Nonparametric bounds on the effect of deductibles in health care insurance on doctor visits
Subtitle: Swiss evidence
By: by Michael Gerfin, Martin Schellhorn.
Contributors: Schellhorn, Martin.
Series: Discussion paper ;; no. 1616; Discussion paper (Forschungsinstitut zur Zukunft der Arbeit : Online) ;; no. 1616
Publisher: IZA
Published: 2005
Place of publication: Bonn, Germany
Language: eng
Format: Electronic resource
Subjects: Insurance, Health -- Switzerland; Deductibles (Insurance) -- Switzerland
Description: "We evaluate the effect of the size of deductibles in the basic health insurance in Switzerland on the probability of a doctor visit. We employ nonparametric bounding techniques to minimise statistical assumptions. In order to tighten the bounds we consider three further assumptions: mean independence of an instrument, monotone treatment response, and monotone treatment selection. Under the first two assumptions we are able to bound the treatment effect of high deductibles compared to low deductibles below zero. Adding the third assumption allows to tighten the bounds further. We conclude that there is a negative treatment effect"--Forschungsinstitut zur Zukunft der Arbeit web site.
Notes: Includes bibliographical references.
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