Lok Sabha Question No. 2130 (UNSTARRED), answered on 2017-07-28
Subject: Loans to SHGs
Ministry: FINANCE
Asked by: SAUGATA ROY

## Govt. of India Ministry of Finance Department of Financial Services

## LOK SABHA UNSTARRED QUESTION No. 2130

## TO BE ANSWERED ON THE 28 th  July, 2017 / Shravana 6, 1939 (Saka) Loans to SHGs QUESTION

## 2130 . PROF. SAUGATA ROY

Will the Minister of FINANCE be pleased to state:

- (a)   the  details  of  loans  sanctioned  to  Self  Help  Groups  (SHGs)  by  various  nationalised banks in the country, State/ UT and bank-wise; and
- (b)   the details of the steps taken by the Government to provide more bank loans to SHGs?

## ANSWER

## (MINISTER OF STATE IN THE MINISTRY OF FINANCE) (SHRI SANTOSH KUMAR GANGWAR)

(a): Details  of  the  loans  disbursed  to  Self  Help  Groups  (SHGs)  during  the  year  2016-17 State/UT and bank-wise are enclosed at Annexure I and II.

(b): Government have taken various steps to strengthen the SHGs. These include, inter alia, Women  SHGs  Development  Fund  being  operated  by    National  Bank  for  Agriculture  and Rural Development (NABARD) in 150 most backward districts, interest subvention under the Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY - NRLM) to NRLM SHGs on loans upto Rs 3 lakh per SHG, refinance to banks against loan provided by them to SHGs, grant and other support to  Non  Government  Organisations  (NGOs)  and  other Self Help Promoting Institutions for promotion and nurturing of SHGs formed by poor women in rural areas, etc.

- *****

| State-wise details of loans disbursed by Public the year 2016-17   | State-wise details of loans disbursed by Public the year 2016-17   | State-wise details of loans disbursed by Public the year 2016-17   |
|--------------------------------------------------------------------|--------------------------------------------------------------------|--------------------------------------------------------------------|
| Serial No.                                                         | State/UT                                                           | Loans Disbursed (Rs. in lakh)                                      |
| A                                                                  | Central Region                                                     |                                                                    |
| 1                                                                  | Chhattisgarh                                                       | 6422.80                                                            |
| 2                                                                  | Madhya Pradesh                                                     | 6650.26                                                            |
| 3                                                                  | Uttarakhand                                                        | 520.57                                                             |
| 4                                                                  | Uttar Pradesh                                                      | 4847.19                                                            |
|                                                                    | Total Central Region                                               | 18440.82                                                           |
| B                                                                  | Eastern Region                                                     |                                                                    |
| 1                                                                  | Andaman & Nicobar                                                  | 198.55                                                             |
| 2                                                                  | Bihar                                                              | 36640.30                                                           |
| 3                                                                  | Jharkhand                                                          | 5711.85                                                            |
| 4                                                                  | Odisha                                                             | 28740.36                                                           |
| 5                                                                  | West Bengal                                                        | 72196.93                                                           |
|                                                                    | Total Eastern Region                                               | 143487.99                                                          |
| C                                                                  | North Eastern Region                                               |                                                                    |
| 1                                                                  | Arunachal Pradesh                                                  | 25.60                                                              |
| 2                                                                  | Assam                                                              | 5741.83                                                            |
| 3                                                                  | Manipur                                                            | 61.07                                                              |
| 4                                                                  | Meghalaya                                                          | 581.49                                                             |
| 5                                                                  | Mizoram                                                            | 6.24                                                               |
| 6                                                                  | Nagaland                                                           | 111.67                                                             |
| 7                                                                  | Sikkim                                                             | 97.80                                                              |
| 8                                                                  | Tripura                                                            | 374.93                                                             |
|                                                                    | Total North Eastern Region                                         | 7000.63                                                            |
| D                                                                  | Northern Region                                                    |                                                                    |
| 1                                                                  | Chandigarh                                                         | 21.06                                                              |
| 2                                                                  | Haryana                                                            | 1433.76                                                            |
| 3                                                                  | Himachal Pradesh                                                   | 1568.84                                                            |
| 4                                                                  | Jammu and Kashmir                                                  | 216.46                                                             |
| 5                                                                  | New Delhi                                                          | 159.84                                                             |
| 6                                                                  | Punjab                                                             | 359.43                                                             |
| 7                                                                  | Rajasthan                                                          | 4832.96                                                            |
|                                                                    | Total Northern Region                                              | 8592.35                                                            |
| E                                                                  | Southern Region                                                    |                                                                    |
| 1                                                                  | Andhra Pradesh                                                     | 741385.12                                                          |
| 2                                                                  | Karnataka                                                          | 335062.91                                                          |
| 3                                                                  | Kerala                                                             | 123255.72                                                          |
| 4                                                                  | Lakshadweep                                                        | 0.00                                                               |
| 5                                                                  | Puducherry                                                         | 2876.28                                                            |
| 6                                                                  | Tamil Nadu                                                         | 213439.68                                                          |
| 7                                                                  | Telangana                                                          | 351009.27                                                          |
|                                                                    | Total Southern Region                                              | 1767028.98                                                         |
| F                                                                  | Western Region                                                     |                                                                    |
| 1                                                                  | Daman and Diu                                                      | 0.00                                                               |
| 2                                                                  | Dadar & Nagar Haveli                                               | 42.53                                                              |
| 3                                                                  | Goa                                                                | 622.87                                                             |
| 4                                                                  | Gujarat                                                            | 5494.13                                                            |
| 5                                                                  | Maharashtra                                                        | 33794.17                                                           |
|                                                                    | Total Western Region                                               | 39953.70                                                           |
|                                                                    | Grand Total                                                        | 1984504.47                                                         |

Source: As per information compiled by NABARD

Annexure II

| Details of loans disbursed by Public Sector Banks to SHGs during the year 2016-17   | Details of loans disbursed by Public Sector Banks to SHGs during the year 2016-17   | Details of loans disbursed by Public Sector Banks to SHGs during the year 2016-17   |
|-------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------|
| Sr. No.                                                                             | Bank Name                                                                           | Loans Disbursed (Rs. in lakh)                                                       |
| 1                                                                                   | ALLAHABAD BANK                                                                      | 27560.43                                                                            |
| 2                                                                                   | ANDHRA BANK                                                                         | 340431.03                                                                           |
| 3                                                                                   | BANK OF BARODA                                                                      | 20167.62                                                                            |
| 4                                                                                   | BANK OF INDIA                                                                       | 38549.00                                                                            |
| 5                                                                                   | BANK OF MAHARASHTRA                                                                 | 5655.16                                                                             |
| 6                                                                                   | CANARA BANK                                                                         | 121310.00                                                                           |
| 7                                                                                   | CENTRAL BANK OF INDIA                                                               | 57158.99                                                                            |
| 8                                                                                   | CORPORATION BANK                                                                    | 207652.23                                                                           |
| 9                                                                                   | DENA BANK                                                                           | 3745.76                                                                             |
| 10                                                                                  | IDBI BANK LIMITED                                                                   | 36337.50                                                                            |
| 11                                                                                  | INDIAN BANK                                                                         | 262492.18                                                                           |
| 12                                                                                  | INDIAN OVERSEAS BANK                                                                | 120000.13                                                                           |
| 13                                                                                  | ORIENTAL BANK OF COMMERCE                                                           | 309.05                                                                              |
| 14                                                                                  | PUNJAB NATIONAL BANK                                                                | 34211.82                                                                            |
| 15                                                                                  | PUNJAB AND SIND BANK                                                                | 121.39                                                                              |
| 16                                                                                  | STATE BANK OF BIKANER AND JAIPUR                                                    | 1372.00                                                                             |
| 17                                                                                  | STATE BANK OF HYDERABAD                                                             | 123115.22                                                                           |
| 18                                                                                  | STATE BANK OF INDIA                                                                 | 241054.00                                                                           |
| 19                                                                                  | STATE BANK OF MYSORE                                                                | 24134.00                                                                            |
| 20                                                                                  | STATE BANK OF PATIALA                                                               | 162.00                                                                              |
| 21                                                                                  | STATE BANK OF TRAVANCORE                                                            | 0.00                                                                                |
| 22                                                                                  | SYNDICATE BANK                                                                      | 165829.60                                                                           |
| 23                                                                                  | UCO BANK                                                                            | 12852.45                                                                            |
| 24                                                                                  | UNION BANK OF INDIA                                                                 | 105374.00                                                                           |
| 25                                                                                  | UNITED BANK OF INDIA                                                                | 8638.00                                                                             |
| 26                                                                                  | VIJAYA BANK                                                                         | 26270.91                                                                            |
|                                                                                     | Total                                                                               | 1984504.47                                                                          |

Source: As per information compiled by NABARD