Banking market conditions and deposit interest rates
By: Richard J. Rosen.
Series: Working paper series ;; WP-2003-19; Working paper series (Federal Reserve Bank of Chicago. Research Dept. : Online) ;; WP-2003-19.
Publisher: Federal Reserve Bank of Chicago
Published: 2003
Place of publication: [Chicago, Ill.]
Language: eng
Format: Electronic resource
Description: "This paper addresses the impact market conditions on bank deposit interest rates.  Examining data for 1988-2000, we find that rates are affected by market size structure (defined as the distribution of market shares of banks of different sizes whether or not the market share is achieved entirely in that local market).  This is in addition to the effects of market concentration noted in earlier work.  We also find large differences between urban and rural markets.  In rural areas, changes in market concentration have no effect on deposit rates.  These findings have implications for antitrust policy in banking"--Federal Reserve Bank of Chicago web site.
Notes: Also available in print.
Includes bibliographical references.
Title from PDF file as viewed on 10/1/2004.
System requirements: Adobe Acrobat Reader.
Mode of access: World Wide Web.