Lok Sabha Question No. 2703 (UNSTARRED), answered on 2018-01-03
Subject: Postal Life Insurance Policy
Ministry: COMMUNICATIONS
Asked by: HEMANT TUKARAM GODSE

## GOVERNMENT OF INDIA MINISTRY OF COMMUNICATIONS DEPARTMENT OF POSTS

## LOK  SABHA UNSTARRED QUESTION NO. 2703 TO BE ANSWERED ON  3 RD  JANUARY, 2018

## POSTAL LIFE INSURANCE POLICY

2703. SHRI GODSE HEMANT TUKARAM:

Will the Minister of COMMUNICATIONS be pleased to state:

(a) the current status of the Postal Life Insurance policy in the country, State-wise including Maharashtra;

(b) the details of the claims lying pending in various post offices as on date, State-wise;

(c) the  steps  taken/being  taken  by  the  Government  for  timely  disposal  of  these  pending claims; and

(d) the steps taken/being taken by the Government to promote Postal Life Insurance policy and to make it popular in the rural areas?

## ANSWER

## THE MINISTER OF STATE (IC) OF THE MINISTRY OF COMMUNICATIONS & MINISTER OF STATE IN THE MINISTRY OF RAILWAYS (SHRI MANOJ SINHA)

(a) The current status of the Postal Life Insurance policy in the country, State-wise including Maharashtra is placed at Annexure 'A' .

(b) The details of the claims lying pending in various post offices as on  28.12.2017 , Statewise is placed at Annexure 'B' .

(c) Receipt and disposal of claim cases is a continuous process. The following steps are taken for timely disposal of claims:

- (i) Indexing and monitoring through 808 Central Processing Centres (CPC)

in the country.

- (ii) Regular review and monitoring at various levels to expedite settlement of claims.
- (d) Steps taken to promote Postal Life Insurance policy and to make it popular in rural areas are as follows: (i) Organizing  Postal  Life  Insurance/Rural  Postal  Life  Insurance  Melas  in rural areas. Publicity  through  various  media  such  as  advertisement  in  newspapers, and distribution  of  pamphlets  amongst  rural  population  through  Gramin  Dak
- (ii) television, outdoor publicity, social media, radio jingles etc. Sevaks.

Contd…2/-

## (Annexure-A)

## Details of PLI/RPLI policies and sum assured as on 28.12.2017

| Name   |                   | PLI                            | PLI                                           | RPLI                            | RPLI                                          |
|--------|-------------------|--------------------------------|-----------------------------------------------|---------------------------------|-----------------------------------------------|
| Name   | of State          | No. of PLI policies as on date | Total Sum Assured of policies (Rs. In Crores) | No. of RPLI policies as on date | Total Sum Assured of policies (Rs. In Crores) |
| 1      | Arunachal Pradesh | 18582                          | 478.61                                        | 8053                            | 106.65                                        |
| 2      | Assam             | 137503                         | 2838.32                                       | 436043                          | 2780.23                                       |
| 3      | Andhra Pradesh    | 319645                         | 7901.59                                       | 3830967                         | 11741.19                                      |
| 4      | Bihar             | 128934                         | 3690.26                                       | 834284                          | 6222.70                                       |
| 5      | Chhattisgarh      | 62001                          | 1463.55                                       | 273222                          | 1224.04                                       |
| 6      | Delhi             | 145091                         | 5030                                          | 12188                           | 164                                           |
| 7      | Goa               | 21622                          | 612                                           | 6375                            | 241                                           |
| 8      | Gujarat           | 579623                         | 12208                                         | 632879                          | 5832                                          |
| 9      | Haryana           | 113191                         | 2476.28                                       | 311239                          | 1989.61                                       |
| 10     | Himachal Pradesh  | 98739                          | 2018.90                                       | 291026                          | 2043.28                                       |
| 11     | J&K               | 89034                          | 1030.90                                       | 405938                          | 565.52                                        |
| 12     | Jharkhand         | 106922                         | 3574.20                                       | 685275                          | 3042.13                                       |
| 13     | Karnataka         | 359184                         | 8832.52                                       | 601573                          | 3907.63                                       |
| 14     | Kerala            | 165304                         | 2401.23                                       | 700155                          | 1561.26                                       |
| 15     | Madhya Pradesh    | 190025                         | 1473.71                                       | 869474                          | 2319.53                                       |
| 16     | Maharashtra       | 616992                         | 12705                                         | 1852028                         | 14251                                         |
| 17     | Manipur           | 4920                           | 80.66                                         | 8883                            | 47.18                                         |
| 18     | Meghalaya         | 5209                           | 141.71                                        | 11797                           | 77.26                                         |
| 19     | Mizoram           | 5142                           | 106.95                                        | 10292                           | 47.37                                         |
| 20     | Nagaland          | 3592                           | 74.56                                         | 8350                            | 60.10                                         |
| 21     | Odisha            | 139154                         | 4638.10                                       | 673407                          | 7856.40                                       |
| 22     | Punjab            | 95044                          | 2286                                          | 288807                          | 2365                                          |
| 23     | Rajasthan         | 230400                         | 5670.41                                       | 1430907                         | 4796.31                                       |
| 24     | Sikkim            | 636                            | 8.68                                          | 4845                            | 35.76                                         |
| 25     | Tamil Nadu        | 532183                         | 13831.70                                      | 3727892                         | 18304.17                                      |
| 26     | Telangana         | 171663                         | 4436.68                                       | 1417717                         | 4869.90                                       |
| 27     | Tripura           | 13710                          | 224.49                                        | 54043                           | 298.97                                        |
| 28     | Uttar Pradesh     | 324707                         | 8412.85                                       | 1210168                         | 5779.64                                       |
| 29     | Uttarakhand       | 61123                          | 1628.37                                       | 380821                          | 2229.86                                       |
| 30     | West Bengal       | 269380                         | 4985.91                                       | 949909                          | 9309.13                                       |
|        | Total             | 5009255                        | 115262.14                                     | 21928557                        | 114068.82                                     |

Contd…3/-

(Annexure-B)

## Details of pending PLI/RPLI claim cases in various Post Offices as on  28.12.2017

| Sl. No.   | Name of State     | PLI   | PLI      | PLI       | PLI   | RPLI   | RPLI     | RPLI      | RPLI   |
|-----------|-------------------|-------|----------|-----------|-------|--------|----------|-----------|--------|
| Sl. No.   | Name of State     | Death | Maturity | Surrender | Total | Death  | Maturity | Surrender | Total  |
| 1         | Arunachal Pradesh | 3     | 37       | 8         | 48    | 0      | 5        | 8         | 13     |
| 2         | Assam             | 4     | 22       | 9         | 35    | 5      | 24       | 14        | 43     |
| 3         | Andhra Pradesh    | 152   | 295      | 159       | 606   | 364    | 1035     | 1494      | 2893   |
| 4         | Bihar             | 10    | 52       | 5         | 67    | 18     | 115      | 24        | 157    |
| 5         | Chhattisgarh      | 7     | 6        | 4         | 17    | 3      | 4        | 8         | 15     |
| 6         | Delhi             | 7     | 89       | 20        | 116   | 00     | 7        | 1         | 8      |
| 7         | Goa               | 4     | 33       | 23        | 60    | 2      | 18       | 9         | 29     |
| 8         | Gujarat           | 75    | 54       | 307       | 436   | 21     | 53       | 89        | 163    |
| 9         | Haryana           | 22    | 122      | 34        | 178   | 19     | 83       | 39        | 141    |
| 10        | Himachal Pradesh  | 16    | 76       | 19        | 111   | 17     | 122      | 24        | 163    |
| 11        | J&K               | 0     | 4        | 8         | 12    | 2      | 4        | 18        | 24     |
| 12        | Jharkhand         | 12    | 32       | 6         | 50    | 19     | 46       | 11        | 76     |
| 13        | Karnataka         | 155   | 393      | 394       | 942   | 166    | 220      | 1077      | 1463   |
| 14        | Kerala            | 3     | 14       | 20        | 37    | 6      | 9        | 26        | 41     |
| 15        | Madhya Pradesh    | 17    | 93       | 63        | 173   | 10     | 84       | 26        | 120    |
| 16        | Maharashtra       | 124   | 277      | 388       | 789   | 79     | 144      | 391       | 614    |
| 17        | Manipur           | 1     | 2        | 9         | 12    | 0      | 0        | 3         | 3      |
| 18        | Meghalaya         | 0     | 2        | 4         | 6     | 0      | 1        | 5         | 6      |
| 19        | Mizoram           | 0     | 8        | 2         | 10    | 0      | 4        | 1         | 5      |
| 20        | Nagaland          | 1     | 3        | 0         | 4     | 1      | 0        | 4         | 5      |
| 21        | Odisha            | 150   | 165      | 161       | 476   | 198    | 234      | 172       | 604    |
| 22        | Punjab            | 21    | 50       | 20        | 91    | 20     | 47       | 52        | 119    |
| 23        | Rajasthan         | 43    | 10       | 49        | 102   | 41     | 8        | 142       | 191    |
| 24        | Sikkim            | 0     | 0        | 0         | 0     | 0      | 1        | 2         | 3      |
| 25        | Tamil Nadu        | 117   | 292      | 273       | 682   | 336    | 396      | 1744      | 2476   |
| 26        | Telangana         | 32    | 57       | 55        | 144   | 62     | 71       | 93        | 226    |
| 27        | Tripura           | 0     | 7        | 4         | 11    | 3      | 13       | 3         | 19     |
| 28        | Uttar Pradesh     | 99    | 219      | 104       | 422   | 87     | 171      | 190       | 448    |
| 29        | Uttarakhand       | 22    | 23       | 69        | 114   |        |          |           | 351    |
| 30        | West Bengal       | 94    | 213      | 85        | 392   | 64 70  | 93 360   | 194 208   | 638    |
|           | Total             | 1191  | 2650     | 2302      | 6143  | 1613   | 3372     | 6072      | 11057  |

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