The American Credit System: Guilty Until Proven Innocent
Publisher: Hired Gun Publishing
Published: 1996
Place of publication: United States
Number of pages: 227
ISBN-13: 9780976129301
Table of contents: title: PREFACE.......................................................................................vii; title: EDITOR’S FOREWORD-------About Bud Hibbs.........................xi; title: INTRODUCTION---------You Never Thought; title: This Could Happen to You..........................................................xv; title: 1 The Collection Agency Can Be Stopped...........................................01; title: Facts To Know About The Bud Hibbs’; title: Cease-Comm Letter.....................................................................09; title: The Bud Hibbs’ Cease-Comm Letter...........................................11; title: 2 The Social Security Card----; title: Your Informational Fingerprint........................................................13; title: 3 You and Your Credit Report............................................................23; title: How to Contact the Credit Bureaus.........................................29; title: Bud’s Quick Tips on Getting your Credit Report.....................31; title: 4 Your Credit Reports and the Seven-Year Clock...............................33; title: Rate your own credit...............................................................38; title: Bud’s Quick Tips on Credit Reports........................................45; title: 5 Getting Personal with Your Credit Reports------; title: the Personal Information Section of your Report..............................47; title: Ask Bud About...Personal Information on; title: Your Credit Report..................................................................52; title: 6 The Public Records Section of Your Credit Reports.........................53; title: 7 The Inquiry Section of Your Credit Reports.....................................59; title: 8 On the Road to Resolving Your Credit Problems---; title: Disputing Items on your Credit Report.............................................67; title: 9 Negotiating with Your Former Creditors..........................................79; title: Bud’s Negotiating Tips............................................................91; title: 10 Dealing with Debt and Medical Providers.........................................93; title: Ask Bud About...Medical Providers and your Credit............................................................................100; title: CONTENTS; title: 11 What to do about Student Loans.........................................................105; title: Ask Bud About...Student Loans.................................................111; title: Need a Student Loan?................................................................114; title: 12 Stay Away from Bankruptcy................................................................115; title: Ask Bud About...Bankruptcy.....................................................121; title: 13 The I.R.S.---A Priority.........................................................................127; title: Understanding the Collection Process.........................................133; title: Ask Bud About...The I.R.S........................................................141; title: 14 Single Parenting....................................................................................149; title: Survival Tips for Single Parents.................................................153; title: Ask Bud About...Single Parenting..............................................156; title: 15 Second Marriages---Marriage and Remarriage....................................161; title: Bud’s Quick Tips on Second Marriages......................................166; title: Ask Bud About...Second Marriages............................................168; title: 16 Secured Credit Cards............................................................................173; title: Ask Bud About...Secured Credit Cards........................................177; title: 17 Who is on Your Side and Who is not---; title: Federal Laws that Protect You...............................................................181; title: Your Federal Trade Commission Offices...................................................184; title: List of Consumer Organizations................................................................186; title: 18 Consumer Credit Counseling Services, CCCS........................................189; title: Ask Bud About---CCCS............................................................... 193; title: 19 Sample Letters.........................................................................................197; title: Sending Certified Mail..................................................................199; title: Sample Letters..............................................................................201; title: 20 Bud is In Your Corner.............................................................................207; title: GLOSSARY............................................................................................213; title: ORDER FORM.......................................................................................227