Lok Sabha Question No. 2434 (UNSTARRED), answered on 2018-03-09
Subject: Self Help Groups
Ministry: FINANCE
Asked by: MANHOR UNTWAL

## Govt. of India Ministry of Finance Department of Financial Services

## LOK SABHA UNSTARRED QUESTION No. † 2434

## TO BE ANSWERED ON THE 09 th  March, 2018 /Phalguna 18, 1939 (Saka)

## Self Help Groups

## † 2434 .  SHRI MANOHAR UTAWAL:

Will the Minister of FINANCE be pleased to state:

- (a)  the  total  number  of  groups  such  as  Self  Help  Group  (SHG)  being  run  by  the  women belonging to the scheduled castes/ scheduled tribes/backward classes, State/ UT-wise; (b) the funds allocated to the SHGs and spent by them in the country during the last three years, State/UT-wise; (c)  whether  the  Government  has  received  proposals  to  increase  the  number  of  SHGs  in States/UTs; and (d)  if  so,  the  details  thereof  and  the  steps  taken  by  the  Government  to  strengthen  the
- SHGs?

## ANSWER

## (MINISTER OF STATE IN THE MINISTRY OF FINANCE) (SHRI SHIV PRATAP SHUKLA)

(a)  &  (b): As  per  information  compiled  by  National  Bank  for  Agriculture  and  Rural Development (NABARD) from Banks, on 31 st March 2017, there are 85.77 lakh Self Help Groups (SHGs) in the country out of which 73.22 lakh SHGs are exclusively Women SHGs which are savings linked. The State/Union Territory-wise details of savings linked SHGs and loan disbursed during the last 3 years are enclosed as Annexure I and II . (c)  &  (d): Government  have  taken  various  steps  to  increase  the  number  of  SHGs  and strengthen  them.  These  include,  inter  alia,  Women  SHGs  Development  Fund  being operated  by  NABARD  in  150  most  backward  districts,  interest  subvention  under  the Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY - NRLM) to NRLM SHGs  on  loans  upto  Rs  3  lakh  per  SHG,  grant  and  other  support  to  Non  Government Organisations  (NGOs)  and  other  Self  Help  Promoting  Institutions  for  promotion  and nurturing of SHGs formed by poor women in rural areas, etc.

*****

Annexure I to reply to Lok Sabha Unstarred Question No. †2434 for answer on 09th March, 2018 regarding Self Help Groups

| State-wise   | details of SHGs      | Savings linked   | Savings linked          |                |                         | (Amount Rs. lakh) 2016-17   | (Amount Rs. lakh) 2016-17   |
|--------------|----------------------|------------------|-------------------------|----------------|-------------------------|-----------------------------|-----------------------------|
| Sr. No.      | Region/State         | No. of SHGs      | 2014-15 Savings- Amount | No. of SHGs    | 2015-16 Savings- Amount | No. of SHGs                 | Savings- Amount             |
| A            | Northern Region      |                  |                         |                |                         |                             |                             |
|              | Chandigarh           | 90               | 4.21                    | 225            | 127.85                  | 1292                        | 104.51                      |
| 1            | Haryana              | 41653            | 3651.08                 | 42921          | 15891.44                | 40615                       | 3431.00                     |
| 2            | Himachal Pradesh     | 37838            | 2648.99                 | 44185          | 3411.12                 | 45735                       | 5061.57                     |
| 3            | Jammu & Kashmir      | 6214             | 378.44                  | 8386           | 2410.50                 | 16862                       | 2184.56                     |
| 4            | New Delhi            | 3290             | 694.83                  | 3668           | 535.87                  | 4480                        | 1119.06                     |
| 5            | Punjab               | 25870            | 2235.11                 | 29971          | 3978.20                 | 31486                       | 3135.34                     |
| 6            | Rajasthan            | 245903           | 14379.43                | 264119         | 18659.06                | 316729                      | 34640.24                    |
|              | Total                | 360858           | 23992.09                | 393475         | 45014.04                | 457199                      | 49676.28                    |
| B            | North Eastern Region |                  |                         |                |                         |                             |                             |
| 1            | Assam                | 292071           | 9943.07                 | 333686         | 11128.22                | 347505                      | 10446.64                    |
| 2            | Arunachal Pradesh    | 3351             | 255.66                  | 4617           | 417.33                  | 5460                        | 1141.91                     |
| 3            | Manipur              | 10702            | 196.92                  | 13620          | 356.98                  | 15470                       | 336.50                      |
| 4            | Meghalaya            | 7910             | 862.70                  | 8196           | 937.77                  | 8442                        | 961.08                      |
| 5            | Mizoram              | 7481             | 312.95                  | 8072           | 497.14                  | 8737                        | 562.03                      |
| 6            | Nagaland             | 2880             | 273.01                  | 11432          | 698.20                  | 13019                       | 1275.90                     |
| 7            | Sikkim               | 1368             | 231.09                  | 1542           | 396.42                  | 4211                        | 1575.67                     |
| 8            | Tripura              | 8218             | 946.49                  | 48658          | 4594.27                 | 50043                       | 6655.97                     |
|              | Total                | 333981           | 13021.87                | 429823         | 19026.33                | 452887                      | 22955.70                    |
| C            | Eastern Region       |                  |                         |                |                         |                             |                             |
| 1            | A & N Islands (UT)   | 4998             | 125.27                  | 4475           | 660.49                  | 4874                        | 872.82                      |
| 2            | Bihar                | 224469           | 29666.98                | 278608         | 36006.37                | 441309                      | 62658.38                    |
| 3            | Jharkhand            | 82138            | 8492.52                 | 99326          | 9558.45                 | 130350                      | 14991.55                    |
| 4            | Orissa               | 452068           | 49703.80                | 486686         | 48587.72                | 431487                      | 62745.06                    |
| 5            | West Bengal          | 760941           | 127347.93               | 831011         | 153538.75               | 945056                      | 195270.76                   |
|              | Total                | 1524614          | 215336.50               | 1700106        | 248351.78               | 1953076                     | 336538.57                   |
| D            | Central Region       |                  |                         |                |                         |                             |                             |
| 1            | Chhattisgarh         | 148293           | 17954.14                | 160461         | 16046.37                | 179496                      | 20090.86                    |
| 2            | Madhya Pradesh       | 225615           | 23901.55                | 248618         | 24831.13                | 238496                      | 27310.38                    |
| 4            | Uttar Pradesh        | 392276           | 35475.66                | 363979         | 38206.29                | 383592                      | 32146.94                    |
| 3            | Uttarakhand          | 51067            | 5038.41                 | 42595          | 5024.88                 | 46930                       | 4349.94                     |
|              | Total                | 817251           | 82369.76                | 815653         | 84108.67                | 848514                      | 83898.12                    |
| E            | Western Region       |                  |                         |                |                         |                             |                             |
| 1            | Goa                  | 7445             | 1199.15                 | 7541           | 1543.95                 | 7408                        | 1940.42                     |
| 2            | Gujarat              | 215839           | 17543.01                | 221350         | 18414.23                | 247773                      | 26411.25                    |
| 3            | Maharashtra          | 717860           | 90380.82                | 789158         | 85745.68                | 885420                      | 110344.60                   |
|              | Total                | 941144           | 109122.99               | 1018049        | 105703.86               | 1140601                     | 138696.27                   |
| F            | Southern Region      |                  |                         |                |                         |                             |                             |
| 1            | Andhra Pradesh       | 884508           | 262949.95               | 901517         | 414561.96               | 848721                      | 529124.96                   |
| 2            | Karnataka            | 734304           | 130241.10               | 962446         | 144242.13               | 1031733                     | 131181.48                   |
| 3            | Kerala               | 585471           | 64524.57                | 272859         | 62907.18                | 279527                      | 51268.95                    |
| 4            | Lakshadweep          | 231              | 648.90                  | 2              | 0.10                    | 4                           | 0.30                        |
| 5            | Puducherry           | 16641            | 1558.52                 | 14763          |                         |                             |                             |
|              |                      |                  |                         |                | 4089.71                 | 22340                       | 2224.28                     |
| 6            | Tamil Nadu           | 987282           | 103456.83               | 852034         | 92003.16                | 909492                      | 106575.55                   |
| 7            | Telangana Total      | 511184 3719621   | 98761.00 662140.87      | 542275 3545896 | 149130.09 866934.33     | 632781 3724598              | 159282.18 979657.70         |
|              | GRAND TOTAL          | 7697469          | 1105984.07              | 7903002        | 1369139.01              | 8576875                     | 1611422.64                  |

Source: Based on information compiled by NABARD from Banks

## Annexure II to reply to Lok Sabha Unstarred Question No. †2434 for answer on 09th March, 2018 regarding Self Help Groups

| State-wise details of loan disbursed to SHGs (Amt.Rs.lakh)   | State-wise details of loan disbursed to SHGs (Amt.Rs.lakh)   | State-wise details of loan disbursed to SHGs (Amt.Rs.lakh)   | State-wise details of loan disbursed to SHGs (Amt.Rs.lakh)   | State-wise details of loan disbursed to SHGs (Amt.Rs.lakh)   | State-wise details of loan disbursed to SHGs (Amt.Rs.lakh)   | State-wise details of loan disbursed to SHGs (Amt.Rs.lakh)   | State-wise details of loan disbursed to SHGs (Amt.Rs.lakh)   |
|--------------------------------------------------------------|--------------------------------------------------------------|--------------------------------------------------------------|--------------------------------------------------------------|--------------------------------------------------------------|--------------------------------------------------------------|--------------------------------------------------------------|--------------------------------------------------------------|
| Sr. No.                                                      | Region/State                                                 | 2014-15                                                      | 2014-15                                                      | 2015-16                                                      | 2015-16                                                      | 2016-17                                                      | 2016-17                                                      |
|                                                              |                                                              | No. of SHGs                                                  | Loans Disbursed - Amount                                     | No. of SHGs                                                  | Loans Disbursed - Amount                                     | No. of SHGs                                                  | Loans Disbursed - Amount                                     |
| A                                                            | Northern Region                                              |                                                              |                                                              |                                                              |                                                              |                                                              |                                                              |
| 1                                                            | Chandigarh                                                   | 7                                                            | 11.78                                                        | 5                                                            | 8.00                                                         | 32                                                           | 24.66                                                        |
| 2                                                            | Haryana                                                      | 2523                                                         | 4060.03                                                      | 3869                                                         | 5398.91                                                      | 4469                                                         | 5848.28                                                      |
| 3                                                            | Himachal Pradesh                                             | 4062                                                         | 5175.12                                                      | 3226                                                         | 4527.28                                                      | 3715                                                         | 5014.41                                                      |
| 4                                                            | Jammu & Kashmir                                              | 1907                                                         | 1197.77                                                      | 2829                                                         | 2182.41                                                      | 3389                                                         | 3210.15                                                      |
| 5                                                            | New Delhi                                                    | 90                                                           | 142.84                                                       | 271                                                          | 220.58                                                       | 178                                                          | 163.84                                                       |
| 6                                                            | Punjab                                                       | 2669                                                         | 3364.99                                                      | 2656                                                         | 3783.57                                                      | 2584                                                         | 2502.09                                                      |
| 7                                                            | Rajasthan                                                    | 32590                                                        | 28920.80                                                     | 25250                                                        | 32177.19                                                     | 32200                                                        | 40650.76                                                     |
|                                                              | Total                                                        | 43848                                                        | 42873.33                                                     | 38106                                                        | 48297.94                                                     | 46567                                                        | 57414.19                                                     |
|                                                              | North Eastern Region                                         |                                                              |                                                              |                                                              |                                                              |                                                              |                                                              |
| B 1                                                          | Assam                                                        | 17565                                                        | 14676.55                                                     | 22625                                                        | 15865.56                                                     | 26361                                                        | 24901.44                                                     |
| 2                                                            | Arunachal Pradesh                                            | 28                                                           | 55.15                                                        | 57                                                           | 66.79                                                        | 102                                                          | 120.54                                                       |
| 3                                                            | Manipur                                                      | 172                                                          | 151.33                                                       | 382                                                          | 360.59                                                       | 281                                                          | 241.80                                                       |
| 4                                                            | Meghalaya                                                    | 94                                                           | 77.98                                                        | 204                                                          | 180.25                                                       | 222                                                          | 705.91                                                       |
| 5                                                            | Mizoram                                                      | 362                                                          | 372.08                                                       | 327                                                          | 473.05                                                       | 312                                                          | 653.83                                                       |
| 6                                                            | Nagaland                                                     | 69                                                           | 150.63                                                       | 1255                                                         | 1360.09                                                      | 669                                                          | 1029.11                                                      |
| 7                                                            | Sikkim                                                       | 101                                                          | 39.85                                                        | 134                                                          | 90.28                                                        | 167                                                          | 107.50                                                       |
| 8                                                            | Tripura                                                      | 400                                                          | 271.33                                                       | 1053                                                         | 3572.09                                                      | 847                                                          | 660.54                                                       |
|                                                              | Total                                                        | 18791                                                        | 15794.90                                                     | 26037                                                        | 21968.70                                                     | 28961                                                        | 28420.67                                                     |
| C                                                            | Eastern Region                                               |                                                              |                                                              |                                                              |                                                              |                                                              |                                                              |
| 1                                                            | A & N Islands (UT)                                           | 264                                                          | 357.32                                                       | 252                                                          | 400.92                                                       | 431                                                          | 811.25                                                       |
| 2                                                            | Bihar                                                        | 65122                                                        | 47100.54                                                     | 98608                                                        | 61056.39                                                     | 156165                                                       | 132306.35                                                    |
| 3                                                            | Jharkhand                                                    | 4470                                                         | 3750.89                                                      | 10818                                                        | 6621.17                                                      | 17461                                                        | 10374.35                                                     |
| 4                                                            | Orissa                                                       | 122479                                                       | 127888.29                                                    | 63664                                                        | 86031.97                                                     | 72420                                                        | 96099.49                                                     |
| 5                                                            | West Bengal                                                  | 159465                                                       | 150504.66                                                    | 239234                                                       | 195378.62                                                    | 250586                                                       | 233580.55                                                    |
|                                                              | Total                                                        | 351800                                                       | 329601.69                                                    | 412576                                                       | 349489.07                                                    | 497063                                                       | 473171.99                                                    |
| D                                                            | Central Region                                               |                                                              |                                                              |                                                              |                                                              |                                                              |                                                              |
| 1                                                            | Chhattisgarh                                                 | 17336                                                        | 11107.29                                                     | 11085                                                        | 9636.05                                                      | 29167                                                        | 22531.84                                                     |
| 2                                                            | Madhya Pradesh                                               | 29892                                                        | 30532.80                                                     | 43185                                                        | 59085.49                                                     | 33754                                                        | 29623.37                                                     |
| 3                                                            | Uttar Pradesh                                                | 58940                                                        | 65820.57                                                     | 25908                                                        | 29440.29                                                     | 16524                                                        | 13365.18                                                     |
| 4                                                            | Uttarakhand                                                  | 3063                                                         | 3447.98                                                      | 4104                                                         | 20904.90                                                     | 2567                                                         | 2438.07                                                      |
|                                                              | Total                                                        | 109231                                                       | 110908.64                                                    | 84282                                                        | 119066.73                                                    | 82012                                                        | 67958.46                                                     |
| E                                                            | Western Region                                               |                                                              |                                                              |                                                              |                                                              |                                                              |                                                              |
| 1                                                            | Goa                                                          | 803                                                          | 1818.12                                                      | 703                                                          | 1978.78                                                      | 561                                                          | 1792.31                                                      |
| 2                                                            | Gujarat                                                      | 22366                                                        | 26209.02                                                     | 23638                                                        | 26625.68                                                     | 25317                                                        | 21513.07                                                     |
| 3                                                            | Maharashtra                                                  | 74172                                                        | 89053.23                                                     | 88184                                                        | 160027.75                                                    | 80947                                                        | 125513.22                                                    |
|                                                              | Total                                                        | 97341                                                        | 117080.37                                                    | 112525                                                       | 188632.21                                                    | 106825                                                       | 148818.60                                                    |
| F                                                            | Southern Region                                              |                                                              |                                                              |                                                              |                                                              |                                                              |                                                              |
| 1                                                            | Andhra Pradesh                                               | 277252                                                       | 562314.81                                                    | 404071                                                       | 1150547.66                                                   | 357765                                                       | 1034708.06                                                   |
| 2                                                            | Karnataka                                                    | 225031                                                       | 480337.12                                                    | 281389                                                       | 625908.13                                                    | 265043                                                       | 572200.91                                                    |
| 3                                                            | Kerala                                                       | 77106                                                        | 144477.29                                                    | 79268                                                        | 140688.38                                                    | 75090                                                        | 222648.84                                                    |
| 4                                                            | Lakshadweep                                                  | 0                                                            | 0.00                                                         | 0                                                            | 0.00                                                         | 0                                                            | 0.00                                                         |
| 5                                                            | Puducherry                                                   | 1519                                                         | 3708.08                                                      | 1408                                                         | 3426.68                                                      | 2639                                                         | 8122.58                                                      |
| 6                                                            | Tamil Nadu                                                   | 163268                                                       | 401673.11                                                    | 170359                                                       | 482615.52                                                    | 170789                                                       | 462593.29                                                    |
| 7                                                            | Telangana Total                                              | 261051 1005227                                               | 549461.72 2141972.13                                         | 222302 1158797                                               | 598049.07 3001235.44                                         | 265366 1136692                                               | 802058.05 3102331.73                                         |
|                                                              | Grand Total                                                  | 1626238                                                      | 2758231.06                                                   | 1832323                                                      | 3728690.09                                                   | 1898120                                                      | 3878115.64                                                   |

Source: Based on information compiled by NABARD from Banks.