Lok Sabha Question No. 227 (UNSTARRED), answered on 2017-12-15
Subject: Pradhan Mantri Jan Dhan Yojana
Ministry: FINANCE
Asked by: DUSHYANT CHAUTALA, VINCENT H PALA

## GOVERNMENT OF INDIA

## MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION No. 227

TO BE ANSWERED ON 15th DECEMBER 2017 (FRIDAYYAGRAHA YANA 24,1939 (SAKA) Pradhan Mantri Jan Dhan Yojana

## 227. SHRI DUSHYANT CHAUTALA:

## SHRI VINCENT H: PALA:

Will the Minister of FINANCE be  pleased to state:

- the details of the reach of the Pradhan Mantri Jan Dhan Yojana (PMJDY) s0 far in rural and urban areas;
- the measures taken t0 increase the number of beneficiaries under PMJDY in rural and urban areas, State/UT-wise including Meghalaya; being
- whether accounts opened under PMJDY received additional deposits of Rs.59,810 crore the demonetisation period between November 8 and December 3 | as per the report of Reserve Bank of India (RBI) and if the details thereof; during
- whether the Government has identified a number of bank accounts opened under PMJDY which received additional deposits the above said period; and during
- the action taken by the Government in this regard?

## Answer

## The Minister of State in the Ministry of Finance (SHRI SHIV PRATAP SHUKLA)

As on 6.12.2017, total 30.7[ crore accounts have been opened under Pradhan Mantri JanDhan Yojana (PMJDY) including 18.05 crore accounts opened in rural/semi-urban areas.

(b) Banks are opening PMJDY accounts for unbanked persons at their branches. In addition for uncovered Sub-Service Areas (SSAs) with 1000-1500 households, Bank Mitras,  who canopen PMJDY accounts, are deployed. State/UT-wise number of PMJDY accounts is annexed at Table 1.

- No such report of RBI is available.

(d) and (e) Department of Revenue apprised that based on information received from 187 Reporting Entities, Rs. 42,187 crore had been deposited in 3,74,14,844 PMJDY accounts during the period 8.11.2016 to 30.12.2016.

A number of measures have which   include   collection of information collating and analysis of such information, extensive useof information technology and data analytic tools for identification of high risk cases, expeditious verification of suspect cases and enforcement action as required.

## Annexure to Lok Sabha Unstarred Question no. 227 to be answered on 15.12.2017

Table I: State/UT wise Number of PMJDY accounts opened as on 6.12.2017

|       |                           | Number of PMJDY accounts opened as on 06.12.2017   | Number of PMJDY accounts opened as on 06.12.2017   | Number of PMJDY accounts opened as on 06.12.2017   |
|-------|---------------------------|----------------------------------------------------|----------------------------------------------------|----------------------------------------------------|
| SNo   | State Name                | Rural                                              | Urban                                              | Total                                              |
|       | Andaman & Nicobar islands | 36853                                              | 14581                                              | 51434                                              |
| 2     | Andhra Pradesh            | 4437311                                            | 4536119                                            | 8973430                                            |
| 3     | Arunachal Pradesh         | 150536                                             | 102830                                             | 253366                                             |
| 4     | Assam                     | 9486483                                            | 3033857                                            | 12520340                                           |
| 5     | Bihar                     | 20174916                                           | 12173763                                           | 32348679                                           |
| 6     | Chandigarh                | 38085                                              | 206473                                             | 244558                                             |
| 7     | Chhattisgarh              | 8221389                                            | 4603014                                            | 12824403                                           |
| 8     | Dadra & Nagar Haveli      | 74300                                              | 13618                                              | 87918                                              |
| 9     | Daman & Diu               | 20443                                              | 20654                                              | 41097                                              |
| 10    | Delhi                     | 470489                                             | 3463299                                            | 3933788                                            |
|       | Goa                       | 107512                                             | 42802                                              | 150314                                             |
| 12    | Gujarat                   | 6048591                                            | 5548967                                            | 11597558                                           |
| 13    | Haryana                   | 3404165                                            | 3031380                                            | 6435545                                            |
| 14    | Himachal Pradesh          | 848820                                             | 127351                                             | 976171                                             |
| 15    | Jammu & Kashmir           | 1673959                                            | 264985                                             | 1938944                                            |
| 16    | Jharkhand                 | 7832980                                            | 3095969                                            | 10928949                                           |
| 17    | Karnataka                 | 6534781                                            | 5022652                                            | 11557433                                           |
| 18    | Kerala                    | 1536024                                            | 1944817                                            | 3480841                                            |
| 19    | Lakshadweep               | 4520                                               | 642                                                | 5162                                               |
| 20    | Madhya Pradesh            | 12804614                                           | 13841605                                           | 26646219                                           |
| 21    | Maharashtra               | 10415718                                           | 1127038/                                           | 21686099                                           |
| 22    | Manipur                   | 355535                                             | 423036                                             | 778571                                             |
| 23    | Meghalaya                 | 346429                                             | 66601                                              | 413030                                             |
| 24    | Mizoram                   | 98146                                              | 166569                                             | 264715                                             |
| 25    | Nagaland                  | 101236                                             | 115266                                             | 216502                                             |
| 26    | Odisha                    | 8819012                                            | 3341299                                            |                                                    |
| 27    | Puducherry_               | 68970                                              | 90485                                              | 159455                                             |
| 28    | Punjab                    | 3380992                                            | 2629442                                            | 6010434                                            |
| 29    | Rajasthan                 | 14332237                                           | 9565442                                            | 23897679                                           |
| 30    | Sikkim                    | 73412                                              | 20960                                              | 94372                                              |
| 31    | Tamil Nadu                | 4075561                                            | 4822010                                            | 8897571                                            |
| 32    | Telangana                 | 4577150                                            | 4368329                                            | 8945479                                            |
| 33    | Tripura                   | 580715                                             | 230766                                             | 811481                                             |
| 34    | Uttar Pradesh             | 27730246                                           | 18533375                                           | 46263621                                           |
| 35    | Uttarakhand               | 1332547                                            | 794666                                             | 2127213                                            |
| 36    | West Bengal               | 20296556                                           | 9091734                                            | 29388290                                           |
| Total | Total                     | 180491233                                          | 126619739                                          | 307110972                                          |

Source: Banks