Lok Sabha Question No. 1770 (UNSTARRED), answered on 2018-03-06
Subject: Common Service Centres for Crop Insurance Policy
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: AJAY (TENI) MISRA

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.1770

TO BE ANSWERED ON THE  6 TH  MARCH, 2018

## COMMON SERVICE CENTRES FOR CROP INSURANCE POLICY

1770.  SHRI AJAY MISRA TENI:

Will  the  Minister  of  AGRICULTURE  AND  FARMERS  WELFARE      ‡ãðŠãäÓã एवं  कसान कयाण ½ãâ¨ããè be pleased to state:

- (a) whether the Government is contemplating to use Common Service Centres and Post Offices for universal coverage of all the farmers under the crop insurance policy;

(b) if so, the details thereof;

- (c) the percentage of farmers under debt and not under debt availing crop insurance policy in the country during the last three years and the details thereof, State-wise; and
- (d) the  steps  being  taken/proposed  to  be  taken  by  the  Government  to  cover  the remaining farmers under the crop insurance policy?

## ANSWER

MINISTER OF  STATE IN THE  MINISTRY OF  AGRICULTURE AND  FARMERS  WELFARE

‡ãðŠãäÓã एवं  कसान  कयाण ½ãâ¨ããÊã¾ã  ½ãñâ  Àã·¾ã  ½ãâ¨ããè (  SHRI PARSHOTTAM RUPALA)

- (a) & (b): To  facilitate  the  coverage  of  non-loanee  farmers  under  Pradhan  Mantri Fasal Bima Yojana (PMFBY) services of Common Service Centres (CSCs) and on line enrolment of non-loanee farmers on National Crop Insurance Portal has already been initiated from Kharif 2017 season. It is proposed that besides CSCs, other Government/semi-Government  institutions/  organizations  including  Post  Offices  may also be utilized for insurance of non-loanee farmers in future subject to their integration with the National Crop Insurance Portal and approval of competent authorities.
- (c): Crop  Insurance Schemes  are  compulsory  for farmers availing seasonal agricultural  operations  loans/  Kisan  Credit  Card  loans  from  institutional  sources,  for notified  crops  in  areas  notified  by  the  State  Governments.      Farmers  under  debt  can avail crop insurance on voluntary basis as non-loanee farmers.    State-wise details of loanee and non-loanee farmers, who availed crop insurance during the last three years are  annexed.

(d): The  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  is  demand  driven  and therefore, optional for States. It is the States which decide on what areas and how many crops  are  to  be  notified    under  the  scheme.  As  such  the  coverage  of  farmers  is dependent  primarily  on  the  initiatives  of  the  States.    That  notwithstanding,  with  the launch of PMFBY in April, 2016 the target is to cover 50% of the Gross Cropped Area by 2018-19 and the focus is to ensure more coverage of non-loanee farmers through banks, Common Service Centers (CSCs),  insurance intermediaries and directly online on crop insurance portal and to encourage States to notify more crops and areas.

Annex ure State-wise details of loanee and non-loanee farmers who availed Crop Insurance during last 3 years

| Sl. No.          |                | Kharif 2014         | Kharif 2014    | Kharif 2014                    | Rabi 2014-15                   | Rabi 2014-15                   | Kharif 2015       | Kharif 2015        | Kharif 2015        | Rabi 2015-16           | Rabi 2015-16           | Rabi 2015-16           | Kharif 2016            | Kharif 2016            | Kharif 2016            | Rabi 2016-17           | Rabi 2016-17           | Rabi 2016-17           |
|------------------|----------------|---------------------|----------------|--------------------------------|--------------------------------|--------------------------------|-------------------|--------------------|--------------------|------------------------|------------------------|------------------------|------------------------|------------------------|------------------------|------------------------|------------------------|------------------------|
| Sl. No.          |                | No. of Farmers      | No. of Farmers | Insured No. of Farmers Insured | Insured No. of Farmers Insured | Insured No. of Farmers Insured |                   | of Farmers Insured | of Farmers Insured | No. of Farmers Insured | No. of Farmers Insured | No. of Farmers Insured | No. of Farmers Insured | No. of Farmers Insured | No. of Farmers Insured | No. of Farmers Insured | No. of Farmers Insured | No. of Farmers Insured |
| Sl. No.          | STATES         | Loane e Non Loane e | Total          | Loane                          | e                              | Non Loane e Total              | Loane Non Loane e | Total              |                    | Loane e                | Non Loane e Total      | Loane                  | e Non Loane e          | Total                  | Loane e                | Non Loanee             |                        | Total                  |
| 1 A              | & N ISLANDS    | 656 30              | 686            | 97                             | 0                              | 97                             | 435               | 129 564            | 349                |                        | 142                    | 491                    |                        |                        | 324                    |                        | 0                      | 324                    |
| 2 Andhra Pradesh |                | 236064 24904        | 260968         | 141634                         | 3143                           | 144777                         | 151338 2          | 5909 151929 1      | 171750             | 26492                  | 198242                 | 155344 1               | 65017                  | 161845 8               | 84446                  | 68653                  |                        | 153099                 |
| 3                | Assam          | 23787 866           | 24653          | 25235                          | 1                              | 25236                          | 31395 158         | 31553              | 14174              | 9                      | 14183                  | 51740                  | 9                      | 51749                  | 8489                   | 27                     |                        | 8516                   |
| 4                | Bihar          | 228644 0 8413       | 229485 3       | 152751 3                       | 51716                          | 157922 9                       | 158998 2 65237    | 165521 9           | 137569 7           | 60696                  | 143639 3               | 146335 8               | 22074                  | 148543 2               | 120926 9               | 18477                  |                        | 122774 6               |
| 5                | Chhatisgarh    | 964618 9581         | 974199         | 92841                          | 1347                           | 94188                          | 116430 7 39612    | 120391 9           | 78615              | 642                    | 79257                  | 125112 4               | 148079                 | 139920 3               | 101309                 | 48652                  |                        | 149961                 |
| 6                | Goa            | 155 0               | 155            | 5                              | 0                              | 5                              | 136               | 0 136              | 0                  | 0                      | 0                      | 744                    | 0                      | 744                    | 13                     | 0                      |                        | 13                     |
| 7                | Gujarat        | 658626 282          | 658908         | 1948                           | 0                              | 1948                           | 500392 1768       | 502160             | 1743               | 267                    | 2010                   | 183795 2               | 4487                   | 184243 9               | 132555                 | 198                    |                        | 132753                 |
| 8                | Haryana        | 0 0                 | 0              | 0                              | 22                             | 22                             |                   | 0 0                | 0                  | 0                      | 0                      | 736915                 | 1897                   | 738812                 | 596007                 | 1165                   |                        | 597172                 |
| 9 Himachal       | 17427          | 2                   | 17429          |                                |                                | 114341                         | 722               |                    |                    | 898                    | 133636                 | 132219                 |                        | 134613                 | 186423                 |                        |                        |                        |
|                  | Pradesh &      |                     |                | 113810                         | 531                            |                                | 28100             | 28822              | 132738             |                        |                        |                        | 2394                   |                        |                        |                        | 58017                  | 244440                 |
| 10               | Jammu Kashmir  | 1364 0 7376         | 1364           |                                | 0                              | 0                              |                   | 0 0                | 0                  | 0                      | 0                      |                        |                        |                        |                        |                        |                        |                        |
| 11               | Jharkhand      | 186549              | 193925 107611  | 61380                          | 3264                           | 64644                          | 137824 39826 9    | 536093             | 47831              | 5869                   | 53700                  | 169381                 | 659031                 | 828412                 | 31300                  | 18042                  |                        | 49342                  |
| 12               | Karnataka      | 507804 56831 3      | 7              | 14301                          | 23398                          | 37699                          | 383664 50104      | 9 884713           | 26008              | 29970 9                | 325717                 | 140855 8               | 317150                 | 172570 8               | 181204                 | 120952                 | 2                      | 139072 6               |
| 13               | Kerala         | 15499 8942          | 24441          | 20675                          | 4270                           | 24945                          | 23272 3197        | 26469              | 26431              | 9435                   | 35866                  | 23649                  | 7882                   | 31531                  | 29562                  | 16312                  |                        | 45874                  |
| 14               | Madhya Pradesh | 252245 4 2          | 252245 6       | 263722 4                       | 13                             | 263723 7                       | 312184 4 276      | 312212 0           | 259001 0           | 27892                  | 261790 2               | 368345 7               | 399569                 | 408302 6               | 280053 3               | 109568                 |                        | 291010 1               |
| 15               | Maharashtra    | 589623 51809 35     | 577055 8       | 75297                          | 11739 74                       | 124927 1                       | 567587 83714 05   | 893899 2           | 102249             | 92                     | 34748                  | 357714 1               | 380867 6 718872 2      | 109973 98              | 280943                 | 727991                 |                        | 100893 4               |
| 16               | MANIPUR        | 2316 1156           | 3472           |                                | 0                              | 0                              | 2436 5078         | 7514               |                    | 0                      |                        | 0                      | 2438                   | 8366                   |                        |                        |                        |                        |
| 17               | MEGHALAYA      | 1172 0              | 1172           | 838                            | 0                              | 838                            | 466               | 0 466              | 663                | 0                      | 663                    | 5928 63                | 0                      | 63                     | 26                     |                        | 0                      | 26                     |
| 18               | Mizoram        | 0 0                 | 0              |                                | 0                              | 0                              |                   | 0 0                |                    |                        | 0                      | 0                      |                        |                        |                        |                        |                        |                        |
| 19               | Orissa 175572  | 5 45183             | 180090 8       | 117582                         | 0                              | 117582                         | 198104 7 17154    | 3 215259 0         | 106281             |                        | 0                      | 106281                 | 173591 30622           | 176654 1               | 51701                  | 1994                   |                        | 53695                  |
| 20 Y             | PUDUCHERR      | 273 0               | 273            | 1268                           | 0                              | 1268                           | 406               | 406                | 1273               | 1                      | 1274                   | 9                      |                        |                        | 44                     | 8493                   | 8537                   |                        |
|                  |                | 586599              | 586599         | 402061                         |                                | 402073                         | 641003 6          | 641003             | 454688             |                        | 454688                 | 623084                 |                        | 623151                 | 301148                 |                        |                        | 305642                 |
| 21               | Rajasthan      | 3 4                 | 7              | 9                              | 112                            | 1                              |                   | 0 6                | 1                  | 0                      | 1                      | 1                      | 673                    | 4                      | 5                      | 44937                  |                        | 2                      |
| 22               | SIKKIM         | 0 0                 | 0              | 19                             | 0                              | 19                             |                   | 0 0                | 149                | 0                      |                        | 149                    |                        |                        |                        | 0                      | 574                    | 574                    |
| 23               | Tamil Nadu     | 37524 7293          | 44817          | 315162                         | 34773 7                        | 662899                         | 134540 3198       | 137738             | 362028             | 59033                  | 2                      | 952360                 | 15870 3                | 15873                  | 310828                 | 112343                 | 5                      | 143426 3               |
| 24               | Telengana      | 266121 11574        |                |                                |                                |                                | 877049            |                    | 374679             | 11045                  |                        | 385724                 | 56306                  | 711318                 |                        |                        | 15972                  |                        |
| 25               |                | 6 0                 | 381867         | 706823                         | 2269                           | 709092                         | 71467             | 948516             |                    |                        |                        | 655012 937             | 944                    |                        | 248532                 |                        |                        | 264504                 |
|                  | TRIPURA        | 0                   | 0              | 324 102733                     |                                | 0 324                          | 887               | 2 889 168928       | 569                | 0                      |                        | 569                    |                        | 1881 367099            | 2242                   |                        | 8405                   | 10647                  |
| 26               | Uttar pradesh  | 732030 10           | 732040         | 5                              | 66                             | 102740 1                       | 168865 2 637      | 9                  | 210594 4           | 126                    | 210607                 | 366658 9               | 4405                   | 4                      | 298207                 | 1                      | 17189                  | 299926 0               |
| 27               | Uttarakhand    | 57461 443           | 57904          | 20243                          | 1086                           | 21329                          | 84351 1548        | 85899              | 61159              | 3053                   |                        | 0 64212 162188         | 13055                  | 175243                 | 66727                  |                        | 19601                  | 86328                  |
|                  |                | 107017              | 108179         |                                |                                |                                | 22814             | 102477             |                    |                        |                        | 171431                 | 134240                 | 305672                 | 107476                 |                        |                        | 107846                 |
| 28 West          | Bengal         | 3 11621 177998      | 4 237909       | 751320 116734                  | 1208                           | 752528                         | 796631 210384     | 8 9                | 930633 130578      | 52377 45638            | 983010 176217          | 1 303088               | 9 102671               | 0                      | 1 133907               |                        | 3708                   | 9 169117               |
|                  |                | 59911               |                |                                | 16141                          | 132876                         | 98697             | 309081             |                    |                        | 31                     |                        |                        |                        |                        |                        | 352093                 |                        |
|                  | Grand Total    | 54 02               | 56             | 93                             | 57                             | 50                             | 15 58             | 73                 | 54                 | 77                     |                        | 72                     | 66                     | 405760 38              | 94                     |                        | 2                      | 26                     |

*********