Lok Sabha Question No. 4117 (UNSTARRED), answered on 2018-03-20
Subject: Insurance Claims under  PMFBY
Ministry: AGRICULTURE AND FARMERS WELFARE
Asked by: ANANDRAO  ADSUL, PRITAM GOPINATH MUNDE, SHIVAJI ADHALRAO PATIL, SHRIKANT EKNATH SHINDE

## GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE, COOPERATION AND FARMERS WELFARE

## LOK  SABHA UNSTARRED QUESTION NO.4117

TO BE ANSWERED ON THE  20 TH  MARCH, 2018

## INSURANCE CLAIMS UNDER PMFBY

4117.  SHRI ANANDRAO ADSUL: DR. PRITAM GOPINATH MUNDE: SHRI ADHALRAO PATIL SHIVAJIRAO: DR. SHRIKANT EKNATH SHINDE:

Will  the  Minister  of  AGRICULTURE  AND  FARMERS  WELFARE      ‡ãðŠãäÓã एवं  कसान कयाण ½ãâ¨ããè be pleased to state:

- (a) whether  any  deviation  in  the  onset  or  departure  of  monsoon  largely  affects agricultural productivity in the entire Indian subcontinent by leaving farmers in the lurch and if so, the details thereof;
- (b) whether there is a need to create a foolproof mechanism that will make it easier for the Government to assess crop loss and speed up the process of settling insurance claims of farmers;
- (c) if so, the action taken by the Government in this regard;
- (d) the total cropped area insure  during each of the last three years, State-wise;
- (e) whether lack of cooperation of the State Governments has been posing a huge challenge in the implementation of the 'Pradhan Mantri Fasal Bima Yojana (PMFBY)';
- (f) if  so,  the  details  thereof  and  whether  any  directions  have  been  issued  to  the State Governments in this regard; and
- (g) the  other  steps  taken  or  being  considered  by  the  Government  to  effectively implement the PMFBY in the entire country?

## ANSWER

MINISTER OF  STATE IN THE  MINISTRY OF  AGRICULTURE AND  FARMERS  WELFARE

‡ãðŠãäÓã एवं  कसान  कयाण ½ãâ¨ããÊã¾ã  ½ãñâ  Àã·¾ã  ½ãâ¨ããè (  SHRI PARSHOTTAM RUPALA)

(a) to (c): Though  irrigation  facilities  have  been  developed  in  many  parts  of  the country,  monsoons remain a  crucial factor  for agricultural productivity in  the Indian subcontinent.

Presently crop loss is assessed by the State Government on the basis of  yield data arrived from Crop Cutting Experiments (CCEs).   For purposes of crop insurance the  conduct  of  CCEs  is  required  to  be  co-witnessed  by  concerned  implementing insurance companies to ensure transparency.  To make the system foolproof the field functionaries are required to capture and ensure real-time transfer of yield data to crop insurance  portal  through  Smart  phone/CCE  Agri  App.      The  portal  further  autocalculates  the  claims.    Further,  to    assist  with  accurate  crop  loss  estimation  under PMFBY  provision  has  also  been  made  for  use  of  Remote  Sensing  Technology  and Unmanned Aerial Vehicle (UAV)/Drones.

(d): State-wise details of cropped  area insured under  various crop insurance schemes from 2014-15 to 2016-17 is annexed.

(e)  to  (g)  :    The  States  have  been  given  the  choice  to  opt  for  the  scheme.    As  such successful  Scheme  implementation  is  largely  their  responsibility.    That  stated  the scheme has been launched as recently as 2016-17 and there are huge implementation challenges  such  as  slow  adoption  of  new  technologies,  lack  of  infrastructure  and manpower,    lack  of  adherence  to  timelines  for  different  activities  including  loss assessment through conduct of crop cutting experiments etc.    The States therefore, need to play a pro-active role if they want to safeguard the interests of their farmers. The  Government  regularly  issues  advisories  to  States for timely  compliance  of Operational  Guidelines.    A  national  crop  insurance  portal  has  also  been  set  up  to integrate all  the stakeholders including States on a common platform  to facilitate end to end  coordination for smooth implementation of the Scheme.

| ANNEXURE   | ANNEXURE          | ANNEXURE                          | ANNEXURE    | ANNEXURE    |
|------------|-------------------|-----------------------------------|-------------|-------------|
| STATE No.  | WISE TOTAL States | CROPPED AREA INSURED Area Insured | DURING LAST | THREE YEARS |
|            |                   | (ha)                              | (ha)        | (ha)        |
|            |                   | 2014-15*                          | 2015-16*    | 2016-17 **  |
| 1          | A & N ISLANDS     | 1230.47                           | 1378.86     | 253.20      |
| 2          | Andhra Pradesh    | 541150.51                         | 2348775.57  | 1552471.55  |
| 3          | Assam             | 30215.19                          | 28572.54    | 41005.08    |
| 4          | Bihar             | 3733197.25                        | 2806354.38  | 2465249.21  |
| 5          | Chhattisgarh      | 1894646.72                        | 2342504.38  | 2416925.17  |
| 6          | Goa               | 180.31                            | 110.34      | 548.14      |
| 7          | Gujarat           | 1388706.03                        | 1031422.72  | 2841629.65  |
| 8          | Haryana           | 50.62                             | 0.00        | 2084575.87  |
| 9          | Himachal Pradesh  | 53550.25                          | 54100.80    | 128554.08   |
| 10         | Jammu & Kashmir   | 809.23                            | 0.00        | 0.00        |
| 11         | Jharkhand         | 249868.47                         | 416871.89   | 373763.64   |
| 12         | Karnataka         | 1407229.24                        | 1717970.08  | 4548284.21  |
| 13         | Kerala            | 48457.63                          | 64650.31    | 53105.05    |
| 14         | Madhya Pradesh    | 10802626.84                       | 12114509.08 | 11551396.63 |
| 15         | Maharashtra       | 4863093.03                        | 8301364.04  | 7442707.63  |
| 16         | Manipur           | 6499.65                           | 16799.33    | 9120.89     |
| 17         | Meghalaya         | 1399.46                           | 990.95      | 37.71       |
| 18         | Mizoram           | 0.00                              | 0.00        | 0.00        |
| 19         | Odisha            | 1685203.28                        | 2047198.74  | 1318711.78  |
| 20         | Puducherry        | 1733.93                           | 1941.37     | 7978.62     |
| 21         | Rajasthan         | 11977914.74                       | 11454818.45 | 10203045.70 |
| 22         | Sikkim            | 17.42                             | 104.04      | 130.50      |
| 23         | Tamil Nadu        | 868664.75                         | 1245163.33  | 1323975.91  |
| 24         | Telangana         | 1405328.73                        | 1606937.79  | 865560.39   |
| 25         | Tripura           | 416.09                            | 1027.68     | 4916.54     |
| 26         | Uttar Pradesh     | 2043165.13                        | 3798070.85  | 5752932.81  |
| 27         | Uttarakhand       | 51278.06                          | 111066.18   | 132362.70   |
| 28         | West Bengal       | 996690.08                         | 873402.74   | 2034681.22  |
|            | Grand Total       | 44053323.10                       | 52386106.44 | 57153923.89 |