Howard Lindzon

**Howard Lindzon** marubuci ne ɗan ƙasar Kanada, mai nazarin harkokin kuɗi, mai nazarin fasaha kuma mai saka hannun jari a fannin manyan kamfanoni . Lindzon yana kula da asusun hedge, yana aiki a matsayin manajan abokin tarayya na kamfanin riƙe da hannun jari na Social Leverage, mai iyaka a Knight's Bridge Capital Partners, kuma shine wanda ya kafa StockTwits . An naɗa Lindzon a matsayin ɗaya daga cikin *Mafi Kyawun Tweets don Kuɗin ku* a shekarar 2013 ta hannun Barron's .

## Bayani
Lindzon ya tafi Makarantar Sakandare a Kwalejin Forest Hill inda ya kammala karatunsa a shekarar 1986.  Daga nan ya sami digirin farko na kasuwanci daga Jami'ar Western Ontario kafin ya koma Amurka don halartar Jami'ar Jihar Arizona don digirin Master na Gudanar da Kasuwanci . Daga baya Lindzon ya sami digirin Master a Gudanar da Ƙasashen Duniya daga Makarantar Thunderbird ta Gudanar da Duniya a shekarar 1991.  

A lokacin da Lindzon yake makarantar sakandare, iyayensa sun sake shi kuma mahaifiyarsa ta amince masa ya sarrafa kuɗinsu.  Hannun jari na farko da ya saya a bayyane yake na Kanada ne kuma asarar da ya samu daga wannan kasuwancin ta shafi falsafarsa ta sarrafa kuɗi ta tsaro da kuma yadda yake kwatanta haɗari. 

Lindzon ya haɗu da matarsa ta gaba, Ellen, ta hanyar soyayya ta makance a Phoenix, Arizona kuma sun yi aure a ranar 7 ga Mayu, 1994.  A halin yanzu suna zaune a Phoenix, Arizona tare da 'ya'yansu biyu, Max da Rachel. 

Jarin Lindzon na farko ya kasance a shekarar 1994 tare da wani kamfani mai suna Pro-Innovative Concepts bayan kammala karatun digiri.  Mark Scatterday, mazaunin Phoenix, ya ƙirƙiri *The Gripp* wanda ya sayar da isassun kayayyaki don zama zauren QVC mai suna ga samfurin.  

A watan Yunin 1998, Lindzon ya fara kula da asusun ajiyarsa na hedge .  Kamfanin dillalinsa ya fuskanci wasu matsalolin kuɗi a shekara ta 2002 saboda "sata da zamba" na abokin tarayyarsa.  Lindzon shine babban jami'in gudanarwa a Knight's Bridge Capital Partners amma yanzu yana aiki a matsayin abokin tarayya mai iyaka. Yana amfani da kuɗi don aikinsa a matsayin mai zuba jari na mala'iku . 

## Tashar bango
Wallstrip wani shiri ne na yau da kullun na labaran barkwanci na kasuwanci a ranar 16 ga Oktoba, 2006. Wanda ya kafa kuma shi kaɗai ya ƙirƙiri shirin, Lindzon ya bayyana hangen nesansa ga shirin a cikin shirin farko na zane-zane guda biyu da aka fitar kwana biyu kafin hakan. Manufar farko ita ce haskaka kamfanonin da aka yi ciniki da su a bainar jama'a waɗanda hannun jarinsu ke ciniki a ko kusa da mafi girma a tarihi. A watan Mayu na 2007, sashin hulɗa na CBS ya sami shirin a kimanin darajar dala miliyan 5. 

Watanni biyu kacal kafin bikin cika shekaru biyu na shirin, shirye-shiryen sun tsaya cak ba tare da an sanar da su ba bayan shirin na ƙarshe a ranar 12 ga Disamba, 2008. Ganin cewa shirin bai samar da kuɗin shiga da ake tsammani ba, duk da shaharar shirin, da alama CBS ba za ta ƙara samar da kuɗaɗen ci gaba ba.  A jimilla, an shirya kusan shirye-shirye 500 a cikin watanni 26.

Lindzon ya buga littafinsa na farko *mai suna The Wallstrip (TM) Edge: Amfani da Trends to Make Money – Nemo Su, Ride Them, and Get Off* a shekarar 2009, yana tattauna yanayin kasuwa, binciken kamfanoni, da kuma kula da haɗari.  

## Haramcin sayar da gajeren kaya na SEC na 2008
Hukumar Tsaro da Musayar Hannun Jari ta Amurka (SEC) ta fara wani haramcin wucin gadi kan sayar da hannun jari 799 na gajeren lokaci daga ranar 19 ga Satumba, 2008 har zuwa 2 ga Oktoba, 2008 a wani yunƙuri na rage kasuwar bear .  Lindzon ya kasance mai adawa da haramcin sayar da hannun jari na gajeren lokaci na SEC a shekarar 2008, yana mai kiransa "abin takaici ga masu zuba jari da mahalarta kasuwa." "Ina ganin kasuwa tana kan hanyarta ta durƙushewa kuma ina ganin da ta ƙare da sauri idan ba su shiga tsakani ta wannan hanyar ba," in ji Lindzon. "Ga mutanen da suke yin aiki mai kyau a Wall Street da gaske za a hukunta su kamar haka, abin kunya ne cewa samfuransu sun fita daga taga."  Kimanta tasirin haramcin wucin gadi kan sayar da hannun jari a Amurka da sauran ƙasashe a lokacin rikicin kuɗi na 2008 ya nuna cewa ba shi da wani tasiri kawai ga motsin hannun jari, tare da farashin hannun jari yana tafiya kamar yadda zai motsa ko ta yaya, amma haramcin ya rage yawan kuɗi da kuma kuɗi. 

## StockTwits
Lindzon ya fara amfani da Twitter amma ya taɓa barin damar saka hannun jari a kamfanin.   Lindzon har yanzu yana da hannun jari na Twitter saboda jarin da ya saka a BetaWorks lokacin da Twitter ta sayi Summize don injin bincikenta. 

Manufar kamfanin ta fito ne daga wani rubutu a shafin yanar gizo na 2008 inda Lindzon ya ba da shawarar cewa Twitter zai yi kyau ga hannun jari da kasuwanni. StockTwits ta fara ne a shekarar 2009 tare da Lindzon da Soren Macbeth ta hanyar amfani da hanyar haɗin shirye-shiryen aikace-aikacen Twitter (API) don haɗa StockTwits a matsayin "dandalin labarai na kasuwa, jin daɗi da kayan aikin tattara hannun jari mai kyau."  StockTwits ta sami lambar yabo ta Shorty ta farko ta shekara-shekara a cikin rukunin kuɗi na 2008.   Mujallar Time ta lissafa StockTwits a matsayin ɗaya daga cikin "Mafi Kyawun Yanar Gizo 50" na 2010.  An sanya StockTwits a matsayin ɗaya daga cikin "manyan kamfanoni 10 mafi kirkire-kirkire a fannin kuɗi" a shekarar 2012 ta FastCompany . 

StockTwits sun yi amfani da abin da wasu suka kira "cashtags" don gano alamar alamar hannun jari, kamar hashtag na Twitter, a matsayin hanyar nuna tunanin mutane da ra'ayoyinsu game da kamfani da hannun jari.  Twitter ta haɗa "cashtags" a cikin dandamalinsu a cikin 2012 yadda ya kamata ta "sace" ra'ayin StockTwits.  Dangane da wannan sanarwar, Lindzon ya rubuta a shafin yanar gizo cewa "Abin sha'awa ne cewa Twitter ta kwace mana ƙirƙirar $TICKER wato $AAPL".  Ya ci gaba da lura cewa "Za ku iya satar jirgin sama amma ba yana nufin kun san yadda ake tashi da shi ba."  Lindzon ya sayar da dukkan hannun jarinsa na Twitter a 2012 sakamakon wannan takaddama. 

Ya zuwa shekarar 2011, adadin masu ziyartar StockTwits a kowane wata ya ninka sau uku fiye da na shekarar da ta gabata zuwa sama da masu amfani 100,000.  Lindzon yana ƙarfafa sabbin 'yan kasuwa su ɓatar da lokaci a kan StockTwits suna koyon harshen.  Ya ce "Ba ku koyon Sifaniyanci a cikin rana ɗaya ba, kuma ba za ku koyi yadda ake saka hannun jari a hannun jari a cikin rana ɗaya ba. Ku yi amfani da shi kamar harshe."  Lindzon ya rubuta littafin *The StockTwits Edge: 40 Actionable Trade Set-Ups from Real Market Pros* tare da Philip Pearlman da Ivaylo Ivanhoff don taimaka wa sabbin masu amfani da su sami mafi kyawun amfani daga wannan sabis ɗin. 

An nada Lindzon a matsayin ɗaya daga cikin *Mafi Kyawun Tweets don Kuɗin ku* a 2013.  Daga baya a wannan shekarar, Lindzon ya zuba jarin dala 50,000 daga asusunsa na hedge don bin diddigin 'yan kasuwa a matsayin wani ɓangare na haɗin gwiwar "zuba jari a zamantakewa da zamantakewa" tare da Ditto Trade da kuma cibiyar sadarwar StockTwits ta kansa.  

Ya zuwa watan Yunin 2013, StockTwits ta tara dala miliyan 8.6 a matsayin jarin kamfani amma har yanzu ba ta sami riba ba.  Kashi hamsin cikin ɗari na kuɗaɗen shigar kamfanin yana fitowa ne daga bayanan kuɗi da aka sayar wa abokan ciniki, ciki har da Bloomberg LP da Google .  Lindzon ya yi imanin cewa ana buƙatar "canjin al'adu" ga manyan cibiyoyin kuɗi don rungumar wannan fasaha kuma wannan canjin na iya ɗaukar tsawon shekaru biyar. 

## Jagoranci
Lindzon yana da sauƙin isa kuma yana ba da jagoranci na yau da kullun da na yau da kullun ga 'yan kasuwa. DreamIt Ventures shiri ne na hanzarta farawa wanda ya haɗa da Lindzon a matsayin mai ba da shawara.  Hakanan yana ba da jagoranci ga kamfanoni masu tasowa a matsayin wani ɓangare na shirin Techstars . 

Sadarwar yanar gizo babban abin da Lindzon ya fi mayar da hankali a kai ne.   Cibiyoyin sadarwa sun haɗa da masu haɗin gwiwa na gaske amma yana iya nufin samun damar shiga hanyar sadarwarsa ta Twitter kamar yadda ya yi wa James Altucher a lokacin ƙaddamar da kasuwancin soyayya ta yanar gizo na 140Love. 

Taron fasaha na ƙasa da ƙasa na LeWeb na 2010 ya ɗauki nauyin Lindzon a matsayin babban mai jawabi.  Lindzon ya yi magana kan *dalilin da ya sa ba a taɓa samun lokaci mafi kyau don gina kasuwanci ba* a taron yanar gizo na gaba na 2011. 

## Mai zuba jari na mala'ika
Lindzon wani mai zuba jari ne kuma abokin hulɗar gudanarwa na kamfanin Social Leverage.  Social Leverage yana zuba jari a kasuwancin yanar gizo waɗanda suka fara haɓaka.

eBay ya sayi rent.com a shekarar 2005 akan dala miliyan 415.  Lindzon ya kasance mai saka hannun jari na farko a rent.com. 

LifeLock, wani kamfani mai kare sata ta asali wanda ke ba da ayyukan da aka yi niyya don gano aikace-aikacen zamba don ayyuka daban-daban na bashi da waɗanda ba su da alaƙa da bashi, ya sami kuɗi daga Lindzon a cikin 2007. 

An fara Ticketfly a shekarar 2008 tare da tallafin kuɗi daga Lindzon tare da haɗin gwiwar High Peaks Venture Partners, Contour Venture Partners da kuma wani mai zuba jari na mala'ika Roger Ehrenberg.  

Lindzon ya sayar da sha'awarsa a limos.com, kuma Comcast ya sayi golfnow.com a shekarar 2008.  

Lindzon ya zuba jari a Betaworks kuma tare da su kamar yadda ya yi wajen tallafawa TweetDeck . 

Disqus sabis ne na tattaunawa da yin tsokaci ta yanar gizo ga gidajen yanar gizo da al'ummomin kan layi waɗanda ke amfani da dandamali mai haɗin gwiwa wanda ya sami kuɗi daga Lindzon a 2008. 

UserVoice ta sami tallafi daga Lindzon a shekarar 2009 don ci gaba da haɓaka kayan aikin hulɗar abokan ciniki . An mayar da kayan aikin tattara ra'ayoyin abokan ciniki zuwa babban matsayi tare da wannan ƙarin kuɗaɗen.

Da yake riƙe da wani jari a baya a bit.ly, Lindzon ya yanke shawarar ƙara jarinsa don taimakawa ci gaban kamfanin a shekarar 2010. 

InternMatch yana ba da ayyukan horon aiki ga ɗalibai, ma'aikata da masu ilimi. Shafin yana ba da neman horon aiki kyauta, shafin yanar gizo na masu horon aiki, da kuma ɗakin karatu na albarkatun horon aiki da neman aiki waɗanda aka tsara don ɗalibai da ma'aikata. Manufar InternMatch ita ce "Taimaka wa ɗalibai su nemo da kuma bincika manyan ayyukan horon aiki tare da mai da hankali kan manyan kamfanonin fasaha da ƙungiyoyi masu zaman kansu." Lindzon ya ba da tallafin kuɗi don ci gaban kamfanin a 2011.

UsingMiles kamfani ne na ɗaliban Techstars wanda ke da niyyar sauƙaƙa wa matafiya su tara ladan shirin aminci a wuri ɗaya. 

Lokacin da Klout ke neman masu zuba jari a shekarar 2011, Lindzon yana ɗaya daga cikin mutanen da ke da sha'awar hakan. 

BillGuard yana lura da kuma sanar da masu amfani idan an sami kuɗaɗen da aka ɓoye na katin kiredit, zamba ko kurakuran lissafin kuɗi a cikin asusunsu. Lindzon ya tallafa wa wannan aikin, wanda har yanzu sigar beta ce kawai.

Salesforce.com ta sayi GoInstant a watan Yulin 2012 akan dala miliyan 70 na Amurka. 

A shekarar 2012, Lindzon ta bayar da wani ɓangare na dala miliyan 2 na tallafin kuɗi ga DailyWorth da kuma yin aiki a matsayin mai ba da shawara. 

Sha'awar Lindzon wajen samar da bayanai ya haifar da goyon bayansa ga Plexus Engine, yana yin kasuwanci a matsayin Little Bird.  Little Bird yana ta atomatik aiwatar da bincike ta hanyar gano da kuma tabbatar da hanyoyin bincike, yana yin "jerin bayanai, sannan a tattara URLs na shafin yanar gizo, hanyoyin Twitter, da abubuwan da masu bincike suka wallafa".  An zabi Plexus Engine don shiga cikin Gwajin Incubator na Portland a 2012. 

Lindzon ya shiga cikin samar da kuɗaɗen wasu kamfanoni masu tasowa da dama, ciki har da amma ba'a iyakance ga: Foodzie, Life360, Simply Measured, Clarity, Lucky Sort, Seamless Receipts, Scopely, Colingo, Unbounce, LaunchRock, SendHub, Retrofit, Betable, Dekko, YieldBot, Embedly, New Hive, Buddy Media, Videolicious, Laffster, YCharts, Fanium, BlogTalkRadio, StationCreator, Skyscraper, TubeMogul, MyTrade, MaxMyInterest, Zentact. 

A shekarar 2013, Lindzon ya gabatar da jawabi a bikin Amplify na AMP Capital ga masu zuba jari a Ostiraliya. 

## Manazarta