Lok Sabha Question No. 4681 (UNSTARRED), answered on 2018-03-23
Subject: Profit-Loss of PSBs
Ministry: FINANCE
Asked by: ALOK SANJAR

## GOVERNMENT  OF INDIA MINISTRY  OF FINANCE DEPARTMENT  OF FINANCIAL SERVICES

## LOK SABHA

## UNSTARRED QUESTION NO.†4681

TO BE ANSWERED ON THE 23 rd  MARCH  2018/ CHAITRA  2, 1940  (SAKA)

## Profit-Loss of PSBs

## †4681.  SHRI ALOK  SANJAR:

Will  the Minister  of FINANCE  be pleased to state:

- (a) the details  of the profit-loss  of the Public  Sector  Bank (PSBs) during  each of the last three  years  and the current  year,  bank-wise;
- (b) whether  most of the banks  are reported  to be running  in losses and if so, the details thereof  and the reasons therefor;
- (c) whether  eligible  persons are not getting  the benefit  of loans due to irregularities in functioning  of banks;  and
- (d) if so, the details  thereof  along  with  the corrective  steps taken  by  the Government  in this regard?

## ANSWER

## The Minister  of State in the Ministry  of Finance (SHRI SHIV PRATAP  SHUKLA)

- (a) and (b): Year-wise,  bank-wise  details  of profit  and loss of Public  Sector  Banks  (PSBs) during  each of the last three  financial  years  and the current  financial  year,  as furnished  by PSBs,  are  at  Annex.   As  apprised   by   PSBs,  the  loss  is  attributable primarily to  higher provisioning  on account  of Non-Performing  Assets.
- (c)  and  (d):  As  per  inputs   received   from   PSBs,  PSBs  are  extending   eligible   borrowers need-based financing,  subject  to creditworthiness and viability of the credit  proposals,  in accordance  with  their  Board-approved  policy.

## Lok  Sabha  unstarred   question  no.  4681   for   23.3.2018,   regarding   "Profit-Loss  of PSBs"

## Net profit  reported  by PSBs (negative figures are  loss)

(Amount  in crore  Rs.)

| Bank                                                | 2014- 15   | 2015- 16   | 2016- 17   | 2017-18 (up toDecember 2017)   |
|-----------------------------------------------------|------------|------------|------------|--------------------------------|
| AllahabadBank                                       | 621        | -743       | -314       | -1,165                         |
| AndhraBank                                          | 638        | 540        | 174        | -877                           |
| Bank ofBaroda                                       | 3,398      | -5,396     | 1,383      | 671                            |
| Bank ofIndia                                        | 2,564      | -6,089     | - 1,558    | -2,074                         |
| Bank ofMaharashtra                                  | 451        | 101        | - 1,373    | -1,032                         |
| CanaraBank                                          | 6,950      | -2,813     | 1,122      | 638                            |
| CentralBank ofIndia                                 | 606        | -1,418     | - 2,439    | -2,991                         |
| Corporation Bank                                    | 584        | -506       | 561        | -2,216                         |
| DenaBank                                            | 265        | -935       | -864       | -698                           |
| IDBI Bank Limited                                   | 873        | -3,665     | - 5,158    | -2,575                         |
| IndianBank                                          | 1,005      | 711        | 1,406      | 1,127                          |
| IndianOverseasBank                                  | -454       | -2,897     | - 3,417    | -2,693                         |
| OrientalBank ofCommerce                             | 497        | 156        | - 1,094    | -4,222                         |
| Punjab&SindBank                                     | 121        | 336        | 201        | -219                           |
| PunjabNationalBank                                  | 3,062      | -3,974     | 1,325      | 1,134                          |
| SyndicateBank                                       | 4,936      | -1,643     | 359        | -1,028                         |
| UCOBank                                             | 1,138      | -2,799     | - 1,851    | -2,302                         |
| UnionBank ofIndia                                   | 1,782      | 1,352      | 555        | -2,664                         |
| UnitedBankof India                                  | 256        | -282       | 220        | -1,194                         |
| VijayaBank                                          | 447        | 382        | 750        | 520                            |
| StateBankof India (including AssociatesBanksandBMB) | 16,001     | 11,592     | - 1,378    | 1,171                          |