Lok Sabha Question No. 6568 (UNSTARRED), answered on 2018-04-06
Subject: Branch Expansion Policy under SAGY
Ministry: FINANCE
Asked by: KRUPAL BALAJI TUMANE, BHAVANA GAWALI (PATIL)

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA

TO BE ANSWERED ON 6 APRIL 2018 (FRIDAYYCHAITRA 16,

## UNSTARRED QUESTION No. 6568

## Branch Expansion Policy under SAGY

## 6568. SHRI KRUPAL BALAJI TUMANE:

## SHRIMATI BHAVANA PUNDALIKRAO GAWALI PATIL:

Will the Minister of FINANCE be pleased to state:

- a)
- the salient features of branch expansion policy of Public Sector Banks (PSBs);
- b the number of branches of PSBs which have been opened during the current plan period
- particularly in rural areas, year/bank-wise;
- whether any representation have been   received from   public   representatives   regarding opening of new branches of' State in villages under the Sansad Aadarsh Gram Yojana (SAGY), if so, the details thereof, State-wise;
- whether any survey has been conducted by the SBI in this and if so, the details thereof; and regard
- the time by which new branches of SBL are likely to be opened under the above scheme?

## Answer

## The Minister of State in the Ministry of Finance (SHRI SHIV PRATAP SHUKLA)

- (a) As per extant guidelines dated 18.5.2017 on rationalizing of Branch Authorisation Policy.
- Reserve India (RBI) has granted   general   permission to domestic Scheduled Commercial Banks (excluding Regional Rural Banks), to open banking outlets at any place in the country, without  seeking approval of RBI in each case, subject to at least 25 percent of the total number of  banking outlets   opened   during a financial year being in unbanked rural centres with population less than 10,000. For this purpose. banking outlets opened in any centre having population less than 50,000 in North Eastern states and Sikkim and also Left Extremism (LWE) affected districts aS notified by the Government of India are also considered as equivalent to opening of banking outlets in unbanked rural centres. prior Wing
- Banks (PSBs). opened
- b) Bank-wise information on number of branches of Public Sector during 2014-15,2015-16, 2016-17 and 2017-18 (up to December 2017) is at Annex:
- to (e) State Bank of India (SBI) informed that survey has been conducted for all the 20
- representations   received branches under Sansad Adarsh  Gram   Yojana (SAGY): SBL informed that out of 20 representations, 14 centres were not found viable for opening of branches and one centre was not in the service area of the bank: Three Banking outlets have been opened at Golarghat in Odisha, Kishunpur in Jharkhand and Rahpura Jagir village in Uttar   Pradesh Rolling out of banking outlets in uncovered areas iS a continuous process.

***

1940 (SAKA)

Annexure to part (b) of Lok Sabha question no. 6568 for 6.4.2018 regarding "Branch Expansion Policy under SAGY"

## Number of branches opened by Public Sector Banks

|                                                | 2014-15   | 2014-15     | 2015-16   | 2015-16           | 2016-17   | 2016-17     | 2017-18 (till December 31)   | 2017-18 (till December 31)   |
|------------------------------------------------|-----------|-------------|-----------|-------------------|-----------|-------------|------------------------------|------------------------------|
| BANK                                           | RURAL     | SEMI- URBAN |           | RURAL SEMI- URBAN | RURAL     | SEMI- URBAN | RURALISEMI-                  | URBAN                        |
| ALLAHABAD BANK                                 | 108       | 103         | 52        | 30                | 12        | 14          |                              | 2                            |
| ANDHRA BANK                                    | 101       | 112         | 97        | 71                | 29        | 27          |                              |                              |
| BANK OF BARODA                                 | 121       | 120         | 45        | 48                | 20        | 42          | 13                           |                              |
| BANK OF INDIA                                  | 117       | 62          | 70        | 35                | 44        | 34          | 2                            |                              |
| BANK OF MAHARASHTRA                            | 8         | 10          |           | 3                 |           |             |                              |                              |
| BHARATIYA MAHILA BANK LTD                      |           | 3           | 21        | 5                 |           |             |                              |                              |
| CANARA BANK                                    | 337       | 304         | 58        | 60                | 60        | 81          | 18                           | 40                           |
| CENTRAL BANK OF INDIA                          | 39        | 36          |           | 10                | 6         | 0           |                              |                              |
| CORPORATION BANK                               | 69        | 88          | 56        | 45                | 32        | 21          |                              | 2                            |
| DENA BANK                                      | 41        | 40          | 40        | 38                |           |             | 0                            |                              |
| IDBI BANK LIMITED                              | 108       | 139         | 42        | 69                | 19        | 30          | 101                          |                              |
| INDIAN BANK                                    | 46        | 39          | 45        | 35                | 33        | 28          | 2                            |                              |
| INDIAN OVERSEAS BANK ORIENTAL BANK OF          | 35        | 42          | 9         | 15                | 3         | 2           | 0                            |                              |
| COMMERCE                                       | 53        | 25          | 30        | 23                | 10        | 4           |                              | 2                            |
| PUNJAB AND SIND BANK                           | 70        | 17          | 10        | 8                 |           | 10          | 4                            |                              |
| PUNJAB NATIONAL BANK STATE BANK OF BIKANER AND | 153       | 108         | 67        | 61                | 65        | 42          | 12                           |                              |
| JAIPUR                                         | 57        | 11          | 31        |                   |           |             |                              |                              |
| STATE BANK OF HYDERABAD                        | 44        | 38          | 40        | 24                |           |             |                              |                              |
| STATE BANK OF INDIA                            | 188       | 112         | 122       | 88                | 142       | 85          | 10                           | 2                            |
| STATE BANK OF MYSORE                           | 21        | 15          |           |                   | 9         | 4           |                              |                              |
| STATE BANK OF PATIALA                          | 36        | 16          | 14        | 5                 | 2         | 0           |                              |                              |
| STATE BANK OF TRAVANCORE                       | 8         | 21          | 14        |                   | 3         | 12          |                              |                              |
| SYNDICATE BANK                                 | 121       | 70          | 75        | 102               | 62        | 45          |                              | 19                           |
| UCO BANK                                       | 36        | 58          | 29        | 13                | 22        | 7           |                              | 2                            |
| UNION BANK OF INDIA                            | 53        | 77          | 29        | 49                | 28        |             | 5                            |                              |
| UNITED BANK OF INDIA                           |           | 2           | 0         | 4                 |           | 12          |                              |                              |
| VIJAYA BANK                                    | 32        | 26          | 67        | 91                |           | 44          | 39                           | 18                           |
| Total                                          | 2007      | 1694        | 1084      | 950               | 663       | 575         | 145                          | 131                          |

Source: RBI

Notes: Acquisition of erstwhile associate banks of State Bank of India and Bharatiya Mahila Bank by State Bank of India was effected on April 1 2017 .

'Rural' includes centres with population of less than 10,000, 'Semi-Urban' includes centres with population of 10,000 and above but less than of one lakh: All population figures are as per census 2011.