Lok Sabha Question No. 5704 (UNSTARRED), answered on 2017-04-07
Subject: Atal Pension Yojana
Ministry: FINANCE
Asked by: JYOTIRADITYA MADHAVRAO SCINDIA, ADVOCATE NARENDRA KESHAV SAWAIKAR, PREM SINGH CHANDUMAJRA, A.T. (NANA) PATIL

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UN STARRED QUESTION NO. 5704 TO BE ANSWERED ON APRIL 7, 2017/CHAITRA 17, 1939 (SAKA) ATAL PENSION YOJANA

5704. Shri Jyotiraditya M. Scindia, Adv. Narendra Keshav Sawaikar; Shri AT. Nana Patil

Will the Minister of FINANCE be pleased to state:

- the salient features of the Atal Pension Yojana (APY) with the number of subscribers under the scheme, bank/State/UT-wise; along
- b) whether the scheme has attracted the of various walks of life especially the pOOr; underprivileged and the workers in the unorganised sector and if sO, the details thereof; people
- d) the steps taken by the Government to actively involve the banks and their employees for reaching wider and broad coverage of the scheme along with the targets set and achieved so far under the scheme, bank/State/UT-wise; and
- whether the Government has reviewedlassessed the performance of the scheme and if so, the details thereof;
- (e) the details of other stepslmeasures taken/being taken by the Government including for relaxing the terms and conditions for the scheme and to popularise the scheme?

## ANSWER

The Minister of State in the Ministry of Finance (Shri Santosh Kumar Gangwar)

(a) & (b) The Atal Pension Yojana (APY) was launched in 2015 and the registration of subscribers under APY started from June 1, 2015. The salient features of the Atal Pension Yojana are as under: May,

- Indian Citizens between the age group of 18 to 40 years are eligible to join APY through their savings bank account Or post office savings bank account:
- APY provides guaranteed minimum pension of Rs. 1,000/- or 2,000/- or 3,000/- or 4,000 or 5,000/per month at the age of 60 years for which subscriber has to make fixed contributions depending on the pension amount chosen and the age of subscriber at entry.
- and after their death, the pension corpus, as accumulated at age 60 of the subscriber; would be returned to the nominee of the subscriber:
- In case of premature death of Subscriber (death before 60 years of age), spouse of the subscriber has been given an option to continue contributing to APY account of the subscriber; for the remaining vesting period, till the original subscriber would have attained the age 60 years.
- For a period of 5 years i.e from financial year 2015-16 to 2019-20, the Central Government would also co-contribute 50% of the total contribution or Rs. 1000 per annum, whichever is lower; to each eligible subscriber; who joined the APY before 3st March; 2016, and who is not member of any statutory social security scheme and who is not an income tax payer.

st The Bank/State/UT-wise details of subscribers registered under APY as on 1 April, 2017, is placed at Annexure A\_

(c) The progress under APY is monitored by PFRDA by conducting regular meetings with the implementation agencies. Regular Video Conferencing Meetings are conducted by the Government and PFRDA with the Banks wherein the achievement by the Banks are monitored and reviewed and steps to be taken to improve the performance are discussed. being

(d) the financial year 2016-17, a total target of enrolling 85,91,740 subscribers under APY were given to   various categories of Banks Against this target,  the Banks have   achieved  enrolment  of 22,89,458 subscribers the said financial year. The Government regularly reviews the performance of the Banks vis-a-vis   their  progress under APY scheme. PFRDA conducts   regular capacity building programmes to train the officials of Banks to improve their performance under APY scheme. During during

(e) Other steps which have been taken to popularise the scheme are given as under:

- In case of premature death of Subscriber (death before 60 years of age), spouse of the subscriber has been given an to continue contributing to APY account of the subscriber; for the remaining vesting period, till the original subscriber would have attained the age 60 years. option
- (ii)   Flexibility has been   provided to subscribers to pay monthly, quarterly or half-yearly contributions under APY to facilitate participation by subscribers earning seasonal or irregular income, such as in agriculture and in informal sector.
- (iii) Voluntary premature exit has been permitted before age 60 to subscribers under APY.
- (iv) Tax benefits at par with NPS have been extended to APY.
- Online facilities like e-PRAN and e-Statement of transaction have been provided.

| State/UT wise detail of the number of Subscribers registered under the Atal Pension Yojana as on 1st April, 2017   | State/UT wise detail of the number of Subscribers registered under the Atal Pension Yojana as on 1st April, 2017   | State/UT wise detail of the number of Subscribers registered under the Atal Pension Yojana as on 1st April, 2017   |
|--------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------|
| Sr. No                                                                                                             | Name of State                                                                                                      | No. of Subscriber Registered                                                                                       |
| 1                                                                                                                  | Andaman & Nicobar Islands                                                                                          | 1,903                                                                                                              |
| 2                                                                                                                  | Andhra Pradesh                                                                                                     | 3,54,442                                                                                                           |
| 3                                                                                                                  | Arunachal Pradesh                                                                                                  | 4,267                                                                                                              |
| 4                                                                                                                  | Assam                                                                                                              | 68,795                                                                                                             |
| 5                                                                                                                  | Bihar                                                                                                              | 5,31,789                                                                                                           |
|                                                                                                                    | Chandigarh                                                                                                         | 8,691                                                                                                              |
|                                                                                                                    | Chhattisgarh                                                                                                       | 74,379                                                                                                             |
| 8                                                                                                                  | Dadra and Haveli Nagar                                                                                             | 4,721                                                                                                              |
| 9                                                                                                                  | Daman & Diu                                                                                                        | 6,899                                                                                                              |
| 10                                                                                                                 | Delhi                                                                                                              | 93,760                                                                                                             |
| 11                                                                                                                 | Goa                                                                                                                | 13,188                                                                                                             |
| 12                                                                                                                 | Gujarat                                                                                                            | 2,54,760                                                                                                           |
| 13                                                                                                                 | Haryana                                                                                                            |                                                                                                                    |
| 14                                                                                                                 | Himachal Pradesh                                                                                                   | 38,561                                                                                                             |
| 15                                                                                                                 | Jammu & Kashmir                                                                                                    | 28,436                                                                                                             |
| 16                                                                                                                 | Jharkhand                                                                                                          | 96,460                                                                                                             |
| 17                                                                                                                 | Karnataka                                                                                                          | 3,37,377                                                                                                           |
| 18                                                                                                                 | Kerala                                                                                                             | 1,06,341                                                                                                           |
| 19                                                                                                                 | Lakhswadeep                                                                                                        | 2,241                                                                                                              |
| 20                                                                                                                 | Madhya Pradesh                                                                                                     | 2,43,210                                                                                                           |
| 21                                                                                                                 | Maharashtra                                                                                                        | 4,04,770                                                                                                           |
| 22                                                                                                                 | Manipur                                                                                                            | 7,201                                                                                                              |
| 23                                                                                                                 | Meghalaya                                                                                                          | 8,259                                                                                                              |
| 24                                                                                                                 | Mizoram                                                                                                            | 9,033                                                                                                              |
| 25                                                                                                                 | Nagaland                                                                                                           | 18,321                                                                                                             |
| 26                                                                                                                 | Orissa                                                                                                             | 1,85,504                                                                                                           |
| 27                                                                                                                 | Pondicherry                                                                                                        | 7,652                                                                                                              |
| 28                                                                                                                 | Punjab                                                                                                             | 1,58,236                                                                                                           |
| 29                                                                                                                 | Rajasthan                                                                                                          | 2,84,538                                                                                                           |
| 30                                                                                                                 | Sikkim                                                                                                             | 6,891                                                                                                              |
| 31                                                                                                                 | Tamil Nadu                                                                                                         | 3,42,895                                                                                                           |
| 32                                                                                                                 | Telangana                                                                                                          | 1,34,144                                                                                                           |
| 33                                                                                                                 | Tripura                                                                                                            | 12,164                                                                                                             |
| 34                                                                                                                 | Uttar Pradesh                                                                                                      | 6,36,741                                                                                                           |
| 35                                                                                                                 | Uttaranchal                                                                                                        | 40,530                                                                                                             |
| 36                                                                                                                 | West Bengal                                                                                                        | 2,53,667                                                                                                           |
|                                                                                                                    | Total*                                                                                                             | 48,88,776                                                                                                          |

## Bank wise detail of the number of Subscribers registered under the Atal Pension Yojana

| Sr. No.   | Bank Name                        | Category            | As on date (April 1,2017)   |
|-----------|----------------------------------|---------------------|-----------------------------|
|           | Allahabad Bank                   | Public Sector Bank  | 73,861                      |
| 2         | Andhra Bank                      | Public Sector Bank  | 3,01,581                    |
| 3         | Bank of Baroda                   | Public Sector Bank  | 3,57.401                    |
|           | Bank of India                    | Public Sector Bank  | 1,83,495                    |
| 5         | Bank of Maharashtra              | Public Bank Sector  | 61,781                      |
| 6         | Bhartiya Mahila Bank Ltd         | Public Sector Bank  | 7,001                       |
| 7         | Canara Bank                      | Public Sector Bank  | 1,72,053                    |
|           | Central Bank of India            | Public Sector Bank  | 86,408                      |
| 9         | Corporation Bank                 | Public Sector Bank  | 55,569                      |
| 10        | Dena Bank                        | Public Sector Bank  | 51,966                      |
| 11        | IDBI Bank Ltd                    | Public Sector Bank  | 61,332                      |
| 12        | Indian Bank                      | Public Sector Bank  | 1,41,416                    |
| 13        | Indian Overseas Bank             | Public Sector Bank  | 77,733                      |
| 14        | Oriental Bank of Commerce        | Public Sector Bank  | 50,032                      |
| 15        | Punjab and Sind Bank             | Public Sector Bank  | 40,348                      |
|           | Punjab National Bank             | Public Sector Bank  | 2,37,887                    |
| 17        | State Bank of Bikaner And Jaipur | Public Sector Bank  | 53,945                      |
| 18        | State Bank of Hyderabad          | Public Sector Bank  | 30,953                      |
| 19        | State Bank of India              | Public Sector Bank  | 5,08,590                    |
| 20        | State Bank of Mysore_            | Public Sector Bank  | 25,417                      |
| 21        | State Bank of Patiala            | Public Sector Bank  | 8,176                       |
| 22        | State Bank of Travancore         | Public Sector Bank  | 30,667                      |
|           | Syndicate Bank                   | Public Sector Bank  | 104,011                     |
| 24        | UCO Bank                         | Public Sector Bank  | 51,909                      |
| 25        | Union Bank of India              | Public Sector Bank  | 1,83,127                    |
| 26        | United Bank of India             | Public Sector Bank  | 49,293                      |
| 27        | Vijaya Bank                      | Public Sector Bank  | 43,292                      |
| 28        | Axis Bank                        | Private Sector Bank | 4,19,542                    |
| 29        |                                  | Private Sector Bank | 3,830                       |
| 30        | DCB Bank Limited                 | Private Sector Bank | 1,331                       |
| 31        | Dhanlaxmi Bank Limited           | Private Sector Bank | 996                         |
| 32        | HDFC Bank Ltd                    | Private Sector Bank | 1,65,611                    |
| 33        | ICICI Bank Limited               | Private Sector Bank | 1,22,775                    |
| 34        | Indusind Bank Limited            | Private Sector Bank | 4,941                       |
| 35        | Karnataka Bank Limited           | Private Sector Bank | 23,222                      |
| 36        | Kotak Mahindra Bank              | Private Sector Bank | 1464                        |
| 37        | RBL Bank Limited                 | Private Sector Bank | 592                         |
| 38        | Standard Chartered Bank          | Private Sector Bank | 50                          |
| 39        | Tamilnad Mercantile Bank Pvt Ltd | Private Sector Bank |                             |
| 40        | The Catholic Syrian Bank Limited | Private Sector Bank | 1,485                       |
| 41        | The Federal Bank Ltd             | Private Sector Bank | 4,896                       |
| 42        | The Jammu and Kashmir Bank Ltd   | Private Sector Bank | 15,320                      |
| 43        | The Karur Vysya Bank Ltd         | Private Sector Bank | 3,232                       |
| 44        | The Lakshmi Vilas Bank Ltd       | Private Sector Bank | 505                         |
| 45        | The Nainital Bank Ltd            | Private Sector Bank | 334                         |

| 46    | The South Indian Bank Ltd                 | Private Sector Bank                     | 2164      |
|-------|-------------------------------------------|-----------------------------------------|-----------|
| 47    | Yes Bank Limited                          | Private Sector Bank                     | 3,837     |
| 48    | Allahabad UP Gramin Bank                  | Regional Rural Bank                     | 24,702    |
|       | Andhra Pradesh Grameena Vikas Bank        | Regional Rural Bank                     | 8,036     |
| 50    | Andhra Pragathi Grameena Bank             | Regional Rural Bank                     | 23,925    |
| 51    | Arunachal Pradesh Rural Bank              | Regional Rural Bank                     | 375       |
| 52    | Assam Gramin Vikash Bank                  | Regional Rural Bank                     | 41,931    |
| 53    | Bangiya Gramin Vikash Bank                | Regional Rural Bank                     | 3,181     |
| 54    | Baroda Gujarat Gramin Bank                | Regional Rural Bank                     | 2,836     |
| 55    | Baroda Rajasthan Kshetriya Gramin Bank    | Regional Rural Bank                     | 45,861    |
| 56    | Baroda Uttar Pradesh Gramin Bank          | Regional Rural Bank                     | 79,725    |
| 57    | Bihar Gramin Bank                         | Regional Rural Bank                     | 33,245    |
| 58    | Central Madhya Pradesh Gramin Bank        | Regional Rural Bank                     | 14,127    |
| 59    | Chaitanya Godavari Grameena Bank          | Regional Rural Bank                     | 19,607    |
| 60    | Chhattisgarh Rajya Gramin Bank_           | Regional Rural Bank                     | 9,626     |
| 61    | Dena Gujarat Gramin Bank                  | Regional Rural Bank                     | 8,677     |
| 62    | Ellaquai Dehati Bank                      | Regional Rural Bank                     | 1,887     |
| 63    | Gramin Bank Of Aryavart                   | Regional Rural Bank                     | 57,443    |
| 64    | Himachal Pradesh Gramin Bank              | Regional Rural Bank                     | 7,180     |
| 65    | J&K Grameen Bank                          | Regional Rural Bank                     | 2,690     |
| 66    | Jharkhand Gramin Bank                     | Regional Rural Bank                     | 22,903    |
| 67    | Karnataka Vikas Grameena Bank             | Regional Rural Bank                     | 24,805    |
| 68    | Kashi Gomti Samyut Gramin Bank            | Regional Rural Bank                     | 24,511    |
| 69    | Kaveri Grameena Bank                      | Regional Rural Bank                     |           |
| 70    | Kerala Gramin Bank                        | Regional Rural Bank                     | 23,603    |
| 71    | Langpi Dehangi_Rural Bank                 | Regional Rural Bank                     | 17,535    |
| 72    | Madhya Bihar Gramin Bank                  | Regional Rural Bank                     | 1,94,262  |
| 73    | Madhyanchal Gramin Bank                   | Regional Rural Bank                     | 18,753    |
| 74    | Maharashtra Gramin Bank                   | Regional Rural Bank                     | 6,960     |
| 75    | Malwa Gramin Bank                         | Regional Rural Bank                     | 2,222     |
| 76    | Rural Bank Manipur                        | Regional Rural Bank                     | 467       |
| 77    | Meghalaya Rural Bank                      | Regional Rural Bank                     | 1,131     |
| 78    | Mizoram Rural Bank                        | Regional Rural Bank                     | 594       |
| 79    | Nagaland Rural Bank                       | Regional Rural Bank                     | 34        |
| 80    | Narmada Jhabua Gramin Bank                | Regional Rural Bank                     | 38,782    |
| 81    | Odisha Gramya Bank                        | Regional Rural Bank                     | 14,438    |
| 82    | Pallavan Grama Bank                       | Regional Rural Bank                     | 3,878     |
| 83    | Pandyan Grama Bank                        | Regional Rural Bank                     | 2,307     |
| 84    | Paschim Banga Gramin Bank                 | Regional Rural Bank                     | 5,002     |
| 85    | Pragathi Krishna Gramin Bank              | Regional Rural Bank                     | 37,487    |
| 86    | Prathama Bank                             | Regional Rural Bank                     | 22,360    |
| 87    | Puduvai Bharathiar Grama Bank             | Regional Rural Bank                     | 960       |
| 88    | Punjab Gramin Bank                        | Regional Rural Bank_                    | 32,936    |
| 89    | Purvanchal Bank                           | Regional Rural Bank                     | 15,300    |
| 90    | Rajasthan Marudhara Gramin Bank (Rmgb)    | Regional Rural Bank                     | 6,160     |
| 91    | Saptagiri Grameena Bank                   | Regional Rural Bank                     | 4,252     |
| 92    | Sarva Haryana Gramin Bank                 | Regional Rural Bank                     | 20,747    |
| 93    | Sarva Up Gramin Bank                      | Regional Rural Bank                     | 40,371    |
| 94 95 | Saurashtra Gramin Bank Sutlej Gramin Bank | Regional Rural Bank Regional Rural Bank | 3,117 886 |
| 96    | Telangana Grameena Bank                   | Regional Rural Bank                     | 17,478    |

| 97      | Tripura Gramin Bank                                                                              | Regional Rural Bank                                                   | 4,419   |
|---------|--------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------|---------|
| 98      | Utkal Grameen Bank                                                                               | Regional Rural Bank                                                   | 4,535   |
| 99      | Uttar Bihar Gramin Bank                                                                          | Regional Rural Bank                                                   | 75,717  |
| 100     | Uttarakhand Gramin Bank                                                                          | Regional Rural Bank                                                   | 5,988   |
| 101     | Uttarbanga Kshetriya Gramin Bank                                                                 | Regional Rural Bank                                                   | 7,330   |
| 102     | Vananchal Gramin Bank                                                                            | Regional Rural Bank                                                   | 1,361   |
| 103     | Vidharbha Konkan Gramin Bank                                                                     | Regional Rural Bank                                                   | 18,552  |
| 104     | Amreli Jilla Madhyasth Sahakari Bank Ltd                                                         | District Co-Operative Central Bank                                    | 4,162   |
| 105     | Bhopal Coop Central Bank Ltd                                                                     | District Co-Operative Central Bank                                    | 39      |
| 106     | District Cooperative Bank Ltd, Pratapgarh                                                        | District Co-Operative Central Bank                                    | 116     |
| 107     | District Co-Operative Bank Ltd Raebareli                                                         | District Co-Operative Central Bank                                    | 9       |
| 108     | District Central Cooperative Bank Limited Hoshangabad                                            | District Co-Operative Central Bank                                    | 61      |
| 109     | Indore Premier Co-Operative Bank Ltd                                                             | District Co-Operative Central Bank                                    | 20      |
| 110     | Idukki District Cooperative Bank Ltd                                                             | District Co-Operative Central Bank                                    | 265     |
| 111     | Jila Sahakari Kendriya Bank Maryadit Balaghat_                                                   | District Co-Operative Central Bank                                    | 243     |
| 112     | Jila Sahakari Kendriya Bank Maryadit Dewas MP                                                    | District Co-Operative Central Bank                                    |         |
| 113     | Jila Sahakari Kendriya Bank Maryadit Dhar                                                        | District Co-Operative Central Bank                                    | 366     |
| 114     | Jila Sahakari Kendriya Bank Maryadit_ Durg                                                       | District Co-Operative Central Bank                                    | 62      |
| 115     | Jila Sahakari Kendriya Bank Maryadit Jabalpur                                                    | District Co-Operative Central Bank                                    | 13      |
| 116     | Jila Sahakari Kendriya Bank Maryadit Khandwa                                                     | District Co-Operative Central Bank                                    | 428     |
| 117     | Jila Sahakari Kendriya Bank Maryadit Khargone Mp                                                 | District Co-Operative Central Bank                                    | 300     |
| 118     | Jila Sahakari Kendriya Bank Maryadit Mandla_                                                     | District Co-Operative Central Bank                                    | 5       |
| 119     | Jila Sahakari Kendriya Bank Maryadit Morena                                                      | District Co-Operative Central Bank                                    | 146     |
| 120     | Jila Sahakari Kendriya Bank Maryadit Narsinghpur_                                                | District Co-Operative Central Bank                                    | 27      |
| 121     | Jila Sahakari Kendriya Bank Maryadit Raisen_                                                     | District Co-Operative Central Bank                                    | 163     |
| 122     | Jila Sahakari Kendriya Bank Maryadit Rajgarh                                                     | District Co-Operative Central Bank                                    | 3       |
| 123     | Jila Sahakari Kendriya Bank Maryadit Rajnandgaon_                                                | District Co-Operative Central Bank                                    | 70      |
| 124     | Jila Sahakari Kendriya Bank Maryadit Ratlam MP                                                   | District Co-Operative Central Bank                                    | 34      |
| 125     | Jila Sahakari Kendriya Bank Maryadit MP Sagar                                                    | District Co-Operative Central Bank                                    | 54      |
| 126     | Jila Sahakari Kendriya Bank Maryadit Sehore_                                                     | District Co-Operative Central Bank                                    | 46      |
| 127     | Jila Sahakari Kendriya Bank Maryadit Shajapur                                                    | District Co-Operative Central Bank                                    | 55      |
| 128     | Jila Sahakari Kendriya Bank Maryadit Shivpuri MP                                                 | District Co-Operative Central Bank                                    | 26      |
| 129     | Jila Sahakari Kendriya Bank Maryadit Sidhi MP Jila Sahakari Kendriya Bank Maryadit Ujjain Madhya | District Co-Operative Central Bank_                                   | 4       |
| 130     | Pradesh                                                                                          | District Co-Operative Central Bank                                    | 43      |
| 131     | Jila Sahakari Kendriya Bank Mydt Jhabua                                                          | District Co-Operative Central Bank                                    | 30      |
| 132     | Jila Sahakari Kendriya Bank Mydt Guna                                                            | District Co-Operative Central Bank                                    | 93      |
| 133     | Jila Sahakari Kendriya Bank Mydt Satna                                                           | District Co-Operative Central Bank_                                   | 13      |
| 134     | Jila Sahakari Kendriya Bank Mydt Tikamgarh M P                                                   | District Co-Operative Central Bank                                    | 13      |
| 135     | Jila Sahakari Kendriya Bank Mydt_Vidisha                                                         | District Co-Operative Central Bank                                    | 136     |
| 136     | Jila Sahkari Kendriya Bank Mydt Mandsaur                                                         | District Co-Operative Central Bank                                    | 204     |
| 137     | Jogindra Central Co-Operative Bank Ltd                                                           | District Co-Operative Central Bank                                    | 33      |
| 138     | Kannur District Co-Operative Bank Ltd                                                            |                                                                       | 18      |
| 139     | District Cooperative Central Bank Ltd Kodagu                                                     | District Co-Operative Central Bank_                                   | 75      |
| 140     | Malappuram District Co-Operative Bank                                                            | District Co-Operative Central Bank District Co-Operative Central Bank | 159     |
| 141     | Mumbai District Central Co-Operative Bank Ltd                                                    | District Co-Operative Central Bank                                    | 40      |
| 142     | Nainital District Cooperative Bank Ltd                                                           | District Co-Operative Central Bank                                    | 109     |
| 143     | Nalanda Central Cooperative Bank Ltd Biharsharf                                                  | District Co-Operative Central Bank                                    | 7       |
| 144 145 | Patliputra Central Co-Operative Bank Ltd Patna Pithoragarh _Zila Sahkari Bank Ltd Pithoragarh_   | District Co-Operative Central Bank District Co-Operative Central Bank | 19 45   |
| 146     | Pune _District Central Co-Operative Bank Limited                                                 | District Co-Operative Central Bank                                    | 67      |

| 147     | Ratnagiri District Central Co-Qp Bank Ltd Ratnagiri_                                         | District Co-Operative Central Bank                                    | 23    |
|---------|----------------------------------------------------------------------------------------------|-----------------------------------------------------------------------|-------|
| 148     | Rampur Zila Sahkari Bank Ltd, Rampur                                                         | District Co-Operative Central Bank_                                   | 5     |
| 149     | Sangli District Central Co Op Bank Ltd                                                       | District Co-Operative Central Bank                                    | 4,637 |
| 150     | Shri Rajkot District Cooperative Bank Ltd, Sindhudurg District Central Co-Operative Bank Ltd | District Co-Operative Central Bank                                    | 28    |
| 151     |                                                                                              | District Co-Operative Central Bank                                    | 4     |
| 152     | Siwan Central Co-Operative Bank Ltd,Siwan                                                    | District Co-Operative Central Bank                                    | 105   |
| 153     | Tehri Garhwal Zila Sahkari Bank Ltd Tehri                                                    | District Co-Operative Central Bank                                    | 24    |
| 154     | The Ahmedabad District Co Op Bank Ltd                                                        | District Co-Operative Central Bank                                    | 1,866 |
| 155     | The Ahmednagar District Central Cooperative Bank Ltd Ahmednagar                              | District Co-Operative Central Bank                                    | 16    |
| 156     | The Akola District Central Cooperative Bank Ltd Akola                                        | District Co-Operative Central Bank                                    |       |
| 157     | The Amritsar Central Co-Operative Bank Ltd Amritsar                                          | District Co-Operative Central Bank                                    | 102   |
| 158     | The Banaskantha District Central Co-Operative Bank Limited                                   | District Co-Operative Central Bank                                    | 136   |
| 159     | The Bathinda Central Cooperative Bank Ltd_                                                   | District Co-Operative Central Bank                                    | 308   |
| 160     | The Begusarai Central Cooperative Bank Ltd                                                   | District Co-Operative Central Bank_                                   | 157   |
| 161     |                                                                                              | District Co-Operative Central Bank                                    | 422   |
| 162     | The Bhiwani Central Cooperative Bank Ltd. Bhiwani                                            | District Co-Operative Central Bank                                    | 10    |
| 163     | The Chikmagalur District Central Cooperative Bank Limited Chikmagalur                        | District Co-Operative Central Bank                                    |       |
| 164     | The Farrukhabad District Co-Operative Bank Ltd. Fatehgarh                                    | District Co-Operative Central Bank                                    | 13    |
| 165     | The Faridabad Central Co-Operative Bank Ltd                                                  | District Co-Operative Central Bank                                    | 22    |
| 166     | The Faridkot Central Cooperative Bank Ltd Faridkot_                                          | District Co-Operative Central Bank                                    | 147   |
| 167     | The Ferozepur Central Cooperative Bank Limited                                               | District Co-Operative Central Bank                                    | 145   |
| 168     | The Fatehgarh Sahib Central Cooperative Bank Ltd                                             | District Co-Operative Central Bank                                    | 47    |
| 169     | The Fazilka Central Coop Bank Ltd Ho Abohar_                                                 | District Co-Operative Central Bank                                    | 1,017 |
| 170     | The Gopalganj Central Cooperative Bank Limited                                               | District Co-Operative Central Bank                                    | 75    |
| 171     | The Gurdaspur Central Co-Op Bank Ltd Gurdaspur                                               | District Co-Operative Central Bank                                    | 1     |
| 172     | The Hisar Central Co Operative Bank Ltd                                                      | District Co-Operative Central Bank                                    | 3     |
| 173     | The Hoshiarpur Central Cooperative Bank Ltd Hoshiarpur                                       | District Co-Operative Central Bank                                    | 508   |
| 174     | The Jalandhar Central Cooperative Bank Limited                                               | District Co-Operative Central Bank                                    | 1,633 |
| 175     | The Kanara District Central Co-Operaive Bank Ltd                                             | District Co-Operative Central Bank                                    | 57    |
| 176     | The Kangra Central Cooperative Bank Limited                                                  | District Co-Operative Central Bank                                    | 116   |
| 177     | The Kapurthala Central Coop Bank Ltd                                                         | District Co-Operative Central Bank                                    | 139   |
| 178     | The_Karnal Central Cooperative Bank Ltd Karnal                                               | District Co-Operative Central Bank                                    | 76    |
| 179     | The Kasaragod District Cooperative Bank Ltd_                                                 | District Co-Operative Central Bank                                    | 5     |
| 180     | The Khagaria District Central Cooperative Bank Limited                                       | District Co-Operative Central Bank                                    |       |
| 181     | The Kodinar Taluka Co-Operative Banking Union Ltd Kodinar                                    | District Co-Operative Central Bank                                    | 76    |
| 182     | The Kollam Disctrict Co-Operative Bank Ltd_                                                  | District Co-Operative Central Bank                                    | 317   |
| 183     | The Kottayam District Co-Operative Bank Ltd                                                  | District Co-Operative Central Bank                                    | 2,551 |
| 184     | The Kozhikode District Co-Operative Bank Ltd                                                 | District Co-Operative Central Bank                                    | 45    |
| 185     | The Ludhiana Central Cooperative Bank Limited                                                | District Co-Operative Central Bank                                    | 477   |
| 186     | The Mansa Central Cooperative Bank Limited                                                   | District Co-Operative Central Bank                                    | 103   |
| 187     | The Moga Central Cooperative Bank Limited                                                    | District Co-Operative Central Bank                                    | 369   |
| 188     | The Muktsar Central Cooperative Bank Ltd Mukstar                                             | District Co-Operative Central Bank                                    | 222 3 |
| 189 190 | The Nawanshahr Central Cooperative Bank Ltd                                                  | District Co-Operative Central Bank District Co-Operative Central Bank | 336   |

| 191   | The Panchkula Central Co-Operative Bank Ltd                                                      | District Co-Operative Central Bank   | 8         |
|-------|--------------------------------------------------------------------------------------------------|--------------------------------------|-----------|
| 192   | The Panchmahal District Co-Op Bank Ltd                                                           | District Co-Operative Central Bank   | 10        |
| 193   | The Patiala Central Cooperative Bank Limited Patiala                                             | District Operative Central Bank Co-C | 267       |
| 194   | The Raichur District Central Co-Op Bank Ltd, Raichur                                             | District Co-Operative Central Bank   | 2         |
| 195   | The Ropar Central Cooperative Bank Ltd, Ropar The Sabarkantha District Central Co-Operative Bank | District Co-Operative Central Bank   | 114       |
| 196   | Ltd                                                                                              | District Co-Operative Central Bank   | 5,875     |
| 197   | The Sangrur Central Cooperative Bank Ltd Sangrur_                                                | District Co-Operative Central Bank   | 272       |
| 198   | The Sasnagar Central Cooperative Bank Ltd                                                        | District Co-Operative Central Bank   | 149       |
| 199   | The Sitamarhi Central Co-Operative Bank Ltd                                                      | District Co-Operative Central Bank   | 198       |
| 200   |                                                                                                  | District Co-Operative Central Bank   | 2         |
| 201   | The Surendranagar District Central Co-Operative Bank Ltd.                                        | District Co-Operative Central Bank   | 98        |
| 202   | The Tarn Taran Central Cooperative Bank Ltd                                                      | District Co-Operative Central Bank   | 281       |
| 203   | The Yamunanagar Cenral Cooperative Bank Ltd_                                                     | District Co-Operative Central Bank   | 11        |
| 204   | Thiruvananthapuram District Co-Operative Bank Ltd                                                | District Co-Operative Central Bank   | 884       |
| 205   | Udham Singh Nagar District Cooperative Bank Ltd                                                  | District Co-Operative Central Bank   | 58        |
| 206   | Uttarkashi Zila Sahkari Bank Ltd. Uttarkashi                                                     | District Co-Operative Central Bank   | 19        |
| 207   | Valsad District Central Co-Operative Bank Ltd                                                    | District Co-Operative Central Bank   | 30        |
| 208   | Wayanad District Cooperative Bank Ltd                                                            | District Co-Operative Central Bank   | 15        |
| 209   | Yavatmal District Central Cooperative Bank Ltd, Yavatmal                                         | District Co-Operative Central Bank   | 120       |
| 210   | Zila Sahakari Kendriya Bank Maryadit Datia_                                                      | District Co-Operative Central Bank   | 15        |
| 211   | Zila Sahakari Bank Ltd Lalitpur                                                                  | District Co-Operative Central Bank   | 47        |
| 212   | Zila Sahkari Bank Ltd Kotdwar Garhwal                                                            | District Co-Operative Central Bank   | 96        |
| 213   | Zila Sahkari Bank Limited Jhansi                                                                 | District Co-Operative Central Bank   | 37        |
| 214   | Andaman & Nicobar State Cooperative Bank Ltd Arunachal Pradesh State Cooperative Apex Bank       | State Co-Operative Bank              |           |
| 215   | Limited                                                                                          | State Co-Operative Bank              |           |
| 216   | Chhattisgarh Rajya Sahakari Bank Mydt (Apex Bank)                                                | State Co-Operative Bank              | 8         |
| 217   | Kerala State Co-Operative Bank Ltd                                                               | State Co-Operative Bank              | 187       |
| 218   | Madhya Pradesh Rajya Sahakari Bank Mydt Bhopal                                                   | State Co-Operative Bank              | 27        |
| 219   | The Andhra Pradesh State Co-Operative Bank Limited                                               | State Operative Bank Co-C            | 3         |
| 220   | The Assam Co-Operative Apex Bank Ltd                                                             | State Co-Operative Bank              | 47        |
| 221   | The Bihar State Cooperative Bank Ltd                                                             | State Co-Operative Bank              |           |
| 222   | The Chandigarh State Cooperative Bank Limited Chandigarh                                         | State Co-Operative Bank              | 30        |
| 223   | The Gujarat State CoQperative Bank Limited                                                       | State Co-Operative Bank              | 10        |
| 224   | The Haryana State Cooperative Apex Bank Limited                                                  | State Co-Operative Bank              | 51        |
| 225   | The Jammu & Kashmir State Co-Operative Bank                                                      | State Co-Operative Bank              | 15        |
| 226   | The Maharashtra State Cooperative Bank Ltd.                                                      | State Co-Operative Bank              | 18        |
| 227   | The Pondicherry State Co-Operative Bank Ltd                                                      | State Co-Operative Bank              |           |
| 228   | The Punjab State Cooperatve Bank Limited                                                         | State Co-Operative Bank              | 268       |
| 229   | Tripura State Cooperative Bank Ltd                                                               | State Co-Operative Bank              | 4         |
| 230   | Dombivli Nagari Sahakari Bank Ltd                                                                | Urban Co-Operative Bank              | 298       |
| 231   | Jamia Co-Operative Bank Limited                                                                  | Urban Co-Operative Bank              |           |
| 232   | Punjab & Maharashtra Co-Operative Bank Limited                                                   | Urban Co-Operative Bank              | 209       |
| 233   | Shri Mahila Sewa Sahakari Bank Ltd                                                               | Urban Co-Operative Bank              | 2,987     |
| 234   | The Chembur Nagarik Sahakari Bank Ltd                                                            | Urban Co-Operative Bank              | 3         |
| 235   | The Jain Sahakari Bank Limited                                                                   | Urban Co-Operative Bank              | 9         |
| Total | Total                                                                                            | Total                                | 46,99,010 |