Lok Sabha Question No. 3785 (UNSTARRED), answered on 2017-03-24
Subject: ATM Coverage in Rural Areas
Ministry: FINANCE
Asked by: JUGAL KISHORE SHARMA

## GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES

## LOK SABHA UNSTARRED QUESTION No: 3785

th MARCH, 2017 (FRIDAYJCHAITRA 3, 1939 (SAKA)

TO BE ANSWERED ON 241

## ATM Coverage in Rural Areas

## 3785 SHRI JUGAL KISHORE:

Will the Minister of FINANCE be pleased to state:

- (a) whether ATM coverage in the rural areas is less as compared to the urban areas;
- (b) if so, the details thereof, State/UT-wise including Jammu and Kashmir;
- (c) the steps taken/being taken by the Government to extend ATM coverage in the rural
- areas; and
- (d) whether the Government has any plan to permit more ATM transactions and open ATMs in the post offices throughout the country and if so, the details thereof?

## Answer

## The Minister of State in the Ministry of Finance (SHRI SANTOSH KUMAR GANGWAR)

- (a) to (b) As per Reserve Bank of India (RBI) as on 31.12.2016, the total number of ATMs installed in India is 2,19,637 out of which 40,480 were in rural centres, 59,370 in semi-urban centres, 59,923 in urban centres, and 59,864 in metro centres. State / UT-wise details are at Annex
- c) RBI has waived  permission for all commercial banks (excluding Regional Rural Banks) for installation of ATMs at branches and extension counters for which hold licences issued by RBI; subject to reporting: Further , as per Branch Authorisation Policy of RBI, Scheduled Commercial Banks are permitted to install offsite mobile ATMs at centreslplaces identified by them, including Special Economic Zones, without permission from RBI, subject to certain conditions. they

To expand the reach of ATMs in Tier IIl to VI centres (classification of centres as prescribed under the Census of India 2011) , RBI has issued guidelines on 20.6.2012

- (d) Department of Posts (DoP) customers can perform unlimited number of free transactions in a month on DoP ATMs. As part of the IT Modernisation Project, DoP is installing 1,000 ATMs across the country in major Head Post Offices and Sub Post Offices, covering both rural and urban areas. As on 6.3.2017, 976 ATMs had been

to permit non-bank entities incorporated in India under the Companies Act; to set up, own and operate "White Label ATMs'

Annex Lok Sabha question No. 3785 for 24.3.2017 regarding "ATM Coverage in Rural Areas"

| State Union Territory_   | Number of ATMs of Scheduled Commercial Banks, Private Sector Banks, Foreign Banks and White Label ATMs for the quarter ended December 2016   |
|--------------------------|----------------------------------------------------------------------------------------------------------------------------------------------|
| ANDAMAN & NICOBAR        | 113                                                                                                                                          |
| ANDHRA PRADESH           | 10,527                                                                                                                                       |
| ARUNACHAL PRADESH        | 230                                                                                                                                          |
| ASSAM                    | 3,691                                                                                                                                        |
| BIHAR                    | 7,932                                                                                                                                        |
| CHANDIGARH               | 807                                                                                                                                          |
| CHHATTISGARH             | 3,112                                                                                                                                        |
| DADRA NAGAR HAVELI       | 133                                                                                                                                          |
| DAMAN                    | 116                                                                                                                                          |
| DELHI                    | 9,300                                                                                                                                        |
| DIU                      | 11                                                                                                                                           |
| GOA                      | 1,042                                                                                                                                        |
| GUJARAT                  | 11,849                                                                                                                                       |
| HARYANA                  | 6,674                                                                                                                                        |
| HIMACHAL PRADESH         | 1,858                                                                                                                                        |
| JAMMU AND KASHMIR        | 2,438                                                                                                                                        |
| JHARKHAND                | 3,754                                                                                                                                        |
| KARNATAKA                | 17,382                                                                                                                                       |
| KERALA                   | 9,350                                                                                                                                        |
| LAKSHWADEEP              | 16                                                                                                                                           |
| MADHYA PRADESH           | 9,902                                                                                                                                        |
| MAHARASHTRA              | 25,459                                                                                                                                       |
| MANIPUR                  | 316                                                                                                                                          |
| MEGHALAYA                | 393                                                                                                                                          |
| MIZORAM                  | 157                                                                                                                                          |
| NAGALAND                 | 307                                                                                                                                          |
| ODISHA                   | 6,466                                                                                                                                        |
| PUDUCHERRY               | 527                                                                                                                                          |
| PUNJAB                   | 7,441                                                                                                                                        |
| RAJASTHAN                | 8,901                                                                                                                                        |
| SIKKIM                   | 191                                                                                                                                          |
| TAMIL NADU               | 24,511                                                                                                                                       |
| TELANGANA                | 10,300                                                                                                                                       |
| TRIPURA                  | 470                                                                                                                                          |
| UTTAR PRADESH            | 18,957                                                                                                                                       |
| UTTARAKHAND              | 3,167                                                                                                                                        |
| WEST BENGAL              | 11,837                                                                                                                                       |
| TOTAL                    | 2,19,637                                                                                                                                     |

Source: Reserve Bank of India