only  public  sector  insurance  company  which  along  with  10  private insurance  companies  implemented  the  then  Government  sponsored  crop  insurance schemes and share  of AIC (Government insurance company) in terms of sum insured was  75.69%  and  80.20%  respectively.    In  2016-17  all  the  5  Public  Sector  Insurance Companies  including  AIC  participated  apart  from  11  private  insurance  companies  in implementation  of  the  Crop  Insurance  Schemes.    Percentage  share  of  all  the  Public Sector Insurance Companies including AIC was 48.33% (out of this AIC's share was 38.309% of the total sum insured).  Details are at Annexure-II.

State-wise details of number of farmers benefitted in terms of claims paid under the crop insurance schemes during the stated period is at Annexure-III.

## Annexure-I

## Details of Empanelled General Insurance Companies for implementation of Government sponsored Crop Insurance schemes

| PUBLIC SECTOR INSURANCE COMPANIES   | PUBLIC SECTOR INSURANCE COMPANIES               |
|-------------------------------------|-------------------------------------------------|
| 1                                   | AGRICULTURE INSURANCE COMPANY OF INDIA LTD.     |
| 2                                   | NEW INDIA ASSURANCE COMPANY LTD.                |
| 3                                   | NATIONAL INSURANCE COMPANY LTD.                 |
| 4                                   | ORIENTAL INSURANCE COMPANY LTD.                 |
| 5                                   | UNITED INDIA INSURANCE COMPANY LTD.             |
| PRIVATE SECTOR INSURANCE COMPANIES  | PRIVATE SECTOR INSURANCE COMPANIES              |
| 1                                   | BAJAJ ALLIANZ GENERAL INSURANCE COMPANY LTD.    |
| 2                                   | BHARTI AXA GENERAL INSURANCE COMPANY LTD.       |
| 3                                   | CHOLAMANDALAM MS GENERAL INSURANCE COMPANY LTD. |
| 4                                   | FUTURE GENERALI INSURANCE COMPANY LTD.          |
| 5                                   | HDFC ERGO GENERAL INSURANCE COMPANY LTD.        |
| 6                                   | ICICI LOMBARD GENERAL INSURANCE CO. LTD.        |
| 7                                   | IFFCO-TOKIO GENERAL INSURANCE COMPANY LTD.      |
| 8                                   | RELIANCE GENERAL INSURANCE COMPANY LIMITED      |
| 9                                   | SBI GENERAL INSURANCE COMPANY LTD.              |
| 10                                  | SHRIRAM GENERAL INSURANCE COMPANY LTD.          |
| 11                                  | TATA AIG GENERAL INSURANCE COMPANY LTD.         |
| 12                                  | UNIVERSAL SOMPO GENERAL INSURANCE COMPANY LTD.  |
| 13                                  | ROYAL SUNDARAM GENERAL INSURANCE COMPANY LTD.   |

## Annexure - II

## Percentage share of implementing insurance companies in total sum insured

(Rs. In crores)

| Year    | Crop Insurance Schemes    | Implementing Insurance Companies                                                  |   Total Sum Insured | Sum Insured by AIC & other Public Sector Insurance Companies          | Sum Insured by Private Companies   |
|---------|---------------------------|-----------------------------------------------------------------------------------|---------------------|-----------------------------------------------------------------------|------------------------------------|
| 2014-15 | NAIS, MNAIS, WBCIS & CPIS | AIC and 10 Private Insurance Companies                                            |               82042 | 62100 (75.69%) Only AIC                                               | 19942 (24.31%)                     |
| 2015-16 | - Do -                    | - Do -                                                                            |              115085 | 92291 (80.20%) Only AIC                                               | 22794 (19.80%)                     |
| 2016-17 | PMFBY, RWBCIS and CPIS    | AIC, 4 other Public Sector Insurance Companies and 11 Private Insurance Companies |              202822 | 98011 (48.33%) AIC (38.30%) & other Public Sector Insurance Companies | 104811 (51.67%)                    |

NAIS : National Agricultural Insurance Scheme

MNAIS : Modified National Agricultural Insurance Scheme

WBCIS : Weather Based Crop Insurance Scheme

CPIS : Coconut Palm Insurance Scheme

PMFBY : Pradhan Mantri Fasal Bima Yojana

RWBCIS : Restructured Weather Based Crop Insurance Scheme

Annexure-III

## State-wise Number of farmers benefitted in terms of claims paid  during last three years under crop insurance Schemes

| Sr.No.   | State / UT        |   Year 2014-15 No. of Farmers benefitted |   Year 2015-16 No. of Farmers benefitted | Year 2016-17 No. of Farmers benefitted   |
|----------|-------------------|------------------------------------------|------------------------------------------|------------------------------------------|
| 1        | Andaman & Nicobar |                                      184 |                                      158 | 0                                        |
| 2        | Andhra Pradesh    |                                   115390 |                                   415588 | 787671                                   |
| 3        | Assam             |                                    22203 |                                    24425 | 23370                                    |
| 4        | Bihar             |                                  2500014 |                                  1123440 | 182545                                   |
| 5        | Chhatisgarh       |                                   596577 |                                   677382 | 121483                                   |
| 6        | Goa               |                                        0 |                                       82 | 111                                      |
| 7        | Gujarat           |                                   191722 |                                   363027 | 125753                                   |
| 8        | Haryana           |                                        7 |                                        0 | 150181                                   |
| 9        | Himachal Pradesh  |                                    89448 |                                    92096 | 27410                                    |
| 10       | Jammu & Kashmir   |                                     1364 |                                        0 | 0                                        |
| 11       | Jharkhand         |                                   166037 |                                   394593 | 56513                                    |
| 12       | Karnataka         |                                   444079 |                                   876286 | 490077                                   |
| 13       | Kerala            |                                    24315 |                                    35765 | 20329                                    |
| 14       | Madhya Pradesh    |                                   798850 |                                  2451643 | 510747                                   |
| 15       | Maharashtra       |                                  5466006 |                                 10623771 | 2776279                                  |
| 16       | Manipur           |                                     3472 |                                     7514 | 8358                                     |
| 17       | Meghalaya         |                                      838 |                                        0 | 0                                        |
| 18       | Mizoram           |                                        0 |                                        0 | 0                                        |
| 19       | Orissa            |                                   186255 |                                  1175138 | 157939                                   |
| 20       | Pondicherry       |                                       72 |                                        0 | 0                                        |
| 21       | Rajasthan         |                                  6668478 |                                  7749694 | 560527                                   |
| 22       | Sikkim            |                                        0 |                                        0 | 0                                        |
| 23       | Tamil Nadu        |                                    45823 |                                   337773 | 444701                                   |
| 24       | Telengana         |                                   214306 |                                   162033 | 136728                                   |
| 25       | Tripura           |                                        0 |                                       18 | 502                                      |
| 26       | Uttar Pradesh     |                                  1175288 |                                  2168369 | 895857                                   |
| 27       | Uttarakhand       |                                    52133 |                                    41616 | 54755                                    |
| 28       | West Bengal       |                                   299918 |                                   445698 | 234483                                   |
|          | Total             |                                 19062779 |                                 29166109 | 7766319*                                 |

Note: Cut off date for enrolment of farmers for Kharif 2017 for the current year just closed on 31.07.2017 in most of the States.

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