Lok Sabha Question No. 434 (STARRED), answered on 2016-12-16
Subject: Cooperative Bank Loans
Ministry: FINANCE
Asked by: KINJARAPU RAM MOHAN NAIDU

## Government of India Ministry of Finance Department of Financial Services

## LOK  SABHA

Starred Question No. *434

To be answered on Friday, December 16, 2016/Agrahayana 25, 1938 (Saka)

## Cooperative Bank Loans

- *434. SHRI RAM MOHAN NAIDU KINJARAPU:

Will the Minister of FINANCE be pleased to state:

- (a) whether the quantum and percentage of loans disbursed by cooperative banks in the agriculture sector has increased over the last few years;
- (b)  if  so,  the  details  thereof  including  achievements  against  the  targets,  State-wise including Andhra Pradesh;
- (c)  whether  the  Government  has  identified  constraints  being  faced  by  Cooperative banks in disbursing loans; and
- (d) if so, the details thereof including action taken by the Government?

Answer The Minister of Finance (Shri ArunJaitley)

- (a) to (d): A Statement is laid on the Table of the House.

## Statement referred to in reply to parts (a) to (d) of LokSabha Starred Question No. *434 to be answered on 16 th  December, 2016 regarding Cooperative Bank Loans

(a)  &(b):  National  Bank  for  Agriculture  &  Rural  Development  (NABARD) has reported that  the  percentage  of  loans  disbursed  by  rural  cooperative  banks  in  the  agriculture sector has increased from 16.43 per cent in 2013-14 to 17.47 per cent in 2015-16. The State-wise details of targets and achievements in respect of Rural Cooperative Banks are furnished in Annex.

(c)  &  (d):  To  enable  Cooperative  Banks  to  meet  the  crop  loan  and  term  loan requirements of farmers, Government has set up two funds in NABARD, to be met out of the shortfall in priority sector lending targets by commercial banks, as under:

i.  Short Term Cooperative Rural Credit (Refinance) Fund: Through this fund NABARD provides  concessional  short  term  refinance  to  Cooperative  Banks  for  their  crop  loan lending.    An  amount  of  Rs.45,000crore  has  been  allocated  for  the  said  Fund  during 2016-17.

ii. Long Term Rural Credit Fund (LTRCF): This fund has been set up for the purpose of providing long term refinance support to Cooperative Banks and Regional Rural Banks for their lending towards investment activities in agriculture. Government has allocated additional  resources  of  Rs.15,000crore  to  this  fund  during  2016-17.  Cooperative Banks/Regional  Rural  Banks  are,  therefore,  able  to  draw  refinance  support  from NABARD for financing medium and long term agricultural loans during 2016-17.

Further, recognizing the need to revamp the ailing Cooperative Banks so that they are able  to  cater  to  the  needs  of  farmers  at  their  doorstep,  the  Government  in  2014 announced implementation of the Scheme for Revival of 23 Unlicensed District Central Cooperative  Banks  (DCCBs)  in  four  States  viz.  16  in  Uttar  Pradesh,  3  in  Jammu  & Kashmir, 3 in Maharashtra and 1 in West Bengal.

s

Annex referred to in reply to Starred

Question No. 434 for 16.12.2016

| AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial   | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial             | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial             | AGRICULTURE DISBURSEMENT BY ALL AGENCIES (Commercial             |
|--------------------------------------------------------|--------------------------------------------------------|--------------------------------------------------------|--------------------------------------------------------|--------------------------------------------------------|--------------------------------------------------------|--------------------------------------------------------|--------------------------------------------------------|--------------------------------------------------------|--------------------------------------------------------|--------------------------------------------------------|--------------------------------------------------------|--------------------------------------------------------|--------------------------------------------------------|------------------------------------------------------------------|------------------------------------------------------------------|------------------------------------------------------------------|
|                                                        |                                                        | 2013-14                                                | 2013-14                                                | 2013-14                                                | 2013-14                                                | 2014-15                                                | 2014-15                                                | 2014-15                                                | 2014-15                                                |                                                        |                                                        |                                                        |                                                        | (Amt. in Rs. Crores) 2016-17 (up to 30 Sept. 2016) - Provisional | (Amt. in Rs. Crores) 2016-17 (up to 30 Sept. 2016) - Provisional | (Amt. in Rs. Crores) 2016-17 (up to 30 Sept. 2016) - Provisional |
| S. No.                                                 | State                                                  | Total Disb. By all agenc ies                           | Targe t for Coop. Bank s                               | Disb. By Coop. Banks                                   | %share of Coop. Banks in Total Disb.                   | Total Disb. By all agenc ies 15264                     | Target for Coop. Banks                                 | Disb. By Coop. Banks                                   | % share of Coop. Bank s in Total Disb.                 | Total Disb. By all agencie s                           | Target for Coop. Banks                                 | Disb. By Coop. Bank s                                  | % share of Coop. Bank s in Total Disb.                 | Total Disb. By all agenc ies                                     | Disb. By Coop. Bank s                                            | % share of Coop. Bank s in Total Disb.                           |
| 1                                                      | DELHI                                                  | 10350 .51                                              | 8.00                                                   | 5.70                                                   | 0.06                                                   | .01                                                    | 8.00                                                   | 8.15                                                   | 0.05                                                   | 8334.40                                                | 6                                                      | 9.00                                                   | 0.11                                                   | 12017 .83                                                        | 4.49                                                             | 0.04                                                             |
| 2                                                      | HARYA NA                                               | 35751 .88                                              | 9900. 00                                               | 7781.15                                                | 21.76                                                  | 40438 .48                                              | 10520.0 0                                              | 8422.00                                                | 20.83                                                  | 49790.4 9                                              | 9950                                                   | 9817. 69                                               | 19.72                                                  | 34202 .74                                                        | 5039. 66                                                         | 14.73                                                            |
| 3                                                      | HIMACH AL PRADES H                                     | 4554. 34                                               | 1020. 00                                               | 678.65                                                 | 14.90                                                  | 4964. 12                                               | 1100.00                                                | 898.63                                                 | 18.10                                                  | 5121.94                                                | 1100                                                   | 1384. 05                                               | 27.02                                                  | 4126. 77                                                         | 679.5 4                                                          | 16.47                                                            |
| 4                                                      | JAMMU & KASHMI R                                       | 2333. 17                                               | 175.0 0                                                | 14.57                                                  | 0.62                                                   | 766.0 0                                                | 207.00                                                 | 20.39                                                  | 2.66                                                   | 2761.46                                                | 200                                                    | 30.17                                                  | 1.09                                                   | 3495. 97                                                         | 5.07                                                             | 0.15                                                             |
| 5                                                      | PUNJAB                                                 | 58473 .62                                              | 18100 .00                                              | 12624.1 8                                              | 21.59                                                  | 72962 .98                                              | 19470.0 0                                              | 15059.7 6                                              | 20.64                                                  | 84652.8 9                                              | 18100                                                  | 14949 .39                                              | 17.66                                                  | 54399 .29                                                        | 7915. 38                                                         | 14.55                                                            |
| 6                                                      | RAJAST HAN                                             | 54777 .24                                              | 12800 .00                                              | 17004.4 7                                              | 31.04                                                  | 65743 .36                                              | 13920.0 0                                              | 16322.3 4                                              | 24.83                                                  | 67627.2 6                                              | 17600                                                  | 16130 .49                                              | 23.85                                                  | 52230 .13                                                        | 8693. 31                                                         | 16.64                                                            |
| 7                                                      | CHANDI GARH UT                                         | 1572. 32                                               | 0.00                                                   | 0.00                                                   | 0.00                                                   | 2339. 92                                               | 0.00                                                   | 0.00                                                   | 0.00                                                   | 1986.94                                                | 0                                                      | 0.00                                                   | 0.00                                                   | 896.5 7                                                          | 0.00                                                             | 0.00                                                             |
|                                                        | Northern Region Total ARUNA                            | 16781 3.07                                             | 42003 .00                                              | 38108.7 2                                              | 22.71                                                  | 20247 8.87                                             | 45225.0 0                                              | 40731.2 7                                              | 20.12                                                  | 220275. 38                                             | 46956                                                  | 42320 .79                                              | 19.21                                                  | 16136 9.32                                                       | 22337 .46                                                        | 13.84                                                            |
| 8                                                      | PRADES H                                               | 53.88                                                  | 12.00                                                  | 4.04                                                   | 7.51                                                   | 49.91                                                  | 14.00                                                  | 5.58                                                   | 11.18                                                  | 171.03                                                 | 11                                                     | 2.94                                                   | 1.72                                                   | 40.28                                                            | 0.00                                                             | 0.00                                                             |
| 9                                                      | ASSAM                                                  | 2693. 91                                               | 94.00                                                  | 21.68                                                  | 0.80                                                   | 2751. 03                                               | 109.00                                                 | 16.97                                                  | 0.62                                                   | 3905.48                                                | 120                                                    | 22.19                                                  | 0.57                                                   | 2123. 61                                                         | 6.79                                                             | 0.32                                                             |
| 10                                                     | MANIPU R                                               | 112.3 9                                                | 10.00                                                  | 0.00                                                   | 0.00                                                   | 152.5 5                                                | 12.00                                                  | 0.00                                                   | 0.00                                                   | 16.15                                                  | 11                                                     | 1.38                                                   | 8.55                                                   | 128.3 8                                                          | 3.90                                                             | 3.04                                                             |
| 11                                                     | MEGHA LAYA                                             | 246.5 7                                                | 15.00                                                  | 42.15                                                  | 17.09                                                  | 195.9 4                                                | 51.00                                                  | 3.47                                                   | 1.77                                                   | 108.05                                                 | 50                                                     | 30.86                                                  | 28.56                                                  | 207.6 3                                                          | 20.92                                                            | 10.07                                                            |
| 12                                                     | MIZORA M                                               | 70.19                                                  | 25.00                                                  | 6.87                                                   | 9.78                                                   | 70.20                                                  | 29.00                                                  | 7.27                                                   | 10.36                                                  | 99.13                                                  | 28                                                     | 16.78                                                  | 16.93                                                  | 69.24                                                            | 6.18                                                             | 8.93                                                             |
| 13                                                     | NAGAL AND                                              | 108.5 2                                                | 20.00                                                  | 25.54                                                  | 23.53                                                  | 134.9 1                                                | 20.00                                                  | 38.03                                                  | 28.19                                                  | 117.81                                                 | 40                                                     | 34.25                                                  | 29.07                                                  | 69.82                                                            | 21.52                                                            | 30.82                                                            |
| 14                                                     | SIKKIM                                                 | 80.87                                                  | 12.00                                                  | 10.29                                                  | 12.72                                                  | 75.48                                                  | 14.00                                                  | 11.78                                                  | 15.61                                                  | 71.61                                                  | 16                                                     | 13.79                                                  | 19.26                                                  | 151.1 0                                                          | 0.00                                                             | 0.00                                                             |
| 15                                                     | TRIPUR A North                                         | 979.1 4                                                | 50.00                                                  | 206.50                                                 | 21.09                                                  | 1022. 71                                               | 182.00                                                 | 250.99                                                 | 24.54                                                  | 1280.55                                                | 245                                                    | 212.0 8                                                | 16.56                                                  | 444.0 7                                                          | 49.53                                                            | 11.15                                                            |
|                                                        | Eastern Region Total                                   | 4345. 46                                               | 238.0 0                                                | 317.06                                                 | 7.30                                                   | 4452. 73                                               | 431.00                                                 | 334.09                                                 | 7.50                                                   | 5769.81                                                | 521                                                    | 334.2 7                                                | 5.79                                                   | 3234. 13                                                         | 108.8 4                                                          | 3.37                                                             |
| 16                                                     | A & N ISLAND                                           | 99.44                                                  | 33.00                                                  | 59.30                                                  | 59.64                                                  | 66.47                                                  | 38.00                                                  | 4.61                                                   | 6.94                                                   | 103.60                                                 | 38                                                     | 42.84                                                  | 41.35                                                  | 81.16                                                            | 23.81                                                            | 29.34                                                            |
| 17                                                     | BIHAR                                                  | 20177 .87                                              | 920.0 0                                                | 307.54                                                 | 1.52                                                   | 22863 .88                                              | 1000.00                                                | 361.80                                                 | 1.58                                                   | 40542.3 1                                              | 700                                                    | 449.8 1                                                | 1.11                                                   | 12283 .45                                                        | 277.3 0                                                          | 2.26                                                             |
| 18                                                     | JHARKH AND                                             | 1959. 65                                               | 350.0 0                                                | 3.00                                                   | 0.15                                                   | 2518. 36                                               | 400.00                                                 | 10.14                                                  | 0.40                                                   | 3661.85                                                | 290                                                    | 3.69                                                   | 0.10                                                   | 2180. 57                                                         | 1.53                                                             | 0.07                                                             |
| 19                                                     | ODISHA                                                 | 15023 .25                                              | 6900. 00                                               | 7190.48                                                | 47.86                                                  | 17270 .58                                              | 6900.00                                                | 8437.64                                                | 48.86                                                  | 18250.7 6                                              | 7700                                                   | 9719. 45                                               | 53.26                                                  | 11585 .61                                                        | 5372. 27                                                         | 46.37                                                            |
| 20                                                     | WEST BENGAL                                            | 18956 .73                                              | 4065. 00                                               | 2655.47                                                | 14.01                                                  | 37293 .73                                              | 4300.00                                                | 11558.2 2                                              | 30.99                                                  | 39074.5 9                                              | 4570                                                   | 10900 .43                                              | 27.90                                                  | 16312 .92                                                        | 1227. 85                                                         | 7.53                                                             |
|                                                        | Eastern Region Total                                   | 56216 .93                                              | 12268 .00                                              | 10215.7 9                                              | 18.17                                                  | 80013 .02                                              | 12638.0 0                                              | 20372.4 1                                              | 25.46                                                  | 101633. 11                                             | 13298                                                  | 21116 .22                                              | 20.78                                                  | 42443 .71                                                        | 6902. 76                                                         | 16.26                                                            |
| 21                                                     | CHHATT ISGARH                                          | 6555. 83                                               | 2200.                                                  |                                                        |                                                        | 7872.                                                  | 2690.00                                                | 2985.29                                                | 37.92                                                  | 8476.67                                                | 2500                                                   | 3216. 62                                               | 37.95                                                  | 7921. 43                                                         | 2741. 58                                                         | 34.61                                                            |
|                                                        | MADHY                                                  |                                                        | 00                                                     | 2469.63                                                | 37.67                                                  | 01                                                     |                                                        | 13288.4                                                |                                                        |                                                        |                                                        |                                                        |                                                        |                                                                  | 8300.                                                            |                                                                  |
| 22                                                     | A PRADES H                                             | 38631 .75                                              | 11300 .00                                              | 9758.31                                                | 25.26                                                  | 47048 .58                                              | 12615.0 0                                              | 0                                                      | 28.24                                                  | 52104.0 1                                              | 11500                                                  | 13516 .94                                              | 25.94                                                  | 40651 .22                                                        | 43                                                               | 20.42                                                            |
| 23                                                     | UTTARA KHAND                                           | 6464. 24                                               | 1450. 00                                               | 2038.10                                                | 31.53                                                  | 5586. 47                                               | 1800.00                                                | 1141.58                                                | 20.43                                                  | 6335.73                                                | 1600                                                   | 1170. 80                                               | 18.48                                                  | 3569. 32                                                         | 334.9 2 5381. 96                                                 | 9.38 10.58                                                       |
| 24                                                     | UTTAR PRADES H Central                                 | 59276 .81                                              | 6100. 00                                               | 6586.72                                                | 11.11                                                  | 72611 .36                                              | 6560.00                                                | 7042.70                                                | 9.70                                                   | 37328.8 6                                              | 6500                                                   | 7929. 69                                               | 21.24                                                  | 50885 .97 10302                                                  | 16758                                                            |                                                                  |
|                                                        | Region Total                                           | 11092 8.63                                             | 21050 .00                                              | 20852.7 5                                              | 18.80                                                  | 13311 8.42                                             | 23665.0 0                                              | 24457.9 7                                              | 18.37                                                  | 104245. 28                                             | 22100                                                  | 25834 .05                                              | 24.78                                                  | 7.93                                                             | .88                                                              | 16.27                                                            |

| 25   | GOA                    | 607.2 1    | 64.00      | 63.85        | 10.51      | 777.3 1    | 74.00      | 73.18      |   9.41 | 575.77     |    135 | 44.34      | 7.70            | 678.3 8         | 18.09      |   2.67 |
|------|------------------------|------------|------------|--------------|------------|------------|------------|------------|--------|------------|--------|------------|-----------------|-----------------|------------|--------|
| 26   | GUJARA T               | 33621 .71  | 10400 .00  | 9202.84      | 27.37      | 39326 .72  | 11680.0 0  | 10399.3 3  |  26.44 | 44563.2 0  |  12050 | 12197 .69  | 27.37           | 42209 .36       | 12052 .86  |  28.55 |
| 27   | MAHAR ASHTRA           | 61137 .69  | 15950 .00  | 14946.7 8    | 24.45      | 66821 .29  | 17400.0 0  | 16358.3 7  |  24.48 | 62776.8 0  |  17615 | 17137 .84  | 27.30           | 10485 4.45      | 30051 .06  |  28.66 |
| 28   | D & N HAVELI UT        | 34.66      | 2.00       | 0.00         | 0.00       | 29.84      | 2.00       | 0.00       |   0    | 8.42       |      2 | 0.00       | 0.00            | 78.70           | 1.58       |   2.01 |
| 29   | DAMAN & DIU UT         | 19.10      | 6.00       | 0.68         | 3.57 26.05 |            | 6.00       | 0.00       |   0    | 19.64      |      6 | 0.00       | 0.00 25.32      |                 | 0.00       |   0    |
|      | Western Region Total   | 95420 .36  | 26422 .00  | 24214.1 5    | 25.38      | 10698 1.21 | 29162.0 0  | 26830.8 8  |  25.08 | 107943. 83 |  29808 | 29379 .87  | 27.22           | 14784 6.21      | 42123 .59  |  28.49 |
| 30   | ANDHR A PRADES H       | 83585 .72  | 9000. 00   | 11043.8 1    | 13.21      | 53936 .21  | 11200.0 0  | 4052.67    |   7.51 | 74135.9 4  |   6925 | 8131. 86   | 10.97           | 62693 .06       | 4709. 66   |   7.51 |
| 31   | TELANG ANA             | 7949. 71   | 0.00       | 0.00         | 0.00       | 30516 .66  | 0.00       | 3372.00    |  11.05 | 28999.6 4  |   4050 | 5799. 70   | 20.00 41967 .04 |                 | 3053. 32   |   7.28 |
| 32   | KARNAT AKA             | 51879 .15  | 6200. 00   | 8420.73      | 16.23      | 60233 .00  | 8440.00    | 9902.36    |  16.44 | 84832.4 8  |   7500 | 10668 .81  | 12.58           | 46560 .93       | 5675. 93   |  12.19 |
| 33   | KERALA                 | 50799 .37  | 2500. 00   | 1797.67      | 3.54       | 57209 .01  | 2880.00    | 2826.70    |   4.94 | 43392.3 4  |   2780 | 3541. 07   | 8.16            | 47758 .57       | 2165. 76   |   4.53 |
| 34   | PUDUC HERRY            | 1277. 59   | 19.00      | 10.92        | 0.85       | 15930 .12  | 19.00      | 10.35      |   0.06 | 1081.56    |     22 | 9.66       | 0.89            | 3774. 02        | 2.10       |   0.06 |
| 35   | TAMILN ADU             | 99905 .55  | 5300. 00   | 4982.20      | 4.99       | 10022 5.77 | 6340.00    | 5578.80    |   5.57 | 105217. 67 |   6040 | 6158. 66   | 5.85            | 93694 .43       | 1388. 56   |   1.48 |
| 36   | LAKSHA DWEEP UT        | 1.07       | 0.00       | 0.00         | 0.00 233.2 | 1          | 0.00       | 0.00       |   0    | 0.00       |      0 | 0.00       | 0.00            | 1625. 82        | 0.00       |   0    |
|      | Souther n Region Total | 29539 8.16 | 23019 .00  | 26255.3      | 8.89       | 31828 3.98 | 28879.0 0  | 25742.8 8  |   8.09 | 337659. 64 |  27317 | 34309 .77  | 10.16           | 29807           | 16995 .34  |   5.7  |
|      | GRAND TOTAL            | 73012 2.62 | 12500 0.00 | 2 119963. 79 | 16.43      | 84532 8.23 | 140000. 00 | 138469. 50 |  16.38 | 877527. 04 | 140000 | 15329 4.98 | 17.47           | 3.86 75599 5.17 | 10522 6.87 |  13.92 |

Source: NABARD

|        |                       |                             | 2013-14                |                      |                                      |                             | 2014-15                |                      |                                     |                             |                        | 2015-16              |                                      | 2016-17 (up to 30 Sept. 2016) - Provisional   |                  |
|--------|-----------------------|-----------------------------|------------------------|----------------------|--------------------------------------|-----------------------------|------------------------|----------------------|-------------------------------------|-----------------------------|------------------------|----------------------|--------------------------------------|-----------------------------------------------|------------------|
| S. No. | State                 | Total Disb. By all agencies | Target for Coop. Banks | Disb. By Coop. Banks | %share of Coop. Banks in Total Disb. | Total Disb. By all agencies | Target for Coop. Banks | Disb. By Coop. Banks | share of Coop. Banks in Total Disb. | Total Disb. By all agencies | Target for Coop. Banks | Disb. By Coop. Banks | %share of Coop. Banks in Total Disb. | Total Disb. By all agencies                   | Disb. By Coop. B |
| 1      | DELHI                 | 10350.51                    | 8.00                   | 5.70                 | 0.06                                 | 15264.01                    | 8.00                   | 8.15                 | 0.05                                | 8334.40                     | 6                      | 9.00                 | 0.11                                 | 12017.83                                      |                  |
| 2      | HARYANA               | 35751.88                    | 9900.00                | 7781.15              | 21.76                                | 40438.48                    | 10520.00               | 8422.00              | 20.83                               | 49790.49                    | 9950                   | 9817.69              | 19.72                                | 34202.74                                      | 5                |
| 3      | HIMACHAL PRADESH      | 4554.34                     | 1020.00                | 678.65               | 14.90                                | 4964.12                     | 1100.00                | 898.63               | 18.10                               | 5121.94                     | 1100                   | 1384.05              | 27.02                                | 4126.77                                       |                  |
| 4      | JAMMU & KASHMIR       | 2333.17                     | 175.00                 | 14.57                | 0.62                                 | 766.00                      | 207.00                 | 20.39                | 2.66                                | 2761.46                     | 200                    | 30.17                | 1.09                                 | 3495.97                                       |                  |
| 5      | PUNJAB                | 58473.62                    | 18100.00               | 12624.18             | 21.59                                | 72962.98                    | 19470.00               | 15059.76             | 20.64                               | 84652.89                    | 18100                  | 14949.39             | 17.66                                | 54399.29                                      | 7                |
| 6      | RAJASTHAN             | 54777.24                    | 12800.00               | 17004.47             | 31.04                                | 65743.36                    | 13920.00               | 16322.34             | 24.83                               | 67627.26                    | 17600                  | 16130.49             | 23.85                                | 52230.13                                      | 8                |
| 7      | CHANDIGARH UT         | 1572.32                     | 0.00                   | 0.00                 | 0.00                                 | 2339.92                     | 0.00                   | 0.00                 | 0.00                                | 1986.94                     | 0                      | 0.00                 | 0.00                                 | 896.57                                        |                  |
|        | Northern Region Total | 167813.07                   | 42003.00               | 38108.72             | 22.71                                | 202478.87                   | 45225.00               | 40731.27             | 20.12                               | 220275.38                   | 46956                  | 42320.79             | 19.21                                | 161369.32                                     | 22               |
| 8      | ARUNACHAL PRADESH     | 53.88                       | 12.00                  | 4.04                 | 7.51                                 | 49.91                       | 14.00                  | 5.58                 | 11.18                               | 171.03                      | 11                     | 2.94                 | 1.72                                 | 40.28                                         |                  |
| 9      | ASSAM                 | 2693.91                     | 94.00                  | 21.68                | 0.80                                 | 2751.03                     | 109.00                 | 16.97                | 0.62                                | 3905.48                     | 120                    | 22.19                | 0.57                                 | 2123.61                                       |                  |
| 10     | MANIPUR               | 112.39                      | 10.00                  | 0.00                 | 0.00                                 | 152.55                      | 12.00                  | 0.00                 | 0.00                                | 16.15                       | 11                     | 1.38                 | 8.55                                 | 128.38                                        |                  |
| 11     | MEGHALAYA             | 246.57                      | 15.00                  | 42.15                | 17.09                                | 195.94                      | 51.00                  | 3.47                 | 1.77                                | 108.05                      | 50                     | 30.86                | 28.56                                | 207.63                                        |                  |
| 12     | MIZORAM               | 70.19                       | 25.00                  | 6.87                 | 9.78                                 | 70.20                       | 29.00                  | 7.27                 | 10.36                               | 99.13                       | 28                     | 16.78                | 16.93                                | 69.24                                         |                  |

Annex referred to in reply to Starred Question N

| 13                | NAGALAND              | 108.52             | 20.00     | 25.54   | 23.53     | 134.91    | 20.00     | 38.03     | 28.19   | 117.81    | 40     | 34.25     | 29.07   | 69.82     |     |
|-------------------|-----------------------|--------------------|-----------|---------|-----------|-----------|-----------|-----------|---------|-----------|--------|-----------|---------|-----------|-----|
| 14                | SIKKIM                | 80.87 12.00        | 10.29     | 12.72   | 75.48     |           | 14.00     | 11.78     | 15.61   | 71.61 16  |        | 13.79     | 19.26   | 151.10    |     |
| 15                | TRIPURA               | 979.14 50.00       | 206.50    | 21.09   | 1022.71   |           | 182.00    | 250.99    | 24.54   | 1280.55   | 245    | 212.08    | 16.56   | 444.07    |     |
| North Region      | Eastern Total 4345.46 | 238.00             | 317.06    | 7.30    | 4452.73   | 431.00    |           | 334.09    | 7.50    | 5769.81   | 521    | 334.27    | 5.79    | 3234.13   |     |
| 16 A &            | N ISLAND              | 99.44 33.00        | 59.30     | 59.64   | 66.47     |           | 38.00     | 4.61      | 6.94    | 103.60    | 38     | 42.84     | 41.35   | 81.16     |     |
| 17 BIHAR          | 20177.87              | 920.00             | 307.54    | 1.52    | 22863.88  |           | 1000.00   | 361.80    | 1.58    | 40542.31  | 700    | 449.81    | 1.11    | 12283.45  |     |
| 18                | JHARKHAND             | 1959.65 350.00     | 3.00      | 0.15    | 2518.36   |           | 400.00    | 10.14     | 0.40    | 3661.85   | 290    | 3.69      | 0.10    | 2180.57   |     |
| 19 ODISHA         | 15023.25              | 6900.00            | 7190.48   | 47.86   | 17270.58  |           | 6900.00   | 8437.64   | 48.86   | 18250.76  | 7700   | 9719.45   | 53.26   | 11585.61  | 5   |
| 20 WEST           | BENGAL 18956.73       | 4065.00            | 2655.47   | 14.01   |           | 37293.73  | 4300.00   | 11558.22  | 30.99   | 39074.59  | 4570   | 10900.43  | 27.90   | 16312.92  | 1   |
|                   | Eastern Region Total  | 56216.93 12268.00  | 10215.79  |         | 18.17     | 80013.02  | 12638.00  | 20372.41  | 25.46   | 101633.11 | 13298  | 21116.22  | 20.78   | 42443.71  | 6   |
| 21                | CHHATTISGARH 6555.83  | 2200.00            | 2469.63   | 37.67   |           | 7872.01   | 2690.00   | 2985.29   | 37.92   | 8476.67   | 2500   | 3216.62   | 37.95   | 7921.43   | 2   |
| 22 MADHYA PRADESH | 38631.75              | 11300.00           | 9758.31   | 25.26   | 47048.58  |           | 12615.00  | 13288.40  | 28.24   | 52104.01  | 11500  | 13516.94  | 25.94   | 40651.22  | 8   |
| 23                | UTTARAKHAND 6464.24   | 1450.00            | 2038.10   | 31.53   |           | 5586.47   | 1800.00   | 1141.58   | 20.43   | 6335.73   | 1600   | 1170.80   | 18.48   | 3569.32   |     |
| 24 UTTAR PRADESH  | 59276.81              | 6100.00            | 6586.72   | 11.11   |           | 72611.36  | 6560.00   | 7042.70   | 9.70    | 37328.86  | 6500   | 7929.69   | 21.24   | 50885.97  | 5   |
| Central Total     | Region 110928.63      | 21050.00           | 20852.75  |         | 18.80     | 133118.42 | 23665.00  | 24457.97  | 18.37   | 104245.28 | 22100  | 25834.05  | 24.78   | 103027.93 | 16  |
| 25 GOA            | 607.21                | 64.00              | 63.85     | 10.51   | 777.31    |           | 74.00     | 73.18     | 9.41    | 575.77    | 135    | 44.34     | 7.70    | 678.38    |     |
| 26 GUJARAT        | 33621.71              | 10400.00           | 9202.84   | 27.37   |           | 39326.72  | 11680.00  | 10399.33  | 26.44   | 44563.20  | 12050  | 12197.69  | 27.37   | 42209.36  | 12  |
| 27 MAHARASHTRA    | 61137.69              | 15950.00           | 14946.78  | 24.45   | 66821.29  |           | 17400.00  | 16358.37  | 24.48   | 62776.80  | 17615  | 17137.84  | 27.30   | 104854.45 | 30  |
| 28 D & UT         | N HAVELI 34.66        | 2.00               | 0.00      | 0.00    |           | 29.84     | 2.00      | 0.00      | 0.00    | 8.42      | 2      | 0.00      | 0.00    | 78.70     |     |
| 29 DAMAN UT       | & DIU 19.10           | 6.00               | 0.68      | 3.57    |           | 26.05     | 6.00      | 0.00      | 0.00    | 19.64     | 6      | 0.00      | 0.00    | 25.32     |     |
| Western Total     | Region 95420.36       | 26422.00           | 24214.15  | 25.38   | 106981.21 |           | 29162.00  | 26830.88  | 25.08   | 107943.83 | 29808  | 29379.87  | 27.22   | 147846.21 | 42  |
| 30 ANDHRA PRADESH | 83585.72              | 9000.00            | 11043.81  | 13.21   |           | 53936.21  | 11200.00  | 4052.67   | 7.51    | 74135.94  | 6925   | 8131.86   | 10.97   | 62693.06  | 4   |
| 31                | TELANGANA 7949.71     | 0.00               | 0.00      | 0.00    |           | 30516.66  | 0.00      | 3372.00   | 11.05   | 28999.64  | 4050   | 5799.70   | 20.00   | 41967.04  | 3   |
| 32                | KARNATAKA 51879.15    | 6200.00            | 8420.73   | 16.23   |           | 60233.00  | 8440.00   | 9902.36   | 16.44   | 84832.48  | 7500   | 10668.81  | 12.58   | 46560.93  | 5   |
| 33 KERALA         | 50799.37              | 2500.00            | 1797.67   |         | 3.54      | 57209.01  | 2880.00   | 2826.70   | 4.94    | 43392.34  | 2780   | 3541.07   | 8.16    | 47758.57  | 2   |
| 34 PUDUCHERRY     | 1277.59               | 19.00              | 10.92     | 0.85    |           | 15930.12  | 19.00     | 10.35     | 0.06    | 1081.56   | 22     | 9.66      | 0.89    | 3774.02   |     |
| 35                | TAMILNADU 99905.55    | 5300.00            | 4982.20   | 4.99    |           | 100225.77 | 6340.00   | 5578.80   | 5.57    | 105217.67 | 6040   | 6158.66   | 5.85    | 93694.43  | 1   |
| 36                | LAKSHADWEEP UT        | 1.07 0.00          | 0.00      | 0.00    |           | 233.21    | 0.00      | 0.00      | 0.00    | 0.00      | 0      | 0.00      | 0.00    | 1625.82   |     |
|                   | Southern Region Total | 295398.16 23019.00 | 26255.32  |         | 8.89      | 318283.98 | 28879.00  | 25742.88  | 8.09    | 337659.64 | 27317  | 34309.77  | 10.16   | 298073.86 | 16  |
|                   | GRAND TOTAL           | 125000.00          | 119963.79 |         | 16.43     | 845328.23 | 140000.00 | 138469.50 | 16.38   | 877527.04 | 140000 | 153294.98 | 17.47   | 755995.17 | 105 |
|                   |                       | 730122.62          |           |         |           |           |           |           |         |           |        |           |         |           |     |

Source: NABARD