The cost of credit
Subtitle: regulation, preemption, and industry abuses
By: Elizabeth Renuart, Kathleen E. Keest; contributing authors: Carolyn L. Carter ... [et al.].
Contributors: Keest, Kathleen E.; Carter, Carolyn L.; National Consumer Law Center
Edition: 4th ed.
Series: The consumer credit and sales legal practice series
Publisher: National Consumer Law Center
Published: 2009
Place of publication: Boston, MA
Language: eng
Number of pages: 1244
ISBN-13: 9781602480483
Subjects: Consumer credit; Law and legislation
Notes: "With companion website"--Cover.

Includes bibliographical references and index.
Table of contents: title: Overview of substantive regulation of the cost of consumer credit : state laws; title: Federal preemption of state laws limiting credit charges and regulating the terms and conditions of lending; title: Credit math for practitioners : calculations of interest rate and other charges; title: The cost of early termination : rebates of unearned charges and prepayment penalties; title: The cost of refinancing : calculation and legal issues; title: Hidden interest; title: Credit insurance; title: The statute : determining the applicable statute and principles of statutory construction; title: The trial : jurisdiction; the right to a jury trial; elements of a prima facie case; creditor defenses and borrowers' remedies; title: The credit marketplace and a sampling of abuses du jour; title: -Beyond usury : statutory and common law challenges to overreaching credit; title: State lending statutes; title: Mortgage broker laws; title: National Bank Act; title: Home Owners' Loan Act; title: Federal Credit Union Act; title: Federal Deposit Insurance Act; title: Depository Institutions Deregulation and Monetary Control Act of 1980; title: Alternative Mortgage Transaction Parity Act of 1982; title: Gramm-Leach-Bliley Act; title: Other federal statutes and regulations limiting credit costs; title: Real Estate Settlement Procedures Act; title: Reverse mortgages; title: Failed bank receivership procedures; title: Pleadings found on the companion website; title: Websites relating to consumer credit issues.