opensansad/lok-sabha-qa huggingface dataset:
Lok Sabha Question No. 323 (UNSTARRED), answered on 2017-02-03
Subject: Corporate and Personal Loan
Ministry: FINANCE
Asked by: ANANT KUMAR DATTATREYA HEGDE

## GOVERNMENT OF INDIA MINISTRY OF FINANCE

## DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA

## UNSTARRED QUESTION NO. †323

TO BE ANSWERED ON THE 3 rd  February 2017/ Magha 14, 1938 (SAKA)

## Corporate and Personal Loan QUESTION

## †323. SHRI ANANTKUMAR HEGDE:

Will the Minister of FINANCE be pleased to state:

- (a) whether  the  amount  of  corporate  as  well  as  personal  loan  is  increasing continuously during the last three years;
- (b) if so, the quantum of the above loans on March 2014, 2015 and 2016;
- (c) whether as an average each citizen is spending one fifth part of his monthly salary on loan repayment; and
- (d) if so, the details thereof?

## ANSWER

The Minister of State in the Ministry of Finance (SHRI SANTOSH KUMAR GANGWAR)

- (a)  &  (b):  Reserve  Bank  of  India  (RBI)  has  given  data  on  Industry  (Amount Outstanding) for March 2014, March 2015 and March 2016 and data on Retail Loans for  March  2015  and  March  2016  for  Scheduled  Commercial  Banks  (SCBs)  as under:-

(Amount in Rs. Crore)

| Industry: Amount Outstanding   | Industry: Amount Outstanding   | Industry: Amount Outstanding   |
|--------------------------------|--------------------------------|--------------------------------|
| 31.03.2014                     | 31.03.2015                     | 31.03.2016                     |
| 28,80,923                      | 29,73,471                      | 30,67,573                      |

| Retail Loans: (Funded)   | Advances Outstanding   |
|--------------------------|------------------------|
| 31.03.2015               | 31.03.2016             |
| 12,37,135                | 13,77,457              |

- (c) & (d): RBI has no such information in this regard.

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Lok Sabha Question No. 321 (UNSTARRED), answered on 2017-02-03
Subject: Over Estimation of GDP Growth
Ministry: FINANCE
Asked by: KAMAL NATH, JYOTIRADITYA MADHAVRAO SCINDIA

- (a) whether various rating agencies have recently stated that the Gross Domestic Product (GDP) growth projection released by the Government recently are overestimated;
- (b) if so, the details thereof;
- (c) whether primary reason for the Government's over estimation is the absence of sufficient information for the third quarter when the economy slowed down due to demonetization;
- (d) if so, the details thereof; and
- (e) the steps Government propose to take to maintain GDP growth?

## ANSWER

## MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI ARJUN RAM MEGHWAL)

- (a)  &  (b)  As  per  the  First  Advance  Estimates  released  by  the  Central Statistics  Office  (CSO), the Gross Domestic Product at constant market prices has been estimated to grow at 7.1 per cent in 2016-17. CRISIL Research has recently pointed out that the advance estimates by CSO are likely to have an upward bias, especially the growth in government consumption and government services.
- (c)  &  (d)  CSO  compiles  the  first  advance  estimates  of  GDP  based  on  available  information  on benchmark indicators. In the first advance estimates released by CSO on 6 th January 2017, sectorwise estimates were arrived at by extrapolating indicators like Index of Industrial Production for the first 7 months of the financial year, financial performance of listed companies in the private corporate sector available till quarter-ending September 2016, first advance estimates of crop production and other indicators available for the first seven to eight months of the financial year.

(e) Government has announced various measures in the Budget 2017-18 to promote growth of the economy which, inter alia , include push to infrastructure development by giving infrastructure status to affordable housing, higher allocation to highway construction, focus on coastal connectivity and taking up second phase of Solar Park. The other growth promotion measures include: lower income tax for companies with annual turnover up to Rs 50 crore; allowing carry-forward of MAT credit up to a period of 15 years instead of 10 years at present; further measures to improve the ease of doing business; reducing the rate of personal income tax for individual assesses between the income of Rs 2.5 lakhs to 5.0 lakhs to 5 per cent from 10 per cent; and, major push to digital economy. The budget  also  announced  that  a  scheme  for  creating  employment  in  the  leather  and  footwear industries will be launched. The Budget has also targeted to provide higher agricultural credit and to increase employment significantly.

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Lok Sabha Question No. 320 (UNSTARRED), answered on 2017-02-03
Subject: CGHS Beneficiaries
Ministry: HEALTH AND FAMILY WELFARE
Asked by: MANSUKHBHAI DHANJIBHAI VASAVA, LAXMI NARAYAN YADAV

## GOVERNMENT OF INDIA MINISTRY OF HEALTH AND FAMILY WELFARE DEPARTMENT OF HEALTH AND FAMILY WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 320 TO BE ANSWERED ON 03 RD FEBRUARY , 201 7

## CGHS BENEFICIARIES

## 320. SHRI MANSUKHBHAI DHANJIBHAI VASAVA: SHRI LAXMI NARAYAN YADAV:

Will the Minister of HEALTH AND FAMILY WELFARE be pleased to state:

- (a) whether the Government is aware that CGHS beneficiaries are still facing problems due to the non - availability of medicine or poor quality of medicine;
- (b) if so, the details thereof along with the reasons therefor;
- (c) the number of complaints received in this regard during the last three years and the outcome of the inquiry conducted on such complaints; and
- (d) the reaction of the Government thereto?

## ANSWE R THE MINISTER OF STATE IN THE MINISTRY OF HEALTH AND FAMILY WELFARE (SHRI FAGGAN SINGH KULASTE)

- (a): Yes.
- (b): There are some few complaints of
- (i)  delayed supply.
- (ii) supply of different brand of same medicines.
- (iii) Non supply.

The reasons are non availability of such medicines in market or delay in supply or n supply by authorized local chemist.

- (c): Exact number of complaints received during last three years and outcome of inquir under collection and information shall be provided as soo n as vailable.
- (d): CGHS  has  started  random  checking  of  samples  to  detect  substandard  quality  and  h taken steps to ensure timely availability of similar medicine if same brand is not ava market.
Lok Sabha Question No. 318 (UNSTARRED), answered on 2017-02-03
Subject: Bullet Proof Jackets
Ministry: DEFENCE
Asked by: CHANDRAKANT BHAURAO KHAIRE, SRINIVAS KESINENI

## GOVERNMENT OF INDIA MINISTRY OF DEFENCE DEPARTMENT OF DEFENCE

## LOK  SABHA UNSTARRED QUESTION NO.318

TO BE ANSWERED ON THE 3 RD  FEBRUARY, 2017

## BULLET PROOF JACKETS

318. SHRI  CHANDRAKANT KHAIRE: SHRI KESINENI NANI:

Will the Minister of DEFENCE j{kk ea=h be pleased to state:

- (a) whether there is shortage of bullet-proof jackets in the Armed Forces and if so, the details thereof;
- (b) whether the Government has procured bullet-proof jackets for the army in the past two years and if so, the details thereof;
- (c) whether    bullet-proof  jackets  are  produced  in  the  country  under  the  'Make  in India' programme; and
- (d) if so, the details thereof and the other steps taken by the Government to meet the shortage of bullet-proof jackets in the Armed Forces?

## A    N    S    W    E    R

MINISTER OF STATE IN THE MINISTRY OF DEFENCE

(DR. SUBHASH BHAMRE)

रक्षा राज्य मंत्री

(डा. सुभाष भामरे)

- (a) & (b): Bullet Proof Jackets (BPJs) are being provided to soldiers as per  laid  down  specifications  and  authorization.    The  procurement  of Bullet Proof Jackets for the authorized quantity as per Annual Provisioning  Review  is  an  on-going  process.    In  the  past  two  years, 50,000 BPJs have been procured for the Indian Army.
- (c) & (d): The procurement of 50,000 BPJs indicated in reply to part (a) &  (b) is through  an  Indian Manufacturer. Further, the case  for procurement of BPJs of quantity 1,86,138 through Capital Route is under Buy (Indian) category.

BPJs  are  scaled  items  and  they  are  procured  as  per  laid  down policy from time to time to meet the requirement of the Armed Forces.

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Lok Sabha Question No. 317 (UNSTARRED), answered on 2017-02-03
Subject: BAMS Course
Ministry: AYURVEDA,YOGA & NATUROPATHY,UNANI,SIDDHA AND HOMEOPATHY (AYUSH)
Asked by: BHAIRON PRASAD MISHRA

## GOVERNMENT OF INDIA MINISTRY OF AYURVEDA, YOGA & NATUROPATHY, UNANI, SIDDHA AND HOMOEOPATHY (AYUSH)

## LOK SABHA UNSTARRED  QUESTION NO. 317 TO BE ANSWERED ON 3 RD FEBRUARY, 2017

## BAMS COURSE

## 317. SHRI BHAIRON PRASAD MISHRA:

Will  the  Minister of AYURVEDA,  YOGA  AND  NATUROPATHY,  UNANI, SIDDHA AND HOMOEOPATHY (AYUSH) be pleased to state:

- (a)  the  number  of  people  who  have  completed  Bachelor  of  Ayurveda  Medicine  and  Surgery (BAMS) in the country as on date;
- (b)  the  number  of  doctors  out  of  these  w orking  in  the  Government  and  private  hospitals separately; and
- (c) the steps taken/proposed to be taken by the Government to give employment to the rema doctors in the health sector to improve the rural health services?

## ANSWER

## THE MINISTER OF STATE (IC) OF THE MINISTRY OF AYURVEDA, YOGA & NATUROPATHY, UNANI, SIDDHA AND HOMOEOPATHY (SHRI SHRIPAD YESSO NAIK)

- (a):        The  Central  Register  of  Indian  Medicine  is  maintained  by  Central  Council  of Medicine(CCIM). As on date 200759 professionals possessing the qualification of Bachelor of Ayurveda Medicine and Surgery (BAMS) have been included in the Central Register of Indian Medicine.
- (b):          69  Ayurvedic  doctors  are  posted  currently  under  Ministry  of  AY USH  and  Central Government Health Scheme (CGHS) dispensaries. As per Quarterly report of National Healt Mission (NHM), the total number of contractual appointments of AYUSH doctors under NHM as  on  31.03.2016,  who  are  deployed  at  Primary  Health  Centres  (PH Cs),  Community  Health Centres (CHCs) and District Hospitals (DHs) etc is 11432. Further, Under Rashtriya Bal Swasthya Karyakram (RBSK), total number of contractual appointments of AYUSH Doctors is 14471.

The details of AYUSH doctor working under the State Government and in the privat hospital are not maintained in the Ministry

- (c):          Government  of  India  has  adopted  a  strategy  of  Co - location  of  AYUSH  facilities  at Primary  Health  Centre  (PHCs),  Community Health  Centres  (CHCs)  and  District  Hospitals (DHs).  This  strategy  has  the  potential  to  increase  employment  opportunity  for  the  AY doctors in the health Sector in rural areas. This provides choice to the patients to opt of Medicine under sing le window.
Lok Sabha Question No. 316 (UNSTARRED), answered on 2017-02-03
Subject: PoS/EDS Machines
Ministry: FINANCE
Asked by: DEEPENDER SINGH HOODA, RAJESH RANJAN  (PAPPU  YADAV), PARASURAMAN K., CHANDRA PRAKASH JOSHI

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

TO BE ANSWERED ON FEBRUARY, 2017 (FRIDAYJIMAGHA 14, 1938 (SAKA) 3rd

## LOK SABHA UNSTARRED QUESTION No. 316

## PoSIEDS Machines

## 316. SHRI DEEPENDER SINGH HOODA: SHRI RAJESH RANJAN: SHRI K PARASURAMAN: SHRI CHANDRA PRAKASH JOSHI:

Will the Minister of FINANCE be pleased to state:

- (a) whether the demand of Point of Sales  (PoS) Electronic Data Capture (EDC) machines in the country increased after announcement of demonetization and if so, the details thereof;
- (b) whether the banks are not   being   provided the said machines to the business
- C) whether the Government has undertaken any study to assess the number of PoS machines needed to ensure smooth cashless economy in the country and if so, the details thereof;
- (e) whether the Government has issued any guidelines to prevent PoS fraud and directed the banks to add more security features in the creditldebit cards to frauds and if sO, the details thereof; and stop
- (d) whether the Government has any proposal for procuring imported the new machines and the details thereof along with the machines presently working in the country;
- the other steps takenlbeing taken by the Government in this regard?

## Answer

## Minister of State in the Ministry of Finance

## (SHRI SANTOSH KUMAR GANGWAR)

- (a) to (b) The demand of such machines in the country has increased after November 9 2016, which is evident from the fact that during the months of November and December 2016,2.52 lakh PoS machines have been installed.
- (c) Government has not undertaken any such study.
- (d) Government has no proposal for procuring PoS machines.
- (e) Reserve Bank of India (RBI) has issued   guidelines to prevent PoS fraud and directed the banks to add more security features in credit and debit cards to frauds, vide its circular dated 26,2016 on upgradation of ATMS and cards. stop May
- Public Sector banks have been advised by the Government to structure rental payments in such a manner that the small merchant does not have to pay more than Rs: 100 per month rental on installation of PoS terminals.

****

National Bank for Agriculture and Rural Development (NABARD) has committed to support banks through the Financial Inclusion Fund for deployment of up to two PoS devices per village, to cover one lakh villages of Tier 5 and 6 areas.

## The
Lok Sabha Question No. 315 (UNSTARRED), answered on 2017-02-03
Subject: Income Tax on Senior Citizens
Ministry: FINANCE
Asked by: RAMDAS CHANDRABHANJI TADAS

No.315

SHRI RAMDAS C. TADAS

Will the Minister of FINANCE be please to state:-

- (a)  whether the Government proposes to implement any scheme of monthly interest of 8 per cent on fixed deposit scheme for 10 years for 7.5 lakh rupees for senior citizens under the income tax net; and
- (b)  if so, the details thereof and if not, the reasons therefor?

## ANSWER

MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI ARJUN RAM MEGHWAL)

- (a) & (b) Sir, the Varishtha Pension Bima Yojana (VPBY), 2017, a Government supported scheme, is being implemented through LIC, to provide social security during old age and protect  elderly  persons  aged  60  years  and  above.  The  scheme  protects  investors against  a  future  fall  in  the  interest  income  due  to  uncertain  market  conditions.  The scheme provides an assured pension based on a guaranteed rate of return of 8% per annum for ten years, with an option to opt for pension on a monthly / quarterly / halfyearly  and  annual  basis.  The  differential  return,  i.e.  the  difference  between  the  return generated  by  LIC  and  the  assured  return  of  8%  per  annum  would  be  borne  by Government of India as subsidy on an annual basis.
- *****

Government of India Ministry of Finance Department of Economic Affairs

## LOK SABHA

## UNSTARRED QUESTION NO.315

TO BE ANSWERED ON FRIDAY 03 rd  FEBRUARY, 2017

## 'INCOME TAX ON SENIOR CITIZENS'
Lok Sabha Question No. 313 (UNSTARRED), answered on 2017-02-03
Subject: Small Finance Banks
Ministry: FINANCE
Asked by: JYOTIRADITYA MADHAVRAO SCINDIA

## GOVERNMENT OF INDIA

## MINISTRY OF FINANCE

## DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA

## UNSTARRED QUESTION NO. 313

TO BE ANSWERED ON THE 3 rd  February 2017/ Magha 14, 1938 (SAKA)

## Small Finance Banks

## QUESTION

## 313.  SHRI JYOTIRADITYA M. SCINDIA:

Will the Minister of FINANCE be pleased to state:

(a) whether the Reserve Bank of India (RBI) has mandated that the small finance banks have to open at least 25 per cent of their branches in unbanked rural areas within one year of commencing  operation,  if  so,  the  details  thereof  and  the  number  of  unbanked  rural  areas identified in each State/UT;

- (b) whether the instructions of the RBI are properly adhered by the small finance banks;
- (c) if so, the details thereof and if not, the reasons therefor;

(d) whether  the  representatives  of  the  small  finance  banks  have  urged  the  RBI  / Government to relax the norms; and

(e) if so, the details thereof and the action taken by the RBI / Government in this regard?

## ANSWER

## The Minister of State in the Ministry of Finance (SHRI SANTOSH KUMAR GANGWAR)

(a):    Reserve  Bank  of  India  (RBI)  has  informed  that  in  terms  of  Paragraph  II  (4)  of  the Guidelines for Licencing of Small Finance Banks in the Private Sector dated November 27, 2014 (Licensing Guidelines), the annual branch expansion plans of the small finance banks should be in compliance with the requirement of opening at least 25 per cent of its branches in  unbanked rural centres (population up to 9,999 as per the  latest census).  It was further clarified vide Paragraph 6.1 (ii) of the Operating Guidelines for Small Finance Banks dated October 6, 2016 (Operating Guidelines ) that the small  finance  banks are required to have 25%  of  their  branches in  unbanked  rural  centres  within  one year  from  the  date  of commencement of operations.

(b)  &  (c):  As  and  when  Small  Finance  Banks  are  approaching  Reserve  Bank  for  seeking permission to open their branches, it is ensured that a minimum of 25% of the branches are proposed to be opened in unbanked rural centres i.e. centres in Tier 5 & 6 (population up to 9999) which do not have a brick and mortar structure of any Scheduled Commercial Bank for customer based banking transactions.

(d) & (e):  None of the representatives of the small finance banks have approached RBI for relaxation of norms.

*******
Lok Sabha Question No. 311 (UNSTARRED), answered on 2017-02-03
Subject: Metal Contents in Medicines
Ministry: HEALTH AND FAMILY WELFARE
Asked by: M. I. SHANAVAS

## GOVERNMENT OF INDIA MINISTRY OF HEALTH AND FAMILY WELFARE DEPARTMENT OF HEALTH AND FAMILY WELFARE

## LOK SABHA UNSTARRED QUESTION NO. 311 TO BE ANSWERED ON 3 RD FEBRUARY, 2017

## METAL CONTENTS IN ME DICINES

## 311. SHRI M.I. SHANAVAS:

Will the Minister of HEALTH AND FAMILY WELFARE be pleased to state:

- (a) whether excessive metal contents in medicines sold in the country are hazardous;
- (b) if so, the corrective measures taken in this regard;
- (c)  whether  the  Government  has  evolved  any  policy  to  monitor excess  metal  content  in medicines being manufactured across the country; and
- (d) if so, the details thereof?

## ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HEALTH AND FAMILY WELFARE ( FAGGAM SINGH KULASTE )

- (a) & (b): No specific information regarding excess metal content in drugs being sold/ use in  the  country  has  been  received  by  the  Central  Drugs  Standard  Control  Organisatio (CDSCO).
- (c)  &  (d): The  limits  of  heavy  metals  for  various  drugs  are  specified  in  the  In ian Pharmacopoeia.  The  drugs  manufactured  as  well  as  imported,  have  to  comply  with  th prescribed  standards  as  specified  in  the  Indian  Pharmacopoeia  failing  which  their  i manufacture, sale and distribution is not permitted. Regular samples of drugs a re picked up by the Central and State officers from different parts of the country and these are subjec and analysis in the Drug Testing Laboratories for conformance with prescribed standards.

………………
Lok Sabha Question No. 310 (UNSTARRED), answered on 2017-02-03
Subject: Short term Cooperative Credit Structure
Ministry: FINANCE
Asked by: ARJUNLAL MEENA

## Government of India Ministry of Finance Department of Financial Services

## LOK SABHA

Unstarred Question No. †310

To be answered on Friday, February 3, 2017/Magha 14, 1938 (Saka)

## Short term Cooperative Credit Structure

†310. SHRI ARJUN LAL MEENA:

Will the Minister of FINANCE be pleased to state:

- (a) whether the cooperative credit structure is getting eroded due to disbursement of short term loan to the farmers at concessional rates;
- (b) if so, the details thereof ;
- (c) whether the Government intends to make up the losses caused to the short term  cooperative  credit  structure  due  to  short  term  loan  disbursement  to  the farmers at concessional rates; and
- (d) if so, the details of the amount/ percentage in this regard ?

## Answer

The Minister of State in the Ministry of Finance (Shri  Santosh Kumar Gangwar)

- (a) to (d) : The Government of India in the Department of Agriculture, Cooperation & Farmers' Welfare implements an Interest Subvention Scheme under which short term crop  loans  up  to  Rs.3.00  lakh  are  made  available  to  farmers  at  an  interst  rate  of  7 percent per annumn by the Public Sector Banks (PSBs), Regional Rural Banks (RRBs) and  Cooperative  Banks.  Under  the  Scheme,  the  Government  provides  interest subvention of 2% directly to the Cooperative Banks for such crop loans to make good the loss that the banks may incur on account of involvement of their own funds. Further, the Cooperative Banks get short term refinance from National Bank  for  Agriculture  &  Rural  Development  (NABARD),  at  the  concessional interest  rate  of  4.5%  through  the  Short  Term  Cooperative  Rural  Credit (Refinance) Fund.
Lok Sabha Question No. 309 (UNSTARRED), answered on 2017-02-03
Subject: Possession of Huge New Currency Notes
Ministry: FINANCE
Asked by: C. N. JAYADEVAN, M. K. RAGHAVAN

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF REVENUE

## LOK SABHA

## UNSTARRED QUESTION NO.309 TO BE ANSWERED ON FRIDAY, THE 3 RD  FEBRUARY, 2017 MAGHA 14, 1938 (SAKA) POSSESSION OF HUGE NEW CURRENCY NOTES

## 309. SHRI C.N. JAYADEVAN: SHRI M.K. RAGHAVAN:

## Will the Minister of FINANCE be pleased to state:

- (a) whether  the  Government  is  aware  that  bundles  of  new  currency  notes  of  Rs.  2000 denomination  were  found  in  possession  of  some  people  in  the  country  even  as  the  public struggled to withdraw minimum amount;
- (b) if  so,  the  details  thereof  and  the  reasons  therefor  and  the  number  of  such  cases reported as on date;
- (c) whether  any  investigation/enquiry  has  been  conducted  by  the  Government  in  this regard; and
- (d) if so, the details thereof and the outcome thereon?

## ANSWER MINISTER OF STATE FOR FINANCE (SHRI SANTOSH KUMAR GANGWAR)

(a): Appropriate action by the Income Tax Department and other law enforcement agencies has been taken wherever actionable intelligence of malpractices was available.

- (b)  to  (d):  Following  intelligence  of  malpractices  of  several  kinds  post  demonetization,  more than  1100  search  and  survey  actions  were  taken  by  the  Income  Tax  Department  during  the period 9 th November 2016 to 10 th January  2017.  Besides,  about  5100  notices  were  issued  for verification of suspicious transactions of high value cash deposits. These actions led to seizure of valuables of more than Rs 610 crore which includes cash of Rs. 513 crore.  New currency of more than Rs 110 crore is part of the cash seizure in about 200 cases. The undisclosed income detected  in  these  actions  (as  on  10 th January,  2017)  was  more  than  Rs.  5400  crore.  Relevant information  has  been  shared  by  the  Income  Tax  Department  with  other  law  enforcement agencies such as Enforcement Directorate and Central Bureau of Investigation for appropriate action.

These initial outcomes are part of the Government's on -going drive against black money.

*******