Lok Sabha Question No. 21 (STARRED), answered on 2017-02-03
Subject: Deposits in Jan Dhan Accounts
Ministry: FINANCE
Asked by: CHANDU LAL SAHU, NINONG ERING

## GOVERNMENT OF INDIA

## MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES LOK SABHA

STARRED QUESTION

No.

*21

TO BE ANSWERED ON 3rd FEBRUARY, 2017 (FRIDAYYMAGHA 14,1938 (SAKA)

## Deposits in Jan Dhan Accounts

*21. SHRI CHANDU LAL SAHU:

SHRI NINONG ERING:

Will the Minister of FINANCE be pleased to state:

- (a) whether the Government has noticedlobserved an unprecedented rise in deposits made in Jan Dhan accounts since demonetization and if so, the details thereof; State-wise;
- (b) the number of account holders issued income tax notices during the above period for sudden surge of deposits in dormant or in Jan Dhan accounts; and
- (c) the corrective action taken/being taken by the Government in this regard?

## Answer THE FINANCE MINISTER (SHRI ARUN JAITLEY)

(a) to (c) A Statement is laid on the  Table of the House.

Statement referred to in  reply to parts (a) to (c) of Lok Sabha Starred Question No. *21 Position) for 3rd February, 2017 by Shri Chandu Lal Sahu and Shri (1st

- (a) There has been a rise in deposits made in accounts opened under Pradhan Mantri Jan Dhan Yojana since 9 November, 2016. State-wise details of Public Sector Banks and the Regional Rural Banks sponsored by them are in Annexure.
- (b) The Income Tax Department has issued more than 5100 notices for verification of cash deposits in bank accounts   during the   period gth November, 2016 to December; 2016 where the cash deposits, prima facie, did not appear to be in line with the profile of account holders. Such bank accounts included Jan Dhan accounts. 30th
- (c) A number of measures have been taken by the Government; which   include collection of information on cash transactions, collation and analysis of such information, extensive use of information   technology and data analytic tools for identification high risk cases, expeditious verification of suspect cases and enforcement action as required:

| Annexure to Lok Sabha QNo:*21 for 03.02.2017 regarding Deposits_in Jan Dhan Accounts' Deposit balances under PMJDY of all PSBs including sponsored RRBs   | Annexure to Lok Sabha QNo:*21 for 03.02.2017 regarding Deposits_in Jan Dhan Accounts' Deposit balances under PMJDY of all PSBs including sponsored RRBs   | Annexure to Lok Sabha QNo:*21 for 03.02.2017 regarding Deposits_in Jan Dhan Accounts' Deposit balances under PMJDY of all PSBs including sponsored RRBs   |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------|
| State Name                                                                                                                                                | Amount in crore Rupees                                                                                                                                    | Amount in crore Rupees                                                                                                                                    |
| State Name                                                                                                                                                | Deposit balance as on 09.11.2016                                                                                                                          | Deposit balance as on 25.01.2017                                                                                                                          |
| ANDAMAN & NICOBAR ISLANDS                                                                                                                                 | 21.98                                                                                                                                                     | 26.36                                                                                                                                                     |
| ANDHRA PRADESH                                                                                                                                            | 881.82                                                                                                                                                    | 1363.27                                                                                                                                                   |
| ARUNACHAL PRADESH                                                                                                                                         | 40.27                                                                                                                                                     | 54.83                                                                                                                                                     |
| ASSAM                                                                                                                                                     | 1767.46                                                                                                                                                   | 2315.96                                                                                                                                                   |
| BIHAR                                                                                                                                                     | 3680.64                                                                                                                                                   | 5412.84                                                                                                                                                   |
| CHANDIGARH                                                                                                                                                | 70.13                                                                                                                                                     | 88.93                                                                                                                                                     |
| CHHATTISGARH                                                                                                                                              | 1392.73                                                                                                                                                   | 1559.33                                                                                                                                                   |
| DADRA & NAGAR HAVELI                                                                                                                                      | 17.84                                                                                                                                                     | 26.92                                                                                                                                                     |
| DAMAN & DIU                                                                                                                                               | 6.86                                                                                                                                                      | 11.18                                                                                                                                                     |
| GOA                                                                                                                                                       | 57.65                                                                                                                                                     | 86.14                                                                                                                                                     |
| GUJARAT                                                                                                                                                   | 1628.87                                                                                                                                                   | 3159.28                                                                                                                                                   |
| HARYANA                                                                                                                                                   | 1567.75                                                                                                                                                   | 2349.26                                                                                                                                                   |
| HIMACHAL PRADESH                                                                                                                                          | 332.12                                                                                                                                                    | 399.70                                                                                                                                                    |
| JAMMU & KASHMIR                                                                                                                                           | 172.93                                                                                                                                                    | 260.95                                                                                                                                                    |
| JHARKHAND                                                                                                                                                 | 1044.03                                                                                                                                                   | 1616.69                                                                                                                                                   |
| KARNATAKA                                                                                                                                                 | 1412.96                                                                                                                                                   | 2568.76                                                                                                                                                   |
| KERALA                                                                                                                                                    | 607.04                                                                                                                                                    | 895.20                                                                                                                                                    |
| LAKSHADWEEP                                                                                                                                               | 4.81                                                                                                                                                      | 5.24                                                                                                                                                      |
| MADHYA PRADESH                                                                                                                                            | 1978.85                                                                                                                                                   | 3108.83                                                                                                                                                   |
|                                                                                                                                                           | 2441.36                                                                                                                                                   | 3859.54                                                                                                                                                   |
| MANIPUR                                                                                                                                                   | 117.76                                                                                                                                                    | 190.62                                                                                                                                                    |
| MEGHALAYA                                                                                                                                                 | 152.18                                                                                                                                                    | 228.27                                                                                                                                                    |
| MIZORAM                                                                                                                                                   | 28.68                                                                                                                                                     | 28.45                                                                                                                                                     |
| NAGALAND                                                                                                                                                  | 29.71                                                                                                                                                     | 39.13                                                                                                                                                     |
| NCT OF DELHI                                                                                                                                              | 1010.68                                                                                                                                                   | 1487.62                                                                                                                                                   |
| ODISHA                                                                                                                                                    | 1960.32                                                                                                                                                   | 2675.09                                                                                                                                                   |
| PUDUCHERRY                                                                                                                                                | 28.65                                                                                                                                                     | 32.81                                                                                                                                                     |
| PUNJAB                                                                                                                                                    | 1373.73                                                                                                                                                   | 1872.26                                                                                                                                                   |
|                                                                                                                                                           | 3462.11                                                                                                                                                   | 5353.48                                                                                                                                                   |
| SIKKIM                                                                                                                                                    | 21.84                                                                                                                                                     | 29.88                                                                                                                                                     |
| TAMIL NADU                                                                                                                                                | 1084.23                                                                                                                                                   | 1527.58                                                                                                                                                   |
| TELANGANA                                                                                                                                                 | 909.93                                                                                                                                                    | 1394.21                                                                                                                                                   |
| TRIPURA                                                                                                                                                   | 426.30                                                                                                                                                    | 749.61                                                                                                                                                    |
| UTTAR PRADESH                                                                                                                                             | 7438.50                                                                                                                                                   | 10815.00                                                                                                                                                  |
| UTTARAKHAND                                                                                                                                               | 592.58                                                                                                                                                    | 824.81                                                                                                                                                    |
| WEST BENGAL                                                                                                                                               | 6269.33                                                                                                                                                   | 8496.81                                                                                                                                                   |
| Grand Total                                                                                                                                               | 44034.60                                                                                                                                                  | 64914.85                                                                                                                                                  |