Lok Sabha Question No. 4190 (UNSTARRED), answered on 2017-08-11
Subject: Agricultural Sector Lending Target
Ministry: FINANCE
Asked by: PARAYAMPARANBIL KUTTAPPAN BIJU

## Department of Financial Services

## Government of India Ministry of Finance LOK SABHA

Unstarred Question No. 4190

To be answered on Friday, August 11, 2017/Shravana 20, 1939 (Saka)

## Agricultural Sector Lending Target

4190: DR. P.K. BIJU

Will the Minister of FINANCE be pleased to state:

- (a) the details of the agriculture sector lending targets of the Public Sector Banks (PSBs) in Kerala since 2015;
- (b)  the  details  of  the  percentage  of  these  targets  achieved  by  the  banks  during  the  said  period, bank-wise;
- (c)  whether the Government is planning to revamp the agriculture sector lending targets of the PSBs, if so, the details thereof; and
- (d) the steps taken/being taken by the Government in this regard?

## Answer

The Minister of State in the Ministry of Finance (Shri Santosh Kumar Gangwar)

(a)  and  (b):    The  bank-wise  details  of  the  agriculture  sector  lending  targets  of  banks  in  Kerala, including  Public  Sector  Banks,  for  the  year  2014-15,  2015-16  and  2016-17  as  provided  by  State Level Bankers Committee (SLBC) Kerala, along with the percentage of achievement are given in the Annexure I.

- (c)  and  (d)  In  terms  of  Reserve  Bank  of  India  (RBI),  Master  Direction  dated  07  July  2017  on Priority Sector Lending (PSL) - Targets and Classification, a target of 18 per cent of Adjusted Net Bank Credit (ANBC) or Credit Equivalent of Off-Balance Sheet Exposure (CEOBE), whichever is higher, is prescribed for Agriculture under priority sector lending, for all Scheduled Commercial Banks operating in India. Further, a sub-target of 8% for small and marginal farmers has also been fixed.

Considering the need of enhancing the flow of credit to the agricultural sector, the Government sets annual targets for flow of credit to agricultural sector taking, inter alia, into account the overall banking credit growth. Target for flow of agricultural credit has increased from ₹ 8,50,000 crore in 2015-16 to ₹ 9,00,000 crore in 2016-17 and ₹ 10,00,000 crore in 2017-18.

|     |                           | LS USQ                |                   | 4190 due for 11 August 2017   | 4190 due for 11 August 2017   | 4190 due for 11 August 2017                   | 4190 due for 11 August 2017   | Annexure               | Annexure                |
|-----|---------------------------|-----------------------|-------------------|-------------------------------|-------------------------------|-----------------------------------------------|-------------------------------|------------------------|-------------------------|
|     |                           |                       |                   |                               |                               |                                               |                               | (₹. In thousand)       | (₹. In thousand)        |
| S N | NAME OF BANK              | AGRICULTURE 15 Target | Ach.              | %Ach.                         | Target                        | Ach.                                          | %Ach. Target                  | Ach.                   | %Ach.                   |
| A   | State Bank Group          |                       |                   |                               |                               |                                               |                               |                        |                         |
| 1   | STATE BANK OF HYDBD       | 11903                 | 4200 35.28522221  | 24000                         |                               | 6757 28.15416667                              | 26000                         | 123                    | 0.473076923             |
| 2   | STATE BANK OF INDIA       | 21377103              | 35755585          | 167.2611345                   | 26781864                      | 35765486 133.5436772                          | 30194057.4                    | 34433982.91            | 114.0422516             |
| 3   | STATE BANK OF MYSORE      | 120853                | 149600            | 123.7867492                   | 160005                        | 137712 86.0673104                             | 296793                        | 199182                 | 67.11142109             |
| 4   | STATE BANK OF TRVCRE      | 46178465              | 58974712          | 127.7104209                   | 57835647                      | 48950680.6 84.63756029                        | 66705202.55                   | 51878924.34            | 77.77343049             |
|     | Total - State Bank Group  | 67688324              | 94884097          | 140.1779382                   | 84801516                      | 84860635.6 100.0697153                        | 97222052.95                   | 86512212.25            | 88.98414467             |
| B   | Nationalised Banks        |                       |                   |                               |                               |                                               |                               |                        |                         |
| 1   | ALLAHABAD BANK            | 192291                | 44169 22.96987379 |                               | 211688                        | 55651 26.28916141                             | 734395.551                    | 163353.03              | 22.24319439             |
| 2   | ANDHRA BANK               | 354416                | 231314            | 65.2662408                    | 427180                        | 344110.3 80.55393511                          | 730644.893                    | 217602                 | 29.78218312             |
| 3   | BANK OF BARODA            | 3282143               | 3868506           | 117.8652484                   | 3688509                       | 3199177 86.73360971                           | 4230690.397                   | 3678156.9              | 86.93987399             |
| 4   | BANK OF INDIA             | 3657818               | 2886114           | 78.90261353                   | 3809664                       | 2562504 67.26325471                           | 4501791.819                   | 2536252.99             | 56.33874448             |
| 5   | BANK OF MAHARASHTR A      | 0                     | 5559              | 0                             | 107618                        | 11524                                         | 10.70824583 826060            | 445833                 | 53.97101905             |
| 6   | BHARATHIYA MAHILA BANK    | 106647                | 9792              | 9.181692875                   | 0                             | 5150 0                                        | 142077                        | 26577                  | 18.70605376             |
| 7   | CANARA BANK               | 36976715              | 61686945          | 166.8264609                   | 43547930                      | 66251065.9 9 152.1336743                      | 43157108.6                    | 73181681.24            | 169.570399              |
| 8   | CENTRAL BANK OF INDIA     | 4641889               | 8503031           | 183.1804035                   | 6479631                       | 7931129.58 122.4009451                        | 8402112.156                   | 7619948.457            | 90.69086815             |
| 9   | CORPORATION BANK          | 3280202               | 5680658           | 173.1801273                   | 4493434                       | 3992081 88.84254225                           | 5066989.485                   | 3741649.22             | 73.84363498             |
| 10  | DENA BANK                 | 107813                | 253563            | 235.1877788                   | 155869                        | 386453 247.9344834                            | 440822                        | 40828                  | 9.261788205             |
| 11  | IDBI BANK                 | 1210443               | 1400428           | 115.6954933                   | 1775616                       | 1954256.8 110.0607789                         | 1726554.496                   | 1849588.85             | 107.1260047             |
| 12  | INDIAN BANK               | 5621249               | 6531591           | 116.1946571                   | 7123865                       | 11625905.2 163.1965962                        | 9147396.66                    | 8027945.5              | 87.76207918             |
| 13  | INDIAN OVERSEAS BANK      | 15219938              | 11566570          | 75.99617029                   | 14946249                      | 6210567.35 41.55268221                        | 12662350.21                   | 8121469.733            | 64.13872303             |
| 14  | ORNTL BANK OF COMM        | 190328                | 111790            | 58.73544618                   | 213646                        | 95605 44.74925812                             | 248103.566                    | 167551.746             | 67.5329858              |
| 15  | PUNJAB & SIND BANK        | 2892                  | 30500             | 1054.633472                   | 165569                        | 0 0                                           | 3760                          | 0                      | 0                       |
| 16  | PUNJAB NATIONAL BANK      | 5090232               | 4375440           | 85.95757521                   | 5841199                       | 5480406.06 93.82330682                        | 7124176.168                   | 7739119.53             | 108.6317821             |
| 17  | SYNDICATE                 | 8852301               | 11347554          | 128.1876204                   | 10247576                      | 12713254.7 124.0610921                        | 12581397.3                    | 14018983.68            | 111.4262855             |
|     | BANK UCO BANK             | 1069266               | 2562682           | 239.667398                    | 1138745                       | 706458.88 62.03837382                         | 1468411.439                   | 754412.105             | 51.3760711              |
| 18  | UNION BANK OF INDIA       | 10073516              | 13446547          | 133.4841479                   | 11275529                      | 11566001.9 9 102.5761363                      | 12945972.17                   | 20879243.52            | 161.2798425             |
| 19  |                           |                       | 920085            | 1186.257446                   | 652558                        | 512420.29                                     | 856663                        | 443807                 |                         |
| 20  | UNITED BANK OF INDIA      | 77562                 |                   |                               |                               | 78.52486522                                   |                               |                        | 51.80648633             |
| 21  | VIJAYA BANK -             | 3368056 103375717     | 4635110 140097948 | 137.6197427 135.5230726       | 3857566 120159641             | 4845570.49 125.6121215 140449292. 116.8855794 | 5716589.946 132714066.9       | 6172306.41 159826309.9 | 107.9718235 120.4290651 |
| C   | Total Nationalised Banks  | 40991546              | 54855339          | 133.821103                    | 47785030                      | 6 67597474.5 3 141.4616137                    | 49353237.26                   | 85146561.25            | 172.5247744             |
|     | RRB -KERALA GRAMIN BANK   | 212055587             |                   |                               | 252746187                     | 292907402.                                    |                               |                        | 118.6887631             |
|     | Total Public Sector Banks |                       | 289837384         | 136.6799093                   |                               | 8 115.8899393                                 | 279289357.1                   | 331485083.4            |                         |