From foreclosure to fair lending
Subtitle: advocacy, organizing, Occupy, and the pursuit of equitable access to credit
By: edited by Chester Hartman and Gregory D. Squires
Edition: First edition.
Publisher: New Village Press
Published: 2013
Language: eng
Number of pages: 338
ISBN-13: 9781613320136
Subjects: Citizen participation; Economic policy; Housing; Housing policy; Mortgage loans; Occupy movement
Description: "Nineteen well-known fair housing and fair lending advocates and organizers examine the implications of the new wave of fair housing activism generated by Occupy Wall Street protests and the many successes achieved in fair housing and fair lending over the years. The book reveals the limitations of advocacy efforts and the challenges that remain. Best directions for future action are brought to light by staff of fair housing organizations, fair housing attorneys, a banker, community and labor organizers, and scholars who have researched social justice organizing and advocacy movements. The book is written for general interest and academic audiences.Contributors address the foreclosure crisis, access to credit in a changing marketplace, and the immoral hazards of big banks. They examine opportunities in collective bargaining available to homeowners and how low-income and minority households were denied access to historically low home prices and interest rates. Authors question the effectiveness of litigation to uphold the Fair Housing Act's promise of nondiscriminatory home loans and ask how the Consumer Financial Protection Bureau is assuring fair lending. They also look at where immigrants stand, housing as a human right, and methods for building a movement.Chester Hartman is an urban planner, academic, author of more than twenty books, and director of research for the Poverty & Race Research Action Council.Gregory Squires is a professor of sociology, public policy, and public administration at George Washington University and advisor to the John Marshall Law School Fair Housing Legal Support Center. "--
Notes: Includes bibliographical references and index.
Table of contents: title: Undoing the bitter legacy of segregation and discrimination  -- Douglas S. Massey; title: Occupy Wall Street : a new wave of fair housing activism?  -- Gregory D. Squires and Chester Hartman; title: The more things change, the more they stay the same : race, risk, and access to credit in a changing market  -- Debby Goldberg and Lisa Rice; title: Onward and upward : the fight to ensure equal access to credit via the Federal Housing Administration  -- David Berenbaum and Katrina S. Forrest; title: Five lessons offered by but not learned from the recent collapse of the US economy and the housing market  -- James H. Carr and Katrin B. Anacker; title: Opportunity lost : how low-income and minority households were denied access to historically low home prices and interest rates  -- M William Sermons; title: Finding a home for the Occupy Movement : lessons from the Baltimore and Memphis Wells Fargo litigation  -- John P. Relman; title: A tale of two recoveries : discrimination in the maintenance and marketing of REO properties in African American and Latino neighborhoods across America  -- Shanti Abedin and Shanna L. Smith; title: Building the power to win the battle of big ideas and advance a long-term agenda  -- George Goehl and Sandra Hinson; title: Forcing banks to the bargaining table : renegotiating Wall Street's relationship with our communities  -- Stephen Lerner and Saqib Bhatti; title: Housing as a human right : where do immigrants stand?  -- Janis Bowdler, Donald L. Kahl, and José A. Garcia; title: The limits of litigation in fulfilling the Fair Housing Act's promise of nondiscriminatory home loans  -- Robert G. Schwemm; title: Housing, race, and opportunity  -- John A. Powell; title: Winning battles and losing the war : the progressive advocacy world  -- Mike Miller; title: Building a movement for fair lending, foreclosure relief, and financial reform -- Peter Dreier.