Lok Sabha Question No. 764 (UNSTARRED), answered on 2017-12-20
Subject: AEPS Portal
Ministry: ELECTRONICS AND INFORMATION TECHNOLOGY
Asked by: DINESH TRIVEDI

## GOVERNMENT OF INDIA MINISTRY OF ELECTRONICS AND INFORMATION TECHNOLOGY

## LOK  SABHA

## UNSTARRED QUESTION NO. 764

TO BE ANSWERED ON: 20.12.2017

## AEPS PORTAL

## 764      SHRI DINESH TRIVEDI:

Will the Minister of ELECTRONICS & INFORMATION TECHNOLOGY be pleased to state: -

- (a) the number of financial transactions conducted on the Aadhaar Enabled Payment System (AEPS) portal during the current fiscal;
- (b) the growth of the AEPS transactions as compared to RUPAY, BHIM and UPI; and
- (c) the target set by the Ministry for financial transactions on AEPS portal for the current fiscal and the action taken to achieve the set target?

## ANSWER

MINISTER OF STATE FOR ELECTRONICS AND INFORMATION TECHNOLOGY (SHRI ALPHONS KANNANTHANAM)

- (a):    The number of financial transactions done on the Aadhaar Enabled Payment System (AEPS) and BHIM Aadhaar ( merchant version of AEPS) during the current fiscal is  given below:-
- (b):    The growth in the number of Digital transactions through AEPS, RUPAY, BHIM and UPI is given below:-

| FY-2017-18   | FY-2017-18                                  |
|--------------|---------------------------------------------|
| Month        | AePS Transaction volume OFF US transactions |
| APRIL        | 94,31,178                                   |
| MAY          | 113,79,400                                  |
| JUNE         | 118,78,427                                  |
| JULY         | 128,86,413                                  |
| AUGUST       | 141,46,262                                  |
| SEPTEMBER    | 156,90,699                                  |
| OCTOBER      | 175,51,530                                  |
| NOVEMBER     | 176,06,083                                  |
| Total        | 1105,69,992                                 |

| Month/Product   | RuPay (ECom + PoS)   | UPI              | BHIM             | AEPS - Off Us (Financial)   |
|-----------------|----------------------|------------------|------------------|-----------------------------|
| Month/Product   | Volume ( In Lakhs)   | Volume(In Lakhs) | Volume(In Lakhs) | Volume( In Lakhs)           |
| April, 2016     | 66.07                | 0.00             | -                | 0.76                        |
| May, 2016       | 78.97                | 0.01             | -                | 1.44                        |
| June, 2016      | 86.93                | 0.01             | -                | 2.31                        |
| July, 2016      | 95.96                | 0.90             | -                | 3.56                        |
| August, 2016    | 101.17               | 0.93             | -                | 4.46                        |
| September, 2016 | 103.64               | 0.85             | -                | 5.97                        |
| October, 2016   | 117.98               | 1.03             | -                | 8.39                        |
| November, 2016  | 254.65               | 2.85             | -                | 6.68                        |
| December, 2106  | 592.36               | 19.92            | 0.43             | 19.72                       |
| January, 2017   | 512.77               | 44.62            | 17.18            | 26.46                       |
| February, 2017  | 393.24               | 43.80            | 19.70            | 32.76                       |
| March, 2017     | 424.07               | 63.72            | 24.60            | 50.42                       |
| April, 2017     | 417.94               | 71.95            | 31.87            | 61.29                       |
| May, 2017       | 444.57               | 93.60            | 39.76            | 68.60                       |
| June, 2017      | 435.27               | 103.54           | 46.17            | 66.15                       |
| July, 2017      | 446.33               | 116.34           | 54.33            | 68.90                       |
| Aug, 2017       | 495.71               | 167.99           | 68.07            | 72.68                       |
| Sept, 2017      | 527.95               | 309.81           | 76.03            | 75.97                       |
| Oct, 2017       | 600.09               | 769.57           | 76.32            | 85.62                       |
| Nov, 2017       | 616.64               | 1,050.24         | 81.90            | 87.22                       |
| Total           | 6,812.33             | 2,861.71         | 536.36           | 749.38                      |

Note : 1. Transactions on Rupay card include both at POS machines as well as at ecommerce websites

2. BHIM App was launched in December, 2016 and hence NIL data till that time
3. AePS data also contains BHIM Aadhaar (merchant version of AePS) financial data
3. (c):  No target has been set by the Ministry for Financial transactions on AEPS portal for the current fiscal year.

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