Mark Ripple

**Mark Ripple** ɗan ƙasar Amurka ne, ƙwararren mai kula da harkokin kuɗi, kuma marubucin *Handicapping the Wall Street Way* .   yawan nemansa don rubuta labarai, bayan ya rubuta wa mujallar *American Turf Monthly*, *The Horse Jockey*, CBS, da *Southern Gaming Magazine* .

An nuna shi a cikin *American Turf Monthly* da Motley Fool, kuma ya kasance fitaccen mai sharhi kan harkokin kuɗi ga CBS *Market Watch* .  Mark ya ba da laccoci a kwalejoji da dama, ciki har da Jami'ar Pennsylvania, Kwalejin Al'umma ta Hudson Valley, da Cibiyar Kimiyyar Fasaha ta Rensselaer . 

## Rayuwar farko da ilimi
An haifi Ripple a ranar 30 ga Agusta, 1967. Bayan kammala karatunsa daga Kwalejin Al'umma ta Hudson Valley a matsayin ɗalibin Jerin Shugabanni, Ripple ya fara ci gaba da karatunsa a Cibiyar Fasaha ta Rensselaer har sai da aka ɗauke shi aiki a matsayin ƙaramin ma'aikacin banki na saka hannun jari a Jihar New York, yana da shekaru 21, ta hannun Thomas James Associates na Rochester, New York.

## Sana'a

### Thomas James Abokan Hulɗa
Ya yi shekara ɗaya a kamfanin da aka fara kafawa kuma Merrill Lynch ya ɗauke shi aiki. 

### Merrill Lynch
A lokacin da yake Merrill Lynch, ya riƙe ayyuka daban-daban a fannin kula da tallace-tallace, a fannin bashi da hannun jari, da kuma kula da haɗarin samfura, da kuma harkokin banki na saka hannun jari. 

### Prudential Bache
Ripple ya kuma yi aiki a cikin Mergers and Acquisitions Group of Prudential Securities Incorporated. 

### Hannun Jari na PVR
Ripple yana ci gaba da saka hannun jari ga zaɓaɓɓun abokan ciniki tare da abokin hulɗarsa na Burtaniya da Kanada, PVR Investment Holdings.

## Littattafan tarihi

* *[http://www.UberHorse.com Rashin Inganta Hanyar Wall Street] * 

A shekara ta 2005, Ripple ta rubuta wani aiki mai ban mamaki kan nakasassu a tseren dawaki . ''Nakasassu a Wall Street Way'' ya nuna yadda Ripple ta yi nasarar amfani da ka'idojin da aka koya daga shekaru 20 a cikin wasan saka hannun jari na tsaro zuwa tseren dawaki.

Ripple ya dogara ne akan rashin ingancin kasuwa . Rashin daidaito akan farashin doki ko hannun jari yawanci yana da inganci sosai, saboda jama'a suna saita farashi kuma suna ba da ƙima daidai. Muna ganin wannan lokacin da rashin daidaito akan waɗanda aka fi so suka ƙare da kuɗi sau da yawa, kuma hannun jarin blue chip yana ƙaruwa a cikin ƙima akan lokaci. A bayyane yake, wannan hanya ce mai jinkirin samun riba. Duk da haka, halayen rashin hankali na jama'a na yin fare, ko masu zuba jari na hannun jari ko masu wasan dawaki, zai haifar da kasuwannin da ba su da inganci. Yana amfani da kwatancen haɓakar dot-com na ƙarshen shekarun 1990 da Belmont Stakes tare da Triple Crown a kan layi don nuna misalan rashin ingancin kasuwa, da kuma yadda ɗaukar hanyar da ba ta dace ba zai iya haifar da riba. Masu zuba jari waɗanda suka sayi hannun jarin dot-com a kololuwar hauhawar farashi da masu wasan dawaki waɗanda suka yi fare akan War Emblem, Funny Cide, da Smarty Jones a Belmont duk sun yi asara akan farensu.

Ɗaya daga cikin kusurwoyin yin fare da sauran littattafan da ke ɗauke da nakasa a tseren fata ba sa cika magana a kai, amma masu ba da shawara kan harkokin kuɗi koyaushe suna tattaunawa a kai, shine kula da haɗari, tsara dabarun yin fare wanda ya yi daidai da matakin haɗarin da mai yin fare ke son ɗauka. Tare da babban haɗari, akwai ƙarin riba mai yiwuwa amma tare da cinikin ƙarin kuɗi da za a iya rasa. Ripple shine farkon wanda ya yi amfani da tambayoyi masu sauƙi don tantance matakin haɗarin da mai karatu ke jin daɗinsa, sannan mai karatu zai iya aiwatar da dabarun yin fare da suka dace.

Ripple ya fahimci cewa ba "girma ɗaya ba ce ta dace da kowa" kuma ya tsara dabarun da za su nuna hakan.    

## Taimakon jama'a da rayuwar mutum
Ripple shi ma ya kasance wanda ya kafa Asusun Tallafawa Ilimi na Elizabeth K. Ripple Memorial,  wanda aka kafa don girmama 'yar uwarsa, wanda ke ba da tallafin karatu ga ɗaliban da ke halartar Shirin Maganin Numfashi na Kwalejin Al'umma ta Hudson Valley. Ya mutu sakamakon matsalolin cututtukan hanta a ranar 17 ga Disamba, 2010, a Arkansas . 

## Manazarta