Lok Sabha Question No. 3303 (UNSTARRED), answered on 2017-08-04
Subject: Cooperative Banks
Ministry: FINANCE
Asked by: P. C. MOHAN

## Government of India Ministry of Finance Department of Financial Services LOK SABHA

Unstarred Question No. †3303

To be answered on Friday, August 4, 2017/Shravana 13, 1939 (Saka)

## Cooperative Banks

†3303. SHRI P.C. MOHAN Will the Minister of FINANCE be pleased to state:

- (a)  the  quantum/percentage  of  loans  disbursed  by  the  Cooperative  Banks  to  the marginal  and  small  farmers  during  the  last  three  years,  State/UT-wise  including Karnataka;
- (b)  whether  any  irregularities  have  been  found  in  sanctioning  of  the  loans  by  the Cooperative Banks during the above period;
- (c) if so, the details thereof and the action taken thereon, State/UT-wise; and
- (d) the steps taken/being taken by the Government to stop such irregularities?

## Answer

To be answered by The Minister of State in the Ministry of Finance (Shri Santosh Kumar Gangwar)

- (a)  to  (d):    State  wise  disbursement  of  agriculture  credit  and  percentage  of  loans disbursed during the last three years to Small and Marginal farmers by Cooperative banks including State of Karnataka, furnished by NABARD is attached at Annexure.

As reported by NABARD no complaint of irregularity has been received with respect to loans sanctioned by the Cooperative banks during the above period.

|                                                                 |                                                                 |                                                                 |                                                                 |                                                                 |                                                                 |                                                                 |                                                                 |                                                                 | Annexure                                                        |                                                                 |
|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|-----------------------------------------------------------------|
| Agriculture Credit Flow (Cooperative Banks) during last 3 years | Agriculture Credit Flow (Cooperative Banks) during last 3 years | Agriculture Credit Flow (Cooperative Banks) during last 3 years | Agriculture Credit Flow (Cooperative Banks) during last 3 years | Agriculture Credit Flow (Cooperative Banks) during last 3 years | Agriculture Credit Flow (Cooperative Banks) during last 3 years | Agriculture Credit Flow (Cooperative Banks) during last 3 years | Agriculture Credit Flow (Cooperative Banks) during last 3 years | Agriculture Credit Flow (Cooperative Banks) during last 3 years | Agriculture Credit Flow (Cooperative Banks) during last 3 years | Agriculture Credit Flow (Cooperative Banks) during last 3 years |
|                                                                 |                                                                 |                                                                 |                                                                 |                                                                 |                                                                 |                                                                 |                                                                 |                                                                 | Amt. in Rs. Crore                                               |                                                                 |
| S. No.                                                          | State                                                           | 2014-15 *                                                       |                                                                 |                                                                 | 2015-16 (Provisional) *                                         |                                                                 |                                                                 | 2016-17 (Provisional) #                                         |                                                                 |                                                                 |
|                                                                 |                                                                 | Total Amt. disbursed                                            | Out of Total Amt., Amt. disbursed to SF/MF                      | %Share of SF/MF in total disbursement                           | Total Amt. disbursed                                            | Out of Total Amt., Amt. disbursed to SF/MF                      | %Share of SF/MF in total disbursement                           | Total Amt. disbursed                                            | Out of Total Amt., Amt. disbursed to SF/MF                      | %Share of SF/MF in total disbursement                           |
| 1                                                               | DELHI                                                           | 8.15                                                            | -                                                               | -                                                               | 9.00                                                            | -                                                               | -                                                               | 7.17                                                            | -                                                               | -                                                               |
| 2                                                               | HARYANA                                                         | 8,422.00                                                        | 6,012.82                                                        | 71.39                                                           | 9,817.69                                                        | 7,388.79                                                        | 75.26                                                           | 9,746.98                                                        | 7,176.94                                                        | 73.63                                                           |
| 3                                                               | HIMACHAL PRADESH                                                | 898.63                                                          | 694.98                                                          | 77.34                                                           | 1,384.05                                                        | 960.26                                                          | 69.38                                                           | 1,427.24                                                        | 1,412.72                                                        | 98.98                                                           |
| 4                                                               | JAMMU & KASHMIR                                                 | 20.39                                                           | 16.54                                                           | 81.11                                                           | 30.17                                                           | 6.85                                                            | 22.70                                                           | 9.55                                                            | 7.67                                                            | 80.27                                                           |
| 5                                                               | PUNJAB                                                          | 15,059.76                                                       | 10,647.61                                                       | 70.70                                                           | 14,949.39                                                       | 9,605.34                                                        | 64.25                                                           | 13,557.02                                                       | 8,906.32                                                        | 65.70                                                           |
| 6                                                               | RAJASTHAN                                                       | 16,322.34                                                       | 7,101.69                                                        | 43.51                                                           | 16,130.49                                                       | 6,604.95                                                        | 40.95                                                           | 14,130.31                                                       | 3,783.65                                                        | 26.78                                                           |
| 7                                                               | CHANDIGARH UT                                                   | -                                                               | -                                                               | -                                                               | -                                                               | -                                                               | -                                                               | -                                                               | -                                                               | -                                                               |
|                                                                 | Northern Region Total                                           | 40,731.27                                                       | 24,473.65                                                       | 60.09                                                           | 42,320.79                                                       | 24,566.18                                                       | 58.05                                                           | 38,878.27                                                       | 21,287.29                                                       | 54.75                                                           |
| 8                                                               | ARUNACHAL PRADESH                                               | 5.58                                                            | -                                                               | -                                                               | 2.94                                                            | 2.94                                                            | 100.00                                                          | 48.23                                                           | -                                                               | -                                                               |
| 9                                                               | ASSAM                                                           | 16.97                                                           | 9.83                                                            | 57.93                                                           | 22.19                                                           | 16.88                                                           | 76.05                                                           | 13.89                                                           | 2.41                                                            | 17.33                                                           |
| 10                                                              | MANIPUR                                                         | -                                                               | -                                                               | -                                                               | 1.38                                                            | -                                                               | -                                                               | 4.67                                                            | 0.63                                                            | 13.53                                                           |
| 11                                                              | MEGHALAYA                                                       | 3.47                                                            | 1.72                                                            | 49.61                                                           | 30.86                                                           | 9.37                                                            | 30.38                                                           | 32.92                                                           | 8.38                                                            | 25.46                                                           |
| 12                                                              | MIZORAM                                                         | 7.27                                                            | 2.38                                                            | 32.79                                                           | 16.78                                                           | -                                                               | -                                                               | 14.51                                                           | 11.14                                                           | 76.78                                                           |
| 13                                                              | NAGALAND                                                        | 38.03                                                           | 16.01                                                           | 42.10                                                           | 34.25                                                           | 0.73                                                            | 2.12                                                            | 34.99                                                           | 28.20                                                           | 80.59                                                           |
| 14                                                              | SIKKIM                                                          | 11.78                                                           | 11.78                                                           | 100.00                                                          | 13.79                                                           | 13.79                                                           | 100.00                                                          | 14.16                                                           | 13.08                                                           | 92.39                                                           |
| 15                                                              | TRIPURA                                                         | 250.99                                                          | 47.41                                                           | 18.89                                                           | 212.08                                                          | 212.08                                                          | 100.00                                                          | 74.39                                                           | 74.39                                                           | 100.00                                                          |

|    | North Eastern Region Total   | 334.09    | 89.13     | 26.68   | 334.27    | 255.79    | 76.52   | 237.76    | 138.22    | 58.14   |
|----|------------------------------|-----------|-----------|---------|-----------|-----------|---------|-----------|-----------|---------|
| 16 | A & N ISLAND                 | 4.61      | 3.00      | 65.16   | 42.84     | -         | - 38.22 | -         |           | -       |
| 17 | BIHAR                        | 361.80    | 361.80    | 100.00  | 449.81    | 449.81    | 100.00  | 342.15    | 342.15    | 100.00  |
| 18 | JHARKHAND                    | 10.14     | 5.59      | 55.08   | 3.69      | 1.34      | 36.27   | 3.23      | -         | -       |
| 19 | ODISHA                       | 8,437.64  | 7,593.87  | 90.00   | 9,719.45  | 8,747.51  | 90.00   | 10,318.44 | 9,281.96  | 89.96   |
| 20 | WEST BENGAL                  | 11,558.22 | 8,536.58  | 73.86   | 10,900.43 | 9,038.94  | 82.92   | 3,474.18  | 3,310.97  | 95.30   |
|    | Eastern Region Total         | 20,372.41 | 16,500.84 | 81.00   | 21,116.22 | 18,237.60 | 86.37   | 14,176.21 | 12,935.08 | 91.24   |
| 21 | CHHATTISGARH                 | 2,985.29  | 1,327.13  | 44.46   | 3,216.62  | 1,919.91  | 59.69   | 3,318.46  | 2,205.01  | 66.45   |
| 22 | MADHYA PRADESH               | 13,288.40 | 4,103.99  | 30.88   | 13,516.94 | 6,350.23  | 46.98   | 11,877.86 | 5,979.01  | 50.34   |
| 23 | UTTARAKHAND                  | 1,141.58  | 394.37    | 34.55   | 1,170.80  | 438.34    | 37.44   | 562.36    | 332.03    | 59.04   |
| 24 | UTTAR PRADESH                | 7,042.70  | 5,115.07  | 72.63   | 7,929.69  | 5,841.03  | 73.66   | 6,466.31  | 4,561.13  | 70.54   |
|    | Central Region Total         | 24,457.97 | 10,940.56 | 44.73   | 25,834.05 | 14,549.51 | 56.32   | 22,224.98 | 13,077.18 | 58.84   |
| 25 | GOA                          | 73.18     | 5.25      | 7.18    | 44.34     | 15.88     | 35.82   | 37.51     | 26.76     | 71.33   |
| 26 | GUJARAT                      | 10,399.33 | 3,818.10  | 36.71   | 12,197.69 | 4,672.33  | 38.31   | 12,911.24 | 4,715.21  | 36.52   |
| 27 | MAHARASHTRA                  | 16,358.37 | 9,059.24  | 55.38   | 17,137.84 | 10,105.50 | 58.97   | 17,115.70 | 10,338.70 | 60.40   |
| 28 | D & N HAVELI UT              | -         | -         | -       | -         | -         | -       | 1.58      | 0.20      | 12.66   |
| 29 | DAMAN & DIU UT               | -         | -         | -       | -         | -         | -       | -         | -         | -       |
|    | Western Region Total         | 26,830.88 | 12,882.60 | 48.01   | 29,379.87 | 14,793.71 | 50.35   | 30,066.03 | 15,080.87 | 50.16   |
| 30 | ANDHRAPRADESH                | 4,052.67  | 3,444.77  | 85.00   | 8,131.86  | 6,912.08  | 85.00   | 9,620.34  | 9,620.34  | 100.00  |
| 31 | TELANGANA                    | 3,372.00  | 2,866.20  | 85.00   | 5,799.70  | 5,557.10  | 95.82   | 5,933.81  | 5,777.94  | 97.37   |
| 32 | KARNATAKA                    | 9,902.36  | 2,366.30  | 23.90   | 10,668.81 | 6,901.97  | 64.69   | 11,916.71 | 7,389.18  | 62.01   |
| 33 | KERALA                       | 2,826.70  | 1,967.94  | 69.62   | 3,541.07  | 2,548.83  | 71.98   | 4,290.47  | 632.48    | 14.74   |
| 34 | PUDUCHERRY                   | 10.35     | 8.34      | 80.57   | 9.66      | 7.48      | 77.44   | 3.07      | 2.33      | 75.79   |
| 35 | TAMILNADU                    | 5,578.80  | 3,195.34  | 57.28   | 6,158.66  | 3,668.85  | 59.57   | 5,410.65  | 3,238.07  | 59.85   |
| 36 | LAKSHADWEEP UT               | -         | -         | -       | -         | -         | -       | -         | -         | -       |
|    | Southern Region Total        | 25,742.88 | 13,848.89 | 53.80   | 34,309.77 | 25,596.31 | 74.60   | 37,175.05 | 26,660.33 | 71.72   |

| GRAND TOTAL                                                 | 1,38,469.50                                                 | 78,735.66   | 56.86   | 1,53,294.98   | 97,999.11   | 63.93   | 1,42,758.30   | 89,178.97   | 62.47   |
|-------------------------------------------------------------|-------------------------------------------------------------|-------------|---------|---------------|-------------|---------|---------------|-------------|---------|
| Source:                                                     |                                                             |             |         |               |             |         |               |             |         |
| * Data reported by concerned Banks.                         | * Data reported by concerned Banks.                         |             |         |               |             |         |               |             |         |
| # Data reported by concerned Banks in ENSURE portal NABARD. | # Data reported by concerned Banks in ENSURE portal NABARD. | of          |         |               |             |         |               |             |         |