Lok Sabha Question No. 1061 (UNSTARRED), answered on 2017-02-08
Subject: Training for Digital Transaction
Ministry: ELECTRONICS AND INFORMATION TECHNOLOGY
Asked by: RANGASWAMY DHRUVANARAYANA

## GOVERNMENT OF INDIA MINISTRY OF ELECTRONICS AND INFORMATION TECHNOLOGY

## LOK SABHA UNSTARRED QUESTION No 1061

TO BE ANSWERED ON: 08.02.2017

## TRAINING FOR DIGITAL TRANSACTION

## 1061 SHRI R. DHRUVA NARAYANA:

Will the Minister of Electronics and Information Technology be pleased to state:

- (a)   whether the Government has formulated any scheme for imparting training for digitalisation of   transaction / epayment in the country;
- (b)   if so, the details thereof and number of States which were included in such schemes that have been launched separately in urban/rural areas wise;
- (c)   the expenditure likely to be involved thereon;
- (d)   the number of people and traders trained under the schemes so far; and
- (e)   whether there is any proposal for providing the said training in rural areas in Karnantaka ?

## ANSWER

## MINISTER OF STATE FOR ELECTRONICS AND INFORMATION TECHNOLOGY (SHRI P.P. CHAUDHARY)

(a) to (e) :  1. Government approved a sub component named 'Digital Finance for Rural India: Creating Awareness and  Access  through  CSCs'  under  the  Digital  Saksharta  Abhiyan  (DISHA)  in  November  2016  for  conducting awareness sessions on digital finance options available for rural citizens as well as enabling various mechanisms of digital  financial  services  such  as  Unstructured  Supplementary  Service  Data(USSD),  Unified  Payment  Interface (UPI), Cards/Point of Sales(PoS), Aadhaar Enabled Payment System(AEPS) and eWallet etc. As on 6.2.2017, around 1.98 crore beneficiaries and around 6.79 lakh Merchants have been trained/enabled under this programme. Further, sensitization drives have been carried out at 650 Districts and 5,630 Blocks throughout the country. The State wise status  is  at Annexure .  The  estimated  budget  outlay  towards  the  above  mentioned  activities  is  approximately  Rs. 55.625  crore.  In  the  state  of  Karnataka,  around  15.30  lakh  citizens  and  12,003  merchants  have  been  made  EPS enabled.

2.   In addition, following initiatives have been taken for creating awareness amongst citizens:
2. A  24-hour  TV  channel  named  'DigiShala'  and  a  website  called  'www.cashlessindia.gov.in',  dedicated  for facilitating  awareness  to  citizens  on  cashless  payment  options  and  their  use,  have  been  launched  on  9th December, 2016.
3.  DigiDhan Melas : The DigiDhan Mela brings together various stakeholders of digital payment systems such as banks,  e-wallet  operators,  telecom  providers  and  institutions  like  Unique  Identification  Authority  of  India (UIDAI),  Common  Services  Centres(CSCs)  and  National  Payments  Corporation  of  India  (NPCI)  to  promote digital  payments. The objective is to enable citizens and merchants to undertake real time digital transactions through the DigiDhan Bazaar and encourage them to use digital platforms for day to day transactions.
4. o A  Two  day  awareness  camp  'DigiDhan  Mela'  was  organised  on  17th  -18th  December,  2016  at  Major Dhyanchand National Stadium, Delhi, to mark the start of the urban campaign to promote digital payments. It primarily aimed at targeting the urban populace, supplementing the Rural Digital Financial Literacy Campaign led through Common Service Centres.
5. o Lucky Grahak Yojana/ Digi-Dhan Vyapar Yojana : The Government has launched the Lucky Grahak Yojana for  consumers  and  Digi-Dhan  Vyapar  Yojana  for  merchants  on  25th  December,  2016  at  the  DigiDhan  Mela organized at Vigyan Bhawan, Delhi. These schemes provide daily and weekly awards to citizens and merchants for undertaking digital transactions made through Rupay cards, AEPS, UPI Apps and USSD. The objective is to incentivise  citizens  and  merchants  to  adopt  digital  payment  platforms.  NPCI  is  the  designated  implementing agency  for  the  schemes.  As  on  6.2.2017,  6.88  Lakh  consumers  and  42,000  merchants  have  been  declared  as winners under these schemes.
6. o The DigiDhan Melas are being organised in 100 cities till 14th April, 2017, which will be concluded with a mega draw. The overall coordination of the event is being done by the State Advisors of NITI Aayog and NPCI in collaboration  with  MeitY.  MeitY  has  launched  a  website  www.digidhan.mygov.in  which  provides  the  latest updates on demonetisation and the consumer and merchants can check the rewards under the LuckyGrahak and Digidhan Vypar Yojana.
7. o As on 6.2.2017, around 8.9 Lakh citizens/merchants have participated in DigiDhan Mela.
8. o In  the  state  of  Karnataka,  the  DigiDhan Mela was held on 16.1.2017 at Bengaluru under which around 4,000 citizens/merchants have participated.

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State  wise  status  of  'Digital  Finance  for  Rural  India:  Creating  Awareness  and  Access through CSCs'

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|   Sr No. | State             |   Citizens covered |   Merchants Enabled |
|----------|-------------------|--------------------|---------------------|
|        1 | Delhi             |              36621 |                 743 |
|        2 | Chhattisgarh      |            1684703 |              165033 |
|        3 | Jharkhand         |            2765617 |               43565 |
|        4 | Chandigarh        |               2303 |                 162 |
|        5 | Orissa            |             447071 |               54893 |
|        6 | Jammu And Kashmir |             696895 |               35116 |
|        7 | Kerala            |              53822 |                5639 |
|        8 | Telangana         |             675932 |               41381 |
|        9 | Bihar             |             590913 |               41107 |
|       10 | Himachal Pradesh  |             144179 |               13817 |
|       11 | Haryana           |             289383 |               23335 |
|       12 | Puducherry        |              13249 |                 346 |
|       13 | West Bengal       |             233392 |               11312 |
|       14 | Assam             |             177985 |                5788 |
|       15 | Manipur           |              14693 |                 340 |
|       16 | Tripura           |              10879 |                2108 |
|       17 | Rajasthan         |             621156 |               22148 |
|       18 | Uttarakhand       |             622742 |               14994 |
|       19 | Karnataka         |            1530282 |               12003 |
|       20 | Uttar Pradesh     |            1430330 |               89895 |
|       21 | Madhya Pradesh    |            3165738 |               31999 |
|       22 | Gujarat           |            1017711 |               16220 |
|       23 | Daman And Diu     |                950 |                  14 |
|       24 | Maharashtra       |            1513951 |               25239 |
|       25 | Andhra Pradesh    |             899438 |                8399 |
|       26 | Tamil Nadu        |             880920 |                7706 |
|       27 | Punjab            |             310669 |                5784 |
|       28 | Sikkim            |               4557 |                  47 |
|       29 | Goa               |               7938 |                  43 |
|       30 | Nagaland          |               6632 |                 164 |

| 31   | Meghalaya              |     7368 |    195 |
|------|------------------------|----------|--------|
| 32   | Mizoram                |     2492 |     51 |
| 33   | Arunachal Pradesh      |     7353 |     59 |
| 34   | Andaman &Nicobar       |        3 |      0 |
| 35   | Dadra And Nagar Haveli |      341 |      0 |
| 36   | Lakshadweep            |       56 |      0 |
|      | Total                  | 19868264 | 679645 |

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