Plan design and 401(k) savings outcomes
By: James J. Choi, David Laibson, Brigitte C. Madrian.
Contributors: Laibson, David I.; Madrian, Brigitte C.; National Bureau of Economic Research.
Series: NBER working paper series ;; working paper 10486; Working paper series (National Bureau of Economic Research : Online) ;; working paper no. 10486.
Publisher: National Bureau of Economic Research
Published: 2004
Place of publication: Cambridge, MA
Language: eng
Format: Electronic resource
Subjects: 401(k) plans.
Description: "We assess the impact of 401(k) plan design on four different 401(k) savings outcomes: participation in the 401(k) plan, the distribution of employee contribution rates, asset allocation, and cash distributions.  We show that plan design can have an important effect on all of these savings outcomes.  This suggests an important role for both employers in determining how to structure their 401(k) plans and government regulators in creating institutions that encourage or discourage particular aspects of 401(k) plan design"--National Bureau of Economic Research web site.
Notes: Includes bibliographical references.
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Mode of access: World Wide Web.