Banki ya Kigali

**Banki ya Kigali** ( **BK)** ni banki y'ubucuruzi mu Rwanda  Yahawe uruhushya na Banki nkuru y’u Rwanda . 

Aho iherereye

Icyicaro gikuru n’ishami rikuru rya banki biherereye kuri 6112 KN4 Avenue, mu Karere ka Nyarugenge, mu mujyi wa Kigali, umurwa mukuru n’umujyi munini mu Rwanda.  Imiterere ya geografiya yicyicaro gikuru cya banki ni: 01 ° 56'54.0 "S, 30 ° 03'35.0" E (Ubunini: -1.948333; Uburebure: 30.059722) 

## Incamake
Banki ya Kigali ni banki nini y’ubucuruzi mu Rwanda, ku mutungo wose. Kugeza ku ya 31 Ukuboza 2019, umutungo wose wa banki wari ufite agaciro ka miliyoni 11059 z'amadolari y'Amerika, ufite igitabo cy'inguzanyo ingana na miliyoni 735.8 z'amadolari, abakiriya babitsa miliyoni 697.4 z'amadolari naho abanyamigabane bangana na miliyoni 239.6. 

Ku ya 29 Nzeri 2017, Urutonde rw’inguzanyo ku isi rwemeje Banki ya Kigali Limited ku rwego rw’igihe kirekire n’igihe gito ku rwego rw’igihugu ku rwego rwa AA- (RW) na A1 + (RW); hamwe n'icyerekezo gihamye. 

Iyi banki yatsindiye ibihembo byinshi mu rwego mpuzamahanga ndetse no mu karere "Banki nziza mu Rwanda", harimo nka EuroMoney, The Banker, Global Finance Magazine, na EMEA Finance. 

## Amateka
Banki yashinzwe na Repubulika y'u Rwanda ku ya 22 Ukuboza 1966. Ku ikubitiro Banki ya Kigali yashinzwe nk'umushinga uhuriweho na Guverinoma y'u Rwanda na Belgolaise, buri wese afite 50 ku ijana by'imigabane isanzwe. Mu 1967, Banki yatangiye ibikorwa byayo nishami ryayo rya mbere i Kigali. 

Belgolaise yari ishami rya Banki ya Fortis (ubu itakiriho), ikorera muri Afurika yo munsi y'Ubutayu bwa Sahara ariko mu 2005 itangira kuva mu bikorwa byayo muri Afurika bijyanye n'ingamba za Fortis. Mu 2007, Leta y'u Rwanda yaguze imigabane ya Belgolaise muri Banki ya Kigali, bityo yongera imigabane yayo itaziguye  muri Banki igera ku 100% by'imigabane yose yatanzwe. Muri 2011, Banki yahinduye izina mu itegeko rishya ryerekeye amasosiyete kuva muri Banki ya Kigali SA ayita Banki ya Kigali Limited. 

Ku ya 21 Kamena 2011, Inama Ngishwanama ku Isoko ry’imari n’u Rwanda yemeje gahunda y’uko banki izagurisha 45% by’imigabane yayo kandi ikanashyira ku rutonde imigabane yayo ku Isoko ry’imigabane mu Rwanda (RSE), ibaye isosiyete ya kabiri mu gihugu yashyize ku rutonde rwa RSE mu madorari y'Abanyamerika 62.5. miliyoni yatangiriye kumugaragaro. Gucuruza mu migabane ya banki byatangiye ku ya 30 Kamena 2011. 

Ukuboza 2012, ibitangazamakuru byo mu karere byagaragaje ko banki yari hagati yo kwaguka mu bihugu bituranye na Uganda .  Muri Gashyantare 2013, banki yemeye icyemezo cyo gufungura ibiro muri Kenya .  Mu gihe kwagura akarere ari byo byashyizwe imbere mu gihe uwahoze ari umuyobozi mukuru, James Gatera, umusimbuye, Diane Karusisi, yatangaje ko icyo yibandaho ari ugukomeza gushora imizi muri banki mu rwego rwo kugira ngo harebwe icyakomeje kuba umubare munini w’abaturage badafite amabanki. Ubushakashatsi bwakozwe na FinScope ku bijyanye no kubona imari mu Rwanda, muri miliyoni 4 z'Abanyarwanda bakuze bafite serivisi z’imari yemewe, miliyoni 1.5 gusa ni zo zikuze cyangwa 26% ku ijana muri rusange, bakoresha amabanki, aho abantu barenga gato 60,600 bakuze muri miliyoni 1.5 bonyine kwishingikiriza kuri banki; abandi bafite ubundi buryo bwo hanze ya banki. 

Muri Gicurasi 2018, mu nama rusange ngarukamwaka ya banki, abanyamigabane bemeje gahunda yo guhuza urutonde rw’imigabane ya banki ku Isoko ry’imigabane rya Nairobi (NSE), nini mu muryango w’Afurika y’iburasirazuba . Biteganijwe ko urutonde rw’ibibazo ndetse n’uburenganzira buteganijwe, byombi biteganijwe mu gice cya kabiri cy’umwaka wa 2018, biteganijwe ko bizakusanya miliyoni 70 z’amadolari y’Amerika, bizoherezwa mu gushaka uburyo bushya bwa ICT bwatezimbere (miliyoni 20 $), abasigaye boherezwa mu nguzanyo gushyigikira imishinga remezo murugo.  Mu Ukwakira 2018, ku EastAfrican, a karere English rurimi ikinyamakuru cyavuze ko Banki ya Kigali yari yiteze ku rutonde ku Nairobi Stock Exchange ku 30 Ugushyingo 2018. 

## Umuyoboro w'ishami
Kugeza mu Kuboza 2018, banki yagumanye amashami 79 y'urusobekerane, imashini zikoresha amakarita yikoranabuhanga (ATM) hafi 100, abakozi bashinzwe amabanki barenga 1.427, amamodoka atandatu ya banki igendanwa kandi ikoresha abakozi barenga 1200.   

## Imiyoborere
Banki iyobowe n'inama y'ubutegetsi iyobowe na Perezida w'inama y'ubutegetsi, umwanya ufitwe na Marc Holtzman.  Ibikorwa bya buri munsi bya banki biyoborwa nitsinda ryabantu batandatu bayobora bayobowe numuyobozi mukuru, Dr Diane Karusisi.

## Umugabane
Imigabane yo kwisoko ry'Imari yisosiyete ifitemo banki, *Banki ya Kigali Group Plc*, yashyizwe cyane cyane ku Isoko ry’imigabane mu Rwanda kandi yashyizwe ku rutonde rw’imigabane ya Nairobi .  As of December 2019  , Ku mutungo wa banki stock ahagarara bavugwa mu mbonerahamwe ikurikira: 

* Icyitonderwa: Igiteranyo gishobora kuzima gato kubera kuzenguruka.

## Reba kandi

* Urutonde rwa banki mu Rwanda
* Ubukungu bw'u Rwanda

## Ihuza ryo hanze

* Urubuga rwa banki ya Kigali
* "Banki ya Kigali irateganya kwagura akarere"