Lok Sabha Question No. 582 (UNSTARRED), answered on 2018-02-06
Subject: Claims under Crop Insurance Scheme
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: DUSHYANT CHAUTALA

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.582

TO BE ANSWERED ON THE 6 TH  FEBRUARY, 2018

## CLAIMS UNDER CROP INSURANCE SCHEME

582. SHRI DUSHYANT CHAUTALA:

Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ ष एवं कसान कयाण मंी be pleased to state:

- (a) whether  the  Government  is  aware  of  the  fact  that  there  is  inordinate  delay  in  claim processing and settlement under crop insurance scheme;
- (b) if so, the reasons therefor;
- (c) the details  of  the number of farmers covered under crop insurance scheme during the last five years along with the number of beneficiary farmers, State-wise; and
- (d) the  details  of  the  amount  of  money  spent on  a  premium  of  crop  insurance  during  the aforesaid period?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF AGRICULTURE AND FARMERS WELFARE

कृ ष एवं कसान कयाण मंालय म राय मंी (SHRI  GAJENDRA SINGH SHEKHAWAT )

- (a) & (b): Manual  yield  data  collection  and  manual  transmission  to  insurance  companies impedes timely and accurate yield data, which in turn used to lead to delay in claim processing and  settlement  under  erstwhile  schemes.    Keeping  this  in  view  under  PMFBY,  realtime collection and transmission of yield data through Smartphone/CCE Agri App was initiated and has been made mandatory from Kharif 2017 season.   Further, specific timelines have been provided  for  various  activities  including  processing  and  settlement  of  claims  under  Pradhan Mantri Fasal Bima Yojana (PMFBY) and Restructured Weather Based Crop Insurance Scheme (RWBCIS).
- (c): State-wise details of number of farmers covered and farmers to whom claims are paid (beneficiary farmers) during last five years under various crop insurance schemes are given in Annexure-I.
- (d): Details  of  premium  collected  from  farmers  and  premium  subsidy  provided  by  the Government  under  various  crop  insurance  schemes  during  last  five  years  are  given  in Annexure-II.

## ANNEXURE-I

| State-wise details of No. of Farmers insured and Benefitted for last 5 years under various crop insurance schemes   | State-wise details of No. of Farmers insured and Benefitted for last 5 years under various crop insurance schemes   | State-wise details of No. of Farmers insured and Benefitted for last 5 years under various crop insurance schemes   | State-wise details of No. of Farmers insured and Benefitted for last 5 years under various crop insurance schemes   | State-wise details of No. of Farmers insured and Benefitted for last 5 years under various crop insurance schemes   | State-wise details of No. of Farmers insured and Benefitted for last 5 years under various crop insurance schemes   | State-wise details of No. of Farmers insured and Benefitted for last 5 years under various crop insurance schemes   | State-wise details of No. of Farmers insured and Benefitted for last 5 years under various crop insurance schemes   | State-wise details of No. of Farmers insured and Benefitted for last 5 years under various crop insurance schemes   | State-wise details of No. of Farmers insured and Benefitted for last 5 years under various crop insurance schemes   | State-wise details of No. of Farmers insured and Benefitted for last 5 years under various crop insurance schemes   | State-wise details of No. of Farmers insured and Benefitted for last 5 years under various crop insurance schemes   |
|---------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------|
|                                                                                                                     |                                                                                                                     | 2012-13                                                                                                             | 2012-13                                                                                                             | 2013-14                                                                                                             | 2013-14                                                                                                             | 2014-15                                                                                                             | 2014-15                                                                                                             | 2015-16                                                                                                             | 2015-16                                                                                                             | 2016-17                                                                                                             | 2016-17                                                                                                             |
| Sl no.                                                                                                              | State                                                                                                               | No. of Farmers Insured                                                                                              | No. of Farmers Benefitted                                                                                           | No. of Farmers Insured                                                                                              | No. of Farmers Benefitted                                                                                           | No. of Farmers Insured                                                                                              | No. of Farmers Benefitted                                                                                           | No. of Farmers Insured                                                                                              | No. of Farmers Benefitted                                                                                           | No. of Farmers Insured                                                                                              | No. of Farmers Benefitted                                                                                           |
| 1                                                                                                                   | ANDHRA PRADESH                                                                                                      | 3024716                                                                                                             | 1113366                                                                                                             | 2554065                                                                                                             | 982671                                                                                                              | 405745                                                                                                              | 115390                                                                                                              | 1717533                                                                                                             | 418441                                                                                                              | 1771557                                                                                                             | 877241                                                                                                              |
| 2                                                                                                                   | ASSAM                                                                                                               | 61016                                                                                                               | 4591                                                                                                                | 58576                                                                                                               | 3342                                                                                                                | 49889                                                                                                               | 22203                                                                                                               | 45736                                                                                                               | 24425                                                                                                               | 60265                                                                                                               | 23370                                                                                                               |
| 3                                                                                                                   | BIHAR                                                                                                               | 3253020                                                                                                             | 2612533                                                                                                             | 4014896                                                                                                             | 3461734                                                                                                             | 3874082                                                                                                             | 2500014                                                                                                             | 3091612                                                                                                             | 1123440                                                                                                             | 2713178                                                                                                             | 149698                                                                                                              |
| 4                                                                                                                   | CHHATTISGARH                                                                                                        | 1287382                                                                                                             | 84172                                                                                                               | 749017                                                                                                              | 133080                                                                                                              | 1068387                                                                                                             | 596577                                                                                                              | 1283176                                                                                                             | 677382                                                                                                              | 1549164                                                                                                             | 135221                                                                                                              |
| 5                                                                                                                   | GOA                                                                                                                 | 288                                                                                                                 | 0                                                                                                                   | 318                                                                                                                 | 0                                                                                                                   | 160                                                                                                                 | 0                                                                                                                   | 136                                                                                                                 | 82                                                                                                                  | 757                                                                                                                 | 111                                                                                                                 |
| 6                                                                                                                   | GUJARAT                                                                                                             | 1176660                                                                                                             | 866760                                                                                                              | 1032219                                                                                                             | 42825                                                                                                               | 660856                                                                                                              | 191722                                                                                                              | 504170                                                                                                              | 363027                                                                                                              | 1975192                                                                                                             | 500219                                                                                                              |
| 7                                                                                                                   | HARYANA                                                                                                             | 221334                                                                                                              | 101528                                                                                                              | 263216                                                                                                              | 146089                                                                                                              | 22                                                                                                                  | 7                                                                                                                   | 0                                                                                                                   | 0                                                                                                                   | 1335984                                                                                                             | 216683                                                                                                              |
| 8                                                                                                                   | HIMACHAL PRADESH                                                                                                    | 71187                                                                                                               | 20390                                                                                                               | 78004                                                                                                               | 42542                                                                                                               | 131770                                                                                                              | 89448                                                                                                               | 162458                                                                                                              | 92096                                                                                                               | 378199                                                                                                              | 110941                                                                                                              |
| 9                                                                                                                   | JHARKHAND                                                                                                           | 548715                                                                                                              | 150825                                                                                                              | 412983                                                                                                              | 172738                                                                                                              | 258569                                                                                                              | 166037                                                                                                              | 589793                                                                                                              | 394593                                                                                                              | 878059                                                                                                              | 36630                                                                                                               |
| 10                                                                                                                  | KARNATAKA                                                                                                           | 987997                                                                                                              | 507610                                                                                                              | 655769                                                                                                              | 230519                                                                                                              | 1113816                                                                                                             | 444079                                                                                                              | 1210430                                                                                                             | 876286                                                                                                              | 3120592                                                                                                             | 750599                                                                                                              |
| 11                                                                                                                  | KERALA                                                                                                              | 57779                                                                                                               | 33807                                                                                                               | 62469                                                                                                               | 30010                                                                                                               | 49386                                                                                                               | 24315                                                                                                               | 62335                                                                                                               | 35768                                                                                                               | 77405                                                                                                               | 23288                                                                                                               |
| 12                                                                                                                  | MADHYA PRADESH                                                                                                      | 4060131                                                                                                             | 434684                                                                                                              | 4852883                                                                                                             | 2105374                                                                                                             | 5159693                                                                                                             | 798850                                                                                                              | 5740022                                                                                                             | 2453458                                                                                                             | 6897723                                                                                                             | 1233655                                                                                                             |
| 13                                                                                                                  | MAHARASHTRA                                                                                                         | 2408644                                                                                                             | 1351362                                                                                                             | 1806794                                                                                                             | 388166                                                                                                              | 7019829                                                                                                             | 5466006                                                                                                             | 12517231                                                                                                            | 10624334                                                                                                            | 12005989                                                                                                            | 2901571                                                                                                             |
| 14                                                                                                                  | MANIPUR                                                                                                             | 5675                                                                                                                | 4992                                                                                                                | 5030                                                                                                                | 0                                                                                                                   | 3472                                                                                                                | 3472                                                                                                                | 7514                                                                                                                | 7514                                                                                                                | 8366                                                                                                                | 8358                                                                                                                |
| 15                                                                                                                  | MEGHALAYA                                                                                                           | 3140                                                                                                                | 0                                                                                                                   | 3477                                                                                                                | 94                                                                                                                  | 2010                                                                                                                | 838                                                                                                                 | 1129                                                                                                                | 0                                                                                                                   | 89                                                                                                                  | 0                                                                                                                   |
| 16                                                                                                                  | MIZORAM                                                                                                             | 59                                                                                                                  | 59                                                                                                                  | 0                                                                                                                   | 0                                                                                                                   | 0                                                                                                                   | 0                                                                                                                   | 0                                                                                                                   | 0                                                                                                                   |                                                                                                                     |                                                                                                                     |
| 17                                                                                                                  | ORISSA                                                                                                              | 1575948                                                                                                             | 132453                                                                                                              | 1658101                                                                                                             | 565366                                                                                                              | 1918490                                                                                                             | 186255                                                                                                              | 2258871                                                                                                             | 1175138                                                                                                             | 1820236                                                                                                             | 167909                                                                                                              |
| 18                                                                                                                  | RAJASTHAN                                                                                                           | 10038073                                                                                                            | 7112897                                                                                                             | 10854933                                                                                                            | 6244066                                                                                                             | 9886728                                                                                                             | 6668478                                                                                                             | 10956917                                                                                                            | 7749694                                                                                                             | 9287936                                                                                                             | 2256928                                                                                                             |
| 19                                                                                                                  | SIKKIM                                                                                                              | 4                                                                                                                   | 0                                                                                                                   | 0                                                                                                                   | 0                                                                                                                   | 19                                                                                                                  | 0                                                                                                                   | 149                                                                                                                 | 0                                                                                                                   | 574                                                                                                                 | 0                                                                                                                   |
| 20                                                                                                                  | TAMILNADU                                                                                                           | 1274695                                                                                                             | 1033525                                                                                                             | 807720                                                                                                              | 327918                                                                                                              | 707716                                                                                                              | 45823                                                                                                               | 1090098                                                                                                             | 397599                                                                                                              | 1449379                                                                                                             | 857948                                                                                                              |
| 21                                                                                                                  | TELANGANA                                                                                                           |                                                                                                                     |                                                                                                                     |                                                                                                                     |                                                                                                                     | 1090959                                                                                                             | 215013                                                                                                              | 1334240                                                                                                             | 538004                                                                                                              | 975822                                                                                                              | 227324                                                                                                              |
| 22                                                                                                                  | TRIPURA                                                                                                             | 938                                                                                                                 | 0                                                                                                                   | 0                                                                                                                   | 0                                                                                                                   | 324                                                                                                                 | 0                                                                                                                   | 1458                                                                                                                | 18                                                                                                                  | 12528                                                                                                               | 522                                                                                                                 |
| 23                                                                                                                  | UTTAR PRADESH                                                                                                       | 1937940                                                                                                             | 234226                                                                                                              | 1884632                                                                                                             | 745333                                                                                                              | 1759441                                                                                                             | 1175288                                                                                                             | 3795359                                                                                                             | 2168369                                                                                                             | 6593417                                                                                                             | 1061902                                                                                                             |
| 24                                                                                                                  | UTTARAKHAND                                                                                                         | 81176                                                                                                               | 23936                                                                                                               | 78907                                                                                                               | 27857                                                                                                               | 79233                                                                                                               | 52133                                                                                                               | 150111                                                                                                              | 41616                                                                                                               | 261571                                                                                                              | 61679                                                                                                               |
| 25                                                                                                                  | WEST BENGAL                                                                                                         | 1310082                                                                                                             | 219764                                                                                                              | 1393406                                                                                                             | 645545                                                                                                              | 1834322                                                                                                             | 299918                                                                                                              | 2007789                                                                                                             | 552111                                                                                                              | 4135189                                                                                                             | 429495                                                                                                              |
| 26                                                                                                                  | A & N ISLANDS                                                                                                       | 624                                                                                                                 | 260                                                                                                                 | 1186                                                                                                                | 506                                                                                                                 | 783                                                                                                                 | 184                                                                                                                 | 1055                                                                                                                | 158                                                                                                                 | 324                                                                                                                 | 295                                                                                                                 |
| 27                                                                                                                  | PUDUCHERRY                                                                                                          | 3459                                                                                                                | 366                                                                                                                 | 2193                                                                                                                | 160                                                                                                                 | 1541                                                                                                                | 72                                                                                                                  |                                                                                                                     | 0                                                                                                                   | 8537                                                                                                                | 4254                                                                                                                |
|                                                                                                                     |                                                                                                                     |                                                                                                                     |                                                                                                                     |                                                                                                                     |                                                                                                                     | 37077242                                                                                                            |                                                                                                                     | 1680                                                                                                                |                                                                                                                     | 57318032                                                                                                            | 12035841                                                                                                            |
| 28                                                                                                                  | JAMMU & KASHMIR                                                                                                     | 11542                                                                                                               | 17                                                                                                                  | 4545                                                                                                                | 183                                                                                                                 |                                                                                                                     |                                                                                                                     | 0                                                                                                                   | 0                                                                                                                   |                                                                                                                     |                                                                                                                     |
|                                                                                                                     | Total                                                                                                               | 33402224                                                                                                            | 16044123                                                                                                            | 33235339                                                                                                            | 16296118                                                                                                            |                                                                                                                     | 19062122                                                                                                            | 48531002                                                                                                            | 29713553                                                                                                            |                                                                                                                     |                                                                                                                     |

## ANNEXURE-II

## Crop Season wise Government Supports toward premium subsidy and Contribution on Claims during last Five year under Crop Insurance Schemes

Rs in Lakh

| B   | SEASON        |   FARMERS' PREMIUM |   STATE GOVT. PREMIUM (SHARE) |   GOI PREMIUM (SHARE) |    GROSS PREMIUM |   GOVERNMENT CONTRIBUTION ON CLAIMS UNDER NAIS |
|-----|---------------|--------------------|-------------------------------|-----------------------|------------------|------------------------------------------------|
| 1   | Kharif 2012   |           139815   |                       70361.5 |               63603.6 | 273780           |                               194085           |
| 2   | Rabi 2012-13  |            60093.9 |                       55285.3 |               40615.1 | 155994           |                               153887           |
|     | TOTAL 2012-13 |           199909   |                      125647   |              104219   | 429775           |                               347973           |
| 3   | Kharif 2013   |           153552   |                       83193.7 |               72053.2 | 308799           |                               263736           |
| 4   | Rabi 2013-14  |            92467   |                       38511.8 |               34561.5 | 165540           |                                71502.5         |
|     | TOTAL 2013-14 |           246019   |                      121705   |              106615   | 474340           |                               335239           |
| 5   | Kharif 2014   |           182418   |                       75422.9 |               76128.3 | 333969           |                               178027           |
| 6   | Rabi 2014-15  |            88298.3 |                       43387.4 |               28950   | 160636           |                                95264.9         |
|     | TOTAL 2014-15 |           270716   |                      118810   |              105078   | 494605           |                               273292           |
| 7   | Kharif 2015   |           230884   |                       68126.9 |               62234.8 | 361705           |                                    1.30494e+06 |
| 8   | Rabi 2015-16  |            94772.1 |                       52924.7 |               35348.8 | 183374           |                               153990           |
|     | TOTAL 2015-16 |           325656   |                      121052   |               97583.6 | 545079           |                                    1.45893e+06 |
| 9   | Kharif 2016   |           291977   |                      662157   |              679545   |      1.63386e+06 |                                    0           |
| 10  | Rabi 2016-17  |           145413   |                      217923   |              219483   | 582819           |                                    0           |
|     | Total 2016-17 |           437390   |                      880081   |              899028   |      2.21668e+06 |                                    0           |

Note: Government is also provided contribution towards claims under National Agricultural Insurance Scheme (NAIS).  However, upfront premium subsidy is provided under existing schemes of Pradhan Mantri Fasal Bima Yojana (PMFBY) and Restructured Weather Based Crop Insurance Scheme (RWBCIS) and payment of claims is the responsibiity of insurance companies.

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