Lok Sabha Question No. 1284 (UNSTARRED), answered on 2017-12-22
Subject: MUDRA Yojana
Ministry: FINANCE
Asked by: P. C. MOHAN, RAOSAHEB PATIL DANVE, SHYAMA CHARAN GUPTA

## Government of India Ministry of Finance Department of Financial services LOK SABHA

## UNSTARRED QUESTION No. 1284

## TO BE ANSWERED ON THE 22 nd  DECEMBER, 2017/ PAUSHA 01, 1939 (SAKA) 'MUDRA Yojana'

## 1284. SHRI P.C. MOHAN: SHRI RAOSAHEB DANVE PATIL: SHRI SHYAMA CHARAN GUPTA:

Will the Minister of FINANCE be pleased to state:

- (a) the  salient  features,  main  objectives  and  funding  pattern  along  with  the  names  of  the business for which loans are being provided under the Micro, Units Development and Refinance Agency Limited (MUDRA) Scheme;
- ( b) the number of unemployed persons who have been given loans under the MUDRA Scheme since inception;
- (c) the number of beneficiaries who have got Shishu, Kishore and Tarun loans, bank-wise;
- (d) whether  the  Government  has  received  any  complaints  in  which  the  banks  have  either declined to provide loan or demanded any guarantee against these loans and if so, the details thereof, bank/State/ UT-wise; and
- (e) whether banks are facing any problems in recovery of the loans disbursed under this scheme and if so, the details thereof?

## ANSWER

## THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI SHIV PRATAP SHUKLA)

- (a) The  objective  of  Pradhan  Mantri  Mudra  Yojana  (PMMY)  is  to  provide  access  to institutional finance to unfunded micro/small business units.

Salient  features  of  PMMY  inter-alia  include,  extending  institutional  finance  by  providing  loans upto  Rs  10  lakh  for  manufacturing,  processing,  trading,  services  and  activities  allied  to agriculture, provision of Mudra card for drawal of working capital, refinance facility for Member Lending Institutions   (MLIs), backing of credit guarantee  on portfolio basis etc.

- (b) Over 10 crore loans have been sanctioned under PMMY since inception. Data pertaining to unemployed persons who have been extended loans under PMMY is not maintained centrally.
- (c) Bank wise number of loans extended under Shishu, Kishore  and  Tarun  category  is  at Annexure.
- (d) Government has been receiving complaints with regard to implementation of PMMY from time  to  time  including  difficulties  in  obtaining  loans  or  demanding  of  collateral.  These  are redressed in coordination with the respective banks. Centralized Public Grievance Redress and Monitoring System (CPGRAMS) has received 9,796 complaints against various banks in respect of  the  scheme.  Of  these,  9626  complaints  have  been  forwarded  to  respective  banks  for redressal. Bank/State/UT-wise details of such complaints relating to denial of loans or demands for collateral are not maintained centrally.
- (e) As reported by Banks and other lending institutions, as on 30.06.2017, about 39.12 lakh loan accounts had turned Non-Performing Assets.

Annexure

| Bank wise total number of borrowers under Pradhan Mantri Mudra Yojana   | Bank wise total number of borrowers under Pradhan Mantri Mudra Yojana   | Bank wise total number of borrowers under Pradhan Mantri Mudra Yojana   | Bank wise total number of borrowers under Pradhan Mantri Mudra Yojana   | Bank wise total number of borrowers under Pradhan Mantri Mudra Yojana   | Bank wise total number of borrowers under Pradhan Mantri Mudra Yojana   | Bank wise total number of borrowers under Pradhan Mantri Mudra Yojana   | Bank wise total number of borrowers under Pradhan Mantri Mudra Yojana   | Bank wise total number of borrowers under Pradhan Mantri Mudra Yojana   | Bank wise total number of borrowers under Pradhan Mantri Mudra Yojana   | Bank wise total number of borrowers under Pradhan Mantri Mudra Yojana   |
|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|-------------------------------------------------------------------------|
|                                                                         |                                                                         | 2015-16                                                                 | 2015-16                                                                 | 2015-16                                                                 | 2016-17                                                                 | 2016-17                                                                 | 2016-17                                                                 | 2017-18 as on 15.12.2017                                                | 2017-18 as on 15.12.2017                                                | 2017-18 as on 15.12.2017                                                |
| Sr No                                                                   | Bank Name                                                               | Shishu                                                                  | Kishore                                                                 | Tarun                                                                   | Shishu                                                                  | Kishore                                                                 | Tarun                                                                   | Shishu                                                                  | Kishore                                                                 | Tarun                                                                   |

|                                 |                                  | (Loans up to Rs. 50,000)        | (Loans from Rs. 50,001 to Rs. 5.00 Lakh)   | (Loans from Rs. 5.00 to Rs. 10.00 Lakh)   | (Loans up to Rs. 50,000)        | (Loans from Rs. 50,001 to Rs. 5.00 Lakh)   | (Loans from Rs. 5.00 to Rs. 10.00 Lakh)   | (Loans up to Rs. 50,000)        | (Loans from Rs. 50,001 to Rs. 5.00   | (Loans from Rs. 5.00 to Rs. 10.00   |
|---------------------------------|----------------------------------|---------------------------------|--------------------------------------------|-------------------------------------------|---------------------------------|--------------------------------------------|-------------------------------------------|---------------------------------|--------------------------------------|-------------------------------------|
| Lakh) Lakh)                     | Lakh) Lakh)                      | Lakh) Lakh)                     | Lakh) Lakh)                                | Lakh) Lakh)                               | Lakh) Lakh)                     | Lakh) Lakh)                                | Lakh) Lakh)                               | Lakh) Lakh)                     | Lakh) Lakh)                          | Lakh) Lakh)                         |
| 1                               | State Bank of India              | 767264                          | 178097                                     | 86443                                     | 789705                          | 248395                                     | 116224                                    | 180865                          | 187066                               | 78749                               |
| 2                               | State Bank of Bikaner and Jaipur | 43097                           | 20450                                      | 9855                                      | 17751                           | 21141                                      | 12875                                     | Mearged                         | with State India                     | Bank of                             |
| 3                               | State Bank of Hyderabad          | 69413                           | 29457                                      | 6645                                      | 31991                           | 35770                                      | 9663                                      |                                 |                                      |                                     |
| 4                               | State Bank of Mysore             | 15813                           | 17247                                      | 4615                                      | 8781                            | 20723                                      | 5728                                      |                                 |                                      |                                     |
| 5                               | State Bank of Patiala            | 18897                           | 8461                                       | 5358                                      | 5002                            | 5380                                       | 6842                                      |                                 |                                      |                                     |
| 6                               | State Bank of Travancore         | 11166                           | 6261                                       | 2050                                      | 6935                            | 9790                                       | 3110                                      |                                 |                                      |                                     |
| 7                               | Allahabad Bank                   | 107776                          | 44503                                      | 7762                                      | 42551                           | 51009                                      | 11764                                     | 14829                           | 37512                                | 7743                                |
| 8                               | Andhra Bank                      | 168672                          | 42474                                      | 4948                                      | 53100                           | 51121                                      | 6040                                      | 32262                           | 65151                                | 6582                                |
| 9                               | Bank of Baroda                   | 171469                          | 45574                                      | 7324                                      | 63828                           | 87476                                      | 12936                                     | 41385                           | 82075                                | 14358                               |
| 10                              | Bank of India                    | 296079                          | 68569                                      | 11838                                     | 92693                           | 105145                                     | 26865                                     | 40065                           | 84915                                | 21256                               |
| 11                              | Bank of Maharashtra              | 49947                           | 29976                                      | 7305                                      | 16207                           | 36744                                      | 11289                                     | 7470                            | 22529                                | 6765                                |
| 12                              | Canara Bank                      | 546051                          | 211849                                     | 32454                                     | 232338                          | 156938                                     | 21023                                     | 187648                          | 128507                               | 18835                               |
| 13                              | Central Bank of India            | 470240                          | 30034                                      | 8080                                      | 31391                           | 34421                                      | 9335                                      | 29443                           | 34674                                | 6942                                |
| 14                              | Corporation Bank                 | 112133                          | 33147                                      | 5849                                      | 39306                           | 36901                                      | 14657                                     | 47186                           | 32400                                | 9407                                |
| 15                              | Dena Bank                        | 68361                           | 12260                                      | 1970                                      | 56647                           | 14069                                      | 3116                                      | 46297                           | 10198                                | 1910                                |
| 16                              | Indian Bank                      | 139329                          | 37922                                      | 5590                                      | 226609                          | 62472                                      | 11417                                     | 28971                           | 54189                                | 4822                                |
| 17                              | Indian Overseas Bank             | 126826                          | 33429                                      | 3599                                      | 59779                           | 73359                                      | 4622                                      | 27605                           | 45685                                | 2747                                |
| 18                              | Oriental Bank of Commerce        | 99179                           | 19588                                      | 7547                                      | 27115                           | 27176                                      | 12591                                     | 14339                           | 28275                                | 10267                               |
| 19                              | Punjab National Bank             | 482341                          | 96083                                      | 18415                                     | 549469                          | 163275                                     | 30460                                     | 180581                          | 126874                               | 24724                               |
| 20                              | Syndicate Bank                   | 202500                          | 95665                                      | 13531                                     | 58928                           | 94314                                      | 12979                                     | 35544                           | 72646                                | 9885                                |
| 21                              | Union Bank of India              | 135380                          | 62871                                      | 6478                                      | 53227                           | 86890                                      | 11662                                     | 22730                           | 74551                                | 9840                                |
| 22                              | United Bank of India             | 73223                           | 32577                                      | 4662                                      | 20994                           | 33809                                      | 5999                                      | 12512                           | 30293                                | 5326                                |
| 23                              | Punjab & Sind Bank               | 101041                          | 7578                                       | 2641                                      | 11705                           | 16728                                      | 4642                                      | 5302                            | 10068                                | 2299                                |
| 24                              | UCO Bank                         | 487650                          | 67599                                      | 7419                                      | 132061                          | 57542                                      | 5426                                      | 51278                           | 66507                                | 4933                                |
| 25                              | Vijaya Bank                      | 104914                          | 47939                                      | 10614                                     | 49553                           | 64295                                      | 9301                                      | 26065                           | 39820                                | 7526                                |
| 26                              | IDBI Bank Limited                | 131168                          | 27741                                      | 8955                                      | 111105                          | 32118                                      | 8549                                      | 55599                           | 16660                                | 5686                                |
| 27                              | Bharatiya Mahila Bank            | 7649                            | 575                                        | 126                                       | 6384                            | 737                                        | 129                                       | Mearged                         | with State Bank                      | of India                            |
| Private Sector Commercial Banks | Private Sector Commercial Banks  | Private Sector Commercial Banks | Private Sector Commercial Banks            | Private Sector Commercial Banks           | Private Sector Commercial Banks | Private Sector Commercial Banks            | Private Sector Commercial Banks           | Private Sector Commercial Banks | Private Sector Commercial Banks      | Private Sector Commercial Banks     |
| 1                               | Catholic Syrian Bank             | 351                             | 266                                        | 53                                        | 0                               | 0                                          | 0                                         | 0                               | 0                                    | 0                                   |
| 2                               | Federal Bank                     | 710                             | 1838                                       | 968                                       | 787                             | 2051                                       | 1294                                      | 512                             | 1375                                 | 813                                 |
| 3                               | Dhanlaxmi Bank                   | 12                              | 30                                         | 3                                         | 103                             | 12                                         | 1                                         |                                 |                                      |                                     |
| 4                               | Jammu & Kashmir Bank             | 10050                           | 22081                                      | 2857                                      | 16591                           | 45990                                      | 4894                                      | 8227                            | 34363                                | 4581                                |
| 5                               | Karnataka Bank                   | 2327                            | 7844                                       | 2480                                      | 1741                            | 7578                                       | 2676                                      | 529                             | 3086                                 | 1344                                |
| 6                               | Karur Vysya Bank                 | 24424                           | 20864                                      | 19502                                     | 1046                            | 2743                                       | 1248                                      | 464                             | 2129                                 | 636                                 |
| 7                               | City Union Bank                  | 493                             | 1529                                       | 1152                                      | 133                             | 177                                        | 85                                        | 67                              | 51                                   | 5                                   |
| 8                               | Lakshmi Vilas Bank               | 653                             | 1444                                       | 458                                       | 9                               | 103                                        | 56                                        | 0                               | 12                                   | 2                                   |
| 9                               | The Nainital Bank Limited        | 0                               | 0                                          | 0                                         | 0                               | 0                                          | 0                                         | 760                             | 813                                  | 211                                 |
| 10                              | Ratnakar Bank                    | 151712                          | 2420                                       | 792                                       | 155412                          | 7423                                       | 1717                                      | 75242                           | 9196                                 | 1914                                |
| 11                              | South Indian Bank                | 1085                            | 2597                                       | 1530                                      | 418                             | 363                                        | 197                                       | 294                             | 368                                  | 154                                 |
| 12                              | Tamilnad Mercantile Bank         | 2604                            | 4609                                       | 2660                                      | 1718                            | 3850                                       | 2004                                      |                                 |                                      |                                     |

| 13                   | ICICI Bank                                            | 76331                | 42753                | 31792                | 337109               | 46774                | 37085                | 183604               | 36364                | 32029                |
|----------------------|-------------------------------------------------------|----------------------|----------------------|----------------------|----------------------|----------------------|----------------------|----------------------|----------------------|----------------------|
| 14                   | Axis Bank                                             | 429649               | 22023                | 9245                 | 598141               | 17518                | 12995                | 311511               | 12862                | 10272                |
| 15                   | IndusInd Bank                                         | 793058               | 87416                | 7037                 | 1068250              | 102711               | 13851                | 589192               | 68183                | 9483                 |
| 16                   | Yes Bank                                              | 6236                 | 14629                | 779                  | 68909                | 9644                 | 2465                 | 319880               | 3495                 | 1447                 |
| 17                   | HDFC Bank                                             | 1167585              | 65609                | 17912                | 1420716              | 41920                | 15336                | 857818               | 19501                | 10604                |
| 18                   | DCB Bank                                              | 57                   | 904                  | 675                  | 110                  | 3711                 | 1481                 | 94                   | 3508                 | 1414                 |
| 19                   | Kotak Mahindra Bank                                   | 0                    | 639                  | 959                  | 33371                | 2573                 | 3315                 | 1                    | 671                  | 979                  |
| 20                   | Bandhan Bank                                          | 0                    | 0                    | 0                    | 4263294              | 0                    | 0                    | 2326801              | 31903                | 0                    |
| 21                   | IDFC Bank Limited                                     | 0                    | 0                    | 0                    | 452337               | 5308                 | 120                  | 874958               | 12278                | 274                  |
| 22                   | Citibank                                              | 0                    | 295                  | 123                  | 0                    | 88                   | 132                  | 0                    | 62                   | 52                   |
| 23                   | Standard Chartered Bank                               | 0                    | 0                    | 29                   | 0                    | 0                    | 13                   | 0                    | 0                    | 62                   |
| Regional Rural Banks | Regional Rural Banks                                  | Regional Rural Banks | Regional Rural Banks | Regional Rural Banks | Regional Rural Banks | Regional Rural Banks | Regional Rural Banks | Regional Rural Banks | Regional Rural Banks | Regional Rural Banks |
| 1                    | Andhra Pradesh Grameena Vikas Bank                    | 20613                | 1534                 | 52                   | 21022                | 1750                 | 357                  | 10249                | 1148                 | 165                  |
| 2                    | Andhra Pragathi Grameena Bank                         | 56129                | 13711                | 27                   | 45147                | 23668                | 181                  | 35157                | 18737                | 138                  |
| 3                    | Chaitanya Godavari Grameena Bank                      | 13434                | 2790                 | 5                    | 10687                | 5474                 | 148                  | 9376                 | 11104                | 284                  |
| 4                    | Telangana Grameena Bank                               | 14903                | 16578                | 266                  | 11513                | 5135                 | 71                   | 4647                 | 1491                 | 34                   |
| 5                    | Saptagiri Grameena Bank                               | 6529                 | 17734                | 147                  | 9525                 | 6379                 | 274                  | 3843                 | 7390                 | 462                  |
| 6                    | Assam Gramin Vikash Bank                              | 17120                | 7018                 | 242                  | 7426                 | 5908                 | 206                  | 1946                 | 1724                 | 145                  |
| 7                    | Langpi Dehangi Rural Bank                             | 633                  | 174                  | 9                    | 163                  | 149                  | 8                    | 124                  | 59                   | 6                    |
| 8                    | Arunachal Pradesh Rural Bank                          | 201                  | 143                  | 66                   | 8                    | 2                    | 3                    | 6                    | 8                    | 4                    |
| 9                    | Uttar Bihar Gramin Bank                               | 164895               | 66636                | 860                  | 37352                | 2832                 | 23                   | 17037                | 4755                 | 11                   |
| 10                   | Madhya Bihar Gramin Bank                              | 42875                | 14218                | 266                  | 64865                | 42255                | 229                  | 9649                 | 18602                | 191                  |
| 11                   | Bihar Gramin Bank                                     | 7462                 | 1091                 | 99                   | 17186                | 2489                 | 93                   | 1722                 | 1524                 | 37                   |
| 12                   | Chattisgarh Rajya Gramin Bank                         | 25007                | 7276                 | 61                   | 7329                 | 7146                 | 67                   | 11003                | 7402                 | 120                  |
| 13                   | Dena Gujarat Gramin Bank                              | 9438                 | 1935                 | 83                   | 1777                 | 4086                 | 63                   | 1091                 | 3535                 | 52                   |
| 14                   | Baroda Gujarat Gramin Bank                            | 3861                 | 1034                 | 18                   | 1246                 | 1435                 | 22                   | 989                  | 809                  | 46                   |
| 15                   | Saurashtra Gramin Bank                                | 2389                 | 1790                 | 176                  | 609                  | 1406                 | 158                  | 310                  | 1050                 | 107                  |
| 16                   | Sarva Haryana Gramin Bank                             | 5574                 | 2231                 | 146                  | 5858                 | 3495                 | 170                  | 2691                 | 4609                 | 205                  |
| 17                   | Himachal Pradesh Gramin Bank                          | 2612                 | 2445                 | 209                  | 612                  | 1277                 | 141                  | 498                  | 1392                 | 116                  |
| 18                   | Jharkhand Gramin Bank                                 | 9399                 | 1719                 | 98                   | 3175                 | 2074                 | 68                   | 1991                 | 1311                 | 41                   |
| 19                   | Vananchal Gramin Bank                                 | 9437                 | 1913                 | 128                  | 2574                 | 123                  | 49                   | 1032                 | 118                  | 19                   |
| 20                   | Jammu And Kashmir Grameen Bank                        | 1186                 | 3517                 | 0                    | 900                  | 4464                 | 262                  | 632                  | 3273                 | 115                  |
| 21                   | Ellaquai Dehati Bank                                  | 490                  | 994                  | 97                   | 483                  | 982                  | 95                   | 497                  | 1055                 | 101                  |
| 22                   | Kaveri Grameena Bank                                  | 15822                | 6132                 | 188                  | 10507                | 9985                 | 246                  | 8890                 | 9216                 | 253                  |
| 23                   | Karnataka Vikas Grameena Bank                         | 35092                | 57598                | 890                  | 23418                | 35932                | 1008                 | 12902                | 26174                | 711                  |
| 24                   | Pragathi Krishna Gramin Bank                          | 89388                | 18133                | 3556                 | 175306               | 96585                | 5670                 | 134282               | 67575                | 3291                 |
| 25                   | Kerala Gramin Bank                                    | 41637                | 25930                | 1261                 | 195641               | 109452               | 2446                 | 135114               | 84628                | 1870                 |
| 26                   | Maharashtra Gramin Bank                               | 4980                 | 6590                 | 778                  | 2994                 | 7268                 | 674                  | 1745                 | 4465                 | 438                  |
| 27                   | Vidharbha Konkan Gramin Bank                          | 9799                 | 2494                 | 140                  | 2935                 | 1747                 | 88                   | 1415                 | 1194                 | 23                   |
| 28                   | Narmada Jhabua Gramin Bank                            | 22535                | 6652                 | 386                  | 5590                 | 6916                 | 467                  | 2793                 | 3963                 | 367                  |
| 29                   | Central Madhya Pradesh Gramin Bank Madhyanchal Gramin | 9978                 | 950                  | 273                  | 5062                 | 884                  | 200                  | 2034                 | 663                  | 86                   |
| 30                   | Bank                                                  | 13973                | 3569                 | 124                  | 11537                | 3771                 | 111                  | 7996                 | 2514                 | 68                   |
| 31                   | Manipur Rural Bank                                    | 1887                 | 462                  | 33                   | 1898                 | 475                  | 33                   | 1183                 | 555                  | 43                   |
| 32                   | Meghalaya Rural Bank                                  | 1730                 | 1117                 | 98                   | 544                  | 3                    | 0                    | 366                  | 18                   | 0                    |
| 33                   | Mizoram Rural Bank                                    | 2098                 | 1186                 | 29                   | 871                  | 2420                 | 32                   | 857                  | 2160                 | 1                    |
| 34                   | Nagaland Rural Bank                                   | 354                  | 57                   | 16                   | 433                  | 43                   | 20                   | 125                  | 39                   | 4                    |

| 35                                               | Odisha Gramya Bank                               | 6797                                             | 2167                                             | 178                 | 10802               | 1745                | 79                  | 16288               | 3601                | 199                 |
|--------------------------------------------------|--------------------------------------------------|--------------------------------------------------|--------------------------------------------------|---------------------|---------------------|---------------------|---------------------|---------------------|---------------------|---------------------|
| 36                                               | Utkal Grameen Bank                               | 1535                                             | 540                                              | 70                  | 3071                | 2134                | 270                 | 1451                | 1155                | 164                 |
| 37                                               | Punjab Gramin Bank                               | 12676                                            | 1296                                             | 49                  | 13920               | 5623                | 53                  | 5935                | 6392                | 98                  |
| 38                                               | Malwa Gramin Bank                                | 1430                                             | 167                                              | 4                   | 719                 | 333                 | 10                  | 422                 | 261                 | 7                   |
| 39                                               | Sutlej Gramin Bank                               | 463                                              | 23                                               | 3                   | 268                 | 44                  | 2                   | 92                  | 32                  | 0                   |
| 40                                               | Puduvai Bharathiar Grama Bank                    | 2419                                             | 472                                              | 4                   | 774                 | 982                 | 3                   | 389                 | 415                 | 0                   |
| 41                                               | Baroda Rajasthan Ksethriya Gramin Bank           | 50817                                            | 2449                                             | 173                 | 11792               | 11542               | 166                 | 3183                | 9516                | 73                  |
| 42                                               | Marudhara Rajasthan Gramin Bank                  | 31661                                            | 1056                                             | 107                 | 11477               | 1036                | 71                  | 8500                | 1893                | 31                  |
| 43                                               | Pandyan Grama Bank                               | 23205                                            | 5586                                             | 23                  | 13995               | 11475               | 21                  | 13482               | 11540               | 30                  |
| 44                                               | Pallavan Grama Bank                              | 31892                                            | 6577                                             | 402                 | 17325               | 10910               | 966                 | 1550                | 7917                | 2039                |
| 45                                               | Tripura Gramin Bank                              | 17839                                            | 2711                                             | 196                 | 14536               | 3587                | 180                 | 15100               | 3080                | 124                 |
| 46                                               | Allahabad UP Gramin Bank                         | 22637                                            | 1341                                             | 81                  | 11974               | 1515                | 81                  | 1690                | 964                 | 109                 |
| 47                                               | Baroda UP Gramin Bank                            | 40690                                            | 1373                                             | 219                 | 6345                | 3335                | 206                 | 5018                | 1565                | 270                 |
| 48                                               | Gramin Bank Of Aryavrat                          | 27791                                            | 4522                                             | 297                 | 11289               | 6033                | 353                 | 15988               | 6940                | 211                 |
| 49                                               | Kashi Gomti Samyut Gramin Bank                   | 23592                                            | 791                                              | 143                 | 16149               | 1654                | 340                 | 7872                | 877                 | 154                 |
| 50                                               | Prathama Bank                                    | 11710                                            | 7088                                             | 865                 | 8219                | 9413                | 1116                | 5527                | 8234                | 1064                |
| 51                                               | Purvanchal Bank                                  | 7140                                             | 590                                              | 265                 | 4241                | 879                 | 3                   | 10924               | 906                 | 5                   |
| 52                                               | Sarva UP Gramin Bank                             | 16775                                            | 1843                                             | 47                  | 55732               | 5553                | 92                  | 9394                | 5264                | 97                  |
| 53                                               | Uttarakhand Gramin Bank                          | 1160                                             | 3336                                             | 380                 | 641                 | 2122                | 317                 | 773                 | 2428                | 229                 |
| 54                                               | Bangiya Gramin Vikash Bank                       | 13331                                            | 10993                                            | 394                 | 7586                | 10382               | 303                 | 4502                | 5846                | 159                 |
| 55                                               | Paschim Banga Gramin Bank                        | 17891                                            | 8197                                             | 742                 | 17653               | 6034                | 2015                | 1406                | 6517                | 310                 |
| 56                                               | Uttarbanga Kshetriya Gramin Bank                 | 2753                                             | 4322                                             | 863                 | 1797                | 5130                | 34                  | 754                 | 5390                | 21                  |
| Small Finance Banks                              | Small Finance Banks                              | Small Finance Banks                              | Small Finance Banks                              | Small Finance Banks | Small Finance Banks | Small Finance Banks | Small Finance Banks | Small Finance Banks | Small Finance Banks | Small Finance Banks |
| 1                                                | SURYODAY MICRO FINANCE LIMITED                   |                                                  | NA                                               |                     | 304661              | 629                 | 11                  | 247230              | 4460                | 139                 |
| 2                                                | utkarsh micro finance pvt ltd                    |                                                  |                                                  |                     | 750572              | 520                 | 2                   | 412238              | 2874                | 62                  |
| 3                                                | Ujjivan Financial Services                       |                                                  |                                                  |                     | 828589              | 13065               | 29                  | 372059              | 5179                | 0                   |
| 4                                                | Equitas Small Finance Bank                       |                                                  |                                                  |                     | 964645              | 0                   | 0                   | 335387              | 0                   | 0                   |
| 5 Au Financiers (India) Limited                  | 5 Au Financiers (India) Limited                  |                                                  |                                                  |                     |                     | NA                  |                     | 1808                | 31613               | 9481                |
| Sources: Data reported by Banks on Mudra Portal. | Sources: Data reported by Banks on Mudra Portal. | Sources: Data reported by Banks on Mudra Portal. | Sources: Data reported by Banks on Mudra Portal. |                     |                     |                     |                     |                     |                     |                     |