Lok Sabha Question No. 2706 (UNSTARRED), answered on 2017-03-17
Subject: Loans by Cooperative Banks
Ministry: FINANCE
Asked by: KINJARAPU RAM MOHAN NAIDU, RAVINDRA KUMAR PANDEY

## Government of India Ministry of Finance

2706. SHRI RAM MOHAN NAIDU KINJARAPU: SHRI RAVINDRA KUMAR PANDEY: Will the Minister of FINANCE be pleased to state:

- (a)  the  quantum/percentage  of  loans  disbursed  by  the  Corporation  Banks  to  the marginal and  small farmers during the last two years, State/UT-wise including Jharkhand and Andhra Pradesh;
- (b)  the  details  of  the  target  set  and  achievement  made  for  disbursement  of  loan  to farmers/agriculture  sector  during  the  said  period,  State/UT-wise  including  Jharkhand and Andhra Pradesh;
- (c)  whether  any  irregularities  have  been  found  in  sanctioning  of  the  loans  during  the above period;
- (d) if so, the details thereof and the action taken thereon, State/UT-wise; and
- (e) the steps taken/being taken by the Government to stop such irregularities?

## Answer

The Minister of State in the Ministry of Finance

(Shri  Santosh Kumar Gangwar)

- (a): National Bank for Agriculture and Rural Development (NABARD) has reported that the amount of loan disbursed by Cooperative Banks to small and marginal farmers in the  country  including  the  States  of  Jharkhand  and  Andhra  Pradesh  during  2014-15, 2015-16 was Rs.78,735.66 crore, and Rs.97,999.11 crore respectively. The details of State-wise disbursement  of  agriculture loans to  small  and  marginal  farmers  by Cooperative Banks during the years 2014-15 and 2015-16 are given in Annexure I.
- (b): The details of the target set and achievement made for disbursement of agriculture credit  during  2014-15  and  2015-16,  State/UT-wise  including  Jharkhand  and  Andhra Pradesh are given in Annexure II.
- (c)  to  (e)  NABARD  has  reported  that  no  specific  irregularities  have  been  observed/ reported in the sanctioning of loans.

Department of Financial Services

Lok   Sabha Unstarred Question No. 2706 To be answered on 17 th  March, 2017/Phalguna 26, 1938 (Saka) Loans by Cooperative Banks

ANNEXURE I to USQ 2706 for 17.03.2017

## GLC disbursement to Small and Marginal Farmers (SF/MF) during 2014-15 and 2015-16 by Cooperative Banks

|    |                            |   Amt. disbursed in 2014-15 |   Amt. in Rs. Crores |
|----|----------------------------|-----------------------------|----------------------|
| 1  | DELHI                      |                        0    |                 0    |
| 2  | HARYANA                    |                     6012.82 |              7388.79 |
| 3  | HIMACHAL PRADESH           |                      694.98 |               960.26 |
| 4  | JAMMU &KASHMIR             |                       16.54 |                 6.85 |
| 5  | PUNJAB                     |                    10647.6  |              9605.34 |
| 6  | RAJASTHAN                  |                     7101.69 |              6604.95 |
| 7  | CHANDIGARH UT              |                        0    |                 0    |
|    | Northern Region Total      |                    24473.7  |             24566.2  |
| 8  | ARUNACHAL PRADESH          |                        0    |                 2.94 |
| 9  | ASSAM                      |                        9.83 |                16.88 |
| 10 | MANIPUR                    |                        0    |                 0    |
| 11 | MEGHALAYA                  |                        1.72 |                 9.37 |
| 12 | MIZORAM                    |                        2.38 |                 0    |
| 13 | NAGALAND                   |                       16.01 |                 0.73 |
| 14 | SIKKIM                     |                       11.78 |                13.79 |
| 15 | TRIPURA                    |                       47.41 |               212.08 |
|    | North Eastern Region Total |                       89.13 |               255.79 |
| 16 | A &NISLAND                 |                        3    |                 0    |
| 17 | BIHAR                      |                      361.8  |               449.81 |
| 18 | JHARKHAND                  |                        5.59 |                 1.34 |
| 19 | ODISHA                     |                     7593.87 |              8747.51 |
| 20 | WEST BENGAL                |                     8536.58 |              9038.94 |
|    | Eastern Region Total       |                    16500.8  |             18237.6  |
| 21 | CHHATTISGARH               |                     1327.13 |              1919.91 |
| 22 | MADHYA PRADESH             |                     4103.99 |              6350.23 |
| 23 | UTTARAKHAND                |                      394.37 |               438.34 |
| 24 | UTTAR PRADESH              |                     5115.07 |              5841.03 |
|    | Central Region Total       |                    10940.6  |             14549.5  |
| 26 | GUJARAT                    |                     3818.1  |              4672.33 |
| 27 | MAHARASHTRA                |                     9059.24 |             10105.5  |
| 28 | D &NHAVELI UT              |                        0    |                 0    |
| 29 | DAMAN &DIU UT              |                        0    |                 0    |
|    | Western Region Total       |                    12882.6  |             14793.7  |
| 30 | ANDHRA PRADESH             |                     3444.77 |              6912.08 |
| 31 | TELANGANA                  |                     2866.2  |              5557.1  |
| 32 | KARNATAKA                  |                     2366.3  |              6901.97 |
| 33 | KERALA                     |                     1967.94 |              2548.83 |

| 34   | PUDUCHERRY            |     8.34 |     7.48 |
|------|-----------------------|----------|----------|
| 35   | TAMILNADU             |  3195.34 |  3668.85 |
| 36   | LAKSHADWEEP UT        |     0    |     0    |
|      | Southern Region Total | 13848.9  | 25596.3  |
|      | GRAND TOTAL           | 78735.7  | 97999.1  |

Source: NABARD

## Annexure II to USQ 2706 for 17.03.2017

## State wise  Agriculture credit Target & Achievement for last 2 years (2014-15 and 2015-16)

Rs. in crore

| S.No.   | State/UT                   | 2014-15     | 2014-15     | 2015-16     | 2015-16     |
|---------|----------------------------|-------------|-------------|-------------|-------------|
|         |                            | Target      | Achievement | Target      | Achievement |
| 1       | DELHI                      | 76.00       | 15,264.01   | 81.00       | 8,334.40    |
| 2       | HARYANA                    | 53,170.00   | 40,438.48   | 56,650.00   | 49,790.49   |
| 3       | HIMACHAL PRADESH           | 4,840.00    | 4,964.12    | 5,100.00    | 5,121.94    |
| 4       | JAMMU & KASHMIR            | 2,851.00    | 766.00      | 1,450.00    | 2,761.46    |
| 5       | PUNJAB                     | 71,898.00   | 72,962.98   | 76,500.00   | 84,652.89   |
| 6       | RAJASTHAN                  | 58,620.00   | 65,743.36   | 65,600.00   | 67,627.26   |
| 7       | CHANDIGARH UT              | 106.00      | 2,339.92    | 110.00      | 1,986.94    |
|         | Northern Region Total      | 1,91,561.00 | 2,02,478.87 | 2,05,491.00 | 2,20,275.38 |
| 8       | ARUNACHAL PRADESH          | 165.00      | 49.91       | 301.00      | 171.03      |
| 9       | ASSAM                      | 5,177.00    | 2,751.03    | 5,205.00    | 3,905.48    |
| 10      | MANIPUR                    | 336.00      | 152.55      | 343.00      | 16.15       |
| 11      | MEGHALAYA                  | 553.00      | 195.94      | 342.00      | 108.05      |
| 12      | MIZORAM                    | 198.00      | 70.20       | 203.00      | 99.13       |
| 13      | NAGALAND                   | 292.00      | 134.91      | 315.00      | 117.81      |
| 14      | SIKKIM                     | 166.00      | 75.48       | 141.00      | 71.61       |
| 15      | TRIPURA                    | 1,071.00    | 1,022.71    | 1,000.00    | 1,280.55    |
|         | North Eastern Region Total | 7,958.00    | 4,452.73    | 7,850.00    | 5,769.81    |
| 16      | A & N ISLAND               | 123.00      | 66.47       | 128.00      | 103.60      |
| 17      | BIHAR                      | 36,059.00   | 22,863.88   | 36,200.00   | 40,542.31   |
| 18      | JHARKHAND                  | 6,335.00    | 2,518.36    | 5,240.00    | 3,661.85    |
| 19      | ODISHA                     | 19,480.00   | 17,270.58   | 21,525.00   | 18,250.76   |
| 20      | WEST BENGAL                | 39,800.00   | 37,293.73   | 39,970.00   | 39,074.59   |
|         | Eastern Region Total       | 1,01,797.00 | 80,013.02   | 1,03,063.00 | 1,01,633.11 |
| 21      | CHHATTISGARH               | 10,940.00   | 7,872.01    | 10,130.00   | 8,476.67    |
| 22      | MADHYA PRADESH             | 52,420.00   | 47,048.58   | 59,750.00   | 52,104.01   |
| 23      | UTTARAKHAND                | 5,894.00    | 5,586.47    | 6,188.00    | 6,335.73    |
| 24      | UTTAR PRADESH              | 84,185.00   | 72,611.36   | 84,300.00   | 37,328.86   |
|         | Central Region Total       | 1,53,439.00 | 1,33,118.42 | 1,60,368.00 | 1,04,245.28 |
| 25      | GOA                        | 764.00      | 777.31      | 780.00      | 575.77      |
| 26      | GUJARAT                    | 48,498.00   | 39,326.72   | 49,900.00   | 44,563.20   |
| 27      | MAHARASHTRA                | 57,125.00   | 66,821.29   | 61,115.00   | 62,776.80   |
| 28      | D & N HAVELI UT            | 22.00       | 29.84       | 22.00       | 8.42        |
| 29      | DAMAN & DIU UT             | 21.00       | 26.05       | 21.00       | 19.64       |
|         | Western Region Total       | 1,06,430.00 | 1,06,981.21 | 1,11,838.00 | 1,07,943.83 |

| 30   | ANDHRA PRADESH        | 82,519.00   | 53,936.21   | 53,925.00   | 74,135.94   |
|------|-----------------------|-------------|-------------|-------------|-------------|
| 31   | TELANGANA             | -           | 30,516.66   | 37,650.00   | 28,999.64   |
| 32   | KARNATAKA             | 47,454.00   | 60,233.00   | 53,400.00   | 84,832.48   |
| 33   | KERALA                | 37,968.00   | 57,209.01   | 40,680.00   | 43,392.34   |
| 34   | PUDUCHERRY            | 767.00      | 15,930.12   | 785.00      | 1,081.56    |
| 35   | TAMILNADU             | 70,100.00   | 1,00,225.77 | 74,940.00   | 1,05,217.67 |
| 36   | LAKSHADWEEP UT        | 7.00        | 233.21      | 10.00       | -           |
|      | Southern Region Total | 2,38,815.00 | 3,18,283.98 | 2,61,390.00 | 3,37,659.64 |
|      | GRAND TOTAL           | 8,00,000.00 | 8,45,328.23 | 8,50,000.00 | 8,77,527.04 |

Source: NABARD