Reading list: How much loan can a manufacturer get in India?
The amount of loan for manufacturers in India can vary depending on several factors such as business type, turnover, eligibility, and the kind of loan. Small manufacturers, especially under government schemes like MUDRA and PMEGP, can access loans of up to ₹10 lakh to ₹25 lakh. These loans typically serve to support working capital or small-scale business expansion. For manufacturers seeking larger loans, commercial banks and NBFCs offer business loans ranging from ₹1 lakh to ₹30 lakh, which can be used for day-to-day expenses or business development. Manufacturers with a proven track record and substantial business operations can secure higher loans, sometimes exceeding ₹1 crore, particularly for factory expansion or large-scale projects. Additionally, loans like machinery financing and term loans can provide funding of ₹50 lakh to ₹80 lakh or even more, depending on the lender’s terms and the financial health of the business. If a manufacturer has a solid financial history and collateral, it’s possible to access higher funding limits, even up to several crores.

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