Absa

**I-Absa Group Limited** (ABGL) (phambilini eyayaziwa ngokuthi i- **Barclays Africa Group Limited** ), futhi ekuqaleni i-Amalgamated Banks yaseNingizimu Afrika, iyiqembu lezinsizakalo zezezimali ezizinze eNingizimu Afrika , elihlinzeka ngamabhange omuntu siqu nawebhizinisi, amakhadi esikweletu, amabhange ezinkampani kanye nokutshalwa kwezimali, ingcebo nokuphathwa kokutshalwa kwezimali., kanye nesiqiniseko sebhange. 

I-ABGL inamasheya amaningi emabhange ayi-11 atholakala eBotswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania (amabhizinisi amabili), Uganda naseZambia. Iqembu ligcina amahhovisi abamele eNamibia naseNigeria. 

Iphinde ibe nehhovisi lamazwe ngamazwe eLondon, elavulwa ngoSepthemba 2018.Ngo-2019, i-Absa Group yavula elinye ihhovisi lamazwe ngamazwe eNew York City.

## Umlando

I-Absa yasungulwa ngo-1991 ngokuhlanganiswa kwabahlinzeki bezinsizakalo zezezimali i-United Bank (South Africa), i-Allied Bank (iNingizimu Afrika), i- Volkskas Bank Group kanye nezithakazelo ezithile zeSage Group.Ngonyaka olandelayo, i-Absa yathola wonke amasheya eBankarp Group eyayihlanganisa iTrustbank, iSenbank neBankfin.Eminyakeni yokuqala yale nyunyana, ibhange ngalinye lalisebenza ngaphansi kwegama lalo.Ngo-1998, zahlanganiswa zaba uhlobo olulodwa.Ngemva konyaka, i-Absa yamukela umazisi omusha wenkampani futhi igama lashintshwa laba i-Absa Group Limited. 

NgoMeyi 2005, iBarclays Bank yase-United Kingdom yathenga amasheya angu-56.4% e-Absa. 

Ekuqaleni kuka-2007, ukuthengwa kwebhange iBarclays kwa-Absa kwagxekwa umphathi weBhange Lombuso laseNingizimu Afrika, uTito Mboweni, owathi "ubengakayiboni imihlomulo yokuphatha iBarclays ku-Absa". 

Ngo-2013, leli qembu lathola yonke imali ekhishiwe ye-Barclays Africa Limited futhi lakhipha ama-Candleation Shares ayi-129,540,636 ku-Barclays Africa Group Holdings Limited (inkampani engaphansi kwe-Barclays ephethwe ngokuphelele) ngaleyo ndlela kwenyusa ukuba namasheya kwe-Barclays plc kuya ku-62,3%.Ama-Cactionation Shares afakwe ohlwini lwe-JSE kusukela ekuqaleni ukuhweba zingama-31 kuJulayi 2013.Igama lishintsha lisuka ku-“ABSA Group Limited” liye ku-“Barclays Africa Group Limited” lamenyezelwa mhla zingama-22 kuNtulikazi wezi-2013, laqala ukusebenza mhla zi-2 kuNcwaba wezi-2013.

Ngo-2017, uMvikeli woMphakathi waseNingizimu Afrika, u- Busisiwe Mkhwebane, wathola ukuthi ukutakulwa kuka-R1.125 billion owatholwa yi-Bankorp Group eyandulela i-Absa phakathi kuka-1985 no-1992 eBhange loMbuso kwakungekho emthethweni, wabe esephakamisa ukuthi u-Absa uphoqwe ukubuyisela u-R2. 25 billion, okuyimali elingana nale mali.Umbiko wabekwa eceleni yiNkantolo eNkulu yasePitoli, ithole ukuthi "Umvikeli womphakathi akazange aziphathe ngendlela ebingalindelwa kumuntu osehhovisi lomvikeli womphakathi."Inkantolo uhlolwa ezinye izindleko icala *mathupha* emelene Mkhwebane ngenxa yokuziphatha kwakhe, umyalo wasisekela le Court of South Africa yoMthethosisekelo ngoJulayi 2019. 

NgoNdasa wezi-2018, iBarclays Africa yamemezela ukuthi igama leqembu lizobuyela ku-Absa Group Limited, kusukela mhla zingama-30 kuNhlaba wezi-2018.Inkampani yenze kabusha igama ngo-2018, okubandakanya ilogo entsha neziqubulo. 

## Uhlolojikelele nesakhiwo
Kusukela ngo-Okthoba 2019, ngokusho *kweClub of Mozambique*, i-Absa Group Limited yayinempahla engaphezu kwezigidigidi ezingama-91 zamaRandi.I-Barclays Bank Plc inamaphesenti angu-14.9 e-Absa Group Limited, amasheya ayo asohlwini lwe- JSE Limited.I-Absa Bank Kenya Plc kanye ne- Absa Bank Botswana Limited bayaqhubeka nokubalwa ezimakethe zabo zesitoko. 

## Abanikazi bamasheya abakhulu
Ngezansi kunabanikazi bamasheya abakhulu be-Absa Group abayi-10 kusukela mhla ziyi-15 kuMasingana wezi-2019: 

## Izinkampani ezingaphansi

* I-Absa Bank Limited (100%)
* I-Absa Financial Services Limited (100%)
* I-Absa Bank Botswana Limited (67.8%)
* I-Absa Bank Ghana Limited (100%)
* I-Absa Bank Kenya Plc (68.5%)
* I-Absa Bank Mauritius Limited (100%)
* Absa Bank Mozambique (98.1%) 
* I-Absa Bank Seychelles Limited (99.8%)
* I-Absa Bank Uganda Limited (100%)
* I-Absa Bank Zambia Plc (100%)
* I-National Bank of Commerce Limited (55%)
* I-Absa Bank Tanzania Limited (100%)

## Izingxabano

### Izindleko zebhange
I-Finweek Bank Charges Reports kusukela ngo-2008 kuya ku-2010 ithole ukuthi i-Absa Group Limited iyibhange elibiza kakhulu eNingizimu Afrika.Izinkokhelo ze-Pay-as-you-transact (PAYT) zikhuphuke ngo-82% kusukela ngo-2005 kuya ku-2010. 

Umbiko ka-2012, i-Finweek Bank Charges Report uklelise i-Gold Value Bundle yakwa-Absa njengenketho yephakheji eshibhe kunawo wonke phakathi kwamabhange amane aqhathaniswa.Lo mbiko uphinde waveza ukuthi uhlelo lwakwa-Absa lwe-PAYT lwehle ngo-25%, okushiya isithathu ngokushibhe kakhulu ezilinganisweni.