Lok Sabha Question No. 2528 (UNSTARRED), answered on 2018-01-02
Subject: Pradhan Mantri Awas Yojana (Urban)
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: Richard Hay, George Baker

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN AFFAIRS

## LOK SABHA

## UNSTARRED QUESTION NO. 2528 TO BE ANSWERED ON JANUARY 02, 2018

## PRADHAN MANTRI AWAS YOJANA (URBAN)

No. 2528 PROF. RICHARD HAY: SHRI GEORGE BAKER:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a)  the  salient  features  of  the  Pradhan  Mantri  Awas  Yojana  (Urban)-
- Housing for All Scheme along with its present status;
- (b) the details of the funds allocated, sanctioned, and utilised under this scheme during  the  last  three  years  and  the  current  year  across  the country, State/UT-wise including Kerala and West Bengal;
- (c)  the  details  of  the  target  set  and  achievements  made  under  this scheme so far along with the response received therefrom;
- (d) whether the Government is planning to include new Public-Private Partnership (PPP) policy under this scheme; and
- (e) if so, the details thereof?

## ANSWER MINISTER OF STATE FOR HOUSING & URBAN AFFAIRS

[SHRI HARDEEP SINGH PURI]

*****

- (a) In pursuance of the Government's target of facilitating housing to
- all  by  2022,  the  Government  is  implementing  Pradhan  Mantri  Awas Yojana  (Urban)  [PMAY  (U)].    Salient  features  of  the  Scheme  are  at Annexure-I.
- (b) State/UT-wise,  including  the  States  of  Kerala  and  West  Bengal, details of central assistance sanctioned and released under PMAY(U) during each of the last three year and current year is at Annexure-II.
- (c) As on date, central assistance of Rs. 49,561.60 Crore has so far been sanctioned for construction of 32,00,431 houses under PMAY (U).
- (d) & (e) There is no such policy proposal under consideration.  The
- Ministry  of  Housing  &  Urban  Affairs  has,  however,  formulated  'PPP Models for Affordable Housing' to enable States and Union Territories (UTs)  to  facilitate  private  sector  participation  in  order  to  meet  the growing need of affordable housing in the country.

******

## Annexure-I referred to LSUQ No. 2528 due for 2.1.2018

## 1.0 Background of the Mission

In pursuance of Government's vision of facilitating housing to all by 2022, the Hon'ble Prime  Minister  of  India  launched  Pradhan  Mantri  Awas  Yojana  (Urban)  [PMAY(U)] Mission on 25 June 2015.  PMAY (U) addresses urban housing shortage among the Weaker  section  (EWS)  and  Low  Income  Group  (LIG)  category  including  the  Slum Dwellers by ensuring a pucca house to all eligible urban poor by the year 2022.  The Mission comprises following four components:

## a)  'In-situ' Slum Redevelopment (ISSR):

- i.  Slum redevelopment grant of Rs. 1 lakh per house is admissible for all houses built  for  eligible  slum  dwellers  using  land  as  resource  with  participation  of private developers.
- ii.  After  Redevelopment,  de-notification  of  slums  has  to  be  done  by  State/UT Government.

## b)  Credit Linked Subsidy Scheme (CLSS):

- i. Beneficiaries of EWS and LIG having annual household income of less than 3 lakh  and  3-6  lakh  respectively  seeking  housing  loans  from  Banks,  Housing Finance  Companies  and  other  such  institutions  are  eligible  for  an  interest subsidy of 6.5 % on loan amount upto Rs. 6 lakh.
- ii. CLSS  for  Middle  Income  Group  (MIG) has  also  been  launched  to  cover aspirational  middle  class  having  annual  household  income  of  Rs.  6-12  lakh (MIG-I)  and  Rs.  12-18  lakh  (MIG-II)  seeking  housing  loans  from  Banks, Housing Finance Companies and other such institutions are eligible for interest subsidy of 4% and 3% on loan amounts of Rs 9 Lakh & 12 Lakh respectively.

## c)  Affordable Housing in Partnership with public or private sector (AHP):

Central assistance of Rs. 1.5 Lakh per EWS house is provided by Government of India in projects where at least 35% of the houses in the projects are for EWS category

## d)  Beneficiary-led individual house construction/enhancements (BLC):

Central assistance of Rs. 1.5 lakh is available to individual eligible EWS families for new construction/enhancement.

## 2.0  Salient Features

- a) Beneficiary
2. o Family comprising husband, wife and unmarried children or;
3. o Adult earning member irrespective of marital status
- b) Flexibility to States :
5. o Housing shortage to be decided based on demand assessment by States
6. o Appraisal & Approval of projects at State level

## c) Ownership of houses:

- o House to be in the name of adult female member of the family or in joint name
- o Preference to persons with disabilities, ST/ SC/OBC, Minorities, Transgender, senior citizens, women with overriding priority to widows and other weaker & vulnerable sections of the society
- o All dwelling units to have toilet facility & provision for safe drinking water and power supply

## d) Technology Submission

- o Adoption of modern, innovative and green construction technologies and building materials for faster and quality construction of houses which are disaster resistant and environment friendly.  16 new emerging construction technologies have been identified for adoption in PMAY(U).

## States / UT wise details of Houses sanctioned, grounded and constructed during each of last three and current year under PMAY(U)

| Sr. No.   | State              | Houses Sanctioned (Nos)   | Houses Grounded (Nos)   | Houses Completed (Nos)   | Houses Completed (Nos)   | Houses Completed (Nos)   | Houses Completed (Nos)   |
|-----------|--------------------|---------------------------|-------------------------|--------------------------|--------------------------|--------------------------|--------------------------|
| Sr. No.   | State              | Houses Sanctioned (Nos)   | Houses Grounded (Nos)   | 2014-15                  | 2015-16                  | 2016-17                  | 2017-18                  |
| 1         | A&N Island (UT)    | 609                       | -                       | -                        | -                        | -                        | -                        |
| 2         | Andhra Pradesh     | 541,743                   | 171,046                 | -                        | 51                       | 1,473                    | 20,291                   |
| 3         | Arunanchal Pradesh | 3,270                     | 1,592                   | -                        | -                        | -                        | 15                       |
| 4         | Assam              | 69,346                    | 16,276                  | -                        | 2                        | 13                       | 148                      |
| 5         | Bihar              | 125,022                   | 51,303                  | -                        | 355                      | 2,095                    | 1,316                    |
| 6         | Chandigarh (UT)    | 34                        | 34                      | -                        | 2                        | 3                        | 29                       |
| 7         | Chhattisgarh       | 61,219                    | 18,970                  | -                        | 956                      | 693                      | 1,334                    |
| 8         | D&N Haveli (UT)    | 2,928                     | 824                     | -                        | 1                        | 55                       | 213                      |
| 9         | Daman & Diu (UT)   | 460                       | 84                      | -                        | -                        | 3                        | 33                       |
| 10        | Delhi (UT)         | 1,300                     | 1,300                   | -                        | 79                       | 164                      | 1,057                    |
| 11        | Goa                | 55                        | 55                      | -                        | 1                        | 10                       | 44                       |
| 12        | Gujarat            | 181,628                   | 141,653                 | 184                      | 4,873                    | 22,900                   | 27,609                   |
| 13        | Haryana            | 29,198                    | 4,554                   | -                        | 503                      | 459                      | 797                      |
| 14        | Himachal Pradesh   | 4,925                     | 1,575                   | -                        | 8                        | 13                       | 170                      |
| 15        | Jammu & Kashmir    | 9,510                     | 636                     | -                        | 62                       | 26                       | 100                      |
| 16        | Jharkhand          | 124,271                   | 60,430                  | -                        | 320                      | 2,352                    | 24,636                   |
| 17        | Karnataka          | 220,913                   | 95,581                  | 704                      | 3,064                    | 10,638                   | 19,107                   |
| 18        | Kerala             | 72,150                    | 19,919                  | 83                       | 49                       | 267                      | 1,517                    |
| 19        | Lakshdweep (UT)    | -                         | -                       | -                        | -                        | -                        | -                        |
| 20        | Madhya Pradesh     | 358,860                   | 214,555                 | -                        | 348                      | 3,036                    | 24,535                   |
| 21        | Maharashtra        | 163,478                   | 63,284                  | -                        | 1,534                    | 5,453                    | 15,972                   |
| 22        | Manipur            | 26,462                    | 2,873                   | -                        | -                        | 23                       | 118                      |
| 23        | Meghalaya          | 780                       | 74                      | -                        | 2                        | 20                       | 23                       |
| 24        | Mizoram            | 13,914                    | 1,631                   | -                        | 54                       | 15                       | 185                      |
| 25        | Nagaland           | 13,564                    | 2,660                   | -                        | -                        | 456                      | 7                        |
| 26        | Orissa             | 80,032                    | 22,690                  | -                        | 184                      | 1,288                    | 831                      |
| 27        | Puducherry (UT)    | 5,826                     | 2,230                   | -                        | 7                        | 7                        | 19                       |
| 28        | Punjab             | 43,325                    | 11,933                  | -                        | 43                       | 146                      | 1,031                    |
| 29        | Rajasthan          | 51,425                    | 46,692                  | 1,268                    | 1,922                    | 3,458                    | 5,649                    |
| 30        | Sikkim             | 516                       | 20                      | -                        | -                        | 1                        | -                        |
| 31        | TamilNadu          | 392,684                   | 247,464                 | -                        | 1,893                    | 5,396                    | 27,746                   |
| 32        | Telangana          | 189,873                   | 121,198                 | -                        | 95                       | 452                      | 1,102                    |
| 33        | Tripura            | 78,860                    | 41,169                  | -                        | 4                        | 161                      | 7,278                    |
| 34        | Uttar Pradesh      | 174,372                   | 13,436                  | 267                      | 1,812                    | 2,035                    | 3,243                    |
| 35        | Uttrakhand         | 12,296                    | 4,802                   | -                        | 264                      | 504                      | 1,054                    |
| 36        | West Bengal        | 145,583                   | 68,797                  | -                        | 218                      | 3,370                    | 20,585                   |
| Total     | Total              | 3,200,431                 | 1,451,340               | 2,506                    | 18,706                   | 66,985                   | 207,794                  |

## Annexure-II referred in answer to LSUQ No. 2528 due for 02.01.2018

## States / UT wise details of Central assistance sanctioned and released during each of last three year and current year under PMAY(U)

| Sr. No.   |                    | Central Assistance Approved (Rs. In cr.)   | Central Assistance Released (Rs. In cr.)   | Central Assistance Released (Rs. In cr.)   | Central Assistance Released (Rs. In cr.)   | Central Assistance Released (Rs. In cr.)   |
|-----------|--------------------|--------------------------------------------|--------------------------------------------|--------------------------------------------|--------------------------------------------|--------------------------------------------|
| Sr. No.   | State              | Central Assistance Approved (Rs. In cr.)   | 2014-15                                    | 2015-16                                    | 2016-17                                    | 2017-18                                    |
| 1         | A&N Island (UT)    | 9.14                                       | -                                          | -                                          | -                                          | -                                          |
| 2         | Andhra Pradesh     | 8,147.12                                   | 6.77                                       | 335.90                                     | 235.56                                     | 461.98                                     |
| 3         | Arunanchal Pradesh | 103.40                                     | 14.86                                      | -                                          | 28.90                                      | 0.36                                       |
| 4         | Assam              | 1,040.81                                   | -                                          | 0.04                                       | 13.85                                      | 147.08                                     |
| 5         | Bihar              | 2,004.47                                   | 114.51                                     | 7.30                                       | 287.32                                     | 229.35                                     |
| 6         | Chandigarh (UT)    | 0.68                                       | -                                          | 0.04                                       | 0.07                                       | 0.57                                       |
| 7         | Chhattisgarh       | 883.41                                     | 14.31                                      | 77.61                                      | 60.32                                      | 80.19                                      |
| 8         | D&N Haveli (UT)    | 45.76                                      | -                                          | 0.02                                       | 1.57                                       | 9.10                                       |
| 9         | Daman & Diu (UT)   | 7.14                                       | -                                          | -                                          | 0.07                                       | 1.45                                       |
| 10        | Delhi (UT)         | 26.94                                      | -                                          | 1.26                                       | 2.38                                       | 23.30                                      |
| 11        | Goa                | 1.13                                       | -                                          | 0.02                                       | 0.20                                       | 0.91                                       |
| 12        | Gujarat            | 2,690.96                                   | 142.87                                     | 122.78                                     | 608.77                                     | 485.64                                     |
| 13        | Haryana            | 600.14                                     | 18.10                                      | 1.86                                       | 8.60                                       | 22.95                                      |
| 14        | Himachal Pradesh   | 97.02                                      | -                                          | 0.12                                       | 11.50                                      | 16.50                                      |
| 15        | Jammu & Kashmir    | 152.77                                     | -                                          | -                                          | 2.49                                       | 8.84                                       |
| 16        | Jharkhand          | 1,902.26                                   | 60.25                                      | 50.17                                      | 193.55                                     | 150.83                                     |
| 17        | Karnataka          | 3,616.69                                   | 141.82                                     | 2.65                                       | 195.93                                     | 161.78                                     |
| 18        | Kerala             | 1,111.44                                   | 11.49                                      | 1.26                                       | 56.54                                      | 113.40                                     |
| 19        | Lakshdweep (UT)    | -                                          | -                                          | -                                          | -                                          | -                                          |
| 20        | Madhya Pradesh     | 5,500.43                                   | 113.32                                     | 121.26                                     | 417.69                                     | 816.26                                     |
| 21        | Maharashtra        | 2,593.55                                   | -                                          | 30.88                                      | 482.12                                     | 356.13                                     |
| 22        | Manipur            | 396.89                                     | -                                          | -                                          | 23.40                                      | 136.36                                     |
| 23        | Meghalaya          | 11.82                                      | -                                          | 0.02                                       | 0.52                                       | 4.67                                       |
| 24        | Mizoram            | 216.00                                     | -                                          | 12.67                                      | 0.18                                       | 2.85                                       |
| 25        | Nagaland           | 229.36                                     | 16.23                                      | -                                          | 60.56                                      | 8.60                                       |
| 26        | Orissa             | 1,284.49                                   | 77.08                                      | 33.36                                      | 111.00                                     | 24.77                                      |
| 27        | Puducherry (UT)    | 87.49                                      | -                                          | 0.13                                       | 4.46                                       | 19.08                                      |
| 28        | Punjab             | 613.18                                     | 3.78                                       | 0.83                                       | 66.21                                      | 13.16                                      |
| 29        | Rajasthan          | 894.75                                     | 87.57                                      | 42.68                                      | 105.39                                     | 49.61                                      |
| 30        | Sikkim             | 7.74                                       | -                                          | -                                          | 0.02                                       | 0.25                                       |
| 31        | TamilNadu          | 5,959.83                                   | 54.35                                      | 55.88                                      | 634.60                                     | 904.42                                     |
| 32        | Telangana          | 2,857.57                                   | 48.13                                      | 263.61                                     | 142.70                                     | 35.87                                      |
| 33        | Tripura            | 1,215.93                                   | 29.97                                      | 0.08                                       | 287.51                                     | 114.03                                     |
| 34        | Uttar Pradesh      | 2,782.85                                   | 65.41                                      | 4.79                                       | 77.88                                      | 287.37                                     |
| 35        | Uttrakhand         | 268.81                                     | 65.35                                      | 0.21                                       | 29.58                                      | 52.94                                      |
| 36        | West Bengal        | 2,199.62                                   | 6.81                                       | 91.25                                      | 446.48                                     | 354.95                                     |
| Total     | Total              | 49,561.60                                  | 1,092.96                                   | 1,258.68                                   | 4,597.91                                   | 5,095.53                                   |