Family child care money management & retirement guide
By: Tom Copeland.
Publisher: Redleaf Press
Published: 2008
Place of publication: St. Paul, MN
Language: eng
Number of pages: 193
ISBN-13: 9781605540092
Subjects: Family day care -- United States -- Management; Family day care -- Economic aspects -- United States; Family day care -- United States -- Finance; Retirement -- Planning
Notes: Includes index.
Table of contents: title: How this book can help you; title: Money management in family child care; title: First steps toward financial health; title: What this book doesn't cover; title: Manage your money; title: Reduce your spending; title: Track your spending exercise; title: The culture of spending; title: Don't show your love by spending; title: Strategies for reducing your expenses; title: Increase your savings; title: Where to find the money; title: Short-term and long-term savings; title: Where to put your short-term savings; title: How to get started; title: Teach your children to save; title: Get out of debt; title: Your credit rating; title: Credit card debt; title: How to pay down your debts; title: Credit counseling services; title: Raise your income; title: Care for more children; title: Raise your rates; title: Increase your fees; title: More strategies for increasing your income; title: Set your financial goals; title: Prioritize your goals; title: Develop a financial plan; title: Understand your options; title: Buying a car or van; title: How much should you spend?; title: Should you buy new or used?; title: Should you buy or lease?; title: Should you spend more for the tax deduction?; title: How to pay for your next vehicle; title: What are the insurance costs?; title: Getting a business grant or loan; title: Getting a grant; title: Getting a business loan; title: Hiring employees; title: Who is an "employee"?; title: Requirements for employers; title: Compare the costs and benefits; title: Checklist for hiring an employee; title: Moving your business out of your home; title: The pros and cons of moving your business; title: The financial consequences; title: Checklist of other issues; title: Handling major transitions; title: Getting a divorce; title: Closing your business; title: Prepare for retirement; title: Social security and pensions; title: Pensions; title: Social security; title: Earned income; title: Investment income; title: How much should you be saving?; title: Estimate how much you need to save; title: Experiment with your assumptions; title: Refine your estimate; title: You aren't alone; title: How you'll reach your savings goal; title: Can you afford to save for retirement?; title: Start with small steps; title: How money grows over time; title: Where to find the money to save; title: The five rules of investing; title: Rule 1: invest for the long term; title: Rule 2: balance your investments; title: Rule 3: diversify your investments; title: Rule 4: shop around for low fees; title: Rule 5: educate yourself about investing; title: Choosing your investments; title: Stock mutual funds; title: Index funds; title: Life cycle funds; title: Employer 401(K) and 403(B) plans; title: More advanced investment options; title: Choose your first investments; title: How to get started; title: Choosing your IRA plans; title: How IRAs work; title: Why IRAs are so important; title: The six major IRA plans; title: Choosing between the IRA plans; title: Tax credit for low-income taxpayers; title: Prioritize your retirement investments; title: How to set up an IRA; title: Working with a financial advisor; title: Finding a financial advisor; title: Choosing a financial advisor; title: Working with your financial advisor; title: It's not just about the money; title: Appendix; title: Resources; title: Recommended books; title: Web resources by chapter.