A practical guide to multi-risk crop insurance for developing countries
By: P.K. Ray.
Publisher: Science Publishers, Inc.
Published: 1998
Place of publication: Enfield, N.H
Language: eng
Number of pages: 162
Subjects: Crop insurance -- Developing countries.
Notes: Includes bibliographical references (p. [157]-162).
Reprint of the original ed. published in 1991 by Oxford & IBH Pub. Co., New Delhi.
Table of contents: title: Machine generated contents note: CHAPTER 1 Definition, Need and Benefits of Crop; title: Insurance; title: 1. What Is Insurance?; title: 2. Functions of Insurance in Modern; title: Society; title: 3. Definition of Crop Insurance and Its; title: Various Types; title: 4. Need of Crop Insurance; title: 5. Special Benefits of Crop Insurance; title: 6. Insurance, Relief and Grants; title: CHAPTER 2 Approaches to Crop Insurance; title: 1. Philosophical Approach; title: 2. Operational Approaches; title: 3. Some Preliminary Observations; title: CHAPTER 3 Problems and Difficulties; title: 1. Basic Problems; title: 1.1 Widespread Lack of Knowledge; title: 1.2 Nature of Agriculture; title: 1.3 Special Nature of Insurance of Crops; title: 2. Operational Problems; title: 2.1 Lack of Basic Data; title: 2.2 Variety of Agricultural Practices; title: 2.3 Existing Land Tenure and Land Record; title: Systems; title: 2.4 General Ignorance and Poverty of; title: Farmers; title: 2.5 Lack of Trained Personnel and Facilities; title: for Study and Training; title: 2.6 Lack of Adequate Infrastructure; title: 2.7 Limited Financial Resources; title: 3. Conclusion; title: CHAPTER 4 Main Principles of Crop Insurance Appro-; title: priate for Newly Developing Countries; title: CHAPTER 5 Main Features of Crop Insurance Con-; title: tract; title: 1. Insurance of Crop Yield; title: 2. Crops to Be Insured; title: 3. Areas to Be Insured; title: 4. Hazards to Be Covered; title: 5. Duration of Cover; title: 6. Eligibility for Insurance; title: 7. Voluntary or Compulsory Insurance; title: 8. Term of Insurance; title: 9. Acreage Reports; title: 10. Replanting of Crop and Release of; title: Acreage; title: 11. Quality Protection; title: 12. Assignment to Creditors; title: 13. Transfer of Interest; title: 14. Voidance of Contract; title: 15. Responsibility of the Insured; title: CHAPTER 6 Essential Components of Multi-Risk Crop; title: Insurance: Determination of Coverage; title: 1. Special Nature of Crop Insurance Cover; title: 2. Unit of Insurance-Area Basis or; title: Individual Basis; title: 3. Some Useful Guidelines; title: 4. Determination of Insurance Cover or the; title: Amount of Protection; title: 5. Insurance Cover to Vary with Stages of; title: Crop Production; title: 6. Minimum Loss Exclusion or Deductible; title: Clause; title: 7. Justification of Limited Insurance Cover; title: 8. Principal Factors Determining the Insur-; title: ance Cover; title: 9. Methods of determining Insurance Cover; title: in Selected Countries; title: 10. Crop-Loan Insurance Cover; title: 11. Some Examples of Insurance Cover; title: CHAPTER 7 Actuarial Methods: Determination of; title: Premiums; title: 1. Marriage Between Mutual Aid and; title: Actuarial Technique; title: 2. Meaning of Actuarial Techniques; title: 3. Determination of Net Premium: Key to; title: Actuarial Technique; title: 4. Sharing of Premiums between Govern-; title: ment, Farmers and Credit Agencies; title: CHAPTER 8 Examples of Premiums and Premium; title: Payment; title: 1. Examples of Net Premiums; title: 2. Premium Payment; title: 2.1 Allocation of Premiums; title: 2.2 Notification of Premiums; title: 2.3 Due Date of Premium; title: 2.4 Manner of Premium Payment; title: 2.5 Recovery of Premiums; title: 2.6 District-wise Adjustment of Premiums; title: 2.7 Rebate and Discount of Premium; title: CHAPTER 9 Loss Adjustment and Calculation of; title: Indemnities; title: 1. Loss Adjustment; title: 1.1 Method of Loss Adjustment; title: 1.2 Computation of Losses; title: 1.3 Unit of Loss Adjustment; title: 2. Calculation of Indemnities; title: CHAPTER 10 Crop Insurance Reserve; title: 1. Importance of Insurance Reserve; title: 2. Need of Initial Reserve for Crop; title: Insurance; title: 3. Appropriate Size of Insurance Reserve; title: 4. Reserve in Kind and Cash; title: 5. Using Agricultural Surpluses or Coun-; title: terpart Funds for the Initial Crop; title: Insurance Reserve; title: 6. Should Crop Insurance Reserve Be; title: Used for Purposes Other than Paying; title: Indemnities?; title: CHAPTER 11 Reinsurance; title: 1. Definition and Purpose; title: 2. Reinsurance of Agricultural Risks; title: 2.1 Japan; title: 2.2 Canada; title: 2.3 Sri Lanka; title: 2.4 United States; title: 3. Scope of International Reinsurance of; title: National Crop Insurance Systems; title: 4. Role of Private International Reinsurers; title: CHAPTER 12 Organization and Administration; title: 1. Appropriate Crop Insurance Organi-; title: zation-Primarily a Government; title: responsibility; title: 2. Actual Administrative Structure in Se-; title: lected Countries; title: 2.1 Japan; title: 2.2 United States; title: 2.3 Canada; title: 3. Basic Organizational Set-up for Devel-; title: oping Countries; title: 3.1 Central Organization; title: 3.2 State of Provincial Administration; title: 3.3 District Administration; title: 3.4 Local Agencies; title: 3.5 Possible Role of Local Cooperatives; title: CHAPTER 13 Financing Crop Insurance Schemes; title: 1. General Principles; title: 2. Practices in Selected Countries; title: 2.1 United States; title: 2.2 Japan; title: 2.3 Comparative Costs in the Unites States; title: and Japan; title: 2.4 Canada; title: CHAPTER 14 Some Practical Hints on Financing Crop; title: Insurance Particularly for Beginners; title: Annex A Tables 1-7: FCIC, USDA County Actuarial; title: Tables; title: Annex B Agrarian Service Centre Area Based; title: Coverage -Premia Rate Structure, Paddy; title: Insurance, Sri Lanka.; title: Annex C Preface to the Manual on Crop Insurance for; title: Developing Countries (Published by FAO,; title: Rome, 1974); title: Annex D (1-6) Samples of Selected Crop Insurance En-; title: dorsements and Policies, FCIC, USDA.; title: (7) Sample of a Crop Insurance Policy, Sri; title: Lanka.