Lok Sabha Question No. 2026 (UNSTARRED), answered on 2017-03-14
Subject: Compensation for Damaged Crops under Insurance Scheme
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: ARVIND GANPAT SAWANT, KRUPAL BALAJI TUMANE, RAMA KISHORE SINGH, GOPAL CHINAYYA SHETTY

O.I.H.

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE

## DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.2026

TO BE ANSWERED ON THE  14 TH  MARCH, 2017

## COMPENSATION FOR DAMAGED CROPS UNDER INSURANCE SCHEME

2026.  SHRI ARVIND SAWANT: SHRI KRUPAL BALAJI TUMANE: SHRI RAMA KISHORE SINGH: SHRI GOPAL SHETTY:

Will  the  Minister  of  AGRICULTURE  AND  FARMERS  WELFARE      ‡ãðŠãäÓã एवं  कसान कयाण ½ãâ¨ããè

be pleased to state:

- (a) the number of farmers included under various crop insurance schemes in various States of the country including Bihar, if so, the details thereof, State-wise;
- (b) whether the Government has paid insurance claims as compensation for damage of crops due to floods and drought during the current year;
- (c) the number of claims received under the Rashtriya Krishi Bima Yojana in various States during the last three years and the current year and the number of claims settled out of these and the total amount paid to farmers, State-wise;
- (d) whether it is a fact that insurance companies have not settled the claims till date and if so, the reasons therefor;
- (e) the  time  by  which  these  claims  are  likely  to  be  settled  by  these  insurance companies; and
- (f) whether it is a fact that the amount of compensation is not adequate, if so, the corrective steps taken by the Government in this regard?

## ANSWER

MINISTER OF  STATE IN THE  MINISTRY OF  AGRICULTURE AND  FARMERS  WELFARE

‡ãðŠãäÓã एवं  कसान  कयाण ½ãâ¨ããÊã¾ã  ½ãñâ  Àã·¾ã  ½ãâ¨ããè (  SHRI PARSHOTTAM RUPALA)

- (a): While  various  crop  insurance  schemes  have  been  under  implementation  since 1985 however, subsequent to a comprehensive review, National Agricultural Insurance Scheme  [(NAIS)  (Rashtriya  Krishi  Bima  Yojana)]  was  introduced  in  1999.    Another comprehensive review of erstwhile schemes namely,  Weather Based Crop Insurance Scheme (WBCIS) and Modified NAIS (MNAIS) was carried out recently and as a result Pradhan Mantri  Fasal  Bima Yojana (PMFBY)  and Restructured  Weather Based  Crop Insurance  Scheme  (RWBCIS)  were  launched  from  Kharif  2016  season.    State-wise details of farmers covered under these schemes since 1999 are given in Annexure-I.

(b): PMFBY    provides  for  comprehensive  risk  coverage  for  crop  loss  due  to  nonpreventable natural risks including flood and drought  and during  Kharif season in the current year claims have been settled by concerned insurance companies for flood and drought during Kharif.

(c): Rashtriya  Krishi  Bima  Yojana  (RKBY)  was  under  implementation  till  2015-16. State-wise details of Claims under RKBY during last three years are at Annexure-II.

(d) & (e): Some  claims  under  erstwhile  scheme  of  NAIS/RKBY  still  remain  to  be settled  for  various  reasons  including  non-receipt  of  State  share  in  premium  subsidy and/or  claim  amount.    The  various  stakeholders  including  the  States  are  regularly pursued to settle the claims at the earliest.

(f): Under  the  new  schemes  of  PMFBY  and  RWBCIS,  the  sum  insured  has  been rationalized  and  made  equal  to  the  Scale  of  Finance  fixed  by  the  District  Level Technical Committee (DLTC).  Further, cap on premium under erstwhile schemes which resulted  in  reduced  sum  insured/claims  has  been  removed.    Therefore,  farmers  are getting increased compensation under the new schemes.

| ANNEXURE-I STATEWISE COVERAGE OF FARMERS UNDER VARIOUS CROP INSURANCE SCHEMES SINCE RABI   | ANNEXURE-I STATEWISE COVERAGE OF FARMERS UNDER VARIOUS CROP INSURANCE SCHEMES SINCE RABI   | ANNEXURE-I STATEWISE COVERAGE OF FARMERS UNDER VARIOUS CROP INSURANCE SCHEMES SINCE RABI   | ANNEXURE-I STATEWISE COVERAGE OF FARMERS UNDER VARIOUS CROP INSURANCE SCHEMES SINCE RABI   | ANNEXURE-I STATEWISE COVERAGE OF FARMERS UNDER VARIOUS CROP INSURANCE SCHEMES SINCE RABI   | ANNEXURE-I STATEWISE COVERAGE OF FARMERS UNDER VARIOUS CROP INSURANCE SCHEMES SINCE RABI   | ANNEXURE-I STATEWISE COVERAGE OF FARMERS UNDER VARIOUS CROP INSURANCE SCHEMES SINCE RABI   |
|--------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------|
|                                                                                            |                                                                                            | RABI 1999- 2000 to RABI 2015-16                                                            | Rabi 2010-11 to Rabi 2015-16                                                               | Kharif 2007 to Rabi 2015-16                                                                | Kharif 2016                                                                                | Kharif 2016                                                                                |
| S.No.                                                                                      | STATE                                                                                      | NAIS NO. OF FARMERS COVERED                                                                | MNAIS NO. OF FARMERS                                                                       | WBCIS NO. OF FARMERS COVERED                                                               | PMFBY NO. OF FARMERS COVERED                                                               | RWBCIS NO. OF FARMERS COVERED                                                              |
| 1                                                                                          | ANDHRA PRADESH                                                                             | 30647746                                                                                   | COVERED                                                                                    |                                                                                            |                                                                                            |                                                                                            |
| 2                                                                                          |                                                                                            |                                                                                            | 1800231                                                                                    | 4346407                                                                                    | 859867                                                                                     | 729592                                                                                     |
|                                                                                            | ASSAM                                                                                      | 422654                                                                                     | 19929                                                                                      | 119384                                                                                     | 0                                                                                          | 51750                                                                                      |
| 3                                                                                          | BIHAR                                                                                      | 10707824                                                                                   | 1382947                                                                                    | 12885954                                                                                   | 1485539                                                                                    | 0                                                                                          |
| 4                                                                                          | CHHATTISGARH                                                                               | 11802512                                                                                   | 18                                                                                         | 1287074                                                                                    | 1396333                                                                                    | 0                                                                                          |
| 5                                                                                          | GOA                                                                                        | 8211                                                                                       | 296                                                                                        | 0.00                                                                                       | 742                                                                                        | 0                                                                                          |
| 6                                                                                          | GUJARAT                                                                                    | 15496181                                                                                   | 17084                                                                                      | 497661                                                                                     | 1842355                                                                                    | 0                                                                                          |
| 7                                                                                          | HARYANA                                                                                    | 635778                                                                                     | 262687                                                                                     | 359565                                                                                     | 695281                                                                                     | 0                                                                                          |
| 8                                                                                          | HIMACHAL PRADESH                                                                           | 372427                                                                                     | 0.00                                                                                       | 415432                                                                                     | 111582                                                                                     | 25103                                                                                      |
| 9                                                                                          | JHARKHAND                                                                                  | 6931179                                                                                    | 117511                                                                                     | 585356                                                                                     | 828346                                                                                     | 0                                                                                          |
| 10                                                                                         | KARNATAKA                                                                                  | 14359973                                                                                   | 1566251                                                                                    | 1168360                                                                                    | 1555552                                                                                    | 183177                                                                                     |
| 11                                                                                         | KERALA                                                                                     | 461282                                                                                     | 47416                                                                                      | 194428                                                                                     | 0                                                                                          | 31534                                                                                      |
| 12                                                                                         | MADHYA PRADESH                                                                             | 43773385                                                                                   | 218380                                                                                     | 1618613                                                                                    | 3791832                                                                                    | 237314                                                                                     |
| 13                                                                                         | MAHARASHTRA                                                                                | 51770126                                                                                   | 51964                                                                                      | 2988722                                                                                    | 10940569                                                                                   | 80528                                                                                      |
| 14                                                                                         | MANIPUR                                                                                    | 35645                                                                                      | 0                                                                                          | 0                                                                                          | 9177                                                                                       | 0                                                                                          |
| 15                                                                                         | MEGHALAYA                                                                                  | 36357                                                                                      | 0                                                                                          | 0                                                                                          | 63                                                                                         | 0                                                                                          |
| 16                                                                                         | MIZORAM                                                                                    | 121                                                                                        | 512                                                                                        | 0                                                                                          | 0                                                                                          | 0                                                                                          |
| 17                                                                                         | ORISSA                                                                                     | 19975543                                                                                   | 425024                                                                                     | 315755                                                                                     | 1763506                                                                                    | 0                                                                                          |
| 18                                                                                         | RAJASTHAN                                                                                  | 15058674                                                                                   | 12620454                                                                                   | 44872768                                                                                   | 4985279                                                                                    | 36799                                                                                      |
| 19                                                                                         | SIKKIM                                                                                     | 2062                                                                                       | 0                                                                                          | 0                                                                                          | 0                                                                                          | 0                                                                                          |
| 20                                                                                         | TAMILNADU                                                                                  | 8308806                                                                                    | 476483                                                                                     | 133157                                                                                     | 16056                                                                                      | 0                                                                                          |
| 21                                                                                         | TELANGANA                                                                                  | 1290368                                                                                    | 923376                                                                                     | 253751                                                                                     | 591952                                                                                     | 88361                                                                                      |
| 22                                                                                         | TRIPURA                                                                                    | 21248                                                                                      | 0                                                                                          | 0                                                                                          | 1902                                                                                       | 0                                                                                          |
| 23                                                                                         | UTTAR PRADESH                                                                              | 23426012                                                                                   | 5570562                                                                                    | 1549867                                                                                    | 3389529                                                                                    | 6250                                                                                       |
| 24                                                                                         | UTTARAKHAND                                                                                | 399156                                                                                     | 217704                                                                                     | 223750                                                                                     | 129386                                                                                     | 45863                                                                                      |
| 25                                                                                         | WEST BENGAL                                                                                | 15115455                                                                                   | 1943351                                                                                    | 125035                                                                                     | 3089434                                                                                    | 1700                                                                                       |
| 26                                                                                         | A & N ISLANDS                                                                              | 4773                                                                                       | 783                                                                                        | 0                                                                                          | 0                                                                                          | 0                                                                                          |
| 27                                                                                         | PUDUCHERRY                                                                                 | 43258                                                                                      | 0                                                                                          | 0                                                                                          | 0                                                                                          | 0                                                                                          |
| 28                                                                                         | Punjab                                                                                     | 0                                                                                          | 0                                                                                          | 67                                                                                         | 0                                                                                          | 0                                                                                          |
| 29                                                                                         | JAMMU & KASHMIR                                                                            | 49065                                                                                      | 0                                                                                          | 1364                                                                                       | 0                                                                                          | 0                                                                                          |
|                                                                                            | GRAND TOTAL                                                                                | 271155821                                                                                  | 27662963                                                                                   | 73942470                                                                                   | 37484282                                                                                   | 1517971                                                                                    |

## ANNEXUIRE-II

| State-wise details of farmers covered, claims paid, claims payable and Number of farmers benefitted under NAIS during last three years - 2013, 2014 and 2015   | State-wise details of farmers covered, claims paid, claims payable and Number of farmers benefitted under NAIS during last three years - 2013, 2014 and 2015   | State-wise details of farmers covered, claims paid, claims payable and Number of farmers benefitted under NAIS during last three years - 2013, 2014 and 2015   | State-wise details of farmers covered, claims paid, claims payable and Number of farmers benefitted under NAIS during last three years - 2013, 2014 and 2015   | State-wise details of farmers covered, claims paid, claims payable and Number of farmers benefitted under NAIS during last three years - 2013, 2014 and 2015   | State-wise details of farmers covered, claims paid, claims payable and Number of farmers benefitted under NAIS during last three years - 2013, 2014 and 2015   | State-wise details of farmers covered, claims paid, claims payable and Number of farmers benefitted under NAIS during last three years - 2013, 2014 and 2015   |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------|
| S.No.                                                                                                                                                          | STATE                                                                                                                                                          | NO. OF FARMERS COVERED*                                                                                                                                        | CLAIMS REPORTED                                                                                                                                                | CLAIMS PAID                                                                                                                                                    | CLAIMS PAYABLE                                                                                                                                                 | No. Of FARMERS BENEFITTED                                                                                                                                      |
| 1                                                                                                                                                              | ANDHRA PRADESH                                                                                                                                                 | 1900265                                                                                                                                                        | 20784                                                                                                                                                          | 9773                                                                                                                                                           | 11011                                                                                                                                                          | 221029                                                                                                                                                         |
| 2                                                                                                                                                              | ASSAM                                                                                                                                                          | 82269                                                                                                                                                          | 169                                                                                                                                                            | 138                                                                                                                                                            | 31                                                                                                                                                             | 2968                                                                                                                                                           |
| 3                                                                                                                                                              | BIHAR                                                                                                                                                          | 4670841                                                                                                                                                        | 174712                                                                                                                                                         | 35588                                                                                                                                                          | 139124                                                                                                                                                         | 1977654                                                                                                                                                        |
| 4                                                                                                                                                              | CHHATTISGARH                                                                                                                                                   | 2027966                                                                                                                                                        | 71591                                                                                                                                                          | 71591                                                                                                                                                          | 0                                                                                                                                                              | 717893                                                                                                                                                         |
| 5                                                                                                                                                              | GOA                                                                                                                                                            | 318                                                                                                                                                            | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              |
| 6                                                                                                                                                              | GUJARAT                                                                                                                                                        | 2197244                                                                                                                                                        | 233832                                                                                                                                                         | 233832                                                                                                                                                         | 0                                                                                                                                                              | 597574                                                                                                                                                         |
| 7                                                                                                                                                              | HARYANA                                                                                                                                                        | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              |
| 8                                                                                                                                                              | HIMACHAL PRADESH                                                                                                                                               | 69897                                                                                                                                                          | 506                                                                                                                                                            | 244                                                                                                                                                            | 261                                                                                                                                                            | 7950                                                                                                                                                           |
| 9                                                                                                                                                              | JHARKHAND                                                                                                                                                      | 842915                                                                                                                                                         | 22756                                                                                                                                                          | 10169                                                                                                                                                          | 12587                                                                                                                                                          | 402391                                                                                                                                                         |
| 10                                                                                                                                                             | KARNATAKA                                                                                                                                                      | 1446030                                                                                                                                                        | 89176                                                                                                                                                          | 89023                                                                                                                                                          | 153                                                                                                                                                            | 897895                                                                                                                                                         |
| 11                                                                                                                                                             | KERALA                                                                                                                                                         | 18284                                                                                                                                                          | 84                                                                                                                                                             | 84                                                                                                                                                             | 0                                                                                                                                                              | 1001                                                                                                                                                           |
| 12                                                                                                                                                             | MADHYA PRADESH                                                                                                                                                 | 15153273                                                                                                                                                       | 814227                                                                                                                                                         | 814052                                                                                                                                                         | 174                                                                                                                                                            | 4819500                                                                                                                                                        |
| 13                                                                                                                                                             | MAHARASHTRA                                                                                                                                                    | 19012865                                                                                                                                                       | 701699                                                                                                                                                         | 701698                                                                                                                                                         | 1                                                                                                                                                              | 14373863                                                                                                                                                       |
| 14                                                                                                                                                             | MANIPUR                                                                                                                                                        | 16016                                                                                                                                                          | 455                                                                                                                                                            | 455                                                                                                                                                            | 0                                                                                                                                                              | 10986                                                                                                                                                          |
| 15                                                                                                                                                             | MEGHALAYA                                                                                                                                                      | 6616                                                                                                                                                           | 21                                                                                                                                                             | 5                                                                                                                                                              | 16                                                                                                                                                             | 932                                                                                                                                                            |
| 16                                                                                                                                                             | MIZORAM                                                                                                                                                        | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              |
| 17                                                                                                                                                             | ORISSA                                                                                                                                                         | 5486449                                                                                                                                                        | 244422                                                                                                                                                         | 244422                                                                                                                                                         | 0                                                                                                                                                              | 1735285                                                                                                                                                        |
| 18                                                                                                                                                             | RAJASTHAN                                                                                                                                                      | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              |
| 19                                                                                                                                                             | SIKKIM                                                                                                                                                         | 168                                                                                                                                                            | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              |
| 20                                                                                                                                                             | TAMILNADU                                                                                                                                                      | 2329325                                                                                                                                                        | 96934                                                                                                                                                          | 50106                                                                                                                                                          | 46828                                                                                                                                                          | 299522                                                                                                                                                         |
| 21                                                                                                                                                             | TELANGANA                                                                                                                                                      | 1290368                                                                                                                                                        | 4915                                                                                                                                                           | 2204                                                                                                                                                           | 2710                                                                                                                                                           | 76278                                                                                                                                                          |
| 22                                                                                                                                                             | TRIPURA                                                                                                                                                        | 1782                                                                                                                                                           | 0                                                                                                                                                              | 0                                                                                                                                                              | 0                                                                                                                                                              | 18                                                                                                                                                             |
| 23                                                                                                                                                             | UTTAR PRADESH                                                                                                                                                  | 853919                                                                                                                                                         | 13097                                                                                                                                                          | 13097                                                                                                                                                          | 0                                                                                                                                                              | 182809                                                                                                                                                         |
| 24                                                                                                                                                             | UTTARAKHAND                                                                                                                                                    | 13088                                                                                                                                                          | 5                                                                                                                                                              | 5                                                                                                                                                              | 0                                                                                                                                                              | 672                                                                                                                                                            |
| 25                                                                                                                                                             | WEST BENGAL                                                                                                                                                    | 3835435                                                                                                                                                        | 62281                                                                                                                                                          | 33989                                                                                                                                                          | 28292                                                                                                                                                          | 915219                                                                                                                                                         |
| 26                                                                                                                                                             | A & N ISLANDS                                                                                                                                                  | 2241                                                                                                                                                           | 97                                                                                                                                                             | 95                                                                                                                                                             | 1                                                                                                                                                              | 664                                                                                                                                                            |
| 27                                                                                                                                                             | PUDUCHERRY                                                                                                                                                     | 5414                                                                                                                                                           | 7                                                                                                                                                              | 4                                                                                                                                                              | 3                                                                                                                                                              | 232                                                                                                                                                            |
| 28                                                                                                                                                             | JAMMU & KASHMIR                                                                                                                                                | 4545                                                                                                                                                           | 2                                                                                                                                                              | 0                                                                                                                                                              | 2                                                                                                                                                              | 183                                                                                                                                                            |
| GRAND TOTAL                                                                                                                                                    | GRAND TOTAL                                                                                                                                                    | 61267533                                                                                                                                                       | 2551772                                                                                                                                                        | 2221193                                                                                                                                                        | 330579                                                                                                                                                         | 27242518                                                                                                                                                       |

- ****