The smart consumer's guide to good credit
Subtitle: how to earn good credit in a bad economy
By: John Ulzheimer with Deanna Templeton
Contributors: Templeton, Deanna
Publisher: Allworth Press
Published: 2012
Place of publication: New York, NY
Language: eng
ISBN-13: 9781581159042
Subjects: Personal Finance; Consumer credit
Notes: Includes bibliographical references and index.
Table of contents: title: Introduction: a note from John; title: Credit reports; title: Credit reporting agencies : it's not only the big three; title: Credit reports : what's in yours?; title: Negative items & credit reporting errors; title: Credit reports : they're not just for lenders; title: Myth busting, credit report-style; title: Credit scores; title: Credit scores : three is the magic number; title: FICO score distribution : a "flattening of the curve"; title: Credit score confusion : what are you buying?; title: Credit score myths, setting the record straight; title: Improving your FICO scores by understanding the scoring model; title: Delinquencies & the seven deadly fico sins; title: A perfect score; title: Access to free credit scores; title: Credit cards; title: Credit card offers : behind the scenes; title: Credit card behaviors & your credit scores; title: Credit cards, charge cards & rewards cards; title: Damage control, credit repair & debt settlement services; title: Credit repair & debt settlement; title: Mortgage loan modification, short sales, and time-barred debts; title: Student loan debt; title: Insurance, massive data breaches & identity theft; title: Insurance & credit reports; title: Data breaches & identity theft; title: Credit laws & proposed legislation; title: FACTA's free annual credit reports; title: Shoe box credit under the Equal Credit Opportunity Act; title: The Card Act : the good, bad, and ugly; title: Fair debt collection practices; title: Fair access to credit scores act; title: Medical debt responsibility act of 2011; title: Planning ahead and the future of credit; title: Your next application & the future of consumer credit; title: Index.