U.S. bank deregulation in historical perspective
By: Charles W. Calomiris.
Publisher: Cambridge University Press
Published: 2000
Place of publication: New York
Language: eng
Number of pages: 359
Subjects: Banks and banking -- Deregulation -- United States; Banking law -- United States; Financial institutions -- United States
Other titles: United States bank deregulation in historical perspective.
Description: "This book shows how and why deregulation is transforming the size, structure, and geographic range of U.S. banks, the scope of banking services, and the nature of bank-customer relationships. Understanding the origins and persistence of the unique banking regulations that have defined U.S. banking for more than a century lends an important perspective to the economic and political causes and consequences of the current process of deregulation. History helps to define the political constituencies for and against deregulation, the political process through which bank regulations are determined, and the way deregulation likely will affect future bank performance and stability."--BOOK JACKET.
Notes: Includes bibliographical references and indexes.
Table of contents: title: Regulation, industrial structure, and instability in U.S. banking: an historical perspective; title: The origins of banking panics: model, facts, and bank regulation; title: The origins of federal deposit insurance; title: The costs of rejecting universal banking: American finance in the German mirror; title: The evolution of market structure, information, and spreads in American investment banking; title: Universal banking, "American style."