Health insurance reform and HMO penetration in the small group market
By: Thomas C. Buchmueller.
Contributors: National Bureau of Economic Research.
Series: NBER working paper series ;; working paper 11446; Working paper series (National Bureau of Economic Research : Online) ;; working paper no. 11446.
Publisher: National Bureau of Economic Research
Published: 2005
Place of publication: Cambridge, MA
Language: eng
Format: Electronic resource
Subjects: Health maintenance organizations -- United States -- States; Insurance, Health -- United States -- States
Description: "We use data from several national employer surveys conducted between the late 1980s and the mid-1990s to investigate the effect of state-level underwriting reforms on HMO penetration in the small-group health insurance market.  We identify reform effects by exploiting cross-state variation in the timing and content of reform legislation and by using mid-sized and large employers, which were not affected by the legislation, as within-state control groups.  While it is difficult to disentangle the effect of state reforms from other factors affecting HMO penetration in the small group markets, the results suggest a positive relationship between insurance market regulations and HMO penetration"--National Bureau of Economic Research web site.
Notes: Includes bibliographical references.
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Mode of access: World Wide Web.