Lok Sabha Question No. 87 (UNSTARRED), answered on 2018-02-02
Subject: Stand-up India Scheme
Ministry: FINANCE
Asked by: GANESH SINGH, JOSE K. MANI

## 87. SHRI GANESH SINGH: SHRI JOSE K. MANI:

Will the Minister of FINANCE be pleased to state:

- (a) the details of status of the implementation of Stand-Up India Scheme along with the expenditure incurred on promoting the scheme, State/UT-wise including Madhya Pradesh;
- (b)   whether the data regarding the number of applicants seeking loan under the scheme is not available with the Government, if so, the details thereof along with the reasons therefor and the action taken by the Government for not maintaining a centralised data regarding this scheme;
- (c)  the  number  of  loan  applications  that  were  sanctioned  for  disbursement  are  pending  and  rejected  under  the scheme;
- (d)  whether  out  of  1.3  lakh  Bank  branches,  barely  6  per  cent  have  provided  loan  under  the  said  scheme  to Scheduled Caste/Scheduled Tribe individuals and less than 25 per cent of the branches have provided loans to women in the General Category, if so, the details thereof and the reasons for such a low rate of loan disbursement to said category under the scheme; and
- (e) the efforts taken by the Government to boost the implementation of the scheme?

## ANSWER

## (MINISTER OF STATE IN THE MINISTRY OF FINANCE) (SHRI SHIV PRATAP SHUKLA )

- (a)   The State/Union Territory-wise number of loans and amount sanctioned including in Madhya Pradesh under the Stand Up India Scheme as on 28.01.2018 is placed at Annexure- 1. Promotion of the Scheme is organized by various  agencies  including  Government,  Small  Industries  Development  Bank  of  India,  Banks,  District  Level Consultative Committee, State Level Bankers' Committee etc. Data for expenditure in this regard is not maintained centrally.
- (b) Yes, Madam. The data regarding the number of applicants seeking loan under the scheme is not maintained centrally as applications can be made online or at individual bank branches across various Scheduled Commercial Banks.
- (c) As per the provisional data uploaded by banks on the www.standupmitra.in portal as on 28.01.2018, disbursal has not yet been reported in 11,353 number of loan accounts. Data in respect of loans rejected is not maintained centrally.
- (d) Since  the  launch  of  the  Scheme  on  05.04.2016,  as  on  28.01.2018,  6,698  bank  branches  of  Scheduled Commercial Banks (SCBs) have extended loans to Scheduled Tribe (ST) / Scheduled Caste (SC) entrepreneurs and 16,724 bank branches of  SCBs   have extended loans to Women entrepreneurs in the General Category. The reason for not achieving the targets so far includes inter alia, requirement of handholding support by many first generation entrepreneurs to become eligible borrowers, limited availability of viable business proposals of requisite size in rural and semi urban areas, inability of borrowers to arrange margin money in the absence of convergence support etc.
- (e)  The efforts taken by the Government to boost the implementation of Stand Up India Scheme , inter alia, include provision  for  submission  of  online  applications  by  potential  borrowers  through  www.standupmitra.in  portal, handholding  support,  publicity  campaign,  simplified  loan  application  form,  collateral  free  loans  through  a  credit guarantee  scheme,  refinance  support,  convergence  with  State  and  Central  Government  schemes  wherever feasible, weekly video conference with banks to review performance etc.

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## Govt. of India Ministry of Finance Department of Financial Services LOK SABHA UNSTARRED QUESTION No. 87

## TO BE ANSWERED ON THE 02 nd  February, 2018 / Magha 13, 1939 (Saka)

## Stand-up India Scheme

|       | State-wise performance under Stand Up India Scheme as on 28.01.2018   | State-wise performance under Stand Up India Scheme as on 28.01.2018   | Annexure-         |
|-------|-----------------------------------------------------------------------|-----------------------------------------------------------------------|-------------------|
| Sr No | State Name                                                            | Number of Accounts Sanctioned                                         | Sanctioned Amount |
| 1     | Andaman and Nicobar                                                   | 44                                                                    | 8.4               |
| 2     | Andhra Pradesh                                                        | 2889                                                                  | 673.49            |
| 3     | Arunachal Pradesh                                                     | 109                                                                   | 28.38             |
| 4     | Assam                                                                 | 947                                                                   | 197.2             |
| 5     | Bihar                                                                 | 1680                                                                  | 319.68            |
| 6     | Chandigarh                                                            | 223                                                                   | 41.86             |
| 7     | Chhattisgarh                                                          | 1523                                                                  | 347.08            |
| 8     | Dadra and Nagar Haveli                                                | 16                                                                    | 3.34              |
| 9     | Daman and Diu                                                         | 21                                                                    | 12.05             |
| 10    | Goa                                                                   | 175                                                                   | 31.82             |
| 11    | Gujarat                                                               | 3355                                                                  | 926.62            |
| 12    | Haryana                                                               | 1893                                                                  | 424.55            |
| 13    | Himachal Pradesh                                                      | 718                                                                   | 129.76            |
| 14    | Jammu and Kashmir                                                     | 223                                                                   | 40.93             |
| 15    | Jharkhand                                                             | 1059                                                                  | 207.23            |
| 16    | Karnataka                                                             | 2747                                                                  | 641.03            |
| 17    | Kerala                                                                | 1267                                                                  | 263.66            |
| 18    | Lakshadweep                                                           | 1                                                                     | 0.33              |
| 19    | Madhya Pradesh                                                        | 2587                                                                  | 580.27            |
| 20    | Maharashtra                                                           | 3824                                                                  | 871.07            |
| 21    | Manipur                                                               | 75                                                                    | 13.75             |
| 22    | Meghalaya                                                             | 115                                                                   | 24.52             |
| 23    | Mizoram                                                               | 109                                                                   | 24.77             |
| 24    | Nagaland                                                              | 145                                                                   | 28.07             |
| 25    | National Capital Territory of Delhi                                   | 1739                                                                  | 373.66            |
| 26    | Odisha                                                                | 1589                                                                  | 303.57            |
| 27    | Puducherry                                                            | 101                                                                   | 23.68             |
| 28    | Punjab                                                                | 1862                                                                  | 380.44            |
| 29    | Rajasthan                                                             | 2699                                                                  | 555.5             |
| 30    | Sikkim                                                                | 72                                                                    | 10.38             |
| 31    | Tamil nadu                                                            | 4329                                                                  | 964.4             |
| 32    | Telangana                                                             | 2829                                                                  | 660.84            |
| 33    | Tripura                                                               | 112                                                                   | 18.87             |
| 34    | Uttar Pradesh                                                         | 6465                                                                  | 1285.9            |
| 35    | Uttarakhand                                                           | 910                                                                   | 205.75            |
| 36    | West Bengal                                                           | 3714                                                                  | 667.64            |
|       | Total                                                                 | 52166                                                                 | 11290.46          |