Lok Sabha Question No. 2272 (UNSTARRED), answered on 2017-07-28
Subject: Priority Sector Lending
Ministry: FINANCE
Asked by: SHARAD TRIPATHI

## Government of India Department of Financial Services Ministry of finance

## LOK SABHA

## UNSTARRED QUESTION NO. 2272

## TO BE ANSWERED ON THE 28 th  July 2017, Shravana 6, 1939 (SAKA) PRIORITY SECTOR LENDING

## QUESTION

## 2272. SHRI SHARAD TRIPATHI

Will the Minister of FINANCE be pleased to state:

- (a) whether public and private sector banks are not taking interest in providing priority sectors loan due to which there has been a shortage of funds in rural sectors;
- (b) if so, the details thereof; and
- (c) the details of loan provided to priority sector by banks during the last three years, State/UT and bank-wise?

## ANSWER (MINISTER OF STATE IN THE MINISTRY OF FINANCE) (SHRI SANTOSH KUMAR GANGWAR)

- (a) & (b):  As  per  guidelines  issued  by  Reserve  Bank  of  India  (RBI)  on  Priority  Sector Lending(PSL),  a  target  of  40  per  cent  of  Adjusted  Net  Bank  Credit  (ANBC)  or  Credit Equivalent  of  Off-Balance  Sheet  Exposure  (CEOBE),  whichever  is  higher,  has  been prescribed for all Scheduled Commercial Banks (excluding Regional Rural Banks).

The categories under Priority Sector are:-

- i. Agriculture
- ii. Micro, Small and Medium Enterprises
- iii. Export Credit
- iv. Education
- v. Housing
- vi. Social Infrastructure
- vii. Renewable Energy
- viii. Others.

As per  extant  RBI  guidelines,  there  exist  provisions  to  monitor  the  performance  of  banks against  the  stipulated  targets/  sub-targets.  To  ensure  continuous  flow  of  credit  to  priority sector,  the  guidelines  prescribe  monitoring  of  priority  sector  returns  figures  on  'quarterly' basis.  In  case  of  banks  having  shortfall  in  lending  to  the  designated  priority  sector categories/ sub-categories, the banks are advised to contribute to the Rural Infrastructure Development Fund (RIDF) and other refinance funds every year.

The interest rates on banks' contribution to RIDF or any other Funds, tenure of deposits, etc. is fixed by Reserve Bank of India from time to time.

Non-achievement of the  priority  sector  targets/  sub-targets  are  taken  into  account  by  RBI while granting regulatory clearances/ approvals for various proposals of the banks.

- (c) The information on Bank- Wise lending under Priority Sector for Public Sector Banks and Private Sector banks for year 2014, 2015 & 2016 is given in Annexure I and State- Wise lending  under  Priority  Sector  for  Scheduled  commercial  Banks  for  the  year  2014,  2015  & 2016 is given at  Annexure  II.
- ***************

| Annexure I to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending   | Annexure I to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending   | Annexure I to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending   | Annexure I to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending   | Annexure I to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending   | Annexure I to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending   | Annexure I to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending   | Annexure I to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending   |
|-------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------|
| BANK-WISE LENDING UNDER PRIORITY SECTOR                                                                                 | BANK-WISE LENDING UNDER PRIORITY SECTOR                                                                                 | BANK-WISE LENDING UNDER PRIORITY SECTOR                                                                                 | BANK-WISE LENDING UNDER PRIORITY SECTOR                                                                                 | BANK-WISE LENDING UNDER PRIORITY SECTOR                                                                                 | BANK-WISE LENDING UNDER PRIORITY SECTOR                                                                                 | BANK-WISE LENDING UNDER PRIORITY SECTOR                                                                                 | BANK-WISE LENDING UNDER PRIORITY SECTOR                                                                                 |
| Sr.                                                                                                                     |                                                                                                                         |                                                                                                                         |                                                                                                                         |                                                                                                                         |                                                                                                                         | YEAR 2016                                                                                                               | YEAR 2016                                                                                                               |
| No.                                                                                                                     | Name of the Bank                                                                                                        | YEAR No. of                                                                                                             | 2014 Balance                                                                                                            | YEAR No. of                                                                                                             | 2015 Balance                                                                                                            | No. of                                                                                                                  | Balance                                                                                                                 |
| 1                                                                                                                       | State Bank of Bikaner &Jaipur                                                                                           | Accounts 1016268                                                                                                        | Outstanding 236389194                                                                                                   | Accounts 1018663                                                                                                        | Outstanding 275172424                                                                                                   | Accounts 1036358                                                                                                        | Outstanding 294398124                                                                                                   |
| 2                                                                                                                       | State Bank of Hyderabad                                                                                                 | 1891725                                                                                                                 | 354923994                                                                                                               | 1962182                                                                                                                 | 404315919                                                                                                               | 2066080                                                                                                                 | 445366300                                                                                                               |
| 3                                                                                                                       | State Bank of India                                                                                                     | 14234772                                                                                                                | 3180594861                                                                                                              | 13889772                                                                                                                | 2917276013                                                                                                              | 13129404                                                                                                                | 3850547342                                                                                                              |
| 4                                                                                                                       | State Bank of Mysore                                                                                                    | 599420                                                                                                                  | 154566269                                                                                                               | 667896                                                                                                                  | 194009459                                                                                                               | 711117                                                                                                                  | 223882803                                                                                                               |
| 5                                                                                                                       | State Bank of Patiala                                                                                                   | 564474                                                                                                                  | 302541475                                                                                                               | 578788                                                                                                                  | 324525057                                                                                                               | 587339                                                                                                                  | 339929725                                                                                                               |
| 6                                                                                                                       | State Bank of Travancore                                                                                                | 1629333                                                                                                                 | 292228134                                                                                                               | 1576203                                                                                                                 | 274509695                                                                                                               | 1102856                                                                                                                 | 277936973                                                                                                               |
|                                                                                                                         | SBI and its Associates                                                                                                  | 19935992                                                                                                                | 4521243927                                                                                                              | 19693504                                                                                                                | 4389808567                                                                                                              | 18633154                                                                                                                | 5432061267                                                                                                              |
| 7                                                                                                                       | Allahabad Bank                                                                                                          | 1910840                                                                                                                 | 478394781                                                                                                               | 1998748                                                                                                                 | 539096675                                                                                                               | 2122721                                                                                                                 | 626953793                                                                                                               |
| 8                                                                                                                       | Andhra Bank                                                                                                             | 2478713                                                                                                                 | 419201974                                                                                                               | 2201911                                                                                                                 | 449669501                                                                                                               | 2453811                                                                                                                 | 545453665                                                                                                               |
| 9                                                                                                                       | Bank of Baroda                                                                                                          | 2462410                                                                                                                 | 937281327                                                                                                               | 2659465                                                                                                                 | 1036872115                                                                                                              | 2821388                                                                                                                 | 1131214492                                                                                                              |
| 10                                                                                                                      | Bank of India                                                                                                           | 3863106                                                                                                                 | 861603334                                                                                                               | 3972312                                                                                                                 | 945720173                                                                                                               | 4163545                                                                                                                 | 1046561697                                                                                                              |
| 11                                                                                                                      | Bank of Maharashtra                                                                                                     | 1149796                                                                                                                 | 317871103                                                                                                               | 1072762                                                                                                                 | 356527903                                                                                                               | 1161071                                                                                                                 | 389472323                                                                                                               |
| 12                                                                                                                      | Bharatiya Mahila Bank Ltd.                                                                                              | NA                                                                                                                      | NA                                                                                                                      | 2519                                                                                                                    | 1332996                                                                                                                 | 12289                                                                                                                   | 2452168                                                                                                                 |
| 13                                                                                                                      | Canara Bank                                                                                                             | 6005533                                                                                                                 | 977619156                                                                                                               | 6653631                                                                                                                 | 1182337045                                                                                                              | 7410898                                                                                                                 | 1455583797                                                                                                              |
| 14                                                                                                                      | Central Bank of India                                                                                                   | 3096066                                                                                                                 | 686525871                                                                                                               | 3398567                                                                                                                 | 759973882                                                                                                               | 3574560                                                                                                                 | 838558528                                                                                                               |
| 15                                                                                                                      | Corporation Bank                                                                                                        | 1205099                                                                                                                 | 566030852                                                                                                               | 1336916                                                                                                                 | 620355527                                                                                                               | 1419227                                                                                                                 | 689117539                                                                                                               |
| 16                                                                                                                      | Dena Bank                                                                                                               | 697289                                                                                                                  | 261730604                                                                                                               | 748985                                                                                                                  | 284535268                                                                                                               | 779215                                                                                                                  | 341171016                                                                                                               |
| 17                                                                                                                      | IDBI Bank Ltd.                                                                                                          | 398343                                                                                                                  | 687378072                                                                                                               | 824330                                                                                                                  | 766593834                                                                                                               | 1253268                                                                                                                 | 904307563                                                                                                               |
| 18                                                                                                                      | Indian Bank                                                                                                             | 3123468                                                                                                                 | 414994373                                                                                                               | 3241019                                                                                                                 | 424089206                                                                                                               | 3479825                                                                                                                 | 498422041                                                                                                               |
| 19                                                                                                                      | Indian Overseas Bank                                                                                                    | 3323367                                                                                                                 | 588265745                                                                                                               | 3681563                                                                                                                 | 636350695                                                                                                               | 3016967                                                                                                                 | 676147529                                                                                                               |
| 20                                                                                                                      | Oriental Bank of Commerce                                                                                               | 978334                                                                                                                  | 514374500                                                                                                               | 1000046                                                                                                                 | 571129299                                                                                                               | 1039526                                                                                                                 | 615724640                                                                                                               |
| 21                                                                                                                      | Punjab and Sind Bank                                                                                                    | 310988                                                                                                                  | 176895770                                                                                                               | 349172                                                                                                                  | 180154033                                                                                                               | 410594                                                                                                                  | 224347236                                                                                                               |
| 22                                                                                                                      | Punjab National Bank                                                                                                    | 4147668                                                                                                                 | 1230010567                                                                                                              | 4534345                                                                                                                 | 1358126803                                                                                                              | 4930254                                                                                                                 | 1471205369                                                                                                              |
| 23                                                                                                                      | Syndicate Bank                                                                                                          | 2797458                                                                                                                 | 520555582                                                                                                               | 2916590                                                                                                                 | 572814399                                                                                                               | 2938471                                                                                                                 | 659449755                                                                                                               |
| 24                                                                                                                      | UCO Bank                                                                                                                | 1786778                                                                                                                 | 519654438                                                                                                               | 1747074                                                                                                                 | 532780833                                                                                                               | 2146500                                                                                                                 | 559481167                                                                                                               |
| 25                                                                                                                      | Union Bank of India                                                                                                     | 2513268                                                                                                                 | 798692773                                                                                                               | 2911441                                                                                                                 | 873865504                                                                                                               | 3107648                                                                                                                 | 1026745638                                                                                                              |
| 26                                                                                                                      | United Bank of India                                                                                                    | 1265219                                                                                                                 | 292188130                                                                                                               | 1208864                                                                                                                 | 285609902                                                                                                               | 1311327                                                                                                                 | 298093398                                                                                                               |
| 27                                                                                                                      | Vijaya Bank                                                                                                             | 896420                                                                                                                  | 258558068                                                                                                               | 997312                                                                                                                  | 307142428                                                                                                               | 1118807                                                                                                                 | 380031280                                                                                                               |
|                                                                                                                         | Nationalised Banks                                                                                                      | 44410163                                                                                                                | 11507827020                                                                                                             | 47457572                                                                                                                | 12685078021                                                                                                             | 50671912                                                                                                                | 14380494634                                                                                                             |
| 28                                                                                                                      | Axis Bank                                                                                                               | 616836                                                                                                                  | 747541958                                                                                                               | 792775                                                                                                                  | 835571677                                                                                                               | 1150949                                                                                                                 | 992431041                                                                                                               |
| 29                                                                                                                      | Bandhan Bank Ltd                                                                                                        |                                                                                                                         |                                                                                                                         |                                                                                                                         | NA                                                                                                                      | 6437360                                                                                                                 | 116378413                                                                                                               |
| 30                                                                                                                      | Catholic Syrian Bank                                                                                                    | NA 85315                                                                                                                | NA 25666901                                                                                                             | NA 203568                                                                                                               | 37225163                                                                                                                | 189336                                                                                                                  | 45186896                                                                                                                |
| 31                                                                                                                      | City Union Bank                                                                                                         | 424511                                                                                                                  | 74098439                                                                                                                | 426377                                                                                                                  | 83286515                                                                                                                | 390841                                                                                                                  | 102899467                                                                                                               |
| 32                                                                                                                      | Development Credit Bank                                                                                                 | 22582                                                                                                                   | 35156180                                                                                                                | 38526                                                                                                                   | 49923036                                                                                                                | 60735                                                                                                                   | 60433054                                                                                                                |
| 33                                                                                                                      | Dhanlaxmi Bank                                                                                                          | 119340                                                                                                                  | 29339280                                                                                                                | 143519                                                                                                                  | 29953150                                                                                                                | 192075                                                                                                                  | 34115508                                                                                                                |
| 34                                                                                                                      | Federal Bank                                                                                                            | 439943                                                                                                                  | 189122474                                                                                                               | 532677                                                                                                                  | 208702742                                                                                                               | 512876                                                                                                                  | 221712806                                                                                                               |
| 35                                                                                                                      | HDFC Bank                                                                                                               | 2084469                                                                                                                 | 1024249110                                                                                                              | 2495784                                                                                                                 | 1215832446                                                                                                              | 4490001                                                                                                                 | 1599979671                                                                                                              |
| 36                                                                                                                      | ICICI Bank                                                                                                              | 1832943                                                                                                                 | 1010303683                                                                                                              | 2095848                                                                                                                 | 1130072417                                                                                                              | 2347448                                                                                                                 | 1311910226                                                                                                              |
| 37                                                                                                                      | IDFC BANK LIMITED                                                                                                       | 2047612                                                                                                                 | 197012438                                                                                                               | 70949                                                                                                                   | 172681472                                                                                                               | 492028                                                                                                                  | 22376635                                                                                                                |
| 38                                                                                                                      | Indusind Bank                                                                                                           | 74061                                                                                                                   | 166642029                                                                                                               | 2763584                                                                                                                 | 230173037                                                                                                               | 3419324                                                                                                                 | 299088221                                                                                                               |
| 39                                                                                                                      | Jammu& Kashmir Bank                                                                                                     | 616387                                                                                                                  | 148848502                                                                                                               | 713443                                                                                                                  | 171235998                                                                                                               | 641722                                                                                                                  | 192270210                                                                                                               |
| 40                                                                                                                      | Karnataka Bank                                                                                                          | 378919                                                                                                                  | 129963369                                                                                                               | 377575                                                                                                                  | 143449600                                                                                                               | 361351                                                                                                                  | 161499884                                                                                                               |
| 41                                                                                                                      | Karur Vysya Bank                                                                                                        | 928853                                                                                                                  | 129870140                                                                                                               | 861424                                                                                                                  | 143326964                                                                                                               | 792485                                                                                                                  | 170826669                                                                                                               |
| 42                                                                                                                      | Kotak Mahindra Bank                                                                                                     | 281640                                                                                                                  | 189642150                                                                                                               | 949741                                                                                                                  | 222094265                                                                                                               | 1626385                                                                                                                 | 483865146                                                                                                               |
| 43                                                                                                                      | Lakshmi Vilas Bank                                                                                                      | 330707                                                                                                                  | 51291217                                                                                                                | 319122                                                                                                                  | 58052732                                                                                                                | 300777                                                                                                                  | 73498083                                                                                                                |
| 44                                                                                                                      |                                                                                                                         |                                                                                                                         |                                                                                                                         |                                                                                                                         | 15225776                                                                                                                | 27168                                                                                                                   | 14706478                                                                                                                |
|                                                                                                                         | Nainital Bank                                                                                                           | 28086                                                                                                                   | 13869207                                                                                                                | 27609                                                                                                                   |                                                                                                                         |                                                                                                                         |                                                                                                                         |
| 45 46                                                                                                                   | Ratnakar Bank South Indian Bank                                                                                         | 825938 420210                                                                                                           | 28196371 133767240                                                                                                      | 1213645 439394                                                                                                          | 47961601 155970196                                                                                                      | 2229303 490218                                                                                                          | 77154396 169590831                                                                                                      |
| 47                                                                                                                      | Tamilnad Mercantile Bank                                                                                                | 507107                                                                                                                  | 85766788                                                                                                                | 424961                                                                                                                  | 95633385                                                                                                                | 471951                                                                                                                  | 126110118                                                                                                               |
| 48                                                                                                                      | Yes Bank                                                                                                                | 1366520                                                                                                                 | 210434345                                                                                                               | 2043581                                                                                                                 | 249281294                                                                                                               | 3281351                                                                                                                 | 320707738                                                                                                               |
|                                                                                                                         | Private Sector Banks                                                                                                    | 13431979 77778134                                                                                                       | 4620781821                                                                                                              | 16934102                                                                                                                | 5295653466 22370540054                                                                                                  | 29905684 99210750                                                                                                       | 6596741491 26409297392                                                                                                  |
|                                                                                                                         | TOTAL                                                                                                                   |                                                                                                                         | 20649852768                                                                                                             | 84085178                                                                                                                |                                                                                                                         |                                                                                                                         |                                                                                                                         |

NA: not applicable

SOURCE:RBI

| Annexure II to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending STATE/UT-WISE LENDING UNDER PRIORITY SECTOR   | Annexure II to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending STATE/UT-WISE LENDING UNDER PRIORITY SECTOR   | Annexure II to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending STATE/UT-WISE LENDING UNDER PRIORITY SECTOR   | Annexure II to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending STATE/UT-WISE LENDING UNDER PRIORITY SECTOR   | Annexure II to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending STATE/UT-WISE LENDING UNDER PRIORITY SECTOR   | Annexure II to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending STATE/UT-WISE LENDING UNDER PRIORITY SECTOR   | Annexure II to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending STATE/UT-WISE LENDING UNDER PRIORITY SECTOR   | Annexure II to reply of Lok Sabha Un Starred Question No. 2272 for answer on 28th July 2017 -- Priority Sector Lending STATE/UT-WISE LENDING UNDER PRIORITY SECTOR   |
|----------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| No.                                                                                                                                                                  | Name of the State/UT                                                                                                                                                 |                                                                                                                                                                      |                                                                                                                                                                      |                                                                                                                                                                      |                                                                                                                                                                      |                                                                                                                                                                      |                                                                                                                                                                      |
| No.                                                                                                                                                                  | Name of the State/UT                                                                                                                                                 | YEAR No. of Accounts                                                                                                                                                 | 2014 Balance Outstanding                                                                                                                                             | YEAR No. of Accounts                                                                                                                                                 | 2015 Balance Outstanding                                                                                                                                             | YEAR No. of Accounts                                                                                                                                                 | 2016 Balance Outstanding                                                                                                                                             |
| 1                                                                                                                                                                    | Andamans                                                                                                                                                             | 15765                                                                                                                                                                | 8193634                                                                                                                                                              | 19175                                                                                                                                                                | 7341000                                                                                                                                                              | 19357                                                                                                                                                                | 7811366                                                                                                                                                              |
| 2                                                                                                                                                                    | Andhra Pradesh                                                                                                                                                       | 12352999                                                                                                                                                             | 2065747806                                                                                                                                                           | 11642277                                                                                                                                                             | 2127271280                                                                                                                                                           | 7862925                                                                                                                                                              | 1452568422                                                                                                                                                           |
| 3                                                                                                                                                                    | Arunachal Pradesh                                                                                                                                                    | 22751                                                                                                                                                                | 6857743                                                                                                                                                              | 28458                                                                                                                                                                | 7729039                                                                                                                                                              | 26555                                                                                                                                                                | 7774244                                                                                                                                                              |
| 4                                                                                                                                                                    | Assam                                                                                                                                                                | 1099819                                                                                                                                                              | 160366336                                                                                                                                                            | 1141566                                                                                                                                                              | 178347232                                                                                                                                                            | 2299460                                                                                                                                                              | 225377655                                                                                                                                                            |
| 5                                                                                                                                                                    | Bihar                                                                                                                                                                | 2832139                                                                                                                                                              | 382916257                                                                                                                                                            | 3237011                                                                                                                                                              | 412739346                                                                                                                                                            | 5243169                                                                                                                                                              | 469928174                                                                                                                                                            |
| 6                                                                                                                                                                    | Chandigarh                                                                                                                                                           | 69704                                                                                                                                                                | 103364451.5                                                                                                                                                          | 66226                                                                                                                                                                | 101370709                                                                                                                                                            | 73593                                                                                                                                                                | 120375361                                                                                                                                                            |
| 7                                                                                                                                                                    | Chattisgarh                                                                                                                                                          | 558195                                                                                                                                                               | 214373142                                                                                                                                                            | 615333                                                                                                                                                               | 234596644                                                                                                                                                            | 889117                                                                                                                                                               | 274141773                                                                                                                                                            |
| 8                                                                                                                                                                    | Dadra & Nagar Haveli                                                                                                                                                 | 7108                                                                                                                                                                 | 4444977.38                                                                                                                                                           | 8304                                                                                                                                                                 | 5863352                                                                                                                                                              | 9584                                                                                                                                                                 | 7684649                                                                                                                                                              |
| 9                                                                                                                                                                    | Daman & Diu                                                                                                                                                          | 5611                                                                                                                                                                 | 4750549                                                                                                                                                              | 5510                                                                                                                                                                 | 5581607                                                                                                                                                              | 7307                                                                                                                                                                 | 5902307                                                                                                                                                              |
| 10                                                                                                                                                                   | Delhi                                                                                                                                                                | 593962                                                                                                                                                               | 1089611220                                                                                                                                                           | 538883                                                                                                                                                               | 1103116427                                                                                                                                                           | 632995                                                                                                                                                               | 1271168990                                                                                                                                                           |
| 11                                                                                                                                                                   | Goa                                                                                                                                                                  | 128001                                                                                                                                                               | 54885833.87                                                                                                                                                          | 155075                                                                                                                                                               | 67357794                                                                                                                                                             | 148263                                                                                                                                                               | 74061029                                                                                                                                                             |
| 12                                                                                                                                                                   | Gujarat                                                                                                                                                              | 2697149                                                                                                                                                              | 1200505231                                                                                                                                                           | 3084493                                                                                                                                                              | 1394244513                                                                                                                                                           | 3529282                                                                                                                                                              | 1685636090                                                                                                                                                           |
| 13                                                                                                                                                                   | Haryana                                                                                                                                                              | 1307132                                                                                                                                                              | 713257336.5                                                                                                                                                          | 1467755                                                                                                                                                              | 814384700                                                                                                                                                            | 1635551                                                                                                                                                              | 952640217                                                                                                                                                            |
| 14                                                                                                                                                                   | Himachal Pradesh                                                                                                                                                     | 421169                                                                                                                                                               | 119130475                                                                                                                                                            | 448208                                                                                                                                                               | 130104145                                                                                                                                                            | 482664                                                                                                                                                               | 141103751                                                                                                                                                            |
| 15                                                                                                                                                                   | Jammu & Kashmir                                                                                                                                                      | 698607                                                                                                                                                               | 154473560                                                                                                                                                            | 807535                                                                                                                                                               | 184769500                                                                                                                                                            | 744030                                                                                                                                                               | 193809062                                                                                                                                                            |
| 16                                                                                                                                                                   | Jharkhand                                                                                                                                                            | 1257720                                                                                                                                                              | 191830005                                                                                                                                                            | 1376389                                                                                                                                                              | 213600715                                                                                                                                                            | 1620473                                                                                                                                                              | 249938669                                                                                                                                                            |
| 17                                                                                                                                                                   | Karnataka                                                                                                                                                            | 5417823                                                                                                                                                              | 1575232442                                                                                                                                                           | 6005404                                                                                                                                                              | 1838396895                                                                                                                                                           | 6402717                                                                                                                                                              | 2112833569                                                                                                                                                           |
| 18                                                                                                                                                                   | Kerala                                                                                                                                                               | 5749856                                                                                                                                                              | 1062183134                                                                                                                                                           | 5991620                                                                                                                                                              | 1140404372                                                                                                                                                           | 5622588                                                                                                                                                              | 1252759444                                                                                                                                                           |
| 19                                                                                                                                                                   | Lakshadweep                                                                                                                                                          | 4375                                                                                                                                                                 | 352808                                                                                                                                                               | 3803                                                                                                                                                                 | 811364                                                                                                                                                               | 3400                                                                                                                                                                 | 1149156                                                                                                                                                              |
| 20                                                                                                                                                                   | Madhya Pradesh                                                                                                                                                       | 3095179                                                                                                                                                              | 764459859.3                                                                                                                                                          | 3673012                                                                                                                                                              | 925276271                                                                                                                                                            | 4547110                                                                                                                                                              | 1015942333                                                                                                                                                           |
| 21                                                                                                                                                                   | Maharashtra                                                                                                                                                          | 6804209                                                                                                                                                              | 4383640766                                                                                                                                                           | 7550541                                                                                                                                                              | 4441810487                                                                                                                                                           | 10030224                                                                                                                                                             | 5732497566                                                                                                                                                           |
| 22                                                                                                                                                                   | Manipur                                                                                                                                                              | 56772                                                                                                                                                                | 11493603                                                                                                                                                             | 60055                                                                                                                                                                | 10316523                                                                                                                                                             | 65456                                                                                                                                                                | 12140846                                                                                                                                                             |
| 23                                                                                                                                                                   | Meghalaya                                                                                                                                                            | 72470                                                                                                                                                                | 13319068                                                                                                                                                             | 94394                                                                                                                                                                | 14032867                                                                                                                                                             | 104945                                                                                                                                                               | 15807571                                                                                                                                                             |
| 24                                                                                                                                                                   | Mizoram                                                                                                                                                              | 49235                                                                                                                                                                | 8259023                                                                                                                                                              | 34559                                                                                                                                                                | 8264288                                                                                                                                                              | 36748                                                                                                                                                                | 8442162                                                                                                                                                              |
| 25                                                                                                                                                                   | Nagaland                                                                                                                                                             | 90413                                                                                                                                                                | 8010203                                                                                                                                                              | 59132                                                                                                                                                                | 7418627                                                                                                                                                              | 56751                                                                                                                                                                | 9094873                                                                                                                                                              |
| 26                                                                                                                                                                   | Orissa                                                                                                                                                               | 2313420                                                                                                                                                              | 305254505.5                                                                                                                                                          | 2235643                                                                                                                                                              | 325828280                                                                                                                                                            | 2712705                                                                                                                                                              | 384691743                                                                                                                                                            |
| 27                                                                                                                                                                   | Puducherry                                                                                                                                                           | 304532                                                                                                                                                               | 42978462.44                                                                                                                                                          | 263459                                                                                                                                                               | 48004395                                                                                                                                                             | 252652                                                                                                                                                               | 47685867                                                                                                                                                             |
| 28                                                                                                                                                                   | Punjab                                                                                                                                                               | 1781582                                                                                                                                                              | 981823501.5                                                                                                                                                          | 1934513                                                                                                                                                              | 1079315468                                                                                                                                                           | 2194682                                                                                                                                                              | 1227411553                                                                                                                                                           |
| 29                                                                                                                                                                   | Rajasthan                                                                                                                                                            | 3249985                                                                                                                                                              | 873495886.2                                                                                                                                                          | 3657928                                                                                                                                                              | 1043418037                                                                                                                                                           | 4113681                                                                                                                                                              | 1210123021                                                                                                                                                           |
| 30                                                                                                                                                                   | Sikkim                                                                                                                                                               | 21211                                                                                                                                                                | 8235401                                                                                                                                                              | 26828                                                                                                                                                                | 9112357                                                                                                                                                              | 38016                                                                                                                                                                | 9928068                                                                                                                                                              |
| 31                                                                                                                                                                   | Tamil Nadu                                                                                                                                                           | 14403407                                                                                                                                                             | 2476204748                                                                                                                                                           | 16076550                                                                                                                                                             | 2663520075                                                                                                                                                           | 16027965                                                                                                                                                             | 3019556343                                                                                                                                                           |
| 32 33                                                                                                                                                                | Telangana Tripura                                                                                                                                                    | NA                                                                                                                                                                   | NA                                                                                                                                                                   | NA                                                                                                                                                                   | NA                                                                                                                                                                   | 3953140                                                                                                                                                              | 1062611107 32436968                                                                                                                                                  |
|                                                                                                                                                                      |                                                                                                                                                                      | 146832                                                                                                                                                               | 22173702                                                                                                                                                             | 157996                                                                                                                                                               | 26807628                                                                                                                                                             | 467478                                                                                                                                                               |                                                                                                                                                                      |
| 34                                                                                                                                                                   | Uttarakhand                                                                                                                                                          | 712701                                                                                                                                                               | 226383909                                                                                                                                                            | 1140272                                                                                                                                                              | 316986284                                                                                                                                                            | 870321                                                                                                                                                               | 267932127                                                                                                                                                            |
| 35                                                                                                                                                                   | Uttar Pradesh                                                                                                                                                        | 6736849                                                                                                                                                              | 1339975999 963703899.5                                                                                                                                               | 7090543 3760597                                                                                                                                                      | 1434589930 23336888664                                                                                                                                               | 8289285                                                                                                                                                              | 1742741892 1208954488                                                                                                                                                |
| 36 West Bengal                                                                                                                                                       | 36 West Bengal                                                                                                                                                       | 3029853                                                                                                                                                              | 21541889477                                                                                                                                                          | 84459047                                                                                                                                                             | 1014156513                                                                                                                                                           | 8538531                                                                                                                                                              | 27514662456                                                                                                                                                          |
| TOTAL 78108535 99552720                                                                                                                                              | TOTAL 78108535 99552720                                                                                                                                              | TOTAL 78108535 99552720                                                                                                                                              | TOTAL 78108535 99552720                                                                                                                                              | TOTAL 78108535 99552720                                                                                                                                              | TOTAL 78108535 99552720                                                                                                                                              | TOTAL 78108535 99552720                                                                                                                                              | TOTAL 78108535 99552720                                                                                                                                              |
| SOURCE RBI                                                                                                                                                           | SOURCE RBI                                                                                                                                                           | SOURCE RBI                                                                                                                                                           | SOURCE RBI                                                                                                                                                           | SOURCE RBI                                                                                                                                                           | SOURCE RBI                                                                                                                                                           | SOURCE RBI                                                                                                                                                           | SOURCE RBI                                                                                                                                                           |