Lok Sabha Question No. 20 (UNSTARRED), answered on 2018-02-02
Subject: MUDRA Loans
Ministry: FINANCE
Asked by: KOTHA PRABHAKAR REDDY, Y. S. AVINASH REDDY

## Government of India Ministry of Finance Department of Financial services LOK SABHA

## UNSTARRED QUESTION No. 20

TO BE ANSWERED ON 2 ND  FEBRUARY, 2018/ MAGHA13, 1939 (SAKA)

## 'MUDRA Loans'

## 20. SHRI PRABHAKAR REDDY KOTHA: SHRI Y. S. AVINASH REDDY:

Will the Minister of FINANCE be pleased to state:

- (a) whether MUDRA loans scheme is not being implemented properly in some of the States and if so, the details thereof, State/UT-wise;
- (b) whether  it  is  true  that  banks  are  not  coming  forward  to  offer  loans  to  the  aspiring entrepreneurs thereby affecting the Government's Stand Up India programme also;
- (c) if so, the details thereof; and
- (d) the  steps  being  taken  by  the  Government  to  instruct  the  bankers  to  provide favourable conditions to the MUDRA loan seekers?

## ANSWER THE MINISTER OF STATE IN THE MINISTRY OF FINANCE

## (SHRI SHIV PRATAP SHUKLA)

- (a) Pradhan Mantri Mudra Yojana (PMMY) is being implemented in all States/Union Territories across the country. Details of number of loans and amount sanctioned under PMMY for 2015-16, 2016-17 and 2017-18 (as on 19.01.2018) is at Annexure.
- (b) & (c) Since the launch of the Stand Up India Scheme on 05.04.2016, Scheduled Commercial  Banks  (SCBs)  have  sanctioned  52,166  loans  under  the  scheme  to Scheduled  Castes  (SCs),  Scheduled  Tribes  (STs)  and  Women  borrowers  as  on 28.01.2018. Some SCBs have so far not reported the loans extended by them under the scheme.
- (d) The  Government has  taken  various  steps  towards  effective  implementation  of  the PMMY scheme. These, inter alia, include intensive publicity campaigns, simplification of application forms, Credit Guarantee Scheme, refinance from MUDRA Ltd, nomination of Mudra Nodal Officer, weekly video conferences to monitor the progress etc.

## Annexure refered to in Lok Sabha unstarred Question No. 20 for reply on 2nd February 2018

| State/UT-wise details of number of loans and amount   | State/UT-wise details of number of loans and amount   | State/UT-wise details of number of loans and amount   | State/UT-wise details of number of loans and amount   | State/UT-wise details of number of loans and amount   | State/UT-wise details of number of loans and amount   | State/UT-wise details of number of loans and amount   |
|-------------------------------------------------------|-------------------------------------------------------|-------------------------------------------------------|-------------------------------------------------------|-------------------------------------------------------|-------------------------------------------------------|-------------------------------------------------------|
| Sr No                                                 | State Name                                            | FY 2015-16                                            | FY 2015-16                                            | FY 2016-17                                            | FY 2016-17                                            | FY 2017-18 (as on 19/01/2018)                         |
| Sr No                                                 | State Name                                            | No Of A/Cs                                            | Sanction Amt                                          | No Of A/Cs                                            | Sanction Amt No Of A/Cs                               | Sanction Amt                                          |
| 1                                                     | Andaman and Nicobar Islands                           | 24719                                                 | 218.36                                                | 3353 80.15                                            | 2446                                                  | 64.56                                                 |
| 2                                                     | Andhra Pradesh                                        | 795688                                                | 6104.14                                               | 587569                                                | 6078.01 526273                                        | 5975.75                                               |
| 3                                                     | Arunachal Pradesh                                     | 4625                                                  | 74.38                                                 | 6109 81.46                                            | 5926                                                  | 70.17                                                 |
| 4                                                     | Assam                                                 | 427272                                                | 1817.62                                               | 1255754                                               | 4908.3 1000779                                        | 3973.45                                               |
| 5                                                     | Bihar                                                 | 2451439                                               | 7553.83                                               | 3756716                                               | 12190.6 2737737                                       | 9464.47                                               |
| 6                                                     | Chandigarh                                            | 22605                                                 | 212.42                                                | 19039                                                 | 229.01 11262                                          | 212.78                                                |
| 7                                                     | Chhattisgarh                                          | 639711                                                | 2265.5                                                | 884941                                                | 3334.27 589335                                        | 2614.27                                               |
| 8                                                     | Dadra and Nagar Haveli                                | 1236                                                  | 21.72                                                 | 2587 23.49                                            | 2251                                                  | 21.3                                                  |
| 9                                                     | Daman and Diu                                         | 1109                                                  | 12.43                                                 | 774 12.61                                             | 787                                                   | 13.39                                                 |
| 10                                                    | Delhi                                                 | 394388                                                | 2947.68                                               | 224975                                                | 3762.95 161763                                        | 2885.77                                               |
| 11                                                    | Goa                                                   | 45471                                                 | 399.33                                                | 31289 390.2                                           | 28054                                                 | 311.61                                                |
| 12                                                    | Gujarat                                               | 1086407                                               | 6034.73                                               | 1103453                                               | 7781.94 845296                                        | 6252.17                                               |
| 13                                                    | Haryana                                               | 745535                                                | 3259.27                                               | 716622                                                | 3843.53 497760                                        | 3321.01                                               |
| 14                                                    | Himachal Pradesh                                      | 85564                                                 | 998.78                                                | 82851                                                 | 1281.72 61628                                         | 1240.04                                               |
| 15                                                    | Jammu and Kashmir                                     | 57974                                                 | 1185.13                                               | 89712                                                 | 1845.37 75619                                         | 1866.68                                               |
| 16                                                    | Jharkhand                                             | 872868                                                | 2944.33                                               | 1023593                                               | 4004.13 792678                                        | 3293.55                                               |
| 17                                                    | Karnataka                                             | 4459609                                               | 16861.35                                              | 3933578 18002.55                                      | 3158734                                               | 14180.08                                              |
| 18                                                    | Kerala                                                | 830411                                                | 4857.68                                               | 982260                                                | 6288.62 1058282                                       | 5761.86                                               |
| 19                                                    | Lakshadweep                                           | 740                                                   | 6.58                                                  | 473 5.64                                              | 1015                                                  | 13.43                                                 |
| 20                                                    | Madhya Pradesh                                        | 2511191                                               | 8096.74                                               | 2683052                                               | 10506.45 1878003                                      | 8740.7                                                |
| 21                                                    | Maharashtra                                           | 3535065                                               | 13806.48                                              | 3344154                                               | 17286.66 2381849                                      | 13523.09                                              |
| 22                                                    | Manipur                                               | 24021                                                 | 131.42                                                | 21865                                                 | 156.05 13704                                          | 109.11                                                |
| 23                                                    | Meghalaya                                             | 19151                                                 | 166.48                                                | 23915                                                 | 189.97 17341                                          | 130.7                                                 |
| 24                                                    | Mizoram                                               | 7772                                                  | 86.5                                                  | 6973 101.2                                            | 7708                                                  | 97.37                                                 |
| 25                                                    | Nagaland                                              | 5134                                                  | 85.89                                                 | 11051                                                 | 114.06 10326                                          | 97.26                                                 |
| 26                                                    | Odisha                                                | 2343261                                               | 5694.86                                               | 2606769                                               | 7891.34 2574294                                       | 7972.48                                               |
| 27                                                    | Pondicherry                                           | 82866                                                 | 337.84                                                | 130360                                                | 490.62 100959                                         | 589.32                                                |
| 28                                                    | Punjab                                                | 653973                                                | 3572.42                                               | 705569                                                | 4640.84 527616                                        | 4090.52                                               |
| 29                                                    | Rajasthan                                             | 1159819                                               | 5484.95                                               | 1204837                                               | 9024.71 1028540                                       | 7489.1                                                |
| 30                                                    | Sikkim                                                | 6889                                                  | 59.53                                                 | 19865 99.88                                           | 17575                                                 | 87.33                                                 |
| 31                                                    | Tamil Nadu                                            | 4781567                                               | 15846.14                                              | 5309857                                               | 18052.68 3698693                                      | 14746.88                                              |
| 32                                                    | Telangana                                             | 400761                                                | 3834.55                                               | 482694                                                | 3878.38 163815                                        | 2342.93                                               |
| 33                                                    |                                                       | 68146                                                 |                                                       |                                                       |                                                       |                                                       |
|                                                       | Tripura                                               |                                                       | 372.06                                                | 253807                                                | 999.42 244805                                         | 920.06                                                |
| 34                                                    | Uttar Pradesh                                         | 3345382                                               | 12275.88                                              | 3337547                                               | 15282.61 2577969                                      | 13225.85                                              |
| 35                                                    | Uttarakhand                                           | 360007                                                | 1788.39                                               | 286579                                                | 1974.12 171340                                        | 1681.31                                               |
| 36                                                    | West Bengal                                           | 2628548                                               | 8033.88                                               | 4566505                                               | 15695.01 3359841                                      | 12649.79                                              |
|                                                       | Total                                                 | 34880924                                              | 137449.27                                             | 39701047                                              | 180528.54 30332003                                    | 150030.17                                             |

Source: As per data reported by Member Lending Institutions on MUDRA Portal