Vuga Ltd

Vuga Ltd ni  isosiyete yo mu Rwanda, itanga ni serivisi yo kwambukiranya imipaka ya **VugaPay**. Iremera ubucuruzi n’abakoresha kohereza amafaranga muri sisitemu nini yo kwishyura, harimo imiyoboro y'amakarita yinguzanyo, amafaranga ya terefone igendanwa na Bitcoin ukoresheje porogaramu yabigenewe, porogaramu y’inyongera , porogaramu ya terefone igendanwa, cyangwa interineti. Yatunganije ibicuruzwa bisaga miliyoni 5 muri 2016. Kuva mu Kuboza 2016, VugaPay itanga ubwishyu bwihuse kuri 40 n’itumanaho rya terefone zigendanwa / zitwara abantu nko Rwanda, Kenya, Uganda, Nigeri, Malawi, Repubulika Iharanira Demokarasi ya Kongo, Gana, Tanzaniya na Zambiya.  

## Serivisi

VugaPay ni serivisi yo kwishyurana yambukiranya imishinga ituma ubucuruzi n’abakoresha byohereza amafaranga muri sisitemu nkuru yo kwishyura. Irakurikiza uburyo bwubucuruzi busa kuri PayPal . VugaPay yisobanura nka umufuka wa digitale . Abakoresha biyandikisha kandi bashiraho konti batanga amakuru yibanze namakuru ya konti ya banki ukoresheje porogaramu zabo zigendanwa, USSD kuri terefone ziranga cyangwa kurubuga rwa VugaPay kandi bashobora kubona abandi bakoze konti. Inshuti n'abakira ibicuruzwa murashobora kubisanga mukoresheje nimero ya terefone, izina rya VugaPay, cyangwa imeri.

Abakoresha bafite impagarike ya Vuga Pay ikoreshwa m'ubikorwa byabo . Barashobora guhuza amafaranga yabo agendanwa, bitcoin, konte ya banki ya PayPal, amakarita yo kubikuza, cyangwa amakarita y'inguzanyo kuri konti yabo ya VugaPay. Kwishura amafaranga ya mobile ni ubuntu, ariko amakarita yinguzanyo, bitcoin, PayPal na konti za banki bifite amafaranga 3% kuri buri gikorwa.  Niba umukoresha adafite amafaranga ahagije kuri VugaPay ubwayo mugihe akora transaction, izahita ikuramo amafaranga yinyongera mu mafaranga ya mobile, konte ya banki cyangwa ikarita.

## Amateka

Vuga Pay yashinzwe n'abavandimwe babiri bo mu Rwanda, Patrick Muhire na Cedrick Muhoza. Nyuma y'imyaka mike yo kureba M pesa ihinduka kuva kuri platifomu ntoya yimurwa igahinduka igisubizo cyuzuye cyo kwishyura, Patrick yibajije uko bishobora kumera niba byarahinduwe kuva hasi; gusa ku bihugu byose. Nk’uko Patrick abitangaza ngo igitekerezo cya Vuga Pay cyatangiye igihe Patrick yashakaga kohereza amafaranga ku mukoresha wa terefone igendanwa ku yindi.  Igikorwa cyo kohereza amafaranga kumukoresha umwe wa terefone igendanwa kurindi cyari ikibazo, nuko batangira gukora muburyo bwo kohereza amafaranga mubakoresha imiyoboro yose igendanwa, imikoranire y'amafaranga agendanwa. Porotipire yabo yumwimerere yohereje amafaranga binyuze muri MTN, TIGO, AIRTEL mu Rwanda, ariko amaherezo bava mu Rwanda bajya muri Afurika y'uburasirazuba bwose, bahuza itumanaho muri utwo turere. Iyi porogaramu yagiye ahagaragara mu nama yo muri Transform Africa 2015 ya TAS yabereye i Kigali . 

Ku ikubitiro, VugaPay yari ishingiye ku mafaranga agendanwa. Ihererekanyabubasha rya VugaPay rifatwa nkigisambo binyuze mubitwara amafaranga kandi birashobora gukorwa kubitwara byose hamwe na serivisi zamafaranga. Iyimurwa ryihuse, hamwe numubare munini wabatwara baturutse muri Afrika. Afurika y'Iburasirazuba ivuga ko amayeri amwe n'amwe akoreshwa kuri sisitemu y'amafaranga agendanwa no mu zindi serivisi. 

Mu mpera zo muri  2016, Timothy C. Draper yashoye ishoramari rye rya kabiri muri Afurika muri VugaPay. Nyuma VugaPay yazanye isoko ifunguye amafaranga mobile api, kubacuruzi bazemera amafaranga ya mobile nkubwishyu.   

## Reba kandi

* Kwishura kuri terefone
* amafaranga ya mobile
* M-pesa
* Bitcoin
* Kwishura

## Reba

## Ihuza ryo hanze