Lok Sabha Question No. 2896 (UNSTARRED), answered on 2016-12-02
Subject: Bank Losses
Ministry: FINANCE
Asked by: MALLIKARJUN  KHARGE

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION NO.2896

TO BE ANSWERED ON THE 2nd December; 2016/ Agrahayana 11, 1938 (SAKA)

## Bank Losses QUESTION

## 2896. SHRI MALLIKARJUN KHARGE:

Will the Minister of FINANCE be pleased to state:

- (a) whether the Public Sector Banks (PSBs) has experienced sharp decline in profitability and their losses have been increasing;
- (b) the details thereof during the last three years, bank-wise along with its impact on banking operations; and
- (c) the steps taken by the Government to sustain the capital ratios of these banks?

## ANSWER

The Minister of State in the Ministry of Finance (SHRI SANTOSH KUMAR GANGWAR)

- (a) & (b) The available data on Net ProfitlLoss (PAT) reported by PSBs during last three financial year is given in the Annexure.
- (c): Under the Indradhanush the Government of India proposes to make available Rs.70,000 crores out of budgetary allocations for four years as per the figures given below: Plan,

|      | Financial Year 2015 -16   | Rs. 25,000 crore   |
|------|---------------------------|--------------------|
|      | Financial Year 2016-17    | Rs. 25,000 crore   |
|      | Financial Year 2017-18    | Rs. 10,000 crore   |
| (iv) | Financial Year 2018-19    | Rs. 10,000 crore   |
|      | Total                     | Rs. 70,000 crore   |

The Government has already infused a sum of Rs: 25000 crore in 19 PSBs during financial year 2015-16 and a budgetary provision of Rs. 25000 crore has been made for the year 2016-17 . Government has allocated Rs. 22915 Crore to 13 PSBs on 19.07.2016.

Further; the Government has revised   performance indicators for banks which are basically built on improving efficiency and capital utilization.

Annexure.

## Lok Sabha USQ No.2896 dated December, 2016 regarding "Bank Losses 2nd

## Rscrore

| Sr.   | Bank Name                      | Net Profit / Loss ( - Jduring FY 2013-14   | Net Profit / Loss ( Jduring FY 2014-15   | Net Profit / Loss ( 2015-16   |
|-------|--------------------------------|--------------------------------------------|------------------------------------------|-------------------------------|
| 1     | Allahabad Bank                 | 1,172                                      | 621                                      | -743                          |
| 2     | Andhra Bank                    | 436                                        | 638                                      | 540                           |
| 3     | Bank of Baroda                 | 4,541                                      | 3,398                                    | 55,396                        |
| 4     | Bank of India                  | 2,729                                      | 1,709                                    | -6,089                        |
| 5     | Bank of Maharashtra            | 386                                        | 451                                      | 101                           |
| 6     | Bharatiya Mahila Bank Ltd.     | 12                                         | 20                                       | 2                             |
| 7     | Canara Bank                    | 2,438                                      | 2,703                                    | -2813                         |
| 8     | Central Bank of India          |                                            | 606                                      | -1418                         |
|       | Corporation Bank               | 562                                        | 584                                      | 5506                          |
| 10    | Dena Bank                      | 552                                        | 265                                      | -935                          |
| 11    | IDBI Bank Limited              | 1,121                                      | 873                                      | -3,665                        |
| 12    | Indian Bank                    | 1,159                                      | 1,005                                    | 711                           |
| 13    | Indian Overseas Bank           | 602                                        | -454                                     | -2,897                        |
|       | Oriental Bank of Commerce      | 1,139                                      | 778                                      | 156                           |
| 15    | Punjab & Sind Bank             | 301                                        | 121                                      | 336                           |
| 16    | Punjab National Bank           | 3,343                                      | 3,062                                    | -3,974                        |
| 17    | Syndicate Bank                 | 1,711                                      | 1523                                     | -1,643                        |
| 18    | UCO Bank                       | 1,511                                      | 1,138                                    | -2,799                        |
| 19    | Union Bank of India            | 1,696                                      | 1,782                                    |                               |
| 20    | United Bank of India           |                                            | 256                                      | -282                          |
| 21    | Bank Vijaya                    | 416                                        | 439                                      | 382                           |
| 22    | State Bank of Bikaner & Jaipur | 732                                        | 777                                      | 851                           |
| 23    | State Bank of Hyderabad        | 1,020                                      | 1,317                                    | 1,065                         |
| 24    |                                | 10,891                                     | 13,102                                   | 9,951                         |
| 25    | State Bank of Mysore           | 274                                        | 409                                      | 358                           |
| 26    | State Bank of Patiala          | 448                                        | 362                                      | -972                          |
| 27    | State Bank of Travancore       | 304                                        | 339                                      | 338                           |
| 28    | Public Sector Banks            | 37,019                                     | 37,823                                   |                               |