Lok Sabha Question No. 5166 (UNSTARRED), answered on 2018-03-27
Subject: Crop Insurance through Cooperative Banks
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: SUKHBIR SINGH JAUNPURIA, Raghu Sharma

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA

## UNSTARRED QUESTION NO.5166

TO BE ANSWERED ON THE 27 TH  MARCH, 2018

## CROP INSURANCE THROUGH COOPERATIVE BANKS

5166.     SHRI SUKHBIR SINGHJAUNAPURIA: DR. RAGHU SHARMA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether the Government proposes to insure the  crops of farmers through cooperative banks , if so, the details thereof along with the value of such insurance;
- (b) whether  the  Government  is  considering  to  formulate  new  rules  and  law  for  insurance companies in cooperative banks to carry out such  insurance at Panchayat  and village levels instead of Tehsil level, if so, the details thereof; and
- (c) whether the Government has provided the insurance amount through cooperative banks to the farmers in the wake of damage caused to their crops during the last five years, if so, the details thereof, State-wise including Rajasthan?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी (SHRI  PARSHOTTAM  RUPALA)

(a) to (c): The  Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  launched  from  April,  2016 compulsorily  covers  all  farmers  availing  Seasonal  Agricultural  Operations  (SAO)  loan/Kisan Credit  Card  loans  from  financial  institutions  including  Cooperative  Banks  for  the    crops    and areas  notified  by the respective State Governments under the scheme.  In the two years of its implementation, the estimated value of insurance (Sum Insured) is Rs. 201024 crore (2016-17) and Rs. 191635 crore (2017-18).     Further, the unit area of insurance for major crops has been reduced to village/village panchayat under the scheme.  However, States can notify higher unit area i.e. block, tehsil etc. for minor crops.    The claims, if any arising due to losses are also paid through the financial institutions including cooperative banks.  State-wise details of claims paid during  last  five  years  i.e.  from  2012-13  to  2016-17  under  various  crop  insurance  schemes through financial institutions including cooperative banks are annexed.

| Sl. No.   | Row Labels           | 2012-13*                | 2012-13*                  | 2013-14*                | 2013-14*                  | 2014-15*                | 2014-15*                  | 2015-16*                | 2015-16*                  | 2016-17**               | 2016-17**                 |
|-----------|----------------------|-------------------------|---------------------------|-------------------------|---------------------------|-------------------------|---------------------------|-------------------------|---------------------------|-------------------------|---------------------------|
| Sl. No.   | Row Labels           | Total Claims (Rs. Lakh) | No. of Farmers benefitted | Total Claims (Rs. Lakh) | No. of Farmers benefitted | Total Claims (Rs. Lakh) | No. of Farmers benefitted | Total Claims (Rs. Lakh) | No. of Farmers benefitted | Total Claims (Rs. Lakh) | No. of Farmers benefitted |
| 1         | A & N ISLANDS        | 11.36                   | 260                       | 95.47                   | 506                       | 5.86                    | 184                       | 1.19                    | 158                       | 14.56                   | 295                       |
| 2         | Andhra Pradesh       | 105128.67               | 1113366                   | 70901.45                | 982671                    | 9223.01                 | 142711                    | 33114.64                | 425888                    | 90690.90                | 880128                    |
| 3         | Arunachal Pradesh    |                         |                           |                         |                           |                         |                           |                         |                           | 0.00                    | 0                         |
| 4         | Assam                | 268.02                  | 4591                      | 171.91                  | 3342                      | 1340.25                 | 22203                     | 552.18                  | 24425                     | 501.68                  | 23370                     |
| 5         | Bihar                | 54397.25                | 2612533                   | 85550.23                | 3461734                   | 112472.86               | 2500014                   | 97332.12                | 1123440                   | 32717.65                | 149698                    |
| 6         | Chhattisgarh         | 1445.52                 | 84172                     | 8942.04                 | 133080                    | 18502.44                | 596577                    | 69863.15                | 677382                    | 15705.87                | 136423                    |
| 7         | Dadra & Nagar Haveli |                         |                           |                         |                           |                         |                           |                         |                           | 0.00                    | 0                         |
| 8         | Daman & Diu          |                         |                           |                         |                           |                         |                           |                         |                           | 0.00                    | 0                         |
| 9         | Goa                  | 0.00                    | 0                         | 0.00                    | 0                         | 0.00                    | 0                         | 14.49                   | 82                        | 2.68                    | 111                       |
| 10        | Gujarat              | 220236.44               | 866760                    | 3810.06                 | 42825                     | 50424.15                | 191722                    | 179612.54               | 363027                    | 100247.70               | 500219                    |
| 11        | Haryana              | 3348.44                 | 101528                    | 2723.83                 | 146089                    | 0.79                    | 7                         | 0.00                    | 0                         | 29488.79                | 216907                    |
| 12        | Himachal Pradesh     | 1036.41                 | 20390                     | 1007.97                 | 42542                     | 3293.78                 | 89448                     | 3718.86                 | 92096                     | 4417.36                 | 109724                    |
| 13        | Jammu & Kashmir      | 0.88                    | 17                        | 2.35                    | 183                       | 54.18                   | 1364                      | 0.00                    | 0                         | 0.00                    | 0                         |
| 14        | Jharkhand            | 1935.86                 | 150825                    | 3679.32                 | 172738                    | 2912.52                 | 166037                    | 22572.88                | 394593                    | 2634.98                 | 36703                     |
| 15        | Karnataka            | 25263.85                | 507610                    | 6264.42                 | 230519                    | 22263.69                | 444079                    | 87881.27                | 876286                    | 118332.57               | 756617                    |
| 16        | Kerala               | 1079.40                 | 33807                     | 578.66                  | 30010                     | 719.96                  | 24315                     | 1411.45                 | 35768                     | 2138.70                 | 20393                     |
| 17        | Lakshadweep          |                         |                           |                         |                           |                         |                           |                         |                           | 0.00                    | 0                         |
| 18        | Madhya Pradesh       | 39210.53                | 434684                    | 283309.92               | 2121306                   | 74150.64                | 798850                    | 480816.31               | 2453458                   | 194776.73               | 1259556                   |
| 19        | Maharashtra          | 86509.74                | 1351362                   | 20101.99                | 388167                    | 222821.76               | 5466006                   | 552689.34               | 10624334                  | 230184.23               | 1723591                   |
| 20        | Manipur              | 466.51                  | 4992                      | 0.00                    | 0                         | 185.13                  | 3472                      | 269.70                  | 7514                      | 195.91                  | 8358                      |
| 21        | Meghalaya            | 0.00                    | 0                         | 5.09                    | 94                        | 16.28                   | 838                       | 0.00                    | 0                         | 2.62                    | 48                        |
| 22        | Mizoram              | 0.77                    | 59                        | 0.00                    | 0                         | 0.00                    | 0                         | 0.00                    | 0                         | 0.00                    | 0                         |
| 23        | Nagaland             |                         |                           |                         |                           |                         |                           |                         |                           | 0.00                    | 0                         |
| 24        | Odisha               | 7226.58                 | 132453                    | 63885.52                | 565366                    | 26331.23                | 186255                    | 178264.07               | 1175138                   | 43038.54                | 167929                    |
| 25        | Puducherry           | 17.12                   | 366                       | 5.32                    | 160                       | 1.76                    | 72                        | 0.00                    | 0                         | 733.61                  | 4254                      |
| 26        | Punjab               |                         |                           |                         |                           |                         |                           |                         |                           | 0.00                    | 0                         |
| 27        | Rajasthan            | 86728.84                | 7112897                   | 76326.38                | 6244066                   | 119085.68               | 6668478                   | 178713.37               | 7749694                   | 157696.29               | 2459843                   |
| 28        | Sikkim               | 0.00                    | 0                         | 0.00                    | 0                         | 0.00                    | 0                         | 0.00                    | 0                         | 0.00                    | 31                        |

| 29   | Tamil Nadu    | 100864.92   | 1033525   | 63480.84   | 327984   |   3599.58 |    45823 |         52109.42 |   397599 |       308031.08 |   884253 |
|------|---------------|-------------|-----------|------------|----------|-----------|----------|------------------|----------|-----------------|----------|
| 30   | Telangana     |             |           |            |          |  16987.2  |   215013 |  35353.9         |   538004 | 18383.4         |   227542 |
| 31   | Tripura       | 0.00        | 0         | 0.00       | 0        |      0    |        0 |      0.24        |       18 |     8.34        |      542 |
| 32   | Uttar Pradesh | 4394.69     | 234226    | 43193.75   | 745333   |  78080    |  1175288 | 144357           |  2168369 | 53270.7         |  1110824 |
| 33   | Uttarakhand   | 2517.10     | 23936     | 1685.12    | 27857    |   4164.41 |    52133 |   1800.73        |    41616 |  2747.06        |    61678 |
| 34   | West Bengal   | 7288.14     | 219764    | 41042.22   | 645545   |  17836.4  |   299918 |  35770.2         |   560915 | 37374.4         |   484072 |
|      | Grand Total   | 749377.05   | 16044123  | 776763.84  | 16312117 | 784473    | 19090807 |      2.15622e+06 | 29729804 |     1.44334e+06 | 11223109 |

* Erstwhile schemes of National Agricultural Insuranc Scheme (NAIS), Modified NAIS (MNAIS) and Weather Based Crop Insurance Scheme (WBCIS) **Pradhan Mantri Fasal Bima Yojana (PMFBY) and Restructured Weather Based Crop Insurance Scheme (RWBCIS)

- ********