Dirham na Morocco

**Dirham** Moroccan (      , Moroccan Arabic     ; Berber languages     ; alamar : **DH** ; code: **MAD** ) kudin kuɗi ne na hukuma na Morocco . Bankin Al-Maghrib, babban bankin kasar Morocco ne ya bayar. An raba Dirhami ɗaya na Morocco zuwa *santimat* 100 (na ɗaya: santim;    ).

## Tarihi
Kalmar *dirham* ta samo asali ne daga kudin Girka, wato *dachma* . Dirham din Idrissid, tsabar azurfa, an yi shi ne a kasar Maroko karkashin daular Idrisid daga karni na 8 zuwa na 10. 

Kafin gabatar da tsabar kudi na zamani a shekara ta 1882, Maroko ta ba da tsabar tagulla da aka ƙididdige su a falus, tsabar azurfa da aka ƙima da dirhami, da tsabar zinari da aka ƙima a benduqi . Daga 1882, Dirham ya zama yanki na rial Moroccan, tare da 500 Mazunas = 10 dirham = 1 rial.

Lokacin da yawancin Maroko suka zama masu kariyar Faransa a cikin 1912 ta canza zuwa franc na Morocco . An dawo da Dirhami a ranar 16 ga Oktoba 1960.  Ya maye gurbin franc a matsayin babban sashin kuɗi amma, har zuwa 1974, franc ya ci gaba da yaduwa, tare da 1 dirham = 100 francs. A cikin 1974, centime ya maye gurbin franc. 

## Tsabar kuɗi
A shekarar 1960, an gabatar da tsabar kudi Dirham 1 na azurfa. Wadannan sun biyo bayan dirhami 1 nickel da tsabar dirhami na azurfa 5 a shekarar 1965. A cikin 1974, tare da ƙaddamar da santim, an ƙaddamar da sabon tsabar kudi a cikin ƙungiyoyi na 1, 5, 10, 20 da 50 santimat da tsabar kudi 1 da 5. Santimita 1 sun kasance aluminium, santimat 5 har zuwa 20 an sanya su a cikin tagulla, tare da mafi girman ƙungiyoyi uku a cikin cupro-nickel. An kara sabbin tsabar kudi Dirham 5 na cupro-nickel a 1980 kuma an canza su zuwa tsabar bi-metal a 1987. Sulalla masu bi-metal suna ɗauke da ƙayyadaddun shekaru biyu don fitowar kwanan wata-1987 a kalandar Gregorian da 1407 a kalandar Musulunci .

An yi amfani da santim ɗin 1 kawai har zuwa 1987 lokacin da aka gabatar da sabbin ƙira, tare da a  mai maye gurbin santimat 50 ba tare da canza girman ko abun da ke ciki ba. Sabon tsabar Dirhami 5 ya kasance bimetallic, kamar yadda tsabar dirhami 10 aka gabatar a shekarar 1995. Cupro-nickel 2 Dirham tsabar kudi an ƙaddamar da su a cikin 2002. A cikin 2012, an fitar da sabon jerin tsabar kudi, tare da tsabar dirham 5 da 10 suna amfani da hoton ɓoye a matsayin yanayin tsaro. 

## Takardun kuɗi

Rubutun farko da aka yi la'akari da dirhami an yi su ne a kan takardun faran farko, a cikin dirhami 50 (akan 5,000 francs) da dirhami 100 (a kan 10,000 francs). A shekarar 1965, an fitar da sabbin takardun kudi na dirhami 5, 10 da 50. A shekarar 1970 ne aka fara amfani da Dirhami 100, sannan a shekarar 1991 sai Dirhami 200 sannan a shekarar 1996. Dirhami 20 ne aka fara amfani da su a shekarar 1980. A tsakiyar watan Oktoba na shekarar 2009, Bankin Al-Maghrib ya fitar da takardun kudi na dirhami miliyan hudu don tunawa da cika shekaru 50 na bankin. Bayanan tunawa yana auna 147 × 70&nbsp;mm kuma yana dauke da hotunan Sarki Mohammed VI, Hassan II, da Mohammed V. A bayan bayanan akwai hedkwatar Bankin Al-Maghrib a Rabat. Jawabin da Mohammed V ya gabatar a shekarar 1959 a bukin Bankin Al-Maghrib an nada shi a bayansa. 

A watan Disambar 2012, Bankin Al-Maghrib ya fitar da takardar banki mai Dirhami 25 don tunawa da cika shekaru 25 da samar da takardar kudi a Ma'aikatun Buga na Jihar Moroko, Dar As-Sikkah. Ita ce takardan banki ta farko a duniya da za a buga akan Durasafe, takarda-polymer-paper composite substrate wanda Fortress Paper ya samar. Gaban bayanin kula yana da alamar intaglio vignette da alamar ruwa na Sarki Mohammed VI, da zaren tsaro na canza launin magenta-kore. Zaren, kamar alamar ruwa, an haɗa shi a cikin takardar banki duk da haka ana iya gani a bayan tagar Viewsafe polymer mai gefe ɗaya. Hakanan yana da cikakkiyar tagar polymer mai haske wanda aka lulluɓe tare da ƙoƙon sarauta na Sarki. Bayan bayanan yana ɗauke da bugu na bugu na tunawa da shekaru 25 na bugu na banki a Ayyukan Buga na Jihar Moroko, Dar As-Sikkah. An kafa tagogin da ke cikin Durasafe ta hanyar yankan kowane gefe na nau'in nau'i na nau'i uku daban. Gilashin Viewsafe mai gefe ɗaya yana ba da haske mai haske a cikin madaidaicin inda zaren da alamar ruwa na Sarki Mohammed VI ke kare, amma ganuwa gaba ɗaya a bayan ainihin polymer. An ƙirƙiri tagar Thrusafe ta zahiri ta hanyar yanke duka masu yin takarda na waje don bayyana ainihin ainihin polymer. 

A ranar 15 ga Agusta, 2013, Bankin Al-Maghrib ya sanar da sabon jerin takardun kudi. Bayanan kula sun ƙunshi hoton Sarki Mohammed VI da kambin sarauta. Kowanne daga cikin bayanan yana nuna wata kofa ta Morocco a gefen hagu na hoton, wanda ke nuna wadatar kayan gine-ginen kasar, da kuma alamar bude ido na kasar.    

A cikin 2019, Bankin Al-Maghrib ya fitar da takardar kudi dirham 20 da aka samar akan kayan aikin polymer don tunawa da cika shekaru 20 na hawan Mohammed VI kan karagar Morocco.

## Shahararrun mazhabobi da amfani
Shahararrun mazhabobi kalmomi ne da ake amfani da su sosai a Maroko don yin nuni ga mabambantan dabi'u na kudin; Ba a dauke su a hukumance ta jihar. Waɗannan sun haɗa da *rial* ( Arabic pronunciation: [rjal] ), daidai da 5 santimat, da *franc* [frˤɑnk], daidai da santimita 1. Yawancin lokaci, yayin da ake mu'amala da kaya da ƙimar ƙasa da dirhami, yawanci ana amfani da rial ko santim. Don kaya masu tsada sosai, kamar motoci, al'ada ce a koma ga farashin santimat. Koyaya, ana amfani da rial lokacin magana da Larabci da *centimi* yayin magana cikin Faransanci .

Ko da yake matasan ba su yi amfani da su ba, ƙungiyar 1,000, 2,000, har zuwa 100,000 francs za su yi amfani da mutanen da suka rayu a lokacin mulkin mallaka na Faransa lokacin da suke magana akan Dirhami 10, 20 da 1,000. amfani da rial don kaya mafi girma fiye da yanki na dirhami, wanda ya kai 5,000 dhs (rial 100,000). Ana amfani da wannan rukunin a cikin mahallin larabci na Moroccan .

Ana kuma karɓar dirham na Morocco a kasuwannin kasuwanci a Ceuta, duk da farashin da ake nunawa a cikin Yuro . 

## Bayanan kula

## Nassoshi

## Hanyoyin haɗi na waje

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