Lok Sabha Question No. 3603 (UNSTARRED), answered on 2018-03-16
Subject: Agricultural Loans
Ministry: FINANCE
Asked by: RAJESH PANDEY, RAVINDRA KUMAR PANDEY, NISHIKANT  DUBEY

## Government of India Ministry of Finance Department of Financial Services

LOK SABHA Unstarred Question No. 3603 To be answered on Friday, March 16, 2018/Phalguna 25, 1939 (Saka)

## Agricultural Loans

3603.  SHRI RAJESH PANDEY: SHRI RAVINDRA KUMAR PANDEY: SHRI NISHIKANT DUBEY:

Will the Minister of FINANCE be pleased to state:

- (a)  the  details  of  the  total  amount  of  loan  disbursed  to  farmers  by  Public  Sector Banks (PSBs) during each of the last three years, bank-wise;
- (b) the details of the total number of farmers who have applied for agriculture loans and  the  number  of  farmers  who  were  provided  such  loan  during  the  said  period, bank-wise;
- (c)  whether the banks are lagging behind in achieving targets for agricultural loans during the said period; and
- (d) if so, the details thereof and the reasons therefor, Bank and State-wise including Jharkhand, Bihar and Uttar Pradesh?

## Answer

The Minister of State in the Ministry of Finance (Shri Shiv Pratap Shukla)

- (a) & (b): The Bank-wise details of agriculture loans disbursed (number of accounts and amount) to farmers by Public Sector Banks (PSBs) during the last three years as reported by Reserve Bank of India (RBI) is given in Annexure I .

(c)  &  (d):  Government fixes  agriculture credit disbursement targets for the banking sector every year and banks have consistently surpassed these targets. The details of  agriculture  credit  targets  fixed  by  the  Government  and  the  achievement  by  the Banks, for the last three years (2014-15 to 2016-17) as reported by National Bank for Agriculture and Rural Development (NABARD) are given as under:

## Agriculture Credit Target & Achievement

## (Amount. in Rs. Crore)

| Year        | Target allotted by GoI   |   Achievement | Percentage Achievement of target   |
|-------------|--------------------------|---------------|------------------------------------|
| 8,00,000.00 | 8,45,328.23              |        105.67 | 2014-15                            |
| 8,50,000.00 | 9,15,509.92              |        107.71 | 2015-16                            |
| 9,00,000.00 | 10,65,755.67             |        118.42 | 2016-17                            |

## Annexure I to Lok Sabha USQ 3603 for 16.03.2018

## (No. of Accounts in absolute terms; Amount in Rupees thousands) Annual Statement on Priority Sector Advances  and Sectoral Deployment of Credit

| Bank Name                         | Agriculture 2017 Disbursment during the year   | Agriculture 2017 Disbursment during the year   | Agriculture 2016 Disbursment during the year   | Agriculture 2016 Disbursment during the year   | Disbursment during the year Agriculture 2015   | Disbursment during the year Agriculture 2015   |
|-----------------------------------|------------------------------------------------|------------------------------------------------|------------------------------------------------|------------------------------------------------|------------------------------------------------|------------------------------------------------|
| Bank Name                         | No. of A/cs                                    | Amount disbursed                               | No. of A/cs                                    | Amount disbursed                               | No. of A/cs                                    | Amount disbursed                               |
| 1 STATE BANK OFBIKANER AND JAIPUR | 661913                                         | 117522037.11                                   | 709099                                         | 122298802.39                                   | 166828                                         | 27953752.00                                    |
| 2 STATE BANK OFHYDERABAD          | 371869                                         | 69859791.37                                    | 260110                                         | 37535430.81                                    | 192684                                         | 26029243.00                                    |
| 3 STATE BANK OFINDIA              | 9319706                                        | 1757563157.00                                  | 11601324                                       | 1568757291.00                                  | 7138540                                        | 861930000.00                                   |
| 4 STATE BANK OFMYSORE             | 181899                                         | 45224766.10                                    | 292036                                         | 67906902.15                                    | 282795                                         | 37230090.00                                    |
| 5 STATE BANK OFPATIALA            | 297390                                         | 147873877.00                                   | 275069                                         | 135020015.00                                   | 342224                                         | 129612800.00                                   |
| 6 STATE BANK OFTRAVANCORE         | 881868                                         | 69306945.00                                    | 848610                                         | 56811615.00                                    | 1368832                                        | 103015706.00                                   |
| SBI ANDITS ASSOCIATES             | 11714645                                       | 2207350573.58                                  | 13986248                                       | 1988330056.35                                  | 9491903                                        | 1185771591                                     |
| 1 ALLAHABAD BANK                  | 796258                                         | 102388162.00                                   | 707702                                         | 95998285.00                                    | 425229                                         | 75629338.00                                    |
| 2 ANDHRABANK                      | 2072853                                        | 223346781.59                                   | 2371025                                        | 191108444.80                                   | 1050512                                        | 115412080.00                                   |
| 3 BANK OFBARODA                   | 706994                                         | 114118394.25                                   | 1035031                                        | 187965350.00                                   | 1062182                                        | 193138422.00                                   |
| 4 BANK OFINDIA                    | 1678288                                        | 249446118.27                                   | 1922086                                        | 272530703.82                                   | 1939249                                        | 279489953.00                                   |
| 5 BANK OFMAHARASHTRA              | 374190                                         | 63523411.98                                    | 388953                                         | 70280449.26                                    | 761479                                         | 68204639.00                                    |
| 6 BHARATIYAMAHILABANK LTD.        | 481                                            | 48985.33                                       | 783                                            | 478433.94                                      | 122                                            | 267207.00                                      |
| 7 CANARABANK                      | 4554144                                        | 586913659.49                                   | 5030178                                        | 570179455.03                                   | 4718113                                        | 452320926.00                                   |
| 8 CENTRAL BANK OFINDIA            | 1616620                                        | 204558659.56                                   | 1660735                                        | 212766884.00                                   | 1788173                                        | 210934945.00                                   |
| 9 CORPORATION BANK                | 1144503                                        | 163566162.00                                   | 374098                                         | 56694945.00                                    | 932620                                         | 150555452.00                                   |
| 10 DENABANK                       | 268044                                         | 67950759.58                                    | 228315                                         | 60072647.90                                    | 231174                                         | 54234175.00                                    |
| 11 IDBIBANK LIMITED               | 532138                                         | 88946943.33                                    | 420444                                         | 67962591.12                                    | 99902                                          | 67982575.00                                    |
| 12 INDIAN BANK                    | 2994771                                        | 216753522.00                                   | 2810714                                        | 191853067.00                                   | 2656039                                        | 181889136.00                                   |
| 13 INDIAN OVERSEAS BANK           | 1745209                                        | 295181068.00                                   | 1274400                                        | 389221343.00                                   | 2634359                                        | 382631300.00                                   |
| 14 ORIENTAL BANK OFCOMMERCE       | 528620                                         | 171518810.15                                   | 541830                                         | 159602800.00                                   | 732025                                         | 153395834.00                                   |
| 15 PUNJAB AND SIND BANK           | 37505                                          | 16366650.98                                    | 45167                                          | 20390455.70                                    | 49066                                          | 19811641.00                                    |
| 16 PUNJAB NATIONAL BANK           | 1877774                                        | 511140048.47                                   | 2513197                                        | 546712170.93                                   | 2920087                                        | 558190078.00                                   |
| 17 SYNDICATE BANK                 | 1285488                                        | 182139683.79                                   | 1177536                                        | 171996283.01                                   | 930808                                         | 144689177.00                                   |
| 18 UCOBANK                        | 234279                                         | 74685468.00                                    | 290172                                         | 86077403.00                                    | 344166                                         | 92345487.00                                    |
| 19 UNION BANK OFINDIA             | 1031346                                        | 229562887.97                                   | 1129677                                        | 194308867.17                                   | 1137176                                        | 189897450.00                                   |
| 20 UNITED BANK OFINDIA            | 329675                                         | 64252588.77                                    | 267496                                         | 63727043.24                                    | 271473                                         | 52996375.00                                    |
| 21 VIJAYABANK                     | 861458                                         | 103052134.34                                   | 703393                                         | 78670065.86                                    | 561897                                         | 84420844.00                                    |
| NATIONALISEDBANKS                 | 24670638                                       | 3729460899.85                                  | 24892932                                       | 3688597688.78                                  | 25245851                                       | 3528437034                                     |
| Total                             | 36385283                                       | 5936811473                                     | 38879180                                       | 5676927745                                     | 34737754                                       | 4714208625                                     |