Ozow

**I-Ozow** ngaphambilini eyaziwa ngokuthi i-i-Pay, iyisiqalo se- fintech esizinze eNingizimu Afrika.

Le nkampani ihlinzeka ngezinsizakalo zokukhokha nge-inthanethi kubantu baseNingizimu Afrika yonkana i- Afrika.

## Umlando
Isungulwe ngo-2014 i-Ozow inendlunkulu eGoli naseKapa, eNingizimu Afrika. Inkampani yethulwe ekupheleni kuka-2016.Yasungulwa ngokuhlanganyela nguThomas Pays, Mitchan Adams kanye noLyle Eckstein.I-Ozow isungule futhi njengamanje isebenzisa isango lokukhokha le-inthanethi elizenzakalelayo le-Electronic Funds Transfer (EFT) eNingizimu Afrika naseNamibia .

I-Ozow ifinyeleleka yibo bonke abanephrofayela yasebhange ye-inthanethi futhi ivumela izinkokhelo ezisheshayo kuwo wonke amadivayisi ahlakaniphile eselula nawedeskithophu.NgoMashi 5, 2020 inkampani yaphula ingqophamlando ka-R10 billion ekuhwebeni okusetshenziwe. 

Phakathi nobhubhane lwe-COVID-19 inkampani yahlangabezana nesidingo esikhulu sezinsizakalo zayo njengoba abantu abaningi babefuna ukuthenga igilosa yabo ku-inthanethi. 

NgoSepthemba 2020 ngo- Black Friday inkampani yalungisa u-R1 bhiliyoni ekuthengiseni ngalolu suku. Inkokhelo eyodwa enkulu kunazo zonke ecutshunguliwe yayingu-R500 000. 

### Ubunikazi
Abatshalizimali abakhulu e-Ozow bahlanganisa iKalon Venture Partners, Vunani Capital kanye neBuffshelfco 33 (Pty) Ltd.

## Amasevisi
Le nkampani inikeza abathengi izinsizakalo zamahhala zamakhadi lapho bethola khona ukufinyelela kuma-akhawunti abo besebenzisa ibhange le-inthanethi.I-Ozow isebenzisa isango lokukhokha ukuze inikeze amakhasimende izinkokhelo.Akukho ukubhaliswa okudingekayo futhi konke amakhasimende akudingayo iphrofayela yasebhange ye-inthanethi. Amakhasimende akhokha nge-Ozow akhokhela umthengisi kuphela.Azikho ezinye izinkokhelo. 

Azikho izimbuyiselo ezikhokhiswayo ezinkokhelweni.Abathengisi bathola izinkokhelo ngokuqondile ebhange lekhasimende noma kuma-akhawunti esikweletu.Amakhadi esikweletu awadingeki.Abathengisi futhi bathola izaziso zemisebenzi. 

Le nkampani ihlinzeka ngamabhizinisi e-inthanethi, ama- NGO kanye Nezinhlangano Ezingenzi Nzuzo ezisebenza ngaphansi kwesigidi sezigidi zamarandi ezinkokhelweni zanyanga zonke ezingabizi mali yokucubungula izinyanga eziyi-12. 

NgoSepthemba 2020 inkampani yakhulula i-Ozapp uhlelo lokusebenza lwewebhu oluvumela amakhasimende ane-akhawunti yasebhange noma indawo ye-e-Wallet ukuthi asebenze ngaphandle kwekhadi esebenzisa inkokhelo yekhodi ye-QR.Inkampani iphinde yakhipha i-Ozow PIN eyenza kube lula ukuthengiselana kwe-nEFT isebenzisa inqubo yokukhokha enezinyathelo ezine. 

## Ubuchwepheshe
U-Ozow uqinisekiswe yi-Thawte.I-Ozow ihlinzeka ngengqalasizinda yenethiwekhi yokucubungula izinkokhelo ze-inthanethi zabathengisi namakhasimende. 

## Ukulawula
U-Ozow ubhaliswe njengo-Systems Operator kanye Nomhlinzeki Wenkokhelo Ovela eceleni ne-Payments Association of South Africa (PASA).I-Ozow isebenzisa izindinganiso zokuphepha ze-PCI DSS kuplathifomu yayo ye-EFT ezenzakalelayo.NgoNovemba 2018, u-Ozow wamenywa emhlanganweni we-PASA EPC Risk Subcommittee, usihlalo wayo u-Vinu Thomas, ukuzodingida amazinga afanelekile angase ashaywe yi-PASA kanye ne- South African Reserve Bank (SARB) ukuze kuncishiswe ubungozi obuhlobene nokukhuhla isikrini.

I-PASA ihlonze u-Ozow njengomhlinzeki wesevisi we-EFT ozenzakalelayo lapho i-PASA ingakwazi ukusebenzelana naye ukuze yakhe izinqubo ezingcono kakhulu mayelana nalokhu.Umbono we-PASA wawuwukuthi amazinga e-PCI DSS angasetshenziswa njengesisekelo samazinga okuphepha ezikhungweni ezizibandakanya ekukhunjweni kwesikrini, ngezithuthukisi ezengeziwe ze-EFT-specific (ezokwaziwa nge-PCI DSS+). 

## Izixhumanisi zangaphandle

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