Lok Sabha Question No. 1692 (UNSTARRED), answered on 2016-11-25
Subject: Aadhaar Based Welfare Delivery Mechanism
Ministry: FINANCE
Asked by: ANIRUDHAN SAMPATH

(a) to (c)

World  Bank  in  its  World  Development  Report  2016  in  Chapter  3  (Delivering Services) in Spotlight 4 (Digital Identity) has recognized the use of aadhaar as a digital ID in India for implementing direct cash transfer programmes resulting in savings through reduced leakage and efficiency gains in government expenditures.  Scheme-wise  details  of  schemes,  beneficiaries  and  the  total amount disbursed upto March, 2015 since inception of the DBT and 2015-16 and 2016-17  (up  to  October,  2016)  are  given  at Annexure  I,  Annexure  II and Annexure  III  respectively. Details of  savings  through  DBT  are  given  in Annexure IV. Further, in order to ensure that the benefits of the schemes reach the  actual  beneficiaries,  payments are  made to the actual beneficiaries in  their Aadhaar linked bank account through Aadhaar Payment Bridge (APB).

## DEPARTMENT OF EXPENDITURE

## GOVERNMENT OF INDIA MINISTRY OF FINANCE LOK SABHA

## UNSTARRED QUESTION NO. 1692

To be answered on Friday, November 25, 2016/ Agrahayana 4, 1938(Saka)

'Aadhaar Based Welfare Delivery Mechanism'

1692.  Dr. A. SAMPATH :

Will the Minister of FINANCE be pleased to state:

- a)  whether the World Bank in one of its report described Aadhaar based welfare  delivery  mechanism as  transformational  and  if  so,  the  details thereof;
- b)  the  total  number  of  beneficiaries  along  with  the  total  funds  disbursed and  saved  by  curbing  leakage  through  direct  cash  transfer  under various schemes linked with Aadhaar during the last three years and the current year, year-scheme-wise and Statewise; and
- c) the  other  steps  taken  by  the  Government  to  ensure  the  benefits  of schemes linked to Aadhaar caters the actual beneficiary?

## ANSWER MINISTER OF STATE FOR FINANCE (SHRI ARJUN RAM MEGHWAL)

## ANNEXURE I

## Scheme-wise details of schemes, beneficiaries and total amount disbursed upto March 2015 since inception.

| Name of Ministry/Department   | Name of Schemes                                                          |   Total No of Beneficiaries(in thousands) |   Total Amount(Rs. in crore) |
|-------------------------------|--------------------------------------------------------------------------|-------------------------------------------|------------------------------|
| Women and Child Development   | Indira Gandhi Matritva Sahyog Yojana (IGMSY)                             |                                    426.27 |                        77.11 |
| School Education & Literacy   | National Scheme For Incentive For The Girl Child For Secondary Education |                                    197.84 |                         5.83 |
| School Education & Literacy   | National Means Cum Merit Scholarship                                     |                                     41.12 |                        37.81 |
| Higher Education              | Fellowship Schemes of AICTE                                              |                                     45.85 |                       397.72 |
| Higher Education              | Fellowship Schemes of UGC*                                               |                                     14.54 |                        57.82 |
| Higher Education              | Kothari PDF in Sciences                                                  |                                      0.47 |                        14    |
| Higher Education              | NETJRF                                                                   |                                     13.93 |                        79.94 |
| Higher Education              | EMERITUS                                                                 |                                      0.36 |                         7.01 |
| Higher Education              | Post Doctoral - Fellowship for Women                                     |                                      0.41 |                        10.03 |
| Higher Education              | BSR Doctoral Fellowship in Sciences                                      |                                      0.66 |                         6.08 |
| Higher Education              | Scholarship To Universities /College Students                            |                                    214.48 |                       254.94 |
| Health & Family Welfare       | Janani Suraksha Yojana (JSY)                                             |                                    593.8  |                       127.08 |
| Minority Affairs              | Post Matric Scholarship Scheme For Minorities                            |                                    948.44 |                       411.27 |
| Minority Affairs              | Maulana Azad National Fellowship                                         |                                      3.22 |                       118.24 |
| Minority Affairs              | Merit Cum Means Scholarship For Minorities                               |                                    125.51 |                       260.94 |
| Labour and Employment         | Stipend to children in the special schools under the NCLP                |                                     30.9  |                         6.91 |
| Labour and Employment         | Scholarship To The Children of Beedi Workers                             |                                     87.13 |                         1.47 |
| Labour and Employment         | Housing Subsidy To Beedi Workers                                         |                                      3.58 |                        10.41 |

| Name of Ministry/Department   | Name of Schemes                                                                                 | Total No of Beneficiaries(in thousands)   | Total Amount(Rs. in crore)   |
|-------------------------------|-------------------------------------------------------------------------------------------------|-------------------------------------------|------------------------------|
| Labour and Employment         | Stipend To Trainees Under The Scheme Of Welfare Of SC/ST Job Seekers                            | 0.96                                      | 0.34                         |
| Labour and Employment         | Stipend To Trainees for Skill Development in 34 Districts affected By Left Wing Extremism (LWE) | 0.27                                      | 0.30                         |
| Tribal Affairs                | Post Matric Scholarship For ST                                                                  | 2,106.40                                  | 1,469.40                     |
| Tribal Affairs                | Top Class Education Scheme                                                                      | 0.58                                      | 28.00                        |
| Tribal Affairs                | Rajiv Gandhi National Fellowship                                                                | 2.00                                      | 58.82                        |
| Social Justice & Empowerment  | Post Matric Scholarship for SC Student                                                          | 856.56                                    | 177.09                       |
| Social Justice & Empowerment  | Upgradation of Merit of SC Students                                                             | 0.30                                      | 0.66                         |
| Social Justice & Empowerment  | Pre Matric Scholarship for Children of Those Engaged Unclean Occupations                        | 13.81                                     | 2.77                         |
| Social Justice & Empowerment  | Pre Matric Scholarship for SC                                                                   | 265.15                                    | 74.58                        |
| Social Justice & Empowerment  | Top Class Education Scheme For SC                                                               | 0.52                                      | 9.86                         |
| Social Justice & Empowerment  | Post Matric Scholarship for OBC                                                                 | 756.88                                    | 157.43                       |
| Rural Development             | NSAP (IGNOAPS, IGNWPS & IGNDPS)                                                                 | 25,455.52                                 | 6,955.58                     |
| Rural Development             | MGNREGS [for 300 districts]                                                                     | 46,636.35                                 | 20,010.10                    |
| Petroleum & Natural Gas       | PAHAL (DBTL)                                                                                    | 148,558.09                                | 14,779.31                    |
| LIC March 2015 (F.Y. 2014-15) | AABY -CLAIMS                                                                                    | N.A                                       | 409.59                       |
|                               | AABY -SCHOLARSHIPS                                                                              | N.A                                       | 275.40                       |
|                               | Grand Total                                                                                     | 227,401.89                                | 46,293.86                    |

ANNEXURE II Scheme-wise details of schemes, beneficiaries and total amount disbursed during

## 2015-16

| Name of Ministry/Depar tment   | Name of Schemes                                                          | Total No of Beneficiaries   | Total Amount(₹)   |
|--------------------------------|--------------------------------------------------------------------------|-----------------------------|-------------------|
| Rural Development              | MGNREGS                                                                  | 103.71                      | 25,861.77         |
| Rural Development              | NSAP (IGNOAPS, IGNWPS & IGNDPS)                                          | 29.29                       | 8,364.66          |
| Petroleum & Natural Gas        | PAHAL (DBTL)                                                             | 166.21                      | 21,421.00         |
| Women and Child Development    | Indira Gandhi Matritva Sahyog Yojana (IGMSY)                             | 0.22                        | 118.13            |
| School Education &             | National Scheme For Incentive For The Girl Child For Secondary Education | 0.15                        | 35.90             |
| Literacy                       | National Means Cum Merit Scholarship                                     | 0.11                        | 58.37             |
| Higher Education               | Fellowship Schemes of AICTE                                              | 0.06                        | 704.22            |
| Higher Education               | Fellowship Schemes of UGC Kothari PDF in Sciences                        | 0.02 0.00                   | 194.40 59.58      |
| Higher Education               | NETJRF                                                                   | 0.03                        | 407.57            |
| Higher Education               | EMERITUS                                                                 | 0.00                        | 21.62             |
| Higher Education               | Post Doctoral - Fellowship for Women                                     | 0.00                        | 41.99             |
| Higher Education               | BSR Doctoral Fellowship in Sciences                                      | 0.00                        | 63.10             |
| Higher Education               | Scholarship To Universities /College Students                            | 0.04                        | 388.71            |
| Minority Affairs               | Pre Matric Scholarship                                                   | 3.57                        | 529.01            |
| Minority Affairs               | Scheme For Minorities                                                    | -                           |                   |
| Minority Affairs               | Post Matric Scholarship Scheme For Minorities                            | 0.39                        | 211.33            |
| Minority Affairs               | Merit Cum Means Scholarship For Minorities                               | 0.05                        | 159.34            |
| Minority Affairs               | Maulana Azad National Fellowship.                                        | 0.01                        | 234.63            |
| Labour and Employment          | Stipend to children in the special schools under the NCLP                | 0.03                        | 3.46              |
| Labour and Employment          | Scholarship To The Children of Beedi Workers                             | 0.31                        | 37.68             |
| Labour and Employment          | Housing Subsidy To Beedi Workers                                         | 0.00                        | 7.61              |
| Labour and Employment          | Stipend To Trainees Under The Scheme Of Welfare Of SC/ST Job Seekers     | 0.00                        | 0.95              |

|                                        | Scholarship To The Children of Iron/ Manganese/Chrome Ore Workers                 |   0.00 |   0.58 |
|----------------------------------------|-----------------------------------------------------------------------------------|--------|--------|
|                                        | Scholarship To The Children of Lime Stone and Dolomite (LSDM) Workers             |   0    |   0.14 |
|                                        | Housing Subsidy To Lime Stone and Dolomite (LSDM) Workers                         |   0    |   0.13 |
| Tribal Affairs                         | Post Matric Scholarship For ST                                                    |   2.11 | 822.15 |
|                                        | Top Class Education Scheme                                                        |   0    |   9.18 |
|                                        | Rajiv Gandhi National Fellowship for ST                                           |   0    | 124.23 |
| Social Justice & Empowerment           | Post Matric Scholarship for SC Student                                            |   0    |   0.03 |
|                                        | Pre Matric Scholarship for SC                                                     |   0.07 |  17.38 |
|                                        | Top Class Education Scheme For SC                                                 |   0    |   0.88 |
|                                        | RGNF-SC                                                                           |   0.01 | 573.08 |
| Empowerment of persons with Disability | Rajiv Gandhi National Fellowship for students with disabilities                   |   0    |  73.83 |
| Health & Family Welfare                | Janani Suraksha Yojana (JSY)                                                      |   3.66 | 647.92 |
| Financial Services- LIC                | AABY -CLAIMS #                                                                    |   0.1  | 306.38 |
|                                        | PMJDY #                                                                           |   0    |   5.58 |
|                                        | AABY -SCHOLARSHIPS #                                                              |   2.28 | 196.47 |
| Culture                                | Tagore Cultural complexes                                                         |   0    |   8.4  |
|                                        | Salary Grant                                                                      |   0    |  11.67 |
|                                        | Production Grant                                                                  |   0    |   9.13 |
|                                        | Artistes Pension Scheme and Welfare Fund                                          |   0    |   0.7  |
|                                        | Financial Assistance to Cultural Organization with National presence              |   0    |   0.5  |
|                                        | Financial Assistance for the Cultural Function Grant Scheme(CFGS)                 |   0    |   8.43 |
|                                        | Scheme for the Award of Fellowship to outstanding persons in the field of Culture |   0    |   0.62 |
|                                        | Scheme for Scholarships to Young Artistes in different cultural fields            |   0    |   0.6  |

|                                             | Tagore National Fellowship for Cultural Research                                                       |   0.00 | 0.17      |
|---------------------------------------------|--------------------------------------------------------------------------------------------------------|--------|-----------|
|                                             | Financial Assistance for the development of Buddhist / Tibetian Organizations                          |   0    | 1.29      |
|                                             | Financial assistance for the preservation and development of Himalayan Cultural Heritage for Himalayas |   0    | 0.22      |
| Ex-Serviceme Welfare- Kendriya Sainik Board | Prime Minister Scholarship Scheme                                                                      |   0.02 | 10.14     |
| Ex-Serviceme Welfare- Kendriya Sainik Board | RMDF Scheme (funded from AFFD fund)                                                                    |   0.02 | 44.65     |
| Science & Technology                        | Scholarship Scheme INSPIRE                                                                             |   0.04 | 142.88    |
|                                             | Grand Total                                                                                            | 312.52 | 61,942.43 |

ANNEXURE III Scheme-wise details of schemes, beneficiaries and total amount disbursed during 2016-

## 17 till October 2016

| Name of Ministry / Department   | Name of Schemes                                                          | No. of Beneficiaries   | Total Amount April 2016 to October 2016   |
|---------------------------------|--------------------------------------------------------------------------|------------------------|-------------------------------------------|
| Rural                           | MGNREGS                                                                  | 108,981.77             | 24,350.25                                 |
| Development                     | NSAP (IGNOAPS, IGNWP. S & IGNDPS)                                        | 29,442.21              | 3,928.04                                  |
| Petroleum & Natural Gas         | PAHAL (DBTL)*                                                            | 184,290.85             | 6,852.75                                  |
| Women and Child Development     | Indira Gandhi Matritva Sahyog Yojana (IGMSY)                             | 15.91                  | 26.70                                     |
| School Education &              | National Scheme For Incentive For The Girl Child For Secondary Education | 739.71                 | 6.23                                      |
| Literacy                        | National Means Cum Merit Scholarship                                     | 246.64                 | 90.11                                     |
| Higher Education                | Fellowship Schemes of AICTE                                              | 32.53                  | 219.95                                    |
| Higher Education                | Fellowship Schemes of UGC                                                | 24.61                  | 155.41                                    |
| Higher Education                | P.G. Indira Gandhi Scholarship for Single Girl Child                     | 14.83                  | 2.41                                      |
| Higher Education                | P.G. Scholarship for Professional Courses for SC or ST candidates        | 5.22                   | 1.07                                      |
| Higher Education                | P.G. Scholarship for University Rank Holders                             | 3.91                   | 0.62                                      |
| Higher Education                | Post- Doctoral Fellowship for SC or ST Candidates                        | 0.65                   | 5.34                                      |
| Higher Education                | Kothari PDF in Sciences                                                  | 0.90                   | 57.31                                     |
| Higher Education                | NETJRF                                                                   | 51.23                  | 489.72                                    |
| Higher Education                | EMERITUS                                                                 | 0.55                   | 16.48                                     |
| Higher Education                | Post Doctoral - Fellowship for Women                                     | 0.63                   | 39.26                                     |
| Higher Education                | BSR Doctoral Fellowship in Sciences                                      | 2.80                   | 84.40                                     |
| Higher Education                | DSRPDFHS                                                                 | 0.48                   | 29.41                                     |
| Higher Education                | SVSGC                                                                    | 0.12                   | 2.48                                      |
| Higher Education                | NER                                                                      | 19.99                  | 130.98                                    |
| Higher Education                | NFOBC                                                                    | 0.90                   | 21.75                                     |
| Higher Education                | Scholarship To Universities /College Students                            | 3.62                   | 50.28                                     |
| Minority Affairs                | Pre Matric Scholarship Scheme For Minorities                             | 12.62                  | 354.62                                    |
| Minority Affairs                | Post Matric Scholarship Scheme For Minorities                            | 1.11                   | 167.97                                    |
| Minority Affairs                | Merit Cum Means Scholarship For Minorities                               | 7.21                   | 178.83                                    |

|                       | Maulana Azad National Fellowship.                                                                                                                 | 5.47     | 118.26   |
|-----------------------|---------------------------------------------------------------------------------------------------------------------------------------------------|----------|----------|
| Labour and Employment | Stipend to children in the special schools under the NCLP                                                                                         | 0.46     | 0.22     |
|                       | Scholarship To The Children of Beedi Workers                                                                                                      | 3,053.21 | 0.14     |
|                       | Housing Subsidy To Beedi Workers                                                                                                                  | 1.46     | -        |
|                       | Stipend To Trainees Under The Scheme Of Welfare Of SC/ST Job Seekers                                                                              | 4.06     | 0.45     |
|                       | Stipend to Differently Abled Candidates under Scheme of Vocational Rehabilitation Centre for Handicapped (VRCs)                                   | -        | -        |
|                       | Scholarship To The Children of Cine Workers                                                                                                       | 0.18     | -        |
|                       | Scholarship To The Children of Iron/Manganese/Chrome Ore Workers                                                                                  | 0.81     | -        |
|                       | Scholarship To The Children of Lime Stone and Dolomite (LSDM) Workers                                                                             | 0.99     | -        |
|                       | Housing Subsidy To Iron/Manganese/Chrome Ore Workers                                                                                              | 0.06     | -        |
|                       | Housing Subsidy To Lime Stone and Dolomite (LSDM) Workers                                                                                         | 0.08     | -        |
|                       | Rehabilitation Assistance                                                                                                                         | -        | -        |
| Tribal Affairs        | Umbrella Scheme for Education of ST Children - Pre-Matric Scholarship (class IX and X) for ST Students #                                          | 1,262.07 | 6.42     |
|                       | Umbrella Scheme for Education of ST Children - Post Matric Scholarship (PMS) for ST Students #                                                    | 2,033.79 | 849.35   |
|                       | National Fellowship and Scholarship for Higher Education of ST Students - Scholarship (Formerly Top Class Education for Scheduled Tribe Students) | 0.01     | 2.59     |
|                       | National Fellowship and Scholarship for Higher Education of ST Students - Fellowship (Formerly Rajiv Gandhi National Fellowship for ST Students)  | 3.40     | 36.02    |
| Social Justice &      | Post Matric Scholarship for SC Student                                                                                                            | 0.24     | -        |

| Empowerment                            | Upgradation of Merit of SC Students.                                              |          |        |
|----------------------------------------|-----------------------------------------------------------------------------------|----------|--------|
| Empowerment                            | Pre Matric Scholarship for Children of Those Engaged Unclean Occupations          | -        | -      |
| Empowerment                            | Pre Matric Scholarship for SC                                                     | 73.56    |        |
| Empowerment                            | Top Class Education Scheme For SC                                                 | 0.13     | -      |
| Empowerment                            | Post Matric Scholarship for OBC                                                   |          |        |
| Empowerment                            | RGNF-SC                                                                           | 11.99    | 226.88 |
| Empowerment of persons with Disability | Pre-matric scholarship for Persons with disabilities                              | 0.01     | 0.07   |
| Empowerment of persons with Disability | Post-matric Scholarship for Persons with Disabilities                             | 0.00     | 0.62   |
| Empowerment of persons with Disability | Scholarship for Top Class Education                                               | 0.00     | 0.20   |
| Empowerment of persons with Disability | Rajiv Gandhi National Fellowship for students with disabilities                   | 0.67     | 15.75  |
| Health & Family Welfare                | Janani Suraksha Yojana (JSY)                                                      | 2,921.74 | 657.07 |
| Financial                              | AABY -CLAIMS#                                                                     | 8.60     | 94.67  |
| Services- LIC                          | PMJDY#                                                                            | 1.21     | 4.36   |
| Services- LIC                          | AABY -SCHOLARSHIPS#                                                               | 179.33   | 69.62  |
| Culture                                | Tagore Cultural complexes                                                         | 0.00     | -      |
|                                        | Salary Grant                                                                      | 0.02     | 0.97   |
|                                        | Production Grant                                                                  | 0.02     | 0.54   |
|                                        | Scheme for Building Grant and Studio Theatre                                      | -        | -      |
|                                        | Artistes Pension Scheme and Welfare Fund                                          | 0.77     | 0.30   |
|                                        | Financial Assistance to Cultural Organization with National presence              | 0.00     | 0.50   |
|                                        | Financial Assistance for the Cultural Function Grant Scheme(CFGS)                 | 0.04     | 5.53   |
|                                        | Scheme for the Award of Fellowship to outstanding persons in the field of Culture | 0.04     | 0.35   |
|                                        | Scheme for Scholarships to Young Artistes in different cultural fields            | 0.20     | 0.62   |

|                                                      | Tagore National Fellowship for Cultural Research                                                       | 0.00      | 0.02      |
|------------------------------------------------------|--------------------------------------------------------------------------------------------------------|-----------|-----------|
|                                                      | Financial Assistance for the development of Buddhist / Tibetian Organizations                          | 0.01      | 0.07      |
|                                                      | Financial assistance for the preservation and development of Himalayan Cultural Heritage for Himalayas | 0.00      | -         |
|                                                      | International Cultural Relation                                                                        |           |           |
| Ex- Servicemen Welfare - Kendriya Sainik Board (KSB) | Prime Minister Scholarship Scheme                                                                      | 15.06     | 35.82     |
| Ex- Servicemen Welfare - Kendriya Sainik Board (KSB) | RMDF Scheme (funded from AFFD fund)                                                                    | 0.23      | 18.89     |
| Ex- Servicemen Welfare - Kendriya Sainik Board (KSB) | Assistance for treatment of listed serious diseases                                                    | 0.00      | 0.11      |
| Ex- Servicemen Welfare - Kendriya Sainik Board (KSB) | Assistance for treatment of cancer and dialysis                                                        | 0.00      | 0.01      |
| Ex- Servicemen Welfare - Kendriya Sainik Board (KSB) | Assistance for procurement of modified scooter                                                         | 0.00      | 0.01      |
| Ex- Servicemen Welfare - Kendriya Sainik Board (KSB) | Assistance for purchase of Tool Kits                                                                   | -         | -         |
| Ex- Servicemen Welfare - Kendriya Sainik Board (KSB) | Interest subsidy on Home Loan upto max Rs. 1.0 lakhs taken from Nationalised or PSU Banks etc          | -         | -         |
| Science & Technology                                 | Scholarship - INSPIRE                                                                                  | 41.98     | 93.53     |
| Food & Public Distribution                           | Cash Transfer of Food Subsidy                                                                          | 226.17    | 53.91     |
| AYUSH                                                | Rashtriya Ayurveda Vidyapeeth                                                                          | 0.15      | 3.59      |
|                                                      | Total                                                                                                  | 33,724.63 | 39,559.86 |

## Details of Savings through DBT

| Financial Year: 2014-15                          | Financial Year: 2014-15                          | Financial Year: 2014-15                          | Financial Year: 2014-15                          |
|--------------------------------------------------|--------------------------------------------------|--------------------------------------------------|--------------------------------------------------|
| S.NO.                                            | Central Ministry /Department                     | Scheme / Area                                    | Saving                                           |
| 1                                                | MoPNG                                            | PAHAL                                            | 14,672 crore                                     |
| S.NO.                                            | State / UT                                       | Scheme / Area                                    | Saving                                           |
| 1                                                | Rajasthan                                        | NSAP (IGNOAPS, IGNWPS, IGNDPS)                   | 19.85 Lakh                                       |
| 2                                                | UP                                               | Social Security Schemes                          | 520 cr.                                          |
| Total Saving in 2014-15 = 15,192.2 crore         | Total Saving in 2014-15 = 15,192.2 crore         | Total Saving in 2014-15 = 15,192.2 crore         | Total Saving in 2014-15 = 15,192.2 crore         |
| Financial Year: 2015-16                          | Financial Year: 2015-16                          | Financial Year: 2015-16                          | Financial Year: 2015-16                          |
| S.NO.                                            | Central Ministry /Department                     | Scheme / Area                                    | Saving                                           |
| 1                                                | MoPNG                                            | PAHAL                                            | 6,912 crore                                      |
| 2                                                | D/o Food & Public Distribution                   | Food subsidy                                     | 10,191 crore                                     |
| 3                                                | Kendriya Sainik Board- M/o Defence               | Prime Minister Scholarship Scheme                | 1.01 Lakh                                        |
|                                                  |                                                  | RMDF scheme                                      | 10.95 Lakhs                                      |
| 4                                                | M/o Culture                                      | Scheme on International Relations                | 20 Lakhs                                         |
| S.NO.                                            | State / UT                                       | Scheme / Area                                    | Saving                                           |
| 1                                                | Rajasthan                                        | NSAP (IGNOAPS, IGNWPS, IGNDPS)                   | 41.07 Lakh                                       |
| 2                                                | Himachal Pradesh                                 | NSAP (IGNOAPS, IGNWPS, IGNDPS)                   | 1 crore                                          |
| 3                                                | Kerala                                           | NSAP (IGNOAPS, IGNWPS, IGNDPS)                   | 7.05 crore                                       |
| 4                                                | Haryana                                          | NSAP (IGNOAPS, IGNWPS, IGNDPS)                   | 240 crore                                        |
| 5                                                | Chandigarh                                       | NSAP (IGNOAPS, IGNWPS, IGNDPS)                   | 2.58 Lakh                                        |
| 6                                                | Kerala                                           | Education System                                 | 600 cr                                           |
| 6                                                | Across country                                   | MGNREGS                                          | 3000 crore                                       |
| Total Saving in 2015-16 = 20,951.8 crore         | Total Saving in 2015-16 = 20,951.8 crore         | Total Saving in 2015-16 = 20,951.8 crore         | Total Saving in 2015-16 = 20,951.8 crore         |
| Total Saving in 2014-15 & 2015-16 = 36,144 crore | Total Saving in 2014-15 & 2015-16 = 36,144 crore | Total Saving in 2014-15 & 2015-16 = 36,144 crore | Total Saving in 2014-15 & 2015-16 = 36,144 crore |

## Annexure-IV