Debt advice handbook
By: Mike Wolfe ; updated by Peter Madge with John Kruse [and others]
Contributors: Madge, Peter; Kruse, John; Child Poverty Action Group (Great Britain)
Edition: 7th ed.
Publisher: Child Poverty Action Group
Published: 2006
Place of publication: London
Language: eng
Number of pages: 487
ISBN-13: 9781901698886
Subjects: Debt; Personal Finance; Law and legislation; Management; Dettes; Gestion
Notes: Previous edition: 2004.

Includes bibliographical references and index.
Table of contents: title: Foreword
pagenum: vii
authors: David Harker; title: Acknowledgements
pagenum: ix; title: How to Use This Book
pagenum: x; title: Introduction
pagenum: xii; title: Background
pagenum: xii; title: Individual Consequences
pagenum: xiv; title: What is Debt Advice?
pagenum: xv; label: Chapter 1
title: Debt Advice - An Outline
pagenum: 1; label: 1
title: The Adviser as a Professional
pagenum: 1; label: 2
title: The Debt Advice System
pagenum: 3; label: 3
title: Administrative Systems
pagenum: 8; label: Chapter 2
title: Key Skills
pagenum: 11; label: 1
title: Interviewing
pagenum: 11; label: 2
title: Negotiation
pagenum: 12; label: 3
title: Letter Writing
pagenum: 13; label: 4
title: Court Representation
pagenum: 16; label: 5
title: Changing Social Policy
pagenum: 19; label: 6
title: Dealing with Harassment
pagenum: 23; label: 7
title: Budgeting Advice
pagenum: 26; label: Chapter 3
title: Stages of Debt Advice
pagenum: 30; label: 1
title: Creating Trust
pagenum: 30; label: 2
title: Listing Creditors and Minimising Debts
pagenum: 30; label: 3
title: Listing and Maximising Income
pagenum: 33; label: 4
title: Listing Expenditure
pagenum: 35; label: 5
title: Dealing with Emergencies
pagenum: 39; label: 6
title: Dealing with Priority Debts
pagenum: 39; label: 7
title: Drawing Up a Financial Statement
pagenum: 39; label: 8
title: Choosing a Strategy for Non-priority Debts
pagenum: 42; label: 9
title: Implementing and Following Up Chosen Strategies
pagenum: 44; label: Chapter 4
title: Types of Debt
pagenum: 47; label: 1
title: The Consumer Credit Act
pagenum: 47; label: 2
title: Reform of the Consumer Credit Act
pagenum: 55; label: 3
title: Consumer Credit Act Debts
pagenum: 60; label: 4
title: Other Debts
pagenum: 73; label: Chapter 5
title: Minimising Debts
pagenum: 92; label: 1
title: Using the Law of Contract to Avoid or Reduce Liability
pagenum: 92; label: 2
title: Using the Consumer Credit Act to Avoid or Reduce Liability
pagenum: 103; label: 3
title: Reducing Gas and Electricity Charges
pagenum: 109; title: If Money is Owed to the Client
pagenum: 112; label: Chapter 6
title: Maximising Income
pagenum: 114; title: Introduction
pagenum: 114; title: An Overview of the Benefits and Tax Credits Available
pagenum: 115; title: Parents
pagenum: 117; title: Lone Parents
pagenum: 125; title: Sick and Disabled People
pagenum: 128; title: Retired People
pagenum: 137; title: Unemployed People
pagenum: 141; title: The Safety Net
pagenum: 144; label: Chapter 7
title: Dealing with Priority Debts
pagenum: 151; label: 1
title: Deciding on Priorities
pagenum: 151; label: 2
title: The General Approach to Priority Debts
pagenum: 153; label: 3
title: Strategies for Dealing with Priority Debts
pagenum: 157; label: 4
title: Emergency Action
pagenum: 178; label: 5
title: Penalties for Non-payment of Priority Debts
pagenum: 184; label: Chapter 8
title: Dealing with Non-priority Debts
pagenum: 186; label: 1
title: The Criteria
pagenum: 186; label: 2
title: Should All Non-priority Debts be Treated the Same?
pagenum: 190; label: 3
title: The Strategies
pagenum: 191; label: 4
title: Court-based Strategies
pagenum: 210; label: Chapter 9
title: The Civil Courts
pagenum: 212; label: 1
title: Introduction
pagenum: 212; label: 2
title: Types of Court Action
pagenum: 215; label: 3
title: Action to Recover Money Only
pagenum: 216; label: 4
title: Action to Recover Goods on Hire Purchase or Conditional Sale (the Consumer Credit Act Procedure)
pagenum: 246; label: 5
title: Action to Recover Property (Possession Action)
pagenum: 248; title: Preventing Enforcement
pagenum: 275; label: Chapter 10
title: The Magistrates' Court
pagenum: 292; label: 1
title: Financial Penalties
pagenum: 293; label: 2
title: Compensation Orders
pagenum: 310; label: 3
title: Council Tax and Community Charge
pagenum: 311; label: 4
title: Maintenance
pagenum: 315; label: 5
title: Tax Debts
pagenum: 316; label: 6
title: Wilful Refusal and Culpable Neglect
pagenum: 316; label: Chapter 11
title: Bailiffs
pagenum: 319; label: 1
title: Types of Bailiff and the Seizure of Goods
pagenum: 319; label: 2
title: How Bailiffs Become Involved
pagenum: 322; label: 3
title: Bailiffs' Powers
pagenum: 325; label: 4
title: Powers of Arrest
pagenum: 337; label: 5
title: Complaints Against Bailiffs
pagenum: 338; label: 6
title: Emergency Action
pagenum: 342; label: 7
title: Reform
pagenum: 344; label: Chapter 12
title: Bankruptcy and Individual Voluntary Arrangements
pagenum: 345; label: 1
title: Last Resort or Fresh Start?
pagenum: 345; label: 2
title: When to Use Bankruptcy and Voluntary Arrangements
pagenum: 347; label: 3
title: Individual Voluntary Arrangements
pagenum: 350; title: Bankruptcy
pagenum: 357; label: Chapter 13
title: Business Debts
pagenum: 390; label: 1
title: Types of Small Business
pagenum: 390; label: 2
title: Stages of Debt Advice
pagenum: 393; label: Chapter 14
title: Student Debt
pagenum: 404; label: 1
title: Introduction
pagenum: 404; label: 2
title: Stages of Debt Advice
pagenum: 407; label: 3
title: Types of Debt
pagenum: 412; label: 4
title: Minimising Debt
pagenum: 421; label: 5
title: Maximising Income
pagenum: 422; label: 6
title: Dealing with Priority Debts
pagenum: 442; label: Appendix 1
title: Relevant Legislation
pagenum: 445; label: Appendix 2
title: Useful Organisations
pagenum: 456; label: Appendix 3
title: Useful Publications
pagenum: 462; label: Appendix 4
title: Abbreviations Used in the Notes
pagenum: 464; title: Index
pagenum: 469