Regulation and instability in U.S. commercial banking
Subtitle: a history of crises
By: Jill M. Hendrickson
Series: Palgrave Macmillan studies in banking and financial institutions
Publisher: Palgrave Macmillan
Published: 2011
Place of publication: Houndmills, Basingstoke, Hampshire; New York
Language: eng
Number of pages: 296
ISBN-13: 9780230280663
Subjects: Banking law; Financial crises; Bank failures; State supervision; Banks and banking; History
Other titles: Regulation and instability in United States commercial banking
Description: "The historical response to bank crises has always been more regulation. A pattern emerges that some may find surprising: regulation often contributes to bank instability. It suppresses competition and effective response to market changes and encourages bankers to take on additional risk. This book offers a valuable history lesson for policy makers"--
Notes: Includes bibliographical references (p. [260]-288) and index.
Table of contents: title: Commercial bank instability; title: Theories of bank tegulation; title: Antebellum banking: 1781-1863; title: National banking era: 1864-1912; title: Era of instability and change: 1913-1944; title: Postwar banking era and regulatory response: 1945-1999; title: Banking and crisis in the twenty-first century: 2000-2010; title: Lessons from the history of U.S. banking and regulation.