Lok Sabha Question No. 602 (UNSTARRED), answered on 2017-12-19
Subject: Compensation under Crop Insurance Schemes
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: BHAVANA GAWALI (PATIL)

O.I.H

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.602

TO BE ANSWERED ON THE 19 TH   DECEMBER, 2017

## COMPENSATION UNDER CROP INSURANCE SCHEMES

## 602. SHRIMATI BHAVANA PUNDALIKRAO GAWALI PATIL:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) the  unit  on  the  basis  of  which  crop  insurance  is  assessed  along  with  the  amount  of compensation provided by the insurance companies under the various crop insurance schemes;
- (b) the  extent  to  which  insurance  companies  cover  up  the  losses  suffered  by  farmers  due  to damage and destruction of their crops due to natural calamities; and
- (c) whether compensation has been given by the insurance companies to farmers under various crop insurance schemes for loss of  their crops  due  to  hailstorm  torrential  rains  and  typhoon  etc. during last one year?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी (SHRI  PARSHOTTAM RUPALA)

(a) to (c): PMFBY provides comprehensive insurance coverage against the crop losses due to  natural  non-preventable  risk  including  hailstorm,  torrential  rains  and  typhoon  etc.  and  unit area  for  assessment  of  losses  due  to  wide-spread  natural  calamities  has  been  reduced  to village/village panchayat for major crops.  However, States/UTs can notify the unit area above village/village panchyat for minor crops.   As per scheme provisions, farmers are indemnified to the  extent/percentage  of  crop  losses  against  the  defined  Threshold  Yield  multiplied  by  sum insured as decided by the State Government.   Claim amount for wide spread calamites are calculated based on the yield data arrived from requisite number of Crop Cutting Experiments (CCEs).   However, losses due to localized risks of hailstorm, landslide and inundation and postharvest losses are calculated on individual insured farm basis.

The details of total claims paid on the basis of individual farm level assessment of crop losses due to localized calamities including hailstorm during 2016-17 are as under :

| Sl. No.   | State            |   Total Claims (Rs. Lakh) |   No. of Farmers Bene-fitted |
|-----------|------------------|---------------------------|------------------------------|
| 1         | Andhra Pradesh   |                     75.04 |                          459 |
| 2         | BIHAR            |                      0.33 |                            3 |
| 3         | Gujarat          |                      2.52 |                           14 |
| 4         | Haryana          |                   1311.96 |                         4387 |
| 5         | Himachal Pradesh |                    218.02 |                          451 |
| 6         | Jharkhand        |                     18.16 |                          233 |
| 7         | Karnataka        |                     19.78 |                          214 |
| 8         | Madhya Pradesh   |                    542.6  |                         4521 |
| 9         | Maharashtra      |                    247.23 |                         4934 |
| 10        | Manipur          |                      0.13 |                            2 |
| 11        | Rajasthan        |                     74.51 |                         1222 |
| 12        | Tamil Nadu       |                     36.59 |                          157 |
| 13        | Telengana        |                   2979.92 |                        17950 |
| 14        | Uttar Pradesh    |                     93.57 |                          618 |
| 15        | Uttrakhand       |                      0    |                            0 |
| 16        | West Bengal      |                      0    |                            0 |
|           | Total            |                   5620.37 |                        35165 |

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