open-index/open-wikipedia-markdown huggingface dataset:
Access Bank Rwanda

**Access Bank Rwanda** ni banki y'ubucuruzi mu Rwanda . Ni mwe muri banki z'ubucuruzi zemewe na Banki nkuru y'u Rwanda, umuyobozi wa banki y'igihugu. 

## Incamake
Banki ni ikigo cyimari giciriritse mu Rwanda. Nk’uko urubuga rwayo rubitangaza, ni banki ya kane mu bunini mu bucuruzi mu gihugu, ishingiye ku mutungo.  Guhera mu Kuboza 2011, banki yari ifite miliyoni 83.4 z'amadolari y'Amerika ( miliyoni 55.8 z'amafaranga y'u Rwanda), abanyamigabane bangana na  miliyoni 9.72 z'amadolari y'Amerika (miliyoni 6.65 z'amafaranga y'u Rwanda ).

## Amateka
Access Bank (Rwanda) PLC ni banki yubucuruzi ikorera mu Rwanda. Banki yatangijwe ku mugaragaro muri Mutarama 2009 nyuma yo kuzuza ibisabwa byose.

Yahoze ari BANCOR SA Rwanda kandi yashinzwe mu 1995 n'abashoramari b'abanyamahanga, banki yavuguruwe mu 2001 nyuma yo kwigarurira abashoramari bigenga bo mu Rwanda ndetse no muri Afurika y'Epfo.  Amaze gutangira ibikorwa muri Kigali, Banki imaze kwagura ibikorwa byayo yongerera umuyoboro wa Nyabugogo, Rubavu na Rusizi.

Access Bank Plc, imwe muri banki nini muri Nijeriya,  yaguze BANCOR SA kumugaragaro nyuma yo kubona imigabane 75%.

## Injira Itsinda rya Banki
Access Bank Rwanda ni umunyamuryango wa Access Bank Group, ikigo cya gatandatu gitanga serivisi z’imari muri Nijeriya, gishingiye ku mutungo.  Andi masosiyete y'abanyamuryango b'itsinda arimo:

* Kwinjira muri banki plc - Nijeriya
* Banki ya Omnifinance - Coryte d'Ivoire 
* Banque Privée du Congo - Repubulika Iharanira Demokarasi ya Kongo 
* Kwinjira muri Rwanda - u Rwanda 
* Shikira Banki Siyera Lewone - Siyera Lewone
* Shikira Banki Gambiya - Gambiya 
* Shikira Banki Ubwongereza - Ubwongereza
* Kwinjira muri Banki Zambiya - Zambiya
* Finbank Burundi - Burundi 
* Banki mpuzamahanga - Kenya 

## Nyirubwite
Ububiko bwa banki bufitwe n’ibigo bikurikira n’abikorera ku giti cyabo: 

## Shikira Banki Rwanda - Umuyoboro w'ishami
Kuva muri Mata 2022, banki ikora amashami ahantu hakurikira: 

* Kwinjira muri Banki nkuru yu Rwanda - KN4 Ave, Igorofa ya 3- Inyubako ya KIC ( *Yahoze yitwa UTC Inyubako* ), Kigali Rwanda
* Ishami rya Remera - Remera, Kigali, u Rwanda
* Nyabugogo - Nyarugenge, Kigali, Rwanda
* Rubavu - Akarere ka Rubavu
* Musanze- Akarere ka Musanze
* Rusizi - Akarere ka Rusizi
* Ishami rya CHIC - Kigali, u Rwanda
* Sitasiyo ya KICUKIRO / Mt. Meru - Kigali, u Rwanda

## Reba

## Ihuza ryo hanze

* Ubukungu bw'u Rwanda
* Urutonde rwa banki mu Rwanda
* Kwinjira muri banki u Rwanda rwagura umuyoboro wishami
* e Urutonde rwimari kuri Access Bank (Nigeriya)
KCB Bank Rwanda

**Banki ya KCB u Rwanda** yari banki yubucuruzi mu Rwanda n’ishami rya KCB Group yo muri Kenya. Yari imwe muri banki zemewe na Banki nkuru y’u Rwanda, mu bugenzuzi w’amabanki mu gihugu. 

Kugeza muri Kamena 2015, KCB yu Rwanda rwatanze serivisi ziciriritse zitanga serivisi z’imari, aho umutungo wose ugera kuri miliyoni 190.2 z'amadolari y'Amerika (RWF: miliyari 140 z'amafaranga y'u Rwanda) hamwe n’imigabane y’abanyamigabane ingana na miliyoni 16.3 z'amadolari y'Amerika ( miliyari 12 amafaranga y'u Rwanda). 

## Amateka
Ukuboza 2008, u Rwanda RC rwatangiye serivisi z’amabanki i Kigali, nyuma y’uruhush

ya rwatanzwe na Banki nkuru y’u Rwanda . Kuva icyo gihe, banki yafunguye amashami cumi n'ane (14) mu gihugu.  KCB u Rwanda ni ishami rya 100% ryitsinda rya KCB .

Nyuma yo kubona BPR n'itsinda rya KCB,  U Rwanda Rwanda rwahujwe na *Banque Populaire du Rwanda* rushinga Banki ya BPR Rwanda Plc, bituma iba banki ya kabiri mu gihugu. 

## Umuyoboro w'ishami
Kuva mu Gushyingo 2015 kuvugurura, KCB u Rwanda rufite amashami cumi n'ane (14) mu gihugu hose. Mu bibanza banki ikoreramo amashami harimo ibi bikurikira .

# Ishami rikuru - Avenue de la Paix, Kigali
# Ishami rya Kimironko - Kimironko, Kigali
# Ishami rya Nyabugogo - Nyabugogo, Kigali
# Ishami rya Remera - Remera, Kigali
# Ishami rya Gisozi - Gisozi, Kigali
# Tropical Plaza Ishami - Umujyi rwagati, Kigali
# Ishami rya Musanze - Musanze
# Rubavu Ishami - Rubavu
# Ishami rya Muhanga - Muhanga
# Huye Ishami - Huye
# Ishami rya Rusizi - Rusizi
# Ishami rya Kayonza- Kayonza
# Ishami rya Nyarutarama - Centre ya MTN, Nyarutarama, Kigali

## Reba kandi

* Urutonde rwa banki mu Rwanda
* Itsinda rya KCB
* Banki y'Ubucuruzi ya Kenya
* KCB Sudani
* KCB Tanzaniya
* KCB Uganda

## Reba
Zigama CSS

**Banki y'inguzanyo no kuzigama Zigama** ( **ZCSB** ), ni banki iciriritse mu Rwanda. Banki ni kimwe mu bigo by'imari byemewe na Banki nkuru y'u Rwanda, umuyobozi wa banki y'igihugu. 

## Amateka
ZCSB yashinzwe muri 1997 yitwa **Zigama Credit & Savings Society** (ZCSS), nanone yitwa **Zigama CSS**, ifite inshingano nyamukuru yo gukorera imibereho myiza y’imiryango y’abasirikare b’u Rwanda.  Mu mwaka wa 2011, ikigo cyabonye uruhushya rw’amabanki y’ubucuruzi kandi rusubira ku izina ryarwo.  Kuva yashingwa, banki ya koperative yemeye kuba umunyamuryango wa Polisi y’u Rwanda n’Urwego rushinzwe amagereza. 

## Incamake
Banki ni banki ya koperative yemewe, ikorera abanyamuryango bayo mu Rwanda.  As of December 2012  , igiteranyo cy'umutungo wose w'ikigo cyari hejuru ya miliyoni 143 z'amadolari y'Amerika (miliyari 90 z'amafaranga y'u Rwanda). 

## Nyirubwite
Kuva mu Kuboza 2011, imigabane irambuye mu bubiko bwa Zigama Credit na Banki yo kuzigama ntabwo izwi ku mugaragaro. Banki ifite ubwinshi kandi ikayoborwa n’abagize ingabo z’u Rwanda.

## Umuyoboro w'ishami
Kuva mu Kuboza 2011, ZCSB ikomeza amashami ahantu hakurikira: 

# **Ishami rikuru** - Kimihurura, Kigali
# Ishami rya Nyarugenge - Nyarugenge, Kigali
# Ishami rya Kacyiru - Kacyiru, Kigali
# Ishami rya Kanombe - Kanombe, Kigali
# Ishami rya Kibungo - Kibungo, Akarere ka Ngoma
# Ishami rya Butare - Butare, Akarere ka Huye
# Ishami rya Ruhengeri - Ruhengeri, Akarere ka Musanze
# Ishami rya Cyangugu - Cyangugu, Akarere ka Rusizi
# Ishami rya Gisenyi - Gisenyi, Akarere ka Rubavu
# Ishami rya Byumba - Byumba, Akarere ka Gicumbi
# Ishami rya Kibuye - Kibuye, Akarere ka Karongi
# Ishami rya Nyagatare - Nyagatare, Akarere ka Nyagatare
# Ishami rya Gitarama - Gitarama, Akarere ka Muhanga

## Reba kandi

* Urutonde rwa banki mu Rwanda
* Ubukungu bw'u Rwanda

## Reba

## Ihuza ryo hanze

* Official website
* Website of National Bank of Rwanda
Banki ya Unguka

**Unguka Bank Plc (UB)**, bakunze kwita **Banki ya Unguka**, ni banki ifite Imari iciriritse mu Rwanda . Ni imwe muri banki zemewe na Banki nkuru y’u Rwanda, umugenzuzi w’amabanki mu gihugu. 

## Incamake
Kugeza muri Kamena 2012, UBL yari itanga serivisi ntoya y’imari ariko ikura, ifite agaciro k’umutungo hamwe n’imigabane y’abanyamigabane ntabwo byari bizwi muri iki gihe. Icyo gihe, banki yari ifite abanyamigabane 556 n'amashami 14.

## Amateka

Ikigo cyashinzwe mu 2005, nka Unguka Microfinance Limited,  n’abashoramari 215 bafite imari shingiro y’amadolari ya Amerika agera 538.400 ( RWF agera  miliyoni 321.1). Muri 2008, ibikorwa bya banki byakozwe mu buryo bwikora.  Mu mwaka wa 2012, ikigo cyahindutse banki iciriritse, nyuma yo gutanga uruhushya rwa banki iciriritse na banki y'igihugu y'u Rwanda. Banki yahinduwe nka Unguka Bank Limited. 

## Nyirubwite
Umugabane wa Banki ya Uguka ufite abikorera ku giti cyabo n’abashoramari ku giti cyabo. Muri iki gihe, imigabane irambuye muri banki ntabwo izwi ku mugaragaro. 35% by'imigabane ni iy'icyaro Impulse Fund II. 

## Reba kandi

* Urutonde rwa banki mu Rwanda
* Ubukungu bw'u Rwanda

## Reba

## Ihuza ryo hanze

* Official website
Banki y'Afurika Rwanda Limited

**Banki y'Afurika Rwanda Limited** cyangwa **BOA Rwanda**, yahoze yitwa **Agaseke Bank**, ni banki yubucuruzi mu Rwanda . Banki ni imwe muri banki zemewe muri Repubulika y'u Rwanda.  Banki niterambere ritanga serivise yimari mu Rwanda. Kugeza mu Kuboza 2012, umutungo wacyo wose wari ufite agaciro ka miliyoni 14.6 z'amadolari y'Amerika ( miliyari 9.2 z'amafaranga y'u Rwanda). 

## Amateka
BOA Rwanda yashinzwe mu Gushyingo 2003 nka Centre Financier aux Rwiyemezamirimo Agaseke ( **CFE SA Agaseke** ) hagamijwe gutanga serivisi z’imari ku bucuruzi buciriritse n'ibiciriritse. Ku ya 14 Ukuboza 2010, abanyamigabane bafashe icyemezo cyo guhindura CFE SA Agaseke muri banki iciriritse maze bafata izina rya **Agaseke Bank** . Banki yahawe uruhushya rwa banki na Banki nkuru y’u Rwanda, umugenzuzi w’amabanki mu gihugu, mu 2011, itangira serivisi z’amabanki y’ubucuruzi muri uwo mwaka. 

Ku ya 15 Ukwakira 2015, Itsinda rya Banki ya Afurika ryatangaje ko riguze imigabane 90% muri Banki ya Agaseke.  Ibi byatumye Agaske Bank ihindura izina yitwa Banki ya Afrika Rwanda Limited ihinduka banki yubucuruzi. 

## Ownership
Umugabane wa banki ufite abikorera ku giti cyabo n'abashoramari ku giti cyabo. As of December 2015  , imigabane muri banki nkuko bigaragara mu mbonerahamwe ikurikira: 

## Amashami
Kuva muri Kanama 2017, banki yakomeje amashami akurikira.  

(1) **Main Branch**, Ground Floor, Chic Complex Nyarugege, Kigali (2) Ishami rya Kayonza (3) Ishami rya Gizozi, Inzu ya Umukindo, Kigali (4) Ishami rya Muhanga (5) Ishami rya Rusizi (6) Ishami rya Rubavu (7) Ishami rya Musanze (8) Ishami rya Huye (8) 9) Ishami rya Nyabugogo (10) Ishami rya Remera (10) Ishami rya Gikondo (11) Ishami rya Kamironko (12) Ishami rya Nyarugege, Inzu ya KIC, Kigali (12) Soras Outlet, Umuhanda wa Kakuyu, Kigali na (13) Ishami rya Kabuga .

## Reba kandi
 

* Urutonde rwa banki mu Rwanda
* Ubukungu bw'u Rwanda
* Itsinda rya Banki ya Afurika
* Banki ya Afrika Kenya Limited
* Banki ya Afrika Uganda Limited
* Banki ya Afrika Ghana Limited

## Reba

## Ihuza ryo hanze

* Abashoramari bo muri Maroc babona isoko ryu Rwanda binyuze mu bigo byaho
* Urubuga rwa Banki nkuru yigihugu yu Rwanda
Ubukerarugendo muri Lesotho

**Ubukerarugendo muri Lesotho** ni inganda zirigukura mu gihugu.

Mu mwaka wa 2013, ingendo n'ubukerarugendo byatanze hafi 5.5% by'umusaruro mbumbe w'igihugu (GDP) muri Lesotho, biteganijwe ko uyu mubare uziyongera kugera kuri 6.1% by'umusaruro mbumbe w'igihugu (GDP) mu mwaka wa 2024.  Aka gace kubukerarugendo kahaye akazi abakozi 25,000 mu mwaka wa 2013, 4.6% by'imirimo yose y'igihugu. 

Abatuye Afurika y'Epfo, bakikije Lesotho, barenga 90 ku ijana by'abasura iki gihugu. Ingendo nyinshi nugusura inshuti n'imiryango.

Ibikorwa bitandukanye byo hanze bikorwa mu buryo bwo kwidagadura buzwi cyane kubakerarugendo mu gihugu. Imisozi ikurura ba mukerarugendo mu kuzamuka imisozi bayitemberaho, gukora ingendo zakure no gusiganwa ku binyabiziga byabugenewe, ndetse no gukoresha inzira enye zifite ibiziga bine . Ikibuga cyo gukoreraho ayo masiganwa cyitwa Afriski gikora mu mezi y'itumba.

Ahantu hakunda gukoreshwa cyane mukwinjira muri Lesotho harimo ikibuga cy'indege mpuzamahanga cya Moshoeshoe hamwe n’umupaka wambukiranya imipaka ya Maseru na Maputsoe . 

Ubukerarugendo mu gihugu bugenzurwa na Minisiteri y'Ubukerarugendo, Ibidukikije n'umuco, ikorera mu murwa mukuru wa Maseru.

## Amashakiro

* Lesotho travel guide from Wikivoyage
Ubukerarugendo muri Liberiya

**Ubukerarugendo** ni bumwe mubintu bigize agace gato k'ubukungu bw'igihugu cya **Liberiya** . Mu bihe byatambutse, ba mukerarugendo benshi basuye Liberiya, abenshi baturutse muri Leta Zunze Ubumwe z’Amerika. Mu bukungu bwa Liberiya, harimo n’inganda z’ubukerarugendo, zangijwe cyane n’intambara y’abenegihugu muri iki gihugu, kandi yatangiye gufata ingamba zo gutangiza ishyirahamwe ry’ubukerarugendo muri iki gihugu. Amacumbi arahari kuri ba mukerarugendo, kimwe n'ibikorwa remezo byo gutwara abantu muri Liberiya.   Ikintu cyiza cyane kiri hejuru ni Robertsport . 

## Amashakiro
Anna Phosa

Anna Phosa ni umworozi w'ingurube watsinze muri Afurika umwe mubatanga ingurube nini muri Afrika yepfo. Yatangiye ubucuruzi bw'ingurube mu 2004 kandi yakoresheje amadorari 100 gusa yo kuzigama. Nubwo yatangiriye ku ngurube enye, isosiyete ye yagiye mu bihugu byi nshi byo ku mugabane wa Afurika, bituma aba umwe muri ba rwiyemezamirimo bakomeye ku mugabane wa Afurika.Ni umwe mu bahinzi borozi b'ingurube b'abirabura mu gihugu. Yatangiye Dreamland Piggery & Abbatoir mu gace ka Vaal, Amajyepfo ya Johannesburg mu 2004.

## Indanganturo
Sibongile Sambo

**Sibongile Sambo** (yavutse 1974 i Bushbuckridge) ni umuyobozi w'indege zo muri Afurika y'Epfo. Yashinze SRS Aviation. Sambo yashyizwe ku rutonde rwa "Abakobwa 20 b'ingufu muri Afurika 2013"

## Ubuzima
Yarangije muri kaminuza ya Zululand.

Sambo ntabwo yashoboye kuba umukozi windege hamwe na South African Airways. Mu 2004, yatsindiye amasezerano ya guverinoma y'Afurika y'Epfo.Yashinze SRS Aviation, itanga serivisi zo gukodesha indege na kajugujugu, amasezerano y’imizigo yo mu kirere, kohereza ba mukerarugendo, umutekano w’ikirere rusange, kwimura abaganga n’izindi serivisi za aero. SRS Aviation n’isosiyete ya mbere y’abirabura y’abirabura ifite indege muri Afurika yepfo.

Muri Gashyantare 2020, Sambo yatanze ubuhamya imbere ya komisiyo ishinzwe iperereza ya Zondo ku ifatwa rya leta i Parktown, Johannesburg, mu rwego rwo gukora iperereza ku micungire y’indege za Afurika yepfo.

## Indanganturo
Salwa Idrissi Akhannouch

Salwa Idrissi Akhannouch ni umucuruzi na rwiyemezamirimo. Niwe washinze akaba na perezida wa none wa Aksal Holding, isosiyete yo muri Maroc izobereye mu gucuruza, kwisiga, ibicuruzwa byiza ndetse n’amasoko. Kugeza ubu, afite izina rya Madamu wa Perezida wa Maroc (de facto gusa, kubera ko Maroc imaze kugira Umwamikazi Consort). Muri 2017, OZY yiswe "Umutegarugori ukomeye muri Maroc w’ibicuruzwa byiza" na OZY.

## Indanganturo
Banki Crane Rwanda

**Banki Crane  Rwanda** yari banki y'ubucuruzi ikorera mu Rwanda, yemewe na Banki nkuru y’u Rwanda,  nk’umuyobozi ushinzwe amabanki y’igihugu.  Muri Kamena 2017, Banki y’ubucuruzi y'afurika yashyize umukono ku masezerano yo kugura umutungo muri Banki ya Crane y’u Rwanda, mu gihe hagitegerejwe ko byemezwa n’amabwiriza. 

Banki yatangiye gukora ku wa mbere 30 Kamena 2014, imaze kubona uruhushya rwa banki rutagira umupaka muri NBR, umwaka umwe mbere. Ikigereranyo cy’agaciro k’umutungo w’ikigo mu Kuboza 2014 cyari hafi miliyoni 13.7 z’amadolari y’Amerika, aho abanyamigabane bangana na miliyoni 8.6 US z'amadolari y'amerika. Igipimo cy’ivunjisha ryemewe ku ya 31 Ukuboza 2014 cyari USh 2.778 = n'idolari rimwe 1.00.

## Ownership

Banki Crane yu Rwanda yari ishami rya 100% rya Banki yu Crane , yari banki ya 3 nini y’ubucuruzi muri Uganda, banki nini y’ubucuruzi gakondo mu gihugu, ifite umutungo wa miliyoni 620 z’amadolari y’Amerika mu Kuboza 2014.

Muri Gicurasi 2017, ikigo cy’imari iciriritse CBA Rwanda, cyatangaje ku mugaragaro umugambi wo kugura Crane Bank Rwanda, banki y’ubucuruzi, isosiyete y’ababyeyi muri Uganda yari yagurishijwe kandi abaguzi b’ababyeyi ntibifuzaga kugumana ishami ry’u Rwanda.  Ku ya 15 Kamena 2017 Itsinda rya CBA ryasinyanye amasezerano yo kugurisha no kugura na Banki ya DFCU, ba nyiri Crane Banki yu Rwanda. Kugura byasabye kwemererwa n'amategeko mu Rwanda, Kenya na Uganda. 

## Sale and acquisition
Muri Gashyantare 2018, nyuma yo kwemezwa na Banki nkuru y’u Rwanda, Banki Nkuru ya Kenya na Banki ya Uganda, Itsinda rya CBA ryigaruriye u Rwanda rwa Crane. Umutungo hamwe ninshingano byabonye, ​​harimo amashami atatu akorera muri Kigali, biteganijwe ko bizahuzwa nibikorwa bisanzwe by’imari iciriritse ya CBA Rwanda.

## Itsinda Ruparelia
Crane Bank u Rwanda yari umunyamuryango wa Groupe Ruparelia, ihuriro rikorera muri Uganda, ryarimo banki, amasosiyete y’ubwishingizi, ibiro by’ivunjisha, amashuri, amaradiyo, kaminuza, amahoteri na resitora. Mu Kwakira 2016, Banki ya Uganda yafashe ubuyobozi bwa Crane Bank n’ibigo biyishamikiyeho, kubera igishoro gike. Muri Mutarama 2017, Banki ya DFCU yaguze umutungo n'imyenda bya Crane Bank.  Crane Bank Rwanda yagurishijwe muri Banki yubucuruzi ya Afrika Group muri Gashyantare 2018. 

## Amashami
kuva muri Nyakanga 2015,  CBR ikomeza amashami akurikira.

# **Ishami rikuru** - 10249 Ville De Kigali, Nyarugenge, Muhima, Kigali
# Ishami rya La Bonne Adresse -5447 Inyubako ya Adresse La Bonne, 76 Avenue de la Revolution, Kigali.

## Reba kandi
 

## Reba

## Ihuza ryo hanze

* Urubuga rwa Banki nkuru yigihugu yu Rwanda
* Irushanwa Rikomeye Nkuko Banki Nkuru ya Uganda Yimukiye Mubice byisoko ryu Rwanda
Banki y'Iterambere rya Afurika y'Iburasirazuba

**Banki y'Iterambere ry'Afurika y'Iburasirazuba** (EADB) ni ikigo cy'imari cy'iterambere kigamije guteza imbere iterambere mu bihugu bigize Umuryango w'Afurika y'Iburasirazuba . 

## Incamake
EADB ifite uruhare runini mu nguzanyo, kujyinama, n'abafatanyabikorwa mu iterambere. Banki itanga ibicuruzwa na serivisi bitandukanye bijyanye n'iterambere ry'akarere. Banki ifite uburambe, gutera inkunga imari, abakozi, n'ubumenyi bukenewe mu karere. nku mu Ukuboza 2017  Umutungo wose w’ikigo wari ufite agaciro ka miliyoni 390.411 z'amadolari y'amerika, hamwe n’abanyamigabane bangana na miliyoni 261.36 z'amadolari y'amerika .

## Amateka
EADB yashinzwe muri 1967 hashingiwe ku masezerano y’ubufatanye bwa Afurika y’iburasirazuba icyo gihe hagati ya Kenya, Tanzaniya, na Uganda. Nyuma y’isenyuka ry’umuryango wa mbere w’Afurika y’iburasirazuba (EAC) mu 1977, banki yongeye gushingwa hashingiwe ku masezerano yayo bwite mu 1980. Mu mwaka wa 2008, nyuma y’uko u Burundi n’u Rwanda byinjira muri EAC nshya, u Rwanda rwasabye kandi rwinjira muri EADB.  Mu gitabo gishya, hasuzumwe uruhare rwa manda na manda bya banki kandi ibikorwa byayo byaragutse. Mu rwego rwo kwagura ibikorwa byayo, banki itanga serivisi zitandukanye z’imari mu bihugu bigize uyu muryango. Intego nyamukuru yaryo ni ugushimangira iterambere ryimibereho nubukungu no kwishyira hamwe kwakarere. 

## Nyirubwite
Ifite Uburenganzira bwa EADB guhera mu Kuboza 2013 burambuye mu mbonerahamwe ikurikira.  

Kugeza mu Kuboza 2013, imigabane y’abanyamigabane ya banki igera kuri miliyoni 166.03 z'amadolari y'amerika. Muri Mutarama 2013, Banki Nyafurika itsura amajyambere yinjije miliyoni 24 z'amadolari ya Amerika muri EADB mu buryo bushya, bituma imigabane yayo igera kuri 15 ku ijana.

## Ibihembo
Mu Gushyingo 2014, Ishyirahamwe ry’ibigo by’imari by’iterambere ry’Afurika ryashyize ku mwanya wa EADB, "ikigo cy’imari cy’iterambere ry’imikorere myiza muri Afurika" mu mwaka wa kabiri wikurikiranya, hamwe na AA. Banki yashyizwe ku mwanya mwiza mu bigo 33 byatanze isuzuma. 

## Imiterere ya banki
Imiterere ya EADB igizwe n'ibi bikurikira;

* Inama Nyobozi
* Akanama Ngishwanama
* Inama y'Ubuyobozi
* Itsinda ry'Ubuyobozi

Ibisobanuro birambuye kumiterere ya EADB bigaragazwa kurubuga rwa banki. 

## Umuyoboro w'ishami
Icyicaro gikuru cya banki giherereye mu murwa mukuru wa Uganda, Kampala . Kuva muri Kamena 2014, EADB yari ifite andi mashami atatu, rimwe rimwe mu murwa mukuru wa Afurika y'Iburasirazuba wa Nairobi, Kigali, na Dar-es-Salaam . Ishami rizashingwa i Bujumbura akimara kwinjira mu banki. 

## Reba kandi

* Banki y'Isi
* Banki ya PTA
* Banki ishinzwe iterambere mu Rwanda
* Banki ishinzwe iterambere muri Uganda

## Reba

## Ihuza ryo hanze
Banki NCBA Rwanda

**Banki NCBA yu Rwanda**, yahoze ari Banki y’ubucuruzi ya Afurika (mu Rwanda), ni banki y’ubucuruzi iri mu Rwanda .  Banki NCBA Rwanda ni imwe mu mashami ya banki ya Kenya yo gutangiza ibikorwa mu Rwanda.  Iyi banki ni ishami rya NCBA Group Plc ku isi, akaba ari itsinda rya serivisi z’imari rifite icyicaro i Nairobi, muri Kenya, rifite amashami muri Kenya, u Rwanda, Tanzaniya, Uganda na Kote divuwari . 

## Incamake
Kugeza ku ya 30 Nzeri 2019, umutungo wose wa banki wari ufite agaciro ka  miliyari 30.23 z'amafaranga y'u Rwanda (miliyoni 32.44 z'amadolari y'amerika), hamwe n’abanyamigabane bangana na miliyari 7.015 z'amafaranga y'u Rwanda (miliyoni 7.53 z'amadolari y'amerika). 

## Amateka
Mu Gushyingo 2015, Itsinda rya CBA, ikigo kinini cya Kenya gitanga serivisi z’imari y’abikorera ku giti cyabo cyatangaje ku mugaragaro ko bifuza kwinjira ku isoko ry’u Rwanda.  Itsinda ryasabye uruhushya rwa banki kubuyobozi bwu Rwanda. 

Ukuboza 2016, Banki nkuru y’u Rwanda yahaye CBA u Rwanda uruhushya rw’imari iciriritse.   Muri Gicurasi 2017, ikigo cy’imari iciriritse CBA Rwanda, cyatangaje ku mugaragaro umugambi wo kugura Crane Bank Rwanda, banki y’ubucuruzi, isosiyete y’ababyeyi muri Uganda yari yagurishijwe kandi abaguzi b’ababyeyi ntibifuzaga kugumana ishami ry’u Rwanda.  Ku ya 15 Kamena 2017 Itsinda rya CBA ryasinyanye amasezerano yo kugurisha no kugura na Banki ya DFCU, ba nyiri Crane Bank u Rwanda. Kugura byasabye kwemererwa n'amategeko mu Rwanda, Kenya na Uganda. 

## Imiterere ya banki yubucuruzi
Ku wa mbere, 21 Gashyantare 2018, EastAfrican yatangaje ko ibyemezo bya ngombwa byo kugura Crane Bank u Rwanda byakiriwe na Banki ya Uganda, Banki Nkuru ya Kenya na Banki nkuru y’u Rwanda . Biteganijwe ko umutungo n’umwenda byabonye, harimo amashami abiri akorera muri Kigali, biteganijwe ko bizahuzwa n’ibikorwa by’imari iciriritse biriho mu Rwanda.  Ku ya 19 Werurwe 2018, amashami yavuguruwe ya Crane Bank Rwanda, yafunguwe nka CBA Bank Rwanda, banki y’ubucuruzi.  

## Guhuriza hamwe
Muri Nzeri 2019, Banki y’Ubucuruzi ya Afurika Itsinda, isosiyete nkuru ya Banki y’ubucuruzi ya Afurika (u Rwanda), yemerewe na banki nkuru ya Kenya na Minisiteri y’imari ya Kenya, kugira ngo ihuze n’itsinda rya banki NIC, guhera 1 Ukwakira 2019. Biteganijwe ko iyi banki izongera kuranga **Banki y'u Rwanda ya NCBA**, byemejwe na Banki nkuru y’u Rwanda.   Ku ya 13 Mutarama 2020, Banki nkuru y’igihugu ya NCBA yahawe uruhushya rushya rw’amabanki y’ubucuruzi na Banki nkuru y’u Rwanda.  

## Amashami

# Ishami rya Nyarugenge: 10249 Ville De Kigali, Nyarugenge, Kigali
# La Bonne Adresse Branch: 5447 La Bonne Adresse Building, 76 Avenue de la Revolution, Kigali
# Ishami rya Kigali Hejuru: Kigali Hejuru Yubucuruzi, Kigali. ( **Ishami rikuru** )  
# Ishami rya Kayonza
# Ishami rya Nyabugogo
# Ishami rya Musanze

## Reba kandi

* Urutonde rwa banki mu Rwanda
* Banki nkuru y'u Rwanda

## Reba

## Ihuza ryo hanze
Banki ya GT Rwanda

**Banki y'ingwate yu Rwanda) plc**, bakunze kwita **GTBank Rwanda**, ni imwe muri banki z'ubucuruzi zemewe muri Repubulika y'u Rwanda . Yabaye muri banki y’ingwate kuva muri 2013.

Kugeza mu Kuboza 2020, Banki y’ingwate (Rwanda) plc yari ifite umutungo w’amadolari miliyoni 131.309 (miliyari 132.571 z'amafarnga y'u Rwanda ).

## Amateka
Intangiriro ya banki mu Rwanda irashobora guhera muri 1983, igihe banki ya BACAR yashingwa. Yabaye imwe mu mabanki ya mbere y’ubucuruzi yigenga mu gihugu. Igihe kimwe mbere ya 2004, BACAR yigaruriwe na Banki nkuru y’u Rwanda, banki nkuru y’igihugu, kubera ibibazo by’ubuyobozi. Mu 2004, Fina Bank, icyo gihe, banki yubucuruzi yo muri Kenya, yaguze BACAR. Muri 2008, Banki Fina  yafunguye ibikorwa bya banki no muri Uganda, ishinga itsinda rya Banki Fina .

Muri 2013, Banki y’ingwate (Kenya) ltd yaguze imigabane 70% mu itsinda rya Fina Bank Group kugirango yishyure amafaranga miliyoni 100 z'amadolari.  Muri Mutarama 2014, banki yahinduye uburyo bwo kwerekana imiterere mishya nyir'ubwite. 
## Umuyoboro w'ishami
Kugeza mu Kuboza 2022, GTBank yu Rwanda rwakomeje amashami ahantu hakurikira: 

# Ishami rikuru - KN 2 Ave, 1370, MIC Inyubako ya Kigali
# Ishami rya Gisozi - Gasabo, Kigali
# Ishami rya Muhanga - Muhanga, Intara y'Amajyepfo
# Ishami rya Kayonza - Kayonza, Intara y'Iburasirazuba
# Ishami rya Ngoma - Ngoma, Intara y'Iburasirazuba
# Ishami rya Karongi - Karongi, Intara y'Iburengerazuba
# Ishami rya Kicukiro - Kicukiro, Kigali
# Ishami ryumujyi wa Kigali - Nyarugenge, Kigali
# Ishami rya Kimironko - Gasabo Kigali
# Ishami rya Nyabugogo - Nyarugenge, Kigali
# Ishami rya Remera - Gasabo, Kigali
# Ishami rya Rubavu -, Rubavu, Intara y'Amajyaruguru
# Ishami rya Musanze - Musanze, Intara y'Amajyaruguru
# Ishami rya Rusizi - Rusizi, Intara y'Iburengerazuba

## Reba kandi

* Urutonde rwa banki mu Rwanda
* Ubukungu bw'u Rwanda
* Banki y'ingwate (Uganda)
* Banki ishinzwe ingwate (Kenya)
* Itsinda rya Fina Banki

## Reba
Banki ishinzwe imiturire mu Rwanda

**Banki ishinzwe imiturire mu Rwanda** yari banki y’ubucuruzi mu Rwanda . Izina ryayo mu gifaransa ni **Banque de l'Habitat du Rwanda SA** (BHR). Iyi banki yari imwe mu ma banki y’ubucuruzi yemewe na Banki nkuru y’u Rwanda, akaba ari  umugenzuzi w’amabanki mu gihugu. 

## Amateka
Banki yafunguwe muri 1975, nk'ikigo gishinzwe imari y'amazu kimwe n'umushinga utimukanwa. HBR yariyandikishije nk'isosiyete idafite inshingano. Ku ya 2 Nyakanga 2004, Banki nkuru y’u Rwanda, Banki Nkuru y’igihugu, yahaye HBR uruhushya rw’agateganyo rwo gukora nka Banki y’imiturire. Uru ruhushya rwashingiraga ku kigo cyazamuye imari shingiro kugeza kuri miliyoni 2.65 z'amadolari ya Amerika, kugira ngo gikurikize amategeko agenga amabanki muri iki gihe mu Rwanda.

Ku ya 25 Gashyantare 2005, abanyamigabane ba **Banque de l'Habiatat du Rwanda** (BHR), bakoze inama rusange idasanzwe kandi bahitamo kongera imari shingiro yabo ku gipimo gito gisabwa, guhindura izina ryabo muri **Banki yi miturire y’u Rwanda** no guhindura izina ryabo ubutumwa buva mu kigo cy’inguzanyo, uteza imbere imitungo itimukanwa kuri Banki yubucuruzi kabuhariwe mu bijyanye n’imari yimiturire. 

## Nyirubwite
Kugeza muri Mata 2010, imigabane ya banki yari ifite ibigo bikurikira: 

## Umuyoboro w'ishami
Kuva muri Mata 2010, banki yakomeje icyicaro cyayo kuri Avenue de la Justice, mu mujyi wa Kigali, umurwa mukuru w'u Rwanda . Nta yandi mashami yari azwiho kubaho muri kiriya gihe. 

## Gufata no guseswa
Muri Mata 2011, Banki ishinzwe iterambere ry’u Rwanda, izwi ku bimenyetso by’igifaransa **BRD**, yabonye inyungu 100% igenzura inyungu muri Banki y’imiturire y’u Rwanda. BRD iri mubikorwa byo kwinjiza umutungo, imyenda n'abakozi ba HBR. Nyuma yo kongera gutunganya, BRD izatangira ibikorwa byo gucuruza amabanki. Byongeye kandi, izatangira kwandikisha ibicuruzwa by’inguzanyo byaturutse ku yandi m'abanki y’ubucuruzi mu gihugu, mu rwego rwo kongera umutungo w’amazu mu Rwanda . Mugihe cyo gufata, umutungo wa HBR wose wari ufite agaciro ka miliyoni 23.7 z'amadolari ( miliyari 14 z'amafaranga y'u Rwanda).  

## Ihuza ryo hanze

* HBR One of Three Rwandan Banks in Mortgage Financing (HBR, CBR & KCB)
* Housing Bank of Rwanda Acquired By Development Bank of Rwanda

## Reba kandi

* Urutonde rwa banki mu Rwanda
* Ubukungu bw'u Rwanda

## Reba
Banki y'Amakoperative mu Rwanda

**Banki y'amakoperative y'u Rwanda** ni banki y’ubucuruzi ikorera mu Rwanda . Biteganijwe ko yagura  imari mu gihugu, binyuze muri Umurenge Saccos no kongera serivisi z’imari mu cyaro. 

## Incamake
Muri Nyakanga 2014, abagera kuri 2500 mu b’ikigo cy’amakoperative y’u Rwanda (RCA) bahuye na Paul Kagame, perezida w’u Rwanda mu birori byiswe Guhura na Perezida. Muri ibyo birori byabereye i Kigali, umurwa mukuru w’igihugu, perezida yategetse minisitiri w’ubucuruzi n’inganda gushinga banki y’amakoperative, mu gihe gito gishoboka. 

Ukurikije amabwiriza ya Banki nkuru y’u Rwanda, igishoro ntarengwa gisabwa ni miliyari 5 z'amadorari (miliyoni 6 z'amafaranga yu Rwanda).   Rwanda ivuga ko mu Rwanda hari amakoperative agera ku 8000 (amakoperative y'abaturage). Amakoperative yiteguye gutanga 60% bikenewe mu gutangiza igishoro. 

Nanone, mu gihugu habarirwa amakoperative 480 yo kuzigama no kuguriza, (Umurenge SACCO) mu gihugu.  Aba Saccos baraburanishwa kugirango batange 40% asigaye yo gushora imari. Na none, Saccos igomba guhuzwa na sisitemu rusange ya mudasobwa, kugirango ibe amashami ya banki yatanzwe. Iyo banki itangiye gukora muri 2018, nkuko byari byitezwe, igipimo cyayo cyo gutanga inguzanyo giteganijwe kuba munsi ya banki z'ubucuruzi .  

## Nyirubwite
Mugihe amakuru arambuye arimo gutegurwa, ba nyirayo bazashyiramo (a) Sacco Umurenge (b) andi makoperative y'u Rwanda (c) n'izindi nzego zu Rwanda. Guverinoma y'u Rwanda isaba ko abanyamigabane bose muri banki baba abanyarwanda.  

## Amashami
Biteganijwe ko bimwe mu biro bya Sacco 480 biri mu gihugu bizahinduka amashami ya banki yatanzwe, nyuma yo kurangiza mudasobwa no guhuza ibikorwa byabo. 

## Reba kandi

* Banki nkuru y'u Rwanda
* Urutonde rwa banki mu Rwanda

## Reba

## Ihuza ryo hanze

* Gushiraho Banki ya Koperative mu Rwanda
AB Bank Rwanda

**AB Bank Rwanda** (ABR), ni banki ifite imari iciriritse mu Rwanda . Ni banki imwe muri banki zemewe muri Repubulika y'u Rwanda. 

## Incamake
ABR ni banki iciriritse yo mu Rwanda, ifitwe n’ibigo mpuzamahanga, yashinzwe mu 2013. Ifitanye isano, kandi ni ishami rya Access Holding, ishoramari rito ry’ubucuruzi n’imishinga iciriritse ikorera mu Budage, ifite amashami muri Azaribayijan, Madagasikari, Tanzaniya, Nijeriya, Liberiya, Tajikistan, Zambiya n'u Rwanda . 

## Amateka
Banki yahawe uruhushya rwa banki na Banki nkuru y’u Rwanda, akaba ari umugenzuzi w’amabanki mu gihugu, muri 2013 itangira serivisi z’amabanki y’ubucuruzi muri uwo mwaka. Muri Kamena 2014, AB Banki y'u Rwanda yagumanye konti zo kubitsa zirenga 4000 hamwe na konti zirenga 1.300. Igitabo cy'inguzanyo cyarenze RWF: miliyari 1 z'amafaranga y'u Rwanda (miliyoni 1.5 z'amadolari y'Amerika). 

## Nyirubwite (Ownership)
Umugabane wa banki ufite abikorera ku giti cyabo. As of December 2013  , imigabane muri banki nkuko bigaragara mu mbonerahamwe ikurikira: 

## Umuyoboro w'ishami
Kugeza muri Werurwe 2019, banki ifite amashami atandatu hamwe n’ibicuruzwa bitandatu by’inguzanyo mu gihugu hose.

# Ishami rya Nyamirambo - Nyamirambo, Kigali
# Ishami rya Nyarugenge - Nyarugenge, Kigali - **Ishami rikuru**
# Ishami rya Gisozi - Gasabo, Kigali
# Ishami rya Kimironko - Kimironko, Kigali
# Ishami rya Nyabugogo - Nyabugogo, Kigali
# Ishami rya Musanze - Musanze
# Muhanga Inguzanyo - Muhanga
# Rwamagana Inguzanyo - Rwamagana
# Kabarondo Inguzanyo - Kabarondo
# Huye Inguzanyo - Huye
# Gicumbi Inguzanyo - Gicumbi
# Nyagatare Inguzanyo - Nyagatare
# Rubavu Inguzanyo - Rubavu
# Rusizi Inguzanyo - Kamembe
# Nyamata Inguzanyo - Bugesera
# Nyanza Inguzanyo - Nyanza
# Ruhango Inguzanyo - Ruhango

## Reba kandi

* Urutonde rwa banki mu Rwanda
* Ubukungu bw'u Rwanda

## Reba

## Ihuza ryo hanze

* Urubuga rwa AB Bank Rwanda
* Urubuga rwa Banki nkuru yigihugu yu Rwanda
Isoko rya Biryogo

Isoko rya Biryogo Ucyumva **Biryogo** wumva **agace karangwamo ubuzima buhendutse kubahatemberera**  iri soko ryubazwe Muri 1999 Ryubakwa Mu Kagali ka Biryogo Mu Murenge wa  Nyarugenge Mu Karere Ka Nyarugenge, ryacururizwaga ibiguzi bitadukanda harimo ibiribwa,bamashuka,couvre-rit,rideau,tapis,imisego.essui main inkweto ndetse N'inkweto.

## Nkomoko y'Izina Biryogo
Inkomoko y’izina rya Biryogo, atubwira ko amateka avuga ko ryazanywe n’abazungu baje kuhatura bwa mbere, bakajya baza kuhashakira ibyo kurya dore ko ngo hari n’abatetsi b’abahanga. Ati “Barazaga babazanya ahantu bakura ibiryo, hanyuma bakavuga mu rurimi rw’Icyongereza ngo (Biryo Go.) berekana aho wakura ibiryo kuko ntakinyarwanda bari bazi bagahitamo kuvanga indimi, nuko izina rihita rifata gutyo” 

### Icyo wamenya
Umuntu uvuye mu bice by’icyaro bitandukanye akerekeza mu mujyi wa Kigali, iyo awuvuyemo atageze i Nyamirambo usanga bamukiniraho ko nta mujyi yagezemo. Ikindi kandi uvuze ko uzi i Kigali ariko utazi i Nyamirambo abantu bashobora kuguseka kuko bamwe ntibabura no kuhita umurwa mukuru wa Kigali.

## Reba aha
Kwa Rubangura

Ni mu mujyi wa Kigali mu karere ka Nyarugenge, umurenge wa Nyarugenge. Hamenyekanye kuri iryo zina Kwa Rubangura kubera igorofa rya Rubangura Vedatse rihubatse.

Rubangura Vedaste yari umwe mu bashoramari bakomeye mu gihugu yatabarutse tariki 06/05/2007 akaba yari umubyeyi w’abana 11.

## Reba
Umupaka wa Cyanika

Umupaka wa Cyanika Uyu Mupaka uherereye Mu Akarere ka Burera uyu mupaka ukoreshwa na Abanyarwanda n’Abanya-Uganda baturiye umupaka wa Cyanika mu buhahirane bw'ibihugu byombi.
Umupaka wa Ruhwa

Umupaka wa Ruhwa Ni umupaka uhuza U Rwanda uhurereye *mu Karere ka Rusizi mu Ntara y’Iburengerazuba* n'igihungu cy'igituranyi cy'u Burundi mu mihahirane y'ibihugu byombi aho abarundi binjiza ibicuruzwa mu rwanda bakagira nibyo bagura mu Rwanda na abanyandarwanda.

## Reba
Ni Nyagasambu rirarema

**Ni Nyagasambu rirarema** Ni mvugo yamamaye mu Rwanda, ndetse ihimbwamo n’indirimbo, ngo yakomotse ku bakozi ba MININTER, ubwo bajyaga gukora umuganda wo gutera ibiti i Nyagasambu, bataha bakahahahira ibiribwa bitandukanye ku giciro giciriritse, nyuma bajya mu masoko ya Kigali bagasanga ibyaho bihenze, bati “N’Inyagasambu rirarema.”ikindi wamenya n'uko nyagasambu iherereye mukarere ka rwamgana.

## Icyo wamenya
Nyagasambu Ni ahantu mu Rwanda hamenyekanye kubera umugani ngo 'N'i Nyagasambu rirarema', ubu ni Mu Akagari ka Nyagasambu, Umurenge wa Fumbwe mu Karere ka Rwamagana, Intara y'iburasirazuba. Abaturage bo muri aka gace bavuga ko abari abakozi ba Minisiteri icyo gihe yitwaga (MININTER) ‘Minisiteri y’Ubutegetsi bw’Igihugu n’Amajyambere ya Komini’, mu myaka ya za 1975 bajyaga mu muganda wo gutera ibiti bya Pinusi i Nyagasambu mu cyahoze ari Komini Bicumbi baturutse i Kigali. Mu minsi isanzwe itari iyo kujya ku muganda, birumvikana ko aba bakozi bajyaga guhahira mu masoko asanzwe yo muri Kigali, bakabwirwa ibiciro bihanitse ugereranyije n’iby’i Nyagasambu maze nabo bagasubiza ko n’i Nyagasambu rirema. Ni uko kuva icyo gihe kugeza ubu imvugo iba kimomo, iyo umuntu akwimye ikintu runaka cyangwa se iyo aguhenze, uramusubiza uti “N’inyagasambu rirarema.”

## Reba aha
Ubukerarugendo mu bucuruzi

**Ubukerarugendo bw'ubucuruzi** cyangwa **ingendo m'ubucuruzi** n'igice gito kandi cyibanze m'ubukerarugendo busanzwe.   Mugihe cy'ubukerarugendo m'ubucuruzi (ingendo), abantu baracyakora kandi banahembwa, ariko babikora kure yakazi kabo ndetse ningo zabo. 

Ibisobanuro bimwe by'ubukerarugendo ukuyemo ingendo zubucuruzi.  Icyakora, Ishami ry’Umuryango w’abibumbye ryita ku bukerarugendo (UNWTO) risobanura ba mukerarugendo nk’abantu "bagenda kandi baguma ahantu hanze hadasangwa ibidukikije bisanzwe mu gihe kitari musi y'umwaka umwe ukurikirana mu myidagaduro, ubucuruzi n’ibindi bikorwa". 

Ibikorwa by'ubukerarugendo bwibanze by'ubucuruzi birimo inama, no kwitabira inama n’imurikagurisha.  Nubwo ijambo ubucuruzi m'ubukerarugendo bw'ubucuruzi, mugihe abantu bo mumiryango ya leta cyangwa imiryango idaharanira inyungu bakora ibikorwa bisa, ibi biracyashyirwa m'ubukerarugendo bw'ubucuruzi (ingendo). 

## Akamaro
Amateka, ubukerarugendo bw'ubucuruzi bufatwa nk'uburyo bwo gutembera, gukoresha amafaranga no kuguma mumahanga, kuhaba mugihe runaka, kandi bifite amateka nk'igihe cy'ubucuruzi mpuzamahanga .  Mu mpera z'ikinyejana cya 20, ubukerarugendo m'ubucuruzi bwagaragaye nk'inganda zikomeye. 

Mu mwaka 1998 mu ma taliki y'ubukerarugendo bw'ubwongereza n'ubukerarugendo bw'ubwongereza bwo kumipaka,ubukerarugendo m'ubucuruzi bwabarirwaga kuri 14% mu ngendo zakorwaga muri rusange m'ubwami bw'abongereza,no kuri 15% m'ubukerarugendo bw'amasoko hamwe m'ubwami bw'abongereza.

## Amashakiro
Sowemimo Abiodun

**Sowemimo Abiodun Alex** (wavutse ku ya 25 Ukuboza 1986) ni rwiyemezamirimo wa interineti wo mu gihugu cya Nijeriya washinze PageOmni.   Muri Werurwe 2019, yahawe "Igihembo cy’urubyiruko rutanga icyizere" na perezida wa Misiri Abdel Fattah El-Sisi mu ihuriro ry’urubyiruko ku isi.   Ni perezida wa Afrika Emerging Generation of Innovators. 

## Amashakiro
Sulaiman Adebola Adegunwa

**Sulaiman Adebola Adegunwa** OFR, ni umucuruzi wo muri Nijeriya, umugiraneza, akaba n'uwahoze ari umuyobozi wa banki ya Sterling  . Niwe washinze kandi akaba n'umuyobozi mukuru wa Kompanyi ya Essay Holdings Limited; Ikaba ari yo sosiyete yashinze ikompanyi ya Rite Foods Limited.  Ni umwe mu bagize Inama y'Ubuyobozi ya Thai Farm International Limited, isosiyete ikorera muri Nijeriya yibanda ku gukora no gutunganya imyumbati. Niwe washinze ishuri ry’uburezi rya Sulaimon, Ososa, Leta ya Ogun, muri Nijeriya . 

## Umwuga
Adegunwa afite impamyabumenyi y'ikirenga ya kaminuza yakuye muri kaminuza ya Lagos na kaminuza ya Olabisi Onabanjo .  Ku ya 22 Ukuboza 2005, yagizwe umuyobozi mukuru wa banki ya Sterling , umwanya yari afite kugeza muri Nyakanga 2014.  Mu 2006, yagiranye ibiganiro  n'umuyobozi ushinzwe iteka rya Nijeriya (OON) n’umuyobozi mukuru Olusegun Obasanjo wahoze ari Perezida wa Nijeriya . 

## Amashakiro
Silas Adekunle

**Silas Adekunle** ni umuvumbuzi wo muri Nigeriya wahimbye akaba na rwiyemezamirimo w'ikoranabuhanga uzwiho gukora robot yambere yimikino y'ubwenge bw'ubukorano. 

## Urugendo rwe mu mwuga akora
Adekunle yashinze kandi yari umuyobozi mukuru wa Reach Robotics, isosiyete ikina imikino yo mu Bwongereza yongerewe imbaraga mu gukora imashini za robo zo gukina no kwigisha ubumenyi, ikoranabuhanga, ubwubatsi, n'imibare .   Iyo kompanyi mu ntangiriro zayo yakoze irobo ifite amaguru 4 inameze nk'ifite ubuzima bayita MekaMon. Sisitemu ikoresha amashusho ajya muri mudasobwa agahuzwa n'imikino y'amashusho, akanahuzwa kandi n'ikoranabuhangwa rishingiye ku bikoresho by'ikoranabuhanga wambara rikagushyira ahandi hantu ukabona ibiriyo nk'uhari imbonankubone. . Kugera kuri Robotics kandi yakoze porogaramu, yagenzuraga MekaMon kandi ikora nk'urubuga rw'ibirimo. Adekunle yakiriye miliyoni 12 z'amadolari y'abashoramari, harimo na London Venture Partners, bituma iyi sosiyete yaguka igera ku bakozi b'igihe cyose bagera kuri 65 ku. 

Muri 2018, Adekunle yafatanije na kompanyi ya Apple, asinya amasezerano yihariye yo kugurisha ibicuruzwa bye muri Amerika ndetse no mu Bwongereza.  Shikira Robo zahagaritswe ku ya 2 Nzeri 2019 kubera "imbogamizi zisanzwe mu rwego rwa robo zikoresha abaguzi".   Blueprint Lab, isosiyete ikora imashini za robo yafashe izina ' Kugera kuri Robo ' muri Nyakanga 2022. 

Ubu Adekunle yibanze ku gukoresha MekaMon mu guteza imbere urusobe rw’ibinyabuzima bya Robotics muri Afurika ndetse n’ibikorwa remezo byo gukoresha inganda mu Bwongereza. Yashinze isosiyete Awarri, igamije gufasha iterambere no guhuza ikoranabuhanga rigezweho rya AI na robo muri Afurika.  Nkuko muri Mutarama 2020, Adekunle ari nawe washinze kandi akaba n'umuyobozi mukuru wa (R.I) . Isosiyete ifite intego yo gufasha abitezimbere kwihutisha kandi umutekano mubikorwa remezo bikenerwa mugukurikirana kure, gucunga no kugenzura robot zabo, gukoresha inganda ninganda za IOT.

## Icyubahiro
Mu Gushyingo 2018, Adekunle yashyizwe ku rutonde rwa Financial Times ku rutonde rw "Abayobozi 100 b’amoko mato mu ikoranabuhanga".  Muri uwo mwaka, yatoranijwe muri Forbes 30 Abatarengeje imyaka 30 Uburayi 2018: Urutonde rw'ikoranabuhanga. 

## Uburezi n'ubuzima bwite
Adekunle yavukiye muri Nijeriya yimukira mu Bwongereza afite imyaka 12. Yabonye impamyabumenyi yo mu cyiciro cya mbere muri robo na Impamyabumenyi y'icyubahiro ya Dogiteri w'ikoranabuhanga yakuye muri kaminuza y'Uburengerazuba bw'Ubwongereza, Bristol .  

## Reba
Lotfi Akalay

**Lotfi Akalay** (1943-2019), wavukiye i Tangier, yari umunyamakuru mu gihugu cya Maroc, umwanditsi akaba n'umucuruzi.

## Ubuzima bwo hambere
Yari azwi cyane kubera inyandiko yanditse muri *Al Bayane*, *La Vie Économique*, *Charlie Hebdo* na *Jeune Afrique* . Yakoze kandi kuri radiyo muri gahunda y'ikiganiro cyijyanye n'umuziki w'injyana ya jazz n'umuziki wa kera (kuri Radio Mediterranee Internationale).

## Umwuga
Mu 1996 yasohoye igitabo cye cya mbere cyitwa *Les nuits d´Azed* naho mu 1998, *Ibin Battouta, Pince des Voyageurs* .

Akalay yize ubukungu na siyanse ya politiki i Paris, akorana na Royal Air Maroc kandi ayobora ikigo cy’ubukerarugendo i Tangier . Mu 1990 yatangiye kwandika kubinyamakuru n'ibinyamakuru. Mu 2006 yasohoye icyegeranyo cy'amateka ye mu gitabo kimwe *Les Nouvelles de Tanger* . 

## Urupfu rwe
Yapfuye ku ya 18 Ukuboza 2019. 

## Amashakiro
Ubukerarugendo muri Mali

**Ubukerarugendo muri Mali** ntabwo bwateye imbere neza. Kubera ibibazo bijyanye n’ibikorwa remezo, uMuri icyo gihe ubukerarugendo ntibwari buteye imbere kugeza igihe habereyeho impinduka zo kwakira igikombe cy'Afurika mu mwaka wa 2002. Icyakora, kubera amakimbirane yo muri Mali y'Amajyaruguru hamwe n’ibikorwa by’iterabwoba, byagaragaye ko ba mukerarugendo bagabanutse kuva 200,000 mu mwaka wa 2011 ugera ku 10,000 mu myaka yakurikiye. Igihugu gifite amazu ane ndangamurage wa UNESCO, harimo na Timbuktu.

## Inshamake
Iterambere ry’inganda z’ubukerarugendo ryabujijwe n’ibikorwa remezo byo gutwara abantu bidahagije ndetse n’ibura ry’amahoteri y’abashyitsi. Mali yakiriye amarushanwa y'umupira w'amaguru w'Afurika mu mwaka wa 2002. Mu rwego rwo gutegura iki gikorwa, guverinoma yashyize mu bikorwa gahunda y’iterambere ry’imibereho yiswe "Mali 2002". Inganda z'ubukerarugendo zabonye umusaruro mwiza kubera iki gikorwa. Icyakora, kuva icyo gihe, amakimbirane yakomeje gutuma ubukerarugendo bugabanuka kubera ingaruka zkomeje kubaho zo kwibasirwa abanyamahanga. 

Mu ntangiriro y'umwaka wa 2000, buri mwaka ba mukerarugendo bagera ku 90,000 basuraga igihugu cya Mali.  Ibi byariyongereye bigera ku 200,000 mu mwakwa wa 2011, ariko nyuma y’ibitero byibasiye ba mukerarugendo no kuva mu bucuruzi bw’abakerarugendo, ibi byagabanutse kugera ku 10,000 mu mwaka wakurikiyeho. 

### Umuburo urwanya ubukerarugendo

Kuva mu mwaka wa 2012, ibiro by’ububanyi n’amahanga n’umuryango w’abibumbye w’Ubwongereza bwasabye kwirinda ingendo izarizo zose ndetse nizingenzi mu turere twinshi tw’igihugu, no guhagarika burundu ingendo mu bandi. Nubwo ibi bidasobanuye ko abagenzi baturuka mubwongereza badashobora kujyayo, bagomba kubikora nkabigenga kandi nta bwishingizi bafite. Nta ndege zerekeza muri Mali ziva mu Bwongereza, nta n’abakora ingendo nini mu Bwongereza batanga ingendo muri iki gihugu. Irasobanura uko ibintu byifashe muri Mali "bitarahungabana kandi hakaba hari ibikorwa by’iterabwoba bikomeye, ibitero bitavangura, harimo n'ahantu hakunze kuba abanyamahanga ndetse n'abagenzi b'abanyamahanga.", anagaragaza uburyo bushobora buhorera ba mukerarugendo bo mu Burengerazuba nyuma y’uko Ubufaransa bwagize uruhare mu makimbirane yo mu majyaruguru ya Mali 2013.

## Ibikurura

### Iminsi mikuru
Igihugu cyari cyaramenyekanye cyane mu minsi mikuru yacyo, cyane cyane Iserukiramuco ry'ubutayu ryabaye kuva mu waka wa 2001 ariko rihagarikwa mu mwaka wa 2013 kubera ibibazo by’umutekano. 

### Inzu ndangamurage z'isi za UNESCO

Mali ifite amazu ane ndangamurage y'isi ya UNESCO, harimo n’umujyi uzwi cyane wa Timbuktu . Uru ruri ku rutonde rw’akaga rwa UNESCO kuva mu mwaka wa 2012, uyu muryango uvuga ko ari "umurwa mukuru w’ubwenge n’umwuka ndetse n’ikigo cyo gukwirakwiza idini rya Islam muri Afurika mu kinyejana cya 15 na 16, imisigiti yacyo uko ari itatu ikomeye ariyo, Djingareyber, Sankore na Sidi Yahia, ibuka ibihe bya zahabu bya Timbuktu. Nubwo bikomeje kugarurwa, inzibutso muri iki gihe zibangamiwe n’ubutayu. " Ahandi hatatu harimo Escarpment ya Bandiagara, Djenné hamwe n’imva ya Askia . 

## Amashakiro
Adedeji Adeleke

**Adedeji Adeleke** (wavutse ku ya 6 Werurwe mu 1956)   ni umuherwe wo mu gihugu cya Nijeriya, ukomeye mu bucuruzi akaba na perezida wa kaminuza ya Adeleke .   Ni n'umuyobozi mukuru wa kompanyi ya Pacific Holdings Limited.  Ni se wa Davido, umucuranzi wo muri Nijeriya   na Sharon Adeleke.  Yashakanye na Dogiteri Vero Adeleke wapfuye ku ya 6 Werurwe 2003. Murumuna we Ademola Adeleke ni guverineri wa Leta ya Osun . 

## Amashakiro
Ayobami Akindipe

**Ayobami Akindipe** .ni Rwiyemezamirimo wo mu gihugu cya Nijeriya ukora ibishushanyo mbonera by'amazu n'inyubako. Akora nk'umuyobozi mukuru wa kompanyi ya Ace Real Development.   

## Ubuzima bwambere nakazi
Ayobami Oluwanifemi Akindipe yavutse ku ya 27 Kanama 1997 ku babyeyi bo muri Nijeriya,  yize amashuri abanza n'ayisumbuye muri Leta ya Lagos . Yabonye LL. B. impamyabumenyi yakuye muri kaminuza ya Leta ya Kogi, aho yize amategeko.  Akindipe yagize uruhare mu iterambere ry’imitungo itimukanwa afite imyaka 13 nkubumba amatafari nyuma aza kuba umukozi wa kompanyi ikora ibijyanye no gukora ibijyanye no kwita ku mitungo itimukanwa afite imyaka 21.  Muri 2019, yashinze Ace Real Estate Development LTD, isosiyete ishinzwe iterambere n’imicungire y’imitungo itimukanwa, ikorera muri Nijeriya,  no mu Rwanda.  

Mu 2022, yatangije ishuri ry’imitungo itimukanwa, rizwi ku izina rya Ace Academy, agamije guha imbaraga urubyiruko rwo muri Nijeriya. 

## Ibihembo no kumenyekana

* (2021) yahembewe kuba indashyikirwa no kuba inyangamugayo, igihembo gitangwa na Nelson Mandela Leadership Awards. 
* (2021) Agashusho ko Guhindura Imibereho, Igihembo - Ishyirahamwe ryigihugu ryabanyeshuri ba kaminuza. 
* . 
* (2021) Igihembo cyihariye cya Zahabu - Ikigo gishinzwe gucunga umutungo wa rubanda na politiki muri Gana. 
* (2021) Rwiyemezamirimo ukiri muto wumwaka, igihembo - Inama mpuzamahanga ya ba rwiyemezamirimo bato. 
* (2023) Ikinyamakuru Daily Sun cyashyize ahagaragara Akindipe nkumwe mubateza imbere imitungo itimukanwa mu 2023. 
* (2023) Ikinyamakuru City People Magazine cyashyize ahagaragara Akindipe nk'umwe mu bakinnyi 7 ba Real Estate yo mu 2023 

## Amashakiro
Urutonde rw'indege za Mauritania

Uru ni urutonde rw'indege zikora muri Mauritania :

## Reba kandi

* Urutonde rw'indege zahagaritswe muri Mauritania
* Urutonde rw'ibibuga by'indege muri Mauritania
* Urutonde rw'ibigo bishingiye muri Mauritania
Iterambere mu Rwanda

mu karere u Rwanda ruherereyemo ruri mubihugu byihutisha iterambere muyandi magambo

ni igihugu gito ariko gifitte umuvuduko uri hejuru mu iterambere cyane cyyane mu Mujyi wa Kigali

## Iterambere mu mijyi
Muri gahunda y’ishirwa mu bikorwa   ry’iki gishushango no mu rwago rwo kubaka umujyi ukeye wuje intego z'iterambere rirambyehashingiwe ku byi]ciro by'ishyirwa mubikorwa  ry’igishushanyombonera cy’imikoreshereze y’ubutaka mu Mujyi wa Kigali; ubu hagenda hakorwa ibishushanyo by’imitunganyirize y’ahantu “*Detailed Physical Plans”.*

Ibyo bishushanyo ni nabyo bigena uko ikatwa ry’ ibibanza (*Land subdivision Plan / Replotting Plan)*  byujuje ibisabwa rigenda, kuburyo buri kibanza kiba gikora ku muhanda.

Ubu ahantu hatandukanye mu Mujyi wa Kigali ibyo bishushanyo “*Detailed Physical Plans*” byagiye bitunganywa ndetse biri gushyirwa mu bikorwa.

## Ibyifuzwa mu kerekezo 2050 mu Rwanda
1 u Rwanda rwifuza ubukire n'ubuzima buzira umuze ku banyarwanda bose hakubiyemo izi ngingo

-Iterambere ry'ubukungu n'ubukire

-Imibereho myiza n'ubuzima buzira umuze ku banyarwanda bose 

2 Inkingi z'ikerekezo 2050 

-Iterambere mu bushobozi n'imibereho myiza y'abaturage

-ubushobozi bwo kurushanwa muruhando mpuza mahanga no kwishyira hamwe nibindi bihugu

-ubuhinzi bubyara ubukire

-Iterambere ry'imijyi nimiturire igezweho

-Inzego za Leta zishoboye kandi zikora neza ibyo zishinzwe

3 Ibyingenzi bizittabwaho kugirango intego ziki kerekezo zigerweho

- Urwego rw'ubukungu butajegajega mugihe kirambye

- Indangagaciro zigamije guteza imbere umuryango nyarwanda

- Uburyo buhamye bwo gukurikirana no gushyira iki kerekezo mubikorwa

## Iterambere n'indanga gaciro
Nyuma yo kugaragaza ko indanga gaciro z'umuco nyarwanda  ko zigira uruhare mu iterambere kandi rukomeye mu Rwanda

Minisitiri w’Intebe Dr Edouard Ngirente yagaragaje amahirwe y’ishoramari  mu Rwanda binyuze mu ndangagaciro z'abanyarwanda

## Imyubakire n'uburanga mumujyi wa Kigali

Umujyi wa Kigali ni umujyi wubatsemo ibinttu byinshi byiza kandi bitandukanye ni umjyi ugizwe n'amahoteli atabarika kandi ari 

kuruhando mpuza mahanga,imihanda myiza ndetse ni imiturirwa ikorerwamo imirimo myinci itandukanye,ikibuga kindege mpuza mahanga

ikibuga cy'umupira kirenga kimwe ndetse nibindi umujyi wa kigali kandi ni igicumbi k'ibiro by'umukuru w'igihugu ndetse n'inteko ishinga amategeko

si ibyo gusa kandi kni umjyi w'ubutegettsi kuko minisiteri hafi ya zose ariho zubatse

## Reba