Bankin Ciniki da Raya Kasa

**Bankin Ciniki da Ci Gaba (TDB)**, tsohon Bankin PTA, cibiyar kasuwanci ce da ci gaba da ke aiki a gabashin da kudancin Afirka. TDB ita ce hannun kuɗi na Kasuwancin Kasuwanci na Gabas da Kudancin Afirka (COMESA), kodayake membobin suna buɗewa ga jihohin da ba na COMESA ba da sauran masu hannun jari.

## Bayani na gaba ɗaya
Ya zuwa watan Disamba na shekara ta 2018, TDB babbar cibiyar hada-hadar kuɗi ce tare da kadarorin da suka wuce dala biliyan 5.56. Bankin yana da masu hannun jari 38, a cikin nau'ikan hannun jari guda biyu, tare da hannun jari na masu hannun jari sama da dala biliyan 1.19.

## Tarihi
Bankin Kasuwanci da Ci Gabashin Afirka da Kudancin Afirka, wanda aka fi sani da TDB, an kafa shi ne a ranar 6 ga Nuwamban shekarar 1985 a karkashin Babi na Tara na Yarjejeniyar don Kafa Yankin Ciniki na Gabas da Kudanfin Afirka, wanda ya fara aiki a ranar 2 ga Satumban shekarar 1982 kuma daga baya Yarjejeniyar Kafa Kasuwancin Gabas da Kudu ta Afirka ta 1994 ta kafa COMESA. TDB ita ce hannun kuɗi na COMESA.

## Masu hannun jari
Mambobin TDB sun hada da kasashe mambobi ashirin da biyu, goma sha tara daga cikinsu mambobi ne na COMESA. Jamhuriyar Jama'ar Sin ita ce kasa ta farko da ba ta cikin yanki ba da ta shiga TDB a shekarar 2000. Bankin Ci Gaban Afirka (AfDB) babban mai hannun jari ne, tare da wasu masu saka hannun jari goma sha ɗaya, gami da Bankin Larabawa don Ci gaban Tattalin Arziki a Afirka (BADEA) da Asusun OPEC (Asusun OPEC don Ci gaban Duniya).

Ƙasashe masu zuwa sune kasashe membobin Afirka na TDB.

## Wurin da yake
Hedikwatar TDB tana cikin Bujumbura, Burundi da Ebene, Mauritius. Bankin kuma yana kula da ofisoshin yanki a Nairobi, Kenya, Harare, Zimbabwe, Addis Ababa, Habasha, da Kinshasa, Jamhuriyar Demokradiyyar Kongo. Ofishin Nairobi yana aiki ne a matsayin babban cibiyar aiki na TDB da ofishin yanki na Gabashin Afirka. A watan Yunin 2022, TDB ta koma sabon gini mai hawa 19 a unguwar Kilimani ta Nairobi, wanda ke aiki a matsayin hedkwatar yankin bankin na yankin gabashin bankin.

## Kwamitin gwamnoni
Kwamitin Gwamnoni shine babban iko na TDB. Ya ƙunshi wakilan masu hannun jari, tare da kowane mai hannun jari yana sanya wakilin ɗaya da kuma madadin ɗaya.

## Kwamitin Daraktoci
Kwamitin daraktoci yana da alhakin gudanar da ayyukan TDB gaba ɗaya. Ya zuwa watan Maris na shekara ta 2019, masu zuwa sune mambobin kwamitin daraktoci.

* Juste Rwamabuga - Shugaban da Darakta
* Gerard Bussier - Daraktan
* Mohamed Kalif - Darakta
* Mingzhi Liu, Darakta
* Abdel-R__hau____hau____hau__ Taha - Daraktan
* Isabel Sumar - Daraktan
* Said Mhamadi - Darakta wanda ke wakiltar ADB
* Peter Simbani, Darakta
* Christian Rwakunda, Daraktan
* Busiswe Alice Dlamini-Nsibande, Darakta
* Admassu Tadesse, Darakta (Mai zartarwa)

## Ƙungiyar gudanarwa
Ya zuwa watan Maris na shekara ta 2019, babban jami'in zartarwa na bankin ya sami taimako daga manyan manajoji 17 wajen gudanar da bankin.

## Matsakaicin bashi
A watan Oktoba na shekara ta 2017, an inganta darajar mai ba da TDB na dogon lokaci zuwa "Baa3" daga "Ba1" ta Moody's Investors Service. A watan Oktoba na 2019, Fitch Ratings ya tabbatar da Rarrabawar Kasuwanci na Tsawon Lokaci na TDB a "BB+" tare da Stable Outlook.

## Bayanan da aka yi amfani da su

## Haɗin waje

* 
* Gabashin Afirka: Alamun Bankin PTA Ma'amala da Kudi na Turai zuwa Afirka