Mortgage lending in Boston's neighborhoods, 1981-1987: a study of bank credit and Boston's housing.
Contributors: Hubert H. Humphrey Institute of Public Affairs.
Published: 1989
Language: eng
Number of pages: 61
Subjects: Banks and banking -- Massachusetts -- Boston -- Studies.; Community Reinvestment Act of 1977 (P.L. 95-128) -- Massachusetts -- Boston.; Condominiums -- Massachusetts -- Boston -- Neighborhoods -- Statistics.; Dwellings -- Maintenance and repair -- Massachusetts -- Boston -- Mortgages.; Linkage -- Massachusetts -- Boston -- Studies.; Mortgages -- Massachusetts -- Boston -- Neighborhoods -- Studies.; Neighborhood -- Massachusetts -- Boston -- Mortgages -- Studies.; Discrimination in mortgage loans -- Massachusetts -- Boston -- Neighborhoods -- Studies.
Genres: Statistics.
Description: ...examines patterns of mortgage lending by banks in Boston's white and minority neighborhoods with comparable incomes; reviews the effects of government guaranteed mortgages on racial disparities in mortgage lending; discusses the effect of decreased access to mortgage loans on the availability of construction loans for new housing; outlines ways in which linked deposit programs can encourage banks to fulfill their responsibilities under the Community Reinvestment Act; tables show number of loans and total loan volumes (aggregated, 1981-87) by neighborhood and income level, and by bank for 20 largest banks (1981-87), loans per 1,000 units by type of lender and whether white or minority neighborhood, precent condominiums in lower-income white neighborhoods (1987), includes a partial list of banks with significant community lending programs (1983-89); also gives data on home improvement lending by income level (1981-87); a copy of this item was in the BRA collection...