The insufficient funds
Subtitle: savings, assets, credit, and banking among low-income households
By: Rebecca M. Blank and Michael S. Barr, editors.
Contributors: Blank, Rebecca M.; Barr, Michael S.
Publisher: Russell Sage Foundation
Published: 2009
Place of publication: New York
Language: eng
Number of pages: 326
ISBN-13: 9780871540782
Subjects: Financial services -- Case studies; Low-income consumers -- Case studies; Finance, Personal -- Case studies; Households -- Economic aspects -- Case studies
Genres: Case studies.
Notes: Includes bibliographical references and index.
Table of contents: title: The assets and liabilities held by low-income families / John Karl Scholz and Ananth Seshadri; title: Financial services, saving, and borrowing among low-and moderate-income households : evidence from the Detroit area household financial services study / Michael S. Barr; title: Banking low-income populations : perspectives from South Africa / Daryl Collins and Jonathan Morduch; title: Savings policy & decision-making in low-income households / Sendhil Mullainathan and Eldar Shafir; title: Using financial innovation to support savers : from coercion to excitement / Peter Tufano and Daniel Schneider; title: IDAs and asset-building policy : lessons and directions / Michael Sherraden; title: Homeownership : America's dream / Raphael W. Bostic and Kwan Ok Lee; title: Patterns of credit card use among low- and moderate-income households / Ronald J. Mann; title: Immigrants' access to financial services and asset accumulation / Una Okonkwo Osili and Anna L. Paulson.