Malawi kwacha

**Kwacha** / / ˈkwætʃə / ; ISO 4217 : MWK, sunan hukuma **Malawi Kwacha**  ) kudin Malawi ne tun daga 1971, wanda ya maye gurbin fam na Malawi . An raba **tambala** 100 . Kwacha ya maye gurbin wasu nau'ikan kudi, wato fam din Burtaniya, Rand na Afirka ta Kudu, da dalar Rhodesian, wadanda a baya suke yaduwa ta hanyar tattalin arzikin Malawi . Ana yin gyare-gyaren canjin kwacha na lokaci-lokaci, amma tun 1994 farashin canji ya tashi.  A cikin 2005, Bingu wa Mutharika  ya sanya matakan gudanarwa don daidaita farashin musaya da wasu kudade.  Babban bankin Malawi ne ke ba da bayanan banki. A watan Mayun 2012, Bankin Reserve na Malawi ya rage darajar kwacha da kashi 34% kuma ya cire shi daga dalar Amurka . 

## Bayani
An fara amfani da sunan kwacha a Zambiya, inda aka fara amfani da kwacha na Zambia a shekarar 1968. Ya samo asali ne daga kalmar Chinyanja ko Chichewa ma'ana "ya waye", yayin da tambala ke fassara da "zara" a Chichewa . Sunan tambala ne saboda zakara dari suna sanar da wayewar gari.

## Tarihi
Kwacha ya maye gurbin fam na Malawi a shekarar 1971 akan kudi kwacha biyu zuwa fam daya.

 one British pound sterling was equal to approximately 883.43 kwachas, one US dollar was equal to 725.16 kwachas and one South African rand was equal to 47.69 kwachas.  one Euro is equivalent to 797.42 Kwachas.

## Tsabar kudi

Tsabar kuɗi na farko da aka gabatar a cikin 1971 sun kasance cikin ƙungiyoyin 1, 2, 5, 10 da 20 tambala. A shekarar 1986, an kuma gabatar da tsabar tambala 50 da kwacha 1. A cikin Janairu 2007, tsabar kwacha 5 da 10, waɗanda a zahiri suna ɗauke da kwanan wata na 2006, an kuma sake su zuwa wurare dabam dabam. A ranar 23 ga Mayu, 2012 an fitar da sabbin tsabar kudi 1, 5 da 10 kwacha don rarrabawa

Tsabar tambala 1 da 2 sun ƙunshi ƙarfe da aka yi da tagulla. Tsabar tambala 5 na karfe ne da aka yi da nickel. Tsabar tambala 50 da kwacha 1 sun hada da karfen tagulla. 

## Bayanan banki

A cikin 1971, an gabatar da takardun banki masu kwanan wata 1964 a cikin darikar tambala 50, 1, 2 da 10 kwacha. An gabatar da takardun kwacha guda 5 a shekarar 1973 lokacin da aka dakatar da takardar kwacha 2. An gabatar da takardun kwacha guda 20 a shekarar 1983. An fitar da tambala 50 a karshe a shekarar 1986, inda aka buga kwacha 1 na karshe a shekarar 1992. A shekarar 1993, an bullo da takardar kwacha 50, sai kwacha 100 a 1993, kwacha 200 a 1995, kwacha 500 a 2001 da kwacha 2000 a watan Nuwamba 2016 don saukaka matsananciyar karancin kudi. 

Tun daga shekara ta 2008, ƙungiyoyin banki masu zuwa suna gudana:

A cewar wata kasida a cikin *Nyasa Times* mai kwanan wata 9 ga Maris, 2012, a cikin watanni shida masu zuwa Bankin Reserve na Malawi zai gabatar da sababbin jerin bayanai, ciki har da wata takarda ta 1,000-kwacha, sau biyu mafi girma a halin yanzu. Gwamna Dr. Perks Ligoya ya sanar da bayanan a Biantyre a ranar 8 ga Maris. Sabbin bayanan kula za su kasance mafi ƙanƙanta a girman fiye da bayanin kula na yanzu, waɗanda ke aiki azaman ma'auni na yanke farashi. De La Rue ne za a buga sabon bayanin kula na kwacha 1,000.  

A ranar 23 ga Mayu, 2012, *Nyasa Times* ta ruwaito cewa Babban Bankin Malawi ya gabatar da sabuwar takardar kwacha 1,000 a cikin rarrabawa tare da sabbin bayanan da aka tsara. Sabuwar takardar kwacha 1,000 an kimanta kusan dalar Amurka 4. Sabon kwacha yana da fuskar shugaban kasa na farko Kamuzu Banda a gaba kuma baya ɗauke da hoton silin masara na Mzuzu. 

An sami sabon bayanin kwacha 20 yana ɗauke da kuskure. A bayan bayanin akwai wani gini da aka bayyana shi da Kwalejin Horar da Malamai ta Domasi (wanda a yanzu ake kira da Kwalejin Ilimi ta Domasi). Sai dai kuma an ruwaito cewa, ginin na Kwalejin Horar da Malamai ta Machinga ne. 

Babban bankin Malawi zai sake duba sabon dangin bayanin kula don su kasance masu "makafin abokantaka". A cewar kungiyar makafi ta Malawi, bayanan da aka samu a halin yanzu sun tada digo-digo don taimakawa wajen amincewa da darikokin, amma dige-dige sun yi kadan don yin amfani. 

## Nassoshi