Lok Sabha Question No. 592 (UNSTARRED), answered on 2018-02-06
Subject: Compensation under Crop Insurance Scheme
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: KRUPAL BALAJI TUMANE, BHAVANA GAWALI (PATIL)

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA

## UNSTARRED QUESTION NO.592

TO BE ANSWERED ON THE 6 TH  FEBRUARY, 2018

## COMPENSATION UNDER CROP INSURANCE SCHEME

592.   SHRI KRUPAL BALAJI TUMANE: SHRIMATI BHAVANA PUNDALIKRAO GAWALI PATIL:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) the unit taken into consideration while determining crop insurance;
- (b) the  extent  to  which  insurance  companies compensate the  loss suffered  by farmers  in case of damage or destruction of crops due to natural calamities;
- (c) whether compensation has been given to farmers under various crop insurance schemes in cases of loss of crops due to hailstorm, heavy rainfall, storms etc.;
- (d) if not, the reasons therefor; and
- (e) the  time-frame  fixed  for  provision  of  compensation  to  farmers  under  various  crop insurance schemes?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी (SHRI  GAJENDRA SINGH SHEKHAWAT)

(a) to (e): Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY),  a  yield  index  based  scheme, provides  comprehensive  insurance  coverage  against  the  crop  losses  due  to  natural  nonpreventable risks including hailstorm, heavy rainfall, storms etc. and unit area for assessment of losses due to wide-spread natural calamities has been reduced to village/village panchayat for major crops.  However, States/UTs can notify the unit area above village/village panchyat for minor crops.   As per scheme provisions, farmers are indemnified to the extent/percentage of crop losses against the defined Threshold Yield multiplied by sum insured as decided by the State Government.   Claim amount for wide spread calamites are calculated based on the yield data arrived from requisite number of Crop Cutting Experiments (CCEs).   However, losses due to localized risks of hailstorm, landslide and inundation and post-harvest losses are calculated on individual insured farm basis.

On the other hand, weather index based Restructured Weather Based Crop Insurance Scheme  (RWBCIS)  provides  insurance  protection/claims  to  the  farmers  against  adverse weather incidence, such as deficit and excess rainfall, high or low temperature, humidity etc. which are deemed to impact adversely the crop production.

The  tentative  details  of  total  claims  paid/payable  to  farmers  under  aforesaid  schemes including  for  crop  losses  due  to  hailstorm,  heavy  rainfall,  storm  etc.    during  2016-17  are Annexed.

Specific  timelines  for  various  activities  including  settlement  of  claims  by  insurance companies within  three weeks of receipt of yield data from concerned State Governemnts, have been provided under the scheme.

| Annexure                                                                                                 | Annexure                                                                                                 | Annexure                                                                                                 | Annexure                                                                                                 |
|----------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------|
| Tentative details of total claims and number of farmers benefitted under PMFBY and RWBCIS during 2016-17 | Tentative details of total claims and number of farmers benefitted under PMFBY and RWBCIS during 2016-17 | Tentative details of total claims and number of farmers benefitted under PMFBY and RWBCIS during 2016-17 | Tentative details of total claims and number of farmers benefitted under PMFBY and RWBCIS during 2016-17 |
| Sl. No.                                                                                                  | State / UT                                                                                               | Total Claims (Rs. In lakhs)                                                                              | No. of Farmers benefitted                                                                                |
| 1                                                                                                        | Andhra Pradesh                                                                                           | 90678                                                                                                    | 877241                                                                                                   |
| 2                                                                                                        | Andaman & Nicobar Islands                                                                                | 15                                                                                                       | 295                                                                                                      |
| 3                                                                                                        | Assam                                                                                                    | 502                                                                                                      | 23370                                                                                                    |
| 4                                                                                                        | Bihar                                                                                                    | 32718                                                                                                    | 149698                                                                                                   |
| 5                                                                                                        | Chhatisgarh                                                                                              | 15473                                                                                                    | 135221                                                                                                   |
| 6                                                                                                        | Goa                                                                                                      | 3                                                                                                        | 111                                                                                                      |
| 7                                                                                                        | Gujarat                                                                                                  | 100248                                                                                                   | 500219                                                                                                   |
| 8                                                                                                        | Haryana                                                                                                  | 29476                                                                                                    | 216683                                                                                                   |
| 9                                                                                                        | Himachal Pradesh                                                                                         | 4420                                                                                                     | 110941                                                                                                   |
| 10                                                                                                       | Jharkhand                                                                                                | 2642                                                                                                     | 36630                                                                                                    |
| 11                                                                                                       | Karnataka                                                                                                | 117358                                                                                                   | 750599                                                                                                   |
| 12                                                                                                       | Kerala                                                                                                   | 2142                                                                                                     | 23288                                                                                                    |
| 13                                                                                                       | Madhya Pradesh                                                                                           | 194492                                                                                                   | 1233655                                                                                                  |
| 14                                                                                                       | Maharashtra                                                                                              | 231225                                                                                                   | 2901571                                                                                                  |
| 15                                                                                                       | Manipur                                                                                                  | 196                                                                                                      | 8358                                                                                                     |
| 16                                                                                                       | Meghalaya                                                                                                | 3                                                                                                        | 0                                                                                                        |
| 17                                                                                                       | Orissa                                                                                                   | 43018                                                                                                    | 167909                                                                                                   |
| 18                                                                                                       | Puducherry                                                                                               | 734                                                                                                      | 4254                                                                                                     |
| 19                                                                                                       | Rajasthan                                                                                                | 130824                                                                                                   | 2256928                                                                                                  |
| 20                                                                                                       | Sikkim                                                                                                   | 0                                                                                                        | 0                                                                                                        |
| 21                                                                                                       | Tamil Nadu                                                                                               | 278512                                                                                                   | 857948                                                                                                   |
| 22                                                                                                       | Telengana                                                                                                | 18392                                                                                                    | 227324                                                                                                   |
| 23                                                                                                       | Tripura                                                                                                  | 10                                                                                                       | 522                                                                                                      |
| 24                                                                                                       | Uttar Pradesh                                                                                            | 53747                                                                                                    | 1061902                                                                                                  |
| 25                                                                                                       | Uttarakhand                                                                                              | 2747                                                                                                     | 61679                                                                                                    |
| 26                                                                                                       | West Bengal                                                                                              | 36256                                                                                                    | 429495                                                                                                   |
|                                                                                                          | TOTAL                                                                                                    | 1385830                                                                                                  | 12035841                                                                                                 |

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