Kathy Kraninger

**Kathleen Laura Kraninger** (an Haife ta Disamba 28, 1974) wata jami'ar gwamnatin Amurka ce wacce ta yi aiki a matsayin darekta na Ofishin Kariyar Kuɗi na Masu Amfani (CFPB) daga Disamba 11, 2018, har sai da ta yi murabus a ranar 20 ga Janairu, 2021.  Kafin haka, ta yi aiki a Ofishin Gudanarwa da Kasafi na Fadar White House a lokacin gwamnatin Trump .    

## Rayuwar farko da ilimi
An haifi Kraninger a Pittsburgh, Pennsylvania  kuma ya girma a Chagrin Falls, Ohio .  Ta halarci Jami'ar Marquette daga 1993 zuwa 1997. Yayin da take halartar kwaleji, ta shiga cikin ofishin Wakilin Amurka Sherrod Brown a lokacin.  A 1997, ta sauke karatu daga Marquette tare da digiri na farko a kimiyyar siyasa da tarihi. Bayan kwaleji, ta kasance mai aikin sa kai ta Peace Corps a Ukraine daga Satumba 1997 zuwa Nuwamba 1999.

Bayan ta dawo daga Ukraine, ta yi karatu daga 2003 zuwa 2007 a Cibiyar Shari'a ta Jami'ar Georgetown, inda ta sami Likitan Juris, ta halarci makarantar lauya da dare yayin aiki da rana.  

## Sana'a

### Ofishin Gudanarwa da Kasafi (2017-2018)
Kraninger ya yi aiki a matsayin mataimakin darekta a ofishin gudanarwa da kasafin kudi a gwamnatin Trump.  A matsayinta na abokiyar daraktar shirin, ta kula da dala biliyan 250 wajen samar da kudade ga ma'aikatun majalisar ministoci bakwai da sauran hukumomin tarayya, ciki har da Ma'aikatar Kasuwancin Amurka, Tsaron Gida, Shari'a, Gidaje da Ci gaban Birane, da Baitulmali.  

### Ofishin Kariyar Kuɗi na Mabukaci (2018-2021)
A ranar 16 ga Yuni, 2018, Mataimakin Sakataren Yada Labarai na Fadar White House Lindsay Walters ya sanar da cewa Shugaba Donald Trump zai nada Kraninger a matsayin Daraktan Hukumar Kare Kudade Masu Amfani,  a lokacin da Daraktan OMB Mick Mulvaney ya rike. Kungiyoyin masu siyar da kayayyaki da masu ra'ayin mazan jiya na Majalisar Dattawa sun soki zaben nata saboda tunanin rashin cancantar ta.  Ba ta da gogewa a cikin ka'idojin masana'antar hada-hadar kudi ko kuma cikin lamuran kariya na mabukaci .   Sanata Elizabeth Warren ta yi barazanar toshe nadin kan rawar da Kraninger ya taka a manufofin gwamnatin Trump na rabuwar iyali, wanda ya janyo suka kan raba 'ya'yan bakin haure da iyayensu a kan iyakar Amurka/Mexico.  A matsayin wani ɓangare na rawar da take takawa a cikin OMB, da alama Kraninger ta shiga cikin daidaita manufofi kamar manufar rabuwar iyali. Bayanan jama'a sun nuna cewa Kraninger ya gudanar da tarurruka kusan dozin biyu tare da manyan jami'ai daga DHS, ICE da USCIS da suka jagoranci aiwatar da manufofin rabuwar iyali.   A yayin sauraron karar, Kraninger ta ki amsa tambayoyi game da shigarta cikin manufofin rabuwar iyali. 

An tabbatar da Kraninger a ranar 6 ga Disamba, 2018, a cikin kuri'un jam'iyyar 50-49.  

A cikin 2019, Kraninger ya goyi bayan Ma'aikatar Shari'a ta gwamnatin Trump a cikin jayayya cewa CFPB na da 'yancin kai da yawa. Gwamnatin Trump ta yi gardama tun daga 2017 cewa CFPB ta sabawa kundin tsarin mulki. Kafin ta karbi ragamar mulki, CFPB ta kare kanta daga ikirarin gwamnatin Trump na sabawa kundin tsarin mulkin kasar. A yayin sauraren karar tabbatar da ita a cikin 2018, Kraninger ta ce zai rage ga Majalisa da kotuna don warware ko CFPB ta sabawa kundin tsarin mulki.

A cikin Yuli 2020, Kraninger ya kafa wata sabuwar doka a CFPB ta yadda masu ba da lamuni na ranar biya ba za su sake duba ko masu neman rancen za su iya biyan lamunin riba mai yawa ba. 

Kraninger ta yi murabus daga matsayinta a ranar 20 ga Janairu, 2021, bisa bukatar gwamnatin Biden mai shigowa. 

## Kyauta
A cikin 2014, Jami'ar Marquette ta ba Kraninger lambar yabo ta matashin tsofaffin ɗalibanta na shekara.  A cikin 2009 ta sami lambar yabo ta Ma'aikatar Jama'a ta Jami'an Tsaron Tekun Amurka. 

## Manazarta