Lok Sabha Question No. 1757 (UNSTARRED), answered on 2016-11-25
Subject: Regional Rural Banks
Ministry: FINANCE
Asked by: AJAY NISHAD

## Government of India Ministry of Finance Department of Financial Services

## LOK SABHA UNSTARRED QUESTION NO.1757

To be answered on the November 25, 2015/Agrahayana 04, 1938 (SAKA)

## Regional Rural Banks

†1757: SHRI AJAY NISHAD:

Will the Minister of FINANCE be pleased to state:

- (a)    the  number  of  Regional  Rural  Banks  (RRBs)  presently  operating  in  the  country, State/UT-wise;
- (b)  whether the Government proposes to formulate any scheme to improve the functioning of RRBs in the country and if so, the details thereof; and
- (c)  the steps taken by the Government to strengthen RRBs in the country?

## Answer

## Minister of State in the Ministry of Finance (SANTOSH KUMAR GANGWAR)

(a)    The  State/UT-wise  details  of  the  number  of  Regional  Rural  Banks  (RRBs)  presently operating in the country are furnished in Annex .

(b) & (c)  There is no such proposal.  However, several initiatives have been taken by GoI, RBI and NABARD from time to time to improve the functioning of RRBs.  Half yearly review meetings of RRBs are also conducted by NABARD and the problems faced by the RRBs are deliberated on regular basis.

All RRBs have migrated to Core Banking Solutions with support from GoI and NABARD.  As on 31.05.2016, out of 56 RRBs, 50 RRBs have Point of Sale (PoS) Certification.  RRBs can offer  NEFT/RTGS,  Internet  banking  (Viewing),  RuPay  KCC,  ATMs  and  other  technology enabled Banking services to their customers.

36000 Customer Service Points/Business Correspondents outlets have been opened by the RRBs.    This has  created rural outreach, infrastructure and  has resulted in better performance of RRBs.

The  Government  of  India  based  on  the  recommendations  of  Dr.  K.C.  Chakrabarty Committee  (Report  of  Committee  on  Recapitalisation  of  RRBs  for  improving  CRAR), identified  40  RRBs  for  recapitlisation  assistance  of  Rs.2200  crore  -  (GoI  Rs.1100  crore, Sponsor  Banks  -  Rs.770  crore  and  State  Governments  -  Rs.330  crore).    An  amount  of Rs.2208.62 crore has been released to 38 RRBs in 20 States as on 31 st March, 2016.

All  the  officers  including  the  Chairpersons of RRBs are being provided training on several key  functional  areas  like  financial  management,  organizational  development,  IT  and  HR related aspects.  This has helped in knowledge, skill and attitude development of the staff of RRBs to meet the emerging challenges.

## \_\_\_\_\_\_\_\_\_\_

## State/UT-wise RRBs operating in the country

| Sr.No.   | State             | No. of RRBs   | Name of Regional Rural Bank                                                                                                                        |
|----------|-------------------|---------------|----------------------------------------------------------------------------------------------------------------------------------------------------|
| 1        | Andhra Pradesh    | 4             | Chaitanya Godavari Grameena Bank Saptagiri Grameena Bank Andhra Pradesh Grameena Vikas Bank Andhra Pragathi Grameena Bank                          |
| 2        | Arunachal Pradesh | 1             | Arunachal Pradesh Rural Bank                                                                                                                       |
| 3        | Assam             | 2             | Langpi Dehangi Rural Bank Assam Gramin Vikash Bank                                                                                                 |
| 4        | Bihar             | 3             | Uttar Bihar Gramin Bank Madhya Bihar Gramin Bank Bihar Gramin Bank                                                                                 |
| 5        | Chhattisgarh      | 1             | Chhattisgarh Rajya Gramin Bank Baroda Gujarat Gramin Bank                                                                                          |
| 6        | Gujarat           | 3             | Dena Gujarat Gramin Bank Saurashtra Gramin Bank                                                                                                    |
| 7        | Haryana           | 1             | Sarva Haryana Gramin Bank                                                                                                                          |
| 8        | Himachal Pradesh  | 1             | Himachal Pradesh Gramin Bank                                                                                                                       |
| 9        | Jammu & Kashmir   | 2             | J&K Grameen Bank Ellaquai Dehati Bank                                                                                                              |
| 10       | Jharkhand         | 2             | Jharkhand Gramin Bank Vananchal Gramin Bank                                                                                                        |
| 11       | Karnataka         | 3             | Pragathi Krishna Gramin Bank Kaveri Grameena Bank Karnataka Vikas Grameen Bank                                                                     |
| 12       | Kerala            | 1             | Kerala Gramin Bank                                                                                                                                 |
| 13       | Madhya Pradesh    | 3             | Narmada Jhabua Gramin Bank Central Madhya Pradesh Gramin Bank Madhyanchal Gramin Bank                                                              |
| 14       | Maharashtra       | 2             | Vidharbha Konkan Gramin Bank Maharashtra Gramin Bank                                                                                               |
| 15       | Manipur           | 1             | Manipur Rural Bank                                                                                                                                 |
| 16       | Meghalaya         | 1             | Meghalaya Rural Bank                                                                                                                               |
| 17       | Mizoram           | 1             | Mizoram Rural Bank                                                                                                                                 |
| 18       | Nagaland          | 1             | Nagaland Rural Bank                                                                                                                                |
| 19       | Odisha            | 2             | Odisha Gramya Bank Utkal Grameen Bank                                                                                                              |
| 20       | Puducherry        | 1             | Puduvai Bharthiar Grama Bank                                                                                                                       |
| 21       | Punjab            | 3             | Sutlej Gramin Bank Punjab Gramin Bank Malwa Gramin Bank                                                                                            |
| 22       | Rajasthan         | 2             | Baroda Rajasthan Kshetriya Gramin Bank Rajasthan Marudhara Gramin Bank                                                                             |
| 23       | Tamil Nadu        | 2             | Pallavan Grama Bank Pandyan Grama Bank                                                                                                             |
| 24       | Telangana         | 1             | Telangana Grameena Bank                                                                                                                            |
| 25       | Tripura           | 1             | Tripura Gramin Bank                                                                                                                                |
| 26       | Uttar Pradesh     | 7             | Allahabad UP Gramin Bank Baroda UP Gramin Bank Gramin Bank of Aryavart Sarva UP Gramin Bank Purvanchal Bank Prathma Bank Kashi Gomti Samyut Gramin |
| 27       | Uttarakhand       | 1             | Bank Uttarakhand Gramin Bank                                                                                                                       |
|          |                   |               | Uttar Banga Kshetriya Gramin Bank                                                                                                                  |