Lok Sabha Question No. 1814 (UNSTARRED), answered on 2016-11-25
Subject: Agricultural Loan
Ministry: FINANCE
Asked by: REKHA ARUN VERMA, VIRENDRA  KUMAR, BALABHADRA MAJHI, RAVINDRA BABU  PANDULA, KAPIL MORESHWAR PATIL, A.T. (NANA) PATIL, SAKSHI SWAMI MAHARAJ, ASHOK MAHADEORAO NETE

## Government of India Ministry of Finance Department of Financial Services

## Lok Sabha

Unstarred Question No. †1814

To be answered on 25 November, 2016/Agrahayana 4, 1938 (Saka)

## Agricultural Loan

†1814. SHRIMATI REKHA VERMA: DR. VIRENDRA KUMAR: SHRI BALABHADRA MAJHI: DR. RAVINDRA BABU: SHRI KAPIL MORESHWAR PATIL: SHRI A.T. NANA PATIL: DR. SWAMI SAKSHIJI MAHARAJ: SHRI ASHOK MAHADEORAO NETE:

Will the Minister of FINANCE be pleased to state:

(a) whether the Government has issued guidelines for relief measures including interest free agricultural loan to farmers affected by drought, flood and other kind of natural calamities and if so, the details thereof;

(b) whether the Government has fixed any target/norms for Public Sector Banks (PSBs) to provide interest free/subsidy on agricultural loans to the farmers;

(c) if so, the details along with the details of loans disbursed/interest rate charged by the banks to the farmers along with the outstanding agricultural loans against farmers during the last three years and the current year, bank and State/UT-wise;

(d) the number of farmers who have failed to pay back loans taken from banks during the said period only, State/UT-wise;

(e) whether the Government has any scheme to reschedule farmers loan by the bank and if so, the details thereof, State/ UT-wise; and

(f) the corrective steps taken/being taken by the Government in this regard?

## Answer

The Minister of State in the Ministry of Finance

(Shri Santosh Kumar Gangwar)

(a) to (e): Reserve Bank of India (RBI) has issued directions for relief measures to be provided by respective lending institutions in areas affected by natural calamities which, inter alia, include, restructuring/rescheduling of existing crop loans and term loans, extending fresh loans, relaxed security and margin norms, moratorium, etc. These directions have been so designed that the moment calamity is declared by the concerned District Authorities they are automatically set in motion without any intervention, thus saving precious time.

.........2/-

As per RBI's directions for relief measures to be provided by banks in areas affected by natural calamities, all short term crop loans which are not overdue at the time of occurrence of natural calamity can be rescheduled. The principal amount as well as the interest due for repayment in the year of occurrence of natural calamity may be converted into term loan. Further, as per these directions, the existing term loan instalments can be rescheduled keeping in view the repaying capacity of the borrowers and the nature of natural calamity.

Interest rates on loans have been deregulated by Reserve Bank of India (RBI) and they are now linked to the Base Rate fixed by the banks. However, with a view to ensuring availability of short term agriculture credit at a reduced interest rate of 7% p.a. to farmers, Government of India implements an Interest Subvention Scheme for short term crop loans up to Rs.3.00 lakh through Public Sector Banks (PSBs), Private Sector Commercial Banks, Cooperative Banks and Regional Rural Banks. Under the said scheme, additional subvention of 3% is given to those farmers who repay their short term crop loan in time, thereby reducing the effective rate of interest to 4% p.a. for such farmers.

Under the extant Interest Subvention Scheme of the Government, in order to provide relief to the farmers on occurrence of natural calamities, the interest subvention of 2% will continue to be available to banks for the first year on the restructured amount and such restructured loans may attract normal rate of interest from the second year onwards as per the policy laid down by RBI.

The Bank-wise and State/UT-wise details of disbursed/outstanding agricultural loans in respect of Scheduled Commercial Banks including PSBs, as reported by RBI, for the last three years and current year are given in Annex-I to VI. Data regarding farmers who have failed to pay back loans taken from banks/institutions is not maintained by RBI/National Bank for Agriculture & Rural Development (NABARD).

(f): Some of the other major steps taken by Government/RBI/NABARD to ensure hassle-free agriculture credit and mitigate the hardships faced by the farmers are as under:

-  The Priority Sector Lending (PSL) directions of RBI mandate all Domestic Scheduled Commercial Banks to earmark 18% of their Adjusted Net Bank Credit (ANBC) or Credit Equivalent amount of Off-Balance Sheet Exposure (OBE), whichever is higher, as on the corresponding date of the previous year, for lending to Agriculture including loans to farmers. Further, a sub-target of 8% for small and marginal farmers has also been fixed.
-  Loan to distressed farmers indebted to non-institutional lenders is an eligible category of farm credit under the Priority Sector Lending (PSL) directions issued by RBI. This is intended to provide hassle-free institutional credit to farmers for repaying their debt to moneylenders.
-  'Pradhan Mantri Fasal Bima Yojana' was launched on 1 April, 2016 to benefit the farmers. Under the scheme, uniform premium of 2 per cent of the sum insured is to be charged for all Kharif crops & 1.5 per cent for Rabi crops. The annual premium for horticultural crops will be 5 per cent of the sum insured.
-  RBI has conveyed to Banks to waive margin/security requirements of agricultural loans upto Rs.1,00,000/-.

To bring small, marginal, tenant farmers, oral lessees, etc. into the fold of institutional credit, Joint Liability Groups (JLGs) have been promoted by banks.

## Annual Priority Sector Advances - Agriculture (Indian Banks) 2013-15 - Disbursements

(No. of A/c in actual and amount in Rs.'000) (As reported by SCBs)

| Bank                                 | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   |
|--------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|
|                                      | 2013                                  | 2013                                  | 2014                                  | 2014                                  | 2015                                  | 2015                                  |
|                                      | No. Of A/Cs (Disbursem ents )         | Amount O/S (Disbursem ents )          | No. Of A/Cs (Disbursem ents )         | Amount O/S (Disbursem ents )          | No. Of A/Cs (Disbursem ents )         | Amount O/S (Disbursem ents )          |
| State Bank of Bikaner & Jaipur       | 192797                                | 26157049                              | 62753                                 | 1732495                               | 166828                                | 27953752                              |
| State Bank of Hyderabad              | 276521                                | 31603842                              | 254105                                | 29461175                              | 192684                                | 26029243                              |
| State Bank of India                  | 5987172                               | 744553974                             | 3855959                               | 618171302                             | 7138540                               | 861930000                             |
| State Bank of Mysore                 | 165384                                | 33506700                              | 190921                                | 47095667                              | 282795                                | 37230090                              |
| State Bank of Patiala                | 66191                                 | 31935509                              | 298279                                | 93284896                              | 342224                                | 129612800                             |
| State Bank of Travancore             | 1058117                               | 96071499                              | 1189559                               | 104078546                             | 1368832                               | 103015706                             |
| Allahabad Bank                       | 531457                                | 458589345                             | 360091                                | 79694302                              | 425229                                | 75629338                              |
| Andhra Bank                          | 1274256                               | 113380904                             | 1248939                               | 126967043                             | 1050512                               | 115412080                             |
| Bank of Baroda                       | 550076                                | 97749339                              | 965970                                | 169378511                             | 1062182                               | 193138422                             |
| Bank of India                        | 2283321                               | 261127260                             | 3102384                               | 329193398                             | 1939249                               | 279489953                             |
| Bank of Maharashtra BHARATIYA MAHILA | 140046                                | 26827129                              | 433658                                | 114585503                             | 761479                                | 68204639                              |
| BANK LTD.                            |                                       |                                       |                                       |                                       | 122                                   | 267207                                |
| Canara Bank                          | 3575039                               | 325424116                             | 4225369                               | 416669998                             | 4718113                               | 452320926                             |
| Central Bank of India                | 435221                                | 102388184                             | 1481164                               | 165213199                             | 1788173                               | 210934945                             |
| Corporation Bank                     | 406074                                | 58658739                              | 756705                                | 109876900                             | 932620                                | 150555452                             |
| Dena Bank                            | 131250                                | 35836100                              | 269415                                | 44701104                              | 231174                                | 54234175                              |
| IDBI Bank Ltd.                       | 154182                                | 66920487                              | 103913                                | 73055488                              | 99902                                 | 67982575                              |
| Indian Bank                          | 1882898                               | 145282754                             | 2107458                               | 155165440                             | 2656039                               | 181889136                             |
| Indian Overseas Bank                 | 1770717                               | 341604789                             | 2304899                               | 354918642                             | 2634359                               | 382631300                             |
| Oriental Bank of Commerce            | 210025                                | 116833800                             | 354566                                | 129824907                             | 732025                                | 153395834                             |
| Punjab and Sind Bank                 | 41200                                 | 23378015                              | 44025                                 | 21935657                              | 49066                                 | 19811641                              |
| Punjab National Bank                 | 2047366                               | 366313231                             | 2443966                               | 445261840                             | 2920087                               | 558190078                             |
| Syndicate Bank                       | 913092                                | 121308898                             | 939351                                | 121923602                             | 930808                                | 144689177                             |
| UCO Bank                             | 408215                                | 63970216                              | 365920                                | 73089436                              | 344166                                | 92345487                              |
| Union Bank of India                  | 721776                                | 123280766                             | 823305                                | 151427407                             | 1137176                               | 189897450                             |
| United Bank of India                 | 307889                                | 60416103                              | 294123                                | 49999800                              | 271473                                | 52996375                              |
| Vijaya Bank                          | 380067                                | 53074811                              | 499047                                | 66954036                              | 561897                                | 84420844                              |

Annex -I

| Axis Bank                | 160675   |   29158413 | 256093      |   127263496 | 347957      |   149214021 |
|--------------------------|----------|------------|-------------|-------------|-------------|-------------|
| Catholic Syrian Bank     | 167128   |   12385104 | 75998       | 5.63962e+06 | 110819      |     7032161 |
| City Union Bank          | 298943   |   18312442 | 397161      | 1.71122e+07 | 403461      |    20747534 |
| Development Credit Bank  | 4721     |    6337843 | 6899        | 7.76672e+06 | 16618       |    10844857 |
| Dhanlaxmi Bank           | 119887   |   17693800 | 142889      | 1.36925e+07 | 114395      |    12789591 |
| Federal Bank             | 167099   |   28000881 | 274472      | 4.19554e+07 | 551130      |    57397829 |
| HDFC Bank                | 675250   |  305572218 | 692132      | 3.28228e+08 | 699712      |   361564783 |
| ICICI Bank               | 882137   |  154996550 | 1130835     | 2.25292e+08 | 1256718     |   348772384 |
| Indusind Bank            | 683367   |   32404481 | 607207      | 4.05557e+07 | 668726      |    54827371 |
| ING Vysya Bank           | 24429    |   18564535 | 35912       | 2.79563e+07 | 16273       |    39399811 |
| Jammu & Kashmir Bank     | 66993    |   13893148 | 120207      | 2.64006e+07 | 72754       |    16875424 |
| Karnataka Bank           | 207108   |   26836246 | 212545      | 2.5853e+07  | 164127      |    22432725 |
| Karur Vysya Bank         | 548469   |   48397864 | 558127      | 4.62738e+07 | 764899      |    63058499 |
| Kotak Mahindra Bank      | 51599    |   39425778 | 70997       | 4.04887e+07 | 390516      |    39425817 |
| Lakshmi Vilas Bank       | 316570   |   26299188 | 260514      | 1.8592e+07  | 248716      |    18731560 |
| Nainital Bank            | 1912     |     673954 | 3460        | 1.79636e+06 | 3727        |     1129055 |
| Ratnakar Bank            | 227154   |    7718252 | 274092      | 1.30714e+07 | 428172      |    19359545 |
| South Indian Bank        | 244838   |   28059210 | 365992      | 4.27427e+07 | 408538      |    50954848 |
| Tamilnad Mercantile Bank | 576108   |   40492928 | 586214      | 3.86078e+07 | 497770      |    28603961 |
| Yes Bank                 | 390111   |   61641306 | 1131049     | 7.93674e+07 | 1810290     |    88091708 |
|                          | TOTAL    |   31724847 | 484305770 0 | 3.61786e+07 | 526231592 8 |    43713072 |

Source:RBI

Annual Priority Sector Advances - Agriculture 2016 Outstanding and Disbursement - All SCBs

## Annex-II

(No. of A/c in actual and amount in Rs.'000)

| Bank Name                      | Disbursment during the year   | Disbursment during the year   | Outstanding at the end of the year   | Outstanding at the end of the year   |
|--------------------------------|-------------------------------|-------------------------------|--------------------------------------|--------------------------------------|
|                                | No. of A/cs                   | Amount disbursed              | No. of A/cs                          | Balance O/s                          |
| State Bank of Bikaner & Jaipur | 709099                        | 122298802.39                  | 787045                               | 158394961.00                         |
| State Bank of Hyderabad        | 260110                        | 37535430.81                   | 1664487                              | 211994891.00                         |
| State Bank of India            | 11601324                      | 1568757291.00                 | 10601161                             | 2046507393.00                        |
| State Bank of Mysore           | 292036                        | 67906902.15                   | 560519                               | 122162534.00                         |
| State Bank of Patiala          | 275069                        | 135020015.00                  | 409869                               | 171646235.00                         |
| State Bank of Travancore       | 848610                        | 56811615.00                   | 823044                               | 93257729.00                          |
| SBI and its Associates         | 13986248                      | 1988330056.35                 | 14846125                             | 2803963743.00                        |
| Allahabad Bank                 | 707702                        | 95998285.00                   | 1631983                              | 268271793.00                         |
| Andhra Bank                    | 2371025                       | 191108444.80                  | 2028446                              | 240799083.00                         |
| Bank of Baroda                 | 1035031                       | 187965350.00                  | 2035933                              | 450701604.00                         |
| Bank of India                  | 1922086                       | 272530703.82                  | 3044778                              | 505075384.00                         |
| Bank of Maharashtra            | 388953                        | 70280449.26                   | 761687                               | 148660304.00                         |
| BHARATIYA MAHILA BANK LTD.     | 783                           | 478433.94                     | 904                                  | 670980.00                            |
| Canara Bank                    | 5030178                       | 570179455.03                  | 5916228                              | 671759342.00                         |
| Central Bank of India          | 1660735                       | 212766884.00                  | 2593058                              | 368503009.00                         |
| Corporation Bank               | 374098                        | 56694945.00                   | 902536                               | 279746062.00                         |
| Dena Bank                      | 228315                        | 60072647.90                   | 555917                               | 159124164.00                         |
| IDBI Bank Ltd.                 | 420444                        | 67962591.12                   | 791850                               | 394263032.00                         |
| Indian Bank                    | 2810714                       | 191853067.00                  | 2760112                              | 225262390.00                         |
| Indian Overseas Bank           | 1274400                       | 389221343.00                  | 1752364                              | 302369483.00                         |
| Oriental Bank of Commerce      | 541830                        | 159602800.00                  | 609331                               | 259325610.00                         |
| Punjab and Sind Bank           | 45167                         | 20390455.70                   | 234183                               | 89520659.00                          |
| Punjab National Bank           | 2513197                       | 546712170.93                  | 3870060                              | 641546161.00                         |
| Syndicate Bank                 | 1177536                       | 171996283.01                  | 1974194                              | 298988586.00                         |
| UCO Bank                       | 290172                        | 86077403.00                   | 1123782                              | 195926439.00                         |

<!-- image -->

| Union Bank of India      |   1129677 |     194308867.17 |   2283950 |   455066151.00 |
|--------------------------|-----------|------------------|-----------|----------------|
| United Bank of India     |    267496 |      6.3727e+07  |    930458 |    1.26051e+08 |
| Vijaya Bank              |    703393 |      7.86701e+07 |    715557 |    1.37714e+08 |
| Nationalised Banks       |  24892932 |      3.6886e+09  |  36517311 |    6.21935e+09 |
| Axis Bank                |    428739 |      6.00414e+07 |    633842 |    3.55986e+08 |
| BANDHAN BANK LIMITED     |   2219935 |      7.82348e+07 |   3997876 |    6.11812e+07 |
| Catholic Syrian Bank     |    134581 |      9.76041e+06 |    130249 |    1.59773e+07 |
| City Union Bank          |    404918 |      2.48039e+07 |    352094 |    3.3904e+07  |
| Development Credit Bank  |     26845 |      1.23184e+07 |     35986 |    1.71236e+07 |
| Dhanlaxmi Bank           |    120794 |      1.22255e+07 |    113835 |    1.4145e+07  |
| Federal Bank             |    569005 |      8.11571e+07 |    412867 |    1.07041e+08 |
| HDFC Bank                |   1314474 |      4.59831e+08 |   1916658 |    6.5251e+08  |
| ICICI Bank               |   1363947 |      4.1143e+08  |   1681285 |    5.45843e+08 |
| IDFC BANK LIMITED        |     38799 | 675391           |     68853 |    1.28223e+06 |
| Indusind Bank            |   1080170 |      8.31851e+07 |   1646334 |    1.10218e+08 |
| Jammu & Kashmir Bank     |     84128 |      4.95565e+07 |    347668 |    7.87141e+07 |
| Karnataka Bank           |    169837 |      2.57298e+07 |    276473 |    5.83674e+07 |
| Karur Vysya Bank         |    618165 |      5.7624e+07  |    696884 |    7.86755e+07 |
| Kotak Mahindra Bank      |    684858 |      9.44819e+07 |    861703 |    2.06892e+08 |
| Lakshmi Vilas Bank       |    238462 |      2.72512e+07 |    267148 |    3.08615e+07 |
| Nainital Bank            |      2207 | 835914           |     13807 |    5.23336e+06 |
| Ratnakar Bank            |    405946 |      2.42044e+07 |    601926 |    2.7523e+07  |
| South Indian Bank        |    576159 |      7.12432e+07 |    380692 |    5.7168e+07  |
| Tamilnad Mercantile Bank |    549207 |      4.83439e+07 |    398155 |    4.39867e+07 |
| Yes Bank                 |   2973534 |      1.05528e+08 |   3022649 |    1.39815e+08 |
| Private Sector Banks     |  14004710 |      1.73846e+09 |  17856984 |    2.64245e+09 |

Source: RBI

Annual Priority Sector Advances - Agriculture (Indian Banks) 2013-15 Outstanding

(As reported by SCBs)

<!-- image -->

|                                | Agriculture (Total Priority Sector)   |                         | Agriculture (Total Priority Sector)   |                            | Agriculture (Total Priority Sector)   |                             |
|--------------------------------|---------------------------------------|-------------------------|---------------------------------------|----------------------------|---------------------------------------|-----------------------------|
|                                | 2013                                  |                         | 2014                                  |                            | 2015                                  |                             |
| Bank Name                      | No. Of A/Cs (Outstanding )            | Amount O/S (Outstanding | ) No. Of A/Cs (Outstandin g )         | Amount O/S (Outstandi ng ) | No. Of A/Cs (Outstanding              | ) Amount O/S (Outstanding ) |
| State Bank of Bikaner & Jaipur | 758867                                | 91878455                | 783694                                | 109618062                  | 788416                                | 119103904                   |
| State Bank of Hyderabad        | 1462860                               | 145105621               | 1551897                               | 169056304                  | 1589379                               | 190442278                   |
| State Bank of India            | 11523843                              | 1.248E+09               | 11356931                              | 154715000 0                | 11275217                              | 1284280100                  |
| State Bank of Mysore           | 414418                                | 63246200                | 449456                                | 74629722                   | 517127                                | 106427690                   |
| State Bank of Patiala          | 350588                                | 86727800                | 421534                                | 131993190                  | 411701                                | 137324242                   |
| State Bank of Travancore       | 1047811                               | 103236134               | 1290986                               | 131646970                  | 1298766                               | 119750914                   |
| Allahabad Bank                 | 1362947                               | 176881978               | 1486409                               | 219224289                  | 1557005                               | 246794200                   |
| Andhra Bank                    | 1707867                               | 164505679               | 2008730                               | 208940205                  | 1852055                               | 198922193                   |
| Bank of Baroda                 | 1666083                               | 276631062               | 1768198                               | 316723582                  | 1939542                               | 374032927                   |
| Bank of India                  | 2408652                               | 270415564               | 2807134                               | 402103355                  | 2959275                               | 431821202                   |
| Bank of Maharashtra            | 507825                                | 79725008                | 767504                                | 102760721                  | 677351                                | 120795945                   |
| Bhartiya Mahila Bank           | NA                                    | NA                      | NA                                    | NA                         | 122                                   | 270527                      |
| Canara Bank                    | 4034953                               | 407868543               | 4851701                               | 487970909                  | 5300725                               | 588674585                   |
| Central Bank of India          | 2001170                               | 246575700               | 2259182                               | 353862365                  | 2476556                               | 359569131                   |
| Corporation Bank               | 514592                                | 94658172                | 700229                                | 155820000                  | 829860                                | 196751122                   |
| Dena Bank                      | 396661                                | 67188081                | 485514                                | 107998049                  | 537996                                | 123117800                   |
| IDBI Bank Ltd.                 | 170983                                | 81706895                | 149480                                | 267342172                  | 536728                                | 358345092                   |
| Indian Bank                    | 1967096                               | 170005349               | 2269164                               | 192320986                  | 2676540                               | 207388294                   |
| Indian Overseas Bank           | 2230487                               | 233928046               | 2449081                               | 269900946                  | 2674220                               | 292362721                   |

## Annexure-III

(No. of A/c in actual and amount in Rs.'000)

<!-- image -->

| Oriental Bank of Commerce   |   591530 |   178814106 |   601578 | 176915100   |   608737 |   225414401 |
|-----------------------------|----------|-------------|----------|-------------|----------|-------------|
| Punjab and Sind Bank        |   174400 | 5.22804e+07 |   194186 | 78986841    |   211886 |    67916016 |
| Punjab National Bank        |  3007600 | 3.80554e+08 |  3336655 | 560453721   |  3640771 |   600065591 |
| Syndicate Bank              |  1660221 | 2.01559e+08 |  1841826 | 221107282   |  2047827 |   262053800 |
| UCO Bank                    |  1124107 | 1.26251e+08 |  1209932 | 181415778   |  1152436 |   196869694 |
| Union Bank of India         |  1476741 | 2.02237e+08 |  1814898 | 329215975   |  2166422 |   393124539 |
| United Bank of India        |   867420 | 9.5694e+07  |   912052 | 122974462   |   872275 |   114412901 |
| Vijaya Bank                 |   517448 | 7.09889e+07 |   567916 | 105274104   |   631947 |   119739017 |
| Axis Bank                   |   470374 | 1.40988e+08 |   323324 | 243309175   |   417630 |   303288623 |
| Catholic Syrian Bank        |    53044 | 4.97867e+06 |    49915 | 4282505     |   113691 |     8445785 |
| City Union Bank             |   340932 | 2.39784e+07 |   391921 | 31025534    |   391016 |    30098181 |
| Development Credit Bank     |    20004 | 5.809e+06   |    10675 | 11085254    |    20001 |    15346364 |
| Dhanlaxmi Bank              |   138557 | 1.40413e+07 |   102212 | 16770278    |    93191 |    15953423 |
| Federal Bank                |   272490 | 4.69994e+07 |   321568 | 80543596    |   419923 |    95357415 |
| HDFC Bank                   |   913490 | 2.91689e+08 |   988215 | 445977292   |  1170896 |   533147766 |
| ICICI Bank                  |  1061924 | 1.91862e+08 |  1233667 | 405529517   |  1510120 |   497553188 |
| Indusind Bank               |   584366 | 4.3475e+07  |   777991 | 66473656    |  1044523 |    79847318 |
| ING Vysya Bank              |    68135 | 3.5243e+07  |    43550 | 70775164    |    39764 |    81342237 |
| Jammu & Kashmir Bank        |   288039 | 3.73639e+07 |   359083 | 65251423    |   375559 |    74527468 |
| Karnataka Bank              |   264548 | 3.90335e+07 |   305811 | 61855301    |   301134 |    59195154 |
| Karur Vysya Bank            |   598985 | 5.19432e+07 |   676659 | 62646015    |   674879 |    64778095 |
| Kotak Mahindra Bank         |   143693 | 6.17577e+07 |   171522 | 80023477    |   499877 |    99198408 |
| Lakshmi Vilas Bank          |   252362 | 2.28635e+07 |   278337 | 24619980    |   284165 |    24125562 |
| Nainital Bank               |    10757 | 3.66153e+06 |    12479 | 4065019     |    13214 |     4642224 |
| Ratnakar Bank               |   276134 | 8.26458e+06 |   330014 | 13649465    |   410103 |    19852821 |
| South Indian Bank           |   163028 | 2.25937e+07 |   234175 | 45565856    |   286289 |    62817979 |
| Tamilnad Mercantile Bank    |   417563 | 2.90208e+07 |   445195 | 31039097    |   356894 |    21076845 |
| Yes Bank                    |   416893 | 5.97649e+07 |  1162259 | 105390514   |  1847164 |   137289829 |
| TOTAL                       | 50702488 | 6.452e+09   | 56554439 | 889528320 8 | 61500915 |  9663655511 |

Source: RBI

Annex IV

Annual Priority Sector Advances - Agriculture (State-wise: Indian Banks) 2013-15 Disbursements

(As reported by SCBs)

(No. of A/c in actual and amount in Rs.'000)

|                      | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   |
|----------------------|---------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|
|                      | 2013                                  | 2013                                  | 2014                                  | 2014                                  | 2015                                  | 2015                                  |
|                      | No. Of A/Cs (Disburse ments)          | Disbursemen ts                        | No. Of A/Cs (Disburseme nts)          | Disburseme nts                        | No. Of A/Cs (Disburseme nts)          | Disbursements                         |
| SBI and Associates   |                                       |                                       |                                       |                                       |                                       |                                       |
| Andamans             | 811                                   | 38652                                 | 240                                   | 20315                                 | 1799                                  | 193175                                |
| Andhra Pradesh       | 1211151                               | 158096759                             | 678551                                | 52826368                              | 1468917                               | 128816838                             |
| Arunachal Pradesh    | 7821                                  | 420841                                | 2540                                  | 111867                                | 2083                                  | 120344                                |
| Assam                | 236359                                | 11569549                              | 121004                                | 3484996                               | 112384                                | 3948852                               |
| Bihar                | 387374                                | 35518319                              | 335046                                | 8636575                               | 371446                                | 8362788                               |
| Chandigarh           | 77                                    | 160699                                | 16                                    | 323358                                | 1255                                  | 4302453                               |
| Chattisgarh          | 95332                                 | 11104657                              | 60866                                 | 7152938                               | 77878                                 | 11667705                              |
| Dadra & Nagar Haveli | 27                                    | 4027                                  | 3                                     | 419                                   | 9                                     | 1897                                  |
| Daman & Diu          | 526                                   | 62306                                 | 277                                   | 47980                                 | 607                                   | 130668                                |
| Delhi                | 1290                                  | 14778324                              | 509                                   | 19187741                              | 1167                                  | 88690669                              |
| Goa                  | 3965                                  | 516375                                | 1624                                  | 180007                                | 5230                                  | 662818                                |
| Gujarat              | 403558                                | 55056421                              | 296939                                | 38383720                              | 383097                                | 56769157                              |
| Haryana              | 85682                                 | 20057706                              | 120950                                | 35406036                              | 146917                                | 44568413                              |
| Himachal Pradesh     | 39637                                 | 5700841                               | 46477                                 | 7162980                               | 50462                                 | 9114077                               |
| Jammu & Kashmir      | 10632                                 | 1204064                               | 9065                                  | 1000213                               | 13447                                 | 1037418                               |
| Jharkhand            | 144939                                | 5812850                               | 81004                                 | 1334191                               | 98560                                 | 1795794                               |
| Karnataka            | 361719                                | 67299633                              | 325956                                | 68494557                              | 519461                                | 76767197                              |
| Kerala               | 1233435                               | 120989285                             | 1035702                               | 91615814                              | 1479926                               | 138627355                             |
| Lakshadweep          | 92                                    | 6550                                  | 0                                     | 0                                     | 49                                    | 1850                                  |

| Madhya Pradesh       | 573963   | 102678746   | 469305   | 67082301   | 592612   | 82900038   |
|----------------------|----------|-------------|----------|------------|----------|------------|
| Maharashtra          | 542137   | 72760752    | 405284   | 260986989  | 622744   | 75066984   |
| Manipur              | 6970     | 528602      | 3000     | 87709      | 2415     | 123893     |
| Meghalaya            | 35647    | 1509692     | 18591    | 589256     | 30410    | 1121196    |
| Mizoram              | 7653     | 527950      | 3288     | 114313     | 3925     | 118775     |
| Nagaland             | 29311    | 1303279     | 14175    | 405210     | 14988    | 597786     |
| Orissa               | 381534   | 17915961    | 177175   | 5981330    | 245261   | 14077954   |
| Puducherry           | 26583    | 4854443     | 2826     | 192941     | 31898    | 3936163    |
| Punjab               | 131991   | 52902524    | 252633   | 84453336   | 319569   | 113075308  |
| Rajasthan            | 387421   | 54374056    | 250513   | 39959529   | 379262   | 67887984   |
| Sikkim               | 2488     | 330781      | 1000     | 29394      | 803      | 38090      |
| Tamil Nadu           | 347604   | 31310031    | 253482   | 21765784   | 1449728  | 157940190  |
| Tripura              | 36740    | 1594802     | 26333    | 412019     | 34974    | 668432     |
| Uttarakhand          | 77939    | 8609116     | 673939   | 60789410   | 81626    | 8869696    |
| Uttar Pradesh        | 695203   | 78636284    | 71981    | 7796481    | 783818   | 72849803   |
| West Bengal          | 238571   | 25593696    | 111282   | 7808004    | 163176   | 10919831   |
| Nationalised Banks   |          |             |          |            |          |            |
| Andamans             | 1897     | 246053      | 3030     | 319631     | 3851     | 435192     |
| Andhra Pradesh       | 3272483  | 354791898   | 3532888  | 385722457  | 3037088  | 391220622  |
| Arunachal Pradesh    | 30694    | 5361820     | 7617     | 1986094    | 2422     | 339754     |
| Assam                | 135254   | 17781661    | 157398   | 15903663   | 153167   | 15789518   |
| Bihar                | 609936   | 54143724    | 867989   | 79761474   | 925868   | 92953445   |
| Chandigarh           | 68700    | 23548949    | 16650    | 10200503   | 1602     | 11037430   |
| Chattisgarh          | 92411    | 14338141    | 105629   | 19247532   | 99409    | 18668542   |
| Dadra & Nagar Haveli | 458      | 29373       | 974      | 92640      | 925      | 161342     |
| Daman & Diu          | 74       | 43509       | 246      | 26554      | 216      | 48723      |
| Delhi                | 29211    | 31275299    | 8482     | 23103218   | 6554     | 31378772   |
| Goa                  | 113548   | 19928471    | 54394    | 8175005    | 30818    | 3765275    |
| Gujarat              | 366842   | 266698042   | 700859   | 124241019  | 594781   | 133163028  |
| Haryana              | 249064   | 103599324   | 429632   | 157353020  | 487531   | 168123037  |
| Himachal Pradesh     | 80317    | 48170130    | 140767   | 28225769   | 172299   | 27932492   |
| Jammu & Kashmir      | 15709    | 3404249     | 13406    | 1604590    | 16083    | 2194905    |

| Jharkhand            | 369768   | 22174211    | 352907   | 16984355     | 307908   | 15847082   |
|----------------------|----------|-------------|----------|--------------|----------|------------|
| Karnataka            | 1148859  | 147953649   | 1408965  | 208483780    | 1649260  | 265511599  |
| Kerala               | 1623715  | 202333581   | 1975517  | 220958320    | 2307247  | 249990128  |
| Lakshadweep          | 329      | 13894       | 148      | 8772         | 184      | 9841       |
| Madhya Pradesh       | 718543   | 125397732   | 1067101  | 175883880    | 951400   | 162527817  |
| Maharashtra          | 774654   | 173178898   | 1442465  | 276592759    | 1503661  | 280373304  |
| Manipur              | 6855     | 2540979     | 9404     | 677901       | 11134    | 881806     |
| Meghalaya            | 1282     | 659015      | 2137     | 327021       | 1595     | 260921     |
| Mizoram              | 2676     | 124659      | 2766     | 163762       | 5293     | 322879     |
| Nagaland             | 1543     | 582637      | 1975     | 210395       | 2038     | 375876     |
| Orissa               | 358046   | 50164320    | 396939   | 30438107     | 310004   | 46939578   |
| Puducherry           | 119567   | 17896695    | 177169   | 10566539     | 88718    | 6072768    |
| Punjab               | 265352   | 184487473   | 555245   | 222019810    | 693271   | 246029910  |
| Rajasthan            | 356299   | 108131921   | 727671   | 149337707    | 968946   | 188035191  |
| Sikkim               | 936      | 212927      | 2813     | 936638       | 2375     | 501151     |
| Tamil Nadu           | 4829894  | 476817613   | 6246193  | 616494693    | 8090649  | 666597951  |
| Tripura              | 19919    | 1573772     | 16344    | 1548933      | 22730    | 1443948    |
| Uttarakhand          | 165163   | 31431359    | 140217   | 28669240     | 294399   | 48831819   |
| Uttar Pradesh        | 1700330  | 277704859   | 1905491  | 303056544    | 1914430  | 331203700  |
| West Bengal          | 633839   | 195624149   | 652840   | 80513888     | 587995   | 119467688  |
| Private Sector Banks |          |             |          |              |          |            |
| Andamans             | 81       | 9760        | 128      | 26529        | 22       | 2402       |
| Andhra Pradesh       | 503925   | 86406111.32 | 544119   | 99320265. 51 | 511133   | 107390599  |
| Arunachal Pradesh    | 24       | 13696       | 25       | 3145         | 32       | 7418       |
| Assam                | 12393    | 2210181     | 14470    | 1954967      | 22206    | 2535376    |
| Bihar                | 76274    | 4206181     | 159668   | 7457109      | 214334   | 8167357    |
| Chandigarh           | 3574     | 5566846     | 2342     | 6780852      | 2388     | 8834020    |
| Chattisgarh          | 15466    | 8065332     | 28432    | 11828969     | 46457    | 11564681   |
| Dadra & Nagar Haveli | 49       | 12789.4     | 204      | 109704.7     | 254      | 117384     |
| Daman & Diu          | 134      | 33606       | 368      | 283683       | 404      | 64947      |
| Delhi                | 8864     | 43890694.78 | 54078    | 32188267. 74 | 9048     | 35039185   |

| Goa              | 8722      | 3542468.44   |     8339 | 2381060.7 2   |     7904 |    2447909 |
|------------------|-----------|--------------|----------|---------------|----------|------------|
| Gujarat          | 128013    | 67006641     |   189212 | 74339553      |   267433 |   77952286 |
| Haryana          | 63095     | 28227343.28  |    98673 | 47718420. 68  |   123707 |   63009508 |
| Himachal Pradesh | 2465      | 819552       |     4622 | 1680762       |     5887 |    2501304 |
| Jammu & Kashmir  | 71181     | 6620741      |   124949 | 23752760      |    79186 |   18700361 |
| Jharkhand        | 22092     | 1544177      |    35590 | 1811868       |    81032 |    2198877 |
| Karnataka        | 502178    | 66161750.5   |   597769 | 79672905. 73  |   597222 |   89613637 |
| Kerala           | 704880    | 100448491.7  |   889283 | 90116035. 04  |  1054325 |  101499606 |
| Lakshadweep      | 0         | 0            |        1 | 38            |        1 |        416 |
| Madhya Pradesh   | 105123    | 31473083     |   203132 | 39831725. 88  |   308138 |   51163565 |
| Maharashtra      | 512245    | 97839195.08  |   623484 | 177714762 .5  |   798331 |  251573391 |
| Manipur          | 2022      | 1084867      |     4241 | 408622        |     7241 |     700388 |
| Meghalaya        | 864       | 79955        |      702 | 74828         |      730 |      73306 |
| Mizoram          | 46        | 19851        |       98 | 61952         |       75 |      44926 |
| Nagaland         | 21        | 1722         |       53 | 15203         |      105 |      15006 |
| Orissa           | 198292    | 7897846      |   241422 | 11093569. 1   |   269684 |   12785228 |
| Puducherry       | 25113     | 2650640.96   |    27495 | 2370294.0 5   |    41158 |    2830272 |
| Punjab           | 80366     | 36659755.19  |   144225 | 103635962 .5  |   194448 |  138879493 |
| Rajasthan        | 140450    | 37186317.54  |   246940 | 52858935. 44  |   439303 |   79684047 |
| Sikkim           | 973       | 214102       |     1087 | 257335        |      535 |     116309 |
| Tamil Nadu       | 2299105   | 221241731    |  2500529 | 210949599 .6  |  2622478 |  240543086 |
| Tripura          | 1108      | 259123       |     3628 | 451708        |     5647 |     528970 |
| Uttarakhand      | 10715     | 2041013      |    25226 | 7274103       |    30253 |    8480955 |
| Uttar Pradesh    | 226346    | 19660410     |   284743 | 26160146      |   714744 |   39525573 |
| West Bengal      | 88299     | 33768167     |   143518 | 54069993      |   519473 |   52661696 |
| TOTAL            | 317248 47 | 484305770 0  | 36178639 | 52623159 28   | 43713072 | 6125462109 |

Annual Priority Sector Advances - Agriculture (State-wise : Indian Banks) 2013-15 - Outstanding

|                        | (No. of A/c in actual and           | (No. of A/c in actual and           | (No. of A/c in actual and           | (No. of A/c in actual and           | (No. of A/c in actual and           | (No. of A/c in actual and           |
|------------------------|-------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|-------------------------------------|
|                        | Agriculture (Total Priority Sector) | Agriculture (Total Priority Sector) | Agriculture (Total Priority Sector) | Agriculture (Total Priority Sector) | Agriculture (Total Priority Sector) | Agriculture (Total Priority Sector) |
|                        | 2013                                | 2013                                | 2014                                | 2014                                | 2015                                | 2015                                |
|                        | No. Of A/Cs (Outstanding)           | Amount O/S (Outstanding)            | No. Of A/Cs (Outstanding)           | Amount O/S (Outstanding)            | No. Of A/Cs (Outstanding)           | Amount O/S (Outstandi ng)           |
| SBI and its associates |                                     |                                     |                                     |                                     |                                     |                                     |
| Andamans               | 3868                                | 233829                              | 980                                 | 120604                              | 3646                                | 282668                              |
| Andhra Pradesh         | 3904730                             | 368474277                           | 4099538                             | 381665547                           | 3730249                             | 362004047                           |
| Arunachal Pradesh      | 11845                               | 719952                              | 8362                                | 880343                              | 10872                               | 696605                              |
| Assam                  | 275948                              | 13819531                            | 344760                              | 19007065                            | 303281                              | 16597528                            |
| Bihar                  | 573160                              | 34789907                            | 464809                              | 41612859                            | 541438                              | 38689213                            |
| Chandigarh             | 473                                 | 3521474                             | 461                                 | 2210665                             | 719                                 | 4335592                             |
| Chattisgarh            | 158163                              | 15332451                            | 108631                              | 15910213                            | 117569                              | 13957144                            |
| Dadra & Nagar Haveli   | 43                                  | 9900                                | 5                                   | 2340                                | 24                                  | 2020                                |
| Daman & Diu            | 222                                 | 11000                               | 842                                 | 69625                               | 338                                 | 20029                               |
| Delhi                  | 2285                                | 49792478                            | 2121                                | 51027644                            | 1002                                | 54264688                            |
| Goa                    | 5112                                | 679076                              | 2330                                | 421943                              | 7824                                | 934970                              |
| Gujarat                | 583288                              | 65613285                            | 414628                              | 64464087                            | 434519                              | 63957249                            |
| Haryana                | 190309                              | 47047786                            | 183866                              | 57286599                            | 220829                              | 57320080                            |
| Himachal Pradesh       | 60617                               | 9280436                             | 60059                               | 8933542                             | 67645                               | 8769385                             |
| Jammu & Kashmir        | 16904                               | 1510762                             | 15141                               | 1747231                             | 19875                               | 1639134                             |
| Jharkhand              | 187863                              | 8964029                             | 250756                              | 11427557                            | 216478                              | 8831234                             |
| Karnataka              | 904990                              | 139100654                           | 948997                              | 161655091                           | 968847                              | 187155994                           |
| Kerala                 | 1229073                             | 134347814                           | 1571404                             | 138121795                           | 1466673                             | 158470616                           |
| Lakshadweep            | 174                                 | 10015                               | 757                                 | 56572                               | 139                                 | 8289                                |
| Madhya Pradesh         | 862224                              | 111412202                           | 647613                              | 118163483                           | 727958                              | 117560774                           |
| Maharashtra            | 1226022                             | 130046353                           | 1281152                             | 391853178                           | 1344178                             | 168906830                           |
| Manipur                | 14681                               | 1290800                             | 9974                                | 1463016                             | 10436                               | 839608                              |
| Meghalaya              | 43346                               | 1863800                             | 43338                               | 2485284                             | 64003                               | 2812547                             |
| Mizoram                | 9941                                | 815100                              | 26995                               | 929647                              | 10791                               | 674550                              |
| Nagaland               | 46543                               | 1455600                             | 70998                               | 2047679                             | 35944                               | 1638729                             |
| Orissa                 | 575951                              | 33089658                            | 584619                              | 36022535                            | 519105                              | 31993638                            |
| Puducherry             | 29210                               | 3289691                             | 4598                                | 3846065                             | 40674                               | 4564659                             |

## Annex V

| Punjab               | 296726   | 91352581   | 360288   | 126688796   | 365497   | 109245925   |
|----------------------|----------|------------|----------|-------------|----------|-------------|
| Rajasthan            | 1000591  | 123426819  | 1022210  | 152800729   | 1032654  | 176040117   |
| Sikkim               | 3541     | 216100     | 2022     | 236198      | 3210     | 186397      |
| Tamil Nadu           | 1719811  | 191170533  | 1610638  | 204707914   | 1944064  | 203745982   |
| Tripura              | 44328    | 1870900    | 39790    | 2423618     | 47771    | 2253716     |
| Uttarakhand          | 122405   | 23160206   | 166186   | 22331844    | 114677   | 12741968    |
| Uttar Pradesh        | 1094535  | 87905607   | 1026573  | 100091915   | 1058252  | 110885597   |
| West Bengal          | 359465   | 42913040   | 479057   | 41381025    | 449425   | 35301606    |
| Nationalised Banks   |          |            |          |             |          |             |
| Andamans             | 3171     | 440578     | 3308     | 480666      | 4100     | 540172      |
| Andhra Pradesh       | 4700859  | 505572337  | 5508508  | 615816131   | 5416664  | 613226246   |
| Arunachal Pradesh    | 4664     | 389606     | 4963     | 535703      | 4534     | 685732      |
| Assam                | 430588   | 27234334.1 | 485628   | 31838966    | 515250   | 36012019    |
| Bihar                | 1309408  | 104187566  | 1579008  | 158579056   | 1760160  | 158947496   |
| Chandigarh           | 7649     | 14229894   | 3916     | 12008476    | 2747     | 8630158     |
| Chattisgarh          | 145276   | 29935682.8 | 176468   | 28903984    | 190135   | 35596396    |
| Dadra & Nagar Haveli | 1418     | 141968.534 | 1718     | 203715      | 2061     | 251762      |
| Daman & Diu          | 190      | 24198.124  | 468      | 50965       | 351      | 66155       |
| Delhi                | 13068    | 21888119.8 | 7859     | 77470703    | 8001     | 45893157    |
| Goa                  | 35283    | 3990851.44 | 36123    | 4203495     | 38239    | 4849796     |
| Gujarat              | 889340   | 161461337  | 957571   | 188623595   | 1068273  | 251755818   |
| Haryana              | 568965   | 157727822  | 572335   | 211035292   | 598302   | 248822488   |
| Himachal Pradesh     | 206446   | 24124529   | 209311   | 32942069    | 223143   | 37688383    |
| Jammu & Kashmir      | 17791    | 2478093.37 | 21508    | 2726937     | 21728    | 2876133     |
| Jharkhand            | 556185   | 30403657.2 | 639561   | 33592068    | 711258   | 38356826    |
| Karnataka            | 1796494  | 270551526  | 2085209  | 372035686   | 2383729  | 479061235   |
| Kerala               | 1640637  | 175341326  | 1932892  | 207650176   | 2138203  | 242475958   |
| Lakshadweep          | 2115     | 59099      | 1826     | 56477       | 1468     | 47660       |
| Madhya Pradesh       | 1106854  | 174464077  | 1157887  | 218110781   | 1284893  | 255309618   |
| Maharashtra          | 1618123  | 298194635  | 1944128  | 734153260   | 2193713  | 828432034   |
| Manipur              | 22101    | 2359717    | 24057    | 2125426     | 24056    | 1964839     |
| Meghalaya            | 5048     | 1127819    | 6618     | 1310828     | 5724     | 1172441     |
| Mizoram              | 4860     | 326583     | 5988     | 423476      | 7360     | 569415      |
| Nagaland             | 5073     | 905508     | 5966     | 783539      | 7058     | 868107      |
| Orissa               | 732285   | 60084955.3 | 816129   | 54861726    | 807656   | 55986318    |
| Puducherry           | 69844    | 6223085.56 | 179509   | 7748145     | 89670    | 7101935     |
| Punjab               | 686283   | 226443106  | 701202   | 272500143   | 728322   | 294950637   |
| Rajasthan            | 995168   | 161142692  | 1067712  | 184345139   | 1196590  | 223013276   |
| Sikkim               | 3242     | 412834.605 | 5253     | 646230      | 5086     | 813295      |

| Tamil Nadu                       |   5872805 |        527600728 |   6666775 |        617780363 |   8039335 |   702059936 |
|----------------------------------|-----------|------------------|-----------|------------------|-----------|-------------|
| Tripura                          |     57018 |      3.02681e+06 |     64501 |      4.18164e+06 |     61892 |     3303650 |
| Uttarakhand                      |    183808 |      3.63776e+07 |    210956 |      3.75633e+07 |    584853 |    93698731 |
| Uttar Pradesh                    |   3363416 |      3.90588e+08 |   4051278 |      5.18344e+08 |   3853753 |   553438193 |
| West Bengal Private Sector Banks |   1333308 |      1.59009e+08 |   1345230 |      2.27678e+08 |   1371969 |   249975683 |
| Andamans Andhra                  |        58 |   8218           |        93 |  23582           |        78 |       13812 |
| Pradesh                          |    659945 |      1.13993e+08 |    682572 |      1.23159e+08 |    682296 |   134219695 |
| Arunachal Pradesh                |        21 |  30884           |        17 |  13282           |        43 |        8146 |
| Assam                            |     16868 |      2.79856e+06 |     18654 |      2.85348e+06 |     29403 |     4064505 |
| Bihar                            |     80070 |      5.80168e+06 |    171471 |      9.04024e+06 |    261707 |    11524869 |
| Chandigarh                       |      9754 |      8.45785e+06 |      7298 |      7.74942e+06 |      5622 |     4784077 |
| Chattisgarh                      |     27125 |      1.09485e+07 |     40004 |      1.45158e+07 |     61070 |    14084855 |
| Dadra & Nagar Haveli             |       445 |  74227           |       501 | 152007           |       505 |      232093 |
| Daman & Diu                      |       271 |  61511           |       478 | 309412           |       441 |       82498 |
| Delhi                            |     25861 |      3.01088e+07 |     76681 |      2.7332e+07  |     13682 |    31315929 |
| Goa                              |      8135 |      3.20593e+06 |      9030 |      3.47538e+06 |      9548 |     2905729 |
| Gujarat                          |    213522 |      8.84477e+07 |    270628 |      8.68272e+07 |    374356 |   100078676 |
| Haryana                          |     78739 |      3.90202e+07 |    118561 |      5.12366e+07 |    167648 |    69219288 |
| Himachal Pradesh                 |      3893 |      1.18653e+06 |      6113 |      1.82239e+06 |      8224 |     2739796 |
| Jammu & Kashmir                  |    290556 |      2.7068e+07  |    362682 |      5.69848e+07 |    381517 |    68155617 |
| Jharkhand                        |     22766 |      2.43175e+06 |     37278 |      2.25582e+06 |     86168 |     2570713 |
| Karnataka                        |    567373 |      9.04602e+07 |    719331 |      1.52416e+08 |    779336 |   176308929 |
| Kerala                           |    668060 |      9.27713e+07 |    877877 |      1.52277e+08 |    988380 |   151102678 |
| Lakshadweep                      |         0 |      0           |         1 |     38           |         2 |         453 |
| Madhya Pradesh                   |    146540 |      3.36715e+07 |    253377 |      4.6013e+07  |    406411 |    62475067 |
| Maharashtra                      |    662181 |      1.45546e+08 |    774226 |      6.1713e+08  |    969641 |   763407833 |
| Manipur                          |      1579 | 192825           |      2943 | 289813           |      5058 |      526751 |
| Meghalaya                        |       507 |  52618           |       652 |  96961           |       693 |       97567 |
| Mizoram                          |        89 |  39930           |       201 |  75740           |       225 |       79046 |
| Nagaland                         |       124 |   8791           |       109 |  17544           |       158 |       21994 |
| Orissa                           |    185359 |      1.0417e+07  |    261991 |      1.27388e+07 |    328617 |    17261142 |
| Puducherry                       |     26861 |      3.01318e+06 |     32739 |      2.90128e+06 |     43823 |     3220329 |
| Punjab                           |    114116 |      6.92046e+07 |    160742 |      1.01794e+08 |    235867 |   142521797 |
| Rajasthan                        |    230257 |      6.14819e+07 |    336906 |      7.29113e+07 |    559353 |   103223251 |
| Sikkim                           |      1038 | 245503           |      1418 | 336517           |      1317 |      254155 |
| Tamil Nadu                       |   2279692 |      2.29207e+08 |   2494664 |      2.50308e+08 |   2513674 |   262574915 |
| Tripura                          |      3995 | 252399           |      3115 | 365613           |      5375 |      509059 |
| Uttarakhand                      |     21093 |      7.32025e+06 |     33882 |      9.92601e+06 |     43834 |    12194664 |

<!-- image -->

| Uttar Pradesh   |   295783 |   25559409.3 |   304194 |   27445028.3 |   760978 | 44314173    |
|-----------------|----------|--------------|----------|--------------|----------|-------------|
| West Bengal     |   112642 |     32243091 |   158143 |  3.5085e+07  |   544983 | 41790584    |
| TOTAL           | 50702488 |   6452338029 | 56554439 |  8.89528e+09 | 61500915 | 966365551 1 |

Source: RBI

Annex-VI Annual Priority Sector Advances - Agriculture 2016 Outstanding and Disbursement - All SCBs Statewise ((As reported by SCBs)

|                       | (No. of A/c in actual and amount   | (No. of A/c in actual and amount   | (No. of A/c in actual and amount   | (No. of A/c in actual and amount   |
|-----------------------|------------------------------------|------------------------------------|------------------------------------|------------------------------------|
| State                 | Disbursment during the year        | Disbursment during the year        | Outstanding at the end of the year | Outstanding at the end of the year |
|                       | No. of A/cs                        | Amount disbursed                   | No. of A/cs                        | Balance O/s                        |
| 1Andamans             | 7918                               | 940197.92                          | 8695                               | 1461252.00                         |
| 2Andhra Pradesh       | 6245232                            | 688353325.92                       | 6561815                            | 847639880.00                       |
| 3Arunachal Pradesh    | 4803                               | 1022987.28                         | 15551                              | 1671191.00                         |
| 4Assam                | 683700                             | 43090345.76                        | 1606550                            | 82591358.00                        |
| 5Bihar                | 2965512                            | 140267624.19                       | 4263576                            | 233199247.00                       |
| 6Chandigarh           | 8930                               | 22847181.41                        | 14007                              | 27096722.00                        |
| 7Chattisgarh          | 346203                             | 70024407.35                        | 467902                             | 82192681.00                        |
| 8Dadra & Nagar Haveli | 1245                               | 241457.99                          | 3404                               | 663650.00                          |
| 9Daman & Diu          | 1555                               | 355628.18                          | 2218                               | 370786.00                          |
| 10Delhi               | 31012                              | 166653716.74                       | 51106                              | 181698329.00                       |
| 11Goa                 | 42195                              | 7169634.11                         | 57729                              | 18421761.00                        |
| 12Gujarat             | 1508112                            | 375366694.91                       | 2062677                            | 516959007.00                       |
| 13Haryana             | 778979                             | 344151364.93                       | 1073662                            | 474225717.00                       |
| 14Himachal Pradesh    | 251123                             | 45848797.40                        | 317512                             | 51066623.00                        |
| 15Jammu & Kashmir     | 130072                             | 56736628.22                        | 400737                             | 82053655.00                        |
| 16Jharkhand           | 516135                             | 24691670.75                        | 1101525                            | 66041373.00                        |
| 17Karnataka           | 2676625                            | 508929308.46                       | 4340563                            | 955571067.00                       |
| 18Kerala              | 4275400                            | 458343313.45                       | 4123284                            | 541697588.00                       |
| 19Lakshadweep         | 511                                | 30129.00                           | 1355                               | 158142.00                          |
| 20Madhya Pradesh      | 2479685                            | 330561695.11                       | 2726926                            | 498592369.00                       |
| 21Maharashtra         | 3336316                            | 697029640.42                       | 5502437                            | 2520617632.00                      |
| 22Manipur             | 21797                              | 2541009.52                         | 38828                              | 3822793.00                         |
| 23Meghalaya           | 26750                              | 1633094.99                         | 73978                              | 4613286.00                         |
| 24Mizoram             | 9800                               | 428865.51                          | 20202                              | 1422138.00                         |
| 25Nagaland            | 20153                              | 1370146.43                         | 44299                              | 3013855.00                         |

<!-- image -->

Annual Priority Sector Advances - Agriculture (State-wise : Indian Banks) 2013-15 - Outstanding

(No. of A/c in actual and amount in Rs.'000)

by SCBs)

|                        | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   | Agriculture (Total Priority Sector)   |
|------------------------|---------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|---------------------------------------|
|                        | 2013                                  | 2013                                  | 2014                                  | 2014                                  | 2015                                  | 2015                                  |
|                        | No. Of A/Cs (Outstand ing)            | Amount O/S (Outstanding)              | No. Of A/Cs (Outstandin g)            | Amount O/S (Outstanding)              | No. Of A/Cs (Outstandin g)            | Amount O/S (Outstanding)              |
| SBI and its associates |                                       |                                       |                                       |                                       |                                       |                                       |
| Andamans               | 3868                                  | 233829                                | 980                                   | 120604                                | 3646                                  | 282668                                |
| Andhra Pradesh         | 3904730                               | 368474277                             | 4099538                               | 381665547                             | 3730249                               | 362004047                             |
| Arunachal Pradesh      | 11845                                 | 719952                                | 8362                                  | 880343                                | 10872                                 | 696605                                |
| Assam                  | 275948                                | 13819531                              | 344760                                | 19007065                              | 303281                                | 16597528                              |
| Bihar                  | 573160                                | 34789907                              | 464809                                | 41612859                              | 541438                                | 38689213                              |
| Chandigarh             | 473                                   | 3521474                               | 461                                   | 2210665                               | 719                                   | 4335592                               |
| Chattisgarh            | 158163                                | 15332451                              | 108631                                | 15910213                              | 117569                                | 13957144                              |
| Dadra & Nagar Haveli   | 43                                    | 9900                                  | 5                                     | 2340                                  | 24                                    | 2020                                  |
| Daman & Diu            | 222                                   | 11000                                 | 842                                   | 69625                                 | 338                                   | 20029                                 |
| Delhi                  | 2285                                  | 49792478                              | 2121                                  | 51027644                              | 1002                                  | 54264688                              |
| Goa                    | 5112                                  | 679076                                | 2330                                  | 421943                                | 7824                                  | 934970                                |
| Gujarat                | 583288                                | 65613285                              | 414628                                | 64464087                              | 434519                                | 63957249                              |
| Haryana                | 190309                                | 47047786                              | 183866                                | 57286599                              | 220829                                | 57320080                              |
| Himachal Pradesh       | 60617                                 | 9280436                               | 60059                                 | 8933542                               | 67645                                 | 8769385                               |
| Jammu & Kashmir        | 16904                                 | 1510762                               | 15141                                 | 1747231                               | 19875                                 | 1639134                               |
| Jharkhand              | 187863                                | 8964029                               | 250756                                | 11427557                              | 216478                                | 8831234                               |
| Karnataka              | 904990                                | 139100654                             | 948997                                | 161655091                             | 968847                                | 187155994                             |
| Kerala                 | 1229073                               | 134347814                             | 1571404                               | 138121795                             | 1466673                               | 158470616                             |
| Lakshadweep            | 174                                   | 10015                                 | 757                                   | 56572                                 | 139                                   | 8289                                  |
| Madhya Pradesh         | 862224                                | 111412202                             | 647613                                | 118163483                             | 727958                                | 117560774                             |
| Maharashtra            | 1226022                               | 130046353                             | 1281152                               | 391853178                             | 1344178                               | 168906830                             |
| Manipur                | 14681                                 | 1290800                               | 9974                                  | 1463016                               | 10436                                 | 839608                                |
| Meghalaya              | 43346                                 | 1863800                               | 43338                                 | 2485284                               | 64003                                 | 2812547                               |
| Mizoram                | 9941                                  | 815100                                | 26995                                 | 929647                                | 10791                                 | 674550                                |
| Nagaland               | 46543                                 | 1455600                               | 70998                                 | 2047679                               | 35944                                 | 1638729                               |

(As reported

## Annex V

| Orissa               | 575951   | 33089658   | 584619   | 36022535   | 519105       | 31993638   |
|----------------------|----------|------------|----------|------------|--------------|------------|
| Puducherry           | 29210    | 3289691    | 4598     | 3846065    | 40674        | 4564659    |
| Punjab               | 296726   | 91352581   | 360288   | 126688796  | 365497       | 109245925  |
| Rajasthan            | 1000591  | 123426819  | 1022210  | 152800729  | 1032654      | 176040117  |
| Sikkim               | 3541     | 216100     | 2022     | 236198     | 3210         | 186397     |
| Tamil Nadu           | 1719811  | 191170533  | 1610638  | 204707914  | 1944064      | 203745982  |
| Tripura              | 44328    | 1870900    | 39790    | 2423618    | 47771        | 2253716    |
| Uttarakhand          | 122405   | 23160206   | 166186   | 22331844   | 114677       | 12741968   |
| Uttar Pradesh        | 1094535  | 87905607   | 1026573  | 100091915  | 1058252      | 110885597  |
| West Bengal          | 359465   | 42913040   | 479057   | 41381025   | 449425       | 35301606   |
| Nationalised Banks   |          |            |          |            |              |            |
| Andamans             | 3171     | 440578     | 3308     | 480666     | 4100         | 540172     |
| Andhra Pradesh       | 4700859  | 505572337  | 5508508  | 615816131  | 5416664      | 613226246  |
| Arunachal Pradesh    | 4664     | 389606     | 4963     | 535703     | 4534         | 685732     |
| Assam                | 430588   | 27234334.1 | 485628   | 31838966   | 515250       | 36012019   |
| Bihar                | 1309408  | 104187566  | 1579008  | 158579056  | 1760160      | 158947496  |
| Chandigarh           | 7649     | 14229894   | 3916     | 12008476   | 2747         | 8630158    |
| Chattisgarh          | 145276   | 29935682.8 | 176468   | 28903984   | 190135       | 35596396   |
| Dadra & Nagar Haveli | 1418     | 141968.534 | 1718     | 203715     | 2061         | 251762     |
| Daman & Diu          | 190      | 24198.124  | 468      | 50965      | 351          | 66155      |
| Delhi                | 13068    | 21888119.8 | 7859     | 77470703   | 8001         | 45893157   |
| Goa                  | 35283    | 3990851.44 | 36123    | 4203495    | 38239        | 4849796    |
| Gujarat              | 889340   | 161461337  | 957571   | 188623595  | 1068273      | 251755818  |
| Haryana              | 568965   | 157727822  | 572335   | 211035292  | 598302       | 248822488  |
| Himachal Pradesh     | 206446   | 24124529   | 209311   | 32942069   | 223143       | 37688383   |
| Jammu & Kashmir      | 17791    | 2478093.37 | 21508    | 2726937    | 21728        | 2876133    |
| Jharkhand            | 556185   | 30403657.2 | 639561   | 33592068   | 711258       | 38356826   |
| Karnataka            | 1796494  | 270551526  | 2085209  | 372035686  | 2383729      | 479061235  |
| Kerala               | 1640637  | 175341326  | 1932892  | 207650176  | 2138203      | 242475958  |
| Lakshadweep          | 2115     | 59099      | 1826     | 56477      | 1468         | 47660      |
| Madhya Pradesh       | 1106854  | 174464077  | 1157887  | 218110781  | 1284893      | 255309618  |
| Maharashtra          | 1618123  | 298194635  | 1944128  | 734153260  | 2193713      | 828432034  |
| Manipur              | 22101    | 2359717    | 24057    | 2125426    | 24056        | 1964839    |
| Meghalaya            | 5048     | 1127819    | 6618     | 1310828    | 5724         | 1172441    |
| Mizoram              | 4860     | 326583     | 5988     | 423476     | 7360         | 569415     |
| Nagaland             | 5073     | 905508     | 5966     | 783539     | 7058         | 868107     |
| Orissa               | 732285   | 60084955.3 | 816129   | 54861726   |              | 55986318   |
| Puducherry           | 69844    | 6223085.56 | 179509   | 7748145    | 807656 89670 | 7101935    |
| Punjab               | 686283   | 226443106  | 701202   | 272500143  | 728322       | 294950637  |

| Rajasthan                  |   995168 |        161142692 |   1067712 |        184345139 |   1196590 |   223013276 |
|----------------------------|----------|------------------|-----------|------------------|-----------|-------------|
| Sikkim                     |     3242 | 412835           |      5253 | 646230           |      5086 |      813295 |
| Tamil Nadu                 |  5872805 |      5.27601e+08 |   6666775 |      6.1778e+08  |   8039335 |   702059936 |
| Tripura                    |    57018 |      3.02681e+06 |     64501 |      4.18164e+06 |     61892 |     3303650 |
| Uttarakhand                |   183808 |      3.63776e+07 |    210956 |      3.75633e+07 |    584853 |    93698731 |
| Uttar Pradesh              |  3363416 |      3.90588e+08 |   4051278 |      5.18344e+08 |   3853753 |   553438193 |
| West Bengal Private Sector |  1333308 |      1.59009e+08 |   1345230 |      2.27678e+08 |   1371969 |   249975683 |
| Andamans                   |       58 |   8218           |        93 |  23582           |        78 |       13812 |
| Andhra Pradesh             |   659945 |      1.13993e+08 |    682572 |      1.23159e+08 |    682296 |   134219695 |
| Arunachal Pradesh          |       21 |  30884           |        17 |  13282           |        43 |        8146 |
| Assam                      |    16868 |      2.79856e+06 |     18654 |      2.85348e+06 |     29403 |     4064505 |
| Bihar                      |    80070 |      5.80168e+06 |    171471 |      9.04024e+06 |    261707 |    11524869 |
| Chandigarh                 |     9754 |      8.45785e+06 |      7298 |      7.74942e+06 |      5622 |     4784077 |
| Chattisgarh                |    27125 |      1.09485e+07 |     40004 |      1.45158e+07 |     61070 |    14084855 |
| Dadra & Nagar Haveli       |      445 |  74227           |       501 | 152007           |       505 |      232093 |
| Daman & Diu                |      271 |  61511           |       478 | 309412           |       441 |       82498 |
| Delhi                      |    25861 |      3.01088e+07 |     76681 |      2.7332e+07  |     13682 |    31315929 |
| Goa                        |     8135 |      3.20593e+06 |      9030 |      3.47538e+06 |      9548 |     2905729 |
| Gujarat                    |   213522 |      8.84477e+07 |    270628 |      8.68272e+07 |    374356 |   100078676 |
| Haryana                    |    78739 |      3.90202e+07 |    118561 |      5.12366e+07 |    167648 |    69219288 |
| Himachal Pradesh           |     3893 |      1.18653e+06 |      6113 |      1.82239e+06 |      8224 |     2739796 |
| Jammu & Kashmir            |   290556 |      2.7068e+07  |    362682 |      5.69848e+07 |    381517 |    68155617 |
| Jharkhand                  |    22766 |      2.43175e+06 |     37278 |      2.25582e+06 |     86168 |     2570713 |
| Karnataka                  |   567373 |      9.04602e+07 |    719331 |      1.52416e+08 |    779336 |   176308929 |
| Kerala                     |   668060 |      9.27713e+07 |    877877 |      1.52277e+08 |    988380 |   151102678 |
| Lakshadweep                |        0 |      0           |         1 |     38           |         2 |         453 |
| Madhya Pradesh             |   146540 |      3.36715e+07 |    253377 |      4.6013e+07  |    406411 |    62475067 |
| Maharashtra                |   662181 |      1.45546e+08 |    774226 |      6.1713e+08  |    969641 |   763407833 |
| Manipur                    |     1579 | 192825           |      2943 | 289813           |      5058 |      526751 |
| Meghalaya                  |      507 |  52618           |       652 |  96961           |       693 |       97567 |
| Mizoram                    |       89 |  39930           |       201 |  75740           |       225 |       79046 |
| Nagaland                   |      124 |   8791           |       109 |  17544           |       158 |       21994 |
| Orissa                     |   185359 |      1.0417e+07  |    261991 |      1.27388e+07 |    328617 |    17261142 |
| Puducherry                 |    26861 |      3.01318e+06 |     32739 |      2.90128e+06 |     43823 |     3220329 |
| Punjab                     |   114116 |      6.92046e+07 |    160742 |      1.01794e+08 |    235867 |   142521797 |
| Rajasthan                  |   230257 |      6.14819e+07 |    336906 |      7.29113e+07 |    559353 |   103223251 |
| Sikkim                     |     1038 | 245503           |      1418 | 336517           |      1317 |      254155 |
| Tamil Nadu                 |  2279692 |      2.29207e+08 |   2494664 |      2.50308e+08 |   2513674 |   262574915 |

| Tripura       |     3995 |      252399 |     3115 |      365613 |     5375 |     509059 |
|---------------|----------|-------------|----------|-------------|----------|------------|
| Uttarakhand   |    21093 | 7.32025e+06 |    33882 | 9.92601e+06 |    43834 |   12194664 |
| Uttar Pradesh |   295783 | 2.55594e+07 |   304194 | 2.7445e+07  |   760978 |   44314173 |
| West Bengal   |   112642 | 3.22431e+07 |   158143 | 3.5085e+07  |   544983 |   41790584 |
| TOTAL         | 50702488 | 6.45234e+09 | 56554439 | 8.89528e+09 | 61500915 | 9663655511 |

Source: RBI