The Budget Kit
Publisher: AdvisorPress
Published: 2004
Place of publication: Sunnyvale
Language: eng
Format: E-book
Description: In an age of information overload, many simply don’t have the time, knowledge, or organizational skills to create a simple, functional system for managing personal finances.  The Budget Kit has become a bestselling classic that has helped hundreds of thousands of people across America develop effective budgets and gain financial freedom.  Even if you are using a financial software program, you will find the concepts in The Budget Kit to be essential to your understanding of budgeting.In the completely revised and updated fourth edition, Judy Lawrence tackles the unique challenges faced in the digital society in which we live.  The increased use of debit cards, automatic withdrawals, direct paycheck deposits, and online bill payment systems has distanced us from our money like never before.  Judy guides you through the electronic shift to a cashless society and keeps you connected to your money.In addition to getting a handle on spending, The Budget Kit can help you:•	Organize and maintain daily and monthly records of financial information.•	Use Internet resources wisely and well.•	Plan and manage finances, even with irregular paychecks.•	Reduce debt using the unique debt-reduction calculator.•	Anticipate monthly and yearly expenses, avoiding unpleasant surprises.•	Gain confidence and financial freedom.With this straighforward, easy-to-understand guide, you can get your spending under control and create a budget that will get you on the road to financial freedom.About the AuthorJudy Lawrence, MS Ed., lives in the Silicon Valley and is a personal financial counselor, budget coach, and popular speaker on basic money management.  Her master’s degree in counseling enhances her skill in helping people manage their money.  Judy has been a frequent guest on TV and radio, and has been featured in Money, Kiplinger’s Personal Finance, the Chicago Sun-Times, and the San Jose Mercury News.