Lok Sabha Question No. 661 (UNSTARRED), answered on 2018-02-06
Subject: Web Portal for Processing Interest Subsidy
Ministry: HOUSING AND URBAN AFFAIRS
Asked by: B. SREERAMULU, Tejpratap Singh,Yadav, ANJU BALA

## GOVERNMENT OF INDIA MINISTRY OF HOUSING & URBAN AFFAIRS

## LOK SABHA UNSTARRED QUESTION NO. 661

## TO BE ANSWERED ON 06.02.2018 WEB PORTAL FOR PROCESSING INTEREST SUBSIDY

No. 661. SHRI B. SRIRAMULU: SHRI TEJ PRATAP SINGH YADAV: SMT ANJU BALA:

Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:

- (a) whether the Ministry has signed MoU with Allahabad Bank to provide a centralized platform (web portal) for processing interest subsidy to eligible beneficiaries under Self Employment Programme component of Deendayal Antyodaya Yojana - National Urban Livelihood Mission (DAY-
- NULM) and if so, the details thereof;
- (b) whether the Web-portal will provide a solution for processing interest subsidy for NULM schemes via Aadhaar linked  beneficiary  account  in  a  seamless  process  through DBT mode and if so, the details thereof;
- (c) whether the Ministry has amended the guidelines of housing scheme for urban areas under Pradhan Mantri Awas Yojana (PMAY)  to  enhance  its  coverage  and  if  so  ,  the  details thereof;
- (d) whether  the  Government  is  in  the  process  of  setting  up focus  groups  to  function  as  expert  committees  guiding cities  implementing  smart  city  projects  to  ensure  their efficiency  to  groups  such  as  women,  differently  abled  and young professionals and if so, the details thereof; and
- (e) whether  the  Ministry  has  introduced  the  liveability  index ranking for measuring the quality of life in 116 major cities and if so, the details thereof and the steps taken so far by the Government in this regard?

## ANSWER THE MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI HARDEEP SINGH PURI)

(a) & (b) Yes Madam, the Ministry of Housing and Urban Affairs has signed a Memorandum of Understanding (MoU) with Allahabad Bank on  January  9,  2018  to  provide  centralized  platform  for  processing interest  subsidy  to  eligible  beneficiaries  under  Self  Employment Programme component of the Deendayal Antyodaya YojanaNational Urban Livelihoods Mission (DAY-NULM). The details of the MoU are as follows:

1. The  portal  will  facilitate  lodging  of  claims  by  Banks'  Zonal offices.
2. After verification by States/Urban Local Bodies, direct benefit transfer of interest subsidy will be done to beneficiaries' bank accounts.
3. The beneficiary will be intimated about the credit of subsidy in
4. his/her account through Short Messaging Service (SMS).
4. Allahabad bank will be eligible for service charges of 1.05% of interest  subsidy  amount  released  to  beneficiaries  in  addition
6. to applicable taxes/charges.
5. Allahabad  Bank  will  maintain  a  dedicated  account  for  each State government, which will be used for maintaining funds for interest subvention released by the State.
8. (c)  Yes  Madam,  the  Ministry  has  amended  the  guidelines  of  the Pradhan  Mantri  Awas  Yojana  (Urban)  (PMAY(U))  to  enhance  its coverage.  All  the  statutory  towns  as  per  Census  2011  &  towns notified subsequently and areas falling within the notified Planning/Development  area  under  the  jurisdiction  of  an  Industrial Development  Authority/Special  Area  Development  Authority/Urban Development Authority or any such Authority under State legislation, which is entrusted with functions of urban planning and regulations,  shall  also  be  included  for  the  coverage  under  the

PMAY(U). Further, the beneficiaries in the permanent wait list of the PMAY(Grameen) will have the flexibility of opting for a house under the PMAY(G)  or  the PMAY(U).  The  MIS  linkage  between  the Department of Rural Development for the PMAY (G) and the Ministry of Housing & Urban Affairs (MoHUA) for the PMAY(U) would be done to avoid duplication of beneficiaries.

(d) Yes, it is at an initial stage.

(e) In order to develop a common minimum framework for cities to assess their existing status and chart their path towards providing a better quality of life to their citizens, the Government has developed a  set  of  'Liveability  Standards  in  Cities'  to  generate  a  Liveability Index  and  rate  cities  accordingly.  The  Government  has  already selected professional agencies for assessment of liveability indices in 116 cities. The framework includes 79 indicators, organised into 15 distinct 'çategories', designed for measuring various institutional, social, economic and physical aspects that affect the quality  of  life  of  citizens.  Some  of  the  categories  are  Governance, Identity and Culture, Education, Health, Safety and Security, Housing and Inclusiveness, Public Open Spaces etc.

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