Lok Sabha Question No. 671 (UNSTARRED), answered on 2017-12-19
Subject: Crop Insurance Scheme
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: KRUPAL BALAJI TUMANE

## ANSWER

MINISTER OF  STATE IN THE  MINISTRY OF  AGRICULTURE AND  FARMERS  WELFARE

‡ãðŠãäÓã एवं कसान कयाण ½ãâ¨ããÊã¾ã ½ãñâ Àã·¾ã ½ãâ¨ããè ( SHRI GAJENDRA SINGH SHEKHAWAT)

- (a): In order to protect farmers against crop failure due to natural calamities, pests & diseases, weather conditions, Government of India is implementing a new yield index based scheme namely: Pradhan Mantri Fasal Bima Yojana (PMFBY) from Kharif 2016 season,  which  has  replaced  the  erstwhile  scheme  of  National  Agricultural  Insurance Scheme  (NAIS)  and  Modified  National Agricultural  Insurance  Scheme  (MNAIS). Weather  Based  Crop  Insurance  Scheme  (WBCIS),  single  peril/named  peril,  weather index    based  scheme,  has  also  been  restructured  by  making  the  premium  of  the farmers, selection of insurance company and administrative & operational structure at par with PMFBY.

O.I.H.

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.671

TO BE ANSWERED ON THE  19 TH  DECEMBER, 2017

## CROP INSURANCE SCHEME

671.   SHRI KRUPAL BALAJI TUMANE:

Will  the  Minister  of  AGRICULTURE  AND  FARMERS  WELFARE      ‡ãðŠãäÓã एवं  कसान कयाण ½ãâ¨ããè be pleased to state:

- (a) the  efforts  being  made  by  the  Government  to  protect  the  farmers  from  the  ill effects of natural calamities;
- (b) the steps being taken by the Government in various States to popularize the crop insurance schemes among farmers so that they can get maximum benefits from these schemes;
- (c) whether  applied  dangers  like  water  logging  is  covered  under  the  various  crop insurance schemes; and
- (d) if so, the details thereof?

Comprehensive  risk  insurance  is  provided  to  cover  yield  loss  due  to  nonpreventable risks viz. natural fire and lightening; Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane, Tornado etc.; Flood Inundation and Landslide; Drought, Dry Spells; Pests/Diseases etc. under yield based Scheme of PMFBY. Losses arising out of war and nuclear risks, malicious damage and other preventable risk are excluded. On the other hand, WBCIS provide insurance protection/claims to the farmers against adverse weather  incidence,  such  as,  deficit  and  excess  rainfall,  high  or  low  temperature, humidity etc. which are deemed to impact adversely the crop production.

(b): To  enhance  the  awareness  among  farmers,  to  increase  their  coverage  under Pradhan  Mantri  Fasal  Bima  Yojana  (PMFBY)  among  all  the  stakeholders,  including farmers, Government  is undertaking a comprehensive publicity and awareness programme  to  educate  the  farmers  about  the  benefit  of  crop  insurance  schemes. Capacity  building  and  training  programmes  for  other  stakeholders  are  also  being organized.  The  salient  activities  under  awareness  campaign  involve  the  publicity  of features  &  benefits  of  the  scheme  through  advertisements  in  leading  National/local News  Papers,  telecast  through  audio-visual  media,  distribution  of  pamphlets  in  local languages, participation in agriculture fairs/mela/goshti and organization of workshops/training and SMS through Kisan Portal etc. State Governments/UTs are also regularly  persuaded  to  increase  the  coverage,  including  notifying  more  crops  under Crop Insurance Schemes. One day seminar/Kisan fair especially  on  the  PMFBY  has also  been  organized  at  various  Krishi  Vigyan  Kendras  (KVKs).  In  addition,  several communications have also been sent to the public representatives including Members of Parliament, representatives of Panchayti Raj Institutions etc.

(c) & (d): In  addition  to  comprehensive  risk  insurance  on  area  approach  basis, PMFBY  provides  insurance  coverage  at  individual  farm  level  to  crop  losses  due  to occurrence of  localized  perils/calamities  viz.  inundation  (water  logging),  landslide  and hailstorm affecting part of a notified unit or a plot.

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