Lok Sabha Question No. 178 (STARRED), answered on 2017-12-29
Subject: Stand-Up India and Mudra Yojana
Ministry: FINANCE
Asked by: RAJIV PRATAP RUDY

## Govt. of India Ministry of Finance Department of Financial services LOK SABHA STARRED QUESTION No. *178

TO BE ANSWERED ON THE 29 th  December, 2017 / Pausha 08, 1939 (Saka)

## Stand-Up India and Mudra Yojana

## QUESTION

## *178. SHRI RAJIV PRATAP RUDY:

Will the Minister of FINANCE be pleased to state: (a)  the  details  of  the  number  of  people  who  applied  for  loans  under  Stand-Up  India Scheme and Mudra Yojana till date; (b) the details of the number of bank branches that have provided loans under StandUp India and Mudra Yojana separately; (c)  the  details  of  the  number  of  beneficiaries  and  the  funds  allocated  under  the  said schemes till date, State/UT and category-wise including SC/ST; and (d) the measures taken by the Government to make these schemes more effective and

- also to further simplify the loan process under these schemes?

## ANSWER

## (FINANCE MINISTER) (SHRI ARUN JAITLEY )

- (a) to (d): A statement is laid on the table of House.

Statement referred to in reply to parts (a) to (d) of Lok Sabha Starred Question No.  *178  for  answer  on  29 th   December,  2017  tabled  by  Shri  Rajiv  Pratap  Rudy Hon'ble MP regarding Stand-Up India and Mudra Yojana.

48,778 loans have been sanctioned under the Stand Up India (SUPI) Scheme and over 10.09 crore loans have been sanctioned under Pradhan Mantri Mudra Yojana (PMMY) as on 22.12.2017 since the inception of the Scheme. Information relating to number of applicants under these schemes is not maintained centrally.

As on 22.12.2017, the number of bank branches that have provided loans under the Stand Up India scheme are 23820. As branch wise targets under PMMY Scheme are not  centrally  determined,  information  relating  to  number  of  bank  branches  that  have provided loans under PMMY is not maintained by Government.

While the SUPI Scheme is exclusively for SC/ST and woman, over 56% of borrowers under PMMY are SC, ST and OBC. Details of the number of borrowers under the SUPI and PMMY Schemes as on 22.12.2017, state/UT and category-wise including SC/ST is as  at  Annexure-  I  and  Annexure-  II  respectively.  Loans  are  extended  by  Scheduled Commercial Banks (SCBs) under SUPI and by Banks, NBFCs and MFIs under PMMY. Government  has  so  far  sanctioned  Rs.1000  crores  and  Rs.2500  crores  for  credit guarantee cover respectively for SUPI and PMMY. The Credit Guarantee Fund for loans extended under these Schemes operates on a national basis and is not allocated on state-wise or category-wise basis.

Various steps taken by the Government to make Stand Up India and Mudra scheme more effective, inter alia, include provision for online applications, handholding support, collateral  free  loans,  simplified  loan  application  form,  provision  of  Mudra  card  for working capital, etc.

| Sr No   | StateName                           | State-wise and category-wise number of borrowers under Stand Up India 22.12.2017   | State-wise and category-wise number of borrowers under Stand Up India 22.12.2017   | State-wise and category-wise number of borrowers under Stand Up India 22.12.2017   | State-wise and category-wise number of borrowers under Stand Up India 22.12.2017   |
|---------|-------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|------------------------------------------------------------------------------------|
| Sr No   | StateName                           | SC                                                                                 | ST                                                                                 | Women                                                                              | Total                                                                              |
| 1       | Andaman and Nicobar                 | 4                                                                                  | 2                                                                                  | 35                                                                                 | 41                                                                                 |
| 2       | Andhra Pradesh                      | 422                                                                                | 87                                                                                 | 2040                                                                               | 2549                                                                               |
| 3       | Arunachal Pradesh                   | 5                                                                                  | 93                                                                                 | 10                                                                                 | 108                                                                                |
| 4       | Assam                               | 165                                                                                | 113                                                                                | 634                                                                                | 912                                                                                |
| 5       | Bihar                               | 144                                                                                | 18                                                                                 | 1460                                                                               | 1622                                                                               |
| 6       | Chandigarh                          | 18                                                                                 | 9                                                                                  | 185                                                                                | 212                                                                                |
| 7       | Chhattisgarh                        | 163                                                                                | 83                                                                                 | 1192                                                                               | 1438                                                                               |
| 8       | Dadra and Nagar Haveli              | 2                                                                                  | 3                                                                                  | 9                                                                                  | 14                                                                                 |
| 9       | Daman and Diu                       | 2                                                                                  | 0                                                                                  | 18                                                                                 | 20                                                                                 |
| 10      | Goa                                 | 13                                                                                 | 5                                                                                  | 148                                                                                | 166                                                                                |
| 11      | Gujarat                             | 401                                                                                | 149                                                                                | 2543                                                                               | 3093                                                                               |
| 12      | Haryana                             | 200                                                                                | 11                                                                                 | 1595                                                                               | 1806                                                                               |
| 13      | Himachal Pradesh                    | 173                                                                                | 58                                                                                 | 440                                                                                | 671                                                                                |
| 14      | Jammu and Kashmir                   | 32                                                                                 | 51                                                                                 | 125                                                                                | 208                                                                                |
| 15      | Jharkhand                           | 96                                                                                 | 73                                                                                 | 847                                                                                | 1016                                                                               |
| 16      | Karnataka                           | 401                                                                                | 93                                                                                 | 2141                                                                               | 2635                                                                               |
| 17      | Kerala                              | 70                                                                                 | 8                                                                                  | 1095                                                                               | 1173                                                                               |
| 18      | Lakshadweep                         | 0                                                                                  | 1                                                                                  | 0                                                                                  | 1                                                                                  |
| 19      | Madhya Pradesh                      | 389                                                                                | 111                                                                                | 1906                                                                               | 2406                                                                               |
| 20      | Maharashtra                         | 557                                                                                | 102                                                                                | 2842                                                                               | 3501                                                                               |
| 21      | Manipur                             | 10                                                                                 | 32                                                                                 | 31                                                                                 | 73                                                                                 |
| 22      | Meghalaya                           | 5                                                                                  | 78                                                                                 | 25                                                                                 | 108                                                                                |
| 23      | Mizoram                             | 8                                                                                  | 89                                                                                 | 8                                                                                  | 105                                                                                |
| 24      | Nagaland                            | 12                                                                                 | 118                                                                                | 10                                                                                 | 140                                                                                |
| 25      | National Capital Territory of Delhi | 152                                                                                | 13                                                                                 | 1481                                                                               | 1646                                                                               |
| 26      | Odisha                              | 190                                                                                | 60                                                                                 | 1232                                                                               | 1482                                                                               |
| 27      | Puducherry                          | 11                                                                                 | 0                                                                                  | 82                                                                                 | 93                                                                                 |
| 28      | Punjab                              | 238                                                                                | 20                                                                                 | 1533                                                                               | 1791                                                                               |
| 29      | Rajasthan                           | 291                                                                                | 157                                                                                | 2085                                                                               | 2533                                                                               |
| 30      | Sikkim                              | 11                                                                                 | 37                                                                                 | 24                                                                                 | 72                                                                                 |
| 31      | Tamil nadu                          | 437                                                                                | 39                                                                                 | 3520                                                                               | 3996                                                                               |
| 32      | Telangana                           | 449                                                                                | 198                                                                                | 1975                                                                               | 2622                                                                               |
| 33      | Tripura                             | 33                                                                                 | 13                                                                                 | 64                                                                                 | 110                                                                                |
| 34      | Uttar Pradesh                       | 967                                                                                | 83                                                                                 | 4955                                                                               | 6005                                                                               |
| 35      | Uttarakhand                         | 76                                                                                 | 38                                                                                 | 734                                                                                | 848                                                                                |
|         | Total                               | 6795                                                                               | 2084                                                                               | 39899                                                                              | 48778                                                                              |

| Annexure II referred to in Statement of reply to Lok Sabha Starred   | Annexure II referred to in Statement of reply to Lok Sabha Starred   | Annexure II referred to in Statement of reply to Lok Sabha Starred   | Annexure II referred to in Statement of reply to Lok Sabha Starred   | Annexure II referred to in Statement of reply to Lok Sabha Starred   | Annexure II referred to in Statement of reply to Lok Sabha Starred   | Annexure II referred to in Statement of reply to Lok Sabha Starred   | Annexure II referred to in Statement of reply to Lok Sabha Starred   | Annexure II referred to in Statement of reply to Lok Sabha Starred   | Annexure II referred to in Statement of reply to Lok Sabha Starred   | Annexure II referred to in Statement of reply to Lok Sabha Starred   |
|----------------------------------------------------------------------|----------------------------------------------------------------------|----------------------------------------------------------------------|----------------------------------------------------------------------|----------------------------------------------------------------------|----------------------------------------------------------------------|----------------------------------------------------------------------|----------------------------------------------------------------------|----------------------------------------------------------------------|----------------------------------------------------------------------|----------------------------------------------------------------------|
| Sr No                                                                | State Name                                                           | 2015-16                                                              | 2015-16                                                              | 2015-16                                                              | 2016-17                                                              | 2016-17                                                              | 2016-17                                                              | 2017-18 as on 22.12.2017                                             | 2017-18 as on 22.12.2017                                             | 2017-18 as on 22.12.2017                                             |
|                                                                      |                                                                      | Total No of A/Cs                                                     | SC                                                                   | ST                                                                   | Total No of A/Cs                                                     | SC                                                                   | ST                                                                   | Total No of A/Cs                                                     | SC                                                                   | ST                                                                   |
| 1                                                                    | Andaman and Nicobar Islands                                          | 24719                                                                | A/Cs 2805                                                            | A/Cs 606                                                             | 3353                                                                 | A/Cs 10                                                              | A/Cs 0                                                               | 2296                                                                 | A/Cs 31                                                              | A/Cs 144                                                             |
| 2                                                                    | Andhra Pradesh                                                       | 795688                                                               | 62782                                                                | 15811                                                                | 587569                                                               | 52791                                                                | 12101                                                                | 461529                                                               | 67182                                                                | 9562                                                                 |
| 3                                                                    | Arunachal Pradesh                                                    | 4625                                                                 | 474                                                                  | 2430                                                                 | 6109                                                                 | 112                                                                  | 730                                                                  | 5730                                                                 | 45                                                                   | 485                                                                  |
| 4                                                                    | Assam                                                                | 427272                                                               | 25888                                                                | 19996                                                                | 1255754                                                              | 88939                                                                | 46006                                                                | 889930                                                               | 44257                                                                | 25709                                                                |
| 5                                                                    | Bihar                                                                | 2451439                                                              | 365827                                                               | 88078                                                                | 3756716                                                              | 470295                                                               | 105184                                                               | 2275709                                                              | 336408                                                               | 97905                                                                |
| 6                                                                    | Chandigarh                                                           | 22605                                                                | 1458                                                                 | 45                                                                   | 19039                                                                | 2604                                                                 | 155                                                                  | 8911                                                                 | 1740                                                                 | 76                                                                   |
| 7                                                                    | Chhattisgarh                                                         | 639711                                                               | 77035                                                                | 70655                                                                | 884941                                                               | 110086                                                               | 89102                                                                | 533892                                                               | 73765                                                                | 75277                                                                |
| 8                                                                    | Dadra and Nagar Haveli                                               | 1236                                                                 | 42                                                                   | 153                                                                  | 2587                                                                 | 405                                                                  | 317                                                                  | 2010                                                                 | 308                                                                  | 290                                                                  |
| 9                                                                    | Daman and Diu                                                        | 1109                                                                 | 59                                                                   | 17                                                                   | 774                                                                  | 69                                                                   | 8                                                                    | 703                                                                  | 61                                                                   | 13                                                                   |
| 10                                                                   | Delhi                                                                | 394388                                                               | 51358                                                                | 10927                                                                | 224975                                                               | 33379                                                                | 5095                                                                 | 125934                                                               | 17009                                                                | 2612                                                                 |
| 11                                                                   | Goa                                                                  | 45471                                                                | 420                                                                  | 9732                                                                 | 31289                                                                | 875                                                                  | 564                                                                  | 24473                                                                | 494                                                                  | 508                                                                  |
| 12                                                                   | Gujarat                                                              | 1086407                                                              | 77612                                                                | 68179                                                                | 1103453                                                              | 103057                                                               | 70612                                                                | 904076                                                               | 53954                                                                | 314800                                                               |
| 13                                                                   | Haryana                                                              | 745535                                                               | 234981                                                               | 16487                                                                | 716622                                                               | 304152                                                               | 14828                                                                | 413920                                                               | 185372                                                               | 10342                                                                |
| 14                                                                   | Himachal Pradesh Jammu and                                           | 85564                                                                | 14425                                                                | 3759                                                                 | 82851                                                                | 16637                                                                | 2217                                                                 | 52056                                                                | 8699                                                                 | 1170                                                                 |
| 15                                                                   | Kashmir                                                              | 57974 872868                                                         | 2720                                                                 | 1209                                                                 | 89712                                                                | 2719                                                                 | 1280                                                                 | 66616                                                                | 808                                                                  | 1358                                                                 |
| 16 17                                                                | Jharkhand                                                            | 4459609                                                              | 63853                                                                | 51791                                                                | 1023593                                                              | 104584                                                               | 50917                                                                | 655871                                                               | 82907                                                                | 44440                                                                |
|                                                                      | Karnataka                                                            |                                                                      | 478054                                                               | 234098                                                               | 3933578                                                              | 513533                                                               | 237308                                                               | 2754272                                                              | 363434                                                               | 163476                                                               |
| 18                                                                   | Kerala                                                               | 830411                                                               | 154712                                                               | 21010                                                                | 982260                                                               | 124851                                                               | 23381                                                                | 860385                                                               | 110107                                                               | 28032                                                                |
| 19                                                                   | Lakshadweep                                                          | 740                                                                  | 4                                                                    | 463                                                                  | 473                                                                  | 2                                                                    | 319                                                                  | 836                                                                  | 16                                                                   | 342                                                                  |
| 20                                                                   | Madhya Pradesh                                                       | 2511191                                                              | 441349                                                               | 229970                                                               | 2683052                                                              | 477276                                                               | 248355                                                               | 1633514                                                              | 301557                                                               | 183013                                                               |
| 21                                                                   | Maharashtra                                                          | 3535065                                                              | 585853                                                               | 267564                                                               | 3344154                                                              | 578930                                                               | 220336                                                               | 2032813                                                              | 352738                                                               | 132604                                                               |
| 22                                                                   | Manipur                                                              | 24021                                                                | 584                                                                  | 6686                                                                 | 21865                                                                | 408                                                                  | 1025                                                                 | 12445                                                                | 363                                                                  | 2174                                                                 |
| 23                                                                   | Meghalaya                                                            | 19151                                                                | 1080                                                                 | 11037                                                                | 23915                                                                | 872                                                                  | 8139                                                                 | 14514                                                                | 706                                                                  | 4083                                                                 |
| 24                                                                   | Mizoram                                                              | 7772                                                                 | 388                                                                  | 6374                                                                 | 6973                                                                 | 10                                                                   | 4656                                                                 | 6894                                                                 | 34                                                                   | 4326                                                                 |
| 25                                                                   | Nagaland                                                             | 5134                                                                 | 275                                                                  | 3562                                                                 | 11051                                                                | 24                                                                   | 1746                                                                 | 9479                                                                 | 16                                                                   | 1103                                                                 |
| 26                                                                   | Odisha                                                               | 2343261                                                              | 393585                                                               | 172827                                                               | 2606769                                                              | 425032                                                               | 180923                                                               | 2358532                                                              | 425911                                                               | 193177                                                               |
| 27                                                                   | Pondicherry                                                          | 82866                                                                | 17705                                                                | 423                                                                  | 130360                                                               | 21713                                                                | 654                                                                  | 88974                                                                | 11076                                                                | 858                                                                  |
| 28                                                                   | Punjab                                                               | 653973                                                               | 293335                                                               | 11684                                                                | 705569                                                               | 391934                                                               | 20504                                                                | 464435                                                               | 268552                                                               | 18257                                                                |
| 29                                                                   | Rajasthan Sikkim                                                     | 1159819                                                              | 217923                                                               | 102801                                                               | 1204837                                                              | 256885                                                               | 104306                                                               | 864258                                                               | 178746                                                               | 112781                                                               |
| 30                                                                   |                                                                      | 6889                                                                 | 492                                                                  | 749                                                                  | 19865                                                                | 898                                                                  | 1314                                                                 | 16868                                                                | 408                                                                  | 533                                                                  |
| 31                                                                   | Tamil Nadu                                                           | 4781567                                                              | 1010204                                                              | 47955                                                                | 5309857                                                              | 1019776                                                              | 54535                                                                | 3243538                                                              | 508564                                                               | 34299                                                                |
| 32 33                                                                | Telangana Tripura                                                    | 400761 68146                                                         | 26782 13143                                                          | 14739 9178                                                           | 482694 253807                                                        | 63720 58860                                                          | 24407 45106                                                          | 146414 210493                                                        | 9603 48359                                                           | 5424 40373                                                           |
|                                                                      | Uttarakhand                                                          | 360007                                                               | 92858                                                                | 29244                                                                | 286579                                                               | 76080                                                                | 7160                                                                 | 146602                                                               | 35114                                                                | 3487                                                                 |
| 34                                                                   | Uttar Pradesh                                                        | 3345382                                                              | 935266                                                               | 94323                                                                | 3337547                                                              | 891344                                                               | 83958                                                                | 2222410                                                              | 758519                                                               | 79316                                                                |
| 35                                                                   |                                                                      |                                                                      |                                                                      |                                                                      |                                                                      |                                                                      |                                                                      |                                                                      |                                                                      |                                                                      |
| 36                                                                   | West Bengal TOTAL                                                    | 2628548 34880924                                                     | 469406 6114737                                                       | 53784 1678346                                                        | 39701047                                                             | 942762 7135624                                                       | 125254 1792502                                                       | 2882548 26393880                                                     | 665129 4911992                                                       | 84367 1676716                                                        |

Sources: As per data reported by Member Lending Institutions on Mudra portal