Lok Sabha Question No. 2640 (UNSTARRED), answered on 2017-08-01
Subject: Inclusion of Private Corporates/ Companies under PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: OM BIRLA

O.I.H

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA

## UNSTARRED QUESTION NO. 2640

TO BE ANSWERED ON THE 1 ST  AUGUST, 2017

## INCLUSION OF PRIVATE CORPORATES/ COMPANIES UNDER PMFBY

## 2640.     SHRI OM BIRLA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether the Government has taken cognizance of the fact that some private corporates companies are not implementing the Pradhan Mantri Fasal Bima Yojana (PMFBY) properly;
- (b) if  so,  whether  the Government has received any such complaints so far and if so, the details thereof and the action taken by the Government on these complaints;
- (c) the reasons for keeping the public sector insurance companies out of the PMFBY;
- (d) whether the Government proposes to involve these companies in future and if so, the details thereof;
- (e) whether the Government has also noticed that farmers are facing difficulty as the entire area and not the field has been considered as a unit; and
- (f) if  so,  whether  the  Government  proposes  to  change  this  criteria  and  if  so,  the  details thereof?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी (SHRI  PARSHOTTAM  RUPALA)

(a) & (b): All  five  Public  Sector  General  Insurance  Companies      and  13  private  General Insurance Companies have been empanelled for implementation of Crop Insurance schemes in the country to increase the coverage of farmers and to bring more competition in crop insurance sector  so  as  to  provide  the  best  services  to  farmers  at  competitive  rates.    Due  to  the involvement  of  private    General  Insurance  Companies  alongwith  public  sector  General Insurance  Companies  coverage  under  the  PMFBY  has  been  increased.  No  such  complaints have been received in respect of PMFBY/RWBCIS by Department of Agriculture, Cooperation and Farmers Welfare.  However, close monitoring of the scheme is being done through weekly video  conferences/field visits  to  ascertain  and  resolve  problems/challenges  of  implementation across the country.

- (c) & (d): Does not arise.

(e) & (f): PMFBY  provides  for  comprehensive  risk  insurance  against  crop  damage  from pre-sowing  to  post-harvest.  The  scheme  is  implemented  on  area  approach  basis  and  the insurance  unit  area  has  been  reduced  to  village/village  panchayat  for  settlement  of  claims against yield loss due to wide-spread non-preventable natural risks viz.  drought, flood, pest and diseases etc.  However, provision has also been made for assessment of crop losses at farm level  due  to  hailstorm,  landslide  and  inundation  and  for  post-harvest  losses  due  unseasonal rainfall.      Further,  immediate  relief  is  also  provided  to  insured  farmers  in  case  of  adverse seasonal conditions during the crop season due to which expected yield during the season is likely to be less than 50% of the Threshold Yield in the concerned insurance unit.

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