Frank Bisignano

**Frank J. Bisignano** (an haife shi a ranar 9 ga Agusta, 1959) ɗan kasuwa ne ɗan Amurka wanda ya yi aiki a matsayin kwamishinan Hukumar Tsaron Jama'a tun daga watan Janairun 2025. Bisignano ya kuma yi aiki a matsayin babban jami'in gudanarwa na Hukumar Harajin Cikin Gida tun daga watan Oktoban 2025.

Bisignano ya kammala karatunsa daga Jami'ar Baker da digirin farko a fannin kuɗi. A shekarar 1985, ya fara aiki a Shearson Lehman Brothers, yana aiki a matsayin babban mataimakin shugaban kamfanin daga 1986 zuwa 1990. A watan Agusta na 2000, Bisignano ya zama babban jami'in gudanarwa a Citigroup . A watan Disamba na 2005, ya zama babban jami'in gudanarwa a JPMorgan Chase, daga baya ya zama shugaban lamunin jinginar gida da kuma babban jami'in gudanarwa na kamfanin. A watan Afrilu na 2013, Bisignano ya yi murabus daga JPMorgan Chase don yin aiki a matsayin babban jami'in gudanarwa na First Data, wani kamfanin sarrafa biyan kuɗi. Ya zama shugaban kuma babban jami'in gudanarwa na Fiserv bayan ya sami First Data a watan Yuli na 2020; shekara guda bayan haka, ya zama babban jami'in gudanarwa na Fiserv.

A watan Disamba na shekarar 2024, zababben shugaban ƙasa Donald Trump ya naɗa Bisignano a matsayin wanda zai zaɓe shi a matsayin kwamishinan Hukumar Tsaron Jama'a. Ya bayyana a gaban Kwamitin Kuɗi na Majalisar Dattawa a watan Maris na 2025. Kwamitin ya kaɗa ƙuri'ar amincewa da Bisignano a wata mai zuwa. Majalisar Dattawa ta tabbatar da Bisignano a watan Mayu. A watan Oktoba, sakataren ma'aikatar kuɗi kuma kwamishinan kuɗin shiga na cikin gida Scott Bessent ya naɗa Bisignano a matsayin babban jami'in gudanarwa na Hukumar Harajin Cikin Gida, matsayin da ba a taɓa yi ba a baya.

## Rayuwar Farko da Ilimi (1959–1985)
An haifi Frank J. Bisignano a ranar 9 ga Agusta, 1959,  a birnin New York, na ƙasar Amurka .  Bisignano ya girma a Mill Basin, na ƙasar Amurka .  Shi ne ɗa  kuma jikan baƙi daga Kudancin Italiya ;  mahaifinsa da kakansa sun yi aiki a soja.  Mahaifin Bisignano wakilin kwastam ne, yayin da mahaifiyarsa kuma mai kula da harkokin kasuwanci ce a wani kamfanin kasuwanci wanda daga baya ke gudanar da ayyukan kamfanin.  Bisignano ya kammala karatunsa daga Mary Queen of Heaven, wata makarantar Katolika da ke Mill Basin,  kuma daga Jami'ar Baker, inda ya yi digiri a fannin kuɗi kuma ya fafata a matsayin mai buga ƙwallon ƙafa. 

Bisignano ya kuma sami digirin girmamawa guda huɗu na PhD wanda ya yaba da gudummawar da ya bayar ga fasaha da ayyukan jama'a. Waɗannan sun haɗa da kyaututtuka daga Jami'ar Syracuse saboda sadaukarwar da ya yi wa tsoffin sojoji da kuma daga Jami'ar Howard saboda jagorantar Aikin Martin Luther King, Jr. Papers, wanda ya yi amfani da dubban takardu na dijital daga Dr. King da sauran shugabannin kare haƙƙin jama'a.  

### Aikin farko na kasuwanci (1985-2000)
A shekarun 1980 da 1990, Bisignano ya yi aiki a bankin Sanford I. Weill .  A shekarar 1985, ya fara aiki a Shearson Lehman Brothers .  A shekarar da ta biyo baya, Bisignano ya auri Nancy A. Hausner;  suna da 'ya'ya biyu.   Daga 1986 zuwa 1990, ya yi aiki a matsayin babban mataimakin shugaban kasa a Shearson Lehman Brothers. Daga baya Bisignano ya zama mataimakin shugaban kasa kuma babban jami'in ba da lamuni na masu amfani a First Fidelity Bancorporation .  A shekarar 1994, Jamie Dimon ya dauki Bisignano a Salomon Smith Barney a matsayin shugaban ayyuka.  A shekarar 1998, Bisignano ya zama shugaban ayyuka da fasaha na duniya a Smith Barney.  An shigar da Bisignano cikin zauren shahara na New Jersey kwanan nan. 

### Citigroup (2000–2005)
Zuwa watan Agusta na shekarar 2000, Bisignano ya zama shugaban ayyukan duniya da fasahar sadarwa ta Citigroup . A wannan watan, an daukaka shi zuwa babban mataimakin shugaban zartarwa kuma ya maye gurbin Robert Druskin a matsayin babban jami'in gudanarwa.  Bisignano ya jagoranci ayyukan Citigroup bayan hare-haren Satumba na 11.  A watan Agusta na shekarar 2002, nauyin Bisignano ya fadada har ya hada da harkokin kasuwanci da ayyukan mu'amala na lantarki na Citigroup. 

### JPMorgan Chase (2005–2013)
A watan Disamba na 2005, JPMorgan Chase ta naɗa Bisignano a matsayin babban jami'in gudanarwa.  Laftanar Dimon ne, wanda aka shirya zai zama babban jami'in gudanarwa na JPMorgan Chase a wata mai zuwa kuma wanda Bisignano ya haɗu da shi yana aiki a Sanford I. Weill.  Bisignano ya sami suna a matsayin mai gyara kuma ya jagoranci JPMorgan Chase ya karɓi Bear Stearns a lokacin rikicin kuɗi na 2008.  Ya ƙaura don haɗa ofisoshin JPMorgan Chase da yawa a New York .  Bisignano ya kuma jagoranci tattaunawa kan gine-ginen JPMorgan Chase na London yayin da yake yin maganin cutar kansar makogwaro.  A shekarar 2008, ya auri Tracy S. O'Rourke,  malamar makaranta a aji biyar. 

A watan Fabrairun 2011, JPMorgan Chase ya naɗa Bisignano don ya kula da lamunin jinginar gida  da nufin farfaɗo da kasuwancin, wanda ya fuskanci suka daga masu kula da harkokin da suka shafi kwace kadarorinsa.  Ikonsa ya ƙaru bayan da aka kori shugaban lamunin jinginar gida, David Lowman.  A watan Yulin 2012, an naɗa shi a matsayin babban jami'in gudanarwa tare da Matt Zames.  Ayyukansa sun haɗa da fasaha da tsaro.  Bisignano ya shiga cikin sake tsara JPMorgan Chase bayan wata badakalar asarar ciniki .  A watan Disamba, ya yi murabus a matsayin shugaban lamunin jinginar gida. 

### Bayanan Farko da Fiserv (2013–2025)
A watan Afrilun 2013, Bisignano ya yi murabus daga JPMorgan Chase don yin aiki a matsayin babban jami'in gudanarwa na kamfanin biyan kuɗi na First Data .  A cewar *[[New York Times|jaridar The New York Times]]*, murabus dinsa na son rai ne  kuma ya zo ne a tsakanin wasu murabus bayan badakalar asarar ciniki.  Bisignano ya dauki ma'aikatan JPMorgan Chase da dama aiki a First Data, wanda ya haifar da takaddama kan daukar ma'aikata; kamfanin ya biya JPMorgan Chase kasa da  a watan Janairun 2014 don sasanta takaddamar.  A kokarin ceto kudaden First Data bayan da KKR &amp;amp; Co. ta saye shi a shekarar 2007, Bisignano ya yi kokarin daukar matakai daban-daban, ciki har da dakatar da gudummawar 401(k) don neman zabin hannun jari.  Wa'adin aikinsa ya nuna sauyi a dabarun kamfanin daga sarrafa biyan kudi zuwa kayan aikin abokin ciniki.  Bisignano ya nemi kafa haɗin gwiwa da Apple don hidimar Apple Pay  da kuma samun kamfanoni masu tasowa, kamar Clover Network, a wani yunƙuri daban-daban na farfaɗo da kamfanin. 

A cewar *[[New York Times|jaridar The New York Times]]*, Bisignano shine babban jami'in kudi mafi albashi mafi tsoka a shekarar 2015  kuma shine babban jami'i na biyu mafi albashi mafi tsoka a shekarar 2017.  Ya shigar da kara don bayar da First Data ga jama'a a watan Yulin 2015.  A watan Yulin 2019, Fiserv ya sami First Data. Bisignano ya zama shugaban Fiserv kuma babban jami'in gudanarwa bayan sayen. Shekara guda bayan haka, ya zama babban jami'in gudanarwa na kamfanin.  A cewar jaridar *Milwaukee Journal Sentinel*, Bisignano shine babban jami'i mafi albashi mafi tsoka a Wisconsin a shekarar 2023. 

Bisignano ya yi murabus daga mukamansa na Fiserv a watan Mayun 2025 bayan an tabbatar da shi a matsayin kwamishinan Hukumar Tsaron Jama'a .  Ya sayar da kadarorinsa a kamfanin bayan tabbatar da shi don bin yarjejeniyar ɗabi'a ta gwamnatin tarayya.  A watan Oktoba, farashin hannun jarin Fiserv ya faɗi sosai bayan rahoton samun kuɗi mai rauni; cinikin ya hana Bisignano asarar   Wata ƙarar da aka shigar a farkon wannan shekarar ta zargi Bisignano da Fiserv da yin amfani da kididdigar kuɗi, suna ɓatar da masu zuba jari.  A watan Nuwamba, sanatocin Democrat Ron Wyden na Oregon da Elizabeth Warren na Massachusetts, manyan membobin Kwamitin Kuɗi da Banki na Majalisar Dattawa, bi da bi, sun fara binciken sayar da hannun jarin Bisignano. 

### Ayyukan siyasa (2016 - yanzu)
Bisignano ya goyi bayan yakin neman zaben shugaban kasa na sanata John McCain na Arizona a shekarar 2008, duk da cewa ya bayar da gudummawar  ga sanata Hillary Clinton ta New York a yakin neman zaben shugaban kasa a wannan shekarar. A watan Disamba na 2011, ya dauki nauyin shirya taron tara kudi ga tsohon gwamnan Massachusetts Mitt Romney a shekarar 2012.  A shekarar 2019, Bisignano ya bayar da gudummawar  ga yakin neman zaben shugaban kasa na Donald Trump a shekarar 2020,  kuma a watan Nuwamba na 2023, Bisignano ya bayar da  ga yakin neman zaben shugaban kasa na tsohon gwamnan New Jersey Chris Christie a shekarar 2024;  matarsa, Tracy, ta bayar da gudummawar  ga yakin neman zaben Trump a shekarar 2024 .  Bisignano ya goyi bayan 'yan Democrat da dama, ciki har da shugaban marasa rinjaye na Majalisar Dattawa Chuck Schumer da kuma manajan wasanni Alex Lasry, wanda ya tsaya takarar fidda gwani na jam'iyyar Democrat a zaben Majalisar Dattawa na 2022 a Wisconsin . 

## Kwamishinan Hukumar Tsaron Jama'a (2025-yanzu)

### Naɗi da tabbatarwa
A ranar 4 ga Disamba, 2024, zababben shugaban ƙasa Donald Trump ya naɗa Bisignano a matsayin wanda zai zaɓe shi a matsayin kwamishinan Hukumar Tsaron Jama'a .  Zuwa watan Fabrairun 2025, har yanzu ana ci gaba da duba takardun Bisignano ta hannun mataimakan majalisar dokoki.  Ya bayyana a gaban Kwamitin Kuɗi na Majalisar Dattawa a ranar 25 ga Maris. Bisignano ya shaida wa kwamitin cewa ba shi da niyyar sayar da hukumar ga masu zaman kansu.  Sanata Ron Wyden na Oregon, babban memba na kwamitin, ya matsa wa Bisignano lamba kan dangantakarsa da Ma'aikatar Inganta Gwamnati (DOGE) da kuma damar samun bayanan Tsaron Jama'a .  Wyden ya yi iƙirarin cewa Bisignano ya yi ƙarya lokacin da ya shaida cewa ba shi da wata hulɗa da DOGE.  Kwamitin Kuɗi na Majalisar Dattawa ya kaɗa ƙuri'a 14-13 bisa ga jam'iyya don ci gaba da naɗa shi.  A ranar 6 ga Mayu, Majalisar Dattawa ta kaɗa ƙuri'a don tabbatar da Bisignano a ƙuri'a 53-47 bisa ga layin jam'iyya. 

### Zamanin aiki
A cikin wani jawabi da ya yi wa manajoji makonni biyu bayan rantsar da su, Bisignano ya bayyana cewa ba zai aiwatar da korar ma'aikata nan take ba don tabbatar da "matakin ma'aikata mai kyau", amma ya yaba da amfani da fasahar kere-kere kuma ya ba da shawarar cewa DOGE zai iya amfanar da hukumar.  Ya maye gurbin Leland Dudek, wanda wa'adinsa na riƙon ƙwarya ya shafi ƙoƙarin DOGE na samun damar shiga bayanan hukumar da kuma rumbunan adana bayanai. Bisignano ya ƙi iƙirarin babban mai ba da shawara Elon Musk cewa kashi arba'in cikin ɗari na kiran da ake yi wa Hukumar Tsaron Jama'a daga masu zamba ne, amma ya shaida wa *[[New York Times|jaridar The New York Times]]* cewa aikin DOGE "daidai ne da kashi ɗari cikin ɗari".  A watan Yuli, ya nemi a nuna baƙi a matsayin "ba a tabbatar da su ba" a cikin tsarin da kamfanoni ke amfani da shi don tabbatar da lambobin Tsaron Jama'a a ƙoƙarin matsa wa baƙi su bar Amurka. 

Bayan amincewa da Dokar "One Big Beautiful Bill Act", Bisignano ya aika da wani imel na SSA ga waɗanda suka amfana da Tsaron Jama'a yana yabon Trump da kuma amincewa da kudirin. An soki imel ɗin saboda siyasa a bayyane kuma wataƙila ya saba wa Dokar "Hatch Act" .  A watan Oktoba, sakataren ma'aikatar kuɗi Scott Bessent, wanda aka naɗa a matsayin kwamishinan riƙon ƙwarya na kuɗaɗen shiga na cikin gida bayan murabus ɗin Billy Long da ake sa ran zai zama jakada, ya naɗa Bisignano a matsayin babban jami'in gudanarwa na Hukumar Harajin Cikin Gida, matsayin da ba a taɓa yi ba a da.

## Manazarta