Lok Sabha Question No. 3631 (UNSTARRED), answered on 2016-12-07
Subject: Credit Linked Subsidy Scheme
Ministry: HOUSING AND URBAN  POVERTY ALLEVIATION
Asked by: ANTO  ANTONY

## GOVERNMENT OF INDIA

## MINISTRY OF HOUSING AND URBAN POVERTY ALLEVIATION LOK SABHA

## UNSTARRED QUESTION NO.3631 TO BE ANSWERED ON DECEMBER 07, 2016 CREDIT LINKED SUBSIDY SCHEME

No. 3631

SHRI ANTO ANTONY:

Will the Minister of HOUSING AND URBAN POVERTY ALLEVIATION be pleased to state:

- (a) the details of the Credit Linked Subsidy Scheme (CLSS) under the
- Pradhan Mantri Awas Yojana (PMAY);
- (b)  whether  the  Government  has  any  record  regarding  the  financial assistance granted under the CLSS for the last two years;
- (c) if so, the details thereof, State-wise;
- (d) whether there is any proposal to enhance the financial assistance
- under the CLSS; and
- (e) if so, the details and the response of the Government thereto?

## ANSWER

THE MINISTER OF STATE IN THE MINISTRY OF HOUSING & URBAN

POVERTY ALLEVIATION

## (RAO INDERJIT SINGH)

(a) to (c): Government  has  launched  the  Pradhan  Mantri  Awas Yojana - Housing for All (Urban) mission on 25.06.2015. Under Credit Linked  Subsidy  Scheme  (CLSS),  one  of  the  components  of  the mission,  the  beneficiaries  of  Economic  Weaker  Section  having household  annual  income  upto  Rs.  3.00  lakh  and  Lower  Income

Group having household annual income between Rs. 3.00 lakh and upto Rs. 6.00 lakh subject to their being otherwise eligible under the scheme,  can  avail  of  interest  subsidy  at  the  rate  of  6.5%  on  the housing  loans  upto  Rs.  6.00  lakh  from  Banks,  Housing  Finance Companies  (HFCs)  and  other  such  institutions  for  a  tenure  of  15 years or actual tenure of loan whichever is earlier, for acquisition, construction and extension of house. The Net Present Value (NPV) of the interest subsidy will be calculated at a discount rate of 9%.

The carpet area of houses being constructed or enhanced under this component of the mission should be upto 30 square meters and 60 square meters for EWS and LIG, respectively in order to avail of this credit  linked  subsidy.  The  beneficiary,  at  his/her  discretion,  can build  a  house  of  larger  area,  but  interest  subvention  would  be limited to first Rs. 6 lakh only.

The  details  of  subsidy  disbursed  under  CLSS,  State-wise,  are Annexed.

(d) & (e): No such proposal is under consideration.

******

## Annexure referred in reply to LSUQ-3631

| :: CREDIT LINKED SUBSIDY SCHEME :: PRADHAN MANTRI AWAS YOJANA (URBAN) : HOUSING FOR ALL MISSION   | :: CREDIT LINKED SUBSIDY SCHEME :: PRADHAN MANTRI AWAS YOJANA (URBAN) : HOUSING FOR ALL MISSION   | :: CREDIT LINKED SUBSIDY SCHEME :: PRADHAN MANTRI AWAS YOJANA (URBAN) : HOUSING FOR ALL MISSION   | :: CREDIT LINKED SUBSIDY SCHEME :: PRADHAN MANTRI AWAS YOJANA (URBAN) : HOUSING FOR ALL MISSION   |
|---------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------|
| STATE WISE CLAIM STATUS (up to 30 November, 2016)                                                 | STATE WISE CLAIM STATUS (up to 30 November, 2016)                                                 | STATE WISE CLAIM STATUS (up to 30 November, 2016)                                                 | STATE WISE CLAIM STATUS (up to 30 November, 2016)                                                 |
| Sl.                                                                                               | Name of State /UT                                                                                 | No. of Beneficiary Households                                                                     | Subsidy Amount disbursed by PLIs to beneficiaries (in Rs.Lakhs)                                   |
| 1                                                                                                 | Andaman and Nicobar Islands                                                                       | -                                                                                                 | 0.00                                                                                              |
| 2                                                                                                 | Andhra Pradesh                                                                                    | 127                                                                                               | 227.29                                                                                            |
| 3                                                                                                 | Arunachal Pradesh                                                                                 | -                                                                                                 | 0.00                                                                                              |
| 4                                                                                                 | Assam                                                                                             | 5                                                                                                 | 9.01                                                                                              |
| 5                                                                                                 | Bihar                                                                                             | 52                                                                                                | 85.55                                                                                             |
| 6                                                                                                 | Chandigarh                                                                                        | 4                                                                                                 | 8.24                                                                                              |
| 7                                                                                                 | Chhattisgarh                                                                                      | 392                                                                                               | 414.23                                                                                            |
| 8                                                                                                 | Dadra and Nagar Haveli                                                                            | 7                                                                                                 | 15.02                                                                                             |
| 9                                                                                                 | Daman and Diu                                                                                     | -                                                                                                 | 0.00                                                                                              |
| 10                                                                                                | Delhi                                                                                             | 98                                                                                                | 148.49                                                                                            |
| 11                                                                                                | Goa                                                                                               | 5                                                                                                 | 10.86                                                                                             |
| 12                                                                                                | Gujarat                                                                                           | 6572                                                                                              | 12267.85                                                                                          |
| 13                                                                                                | Haryana                                                                                           | 134                                                                                               | 260.76                                                                                            |
| 14                                                                                                | Himachal Pradesh                                                                                  | 11                                                                                                | 15.24                                                                                             |
| 15                                                                                                | Jammu and Kashmir                                                                                 | 8                                                                                                 | 9.72                                                                                              |
| 16                                                                                                | Jharkhand                                                                                         | 28                                                                                                | 41.24                                                                                             |
| 17                                                                                                | Karnataka                                                                                         | 474                                                                                               | 851.27                                                                                            |
| 18                                                                                                | Kerala                                                                                            | 142                                                                                               | 242.22                                                                                            |
| 19                                                                                                | Lakshadweep                                                                                       | -                                                                                                 | 0.00                                                                                              |
| 20                                                                                                | Madhya Pradesh                                                                                    | 879                                                                                               | 1419.43                                                                                           |
| 21                                                                                                | Maharashtra                                                                                       | 3357                                                                                              | 6741.78                                                                                           |
| 22                                                                                                | Manipur                                                                                           | 22                                                                                                | 30.38                                                                                             |
| 23                                                                                                | Meghalaya                                                                                         | 7                                                                                                 | 9.39                                                                                              |
| 24                                                                                                | Mizoram                                                                                           | 23                                                                                                | 20.43                                                                                             |
| 25                                                                                                | Nagaland                                                                                          | -                                                                                                 | 0.00                                                                                              |
| 26                                                                                                | Odisha                                                                                            | 82                                                                                                | 24.95                                                                                             |
| 27                                                                                                | Puducherry                                                                                        | 10                                                                                                | 19.68                                                                                             |
| 28                                                                                                | Punjab                                                                                            | 94                                                                                                | 178.59                                                                                            |
| 29                                                                                                | Rajasthan                                                                                         | 820                                                                                               | 818.70                                                                                            |
| 30                                                                                                | Sikkim                                                                                            | 1                                                                                                 | 1.82                                                                                              |
| 31                                                                                                | Tamil Nadu                                                                                        | 879                                                                                               | 1418.59                                                                                           |
| 32                                                                                                | Telangana                                                                                         | 259                                                                                               | 502.03                                                                                            |
| 33                                                                                                | Tripura                                                                                           | 4                                                                                                 | 7.85                                                                                              |
| 34                                                                                                | Uttar Pradesh                                                                                     | 558                                                                                               | 985.22                                                                                            |
| 35                                                                                                | Uttarakhand                                                                                       | 33                                                                                                | 57.52                                                                                             |
| 36                                                                                                | West Bengal Total                                                                                 | 204 15291                                                                                         | 370.38 27213.75                                                                                   |