Bankin shigowa da fitar da kaya na Afrika

**Bankin Kasuwancin** Kasuwanci na Afirka, wanda kuma ake kira Afreximbank ko Banque Africaine d'Import-Export, cibiyar hada-hadar kudi ce ta Afirka da aka kafa a 1993 a karkashin jagorancin **Bankin** Ci gaban Afirka. An kaddamar da shi a hukumance a taron farko na masu hannun jari a Abuja, Najeriya, a watan Oktoba 1993. Tana da hedikwatar a Alkahira, Misira. Afreximbank mai ba da kudi ne ga gwamnatocin Afirka da kamfanoni masu zaman kansu don tallafawa kasuwancin Afirka.

## Aikin
Manufarta ita ce: "Don karfafa fadadawa, bambancin da ci gaban cinikin Afirka, yayin da take aiki a matsayin aji na farko, mai fa'ida, cibiyar hada-hadar kudi da ke da alhakin zamantakewa da kuma cibiyar ingantawa a cikin al'amuran cinikin Afirka".

Manufar Afreximbank ita ce ta ba da kuɗi da inganta cinikayya ta cikin Afirka da waje ta amfani da ayyuka masu yawa guda uku:

# Kudin bashi (kudin kasuwanci da kudaden aikin)
# Hadari (Garantees da Inshora na Kudin)
# Bayanan Kasuwanci da Ayyuka na Ba da Shawara

## Kasancewa memba

### Ofisoshin Yankin
Afreximbank yana da kasashe mambobi 50 na Afirka. Ya zuwa watan Yunin 2020, bankin yana da wurare hudu na yanki kuma yana cikin matakan karshe na kafa ofishin yanki na biyar na Afirka ta Tsakiya.

Ya zuwa Disamba 2022, Afreximbank yana da ofisoshin yanki guda biyar kamar haka:

* Harare: yana rufe kasashe a Kudancin Afirka
* Abidjan: rufe kasashe a Yammacin Afirka
* Abuja: yana rufe kasashe a Yammacin Afirka
* Kampala: yana rufe kasashe a Gabashin Afirka
* Yaounde: yana rufe kasashe a Afirka ta Tsakiya.

Afreximbank kuma tana shirin bude Ofishin Wakilin a cikin Caribbean a cikin 2023.

## Tarihi
An kafa Afreximbank a cikin 1993 don taka rawar Bankin Exim na Afirka don ingantawa da kuma tallafawa cinikayya ta waje da ta cikin Afirka. An amince da Yarjejeniyar da ta kafa Bankin da Yarjejeniya ta Bankin a taron babban taron Bankin da aka gudanar a hedikwatar AfDB a Abidjan a ranar 8 ga Mayu 1993. Dukkanin kasashe da ke son zama jihohin da ke cikin Bankin sun sanya hannu kan Yarjejeniyar. Bugu da kari, jihohin da suke so su zama masu hannun jari sun sanya hannu kan Yarjejeniyar. Yarjejeniyar Bankin ta ba Bankin matsayin kungiyar kasa da kasa tare da cikakken halin shari'a a karkashin dokokin jihohin da suka halarci. A karkashin Yarjejeniyar, jihohin da suka halarci sun ba Bankin, a cikin yankunansu, wasu rigakafi, kebencewa, gata, da kuma izini don saukake kasuwancin Bankin a cikin wadannan yankuna.

An kaddamar da Bankin ne a watan Oktoba na shekara ta 1993 lokacin da aka gudanar da Babban Taron Masu Kasuwanci na farko a Abuja. An nada Mista Christopher Edordu a matsayin Shugaban Bankin na farko. Afreximbank ya fara aiki a 1994 kuma ya kammala yarjejeniyarsa ta farko a wannan shekarar ta hanyar shiga cikin rancen dala miliyan 150 ga Hukumar Cocoa ta Ghana wanda ya ba da gudummawar dala miliyan 6.5.

Tun lokacin da aka kirkireshi a 1993, Afreximbank ya goyi bayan tsarin hadin kan tattalin arziki a Afirka, kai tsaye yana ba da kudin ci gaban cinikayya ta cikin Afirka, saka hannun jari a cikin saukake kasuwanci, fadada ababen more rayuwa na cinikayya, da hadaka tsarin halittu na fasaha don hadaka shingen shekaru da yawa ga cinikayya da saka hannun jari na cikin Afirka.

A karshen 2022, jimlar kadarorin Afreximbank da tabbacin sun kai dala biliyan 31.10, kuma kudaden masu hannun jari sun kai dala miliyan 5.21. Ya ba da fiye da dala biliyan 51 don tallafawa tattalin arzikin Afirka tsakanin 2016 da 2021. Bugu da kari, daga 2020 zuwa 2022, Bankin ya ba da kusan dala biliyan 50, a kan juyawa, don tallafawa kasashen Afirka wajen daukar sakamakon tattalin arziki na annobar COVID-19 da rikicin Ukraine, da kuma tallafawa farfadowar tattalin arziki a duk fadin nahiyar.

### Yarjejeniyar Afreximbank
An karɓi Yarjejeniyar Afreximbank a Abuja, Najeriya, a watan Oktoba na shekara ta 1993, kuma tanadinta suna tsara bankin a matsayin ƙungiyar kamfanoni.

Afreximbank yana aiki tare da hukumomin bashi na fitar da kayayyaki na Afirka da wadanda ba na Afirka ba, cibiyoyin hada-hadar kudi na ci gaba, bankunan kasuwanci da sauran cibiyoyin da suka hada-hadare don tallafawa ayyukan hada-hadaren kasuwanci a Afirka.

Afreximbank ya fara ne da hannun jari mai izini na dala miliyan 750 a 1993, amma an kara hannun jari mai ba da izini na bankin zuwa dala biliyan 5 a ranar 8 ga Disamba 2012. A ranar 28 ga Oktoba 2021, Afreximbank ta ba da sanarwar cewa ta fara karuwar Babban Kudin Amurka biliyan 6.5 (wanda za a biya dala biliyan 2.6) don fadada ikonta don isar da ainihin aikinta da kuma rarraba ayyukanta.

## Tsarin hannun jari
Zuwa Mayu na 2018, adadin masu zuba jari na bankin gaba ßaya 146, inda aka rarraba su zuwa rukunai hudu:

* Class "A" Masu hannun jari - gwamnatocin Afirka, cibiyoyin Afirka, yankuna da yankuna da kuma yankunan tattalin arziki.
* Class "B" Masu hannun jari - Masu saka hannun jari masu zaman kansu na Afirka da cibiyoyin hada-hadar kudi na Afirka.
* Class "C" Masu hannun jari - cibiyoyin hada-hadar kudi na kasa da kasa da kungiyoyin tattalin arziki, cibiyoyin kudi da ba na yanki ba da masu saka hannun jari masu zaman kansu na Afirka.
* Class "D" Shareholders - an kirkireshi a watan Disamba na 2012 kuma yana budewa ga biyan kudi ta kowane mai saka hannun jari, na Afirka ko wanda ba na Afirka ba.

## Gudanarwa
Babban Taron masu hannun jari shine mafi girman yanke shawara na Afreximbank. Babban Taron masu hannun jari, ta hanyar nau'ikan hannun jari, suna zabar membobin Kwamitin Daraktocin Bankin kuma suna nada Shugaban Bankin bisa ga shawarar Kwamitin Daktoci.

Dangane da tanadin Yarjejeniyar, Kwamitin Daraktoci yana da alhakin gudanar da kasuwancin Afreximbank gaba daya. Ayyukan yau da kullun na Bankin ana ba da su ga Shugaban wanda kuma shine Shugaban Kwamitin Daraktoci. A karkashin Yarjejeniyar, Shugaban kasa shine babban zartarwa da wakilin shari'a na Bankin.

Farfesa Benedict Okechukwu Oramah, ɗan ƙasar Najeriya, shi ne shugaban na uku kuma shugaban kwamitin daraktocin Afreximbank, bayan an nada shi a wannan mukamin a Babban Taron Shekara-shekara na Masu hannun jari da aka gudanar a ranar 13 ga Yuni 2015 don wa'adinsa na farko na shekaru biyar. Daga baya ya yi rantsuwa a ranar 21 ga Satumba 2015. Oramah, a ranar 13 ga Yuni 2020, masu hannun jari na Bankin sun sake nada shi a karo na biyu na shekaru biyar a matsayin Shugaban kasa da Shugaban Kwamitin Daraktoci.

Jean-Louis Ekra ne ya riga Oramah a ofis, wanda ya yi aiki daga 2005 zuwa 2015 kuma wanda, bi da bi, ya gaji Christopher Edordu, shugaban majagaba wanda ke aiki daga 1993 zuwa 2005.

## Abubuwan da suka faru kwanan nan
An gudanar da Babban Taron Shekara-shekara na 23 na masu hannun jari na bankin daga Yuli 18 zuwa 24, 2016 a Seychelles. Wannan taron shine karo na farko da Shugaba Dr. Benedict Oramah ya jagoranci.

### Afreximbank ya jinkirta shirin bayar da jama'a na farko (IPO)
A watan Oktoba na 2019, Afreximbank ta jinkirta shirin IPO, wanda ya kai dala miliyan 250 a Kasuwancin Kasuwancin London, yana mai da hankali ga 'yanayin kasuwa mara kyau'.

### MANSA
Afreximbank ya yi hadin gwiwa tare da Bankin Ci Gaban Afirka, Bankunan Tsakiya na Afirka, da sauran abokan hulda na kasa da kasa don kaddamar da MANSA, dandalin ajiyar bayanai na CDD / KYC na hadin gwiwa tare da girmamawa ta musamman ga cibiyoyin kuɗi da kamfanoni na Afirka don ba da damar cibiyoyin duniya, abokan tarayya da takwarorinsu don samun damar bayanan CDD da bayanai na Afirka tare da yin amfani da dandalin don gudanar da kwarewar abokin ciniki akan gungiyoyin Afirka; cibiyoyin kudi, kamfanoni da SME.

## Bayanan da aka yi amfani da su

## Hadin waje

* The Herald (Harare), 8 ga watan Agusta 2014. Zimbabwe: Afreximbank ya rufe US $ 150 Miliyan don Econet