Lok Sabha Question No. 2375 (UNSTARRED), answered on 2018-03-09
Subject: NPA Cases under Tribunals
Ministry: FINANCE
Asked by: DEEPENDER SINGH HOODA

## LOK SABHA UNSTARRED  QUESTION  NO: 2375

## TO BE ANSWERED  ON THE 09 th  MARCH, 2018/PHALGUNA 18, 1939 (SAKA)

## QUESTION NPA CASES UNDER TRIBUNALS

## 2375:  SHRI DEEPENDER SINGH HOODA:

## Will  the Minister  of FINANCE  be pleased to state:

- (a) the details  of amount  and percentage  of gross Non-Performing Assets (NPAs)  against  total advances of each of the public  and Private  Sector  Banks  as of March,  2018;
- (c) the total  number  of companies  cases pending  in Debt Recovery  Tribunals  (DRTs)  and in Debt Recovery  Appellate   Tribunals   (DRATs)   during   the  years   2014-2018  along   with   the number  of people  employed  year-wise/Tribunal-wise;
- (b) the  details   of  the  top  ten  sectors  which   have  the  highest   gross  NPAs   as  against   total advances as of March,  2018;
- (d) the total  number  of cases disposed by  DRTs  and DRTAs  in the years  2014-2018, year-wise; and
- (e) the details  of the total  number  of companies  cases pending  in the National  Company  Law Tribunal  (NCLT)  and the National  Company  Appellate  Tribunals  (NCAT)  as of December 2018,  the  number   of  companies   which   are  Micro,   Small   and  Medium   Enterprises   and number  of people  Tribunal-wise?

## ANSWER

## To be answered by THE MINISTER  OF STATE  IN THE  MINISTRY  OF FINANCE

## (SHIV PRATAP  SHUKLA)

- (a):   The  details  for gross NPAs  and total  advances  as of March  2018 are not known.  As per Reserve  Bank of India (RBI) data on domestic  operations,  the details  of gross Non-Performing Assets (NPAs)  and gross NPA  to gross advances ratio  of the Public  and Private  Sector  Banks, as on 31.12.2017,  are at Annex-I.
- (c) and (d): As per data reported  by  DRTs  and DRATs,  the year-wise  details  of total  number  of cases (including  cases of companies)  disposed of by  and pending  in DRTs  during  financial  years 2014-15 to 2017-18 (till  December  2017) and in DRATs  during  calendar  year  2014 to 2017 (till August  2017) are at Annex-III. As per data reported  by  DRTs  and DRATs,  the tribunal-wise numbers   of  DRAT   Chairpersons, DRT  Presiding   Officers   and  other   administrative staff  in position  are at Annex-IV.
- (b): The details  for gross NPAs  as of March  2018 are not known.  As per RBI data on domestic operations,   sector-wise   details   of  gross  NPA   and  gross  NPA   to  gross  advances   ratio   for Scheduled  Commercial  Banks,  as on 31.12.2017,  are at  Annex-II.
- (e):  Details   as  of  December   2018 are  not  known.   As  per  data  received   from   the  Ministry of Corporate  Affairs, as on 31.12.2017,  8,457 cases in NCLTs  and 264 cases in NCLATs  were pending.  The Ministry  has informed  that  separate  information in respect of Micro,  Small  and Medium  enterprises  is not maintained.

***

## Amounts  in crore  Rs.

| Bank                                     | Bank Group        | As on 31.12.2017   | As on 31.12.2017                |
|------------------------------------------|-------------------|--------------------|---------------------------------|
|                                          |                   | GrossNPAs          | Gross NPAstoGrossAdvancesRatio( |
| AllahabadBank                            | PublicSectorBank  | 23,120             | 1                               |
| AndhraBank                               | PublicSectorBank  | 21,599             | 1                               |
| AxisBankLimited                          | PrivateSectorBank | 19,247             |                                 |
| BandhanBankLimited                       | PrivateSectorBank | 386                |                                 |
| Bank ofBaroda                            | PublicSectorBank  | 41,649             | 1                               |
| Bank ofIndia                             | PublicSectorBank  | 43,474             | 1                               |
| Bank ofMaharashtra                       | PublicSectorBank  | 18,128             | 1                               |
| CanaraBank                               | PublicSectorBank  | 37,794             | 1                               |
| CatholicSyrianBank Ltd                   | PrivateSectorBank | 746                |                                 |
| CentralBank ofIndia                      | PublicSectorBank  | 32,491             | 1                               |
| CityUnionBank Limited                    | PrivateSectorBank | 860                |                                 |
| Corporation Bank                         | PublicSectorBank  | 21,818             | 1                               |
| DCBBank Limited                          | PrivateSectorBank | 354                |                                 |
| DenaBank                                 | PublicSectorBank  | 14,169             | 1                               |
| FederalBank Ltd                          | PrivateSectorBank | 2,161              |                                 |
| HDFCBank Ltd.                            | PrivateSectorBank | 8,042              |                                 |
| ICICIBankLimited                         | PrivateSectorBank | 33,849             |                                 |
| IDBI Bank Limited                        | PublicSectorBank  | 44,542             |                                 |
| IDFCBank Limited                         | PrivateSectorBank | 2,777              |                                 |
| IndianBank                               | PublicSectorBank  | 9,385              |                                 |
| IndianOverseasBank                       | PublicSectorBank  | 31,724             | 2                               |
| IndusIndBankLtd                          | PrivateSectorBank | 1,499              |                                 |
| Jammu&KashmirBank Ltd                    | PrivateSectorBank | 6,232              | 1                               |
| KarnatakaBank Ltd                        | PrivateSectorBank | 1,784              |                                 |
| KarurVysyaBankLtd                        | PrivateSectorBank | 2,663              |                                 |
| KotakMahindraBank Ltd.                   | PrivateSectorBank | 3,715              |                                 |
| LakshmiVilasBankLtd                      | PrivateSectorBank | 1,427              |                                 |
| NainitalBank Ltd                         | PrivateSectorBank | 172                |                                 |
| OrientalBank ofCommerce                  | PublicSectorBank  | 27,551             | 1                               |
| PunjabAndSindBank                        | PublicSectorBank  | 7,040              | 1                               |
| PunjabNationalBank                       | PublicSectorBank  | 55,200             | 1                               |
| RBLBank Limited                          | PrivateSectorBank | 580                |                                 |
| SouthIndianBank Ltd                      | PrivateSectorBank | 1,775              |                                 |
| StateBankof Indiaand erstwhileAssociates | PublicSectorBank  | 2,01,560           | 1                               |
| SyndicateBank                            | PublicSectorBank  | 19,184             | 1                               |
| TamilnadMercantileBank Ltd               | PrivateSectorBank | 1,355              |                                 |
| TheDhanalakshmiBank Ltd                  | PrivateSectorBank | 446                |                                 |
| UCOBank                                  | PublicSectorBank  | 24,308             | 2                               |
| UnionBank ofIndia                        | PublicSectorBank  | 38,047             | 1                               |
| UnitedBankof India                       | PublicSectorBank  | 13,721             |                                 |
| VijayaBank                               | PublicSectorBank  | 6,829              |                                 |
| Yes Bank Ltd.                            | PrivateSectorBank | 2,974              |                                 |

Source: RBI (Dec-17, Provisional Data)

## Lok Sabha Parliament  Question  No. 2375,  for  9.3.2018

## Sector-wise Gross NPA and Gross NPA to Gross Advances ratios for Scheduled Commercial  Banks, as on 31.12.2017

| Sector                        | GrossNPA   | Gross NPAtoGross Advances Ratio   |
|-------------------------------|------------|-----------------------------------|
| Industry                      | 6,09,222   | 20.41%                            |
| OtherNon-foodCredit           | 14,986     | 9.61%                             |
| Agriculture &AlliedActivities | 69,600     | 6.53%                             |
| Services                      | 1,10,520   | 5.77%                             |
| RetailLoans                   | 36,630     | 2.01%                             |

Source:  RBI domestic  operations  (Dec-17, Provisional  Data)

Lok Sabha Parliament  Question  No. 2375,  for  9.3.2018

Debts Recovery  Tribunals

Debts Recovery  Appellate  Tribunals

| Financial Year   | No. of cases disposed of   | No. of cases pending      |
|------------------|----------------------------|---------------------------|
| 2014-15          | 12,321                     | 63,932                    |
| 2015-16          | 17,639                     | 73,249                    |
| 2016-17          | 25,031                     | 78,961                    |
| 2017-18          | 14,916 (till31.12.2017)    | 86,514 (as on 31.12.2017) |

Source:  DRTs

|   CalendarYear | No. of cases disposed of   | No. of cases pending     |
|----------------|----------------------------|--------------------------|
|           2014 | 5,579                      | 3,354                    |
|           2015 | 2,286                      | 3,832                    |
|           2016 | 1,312                      | 4,256                    |
|           2017 | 2,633 (till31.8.2017)      | 3,535 (as on 31.12.2017) |

Source:  DRATs

86,514

3,535

## Tribunal-wise numbers of DRAT  Chairpersons,  DRT Presiding Officers and  other  administrative  staff in position

|   S. No. | Name of DRT   |   Presiding Officersand otheradministrativestaff in position* |
|----------|---------------|---------------------------------------------------------------|
|        1 | Ahmedabad-1   |                                                            23 |
|        2 | Ahmedabad-2   |                                                            26 |
|        3 | Allahabad     |                                                            27 |
|        4 | Aurangabad    |                                                            22 |
|        5 | Bangalore     |                                                            25 |
|        6 | Chandigarh-1  |                                                            22 |
|        7 | Chandigarh-2  |                                                            21 |
|        8 | Chennai-1     |                                                            28 |
|        9 | Chennai-2     |                                                            27 |
|       10 | Chennai-3     |                                                            26 |
|       11 | Coimbatore    |                                                            26 |
|       12 | Cuttack       |                                                            27 |
|       13 | Delhi-1       |                                                            25 |
|       14 | Delhi-2       |                                                            28 |
|       15 | Delhi-3       |                                                            27 |
|       16 | Ernakulam     |                                                            25 |
|       17 | Guwahati      |                                                            25 |
|       18 | Hyderabad     |                                                            25 |
|       19 | Jabalpur      |                                                            24 |
|       20 | Jaipur        |                                                            24 |
|       21 | Kolkata-1     |                                                            24 |
|       22 | Kolkata-2     |                                                            26 |
|       23 | Kolkata-3     |                                                            25 |
|       24 | Lucknow       |                                                            28 |
|       25 | Madurai       |                                                            23 |
|       26 | Mumbai-1      |                                                            28 |
|       27 | Mumbai-2      |                                                            24 |
|       28 | Mumbai-3      |                                                            23 |
|       29 | Nagpur        |                                                            20 |
|       30 | Patna         |                                                            24 |
|       31 | Pune          |                                                            24 |
|       32 | Ranchi        |                                                            25 |
|       33 | Visakhapatnam |                                                            24 |
|       34 | Hyderabad-2   |                                                            27 |
|       35 | Siliguri      |                                                            29 |
|       36 | Chandigarh-3  |                                                            23 |
|       37 | Bangalore-2   |                                                            25 |
|       38 | Dehradun      |                                                            15 |
|       39 | Ernakulam-2   |                                                            22 |

| S. No.   | Name ofDRAT             |   Chairpersonsand otheradministrativestaff in position* |
|----------|-------------------------|---------------------------------------------------------|
| 1        | Allahabad               |                                                      14 |
| 2        | Delhi                   |                                                      14 |
| 3        | Chennai                 |                                                      13 |
| 4        | Mumbai                  |                                                      12 |
| 5        | Kolkata                 |                                                      16 |
|          | Total forDRTs and DRATs |                                                    1031 |

Source:  DRTs/DRATs