Lok Sabha Question No. 2198 (UNSTARRED), answered on 2018-07-31
Subject: Compensation to Farmers under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: RAHUL KASWAN

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.2198

TO BE ANSWERED ON THE 31 ST   JULY, 2018

## COMPENSATION TO FARMERS UNDER PMFBY

## 2198.  SHRI RAHUL KASWAN

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ षि एवं ककसान कल्याण मंत्री be pleased to state:

(a) whether there is a provision of providing compensation to the farmers even in case of 33% loss to their crops;

(b) if  so,  the details of more than 60% loss caused to the crops during the years 2016-17 and 2017-18, State-wise including Rajasthan;

(c) whether  the  Government  has  not  paid  compensation  to  the  farmers  as  per  the prescribed norms, despite depositing premium by them under the Pradhan Mantri Fasal Bima Yojana;

(d) if so, the details of the compensation paid and still due to the farmers during the years 2016-17 and 2017- 18, State-wise including Rajasthan; and

(e) whether a farmer deposits premium by treating its farm as unit and if so, the reasons for non-payment of compensation to the farmers for their crop loss on the basis of unit?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ षि एवं ककसान कल्याण मंत्रालय में राज्य मंत्री (SHRI  GAJENDRA SINGH SEKHAWAT)

(a)  &  (b): Government of  India  has  revised  the  items  and  norms  of  assistance  under  State Disaster Response Fund (SDRF) and National Disaster Response Fund (NDRF) vide letter No. 32-7/2014-NDM-I on 8 th April,  2015 increasing the assistance being given to farmers for crop damage by 50% and making it applicable to a lower threshold of 33% crop damage. The extant norms inter-alia provide for assistance to the farmers in the form of Agriculture Input Subsidy (where  crop  loss  is  33%  and  above)  for  damage  caused  by  notified  natural  calamities  to  all types agriculture and horticulture cropped areas. State-wise details of crop loss area, on which assistance  has  been  approved  by  the  High  Level  Committee  to  the  States  seeking  financial assistance from NDRF during 2016-17 and 2017-18 in respect of drought, are at Annexure-I.

(c)  to  (e):    Crop  insurance/PMFBY is a financial tool to insure the crop losses on payment of admissible premium to the insurance company.  Only those farmers, who insure their crops and have  paid  premium  for  any  of  the  notified  crop  in  the  area  notified  by  the  concerned  State Government, are insured under the scheme.   Admissible claims are worked out and paid strictly as per the provisions of the respective schemes.

Keeping in view the welfare of farmers and to provide financial support to the farmers in the event of failure of crops as a result of non-preventable natural risks, Government of India reviewed the erstwhile  crop  insurance  schemes  and  launched the  new  improved  schemes  of Pradhan Mantri Fasal Bima Yojana (PMFBY) and Restructured Weather Based Crop Insurance Scheme (RWBCIS) from April, 2016 as a flagship scheme of the Government.   Various new and improved provisions including timelines for settlement of claims to enhance the benefits for farmers  have  been  made  in  the  scheme.   However,  calculation  and  settlement  of  claims  is dependent on the receipt of yield data based on requisite number of Crop Cutting Experiments (CCEs) and share of State Government in premium subsidy.

Further, the scheme is tremendously technology driven to facilitate end to end solutions. Provision has been made for use of Remote Sensing Technology, Smartphones, Mobile app and  Drones  for  quick  estimation  of  crop  losses.   In  addition,  all  stakeholders  have  been integrated  on  a  common  crop  insurance  portal  to  ensure  seamless  flow  of  information  and services.   The  Government  is  pursuing  the  States  and  other  stakeholders  to  adopt  the technology  features,  so  that  timely  claim  settlement  is  ensured.   In  view  of  these  measures, time taken to settle claims has   generally been reduced to an average of within two months after receipt of yield data from State Governments.  However, this does not include claims that are outstanding due to exceptional reasons, such as, delay in receipt of State share of subsidy, discrepancy in yield data, unavailability of farmer account details etc.

Season-wise  and  State-wise  details  of  estimated  claims,  approved  claims  and  settled claims under PMFBY are at Annexure-II.

The  scheme  is  being  implemented  on  'Area  Approach'  basis  for  wide-spread  natural calamities like flood, drought etc.  But for localised risk like hailstorm, landslide and inundation, individual  farm  level  calculation  of  claims  is  being  made.   Similarly,  for  post-harvest  losses, losses are paid on individual farm level upto a maximum period of two weeks from harvesting for those crops which are allowed to be in cut and spread condition in the field after harvesting against specific perils of cyclone and cyclonic rains and unseasonal rains.

## Annexure referred to in parts (a) & (b) of the Lok Sabha Unstarred Question No.2198 for reply on 31.07.2018 regarding compensation to farmers under PMFBY

| S.No.   | State          | Nature of Calamity   | Crop Area Damaged (in ha.)            | Crop Area Damaged (in ha.)   |
|---------|----------------|----------------------|---------------------------------------|------------------------------|
|         |                |                      | 2016-17                               | 2017-18                      |
| 1.      | Uttar Pradesh  | Drought              | ---                                   | 109835                       |
| 2.      | Karnataka      | Drought              | 3635721.74 (Kharif) 1371769.29 (Rabi) | ---                          |
| 3.      | Andhra Pradesh | Drought              | 1273732.24                            | 131531                       |
| 4.      | Rajasthan      | Drought              | 2002727                               | 1706791                      |
| 5.      | Chhattisgarh   | Drought              | ---                                   | 605803                       |
| 6.      | Kerala         | Drought              | 51894.09                              | ---                          |
| 7.      | Madhya Pradesh | Drought              | ---                                   | 1864339.97                   |
| 8.      | Tamil Nadu     | Drought              | 2037032.29                            | ---                          |

## ANNEXURE-II

## Details of Farmer Applicants Insured, premium collected and claims settled  under Pradhan Mantri Fasal Bima Yojana (PMFBY)  during 2016-17 and 2017-18

| Kharif 2016      | Kharif 2016            | Kharif 2016              | Kharif 2016          | Kharif 2016            | Kharif 2016     | Kharif 2016      | Kharif 2016     | Kharif 2016     | Kharif 2016                                       |
|------------------|------------------------|--------------------------|----------------------|------------------------|-----------------|------------------|-----------------|-----------------|---------------------------------------------------|
| Amount in Lakhs  | Amount in Lakhs        | Amount in Lakhs          | Amount in Lakhs      | Amount in Lakhs        | Amount in Lakhs | Amount in Lakhs  | Amount in Lakhs | Amount in Lakhs | Amount in Lakhs                                   |
| States           | No. of Farmers Insured | Farmers Share in Premium | GOI Share in Premium | State Share in Premium | Gross Premium   | Estimated Claims | Approved Claims | Claim Paid      | No. of farmers Benefitted against Approved Claims |
| Andhra Pradesh   | 1,618,537              | 18,112                   | 24,439               | 24,439                 | 66,990          | 65,294           | 64,584          | 64,370          | 794,642                                           |
| Assam            | 51,749                 | 411                      | 140                  | 140                    | 691             | 502              | 502             | 502             | 23,370                                            |
| Bihar            | 1,485,432              | 13,062                   | 49,594               | 49,594                 | 112,250         | 29,142           | 29,142          | 20,192          | 151,080                                           |
| Chhattisgarh     | 1,399,189              | 12,755                   | 7,217                | 7,217                  | 27,189          | 13,304           | 13,304          | 13,304          | 96,966                                            |
| Goa              | 744                    | 7                        | 0                    | 0                      | 7               | 3                | 3               | 3               | 111                                               |
| Gujarat          | 1,842,386              | 22,434                   | 97,276               | 110,828                | 230,538         | 122,928          | 122,928         | 122,904         | 639,228                                           |
| Haryana Himachal | 738,856                | 12,686                   | 4,604                | 8,320                  | 25,609          | 23,491           | 23,491          | 23,402          | 153,822                                           |
| Pradesh          | 134,616                | 466                      | 81                   | 81                     | 629             | 599              | 599             | 583             | 27,415                                            |
| Jharkhand        | 828,412                | 3,783                    | 11,374               | 11,374                 | 26,530          | 2,985            | 2,460           | 2,028           | 39,627                                            |
| Karnataka        | 1,356,875              | 19,038                   | 34,569               | 34,569                 | 88,177          | 121,290          | 115,036         | 113,656         | 671,811                                           |
| Kerala           | 31,531                 | 312                      | 273                  | 273                    | 858             | 1,796            | 1,796           | 1,735           | 21,046                                            |
| Madhya Pradesh   | 4,071,974              | 45,953                   | 124,144              | 124,144                | 294,242         | 183,176          | 183,176         | 183,150         | 1,102,254                                         |
| Maharashtra      | 10,997,398             | 59,930                   | 176,200              | 176,200                | 412,330         | 207,959          | 207,959         | 207,959         | 2,793,225                                         |
| Manipur          | 8,366                  | 74                       | 143                  | 143                    | 359             | 196              | 196             | 127             | 8,358                                             |
| Meghalaya        | 63                     | 1                        | 1                    | 1                      | 3               | 3                | 3               | -               | 48                                                |
| Odisha           | 1,766,541              | 13,783                   | 19,746               | 19,746                 | 53,276          | 42,935           | 42,935          | 42,928          | 166,436                                           |
| Rajasthan        | 6,231,514              | 22,499                   | 90,016               | 90,016                 | 202,532         | 160,606          | 160,169         | 160,169         | 2,413,121                                         |
| Tamil Nadu       | 15,873                 | 554                      | 211                  | 211                    | 976             | 549              | 549             | 401             | 1,586                                             |
| Telengana        | 708,876                | 8,962                    | 7,122                | 7,122                  | 23,206          | 16,627           | 16,395          | 16,276          | 208,992                                           |
| Tripura          | 1,881                  | 5                        | 0                    | 0                      | 5               | 8                | 8               | 8               | 502                                               |
| Uttar Pradesh    | 3,714,316              | 26,260                   | 19,388               | 19,388                 | 65,037          | 45,055           | 45,055          | 44,986          | 953,773                                           |
| Uttarakhand      | 175,243                | 1,466                    | 545                  | 545                    | 2,556           | 1,669            | 1,669           | 1,668           | 50,500                                            |
| West Bengal      | 3,053,408              | 13,253                   | 6,358                | 6,358                  | 25,968          | 10,411           | 10,217          | 8,077           | 291,212                                           |
| Grand Total      | 40,233,780             | 295,806                  | 673,442              | 690,710                | 1,659,958       | 1,050,527        | 1,042,176       | 1,028,42 6      | 10,609,125                                        |

| Rabi 2016-17 Amount in Lakhs   | Rabi 2016-17 Amount in Lakhs   | Rabi 2016-17 Amount in Lakhs   | Rabi 2016-17 Amount in Lakhs   | Rabi 2016-17 Amount in Lakhs   | Rabi 2016-17 Amount in Lakhs   | Rabi 2016-17 Amount in Lakhs   | Rabi 2016-17 Amount in Lakhs   | Rabi 2016-17 Amount in Lakhs   | Rabi 2016-17 Amount in Lakhs                      |
|--------------------------------|--------------------------------|--------------------------------|--------------------------------|--------------------------------|--------------------------------|--------------------------------|--------------------------------|--------------------------------|---------------------------------------------------|
| States                         | No. of Farmers Insured         | Farmers Share in Premium       | GOI Share in Premium           | State Share in Premium         | Gross Premium                  | Estimated Claims               | Approved Claims                | Claim Paid                     | No. of farmers Benefitted against Approved Claims |
| A & N Islands                  | 324                            | 0                              | 0                              | 1                              | 2                              | 15                             | 15                             | 15                             | 295                                               |
| Andhra Pradesh                 | 153,420                        | 1,786                          | 5,247                          | 5,247                          | 12,281                         | 25,465                         | 25,465                         | 22,044                         | 87,931                                            |
| Assam                          | 8,516                          | 86                             | 43                             | 43                             | 173                            | 14                             | 14                             | 14                             | 76                                                |
| Bihar                          | 1,228,838                      | 7,408                          | 10,977                         | 10,977                         | 29,362                         | 5,919                          | -                              | -                              | 57,755                                            |
| Chhattisgarh                   | 149,950                        | 894                            | 2,247                          | 2,247                          | 5,388                          | 2,701                          | 2,701                          | 2,686                          | 39,768                                            |
| Goa                            | 13                             | 0                              | 0                              | 0                              | 0                              | -                              | -                              | -                              | -                                                 |
| Gujarat                        | 132,753                        | 2,505                          | 1,514                          | 1,514                          | 5,532                          | 3,269                          | 3,269                          | 3,269                          | 39,568                                            |
| Haryana                        | 597,172                        | 6,967                          | 1,883                          | 1,883                          | 10,732                         | 5,992                          | 5,992                          | 5,789                          | 63,085                                            |
| Himachal Pradesh               | 245,309                        | 2,637                          | 1,943                          | 1,943                          | 6,523                          | 3,913                          | 3,913                          | 3,826                          | 85,716                                            |
| Jharkhand                      | 49,342                         | 181                            | 215                            | 215                            | 611                            | 172                            | 172                            | 150                            | 5,150                                             |
| Karnataka                      | 1,387,115                      | 6,943                          | 29,936                         | 29,936                         | 66,816                         | 88,493                         | 65,174                         | 49,007                         | 382,964                                           |
| Kerala                         | 45,874                         | 410                            | 1,024                          | 1,024                          | 2,459                          | 2,596                          | 343                            | 332                            | 2,288                                             |
| Madhya Pradesh                 | 3,109,342                      | 31,223                         | 43,026                         | 43,026                         | 117,274                        | 16,148                         | 15,440                         | 14,872                         | 213,521                                           |
| Maharashtra                    | 1,003,817                      | 9,302                          | 26,167                         | 26,167                         | 61,637                         | 23,627                         | 23,627                         | 23,086                         | 128,240                                           |
| Meghalaya                      | 26                             | 0                              | 0                              | 0                              | 1                              | -                              | -                              | -                              | -                                                 |
| Odisha                         | 53,695                         | 480                            | 76                             | 76                             | 632                            | 199                            | 199                            | 199                            | 2,054                                             |
| Puducherry                     | 8,537                          | 26                             | 129                            | 154                            | 310                            | 757                            | 757                            | 757                            | 4,299                                             |
| Rajasthan                      | 2,918,710                      | 14,505                         | 21,047                         | 21,047                         | 56,598                         | 21,355                         | 17,658                         | 17,135                         | 300,936                                           |
| Sikkim                         | 574                            | 1                              | 0                              | 0                              | 1                              | 11                             | 11                             | 10                             | 225                                               |
| Tamil Nadu                     | 1,434,554                      | 11,330                         | 55,762                         | 55,762                         | 122,854                        | 353,533                        | 341,182                        | 322,460                        | 1,386,943                                         |
| Telengana                      | 264,467                        | 2,389                          | 1,797                          | 1,797                          | 5,984                          | 1,448                          | 1,448                          | 1,442                          | 13,590                                            |
| Tripura                        | 10,879                         | 24                             | 5                              | 5                              | 35                             | 50                             | 16                             | 3                              | 351                                               |
| Uttar Pradesh Uttarakhand      | 3,052,960                      | 20,336                         | 10,654                         | 10,654                         | 41,644                         | 10,434                         | 10,434                         | 10,434                         | 202,367 11,205                                    |

|             | 86,328      | 489     | 556     | 556     | 1,602   | 1,078   | 1,078   | 1,078   |           |
|-------------|-------------|---------|---------|---------|---------|---------|---------|---------|-----------|
| West Bengal | 1,079,871   | 10,066  | 17,532  | 19,066  | 46,664  | 31,826  | 31,304  | 27,934  | 258,734   |
| Grand Total | 17,022,38 6 | 129,989 | 231,783 | 233,343 | 595,115 | 599,016 | 550,212 | 506,542 | 3,287,061 |

| Kharif 2017      | Kharif 2017     | Kharif 2017              | Kharif 2017          | Kharif 2017            | Kharif 2017   | Kharif 2017      | Kharif 2017     | Kharif 2017   | Kharif 2017                                       |
|------------------|-----------------|--------------------------|----------------------|------------------------|---------------|------------------|-----------------|---------------|---------------------------------------------------|
| Amount States    | Farmers Insured | Farmers Share in Premium | GOI Share in Premium | State Share in Premium | Gross Premium | Estimated Claims | Approved Claims | Claim Paid    | No. of farmers Benefitted against Approved Claims |
| Andhra Pradesh   | 1,577,685       | 22,643                   | 46,585               | 46,585                 | 115,814       | 53,029           | 47,906          | 28,029        | 541,086                                           |
| Assam            | 51,550          | 459                      | 312                  | 312                    | 1,084         | 380              | 27              | 26            | 1,324                                             |
| Bihar            | 1,160,193       | 10,554                   | 28,306               | 28,306                 | 67,166        | 41,152           | 5,000           | -             | 28,000                                            |
| Chhattisgarh     | 1,303,754       | 13,070                   | 9,162                | 9,162                  | 31,394        | 130,124          | 130,124         | 130,110       | 566,747                                           |
| Goa              | 537             | 5                        | 0                    | 0                      | 5             | 0                | 0               | 0             | 22                                                |
| Gujarat          | 1,485,472       | 36,763                   | 139,271              | 139,271                | 315,304       | 104,002          | 103,384         | 19,523        | 228,962                                           |
| Haryana          | 631,879         | 12,395                   | 6,046                | 11,168                 | 29,609        | 49,318           | 36,207          | 26,304        | 128,682                                           |
| Himachal Pradesh | 125,468         | 285                      | 32                   | 32                     | 349           | 312              | 312             | 312           | 23,573                                            |
| Jammu & Kashmir  | 85,582          | 499                      | 842                  | 842                    | 2,183         | 603              | 568             | 533           | 11,119                                            |
| Jharkhand        | 1,149,786       | 2,654                    | 8,731                | 8,731                  | 20,116        | 5,356            | 1,356           | -             | 54,780                                            |
| Karnataka        | 1,576,090       | 23,885                   | 81,835               | 81,835                 | 187,555       | 58,119           | 43,233          | 31,942        | 425,024                                           |
| Kerala           | 28,259          | 376                      | 434                  | 434                    | 1,245         | 900              | -               | -             | -                                                 |
| Madhya Pradesh   | 3,584,684       | 54,104                   | 165,080              | 165,080                | 384,264       | 467,425          | 397,029         | 390,967       | 1,235,029                                         |
| Maharashtra      | 8,723,307       | 43,311                   | 170,806              | 170,806                | 384,924       | 272,651          | 264,429         | 257,802       | 4,377,604                                         |
| Meghalaya        | 2,945           | 199                      | 39                   | 39                     | 276           | 30               | -               | -             | -                                                 |
| Odisha           | 1,836,408       | 14,615                   | 34,734               | 34,734                 | 84,083        | 165,784          | 60,894          | 60,894        | 410,348                                           |
| Rajasthan        | 5,336,820       | 23,248                   | 75,083               | 75,083                 | 173,414       | 156,990          | 126,275         | 107,554       | 2,073,980                                         |
| Sikkim           | 793             | 5                        | 0                    | 0                      | 5             | -                | -               | -             | -                                                 |

| Tamil Nadu    | 156,596    | 2,339   | 2,044   | 2,044   | 6,428     | 5,886     | 1,500     | -         | -          |
|---------------|------------|---------|---------|---------|-----------|-----------|-----------|-----------|------------|
| Telangana     | 857,215    | 18,139  | 23,368  | 23,368  | 64,875    | 48,677    | 8,500     | -         | -          |
| Tripura       | 2,320      | 12      | 2       | 2       | 16        | 0         | 0         | 0         | 32         |
| Uttar Pradesh | 2,493,486  | 18,450  | 25,867  | 25,867  | 70,185    | 22,331    | 22,330    | 22,206    | 377,526    |
| Uttarakhand   | 101,743    | 982     | 1,152   | 1,152   | 3,286     | 2,527     | 2,527     | 2,527     | 44,068     |
| West Bengal   | 2,350,335  | 11,154  | 7,519   | 7,519   | 26,193    | 21,737    | 2,099     | 1,221     | 43,242     |
| Grand Total   | 34,622,907 | 310,148 | 827,252 | 832,373 | 1,969,773 | 1,607,336 | 1,253,700 | 1,079,950 | 10,571,148 |

| Rabi 2017-18     | Rabi 2017-18           | Rabi 2017-18             | Rabi 2017-18         | Rabi 2017-18           | Rabi 2017-18   | Rabi 2017-18     | Rabi 2017-18    | Rabi 2017-18   | Rabi 2017-18                                                      |
|------------------|------------------------|--------------------------|----------------------|------------------------|----------------|------------------|-----------------|----------------|-------------------------------------------------------------------|
| States           | No. of Farmers Insured | Farmers Share in Premium | GOI Share in Premium | State Share in Premium | Gross Premium  | Estimated Claims | Approved Claims | Claim Paid     | Amount in Lakhs No. of farmers Benefitted against Approved Claims |
| A & N Islands    | 364                    | 1                        | 1                    | 1                      | 3              | -                | -               | -              | -                                                                 |
| Andhra Pradesh   | 221,336                | 3,794                    | 7,007                | 7,007                  | 17,809         | 2,000            | -               | -              | -                                                                 |
| Assam            | 5,241                  | 72                       | 37                   | 37                     | 145            | -                | -               | -              | -                                                                 |
| Bihar            | 1,074,290              | 7,244                    | 13,735               | 13,735                 | 34,714         | 430              | -               | -              | -                                                                 |
| Chhattisgarh     | 167,833                | 1,134                    | 3,086                | 3,086                  | 7,307          | 4,365            | 125             | 125            | 774                                                               |
| Goa              | 1                      | 0                        | 0                    | -                      | 0              | -                | -               | -              | -                                                                 |
| Gujarat          | 268,998                | 2,989                    | 3,823                | 3,823                  | 10,635         | -                | -               | -              | -                                                                 |
| Haryana          | 692,530                | 8,210                    | 3,416                | 3,416                  | 15,041         | -                | -               | -              | -                                                                 |
| Himachal Pradesh | 252,637                | 2,762                    | 2,322                | 2,322                  | 7,406          | -                | -               | -              | -                                                                 |
| Jammu & Kashmir  | 64,720                 | 354                      | 758                  | 758                    | 1,870          | -                | -               | -              | -                                                                 |
| Jharkhand        | 47,652                 | 210                      | 695                  | 695                    | 1,599          | -                | -               | -              | -                                                                 |
| Karnataka        | 25,421                 | 484                      | 2,338                | 2,338                  | 5,160          | -                | -               | -              | -                                                                 |
| Kerala           | 17,877                 | 267                      | 544                  | 544                    | 1,355          | -                | -               | -              | -                                                                 |
| Madhya Pradesh   | 3,306,246              | 34,700                   | 51,089               | 51,089                 | 136,878        | -                | -               | -              | -                                                                 |
| Maharashtra      | 1,330,443              | 9,135                    | 25,761               | 25,761                 | 60,657         | 802              | 802             | 744            | 7,095                                                             |
| Manipur          | 9,109                  | 75                       | 60                   | 60                     | 194            | -                | -               | -              | -                                                                 |
| Odisha           | 62,626                 | 605                      | 647                  | 647                    | 1,899          | -                | -               | -              | -                                                                 |
| Rajasthan        | 676,721                | 5,225                    | 9,583                | 9,583                  | 24,391         | -                | -               | -              | -                                                                 |
| Sikkim           | 598                    | 1                        | -                    | -                      | 1              | -                | -               | -              | -                                                                 |
| Tamil Nadu       | 1,128,118              | 9,502                    | 55,741               | 55,741                 | 120,985        | -                | -               | -              | -                                                                 |
| Telangana        | 220,426                | 1,330                    | 1,299                | 1,299                  | 3,928          | -                | -               | -              | -                                                                 |
| Tripura          | 9,354                  | 47                       | 6                    | 6                      | 58             | -                | -               | -              | -                                                                 |
| Uttar Pradesh    | 2,796,698              | 19,800                   | 24,058               | 24,058                 | 67,916         | 8,313            | 5,313           | 5,214          | 61,433                                                            |
| Uttarakhand      | 82,684                 | 791                      | 1,298                | 1,298                  | 3,387          | -                | -               | -              | -                                                                 |
| West Bengal      | 1,654,261              | 15,059                   | 14,320               | 14,320                 | 43,698         | 5,050            | -               | -              | -                                                                 |
| Grand Total      | 14,116,184             | 123,791                  | 221,623              | 221,623                | 567,037        | 20,959           | 6,239           | 6,083          | 69,302                                                            |

Note : Yield data is awaited by insurance companies from most of the States for calculation of claims.

## ****************