Lok Sabha Question No. 5044 (UNSTARRED), answered on 2017-03-31
Subject: Self Help Groups
Ministry: FINANCE
Asked by: TAMRADHWAJ SAHU

## Govt. of India Ministry of Finance Department of Financial Services

## LOK SABHA UNSTARRED QUESTION No. 5044

## TO BE ANSWERED ON THE 31 st  March, 2017 / Chaitra 10, 1939 (Saka)

## Self Help Groups

## QUESTION

## 5044. SHRI TAMRADHWAJ SAHU:

Will the Minister of FINANCE be pleased to state:

- (a)   The  number  of  Self  Help  Groups  (SHGs)  being  run  by  women/Scheduled Castes/ Scheduled Tribes /Other Backward Classes  in the country, State/UTwise;
- (b)   the amount of funds allocated to the SHGs in the country during the last three years,  State/UT-wise including Chhattisgarh; and
- (c) whether the Government has any proposal to increase the number of SHGs in the country and if so, the details thereof?

## ANSWER (MINISTER OF STATE IN THE MINISTRY OF FINANCE) (SHRI SANTOSH KUMAR GANGWAR)

(a) & (b): As per information compiled by  National Bank for Agriculture and Rural Development  (NABARD) from Banks,  on 31 st March  2016,  there  are  79.03  lakh  Self Help  Groups  (SHGs)  in  the  country  out  of  which  67.63  lakh  SHGs  are  exclusively women SHGs which are savings linked. The state-wise details of savings linked SHGs and loan disbursed during the last 3 years including that of Chhattisgarh are enclosed as Annexure I and II .

(c) : Government  have  taken  various  steps  to  increase  the  number  of  SHGs  and strengthen  them.  These  include,  inter  alia,  Women  SHGs  Development  Fund  being operated  by  NABARD  in  150  most  backward  districts,  interest  subvention  under  the Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY - NRLM) to NRLM  SHGs  on  loans  upto  Rs  3  lakh  per  SHG,  grant  and  other  support  to  Non Government  Organisations  (NGOs)  and  other  Self  Help  Promoting  Institutions  for promotion and nurturing of SHGs formed by poor women in rural areas, etc.

*****

## State-wise details of SHGs Savings linked

| Sr.   |                              | 2013-14     | 2013-14         | 2014-15     | 2014-15         | 2015-16     | 2015-16         |
|-------|------------------------------|-------------|-----------------|-------------|-----------------|-------------|-----------------|
| Sr.   |                              | No. of SHGs | Savings- Amount | No. of SHGs | Savings- Amount | No. of SHGs | Savings- Amount |
| No. A | Region/State Northern Region |             |                 |             |                 |             |                 |
| 1     | Chandigarh (UT)              | 468         | 130.96          | 90          | 4.21            | 225         | 127.85          |
| 2     | Haryana                      | 43029       | 4539.47         | 41653       | 3651.08         | 42921       | 15891.44        |
| 3     | Himachal Pradesh             | 37634       | 2732.43         | 37838       | 2648.99         | 44185       | 3411.12         |
| 4     | Jammu & Kashmir              | 873         | 40.74           | 6214        | 378.44          | 8386        | 2410.50         |
| 5     | New Delhi (UT)               | 2901        | 660.57          | 3290        | 694.83          | 3668        | 535.87          |
| 6     | Punjab                       | 23041       | 2283.98         | 25870       | 2235.11         | 29971       | 3978.20         |
| 7     | Rajasthan                    | 257262      | 17906.61        | 245903      | 14379.43        | 264119      | 18659.06        |
|       | Total                        | 365208      | 28294.76        | 360858      | 23992.09        | 393475      | 45014.04        |
| B     | North Eastern Region         |             |                 |             |                 |             |                 |
| 1     | Assam                        | 285327      | 11289.51        | 292071      | 9943.07         | 333686      | 11128.22        |
| 2     | Arunachal Pradesh            | 2588        | 153.01          | 3351        | 255.66          | 4617        | 417.33          |
| 3     | Manipur                      | 9039        | 94.92           | 10702       | 196.92          | 13620       | 356.98          |
| 4     | Meghalaya                    | 7230        | 536.65          | 7910        | 862.70          | 8196        | 937.77          |
| 5     | Mizoram                      | 187         | 4.46            | 7481        | 312.95          | 8072        | 497.14          |
| 6     | Nagaland                     | 2437        | 210.08          | 2880        | 273.01          | 11432       | 698.20          |
| 7     | Sikkim                       | 343         | 35.49           | 1368        | 231.09          | 1542        | 396.42          |
| 8     | Tripura                      | 9148        | 558.00          | 8218        | 946.49          | 48658       | 4594.27         |
|       | Total                        | 316299      | 12882.12        | 333981      | 13021.87        | 429823      | 19026.33        |
| C     | Eastern Region               |             |                 |             |                 |             |                 |
| 1     | A & N Islands (UT)           | 4824        | 115.58          | 4998        | 125.27          | 4475        | 660.49          |
| 2     | Bihar                        | 268721      | 16466.57        | 224469      | 29666.98        | 278608      | 36006.37        |
| 3     | Jharkhand                    | 86386       | 8932.95         | 82138       | 8492.52         | 99326       | 9558.45         |
| 4     | Orissa                       | 517391      | 45733.95        | 452068      | 49703.80        | 486686      | 48587.72        |
| 5     | West Bengal                  | 591464      | 81406.51        | 760941      | 127347.93       | 831011      | 153538.75       |
|       | Total                        | 1468786     | 152655.56       | 1524614     | 215336.50       | 1700106     | 248351.78       |
| D     | Central Region               |             |                 |             |                 |             |                 |
| 1     | Chhattisgarh                 | 111884      | 18283.52        | 148293      | 17954.14        | 160461      | 16046.37        |
| 2     | Madhya Pradesh               | 157481      | 13010.41        | 225615      | 23901.55        | 248618      | 24831.13        |
| 4     | Uttar Pradesh                | 379270      | 43858.835       | 392276      | 35475.66        | 363979      | 38206.29        |
| 3     | Uttarakhand                  | 37294       | 3903.04         | 51067       | 5038.41         | 42595       | 5024.88         |
|       | Total                        | 685929      | 79055.81        | 817251      | 82369.76        | 815653      | 84108.67        |
| E     | Western Region               |             |                 |             |                 |             |                 |
| 1     | Goa                          | 8170        | 1313.37         | 7445        | 1199.15         | 7541        | 1543.95         |
| 2     | Gujarat                      | 196510      | 16872           | 215839      | 17543.01        | 221350      | 18414.23        |
| 3     | Maharashtra                  | 692274      | 74805.53        | 717860      | 90380.82        | 789158      | 85745.68        |
|       | Total                        | 896954      | 92990.90        | 941144      | 109122.99       | 1018049     | 105703.86       |
| F     | Southern Region              |             |                 |             |                 |             |                 |
| 1     | Andhra Pradesh               | 1418676     | 349962.18       | 884508      | 262949.95       | 901517      | 414561.96       |
| 2     | Karnataka                    | 709171      | 108757.29       | 734304      | 130241.10       | 962446      | 144242.13       |
| 3     | Kerala                       | 601325      | 56942.49        | 585471      | 64524.57        | 272859      | 62907.18        |
| 4     | Lakshadweep (UT)             | 229         | 648.81          | 231         | 648.90          | 2           | 0.10            |
| 5     | Puducherry (UT)              | 24454       | 2406.41         | 16641       | 1558.52         | 14763       | 4089.71         |
| 6     | Tamil Nadu                   | 942469      | 105145.21       | 987282      | 103456.83       | 852034      | 92003.16        |
| 7     | Telangana                    | 0           | 0               | 511184      | 98761.00        | 542275      | 149130.09       |
|       | Total                        | 3696324     | 623862.39       | 3719621     | 662140.87       | 3545896     | 866934.33       |
|       | GRAND TOTAL                  | 7429500     | 989741.54       | 7697469     | 1105984.07      | 7903002     | 1369139.01      |

Source: Based on information compiled by NABARD from Banks .

## Annexure I

(Amount  Rs. lakh)

## State-wise details of loan disbursed to SHGs

| Sr. No.   | Region/State         | 2013-14     | 2013-14                  | 2014-15         | 2014-15                  | 2015-16         | 2015-16                  |
|-----------|----------------------|-------------|--------------------------|-----------------|--------------------------|-----------------|--------------------------|
|           |                      | No. of SHGs | Loans Disbursed - Amount | No. of SHGs     | Loans Disbursed - Amount | No. of SHGs     | Loans Disbursed - Amount |
| A         | Northern Region      |             |                          |                 |                          |                 |                          |
| 1         | Chandigarh (UT)      | 76          | 85.2                     | 7               | 11.78                    | 5               | 8.00                     |
| 2         | Haryana              | 1920        | 3060.62                  | 2523            | 4060.03                  | 3869            | 5398.91                  |
| 3         | Himachal Pradesh     | 2770        | 3706.66                  | 4062            | 5175.12                  | 3226            | 4527.28                  |
| 4         | Jammu& Kashmir       | 94          | 83.32                    | 1907            | 1197.77                  | 2829            | 2182.41                  |
| 5         | New Delhi (UT)       | 143         | 144.17                   | 90              | 142.84                   | 271             | 220.58                   |
| 6         | Punjab               | 1508        | 1508.59                  | 2669            | 3364.99                  | 2656            | 3783.57                  |
| 7         | Rajasthan            | 17407       | 19459.80                 | 32590           | 28920.80                 | 25250           | 32177.19                 |
|           | Total                | 23918       | 28048.36                 | 43848           | 42873.33                 | 38106           | 48297.94                 |
| B         | North Eastern Region |             |                          |                 |                          | 0               | 0.00                     |
| 1         | Assam                | 14918       | 11867.51                 | 17565           | 14676.55                 | 22625           | 15865.56                 |
| 2         | Arunachal Pradesh    | 136         | 105.38                   | 28              | 55.15                    | 57              | 66.79                    |
| 3         | Manipur              | 352         | 94.47                    | 172             | 151.33                   | 382             | 360.59                   |
| 4         | Meghalaya            | 175         | 200.21                   | 94              | 77.98                    | 204             | 180.25                   |
| 5         | Mizoram              | 7           | 19.75                    | 362             | 372.08                   | 327             | 473.05                   |
| 6         | Nagaland             | 150         | 271.14                   | 69              | 150.63                   | 1255            | 1360.09                  |
| 7         | Sikkim               | 67          | 68.35                    | 101             | 39.85                    | 134             | 90.28                    |
| 8         | Tripura              | 396         | 192.23                   | 400             | 271.33                   | 1053            | 3572.09                  |
|           | Total                | 16201       | 12819.04                 | 18791           | 15794.90                 | 26037           | 21968.70                 |
| C         | Eastern Region       |             |                          |                 |                          | 0               | 0.00                     |
| 1         | A&NIslands (UT)      | 255         | 202.96                   | 264             | 357.32                   | 252             | 400.92                   |
| 2         | Bihar                | 40036       | 28400.00                 | 65122           | 47100.54                 | 98608           | 61056.39                 |
| 3         | Jharkhand            | 6742        | 3462.16                  | 4470            | 3750.89                  | 10818           | 6621.17                  |
| 4         | Orissa               | 53699       | 50485.83                 | 122479          | 127888.29                | 63664           | 86031.97                 |
| 5         | West Bengal          | 196746      | 68516.24                 | 159465          | 150504.66                | 239234          | 195378.62                |
|           | Total                | 297478      | 151067.19                | 351800          | 329601.69                | 412576          | 349489.07                |
| D         | Central Region       |             |                          |                 |                          | 0               | 0.00                     |
| 1         | Chhattisgarh         | 13644       | 11170.98                 | 17336           | 11107.29                 | 11085           | 9636.05                  |
| 2         | Madhya Pradesh       | 22331       | 14204.82                 | 29892           | 30532.80                 | 43185           | 59085.49                 |
| 3         | Uttar Pradesh        | 27674       | 34487.94                 | 58940           | 65820.57                 | 25908           | 29440.29                 |
| 4         | Uttarakhand          | 2744        | 1943.16                  | 3063            | 3447.98                  | 4104            | 20904.90                 |
|           | Total                | 66393       | 61806.90                 | 109231          | 110908.64                | 84282           | 119066.73                |
| E         | Western Region       |             |                          |                 |                          | 0               | 0.00                     |
| 1         | Goa                  | 819         | 1692.93                  | 803             | 1818.12                  | 703             | 1978.78                  |
| 2         | Gujarat              | 14119       | 12937.58                 | 22366           | 26209.02                 | 23638           | 26625.68                 |
| 3         | Maharashtra          | 72908       | 71813.14                 | 74172           | 89053.23                 | 88184           | 160027.75                |
|           | Total                | 87846       | 86443.65                 | 97341           | 117080.37                | 112525          | 188632.21                |
| F         | Southern Region      |             |                          |                 |                          |                 |                          |
| 1         | Andhra Pradesh       | 504351      | 1332481.92               | 277252          | 562314.81                | 404071          | 1150547.66               |
| 2         | Karnataka            | 175778      | 296401.97                | 225031          | 480337.12                | 281389          | 625908.13                |
| 3         | Kerala               | 55281       | 107254.76                | 77106           | 144477.29                | 79268           | 140688.38                |
| 4         | Lakshadweep (UT)     | 1           | 0.30                     | 0               | 0.00                     | 0               | 0.00                     |
| 5         | Puducherry (UT)      | 3905        | 6130.76                  | 1519            | 3708.08                  | 1408            | 3426.68                  |
|           |                      | 135269      | 319280.99                |                 |                          |                 | 482615.52                |
| 6 7       | Tamil Nadu           | 874585      | 2061550.70               | 163268 261051   | 401673.11 549461.72      | 170359 222302   | 598049.07                |
|           | Telangana Total      | 1366421     | 2401735.85               | 1005227 1626238 | 2141972.13 2758231.06    | 1158797 1832323 | 3001235.44 3728690.09    |
|           | Grand Total          |             |                          |                 |                          |                 |                          |

Source: Based on information compiled by NABARD from Banks.

## (Amount Rs.lakh)